# EDGAR Filing Document

**Accession Number:** 0001142786
**File Stem:** 0001999371-26-006191
**Filing Date:** 2026-3
**Character Count:** 5944119
**Document Hash:** 162ecf22441d43291e30227749050aa3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-006191.hdr.sgml**: 20260318

**ACCESSION NUMBER**: 0001999371-26-006191

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 54

**CONFORMED PERIOD OF REPORT**: 20260318

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260318

**DATE AS OF CHANGE**: 20260318

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089
- **FILM NUMBER:** 26766417

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>j.p. morgan acceptance corporation ii</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001142786

<u>J.P. Morgan Mortgage Trust 2026-CES2</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Amie Davis, (212) 623-7441

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.1 [AMC Diligence, LLC ("AMC") Form ABS Due Diligence-15E](ex99-1.htm)

99.2 [AMC Data Compare](ex99-2.htm)

99.3 [AMC Exception Report](ex99-3.htm)

99.4 [AMC Rating Agency Grades](ex99-4.htm)

99.5 [AMC Valuation Summary](ex99-5.htm)

99.6 [Clarifii LLC ("Clarifii") Executive Summary](ex99-6.htm)

99.7 [Clarifii Data Compare Report](ex99-7.htm)

99.8 [Clarifii Rating Agency Grades Detail Report](ex99-8.htm)

99.9 [Clarifii Rating Agency Grades Summary Report](ex99-9.htm)

99.10 [Clarifii Valuation Report](ex99-10.htm)

99.11 [Clayton Services LLC ("Clayton") Due Diligence Narrative](ex99-11.htm)

99.12 [Clayton Data Compare](ex99-12.htm)

99.13 [Clayton Exception Report](ex99-13.htm)

99.14 [Clayton Rating Agency Grades](ex99-14.htm)

99.15 [Clayton Valuation Summary](ex99-15.htm)

99.16 [Consolidated Analytics, Inc. ("Consolidated Analytics") Due Diligence Narrative related to sampled pool ("CA Sample")](ex99-16.htm)

99.17 [Consolidated Analytics Data Compare (CA Sample)](ex99-17.htm)

99.18 [Consolidated Analytics Exception Report (CA Sample)](ex99-18.htm)

99.19 [Consolidated Analytics Rating Agency Grades (CA Sample)](ex99-19.htm)

99.20 [Consolidated Analytics Valuation Summary (CA Sample)](ex99-20.htm)

99.21 [Consolidated Analytics Due Diligence Narrative related to fully diligenced pool ("100% CA Diligence")](ex99-21.htm)

99.22 [Consolidated Analytics Data Compare (100% CA Diligence)](ex99-22.htm)

99.23 [Consolidated Analytics Exception Report (100% CA Diligence)](ex99-23.htm)

99.24 [Consolidated Analytics Rating Agency Grades (100% CA Diligence)](ex99-24.htm)

99.25 [Consolidated Analytics Valuation Summary (100% CA Diligence)](ex99-25.htm)

99.26 [Digital Risk, LLC ("Digital Risk") Due Diligence Narrative](ex99-26.htm)

99.27 [Digital Risk Data Integrity Report](ex99-27.htm)

99.28 [Digital Risk Exception Findings Report](ex99-28.htm)

99.29 [Digital Risk Rating Agency Report](ex99-29.htm)

99.30 [Digital Risk Valuation Report](ex99-30.htm)

99.31 [Maxwell Diligence Solutions, LLC ("Maxwell") Due Diligence Narrative](ex99-31.htm)

99.32 [Maxwell Data Compare Report](ex99-32.htm)

99.33 [Maxwell Exceptions Report](ex99-33.htm)

99.34 [Maxwell Grading Report](ex99-34.htm)

99.35 [Maxwell Valuation Report](ex99-35.htm)

99.36 [Selene Diligence LLC ("Selene") Due Diligence Narrative](ex99-36.htm)

99.37 [Selene Data Compare Report](ex99-37.htm)

99.38 [Selene Standard Findings Report](ex99-38.htm)

99.39 [Selene Rating Agency Grades Summary Report](ex99-39.htm)

99.40 [Selene Valuation Report](ex99-40.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | | |
|:---|:---|:---|:---|
|  | J.P. MORGAN ACCEPTANCE CORPORATION II | J.P. MORGAN ACCEPTANCE CORPORATION II | J.P. MORGAN ACCEPTANCE CORPORATION II |
|  |  | (Depositor) | (Depositor) |
|  |  | /s/ Michael Brown | /s/ Michael Brown |
| Date: March 18, 2026 |  | Name: | Michael Brown |
|  |  | Title: | Chief Executive Officer (Senior Officer in charge of securitization) |

---

## Exhibit 99.1

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD PARTY DUE DILIGENCE SERVICES <br> FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third party due diligence services** 

Legal Name: <u>AMC Diligence, LLC </u>

Business Name (if Different):  

Principal Business Address: <u>150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022 </u>

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name:<u> </u> <u>JPMorgan Chase Bank, National Association </u>

Business Name (if Different):  

Principal Business Address: <u>270 Park Avenue, 4<sup>th</sup>Floor, New York, NY 10017</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;DBRS, Inc. | &nbsp;&nbsp;Third-Party Due-Diligence and Representations & Warranties Criteria for U.S. RMBS Transactions dated September 30, 2024 |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp;Global Methodology And Assumptions: Assessing Pools Of Residential Loans--U.S. And Canada Supplement, Feb 21, 2025 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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![](ex991001.jpg)

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u>AMC Diligence, LLC</u> 

By: <u>Tim Van Houtte </u>

---

| | |
|:---|:---|
| Signature: | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/s/ Tim Van Houtte |

---

Date: <u>March 16, 2026</u>

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![](ex991001.jpg)

**Item 4: Description of the due diligence performed**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming closed-end second lien residential mortgages acquired from various parties. The review was conducted on behalf of JPMorgan Chase Bank, National Association ("**Client**") during multiple transactions from December 2023 to November 2025 via files imaged and provided by JPMorgan Chase Bank, National Association for review (the "**Review**").

The loans in the Review carried origination dates between September 2023 and November 2025.

**(2) Sample size of the assets reviewed.**

The Review was conducted on one thousand four hundred seventy-six (1,476) loans selected by the Client with an aggregate original principal balance of approximately $136.504 million. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Originator Application Date |  |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Type |  |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Refi Purpose |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

Although AMC completed a property review of each loan based on the valuation in connection with the origination of the related mortgage loans, because AMC did not review any secondary supporting valuation products, AMC did not prepare any grading with respect to such property review and does not discuss any such grading herein.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

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![](ex991001.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP/Zippy Review** 

When a DU/LP/Zippy form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP/Zippy were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP/Zippy in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

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![](ex991001.jpg)

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) (i) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (ii) the presence of loan modification documents, and (iii) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

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![](ex991001.jpg)

AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW – LIMITED SCOPE</u>**

Please be advised that SitusAMC will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review will uncover all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or will uncover all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by SitusAMC are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which SitusAMC is relying in reaching such findings.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in the Review, and the findings set forth in any report prepared by SitusAMC does not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC. Information contained in any SitusAMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged SitusAMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by SitusAMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

SitusAMC will review each residential mortgage loan to determine, as applicable, and to the extent possible and subject to the caveats below, whether the mortgage loan complies with each of the laws, rules and regulations specified below, in each case as the same may be amended, supplemented, replaced or otherwise modified from time to time pursuant to applicable law. With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, the compliance review is limited to the specific components enumerated below with the testing of those components in accordance with the SFA TRID Compliance Review Scope ("TRID Grid"), published by the Structured Finance Association ("SFA"). All other TRID testing, including other components of the TRID Grid, that are not explicitly enumerated below are considered outside of scope for purposes of this review.

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23; §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) failure to provide the correct form of right of rescission notice;

iv) failure to provide the three (3) specific business day rescission period;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) missing
 or incorrect rescission expiration date on rescission notice;

vi) "I wish to cancel" section of rescission notice is signed by borrower;

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vii) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means, for closed end transactions, the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions, and for open-end transactions, the information that must be provided to satisfy the requirements in §<u>1026.6</u> with regard to the method of determining the finance charge and the balance upon which a finance charge will be imposed, the annual percentage rate, the amount or method of determining the amount of any membership or participation fee that may be imposed as part of the plan, and the payment information described in §<u>1026.40</u>(d)(5)(i) and (ii) that is required under §<u>1026.6</u>(e)(2); and

viii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Payment Tables (§1026.18, §1026.38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 disclosure of applicable payment tables on page 1 of the TIL or CD

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>TILA Section 130(b) Corrections and Other Remediations</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) with
 respect to applicable exception remediation measures, confirm the remediation was performed
 in accordance with regulatory and/or statutory requirements, and, where applicable, the
 SFA Compliance Review Scope methodology (in an attempt to establish a best practices
 approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated
 Disclosure testing, the Structured Finance Association ("SFA") has a working
 group that consists of industry participants including third party review providers and
 law firms who agreed to a standardized approach to remediation considerations).

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32,and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36(d)-(e)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) if requested by the client, review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36(k)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36(h)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§</u> 1026.36(i)):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36(g)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

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&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.); the
 Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and the U.S. Department of
 Agriculture (7 CFR Part 3555);

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)); and

&nbsp;&nbsp;&nbsp;&nbsp;e) Prepayment
 penalty restrictions (12 C.F.R. 1026.43(g)).

SitusAMC will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). SitusAMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, SitusAMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, SitusAMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the
 mortgage loan contains risky mortgage loan features and terms (e.g. an interest only
 feature, negative amortization, or loan term exceeding 30 years),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the
 "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the
 monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the
 creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the
 creditor appropriately considered debt obligations, alimony and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) based
 on the application date, defined in accordance with 1026.2(a)(3)(ii), and the loan designation
 provided on the subject loan:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **Temporary QM (Agency/GSE Salable) –** Loans submitted with a loan designation of Temporary
 SHQM (GSE/Agency Eligible) or Temporary HPQM (GSE/Agency Eligible)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 loan application date is prior to 7/1/2021 or loan was purchased/securitized on or before
 8/31/21, the loan will be evaluated to confirm it is salable to the GSEs.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 loan application date is on or after 7/1/2021 or loan was purchased/securitized after
 8/31/21 - an exception indicating loan is not eligible to be GSE Temp QM will be cited
 based on the GSE requirement for loan applications on or after 7/1/2021 to meet General
 QM (APOR) pricing based criteria to be salable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **QM Based on Appendix Q –** Loans submitted with a loan designation of Safe Harbor
 QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 the loan application date is prior to 3/1/2021 – determine whether at the time
 of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with
 Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 the loan application date is on or after 3/1/2021, but before 10/1/2022 – determine
 whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated
 in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **QM Based on APOR (Pricing-Based) –** Loans with an application date on or after
 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced
 QM (APOR), the QM considerations will be based on whether the APR exceeds the average
 prime offer rate by 2.25 or more percentage points (additional thresholds applicable
 for lower loan balances, subordinate lien covered transactions and certain manufactured
 homes loan amounts), and whether the loan does not meet the creditor's guidelines
 without a documented exception and compensating factors.

*QM loans with application dates on or after 10/1/22 are required to be either Safe Harbor QM (APOR) or Higher Priced QM (APOR)* 

***Verification Safe Harbor***

Pursuant to the November 2021 SFA TPR Scope of Review for Verification Safe Harbor under General QM Rule (<u>https://structuredfinance.org/wp-content/uploads/2021/11/SFA-TPR-Scope-of-Review-for-QM-VSH-Scope-of-Review-FINAL.pdf</u>) SitusAMC has adopted the following approach with respect to Verification Safe Harbor:

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**VSH Indicator** – For loans originated under the new General QM (APOR) pricing-based threshold, the lender will be required to document the Verification Safe Harbor (VSH) indicator. SitusAMC will capture, but will not verify the VSH indicator. If the lender does not provide a VSH indicator, the VSH for the loan will be identified as "Not Stated".

**VSH Indicator Discrepancy** – Optional add-on service for loans submitted with a VSH Indicator of "Yes" (loan meets VSH). If a loan was submitted indicating VSH is met, client has the option to have SitusAMC review documentation in file and identify variances between documentation in file and guidelines used that could be indicative of an inaccurate VSH indicator. For all options below, the VSH indicator and determination method will be provided by the lender (within loan images, on the data tape, deal notes, or as part of the loan program/guidelines to which loans are originated). SitusAMC's evaluation will be limited to review of the documents against the guidelines used and identified by the lender to meet VSH. Review and verification that guidelines used meet VSH requirements under the regulation (particularly for options 2 and 3 where guidelines used are not one of those explicitly enumerated in the regulation) are outside of SitusAMC's scope. Lender is responsible for affirming guidelines used meet VSH standard requirements:

● <u>Option 1: VSH via reference to guidelines explicitly enumerated in the regulation (June 2020 GSE Guides)</u> 

○ Lender identifies that loan utilizes one of the GSE June 2020 guidelines specified in the regulation to meet VSH

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator.

● <u>Option 2: VSH via reference to subsequent versions of GSE Guides affirmed to be "substantially similar" to guides explicitly enumerated in the regulation</u> 

○ Lender identifies (source and publication date) and provides a set of GSE guides (other than one of the June 2020 guidelines specified in the regulation) utilized to meet VSH

○ Lender provides affirmation that guides used meet VSH requirements as revised version complies with verification standards or is substantially similar to the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are "substantially similar"** to the explicitly enumerated underwriting guidelines.

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

● <u>Option 3: VSH via proprietary guides</u> 

○ Lender identifies and provides a set of proprietary (non-GSE guides) underwriting guides utilized to meet VSH

○ Lender provides worksheet/AUS connecting the loan level review components to enumerated guides

○ Lender provides affirmation that guides used meet VSH requirements as guides comply with verification standards in the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are in line with the standards in the enumerated underwriting guidelines.** 

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

The lender must also maintain policies and procedures to meet the requirement under the new General QM (APOR) rule. Review of policies and procedures and comparison of guides utilized to explicitly enumerated guides are outside of SitusAMC's review scope.

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**VSH Reporting –** SitusAMC will include the following in securitization reports:

● The lender/seller's VSH Indicator;

● Whether SitusAMC evaluated the VSH indicator provided by the lender/seller;

● Which of the above 3 options was employed to evaluate the VSH indicator;

● Whether SitusAMC identified a variance to indicator based on due diligence review; and

● Whether loan met VSH based on option selected

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule (effective January 10, 2014), SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) and (vi)-1 as outlined above. In addition, SitusAMC reviews the Automated Underwriting System output within the mortgage loan file to confirm agency eligibility.

For each conventional QM designated mortgage loan that satisfied the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.) and the U.S. Department of Agriculture (7 CFR Part 3555).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM (for loans that comply with general (ATR) or ATR Fail (for loans that do not meet general ATR requirements). See below for more details on general ability to repay testing.

*<u>General Ability to Repay</u>*

For non-QM loans (loans that do not meet QM criteria or submitted by loan originator with a loan designation of non-QM), SitusAMC reviews the mortgage loan to the creditor's guidelines to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and will verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) the
 consumer's current or reasonably expected income or assets;

ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status);

iii) the consumer's monthly payment;

iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) the
 consumer's monthly payment for mortgage-related obligations;

vi) the consumer's current debt obligations, alimony, and child support;

vii) the consumer's monthly debt-to-income ratio or residual income; and

viii) the consumer's credit history.

This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay. SitusAMC makes no representation or warranty surrounding the sufficiency of the client or creditor's guidelines as it relates to ATR requirements.

SitusAMC reviews mortgage loans to determine their conformity with the ATR/QM factors as outlined above, but does not render an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). SitusAMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all the factors and/or criteria that Authorities may consider in determining whether the creditor adequately demonstrated compliance with the ATR requirements under the rule. SitusAMC's review is based on information contained in the mortgage loan file at the time it is provided to SitusAMC for review, and only reflects information as of that point in time.

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**(III) The disclosure requirements and prohibitions of Section 50(a)(6), 50(f)(2), and limited provisions under Section 50(t) Article XVI of the Texas Constitution and associated regulations.**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time. State usury limitations and state-specific prohibited fees testing are outside of scope.**

**(V) Federal and state specific prepayment penalty provisions.**

**(VI) Federal and state specific late charges in states with assignee liability.** 

The state level late charge testing will be applicable to loans with the subject property in New Jersey, Georgia, New Mexico, and West Virginia.

**(VII) Homeowners Flood Insurance Affordability Act of 2014 (HFIAA)**

Confirm properties within a flood zone have adequate insurance coverage in accordance with HFIAA. (Including considerations of the total outstanding lien balances and any separate escrow impound requirements if the second lien is covered by a separate policy from the primary lien.)

**(VIII) FIRREA Review**

SitusAMC will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, SitusAMC will review the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, SitusAMC will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

As part of the portion of the Review described in this section, SitusAMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(IX) Document Review.**

SitusAMC will review each mortgage loan file and verify whether the following documents, if applicable, were included in the file and that the data on applicable documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
summary/loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
Net Benefit Disclosure;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD/Closing
Disclosure from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of DBRS, Inc. ("DBRS"), Fitch Ratings, Inc. ("Fitch"), Kroll Bond Rating Agency, Inc. ("Kroll") and S&P Global Ratings ("S&P").

**OVERALL REVIEW RESULTS SUMMARY**

There were one thousand four hundred seventy-six (1,476) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable Fitch and Kroll NRSRO grading criteria, two hundred ninety-six (296) (20.05%) loans had an overall loan grade of "B". Twenty-four (24) of the loans with an overall grade of "B" had exceptions across multiple exception types. After all documents were presented, under the applicable DBRS and S&P NRSRO grading criteria, two hundred seventy-four (274) (18.56%) loans had an overall loan grade of "B". Twenty-three (23) of the loans with an overall grade of "B" had exceptions across multiple exception types.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch and Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;84 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;58 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;57 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;47 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;47 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;46 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***369*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**369** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***65*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**65** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**434** |

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**DBRS and S&P Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;84 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;58 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;57 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;47 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;46 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***338*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**338** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***65*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**65** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**403** |

---

**COMPLIANCE RESULTS SUMMARY**

Of the one thousand four hundred seventy-six (1,476) loans reviewed, under the applicable Fitch and Kroll NRSRO grading criteria, two hundred fifty-six (256) had a Compliance Review "B" grade. Eighty-three (83) of the loans with an overall grade of "B" had multiple compliance exceptions. Of the one thousand four hundred seventy-six (1,476) loans reviewed, under the applicable DBRS & S&P NRSRO grading criteria, two hundred thirty-three (233) had a Compliance Review "B" grade. Seventy-eight (78) of the loans with an overall grade of "B" had multiple compliance exceptions.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch and Kroll NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1220 | &nbsp;&nbsp;82.66% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;256 | &nbsp;&nbsp;17.34% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS and S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1243 | &nbsp;&nbsp;84.21% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;233 | &nbsp;&nbsp;15.79% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

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**CREDIT REVIEW RESULTS SUMMARY**

One thousand four hundred twelve (1,412) mortgage loans (95.66%) of the total received an "A" Credit Review grade. The sixty-four (64) "B" Credit Review grades were due to missing documentation and/or guideline adherence (see exception detail below). Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1412 | &nbsp;&nbsp;95.66% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;64 | &nbsp;&nbsp;4.34% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one thousand four hundred seventy-six (1,476) mortgage loans reviewed, four hundred thirty-eight (438) (29.67%) mortgage loans had tape discrepancies across seventeen (17) unique data fields. The most common tape discrepancies were Appraised Value (19.11%), Investor: Qualifying Total Debt Ratio (7.38%), and Original Interest Rate (4.81%). AMC found generally that the DTI discrepancies were due to differences in calculating complex incomes; while the data differed, the resulting ratios generally remained within guidelines.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;282 | &nbsp;&nbsp;19.11% |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;109 | &nbsp;&nbsp;7.38% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;71 | &nbsp;&nbsp;4.81% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;47 | &nbsp;&nbsp;3.18% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;35 | &nbsp;&nbsp;2.37% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;34 | &nbsp;&nbsp;2.30% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;33 | &nbsp;&nbsp;2.24% |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;33 | &nbsp;&nbsp;2.24% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;29 | &nbsp;&nbsp;1.96% |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;28 | &nbsp;&nbsp;1.90% |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.29% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.22% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.81% |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.75% |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |

---

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**TPR Loan Designation** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;786 | &nbsp;&nbsp;53.25% | &nbsp;&nbsp;$71398212.00 | &nbsp;&nbsp;52.30% |
| &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;357 | &nbsp;&nbsp;24.19% | &nbsp;&nbsp;$19269349.00 | &nbsp;&nbsp;14.12% |
| &nbsp;&nbsp;Non QM | &nbsp;&nbsp;329 | &nbsp;&nbsp;22.29% | &nbsp;&nbsp;$45370472.00 | &nbsp;&nbsp;33.24% |
| &nbsp;&nbsp;Exempt from ATR | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.14% | &nbsp;&nbsp;$106000.00 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.14% | &nbsp;&nbsp;$360000.00 | &nbsp;&nbsp;0.26% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1476 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$136504033.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;1476 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$136504033.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;1471 | &nbsp;&nbsp;99.66% | &nbsp;&nbsp;$135796983.00 | &nbsp;&nbsp;99.48% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.20% | &nbsp;&nbsp;$360050.00 | &nbsp;&nbsp;0.26% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% | &nbsp;&nbsp;$34000.00 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% | &nbsp;&nbsp;$313000.00 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;758 | &nbsp;&nbsp;51.36% | &nbsp;&nbsp;$64446224.00 | &nbsp;&nbsp;47.21% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;514 | &nbsp;&nbsp;34.82% | &nbsp;&nbsp;$57215625.00 | &nbsp;&nbsp;41.91% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;147 | &nbsp;&nbsp;9.96% | &nbsp;&nbsp;$10542906.00 | &nbsp;&nbsp;7.72% |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;57 | &nbsp;&nbsp;3.86% | &nbsp;&nbsp;$4299278.00 | &nbsp;&nbsp;3.15% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;1003 | &nbsp;&nbsp;67.95% | &nbsp;&nbsp;$92325530.00 | &nbsp;&nbsp;67.64% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;414 | &nbsp;&nbsp;28.05% | &nbsp;&nbsp;$38415501.00 | &nbsp;&nbsp;28.14% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;46 | &nbsp;&nbsp;3.12% | &nbsp;&nbsp;$3957442.00 | &nbsp;&nbsp;2.90% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.54% | &nbsp;&nbsp;$644450.00 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.20% | &nbsp;&nbsp;$411110.00 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% | &nbsp;&nbsp;$250000.00 | &nbsp;&nbsp;0.18% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% | &nbsp;&nbsp;$500000.00 | &nbsp;&nbsp;0.37% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1453 | &nbsp;&nbsp;98.44% | &nbsp;&nbsp;$132189478.00 | &nbsp;&nbsp;96.84% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.81% | &nbsp;&nbsp;$2239818.00 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.75% | &nbsp;&nbsp;$2074737.00 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1476** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$136504033.00** | &nbsp;&nbsp;**100.00%** |

---

\*Tables may not add to 100% due to rounding.

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**EXCEPTION DETAIL**

The exception summary below ties to the total number of B exceptions for the population included in the Review. Some mortgage loans may be listed multiple times if they carried multiple exception categories even if those categories were within the same general exception category (ex. Disclosures and RESPA Tolerance within Compliance).

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch and Kroll Exceptions** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**Exception Type** |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;57 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;28 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;28 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Check Restated Loan Designation Match - QM / ATR | &nbsp;&nbsp;26 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | &nbsp;&nbsp;25 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | &nbsp;&nbsp;24 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;New York Subprime Home Loan Threshold Fixed Non-Compliant | &nbsp;&nbsp;17 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Last Rate Set Date | &nbsp;&nbsp;13 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Massachusetts HPML Threshold Test Compliant | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Status | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. | &nbsp;&nbsp;9 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland HPML Threshold Test Non-Compliant | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Check Restated Loan Designation Match - General Ability to Repay | &nbsp;&nbsp;5 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | &nbsp;&nbsp;5 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Minnesota Tangible Net Benefit Disclosure | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - ATR | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, refund/adjustment, LOE, re-opening of rescission and proof of delivery required. | &nbsp;&nbsp;3&nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Disclosed Note P&I payment does not equal calculated P&I payment | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) New York High-Cost Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - QM | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure APR | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Notice of Special Flood Hazard Disclosure Not Provided Timely | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Right of Rescission Timing - Receipt Date Missing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;California APLS Alternate Yield Pass | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs don't match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;South Carolina Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Guideline Requirement: Combined loan to value discrepancy. | &nbsp;&nbsp;13 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Ineligible property type. | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Hazard Insurance Policy Effective Date is after closing. | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Records/Collections/Charge Off does not meet guidelines. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Available for Closing is insufficient to cover Cash From Borrower. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Hazard Insurance Policy effective date is after the funds disbursed. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title search shows negative impact on title. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |

---

18 \| P a g e

![](ex991001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS and S&P Exceptions** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**Exception Type** |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;57 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;28 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;28 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | &nbsp;&nbsp;25 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | &nbsp;&nbsp;24 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;New York Subprime Home Loan Threshold Fixed Non-Compliant | &nbsp;&nbsp;17 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Last Rate Set Date | &nbsp;&nbsp;13 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Massachusetts HPML Threshold Test Compliant | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Status | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. | &nbsp;&nbsp;9 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland HPML Threshold Test Non-Compliant | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | &nbsp;&nbsp;7 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | &nbsp;&nbsp;5 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Minnesota Tangible Net Benefit Disclosure | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - ATR | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, refund/adjustment, LOE, re-opening of rescission and proof of delivery required. | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Disclosed Note P&I payment does not equal calculated P&I payment | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) New York High-Cost Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - QM | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

---

19 \| P a g e

![](ex991001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;TRID Final Closing Disclosure APR | &nbsp;&nbsp;1&nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Notice of Special Flood Hazard Disclosure Not Provided Timely | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Right of Rescission Timing - Receipt Date Missing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;California APLS Alternate Yield Pass | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs don't match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;South Carolina Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Guideline Requirement: Combined loan to value discrepancy. | &nbsp;&nbsp;13 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Ineligible property type. | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Hazard Insurance Policy Effective Date is after closing. | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Records/Collections/Charge Off does not meet guidelines. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Available for Closing is insufficient to cover Cash From Borrower. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The Hazard Insurance Policy effective date is after the funds disbursed. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title search shows negative impact on title. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |

---

20 \| P a g e

## Exhibit 99.2

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.2**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 304054953 | Investor: Qualifying Total Debt Ratio | 4.44 | 41.77395 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304055515 | Original P&I | 482.41 | 482.65 | Verified | Field Value reflects Note value |
| 304055515 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304055515 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304055515 | Investor: Qualifying Total Debt Ratio | 37.56 | 44.89841 | Verified | Matches approval. |
| 304243448 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304315696 | Investor: Qualifying Total Debt Ratio | 21.35 | 42.9804 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304369578 | Representative FICO | 715 | 705 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304369578 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304369578 | Investor: Qualifying Total Debt Ratio | 10.13 | 33.25055 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304376084 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304393212 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304439102 | Representative FICO | 728 | 725 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304439102 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304439102 | Investor: Qualifying Total Debt Ratio | 0.3284 | 32.84436 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304427441 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304685142 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304685142 | Original P&I | 357.78 | 365.56 | Verified | Field Value reflects Note value |
| 304685142 | Investor: Qualifying Total Debt Ratio | 28.81 | 33.48581 | Verified | Excluded xxxx payment, less than 10 remaining. |
| 304698234 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 304698234 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304698234 | Investor: Qualifying Total Debt Ratio | 37.09 | 44.40181 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304716829 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304718029 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304718029 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304727749 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304727749 | Original P&I | 2641.54 | 2665.41 | Verified | Field Value reflects Note value |
| 304727804 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304725164 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304725164 | Original CLTV | 80.45 | 82.14127 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304731332 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304760300 | Investor: Qualifying Total Debt Ratio | 40.97 | 44.3737 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304760184 | Original CLTV | 84.89 | 82.38505 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304760178 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304760178 | Original P&I | 569.62 | 309.48 | Verified | Field Value reflects Note value |
| 304760843 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760934 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760934 | Investor: Qualifying Total Debt Ratio | 48.733 | 44.11173 | Verified | Matches 1008 |
| 304760989 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761343 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304761343 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760938 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761047 | Original CLTV | 72.35 | 82.12644 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304761047 | Original LTV | 19.98 | 22.7861 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304761816 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762056 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762099 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762542 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762350 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762350 | Original CLTV | 79.5 | 89.10437 | Verified | Valuation used for review is the lower AVM value of $xxxx from CoreLogic, reduced by 10% for FSD over .10 for final value of $xxxx used in CLTV calculation. |
| 304762350 | Original LTV | 19.33 | 21.65869 | Verified | Valuation used for review is the lower AVM value of $xxxx from CoreLogic, reduced by 10% for FSD over .10 for final value of $xxxx used in CLTV calculation. |
| 304762368 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761936 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762580 | Original P&I | 434.17 | 434.52 | Verified | Field Value reflects Note value |
| 304762769 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762987 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763184 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762808 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763161 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304763161 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760642 | Original P&I | 721.57 | 722.08 | Verified | Field Value reflects Note value |
| 304760741 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760604 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760604 | Investor: Qualifying Total Debt Ratio | 20.016 | 16.7248 | Verified | Lender added taxes and insurance twice. |
| 304760815 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760815 | Original CLTV | 74.37 | 77.496 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304761744 | Original CLTV | 45.94 | 48.73967 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762451 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304762451 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762451 | Original CLTV | 47.98 | 53.84957 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762451 | Original LTV | 12.29 | 13.79171 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304762417 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
| 304762417 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762375 | Original P&I | 399.09 | 399.36 | Verified | Field Value reflects Note value |
| 304762637 | Original CLTV | 79.06 | 77.89998 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304762637 | Investor: Qualifying Total Debt Ratio | 37.03 | 33.8678 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304762760 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304762940 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304760811 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304760855 | Original CLTV | 47.72 | 53.04097 | Verified | Haircut taken from the lower AVM value. |
| 304760855 | Original LTV | 13.25 | 14.72075 | Verified | Haircut taken from the lower AVM value. |
| 304760864 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761234 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761683 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761683 | Original CLTV | 54.66 | 64.80485 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304761683 | Original LTV | 11.76 | 13.93599 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304761461 | Investor: Qualifying Total Debt Ratio | 44.624 | 48.89005 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304761451 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304762116 | Original Interest Rate | 11.63 | 11.625 | Verified | Field Value reflects the Note value |
| 304762116 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761911 | Original P&I | 346.43 | 346.63 | Verified | Field Value reflects Note value |
| 304761912 | Original CLTV | 69.63 | 74.7667 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304761924 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761721 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304761721 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761737 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304761786 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762100 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304762100 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762552 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304762552 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762420 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762128 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762191 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304762191 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762196 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762199 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304762199 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304760639 | Original CLTV | 49.94 | 54.29305 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304760691 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304760691 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760998 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304760998 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760848 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304761205 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761496 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304762217 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304762217 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762326 | Investor: Qualifying Total Debt Ratio | 49.866 | 45.01718 | Verified | 1008 reflects higher property taxes verses what is listed on title |
| 304762327 | Original CLTV | 58.12 | 59.16757 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304762336 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762351 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762854 | Original Interest Rate | 11.13 | 11.125 | Verified | Field Value reflects the Note value |
| 304762854 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762854 | Original CLTV | 70.8 | 78.54 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762854 | Original LTV | 24.92 | 27.68906 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304762724 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304762724 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760916 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761009 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761171 | Investor: Qualifying Total Debt Ratio | 41.228 | 32.71976 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304761587 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304761587 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761364 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761364 | Investor: Qualifying Total Debt Ratio | 32.079 | 37.93621 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304761720 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761785 | Original P&I | 852.07 | 852.44 | Verified | Field Value reflects Note value |
| 304761785 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761958 | Investor: Qualifying Total Debt Ratio | 42.365 | 49.91341 | Verified | 1008 reflects 49.428%. |
| 304762319 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762805 | Original CLTV | 70.12 | 72.10232 | Verified | 10% haircut to valuation due to FSD. |
| 304763069 | Original Interest Rate | 12.63 | 12.625 | Verified | Field Value reflects the Note value |
| 304763069 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763104 | Original Interest Rate | 9.43 | 9.425 | Verified | Field Value reflects the Note value |
| 304763104 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763104 | Original CLTV | 76.97 | 80.36434 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304763104 | Original LTV | 34.91 | 36.45192 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304763107 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763058 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763058 | Original CLTV | 69.1 | 71.98512 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304763063 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763075 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761293 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761497 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761795 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762060 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304762933 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762605 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762614 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762891 | Original Interest Rate | 10.13 | 10.125 | Verified | Field Value reflects the Note value |
| 304762891 | Original P&I | 486.66 | 486.99 | Verified | Field Value reflects Note value |
| 304762891 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762871 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304762871 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763162 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304763162 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760866 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760816 | Original P&I | 604.07 | 604.46 | Verified | Field Value reflects Note value |
| 304761024 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304761024 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760926 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304761490 | Original Interest Rate | 11.88 | 11.875 | Verified | Field Value reflects the Note value |
| 304761490 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761610 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761610 | Investor: Qualifying Total Debt Ratio | 47.566 | 41.8597 | Verified | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| 304761828 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761848 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762075 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762075 | Investor: Qualifying Total Debt Ratio | 47.659 | 42.7689 | Verified | Lender added taxes and insurance twice. |
| 304762013 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762454 | Original CLTV | 30.2 | 33.22712 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762454 | Original LTV | 18.53 | 20.58414 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304762454 | Investor: Qualifying Total Debt Ratio | 32.612 | 36.83137 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304762320 | Original P&I | 949.45 | 949.80 | Verified | Field Value reflects Note value |
| 304763098 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762874 | Original P&I | 729.72 | 730.35 | Verified | Field Value reflects Note value |
| 304763079 | Original CLTV | 59.74 | 60.88803 | Verified | haircut taken from the lower AVM value. |
| 304763079 | Investor: Qualifying Total Debt Ratio | 38.62 | 46.32769 | Verified | haircut taken from the lower AVM value. |
| 304760653 | Original P&I | 530.23 | 530.45 | Verified | Field Value reflects Note value |
| 304760768 | Original P&I | 282.09 | 282.26 | Verified | Field Value reflects Note value |
| 304761274 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
| 304761274 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761140 | Original Interest Rate | 10.88 | 10.875 | Verified | Field Value reflects the Note value |
| 304761140 | Original P&I | 346.51 | 346.77 | Verified | Field Value reflects Note value |
| 304761140 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761140 | Original CLTV | 78.52 | 75.45741 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304761538 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762011 | Original P&I | 910.09 | 910.72 | Verified | Field Value reflects Note value |
| 304762011 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762276 | Investor: Qualifying Total Debt Ratio | 42.08 | 38.31635 | Verified | Field value DTI in line with approval DTI at 41.60% |
| 304762427 | Original CLTV | 61.72 | 54.44884 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762427 | Original LTV | 8.9 | 7.86747 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304762476 | Original P&I | 368.12 | 368.28 | Verified | Field Value reflects Note value |
| 304763160 | Investor: Qualifying Total Debt Ratio | 40.716 | 36.89967 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 304762813 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304762813 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760628 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760684 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304760795 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760807 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761185 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761022 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761025 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761371 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
| 304761371 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761404 | Original P&I | 1220.45 | 1221.15 | Verified | Field Value reflects Note value |
| 304761404 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761360 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761573 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762043 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762287 | Original P&I | 490.38 | 490.71 | Verified | Field Value reflects Note value |
| 304762287 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761826 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762384 | Original P&I | 400.97 | 401.20 | Verified | Field Value reflects Note value |
| 304762384 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761934 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762483 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304762483 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762491 | Original CLTV | 37.44 | 42.48525 | Verified | Considered Lowest AVM Value with 10% Hair Cut due to FSD |
| 304763103 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304762817 | Investor: Qualifying Total Debt Ratio | 35.999 | 32.70281 | Verified | Unable to source lenders other property charges of $xxxx/month. |
| 304762961 | Investor: Qualifying Total Debt Ratio | 26.905 | 42.19783 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304760827 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761153 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304761153 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761158 | Original CLTV | 60.56 | 67.2842 | Verified | Missing the mortgage statement or printout to show the current UPB and P&I of the first lien. The credit report balance and payment were used |
| 304761158 | Original LTV | 20.37 | 22.62727 | Verified | Missing the mortgage statement or printout to show the current UPB and P&I of the first lien. The credit report balance and payment were used |
| 304761162 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761174 | Original LTV | 16.81 | 18.41695 | Verified | Tape Value reflects 1008 Value |
| 304761857 | Original P&I | 1502.31 | 1503.20 | Verified | Field Value reflects Note value |
| 304761857 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761882 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304761882 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761834 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761858 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762027 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762029 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762704 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762855 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762663 | Original P&I | 458.76 | 459.11 | Verified | Field Value reflects Note value |
| 304762663 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763163 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760765 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760765 | Original CLTV | 73.63 | 82.40784 | Verified | Used the lower AVM value for calculation. |
| 304760765 | Original LTV | 11.5 | 12.85064 | Verified | Used the lower AVM value for calculation. |
| 304760694 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
| 304760694 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760694 | Original CLTV | 59.99 | 68.68321 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304760694 | Original LTV | 14.15 | 16.2409 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304761650 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304761409 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762160 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762184 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304762184 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762186 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762253 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762296 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304762296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762296 | Investor: Qualifying Total Debt Ratio | 48.235 | 44.8878 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304762329 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304761978 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762008 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304762008 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304762008 | Original CLTV | 59.98 | 61.94338 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304762658 | Investor: Qualifying Total Debt Ratio | 49.06 | 43.89865 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304762688 | Original P&I | 282.27 | 282.50 | Verified | Field Value reflects Note value |
| 304762288 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304762811 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304762811 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763057 | Original P&I | 478.38 | 478.70 | Verified | Field Value reflects Note value |
| 304766977 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766977 | Original CLTV | 74.66 | 76.85793 | Verified | Used lower AVM value. |
| 304766977 | Investor: Qualifying Total Debt Ratio | 39.74 | 43.58399 | Verified | DTI difference due to the Lender's 1008 does not list the property taxes |
| 304767147 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767147 | Investor: Qualifying Total Debt Ratio | 47.51 | 42.46355 | Verified | Lender added a $xxxx/month debt twice. |
| 304767141 | Investor: Qualifying Total Debt Ratio | 28.1 | 31.23096 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304767066 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767179 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304767179 | Original P&I | 692.66 | 698.13 | Verified | Field Value reflects Note value |
| 304767301 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304767301 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304767301 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304767301 | Investor: Qualifying Total Debt Ratio | 40.47 | 46.83174 | Verified | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |
| 304767261 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304767108 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766957 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767319 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766983 | Investor: Qualifying Total Debt Ratio | 45.44 | 48.59401 | Verified | Declining bonus income. |
| 304767111 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304777682 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304777682 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777771 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777731 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779867 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779902 | Investor: Qualifying Total Debt Ratio | 27.26 | 32.9137 | Verified | Base pay only. |
| 304779873 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779901 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304736109 | Investor: Qualifying Total Debt Ratio | 37.91 | 47.62238 | Verified | Subject property net rental income loss using Schedule E calculation is -$xxxx vs negative cash flow of -$xxxx reflected on 1008. |
| 304732715 | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304732715 | Investor: Qualifying Total Debt Ratio | 24.33 | 28.8939 | Verified | DTI matches with 1008 |
| 304732844 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304736703 | Original LTV | 47.79 | 32.20797 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304789260 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789445 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789262 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789400 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304789400 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789308 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304789308 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789308 | Investor: Qualifying Total Debt Ratio | 44.44 | 47.88941 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304789436 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789315 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789355 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789276 | Investor: Qualifying Total Debt Ratio | 31.32 | 35.30442 | Verified | Excluded variable income. |
| 304789431 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304789339 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304789339 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304789339 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789372 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789363 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304789363 | Investor: Qualifying Total Debt Ratio | 30.72 | 37.37953 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304789364 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304759917 | Representative FICO | 803 | 782 | Verified | Most recent credit report used |
| 304759917 | Investor: Qualifying Total Debt Ratio | 42.39 | 48.75877 | Verified | Tape data is incorrect. Loan approved at 48.485%. |
| 304817473 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
| 304817473 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304817473 | Investor: Qualifying Total Debt Ratio | 44.8 | 48.53788 | Verified | Lender used additional income which cannot be supported. |
| 304817545 | Investor: Qualifying Total Debt Ratio | 21.74 | 38.65825 | Verified | 1008 reflects 40.357% |
| 304817300 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817500 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817517 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817538 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 304817538 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817510 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304817511 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817304 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304817309 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304817422 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304817446 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817316 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817495 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817515 | Investor: Qualifying Total Debt Ratio | 42.47 | 39.30938 | Verified | Lender used higher P& I for the 1st. Use payment listed on the note. |
| 304817307 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304817307 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817528 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304817528 | Investor: Qualifying Total Debt Ratio | 34.86 | 38.59024 | Verified | Excluded variable income. |
| 304718032 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304750152 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304750152 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304750152 | Representative FICO | 728 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304726462 | Representative FICO | 762 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304726462 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304726462 | Original CLTV | 55.43 | 54.24902 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304749753 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304749753 | Original P&I | 1252.24 | 1256.13 | Verified | Field Value reflects Note value |
| 304758466 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304758466 | Original P&I | 965.55 | 1206.93 | Verified | Field Value reflects Note value |
| 304758466 | Original CLTV | 17.14 | 28.93478 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304758466 | Original LTV | 17.14 | 21.42857 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304758466 | Investor: Qualifying Total Debt Ratio | 46.17 | 40.64291 | Verified | 1008 document matching with DTI |
| 304765882 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304765882 | Investor: Qualifying Total Debt Ratio | 37.53 | 41.09259 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304749656 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304749656 | Original P&I | 795.64 | 1113.90 | Verified | Field Value reflects Note value |
| 304749656 | Representative FICO | 704 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304749656 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304765579 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304765579 | Original CLTV | 58.13 | 56.43046 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304765579 | Investor: Qualifying Total Debt Ratio | 28.31 | 33.66117 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304754655 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304816400 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304816400 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304822993 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304819536 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304819536 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304811857 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304811857 | Investor: Qualifying Total Debt Ratio | 21.27 | 24.52962 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304816505 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304816505 | Investor: Qualifying Total Debt Ratio | 17.71 | 41.97214 | Verified | 1008 approval reflects 41.97% DTI |
| 304818430 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304820187 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304822779 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304833566 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304833566 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304833566 | Original CLTV | 73.35 | 67.92235 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304833566 | Original LTV | 27.27 | 25.29511 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304843378 | Representative FICO | 723 | 709 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304843378 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304843378 | Investor: Qualifying Total Debt Ratio | 32.52 | 49.26709 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304819564 | Investor: Qualifying Total Debt Ratio | 42.08 | 34.47203 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304828375 | Investor: Qualifying Total Debt Ratio | 34.58 | 17.11819 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304843824 | Representative FICO | 751 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304846924 | Representative FICO | 756 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304846924 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304840491 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304847642 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304845350 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304845350 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304844638 | Investor: Qualifying Total Debt Ratio | 33.11 | 28.02331 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304849016 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304845637 | Investor: Qualifying Total Debt Ratio | 33.08 | 46.11483 | Verified | DTI matches with 1008 |
| 304855010 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304852560 | Investor: Qualifying Total Debt Ratio | 50 | 45.7568 | Verified | Lenders 1008 reflects 39% but did not include the rental loss. |
| 304754665 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304754665 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304754665 | Original Interest Rate | 9.125 | 8.875 | Verified | Field Value reflects the Note value |
| 304754665 | Original P&I | 1647.61 | 1670.85 | Verified | Field Value reflects Note value |
| 304754665 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304754665 | Original CLTV | 69.66 | 64.25453 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304754665 | Original LTV | 21.12 | 20.10056 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304840809 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304840450 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304840450 | Investor: Qualifying Total Debt Ratio | 22.84 | 35.45511 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304814782 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304814782 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304814782 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304814782 | Investor: Qualifying Total Debt Ratio | 49.13 | 34.31505 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304825022 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304852561 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304841687 | Property Type | Condo | Site Condo | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304841687 | Investor: Qualifying Total Debt Ratio | 41.18 | 33.42928 | Verified | Lender approved at 38% but included taxes and insurance twice. |
| 304850789 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304858387 | Investor: Qualifying Total Debt Ratio | 31.21 | 50.08673 | Verified | Field value matched with 1008 |
| 304847556 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304858361 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304849002 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304849002 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304844630 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304843350 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304842931 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304842931 | Investor: Qualifying Total Debt Ratio | 36.3 | 30.6083 | Verified | The 1008 reflects 30.607% DTI |
| 304847804 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304847804 | Investor: Qualifying Total Debt Ratio | 40.7 | 45.58983 | Verified | Tape data is incorrect. Loan approved at 45.608% |
| 304856863 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304846836 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304846836 | Investor: Qualifying Total Debt Ratio | 21.16 | 29.49627 | Verified | Matches lenders 1008. |
| 304839696 | Investor: Qualifying Total Debt Ratio | 41.08 | 45.73366 | Verified | DTI per 1008 is 44.67%. |
| 304846973 | Investor: Qualifying Total Debt Ratio | 49.61 | 33.33372 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304846963 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304848174 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304848174 | Investor: Qualifying Total Debt Ratio | 25.59 | 39.55664 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304856857 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304861622 | Investor: Qualifying Total Debt Ratio | 39.42 | 44.27331 | Verified | Used more conservative income calculation. |
| 304847836 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304849009 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304843310 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304843310 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304769664 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304862352 | Investor: Qualifying Total Debt Ratio | 35.33 | 28.98789 | Verified | 1008 approval reflects 28.99% DTI |
| 304846284 | Original CLTV | 63.08 | 64.59517 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304846284 | Investor: Qualifying Total Debt Ratio | 10.68 | 26.5492 | Verified | Lenders 1008 reflects 26.95%. |
| 304846971 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304844854 | Investor: Qualifying Total Debt Ratio | 12.78 | 22.46193 | Verified | 1008 approval reflects 22.06% DTI |
| 304844367 | Investor: Qualifying Total Debt Ratio | 19.81 | 27.92545 | Verified | 1008 approval reflects 28.44% DTI |
| 304845636 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304845636 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304845636 | Investor: Qualifying Total Debt Ratio | 36.21 | 30.81677 | Verified | income and debt match the 1008. |
| 304848607 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304848607 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304848607 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304848607 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875102 | Investor: Qualifying Total Debt Ratio | 21.398 | 29.23345 | Verified | Matches lenders 1008. |
| 304875086 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875086 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875086 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875086 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875086 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875114 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875114 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875114 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875114 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875081 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875081 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875081 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875081 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875081 | Investor: Qualifying Total Debt Ratio | 37.485 | 41.00862 | Verified | Larger rental loss on subject. |
| 304875083 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875112 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875112 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875112 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875112 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875110 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875078 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875078 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875078 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875078 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875071 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875071 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875071 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875071 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875117 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875117 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875117 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875117 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875117 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875100 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875100 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875100 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875100 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875100 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875058 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875058 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875058 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875058 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875084 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875084 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875084 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875084 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304875084 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875119 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875107 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875107 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875107 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875077 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304875063 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875063 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875063 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875063 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875065 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875065 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875065 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875111 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875111 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875111 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875108 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875108 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875108 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875108 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875108 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875118 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875118 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875118 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875118 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875106 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875106 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875106 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304875106 | Original Interest Rate | 7.75 | 7.375 | Verified | Field Value reflects the Note value |
| 304875106 | Original P&I | 1165.75 | 1276.75 | Verified | Field Value reflects Note value |
| 304875106 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875106 | Original CLTV | 78.36 | 73.96505 | Verified | 1008 reflects 73.96% CLTV |
| 304875106 | Original LTV | 61.74 | 59.70149 | Verified | 1008 reflects 73.96% LTV. |
| 304875076 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875076 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875076 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875076 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875060 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875060 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875060 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304875060 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875068 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875068 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875068 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875103 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875103 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875103 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875103 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875080 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875080 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875080 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875080 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875062 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304875062 | Original Interest Rate | 7.75 | 7.625 | Verified | Field Value reflects the Note value |
| 304875062 | Original P&I | 544.47 | 554.56 | Verified | Field Value reflects Note value |
| 304875062 | Investor: Qualifying Total Debt Ratio | 40.07 | 43.45172 | Verified | Matches approval. |
| 304875072 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875072 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875072 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875072 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875090 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875090 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875090 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875090 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875091 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875091 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875091 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304875091 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875091 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 304875104 | Investor: Qualifying Total Debt Ratio | 31.893 | 22.61343 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304875116 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875116 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875116 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
| 304875116 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 304875116 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304875116 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 304875096 | Property Type | Condo | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304875087 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875087 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875087 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875087 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875095 | Original Interest Rate | 7.75 | 7.625 | Verified | Field Value reflects the Note value |
| 304875095 | Original P&I | 2149.24 | 2123.38 | Verified | Field Value reflects Note value |
| 304875095 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875095 | Original CLTV | 66.84 | 59.26946 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304875095 | Original LTV | 33.33 | 29.55665 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304875073 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875073 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875073 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875073 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304875073 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875059 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875059 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875059 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304875059 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875093 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875093 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875093 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304875093 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304875113 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304875113 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304875113 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304875113 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 304850790 | Investor: Qualifying Total Debt Ratio | 36.62 | 28.61124 | Verified | Due to lender used higher monthly insurance amount |
| 304846835 | Representative FICO | 761 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304865112 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304865112 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304861677 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304861677 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304861677 | Investor: Qualifying Total Debt Ratio | 44.1 | 48.30622 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304846283 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304867345 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304867345 | Investor: Qualifying Total Debt Ratio | 30.91 | 38.21727 | Verified | 1008 approval reflects 38.21% DTI |
| 304865362 | Investor: Qualifying Total Debt Ratio | 49.13 | 40.15298 | Verified | Field value matching with 1008 at 40.14% DTI |
| 304840224 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304868774 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304868774 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304868774 | Investor: Qualifying Total Debt Ratio | 38.57 | 41.87527 | Verified | Verified all the expenses and income and verified the dti with 1008 |
| 304815975 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304815975 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304852780 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304849017 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304849017 | Original P&I | 798.08 | 783.79 | Verified | Field Value reflects Note value |
| 304849017 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304855009 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304855009 | Investor: Qualifying Total Debt Ratio | 33.77 | 40.1038 | Verified | Tape data is incorrect. Loan approved at 40.10% |
| 304843739 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304843739 | Representative FICO | 793 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304843739 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304851971 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304849284 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304862368 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304862368 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304862368 | Investor: Qualifying Total Debt Ratio | 36.88 | 45.28967 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 304845298 | Original LTV | 73.56 | 36.47059 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845299 | Original CLTV | 52.87 | 54.43913 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304845299 | Original LTV | 52.87 | 35.25433 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845327 | Original LTV | 83.35 | 27.28 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845327 | Investor: Qualifying Total Debt Ratio | 35.82 | 48.02057 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304845326 | Original LTV | 74.94 | 25 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845302 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304845302 | Original P&I | 5896.86 | 5900.25 | Verified | Field Value reflects Note value |
| 304845302 | Original LTV | 64.66 | 24.31118 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845314 | Original LTV | 52.22 | 26.31579 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845313 | Original LTV | 52.57 | 14.25221 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304845310 | Original LTV | 67.53 | 14.97996 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304848392 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304852566 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304852566 | Original CLTV | 46.92 | 45.03878 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304860640 | Investor: Qualifying Total Debt Ratio | 25.16 | 46.90879 | Verified | Matches lenders 1008. |
| 304873831 | Investor: Qualifying Total Debt Ratio | 43.91 | 48.86389 | Verified | Matches 1008. |
| 304847555 | Investor: Qualifying Total Debt Ratio | 43.93 | 27.28761 | Verified | 1008 reflects 27.668% DTI. |
| 304857386 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304868807 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304867842 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304843380 | Original CLTV | 43.14 | 44.46715 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304843380 | Investor: Qualifying Total Debt Ratio | 21.47 | 43.47731 | Verified | Lender approved at 41.5%. Used lower rental income for the investment property. |
| 304869235 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304869235 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304847636 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304847636 | Investor: Qualifying Total Debt Ratio | 49.92 | 37.2201 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304848568 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304862358 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304862358 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304862358 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304844626 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304844626 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304871625 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304871625 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304865465 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304865465 | Original CLTV | 58.41 | 53.08439 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304865465 | Investor: Qualifying Total Debt Ratio | 39.79 | 33.32604 | Verified | DTI matches with 1008 |
| 304869998 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304869998 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304873062 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304861599 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304861599 | Investor: Qualifying Total Debt Ratio | 41.02 | 35.82828 | Verified | Matches lenders 1008. |
| 304849323 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304849323 | Investor: Qualifying Total Debt Ratio | 36.1 | 32.40132 | Verified | Lender added taxes and insurance twice. |
| 304858919 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304858355 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304846372 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304846372 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304846372 | Investor: Qualifying Total Debt Ratio | 48.33 | 41.19473 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304865389 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304865389 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304865389 | Original CLTV | 60.68 | 58.46111 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304856217 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304856217 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
| 304856217 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
| 304856217 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304856217 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304873054 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304873054 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304873054 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304872114 | Investor: Qualifying Total Debt Ratio | 41.05 | 46.42075 | Verified | 1008 approval reflects 45.79% DTI |
| 304868779 | Investor: Qualifying Total Debt Ratio | 32.72 | 28.12319 | Verified | 1008 approval reflects 28.12% DTI |
| 304865390 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304865390 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304865388 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304865388 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304865388 | Investor: Qualifying Total Debt Ratio | 38.25 | 44.69643 | Verified | Matches 1008 DTI of 44.703% |
| 304868071 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304873966 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304874925 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304874925 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304860629 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304860629 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304860629 | Investor: Qualifying Total Debt Ratio | 40.84 | 35.73191 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304874718 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304868084 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304868084 | Original CLTV | 52.99 | 54.91191 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304862176 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304873083 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304873083 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304873063 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304875961 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304871624 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304871624 | Investor: Qualifying Total Debt Ratio | 19.78 | 31.82474 | Verified | Matches 1008. |
| 304875187 | Investor: Qualifying Total Debt Ratio | 40.82 | 37.59598 | Verified | Lender used higher negative rent for subject that what could be verified. |
| 304862166 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304862166 | Investor: Qualifying Total Debt Ratio | 33.22 | 39.08142 | Verified | DTI matches with 1008 |
| 304858376 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304858376 | Investor: Qualifying Total Debt Ratio | 37.93 | 32.34051 | Verified | lender added taxes and insurance twice. |
| 304893395 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304869992 | Original CLTV | 69.06 | 65.76232 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304869992 | Original LTV | 21.2 | 20.18756 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304869148 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304869148 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304869148 | Investor: Qualifying Total Debt Ratio | 27.42 | 49.23813 | Verified | Matches 1008. |
| 304862343 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304862343 | Original CLTV | 54.67 | 55.82134 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304862343 | Investor: Qualifying Total Debt Ratio | 29.56 | 33.51305 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304868079 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304868079 | Original CLTV | 71.82 | 63.52461 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304868079 | Original LTV | 24.81 | 22.02247 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304889016 | Investor: Qualifying Total Debt Ratio | 32.021 | 36.64023 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888994 | Investor: Qualifying Total Debt Ratio | 41.736 | 47.98573 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888968 | Investor: Qualifying Total Debt Ratio | 32.677 | 42.43898 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888956 | Investor: Qualifying Total Debt Ratio | 16.665 | 27.60788 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888920 | Investor: Qualifying Total Debt Ratio | 29.477 | 35.54639 | Verified | xxxx: Mortgage statement in the file is in the name of xxxx and the co-borrower. This property/mortgage is reflected on the credit report and on the final 1003; however, was not included in the total DTI. Therefore, this property was included. DTI is within the guideline requirement. |
| 304888887 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304888799 | Investor: Qualifying Total Debt Ratio | 27.101 | 45.80553 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304888707 | Investor: Qualifying Total Debt Ratio | 44.631 | 50.48649 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888567 | Investor: Qualifying Total Debt Ratio | 35.853 | 39.62884 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304888467 | Original CLTV | 54 | 52.81007 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304888458 | Investor: Qualifying Total Debt Ratio | 12.246 | 16.63751 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| 304888443 | Original CLTV | 64 | 62.74489 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304888310 | Original CLTV | 48 | 46.99118 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |

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## Exhibit 99.3

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **DBRS Initial Exception Rating** | **Kroll Initial Exception Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Property<br> Initial Loan Grade** | **Property<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 304055515 | 29780111 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $xxxdoes not match calculated P&I of $xxx. Note P&I was used for the APR calculation and compliance testing. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | AZ | Primary | Refinance - Cash-out - Other | A B |  |  | Non QM | Non QM | No |
| 304393212 | 32030555 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 11/04/2024 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304439102 | 32145764 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304439102 | 32145765 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Texas Constitution Section 50(a)(6): Borrower did not receive written "Acknowledgment of the Fair Market Value" of homestead property securing loan. |  |  |  |  | xxxx | 12/05/2024 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304439102 | 32145766 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304439102 | 32145774 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 12/05/2024 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304439102 | 32152270 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | Texas Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  | xxxx | 11/21/2024 |  |  | 1 | B A | B A |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304439102 | 32312943 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | xxxx |  |  |  | xxxx |  | 01/13/2025 |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685142 | 33323893 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/09/2025 |  | 2 | C B | C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685142 | 33323894 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/09/2025 |  | 2 | C B | C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304716829 | 33795261 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 07/03/2025 |  |  | 1 | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | A |  |  | Non QM | Non QM | No |
| 304718029 | 33822238 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304727804 | 33875166 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/31/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304725164 | 33955010 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955011 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Aggregate Payment Disclosure Not Provided) | New York High-Cost Loan: Borrower not provided with Aggregate Monthly Payment Disclosure statement. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955012 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | New York High-Cost Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955013 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Counseling Disclosure Not Provided) | New York High-Cost Loan: Counseling Disclosure not provided to borrower. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955014 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New York High-Cost Loan (Financed Fees Exceeds Threshold) | New York High-Cost Loan: Lender financed points and fees in excess of 3% of the total loan amount. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955015 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (High Cost Legend Not on Mortgage) | New York High-Cost Loan: Mortgage does not contain legend advising loan is high-cost. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955016 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Shop Around Notice Not on Loan Application) | New York High-Cost Loan: Mandatory "Shop Around" Notice not included on loan application to applicant. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304725164 | 33955017 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | New York Anti-Predatory Lending Statute: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 09/15/2025 |  | 2 | C B | C B |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | Higher Priced QM (APOR) | Non QM | Yes |
| 304725164 | 33955018 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 | B A C | B A C |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Non QM | Yes |
| 304725164 | 34169837 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NY | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Non QM | No |
| 304731332 | 34001268 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | Yes |
| 304760300 | 34175962 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/27/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760300 | 34175966 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760300 | 34176012 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760300 | 34176013 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760300 | 34176015 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) |  |  |  |  | xxxx |  | 09/12/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760300 | 34176016 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/11/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760300 | 34176017 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/11/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760300 | 34208962 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760299 | 34167529 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760299 | 34167531 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760299 | 34167556 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760299 | 34202732 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760184 | 34309893 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309904 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309905 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 10/07/2025 |  |  | 1 | B A | B A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309906 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309907 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 65.13925% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309908 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760184 | 34309912 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/07/2025 |  |  | 1 | B A C | B A C |  | LA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304760178 | 34174623 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760178 | 34174630 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 09/23/2025 |  |  | 1 | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760178 | 34187961 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760178 | 34187962 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760144 | 34205908 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760144 | 34205956 |  | Compliance | Compliance | State Compliance | Misc. State Level | Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | Kansas Mortgage Business Act: Mortgage loan contains prepaid finance charges of $xxxx payable to the lender or lender affiliate that exceed 5% of the amount financed, or $xxxx, an overage of $xxxx. |  |  |  |  | xxxx |  | 10/01/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any notice from borrower of compliance failure, provide: (1) Letter of Explanation; (2) Lender Attestation of no action instituted or written notice from consumer of the violation; (3) Copy of Refund Check; and (4) Proof of Delivery B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760044 | 34212342 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/23/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760044 | 34212398 |  | Compliance | Compliance | State Compliance | Misc. State Level | Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | Kansas Mortgage Business Act: Mortgage loan contains prepaid finance charges of $xxxx payable to the lender or lender affiliate that exceed 5% of the amount financed, or $xxxx, an overage of $xxxx. |  |  |  |  | xxxx |  | 10/01/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any notice from borrower of compliance failure, provide: (1) Letter of Explanation; (2) Lender Attestation of no action instituted or written notice from consumer of the violation; (3) Copy of Refund Check; and (4) Proof of Delivery B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304760638 | 34215557 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/21/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760843 | 34188125 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760843 | 34188126 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760843 | 34188127 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/08/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760843 | 34188128 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760843 | 34192256 |  | Compliance | Compliance | Miscellaneous Compliance | Compliance | Other Compliance Exception (Manual Add) |  | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761200 | 34197059 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761200 | 34197061 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) | xxxx |  |  |  | xxxx |  | 08/28/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761200 | 34197067 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/29/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761200 | 34197068 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/29/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761200 | 34197792 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/09/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761047 | 34116563 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761047 | 34124179 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has verified disposable income of at least $2500.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has $3,725.11 monthly disposable income. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/07/2025 | 2 | B | B |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761618 | 34100401 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/22/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761618 | 34100402 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/22/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762069 | 34097699 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762069 | 34097701 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762069 | 34097702 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762069 | 34099741 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx | 09/17/2025 |  |  | 1 | C A | C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762360 | 34149387 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762112 | 34097077 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762112 | 34097078 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762112 | 34097079 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx |  | 08/27/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762112 | 34097080 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762542 | 34373779 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 09/17/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762542 | 34373813 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 09/26/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762350 | 34249847 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 764 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/20/2025 | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762755 | 34104776 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762755 | 34143973 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | CO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762789 | 34103820 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | LA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762789 | 34144006 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | LA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762916 | 34106781 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762916 | 34106782 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762916 | 34106783 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | xxxx |  |  |  | xxxx |  | 09/18/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762916 | 34106784 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762973 | 34104532 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762801 | 34106768 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762801 | 34144066 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304763161 | 34121418 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304763154 | 34108309 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304763154 | 34147187 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304760642 | 34106472 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304760642 | 34106844 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Mortgage Statement(s) not provided |  | xxxx |  |  |  | xxxx | 08/04/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304760642 | 34147199 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304760741 | 34162050 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760772 | 34106528 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304760772 | 34147208 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761416 | 34107904 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761416 | 34147225 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761224 | 34109385 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/31/2025 | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761694 | 34117780 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/25/2025 |  | 2 | C B | C B |  | AK | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761694 | 34117781 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/25/2025 |  | 2 | C B | C B |  | AK | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761731 | 34146500 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761731 | 34146685 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761731 | 34146687 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 66.46664% significantly exceeds the guideline maximum of 49.99%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761731 | 34146689 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761731 | 34146711 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762451 | 34250006 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762637 | 34117354 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762637 | 34144255 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NV | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762760 | 34213548 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762760 | 34248285 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/11/2025 |  | 2 | C B | C B |  | MI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762760 | 34248286 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/11/2025 |  | 2 | C B | C B |  | MI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762940 | 34116836 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762940 | 34144339 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NC | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761103 | 34118652 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761103 | 34144422 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NJ | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761283 | 34120511 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761283 | 34120512 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761283 | 34120747 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761283 | 34120748 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | xxxx |  |  |  | xxxx |  | 09/18/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761461 | 34240364 |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | Colorado Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762116 | 34123152 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762116 | 34144520 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761912 | 34231161 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 38.77861% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/20/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762420 | 34131354 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762420 | 34144684 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762199 | 34123434 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | CT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762199 | 34147560 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | CT | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762214 | 34150717 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 738 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/18/2025 | 2 | C B | C B |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34150736 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 | B A C | B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304762214 | 34150738 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 51.32229% moderately exceeds the guideline maximum of 49.99%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 738 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/18/2025 | 2 | C B | C B |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34150739 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34496298 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 51.32229% moderately exceeds the guideline maximum of 49.99%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 738 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/18/2025 | 2 | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34496315 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34496318 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | A | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304762214 | 34496320 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304762214 | 34499739 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | AZ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304760691 | 34126832 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | xxxx |  |  |  | xxxx | 08/17/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760848 | 34270242 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760848 | 34270243 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761203 | 34129841 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761203 | 34144477 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304761048 | 34239973 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761048 | 34260444 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761048 | 34260446 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761048 | 34260450 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: APR of xxxx% on Final Closing Disclosure provided on xx/xx/xxxx is under-disclosed from the calculated APR of xxxx% outside of 0.125% tolerance. | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762327 | 34131442 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762327 | 34144384 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762358 | 34126801 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762358 | 34126802 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762358 | 34144106 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | MI | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304762854 | 34269262 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761110 | 34156769 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761587 | 34301579 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | UT | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761720 | 34153956 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761720 | 34153958 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761720 | 34153959 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761720 | 34154895 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx |  | 08/27/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761720 | 34156331 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - With Waiver) | Texas Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing with waiver. | xxxx |  |  |  | xxxx | 10/02/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761720 | 34161352 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | xxxx | 08/07/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762649 | 34140566 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in the subject for 5 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/06/2025 | 2 | B | B |  | PA | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304763104 | 34247685 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has been with current employer for 5.8 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/10/2025 | 2 | B | B |  | WI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763058 | 34249556 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 09/17/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304763058 | 34309824 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 730 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/27/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761236 | 34151472 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761510 | 34159524 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761510 | 34159525 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761510 | 34159526 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx |  | 08/27/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761510 | 34159527 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761510 | 34162061 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | xxxx | 08/07/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761795 | 34282849 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761795 | 34282851 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761795 | 34282853 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) |  |  |  |  | xxxx |  | 09/25/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761795 | 34283160 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | xxxx |  |  |  | xxxx |  | 09/23/2025 |  | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761795 | 34321847 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762285 | 34157801 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/14/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762285 | 34157883 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 09/26/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762285 | 34157884 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 09/26/2025 |  |  | 1 | B A | B A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762285 | 34157885 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 09/26/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762285 | 34157887 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 09/26/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762285 | 34157888 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 09/26/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762060 | 34258495 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304763162 | 34305988 |  | Compliance | Compliance | State Compliance | State Defect | West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | West Virginia Residential Mortgage Lender, Broker and Servicer Act: Borrower not charged actual amount for third party fees. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763145 | 34107971 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | NM | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304763145 | 34143887 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NM | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304760547 | 34305538 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760547 | 34305541 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760547 | 34305542 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/23/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760547 | 34305543 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760952 | 34165659 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has been in the same field for 9 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/12/2025 | 2 | C B | C B |  | NV | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761833 | 34317091 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Good credit and employment history | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/29/2025 | 2 | B | B |  | TN | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761833 | 34317119 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | TN | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761833 | 34317120 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | TN | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304762320 | 34174406 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Retired borrower. Low CLTV | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/08/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304763098 | 34107102 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763098 | 34110765 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Mortgage Statement(s) not provided |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763108 | 34107739 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304763108 | 34143907 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NV | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304763119 | 34104980 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/05/2025 |  |  | 1 | B A C | B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304763119 | 34143970 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | CO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304760653 | 34164521 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760653 | 34164532 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | B A C | B A C |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760653 | 34164533 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.67835% moderately exceeds the guideline maximum of 49.99%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760653 | 34164548 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760908 | 34169023 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 | C A | C A |  | NC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761198 | 34355457 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761198 | 34355458 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/16/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760807 | 34299502 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760807 | 34299504 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/18/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760807 | 34299505 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760807 | 34301096 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761185 | 34170721 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761371 | 34370931 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761358 | 34322343 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/25/2025 |  | 2 | C B | C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761358 | 34322344 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/25/2025 |  | 2 | C B | C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761573 | 34353665 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762043 | 34366644 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762183 | 34310239 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763103 | 34322723 |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | Colorado Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance. |  |  |  |  |  |  |  |  | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761158 | 34191837 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 08/19/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761158 | 34191869 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 08/19/2025 |  |  | 1 | B A C | B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761158 | 34191870 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 52.14270% moderately exceeds the guideline maximum of 49.99%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 08/19/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761158 | 34191871 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 08/19/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761174 | 34189293 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761174 | 34189294 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761174 | 34189437 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 30.29164% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/16/2025 | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | D B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761174 | 34475979 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761858 | 34186041 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762704 | 34205921 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/26/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304762704 | 34205922 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/26/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304763163 | 34351194 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 | C A | C A |  | TN | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760765 | 34214013 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 771 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/15/2025 | 2 | B | B |  | VA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761409 | 34348268 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761409 | 34348269 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761409 | 34348270 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/18/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304761409 | 34348271 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304761978 | 34240240 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | xxxx |  |  |  |  |  |  |  | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761978 | 34240241 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304761978 | 34240242 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304761978 | 34240243 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304762008 | 34272408 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762288 | 34321328 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304762811 | 34238678 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in the subject for 6 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/17/2025 | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304766977 | 34229533 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304766977 | 34229567 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Lender has been with current employer for 15 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/01/2025 | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767147 | 34205435 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767147 | 34205561 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767141 | 34213394 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/28/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767141 | 34256891 |  | Compliance | Compliance | State Compliance | Misc. State Level | Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | Kansas Mortgage Business Act: Mortgage loan contains prepaid finance charges of $xxxx payable to the lender or lender affiliate that exceed 5% of the amount financed, or $xxxx, an overage of $xxxx. |  |  |  |  | xxxx |  | 10/01/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any notice from borrower of compliance failure, provide: (1) Letter of Explanation; (2) Lender Attestation of no action instituted or written notice from consumer of the violation; (3) Copy of Refund Check; and (4) Proof of Delivery B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304767066 | 34216507 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767066 | 34216522 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | 30.51458% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767179 | 34093854 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/20/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767179 | 34093855 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/20/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767179 | 34093990 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Good credit and employment history. Low CLTV | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/31/2025 | 2 | B | B |  | MO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767179 | 34250189 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 09/23/2025 |  | 2 | B | B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form (If corresponding material disclosure exception has not been sufficiently cured, LOE, refund/adjustment, corrected TIL/CD, and proof of delivery required to cure material disclosure exception as applicable). B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767301 | 34229838 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 | C A | C A |  | ND | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304767301 | 34298680 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 27 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/07/2025 | 2 | C B | C B |  | ND | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304767301 | 34298689 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | B A C | B A C |  | ND | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | Yes |
| 304767301 | 34298691 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 61.14684% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 27 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/07/2025 | 2 | C B | C B |  | ND | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304767301 | 34936821 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 46.83174% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 27 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/07/2025 | 2 | B | B |  | ND | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304767300 | 34229609 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767300 | 34306942 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304767300 | 34306943 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304767261 | 34215743 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing a copy of Award Letter / Continuance Letter, for the Borrowers pension income. |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | D A C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767261 | 34215756 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | D A C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767261 | 34215836 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | B A C | B A C |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767261 | 34215837 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | D A C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767261 | 34310290 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 | D A | D A |  | MO | Primary | Refinance - Cash-out - Other | D A C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767108 | 34245097 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310696 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE provided for Self-Employed income states – The borrower is an xxxx; His xxxx can be found through google websites. This is not an acceptable Third-Party verification of self-employment. |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310725 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310726 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 10/29/2025 |  |  | 1 | B A | B A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310727 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310728 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34310732 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | B A C | B A C |  | OH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304767108 | 34842582 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>Borrower has verified disposable income of at least $2500.00. | Loan paid off consumer debt lowering monthly payment by $792/month. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/29/2025 | 2 | B | B |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767108 | 34842598 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 45.45768% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>Borrower has verified disposable income of at least $2500.00. | Loan paid off consumer debt lowering monthly payment by $792/month. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/29/2025 | 2 | B | B |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767247 | 34260552 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 | C A | C A |  | NH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767247 | 34299547 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | NH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767247 | 34299766 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | B A C | B A C |  | NH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767247 | 34299767 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 69.67989% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | NH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767247 | 34299772 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | NH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767152 | 34208936 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767152 | 34208997 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767152 | 34208998 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767072 | 34249892 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34250558 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34250559 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (CLTV Exceeds 80% Threshold) | Texas Constitution Section 50(a)(6): CLTV of 80.00004% exceeds 80% of $xxxx (the value reflected on the valuation). | xxxx |  |  |  | xxxx | 09/08/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | Send the borrower a written acknowledgement that the lien is valid only in the amount that the extension of credit does not exceed the CLTV of 80%. D B A |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304767072 | 34250560 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34250561 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34250580 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | B A C | B A C |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D B C |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304767072 | 34250994 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 | D A | D A |  | TX | Primary | Refinance - Cash-out - Other | D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34251125 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 20 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx | 09/08/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304767072 | 34844284 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | TX | Primary | Refinance - Cash-out - Other | D B A C |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304766948 | 34241705 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304766948 | 34241795 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | 788 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | AZ | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304766957 | 34236504 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 25.65767% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766957 | 34236528 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 | C A | C A |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767319 | 34254693 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767319 | 34307432 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has been with current employer for 28 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | NJ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767319 | 34307449 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | B A C | B A C |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767319 | 34307450 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.66642% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has been with current employer for 28 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | NJ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767319 | 34307451 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766983 | 34259944 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766983 | 34260402 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766983 | 34260419 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | B A C | B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304766983 | 34260447 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766983 | 34280800 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 55.86513% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767111 | 34212582 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767111 | 34312275 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767111 | 34312301 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C |  |  | Non QM | Non QM | Yes |
| 304767111 | 34312302 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 52.65560% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304767111 | 34312303 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304766995 | 34213333 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766995 | 34351250 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777682 | 34269761 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 8 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34269773 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34269815 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 09/10/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34269817 |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. |  |  |  |  |  |  |  |  | 2 | B | B |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34269821 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 09/10/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34269822 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 09/10/2025 |  |  | 1 | B A | B A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34333382 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | A | A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777682 | 34404786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | OH | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Safe Harbor QM (APOR) | No |
| 304777760 | 34269056 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | NM | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304777760 | 34414316 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | NM | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304777748 | 34267924 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/10/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777748 | 34267979 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 32.8813% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/01/2025 | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777771 | 34271789 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/10/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777771 | 34271824 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777775 | 34275910 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | AL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777775 | 34415829 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777731 | 34267239 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  | xxxx |  | 10/30/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304777731 | 34267241 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779860 | 34268019 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 28.23381% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779860 | 34268033 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779860 | 34310785 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779860 | 34310786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | B A C | B A C |  | KY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304779860 | 34343076 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification of Employment completed within 10 days of closing |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779867 | 34279562 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304779867 | 34279614 |  | Compliance | Compliance | State Compliance | Misc. State Level | Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | Kansas Mortgage Business Act: Mortgage loan contains prepaid finance charges of $xxxx payable to the lender or lender affiliate that exceed 5% of the amount financed, or $xxxx, an overage of $xxxx. | xxxx |  |  |  | xxxx |  | 10/13/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any notice from borrower of compliance failure, provide: (1) Letter of Explanation; (2) Lender Attestation of no action instituted or written notice from consumer of the violation; (3) Copy of Refund Check; and (4) Proof of Delivery B |  |  | Non QM | Non QM | Yes |
| 304779889 | 34278752 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779889 | 34278774 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779889 | 34278830 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779889 | 34278831 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779889 | 34278833 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A C | B A C |  | IA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C |  |  | Non QM | Non QM | Yes |
| 304779889 | 34278834 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779889 | 34278835 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 58.69971% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | IA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304779853 | 34310530 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310556 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310557 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 09/19/2025 |  |  | 1 | B A | B A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310558 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310559 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 59.61410% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310560 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34310561 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304779853 | 34356772 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779853 | 34598586 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779902 | 34277580 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779902 | 34355309 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304779902 | 34355310 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/30/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304779873 | 34282515 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359468 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359480 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359481 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 10/09/2025 |  |  | 1 | B A | B A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359482 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359483 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304779873 | 34359484 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 54.80846% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779873 | 34359485 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779901 | 34279780 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779901 | 34359508 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779901 | 34359512 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304779901 | 34359513 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 94.74773% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779901 | 34359514 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34205848 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34254207 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 52.11367% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34254208 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 52.11367% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34254210 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34254212 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 09/16/2025 |  |  | 1 | C A | C A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736109 | 34254215 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 | B A C | B A C |  | MT | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304736109 | 34493277 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | MT | Investment | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732844 | 34213544 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | xxxx | 09/02/2025 |  |  | 1 | B A | B A |  | CT | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304732844 | 34213545 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | B A C | B A C |  | CT | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304732844 | 34413843 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | CT | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304736703 | 34213524 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/16/2025 |  |  | 1 | B A C | B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304736703 | 34253074 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736703 | 34253079 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 55.89650% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736703 | 34253080 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736703 | 34475339 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789260 | 34298508 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789260 | 34298555 |  | Compliance | Compliance | State Compliance | Misc. State Level | Kansas Mortgage Business Act (Prepaid Finance Charges to to Lender or Lender Affiliate) | Kansas Mortgage Business Act: Mortgage loan contains prepaid finance charges of $xxxx payable to the lender or lender affiliate that exceed 5% of the amount financed, or $xxxx, an overage of $xxxx. |  |  |  |  | xxxx |  | 10/24/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any notice from borrower of compliance failure, provide: (1) Letter of Explanation; (2) Lender Attestation of no action instituted or written notice from consumer of the violation; (3) Copy of Refund Check; and (4) Proof of Delivery B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789445 | 34281208 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789445 | 34357591 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789445 | 34357605 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | B A C | B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304789445 | 34357607 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 46.76997% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789445 | 34357608 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789446 | 34300905 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304789446 | 34300988 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/07/2025 |  | 2 | C B | C B |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Non QM | Non QM | Yes |
| 304789446 | 34300989 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/07/2025 |  | 2 | C B | C B |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Non QM | Non QM | Yes |
| 304789262 | 34298421 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789262 | 34313766 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 33.3466% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789314 | 34309921 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34309925 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34309932 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 5.7 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/25/2025 | 2 | C B | C B |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34317576 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | D A | D A |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34317852 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 47.94010% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 | C A | C A |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34317885 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 | B A C | B A C |  | OK | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789314 | 34317899 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 | C A | C A |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789314 | 34317915 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 | C A | C A |  | OK | Primary | Refinance - Cash-out - Other | D B C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789399 | 34306029 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789399 | 34416128 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789400 | 34323743 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324655 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same industry for 5 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324707 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324708 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | B A | B A |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324709 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324710 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | B A C | B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789400 | 34324711 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.79969% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same industry for 5 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34324712 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789400 | 34731325 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 45.26910% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same industry for 5 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34303260 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34303344 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx | 09/17/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789308 | 34317480 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same field for 7 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/08/2025 | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34317611 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34317612 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | B A | B A |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34317613 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | B A C | B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789308 | 34317614 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 47.88941% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same field for 7 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/08/2025 | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34317615 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789308 | 34318006 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789346 | 34302449 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789346 | 34431366 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789391 | 34321804 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789391 | 34324483 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789391 | 34324487 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 51.50927% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789391 | 34324488 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | KY | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789391 | 34324491 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | B A C | B A C |  | KY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304789436 | 34324651 |  | Credit | Missing Document | General | Missing Document | Missing Document: Credit Card Statement not provided |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789436 | 34324652 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789296 | 34321582 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/13/2025 |  |  | 1 | C A | C A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789296 | 34444423 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789315 | 34316915 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/13/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789315 | 34444425 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789355 | 34315899 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/13/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | D A C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789355 | 34318766 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | D A C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789355 | 34318805 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | B A C | B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304789355 | 34318806 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 46.36821% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | D A C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789355 | 34318807 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | D A C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789355 | 34389594 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 | D A | D A |  | PA | Primary | Refinance - Cash-out - Other | D A C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789415 | 34325120 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/13/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789415 | 34444514 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789276 | 34324454 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | WI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789276 | 34325902 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal is outdated. xxxx cannot be used as a primary valuation, AVM property type is Single Family, and image reflects land only. |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | WI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789295 | 34324574 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789295 | 34324588 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Non QM | Non QM | Yes |
| 304789295 | 34324589 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789295 | 34324590 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789295 | 34324618 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 09/19/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789431 | 34327805 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789431 | 34394375 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Only a YTD paystub in file. |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789431 | 34394377 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789431 | 34394378 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | B A C | B A C |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304789317 | 34325222 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789317 | 34445794 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789339 | 34332687 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789339 | 34332691 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has lived in subject for 5 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/01/2025 | 2 | C B | C B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789372 | 34318421 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789372 | 34318430 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789372 | 34318470 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 10/14/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789363 | 34330949 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789363 | 34330950 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304789364 | 34306837 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789364 | 34445795 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304759917 | 34424537 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/16/2025 |  | 2 | C B | C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304759917 | 34424538 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/16/2025 |  | 2 | C B | C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304759917 | 34741981 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 10/22/2025 |  | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form (If corresponding material disclosure exception has not been sufficiently cured, LOE, refund/adjustment, corrected TIL/CD, and proof of delivery required to cure material disclosure exception as applicable). B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817473 | 34317818 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402057 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has lived in the subject for 8 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/12/2025 | 2 | C B | C B |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402109 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402110 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 11/12/2025 |  |  | 1 | B A | B A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402111 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402112 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | B A C | B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304817473 | 34402113 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 48.53788% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has lived in the subject for 8 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/12/2025 | 2 | C B | C B |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817473 | 34402114 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817519 | 34356657 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817519 | 34356782 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/06/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817519 | 34356783 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/06/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817462 | 34324434 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817485 | 34324272 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817485 | 34324424 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 10/07/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817545 | 34342018 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/07/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817545 | 34342019 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/07/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817545 | 34342036 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817300 | 34325291 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817338 | 34325383 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817338 | 34416843 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817457 | 34326133 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 62.46018% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817457 | 34326135 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A C | B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817457 | 34326136 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817457 | 34326195 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817500 | 34327498 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | D A | D A |  | VA | Primary | Refinance - Cash-out - Other | D A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817523 | 34431205 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has lived in the subject for 7 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817408 | 34324607 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817408 | 34325424 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817499 | 34325537 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817499 | 34431518 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in the subject for 12 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817298 | 34357689 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 26.15276% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/13/2025 | 2 | C B | C B |  | NM | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817396 | 34357247 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | KS | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817443 | 34350157 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | D A | D A |  | WI | Primary | Refinance - Cash-out - Other | D A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817443 | 34428897 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 09/18/2025 |  |  | 1 | C A | C A |  | WI | Primary | Refinance - Cash-out - Other | D A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817517 | 34423580 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817538 | 34348468 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817538 | 34448197 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817539 | 34325577 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 09/26/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817539 | 34325578 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 09/26/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817334 | 34356814 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34356815 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | B A | B A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34356816 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34356817 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | B A C | B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304817334 | 34356818 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 48.41123% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34356823 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34356850 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817334 | 34442163 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817394 | 34443258 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817394 | 34443522 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | LA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817445 | 34325776 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | D A | D A |  | TX | Primary | Refinance - Cash-out - Other | D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817445 | 34443676 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817445 | 34443677 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817492 | 34444468 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817510 | 34444336 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817511 | 34444341 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | xxxx |  |  |  | xxxx | 10/01/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817511 | 34444342 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817430 | 34345539 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Good credit history, consolidating debts | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | IL | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817452 | 34341562 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  |  |  |  |  | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817452 | 34450587 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817452 | 34450592 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A C | B A C |  | AR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304817452 | 34450593 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 51.41352% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817452 | 34450594 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817452 | 34450599 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | AR | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817476 | 34450747 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817477 | 34341310 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  | xxxx |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817477 | 34341311 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  | xxxx |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817477 | 34450890 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 10/12/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817304 | 34450877 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 10/12/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817309 | 34449574 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/24/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817422 | 34450461 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 10/22/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817446 | 34450714 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | ID | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817512 | 34354827 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/06/2025 |  | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817512 | 34354828 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/06/2025 |  | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817512 | 34455995 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Loan DTI is 32.08490%. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/15/2025 | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817533 | 34470667 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 10/12/2025 |  |  | 1 | C A | C A |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817533 | 34470668 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | PA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817316 | 34470669 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817316 | 34470670 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817328 | 34347674 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | D A | D A |  | AZ | Primary | Refinance - Cash-out - Other | D A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817328 | 34471196 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | xxxx |  |  |  | xxxx | 10/21/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | D A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817401 | 34476736 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | xxxx |  |  |  | xxxx | 10/02/2025 |  |  | 1 | C A | C A |  | AL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817450 | 34476900 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817450 | 34476941 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817475 | 34326479 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | D A | D A |  | VA | Primary | Refinance - Cash-out - Other | D A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817475 | 34476615 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | D A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817494 | 34364928 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/18/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365080 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | 766 FICO | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 11/05/2025 | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365113 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365122 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | B A C | B A C |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817494 | 34365123 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 62.89565% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365124 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365125 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817494 | 34365134 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817495 | 34335191 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817495 | 34335209 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 54.92999% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817495 | 34335212 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | B A C | B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817495 | 34479352 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 10/12/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817495 | 34479359 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817495 | 34479362 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817515 | 34279938 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304817515 | 34279939 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304817515 | 34476753 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304817307 | 34347633 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | DE | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817405 | 34402427 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817405 | 34402453 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817405 | 34402494 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | Yes |
| 304817405 | 34402495 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 53.00694% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817405 | 34402497 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817405 | 34479364 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304817479 | 34340619 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817479 | 34340620 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817428 | 34346557 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817489 | 34345698 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 09/25/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817489 | 34345711 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817489 | 34345712 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817546 | 34341694 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | C A | C A |  | HI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817546 | 34341695 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 | B A C | B A C |  | HI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817547 | 34485615 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Acknowledgement of Borrower Receipt of Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not retain record of borrower's receipt of Notice of Special Flood Hazard Disclosure. | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304745179 | 34278538 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | ME | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304726462 | 34332786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 | B A C | B A C |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304726462 | 34332788 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | SC | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304726462 | 34431493 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | SC | Primary | Refinance - Cash-out - Other | C B A |  |  | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304765316 | 34399027 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304765316 | 34399028 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304765316 | 34583748 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 20.85946% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/22/2025 | 2 | C B | C B |  | TX | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304769662 | 34479921 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | NM | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304769662 | 34479996 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/08/2025 |  | 2 | C B | C B |  | NM | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304769662 | 34479997 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/08/2025 |  | 2 | C B | C B |  | NM | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304769662 | 34675519 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 10/27/2025 |  | 2 | B | B |  | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form (If corresponding material disclosure exception has not been sufficiently cured, LOE, refund/adjustment, corrected TIL/CD, and proof of delivery required to cure material disclosure exception as applicable). B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304826902 | 34480336 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/22/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304826902 | 34480337 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/22/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304816400 | 34482060 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304816400 | 34482100 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). | xxxx |  |  |  | xxxx | 10/24/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304816400 | 34482101 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 10/24/2025 |  |  | 1 | B A C | B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304816400 | 34543110 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304816400 | 34543131 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 52.63642% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304816400 | 34543132 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 10/06/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304816400 | 34794322 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | NV | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304822993 | 34480208 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304819536 | 34517014 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 10/03/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304819536 | 34842055 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | xxxx |  |  |  | xxxx |  | 10/29/2025 |  | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304811857 | 34537823 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304819534 | 34550724 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304818430 | 34596527 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/08/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304818430 | 34596555 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304820187 | 34624773 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/07/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304820187 | 34624774 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/07/2025 |  | 2 | C B | C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304820187 | 34624777 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Subject photos are missing or not legible. |  | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304820187 | 34624787 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | xxxx |  |  |  | xxxx | 10/09/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304828397 | 34659474 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | UT | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304828397 | 34659490 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | The transaction closed as a refinance of a primary residence, and the valuation reflects that the subject property is vacant. Unable to verify occupancy. |  | xxxx |  |  |  | xxxx | 10/15/2025 |  |  | 1 | C A | C A |  | UT | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304828397 | 34678705 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/20/2025 |  | 2 | C B | C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Non QM | Non QM | Yes |
| 304828397 | 34678706 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 10/20/2025 |  | 2 | C B | C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Non QM | Non QM | Yes |
| 304833566 | 34649123 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304833566 | 34649124 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | xxxx |  | 10/21/2025 |  | 2 | C B | C B D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304833566 | 34649125 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304840754 | 34684781 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304843378 | 34687597 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34687599 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34687600 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34687785 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34691717 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34691733 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | B A C | B A C |  | NV | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | Yes |
| 304843378 | 34691734 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 57.55821% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34691830 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304843378 | 34818855 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 50.14665% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | A | A |  | NV | Second Home | Purchase | C B A |  |  | Non QM | Non QM | No |
| 304846924 | 34730554 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304840491 | 34728835 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/17/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304848373 | 34730636 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/17/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304849020 | 34737859 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 10/17/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304838881 | 34738357 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/20/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304828894 | 34744509 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304844638 | 34738396 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304844638 | 34738397 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304844638 | 34738398 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/22/2025 |  |  | 1 | C A | C A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304849016 | 34744595 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304855010 | 34755656 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/20/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304852560 | 34755976 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/20/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846825 | 34756651 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/20/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304833572 | 34750598 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/27/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304754665 | 34749910 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | UT | Investment | Refinance - Cash-out - Other | B A |  |  | N/A | N/A | No |
| 304840450 | 34760215 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/21/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304840450 | 34760251 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/21/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304814782 | 34760374 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/22/2025 |  |  | 1 | C A | C A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304825022 | 34760302 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304825022 | 34765045 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/21/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304825022 | 34765102 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304841687 | 34765097 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/21/2025 |  |  | 1 | C A | C A |  | MI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304858387 | 34774561 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858387 | 35012118 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 770 FICO score | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/15/2026 | 2 | B | B |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858387 | 35012121 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 01/15/2026 |  |  | 1 | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Non QM | Yes |
| 304858387 | 35012122 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.08673% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 770 FICO score | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/15/2026 | 2 | B | B |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858387 | 35012123 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 01/15/2026 |  |  | 1 | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858387 | 35498709 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 50.08673% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 770 FICO score | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/15/2026 | 2 | B | B |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858387 | 35498722 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | AZ | Second Home | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Non QM | No |
| 304858361 | 34775112 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | ID | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304849002 | 34775181 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304844630 | 34775130 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304844630 | 34781945 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Unable to test RTC expiration date due to missing information. | xxxx |  |  |  | xxxx |  | 11/18/2025 |  | 2 | C B | C B |  | VA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304843350 | 34782023 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304846836 | 34775003 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/27/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304846836 | 34778151 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304839696 | 34784185 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304839696 | 34784194 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304839696 | 34787536 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/24/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846374 | 34784156 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304848174 | 34784379 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/23/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304848174 | 34784383 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: APR of xxxx% on Final Closing Disclosure provided on xx/xx/xxxx is under-disclosed from the calculated APR of xxxx% outside of 0.125% tolerance. | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304848174 | 34784384 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304848174 | 34784385 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304861622 | 34787055 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/24/2025 |  |  | 1 | C A | C A |  | MT | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304858347 | 34788328 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | NC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304849009 | 34791637 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/27/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846284 | 34802917 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846971 | 34802932 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304846971 | 34804674 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/27/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846971 | 34804687 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304827570 | 34803154 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304848607 | 34805092 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 10/29/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875102 | 34912962 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  | xxxx |  |  |  | 2 | B | B |  | WI | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304875086 | 34909821 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304875086 | 34909827 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A | B A |  | WA | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304875094 | 34908993 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  |  | N/A | Non QM | No |
| 304875081 | 34896005 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for using rental income for subject. | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has been with current employer for 18 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/10/2025 | 2 | C B | C B |  | TX | Investment | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875110 | 34940162 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/19/2025 |  | 2 | C B | C B |  | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875110 | 34947666 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 11/19/2025 |  | 2 | C B | C B |  | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875078 | 34889467 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 11/12/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875100 | 34889751 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Non QM | Non QM | Yes |
| 304875100 | 34889752 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875100 | 34889754 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875100 | 34889774 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875100 | 34889775 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875100 | 34908595 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875065 | 34941733 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/11/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875065 | 34941737 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304875065 | 34941765 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Non QM | Non QM | Yes |
| 304875065 | 34941766 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875065 | 34941767 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875065 | 34946292 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875111 | 34983027 |  | Credit | Missing Document | General | Missing Document | Missing Document: Credit Card Statement not provided |  | xxxx |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875108 | 34908599 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875108 | 34908600 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C |  |  | Non QM | Non QM | Yes |
| 304875108 | 34908601 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875108 | 34908602 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 50.47916% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875106 | 35013445 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B |  |  | Non QM | Non QM | No |
| 304875106 | 35013446 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B |  |  | Non QM | Non QM | No |
| 304875106 | 35013463 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | B |  |  | Non QM | Non QM | No |
| 304875076 | 34889998 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948541 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Lump Sum Allocation | Lump sum lender/seller credit disclosed on Closing Disclosure applied to offset finance charges based on separate itemization of credit pursuant to client's election. If there is not an itemization of credit in file, lump sum credit applied using waterfall (non-finance charges first, then finance charges). |  |  |  |  | xxxx | 11/13/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948627 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C |  |  | Non QM | Non QM | Yes |
| 304875068 | 34948628 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 52.33145% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948630 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304875068 | 34948652 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | The transaction closed as a refinance of a primary residence, and the valuation reflects that the subject property is vacant. Unable to verify occupancy. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948654 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/14/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948658 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875068 | 34948661 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875103 | 34917807 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 12/09/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875062 | 35003818 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | B A C | B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Non QM | Non QM | Yes |
| 304875062 | 35003819 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875062 | 35003820 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875062 | 35003853 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | B A | B A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875062 | 35003900 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875090 | 34889651 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/13/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875090 | 34889653 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/13/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875090 | 34889656 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875090 | 34889660 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875091 | 34908605 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been with current employer for 15 years. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 11/13/2025 | 2 | C B | C B |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304875091 | 34908606 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | B A C | B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | Yes |
| 304875091 | 34908607 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304875091 | 34908608 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 45.82680% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been with current employer for 15 years. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 11/13/2025 | 2 | C B | C B |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304875091 | 34908609 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been with current employer for 15 years. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 11/05/2025 | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | Non QM | Non QM | No |
| 304875104 | 34932494 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | B A | B A |  | NJ | Primary | Refinance - Cash-out - Other | C A B |  |  | Non QM | Non QM | No |
| 304875104 | 34932600 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | B A | B A |  | NJ | Primary | Refinance - Cash-out - Other | C A B |  |  | Non QM | Non QM | No |
| 304875104 | 34932632 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A B |  |  | Non QM | Non QM | No |
| 304875104 | 34935482 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | NJ | Primary | Refinance - Cash-out - Other | C A B |  |  | Non QM | Non QM | No |
| 304875116 | 34889729 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875116 | 34889731 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875116 | 34914689 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875073 | 34889809 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875073 | 34889819 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304875073 | 34908612 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 25.16426% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/14/2025 | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875093 | 34895324 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Non QM | Non QM | Yes |
| 304875093 | 34895325 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875093 | 34895326 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875093 | 34908618 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304875113 | 34949522 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304852562 | 34848703 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304850790 | 34848952 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/30/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304838880 | 34848744 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/30/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304866810 | 34848872 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 10/30/2025 |  |  | 1 | C A | C A |  | ME | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304861677 | 34849110 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/02/2025 |  |  | 1 | C A | C A |  | MT | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304846283 | 34849024 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/02/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304851977 | 34849481 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/01/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304860468 | 34849122 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | xxxx |  |  |  | xxxx | 11/02/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304815975 | 34855709 |  | Property | Property - Appraisal | Property Eligibility - Site and Utilities | Property - Appraisal | Subject property contains apparent environmental, health and/or safety problems notated by appraiser or visible on photo. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304850701 | 34849445 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/02/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304850701 | 34849491 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | Yes |
| 304843739 | 34850195 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/02/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304861641 | 34850168 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/01/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304844360 | 34858689 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | TX | Primary | Purchase | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304848392 | 34872289 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304848392 | 34872364 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304852566 | 34872039 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304860640 | 34889333 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304873831 | 34889323 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304857386 | 34890052 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304857386 | 34890079 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 12/08/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304868807 | 34889521 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304867842 | 34889781 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304843380 | 34892211 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304847636 | 34889354 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | UT | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304865267 | 34891776 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304869473 | 34889566 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304844626 | 34889207 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304871625 | 34889413 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304868203 | 34889923 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304869998 | 34910331 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | ID | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304872538 | 34919380 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304861599 | 34917808 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304861599 | 34920558 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304849323 | 34919996 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304854992 | 34920586 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | AL | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304854992 | 34920670 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304854992 | 34920671 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304858919 | 34917787 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304858355 | 34917243 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304858342 | 34920112 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304858342 | 34924935 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304847811 | 34931237 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846372 | 34930888 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 12/15/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304846372 | 34930908 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | AZ | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304865389 | 34930518 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304856217 | 34940346 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | WI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304846287 | 34940800 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 11/17/2025 |  |  | 1 | A | A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304846287 | 34940802 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304846287 | 34940817 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304846287 | 34940821 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx |  | 12/03/2025 |  | 2 | C B | C B |  | KS | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304846287 | 34940822 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | B A C | B A C |  | KS | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304846287 | 34980499 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 | A B | B A |  | KS | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304873054 | 34940462 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Non QM | Non QM | Yes |
| 304868779 | 34949392 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304861515 | 34950696 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304861515 | 34950802 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) California Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | California Higher-Priced Loan: APR on subject loan of California Higher-Priced Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | A | A |  | CA | Primary | Refinance - Cash-out - Other | The cure available on a CA HPML loan is dependent upon which prohibited practice is violated. For any loan with an HPML prepayment penalty violation, the loan CANNOT be cured. For any loan without an HPML prepayment penalty violation, the loan can be cured as follows:<br>Within 90 days of closing: (1) notify borrower; (2) at borrower's option: offer to make the loan compliant with HPML provisions or change terms in a manner beneficial to the borrower so the loan is no longer HPML; and (3) take appropriate action based on borrower's choice.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 120 days of discovery or receipt of complaint, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-higher-priced loan or (b) keep loan as higher-priced and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | Non QM | Non QM | Yes |
| 304861515 | 34950888 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304861515 | 34950889 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 11/24/2025 |  |  | 1 | B A | B A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304861515 | 34950890 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304865388 | 34949729 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304865388 | 34949742 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 11/14/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304868071 | 34949514 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304874925 | 34949653 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304860629 | 34949737 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304862176 | 34949428 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304873063 | 34951112 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304852782 | 34949931 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 764 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/14/2025 | 2 | C B | C B |  | OR | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304875961 | 34970744 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304871624 | 34971040 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | MA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304874711 | 34971698 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304875187 | 34972817 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304862166 | 34983246 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304875202 | 34984399 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304858376 | 34984584 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/17/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304873745 | 35002800 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304893395 | 35013038 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 12/08/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304893395 | 35015774 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | SC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889734 | 35013010 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889734 | 35013016 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | GA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304840168 | 35014084 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | IA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304877406 | 35013385 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/28/2025 |  | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304877406 | 35013387 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 11/28/2025 |  | 2 | C B | C B |  | GA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304869148 | 35012960 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304869148 | 35012979 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304862343 | 35013205 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304862343 | 35013351 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304868079 | 35013778 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. | Over 9 years with current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/19/2025 | 2 | B | B |  | WY | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304868079 | 35013824 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | WY | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304868079 | 35013854 |  | Compliance | Compliance | State Compliance | Misc. State Level | Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | Wyoming Uniform Consumer Credit Code: Lender did not provide borrower with accurate statement of rate. | xxxx |  |  |  |  |  |  |  | 2 | B | B |  | WY | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889088 | 35224024 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 10/28/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304889087 | 35224029 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Average Prime Offer Rate (APOR) used in lieu of RNY effective June 3, 2024, pursuant to OCOB FAQ guidance. |  |  |  |  |  | xxxx |  |  | 10/28/2025 | 1 | A | A |  | NC | Primary | Refinance - Cash-out - Other | A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889082 | 35224058 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  |  | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304889082 | 35224059 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 10/28/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304889081 | 35224063 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889076 | 35224084 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889074 | 35224095 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The internet search for the borrower's business entity was not timestamped. Please provide evidence of the date the verifying was obtained. |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | NH | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889073 | 35224099 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrower's YTD paystub is not completely legible. Please provide a legible copy for review. Income will be calculated upon receipt. |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889067 | 35224132 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/10/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304889067 | 35224133 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/10/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304889062 | 35224156 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889060 | 35224168 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889054 | 35224194 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889053 | 35224199 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304889050 | 35224214 |  | Compliance | Compliance | State Compliance | State Defect | California APLS Alternate Yield Pass | California Covered Loan: Alternate use of the higher yield treasury security for a loan term that falls exactly halfway between two published comparable periods of maturity. While approach differs from SitusAMC default approach to use the lower yield, outside counsel has deemed its use acceptable given the ambiguity in the CA Covered Loan Law and lack of assignee liability. Loan would be considered a CA Covered Loan using the SitusAMC default (lower yield) option. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304889050 | 35224215 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304889043 | 35224254 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/18/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304889043 | 35224255 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/18/2025 |  | 2 | C B | C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304889033 | 35224304 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/30/2025 | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304889029 | 35224322 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304889026 | 35224335 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure C B A |  |  | Non QM | Non QM | No |
| 304889026 | 35224336 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The final 1003 reflects 6 years at the subject, however, the 1004 and credit report both reflect the borrower purchased the property 2/2025. Housing history for the 4 months prior to the purchase of the subject is not documented. |  |  |  | xxxx | 11/20/2025 |  |  | 1 | C A | C A |  | OK | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304889025 | 35224341 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/30/2025 | 2 | B | B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889021 | 35224365 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304889020 | 35224370 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/14/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889020 | 35224371 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/14/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889017 | 35224385 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/10/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889015 | 35224395 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889015 | 35224396 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 10/30/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889014 | 35224401 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The third-party verification for the co-borrower's schedule-C business was not timestamped. Please provide evidence of when this was obtained by the lender for review. |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | OH | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889007 | 35224436 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304889006 | 35224441 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 10/30/2025 |  |  | 1 | C A | C A |  | VT | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304889003 | 35224455 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 10/28/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888994 | 35224498 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Restricted Stock Units (RSU) Income | General QM: Use of Restricted Stock Units (RSU) income requirements not met. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888994 | 35224499 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888994 | 35224500 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | B A C | B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888987 | 35224526 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/14/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888987 | 35224529 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/14/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888986 | 35224535 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888985 | 35224540 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file was missing the borrower's 2024 W2 or equivalent documentation. Please provide for review. |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888981 | 35224557 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888979 | 35224571 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/03/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888979 | 35224573 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  |  | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888974 | 35224593 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888974 | 35224594 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888969 | 35224621 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 10/30/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888969 | 35224622 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 10/30/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888968 | 35224629 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Signed) | Rhode Island Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not properly executed. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | RI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888968 | 35224630 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Signed) | Rhode Island Home Loan: Prohibited Acts and Practices Regarding Home Loans Disclosure not properly executed. | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | RI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888968 | 35224631 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | xxxx |  |  |  | xxxx | 10/31/2025 |  |  | 1 | C A | C A |  | RI | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888964 | 35224650 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888962 | 35224657 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888960 | 35224672 |  | Compliance | Compliance | State Compliance | State Defect | West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | West Virginia Residential Mortgage Lender, Broker and Servicer Act: Borrower not charged actual amount for third party fees. |  |  |  |  | xxxx | 10/30/2025 |  |  | 1 | C A | C A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888960 | 35224673 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 2024 consulting income from xxxx was not documented. Tax returns indicate borrower earned $xxxx in Facilitation and Presentation earnings. There is no correlation if this income is from borrower's consulting income. |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888960 | 35224674 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | WV | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888960 | 35224675 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 11/03/2025 |  |  | 1 | B A C | B A C |  | WV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888958 | 35224687 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888956 | 35224694 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888956 | 35224695 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888945 | 35224751 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888940 | 35224772 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/10/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888940 | 35224775 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/06/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888935 | 35224804 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 10/30/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888927 | 35224838 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888922 | 35224860 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888915 | 35224897 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | xxxx |  |  | 10/29/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888914 | 35224903 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx | 11/03/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888914 | 35224904 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/03/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888907 | 35224936 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 10/31/2025 |  |  | 1 | C A | C A |  | TN | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888898 | 35224975 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 10/31/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888894 | 35224996 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888894 | 35224997 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888891 | 35225009 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/12/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888891 | 35225010 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | xxxx |  | 11/12/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888890 | 35225016 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888884 | 35225044 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888884 | 35225045 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) |  |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888879 | 35225068 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 11/13/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888879 | 35225069 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888876 | 35225079 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 10/30/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888870 | 35225113 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file contains evidence the borrower has been on a LOA through at least a portion of 2025. Please provide documentation to support the start/end LOA dates for review. Note - if leave of absence dates are not provided, income is not supported as considered by diligence and is subject to further review for excessive DTI. |  |  |  | xxxx | 11/21/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888870 | 35225114 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | xxxx | 11/26/2025 |  |  | 1 | A | A |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | No |
| 304888870 | 35225115 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs don't match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTIs calculated in accordance with the Lenders Guidelines of 50.51859% and based on 1026.43(c)(5) of 50.52% moderately exceed the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower has owned the subject property for at least 5 years. | Verified residual income of $6,315.97 per month.<br>Borrower has been with the same employer > 24 years.<br>Borrower has owned the property > 5 years and has an on-time mortgage payment history. | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 11/26/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888870 | 35225116 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower has owned the subject property for at least 5 years. | Verified residual income of $6,315.97 per month.<br>Borrower has been with the same employer > 24 years.<br>Borrower has owned the property > 5 years and has an on-time mortgage payment history. | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 11/26/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888864 | 35225145 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888852 | 35225194 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The source used to obtain the employer's phone number was missing from the co-borrower's VVOE form. Please provide supporting documentation for review. |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | NC | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888847 | 35225216 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888843 | 35225238 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888840 | 35225249 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888840 | 35225253 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888835 | 35225275 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888829 | 35225304 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888828 | 35225310 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/24/2025 |  | 2 | C B | C B |  | ME | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888828 | 35225311 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/24/2025 |  | 2 | C B | C B |  | ME | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888827 | 35225317 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/11/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888827 | 35225318 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888827 | 35225319 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | B A | B A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888826 | 35225325 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888826 | 35225326 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The third-party verification for the borrower's Schedule C Consulting business was missing from the file. 2023 Contractor Agreement and 1099 provided, however, missing evidence of business activities being currently active. Please provide supporting documentation for the consulting business for review. Note - there was a business license in the file, however, it's for the business the borrower is a consultant to, not for the borrower. |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888823 | 35225341 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | MO | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888822 | 35225345 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888822 | 35225346 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888821 | 35225356 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 10/31/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888815 | 35225383 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888814 | 35225385 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888814 | 35225391 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide the WVOE or other documentation that was provided to support the breakdown of earnings on the lender's Manual Income Calculator as well as the documentation that indicates the borrower received a raise as indicated on the 1008. The WVOE in file does not contain any earnings. Income will be calculated upon receipt of this documentation. |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888800 | 35225456 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/06/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888799 | 35225461 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888783 | 35225530 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888783 | 35225531 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888783 | 35225534 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing the borrower's 2024 W-2. Please provide for review. |  |  |  | xxxx | 11/09/2025 |  |  | 1 | C A | C A |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888783 | 35225535 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | xxxx | 11/09/2025 |  |  | 1 | B A C | B A C |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B |  |  | Non QM | Non QM | No |
| 304888783 | 35225536 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 11/09/2025 |  |  | 1 | C A | C A |  | MD | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888772 | 35225582 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888772 | 35225585 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888768 | 35225604 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888766 | 35225613 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888765 | 35225619 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/12/2025 |  |  | 1 | C A | C A |  | IN | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888764 | 35225625 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/17/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888764 | 35225626 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 11/17/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888763 | 35225631 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/20/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888756 | 35225662 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888755 | 35225666 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888754 | 35225674 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/10/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888754 | 35225675 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 11/11/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888753 | 35225682 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888749 | 35225707 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888744 | 35225736 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Policy expires within 45 days of the Note Date or is already expired. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888744 | 35225738 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888743 | 35225739 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888741 | 35225751 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888740 | 35225756 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888739 | 35225757 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888732 | 35225791 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888727 | 35225812 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888725 | 35225820 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888723 | 35225832 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888721 | 35225841 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888713 | 35225879 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | A B |  |  | Non QM | Non QM | No |
| 304888711 | 35225889 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888710 | 35225895 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888710 | 35225896 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888709 | 35225902 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/12/2025 |  | 2 | C B | C B |  | DE | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225911 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 11/28/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225913 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 11/28/2025 |  |  | 1 | B A C | B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225914 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs don't match and both significantly exceed Guidelines | General QM: The DTIs calculated in accordance with the Lenders Guidelines of 62.87589% and based on 1026.43(e) of 62.87576% significantly exceed the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 11/24/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225915 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has owned the subject property for at least 5 years. | Borrower has 5 years of employment with current employer and coborrower has > 20 years of self-employment history with current business.<br>Borrower has owned the subject > 5 years and has had clean mortgage history since 2006. | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 11/28/2025 | 2 | C B | C B |  | CO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225916 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 11/28/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888707 | 35225917 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines | General QM: The DTIs calculated in accordance with the Lenders Guidelines of 50.48649% and based on 1026.43(e) of 50.48638% moderately exceed the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has owned the subject property for at least 5 years. | Borrower has 5 years of employment with current employer and coborrower has > 20 years of self-employment history with current business.<br>Borrower has owned the subject > 5 years and has had clean mortgage history since 2006. | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 11/28/2025 | 2 | B | B |  | CO | Primary | Refinance - Cash-out - Other | C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888705 | 35225926 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888705 | 35225927 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888704 | 35225930 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888693 | 35225983 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | xxxx |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888685 | 35226017 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888685 | 35226018 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. |  |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888685 | 35226019 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of 4% of the amount past due or grace period of less than 15 days. |  |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888685 | 35226020 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the Federal Total Loan Amount. Points and Fees of $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C |  |  | Non QM | Non QM | No |
| 304888685 | 35226021 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | xxxx | 11/11/2025 |  |  | 1 | C A | C A |  | VA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888678 | 35226053 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file was missing the co-borrower's Award letter /1099 SSA document. Please provide for review. |  |  |  | xxxx | 11/05/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888677 | 35226058 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/11/2025 | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888674 | 35226071 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888673 | 35226075 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888672 | 35226082 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The third-party verification of employment for the sole proprietorship was not time stamped. Please provide evidence of when the lender obtained the verification for review. |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | TN | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888661 | 35226130 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | AL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888660 | 35226139 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. | xxxx |  |  |  | xxxx |  |  | 11/07/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888660 | 35226140 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 11/10/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888654 | 35226172 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The third-party verification for the borrower's S Corp was not timestamped. Please provide evidence of when this was obtained by the lender for review |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | MD | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888652 | 35226182 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888646 | 35226206 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888641 | 35226234 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304888641 | 35226235 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 11/03/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888634 | 35226268 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888632 | 35226282 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888624 | 35226320 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888622 | 35226328 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888613 | 35226372 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888610 | 35226386 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888607 | 35226401 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888605 | 35226410 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888601 | 35226426 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888598 | 35226444 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 11/05/2025 |  |  | 1 | B A C | B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888595 | 35226458 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | xxxx |  |  |  | xxxx | 11/09/2025 |  |  | 1 | C A | C A |  | NE | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888595 | 35226459 |  | Credit | Credit | Miscellaneous | Credit | Kroll Second Lien Property Exception - Primary Valuation with defect |  |  |  |  |  | xxxx | 11/09/2025 |  |  | 1 | A | C A |  | NE | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888593 | 35226470 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888589 | 35226488 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888589 | 35226489 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888586 | 35226502 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/03/2025 | 2 | B | B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888579 | 35226537 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888577 | 35226542 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | xxxx |  |  | 10/31/2025 | 2 | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888575 | 35226555 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888573 | 35226560 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Average Prime Offer Rate (APOR) used in lieu of RNY effective June 3, 2024, pursuant to OCOB FAQ guidance. |  |  |  |  |  | xxxx |  |  | 11/03/2025 | 1 | A | A |  | NC | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888572 | 35226570 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888570 | 35226579 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888565 | 35226602 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888556 | 35226642 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Average Prime Offer Rate (APOR) used in lieu of RNY effective June 3, 2024, pursuant to OCOB FAQ guidance. |  |  |  |  |  | xxxx |  |  | 11/03/2025 | 1 | A | A |  | NC | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888551 | 35226667 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 11/11/2025 |  | 2 | C B | C B |  | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304888551 | 35226668 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 11/11/2025 |  | 2 | C B | C B |  | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304888551 | 35226669 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304888547 | 35226686 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrower's 2024 W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review. |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | NV | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888529 | 35226776 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888518 | 35226824 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888518 | 35226825 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888515 | 35226839 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888508 | 35226871 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The liability policy provided for the third-party verification of the Schedule C business was dated greater than 120 days prior to the Note. Please provide evidence of when the lender obtained this verification for review. |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | IL | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888503 | 35226894 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/18/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888503 | 35226895 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Texas Constitution Section 50(a)(6): Borrower did not receive written "Acknowledgment of the Fair Market Value" of homestead property securing loan. |  |  |  |  | xxxx | 11/19/2025 |  |  | 1 | C A | C A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888501 | 35226905 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888501 | 35226906 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A |  |  | Non QM | Non QM | No |
| 304888491 | 35226946 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888490 | 35226948 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Policy expires within 45 days of the Note Date or is already expired. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | C A | C A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888490 | 35226951 |  | Credit | Insurance | Insurance Analysis | Insurance | Flood Insurance Policy expires within 90 days of the Note Date. |  |  |  |  |  | xxxx | 11/06/2025 |  |  | 1 | B A | B A |  | LA | Primary | Refinance - Cash-out - Other | C A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888485 | 35226974 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888476 | 35227016 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888473 | 35227029 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888468 | 35227054 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888467 | 35227062 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 11/04/2025 |  |  | 1 | C A | C A |  | RI | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888466 | 35227069 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of Prime Mortgage Market Rate xxxx + 3.75%, or xxxx%. Non-Compliant SubPrime Loan. |  |  |  |  | xxxx |  |  | 11/10/2025 | 1 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B |  |  | Non QM | Non QM | No |
| 304888466 | 35227070 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | xxxx |  |  |  | xxxx |  |  | 11/05/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A |  |  | Non QM | Non QM | No |
| 304888465 | 35227075 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888456 | 35227116 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888453 | 35227129 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/17/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Non QM | Non QM | No |
| 304888447 | 35227160 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx |  |  | 11/04/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888446 | 35227166 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888444 | 35227175 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888442 | 35227182 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A |  | TX | Primary | Refinance - Cash-out - Other | A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888435 | 35227221 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Non QM | Non QM | No |
| 304888435 | 35227222 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 11/07/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888435 | 35227223 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | WA | Primary | Refinance - Cash-out - Other | C B A |  |  | Non QM | Non QM | No |
| 304888433 | 35227229 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 11/10/2025 |  |  | 1 | C A | C A |  | NE | Primary | Refinance - Cash-out - Other | C B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888433 | 35227231 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | NE | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888431 | 35227246 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/21/2025 |  | 2 | C B | C B |  | DE | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888430 | 35227251 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888428 | 35227260 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/14/2025 | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888425 | 35227270 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888403 | 35227371 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888397 | 35227399 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/07/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888391 | 35227426 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/24/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888378 | 35227488 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Wages only were utilized in qualifying since the borrower is only 50% owner of the Corporation. Please provide evidence of Third Party Verification of the business entity or evidence guidelines allow for the use of the paystub in lieu of the VVOE since wages only were utilized. |  |  |  | xxxx | 11/25/2025 |  |  | 1 | C A | C A |  | CO | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888377 | 35227489 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Average Prime Offer Rate (APOR) used in lieu of RNY effective June 3, 2024, pursuant to OCOB FAQ guidance. |  |  |  |  |  | xxxx |  |  | 11/12/2025 | 1 | A | A |  | NC | Primary | Refinance - Cash-out - Other | A |  |  | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304888376 | 35227499 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/13/2025 | 2 | B | B |  | KS | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888375 | 35227502 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Non QM | Non QM | No |
| 304888374 | 35227510 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/13/2025 |  |  | 1 | C A | C A |  | ME | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888365 | 35227550 |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | South Carolina Home Loan: Receipt of SC Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. |  |  |  |  | xxxx |  |  | 11/13/2025 | 2 | B | B |  | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80<br>Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." B A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888360 | 35227590 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 11/14/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888359 | 35227595 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/13/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888346 | 35227660 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrower's 2024 W-2 provided is blank. Please provide completed and legible copy for review. |  |  |  | xxxx | 11/18/2025 |  |  | 1 | C A | C A |  | CA | Primary | Refinance - Cash-out - Other | C A |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304888341 | 35227687 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/14/2025 | 2 | B | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888320 | 35227790 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 11/18/2025 | 2 | B | B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | Non QM | Non QM | No |
| 304888318 | 35227799 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  | 11/24/2025 |  | 2 | C B | C B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |

---

## Exhibit 99.4

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.4**

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Customer Loan ID** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **S&P** | **Morningstar** | **Morningstar** |
| 304054953 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304055515 | A | A |  |  |  |  |  | A | A | B |  |  |  |  |  | B |  |
| 304243607 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304243448 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304315696 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304369578 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304376084 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304393212 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304439102 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304427441 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304685142 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304698234 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304716829 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304718029 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304727749 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304727804 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304725164 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304731332 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304760300 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304760299 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304760184 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760178 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304760144 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304760044 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304760638 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760651 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760705 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760843 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304760934 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760989 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760957 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761200 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304761343 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760938 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761047 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304761054 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761816 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761871 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761618 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304762056 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762069 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304762099 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762360 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762112 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304762542 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762350 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304762368 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761936 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761947 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762580 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762755 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762769 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762789 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762916 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304762973 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762987 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763184 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762801 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762808 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763161 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304763049 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763154 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304760642 | C | B C |  |  |  |  |  | C | A | A B |  |  |  |  |  | A B |  |
| 304760741 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304760601 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760604 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760815 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760772 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304760920 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760984 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761416 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304761224 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304761694 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761708 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761731 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761744 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762446 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762451 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762492 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762417 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762232 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762365 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762372 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762375 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762637 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762760 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304762940 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304760811 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760855 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760864 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761103 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304761234 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761029 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761040 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761283 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761683 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761461 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304761451 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761698 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762116 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304761880 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761911 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761912 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304761924 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761721 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761737 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761747 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761786 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762100 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762552 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762420 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762424 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762432 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762128 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762191 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762196 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762199 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762214 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304762553 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762829 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760639 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760691 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760829 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760998 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760848 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761203 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304761205 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761048 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761496 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761534 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761533 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761792 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762217 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762307 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762326 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762327 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762336 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762351 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762358 | A | B C |  |  |  |  |  | B C | A | B |  |  |  |  |  | B |  |
| 304762854 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762515 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762724 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760569 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760871 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761110 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760916 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761009 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761171 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761601 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761587 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761364 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761697 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761890 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762012 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761720 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304761642 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761785 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761958 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761902 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762937 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762319 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762342 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762805 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762649 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304763069 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763104 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304763107 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763058 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304763063 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763075 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760678 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761034 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761293 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761236 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761784 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761247 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761270 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761497 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761510 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304761795 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304762285 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762631 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762060 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762933 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762485 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762605 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762565 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762614 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762891 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762871 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763162 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304763166 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763145 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304760612 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760547 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304760866 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760816 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761024 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761036 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760919 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760926 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760952 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304761490 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761610 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762037 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762376 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761828 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761833 | B | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304761848 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761859 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762075 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762101 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762013 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762449 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762454 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762320 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304763098 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304763108 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304762762 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762874 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763010 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763079 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763119 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304760631 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760653 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760818 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760768 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760908 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761198 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761274 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761135 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761140 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761538 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762011 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761872 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762276 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762684 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762698 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762427 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762476 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763160 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762813 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760628 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760684 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760795 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760807 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304760962 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761185 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761022 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761025 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761371 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304761375 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761385 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761404 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761101 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761358 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304761360 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761573 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761820 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762043 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762281 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762287 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761826 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762384 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761934 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761948 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762183 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762198 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763061 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762483 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762491 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763019 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763060 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763103 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762817 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762961 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760827 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304760852 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761153 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761158 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304761162 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761174 | B | C D |  |  |  |  |  | C D | B | B |  |  |  |  |  | B |  |
| 304761857 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761882 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761834 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761858 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762027 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762029 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762047 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762650 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762704 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304762855 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762663 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763163 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304760765 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304760694 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761650 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761495 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761409 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304761908 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761951 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761613 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762160 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762184 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762186 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762253 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762296 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762329 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304761978 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304762008 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304762633 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762658 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762688 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304762288 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304762811 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304762989 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763030 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304763057 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304766977 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304767147 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304767141 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304767066 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304767179 | B | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304767301 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304767300 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304767261 | D | C |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304767108 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304767247 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304767152 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304767072 | D | C |  |  |  |  |  | D | A | B |  |  |  |  |  | B |  |
| 304766948 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304766957 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304767319 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304766983 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304767111 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304766995 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304777682 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304777760 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304777748 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304777771 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304777775 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304777731 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304779860 | C | C |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304779867 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304779889 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304779853 | C | C |  |  |  |  |  | C | A | A B |  |  |  |  |  | A B |  |
| 304779902 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304779873 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304779901 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304736109 | C | C |  |  |  |  |  | C | A | A B |  |  |  |  |  | A B |  |
| 304732715 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304732844 | A | B C |  |  |  |  |  | B C | A | A B |  |  |  |  |  | A B |  |
| 304736703 | C | C |  |  |  |  |  | C | A | A B |  |  |  |  |  | A B |  |
| 304789260 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304789445 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789446 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304789262 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304789314 | D | C |  |  |  |  |  | D | B | B |  |  |  |  |  | B |  |
| 304789399 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789400 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304789308 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304789346 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789391 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789436 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789296 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789315 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789355 | D | C |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304789415 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789276 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789295 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789431 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789317 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789339 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304789372 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304789363 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304789364 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304732100 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304756797 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304759917 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817473 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304817519 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817462 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817485 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817545 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817300 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817338 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817457 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817500 | D | A |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304817523 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304817408 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817499 | C | C |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304817298 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304817396 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304817443 | D | A |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304817517 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817538 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817539 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817334 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817379 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817394 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817445 | D | B |  |  |  |  |  | D | A | B |  |  |  |  |  | B |  |
| 304817492 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817510 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817511 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817530 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817413 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817430 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304817452 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817476 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817477 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817304 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817309 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817397 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817422 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817446 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817512 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304817513 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817533 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817316 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817328 | D | A |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304817401 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817450 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817475 | D | A |  |  |  |  |  | D | A | A |  |  |  |  |  | A |  |
| 304817494 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304817495 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817515 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817307 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817405 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817411 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817460 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817479 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304817428 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817528 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304817489 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304817546 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304817547 | A | B |  |  |  |  |  | B | A | A |  |  |  |  |  | A |  |
| 304718032 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304750152 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304745179 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304726462 | A | B C |  |  |  |  |  | B C | A | B |  |  |  |  |  | B |  |
| 304749753 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304758466 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304765882 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304814806 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304735827 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304749656 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304765579 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304754655 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304765316 | C | B |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304769662 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304826902 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304816400 | C | C |  |  |  |  |  | C | B | A B |  |  |  |  |  | B |  |
| 304822993 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304819536 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304820300 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304811857 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304816505 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304819534 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304824911 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304818430 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304820187 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304822779 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304828397 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304833566 | A | C D |  |  |  |  |  | C D | A | B |  |  |  |  |  | B |  |
| 304840754 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304843378 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304819564 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304779957 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304828375 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304843824 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304846924 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304840491 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304848373 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304849020 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304838881 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846972 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304847642 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845350 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304828894 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304844638 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304849016 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304840779 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845637 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304816409 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304855010 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846837 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304852575 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304852560 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846825 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304833572 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304754665 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304846976 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304840809 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304840450 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304814782 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304825022 | C | B |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304852561 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304841687 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304822748 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304850789 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304858387 | C | A |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304844519 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304847556 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304828863 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304858361 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304849002 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304846289 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304844630 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304843350 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304842931 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304847804 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304856202 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304856863 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304846836 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304844364 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304839696 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304846973 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304846374 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846963 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304848174 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304856857 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304861622 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304858347 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304847836 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304849009 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304843310 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304769664 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862352 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304846284 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846971 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304852048 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304844854 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304827570 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304844367 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845636 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862392 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304848607 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875102 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304875086 | B | A |  |  |  |  |  | B | A | A |  |  |  |  |  | A |  |
| 304875114 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875094 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875081 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304875083 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875112 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875110 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304875078 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304875069 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875071 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875117 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875100 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875089 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875058 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875084 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875119 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875107 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875077 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875063 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875065 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875111 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875088 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875115 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875108 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875118 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875106 | B | B |  |  |  |  |  | B | B | B |  |  |  |  |  | B |  |
| 304875076 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875074 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875060 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875068 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875103 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304875080 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875062 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875085 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875061 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875064 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875072 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875090 | B | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304875091 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304875070 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875104 | C | B |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875116 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304875099 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875096 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875087 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875095 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875079 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875098 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875073 | C | C |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304875059 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875093 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875075 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875113 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875082 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304852562 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304850790 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304838880 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846835 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304866810 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304848400 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304865112 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304861677 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304846283 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304867345 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304851977 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304861514 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304860468 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304865362 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304865361 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304840224 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304868774 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304815975 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304852780 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304849017 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304855009 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304850701 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304858929 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304843739 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304861641 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304851971 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304849284 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862368 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845298 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845299 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845327 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845326 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845302 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845314 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845313 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304845310 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304833073 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304844360 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304848392 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304852566 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304860640 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304873831 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304847555 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304857386 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304868807 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304872602 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304867842 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304843380 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304869235 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304847636 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304860247 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304865267 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304848568 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304869473 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304862358 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304844626 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304871625 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304867558 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304868203 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304865465 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304869998 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304873062 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304872538 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304861599 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304849323 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304861670 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304854992 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304858919 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304873085 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304858355 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304858342 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304847811 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304846372 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304848150 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304865389 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304856217 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304855007 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304849283 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304846287 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304873054 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304867352 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304872114 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304868779 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304861515 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304865390 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304865388 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304868071 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304862386 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862376 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304873966 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862393 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304874925 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304860629 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304874718 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304868084 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304879066 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304874132 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304862176 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304873083 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304873063 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304852782 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304875961 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304871624 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304874711 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304858362 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304875187 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304862166 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304875202 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304858376 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304873745 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304869347 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304893395 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304869992 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889734 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304840168 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304872651 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304877406 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304869148 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304862343 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304868079 | C | B |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304889088 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889087 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889086 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889085 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889084 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889083 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889082 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889081 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889080 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889079 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889078 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889077 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889076 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889075 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889074 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304889073 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304889072 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889071 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889070 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889069 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889068 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889067 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304889066 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889065 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889064 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889063 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889062 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889061 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889060 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889059 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889058 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889057 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889056 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889055 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889054 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889053 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889052 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889051 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889050 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304889049 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889048 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889047 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889046 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889045 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889043 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304889042 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889041 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889040 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889039 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889038 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889037 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889036 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889035 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889034 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889033 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889032 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889031 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889030 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889029 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889028 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889027 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889026 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304889025 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889024 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889023 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889022 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889021 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889020 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889019 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889018 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889017 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304889016 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889015 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889014 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304889013 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889011 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889010 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889009 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889008 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889007 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304889006 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304889005 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889004 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889003 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889002 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889001 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304889000 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888999 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888998 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888997 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888996 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888995 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888994 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888993 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888992 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888991 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888990 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888988 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888987 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888986 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888985 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888984 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888983 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888982 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888981 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888979 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888978 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888977 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888976 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888975 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888974 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888973 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888972 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888971 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888970 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888969 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888968 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888967 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888966 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888965 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888964 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888963 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888962 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304888961 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888960 | C | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888959 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888958 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888957 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888956 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888955 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888954 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888953 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888952 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888951 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888950 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888949 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888948 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888947 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888946 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888945 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888944 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888943 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888942 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888941 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888940 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888939 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888938 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888936 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888935 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888934 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888933 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888932 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888931 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888930 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888929 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888928 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888927 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888926 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888925 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888924 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888923 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888922 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304888921 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888920 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888919 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888918 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888916 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888915 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888914 | A | B |  |  |  |  |  | B | A | A |  |  |  |  |  | A |  |
| 304888913 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888912 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888911 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888910 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888909 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888908 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888907 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888906 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888905 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888904 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888903 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888901 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888900 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888899 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888898 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888897 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888896 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888895 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888894 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888893 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888892 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888891 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888890 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888889 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888888 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888887 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888886 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888885 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888884 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888883 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888882 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888881 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888880 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888879 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888878 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888877 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888876 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888875 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888874 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888873 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888872 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888871 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888870 | C | A |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304888869 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888868 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888867 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888866 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888865 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888864 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888863 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888862 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888861 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888860 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888859 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888858 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888856 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888855 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888854 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888853 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888852 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888851 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888850 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888849 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888848 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888847 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888846 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888845 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888844 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888843 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888842 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888841 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888840 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888839 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888838 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888837 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888836 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888835 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888834 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888833 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888832 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888831 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888830 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888829 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888828 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888827 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888826 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888825 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888823 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888822 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888821 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888820 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888819 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888818 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888817 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888816 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888815 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888814 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304888813 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888812 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888811 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888810 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888809 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888808 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888807 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888806 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888805 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888804 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888802 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888801 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888800 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888799 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888798 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888797 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888796 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888795 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888794 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888793 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888792 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888791 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888790 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888789 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888788 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888787 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888786 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888785 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888784 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888783 | C | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888782 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888781 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888780 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888778 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888777 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888776 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888775 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888774 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888773 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888772 | C | A |  |  |  |  |  | C | B | A |  |  |  |  |  | B |  |
| 304888771 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888770 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888769 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888768 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888767 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888766 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888765 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888764 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888763 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888762 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888761 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888760 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888759 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888758 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888757 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888756 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888755 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888754 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888753 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888752 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888751 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888750 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888749 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888748 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888747 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888745 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888744 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888743 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888742 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888741 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888740 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888739 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888738 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888736 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888735 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888734 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888733 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888732 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888731 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888730 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888729 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888728 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888727 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888726 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888725 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888724 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888723 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888722 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888721 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888720 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888719 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888718 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888717 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888716 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888715 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888714 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888713 | A | A |  |  |  |  |  | A | B | A |  |  |  |  |  | B |  |
| 304888712 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888711 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888710 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888709 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888708 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888707 | C | C |  |  |  |  |  | C | B | B |  |  |  |  |  | B |  |
| 304888706 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888705 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888704 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888703 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888702 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888701 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888700 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888699 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888698 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888697 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888696 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888695 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888694 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888693 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888692 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888691 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888690 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888689 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888688 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888687 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888686 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888685 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888684 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888683 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888682 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888681 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888680 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888679 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888678 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888677 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888676 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888675 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888674 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888673 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888672 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888671 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888670 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888669 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888668 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888667 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888666 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888664 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888663 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888662 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888661 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888660 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888659 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888658 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888657 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888656 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888655 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888654 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888653 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888652 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888651 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888650 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888649 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888648 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888647 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888646 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888645 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888644 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888643 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888642 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888641 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888640 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888639 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888638 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888637 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888636 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888635 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888634 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888633 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888632 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888631 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888630 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888629 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888628 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888627 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888626 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888625 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888624 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888623 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888622 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888621 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888620 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888619 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888618 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888617 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888616 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888615 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888614 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888613 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888612 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888610 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888609 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888608 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888607 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888606 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888605 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888604 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888603 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888602 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888601 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304888600 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888599 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888598 | A | B C |  |  |  |  |  | B C | A | A |  |  |  |  |  | A |  |
| 304888597 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888596 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888595 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888594 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888593 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888592 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888591 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888590 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888589 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888588 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888587 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888586 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888585 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888584 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888583 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888582 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888581 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888580 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888579 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888578 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888577 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888576 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888575 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888574 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888573 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888572 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888571 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888570 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888569 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888568 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888567 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888566 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888565 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888564 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888563 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888562 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888561 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888560 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888559 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888558 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888557 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888556 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888555 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888554 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888553 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888552 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888551 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888550 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888549 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888548 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888547 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888546 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888545 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888544 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888543 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888542 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888541 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888540 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888539 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888538 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888537 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888536 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888535 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888534 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888533 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888532 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888531 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888530 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888529 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888528 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888527 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888526 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888525 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888524 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888523 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888522 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888521 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888520 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888519 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888518 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888517 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888516 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888515 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888514 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888513 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888512 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888511 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888510 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888509 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888508 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888507 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888506 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888505 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888504 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888503 | A | C |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888502 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888501 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888500 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888499 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888498 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888497 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888496 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888495 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888494 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888493 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888492 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888491 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888490 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888489 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888488 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888487 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888486 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888485 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888484 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888482 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888481 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888480 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888478 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888477 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888476 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888475 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888473 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888472 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888471 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888470 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888469 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888468 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888467 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888466 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888465 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888464 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888463 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888462 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888461 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888460 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888459 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888458 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888457 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888456 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888455 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888454 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888453 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888452 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888451 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888450 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888449 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888448 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888447 | B | A |  |  |  |  |  | B | B | A |  |  |  |  |  | B |  |
| 304888446 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888445 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888444 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888443 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888442 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888441 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888440 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888439 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888438 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888437 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888436 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888435 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888434 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888433 | C | B |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888432 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888431 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888430 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888429 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888428 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888427 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888426 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888425 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888424 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888423 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888422 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888421 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888420 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888418 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888417 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888416 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888415 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888414 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888413 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888412 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888411 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888410 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888409 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888408 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888407 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888406 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888405 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888404 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888403 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888402 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888401 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888400 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888399 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888398 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888397 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888396 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888395 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888394 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888392 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888391 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888390 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888389 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888388 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888387 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888386 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888385 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888384 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888383 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888382 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888381 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888380 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888379 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888378 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888377 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888376 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888375 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888374 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888373 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888372 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888371 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888370 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888369 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888368 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888367 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888366 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888365 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888364 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888363 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888362 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888361 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888360 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888359 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888358 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888357 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888356 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888355 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888354 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888353 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888352 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888351 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888350 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888349 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888348 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888347 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888346 | C | A |  |  |  |  |  | C | A | A |  |  |  |  |  | A |  |
| 304888345 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888344 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888343 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888342 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888341 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888340 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888339 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888338 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888337 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888336 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888335 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888334 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888333 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888332 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888331 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888330 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888329 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888328 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888327 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888326 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888325 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888324 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888323 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888322 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888321 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888320 | A | B |  |  |  |  |  | B | A | B |  |  |  |  |  | B |  |
| 304888319 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888318 | A | C |  |  |  |  |  | C | A | B |  |  |  |  |  | B |  |
| 304888317 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888316 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888315 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888314 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888313 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888312 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888311 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888310 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888309 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888308 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888307 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888306 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |
| 304888746 | A | A |  |  |  |  |  | A | A | A |  |  |  |  |  | A |  |

---

## Exhibit 99.5

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 304054953 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304055515 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304243607 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304243448 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.3 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304315696 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304369578 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304376084 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304393212 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304439102 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304427441 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685142 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304698234 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304716829 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 304718029 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | -8.540% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.540% |  |  |  |  |  |  |  |  | No |  |  |
| 304727749 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 304727804 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304725164 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304731332 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760300 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304760299 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760184 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760178 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760144 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760044 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760638 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760651 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760705 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760843 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760934 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760989 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760957 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761200 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| 304761343 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760938 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761047 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 34.140% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761054 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761816 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761871 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761618 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.420% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 304762056 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.18 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762069 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762099 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762360 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762112 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762542 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762350 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 31.850% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762368 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761936 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761947 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762580 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762755 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762769 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762916 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762973 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762987 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.18 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763184 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762801 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762808 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763161 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763049 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763154 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760642 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760741 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760601 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760604 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.18 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760815 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760772 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760920 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -20.420% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 304760984 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761416 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.18 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761224 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -14.630% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761694 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 304761708 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761731 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761744 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762446 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.30 |
| 304762451 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.240% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762492 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762417 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762232 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762365 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762372 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762375 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762637 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762760 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.880% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304762940 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760811 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760855 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 11.150% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760864 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761103 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761234 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761029 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761040 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761283 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761683 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 18.550% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761461 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761451 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -15.990% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 304761698 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762116 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761880 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761911 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761912 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761924 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761721 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761737 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761747 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761786 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762100 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762552 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762420 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762424 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762432 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 304762128 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762191 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.13 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762196 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762199 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.08 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762214 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762553 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762829 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760639 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760691 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760829 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760998 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760848 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -10.030% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.240% |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 304761203 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761205 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761048 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.120% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.120% |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304761496 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761534 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761533 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761792 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.19 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762217 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762307 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762326 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762327 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762336 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762351 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762358 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762854 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762515 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762724 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760569 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760871 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761110 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.07 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760916 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761009 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761171 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761601 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761587 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761364 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761697 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761890 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762012 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.16 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 27.040% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.040% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761720 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761642 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761785 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761958 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 304761902 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762937 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.08 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762319 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762342 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762805 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 20.970% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762649 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.950% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 304763069 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.690% |  |  | AVM |  | 0.19 |  |  |  | -24.420% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763104 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 16.020% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763107 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763058 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 15.760% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763063 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763075 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760678 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761034 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761293 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761236 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761784 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761247 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761270 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761497 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761510 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761795 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762285 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762631 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762060 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762933 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762485 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762605 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.16 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762565 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762614 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762891 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762871 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763162 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763166 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763145 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760612 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760547 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760866 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760816 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761024 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761036 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760919 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760926 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760952 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761490 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761610 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762037 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762376 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761828 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761833 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -31.520% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 304761848 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761859 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762075 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762101 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762013 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.16 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762449 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762454 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762320 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763098 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -49.580% |  |  | AVM |  | 0.15 |  |  |  | -49.070% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| 304763108 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762762 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 18.970% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762874 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763010 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763079 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 13.240% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763119 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760631 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760653 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760818 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304760768 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760908 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761198 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -25.950% |  |  | AVM |  | 0.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.950% |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304761274 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761135 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761140 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761538 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762011 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761872 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762276 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.18 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762684 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762698 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762427 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  | 4.000% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762476 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763160 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762813 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760628 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760684 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760795 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760807 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760962 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761185 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761022 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761025 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 18.170% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761371 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.15 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761375 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761385 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.15 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761404 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.16 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761101 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.2 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761358 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304761360 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761573 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761820 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762043 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762281 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762287 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761826 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 13.020% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762384 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761934 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761948 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762183 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762198 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.17 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763061 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762483 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762491 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 13.490% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763019 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763060 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763103 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762817 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.090% |  |  | AVM |  | 0.14 |  |  |  | -14.240% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 304762961 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760827 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760852 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761153 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761158 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.08 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761162 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761174 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.1 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761857 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761882 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761834 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761858 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762027 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762029 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762047 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.07 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | No |  |  |
| 304762650 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762704 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762855 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762663 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763163 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760765 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  | 11.770% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.770% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760694 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.12 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 34.990% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761650 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761495 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761409 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761908 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304761951 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761613 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762160 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762184 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762186 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762253 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762296 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762329 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304761978 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762008 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.11 |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 21.520% |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762633 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762658 |  |  |  |  |  |  | 17.650% |  |  |  | AVM |  |  |  | 0.19 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762688 |  |  |  |  |  |  | 11.110% |  |  |  | AVM |  |  |  | 0.08 |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304762288 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762811 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304762989 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763030 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763057 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766977 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767147 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767141 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767066 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767179 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767301 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.770% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767300 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.600% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767261 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767108 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767247 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767152 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.460% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767072 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.370% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766948 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304766957 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767319 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304766983 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767111 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766995 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777682 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777760 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777748 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.880% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.880% |  |  |  |  |  |  |  |  | No |  |  |
| 304777771 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777775 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777731 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779860 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779867 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779889 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.880% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779853 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779902 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| 304779873 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779901 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304736109 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304732715 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304732844 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 304736703 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 304789260 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789445 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789446 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304789262 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789314 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.240% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789399 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789400 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789308 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789346 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.650% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789391 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789436 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789296 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789315 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789355 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789415 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.840% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789276 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789295 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789431 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.930% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789317 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789339 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789372 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789363 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.550% |  |  | AVM |  | 0.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.550% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789364 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304732100 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304756797 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304759917 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| 304817473 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817519 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.140% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817462 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817485 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.420% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817545 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817300 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817338 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817457 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817500 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817523 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.730% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817408 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817499 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.050% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.050% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817298 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817396 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817517 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817538 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817539 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817334 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817379 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817394 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817445 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.800% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817492 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817510 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817511 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817530 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.440% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817413 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817430 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 25.930% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817452 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.320% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817476 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817477 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817304 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817309 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817397 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817422 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817446 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817512 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.080% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817513 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -13.420% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817533 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817316 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817328 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.170% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.170% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817401 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -19.110% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817450 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817475 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.110% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817494 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.940% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817495 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817515 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.220% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817307 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817405 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817411 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817460 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817479 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.960% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817428 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.490% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817528 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.330% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817489 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.300% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817546 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817547 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304718032 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304750152 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304745179 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -5.100% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304726462 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 304749753 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.00 |
| 304758466 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 304765882 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304814806 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.80 |
| 304735827 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304749656 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 304765579 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 304754655 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| 304765316 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304769662 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304826902 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304816400 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304822993 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304819536 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304820300 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304811857 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304816505 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304819534 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 304824911 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 304818430 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304820187 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 304822779 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 304828397 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 304833566 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304840754 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  | -13.380% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 304843378 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 304819564 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304779957 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304828375 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304843824 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846924 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304840491 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304848373 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 304849020 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304838881 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 14.120% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.120% |  |  |  |  |  |  |  |  | No |  |  |
| 304846972 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304847642 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304845350 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304828894 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304844638 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849016 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304840779 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304845637 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304816409 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304855010 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846837 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852575 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852560 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 304846825 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304833572 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304754665 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846976 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 304840809 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304840450 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304814782 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304825022 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304852561 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 304841687 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 304822748 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304850789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304858387 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304844519 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.90 |
| 304847556 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304828863 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304858361 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849002 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846289 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304844630 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304843350 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304842931 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304847804 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304856202 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304856863 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846836 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304844364 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304839696 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| 304846973 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 304846374 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 304846963 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304848174 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304856857 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304861622 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304858347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304847836 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849009 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304843310 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 304769664 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862352 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846284 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846971 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852048 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304844854 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304827570 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304844367 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304845636 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862392 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.150% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304848607 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304875102 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 304875086 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875114 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875094 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875081 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875083 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304875112 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875110 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875078 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875069 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304875071 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875117 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875100 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875089 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875058 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875084 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875119 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875107 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875077 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875063 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875065 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875111 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875088 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875115 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875108 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875118 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875106 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875076 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875074 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875060 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875068 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875103 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 304875080 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875062 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875085 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875061 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875064 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875072 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875090 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875091 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875070 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875104 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875116 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875099 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875096 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875087 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875095 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875079 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875098 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875073 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875059 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875093 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875075 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875113 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875082 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852562 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304850790 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304838880 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846835 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304866810 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304848400 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865112 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 304861677 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846283 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304867345 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 304851977 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304861514 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304860468 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865362 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865361 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304840224 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304868774 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304815975 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852780 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849017 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| 304855009 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304850701 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304858929 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304843739 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304861641 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304851971 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 304849284 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862368 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 304845298 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| 304845299 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304845327 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.440% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.440% |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 304845326 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -29.420% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |  |
| 304845302 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304845314 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304845313 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304845310 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304833073 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -5.270% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304844360 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 304848392 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852566 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 304860640 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873831 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  | -27.200% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.200% |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| 304847555 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304857386 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304868807 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304872602 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304867842 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  | 3.460% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.460% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304843380 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304869235 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304847636 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304860247 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 304865267 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304848568 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.10 |
| 304869473 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862358 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304844626 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304871625 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304867558 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304868203 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304865465 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304869998 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304873062 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304872538 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304861599 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849323 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304861670 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304854992 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.750% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 304858919 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873085 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 304858355 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304858342 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 304847811 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846372 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304848150 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865389 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -3.520% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304856217 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304855007 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304849283 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304846287 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 304873054 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304867352 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 304872114 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304868779 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304861515 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865390 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  | 1.510% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304865388 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304868071 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862386 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862376 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873966 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862393 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  | 2.220% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304874925 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304860629 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304874718 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.510% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304868084 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304879066 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304874132 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  | 8.980% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.980% |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 304862176 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873083 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873063 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304852782 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.720% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 304875961 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  | 1.180% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304871624 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304874711 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304858362 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.040% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -5.040% |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304875187 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304862166 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304875202 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304858376 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304873745 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304869347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304893395 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304869992 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889734 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.050% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 304840168 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 304872651 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304877406 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| 304869148 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304862343 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  | 2.260% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 304868079 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 304889088 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889087 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889086 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 304889085 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889084 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889083 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889082 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889081 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889080 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889079 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889078 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889077 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889076 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889075 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889074 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889073 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304889072 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889071 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304889070 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304889069 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304889068 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304889067 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889066 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889065 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889064 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889063 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 304889062 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889061 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889060 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304889059 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| 304889058 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889057 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889056 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889055 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889054 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889053 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304889052 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889051 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889050 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889049 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889048 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889047 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 304889046 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889045 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889043 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889042 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889041 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304889040 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 304889039 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304889038 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889037 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304889036 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889035 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889034 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304889033 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304889032 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889031 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889030 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889029 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889028 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304889027 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304889026 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889025 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889024 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889023 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889022 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304889021 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889020 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889019 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889018 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889017 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304889016 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304889015 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304889014 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889013 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889011 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304889010 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304889009 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889008 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304889007 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304889006 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304889005 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889004 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304889003 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889002 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304889001 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304889000 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| 304888999 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888998 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888997 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888996 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 304888995 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888994 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888993 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888992 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888991 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888990 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888988 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888987 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888986 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888985 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888984 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888983 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888982 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888981 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888979 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888978 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888977 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888976 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888975 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888974 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888973 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 304888972 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888971 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304888970 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304888969 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888968 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888967 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 304888966 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888965 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888964 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888963 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888962 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888961 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888960 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888959 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888958 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304888957 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888956 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888955 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888954 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888953 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304888952 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888951 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888950 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304888949 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 304888948 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888947 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888946 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888945 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888944 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888943 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888942 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888941 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888940 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888939 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888938 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888936 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888935 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888934 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888933 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.70 |
| 304888932 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888931 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888930 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888929 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888928 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888927 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888926 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888925 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888924 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888923 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888922 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304888921 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888920 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888919 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888918 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888916 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888915 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888914 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888913 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304888912 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888911 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888910 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888909 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888908 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888907 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888906 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888905 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888904 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888903 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888901 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888900 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888899 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888898 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888897 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304888896 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888895 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888894 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888893 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888892 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888891 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.950% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888890 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888889 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888888 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888887 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888886 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888885 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 304888884 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888883 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888882 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888881 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304888880 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888879 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888878 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888877 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888876 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.990% |  |  | AVM |  | 0.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888875 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888874 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888873 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888872 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888871 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888870 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888869 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888868 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888867 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888866 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.90 |
| 304888865 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888864 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888863 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888862 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888861 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888860 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888859 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888858 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888856 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888855 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888854 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888853 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888852 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304888851 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888850 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888849 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888848 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888847 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888846 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888845 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888844 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888843 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888842 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888841 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888840 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888839 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888838 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888837 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888836 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888835 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888834 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888833 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888832 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888831 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888830 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304888829 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888828 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888827 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888826 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888825 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888823 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 304888822 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888821 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304888820 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 304888819 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888818 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888817 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888816 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888815 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888814 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888813 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888812 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888811 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888810 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 304888809 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888808 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888807 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888806 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888805 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888804 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888802 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888801 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888800 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888799 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888798 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888797 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888796 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888795 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304888794 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 304888793 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888792 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888791 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888790 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888789 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888788 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888787 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888786 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888785 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888784 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888783 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888782 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.170% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888781 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888780 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888778 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888777 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888776 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888775 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888774 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888773 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888772 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888771 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888770 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888769 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888768 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888767 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888766 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888765 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888764 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 304888763 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888762 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888761 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888760 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888759 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888758 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888757 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888756 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888755 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888754 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888753 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888752 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888751 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888750 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888749 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888748 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888747 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888745 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888744 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888743 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888742 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888741 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888740 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888739 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888738 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888736 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888735 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888734 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888733 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888732 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888731 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888730 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888729 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888728 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888727 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888726 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304888725 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888724 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888723 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888722 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888721 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888720 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888719 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888718 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888717 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888716 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888715 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888714 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888713 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888712 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888711 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888710 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888709 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888708 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888707 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888706 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888705 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888704 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888703 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888702 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888701 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888700 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888699 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888698 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888697 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888696 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888695 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888694 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 304888693 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888692 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888691 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888690 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888689 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888688 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888687 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888686 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888685 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888684 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888683 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888682 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 304888681 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888680 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888679 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888678 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888677 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888676 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888675 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888674 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304888673 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888672 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888671 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888670 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888669 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 304888668 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888667 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888666 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888664 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888663 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888662 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888661 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888660 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888659 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888658 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888657 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888656 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888655 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 304888654 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888653 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888652 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888651 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888650 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304888649 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888648 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888647 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888646 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888645 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888644 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888643 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888642 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888641 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304888640 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888639 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888638 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888637 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888636 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888635 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 304888634 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888633 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888632 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304888631 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888630 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888629 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888628 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888627 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 304888626 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304888625 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888624 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888623 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888622 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888621 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304888620 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888619 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304888618 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304888617 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888616 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888615 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304888614 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888613 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304888612 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888610 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888609 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888608 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888607 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304888606 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888605 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888604 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888603 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304888602 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888601 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888600 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888599 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888598 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888597 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888596 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888595 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888594 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888593 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304888592 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888591 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| 304888590 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888589 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888588 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888587 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888586 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888585 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888584 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888583 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 304888582 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888581 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888580 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| 304888579 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888578 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888577 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888576 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888575 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888574 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304888573 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888572 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304888571 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888570 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888569 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888568 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888567 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888566 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888565 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888564 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888563 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888562 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888561 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888560 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888559 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888558 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888557 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888556 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888555 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888554 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304888553 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888552 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888551 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304888550 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888549 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304888548 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| 304888547 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888546 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888545 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304888544 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888543 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304888542 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888541 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888540 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888539 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888538 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888537 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888536 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888535 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304888534 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888533 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888532 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888531 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888530 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888529 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888528 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888527 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 304888526 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888525 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888524 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888523 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888522 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888521 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888520 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888519 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888518 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304888517 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888516 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888515 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888514 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888513 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888512 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888511 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888510 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888509 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888508 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888507 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888506 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888505 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888504 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888503 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888502 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888501 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888500 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888499 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888498 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888497 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888496 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888495 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888494 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888493 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888492 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888491 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888490 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888489 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888488 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| 304888487 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888486 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888485 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888484 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888482 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888481 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888480 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304888478 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888477 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888476 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888475 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888473 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888472 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888471 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888470 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888469 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888468 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888467 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888466 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888465 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888464 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888463 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888462 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888461 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888460 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888459 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888458 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888457 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888456 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888455 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888454 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888453 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888452 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888451 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888450 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888449 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888448 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888447 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888446 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888445 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888444 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888442 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888441 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888440 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888439 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888438 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888437 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888436 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888435 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888434 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888433 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888432 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304888431 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888430 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888429 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 304888428 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304888427 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888426 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888425 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888424 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888423 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888422 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888421 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888420 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888418 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888417 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888416 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304888415 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888414 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888413 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888412 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888411 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 304888410 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888409 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888408 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888407 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888406 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888405 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888404 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304888403 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888402 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888401 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888400 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304888399 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888398 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888397 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888396 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888395 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888394 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888392 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888391 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888390 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888389 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888388 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888387 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888386 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 304888385 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888384 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 304888383 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888382 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 304888381 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888380 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888379 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 304888378 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888377 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888376 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 304888375 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888374 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888373 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888372 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888371 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304888370 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888369 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888368 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888367 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888366 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888365 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888364 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888363 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888362 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888361 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888360 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888359 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304888358 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888357 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888356 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888355 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304888354 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888353 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888352 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888351 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888350 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888349 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888348 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 304888347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304888346 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888345 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 304888344 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888343 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888342 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888341 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888340 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888339 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888338 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888337 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888336 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888335 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888334 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888333 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304888332 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888331 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888330 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888329 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888328 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888327 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888326 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888325 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888324 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888323 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304888322 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888321 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888320 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304888319 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888318 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888317 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 304888316 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888315 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888314 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888313 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888312 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888311 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888310 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888309 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 304888308 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888307 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888306 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304888746 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |

---

## Exhibit 99.6

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.6**

![](ex996001.jpg)

**EXECUTIVE SUMMARY**

**JPMMT 2026-CES2**

**By Clarifii LLC on March 9, 2026**

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 1

![](ex996001.jpg)

 **CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 12 loans (the "Loans" or the "Pool") and the Loans were subsequently acquired by JPMorgan Chase Bank, National Association (the "Client") for the JPMMT 2026-CES2 transaction. The Loans referenced in this narrative report were reviewed in between 03/2025 to 05/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the Loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan**<br> **Count** | &nbsp;&nbsp;**% of Pool <br> (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3264317.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

The Review consisted of a population of 12 Loans, with an aggregate principal balance of $3,264,317.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the Loans within the transaction that were submitted to Clarifii for review.

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 2

![](ex996001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp;Global Methodology And Assumptions: Assessing Pools Of Residential Loans, January 25, 2019; <br> Global Methodology And Assumptions: Assessing Pools Of Residential Loans--U.S. And Canada Supplement, February 21, 2025 |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;Moody's Investors Service, Inc. | &nbsp;&nbsp;Moody's Approach to Rating US RMBS Using the MILAN Framework dated July 18, 2024 |
| &nbsp;&nbsp;DBRS, Inc. | &nbsp;&nbsp;Third-Party Due Diligence Criteria for U.S. RMBS Transactions, September 30, 2024. |

---

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Fields** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Email or Internet |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 1 Phone Number |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 2 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 2 SSN |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;HOA Flag |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 3

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---

| |
|:---|
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;MIN No |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;ULI |
| &nbsp;&nbsp;Vested Business Entity Name |

---

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

● **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

– Assets and Reserves

– Gross Income

– Lien Position

– Loan Purpose

– Housing History

– Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

– Monthly Debt

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– Occupancy

– Property Type

– Qualifying principal, interest, tax, insurance, and association dues (PITIA)

– Debt to Income Ratio (DTI)

– Residual Income

– Debt Service Coverage Ratio (DSCR)

● **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

– All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

– Borrower(s) employment history

– Citizenship and eligibility

– First time home buyer status

– The application was signed by all borrowers

– The application was substantially complete

● **Credit History** 

Clarifii verified the following items:

– A credit report or alternative credit history as applicable to loan type is present for each borrower

– Bankruptcy and foreclosure seasoning

– Captured the monthly consumer debt payments for use in the applicable DTI calculation

– Installment and revolving payment history

– Mortgage/Rental payment history

– Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

– Number of tradelines

– Credit Score(s) and Qualifying Score Methodology

● **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

– Tax returns

– Financial statements

Paystubs

– IRS Form W-2s

– IRS Form 1099

– IRS documents

– Bank statements

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 5

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– Lease agreements

– Award letters

– Other documentation in loan file

● **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

– Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Social
 Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Borrower
 name variations

– Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Borrower
 address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Subject
 property ownership history

– Employment

– Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage
 lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan
 officer

OFAC

● **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

– Verification of deposits (VOD)

– Depository account statements

– Stock or security account statements

– Gift funds

– Settlements statements

– Other evidence of conveyance and transfer of funds if a sale of assets was involved

– Other documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

● **Property** **Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

– Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

– Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

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– Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

● **Debt Service Coverage Ratio (DSCR)** 

– Calculated DSCR, as required by guidelines

– Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

● **Initial and Final 1003 Application** 

● **Note** 

● **Mortgage/Deed of Trust** 

● **Appraisal** 

● **Sales Contract** 

● **Title Commitment/Policy** 

● **Junior Lien/Subordination Agreement** 

● **Mortgage Insurance** 

● **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

● **Flood Certification** 

● **Initial and Final Loan Estimate (LE)** 

● **Initial and Final and Closing Disclosure (CD)** 

● **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

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**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

● **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

– Initial and final application (1003)

– Note, including all addendums

– Copy of note for any junior liens (if applicable)

– Mortgage / Deed of Trust, including all riders

– Initial, Interim, and Final Loan Estimates (LE)

Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

– Notice of Right to Cancel (when applicable)

– Rate Lock Date

– HOEPA Disclosures (when applicable)

– Initial Escrow Account Disclosure

● **Anti-Predatory Lending (Assignee Liability)** 

If applicable the Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any Loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

● **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 8

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**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present
 in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance
 policies or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■  ***State prepayment and late charge restrictions*** – Clarifii reported instances where
 a prepayment penalty that exceeds the state permitted penalty has expired.

● **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

– Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

– California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

– California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

– Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

– Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

– Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

– Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 9

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– Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

– Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

– Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

– Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

– Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

– City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

– Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

– Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

– Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

– Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

– Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

– Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

– Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

– Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

– Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

– Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

– Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

– Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

– Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

– New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

– New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

– New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

– New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

– New York Subprime Home Loans, NY Bank. Law § 6-m.

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North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

– Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

– Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

– City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

– Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

– Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

– Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

– Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

– City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

– South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

– South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

– Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

– Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

– The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

– Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

– Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

– Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

– Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

– Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

– Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

– West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

– Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

– Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

● **Business Purpose Loan Compliance Review** 

– Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 executed by all borrowers

– Review Note accuracy and properly executed

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– Review Mortgage and applicable riders for accuracy and properly executed

– Occupancy Letter (must state that borrower(s) will not reside in the property

– HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

– If property is in a flood zone, Flood Notice must be provided prior to closing

– Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

– Letter of Explanation detailing the use of proceeds.

– Borrower's statement of purpose for the loan.

– State License requirements when applicable

– State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

If applicable, Clarifii reviewed the loans to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

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*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

If applicable, Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the Loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

Clarifii's review was based on information contained in the loan file at the time it was provided for review.

All Loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

● **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** 

Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

● **Uniform Standards of Professional Appraisal Practice (USPAP)** 

Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

● If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.

● If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

● In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 13

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**Uniform Collateral Data Portal (UCDP) Risk Score:**

● For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

**VALUATION RESULTS SUMMARY**

The two tables below summarize the Loans that contained independent third-party valuation product as well as Loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files > -10% Variance to OA or Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -10% of OA or Acceptable UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade** 

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 14

![](ex996001.jpg)

**Credit Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 15

![](ex996001.jpg)

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Overall Review Results** | &nbsp;&nbsp;**Final Overall Review Results** | &nbsp;&nbsp;**Final Overall Review Results** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** |

---

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 16

![](ex996001.jpg)

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3264317.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;10 | &nbsp;&nbsp;83.33% | &nbsp;&nbsp;$2930067.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;2 | &nbsp;&nbsp;16.67% | &nbsp;&nbsp;$334250.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3264317.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3264317.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool (by loan count)** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;11 | &nbsp;&nbsp;91.67% | &nbsp;&nbsp;$2755434.00 |
| &nbsp;&nbsp;120 | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.33% | &nbsp;&nbsp;$508883.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3264317.00** |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 17

![](ex996001.jpg)

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Fields** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**Accuracy <br> %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;12 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Email or Internet | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Phone Number | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;12 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;HOA Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;9 | &nbsp;&nbsp;12 | &nbsp;&nbsp;25.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;12 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;12 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;Seller Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Vested Business Entity Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |

---

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 18

![](ex996001.jpg)

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative
Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation
Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ASF
Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating
Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Data
Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations
Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Rating
Agency ATR/QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Supplemental
Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Business
Purpose Supplement Data Extract Report

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

JPMMT 2026-CES2 DUE DILIGENCE NARRATIVE REPORT – PAGE \| 19

## Exhibit 99.7

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.7**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | XXXX | 304845335 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
| XXXX | XXXX | 304845335 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD. |
| XXXX | XXXX | 304845333 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304845332 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Attached | Per Appraisal |
| XXXX | XXXX | 304845330 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304845334 | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | XXXX | 304845334 | XXXX | Vested Business Entity Name | deedOfTrustPage | XXXX | XXXX | per dot |
| XXXX | XXXX | 304845341 | XXXX | Note Date | notePage | XXXX | XXXX | Per note in file |
| XXXX | XXXX | 304845341 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per 1003 in file |
| XXXX | XXXX | 304845340 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304845340 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.64 | 46.89 | Lender used a higher 2nd mortgage payment |
| XXXX | XXXX | 304845337 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304845339 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304845336 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |

---

## Exhibit 99.8

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | XXXX | 304845335 C A | Closed | finding-3634 | 2025-03-10 09:49 | 2025-03-13 07:39 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Upon further review, finding resolved. - Due Diligence Vendor-03/13/2025 <br> Ready for Review-Can this condition please be cleared? Per comments, finding is resolved - Seller-03/12/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is XXXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). ...Resolved. Final CD issued a XXXX credit for increase in Closing Costs above legal limit. - Due Diligence Vendor-03/10/2025 | Ready for Review-Can this condition please be cleared? Per comments, finding is resolved - Seller-03/12/2025<br>| Resolved-Upon further review, finding resolved. - Due Diligence Vendor-03/13/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 700- Borrower's FICO 754<br>Qualifying DTI below maximum allowed - Max DTI 50%- Borrower's DTI is 26.58% |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845333 C A | Closed | FCRE1254 | 2025-03-12 11:35 | 2025-04-08 10:32 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Removing the UCC from Title is sufficient. - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-04/07/2025 <br> Counter-Pending confirmation the XXXX will not be refiling their XXXX lien against the property. - Due Diligence Vendor-03/18/2025 <br> Ready for Review-Document Uploaded. Please see communication with XXXX. Per XXXX, removing the XXXX from Title was sufficient. Can this item please be cleared. - Seller-03/14/2025 <br> Counter-Received XXXX Termination for Spectrum CU financing originating XXXX. Credit report reflects XXXX with an open balance. Provide acceptable confirmation XXXX financing released and will not be refiled as unable to confirm XXXX liability paid in full. - Due Diligence Vendor-03/14/2025 <br> Ready for Review-Document Uploaded. Please see attached UCC Termination for XXXX. - Seller-03/13/2025 <br> Open-Property Title Issue XXXX liens must be paid-off prior to or at closing per XXXX guides. Missing evidence XXXX was paid, CD does not show this. - Due Diligence Vendor-03/12/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-04/07/2025 <br> Ready for Review-Document Uploaded. Please see communication with XXXX. Per XXXX, removing the UCC from Title was sufficient. Can this item please be cleared. - Seller-03/14/2025 <br> Ready for Review-Document Uploaded. Please see attached UCC Termination for XXX. - Seller-03/13/2025 | Resolved-Removing the UCC from Title is sufficient. - Due Diligence Vendor-04/08/2025<br>| Qualifying DTI below maximum allowed - 18.75% < 50% max<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 700- Borrower's FICO 760 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845333 C A | Closed | finding-47 | 2025-03-10 15:57 | 2025-03-17 07:31 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Received PCCD XXXX, disbursement dateXXXX. Finding resolved. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-03/14/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date.<br>- Due Diligence Vendor-03/10/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-03/14/2025<br>| Resolved-Received PCCD XXXX, disbursement date XXXX. Finding resolved. - Due Diligence Vendor-03/17/2025 | Qualifying DTI below maximum allowed - 18.75% < 50% max<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 700- Borrower's FICO 760 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845333 C A | Closed | FCRE7810 | 2025-03-12 11:42 | 2025-03-14 14:52 | Resolved | 1 - Information C A | Credit | Title | Title issue | Resolved-Received corrected final 1003 - Due Diligence Vendor-03/14/2025 <br>Ready for Review-Document Uploaded. Please see corrected 1003 - Seller-03/13/2025 <br>Open-Title reads that the borrower will hold vesting as a "Married Man", however the final 1003 shows that he is "Unmarried", provide the correction. - Due Diligence Vendor-03/12/2025 | Ready for Review-Document Uploaded. Please see corrected 1003 - Seller-03/13/2025<br>| Resolved-Received corrected final 1003 - Due Diligence Vendor-03/14/2025<br>| Qualifying DTI below maximum allowed - 18.75% < 50% max<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 700- Borrower's FICO 760 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845332 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304845330 C A | Closed | FCRE1159 | 2025-03-17 13:34 | 2025-04-16 16:39 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Previous policy provided effective XXXX. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. We respectfully disagree. The two attached HOI documents are for the periods of XXXX-XXXX and XXXX-XXXX. Therefore, the HOI was in place before, during and after the disbursement date of XXXX. - Seller-04/16/2025 <br> Counter-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Provide proof that there was Hazard Insurance in effect as of the Note Date of XXXX. Per CD loan disbursement date XXXX. Provide documentation to confirm HOI policy was in place prior to disbursement date. - Due Diligence Vendor-04/15/2025 <br> Ready for Review-The uploaded document is not a duplicate. Please note the effective date on the attached document is from XXXX to XXXX. - Seller-04/14/2025 <br> Counter-Received duplicate documentation-finding remains - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Please see attached. - Seller-04/09/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Provide proof that there was Hazard Insurance in effect as of the Note Date of XXXX. Per CD loan disbursement date XXXX. Provide documentation to confirm HOI policy was in place prior to disbursement date. - Due Diligence Vendor-03/18/2025 | Ready for Review-Document Uploaded. We respectfully disagree. The two attached HOI documents are for the periods of XXXX and XXXX. Therefore, the HOI was in place before, during and after the disbursement date of XXXX. - Seller-04/16/2025 <br> Ready for Review-The uploaded document is not a duplicate. Please note the effective date on the attached document is from XXXX to XXXX. - Seller-04/14/2025 <br> Ready for Review-Please see attached. - Seller-04/09/2025 | Resolved-Previous policy provided effective XXXX. - Due Diligence Vendor-04/16/2025 | Qualifying FICO score is at least 20 points above minimum for program - Min FICO 700- Borrower's FICO 751<br>Months Reserves exceed minimum required - 0 months reserves required- Borrower has 24.76 months in reserves |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845338 C A | Closed | FCRE8201 | 2025-03-18 10:25 | 2025-03-27 13:28 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-TRID has been completed per compliance. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Please note that the loan being a Cash out of an investment property, does not constitute the loan being business purpose. Our file does not reflect the loan being Business Purpose, and both, the Note or Deed, are executed in the borrower's name. Please review loan as a non Business Purpose Loan and advise if any TRID requirements need to be addressed. - Seller-03/27/2025 <br>Open--LOE in file states cash out is for personal use therefore loan is subject to TRID compliance and no longer considered a business purpose loan. - Due Diligence Vendor-03/18/2025 | Ready for Review-Please note that the loan being a Cash out of an investment property, does not constitute the loan being business purpose. Our file does not reflect the loan being Business Purpose, and both, the Note or Deed, are executed in the borrower's name. Please review loan as a non Business Purpose Loan and advise if any TRID requirements need to be addressed. - Seller-03/27/2025<br>| Resolved-TRID has been completed per compliance. - Due Diligence Vendor-03/27/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 660- Borrower's FICO 726<br>Months Reserves exceed minimum required - 0 months reserves required- Borrower has 33.97 months reserves |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845334 C A | Closed | finding-47 | 2025-03-13 13:27 | 2025-03-28 07:23 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Received PCCD XXXX, disbursement date XXXX. Finding resolved. - Due Diligence Vendor-03/28/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-03/27/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. ----- Provide PCCD with disbursement date after the ROR expiration date. - Due Diligence Vendor-03/13/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-03/27/2025<br>| Resolved-Received PCCD XXXX, disbursement date XXXX. Finding resolved. - Due Diligence Vendor-03/28/2025 | Qualifying DTI below maximum allowed - Max DTI 50%- Borrower's DTI 36.8% <br>Months Reserves exceed minimum required - 0 months reserves required- Borrower's reserves 15.77 months |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845341 C A | Closed | FCOM5814 | 2025-03-20 15:47 | 2025-04-24 13:55 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Received PCCD XXXX wth designation. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD. - Seller-04/23/2025 <br> Open------ Loan Disclosure Section for Escrow Account is missing designation for "you declined it" or "your lender does not offer one..." - Due Diligence Vendor-03/20/2025 | Ready for Review-Document Uploaded. Please see attached PCCD. - Seller-04/23/2025<br>| Resolved-Received PCCD XXXX wth designation. - Due Diligence Vendor-04/24/2025 | Months Reserves exceed minimum required - 36.56 months available; 0 required<br>Qualifying FICO score is at least 20 points above minimum for program - 725 FICO; 700 required |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845341 C A | Closed | finding-3652 | 2025-04-24 13:52 | 2025-04-24 13:54 | Resolved | 1 - Information C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-Received PCCD XXXX wth designation. - Due Diligence Vendor-02/11/2026 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($0.00) does not exceed or equal the comparable sum of specific and non-specific lender credits (XXXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/24/2025 |  | Resolved-Received PCCD XXXX wth designation. - Due Diligence Vendor-02/11/2026 | Months Reserves exceed minimum required - 36.56 months available; 0 required<br>Qualifying FICO score is at least 20 points above minimum for program - 725 FICO; 700 required |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845331 C A | Closed | finding-47 | 2025-03-26 08:24 | 2025-04-09 13:40 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Received PCCD XXXX with correct disbursement date of XXXX. - Due Diligence Vendor-04/09/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-04/09/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date.<br> - Due Diligence Vendor-03/26/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-04/09/2025<br>| Resolved-Received PCCD XXXX with correct disbursement date o XXXX. - Due Diligence Vendor-04/09/2025 | CLTV is less than guidelines maximum - Lender max CLTV is 90%, subject CLTV is 76.02%.<br>Qualifying DTI below maximum allowed - Lender max DTI 50%, borrower DTI 18.85%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845340 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304845337 C A | Closed | FCOM2328 | 2025-03-27 09:26 | 2025-04-29 12:14 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Escrow Account | Resolved-Rec'd PCCD. Finding Resolved. - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-04/29/2025 <br>Open-Final CD, page 4 is missing reason for no escrow account established, either declined or lender does not offer one box is not checked. Provide a PCCD with correction within 60 days of consummation. - Due Diligence Vendor-03/27/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-04/29/2025<br>| Resolved-Rec'd PCCD. Finding Resolved. - Due Diligence Vendor-04/29/2025<br>| Qualifying DTI below maximum allowed - Max DTI 50%- Borrower's DTI under 40%<br>Months Reserves exceed minimum required - Min reserves required 0 mths- Borrower has 30.56 mths reserves |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845339 D A | Closed | FCRE7497 | 2025-04-02 11:36 | 2025-04-07 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received PITIA for 3d - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-04/03/2025 <br> Counter-Received 3c 1070 XXXX--need 3d 526-526 XXXX PITIA validation - Due Diligence Vendor-04/03/2025 <br> Ready for Review-Document Uploaded. Please see attached Final CD for both properties. - Seller-04/02/2025 <br> Open-Provide proof of the PITIA for properties 3c & 3d. - Due Diligence Vendor-04/02/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-04/03/2025 <br>Ready for Review-Document Uploaded. Please see attached Final CD for both properties. - Seller-04/02/2025<br>| Resolved-Received PITIA for 3d - Due Diligence Vendor-04/07/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 660- Borrower's FICO 741<br>Months Reserves exceed minimum required - 0 mths reserves required- Borrower has 8.65 months in reserves |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| XXXX | XXXX | 304845336 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |

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## Exhibit 99.9

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.9**

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| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Original Loan Amount** | **Initial Credit Loan Grades Moody's** | **Initial Compliance Loan Grades Moody's** | **Initial Property Loan Grades Moody's** | **Initial Overall Loan Grades Moody's** | **Final Credit Loan Grades Moody's** | **Final Compliance Loan Grades Moody's** | **Final Property Loan Grades Moody's** | **Final Overall Loan Grades Moody's** |
| XXXX | XXXX | 304845335 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845333 | XXXX C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845332 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845330 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845338 | XXXX C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845334 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845341 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845331 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845340 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845337 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845339 | XXXX D | N/A D | N/A | N/A D | N/A D | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304845336 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

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## Exhibit 99.10

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.10**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | XXXX | 304845335 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.59 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX |
| XXXX | XXXX | 304845333 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.59 | 84.97 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 304845332 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 15.34 | 69.99 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304845330 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.98 | 72.89 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304845338 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 10.55 | 43.09 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304845334 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 17.09 | 64.28 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXXX | XXXX | 304845341 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.22 | 73.65 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304845331 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 30.84 | 76.02 | XXXX | XXXX | -.0101 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0101 | 90.0 | 0.1 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | XXXX | 304845340 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 31.45 | 71.04 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 2.3 | XXXX |
| XXXX | XXXX | 304845337 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 13.94 | 60.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XXXX | Not Eligible | 2.3 | XXXX |
| XXXX | XXXX | 304845339 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.67 | 51.4 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX | XXXX | 304845336 | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 10.84 | 72.25 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXX |

---

## Exhibit 99.11

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.11**

![](ex9911001.jpg)

![](ex9911002.jpg)

**March 10, 2026**<br>**Due Diligence Narrative Report**<br>

![](ex9911003.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;*Sampling* | *3* |
| &nbsp;&nbsp;&nbsp;*Sponsor Acquisition Criteria* | *3* |
| &nbsp;&nbsp;&nbsp;*Loan Grading* | *3* |
| &nbsp;&nbsp;&nbsp;*TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;*Data Capture* | *7* |
| &nbsp;&nbsp;&nbsp;*Data Integrity* | *7* |
| **Data Compare Results** | **8** |
| **Clayton Due Diligence Results** | **9** |
| **Clayton Third Party Reports Delivered** | **10** |
| **Appendix A: Credit Review Scope** | **11** |
| **Appendix B: Origination Appraisal Assessment** | **14** |
| **Appendix C: Regulatory Compliance Review Scope** | **18** |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 1 March 10, 2026

![](ex9911003.jpg)

**Clayton Contact Information** 

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![](ex9911004.jpg) | **Chris Turk** | Senior Client Service Director |

---

Phone: (813) 472-6509/E-mail: <u>cturk@clayton.com</u>

---

| | | |
|:---|:---|:---|
| ![](ex9911004.jpg) | **Joe Ozment** | Vice President – Client Services & Securitization |

---

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**Overview**

On behalf of Capital Alliance ("Capital Alliance"), Clayton conducted an independent third-party pre-securitization due diligence review of 2 residential loans. The due diligence for Capital Alliance (2 loans) took place between August, 2025 and September, 2025.

JPMorgan Chase Bank, National Association ("JPMorgan") acquired this diligence through a Reliance Letter purchase and selected these loans for the JPMMT 2025-CES7 transaction.

On behalf of JPMorgan Chase Bank, National Association ("JPMorgan"), Clayton conducted an independent third-party pre-securitization due diligence review of 95 residential loans. The due diligence for JPMorgan (95 loans) took place between December, 2025 and February, 2026.

This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
| Broker | 2 | 2.06% |
| Correspondent Bulk | 7 | 7.22% |
| Correspondent Flow with delegated underwriting | 1 | 1.03% |
| Retail | 87 | 89.69% |
| **Total** | **97** | **100.00%** |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 2 March 10, 2026

![](ex9911003.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and was performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

Sampling

For all originators in this transaction, 100% of the loans received a Full Review as described below. <br> Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| ***Review Type*** | &nbsp;&nbsp;***Loan Count*** <br> ***Reviewed by Clayton*** <br>| ***Scope Applied*** |
| **Full Review** | 97 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | &nbsp;&nbsp;97<br>|  |

---

Sponsor Acquisition Criteria

Clayton was supplied with the related guidelines in advance of our review. The subject loans were reviewed pursuant to the applicable Originators guidelines.

Loan Grading

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, Morningstar, and DBRS

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 3 March 10, 2026

![](ex9911003.jpg)

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar/DBRS and Kroll.

![](ex9911005.jpg)

TPR Component Review Scope

Clayton examined each loan file with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed
 whether the characteristics of the mortgage loans and the borrowers conformed to the
 Sponsor Acquisition Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated
 LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
 the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed
 asset statements in order to determine whether funds to close and reserves were within
 the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed
 that credit scores (FICO) and credit histories were within the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated
 evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 income, employment, assets, and occupancy status for reasonability; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 Data Verify/Fraudguard/Interthinx or similar risk evaluation report, which was ordered
 by the Seller and received by Clayton for Nationwide Multistate Licensing System and
 Registry ("NMLS") and occupancy status alerts. Clayton researched alert information
 against loan documentation and assigned loan conditions accordingly.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 4 March 10, 2026

![](ex9911003.jpg)

Property Valuation Review

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original
 Appraisal or AVM Assessment (97 loans)

– Clayton reviewed the original appraisal or AVM provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

– For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on this transaction included the elements summarized below.

(For more detail, please refer to <u>Appendix C</u>.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for state-specific consumer protection laws including late charge and prepayment penalty
 provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation
 Z (TILA) testing included the following:

– Notice of Right to Cancel (Right of Rescission) adherence if applicable;

– TIL Disclosure Timing (3/7/3) and disclosure content;

– TIL APR and Finance charge tolerances;

– Timeliness of ARM Disclosures (if applicable);

– Section 32 APR and Points and Fees Thresholds and prohibited practices;

– Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

– Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

– Prepayment Penalty restrictions;

QM/ATR Review: On applicable loans, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau, as further described on <u>Appendix C</u> attached hereto

For loans identified as QM based upon the revised QM definition, the scope included identifying whether loans met the QM definition in terms of loan term, fees and product features, and also whether (1) the loan's APR did not exceed the QM APOR threshold applicable to the loan and (2) that the lender considered and verified income, assets and debt in accordance with the revised QM standards.

Clayton included in its review an analysis to determine if the lender's underwriting deviated from the VSH guidelines that the lender documented that they used. This scope only applies if the lender underwrote the loan to either chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide published June 3, 2020; or sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020. See Appendix C for more detail.

TILA/RESPA Integrated Disclosure Scope ('Covered Loans' on or after 10/3/2015); SFA RMBS 3.0 TRID Compliance Review Scope as further described on <u>Appendix C</u> attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real
 Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following,
 for loans other than 'Covered Loans' and loans with an Application Date prior
 to 10/3/2015:

– GFE initial disclosure timing and content;

– Confirmed the file contains the final HUD1 Settlement Statement;

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 5 March 10, 2026

![](ex9911003.jpg)

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

– Homeownership Counseling Notice; and

– Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15<sup>th</sup>, 2016 SFA published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from TPR firms across the industry and SFA's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> , 2016 formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by JPMorgan.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

● Cook County High Cost Ordinance

● Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 6 March 10, 2026

![](ex9911003.jpg)

Anti-predatory lending laws

● Virginia Lender and Broker Act after 6/1/2008

● Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

● Sufficiency of coverage

● Escrow of insurance payment

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format is provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape
 data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies
 found during comparison are stored; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 discrepancy is reported on the Clayton Loan Level Tape Compare.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 7 March 10, 2026

![](ex9911003.jpg)

**Data Compare Results**

Clayton provided JPMorgan with copies of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

---

| | | |
|:---|:---|:---|
| **Field Name** | **#** | **Accuracy %** |
| Borrower 1 First Name | 1 | 98.97% |
| Borrower 1 Last Name | 1 | 98.97% |
| Borrower 2 First Name | 1 | 98.97% |
| Combined LTV | 5 | 94.85% |
| Debt to Income Ratio (Back) | 29 | 70.10% |
| Interest Only Term Flag | 6 | 93.81% |
| Loan Purpose | 1 | 98.97% |
| Note Rate | 1 | 98.97% |
| Number of Units | 1 | 98.97% |
| Original Appraised Value | 7 | 92.78% |
| Original Balance | 1 | 98.97% |
| Original LTV | 1 | 98.97% |
| Original P&I | 7 | 92.78% |
| Property City | 1 | 98.97% |
| Property Type | 18 | 81.44% |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 8 March 10, 2026

![](ex9911003.jpg)

**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (97 loans)</u>

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 73 | 2 | 3 | 5 | **83** |
| **Final** | **B** |  | 8 | 5 | 1 | **14** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **73** | **10** | **8** | **6** | **97** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 91 |  | 1 | 4 | **96** |
| **Final** | B |  | 1 |  |  | **1** |
| **Final** | C |  |  |  |  | **0** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **91** | **1** | **1** | **4** | **97** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 2 |  |  |  | **2** |
| **Final** | B |  |  |  |  | **0** |
| **Final** | C |  |  |  |  | **0** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **2** | **0** | **0** | **0** | **2** |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 9 March 10, 2026

![](ex9911003.jpg)

**Initial and Final Property Valuation Grade Results\* (Kroll & DBRS)**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **N/A** | **Total** |
| **Final** | A | 2 |  |  |  |  | **2** |
| **Final** | B |  |  |  |  |  | **0** |
| **Final** | C |  |  |  |  |  | **0** |
| **Final** | D |  |  |  |  |  | **0** |
| **Final** | N/A |  |  |  |  | 95 | **95** |
| **Final** | **Total** | **2** | **0** | **0** | **0** | **95** | **97** |

---

**\* Lack of a 3<sup>rd</sup> party valuation product was out of scope for these loans. Kroll & DBRS requires the Property Valuation grades be defaulted to NA in this scenario. The NA loans do not affect the Overall Kroll & DBRS grading schema**

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 76 | 2 | 3 | 3 | **84** |
| **Final** | B |  | 7 | 5 | 1 | **13** |
| **Final** | C |  |  |  |  | **0** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **76** | **9** | **8** | **4** | **97** |

---

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**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Exception
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Guideline
 Key

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating
 Agency Grades Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Supplemental
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape
 Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Rating
 Agency Attestations

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**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified
 that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
 Criteria requirements including:

○ DTI

○ LTV/TLTV/HLTV

○ Credit score

○ Income and employment

○ Assets and reserves

○ Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

○ Borrower eligibility, including:

– Citizenship status

– Non- occupant co-borrower

○ Transaction eligibility, including:

Maximum loan amount

– Loan purpose

– Occupancy

○ Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

B. As
 part of the guideline review, Clayton performed a credit analysis during which various
 documents were examined, including:

○ Uniform Residential Loan Application reviewed to determine:

– Initial loan application was in the loan file and was signed by all borrowers

– Final loan application was in the loan file and was complete

– Information and debts disclosed on loan application aligned with related documentation in the loan file

○ Employment analyzed and verified through use of various documents, including:

– Income documentation

– Verbal and/or written verifications of employments (VVOE, VOE)

– CPA letter

– Business licenses

– Tax transcripts (IRS Form 4506-T)

– Other documentation in loan file

○ Income review included:

– Required income documentation for all borrowers was present and within required time period

– Documents did not appear to have been altered or inconsistent

– IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed
 by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared
 IRS tax transcripts to income documentation and noted any inconsistencies

– Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax
 returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial
 statements

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease
 agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award
 letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 documentation in loan file

○ Asset review included:

– Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification
 of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository
 account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock
 or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift
 funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

○ Credit Report review included:

– Complete copy of report was in loan file

– Report was dated within required timeframe

– All borrowers were included in the report

– Checked any fraud alerts against related loan file documentation

– Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

– Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

– Captured and utilized appropriate credit score for guideline review

○ Title policy review included:

– Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee
 simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold
 estate

– Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

– Applicable title endorsements were present

– Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

– Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

– Captured monthly tax payments in debt ratio calculation

○ HUD1 (Settlement Statement) review included:

– Funds to close identified and analyzed against borrower's assets

– Seller contributions did not exceed maximum allowed

– Subject property, seller and borrower aligned with other loan documentation

– Disbursements and pay-offs included in debt ratio calculations

– Loan purpose confirmed

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○ Hazard/Flood insurance review included:

– Verified presence of required hazard insurance and flood insurance (if required)

– Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life
 of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

– Reviewed for evidence that any required insurance policy premium was paid

– Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

○ Mortgage Insurance review included:

– Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For
 each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation.
 In lieu of a copy of the mortgage or deed of trust with recording information, a copy
 of the mortgage or deed of trust that is stamped "true and certified copy"
 by the escrow/settlement agent plus recording directions on closing instruction documentation
 was utilized as evidence for recording.

D. For
 each mortgage loan, Clayton utilized the results from an independent, third-party fraud
 tool along with information in the loan file to identify and address any potential misrepresentations
 including:

○ Borrower identity

– Social Security inconsistencies

– Borrower name variations

○ Occupancy

– Borrower address history

– Subject property ownership history

○ Employment

○ Licensing – reviewed NMLS data for:

– Mortgage lender/originator

– Loan officer

○ OFAC

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**Appendix B: Origination Appraisal Assessment**

Where applicable, Clayton performed the following origination appraisal analysis:

A. Verified
 that the mortgage loan file contained an appraisal report and that it met the following
 criteria:

○ Appraisal report used standard GSE forms, appropriate to the property type:

FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

– FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

– FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

– FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

– FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

○ Appraisal report was reasonably complete and included:

– Appraisal report form, certification, statement of limiting conditions and scope of work

– Accurate identification of the subject property

– Accurate identification of the subject loan transaction

– Accurate identification of the property type, in both land and improvements

– All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 interior photos – kitchen, all baths, main living area, updates/upgrades, deferred
 maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos
 of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location
 map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior
 sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC
 Market Conditions Report

– Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

– Appraisal date met supplied Sponsor Acquisition Criteria

– If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed
 a general credibility assessment of the results of the appraisal per Title XI of FIRREA
 and USPAP based on the following criteria:

○ Title XI of FIRREA:

If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

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– Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

– Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

○ USPAP

Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed
 and graded the appraisal valuation to the following criteria:

○ Appraised value was reasonably supported. Utilized the following review in making value supported determination:

– Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

– Comps used were reasonably recent in transaction date and if not the reason was furnished

– Comps used were reasonably similar to the subject property and if not an explanation was supplied

– Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

○ Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

○ Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

– Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

– Property usage was reviewed for zoning compliance

– Property utilization was reviewed to determine it was "highest and best use"

– Neighborhood values were reviewed to determine if declining

– Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ %
 built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth
 rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing
 time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant
 occupancy

– Physical condition of the property was reviewed to determine that the property condition was average or better

– Style of property was reviewed to determine if unique property

– Any health and safety issues were noted and/or remediated

– Locational and/or environmental concerns adequately addressed if present

D. Home
 Value Estimator (HVE) or similar Automated valuation Model (AVM) Assessment per applicable
 originator guidelines

○ Clayton reviewed the HVE or similar AVM in file to confirm the value used for LTV

○ Clayton also confirmed the Property Address on HVE or similar AVM matched the subject address and was run within 90 days of closing.

E. Property
 Eligibility Criteria – Clayton reviewed the property to determine that the property
 met the client supplied eligibility requirements. Examples of ineligible property types
 may include:

○ 3 to 4 unit owner occupied properties

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○ 2 to 4 unit second homes

○ Unwarrantable or limited review condominiums

○ Manufactured or mobile homes

○ Condotel units

○ Unique properties

○ Working farms, ranches or orchards

○ Mixed-use properties

○ Properties subject to existing oil or gas leases

○ Properties located in Hawaii Lava Zones 1 and 2

○ Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

F. Properties
 Affected by Disasters Criteria – Clayton reviewed the appraisal date against any
 FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance
 due to a federal government disaster declaration.

○ If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

G. Disclaimer

○ The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

○ Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

○ Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

○ Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

○ Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

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**Appendix C: Regulatory Compliance Review Scope** 

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

○ GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory on January 1, 2010

○ Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

○ Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation within the loan file

○ Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual loan terms from the Note

○ Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

○ Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

○ Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

○ TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

○ Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

○ ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

○ Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

○ High Cost mortgage thresholds for points and fees (Section 32)

○ High Cost Prohibited Acts and Practices upon request (Section 33)

○ Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

○ Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

○ ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q or the revised QM definition as described below. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

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○ For loans identified as QM based upon the revised QM definition, the scope included identifying whether loans met the QM definition in terms of loan term, fees and product features, and also whether (1) the loan's APR did not exceed the QM APOR threshold applicable to the loan and (2) that the lender considered and verified income, assets and debt in accordance with the revised QM standards.

○ For loans identified as QM under the revised QM definition, as applicable, an added element was to identify whether the lender used guidelines that provided a Verification Safe Harbor, based on the following review scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 provided a VSH Indicator. (The VSH indicator was provided within the loan images, on
 the data tape, or as part of the loan program/guidelines being originated to.) The loan
 guidelines utilize one of the specified GSE June 2020 guidelines to meet VSH. In the
 event the lender has identified the loan to have VSH status, then the TPR firm reviewed
 to identify documentation variances that would cause one to question the VSH attestation
 from the lender. If variances are identified then the loan would not be identified by
 the TPR firm to meet the VSH documentation requirements under either the Fannie Mae guidelines
 or under the Freddie Mac guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Under
 this review scope, if an AUS provides a lesser documentation standard than the Safe Harbor
 guideline and the Safe Harbor guideline does not contain a specific allowance for the
 reduced documentation, the AUS in and of itself will not evidence of VSH. For example,
 Section B3-3.5 of the Fannie Mae guidelines contains two instances where lesser DU documentation
 is allowable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Clayton
 does not independently affirm that a lender's guidelines meet VSH or that a court
 would determine that the lender met the QM consider and verify standards.

○ TILA/RESPA Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test
 whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate
 ("LE") and Closing Disclosure ("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application
 Requirement Testing:

● Pre-application forms cannot look similar to the LE

● Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirements:

● The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

● The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

● That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee
 Tolerances:

● Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

● If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment
 Schedule Accuracy:

● The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

● Interest-only periods and final balloon payments are accurately completed.

● The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

● When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 19 March 10, 2026

![](ex9911003.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy
 of the Loan Calculations

● Amount Financed

● Finance Charge

● Total of Payments

● Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical
 Requirements

● Compliance with the TRID rounding rules.

● Compliance with specified formatting requirements.

● Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

● Alphabetization of fees.

● Title fees preceded by "Title –."

● Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency
 within and across forms

● Once a fee is disclosed it must remain substantially the same name across disclosures.

● Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

● Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

● Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion
 of the LE and CD

● All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

● For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

● That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

● Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected
 CD requiring a new waiting period

● Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

● Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

● Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close
 CD's

● Corrected CD's provided with a post-close refund.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 20 March 10, 2026

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● Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

● Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related
 Documentation

● Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

● Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

● Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside
 of Clayton's default TRID scope:

● Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

● Whether the Liability after Foreclosure selection is correct for the property state.

● Accuracy of the Aggregate Adjustment amount.

● Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

● Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| **Higher-Priced** | **Higher-Priced** | **Higher-Priced** |
| California | Maryland | New York |
| Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| Maine | Minnesota | |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 21 March 10, 2026

![](ex9911003.jpg)

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | Vermont<br>(High Rate, High Point law)<br>|
| Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| Indiana | Ohio, including<br>Cleveland Heights ordinance<br>| |
| Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

● Minnesota (Mortgage Originator and Service Licensing Act)

● Puerto Rico (Office Regulation 5722)

● Texas (Texas Finance Code)

● West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 22 March 10, 2026

![](ex9911003.jpg)

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 23 March 10, 2026

![](ex9911003.jpg)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

JPMMT 2026-CES2 Due Diligence Narrative Report Page \| 24 March 10, 2026

## Exhibit 99.12

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.12**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| XXXXXX | 305033570 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305027438 | XXXXXX | Borrower 2 First Name | XXXXXX | XXXXXX |
| XXXXXX | 305033470 | XXXXXX | Debt to Income Ratio (Back) | 43.3400 | 31.4751 |
| XXXXXX | 305033470 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305023992 | XXXXXX | Debt to Income Ratio (Back) | 48.4100 | 44.0704 |
| XXXXXX | 305031435 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305031435 | XXXXXX | Original P&I | 348.96 | 380.04 |
| XXXXXX | 305027468 | XXXXXX | Debt to Income Ratio (Back) | 3.2000 | 36.6729 |
| XXXXXX | 305027468 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305027468 | XXXXXX | Original P&I | 481.25 | 596.45 |
| XXXXXX | 305036298 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 304889650 | XXXXXX | Debt to Income Ratio (Back) | 30.1800 | 42.7920 |
| XXXXXX | 305029615 | XXXXXX | Debt to Income Ratio (Back) | 49.0000 | 42.4604 |
| XXXXXX | 305026150 | XXXXXX | Borrower 1 First Name | XXXXXX | XXXXXX |
| XXXXXX | 305026150 | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX |
| XXXXXX | 305026150 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| XXXXXX | 305026150 | XXXXXX | Debt to Income Ratio (Back) | 35.3600 | 41.3264 |
| XXXXXX | 305026150 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305031085 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| XXXXXX | 305031085 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305031085 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| XXXXXX | 305031128 | XXXXXX | Debt to Income Ratio (Back) | 5.3100 | 49.7115 |
| XXXXXX | 305013560 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| XXXXXX | 305013560 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305013393 | XXXXXX | Property Type | SFR | Attached PUD |
| XXXXXX | 304911196 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305038555 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| XXXXXX | 305038555 | XXXXXX | Note Rate | XXXXXX | XXXXXX |
| XXXXXX | 305038555 | XXXXXX | Original Balance | XXXXXX | XXXXXX |
| XXXXXX | 305038555 | XXXXXX | Original P&I | 2879.39 | 2871.37 |
| XXXXXX | 305027288 | XXXXXX | Debt to Income Ratio (Back) | 23.2600 | 31.7820 |
| XXXXXX | 305027288 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305031015 | XXXXXX | Debt to Income Ratio (Back) | 38.9900 | 48.2399 |
| XXXXXX | 305012542 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305030700 | XXXXXX | Debt to Income Ratio (Back) | 28.4500 | 45.5083 |
| XXXXXX | 305030700 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305031243 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305026201 | XXXXXX | Debt to Income Ratio (Back) | 27.0900 | 41.9845 |
| XXXXXX | 305026201 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 305026201 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305042320 | XXXXXX | Debt to Income Ratio (Back) | 45.8700 | 42.1570 |
| XXXXXX | 305034696 | XXXXXX | Debt to Income Ratio (Back) | 5.9300 | 39.2011 |
| XXXXXX | 305034696 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305027287 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305027287 | XXXXXX | Original P&I | 495.83 | 538.24 |
| XXXXXX | 305027287 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305031434 | XXXXXX | Number of Units | 2 | 4 |
| XXXXXX | 305031434 | XXXXXX | Property Type | 2 Family | 4 Family |
| XXXXXX | 305031677 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305031677 | XXXXXX | Original P&I | 545.05 | 597.71 |
| XXXXXX | 305031126 | XXXXXX | Property Type | SFR | SFR-Attached |
| XXXXXX | 305036110 | XXXXXX | Debt to Income Ratio (Back) | 47.7900 | 43.7529 |
| XXXXXX | 305033647 | XXXXXX | Debt to Income Ratio (Back) | 38.8200 | 47.4327 |
| XXXXXX | 305033647 | XXXXXX | Property Type | SFR | Attached PUD |
| XXXXXX | 305025221 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| XXXXXX | 305024951 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305024951 | XXXXXX | Original P&I | 348.96 | 380.04 |
| XXXXXX | 305027424 | XXXXXX | Debt to Income Ratio (Back) | 23.0600 | 33.0768 |
| XXXXXX | 304909012 | XXXXXX | Property Type | SFR | Attached PUD |
| XXXXXX | 305027126 | XXXXXX | Debt to Income Ratio (Back) | 24.4500 | 35.5936 |
| XXXXXX | 305027190 | XXXXXX | Debt to Income Ratio (Back) | 46.4100 | 36.3794 |
| XXXXXX | 305028174 | XXXXXX | Debt to Income Ratio (Back) | 14.6000 | 37.5350 |
| XXXXXX | 304905164 | XXXXXX | Debt to Income Ratio (Back) | 34.2600 | 30.4718 |
| XXXXXX | 305024923 | XXXXXX | Debt to Income Ratio (Back) | 43.7800 | 47.3376 |
| XXXXXX | 305024923 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 305033603 | XXXXXX | Debt to Income Ratio (Back) | 34.2800 | 44.2215 |
| XXXXXX | 305033603 | XXXXXX | Interest Only Term Flag | Yes | No |
| XXXXXX | 305033603 | XXXXXX | Original P&I | 605.21 | 652.96 |
| XXXXXX | 305034572 | XXXXXX | Debt to Income Ratio (Back) | 33.5500 | 40.0975 |
| XXXXXX | 305013622 | XXXXXX | Property City | XXXXXX | XXXXXX |
| XXXXXX | 304902285 | XXXXXX | Property Type | SFR | SFR-Attached |
| XXXXXX | 304909075 | XXXXXX | Debt to Income Ratio (Back) | 50.0000 | 39.9586 |
| XXXXXX | 304909075 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| XXXXXX | 305026229 | XXXXXX | Debt to Income Ratio (Back) | 35.8000 | 47.3718 |
| XXXXXX | 305013395 | XXXXXX | Debt to Income Ratio (Back) | 43.0000 | 47.1252 |
| XXXXXX | 304909085 | XXXXXX | Debt to Income Ratio (Back) | 16.0000 | 39.5205 |
| XXXXXX | 304896186 | XXXXXX | Debt to Income Ratio (Back) | 36.7000 | 46.8576 |
| XXXXXX | 304877405 | XXXXXX | Property Type | SFR | Detached PUD |
| XXXXXX | 304897397 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| XXXXXX | 304897397 | XXXXXX | Debt to Income Ratio (Back) | 36.6900 | 49.8647 |
| XXXXXX | 304897397 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
|©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.13

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **ah** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Condition Category** | **ConditionSub Category** | **Condition Status** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 304826746 | XXXXXX | (No Data) | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or XXX months. |
| 304769937 | XXXXXX | (No Data) | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors D | A | A D | A | A | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Verification of employment for the borrower current employment was not in the loan file. | (No Data) | VOE provided to cure. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 47 months timely payments. |
| 304769937 | XXXXXX | (No Data) | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors D | A | A D | A | A | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | The YTD P&L or 3 months business bank stmts to support continuance of tax return income was not in the loan file. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 47 months timely payments. |
| 304851069 | XXXXXX | XXXXXX | XXXXXX | MS | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 44.80 is below guideline max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 42.95 is below guideline max of 75. |
| 304851331 | XXXXXX | XXXXXX | XXXXXX | SD | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 753 mid score > min required of 680.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 72.53% CLTV < max permitted of 90%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 44.98% is below the guideline maximum of 50%. |
| 304851447 | XXXXXX | XXXXXX | XXXXXX | MS | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 7.5 years at current job.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7.5 years at current residence.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 28.47 is below max of 50%. |
| 304851912 | XXXXXX | XXXXXX | XXXXXX | WY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for more than 11 years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 756 mid score > min required of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 61.71% CLTV < max permitted of 90% |
| 304857823 | XXXXXX | XXXXXX | XXXXXX | VA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Credit reflects oldest tradeline, reporting 0x30<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 703 credit score, 660 minimum required FICO<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 25 years. |
| 304858034 | XXXXXX | XXXXXX | XXXXXX | IL | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 732/minimum required 680.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history no derogatory events.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Good mortgage history no derogatory events. 46 mos. 0x30. |
| 304858079 | XXXXXX | XXXXXX | XXXXXX | MI | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30 x103 months (via consecutive payment histories)<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 FICO score is above the 680 min. |
| 304858303 | XXXXXX | XXXXXX | XXXXXX | NV | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A B | Compliance | Right of Rescission | Active B | CMPROR1909 | Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor | No | Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers' have occupied subject property for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for 38 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 mid score > min required of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62.11% CLTV < max permitted of 90%<br>CFCFS2860: Good credit history<br> - Clayton Comments: Consumer debt: 0x30 x greater than 99 months<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30 x121 months (via consecutive payment histories) |
| 304877405 | XXXXXX | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current primary residence, 5.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B2 has significant time in profession, 17.17 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x129 mortgage payment history, since 1/22/2015; guidelines require 0x30 in the last 24 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.22% CLTV < max permitted of 75% |
| 304889650 | XXXXXX | XXXXXX | XXXXXX | IL | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Provide Cash out letter for determination of funds for business or personal use. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 10 years 8 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years 3 months. |
| 304896186 | XXXXXX | XXXXXX | XXXXXX | OR | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower 2 has been in current profession for the past 33 years and 6 month.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have live at current residence for the past 5 years and 0 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 56 months with 0x30 Mortgage payment history exceeds guidelines of 24 months. |
| 304897397 | XXXXXX | XXXXXX | XXXXXX | WA | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x51 mortgage payment history; guideline requires 0X30 in the last 24 months<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 8.5 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing Reserves $XXX or XXX months PITI and exceed required reserves of $0.00. |
| 304898928 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 24 mos. 0x30.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Representative credit score 731 above 720 requirement.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Benefit To Borrower: Paid off $XXX in consumer debt which removed $XXX from the monthly debt service - $XXX HELOC payment = $XXX Net Monthly Debt Service Savings. |
| 304902285 | XXXXXX | XXXXXX | XXXXXX | VA | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Borrower use of funds is not present on file, Focus defaulted to 'business' use so TRID review was not performed. If TRID review is required, we will need the full set of CDs as the Initial and revised CDs are not on file. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $XXX (XXX months PITIA reserves) > min required reserves of $0.00<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.79% CLTV < max permitted of 75% |
| 304905083 | XXXXXX | XXXXXX | XXXXXX | OR | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 759 exceeds guidelines.<br>CFCFS2860: Good credit history<br> - Clayton Comments: 0\* 30 since 2018 |
| 304905164 | XXXXXX | XXXXXX | XXXXXX | AR | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of738 is above the required 620<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.472 is below the maximum allowable 50<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has14 years at current job |
| 304907194 | XXXXXX | XXXXXX | XXXXXX | NV | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.29% DTI is below the 45% max.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 4 years of mortgage history and only 1 is required.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences |
| 304908660 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: 27 years in same line of work<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 exceeds 700 requirement |
| 304908669 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 796 exceeds guideline of 720.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Positive mortgage payment history 0x30x47. |
| 304908724 | XXXXXX | XXXXXX | XXXXXX | NJ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.48% DTI below guideline requirement of 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 27.78% LTV below guideline requirements of 75% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 747 exceeds the guideline program minimum of 680. |
| 304909012 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 780, minimum required by G/L is 700<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 19 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage history reviewed 48 months 0X30 |
| 304909057 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | N/A | N/A D | N/A | N/A D | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Missing verification payment of $1,876.00 on XXXXXX with XXXXXX is full PITI expense as qualified with. | 1/12/2026: Received verification mortgage is $1,875.78 PITI and $362/mo HOA = $2,237.78 PITIA. | 1/12/2026: Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 68.05% below program maximum 85.00%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 49 mos. 0x30 and 12 mos. 0x30.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 26 years in same line of work for Entity 1 and 24 years in same line of work for Entity 2. |
| 304909057 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | N/A | N/A D | N/A | N/A D | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Missing verification payment of $1,876.00 on XXXXXX with XXXXXX is full PITI expense as qualified with. | 1/12/2026: Received verification mortgage is $1,875.78 PITI and $362/mo HOA = $2,237.78 PITIA. | 1/12/2026: Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 68.05% below program maximum 85.00%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 49 mos. 0x30 and 12 mos. 0x30.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 26 years in same line of work for Entity 1 and 24 years in same line of work for Entity 2. |
| 304909057 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | N/A | N/A D | N/A | N/A D | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Missing complete copy of trust docs and trust cert. | 1/12/2026: Received Trust Agreement and Atty Opinion Letter. | 1/12/2026: Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 68.05% below program maximum 85.00%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 49 mos. 0x30 and 12 mos. 0x30.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 26 years in same line of work for Entity 1 and 24 years in same line of work for Entity 2. |
| 304909075 | XXXXXX | XXXXXX | XXXXXX | PA | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at the same residence for 40 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 49.15% HLTV; max 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 740 qual score; min 700. |
| 304909085 | XXXXXX | XXXXXX | XXXXXX | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A B | No Finding | No Finding | No Finding B A | No Finding | No Finding | No | Please provide List of homeowners counseling organizations received within 3 days of credit report dated 11/20/25. Initial LE in file is dated 11/19/20. | 1.9.26 HCO doc was received. | 1.9.26 exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30 years at current profession.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.52% is below max of 50%. |
| 304909589 | XXXXXX | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30 x68 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have owned the primary residence8 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 17 years and 10 months |
| 304911196 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence 7 years, 11 months<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 20 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x56 mortgage payment history |
| 304933494 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | Right of Rescission | Satisfied B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | ROR expiration date of XX/XX/XX is prior to end of earliest rescission date allowable of XX/XX/XX. | 2.11.2026 Lender provided Tracking disclosure | 2.11.2026 Exception Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 25.02% LTV; guidelines allow up to 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 49 months of mortgage history 0x30 |
| 304933494 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | Right of Rescission | Satisfied C B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR Expiration date is XX/XX/XX; disbursement date per Final CD in file is XX/XX/XX. Borrower did not receive full mandatory rescission period prior to disbursement of funds Requires corrected PCCD, LOX, re-open of rescission-copy of shipping. | 2.11.2026 Lender provided Tracking disclosure | 2.11.2026 Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 25.02% LTV; guidelines allow up to 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 49 months of mortgage history 0x30 |
| 305012542 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for more than 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 72.47% CLTV < max permitted of 85%<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 720 mid score > min required of 680<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 x58 months > min required of 0x30 x24 months |
| 305012726 | XXXXXX | XXXXXX | XXXXXX | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 75mo. 0x30 mortgage payment history; 0x30x12 required.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been in the same residence for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 74.39% LTV; max 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 qual score; min 680. |
| 305013387 | XXXXXX | XXXXXX | XXXXXX | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | N/A | N/A D C | N/A | N/A D | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Reviewer unable to determine if loan meets 2nd lien parameters. Only lender guidelines in file are for 1st lien mortgages. | 1.21.26 Guild CES guidelines rcvd1.21.26 exception satisfied | 1.21.26 exception satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for more than 5 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 9 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15 years in same line of work. |
| 305013387 | XXXXXX | XXXXXX | XXXXXX | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | N/A | N/A D C | N/A | N/A D | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Reviewer unable to determine if loan meets 2nd lien parameters. Only lender guidelines in file are for 1st lien mortgages. | 1.21.26 Guild CES guidelines rcvd | 1.21.26 exception satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for more than 5 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 9 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15 years in same line of work. |
| 305013393 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 84.97% CLTV < max permitted of 90%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 743 mid score > min required of 700<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been self-employed for more than 9 years. |
| 305013395 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 19 years at current job.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years at primary residence.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No mortgage lates on credit report. |
| 305013398 | XXXXXX | XXXXXX | XXXXXX | IL | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 739 mid score > min required of 720<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for more than 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.85% is below the guideline maximum of 50%. |
| 305013560 | XXXXXX | XXXXXX | XXXXXX | NJ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of Change of Circumstances letter for Zero Percent tolerance increase (Discount Points from LE 11/26/2025-1 of $139 to CD 12/30/2026-1 of $156), or Post Close CD, LOX and a copy of a refund check in the amount of $17.00. | 2.11.2026 Lender provided PCCD with credit to borrower for 17.00 | 2.11.2026 Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The HCLTV is 78.59% and guidelines allow the HCLTV to be 90%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been with the employer for 17 years 8 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has occupied the subject property for 12 years 4 months |
| 305013622 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Need proof initial CD was received by borrower 3 days before consummation date of 12/13/2025. | 1.9.26-Client provided Int. CD issued 11/29/25. Satisfied. | 1.9.26-Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 41.40% is below guideline maximum 50.00%,<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 736 exceeds min of 720.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14.6 years at current job.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 15 years at current primary. |
| 305013622 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Need proof initial CD was received by borrower 3 days before consummation date of XX/XX/XX.Missing CD's dated XX/XX/XX, XX/XX/XX, XX/XX/XX, and XX/XX/XX per the Current Change Circumstance. | 1.9.26-Client provided Int. CD issued 11/29/25. Satisfied. | 1.9.26-Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 41.40% is below guideline maximum 50.00%,<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 736 exceeds min of 720.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14.6 years at current job.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 15 years at current primary. |
| 305013622 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $694.63 for zero tolerance fees.A 2nd Verification fee was added in the amount of $49.63 and an Appraisal fee was added in the amount of $645.00. | 1.9.26-Client provided COC issued for LE addition of VOE fee. VOE fee in question was added on CD 12/11/25 amount of $49.63. COC in file (pg.426) reflects appraisal added on CD 12/1/25, provide that CD of the disclosure of the increase on 12/11/25 Final CD is out of timing.1.14.2026 - COC for VOE provided however $645 zero tolerance fee still due to appraisal added on CD 12.11.2025. According to COC appraisal was added on 12.1.2025. Missing CD issued within 3 days of 12.1.2025 when appraisal fee added.1.21.2026 - Missing CD 12.1.2025 received. | 1.14.2026 - Exception remains1.21.2026 - Exception satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 41.40% is below guideline maximum 50.00%,<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 736 exceeds min of 720.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14.6 years at current job.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 15 years at current primary. |
| 305023992 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | RESPA | Satisfied B A | CMPRESPA863 | RESPA: Required Affiliate Business Disclosure missing | No | Provide Affiliated Business Disclosure. | 1.8.2025 Lender provided Affiliated Business Disclosure | 1.9.2026 Exception Satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at the same job for 19 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 60mo. 0x30 mortgage payment history; 0x30x12 required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 67.76% HLTV; max 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 44.11% DTI; max 50%. |
| 305023992 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | Right of Rescission | Satisfied C B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR Expiration date is XX/XX/XX; disbursement date per Final CD in file is XX/XX/XX. Borrower did not receive full mandatory rescission period prior to disbursement of funds Requires corrected PCCD, LOX, re-open of rescission-copy of shipping. | 1.14.26-Client email, sent for second review. Satisfied. | 1.14.26-Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at the same job for 19 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 60mo. 0x30 mortgage payment history; 0x30x12 required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 67.76% HLTV; max 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 44.11% DTI; max 50%. |
| 305024443 | XXXXXX | XXXXXX | XXXXXX | NY | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 13+ years with present employer<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0 x 30 in 67 months |
| 305024509 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | N/A | N/A D | N/A | N/A | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Title Commitment provided is for $XXX and should be for loan amount $XXX | 1/12/2026: Received Final Title showing $30K coverage. | 1/12/2026: Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 748 qual score; min 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 60mo. 0x30 mortgage payment history; 0x30x12 required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.13% HCLTV; max 90%. |
| 305024923 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Please provide initial CD received by borrower 3 days before consummation date of 12/16/2025. | 1/14/25 - Lender provided this response "The timeline shows the borrower received the ICD on 12/11 please waive," Please provide initial CD dated 12/11/25. 1.15.2026 - Initial CD 12.11.2025 provided | 1/14/25 - Exception remains. 1.15.2026 - Exception SATISFIED | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 57.46% CLTV < max permitted of 75%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for more than 22 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 47.34% is below the guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 mid score > min required of 680 |
| 305024923 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Please provide initial CD received by borrower 3 days before consummation date of 12/16/2025. | 1/14/25 - Lender provided this response "The timeline shows the borrower received the ICD on 12/11 please waive," Please provide initial CD dated 12/11/25. 1.15.2026 - Initial CD 12.11.2025 provided | 1/14/25 - Exception remains. 1.15.2026 - Exception SATISFIED | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 57.46% CLTV < max permitted of 75%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for more than 22 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 47.34% is below the guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 mid score > min required of 680 |
| 305024951 | XXXXXX | XXXXXX | XXXXXX | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A B | Compliance | Texas Home Equity | Active B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 8 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 31 years.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 48 months. |
| 305024951 | XXXXXX | XXXXXX | XXXXXX | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A B | Compliance | Texas Home Equity | Active B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 8 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 31 years.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 48 months. |
| 305024958 | XXXXXX | XXXXXX | XXXXXX | MA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D B | N/A | N/A D B | N/A | N/A D B | Compliance | Compliance Manual | Satisfied D A | CMPMAN2956 | Missing disclosure | No | Provide Final CD issued XX/XX/XX per Disclosure Tracking Summary. | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 21 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 and B2 both have 21 years in same line of work.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Cancelled, added in error.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 720 rep score; 700 minimum |
| 305024958 | XXXXXX | XXXXXX | XXXXXX | MA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D B | N/A | N/A D B | N/A | N/A D B | Compliance | Right of Rescission | Satisfied B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Provide Right of Rescission form | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 21 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 and B2 both have 21 years in same line of work.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Cancelled, added in error.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 720 rep score; 700 minimum |
| 305024958 | XXXXXX | XXXXXX | XXXXXX | MA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D B | N/A | N/A D B | N/A | N/A D B | Compliance | Right of Rescission | Satisfied D A | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Provide Right of Rescission form | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | 1.21.26-Client provided Final CD issued 12/9/25-signed 12/10/25. Client also provided ROR. Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 21 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 and B2 both have 21 years in same line of work.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Cancelled, added in error.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 720 rep score; 700 minimum |
| 305024958 | XXXXXX | XXXXXX | XXXXXX | MA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D B | N/A | N/A D B | N/A | N/A D B | Credit | Income/Employment | Satisfied D A | CRDINC2302 | Missing Required Income Documentation | No | Missing complete copy of 2024 business returns for both XXXXXX. Reviewer unable to calculate B1/B2 self-employment earnings without the returns. | 1/21/2026 Received 2024/2023 business returns for both business. Earnings calculated and supports earnings used to qualify. | 1/21/2026 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 21 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 and B2 both have 21 years in same line of work.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Cancelled, added in error.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 720 rep score; 700 minimum |
| 305025042 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 42.59% is below Guidelines 50% maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 696 exceeds Guidelines 680 minimum for up to 75% HLTV.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 0x30x24 exceeds Guidelines required of 0x30x12. |
| 305025221 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 694 is 14 points above minimum program requirement of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 67.72%; guidelines allow 75%. |
| 305026150 | XXXXXX | XXXXXX | XXXXXX | NY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 41.33% DTI with a 50% max allowed.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 44.59% CLTV with a 75% max allowed. |
| 305026201 | XXXXXX | XXXXXX | XXXXXX | NV | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | Right of Rescission | Satisfied B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | ROR doc reflects expiration date of XX/XX/XX; actual date is XX/XX/XX. | 1/14/25 - Lender provided this response "The funds disbursed after the right of cancel expired not before, this is within guides please waive' | 1/14/25 - Exception remains, lender comment does not reflect what is on the docs.l 1.27.2025 Exception Satisfied | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Positive mortgage payment history 0X30X48.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history 0X30X82.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 807 exceeds guideline score of 720. |
| 305026201 | XXXXXX | XXXXXX | XXXXXX | NV | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | Right of Rescission | Satisfied C B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Disbursement date per Final CD in file is XX/XX/XX. ROR period expired XX/XX/XX. Requires corrected PCCD, LOX, re-open of rescission-copy of shipping. | 1/14/25 - Lender provided this response "The funds disbursed after the right of cancel expired not before, this is within guides please waive' | 1/14/25 - Exception remains, lender comment does not reflect what is on the docs.l 1.27.2025 Exception Satisfied | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Positive mortgage payment history 0X30X48.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history 0X30X82.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 807 exceeds guideline score of 720. |
| 305026229 | XXXXXX | XXXXXX | XXXXXX | MO | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | Provide initial CD with proof of receipt at least 3 business days prior to closing. | 1.15.2026 - Initial CD received | 1.15.2026 - Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 85% HCLTV; 90% max.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 731 qual score; min 700.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with the same employer for 26 years. |
| 305026229 | XXXXXX | XXXXXX | XXXXXX | MO | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Provide initial CD with proof of receipt at least 3 business days prior to closing. | 1.15.2026 - Initial CD received | 1.15.2026 - Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 85% HCLTV; 90% max.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 731 qual score; min 700.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with the same employer for 26 years. |
| 305026229 | XXXXXX | XXXXXX | XXXXXX | MO | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) C B | N/A | N/A C B | N/A | N/A C B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance of $49.63 due to Verification fee added 12/11/25 with no COC.Provide COC reflecting valid reason for the fee changes or PCCD with cure, copy of cure check, LOE to Borrower and Evidence of delivery via method including tracking information within 60 days of discovery. | 1.15.2026 - Initial CD received however missing COC for $49.63 Verification added on Final CD 12.11.2025. Provide COC reflecting valid reason for the fee changes or PCCD with cure, copy of cure check, LOE to Borrower and Evidence of delivery via method including tracking information within 60 days of discovery. 1.21.26-Client provided COC, Satisfied. | 1.21.26- Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 85% HCLTV; 90% max.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 731 qual score; min 700.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with the same employer for 26 years. |
| 305027124 | XXXXXX | XXXXXX | XXXXXX | RI | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 mid score > min required of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 48 months mortgage payment history 0x30. |
| 305027126 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | N/A | N/A C | N/A | N/A C | No Finding | No Finding | No Finding C A | No Finding | No Finding | No | Initial CD dated XX/XX/XX APR is XXX% and CD dated XX/XX/XX APR is XXX%, difference of XXX% and max allowed is XXX%. Corrected CD and COC should have been provided for increase in APR and 3 day waiting period required. | 2.13.2026 Lender provided PCCD dated 2.13.2026 correcting APR | 2.13.2026 Exception Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 35.59 is below guideline requirement of 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 46.07% CLTV < max permitted of 85%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit score: 743 exceeds minimum credit score guideline of 680 |
| 305027190 | XXXXXX | XXXXXX | XXXXXX | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 36.38%/maximum 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 691/minimum 680<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Good mortgage history no derogatory events |
| 305027287 | XXXXXX | XXXXXX | XXXXXX | NC | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 47.04% is below Guidelines 50% maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 756 exceeds Guidelines 680 minimum for up to 75% HLTV.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Credit history regarding tradeline requirements with current mortgage paid as agreed for the past 51 months and 0x30x60x90 exceeds Guidelines requirement of a current mortgage paid as agreed for the past 12 months. |
| 305027288 | XXXXXX | XXXXXX | XXXXXX | TN | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.75 is below max 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 12.4 years at primary. |
| 305027424 | XXXXXX | XXXXXX | XXXXXX | NY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 774 is 94 points above minimum program requirement of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.08% DTI < maximum permitted of 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 46.616%; guidelines allow 90%. |
| 305027438 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 44% calculated DTI; Max is 50% |
| 305027468 | XXXXXX | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 37.58% CLTV with a 75% max.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 36.67% DTI with a 50% max allowed. |
| 305028174 | XXXXXX | XXXXXX | XXXXXX | KY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower has .07% revolving credit utilization.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.86%DTI, Guidelines allow 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower has an 763 mid score, 680 required. |
| 305028177 | XXXXXX | XXXXXX | XXXXXX | NY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 21.54% LTV; guidelines allow up to 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 49 months of mortgage history 0x30 |
| 305028240 | XXXXXX | XXXXXX | XXXXXX | NY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | (No Data) |
| 305028476 | XXXXXX | XXXXXX | XXXXXX | CT | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Loan secured by investment property, Loan file missing primary use of funds. Utilized Business as default. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30 x82 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for 7 years. |
| 305028507 | XXXXXX | XXXXXX | XXXXXX | NJ | QM: Safe Harbor | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 42 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 768 exceeds min score requirement of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer in the past: 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual LTV 77.97% / Max LTV 90%. |
| 305029268 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A B | No Finding | No Finding | No Finding B A | No Finding | No Finding | No | Compliance timeline shows the List was received on 12/16/25 but list isnt in the file; please provide. | 02.12.2026 Lender provided list | 02.12.2026 Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 785 score with a 720 minimum required. |
| 305029615 | XXXXXX | XXXXXX | XXXXXX | NV | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 747 is 127 points above minimum program requirement of 620.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 174 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has over 44 months mortgage payment history 0x30. |
| 305029663 | XXXXXX | XXXXXX | XXXXXX | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | N/A | N/A D | N/A | N/A D | No Finding | No Finding | No Finding D A | No Finding | No Finding | No | Mortgage on file does not have a Notary signature present. | 1.13.2026 Lender provided Mortgage Notarized | 1.14.2026 Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit score 712. Guideline minimum 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 74.04% is less than CLTV maximum 85%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession 5 years 10 months. |
| 305029741 | XXXXXX | XXXXXX | XXXXXX | OH | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 60.80%; guidelines allow 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 749 is 29 points above minimum program requirement of 720. |
| 305030535 | XXXXXX | XXXXXX | XXXXXX | VA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48.42% CLTV with a 75% max allowed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 698 mid score > min required of 680 |
| 305030700 | XXXXXX | XXXXXX | XXXXXX | ID | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for238 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has over 36 months mortgage payment history 0x30. |
| 305030988 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 19 years at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 FICO score exceeds guidelines 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15 years at current residence |
| 305031015 | XXXXXX | XXXXXX | XXXXXX | VA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | (No Data) |
| 305031054 | XXXXXX | XXXXXX | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers Fico Score of 721 is 21 points above required guideline minimum Fico Score of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 46.56% is below the minimum program requirements of 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 21.90/69.33% LTV/CLTV for Subject Property is below guideline max LTVCLTV of 21.90/69.33% |
| 305031085 | XXXXXX | XXXXXX | XXXXXX | IN | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 22 years at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 22 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 712 Mid Fico score exceeds guideline requirement 700. |
| 305031126 | XXXXXX | XXXXXX | XXXXXX | NM | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 61.10% CLTV < max permitted of 85%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 706 mid score > min required of 680<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have50 months mortgage payment history 0x30. |
| 305031127 | XXXXXX | XXXXXX | XXXXXX | IN | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 45 years.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 56 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 694 exceeds min score requirement of 680.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual CLTV 40.97% / Max CLTV 75%. |
| 305031128 | XXXXXX | XXXXXX | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual LTV 66.29% / Max LTV 75%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 17 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer in the past: 17 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 788 exceeds min score requirement of 700. |
| 305031243 | XXXXXX | XXXXXX | XXXXXX | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 816 is 96 points above minimum program requirement of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.881%; guidelines allow 90%. |
| 305031434 | XXXXXX | XXXXXX | XXXXXX | NH | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | (No Data) |
| 305031435 | XXXXXX | XXXXXX | XXXXXX | KY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual LTV 75.18% / Max LTV 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 800 exceeds min score requirement of 700.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer in the past: 7 years.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 82 months. |
| 305031677 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 796 is 116 points above minimum program requirement of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 18..09% DTI < maximum permitted of 45%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 68.098%; guidelines allow 90%. |
| 305032283 | XXXXXX | XXXXXX | XXXXXX | AZ | QM: Safe Harbor | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit score 702 which exceed program guideline of 680<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI calculated at 45.32 maximum DTI per guideline 50%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Verified 0x30 days late mortgage payments in 29 months |
| 305033470 | XXXXXX | XXXXXX | XXXXXX | MD | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | N/A | N/A B | N/A | N/A | Credit | LTV/CLTV | Active B | CRDLTV5738 | CLTV Exceeds Guideline Requirement by less than 5% | No | Qualifying CLTV 75.11% exceeds 75% maximum per guidelines. 1st lien balance $XXX + subject loan $XXX = $XXX/ AVM value $XXX = 75.11% | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has over 60 months mortgage payment history 0x30.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has over 7 yrs on same job.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 320 months. |
| 305033570 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | (No Data) |
| 305033603 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 710 exceeds Guidelines minimum of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 44.22% is below Guidelines 50% maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: A current mortgage paid as agreed for the past 58 months exceed Guidelines 12 months required. |
| 305033647 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 56.6%; guidelines allow 75%. |
| 305033711 | XXXXXX | XXXXXX | XXXXXX | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 74.76% CLTV < max permitted of 85%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 710 mid score > min required of 680<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for more than 19 years. |
| 305034551 | XXXXXX | XXXXXX | XXXXXX | NY | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Appears the primary use of funds is business | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Representative credit score 736 above program requirement 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 44.02% CLTV with a 75% max.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 20 years in same line of work. |
| 305034562 | XXXXXX | XXXXXX | XXXXXX | NC | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual LTV 70.03% / Max LTV 75%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 7 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 695 exceeds min score requirement of 680. |
| 305034572 | XXXXXX | XXXXXX | XXXXXX | GA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Credit history of a current mortgage paid as agreed for the past 32 months exceeds Guidelines required of 12 months paid as agreed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 783 exceeds Guidelines 680 minimum.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.10 is below Guidelines 50% maximum. |
| 305034696 | XXXXXX | XXXXXX | XXXXXX | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.21% is below the guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 691 mid score > min required of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 61.77% CLTV < max permitted of 75% |
| 305036110 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: orrower does not have any major mortgage related occurrences<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score = 750 exceeds guideline requirements. |
| 305036298 | XXXXXX | XXXXXX | XXXXXX | CO | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 59.99% CLTV < max permitted of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 42.94% is below the guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 690 mid score > min required of 680. |
| 305037154 | XXXXXX | XXXXXX | XXXXXX | NY | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has occupied subject property for 5 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.70% DTI < maximum permitted of 50% |
| 305038547 | XXXXXX | XXXXXX | XXXXXX | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 741 fico score exceeds guidelines 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.60% CLTV < max permitted of 90%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years at current residence |
| 305038555 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 40.40% DTI with a 50% max allowed.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 71.22% CLTV with a 90% max allowed. |
| 305042320 | XXXXXX | XXXXXX | XXXXXX | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.16% DTI < maximum permitted of 45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 782 is 82 points above minimum program requirement of 700.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has been with current employer for 11 years. |
| 305044769 | XXXXXX | XXXXXX | XXXXXX | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.95 DTI with a 50% max allowed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 698 mid score > min required of 680 |
| 305044877 | XXXXXX | XXXXXX | XXXXXX | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 690 fico score exceeds guidelines 680<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 27 years at current residence<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.86% DTI max dti 45% |
| 305047853 | XXXXXX | XXXXXX | XXXXXX | NJ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | N/A | N/A | N/A | N/A | No Finding | No Finding | No Finding A | No Finding | No Finding |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 751 mid score > min required of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.26%; guidelines allow 90%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for more than 6 years.<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrower earns additional income not used to qualify: Y/E XXXX: RSU $XXX; Bonus $XXX. |

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## Exhibit 99.14

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.14**

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Loan Property Valuation Grade** | **Final Securitization Loan Property Valuations Grade** | **Initial S&P Loan Property Valuation Grade** | **Final S&P Loan Property Valuations Grade** | **Did Lender Acknowledge Exception at Origination** |
| XXXXXX | 305033570 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305044877 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305027438 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304851912 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304858303 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | No |
| XXXXXX | 304851447 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304851331 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304858079 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304851069 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304858034 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304857823 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305033470 | Yes | XXXXXX | XXXXXX B | N/A | N/A B | N/A | N/A | No |
| XXXXXX | 305023992 | Yes | XXXXXX | XXXXXX C B A | N/A | N/A C B | N/A | N/A C B | No |
| XXXXXX | 305031435 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305027468 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305036298 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304889650 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | No |
| XXXXXX | 305029615 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305026150 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304908660 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305034551 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | No |
| XXXXXX | 305031085 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305031128 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305013560 | Yes | XXXXXX | XXXXXX C B A | N/A | N/A C B | N/A | N/A C B | Not Applicable |
| XXXXXX | 305013393 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305032283 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305038547 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304911196 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305038555 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305027288 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304909057 | Yes | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A D | No |
| XXXXXX | 305031015 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305030988 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305012542 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305029741 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305024443 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304898928 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305034562 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304933494 | Yes | XXXXXX | XXXXXX C B A | N/A | N/A C B | N/A | N/A C B | Not Applicable |
| XXXXXX | 305030700 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305027124 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305044769 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305031243 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305024509 | Yes | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A | Not Applicable |
| XXXXXX | 305026201 | Yes | XXXXXX | XXXXXX C B A | N/A | N/A C B | N/A | N/A C B | No |
| XXXXXX | 305042320 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305037154 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305034696 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305033711 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305031127 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305047853 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305029268 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | Not Applicable |
| XXXXXX | 305028507 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305027287 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305030535 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305031434 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305031677 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305031126 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305036110 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305033647 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305025042 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305028476 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | Not Applicable |
| XXXXXX | 305025221 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305028240 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305024951 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | Not Applicable |
| XXXXXX | 305027424 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304909012 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305027126 | Yes | XXXXXX | XXXXXX C A | N/A | N/A C | N/A | N/A C | Not Applicable |
| XXXXXX | 305027190 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305031054 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305028174 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304907194 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305028177 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305013398 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304905164 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305024923 | Yes | XXXXXX | XXXXXX C A | N/A | N/A C | N/A | N/A C | Not Applicable |
| XXXXXX | 305033603 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305034572 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305013622 | Yes | XXXXXX | XXXXXX C A | N/A | N/A C | N/A | N/A C | No |
| XXXXXX | 304902285 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | Not Applicable |
| XXXXXX | 304909075 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | Not Applicable |
| XXXXXX | 305026229 | Yes | XXXXXX | XXXXXX C B A | N/A | N/A C B | N/A | N/A C B | No |
| XXXXXX | 304826746 | Yes | XXXXXX | XXXXXX A | A | A | A | A | Not Applicable |
| XXXXXX | 304769937 | Yes | XXXXXX | XXXXXX D A | A | A D | A | A | No |
| XXXXXX | 305013395 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304908724 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304909085 | Yes | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A B | No |
| XXXXXX | 305012726 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 305013387 | Yes | XXXXXX | XXXXXX D A C | N/A | N/A D C | N/A | N/A D | No |
| XXXXXX | 304896186 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304908669 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305029663 | Yes | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A D | Not Applicable |
| XXXXXX | 304877405 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304897397 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 304909589 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 304905083 | Yes | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 305024958 | Yes | XXXXXX | XXXXXX D B A | N/A | N/A D B | N/A | N/A D B | No |

---

## Exhibit 99.15

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.15**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| *Loans In Report:* | *97* | *97* |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| *Loans In Report:* |  |  |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance (%)** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date - Other** | **Value - Other** | **Variance Amount - Other** | **Variance (%) - Other** | **CU / LCA Score** |
| XXXXXX | 305033570 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305044877 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027438 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304851912 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | VeroValue (Veros) | 88.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304858303 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 92.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304851447 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304851331 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 88.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304858079 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304851069 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | VeroValue (Veros) | 81.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304858034 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304857823 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305033470 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 5.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305023992 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 93.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031435 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027468 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305036298 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 96.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304889650 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 94.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305029615 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305026150 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304908660 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 93.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305034551 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031085 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 82.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031128 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013560 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013393 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 94.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305032283 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305038547 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304911196 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 93.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305038555 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 87.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027288 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304909057 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031015 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305030988 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305012542 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | CoreLogic | 92.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305029741 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305024443 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 85.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304898928 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 93.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305034562 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304933494 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305030700 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 5.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027124 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305044769 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031243 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305024509 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 94.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305026201 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305042320 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305037154 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305034696 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305033711 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 94.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031127 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305047853 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305029268 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305028507 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027287 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 89.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305030535 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 89.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031434 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031677 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031126 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305036110 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305033647 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305025042 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305028476 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305025221 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 89.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305028240 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 92.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305024951 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027424 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 84.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304909012 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027126 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305027190 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305031054 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305028174 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 92.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304907194 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 92.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305028177 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 90.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013398 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304905164 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 93.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305024923 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305033603 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305034572 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013622 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304902285 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Homegenius/Redbell | 89.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304909075 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | HouseCanary | 89.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305026229 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Homegenius/Redbell | 91.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304826746 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304769937 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 2.26% | Full Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013395 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304908724 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304909085 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305012726 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305013387 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304896186 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | CoreLogic | 87.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304908669 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305029663 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 95.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304877405 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 96.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304897397 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | Clear Capital | 87.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304909589 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1075 Exterior-Only Condo (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 304905083 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 305024958 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* | *The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.16

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.16**

![](ex9916001.jpg)

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third party due diligence provider, performed the review described below on closed-end second lien mortgage loans acquired by JPMorgan Chase Bank, National Association. The review included a population sample of 301 newly originated residential mortgage loans, in connection with the securitization identified as JPMMT 2026-CES2_sampled (the "Securitization"). The sample of 301 loans were selected from a total initial population of 498 loans. The Review was conducted from March 2025 through May 2025 on closed-end second lien mortgage loans originated between January 2025 and March 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting
 Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets

● Validate borrower(s) monthly gross income

● Validate funds required to close, required reserves

● Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 Status

● Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment

● Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans

● Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage
 Related Obligations: PITI, HOA, PMI, etc.

● Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations

● Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 and/or Residual Income

● Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

● Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History

● Review credit report for credit history and required credit depth including any / all inquiries

● Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the
 subject properties most recent twelve (12) month sales history

e. Confirm sufficient evidence in loan file, by
 reviewing the underwriter's decision to approve the loan based upon the borrows income, debt, and credit history, to
 support borrower's willingness and ability to repay the debt

f. Confirm that Final 1003 is sufficiently completed

g. Provide Audit 1008 with accurate data based
 on file documentation

h. Confirm Loan Approval conditions were met

i. Review condominium questionnaire to verify all
 information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project
 ineligible

j. General QM for any loans originated under the
 GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing
 Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing
 for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction with a loan amount greater than or equal to the
 applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5%
 for a first-lien covered transaction with a loan amount greater than or equal to the
 applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5%
 for a first-lien covered transaction with a loan amount less than the applicable dollar
 amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5%
 for a subordinate-lien covered transaction with a loan amount greater than or equal to
 the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a subordinate-lien covered transaction with a loan amount less than the applicable
 dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction secured by a manufactured home with a loan amount
 equal to or greater than the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a covered transaction secured by a manufactured home with a loan amount less than
 applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider
 Income and Assets:

○ Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

○ The consumer's debt obligations, alimony, child support; and

○ The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification
 of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification
 in compliance with one of the "safe harbor" guidelines will meet the QM verification
 requirement. A creditor is allowed to "mix and match" provisions of the different
 guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters
 B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections
 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June
 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections
 II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing
 Policy Handbook, issued October 24, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter
 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February
 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter
 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct
 Single Family Housing Program, revised March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters
 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family
 Guaranteed Loan Program, revised March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test
 Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test
 Closing Disclosure(s) for accuracy and completeness as well as timing requirements as
 required by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the
 application date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home
 Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and originating firm's license status was active and
 properly disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information is complete, accurate,
 and consistent with other documents; Confirm collateral documents have been recorded
 or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the three hundred one (301) mortgage loans reviewed, three hundred (300) unique mortgage loans (99.67 % by loan count) had a total of three hundred fifty (350) discrepancies across nine (9) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy**<br> **Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;300 | &nbsp;&nbsp;85.71% |
| &nbsp;&nbsp;Lock Date | &nbsp;&nbsp;18 | &nbsp;&nbsp;5.14% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;11 | &nbsp;&nbsp;3.14% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.43% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.43% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.14% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.86% |
| &nbsp;&nbsp;Qualifying HLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**350** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |  |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;301 | &nbsp;&nbsp;$27180865.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;301 | &nbsp;&nbsp;$27180865.00 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;301 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;301 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;301 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;301 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Results: (As applicable, 301 loans within population did not receive a Property Review)** | &nbsp;&nbsp;**Valuation Results: (As applicable, 301 loans within population did not receive a Property Review)** | &nbsp;&nbsp;**Valuation Results: (As applicable, 301 loans within population did not receive a Property Review)** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;248 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;38 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income/Employment General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***312*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;256 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;44 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;OK HOEPA Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CT Nonprime Home Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***304*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.17

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.17**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 304675685 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675684 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675679 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675673 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675662 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675654 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675653 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675647 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675644 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675643 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675635 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675634 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675620 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675607 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675605 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675596 | XXXXX | XXXXX | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per compliance docs in file. |
| 304675596 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675596 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675588 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675581 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675579 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675566 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675563 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675562 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675552 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675550 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675550 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675550 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675544 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675536 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675525 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675524 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675524 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675509 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675507 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675507 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675494 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675490 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675488 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675487 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675485 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675467 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675460 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675455 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675455 | XXXXX | XXXXX | Property Type | XXX | XXX | Per Appraisal |
| 304675448 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675443 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675440 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675432 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675431 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675426 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675421 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675420 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675412 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675398 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675391 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675387 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675386 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675379 | XXXXX | XXXXX | Application Date | XX/XX/XXXX | XX/XX/XXXX | The initial 1003 shows XXX of XX/XX/XXXX |
| 304675379 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675373 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675362 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675360 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675359 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675353 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675348 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675348 | XXXXX | XXXXX | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304675348 | XXXXX | XXXXX | Qualifying HLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304675347 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675347 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675344 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675335 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675331 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675328 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675312 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675307 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675299 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675298 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675283 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675279 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675270 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675268 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675266 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675262 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675245 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675243 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675241 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675240 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675235 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675229 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675223 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675221 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675209 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675208 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675206 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675204 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675202 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675200 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675197 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675197 | XXXXX | XXXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675189 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675189 | XXXXX | XXXXX | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304675189 | XXXXX | XXXXX | Qualifying HLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304675182 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675169 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675163 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675150 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675144 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675144 | XXXXX | XXXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675130 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675129 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675127 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674917 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674914 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674911 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674908 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674908 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304674898 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674891 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304674891 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674889 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674879 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674878 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674875 | XXXXX | XXXXX | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower is wage earner |
| 304674875 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674870 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674863 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304674863 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674850 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674845 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674842 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674842 | XXXXX | XXXXX | Property Type | XXX | XXX | Per Appraisal |
| 304674841 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674830 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674813 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674807 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674798 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674793 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674793 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304674785 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674779 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674773 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674768 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674762 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674760 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674745 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674737 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674730 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674730 | XXXXX | XXXXX | Property Type | XXX | XXX | Per Appraisal |
| 304674728 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674714 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675687 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675686 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675683 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675676 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675675 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675669 | XXXXX | XXXXX | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower is self-employed XXX. |
| 304675669 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675661 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675660 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675657 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675641 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675639 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675638 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675637 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675627 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675626 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675624 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675623 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675622 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675621 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675613 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675611 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675611 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675603 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675599 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675591 | XXXXX | XXXXX | Application Date | XX/XX/XXXX | XX/XX/XXXX | Audit data taken from initial loan application. |
| 304675591 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675587 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675585 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675580 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675580 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675570 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675569 | XXXXX | XXXXX | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower listed S/E on final application however income was not used for qualification |
| 304675569 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675568 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675567 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675560 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675558 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675558 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675557 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675557 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675555 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675551 | XXXXX | XXXXX | Application Date | XX/XX/XXXX | XX/XX/XXXX | Audit data taken from initial loan application. |
| 304675551 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675547 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675542 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675539 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675539 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675538 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675537 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675537 | XXXXX | XXXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675537 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675534 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675528 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675521 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675518 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675517 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675513 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675513 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675512 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675510 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675505 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675503 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675499 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675498 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675498 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675496 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675495 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675492 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675491 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675480 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675478 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675478 | XXXXX | XXXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675470 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675468 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675463 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675445 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675444 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675441 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675428 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675427 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675419 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675418 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675405 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675404 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675402 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675401 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675397 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675394 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675392 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675389 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675383 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675382 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675375 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675370 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675367 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675366 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675364 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675356 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675356 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675346 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675325 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675325 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675322 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675322 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675321 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675321 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675311 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675304 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675302 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675294 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675292 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675288 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675286 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675285 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675282 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675282 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675278 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675277 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675274 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675265 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675265 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675254 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675252 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675249 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675248 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675244 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675239 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675234 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675233 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675228 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675226 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675224 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675217 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675217 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675207 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675198 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675195 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675192 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675188 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675188 | XXXXX | XXXXX | Property Type | XXX | XXX | Per Appraisal |
| 304675186 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675183 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675177 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675176 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675171 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675171 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304675170 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675165 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675162 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675154 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675152 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675149 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675148 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675146 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675139 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675139 | XXXXX | XXXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675136 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675135 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304675131 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304675131 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674918 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674915 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674913 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674912 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674910 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674906 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674905 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674902 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674900 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674899 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674897 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674893 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674888 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674888 | XXXXX | XXXXX | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304674882 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674867 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674866 | XXXXX | XXXXX | Lock Date | XX/XX/XXXX | XX/XX/XXXX | Per Rate Lock. |
| 304674866 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674865 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674861 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674858 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674853 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674836 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674803 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674789 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674769 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674766 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674744 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674743 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674742 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674734 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674731 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674727 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674712 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674703 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674703 | XXXXX | XXXXX | Property Type | XXX | XXX | Per Appraisal |
| 304674701 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| 304674695 | XXXXX | XXXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |

---

## Exhibit 99.18

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.18**

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Name** | **Seller Loan ID** | **Customer Loan ID** | **Exception ID** | **Exception ID Date** | **Exception Category** | **Exception Subcategory** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Compensating Factors** | **Exception Status** | **Cleared Date** | **Exception Approved Pre Origination** |
| XXX | XXXXX | 304675685 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.09% is less than Guideline LTV of 26.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.06% is less than Guideline CLTV of 38.15% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675685 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.15% is less than Guideline CLTV of 38.15% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.15% is less than Guideline CLTV of 38.15% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675684 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.15% is less than Guideline LTV of 11.13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.13% is less than Guideline LTV of 17.62% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675684 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 17.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 17.62% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675679 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline CLTV of 40.89% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675679 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 40.89% is less than Guideline CLTV of 40.89% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675673 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.89% is less than Guideline LTV of 14.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.97% is less than Guideline LTV of 19.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675673 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.75% is less than Guideline LTV of 19.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.75% is less than Guideline LTV of 19.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675662 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.75% is less than Guideline CLTV of 54.1% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675662 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.1% is less than Guideline CLTV of 54.1% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675654 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.1% is less than Guideline LTV of 28.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.86% is less than Guideline CLTV of 60.36% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675654 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.36% is less than Guideline CLTV of 60.36% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.36% is less than Guideline CLTV of 60.36% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675653 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR ##_XXX_##, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.36% is less than Guideline LTV of 7.79% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.79% is less than Guideline LTV of 8.61% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675653 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.61% is less than Guideline LTV of 8.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.61% is less than Guideline LTV of 8.61% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675647 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.61% is less than Guideline CLTV of 52.78% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.78% is less than Guideline CCLTV of 52.78% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675647 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.81% is less than Guideline LTV of 18.81% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.81% is less than Guideline CLTV of 18.81% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675644 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.81% is less than Guideline CLTV of 76.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.99% is less than Guideline CCLTV of 76.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675644 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 54.97% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CCLTV of 54.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675643 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline LTV of 10.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.44% is less than Guideline LTV of 13.86% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675643 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline LTV of 13.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline LTV of 13.86% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675635 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline CLTV of 76.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.32% is less than Guideline CCLTV of 76.32% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675635 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.44% is less than Guideline LTV of 30.44% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.44% is less than Guideline CLTV of 30.44% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675634 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.44% is less than Guideline LTV of 10.11% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675634 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.11% is less than Guideline LTV of 10.11% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675620 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.11% is less than Guideline CLTV of 58.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.32% is less than Guideline CCLTV of 58.32% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675620 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.92% is less than Guideline CLTV of 64.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.92% is less than Guideline CCLTV of 64.92% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675607 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.92% is less than Guideline LTV of 19% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19% is less than Guideline LTV of 17.21% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675607 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.21% is less than Guideline LTV of 17.21% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.21% is less than Guideline LTV of 17.21% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675605 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.21% is less than Guideline CLTV of 53.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.55% is less than Guideline CCLTV of 53.55% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675605 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.72% is less than Guideline CLTV of 35.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.72% is less than Guideline CCLTV of 35.72% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675597 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.72% is less than Guideline LTV of 2.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.5% is less than Guideline LTV of 21.16% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675597 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.16% is less than Guideline LTV of 21.16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.16% is less than Guideline LTV of 21.16% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675596 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.16% is less than Guideline CLTV of 43.61% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675596 | FCRE1146 | 04/02/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Many sections of the title report are illegible. | Document Uploaded. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.61% is less than Guideline CLTV of 43.61% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/02/2025 | D A |
| XXX | XXXXX | 304675588 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.61% is less than Guideline LTV of 10.45% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.45% is less than Guideline CLTV of 58.95% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675588 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Document is not legible. | Document Uploaded. Attached are the only title docs provided for CES loans. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.95% is less than Guideline CLTV of 58.95% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.95% is less than Guideline CLTV of 58.95% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675581 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.95% is less than Guideline LTV of 10.98% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.98% is less than Guideline CLTV of 45.54% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675581 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.54% is less than Guideline CLTV of 45.54% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.54% is less than Guideline CLTV of 45.54% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675579 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.54% is less than Guideline LTV of 10.75% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.75% is less than Guideline CLTV of 74.89% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675579 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.89% is less than Guideline CLTV of 74.89% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.89% is less than Guideline CLTV of 74.89% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675566 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job.. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.89% is less than Guideline LTV of 19.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.81% is less than Guideline CLTV of 39.67% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675566 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job.. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.67% is less than Guideline CLTV of 39.67% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39.67% is less than Guideline CLTV of 39.67% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675563 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.67% is less than Guideline LTV of 17.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.84% is less than Guideline CLTV of 61.13% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675563 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.13% is less than Guideline CLTV of 61.13% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.13% is less than Guideline CLTV of 61.13% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675562 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.13% is less than Guideline LTV of 20.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.93% is less than Guideline CLTV of 51.13% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675562 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.13% is less than Guideline CLTV of 51.13% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.13% is less than Guideline CLTV of 51.13% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675552 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.13% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.55% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675552 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.84% is less than Guideline LTV of 21.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.84% is less than Guideline LTV of 21.84% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675550 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.84% is less than Guideline LTV of 23.95% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675550 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.95% is less than Guideline LTV of 23.95% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675544 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.95% is less than Guideline CLTV of 74.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675544 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.26% is less than Guideline CLTV of 74.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675536 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.26% is less than Guideline LTV of 22.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.46% is less than Guideline LTV of 10.61% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675536 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.61% is less than Guideline LTV of 10.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.61% is less than Guideline LTV of 10.61% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675525 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.61% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 60% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675525 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.73% is less than Guideline LTV of 7.73% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.73% is less than Guideline CLTV of 7.73% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675524 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.73% is less than Guideline CLTV of 63.05% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.05% is less than Guideline CCLTV of 63.05% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675524 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 9.5% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline CLTV of 9.5% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675509 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in CLTV of 89.63% some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline CLTV of 61.54% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.54% is less than Guideline CCLTV of 61.54% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675509 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.19% is less than Guideline LTV of 23.19% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.19% is less than Guideline CLTV of 23.19% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675507 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.19% is less than Guideline LTV of 15.85% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675507 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.85% is less than Guideline LTV of 15.85% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675494 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.85% is less than Guideline LTV of 16.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675494 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.68% is less than Guideline LTV of 16.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675490 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.68% is less than Guideline CLTV of 71.02% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.02% is less than Guideline CCLTV of 71.02% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675490 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.37% is less than Guideline CLTV of 64.37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.37% is less than Guideline CCLTV of 64.37% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675488 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.37% is less than Guideline LTV of 13.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline CLTV of 59.75% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675488 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.75% is less than Guideline CLTV of 59.75% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.75% is less than Guideline CLTV of 59.75% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675487 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.75% is less than Guideline LTV of 15.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.61% is less than Guideline LTV of 15.92% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675487 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.92% is less than Guideline LTV of 15.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.92% is less than Guideline LTV of 15.92% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675485 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.92% is less than Guideline LTV of 19.2% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675485 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.2% is less than Guideline LTV of 19.2% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675467 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.2% is less than Guideline CLTV of 74.36% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675467 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.36% is less than Guideline CLTV of 74.36% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675460 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.36% is less than Guideline LTV of 20.78% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.78% is less than Guideline CLTV of 74.2% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675460 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.2% is less than Guideline CLTV of 74.2% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.2% is less than Guideline CLTV of 74.2% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675455 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.2% is less than Guideline LTV of 18.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.39% is less than Guideline LTV of 20.83% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675455 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title Report in the loan file is corrupt and illegible, a legible copy required | Document Uploaded. Please see attached Title Report. | Title Document is fully Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 20.83% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 20.83% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675448 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline CLTV of 59.24% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.24% is less than Guideline CCLTV of 59.24% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675448 | FCRE7496 | 04/11/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The loan file is missing verification of a monthly "Other" property tax fee of XXX reflected on the closing worksheet and per XXX transmittal summary called "DELTA" that was included into the 1st lien PITIA, which resulted in a total monthly property tax payment of XXX which was one of the reasons why the DTI calculation exceeding the maximum of XXX% | Document Uploaded. Please see attached Resolution. | Verification of property tax amount of XXX per month verified and supported by title and first lien PITIA Statement provided. DTI meets guidelines. Condition cleared.; The Closing Worksheet reflects the additional taxes in the amount of XXX which is not being added on the revised XXX DTI still over the guideline limit when adding this additional tax. Exception remains. | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.5% is less than Guideline CLTV of 53.5% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.5% is less than Guideline CCLTV of 53.5% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | D A |
| XXX | XXXXX | 304675448 | FCRE1193 | 04/11/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% - The DTI discrepancy is due to 1st lien P&I calculation lender utilized and monthly property tax payment. According to the XXX UW comments "PITIA on mtg $XXX//1st mtg P&I $XXX. However, according to the 1st lien mortgage Statement in the loan file the monthly principal payment is XXX and the monthly interest payment is XXX for a total of $XXX. In addition the lender utilized XXX per month for property taxes. But the property taxes were verified at XXX per month a variance of $XXX. The closing worksheet in the loan file reflect the additional XXX per month is "other" property taxes. Therefore audit verified a the 1st lien PITIA at XXX but lender utilized XXX per month, a total variance of XXX which is the cause of excess DTI. Furthermore, if the property tax payment remained at XXX per month, the DTI would still be over max XXX%. | Document Uploaded. Please see attached Resolution. | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% Verification of property tax amount of XXX per month verified and supported by title and first lien PITIA Statement provided. DTI meets guidelines. Condition cleared.; ; Updated income was used in new calculations. Still have a DTI issue using the tax amounts on the Closing Worksheet, as it reflects another XXX per month. Exception remains. | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.5% is less than Guideline CLTV of 53.5% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.5% is less than Guideline CCLTV of 53.5% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | C A |
| XXX | XXXXX | 304675443 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.5% is less than Guideline LTV of 13.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.69% is less than Guideline LTV of 13.11% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675443 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 13.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 13.11% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675440 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline CLTV of 31.06% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675440 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title Report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Please see attached Title Report. | Title Document is fully Present | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 31.06% is less than Guideline CLTV of 31.06% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675440 | FCRE1253 | 04/04/2025 | Credit | Eligibility | Missing Property Tax Cert | Missing Property Tax Cert Missing Property Tax Cert | This is a CES loan, there's no Property Tax Cert in the file. Please waive the condition. | Property Tax Cert Provided | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 31.06% is less than Guideline CLTV of 31.06% | Resolved | 04/04/2025 | C A |
| XXX | XXXXX | 304675432 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in CLTV of 89.63% some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.06% is less than Guideline LTV of 8.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.32% is less than Guideline LTV of 9.75% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675432 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.75% is less than Guideline LTV of 9.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.75% is less than Guideline LTV of 9.75% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675431 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.75% is less than Guideline CLTV of 49.48% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.48% is less than Guideline CCLTV of 49.48% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675431 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.81% is less than Guideline CLTV of 74.81% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.81% is less than Guideline CCLTV of 74.81% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675426 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.81% is less than Guideline LTV of 13.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.34% is less than Guideline CLTV of 59.55% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675426 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.55% is less than Guideline CLTV of 59.55% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.55% is less than Guideline CLTV of 59.55% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675421 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.55% is less than Guideline LTV of 10.83% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.83% is less than Guideline CLTV of 44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675421 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline CLTV of 44% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline CLTV of 44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675420 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline LTV of 26.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.82% is less than Guideline LTV of 3.83% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675420 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 3.83% is less than Guideline LTV of 3.83% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.83% is less than Guideline LTV of 3.83% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675412 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 3.83% is less than Guideline CLTV of 63% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63% is less than Guideline CCLTV of 63% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675412 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.66% is less than Guideline CLTV of 69.66% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.66% is less than Guideline CCLTV of 69.66% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675398 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.66% is less than Guideline LTV of 16.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline CLTV of 72.92% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675398 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.92% is less than Guideline CLTV of 72.92% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.92% is less than Guideline CLTV of 72.92% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675391 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.92% is less than Guideline LTV of 21.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.46% is less than Guideline CLTV of 70.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675391 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - The Title Report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. Please see legible copy. Ty! | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.71% is less than Guideline CLTV of 70.71% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.71% is less than Guideline CLTV of 70.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675387 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.71% is less than Guideline LTV of 20.19% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.19% is less than Guideline LTV of 8.14% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675387 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.14% is less than Guideline LTV of 8.14% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.14% is less than Guideline LTV of 8.14% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675386 | FCOM1263 | 04/03/2025 | Compliance | Missing Doc | Right of Rescission is Partially Provided | Right of Rescission is Partially Provided Right of Rescission for Borrower 2 (XXX) is missing. | Document Uploaded. RTC attachd | Right of Rescission is Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.14% is less than Guideline CLTV of 61.94% \| Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.94% is less than Guideline CCLTV of 61.94% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675386 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26% is less than Guideline LTV of 26% \| Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26% is less than Guideline CLTV of 26% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675379 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26% is less than Guideline LTV of 11.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675379 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.9% is less than Guideline LTV of 11.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675373 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.9% is less than Guideline CLTV of 68.54% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675373 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.54% is less than Guideline CLTV of 68.54% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675362 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.54% is less than Guideline LTV of 15.23% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.23% is less than Guideline LTV of 19.89% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675362 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.89% is less than Guideline LTV of 19.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.89% is less than Guideline LTV of 19.89% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675360 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.89% is less than Guideline CLTV of 72.01% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.01% is less than Guideline CCLTV of 72.01% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675360 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.97% is less than Guideline LTV of 55.97% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 55.97% is less than Guideline CLTV of 55.97% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675359 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55.97% is less than Guideline CLTV of 72.47% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675359 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.47% is less than Guideline CLTV of 72.47% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675353 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.47% is less than Guideline LTV of 29.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.31% is less than Guideline LTV of 26.62% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675353 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 26.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 26.62% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675348 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 26.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 10.57% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675348 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.57% is less than Guideline LTV of 10.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.57% is less than Guideline LTV of 10.57% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675347 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.57% is less than Guideline CLTV of 53.75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675347 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline CLTV of 53.75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675344 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline LTV of 44.72% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.72% is less than Guideline LTV of 17.9% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675344 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.9% is less than Guideline LTV of 17.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.9% is less than Guideline LTV of 17.9% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675335 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.9% is less than Guideline CLTV of 66.77% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.77% is less than Guideline CCLTV of 66.77% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675335 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.73% is less than Guideline CLTV of 66.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.73% is less than Guideline CCLTV of 66.73% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675331 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.73% is less than Guideline LTV of 16.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.7% is less than Guideline LTV of 16.22% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675331 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 16.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 16.22% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675328 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline CLTV of 64.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.32% is less than Guideline CCLTV of 64.32% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675328 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.88% is less than Guideline CLTV of 72.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.88% is less than Guideline CCLTV of 72.88% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675312 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.88% is less than Guideline LTV of 32.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.93% is less than Guideline CLTV of 63.16% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675312 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.16% is less than Guideline CLTV of 63.16% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.16% is less than Guideline CLTV of 63.16% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675307 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.16% is less than Guideline LTV of 13.17% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.17% is less than Guideline CLTV of 70.04% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675307 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.04% is less than Guideline CLTV of 70.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.04% is less than Guideline CLTV of 70.04% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675299 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.04% is less than Guideline LTV of 20.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.31% is less than Guideline CLTV of 61.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675299 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.05% is less than Guideline CLTV of 61.05% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.05% is less than Guideline CLTV of 61.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675298 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.05% is less than Guideline CLTV of 77.34% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.34% is less than Guideline CLTV of 77.34% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675298 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.34% is less than Guideline CLTV of 77.34% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.34% is less than Guideline CLTV of 77.34% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675283 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.34% is less than Guideline LTV of 23.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.66% is less than Guideline LTV of 40.1% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675283 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. Please see attached Title report | Title Document is fully Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 40.1% is less than Guideline LTV of 40.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.1% is less than Guideline LTV of 40.1% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675279 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.1% is less than Guideline CLTV of 50.93% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675279 | FCRE7496 | 04/07/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing 1st lien mortgage Statement with payment break on subject property to verify accurate P&I and UPB. | Document Uploaded. Hello, Please see attached XXX Statement Thank you,; Document Uploaded. | Documentation provided is sufficient. Exception resolved.; Need the mortgage Statement from XXX for the 1st lien mortgage. Exception remains. | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.93% is less than Guideline CLTV of 50.93% | Resolved | 04/07/2025 | D A |
| XXX | XXXXX | 304675270 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.93% is less than Guideline LTV of 8.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.49% is less than Guideline CLTV of 75.01% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675270 | FCRE8611 | 04/07/2025 | Credit | Income/Employment | Income/Employment General | XXX XXX Benefits Statement dated XX/XX/XXXX is corrupt and illegible. | Document Uploaded. Please see attached XXX XXX Benefits Statement | Documentation provided is sufficient. Exception resolved. | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.01% is less than Guideline CLTV of 75.01% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 75.01% is less than Guideline CLTV of 75.01% | Resolved | 04/07/2025 | C A |
| XXX | XXXXX | 304675268 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.01% is less than Guideline LTV of 11.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.41% is less than Guideline CLTV of 59.6% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675268 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.6% is less than Guideline CLTV of 59.6% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.6% is less than Guideline CLTV of 59.6% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675266 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.6% is less than Guideline CLTV of 59.2% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline CLTV of 59.2% \| Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675266 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report is corrupt and illegible. A legible copy required. | Document Uploaded. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline CLTV of 59.2% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline CLTV of 59.2% \| Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675262 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline LTV of 6.07% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.07% is less than Guideline LTV of 16.9% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675262 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 16.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 16.9% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675245 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline CLTV of 59.74% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.74% is less than Guideline CCLTV of 59.74% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675245 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 31.39% is less than Guideline CLTV of 31.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.39% is less than Guideline CCLTV of 31.39% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675243 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.39% is less than Guideline LTV of 11.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline CLTV of 70.37% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675243 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report is corrupt and illegible. A legible copy required. | Document Uploaded. Hello, Please see attached title Report Thank you, | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.37% is less than Guideline CLTV of 70.37% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.37% is less than Guideline CLTV of 70.37% \| Borrower has stable job time - | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675241 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.37% is less than Guideline LTV of 20.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.69% is less than Guideline CLTV of 68.56% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675241 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report in file is corrupt and illegible, a legible copy is required. | Document Uploaded. Please see attached. | Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.56% is less than Guideline CLTV of 68.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.56% is less than Guideline CLTV of 68.56% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675240 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.56% is less than Guideline LTV of 14.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.42% is less than Guideline CLTV of 36.15% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675240 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.15% is less than Guideline CLTV of 36.15% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 36.15% is less than Guideline CLTV of 36.15% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675235 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.15% is less than Guideline LTV of 11.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.01% is less than Guideline CLTV of 57.97% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675235 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline CLTV of 57.97% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline CLTV of 57.97% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675229 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline LTV of 15.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.89% is less than Guideline LTV of 15.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675229 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline LTV of 15.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline LTV of 15.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675223 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline CLTV of 68.21% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675223 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 68.21% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675221 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline LTV of 12.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 18.27% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675221 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.27% is less than Guideline LTV of 18.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.27% is less than Guideline LTV of 18.27% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675209 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.27% is less than Guideline CLTV of 47.23% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675209 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.23% is less than Guideline CLTV of 47.23% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675208 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.23% is less than Guideline LTV of 15.8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.8% is less than Guideline CLTV of 37.59% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675208 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.59% is less than Guideline CLTV of 37.59% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.59% is less than Guideline CLTV of 37.59% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675206 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.59% is less than Guideline LTV of 11.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.66% is less than Guideline CLTV of 66.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675206 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.89% is less than Guideline CLTV of 66.89% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.89% is less than Guideline CLTV of 66.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675204 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.89% is less than Guideline LTV of 15.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.68% is less than Guideline CLTV of 36.68% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675204 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 36.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 36.68% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675204 | FPRO1242 | 04/03/2025 | Credit | Missing Doc | Appraisal is Missing | Appraisal is Missing. No evidence of an AVM or PCR (property condition report), which is required on all loans. | Document Uploaded. Please see attached docs. | Documentation provided is sufficient. Exception resolved.; Appraisal is Present or is Waived | Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 36.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 36.68% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675202 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline LTV of 11.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.31% is less than Guideline LTV of 10.46% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675202 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.46% is less than Guideline LTV of 10.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.46% is less than Guideline LTV of 10.46% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675200 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.46% is less than Guideline LTV of 10.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.46% is less than Guideline LTV of 28.42% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675200 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline LTV of 28.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline LTV of 28.42% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675197 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline CLTV of 78.84% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.84% is less than Guideline CCLTV of 78.84% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675197 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.41% is less than Guideline CLTV of 58.41% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.41% is less than Guideline CCLTV of 58.41% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675189 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.41% is less than Guideline LTV of 16.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.24% is less than Guideline LTV of 21.3% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675189 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675182 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline CLTV of 67.65% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675182 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.65% is less than Guideline CLTV of 67.65% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675169 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.65% is less than Guideline LTV of 16.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.36% is less than Guideline CLTV of 66.2% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675169 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. Please see attached. | Title Document is fully Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.2% is less than Guideline CLTV of 66.2% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.2% is less than Guideline CLTV of 66.2% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675163 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.2% is less than Guideline LTV of 16.26% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.26% is less than Guideline CLTV of 29.15% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675163 | FCRE1437 | 04/03/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The borrower was qualified using XXX per month from Pension benefits. However, no supporting documents in the loan file to verify these benefits. DTI subject to re-calculation upon receipt of supporting documentation. | Document Uploaded. Please see pension verification showing qualified amt. Ty! | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.15% is less than Guideline CLTV of 29.15% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.15% is less than Guideline CLTV of 29.15% | Resolved | 04/03/2025 | C A |
| XXX | XXXXX | 304675150 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.1% is less than Guideline LTV of 13.79% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.79% is less than Guideline LTV of 20.86% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675150 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.86% is less than Guideline LTV of 20.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.86% is less than Guideline LTV of 20.86% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675144 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.86% is less than Guideline LTV of 11.45% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675144 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.45% is less than Guideline LTV of 11.45% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675130 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.45% is less than Guideline CLTV of 47.42% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.42% is less than Guideline CCLTV of 47.42% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675130 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Hello, Please see attached Title report Thank you, | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.44% is less than Guideline CLTV of 61.44% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.44% is less than Guideline CCLTV of 61.44% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675129 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.44% is less than Guideline LTV of 18.07% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.07% is less than Guideline CLTV of 42.43% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675129 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.43% is less than Guideline CLTV of 42.43% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.43% is less than Guideline CLTV of 42.43% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675127 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.43% is less than Guideline LTV of 20.2% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.2% is less than Guideline CLTV of 69.39% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675127 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.39% is less than Guideline CLTV of 69.39% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.39% is less than Guideline CLTV of 69.39% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674917 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.39% is less than Guideline LTV of 13.5% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.5% is less than Guideline CLTV of 50.84% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674917 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.84% is less than Guideline CLTV of 50.84% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.84% is less than Guideline CLTV of 50.84% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674914 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.84% is less than Guideline LTV of 22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22% is less than Guideline CLTV of 72.61% \| Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674914 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.61% is less than Guideline CLTV of 72.61% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.61% is less than Guideline CLTV of 72.61% \| Borrower has stable job time - \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674911 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.61% is less than Guideline LTV of 14.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 26.86% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674911 | FCRE1146 | 04/08/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - The Title Report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. Title Report | Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.86% is less than Guideline LTV of 26.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.86% is less than Guideline LTV of 26.86% | Resolved | 04/08/2025 | D A |
| XXX | XXXXX | 304674908 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.86% is less than Guideline CLTV of 74.6% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline CCLTV of 74.6% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674908 | FCRE7009 | 04/10/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required XXX which is a combination of 1st and 2nd lien unpaid balances. HOI has no evidence of replacement cost and missing replacement cost estimator (RCE). | Document Uploaded. | Hazard Insurance coverage meets guideline requirement. RCE provided to confirm coverage is sufficient. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline CLTV of 74.6% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline CCLTV of 74.6% | Resolved | 04/10/2025 | C A |
| XXX | XXXXX | 304674908 | FCRE1146 | 04/10/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report in the file is corrupt and illegible, a legible copy is required. | Document Uploaded. Per title, this is an uninsured Closed End 2nd, so LD gets a property report and not a commitment | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline CLTV of 74.6% \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline CCLTV of 74.6% | Resolved | 04/10/2025 | D A |
| XXX | XXXXX | 304674898 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.6% is less than Guideline LTV of 25.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.67% is less than Guideline CLTV of 61.98% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674898 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.98% is less than Guideline CLTV of 61.98% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.98% is less than Guideline CLTV of 61.98% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674891 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.98% is less than Guideline LTV of 14.87% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.87% is less than Guideline CLTV of 54.47% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674891 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.47% is less than Guideline CLTV of 54.47% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.47% is less than Guideline CLTV of 54.47% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674889 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.47% is less than Guideline LTV of 14.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 27.79% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674889 | FCRE1146 | 04/11/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. attached; This file is an XXX, we do not issue policies on XXX. Thank you | Documentation is sufficient. Exception resolved.; Title Document is fully Present; Please send a legible Ownership and Encumbrance report. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.79% is less than Guideline LTV of 27.79% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.79% is less than Guideline LTV of 27.79% | Resolved | 04/11/2025 | D A |
| XXX | XXXXX | 304674889 | FCRE1182 | 04/04/2025 | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. XXX/approval with the lender's DTI and LTV/CLTV calculations was missing from loan file. | Document Uploaded. XXX attached | Approval/Underwriting Summary is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.79% is less than Guideline LTV of 27.79% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.79% is less than Guideline LTV of 27.79% | Resolved | 04/04/2025 | B A |
| XXX | XXXXX | 304674879 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.79% is less than Guideline LTV of 12.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674879 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Some sections of the Title policy are corrupt and not legible. | Document Uploaded. Title Report for Review | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.22% is less than Guideline LTV of 12.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674878 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.22% is less than Guideline LTV of 29.5% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674878 | FCRE1146 | 04/11/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title Report in the loan file is corrupt and illegible a legible copy is required | Document Uploaded. copy of title; Title Stated that titles are not issued for XXX. | Documentation is sufficient. Exception resolved.; Title Document is fully Present; Guidelines require ownership and encumbrance report. The ownership and encumbrance report in file is corrupted. Condition remains. | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.5% is less than Guideline LTV of 29.5% | Resolved | 04/11/2025 | D A |
| XXX | XXXXX | 304674875 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.5% is less than Guideline CLTV of 66.1% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674875 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.1% is less than Guideline CLTV of 66.1% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674870 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.1% is less than Guideline LTV of 14.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.43% is less than Guideline CLTV of 55.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674870 | FCRE1146 | 04/08/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report in file is corrupt and illegible. A legible copy is required. | Document Uploaded. Title Report | Title Document is fully Present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.22% is less than Guideline CLTV of 55.22% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.22% is less than Guideline CLTV of 55.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/08/2025 | D A |
| XXX | XXXXX | 304674863 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.22% is less than Guideline LTV of 10.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.73% is less than Guideline CLTV of 51.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674863 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.87% is less than Guideline CLTV of 51.87% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.87% is less than Guideline CLTV of 51.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674850 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.87% is less than Guideline LTV of 7.54% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.54% is less than Guideline CLTV of 47.2% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674850 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline CLTV of 47.2% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline CLTV of 47.2% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674845 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline LTV of 14.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.62% is less than Guideline CLTV of 54.13% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674845 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.13% is less than Guideline CLTV of 54.13% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.13% is less than Guideline CLTV of 54.13% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674842 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.13% is less than Guideline LTV of 20.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.42% is less than Guideline CLTV of 53.52% \| Borrower has stable job time - | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674842 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.52% is less than Guideline CLTV of 53.52% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.52% is less than Guideline CLTV of 53.52% \| Borrower has stable job time - | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674841 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.52% is less than Guideline LTV of 19.59% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.59% is less than Guideline CLTV of 77.23% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674841 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title document is not legible. | Document Uploaded. Legible Title | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.23% is less than Guideline CLTV of 77.23% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.23% is less than Guideline CLTV of 77.23% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674830 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.23% is less than Guideline LTV of 13.29% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.29% is less than Guideline CLTV of 25.27% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674830 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25.27% is less than Guideline CLTV of 25.27% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 25.27% is less than Guideline CLTV of 25.27% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674813 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in CLTV of 89.63% some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 25.27% is less than Guideline CLTV of 25.27% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25.27% is less than Guideline CCLTV of 25.27% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674813 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.4% is less than Guideline CLTV of 73.4% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.4% is less than Guideline CCLTV of 73.4% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674807 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in CLTV of 89.63% some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.4% is less than Guideline LTV of 19.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.6% is less than Guideline LTV of 14.85% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674807 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 14.85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 14.85% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674798 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 13% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674798 | FCRE1159 | 03/31/2025 | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | Document Uploaded. Current Policy and renewal for review | Documentation provided is sufficient. Exception resolved.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13% is less than Guideline LTV of 13% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | C A |
| XXX | XXXXX | 304674793 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13% is less than Guideline CLTV of 63.73% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674793 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.73% is less than Guideline CLTV of 63.73% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674785 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.73% is less than Guideline LTV of 11.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.44% is less than Guideline CLTV of 37.48% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674785 | FCRE1440 | 03/31/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements - Missing credit report or supporting documentation to verify XXX\*XXX\*XXX or XXX\*XXX\*XXX mortgage history required by Guidelines. | Document Uploaded. credit report attached | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% | Resolved | 03/31/2025 | C A |
| XXX | XXXXX | 304674785 | FCRE5770 | 03/31/2025 | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. DTI subject to re-calculation upon receipt of the credit report. | Document Uploaded. credit report attached | Documentation provided is sufficient. Exception resolved.; Borrower 1 Credit Report is not missing. | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674785 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Some sections of the Title policy are corrupt and not legible. | Document Uploaded. clear legible title report attached | Title Document is fully Present | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline CLTV of 37.48% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674779 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.48% is less than Guideline LTV of 22.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.75% is less than Guideline CLTV of 75.46% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674779 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.46% is less than Guideline CLTV of 75.46% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 75.46% is less than Guideline CLTV of 75.46% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674773 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.46% is less than Guideline LTV of 26.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.97% is less than Guideline CLTV of 55.12% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674773 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.12% is less than Guideline CLTV of 55.12% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.12% is less than Guideline CLTV of 55.12% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674768 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.12% is less than Guideline LTV of 28.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.73% is less than Guideline CLTV of 68.76% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674768 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.76% is less than Guideline CLTV of 68.76% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.76% is less than Guideline CLTV of 68.76% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674762 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.76% is less than Guideline LTV of 23.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.28% is less than Guideline CLTV of 69.59% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674762 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.59% is less than Guideline CLTV of 69.59% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.59% is less than Guideline CLTV of 69.59% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674760 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.59% is less than Guideline LTV of 12.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.01% is less than Guideline CLTV of 45.72% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674760 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.72% is less than Guideline CLTV of 45.72% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.72% is less than Guideline CLTV of 45.72% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674745 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.72% is less than Guideline LTV of 14.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.36% is less than Guideline CLTV of 60.04% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674745 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.04% is less than Guideline CLTV of 60.04% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.04% is less than Guideline CLTV of 60.04% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674737 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.52% is less than Guideline CLTV of 53.54% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674737 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.54% is less than Guideline CLTV of 53.54% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674730 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.54% is less than Guideline LTV of 20.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674730 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674728 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline CLTV of 68.15% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CCLTV of 68.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674728 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.45% is less than Guideline CLTV of 57.45% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.45% is less than Guideline CCLTV of 57.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674714 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.45% is less than Guideline CLTV of 67.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.58% is less than Guideline CLTV of 67.58% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674714 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | XXX is Greater than the Guideline Minimum - XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.58% is less than Guideline CLTV of 67.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.58% is less than Guideline CLTV of 67.58% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675687 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.53% is less than Guideline LTV of 75% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675687 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.31% is less than Guideline CLTV of 35.31% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675686 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.31% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.79% is less than Guideline LTV of 15.31% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675686 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.31% is less than Guideline LTV of 15.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.31% is less than Guideline LTV of 15.31% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675683 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR ##_XXX_##, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.31% is less than Guideline LTV of 85% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675683 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.22% is less than Guideline LTV of 18.22% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675676 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.22% is less than Guideline LTV of 21.31% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675676 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.31% is less than Guideline LTV of 21.31% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675675 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.31% is less than Guideline LTV of 70% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675675 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.5% is less than Guideline LTV of 35.5% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675669 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.5% is less than Guideline LTV of 14.85% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675669 | FCRE1316 | 04/07/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The borrower is a self-employed XXX. Guidelines require verification of the borrower's business within XXX calendar days prior to the XXX. There was no CPA letter in file nor any other documentation to verify employment. The most recent income document was the XXX tax return. | XXX income | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 14.85% | Resolved | 04/07/2025 | D A |
| XXX | XXXXX | 304675661 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 21.22% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675661 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.22% is less than Guideline LTV of 21.22% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675660 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.22% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.25% is less than Guideline CLTV of 90% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675660 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.6% is less than Guideline CLTV of 53.6% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.6% is less than Guideline CCLTV of 53.6% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675657 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.6% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.1% is less than Guideline LTV of 17.95% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675657 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.95% is less than Guideline LTV of 17.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.95% is less than Guideline LTV of 17.95% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675641 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.95% is less than Guideline CLTV of 53.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.56% is less than Guideline CCLTV of 53.56% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675641 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.82% is less than Guideline CLTV of 51.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.82% is less than Guideline CCLTV of 51.82% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675639 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.82% is less than Guideline LTV of 16.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.51% is less than Guideline LTV of 31.72% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675639 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 31.72% is less than Guideline LTV of 31.72% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.72% is less than Guideline LTV of 31.72% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675638 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.72% is less than Guideline CLTV of 74.91% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675638 | FCRE7009 | 05/20/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required - Replacement cost estimate of XXX is higher than required coverage amount of XXX Unpaid principal balance for first lien and second mortgage is $XXX. | Document Uploaded. Please see attached.; Document Uploaded. HOI dwelling cover is XXX ($XXX+$XXX). XXX% of first & second mortgages ($XXX+XXX=$XXX) is $XXX. We only required the dwelling cover to be XXX% of the first & second mortgages combine. The dwelling combine cover is XXX which is more than XXX (XXX% of the mortgage combine). | Hazard Insurance coverage meets guideline requirement; The Guidelines require XXX% of the replacement cost or the unpaid principal balance of the mortgages, provided it equals no less than XXX% of the replacement cost value of the improvements. Please provide a policy with acceptable coverages. Exception remains. | Borrower has stable job time - \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.91% is less than Guideline CLTV of 74.91% | Resolved | 05/20/2025 | C A |
| XXX | XXXXX | 304675637 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.91% is less than Guideline LTV of 17.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.74% is less than Guideline CLTV of 59.63% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675637 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.63% is less than Guideline CLTV of 59.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.63% is less than Guideline CLTV of 59.63% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675627 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.63% is less than Guideline LTV of 15.88% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.88% is less than Guideline CLTV of 68.61% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675627 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.61% is less than Guideline CLTV of 68.61% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.61% is less than Guideline CLTV of 68.61% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675626 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.61% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.31% is less than Guideline LTV of 14.28% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675626 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline LTV of 14.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline LTV of 14.28% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675624 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline CLTV of 53.23% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675624 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.23% is less than Guideline CLTV of 53.23% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675623 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.23% is less than Guideline LTV of 9.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.58% is less than Guideline LTV of 10.85% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675623 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675622 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675622 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675621 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline CLTV of 47.48% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.48% is less than Guideline CCLTV of 47.48% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675621 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.35% is less than Guideline LTV of 21.35% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.35% is less than Guideline CLTV of 21.35% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675613 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.35% is less than Guideline LTV of 22.82% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675613 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.82% is less than Guideline LTV of 22.82% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675611 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.82% is less than Guideline CLTV of 56.85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675611 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Need updated title, uploaded to file is not legible and parts of it are redacted | Document Uploaded. Attached are the only title docs provided for CES loans. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.85% is less than Guideline CLTV of 56.85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675603 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.85% is less than Guideline LTV of 12.25% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline CLTV of 73.87% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675603 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.87% is less than Guideline CLTV of 73.87% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.87% is less than Guideline CLTV of 73.87% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675599 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.87% is less than Guideline LTV of 13.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.51% is less than Guideline LTV of 26.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675599 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 26.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 26.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675591 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.62% is less than Guideline LTV of 14.93% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675591 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.93% is less than Guideline LTV of 14.93% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675587 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.93% is less than Guideline CLTV of 59.6% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675587 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.6% is less than Guideline CLTV of 59.6% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675585 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.6% is less than Guideline LTV of 15.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.62% is less than Guideline CLTV of 46.41% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675585 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.41% is less than Guideline CLTV of 46.41% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.41% is less than Guideline CLTV of 46.41% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675580 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.41% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.96% is less than Guideline LTV of 60% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675580 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.08% is less than Guideline LTV of 17.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.08% is less than Guideline LTV of 17.08% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675570 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.08% is less than Guideline CLTV of 51.57% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.57% is less than Guideline CCLTV of 51.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675570 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Need legible title | Document Uploaded. Please see attached Legible Title Doc. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.19% is less than Guideline LTV of 15.19% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.19% is less than Guideline CLTV of 15.19% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675569 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.19% is less than Guideline CLTV of 77.51% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.51% is less than Guideline CCLTV of 77.51% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675569 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.69% is less than Guideline LTV of 4.69% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 4.69% is less than Guideline CLTV of 4.69% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675568 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.69% is less than Guideline CLTV of 62.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675568 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.53% is less than Guideline CLTV of 62.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675567 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.53% is less than Guideline LTV of 27.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.74% is less than Guideline LTV of 14.23% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675567 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.23% is less than Guideline LTV of 14.23% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.23% is less than Guideline LTV of 14.23% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675560 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.23% is less than Guideline CLTV of 43.64% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.64% is less than Guideline CCLTV of 43.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675560 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 17.77% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline CLTV of 17.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675558 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 10.37% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675558 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Some sections of the Title policy are corrupt and not legible. | Document Uploaded. Please see attached Legible Title Document. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline LTV of 10.37% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675557 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline LTV of 21.34% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675557 | finding-2502 | 03/26/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML compliant. This loan failed the XXX nonprime home loan test he loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.34% is less than Guideline LTV of 21.34% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675557 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.34% is less than Guideline LTV of 21.34% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675555 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.34% is less than Guideline CLTV of 45.47% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675555 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.47% is less than Guideline CLTV of 45.47% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675551 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.47% is less than Guideline LTV of 13.48% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.48% is less than Guideline LTV of 49.62% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675551 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 49.62% is less than Guideline LTV of 49.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.62% is less than Guideline LTV of 49.62% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675547 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.62% is less than Guideline CLTV of 78.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675547 | FCRE1253 | 04/04/2025 | Credit | Eligibility | Missing Property Tax Cert | Missing Property Tax Cert | This is a CES loan, there's no Property Tax Cert in the file. Please waive the condition. | Property Tax Cert Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 78.53% is less than Guideline CLTV of 78.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | C A |
| XXX | XXXXX | 304675547 | FCRE1145 | 04/04/2025 | Credit | Missing Doc | Title Document Missing | Title Document is missing | Document Uploaded. Please see attached Title Report. | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 78.53% is less than Guideline CLTV of 78.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675547 | FPRO1242 | 04/04/2025 | Credit | Missing Doc | Appraisal is Missing | Appraisal is Missing. Missing AVM/Appraisal. | Document Uploaded. This is a CES loan there's no appraisal report in the file, please see attached AVM and PCR report. | Appraisal is Present or is Waived | Original LTV is Below the Guideline Maximum - Calculated CLTV of 78.53% is less than Guideline CLTV of 78.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675542 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.53% is less than Guideline LTV of 10.66% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.66% is less than Guideline LTV of 20.37% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675542 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.37% is less than Guideline LTV of 20.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.37% is less than Guideline LTV of 20.37% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675539 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.37% is less than Guideline LTV of 11.36% | Resolved | 04/01/2025 | C A |
| XXX | XXXXX | 304675539 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.36% is less than Guideline LTV of 11.36% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675538 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.36% is less than Guideline CLTV of 62.14% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.14% is less than Guideline CCLTV of 62.14% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675538 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.24% is less than Guideline LTV of 11.24% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.24% is less than Guideline CLTV of 11.24% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675537 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.24% is less than Guideline LTV of 14.75% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675537 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.75% is less than Guideline LTV of 14.75% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675534 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.75% is less than Guideline CLTV of 77.75% \| Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.75% is less than Guideline CCLTV of 77.75% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675534 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.34% is less than Guideline CLTV of 66.34% \| Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.34% is less than Guideline CCLTV of 66.34% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675528 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.34% is less than Guideline LTV of 25.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.65% is less than Guideline CLTV of 77.37% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675528 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.37% is less than Guideline CLTV of 77.37% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.37% is less than Guideline CLTV of 77.37% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675521 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.37% is less than Guideline LTV of 9.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.97% is less than Guideline LTV of 18.45% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675521 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.45% is less than Guideline LTV of 18.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.45% is less than Guideline LTV of 18.45% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675518 | finding-2838 | 03/26/2025 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report hile the XXX HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.45% is less than Guideline LTV of 10.3% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675518 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.3% is less than Guideline LTV of 10.3% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675518 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.3% is less than Guideline LTV of 10.3% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675517 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.3% is less than Guideline LTV of 18% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675517 | FCRE1193 | 04/07/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The XXX Transmittal Summary reflects the borrower's "other" monthly payments as XXX per month, while the review determined XXX per month in other monthly debt per credit report, which matches the Final 1003. The borrower paid off XXX total accounts which were excluded from the total DTI. With the higher other monthly payments, a variance of XXX is the cause of the DTI exceeding the maximum allowed. | Please review this condition again. the U/w went through all debts compared to the credit and paid off debts and the correct amount of other payment is $XXX. Please review or give me the debt or amount that causing the DTI tobe over. | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18% is less than Guideline LTV of 18% | Resolved | 04/07/2025 | C A |
| XXX | XXXXX | 304675513 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18% is less than Guideline LTV of 12.9% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675513 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.9% is less than Guideline LTV of 12.9% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675512 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.9% is less than Guideline LTV of 22.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675512 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.46% is less than Guideline LTV of 22.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675510 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.46% is less than Guideline LTV of 18.53% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675510 | FCRE1146 | 04/02/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Many sections of the title report are illegible. | Document Uploaded. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.53% is less than Guideline LTV of 18.53% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | D A |
| XXX | XXXXX | 304675505 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.53% is less than Guideline CLTV of 74.14% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.14% is less than Guideline CCLTV of 74.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675505 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.03% is less than Guideline CLTV of 58.03% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.03% is less than Guideline CCLTV of 58.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675503 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.03% is less than Guideline LTV of 11.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.66% is less than Guideline LTV of 12.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675503 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 12.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 12.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675499 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 13.26% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675499 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.26% is less than Guideline LTV of 13.26% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675498 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.26% is less than Guideline LTV of 16.65% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675498 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.65% is less than Guideline LTV of 16.65% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675496 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.65% is less than Guideline LTV of 20.48% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675496 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.48% is less than Guideline LTV of 20.48% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675495 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.48% is less than Guideline CLTV of 50.83% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675495 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.83% is less than Guideline CLTV of 50.83% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675492 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.83% is less than Guideline CLTV of 50.83% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.83% is less than Guideline CCLTV of 50.83% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675492 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline LTV of 16.76% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline CLTV of 16.76% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675491 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline LTV of 18.18% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675491 | FCRE1316 | 03/31/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The third party VOI in the loan file is XXX business days prior XX/XX/XXXX to the XX/XX/XXXX, which does not meet guidelines. Lender to obtain a VVOE XXX business days prior to the XXX. | Document Uploaded. Please see attached VOE for XXX. | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline LTV of 18.18% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675480 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline LTV of 16.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675480 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.64% is less than Guideline LTV of 16.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675478 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.64% is less than Guideline LTV of 13.92% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675478 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.92% is less than Guideline LTV of 13.92% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675470 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.92% is less than Guideline CLTV of 57.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.88% is less than Guideline CCLTV of 57.88% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675470 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 26.62% is less than Guideline CLTV of 26.62% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.62% is less than Guideline CCLTV of 26.62% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675468 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.62% is less than Guideline LTV of 3.15% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.15% is less than Guideline CLTV of 25.16% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675468 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25.16% is less than Guideline CLTV of 25.16% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 25.16% is less than Guideline CLTV of 25.16% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675463 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25.16% is less than Guideline LTV of 10.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 23.35% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675463 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.35% is less than Guideline LTV of 23.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.35% is less than Guideline LTV of 23.35% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675445 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.35% is less than Guideline LTV of 10.25% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675445 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.25% is less than Guideline LTV of 10.25% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675444 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.25% is less than Guideline CLTV of 47.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.73% is less than Guideline CCLTV of 47.73% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675444 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline CLTV of 47.2% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline CCLTV of 47.2% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675441 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.2% is less than Guideline LTV of 6.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.38% is less than Guideline CLTV of 30.92% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675441 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.92% is less than Guideline CLTV of 30.92% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 30.92% is less than Guideline CLTV of 30.92% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675428 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.92% is less than Guideline LTV of 5.54% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.54% is less than Guideline LTV of 12.2% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675428 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.2% is less than Guideline LTV of 12.2% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.2% is less than Guideline LTV of 12.2% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675427 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.2% is less than Guideline LTV of 34.61% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675427 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.61% is less than Guideline LTV of 34.61% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675419 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.61% is less than Guideline CLTV of 58.23% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.23% is less than Guideline CCLTV of 58.23% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675419 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.56% is less than Guideline LTV of 6.56% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.56% is less than Guideline CLTV of 6.56% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675418 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.56% is less than Guideline CLTV of 33.55% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.55% is less than Guideline CCLTV of 33.55% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675418 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.25% is less than Guideline LTV of 47.25% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 47.25% is less than Guideline CLTV of 47.25% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675405 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.25% is less than Guideline LTV of 15.06% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675405 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.06% is less than Guideline LTV of 15.06% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675404 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.06% is less than Guideline CLTV of 57.04% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.04% is less than Guideline CCLTV of 57.04% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675404 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline LTV of 18.17% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline CLTV of 18.17% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675402 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline CLTV of 49.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675402 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.32% is less than Guideline CLTV of 49.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675401 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.32% is less than Guideline LTV of 10.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.1% is less than Guideline LTV of 7.98% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675401 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline LTV of 7.98% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline LTV of 7.98% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675397 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline CLTV of 68.96% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675397 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.96% is less than Guideline CLTV of 68.96% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675394 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.96% is less than Guideline CLTV of 68.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.96% is less than Guideline CCLTV of 68.96% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675394 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 68.15% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CCLTV of 68.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675392 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline LTV of 13.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.45% is less than Guideline LTV of 23.41% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675392 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.41% is less than Guideline LTV of 23.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.41% is less than Guideline LTV of 23.41% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675389 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.41% is less than Guideline CLTV of 59.53% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675389 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.53% is less than Guideline CLTV of 59.53% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304675383 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.53% is less than Guideline LTV of 8.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.44% is less than Guideline LTV of 23.96% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675383 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title Report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Hello, Please see attached Title Report Thank you, | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 23.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 23.96% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675382 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline CLTV of 61.38% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675382 | FCRE1146 | 04/01/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title Report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Please see attached. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline CLTV of 61.38% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/01/2025 | D A |
| XXX | XXXXX | 304675375 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline LTV of 14.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.74% is less than Guideline LTV of 14.74% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675375 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.74% is less than Guideline LTV of 14.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.74% is less than Guideline LTV of 14.74% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675370 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.74% is less than Guideline LTV of 19.46% \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675370 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Some sections of the Title policy are corrupt and not legible. Legible Title report required. | Document Uploaded. title attached | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.46% is less than Guideline LTV of 19.46% \| Borrower has stable job time - | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675370 | FCRE1253 | 04/03/2025 | Credit | Eligibility | Missing Property Tax Cert | Missing Property Tax Cert As, the property tax information on a property details document in the loan file does not match the amount the lender utilized. | Document Uploaded. See attached profile XXX for property TAX AMOUNT. | Documentation provided is sufficient. Exception resolved.; Property Tax Cert Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.46% is less than Guideline LTV of 19.46% \| Borrower has stable job time - | Resolved | 04/03/2025 | C A |
| XXX | XXXXX | 304675367 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.46% is less than Guideline LTV of 7.41% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675367 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title Report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Hello, Please see attached Title Report Thank you, | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.41% is less than Guideline LTV of 7.41% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675366 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.41% is less than Guideline CLTV of 32.81% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.81% is less than Guideline CCLTV of 32.81% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675366 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.39% is less than Guideline LTV of 22.39% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.39% is less than Guideline CLTV of 22.39% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675364 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.39% is less than Guideline CLTV of 78.03% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675364 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 78.03% is less than Guideline CLTV of 78.03% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675356 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.03% is less than Guideline LTV of 8.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline LTV of 20.01% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675356 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Some sections of the Title policy are corrupt and not legible. | Document Uploaded. Title report attached | Title Document is fully Present; Documentation provided is sufficient. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline LTV of 20.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline LTV of 20.01% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675346 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline CLTV of 54.8% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675346 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.8% is less than Guideline CLTV of 54.8% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675325 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.8% is less than Guideline LTV of 19.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.34% is less than Guideline LTV of 47.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675325 | FCRE1146 | 04/01/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title Report in the loan file is corrupt and illegible, a legible copy required. | Document Uploaded. Please see legible copy. Ty! | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 47.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 47.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | D A |
| XXX | XXXXX | 304675325 | FCRE7497 | 04/01/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Borrower disclosed Property in XXX XXX XXX need verification of property being free and clear | Document Uploaded. Please see LOE regarding XXX property. Please confirm investments outside of XXX are not factored into ratios. Ty! | Documentation provided is sufficient. Not factored into ratios. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 47.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 47.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | D A |
| XXX | XXXXX | 304675322 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline CLTV of 58.18% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675322 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.18% is less than Guideline CLTV of 58.18% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675321 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.18% is less than Guideline LTV of 20.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.19% is less than Guideline CLTV of 50.56% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675321 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675311 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline LTV of 9.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.45% is less than Guideline CLTV of 58.84% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675311 | FCRE1146 | 04/01/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Many sections of the title report are illegible. | Document Uploaded. Please see attached. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.84% is less than Guideline CLTV of 58.84% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.84% is less than Guideline CLTV of 58.84% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/01/2025 | D A |
| XXX | XXXXX | 304675304 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.84% is less than Guideline LTV of 9.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.84% is less than Guideline CLTV of 54.63% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675304 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline CLTV of 54.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline CLTV of 54.63% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675302 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline LTV of 7.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.17% is less than Guideline CLTV of 30.68% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675302 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.68% is less than Guideline CLTV of 30.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 30.68% is less than Guideline CLTV of 30.68% | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675294 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.68% is less than Guideline LTV of 10.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.68% is less than Guideline CLTV of 73.24% \| Borrower has stable job time - | Resolved | 03/28/2025 | A |
| XXX | XXXXX | 304675294 | FCRE3978 | 04/03/2025 | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Lender to explain the amount of XXX listed on final XXX Borrower has waived escrows on senior mortgage lien, escrow shortage does not apply. | Document Uploaded. Hello, Please see attached DL. See UW note on bottom of decision logic form. This ia a bi-annual pump station charge: XXX x XXX / XXX months = XXX per monthnth Thank you, | Documentation provided is sufficient. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.24% is less than Guideline CLTV of 73.24% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.24% is less than Guideline CLTV of 73.24% \| Borrower has stable job time - | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675292 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.24% is less than Guideline LTV of 36.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.58% is less than Guideline LTV of 23.4% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675292 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report is corrupt and illegible. A legible copy required. | Document Uploaded. Please see attached. | Title Document is fully Present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.4% is less than Guideline LTV of 23.4% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.4% is less than Guideline LTV of 23.4% | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675288 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.4% is less than Guideline CLTV of 65.47% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.47% is less than Guideline CCLTV of 65.47% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675288 | FCRE1316 | 03/31/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing - Missing VVOE obtained within XXX business days prior to the XXX required by Guidelines. The WVOE in file is XXX business days XX/XX/XXXX prior to the XX/XX/XXXX. | Document Uploaded. see attached VOE | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.25% is less than Guideline LTV of 24.25% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.25% is less than Guideline CLTV of 24.25% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304675286 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.25% is less than Guideline CLTV of 51.68% | Resolved | 03/31/2025 | C A |
| XXX | XXXXX | 304675286 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.68% is less than Guideline CLTV of 51.68% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675285 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.68% is less than Guideline LTV of 9.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.96% is less than Guideline LTV of 12.7% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675285 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675282 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 30.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675282 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.06% is less than Guideline LTV of 30.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675278 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.06% is less than Guideline LTV of 17.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675278 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report is corrupt and illegible. A legible copy required. | Document Uploaded. Please see attached. | Title Document is fully Present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.6% is less than Guideline LTV of 17.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304675277 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.6% is less than Guideline LTV of 24.49% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675277 | FCRE7009 | 04/11/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required - Required coverage amount of XXX (First lien UPB + second mortgage) is higher than dwelling coverage amount of XXX An LOE completed by the lender stating coverage includes XXX% extended replacement coverage. However, this is not a sufficient document, the hazard insurance company needs to provide this information on the policy. | Document Uploaded. email from agent; Hello, please clear condition as the insurance agent provided the LOE stating coverage includes XXX% extended replacement coverage. If you look closely at insurance policy under agency- XXX. and the LOE email is from agent XXX | Hazard Insurance coverage meets guideline requirement. Insurance agent provided evidence of XXX% extended coverage. Condition cleared.; Policy does not reflect the XXX% coverage mentioned in the email. Please provide an updated policy reflecting required coverage. Exception remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.49% is less than Guideline LTV of 24.49% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | C A |
| XXX | XXXXX | 304675274 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.49% is less than Guideline LTV of 28.67% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675274 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - The Title Report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. Please see legible copy of title. Ty! | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.67% is less than Guideline LTV of 28.67% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675265 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.67% is less than Guideline LTV of 20.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675265 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.32% is less than Guideline LTV of 20.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675254 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.32% is less than Guideline CLTV of 58.33% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675254 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.33% is less than Guideline CLTV of 58.33% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675252 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. Exception downgraded. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.33% is less than Guideline LTV of 25.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.22% is less than Guideline LTV of 25.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | C A |
| XXX | XXXXX | 304675252 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.22% is less than Guideline LTV of 25.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.22% is less than Guideline LTV of 25.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675249 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.22% is less than Guideline LTV of 15.15% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675249 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.15% is less than Guideline LTV of 15.15% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675248 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.15% is less than Guideline LTV of 16.38% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675248 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.38% is less than Guideline LTV of 16.38% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675244 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.38% is less than Guideline CLTV of 71.21% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675244 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report is corrupt and illegible. A legible copy required. | Document Uploaded. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.21% is less than Guideline CLTV of 71.21% | Resolved | 04/03/2025 | D A |
| XXX | XXXXX | 304675239 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.21% is less than Guideline LTV of 11.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.96% is less than Guideline LTV of 23.2% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675239 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 23.2% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 23.2% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675234 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 25.2% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675234 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.2% is less than Guideline LTV of 25.2% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675233 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.2% is less than Guideline CLTV of 31.53% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675233 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 31.53% is less than Guideline CLTV of 31.53% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675228 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.53% is less than Guideline LTV of 28.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.92% is less than Guideline LTV of 16.96% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675228 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.96% is less than Guideline LTV of 16.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.96% is less than Guideline LTV of 16.96% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675226 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.96% is less than Guideline LTV of 10.33% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675226 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline LTV of 10.33% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675224 | finding-3352 | 04/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline LTV of 16.28% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675224 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.28% is less than Guideline LTV of 16.28% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675217 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.28% is less than Guideline LTV of 15.76% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675217 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 15.76% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675207 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 13.3% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675207 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.3% is less than Guideline LTV of 13.3% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675198 | finding-3352 | 04/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.3% is less than Guideline LTV of 13.59% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675198 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.59% is less than Guideline LTV of 13.59% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675195 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.59% is less than Guideline CLTV of 42.03% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675195 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.03% is less than Guideline CLTV of 42.03% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675192 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.03% is less than Guideline LTV of 5.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.35% is less than Guideline CLTV of 61.86% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675192 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.86% is less than Guideline CLTV of 61.86% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.86% is less than Guideline CLTV of 61.86% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675188 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.86% is less than Guideline LTV of 39.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.04% is less than Guideline LTV of 24.39% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675188 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 24.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 24.39% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675186 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 15.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675186 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.99% is less than Guideline LTV of 15.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675183 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.99% is less than Guideline CLTV of 44.16% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675183 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.16% is less than Guideline CLTV of 44.16% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675177 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.16% is less than Guideline LTV of 7.05% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.05% is less than Guideline CLTV of 42.52% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675177 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.52% is less than Guideline CLTV of 42.52% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.52% is less than Guideline CLTV of 42.52% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675176 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.52% is less than Guideline LTV of 13.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 13.32% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675176 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 13.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 13.32% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675171 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 18.71% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675171 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.71% is less than Guideline LTV of 18.71% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675170 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.71% is less than Guideline CLTV of 61.9% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675170 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 61.9% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675165 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 51.83% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.83% is less than Guideline CLTV of 51.83% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675165 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.83% is less than Guideline CLTV of 51.83% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.83% is less than Guideline CLTV of 51.83% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675162 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.83% is less than Guideline LTV of 15.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.42% is less than Guideline LTV of 18.47% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675162 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.47% is less than Guideline LTV of 18.47% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.47% is less than Guideline LTV of 18.47% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675154 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.47% is less than Guideline CLTV of 74.36% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675154 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.36% is less than Guideline CLTV of 74.36% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304675152 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.36% is less than Guideline LTV of 24.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline CLTV of 60.4% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675152 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.4% is less than Guideline CLTV of 60.4% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.4% is less than Guideline CLTV of 60.4% \| Borrower has stable job time - | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675149 | finding-3352 | 04/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.4% is less than Guideline CLTV of 60.4% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675149 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.4% is less than Guideline CLTV of 60.4% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675148 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.4% is less than Guideline LTV of 12.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 16.73% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675148 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.73% is less than Guideline LTV of 16.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.73% is less than Guideline LTV of 16.73% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304675146 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.73% is less than Guideline CLTV of 66.23% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675146 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.23% is less than Guideline CLTV of 66.23% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675139 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.23% is less than Guideline LTV of 9.55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.55% is less than Guideline LTV of 26.95% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675139 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline LTV of 26.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline LTV of 26.95% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675136 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline CLTV of 69.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675136 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.31% is less than Guideline CLTV of 69.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675135 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.31% is less than Guideline LTV of 15.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.1% is less than Guideline LTV of 15.1% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675135 | FCRE1193 | 04/07/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The borrower is a XXX and was qualified with XXX base income and XXX for XXX income. Per the lender's income calculation sheet, they grossed up the XXX income by XXX% The lender and FNMA guidelines did not specify this type of income could be grossed up. Audit used the YTD + prior XXX years average for this income and calculated the XXX to be XXX per month. | Document Uploaded. Per guidelines- XXX aka XXX can be grossed up- If unable to clear provide detailed explanation to why? | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.1% is less than Guideline LTV of 15.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.1% is less than Guideline LTV of 15.1% | Resolved | 04/07/2025 | C A |
| XXX | XXXXX | 304675131 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.1% is less than Guideline CLTV of 61.08% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304675131 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 61.08% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674918 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline LTV of 18.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline LTV of 52.94% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674918 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 52.94% is less than Guideline LTV of 52.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 52.94% is less than Guideline LTV of 52.94% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674915 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 52.94% is less than Guideline CLTV of 59.47% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674915 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.47% is less than Guideline CLTV of 59.47% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674913 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.47% is less than Guideline LTV of 15.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.11% is less than Guideline LTV of 25.24% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674913 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.24% is less than Guideline LTV of 25.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.24% is less than Guideline LTV of 25.24% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674912 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.24% is less than Guideline LTV of 26.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674912 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.32% is less than Guideline LTV of 26.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674910 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML loan with established escrows and met appraisal requirements. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.32% is less than Guideline LTV of 10.18% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674910 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.18% is less than Guideline LTV of 10.18% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674906 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.18% is less than Guideline CLTV of 67.99% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.99% is less than Guideline CCLTV of 67.99% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674906 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.72% is less than Guideline LTV of 18.72% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.72% is less than Guideline CLTV of 18.72% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674905 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.72% is less than Guideline CLTV of 69.49% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674905 | FCRE1146 | 04/04/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title report in the loan file is corrupt and illegible, a legible copy is required. | Document Uploaded. | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.49% is less than Guideline CLTV of 69.49% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/04/2025 | D A |
| XXX | XXXXX | 304674902 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.49% is less than Guideline LTV of 19.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.9% is less than Guideline CLTV of 53.11% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674902 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.11% is less than Guideline CLTV of 53.11% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.11% is less than Guideline CLTV of 53.11% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674900 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and meets closed end second lien requirements. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.11% is less than Guideline LTV of 19.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.63% is less than Guideline CLTV of 73.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674900 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.28% is less than Guideline CLTV of 73.28% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.28% is less than Guideline CLTV of 73.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674899 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.28% is less than Guideline LTV of 15.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.14% is less than Guideline CLTV of 66.87% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674899 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.87% is less than Guideline CLTV of 66.87% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.87% is less than Guideline CLTV of 66.87% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674897 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.87% is less than Guideline LTV of 44.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.39% is less than Guideline CLTV of 56.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674897 | FCRE7496 | 04/07/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for XXX in monthly HOA Dues on subject property, however, the documentation provided is a 'processor cert' explaining the dues which is insufficient to verify monthly obligations. Therefore, an HOA Statement or other supporting documentations from the HOA is required. | Document Uploaded. | Documentation provided is sufficient. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.62% is less than Guideline CLTV of 56.62% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.62% is less than Guideline CLTV of 56.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/07/2025 | D A |
| XXX | XXXXX | 304674893 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.62% is less than Guideline LTV of 17.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.04% is less than Guideline LTV of 11.56% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674893 | FCRE1146 | 04/08/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title report in the loan file is corrupt and illegible, legible copy required. | Document Uploaded. Title Report | Title Document is fully Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.56% is less than Guideline LTV of 11.56% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.56% is less than Guideline LTV of 11.56% | Resolved | 04/08/2025 | D A |
| XXX | XXXXX | 304674888 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and meets closed end second lien requirements. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.56% is less than Guideline CLTV of 70.1% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674888 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report is not legible. | Document Uploaded. clear title report attached | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.1% is less than Guideline CLTV of 70.1% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674882 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.1% is less than Guideline LTV of 10.4% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.4% is less than Guideline LTV of 26.03% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674882 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.03% is less than Guideline LTV of 26.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.03% is less than Guideline LTV of 26.03% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674867 | finding-2838 | 03/26/2025 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | This loan failed the XXX HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report hile the XXX HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.03% is less than Guideline CLTV of 74.58% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674867 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline CLTV of 74.58% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674867 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline CLTV of 74.58% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674866 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline LTV of 22.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.42% is less than Guideline CLTV of 50.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674866 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.44% is less than Guideline CLTV of 50.44% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.44% is less than Guideline CLTV of 50.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674865 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.44% is less than Guideline LTV of 17.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline LTV of 17.43% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674865 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline LTV of 17.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline LTV of 17.43% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674861 | finding-3352 | 04/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline CLTV of 64.18% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674861 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline CLTV of 64.18% | Resolved | 04/02/2025 | A |
| XXX | XXXXX | 304674858 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline LTV of 17.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.3% is less than Guideline CLTV of 69.89% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674858 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 69.89% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 69.89% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674853 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline LTV of 8.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.61% is less than Guideline LTV of 22.52% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674853 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.52% is less than Guideline LTV of 22.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.52% is less than Guideline LTV of 22.52% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674836 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.52% is less than Guideline CLTV of 75.5% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.5% is less than Guideline CCLTV of 75.5% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674836 | FCRE1146 | 03/31/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title document is not legible. | Document Uploaded. clear legible report attached | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.91% is less than Guideline LTV of 5.91% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.91% is less than Guideline CLTV of 5.91% | Resolved | 03/31/2025 | D A |
| XXX | XXXXX | 304674803 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.91% is less than Guideline LTV of 19.79% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674803 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.79% is less than Guideline LTV of 19.79% | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674789 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.79% is less than Guideline LTV of 18.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674789 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.09% is less than Guideline LTV of 18.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674769 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.09% is less than Guideline CLTV of 41.96% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674769 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.96% is less than Guideline CLTV of 41.96% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674766 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.96% is less than Guideline LTV of 7.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.19% is less than Guideline CLTV of 67.83% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674766 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.83% is less than Guideline CLTV of 67.83% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.83% is less than Guideline CLTV of 67.83% \| Borrower has stable job time - \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674744 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.83% is less than Guideline LTV of 19.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.77% is less than Guideline CLTV of 41.58% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674744 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.58% is less than Guideline CLTV of 41.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.58% is less than Guideline CLTV of 41.58% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674743 | finding-3352 | 03/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.58% is less than Guideline LTV of 11.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.28% is less than Guideline LTV of 28.93% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674743 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.93% is less than Guideline LTV of 28.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.93% is less than Guideline LTV of 28.93% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674742 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in ##XXX## some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.93% is less than Guideline CLTV of 62.77% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674742 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.77% is less than Guideline CLTV of 62.77% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674734 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.77% is less than Guideline LTV of 13.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.28% is less than Guideline CLTV of 74.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674734 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.97% is less than Guideline CLTV of 74.97% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.97% is less than Guideline CLTV of 74.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A |
| XXX | XXXXX | 304674731 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.97% is less than Guideline LTV of 36.87% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.87% is less than Guideline CLTV of 41.95% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674731 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.95% is less than Guideline CLTV of 41.95% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.95% is less than Guideline CLTV of 41.95% | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674727 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.95% is less than Guideline LTV of 17.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.52% is less than Guideline LTV of 22.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674727 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.18% is less than Guideline LTV of 22.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.18% is less than Guideline LTV of 22.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674712 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.18% is less than Guideline LTV of 19.86% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674712 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline LTV of 19.86% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674703 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline CLTV of 43.13% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.13% is less than Guideline CCLTV of 43.13% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674703 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.62% is less than Guideline LTV of 22.62% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.62% is less than Guideline CLTV of 22.62% | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674701 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.62% is less than Guideline LTV of 36.53% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674701 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.53% is less than Guideline LTV of 36.53% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/01/2025 | A |
| XXX | XXXXX | 304674695 | FCOM8997 | 03/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.53% is less than Guideline ##UM## \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |
| XXX | XXXXX | 304674695 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated ##UM## is less than Guideline ##UM## \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A |

---

## Exhibit 99.19

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.19**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Seller Loan ID** | **Initial DBRS Property Loan Grade** | **Final DBRS Property Loan Grade** | **Initial Moody's Property Loan Grade** | **Final Moody's Property Loan Grade** | **Initial Fitch Property Loan Grade** | **Final Fitch Property Loan Grade** | **Initial Kroll Property Loan Grade** | **Final Kroll Property Loan Grade** | **Initial S&P Property Loan Grade** | **Final S&P Property Loan Grade** | **Originator QM/ATR Status** | **TPR QM/ATR Status** |
| 304675685 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675684 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675679 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675673 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675662 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675654 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675653 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675647 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675644 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675643 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675635 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675634 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675620 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675607 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675605 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675597 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675596 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675588 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675581 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675579 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675566 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675563 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675562 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675552 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675550 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675544 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675536 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675525 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675524 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675509 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675494 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675490 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675488 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675487 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675485 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675467 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675460 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675455 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675448 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675443 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675440 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675432 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675431 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675426 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675421 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675420 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675412 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675398 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675391 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675387 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675386 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675379 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675373 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675362 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675360 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675359 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675353 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675348 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675347 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675344 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675335 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675331 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675328 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675312 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675307 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675299 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675298 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675283 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675279 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675270 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675268 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675266 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675262 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675245 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675243 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675241 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675240 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675235 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675229 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675223 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675221 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675209 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675208 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675206 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675204 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675202 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675200 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675197 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675189 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675182 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675169 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675163 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675150 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675144 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675130 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675129 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675127 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674917 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674914 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674911 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674908 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674898 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674891 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674889 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674879 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674878 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674875 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674870 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674863 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674850 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674845 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674842 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674841 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674830 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674813 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674807 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674798 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674793 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674785 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674779 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674773 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674768 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674762 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674745 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674737 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674730 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674728 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674714 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675687 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675686 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675683 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675676 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675675 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675669 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675661 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675657 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675641 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675639 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675638 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675637 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675627 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675626 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675624 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675623 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675622 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675621 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675613 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675611 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675603 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675599 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675591 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675587 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675585 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675580 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675570 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675569 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675568 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675567 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675560 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675558 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675557 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675555 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675551 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675547 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675542 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675539 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675538 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675537 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675528 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675521 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675518 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675517 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675513 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675512 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675510 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675503 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675499 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675498 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675496 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675495 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675492 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675491 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675480 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675478 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675470 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675468 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675463 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675445 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675444 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675441 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675428 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675427 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675419 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675418 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675404 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675402 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675401 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675397 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675394 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675392 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675389 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675383 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675382 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675375 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675370 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675367 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675366 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675364 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675356 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675346 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675325 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675322 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675321 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675311 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675304 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675302 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675294 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675292 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675288 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675286 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675285 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675282 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675278 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675277 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675274 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675265 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675254 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675252 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675249 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675248 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675244 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675239 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675234 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675233 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675228 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675226 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675224 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675217 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675207 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675198 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675195 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675192 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675188 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675186 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675183 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675177 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675176 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675171 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675170 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675165 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675162 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675154 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675152 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675149 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675148 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675146 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675139 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675136 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675135 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675131 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674918 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674915 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674913 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674912 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674910 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674906 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674905 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674902 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674900 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674899 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674897 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674893 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674888 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674882 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674867 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674866 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674861 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674858 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674853 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674836 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674789 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674769 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674766 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674744 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674743 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674742 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674734 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674731 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674727 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674712 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674703 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674701 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674695 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |

---

## Exhibit 99.20

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.20**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 304675685 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.06 | 43.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675684 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.13 | 38.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675679 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.62 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675673 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.97 | 40.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675662 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.75 | 68.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675654 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.86 | 54.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675653 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.79 | 60.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675647 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.61 | 52.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675644 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.81 | 76.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675643 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.44 | 54.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675635 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.86 | 76.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675634 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.44 | 78.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675620 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.11 | 58.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675607 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.0 | 64.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675605 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.21 | 53.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675597 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.5 | 35.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675596 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.16 | 74.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675588 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.45 | 43.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675581 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.98 | 58.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675579 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.75 | 45.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675566 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.81 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675563 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.84 | 39.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675562 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.93 | 61.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675552 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.55 | 53.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675550 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.84 | 73.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675544 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.95 | 84.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675536 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.46 | 74.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675525 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.61 | 38.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675524 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.73 | 63.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675509 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.5 | 61.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675507 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.19 | 79.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675494 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.85 | 66.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675490 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.68 | 71.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675488 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.44 | 64.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675487 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.61 | 59.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675485 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.92 | 52.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675467 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.2 | 79.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675460 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.78 | 74.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675455 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.39 | 74.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675448 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.83 | 59.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675443 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.69 | 53.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675440 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.11 | 62.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675432 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.32 | 31.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675431 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.75 | 49.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675426 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.34 | 74.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675421 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.83 | 59.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675420 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.82 | 44.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675412 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.83 | 63.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675398 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.35 | 69.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675391 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.46 | 72.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675387 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.19 | 70.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675386 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.14 | 61.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675379 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.0 | 78.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675373 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.9 | 60.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675362 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.23 | 68.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675360 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.89 | 72.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675359 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 55.97 | 71.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675353 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.31 | 72.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675348 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.62 | 63.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675347 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.57 | 72.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675344 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.72 | 53.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675335 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.9 | 66.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675331 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.7 | 66.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675328 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.22 | 64.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675312 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.93 | 72.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675307 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.17 | 63.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675299 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.31 | 70.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675298 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.61 | 61.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675283 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.66 | 77.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675279 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 40.1 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675270 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.49 | 50.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675268 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.41 | 75.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675266 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.97 | 59.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675262 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.07 | 59.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675245 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.9 | 59.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675243 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.6 | 31.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675241 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.69 | 70.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675240 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.42 | 68.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675235 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.01 | 36.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675229 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.89 | 57.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675223 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.32 | 74.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675221 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.03 | 68.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675209 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.27 | 69.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675208 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.8 | 47.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675206 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.66 | 37.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675204 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.68 | 66.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675202 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.31 | 36.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675200 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.46 | 72.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675197 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.42 | 78.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675189 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.24 | 58.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675182 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.3 | 66.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675169 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.36 | 67.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675163 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.26 | 66.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675150 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.79 | 53.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675144 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.86 | 63.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675130 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.45 | 47.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675129 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.07 | 61.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675127 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.2 | 42.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674917 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.5 | 69.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674914 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.0 | 50.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674911 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.81 | 72.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674908 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.86 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674898 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.67 | 74.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674891 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.87 | 61.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674889 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.71 | 54.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674879 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.79 | 58.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674878 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.22 | 67.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674875 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.5 | 69.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674870 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.43 | 66.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674863 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.73 | 55.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674850 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.54 | 51.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674845 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.62 | 47.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674842 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.42 | 54.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674841 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.59 | 53.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674830 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.29 | 77.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674813 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.62 | 25.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674807 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.6 | 73.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674798 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.85 | 59.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674793 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.0 | 76.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674785 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.44 | 63.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674779 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.75 | 37.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674773 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.97 | 75.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674768 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.73 | 55.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674762 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.28 | 68.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674760 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.01 | 69.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674745 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.36 | 45.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674737 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.52 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674730 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.69 | 53.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674728 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.11 | 68.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674714 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.25 | 57.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675687 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.53 | 73.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675686 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.79 | 35.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675683 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.31 | 84.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675676 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.22 | 74.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675675 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.31 | 64.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675669 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.5 | 79.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675661 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.85 | 70.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675660 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.22 | 74.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675657 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.1 | 53.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675641 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.95 | 53.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675639 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.51 | 51.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675638 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.72 | 73.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675637 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.74 | 74.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675627 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.88 | 59.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675626 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.31 | 68.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675624 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.28 | 78.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675623 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.58 | 53.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675622 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.85 | 65.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675621 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.85 | 47.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675613 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.35 | 77.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675611 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.82 | 88.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675603 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.25 | 56.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675599 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.51 | 73.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675591 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.62 | 83.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675587 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.93 | 69.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675585 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.62 | 59.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675580 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.96 | 46.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675570 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.08 | 51.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675569 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.19 | 77.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675568 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.69 | 58.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675567 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.74 | 62.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675560 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.23 | 43.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675558 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.77 | 76.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675557 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.37 | 81.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675555 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.34 | 73.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675551 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.48 | 45.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675547 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 49.62 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675542 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.66 | 78.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675539 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.37 | 77.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675538 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.36 | 62.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675537 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.24 | 53.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675534 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.75 | 77.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675528 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.65 | 66.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675521 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.97 | 77.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675518 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.45 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675517 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.3 | 59.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675513 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.0 | 79.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675512 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.9 | 67.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675510 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.46 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675505 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.53 | 74.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675503 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.66 | 58.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675499 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.35 | 89.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675498 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.26 | 82.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675496 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.65 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675495 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.48 | 79.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675492 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.3 | 50.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675491 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.76 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675480 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.18 | 59.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675478 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.64 | 89.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675470 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.92 | 57.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675468 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.15 | 26.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675463 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.64 | 25.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675445 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.35 | 84.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675444 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.25 | 47.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675441 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.38 | 47.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675428 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.54 | 30.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675427 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.2 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675419 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.61 | 58.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675418 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.56 | 33.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675405 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 47.25 | 89.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675404 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.06 | 57.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675402 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.17 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675401 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.1 | 49.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675397 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.98 | 74.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675394 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.34 | 68.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675392 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.45 | 68.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675389 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.41 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675383 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.44 | 59.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675382 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.96 | 80.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675375 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.25 | 61.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675370 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.74 | 67.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675367 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.46 | 66.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675366 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.41 | 32.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675364 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.39 | 86.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675356 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.01 | 78.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675346 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.01 | 79.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675325 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.34 | 54.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675322 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 47.37 | 78.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675321 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.19 | 58.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675311 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.45 | 50.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675304 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.84 | 58.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675302 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.17 | 54.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675294 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.68 | 30.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675292 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.58 | 73.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675288 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.4 | 65.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675286 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.25 | 84.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675285 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.96 | 51.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675282 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.7 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675278 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.06 | 65.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675277 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.6 | 84.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675274 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.49 | 70.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675265 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.67 | 84.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675254 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.32 | 69.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675252 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.9 | 58.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675249 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.22 | 84.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675248 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.15 | 70.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675244 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.38 | 53.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675239 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.96 | 71.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675234 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.2 | 84.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675233 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.2 | 68.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675228 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.92 | 31.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675226 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.96 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675224 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.33 | 82.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675217 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.28 | 74.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675207 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.76 | 68.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675198 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.3 | 74.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675195 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.59 | 79.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675192 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.35 | 42.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675188 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 39.04 | 61.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675186 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.39 | 87.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675183 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.99 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675177 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.05 | 44.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675176 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.96 | 42.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675171 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.32 | 88.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675170 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.71 | 63.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675165 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.85 | 61.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675162 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.42 | 51.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675154 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.47 | 74.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675152 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.77 | 74.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675149 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.59 | 89.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675148 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.03 | 60.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675146 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.73 | 80.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675139 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.55 | 66.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675136 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.95 | 82.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675135 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.53 | 69.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304675131 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.1 | 77.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674918 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.34 | 61.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674915 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 52.94 | 84.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674913 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.11 | 59.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674912 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.24 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674910 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.32 | 84.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674906 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.18 | 67.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674905 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.72 | 69.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674902 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.9 | 69.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674900 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.63 | 53.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674899 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.14 | 73.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674897 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.39 | 66.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674893 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.04 | 56.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674888 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.56 | 82.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674882 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.4 | 70.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674867 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.03 | 84.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674866 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.42 | 74.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674865 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.24 | 50.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674861 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.43 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674858 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.3 | 64.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674853 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.61 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674836 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.52 | 75.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674803 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.91 | 82.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674789 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.79 | 67.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674769 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.09 | 79.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674766 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.19 | 41.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674744 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.77 | 67.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674743 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.28 | 41.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674742 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.93 | 84.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674734 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.28 | 62.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674731 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.87 | 74.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674727 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.52 | 41.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674712 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.18 | 84.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674703 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.86 | 43.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674701 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.62 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304674695 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.53 | 83.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.21

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.21**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third party due diligence provider, performed the review described below on closed-end second lien mortgage loans acquired by JPMorgan Chase Bank, National Association. The review included a total of 727 newly originated residential mortgage loans, in connection with the securitization identified as JPMMT 2026-CES2_non-sampled (the "Securitization"). The Review was conducted from March 2024 through December 2025 on closed-end second lien mortgage loans originated between February 2024 and December 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets

● Validate borrower(s) monthly gross income

● Validate funds required to close, required reserves

● Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 Status

● Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment

● Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans

● Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage
 Related Obligations: PITI, HOA, PMI, etc.

● Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations

● Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 and/or Residual Income

● Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

● Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History

● Review credit report for credit history and required credit depth including any / all inquiries

● Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties
 most recent twelve (12) month sales history

e. Confirm sufficient evidence in loan file, by reviewing the underwriter's
 decision to approve the loan based upon the borrows income, debt, and credit history, to support borrower's willingness and
 ability to repay the debt

f. Confirm that Final 1003 is sufficiently completed

g. Provide Audit 1008 with accurate data based on file documentation

h. Confirm Loan Approval conditions were met

i. Review condominium questionnaire to verify all information is
 complete, prepared by an authorized representative, and address any red flags that may deem condominium project ineligible

j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing
 Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing
 for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction with a loan amount greater than or equal to the
 applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5%
 for a first-lien covered transaction with a loan amount greater than or equal to the
 applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5%
 for a first-lien covered transaction with a loan amount less than the applicable dollar
 amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for
 a subordinate-lien covered transaction with a loan amount greater than or equal to the
 applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a subordinate-lien covered transaction with a loan amount less than the applicable
 dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction secured by a manufactured home with a loan amount
 equal to or greater than the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a covered transaction secured by a manufactured home with a loan amount less than
 applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider
 Income and Assets:

○ Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

○ The consumer's debt obligations, alimony, child support; and

○ The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification
 of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification
 in compliance with one of the "safe harbor" guidelines will meet the QM verification
 requirement. A creditor is allowed to "mix and match" provisions of the different
 guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters
 B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections
 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June
 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections
 II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing
 Policy Handbook, issued October 24, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter
 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February
 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter
 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct
 Single Family Housing Program, revised March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters
 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family
 Guaranteed Loan Program, revised March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test
 Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test
 Closing Disclosure(s) for accuracy and completeness as well as timing requirements as
 required by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the
 application date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home
 Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and originating firm's license status was active and
 properly disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information is complete, accurate,
 and consistent with other documents; Confirm collateral documents have been recorded
 or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the seven hundred twenty-seven (727) mortgage loans reviewed, two hundred fifty-six (256) unique mortgage loans (35.21% by loan count) had a total of three hundred twenty-three (323) discrepancies across twenty-three (23) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Total Monthly Property Insurance Amount | &nbsp;&nbsp;80 | &nbsp;&nbsp;24.77% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;56 | &nbsp;&nbsp;17.34% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;50 | &nbsp;&nbsp;15.48% |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;35 | &nbsp;&nbsp;10.84% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;32 | &nbsp;&nbsp;9.91% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;13 | &nbsp;&nbsp;4.02% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;12 | &nbsp;&nbsp;3.72% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;9 | &nbsp;&nbsp;2.79% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.55% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.24% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**323** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |  |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;720 | &nbsp;&nbsp;$78234498.00 | &nbsp;&nbsp;99.04% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;$564200.00 | &nbsp;&nbsp;0.96% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;727 | &nbsp;&nbsp;$78798698.00 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;722 | &nbsp;&nbsp;99.31% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.69% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;727 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;725 | &nbsp;&nbsp;99.72% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.28% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;727 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Results: (As applicable, 727 loans within population did not receive a Property Review)** | &nbsp;&nbsp;**Valuation Results: (As applicable, 727 loans within population did not receive a Property Review)** | &nbsp;&nbsp;**Valuation Results: (As applicable, 727 loans within population did not receive a Property Review)** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;% by Loan Count |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;567 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification of Borrower Liabilities Missing or Incomplete | &nbsp;&nbsp;11 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Borrower 1 Photo Identification not provided | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Borrower Non XXX Citizen Identification Document Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing Trust Agreement | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Borrower 2 Photo Identification not provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;The Initial 1003 is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 1 Lease Agreements Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 1 Award Letter Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income/Employment General | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Note is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 YTD Profit & Loss Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing legal documents for senior or subordinate lien | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;2 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;File does not contain all required valuation documents | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purchase Contract does not Match Final CD | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income 5 Months Income Verified is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;FEMA Post Disaster Inspection Report not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Executed 4506-T Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Updated Credit Report Supplement | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Verification of Mortgage | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 IRS Transcripts Do Not Match Income Docs | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Satisfactory Chain of Title not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 YTD Profit & Loss Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 residency documentation not provided or issue with documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Credit Report Supplement | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Other Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;XXX Family Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Potential XXX/Current Address Issues identified in the file | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing final HUD-XXX from sale of non-subject property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 WVOE Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Missing Divorce Decree | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing evidence tax return extension was filed. | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***782*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;XXX Approval Missing | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;HOA Questionnaire is Incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***7*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;395 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Missing | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Safe Harbor Threshold | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;NC Rate Spread Home Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CA Per Diem Interest Amount Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;SC HCCHLA High Cost Home Loan Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;SC HCCHLA High Cost Home Loan DTI Presumption Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: Missing Closing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage APR Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Non-Borrower Title Holder Did Not Receive Right of Rescission Form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CA AB 260 Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;OK HOEPA Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***442*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;CA AB XXX/XXX Covered Loan Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;IL XXX County Threshold Loan Points and Fees Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;IL XXX Threshold Loan Points and Fees Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***1*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| **Final Loan Grade** | **Final Loan Grade** |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| **Credit Event Grades** | **Credit Event Grades** |
| A | The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| **Compliance Event Grades** | **Compliance Event Grades** |
| A | The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| B | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| C | The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| A | The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| B | The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| C | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| D | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.22

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.22**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 304869230 | XXXXX |  | Borrower 1 Citizen | XXX | XXX | Per Final 1003. |
| 304898846 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Cash out other |
| 304697424 | XXXXX |  | Qualifying CLTV | XXX | XXX | rounding difference; verified to XXX |
| 304697203 | XXXXX |  | Qualifying CLTV | XXX | XXX | Senior lien balance XXX +$XXX=$XXX/$XXX=XXX% |
| 304734031 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304734031 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated using evidence of Insurance documents in file |
| 304858217 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTV is correct per 1st and 2nd lien balance divided by AVM time XXX |
| 304858172 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTV XXX tape= LTV |
| 304858169 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | Per AVM provided |
| 304858169 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated 1st mortgage loan balance |
| 304858120 | XXXXX |  | Qualifying CLTV | XXX | XXX | 1st loan balance and 2nd mortgage XXX |
| 304858064 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304858053 | XXXXX |  | Qualifying CLTV | XXX | XXX | Verified by the avm and note |
| 304858053 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304857962 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated to include 1st lien UPB |
| 304857962 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Updated income |
| 304857944 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304857927 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304857892 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304857810 | XXXXX |  | Qualifying CLTV | XXX | XXX | Confirmed XXX of first mortgage and new CES is accurate. |
| 304857757 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304857726 | XXXXX |  | Qualifying CLTV | XXX | XXX | Per 1st mortgage balance and 2nd mortgage |
| 304857726 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Post Closing Assets |
| 304857666 | XXXXX |  | Qualifying CLTV | XXX | XXX | 1st & 2nd XXX |
| 304857582 | XXXXX |  | Qualifying CLTV | XXX | XXX | Tape value is LTV |
| 304857513 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | per AVM |
| 304857513 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTV is 41.26%, per audit review |
| 304857513 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX% per audit review |
| 304857513 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Insurance is XXX per hazard insurance |
| 304857505 | XXXXX |  | Qualifying CLTV | XXX | XXX | 1st and 20nd XXX and Appraise Value |
| 304857485 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTV is 46.58%, per audit review |
| 304889378 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Consumer currently owns subject property therefore does not qualify for 1st time homebuyer. |
| 304889378 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor DTI includes primary housing expense from mortgage Statement as the P&I as not to double hit the consumer. The Final 1003 primary housing figure includes the full PITI and then also has the breakdown of the taxes and insurance. It appears the consumer was double hit. |
| 304848632 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Confirmed B1 in current residence XXX years with prior mtg history as per CR dated XX/XX/XXXX is not a FTHB |
| 304874852 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI & Flood Insurance. |
| 304868781 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Updated as per Final 1003 |
| 304868139 | XXXXX |  | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower is a Wage Earner and Self-Employed |
| 304834713 | XXXXX |  | Borrower 1 Self-Employment Flag | XXX | XXX | Confirmed B1 is not SE as per wage earner documentation provided, previous employment was SE as per the XXX/XXX 1120s |
| 304834713 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304889370 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | verified the 1003, appraisal and all document to support this is not a fthb |
| 304889370 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | this property has hazard and flood and validated total is XXX |
| 304873535 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Based on the loan docs B1 is not a first time home buyer |
| 304854843 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Updated as per Assets |
| 304898312 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Updated per Final 1003. Refinance Transaction. |
| 304829038 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrower is not a FTHB |
| 304896239 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | updated as Per 1003 Document |
| 304879074 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Updated as Per 1003. |
| 304869488 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrowers are not FTHB |
| 304828388 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304843808 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed on the updated hazard insurance policy. Tape data is from the expiring Statement. |
| 304895521 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Per Final 1003. |
| 304856103 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Confirmed B1 has has previous mortgage history, as well as in current residence XXX years is not considered a FTHB |
| 304856103 | XXXXX |  | Qualifying CLTV | XXX | XXX | Confirmed the CLTV at XXX% as per the exterior review property value |
| 304856103 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Confirmed the Int. Rate of XXX% as per the Note, the Lock Confirms at XXX% dated XX/XX/XXXX with a COC dated XX/XX/XXXX updated the int rate to XXX% |
| 304856103 | XXXXX |  | Qualifying LTV | XXX | XXX | Confirmed the LTV at XXX% as per the exterior review property value |
| 304856103 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI of XXX% is higher than Lender at XXX% due to the monthly tax is less at XXX vs XXX the 1st mortgage amount of XXX PI, vs XXX and the total liabilities increased due to auto payment of XXX with XXX was not included, increased to XXX vs XXX |
| 304868264 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Due to Sch C negative income |
| 304833633 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Per liabilities. |
| 304897182 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304879083 | XXXXX |  | Borrower 1 First Name | XXX | XXX | Per note |
| 304879083 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | XXX% interest rate, per note |
| 304902289 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrower 1 FTHB confirmed by Final 1003. |
| 304869993 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | cash out not fthb |
| 304993690 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304893751 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Cash out, not a FTHB |
| 304856858 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Cash out, not a FTHB |
| 304823444 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304869475 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | cash out |
| 304874548 | XXXXX |  | Borrower 2 Self-Employment Flag | XXX | XXX | Updated B2 S/E status per Tax Returns |
| 304874548 | XXXXX |  | Number of Units | XXX | XXX | Per AVM / appraisal |
| 304874548 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets not required |
| 304874510 | XXXXX |  | Borrower 2 Citizen | XXX | XXX | Per Final 1003. |
| 304841682 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Updated FTHB status Per 1003 |
| 304847880 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | B1 FTHB confirmed with Final 1003. |
| 304865180 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Per Final 1003. |
| 304889317 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrower is not a first time home buyer as this is a CES |
| 304896988 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Consumer owns current home and is adding a 2nd, disqualifying the loan from 1st time homebuyer |
| 304839608 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Cash out not a fthb |
| 304892064 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | property insurance is XXX |
| 304841695 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrower is not a FTHB |
| 304871616 | XXXXX |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Per Note |
| 304896776 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | cash out other no fthb |
| 304893776 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per Flood Insurance. |
| 304852028 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304852028 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per policy in file, missing 2nd lien holder |
| 304852028 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets not required |
| 304872517 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | Appraisal in file |
| 304872517 | XXXXX |  | Property County | XXX | XXX | Per Deed. |
| 304872517 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Missing both new purchases and 1007s to calculate correct neg or positive income |
| 304308613 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTV after audit |
| 304309855 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | The income used by the Lender was higher than the income calculated in Audit. |
| 304330244 | XXXXX |  | Property Address | XXX | XXX | Per note |
| 304330244 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audited |
| 304636756 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304636756 | XXXXX |  | Qualifying LTV | XXX | XXX | Audit value calculated as subject XXX/value |
| 304679620 | XXXXX |  | Property County | XXX | XXX | Per Deed. |
| 304679620 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304702643 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | HOI in file |
| 304702629 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Final CD. |
| 304728701 | XXXXX |  | Occupancy | XXX | XXX | Per 1003 & documents |
| 304721776 | XXXXX |  | Number of Units | XXX | XXX | Per AVM / appraisal |
| 304759851 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per hazard insurance |
| 304732985 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304733007 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304765370 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | Per AVM. |
| 304765370 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Per liabilities. |
| 304748530 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated 1st mortgage loan balance |
| 304840449 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance due to escrow verifications |
| 304758665 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | assets minus the cash to closed from CD |
| 304764334 | XXXXX |  | Qualifying CLTV | XXX | XXX | Confirmed the CLTV of 31.99% as per the AVM property value and the 1st financing is less at XXX vs XXX as per the XXX |
| 304766811 | XXXXX |  | Qualifying CLTV | XXX | XXX | Confirmed qualifying CLTV of 63.8% w/provided doc's however lender's XXX/AUS approval has XXX% |
| 304848977 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets presented for XXX account, tape= total, audit data after taken mo balance. all verified |
| 304777300 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304852066 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard policy |
| 304814719 | XXXXX |  | Borrower 1 Self-Employment Flag | XXX | XXX | per documentation provided |
| 304817764 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304816029 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets are not required |
| 304847845 | XXXXX |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Executed Note |
| 304817628 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304822732 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard policy |
| 304818345 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note |
| 304818548 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated hazard insurance premium per the final Hazard Policy. |
| 304843000 | XXXXX |  | Borrower 1 Citizen | XXX | XXX | Confirmed on 1003, Perm resident marked. |
| 304821108 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304842930 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Additional property insurance not included on tape |
| 304825282 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per Policy in file |
| 304878864 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304824156 | XXXXX |  | Property County | XXX | XXX | Deed. |
| 304829033 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard Policy |
| 304826863 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used escrow amounts for property tax and HOI per mortgage Statement |
| 304827029 | XXXXX |  | Borrower 1 First Name | XXX | XXX | Confirmed B1 first name is initial only R. as per the Note |
| 304827029 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed the monthly HOI payment of $XXX as opposed to XXX as per the HOI dec page |
| 304827025 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated 1st mortgage loan balance |
| 304827025 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audited Escrows |
| 304827042 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Interest rate is XX/XX/XXXX |
| 304827760 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | NOTE rate at closing and CD all docs showing correct rate XXX% DU, XXX and some other locks showed at XXX closed at XXX% |
| 304828332 | XXXXX |  | Borrower 2 Citizen | XXX | XXX | Borrowers are non-XXXs |
| 304844289 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed HOI XXX on policy documents, matches XXX in file. |
| 304868223 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Borrower is not a FTHB, pr Final 1003 |
| 304840176 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304839083 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated property insurance per mortgage Statement |
| 304867852 | XXXXX |  | Qualifying CLTV | XXX | XXX | CLTB is XXX% per audit review |
| 304867852 | XXXXX |  | Qualifying LTV | XXX | XXX | LTV is 31.69% per audit review |
| 304867852 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit data correct, per XXX and AUS |
| 304862160 | XXXXX |  | Qualifying CLTV | XXX | XXX | Use senior lien balance |
| 304843727 | XXXXX |  | Occupancy | XXX | XXX | Audit, loan file is XXX |
| 304840229 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated property insurance premium per Hazard Policy |
| 304843820 | XXXXX |  | Property State | XXX | XXX | Per Note |
| 304877912 | XXXXX |  | Qualifying CLTV | XXX | XXX | XXX% CLTV pe audit review |
| 304844528 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Audit Data reflects the monthly homeowner's insurance, which was verified and confirmed using the policy dated XX/XX/XXXX. |
| 304844736 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304846377 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated premium from existing hazard policy |
| 304846439 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Updated asset balance per Assets Statement |
| 304848614 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304846294 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Updated property taxes per tax certificate |
| 304867932 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Based on the loan docs the property insurance is XXX |
| 304847843 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Total Monthly Insurance Payment confirmed with Insurance Dec Page. |
| 304848164 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304848267 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated property insurance per Hazard policy |
| 304848579 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI policy in file |
| 304849028 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note |
| 304856446 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | Updated Appraised Value per AVM |
| 304856446 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated 1st lien UPB per credit report |
| 304856446 | XXXXX |  | Qualifying LTV | XXX | XXX | Audit value calculated as subject XXX/value |
| 304849025 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard Policy |
| 304852776 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304849297 | XXXXX |  | Qualifying CLTV | XXX | XXX | Based on XXX + XXX = $XXX/$XXX = XXX% |
| 304849297 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note |
| 304849297 | XXXXX |  | Qualifying LTV | XXX | XXX | Based on $XXX/$XXX = XXX% |
| 304849297 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used XXX for escrow amounts and Audit used XXX per HOI policy and property tax cert in file. |
| 304850813 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed the HOI payment of XXX as opposed to the Lender HOI payment of XXX as per the Insurance Dec page |
| 304852325 | XXXXX |  | Qualifying CLTV | XXX | XXX | Confirmed the CLTV of 59.72% and XXX% as possible rounding issue |
| 304855077 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304859432 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304865188 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Updated monthly housing expenses |
| 304869346 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304862157 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated as per XXX |
| 304862163 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Updated property taxes per tax certificate |
| 304862353 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets not required |
| 304867837 | XXXXX |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Appears typo, note States XXX |
| 304867837 | XXXXX |  | Qualifying CLTV | XXX | XXX | Lowest first lien balance used in calculation |
| 304868789 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed the master insurance policy as missing with a monthly premium of XXX HOI premium of XXX for a total of XXX monthly |
| 304868094 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Updated asset balance per Assets Statement |
| 304874001 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Verified by the income and debt |
| 304869499 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | XXX per hazard insurance document |
| 304871962 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | per HOI policy and added escrow difference as showed under approval |
| 304872126 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304872126 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated information |
| 304872125 | XXXXX |  | Borrower 2 Self-Employment Flag | XXX | XXX | B2 is self employed per income docs. |
| 304868785 | XXXXX |  | Qualifying LTV | XXX | XXX | Audit value calculated as subject XXX/value |
| 304868785 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304870498 | XXXXX |  | Property Address | XXX | XXX | Per Note |
| 304870492 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per policy in file |
| 304870485 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Note in file and lock information, seems that it was a change at last terms |
| 304870481 | XXXXX |  | Property City | XXX | XXX | Per Note |
| 304870481 | XXXXX |  | Property State | XXX | XXX | per Note |
| 304870479 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit data matches final XXX |
| 304870476 | XXXXX |  | Qualifying CLTV | XXX | XXX | Updated 1st mortgage loan balance |
| 304884374 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Based on the loan docs the property insurance is XXX |
| 304872505 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is lower XXX% due to what appears to be the lender taking the property tax amount and using the amount as XXX times the annual ($XXX x XXX). This annual amount of XXX is shown on the title work, county Statement, as well as the quarterly amount assessed on the mortgage Statement (see county report & Statement for specific quarterly amounts), but will be using the more conservative and correctly documented amount to qualify which is causing the DTI to be much lower. |
| 304873888 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Updated property taxes per tax certificate |
| 304873839 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304873838 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Title indicates XXX monthly for taxes, however UW included XXX for taxes. Auditor reviewed mortgage Statement and an overage/shortage was not evident to support XXX per month. Credit report indicates a total of XXX after payoffs. |
| 304874725 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Rounding |
| 304874394 | XXXXX |  | Qualifying CLTV | XXX | XXX | Rounding difference. |
| 304874394 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note. |
| 304876075 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note. |
| 304874378 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Per Liabilities. (P&I payment) |
| 304874496 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard Premium confirmed using Final 1003 and Final CD. |
| 304874495 | XXXXX |  | Loan Amount | $XXX | $XXX | Per Note. |
| 304875942 | XXXXX |  | Qualifying CLTV | XXX | XXX | Lowest first lien balance used in calculation |
| 304876085 | XXXXX |  | Borrower 2 Self-Employment Flag | XXX | XXX | Co-Borrower is self-employed per documentation in file |
| 304876085 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed with property insurance premium $XXX/XXX = XXX |
| 304875218 | XXXXX |  | Qualifying CLTV | XXX | XXX | Lender rounded up to XXX% actual is XXX% |
| 304875218 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Annual premium is $XXX/XXX=$XXX |
| 304875981 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI policy, used as escrow difference to match approvals |
| 304877903 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is out by XXX% due to the lender doubling the property tax amount and there is a XXX CC added into debt when they card shows paid and closed on the CR. |
| 304894292 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Based on the loan docs the property insurance is XXX |
| 304876065 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304888274 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance XXX vs Tape Data: XXX% is due to PITIA calculation of : XXX = Subject Lien: XXX + taxes: XXX + Hazard Insurance: XXX + HOA: XXX + Sr. Lien: XXX and Tape data PITIA Calculation does not include taxes and hazard insurance. |
| 304892904 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304892904 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Due to taxes/Insurances update |
| 304877976 | XXXXX |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Per Note. |
| 304888272 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304893496 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | lender used XXX for SSI income. Award letter shows $XXX. Bank stmt shows net amount. Wages are XXX and pension is XXX however the total income is |
| 304904601 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Lender XXX includes FHA MIP and additional escrow being collected on 1st mortgage. |
| 304852775 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | As per XXX Document Updated |
| 304892901 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | confirmed with Hazard Insurance $XXX/XXX = XXX |
| 304893458 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | the true Dti is XXX |
| 304893458 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | verified it is XXX |
| 304893457 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated hazard insurance per hazard policy. |
| 304893536 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | AVM supports value of XXX |
| 304893536 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Review DTI |
| 304897594 | XXXXX |  | Qualifying CLTV | XXX | XXX | Current Mortgage balance per Statement/Value |
| 304894596 | XXXXX |  | Qualifying CLTV | XXX | XXX | The loan file contains an updated 1st Mortgage Statement Balance of XXX compared to XXX at time of origination for the LTV/CLTV Calculations causing the difference. Still Under Lender Guidelines |
| 304904264 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX% per audit review |
| 304894662 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304894726 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated as per the Hazard Document |
| 304896689 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | The AVM in file verifies Value of XXX |
| 304896689 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Per Note |
| 304896689 | XXXXX |  | Qualifying LTV | XXX | XXX | The Correct balances on the 1st Mortgage of XXX and 2nd Per note XXX for total of $XXX/$XXX (AVM) = XXX CLTV and Subject LTV $XXX/$XXX = XXX%. |
| 304896689 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | The Difference is the DTI is due to correct total Income of XXX Debts $XXX/$XXX = XXX% |
| 304896994 | XXXXX |  | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower is self-employed per documentation in file |
| 304902286 | XXXXX |  | Qualifying CLTV | XXX | XXX | XXX determined by XXX, Balance of 1st Mortgage and Appraised Value. |
| 304898852 | XXXXX |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Updated as per Note Document |
| 304898852 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated as per Hazard Document |
| 304438671 | XXXXX |  | Qualifying LTV | XXX | XXX | 2nd mortgage XXX |
| 304438671 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard Policy |
| 304639730 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets as documented in the loan file. |
| 304671573 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304874377 | XXXXX |  | Qualifying CLTV | XXX | XXX | Rounding difference. |
| 304874377 | XXXXX |  | Qualifying LTV | XXX | XXX | Audit value calculated as subject XXX/value |
| 304874377 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| 304874377 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets in file. |
| 304839585 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Included cash from refinance |
| 304776840 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | per Haz ins doc |
| 304833207 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | per Appraisal |
| 304833207 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | not required |
| 304768224 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets in file. |
| 304780120 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI |
| 304776875 | XXXXX |  | Borrower 1 Self-Employment Flag | XXX | XXX | per Final 1003 |
| 304816949 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Verified by the URLA |
| 304811864 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets Provided |
| 304816454 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Qualifying Total DTI determined by Primary Housing PITIA, Total All Monthly Debts and Total Income. Difference due to Lender not including Taxes and Insurance and P&I of Subject Loan. |
| 304813299 | XXXXX |  | Qualifying Interest Rate | XXX | XXX | Verified by the note |
| 304816413 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified by the HOI |
| 304816817 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Current Transaction is a Refinance |
| 304816817 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Funds after XXX-day account balance deducted |
| 304852564 | XXXXX |  | Property County | XXX | XXX | Per Deed. |
| 304823391 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Updated property insurance per the Hazard policy |
| 304825075 | XXXXX |  | Borrower 1 Citizen | XXX | XXX | Per Final 1003. |
| 304851976 | XXXXX |  | Borrower 1 SSN | XXX | XXX | verified credit, 1003 |
| 304851976 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Due to 2nd home mortgage added to credit cards inStated as a cash flow - still within guideline |
| 304833232 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Confirmed on the Final 1003 and credit report. |
| 304862306 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | tape= Note amount, Property Insurance in file and taken updated premium, no breakdown from lender, using policy in file. |
| 304847848 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | UW Audit: Auditor DTI is Higher than lender due lender omitted debt services, Taxes, Insurance & HOA, Audited Loan DTI is at XXX% from Lenders XXX% Still meet lender approval parameters |
| 304876070 | XXXXX |  | Qualifying LTV | XXX | XXX | XX/XX/XXXX represents new 2nd lien |
| 304876070 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed per income assets that align with final XXX however AUS run indicates a DTI of XXX |
| 304856533 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance due to income used for b2 is XXX = Bi-weekly pay: XXX x XXX vs Lender income of XXX using hourly of XXX x XXX x XX/XX/XXXX + Subject PITI XXX = (Subject P&I: XXX + Taxes: XXX + Insurance: XXX + Sr Lien: $XXX) vs Tape Data: XXX = (Subject P&I: XXX + Taxes XXX + Insurance: XXX + Sr Lien: $XXX) |
| 304856533 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed with Hazard insurance in file page XXX for $XXX/XXX = XXX |
| 304856465 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | assets total vs Assets minus the XXX account balance XXX |
| 304868817 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | Updated per the 1003 |
| 304874124 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets.(XXX day open) |
| 304893442 | XXXXX |  | Qualifying CLTV | XXX | XXX | The income calculated is not the income entered on XXX that's why DTI is off |
| 304874801 | XXXXX |  | Borrower 1 FTHB | XXX | XXX | per Final 1003 B1 is not a FTHB |
| 304874917 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with closing disclosure and Credit Report: Cash to close: XXX + XXX card balance paid monthly: XXX = $XXX. Asset balance XXX - XXX = XXX |
| 304893507 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Asset Documentation provided |
| 304893449 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per asset Statements |
| 304839641 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Confirmed. No assets documented in the loan file. |
| 304892940 | XXXXX |  | Primary Appraised Property Value | $XXX | $XXX | Per AVM |
| 304892940 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304242635 | XXXXX |  | Number of Units | XXX | XXX | Per AVM / appraisal |
| 304242635 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets in file. |
| 304337194 | XXXXX |  | Qualifying CLTV | XXX | XXX | Final Loan Approval reflects CLTV of 32.586%; audit used updated senior lien balance |
| 304337194 | XXXXX |  | Qualifying LTV | XXX | XXX | Final Loan Approval reflects LTV of 12.712%; rounding |
| 304337194 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | per CD |
| 304777353 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Property insurance is correct as per hazard insurance policy provided.. |
| 304779525 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance due to escrow and rental income verifications. |
| 304873941 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Assets are XXX per bank Statements in file. |
| 304768007 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Verified HOI premium $XXX/XXX=$XXX on pg. XXX |
| 304768007 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | No asses required, borrower is receiving cash back. |
| 304777294 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets |
| 304825401 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Confirmed with most recent HOI documentation. $XXX/yr |
| 304825401 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Confirmed. No asset documentation provided in the loan file. |
| 304874753 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | As per HOI. |
| 304351243 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Hazard & Flood |
| 304470201 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI |
| 304492183 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Audited. |
| 304821103 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI |
| 304865384 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Updated assets. No assets required. |
| 304822990 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Per Assets. |
| 304874133 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | as approval |
| 304867557 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | HOI and Flood |
| 304856534 | XXXXX |  | Qualifying CLTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304848399 | XXXXX |  | Qualifying CLTV | XXX | XXX | Per Mortgage Statement mortgage balance/value |
| 304848399 | XXXXX |  | Qualifying LTV | XXX | XXX | LTV per LOCK and AUS |
| 304848399 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Difference due to Mortgage Insurance, + PI difference 1st lien Arm Loan |
| 304858923 | XXXXX |  | Qualifying LTV | XXX | XXX | Audit value calculated as subject XXX + verified senior lien balance/value |
| 304816533 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | Verified by the bank Statement |
| 304872614 | XXXXX |  | Total Monthly Property Insurance Amount | $XXX | $XXX | Per HOI. |
| 304872025 | XXXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | DTi is XXX% per audit review |
| 304872025 | XXXXX |  | Total Qualified Assets Post-Close | XXX | XXX | XXX in assets, per audit review |
| 304765580 | XXXXX |  | Qualifying CLTV | XXX | XXX | Mortgage balance/Value |

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## Exhibit 99.23

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.23**

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| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Name** | **Seller Loan ID** | **Customer Loan ID** | **Exception ID** | **Exception ID Date** | **Exception Category** | **Exception Subcategory** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Compensating Factors** | **Exception Status** | **Cleared Date** | **Exception Approved Pre Origination** |
| XXX | XXXXX | 304869230 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.82% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304869230 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.82% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304898846 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.99% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304898846 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.99% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304874511 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.23% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874511 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.23% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304496750 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 48.59% is less than Guideline LTV of 85% | Resolved | 02/13/2025 | A |
| XXX | XXXXX | 304496750 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 48.59% is less than Guideline LTV of 85% | Resolved | 02/13/2025 | A |
| XXX | XXXXX | 304697424 | FCOM8997 | 06/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.36% is less than Guideline LTV of 85% | Resolved | 06/10/2025 | A |
| XXX | XXXXX | 304697424 | FCRE7496 | 06/23/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | HOA letter on file is corrupt and illegible. Unable to determine if the HOA is for the subject property and/or the borrower. A legible HOA Statement is required. | Please see attached. | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.36% is less than Guideline LTV of 85% | Resolved | 06/23/2025 | D A |
| XXX | XXXXX | 304697203 | FCOM8997 | 06/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.18% is less than Guideline LTV of 75% | Resolved | 06/24/2025 | A |
| XXX | XXXXX | 304697203 | FCRE8999 | 06/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.18% is less than Guideline LTV of 75% | Resolved | 06/24/2025 | A |
| XXX | XXXXX | 304734031 | FCOM8997 | 07/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.62% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.58% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/07/2025 | A |
| XXX | XXXXX | 304734031 | FCRE8999 | 07/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.62% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.58% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/07/2025 | A |
| XXX | XXXXX | 304822222 | FCOM8997 | 09/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.27% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.33% is less than Guideline CLTV of 75% | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304822222 | FCRE8999 | 09/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.27% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.33% is less than Guideline CLTV of 75% | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304821803 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.35% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.03% is less than Guideline CLTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304821803 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.35% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.03% is less than Guideline CLTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304821739 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline LTV of 60% | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304821739 | FCRE1146 | 10/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title report in the loan file corrupt and illegible. A legible copy is required. | Title report | Title Document is fully Present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline LTV of 60% | Resolved | 10/03/2025 | D A |
| XXX | XXXXX | 304858217 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.79% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304858217 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.79% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304858172 | FCRE7496 | 12/11/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Homeowners Association for XXX missing supporting documentation, emails with unit number and all information about the roof assessment, still need HOA monthly Statement. | upload stmt | Documentation is sufficient. HOA Statement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.09% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | D A |
| XXX | XXXXX | 304858169 | FCOM8997 | 12/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.91% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.8% is less than Guideline CLTV of 90% | Resolved | 12/22/2025 | A |
| XXX | XXXXX | 304858169 | FCRE8999 | 12/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.91% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.8% is less than Guideline CLTV of 90% | Resolved | 12/22/2025 | A |
| XXX | XXXXX | 304858120 | FCRE1336 | 12/24/2025 | Credit | Missing Doc | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing Missing XXX award letter or equivalent documentation supporting income of XXX per Final 1003 and Income calculator | Please see attached XXX compensation letter | Borrower 1 Award Letter Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.39% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.35% is less than Guideline CLTV of 90% | Resolved | 12/24/2025 | D A |
| XXX | XXXXX | 304858064 | FCOM1262 | 12/12/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing The Right of Rescission is missing. | Please see attached executed Right to Cancel | Right of Rescission is Provided; ROR received | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.33% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.41% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304858064 | FCRE0386 | 12/12/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. - No evidence the XXX Patriot Act Disclosure was executed. | Please see attached executed Patriot Act | Documentation is sufficient. Patriot Act disclosure provided. Exception resolved.; Photo Identification provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.33% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.41% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304858053 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 47.84% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304858053 | FCRE0377 | 12/24/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). HOI does not cover the unpaid principal balance of the first lien and the second lien. | Revised HOI Policy with revised amount MATCHING RCE | Documentation is sufficient. Updated policy and RCE provided. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated LTV of 47.84% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/24/2025 | C A |
| XXX | XXXXX | 304857962 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.73% is less than Guideline LTV of 75% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304857962 | FCRE7497 | 12/12/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide mortgage Statements for both XXX and XXX. to show PITI payment and escrows. If not escrowed, provide evidence of HOI and property taxes for each property. | please see attached Mortgage stmt for XXX; please see attached mortgage stmt for XXX; please see attached docs for XXX. I am still working on getting the XXX. | Documentation is sufficient. Mortgage Statement provided. Exception resolved.; The Statement provided is for the XXX address. Need the mortgage Statement for XXX address. The 1003 shows this payment to be $XXX. Exception remains.; Attached doc appears to be Statement for XXX per Final 1003. Pending receipt of XXX (XXX XXX). Condition remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.73% is less than Guideline LTV of 75% | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304857962 | FCRE1146 | 11/11/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Title in file is corrupt and illegible. Provide a legible copy. | title attached | Title Document is fully Present. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.73% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | D A |
| XXX | XXXXX | 304857944 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.22% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857944 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.22% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857927 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.69% is less than Guideline LTV of 70% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857927 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.69% is less than Guideline LTV of 70% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857892 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.46% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.73% is less than Guideline CLTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857892 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.46% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.73% is less than Guideline CLTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304857810 | FCOM8997 | 11/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.41% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.24% is less than Guideline CLTV of 60% | Resolved | 11/07/2025 | A |
| XXX | XXXXX | 304857810 | FCRE0386 | 12/26/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Provide ID | Please see attached | Documentation is sufficient. Patriot Act provided. Exception resolved.; Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.41% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.24% is less than Guideline CLTV of 60% | Resolved | 12/26/2025 | D A |
| XXX | XXXXX | 304857810 | FCRE0387 | 12/26/2025 | Credit | Missing Doc - Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. Provide ID | Please see attached ; Please see attached | Photo Identification provided.; ; Patriot Act disclosure reflects an ID that is already expired before closing date. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.41% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.24% is less than Guideline CLTV of 60% | Resolved | 12/26/2025 | D A |
| XXX | XXXXX | 304857757 | FCOM1265 | 12/11/2025 | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Non-Borrower Title Holder Did Not Receive Right of Rescission Form Right of Rescission signed by Non-Borrower Title Holder at closing is missing. | RTC for non-borrower \| | Non-Borrower Title Holder Received Right of Rescission Form | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.45% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.71% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | C A |
| XXX | XXXXX | 304857757 | FCRE8999 | 12/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. Informational Only |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.45% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.71% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/10/2025 | A |
| XXX | XXXXX | 304857726 | FCOM8997 | 12/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.25% is less than Guideline LTV of 85% | Resolved | 12/31/2025 | A |
| XXX | XXXXX | 304857726 | FCRE8999 | 12/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.25% is less than Guideline LTV of 85% | Resolved | 12/31/2025 | A |
| XXX | XXXXX | 304857666 | FCOM8997 | 12/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline LTV of 60% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 24.57% is less than Guideline CLTV of 60% | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857666 | FCRE8999 | 12/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline LTV of 60% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 24.57% is less than Guideline CLTV of 60% | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857582 | FCOM8997 | 12/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. Informational Only |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.43% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.55% is less than Guideline LTV of 90% | Resolved | 12/10/2025 | A |
| XXX | XXXXX | 304857582 | FCRE1145 | 12/12/2025 | Credit | Missing Doc | Title Document Missing | Title Document is missing | title attached | Title Document is fully Present | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.43% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.55% is less than Guideline LTV of 90% | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304857513 | FCOM8997 | 12/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.26% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.28% is less than Guideline LTV of 60% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857513 | FCRE8999 | 12/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.26% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.28% is less than Guideline LTV of 60% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857505 | FCOM8997 | 12/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.19% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.44% is less than Guideline LTV of 60% | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857505 | FCRE8999 | 12/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.19% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.44% is less than Guideline LTV of 60% | Resolved | 12/15/2025 | A |
| XXX | XXXXX | 304857485 | FCRE1146 | 12/18/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Title report in the loan file is corrupt and illegible. A legible copy is required | Legible title. | Documentation is sufficient. Legible Title document provided. Exception resolved.; Title Document is fully Present. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.58% is less than Guideline CLTV of 60% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.2% is less than Guideline LTV of 60% | Resolved | 12/18/2025 | D A |
| XXX | XXXXX | 304889378 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304889378 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304848632 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.04% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848632 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.04% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304874852 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304874852 | FCRE8999 | 12/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304868781 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.11% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.24% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304868781 | FPRO0951 | 12/17/2025 | Credit | Missing Doc | XXX Approval Missing | XXX Approval Missing. - The XXX approval in the loan file reflects FNMA Approval Expired on XX/XX/XXXX, which was originally approved on XX/XX/XXXX. Missing unexpired FNMA XXX approval. |  | Exception is non-material and graded as level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.11% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.24% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | No B |
| XXX | XXXXX | 304868139 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.57% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.59% is less than Guideline LTV of 70% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304868139 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.57% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.59% is less than Guideline LTV of 70% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304893900 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.24% is less than Guideline LTV of 80% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304893900 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.24% is less than Guideline LTV of 80% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304834713 | FCOM8997 | 10/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304834713 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304889370 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.06% is less than Guideline CLTV of 65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.91% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304889370 | FCRE8999 | 12/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.06% is less than Guideline CLTV of 65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.91% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304860470 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.33% is less than Guideline LTV of 70% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304860470 | FCRE1326 | 12/15/2025 | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing Per guidelines P&L is required if the loan application is dated more than XXX-day after the end of the business' tax year (Business Tax Year Ended XXX) | Please escalate to XXX. Per XXX guides, a P&L is not strictly required if the provided income documentation shows income is stable. Tax returns and K1s have been provided | Documentation is sufficient. Income is stable, P & L not required. Exception resolved.; Borrower 1 YTD Profit & Loss Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.33% is less than Guideline LTV of 70% | Resolved | 12/15/2025 | D A |
| XXX | XXXXX | 304860470 | FCRE1356 | 12/15/2025 | Credit | Missing Doc | Borrower 2 YTD Profit & Loss Missing | Borrower 2 YTD Profit & Loss Missing Per guidelines P&L is required if the loan application is dated more than XXX-day after the end of the business' tax year (Business Tax Year Ended XXX) | Please escalate to XXX. Per XXX guides, a P&L is not strictly required if the provided income documentation shows income is stable. Tax returns and K1s have been provided | Documentation is sufficient. Income is stable, P & L not required. Exception resolved.; Borrower 2 YTD Profit & Loss Provided or Not Applicable (Number of Borrowers equals XXX) | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.33% is less than Guideline LTV of 70% | Resolved | 12/15/2025 | D A |
| XXX | XXXXX | 304860470 | FCRE1345 | 11/26/2025 | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements Missing Missing current lease agreement and proof of receipt of payment for Subject Property XXX as property was borrowers' XXX but has converted to an XXX property; per guidelines a copy of the lease agreement and evidence of receipt of the most recent month's rental payment (or security deposit if the first month's payment is not yet due). | This rental income is on the XXX tax return form XXX | Documentation is sufficient. Rental income verified on tax return. Exception rescinded.; Borrower 1 Lease Agreements Provided |  | Rescinded |  | A |
| XXX | XXXXX | 304873535 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304873535 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304893678 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.14% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.14% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304893678 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.14% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.14% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304854843 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.97% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.33% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304854843 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.97% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.33% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304905059 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.5% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.46% is less than Guideline CLTV of 75% | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304905059 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.5% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.46% is less than Guideline CLTV of 75% | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304892932 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.6% is less than Guideline LTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.25% is less than Guideline CLTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304892932 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.6% is less than Guideline LTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.25% is less than Guideline CLTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304838988 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.74% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304838988 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.74% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304897311 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.73% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304897311 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.73% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304898312 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.59% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.45% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304898312 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.59% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.45% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304829038 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.61% is less than Guideline LTV of 85% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304829038 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.61% is less than Guideline LTV of 85% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304896239 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.05% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304896239 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.05% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304879074 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.58% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.11% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304879074 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.58% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.11% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304869488 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.29% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304869488 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.29% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304828388 | FCOM8997 | 10/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.58% is less than Guideline LTV of 85% | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304828388 | FCRE8999 | 10/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.68% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.58% is less than Guideline LTV of 85% | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304843808 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.73% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304843808 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.73% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304895521 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.88% is less than Guideline LTV of 85% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304895521 | FCRE7495 | 12/09/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing supporting documents for XXX #XXX with unpaid balance of XXX and monthly payment of XXX included by Lender in DTI calculation owever Audit updated it using Final 1003. | Please see attached; This shows on the credit report. What documentation is required here? | Documentation is sufficient. Paid account Statement provided. Exception resolved.; The balance shows on the credit report, but no minimum payment is listed on the report. Need a Statement or credit supplement showing the minimum payment. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.88% is less than Guideline LTV of 85% | Resolved | 12/09/2025 | D A |
| XXX | XXXXX | 304856103 | FCOM8997 | 10/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.84% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/23/2025 | A |
| XXX | XXXXX | 304856103 | FCRE8999 | 10/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.84% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/23/2025 | A |
| XXX | XXXXX | 304868264 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.88% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.04% is less than Guideline CLTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304868264 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.88% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.04% is less than Guideline CLTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304852309 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.99% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304852309 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.99% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304833633 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.16% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.61% is less than Guideline CLTV of 85% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304833633 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.16% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.61% is less than Guideline CLTV of 85% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304871634 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.92% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304871634 | FCRE7496 | 12/05/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current verification of HOA dues. Quarterly HOA Statement provided for subject property is dated XX/XX/XXXX. | Please see attached; Please HOA | ; Documentation is sufficient. HOA document provided. Exception resolved.; Looking for current HOA Statement. External search shows the property with HOA dues. Exception remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.92% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | D A |
| XXX | XXXXX | 304897182 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.01% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.49% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304897182 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.01% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.49% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304862335 | FCOM8997 | 11/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 75% | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304862335 | FCRE7495 | 11/10/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing proper verification of PITIA for XXX; Note and Final CD from XXX Loan for XXX and monthly payment of XXX to confirm payment amount and lien payoffs. | The subject is the XXX Loan. Please clarify what is being requested here | Documentation is sufficient. Mortgage Statements in file. Exception rescinded. |  | Rescinded |  | A |
| XXX | XXXXX | 304897258 | FCOM8997 | 11/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.6% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304897258 | FCRE8999 | 11/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.6% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304826935 | FCOM8997 | 09/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.31% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304826935 | FCRE3653 | 09/25/2025 | Credit | Missing Doc | Missing letter of explanation | According to the final loan application the borrower rents current XXX. However, the loan file is missing evidence if borrower live rent free or has a monthly obligation, as subject is an XXX. | Primary Docs | Verification provided that borrower lives rent free. Condition cleared. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.31% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2025 | D A |
| XXX | XXXXX | 304879083 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304879083 | FCRE8999 | 12/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304902289 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.77% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304902289 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.77% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304839638 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.98% is less than Guideline LTV of 85% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304839638 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.98% is less than Guideline LTV of 85% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304869993 | FCOM8997 | 11/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304869993 | FCRE8999 | 11/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304993690 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304993690 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304893751 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.49% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.03% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304893751 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.49% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.03% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304856858 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.57% is less than Guideline LTV of 75% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304856858 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.57% is less than Guideline LTV of 75% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304823444 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.38% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.34% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304823444 | FCRE8999 | 10/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.38% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.34% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304846859 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.74% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.7% is less than Guideline LTV of 85% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304846859 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.74% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.7% is less than Guideline LTV of 85% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304869475 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.01% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304869475 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.01% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304874548 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.4% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.33% is less than Guideline LTV of 75% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304874548 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.4% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.33% is less than Guideline LTV of 75% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304874510 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.86% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.19% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304874510 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.86% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.19% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304841682 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.54% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304841682 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.54% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847880 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.48% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847880 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.48% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304865180 | FCOM8997 | 11/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.2% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.49% is less than Guideline LTV of 90% | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304865180 | FCOM1231 | 11/17/2025 | Credit | Missing Doc | The Initial 1003 is Missing | The Initial 1003 is Missing | Please escalate with XXX this is not required | Invalid finding. Copy of initial 1003 e-signed XX/XX/XXXX by borrower in file. Condition rescinded.; Drop sign in file reflects the Borrower signed an Initial 1003 on XXX/XXX, but not found in file. Exception remains. |  | Rescinded |  | A |
| XXX | XXXXX | 304846436 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.17% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304846436 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.17% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304889317 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.9% is less than Guideline LTV of 75% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889317 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.9% is less than Guideline LTV of 75% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304896988 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.64% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.84% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304896988 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.64% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.84% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304893904 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.24% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.69% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304893904 | FCRE8999 | 12/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.24% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.69% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304874493 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.99% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304874493 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.99% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304872120 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.55% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304872120 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.55% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304908730 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.79% is less than Guideline LTV of 75% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304908730 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.79% is less than Guideline LTV of 75% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304839608 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.99% is less than Guideline LTV of 85% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304839608 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.99% is less than Guideline LTV of 85% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304892064 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.23% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304892064 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.23% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304867916 | FCOM8997 | 11/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.55% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.48% is less than Guideline CLTV of 75% | Resolved | 11/07/2025 | A |
| XXX | XXXXX | 304867916 | FCRE8999 | 11/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.55% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.48% is less than Guideline CLTV of 75% | Resolved | 11/07/2025 | A |
| XXX | XXXXX | 304849318 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.81% is less than Guideline LTV of 75% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304849318 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.81% is less than Guideline LTV of 75% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304841695 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.43% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304841695 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.43% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304871616 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.83% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.41% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304871616 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.83% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.41% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304862155 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 70% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304862155 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 70% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304896776 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.43% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CLTV of 75% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304896776 | FCRE8999 | 12/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.43% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CLTV of 75% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304893776 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.04% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.27% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304893776 | FCRE8999 | 12/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.04% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.27% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304896766 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline LTV of 90% | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304896766 | FCOM1231 | 12/08/2025 | Credit | Missing Doc | The Initial 1003 is Missing | The Initial 1003 is Missing | initial 1003 | Documentation is sufficient. Initial 1003 provided. Exception resolved. ; The Initial 1003 is Present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline LTV of 90% | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304852028 | FCOM8997 | 10/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304852028 | FCRE1146 | 11/12/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Title Loan policy reflecting just 1st lien XXX, still need to reflect 2nd lien of $XXX/ 1st lien XXX | title | Title Document is fully Present. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | D A |
| XXX | XXXXX | 304852028 | FCRE1201 | 11/12/2025 | Credit | Missing Doc | Third Party Fraud Report not Provided | Missing Third Party Fraud Report | duplicate condition; fraudguard | Documentation is sufficient. Fraud report provided. Exception resolved.; Third Party Fraud Report is provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | D A |
| XXX | XXXXX | 304852028 | FCOM3813 | 11/12/2025 | Credit | Data | Purchase Contract does not Match Final CD | The final CD does not reflect the correct sales price when compared to the Purchase Contract. Truth in Lending Act (Regulation Z) 12 CFR XXX(a)(XXX)(vii) | cd from 1st | Documentation is sufficient. CD provided. Exception resolved.; The sales price on the Purchase Contract and Final CD match. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | C A |
| XXX | XXXXX | 304852028 | FCRE1241 | 11/12/2025 | Credit | Missing Doc | Purchase Contract is Missing | Loan Purpose is Purchase but Purchase Contract Doc is Missing |  | Purchase Contract Doc is not Missing, or is Not Applicable. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | D A |
| XXX | XXXXX | 304852028 | FCRE7495 | 10/31/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Omitted liability from Credit and approval - XXX missing from loan file. XXX #XXX if paid off with 1st lien transaction still need to be verify | XXX and payoff docs | Documentation is sufficient. CD with payoffs provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304852028 | FCRE1964 | 10/31/2025 | Credit | Missing Doc | Missing income documentation | All Income for Both borrowers information missing from loan file. XXX Wage base pay, Bonus, Overtime and Other income missing from XXX, Borrower 1 Income. XXX Borrower 2 Income from XXX and XXX of the XXX Income missing from loan file | income docs | Documentation is sufficient. Paystubs and W-2's provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304852028 | FCRE6546 | 10/31/2025 | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | File is missing Note and final CD from concurrent first lien. | note and cd from 1st | Documentation is sufficient. CD and Note provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304872111 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.57% is less than Guideline CLTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304872111 | FCRE0360 | 11/10/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing verification of full PITIA for new Primary property located at XXX XXX | Final CD | Verification of PITIA provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.57% is less than Guideline CLTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | C A |
| XXX | XXXXX | 304872517 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 75% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304872517 | FCRE7497 | 11/21/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing Verification of Mortgage and cash flow XXX for Primary/REO at XXX XXX New purchase and NEW Primary \* NO CD, Note or History to verify Payments of XXX approval showing positive income of XXX for unit B. missing supporting documentation. | The appraisal doesn't have a XXX as the information from the form is built into the form used : XXX Small residential Income Property Appraisal Report. Please refer them to page XXX which is the comparable rental grid and lists both the current rental amount and the market rental amounts. The appraisal should be used in lieu of a XXX The appraiser has Stated the market rent for each unit is XXX The borrower resides in XXX unit with the other XXX having a market rent of XXX each. The actual rent amounts are XXX each which has been used for qualifying purposes. I've also attached the note, CD and 1st payment letter for the purchase of the XXX property which closed XX/XX/XXXX. The actual payment is lower than what we qualified the borrower with. The monthly PITIA for his new primary at is $XXX. The borrower does already have a XXX month history of being a landlord which has already been established and documented. ; Per UW, The borrower has a XXX month landlord history already verified. He's rented out XXX XXX since XXX XXX I've attached the appraisal for the XXX property along with the lease. ; Final CDs for XXX XXX and XXX | Documentation is sufficient. Appraisal reflects rental amounts of available units. Exception resolved.; Need the lease or XXX.; Verification of PITIA for new primary, XXX, provided. However, file is still missing documentation to support use of qualifying rent of XXX per month from primary used to qualify loan. Condition remains. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | D A |
| XXX | XXXXX | 304872517 | FCRE1764 | 11/12/2025 | Credit | Missing Doc | Missing Verification of Mortgage | Missing verification of Mortgage, Note or CD for New Purchase at XXX XXX positive income was verified using leases and appraisal, still need to verify Mortgage information. | The borrower has never had any ownership of the property at XXX. He has only ever rented at that residence. I've included a printout from the auditor's site showing he does not, nor has he ever owned at that residence. The borrower's original loan application does also show he rents at that residence. | Verification of PITIA for XXX provided. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 75% | Resolved | 11/12/2025 | D A |
| XXX | XXXXX | 304872517 | FCRE2371 | 11/12/2025 | Credit | Missing Doc | Missing final HUD-XXX from sale of non-subject property | XXX XXX reflecting under 1003 as Primary, however \*\*XXX XXX New purchase of a new primary, disposition of property at XXX is required. | XXX doc | Verification of XXX provided; borrower not liable. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 75% | Resolved | 11/12/2025 | D A |
| XXX | XXXXX | 304308613 | finding-2838 | 06/10/2024 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | This loan failed the XXX HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report. While the XXX HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines, therefore downgraded to A. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.99% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/10/2024 | A |
| XXX | XXXXX | 304308613 | finding-3352 | 06/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines, therefore downgraded to A. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.99% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/10/2024 | A |
| XXX | XXXXX | 304308613 | FCRE8999 | 06/10/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.99% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/10/2024 | A |
| XXX | XXXXX | 304309855 | finding-3352 | 05/02/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying FICO is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/02/2024 | A |
| XXX | XXXXX | 304309855 | FCRE1204 | 05/20/2024 | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Possible match found on SAM ov for Underwriter | SAM ov; Sam ov | All Fraud Report Alerts have been cleared or None Exist; Sam ov was not attached, rather a cert of project eligibility for XXXs for loan number XXX Exception Remains. | Qualifying FICO is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/20/2024 | C A |
| XXX | XXXXX | 304309855 | FCRE2052 | 05/20/2024 | Credit | Missing Doc | Missing Tax Cert | Provide a property report and tax cert for XXX, XXX property listed on the 1003. | Proof of taxes. Please see page XXX; property report and tax cert | Document provided is sufficient; Received property report and tax cert for subject property which is also on XXX. However, the property in question, is on the final loan application, with no address, but "XXX" reflecting a XXX expense. Property tax cert required for this land. | Qualifying FICO is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/20/2024 | D A |
| XXX | XXXXX | 304330244 | finding-3352 | 08/28/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.05% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/28/2024 | A |
| XXX | XXXXX | 304330244 | FCRE8279 | 08/30/2024 | Credit | Missing Doc | Missing evidence tax return extension was filed. | Missing evidence of tax return extension being filed for XXX | Provided the extension being filed for XXX taxes | Document provided is sufficient. Extension acceptable. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.05% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/30/2024 | D A |
| XXX | XXXXX | 304363319 | finding-3352 | 07/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.05% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.67% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/31/2024 | A |
| XXX | XXXXX | 304363319 | FCRE8999 | 07/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.05% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.67% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/31/2024 | A |
| XXX | XXXXX | 304368566 | finding-3352 | 08/19/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.27% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2024 | A |
| XXX | XXXXX | 304368566 | FCRE8999 | 08/19/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.27% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2024 | A |
| XXX | XXXXX | 304420953 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.82% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.19% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2024 | A |
| XXX | XXXXX | 304420953 | FCRE0360 | 12/12/2024 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing 1st lien mortgage Statement with payment breakdown to verify PITIA. | Provided the MLS | Document provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.82% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.19% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/12/2024 | C A |
| XXX | XXXXX | 304636756 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.88% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A |
| XXX | XXXXX | 304636756 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.88% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A |
| XXX | XXXXX | 304676826 | FCRE1173 | 04/25/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy - The subject property is a XXX which requires a Master XXX Policy. | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.54% is less than Guideline LTV of 70% | Resolved | 04/25/2025 | D A |
| XXX | XXXXX | 304679620 | FCRE1437 | 06/08/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The loan file contains YTD XXX Paystub and the most recent YTD paystub XX/XX/XXXX. However, guidelines require either a WVOE covering the most recent XXX year period or the borrower's recent paystub and IRS W2 Forms covering a year year period. Borrower started with current employer XXX/XXX, therefore, income documents only cover XXX-months, which does not meet guideline requirements. | Borrower was self-employed from XXX to XXX | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.3% is less than Guideline LTV of 85% | Resolved | 06/08/2025 | C A |
| XXX | XXXXX | 304681873 | FCRE0377 | 07/08/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). | RCE | Documentation is sufficient. RCE documentation provided. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.9% is less than Guideline LTV of 85% | Resolved | 07/08/2025 | C A |
| XXX | XXXXX | 304699119 | FCRE8999 | 06/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.88% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 06/16/2025 | A |
| XXX | XXXXX | 304699117 | FCRE8999 | 06/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.12% is less than Guideline LTV of 85% | Resolved | 06/09/2025 | A |
| XXX | XXXXX | 304705387 | FCOM8997 | 06/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.32% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 06/09/2025 | A |
| XXX | XXXXX | 304705387 | FCRE8999 | 06/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.32% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 06/09/2025 | A |
| XXX | XXXXX | 304705019 | FCRE1173 | 06/22/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Provided the HO6 master policy | HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.24% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/22/2025 | D A |
| XXX | XXXXX | 304702643 | FCOM8997 | 06/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.61% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/16/2025 | A |
| XXX | XXXXX | 304702643 | FCRE0360 | 06/18/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Mortgage Statement in file, reflecting address as XXX XXX (possible undisclosed per Fraud Report, address one of the same or additional mortgage for subject property) Title shows subject as XXX (lot) mortgage records XXX, lender to clarify subject XXX. | Both addresses are for the same property | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.61% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/18/2025 | C A |
| XXX | XXXXX | 304702986 | FCRE8999 | 06/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.97% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/05/2025 | A |
| XXX | XXXXX | 304702629 | FCRE8999 | 06/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.46% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 06/17/2025 | A |
| XXX | XXXXX | 304710611 | FCRE8999 | 07/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.07% is less than Guideline LTV of 70% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/06/2025 | A |
| XXX | XXXXX | 304704873 | FCRE8999 | 06/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.42% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 06/25/2025 | A |
| XXX | XXXXX | 304705525 | FCOM8997 | 07/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.94% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/11/2025 | A |
| XXX | XXXXX | 304705525 | FCRE8999 | 07/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.94% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/11/2025 | A |
| XXX | XXXXX | 304716716 | FCOM8997 | 07/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 90% | Resolved | 07/10/2025 | A |
| XXX | XXXXX | 304716716 | FCRE8999 | 07/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 90% | Resolved | 07/10/2025 | A |
| XXX | XXXXX | 304728701 | FCRE1328 | 07/11/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. Per guidelines most recent 2yrs W-2 or WVOE is required | provided the W-2s for XXX and XXX for both borrower and co borrower | Documentation is acceptable. W-2's for both Borrowers provided. Exception resolved.; Borrower 1 W2/XXX Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.11% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/11/2025 | D A |
| XXX | XXXXX | 304728701 | FCRE7497 | 07/10/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA Statement for XXX (XXX XXX) as Final 1003 reflects XXX per month. | provided the HOA Statement for the XXX | Documentation is acceptable. HOA Statement provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.11% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/10/2025 | D A |
| XXX | XXXXX | 304875201 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.51% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.83% is less than Guideline CLTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304875201 | FCRE1193 | 10/31/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI exceeds guidelines due to lender excluding XXX debt shown on the credit report, with a monthly payment of XXX No evidence of documents supporting exclusion. | XXX | Documentation is sufficient. Credit supplement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.51% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.83% is less than Guideline CLTV of 90% | Resolved | 10/31/2025 | C A |
| XXX | XXXXX | 304875201 | FVAL9739 | 11/03/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Loan utilizing an AVM for value requires a property condition report. No evidence of PCR in the loan file. | PCI | Documentation is sufficient. PCR provided. Exception resolved.; Property/Appraisal Meets Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.51% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.83% is less than Guideline CLTV of 90% | Resolved | 11/03/2025 | C A |
| XXX | XXXXX | 304716709 | FCOM8997 | 06/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/27/2025 | A |
| XXX | XXXXX | 304716709 | FCRE8999 | 06/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/27/2025 | A |
| XXX | XXXXX | 304721776 | FCOM1229 | 10/21/2025 | Credit | Missing Doc | XXX Rider is Missing | XXX Rider is Missing. XXX in file reflects XXX-unit property. | LOE w/ XXX Rider | The XXX Rider is Present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.13% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.99% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304722189 | FCRE8999 | 06/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.94% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/30/2025 | A |
| XXX | XXXXX | 304726622 | FCRE8999 | 07/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.63% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/21/2025 | A |
| XXX | XXXXX | 304727714 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.27% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.76% is less than Guideline CLTV of 90% | Resolved | 08/04/2025 | A |
| XXX | XXXXX | 304727714 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.27% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.76% is less than Guideline CLTV of 90% | Resolved | 08/04/2025 | A |
| XXX | XXXXX | 304850815 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.4% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304850815 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.4% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304759851 | FCRE8999 | 07/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.58% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.13% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/25/2025 | A |
| XXX | XXXXX | 304759851 | FVAL9739 | 08/04/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing PCR, file contains XXX AVM's | PCI Report | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.58% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.13% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | C A |
| XXX | XXXXX | 304811848 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.77% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 75% | Resolved | 08/13/2025 | A |
| XXX | XXXXX | 304811848 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.77% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 75% | Resolved | 08/13/2025 | A |
| XXX | XXXXX | 304736197 | FCOM8997 | 11/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.61% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.38% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304736197 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.61% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.38% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304732985 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.8% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/13/2025 | A |
| XXX | XXXXX | 304733007 | finding-952 | 10/28/2025 | Compliance | Points & Fees | SC HCCHLA High Cost Home Loan Points and Fees Threshold Test | This loan failed the high-cost home loan points and fees threshold test due to one or more of the following findings: (XXX SB XXX §XXX-XXX-XXX(XXX)(B) he total points and fees of this loan, which are XXX exceed one of the following thresholds based on the total XXX, which is $XXX:The loan is secured by real property and the total points and fees exceeds XXX% of the total XXX if the total XXX is XXX or more; orThe loan is a nonreal eState loan secured manufactured housing and the total points and fees exceeds XXX% of the total XXX if the total XXX is XXX or more; orThe total points and fees exceed the lesser of XXX% of the total XXX or XXX if the total XXX is less than XXX Documentation Required: Please provide the undiscounted rate used for bona fide points and fees testing to possibly resolve finding. | Attached Par rate & par price info for review | Corrected fees; exception resolved; Corrected fees; exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.34% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | C A |
| XXX | XXXXX | 304733007 | finding-956 | 10/28/2025 | Compliance | Points & Fees | SC HCCHLA High Cost Home Loan DTI Presumption Test | This loan failed the high-cost home loan DTI presumption test due to one of the following findings: (XXX SB XXX §XXX-XXX-XXX(XXX) he debt-to-income (DTI) ratio of the borrower exceeds XXX%; orThe DTI ratio of the borrower was not provided he DTI ratio is one of several factors that should be considered when making any high cost home loan LEASE NOTE: This result is not a determination that the lender reasonably believes at the time the loan is made that the borrower will be able to make the scheduled payments associated with the high cost home loan he lender of a high-cost home loan may not make a high-cost home loan unless the lender reasonably believes at the time the loan is consummated that one or more of the obligors is able to make the scheduled payments to repay the obligation. An obligor is presumed to be able to make the scheduled payments to repay the obligation if, at the time the loan is consummated, the obligor's total monthly debts, including amounts owed pursuant to the loan, do not exceed XXX% of the obligor's monthly gross income ee High Cost Home Loan Additional Documentation and Disclosure Requirements Legislative Summary Alert (below) for full repayment ability requirements. Documentation Required: Please provide the undiscounted rate used for bona fide points and fees testing to possibly resolve finding. |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.34% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | C A |
| XXX | XXXXX | 304733007 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.34% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304765370 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.29% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304748530 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.46% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A |
| XXX | XXXXX | 304749946 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.68% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A |
| XXX | XXXXX | 304754541 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 85% | Resolved | 09/06/2025 | A |
| XXX | XXXXX | 304754541 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 85% | Resolved | 09/06/2025 | A |
| XXX | XXXXX | 304840449 | FCRE1196 | 10/23/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 86% exceeds Guideline HCLTV of 85% ; XXX reflects approved CLTV/HLTV of 85.00%. Lender used senior lien balance of XXX with no documentation in file to support. Credit report and most recent mortgage Statement, dated XX/XX/XXXX, reflect senior lien balance of XXX No updated balance documented and no principal reduction on final CD. |  | Received Client response requesting an exception for CLTV/HLTV to XXX% supported by the following compensating factors: reserves and low DTI ratio. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.45% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged |  | No C B |
| XXX | XXXXX | 304840449 | FCRE1195 | 10/23/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 86% exceeds Guideline CLTV of 85% ; XXX reflects approved CLTV/HLTV of 85.00%. Lender used senior lien balance of XXX with no documentation in file to support. Credit report and most recent mortgage Statement, dated XX/XX/XXXX, reflect senior lien balance of XXX No updated balance documented and no principal reduction on final CD. |  | Received Client response requesting an exception for CLTV/HLTV to XXX% supported by the following compensating factors: reserves and low DTI ratio. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.45% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged |  | No C B |
| XXX | XXXXX | 304757292 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 75% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304758665 | FCRE1437 | 08/21/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines - Missing XXX full year verification of Income to meet guidelines requirements, XXX W2 is in the loan file, but missing XXX or a full WVOE reflecting two years of income. | provided the full VOE | Documentation is sufficient. WVOE provided. Exception resolved.; Income and Employment Meet Guidelines | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 85% | Resolved | 08/21/2025 | C A |
| XXX | XXXXX | 304758953 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.14% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304758953 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.14% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304758991 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.9% is less than Guideline LTV of 75% | Resolved | 08/27/2025 | A |
| XXX | XXXXX | 304758991 | FCRE1193 | 10/16/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender used escrows based upon mortgage Statement and not from current Tax Certificate & Hazard policy and XXX #XXX account was not added to liabilities; no documentation provided verify that account was paid in full or that account is a duplicate of XXX #XXX thus resulting in Total DTI exceeding program guidelines | We contacted title and asked them to repull the tax cert to verify. Looking at it appears the cert is incorrect as it is showing the XXX doubled as the annual tax. However, if we look at prior XXX taxes were only XXX for the year. Please see the revised cert from title. | Documentation is sufficient. Updated tax cert provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.9% is less than Guideline LTV of 75% | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304759533 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.46% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/02/2025 | A |
| XXX | XXXXX | 304846961 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.05% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304846961 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.05% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304818249 | FCRE1164 | 10/16/2025 | Credit | Missing Doc | Flood Insurance Policy Missing | Missing Flood Insurance Policy Missing Flood Insurance Policy | provided the flood policy | Flood Insurance Policy is fully present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.98% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304818249 | FCRE1173 | 10/16/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 | HO-6 Master Insurance Policy is fully present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.98% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304764334 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.3% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.99% is less than Guideline CLTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304764334 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.3% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.99% is less than Guideline CLTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304766811 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.8% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.72% is less than Guideline LTV of 90% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304766811 | FCRE0377 | 11/06/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender to provide details regarding the Extended Replacement Cost Coverage. Hazard Policy indicates Extended Replacement Cost Protection however it does not specify an amount or percentage. Coverage should be greater than subject XXX + existing 1st mtg prin bal = estimated XXX | RCE | Documentation is sufficient. RCE provided. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.8% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.72% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | C A |
| XXX | XXXXX | 304848977 | FCRE1173 | 10/15/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 | Documentation is sufficient. H06 provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.14% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304861665 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.81% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.11% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304861665 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.81% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.11% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304768937 | finding-773 | 12/03/2025 | Compliance | Points & Fees | IL XXXX Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (XXX Ord. XXX § XXX "Threshold loan" (XXX) he total points and fees of the mortgage exceed XXX% of the total XXX in the case that the XXX is XXX or greater, or XXX in the case that the XXX is less than XXX Lender report page XXX indicates the same fail. Fees included in testing are: Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Technology Fee paid by Borrower: XXX Third Party Processing paid by Borrower: XXX Title Coordination Fee paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Title Recording Service paid by Borrower: XXX | This is an XXX property. The XXX High Cost testing does not apply. XXX High Risk Home loan law applies only to owner-occupied property. HPML \| Test applies only to owner-occupied property. Reg. indicates Not a High Cost loan, applies to owner-occupied property. Please advise. \| \| XX/XX/XXXX Predatory lenders. However, "threshold loan" shall not include a loan that is made primarily for a business purpose unrelated to the residential real property securing the loan and shall not include a loan with a total XXX over $XXX.; Please review. | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B; File does not contain a business purpose certification to consider it primarily for business use; The compliance report provided appears to show the discount points were excluded from the testing, however the statute doesnt indicate discount points can be excluded from the testing. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.59% is less than Guideline LTV of 75% | Cured |  | C B |
| XXX | XXXXX | 304768937 | finding-764 | 12/03/2025 | Compliance | Points & Fees | IL XXX Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (Municipal Code of XXX § 2-32-455)The total points and fees of the mortgage exceed XXX% of the total XXX in the case that the XXX is XXX or greater, or XXX in the case that the XXX is less than XXX Lender report page XXX indicates the same fail. Fees included in testing are: Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Technology Fee paid by Borrower: XXX Third Party Processing paid by Borrower: XXX Title Coordination Fee paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Title Recording Service paid by Borrower: XXX | See attached cure package; XXX refund check | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B; Cure package is missing a PCCD, LOE and proof of delivery | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.59% is less than Guideline LTV of 75% | Cured |  | C B |
| XXX | XXXXX | 304768937 | finding-4033 | 12/03/2025 | Compliance | ComplianceEase | Qualified Mortgage Safe Harbor Threshold | This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §XXX(b)(XXX), (e)(XXX) his loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A |  | HPML compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.59% is less than Guideline LTV of 75% | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304768937 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.59% is less than Guideline LTV of 75% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304768915 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.06% is less than Guideline CLTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304768915 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.06% is less than Guideline CLTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304825245 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.54% is less than Guideline LTV of 75% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304777300 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 90% | Resolved | 09/15/2025 | A |
| XXX | XXXXX | 304777300 | FVAL9739 | 10/16/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Property Condition Report missing, required when an AVM is being utilized on all CES loans. | PCI | Property/Appraisal Meets Guidelines. PCR provided. Condition cleared. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 90% | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304862384 | finding-806 | 10/16/2025 | Compliance | Points & Fees | CA AB XXX/XXX Covered Loan Points and Fees Threshold Test | This loan failed the points and fees threshold test. (XXX AB XXX §XXX [XXX FC §XXX(b)(XXX)(B)] he total points and fees, as defined in XXX Financial Code § 4970, exceed XXX% of the total XXX, as defined in HOEPA (Section XXX). The following fees were included in testing: Document Preparation Fee paid by Borrower: XXX Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Rate Lock Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Third Party Processing paid by Borrower: XXX Title Coordination Fee paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX Cure required in the amount of XXX which requires a PCCD, LOE, Copy of refund check and proof of delivery. | Attached is Lender Cert regarding exclusion of XXX XXX Doc Prep Fee, passing compliance test, check request, LOE, Amended CD, cure check for XXX & XXX label used to send check to borrower | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.72% is less than Guideline CLTV of 75% | Cured |  | C B |
| XXX | XXXXX | 304862384 | finding-3716 | 10/16/2025 | Compliance | State Reg | CA Per Diem Interest Amount Test | This loan failed the per diem interest amount test. (XXX Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan XXX exceeds the per diem interest charge or credit threshold ($-XXX) LEASE NOTE: An additional XXX buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. This loan failed the per diem interest amount test. (XXX Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan XXX exceeds the per diem interest charge or credit threshold ($-XXX) LEASE NOTE: An additional XXX buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. corrected disbursement date; exception resolved corrected disbursement date; exception resolved |  |  |  | Rescinded |  | C A |
| XXX | XXXXX | 304862384 | FVAL9739 | 10/16/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Property Condition Report is missing from file. | PCI | Property/Appraisal Meets Guidelines. PCR provided. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.72% is less than Guideline CLTV of 75% | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304852066 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.11% is less than Guideline LTV of 85% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304818419 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.52% is less than Guideline LTV of 75% | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304818419 | FCRE5116 | 10/27/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. According to the mortgage Statement in the loan file, the first lien is due for the XX/XX/XXXX payment. The subject loan closed XX/XX/XXXX, therefore confirmation of the XX/XX/XXXX payment is required. | provided the XX/XX/XXXX MLS | Documentation is sufficient. Mortgage Statement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.52% is less than Guideline LTV of 75% | Resolved | 10/27/2025 | D A |
| XXX | XXXXX | 304818419 | FCRE1158 | 10/01/2025 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Lender to provide a Hazard Insurance Policy confirming the annual premium. The policy in file does not reflect the annual premium. | provided the HOI with the annual premium | Hazard Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.52% is less than Guideline LTV of 75% | Resolved | 10/01/2025 | D A |
| XXX | XXXXX | 304904602 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.14% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304904602 | FCRE7497 | 12/08/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of HOA for XXX located at XXX XXX. (pg XXX Stated there is HOA on this property) | provided the HOA for property at XXX | Documentation is sufficient. HOA Statement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.14% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304813667 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.4% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304814719 | FCRE1193 | 10/21/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not use XXX% of the outstanding balance of Student loans to calculate monthly minimum payment per FNMA guidelines or provide current Statement or equivalent documentation verifying minimum payment is less than XXX% of outstanding balance of the student loans. Auditor used XXX% of outstanding balance resulting in DTI exceeding guidelines requirement | Student loans | Documentation is sufficient. Updated credit report provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.08% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/21/2025 | C A |
| XXX | XXXXX | 304814719 | FCRE1345 | 09/29/2025 | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements Missing Borrower has a XXX with XXX per FNMA guidelines a copy of the lease agreement is required | lease | Borrower 1 Lease Agreements Provided. Verification of XXX repayment terms provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.08% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/29/2025 | D A |
| XXX | XXXXX | 304818268 | FCRE8999 | 09/29/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.75% is less than Guideline CLTV of 75% | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304817764 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 85% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304816029 | FCRE1173 | 11/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing Master XXX Insurance Policy. HO6 in file does not have sufficient dwelling coverage. | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.13% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304816403 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.55% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304818555 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.33% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304877979 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304847845 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304847845 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304817628 | FCOM1263 | 10/16/2025 | Compliance | Missing Doc | Right of Rescission is Partially Provided | Right of Rescission is Partially Provided The Right to Cancel is cutoff at the bottom of the page where the signature is. The defect can be cured by providing the complete and executed copy. | Attached LOE, Amended CD, invalid executed RTC, RTCs with re-opened rescission and the FedEx label used to ship to the borrower; Attached LOE, Amended CD, RTCs with re-opened rescission and the FedEx label used to ship to the borrower | Right of Rescission is Provided; No documentation was attached, please re-upload. Thank you | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304817628 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2025 | A |
| XXX | XXXXX | 304833295 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline LTV of 90% | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304822732 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.65% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304818345 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.53% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.95% is less than Guideline LTV of 90% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304872034 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.74% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.65% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304872034 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.74% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.65% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304822415 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.89% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304822415 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.89% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304818548 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.81% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.9% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304818548 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.81% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.9% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304818547 | FCOM8997 | 10/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.45% is less than Guideline LTV of 75% | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304818547 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.45% is less than Guideline LTV of 75% | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304843000 | FCRE2900 | 10/15/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Proof of residency, Green card was not provided as required to verify residency. File contains Patriot act form and Identity Name Affidavit. 1003s reflect both XXX and Permanent resident. Unable to find documentation that evidences lawful permeate residency or XXX. | provided the green card | Documentation is sufficient. Resident card provided. Exception resolved.; Borrower Identification Document provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.84% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304878865 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.02% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.62% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304878865 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.02% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.62% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304819355 | FCRE1193 | 10/15/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Exception due to difference in calculation of income. Final 1003 shows other income in the amount of XXX from an unknown source. Audit review did not include. | income | Documentation is sufficient. Award letter provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.09% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | C A |
| XXX | XXXXX | 304819355 | FCRE1964 | 10/15/2025 | Credit | Missing Doc | Missing income documentation | Provide income documentation for other income XXX Per Final 1003 | Income | Documentation is sufficient. Award letter provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.09% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304822818 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.83% is less than Guideline LTV of 85% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304820224 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.22% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304843822 | FCRE1358 | 10/21/2025 | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Borrower 2 W2/1099 Missing. The loan file is missing co-borrower's XXX W2 or WVOE with XXX earnings as required by guidelines when AUS is not present. | provided the VOE with XXX earnings reflected | Borrower 2 W2/XXX Provided or Not Applicable (Number of Borrowers equals XXX). WVOE provided to supplement income documentation and verify XXX earnings. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.86% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304822817 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.04% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304821108 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.03% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.26% is less than Guideline CLTV of 90% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304821108 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.03% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.26% is less than Guideline CLTV of 90% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304846223 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.19% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304823141 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.18% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304823078 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.51% is less than Guideline LTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304842930 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.68% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CLTV of 75% | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304825282 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.69% is less than Guideline LTV of 85% | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304826917 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.86% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304826868 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.56% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304911377 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.07% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.71% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304911377 | FVAL9739 | 12/24/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Property condition report missing, which is required when an AVM is being utilized. | provided the PCI | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.07% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.71% is less than Guideline CLTV of 90% | Resolved | 12/24/2025 | C A |
| XXX | XXXXX | 304878864 | FCRE1328 | 11/11/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. Missing XXX W-2 from current employer XXX as borrower began employment on XX/XX/XXXX; per guidelines WVOE or W-2s covering the most recent 2yrs is required. | XXX W2 XXX | Documentation is sufficient. W-2 provided. Exception resolved.; Borrower 1 W2/XXX Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.92% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.15% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | D A |
| XXX | XXXXX | 304878864 | FVAL9739 | 11/11/2025 | Property | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Missing Property Condition Report, which is required when an AVM is utilized. | PCI; AVM | Property/Appraisal Meets Guidelines. PCR provided. Condition cleared.; Need the property condition report. Exception remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.92% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.15% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | C A |
| XXX | XXXXX | 304874396 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.56% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304874396 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.56% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304827766 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.51% is less than Guideline LTV of 85% | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304833583 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.68% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304833583 | FCRE7497 | 11/06/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Borrower has just purchased XXX XXX on XXX/XXX, missing current Note, property taxes and Hazard policy or equivalent document to verify PITIA. Insurance quote was provided instead of Hazard policy | provided the CD; provided the note for XXX XXX | Documentation is sufficient. CD provided. Exception resolved.; Still need the verification of taxes and insurance figures. A CD or tax cert and policy would suffice, or a first payment disclosure reflecting total PITIA. Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.68% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304824156 | FCOM1262 | 10/22/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing | provided the right of recession | Documentation is sufficient. RTC provided. Exception resolved.; Right of Rescission is Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | D A |
| XXX | XXXXX | 304824156 | FCOM1544 | 10/22/2025 | Compliance | Missing Doc | TRID: Missing Closing Disclosure | TRID: Missing Final Closing Disclosure Final CD is missing | provided the final CD | Documentation is sufficient. Final CD provided. Exception resolved.; TRID: Final Closing Disclosure Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | D A |
| XXX | XXXXX | 304824156 | FCRE7495 | 10/21/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Lender included a liablity amount of XXX on XXX in file. File is missing supporting documents to verity this amount. | In reviewing the 1003 and AUS there is not a debt that appears in that amount. Please see attached. | Final 1003 and final CD provided which clarify Lender used debts and confirm debt payoffs. All other debts of XXX used by Lender are documented in file. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304824156 | FCRE0386 | 10/21/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. File has co-mingled documents-Pactriot Act in file is for a different borrower. | provided the patriot act form | Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304824156 | FCRE0387 | 10/21/2025 | Credit | Missing Doc - Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. File has co-mingled documents-Pactriot Act in file is for a different borrower. | provided the Patriot Act form | Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304824156 | FCOM1232 | 10/21/2025 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing | provided the Final 1003 | The Final 1003 is Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304824156 | FCOM1220 | 10/21/2025 | Credit | Closing | The Deed of Trust is Missing | The Deed of Trust is Missing. File came with co-mingled documents for a different borrower XXX and XXX XXX | provided the mortgage | The Deed of Trust is Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304824156 | FCOM1206 | 10/21/2025 | Credit | Missing Doc | The Note is Missing | The Note is Missing. Note is missing. File came with co-mingled documents for a different borrower XXX and XXX XXX | provided the note | The Note is Present. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304823371 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.82% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304823371 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.82% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304829033 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.72% is less than Guideline LTV of 75% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304824733 | FCRE1316 | 10/21/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing - Missing VVOE for Borrower 1 dated within XXX days of Note required by Guidelines | Borrower 1 is self employed and the business is active | Documentation is sufficient. Business Search provided. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.87% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.2% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304825063 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.76% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304825396 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.85% is less than Guideline LTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304844532 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.7% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304844532 | FCRE1328 | 11/07/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. The borrower recently started new job with currently employer as of XX/XX/XXXX. The loan file only contains a WVOE with XXX months of income. The prior income is not located in the loan file and there is no demonstration that lender determined current income is still acceptable. Therefore, lender must obtain prior W2 to determine stability because the WVOE does not have prior year YTD earnings. | provided the XXX W2 for the borrower | Documentation is sufficient. W-2 provided. Exception resolved.; Borrower 1 W2/XXX Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.7% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/07/2025 | D A |
| XXX | XXXXX | 304865110 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.53% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304839093 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.47% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304826866 | FCOM8997 | 10/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.53% is less than Guideline LTV of 85% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304826866 | FCRE1173 | 10/09/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Lender to provide a copy of the current HO-6 Master Insurance policy for the subject property. | master cert; H06 | HO-6 Master Insurance Policy is fully present; Documentation provided is not sufficient. Missing Master Insurance policy. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.53% is less than Guideline LTV of 85% | Resolved | 10/09/2025 | D A |
| XXX | XXXXX | 304826865 | FCOM8997 | 10/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.58% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304826865 | FCRE1146 | 10/21/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Title commitment Proposed Policy Amount to match subject 2nd lien amount., updated Schedule A is required. | provided the title commitment | Title Document is fully Present. Coverage exceeds subject XXX. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.58% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/21/2025 | D A |
| XXX | XXXXX | 304826864 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.72% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304826864 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.72% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304827081 | FCOM8997 | 10/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.36% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304827081 | FCRE8999 | 10/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.36% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304826863 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.75% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304827029 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.52% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.14% is less than Guideline LTV of 90% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304827029 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.52% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.14% is less than Guideline LTV of 90% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304827028 | FCRE7496 | 10/09/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for XXX in monthly HOA Dues on the subject property; verification of HOA dues is missing. | XXX questionnaire verifying HOA dues of XXX | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.21% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.31% is less than Guideline LTV of 75% | Resolved | 10/09/2025 | D A |
| XXX | XXXXX | 304827025 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304827042 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.16% is less than Guideline LTV of 85% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304846853 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.36% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304827304 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.79% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.37% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304827304 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.79% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.37% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304827760 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.12% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.93% is less than Guideline LTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304828901 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.41% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.71% is less than Guideline LTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304828901 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.41% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.71% is less than Guideline LTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304827759 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.17% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304827759 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.17% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304827756 | FCOM8997 | 10/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.72% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.53% is less than Guideline LTV of 85% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304827756 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.72% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.53% is less than Guideline LTV of 85% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304828166 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.01% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.87% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304828166 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.01% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.87% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304828332 | FCRE2900 | 10/31/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. XXX for each borrower | provided the XXX for the borrowers | Documentation is sufficient. ID provided. Exception resolved.; Borrower Identification Document provided. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.55% is less than Guideline LTV of 90% | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304828405 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.88% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.48% is less than Guideline LTV of 75% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304828405 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.88% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.48% is less than Guideline LTV of 75% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304846851 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.86% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304846851 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.86% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304839583 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.13% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304828543 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.31% is less than Guideline LTV of 75% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304828543 | FCOM1233 | 10/15/2025 | Credit | Missing Doc | The Final 1003 is Incomplete | The Final 1003 is Incomplete Final 1003 to be corrected to reflect child support income. The Borrower does not receive Alimony per the Divorce Decree. | provided the XXX showing child support | Documentation is sufficient. Updated XXX provided. Exception resolved.; The Final 1003 is Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.31% is less than Guideline LTV of 75% | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304893037 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.31% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.8% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304849301 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.48% is less than Guideline LTV of 85% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304877913 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.14% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304833156 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304844289 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.06% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304851986 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.05% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.51% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304851986 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.05% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.51% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304868223 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.41% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304838847 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.08% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304838869 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.86% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304838869 | FCRE7497 | 10/27/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification for REO at XXX XXX, per Mortgage verification, XXX is holding the mortgage without escrows. Taxes still required. | Tax info for XXX | Documentation is sufficient. Taxes provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.86% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | D A |
| XXX | XXXXX | 304838998 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.2% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304838998 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.2% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304840176 | FCRE1193 | 10/27/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Audit DTI of XXX% is greater than the max XXX% due to the tax and insurance is lower than Lender at XXX vs XXX and the lender's total liabilities are lower at XXX vs audit at XXX as student loan payments were excluded. The loan file does missing documentation supporting exclusion of the student loans. | Student loans | Documentation is sufficient. Educational loan Statement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.73% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | C A |
| XXX | XXXXX | 304839084 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 53.65% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304839083 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.49% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304839082 | FCOM8997 | 10/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.32% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline LTV of 90% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304839082 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.32% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline LTV of 90% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304839080 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.54% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304839582 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.74% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304855257 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304855257 | FCRE7495 | 12/09/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Provide documentation for Snap-On Credit #XXX for XXX) Snap-On Credit #XXX for XXX verifying company pays for this debt. | Business bank Statements to verify that the business pays for the account. | Documentation is sufficient. Bank Statements provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | D A |
| XXX | XXXXX | 304855257 | FCRE1173 | 12/08/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved. ; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304839579 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.51% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304877904 | FVAL9739 | 12/10/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Property Inspection Report missing, which is required on all loans when an AVM is utilized. | PCI; AVM | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines; Need the Property Condition Report, not the AVM. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.93% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.59% is less than Guideline CLTV of 90% | Resolved | 12/10/2025 | C A |
| XXX | XXXXX | 304867852 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.69% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304840447 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.05% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847066 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.14% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304841163 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.08% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.21% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304862160 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.26% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304843727 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.22% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304841534 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.1% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304843357 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.76% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304889598 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.87% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.59% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304889598 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.87% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.59% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304843356 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.54% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304843355 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.96% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.01% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304843355 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.96% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.01% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304847844 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.98% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304840229 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.46% is less than Guideline LTV of 85% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304823209 | FCRE7551 | 10/31/2025 | Credit | Missing Doc | Missing Divorce Decree | Divorce Decree reflects monthly Child Support in the amount of XXX Final 1003 reflects a monthly Child Support payment of XXX based upon current bi-weekly paystub. The Child Support payment of XXX with additional fees of XXX for Child Support Organization Fee & XXX for Child Support Process Fee, missing updated Child Support documentation verifying monthly Child Support in the amount of $XXX. | Child support is actually lower than we reported at XXX monthly | Documentation is sufficient. Divorce Decree provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.05% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304843741 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.82% is less than Guideline LTV of 85% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304843741 | FCRE9814 | 10/14/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.82% is less than Guideline LTV of 85% | Resolved | 10/14/2025 | D A |
| XXX | XXXXX | 304843820 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.12% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304829002 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.5% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304877912 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.96% is less than Guideline CLTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304844528 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.08% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304844528 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.08% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847814 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.81% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304847814 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.81% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304846850 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304846850 | FCRE1193 | 10/28/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Exclusion of debt with XXX with a payment of XXX per month is not supported. | credit supplement | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Resolved | 10/28/2025 | C A |
| XXX | XXXXX | 304896431 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.09% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.36% is less than Guideline CLTV of 90% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304872507 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.62% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304872507 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.62% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304844736 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.05% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304846273 | FCRE9814 | 10/16/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Trust Agreement Meets Guideline Requirements | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.19% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304889309 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.63% is less than Guideline LTV of 85% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304889309 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.63% is less than Guideline LTV of 85% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304848148 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.7% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.25% is less than Guideline CLTV of 90% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304848148 | FCRE7496 | 11/13/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Transmittal form 1008 reflects monthly HOA payment of XXX for subject property, however, the loan file is missing supporting documentation to verify the payment. | XXX questionnaire verifying monthly HOA XXX | Verification of HOA dues provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.7% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.25% is less than Guideline CLTV of 90% | Resolved | 11/13/2025 | D A |
| XXX | XXXXX | 304846377 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.93% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.82% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304846377 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.93% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.82% is less than Guideline LTV of 90% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847650 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304847650 | FCRE1173 | 10/15/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304847650 | FCRE7496 | 10/15/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing a copy of the first mortgage Statement with XXX. or internal screen shot of servicing screen or equivalent documentation verifying Principal & Interest and interest rate of the first lien mortgage. | provided the mortgage Statement for XXX | Documentation is sufficient. Statement provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304845633 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.24% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304845633 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.24% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304872128 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304872128 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304846220 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.4% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304846220 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.4% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848172 | FPRO1137 | 10/30/2025 | Credit | Appraisal | The appraiser was not licensed (Primary Value) | Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date The loan file is missing an valid appraiser license. The appraiser license effective XX/XX/XXXX which is after the appraisal completion date of XX/XX/XXXX. | provided the appraisal and appraiser license, license valid for two years at a time | Documentation is sufficient. Appraisal and license provided. Exception resolved.; Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.83% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/30/2025 | C A |
| XXX | XXXXX | 304846439 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.84% is less than Guideline LTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304848614 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304848614 | FCRE1164 | 10/16/2025 | Credit | Missing Doc | Flood Insurance Policy Missing | Missing Flood Insurance Policy | provided the flood cert | Documentation is sufficient. Master policy in effect. Exception resolved.; Documentation is sufficient. Flood policy provided. Exception resolved.; Flood Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304848614 | FCRE1173 | 10/16/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304848614 | FCRE1169 | 10/16/2025 | Credit | Insurance | Flood Insurance Effective Date is after the Disbursement Date | Flood Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX | Master flood | Flood Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Flood Insurance Effective Date Is Not Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304848614 | FCRE7497 | 10/15/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | -Final 1003 & Credit report reflects HELOC monthly payment of XXX for XXX, however, the loan file is missing supporting documentation to verify the payment. | provided the HELOC Statement | Documentation is sufficient. Statement provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304848614 | FCRE7496 | 10/14/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | -Transmittal form 1008 reflects HOA monthly payment of XXX for subject property, however, the loan file is missing supporting documentation to verify the payment. | provided the HOA document | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 75% | Resolved | 10/14/2025 | D A |
| XXX | XXXXX | 304846376 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.55% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304846294 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.5% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.06% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304846294 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.5% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.06% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304847065 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.55% is less than Guideline LTV of 90% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304884375 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.3% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.34% is less than Guideline CLTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304884375 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.3% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.34% is less than Guideline CLTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304860634 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.54% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304867932 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.32% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304848278 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.22% is less than Guideline LTV of 85% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304854840 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.35% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304847649 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.07% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304847843 | FCOM8997 | 10/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.07% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.04% is less than Guideline CLTV of 90% | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304847843 | FCRE8999 | 10/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.07% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.04% is less than Guideline CLTV of 90% | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304847813 | FCOM8997 | 10/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.01% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.45% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304847813 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.01% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.45% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304850453 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.66% is less than Guideline LTV of 85% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304847064 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.87% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.48% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304847064 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.87% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.48% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304847648 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.47% is less than Guideline LTV of 75% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304847648 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.47% is less than Guideline LTV of 75% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304848277 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.01% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.94% is less than Guideline LTV of 75% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848277 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.01% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.94% is less than Guideline LTV of 75% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304847665 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.98% is less than Guideline LTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304847812 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304848164 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.75% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304847883 | FCRE5116 | 10/16/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. File is missing verification of mortgage history for past XXX months as required by guidelines. Mortgage is not reflected on borrower's credit report. Only verification is Statement dated XX/XX/XXXX reflecting next due XX/XX/XXXX but no prior history provided. | provided the credit supplement for XXX (mortgage) | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing. XXX month payment history provided, XXX. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.67% is less than Guideline LTV of 75% | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304852778 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.54% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304848163 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.38% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848163 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.38% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304874509 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.31% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304865120 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.49% is less than Guideline LTV of 85% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304848161 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.55% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304848161 | FCRE0377 | 12/08/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). No evidence of an RCE of extended replacement cost coverage on the hazard insurance policy. | This an HO6 policy along with the master policy. | Documentation is sufficient. Policy and H06 Master policy provided. Exception resolved. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.55% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/08/2025 | C A |
| XXX | XXXXX | 304848274 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.11% is less than Guideline LTV of 50% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304848160 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.45% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.02% is less than Guideline CLTV of 90% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304848160 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.45% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.02% is less than Guideline CLTV of 90% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304848562 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.75% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304848976 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.4% is less than Guideline LTV of 85% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304848271 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848271 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304855062 | finding-2261 | 10/27/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the XXX rate spread home loan test. (XXX GS §24-1.1F(a)(7))The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.51% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304855062 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.51% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304855062 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.51% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304848268 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.06% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304848267 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.9% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304850452 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.45% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.06% is less than Guideline CLTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304850452 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.45% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.06% is less than Guideline CLTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304850451 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.51% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304848561 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.8% is less than Guideline LTV of 75% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304848561 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.8% is less than Guideline LTV of 75% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304848579 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.88% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.94% is less than Guideline CLTV of 90% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304848579 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.88% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.94% is less than Guideline CLTV of 90% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304849028 | FCRE7497 | 12/12/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Credit supplement or VOM is required for REO, at XXX XXX lender XXX, verify mortgage history and verify property is free and clear. | VOM | Documentation is sufficient. VOM provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.21% is less than Guideline LTV of 90% | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304848613 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.61% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304848613 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.61% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304860632 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.2% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 90% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304856446 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.05% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.8% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304856446 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.05% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.8% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304848996 | FCRE1158 | 11/06/2025 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided - the policy in the loan file is missing the annual premium. | provided the HOI with annual premium | Documentation is sufficient. Updated policy provided. Exception resolved.; Hazard Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.69% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.96% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304849025 | FCOM8997 | 10/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.39% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.04% is less than Guideline LTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304849025 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.39% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.04% is less than Guideline LTV of 75% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304849298 | FPRO1136 | 12/08/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Appraisal - Completion Report (1004D) missing. The necessary finish work includes completing the bedroom renovation, repairing wall finishes, installing baseboard trim, completing electrical fixture installation, installing XXX heating, and general cleaning and painting. Documented Cost to Cure Bedroom finish - XXX A professional inspection is recommended for the roof to determine its suitability for further use or repairs. | provided the 1004d | Documentation is sufficient. XXX Update provided. Exception resolved. ; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.71% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | C A |
| XXX | XXXXX | 304852776 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.09% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304849297 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.75% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.56% is less than Guideline LTV of 90% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304850813 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.18% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304856445 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304856445 | FCRE7496 | 10/28/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The loan file is missing the HOA Statement supporting amount of $ XXX | provided the HOA Statement | Documentation is sufficient. HOA Statement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | D A |
| XXX | XXXXX | 304854839 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.1% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.3% is less than Guideline LTV of 80% | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304872033 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304858981 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.33% is less than Guideline LTV of 75% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304858981 | FCRE2900 | 11/11/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Final 1003 States borrower is a Permanent Resident, missing unexpired Permanent Resident Card or equivalent documentation | provided the borrower's green card | Borrower Identification Document provided. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.33% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | D A |
| XXX | XXXXX | 304852325 | FCOM8997 | 10/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.72% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304852325 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.72% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304856865 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.52% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304854838 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.4% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304854838 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.4% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304855077 | FCRE9814 | 11/19/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Documentation is sufficient. Trust certification provided. Exception resolved.; Trust Agreement Meets Guideline Requirements | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.55% is less than Guideline LTV of 85% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304854837 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.62% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.2% is less than Guideline LTV of 75% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304854837 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.62% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.2% is less than Guideline LTV of 75% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304861664 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.22% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.39% is less than Guideline LTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304855076 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.57% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.14% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304855076 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.57% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.14% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304855075 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.5% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.41% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304855075 | FCRE9814 | 11/19/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.5% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.41% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304874508 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.49% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304855250 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.12% is less than Guideline LTV of 85% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304855247 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.76% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.98% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304855247 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.76% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.98% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304857405 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.95% is less than Guideline LTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304873889 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.87% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304856444 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.44% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304872032 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.77% is less than Guideline LTV of 85% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304856443 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.24% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.85% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304856443 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.24% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.85% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304856864 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.25% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304856864 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.25% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304870502 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.45% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304861663 | FCOM8997 | 11/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304861663 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304859432 | FCRE1173 | 11/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master policy is missing | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.96% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.03% is less than Guideline LTV of 85% | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304857402 | FCRE9549 | 10/31/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Borrower has obtained a new credit card debt from XXX; Final 1003 reflects an outstanding balance of XXX a minimum payment of XXX and a credit limit of XXX Missing Credit Supplement, current Statement or equivalent documentation verifying, outstanding balance, credit limit and monthly minimum payment as documents provided does not verify required information | XXX | Documentation is sufficient. Credit Statement provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | D A |
| XXX | XXXXX | 304857400 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.02% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304857400 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.02% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304858368 | FCRE8999 | 10/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304858366 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.2% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304858366 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.2% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.2% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304858979 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.65% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304858979 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.65% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304860474 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.92% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304860474 | FCRE7496 | 11/06/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | - Missing evidence of XXX monthly HOA payment, which is reflected on the XXX as borrower's obligation. | provided the email from HOA confirming the amount of the HOA dues | Documentation is sufficient. Verification of HOA dues provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.92% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304862159 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304859430 | FCRE8999 | 10/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.05% is less than Guideline LTV of 75% | Resolved | 10/30/2025 | A |
| XXX | XXXXX | 304859429 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.66% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.63% is less than Guideline LTV of 75% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304859429 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.66% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.63% is less than Guideline LTV of 75% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304865189 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.09% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304861625 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304868222 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.87% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304860472 | FCRE1345 | 11/11/2025 | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements Missing Borrower has Solar Panels based upon the loan agreement from XXX. Per FNMA guidelines, a copy of the Lease Agreement or Power Purchase Agreement is required. | lease | Documentation is sufficient. XXX agreement provided. Exception resolved.; Borrower 1 Lease Agreements Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | D A |
| XXX | XXXXX | 304870070 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304870070 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304861556 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.44% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.66% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304861556 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.44% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.66% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304860631 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.83% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304860630 | FCOM8997 | 11/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.69% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.15% is less than Guideline CLTV of 75% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304860630 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.69% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.15% is less than Guideline CLTV of 75% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304861624 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.71% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.54% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304862164 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.79% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304874002 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.23% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304874002 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.23% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304869500 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.96% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.59% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304869500 | FCRE1173 | 11/13/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master policy is missing. | master cert | HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.96% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.59% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | D A |
| XXX | XXXXX | 304861566 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.74% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304865188 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.46% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304865188 | FCRE1173 | 11/19/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Provide missing HO-6 Master Insurance Policy. | provided the HO6 master policy | Documentation is sufficient. H06 Master policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.46% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304865188 | FCRE7496 | 11/19/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Provide required evidence of monthly HOA dues. | provided the XXX questionarie | Documentation is sufficient. HOA Questionnaire provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.46% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304862304 | FCRE3501 | 11/17/2025 | Credit | Borrower | Borrower 2 residency documentation not provided or issue with documentation | . Missing co-borrower's XXX documentation as XXX. | provided coborrowers green card | Documentation is sufficient. Resident card provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.05% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | C A |
| XXX | XXXXX | 304869346 | FCRE1440 | 12/08/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing payment history for subject property prior to Assumption completed on XX/XX/XXXX page XXX Per 1003 customers have been in the subject for XXX years. | provided the payment history | Documentation is sufficient. Housing transaction history provided. Exception resolved. ; Housing History Meets Guideline Requirements | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.94% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | C A |
| XXX | XXXXX | 304862157 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.53% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.13% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304862163 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.87% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.44% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304862303 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.54% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304862353 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.51% is less than Guideline LTV of 75% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304867839 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.65% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304875272 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.89% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41% is less than Guideline CLTV of 90% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304875272 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.89% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41% is less than Guideline CLTV of 90% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304873541 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.91% is less than Guideline CLTV of 85% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304873541 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.91% is less than Guideline CLTV of 85% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304865184 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304865183 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.74% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304867491 | FCOM8997 | 10/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.61% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304867491 | FCRE8999 | 10/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.61% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 90% | Resolved | 10/29/2025 | A |
| XXX | XXXXX | 304875185 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.06% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.33% is less than Guideline CLTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304865462 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.28% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.21% is less than Guideline CLTV of 85% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304865461 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.77% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304865461 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.77% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304865380 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.73% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.2% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304865380 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.73% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.2% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304867838 | FCRE8999 | 10/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.91% is less than Guideline LTV of 85% | Resolved | 10/31/2025 | A |
| XXX | XXXXX | 304865459 | FCRE1173 | 12/01/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy - The loan file has no evidence of the master XXX policy or borrower's individual HO-6 policy, which is required on all XXX property types. | master cert; master cert | Documentation is sufficient. H06 policy provided. Exception resolved. ; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.01% is less than Guideline LTV of 90% | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304867837 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.34% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.78% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304867837 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.34% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.78% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304866776 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.52% is less than Guideline LTV of 85% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304866775 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.36% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.5% is less than Guideline LTV of 90% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304866775 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.36% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.5% is less than Guideline LTV of 90% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304870500 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.6% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.77% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304868220 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304868220 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304868280 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.84% is less than Guideline LTV of 75% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304867927 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.03% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304868095 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.04% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304868095 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.04% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304868279 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.29% is less than Guideline LTV of 85% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304870499 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.22% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304868789 | FCRE1173 | 12/01/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy The subject property is a XXX, which requires the XXX Master Insurance Policy and borrower's HO-6 policy. | master cert | Documentation is sufficient. H06 policy provided. Exception resolved. ; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.61% is less than Guideline LTV of 85% | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304872506 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.8% is less than Guideline LTV of 90% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304868094 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.51% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.63% is less than Guideline LTV of 90% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304868094 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.51% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.63% is less than Guideline LTV of 90% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304874001 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.28% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.23% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304874001 | FCRE7497 | 11/17/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | File is missing verification of taxes and insurance for XXX. Additionally, there is no verification that the borrower is not obligated on XXX mortgage with Mutual of XXX. The file contains a processor cert stating no HOA dues and mortgage does not contain escrows, but no verification of tax and insurance amounts were documented. | Reverse mortgage; Non subject REO taxes and insurance | Documentation is sufficient. Tax document, Hazard policy and XXX Note provided. Exception resolved.; Verification of tax and insurance provided. However, disposition of XXX mortgage with Mutual of XXX Stated on Final 1003 was not addressed. HOI lists as mortgagee additional interest. Evidence required that borrowers are not obligated. Condition remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.28% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.23% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | D A |
| XXX | XXXXX | 304869499 | FCRE1440 | 11/07/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements - The credit report does not reflect mortgage history for subject 1st lien, which is required per guidelines XXX or XXX. | provided the credit supplement for XXX account | Documentation is sufficient. Credit supplement provided. Exception resolved.; Housing History Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.73% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.46% is less than Guideline CLTV of 75% | Resolved | 11/07/2025 | C A |
| XXX | XXXXX | 304868788 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.1% is less than Guideline LTV of 90% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304869241 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.03% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.17% is less than Guideline LTV of 75% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304869241 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.03% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.17% is less than Guideline LTV of 75% | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304848581 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6% is less than Guideline LTV of 85% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304848581 | FVAL9739 | 11/13/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Missing Property Condition Report which is required on all loans utilizing an AVM. | PCI | Property/Appraisal Meets Guidelines. PCR provided. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6% is less than Guideline LTV of 85% | Resolved | 11/13/2025 | C A |
| XXX | XXXXX | 304871962 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.01% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872126 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.31% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.69% is less than Guideline CLTV of 75% | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872126 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.31% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.69% is less than Guideline CLTV of 75% | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872125 | FCOM1233 | 11/24/2025 | Credit | Missing Doc | The Final 1003 is Incomplete | The Final 1003 is Incomplete. Section 1b of The Final 1003 is Missing Borrower 2 Schedule C Business - XXX employment and income information used by lender to qualify the loan. | Typically per Guidelines we are not required to put loss from a SE business against their w2 or other income. Only if they are using SE income. We did lower the income. S Calculations is XXX - XXX (loss) = XXX (which is what we have in the system); per XXX only income used for B2 was SSI income, provided the XXX and SSI award letter | Documentation is sufficient. Revised XXX provided along with LOE. Exception resolved.; The Final 1003 is Present; XXX comments indicate Schedule C loss for B2 was included in B1 qualifying income on XXX Condition remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.6% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.11% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | D A |
| XXX | XXXXX | 304868787 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.98% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CLTV of 90% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304868787 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.98% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CLTV of 90% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304868786 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.23% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.68% is less than Guideline LTV of 90% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304868786 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.23% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.68% is less than Guideline LTV of 90% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304868785 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.43% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.7% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304868785 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.43% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.7% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304868784 | FCRE7495 | 11/13/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Credit report reflects outstanding balance of XXX with no monthly payment for XXX #XXX, however, the loan file is missing supporting documentation to verify the XXX monthly payment used by lender per Final 1003. | Statement | Verification of account provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.94% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/13/2025 | D A |
| XXX | XXXXX | 304870498 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.15% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304870498 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.15% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304868783 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 75% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304869222 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.16% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.2% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304869222 | FCRE1173 | 11/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master XXX policy is missing. | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.16% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.2% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | D A |
| XXX | XXXXX | 304869220 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.89% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304822819 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304822819 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304869344 | FVAL9739 | 11/06/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Property Condition Report missing, which is required when an AVM is utilized. | PCR | Documentation is sufficient. PCR provided. Exception resolved.; Property/Appraisal Meets Guidelines | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.57% is less than Guideline LTV of 85% | Resolved | 11/06/2025 | C A |
| XXX | XXXXX | 304873840 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.84% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.91% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304873840 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.84% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.91% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304898861 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.73% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304870065 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.03% is less than Guideline LTV of 85% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304870496 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.5% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304888279 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.84% is less than Guideline LTV of 90% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304870492 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.1% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304870492 | FCRE1173 | 11/11/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing master insurance; Per copy of an email from HOA indicated that COI (XXX Insurance was attach) missing from loan file | Master policy; Master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.1% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/11/2025 | D A |
| XXX | XXXXX | 304870489 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.49% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.83% is less than Guideline LTV of 90% | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304888278 | FCOM8997 | 11/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.24% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.04% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304888278 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.24% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.04% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304872124 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.58% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.22% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304872124 | FCRE1964 | 11/17/2025 | Credit | Missing Doc | Missing income documentation | Lender used Bi-Weekly Base of $XXX. However, the WVOE in file does not State the bi-weekly base income used to qualify. | The VOE shows that the annual salary is XXX and average hours worked per pay period is XXX which is a bi weekly amount of hours. XXX divided by XXX is XXX which is higher than the amount used to qualify. | Documentation is sufficient. WVOE provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.58% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.22% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | D A |
| XXX | XXXXX | 304870485 | FCOM8997 | 11/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.58% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304870485 | FCRE7495 | 11/17/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing verification of new installment loan account with XXX with balance of XXX and monthly payment of $XXX. | provided the promissory note for the XXX account | ; Documentation is sufficient. Installment Note provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.58% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | D A |
| XXX | XXXXX | 304870484 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.1% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304870481 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.48% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.13% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304870481 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.48% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.13% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304870479 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 75% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304870477 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.58% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304870476 | FPRO1136 | 11/19/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Subject Property Appraisal is Subject To the installation of the XXX detector; 1004D was not provided verifying that detector has been installed | provided the 1004d | Documentation is sufficient. XXX Completion Report provided. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.13% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | C A |
| XXX | XXXXX | 304871960 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.36% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304871960 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.36% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304871959 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.67% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304871958 | FCRE8999 | 11/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.04% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2025 | A |
| XXX | XXXXX | 304884374 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.88% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.74% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304891068 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.49% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304891068 | FCRE1173 | 11/24/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the master HO6 policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.49% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline LTV of 75% | Resolved | 11/24/2025 | D A |
| XXX | XXXXX | 304891068 | FCRE7496 | 11/24/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current HOA Statement or equivalent documentation verifying HOA monthly payment of XXX based upon Final 1003 & XXX as Subject Property is a XXX per executed XXX Rider. | provided the LOX regarding the HOA fees | Documentation is sufficient. LOE for HOA provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.49% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.98% is less than Guideline LTV of 75% | Resolved | 11/24/2025 | D A |
| XXX | XXXXX | 304892068 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.93% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.22% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304875983 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.93% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304875983 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.93% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894665 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.53% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.71% is less than Guideline CLTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304894665 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.53% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.71% is less than Guideline CLTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304872505 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.99% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.97% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304872505 | FVAL8862 | 11/19/2025 | Credit | Missing Doc | File does not contain all required valuation documents | When AVM provided for valuation documentation, it is always required to provide a property inspection/condition report, however that document is missing from the loan file. | provided the PCR | Documentation is sufficient. PCR provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.99% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.97% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304873888 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.59% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304873068 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.44% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.43% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304873068 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.44% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.43% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304873887 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.59% is less than Guideline LTV of 85% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304873887 | FCRE1173 | 11/19/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided HO6 master policy; provided the HO6 master policy | Documentation is sufficient. Master H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.59% is less than Guideline LTV of 85% | Resolved | 11/19/2025 | D A |
| XXX | XXXXX | 304888277 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 75% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304873067 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.6% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.11% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304873067 | FCRE8999 | 11/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.6% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.11% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304873839 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.51% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304873539 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.39% is less than Guideline LTV of 75% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304873838 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.67% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.99% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304873838 | FVAL9739 | 11/19/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Missing property condition inspection to support the AVM valuation in file per guidelines. | PCI | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.67% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.99% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | C A |
| XXX | XXXXX | 304884373 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.61% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304873886 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.39% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304894599 | FCRE3653 | 11/24/2025 | Credit | Missing Doc | Missing letter of explanation | Final 1003 reflects borrowers have resided at subject property for XXX years. However, per appraisal, title and fraud report the subject property was acquired XX/XX/XXXX for XXX Credit report and supplemental documentation reflect XXX months mortgage history from XX/XX/XXXX to XX/XX/XXXX with no additional housing history verified. Credit report and fraud report reflect several other addresses during relevant period. | provided the LOX | Documentation is sufficient. LOE provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.42% is less than Guideline LTV of 85% | Resolved | 11/24/2025 | D A |
| XXX | XXXXX | 304874118 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.29% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304874725 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.79% is less than Guideline LTV of 90% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304874394 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.56% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.33% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304874394 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.56% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.33% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304875943 | FCRE8999 | 11/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.96% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304874085 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.54% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304874085 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.54% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304874084 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.25% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304876075 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.3% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304874379 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.07% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304874379 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.07% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304874378 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.44% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.03% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304874378 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.44% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.03% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304874505 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.95% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304876066 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.02% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.89% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304874499 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.43% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.79% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304893540 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.11% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874496 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.79% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874495 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304874495 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304874724 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.17% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304875942 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.91% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304875942 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.91% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304875982 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.33% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.82% is less than Guideline CLTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304875982 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.33% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.82% is less than Guideline CLTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304876085 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304874846 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.04% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304875218 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.81% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.85% is less than Guideline CLTV of 75% | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304875049 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.22% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304875048 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.85% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304875048 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.85% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304875981 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.93% is less than Guideline LTV of 85% | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304876391 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.51% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304876391 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.51% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304889306 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.65% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304876390 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.21% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304877903 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.87% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.03% is less than Guideline LTV of 90% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304877903 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.87% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.03% is less than Guideline LTV of 90% | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304894292 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.36% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.98% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304894292 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.36% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.98% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304891067 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.04% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.7% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304891067 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.04% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.7% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304876083 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.85% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304876560 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.58% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304876560 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.58% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304876065 | FCOM8997 | 11/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.64% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304876065 | FCRE8999 | 11/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 46.64% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/17/2025 | A |
| XXX | XXXXX | 304888274 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.58% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304909598 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.84% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.62% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304876558 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.97% is less than Guideline LTV of 75% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304892904 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.39% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304876557 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.84% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304877900 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.62% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.28% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304877900 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.62% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.28% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304884371 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.96% is less than Guideline LTV of 75% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304884371 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.96% is less than Guideline LTV of 75% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304877976 | FCRE8611 | 12/01/2025 | Credit | Income/Employment | Income/Employment General | Lender used retirement income of XXX per month for Borrower. File contains two XXX's for retirement with XXX disbursements totaling XXX or XXX per month. No additional documentation in file to support Lender used amount of XXX per month. | provided the missing documents showing the other pension income | Documentation is sufficient. Pension letter provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.39% is less than Guideline LTV of 90% | Resolved | 12/01/2025 | C A |
| XXX | XXXXX | 304877976 | FCRE1193 | 12/01/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% ; Lender used retirement income of XXX per month for Borrower. File contains two XXX's for retirement with XXX disbursements totaling XXX or XXX per month. No additional documentation in file to support Lender used amount of XXX per month. |  | Documentation is sufficient. Retirement letter provided. Exception resolved. ; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.39% is less than Guideline LTV of 90% | Resolved | 12/01/2025 | C A |
| XXX | XXXXX | 304889318 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.99% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304878876 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.76% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304904063 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.24% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.51% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304904063 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.24% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.51% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304897987 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.82% is less than Guideline LTV of 85% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304892048 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 75% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304889305 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.34% is less than Guideline LTV of 75% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889305 | FCRE0386 | 12/09/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. XXX Patriot Act form missing information | PAT ACT | Documentation is sufficient. Patriot Act disclosure provided. Exception resolved.; Photo Identification provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.34% is less than Guideline LTV of 75% | Resolved | 12/09/2025 | D A |
| XXX | XXXXX | 304888272 | FCRE1164 | 12/08/2025 | Credit | Missing Doc | Flood Insurance Policy Missing | Missing Flood Insurance Policy Flood Cert confirms property is located in a Flood Zone. Loan Image is missing the Flood Insurance policy. Lender to provide. | provided the flood insurance | Documentation is sufficient. Flood policy provided. Exception resolved. ; Flood Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.64% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.23% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304888272 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.64% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.23% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304889304 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.48% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889304 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.48% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889300 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.56% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.11% is less than Guideline LTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889300 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.56% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.11% is less than Guideline LTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304889299 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.48% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304889299 | FCRE5116 | 11/24/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Current XXX history is not documented. Credit report in file reflects payment history from XX/XX/XXXX to XX/XX/XXXX with XXX which was transferred. Subsequent history is not verified other than Statement dated XX/XX/XXXX with new servicer. | provided the credit supplement for the XXX | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 31.48% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/24/2025 | D A |
| XXX | XXXXX | 304889296 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.49% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.05% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304893462 | FCRE1358 | 12/08/2025 | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Borrower 2 W2/1099 Missing. ; file is missing XXX yrs W2s for co-borrower required by guidelines. Only YTD paystub was included in loan file. | provided the W2 for XXX and XXX | Documentation is sufficient. W-2's provided. Exception resolved. ; Borrower 2 W2/XXX Provided or Not Applicable (Number of Borrowers equals XXX) | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.81% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304889293 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304889292 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.31% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304889292 | FCRE7495 | 12/01/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing verification of installment loan with XXX with balance of XXX and monthly payment of XXX disclosed on Final 1003. | XXX agreement | Documentation is sufficient. Installment contract provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.31% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304889291 | FCRE1173 | 12/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.17% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.73% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/18/2025 | D A |
| XXX | XXXXX | 304889596 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.07% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.68% is less than Guideline LTV of 85% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304889595 | FCRE1173 | 12/01/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | master cert; master cert | Documentation is sufficient. H06 policy provided. Exception resolved. ; HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.25% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304893841 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.15% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304893496 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.3% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304893496 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.3% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304891118 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.72% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.15% is less than Guideline LTV of 85% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304891118 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.72% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.15% is less than Guideline LTV of 85% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304892902 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.83% is less than Guideline LTV of 85% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304892902 | FCRE7496 | 12/08/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing HOA payment Statement or coupon. | provided the verification of the name of the HOA and the appraisal to show the amount of the dues | Documentation is sufficient. Appraisal provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.83% is less than Guideline LTV of 85% | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304892902 | FCRE1173 | 12/08/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master Insurance is required. | Provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved. ; HO-6 Master Insurance Policy is fully present | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.83% is less than Guideline LTV of 85% | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304892046 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.03% is less than Guideline LTV of 75% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304904601 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.26% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304892044 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.07% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894348 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.73% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.37% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304892346 | FCRE8999 | 11/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.91% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/20/2025 | A |
| XXX | XXXXX | 304852775 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.3% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304892345 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.09% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.07% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304892345 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.09% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.07% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304893461 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.26% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.15% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304893461 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.26% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.15% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304892901 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.42% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304893458 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.38% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304893457 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.61% is less than Guideline LTV of 90% | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304898860 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.49% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304893745 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.99% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.53% is less than Guideline LTV of 85% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304893745 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.99% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.53% is less than Guideline LTV of 85% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304893536 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.04% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304893536 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.04% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894289 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.68% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304893743 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.49% is less than Guideline LTV of 90% | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304897594 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.89% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.94% is less than Guideline CLTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304897594 | FCRE1173 | 12/12/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.89% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.94% is less than Guideline CLTV of 75% | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304893838 | FCRE8999 | 12/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.78% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304874498 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.73% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304896368 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.86% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304894664 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.76% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304894284 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.87% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.82% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304894284 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.87% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.82% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304897179 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.44% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.33% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894596 | FCOM8997 | 12/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.95% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.02% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/04/2025 | A |
| XXX | XXXXX | 304894596 | FCRE7496 | 12/09/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing verification of the Homeowner Insurance Payment for the REO Property listed on the XXX Sch E which shows no Insurance. However, file has a letter from the Borrower that confirms there is insurance on the REO located XXX. Please provide current Insurance premium for this REO. | provided the HOI for XXX; property is free and clear, provided the title pro report | Documentation is sufficient. Policy provided. Exception resolved.; Acknowledge the free and clear status. XXX States they have insurance on the REO property. Please provide this policy. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.95% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.02% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | D A |
| XXX | XXXXX | 304894345 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.32% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894278 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.91% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.82% is less than Guideline LTV of 85% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304894278 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.91% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.82% is less than Guideline LTV of 85% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304894343 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.33% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304894343 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.33% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304904264 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.24% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.45% is less than Guideline LTV of 90% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304904264 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.24% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.45% is less than Guideline LTV of 90% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304896690 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.21% is less than Guideline LTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304895462 | FCRE1173 | 12/10/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 | Documentation is sufficient. H06 Master policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.2% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/10/2025 | D A |
| XXX | XXXXX | 304894662 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.72% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894662 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.72% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894726 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.68% is less than Guideline LTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304894725 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.51% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304895461 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.39% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304847884 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.84% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304847884 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.84% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896327 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.29% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.88% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304896327 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.29% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.88% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304896689 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.11% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896689 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.11% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896427 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.77% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.72% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896427 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.77% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.72% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896688 | FCRE2900 | 12/12/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. - Copy of ID or the XXX Patriot Act Disclosure document required. | provided the patriot act form for B1; provided the XXX and the patriot act form | Documentation is sufficient. Patriot Act provided. Exception resolved.; Borrower Identification Document provided.; Need the information/documentation for Borrower One. Exception remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.87% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/12/2025 | D A |
| XXX | XXXXX | 304896995 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.77% is less than Guideline LTV of 75% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896686 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.59% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304896685 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.53% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.85% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896685 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.53% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.85% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304896884 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.69% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304897986 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.17% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304897986 | FCRE1186 | 12/12/2025 | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% - DU #XXX listed B1 liability on the credit report that was last reported on XXX/XXX, auto lease that still has an outstanding balance of XXX with a monthly payment of XXX AUS required debt to either be listed on the loan application or documentation that reflects the account is paid in full. The lender excluded this account and loan file is missing evidence this account was paid in full and closed. Therefore, the DTI discrepancy is due to this excluded liability, a difference of XXX% which exceeds the XXX% tolerance and would require the AUS to be resubmitted with the debt or documentation that reflects debt has been paid in full. | Credit Supp. | Documentation is sufficient. Credit supplement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.17% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2025 | C A |
| XXX | XXXXX | 304896994 | FCOM8997 | 12/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.92% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304896994 | FCRE8999 | 12/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.92% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2025 | A |
| XXX | XXXXX | 304897326 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.7% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.53% is less than Guideline CLTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304897326 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.7% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.53% is less than Guideline CLTV of 90% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304897324 | FCRE7496 | 12/08/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | HOA Statement or verification of XXX HOA amount is required. | provided verification of HOA dues | Documentation is sufficient. HOA Statement provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.61% is less than Guideline CLTV of 75% | Resolved | 12/08/2025 | D A |
| XXX | XXXXX | 304898303 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.87% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.91% is less than Guideline CLTV of 85% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304904261 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.58% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304904261 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.58% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304898301 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.64% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.76% is less than Guideline LTV of 85% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304902286 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.61% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304898853 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.73% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.64% is less than Guideline CLTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304898853 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.73% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.64% is less than Guideline CLTV of 75% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304898852 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.55% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.43% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304898852 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.55% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.43% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304904256 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline LTV of 85% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304904254 | FCRE8611 | 12/10/2025 | Credit | Income/Employment | Income/Employment General | Missing B1 XXX Benefits fixed income of XXX per month, either with a XXX Letter or distribution form and verification income will continue for at least XXX years. If documentation cannot be provided, DTI will exceed maximum of XXX% DTI subject to re-calculation upon receipt of documentation. | provided the COE | ; Documentation is sufficient. Award letter provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.04% is less than Guideline LTV of 85% | Resolved | 12/10/2025 | C A |
| XXX | XXXXX | 304904598 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.75% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304907070 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.78% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304444778 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A |
| XXX | XXXXX | 304444778 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A |
| XXX | XXXXX | 304438671 | FCOM8997 | 12/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.94% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.02% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/18/2024 | A |
| XXX | XXXXX | 304438671 | FCRE1254 | 12/26/2024 | Credit | Title | Property Title Issue | Property Title Issue Title Search provided only reflects 2nd mortgage against subject property but not the 1st lien with XXX opened XX/XX/XXXX, original XXX | attached | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.94% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.02% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/26/2024 | C A |
| XXX | XXXXX | 304639730 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.95% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.88% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A |
| XXX | XXXXX | 304639730 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.95% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.88% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A |
| XXX | XXXXX | 304639872 | FCOM8997 | 04/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.68% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.44% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/15/2025 | A |
| XXX | XXXXX | 304639872 | FCRE7124 | 05/16/2025 | Credit | Income/Employment | Borrower 1 IRS Transcripts Do Not Match Income Docs | Borrower 1 XXX Transcripts Do Not Match Income Docs According to the Final 1003 loan application the borrower has owned XXX for XX/XX/XXXX. The XXX 1120S Business tax returns in the loan file reflect business was incorporated on XX/XX/XXXX and borrower started filing XXX 1120S effecting XX/XX/XXXX. In addition the borrowers XXX 1040s reflect borrower claimed XXX business income from XXX. However, when XXX Transcripts were ordered on XX/XX/XXXX for XXX-XXX, there has been no record of returns filed. Which questions the length of time the borrower has owned the business in question and meets FNMA requirements for allowing only one year personal and business tax returns with all schedules, rather than two years. | see attached ; see uw lox | Received tax returns from XXX to verify the length of time borrower has owned the business which meets FNMA guidelines and only require XXX year of income for self employment. ; Borrower 1 XXX Transcripts Do Not Match Income Docs Condition Resolved; Received UW Letter of explanation stating XXX Transcripts for personal 1040s were ordered, as the loan stands the borrower has not filed tax returns with the XXX from XXX-XXX. Will wait for transcripts to be provided, as UW Stated ordering transcripts. Not required to order business transcripts, but if personal transcripts are not filed with the XXX, the business might need to be ordered to confirm the length of self-employment income of at least XXX years, to utilize only one year of personal and business as verification of income. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.68% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.44% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/16/2025 | C A |
| XXX | XXXXX | 304639872 | FCRE7495 | 04/23/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | The borrower's XXX 1040s in the loan file reflect an additional property XXX, but was not disclosed on the Final 1003 loan application and no evidence the lender addressed this additional property. | Property on XXX owned by spouse only borrower is not vested owner. Property report attached. | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.68% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.44% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/23/2025 | D A |
| XXX | XXXXX | 304670829 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.19% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.34% is less than Guideline LTV of 85% | Resolved | 04/21/2025 | A |
| XXX | XXXXX | 304670829 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.19% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.34% is less than Guideline LTV of 85% | Resolved | 04/21/2025 | A |
| XXX | XXXXX | 304671573 | FCOM8997 | 04/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.03% is less than Guideline LTV of 75% | Resolved | 04/30/2025 | A |
| XXX | XXXXX | 304671573 | FCRE1326 | 05/06/2025 | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing Missing XXX P&L Statement to meet guidelines requirement of XXX days. Lender qualified borrower using Year XXX/XXX tax returns to qualify borrower. | Please advise where in the guidelines this is listed as required. | Explanation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.03% is less than Guideline LTV of 75% | Resolved | 05/06/2025 | D A |
| XXX | XXXXX | 304671573 | FCRE1440 | 05/06/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing verification that the senior lien is paid as agreed through the application date XX/XX/XXXX. Lender guidelines require XXX for prior XXX months as of the application date. Lender to provide an updated VOM/credit supplement that verifies senior lien paid as agreed as of the application date. | Statement | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.03% is less than Guideline LTV of 75% | Resolved | 05/06/2025 | C A |
| XXX | XXXXX | 304874377 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.78% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.87% is less than Guideline LTV of 90% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874377 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.78% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.87% is less than Guideline LTV of 90% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304839585 | FCOM8997 | 10/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.4% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.73% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304839585 | FCRE8999 | 10/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.4% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.73% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/20/2025 | A |
| XXX | XXXXX | 304749651 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.1% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304749651 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.1% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304789483 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.77% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.47% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304789483 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.77% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.47% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304776840 | finding-47 | 10/01/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Documentation required to clear exception. The disbursement date of XX/XX/XXXX is before the third business day following consummation date of XX/XX/XXXX. Documentation of actual disbursement date required. | Loan funded on XXX | PCCD provided; Exception resolved; PCCD provided; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.57% is less than Guideline LTV of 85% | Resolved | 10/01/2025 | C A |
| XXX | XXXXX | 304776840 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.57% is less than Guideline LTV of 85% | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304779952 | FCOM8997 | 09/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.58% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.73% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304779952 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.58% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.73% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304833207 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.2% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304833207 | FCRE8999 | 10/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.2% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304832984 | FCOM8997 | 09/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.09% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.05% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/30/2025 | A |
| XXX | XXXXX | 304832984 | FCRE1253 | 10/06/2025 | Credit | Eligibility | Missing Property Tax Cert | Missing Property Tax Cert | Tax Cert | Documentation is sufficient. Tax Cert provided. Exception resolved.; Property Tax Cert Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.09% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.05% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | C A |
| XXX | XXXXX | 304769946 | FCOM8997 | 10/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.47% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/06/2025 | A |
| XXX | XXXXX | 304769946 | FCRE8999 | 10/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.47% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/06/2025 | A |
| XXX | XXXXX | 304833631 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.23% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.05% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304833631 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.23% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.05% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304769784 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.52% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.05% is less than Guideline CLTV of 90% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304769784 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.52% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.05% is less than Guideline CLTV of 90% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304777657 | FCOM8997 | 09/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.78% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.81% is less than Guideline LTV of 85% | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304777657 | FCRE8999 | 09/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.78% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.81% is less than Guideline LTV of 85% | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304847763 | FCOM8997 | 10/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.14% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.36% is less than Guideline LTV of 90% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304847763 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.14% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.36% is less than Guideline LTV of 90% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304766105 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.13% is less than Guideline CLTV of 85% | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304768224 | FCOM8997 | 09/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.52% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/30/2025 | A |
| XXX | XXXXX | 304768224 | FCRE8999 | 09/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.52% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/30/2025 | A |
| XXX | XXXXX | 304768551 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.8% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.51% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304768551 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.8% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.51% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304780120 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.06% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.15% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304780120 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.06% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.15% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304789460 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.04% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304776773 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.59% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304776773 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.64% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.59% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304776942 | FCOM8997 | 10/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.63% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | A |
| XXX | XXXXX | 304776942 | FCRE8999 | 10/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.63% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | A |
| XXX | XXXXX | 304776875 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.86% is less than Guideline LTV of 90% | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304818351 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.55% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.17% is less than Guideline LTV of 85% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304818351 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.55% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.17% is less than Guideline LTV of 85% | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304815058 | finding-3352 | 09/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant and allowed per lender guidelines, therefore downgraded to grade A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.52% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/15/2025 | A |
| XXX | XXXXX | 304815058 | FCRE1193 | 09/19/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% - Which is due to lender excluding debt XXX at a XXX% of balance monthly payment because the credit report did not reflect a monthly payment. Evidence account was paid in full prior to closing required. | income updated based on a more recent paystub on file from XXX/XXX. Please see the attached stub and calculator. Our DTI is XXX% with the liability added in. | Documentation is sufficient. Updated pay stub provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.52% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | C A |
| XXX | XXXXX | 304816949 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.75% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.65% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304816949 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.75% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.65% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304812875 | FCOM8997 | 09/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.89% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304812875 | FCRE8999 | 09/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.89% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/29/2025 | A |
| XXX | XXXXX | 304811864 | FCOM8997 | 10/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.65% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/06/2025 | A |
| XXX | XXXXX | 304811864 | FCRE5116 | 10/13/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing VOR or Canceled checks for current XXX (XXX); per guidelines most recent XXX-month Housing History is required. Prior mortgage history on credit report through XX/XX/XXXX, but no verification of current rental history in file from XXX/XXX-XXX/XXX. | VOR; VOR | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.65% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | D A |
| XXX | XXXXX | 304777996 | FCOM8997 | 10/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.84% is less than Guideline LTV of 75% | Resolved | 10/02/2025 | A |
| XXX | XXXXX | 304777996 | FCRE8999 | 10/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.84% is less than Guideline LTV of 75% | Resolved | 10/02/2025 | A |
| XXX | XXXXX | 304778026 | FCOM8997 | 09/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.39% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.39% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304778026 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.39% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.39% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2025 | A |
| XXX | XXXXX | 304811460 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.59% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A |
| XXX | XXXXX | 304811460 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.59% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A |
| XXX | XXXXX | 304816454 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.68% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | A |
| XXX | XXXXX | 304816454 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.68% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | A |
| XXX | XXXXX | 304813299 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.35% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | A |
| XXX | XXXXX | 304813299 | FCRE8999 | 09/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.35% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | A |
| XXX | XXXXX | 304813287 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.56% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304813287 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.56% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304816413 | FCOM8997 | 10/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.09% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2025 | A |
| XXX | XXXXX | 304816413 | FCRE8999 | 10/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.09% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2025 | A |
| XXX | XXXXX | 304816817 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.3% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304816817 | FCRE1347 | 10/06/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing VOE for B2 per guidelines VOE is required within XXX-business days of Note date | VOE and Source | Documentation is sufficient. VOE provided. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.3% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | D A |
| XXX | XXXXX | 304817585 | FCOM8997 | 11/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.27% is less than Guideline CLTV of 75% | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304817585 | FCRE8999 | 11/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.27% is less than Guideline CLTV of 75% | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304840177 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.67% is less than Guideline LTV of 85% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304825050 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.97% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.86% is less than Guideline LTV of 85% | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304825050 | FCRE1145 | 10/03/2025 | Credit | Missing Doc | Title Document Missing | Title Document is missing - An O&E or Title Report required for all loan files. | Please see attached; Title | Documentation is sufficient. Title information provided. Exception resolved.; Title Document is fully Present; Need a Title Report, Policy or Title Ownership and Encumbrance report. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.97% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.86% is less than Guideline LTV of 85% | Resolved | 10/03/2025 | D A |
| XXX | XXXXX | 304818314 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.21% is less than Guideline LTV of 75% | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304818314 | FCRE7497 | 10/06/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of HOA dues from XXX for XXX XXX | HOA | Documentation is sufficient. HOA bill provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.21% is less than Guideline LTV of 75% | Resolved | 10/06/2025 | D A |
| XXX | XXXXX | 304822882 | FCOM8997 | 10/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.43% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.4% is less than Guideline CLTV of 85% | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304822882 | FCRE8999 | 10/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.43% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.4% is less than Guideline CLTV of 85% | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304840233 | FCOM8997 | 10/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.43% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.9% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304840233 | FCRE8999 | 10/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.43% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.9% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/15/2025 | A |
| XXX | XXXXX | 304819163 | FCOM8997 | 11/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.92% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.41% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/10/2025 | A |
| XXX | XXXXX | 304819163 | FCRE1193 | 11/17/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender used monthly taxes/insurance of XXX per month for subject property rather than verified property taxes of XXX per month and verified hazard insurance of XXX per month. | UPDATED INCOME CALCULATOR | Documentation is sufficient. OT and Bonus income calculations added. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.92% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.41% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/17/2025 | C A |
| XXX | XXXXX | 304822806 | FCOM8997 | 10/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.2% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/03/2025 | A |
| XXX | XXXXX | 304822806 | FCRE8999 | 10/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.2% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/03/2025 | A |
| XXX | XXXXX | 304852564 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.15% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304852564 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.15% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304823391 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.11% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.42% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304823391 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.11% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.42% is less than Guideline LTV of 75% | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304825075 | FCOM8997 | 10/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.77% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304825075 | FCRE1333 | 10/14/2025 | Credit | Missing Doc | Borrower 1 WVOE Missing | Borrower 1 WVOE Missing Per loan documents, income was calculated by lender using WVOE, however, the loan file is missing WVOE or any income supporting documents. Audit updated income using Final 1003 and income worksheet in file. | attached | Documentation received is sufficient. Exception resolved.; Borrower 1 WVOE Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.77% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.83% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/14/2025 | D A |
| XXX | XXXXX | 304828990 | FCRE8999 | 09/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/30/2025 | A |
| XXX | XXXXX | 304867846 | FCOM8997 | 11/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.17% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.79% is less than Guideline LTV of 75% | Resolved | 11/03/2025 | A |
| XXX | XXXXX | 304867846 | FCRE8999 | 11/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.17% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.79% is less than Guideline LTV of 75% | Resolved | 11/03/2025 | A |
| XXX | XXXXX | 304851976 | FCOM8997 | 11/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.48% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.3% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304851976 | FCRE8999 | 11/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.48% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.3% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/05/2025 | A |
| XXX | XXXXX | 304839639 | FCOM8997 | 10/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.51% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.43% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/23/2025 | A |
| XXX | XXXXX | 304839639 | FCRE0386 | 10/28/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. | Patriot Act | Documentation is sufficient. Patriot Act Disclosure provided. Exception resolved.; Photo Identification provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.51% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.43% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | D A |
| XXX | XXXXX | 304827722 | FCOM8997 | 10/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.85% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304827722 | FCRE8999 | 10/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.85% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304827689 | FCOM8997 | 10/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.66% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304827689 | FCRE8999 | 10/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.66% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2025 | A |
| XXX | XXXXX | 304840222 | FCOM8997 | 11/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.9% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304840222 | FCRE8999 | 11/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.9% is less than Guideline LTV of 90% | Resolved | 11/04/2025 | A |
| XXX | XXXXX | 304833232 | FCRE8999 | 10/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.27% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/14/2025 | A |
| XXX | XXXXX | 304840221 | FCOM8997 | 10/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.16% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304840221 | FCRE8999 | 10/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.94% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.16% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/17/2025 | A |
| XXX | XXXXX | 304840445 | FCOM8997 | 10/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.29% is less than Guideline LTV of 75% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304840445 | FCRE8999 | 10/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.29% is less than Guideline LTV of 75% | Resolved | 10/21/2025 | A |
| XXX | XXXXX | 304858372 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.74% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304858372 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.74% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304862306 | FCOM8997 | 10/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.12% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304862306 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.12% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304847850 | FCRE7495 | 12/10/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing verification of balance and payment for installment loan with XXX disclosed on 1003 in amount of XXX and payment of $XXX. | Payoff | Documentation is sufficient. Updated account information provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.56% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/10/2025 | D A |
| XXX | XXXXX | 304847850 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.56% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304847848 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.93% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304847848 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.93% is less than Guideline LTV of 90% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304867922 | FCRE1146 | 12/10/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Title to provide updated report, Quit Claim and Warranty correcting Borrowers name to XXX name, per ID and other documents. Name under preliminary, Quit Claim and Warranty Certificate shows. | Email from Title for no updated FTP due to unsecured 2nd transaction & Amended O&E | Documentation is sufficient. Title docs provided. Exception resolved.; Title Document is fully Present. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.15% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/10/2025 | D A |
| XXX | XXXXX | 304867922 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.15% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304876070 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.13% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304876070 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.13% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304850806 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.55% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304856533 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.13% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.71% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304856533 | FCRE8999 | 12/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.13% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.71% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304856846 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 39.66% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.96% is less than Guideline CLTV of 85% | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304867856 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.15% is less than Guideline LTV of 75% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304867856 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.15% is less than Guideline LTV of 75% | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304856465 | FCRE1146 | 12/18/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Tax certificate reflecting Semi Annual taxes paid, Tax report shows blank for tax amount, per approval amount used reflecting only partial amount, Tax verification of amount used is required. | Only qualified with half taxes. Borr has additional income to offset DTI. | Documentation is sufficient. Tax information, updated income document provided. Exception resolved.; Title Document is fully Present.; Title Document is incomplete or only partially present. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.43% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/18/2025 | D A |
| XXX | XXXXX | 304856465 | FCRE9163 | 12/01/2025 | Credit | Missing Doc | Missing Updated Credit Report Supplement | Evidence of the following accounts has been closed or provide an executed close out letter: | close out letters | Documentation is sufficient. Close out letters provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.43% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304856465 | FCOM8997 | 11/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.43% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304868793 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.55% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.92% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304868793 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.55% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.92% is less than Guideline CLTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872167 | FCOM8997 | 11/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.39% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.84% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304872167 | FCRE8999 | 11/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.39% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.84% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/26/2025 | A |
| XXX | XXXXX | 304868817 | FCOM8997 | 11/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.3% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.5% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304868817 | FCRE8999 | 11/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.3% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.5% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/12/2025 | A |
| XXX | XXXXX | 304867855 | FCRE8999 | 11/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/13/2025 | A |
| XXX | XXXXX | 304870103 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.18% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304870103 | FCRE8999 | 12/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.18% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304874124 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.63% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.51% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304874124 | FCRE8999 | 12/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.63% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.51% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304893442 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.98% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.78% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304893442 | FCRE8999 | 12/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.98% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.78% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304876122 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.06% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304876122 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.06% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874801 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.43% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874801 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.43% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304875290 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.5% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.25% is less than Guideline CLTV of 75% | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304875290 | FCRE8999 | 12/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.5% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.25% is less than Guideline CLTV of 75% | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304874917 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.79% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.22% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304874917 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.79% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.22% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304889957 | FCOM1227 | 12/22/2025 | Credit | Missing Doc | PUD Rider is Missing | PUD Rider is Missing. Appraisal reflects PUD. | scriveners affidavit w/PUD rider to correct mortgage | Documentation is sufficient. PUD Rider provided. Exception resolved.; The PUD Rider is Present or is Not Applicable (Property Type is PUD) | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.54% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Lender used escrow amount XXX $XXX. Tax amount is XXX and insurance amount is $XXX= XXX which is the reason for the difference. | Resolved | 12/22/2025 | D A |
| XXX | XXXXX | 304889957 | FCOM8997 | 12/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.54% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Lender used escrow amount XXX $XXX. Tax amount is XXX and insurance amount is $XXX= XXX which is the reason for the difference. | Resolved | 12/05/2025 | A |
| XXX | XXXXX | 304893507 | FCOM8997 | 11/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304893507 | FCRE8999 | 11/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2025 | A |
| XXX | XXXXX | 304893449 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.92% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.72% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304893449 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.92% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.72% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304757872 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.95% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.38% is less than Guideline CLTV of 85% | Resolved | 09/26/2025 | A |
| XXX | XXXXX | 304757872 | FVAL3825 | 10/07/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. The subject property is located in FEMA Declared Disaster Area with no subsequent property Inspection in the file. FEMA disaster XXX for XXX Severe Storms, Straight-line Winds, Flooding, and Mudslides declared on XX/XX/XXXX and has an incident period of XX/XX/XXXX-XX/XX/XXXX. Please provide a post disaster inspection confirming the subject did not sustain any damage. The file did not contain servicing notes, post disaster photos, or a Statement from the borrower confirming no damage. | PDI | Documentation is sufficient. PDI provided. Exception resolved.; Property Inspection Provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.95% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.38% is less than Guideline CLTV of 85% | Resolved | 10/07/2025 | C A |
| XXX | XXXXX | 304757872 | FPRO0383 | 10/07/2025 | Credit | Missing Doc | FEMA Post Disaster Inspection Report not Provided | The subject property is a FEMA disaster case; however, the inspection report was not provided. The subject property is located in FEMA Declared Disaster Area with no subsequent property Inspection in the file. FEMA disaster XXX for XXX Severe Storms, Straight-line Winds, Flooding, and Mudslides declared on XX/XX/XXXX and has an incident period of XX/XX/XXXX-XX/XX/XXXX. Please provide a post disaster inspection confirming the subject did not sustain any damage. The file did not contain servicing notes, post disaster photos, or a Statement from the borrower confirming no damage. |  | FEMA Post Disaster Inspection report was provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.95% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.38% is less than Guideline CLTV of 85% | Resolved | 10/07/2025 | D A |
| XXX | XXXXX | 304839641 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 24.83% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304839641 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 24.83% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.94% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304892940 | FCOM1262 | 12/19/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Borrower two's Right of Rescission is Missing. Borrowers one and three's Right of Rescission forms are in file on pages XXX and XXX | ROR XXX | Right of Rescission is Provided | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.09% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/19/2025 | D A |
| XXX | XXXXX | 304892940 | finding-47 | 12/19/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | Documentation Required: The disbursement date of XX/XX/XXXX is before the cancel by date on the ROR listed as XX/XX/XXXX. Proof of actual disbursement date is required to cure or PCCD, LOE, new signed ROR and re-opening of rescission is required. Note- Page XXX indicates a PCCD was sent XX/XX/XXXX. This PCCD is not in file. PCCD may correct disbursement date. This loan failed the TILA right of rescission test losed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. | PCCD | PCCD sent with corrected disbursement date. Exception resolved; PCCD sent with corrected disbursement date. Exception resolved | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.09% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/19/2025 | C A |
| XXX | XXXXX | 304892940 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.09% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.77% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304820303 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.15% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.93% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304820303 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.15% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.93% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304846355 | FCOM8997 | 10/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.39% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.21% is less than Guideline LTV of 75% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304846355 | FCRE8999 | 10/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.39% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.21% is less than Guideline LTV of 75% | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304826942 | FCOM8997 | 10/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.98% is less than Guideline LTV of 85% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304826942 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.98% is less than Guideline LTV of 85% | Resolved | 10/07/2025 | A |
| XXX | XXXXX | 304839595 | FCOM8997 | 10/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 75% | Resolved | 10/09/2025 | A |
| XXX | XXXXX | 304839595 | FCRE7497 | 10/20/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing current Statement or equivalent documentation verifying PITIA for property XXX XXX as property was purchased in XXX XXX | REO Docs for property XXX XXX | Documentation is sufficient. REO documents provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 75% | Resolved | 10/20/2025 | D A |
| XXX | XXXXX | 304839595 | FCRE1336 | 10/15/2025 | Credit | Missing Doc | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing ; Missing Pension and Social Security award letter or equivalent documentation. Per Final 1003 borrower receives Pension Income of XXX and Social Security pf XXX monthly. | Award letter | Documentation is sufficient. Award letters provided. Exception resolved.; Borrower 1 Award Letter Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 75% | Resolved | 10/15/2025 | D A |
| XXX | XXXXX | 304753182 | FCOM8997 | 06/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.65% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/16/2025 | A |
| XXX | XXXXX | 304753182 | FCRE8999 | 06/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.65% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/16/2025 | A |
| XXX | XXXXX | 304909767 | FCOM1262 | 12/16/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Borrower's Right of Rescission is Missing. Non borrowing title holder's Right of Rescission is in file. | Please see attached Right to Cancel for review. | Right of Rescission is Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.63% is less than Guideline LTV of 85% | Resolved | 12/16/2025 | D A |
| XXX | XXXXX | 304909767 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.63% is less than Guideline LTV of 85% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304241495 | finding-3352 | 03/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Compliant HPML | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.9% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Compensating factor \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.02% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. Compensating factor | Resolved | 03/18/2024 | A |
| XXX | XXXXX | 304241495 | FCRE8999 | 03/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.9% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Compensating factor \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.02% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. Compensating factor | Resolved | 03/18/2024 | A |
| XXX | XXXXX | 304242635 | finding-3352 | 04/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines, therefore, downgraded to A. |  | Compliant HPML | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.32% is less than Guideline LTV of 80% | Resolved | 04/29/2024 | A |
| XXX | XXXXX | 304242635 | FCRE8999 | 04/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.32% is less than Guideline LTV of 80% | Resolved | 04/24/2024 | A |
| XXX | XXXXX | 304242635 | FPRO0951 | 05/09/2024 | Credit | Missing Doc | XXX Approval Missing | XXX Approval Missing Lender's XXX project approval is Missing. |  | Exception is non-material and graded as level 2/B. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.32% is less than Guideline LTV of 80% | Acknowledged |  | No B |
| XXX | XXXXX | 304242635 | FPRO1501 | 05/09/2024 | Credit | Missing Doc | HOA Questionnaire is Incomplete | HOA Questionnaire incomplete HOA Property Information form is dated XX/XX/XXXX. Missing current HOA Questionnaire. |  | Exception is non-material and graded as level 2/B. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.32% is less than Guideline LTV of 80% | Acknowledged |  | No B |
| XXX | XXXXX | 304337194 | FCOM8997 | 07/01/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.27% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 85% | Resolved | 07/01/2024 | A |
| XXX | XXXXX | 304337194 | FCRE7497 | 07/01/2024 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of taxes and insurance for XXX - XXX XXX | Attached is final settlement Statement for XXX XXX showing HOA of XXX per monthnth, county property taxes of XXX per monthnth. \| \| Attached is the promissory note showing monthly payment of XXX \| \| Attached is the homestead exemption for XXX | Verification of PITIA provided for XXX. Condition cleared. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.27% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 85% | Resolved | 07/01/2024 | D A |
| XXX | XXXXX | 304415923 | finding-3352 | 12/30/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.13% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/30/2024 | A |
| XXX | XXXXX | 304415923 | FCRE8999 | 12/30/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.13% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/30/2024 | A |
| XXX | XXXXX | 304642997 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.85% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.2% is less than Guideline LTV of 70% | Resolved | 04/08/2025 | A |
| XXX | XXXXX | 304642997 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.85% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.2% is less than Guideline LTV of 70% | Resolved | 04/08/2025 | A |
| XXX | XXXXX | 304725206 | FCOM8997 | 07/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.57% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.54% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/21/2025 | A |
| XXX | XXXXX | 304725206 | FCRE8999 | 07/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.57% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.54% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/21/2025 | A |
| XXX | XXXXX | 304818440 | FCOM8997 | 10/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.81% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.34% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304818440 | FCRE8999 | 10/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.81% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.34% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/01/2025 | A |
| XXX | XXXXX | 304777353 | FCOM8997 | 09/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.74% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.98% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/17/2025 | A |
| XXX | XXXXX | 304777353 | FCRE1151 | 09/19/2025 | Credit | Title | Satisfactory Chain of Title not Provided | Unsatisfactory Chain of Title provided Title commitment is missing the required proof of title chain for last XXX months. | Chain docs | Documentation is sufficient. Previous Deed of Trust provided. Exception resolved.; Satisfactory Chain of Title has been provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.74% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.98% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | C A |
| XXX | XXXXX | 304749927 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.55% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304749927 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.55% is less than Guideline LTV of 90% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304779525 | FCOM8997 | 09/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.64% is less than Guideline LTV of 75% | Resolved | 09/17/2025 | A |
| XXX | XXXXX | 304779525 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.64% is less than Guideline LTV of 75% | Resolved | 09/17/2025 | A |
| XXX | XXXXX | 304873941 | FCOM8997 | 11/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline LTV of 65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304873941 | FCRE8999 | 11/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline LTV of 65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/24/2025 | A |
| XXX | XXXXX | 304640507 | FCOM8997 | 03/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.42% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline LTV of 85% | Resolved | 03/27/2025 | A |
| XXX | XXXXX | 304640507 | FCRE8999 | 03/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.42% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline LTV of 85% | Resolved | 03/27/2025 | A |
| XXX | XXXXX | 304768007 | FCOM1262 | 09/18/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Right of Rescission for Borrower and Non-Borrower Spouse is missing. | NRTC | Right of Rescission is Provided | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.36% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/18/2025 | D A |
| XXX | XXXXX | 304768007 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.36% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A |
| XXX | XXXXX | 304777294 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.28% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.56% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/27/2025 | A |
| XXX | XXXXX | 304777294 | FCRE1148 | 09/04/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | revised alta | Documentation is sufficient. Updated Title document provided. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.28% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.56% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | B A |
| XXX | XXXXX | 304777294 | FVAL9739 | 09/21/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Property Condition Exterior Report missing on file, per XXX lender guidelines | property Condition Inspection; em from branch in regards to appraisal | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines; When using an AVM for value, a property Condition Inspection is also required. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.28% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.56% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2025 | C A |
| XXX | XXXXX | 304825401 | FCOM8997 | 10/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/22/2025 | A |
| XXX | XXXXX | 304825401 | FCRE1173 | 10/28/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy - Evidence of the blanket/master policy for the XXX project required. | Master Policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/28/2025 | D A |
| XXX | XXXXX | 304874800 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874800 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.32% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304875222 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.03% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.61% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304875222 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.03% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.61% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874753 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.72% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304874753 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.72% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304351243 | FCOM3531 | 07/19/2024 | Compliance | TRID | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. HPML and Evidence of Appraisal Delivery to the Borrower Not Provided. | Appraisal delivery | Evidence of appraisal delivery provided; Exception resolved; Evidence of Appraisal Delivery to the Borrower Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.52% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/19/2024 | C A |
| XXX | XXXXX | 304351243 | finding-3352 | 07/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Unable to downgrade HPML exception as missing proof that borrower received a copy of their appraisal at least XXX days prior to closing | Appraisal Delivery | Evidence of appraisal delivery provided; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.52% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/08/2024 | C A |
| XXX | XXXXX | 304351243 | FCRE1254 | 07/19/2024 | Credit | Title | Property Title Issue | Property Title Issue. Senior first lien is not reflected on title commitment. | Title does reflect senior lien information. Commitment took exception to the first mortgage as evidence in exception no. XXX Schedule B-II. Copy of this mortgage recorded in Pinellas County O. Book XXX Page XXX is also attached. Note also included.; Prelim title | Property Title Issue Resolved; Copy of updated title commitment provided, dated XX/XX/XXXX, but still does not reflect senior lien recording data. Condition remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.52% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/19/2024 | C A |
| XXX | XXXXX | 304470201 | finding-2962 | 12/19/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.62% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/19/2024 | A |
| XXX | XXXXX | 304470201 | finding-3352 | 12/19/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.62% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/19/2024 | A |
| XXX | XXXXX | 304470201 | FCRE8999 | 12/19/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.62% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/19/2024 | A |
| XXX | XXXXX | 304492183 | FCOM8997 | 01/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/23/2025 | A |
| XXX | XXXXX | 304492183 | FCRE5782 | 03/19/2025 | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing - Which is required to be within XXX business days of closing. | Gap credit | Documentation provided is sufficient. Exception resolved.; Borrower 1 Gap Credit Report is not missing. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | D A |
| XXX | XXXXX | 304492183 | FVAL3825 | 03/19/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in FEMA Disaster Declaration #XXX-DR, Declared as of XX/XX/XXXX. Provided Property Condition Inspection. | Post Disaster Inspection | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | C A |
| XXX | XXXXX | 304865464 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.12% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304865464 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.12% is less than Guideline LTV of 75% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304873086 | finding-47 | 11/26/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Cure Required: Right to cancel was signed by the borrower on XX/XX/XXXX; however, the expiration of the right to cancel is noted as XX/XX/XXXX. Disbursement occurred on XX/XX/XXXX. Therefore, borrower did not receive XXX days to cancel. In order to cure rescission needs to be re-opened and a PCCD, LOE, and proof of delivery is required. | LOAN CLOSED ON XXX. SEE ATTACHED PCCD AND ESCROW FINAL SETTLEMENT StateMENT REFLECTING LOAN CLOSING DATE. | FSS provided; Exception resolved; FSS provided; Exception resolved | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.36% is less than Guideline LTV of 85% | Resolved | 11/26/2025 | C A |
| XXX | XXXXX | 304873086 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.36% is less than Guideline LTV of 85% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304817859 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.25% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.12% is less than Guideline CLTV of 85% | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304821103 | FCOM1262 | 10/13/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing | notice of right to cancel | Right of Rescission is Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/13/2025 | D A |
| XXX | XXXXX | 304821103 | FCOM1232 | 10/16/2025 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing. Missing Final executed 1003. | 1003 | Documentation is sufficient. Updated 1003 provided. Exception resolved.; The Final 1003 is Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/16/2025 | D A |
| XXX | XXXXX | 304865384 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.29% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 80% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304865384 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.29% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.89% is less than Guideline CLTV of 80% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304768619 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.1% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A |
| XXX | XXXXX | 304768619 | FCRE0387 | 09/26/2025 | Credit | Missing Doc - Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. Borrower 2 Photo Identification not provided. | Photo ID XXX | Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.1% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | D A |
| XXX | XXXXX | 304768619 | FCRE0386 | 09/26/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Borrower 1 Photo Identification not provided. | Photo ID XXX | Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.1% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | D A |
| XXX | XXXXX | 304896683 | FCRE7496 | 12/24/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Reflects an HOA of XXX that was not documented in the loan file. Please provide verification of the XXX per month. | Documentation is sufficient. HOA verification, updated income documents provided. Exception resolved.; HOA, IAW and revised XXX; from branch mgr - The HOA dues are confirmed to be XXX per month which brings our DTI above XXX% I am working to see if we can get the HOI updated to bring our ratios back in line. I reached out to the insurance agent again this morning. Alternatively, can we look at recalculating income? I believe we were conservative on the income. Please review and advise | ; Waiting for HOA update. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.97% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. Great Job Stability | Resolved | 12/24/2025 | D A |
| XXX | XXXXX | 304896683 | FCRE1148 | 12/12/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | revised Alta | Documentation is sufficient. Updated Title policy provided. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.97% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. Great Job Stability | Resolved | 12/12/2025 | B A |
| XXX | XXXXX | 304896683 | FCOM8997 | 12/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.97% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. Great Job Stability | Resolved | 12/03/2025 | A |
| XXX | XXXXX | 304822990 | FCOM8997 | 10/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.11% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/08/2025 | A |
| XXX | XXXXX | 304822990 | FCRE1491 | 10/16/2025 | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements The file is missing the final CD from the departing residence to source funds to close. | Sale Settlement Statement | Final settlement Statement from sale provided confirming net proceeds and lien payoff. Condition cleared.; Documentation provided was uncertified estimated settlement Statement. Need executed final CD/certified final settlement Statement to confirm net proceeds and lien payoff. Condition remains. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.11% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304822990 | FCRE1440 | 10/16/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The file is missing the final CD from the concurrent 1st lien and the final CD from the sale of departing residence. | Final CD from Sale of Residence; CD 1st Lien | Housing History Meets Guideline Requirements. Final settlement Statement from sale provided. Condition cleared.; Executed Final CD from concurrent first lien provided and accepted. However, file is still missing final CD from sale of departing residence. Documentation provided was uncertified estimated settlement Statement. Need executed final CD/certified final settlement Statement to confirm net proceeds and lien payoff. Condition remains | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.11% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/16/2025 | C A |
| XXX | XXXXX | 304874911 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.09% is less than Guideline LTV of 85% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874911 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.09% is less than Guideline LTV of 85% | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874133 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.24% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304874133 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.24% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304867557 | finding-47 | 12/08/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Cure Required: Right to cancel was signed by the borrower on XX/XX/XXXX; however, the expiration of the right to cancel is noted as XX/XX/XXXX. Disbursement occurred on XX/XX/XXXX. Therefore, borrower did not receive XXX days to cancel. In order to cure rescission needs to be re-opened and a PCCD, LOE, and proof of delivery is required. | CORRECTED FINAL SETTLEMENT StateMENT - DISBURSEMENT DATE: XXX | FSS provided; exception resolved; FSS provided; exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.8% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | C A |
| XXX | XXXXX | 304867557 | FCRE7495 | 12/17/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | LOE for inquiries indicates borrower opened new mortgage loan with XXX for XXX and monthly payment of XXX which was documented with XXX Statement dated XX/XX/XXXX. Statement in borrower's name is secured by XXX, Unit XXX This property was not disclosed on the borrower's 1003 and the disposition of this property (current ownership, TIA, etc.) was not documented in file. | URLA-FINAL AND LOE EXPLAINING CREDITOR NAME WAS LISTED INCORRECTLY ON URLA. | Documentation is sufficient. Explanation and 1003 provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.8% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/17/2025 | D A |
| XXX | XXXXX | 304847554 | FCRE8999 | 10/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.74% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.29% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/30/2025 | A |
| XXX | XXXXX | 304856534 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.88% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.85% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304856534 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.88% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.85% is less than Guideline CLTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304855074 | FCRE0377 | 11/11/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Replacement Cost for Subject Property per Progressive is XXX while the dwelling coverage is XXX which is lower than the Replacement Cost Value. Per FNMA guidelines, the dwelling coverage amount must meet or exceed the Replacement Cost in order to satisfy the XXX% insurance requirement. Although the policy includes an endorsement for extended coverage (XXX) the endorsement amount is not specified. Therefore, the Subject Property does not currently meet the FNMA minimum insurance coverage requirements. | Increased Replacement Cost | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount. Endorsement with extended replacement provided. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.38% is less than Guideline LTV of 75% | Resolved | 11/11/2025 | C A |
| XXX | XXXXX | 304855074 | FVAL9739 | 11/18/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Subject Property is on XXX acres per guidelines properties with more than XXX acres is ineligible for finance; no exception from lender was provided. |  | Received Client and Seller response requesting an exception for lot size > XXX acres supported by the following compensating factors: XXX mortgage history, XXX FICO, and XXX years on job. Exception downgraded to a level 2/B. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.38% is less than Guideline LTV of 75% | Acknowledged |  | No C B |
| XXX | XXXXX | 304825057 | FCOM8997 | 11/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.72% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304825057 | FCRE8999 | 11/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.72% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/06/2025 | A |
| XXX | XXXXX | 304848399 | FCOM1262 | 11/02/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Right of Rescission for Borrower 2 is missing. | Right of Rescission | Right of Rescission is Provided | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/02/2025 | D A |
| XXX | XXXXX | 304848399 | FCRE8999 | 10/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/28/2025 | A |
| XXX | XXXXX | 304873967 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.66% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.76% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304873967 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.66% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.76% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304893875 | FCRE7497 | 12/23/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The lease agreement for the property at XXX is missing | Borrower used funds from this cashout to buy XXX after closing. XXX #XXX closed XX/XX/XXXX; We used rental income from appraisal on XXX XXX. I have attached tax bill and appraisal with rent schedule | Comparative rent schedule provided to support rental income for newly acquired rental property. Condition cleared. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.34% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.74% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/23/2025 | D A |
| XXX | XXXXX | 304893875 | FCOM8997 | 12/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.34% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.74% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304858923 | FCRE6546 | 12/04/2025 | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | The subject mortgage is a XXX second, as borrower obtained 1st lien mortgage at the same time to purchase subject property. However, the loan file does not contain either a final CD or first payment letter reflecting the 1st lien payment breakdown. | Final CD and First Payment Letter | Documentation is sufficient. Final CD provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.78% is less than Guideline LTV of 90% | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304858923 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.78% is less than Guideline LTV of 90% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304896751 | FCRE8999 | 12/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.26% is less than Guideline LTV of 90% | Resolved | 12/11/2025 | A |
| XXX | XXXXX | 304779524 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.69% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.45% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304779524 | FCRE8999 | 09/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.69% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.45% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304816533 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304816533 | FCRE8999 | 09/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2025 | A |
| XXX | XXXXX | 304755125 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. Informational Only |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A |
| XXX | XXXXX | 304755125 | FCRE2009 | 09/08/2025 | Credit | Missing Doc | Rent Loss Insurance Missing | Missing rent loss insurance coverage - for subject property. | Per closer, this is on the policy. \| "Actual Loss Sustained – XXX months" \| • You're covered for the real amount of rent you actually lose (not a fixed dollar limit). \| • The coverage period is up to XXX months—so the insurer will keep paying the lost rent for as long as it takes to repair (but no longer than one year). | Documentation is sufficient. Policy with Loss of Rents provided. Exception resolved. ; Rent Loss Coverage Present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/08/2025 | D A |
| XXX | XXXXX | 304755125 | FCRE1158 | 09/08/2025 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Declaration page required for subject property, as the paid receipt was only document in the loan file for the period of XX/XX/XXXX to XX/XX/XXXX. | Trust Dec; Hello, I see that HOI declaration page was uploaded with CLP on pages XXX-XXX. Can you please review and invalidate if true? | Documentation is sufficient. Policy Dec page provided. Exception resolved. ; Hazard Insurance Policy is fully present; Hazard policy in file shows the XXX address as the XXX. Do not see a Declaration page with coverage amounts for the subject property, only the policy premium. Is it possible the declaration pages in file are for the subject property and not the XXX? Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/08/2025 | D A |
| XXX | XXXXX | 304755125 | FCRE9488 | 09/03/2025 | Credit | Borrower | Potential XXX/Current Address Issues identified in the file | The intent and/or status of the borrower's XXX is not supported in the file. The HOI policy in file for the borrower's XXX, reflecting as a rental property XXX XXX. No evidence in loan file this was addressed. | XXX cert | Documentation is sufficient. XXX cert provided. Exception resolved.; Intent of borrower's XXX supported | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | C A |
| XXX | XXXXX | 304755125 | FCRE0360 | 09/03/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Verification of Mortgage (VOM) missing for XXX: XXX XXX | VOM XXX XXX | Documentation is sufficient. Mortgage Statement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 65% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | C A |
| XXX | XXXXX | 304816955 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.79% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9% is less than Guideline LTV of 75% | Resolved | 09/06/2025 | A |
| XXX | XXXXX | 304816955 | FCRE7496 | 09/10/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Per Lenders; prior to funding Approval, Borrower to sign/date HOA letter for XXX XXX | HOA Signed | Documentation is sufficient. LOE stating no HOA provided. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.79% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9% is less than Guideline LTV of 75% | Resolved | 09/10/2025 | D A |
| XXX | XXXXX | 304816955 | FCRE7497 | 09/10/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | (New Primary) XXX XXX (new Purchase) Copy of CD or Note and Escrows for new purchase. | Final CD XXX | Documentation is sufficient. CD provided. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.79% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9% is less than Guideline LTV of 75% | Resolved | 09/10/2025 | D A |
| XXX | XXXXX | 304860479 | FCOM1228 | 12/04/2025 | Credit | Missing Doc | Other Rider is Missing | Missing page XXX of the Subordination Rider, which includes signature page. | Subordinate Rider | Documentation is sufficient. Rider provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304860479 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 85% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304873960 | FCRE8999 | 12/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.82% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304873960 | FCOM8997 | 12/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.82% is less than Guideline CLTV of 90% | Resolved | 12/16/2025 | A |
| XXX | XXXXX | 304818200 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A |
| XXX | XXXXX | 304818200 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A |
| XXX | XXXXX | 304873071 | finding-3352 | 10/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | No Cure Required. HPML 2nd Lien. Downgraded. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.81% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304873071 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.81% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304872547 | FCOM8997 | 11/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304872547 | FCRE8999 | 11/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2025 | A |
| XXX | XXXXX | 304861675 | FCOM8997 | 10/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.38% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304861675 | FCRE8999 | 10/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.38% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/27/2025 | A |
| XXX | XXXXX | 304730828 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. Informational Only |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.16% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.24% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A |
| XXX | XXXXX | 304730828 | FCRE5774 | 09/04/2025 | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX is paid by other party per lender and has been omitted from DTI. However, missing supporting documentation such XXX mo. cancelled checks, bank Statements or a transaction history confirming another party is responsible for this debt. | XXX paid by daughter | Documentation is sufficient. Bank Statements provided. Exception resolved.; Borrower 1 Credit Report is not partially present. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.16% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.24% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | C A |
| XXX | XXXXX | 304872614 | FCOM8997 | 11/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.07% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.34% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872614 | FCRE8999 | 11/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.07% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.34% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/19/2025 | A |
| XXX | XXXXX | 304872025 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.55% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.15% is less than Guideline CLTV of 80% | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304872025 | FCOM1206 | 12/01/2025 | Credit | Missing Doc | The Note is Missing | The Note is Missing. for subject loan, required to be executed by all parties. | 1ST LIEN Note | Documentation is sufficient. The Note was provided. Exception resolved. ; The Note is Present. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.55% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.15% is less than Guideline CLTV of 80% | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304875105 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.89% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.67% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304875105 | FCRE7497 | 12/01/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Audit conducted property search record for borrower and reviewed the Fraud Report as both indicate a possible undisclosed REO located at XXX. DTI did not include any expenses for this property or address whether borrower owns it and is responsible for expenses associated with this property. | printout from county tax site - not our borrower | Documentation is sufficient. Property search provided. Exception resolved. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.89% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.67% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/01/2025 | D A |
| XXX | XXXXX | 304875101 | finding-4040 | 12/08/2025 | Compliance | ComplianceEase | Qualified Mortgage APR Threshold Test | There was no rate lock information provided in the file; therefore used note date as the rate lock date. Loan is considered Non QM unless date of lock is provided to further complete TRID testing. This loan failed the qualified mortgage APR threshold test. (12 CFR §1026.43(e)(2)(vi))A qualified mortgage is a covered transaction which, among other requirements, is not negatively amortizing and:The note amount for a first lien is greater than or equal to ($XXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXX%; orThe note amount for a first lien on a manufactured home is less than ($XXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXX%; orThe note amount for a first lien a non-manufactured home is less than XXX but greater than or equal to ($XXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus 3.5%; orThe note amount for a second lien is greater than or equal to ($80,XXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXX%; orThe note amount on a first lien a non-manufactured home or a second lien is less than ($XXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXX%. | LE for lock | Seller confirms loan designated as NonQM. Condition cleared.; Loan APR still exceeds the threshold, confirm if this loan was originated as non QM | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/08/2025 | C A |
| XXX | XXXXX | 304875101 | FCOM1231 | 12/04/2025 | Credit | Missing Doc | The Initial 1003 is Missing | The Initial 1003 is Missing | initial 1003 | Documentation is sufficient. Initial 1003 provided. Exception resolved.; The Initial 1003 is Present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304875101 | FCRE1296 | 12/04/2025 | Credit | Income/Employment | Income 5 Months Income Verified is Missing | Income 5 Months Income Verified is Missing File is missing recent paystub and One year W2 required by guidelines to support XXX used as qualifying income for Borrower 2. | paystubs and w2s | Documentation is sufficient. Income documents provided. Exception resolved.; Income 5 Months Income Verified is Present Or Not Applicable; Income 5 Months Income Verified is Missing All income verified. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | C A |
| XXX | XXXXX | 304875101 | FCRE1347 | 12/04/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | VOE | Documentation is sufficient. VOE provided. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304875101 | FCRE1364 | 12/04/2025 | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | XXX | Documentation is sufficient. XXX provided. Exception resolved.; Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304875101 | FCRE1334 | 12/04/2025 | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing | XXX | Documentation is sufficient. XXX provided. Exception resolved.; Borrower 1 Executed XXX-T Provided | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304875101 | FCRE0387 | 12/04/2025 | Credit | Missing Doc - Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. | ID | Documentation is sufficient. ID provided. Exception resolved.; Photo Identification provided. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304875101 | FCRE0386 | 12/04/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. | ID | Documentation is sufficient. ID provided. Exception resolved.; Photo Identification provided. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.54% is less than Guideline CLTV of 70% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.13% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/04/2025 | D A |
| XXX | XXXXX | 304765580 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.79% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.89% is less than Guideline LTV of 85% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304765580 | FCRE1146 | 12/09/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present. Subordination agreement - XXX is to be in a 3rd lien position. Subordination or title certificate missing from loan file. | XXX | Documentation is sufficient. UCC Filing provided. Exception resolved. ; Title Document is fully Present. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.79% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.89% is less than Guideline LTV of 85% | Resolved | 12/09/2025 | D A |
| XXX | XXXXX | 304765580 | FCRE1193 | 12/08/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Per product guidelines XXX% DTI Maximum, 1st lien Mortgage Statement shows Mortgage Insurance of XXX omitted from DTI and approval. |  | Received Client response to permit DTI to XXX% per purchase criteria. Exception downgraded to a level 2/B. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.79% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.89% is less than Guideline LTV of 85% | Acknowledged |  | No C B |
| XXX | XXXXX | 304766060 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.27% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 85% | Resolved | 09/04/2025 | A |
| XXX | XXXXX | 304766060 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.27% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.68% is less than Guideline LTV of 85% | Resolved | 09/04/2025 | A |
| XXX | XXXXX | 304861571 | FCOM8997 | 11/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.82% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.87% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304861571 | FCRE8999 | 11/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.82% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.87% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/25/2025 | A |
| XXX | XXXXX | 304848575 | FCOM8997 | 12/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum \| Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 85% | Resolved | 12/09/2025 | A |
| XXX | XXXXX | 304848575 | FCRE1173 | 12/10/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing HO-6 Master Insurance Policy | insurance has full coverage up to RCE, for the HO6 condition, please advise why or what exactly is needed on it. | Documentation is sufficient. Coverage is adequate. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum \| Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 85% | Resolved | 12/10/2025 | D A |
| XXX | XXXXX | 304871389 | FCOM8997 | 12/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.61% is less than Guideline LTV of 85% | Resolved | 12/02/2025 | A |
| XXX | XXXXX | 304871389 | FCRE8999 | 12/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.61% is less than Guideline LTV of 85% | Resolved | 12/02/2025 | A |

---

## Exhibit 99.24

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.24**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Seller Loan ID** | **Initial DBRS Property Loan Grade** | **Final DBRS Property Loan Grade** | **Initial Moody's Property Loan Grade** | **Final Moody's Property Loan Grade** | **Initial Fitch Property Loan Grade** | **Final Fitch Property Loan Grade** | **Initial Kroll Property Loan Grade** | **Final Kroll Property Loan Grade** | **Initial S&P Property Loan Grade** | **Final S&P Property Loan Grade** | **Originator QM/ATR Status** | **TPR QM/ATR Status** |
| 304869230 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304898846 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874511 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304496750 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304697424 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304697203 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734031 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304822222 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304821803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304821739 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858217 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858172 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304858169 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858120 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304858064 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858053 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857962 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304857944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857927 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857892 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857810 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857757 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857726 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857582 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857513 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857485 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889378 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848632 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874852 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868781 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868139 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893900 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304834713 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889370 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304860470 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893678 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304854843 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304905059 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304892932 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304838988 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897311 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304898312 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304829038 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896239 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304879074 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869488 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304828388 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304843808 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304895521 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304856103 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868264 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304852309 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304833633 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304871634 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897182 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304862335 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304897258 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304826935 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304879083 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304902289 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839638 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869993 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304993690 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304893751 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304856858 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304823444 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846859 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869475 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874548 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874510 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304841682 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847880 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304865180 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846436 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896988 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893904 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874493 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872120 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304908730 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304839608 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892064 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304867916 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304849318 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304841695 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304871616 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304862155 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896776 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893776 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896766 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304852028 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872111 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872517 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304308613 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304309855 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304330244 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304363319 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304368566 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420953 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304636756 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676826 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304679620 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304681873 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304699119 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304699117 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304705387 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304705019 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304702643 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304702986 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304702629 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304710611 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304704873 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304705525 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304716716 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304728701 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875201 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304716709 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304721776 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304722189 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304726622 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727714 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304850815 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759851 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304811848 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736197 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304732985 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304733007 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765370 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748530 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749946 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754541 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304840449 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757292 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758665 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758953 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758991 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304846961 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818249 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304764334 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766811 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848977 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304861665 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768937 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304768915 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304825245 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777300 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304862384 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304852066 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304818419 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304904602 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304813667 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304814719 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304818268 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817764 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304816029 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304816403 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304818555 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304877979 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304847845 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817628 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304833295 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304822732 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304818345 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304872034 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304822415 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818548 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818547 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304843000 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304878865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304819355 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304822818 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304820224 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304843822 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304822817 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304821108 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846223 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304823141 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304823078 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304842930 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304825282 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304826917 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304826868 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304911377 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304878864 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874396 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827766 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304833583 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304824156 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304823371 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304829033 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304824733 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304825063 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304825396 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304844532 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304865110 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304839093 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304826866 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304826865 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304826864 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827081 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304826863 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304827029 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827028 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304827025 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304827042 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304846853 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304827304 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304828901 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827759 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304827756 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304828166 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304828332 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304828405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Safe Harbor APOR (APOR SH) |
| 304846851 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839583 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304828543 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893037 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304849301 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304877913 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304833156 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304844289 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304851986 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868223 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304838847 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304838869 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304838998 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304840176 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304839084 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304839083 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304839082 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839080 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304839582 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304855257 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839579 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304877904 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304867852 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304840447 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304847066 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304841163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304862160 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304843727 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304841534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304843357 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889598 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304843356 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304843355 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847844 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304840229 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304823209 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304843741 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304843820 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304829002 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304877912 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304844528 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847814 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846850 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304896431 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304872507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304844736 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304846273 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889309 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848148 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846377 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847650 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304845633 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872128 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846220 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848172 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304846439 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848614 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846376 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304846294 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847065 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304884375 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304860634 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304867932 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848278 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304854840 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304847649 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304847843 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847813 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304850453 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304847064 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847648 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848277 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847665 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304847812 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848164 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304847883 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304852778 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304874509 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304865120 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848161 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848274 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848160 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848562 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848976 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848271 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304855062 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848268 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848267 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304850452 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304850451 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304848561 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848579 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304849028 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304848613 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304860632 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856446 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848996 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304849025 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304849298 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304852776 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304849297 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304850813 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304856445 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304854839 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304872033 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304858981 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304852325 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304856865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304854838 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304855077 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304854837 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861664 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304855076 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304855075 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304874508 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304855250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304855247 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304857405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304873889 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856444 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304872032 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856443 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856864 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870502 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304861663 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304859432 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304857402 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304857400 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858368 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304858366 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858979 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304860474 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304862159 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304859430 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304859429 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304865189 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304861625 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868222 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304860472 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861556 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304860631 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304860630 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861624 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304862164 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874002 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869500 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861566 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304865188 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304862304 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304869346 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304862157 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304862163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304862303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304862353 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304867839 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875272 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873541 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304865184 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304865183 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304867491 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875185 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304865462 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304865461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304865380 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304867838 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304865459 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304867837 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304866776 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304866775 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304870500 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868220 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868280 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304867927 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868095 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868279 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870499 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868789 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304872506 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868094 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874001 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869499 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868788 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304869241 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848581 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304871962 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304872126 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872125 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304868787 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868786 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868785 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868784 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304870498 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868783 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304869222 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869220 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304822819 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304869344 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873840 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304898861 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870065 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870496 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304888279 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304870492 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304870489 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304888278 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872124 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304870485 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304870484 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870481 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304870479 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870477 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304870476 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304871960 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304871959 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304871958 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304884374 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304891068 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892068 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875983 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894665 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872505 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873888 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873068 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873887 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304888277 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873067 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873839 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873539 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873838 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304884373 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873886 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894599 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874118 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874725 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874394 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875943 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874085 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874084 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876075 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304874379 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874378 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876066 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304874499 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304893540 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874496 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874495 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874724 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875982 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304876085 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304874846 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875218 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875049 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304875048 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875981 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876391 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889306 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876390 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304877903 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894292 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304891067 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304876083 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876560 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304876065 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304888274 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304909598 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876558 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304892904 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304876557 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304877900 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304884371 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304877976 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304889318 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304878876 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304904063 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897987 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304892048 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889305 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304888272 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889304 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889300 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889299 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889296 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304893462 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304889293 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889292 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889291 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889596 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304889595 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304893841 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304893496 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304891118 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892902 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892046 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304904601 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304892044 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304894348 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304892346 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304852775 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304892345 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892901 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304893458 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304893457 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304898860 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304893745 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893536 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894289 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304893743 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304897594 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893838 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304874498 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304896368 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894664 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894284 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897179 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304894596 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894345 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894278 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894343 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304904264 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896690 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304895462 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894662 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304894726 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304894725 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304895461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304847884 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896327 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896689 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896427 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896688 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304896995 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304896686 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304896685 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896884 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304897986 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896994 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897326 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304897324 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304898303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304904261 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304898301 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304902286 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304898853 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304898852 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304904256 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304904254 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304904598 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304907070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304444778 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304438671 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639730 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639872 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304670829 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304671573 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874377 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839585 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304749651 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304789483 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776840 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304779952 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304833207 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304832984 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769946 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304833631 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769784 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777657 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847763 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766105 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304768224 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304768551 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304780120 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304789460 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776773 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776875 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304818351 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304815058 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304816949 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304812875 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304811864 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304777996 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304778026 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304811460 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816454 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304813299 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304813287 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816413 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816817 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304817585 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304840177 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304825050 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818314 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304822882 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304840233 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304819163 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304822806 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304852564 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304823391 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304825075 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304828990 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304867846 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304851976 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839639 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304827722 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304827689 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304840222 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304833232 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304840221 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304840445 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858372 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304862306 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847850 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847848 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304867922 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304876070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304850806 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304856846 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304867856 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304856465 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868793 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872167 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304868817 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304867855 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304870103 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874124 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893442 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304876122 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874801 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875290 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874917 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304889957 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304893449 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757872 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304839641 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304892940 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304820303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304846355 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304826942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304839595 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304753182 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304909767 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304241495 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304242635 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304337194 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304415923 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304642997 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304725206 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818440 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777353 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304749927 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779525 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873941 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304640507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768007 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304777294 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304825401 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874800 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875222 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874753 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304351243 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304470201 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304492183 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304865464 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873086 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817859 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304821103 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304865384 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768619 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896683 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304822990 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874911 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304874133 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304867557 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304847554 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304856534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304855074 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304825057 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848399 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304873967 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304893875 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304858923 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304896751 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304779524 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755125 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816955 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304860479 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873960 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818200 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304873071 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304872547 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861675 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304730828 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872614 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304872025 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875105 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304875101 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors |
| 304765580 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766060 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304861571 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304848575 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304871389 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |

---

## Exhibit 99.25

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.25**

---

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 304869230 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.82 | 74.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898846 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 11.99 | 55.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874511 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.23 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304496750 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 48.59 | 83.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304697424 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.36 | 79.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304697203 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.18 | 73.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304734031 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.62 | 29.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822222 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.27 | 62.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304821803 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.35 | 48.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304821739 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.34 | 59.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858217 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.79 | 72.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858172 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.09 | 84.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858169 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.91 | 31.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858120 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 17.39 | 61.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304858064 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.33 | 59.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858053 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 47.84 | 83.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857962 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.73 | 74.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857944 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.22 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857927 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.69 | 63.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857892 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.46 | 53.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857810 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.41 | 38.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857757 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.71 | 65.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857726 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.25 | 80.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857666 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.09 | 24.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857582 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.55 | 68.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857513 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.28 | 41.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857505 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.44 | 46.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857485 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.2 | 46.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889378 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.6 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848632 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.04 | 79.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874852 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 37.0 | 74.98 | $XXX | $XXX | -.0703 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0703 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868781 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.11 | 72.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868139 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.59 | 29.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893900 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.24 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304834713 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.87 | 67.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889370 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 5.91 | 45.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860470 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 17.33 | 63.28 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304873535 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.11 | 73.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893678 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 22.14 | 64.14 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304854843 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.97 | 76.33 | $XXX | $XXX | -.0735 | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0648 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0735 | XXX | XXX | XX/XX/XXXX |  |  |  |  | $XXX | -25000 | -.0735 |  | 10-09-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304905059 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.5 | 48.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892932 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.6 | 66.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304838988 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.74 | 79.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897311 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 12.25 | 49.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898312 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.45 | 64.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304829038 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.61 | 76.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896239 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.05 | 88.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304879074 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.58 | 72.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869488 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 15.29 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304828388 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.58 | 36.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843808 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.73 | 77.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304895521 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.88 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856103 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 12.84 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868264 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.88 | 61.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852309 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.99 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304833633 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 43.16 | 74.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871634 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.92 | 67.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897182 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.01 | 64.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862335 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.44 | 69.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897258 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.6 | 74.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304826935 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.31 | 69.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304879083 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 24.77 | 82.79 | $XXX | $XXX | -.0962 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0962 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902289 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.77 | 69.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839638 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.98 | 83.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869993 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.18 | 75.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304993690 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 15.16 | 74.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893751 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 19.49 | 67.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856858 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.57 | 65.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304823444 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.38 | 59.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304846859 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 35.7 | 74.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869475 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.01 | 74.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874548 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.33 | 52.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874510 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.19 | 79.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304841682 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 50.54 | 89.83 | $XXX | $XXX | -.0211 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0211 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304847880 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.48 | 86.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865180 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 14.49 | 74.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846436 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.17 | 74.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889317 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.9 | 73.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| 304896988 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.64 | 79.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893904 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.69 | 58.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874493 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.99 | 84.99 | $XXX | $XXX | .0665 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0665 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304872120 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.55 | 67.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304908730 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.79 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304839608 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.99 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| 304892064 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 32.23 | 67.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867916 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.55 | 46.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304849318 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.81 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304841695 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 7.43 | 82.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871616 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.41 | 58.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862155 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.22 | 69.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896776 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 13.43 | 55.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893776 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 13.27 | 58.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896766 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.87 | 62.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852028 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.77 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872111 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.0 | 40.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 304872517 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.0 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304308613 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.64 | 71.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304309855 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.92 | 63.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304330244 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.05 | 64.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304363319 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.05 | 64.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| 304368566 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.27 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304420953 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.19 | 70.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304636756 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.88 | 65.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304676826 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.54 | 58.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304679620 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.3 | 82.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304681873 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.9 | 77.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304699119 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.88 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| 304699117 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.12 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304705387 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.32 | 75.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304705019 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.24 | 81.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304702643 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.61 | 69.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304702986 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.97 | 79.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304702629 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.46 | 84.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304710611 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.07 | 69.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304704873 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.42 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 304705525 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.94 | 76.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| 304716716 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.95 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  |
| 304728701 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.11 | 73.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875201 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.51 | 52.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304716709 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.64 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304721776 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 28.99 | 79.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304722189 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.94 | 76.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304726622 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.63 | 90.0 | $XXX | $XXX | .0313 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0313 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304727714 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.27 | 78.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304850815 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.4 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304759851 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.58 | 61.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304811848 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.04 | 48.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304736197 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.38 | 72.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304732985 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.8 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |  |
| 304733007 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.34 | 84.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304765370 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.29 | 74.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304748530 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.46 | 82.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304749946 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.68 | 70.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304754541 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.62 | 78.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304840449 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.45 | 86.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| 304757292 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.62 | 62.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304758665 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.03 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304758953 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.14 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304758991 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.9 | 71.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304759533 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.46 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846961 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.05 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818249 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.98 | 82.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304764334 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.3 | 31.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304766811 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.72 | 63.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848977 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 29.14 | 83.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304861665 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.11 | 75.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 304768937 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.59 | 42.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304768915 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.01 | 48.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304825245 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.54 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304777300 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.44 | 82.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862384 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.62 | 26.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0257 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852066 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.11 | 84.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304818419 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.52 | 74.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904602 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.14 | 74.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813667 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.4 | 81.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814719 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.08 | 84.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818268 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.0 | 60.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304817764 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.11 | 84.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  |
| 304816029 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 15.13 | 84.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304816403 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.55 | 89.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818555 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.33 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877979 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.91 | 46.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847845 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.94 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304817628 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.64 | 82.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304833295 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.47 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| 304822732 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.65 | 89.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304818345 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.95 | 77.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  |
| 304872034 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.65 | 61.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822415 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.89 | 89.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818548 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.9 | 57.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818547 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.45 | 74.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843000 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.84 | 89.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| 304878865 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.62 | 71.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304819355 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.09 | 84.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822818 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.83 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| 304820224 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.22 | 71.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843822 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.86 | 89.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304822817 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.04 | 74.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| 304821108 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.03 | 67.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| 304846223 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.19 | 84.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304823141 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.18 | 83.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304823078 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.51 | 89.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| 304842930 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.68 | 61.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304825282 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.69 | 77.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304826917 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.86 | 84.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304826868 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.56 | 87.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304911377 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.07 | 57.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304878864 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.15 | 56.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874396 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.56 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827766 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.51 | 76.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304833583 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.68 | 74.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| 304824156 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.94 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304823371 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.82 | 66.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304829033 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.72 | 74.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304824733 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.2 | 79.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304825063 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.76 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304825396 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.85 | 74.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844532 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.7 | 65.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865110 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.53 | 69.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| 304839093 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.47 | 73.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304826866 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 18.53 | 53.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304826865 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.58 | 79.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |
| 304826864 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.72 | 57.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827081 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.36 | 73.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304826863 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.75 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827029 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.14 | 33.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827028 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.31 | 55.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827025 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.0 | 66.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827042 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.16 | 79.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304846853 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.36 | 89.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304827304 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 39.37 | 58.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827760 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.93 | 58.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304828901 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.71 | 66.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827759 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.17 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304827756 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.53 | 67.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304828166 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.01 | 53.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304828332 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.55 | 84.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304828405 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.48 | 64.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846851 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.59 | 56.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839583 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.13 | 78.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304828543 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.31 | 71.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893037 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.31 | 50.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304849301 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.48 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304877913 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.14 | 81.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304833156 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.74 | 88.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 |  |
| 304844289 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.06 | 74.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304851986 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.05 | 63.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868223 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.41 | 79.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304838847 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.08 | 74.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304838869 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.86 | 63.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304838998 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.2 | 79.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304840176 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.73 | 77.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839084 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.65 | 89.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304839083 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.49 | 78.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839082 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.97 | 79.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839080 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.54 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| 304839582 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.74 | 78.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855257 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.19 | 42.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 304839579 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.51 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877904 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.93 | 32.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867852 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.69 | 67.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304840447 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.05 | 84.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304847066 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.14 | 83.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304841163 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.08 | 78.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| 304862160 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 23.26 | 82.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843727 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.22 | 82.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304841534 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.1 | 81.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843357 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.76 | 82.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889598 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.87 | 61.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304843356 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.54 | 82.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843355 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.01 | 64.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847844 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.98 | 84.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304840229 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.46 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304823209 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.05 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843741 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.82 | 66.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304843820 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.12 | 81.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304829002 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.5 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877912 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.24 | 66.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844528 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.3 | 53.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847814 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.81 | 65.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846850 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.75 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896431 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.09 | 73.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872507 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.62 | 72.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  |
| 304844736 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.05 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304846273 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.19 | 78.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889309 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.63 | 78.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848148 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.7 | 69.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846377 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.82 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847650 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.4 | 69.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845633 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.24 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872128 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.57 | 74.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846220 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.4 | 83.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| 304848172 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.83 | 85.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 304846439 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.84 | 89.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848614 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.68 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846376 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.55 | 78.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304846294 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.5 | 67.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847065 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.55 | 80.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304884375 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.3 | 78.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860634 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.54 | 81.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| 304867932 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.32 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304848278 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.22 | 82.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304854840 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.35 | 82.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847649 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.07 | 83.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847843 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.07 | 76.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847813 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.01 | 61.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |  |
| 304850453 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.66 | 84.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304847064 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.48 | 39.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847648 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 43.47 | 74.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848277 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.94 | 44.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847665 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.98 | 87.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304847812 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.53 | 74.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848164 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.75 | 75.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847883 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.67 | 66.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852778 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.54 | 87.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304848163 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.38 | 89.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874509 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.31 | 87.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| 304865120 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.49 | 77.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848161 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.55 | 74.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848274 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.11 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848160 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.45 | 52.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848562 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.75 | 72.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848976 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.4 | 83.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848271 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.96 | 79.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855062 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.51 | 71.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848268 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.06 | 68.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848267 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.9 | 88.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 304850452 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.45 | 56.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304850451 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.51 | 77.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304848561 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.8 | 69.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848579 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.88 | 69.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304849028 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 26.21 | 87.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304848613 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.61 | 66.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860632 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.89 | 79.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |
| 304856446 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.8 | 51.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848996 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.96 | 64.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304849025 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.04 | 55.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304849298 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.71 | 84.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852776 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.09 | 84.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304849297 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.56 | 79.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304850813 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.18 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856445 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.06 | 66.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304854839 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.3 | 61.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872033 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.91 | 84.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304858981 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.33 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852325 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.96 | 59.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856865 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.52 | 67.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304854838 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.4 | 79.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 78.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855077 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.55 | 82.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 304854837 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.2 | 49.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861664 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.39 | 62.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855076 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.14 | 73.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855075 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.5 | 56.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874508 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.49 | 84.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| 304855250 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.12 | 83.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855247 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.98 | 74.76 | $XXX | $XXX | -.0112 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0112 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| 304857405 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.95 | 88.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873889 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.87 | 89.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304856444 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.44 | 74.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| 304872032 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.77 | 35.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856443 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.24 | 54.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856864 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.25 | 72.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870502 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.45 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304861663 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.31 | 67.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304859432 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.03 | 31.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857402 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.54 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304857400 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.02 | 38.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858368 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.33 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858366 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.2 | 59.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858979 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.65 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860474 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.35 | 63.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862159 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.14 | 88.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| 304859430 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.05 | 68.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304859429 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.63 | 40.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865189 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.09 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861625 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.74 | 72.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868222 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.87 | 84.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860472 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.87 | 72.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870070 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.27 | 64.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861556 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.44 | 58.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| 304860631 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.83 | 84.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| 304860630 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.69 | 43.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861624 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.71 | 79.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862164 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.79 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| 304874002 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.23 | 54.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869500 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.96 | 34.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861566 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.74 | 76.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865188 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.2 | 64.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862304 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.05 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869346 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.94 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862157 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.53 | 78.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304862163 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.87 | 73.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304862303 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.54 | 84.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| 304862353 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.51 | 72.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867839 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.65 | 74.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875272 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.89 | 41.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873541 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.83 | 64.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865184 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.93 | 84.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865183 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.74 | 89.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304867491 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.61 | 54.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875185 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.06 | 26.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865462 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.28 | 69.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| 304865461 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.77 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865380 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.73 | 77.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867838 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.91 | 84.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865459 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.01 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867837 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 51.34 | 62.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304866776 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.52 | 78.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304866775 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.5 | 59.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870500 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.6 | 72.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868220 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.53 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868280 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.84 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867927 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.03 | 82.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868095 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.04 | 68.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868279 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.29 | 75.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870499 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 5.22 | 71.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868789 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 25.61 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872506 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.8 | 83.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304868094 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.63 | 50.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 304874001 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.23 | 67.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869499 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.73 | 59.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868788 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.1 | 86.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| 304869241 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.17 | 53.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848581 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.0 | 76.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871962 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.01 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872126 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.31 | 46.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872125 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.11 | 53.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868787 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.98 | 59.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868786 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.68 | 69.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868785 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.43 | 70.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868784 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.94 | 77.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304870498 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.53 | 64.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304868783 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.53 | 72.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869222 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.2 | 79.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869220 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.89 | 80.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822819 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304869344 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.57 | 83.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873840 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.84 | 50.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898861 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.73 | 63.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870065 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.03 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304870496 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.5 | 89.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  |
| 304888279 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.84 | 89.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304870492 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.1 | 68.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870489 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.83 | 77.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304888278 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.04 | 37.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872124 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.58 | 58.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870485 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.58 | 69.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870484 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.1 | 66.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870481 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 8.48 | 43.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304870479 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.87 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304870477 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.58 | 83.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304870476 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.13 | 88.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| 304871960 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.36 | 66.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871959 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.67 | 61.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871958 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.04 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304884374 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.88 | 51.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304891068 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.98 | 55.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892068 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.93 | 51.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875983 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.93 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| 304894665 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.53 | 71.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872505 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.99 | 49.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873888 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.59 | 69.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873068 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.43 | 71.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873887 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.59 | 78.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304888277 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.21 | 73.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873067 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.11 | 68.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873839 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.51 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873539 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.39 | 74.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873838 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.67 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304884373 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.61 | 89.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 304873886 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.39 | 77.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894599 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.42 | 79.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| 304874118 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.29 | 77.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874725 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.79 | 85.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874394 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.56 | 74.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875943 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.96 | 78.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874085 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.12 | 79.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874084 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.25 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876075 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.3 | 89.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304874379 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.82 | 73.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| 304874378 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.44 | 69.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874505 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.95 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876066 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.02 | 79.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 304874499 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.79 | 59.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304893540 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 39.11 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874496 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.79 | 89.34 | $XXX | $XXX | .0105 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0105 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874495 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.35 | 66.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874724 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.17 | 86.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 |  |
| 304875942 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.91 | 70.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875982 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 21.33 | 61.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304876085 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.78 | 76.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874846 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 52.04 | 74.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875218 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.81 | 60.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875049 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.16 | 67.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875048 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.89 | 52.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875981 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.93 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876391 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.51 | 70.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889306 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.65 | 69.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876390 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.21 | 89.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877903 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.03 | 55.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304894292 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.98 | 55.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304891067 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.7 | 53.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304876083 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.85 | 74.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876560 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.58 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876065 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 46.64 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304888274 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.58 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304909598 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.62 | 45.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304876558 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.97 | 66.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| 304892904 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.39 | 88.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  |
| 304876557 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.84 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877900 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.62 | 71.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304884371 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.96 | 72.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304877976 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.39 | 83.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| 304889318 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.99 | 84.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304878876 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.76 | 89.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| 304904063 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.51 | 57.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897987 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.82 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892048 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.12 | 74.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889305 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.34 | 69.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304888272 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.64 | 54.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889304 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.48 | 66.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889300 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.11 | 71.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889299 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.64 | 31.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889296 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.05 | 63.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893462 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.81 | 82.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304889293 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.37 | 84.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889292 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.31 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889291 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.17 | 55.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889596 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.68 | 63.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304889595 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 16.0 | 64.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893841 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.15 | 79.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893496 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.3 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304891118 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.15 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892902 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.83 | 84.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892046 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.03 | 72.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904601 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.26 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892044 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.07 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894348 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.73 | 77.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892346 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.91 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304852775 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.3 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304892345 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.09 | 69.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304893461 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 19.15 | 71.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892901 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.42 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893458 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.38 | 67.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304893457 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.61 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898860 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.49 | 83.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893745 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.53 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893536 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.04 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894289 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.68 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 |  |
| 304893743 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.49 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897594 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.89 | 52.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893838 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.78 | 82.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874498 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.73 | 83.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896368 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.86 | 80.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894664 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.76 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894284 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.87 | 40.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897179 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.33 | 77.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| 304894596 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.02 | 72.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894345 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.32 | 81.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894278 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.82 | 74.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894343 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.33 | 49.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904264 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.45 | 48.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896690 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.21 | 84.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304895462 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 14.2 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 304894662 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.72 | 72.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894726 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.68 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304894725 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.51 | 84.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304895461 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.39 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847884 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.84 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896327 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.29 | 79.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896689 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.11 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896427 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.72 | 52.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896688 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.87 | 81.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896995 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.77 | 65.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 73.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896686 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.59 | 81.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896685 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.53 | 46.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896884 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.69 | 84.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897986 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.17 | 69.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304896994 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.21 | 32.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897326 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.7 | 74.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304897324 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.91 | 57.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898303 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.87 | 74.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904261 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.58 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898301 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.76 | 53.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902286 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.61 | 88.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898853 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.73 | 61.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304898852 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.43 | 50.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904256 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.09 | 78.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904254 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.04 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304904598 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.75 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304907070 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.78 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304444778 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.91 | 81.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304438671 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.94 | 34.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| 304639730 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.95 | 65.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 304639872 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.44 | 64.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304670829 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 28.34 | 71.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304671573 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.03 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304874377 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.87 | 79.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| 304839585 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.73 | 42.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| 304749651 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.0 | 63.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304789483 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.77 | 60.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304776840 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.57 | 84.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 304779952 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 22.73 | 78.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304833207 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.2 | 84.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 304832984 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.05 | 62.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 304769946 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.53 | 57.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 304833631 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.23 | 65.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| 304769784 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.52 | 61.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 304777657 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.81 | 47.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304847763 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 36.36 | 62.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304766105 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 14.85 | 73.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304768224 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.52 | 63.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304768551 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 14.8 | 65.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304780120 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 4.06 | 42.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| 304789460 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.04 | 89.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304776773 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.64 | 79.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| 304776942 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.81 | 69.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 304776875 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.86 | 82.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304818351 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.17 | 50.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304815058 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.52 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304816949 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.65 | 76.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304812875 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.89 | 66.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 304811864 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.65 | 69.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| 304777996 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.84 | 69.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304778026 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.39 | 35.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304811460 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.59 | 89.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304816454 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.21 | 63.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304813299 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.35 | 82.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 304813287 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.56 | 76.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304816413 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.09 | 87.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 304816817 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.3 | 73.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.7 |  |
| 304817585 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.21 | 32.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 304840177 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.67 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304825050 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.86 | 74.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 304818314 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.21 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 304822882 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.43 | 73.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304840233 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.9 | 56.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| 304819163 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 21.92 | 69.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822806 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.2 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 304852564 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.15 | 68.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304823391 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.42 | 37.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304825075 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.83 | 40.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 304828990 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.0 | 89.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304867846 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.79 | 60.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304851976 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.48 | 34.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 304839639 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.51 | 32.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304827722 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.85 | 75.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 304827689 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.32 | 74.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 304840222 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 31.9 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304833232 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.27 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304840221 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.16 | 69.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304840445 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.29 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304858372 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.74 | 71.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 304862306 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.12 | 72.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304847850 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.56 | 52.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304847848 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.93 | 55.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304867922 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.15 | 68.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 304876070 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.13 | 66.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| 304850806 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.55 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304856533 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.13 | 47.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304856846 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 39.66 | 72.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867856 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.15 | 69.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| 304856465 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.43 | 67.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 304868793 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.55 | 42.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304872167 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 34.39 | 73.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 304868817 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.3 | 74.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 304867855 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.0 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304870103 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.35 | 46.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874124 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.63 | 63.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304893442 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.98 | 42.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| 304876122 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.9 | 79.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 304874801 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.76 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 304875290 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.5 | 60.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| 304874917 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.22 | 59.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 304889957 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.37 | 53.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 |  |
| 304893507 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.0 | 59.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 304893449 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.72 | 79.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304757872 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.95 | 67.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304839641 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.94 | 24.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304892940 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.77 | 78.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304820303 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.93 | 76.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304846355 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.21 | 30.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304826942 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.98 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304839595 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.03 | 56.33 | $XXX | $XXX | .0760 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0760 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304753182 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.65 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| 304909767 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.63 | 65.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304241495 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.9 | 66.02 | $XXX | $XXX | -.0176 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0176 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304242635 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 10.32 | 79.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304337194 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.71 | 32.27 | $XXX | $XXX | -.1644 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1644 | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304415923 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.13 | 74.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304642997 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.2 | 46.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304725206 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.57 | 57.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818440 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.81 | 72.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304777353 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.74 | 76.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304749927 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.55 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 304779525 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.64 | 69.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304873941 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.91 | 64.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304640507 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.81 | 44.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304768007 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.36 | 88.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304777294 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.28 | 66.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304825401 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 14.37 | 74.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 304874800 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.32 | 69.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875222 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.61 | 55.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874753 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.72 | 79.67 | $XXX | $XXX | -.0405 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0405 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304351243 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.92 | 55.52 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304470201 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.62 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| 304492183 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.18 | 72.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304865464 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.12 | 74.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304873086 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.36 | 79.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304817859 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.25 | 72.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| 304821103 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.92 | 89.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| 304865384 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.29 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304768619 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.08 | 54.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3 |  |
| 304896683 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.93 | 59.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304822990 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 5.11 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 304874911 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 22.09 | 79.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304874133 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.24 | 87.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304867557 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.8 | 65.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304847554 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 4.29 | 61.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304856534 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.88 | 78.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304855074 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.38 | 74.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304825057 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.64 | 61.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848399 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.14 | 78.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 304873967 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.66 | 54.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304893875 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.74 | 60.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304858923 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.78 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| 304896751 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.26 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304779524 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.69 | 58.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304816533 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.95 | 89.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304755125 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.81 | 63.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304816955 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.0 | 46.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304860479 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.44 | 82.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 304873960 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.43 | 65.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304818200 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.35 | 68.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| 304873071 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.81 | 84.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872547 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.39 | 71.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861675 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.38 | 79.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 304730828 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.24 | 62.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872614 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.07 | 54.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304872025 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.55 | 69.15 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875105 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.89 | 44.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304875101 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.13 | 59.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| 304765580 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.89 | 62.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304766060 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.68 | 61.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304861571 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.87 | 72.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304848575 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 24.39 | 77.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304871389 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.61 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.26

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.26**

![](ex9926001.jpg)

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Digital Risk, LLC ("Digital Risk"), a third party due diligence provider, performed the review described below on behalf of its client, JPMorgan Chase Bank, National Association. The review included a total of 243 newly originated residential investor mortgage loans, in connection with the securitization identified as JPMMT 2026-CES2 (the "Securitization"). The review began on February 12, 2024, and concluded on June 17, 2025.

**Scope of Review**

**Credit Review**

Digital Risk performed a "Credit Review" to (i) verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, (ii) ensure the characteristics used by the underwriter are supported by the file documentation, and (iii) determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting
 Factors – If applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets

● Validate borrower(s) monthly gross income

● Validate funds required to close, required reserves

● Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 Status

● Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment

● Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans

● Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage
 Related Obligations: PITI, HOA, PMI, etc.

● Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations

● Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 and/or Residual Income

● Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

● Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History

● Review credit report for credit history and required credit depth including any / all inquiries

● Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. General
 QM for any loans originated under the GQM Rule. – If applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing
 Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing
 for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction with a loan amount greater than or equal to $110,260;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5%
 for a first-lien covered transaction with a loan amount greater than or equal to $66,156
 but less than $110,260; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5%
 for a first-lien covered transaction with a loan amount less than $66,156.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5%
 for a subordinate-lien covered transaction with a loan amount greater than or equal to
 $66,156; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a subordinate-lien covered transaction with a loan amount less than $66,156.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25%
 for a first-lien covered transaction secured by a manufactured home with a loan amount
 equal to or greater than $110,260; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5%
 for a covered transaction secured by a manufactured home with a loan amount less than
 $110,260.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider
 Income and Assets:

○ The consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan);

○ The consumer's debt obligations and alimony and child support obligations; and

○ The consumer's monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification
 of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification
 in compliance with one of the "safe harbor" guidelines will meet the QM verification
 requirement. A creditor is allowed to "mix and match" provisions of the different
 guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the **verification** requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters
 B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections
 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June
 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections
 II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing
 Policy Handbook, issued October 24, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter
 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February
 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter
 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct
 Single Family Housing Program, revised March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters
 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family
 Guaranteed Loan Program, revised March 19, 2020.

&nbsp;&nbsp;&nbsp;&nbsp;c. Validate loan-to-value (LTV) and combined LTV

d. Review borrower's occupancy

e. Validation through third party resource of the
 subject properties most recent twelve (12) month sales history

f. Confirm sufficient evidence in loan file, by
 reviewing the underwriter's decision to approve the loan based upon the borrows income, debt, and credit history, to
 support borrower's willingness and ability to repay the debt

g. Confirm that Final 1003 is sufficiently completed

h. Provide Audit 1008 with accurate data based
 on file documentation

i. Confirm Loan Approval conditions were met

j. Review condominium questionnaire to verify all
 information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project
 ineligible

**Compliance Review – Closed End Second Loans**

Digital Risk performed a "Compliance Review" to the TRID 3.0 Compliance Scope to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test
 Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test
 Closing Disclosure(s) for accuracy and completeness as well as timing requirements as
 required by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the
 application date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Homeownership
 Counseling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and originating firm's license status was active and
 properly disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information
 is complete, accurate, and consistent with other documents; Confirm collateral
 documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Digital Risk are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Digital Risk is relying in reaching such findings.

**Valuation Review**

Digital Risk performed a "Valuation Review," when applicable, which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 original appraisal, determination that property is in "average" condition or
 better, or property requires cosmetic improvements (as defined by the appraiser) that
 do not affect habitability. Should an area of concern be identified with the condition
 of the property, Digital Risk will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review
 appraisal, determination that property is completely constructed and appraisal is on
 an "as is basis," or property is identified as not completely constructed
 by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 and determine if the appraisal report was performed on appropriate GSE forms and if the
 appraiser indicated in the body of the subject appraisal that the appraisal conforms
 to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review
 and determine the relevance of the comparable properties and ensure that a rational and
 reliable value was provided and supported as of the effective date of the Origination
 Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review
 adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure
 that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review
 appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review
 location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure
 highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure
 subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where
 applicable, determine if the file did not contain the appraisal or other valuation method
 and a review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. For
 loans originated with an AVM, the review confirmed address and confidence score to ensure
 adherence with originators guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;n. If
 needed, additional valuation products (AVM's) were obtained to confirm the value
 was supported within 10% tolerance.

Digital Risk applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

**Data Discrepancy Report**

As part of the Credit and Compliance Reviews, Digital Risk captured data from the source documents and compared it to a data tape provided by Client. Digital Risk provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by Digital Risk during the diligence process. Tape values that are blank indicate that the data was not provided on the provided data tape but Digital Risk captured it during the review. The percentages are based on a population of 243 loans where data validation was completed. The table below reflects the discrepancies inclusive of the blank data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;12 | &nbsp;&nbsp;4.94% |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.82% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;9 | &nbsp;&nbsp;3.70% |
| &nbsp;&nbsp;LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.41% |
| &nbsp;&nbsp;Original FICO Score | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.41% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.47% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;8 | &nbsp;&nbsp;3.29% |
| &nbsp;&nbsp;Origination/Note Date | &nbsp;&nbsp;81 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;Originator Back-End DTI | &nbsp;&nbsp;66 | &nbsp;&nbsp;27.16% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;43 | &nbsp;&nbsp;17.70% |
| &nbsp;&nbsp;Subject Street Address | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.23% |

---

**Summary of Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;194 | &nbsp;&nbsp;$20661449.00 | &nbsp;&nbsp;79.84% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;49 | &nbsp;&nbsp;$7321523.00 | &nbsp;&nbsp;20.16% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;243 | &nbsp;&nbsp;$27982972.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;241 | &nbsp;&nbsp;$27149332.00 | &nbsp;&nbsp;99.18% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;2 | &nbsp;&nbsp;$833640.00 | &nbsp;&nbsp;0.82% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;243 | &nbsp;&nbsp;$27982972.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;196 | &nbsp;&nbsp;$21716449.00 | &nbsp;&nbsp;80.66% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;47 | &nbsp;&nbsp;$6266523.00 | &nbsp;&nbsp;19.34% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;243 | &nbsp;&nbsp;$27982972.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;17 | &nbsp;&nbsp;$5242340.00 | &nbsp;&nbsp;94.44% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;1 | &nbsp;&nbsp;$305000.00 | &nbsp;&nbsp;5.56% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;18 | &nbsp;&nbsp;$5547340.00 | &nbsp;&nbsp;100.00% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| **Final Loan Grade** | **Final Loan Grade** |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| **Credit Event Grades** | **Credit Event Grades** |
| A | The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| **Compliance Event Grades** | **Compliance Event Grades** |
| A | The loan complies with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| B | The loan complies with all material applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| C | The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| A | The valuation methodology complies with applicable underwriting guidelines and the value is supported within 90% of the original appraisal by the first third party valuation product. The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| B | The valuation methodology does not meet applicable published guidelines for the program. <br> The value is not supported within 90% of the original appraisal by the first third party valuation product but a second third party valuation product is provided and does support original appraised value within 90%.<br>The value is not supported within 90% of the original appraisal by the first third party valuation product; a third party value reconciliation product is then provided which reconciles the appraisal, first third party valuation product, and supports within 90% of the appraisal. When a reconciliation supports the appraisal and first third party valuation product the lower of the appraised value and reconciliation will be used to establish lending value.<br>The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. <br>|
| C | The valuation methodology does not meet every applicable published guideline for the program. The value is not supported within 90% of the original appraisal by any of the third-party valuation products or the reconciliation. |
| D | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.27

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.27**

---

| | | |
|:---|:---|:---|
| **Loan Count:** | 243 |  |
| **Fields Reviewed** | **Discrepancy Count** | **Percentage** |
| Appraised Value | 12 | 4.94% |
| CLTV | 2 | 0.82% |
| Loan Purpose | 9 | 3.70% |
| LTV | 1 | 0.41% |
| Original FICO Score | 1 | 0.41% |
| Original Interest Rate | 6 | 2.47% |
| Original Loan Amount | 8 | 3.29% |
| Origination/Note Date | 81 | 33.33% |
| Originator Back-End DTI | 66 | 27.16% |
| Property Type | 43 | 17.70% |
| Subject Street Address | 3 | 1.23% |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan Count:** | 243 |  |  |  |  |  |
| **Audit ID** | **Customer Loan Number** | **SellerLoanID** | **Borrower Last Name** | **Field** | **Tape Data** | **Review Data** |
| XXXX | 304844545 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304844550 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304844553 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304844558 | XXXX | XXXX | Original FICO Score | XXXX | XXXX |
| XXXX | 304845720 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845722 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845722 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845725 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845726 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845727 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845727 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845728 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845728 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845731 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845732 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845732 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845733 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845733 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845735 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845736 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845737 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845738 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845738 | XXXX | XXXX | CLTV | XXXX | XXXX |
| XXXX | 304845738 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845738 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845738 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845743 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845743 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845743 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845744 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845746 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845746 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845748 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845749 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845750 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845750 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845751 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845751 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845754 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845754 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845755 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845756 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845757 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845759 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845760 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845760 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845762 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845763 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845763 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845766 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845767 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845767 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845768 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845770 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845771 | XXXX | XXXX | Property Type | PUD | Condo, Low Rise - 4 or fewer stories |
| XXXX | 304845772 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845773 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845774 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845775 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845776 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845777 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845779 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845779 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845779 | XXXX | XXXX | Subject Street Address | XXXX | XXXX |
| XXXX | 304845780 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845782 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845784 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845786 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845787 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845788 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845788 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845788 | XXXX | XXXX | Subject Street Address | XXXX | XXXX |
| XXXX | 304845789 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845790 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845790 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845791 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845793 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845793 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845794 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845794 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845795 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845795 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845796 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845798 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845800 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845800 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845800 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845803 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845804 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845806 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845807 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845809 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845811 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845812 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845812 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845814 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845815 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845817 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845819 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845821 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845822 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845823 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845823 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845823 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845826 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845827 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845828 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845829 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845830 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845830 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845831 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845831 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845832 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845834 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845835 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845836 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845837 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845838 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845838 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845838 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845840 | XXXX | XXXX | Property Type | SINGLE FAMILY | Condo, Low Rise - 4 or fewer stories |
| XXXX | 304845843 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845844 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845846 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845846 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845847 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845848 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845849 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845849 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845850 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845851 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845852 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845854 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845854 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845855 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845856 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845860 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845860 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845861 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845861 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845864 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845865 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845866 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845867 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845868 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845870 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845872 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845874 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845875 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845876 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845877 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845879 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845879 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845880 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845881 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845882 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845884 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845884 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845886 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845887 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845888 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845890 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845890 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845891 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845891 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845892 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845894 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845896 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845897 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845897 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845898 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845898 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845899 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845900 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845900 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845901 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845901 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845904 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845904 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845904 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845906 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845906 | XXXX | XXXX | Property Type | 2 Units | Single Family Detached non-PUD |
| XXXX | 304845907 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845907 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845908 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845909 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845910 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845912 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845914 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845915 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845917 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845917 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845918 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845918 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845919 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845920 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845920 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | CLTV | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | LTV | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | Original Loan Amount | XXXX | XXXX |
| XXXX | 304845921 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845922 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845922 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845924 | XXXX | XXXX | Loan Purpose | XXXX | XXXX |
| XXXX | 304845924 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845924 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845926 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845926 | XXXX | XXXX | Subject Street Address | XXXX | XXXX |
| XXXX | 304845927 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845931 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845932 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845936 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845938 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845938 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845939 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845940 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845940 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845941 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845942 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845942 | XXXX | XXXX | Property Type | SINGLE FAMILY | Townhouse |
| XXXX | 304845943 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845944 | XXXX | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | 304845944 | XXXX | XXXX | Original Interest Rate | XXXX | XXXX |
| XXXX | 304845944 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845944 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845948 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845952 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |
| XXXX | 304845953 | XXXX | XXXX | Originator Back-End DTI | XXXX | XXXX |
| XXXX | 304845955 | XXXX | XXXX | Origination/Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | 304845957 | XXXX | XXXX | Property Type | SINGLE FAMILY | PUD - Only for use with Single-Family Detached Hom |

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## Exhibit 99.28

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.28**

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SellerLoanID** | **Customer Loan Number** | **Last Name** | **Note Date** | **Original Loan Amount** | **QM Status** | **ATR Status** | **Compliance Exceptions** | **Credit Exceptions** | **Property Valuation Exceptions** | **Initial Rating** | **Final Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Property Valuation Rating** | **Final Property Valuation Rating** |
| XXXX | 304844557 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Open) Program Parameters - Loan Amount- <br>The loan amount exceeds maximum allowable under the guideline matrix. The subject loan amount is $XXXX for an owner occupied fixed rate second mortgage; however, the matrix guidelines reflect a maximum loan amount of $XXXX. The loan file does not contain an exception.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> XXXX provided and request to waive based on compensating factors. (Waived)<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contained a CDA dated XX/XX/XXXX that supported the value.<br>**  | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| XXXX | 304844553 | XXXX | XXXX | XXXX | Rebuttable Presumption Verified QM |  | **(Clear) Federal - HPML APR/Compliant- <br>This loan failed the higher-priced mortgage loan test. (12 CFR 1026.35(a)(1)). Using the greater of the disclosed APR XXXX% and the calculated APR XXXX%, the loan is a higher-priced mortgage loan, as defined in XXXX The loan is a compliant HPML. Prepayment and appraisal requirements have been met.<br>(Clear) State Testing- <br>This loan failed the XXXX XXXX higher-priced mortgage loan test. (XXXX XXXX, XXXX Financial Code Division 1.94995(a)). Using the greater of the disclosed APR XXXX% and the calculated APR XXXX%, the loan is a higher-priced mortgage loan, as defined in XXXX The loan is a compliant HPML. Prepayment and appraisal requirements have been met.<br>(Open) QM - Rebuttable Presumption- <br>The loan qualifies for QM-Rebuttable Presumption. The loan exceeds XXXX threshold as follows: The loan has an APR of XXXX%. The APR threshold to qualify for a safe harbor is XXXX%. The date used for rate set is XX/XX/XXXX. The loan is a Higher-Priced Covered Transaction subject to QM-Rebuttable Presumption. Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by XXXX% or more percentage points for a subordinate-lien covered transaction. Truth in XXXX (Regulation Z) 12 CFR 1026.43(e)(1)(ii)<br>(Open) TRID - CD - Closing Information/Disbursement Date- <br>The CD issued on XX/XX/XXXX does not reflect the correct Disbursement Date when compared to the ALTA Statement. Truth in XXXX (Regulation Z) 12 CFR 1026.38(a)(3)(iii)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contained a CDA dated XX/XX/XXXX that supported the value.<br>**  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 304844555 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) TRID - CD - Closing Information/Disbursement Date- <br>The CD issued on XX/XX/XXXX does not reflect the correct Disbursement Date when compared to the ALTA Statement. Truth in XXXX (Regulation Z)12 CFR 1026.38(a)(3)(iii)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 304845764 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845923 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845947 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Incomplete- <br>The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: Page XXXX of Security Instrument is not legible.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The mortgage that was provided was for the first XXXX and not the second lien that is the one under review. Page XXXX of the second XXXX mortgage is still illegible/missing. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845888 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: Transfer Taxes. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. Increasing Transfer Taxes strictly due to the XXXX providing updated fees in not an acceptable reason without more details. The Invoice and Smart Fees do not state a reason for the increase. A detailed reason/COC stating why the Transfer Taxes increased is required. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The PCCD reflecting the cure has been provided. A copy of the refund check, letter of explanation to the borrower, and proof of mailing is required to complete the cure. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to cure the finding. The PCCD, copy of the refund check, and XXXX have been provided. The LOE is required. (XXXX)<br>Response 4 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845890 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial LE/Delivery Date (prior to consummation)- <br>The loan failed the Initial Loan Estimate delivery date test (prior to consummation). The Initial LE issued on XX/XX/XXXX is less than seven business days before the Consummation Date, XX/XX/XXXX. Truth in XXXX (Regulation Z) 12 CFR 1026.19(e)(1)(iii)(B)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. There was a mistype within the original write up. It is the last revised LE issued on XX/XX/XXXX that does not have evidence it was received at least XXXX business days prior to closing. The mailing rule was applied. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The e-mail provided from the borrower confirming he received the revised LE on XX/XX/XXXX4 is acceptable and is XXXX days prior to closing; however, this does not clear the finding. The loan is a Rescindable Transaction with XXXX borrowers and the receipt date is based on the latter of when the borrower or co-borrower receives the disclosure. A receipt date for the co-borrower has not been received and the XXXX-day mailing rule has been applied. Please provide evidence of when the co-borrower received the revised LE issued on XX/XX/XXXX for review. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845774 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - CD - Revised CD Delivery Date (No Waiting Period)- <br>This loan failed the revised Closing Disclosure delivery date test (no waiting period required) (12 CFR §1026.19(f)(2)(i)) due to the following: Without evidence of receipt, it is assumed that the disclosure dated XX/XX/XXXX was mailed, and therefore not received by the consumer prior to the consummation date, XX/XX/XXXX. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required.<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The tracker provided discloses the Final CD was sent to the borrower on XX/XX/XXXX; however it shows receipt of borrower on XX/XX/XXXX and not received on or prior to consummation date of XX/XX/XXXX. Please provide evidence of receipt that Final CD issued on XX/XX/XXXX was received by borrower on or prior to consummation. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The tracker provided discloses the Final CD was sent to the borrower on XX/XX/XXXX; however it discloses "Acknowledged Receipt of this document" by the borrower on XX/XX/XXXX. (XXXX)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845825 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) State Regulations- <br>The loan origination fee exceeds XXXX% of the first $XXXX and XXXX % thereafter of the principal amount advanced to or for the direct benefit of the borrower of the mortgage. (XXXX RCW §31.04.105(XXXX))<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 1 | 1 | 1 | 2 | 1 |  | B A |
| XXXX | 304845911 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial CD/Delivery Date (prior to consummation)- Rescindable- <br>Rescindable Transaction. The loan failed the Initial Closing Disclosure delivery date test due to the following: Without evidence of receipt, it is assumed that the disclosure dated XX/XX/XXXX was mailed, and therefore not received by the consumers XXXX business days prior to the consummation date, XX/XX/XXXX. If disclosure was delivered electronically, evidence of receipt as well as the consumers' E-consent is required.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The XXXX provided discloses the XXX received the Initial CD issued on XX/XX/XXXX on XX/XX/XXXX which is not XXXX days prior to closing as required. Evidence the XXX received the Initial CD XXXX days prior to closing is required. for review. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> Evidence the Non-borrowing spouse received the Initial CD at least XXXX days prior to closing is the cure. Provide any supporting documentation: e-mail from XXX, screenshots etc. to prove XXX received the Initial CD XXXX days prior for review. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to cure the finding. The e-mail provided confirms the borrower, XXXX, received the Initial CD at least XXXX days prior to closing. Evidence the Non-borrowing Spouse, XXXX, received the Initial CD at least XXXX days prior to closing has not been provided. (XXXX)<br>Response 4 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845927 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845931 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - XXXX% Tolerance Violation (No Valid COC)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. A valid change of circumstance was not provided in the loan file. Therefore, the addition to the following fee was not accepted: Closing Fee. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, and copy of the refund. A cost to cure in the amount of $XXXX was required in which $.XXXX was reimbursed at closing. There is a remaining cost to cure in the amount of $XXXX required. Truth in XXXX (Regulation Z) 12 CFR 2016.19(e)(3)(i); 12 CFR 1026.19(e)(3)(iv).<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The PCCD, copy of the refund check, and XXXX have been provided. The LOE is required. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845753 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845775 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845722 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the nonrefundable prepaid finance charge test. (XXXX. Code § XXXX-XXXX-XXXX-201(XXXX)) The loan's nonrefundable prepaid finance charge exceeds XXXX% of the note amount or line of credit and failed by $XXXX. The Nonrefundable Prepaid Finance Charge Test included the following charges Flood Certificate $XXXX, Loan Discount Points $XXXX, Prepaid Interest $XXXX and Settlement Fee $XXXX.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845831 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845723 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845864 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845811 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) State Testing - Prohibited Fees- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Points. The loan fails the prohibited fees test by $XXXX. (XXXX RCW §31.04.105)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 1 | 1 | 1 | 2 | 1 |  | B A |
| XXXX | 304845958 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) State Testing - Prohibited Fees- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Points. The loan fails the prohibited fees test by $XXXX. (XXXX XXXXXXXX §6122(a))<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - Initial CD/Delivery Date (prior to consummation)- Rescindable- <br>Rescindable Transaction. The loan failed the Initial Closing Disclosure delivery date test due to the following: The Closing Disclosure was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX. The CD issued on XX/XX/XXXX was signed and dated XX/XX/XXXX. If disclosure was delivered electronically evidence of receipt as well as the consumer's E-consent is required.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to clear the finding. The email provided does not have any loan identifying information on it. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845957 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845940 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the nonrefundable prepaid finance charge test. (XXXX. Code § XXXX-XXXX-XXXX-201(XXXX)) The loan's nonrefundable prepaid finance charge exceeds XXXX% of the note amount or line of credit. The following fees were included in the nonrefundable prepaid finance charge test: Flood Cert $XXXX, Points $XXXX, Prepaid Interest $XXXX, and Settlement Fee $XXXX. The loan failed by a variance of $XXXX.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845824 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845924 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845910 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Points. The loan fails the prohibited fees test by $XXXX. (XXXX XXXXXXXX §6122(a))<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845771 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase in XXXX to $XXXX and the addition of the Appraisal Final Inspection fee of $XXXX is not accepted. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. A valid COC for the addition of the Final Inspection in the amount of $XXXX has been provided. Updated testing results in a cost to cure in the amount of $XXXX. The LOE and PCCD for the reimbursement of $XXXX have been provided. However, the refund check request provided is unacceptable as a copy of the refund check. A copy of the refund check and Proof of Delivery is required. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845738 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845898 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845803 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845748 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the lender prohibited fees test. (XXXX XXXXXXXX §6122(a)) The loan charges a fee not provided for in the act. A lender is prohibited from charging fees, except those provided for in this act.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The Lender Report provided appears to not have tested XXXX state rules; information located under Compliance Summary on report. The loan charges $XXXX and violates the XXXX State Prohibited fees test. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. This regulation does not provide a mechanism for cure, however this violation is license dependent and does not carry assignee liability. It is considered a non-material EV2. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXPM)<br> Client accepts Ev2 exception. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845821 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845908 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845918 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845766 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845794 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845876 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845757 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: Transfer Taxes increased on revised LE XX/XX/XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845896 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) Credit - Other- <br>The borrower has two retained rental properties. The loan file is missing documentation to support the $XXXX per month HOA dues on property located at Havasu Falls and documentation to support the HOA dues, property tax and hazard insurance totaling $XXXX on the property located at XXXX.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 1 | 1 |  | C A |
| XXXX | 304845886 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845930 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) DTI - Exceeds Guidelines- <br>The DTI exceeds Originator Guidelines of XXXX% with a credit score 3 1 3 1 1 1 C A C A A A C A C A A A C A C A A A C A C A A A C A C A A A C A C A A A** |  |  |  |  |  |  |  |  |  |
| XXXX | 304845871 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845765 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845870 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - CD - Revised CD Delivery Date (No Waiting Period)- <br>This loan failed the revised Closing Disclosure delivery date test (no waiting period required) due to the following: The Closing Disclosure was not received by the borrower prior to the Consummation Date. The CD issued on XX/XX/XXXX was signed and dated on XX/XX/XXXX. If disclosure was delivered electronically evidence of receipt as well as the consumer's E-consent is required.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845816 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fee was not accepted: Appraisal Fee $XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845856 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845920 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845866 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845823 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the prohibited lender fees test. (XXXX RCW §31.04.105)The loan charges a prohibited lender fee. Points.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Client accepts Ev2 exception. (Acknowledged)<br>**  | **(Clear) Verification Documentation - VVOE Salaried/Missing- <br>The loan file is missing the VVOE for the borrower's current employer.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  | 3 | 2 | 3 | 1 | 2 | 2 |  | C B A |
| XXXX | 304845741 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845734 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is not supported within 10% of original appraisal amount- <br>The Loan file did not contain an AVM, CDA, Field Review, 2nd appraisal or CU score at XXXX or under to support the origination appraised value. Although a valuation product is not required an AVM was ordered after the appraisal therefore reviewed as a valuation product per the rating agencies. The AVM did not support the original appraised value.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Additional secondary valuation product supports value. Downgraded to EV2. (Resolved)<br>**  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 304845760 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845912 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Incomplete- <br>The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The default notice was not signed by the borrower.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The explanation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845859 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845933 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845956 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the discount fee test. XXXXXXX § 1343.011(B)). The sum of all discount points is greater than XXXX% of the original principal amount.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845728 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845874 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) State Testing - XXXX High Cost & Antipredatory Lending/Home Equity Loan Points and Fees Test (XXXX%)- <br>This loan failed the required fees test. (XXXX Constitution, Article 16, Section 50 (a)(6)(E) & (t)(4), as amended Jan. XXXX) The loan requires the borrower(s) to pay, in addition to interest, fees to any person that are necessary to originate, evaluate, maintain, record, insure, or service the extension of credit that exceed XXXX% of the original principal amount, excluding fees for: The following fees were included in the points and fees calculation: Title Search $XXXX, Attorney $XXXX, Credit Report $XXXX, Flood $XXXX, Processing $XXXX, Recording $XXXX, Settlement $XXXX, Underwriting $XXXX.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The information provided is not sufficient to cure the finding. The loan is exceeding the XXXX% threshold for the XXXX required fees test. The following fees were included in the points and fees calculation: Title Search $XXXX, Attorney $XXXX, Credit Report $XXXX, Flood $XXXX, Processing $XXXX, Recording $XXXX, Settlement $XXXX, Underwriting $XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845787 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845750 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845732 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845735 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845759 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845804 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845851 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845784 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the nonrefundable prepaid finance charge test. (XXXX. Code § XXXX-XXXX-XXXX-201(XXXX)). The loan's nonrefundable prepaid finance charge exceeds XXXX% of the note amount or line of credit.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845861 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the discount fee test. (N.J.S.A. §XXXX:11C-XXXX, N.J.A.C. §§XXXX:XXXX-XXXX). The loan charges a discount fee that exceeds XXXX% of the principle amount of the loan.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845783 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845786 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845802 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845850 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the discount fee test. (XXXX. §XXXX:11C-XXXX, XXXX. §§XXXX:XXXX-XXXX) The loan charges a discount fee that exceeds XXXX% of the principle amount of the loan. The subject loan charges a discount fee of $XXXX which resulted in a variance of $XXXX.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845800 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845807 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845763 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845810 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Testing - Prohibited Fees- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Discount Points $XXXX. The loan fails the prohibited fees test by $XXXX. (XXXX RCW §31.04.105)<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845949 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the discount fee test. (XXXX. §XXXX:11C-XXXX, XXXX. §§XXXX:XXXX-XXXX). The loan charges a discount fee that exceeds XXXX% of the principle amount of the loan.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845919 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the nonrefundable prepaid finance charge test. (XXXX. Code § XXXX-XXXX-XXXX-201(XXXX)). The loan's nonrefundable prepaid finance charge exceeds XXXX% of the note amount or line of credit.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845749 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845950 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845872 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845892 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845736 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845884 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845758 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845830 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial CD/Delivery Date (prior to consummation)- Rescindable- <br>Rescindable Transaction. The loan failed the Initial Closing Disclosure delivery date test due to the following: Although evidence was provided showing the borrower and the non borrower, with right to rescind, received the initial CD on XX/XX/XXXX, the eConsent for the non borrower was not obtained until after electronic delivery; therefore, the mailing rule was applied. Per regulation, creditors using electronic delivery methods, such as email, must also comply with 1026.38(t)(3)(iii) (consumer consent and other applicable provisions of the Electronic Signatures in Global and National Commerce Act).<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The e-consent for the Non-borrowing spouse was sent on XX/XX/XXXX and signed on XX/XX/XXXX; this is after the receipt date of the Initial CD on XX/XX/XXXX. Please provide evidence the e-consent was obtained prior to XX/XX/XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> Without evidence of e-consent prior to the documents being signed electronically, the violation is not curable and exception remains. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXPM)<br> The referenced documentationwas not received. Please provide for review.(Upheld)<br>Response 4 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845767 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845928 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845880 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845822 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845721 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845770 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845903 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial CD/Delivery Date (prior to consummation)- Rescindable- <br>Rescindable Transaction. The loan failed the Initial Closing Disclosure delivery date test due to the following: The Closing Disclosure was not received by the Non-Borrowing Spouse at least three business days prior to the Consummation Date. The CD issued on XX/XX/XXXX was received by the Non-Borrowing Spouse on XX/XX/XXXX therefore not at least XXXX days prior to consummation, XX/XX/XXXX.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to clear the finding. The email provided does not have any loan identifying information on it and does not have any date/time stamp information confirming the email was transmitted. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845755 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Testing - Prohibited Fees- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Loan Discount Point Fee $XXXX. The loan fails the prohibited fees test by $XXXX. This loan failed the prohibited lender fees test. (XXXX RCW §31.04.105)<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845913 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845867 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Inaccurate- <br>The security instrument was not completed accurately. The PUD Rider name is inaccurate on the PUD Rider when compared to the title legal description.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845733 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845798 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845914 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845855 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) Debts - Not Verified- <br>The application lists significant debts that were not verified on the credit report and not independently verified. The XXXX, XXXX, and approval include a HELOC for the borrowers' REO that is new with a limit of $XXXX and monthly payment of $XXXX. The loan file contains no documentation verifying this new line and/or payment.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 1 | 1 |  | C A |
| XXXX | 304845907 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845951 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845740 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: Appraisal fee to $XXXX on XX/XX/XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845776 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845727 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845780 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845843 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845877 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) ROR - Missing- <br>There is no evidence in the file that the Right to Cancel Notice was provided to the borrower and/or all consumers with a right to rescind. The forms provided in the file were not the subject property or borrower. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1). Additionally, rescission needs to be re-opened.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845724 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845955 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845948 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (Revised Disclosure Late)- <br>The loan failed the charges that cannot increase test. Because the change occurred on XX/XX/XXXX, and consumer was not provided the disclosure within XXXX days of the change, the increase to the following fee was not accepted as valid: Points and Transfer Taxes on XX/XX/XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845893 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase and addition to the following fees was not accepted: XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The LOE and PCCD have been provided. A copy of the Refund Check and Proof of Delivery is required. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845878 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845806 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) Debts - Not Verified- <br>The mortgage statement or other alternative documentation to support the P & I payment on the first mortgage loan with XXXX was not provided as required. Unable to confirm the payment breakdown to calculate final DTI.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 1 | 1 |  | C A |
| XXXX | 304845860 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845820 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845778 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial LE/Delivery Date (from application)- <br>The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within XXXX days of the application date, XX/XX/XXXX. Truth in XXXX (Regulation Z) 12 CFR 1026.19(e)(1)(iii)(A)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The disclosure tracker has been provided reflecting a LE was issued on XX/XX/XXXX. The actual document, LE XX/XX/XXXX needs to be provided to verify it was complete. The actual LE is also needed for accurate XXXX, HPML, APR, and Points and Fees testing. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - Zero Tolerance Violation (Disclosure Timing Fail)- <br>The loan failed the charges that cannot increase test. Because the loan failed the Initial LE date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, baseline did not reset as a result of the following additions/increases: Loan Discount Point Fee $XXXX, XXXX Fee $XXXX, Credit Report Fee $XXXX, and the Flood Certification Fee $XXXX. A cost to cure in the amount of $XXXX is required. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The disclosure tracker has been provided reflecting a LE was issued on XX/XX/XXXX. The actual document, LE XX/XX/XXXX needs to be provided to verify it was complete. The actual LE is also needed for accurate XXXX, HPML, APR, and Points and Fees testing. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - XXXX% Tolerance Violation (Disclosure Timing Fail)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. Because the loan failed the Initial LE date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, baseline did not reset as a result of the following additions/increases: Title - Property Search Fee $XXXX, Title - Settlement Fee $XXXX, and Recording Fee $XXXX. A cost to cure in the amount of $XXXX is required. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The disclosure tracker has been provided reflecting a LE was issued on XX/XX/XXXX. The actual document, LE XX/XX/XXXX needs to be provided to verify it was complete. The actual LE is also needed for accurate XXXX, HPML, APR, and Points and Fees testing. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845953 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845935 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - XXXX% Tolerance Violation (No Valid COC)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. A valid change of circumstance was not provided in the loan file. Therefore, the increase/addition to the following fees was not accepted: Title - Loan Policy. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845743 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845882 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845891 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Missing Rider/Addendum- <br>The following referenced Rider is missing: Page one of the Condo Rider is missing.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - CD - Closing Information/Closing Date- <br>The CD issued on XX/XX/XXXX does not reflect the correct Closing Date when compared to the notary signature date on the Security Instrument. Truth in XXXX (Regulation Z) 12 CFR 1026.38(a)(3)(ii)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> A PCCD with the updated closing date and an LOE to the borrower will be an acceptable cure. Please provide for review. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845720 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845885 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845941 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845793 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845808 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845745 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the lender prohibited fees test. (XXXX XXXXXXXX §6122(a)). The loan charges a Loan Amount Points fee in the amount of $XXXX. A lender is prohibited from charging fees, except those provided for in this act.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845835 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845939 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>The loan failed the XXXX discount fee test. XXXXXXX § 1343.011(B)). The loan discount fee was $XXXX and the loan failed the test by $XXXX.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845795 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845731 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845772 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845847 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845768 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845902 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845834 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845796 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845932 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Points. The loan fails the prohibited fees test by $XXXX. (XXXX XXXXXXXX §6122(a))<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845773 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845926 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845887 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845832 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845945 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845725 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845905 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) ROR - Missing- <br>There is no evidence in the file that the Right to Cancel Notice was provided to the borrower and/or all consumers with a right to rescind. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1). Additionally, rescission needs to be re-opened.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. Because the change occurred on XX/XX/XXXX, and consumer was not provided the valid COC within XXXX days of the change, the increase to the following fee was not accepted as valid: Transfer Taxes on XX/XX/XXXX and credit report fee on the XX/XX/XXXX CD. A cost to cure in the amount of $XXXX is required of which $XXXX was cured at closing. There is a remaining cost to cure in the amount of $XXXX required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The transfer Taxes increased from $XXXX on the LE issued on XX/XX/XXXX to $XXXX, XXXX on the LE issued on XX/XX/XXXX without a valid COC. Please provide details as to why the Transfer Taxes increased to determine if the COC is valid. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The explanation provided is not sufficient to cure the finding. The Appraised Value increased to $XXXX, XXXX on the revised LE issued on XXXX without any change to the Transfer Taxes. A cost to cure in the amount of $XXXX reamins. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXPM)<br> The explanation provided is not sufficient to cure the finding. A pricing extension is not a valid reason for the Transfer Taxes to increase. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 4 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845915 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845849 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) ROR - Missing- <br>There is no evidence in the file that the Right to Cancel Notice was provided to the borrower; XXXX. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1). Additionally, rescission needs to be re-opened.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845815 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845777 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845868 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845952 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845782 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845901 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845894 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) ROR - Missing- <br>There is no evidence in the file that the Right to Cancel Notice was provided to the borrower and/or all consumers with a right to rescind. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1). Additionally, rescission needs to be re-opened.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845754 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845909 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845938 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845942 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845827 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845845 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845837 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845858 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fee was not accepted: XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The PCCD, copy of the refund check, and XXXX have been provided. The LOE is required. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845742 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845812 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845789 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845852 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845921 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845883 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. Because the change occurred on XX/XX/XXXX, and consumer was not provided the disclosure within XXXX days of the change, the increase to the following fee was not accepted as valid: Appraisal increase on XX/XX/XXXX. Additionally, a valid change of circumstance was not provided in the loan file for the increase in Discount Points on XX/XX/XXXX and XXXX on XX/XX/XXXX. Therefore, the increases were not accepted. A cost to cure in the amount of $XXXX is required of which $XXXX was cured at closing. There is a remaining cost to cure in the amount of $XXXX required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The refund for the Appraisal Fee and XXXX fee have been provided and applied to tolerance testing. The COC provided for the increase to the Points - Loan Origination fee on XX/XX/XXXX does not provide a valid reason for the increase without more details. The COC does not state the reason for the increase. Provide information as to why the Points - Loan Origination fee increased on XX/XX/XXXX. An updated cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to cure the finding. The referenced evidence of Rate Lock extension has not been provided. Provide evidence of Rate Lock extension for review. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>(Clear) TRID - XXXX% Tolerance Violation (No Valid COC)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. A valid change of circumstance was not provided in the loan file. Therefore, the increase/addition to the following fees was not accepted: Settlement and Doc Prep on XX/XX/XXXX. A cost to cure in the amount of $XXXX is required of which $XXXX was cured at closing. There is a remaining cost to cure in the amount of $XXXX. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845726 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845840 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845791 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845805 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845846 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845857 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Testing - Prohibited Fees- <br>The loan failed the XXXX prohibited lender fees test. This test includes the following fees: Loan Discount points paid by borrower of $XXXX. The loan fails the prohibited fees test by $XXXX. This loan failed the lender prohibited fees test. (XXXX XXXXXXXX §6122(a)).<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845922 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845752 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845819 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845814 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - CD - Revised CD Delivery Date (No Waiting Period)- <br>This loan failed the revised Closing Disclosure delivery date test (no waiting period required) due to the following: The Closing Disclosure was not received by the borrower prior to the Consummation Date. The Closing Disclosure issued on XX/XX/XXXX was signed and dated on XX/XX/XXXX after the consummation date, XX/XX/XXXX. If disclosure was delivered electronically, evidence of receipt as well as the consumers' E-consent is required. Truth in XXXX (Regulation Z) 12 CFR 1026.19(f)(2)(i)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The e-receipt for the borrower has been provided. Please provide evidence of the receipt for the NBS. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The e-receipt of XX/XX/XXXX for the NBS is for the the Initial CD. Please provide receipt of the Final CD for the NBS. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> Without evidence of receipt for the NBS prior to consummation, the violation is not curable and exception remains. (XXXX)<br>Response 4 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. According to the screen shots provided, it shows that was the one to "finish/complete" the acknowledgement of the CD. Although it shows it was emailed to XXX, there is no acknowledgement showing XXXX viewed the disclosure. Therefore the mailing rule would apply and put the receipt date after the closing date. (XXXX)<br>Response 5 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845848 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845838 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845779 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845844 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845833 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845853 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845954 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase/addition to the following fees was not accepted: Loan Amount Points $XXXX and Title - State Policy Fee II $XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The COC provided on XX/XX/XXXX does not provide a valid reason for the increase of the Points - Loan Discount fee without more details. The COC does not state why the Points - Loan Discount Fee increased. Provide information as to why the fee increased to determine if it is a valid reason. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. A valid COC for the Points - Loan Discount fee has been provided. A COC for the addition of the Title - State Policy Fee has not been provided. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845854 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the lender prohibited fees test. (XXXX XXXXXXXX6122(a))The loan charges a fee not provided for in the act. Points. A lender is prohibited from charging fees, except those provided for in this act.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845817 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: XXXX (XX/XX/XXXX). A cost to cure in the amount of $XXXX is required, of which $XXXX was applied at closing. The remaining cost to cure is $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The PCCD and copy of the Refund Check have been provided. The LOE and Proof of Delivery is required.(Upheld)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. The LOE and Proof of Delivery provided is cut off and is not legible. Please provide a clear, legible copy for review. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845899 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845790 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Inaccurate- <br>The security instrument was not completed accurately. The PUD name is inaccurate on the PUD Rider, when compared to the Legal.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to cure the finding. The PUD name disclosed on the PUD rider is Tuscany HOA and does not match legal, XXXX, or the HOA documents, The XXXX with XXXX. A new PUD rider with the correct name with the changes initialed by the borrower or a XXXX is required. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to cure the finding. the payment of the HOA has been provided but does not disclose the name of the HOA. What appears to be the HOA statement has also been provided; however, only half of the statement has been provided and cannot determine the name of the HOA. Please provide a copy of the entire statement for review. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845751 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Regulations- <br>This loan failed the lender prohibited fees test. (XXXX XXXXXXXX §6122(a)) The loan charges a fee not provided for in the act. A lender is prohibited from charging fees, except those provided for in this act.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845836 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845879 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845897 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845818 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845934 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845873 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial CD/Delivery Date (prior to consummation)- Rescindable- <br>Rescindable Transaction. The loan failed the Initial Closing Disclosure delivery date test due to the following: The Closing Disclosure was not received by the borrower at least three business days prior to the Consummation Date. The CD issued on XX/XX/XXXX was electronically received by the borrower on XX/XX/XXXX, and therefore not received by the consumer XXXX business days prior to the consummation date, XX/XX/XXXX.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: XXXX Fee $XXXX, and XXXX $XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845900 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845889 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845904 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845746 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845943 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845788 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845756 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: Transfer taxes. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845729 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845944 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845826 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845917 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845813 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845925 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: Appraisal fee to $XXXX. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845762 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845875 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845916 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Incomplete- <br>The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The default notice was not signed by the borrower.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The information provided is sufficient to clear the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 1 | 1 | 1 | 3 | 1 |  | C A |
| XXXX | 304845829 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Open) State Testing - Prohibited Fees- <br>The loan failed the discount fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)) This loan failed because The loan has an origination fee that is greater than XXXX% of the principal<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender acknowledges with no change in grade EV2. (Acknowledged)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 2 | 2 | 1 | 1 | 2 | 2 |  | B A |
| XXXX | 304845744 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845862 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845906 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845730 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845936 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845865 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845747 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845841 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Zero Tolerance Violation (No Valid COC)- <br>The loan failed the charges that cannot increase test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: XXXX on the revised LE issued XX/XX/XXXX-XXXX. A cost to cure in the amount of $XXXX was required of which $XXXX was cured on the CD. A cost to cure in the amount of $XXXX is still required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 3 | 2 | 1 | 1 | 3 | 2 |  | C B A |
| XXXX | 304845809 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) Security Instrument - Incomplete- <br>The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The default notice was not signed by the borrower.<br>Response XXXX (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - CD - Non-Borrower with Right to Rescind- <br>There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. Truth in XXXX (Regulation Z) 12 CFR 1026.19(f)(1)(i), 12 CFR 1026.2(a)(11)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient tocure the finding. The loan transaction is a refinance rescindable transactionand requires the Initial CD to be provided to all parties with the right torescind XXXX days prior to consummation. Evidence the borrower electronicallyreceived the Initial CD on XX/XX/XXXX has been provided. Evidence the Non-borrowing spouse received the Initial CD has not been provided. Please provide evidence the NBS received an Initial CD at least XXXX days prior to consummation. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) FEMA- <br>FEMA Declaration declared XX/XX/XXXX for XXXX Wildfires and Straight-line Winds (DR-XXXX - XX) with an incident period of XX/XX/XXXX and continuing which is after the original appraisal date XX/XX/XXXX. Please provide Property Inspection to confirm no damage.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 3 | 1 |  | C A |
| XXXX | 304845737 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845881 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304845828 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304844556 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Clear) State HPML- <br>This loan failed the XXXX XXXX higher-priced mortgage loan test. (XXXX XXXX, XXXX Financial Code Division XXXX 4995(a)). The loan exceeded the XXXX higher-priced mortgage loan test. The loan has an APR of XXXX%. The XXXX APR threshold is XXXX%. The loan is a compliant HPML. Appraisal and prepayment requirements have been met.<br>(Clear) Federal - HPML APR/Compliant- <br>The loan failed the Federal HPML APR test. Using the greater of the disclosed APR XXXX% and the calculated APR XXXX%, the loan is a higher-priced mortgage loan, as defined in XXXX Rate Set was: XX/XX/XXXX. The loan is a compliant HPML. Appraisal and prepayment requirements have been met.<br>(Open) QM - FAIL APR Lending Policy- <br>The loan does not qualify for APR Lending Policies. The loan exceeds the APR threshold as follows: The note amount for a second XXXX is greater than or equal to ($XXXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXXX%. The date used for rate set is XX/XX/XXXX. The loan is a Higher-Priced Covered Transaction subject to QM. Truth in XXXX (Regulation Z) 12 CFR 1026.43(e)(1)(ii).<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 304844558 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - XXXX% Tolerance Violation (No Valid COC)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. A valid change of circumstance was not provided in the loan file. Therefore, the increase to the following fees was not accepted: XXXX and Title Insurance Policy. A cost to cure in the amount of $XXXX is required. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The information provided is not sufficient to cure the finding. The CD issued on XX/XX/XXXX does not disclose the Lender Credit in the amount of #XXXX. Please provide LOE and PCCD with Lender Credit for review. A cost to cure in the amount of $XXXX remains. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>(Open) TRID - CD - Closing Information/Disbursement Date- <br>The CD issued on XX/XX/XXXX does not reflect the correct Disbursement Date when compared to the ALTA Statement. Truth in XXXX (Regulation Z) 12 CFR 1026.38(a)(3)(iii)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 304844541 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 304844540 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) QM - Points and Fees- <br>The loan's points and fees exceed the Qualified Mortgage points and fees threshold. The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX, which exceeds 3percent of the total loan amount of $XXXX. The following fees were included in the testing: Appraisal Fee $XXXX, XXXX Fee $XXXX, Points-Loan Discount Fee $XXXX, Processing Fee $XXXX and Underwriting Fee $XXXX. If discount points and fees are bona-fide and excludable, provide undiscounted rate. Truth In Lending Act (Regulation Z) 12 CFR 1026.43(e)(2)(iii), (e)(3).<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 304844537 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) ROR - Timing- <br>This Loan failed the TILA right of rescission test. The Funding date, XX/XX/XXXX, is before the third business day following consummation, XX/XX/XXXX. The CD reflects a disbursement date of XX/XX/XXXX; however, the loan did not consummate until XX/XX/XXXX. The consumer may exercise the rights to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §XXXX or §XXXX, or delivery of all material disclosures, whichever occurs last. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b)(1)(v), (a)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) XXXX Missing- <br>Missing required appraisal from file. Full appraisal is required; only AVM and PCI reports provided at origination.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Explanation received is sufficient. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 3 | 1 |  | C A |
| XXXX | 304844548 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) TRID - Initial LE/Delivery Date (from application)- <br>The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within XXXX days of the application date, XX/XX/XXXX. Truth in XXXX (Regulation Z) 12 CFR 1026.19(e)(1)(iii)(A)<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> XXXX Report provided in the original loan file lists an application date of XX/XX/XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - Zero Tolerance Violation (Disclosure Timing Fail)- <br>The loan failed the charges that cannot increase test. Because the loan failed the Initial LE date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, baseline did not reset as a result of the following additions/increases: Origination Fee $XXXX, Underwriting Fee $XXXX, XXXX $XXXX, XXXX Fee $XXXX, Credit Report Fee $XXXX, and Third Party Processing Fee $XXXX. A cost to cure in the amount of $XXXX is required. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Clear) TRID - XXXX% Tolerance Violation (Disclosure Timing Fail)- <br>The loan failed the charges that in total cannot increase more than XXXX% test. Because the loan failed the Initial LE date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, baseline did not reset as a result of the following additions/increases: Signing Fee $XXXX, Title Insurance Policy $XXXX, Recording Service Fee $XXXX, Settlement/Closing Fee $XXXX, Endorsement Fee $XXXX, Title Service Fee $XXXX, and Recording Fee $XXXX. A cost to cure in the amount of $XXXX is required. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>(Open) HOC - Late- <br>The Homeownership Counseling Disclosure (HOC) dated XX/XX/XXXX was not disclosed within XXXX days of the application date, XX/XX/XXXX. Real Estate Settlement Procedures Act (Regulation X) 12 CFR 1024.20(a)(1)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 304844549 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) Debts - Not Verified- <br>The loan file does not contain documentation supporting the amount of the first lien monthly payment used to qualify.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value.<br>**  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 304844538 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) QM - Points and Fees- <br>The loan's points and fees exceed the Qualified Mortgage points and fees threshold. The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX, which exceeds XXXX percent of the total loan amount of $XXXX. The following fees were included in the testing: Admin Fee $XXXX, Broker Fee $XXXX, and Underwriting Fee $XXXX. If discount points and fees are bona-fide and excludable, provide undiscounted rate. Truth In Lending Act (Regulation Z) 12 CFR 1026.43(e)(2)(iii), (e)(3).<br>**  | **(Clear) XXXX Missing- <br>Missing required appraisal from file. Full appraisal is required, loan file contains only an AVM and PCI report(s).<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Explanation received is sufficient. (Resolved)<br>**  |  | 3 | 2 | 3 | 1 | 2 | 2 |  | C B A |
| XXXX | 304844550 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) XXXX Missing- <br>Missing required appraisal from file. The loan file contains only an AVM and PCI report (Full appraisal required).<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Explanation received is sufficient. (Void)<br>**  |  | 1 | 1 | 1 | 1 | 1 | 1 |  | A |
| XXXX | 304844545 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) QM - Points and Fees- <br>The loan's points and fees exceed the Qualified Mortgage points and fees threshold. The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX, which exceeds XXXX percent of the total loan amount of $XXXX. The following fees were included in the testing: Appraisal Fee $XXXX, XXXX Fee $XXXX and Underwriting Fee $XXXX. If discount points and fees are bona-fide and excludable, provide undiscounted rate. Truth In Lending Act (Regulation Z) 12 CFR 1026.43(e)(2)(iii), (e)(3). A cost to cure in the amount of $XXXX is required.<br>(Clear) State HPML- <br>This loan failed the XXXX XXXX higher-priced mortgage loan test. (XXXX XXXX, XXXX Financial Code Division XXXX 4995(a)). The loan exceeded the XXXX higher-priced mortgage loan test. The loan has an APR of XXXX%. The XXXX APR threshold is XXXX%. The loan is a compliant HPML. Appraisal and prepayment requirements have been met.<br>(Clear) Federal - HPML APR/Compliant- <br>The loan failed the Federal HPML APR test. Using the greater of the disclosed APR XXXX% and the calculated APR XXXX%, the loan is a higher-priced mortgage loan, as defined in XXXX Rate Set was: XX/XX/XXXX. The loan is a compliant HPML. Prepayment and appraisal requirements have been met.<br>(Open) QM - FAIL APR Lending Policy- <br>The loan does not qualify for APR Lending Policies. The loan exceeds the APR threshold as follows: The note amount for a second XXXX is greater than or equal to ($XXXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXXX%. The date used for rate set is XX/XX/XXXX. The loan is a Higher-Priced Covered Transaction subject to QM. Truth in XXXX (Regulation Z) 12 CFR 1026.43(e)(1)(ii).<br>(Clear) Security Instrument - Incomplete- <br>Security Instrument Incomplete. The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The XXXX acknowledgment date is missing.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to cure the finding. The XXXX section of the Mortgage has been updated to disclose the date of who appeared before the XXXX as required; however, the update has not been initialed by the Notary. Please provide an updated Mortgage with the date of the name of who appeared before the XXXX initialed by the XXXX or a XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to cure the finding. (Resolved)<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value.<br>**  | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 304844544 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) Appraisal - Other- <br>The appraisal provided at review is not legible.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 304844546 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) XXXX Missing- <br>Missing required appraisal from file. File only contains supporting AVM report and property inspection.<br>Response 1 (XX/XX/XXXX XX:XXAM)<br> Review of guidelines does allow AVM as appraisal for loan amounts under 250k with XXXX or above confidence score. AVM meets guidelines. (Resolved)<br>**  |  | 3 | 1 | 3 | 1 | 1 | 1 |  | C A |
| XXXX | 304399200 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) QM - FAIL APR Lending Policy- <br>The loan does not qualify for APR Lending Policies. The loan exceeds the APR threshold as follows: The note amount for a second XXXX is greater than or equal to ($XXXX), and its APR calculated per the requirements of 12 CFR §1026.43(e)(2)(vi) is less than the APOR on the date the rate was set plus XXXX%. The date used for rate set is XX/XX/XXXX. The loan is a Higher-Priced Covered Transaction subject to QM. Truth in XXXX (Regulation Z) 12 CFR 1026.43(e)(1)(ii)<br>(Clear) Federal - HPML APR/Compliant- <br>The loan failed the Federal HPML APR test. Using the greater of the disclosed APR XXXX% and the calculated APR XXXX%, the loan is a higher-priced mortgage loan, as defined in XXXX Rate Set was: XX/XX/XXXX. The loan is a compliant HPML. Prepayment and appraisal requirements have been met.<br>**  | **(Open) Credit Report - Adverse Credit- <br>Adverse credit information, such as late payments and past due amounts were reflected on the credit reports in the loan file dated XX/XX/XXXX and XX/XX/XXXX. The Note date is XX/XX/XXXX, and the origination credit report dated XX/XX/XXXX did not reflect late payments or past due amounts on the borrowers debts; however, an updated report reflected all of the borrowers revolving accounts being paid off at closing became past due in January of XXXX, and the gap credit report reflected those past due amounts increased the next month. The guidelines reflect applicants with current credit delinquencies are ineligible; therefore, the subject loan is an ineligible transaction.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br> Waiver to extend default from XXXX to XXXX months. (Waived)<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX that supports the value.<br>**  | 3 | 2 | 3 | 2 | 2 | 2 | 1 | 1 C B A |
| XXXX | 304844536 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 304844543 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 304844552 | XXXX | XXXX | XXXX | Non-QM Verified |  | **(Open) QM - Points and Fees- <br>The loan's points and fees exceed the Qualified Mortgage points and fees threshold. The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX, which exceeds XXXX percent of the total loan amount of $XXXX. The following fees were included in the testing: Loan Origination Fee $XXXX, Points-Loan Discount Fee $XXXX, and Underwriting Fee $XXXX. If discount points and fees are bona-fide and excludable, provide undiscounted rate. Truth In Lending Act (Regulation Z) 12 CFR 1026.43(e)(2)(iii), (e)(3).<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 304844535 | XXXX | XXXX | XXXX | Safe Harbor Verified QM |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA report dated XX/XX/XXXX which supports the original appraised value.<br>**  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 304844554 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose |  | **(Clear) No Compliance Findings- <br>The loan is in compliance with all applicable laws and regulations.<br>**  | **(Clear) No Credit Findings- <br>The loan meets all applicable credit guidelines.<br>**  | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount- <br>The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value.<br>**  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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## Exhibit 99.29

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.29**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SellerLoanID** | **Customer Loan Number** | **Original Loan Amount** | **Initial Rating** | **Final Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Property Valuation Rating** | **Final Property Valuation Rating** | **Initial Property Valuation Grade (Moody's)** | **Final Property Valuation Grade (Moody's)** | **Initial Property Valuation Grade (DBRS)** | **Final Property Valuation Grade (DBRS)** | **Initial Property Valuation Grade (S&P)** | **Final Property Valuation Grade (S&P)** | **Initial Property Valuation Grade (Fitch)** | **Final Property Valuation Grade (Fitch)** | **Initial Property Valuation Grade (DBRS Morningstar)** | **Final Property Valuation Grade (DBRS Morningstar)** | **Initial Property Valuation Grade (KBRA)** | **Final Property Valuation Grade (KBRA)** |
| XXXX | 304844557 | XXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A |
| XXXX | 304844553 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| XXXX | 304844555 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| XXXX | 304845764 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845923 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845947 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845888 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845890 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845774 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845825 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845911 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845927 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845931 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845753 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845775 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845722 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845831 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845723 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845864 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845811 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845958 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845957 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845940 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845824 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845924 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845910 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845771 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845738 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845898 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845803 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845748 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845821 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845908 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845918 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845766 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845794 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845876 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845757 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845896 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A |
| XXXX | 304845886 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845930 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A |
| XXXX | 304845871 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845765 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845870 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845816 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845856 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845920 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845866 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845823 | XXXX | 3 | 2 | 3 | 1 | 2 | 2 | N/A | N/A C B | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B |
| XXXX | 304845741 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845734 | XXXX | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A | C | B A C | C | B A C | C | B A C | C | B A C | C | B A C | C | B A |
| XXXX | 304845760 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845912 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845859 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845933 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845956 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845728 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845874 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845787 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845750 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845732 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845735 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845759 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845804 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845851 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845784 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845861 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845783 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845786 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845802 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845850 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845800 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845807 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845763 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845810 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845949 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845919 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845749 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845950 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845872 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845892 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845736 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845884 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845758 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845830 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845767 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845928 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845880 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845822 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845721 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845770 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845903 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845755 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845913 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845867 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845733 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845798 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845914 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845855 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A |
| XXXX | 304845907 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845951 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845740 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845776 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845727 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845780 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845843 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845877 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845724 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845955 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845948 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845893 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845878 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845806 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A |
| XXXX | 304845860 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845820 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845778 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845953 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845935 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845743 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845882 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845891 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845720 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845885 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845941 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845793 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845808 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845745 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845835 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845939 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845795 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845731 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845772 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845847 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845768 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845902 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845834 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845796 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845932 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845773 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845926 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845887 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845832 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845945 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845725 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845905 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845915 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845849 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845815 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845777 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845868 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845952 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845782 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845901 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845894 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845754 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845909 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845938 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845942 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845827 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845845 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845837 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845858 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845742 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845812 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845789 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845852 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845921 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845883 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845726 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845840 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845791 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845805 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845846 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845857 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845922 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845752 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845819 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845814 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845848 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845838 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845779 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845844 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845833 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845853 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845954 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845854 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845817 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845899 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845790 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845751 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845836 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845879 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845897 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845818 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845934 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845873 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845900 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845889 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845904 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845746 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845943 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845788 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845756 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845729 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845944 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845826 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845917 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845813 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845925 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845762 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845875 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845916 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845829 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B |
| XXXX | 304845744 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845862 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845906 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845730 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845936 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845865 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845747 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845841 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B |
| XXXX | 304845809 | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304845737 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845881 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304845828 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304844556 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| XXXX | 304844558 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B |
| XXXX | 304844541 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 304844540 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| XXXX | 304844537 | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C |
| XXXX | 304844548 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B |
| XXXX | 304844549 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A C | A | A C | A | A |
| XXXX | 304844538 | XXXX | 3 | 2 | 3 | 1 | 2 | 2 | N/A | N/A C B | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B C | N/A | N/A B |
| XXXX | 304844550 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 304844545 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A C B |
| XXXX | 304844544 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A C | A | A C | A | A |
| XXXX | 304844546 | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A |
| XXXX | 304399200 | XXXX | 3 | 2 | 3 | 2 | 2 | 2 | 1 | 1 C B | A | A B C | A | A B C | A | A B C | A | A B C | A | A B C | A | A B |
| XXXX | 304844536 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 304844543 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 304844552 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| XXXX | 304844535 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 304844554 | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.30

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.30**

Valuation Securitization Report

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** |  |  |
| **Customer Loan ID** | **Seller Loan ID** | **Subject Address** | **Subject City** | **Subject State** | **Subject Zip** | **Note Date** | **Original Loan Amount** | **Sales Price** | **PIW Indicator** | **Appraised Value** | **Value for LTV** | **Appraisal Form Type** | **Appraisal Date** | **Appraisal Company Name** | **AVM Confidence Score** | **AVM FSD Score** | **Market Condition** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **AVM FSD Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 304845756 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845824 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845735 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845745 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845752 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845753 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845777 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845855 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845767 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844540 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845854 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845720 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845832 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845871 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844544 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845821 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845923 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845758 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845881 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845864 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845914 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845804 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845950 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844554 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844549 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  | XXXX | XXXX | 0.000% | XX/XX/XXXX | 1004 |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845905 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845936 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845860 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845747 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845886 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845741 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |
| 304845812 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844543 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |
| 304845764 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845938 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845793 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |
| 304845841 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845724 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845933 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845770 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845879 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845882 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845948 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845876 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845794 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845898 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845896 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845798 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845833 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845806 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845800 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845867 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845757 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845772 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845742 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845872 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845828 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845755 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845836 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845740 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845883 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845861 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845920 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845822 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845911 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845904 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845880 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845796 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845760 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845730 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845903 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844550 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844537 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845945 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845941 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844538 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845775 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844535 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844536 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845840 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845831 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845940 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844552 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845957 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845887 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845845 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845750 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845744 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845899 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845858 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |
| 304844553 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845825 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845723 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845778 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845763 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845751 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845731 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845829 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845786 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845919 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845784 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845738 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845768 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845952 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845846 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845766 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845849 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845721 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845779 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845908 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.98 | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845932 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845727 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845874 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845782 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845743 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845736 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845928 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845805 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845844 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845853 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845780 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845733 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845859 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845892 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845746 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844557 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845774 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845811 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845927 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845922 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845809 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845837 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845754 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845939 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845947 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845749 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845814 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845851 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845930 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845925 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |
| 304845954 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845888 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845748 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845795 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845875 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |
| 304845924 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845802 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845916 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845891 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845949 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845931 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |
| 304845955 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845737 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845921 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845897 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845826 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845813 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844546 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844555 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845918 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| 304845953 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844556 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845862 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845835 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845909 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845823 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845817 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845848 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845865 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844558 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845894 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845884 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845834 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845877 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845830 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845857 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845926 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845943 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845934 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845808 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845838 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845856 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845850 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845873 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845847 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845878 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844548 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845791 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845843 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845910 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845776 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845868 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845819 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |
| 304845783 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845912 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845732 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845827 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845906 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845810 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845722 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845917 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845951 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| 304399200 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845893 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845789 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845889 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845958 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845913 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845901 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845818 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |
| 304845890 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845956 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844541 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| 304845725 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845815 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304844545 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845935 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845820 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845807 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845765 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845729 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845915 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845734 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | -14.604% | XXXX | 0.91 | 0.09 | XX/XX/XXXX | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845866 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845944 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845771 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845762 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845803 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845852 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 304845907 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845759 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845900 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845787 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845728 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845726 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845790 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845788 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | Desk Review | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845885 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845902 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845773 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845942 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304845816 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| 304845870 | XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.31

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.31**

**EXECUTIVE SUMMARY**

JPMMT 2026-CES2

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence"), a third-party diligence provider, performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by JPMorgan Chase Bank, National Association (the "Client"). The Review was conducted from September 2025 to March 2026 on mortgage loans (the "Loans") originated from August 2025 to December 2025.

The Review consisted of 100% of the population of 219 loans with an original loan balance of $21,797,255.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any Loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check
 application for completeness. Determine whether the information in the preliminary Loan
 application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare
 data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form
 is complete, signed, dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting
 decision is supported (manual underwrite credit conditions have been satisfied prior
 to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation
 of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation
 of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 of debt-to-income ratio ("DTI") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation
 of debt service coverage ratio ("DSCR") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation
 of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation
 of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. DSCR
 Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 of hazard coverage and verification that sufficient coverage was in place on subject
 and all premiums were included in DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage
 insurance certificate was in file, if applicable, and coverage was sufficient, and premium
 was included in DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 of rental income and/or market rents and validation of DSCR calculation

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy
 is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Occupancy
 Red flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate
 names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. "Doing
 business as" or "also known as" names investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable
 credit history and credit score requirements in conformance with applicable guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms
 OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals
 any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete
 forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate
 history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 employment and income by analyzing income documents and comparing against re-verification
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s
 and paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts
 (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax
 returns and profit and loss statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank
 statements or other alternate income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/continuing
 employment, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Lease
 agreements and market rents, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient
 funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift
 funds verified and met guidelines

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete
 and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest
 money deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties
 are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller
 contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 all premiums are included in housing payment and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting
 correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien
 position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal
 description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate
 no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 security documents to ensure the Loan was closed in accordance with approval and with
 all required signatures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct
 and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing
 disclosure or Settlement Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 and prior to October 1, 2022 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z of the Truth in Lending Act, as amended. Effective October 1, 2022, loans with application dates on or after such date must comply with the General QM Final Rule, as well as the ATR rule. For these Loans, MaxDiligence will (a) confirm that the creditor provided a QM designation and (b) review the Loan for the eight (8) underwriting factors set forth Section 12(E)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence
 reviewed each mortgage loan to determine each mortgage loan's status under the
 QM and ATR rule requirements and assign a QM and ATR designation as determined by MaxDiligence.
 MaxDiligence will note as a material exception if its QM and ATR designations do not
 confirm to the originator's original QM and ATR designations. Additionally, MaxDiligence
 will note if an originator's mortgage loan designation was not provided. MaxDiligence
 shall use the following designations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. MaxDiligence
 utilizes the following QM designations for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) QM
 Safe-Harbor (also known as General QM)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) QM
 Rebuttal Presumption (including Higher-priced loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Temporary
 QM (for all applications prior to October 1, 2022)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Non-QM

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. MaxDiligence
 utilizes the following ATR designations for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) ATR
 Compliant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) ATR
 Fail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) ATR
 Exempt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. In
 order to determine the QM designation, as applicable, MaxDiligence will review each Loan
 for the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Use
 of any risky mortgage loan features and terms (e.g. an interest only feature or negative
 amortization);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Do
 the "points and fees" exceed the applicable QM threshold;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Was
 monthly payment calculated appropriately;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Did
 the creditor considered and verify income or assets at or before consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Did
 the creditor appropriately considered debt obligations, alimony and child support;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. For
 mortgage loan applications prior to October 1, 2022, if the DTI ratio exceeded 43% (calculated
 in accordance with Appendix Q to Regulation Z).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. For
 mortgage loan applications on and after October 1, 2022, for which the annual percentage
 rate does not exceed the average prime offer rate for a comparable transaction as of
 the date the interest rate is set by the amounts specified based on loan amount (adjusted
 annually on January 1 by the annual percentage change in the Consumer Price Index for
 All Urban Consumers (CPI-U) that was reported on the preceding June 1) and the lien position
 of the proposed credit:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) For
 a first-lien covered transaction with a loan amount greater than or equal to $110,260
 (indexed for inflation), 2.25 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) For
 a first-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation) but less than $110,260 (indexed for inflation), 3.5 or more percentage
 points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) For
 a first-lien covered transaction with a loan amount less than $66,156 (indexed for inflation),
 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) For
 a first-lien covered transaction secured by a manufactured home with a loan amount less
 than $110,260 (indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) For
 a subordinate-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) For
 a subordinate-lien covered transaction with a loan amount less than $66,156 (indexed
 for inflation), 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Upon
 completion of Section 12(B) above, if a Loan is determined to be a QM loan, MaxDiligence
 will determine if the Loan is a Higher-Priced Mortgage Loan ("HPML") as defined
 by 12 CFR 1026.35:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the Loan is HPML, then the Loan shall be designated as QM Rebuttal Presumption (Higher
 Priced);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 the Loan is not an HPML, then the Loan shall be designated as QM Safe Harbor.

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Upon
 completion of Section 12(B) above, for each Loan that is designated as Non-QM, MaxDiligence
 then will determine whether the mortgage loan complies with the ATR rule, in accordance
 with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. MaxDiligence
 will evaluate the Loan for ATR compliance based on the following eight factors and will
 verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets: Recalculate borrower(s)'s monthly gross income, and validate funds required
 to close and required reserves, to confirm that the borrower has current or reasonably
 expected income or assets (other than the value of the property that secures the Loan)
 that the borrower will rely on to repay the Loan. Review Loan documentation for required
 level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment:
 Review file documentation for required level of employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used
 to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans: Ensure that all concurrent Loans were included in the DTI calculation, to properly
 assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage-Related
 Obligations: Validate that the subject Loan's monthly payment calculation includes
 principle, interest, taxes, and insurance, as well as other costs related to the property
 such as homeowners' association fees, private mortgage insurance, ground rental
 fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations: Validate monthly recurring non-mortgage-related liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 / Residual Income - Validate DTI or "residual income," based upon all mortgage
 and non-mortgage obligations, calculated as a ratio of gross monthly income, based on
 documentation provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History: Review credit report for credit history and required credit depth, including
 any / all inquiries, and determine a representative credit score from the credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Upon
 completion of Section 12(E) above, MaxDiligence will assign an ATR designation.

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence's
 review included a review of the valuation materials utilized during the origination of
 the loan and in confirming the value of the underlying property. MaxDiligence's
 review will include verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On
 the appropriate appraisal form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All
 elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure
 all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property
 is acceptable collateral for Loan program

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed
 by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed
 such that the named client on the appraisal report is the lender or a related entity
 that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was
 performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The
 original appraisal report is made and signed prior to the final approval of the mortgage
 loan application; Any revisions, if made known to MaxDiligence, to the original report
 are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 original appraisal is 'As is' or Inspection received including all inspections,
 licenses, and certificates (including certificates of occupancy) to be made or issued
 with respect to all occupied portions of the mortgaged property and with respect to the
 use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine
 whether the appraised value is supported at or within 10% variance based on a third-party
 valuation product. If a third-party valuation product is in file but notes a variance
 above 10% or an inconclusive value, MaxDiligence recommended a BPO or field review be
 ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With
 regard to the use of comparable properties, MaxDiligence's review will (a) reviewed
 the relative comparable data (gross and net adjustments, sale dates and distance from
 subject property) and ensure that such comparable properties are within standard appraisal
 guidelines; (b) confirmed the property value and square footage of the subject property
 was bracketed by comparable properties, (c) verified that comparable properties used
 are similar in size, style, and location to the subject, and (d) checked for the reasonableness
 of adjustments when reconciling value between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other
 aspects of MaxDiligence's review included (i) verifying that the address matched
 the mortgage note, ((ii) if requested, noting whether the property zip code was declared
 a FEMA disaster area after the valuation date and notifying the Client of same, (iii)
 confirming the appraisal report does not include any apparent environmental problems,
 (iv) confirming the appraisal notes the current use of the property is legal or legal
 non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the property
 is in average or better condition and any repairs are noted where required and (b) that
 the subject property is the one for which the valuation was ordered and that there are
 no negative external factors; and (vi) confirming that the value product that was used
 as part of the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 more than one valuation was provided, MaxDiligence will confirm consistency among the
 valuation products and if there are discrepancies that could not be resolved, MaxDiligence
 created an exception, and work with the client on the next steps which may include ordering
 of additional valuation products such as collateral desktop reviews, broker's price
 opinions, and full appraisals, if needed. If the property valuation products included
 in MaxDiligence's review result in a variance of more than 10% then the client
 was notified of such variance.

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence
 confirmed to the extent possible, that the appraiser and the appraisal made by such appraiser
 both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence will
 review the appraisal for conformity to industry standards, including ensuring the appraisal
 was complete, that the comparable properties and adjustments were reasonable and that
 pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In
 addition, MaxDiligence accessed the ASC database to verify that the appraiser, and if
 applicable the appraiser's supervisor, were licensed and in good standing at the
 time the appraisal was completed.

**Compliance Review**

"Compliance Review" means that MaxDiligence reviewed each Loan to determine, as applicable and subject to the limitations below, whether the Loan complied with the applicable Federal, State, and local regulatory requirements, each as amended. A Compliance Review shall not apply to business purpose loans.

The below Compliance Review is applicable to Loans with an application date on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). With regard to TRID testing, MaxDiligence implemented the TRID scope of review as detailed in (i) Section III -Regulatory Compliance of the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (formerly SFIG) (the "SFA RMBS Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. On an ongoing basis, MaxDiligence reviews updated interpretations of TRID through informal guidance provided by the Consumer Financial Protection Bureau ("CFPB"), such CFPB guidance may cause changes in the review scope and severity of TRID related exceptions, including applicable cures. While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the initial LE and confirmed (i) the correct form was used; (ii) all sections of the
 Initial LE are completed; and (iii) the initial LE accurately reflects the information
 provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 there is a revised LE, confirmed (i) that there is a "valid reason" for the
 revised LE; and (ii) that the revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determined
 which LE in the file is the "final binding" LE for the purpose of Tolerance
 Testing. A revised LE that is issued after the CD, or that does not state a valid reason
 will not be used for the purposes of Tolerance Testing. All revised LEs issued to the
 consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirmed
 initial LE was delivered within three (3) business days from the application date, and
 at least seven (7) business days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirmed
 revised LE was delivered within three (3) business days from date of the "valid
 reason" giving rise to the Revised LE, and at least four (4) business days prior
 to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirmed
 that certain sections of each LE determined to carry assignee liability were accurately
 completed and that information was reflected in the appropriate locations

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the CD and confirmed (i) the correct form was used; (ii) all sections of the CD are completed;
 and (iii) the CD accurately reflected the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 a subsequent CD is issued, confirmed (i) that there was a valid reason for the change;
 (ii) that the CD was issued within three (3) days of the change; and (iii) whether the
 reason for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirmed
 initial CD, and any subsequent CD with material changes (i.e. changes that require a
 new waiting period), was received at least three (3) business days prior to the consummation
 date. With respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
 Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure
 to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors
 in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure
 to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure
 to provide the three (3) business days rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any
 material disclosure violation on a rescindable loan that gives rise to the right of rescission
 under TILA, which means the required disclosures of the annual percentage rate, the finance
 charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compared the fees disclosed in the final binding LE to those in the final
 CD, and confirmed that final CD fees are within the permitted tolerances. Confirmed the
 total of payments are considered accurate as defined by Regulation Z. Confirmed finance
 charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Reviewed the file to determine (i) whether there is evidence that certain
 changes or errors (per the regulation) were discovered subsequent to closing, (ii) and
 whether the Loan originator followed the prescribed cure. Test for evidence such as a
 copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
 and (iii) with respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirmed
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirmed
 Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business
 days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance
 with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With
 respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan
 Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Reviewed
 relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Reviewed
 the presence of the mortgage loan option disclosure and to determine if the Steering
 Safe Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
 in jurisdictions where it is prohibited.

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the data against the NMLSR database, as available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirmed
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirmed
 the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
 loan file or that the mortgage loan file contains documentary evidence that the disclosure
 was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirmed
 the Your Home Loan Toolkit /Special Information Booklet was provided within three (3)
 business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirmed
 the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirmed
 that the CHARM booklet was issued within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirmed
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirmed
 the Affiliated Business Arrangement Disclosure was provided no later than three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirmed
 the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirmed
 the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and
 proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirmed
 that the creditor provided the borrower a list of homeownership counselling organizations
 within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirmed
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>:
 The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
 as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging
 of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing
 of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) 
 With respect to a borrower that has waived the three (3) Business Day disclosure requirement,
 confirm that (a) the borrower has signed the waiver or other acknowledgment at least
 three (3) business days prior to consummation; and (b) that the lender has provided copies
 of appraisals and other written valuations at or prior to consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local
 Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of state, county and municipal laws and ordinances
 with respect to "high-cost" mortgage loans, "covered" mortgage
 loans, "higher-priced" mortgage loans, "home" mortgage loans
 or any other similarly designated mortgage loan as defined under such authorities, or
 subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time;

![](ex9931001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay
 Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>.
 MaxDiligence did not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan
 types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other
 Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

The Guidelines listed below were used as a benchmark with respect to credit and property reviews for grading purposes. The loans were assigned an initial grade after the initial review. The final grade was determined after additional documentations were provided to satisfy outstanding conditions. When Guideline exceptions were provided, reviewers reviewed to ensure compensating factors were also provided and documented.

- AmeriSave Mortgage 2025.08.11 HELOAN Platinum Guide

- Better Mortgage HELOC & CES Guidelines

- FIMC JPM CES Final

- Georgia Banking GBC CES Mortgage Guides Correspondent

- Guaranteed Rate Closed End Seconds

- Guild Mortgage Jumbo Preferred Guidelines

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade of "B" or higher with 93.61% of the pool receiving an Overall "A" grade.

![](ex9931001.jpg)

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;205 | &nbsp;&nbsp;93.61% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;14 | &nbsp;&nbsp;6.39% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**219** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;206 | &nbsp;&nbsp;94.06% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;13 | &nbsp;&nbsp;5.94% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**219** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;219 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**219** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;217 | &nbsp;&nbsp;99.09% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**219** | &nbsp;&nbsp;**100.00%** |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (i.e., a loan with a Credit Grade of "A", Compliance Grade of "B", and a Valuation Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Level Grade** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;All Interested Parties Not Checked with Exclusionary Lists | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval - Lender Income Calculation Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - 30-day Charge Accounts | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;2 |

---

![](ex9931001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Business Tax Returns Less Than 24 Months Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Paystubs Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Personal Tax Returns Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Total Years Employment Verified is Less Than 24 Months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Borrower 1 YTD Profit & Loss Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Citizenship Documentation Not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Condo - HOA Dues | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Documentation - Credit Supplement Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Documentation - Lien Documentation | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit Documentation - Mortgage History | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Documentation - Undisclosed Liabilities | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Eligibility - Citizenship Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Guideline - Federal and/or State High Cost Ineligible per guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance - Other Insurance Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income - LOE Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Liabilities - Not Verified | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Loan Package - 2nd Mortgage Note Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Master Policy Expiration Date is Prior To the Transaction Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Closing/Final Verbal VOE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Other Credit Finding | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Program Parameters - Subordinate Lien | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;State Testing - Texas A6 Cash Out Fair Market Value | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title - Lien Position | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Title Document is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;1 |

---

![](ex9931001.jpg)

---

| | | |
|:---|:---|:---|
| <br>&nbsp;&nbsp; | &nbsp;&nbsp;Title Document Missing<br>&nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;2<br>&nbsp;&nbsp;***239*** |
| &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;13 |
|  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***13*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;Loan Purpose is Purchase but Purchase Contract Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;64 |
|  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***219*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Ability To Repay: QMPointsAndFees | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Arizona - Payoff Demand Fee Not Allowed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test (50001257) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test (50001258) | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Disclosure - ROR/Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Closing Disclosure and Consummation Date | &nbsp;&nbsp;51 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Closing Disclosure Business Day Waiting Period Date Warnings | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - General Qualified Mortgage Price-Based Limit (Junior Lien) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Homeownership Counseling Disclosure Delivery | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Maximum Late Fee (01/14) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Minimum Grace Period (01/14) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal - Section 32 Disclosure Required (High Cost) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;High Cost: APR/FEES | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;HPML Loan and Full Appraisal Required | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Indiana - Periodic/360 (30/360) Accrual Method Prohibited (UCCC) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Insufficient Change of Circumstance (50001252) | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Insufficient Tolerance Cure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Insufficient Tolerance Cure (50001028) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Kansas - Maximum Recordation Tax/Mortgage Tax | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (50001262) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Attorney Preference Letter | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Escrow Waiver Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Homeownership Counseling Disclosure/Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;111 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;9 |

---

![](ex9931001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Right of Rescission is Partially Provided | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Right to Rescind - ROR - Non-Borrower/Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;The Deed of Trust is Not Executed | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TRID: CD not delivered at least 3 days prior to consummation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TRID: Missing Initial Closing Disclosure | &nbsp;&nbsp;36 |
|  |  | &nbsp;&nbsp;VA Fee Not Allowed- Tax Status Research Fee (Fee ID: 110) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Washington - Fees Allowed (Lender)(01/10) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions*** | &nbsp;&nbsp;***289*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test (50001258) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions*** | &nbsp;&nbsp;***2*** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit and Property Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 219 Loans reviewed, 88 unique Loans (by loan count) had a total of 144 different tape discrepancies across 20 data fields (some Loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;2 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;5 | &nbsp;&nbsp;219 | &nbsp;&nbsp;2.28% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;2 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;2 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;25 | &nbsp;&nbsp;219 | &nbsp;&nbsp;11.42% |
| &nbsp;&nbsp;Escrow Waiver in File | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;30 | &nbsp;&nbsp;219 | &nbsp;&nbsp;13.70% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Primary Appraisal Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;7 | &nbsp;&nbsp;219 | &nbsp;&nbsp;3.20% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;219 | &nbsp;&nbsp;1.83% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;42 | &nbsp;&nbsp;219 | &nbsp;&nbsp;19.18% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;219 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;13 | &nbsp;&nbsp;219 | &nbsp;&nbsp;5.94% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| **Final Loan Grade** | **Final Loan Grade** |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of rental income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| **Credit Event Grades** | **Credit Event Grades** |
| A | The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| **Compliance Event Grades** | **Compliance Event Grades** |
| A | The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| B | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| C | The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| A | The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (desk reviews, field review or second appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| B | The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms, or other eligible forms based on lender/investor requirements. |
| C | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms, or other eligible forms based on lender/investor requirements. |
| D | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.32

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.32**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXXX | XXXXXX | 304896891 | Borrower 1 FTHB | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896891 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893504 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893504 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909784 | Borrower 1 FTHB | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909784 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909013 | Borrower 1 FTHB | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909013 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304879037 | Borrower 1 FTHB | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304879037 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304879037 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897060 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893491 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909639 | Property Type | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909639 | Interest Only Flag | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909639 | Borrower 1 FTHB | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909639 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304874504 | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304874504 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304874502 | Borrower 2 Self-Employment Flag | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304874502 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304872613 | Property Address | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304872577 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304872577 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304875950 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304876059 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304876059 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897394 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897394 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897394 | Borrower 1 SSN | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897394 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304868800 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304868800 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304894685 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304894685 | Primary Appraisal Date | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304889590 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896992 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304846822 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304903214 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304903214 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304855008 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304855008 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896366 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896366 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896366 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304899136 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304868138 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304848098 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304848098 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304876074 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304876074 | Borrower 1 SSN | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893032 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893032 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304875960 | Property Type | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909800 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896770 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896770 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892054 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892918 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892918 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893396 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013388 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013388 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304827016 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304854959 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304854959 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304870495 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304870495 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304888275 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893744 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893744 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893744 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893744 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304894288 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896325 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896885 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896885 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907203 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304904059 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304904597 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304904991 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013236 | Prepayment Penalty | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013236 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907201 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907201 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908493 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908493 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908488 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908488 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909806 | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908686 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304910951 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304910951 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305012738 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305012636 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305012636 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013292 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013292 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013290 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305013290 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 305024464 | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892919 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892919 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893452 | Loan Amount | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893452 | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304895431 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304904620 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909071 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304905063 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304905063 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304905063 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896993 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896993 | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896993 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896993 | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304898068 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304904513 | Escrow Waiver in File | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304897261 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304874139 | Property Type | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892909 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892909 | Borrower 2 Self-Employment Flag | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304953592 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304876554 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907294 | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907294 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304905161 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304909585 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304867841 | Property Type | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304896764 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304893728 | Borrower 1 Self-Employment Flag | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304889726 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304889726 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892915 | Property County | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892915 | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304892915 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304894679 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908554 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304908554 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304873837 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304889733 | Final Reviewed QM Status | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304878866 | CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304907276 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304872656 | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| XXXXXX | XXXXXX | 304872656 | CLTV | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.33

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.33**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| XXXXXX | 304908681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 20:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 20:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 20:04 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 20:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-19 15:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 15:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-21 21:14 | Credit | State Testing - XXXXXX A6 Cash Out Fair Market Value | The XXXXXX Affidavit of Fair Market Value of Homestead Property is missing and/or does not meet all required criteria. The XXXXXX Affidavit of Fair Market Value was provided without the lender representative's signature (only the date and the title "loan officer" appear at the bottom of the document) <br>|  | Please see attached - 12/29/2025<br>| The XXXXXX Affidavit of Fair Market Value of Homestead Property was provided. Condition resolved. - 12/30/2025<br> Please see attached - 12/29/2025 |  | 2025-12-30 19:16 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-23 17:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-23 17:32 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-23 17:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 17:33 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-15 18:58 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 18:58 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-15 18:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-15 18:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-22 12:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 12:53 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-22 17:39 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV exceeds guideline CLTV. Maximum CLTV= 75%, the AVM XXXXXX, lender incorrectly used a value of $XXXXXX. <br>|  | UPDATED 1008 - FINAL CORRECTING APPRAISAL VALUE TO $XXXXXX - CLTV 74.585 ROUNDING TO 75%. ALSO UPLOADED THE PROPERTY CONDITIONS INSPECTION AND AVM. - 12/09/2025 <br> UPDATED 1008 - FINAL CORRECTING APPRAISAL VALUE TO $XXXXXX - CLTV 74.585 ROUNDING TO 75%. ALSO UPLOADED THE PROPERTY CONDITIONS INSPECTION AND AVM. - 12/05/2025 | Re-reviewed first lien balance per credit and updated. CLTV is 74.59%. Condition resolved. - 12/16/2025<br> Condition upheld. After correcting value to $XXXXXX, audited CLTV 75.85% exceeds guideline CLTV 75%. - 12/11/2025<br> UPDATED 1008 - FINAL CORRECTING APPRAISAL VALUE TO $XXXXXX - CLTV 74.585 ROUNDING TO 75%. ALSO UPLOADED THE PROPERTY CONDITIONS INSPECTION AND AVM. - 12/09/2025<br> UPDATED 1008 - FINAL CORRECTING APPRAISAL VALUE TO $XXXXXX - CLTV 74.585 ROUNDING TO 75%. ALSO UPLOADED THE PROPERTY CONDITIONS INSPECTION AND AVM. - 12/05/2025 |  | 2025-12-16 17:20 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 22:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-26 22:01 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 17:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines. - 12/16/2025<br>|  | 2025-12-16 17:20 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-25 17:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-28 03:52 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 18:08 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-26 18:08 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-26 18:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 18:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-11-24 16:54 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-24 16:54 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304868801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-11-24 16:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-24 16:54 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304868801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-11-24 18:56 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: XXXXXX Foreclosure Prevention Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). This finding is valid. The Foreclosure fee was added without a valid changed circumstance in the file. The total tolerance is $80. <br>|  | TRID FEE TOLERANCE - APR WORKSHEET DETAILING THE FEES DISCLOSED TO THE BORROWER AT TIME OF INITIAL LOAN APPLICATION/LOAN ESTIMATE. FORECLOSURE-PREVENTIN FEE WAS INCLUDED IN THE FIGURES DISCLOSED TO THE BORROWER - 12/03/2025<br>| Verified fee was included in original recording fee. Finding resolved - 12/03/2025<br>- 12/03/2025<br>TRID FEE TOLERANCE - APR WORKSHEET DETAILING THE FEES DISCLOSED TO THE BORROWER AT TIME OF INITIAL LOAN APPLICATION/LOAN ESTIMATE. FORECLOSURE-PREVENTIN FEE WAS INCLUDED IN THE FIGURES DISCLOSED TO THE BORROWER - 12/03/2025<br>|  | 2025-12-03 17:23 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304868801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-11-24 18:56 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Washington Foreclosure Prevention Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The WA Foreclosure Prevention Fee of $80 was added to the Initial Closing Disclosure issued XXXXXX but had not been disclosed on the Initial Loan Estimate and no Change of circumstance is present in the file <br>|  |  | - 12/03/2025<br>|  | 2025-12-03 17:22 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304892900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-23 23:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-26 14:43 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 16:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-26 16:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-26 16:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 16:52 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-11-22 20:32 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. Originator to provide w-2 <br>|  |  | Borrower 1 W2/1099 provided - 12/08/2025<br>|  | 2025-12-08 15:22 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304872539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-11-22 20:32 | Credit | Missing or incomplete income documentation for 1 or 2 Year Full Doc | Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs. Verified Doc Type is '1YR Full Doc' but provided income documentation for Borrower 1 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '1 YR', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs. Verified Doc Type is '1YR Full Doc' but provided income documentation for Borrower 1 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '1 YR', or insufficient verified Paystubs were provided. <br>|  | VOE FOR B-1 - SHOWING YTD INCOME FROM XXXXXX- TO CURRENT (3 YEARS OF EMPLOYMENT) - COVERS NON- REQUIREMENT OF W-2S - 12/05/2025 | Loan was underwritten to a 1 year income doc program. Condition fired in error. - 12/08/2025<br> VOE FOR B-1 - SHOWING YTD INCOME FROM XXXXXX- TO CURRENT (3 YEARS OF EMPLOYMENT) - COVERS NON- REQUIREMENT OF W-2S - 12/05/2025 |  | 2025-12-08 15:23 | Void | 3 |  | 3 | 1 |
| XXXXXX | 304872539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-11-22 21:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-01 15:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304872539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-11-24 15:24 | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. missing escrow waiver <br>|  | ESCROW ACCOUNT AUTHORIZATION FORM - SIGNED WAIVE ESCROW ACCOUNT - 12/03/2025<br>| Received escrow waiver - 12/03/2025<br>ESCROW ACCOUNT AUTHORIZATION FORM - SIGNED WAIVE ESCROW ACCOUNT - 12/03/2025<br>|  | 2025-12-03 17:28 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 00:04 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 00:04 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 19:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 19:58 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-22 15:14 | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. <br>|  | Income calculator - 12/23/2025<br>| Income calculation worksheet provided. Condition resolved - 12/26/2025<br>Income calculator - 12/23/2025<br>|  | 2025-12-26 20:03 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-22 18:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 18:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-22 18:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 18:07 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-23 17:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 17:13 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 305012720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-19 13:15 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-19 13:15 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305012720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-19 21:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 21:23 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305012720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-09 15:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 01/09/2026<br>|  | 2026-01-09 15:23 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304909080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-18 22:14 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 22:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-18 22:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 22:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-18 22:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-18 22:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 19:15 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 19:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 19:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 19:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 21:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 21:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-26 19:37 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-26 19:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-01 14:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 14:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 21:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 21:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-03 02:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 02:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-03 02:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 02:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-11 22:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-11 22:44 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-20 22:52 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-20 22:54 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304905047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-23 19:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 19:13 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304905047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-29 20:41 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  | Coverage is not on title commitment and XXXXXX only require commitment. Please waive - 01/05/2026 | Title coverage not required only commitment - 01/06/2026<br> Coverage is not on title commitment and XXXXXX only require commitment. Please waive - 01/05/2026 |  | 2026-01-06 17:09 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304909784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-28 23:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-28 23:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-28 23:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-28 23:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-29 16:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-29 16:41 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-17 22:27 | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss missing. Guidelines require a profit and loss statement when the loan application is dated more than 120 days after the end of the tax year. <br>|  | Please see attached - 01/15/2026<br>| Borrower 1 YTD Profit & Loss Provided - 01/16/2026<br>documentation meet requirements - 01/16/2026<br>Please see attached - 01/15/2026<br>|  | 2026-01-16 14:53 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-17 23:40 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 23:40 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-18 20:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 20:34 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-26 15:32 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | This is on XXXXXX please wiave - 12/31/2025 | 1st Lien MLS located in file. Condition resolved. - 01/07/2026<br> Condition upheld. Provide the cited document. - 12/31/2025<br> This is on XXXXXX please wiave - 12/31/2025 |  | 2026-01-07 18:45 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 12:12 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 12:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-20 23:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-20 23:30 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-22 16:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 16:41 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304879037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-19 12:02 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-19 12:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304879037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-19 12:04 | Credit | Loan Package - 2nd Mortgage Note Missing | Loan file does not include subordinate lien documentation. Unable to locate a copy of the first lien note in the loan file. <br>|  | 1st lien Note is not required, 1st lien mortgage statement attached. - 01/12/2026 <br>Document Uploaded. - 01/12/2026 <br> This is on XXXXXX please waive - 12/31/2025 | MLS provided. Condition resolved. - 01/12/2026<br> Document Uploaded. - 01/12/2026<br> Condition upheld. Provide the cited document. - 12/31/2025<br> This is on XXXXXX please waive - 12/31/2025 |  | 2026-01-12 22:01 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304879037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-19 20:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 20:27 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-03 21:55 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-03 21:55 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-03 21:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-03 21:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-03 21:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-03 21:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-04 02:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-04 02:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-04 02:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-04 02:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 17:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 17:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 19:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-18 19:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-21 21:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-21 21:43 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-22 21:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 21:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-26 17:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-26 17:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 17:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 17:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304877407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-01 18:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 18:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-19 14:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-19 14:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-19 20:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 20:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-26 19:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-26 19:46 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 01:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 01:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-03 01:15 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-03 01:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-04 19:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 19:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304862357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 15:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 15:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304862357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-15 15:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 15:13 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304862357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-16 16:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 16:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-12 18:39 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 18:39 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304868278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-15 22:54 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) .Earliest CD in the file was issued XXXXXX <br>|  | Initial CD and proof of receipt attached - 12/29/2025<br>| Received initial CD - 12/30/2025<br>Initial CD and proof of receipt attached - 12/29/2025<br>|  | 2025-12-30 14:56 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304868278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 13:35 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Senior Lien Origination note/documentation not in file <br>|  | provided the MLS - 12/19/2025<br>| 1st lien Mortgage Statement provided. Condition resloved. - 12/21/2025<br>provided the MLS - 12/19/2025<br>|  | 2025-12-21 19:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-15 21:53 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 21:53 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304870487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-15 21:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 21:53 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304870487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-22 17:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-22 17:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-13 21:26 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-13 21:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-13 21:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-13 21:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 00:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 00:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-12-12 20:02 | Credit | Citizenship Documentation Not Provided | Borrower 1 Citizenship Documentation is missing from the file. Unable to locate the borrowers Permanent Resident Card <br>|  | provided the borrower's green card - 12/19/2025<br>| Citizenship Documentation provided. Condition resolved. - 12/22/2025<br>provided the borrower's green card - 12/19/2025<br>|  | 2025-12-22 14:13 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-12-13 09:30 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-13 09:30 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-12-13 09:35 | Credit | Program Parameters - Subordinate Lien | The subject loan does not meet program parameters for subordinate lien. Unable to locate a copy of the first lien note in the loan file. The senior lien mortgage statement provided is stale-dated, Statement Date XXXXXX. <br>|  | provided the credit supplement from the lender - 12/19/2025<br>| Documentation provided. Condition resolved. - 12/22/2025<br>provided the credit supplement from the lender - 12/19/2025<br>|  | 2025-12-22 14:19 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-12-13 22:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 22:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-13 18:23 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. B1 is self-employed and only provided XXXXXX personal tax returns, per guidelines 2 yrs are required. <br>|  | provided the XXXXXX tax returns - 12/19/2025 | XXXXXX tax returns provided. Condition resolved. - 12/22/2025<br> provided the 2023 tax returns - 12/19/2025 |  | 2025-12-22 14:26 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-13 18:23 | Credit | Borrower 1 Business Tax Returns Less Than 24 Months Provided | Borrower 1 business tax returns less than 24 months provided in the file. Only provided XXXXXX business (1065/K1) tax returns <br>|  | provided the XXXXXX business returns - 12/19/2025 | Tax returns provided. Condition resolved. - 12/22/2025<br> provided the XXXXXX business returns - 12/19/2025 |  | 2025-12-22 14:32 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-13 20:02 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-13 20:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-15 16:25 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The only Closing Disclosure provided is dated XXXXXX which is less than 3 days prior to the closing date of XXXXXX. Please provide any and all additional Closing Disclosures provided to the borrowers at least 3 days prior to closing for testing. Otherwise there is no cure for this finding. <br>|  | Initial CD and compliance log attached - 12/29/2025<br>| Received initial CD - 12/30/2025<br>Initial CD and compliance log attached - 12/29/2025<br>|  | 2025-12-30 14:55 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304891065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-14 00:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 00:23 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304891065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-16 02:20 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to XXXXXX. Otherwise, there is no cure for this finding. <br>|  | Initial CD and compliance log attached - 12/29/2025<br>| Received initial CD - 12/30/2025<br>Initial CD and compliance log attached - 12/29/2025<br>|  | 2025-12-30 16:17 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304891065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-19 18:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-19 18:19 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-12 17:24 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 17:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-12 17:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 17:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-15 19:32 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX) <br>|  | Initial CD and compliance log attached - 12/29/2025<br>| Received initial CD - 12/30/2025<br>Initial CD and compliance log attached - 12/29/2025<br>|  | 2025-12-30 15:22 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304872613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-13 22:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-13 22:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-13 22:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-13 22:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-20 19:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-20 19:10 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 305013237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-14 20:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 20:41 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-14 20:41 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 20:41 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-16 17:27 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Per review of the COC record in file, the Initial CD dated XXXXXX, Revised CD dated XXXXXX, and Revised CD dated XXXXXX are missing from the file <br>|  | initial cd's and compliance log - 12/30/2025<br>| Received CDs - 12/31/2025<br>initial cd's and compliance log - 12/30/2025<br>|  | 2025-12-31 19:11 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304872577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-04 03:21 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 19:52 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-04 03:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 22:46 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 18:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 18:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304766929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-09-08 12:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-08 12:13 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304766929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-09-11 15:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-11 15:54 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304766929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-09-12 21:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-12 21:05 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-24 21:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-24 21:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-25 16:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-11-25 16:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-26 16:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 16:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-22 21:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-22 21:20 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-22 21:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-22 21:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-26 00:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-26 00:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-02 03:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-02 03:41 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-02 03:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-02 03:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-08 18:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-08 18:13 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-26 20:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-26 20:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-01 17:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 17:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-04 23:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-04 23:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 20:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 20:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-08 19:21 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-08 19:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-08 19:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-08 19:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-23 14:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-23 14:32 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-24 14:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-24 14:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-25 23:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-25 23:45 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-25 20:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-25 20:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 17:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 17:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-26 17:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-26 17:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-11-26 15:12 | Credit | Borrower 1 Paystubs Missing | Borrower 1 paystubs missing from the file. Per guidelines Full Employment/Income and Asset verification required per XXXXXX Selling Guide for manual underwriting. Originator to provide most recent paystub. <br>|  | WVOE is acceptable documentation for employment history per XXXXXX. Per XXXXXXThe standards for employment documentation are the same for DU loan casefiles as they are for manually underwritten loans. Base Pay (Salary or Hourly) Income DU will require the following: completed Request for Verification of Employment (Form 1005) or the borrower's recent paystub and IRS W-2 forms covering the most recent one-year period. <br>WVOE provided. - 12/09/2025 | WVOE verifying 2+ years in file. - 12/11/2025<br> WVOE is acceptable documentation for employment history per XXXXXX. Per XXXXXX The standards for employment documentation are the same for DU loan casefiles as they are for manually underwritten loans. Base Pay (Salary or Hourly) Income DU will require the following: completed Request for Verification of Employment (Form 1005) or the borrower's recent paystub and IRS W-2 forms covering the most recent one-year period. <br>WVOE provided. - 12/09/2025 |  | 2025-12-11 17:02 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-11-26 15:12 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. Per guidelines Full Employment/Income and Asset verification required per XXXXXX Selling Guide for manual underwriting. Originator to provide most recent W2. <br>|  | WVOE is acceptable documentation for employment history per XXXXXX. Per XXXXXXThe standards for employment documentation are the same for DU loan casefiles as they are for manually underwritten loans. Base Pay (Salary or Hourly) Income DU will require the following: completed Request for Verification of Employment (Form 1005) or the borrower's recent paystub and IRS W-2 forms covering the most recent one-year period. <br>WVOE provided. - 12/09/2025 | WVOE verifying 2+ years in file. - 12/11/2025<br> WVOE is acceptable documentation for employment history per XXXXXXe. PerXXXXXX The standards for employment documentation are the same for DU loan casefiles as they are for manually underwritten loans. Base Pay (Salary or Hourly) Income DU will require the following: completed Request for Verification of Employment (Form 1005) or the borrower's recent paystub and IRS W-2 forms covering the most recent one-year period. <br>WVOE provided. - 12/09/2025 |  | 2025-12-11 17:01 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-11-26 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-05 14:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-11-26 23:23 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Final CD discloses closing XXXXXX and disbursement XXXXXX; however documents were not executed until XXXXXX, so disbursement not eligible until XXXXXX<br>|  | CLOSING DISCLOSURE - 12/09/2025<br>| Received PCCD correcting disbursement date - 12/10/2025<br>CLOSING DISCLOSURE - 12/09/2025<br>|  | 2025-12-10 16:53 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-05 15:33 | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. Originator to provide documentation for $39 monthly payment for PITIA. <br>|  | Total first lien PITIA is $XXXXXX, which includes $XXXXXX for principal and interest plus $XXXXXXfor escrows.<br>The $39.00 payment difference comes from current calculation of the Hazard and Escrow monthly impounds that show differently on the Mortgage Statement. <br>The Full PITI for first lien payment was used for qualifying purposes in which we added the $39.<br>• $XXXXXX (principal and interest) + $XXXXXX (HOI) + $XXXXXX = $XXXXXX<br> to<br> • $XXXXXX (full PITIA)<br>Please advise.<br> - 12/09/2025 | Explanation for the difference of debts was provided and understood. Condition resolved. - 12/11/2025<br> Total first lien PITIA is $XXXXXX, which includes $XXXXXXfor principal and interest plus $XXXXXX for escrows.<br>The $XXXXXX payment difference comes from current calculation of the Hazard and Escrow monthly impounds that show differently on the Mortgage Statement. <br>The Full PITI for first lien payment was used for qualifying purposes in which we added the $XXXXXX.<br>• $XXXXXX (principal and interest) + $XXXXXX (HOI) + $XXXXXX = $XXXXXX<br> to<br> • $XXXXXX (full PITIA)<br>Please advise.<br> - 12/09/2025 |  | 2025-12-11 16:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-01 20:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-01 20:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-01 20:38 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-01 20:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-02 20:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-02 20:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-03 22:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 22:33 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-03 22:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 22:35 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-06 23:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-06 23:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-01 15:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 15:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-05 19:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-05 19:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-05 19:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 19:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-03 20:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 20:44 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-03 20:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 20:44 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-04 22:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 22:48 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-03 08:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 08:45 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-03 08:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 08:44 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-04 22:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 22:55 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-02 17:35 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 19:07 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-08 05:25 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-08 05:25 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-08 06:09 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. Loan was approved with a total income of $XXXXXX monthly when the review income based on documentation in file and income trending supported income of $XXXXXX, resulting in a debt ratio of 51.65% when exceeds guideline maximum of 50.0%. <br>|  | LOE REGARDING INCOME - 12/11/2025<br>| Received explanation. Due to the nature of borrower's occupation, all income components are variable and borrower has a history of receiving call back/shift differential, and overtime income. Used reasonably supported income components: $XXXXXX XXXXXX base + $XXXXXX HXXXXXX OT + XXXXXX XXXXXXShift Differential + $XXXXXX AXXXXXX = $XXXXXX and revised DTI is 49.53%. - 12/12/2025<br> LOE REGARDING INCOME - 12/11/2025 |  | 2025-12-12 02:00 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 22:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 22:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-03 22:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 21:13 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-10 16:39 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-10 16:39 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 23:32 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title coverage of $XXXXXX is insufficient for loan amount of $XXXXXX<br>|  |  |  |  | 2025-12-17 21:43 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304905077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-05 18:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 18:07 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304905077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-15 23:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 23:08 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304889590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-22 19:40 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-22 19:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304889590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-22 19:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-22 19:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304889590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-24 18:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 18:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-28 22:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-28 23:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-28 22:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-28 22:59 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-05 19:34 | Credit | Credit Documentation - Undisclosed Liabilities | An undisclosed liability was found on the updated credit report that was not located on the original credit report. Originator to provide documentation for $XXXXXX that is included in the monthly housing expense. There is no explanation in the file for what this amount is for. It was included in the total tax amount for DTI calculations. <br>|  | UW LOE - $XXXXXX IS THE ADDITIONAL AMOUNT ADDED TO THE PROPOSED HOUSING PAYMENT FOR THE 1ST LIEN - 12/16/2025 | Subject loan is a 2nd lien. The $XXXXXX is the 1st lien MI and 1st lien escrow overage/shortage. Condition resolved. - 12/16/2025<br> UW LOE - $XXXXXX IS THE ADDITIONAL AMOUNT ADDED TO THE PROPOSED HOUSING PAYMENT FOR THE 1ST LIEN - 12/16/2025 |  | 2025-12-16 22:24 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304846822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-04 13:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-04 13:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304846822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-04 13:14 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-04 13:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304846822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 21:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 21:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-11-26 20:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-05 17:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-11-26 20:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-05 17:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-01 18:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 18:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-05 18:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 18:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-02 14:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-02 14:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304892905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-06 01:24 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-06 01:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304892905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-06 03:32 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide the mortgage statement for XXXXXX. <br>|  | Property and Debt Assignment:<br>The property and associated debt were awarded to X in the decree; therefore, she receives the mortgage statement. The situation is not amicable. Instead of relying on the mortgage statement, we used a credit supplement to verify that the payment includes PITI. This was cross-referenced with the decree, and the fraud report aligns with the opening date and high credit, matching the mortgage account details shown on the credit report for the mortgage NR - 12/11/2025<br>| Documents provided. Condition resolved. - 12/14/2025<br>Property and Debt Assignment:<br>The property and associated debt were awarded to X in the decree; therefore, she receives the mortgage statement. The situation is not amicable. Instead of relying on the mortgage statement, we used a credit supplement to verify that the payment includes PITI. This was cross-referenced with the decree, and the fraud report aligns with the opening date and high credit, matching the mortgage account details shown on the credit report for the mortgage NR - 12/11/2025<br>|  | 2025-12-14 15:09 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304903214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 02:38 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-03 02:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304903214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-03 02:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 02:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304903214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-04 18:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 18:05 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-01 17:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-01 17:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-05 21:47 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-05 21:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 21:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 21:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304855008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-01 14:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-01 14:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304855008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-01 14:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-02 19:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304855008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-08 20:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-08 20:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 03:25 | Credit | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Borrower 1 total years employment verified is less than 24 months. The did not provide 24 months of income as re required: Full Employment/Income and Asset verification required per XXXXXX Selling Guide for manual underwriting. <br>|  | W2s - 12/16/2025<br>| Documents provided. Condition resolved. - 12/18/2025<br>Borrower 1 total years employment verified is greater than or equal To 24 months or not applicable (Borrower 1 Employment Status is Employed) - 12/18/2025<br>W2s - 12/16/2025<br>|  | 2025-12-18 16:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-03 04:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-03 04:13 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-03 18:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 18:07 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304899136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-08 16:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-08 16:32 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304899136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-08 23:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-08 23:08 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304899136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 21:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-16 21:31 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868138 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-23 03:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-23 03:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868138 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-23 03:12 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-23 03:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304868138 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-25 21:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-25 21:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-23 19:19 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The required amount= $XXXXXX<br>|  |  | Investor accept B/2 grade for this condition. - 12/04/2025<br>|  | 2025-12-04 13:58 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304874301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-23 19:38 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-23 19:38 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304874301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-24 17:55 | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. escrow waiver is missing <br>|  | ESCROW ACCOUNT AUTHORIZATION FORM - 12/04/2025<br>| Received disclosure - 12/08/2025<br>ESCROW ACCOUNT AUTHORIZATION FORM - 12/04/2025<br>|  | 2025-12-08 18:08 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304904281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-05 21:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 21:54 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-16 18:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-16 18:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 18:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-16 18:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-01 16:54 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) FCD discloses closing XXXXXX and disbursement XXXXXX; however documents were not executed until XXXXXX, and disbursement not eligible until XXXXXX<br>|  | PCCD - 12/09/2025<br>| Received PCCD correcting disbursement date - 12/10/2025<br>PCCD - 12/09/2025<br>|  | 2025-12-10 16:44 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-01 20:45 | Compliance | Intent to Proceed is Missing or Incomplete | Intent to porceed is missing <br>|  | INTENT TO PROCEED - 12/09/2025<br>| Received disclosure - 12/09/2025<br>INTENT TO PROCEED - 12/09/2025<br>|  | 2025-12-09 15:41 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-05 19:35 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  |  | Non-material; downgraded to B. - 12/18/2025<br>|  | 2025-12-18 21:30 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-05 19:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 19:57 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-05 19:57 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-05 19:57 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-03 21:41 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($631.00) has increased by more than 10% over the current baseline value of ($503.00). The total amount of fees in the 10% category cannot exceed ($553.30). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Title fees disclosed in Section B of the final CD are subject to the 10% tolerance catagory. The settlement fee increased from $125 to $275 with no valid coc for the increase. <br>|  | PCCD TO SHOW TITLE FEES MOVED TO SECTION C<br> XXXXXX COC - 12/15/2025 | Received PCCD - 12/16/2025<br> PCCD TO SHOW TITLE FEES MOVED TO SECTION C<br> XXXXXX COC - 12/15/2025 |  | 2025-12-16 18:10 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-03 21:41 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Loan discount points of $176 were added without a CIC <br>|  | CD AND COC - 12/16/2025<br>| Received CIC - 12/16/2025<br>CD AND COC - 12/16/2025<br>|  | 2025-12-16 18:09 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-03 21:41 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Final CD discloses closing XXXXXX and disbursement XXXXXX, however documents were not executed until XXXXXX, so not eligible for disbursement until XXXXXX<br>|  | PCCD <br>- 12/15/2025<br>| Received PCCD correcting disbursement date - 12/16/2025<br>PCCD <br>- 12/15/2025<br>|  | 2025-12-16 18:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-11 15:31 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-11 15:31 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-11 15:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-11 15:31 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304869147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-23 15:47 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-23 15:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304869147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-24 15:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-24 15:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304869147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-24 17:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 17:58 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304879065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-02 05:15 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-02 05:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304879065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-02 05:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-02 05:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304879065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-02 13:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-02 13:30 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-26 23:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-26 23:32 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-26 23:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-26 23:32 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-05 16:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 16:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-23 17:28 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-23 17:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-23 17:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-23 17:29 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-24 18:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 18:53 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-01 17:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 20:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-01 21:55 | Compliance | Right of Rescission is Partially Provided | Right of Rescission is partially provided. The executed ROR disclosures for each borrower do not reflect the loan transaction date and the cancel date <br>|  | Received completed RTC for both borrowers - 12/09/2025 <br>NOTICE OF RIGHT TO CANCEL - 12/09/2025<br>| Received completed RTC for both borrowers - 12/09/2025<br>NOTICE OF RIGHT TO CANCEL - 12/09/2025<br>|  | 2025-12-10 15:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 20:45 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-05 20:45 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304875960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 18:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 21:05 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-11 23:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-11 23:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304875960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-11 23:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-11 23:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-08 21:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-08 21:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-08 21:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-08 21:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-17 17:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 17:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 21:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 21:35 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-05 17:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 17:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 18:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-16 18:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-01 22:21 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 19:49 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-01 22:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-05 22:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-08 20:01 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-08 20:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-01 18:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-01 18:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-01 18:42 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-01 18:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-02 17:48 | Compliance | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | The Initial Loan Estimate Disclosure Date (XXXXXX) is more than 3 business days from the Application Date (XXXXXX). Three business days from the Application Date is (XXXXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate provided to the Borrower is dated XXXXXX which is 4 business days after the initial application date of XXXXXX. There is no cure for this finding. <br>|  | INITIAL LE DATED XXXXXX - INITIAL URLA - BORROWER LOAN HISTORY CONFIRMING CONSENTED TO RECEIVING INITIAL LOAN DISCLOSURES SENT ELECTRONICALLY ONXXXXXX - 12/10/2025 | Received initial LE - 12/15/2025<br> INITIAL LE DATED XXXXXX - INITIAL URLA - BORROWER LOAN HISTORY CONFIRMING CONSENTED TO RECEIVING INITIAL LOAN DISCLOSURES SENT ELECTRONICALLY ON XXXXXX - 12/10/2025 |  | 2025-12-15 14:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-02 17:48 | Compliance | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | The List of Settlement Service Providers Disclosure Date (XXXXXX) is more than 3 business days from the Application Date (XXXXXX). Three business days from the Application Date is (XXXXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) The initial Loan Estimate and Written List of Service Providers provided to the Borrower are dated XXXXXX which is 4 business days after the initial application date of XXXXXX. There is no cure for this finding. <br>|  | INITIAL LOAN ESTIMATE XXXXXX WITH LIST OF SETTLEMENT SERVICE PROVIDERS - 12/10/2025 | Disclosure sent with initial LE - 12/15/2025<br> INITIAL LOAN ESTIMATE XXXXXX WITH LIST OF SETTLEMENT SERVICE PROVIDERS - 12/10/2025 |  | 2025-12-15 14:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-02 17:48 | Compliance | Federal - Homeownership Counseling Disclosure Delivery | The Homeownership Counseling Disclosure Sent Date (XXXXXX) is more than 3 business days from the Application Date (XXXXXX). Three business days from the Application Date is (XXXXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Homeownership Counseling Disclosure provided to the Borrower is dated XXXXXX which is 8 business days after the initial application date of XXXXXX. There is no cure for this finding. <br>|  | Homeownership Counseling Disclosure Delivery - List of Initial Disclosures sent to the borrowersXXXXXX - Loan History confirming borrower consented to receiving documents on XXXXXX - 12/10/2025 | . - 12/15/2025<br> Received documentation of initial disclosure sent XXXXXX - 12/15/2025<br> Homeownership Counseling Disclosure Delivery - List of Initial Disclosures sent to the borrowers XXXXXX - Loan History confirming borrower consented to receiving documents onXXXXXX - 12/10/2025 |  | 2025-12-15 14:40 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304892918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-26 15:57 | Credit | Title Document Missing | Title document is missing. Unable to locate the title commitment in the file. <br>|  | Preliminary Title Commitment - 12/10/2025<br>| Title report provided. Condition resolved. - 12/12/2025<br>Title document is fully present - 12/12/2025<br>Preliminary Title Commitment - 12/10/2025<br>|  | 2025-12-12 22:47 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304892918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-26 16:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-26 16:16 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304892918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-26 18:25 | Compliance | Right of Rescission is Partially Provided | Right of Rescission is partially provided. Notice of Right to Cancel is incomplete. Date of transaction and date to rescind by are not disclosed. <br>|  | NOTICE OF RIGHT TO CANCEL - 12/10/2025<br>| Received complteded RTC - 12/15/2025<br>NOTICE OF RIGHT TO CANCEL - 12/10/2025<br>|  | 2025-12-15 14:46 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304905055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-12 15:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 15:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-12 15:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-12 15:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-12 15:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-12 15:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 18:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 18:09 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 18:09 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 18:09 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 20:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-30 20:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 305013388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 22:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 22:36 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 305013388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 22:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 22:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 305013388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-31 15:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 15:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304873884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-12 16:24 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 16:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304873884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-12 16:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 16:24 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304873884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-13 17:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 17:16 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-12 17:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-12 17:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-12 21:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-12 21:39 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304895528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-30 20:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 20:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-17 23:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 23:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-17 23:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-17 23:25 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-18 15:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-02 19:57 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-01-03 23:44 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV exceeds guideline CLTV. <br>|  | Request for Re-Review - LOE - 01/07/2026<br>| Audited CLTV of 76.55% is less than or equal to Guideline CLTV of 85% - 01/08/2026<br>Request for Re-Review - LOE - 01/07/2026<br>|  | 2026-01-08 18:18 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-03 23:44 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV exceeds guideline HCLTV. <br>|  |  | Audited HLTV of 76.55% is less than or equal to Guideline HCLTV of 85% - 01/08/2026<br>|  | 2026-01-08 18:18 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304891112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 01:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 01:34 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304891112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 01:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 01:34 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304891112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 19:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 19:25 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | 2025-12-23 15:43 | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. <br>|  | Sales Contract - 12/31/2025<br>| Purchase Contract provided. Condition resolved. - 01/04/2026<br>Purchase Contract Doc is not Missing, or is Not Applicable. - 01/04/2026<br>Sales Contract - 12/31/2025<br>|  | 2026-01-08 22:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | 2025-12-23 16:05 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. 1st lien amount is XXXXXX 2nd lien amount is $XXXXXX for a total required coverage of $XXXXXX<br>|  | Hazard Insurance - 12/31/2025<br>| HOI Policy provided showing an additional 50% limit for Coverage A. Condition resolved. - 01/04/2026<br> Coverage Amount - Hazard Insurance of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX - 01/04/2026<br> Hazard Insurance - 12/31/2025 |  | 2026-01-04 16:33 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | 2025-12-30 19:29 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. <br>|  | VOE - 12/31/2025<br>| VVOE provided. Condition resolved. - 01/04/2026<br>Borrower 1 3rd Party VOE prior to close was provided. - 01/04/2026<br>VOE - 12/31/2025<br>|  | 2026-01-04 16:38 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | 2025-12-30 19:34 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | AVM - 01/07/2026<br>| 3rd party valuation provided. Condition resolved. - 01/08/2026<br>AVM - 01/07/2026<br>|  | 2026-01-08 22:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | 2025-12-30 19:37 | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Missing the mortgage statement with XXXXXX for borrower primary residence to verify taxes and insurance as included as well as HOA to be verified (if any). Also missing the documentation for the bridge loan with XXXXXX for the borrower primary supporting $0 monthly payment. <br>|  | Mortgage Statement. - 12/31/2025<br>| Mortgage Statement provided showing escrowed payment. Condition resolved. - 01/04/2026<br>Mortgage Statement. - 12/31/2025<br>|  | 2026-01-04 16:38 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | 2025-12-30 19:39 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Missing the property tax bill and insurance as well as HOA (if applicable) for XXXXXX. <br>|  | REO Docs XXXXXX.. - 12/31/2025 | Tax bill provided. Condition resolved. - 01/04/2026<br> REO Docs XXXXXX.. - 12/31/2025 |  | 2026-01-04 16:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | 2025-12-30 19:41 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing the final 1003 for our subject loan. <br>|  | Final 1003. - 12/31/2025<br>| Final signed 1003 was provided. Condition resolved. - 01/04/2026<br>Final 1003. - 12/31/2025<br>|  | 2026-01-04 16:41 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-01 15:29 | Compliance | Washington - Fees Allowed (Lender)(01/10) | The XXXXXX Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) . <br>|  | COPY OF REFUND CHECK, FEDEX LABEL TO BORROWER AND PCCD - 12/26/2025<br>| Received curative package: PCCD, LOE, copy of refund and proof of mailing - 12/29/2025<br> Received curative package: PCCD, LOE, copy of refund and proof of mailing - 12/29/2025<br> COPY OF REFUND CHECK, XXXXXX LABEL TO BORROWER AND PCCD - 12/26/2025 |  | 2025-12-29 14:55 | Cured | 3 | 1 | 3 | 1 |
| XXXXXX | 304894671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-07 23:10 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-07 23:10 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-07 23:26 | Credit | Missing Closing/Final Verbal VOE | Guideline requires a verbal verification of employment for W2 earners dated within 10 days of the Note. The Note was dated XXXXXX, and the Verification of Employment provided was dated XXXXXX.  |  | VVOE-FINAL - 12/12/2025<br>| VVOE provided. Condition resolved. - 12/15/2025<br>VVOE-FINAL - 12/12/2025<br>|  | 2025-12-15 22:03 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | 2025-12-14 14:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 14:08 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | 2025-12-14 14:08 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 14:08 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | 2025-12-16 14:36 | Compliance | Federal - General Qualified Mortgage Price-Based Limit (Junior Lien) | The loan's (10.766%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (9.74%), which is the comparable average prime offer rate of (6.24%) plus 3.5. The System used the following date to perform the APOR index lookup (XXXXXX). The system added 3.5 to the comparable APOR because the ($XXXXXX) note amount equals or exceeds ($XXX). The system used an interest rate of (10.375%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(E)) The loan's (10.766%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (9.74%), which is the comparable average prime offer rate of (6.24%) plus 3.5. The System used the following date to perform the APOR index lookup (XXXXXX). <br>|  | Please see attached. - 12/31/2025<br>| Received CIC and initial CD - 01/01/2026<br>Received CIC and initial CD - 01/01/2026<br>Please see attached. - 12/31/2025<br>|  | 2026-01-01 15:59 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | 2025-12-16 14:36 | Compliance | Insufficient Tolerance Cure | A Lender Credit for Excess Charges of ($61.70), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($585.63) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Per COC, the Appraisal fee was added on XXXXXX. The only CD in the file is the Final CD dated XXXXXX. Missing CD's dated XXXXXX, XXXXXX, and XXXXXX to test properly. <br>|  | Please see attached. - 12/31/2025<br>| Received CIC and initial CD - 01/01/2026<br>Please see attached. - 12/31/2025<br>|  | 2026-01-01 15:59 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | 2025-12-16 14:36 | Compliance | Insufficient Tolerance Cure (50001028) | A Lender Credit for Excess Charges of ($61.70), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($585.63) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Per COC, the Appraisal fee was added on XXXXXX. The only CD in the file is the Final CD dated XXXXXX. Missing CD's dated XXXXXX, XXXXXX, and XXXXXX to test properly. <br>|  |  | Received CIC and initial CD - 01/01/2026<br>|  | 2026-01-01 16:00 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | 2025-12-16 14:36 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial CD. Need proof initial CD was received by the borrower 3 days before consummation date of XXXXXX. <br>|  |  | Received CIC and initial CD - 01/01/2026<br>|  | 2026-01-01 16:00 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305025216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | 2025-12-12 20:32 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 23:33 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305025216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | 2025-12-18 23:33 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Missing Property Condition/Comparable Inspection (PCI). Guidelines require a PCI when an AVM is used to establish property value. <br>|  | We are not required by XXXXXX to get updates for cosmetic cures - 12/29/2025 | Repairs are cosmetic cures. Condition resolved. - 12/30/2025<br> We are not required by XXXXXX to get updates for cosmetic cures - 12/29/2025 |  | 2025-12-30 17:54 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305025216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | 2025-12-19 16:51 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd and compliance log - 12/29/2025<br>| Received initial CD - 12/30/2025<br>initial cd and compliance log - 12/29/2025<br>|  | 2025-12-30 13:58 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305025216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | 2025-12-30 13:58 | Compliance | Insufficient Change of Circumstance (50001252) | Tax transcript fee of $8 was added to the initial CD. A change in circumstance form was provided, however a valid reason for the addition of the fee was not provided. <br>|  | initial CD and COC showing why the fee was added - 01/06/2026<br>| CIC for addition of fee required by underwriter - 01/07/2026<br>initial CD and COC showing why the fee was added - 01/06/2026<br>|  | 2026-01-07 15:51 | Resolved |  | 1 | 4 | 1 |
| XXXXXX | 304854959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-12 19:57 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 19:57 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304854959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-12 19:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 19:57 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304854959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-15 23:18 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) .Missing intial CD <br>|  | TP - 01/06/2026 <br>Initial CD - 01/05/2026<br>| Received ICD - 01/06/2026<br>TP - 01/06/2026<br>Input the Initial Cd. - 01/06/2026<br>Initial CD - 01/05/2026<br>|  | 2026-01-06 16:52 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-30 11:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 11:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304908500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-30 20:55 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to the closing date of XXXXXX. Otherwise, there is no cure for the finding. Please also provide the CD for change of circumstances dated XXXXXX which was for a decrease in loan amount. <br>|  | initial cd and interim cd - 01/19/2026<br>| Received all CDs - 01/21/2026<br>initial cd and interim cd - 01/19/2026<br>| The provided Closing Disclosure is dated XXXXXX which isn't 3 business days prior to the closing date of XXXXXX. Please provide any and all Closing Disclosures dated at least 3 business days prior to closing. Otherwise, there is no cure for this finding. | 2026-01-21 15:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-31 19:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-31 19:21 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-17 02:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 02:43 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-17 02:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 02:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-17 14:45 | Compliance | Indiana - Maximum Late Fee (UCCC) | Under the Indiana UCCC, the late charge must be less than or equal to ($25.00). (Ind. Code 24-4.5-3-203.5; 750 IAC 1-1-1) Per Note, Late charge is 5% after 10 days, but not more than $25.00 <br>|  | Please advise what is needed to clear this exception. Our otherXXXXXX typically waive this. - 01/09/2026 | Finding in error. Late fee is maximum $25 - 01/12/2026<br> Please advise what is needed to clear this exception. Our other XXXXXX investors typically waive this. - 01/09/2026 |  | 2026-01-12 19:15 | Void | 1 |  | 3 | 1 |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-17 14:45 | Compliance | Indiana - Periodic/360 (30/360) Accrual Method Prohibited (UCCC) | Please adjust the accrual method. Effective July 1, 2020, XXXXXX DFI prohibits the 30/360 interest accrual method for Junior Lien Loans. (XXXXXX Code 24-4.5-2-201(4)(a)(ii); 24-4.5-3-201(3)(b)(ii); XXXXXX DFI Advisory Letter 2020-01) . <br>|  | Please advise. Interest is based on 365 days. Not 30/360 - 01/13/2026<br>| Finding in error - 01/14/2026<br>Please advise. Interest is based on 365 days. Not 30/360 - 01/13/2026<br>|  | 2026-01-14 18:34 | Void | 3 |  | 3 | 1 |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-17 14:45 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial CD. Need proof initial CD was received by the borrower 3 days before consummation date of XXXXXX <br>|  | initial cd - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 18:16 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2025-12-15 00:07 | Credit | Assets - 30-day Charge Accounts | The file does not contain evidence of sufficient assets to payoff outstanding 30-day charge accounts. XXXXXX 30-day balance due monthly of $XXXXXX per credit report, when the subject loan proceeds of $XXXXXXis insufficient to cover the payoff of this balance. Guidelines state for credit that when an AUS is absent, then loans must follow and meet all requirements of XXXXXX.XXXXXX guidelines require for 30-day open accounts that the Lender must verify borrower funds to cover the account balance. <br>|  | provided account with XXXXXX - 12/22/2025 | Assets provided. Condition resolved. - 12/23/2025<br> provided account with XXXXXX - 12/22/2025 |  | 2025-12-23 17:12 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2025-12-15 01:08 | Credit | Condo - HOA Dues | The file does not contain documentation supporting the HOA/Condo dues. $XXX monthly in HOA dues per loan application. <br>|  | HOA dues are $XXX/month - 01/05/2026 | HOA fees provided, $XXX. Condition resolved. - 01/06/2026<br> HOA dues are $XXX - 01/05/2026 |  | 2026-01-06 18:38 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2025-12-19 00:47 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-19 00:47 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2025-12-22 12:28 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Verification Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). <br>|  | Please see attached rebuttal package - 12/29/2025<br>| Received CIC for addition of fee - 12/30/2025<br>Please see attached rebuttal package - 12/29/2025<br>|  | 2025-12-30 15:15 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2025-12-22 12:30 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial Closing Disclosure is missing. <br>|  | See attached initial CD and compliance log - 12/29/2025<br>| Received initial CD - 12/30/2025<br>See attached initial CD and compliance log - 12/29/2025<br>|  | 2025-12-30 15:15 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2025-12-22 12:32 | Compliance | Missing Doc - Homeownership Counseling Disclosure/Missing | Homeownership Counseling Disclosure is missing. Homeownership Counseling is missing. <br>|  | See attached - 12/29/2025<br>| Received disclosure - 12/30/2025<br>See attached - 12/29/2025<br>|  | 2025-12-30 15:10 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-12-18 15:27 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 12/19/2025<br>| Mortgage statement provided. Condition resolved. - 12/22/2025<br>provided the MLS - 12/19/2025<br>|  | 2025-12-22 14:39 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-12-19 17:19 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd - 01/05/2026<br>| Received ICD - 01/06/2026<br>initial cd - 01/05/2026<br>|  | 2026-01-06 14:17 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2026-01-06 14:24 | Compliance | Charges That Cannot Increase Test (50001251) |  |  | Please see rebuttal package uploaded to the other compliance condition - 01/28/2026<br>| Concur with documentation provided. Application date is XXXXXX, initial LE sent XXXXXX - 01/28/2026<br> Resolved - 01/28/2026<br> Please see rebuttal package uploaded to the other compliance condition - 01/28/2026<br> Duplicate finding - 01/06/2026 |  | 2026-01-28 21:35 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2026-01-06 14:24 | Compliance | Insufficient Change of Circumstance (50001252) | Property Inspection fee of $51 was added to the XXXXXX LE without a CIC  |  | Please see attached. Application date XXXXXX. First LE issued after application date was set included the PCI fee - 01/28/2026 | Concur with documentation provided. Application date is XXXXXX, initial LE sent XXXXXX5 - 01/28/2026<br> Resolved - 01/28/2026<br> Please see attached. Application date XXXXXX. First LE issued after application date was set included the PCI fee - 01/28/2026 |  | 2026-01-28 21:35 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2026-02-21 01:19 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines. - 02/21/2026<br>|  | 2026-03-03 18:32 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304876084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-26 18:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-26 18:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-26 18:21 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 14:58 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-01-02 21:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-02 21:41 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304888275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 23:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 23:43 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304888275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-15 23:43 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 23:43 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304888275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-17 15:23 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date ofXXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to the closing date of XXXXXX. Otherwise, there is no cure for this finding. Also, please provide Closing Disclosures for the following dates XXXXXX and XXXXXX that correspond with Change of Circumstances for new fees added as they are no tolerance fees and the Closing Disclosures are missing from the file for review.<br>|  | Per review of the COC records in file, an Initial CD dated XXXXXX, Revised CD dated XXXXXX, and a Revised CD dated XXXXXX are missing from the file for TRID comp testing - 12/26/2025 <br>initial cds - 01/05/2026 | Received ICD - 01/06/2026<br>initial cds - 01/05/2026<br>|  | 2026-01-06 17:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304897063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-14 14:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 14:50 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304897063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-14 14:50 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 14:50 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304897063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 16:59 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Initial Closing Disclosure is missing; Loan Detail Report provided in file indicates an ICD was issued XXXXXX <br>|  | initial closing disclosure - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial closing disclosure - 01/07/2026<br>|  | 2026-01-08 19:58 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 8 | 2025-12-22 22:42 | Compliance | Intent to Proceed is Missing or Incomplete | Intent to proceed is not executed <br>|  | signed intent to proceed - 01/13/2026<br>| Intent to Proceed provided. - 01/14/2026<br>signed intent to proceed - 01/13/2026<br>|  | 2026-01-14 13:48 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 8 | 2025-12-22 22:42 | Compliance | Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD) | Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD) Certificate not located in the loan file. <br>|  | apld - 01/13/2026<br>| Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD). - 01/14/2026<br>apld - 01/13/2026<br>|  | 2026-01-14 13:48 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 8 | 2025-12-30 14:03 | Credit | Borrower 1 Personal Tax Returns Missing | Borrower 1 personal Tax Returns missing. Only have 1 year of signed tax returns in file. Per guidelines-Self-employed:• 2 year's signed 1040s/tax returns required. <br>|  | Page 3 of the DU findings: Based on the information on the loan application, it appears that all XXXXXX's self-employed<br> businesses have been in existence for at least 5 years and may be eligible to be documented with one<br> year of personal tax returns. If any of the self-employed income is being used for qualifying purposes,<br> the income may be supported by personal tax returns covering the most recent one-year period<br> (including all tax schedules), provided the tax returns reflect at least 12 months of self-employment<br> income, the borrower has 25% or greater ownership in the business for five consecutive years, and the<br> Cash Flow Analysis (Form 1084) or equivalent has been completed. Refer to the Selling Guide for<br> additional information. - 12/30/2025 | Per AUS (DU) one year only is required. - 12/31/2025<br> Borrower 1 Personal Tax Returns Provided - 12/31/2025<br> Page 3 of the DU findings: Based on the information on the loan application, it appears that all XXXXXXs self-employed<br> businesses have been in existence for at least 5 years and may be eligible to be documented with one<br> year of personal tax returns. If any of the self-employed income is being used for qualifying purposes,<br> the income may be supported by personal tax returns covering the most recent one-year period<br> (including all tax schedules), provided the tax returns reflect at least 12 months of self-employment<br> income, the borrower has 25% or greater ownership in the business for five consecutive years, and the<br> Cash Flow Analysis (Form 1084) or equivalent has been completed. Refer to the Selling Guide for<br> additional information. - 12/30/2025 |  | 2025-12-31 05:33 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 8 | 2025-12-30 14:03 | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. <br>|  | provided all the income calculations - 12/30/2025<br>| Income Calc worksheet provided. Condition resolved. - 12/31/2025<br>provided all the income calculations - 12/30/2025<br>|  | 2025-12-31 05:33 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 8 | 2025-12-30 14:06 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the 1st lien MLS - 12/30/2025<br>| 1st lien MLS provided. Condition resolved. - 12/31/2025<br>provided the 1st lien MLS - 12/30/2025<br>|  | 2025-12-31 05:35 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 6 of 8 | 2025-12-30 14:10 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 14:10 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 7 of 8 | 2026-01-15 18:41 | Compliance | Federal - Closing Disclosure Business Day Waiting Period Date Warnings | . The initial CD provided was not signed and electronic delivery was not located in the file. Please provide tracking log of initial CD delivery date <br>|  | compliance log provided - 01/19/2026<br>| Recieved disclosure traicking - 01/20/2026<br>Received ICD - 01/20/2026<br>compliance log provided - 01/19/2026<br>|  | 2026-01-20 16:43 | Resolved |  | 1 | 4 | 1 |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 8 of 8 | 2026-01-15 18:43 | Compliance | Federal - Closing Disclosure and Consummation Date | The initial CD provided was not signed and electronic delivery was not located in the file. Please provide tracking log of initial CD delivery date <br>|  | compliance log provided - 01/19/2026<br>| Resolved - 01/20/2026<br>Received ICD - 01/20/2026<br>compliance log provided - 01/19/2026<br>|  | 2026-01-20 16:42 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-14 19:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 19:18 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-14 19:18 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 19:18 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-16 15:43 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Initial Closing Disclosures - 01/07/2026<br>| Received ICD - 01/08/2026<br>Initial Closing Disclosures - 01/07/2026<br>|  | 2026-01-08 21:33 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-19 17:30 | Compliance | Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD) | Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD) Certificate was not located in the file. <br>|  | Attached - certificate of compliance - 01/07/2026<br>| Certificate received. - 01/07/2026<br>Missing Certificate of Compliance or Certificate of Exemption from the Anti-Predatory Lending Database (APLD). - 01/07/2026<br>Attached - certificate of compliance - 01/07/2026<br>|  | 2026-01-07 18:59 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304889946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-24 02:53 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-24 02:54 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304889946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-26 19:14 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD. Please provide all CDs<br>|  | initial cd - 01/05/2026<br>| Received ICD - 01/06/2026<br>initial cd - 01/05/2026<br>|  | 2026-01-06 16:46 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-31 22:47 | Compliance | TRID: CD not delivered at least 3 days prior to consummation | Provide evidence the non-Borrowing spouse received a copy of the CD at least 3 days prior to closing <br>|  | Compliance log showing that the CD was delivered to non borrowing spouse - 01/09/2026 <br>initial cd - 01/05/2026<br>| Received disclosure tracking verifying non-borrowing spouse received the CD - 01/12/2026<br>Compliance log showing that the CD was delivered to non borrowing spouse - 01/09/2026<br>Please provide evidence the non-borrowing spouse received a copy of the initial CD 3 days prior to close - 01/06/2026<br>initial cd - 01/05/2026<br>|  | 2026-01-12 15:32 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-02 17:39 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | MLS provided. Mort pay $XXXXXX T&I escrowed. Condition resolved. - 01/05/2026 <br> provided the MLS - 01/02/2026 | MLS provided. Mort pay $XXXXXX T&I escrowed. Condition resolved. - 01/05/2026<br> provided the MLS - 01/02/2026 |  | 2026-01-07 15:41 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304903205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-16 22:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-16 22:00 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304903205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-16 22:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 22:00 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304903205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-17 17:22 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Please see attached. - 01/05/2026<br>| Received ICD - 01/06/2026<br>Please see attached. - 01/05/2026<br>|  | 2026-01-06 16:28 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304903205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-23 17:04 | Compliance | Federal - Closing Disclosure and Consummation Date | The sole Closing Disclosure provided on XXXXXX is not 3 business days prior to the consummation/closing date of XXXXXX. Please provide any and all Closing Disclosures provided. Otherwise there is no cure for this finding.  |  | Please see attached. - 01/05/2026<br>| Received ICD - 01/06/2026<br>Please see attached. - 01/05/2026<br>|  | 2026-01-06 16:28 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-14 00:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 00:16 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-15 19:54 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX4). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial Closing Disclosure dated XXXXXX is not three business days before the consummation date of XXXXXX. Please provide and and all Closing Disclosures provided to the Borrower a minimum of 3 business days prior to XXXXXX. Otherwise there is no cure for this finding. <br>|  | CD issued XXXXXX for review. - 12/31/2025 <br> Please review - 12/29/2025 | Received initial CD and CIC to resolve findings - 01/01/2026<br> CD issued XXXXXX for review. - 12/31/2025<br> Please provide copy of initial CD issued XXXXXX - 12/30/2025<br> Please review - 12/29/2025 |  | 2026-01-01 16:23 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-19 14:52 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. The 1008 located in the loan file reflects income of XXXXXX and housing/DTI ratios of XXXXXX. However, the final 1003 reflects income of $XXXXXX with an audited housing and debt ratio of 32.92 and 41.73%. Please provide the final 1008 or documentation of the additional income. <br>|  | provided the updated 1008 - 01/06/2026<br>| Updated 1008 provided. Condition resolved. - 01/07/2026<br>provided the updated 1008 - 01/06/2026<br>|  | 2026-01-07 20:38 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-01-01 16:15 | Compliance | Insufficient Tolerance Cure |  |  |  | Received initial CD and CIC to resolve findings - 01/01/2026<br>Resolved - 01/01/2026<br>|  | 2026-01-01 16:22 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-01 16:15 | Compliance | Insufficient Tolerance Cure (50001028) |  |  |  | Received initial CD and CIC to resolve findings - 01/01/2026<br>Resolved - 01/01/2026<br>|  | 2026-01-01 16:23 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 5 | 2025-12-27 19:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-27 19:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 5 | 2026-01-06 14:36 | Credit | Title Document Missing | Title document is missing. <br>|  | provided the property report - 01/07/2026<br>| Title document is fully present - 01/13/2026<br>Title report provided. Condition resolved. - 01/09/2026<br>provided the property report - 01/07/2026<br>|  | 2026-01-13 17:37 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 5 | 2026-01-06 14:45 | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. There is an installment showing on the final loan application for $XXXXXX. Documentation of this debt is missing from the loan file. <br>|  | provided the verification for the debt payment of $XXXXXX - 01/07/2026 | Documents provided. Condition resolved. - 01/09/2026<br> provided the verification for the debt payment of $XXXXXX - 01/07/2026 |  | 2026-01-09 13:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 5 | 2026-01-06 14:47 | Compliance | HPML Loan and Full Appraisal Required | HPML loans require full appraisal report and missing from file. <br>|  | Please see attached - 01/20/2026<br>| Loan passed QM testing - full appraisal is not required - 01/21/2026<br>Please see attached - 01/20/2026<br>|  | 2026-01-21 16:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 5 | 2026-01-06 14:49 | Credit | Title Document is Incomplete | Title document is incomplete. <br>|  | provided the property report - 01/09/2026<br>| Title Document has been provided. - 01/13/2026<br>provided the property report - 01/09/2026<br>|  | 2026-01-13 17:37 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-29 19:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 19:00 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304893494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-29 19:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-29 19:00 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304893494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-01 22:43 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Missing intial CD <br>|  | All preliminary closing disclosures attached for review. - 01/05/2026<br>| Received all disclosed CD's - 01/06/2026<br>All preliminary closing disclosures attached for review. - 01/05/2026<br>|  | 2026-01-06 14:31 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 8 | 2025-12-24 23:07 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. Non-qualifying DTI of 57.55% due to the lender using .01% vs 1% for the deferred student loans with XXXXXX 1% of $XXXXXX is $XXXXXX/mo. Lender used $XXXXXX/mo. 1% of $XXXXXXis $XXXXXX/mo. Lender used $XXXXXX/mo. The difference is adding an additional $XXXXXX to the total debt. Guidelines require XXXXXX guidelines to be followed when documenting and calculating liabilities. <br>|  | XXXXXX<br> XXXXXX<br> XXXXXX<br> XXXXXX<br>current balance $XXXXXX<br>includes loan:<br> XXXXXX $XXXXXXbalance<br> payment: $XXXXXX through XXXXXX<br> XXXXXX beginningXXXXXX<br>XXXXXX $XXXXXX<br> XXXXXX month throughXXXXXX<br> XXXXXX/month beginning XXXXXX<br>XXXXXX $XXXXXX<br> $XXXXXX/month through XXXXXX<br> $XXXXXX/month beginning XXXXXX - 01/16/2026 | Per statement provided and XXXXXX Guidelines, the Student loans in question: This Monthly Payment Amount reflects one or more loans being in a reduced payment plan, which means it may go up or down on an annual basis depending on income fluctuations and other factors. Payment changed and condition is resolved. - 01/20/2026<br> XXXXXX<br>current balance $XXXXXX<br>includes loan:<br> XXXXXX<br> XXXXXX<br> XXXXXX |  | 2026-01-20 16:58 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 8 | 2025-12-24 23:17 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. Missing the XXXXXX validation for the underwriter - XXXXXX. <br>|  | provided the sam.gov screen shot for XXXXXX - 01/02/2026 | Fraud report provided. Condition resolved. - 01/06/2026<br> All Fraud Report Alerts have been cleared or None Exist - 01/06/2026<br> provided the sam.gov screen shot for XXXXXX - 01/02/2026 |  | 2026-01-06 14:36 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 8 | 2025-12-24 23:18 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-24 23:18 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 8 | 2025-12-26 15:53 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($1,213.00) has increased by more than 10% over the current baseline value of ($300.00). The total amount of fees in the 10% category cannot exceed ($330.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Disbursement Fee, Notary Fee, Property Report Fee, Recording Service Fee, Unknown Fees – Non-Finance Charge, Coordination Fee, Courier Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Duplicate finding - See related open finding <br>|  | Please advise what is needed to clear as the condition provides no info and states 'Resolved'. Duplicate of already cleared condition. - 01/13/2026<br>| Received CD and COC - 01/14/2026<br>Please advise what is needed to clear as the condition provides no info and states 'Resolved'. Duplicate of already cleared condition. - 01/13/2026<br>Resolved - 01/09/2026<br>|  | 2026-01-14 18:19 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 8 | 2025-12-26 15:53 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | The total amount of the 10% category fees ($1,213.00) has increased by more than 10% over the current baseline value of ($300.00). The total amount of fees in the 10% category cannot exceed ($330.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Disbursement Fee, Notary Fee, Property Report Fee, Recording Service Fee, Unknown Fees – Non-Finance Charge, Coordination Fee, Courier Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The following title fees were disclosed in Section B on the FCD which subjects the fees to the 10% catagory. Coordination fee $500; Courieir fee$75; Disbursement fee $25; Notary fee $125; Property report $100; Recording Service fee $53 and Technology fee $70.00 <br>|  | Please review - 01/09/2026<br>| Resolved - 01/09/2026<br>Received CD's and CIC - 01/09/2026<br>Please review - 01/09/2026<br>|  | 2026-01-09 15:49 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 8 | 2025-12-29 21:50 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (XXXXXX) via (XXXXXX. Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXX), for consummation to occur on (XXXXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD <br>|  | The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX. Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/09/2026 | Received initial CD - 01/09/2026<br> The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX. Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/09/2026 |  | 2026-01-09 15:04 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 8 | 2025-12-29 22:01 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Verification of Employment Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). <br>|  | Please advise what is needed to clear as the condition provides no info. Duplicate of already cleared condition. - 01/13/2026<br>| Received CD and CIC - 01/14/2026<br>Please advise what is needed to clear as the condition provides no info. Duplicate of already cleared condition. - 01/13/2026<br>| Duplicate finding - See related open finding | 2026-01-14 18:19 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 8 of 8 | 2025-12-29 22:01 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Verification of Employment Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Verification of employment fees were added to the final CD without a CIC <br>|  | Please review - 01/08/2026<br>| Received CD's and CIC - 01/09/2026<br>Please review - 01/08/2026<br>|  | 2026-01-09 15:20 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-18 17:15 | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. Subject's mortgagee clause is missing from HOI. <br>|  | provided the updated HOI to reflect XXXXXX as a mortgagee - 01/05/2026 | Updated HOI provided. Condition resolved. - 01/06/2026<br> provided the updated HOI to reflect XXXXXX as a mortgagee - 01/05/2026 |  | 2026-01-06 22:45 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-18 17:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 17:43 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-31 17:57 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 17:57 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2026-01-02 20:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-02 20:47 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304894288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2026-01-05 20:16 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd and interim cds - 01/13/2026<br>| Received all CD's - 01/14/2026<br>initial cd and interim cds - 01/13/2026<br>|  | 2026-01-14 18:41 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304894288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-01-06 15:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-06 15:13 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304894728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 17:07 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. <br>|  | provided the year end paystubs in lieu of w2 - 12/30/2025<br>| Year end paystubs provided. Condition resolved. - 12/30/2025<br>Borrower 1 W2/1099 provided - 12/30/2025<br>provided the year end paystubs in lieu of w2 - 12/30/2025<br>|  | 2025-12-30 20:55 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-15 17:47 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 17:47 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-22 16:18 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial Closing Disclosure dated XXXXXX is not 3 business days prior to the closing date of XXXXXX. Please provide and and all Closing Disclosures provided to the Borrower 3 days prior to closing. Otherwise, there is no cure for this finding. <br>|  | initial CD - 01/05/2026<br>| Received ICD - 01/06/2026<br>initial CD - 01/05/2026<br>|  | 2026-01-06 14:12 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 6 | 2025-12-15 02:36 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 02:36 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 6 | 2025-12-16 16:26 | Compliance | Insufficient Tolerance Cure (50001028) | A Lender Credit for Excess Charges of ($61.70), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($61.70) were applied to the total fee variance of ($301.16) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Ran Mavent in error with the Initial CD missing. CIC in file discloses additional fees were added to the XXXXXX CD. Please provide a copy of this CD <br>|  | Please review - 01/05/2026<br>| Received interim CD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 18:45 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 6 | 2025-12-16 16:29 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The initial Closing disclosure dated XXXXXX is missing. <br>|  | In addition to the missing ICD dated XXXXXX, it also appears that the COC records indicate a revised CD was issued on XXXXXX for additional title & recording fees that needed to be disclosed to the borrower; finding is valid - 12/20/2025 <br>Uploaded items for review. - 12/31/2025 | Received initial CD - 01/01/2026<br>Uploaded items for review. - 12/31/2025<br>|  | 2026-01-01 16:58 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 6 | 2025-12-20 19:57 | Credit | Guideline - Federal and/or State High Cost Ineligible per guidelines | Loan is a Federal or State High Cost Loan. Should resolve once the missing ICD & Revised CD are provided <br>|  |  | Received confirmation loan is not a HC loan - 01/01/2026<br>|  | 2026-01-01 17:00 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 6 | 2025-12-30 12:44 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | This suspense appears to be invalid. There is no XXXXXX with XXXXXX for this loan. The 1st lien is with XXXXXX home. The amount for the second mortgage is for this amount $XXXXXX and the terms have been provided. Please review and advise. - 01/05/2026 <br> provided the MLS - 01/02/2026 | MLS provided. Condition resolved - 01/06/2026<br> This suspense appears to be invalid. There is no Mortgage with XXXXXX for this loan. The 1st lien is with XXXXXX. The amount for the second mortgage is for this amount $XXXXXX and the terms have been provided. Please review and advise. - 01/05/2026<br> Condition upheld. Please provide Senior Lien Origination note/documentation from XXXXXX Mortg for $XXXXXX mo . Docs in file are payment coupons. - 01/05/2026<br> provided the MLS - 01/02/2026 |  | 2026-01-06 22:15 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 6 of 6 | 2026-01-06 18:42 | Compliance | Federal - Closing Disclosure Business Day Waiting Period Date Warnings |  |  |  | Received interim CD - 01/06/2026<br>Resolved - 01/06/2026<br>|  | 2026-01-06 18:44 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304894594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-22 20:41 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. Fraud Report shows uncleared alert found on XXXXXX<br>|  | provided the XXXXXX screen shot showing no records on borrower - 01/06/2026 | All Fraud Report Alerts have been cleared or None Exist - 01/08/2026<br> Fraud report provided. Condition resolved. - 01/08/2026<br> provided the XXXXXX screen shot showing no records on borrower - 01/06/2026 |  | 2026-01-08 14:10 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304894594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-22 20:56 | Credit | Other Credit Finding | Credit report indicates XXXXXX XXXXXXXXXXXX mortgage XXXXXX is variable/adjustable rate. Missing terms.  |  | provided the note for the ARM - 01/21/2026<br>| Note provided. Condition resolved. - 01/21/2026<br>provided the note for the ARM - 01/21/2026<br>|  | 2026-01-21 20:39 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304894594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-22 20:56 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 20:56 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304894594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-23 21:24 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Missing Initial Closing Disclosure dated XXXXXX<br>|  | initial cd and interim cds - 01/20/2026<br>| Received ICD - 01/21/2026<br>initial cd and interim cds - 01/20/2026<br>|  | 2026-01-21 16:09 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-25 04:56 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV exceeds guideline CLTV. The UPB of the 1st + the new HELOC is $XXXXXX. The qualifying credit score is 711.<br>XXXXXX Matrix Primary Residence XXXXXX is LTV 85%. 90% is for CS of 740+<br> XXXXXXMatrix Primary Residence XXXXXX is LTV 85%. 90% for CS 720+<br>Neither Matrix allow >88.04% LTV for credit score 711. <br>TheXXXXXX AVM value is $XXXXXX XXXXXXw/ confidence score of 89% pg. 23 - this value is most conservative and provides a non-qualifying LTV of 88%<br> The XXXXXX AVM w/ value $XXXXXXw/ confidence score of 92% pg. 31 in file completed 11/5/2025. - this has higher value - traditionally the more conservative review is to be used. <br>Lender qualified with the higher value of $XXXXXX and LTV for CLTV/HCLTV of 84% <br>|  | First AVM: Value $XXXXXX Confidence 89% (0.89), FSD 0.11 → Meets requirements.<br> Second AVM: Value $XXXXXX, Confidence 92% (0.92), FSD 0.08 → Also meets requirements.<br>When both AVMs meet the criteria, the general practice is to use the AVM with the higher confidence score and lower FSD, as it indicates greater reliability. Therefore, the second AVM ($XXXXXX, 92% confidence, 0.08 FSD) should be used because it has both a higher confidence score and a lower FSD, making it statistically more reliable. - 01/16/2026 | Received explanation and confirmed. LTV/CLTV/HCLTV are now within guideline requirements. - 01/16/2026<br> First AVM: Value $XXXXXX Confidence 89% (0.89), FSD 0.11 → Meets requirements.<br> Second AVM: Value $XXXXXX, Confidence 92% (0.92), FSD 0.08 → Also meets requirements.<br>When both AVMs meet the criteria, the general practice is to use the AVM with the higher confidence score and lower FSD, as it indicates greater reliability. Therefore, the second AVM ($XXXXXX, 92% confidence, 0.08 FSD) should be used because it has both a higher confidence score and a lower FSD, making it statistically more reliable. - 01/16/2026 |  | 2026-01-16 19:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-25 04:56 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV exceeds guideline HCLTV. The UPB of the 1st + the new HELOC is $XXXXXX. The qualifying credit score is 711.<br>XXXXXX Matrix Primary Residence CS 700-739 is LTV 85%. 90% is for CS of 740+<br> XXXXXX Matrix Primary Residence CS 700-719 is LTV 85%. 90% for CS 720+<br>Neither Matrix allow >88.04% LTV for credit score 711. <br>The XXXXXXl AVM value is $XXXXXX XXXXXX w/ confidence score of 89% pg. 23 - this value is most conservative and provides a non-qualifying LTV of 88%<br> The XXXXXX AVM w/ value $XXXXXX w/ confidence score of 92% pg. 31 in file completed XXXXXX. - this has higher value - traditionally the more conservative review is to be used. <br>Lender qualified with the higher value of $XXXXXX and LTV for CLTV/HCLTV of 84% <br>|  | First AVM: Value $XXXXXX, Confidence 89% (0.89), FSD 0.11 → Meets requirements.<br> Second AVM: Value $XXXXXX, Confidence 92% (0.92), FSD 0.08 → Also meets requirements.<br>When both AVMs meet the criteria, the general practice is to use the AVM with the higher confidence score and lower FSD, as it indicates greater reliability. Therefore, the second AVM ($XXXXXX, 92% confidence, 0.08 FSD) should be used because it has both a higher confidence score and a lower FSD, making it statistically more reliable. - 01/16/2026 | Received explanation and confirmed. LTV/CLTV/HCLTV are now within guideline requirements. - 01/16/2026<br> First AVM: Value $XXXXXX, Confidence 89% (0.89), FSD 0.11 → Meets requirements.<br> Second AVM: Value $XXXXXX, Confidence 92% (0.92), FSD 0.08 → Also meets requirements.<br>When both AVMs meet the criteria, the general practice is to use the AVM with the higher confidence score and lower FSD, as it indicates greater reliability. Therefore, the second AVM ($XXXXXX, 92% confidence, 0.08 FSD) should be used because it has both a higher confidence score and a lower FSD, making it statistically more reliable. - 01/16/2026 |  | 2026-01-16 19:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-26 13:45 | Compliance | Kansas - Maximum Recordation Tax/Mortgage Tax | The XXXXXX Taxation Code limits the maximum fees for recording single family mortgages of $XXXXXX or less to $125. (XXXXXX. Stat. Ann. 28-115(5)(j)) . NA <br>|  | Prepaid finance charges on covered transactions shall be limited to an amount not to exceed 8% of the amount financed, provided that the aggregate amount of prepaid finance charges payable to the mortgage company or any person related to such company does not exceed 5% of the amount financed. Prepaid finance charges permitted under this subsection shall be in addition to finance charges permitted under subsection (a). Prepaid finance charges permitted under this subsection shall be fully earned when paid and such prepaid finance charges shall be nonrefundable unless the parties agree otherwise in writing. - 01/07/2026<br>| Recording fee is $124, within the limit - 01/08/2026<br>Prepaid finance charges on covered transactions shall be limited to an amount not to exceed 8% of the amount financed, provided that the aggregate amount of prepaid finance charges payable to the mortgage company or any person related to such company does not exceed 5% of the amount financed. Prepaid finance charges permitted under this subsection shall be in addition to finance charges permitted under subsection (a). Prepaid finance charges permitted under this subsection shall be fully earned when paid and such prepaid finance charges shall be nonrefundable unless the parties agree otherwise in writing. - 01/07/2026<br>. - 01/05/2026<br>|  | 2026-01-08 19:43 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-26 13:45 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX3). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Closing Disclosure provided is dated XXXXXX which is only 1 business day prior to closing. Please provide and and all Closing Disclosures provided to the Borrower. Otherwise there is no cure for this finding. . <br>|  | Please review - 01/05/2026<br>| Initial Closing Disclosure received. - 01/05/2026<br>Please review - 01/05/2026<br>|  | 2026-01-05 18:46 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-01-16 19:15 | Compliance | HPML Loan and Full Appraisal Required | HPML loans require full appraisal report and missing from file. The HPML Flag on the Compliance Results Page is 'Yes', but none of the entered valuation products on the Property Page include these Valuation Types: '1004 URAR','1073 Individual Condo Report','1025 Small Residential Income Report','2090 Individual Coop Report' OR one of the Valuation Types entered has a Valuation Waterfall selection of 'Not used'. . <br>|  |  | Loan passed QM testing - Apprasial not required. - 01/16/2026<br>|  | 2026-01-16 19:26 | Void | 3 |  | 3 | 1 |
| XXXXXX | 304896885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-23 02:13 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. High: The subject property is a refinance of a primary<br> residence, and the mailing address reported by the tax assessor<br> is not the subject property or aXXXXXX<br> Occupancy Affidavit is in file and mailing address is primary residence.<br>XXXXXX - Borrower's history of multiple real estate<br> purchases correlates with increased risk. XXXXXX)<br> No evidence of additional undisclosed properties found.<br>Borrower is not self-employed and employer phone<br> number is a cell phone. (XXXXXX)<br> Borrowers are retired and are receiving Retirement or Social Security income. No employer phone number required.<br> XXXXXX - Borrower may be associated with a business<br> although did not show self-employed (XXXXXX)<br> Borrower is retired. Date last seen of business is in XXXXXX. <br>|  | provided the LOX regarding the PO box, a processor cert regarding the multiple real estate purchases and the self-employment - 01/02/2026<br>| Fraud report provided. Condition resolved. - 01/06/2026<br>All Fraud Report Alerts have been cleared or None Exist - 01/06/2026<br>provided the LOX regarding the PO box, a processor cert regarding the multiple real estate purchases and the self-employment - 01/02/2026<br>|  | 2026-01-06 14:40 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304896885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-23 02:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-23 02:13 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304896885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-23 14:46 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd and interim cds - 01/14/2026<br>| Received all CDs - 01/15/2026<br>initial cd and interim cds - 01/14/2026<br>|  | 2026-01-15 19:25 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304897061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-23 18:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-23 18:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-23 18:42 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-23 18:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-26 21:32 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Closing Disclosure provided in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to the closing date of XXXXXX. Otherwise, there is no cure for this finding. <br>|  | Please review - 01/05/2026<br>| Received ICD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 17:04 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304897406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-14 15:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 15:39 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-14 15:40 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 15:40 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-16 17:40 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial CD. Need proof initial CD was received by the borrower 3 days before consummation date of XXXXXX. <br>|  | Confirmed the ICD is missing from the file - 12/17/2025 <br>Please see attached. - 01/02/2026<br>| Received initial CD - 01/05/2026<br>Please see attached. - 01/02/2026<br>|  | 2026-01-05 14:33 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304898857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 01:15 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). title coverage is for the 1st and 2nd lien bal <br>|  | There is no title commitment coverage for HELOANS - 01/02/2026<br>| There is no title commitment coverage for HELOANS. Condition resolved. - 01/05/2026<br> There is no title commitment coverage for HELOANS - 01/02/2026 |  | 2026-01-05 19:44 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304898857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 01:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 01:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304898857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 13:50 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX, which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to XXXXXX. Otherwise, there is no cure for this finding. <br>|  | Per review of the COC records in file, an Initial CD dated XXXXXX is missing for TRID Comp testing - 12/26/2025 <br>Please review - 01/05/2026 | Received ICD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 17:49 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304897591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 16:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 16:16 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-15 16:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 16:16 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-18 03:49 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) . <br>|  | please see rebuttal - 01/09/2026<br>| Received initial CD - 01/12/2026<br>please see rebuttal - 01/09/2026<br>|  | 2026-01-12 16:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-22 18:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 18:25 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304909792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-23 17:08 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd - 01/08/2026<br>| Received ICD - 01/09/2026<br>initial cd - 01/08/2026<br>|  | 2026-01-09 18:59 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304909792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-01-02 17:02 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 01/02/2026<br>| MLS provided. Condition resolved - 01/06/2026<br>provided the MLS - 01/02/2026<br>|  | 2026-01-06 16:44 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304909792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-09 19:02 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Appraisal fee added. CIC shows added on XXXXXX. Provide LE for this date <br>|  | rebuttal pkg - 01/13/2026<br>| Received corresponding LE for the addition of the fee - 01/14/2026<br>rebuttal pkg - 01/13/2026<br>Duplicate finding - 01/09/2026<br>|  | 2026-01-14 16:31 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-15 04:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 04:55 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-15 04:55 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 04:55 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-16 16:11 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) I was unable to locate a copy of the Initial Closing Disclosure, upon receipt additional findings may be added. <br>|  |  | Received ICD - 01/08/2026<br>|  | 2026-01-08 20:46 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-20 20:10 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Initial CD dated XXXXXX & Revised CD dated XXXXXX are missing from the file <br>|  | Initial closing disclosures - 01/07/2026<br>| Received ICD - 01/08/2026<br>Initial closing disclosures - 01/07/2026<br>|  | 2026-01-08 20:45 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 5 | 2025-12-15 22:53 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 22:53 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 5 | 2025-12-15 22:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 22:53 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 5 | 2025-12-18 04:11 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) .Missing initial CD <br>|  | Initial CD and compliance log attached for review - 12/30/2025<br>| Received initial CD - 01/01/2026<br>Initial CD and compliance log attached for review - 12/30/2025<br>|  | 2026-01-01 14:50 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 5 | 2026-01-01 14:53 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: VOE. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The CIC in the file discloses the fee was added on XXXXXX. Missing the revised LE associated with the addition of this fee. <br>|  | XXXXXX Loan estimate - 01/15/2026 <br> VOE was disclosed on LE and initial CD, both has been created, sent and acknowledged by borrower. - 01/06/2026 | Resolved - 01/16/2026<br> Received requrest LE - 01/16/2026<br> XXXXXX Loan estimate - 01/15/2026<br> The CIC in the file discloses the fee was added on XXXXXX. Missing the revised LE associated with the addition of this fee. - 01/07/2026<br> VOE was disclosed on LE and initial CD, both has been created, sent and acknowledged by borrower. - 01/06/2026 |  | 2026-01-16 20:24 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 5 | 2026-01-01 14:53 | Compliance | Insufficient Change of Circumstance (50001252) |  |  |  | Resolved - 01/16/2026<br>Duplicate finding - See related open finding - 01/01/2026<br>The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: VOE. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - 01/01/2026<br>|  | 2026-01-16 20:24 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304904615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 21:11 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX<br>|  | provided the RCE - 01/12/2026<br>| Coverage Amount - Hazard Insurance of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX. - 01/13/2026<br> LOE from XXXXXX was provided, confirming that the policy includes Option ID and provides coverage of at least 100% of the estimated replacement cost. Condition resolved. - 01/13/2026<br> provided the RCE - 01/12/2026 |  | 2026-01-13 19:28 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 21:30 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 21:30 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-23 13:55 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing the initial CD. Per CIC form in the file, CD's issuedXXXXXX, XXXXXX, and XXXXXX are not located in the file. <br>|  |  | Received ICD and all subsequent CDs. Finding resolved. - 02/26/2026<br>Resolved - 02/26/2026<br>|  | 2026-02-26 21:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304898847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-14 18:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 18:20 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304898847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-14 18:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 18:20 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304898847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 15:29 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial closing disclosures - 01/07/2026<br>| Received initial CD - 01/08/2026<br>initial closing disclosures - 01/07/2026<br>|  | 2026-01-08 20:21 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-22 20:32 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX <br>|  | 50% extended coverage - 01/05/2026<br>| Hazard insurance provided. 50% extended coverage. Condition resolved. - 01/06/2026<br> Coverage Amount - Hazard Insurance of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX - 01/06/2026<br> 50% extended coverage - 01/05/2026 |  | 2026-01-06 18:26 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-22 20:46 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 20:46 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-23 20:46 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The Initial CD dated for XXXXXX is missing. <br>|  | CD - 01/05/2026<br>| The Initial Closing Disclosure was received. - 01/05/2026<br>CD - 01/05/2026<br>|  | 2026-01-05 19:45 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304902281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-16 21:23 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. <br>|  | provided the HOI for XXXXXX thru XXXXXX also provided the HOi for XXXXXX thru XXXXXX - 01/02/2026 | HOI provided. Condition resolved. - 01/05/2026<br> Hazard Insurance Effective Date of XXXXXX is prior to or equal to the Disbursement Date of XXXXXX Or the Date(s) Are Not Provided - 01/05/2026<br> provided the HOI for XXXXXX thru XXXXXX also provided the HOi for XXXXXX thru XXXXXX - 01/02/2026 |  | 2026-01-05 16:58 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304902281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-16 21:38 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 21:39 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304902281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-17 18:09 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to XXXXXX. Otherwise, there is no cure for this finding. <br>|  | Per review of the COC record, the Initial CD dated XXXXXX is missing from the file - 12/26/2025 <br>initial CDs - 01/15/2026 | Received ICD - 01/16/2026<br>initial CDs - 01/15/2026<br>|  | 2026-01-16 18:57 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-26 12:28 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial Closing Disclosure <br>|  | Per review of the COC record in file, the Initial CD dated XXXXXX and Revised CDs dated XXXXXX & XXXXXX are missing from the file. Once provided for Comp testing, other findings may resolve or additional findings added. - 01/02/2026 <br>Please review - 01/05/2026 | Received ICD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 16:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-02 19:51 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-02 19:51 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-02 20:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-02 20:14 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-15 17:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 17:48 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-15 17:48 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 17:48 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-23 00:50 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC records in file, the Initial CD dated XXXXXX and revised CD dated XXXXXX are missing from the file <br>|  | initial closing disclosures - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial closing disclosures - 01/07/2026<br>|  | 2026-01-08 19:50 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904614 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 18:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 18:51 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904614 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-15 18:51 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 18:51 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904614 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 14:24 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Missing the initial Closing Disclosure issued XXXXXX. <br>|  | Missing ICD is a valid finding - 12/20/2025 <br>initial Cd - 01/08/2026<br>| Received ICD - 01/09/2026<br>initial Cd - 01/08/2026<br>|  | 2026-01-09 16:42 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2025-12-14 18:02 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 18:02 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2025-12-16 16:16 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The Initial Closing Disclosure appears to be missing from the file. Based on some of the documentation reviewed, the ICD may have been issued on XXXXXX<br>|  | Please see attached. - 12/31/2025<br>| Received initial CD - 01/01/2026<br>Please see attached. - 12/31/2025<br>|  | 2026-01-01 17:52 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2025-12-20 18:08 | Compliance | Charges That Cannot Increase Test (50001251) |  |  |  | Received initial CD - 01/01/2026<br>Resolved - 01/01/2026<br>|  | 2026-01-01 17:51 | Resolved |  | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2025-12-20 18:08 | Compliance | Insufficient Change of Circumstance (50001252) |  |  | Please see attached. - 12/31/2025<br>| Received initial CD - 01/01/2026<br>Resolved - 01/01/2026<br>Please see attached. - 12/31/2025<br>|  | 2026-01-01 17:52 | Resolved |  | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2025-12-20 18:08 | Compliance | Federal - Closing Disclosure and Consummation Date | Due to missing ICD <br>|  |  | Received initial CD - 01/01/2026<br>|  | 2026-01-01 17:52 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2025-12-30 21:42 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | provided the HOI - 01/02/2026<br>| HOI provided. Condition resolved. - 01/05/2026<br>Hazard Insurance Policy was provided. - 01/05/2026<br>provided the HOI - 01/02/2026<br>|  | 2026-01-05 16:45 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-17 04:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 04:37 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-17 19:25 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date ofXXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to XXXXXX. Otherwise, there is no cure for this finding. Also, please provide Closing Disclosures for Change of Circumstances that occurred on XXXXXX and XXXXXX as these changes contained fees that are zero tolerance fees. <br>|  | initial CD and interim CDs - 01/07/2026<br>| Received all CDs - 01/08/2026<br>initial CD and interim CDs - 01/07/2026<br>|  | 2026-01-08 15:50 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-31 16:15 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 16:15 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-15 00:50 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 00:50 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-16 15:11 | Compliance | Lender Credits That Cannot Decrease Test (50001262) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($78.00). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). <br>|  | Please see attached. - 01/02/2026<br>| Received initial CD - 01/05/2026<br>- 01/05/2026<br>Please see attached. - 01/02/2026<br>|  | 2026-01-05 14:04 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-16 15:15 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Please see attached. - 01/02/2026<br>| Received initial CD - 01/05/2026<br>Please see attached. - 01/02/2026<br>|  | 2026-01-05 14:04 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-18 14:14 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 12/19/2025<br>| Mortgage statement provided. Condition resolved - 12/22/2025<br>provided the MLS - 12/19/2025<br>|  | 2025-12-22 16:27 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-18 18:57 | Credit | All Interested Parties Not Checked with Exclusionary Lists | All interested parties not checked with exclusionary lists. Fraud report showed a possible match on XXXXXX for processor (XXXXXX). <br>|  | provided the XXXXXX search for XXXXXX (no matches) - 01/02/2026 | Sam.gov search provided. Condition resolved. - 01/05/2026<br> All Interested Parties Checked against Exclusionary Lists - 01/05/2026<br> provided the XXXXXX search for XXXXXX (no matches) - 01/02/2026 |  | 2026-01-05 21:57 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-18 18:59 | Credit | Missing letter of explanation | The loan file is missing an lox for address variation listed on the credit report. (XXXXXX)  |  | provided the LOX for the address (XXXXXX- 01/02/2026 | LOE provided. Condition resolved. - 01/05/2026<br> provided the LOX for the address (XXXXXX - 01/02/2026 |  | 2026-01-05 22:00 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-18 19:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 22:08 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-19 19:33 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | please see attached rebuttal - 01/09/2026<br>| Received ICD - 01/12/2026<br>please see attached rebuttal - 01/09/2026<br>|  | 2026-01-12 18:58 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-29 14:59 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. <br>|  | provided the W2s - 01/06/2026<br>| Borrower 1 W2's provided. Condition resolved. - 01/07/2026<br>provided the W2s - 01/06/2026<br>|  | 2026-01-07 21:44 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-29 15:30 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-29 15:30 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-30 15:08 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC document in file, the Initial Closing Disclosure dated XXXXXX is missing from the file. Please provide for Comp testing, which may resolve open findings or generate new ones. <br>|  | Please review - 01/07/2026<br>| Received ICD - 01/08/2026<br>Please review - 01/07/2026<br>|  | 2026-01-08 16:21 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-30 15:17 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). there is no valid coc for the increase <br>|  | Please review - 01/07/2026<br>| Received CIC for increased fees - 01/08/2026<br>Resolved - 01/08/2026<br>Please review - 01/07/2026<br>|  | 2026-01-08 16:20 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2025-12-30 15:17 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) initial CD is missing <br>|  | Please review - 01/07/2026<br>| Received ICD - 01/08/2026<br>Resolved - 01/08/2026<br>Please review - 01/07/2026<br>|  | 2026-01-08 16:20 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | 2025-12-29 20:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 20:10 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | 2025-12-30 21:01 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Appraisal fee was added to FCD. CIC indicates fee was added XXXXXX <br>|  | Please review - 01/15/2026<br>| Received ICD and CIC - 01/16/2026<br>Please review - 01/15/2026<br>|  | 2026-01-16 21:24 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | 2025-12-30 21:01 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) missing the initial CD <br>|  | The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX. Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/15/2026 | Received ICD - 01/16/2026<br> The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX. Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/15/2026 |  | 2026-01-16 21:23 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | 2026-01-06 07:55 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-06 07:55 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-26 14:40 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-26 14:40 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-26 14:43 | Credit | Missing letter of explanation | The loan file is missing a lox for address variations found on the credit report. (XXXXXX and XXXXXX). For credit standards, guidelines require following XXXXXX requirements when AUS is absent.  |  | provided the LOX for the address on XXXXXX - 01/07/2026 | LOE provided. Condition resolved. - 01/09/2026<br> provided the LOX for the address on XXXXXX - 01/07/2026 |  | 2026-01-09 13:48 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304907077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-02 21:46 | Compliance | Federal - Closing Disclosure and Consummation Date | The XXXXXX Closing Disclosure provided is less than 3 business days from the closing date of XXXXXX. Please provide all Closing Disclosures provided. Additional findings may apply.  |  | Client provided Initial CD issued XXXXXX and Revised CD issued XXXXXX - 01/28/2026 <br> initial cd and interim cd - 01/27/2026 | Resolved - 01/28/2026<br> Client provided Initial CD issued XXXXXX and Revised CD issued XXXXXX - 01/28/2026<br> initial cd and interim cd - 01/27/2026 |  | 2026-01-28 20:05 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305013236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-30 12:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 12:17 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-30 22:11 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD <br>|  | initial cd - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 20:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305013236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-05 23:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 23:01 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-23 15:53 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Attached is the initial CD issued XXXXXX - 01/28/2026 <br> Attached - closing disclosure - 01/19/2026 <br> Attached - Initial Closing Disclosures - 01/14/2026 | Client provided Initial CD issued XXXXXX with CC record to support; finding resolved - 01/28/2026<br> Attached is the initial CD issued XXXXXX - 01/28/2026<br> I have opened all of the files but do not see a copy of the initial Closing Disclosure. Please advise which attachment contains the missing disclosure, as I am not seeing it. - 01/21/2026<br> Attached - closing disclosure - 01/19/2026<br> Please provide the Initial Closing Disclosure (s). The document attached is multiple copies of the loan estimate. - 01/15/2026<br> Attached - Initial Closing Disclosures - 01/14/2026 |  | 2026-01-28 22:33 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304907273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-31 20:50 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing Property Condition/Comparable Inspection (PCI) <br>|  | PCI - 12/31/2025<br>| PCI Report provided. No risks noted. - 01/05/2026<br>PCI - 12/31/2025<br>|  | 2026-01-05 14:29 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304907273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-31 20:52 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. missing Senior Lien Origination note/documentation <br>|  | provided the MLS for the senior lien - 01/02/2026<br>| 1st lien statement provided. - 01/05/2026<br>provided the MLS for the senior lien - 01/02/2026<br>|  | 2026-01-05 14:25 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304907273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-28 22:23 | Compliance | Federal - Closing Disclosure and Consummation Date |  |  |  | Resolved - 01/28/2026<br>|  | 2026-01-28 22:31 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-29 20:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 20:13 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-29 20:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-29 20:13 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-30 14:19 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) initial closing disclosure is missing <br>|  | Please review - 01/07/2026<br>| Received ICD - 01/08/2026<br>Please review - 01/07/2026<br>|  | 2026-01-08 17:46 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-30 14:22 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC document in file, the Initial Closing Disclosure dated XXXXXX and Revised CDs dated XXXXXX & XXXXXX are missing form the file. Please provide for Comp testing, which may resolve existing findings or generate new ones. <br>|  | Please review - 01/07/2026<br>| Received ICD - 01/08/2026<br>Please review - 01/07/2026<br>|  | 2026-01-08 17:46 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-01-06 00:42 | Compliance | HPML Loan and Full Appraisal Required | HPML loans require full appraisal report and missing from file. . <br>|  | XXXXXX. 2nd lien. Financed amount $XXXXXX. APOR 5.890% + 6.5 pts = 12.390% APR threshold. APR on Final CD 11.883% within threshold. QM rebuttable presumption.(see attached) AVM used. - 01/07/2026 | Loan passed QM testing - Appraisal not required - 01/08/2026<br> HP QM. 2nd lien. Financed amount $XXXXXX. APOR 5.890% + 6.5 pts = 12.390% APR threshold. APR on Final CD 11.883% within threshold. QM rebuttable presumption.(see attached) AVM used. - 01/07/2026 |  | 2026-01-08 16:27 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-12 21:36 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2025-12-12 21:36 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-12 21:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 21:36 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-18 20:17 | Compliance | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | The Last Loan Estimate was provided on (XXXXXX) which is on or after (XXXXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) Missing initial CD <br>|  | See TRID Package uploaded to CD/Consummation timing condition - 01/28/2026<br>| See TRID Package uploaded to CD/Consummation timing condition - 01/28/2026<br>. - 01/08/2026<br>- 01/08/2026<br>|  | 2026-01-28 15:22 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-18 20:27 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | All initial Closing Disclosures - 01/07/2026<br>| Received initial CD. - 01/08/2026<br>All initial Closing Disclosures - 01/07/2026<br>|  | 2026-01-08 13:32 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-01-08 13:40 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (XXXXXX) via (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXX), for consummation to occur on (XXXXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Please provide disclosure tracking for the date the borrower received the intial CD <br>|  | Document tracking for disclosures provided to show ICD was delivered and electronically signed within 3 business day time frame - 01/28/2026 <br>Attached TRID Package for review - 01/28/2026<br>| Document tracking for disclosures provided to show ICD was delivered and electronically signed within 3 business day time frame - 01/28/2026<br>Attached TRID Package for review - 01/28/2026<br>|  | 2026-01-28 15:22 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-22 20:36 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 20:36 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-23 18:02 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) .Missing initial CD <br>|  | rebuttal sent for review - 01/16/2026<br>| Received ICD - 01/16/2026<br>rebuttal sent for review - 01/16/2026<br>|  | 2026-01-16 18:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2026-01-02 17:27 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 01/02/2026<br>| Mortgage statement provided T&I escrowed. Condition resolved. - 01/06/2026<br>provided the MLS - 01/02/2026<br>|  | 2026-01-06 14:21 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-01-16 18:03 | Compliance | Charges That Cannot Increase Test (50001251) |  |  |  | Received ICD - 01/16/2026<br>Resolved - 01/16/2026<br>|  | 2026-01-16 18:06 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-16 18:03 | Compliance | Insufficient Change of Circumstance (50001252) |  |  |  | Received ICD - 01/16/2026<br>Resolved - 01/16/2026<br>|  | 2026-01-16 18:07 | Resolved | 1 | 1 | 3 | 1 |
| XXXXXX | 304908495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-14 16:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 16:36 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304908495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-14 16:37 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-14 16:37 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304908495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-16 16:47 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial Closing Disclosure dated XXXXXX is not three business days before the consummation date of XXXXXX. Please provide and and all Closing Disclosures issued three business days prior to XXXXXX. Otherwise there is no cure for this finding. <br>|  | please see attached rebuttal - 01/08/2026<br>| Received initial CD - 01/09/2026<br>please see attached rebuttal - 01/08/2026<br>|  | 2026-01-09 14:51 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-16 20:00 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX<br>|  | HOI Additional 25% replacement cost - 12/29/2025<br>| Replacement cost added. Condition resolved. - 12/31/2025<br> Coverage Amount - Hazard Insurance of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX - 12/31/2025<br> HOI Additional 25% replacement cost - 12/29/2025 |  | 2025-12-31 04:51 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-16 20:11 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 20:11 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-17 17:01 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $225.00 for 0% tolerance fees.<br>Appraisal Fee increased from $625 to $850 on the CD dated XXXXXX. The COC reflects this fee increased on XXXXXX. <br>|  | rebuttal pkg - 01/13/2026<br>| Received corresponding LE - 01/14/2026<br>rebuttal pkg - 01/13/2026<br>|  | 2026-01-14 17:34 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-17 17:01 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $225.00 for 0% tolerance fees.<br>Appraisal Fee increased from $625 to $850 on the CD dated XXXXXX. The COC reflects this fee increased on XXXXXX. <br>|  |  | - 01/14/2026<br>|  | 2026-01-14 17:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2025-12-17 17:01 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial CD. Need proof initial CD was received by the borrower 3 days before consummation date of XXXXXX <br>|  | Per review of the COC records in file, the Initial CD dated XXXXXX as well as Revised CDs dated XXXXXX & XXXXXX are missing. Please provide for complete Comp testing - 12/29/2025 <br>please see documents with XXXXXX for CD dated XXXXXX - 01/14/2026 <br> compliance check and initial cd's - 01/13/2026 | Received complete CD - 01/14/2026<br> please see documents with page 5 for CD dated XXXXXX - 01/14/2026<br> Page 5 of the Closing Disclosure dated XXXXXX is missing. Please provide. - 01/14/2026<br> compliance check and initial cd's - 01/13/2026 |  | 2026-01-14 17:27 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304908493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-25 02:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-25 02:38 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-25 02:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-25 02:38 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-26 13:10 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The only Closing Disclosure provided is dated XXXXXX which is less than 3 business days prior to the closing date of XXXXXX. Please provide and and all Closing Disclosures provided to the Borrower at least 3 business days prior to closing. Otherwise, there is no cure for this finding. <br>|  | Hello. Please see attached - 01/16/2026<br>| Received initial CD - 01/20/2026<br>Hello. Please see attached - 01/16/2026<br>|  | 2026-01-20 13:34 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304908493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-30 18:40 | Compliance | Federal - Closing Disclosure and Consummation Date | The only Closing Disclosure provided is dated XXXXXX which is less than 3 business days prior to the closing date of XXXXXX. Please provide and and all Closing Disclosures provided to the Borrower at least 3 business days prior to closing. Otherwise, there is no cure for this finding.  |  |  | Received initial CD - 01/20/2026<br>|  | 2026-01-20 13:35 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304908488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 22:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 22:57 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-15 22:57 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 22:57 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 16:21 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial closing disclosures - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial closing disclosures - 01/07/2026<br>|  | 2026-01-08 21:07 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304908687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-28 15:02 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title report does not show any title coverage amount on the document. Per guidelines, an Alta Standard Coverage Policy insuring the 2nd lien amount is required. <br>|  | title insurance is not needed on HELOANs - 01/07/2026<br>| Title Search in file. Not required per GL's - 01/09/2026<br>title insurance is not needed on HELOANs - 01/07/2026<br>|  | 2026-03-03 20:59 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304908687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-28 15:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 15:47 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-29 15:32 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The Initial Closing Disclosure is missing as well as any other revised closing disclosures issued before closing. <br>|  | Per review of the COC record in file, the Initial CD dated XXXXXX and Revised CDs dated XXXXXX and XXXXXX are missing for Comp testing. Once provided other findings may resolve or additional findings may be added. - 01/02/2026 <br>please see attached rebuttal with initial cd - 01/09/2026 | Received ICD - 01/12/2026<br>please see attached rebuttal with initial cd - 01/09/2026<br>|  | 2026-01-12 18:23 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-17 18:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 18:30 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-18 15:16 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC records in the file, an Initial CD dated XXXXXX and possibly a revised CD dated XXXXXX are missing for TRID Comp testing <br>|  | initial cd and interim cds - 01/08/2026<br>| Received ICD - 01/09/2026<br>initial cd and interim cds - 01/08/2026<br>|  | 2026-01-09 18:38 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-30 22:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 22:00 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-01-09 18:45 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) |  |  |  | The total amount of the 10% category fees on the last Closing Disclosure ($1,283.00) has increased by more than 10% over the current baseline value of ($723.00). The total amount of fees in the 10% category cannot exceed ($795.30). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Coordinator Fee, Unknown Fees – Non-Finance Charge). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - 01/09/2026<br>|  | 2026-01-09 18:54 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-09 18:45 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001257) |  |  |  | The total amount of the 10% category fees ($1,283.00) has increased by more than 10% over the current baseline value of ($723.00). The total amount of fees in the 10% category cannot exceed ($795.30). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Coordinator Fee, Unknown Fees – Non-Finance Charge). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - 01/09/2026<br>| All fees are disclosed and accurate | 2026-01-09 18:54 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304908686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-18 19:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 19:22 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-18 19:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-18 19:22 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-19 17:11 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Please review - 01/05/2026<br>| Received ICD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 17:54 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304908686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-06 17:57 | Compliance | Federal - Closing Disclosure and Consummation Date |  |  |  | Received ICD - 01/06/2026<br>Resolved - 01/06/2026<br>|  | 2026-01-06 17:59 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304908718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 20:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 20:05 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-15 20:06 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-15 20:06 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304908718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-17 16:07 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd and compliance log - 12/30/2025<br>| Received CDs - 12/31/2025<br>initial cd and compliance log - 12/30/2025<br>|  | 2025-12-31 19:42 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 5 | 2025-12-24 23:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-24 23:41 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 5 | 2025-12-26 16:04 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD <br>|  | Hello. Please see attached - 01/16/2026<br>| Received initial CD - 01/16/2026<br>Hello. Please see attached - 01/16/2026<br>|  | 2026-01-16 17:11 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 5 | 2026-01-02 20:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-02 20:34 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 5 | 2026-01-02 21:00 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC record in file, the Initial CD dated XXXXXX and Revised CD dated XXXXXX are missing. Once provided for Comp testing, other findings may resolve or new ones added. <br>|  | Hello. Please see attached - 01/15/2026<br>| Received initial CD - 01/16/2026<br>Hello. Please see attached - 01/15/2026<br>|  | 2026-01-16 17:11 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 5 | 2026-01-16 17:06 | Compliance | Federal - Closing Disclosure Business Day Waiting Period Date Warnings |  |  | initial cd and interim cd - 01/19/2026<br>| Initial CD was received - 02/03/2026<br>initial cd and interim cd - 01/19/2026<br>Received initial CD - 01/16/2026<br>|  | 2026-02-03 16:29 | Resolved |  | 1 | 4 | 1 |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-29 03:29 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-29 03:30 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-29 03:44 | Credit | Missing letter of explanation | The loan file is missing lox for address variation listed on the credit report. (XXXXXX).  |  | provided the LOX for the address at XXXXXX - 01/06/2026 | LOE provided. Condition resolved. - 01/08/2026<br> provided the LOX for the address at XXX- 01/06/2026 |  | 2026-01-08 14:55 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-29 03:47 | Credit | Credit Documentation - Credit Supplement Missing | The loan file did not contain the credit supplement as required. XXXXXX statement dated XXXXXX showed a total payment due of $XXXXXX which included a past due payment of $XXXXXX . The loan file is missing a credit supplement to support the past due payment has been paid. <br>|  | provided the credit supplement reflecting all payment made on time - 01/06/2026<br>| Credit Supplement provided. Condition resolved. - 01/08/2026<br>provided the credit supplement reflecting all payment made on time - 01/06/2026<br>|  | 2026-01-08 15:05 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-29 12:37 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial Closing Disclosure appears to be missing. The only Closing Disclosure provided is dated XXXXXX which is the same day as closing. Please provide any and all Closing Disclosures provided. Additional findings may apply upon receipt and review. <br>|  | rebuttal pkg - 01/14/2026<br>| Received initial CD - 01/15/2026<br>rebuttal pkg - 01/14/2026<br>|  | 2026-01-15 18:58 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-06 12:29 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 01/06/2026<br>| MLS provided. Condition resolved. - 01/08/2026<br>provided the MLS - 01/06/2026<br>|  | 2026-01-08 14:59 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | 2025-12-19 16:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-19 16:06 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | 2025-12-19 16:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-19 16:06 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | 2025-12-23 16:33 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 21:43 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | 2026-01-08 21:48 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($257.20) has increased by more than 10% over the current baseline value of ($161.00). The total amount of fees in the 10% category cannot exceed ($177.10). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). CIC disclosed recording fees were increased on XXXXXX, however the increase was not added until the final CD issued XXXXXX, which is outside of the 3 day disclosure window <br>|  | Please review attached rebuttal package - 01/28/2026<br>| Received CIC and CD for increased fee - 01/28/2026<br>- 01/28/2026<br>Please review attached rebuttal package - 01/28/2026<br>|  | 2026-01-28 21:02 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | 2026-01-08 21:48 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001257) |  |  | Please see rebuttal package uploaded to other condition for 10% recording fees - 01/28/2026<br>| Received CIC and CD for increased fee - 01/28/2026<br>Please see rebuttal package uploaded to other condition for 10% recording fees - 01/28/2026<br>- 01/28/2026<br>duplicate finding - 01/08/2026<br>The total amount of the 10% category fees ($257.20) has increased by more than 10% over the current baseline value of ($161.00). The total amount of fees in the 10% category cannot exceed ($177.10). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - 01/08/2026<br>|  | 2026-01-28 21:01 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | 2026-01-08 21:48 | Compliance | Charges That Cannot Increase Test (50001251) |  |  | Please review attached rebuttal package - 01/28/2026<br>| Received CIC and CD for increased fee - 01/28/2026<br>- 01/28/2026<br>Please review attached rebuttal package - 01/28/2026<br>The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Verification of Employment/Income Fee, Document Preparation Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - 01/08/2026<br>|  | 2026-01-28 21:03 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | 2026-01-08 21:48 | Compliance | Insufficient Change of Circumstance (50001252) |  |  | TRID Package attached for review - 01/28/2026<br>| Received CIC and CD for increased fee - 01/28/2026<br>- 01/28/2026<br>TRID Package attached for review - 01/28/2026<br>The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Verification of Employment/Income Fee, Document Preparation Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - 01/08/2026<br>|  | 2026-01-28 21:02 | Resolved | 1 | 1 | 4 | 1 |
| XXXXXX | 304911734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-22 16:59 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 16:59 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304911734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-23 18:36 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Please review - 01/05/2026<br>| Received ICD - 01/06/2026<br>Please review - 01/05/2026<br>|  | 2026-01-06 17:17 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304911734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-01-02 16:50 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing Senior Lien Origination note/documentation <br>|  | provided the MLS - 01/02/2026<br>| MLS provided. Condition resolved - 01/06/2026<br>provided the MLS - 01/02/2026<br>|  | 2026-01-06 16:47 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304911734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-06 17:19 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (XXXXXX) via (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXX), for consummation to occur on (XXXXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Provide disclosure tracking for borrower's receipt of ICD <br>|  | The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/06/2026 | Received borrowers electronic receipt of CD - 01/07/2026<br> The initial CD was electronically sent to the borrower(s) on XXXXXX. The borrower acknowledged receipt of the CD on XXXXXX. Loan closed XXXXXX. Timing was met. Please see attached supporting documentation. - 01/06/2026 |  | 2026-01-07 14:35 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305012636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-18 15:27 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 15:45 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305012636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-19 19:44 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | compliance log showing delivery dates - 01/15/2026 <br>initial cd - 01/07/2026<br>| Received ICD - 01/16/2026<br>Received ICD - 01/16/2026<br>compliance log showing delivery dates - 01/15/2026<br>Initial CD received however it was not signed; using mailbox rule borrower would not receive 3 days prior to closing. Please provide proof of electronic delivery. - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-16 19:32 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305012636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-31 15:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-31 15:45 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305011913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-22 22:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 22:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305011913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-22 22:49 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 22:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305011913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 19:44 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (XXXXXX) via (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXX), for consummation to occur on (XXXXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD <br>|  | Please review provided documents. - 12/31/2025<br>| Received CD - 01/01/2026<br>Please review provided documents. - 12/31/2025<br>|  | 2026-01-01 17:33 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304983633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-30 15:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 15:40 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304983633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-30 15:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 15:40 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304983633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-31 13:07 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to the closing date of XXXXXX. The CD provided is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide Initial Closing Disclosure and all subsequent closing disclosures (if applicable) issued to the Borrower prior to the Final CD. <br>|  | initial CD and interim CDs - 01/19/2026<br>| Received all CDs - 01/21/2026<br>initial CD and interim CDs - 01/19/2026<br>|  | 2026-01-21 15:33 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304983632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-30 13:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 13:44 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304983632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-30 13:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 13:45 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304983632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-31 14:34 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provided in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide a Closing Disclosure provided to the Borrower 3 business days prior to XXXXXX. Otherwise, there is no cure for this finding. <br>|  | initial cd - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 18:45 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304983632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-05 19:34 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC document in file, the Initial Closing Disclosure dated XXXXXX is missing from the file as well as any Revised CDs issued on the same date. Please provide for Comp testing, which may resolve existing findings or generate new ones. <br>|  | interim cds - 01/07/2026<br>| Received ICD - 01/08/2026<br>interim cds - 01/07/2026<br>|  | 2026-01-08 18:45 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305013292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 2 | 2025-12-27 23:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 17:08 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 2 | 2025-12-29 13:32 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial Closing Disclosure appears to be missing. The sole Closing Disclosure provided is dated XXXXXX which is the same date as closing. Please provide any and all Closing Disclosures for review. Additional conditions may apply. <br>|  | all CDs - 01/07/2026<br>| Recieived ICD - 01/08/2026<br>all CDs - 01/07/2026<br>|  | 2026-01-08 21:15 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 9 | 2025-12-30 09:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 09:20 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 9 | 2025-12-30 09:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 09:21 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 9 | 2025-12-30 16:11 | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of ($10.84) and a (5.0%) Late Fee Percent. In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed 4% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (12 CFR 1026.34(a)(8)(i)) Note reflects a 5% late charge after 10 days <br>|  |  | Confirmed loan is not high cost - 01/20/2026<br>Resolved - 01/20/2026<br>|  | 2026-01-20 19:15 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 9 | 2025-12-30 16:11 | Compliance | Federal - Minimum Grace Period (01/14) | The grace period in this transaction is 10.0 days. In connection with a Federal High-Cost Mortgage a late payment charge may be imposed only if the payment is not received by the end of the 15-day period beginning on the date the payment is due. (12 CFR 1026.34(a)(8)(ii)) Note reflects a 5% late charge after 10 days <br>|  |  | Confirmed loan is not high cost - 01/20/2026<br>Resolved - 01/20/2026<br>|  | 2026-01-20 19:15 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 9 | 2025-12-30 16:11 | Compliance | AbilityToRepay: QMPointsAndFees | The loan fees ($XXXXXX exceed the (QM) (Note Amount >=$XXXXXX and <$XXXXXX) fee limit, which is 5% of the Total Loan Amount ($XXXXXX), the difference is ($142.80). (12 CFR 1026.43(e)(3). The loan fees ($XXXXXX) exceed the (QM) (Note Amount >=$XXXXXX and <$XXXXXX) fee limit, which is 5% of the Total Loan Amount (XXXXXX), the difference is ($XXXXXX)<br>Missing Undiscounted Rate to bona fide the discount points. <br>|  | QM rebuttal provided for review - 01/16/2026<br>| Confirmed loan is not high cost - 01/20/2026<br>Resolved - 01/20/2026<br>Loan is nonQM - 01/20/2026<br>QM rebuttal provided for review - 01/16/2026<br>|  | 2026-01-20 19:16 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 9 | 2025-12-30 16:11 | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. <br>|  | Hello. Please advise what's needed to clear this conditoin - 01/16/2026<br>| Confirmed loan is not high cost - 01/20/2026<br>Resolved - 01/20/2026<br>Hello. Please advise what's needed to clear this conditoin - 01/16/2026<br>|  | 2026-01-20 19:16 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 9 | 2025-12-30 16:11 | Compliance | HighCost: APR/FEES | The loan fees ($XXXXXX) exceed the (FED2014) (Note Amount >=$XXXXXX) fee limit, which is 5% of the Total Loan Amount ($XXXXXX), the difference is ($142.80). (12 CFR 1026.32). The loan fees ($XXXXXX) exceed the (FED2014) (Note Amount >=$XXXXXX) fee limit, which is 5% of the Total Loan Amount ($XXXXXX, the difference is ($142.80). <br>|  |  | Confirmed loan is not high cost - 01/20/2026<br>Resolved - 01/20/2026<br>|  | 2026-01-20 19:16 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 8 of 9 | 2025-12-30 16:11 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing Initial CD. Need proof initial CD was received by the borrower 3 days before consummation date of XXXXXX <br>|  | Timing rebuttal attached for review - 01/16/2026<br>| Confirmed loan is not high cost - 01/20/2026<br>Timing rebuttal attached for review - 01/16/2026<br>|  | 2026-01-20 19:17 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 9 of 9 | 2026-01-05 20:24 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Per review of the COC document in file, the Initial Closing Disclosure dated XXXXXX and Revised CDs dated XXXXXX & 1XXXXXXare missing. Please provide for Comp testing, which may resolve current findings or generate new ones <br>|  | ICD requested - 01/16/2026<br>| Confirmed loan is not high cost - 01/20/2026<br>Received ICD - 01/20/2026<br>ICD requested - 01/16/2026<br>|  | 2026-01-20 19:17 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305013291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-19 17:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-19 17:45 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-19 17:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-19 17:46 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-22 17:27 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Missing initial CD <br>|  | initial cd - 01/07/2026<br>| Received ICD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 21:12 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305013429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-02 15:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-02 15:52 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-02 15:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-02 15:53 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305013429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-02 21:19 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not three business days before the consummation date of (XXXXXX). Three business days before the consummation date is (XXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The CD provide in the file is dated XXXXXX which is not 3 business days prior to the closing date of XXXXXX. Please provide the Initial Closing Disclosure and any subsequent closing disclosures issued to the Borrower prior to the Final CD. Additional conditions may apply upon review. <br>|  | initial cd - 01/07/2026<br>| Received initial CD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 14:02 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305013290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-22 13:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 13:26 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305013290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-22 13:26 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 13:26 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 305013290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-23 15:22 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial cd - 01/07/2026<br>| Received initlal CD - 01/08/2026<br>initial cd - 01/07/2026<br>|  | 2026-01-08 21:27 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 305024464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-01-05 21:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-05 21:56 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 305024464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-01-06 17:36 | Credit | Eligibility - Citizenship Requirements | The documented citizenship does not meet guideline requirements. The borrower is a non-permanent resident alien. Per guidelines, If the Borrower is a Non-Permanent Resident Alien, the file must contain evidence of lawful residency. This documentation is missing from a loan file. <br>|  | resident alien card - 01/06/2026<br>| Visa provided. Condition resolved. - 01/08/2026<br>resident alien card - 01/06/2026<br>|  | 2026-01-08 14:23 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305024464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-01-06 17:46 | Credit | Borrower 1 Personal Tax Returns Missing | Borrower 1 personal Tax Returns missing. The borrower is a non-permanent resident alien. According to the guidelines, the borrower must provide two years of personal federal tax returns. This documentation is missing from the loan file. <br>|  | XXXXXX tax returns - 01/06/2026 | Borrower 1 personal Tax Returns provided. Condition resolved. - 01/08/2026<br>2023 & 2024 tax returns - 01/06/2026<br>|  | 2026-01-08 14:27 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305024464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-01-06 18:04 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-06 18:04 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304905150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-15 16:14 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Non-material; downgraded to B. <br>|  |  |  |  | 2025-12-18 21:30 | Acknowledged | 2 | 2 | 3 | 2 |
| XXXXXX | 304905150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-15 18:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 18:13 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304905150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-15 18:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 18:13 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304905150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-16 18:40 | Compliance | Indiana - Periodic/360 (30/360) Accrual Method Prohibited (UCCC) | Please adjust the accrual method. Effective July 1, 2020, XXXXXX DFI prohibits the 30/360 interest accrual method for Junior Lien Loans. (XXXXXX Code 24-4.5-2-201(4)(a)(ii); 24-4.5-3-201(3)(b)(ii); IN DFI Advisory Letter 2020-01) . <br>|  | We've consulted our document vendor's legal counsel, and they confirmed that their system uses actual days for this calculation rather than a standard 30-day month. We also ran the loan through XXXXXX, and the resulting monthly payment matches.<br> Please advise. - 01/20/2026 <br> XXXXXX REPORT UPLOADED<br>- 01/20/2026 | Accrual days are in complaince - 01/21/2026<br> We've consulted our document vendor's legal counsel, and they confirmed that their system uses actual days for this calculation rather than a standard 30-day month. We also ran the loan through XXXXXX, and the resulting monthly payment matches.<br> Please advise. - 01/20/2026<br> XXXXXX REPORT UPLOADED<br>- 01/20/2026 |  | 2026-01-21 15:58 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304892919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-11 19:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-11 19:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-11 19:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-11 19:21 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-19 23:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 23:05 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-21 17:38 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. File does not contain 12 month history for second mortgage with XXXXXX #XXXXXX. <br>|  | see attached. borrower not obligated for payment - 01/05/2026<br>| Docs provided. Condition resolved. - 01/06/2026<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - 01/06/2026<br>see attached. borrower not obligated for payment - 01/05/2026<br>|  | 2026-01-06 22:50 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-21 18:19 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. Effective nate isXXXXXX and note date is XXXXXX. <br>|  | This loan is a refinance. We provided evidence of coverage from XXXXXX, as well as the renewal policy. This should be sufficient. PCCD attached per previous request. - 01/07/2026 <br> This loan is a refinance. We provided evidence of coverage from XXXXXX, as well as the renewal policy. This should be sufficient. - 01/07/2026 <br> see attached policy - 01/05/2026 | XXXXXX policy in file. Condition resolved. - 01/09/2026<br> Hazard Insurance Effective Date of XXXXXX is prior to or equal to the Disbursement Date of XXXXXX Or the Date(s) Are Not Provided - 01/09/2026<br> This loan is a refinance. We provided evidence of coverage from XXXXXX, as well as the renewal policy. This should be sufficient. PCCD attached per previous request. - 01/07/2026<br> This loan is a refinance. We provided evidence of coverage from XXXXXX, as well as the renewal policy. This should be sufficient. - 01/07/2026<br> Condition upheld. Please provide final CD. - 01/06/2026<br> see attached policy - 01/05/2026 |  | 2026-01-09 16:08 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-21 18:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-21 18:28 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-22 18:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 18:42 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304895431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-30 20:22 | Credit | Title - Lien Position | Title documents provided in the loan file verified a subject lien position which is greater than a 2nd lien. There is a Home Improvement loan reporting on the credit report as a mortgage, opened on XXXXXX; however, the "mortgage" does not appear on the title report dated XXXXXX. Need clarification/evidence that this is not in fact a mortgage against the subject property, no other properties are listed on the 1003. Subject lien position could be at risk. <br>|  | UW LOX - 01/07/2026<br>| Explanation provided. itle documents do not reference any lien outside of their existing first mortgage. The lender for the tradeline in question,XXXXXX, provides unsecured home improvement loans to pay contractors after the work has been completed. There's no risk for any undisclosed lien as the contractor would have been paid in full through this financing. This is a "Home Improvement Loan" as referenced on the tradeline, \*not\* a mortgage. <br> - 01/10/2026<br> UW LOX - 01/07/2026 |  | 2026-01-10 04:52 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304895431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-30 20:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 20:22 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304895431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-01-01 22:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-01 22:14 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-29 17:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 17:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-29 17:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 17:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 23:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-30 23:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-24 02:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 20:06 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-24 02:04 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 20:04 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304894709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-26 16:58 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($375.00) has increased by more than 10% over the current baseline value of ($291.00). The total amount of fees in the 10% category cannot exceed ($320.10). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording fee increased from $291 to $375, which is $54.90 over the 10% variance limit. <br>|  | attached, no refund required. - 01/05/2026<br>| Received PCCD correcting the recording fee - 01/06/2026<br>attached, no refund required. - 01/05/2026<br>|  | 2026-01-06 13:54 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304894709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-26 16:58 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) FCD disclosed disbursement date of XXXXXX, however documents were not executed until XXXXXX, so ineligible for disbursement until XXXXXX<br>|  | Received PCCD correcting disbursement date - 01/06/2026 <br>attached to clear - 01/05/2026<br>| . - 01/06/2026<br>Received PCCD correcting disbursement date - 01/06/2026<br>attached to clear - 01/05/2026<br>|  | 2026-01-06 13:54 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305012725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-31 18:35 | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. Missing employment gap letter, LOE provided only shows that he has been employed since XXXXXX to current, but VOE shows recent start date of XXXXXX and the XXXXXX W2s reflect less income (about 6 months $XXXXXX and less than XXXXXX). <br>|  | The WVOE's on file confirm borrower left XXXXXXand was hired at XXXXXX from XXXXXX (XXXXXX on file). The XXXXXX for XXXXXX shows rehire date of XXXXXX to current. - 01/09/2026 | The VVOE's in file document to employment history. Condition resolved. - 01/13/2026<br> The WVOE's on file confirm borrower left XXXXXX and was hired at XXXXXX from XXXXXX (XXXXXX on file). The XXXXXX forXXXXXX shows rehire date of XXXXXX to current. - 01/09/2026 |  | 2026-01-13 14:42 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305012725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-31 23:34 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Discount Points added on initial C.D. (XXXXXX) in the amount of $XXXXXX. C.O.C./Lender Credit missing. <br>|  | NOLC - 01/08/2026<br>| Received revised LE and CIC for addition of fees - 01/09/2026<br>NOLC - 01/08/2026<br>|  | 2026-01-09 17:21 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305012725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-01-06 13:35 | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Per guidelines- A copy of the first lien note or written VOM that includes financing terms must be obtained <br>|  | VOM - 01/09/2026<br>| MLS provided. Condition resolved. - 01/13/2026<br>VOM - 01/09/2026<br>|  | 2026-01-13 14:34 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 305012725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-06 13:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 13:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304903207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 21:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 21:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304903207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-05 22:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 22:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304903207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-05 22:06 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-05 22:06 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-25 02:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-06 15:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-25 02:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-06 15:14 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-06 21:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-06 21:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-12 23:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-12 23:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-30 20:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 20:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 20:59 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 20:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-29 18:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 18:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-29 18:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-29 18:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304874922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-30 15:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-30 15:46 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 04:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 04:51 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 15:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 15:55 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-31 15:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 15:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-11 20:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-11 20:46 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-11 20:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-11 20:46 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-19 23:36 | Compliance | Disclosure - ROR/Other | There are additional findings regarding the Recession Notice. The executed ROR disclosures for both the borrower and non-borrowing spouse in the file reflect the incorrect date of transaction (XXXXXX) and the incorrect cancel by date (XXXXXX. The transaction date should reflect XXXXXX and a cancel by date of XXXXXX when the disbursement date of funds is XXXXXX per the executed Final CD and given Thanksgiving occurred on XXXXXX. <br>|  | Recission has now closed. Please clear. - 01/06/2026 <br>NEW NRTC - 12/31/2025<br>| RTC expired. Finding resloved. - 01/06/2026<br> Recission has now closed. Please clear. - 01/06/2026<br> Received new RTC with expiration date of XXXXXX. Please resubmit after RTC has expired in order to resolve finding. - 01/01/2026<br> NEW NRTC - 12/31/2025 |  | 2026-01-06 14:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 15:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 15:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 15:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 15:20 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 16:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-07 23:58 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 17:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 17:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 17:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 17:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 14:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 14:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 18:27 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Borrowers 1 & 2 current gap credit reports are missing. <br>|  | Good morning - the pre-close report expired on XXXXXX, and the Note date (which is what we go by on conventional loans) was XXXXXX, so it was prior to the expiration date. - 12/18/2025 | Client clarification provided, gap report not required and condition is resolved. - 12/26/2025<br> Condition upheld. A second report/refresh is needed 10 days prior to closing. - 12/19/2025<br> Good morning - the pre-close report expired on XXXXXX, and the Note date (which is what we go by on conventional loans) was XXXXXX, so it was prior to the expiration date. - 12/18/2025 |  | 2025-12-26 14:09 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-04 14:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 14:45 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304904607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-11 01:32 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2025-12-11 01:32 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304905063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-23 18:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-23 18:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-23 18:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-23 18:15 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-02 23:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-02 23:00 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304896993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-04 04:02 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  |  | Non-material; downgraded to B. - 12/18/2025<br>|  | 2025-12-18 21:30 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304896993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-04 04:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 22:02 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304896993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-05 16:53 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Washington Foreclosure Prevention Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). This finding is valid. The fee was added on the Initial CD dated XXXXXX without a valid changed circumstance in the file. <br>|  |  | - 12/29/2025<br>|  | 2025-12-29 14:43 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304896993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-05 16:53 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: XXXXXX Foreclosure Prevention Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The XXXXXX Foreclosure Prevention Fee of $80 is reflected on the Initial & Final CD (XXXXXX & XXXXXX respectively). However, it was not disclosed on the previously issued LEs. No Change of Circumstance record is in the file to address the additional fee or a lender credit to cure tolerance on the Final CD. <br>|  | LOAN ESTIMATES UPLOADED SHOWING THE XXXXXX FORECLOSURE-PREVENTION FEE OF $80 WERE INCLUDED IN THE FEES TO THE BORROWER, SEE ATTACHED FOR BOTH LE'S ISSUED. - 12/26/2025 <br> The Foreclosure-Prevention Fee of $80 was disclosed on the Initial LE XXXXXX. see attached detailed of Fee Tolerance/APR Calculation Worksheet matching the LE. - 12/17/2025 | Received confirmation XXXXXX foreclosure fee included in initial LE - 12/29/2025<br> - 12/29/2025<br> LOAN ESTIMATES UPLOADED SHOWING THE XXXXXX FORECLOSURE-PREVENTION FEE OF $XXXXXX WERE INCLUDED IN THE FEES TO THE BORROWER, SEE ATTACHED FOR BOTH LE'S ISSUED. - 12/26/2025<br> Combined recording fees and Other Taxes as disclosed on the initial LE was $XXXXXX. Recording fee and other taxes (XXXXXX foreclosure prevention fee) on the final CD is $XXXXXX. The APR worksheet provided discloses the recording fee as $XXXXXX and foreclosure fee of $XXXXXX for a total of $XXXXXX. - 12/18/2025<br> The Foreclosure-Prevention Fee of $XXXXXX was disclosed on the Initial LE XXXXXX. see attached detailed of Fee Tolerance/APR Calculation Worksheet matching the LE. - 12/17/2025 |  | 2025-12-29 14:44 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304907197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 20:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-05 15:28 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 21:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-17 21:01 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-07 23:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 01/07/2026<br>|  | 2026-01-07 23:56 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304898068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 15:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 15:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304898068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-02 22:53 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-02 22:53 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304898068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-02 23:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-02 23:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304878879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-04 01:06 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title coverage is sufficient which is same as loan amount. <br>|  |  |  |  | 2025-12-04 02:00 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304878879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-04 01:56 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-04 02:00 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304878879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-05 17:45 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: AVM. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). This finding is valid. The AVM fee was added on the Initial CD dated XXXXXX without a valid changed circumstance in the file. <br>|  | COPY OF REFFUND CHECK TO BORROWER, FEDEX LABEL TO BORROWER AND PCCD - 12/26/2025<br>| Received curative package: PCCD, LOE, copy of refund and proof of mailing - 12/29/2025<br>Resolved - 12/29/2025<br>COPY OF REFFUND CHECK TO BORROWER, FEDEX LABEL TO BORROWER AND PCCD - 12/26/2025<br>|  | 2025-12-29 15:03 | Cured | 3 | 2 | 3 | 2 |
| XXXXXX | 304871963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 16:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 16:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304871963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 16:02 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 16:02 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304871963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 14:41 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Discount Points increased from $201.30 to $313.80 on the Final CD dated XXXXXX without a valid change of circumstance. <br>|  | COC for XXXXXX received. - 01/07/2026 <br> XXXXXX COC - 01/07/2026 | COC for XXXXXX received. - 01/07/2026<br> XXXXXX COC - 01/07/2026 |  | 2026-01-07 17:49 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-12 02:59 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 02:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-19 21:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 21:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 14:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 14:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 22:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-15 22:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-15 22:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 22:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 22:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 22:00 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-11 20:33 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-11 20:33 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-11 20:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-11 20:33 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-19 21:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 21:18 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304993638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-23 18:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-23 18:34 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304993638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-05 19:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-05 19:28 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304993638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-06 17:41 | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. <br>|  | INCOME WORKSHEET - 01/12/2026<br>| Income calculation worksheet provided. Condition resolved. - 01/15/2026<br>INCOME WORKSHEET - 01/12/2026<br>|  | 2026-01-15 14:34 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304904513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-29 17:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 17:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-29 18:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-29 18:00 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-29 18:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-05 22:31 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 00:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 22:09 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 00:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 00:36 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304897261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-05 19:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-05 19:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304874139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-09 19:33 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title coverage is $XXXXXX. Subject lien is $XXXXXX. Missing title policy reflecting coverage of $XXXXXX. <br>|  |  | Downgraded to B as non-material. - 12/18/2025<br>|  | 2025-12-18 19:30 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304874139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-10 21:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 21:53 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304874139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 20:10 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The audit determined that the file includes a XXXXXX Submission Summary Report indicating a Collateral Underwriter Risk Score of 2.8. Lender guidelines require a Collateral Desktop Analysis on all loans to support the appraised value. Please provide an AVM or similar documentation supporting the property value. <br>|  | 3RD PARTY APPRAISAL - 12/22/2025<br>| AVM supporting Origination value was provided. Condition resolved. - 12/22/2025<br>3RD PARTY APPRAISAL - 12/22/2025<br>|  | 2025-12-22 19:30 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304892909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-10 00:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-10 00:30 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304892909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-10 23:33 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) ROR in file is signed by the borrower on XXXXXX with an expiration date of XXXXXX. Final CD dated XXXXXX reflects a disbursement date of XXXXXX. Borrowers did not receive their full recission period. <br>|  | Based on review, it appears a Post-Closing CD should have been issued due to the borrowers executing final loan docs on XXXXXX and an ROR expiration date of XXXXXX which would mean a loan disbursement date of XXXXXX. - 12/11/2025 <br>PCCD - 12/19/2025 | Received PCCD correcting disbursement date - 12/22/2025<br>Resolved - 12/22/2025<br>PCCD - 12/19/2025<br>|  | 2025-12-22 15:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304892909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 21:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 22:56 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304909875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-12 20:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-12 20:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-12 22:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-12 22:11 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-30 17:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 17:09 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304953592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-17 16:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 16:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304953592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-17 16:19 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 16:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304953592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-02 19:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-02 19:48 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304876554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-12 05:50 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-12 05:50 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304876554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-12 19:39 | Compliance | VA Fee Not Allowed- Tax Status Research Fee (Fee ID: 110) | XXXXXX of theXXXXXX Interest and Usury Provisions does not allow Tax Status Research Fee (Fee ID: 110) to be charged to the Borrower in XXXXXX.  |  |  | - 01/02/2026<br>|  | 2026-01-02 17:25 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304876554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-12 19:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-12 19:44 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304876554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-30 22:57 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  |  | Downgraded; non-material - 01/02/2026<br>|  | 2026-01-02 15:54 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304907294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 22:27 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-17 22:27 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 22:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 22:27 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304907294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 14:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 14:04 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304905161 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-08 18:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-08 18:58 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905161 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-09 17:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-09 17:19 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905161 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 17:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 17:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 16:30 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($815.00) has increased by more than 10% over the current baseline value of ($716.00). The total amount of fees in the 10% category cannot exceed ($787.60). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy, Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Please provide a copy of a refund check in the amount of $27.40 for exceeding the 10% tolerance fees. The total amount of the 10% category fees on the last Closing Disclosure dated XXXXXX ($815.00) has increased by more than 10% over the current baseline value of ($716.00). The total amount of fees in the 10% category cannot exceed ($787.60). The following 2 fees have increased from their baseline disclosure on the Loan Estimate dated XXXXXX: Lender's Title Policy (from $150.00 to $300.00) and Settlement Fee (from $125.00 to $275.00). <br>|  | PCCD, COPY OF REFUND CHECK TO BORROWER AND XXXXXX LABEL TO BORROWER - 01/07/2026 | Received curative package : PCCD, LOE, copy of check and proof of mailing - 01/08/2026<br> PCCD, COPY OF REFUND CHECK TO BORROWER AND XXXXXX LABEL TO BORROWER - 01/07/2026 |  | 2026-01-08 18:34 | Cured | 3 | 2 | 3 | 2 |
| XXXXXX | 304872556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-31 14:53 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Per client, non-material; downgraded to 2. <br>|  |  |  |  | 2026-01-02 16:52 | Acknowledged | 2 | 2 | 3 | 2 |
| XXXXXX | 304872556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-01 00:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-01 00:30 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304909585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-29 16:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 16:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-29 16:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-06 21:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304909585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-29 16:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 16:12 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304867841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-09 16:20 | Credit | Property Title Issue | Property title issue. Two liens are reflected on title commitment for XXXXXX. File indicates a non-same person affidavit was signed at closing. Missing non-same person affidavit. <br>|  | AFFIDAVIT - 12/24/2025<br>| Affidavit provided. Condition resolved. - 12/29/2025<br>AFFIDAVIT - 12/24/2025<br>|  | 2025-12-29 14:16 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304867841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-09 16:35 | Credit | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | Hazard insurance is missing mortgagee clause for lender of subject loan. <br>|  | HOI - 12/24/2025<br>| Updated HOI provided. Condition resolved. - 12/29/2025<br>HOI - 12/24/2025<br>|  | 2025-12-29 14:19 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304867841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-09 20:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-09 20:06 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304867841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-10 22:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 22:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304896764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | 2025-12-19 22:17 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. 1008/approval was not provided in file auditor verified terms of loan from Lock confirmation <br>|  | Please see attached - 12/26/2025<br>| 1008 provided. Condition resolved. - 12/29/2025<br>Approval/Underwriting Summary is fully present - 12/29/2025<br>Please see attached - 12/26/2025<br>|  | 2025-12-29 17:01 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | 2025-12-22 13:30 | Compliance | Right to Rescind - ROR - Non-Borrower/Missing | Non-borrower title holder did not receive Right of Rescission form. <br>|  | Please see attached - 12/26/2025<br>| Received both borrowers RTC - 12/29/2025<br>Please see attached - 12/26/2025<br>|  | 2025-12-29 15:16 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | 2025-12-22 13:30 | Compliance | Missing Doc - Homeownership Counseling Disclosure/Missing | Homeownership Counseling Disclosure is missing. <br>|  | Please see attached - 12/26/2025<br>| Homeownership Counseling Disclosure was provided. - 12/29/2025<br>Received receipt of disclosure - 12/29/2025<br>Please see attached - 12/26/2025<br>|  | 2025-12-29 15:16 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304896764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | 2025-12-22 20:46 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 20:46 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304893728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-05 22:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-05 22:54 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 17:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 17:49 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304893728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 17:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-17 17:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2025-12-23 16:10 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | Per UW - Coverage A- Dwelling coverage is $XXXXXX. Loan amounts are $XXXXXX/ $XXXXXX. Dwelling coverage is sufficient to the combined loan amounts. Please advise if condition can be cleared. - 01/07/2026 | Coverage Amount - Hazard Insurance of $XXXXXX is equal to or greater than Required Coverage Amount of XXXXXX - 01/09/2026<br> Loan amounts are $XXXXXX+$XXXXXX= $XXXXXX. Dwelling coverage is sufficient $XXXXXX. Condition resolved. - 01/09/2026<br> Per UW - Coverage A- Dwelling coverage is $XXXXXX. Loan amounts are $XXXXXX/ XXXXXX. Dwelling coverage is sufficient to the combined loan amounts. Please advise if condition can be cleared. - 01/07/2026 |  | 2026-02-09 22:20 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2025-12-23 17:02 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Please see attached. - 01/13/2026 <br> The XXXXXX report from the 1st loan has been uploaded to the 2nd loan. Please see attached. - 01/07/2026 | 3rd party fraud report provided. Condition resolved. - 01/15/2026<br> Third party fraud report is provided - 01/15/2026<br> Please see attached. - 01/13/2026<br> Condition upheld. Mortgage fraud report provided. Please provide fraud report. - 01/09/2026<br> The XXXXXX report from the 1st loan has been uploaded to the 2nd loan. Please see attached. - 01/07/2026 |  | 2026-01-15 16:08 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2025-12-23 17:06 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-23 17:06 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2025-12-23 17:08 | Credit | Purchase is not considered to be an Arm's Length Transaction | Non-arm's length transactions not allowed for program. Confirm transaction, appraisal state seller and buyer has relation or contractor was used <br> Guidelines state non arms transactions are ineligible <br>|  | Per UW- Please advise how it was determined this is a non-arm's length transaction. The appraisal confirms this is an arm's length transaction. The sales contract gives no indication that it is non-arm's length. Please advise what is needed to clear this condition. - 01/07/2026<br>| Purchase is considered to be an Arm's Length Transaction, or Not Applicable - 02/09/2026<br>Condition resolved. - 01/09/2026<br>Per UW- Please advise how it was determined this is a non-arm's length transaction. The appraisal confirms this is an arm's length transaction. The sales contract gives no indication that it is non-arm's length. Please advise what is needed to clear this condition. - 01/07/2026<br>|  | 2026-02-09 22:49 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2025-12-25 01:12 | Compliance | The Deed of Trust is Not Executed | The Deed of Trust is not executed. The DOT provided in the file does not reflect the borrowers signatures <br>|  | Please see attached. - 01/02/2026<br>| The Deed of Trust is executed - 01/05/2026<br>Please see attached. - 01/02/2026<br>|  | 2026-01-05 19:24 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2025-12-27 00:43 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. XXXXXX Borrower Right to Select Attorney disclosure is missing from the file <br>|  | Please see attached. - 01/13/2026 <br>Per UW- per Compliance, this is not required. Please advise what is needed to cure this condition. - 01/07/2026<br>| Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - 01/14/2026<br> Please see attached. - 01/13/2026<br> Please provide required XXXXXX pamplet " What Mortgage Applicant Need to Know" - 01/08/2026<br> Per UW- per Compliance, this is not required. Please advise what is needed to cure this condition. - 01/07/2026 |  | 2026-01-14 13:17 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304892915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 03:32 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-18 03:32 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 03:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-18 03:33 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304892915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 13:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 20:38 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-09 02:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-09 02:48 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304905030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-10 14:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 14:36 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304905030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-17 20:33 | Credit | Other Credit Finding | Final 1008 list $260.56 other expense for subject property. No documentation in file to validate addl expense. <br>|  | The $XXXXXX is $XXXXXX for the mortgage insurance and $XXXXXX is for escrow shortage. It is placed as "other" so it can be accounted for in the DTI - 12/24/2025 | Explanation provided. $XXXXXX for the mortgage insurance and $XXXXXXis for escrow shortage for the 1st lien. Condition resolved. - 12/24/2025<br> The $XXXXXX is $XXXXXX for the mortgage insurance and $XXXXXX is for escrow shortage. It is placed as "other" so it can be accounted for in the DTI - 12/24/2025 |  | 2025-12-24 21:46 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304894679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-09 04:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-09 04:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-09 04:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-09 04:04 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304894679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-09 23:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-09 23:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-13 02:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-13 02:09 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-13 13:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 13:48 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304908554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 21:46 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 21:46 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304873837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-20 11:06 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a XXXXXX/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Limited Realty Report provided does not meet Ownership & Encumbrance (O&E) report requirements per guidelines. Provide documentation to support the following: 1) Current tax status information, including installment amounts and any delinquencies, 2) Unsecured liens and judgments pertaining to the homeowner, 3) Current and prior owner liens and judgments, and 4) Title chain and related documents. In addition, title coverage amount was not noted on the Limited Realty Report provided. <br>|  | Title doc updated - 01/12/2026 <br>Title Document - 01/07/2026<br>| Title doc provided. Condition resolved. - 01/15/2026<br>Title doc updated - 01/12/2026<br>Title Document - 01/07/2026<br>|  | 2026-01-15 15:05 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304873837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-20 13:47 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. Loan was approved with a 65.64% debt ratio, due to the following: Per 1008, loan was approved with $XXXXXX Total Income and $XXXXXXTotal All Monthly Payments, which is a 65.64% debt ratio when the 1008 showed the debt was 49.475%. The loan was reviewed, and Total Income supported was $XXXXXX and total debt in file was $XXXXXX, which is a 57.02% debt ratio and outside guideline requirements. <br>|  | UPDATED 1008 WITH THE ACTUAL PAYMENTS AND UPDATED DTI - 01/20/2026<br>| A Payment was inadvertently counted twice. Condition resolved. - 01/21/2026<br>Audited DTI of 49.15% is less than or equal to Guideline DTI of 50% - 01/21/2026<br>UPDATED 1008 WITH THE ACTUAL PAYMENTS AND UPDATED DTI - 01/20/2026<br>|  | 2026-01-21 19:18 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304873837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-31 21:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 21:41 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304873837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-03 00:58 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-03 00:58 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304889733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-06 18:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-06 18:12 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304889733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-08 15:50 | Compliance | Arizona - Payoff Demand Fee Not Allowed | You have submitted a payoff demand fee of ($125.00). Under the XXXXXX Provisions, the payoff demand fee cannot exceed $30.00. (XXXXXX. Rev. Stat. 33-715). Please provide a revised Closing Disclosure that reflects a $95.00 credit or refund to correct this intolerance. . <br>|  | PCCD AND FINAL SETTLEMENT STATEMENT - $125 IS A TITLE FEE AND $150 TITLES CHECK SERVICE FEE FOR THE PAYOFF CHECKS ISSUED TO VARIOUS CREDITORS LISTED ON THE CD - 01/05/2026<br>| Per the Final Alta the fee is for checks to disburse the payoff(s) to creditors - 01/06/2026<br>PCCD AND FINAL SETTLEMENT STATEMENT - $125 IS A TITLE FEE AND $150 TITLES CHECK SERVICE FEE FOR THE PAYOFF CHECKS ISSUED TO VARIOUS CREDITORS LISTED ON THE CD - 01/05/2026<br>|  | 2026-01-06 14:03 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304889733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 20:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 20:10 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304905029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 00:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-17 00:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 00:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 00:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304905029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-17 15:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 15:20 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304904280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-07 01:43 | Credit | Master Policy Expiration Date is Prior To the Transaction Date | Master Policy expiration date is prior to the transaction date. The Updated Master Policy is missing <br>|  | MASTER CONDO POLICY - 12/20/2025<br>| Updated Master Policy provided. Condition resolved. - 12/22/2025<br> Master Policy Expiration Date of XXXXXX is Equal to or After the Transaction Date of XXXXXX Or Master Policy Expiration Date Is Not Provided - 12/22/2025<br> MASTER CONDO POLICY - 12/20/2025 |  | 2025-12-22 16:52 | Resolved | 3 | 1 | 4 | 1 |
| XXXXXX | 304904280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-08 20:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-08 20:34 | Cleared | 1 | 1 | 4 | 1 |
| XXXXXX | 304904280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 17:33 | Property | Missing Appraisal | The loan file does not contain the appraisal. Guidelines require a full appraisal for a stand-alone second with a loan amount less than $XXXXXX. Please provide a full appraisal. <br>|  | SECOND AVM within 10%, FSD: 10 - 12/31/2025<br>| Per the XXXXXX criteria clarification on valuation, an AVM is acceptable for loans with a loan amount less than $XXXXXX. Condition resolved. - 01/04/2026<br> SECOND AVM within 10%, FSD: 10 - 12/31/2025 |  | 2026-01-04 18:31 | Resolved | 4 | 1 | 4 | 1 |
| XXXXXX | 304893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-14 19:12 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Non-material; downgraded to B. <br>|  |  |  |  | 2025-12-18 21:30 | Acknowledged | 2 | 2 | 3 | 2 |
| XXXXXX | 304893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-14 20:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-14 20:00 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-15 15:30 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) ROR in file is signed by the borrowers on XXXXXX with an expiration date of XXXXXX. Per Final CD dated XXXXXX, the Disbursement date is XXXXXX. Disbursement date is before the end of the statutory recission period. <br>|  | PCCD - 01/02/2026<br>| Received PCCD correcting disbursement date - 01/05/2026<br>PCCD - 01/02/2026<br>| The Final CD provided reflects a disbursement date of XXXXXX. However, the executed RORs show a cancel date of XXXXXX. Please provide a post-closing CD reflecting the true loan disbursement date of XXXXXX for accurate TRID Comp testing | 2026-01-05 15:45 | Resolved | 3 | 1 | 3 | 2 |
| XXXXXX | 304893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-30 15:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 15:42 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304963602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-15 23:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 23:59 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304963602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-05 12:58 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing documentation for 2nd homeXXXXXX XXXXXXE XXXXXX $XXXXXX $XXXXXX/Monthly Insurance, Taxes, Association Dues, etc.$97.00 <br>|  | DOCUMENTATION FOR REO - XXXXXX - 01/07/2026 | mtg statement updated - 01/12/2026<br> DOCUMENTATION FOR REO - XXXXXX - 01/07/2026 |  | 2026-01-12 20:47 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304963602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-05 12:58 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-05 12:58 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304878866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-13 19:14 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title coverage shows on title commitment as $XXXXXX when the subject loan amount shows as $XXXXXX on Note. <br>|  |  | Client deems non-material since final title policy has not yet been provided. Downgraded to B. - 01/02/2026<br>|  | 2026-01-02 15:58 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304878866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-13 19:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 19:47 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304878866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 17:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 17:23 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304907276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-13 00:36 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). TITLE AMOUNT OF $XXXXXX COVERS THE 2ND LIEN TRANSACTION <br>|  |  | Client acknowledges, downgraded to B. - 12/23/2025<br>|  | 2025-12-23 17:18 | Acknowledged | 3 | 2 | 3 | 2 |
| XXXXXX | 304907276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-13 01:13 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 20:32 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304907276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-13 11:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 11:37 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304907276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-22 20:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 20:23 | Cleared | 1 | 1 | 3 | 2 |
| XXXXXX | 304874392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-10 02:59 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Non-material; downgraded to B. <br>|  |  |  |  | 2025-12-18 21:30 | Acknowledged | 2 | 2 | 4 | 2 |
| XXXXXX | 304874392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-10 20:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 20:51 | Cleared | 1 | 1 | 4 | 2 |
| XXXXXX | 304874392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-22 16:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 16:00 | Cleared | 1 | 1 | 4 | 2 |
| XXXXXX | 304876552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-09 03:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-09 03:34 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304876552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-16 17:07 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 17:07 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304876552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-23 16:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 12/23/2025<br>|  | 2025-12-23 16:44 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-17 06:31 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 19:05 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304897992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-17 17:01 | Compliance | Intent to Proceed is Missing or Incomplete | Please provide the Intent To Proceed as it isn't found in the file. Otherwise there is no cure for this finding. <br>|  | ITP - 01/02/2026<br>| ITP - 01/02/2026<br>|  | 2026-01-05 19:21 | Resolved | 3 | 1 | 3 | 1 |
| XXXXXX | 304897992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-31 20:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-31 20:32 | Cleared | 1 | 1 | 3 | 1 |
| XXXXXX | 304872656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-20 11:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-20 11:46 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-20 11:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-20 11:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXXXX | 304872656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-30 17:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-21 01:23 | Cleared | 1 | 1 | 1 | 1 |

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## Exhibit 99.34

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.34**

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| | |
|:---|:---|
| ![](maxwell-logo.jpg) |  |
| Client | JPMMT 2026-CES2 |
| Transaction | JPMMT 2026-CES2 |
| Date | 03/03/2026 |

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| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** | **Initial Valuation Grade (S&P)** | **Final Valuation Grade (S&P)** | **Initial Valuation Grade (DBRS Morningstar)** | **Final Valuation Grade (DBRS Morningstar)** | **Initial Valuation Grade (Kroll)** | **Final Valuation Grade (Kroll)** | **Initial Valuation Grade (Moody's)** | **Final Valuation Grade (Moody's)** |
| XXXXXX | 304908681 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304896891 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897312 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893504 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304893503 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304868801 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304892900 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304872539 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304896760 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304894717 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 305012720 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909080 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909644 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304897306 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304877975 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304905047 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304909784 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304904278 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304909013 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304879037 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897060 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893491 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304875056 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304877407 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909639 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304895533 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304862357 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304868278 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304870487 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874086 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874504 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304874502 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304891065 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304896997 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304872613 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 305013237 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304872577 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304766929 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304875950 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874912 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304876059 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304897394 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304868800 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304875997 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304894609 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874754 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304893523 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304894359 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874926 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304908552 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893033 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304894353 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304894685 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304905077 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304889590 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304896992 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304846822 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874385 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304892905 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304903214 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893962 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304855008 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304896366 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304899136 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304868138 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874301 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304904281 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304777990 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304848098 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304869147 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304879065 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304876074 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304875039 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893032 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304875960 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909800 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304896770 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304892054 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893898 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304892918 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304905055 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893396 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 305013388 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304873884 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304895528 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304827016 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304891112 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A | C | A C | C | A C | C | A C | C | A |
| XXXXXX | 304894671 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304876068 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305025216 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304854959 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304908500 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304867836 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304870495 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304893844 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304876084 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304888275 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897063 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304891119 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304893408 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304889946 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304903205 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304874117 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304909597 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304893494 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304893744 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304893880 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304894288 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304894728 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304894595 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304894594 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304896325 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304896885 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304897061 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897406 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304898857 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897591 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304909792 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304898850 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904615 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304898847 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304904259 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304902281 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904059 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904996 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304904614 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304904253 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304904250 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904995 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304904597 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304904993 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 304904991 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304907077 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305013236 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304907273 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 3 | 1 D A C | C | A D C | C | A D C | C | A D C | C | A |
| XXXXXX | 304909722 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304907201 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304908596 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304908495 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304908595 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304908493 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304908488 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304908687 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304909806 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304908686 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304908718 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304910951 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304909509 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305012738 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304911734 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C | A | A D C | A | A D C | A | A D C | A | A |
| XXXXXX | 305012636 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A |
| XXXXXX | 305011913 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304983633 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304983632 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 305013292 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305013430 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 305013291 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305013429 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305013290 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 305024464 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304905150 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304892919 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893452 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304895431 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304897262 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304894709 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 305012725 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304903207 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909067 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909781 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874922 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304904620 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304893535 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304896749 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304909071 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304904607 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304905063 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304896993 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304907197 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304898068 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304878879 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304871963 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904603 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304897983 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304908559 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304993638 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304904513 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304897261 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304874139 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A | C | A C B | C | A C B | C | A C B | C | A |
| XXXXXX | 304892909 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304909875 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304953592 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304876554 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304907294 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304905161 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304872556 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 2 | 1 | 1 C B | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304909585 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304867841 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304896764 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304893728 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304892915 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304905030 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A | A | A D | A | A D | A | A D | A | A |
| XXXXXX | 304894679 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304908554 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304873837 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304889733 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304905029 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304904280 | XXXXXX | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C | D | A D C | D | A D C | D | A D C | D | A |
| XXXXXX | 304893961 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304963602 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304878866 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304907276 | XXXXXX | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A | A | A C B | A | A C B | A | A C B | A | A |
| XXXXXX | 304874392 | XXXXXX | XXXXXX | XXXXXX | 4 | 2 | 4 | 2 | 1 | 1 | 1 | 1 B A | A | A B | A | A B | A | A B | A | A |
| XXXXXX | 304876552 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |
| XXXXXX | 304897992 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A | A | A C | A | A C | A | A C | A | A |
| XXXXXX | 304872656 | XXXXXX | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.35

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.35**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXXX | XXXXXX | 304908681 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 25.69 | 46.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896891 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Desk Review |  |  | XXXXXX | 10.12 | 43.5 | XXXXXX | XXXXXX | -.0885 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0885 | 85.0 | 0.15 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897312 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Hybrid Appraisal | XXXXXX | XXXXXX | XXXXXX | 28.67 | 72.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893504 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.28 | 74.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893503 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 18.18 | 78.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304868801 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.25 | 40.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892900 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 3.81 | 54.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304872539 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 5.95 | 63.07 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896760 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.59 | 50.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894717 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Hybrid Appraisal | XXXXXX | XXXXXX | XXXXXX | 21.71 | 73.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305012720 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 26.27 | 77.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909080 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.68 | 45.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909644 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 27.06 | 74.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897306 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 32.55 | 71.07 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| XXXXXX | XXXXXX | 304877975 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.57 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905047 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 35.93 | 69.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909784 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 24.67 | 61.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904278 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 22.72 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909013 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.35 | 71.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304879037 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.27 | 74.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897060 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.82 | 59.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893491 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 4.28 | 77.6 | XXXXXX | XXXXXX | .0060 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0060 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304875056 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 25.0 | 50.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304877407 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 32.49 | 69.0 | XXXXXX | XXXXXX | .0230 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0230 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909639 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.2 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304895533 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 4.92 | 66.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304862357 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.78 | 74.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304868278 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.41 | 67.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304870487 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 7.67 | 39.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874086 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 22.02 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874504 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 12.51 | 73.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874502 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 21.1 | 79.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304891065 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 23.38 | 87.3 | XXXXXX | XXXXXX | .0181 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0181 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896997 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.08 | 84.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304872613 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.29 | 81.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013237 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 14.09 | 88.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304872577 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.32 | 79.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304766929 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 22.64 | 48.94 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX | Eligible | 1.4 | XXXXXX |
| XXXXXX | XXXXXX | 304875950 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.51 | 37.67 | XXXXXX | XXXXXX | -.0013 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0013 | 88.0 | 0.12 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874912 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 8.6 | 74.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304876059 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 16.2 | 74.93 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| XXXXXX | XXXXXX | 304897394 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.02 | 68.95 | XXXXXX | XXXXXX | -.0313 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0313 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304868800 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.02 | 28.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304875997 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 17.82 | 62.37 | XXXXXX | XXXXXX | .0367 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0367 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894609 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 15.16 | 64.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0170 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874754 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 47.51 | 79.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893523 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.27 | 69.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894359 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 32.04 | 90.0 | XXXXXX | XXXXXX | .0342 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0342 | 78.0 | 0.22 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874926 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 15.5 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908552 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.9 | 84.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304893033 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 6.27 | 75.07 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894353 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.67 | 79.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894685 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 20.84 | 34.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905077 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.55 | 43.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0338 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304889590 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 23.59 | 73.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0376 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896992 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 15.8 | 75.0 | XXXXXX | XXXXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX | Eligible |  |  |
| XXXXXX | XXXXXX | 304846822 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.75 | 56.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874385 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.64 | 43.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892905 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 15.58 | 45.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304903214 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.51 | 38.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893962 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.51 | 74.03 | XXXXXX | XXXXXX | .0102 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0102 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304855008 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 32.58 | 89.04 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304896366 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 17.65 | 62.92 | XXXXXX | XXXXXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304899136 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.56 | 83.0 | XXXXXX | XXXXXX | .0036 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0036 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304868138 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.0 | 71.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874301 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 34.11 | 84.79 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304904281 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.47 | 74.85 | XXXXXX | XXXXXX | .0250 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0250 | 89.0 | 0.11 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304777990 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 7.35 | 42.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304848098 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 17.66 | 70.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304869147 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 23.02 | 78.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304879065 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 16.98 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| XXXXXX | XXXXXX | 304876074 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 12.55 | 51.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304875039 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 13.68 | 57.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893032 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 35.87 | 69.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304875960 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 24.42 | 74.99 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909800 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.11 | 60.63 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896770 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 9.17 | 45.56 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| XXXXXX | XXXXXX | 304892054 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.4 | 41.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893898 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.39 | 67.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892918 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.45 | 71.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905055 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.53 | 84.87 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304893396 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 17.76 | 39.02 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013388 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 24.1 | 64.37 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304873884 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 6.92 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304895528 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.67 | 74.81 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304827016 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 45.08 | 76.55 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| XXXXXX | XXXXXX | 304891112 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 19.7 | 89.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 26.71 | 85.0 | XXXXXX | XXXXXX | .0387 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0387 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894671 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.5 | 65.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304876068 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 42.08 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305025216 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.35 | 58.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304854959 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 29.06 | 77.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908500 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 40.22 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| XXXXXX | XXXXXX | 304867836 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.98 | 74.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304870495 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 30.22 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893844 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 24.46 | 69.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304876084 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 29.64 | 71.95 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| XXXXXX | XXXXXX | 304888275 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 18.67 | 85.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897063 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.64 | 48.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304891119 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 20.83 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893408 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 12.69 | 79.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.0 | 0.2 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304889946 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 24.24 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304903205 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 21.14 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| XXXXXX | XXXXXX | 304874117 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 23.7 | 82.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909597 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.51 | 79.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893494 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 30.02 | 74.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893744 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 32.06 | 74.23 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| XXXXXX | XXXXXX | 304893880 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 21.85 | 70.0 | XXXXXX | XXXXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894288 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 26.42 | 69.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894728 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 20.44 | 83.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894595 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 30.8 | 74.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.0 | 0.18 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894594 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.93 | 84.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.0 | 0.87 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896325 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 17.47 | 83.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896885 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.26 | 84.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897061 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.81 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897406 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 29.43 | 79.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304898857 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 20.32 | 77.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897591 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 20.86 | 88.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909792 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 10.64 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304907203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.62 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| XXXXXX | XXXXXX | 304898850 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.6 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904615 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 31.37 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304898847 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 21.05 | 62.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904259 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 13.54 | 87.72 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304902281 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 24.98 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -1.0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904059 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 16.71 | 85.62 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| XXXXXX | XXXXXX | 304904996 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 10.03 | 89.33 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXXXX |
| XXXXXX | XXXXXX | 304904614 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.65 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904253 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.79 | 74.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904250 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 30.63 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904995 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 11.33 | 53.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904597 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 29.52 | 78.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904993 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.17 | 84.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904991 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 22.0 | 86.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304907077 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.57 | 63.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013236 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.93 | 60.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304907273 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 34.95 | 79.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909722 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.93 | 83.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304907201 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 5.37 | 58.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908596 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 17.92 | 77.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908495 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 19.52 | 79.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908595 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 38.74 | 82.47 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304908493 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 6.53 | 67.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908488 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 20.45 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908687 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 28.12 | 79.44 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304909806 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.43 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908686 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 32.56 | 77.35 | XXXXXX | XXXXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908718 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 20.76 | 78.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.0 | 0.19 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304910951 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 19.19 | 83.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909509 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 25.37 | 73.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305012738 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 18.5 | 82.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304911734 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 12.25 | 38.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.0 | 0.15 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305012636 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 24.76 | 83.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305011913 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.37 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304983633 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 26.53 | 70.57 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| XXXXXX | XXXXXX | 304983632 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.9 | 83.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013292 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 37.01 | 71.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013430 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.79 | 56.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013291 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 23.36 | 72.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305013429 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 38.18 | 86.73 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 305013290 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 21.7 | 73.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305024464 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 25.43 | 46.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905150 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 39.02 | 88.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892919 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.93 | 67.22 | XXXXXX | XXXXXX | .0193 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0193 | 98.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893452 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 30.36 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304895431 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 20.61 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible | 1.1 | XXXXXX |
| XXXXXX | XXXXXX | 304897262 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 23.3 | 69.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894709 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 26.32 | 55.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 305012725 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 30.56 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304903207 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 4.54 | 55.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909067 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 11.08 | 73.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 | 0.13 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909781 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | XXXXXX | 34.69 | 70.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874922 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.2 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904620 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 24.73 | 78.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893535 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 13.26 | 54.81 | XXXXXX | XXXXXX | .0031 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0031 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896749 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.52 | 59.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909071 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 23.52 | 68.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904607 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 11.54 | 16.66 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| XXXXXX | XXXXXX | 304905063 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 42.79 | 57.73 | XXXXXX | XXXXXX | .0356 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0356 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304896993 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 11.62 | 79.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304907197 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.47 | 66.92 | XXXXXX | XXXXXX | -.0054 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0054 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304898068 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 7.9 | 74.09 | XXXXXX | XXXXXX | .0330 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0330 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304878879 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 28.45 | 89.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0034 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304871963 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 9.57 | 73.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904603 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 5.94 | 65.49 | XXXXXX | XXXXXX | -.0204 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0204 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 11.71 | 89.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908559 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 4.4 | 46.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0440 | 94.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304993638 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 5.63 | 22.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904513 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 22.73 | 51.59 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXXXX |
| XXXXXX | XXXXXX | 304897261 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.71 | 71.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.06 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874139 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 57.84 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892909 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 16.14 | 57.17 | XXXXXX | XXXXXX | .0456 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0456 | 95.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909875 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 10.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| XXXXXX | XXXXXX | 304953592 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 7.54 | 55.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.0 | 0.14 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304876554 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 20.2 | 68.27 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| XXXXXX | XXXXXX | 304907294 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.5 | 62.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 73.0 | 0.27 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905161 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 8.32 | 55.62 | XXXXXX | XXXXXX | .0257 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0257 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304872556 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 10.41 | 59.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304909585 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 14.47 | 56.85 | XXXXXX | XXXXXX | .0042 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0042 | 87.0 | 0.13 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304867841 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 48.05 | 69.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXXXX |
| XXXXXX | XXXXXX | 304896764 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 12.23 | 84.99 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX | Eligible | 2.2 | XXXXXX |
| XXXXXX | XXXXXX | 304893728 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 34.11 | 67.46 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| XXXXXX | XXXXXX | 304889726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 16.74 | 78.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304892915 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 25.0 | 39.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905030 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 10.61 | 72.73 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304894679 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 13.32 | 63.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304908554 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 27.26 | 74.68 | XXXXXX | XXXXXX | .0149 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0149 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304873837 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 27.69 | 74.04 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| XXXXXX | XXXXXX | 304889733 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 17.0 | 68.99 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304905029 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 26.32 | 65.02 | XXXXXX | XXXXXX | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | 0.0 | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304904280 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 24.19 | 73.37 |  |  |  |  | XXXXXX | XXXXXX | -.0060 | AVM |  |  |  |  |  | XXXXXX | XXXXXX | -.0060 | 79.0 | 0.21 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304893961 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 9.56 | 71.88 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| XXXXXX | XXXXXX | 304963602 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 33.33 | 46.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304878866 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 32.91 | 89.56 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| XXXXXX | XXXXXX | 304907276 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 12.44 | 71.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304874392 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | 33.28 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| XXXXXX | XXXXXX | 304876552 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | AVM |  |  | XXXXXX | 27.14 | 74.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | XXXXXX | 304897992 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 2055 Exterior Only Inspection Report | XXXXXX | XXXXXX | XXXXXX | 14.29 | 82.95 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXXXX |
| XXXXXX | XXXXXX | 304872656 | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | XXXXXX | 19.57 | 78.85 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXXXX | Not Eligible | 1.2 | XXXXXX |

---

## Exhibit 99.36

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.36**

![](ex9936001.jpg)

**Selene Diligence LLC ("Selene") Due <br> Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by JPMorgan Chase Bank, National Association (the "Client"). The review was conducted between December 05 2024 and January 20 2026 via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 394 Non-QM loans and 40 ATR-QM exempt loans for a total of 434 loans the "Final Securitization Population".

*<u>Credit Reviews (434):</u>*

During the Review, Selene performed a credit review on 434 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (434)</u>*

During the Review, Selene performed a compliance review on 434 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (434):</u>*

During the Review, Selene performed a property valuation review on 434 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (434):</u>*

During the Review, Selene performed a Data Integrity Review on 434 mortgage loans in the Final Securitization Population.

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 434 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;434 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;434 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;434 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;434 | &nbsp;&nbsp;100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, S&P Global Ratings, Kroll Bond Rating Agency, LLC, DBRS, Inc, Fitch Ratings, Inc, and Moody's Investors Service, Inc. (collectively the NRSRO(s))

&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>GUIDELINES</u>**

Deephaven Wholesale Underwriting Guidelines, Deephaven Correspondent Underwriting Guidelines, Cake Mortgage Corp. Non- QM Loan Eligibility Guidelines, ACC Mortgage Underwriting Guidelines Loanstream Mortgage Underwriting Guidelines, American Financing Underwriting Guidelines and Federal Savings Bank Underwriting Guidelines, American Financing Corporation Underwriting Guidelines (collectively the "Guidelines")

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene provided a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

&nbsp;&nbsp;**CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

● Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

● Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

● Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines; and

● Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

&nbsp;&nbsp;**COMPLIANCE REVIEW**

Selene's compliance scope determined the presence and correct execution of required documents such as the promissory note and security instrument, with respect to the ATR-QM Exempt Loans. With respect to the Non-QM loans, Selene tested whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act. Please see Appendix B for additional information.

&nbsp;&nbsp;**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

● **Original Appraisal Assessment** 

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

● **Value Supported Analysis** 

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page **3** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

&nbsp;&nbsp;**DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

● Tape data received from lender/client is stored in a secured FTP folder;

● Tape data is uploaded into the application;

● Loan Reviewer collects validated loan data;

● Each received data point is compared to its counterpart collected data point; and

● Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 434 mortgage loans, (ii) a Compliance Review on 434 mortgage loans (iii) a Valuation Review on 434 mortgage loans, and (iv) a Data Integrity Review on 434 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 434 mortgage loans; 382 mortgage loans had a rating grade of A, 52 mortgage loans had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** | &nbsp;&nbsp;***Grades per loan (434 overall loans):*** |
|  | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;150 | &nbsp;&nbsp;145 | &nbsp;&nbsp;150 | &nbsp;&nbsp;149 | &nbsp;&nbsp;150 | &nbsp;&nbsp;34.56% | &nbsp;&nbsp;33.41% | &nbsp;&nbsp;34.56% | &nbsp;&nbsp;34.33% | &nbsp;&nbsp;34.56% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;9 | &nbsp;&nbsp;7 | &nbsp;&nbsp;7 | &nbsp;&nbsp;7 | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;1.61% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;93 | &nbsp;&nbsp;96 | &nbsp;&nbsp;93 | &nbsp;&nbsp;94 | &nbsp;&nbsp;93 | &nbsp;&nbsp;21.43% | &nbsp;&nbsp;22.12% | &nbsp;&nbsp;21.43% | &nbsp;&nbsp;21.66% | &nbsp;&nbsp;21.43% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;184 | &nbsp;&nbsp;184 | &nbsp;&nbsp;184 | &nbsp;&nbsp;184 | &nbsp;&nbsp;184 | &nbsp;&nbsp;42.40% | &nbsp;&nbsp;42.40% | &nbsp;&nbsp;42.40% | &nbsp;&nbsp;42.40% | &nbsp;&nbsp;42.40% |

---

Page **4** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;382 | &nbsp;&nbsp;380 | &nbsp;&nbsp;382 | &nbsp;&nbsp;382 | &nbsp;&nbsp;382 | &nbsp;&nbsp;88.02% | &nbsp;&nbsp;87.56% | &nbsp;&nbsp;88.02% | &nbsp;&nbsp;88.02% | &nbsp;&nbsp;88.02% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;52 | &nbsp;&nbsp;54 | &nbsp;&nbsp;52 | &nbsp;&nbsp;52 | &nbsp;&nbsp;52 | &nbsp;&nbsp;11.98% | &nbsp;&nbsp;12.44% | &nbsp;&nbsp;11.98% | &nbsp;&nbsp;11.98% | &nbsp;&nbsp;11.98% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** |
|  | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;422 | &nbsp;&nbsp;422 | &nbsp;&nbsp;422 | &nbsp;&nbsp;422 | &nbsp;&nbsp;422 | &nbsp;&nbsp;97.24% | &nbsp;&nbsp;97.24% | &nbsp;&nbsp;97.24% | &nbsp;&nbsp;97.24% | &nbsp;&nbsp;97.24% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;12 | &nbsp;&nbsp;12 | &nbsp;&nbsp;12 | &nbsp;&nbsp;12 | &nbsp;&nbsp;12 | &nbsp;&nbsp;2.76% | &nbsp;&nbsp;2.76% | &nbsp;&nbsp;2.76% | &nbsp;&nbsp;2.76% | &nbsp;&nbsp;2.76% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
|  | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;394 | &nbsp;&nbsp;394 | &nbsp;&nbsp;394 | &nbsp;&nbsp;394 | &nbsp;&nbsp;394 | &nbsp;&nbsp;90.78% | &nbsp;&nbsp;90.78% | &nbsp;&nbsp;90.78% | &nbsp;&nbsp;90.78% | &nbsp;&nbsp;90.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;40 | &nbsp;&nbsp;40 | &nbsp;&nbsp;40 | &nbsp;&nbsp;40 | &nbsp;&nbsp;40 | &nbsp;&nbsp;9.22% | &nbsp;&nbsp;9.22% | &nbsp;&nbsp;9.22% | &nbsp;&nbsp;9.22% | &nbsp;&nbsp;9.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
|  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** | &nbsp;&nbsp;**DBRS / Morningstar** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Moodys** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;267 | &nbsp;&nbsp;430 | &nbsp;&nbsp;267 | &nbsp;&nbsp;267 | &nbsp;&nbsp;267 | &nbsp;&nbsp;61.52% | &nbsp;&nbsp;99.08% | &nbsp;&nbsp;61.52% | &nbsp;&nbsp;61.52% | &nbsp;&nbsp;61.52% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;0.92% | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;166 | &nbsp;&nbsp;0 | &nbsp;&nbsp;166 | &nbsp;&nbsp;166 | &nbsp;&nbsp;166 | &nbsp;&nbsp;38.25% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;38.25% | &nbsp;&nbsp;38.25% | &nbsp;&nbsp;38.25% |

---

Page **5** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

1. Selene
Due Diligence Narrative Report

2. ASF
Report

3. Grading
Summary

4. Exception
Detail

5. Tape
Discrepancies

6. Valuations
Report

7. Supplemental
Data

Page **6** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

![](ex9936001.jpg)

8. Third
Party (TPR) Attestation Form

9. Attestation
Form 15E

Page **7** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The
 application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The
 application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All
 known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture
 the monthly consumer debt payments for use in the debt to income and/or residual income
 calculation, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note
 the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather
 data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most
 recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most
 recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number
 of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit
 Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal
 or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay
 stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2
 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax
 returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial
 statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award
 letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank
 statements

Page **8** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository
 account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock
 or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift
 funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement
 statement or other evidence of conveyance and transfer of funds if a sale of assets was
 involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify
 that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For
 condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm
 that the flood cert is for the correct borrower, property, lender and loan number and
 is a "Life of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For
 properties is in a flood zone per the flood cert, confirm that flood insurance in the
 file meets the minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm
 that the mortgagee clause lists the lender's name and "its successors and
 assigns"; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm
 that the premium amount on both the hazard and flood insurance match what was used in
 the DTI calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Superior Lien Review**

As applicable, Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Captured
 superior lien outstanding loan amount and current payment amounts to validate CLTV and
 PITIA for DSCR calculations;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
 the original senior lien note to ensure eligible senior lien loan type adhere to the
 Guidelines; and

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
 the current mortgage statements for existing senior lien payments.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

Page **9** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed
 for any name variations for the borrowers and confirm that the variations have been addressed
 in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
 for any social security number variations for the borrowers and confirm that the variations
 have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
 for any potential occupancy issues based on the borrowers' address history and
 confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed
 for any employment issues and confirm that any issues have been addressed in the loan
 file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed
 for any additional consumers associated with the borrowers' profiles and confirm
 the materiality and material issues have been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed
 all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 review of the completeness and accuracy of the information obtained in the mortgage origination
 process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A
 review of closing documents to ensure that the mortgage file information is complete,
 accurate, and consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene
 will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification
 that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
 loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification
 that all borrowers are eligible based on the guidelines and information in the loan file;
 and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify
 there is appropriate documentation present to confirm that applicable documents have
 been recorded or have been sent for recording.

Page **10** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19):</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and <br> ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

Page **11** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available,
 Selene reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan
 originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence
 of the mortgage loan originator compensation agreement and/or governing policies and procedures, Selene's review was
 limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
 for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in
 the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the
 creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains
 a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the
 terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any
 claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the
 creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable,
 on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure;
 and (ii) verify the data against the NMLSR database, as available.

**2.** **Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7):</u> 

i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8):</u> 

i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7):</u> 

i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

Page **12** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing; and

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application.

**3.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

v) confirm if the file indicates a fee was imposed, other than for a credit report, prior to borrower receiving LE and indicating an intent to proceed with the transaction;

vi) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vii) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

viii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

ix) confirm borrower received LE not later than four (4) business days prior to consummation; and

x) confirm LE was not provided to the borrower on or after the date of the CD.

Page **13** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who are discussing a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG industry group proposal.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application

**4.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the
 general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Page **14** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

<u>General Ability to Repay</u>

Selene reviewed the applicable mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**5.** **The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:** 

a) Providing
Appraisals and Other Valuations (12 C.F.R. 1002.14):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**6.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;** 

Page **15** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

**APPENDIX C– VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The
 individuals performing the aforementioned original appraisal assessment are not persons
 providing valuations for purposes of the Uniform Standards of Professional Appraisal
 Practice ("USPAP") or necessarily licensed as appraisers under Federal or
 State law, and the services being performed by such persons do not constitute "appraisal
 reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene
 makes no representation or warranty as to the value of any mortgaged property, notwithstanding
 that Selene may have reviewed valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene
is not an 'AMC' (appraisal management company) and therefore Selene does not opine on the actual value of the
underlying property.

● Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

● Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **16** of **16**

*JPMMT 2026-CES2 Executive Summary (Selene Diligence)*

## Exhibit 99.37

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.37**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | 304845295 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845270 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845284 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845284 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845269 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845269 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845281 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845266 | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845266 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845328 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845311 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845311 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845311 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845325 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845325 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845325 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845319 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845318 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304655017 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845288 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304845285 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845283 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845250 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304845250 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845250 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845250 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845248 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845248 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845294 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845294 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845294 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845257 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845257 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845251 | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845251 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845274 | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304845252 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845252 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845252 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845252 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845278 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845249 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845253 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845253 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845320 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845287 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304845287 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845287 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845287 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845317 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845306 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845306 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685915 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685915 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685915 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845286 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685954 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685954 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717730 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717730 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304845303 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717672 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717672 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729281 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845297 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304845297 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729286 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304724671 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304730958 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729296 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729263 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729231 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729262 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729262 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729262 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769907 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769907 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685925 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685925 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685925 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685925 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685925 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769912 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769912 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769912 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769912 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769935 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769935 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769924 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769913 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769913 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769932 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769917 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769927 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769927 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769927 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769922 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769922 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769922 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769922 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826747 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826748 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826748 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826748 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769905 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769840 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769835 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826708 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826708 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826706 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826706 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826706 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826696 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826696 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826696 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826696 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826696 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304702528 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304702528 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826663 | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826663 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826710 | XXXX | Loan Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826710 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826725 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769862 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769839 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769839 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826727 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826727 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769860 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769860 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826728 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769850 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769850 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769850 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769850 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892769 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826669 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826705 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826705 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826724 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826724 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826715 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826715 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826640 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826640 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892892 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892892 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892892 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892892 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892892 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892893 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892893 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826723 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826723 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826723 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826691 | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826691 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826677 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826732 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826732 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826676 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826676 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826664 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826664 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826664 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826664 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826664 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826668 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826668 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826668 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826668 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826668 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826674 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769870 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769870 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769870 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769870 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Maturity Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769857 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826662 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826651 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826641 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729250 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304729250 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729250 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729250 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826711 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826711 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826672 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826683 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826683 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826683 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826683 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826683 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729295 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729295 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729295 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826681 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826681 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826681 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826638 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826713 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826652 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826652 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826652 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826652 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826703 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826703 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892765 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892765 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892765 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826738 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826738 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826738 | XXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826738 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826738 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892880 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892880 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892876 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892876 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892867 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892867 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892879 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892879 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892870 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892866 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892869 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826666 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826666 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826666 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826666 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826666 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892877 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892878 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892871 | XXXX | Borrower 1 FTHB | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892871 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892871 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892778 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892778 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892778 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892778 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892875 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826643 | XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826643 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826643 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826731 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826731 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826731 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304823225 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304823225 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304823225 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892777 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892777 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826647 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826657 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826679 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826679 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826679 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826679 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826734 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826734 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826734 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826744 | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826744 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826744 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826744 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826744 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892814 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826720 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892811 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826737 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826737 | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826737 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826737 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892891 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892891 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892896 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892896 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892896 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892897 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892744 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892744 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892744 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826733 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826733 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826733 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826739 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826739 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892895 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892895 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892895 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892888 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892888 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892888 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892745 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892745 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892745 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892745 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892760 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826736 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826736 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892761 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892761 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892761 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892761 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875979 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304875979 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769908 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769908 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769908 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892839 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892839 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892839 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892847 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892847 | XXXX | Borrower 1 FTHB | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892847 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892847 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892849 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892849 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892853 | XXXX | Borrower 1 FTHB | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892853 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892853 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892853 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892837 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892837 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892838 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892852 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892848 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892848 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892851 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892851 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892845 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892845 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892840 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892843 | XXXX | Borrower 1 FTHB | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892843 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892843 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892843 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892842 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892842 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892850 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892850 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892850 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892894 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892894 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892737 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892737 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892737 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892889 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892857 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892857 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769899 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769899 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769899 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892815 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892815 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892815 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892815 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892815 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826648 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826648 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826648 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826648 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826648 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892844 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892844 | XXXX | Property Rights | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892844 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892731 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892731 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892731 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892731 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304827300 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304827300 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892809 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892809 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892807 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892753 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892753 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892753 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304868083 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304875971 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875971 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892859 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892859 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892724 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892754 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875957 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892751 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892751 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875226 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892858 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892883 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892883 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892883 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892861 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892861 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892884 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892884 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892884 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769825 | XXXX | Loan Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769825 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826644 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826644 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304826644 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892885 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892770 | XXXX | Maturity Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892770 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892770 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892771 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892771 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892771 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892829 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892829 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892829 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892886 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892886 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892736 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892736 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892736 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892723 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892723 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892723 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892723 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892723 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892738 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892827 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892757 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892757 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892757 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892729 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892681 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892681 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892681 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892701 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892682 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892682 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892682 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892682 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892854 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892854 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892832 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892716 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304826745 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826745 | XXXX | Property County | deedOfTrustPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826745 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892767 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892767 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892717 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892717 | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892717 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892717 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892717 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892707 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892793 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892793 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892855 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892855 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892823 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892823 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892823 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892823 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892823 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892808 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892690 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892690 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892690 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892690 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892655 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892655 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892655 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892746 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892746 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892746 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892906 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892718 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892718 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892679 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892679 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892679 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892797 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892797 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892797 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892798 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892728 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892728 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892728 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892674 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892674 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892674 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892697 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892856 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892856 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892856 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892824 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892824 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892824 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892831 | XXXX | Borrower 2 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892831 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892831 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892831 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892831 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892828 | XXXX | Property County | deedOfTrustPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892817 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892817 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892817 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892656 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892656 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892656 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892788 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892715 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892750 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892750 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892750 | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892750 | XXXX | Maturity Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892812 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892820 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892882 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892882 | XXXX | Settlement Agent Name | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892825 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892825 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892825 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892825 | XXXX | Settlement Agent Name | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892826 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892826 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892881 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892881 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892790 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892790 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892782 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892785 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892675 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892675 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892675 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892821 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892821 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892821 | XXXX | Settlement Agent Name | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892725 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892725 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892665 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892730 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892730 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892730 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892730 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892730 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892836 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892836 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892836 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892836 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892836 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892803 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892803 | XXXX | Origination BK Flag | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892803 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892819 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892819 | XXXX | Qualifying Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892819 | XXXX | Settlement Agent Name | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892719 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892719 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304904385 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304904385 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892659 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892659 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892659 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892692 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892692 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892774 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892774 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892667 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892699 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892722 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892722 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892722 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892722 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892722 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769867 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038981 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038981 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038981 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038981 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892865 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892779 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892779 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038908 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038904 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038904 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826701 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304826701 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892773 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892773 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892711 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892711 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038969 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038960 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038961 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304904387 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304904387 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038964 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038964 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038964 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038900 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038901 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038906 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038906 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038906 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038906 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892766 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304875179 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875179 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875179 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304875179 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892781 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892781 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892784 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892784 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892784 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892784 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038953 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 305038951 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038946 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038946 | XXXX | Property County | deedOfTrustPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038947 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892805 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892805 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892805 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892805 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038897 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038897 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038897 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038949 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892666 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892668 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892668 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892668 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892668 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892792 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892792 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892792 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892792 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038956 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038956 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892795 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038917 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038917 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038917 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038917 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038919 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038919 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038919 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038919 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038942 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038942 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038942 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038878 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038878 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038878 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 305038878 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892677 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892677 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892677 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892677 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304892710 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |

---

## Exhibit 99.38

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.38**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 304845295 | Closed | 2024-12-10 00:15 | 2024-12-17 04:23 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved-XXXX Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. AVM should not be an issue as we have an appraisal dated before loan consummation date.<br>XX approves exception for XX% CLTV/LTV - Buyer-XX/XX/XXXX <br>Open-None of the Valuation entries contain core valuation types. AVM with FSD >XX is acceptable source for Equity advantage matrices, however AVM provided Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX. Provide valuation before Note date - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX APPRAISAL REPORT.xxx |  | DTI is XX.XX%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX. | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845295 | Closed | 2024-12-10 01:12 | 2024-12-17 13:18 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-Lender provided NMLS confirmation. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. NMLS information and explanation from seller uploaded for review. - Buyer-XX/XX/XXXX <br>Open-A relationship between XXXXXX XXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS ID: XXXXXXX showing results for XXXXXXX XXXXXXXX XXX but with NMLS of XXXXXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided NMLS confirmation. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Consumer Access - Company Branches.xxx<br>XXXXXXXXXX_XXXXX License Exp.xxx |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845261 | Closed | 2025-03-21 00:45 | 2025-03-31 12:53 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-COC entered and compliance passes. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. docs attached. - Buyer-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Loan origination fees and Appraisal fees have increased from Initial LE to PCCD which are $XXXX and $XXX from $XXXX and $XXX respectively. No COC to cure the tolerance. Provide COC. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-COC entered and compliance passes. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| changeofcircumstancesnew (X).xxx<br>CD - INITIAL CLOSING DISCLOSURE (X).xxx<br>CD - POST CLOSING (X).xxx |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845267 | Closed | 2025-03-21 04:09 | 2025-03-28 05:46 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC attached. - Buyer-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Underwriting Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The underwriting fee increased from $XXX on the initial LE to $X,XXX on the final CD. The file did not contain a change of circumstance or lender credit for the amount of the intolerance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-COC provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| changeofcircumstancesnew (X).xxx |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845268 | Closed | 2025-03-24 00:17 | 2025-03-28 05:38 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Qualifying LTV is XX%, GL Max LTV is XX%. In line. Resolved - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. review page X of the attached. I show loan amount < XXXk, FICO XXX, second home is XX% not XX - Buyer-XX/XX/XXXX <br>Open-The XXXXXXXXX LTV is XX% for loan amounts over $XXX,XXX, however the audited LTV is XX%. - XXX XXXXXXXXX XX/XX/XXXX <br>Rescinded-Audited CLTV Exceeds XXXXXXXXX CLTV FICO score is XXX and considered CLTV as per GL - XXX XXXXXXXXX XX/XX/XXXX |  | Resolved-Qualifying LTV is XX%, GL Max LTV is XX%. In line. Resolved - XXX XXXXXXXXX XX/XX/XXXX <br>Rescinded-Audited CLTV Exceeds XXXXXXXXX CLTV FICO score is XXX and considered CLTV as per GL - XXX XXXXXXXXX XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845273 | Closed | 2025-03-24 01:14 | 2025-03-27 16:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-VOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. VOE attached. - Buyer-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Provide Xrd Party VOE doc. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-VOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| VOE.xxx |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845271 | Closed | 2025-03-24 06:16 | 2025-03-28 05:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage statement provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please use mortgage statement and credit report to confirm this information. - Buyer-XX/XX/XXXX <br>Open-Missing previous (Xst lien) note and Deed of Trust for first lien - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Mortgage statement provided - Due Diligence Vendor-XX/XX/XXXX<br>| Credit - Mortgage Statement.xxx |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-03-26 00:32 | 2025-04-01 10:26 | Resolved | 1 - Information A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-PUD Rider is Missing PUD Rider available on p XXX. Resolved. - XXX XXXXXXXXX XX/XX/XXXX |  | Resolved-PUD Rider is Missing PUD Rider available on p XXX. Resolved. - XXX XXXXXXXXX XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-03-26 01:16 | 2025-04-03 14:49 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD received. Resolved. - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure The Initial CD is Missing. Compliance will be run upon receipt. - XXX XXXXXXXXX XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Initial CD received. Resolved. - XXX XXXXXXXXX XX/XX/XXXX<br>| X XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845293 | Closed | 2025-03-26 02:30 | 2025-03-26 02:37 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) XXXX-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX,XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) XXXX-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX,XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845269 | Closed | 2025-03-26 05:37 | 2025-04-01 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Business Narrative | Resolved-Self Employed business narrative provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. narrative attached. - Buyer-XX/XX/XXXX <br>Open-Provide Self Employed business narrative for XXXXXX XX XXXXX XXXX & XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Self Employed business narrative provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845269 | Closed | 2025-03-26 07:07 | 2025-04-01 11:29 | Resolved | 1 - Information C A | Compliance | Mavent | NJ Fee Not Allowed- Electronic Document Delivery Fee (Fee ID: 127) | Resolved-Lender provided updated PC CD removing fees not allowed in XX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Buyer-XX/XX/XXXX <br>Open-The XXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX X (X.X. Rev. Stat. XX:XXXX-XX; X.X. ADC X:XX-X.X) does not allow Electronic Document Delivery Fee (Fee ID: XXX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided updated PC CD removing fees not allowed in XX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX_.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845269 | Closed | 2025-03-26 07:07 | 2025-04-01 11:29 | Resolved | 1 - Information C A | Compliance | Mavent | NJ Fee Not Allowed- Notary Fee (Fee ID: 56) | Resolved-Lender provided updated PC CD removing fees not allowed in XX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Buyer-XX/XX/XXXX <br>Open-The XXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX X (X.X. Rev. Stat. XX:XXXX-XX; X.X. ADC X:XX-X.X) does not allow Notary Fee (Fee ID: XX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided updated PC CD removing fees not allowed in XX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX_.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845272 | Closed | 2025-03-27 11:27 | 2025-05-06 10:25 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing letter of explanation | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. seller rebuttal attached. - Buyer-XX/XX/XXXX <br>Open-Per review borrower's EAD will expire within X months of the application date. Per GLs a letter from the employer documenting the borrower's continued employment and continued visa renewal sponsorship must be obtained (employer on the loan application must be the same as on the unexpired visa). - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXX.xxx<br>UW exception.xxx<br>UW exception.xxx |  | XXX FICO<br> CA Primary Residence Refinance Cash Out - Other XXXX Investor Post-Close No |  |  |  |  |  |  |  |
| XXXX | XXXX |  | 304845266 | Closed | 2025-03-31 00:30 | 2025-04-08 06:31 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. the cure is listed on the final CD XXX.XX page X - Buyer-XX/XX/XXXX <br>Counter-Updated need the COC for the recoding fee increasing from XXX to XXX.XX on X/XX CD. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. docs attached - Buyer-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Points fee increased from initial LE to Revised LE ;which is $XXX to $XXXX and no COC in file, as per Post cd we have points fee as $XXXX and lender credit $XXX.XX which is not sufficient to cure the tolerance. Required to COC for Post CD . - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXX.pdf<br>XXXXX CD.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845328 | Closed | 2025-04-01 04:38 | 2025-04-04 12:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'sXXXAn interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, XXXX disclosure page no #XX, XXXX. The loan meets XXXX guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'sXXXAn interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, XXXX disclosure page no #XX, XXXX. The loan meets XXXX guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-04-01 10:29 | 2025-04-03 12:24 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-The Deed of Trust is Present and Complete - XXX XXXXXXXXX XX/XX/XXXX <br>Resolved-Fully-initialed and executed DOT Provided, Resolved. - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-Pages X-X of the Deed of Trust were not initialed by the borrowers in the bottom righthand corner. - XXX XXXXXXXXX XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-The Deed of Trust is Present and Complete - XXX XXXXXXXXX XX/XX/XXXX <br>Resolved-Fully-initialed and executed DOT Provided, Resolved. - XXX XXXXXXXXX XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845318 | Closed | 2025-04-02 03:08 | 2025-04-17 00:31 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount $XXXXXX is Less than Loan Amount $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845325 | Closed | 2025-04-02 03:49 | 2025-08-01 07:16 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Resolved- Re ran Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Resolved- Re ran Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845311 | Closed | 2025-04-02 04:53 | 2025-04-11 12:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-RTC waiver Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached RTC - Buyer-XX/XX/XXXX <br>Open-Right of Rescission is Missing Right to cancel document is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-RTC waiver Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_rtc waiver.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845319 | Closed | 2025-04-03 04:50 | 2025-04-16 02:27 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Required Document Provided, Changes Made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see current policy that will expire in May XXXX and new policy effective May with no gap. - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date of XX-XX-XXXX after the closing date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Required Document Provided, Changes Made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304655017 | Closed | 2025-04-03 05:25 | 2025-04-08 13:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304655017 | Closed | 2025-04-03 05:25 | 2025-04-08 13:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-04-03 14:40 | 2025-04-08 13:55 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided. Resolved. - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-Points increased from $XXXX on the Initial LE to $XXXX.XX on the Initial CD and there is no COC in file. - XXX XXXXXXXXX XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - XXX XXXXXXXXX XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-COC provided. Resolved. - XXX XXXXXXXXX XX/XX/XXXX<br>| X XXXXXX X XX.pdf<br>X XXXXXX X XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-04-03 14:40 | 2025-04-08 15:56 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved-Resolved - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC not needed for the title fees-see GFE - XXXXXX-XX/XX/XXXX <br>Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy, Title Insurance). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). - XXX XXXXXXXXX XX/XX/XXXX | Ready for Review-Document Uploaded. COC not needed for the title fees-see GFE - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - XXX XXXXXXXXX XX/XX/XXXX<br>| XXXXXXX.pdf<br>XXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845284 | Closed | 2025-04-03 14:40 | 2025-04-08 15:56 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved-Resolved - XXX XXXXXXXXX XX/XX/XXXX <br>Ready for Review-Document Uploaded. Not needed for title fee listed - XXXXXX-XX/XX/XXXX <br>Open-The total amount of the XX% category fees ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy, Title Insurance). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). - XXX XXXXXXXXX XX/XX/XXXX | Ready for Review-Document Uploaded. Not needed for title fee listed - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - XXX XXXXXXXXX XX/XX/XXXX<br>| XXXXXXXXX.pdf<br>XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845325 | Closed | 2025-04-04 13:26 | 2025-08-01 07:17 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | Michigan - Days Used for Interest Calculation | Resolved-rescinded, data entry error corrected. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) Resolved- Re ran Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Days used for interest has been updated upon lender confirmation. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXX days were used for the calculation, kindly please clear this finding as presented, thank you - Buyer-XX/XX/XXXX <br>Open-Interest Rate is >XX% in Michigan is subject to the Michigan Secondary Mortgage Loan Act. The act requires a XXX day interest calculation." - Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-rescinded, data entry error corrected. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) Resolved- Re ran Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Days used for interest has been updated upon lender confirmation. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| This is a snipit from the loan.docx |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845258 | Closed | 2025-04-08 05:14 | 2025-04-15 11:23 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Requirements of HPML have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the XXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met.<br> HPML-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requirements of HPML have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the XXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met.<br> HPML-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845258 | Closed | 2025-04-08 05:14 | 2025-04-15 11:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Requirements of HPML have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Requirements of HPML have been met - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) Requirements of HPML have been met.<br> HPML-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requirements of HPML have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) Requirements of HPML have been met.<br> HPML-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845258 | Closed | 2025-04-08 05:27 | 2025-04-15 11:23 | Resolved | 1 - Information C A | Compliance | Mavent | Rescission: Variance | Resolved-Corrected Notice of Right to Cancel provided in Findings: XXXXX XXXXXXXXXXX NORTC.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Reg Z, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX) Right to Cancel on p XXX reflects XX/XX/XXXX in all fields without the X-day right of recission. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Corrected Notice of Right to Cancel provided in Findings: XXXXX XXXXXXXXXXX NORTC.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXX NORTC.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845258 | Closed | 2025-04-08 05:32 | 2025-04-22 12:53 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Proof of payment by business provided via cancelled checks on two accounts so Liabilities screen updated and DTI is now within tolerance and within GL requirements. (Liability X - Findings: XX MONTHS CANCELLED CHECKS X.PDF reflects payments to XXXXXXXXX XXXXX in the amount of $XXX were made by the business. Liability X - Findings: XX MONTHS CANCELLED CHECKS.PDF reflects payments to XXXXX in the amount of $XXX.XX were made by the business.) Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Paid by business. Please clear - Seller-XX/XX/XXXX <br>Counter-Provide proof that the XXXXX Auto #XXXX of $XXX and XXXXX Fin #XXXX of $XXX are paid by other(s). They were included in our DTI calculation which brought the DTI to XX.XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI There is a variance between all other monthly payments on the XXXX of $XXXX and verified payments from the credit report of $X,XXX which is causing the DTI variance. We confirmed that the accounts paid off at closing on the CD were excluded from our calculation. Advise as to how $XXXX was arrived at. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Paid by business. Please clear - Seller-XX/XX/XXXX<br>| Resolved-Proof of payment by business provided via cancelled checks on two accounts so Liabilities screen updated and DTI is now within tolerance and within GL requirements. (Liability X - Findings: XX MONTHS CANCELLED CHECKS X.PDF reflects payments to XXXXXXXXX XXXXX in the amount of $XXX were made by the business. Liability X - Findings: XX MONTHS CANCELLED CHECKS.PDF reflects payments to XXXXX in the amount of $XXX.XX were made by the business.) Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXX - revised XXXX and XXXX.pdf<br>XX MONTHS CANCELLED CHECKS X.pdf<br>XX MONTHS CANCELLED CHECKS.pdf<br>XXX XXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845258 | Closed | 2025-04-08 05:46 | 2025-04-15 11:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-XXXX reflecting # of years in this line of work provided in Findings: XXXXX XXXXXXXXXXX - REVISED XXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Current employment Start date XX/XX/XXXX to XX/XX/XXXX showing XX years X month, but how long in this line of work is showing X<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX reflecting # of years in this line of work provided in Findings: XXXXX XXXXXXXXXXX - REVISED XXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXX - revised XXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845285 | Closed | 2025-04-08 23:45 | 2025-04-15 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Lender Income Calculation Worksheet - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXXXXXX income worksheet XXXXXXXX XXXXXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845282 | Closed | 2025-04-09 05:32 | 2025-04-15 05:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-UDM Report that is within XX days from closing date uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded for review - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Gap Credit Report is Missing in the file. Provide Gap Credit Report - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-UDM Report that is within XX days from closing date uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXXXXX UDM XXXXXXXX XXXXXXXXX.XXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845282 | Closed | 2025-04-09 06:23 | 2025-04-11 12:36 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX doc and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg #XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines" <br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX doc and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg #XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines" <br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845289 | Closed | 2025-04-09 12:50 | 2025-04-10 14:14 | Resolved | 1 - Information C A | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Resolved-Requirements Satisfied, Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrowers have owned the property since XXXX. I have uploaded a Deed and the Property Report showing the borrowers have owned the land since XXXX and I uploaded a screen shot from the appraisal showing the house is X years old to satisfy the Cash Out requirements. - Buyer-XX/XX/XXXX <br>Open-Cash Out is not completed according to the guideline requirements Per Matrix a minimum of X months ownership is required for c/o financing. Previous Note in file is dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requirements Satisfied, Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-10 01:07 | 2025-04-16 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud report attached shown Undisclosed Debt Monitoring Status expires X/XX/XXXX - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-10 01:07 | 2025-04-16 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud report attached shown Undisclosed Debt Monitoring Status expires X/XX/XXXX - Seller-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. fraud report attached shown Undisclosed Debt Monitoring Status expires X/XX/XXXX - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-10 01:24 | 2025-04-16 04:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested Xrd Party Fraud Report provided hence resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud report attached. - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Xrd Party Fraud Report provided hence resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-10 02:10 | 2025-04-16 09:59 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC dated X/XX/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC attached. - Seller-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Processing Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXX.XX(e)(X); XX CFR XXXXX.XX(e)(X); XX CFR XXXXX.XX(f)(X)(v)). Processing Fee in Revised LE is increased and COC is not provided. Provide COC to cure the tolerance. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. COC attached. - Seller-XX/XX/XXXX<br>| Resolved-COC dated X/XX/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XX X-XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845283 | Closed | 2025-04-10 05:49 | 2025-04-24 13:24 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-re-ran XXXXXX - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Fired in error, XXXXXX is excluding Saturday as a business day. Client confirmed. Saturday is a business day for the client, rescinded. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Saturday is a business day please rescind - Buyer-XX/XX/XXXX <br>Counter-Finding is firing because the initial CD was issued on X/XX/XX less than X business days from closing X/X/XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-XX/XX/XXXX <br>Open-The Initial Closing Disclosure was provided on (XXXX-XX-XX) via (Other). Under XXXXXXXXX X, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXX-XX-XX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXX-XX-XX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXXXX), for consummation to occur on (XXXX-XX-XX). (XX CFR XXXXXXXXXX(X)(X)(X)); XXXXXXXXXX(X)(X)(X)) Initial Closing Disclosure provided for review dated (XXXX-XX-XX) was not issued to borrower three business days prior to the consummation date of (XXXX-XX-XX). Please provide initial CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Fired in error, XXXXXX is excluding Saturday as a business day. Client confirmed. Saturday is a business day for the client, rescinded. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXX initial cd and receipt XXXXXXXX XXXXXXXXX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-10 07:00 | 2025-04-16 04:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested legal documents for senior or subordinate lien provided hence resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please use mortgage statement and credit report to review Xst lien information. - Seller-XX/XX/XXXX <br>Open-Missing legal documents for senior or subordinate lien - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please use mortgage statement and credit report to review Xst lien information. - Seller-XX/XX/XXXX<br>| Resolved-Requested legal documents for senior or subordinate lien provided hence resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX - XXXXXXXX XXXXXXXXX.pdf<br>XXXXXX - XXXXXX XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-10 23:23 | 2025-04-21 05:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE that is within the XX Business days from closing provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Xrd Party VOE Prior to Close - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested Xrd Party VOE that is within the XX Business days from closing provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX & XXXXXXXXXXX XXXX_XXX XXXXXX XXX.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-10 23:23 | 2025-04-21 05:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Requested Income Calculation sheet provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Income Calculation Worksheet - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested Income Calculation sheet provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX-XXXXXXXX XXXXXX XXXXXXXXX XXXXXXXXX XXXXXX, XXXXXX.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-10 23:53 | 2025-04-21 05:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested UDM attached that is within the XX Business days from closing hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested UDM attached that is within the XX Business days from closing hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX_refresh XXXXXXX, XXXXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-11 00:51 | 2025-04-17 09:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-PUD Rider provided, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PUD rider ws attached to DOT - Seller-XX/XX/XXXX <br>Open-PUD Rider is Missing Missing PUD rider - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. PUD rider ws attached to DOT - Seller-XX/XX/XXXX<br>| Resolved-PUD Rider provided, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXXXXXX _ XXXX XX XXXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-11 01:37 | 2025-04-21 14:43 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD provided and updated to review .Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD is missing in file, Hence unable to perform XXXXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial CD provided and updated to review .Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXX-XXXXXXX (XX).pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-11 01:37 | 2025-04-21 14:43 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial and rate lock LE with COC form provided and updated to review .Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing initial and rate lock LE - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial and rate lock LE with COC form provided and updated to review .Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-11 01:38 | 2025-04-21 14:41 | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided and updated to disclosure page. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Intent to Proceed disclosure - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-ITP provided and updated to disclosure page. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XX XXXXXX XX XXXXXX XXXX XXXX XXXXX (X).pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845250 | Closed | 2025-04-11 01:39 | 2025-04-21 05:33 | Resolved | 1 - Information B A | Credit | Doc Issue | Settlement Service Provider List is Missing | Resolved-Requested Settlement Service Provider List provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Settlement Service Provider List is Missing Missing SPL - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested Settlement Service Provider List provided hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXX XX XXXXXXXX (XX).pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-11 01:39 | 2025-04-19 09:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Lender provided fully executed Initial CD. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXX: Missing Closing Disclosure Initial Closing disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided fully executed Initial CD. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-11 05:59 | 2025-04-17 09:49 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PUD R ider is attached to the DOT-This particular DOT doesnt have check marks but does show verbiage of PUD Rider being attached, Please read. - Buyer-XX/XX/XXXX <br>Open-Per Appraisal document it is PUD Property. PUD Check mark is not provided in DOT Document provide updated document with PUD check mark. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXXXXXX _ XXXX XX XXXXX.pdf |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845282 | Closed | 2025-04-11 12:36 | 2025-04-15 12:44 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Due to lack of assignee liability this finding can be downgraded to a (X). The lender that has failed or neglected to post rates or to file rates is subject to a civil penalty of up to $X,XXX.XX payable to the Department of Consumer Affairs. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Interest Days in Year used to calculate the interest is (Periodic XXX). The XXXXXXXXXXXXX Consumer Protection Code requires XXX days used for the interest calculation. (X.X. Code Ann. XX-X-XXX(X)) Comment in XX - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Due to lack of assignee liability this finding can be downgraded to a (X). The lender that has failed or neglected to post rates or to file rates is subject to a civil penalty of up to $X,XXX.XX payable to the Department of Consumer Affairs. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No |
| XXXX | XXXX |  | 304845256 | Closed | 2025-04-15 20:00 | 2025-04-22 03:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested UDM Provided Gap Credit Report that is within the XX Business days from closing hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Data verify report shows UDM for gap credit - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing . - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested UDM Provided Gap Credit Report that is within the XX Business days from closing hence resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX XXXX XXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845291 | Closed | 2025-04-16 09:59 | 2025-04-16 10:03 | Resolved | 1 - Information C A | Compliance | Mavent | Tolerance: Disclosure | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-There is ($XX.XX) of prepaid interest designated as paid to an affiliate or third-party provider disclosed under Section F "Prepaids". Under XXXXXXXXXX X, charges included under the subheading "Prepaids" on the Loan Estimate or Closing Disclosure are those amounts to be paid by the consumer in advance of the first scheduled payment. Prepaid interest should not be designated as paid to anyone other than the lender. (XX CFR XXXXX.XX(g)(X); XX CFR XXXXX.XX(g)(X)) Comment in XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-16 22:31 | 2025-04-24 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. VVOes attached - Seller-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. VVOes attached - Seller-XX/XX/XXXX<br>| Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-16 22:31 | 2025-04-24 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income Qualifies with P&L, No Worksheet Required, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. income cal worksheet - Seller-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. P&L - Lender Worksheet / Income Calculator is Missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. income cal worksheet - Seller-XX/XX/XXXX<br>| Resolved-Income Qualifies with P&L, No Worksheet Required, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXXXXXXXXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 00:13 | 2025-04-24 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud attached. - XXXXXX-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Missing Fraud Report. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. fraud attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845276 | Closed | 2025-04-17 01:26 | 2025-04-22 10:44 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXX. The loan meets HPML guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXX. The loan meets HPML guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845276 | Closed | 2025-04-17 01:26 | 2025-04-22 10:44 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-XXXX requirements have been met and an interior appraisal was performed. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXXX.XX(a)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, XXXX disclosure page no #XXX. The loan meets XXXX guidelines." <br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-XXXX requirements have been met and an interior appraisal was performed. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXXX.XX(a)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, XXXX disclosure page no #XXX. The loan meets XXXX guidelines." <br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 01:35 | 2025-04-23 09:41 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) Requirements of XXXX have been met. Resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) Requirements of XXXX have been met. Resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 01:35 | 2025-04-23 09:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXXX.XX(a)(iii)) Requirements of XXXX have been met. Resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. Code XXXX(a); XX CFR XXXXX.XX(a)(iii)) Requirements of XXXX have been met. Resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 02:01 | 2025-04-24 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X YTD Profit & Loss Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Borrower X YTD Profit & Loss Missing The P&L Statement is missing. It is referenced in the UW Comments on the XXXX but a copy is not in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X YTD Profit & Loss Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX - X & X XXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 02:06 | 2025-04-24 05:16 | Resolved | 1 - Information C A | Credit | Insurance | Master Policy Expiration Date is Prior To the Transaction Date | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Master Policy Expiration Date of XX-XX-XXXX is Equal to or After the Transaction Date of XX-XX-XXXX Or Master Policy Expiration Date Is Not Provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX <br>Open-Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX The Master Condominium Policy Expiration Date of XX-XX-XXXX is prior to the Note Date of XX-XX-XXXX and Disbursement Date of XX-XX-XXXX. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX<br>| Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Master Policy Expiration Date of XX-XX-XXXX is Equal to or After the Transaction Date of XX-XX-XXXX Or Master Policy Expiration Date Is Not Provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-17 02:09 | 2025-04-24 05:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Business Narrative | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX <br>Open-The Self-Employed Business Narrative is missing. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX<br>| Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845257 | Closed | 2025-04-18 04:04 | 2025-04-25 06:24 | Resolved | 1 - Information D A | Compliance | Missing Doc | Escrow Waiver is Missing | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This is a second mortgage-we dont need this - Buyer-XX/XX/XXXX <br>Open-Escrow Waiver is Missing in the file . Provide Escrow Waiver - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845279 | Closed | 2025-04-18 06:17 | 2025-04-29 06:21 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Processing Fee (Fee ID: 9) | Resolved-Fee chart provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender compliance attached to show bona fide discount fee which should not be included in calculation. - Buyer-XX/XX/XXXX <br>Open-Processing Fee (Fee ID: X) is not allowed to be charged to the Borrower and paid to the Lender in PA under the Pennsylvania Mortgage Licensing Act. (X Pa. Stat. XXXX(a), XXXX(X)). State has limitation in origination fee which is X% of loan $XXXX but in this file it has more X% $XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fee chart provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-19 09:00 | 2025-04-19 09:01 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure Business Day Waiting Period Date Warnings | Resolved-Final CD signature date updated. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted a Last Closing Disclosure Received Date (XXXX-XX-XX) earlier than the Last Closing Disclosure Date Issued (XXXX-XX-XX). The System cannot perform a XXXXXXXXXX X business day disclosure waiting period review without accurate dates. (XX CFR XXXX.XX(f); XXXX.XX; XXXX.XX(f); XXXX.XX(a)(X)) open - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final CD signature date updated. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-19 09:00 | 2025-04-19 09:13 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Desk Review Fee, Courier Fee, Closing Protection Letter, Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845248 | Closed | 2025-04-19 09:13 | 2025-04-19 09:16 | Resolved | 1 - Information C A | Compliance | Mavent | Tolerance: Disclosure | Resolved-updated fee paid to. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-There are ($XXX.XX) of fees paid to the lender disclosed under Loan Estimate Section B "Services You Cannot Shop For" or Closing Disclosure Section B "Services Borrower Did Not Shop For". Under XXXXXXXXXX X, charges included under Section B on the Loan Estimate and Closing Disclosure are charges the consumer will pay for settlement services for which the consumer cannot shop and did not shop that are provided by persons other than the creditor or mortgage broker. (XX CFR XXXX.XX(f)(X); XX CFR XXXX.XX(f)(X)) - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-updated fee paid to. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845255 | Closed | 2025-04-22 08:36 | 2025-04-25 11:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure The Initial CD is missing so Compliance has not been run. Provide the Initial CD and any Revised CD's, Revised LE's, and COC's, if applicable. Upon receipt, Compliance will be run. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial CD provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| X XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845274 | Closed | 2025-04-22 22:25 | 2025-04-25 13:39 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Closing Cost Detail fee(s) not disclosed in the proper section based on ability to shop | Resolved-LOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. seller rebuttal - Buyer-XX/XX/XXXX <br>Open-Title fees (Settlement or closing fee, Endorsement fee, Lenders title insurance, closing protection letter fee) is paid to a provider that's not on providers list but the fee is still in section B, move the Fee (Settlement or closing fee, Endorsement fee, Lenders title insurance, closing protection letter fee) to section C. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-LOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXX XXX loe for title fees in section b XXXXXXXX XXXXXXXXX.pdf |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845262 | Closed | 2025-04-23 08:20 | 2025-04-24 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X CPA Letter Provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X CPA Letter Missing CPA letter or business documents i.e. Articles of Organization, LLC docs, verification borrower has owned and business has been in existence for X years are missing. - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Required Document provided, Changes Made in system, Finding Resolved<br> - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X CPA Letter Provided - XXXXXXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-24 05:09 | 2025-05-02 04:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing VVOE within XX business days is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Xrd Party VOE Prior to Close Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| X XXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-24 05:35 | 2025-05-02 04:34 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower X Gap Credit Report provided. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Getting XX days in between Gap credit report and note date, required gap credit report within XX business days. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report provided. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-24 06:19 | 2025-05-02 08:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial XX and XXX received. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-XXXX: Missing Closing Disclosure The XX initial is missing. Upon receipt, compliance can be run. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Initial XX and XXX received. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| X XX.pdf<br>X XX XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845243 | Closed | 2025-04-24 22:14 | 2025-05-01 04:46 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX with corrected Income provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. The XXXX provided reflects income of $XXX,XXX.XX however the Loan Approval, XXXX, and verified income is $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX with corrected Income provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845243 | Closed | 2025-04-25 01:19 | 2025-04-30 11:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.X(X)(X)(XXX)) Requirements of XXXX have been met. Resolved. <br> - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.X(X)(X)(XXX)) Requirements of XXXX have been met. Resolved. <br> - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845243 | Closed | 2025-04-25 08:13 | 2025-05-20 06:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Resolved-Prior purchase price is within X months of application date and is lower of the two values of appraised value, used for LTV - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Confirmed that CLTV calculation is XX.XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Can you please clarify? I've uploaded the XXXX that shows we are at XX% CLTV and I looked at your Summary page and it is showing a CLTV of XX.XX%. - Buyer-XX/XX/XXXX <br>Open-Audited CLTV of XX.XX% exceeds Guideline CLTV of XX% The Audited HLTV of XX.XX% exceeds Guideline HCLTV of XX%. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Prior purchase price is within X months of application date and is lower of the two values of appraised value, used for LTV - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845255 | Closed | 2025-04-25 11:43 | 2025-04-29 14:25 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see GFE-We are fine here and no COC is required/. - Buyer-XX/XX/XXXX <br>Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Courier Fee, Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXX X (XX-XX-XX XXXXXXXX).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845249 | Closed | 2025-04-28 01:36 | 2025-05-02 05:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Verification of business existence required within XX business days of closing<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| X XXXX.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845249 | Closed | 2025-04-28 03:18 | 2025-05-02 08:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial CD provided in Findings: X XX.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure The Initial closing disclosure is missing. Upon receipt, compliance can be run. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial CD provided in Findings: X XX.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| X XX.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-30 09:15 | 2025-05-02 07:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-X of X provided in Findings: XXXXXX XX XXXXX XX XXXXXX.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Included in package - XXXXXX-XX/XX/XXXX <br>Open-Right of Rescission is Missing The Right of Rescission is Missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Included in package - XXXXXX-XX/XX/XXXX<br>| Resolved-X of X provided in Findings: XXXXXX XX XXXXX XX XXXXXX.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXX XX XXXXX XX XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-30 09:15 | 2025-05-02 07:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Business Narrative | Resolved-The Self-Employed Business Narrative is in Findings: XXXX XXXXXXXX XXXXXXXX XXXXXXXX.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Page X of the Self-Employed Business Narrative with the borrower's signature is missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The Self-Employed Business Narrative is in Findings: XXXX XXXXXXXX XXXXXXXX XXXXXXXX.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXXX XXXXXXXX XXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-04-30 09:17 | 2025-05-02 04:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower X CPA Letter Provided - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X CPA Letter Missing Ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X CPA Letter Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845243 | Closed | 2025-04-30 11:46 | 2025-05-08 13:09 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Updated appraisal provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated appraisal uploaded for review. - Seller-XX/XX/XXXX <br>Open-On pages XXX, XXX, XXX, and XXX, the UW notes: PROPERTY - APPRAISAL ADDITIONAL INFORMATION - APPRAISER TO PROVIDE THE FOLLOWING ADDITIONAL INFORMATION OR CORRECTIONS FOR UNDERWRITER REVIEW: X/X: Appraiser to revise analysis of prior sales history of subject to reflect the most recent purchase recorded X/X/XXXX for a sales price of $X,XXX,XXX. Revise HOA dues to $XXXX/year as indicated by HOA. Unable to locate this correction in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated appraisal uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Updated appraisal provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX(XXX-XXXXXX)-VX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845253 | Closed | 2025-05-01 20:43 | 2025-05-08 12:29 | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP Provided, Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial disclosures attached - XXXXXX-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed Disclosure. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Initial disclosures attached - XXXXXX-XX/XX/XXXX<br>| Resolved-ITP Provided, Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| X XXXXXX XXXXXXXXXXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845253 | Closed | 2025-05-01 20:44 | 2025-05-08 14:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial CD provided in Findings: XX.XXX p X. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Missing Initial Closing Disclosure. Provide Initial CD and any revised CD's / COC's, if applicable. Compliance can be run upon receipt. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial CD provided in Findings: XX.XXX p X. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845253 | Closed | 2025-05-01 20:44 | 2025-05-08 14:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial LE provided in Findings: p XX of X INITIAL DISCLOSURES.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial disclosures attached-XX-XX/XX/XXXX <br>Open-Missing Initial Loan Estimate. Provide along with any Revised LE's and COC's, if applicable. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Initial LE provided in Findings: p XX of X INITIAL DISCLOSURES.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| X XXXXXX XXXXXXXXXXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-05-02 08:03 | 2025-05-02 08:09 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Courier Fee, Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX XXX XXXXX.XX(X)(X)(XX); XX XXX XXXXX.XX(X)(X)(XX)). - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-05-02 08:03 | 2025-05-02 08:10 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) Requirements of XXXX have been met - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) Requirements of XXXX have been met - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-05-02 08:03 | 2025-05-02 08:09 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The total amount of the XX% category fees ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($XXX.XX). The total amount of fees in the XX% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Courier Fee, Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX XXX XXXXX.XX(X)(X)(XX); XX XXX XXXXX.XX(X)(X)(XX)). - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845252 | Closed | 2025-05-02 08:03 | 2025-05-02 08:10 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a California Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the California XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(xxx)) Requirements of XXXX have been met - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requirements of XXXX have been met. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a California Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the California XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(xxx)) Requirements of XXXX have been met - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845253 | Closed | 2025-05-06 10:00 | 2025-05-08 13:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-DOT with Exhibit A included provided in Findings: POST CLOSING - SIGNED MORTGAGE _ DEED OF TRUST.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Exhibit A is not missing see at very bottom - XXXXX-XX/XX/XXXX <br>Open-The DOT references an attached Exhibit A however it is missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-DOT with Exhibit A included provided in Findings: POST CLOSING - SIGNED MORTGAGE _ DEED OF TRUST.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXXXXXX _ XXXX XX XXXXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845320 | Closed | 2025-05-08 05:34 | 2025-05-08 06:05 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845287 | Closed | 2025-05-12 01:41 | 2025-05-16 07:25 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. renewal attached. - XXXXX-XX/XX/XXXX <br>Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Provide updated HOI policy doc. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXX-XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845287 | Closed | 2025-05-12 02:06 | 2025-05-15 09:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) HPML requirements were met and an interior appraisal was performed. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) HPML requirements were met and an interior appraisal was performed. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845287 | Closed | 2025-05-12 02:06 | 2025-05-15 09:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) HPML requirements were met and an interior appraisal was performed. - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) HPML requirements were met and an interior appraisal was performed. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845287 | Closed | 2025-05-12 04:12 | 2025-05-22 20:23 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Used borrower's SS benefits provided. Income did not match XXXXXXXXXXXX's income, therefore the DTI figures did not match. However both were below XX% per XX. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXXXXXXXXX rebuttal attached. - XXXXX-XX/XX/XXXX <br>Counter-Thank you for the award letters. These were all in the original file and using just the SS benefits from four individuals and grossing them all up the monthly calculation of income would be $X.XXX.XX. XXXXXXXXXXXX's calculation of monthly income was $XX,XXX. However B2 indicated Foster care award in the amount $X,XXX.XX. IF the foster care amount was used in XXXXXXXXXXXX's calculations the award letter was not present. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Award Letters - XXXXX-XX/XX/XXXX <br>Open-Foster care income as reported on the XXXX in the amount of $X,XXX.XX could not be verified. Award letter not provided.<br> B2 other income (XXXXX XXXXXXXX XXXXXXX & XXXXXX X XXXXXX SS) per award letters is $XXXX.XX, However per final XXXX it is $X,XXX.XX.<br> Provide clarification on same.<br> Long term disability information was provided for B1 however it could not be determined if this amount was used in the income calculations.<br> Leases were not provided for rental properties. Per income worksheet, rental income was used for qualifying. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Used borrower's SS benefits provided. Income did not match XXXXXXXXXXXX's income, therefore the DTI figures did not match. However both were below XX% per XX. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXX.pdf<br>XXXXXXXXXX_XXXXXXX XX XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845317 | Closed | 2025-05-14 00:26 | 2025-05-14 00:26 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX XXXXXX XXXXXXXXX XXXXXX was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XXX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX XXXXXX XXXXXXXXX XXXXXX was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XXX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845296 | Closed | 2025-05-14 05:45 | 2025-05-14 05:57 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX XXXXXX XXXXXXXXX XXXXXX was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XXX,. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg# XXX, XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX XXXXXX XXXXXXXXX XXXXXX was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XXX,. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg# XXX, XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685915 | Closed | 2025-05-15 04:10 | 2025-05-22 01:09 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Updated Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Gap Credit Report is Expired, provided Gap credit Report is not within XX business days prior to closing - XXX XXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Updated Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | KS | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685915 | Closed | 2025-05-15 07:03 | 2025-06-26 07:51 | Resolved | 1 - Information C A | Compliance | Mavent | Late: Amount | Resolved-Note provided w/ updated late charge fees and borrower signature page. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. corrected Note uploaded - XXXXXX-XX/XX/XXXX <br>Counter-Please provide complete Note w/ borrower's signature and update late charge information. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Counter-The updates on the Note (sections crossed out) have not been initialized or shown any other type of authorization. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Counter-The finding had to do w/ the late fee per the Note. Per the below state law, under the XXXXXX XXXXXXXXX XXXXXX, a late charge may not exceed X% of the unpaid amount of the installment or $XX, whichever is less. The calculated late fee is $XX.XX. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-You submitted a ($XX.XX) Late Fee Amount, a (X.X%) Late Fee Percent, and a ($XX.XX) Maximum Late Fee Amount. (X.X%) of the unpaid installment is ($XX.XX). Under the XXXXXX XXXXXXXXX XXXXXX, a late charge may not exceed X% of the unpaid amount of the installment or $XX, whichever is less. (X.X.X. X-XXXX) Kansas state does not allow Late Fee Amount which exceeds X% per KS state actual is XX.XX% - XXX XXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. corrected Note uploaded - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Note provided w/ updated late charge fees and borrower signature page. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf<br>X XXXX.pdf<br>XXXXXXXXXXX XXXX.pdf |  |  | KS | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845286 | Closed | 2025-05-16 06:53 | 2025-05-23 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial CD provided in Findings: XXXXXXXXXX_XXXX-XX Initial.pdf and Mavent run. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure The Initial Closing Disclosure is missing. Upon receipt, Compliance will be run. - Due Diligence Vendor-XX/XX/XXXX | <br> x000D_ | Resolved-Initial CD provided in Findings: XXXXXXXXXX_XXXX-XX Initial.pdf and Mavent run. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX-XX Initial.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845277 | Closed | 2025-05-19 04:04 | 2025-05-23 12:59 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met. Resolved. - Due Diligence Vendor-XX/XX/XXXX | <br> x000D_ | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Requirements of HPML have been met. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304687393 | Closed | 2025-05-19 06:42 | 2025-06-05 05:43 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Closing Cost Detail fee(s) not disclosed in the proper section based on ability to shop | Resolved-Lender used different Title company which allows for XX% tolerance. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Service Provider's List has title services listed, which the lender used another title company to provide the title service. https://www.consumerfinance.gov/rules-policy/regulations/XXXX/XX/#XX-e-X-ii-Interp-X-ii - Buyer-XX/XX/XXXX <br>Counter-The Lender did not use a Provider from the SPL which would have been subject to XX% tolerance. The fees moved up to Section B are X% tolerance fees and require a COC or tolerance cure for increase in CPL fee from $XX to $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The CPL fee did increase but was offset by all other XX% tolerance fee. A COC would not be needed in this case as the cumulative amount did not increase the tolerance. The cumulative amount actually decreased from the final LE to the initial CD by $XXX - Seller-XX/XX/XXXX <br>Open-Missing COC for Title fees (Closing Protection Letter Fee increase from final LE of $XX to final CD $XX. Provide COC or tolerance cure for increase. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-The CPL fee did increase but was offset by all other XX% tolerance fee. A COC would not be needed in this case as the cumulative amount did not increase the tolerance. The cumulative amount actually decreased from the final LE to the initial CD by $XXX - Seller-XX/XX/XXXX<br>| Resolved-Lender used different Title company which allows for XX% tolerance. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304687393 | Closed | 2025-05-19 07:23 | 2025-06-05 05:23 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History unable to verify, provided VOR, Changes Made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded for review - Seller-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements VOR is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded for review - Seller-XX/XX/XXXX<br>| Resolved-Housing History unable to verify, provided VOR, Changes Made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXXX Deephaven.pdf |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845306 | Closed | 2025-05-19 13:05 | 2025-05-22 08:51 | Resolved | 1 - Information C A | Compliance | TRID | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Application per initial disclosures reflect X/XX disclosure tracking on page XXX, application provided reflects time stamp of X/XX/XXXX - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached application, signed and dated XX/XX/XXXX. This version supersedes the previous XXXX and is the one used by XXXXXXXXX for the initial disclosure date. - XXXXX-XX/XX/XXXX <br>Open-The List of Settlement Service Providers Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XXXXXXXXXX X, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (XX CFR XXXX.XX(e)(X)(vi); XXXX.XX(e)(X)(iii)) The List of Settlement Service Providers Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX) Application on page XXXX reflects application date of X/XX/XXXX. Tape data reflects application date of X/XX/XXXX. - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Application per initial disclosures reflect X/XX disclosure tracking on page XXX, application provided reflects time stamp of X/XX/XXXX - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845306 | Closed | 2025-05-19 13:05 | 2025-05-22 08:51 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Application per initial disclosures reflect X/XX disclosure tracking on page XXX, application provided reflects time stamp of X/XX/XXXX - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached application, signed and dated XX/XX/XXXX. This version supersedes the previous XXXX and is the one used by XXXXXXXXX for the initial disclosure date. - XXXXX-XX/XX/XXXX <br>Open-The Initial Loan Estimate Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XXXXXXXXXX X, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (XX CFR XXXX.XX(e)(X)(iii)) Initial LE in file on page XXX reflects Draft. Application on page XXXX reflects application date of X/XX/XXXX. Tape data reflects application date of X/XX/XXXX. Missing intial LE in file - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Application per initial disclosures reflect X/XX disclosure tracking on page XXX, application provided reflects time stamp of X/XX/XXXX - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845277 | Closed | 2025-05-23 11:42 | 2025-06-02 15:19 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Commitment provided in findings reflects $XXX,XXX. Findings: X XXXXXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX | <br> x000D_ | Resolved-Title Commitment provided in findings reflects $XXX,XXX. Findings: X XXXXXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| X XXXXXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304687393 | Closed | 2025-05-27 16:58 | 2025-06-05 05:44 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved. XX% tolerance met. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Service Provider's List has title services listed, which the lender used another title company to provide the title service. https://www.consumerfinance.gov/rules-policy/regulations/XXXX/XX/#XX-e-X-ii-Interp-X-ii - Seller-XX/XX/XXXX <br>Counter-The Lender did not use a Provider from the SPL which would have been subject to XX% tolerance. The fees moved up to Section B are X% tolerance fees and require a COC or tolerance cure for increase in CPL fee from $XX to $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The CPL fee did increase but was offset by all other XX% tolerance fee. A COC would not be needed in this case as the cumulative amount did not increase the tolerance. The cumulative amount actually decreased from the final LE to the initial CD by $XXX - Buyer-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Closing Protection Letter. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Service Provider's List has title services listed, which the lender used another title company to provide the title service. https://www.consumerfinance.gov/rules-policy/regulations/XXXX/XX/#XX-e-X-ii-Interp-X-ii - Seller-XX/XX/XXXX<br>| Resolved-Resolved. XX% tolerance met. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304694280 | Closed | 2025-06-02 04:07 | 2025-06-02 07:53 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #XX. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #XX. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304694280 | Closed | 2025-06-02 04:07 | 2025-06-02 07:53 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.X%).(XXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #XX. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.X%).(XXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #XX. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304694280 | Closed | 2025-06-02 04:40 | 2025-07-10 08:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Resolved-Lender provided Final policy confirming borrower and non borrower are listed for vesting. Finding resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the updated policy reflecting vesting for both the borrower and non-borrower. Kindly clear this finding accordingly. - XXXXX-XX/XX/XXXX <br>Counter-Document Uploaded. Title provided in file is only vested in Non-borrower's name. Please provide updated Title policy confirming borrower's name is included in vesting as confirmed via Recorded DOT provided. Finding countered. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached recorded Deed of Trust. The final title policy will reflect how the DOT is recorded with the county, which shows both the borrower and the non-borrower - XXXXX-XX/XX/XXXX <br>Open-Title Document is Incomplete Provided title on page #XXXX shows vested in for XXXXXX XXXXXXX who is a non borrower. Need updated title doc with borrower vested in information. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Resolved-Lender provided Final policy confirming borrower and non borrower are listed for vesting. Finding resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXXXX_XXXXXX XXX.XXX<br>XXXXX.XXX<br>XXXXXX XXXXX XXXX.XXX<br>XXXXXX XXXXX XXXX XXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845303 | Closed | 2025-06-04 04:57 | 2025-06-09 10:30 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX, XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX, XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845303 | Closed | 2025-06-04 04:57 | 2025-06-09 10:30 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX, XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXXX An interior and exterior appraisal was completed for this property – see Page# XXX, XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717672 | Closed | 2025-06-09 22:42 | 2025-06-20 06:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender provided Income Worksheet. Changes made in system. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided Income Worksheet. Changes made in system. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| X-XXXXXX XXXXXXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717672 | Closed | 2025-06-09 23:26 | 2025-06-20 06:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Lender provided Fraud Report. Changes made in system. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached. - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided Fraud Report. Changes made in system. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| X-XXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717672 | Closed | 2025-06-10 00:09 | 2025-06-24 13:18 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Closing Cost Detail fee(s) not disclosed in the proper section based on ability to shop | Resolved-Lender provided Post CD with corrected Title fees (Title - Title Search) moved to section C. Condition resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached PCCD - XXXXXX-XX/XX/XXXX <br>Open-Title fees (Title - Title Search) is paid to a provider that's not on providers list but the fee is still in section B, move the Fee (Title - Title Search) to section C.<br> - XXXX XXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. see attached PCCD - XXXXXX-XX/XX/XXXX<br>| Resolved-Lender provided Post CD with corrected Title fees (Title - Title Search) moved to section C. Condition resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| X-XXXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717672 | Closed | 2025-06-13 11:23 | 2025-06-17 10:55 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-XX/XX/XXXX <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per XX.X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> Borrower has an individual policy that provides full coverage of the property. | VA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304845315 | Closed | 2025-06-17 23:26 | 2025-06-25 08:27 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is (XXX.XX). The Last CD shows a total lender credit amount of (XX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and - X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). There is no COC provided for the decrease in Lender credit for Initial CD to cure the tolerance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304845297 | Closed | 2025-06-18 04:36 | 2025-06-25 12:21 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception pg no: XXX approved to accept bwr supplied IRS transcripts. XXXX XXX transcripts match to returns supplied. XXXX filed too recently to receive transcripts, but income very consistent with XXXX gross and net. minimal change. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception pg no: XXX approved to accept bwr supplied IRS transcripts. XXXX XXX transcripts match to returns supplied. XXXX filed too recently to receive transcripts, but income very consistent with XXXX gross and net. minimal change. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Fico XXX minimum per guidelines is XXX<br> CLTV XX.XX% max per guidelines is XX%<br> Residual income- $X,XXX.XX income required per guidelines is none | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304729281 | Closed | 2025-06-20 09:13 | 2025-06-27 05:53 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception related to the expired GAP credit.<br>The GAP credit was dated XX/XX/XXXX, which makes it valid through XX/XX/XXXX. Since the closing took place just five days after the expiration date, an exception was made to accommodate this shortfall. - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX.pdf<br>XXXXXXXXXX.pdf |  | Fico XXX minimum per guidelines is XXX<br> DTI XX.XX max per guidelines is XX%<br> Residual income- XX,XXX.XX- residual income per guidelines is none | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304729281 | Closed | 2025-06-20 09:13 | 2025-06-27 05:53 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception related to the expired GAP credit.<br>The GAP credit was dated XX/XX/XXXX, which makes it valid through XX/XX/XXXX. Since the closing took place just five days after the expiration date, an exception was made to accommodate this shortfall. - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX.pdf<br>XXXXXXXXXX.pdf |  | Fico XXX minimum per guidelines is XXX<br> DTI XX.XX max per guidelines is XX%<br> Residual income- XX,XXX.XX- residual income per guidelines is none | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-07-16 03:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Premium Pricing Disclosure TXX Form provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX _xXXXX_\nOpen-Premium Pricing Disclosure TXX Form is Missing Missing from file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | Resolved-Premium Pricing Disclosure TXX Form provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_\n | XXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-08-07 15:30 | Resolved | 1 - Information A | Compliance | Fees:Limited | Texas - Restricted Admin Fees (Regulated Loans > $1,000) | Resolved-The Administrative fee was paid by the lender, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nRescinded-The Administrative fee was paid by the lender - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved-Lender cure provided in the amount of $XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved-Administration fee was lender paid. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. Uploaded for review - XXXXX-XX/XX/XXXX _xXXXX_\nCounter-Confirming receipt of the XXXX, however per our compliance department: "lender can only charge a $XX Admin fee per (XXX. XXX. XXXX XXX.XXX(x)(X)).--- (X) an administrative fee, subject to Subsection (c), in an amount not to exceed $XX for a loan of more than $X,XXX or $XX for a loan of $X,XXX or less."\nIf the Administrative fee is to remain on the XXXX, it is capped at $XX regardless of the amount the lender has paid. An updated XXXX is required, along w/ a copy of the refund check to borrower (if applicable) and proof of delivery. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. XXXX uploaded - XXXXX-XX/XX/XXXX _xXXXX_\nCounter-The admin fee was paid by lender on the final XX. Per the XXXX a portion is now paid by the borrower. Fees charged to the borrower may not be added or increased post consummation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-what else is needed for this condition - XXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nRescinded-The XXXXX XXXXXX XXXXX XXXXXX XXXXX XXXXXXX XXXXXXXXXX prohibit administration fees in excess of $XX on loans greater than $X,XXX. (XXX. XXX. XXXX XXX.XXX(x)(X)) The administration fee was paid by the lender. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | Resolved-The Administrative fee was paid by the lender, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Rescinded-The Administrative fee was paid by the lender - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Resolved-Lender cure provided in the amount of $XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Resolved-Administration fee was lender paid. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Rescinded-The XXXXX XXXXXX XXXXX XXXXXX XXXXX XXXXXXX XXXXXXXXXX prohibit administration fees in excess of $XX on loans greater than $X,XXX. (XXX. XXX. XXXX XXX.XXX(x)(X)) The administration fee was paid by the lender. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_\n | XXXX.XXX_xXXXX_\nXXXXXXX XXXXXX XXXXXX.XXX_xXXXX_\nXXXXXXX XXXXX.XXX_xXXXX_\nXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-07-21 14:22 | Resolved | 1 - Information C A | Compliance | Mavent | TX Fee Not Allowed- Underwriting Fee (Fee ID: 8) | Resolved-XXXX provided with XX fee paid by lender. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. XXXX provided - XXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen-The XXXXX XXXXXX XXXXX XXXXXX XXXXX XXXXXXX (XXX. XXX. XXXX XXX.XXX et. seq.) does not allow Underwriting Fee (Fee ID: X) to be charged to the Borrower in XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | Resolved-XXXX provided with XX fee paid by lender. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_\n | XXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-08-07 15:02 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Open-HPML comment - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-what else is needed for this condition - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver disclosures and loan information is on Pg#'sXXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver disclosures and loan information is on Pg#'sXXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717730 | Closed | 2025-06-24 07:17 | 2025-08-01 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Xrd Party VOE Prior to Close. CPA letter provided is not dated within XX business days of closing. - Due Diligence Vendor-XX/XX/XXXX | <br> x000D_ | <br> x000D_ | XXXXXXXXXX VVOE.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717730 | Closed | 2025-06-24 08:37 | 2025-06-26 14:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Escrow waiver disclosures and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX. The loan meets HPML guidelines, resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Escrow waiver disclosures and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX. The loan meets HPML guidelines, resolved. - XXXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-29 19:34 | 2025-07-01 16:15 | Acknowledged | 2 - Non-Material B | Compliance | Missing Doc | Missing Anti-Steering Disclosure | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade X - Buyer-XX/XX/XXXX <br>Open-The anti steering disclosure was missing from the file and there were lender paid fees on this refinance of a primary property. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304724671 | Closed | 2025-06-29 22:37 | 2025-07-14 03:23 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title document provided with the updated coverage amount that covers loan amount, updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXX is Less than Loan Amount XX,XXX. required Updated Title Document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated title document provided with the updated coverage amount that covers loan amount, updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXX XXXXXX.XXX |  |  | ID | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729296 | Closed | 2025-06-30 23:18 | 2025-07-10 03:18 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX Document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached XXXX - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Missing in the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX Document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | _xXXXX_\n |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | _xXXXX_\n |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729263 | Closed | 2025-07-09 01:28 | 2025-07-28 02:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax cert is missing in file, provided the same, Changes made in system, Fining Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Tax cert is missing in file. Unable to qualify monthly taxes for subject property. <br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Tax cert is missing in file, provided the same, Changes made in system, Fining Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX- XXX XXXX XXXX.pdf |  |  | HI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729263 | Closed | 2025-07-09 02:49 | 2025-07-29 12:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Lender provided fully executed Final CD. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Final CD is missing in file. <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided fully executed Final CD. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX_XXXXXXXX XXX.XXX |  |  | HI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729263 | Closed | 2025-07-09 03:29 | 2025-08-18 14:26 | Waived | 2 - Non-Material C B | Property | Appraisal | Property/Appraisal General | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Subject is investment, but appraisal report reflecting occupant as Owner. As per fraud report pg-XXXX recording date is on XX/XX/XXXX (per Transaction History). - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXX.XXX |  | LTV is XX.XX%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower(s) have XX.XXmonths Reserves. Minimum required per guidelines is X months. | HI | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | Yes |
| XXXX | XXXX |  | 304729263 | Closed | 2025-07-09 03:32 | 2025-07-11 12:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Lender provided approved exception in file, p. XXXX. <br> Exception escalated to XXX of XX. Approved for loan amount $XXX,XXX vs $XXX,XXX on cash out investment property with Equity advantage program. All other matrix and product guidelines must be met. Finding waived. <br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Loan does not conform to program guidelines Lender provided approved exception in file, p. XXXX. <br> Exception escalated to XXX of XX. Approved for loan amount $XXX,XXX vs $XXX,XXX on cash out investment property with Equity advantage program. All other matrix and product guidelines must be met. Finding waived. <br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | DTI is XX.XX%. Maximum allowed per guidelines is XX%.<br> LTV is XX.XX%, GL LTV is XX%.<br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months. | HI | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-09 04:54 | 2025-07-16 04:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Requested Initial CD Provided hence resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure TRID: Initial Closing Disclosure is missing from file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Requested Initial CD Provided hence resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| X. XXXXXXX XX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-14 12:53 | 2025-07-17 07:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Lender provided COC. Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided COC. Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| X XXXXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-14 12:53 | 2025-07-16 03:57 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| X. XXXXXXX XX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729268 | Closed | 2025-07-16 03:29 | 2025-07-25 02:32 | Resolved | 1 - Information C A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-XXXX document with correct First Mortgage P&I provided. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached updated XXXX - XXXXX-XX/XX/XXXX <br>Open-First Mortgage P&I amount is not present on considered XXXX #XXXX hence getting variance in DTI and HTI raised finding for transmittal XXXX with correct First Mortgage P&I . - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-XXXX document with correct First Mortgage P&I provided. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304727488 | Closed | 2025-07-17 03:19 | 2025-07-31 06:16 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved-Per guidelines on page XXX of X/XX/XXXX reflects an exterior only appraisal is acceptable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-We've accepted exterior appraisal in the past vs. an AVM since it is considered superior than an AVM report. Please clear this finding. - XXXXX-XX/XX/XXXX <br>Counter-Appraisal provided is an exterior only XXXX, per guidelines a full interior appraisal is one of the following: XXXXXX XXX Form XXXX, XXXX or XXXX)<br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see full appraisal - XXXXX-XX/XX/XXXX <br>Open-None of the Valuation entries contain core valuation types. Per guidelines for loan amount <$XXX,XXX, an AVM or full interior appraisal is required. Missing AVM or full interior appraisal in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Per guidelines on page XXX of X/XX/XXXX reflects an exterior only appraisal is acceptable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | UT | Second Home | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769941 | Closed | 2025-07-24 00:32 | 2025-08-05 04:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-As per XXX XXXXXXXXXX Gap credit report is not required, Verified - Resolved <br> - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-per XXXXXXXXXX this is not a requirement. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-As per XXX XXXXXXXXXX Gap credit report is not required, Verified - Resolved <br> - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769941 | Closed | 2025-07-24 00:32 | 2025-08-05 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-As per XXX XXXXXXXXXX Gap credit report is not required, Verified - Resolved <br> - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-per XXXXXXXXXX this is not a requirement. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-As per XXX XXXXXXXXXX Gap credit report is not required, Verified - Resolved <br> - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769939 | Closed | 2025-07-24 04:00 | 2025-08-05 08:07 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved- - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Per clarification borrower had just accepted a new position at time of application and X month of paystubs was not available, resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-borrower was managing partner moved to managing director wX employee - signed and accepted letter in file and paystub to show borrower is getting paid as letter, should suffice. Attached paystub and accepted offer letter. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided Missing X month's worth of paystubs. On file currently is one biweekly paystub covering time period of X/X to X/X. - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Per clarification borrower had just accepted a new position at time of application and X month of paystubs was not available, resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769939 | Closed | 2025-07-24 05:42 | 2025-08-05 07:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Clarification received. DTI mees lender XX requirements. Resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please see tax cert - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Per XXXX and XXXX lender sheet, tax amount is $XXX.XX. However given tax cert page #XXX shows $XXXX.XX. Clarification requested on the correct property tax amount. - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - Clarification received. DTI mees lender XX requirements. Resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769907 | Closed | 2025-07-24 22:15 | 2025-07-30 12:32 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Lender provided approved exception in file, p. XXXX, to allow use of tax transcript provided by borrower via XXX.gov in lieu of transcripts obtained by XXXXXXXXXX. Figures are a match between W-X and transcript. PG- XXXX. Finding waived. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Lender provided approved exception in file, p. XXXX, to allow use of tax transcript provided by borrower via XXX.gov in lieu of transcripts obtained by XXXXXXXXXX. Figures are a match between W-X and transcript. PG- XXXX. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX.XX%. Maximum allowed per guidelines is XX%. | NJ | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304685925 | Closed | 2025-07-25 01:35 | 2025-08-08 08:10 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-Lender provided evidence originator was active at time of closing on X/XX/XX. Authorization to conduct business in XX ended X/XX/XX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Updated MLS Printout shows the LO was authorized to do business at the time the loan was originated and funded. Please re-review the updated MLS Printout, specifically the bottom portion. - Seller-XX/XX/XXXX <br>Counter-Lender provided NMLS document indicating the same loan originator is not authorized to do business in XX as of XXXX-XX-XX. Confirmed with live NMLS web site. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Consumer Access Information uploaded for review. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The loan originator is not authorized to do business in XX as of XXXX-XX-XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Updated MLS Printout shows the LO was authorized to do business at the time the loan was originated and funded. Please re-review the updated MLS Printout, specifically the bottom portion. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided evidence originator was active at time of closing on X/XX/XX. Authorization to conduct business in XX ended X/XX/XX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXXX - XXXXXXXXX.pdf<br>XXXXXXX NMLS Printout.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685925 | Closed | 2025-07-25 04:36 | 2025-08-05 05:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Business bank statements missing in file, provided the same ,changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XX month bank statements uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Borrower X Business Bank Statements Missing Provide XX months Business Bank Statements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business bank statements missing in file, provided the same ,changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXX - XXXX XXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769939 | Closed | 2025-07-25 05:43 | 2025-08-06 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-First lien mortgage provided, resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please see mortgage - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Xst lien Note missing from file. - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-First lien mortgage provided, resolved. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-25 14:38 | 2025-08-19 14:20 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Comment in XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved-Updated in XX - rescinded - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. updated in XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. Uploaded for review - XXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | Resolved-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\n Resolved-Updated in XX - rescinded - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_\n | XXXXXXX XXXXXX XXXXXX.XXX_xXXXX_\nXXXXXXX XXXXX.XXX_xXXXX_\nXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769939 | Closed | 2025-07-25 19:30 | 2025-08-06 11:44 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Loan meets XXXX XXXXXXXXXX, no escrow requirement for Xnd lien. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-per XXXXXXXXXX page X - XXXX does not say the Xst mortgage is required to be escrowed. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXX.XX(a)(X)(iii)) Loan is firing for XXXX. Per review of mortgage statement in file. First lien is not escrowed. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Loan meets XXXX XXXXXXXXXX, no escrow requirement for Xnd lien. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769939 | Closed | 2025-07-25 20:19 | 2025-08-13 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-GAP credit is not required per clients XXXXXXXXXX. - XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-GAP credit is not required per clients XXXXXXXXXX. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report - XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. - XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-30 12:21 | 2025-08-05 09:34 | Resolved | 1 - Information C A | Compliance | Mavent | TX Fee Not Allowed- Settlement or Closing Fee (Fee ID: 51) | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nResolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. XXXX provided - XXXXX-XX/XX/XXXX _xXXXX_\nOpen-Per our compliance department, since this is a Xnd lien and the interest rate is above XX% and it's an XXXX in the state of XXXXX the loan is subject to XXX. XXX. XXXX XXX. The fail just recently occurred because as of the most recent XXXX the lender credit for settlement fee on the final XX and Xst XXXX was removed (in the amount of $XXX) and part of it was charged to borrower on the Xnd XXXX - $XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen-The XXXXX XXXXXX XXXXX XXXXXX XXXXX XXXXXXX (XXX. XXX. XXXX XXX.XXX et. seq.) does not allow Settlement or Closing Fee (Fee ID: XX) to be charged to the Borrower in XX. updated in XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_\nOpen- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_\n | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_\n | XXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769907 | Closed | 2025-07-30 13:17 | 2025-08-19 11:07 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. All items were cleared by UW, please review thank you - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud report in file show High impact alerts that are not clear. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXX XXXXX.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826749 | Closed | 2025-08-01 04:26 | 2025-08-05 14:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first t lien mortgage statement is on Pg# XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the appraisal disclosure. The loan meets XXXX guidelines." - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first t lien mortgage statement is on Pg# XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the appraisal disclosure. The loan meets XXXX guidelines." - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769938 | Closed | 2025-08-01 06:20 | 2025-08-05 16:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and Borrower is not Escrowing. The Final Closing Disclosure on Pg#'sXX & XX confirms there is not an escrow account as they are included in the first lien. Rate lock date was entered correctly – see Page XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX. The appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and Borrower is not Escrowing. The Final Closing Disclosure on Pg#'sXX & XX confirms there is not an escrow account as they are included in the first lien. Rate lock date was entered correctly – see Page XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX. The appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769935 | Closed | 2025-08-01 06:29 | 2025-08-27 16:54 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Pls waive the condition. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Please waive. - Buyer-XX/XX/XXXX <br>Counter-Client to advise as to their decision as to waive or provide prior employment verifiction. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-will this be waived? - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X W-X/XXXX Missing Per GL, a minimum of X years employment history is required. The WVOE, p XXX reflects Date of Employment X/XX/XXXX which is just shy of the two-year requirement. The loan closed on X/X/XXXX and funded on X/X/XXXX. There is no proof of prior employment history. Recommend waiving. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Compensating Factor: FICO XXX (Min XXX), LTV XX% (max XX%). | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769905 | Closed | 2025-08-01 06:39 | 2025-08-06 08:31 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg#'s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX-XXX , the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX, XXXX and copy of the appraisal was given to the borrower – see Pg#'s XXX-XXX for the copy of the disclosure. The loan meets XXXX guidelines<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg#'s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX-XXX , the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX, XXXX and copy of the appraisal was given to the borrower – see Pg#'s XXX-XXX for the copy of the disclosure. The loan meets XXXX guidelines<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769935 | Closed | 2025-08-01 06:54 | 2025-08-20 16:40 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX XXXX, XX mos reserves, XxXX mtg for XX mos - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXX INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount The Audited Loan Amount of $XX,XXX is less than the XXXXXXXXX Minimum Loan Amount of $XX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Escalated-XX approves exception. Comp Factors: XXX XXXX, XX mos reserves, XxXX mtg for XX mos - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX%. Maximum allowed per guidelines is XX%. | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769935 | Closed | 2025-08-01 07:31 | 2025-08-15 11:49 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | Michigan - Days Used for Interest Calculation | Resolved-PCCD received in Findings, Days in Year Number updated to XXX on Compliance Details screen, Mavent re-run PCCD and is clear. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-pccd - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-PCCD received in Findings, Days in Year Number updated to XXX on Compliance Details screen, Mavent re-run PCCD and is clear. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769932 | Closed | 2025-08-01 15:18 | 2025-08-29 08:51 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided PCD , LOX, check cure and proof of delivery. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Pls see attached POST CD with refund check - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). ... - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided PCD , LOX, check cure and proof of delivery. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826747 | Closed | 2025-08-03 21:45 | 2025-08-15 14:07 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Approves Exception - Seller-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception - Seller-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Unable to Resolve-XX agrees with exception <br> - Seller-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXXX is less than the XXXXXXXX Minimum Loan Amount of $XXXXXX As per matrix XX/XX/XXXX, Audited Loan Amount is $XXXXXX which is less than the XXXXXXXX Minimum Loan Amount of $XXXXXX. Exception available on page no#XXX.<br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX Approves Exception - Seller-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception - Seller-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Unable to Resolve-XX agrees with exception <br> - Seller-XX/XX/XXXX<br>| Waived-Exception provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | DTI is XX.XX%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304826748 | Closed | 2025-08-03 22:18 | 2025-08-07 08:25 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Meets XXXX guidelines, no escrow requirement for Xnd lien. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-We cannot escrow on Xnd liens. The escrow rule only applies to Xst lien XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This is a California Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the California XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable XXXX for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) Loan is firing for XXXX. However per review of Xst lien mortgage statement, Xst lien is not escrowed. Loan does not meet XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Meets XXXX guidelines, no escrow requirement for Xnd lien. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826748 | Closed | 2025-08-03 22:18 | 2025-08-07 08:25 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Meets XXXX guidelines, no escrow requirement for Xnd lien. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-We cannot escrow on Xnd liens. The escrow rule only applies to Xst lien XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) Loan is firing for XXXX. However per review of Xst lien mortgage statement, Xst lien is not escrowed. Loan does not meet XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Meets XXXX guidelines, no escrow requirement for Xnd lien. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826747 | Closed | 2025-08-03 23:11 | 2025-08-25 10:52 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Re-opened due to running. XXXXXXX and XX XXXXXXX. Status changed back to resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXX.XX(X)(XXX)) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.X%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXX.XX(X)(XXX)) x - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXX.XX(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, per first lien mortgage statement pg XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered per rate lock LE An interior and exterior appraisal was completed for this property – see pg. XXthe appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX, XXX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Re-opened due to running. XXXXXXX and XX XXXXXXX. Status changed back to resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXX.XX(X)(XXX)) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXX.XX(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, per first lien mortgage statement pg XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered per rate lock LE An interior and exterior appraisal was completed for this property – see pg. XXthe appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX, XXX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826747 | Closed | 2025-08-03 23:11 | 2025-08-25 10:55 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Rescinded-COC form date updated to XXXX Header page. XXXXXXX and XX XXXXXXX are passing. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-COC - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The COC form provided is dated X/X/XX. The tolerance fail is due to the points fee increase and origination fee added to the revised CD issued on X/XX/XX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-coc - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-The lender credit iao $XXX is only sufficient to cure the reinspection fee. There are still tolerance fails for the points fee and the origination fee added/increased on the revised CD dated X/XX/XX to address. Provide valid COC form issued to the borrower or to cure provide PCCD, LOE, evidence of refund check and POD. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-The cure of $XXX was on CD at docs. See page X - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-LC iao $XXX is sufficient to cure reinspection fee added to the final CD. When revised CD dated X/XX/XX was issued the points fee increased from $XXX to $X,XXX and the origination fee iao $X,XXX was added. Missing evidence of COC form issued to the borrower. To cure provide PCCD, LOE, evidence of refund check and POD. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-A cure for $XXX was provided - see signed CD section J on page X - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Fired due to origination fee added to Revised LE (XX/XX/XXXX) LC on final CD is insufficient to cure . Missing COC form issued to the borrower. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Rescinded-COC form date updated to XXXX Header page. XXXXXXX and XX XXXXXXX are passing. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf<br>XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826747 | Closed | 2025-08-03 23:11 | 2025-08-25 10:52 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Re-opened due to running. XXXXXXX and XX XXXXXXX. Status changed back to resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The loan's (XX.X%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) x - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, per first lien mortgage statement pg XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered per rate lock LE An interior and exterior appraisal was completed for this property – see pg. XXthe appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX, XXX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Re-opened due to running. XXXXXXX and XX XXXXXXX. Status changed back to resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, per first lien mortgage statement pg XXX and the Final Closing disclosure on Pg# XX. Rate lock date was entered per rate lock LE An interior and exterior appraisal was completed for this property – see pg. XXthe appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XXX, XXX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769924 | Closed | 2025-08-04 01:29 | 2025-08-06 12:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first lien. Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock LE is on file – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg __XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and copy of the appraisal was given to the borrower – see Pg#'s ___XX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first lien. Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock LE is on file – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg __XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and copy of the appraisal was given to the borrower – see Pg#'s ___XX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769924 | Closed | 2025-08-04 01:50 | 2025-09-22 11:06 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception for W2. Lender has provided Written VOE from XXXXXXXXXX confirming Wages for XXXX, XXXX and XXXX. Borrower has been employed on this job for XX years. Comp Factor: XX mos reserves, $XXXX residual income and XX years on job. - Seller-XX/XX/XXXX <br>Escalated-Exception request for loan approved with missing W-X against lender GLs escalated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXX INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Per page XX of XXX Underwriting guidelines Income Documentation Standards and Overview the W-X and WVOE are required for both borrowers. BX's W-X is missing. If not available provide an exception as loan does not conform to lender guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Pls see the uploaded WVOE for BX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Borrowers do not qualify for this transaction with only BXs income. The the calculated DTI would exceed the max allowed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-We did not use borrowerX income to qualify the loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Missing WX. WVOE was provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-WVOE - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Missing W-Xs. Per GLs page XX W-Xs for the most recent X years are required documents. <br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-ARE YOU ASKING FOR WX'S OR XXXX'S OR BOTH, AND WHY? - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X WX/XXXX Missing Missing WX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Escalated-XX approves exception for W2. Lender has provided Written VOE from XXXXXXXXXX confirming Wages for XXXX, XXXX and XXXX. Borrower has been employed on this job for XX years. Comp Factor: XX mos reserves, $XXXX residual income and XX years on job. - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  | XX months reserves<br> $XXXX residual income<br> XX years on job | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769927 | Closed | 2025-08-04 03:34 | 2025-08-18 01:26 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated Title with Coverage Amount of $XXXXXX provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-UDPATED TC - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX, provide updated title commitment. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated Title with Coverage Amount of $XXXXXX provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769922 | Closed | 2025-08-04 04:01 | 2025-08-14 00:55 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested Updated XXXX Provided with updated XXXX of XXX which is matching with Credit Liabilities, Updated & Condition Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. First Mortgage P&I amount o XXXX provided is incorrect and XXXX score is missing. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Updated XXXX Provided with updated XXXX of XXX which is matching with Credit Liabilities, Updated & Condition Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769927 | Closed | 2025-08-04 04:43 | 2025-08-14 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Qualifying XXXX is missing in XXXX, Provide updated XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  |  | XXXXXXX_X.pdf |  | Lender provided XXXX with Qualifying XXXX. Condition resolved. | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769922 | Closed | 2025-08-04 05:33 | 2025-09-24 20:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-Evidence of T-XX endorsement provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-TP WITH PUD END - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Commitment provided does not provide evidence of T-XX endorsement. The total amount for the endorsement ($XXX) on the breakdown of the endorsement fees does not match the endorsement fee amount on the final CD. Evidence the T-XX endorsement is required on PUD properties - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-COMMITMENT AND FEE SHEET FROM TITLE SHOWING PUD END - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-One or more of the docs TX, TX, TX, TX, TX.X is Missing Subject property is a PUD missing evidence of T-XX endorsement. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Evidence of T-XX endorsement provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769922 | Closed | 2025-08-04 05:33 | 2025-09-24 20:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Affidavit and Agreement is Missing | Resolved-Notarized XX affidavit and agreement executed by borrower and NB spouse provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XX HOME EQUITY AFF AND AGREEMENT - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-Escalating for XX support - this loan is not a HELOC. It is a fixed rate Xnd lien closed end second and the document is required. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Pls see the attached recorded first lien reflecting there is no XX affidavit and agreement recorded. Pls escalate it for further review. Thanks! - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The subject loan is not a HELOC. It is a fixed rate closed end second lien transaction and the XX Home Equity Affidavit and Agreement (the "Agreement) executed by the borrower is required. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-That is for a XXAXX Xst lien package. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Subject loan is a XX AX loan, which requires the XX Home Equity Affidavit and Agreement (the "Agreement). - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-This was a HELOC Xnd – there was not an affidavit to record. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-XX Home Equity Affidavit and Agreement is Missing Missing XX Home Equity Affidavit and Agreement. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Notarized XX affidavit and agreement executed by borrower and NB spouse provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769922 | Closed | 2025-08-04 05:34 | 2025-08-14 15:21 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-x - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Re-opened due to running XXXXXXX. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'XX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-x - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Re-opened due to running XXXXXXX. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'XX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769902 | Closed | 2025-08-04 10:58 | 2025-08-07 06:03 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached document - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts without cleared comments. A processor cert was not provided. - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>| XXXXXXXXXX XX XXXXXXXXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-04 21:40 | 2025-08-28 06:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Subordination Agreement is Missing | Resolved-The borrower currently has a first mortgage in place and now obtaining a second lien, which will naturally assume the position of a junior lien. As such, a subordination agreement is not required. The senior lien has been verified and documented through existing records, including the Deed of Trust and a recent mortgage statement. Verified – Resolved<br> - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-The Heloc account from XXXXXXXXXXXXXX XXXX was paid off closing, why do you need a subordination agreement ? - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Missing Subordination Agreement Provide subordination agreement missing in file - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-The borrower currently has a first mortgage in place and now obtaining a second lien, which will naturally assume the position of a junior lien. As such, a subordination agreement is not required. The senior lien has been verified and documented through existing records, including the Deed of Trust and a recent mortgage statement. Verified – Resolved<br> - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-04 21:40 | 2025-08-28 06:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-As per XXX's For loan amounts less than or equal to $XXXk, XXX will utilize property report, Verified & entered in system - Resolved<br> - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-This is just an O&E for this loan since it's a Xnd. It isn't a full blown title commitment. It does have an effective date on it along with the lega - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Title Document is Incomplete The Title Commitment provided on p XXX does not reflect an Effective Date or Policy Amount nor is it complete. It references Schedule C for the legal description which is also missing. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-As per XXX's For loan amounts less than or equal to $XXXk, XXX will utilize property report, Verified & entered in system - Resolved<br> - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-04 23:50 | 2025-09-30 16:04 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved. The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-.The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved. The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved.<br> The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved. The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved.<br> The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) XXXX requirements have been met for this loan and an interior appraisal was performed. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXX.X(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.X(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XXX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX-XX. Requirements of XXXX have been met. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769912 | Closed | 2025-08-05 02:58 | 2025-08-20 16:40 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Escalated-XX approves exception. Com Factors:<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX%. Maximum allowed per guidelines is XX%.<br> $XXXX residual income - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX visibility - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Audited DTI XX.XX % Exceeds Guideline DTI XX%. Missing exception for loan approved against lender guidelines. - Due Diligence Vendor-XX/XX/XXXX | Escalated-XX approves exception. Com Factors:<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX%. Maximum allowed per guidelines is XX%.<br> $XXXX residual income - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX%. Maximum allowed per guidelines is XX%. | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769912 | Closed | 2025-08-05 04:07 | 2025-08-29 13:17 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-PCCD, LOX, evidence of refund and POD provided, XXXXXX is passing resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Pls see the attached POST CD and refund check - Due Diligence Vendor-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); OSC XX(c)(X)(ii)-X) Fired due to recording service fee iao $XX excluded from testing. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-PCCD, LOX, evidence of refund and POD provided, XXXXXX is passing resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769913 | Closed | 2025-08-05 06:15 | 2025-09-02 23:11 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-TP - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount The Title Coverage Amount of $XXX,XXX is Less than the Loan Amount of $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769913 | Closed | 2025-08-05 08:09 | 2025-09-03 13:28 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) ... - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Will you pls rerun compliance test since the POST CD is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX ... |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). ... - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>... | XXXXXXX_X.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769924 | Closed | 2025-08-06 12:29 | 2025-08-07 18:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-RATE LOCK - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing Missing evidence of rate lock - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769913 | Closed | 2025-08-06 17:08 | 2025-08-15 10:49 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-The XXXX with the FICO of XXX reflected on it was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the XXXX. Primary Wage Earner Mid-score selected on XXX on Credit Liabilities Page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX with the FICO of XXX reflected on it was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769913 | Closed | 2025-08-06 17:52 | 2025-08-22 12:46 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-PCCD provided along with Fed Ex receipt, copy of refund check, and letter to borrower. Entered and PCCD Mavent finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-CURE DOCS - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($XX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and - X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-PCCD provided along with Fed Ex receipt, copy of refund check, and letter to borrower. Entered and PCCD Mavent finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769913 | Closed | 2025-08-06 18:33 | 2025-09-05 16:32 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-Legible ID's Provided, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-LEGIBLE PHOTO IDS - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The photo IDs on p XXX are not legible. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Legible ID's Provided, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-07 10:23 | 2025-08-15 10:52 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-The XXXX reflecting a FICO of XXX was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the XXXX. Primary Wage Earner Mid-score selected on XXX on Credit Liabilities Page. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-The XXXX reflecting a FICO of XXX was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-07 11:07 | 2025-08-07 15:51 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Resolved-Audited DTI of XX.XX% is less than or equal to XXXXXXXXX DTI of XX% - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX% There are two accounts shown on the CR with XXXXXXXXX (#XXXX & XXXX) that reflects identical payments of $XXX and identical balances of $XXXX. On the XXXX, acct #XXXX reflects 'paid at closing' which was confirmed on the Final CD and the XXXX reflects that #XXXX is not paid at closing. By including the XXXXXXXXX acct #XXXX payment of $XXX in the DTI, the DTI is over the XX% XX max. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Audited DTI of XX.XX% is less than or equal to XXXXXXXXX DTI of XX% - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769935 | Closed | 2025-08-07 12:33 | 2025-08-15 11:27 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-XXXX reflecting FICO of XXX provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the XXXX. Primary Wage Earner Mid-score selected on XXX on Credit Liabilities Page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-XXXX reflecting FICO of XXX provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769922 | Closed | 2025-08-07 13:15 | 2025-08-14 14:40 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-XXXX Check Completed and Cleared XXX.xxx and XXX limited denial of participation list provided and updated to fraud page, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-LDP AND XXX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-XXXX Check Not Completed and/or Cleared XXXX alert for appraiser was not cleared. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-XXXX Check Completed and Cleared XXX.xxx and XXX limited denial of participation list provided and updated to fraud page, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769935 | Closed | 2025-08-07 13:41 | 2025-08-15 11:34 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-XXXXXXXXXXXX AVM provided. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-avm - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-XXXXXXXXXXXX AVM provided. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-07 14:17 | 2025-11-04 09:53 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXXXXXXXXXXXXXXXX - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Sent up for Compliance Manager review and finding is valid. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Pls see attached POST CD. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act<br> considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-07 14:17 | 2025-11-04 09:53 | Resolved | 1 - Information A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-Compliance Manager rescinded on X/XX/XX: Data entry error. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Compliance Manager rescinded on X/XX/XX: Data entry error. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) Compliance Manager rescinded on X/XX/XX: Data entry error. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-Data entry error - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-Compliance Manager rescinded on X/XX/XX: Data entry error. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) Compliance Manager rescinded on X/XX/XX: Data entry error. - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-Data entry error - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-07 14:17 | 2025-11-04 09:54 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | South Carolina - Days Used For Interest Calculation | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Sent up for Compliance Manager review and finding is valid. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Days in Year Number used to calculate the interim interest is (XXX.X). ... - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769835 | Closed | 2025-08-14 23:38 | 2025-08-22 09:25 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved-Upon further review from compliance, the fees are allowed per X Cons. Stat. Ann. § XXXX(a)(X)(X). Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXXXX and discount points are prepaid interest) - Buyer-XX/XX/XXXX <br>Open-Flood Certification Fee (Fee ID: XXX) is not allowed to be charged to the Borrower and paid to the Provider in PA under the Pennsylvania Mortgage Licensing Act. (X Pa. Stat. XXXX(a), XXXX(X), XXXX(X)). - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Upon further review from compliance, the fees are allowed per X Cons. Stat. Ann. § XXXX(a)(X)(X). Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769835 | Closed | 2025-08-14 23:38 | 2025-08-22 09:25 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Points - Loan Discount Fee (Fee ID: 2) | Resolved-Upon further review from compliance, the fees are allowed per X Cons. Stat. Ann. § XXXX(a)(X)(X). Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXXXX and discount points are prepaid interest) - Buyer-XX/XX/XXXX <br>Open-Points - Loan Discount Fee (Fee ID: X) is not allowed to be charged to the Borrower and paid to the Lender in PA under the Pennsylvania Mortgage Licensing Act. (X Pa. Stat. XXXX(a), XXXX(X)). - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Upon further review from compliance, the fees are allowed per X Cons. Stat. Ann. § XXXX(a)(X)(X). Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826708 | Closed | 2025-08-15 06:27 | 2025-08-25 09:44 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided. Updated. - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Ready for Review-Document Uploaded. COC attached - XXXXX-XXXXXXXXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXXXXX.X(X)(X); XX XXX XXXXXXX.X(X)(X); XX XXX XXXXXXX.X(X)(X)). Appraisal fee on Section B was increased from initial LE amount $XXX to Revised LE amount $XXX and There is no Lender credit or COC.<br> - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-COC provided. Updated. - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>| XXXXX - COC DTD XXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826706 | Closed | 2025-08-19 04:48 | 2025-08-27 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Ready for Review-Not required for full doc loans - XXXXX-XXXXXXXXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Lender Income Calculation Worksheet - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>|  |  |  | IL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826706 | Closed | 2025-08-19 05:19 | 2025-08-26 02:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-VOR uploaded, Meets housing history requirement. Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XXXXXXXXXX <br>Open-VOR/VOM Doc Status should not be 'Missing'. VOR is missing from file for primary housing - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-VOR uploaded, Meets housing history requirement. Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>| XXXXXXXXX XXXX<br>XXXXXXX XXX<br>XXX.XXX |  |  | IL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769835 | Closed | 2025-08-19 17:13 | 2025-08-21 14:57 | Acknowledged | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Acknowledged-XX Acknowledged - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Seller-XX/XX/XXXX <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per XX.X.X. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Seller-XX/XX/XXXX<br>| Acknowledged-XX Acknowledged - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304702528 | Closed | 2025-08-20 04:36 | 2025-08-25 08:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXXXX.XX(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXXX. The loan meets HPML guidelines." - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXX. XXX. XXXX XXXX(X); XX XXX XXXXXXX.XX(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXXX. The loan meets HPML guidelines." - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304702528 | Closed | 2025-08-20 04:36 | 2025-08-25 08:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXXX. The loan meets HPML guidelines." - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure, ECOA disclosure page no #XXXX. The loan meets HPML guidelines." - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826663 | Closed | 2025-08-21 02:55 | 2025-08-26 09:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826663 | Closed | 2025-08-21 03:59 | 2025-08-26 09:11 | Resolved | 1 - Information A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-The disclosed finance charge ($X.XX) is ($XXX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The XXXXX XX XXXXXX XXX considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX XXX XXXXX.X(X)(X); XXX XX(X)(X)(XX)-X) XX is not auto resolving the finding, even the disclosed finance charge is Zero. Tried to resolve but still showing invalid findings - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The disclosed finance charge ($X.XX) is ($XXX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The XXXXX XX XXXXXX XXX considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX XXX XXXXX.X(X)(X); XXX XX(X)(X)(XX)-X) XX is not auto resolving the finding, even the disclosed finance charge is Zero. Tried to resolve but still showing invalid findings - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826663 | Closed | 2025-08-21 03:59 | 2025-08-26 09:13 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Resolved. Final CD discloses cure amount of $X.XX. - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX |  | Resolved-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Resolved. Final CD discloses cure amount of $X.XX. - XXXXXXXXXXXXXXXXXXXXXXXX-XXXXXXXXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826710 | Closed | 2025-08-22 05:07 | 2025-08-29 10:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Lender provided corrected XXXX. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete How Long at Current Address is not provided updated as X.XX months. <br> Provided updated Final XXXX with How Long at Current Address. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided corrected XXXX. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826700 | Closed | 2025-08-22 14:57 | 2025-08-30 20:07 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Under XXXX LTV value is incorrect, we need updated XXXX with correct LTV as XX.XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXX XXXXXXX.XXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826692 | Closed | 2025-08-25 04:33 | 2025-09-02 06:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report uploaded, verified & entered in system - Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - XXXXX-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Fraud Report is missing in the file . provide Fraud report - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Third Party Fraud Report uploaded, verified & entered in system - Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXX.XXX<br>XXXXX XXXXXX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826692 | Closed | 2025-08-25 05:20 | 2025-09-05 15:55 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Resolved-Finding resolved, per WAC XXX-XXX-XXX. Allowable loan fees and timing of collection. <br> (a) Origination fees. You may charge a nonrefundable, prepaid, loan origination fee not to exceed XXXX percent of the first XXXXXX XXXXXXXX dollars and XXX percent thereafter of the principal amount of the loan advanced to or for the direct benefit of the borrower, which fee may be included in the principal balance of the loan. The Bona Fide points excluded brings fees within the maximum threshold. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Also, can you please advise on how we can clear the WA state conditions?<br>I'm a bit confused…Compliance report shows we are in compliance, and we are using XXX.<br>- XXXXXX-XX/XX/XXXX <br>Counter-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)). Per CD, additional fees charges to borrower. Condition unresolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - XXXXXX-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) state specific finding - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Also, can you please advise on how we can clear the WA state conditions?<br>I'm a bit confused…Compliance report shows we are in compliance, and we are using XXX.<br>- XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Finding resolved, per WAC XXX-XXX-XXX. Allowable loan fees and timing of collection. <br> (a) Origination fees. You may charge a nonrefundable, prepaid, loan origination fee not to exceed XXXX percent of the first XXXXXX XXXXXXXX dollars and XXX percent thereafter of the principal amount of the loan advanced to or for the direct benefit of the borrower, which fee may be included in the principal balance of the loan. The Bona Fide points excluded brings fees within the maximum threshold. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXX XXXXXXXX XX XXX XXX XXXXXXXXX.XXX<br>XXXXX XXXXXX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-25 09:42 | 2025-09-18 08:55 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower X Ethnicity Selection is Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-XX/XX/XXXX <br>Counter-Lender provided same copies of the XXXX with missing information in file. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Borrower X Ethnicity Selection is Not Provided Provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Ethnicity Selection is Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-25 09:42 | 2025-09-18 08:55 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower X Race Selection is Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Lender provided same copies of the XXXX with missing information in file. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Borrower X Race Selection is Not Provided Provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Race Selection is Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-25 09:42 | 2025-09-18 08:55 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Counter-Lender provided same copies of the XXXX with missing information in file. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Borrower X Ethnicity Selection is Not Provided Provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-25 09:42 | 2025-09-18 08:55 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Seller-XX/XX/XXXX <br>Counter-Lender provided same copies of the XXXX with missing information in file. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Borrower X Race Selection is Not Provided Provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-25 11:23 | 2025-08-27 13:43 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX-XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX-XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826730 | Closed | 2025-08-25 21:51 | 2025-09-03 04:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Requested Final XXXX Provided, Updated & Condition Resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final XXXX - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final XXXX is Missing from file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached final XXXX - Seller-XX/XX/XXXX<br>| Resolved-Requested Final XXXX Provided, Updated & Condition Resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX final XXXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826730 | Closed | 2025-08-25 21:58 | 2025-09-03 07:06 | Resolved | 1 - Information C A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached note - Seller-XX/XX/XXXX <br>Open-The Note is Not Executed executed Note is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached note - Seller-XX/XX/XXXX<br>| Resolved-The Note is Executed - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX XXXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826730 | Closed | 2025-08-25 22:00 | 2025-09-03 07:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached DOT - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Executed Deed of Trust is missing from file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The Deed of Trust is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX XXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826730 | Closed | 2025-08-26 00:56 | 2025-09-03 04:12 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Requested Signed Right to Cancel Provided, Updated & Condition Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the right to cancel - Buyer-XX/XX/XXXX <br>Open-Right of Rescission is Missing executed right to cancel is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Signed Right to Cancel Provided, Updated & Condition Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX XXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826730 | Closed | 2025-08-26 06:56 | 2025-09-03 00:30 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Executed Final Closing Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final CD - Seller-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Executed Final CD is missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached final CD - Seller-XX/XX/XXXX<br>| Resolved-Executed Final Closing Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX TRID XXXXXXX XXXXXXX XXXXXXXXXXXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 13:09 | 2025-09-10 12:20 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved-Resolved - updated Title policy provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. title attached. - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Title Coverage Amount of $XXXXX is Less than Loan Amount of $XX,XXX.XX, we need updated title commitment with loan amount of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved-Resolved - updated Title policy provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXX XXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 13:37 | 2025-09-14 08:22 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Additional pay stub provided and updated in XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided We have one paystub in file at page #XXX which less than a month and not a most recent paystub, as per guideline version XX/XX/XXXX and page #XX we need at least one month most recent paystub. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Additional pay stub provided and updated in XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 13:37 | 2025-09-14 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-WX provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X WX/XXXX Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X WX/XXXX Missing Borrower WX is missing in file, as per guideline version XX/XX/XXXX and page #XX we need at least one year WX but under lock confirmation page #XXX. doc type reflecting as FULL DOC XX months, hence we need two years WX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-WX provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X WX/XXXX Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:01 | 2025-09-05 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Borrower X Gap Credit Report is Missing Borrower Gap Credit Report is Missing in file, as per guideline version XX/XX/XXXX and page #XX we need gap report with in XX business days of closing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXXXXXXXXXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:57 | 2025-09-25 07:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-Endorsement fees were provided which match the final CD. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please see attached. - XXXXX-XX/XX/XXXX <br>Counter-Per our compliance department the attached title commitment does not provide evidence of TX endorsements. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached. - XXXXX-XX/XX/XXXX <br>Counter-Please provide final title policy. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-this will be issued on the final title policy, confirmation from title was received stating this. Please rescind. - XXXXX-XX/XX/XXXX <br>Counter-Endorsements T-XX, T-XX, t-XX / T-XX.X were not provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. For pending conditions, T-XX, T-XX, T-XX or T-XX.X these endorsements are part of title policy and attached mail from escrow. - XXXXX-XX/XX/XXXX <br>Counter-The document provided will not suffice as it is the lender closing instruction. We need proof that the endorsements requirement was met. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-The document provided will not suffice as it is the lender closing instruction. We need proof that the endorsements requirement was met. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Counter-The closing instruction is not executed, the following endorsements are missing from the final title commitment: T-XX, T-XX, T-XX or T-XX.X. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-One or more of the docs TXX, TXX, TXX, TXX, TXX.X is Missing Texas Title Endorsements (T-XX, T-XX, T-XX, T-XX, T-XX.X) are Missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Endorsement fees were provided which match the final CD. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXX.XXX<br>XX.XXX<br>XXXXXX-XXXXXXXXXX.XXX<br>XXXXX XXXXXX-XXXXXX.XXX<br>XXXXXXX XXXXXX XX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:57 | 2025-09-14 08:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Section 50 a6 Notice is Missing | Resolved-Section XXa(X) disclosure provided by lender. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Section XX aX Notice is Missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Section XXa(X) disclosure provided by lender. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:57 | 2025-09-14 08:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Discount Point Acknowledgment is Missing | Resolved-Borrower acknowledgement of points and fees provided by lender. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Texas Home Equity Discount Point Acknowledgment is Missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Borrower acknowledgement of points and fees provided by lender. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-05 02:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Receipt Of Documents is Missing | Resolved-Requested Texas Home Equity Receipt Of Documents Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Texas Home Equity Receipt Of Documents is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Texas Home Equity Receipt Of Documents Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XX XXXX XXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-05 04:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Premium Pricing Disclosure TXX Form provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Premium Pricing Disclosure TXX Form is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Premium Pricing Disclosure TXX Form provided. - Due Diligence Vendor-XX/XX/XXXX<br>| X XX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-05 04:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Acknowledgment of Fair Market Value of Homestead Property is Missing | Resolved-Acknowledgment of Fair Market Value of Homestead Property Provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Acknowledgment of Fair Market Value of Homestead Property is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Acknowledgment of Fair Market Value of Homestead Property Provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXX XXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-05 08:12 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-PCCD provided dated X/X/XXXX and updated in XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached PCCD - Buyer-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX.XX). The Last CD shows a total lender credit amount of ($X.XX). The following fees \"lender credits\" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(X)(X) and comments XX(X)(X)(X)-X and - X; XX CFR XXXX.XX(X)(X); XX CFR XXXX.XX(X)(X); XX CFR XXXX.XX(X)(X)). We have lender $XX under revised CD but under final CD lender credit decreased to $X but no COC in file regarding the same. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-PCCD provided dated X/X/XXXX and updated in XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXXXXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-15 11:12 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Texas Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (Tex. Const. Art. XX Sec. XX(a)(X)(X); X TX ADC Sec. XXX.X) Texas Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-15 11:12 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Comment in XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-The Texas Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (Tex. Const. Art. XX Sec. XX(a)(X)(X); X TX ADC Sec. XXX.X) Condition added for the same. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 14:58 | 2025-09-05 08:11 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided dated X/XX/XXXX. Updated in XX and resolved the condition. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. COC attached. - Buyer-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(X); XX CFR XXXX.XX(X); XX CFR XXXX.XX(X)). Loan Discount Fee has been increased from initial CD ($X,XXX.XXX to revised CD ($X,XXX.XX) dated on XX/XX/XXXX but no COC in file regarding the same. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-COC provided dated X/XX/XXXX. Updated in XX and resolved the condition. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 22:42 | 2025-09-05 07:42 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP dated X/XX/XXXX provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached. - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to Proceed document is missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-ITP dated X/XX/XXXX provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXXXXXXXXXXXX.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769839 | Closed | 2025-08-26 22:45 | 2025-09-05 05:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Affidavit and Agreement is Missing | Resolved-Texas Home Equity Affidavit and Agreement document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Texas Home Equity Affidavit and Agreement is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Texas Home Equity Affidavit and Agreement document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXXX XXXXXX XXXXXXXX XXX XXXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769862 | Closed | 2025-08-27 13:28 | 2025-09-05 14:58 | Acknowledged | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-XX/XX/XXXX <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per XX.X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304826728 | Closed | 2025-08-28 06:43 | 2025-09-16 04:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Discount Point Acknowledgment is Missing | Resolved-As Per Final CD we don't have Discount Points in file hence Discount Fee Disclosure is not Required, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-. This loan shows no borrower-paid discount points, so a Texas discount-point acknowledgment is not applicable. Under TX XX(a)(X), the requirement is to retain evidence that if discount points are charged, they are bona fide and reduce the rate. With no points charged, there's nothing to acknowledge.<br>If XXXXXX disagrees, please ask them to cite specifically where this is required and we'll review.<br>- Seller-XX/XX/XXXX <br>Open-Texas Home Equity Discount Point Acknowledgment is Missing This is state specific finding - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-. This loan shows no borrower-paid discount points, so a Texas discount-point acknowledgment is not applicable. Under TX XX(a)(X), the requirement is to retain evidence that if discount points are charged, they are bona fide and reduce the rate. With no points charged, there's nothing to acknowledge.<br>If XXXXXX disagrees, please ask them to cite specifically where this is required and we'll review.<br>- Seller-XX/XX/XXXX<br>| Resolved-As Per Final CD we don't have Discount Points in file hence Discount Fee Disclosure is not Required, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826728 | Closed | 2025-08-28 06:44 | 2025-09-16 13:10 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Lender provided PC CD with LOX and added lender credit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached PCCD. We allocated some of the fees in the X% bucket with a lender credit and have provided the updated PCCD to the borrower. This brings us back into alignment. Please clear this finding. - Seller-XX/XX/XXXX <br>Counter-This fail is valid; the AVM Fee is not included on the Mavent report provided. The AVM Fee is automated valuation model (AVM) is a data-based tool real estate sites used to offer estimated property value on searched properties; therefore the fee must be included in the X% testing. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached compliance report, which confirms that we are in full compliance with the X% rule. Based on this documentation, we kindly request that this finding be rescinded.<br>Thank you for your prompt attention to this matter - Seller-XX/XX/XXXX <br>Open-XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX This is state specific finding - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached PCCD. We allocated some of the fees in the X% bucket with a lender credit and have provided the updated PCCD to the borrower. This brings us back into alignment. Please clear this finding. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached compliance report, which confirms that we are in full compliance with the X% rule. Based on this documentation, we kindly request that this finding be rescinded.<br>Thank you for your prompt attention to this matter - Seller-XX/XX/XXXX<br>| Resolved-Lender provided PC CD with LOX and added lender credit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX.pdf<br>X XXXXXX.pdf<br>XXXX.pdf<br>XXXXXXXXXX XXXXX XX XXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826728 | Closed | 2025-08-28 06:44 | 2025-09-16 13:10 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Lender provided PC CD with LOX and added lender credit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached PCCD. We allocated some of the fees in the X% bucket with a lender credit and have provided the updated PCCD to the borrower. This brings us back into alignment. Please clear this finding. - Buyer-XX/XX/XXXX <br>Counter-This fail is valid; the AVM Fee is not included on the Mavent report provided. The AVM Fee is automated valuation model (AVM) is a data-based tool real estate sites used to offer estimated property value on searched properties; therefore the fee must be included in the X% testing. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached compliance report, which confirms that we are in full compliance with the X% rule. Based on this documentation, we kindly request that this finding be rescinded.<br>Thank you for your prompt attention to this matter - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided PC CD with LOX and added lender credit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| X XXXXXX.pdf<br>XXXXXXXXXX XXXXXX.pdf<br>XXXX.pdf<br>XXXXXXXXXX XXXXX XX XXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769917 | Closed | 2025-08-28 07:33 | 2025-11-04 09:53 | Resolved | 1 - Information C A | Compliance | Mavent | Rescission: Variance | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under XXX X, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under XXX X, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-PCCD - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under XXX X, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX) - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769850 | Closed | 2025-08-29 05:30 | 2025-09-16 05:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Requested Initial CD Provided, Updated & Condition Resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD is missing from file. Unable to run Mavent. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Requested Initial CD Provided, Updated & Condition Resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX initial cd and receipt XXXXXXXX XXXXXXXXXX.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 01:19 | 2025-09-11 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender provided XXXX with income calculations. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Calculations listed on XXXX - XXXXX-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender Worksheet / Income Calculator is Missing for borrower X and borrower X. - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided XXXX with income calculations. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 02:06 | 2025-09-11 01:12 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Property is PUD, Hoa value missing on XXXX, provided updated XXXX, changes made in system, Finding Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Property in PUD but monthly HOA dues are not reflecting under XXXX, we need updated XXXX with HOA dues. - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Property is PUD, Hoa value missing on XXXX, provided updated XXXX, changes made in system, Finding Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:48 | 2025-09-25 07:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Lock Document is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lock Document is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXXX XXXXXXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:48 | 2025-09-25 07:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Affidavit and Agreement is Missing | Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided executed XXXXXX XXXX XXXXXX XXXXXXXXX and Agreement. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Counter-Lender provided copy of Note. XXXXX requires the XXXXXX XXXX XXXXXX XXXXXXXXX and Agreement form to be executed. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open-XXXXXX XXXX XXXXXX XXXXXXXXX and Agreement is Missing - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-XXXXXX XXXX XXXXXX XXXXXXXXX and Agreement is Missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided executed XXXXXX XXXX XXXXXX XXXXXXXXX and Agreement. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.pdf<br>XXXXXXXXX XX XXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:48 | 2025-09-11 12:58 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (XXXX. XXXXXX. XXX. XX XXX. XX(X)(X)(X); X XX XXX XXX. XXX.X) - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. lender compliance uploaded for review - XXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (XXXX. XXXXXX. XXX. XX XXX. XX(X)(X)(X); X XX XXX XXX. XXX.X) The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| xxxxxx.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:48 | 2025-09-11 12:58 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (XXXX. XXXXXX. XXX. XX XXX. XX(X)(X)(X); X XX XXX XXX. XXX.X) - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender compliance uploaded for review - XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (XXXX. XXXXXX. XXX. XX XXX. XX(X)(X)(X); X XX XXX XXX. XXX.X) The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Lender compliance uploaded for review - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| xxxxxx.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:48 | 2025-09-11 10:13 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Lender provided COC for desk review fee. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Desk Review Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXXX.X(X)(X); XX XXX XXXXX.X(X)(X); XX XXX XXXXX.X(X)(X)(X)). Appraisal desk review fee has been added under revised CD but we have no COC for the same, we need COC for the desk review fee. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-Lender provided COC for desk review fee. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-02 03:56 | 2025-09-11 16:14 | Resolved | 1 - Information C A | Property | Property | Ineligible Property | Resolved-Received updated appraisal - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Waived-Document Uploaded. Appraisal has been updated condition needs to be cleared not Waived due to an exception - XXXXXX-XX/XX/XXXX <br>Open-Subject property is in rural area, as per correspondent matrix page X rural property is ineligible. - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Received updated appraisal - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Waived-Document Uploaded. Appraisal has been updated condition needs to be cleared not Waived due to an exception - XXXXXX-XX/XX/XXXX<br>| xxx.pdf<br>xxxxxxxxx.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-02 04:08 | 2025-09-12 08:53 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-Lender provided fully executed Final XXXX. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Executed - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. See page X of X reflects "Other" income: XXX $X,XXX.XX and Pension of $X,XXX.XX <br> The XXXX was signed at closing. Please clear as presented, thank you. - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Not Executed Final XXXX available in page no #XXXX but borrower signature is missing and social security income as per final XXXX is $XXXX and as per final XXXX $XXXX.XX, required updated XXXX with borrower signature and correct income. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. See page X of X reflects "Other" income: XXX $X,XXX.XX and Pension of $X,XXX.XX <br> The XXXX was signed at closing. Please clear as presented, thank you. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided fully executed Final XXXX. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Executed - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-02 04:18 | 2025-09-12 07:59 | Resolved | 1 - Information C A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided fully executed Note. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Note is Not Executed The Note document available in page no #XXX but borrower signature is missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The Note is Executed - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided fully executed Note. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-02 06:10 | 2025-09-12 02:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit Disclosure is missing in file - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXXXXXX XXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826705 | Closed | 2025-09-03 00:21 | 2025-10-01 15:19 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Compliance Report uploaded. Discount Point information on page X. - Buyer-XX/XX/XXXX <br>Counter-Provide Bona fide Points Disclosure to confirm cure amount. Disclosure needed to review undiscounted rate for exclusion of some of the Bona fide points. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Seller shows they are over by $X.XX. Please confirm if they refund that to the borrower that will clear the condition. See uploaded response from seller. - Buyer-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXXXX XXXXXXXXXXXX prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (XXX. XXXXX. Art. XX Sec. XX(a)(X)(X); X XX XXX Sec. XXX.X) - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXXXXXXXX XXXXXXXX.XXX<br>XXXXXXXXXX_XXXX XXXXXXXXXX XXXXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826689 | Closed | 2025-09-03 02:24 | 2025-09-10 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. SE VOE uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Engineering XXXXX XX - Search.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826689 | Closed | 2025-09-03 02:50 | 2025-09-10 11:51 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX provided and entered into XX. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXX is the correct credit score. Updated XXXX uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO Score is missing in loan file. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated XXXX provided and entered into XX. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Updated XXXX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826689 | Closed | 2025-09-03 03:46 | 2025-09-10 11:53 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided and entered into XX.<br> - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Int to Pro uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to Proceed disclosure missing in loan file. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-ITP provided and entered into XX.<br> - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Int to Proceed.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826689 | Closed | 2025-09-03 03:47 | 2025-09-10 11:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-SPL list provided and updated in XX<br> Dated X/XX/XXXX. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Provider list uploaded - Buyer-XX/XX/XXXX <br>Open-Service Provider List missing in loan file. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-SPL list provided and updated in XX<br> Dated X/XX/XXXX. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Sett Ser Prov List.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826689 | Closed | 2025-09-03 04:14 | 2025-09-10 07:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Right to cancel doc provided. Resolved<br> - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Right to Cancel uploaded - Seller-XX/XX/XXXX <br>Open-Right of Rescission is Missing Right to cancel (Right of Rescission) is missing in loan file. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Right to Cancel uploaded - Seller-XX/XX/XXXX<br>| Resolved-Right to cancel doc provided. Resolved<br> - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Right to Cancel.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826669 | Closed | 2025-09-03 15:42 | 2025-09-08 17:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final XXXX is Present - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Final XXXX income does not match the final XXXX and loan approval. Provide updated XXXX with correct gross monthly income. - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The Final XXXX is Present - XXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX URLA (XXXX_XX) - All Pages.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-04 01:02 | 2025-09-12 08:37 | Resolved | 1 - Information C A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Lender provided fully executed XXX. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Not Executed Deed of Trust available in page no #XXX but borrower signature is missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed XXX. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-04 04:23 | 2025-09-12 09:19 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Lender provided executed Intent to proceed document. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review uplaod - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to Proceed document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided executed Intent to proceed document. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-04 06:03 | 2025-09-12 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-Lender provided XXX confirming borrower lives rent free. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Borrower currently having no primary housing expenses, required letter of explanation for rent free. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided XXX confirming borrower lives rent free. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXX XXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-04 06:53 | 2025-09-12 05:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Requested Executed Final XX Provided, updated & Condition Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure is available in page no #XXX but borrower signature is missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested Executed Final XX Provided, updated & Condition Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826723 | Closed | 2025-09-04 08:04 | 2025-09-10 07:17 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX . An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX , and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolve - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX . An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX , and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolve - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>|  |  |  | LA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892893 | Closed | 2025-09-05 03:13 | 2025-09-10 03:40 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX Document Provided, Updated & Condition resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-XXXX - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Missing XXXX.<br> - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Resolved-Requested XXXX Document Provided, Updated & Condition resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>| XXXXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826724 | Closed | 2025-09-06 20:10 | 2025-09-12 07:55 | Resolved | 1 - Information B A | Credit | Doc Issue | Occupancy Certification is Unexecuted | Resolved-Business purpose disclosure is sufficient for occupancy disclosure. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Occupancy affidavit in file is unexecuted. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Business purpose disclosure is sufficient for occupancy disclosure. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXXXXXX XXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826698 | Closed | 2025-09-07 07:20 | 2025-09-18 14:36 | Waived | 2 - Non-Material B | Compliance | Points & Fees | NC Rate Spread Home Loan Test | Waived-Per External Counsel Appropriate to Waive as a B Grade. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Waived-This loan failed the NC rate spread home loan test.<br> (NC GS §XX-X.XF(a)(X))The loan is a rate spread home loan, as defined in the legislation. For more information please see the North Carolina Rate Spread Home Loan Article section of the full ComplianceAnalyzer report.While the North Carolina Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. Per External Counsel, Appropriate to Waive as a B Grade. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Waived-Per External Counsel Appropriate to Waive as a B Grade. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Waived-This loan failed the NC rate spread home loan test.<br> (NC GS §XX-X.XF(a)(X))The loan is a rate spread home loan, as defined in the legislation. For more information please see the North Carolina Rate Spread Home Loan Article section of the full ComplianceAnalyzer report.While the North Carolina Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. Per External Counsel, Appropriate to Waive as a B Grade. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304826698 | Closed | 2025-09-07 07:20 | 2025-09-18 14:02 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-re-ran compliance- resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and escrows are not required. The Rate lock date was entered correctly see Pg #XXX. An interior and exterior appraisal was completed for this property – see Page #XX the appraisal disclosure was provided to the borrower(s)- see Pg #XXX, XXX and copy of the appraisal was given to the borrower see Pg #XXX for the copy of the disclosure. The loan meets XXXX guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-re-ran compliance- resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and escrows are not required. The Rate lock date was entered correctly see Pg #XXX. An interior and exterior appraisal was completed for this property – see Page #XX the appraisal disclosure was provided to the borrower(s)- see Pg #XXX, XXX and copy of the appraisal was given to the borrower see Pg #XXX for the copy of the disclosure. The loan meets XXXX guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826732 | Closed | 2025-09-08 01:19 | 2025-09-18 04:04 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Appraisal value incorrect in XXXX, Provided Updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please see the attached XXXX - XXXXX-XX/XX/XXXX _xXXXX_<br> Open-The XXXX document is missing from the loan file. Appraised of $XXXXXX does not matches with AVM appraised value of $XXXXXX, hence there is variance in CLTV - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal value incorrect in XXXX, Provided Updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:12 | 2025-09-12 07:46 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. XXX X XX(x)(x)(xx)-X - Buyer-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(x)(x)(x))The loan contains charges that exceed the good faith determination according to §XXXX.XX(x)(x)(x).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(x) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(x)(x)(x). Department searches fee added without a valid change of circumstance or lender credit provided - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:12 | 2025-09-12 07:46 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. XXX X XX(x)(x)(xx)-X - Seller-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Department searches fee added without a valid change of circumstance or lender credit provided - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. XXX X XX(x)(x)(xx)-X - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:12 | 2025-09-12 07:46 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. XXX X XX(x)(x)(xx)-X - Buyer-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Department searches fee added without a valid change of circumstance or lender credit provided - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:50 | 2025-09-12 03:42 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested updated XXXX provided with updated LTV & HCLTV hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-XXXX Document is Missing LTV on given XXXX is not accurate and HCLTV is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Requested updated XXXX provided with updated LTV & HCLTV hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:53 | 2025-09-16 06:22 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Buyer-XX/XX/XXXX <br>Counter-intent to proceed dated X/X is not signed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to proceed document of date X/XX/XXXX is not executed. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX<br>XX XXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826664 | Closed | 2025-09-08 06:54 | 2025-09-16 06:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Seller-XX/XX/XXXX <br>Counter-Initial SPL X/X is not signed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Service Provider List of date X/XX/XXXX is not executed. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-LO verbally confirmed intent on X/X but borrower did not sign application until X/XX also when they signed ITP and SPL - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX<br>XX XXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826676 | Closed | 2025-09-08 07:42 | 2025-09-25 05:31 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Updated Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Deed of Trust is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826715 | Closed | 2025-09-08 15:17 | 2025-09-23 10:48 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception Approved - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Waived-Exception provided for increase in loan amount and LTV of XX% for investment property.<br> Compensating factors:<br> FICO of XXX with all credit paid and minimum requirement of XXX<br> XX.X months reserves where X months is the requirement<br> DTI of XX.XX% where XX% is the requirement. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Exception was granted for the higher loan amount therefore LTV was also acceptable with the higher mtg amount. - XXXXX-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV The audited LTV is XX% but per Matrix for Equity Advantage loan there is no min / max LTV for investment loans less than $XXX,XXX. The LTV is N/A per Matrix. There was not an exception in the file. - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Waived-Exception Approved - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Waived-Exception provided for increase in loan amount and LTV of XX% for investment property.<br> Compensating factors:<br> FICO of XXX with all credit paid and minimum requirement of XXX<br> XX.X months reserves where X months is the requirement<br> DTI of XX.XX% where XX% is the requirement. - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>| XXXXXXXX.jpg |  | XXX FICO, minimum requirement XXX <br> XX.X months reserves where X months is the requirement<br> DTI of XX.XX% where XX% is the requirement. | CT | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304826674 | Closed | 2025-09-08 23:46 | 2025-09-23 03:12 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Gap credit Report is not within XX business days, provided updated Credit Report, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Borrower X Gap Credit Report is Expired, we need credit report with in XX business days of closing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Gap credit Report is not within XX business days, provided updated Credit Report, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXX XXXX_X_X.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826668 | Closed | 2025-09-08 23:47 | 2025-09-22 01:55 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Fico mis matches from XXXX to credit report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. As per Final XXXX Qualifying FICO is XXX per Credit report FICO is XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Fico mis matches from XXXX to credit report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826668 | Closed | 2025-09-09 00:00 | 2025-09-18 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Escrow waiver provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached escrow waiver - XXXXX-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided As per FPL, Final XXXX and Final CD Hazard Insurance monthly is reflecting as $XX.XX where it is not matching with provided Hazard document $XXX monthly - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Escrow waiver provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXX - XXXXXXX XXXXXXX #X.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769870 | Closed | 2025-09-09 05:07 | 2025-09-16 03:08 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX Provided. Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX attached - XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. As per Form XXXX, the FICO score is XXX. However, the qualifying FICO score, listed as the 'Primary Wage Earner Mid Score' on the credit report, is XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated XXXX Provided. Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 22:56 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Updated XXXX Provided, Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Ethnicity Selection is Not Provided Borrower X Ethnicity Selection is missing in file - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Updated XXXX Provided, Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXX (XXXXX).pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 22:56 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved-Borrower X Gender Selection is Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Updated XXXX Provided, Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gender Selection is Not Provided Borrower X Gender Selection is missing in file - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gender Selection is Provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Updated XXXX Provided, Resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXX (XXXXX).pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 22:56 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower X Race Selection is Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Race Selection is Not Provided Borrower X Race Selection is missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Borrower X Race Selection is Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXX (XXXXX).XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 22:56 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Ethnicity Selection is Not Provided Borrower X Ethnicity Selection is missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXX (XXXXX).XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 22:56 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Gender Selection is Not Provided | Resolved-Borrower X Gender Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Gender Selection is Not Provided Borrower X Gender Selection is missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXXD_ | Resolved-Borrower X Gender Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXX (XXXXX).XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 23:43 | 2025-09-24 16:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-VOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower X Xrd Party VOE missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-VOE Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-09 23:43 | 2025-09-24 16:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower X Xrd Party VOE missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXXD_ | Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-10 01:11 | 2025-10-18 13:33 | Acknowledged | 2 - Non-Material C B | Compliance | State Reg | WA Prohibited Lender Fees Test | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX Consumer Loan Act (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. Finding acknowledged. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached seller rebuttal - XXXXX-XX/XX/XXXX <br>Counter-Coc added for Rate lock and rate lock extension, Lock fee still considered prohibited. See attachment. Finding countered. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the prohibited lender fees test. (XX XXX §XX.XX.XXX)The loan charges a prohibited lender fee. Every licensee may:Agree with the borrower for the payment of fees to third parties other than the licensee who provide goods or services to the licensee in connection with the preparation of the borrower's loan, including, but not limited to, credit reporting agencies, title companies, appraisers, structural and pest inspectors, and escrow companies, when such fees are actually paid by the licensee to a third party for such services or purposes and may include such fees in the amount of the loan. However, no charge may be collected unless a loan is made, except for reasonable fees properly incurred for a credit report and in connection with the appraisal of property by a qualified, independent, professional, third-party appraiser selected by the borrower and approved by the lender or in the absence of borrower selection, selected by the lender.Collect at the time of the loan closing up to but not exceeding XX days of prepaid interest.Sell insurance covering real and personal property, covering the life or disability or both of the borrower, and covering the involuntary unemployment of the borrower. XX state prohibits The loan charges a lender fee - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX<br>| Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX Consumer Loan Act (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. Finding acknowledged. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXX.pdf<br>XXXX XXXXXXXXX - XXXXXXX.pdf<br>XXXXX.png<br>XXXXXXXX XXXXX XX XXXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304826651 | Closed | 2025-09-10 02:02 | 2025-09-19 01:19 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX document is missing from the loan file. XXXX Is missing HCLTV s Left blank & LTV is Reflecting as HCLTV % Required updated XXXX Document. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Updated XXXX Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX - XXXXXXXXXX XXXXXXX.XXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-10 11:09 | 2025-09-24 16:56 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Race Selection is Not Provided Borrower X Race Selection is missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Updated XXXX Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXX (XXXXX).XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-10 11:18 | 2025-09-12 10:29 | Resolved | 1 - Information C A | Compliance | Compliance | TRID CD date violation; receipt date of initial Closing Disclosure can't be determined | Resolved-Lender provided initial CD. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Missing Initial CD. Subject to additional conditions upon review. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided initial CD. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769857 | Closed | 2025-09-10 12:04 | 2025-09-24 16:54 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Proivded, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-The XXXX document is missing from the loan file. Income mis match from Final XXXX to XXXX, as Final XXXX indicates income for BX, whereas XXXX showing income for Both the borrowers, need updated XXXX<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-XXXX Proivded, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826691 | Closed | 2025-09-10 14:37 | 2025-09-15 18:05 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($XXX.XX) exceed the comparable charges ($X.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX | Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - XXXXXX-XX/XX/XXXX<br>| Resolved- - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>|  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826691 | Closed | 2025-09-10 14:37 | 2025-09-16 09:12 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Meets HPML guidelines. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien so escrows are not required. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX, XXX, XXX, XXX, XXX, XXX, XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien so escrows are not required. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX, XXX, XXX, XXX, XXX, XXX, XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Resolved-Meets HPML guidelines. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien so escrows are not required. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX, XXX, XXX, XXX, XXX, XXX, XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien so escrows are not required. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX, XXX, XXX, XXX, XXX, XXX, XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>|  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826691 | Closed | 2025-09-10 16:16 | 2025-09-12 17:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 WVOE Missing | Resolved- VOE from prior employer, XXXXXXX XXXXXX, for employment from X/XX/XX- X/XX/XX provided in Findings. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-Borrower X WVOE Provided or Not Applicable (Number of Borrowers equals X) - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X has been employed with current employer for less than X years. VOE from prior employer, XXXXXXX XXXXXX, for employment from X/XX/XX- X/XX/XX is missing. Required by UW on p XXX. - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Resolved- VOE from prior employer, XXXXXXX XXXXXX, for employment from X/XX/XX- X/XX/XX provided in Findings. Resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved-Borrower X WVOE Provided or Not Applicable (Number of Borrowers equals X) - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>| XXXX XXXXXXX prev empoyer voe for coborrower XXXXXXXXX XXXXXXXX.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729250 | Closed | 2025-09-10 22:09 | 2025-09-17 01:51 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Race Selection is Not Provided Borrower X Race Selection is not provided. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXX_XXXXXXX XXXX XXXX (XXXX_XX) - XXX XXXXX.XXX |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826672 | Closed | 2025-09-11 08:02 | 2025-09-17 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Xrd Party VOE Prior to Close Missing The Borrower X Xrd Party VOE within XX days Prior to Closing is Missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX, XXXXX XXXXXX XXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826672 | Closed | 2025-09-11 08:02 | 2025-09-17 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE for BX Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Xrd Party VOE Prior to Close Missing The Borrower X Xrd Party VOE within XX days Prior to Closing is Missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested Xrd Party VOE for BX Provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX, XXXXXXX XXXXXX XXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826732 | Closed | 2025-09-11 10:20 | 2025-09-18 06:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Client used the mailbox rule in this case, and borrower signatures are not required when the mailbox rule is applied. Re-ran mavent-successful result - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please see the disclosure tracking history. We used the mailbox rule in this case, and borrower signatures are not required when the mailbox rule is applied. - XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-XXXX: Missing Closing Disclosure Initial CD is not signed, disclosure tracking does not reflect a received date - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Client used the mailbox rule in this case, and borrower signatures are not required when the mailbox rule is applied. Re-ran mavent-successful result - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769855 | Closed | 2025-09-11 13:35 | 2025-09-25 07:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Lender provided executed T-XX disclosure. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX <br>Open-Premium Pricing Disclosure TXX Form is Missing Premium Pricing Disclosure TXX Form is Missing - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Premium Pricing Disclosure TXX Form is Missing - XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-Lender provided executed T-XX disclosure. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826698 | Closed | 2025-09-11 18:28 | 2025-09-16 16:53 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX reflecting the correct LTV of XX.XXX% was provided in Findings: XXXX - XXXXXXXXXXX XXXXXXX.XXX. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-The XXXX document is missing from the loan file. The XXXX provided on p XXX reflects a LTV of XX.XX% where as the LTV is XX.XX% and the CLTV is XX.XX%. Also, the XXXX reflects HOA fees of $XX.XX however the appraiser reports HOA fees of $XX.XX. Confirm which is correct. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX_xXXXX_ | Resolved-XXXX reflecting the correct LTV of XX.XXX% was provided in Findings: XXXX - XXXXXXXXXXX XXXXXXX.XXX. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826655 | Closed | 2025-09-12 01:23 | 2025-09-18 08:04 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Lender provided a PCCD dated X/X/XXXX with a cash disbursed date of X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-This loan failed the TILA right of rescission test.Closed-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. The loan closed on X/XX/XXXX and funds were disbursed on X/XX/XXXX. Borrower had until midnight of X/XX/XXXX to rescind. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Lender provided a PCCD dated X/X/XXXX with a cash disbursed date of X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXX XXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826655 | Closed | 2025-09-12 01:23 | 2025-09-18 08:04 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXfor the copy of the disclosure. The loan meets HPML guidelines" - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXfor the copy of the disclosure. The loan meets HPML guidelines" - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826655 | Closed | 2025-09-12 01:23 | 2025-09-18 08:04 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXfor the copy of the disclosure. The loan meets HPML guidelines" <br>- Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXfor the copy of the disclosure. The loan meets HPML guidelines" <br>- Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729295 | Closed | 2025-09-12 03:03 | 2025-09-16 13:49 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# n/a and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XXXX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# n/a and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XXXX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |  |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826681 | Closed | 2025-09-12 08:23 | 2025-09-12 10:07 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XX. The loan meets HPML guidelines, resolve - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XX. The loan meets HPML guidelines, resolve - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826681 | Closed | 2025-09-12 08:23 | 2025-09-12 10:07 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XX. The loan meets HPML guidelines, resolve - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XX. The loan meets HPML guidelines, resolve - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038981 | Closed | 2025-09-12 08:55 | 2025-10-15 04:21 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX document is missing in file, Provided the same, changes made in system, finding Resolved - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Ready for Review-See attached XXXX - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Required XXXX document. (As provided XXXX document different borrwer) - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved-XXXX document is missing in file, Provided the same, changes made in system, finding Resolved - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>| XXXXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:24 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Requirements of XXXX have been met - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. XX for the copy of the disclosure. The loan meets XXXX guidelines. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Requirements of XXXX have been met - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. XX for the copy of the disclosure. The loan meets XXXX guidelines. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Resolved- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Counter-Lender provided COC for LE dated X/X/XX and Mavent report. Missing revised LE dated X/X/XX. Condition unresolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Counter-Provide COC for Discount fee and Subordination agreement fees as both were not included in the LE dated X/X/XX. COC in file dated X/XX/XX does not list any specific fee changes. - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX - XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXXX XXXXXXXXX XX - XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - XXXX XXXXXXXXX XX - XX/XX/XXXX<br>| XXXXXXXX XXXXXXX.pdf<br>XXXXXX XXXXXXXXXX X.X.pdf<br>XXX-XX X.X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Lender provided COC for LE dated X/X/XX and Mavent report. Missing revised LE dated X/X/XX. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Provide COC for Discount fee and Subordination agreement fees as both were not included in the LE dated X/X/XX. COC in file dated X/XX/XX does not list any specific fee changes. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide COC for Discount fee and Subordination agreement fees as both were not included in the LE dated X/X/XX. COC in file dated X/XX/XX does not list any specific fee changes. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review uplolad - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXX X.X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please review upload - Buyer-XX/XX/XXXX <br>Counter-Lender provided COC for LE dated X/X/XX and Mavent report. Missing revised LE dated X/X/XX. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Provide COC for Discount fee and Subordination agreement fees as both were not included in the LE dated X/X/XX. COC in file dated X/XX/XX does not list any specific fee changes. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:24 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Requirements of XXXX have been met - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. XX for the copy of the disclosure. The loan meets XXXX guidelines. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Requirements of XXXX have been met - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. XX for the copy of the disclosure. The loan meets XXXX guidelines. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-12 09:59 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Lender provided COC for LE dated X/X/XX and Mavent report. Missing revised LE dated X/X/XX. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Provide COC for Discount fee and Subordination agreement fees as both were not included in the LE dated X/X/XX. COC in file dated X/XX/XX does not list any specific fee changes. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXX X.X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826638 | Closed | 2025-09-12 11:55 | 2025-09-23 04:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Borrower X Income calculation sheet provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income calculation uploaded for review - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Borrower X qualified with wage and other entitlement incomes but lender income work sheet is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Income calculation sheet provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Income Calc.XXX |  |  | AK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826638 | Closed | 2025-09-12 13:20 | 2025-09-23 04:13 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Income calculation provided Able to verify borrower X Entitlements income of $X,XXX.XX.DTI within guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income calculation uploaded for review - Buyer-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Borrower X total qualified income is $XX,XXX.X+$X,XXX.XX = $XX,XXX.XX., Borrower X qualified with XXXX income at page #X and yearly income is XXXX.X/XX= XXX.XX, primary house two liens amounts are updated as per provided documents and all other monthly liabilities re updated as per latest credit report, we have negative rental income of - XXX.XX for all remaining REO's. Under final XXXX and XXXX borrower X Entitlements income considered as $X,XXX.XX but under latest paystub has $X,XXX.XX only due to the Entitlements income DTI discrepancy occurred. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Income calculation provided Able to verify borrower X Entitlements income of $X,XXX.XX.DTI within guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Income Calc.XXX |  |  | AK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-13 05:16 | 2025-09-22 04:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested Gap Credit Report that is within the XX Business days from closing provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Gap Credit Report that is within the XX Business days from closing provided, Updated & Condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXX.XXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-13 05:33 | 2025-09-22 04:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested Third Party Fraud Report is provided, Updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Third Party Fraud Report missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Third Party Fraud Report is provided, Updated & Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX data verify XXXXXXXX XXXXXXXX.XXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-13 06:02 | 2025-09-19 13:12 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Seller-XX/XX/XXXX <br>Open-Provide COC for increases in Closing Protection Letter fee, Title insurance , Settlement Closing fee, and title Endorsement fee. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-13 06:02 | 2025-09-23 07:11 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-What is needed for this condition - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX, and copy of the appraisal was given to the borrower – see Pg#'s XX,XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX, and copy of the appraisal was given to the borrower – see Pg#'s XX,XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-13 06:02 | 2025-09-19 14:32 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Foreclosure Rescission Finance Charge Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Seller-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. Provide COC for increases in Closing Protection Letter fee, Title insurance , Settlement Closing fee, and title Endorsement fee. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826658 | Closed | 2025-09-13 06:22 | 2025-09-25 03:42 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Initial XXXX document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The Initial XXXX is Missing Initial XXXX is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial XXXX document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXX.XXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826658 | Closed | 2025-09-13 09:01 | 2025-09-25 01:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Condo Questionnaire is missing. There is a reference to the Condo Questionnaire on p XX however the actual Condo Questionnaire is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-HOA Questionnaire provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXX.XXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826687 | Closed | 2025-09-14 10:24 | 2025-09-22 17:22 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided and updated to disclosure page, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed disclosure. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-ITP provided and updated to disclosure page, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XXXXXX XX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826687 | Closed | 2025-09-14 10:26 | 2025-09-29 13:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-ROR provided and updated to disclosure page. Mavent is passing, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. document attached. - Buyer-XX/XX/XXXX <br>Counter-Document provided is not the Notice of right to cancel disclosure. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Right of Rescission is Missing Missing Notice of Right to cancel disclosure. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-ROR provided and updated to disclosure page. Mavent is passing, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXX<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826680 | Closed | 2025-09-15 08:08 | 2025-09-29 08:46 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-COC provided for Transfer tax/Tax stamp increases. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The COC dated X/X states the new amount for line XXXX is $XXX.XX which is for the State Tax/Stamps shown on the initial CD dated X/XX. Now, to me the COC makes no sense for this because the total amount actually decreased from the LE dated X/X from $XXX to the Initial CD being $XXX.XX for the total Recording Fees and State Tax/Stamps. I guess we had to have the COC dated X/X/XX completed since technically the fee increased from the initial LE dated X/X/XX from $XXX to $XXX. The Final CD shows those fees decreased even more for the borrower to $XXX.XX. So there really wasn't any XX% violations as the only reason the fee increased from the beginning was due to the borrower requesting the loan amount increase in which the COC dated X/X/XX shows. - Seller-XX/XX/XXXX <br>Counter-Section E "Transfer taxes" renamed to "State" and "County" tax stamps. Compliance rerun and Condition unresolved as COC not provided for State and Tax stamps. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Document Uploaded. your compliance report is showing that there was an increase in Transfer taxes. Attached CD section E shows no transfer taxes listed.<br> - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. The COC dated X/X states the new amount for line XXXX is $XXX.XX which is for the State Tax/Stamps shown on the initial CD dated X/XX. Now, to me the COC makes no sense for this because the total amount actually decreased from the LE dated X/X from $XXX to the Initial CD being $XXX.XX for the total Recording Fees and State Tax/Stamps. I guess we had to have the COC dated X/X/XX completed since technically the fee increased from the initial LE dated X/X/XX from $XXX to $XXX. The Final CD shows those fees decreased even more for the borrower to $XXX.XX. So there really wasn't any XX% violations as the only reason the fee increased from the beginning was due to the borrower requesting the loan amount increase in which the COC dated X/X/XX shows. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Document Uploaded. your compliance report is showing that there was an increase in Transfer taxes. Attached CD section E shows no transfer taxes listed.<br> - Seller-XX/XX/XXXX<br>| Resolved-COC provided for Transfer tax/Tax stamp increases. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| X_XX Signed Final CD.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826680 | Closed | 2025-09-15 08:08 | 2025-10-02 14:02 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XXX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg.XX for the copy of the disclosure. The loan meets HPML guidelines. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. XXX. An interior and exterior appraisal was completed for this property – see Pg. XXX , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg.XX for the copy of the disclosure. The loan meets HPML guidelines. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826641 | Closed | 2025-09-15 12:30 | 2025-09-26 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Clear ID provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Counter-Lender provided same copy of illegible back side of Per Resident Card already in file. Unable to validate if IXXX used. Provide eligible copy of the back side of Perm Resident card. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. legible card uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Citizenship Documentation Is Missing Back side of Perm Resident card in file is illegible. Unable to validate if IXXX used. Provide eligible copy of the back side of Perm Resident card. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Clear ID provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.XXX_xXXXD_<br> XXXX XX XXXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826654 | Closed | 2025-09-15 22:31 | 2025-09-23 02:32 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX document with corrected LTV value provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Document is missing correct LTV for subject loan. Provide updated XXXX Document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX document with corrected LTV value provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXX XXXXXXX.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826654 | Closed | 2025-09-15 23:04 | 2025-09-23 03:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Award Letter Missing | Resolved-Borrower X Award Letter Provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Award Letter Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Award Letter Missing Co- Borrower SSI Award Letter Missing In File. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Award Letter Provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Award Letter Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX coborr ssi XXXXXXXX XXXXXXXXXX.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826654 | Closed | 2025-09-16 00:15 | 2025-09-16 01:07 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver, escrow Waiver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver, escrow Waiver and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769850 | Closed | 2025-09-16 05:04 | 2025-09-20 06:39 | Resolved | 1 - Information C A | Compliance | Late:Amount | Pennsylvania - Maximum Late Fee (MLILCPA) | Resolved-Resolved. Late charge verbiage correct on Note. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Late fee verbiage on note complies - Buyer-XX/XX/XXXX <br>Open-Under the XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX, a late fee cannot exceed the greater of XX% of the payment or $XX.XX. (X Pa. Stat. XXXX) State Specific Condition. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. Late charge verbiage correct on Note. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXX.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769850 | Closed | 2025-09-16 05:04 | 2025-09-20 06:44 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved-Resolved. Fees allowed per State Statues. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXXX and discount points are prepaid interest) - Buyer-XX/XX/XXXX <br>Open-Flood Certification Fee (Fee ID: XXX) is not allowed to be charged to the Borrower and paid to the Provider in PA under the XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX. (X Pa. Stat. XXXX(a), XXXX(X), XXXX(X)). State Specific Condition. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. Fees allowed per State Statues. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769850 | Closed | 2025-09-16 05:04 | 2025-09-20 06:45 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Points - Loan Discount Fee (Fee ID: 2) | Resolved-Resolved. Fees allowed per State Statues. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXXX and discount points are prepaid interest) - Seller-XX/XX/XXXX <br>Open-Points - Loan Discount Fee (Fee ID: X) is not allowed to be charged to the Borrower and paid to the Lender in PA under the XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX. (X Pa. Stat. XXXX(a), XXXX(X)). State Specific Condition. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXXX and discount points are prepaid interest) - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Fees allowed per State Statues. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769850 | Closed | 2025-09-16 05:08 | 2025-09-20 06:39 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Resolved. ROR provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Right of Rescission is Missing Transaction is Primary Refinance which requires Right to Cancel, which is missing from loan file, provide the same. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. ROR provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-16 06:27 | 2025-09-24 02:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. SE VOE uploaded for review. - Seller-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Xrd Party VOE is present in file on page #XXX but verification date is missing, Provide Xrd Party VOE that is within the XX Business days from closing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. SE VOE uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX SE VOE.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-16 08:02 | 2025-11-25 10:30 | Acknowledged | 2 - Non-Material C B | Compliance | State Reg | NJ Prohibited Fees Test | Acknowledged- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Waived-While the statute and regulations do not appear to provide a cure for violations of the fee restrictions, notably there does not appear to be any liability to assignees nor is the validity or enforceability of the mortgage loan affected. The NJ statute specifically states, "The failure of any person to comply with the provisions of this act shall not affect the validity or enforceability of any mortgage loan, and no person acquiring a mortgage loan shall be required to ascertain if a residential mortgage lender has made the loan in compliance with the provisions of this act" - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-This loan has been marked as Open with no response to the documents that were uploaded. I was told what was uploaded would clear the condition. - XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD uploaded showing Property taxes moved to SEC H, which we were told by XXXXXX would clear condition. - XXXXXX-XX/XX/XXXX <br>Counter-COC provided does not address Property Tax fee that is confirmed prohibited for 2nd lien loans. Finding countered. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded - XXXXX-XX/XX/XXXX <br>Counter-As confirmed from compliance leadership, a Change of Circumstance would be required since a new fee was added that was never disclosed to the borrower. Looks like we are missing the COC. The Property Taxes is a prohibited fee for 2nd liens. Finding countered. <br> - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Seller rebuttal uploaded for review. - XXXXX-XX/XX/XXXX <br>Counter-Document Uploaded. Upon review of CE, Processing fee listed as $XXXX on Initial LE, Revised LE and Initial CD. On Revised CD issued X/X, Processing fee no longer present, changes to Underwriting fee $XXXX. Property taxes added at Final CD. Attached screenshot from CE. Finding countered. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Can I get some clarification on what is needed to clear this condition? - XXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the prohibited fees test.<br> (N.J.S.A. §XX:XX-XX, N.J.A.C. §§X:XX-X.X)The loan does charge fee(s) not provided for in this act, which is prohibited.A secondary lender shall not contract for a broker's or finder's fee; commission; expense; fine; penalty; premium; or any other thing of value other than the charges authorized by this act.A secondary lender shall have authority to collect only the following:(1) no more than three discount points;(2) reasonable attorney fees at the time the execution of the loan;(3) title examination, abstract of title, survey, and title insurance;(4) credit report fee;(5) appraisal fee;(6) recording fees;(7) application fee;(8) returned check fee not to exceed $XX, a late charge not to exceed X% of the late payment, and(9) on open-end loans, the lesser of an annual fee of $XX or X% or the line of credit. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-This loan has been marked as Open with no response to the documents that were uploaded. I was told what was uploaded would clear the condition. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD uploaded showing Property taxes moved to SEC H, which we were told by XXXXXX would clear condition. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Can I get some clarification on what is needed to clear this condition? - XXXXXX-XX/XX/XXXX<br>| Waived-While the statute and regulations do not appear to provide a cure for violations of the fee restrictions, notably there does not appear to be any liability to assignees nor is the validity or enforceability of the mortgage loan affected. The NJ statute specifically states, "The failure of any person to comply with the provisions of this act shall not affect the validity or enforceability of any mortgage loan, and no person acquiring a mortgage loan shall be required to ascertain if a residential mortgage lender has made the loan in compliance with the provisions of this act" - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXX.XXX<br>XXXXXXXXXX_XXXXXXXX XXXXXXX XXXXXXXX.XXX<br>XXXXXXXXXX_XXXXXXXX XXX.XXX<br>XXXXXXXXX_XXXXXXXX XXXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-16 08:17 | 2025-09-26 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Seller-XX/XX/XXXX <br>Counter-Borrower total income of $XX,XXX.XX does not appear on XXXX in file and provided. Finding countered. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX uploaded - Seller-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX present in file on page #XXXX, Income as per XXXX Final on page #XXXX & Income Calculation sheet on page #XXXX is $XX,XXX.XX but in XXXX income used is $XX,XXX.XX & also provide updated all other Months Payments as $$X,XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX uploaded - Seller-XX/XX/XXXX<br>| Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXX - XXXXXXXXXX XXXXXXX.pdf<br>XXXXXXXXXX_XXXXXXXX Updated XXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729295 | Closed | 2025-09-16 13:11 | 2025-09-23 07:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Please find updated URLA reflecting permanent resident alien - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The Final XXXX is Incomplete Final XXXX reflects citizenship as non permanent resident however permanent resident card on page XXX. An unexpired passport and visa was not provided in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXX.XXX_xXXXD_<br> XX XXXXX.XXX |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892777 | Closed | 2025-09-17 05:05 | 2025-09-26 06:03 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-COC provided for discount points, increase in flood cert is $X.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Discount points added to initial CD and final Cd without a valid change of circumstance or lender credit provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-COC provided for discount points, increase in flood cert is $X.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX-XXX-XX-XXXXXXXX XXXXX.XXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892777 | Closed | 2025-09-17 05:31 | 2025-09-26 06:04 | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-COC provided for discount points, increase in flood cert is $X.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (XX CFR §XXXX.XX(f)(X)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $X.XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $X.XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §XXXX.XX(e)(X)(i) or (ii), the creditor complies with §XXXX.XX(e)(X)(i) if the creditor refunds the excess to the consumer no later than XX days after consummation, and the creditor complies with §XXXX.XX(f)(X)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XX days after consummation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (XX CFR §XXXX.XX(f)(X)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $X.XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $X,XXX.XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §XXXX.XX(e)(X)(i) or (ii), the creditor complies with §XXXX.XX(e)(X)(i) if the creditor refunds the excess to the consumer no later than XX days after consummation, and the creditor complies with §XXXX.XX(f)(X)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XX days after consummation. Discount points added to initial CD and final Cd without a valid change of circumstance or lender credit provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-COC provided for discount points, increase in flood cert is $X.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX-XXX-XX-XXXXXXXX XXXXX.XXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826643 | Closed | 2025-09-17 09:17 | 2025-10-07 09:24 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved. COC provided for loan points increase. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded for review. - Buyer-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Loan Discount Fee Increased in final CD, to cure tolerance we don't have COC in file. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. COC provided for loan points increase. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX COC X.X.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823225 | Closed | 2025-09-17 13:00 | 2025-09-23 13:26 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823225 | Closed | 2025-09-17 13:45 | 2025-09-30 13:43 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Counter-PC CD mentioned below is missing from file. Finding countered. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-The Post Consummation CD on file shows the funded date is X/X and disbursement is X/X, well after their X/X signing date. - Please waive<br>- Seller-XX/XX/XXXX <br>Open-This loan failed the TILA right of rescission test.Closed-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Note date is XX/XX/XXXX but both borrowers signed closing docs on XX/XX/XXXX, hence right to cancel date moved to XX/XX/XXXX but under final CD disbursement date reflecting as XX/XX/XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Ready for Review-The Post Consummation CD on file shows the funded date is X/X and disbursement is X/X, well after their X/X signing date. - Please waive<br>- Seller-XX/XX/XXXX<br>| Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823225 | Closed | 2025-09-17 13:45 | 2025-10-01 04:54 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-his loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-his loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823225 | Closed | 2025-09-17 13:45 | 2025-10-01 04:54 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Counter-PC CD mentioned below is missing from file. Finding countered. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The bwrs signed in sept. Please waive - Seller-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Ready for Review-The bwrs signed in sept. Please waive - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823225 | Closed | 2025-09-17 13:45 | 2025-10-01 04:54 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-his loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-his loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver disclosure and loan information is on Pg#'s XXX, XXX and the Final Closing disclosure on Pg#'s XX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# X, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-17 14:44 | 2025-09-19 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided corrected XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Provide corrected XXXX with corrected subject loan LTV/CLTV. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Lender provided corrected XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826652 | Closed | 2025-09-17 15:15 | 2025-09-19 13:12 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Buyer-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Provide COC for increases in Closing Protection Letter fee, Title insurance , Settlement Closing fee, and title Endorsement fee. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826658 | Closed | 2025-09-17 18:42 | 2025-09-26 15:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Right to Cancel provided in Findings: XXX.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Right of Rescission is Missing The Right of Rescission is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Right to Cancel provided in Findings: XXX.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826647 | Closed | 2025-09-18 00:09 | 2025-09-25 15:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. Resolved. Meets XX day requirement per Business date calculator. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. P{lease review upload - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. Resolved. Meets XX day requirement per Business date calculator. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXX - XXX - XXXXXX - XXXXXX.XXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826639 | Closed | 2025-09-18 01:14 | 2025-09-30 07:10 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Lender provided corrected XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. updated XXXX uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Provide XXXX indicating Qualifying FICO as XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided corrected XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823226 | Closed | 2025-09-18 06:39 | 2025-09-18 06:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XXX___ and the Final Closing disclosure on Pg#'s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s__XX_ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XXX___ and the Final Closing disclosure on Pg#'s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s__XX_ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826731 | Closed | 2025-09-18 06:53 | 2025-09-23 09:13 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiverand loan information is on Pg# XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXXXfor the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiverand loan information is on Pg# XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XXX the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower see Pg# XXXXfor the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826687 | Closed | 2025-09-18 08:10 | 2025-09-22 17:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved- Affiliated business disclosure provided and updated to disclosure page, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing affiliated business disclosure. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved- Affiliated business disclosure provided and updated to disclosure page, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826687 | Closed | 2025-09-18 08:24 | 2025-09-22 17:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-SPL provided and updated to TRID header page, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Missing Service Provider List - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-SPL provided and updated to TRID header page, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826657 | Closed | 2025-09-19 06:22 | 2025-10-16 10:07 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved- Lender provided Matrices dated X/XX/XX (post close) which indicates AVM from approved vendors or Full Appraisal required. However upon further review of complete guidelines dated X/XX/XX section XX.X.X, XXXX Exterior only appraisal is acceptable in place of AVM. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review attached appraisal - Buyer-XX/XX/XXXX <br>Counter-Lender provided guidelines. Refer to AVM acceptable Vendors requirements. Class Valuation BPO or AVM is not listed as an approved vendor. Acceptable vendors include: XXXXXXXXXXXX; XXXXXXXXXXXXXXXX; XXXXXXXXX; XXXXXXXXXXXX; XXXXXXXXXX; XXXXXXXXXXX; XXXXX. Provide AVM from approved vendors or Full Appraisal. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. If the AVM does not provide the required FSD score or confidence rating, the AVM is considered ineligible and an Exterior-Only or Full Interior Appraisal is required. Please see attached matrix. - Buyer-XX/XX/XXXX <br>Open-None of the Valuation entries contain core valuation types. Per guidelines, Exterior only appraisal is not sufficient. Provide AVM from approved vendors or Full Appraisal. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- Lender provided Matrices dated X/XX/XX (post close) which indicates AVM from approved vendors or Full Appraisal required. However upon further review of complete guidelines dated X/XX/XX section XX.X.X, XXXX Exterior only appraisal is acceptable in place of AVM. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXX XXXXXX XXXXXXXXX (X).pdf<br>XXXXXX XXXXXXX- appraisal.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826657 | Closed | 2025-09-19 07:30 | 2025-10-16 15:06 | Resolved | 1 - Information C A | Compliance | TRID | Revised Loan Estimate Delivery Date Test (prior to consummation) | Resolved-information was provided to show the revised LE was not sent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review attached LE of record, which was issued on XX/XX/XX and signed by the borrower. Also, attached is the initial CD of record, issued on XX/XX/XX and signed by the borrower. Only the Initial Closing disclosure went to the borrower on XX/XX/XX - Seller-XX/XX/XXXX <br>Counter-Lender provided evidence of Initial LE dated X/X/XX and CD dated X/X/XX with proof of delivery. File contains revised LE dated X/X/XX (pg. XXX/XXX). The revised loan estimate delivery date is on or after the initial closing disclosure delivery date. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. I only saw Initial LE for this loan, where are we getting a revised LE from? - Please see attached, - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (XX CFR §XXXX.XX(e)(X)(ii))The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date.The creditor shall not provide a revised version of the disclosures required under §XXXX.XX(e)(X)(i) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(i). The consumer must receive a revised version of the disclosures required under §XXXX.XX(e)(X)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §XXXX.XX(e)(X)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. The revised loan estimate date and initial closing dis date is same. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review attached LE of record, which was issued on XX/XX/XX and signed by the borrower. Also, attached is the initial CD of record, issued on XX/XX/XX and signed by the borrower. Only the Initial Closing disclosure went to the borrower on XX/XX/XX - Seller-XX/XX/XXXX<br>| Resolved-information was provided to show the revised LE was not sent - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX-XXXXXXXX Signed Initial CD.pdf<br>XXXXXXXX-XXXXXXXX LE Of Record.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX_XXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826657 | Closed | 2025-09-19 07:30 | 2025-10-16 15:06 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Delivery Date Validation Test | Resolved-information was provided to show the revised LE was not sent - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please find the LE of record, which was issued on XX/XX/XX and signed by the borrower. Also, attached is the initial CD of record, issued on XX/XX/XX and signed by the borrower. - Seller-XX/XX/XXXX <br>Counter-Lender provided evidence of Initial LE dated X/X/XX and CD dated X/X/XX with proof of delivery. File contains revised LE dated X/X/XX (pg. XXX/XXX). The revised loan estimate delivery date is on or after the initial closing disclosure delivery date. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial CD dated XX/XX/XXXX and Loan closed XX/XX/XXXX - Please see attached. - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure delivery date validation test.The loan contains one of the following conditions:A revised loan estimate delivery date is before the initial loan estimate.A revised closing disclosure is before the revised closing disclosure.A closing disclosure delivery date is on or before a loan estimate delivery date.A post-consummation revised closing disclosure delivery date is on or before a closing disclosure delivery date or loan estimate delivery date. Closing Dis and Revised loan estimate date is on XX/XX/XXXX<br> . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please find the LE of record, which was issued on XX/XX/XX and signed by the borrower. Also, attached is the initial CD of record, issued on XX/XX/XX and signed by the borrower. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial CD dated XX/XX/XXXX and Loan closed XX/XX/XXXX - Please see attached. - Seller-XX/XX/XXXX<br>| Resolved-information was provided to show the revised LE was not sent - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXX- Initial CD and Certificate of completion.pdf<br>XXXXXX XXXXXXX- Initial Loan Estimate - sent XX_XX_XXXX.pdf<br>XXXXXX XXXXXXX- Received LE Package - Certificate of Completion-XX-XX-XX.pdf<br>XXXXXXXX-XXXXXXXX Signed Initial CD.pdf<br>XXXXXXXX-XXXXXXXX LE Of Record.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX_XXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826680 | Closed | 2025-09-19 18:24 | 2025-09-23 11:10 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-XX/XX/XXXX <br>Open-Subject property is in a PUD. Provide missing HOA/PUD insurance as required per guidelines section XX.X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> >$XX residual income, min is $X,XXX<br> Borrower has an individual policy that provides full coverage of the property. | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304826744 | Closed | 2025-09-22 05:47 | 2025-09-25 06:25 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please waive you condition for the initial disclosures not being received within X business days. The application for this loan was X/XX/XXXX and the initials were sent on X/XX/XX. X/XX/XX and X/XX/XX were the weekend and Reliance was not open for normal business those days. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Initial Loan Estimate Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (XX CFR XXXX.XX(e)(X)(iii)) Initial XXXX signed on XX/XX/XXXX,initial LE issued on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826744 | Closed | 2025-09-22 05:47 | 2025-09-25 06:25 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please waive you condition for the initial disclosures not being received within X business days. The application for this loan was X/XX/XXXX and the initials were sent on X/XX/XX. X/XX/XX and X/XX/XX were the weekend and Reliance was not open for normal business those days. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Homeownership Counseling Disclosure Sent Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XX CFR XXXX.XX, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (XX CFR XXXX.XX) Initial XXXX signed on XX/XX/XXXX,The Homeownership Counseling Disclosure Sent Date (XXXX-XX-XX) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826744 | Closed | 2025-09-22 06:09 | 2025-09-23 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Lender provided explanation for variance in monthly taxes as Mtg statement used to determine higher monthly tax amount. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-please find the borrowers Xst mortgage statement showing escrow for taxes and insurance. Our taxes are based off of this collection. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Per Tax cert, tax amount$ XXX.XX is not matching with the lender sheet monthly tax amount $XXX.XX. Provide updated Tax cert. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided explanation for variance in monthly taxes as Mtg statement used to determine higher monthly tax amount. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX_X.XXX |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 09:32 | 2025-09-23 10:54 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-please find the updated XXXX attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX LTV is listed incorrectly. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX_X.XXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 10:33 | 2025-09-23 11:02 | Resolved | 1 - Information B A | Credit | Doc Issue | Occupancy Statement is Missing | Resolved-Lender provided fully executed occupancy affidavit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find the occupancy affidavit attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Occupancy affidavit is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided fully executed occupancy affidavit. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX_X.XXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 11:06 | 2025-10-17 15:47 | Resolved | 1 - Information C A | Compliance | Predatory:Grace | Federal - Minimum Grace Period (01/14) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-The grace period in this transaction is XXXX days. In connection with a Federal High-Cost Mortgage a late payment charge may be imposed only if the payment is not received by the end of the XX-day period beginning on the date the payment is due. (XX CFR XXXX.XX(a)(X)(ii)) Pending updated info from Lender. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 11:06 | 2025-10-17 15:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided - Due Diligence Vendor-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee, Title Endorsement Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXX.XX(e)(X); XX CFR XXXXX.XX(e)(X); XX CFR XXXXX.XX(f)(X)(v)). Pending updated info from Lender. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-COC provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 11:06 | 2025-10-17 16:06 | Resolved | 1 - Information C A | Compliance | Predatory:Restrictions | Federal - Section 32 Disclosure Required (High Cost) | Resolved-The high cost finding was resolved - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Document Uploaded. Please see attachment showing fees that are causing the High cost fail. Finding countered. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find our compliance test showing loan is not a section XX loan. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z. (XX CFR XXXXX.XX(c) and XXXXX.XX(c)) Pending updated info from Lender. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The high cost finding was resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXX.png |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826734 | Closed | 2025-09-22 11:06 | 2025-10-17 15:47 | Resolved | 1 - Information C A | Compliance | Mavent | HighCost: APR/FEES | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-The loan fees ($X,XXX.XX) exceed the (FEDXXXX) (Note Amount >=$XX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($X,XXX.XX), the difference is ($XXX.XX). (XX CFR XXXX.XX). Pending updated info from Lender. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826666 | Closed | 2025-09-22 12:04 | 2025-09-25 10:40 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Reviewed LTV of does not match LTV listed on XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826738 | Closed | 2025-09-23 03:38 | 2025-09-29 17:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-received the UW notes - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. See calculation on UW notes. - Seller-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Lender Income Calculation Worksheet for BorrowerX and BorrowerX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. See calculation on UW notes. - Seller-XX/XX/XXXX<br>| Resolved-received the UW notes - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXXXX.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826738 | Closed | 2025-09-23 04:27 | 2025-09-30 05:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-TRID: Missing Closing Disclosure TRID: Initial Closing Disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | _xXXXX_ | XXXXXXX XX.XXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826731 | Closed | 2025-09-23 09:19 | 2025-09-23 09:19 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception on pg XXXX approved for agricultural zoning on equity advantage product. Subject is in agricultural zoning but is strictly residential in suburban setting, < X/X acre lot. No agriculture or mixed use present. No impact of zoning on marketability. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception on pg XXXX approved for agricultural zoning on equity advantage product. Subject is in agricultural zoning but is strictly residential in suburban setting, < X/X acre lot. No agriculture or mixed use present. No impact of zoning on marketability. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DTI XX.XX max per guidelines is XX%<br> Mortgage history- XxXXxXX minimum per guidelines is XxXXxXX<br> LTV XX.XX max per guidelines is XX% | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892816 | Closed | 2025-09-23 22:25 | 2025-09-30 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Resolved. XXXX provided and comment verified. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX is marked as XXXXXX XXX: Not in a project or development. - XXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Provided XXXX page #XXXX shows level of property review unchecked. Provide updated XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved. XXXX provided and comment verified. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| Screenshot XXXX-XX-XX XXXXXX.jpg<br>XXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826639 | Closed | 2025-09-24 14:45 | 2025-09-29 13:37 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-XX/XX/XXXX <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per XX.X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO <br> XX% DTI, Max is XX%<br> Borrower has an individual policy that provides full coverage of the property | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892779 | Closed | 2025-09-24 22:44 | 2025-10-10 03:56 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX Document uploaded, Qualifying XXXX on the XXXX matches the Qualifying XXXX from the Credit Liabilities, Verified - Resolved <br> - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX uploaded - Seller-XX/XX/XXXX <br>Open-Qualifying XXXX on the XXXX Page is 'XXX' or blank, but the Qualifying XXXX from the Credit Liabilities Page is 'XXX' or blank. Qualifying XXXX entries do not match. Please confirm the correct Qualifying XXXX value. As per XX XXXXXX Primary wage earner is selected. Provide updated XXXX with correct XXXX. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXX uploaded - Seller-XX/XX/XXXX<br>| Resolved-Updated XXXX Document uploaded, Qualifying XXXX on the XXXX matches the Qualifying XXXX from the Credit Liabilities, Verified - Resolved <br> - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXX.xxx |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892779 | Closed | 2025-09-25 00:37 | 2025-12-23 15:05 | Resolved | 2 - Non-Material C B | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please clarify what fees you are referring to. What fees have increased? What do you need a COC for? - Seller-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Applied COC where it is required still finding popping up. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Please clarify what fees you are referring to. What fees have increased? What do you need a COC for? - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892779 | Closed | 2025-09-25 02:59 | 2025-12-23 15:04 | Resolved | 2 - Non-Material C B | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please clarify what you need to clear this condition. What reimbursement fee are you referring to? - Buyer-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. There is no reimbursement amount. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892814 | Closed | 2025-09-25 04:35 | 2025-09-25 18:41 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Lender provided approved exception in file, p. XXXX, for borrower=provided transcripts is approved. Transcripts match WXs used to qualify. Reason - XXX Transcripts. Finding waived. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Lender provided approved exception in file, p. XXXX, for borrower=provided transcripts is approved. Transcripts match WXs used to qualify. Reason - XXX Transcripts. Finding waived. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | LTV is XX.XX%. Maximum allowed per XXXXXXXXXX is XX%.<br> Residual Income is $XXXX.X. Minimum Residual Income required per XXXXXXXXXX is $XXXX. <br> Credit Score is XXX. Minimum required per XXXXXXXXXX is XXX. | VA | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304826677 | Closed | 2025-09-25 09:51 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-NEW condition: Lender provided COC for LE dated X/X/XX and Mavent report. Missing revised LE dated X/X/XX. Condition added. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (XX XXX §XXXX.XX(e)(X)(X)(X) - (X), (X), (X) , and (X) as amended in XXXX , and XX XXX §XXXX.XX(e)(X)(X))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(X) (revised loan estimate disclosure) and §XXXX.XX(e)(X)(X) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XX% tolerance categories under §XXXX.XX(e)(X)(X) and (X), the creditor shall provide a revised version of the disclosures required under §XXXX.XX(e)(X)(X) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXXX.XX(e)(X)(X) through (X), (X) and (X) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §XXXX.XX(e)(X)(X). The revised version of the disclosures required under §XXXX.XX(e)(X)(X) shall contain the revised interest rate, the points disclosed pursuant to §XXXX.XX(f)(X), lender credits, and any other interest rate dependent charges and terms.Official InterpretationsXX X.X. §XXXX.XX(e)(X)(X)Relationship to disclosures required under §XXXX.XX(f)(X)(X).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §XXXX.XX(e)(X)(X) prohibits a creditor from providing a revised version of the disclosures required under §XXXX.XX(e)(X)(X) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(X)...However, if a creditor uses a revised estimate pursuant to § XXXX.XX(e)(X)(X) for the purpose of determining good faith under § XXXX.XX(e)(X)(X) and (X), § XXXX.XX(e)(X)(X) permits the creditor to provide the revised estimate in the disclosures required under §XXXX.XX(f)(X)(X) (including any corrected disclosures provided under §XXXX.XX(f)(X)(X) or (X)). . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX X.X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826738 | Closed | 2025-09-25 15:45 | 2025-09-29 17:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Evidence of Rate Lock Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX XXXX.XXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892896 | Closed | 2025-09-26 02:55 | 2025-09-30 02:11 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Undisclosed debt monitoring within XX days from closing date uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the undisclosed debt monitoring for both borrowers attached. Thank you - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Verified Borrower X Gap Credit Report is More than XX Business dated required with XX Business days. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Undisclosed debt monitoring within XX days from closing date uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892896 | Closed | 2025-09-26 02:55 | 2025-09-30 02:11 | Resolved | 1 - Information C A | Credit | Closing | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Undisclosed debt monitoring within XX days from closing date uploaded, Verified & entered in system - Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the UDM for both borrower attached. Thank you - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Verified Borrower X Gap Credit Report is More than XX Business dated required with XX Business days. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Undisclosed debt monitoring within XX days from closing date uploaded, Verified & entered in system - Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826682 | Closed | 2025-09-26 05:57 | 2025-11-07 00:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final XXXX provided. Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX attached - XXXXX-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final XXXX in file, p. XXXX, is signed XX/XX/XXXX however doesn't match Note and DOT which is dated X/XX/XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Final XXXX provided. Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX Application FINAL_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826658 | Closed | 2025-09-26 15:05 | 2025-10-02 13:20 | Resolved | 1 - Information A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure provided in Findings: XXXXXX XXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-The Homeownership Counseling Disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Homeownership Counseling Disclosure provided in Findings: XXXXXX XXXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826658 | Closed | 2025-09-26 15:05 | 2025-10-02 13:23 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Intent to Proceed provided in Findings: XXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing the Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-Intent to Proceed provided in Findings: XXX.PDF. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826682 | Closed | 2025-09-27 18:57 | 2025-10-02 17:56 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Processor cert sufficient to clear High alert on fraud report. Confirmed appraisal is after incident date and no mention of damage. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Fraud Report and Processor Cert uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts High impact alert shows unclear. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Processor cert sufficient to clear High alert on fraud report. Confirmed appraisal is after incident date and no mention of damage. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_Meagher Fraud Report.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892779 | Closed | 2025-09-27 19:57 | 2025-10-15 10:03 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Lender provided fully executed Right to rescind. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Right of Rescission uploaded for review. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Right of Rescission is Missing Loan is Refi Primary, Notice of right to rescind is required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Right of Rescission uploaded for review. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Lender provided fully executed Right to rescind. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXX XXXXXX XX XXXXX XX XXXXXX.XXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892779 | Closed | 2025-09-27 19:57 | 2025-10-15 10:01 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Lender provided fully executed ITP. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Int to Pro uploaded for review. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Loan is primary residence, intent to proceed is missing from file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Lender provided fully executed ITP. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXX XXXXXX XX XXXXXXX.XXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892744 | Closed | 2025-09-29 02:56 | 2025-10-09 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Award Letter Missing | Resolved-Borrower X Award Letter Provided - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXX pension document uploaded to verify the pension income of $X,XXX.XX, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X Award Letter Missing Income verifying docs missing in File borrower X income showing Pension=$XXXX.XX - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Award Letter Provided - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXX pension document uploaded to verify the pension income of $X,XXX.XX, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXX.XXX |  |  | NM | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892744 | Closed | 2025-09-29 02:56 | 2025-10-09 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 WVOE Missing | Resolved-Borrower X WVOE Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X WVOE Missing - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Counter-We had a VOE in the file for BX. We are needing BX's pay stubs from their employer or XXXX form XXXX. Verification of BX's income was not provided. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. vvoe attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X WVOE Missing BX pay stubs or Work number form with income is missing from the file. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Borrower X WVOE Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X WVOE Missing - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX.XXX<br>XXXXXXX.XXX |  |  | NM | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826733 | Closed | 2025-09-29 03:51 | 2025-10-05 10:42 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Initial CD dated X/XX/XXXX provided and entered into XX. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the initial CD with proof of electronic receipt attached. Thank you - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under XXXXXXXXXX X, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX XXX XXXX.XX(f)(X)(ii)(X)); XXXX.XX(f)(X)(iii)) Initial CD issued on X/XX, Closing date X/XX. The initial CD received date is not w/in X business days of the consummation date. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Initial CD dated X/XX/XXXX provided and entered into XX. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892897 | Closed | 2025-09-29 05:05 | 2025-10-02 07:30 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX XXX XXXXX.X(a)(X)(xxx)) This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'sXXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX XXX XXXXX.X(a)(X)(xxx)) This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'sXXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826687 | Closed | 2025-09-29 13:32 | 2025-09-29 13:38 | Resolved | 1 - Information A | Compliance | Rescission:Variance | Federal - Right of Rescission Variance Failure (TILA) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-29 15:39 | 2025-10-06 10:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Lender provided COC for Fee name change. Finding resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded - XXXXXX-XX/XX/XXXX <br>Counter-As confirmed from compliance leadership, a Change of Circumstance would be required since a new fee was added that was never disclosed to the borrower. Looks like we are missing the COC. The Property Taxes is a prohibited fee for 2nd liens. Finding countered. <br> - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (12 CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. COC uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-Lender provided COC for Fee name change. Finding resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-29 15:39 | 2025-10-06 10:10 | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-Lender provided COC for Fee name change. Finding resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded - XXXXX-XX/XX/XXXX <br>Counter-As confirmed from compliance leadership, a Change of Circumstance would be required since a new fee was added that was never disclosed to the borrower. Looks like we are missing the COC. The Property Taxes is a prohibited fee for 2nd liens. Finding countered. <br> - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (12 CFR §XXXX.XX(f)(X)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $XXX.XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $X,XXX.XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §XXXX.XX(e)(X)(i) or (ii), the creditor complies with §XXXX.XX(e)(X)(i) if the creditor refunds the excess to the consumer no later than XX days after consummation, and the creditor complies with §XXXX.XX(f)(X)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XX days after consummation. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided COC for Fee name change. Finding resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXX.XXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892778 | Closed | 2025-09-29 15:39 | 2025-10-06 10:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved-Lender provided COC for Fee name change. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded - Buyer-XX/XX/XXXX <br>Counter-As confirmed from compliance leadership, a Change of Circumstance would be required since a new fee was added that was never disclosed to the borrower. Looks like we are missing the COC. The Property Taxes is a prohibited fee for Xnd liens. Finding countered. <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($XXX.XX) exceed the comparable charges ($XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided COC for Fee name change. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX COC.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826738 | Closed | 2025-09-29 17:24 | 2025-09-29 17:31 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | Michigan - Days Used for Interest Calculation | Resolved-interest days was changed to XXX per Michigan calculations - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Under the Michigan Secondary Mortgage Loan Act, a XXX day interest calculation must be used. (Mich. Comp. Laws Ann. XXX.XX(X)) . - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-interest days was changed to XXX per Michigan calculations - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826738 | Closed | 2025-09-29 17:24 | 2025-09-30 23:03 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Received the COC showing the increase in the appraisal fee - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Missing the COC for the increase on the final CD for the appraisal fee. The fee went from $XXX.XX to $XXX.XX on the final CD. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Received the COC showing the increase in the appraisal fee - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX XX.XXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823224 | Closed | 2025-09-30 03:57 | 2025-10-07 03:04 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-XXXX: Missing Closing Disclosure Initial Closing Disclosure is missing in the file - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>| X.XXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304817754 | Closed | 2025-09-30 04:46 | 2025-10-23 18:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-Clarification provided, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Per the title company, please confirm that the T-XX endorsement will be reflected on the final title policy. See the attached email from the title company indicating that it will be included on the final policy. Please note, the final title policy may take several weeks to be issued after closing. - XXXXX-XX/XX/XXXX <br>Open-One or more of the docs TX, TXX, TXX, TXX, TXX.X is Missing Missing T-XX Title Endorsement. Sub prop is a XXX. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Clarification provided, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX Request for Updated Title – T-XX Endorsement.xxx |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826717 | Closed | 2025-09-30 17:41 | 2025-10-03 10:17 | Resolved | 1 - Information B A | Credit | Doc Issue | Occupancy Certification is Unexecuted | Resolved-Lender provided fully executed occupancy affidavit. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - XXXXX-XX/XX/XXXX <br>Open-Occupancy affidavit in file is unexecuted. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed occupancy affidavit. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXX.pdf |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826717 | Closed | 2025-09-30 17:42 | 2025-10-03 10:18 | Resolved | 1 - Information D A | Credit | Credit | Payment Letter is missing | Resolved-Lender provided fully executed payment letter. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - XXXXX-XX/XX/XXXX <br>Open-Executed payment letter is missing from file. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed payment letter. Finding resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXX.pdf |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038978 | Closed | 2025-09-30 22:48 | 2025-10-06 13:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-XXXX Provided, Resolved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-hello please see attached - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The Initial XXXX is Missing in file. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-XXXX Provided, Resolved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx<br>XXXXXXX_X.xxx |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038979 | Closed | 2025-10-01 00:57 | 2025-10-06 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-No lien against the property, second mortgage paid off, Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-there was no lien against the property - it was a secong mortgage that was paid - the urla shows that being paid off - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Required Senior Subordinate documents. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-No lien against the property, second mortgage paid off, Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038978 | Closed | 2025-10-01 11:09 | 2025-10-08 16:29 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited FICO is less than Guideline requirements | Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. XX% XXXX, $XXXX residual income, XX% DTI, XX years on job. - Buyer-XX/XX/XXXX <br>Escalated-Escalating for XX visibility - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-please waive we meet guidelines, please see attachments - also UW did add a note - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Audited XXXX of XXX is less than Guideline XXXX of XXX. The XXXX on p XXX reflects in Underwriter Comments that the "credit score exception granted for XXX". Recommend waiving. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx<br>XXXXXXX_X.xxx |  | DTI is XX.XX%, Max is XX%<br> XX.XX% LTV & XX.XX% CLTV (max XX%). | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038979 | Closed | 2025-10-01 12:42 | 2025-10-08 16:27 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception for DTI. XXX XXXX, XX+ mos reserves - Buyer-XX/XX/XXXX <br>Escalated-Escalating for XX visibility - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-please waive this suspense Current DTI is over XX%, compensating factor is Residual Income of $XXXX.XX with XXXX of XXX - we meet guidelines - see matrix - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% The Audited DTI of XX.XX% exceeds Guideline DTI of XX%. The XXXX on p XXX reflects in Underwriter Comments that the " Current DTI is over XX%, compensating factor is Residual Income of $XXXX.XX with XXXX of XXX". Recommend waiving. <br>XX, p XX: Debt to Income: Approvals up to XX% DTI by Consumer Loan Underwriter on a case by case basis if scenario meets investor's guidelines. Investor Guidelines to be added to XX. Investor Guidelines doc holder in Encompass. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx |  | Residual Income: $XXXX.XX, min is $X,XXX <br> LTV XX%/CLTV XX.XX%<br> XXX XXXX, XX+ months reserves | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892745 | Closed | 2025-10-01 22:27 | 2025-10-14 04:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Updated Final XXXX, XXXX & Lender Income Calculation Worksheet with updated Qualifying Income uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income docs from seller uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Income calculator is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated Final XXXX, XXXX & Lender Income Calculation Worksheet with updated Qualifying Income uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXXXXXX XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892745 | Closed | 2025-10-02 02:03 | 2025-10-14 04:38 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Document Uploaded. Borrower X Paystubs covering XX day period uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Pay stubs uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided Missing XX day paystubs from file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document Uploaded. Borrower X Paystubs covering XX day period uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXXXXXX XXXXXX.pdf<br>XXXXX.png |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826739 | Closed | 2025-10-02 04:08 | 2025-10-05 09:04 | Waived | 2 - Non-Material B | Compliance | HigherPriced:APR | North Carolina - Rate Spread Home Loan (Junior Lien 10/13) | Waived-The loan's (XX.XXX%) APR equals or exceeds the XXXXX XXXXX XXXXX XXXX junior lien threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this closed end loan secured by a X-X unit dwelling is (X.XX%).(X.X. XXX. XX-X.XF(aX); XX XXX XXXXXXXXX(c)(X)(X)(ii); XX XXX XXXX.XX(a)(X)(iii)) XX Rate spread<br> Per XXXXXXXX XXXXXXX Appropriate to Waive as a X Grade<br>- XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Waived-The loan's (XX.XXX%) APR equals or exceeds the XXXXX XXXXX XXXXX XXXX junior lien threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this closed end loan secured by a X-X unit dwelling is (X.XX%).(X.X. XXX. XX-X.XF(aX); XX XXX XXXXXXXXX(c)(X)(X)(ii); XX XXX XXXX.XX(a)(X)(iii)) XX Rate spread<br> Per XXXXXXXX XXXXXXX Appropriate to Waive as a X Grade<br>- XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  | First lien has escrow acct for T&I<br> Borrower did not pay off a special mortgage<br> Counseling Notice was issued within X business days of application | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No |
| XXXX | XXXX |  | 304826739 | Closed | 2025-10-02 04:08 | 2025-10-05 09:04 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the XXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is escrowing first lien, escrow waiver for Xnd lien is on Pg#XXX. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX and copy of the appraisal was given to the borrower see Pg#XXX The loan meets XXXX guidelines.<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the XXXXX HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX XXX XXXX.XX(a)(X)(iii)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is escrowing first lien, escrow waiver for Xnd lien is on Pg#XXX. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX and copy of the appraisal was given to the borrower see Pg#XXX The loan meets XXXX guidelines.<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892759 | Closed | 2025-10-02 05:56 | 2025-10-14 04:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Wage earner Income Calculator is Missing in loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892759 | Closed | 2025-10-02 06:16 | 2025-10-14 04:27 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Requested updated XXXX with updated FICO provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO is missing in XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated XXXX with updated FICO provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892759 | Closed | 2025-10-02 06:50 | 2025-10-14 14:06 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Lender provided PC CD with updated reimbursement date. Finding resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX right of rescission test.Closed-end (XX XXX §XXXX.XX(a)(X) , transferred from XX XXX §XXX.XX(a)(X)), Open-end (XX XXX §XXXX.XX(a)(X) , transferred from XX XXX §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Disbursement date XX/XX/XXXX and RIGHT TO CANCEL date is XX/XX/XXXX. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided PC CD with updated reimbursement date. Finding resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXX.xxx |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:19 | 2025-10-10 15:14 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(x)(x)(x))The loan contains charges that exceed the good faith determination according to §XXXX.XX(x)(x)(x).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(x) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(x)(x)(x). This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(x)(x)(x))The loan contains charges that exceed the good faith determination according to §XXXX.XX(x)(x)(x).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(x) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(x)(x)(x). Provide COC for Recording Fee increase. Subject to additional conditions. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:19 | 2025-10-10 15:14 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Provide COC for Recording Fee increase. Subject to additional conditions. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:19 | 2025-10-10 15:14 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Provide COC for Recording Fee increase. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:19 | 2025-11-06 13:25 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Loan meets XXXX guidelines. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Loan meets XXXX guidelines. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-PLS ADVISE WHAT YOU ARE LOOKING FOR - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Re-ran Compliance - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of XXXX have been met - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Loan meets XXXX guidelines. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Loan meets XXXX guidelines. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Re-ran Compliance - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of XXXX have been met - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:19 | 2025-11-06 13:29 | Cured | 2 - Non-Material C B | Compliance | Points & Fees | TILA Foreclosure Rescission Finance Charge Test | Cured-Lender provided PCCD with evidence of cure refund, LOX and proof of delivery. Condition cured. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXXX CURE DOCS - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Cured-Lender provided PCCD with evidence of cure refund, LOX and proof of delivery. Condition cured. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:43 | 2025-10-10 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXX XXXX XXX XXXXXXXX XST XXX XXXX XXX - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-XXXst lien Note Document is missing In file. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  |  | XXXXXXX_X.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-02 08:47 | 2025-10-10 09:13 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXXXX XXX XXX & XXXX provided. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXX XXXX - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXX - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-Missing Core Valuation Product Provide XXXXXX XXX XXX and XXXX. Unable to determine if loan requires AVM. Subject to additional conditions. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXXXX XXX XXX & XXXX provided. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826680 | Closed | 2025-10-02 09:11 | 2025-10-02 09:28 | Resolved | 1 - Information C A | Compliance | TRID | TRID Total of Payments Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TRID total of payments test. (XX CFR §XXXX.XX(o)(X))The total of payments is $XXX,XXX.XX. The disclosed total of payments of $XXX,XXX.XX is not considered accurate because it is understated by more than $XXX and the provided reimbursement amount of $X.XX is not sufficient to cure the inaccuracy. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826660 | Closed | 2025-10-02 09:28 | 2025-10-07 05:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Award Letter Missing | Resolved-Social Security Administration Benefit Verification Letter for BX uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Award Letter Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. page X is both pages of the XXXXX XXX XXXXXXX award letter. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Award Letter Missing Missing Borrower X Award Letter - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Social Security Administration Benefit Verification Letter for BX uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Award Letter Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXX - XXXXX XXXXXX.xxx |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826660 | Closed | 2025-10-02 09:37 | 2025-10-03 17:53 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial XX issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial XX issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 10:55 | 2025-10-20 03:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Gap credit report not required. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PLS WAIVE. AFC NO LONGER REQUIRES - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing We have credit report which is dated on XX/XX/XXXX, which more than XX business days closing but as per lender guidelines page #XX we need gap credit report with in XX business days closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Gap credit report not required. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 11:08 | 2025-10-23 15:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Escalated-XX approves exception - Buyer-XX/XX/XXXX <br>Escalated-Escalating for XX visibility - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-AFC INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Loan amount of $XX,XXX below guideline minimum loan amount of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  | XXX FICO. XXX Min.<br> XxXX Mtg pay history for over XX months. Min XxXX within the past XX months. | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 11:18 | 2025-10-22 03:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested Senior Lien Documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review- MTG STMT AND XST MTG DOT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Loan type is Xnd lien but Xst lien note document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Senior Lien Documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 11:42 | 2025-10-21 16:26 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-- the spouse is only required to sign the DOT since it's a homestead property. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Non-Borrower Title Holder Did Not Receive Right of Rescission Form (Occupancy is Primary Residence, Loan Purpose is Refinance, and Title Vested by NonBorrower is true) Signed right to recession disclosure is missing in file for non borrower title holder - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 11:43 | 2025-10-15 07:58 | Resolved | 1 - Information A | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the OK HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the Oklahoma Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report.While the Oklahoma HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the OK HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the Oklahoma Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report.While the Oklahoma HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892878 | Closed | 2025-10-02 11:43 | 2025-10-15 07:58 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826736 | Closed | 2025-10-03 04:20 | 2025-10-03 04:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.X(a)(X)(xxx)) XXXX Header Disclosure Page was entered correctly All disclosures, XXX's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XXX The loan meets XXXX guidelines." - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.X(a)(X)(xxx)) XXXX Header Disclosure Page was entered correctly All disclosures, XXX's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XXX The loan meets XXXX guidelines." - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826677 | Closed | 2025-10-03 10:44 | 2025-10-03 12:10 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated data points in LE; reran compliance. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892866 | Closed | 2025-10-03 20:20 | 2025-10-10 01:07 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower X Ethnicity Selection in file shows XXXX. Updated & Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br> Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br> Ready for Review-PLS WAVIE. THE BOX IS MARKED XXXX. THANK YOU! - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br> Open-Borrower X Ethnicity Selection is Not Provided Borrower X ethnicity selection is not provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Ethnicity Selection in file shows XXXX. Updated & Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br> Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892866 | Closed | 2025-10-03 20:30 | 2025-10-11 18:21 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $X is Less than Loan Amount Title Coverage Amount is not provided. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892866 | Closed | 2025-10-03 22:22 | 2025-10-03 22:23 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038980 | Closed | 2025-10-04 03:02 | 2025-10-09 01:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested senior lien Mortgage Document Provided, Updated & Condition Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review----- X. Note (Xst) was already provided (but was rejected ?). This loan did not have a lien; it only had a second mortgage (XXXXXXXXXXXXXXXXXXXXXXX) that was paid off CD reflects paid off - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Missing legal documents for senior or subordinate lien. provide Note or DOT previous. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Requested senior lien Mortgage Document Provided, Updated & Condition Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892875 | Closed | 2025-10-04 03:41 | 2025-10-04 07:50 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892874 | Closed | 2025-10-04 07:40 | 2025-10-07 08:09 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX& XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX& XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892866 | Closed | 2025-10-04 22:59 | 2025-10-14 10:32 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-AFC INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. Comp Factors: XX mos reserves, XxXX mtg history since XXXX, XX% CLTV - Seller-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Calculated DTI and XXXX DTI of XX.XX%, per Matrix max DTI is XX%. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX approves exception. Comp Factors: XX mos reserves, XxXX mtg history since XXXX, XX% CLTV - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  | $X,XXX Residual Income, min is $X,XXX<br> XxXX mtg history since XXXX<br> XX% CLTV | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892873 | Closed | 2025-10-04 23:02 | 2025-11-05 13:27 | Resolved | 1 - Information B A | Compliance | State Reg | Late Fees Test | Resolved-Lender provided Note and CD with corrected Late fee charge. Condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-UPDATED NOTE AND PCCD - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the late fees test.The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, ComplianceAnalyzer® will calculate the required data point from the late charge value entered by the user, and for such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment. Confirmed this is State based restriction finding. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided Note and CD with corrected Late fee charge. Condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | ME | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892860 | Closed | 2025-10-05 00:40 | 2025-10-07 17:18 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892872 | Closed | 2025-10-05 00:59 | 2025-10-05 03:52 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892871 | Closed | 2025-10-05 03:45 | 2025-10-15 11:27 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (12 CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892871 | Closed | 2025-10-05 04:19 | 2025-10-14 02:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-VA benefit award letter in file page #XXX with $XXXX.XX and grossed up to XX% per XX's, Income matches $XXXX.XX. Finding not required. Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-We have the Benefit letter and the monthly amount is stated on page X. We Grossed up the income and also have transcripts to verify it is not taxed. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Can't able to verify VA Compensation income is $X,XXX.XX due to supporting document missing, as per worksheet page #XXX VA Benefit income from bank statement deposit, however same document is missing. Provide supporting document to verify VA benefit income. - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-VA benefit award letter in file page #XXX with $XXXX.XX and grossed up to XX% per XX's, Income matches $XXXX.XX. Finding not required. Resolved - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-05 11:48 | 2025-10-15 13:34 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved-Corrected the Receipt Date on the Final CD which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Corrected the Receipt Date on the Final CD which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-05 11:48 | 2025-10-15 13:14 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Entered the PCCD and re-ran compliance which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. The COC for the settlement fee increase is missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Entered the PCCD and re-ran compliance which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-05 11:48 | 2025-10-15 13:14 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Entered the PCCD and re-ran compliance which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. The COC for the settlement fee increase is missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Entered the PCCD and re-ran compliance which auto resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-05 11:48 | 2025-10-15 15:47 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved-Fees were captured correctly - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-CURE DOCS - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX XXX §XXXX.XX(X)(X))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(X)(X). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(X)(X) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(X)(X). The COC for the settlement fee increase is missing. This loan failed the charges that in total cannot increase more than XX% test. (XX XXX §XXXX.XX(X)(X))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(X)(X). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(X)(X) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(X)(X). - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Fees were captured correctly - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892868 | Closed | 2025-10-06 10:10 | 2025-10-15 09:52 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH approves exception. Comp Factors: XXX FICO, XxXX mtg history for XX mos, XX years in residence. - Buyer-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH approves exception. Comp Factors: XXX FICO, XxXX mtg history for XX mos, XX years in residence. - Buyer-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Maximum DTI per matrix is XX%. The calculated DTI is XX.XX%. Up to XX% DTI is allowed w/ compensating factors. The file did not contain an Exception w/ compensating factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> XxXX mtg history for XX months<br> XX years in residence. | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892888 | Closed | 2025-10-06 11:40 | 2025-10-09 17:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present Note signed by borrower provided, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The Note is Present - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the Xnd lien note only signed by XXXXXXXXX attached. Also uploaded is the death cert for XXXX XXXXXXXXX who XXXXXXXXX signed as attorney in fact for on the Xst lien note. This is the reason she is the only borrower on the Xnd mortgage. Thank you - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Note is Incomplete Requesting clarification. Per review this transaction has only one borrower. However Note provided has X signatures signed by borrower as an individual and by borrower as attorney in fact for non bwr spouse. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The Note is Present Note signed by borrower provided, resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The Note is Present - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx<br>XXXXXXX_X.xxx |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892869 | Closed | 2025-10-06 13:22 | 2025-10-15 09:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. XXX FICO, XxXX mtg history since XXXX - Buyer-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX approves exception. XXX FICO, XxXX mtg history since XXXX - Buyer-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Per Matrix, the Maximum DTI is XX%. Recommend waiving. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | CXX% LTV (XX% max)<br> XXX FICO (XXX min). | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892876 | Closed | 2025-10-06 14:55 | 2025-10-10 08:05 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated 1008 reflecting FICO of XXX that matches the Credit Liabilities Page was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-UPDATED 1008 - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The Qualifying FICO on the 1008 Page is blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX'. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Updated 1008 reflecting FICO of XXX that matches the Credit Liabilities Page was provided in Findings: XXXXXXX_X.PDF. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304823224 | Closed | 2025-10-07 02:54 | 2025-10-07 02:59 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875979 | Closed | 2025-10-07 03:51 | 2025-10-16 06:24 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-COC form provided for decreased LC. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-coc - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($X.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and - X; XX XXX XXXX.XX(f)(X)(v); XX XXX XXXX.XX(g)(X); XX XXX XXXX.XX(h)). This loan failed the lender credits that cannot decrease test due to LC decreased to X on the LE issued on X/XX/XX. Please upload COC, or to cure upload refund check, XXXX, XXX, and XXX shipping envelope. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-COC form provided for decreased LC. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892850 | Closed | 2025-10-07 04:48 | 2025-10-14 03:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Property report can be considered in lieu of title commitment, Available on page #XXX. No finding required. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-LOAN SIZE ALLOWS FOR PROPERTY REPORT IN LIEU OF TITLE COMMITMENT. THIS WAS IN INTIIAL UPLOAD. PLEASE CONFIRM - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Title Document is missing Required Title document. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Property report can be considered in lieu of title commitment, Available on page #XXX. No finding required. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892852 | Closed | 2025-10-07 05:28 | 2025-10-23 10:08 | Resolved | 1 - Information C A | Compliance | State Reg | WA Loan Origination Fee Test | Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the loan origination fee test. (WA RCW §XX.XX.XXX(X))The loan origination fee exceeds X% of the first $XXXXX and X % thereafter of the principal amount advanced to or for the direct benefit of the borrower of the mortgage. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892852 | Closed | 2025-10-07 05:28 | 2025-10-23 10:08 | Resolved | 1 - Information C A | Compliance | State Reg | WA Prohibited Lender Fees Test | Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-NYE CURE DOCS - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the prohibited lender fees test. (WA RCW §XX.XX.XXX)The loan charges a prohibited lender fee. Every licensee may:Agree with the borrower for the payment of fees to third parties other than the licensee who provide goods or services to the licensee in connection with the preparation of the borrower's loan, including, but not limited to, credit reporting agencies, title companies, appraisers, structural and pest inspectors, and escrow companies, when such fees are actually paid by the licensee to a third party for such services or purposes and may include such fees in the amount of the loan. However, no charge may be collected unless a loan is made, except for reasonable fees properly incurred for a credit report and in connection with the appraisal of property by a qualified, independent, professional, third-party appraiser selected by the borrower and approved by the lender or in the absence of borrower selection, selected by the lender.Collect at the time of the loan closing up to but not exceeding forty-five days of prepaid interest.Sell insurance covering real and personal property, covering the life or disability or both of the borrower, and covering the involuntary unemployment of the borrower. This loan failed the prohibited lender fees test. (WA RCW §XX.XX.XXX)The loan charges a prohibited lender fee. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892850 | Closed | 2025-10-07 06:25 | 2025-10-20 04:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage statement provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-MTG STMT AND RECOREDED XST MTG DOT - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Required Senior Lien Subordination Lien document. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Mortgage statement provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038980 | Closed | 2025-10-07 08:24 | 2025-10-14 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Provided, Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-. Full PITIA is XXXX.XX (principal XXX.XX + Interest XXX.XX + mortgage insurance XXX.XX + taxes XXX.XX + homeowners insurance XXX.XX)– I have re-uploaded the XXXX - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. The XXXX on p XXX reflects that the PITIA for the Xst lien is $XXXX.XX however the mortgage statement and CR state the monthly payment is $XXXX.XX. Considering the corrected Xst lien PITIA, the DTI is XX.XX% which is within the XX max of XX%. Provide corrected XXXX. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-XXXX Provided, Resolved. - XXXXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.xxx |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892849 | Closed | 2025-10-07 08:32 | 2025-10-07 08:46 | Resolved | 1 - Information A | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | Resolved-This loan failed the OK HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the Oklahoma Higher-Priced Mortgage Loan Article section of the full XXXXXXXXXXXXXXXXXXXX report.While the Oklahoma HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the OK HOEPA higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the Oklahoma Higher-Priced Mortgage Loan Article section of the full XXXXXXXXXXXXXXXXXXXX report.While the Oklahoma HOEPA Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892849 | Closed | 2025-10-07 08:32 | 2025-10-07 08:46 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892849 | Closed | 2025-10-07 08:40 | 2025-10-23 15:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception for DTI. Comp Factors: XxXX mtg history for XX mos, $XXXX residual income - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX visibility - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-AFC INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI . - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Escalated-XX approves exception for DTI. Comp Factors: XxXX mtg history for XX mos, $XXXX residual income - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | XxXX mtg history for XX months<br> $X,XXX residual income, min is $X,XXX | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892847 | Closed | 2025-10-07 09:44 | 2025-10-20 04:25 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-WVOE provided, X month paystubs not required. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-WVOE - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-WVOE provided, X month paystubs not required. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826642 | Closed | 2025-10-07 09:57 | 2025-10-14 09:58 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, XXX's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, XXX's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX, and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892847 | Closed | 2025-10-07 10:07 | 2025-10-20 04:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire is not required per XX's. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-PLS WAIVE. XXXXXXXXXX DO NOT REQUIRE ON XX'S - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Condo Questionnaire is Missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-HOA Questionnaire is not required per XX's. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892846 | Closed | 2025-10-07 10:11 | 2025-10-11 13:14 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not escrowing- XXnd lien, the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XXX. The loan meets XXXX guidelines, resolved.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not escrowing- XXnd lien, the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, XXX. The loan meets XXXX guidelines, resolved.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892847 | Closed | 2025-10-07 10:47 | 2025-10-11 12:20 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien Borrower is not Escrowing, the Final Closing disclosure on Pg#'s _XX___ . Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XXX__ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien Borrower is not Escrowing, the Final Closing disclosure on Pg#'s _XX___ . Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg __XX-XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XXX__ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-07 11:30 | 2025-11-25 10:23 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Escalated-Unable to Resolve - XX approves exception - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-AFC INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% The Audited DTI of XX.XX% exceeds Guideline DTI of XX%. Per GL's, p XX: Exception on DTI up to XX% with compensating factor. Recommend waiving. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Escalated-Unable to Resolve - XX approves exception - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | XX.XX% CLTV (XX% max)<br> XXX FICO (XXX min). | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-07 16:04 | 2025-10-14 10:34 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX Provided, Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-UPDATED XXXX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The Qualifying FICO on the XXXX Page is blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX'. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Updated XXXX Provided, Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892866 | Closed | 2025-10-07 16:26 | 2025-10-11 18:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Lender provided Xst lien mortgage statement and DOT. Finding resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XST MTG DOT AND MTG STMT - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Note for senior lien is missing from file. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided Xst lien mortgage statement and DOT. Finding resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826688 | Closed | 2025-10-08 01:59 | 2025-10-08 02:13 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826688 | Closed | 2025-10-08 01:59 | 2025-10-08 02:12 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826688 | Closed | 2025-10-08 01:59 | 2025-10-08 02:12 | Resolved | 1 - Information A | Compliance | ComplianceEase | Qualified Mortgage APR Threshold Test | Resolved-This loan failed the qualified mortgage APR threshold test. (XX CFR §XXXX.XX(e)(X)(vi))A qualified mortgage is a covered transaction which, among other requirements, is not negatively amortizing and:The note amount for a first lien is greater than or equal to ($XXX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.XX%; orThe note amount for a first lien on a manufactured home is less than ($XXX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount for a first lien a non-manufactured home is less than ($XXX,XXX.XX) but greater than or equal to ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount for a second lien is greater than or equal to ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount on a first lien a non-manufactured home or a second lien is less than ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the qualified mortgage APR threshold test. (XX CFR §XXXX.XX(e)(X)(vi))A qualified mortgage is a covered transaction which, among other requirements, is not negatively amortizing and:The note amount for a first lien is greater than or equal to ($XXX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.XX%; orThe note amount for a first lien on a manufactured home is less than ($XXX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount for a first lien a non-manufactured home is less than ($XXX,XXX.XX) but greater than or equal to ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount for a second lien is greater than or equal to ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%; orThe note amount on a first lien a non-manufactured home or a second lien is less than ($XX,XXX.XX), and its APR calculated per the requirements of XX CFR §XXXX.XX(e)(X)(vi) is less than the APOR on the date the rate was set plus X.X%. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver , escrow disclosures and loan information is on Pg#'s XXX XXX and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 03:14 | 2025-10-31 09:28 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-additional information was provided to show additional income to bring the DTI under XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. DTI now under XX. Additional documentation provided along with updated calculator XXXX/XXXX - Buyer-XX/XX/XXXX <br>Counter-The following is the calculations for the income: <br> XXXXXXXX:<br> Base income $XXXX <br> OT - $XXXX for a total of XXXX.<br> Additional income from XXXXXX $XXX.XX <br> These income calculations are from the documents provided. <br>the XXXX shows income from XXXXXXXX XXXXXX XXXXXX office at $XXXX.XX. This is because they show the base income incorrect. They show the income at $XXXX when the Base income is $XXXX. ($XX,XXX annually divided by XX = $XXXX). The OT is correct at $XXXX. The problem is the base income @ $XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. OT included in income calculation - Seller-XX/XX/XXXX <br>Open-Audited DTI Exceeds XXXXXXXX DTI Verified income is less than the income reported on Forms XXXX and XXXX.<br> The U/W has income from Sheriffs job at $XXXX when the actual income is $XXXX, this is causing a difference in the DTI. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. OT included in income calculation - Seller-XX/XX/XXXX<br>| Resolved-additional information was provided to show additional income to bring the DTI under XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 03:34 | 2025-10-21 10:45 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-fees captured correctly - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). XXXX/XXXX tax/stamps increased by $X.XX in the Closing Disclosure. To cure the tolerance violation, no Change of Circumstance (COC) or lender credits were provided. However, since the tolerance discrepancy is within $X, the finding was rescinded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-fees captured correctly - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). XXXX/XXXX tax/stamps increased by $X.XX in the Closing Disclosure. To cure the tolerance violation, no Change of Circumstance (COC) or lender credits were provided. However, since the tolerance discrepancy is within $X, the finding was rescinded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 03:34 | 2025-11-25 10:27 | Acknowledged | 2 - Non-Material C B | Compliance | State Reg | TN Brokerage/Finder Fee Test | Waived-Per external counsel, the fees can be waived. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Seller compliance shows no fail for fees - XXXXX-XX/XX/XXXX <br>Open-This loan failed the brokerage/finder fee test. (XXXXX. XXXX. X. & XXXX. XXXXX XXXXX-XX-XX(XX))The mortgage loan charges a brokerage/finder fee that exceeds X% of the total loan amount. Under the XXXXXXXX Rules and Regulations, brokerage fee is synonymous with finder fee.Any brokerage/finder fee of more than X% of the principal amount of the loan will be presumed to be unfair and unreasonable and shall be grounds to revoke the license or registration of such licensee or registrant, unless such licensee or registrant can provide evidence showing that such fee constitutes fair and reasonable compensation. State-Specific Finding - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Per external counsel, the fees can be waived. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXX.pdf |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 04:05 | 2025-10-16 16:31 | Waived | 2 - Non-Material C B | Property | Appraisal | Property/Appraisal General | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Document Uploaded. XX Approves Exception - Seller-XX/XX/XXXX <br>Open-Exception on page#XXX<br> Exception approved for acreage X.XX acres vs max of X. Subject is in suburban area to the North of XXXXXXXXXXX, XX. Larger lot sizes are common as demonstrated by appraisal comps. Subject is exclusively residential in nature as is surrounding area. No agriculture or mixed use present. CLTV XX% vs XX% Max - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-Document Uploaded. XX Approves Exception - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> LTV is XX.XX%. Maximum allowed per guidelines is XX%.<br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months.<br> Borrower Housing History is XX, XX months. Housing History required per guidelines is XX, XX months. | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892706 | Closed | 2025-10-08 04:06 | 2025-10-13 09:04 | Resolved | 1 - Information A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX CFR XXXX.XX(e)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non QM loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX CFR XXXX.XX(e)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non QM loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892706 | Closed | 2025-10-08 04:06 | 2025-10-13 09:04 | Resolved | 1 - Information A | Compliance | Points & Fees | TILA Foreclosure Rescission Finance Charge Test | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 04:10 | 2025-10-31 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Verified income is less than the income reported on Forms XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892737 | Closed | 2025-10-08 04:11 | 2025-10-17 06:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Income mis match in final XXXX to XXXX, provided updated XXXX changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Verified income is less than the income reported on Forms XXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Income mis match in final XXXX to XXXX, provided updated XXXX changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892706 | Closed | 2025-10-08 04:26 | 2025-10-13 09:04 | Resolved | 1 - Information A | Compliance | TRID | TILA Post-Consummation Revised Closing Disclosure Foreclosure Rescission Finance Charge Test | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892714 | Closed | 2025-10-08 04:29 | 2025-10-23 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Award Letter Missing | Resolved-Borrower X Award Letter Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Award Letter Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Award letter uploaded for review. - Buyer-XX/XX/XXXX <br>Counter-Provide Public Assistance Award Letter used for income calc. Borrower X qualified income of public assistance is $X,XXX monthly as per income worksheet. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income WS uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Borrower X Award Letter Missing Borrower X qualified with XXXX income of XXXX is XX,XXX.XX/XX = $X,XXX.XX x XXX% = $X,XXX.XX. Income calculation worksheet pg XXX, XXXX monthly income utilized at $X,XXX.XX x XXX% = $XXXX.XX. Variance in income of $XX.XX. Provide LOX of income calculation and/or revised income calculation worksheet.<br>Borrower X qualified income of public assistance is $X,XXX monthly as per income worksheet, however; supporting document is missing from file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Award Letter Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Award Letter Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXX XXXXXXXXX.pdf<br>XXXXXXXXXX_XXXXXX XXXXXX XXXXX - XXXXXX XXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-08 06:06 | 2025-10-18 14:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final XXXX document provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final XXXX - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final XXXX is missing. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Final XXXX document provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-08 07:09 | 2025-10-17 02:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Executed DOT provided. - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the DOT - XXXXX-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Loan and Security agreement and DOT in file is not executed. - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-Executed DOT provided. - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX_DOT.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-08 07:10 | 2025-10-17 02:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-Executed Note document provided.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-The Note is Present - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached note - XXXXX-XX/XX/XXXX <br>Open-The Note is Missing Note is not executed. - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-Executed Note document provided.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-The Note is Present - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX_Note.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892731 | Closed | 2025-10-08 07:42 | 2025-11-03 07:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. PCCD uploaded for review. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-TRID: Missing Final Closing Disclosure Final CD is missing in the file . Cd on page XXX is Dated X/X/XXXX and signed on X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | _xXXXX_ | XXXXXXXXXX_XXXXXXX PCCD.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-08 08:19 | 2025-10-18 14:27 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Updated delivery dates as confirmed via disclosure tracking and final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open-in review - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The Initial Closing Disclosure was provided on (XXXX-XX-XX) via (ElectronicDelivery). Under XXXXXXXXXX X, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XXXX-XX-XX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXX-XX-XX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXXXX), for consummation to occur on (XXXX-XX-XX). (XX XXX XXXX.XX(x)(x)(x)); XXXX.XX(x)(x)(x)) Final CD is not executed. Provide executed Final CD. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Updated delivery dates as confirmed via disclosure tracking and final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_CD.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892758 | Closed | 2025-10-09 03:41 | 2025-10-20 13:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Resolved. Initial CD provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved. Initial CD provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | CD X.XX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892758 | Closed | 2025-10-09 03:42 | 2025-10-20 13:54 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Resolved. ITP provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Provide missing signed Intent to Proceed Disclosure in file.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved. ITP provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | Acknowledgement of Intent to Proceed.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038977 | Closed | 2025-10-09 06:57 | 2025-10-20 04:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Resolved-Income grossed up by XXX%. Income matches with worksheet. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please see attached – income approval exception attached, for XXXX we added back and grossed up since its nontaxable the XXX,XXX.XX \* XXX % = XXX,XXX.XX For XXXX the same XXX,XXX.XX \* XXX % = XXX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Personal Tax Returns Missing For XXXX, XXXX amortization/Casualty Loss at XXX income reflecting as $XXX,XXX only but under income work sheet income considered $XXX,XXX.XX, additional amortization/Casualty Loss addendums are missing in file.<br> for XXXX, XXXX amortization/Casualty Loss at XXX income reflecting as $XXX,XXX only but under income work sheet considered $XXX,XXX.XX additional amortization/Casualty Loss addendums are missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Income grossed up by XXX%. Income matches with worksheet. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892841 | Closed | 2025-10-09 09:21 | 2025-10-22 04:06 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested updated XXXX provided with updated fico of XXX which now matches with Credit report, updated & condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Document is missing Fico Score Information. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested updated XXXX provided with updated fico of XXX which now matches with Credit report, updated & condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892841 | Closed | 2025-10-09 11:09 | 2025-11-05 14:04 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Lender Fees Test | Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided evidence of cure, copy of PCCD, LOX and evidence of delivery. Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-ANKER CURE DOCS - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the lender fees test due to one of the following findings: (XX §XX-X.XA(X); XX XX-XX(X), (X))The loan is a first lien closed end mortgage with a principal amount that is greater than or equal to $XX,XXX and the sum of all lender fees exceeds the greater of X.XX% of the principal amount or $XXX. Lender fees are all fees designated for the lender other than the origination fee, discount points, assumption fee, rate lock fee, application fee, commitment fee, lender inspection fee (post-close) and interest; orThe loan is a first lien closed end mortgage made by a XXX approved lender and the sum of all lender fees exceeds the greater of X.XX% of the principal amount or $XXX. Lender fees are all fees designated for the lender other than the origination fee, discount points, assumption fee, rate lock fee, application fee, commitment fee, lender inspection fee (post-close) and interest; orThe loan is a first lien closed end mortgage with a principal amount that is less than $XX,XXX and the loan charges a lender fee. (XX XX-X.XA(X)); orThe loan is a first lien home equity line of credit, and the sum of all lender fees exceeds X% of the principal amount. (XX XX-XX(X)); orThe loan is a second lien mortgage and is a "construction loan" as defined in XX General Statutes § XX-XX(X) with more than two units, and the sum of all lender fees exceeds X% of the principal amount (XX XX-XX(X),(X)); orThe loan is a second lien mortgage and is a "construction loan" as defined in XX General Statutes § XX-XX (X) with one or two units, was not made by a XXX approved lender, and the sum of all lender fees exceeds X% of the principal amount (XX XX-XX(X),(X)); orThe loan is a second lien mortgage and is not a "construction loan" as defined in XX General Statutes § XX-XX (X), was not made by a XXX approved lender, and the sum of all lender fees exceeds X% of the principal amount. (XX XX-XX(X)); orThe loan is a second lien mortgage and is not a "construction loan" as defined in XX General Statutes § XX-XX (X), was made by a XXX approved lender, and the sum of all lender fees exceeds X% of the principal amount (XX XX-XX(X)). As per state is Lender is fee test is $XX,XXX or X.X% of loan amount in current file Which is exceeding. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided evidence of cure, copy of PCCD, LOX and evidence of delivery. Condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875979 | Closed | 2025-10-09 13:57 | 2025-11-03 12:50 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC for provided and updated to review. XXXXX and XX XXXXX are passing. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-coc X/XX - Due Diligence Vendor-XX/XX/XXXX <br>Counter-COC dated X/XX/XX updated to review. Unable to resolve due to missing COC form requested for points fee that increased on revised CD issued on X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-coc - Due Diligence Vendor-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee, Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXX.XX(e)(X); XX XXX XXXX.XX(e)(X); XX XXX XXXX.XX(f)(X)(v)). This loan failed the charges that cannot increase test due to the increased origination fee and points fee added to the LE issued on X/XX/XX and point fee increased on revised CD issued on X/XX/XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC, or to cure upload refund check, XXXX, XXX, and XXX shipping envelope. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-COC for provided and updated to review. XXXXX and XX XXXXX are passing. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-09 21:29 | 2025-10-20 14:37 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the TILA right of rescission test.Closed-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Disbursement date is XX/XX/XXXX where as right to cancel date is XX/XX/XXXX . Provide XXXX - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ | XXXXXX XXXX.XXX_xXXXX_<br> XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-09 21:29 | 2025-10-20 15:15 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXXXXX Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXXXXX Code.While the XXXXXXXXXX XXXXXXXXX Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX | _xXXXX_ | Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXXXXX Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXXXXX Code.While the XXXXXXXXXX XXXXXXXXX Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-09 21:29 | 2025-10-20 15:15 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-HPML requirements have been met and an interior appraisal was provided. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX | _xXXXX_ | Resolved-HPML requirements have been met and an interior appraisal was performed. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-HPML requirements have been met and an interior appraisal was provided. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892839 | Closed | 2025-10-09 22:14 | 2025-10-22 04:12 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested updated XXXX provided with updated fico of XXX which now matches with Credit report, updated & condition resolved.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-XXXX - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Document is missing FICO information, Required updated XXXX Document. - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-Requested updated XXXX provided with updated fico of XXX which now matches with Credit report, updated & condition resolved.<br> - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | MA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892839 | Closed | 2025-10-10 00:03 | 2025-10-14 08:48 | Resolved | 1 - Information A | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the XX XXX XXX XX.XX higher-priced mortgage loan test. (XX XXX XXX XX.XX)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXXXXXXXXXXXXX Regulations.While the Code of XXXXXXXXXXXXXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XX, XXX, XXX . An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines. - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-This loan failed the XX XXX XXX XX.XX higher-priced mortgage loan test. (XX XXX XXX XX.XX)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXXXXXXXXXXXXX Regulations.While the Code of XXXXXXXXXXXXXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XX, XXX, XXX . An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines. - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | MA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892839 | Closed | 2025-10-10 00:03 | 2025-10-14 08:48 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of XXXX have been met. - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of XXXX have been met. - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | MA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892857 | Closed | 2025-10-10 00:12 | 2025-10-24 15:50 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXXXXXXX); (XX CFR XXXXXXXXXX). The Credit Report Fee increased from $XX.XX to $XX.XX which is within the $X.XX tolerance. Rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Change of Circumstance for lenders title insurance - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee, Lender's Title Policy. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXXXXXXX); (XX CFR XXXXXXXXXX); (XX CFR XXXXXXXXXX). Required COC for the increase in Lender TItle Insruance. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXXXXXXX); (XX CFR XXXXXXXXXX); (XX CFR XXXXXXXXXX). The Credit Report Fee increased from $XX.XX to $XX.XX which is within the $X.XX tolerance. Rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.Xxx |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892843 | Closed | 2025-10-10 00:45 | 2025-11-25 10:22 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Escalated-Unable to Resolve - XX approves exception. Comp Factors - XXXX XXX, 0xXX mortgage history for XX months, Low LTV/CLTV X.XX/XX.XX% and Steady income/employment - Buyer-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXX XXXXXXXX XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX%, all other monthly debt equates to $XXX per credit report and XXXX. An exception was not provided - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.XXX |  | XXXX XXX<br> 0xXX mortgage history for XX months<br> Low LTV/CLTV X.XX/XX.XX% | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304827300 | Closed | 2025-10-10 01:57 | 2025-10-15 08:08 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892760 | Closed | 2025-10-10 02:51 | 2025-10-16 09:41 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test | Resolved-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (XX CFR §XXXX.XX(e)(X)(iv)(A) - (C), (E), (F) , and (D) as amended in XXXX , and XX CFR §XXXX.XX(e)(X)(i))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(i) (revised loan estimate disclosure) and §XXXX.XX(e)(X)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, XXXXXXXXXXXXXXXXXXXXXXXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XX% tolerance categories under §XXXX.XX(e)(X)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §XXXX.XX(e)(X)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXXX.XX(e)(X)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §XXXX.XX(e)(X)(iv)(D). The revised version of the disclosures required under §XXXX.XX(e)(X)(i) shall contain the revised interest rate, the points disclosed pursuant to §XXXX.XX(f)(X), lender credits, and any other interest rate dependent charges and terms.Official InterpretationsXX C.F.R. §XXXX.XX(e)(X)(ii)Relationship to disclosures required under §XXXX.XX(f)(X)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §XXXX.XX(e)(X)(ii) prohibits a creditor from providing a revised version of the disclosures required under §XXXX.XX(e)(X)(i) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(i)...However, if a creditor uses a revised estimate pursuant to § XXXX.XX(e)(X)(iv) for the purpose of determining good faith under § XXXX.XX(e)(X)(i) and (ii), § XXXX.XX(e)(X)(i) permits the creditor to provide the revised estimate in the disclosures required under §XXXX.XX(f)(X)(i) (including any corrected disclosures provided under §XXXX.XX(f)(X)(i) or (ii)). Resolved. COC provided for increase of Recording fees. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (XX CFR §XXXX.XX(e)(X)(iv)(A) - (C), (E), (F) , and (D) as amended in XXXX , and XX CFR §XXXX.XX(e)(X)(i))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(i) (revised loan estimate disclosure) and §XXXX.XX(e)(X)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XX% tolerance categories under §XXXX.XX(e)(X)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §XXXX.XX(e)(X)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXXX.XX(e)(X)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §XXXX.XX(e)(X)(iv)(D). The revised version of the disclosures required under §XXXX.XX(e)(X)(i) shall contain the revised interest rate, the points disclosed pursuant to §XXXX.XX(f)(X), lender credits, and any other interest rate dependent charges and terms.Official InterpretationsXX C.F.R. §XXXX.XX(e)(X)(ii)Relationship to disclosures required under §XXXX.XX(f)(X)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §XXXX.XX(e)(X)(ii) prohibits a creditor from providing a revised version of the disclosures required under §XXXX.XX(e)(X)(i) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(i)...However, if a creditor uses a revised estimate pursuant to § XXXX.XX(e)(X)(iv) for the purpose of determining good faith under § XXXX.XX(e)(X)(i) and (ii), § XXXX.XX(e)(X)(i) permits the creditor to provide the revised estimate in the disclosures required under §XXXX.XX(f)(X)(i) (including any corrected disclosures provided under §XXXX.XX(f)(X)(i) or (ii)). COC is missing for increase state fees in Sec E. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (XX CFR §XXXX.XX(e)(X)(iv)(A) - (C), (E), (F) , and (D) as amended in XXXX , and XX CFR §XXXX.XX(e)(X)(i))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(i) (revised loan estimate disclosure) and §XXXX.XX(e)(X)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, XXXXXXXXXXXXXXXXXXXXXXXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XX% tolerance categories under §XXXX.XX(e)(X)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §XXXX.XX(e)(X)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXXX.XX(e)(X)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §XXXX.XX(e)(X)(iv)(D). The revised version of the disclosures required under §XXXX.XX(e)(X)(i) shall contain the revised interest rate, the points disclosed pursuant to §XXXX.XX(f)(X), lender credits, and any other interest rate dependent charges and terms.Official InterpretationsXX C.F.R. §XXXX.XX(e)(X)(ii)Relationship to disclosures required under §XXXX.XX(f)(X)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §XXXX.XX(e)(X)(ii) prohibits a creditor from providing a revised version of the disclosures required under §XXXX.XX(e)(X)(i) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(i)...However, if a creditor uses a revised estimate pursuant to § XXXX.XX(e)(X)(iv) for the purpose of determining good faith under § XXXX.XX(e)(X)(i) and (ii), § XXXX.XX(e)(X)(i) permits the creditor to provide the revised estimate in the disclosures required under §XXXX.XX(f)(X)(i) (including any corrected disclosures provided under §XXXX.XX(f)(X)(i) or (ii)). Resolved. COC provided for increase of Recording fees. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892760 | Closed | 2025-10-10 02:51 | 2025-10-16 09:41 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved. COC provided for increase of Recording fees. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved. COC provided for increase of Recording fees. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892837 | Closed | 2025-10-10 03:25 | 2025-10-10 03:32 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s__XX_ , and copy of the appraisal was given to the borrower – see Pg#'s ___XX__ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s _XX___ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s__XX_ , and copy of the appraisal was given to the borrower – see Pg#'s ___XX__ for the copy of the disclosure. The loan meets HPML guidelines<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892838 | Closed | 2025-10-10 04:01 | 2025-10-24 13:41 | Waived | 1 - Information C A | Compliance | State Reg | Prohibited Fees Test | Waived-Lender Title Policy is included as an "additional charge" under statue (Iowa Code §XXX.XXXX) - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-WHAT NEEDS TO BE DONE TO CURE THIS? - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-The loan failed the prohibited fees test.Iowa loans may fall into more than one loan category at the same time. A fee is allowed if authorized by one or more statutes that apply. Otherwise fees are prohibited:If the loan is a Consumer Loan (Iowa Code §XXX.XXXX(XX)) it may charge an "additional charge". (Iowa Code §XXX.XXXX and §XXX.XXXX).If the loan is a Home Acquisition Loan (Iowa Code §XXX.X(X)) the lender may collect fees as allowed by statute. (Iowa Code §XXX.X(X), Gardin v. Long Beach Mortgage Co. XXX N.W.dX XXX)If the loan is a Home Equity Line of Credit (Iowa Code §XXX.XX(X)) the lender may collect fees as allowed by statute. (Iowa Code §XXX.XX(X); §XXX.X(X), and Gardin v. Long Beach Mortgage Co. XXX N.W.dX XXX) - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Waived-Lender Title Policy is included as an "additional charge" under statue (Iowa Code §XXX.XXXX) - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892838 | Closed | 2025-10-10 04:01 | 2025-10-14 13:35 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met.<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met.<br> - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892838 | Closed | 2025-10-10 04:38 | 2025-10-23 15:50 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors listed below. - Seller-XX/XX/XXXX <br>Escalated-Escalating For XX visibility - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-AFC INTERNAL EXCEPTION APPROVAL - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-XX approves exception. Comp Factors listed below. - Seller-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Audited DTI XX.XX% which is Exceeds Guideline DTI XX%. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Escalated-XX approves exception. Comp Factors listed below. - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | XXX FICO. XXX Min.<br> XX.XX% LTV. Max LTV is XX% | IA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892894 | Closed | 2025-10-10 05:34 | 2025-10-14 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX Provided, Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the updated XXXX attached - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Provide updated XXXX. The XXXX in file missing values for the HCLTV. <br> CLTV information in LTV place and HCLTV is left blank Required updated XXXX document. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated XXXX Provided, Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892857 | Closed | 2025-10-10 06:14 | 2025-11-17 10:47 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Updated Completion Report (442/1004D) | Resolved-Subject to value allowed with the report supporting work was completed per management. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The XXXX X is needed. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The XXXX X is needed. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-As per appraisal report : Inspection by a qualified third party to determine nature of noted substance in basement and removal provided along with pics provided stating "All floors and walls thoroughly cleaned and treated with an antimicrobial solution. Equipment was left in place for XX hours to continue air filtration and dehumidification. On XXXXXXXX XX, our team returned to remove the containment and retrieve the equipment, concluding the remediation process". Hence Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find confirmation of work complete to address the subject to extraodinary assumption on appraisal. A XXXXx would not be required in this instance. Thank you - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing Updated Completion Report (XXX/XXXXx) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Subject to value allowed with the report supporting work was completed per management. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-As per appraisal report : Inspection by a qualified third party to determine nature of noted substance in basement and removal provided along with pics provided stating "All floors and walls thoroughly cleaned and treated with an antimicrobial solution. Equipment was left in place for XX hours to continue air filtration and dehumidification. On XXXXXXXX XX, our team returned to remove the containment and retrieve the equipment, concluding the remediation process". Hence Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.Xxx |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038908 | Closed | 2025-10-10 07:39 | 2025-10-28 13:49 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-working mavent fails. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload. - Seller-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the TILA right of rescission test.Closed-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload. - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038908 | Closed | 2025-10-10 07:49 | 2025-10-28 13:44 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the revised closing disclosure delivery date and changed circumstances date test. (XX CFR §XXXX.XX(e)(X)(iv)(X) - (X), (X), (X) , and (X) as amended in XXXX , XX CFR §XXXX.XX(e)(X)(i))The revised closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(i) (revised loan estimate disclosure) and §XXXX.XX(e)(X)(ii) (relationship to closing disclosure). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XX% tolerance categories under §XXXX.XX(e)(X)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §XXXX.XX(e)(X)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXXX.XX(e)(X)(iv)(X) through (X), (X) and (X) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §XXXX.XX(e)(X)(iv)(X). The revised version of the disclosures required under §XXXX.XX(e)(X)(i) shall contain the revised interest rate, the points disclosed pursuant to §XXXX.XX(f)(X), lender credits, and any other interest rate dependent charges and terms.Official InterpretationsXX C.F.R. §XXXX.XX(e)(X)(ii)Relationship to disclosures required under §XXXX.XX(f)(X)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §XXXX.XX(e)(X)(ii) prohibits a creditor from providing a revised version of the disclosures required under §XXXX.XX(e)(X)(i) on or after the date on which the creditor provides the disclosures required under §XXXX.XX(f)(X)(i)...However, if a creditor uses a revised estimate pursuant to § XXXX.XX(e)(X)(iv) for the purpose of determining good faith under § XXXX.XX(e)(X)(i) and (ii), § XXXX.XX(e)(X)(i) permits the creditor to provide the revised estimate in the disclosures required under §XXXX.XX(f)(X)(i) (including any corrected disclosures provided under §XXXX.XX(f)(X)(i) or (ii)). Discount point fees increased from initial to Final CD. COC issued on XX/XX and Final CD issued on XX/XX which is more than X business days. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038908 | Closed | 2025-10-10 07:49 | 2025-10-28 13:44 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Discount point fees increased from initial to Final CD. COC issued on XX/XX and Final CD issued on XX/XX which is more than X business days. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038908 | Closed | 2025-10-10 07:49 | 2025-10-28 13:44 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX_xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038908 | Closed | 2025-10-10 07:49 | 2025-10-28 13:44 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Please review upload. - XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload. - XXXXXX-XX/XX/XXXX_xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892894 | Closed | 2025-10-10 07:56 | 2025-10-14 10:13 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the initial LE and final CD showing -$XXX lender credit was always disclosed and a coc should not be required - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Provide COC for "Lender Credit decreased, Revised LE lender credit is $XXX and Initial CD is reflecting $X.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-10 09:11 | 2025-10-18 13:51 | Resolved | 1 - Information D A | Credit | Credit | Payment Letter is missing | Resolved-Lender provided fully executed first payment letter. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached payment letter - Buyer-XX/XX/XXXX <br>Open-First payment letter is missing from file. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed first payment letter. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX Payment Letter.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892889 | Closed | 2025-10-10 09:15 | 2025-10-15 02:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-Requested Initial Service Provider List of date XX/XX/XXXX provided, updated & condition resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the initial sspl attached. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Initial Service Provider List of date XX/XX/XXXX is missing in loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Initial Service Provider List of date XX/XX/XXXX provided, updated & condition resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892844 | Closed | 2025-10-10 09:16 | 2025-10-15 16:40 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met.<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Requirements of HPML have been met.<br> - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892753 | Closed | 2025-10-10 09:33 | 2025-10-22 05:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Updated XXXX with corrected income provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Verified total income is $XX,XXX.XX, which does not match the XXXX income of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Updated XXXX with corrected income provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXX URLA (XXXX_XX) - All Pages.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892842 | Closed | 2025-10-10 09:44 | 2025-10-14 03:22 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX document provided. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-XXXX document provided. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892842 | Closed | 2025-10-10 10:24 | 2025-10-14 03:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-WVOE in file, Worksheet not required. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-INCOME CALCS - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Wage earner income calculator is missing in loan file. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-WVOE in file, Worksheet not required. Resolved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892842 | Closed | 2025-10-10 11:35 | 2025-10-20 21:22 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML guidelines met, Xnd lien therefore loan is not escrowed. IEADS/Escrow waiver not required. Finding resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-HPML guidelines met, Xnd lien therefore loan is not escrowed. IEADS/Escrow waiver not required. Finding rescinded. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-PLS ADVISE WHAT IS NEEDED. WE DO ESCROW ON XNDS THEREFORE WE WILL NOT HAVE AN ESCROW WAIVER - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Borrower is Escrow waiver , escrow disclosures is missing in file - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-HPML guidelines met, Xnd lien therefore loan is not escrowed. IEADS/Escrow waiver not required. Finding resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-HPML guidelines met, Xnd lien therefore loan is not escrowed. IEADS/Escrow waiver not required. Finding rescinded. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892842 | Closed | 2025-10-10 11:37 | 2025-11-25 10:21 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Escalated-Unable to Resolve - XX approves exception. Comp Factors: 0xXX mortgage history for XX months<br> Steady income/employment - XX years with same company<br> - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXX XXXXXXXX XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX% - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX | Escalated-Unable to Resolve - XX approves exception. Comp Factors: 0xXX mortgage history for XX months<br> Steady income/employment - XX years with same company<br> - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.XXX |  | 0xXX mortgage history for XX months<br> Steady income/employment - XX years with same company | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-10 15:26 | 2025-10-10 15:29 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA finance charge test.(XX XXX §XXXX.XX(x)(x))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate because it is understated by more than $XXX. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892847 | Closed | 2025-10-11 12:00 | 2025-10-21 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX provided does not reflect the qualifying Fico score - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892843 | Closed | 2025-10-11 14:10 | 2025-10-15 13:01 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Counter-valuation provided is a Broker price opinion, an AVM is required and is still missing - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-AVM - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines AVM is missing in file - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  |  | XXXXXXXX_X.XXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-13 04:07 | 2025-10-18 14:28 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Lender provided fully executed Final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final cd - Buyer-XX/XX/XXXX <br>Open-Provided final closing disclosure is unexecuted. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed Final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_CD.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-13 04:09 | 2025-10-17 03:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Certificate of Occupancy | Resolved-Missing Occupancy Affidavit, provided the same, changes made in system, Finding Resolved - XXXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - XXXXXX-XX/XX/XXXX <br>Open-Missing Executed Occupancy Affidavit. - XXXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached - XXXXXX-XX/XX/XXXX<br>| Resolved-Missing Occupancy Affidavit, provided the same, changes made in system, Finding Resolved - XXXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXX Certificate of Occupancy.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-13 04:12 | 2025-10-18 13:58 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Right of Rescission is Not Executed | Resolved-Lender provided fully executed right to rescind. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached right to cancel - Seller-XX/XX/XXXX <br>Open-Provided right to cancel is unexecuted. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached right to cancel - Seller-XX/XX/XXXX<br>| Resolved-Lender provided fully executed right to rescind. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892753 | Closed | 2025-10-13 22:21 | 2025-10-29 14:58 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX-XXX XXXX XXXXXX XXX XXXXXXX XXXX XXXXX XXXXX XXXX. (XX XXX §XXXXXXXX.XX(X)(X)(X))XXX XXXX XXXXXXXX XXXXX XXX XXXXXXXX XXXXX XXXXXXXXXXXX XXXXXXXXX XX §XXXXXXXX.XX(X)(X)(X).XXX XX XXX XX XXX XXXX XXXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXX. XXXX XXXXX XXXXXXXX XXXXXXXXX XX $XXX.XX.XXXX XXX XXX XXX XXXXXXXX XXXXXXXXXX XXXXX XXXX XXXXXXXX XXX XXXXXX XXXXX XXX XXXXXXXXXX XX XXX XXXX XXXXXXXX XXXXXXX XXXXX XXX XXXXXXXXXXXX XX XXX XXXXXXXX XXXXXXX.XX XXX XXXXXXXXX XXXXXXXX XXXX XXXXXXXX XXXXXXXX XX XXXXX XXXXX XX XXXXX XXXXXXXX XXX XXXXXXX XXXXXXXX XXXXXXXX XXX §XXXXXXXX.XX(X) XX XX XXXX XXXXX XX XXX XXXXXXX XXX XX XXXXXXX XX XXX XXXXXXX XXXXXXXX XXX XXXXXXX XXXXXXX XX §XXXXXXXX.XX(X)(X). - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXX XXXXXXXX XXXXXXXX - XXXXXX-XX/XX/XXXX <br>XXXX-XXX XXXX XXXXXX XXX XXXXXXX XXXX XXXXX XXXXX XXXX. (XX XXX §XXXXXXXX.XX(X)(X)(X))XXX XXXX XXXXXXXX XXXXX XXX XXXXXXXX XXXXX XXXXXXXXXXXX XXXXXXXXX XX §XXXXXXXX.XX(X)(X)(X).XXX XX XXX XX XXX XXXX XXXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXX. XXXX XXXXX XXXXXXXX XXXXXXXXX XX $XXX.XX.XXXX XXX XXX XXX XXXXXXXX XXXXXXXXXX XXXXX XXXX XXXXXXXX XXX XXXXXX XXXXX XXX XXXXXXXXXX XX XXX XXXX XXXXXXXX XXXXXXX XXXXX XXX XXXXXXXXXXXX XX XXX XXXXXXXX XXXXXXX. XX XXX XXXXX XXXX XXX XXXXXX/XXXXXX/XXXXX XXX XXXXX XXXXXXXX XXXXX XXXX $XXX XX $XXX XXX XXXXX XX XXX XXX XX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXX XXXXXXXX XXXXXXXX - XXXXXX-XX/XX/XXXX<br>| XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXX XXXXXXXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892753 | Closed | 2025-10-13 22:21 | 2025-10-29 13:32 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXX XXXXXXXX XXXXXXXX - XXXXX-XX/XX/XXXX <br>XXXX-XXX XXXX XXXXXX XXX XXXXXXXXXXXXX XXXXX XXXXXXXXXX XXXX.XXX XXXX XXXXXX XXX XXXXX XXXXX XXXXXXX XXXX XXX XXXXXXX XXXXXXXXXXXX XXXXXXXXXXXX. XX XXX XXXXX XXXX XXX XXXXXX/XXXXXX/XXXXX XXX XXXXX XXXXXXXX XXXXX XXXX $XXX XX $XXX XXX XXXXX XX XXX XXX XX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXX XXXXXXXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892753 | Closed | 2025-10-13 22:21 | 2025-10-29 13:32 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXX XXXXXXXX XXXXXXXX - XXXXX-XX/XX/XXXX <br>XXXX-XXX XXXX XXXXXX XXX XXXXXXX XX XXXXXXXXXXXXX XXXXX XXXXXXXX XXXX.XXX XXXX XXXXXX XXX XXXXX XXXXX XXXXXXX XXXX XXX XXXXXXX XXXXXXXXXXXX XXXXXXXXXXXX. XXX XXX/XXXXXX XXXXX XXX XXXXX XXXXXXXX XX XXX XXXXXXX XXXXXXX, XXX XXXX XX XXX XXX XX XXXXX XXX XXXXXX XXX XXXXXX XXX XXXXXXXXXXX. XXXXXXX XXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXX XXXXXXXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892732 | Closed | 2025-10-13 23:37 | 2025-10-23 04:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Gap Credit Report is Missing for Borrower X, as per G/Ls page #XX Point X.X.X "A gap credit report from at least one of three major national credit repositories is required within XX business days of closing." - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXXXXX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892732 | Closed | 2025-10-13 23:37 | 2025-10-23 04:28 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX with correct FICO provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Fico on XXXX page #XXX is blank, provide updated XXXX with the FICO of XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX with correct FICO provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875971 | Closed | 2025-10-14 01:13 | 2025-10-22 05:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Requested Initial XXXX provided, updated & condition resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-The Initial XXXX is Present - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-signed page by LO - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open-The Initial XXXX is Missing Initial Originator Signature is missing in file initial XXXX Document. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-Requested Initial XXXX provided, updated & condition resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-The Initial XXXX is Present - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769899 | Closed | 2025-10-14 02:09 | 2025-10-15 12:53 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXXXXXXX) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXXXXXXX)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXXXXXXX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX & XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXXX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXXXXXXX) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXXXXXXX)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXXXXXXX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX & XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXXX for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-14 04:04 | 2025-10-18 13:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | Escrow Waiver is Partially Provided | Resolved-Executed Escrow Waiver provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Escrow Waiver is Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached escrow waiver - Buyer-XX/XX/XXXX <br>Open-Escrow Waiver is Partially Provided Provided Escrow Waiver is unexecuted. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Executed Escrow Waiver provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Escrow Waiver is Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX Escrow Waiver.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892807 | Closed | 2025-10-14 05:51 | 2025-10-16 13:36 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | XXXXXXXX-XXX XXX XXXXX (XX.XXX%) XXX XXX XXXXXXX XXX XXX XXXXXXX XXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXX X.X XXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXXX XXXX XXXXX XXXXX XXXXXXXX." XXX XXXXXXXXXX XXXXX XXX XXXX XX (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXX XXXXXXXXX XXX XXXXXX XXXXXXXXXXXX, XXX, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXX. XXX XXXX XX XXXXXXX, XXX XXXXXXX XXXXX XXXXXX XXXXXXXXXX XX XXX# XXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXXX XXXXXXX XXX XXXXXXXX XX XXXXXXX – XXX XXXX# XXX XXX XXXXXXXXX XXXXXXXX XXX XXXXXXX XX XXX XXXXXXXXXXX(x)- XXX XXX#XXX , XXX XXXX XX XXX XXXXXXXXX XXXXX XXX XXXXX XX XXX XXXXXXXXX XXX XXX# XXX XXX XXX XX XXX XXXXXXXXXX. XXX XXXX XXXXX XXX XXXXX XXXXX XXXXXXXXXXXX" - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXXXX-XXX XXX XXXXX (XX.XXX%) XXX XXX XXXXXXX XXX XXX XXXXXXX XXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXX X.X XXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXXX XXXX XXXXX XXXXX XXXXXXXX." XXX XXXXXXXXXX XXXXX XXX XXXX XX (X.XX%).(XX XXX XXXXXXX.XX(X)(X)(XXX)) XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXX XXXXXXXXX XXX XXXXXX XXXXXXXXXXXX, XXX, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXX. XXX XXXX XX XXXXXXX, XXX XXXXXXX XXXXX XXXXXX XXXXXXXXXX XX XXX# XXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXXX XXXXXXX XXX XXXXXXXX XX XXXXXXX – XXX XXXX# XXX XXX XXXXXXXXX XXXXXXXX XXX XXXXXXX XX XXX XXXXXXXXXXX(x)- XXX XXX#XXX , XXX XXXX XX XXX XXXXXXXXX XXXXX XXX XXXXX XX XXX XXXXXXXXX XXX XXX# XXX XXX XXX XX XXX XXXXXXXXXX. XXX XXXX XXXXX XXX XXXXX XXXXX XXXXXXXXXXXX" - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892834 | Closed | 2025-10-14 05:57 | 2025-10-21 13:30 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-COC form provided and updated to XXXX header page, resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-coc - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($X.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXXXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and - X; XX CFR XXXXXXX.XX(f)(X)(v); XX CFR XXXXXXX.XX(g)(X); XX CFR XXXXXXX.XX(h)). This loan failed the charges that cannot decrease test due to the Lender credit iao $XXX.XX that decreased on the rate lock LE issued on X/XX/XX without a valid change in circumstance. Please upload COC, or to cure upload refund check, PCCD, LOE, and POD shipping envelope. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-COC form provided and updated to XXXX header page, resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892834 | Closed | 2025-10-14 05:57 | 2025-10-27 05:35 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-CD dated X/XX/XX updated to review. Mavent and PC Mavent are passing. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-CD X/XX matches with coc X/XX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Counter-COC form provided is dated X/XX/XX one day after Initial CD with added points fee was issued X/XX/XX. CIC is to be issued with X business days prior to change in circumstance. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-coc - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXX.XX(x)(x); XX XXX XXXX.XX(x)(x); XX XXX XXXX.XX(x)(x)). This loan failed the charges that cannot increase test due to the points fee added to the initial CD issued on X/XX/XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC, or to cure upload refund check, PCCD, LOE, and POD shipping envelope. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-CD dated X/XX/XX updated to review. Mavent and PC Mavent are passing. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.pdf_xXXXX_<br> XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304868083 | Closed | 2025-10-14 06:17 | 2025-10-21 04:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX UDM Page.XXX<br>XXXXXX XXXXXXXXXX certification regarding UDM.XXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304868083 | Closed | 2025-10-14 07:27 | 2025-10-23 06:23 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (XX CFR §XXXX.XX(f)(X)(i))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §XXXX.XX(f)(X)(ii), if the disclosures provided under §XXXX.XX(f)(X)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. The waiting period between Initial cd and final cd is more than X days. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXX Final XXXX.XXX<br>XXXXXX XXXXXXXXXX final XX.XXX<br>XXXXXXX.XXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826642 | Closed | 2025-10-14 10:05 | 2025-10-22 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXXX.XXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826642 | Closed | 2025-10-14 10:05 | 2025-10-22 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXXX.XXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892849 | Closed | 2025-10-14 11:32 | 2025-10-31 07:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Lender provided CD with ARM terms for SR. lien. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-CD SHOWING ARM TERMS - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Mortgage and Sr. line Mtg statement in file indicates amended terms including a variable rate or ARM feature. Unable to determine rate change terms and dates of changes. Information required to determine DTI at time of transaction. COndition unresolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-PLS SEE MTG STMT AND XST MTG DOT - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Provide Xst lien Note. Unable to validate Xst lien terms. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided CD with ARM terms for SR. lien. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | OK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892889 | Closed | 2025-10-14 11:55 | 2025-11-13 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-LTV for this second lien: XXnd lien of $XXX,XXX / AV of $XXX,XXX = XX.XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the revised XXXX with the LTV of XX.XX% The first loan amount is $XXX,XXX and appraised value is $XXX,XXX. This results in the LTV being XX.XX% LTV. Thank you - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. The XXXX provided on p XXX reflects the LTV of XX.XX% and CLTV of XX.XX% however the LTV is XX.XX% and the CLTV is XX.XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  | XXXXXXXXXXXX.pdf |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-14 14:58 | 2025-10-20 14:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final XXXX is Present - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Final XXXX is Missing - XXX XXXXXXXXX XX-XX/XX/XXXX | _xXXXX_ | Resolved-The Final XXXX is Present - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ | XXXXXX XXXX.XXX |  | Borrower signed XXXX from closing is missing from the file. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-14 15:04 | 2025-10-20 14:40 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Resolved-XXXX dated XX/XX/XXXX provided with updates to escrow. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Estimate escrow is "X" however Estimated taxes, insurance and assessments has a figure of $X,XXX.XX and indicates that property taxes and homeowners insurance are escrowed. Additionally, there is an Escrow Waiver in the file. - XXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-XXXX dated XX/XX/XXXX provided with updates to escrow. - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ | XXXXXX XXXXX XX.XXX_xXXXX_<br> XXXXXX XXXX XX.XXX_xXXXX_<br> XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892761 | Closed | 2025-10-14 15:12 | 2025-10-21 08:45 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received the property inspection report as required per guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-XX/XX/XXXX <br>Open-Missing the property condition report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Received the property inspection report as required per guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>| Fields - Property Inspection Report.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892762 | Closed | 2025-10-14 18:47 | 2025-11-14 09:05 | Resolved | 1 - Information B A | Credit | Credit | Incomplete application | Resolved-Appraisal explanation sufficient to confirm borrower lives in ADU and not in main house. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. the appraiser confirmed on page XX of the appraisal that the main house is tenant occupied with the owner living in the ADU, will that satisfy the LOX stip? - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Provide LOX confirming borrower lives in the ADU and not the primary house. Finding countered. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-The subject property has a main house and an ADU. The borrowers live in the ADU and rent out the main home. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Discrepancy between Loan Purpose and Refinance Type Borrower's Primary address and mailing address match the subject property address. Loan Type is investment. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal explanation sufficient to confirm borrower lives in ADU and not in main house. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXX.pdf |  |  | ID | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892724 | Closed | 2025-10-14 21:41 | 2025-10-22 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. Provided XXXX page #XXX missing Fico representative credit score . - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXX.pdf |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892724 | Closed | 2025-10-14 23:03 | 2025-10-24 04:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested Gap Credit report provided, updated & condition resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Provide gap credit report. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-Requested Gap Credit report provided, updated & condition resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXX XXXX XXXX.pdf |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892859 | Closed | 2025-10-15 03:17 | 2025-10-24 11:01 | Resolved | 1 - Information C A | Compliance | Mavent | Fees: Prohibited | Resolved-Undiscounted rate provided and updated to the disclosure page. Resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Discount point disclosure showing par rate and bona fide discount point - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open-The borrower paid ($X,XXX.XX) in loan discount points, but the (X.XXX%) note rate is not less than the (X.X%) starting adjusted rate. The XXXXXXXXXXXX Mortgage Licensing Act only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X Pa. Stat. XXXX, XXXX(a), XXXX(X)) - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-Undiscounted rate provided and updated to the disclosure page. Resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892713 | Closed | 2025-10-15 04:16 | 2025-11-25 10:43 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved-None of the Valuation entries contain core valuation types. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-None of the Valuation entries contain core valuation types. AVM provided being used as primary valuation and allowed per GLs. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Document provided is exterior property condition inspection. Per Guidelines, AVM is also required for loans less than $XXX,XXX. Finding countered. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXX_<br> Open-Missing Core Valuation Product Loan amount Less than $ XXX,XXX Required AVM for property . - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXX_ | Resolved-None of the Valuation entries contain core valuation types. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-None of the Valuation entries contain core valuation types. AVM provided being used as primary valuation and allowed per GLs. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | Property - AVM.pdf_xXXXX_<br> XXXXXXXX XXXXXXXX AVM.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892688 | Closed | 2025-10-15 04:59 | 2025-10-23 19:42 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD with updated per diem and disbursement dates provided. XX report is elevated, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. PCCD uploaded for review. - Buyer-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the TILA right of rescission test.Closed-end (XX XXX §XXXX.XX(x)(x) , transferred from XX XXX §XXX.XX(x)(x)), Open-end (XX XXX §XXXX.XX(x)(x) , transferred from XX XXX §XXX.XX(x)(x))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. This loan failed the TILA right of rescission test. because the per the ROR dated XX/XX/XX the cancellation date is XX/XX/XX and the disbursement date per final CD is XX/XX/XX. The funding date is before the third business day following consummation. Borrower did not get the full recession period. Please provide a corrected PCCD reflecting the correct Disbursement Date and Per Diem Date. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-PCCD with updated per diem and disbursement dates provided. XX report is elevated, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXX - PCCD.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892688 | Closed | 2025-10-15 04:59 | 2025-10-23 19:42 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Re-opened due to running PC XX, status changed back to resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXXXXX XXXXXX X.X XXXX(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXXXXX.While the XXXXXXXXXX XXXXXXXXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Re-opened due to running PC XX, status changed back to resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXXXXX XXXXXX X.X XXXX(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXXXXX.While the XXXXXXXXXX XXXXXXXXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892688 | Closed | 2025-10-15 04:59 | 2025-10-23 19:42 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Re-opened due to running PC XX, status changed back to resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Re-opened due to running PC XX, status changed back to resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Xnd lien loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(x)(x))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, per the other considerations section of Initial LE issued within X business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892712 | Closed | 2025-10-15 07:19 | 2025-11-12 07:16 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-PCCd provided with closing date of X/XX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (XX XXX §XXXX.XX(x)(x))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §XXXX.XX(x)(x), if the disclosures provided under §XXXX.XX(x)(x) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. Final Cd signed and dated on X/XX/XXXX after closing date of X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX_xXXXX_ | Resolved-PCCd provided with closing date of X/XX - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXXX XXXXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892712 | Closed | 2025-10-15 07:19 | 2025-10-27 08:09 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. Final Cd signed and dated on X/XX/XXXX after closing date of X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXXX XXXXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038976 | Closed | 2025-10-15 09:52 | 2025-10-20 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Amount is correct, principal and Interest is based on the mtg statement, Principal XXX.XX + Interest XXX.XX = XXXX.XX + HOI XXX.XX + Taxes XXX.XX = XXXX.XX --- taxes and insurance is in the file already. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-The XXXX document is missing from the loan file. The XXXX, p XXX, reflects the incorrect insurance and tax amount escrowed in the first lien. Per the Mortgage Statement, p XXX, Principal: $XXX.XX, Interest $XXX.XX, Escrow (Taxes and Insurance) $XXX.XX = Regular Monthly Payment of $X,XXX.XX. This aligns with the payment reflected on the Credit Report of $XXXX. Utilizing the correct first lien PITIA, the ratios are XX.XX%/XX.XX%. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX_xXXXX_<br> XXXXXXX_X.XXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038976 | Closed | 2025-10-15 10:02 | 2025-10-20 10:43 | Waived | 1 - Information C A | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Waived-This chapter does not apply to the following:<br> (a) Any person doing business under, and as permitted by, any law of this state or of the United States relating to banks, savings banks, trust companies, savings and loan or building and loan associations, or credit unions (RCW XX.XX.XXX) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Under the Washington Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Waived-This chapter does not apply to the following:<br> (a) Any person doing business under, and as permitted by, any law of this state or of the United States relating to banks, savings banks, trust companies, savings and loan or building and loan associations, or credit unions (RCW XX.XX.XXX) - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769899 | Closed | 2025-10-15 11:07 | 2025-10-15 12:51 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 IRS Transcripts Do Not Match Income Docs | Waived-Exception is on page: XXXX for borrower=provided transcripts is approved. Transcripts match XXXXx used to qualify. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Exception is on page: XXXX for borrower=provided transcripts is approved. Transcripts match XXXXx used to qualify. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | DTI is XX.XX%. Maximum allowed per guidelines is XX%.<br> Residual Income is $XXXXX.XX. Minimum Residual Income required per guidelines is $X <br> Fico XXX minimum per guidelines is XXX | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892843 | Closed | 2025-10-15 13:04 | 2025-10-21 08:06 | Resolved | 1 - Information C A | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Resolved-Validation resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-desk review - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-All Valuation entries (not including Collateral Underwriter (CU) entries) have a Variance to Primary value that exceeds - XX%. BPO provided has a variance of - XX.XX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-All Valuation entries have a Variance to Primary value that exceeds - XX%. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Validation resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.XXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892867 | Closed | 2025-10-15 13:12 | 2025-10-15 15:47 | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-Fees were captured correctly - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (XX XXX §XXXX.XX(X)(X))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $XX.XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $XXX.XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §XXXX.XX(X)(X) or (X)(X), the creditor complies with §XXXX.XX(X)(X) if the creditor refunds the excess to the consumer no later than XX days after consummation, and the creditor complies with §XXXX.XX(X)(X) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XX days after consummation. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (XX XXX §XXXX.XX(X)(X))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $X.XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $XXX.XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §XXXX.XX(X)(X) or (X)(X), the creditor complies with §XXXX.XX(X)(X) if the creditor refunds the excess to the consumer no later than XX days after consummation, and the creditor complies with §XXXX.XX(X)(X) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XX days after consummation. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Fees were captured correctly - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892857 | Closed | 2025-10-15 16:48 | 2025-10-20 16:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Senior Lien Note provided in Findings: XXXXXXX_X.Xxx. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Senior Lien Note provided in Findings: XXXXXXX_X.Xxx. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Xst note - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing legal documents for senior lien. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Senior Lien Note provided in Findings: XXXXXXX_X.Xxx. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.Xxx |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892857 | Closed | 2025-10-15 16:53 | 2025-10-20 16:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 WVOE Missing | Resolved-WVOE reflecting Employee Rate of Pay of $XX,XXX.XX/month was provided in Findings. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Work number Verification with income - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The income worksheet reflects that there is a Work Number VOE reflecting a monthly salary of $XX,XXX.XX but it was not located in file. Only located the VVOE from Work Number. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-WVOE reflecting Employee Rate of Pay of $XX,XXX.XX/month was provided in Findings. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.Xxx |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038977 | Closed | 2025-10-15 20:30 | 2025-10-20 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-GAP report is not required, please waive. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Gap Credit Report is Missing Gap credit report missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892754 | Closed | 2025-10-16 00:39 | 2025-11-06 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX provided - Buyer-XX/XX/XXXX <br>Counter-LOX provided however updated XXXX not provided. Finding countered. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender lox with XXXX uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Document is Missing HCLTV Information and LTV information is reflecting as XX.XX% but calculated LTV is XX.XX% and also First lien PI amount also reflecting as $X,XXX.XX which is incorrect verified PI for Xst lien is $X,XXX.XX Required updated XXXX Document. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Lender provided updated XXXX. Finding resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX updated certification.pdf<br>XXXXXX XXXXXXXXXX updated certification.pdf<br>XXXXXX XXXXXXXXXX XXXX XX X XX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892754 | Closed | 2025-10-16 01:58 | 2025-10-28 03:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested Gap Credit Report provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-Requested Gap Credit Report provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX gap credit.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892754 | Closed | 2025-10-16 01:58 | 2025-10-28 03:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Requested Gap Credit Report provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Gap Credit Report provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX gap credit.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892754 | Closed | 2025-10-16 02:38 | 2025-10-30 04:43 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Home Equity Discount Point Acknowledgment is Missing | Resolved-Invalid Condition as Discount Points are not applicable as per final CD, updated & condition resolved.<br> - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-XXXXX Home Equity Discount Point Acknowledgment is Missing In File. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Invalid Condition as Discount Points are not applicable as per final CD, updated & condition resolved.<br> - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXXXX XX XXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX certification pertaining to discount points.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875957 | Closed | 2025-10-16 05:13 | 2025-10-23 03:09 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested RCE provided with coverage amount that covers loan amount, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-RCE - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX.XX and Guaranteed Replacement Coverage indicator is 'No' Policy provided does not cover combined amount for first and second lien. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested RCE provided with coverage amount that covers loan amount, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.pdf |  |  | CA | Investment | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892807 | Closed | 2025-10-16 13:35 | 2025-10-16 13:35 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | XXXXXX- XXXXXXXXX XX XXXX XXXX XXXX XXXXXXXX XX XXXXXXXX XX XXXXX $X,XXX XX XXXXXXXX. XXXXX XXXXXXXXX XXXXX XXXXXX XXXXXXXX XXXXXXXXX XXXXXXXX XXXXXXXXX XXXXX XXX XXXXXXX XXXXXXX. XXXXX XXX XXXX, $X,XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXX- XXXXXXXXX XX XXXX XXXX XXXX XXXXXXXX XX XXXXXXXX XX XXXXX $X,XXX XX XXXXXXXX. XXXXX XXXXXXXXX XXXXX XXXXXX XXXXXXXX XXXXXXXXX XXXXXXXX XXXXXXXXX XXXXX XXX XXXXXXX XXXXXXX. XXXXX XXX XXXX, $X,XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XXX XX XX.XX XXX XXX XXXXXXXX XX XX%<br> XXXXXXXX XXXXXXX XXXXXXX XX 0X30, XX XXXXXX. XXXXXXX XXXXXXX XXXXXXXX XXX XXXXXXXX XX 0X30, XX XXXXXX.<br> XXXXXXXX XXXXXXX XX $XXXX.XX. XXXXXXX XXXXXXXXX XXXXXXX XXXXXXXX XXX XXXXXXXX XX $X. | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892713 | Closed | 2025-10-17 08:27 | 2025-10-23 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | XXXXXXXX-XXXXXXXXX XXX XXX, XXX XXXXXXXX XX XXXXXX XXX XXXXXXXXXX XXXXX XXX XXXX XXXXX XXXXXXX. XXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXX XXX XXXXXX-XXXXXX XXXXX XXXXXXXXXX XXXXXXXXXX XXXXX XXXXXX XXX XXXXX. XXXX XXXXXX XXX XXX XXXXX XX XXX XXXXX XXXXX XX XXXX XX XXXXXXXX XXX XXX. XXXXXXX XXXXXXXXX - XXXXX-XX/XX/XXXX <br>XXXXXXX-XXX XXXXXXXX, XXXX XXXXXXXXXX XXXXXXX XXXX XX XX XXXX XXXXX XX XXXXXXX. XXX XXXXXXXXXX XXXXXXX XX XXXXXXX XX XX XXXXXXXX XXXX. XXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXXXX - XXXXX-XX/XX/XXXX <br>XXXX-XXXXXXXX 1 XXX XXXXXX XXXXXX XX XXXXXXX XXX XXXXXX XXXXXX XX XXXXXXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXXXX-XXXXXXXXX XXX XXX, XXX XXXXXXXX XX XXXXXX XXX XXXXXXXXXX XXXXX XXX XXXX XXXXX XXXXXXX. XXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX - XXX XXXXXX XXXXXXXX - XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769908 | Closed | 2025-10-18 14:18 | 2025-10-24 10:00 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Lender provided COC for lender credit decrease at Final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached LE and CD disclosures for each instance when the lender credit was updated for the borrower. All changes were properly re-disclosed to the borrower with a COC. Kindly clear this finding. - Seller-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX XXX XXXX.XX(x)(x)(x) and comments XX(x)(x)(x)-X and - X; XX XXX XXXX.XX(x)(x)(x); XX XXX XXXX.XX(x)(x); XX XXX XXXX.XX(x)). - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached LE and CD disclosures for each instance when the lender credit was updated for the borrower. All changes were properly re-disclosed to the borrower with a COC. Kindly clear this finding. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided COC for lender credit decrease at Final CD. Finding resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX CD COC $X,XXX.XX.pdf<br>XXXXXXXXXX LE COC $X,XXX.pdf<br>XXXXXXXXXX LE COC $X,XXX.pdf<br>XXXXXXXXXX CD COC $X,XXX.XX.pdf<br>XXXXXXXXXX LE COC $X,XXX.XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769825 | Closed | 2025-10-19 04:00 | 2025-10-29 12:21 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Credit report fee increased $X.XX cents and COC not required as variance is with in tolerance only. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Credit report fee increased $X.XX cents and COC not required as variance is with in tolerance only. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769825 | Closed | 2025-10-19 04:00 | 2025-10-29 12:21 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. We have COC's for the increased fees in revise LE's and updated the same in all LE pages. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. We have COC's for the increased fees in revise LE's and updated the same in all LE pages. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769825 | Closed | 2025-10-19 04:00 | 2025-10-29 12:21 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. We have COC's for the increased fees in revise LE's and updated the same in all LE pages. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. We have COC's for the increased fees in revise LE's and updated the same in all LE pages. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769825 | Closed | 2025-10-19 04:00 | 2025-10-29 12:18 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Correct fees are not in compliance report please rerun - COC not required as fees were originally disclosed in Section C and carry a XX% tolerance. It does not change to X tolerance because fees are now in section B. Reg Z XX(e)(X)(ii)-X - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($X,XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). Title fees are moved to section B from section C under initial CD we have service provide list for the same and updated the fees as creditor list only. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769825 | Closed | 2025-10-19 04:00 | 2025-10-29 12:21 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XXXand the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XXXand the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892687 | Closed | 2025-10-19 07:09 | 2025-10-28 04:02 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Requested updated XXXX provided with updated FICO, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Per XXXX the representative FICO score is XXX but the qualifying FICO is XXX. Provide updated XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested updated XXXX provided with updated FICO, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX Updated XXXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892687 | Closed | 2025-10-19 11:48 | 2025-10-23 09:17 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly. All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An AVM report was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly. All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An AVM report was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892756 | Closed | 2025-10-20 01:01 | 2025-11-04 01:15 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Gap credit Report is missing in file, provided the same, changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Required Gap credit report within XX days from Closing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved-Gap credit Report is missing in file, provided the same, changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXX-XXXX XXXXXXXXX.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892756 | Closed | 2025-10-20 01:01 | 2025-11-04 01:15 | Resolved | 1 - Information C A | Credit | Closing | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Gap credit Report is missing in file, provided the same, changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Required Gap credit report within XX days from Closing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Gap credit Report is missing in file, provided the same, changes made in system, Finding Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX-XXXX Monitoring.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892756 | Closed | 2025-10-20 01:55 | 2025-10-30 19:59 | Resolved | 1 - Information C A | Credit | Credit | Deficient Income Documentation | Resolved-Resolved. Income documentation provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Pension income $XXX.XX, there is no supporting document to verify the income. Provide income award letter. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved-Resolved. Income documentation provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXX XXXX lox.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-20 14:36 | 2025-10-20 15:10 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX | _xXXXX_ | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-20 14:36 | 2025-10-20 15:10 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXX XX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXX XX-XX/XX/XXXX | _xXXXX_ | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826648 | Closed | 2025-10-20 15:07 | 2025-10-20 15:15 | Resolved | 1 - Information C A | Compliance | TRID | TRID Post-Consummation Reason for Redisclosure Validation Test | Resolved-Reason for PCCD entered in XX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID post-consummation reason for redisclosure validation test.This loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Reason for PCCD entered in XX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892734 | Closed | 2025-10-20 22:56 | 2025-10-30 10:11 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s). Lender provided updated title with acceptable coverage. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount $XXXXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s). Lender provided updated title with acceptable coverage. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXX XXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892885 | Closed | 2025-10-21 04:53 | 2025-10-28 01:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Requested updated HOI Policy with updated premium provided, updated & condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the hoi policy with premium attached. Thank you - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided The Hazard Insurance Premium amount is missing. - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Requested updated HOI Policy with updated premium provided, updated & condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.X.XXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-10-22 03:50 | 2025-11-13 07:23 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved-Gap report provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. gap cred uploaded - XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. gap cred uploaded - XXXXXX-XX/XX/XXXX_xXXXXD_ | Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Resolved-Gap report provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXX_ XXXXXX XXXXXX XXXXXXX XXX .XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-10-22 03:50 | 2025-11-13 07:23 | Resolved | 1 - Information C A | Credit | Closing | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. gap cred uploaded - XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. gap cred uploaded - XXXXXX-XX/XX/XXXX_xXXXXD_ | Resolved-Borrower X Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXX_ XXXXXX XXXXXX XXXXXXX XXX .XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-10-22 04:51 | 2025-11-13 03:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial CD provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. ICD uploaded - XXXXX-XX/XX/XXXX _xXXXXD_<br> Open-TRID: Missing Closing Disclosure Initial Closing Disclosure missing in loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved-Initial CD provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXX_XXXXXX XXX XX.XX.XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-10-22 04:52 | 2025-11-13 02:45 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-Service providers list provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. SPL uploaded - Buyer-XX/XX/XXXX <br>Open-Service Provider List missing in loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Service providers list provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-10-22 04:53 | 2025-11-13 02:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Right to cancel doc provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. RTC uploaded - XXXXX-XX/XX/XXXX _xXXXXD_<br> Open-Right of Rescission is Missing Notice of Right to cancel document is missing in loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXXD_ | Resolved-Right to cancel doc provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXX_XXXXXX XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892771 | Closed | 2025-10-22 22:55 | 2025-11-12 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Tax amount $XXXX.XX is not matching with XXXX $XXXX.XX - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXX XXXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892886 | Closed | 2025-10-22 23:31 | 2025-10-27 14:33 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Credit report Fee Increased ($X.XX) Less than $ X hence Condition rescinded. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Credit report Fee Increased ($X.XX) Less than $ X hence Condition rescinded. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892886 | Closed | 2025-10-22 23:31 | 2025-10-27 14:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Maryland - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (XX.XX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.X%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg # and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX', An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX The loan meets HPML guidelines. Hence condition Resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (XX.XX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.X%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg # and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX', An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX The loan meets HPML guidelines. Hence condition Resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892886 | Closed | 2025-10-22 23:31 | 2025-10-27 14:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg # and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX', An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX The loan meets HPML guidelines. Hence condition Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg # and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX', An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'s XX The loan meets HPML guidelines. Hence condition Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892771 | Closed | 2025-10-23 01:22 | 2025-11-12 11:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-T-XX provided reflecting endorsements - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-One or more of the docs T2, T19, T17, T42, T42.1 is Missing Texas Title Endorsements for PUD is missing T17 - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-T-XX provided reflecting endorsements - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892723 | Closed | 2025-10-23 02:27 | 2025-11-04 01:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Requested Xnd page of Note provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Note is Incomplete Note Xnd page is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Xnd page of Note provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892723 | Closed | 2025-10-23 03:24 | 2025-11-04 04:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Income X is a wage job. The Xrd Party VOE Prior to Close is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892880 | Closed | 2025-10-23 06:46 | 2025-11-06 13:28 | Cured | 2 - Non-Material C B | Compliance | TRID | TILA Post-Consummation Revised Closing Disclosure Foreclosure Rescission Finance Charge Test | Cured-Lender provided PCCD with evidence of cure refund, LOX and proof of delivery. Condition cured. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXX ADDITIONAL CURE DOCS - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX XXX §XXXX.XX(x) , transferred from XX XXX §XXX.XX(x))The finance charge is $XX,XXX.XX. The disclosed finance charge of $XX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX |  | Cured-Lender provided PCCD with evidence of cure refund, LOX and proof of delivery. Condition cured. - XXX XXXXXXXXX XX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892687 | Closed | 2025-10-23 10:23 | 2025-10-30 13:45 | Resolved | 1 - Information C A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Lender provided hazard insurance with replacement cost coverage. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Checklist of Coverage showing Replacement cost uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-Guidelines require coverage which includes both the Xst lien and the new Xnd lien. According to the mortgage statement provided the coverage needed is $XXX,XXX.XX. Dwelling coverage per HOI in policy is $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided hazard insurance with replacement cost coverage. Condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX - Checklist of Coverage aka RCE.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892757 | Closed | 2025-10-24 01:30 | 2025-10-30 21:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Validation resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided Premium Pricing T-XX disclosure. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Premium Pricing Disclosure TXX Form is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided Premium Pricing T-XX disclosure. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXX T-XX.XXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875224 | Closed | 2025-10-24 03:50 | 2025-11-01 11:19 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Lender provided updated XXXX with correct qualifying FICO. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO selected as per guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided updated XXXX with correct qualifying FICO. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826644 | Closed | 2025-10-25 16:27 | 2025-10-30 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Lender provided Drive report dated same day as closing with UDM. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Lender provided Drive report dated same day as closing with UDM. Condition resolved. - XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXX XXXX XXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892736 | Closed | 2025-10-26 21:48 | 2025-10-28 18:40 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Page is missing and copy of the appraisal was given to the borrower see Page XX. this is a Xnd mortgage all HPML has been met. <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Page is missing and copy of the appraisal was given to the borrower see Page XX. this is a Xnd mortgage all HPML has been met. <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892736 | Closed | 2025-10-26 22:57 | 2025-10-31 09:37 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-received the intent to proceed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Loan is Primary Residence required intend to proceed - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-received the intent to proceed - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-10-27 04:07 | 2025-11-05 08:21 | Resolved | 1 - Information D A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Consumer Caution and Home Owner Counseling Notice is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX <br>Open-Consumer Caution and Home Owner Counseling Notice is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX<br>| Resolved-Consumer Caution and Home Owner Counseling Notice is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-10-27 04:47 | 2025-11-09 10:52 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD dated XX/XX/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXXX this is a dry state please see the PCCD. Disbursement date is XX/XX - XXXXX-XX/XX/XXXX <br>Counter-The ROR provided was in the original file. Per this ROR, borrower had until XX/XX/XXXX to cancel the transaction however according to the Final CD, funds were disbursed on XX/XX/XXXX. Disbursement date was before the end date of the ROR. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The ROR provided was in the original file. Per this ROR, borrower had until XX/XX/XXXX to cancel the transaction however according to the Final CD, funds were disbursed on XX/XX/XXXX. Disbursement date was before the end date of the ROR. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Funds were disbursed on XX/XX/XXXX. Per the ROR, borrower had until XX/XX/XXXX to cancel the transaction. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX<br>| Resolved-PCCD dated XX/XX/XXXX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XX XXXXX XX XXXXXX.XXX<br>XXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-10-27 04:47 | 2025-11-05 08:50 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. COC for discount points added to CD dated XX/X/XXXX was dated after the change (XX/X/XXXX). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892712 | Closed | 2025-10-27 07:51 | 2025-11-12 07:16 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. refund check - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Buyer-XX/XX/XXXX <br>Open-Documentation prep fee added to PCCD without a valid COC or lender credit - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXX PCCD XXXX-XXXXXX.XXX<br>PCCD XXXX- XXXXXX.XXX<br>Refund CK to Brw XXXX-XXXXXX.XXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892712 | Closed | 2025-10-27 07:51 | 2025-11-12 07:16 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXX PCCD XXXX-XXXXXX.XXX<br>XXX XXXX PCCD XXXX-XXXXXX.XXX<br>PCCD XXXX- XXXXXX.XXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892712 | Closed | 2025-10-27 07:51 | 2025-11-12 07:16 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXXX- XXXXXX.pdf_xXXXX_<br> XXX XXXX XXXX-XXXXXX.pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892755 | Closed | 2025-10-27 11:35 | 2025-11-18 13:39 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD reflecting the correct Disbursement Date and Per Diem Date provided. PC XX is minimal, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD attached - XXXXXX-XX/XX/XXXX <br>Counter-This transaction is for a primary residence and a corrected PCCD reflecting the correct Disbursement Date and Per Diem Date is required for TRID reviews in order to clear the Mavent report. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-PCCD not needed is final settlement statement shows correct disbursement date. please rescind - XXXXXX-XX/XX/XXXX <br>Counter-PCCD is required to clear Mavent. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA right of rescission test.Closed-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X)), Open-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. This loan failed the TILA right of rescission test. because the per the ROR dated XX/XX/XXXX the cancellation date is XX/XX/XXXX and the disbursement date per final XX is XX/XX/XXXX. The funding date is before the third business day following consummation. Borrower did not get the full recession period. Please provide a corrected PCCD reflecting the correct Disbursement Date and Per Diem Date. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. PCCD attached - XXXXXX-XX/XX/XXXX <br>Ready for Review-PCCD not needed is final settlement statement shows correct disbursement date. please rescind - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-PCCD reflecting the correct Disbursement Date and Per Diem Date provided. PC XX is minimal, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX Final XXXX disbursement XX XX XX.XXX<br>XXXXXXXX XXXXXXXXXX PCCD.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892755 | Closed | 2025-10-27 12:26 | 2025-11-14 02:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Identification Documentation Missing | Resolved-Permanent resident card for BX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Missing Acceptable evidence of lawful permanent residency for BX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX<br>| Resolved-Permanent resident card for BX provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX front of card for BX.XXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892681 | Closed | 2025-10-27 22:27 | 2025-11-10 15:03 | Resolved | 1 - Information C A | Compliance | State Reg | MI Lender Retained Fees Test | Resolved-Resolved. Compliance documents provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-This loan failed the Lender Retained Fees Test. (XXXX. XXXX. XXXX XXX. §XXX.XX(X)(X))The loan charged one or more fees prohibited under the Lender Retained Fees Test. These fees are prohibited in a secondary mortgage loan transaction. The Department of Insurance and Financial Services has taken the position that only reasonable and necessary charges that are the actual expenses incurred by the licensee, registrant, or exclusive broker in connection with making, closing, disbursing, extending, readjusting, or renewing of a secondary mortgage can be charged in a secondary mortgage loan transaction. This loan failed the Lender Retained Fees Test The loan charged one or more fees prohibited under the Lender Retained Fees Test. These fees are prohibited in a secondary mortgage loan transaction. The Department of Insurance and Financial Services has taken the position that only reasonable and necessary charges that are the actual expenses incurred by the licensee, registrant, or exclusive broker in connection with making, closing, disbursing, extending, readjusting, or renewing of a secondary mortgage can be charged in a secondary mortgage loan transaction. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved. Compliance documents provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX all discs.XXX<br>XXXXXXX XXXXXXXXXX compliance.XXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892681 | Closed | 2025-10-27 22:27 | 2025-11-10 15:04 | Resolved | 1 - Information C A | Compliance | State Reg | MI Unrelated Transactional Fees Test | Resolved-Resolved. Compliance documents provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-This loan failed the Unrelated Transactional Fees Test. (XXXX. XXXXXXXXXX XX XXXXXXXXX & XXXXXXXX XXXXXXXX XXXXX, XXXXXXXXX XX, XXXX). See XXXX. XXXX. XXXX XXX. §XXX.XX(X)(X).This loan charges one or more fees prohibited under the Unrelated Transactional Fees Test. These fees are prohibited in a loan transaction. These fees are not considered a reasonable and necessary charge that was the actual expense incurred by the licensee, registrant, or exclusive broker in connection with making, closing, disbursing, extending, readjusting, or renewing of a secondary mortgage, because these fees or charges are not related to some part of the transaction between lender and borrower. This loan failed the Unrelated Transactional Fees Test. This loan charges one or more fees prohibited under the Unrelated Transactional Fees Test. These fees are prohibited in a loan transaction. These fees are not considered a reasonable and necessary charge that was the actual expense incurred by the licensee, registrant, or exclusive broker in connection with making, closing, disbursing, extending, re-adjusting, or renewing of a secondary mortgage, because these fees or charges are not related to some part of the transaction between lender and borrower. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved. Compliance documents provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX compliance.XXX<br>XXXXXXX XXXXXXXXXX all discs.XXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892682 | Closed | 2025-10-27 23:56 | 2025-10-30 21:04 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(XX)(X))The loan contains charges that exceed the good faith determination according to §XXXX.XX(XX)(X).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(XX) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(XX)(X). COC not provided for increased discount point fee. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892682 | Closed | 2025-10-27 23:56 | 2025-10-30 21:04 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. COC not provided for increased discount point fee. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892682 | Closed | 2025-10-27 23:56 | 2025-10-30 21:04 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892682 | Closed | 2025-10-27 23:56 | 2025-10-30 21:04 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXX ____ and the Final Closing disclosure on Pg#'XX ____ reflects escrows. Rate lock date was entered correctly – see Pg#'sXXX _____ An interior and exterior appraisal was completed for this property – see pg XX to XX____ , the appraisal disclosure was provided to the borrower(s)- see Pg#'sXX___ , and copy of the appraisal was given to the borrower – see Pg#'sXXX _____ for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXX ____ and the Final Closing disclosure on Pg#'XX ____ reflects escrows. Rate lock date was entered correctly – see Pg#'sXXX _____ An interior and exterior appraisal was completed for this property – see pg XX to XX____ , the appraisal disclosure was provided to the borrower(s)- see Pg#'sXX___ , and copy of the appraisal was given to the borrower – see Pg#'sXXX _____ for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892682 | Closed | 2025-10-27 23:56 | 2025-10-30 21:04 | Resolved | 1 - Information A | Compliance | TRID | TRID Post-Consummation Revised Closing Disclosure Data Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the XXXXX post-consummation revised closing disclosure data validation test.This loan contains a post-consummation reason for redisclosure, but it does not provide either:A consummation date; orA post-consummation revised closing disclosure delivery date; orA date when the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure occurred; orA date when the creditor knew of the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure.These dates are necessary to determine the timing requirement in the Post-Consummation Event and Revised Closing Disclosure Delivery Date Test. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892854 | Closed | 2025-10-28 10:06 | 2025-11-04 03:22 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Previous HOI policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please find the HOI dec page for the policy in place at closing. Thank you - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date is after the Note Date and loan disbursement date. Missing evidence subject property had hazard insurance coverage at close, rescinded. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Previous HOI policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.pdf |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892832 | Closed | 2025-10-28 10:13 | 2025-11-25 10:26 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Fees: Limited | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Waived-Per external counsel "it is appropriate to waive this condition" - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Per attached this does not apply to lenders fees - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The total of all fees paid by the borrower to the lender ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The XXXXXXXXXX Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. (XXXX. Code Ann. XX-XX-XXX(c); XX ADC XXXX-XX-.XX(X)) The total of all fees paid by the borrower to the lender ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The XXXXXXXXXX Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Per external counsel "it is appropriate to waive this condition" - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892832 | Closed | 2025-10-28 10:13 | 2025-11-03 12:41 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (X.XX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing as this is a XXX. The escrow waiver disclosures and loan information is on Pg#'s XXX & XX and the Final Closing Disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX. The appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing as this is a XXX. The escrow waiver disclosures and loan information is on Pg#'s XXX & XX and the Final Closing Disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX. The appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets XXXX guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-10-28 14:39 | 2025-11-05 08:20 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Final CD w/ B2 signature provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Missing executed final CD for B2. Both Final CD's in file appear to have been signed by B1. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Final CD w/ B2 signature provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XX XXXX XX XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892736 | Closed | 2025-10-28 18:40 | 2025-10-31 09:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892736 | Closed | 2025-10-28 18:40 | 2025-10-31 09:36 | Resolved | 1 - Information A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-10-29 04:22 | 2025-11-21 08:50 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-The processing fee increased from XXX to XXXX on the final CD. Section A fees are zero tolerance. COC form provided does not disclose increased fee to the borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC form provided is dated XX/X/XX. Please advise if a revised CD was issued on XX/X/XX as there is no evidence of this CD in the initial loan package provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. We are seeing points and costs doing DOWN. There is no need for a CIC - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). This loan failed the charges that cannot increase test due to the processing fee that increased from $XXX to $X,XXX on the revised CD dated X/X/XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC form, or to cure upload evidence of refund check, PCCD, LOE, and POD shipping envelope. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX CLOSING DOCS COC XX-XX-XX.pdf<br>XXXXXXXX CLOSING DOCS COC XX-XX-XX.pdf<br>XXXXXXXX FUNDING CD XX-XX-XX.pdf<br>XXXXXXXX FUNDING CD XX-XX-XX.pdf<br>XXXXXXXX COC XX-XX-XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-10-29 04:22 | 2025-11-21 09:05 | Resolved | 1 - Information A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Fired due to disbursement date on final CD was prior to Notary date on DOT.PCCD was updated to correct closing date and peer diem date. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. Duplicate Finding - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Fired due to disbursement date on final CD was prior to Notary date on DOT.PCCD was updated to correct closing date and peer diem date. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-10-29 04:22 | 2025-11-21 09:05 | Resolved | 1 - Information A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. Fired due to disbursement date on final CD was prior to Notary date on DOT.PCCD was updated to correct closing date and peer diem date. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. Fired due to disbursement date on final CD was prior to Notary date on DOT.PCCD was updated to correct closing date and peer diem date. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-10-29 05:46 | 2025-11-21 09:11 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-The processing fee increased from XXX to XXXX on the final CD. Section A fees are zero tolerance. COC form provided does not disclose increased fee to the borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot increase test due to the processing fee that increased from $XXX to $X,XXX on the revised CD dated X/X/XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC form, or to cure upload evidence of refund check, PCCD, LOE, and POD shipping envelope. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXX COC XX-XX-XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892729 | Closed | 2025-10-29 08:57 | 2025-10-31 09:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Received the initial XX and it was captured. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Missing initial XX. Provide along w/ applicable change of circumstances. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Received the initial XX and it was captured. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX - XXXXX XX.XXX<br>XXXXXX - XXXXXXXXXXX XX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892753 | Closed | 2025-10-29 13:31 | 2025-10-29 14:58 | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX-XXX XXXX XXXXXX XXX XXXXXXXXXXXXX XXXXX XXXX. (XX XXX §XXXXXXXX.XX(X)(X)(X))XXXXXXX XXXXX XX XXX XXXXXXXX XXXXX XXXXX XXX XXXXXXXX XXXXX XXXXXXXXXXXX XX $XX.XX, XX XXX XXX XXXXXXXXXX XX XXXXXXXXX XX XXX XXXXX XXX XXXXX XXXXX XXXXXXX, $XXX.XX.XXXXXXX XXXXXXX XX XXX XXXX XXXXXXXX XXXXXXXX. XX XXXXXXX XXXXX XX XXX XXXXXXXX XXXXXXXX. XX XXXXXXX XXXXX XX XXX XXXXXXXX XXXXXXXX. XX XXXXXXX XXXXX XX XXX XXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>XXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892717 | Closed | 2025-10-29 23:10 | 2025-11-06 00:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-3rd party VOE is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. VOE attached. - Buyer-XX/XX/XXXX <br>Open-Borrower X 3rd Party VOE Prior to Close Missing Provide Borrower X 3rd Party VOE within XX days from closing date, Missing in File - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-3rd party VOE is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX VOE.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892717 | Closed | 2025-10-30 00:47 | 2025-11-06 08:38 | Resolved | 1 - Information B A | Credit | Credit | Missing non-subject rental income documentation | Resolved-Received the documentation for the two properties requested XXXX XXXXXXXXXX XXX and XXX XXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. both tax documents attached. - Buyer-XX/XX/XXXX <br>Open-Provide Evidence of Taxes for other REO property "XXXX XXXXXXXXXX XXX and XXX XXXXX XXX", Missing in File - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Received the documentation for the two properties requested XXXX XXXXXXXXXX XXX and XXX XXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX XXXX XXXXXXXX XXX XXXXXXXX.pdf<br>XXX XXXXX XXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892717 | Closed | 2025-10-30 02:52 | 2025-11-06 00:31 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved- there are assets provided inn XXXX, asked proof for the same assets, Finding Resolved, As NO CASH TO CLOSE AND /OR RESERVES ARE REQUIRED FOR THE XXXXXXXXX XXXXXX XXXXXXXX program,<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. this is an equity advantage file. - Buyer-XX/XX/XXXX <br>Open-Provide Bank Account and Retirement Account statement for Account XXX #XXXX & XXXXXX XXXXX #XXX-X, #XXX-X, #XXX-X to verify as listed on the Final XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- there are assets provided inn XXXX, asked proof for the same assets, Finding Resolved, As NO CASH TO CLOSE AND /OR RESERVES ARE REQUIRED FOR THE XXXXXXXXX XXXXXX XXXXXXXX program,<br> - Due Diligence Vendor-XX/XX/XXXX<br>| image.png |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875236 | Closed | 2025-10-30 08:55 | 2025-11-17 09:07 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided PC CD with updated disbursement date. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the XXXX right of rescission test.Closed-end (XX CFR §XXXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXXX.XX or §XXXXX.XX, or delivery of all material disclosures, whichever occurs last. Corrected/rewritten cancel date reflecting as XX/XX/XXXX which is same as disbursement date XX/XX/XXXX. Require updated final cd or PCCD with corrected disbursement date after cancel date. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided PC CD with updated disbursement date. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX PCCD.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875236 | Closed | 2025-10-30 09:01 | 2025-11-17 09:07 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided PC CD with updated disbursement date. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the XXXX disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. All trid document dates entered as per provided LEs and CDs in file. Bit still finding raised. <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided PC CD with updated disbursement date. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX PCCD.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892767 | Closed | 2025-10-30 21:58 | 2025-11-07 00:24 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s)<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s)<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXX - $XXXXXX.pdf |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892711 | Closed | 2025-10-30 23:20 | 2025-11-19 06:37 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s ___XXX_ and the Final Closing disclosure on Pg#'s _XX___ . Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_Findings__ , and copy of the appraisal was given to the borrower – see Pg#'s ___XX__ for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Counter-Mavent provided reflects HPML alert which is still a fail, appraisal disclosure is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Missing appraisal disclosure that reflects appraisal was provided to the borrower - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s ___XXX_ and the Final Closing disclosure on Pg#'s _XX___ . Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_Findings__ , and copy of the appraisal was given to the borrower – see Pg#'s ___XX__ for the copy of the disclosure. The loan meets HPML guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX.pdf<br>XXXXXXXXX XXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892767 | Closed | 2025-10-30 23:42 | 2025-11-07 03:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Updated Revised LE's and Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-XXXX: Missing Closing Disclosure Initial Closing Disclosure is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated Revised LE's and Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXX-XXX and LE's.XXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892793 | Closed | 2025-10-31 01:12 | 2025-11-25 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached. The XXXX shows the loan is approved at the higher DTI, which does not affect the loan approval. The borrower still qualifies for the same loan program. Please clear this finding. - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX document is present in file on page #XXXX,first mortgage P&I incorrectly reflected as $X,XXX.XX but the correct value as per Mortgage statement on page #XXX-XXX & Credit report on page #XXX is $XXXX.XX & updated DTI will be XX.XX% - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXXXX XXXX.pdf |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892793 | Closed | 2025-10-31 01:51 | 2025-11-25 00:19 | Resolved | 1 - Information C A | Property | Data | Property State does not meet eligibility requirement(s) | Resolved-Property is in Lava Zone X which is allowed per XX's matrices XX/XX. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This property is in Zone X, a lava zone in XXXXXX, which is allowed per the XXXXXXXXX mortgage matrices. Please clear this finding. - Buyer-XX/XX/XXXX <br>Open-Property State does not meet eligibility requirement(s) Subject Property is in XXXXXX state & no information provided in loan file about lava zone, need confirmation if our subject is not part of lava zone. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Property is in Lava Zone X which is allowed per XX's matrices XX/XX. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXXX XXXX XXXXXX XXXX XXXXXX XXXXXX.pdf<br>XXXXXX XXXXXX XXXX XXXX XXXXXX XXXX XXXXXX XXXXXX.pdf |  |  | HI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892693 | Closed | 2025-10-31 11:10 | 2025-11-15 19:00 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided updated and clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Document Uploaded. Per Correspondent GLs, all high level alerts are required to be clear. Screenshot of guideline provided. Finding countered. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-not all alerts have to be clear on fraud - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Fraud Report Shows Uncleared Alerts Fraud report shows unclear high alerts. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided updated and clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | image.png_xXXXX_<br> XXXXXX XXXXX XXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-11-02 18:15 | 2025-11-10 13:47 | Waived | 2 - Non-Material C B | Credit | Credit | Deficient Income Documentation | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Client confirmed exception approval - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX agrees - Buyer-XX/XX/XXXX <br>Open-Pages XXX-XXX <br> Exception for borrower provided XXXX transcripts is approved. Borrower is unable to provide XX transcripts, but ROA reflects XX income that is equal to the XXXX XXs provided by the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | LTV is XX.XX%. Maximum allowed per guidelines is XX%.<br> DTI is XX.XX%. Maximum allowed per guidelines is XX%.<br> Residual Income is $$XX,XXX.XX. Minimum Residual Income required per guidelines is $XXXX. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892773 | Closed | 2025-11-02 19:48 | 2025-11-21 09:02 | Resolved | 1 - Information A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Re-opened due to running XX. Status changed back to resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. Fired due to disbursement date on final CD was prior to Notary date on DOT. PCCD provided has corrected closing, per diem, and disbursement dates. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Re-opened due to running XX. Status changed back to resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-11-02 20:08 | 2025-11-21 09:02 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-The processing fee increased from XXX to XXXX on the final CD. Section A fees are zero tolerance. COC form provided does not disclose increased fee to the borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot increase test due to the processing fee that increased from $XXX to $X,XXX on the revised CD dated X/X/XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC form, or to cure upload evidence of refund check, PCCD, LOE, and POD shipping envelope. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXX COC XX-XX-XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892823 | Closed | 2025-11-03 01:57 | 2025-11-04 04:58 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Client elects to waive with the following compensating factors:<br> Exception in file see findings - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX Verified loan amount from final closing document Final CD and Note document which is $XXX,XXX < guideline loan amount of $ XXX,XXX. - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors:<br> Exception in file see findings - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  | XXXXXXXXX Min FICO XXX, Qualifying FICO XXX<br> Paying off all debt.<br> XXXXXXXXX LTV XX%, Qualifying LTV X.XX% | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892823 | Closed | 2025-11-03 02:40 | 2025-11-06 07:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXXX.XX(a)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXXX.XX(a)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892823 | Closed | 2025-11-03 02:40 | 2025-11-03 06:40 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(xxx)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXXfor the copy of the disclosure. The loan meets HPML guidelines - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892709 | Closed | 2025-11-03 02:58 | 2025-11-12 07:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Discount points increased by $XXX without a valid COC or lender credit provided - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892709 | Closed | 2025-11-03 02:58 | 2025-11-12 07:10 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please review upload - Buyer-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. reimbursement amount will not consider - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892709 | Closed | 2025-11-03 02:58 | 2025-11-12 07:10 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. reimbursement amount will not consider - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892690 | Closed | 2025-11-03 04:08 | 2025-11-19 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Xrd Party VOE doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Xrd Party VOE doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892690 | Closed | 2025-11-03 04:08 | 2025-11-19 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Income Worksheet uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement Summary Lender Worksheet / Income Calculator is Missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Income Worksheet uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892690 | Closed | 2025-11-03 04:30 | 2025-11-10 00:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892690 | Closed | 2025-11-03 05:59 | 2025-11-19 02:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested Xst Lien Mortgage statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Unable to locate first lien DOT or note so we are using the credit report and mortgage statement attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-loan is Xnd lien Primary the previews Note and dot is missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Requested Xst Lien Mortgage statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892690 | Closed | 2025-11-03 06:03 | 2025-11-19 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. You have the lender income worksheet uploaded that was cleared as well. - Seller-XX/XX/XXXX _xXXXX_<br> Open-income documentation missing in the file, unable to verifying borrower income. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. You have the lender income worksheet uploaded that was cleared as well. - Seller-XX/XX/XXXX_xXXXX_ | _xXXXX_ | XXXXXXXXXXXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892716 | Closed | 2025-11-03 14:53 | 2025-11-06 08:52 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-received the signed Intent to Proceed document - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-received the signed Intent to Proceed document - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892773 | Closed | 2025-11-04 10:55 | 2025-11-21 09:11 | Resolved | 1 - Information C A | Compliance | Disclosure | Borrower(s) did not receive 3 days right of rescission | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-A corrected ROR is required because the ROR provided reflects the cancelation date as XX/XX/XX, however the borrowers signed on XX/XX/XX. The cancelation date must be at least X business day after the borrower's signature date. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-ROR provided was issued on XX/XX/XX. Cancelation date on ROR is XX/XX/XX. However the borrowers did not sign until XX/XX/XX. Borrowers did not get the full recession period. Please provide a corrected Notice of Right to cancel disclosure for all borrowers reflecting the cancelation date X business after the sign date. <br> - Due Diligence Vendor-XX/XX/XXXX |  |  | XXX.pdf<br>XXXXXXXX FINAL CS.pdf<br>XXXXXXXX FINAL CS.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-05 06:43 | 2025-11-10 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Gap credit report is missing in file. - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-05 07:08 | 2025-11-17 08:22 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TILA right of rescission test.Closed-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X)), Open-end (XX CFR §XXXX.XX(a)(X) , transferred from XX CFR §XXX.XX(a)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX CFR §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Disbursement date per Final CD of XX/XX/XXXX, however according to ROR borrower had until XX/XX/XXXX to cancel the transaction. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX<br>| Resolved- - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892718 | Closed | 2025-11-05 07:32 | 2025-11-25 07:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Section 50 a6 Notice is Missing | Resolved-Validation resolved. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Section XX aX Notice concerning extension of credit doc provided. Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Section XX aX Notice is Missing Section XX aX Notice Notice Concerning Extension of credit is Missing in file - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation resolved. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Section XX aX Notice concerning extension of credit doc provided. Resolved - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892906 | Closed | 2025-11-05 11:18 | 2025-11-12 13:48 | Resolved | 1 - Information C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-COC form provided and updated to review. XX ad XX XX reports are minimal. Resolved. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-coc - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the lender credits that cannot decrease test. (XX XXX §XXXX.XX(XXX)(X))The loan contains charges that exceed the good faith determination according to §XXXX.XX(XXX)(X). The final sum of specific and non-specific lender credits ($X.XX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX.XX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(X) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(X)(X). This loan failed the charges that cannot decrease test due to the lender credit iao $XXX, that decreased to $X when revised LE was issued. There is no evidence of COC form on file disclosing the removal of the lender credit. Provide COC form or to cure provided PCCD, LOE, evidence of the refund and POD. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-COC form provided and updated to review. XX ad XX XX reports are minimal. Resolved. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXX_X.Xxx |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892855 | Closed | 2025-11-05 17:12 | 2025-11-16 18:36 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-Updated matrix provided which indicates XX is an eligible state. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX is eligible for Equity Advantage per matrix - Due Diligence Vendor-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines Property state is XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated matrix provided which indicates XX is an eligible state. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892655 | Closed | 2025-11-05 19:55 | 2025-11-06 07:04 | Resolved | 1 - Information A | Compliance | TRID | TRID Lender's and Owner's Title Insurance Policy Amounts Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the TRID Lender's and Owner's Title Insurance Policy Amounts validation test.This loan contains a value for one, but not both of the following fields:As Disclosed Lender's Title Insurance Policy and Actual Lender's Title Insurance Policy; orAs Disclosed Owner's Title Insurance Policy and Actual Owner's Title Insurance Policy.The CFPB's Official Interpretations to the TILA-RESPA Integrated Disclosure (TRID) Final Rule requires the use of a specific calculation to arrive at the value to be provided on the disclosure forms. The Lender's Title Insurance Policy is always disclosed as the full policy amount, even if a simultaneous issue of the Owner's Title Insurance Policy is present. The Owner's Title Insurance Policy is calculated by taking the full owner's title insurance premium, adding the simultaneous issuance premium for the lender's coverage (if any), and then deducting the full premium for the lender's coverage. The value derived from this calculation is required for accurate tolerance testing under TRID, and should be entered in the "as disclosed" field in ComplianceAnalyzer.The "as disclosed" value derived from the above calculation, however, generally will not be representative of the actual value paid for the title insurance. Therefore it cannot be used for testing state and federal fee thresholds, as it will likely yield incorrect results for such tests. Accordingly, the actual value paid for the title insurance must be entered in the corresponding "actual" title insurance policy field(s). If there is no difference between the actual and disclosed values for either the owner's or lender's title insurance, please enter the same value in the "actual" and "as disclosed" fields. For more information on how these fields are used, please refer to the glossary. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892655 | Closed | 2025-11-05 19:55 | 2025-11-06 07:07 | Resolved | 1 - Information A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the lender credits that cannot decrease test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i). The final sum of specific and non-specific lender credits ($X,XXX.XX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($X,XXX.XX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892655 | Closed | 2025-11-05 19:55 | 2025-11-06 07:04 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(XXX)(X))The loan contains charges that exceed the good faith determination according to §XXXX.XX(XXX)(X).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(X) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(X)(X). - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892655 | Closed | 2025-11-05 19:55 | 2025-11-06 07:04 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892655 | Closed | 2025-11-05 19:55 | 2025-11-06 07:04 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892657 | Closed | 2025-11-05 21:35 | 2025-11-18 03:40 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX doc provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX uploaded. - XXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX Document is missing XXXX Information. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-XXXX doc provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXX - XXXXXXXXXXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892663 | Closed | 2025-11-05 23:14 | 2025-11-05 23:42 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX. confirmation the appraisal was delivered to the borrower on page #XXX,XXX. The loan does not meets HPML guidelines. Resolved<br> - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX. confirmation the appraisal was delivered to the borrower on page #XXX,XXX. The loan does not meets HPML guidelines. Resolved<br> - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892663 | Closed | 2025-11-05 23:14 | 2025-11-10 10:11 | Resolved | 1 - Information C A | Compliance | Points & Fees | CT Nonprime Home Loan Test | Resolved-The Xst lien is being escrowed (pg. XXX of mortgage statement). The Homeowners Counseling Disclosure was received on XX/XX/XXXX (pg. XXX) and an interior appraisal was performed (pg. XX).<br> Finding resolved based upon the above criteria. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the CT nonprime home loan test.The loan is a nonprime home loan, as defined in the legislation. For more information please see the Connecticut Nonprime Home Loan Article section of the full XXXXXXXXXXXXXXXXXX report.While the Connecticut Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The Xst lien is being escrowed (pg. XXX of mortgage statement). The Homeowners Counseling Disclosure was received on XX/XX/XXXX (pg. XXX) and an interior appraisal was performed (pg. XX).<br> Finding resolved based upon the above criteria. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892709 | Closed | 2025-11-06 09:43 | 2025-11-12 07:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial XXXX is Present - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-The Initial XXXX is Missing MLO signature - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-The Initial XXXX is Present - XXXXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXX.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892797 | Closed | 2025-11-07 01:09 | 2025-11-13 15:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (X.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX CFR XXXX.XX(X)(X)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan does meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX CFR XXXX.XX(X)(X)) XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XXXX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan does meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892767 | Closed | 2025-11-07 03:20 | 2025-11-07 03:36 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the XXXX disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. are correct. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892797 | Closed | 2025-11-07 04:14 | 2025-11-27 04:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | Escrow Waiver is Missing | Resolved-Escrow Waiver is missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - XXXXX-XX/XX/XXXX <br>Open-Escrow Waiver is Missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Escrow Waiver is missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXX.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892674 | Closed | 2025-11-08 00:51 | 2025-11-19 02:38 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Coverage per title commitment is $XXX,XXX and the loan amt is $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXXXXX XXXXX.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892728 | Closed | 2025-11-08 06:48 | 2025-11-20 05:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Requested Initial CD provided, updated & condition resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-XXXX: Missing Closing Disclosure XXXX: Missing Initial Closing Disclosure - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Initial CD provided, updated & condition resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX XX.X.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892669 | Closed | 2025-11-08 10:55 | 2025-12-12 15:34 | Resolved | 1 - Information A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-Client refunded two days of interest and has a Per Diem waiver for the other two days. Client provided XXXX communication on Per Diem refund days. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-XXXX dated XX/X which has a disbursement date of XX/X, has a per diem prepaid interest from XX/XX-XX/XX. The prepaid interest must be paid through the disbursement date of XX/X. An additional XXXX is required to complete the cure. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Counter-Transaction is a primary residence, XXXX documents were used. A XXXX with accurate disbursement date is required vs a settlement statement - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review new uploads - XXXXX-XX/XX/XXXX <br>Counter-Initial Cd attached, still missing XXXX with accurate disbursement date - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. CD and Final Statement both show the accurate disbursement date of XX/X which is X day after funding - Please waive - XXXXX-XX/XX/XXXX <br>Counter-The loan disbursed on XX/X according to the XXXX and the Per Diem collected on the XXXX was for X day (XX/XX-XX/XX). The XXXXX report provided has the disbursement date of XX/XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. per diem interest amount updated as XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review new uploads - XXXXX-XX/XX/XXXX<br>| Resolved-Client refunded two days of interest and has a Per Diem waiver for the other two days. Client provided XXXX communication on Per Diem refund days. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX.pdf<br>XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.pdf<br>XX.pdf<br>XXXX.pdf<br>XXXXXXXXXX_XX XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892669 | Closed | 2025-11-08 10:55 | 2025-12-12 15:34 | Resolved | 1 - Information A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-Client refunded two days of interest and has a Per Diem waiver for the other two days. Client provided XXXX communication on Per Diem refund days. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XXX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-XXXX dated XX/X which has a disbursement date of XX/X, has a per diem prepaid interest from XX/XX-XX/XX. The prepaid interest must be paid through the disbursement date of XX/X. An additional XXXX is required to complete the cure. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Counter-Transaction is a primary residence, XXXX documents were used. A XXXX with accurate disbursement date is required vs a settlement statement - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review new uploads - XXXXX-XX/XX/XXXX <br>Counter-Initial Cd attached, still missing XXXX with accurate disbursement date - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. CD and Final Statement both show the accurate disbursement date of XX/X which is X day after funding - Please waive - XXXXX-XX/XX/XXXX <br>Counter-The loan disbursed on XX/X according to the XXXX and the Per Diem collected on the XXXX was for X day (XX/XX-XX/XX). The XXXXX report provided has the disbursement date of XX/XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XX.XX) exceeds the per diem interest charge or credit threshold ($-XXX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. per diem interest amount updated as XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX<br>| Resolved-Client refunded two days of interest and has a Per Diem waiver for the other two days. Client provided XXXX communication on Per Diem refund days. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXX.pdf<br>XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.pdf<br>XXX.pdf<br>XXX.pdf<br>XX.pdf<br>XXXX.pdf<br>XXXXXXXXXX_XX XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-11-09 10:52 | 2025-11-09 11:00 | Resolved | 1 - Information C A | Compliance | TRID | TRID Post-Consummation Reason for Redisclosure Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID post-consummation reason for redisclosure validation test.This loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-11-09 10:52 | 2025-11-09 11:00 | Resolved | 1 - Information C A | Compliance | TRID | TRID Post-Consummation Revised Closing Disclosure Date and Consummation Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID post-consummation revised closing date and consummation date validation test.This loan contains a post-consummation revised closing disclosure delivery date that is before the consummation date, or closing/settlement date if consummation date was not provided. Please review the loan data to ensure the dates are in the correct fields. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892738 | Closed | 2025-11-09 10:52 | 2025-11-09 11:00 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Delivery Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure delivery date validation test.The loan contains one of the following conditions:A revised loan estimate delivery date is before the initial loan estimate.A revised closing disclosure is before the revised closing disclosure.A closing disclosure delivery date is on or before a loan estimate delivery date.A post-consummation revised closing disclosure delivery date is on or before a closing disclosure delivery date or loan estimate delivery date. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892656 | Closed | 2025-11-10 03:39 | 2025-11-21 00:03 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Updated Borrower X Paystubs uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided As per GL, required X month paystub. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated Borrower X Paystubs uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX - XXXXXXXX (X).XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892656 | Closed | 2025-11-10 03:55 | 2025-11-21 00:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-Homeowners Association Questionnaire uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Provide HOA/Condo Questionnaire. Property is in Condo. As per GL, requires HOA Questionnaire which is missing from the file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Homeowners Association Questionnaire uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX - XXX XXXX (X).XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892656 | Closed | 2025-11-10 04:02 | 2025-11-26 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Master has walls in coverage HOX not required - Buyer-XX/XX/XXXX <br>Open-HO-X Insurance Policy is Missing Loan is Xnd lien. Hazard insurance amount is included in Xst lien amount however; HO-X document is required as per GL. Provide the hazard insurance document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXX XXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892671 | Closed | 2025-11-10 05:04 | 2025-12-08 10:19 | Resolved | 1 - Information A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (Waiting Period Required) Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded Lender provided lox and guidance that should clear alert - Buyer-XX/XX/XXXX <br>Counter-Fail is triggered due to APR- Broker Fee is not included in the lender's finance charge calculations. Broker fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender Lox provided - Buyer-XX/XX/XXXX <br>Open-This loan failed the revised closing disclosure delivery date test (waiting period required).(XX XXX §XXXX.XX(X)(X)(XX))The revised closing disclosure delivery requires a new waiting period andThe revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation requiring a new waiting period. If one of the following disclosures provided under §XXXX.XX(X)(X)(X) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §XXXX.XX(X)(X)(X)(X):(A) The annual percentage rate disclosed under §XXXX.XX(X)(X) becomes inaccurate, as defined in §XXXX.XX.(B) The loan product is changed, causing the information disclosed under §XXXX.XX(X)(X)(XXX) to become inaccurate.(C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §XXXX.XX(X) to become inaccurate.The creditor shall ensure that the consumer receives the disclosures required under §XXXX.XX(X)(X)(X) no later than three business days before consummation. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the revised closing disclosure delivery date test (waiting period required).(XX XXX §XXXX.XX(X)(X)(XX))The revised closing disclosure delivery requires a new waiting period andThe revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation requiring a new waiting period. If one of the following disclosures provided under §XXXX.XX(X)(X)(X) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §XXXX.XX(X)(X)(X)(X):(A) The annual percentage rate disclosed under §XXXX.XX(X)(X) becomes inaccurate, as defined in §XXXX.XX.(B) The loan product is changed, causing the information disclosed under §XXXX.XX(X)(X)(XXX) to become inaccurate.(C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §XXXX.XX(X) to become inaccurate.The creditor shall ensure that the consumer receives the disclosures required under §XXXX.XX(X)(X)(X) no later than three business days before consummation. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX responses to compliance questions.XXX<br>XXXXX XXX.XXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892671 | Closed | 2025-11-10 05:04 | 2025-12-08 10:19 | Resolved | 1 - Information A | Compliance | Points & Fees | TILA Finance Charge Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded Lender provided lox and guidance that should clear alert - Buyer-XX/XX/XXXX <br>Counter-Broker Fee is not included in the lender's finance charge calculations. Broker fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-The Broker Fee is not included in the lender's finance charge calculations. Broker Fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender Lox provided - Buyer-XX/XX/XXXX <br>Open-This loan failed the TILA finance charge test.(XX XXX §XXXX.XX(X)(X))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate because it is understated by more than $XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA finance charge test.(XX XXX §XXXX.XX(X)(X))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate because it is understated by more than $XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX responses to compliance questions.XXX<br>XXXXX XXX.XXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892671 | Closed | 2025-11-10 05:04 | 2025-12-08 10:19 | Resolved | 1 - Information C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded Lender provided lox and guidance that should clear alert - Buyer-XX/XX/XXXX <br>Counter-COC is invalid due to APR discrepancy- Broker Fee is not included in the lender's finance charge calculations. Broker fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender Lox provided - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the lender credits that cannot decrease test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i). The final sum of specific and non-specific lender credits ($XX,XXX.XX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XX,XXX.XX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Lender credit decreased from initial Cd to final Cd without a valid COC - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX responses to compliance questions.pdf<br>XXXXX Lox.pdf |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892671 | Closed | 2025-11-10 05:04 | 2025-12-08 10:19 | Resolved | 1 - Information A | Compliance | Points & Fees | TILA APR Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded Lender provided lox and guidance that should clear alert - Buyer-XX/XX/XXXX <br>Counter-Broker Fee is not included in the lender's finance charge calculations. Broker fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender Lox provided - Buyer-XX/XX/XXXX <br>Open-This loan failed the TILA APR test. (XX CFR §XXXX.XX(a)(X), (X) , transferred from XX CFR §XXX.XX(a)(X), (X))The annual percentage rate (APR) is X.XXX%. The disclosed APR of X.XXX% is not considered accurate because it is more than X/X of X percentage point above or below the APR as determined in accordance with the actuarial method. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA APR test. (XX CFR §XXXX.XX(a)(X), (X) , transferred from XX CFR §XXX.XX(a)(X), (X))The annual percentage rate (APR) is X.XXX%. The disclosed APR of X.XXX% is not considered accurate because it is more than X/X of X percentage point above or below the APR as determined in accordance with the actuarial method. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX responses to compliance questions.pdf<br>XXXXX Lox.pdf |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892671 | Closed | 2025-11-10 05:04 | 2025-12-08 10:19 | Resolved | 1 - Information A | Compliance | Points & Fees | TILA Foreclosure Rescission Finance Charge Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded Lender provided lox and guidance that should clear alert - Buyer-XX/XX/XXXX <br>Counter-Broker Fee is not included in the lender's finance charge calculations. Broker fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-The Broker Fee is not included in the lender's finance charge calculations. Broker Fee is a prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Broker Fee is not included in the lender's finance charge calculations. Broker Fee is a Prepaid finance charge. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender Lox provided - Buyer-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TILA foreclosure rescission finance charge test. (XX CFR §XXXX.XX(h) , transferred from XX CFR §XXX.XX(h))The finance charge is $XXX,XXX.XX. The disclosed finance charge of $XXX,XXX.XX is not considered accurate for purposes of rescission because it is understated by more than $XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX responses to compliance questions.pdf<br>XXXXX Lox.pdf |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892656 | Closed | 2025-11-10 05:27 | 2025-11-26 10:14 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Reimbursement amount is not considered. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX - XXXXXXXXXX - XXX XXXXXXXXX (X-X).XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892656 | Closed | 2025-11-10 05:27 | 2025-11-26 10:14 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX XXX §XXXX.XX(X)(X)(XX))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(X)(X)(XX). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(X)(X)(X) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(X)(X)(X). coc is required - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX - XXXXXXXXXX - XXX XXXXXXXXX (X-X).XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-10 08:03 | 2025-11-13 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. XXXX provided, however FICO score was not present and is a requirement. - XXX XXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - XXXXXX-XX/XX/XXXX<br>| Resolved-The XXXX document is present in the loan file. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892715 | Closed | 2025-11-10 08:12 | 2025-11-19 07:12 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Rate Lock provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. lock attached. - Buyer-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Rate Lock provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XX Lock Confirmation.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892715 | Closed | 2025-11-10 08:13 | 2025-11-17 17:12 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). COC is required for increase in fees. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892715 | Closed | 2025-11-10 08:13 | 2025-11-17 17:12 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892715 | Closed | 2025-11-10 08:13 | 2025-11-17 17:12 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892715 | Closed | 2025-11-10 08:14 | 2025-12-14 11:16 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Resolved-Documents provided and updated in XX. DTI issue resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. additional documentation provided - Seller-XX/XX/XXXX <br>Counter-Thank you for the updated XXXX. The back end dti is stil over the guidelines maximum - calculated DTI is XX.XX%. This is after backing out the MB car payment that was paid at closing. Total monthly payments according to the last CR provided were $X,XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Audited DTI Exceeds Guideline DTI. XXXX provided did not include the First lien P&I. Additionally, taxes and insurance were included for the Xnd lien. Both items created a variance in the DTI. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Audited DTI Exceeds Guideline DTI. XXXX provided did not include the First lien P&I. Additionally, taxes and insurance were included for the Xnd lien. Both items created a variance in the DTI. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. additional documentation provided - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX<br>| Resolved-Documents provided and updated in XX. DTI issue resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - Transmittal Summary.pdf<br>XXXX XXXX Returns.pdf<br>XXXX WX.pdf<br>XXXX-XXXXX-Updated.pdf<br>XXXXX XXXX TR.pdf<br>XXXXX #XXXXXXXXXX WX XXXXX.pdf<br>XXXXX XX X.XX.XX.pdf<br>XXXXX Revised XXXX-.pdf<br>XXXXX XX XXXX.pdf<br>XXXXXXX-XXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892718 | Closed | 2025-11-10 10:11 | 2025-11-25 07:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-TXX provided - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Premium Pricing Disclosure TXX Form is Missing - XXX XXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-TXX provided - XXX XXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation resolved. - XXX XXXXXXX XXXXXX-XX/XX/XXXX<br>| XXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892750 | Closed | 2025-11-11 22:43 | 2025-11-23 10:39 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Gap Report uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Provide gap credit report with in XX business days from closing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXXX XXXXXX XXXXXX XXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892820 | Closed | 2025-11-12 02:49 | 2025-11-20 01:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Undisclosed Monitoring Debt for BX within XX days from closing date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find the undisclosed debt monitoring for both attached. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing BX Gap Credit Report is Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Undisclosed Monitoring Debt for BX within XX days from closing date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892820 | Closed | 2025-11-12 02:49 | 2025-11-20 01:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Undisclosed Monitoring Debt for BX within XX days from closing date uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find the undisclosed debt monitoring for both borrowers attached. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing BX Gap Credit Report is Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Undisclosed Monitoring Debt for BX within XX days from closing date uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892812 | Closed | 2025-11-12 04:49 | 2025-12-04 16:21 | Waived | 2 - Non-Material C B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Lender provided exception in finding - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Exception on page#XXXX for delinquent payment on SBA loan attached to the subject is approved - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXX.pdf |  | LTV is XX.X%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower Housing History is XXXXXX, XX months. Housing History required per guidelines is XXXXXX, XX months.<br> Residual Income is $X,XXX.XX. Minimum Residual Income required per guidelines is $X,XXX. | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892820 | Closed | 2025-11-12 05:37 | 2025-11-26 12:17 | Resolved | 1 - Information C A | Compliance | Mavent | VA Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved-Fee allowed on Xnd liens: X.X-XXX. Charges allowed on loan secured by subordinate mortgage. A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area. No other charges of any kind shall be imposed on or be payable by the borrower either to the lender or any other party in connection with such loan other than. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Fee allowed on Xnd liens: X.X-XXX. Charges allowed on loan secured by subordinate mortgage.<br>A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area. No other charges of any kind shall be imposed on or be payable by the borrower either to the lender or any other party in connection with such loan other than:<br>- Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Section X.X-XXX of the Virginia Interest and Usury Provisions does not allow Flood Certification Fee (Fee ID: XXX) to be charged to the Borrower in VA. This is State specific finding. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fee allowed on Xnd liens: X.X-XXX. Charges allowed on loan secured by subordinate mortgage. A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area. No other charges of any kind shall be imposed on or be payable by the borrower either to the lender or any other party in connection with such loan other than. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892820 | Closed | 2025-11-12 05:37 | 2025-11-26 12:08 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The Credit Report fee increased from $XXX.XX to $XXX.XX which is within the $X.XX tolerance. Rescinded. <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The Credit Report fee increased from $XXX.XX to $XXX.XX which is within the $X.XX tolerance. Rescinded. <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304826701 | Closed | 2025-11-13 03:00 | 2026-01-12 08:03 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. LE Timeline uploaded for review. - XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-Revised LE issued on X/XX, However receipt date is on X/XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXXD_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. LE Timeline uploaded for review. - XXXXXX-XX/XX/XXXX_xXXXXD_ | Resolved-Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXX_XXXXXX XX XXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892790 | Closed | 2025-11-13 09:27 | 2025-11-19 02:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Requested Title Report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Title Document is missing Title document is missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Requested Title Report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXX.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038972 | Closed | 2025-11-14 02:44 | 2025-12-06 15:54 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow waiver disclosures and loan information is on Pg#'s xxx , and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX, XX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets XXXX guidelines, resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow waiver disclosures and loan information is on Pg#'s xxx , and the Final Closing disclosure on Pg#'s XX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX, XX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets XXXX guidelines, resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038969 | Closed | 2025-11-14 02:50 | 2025-11-19 09:39 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first lien per mortgage statement pg XXX, the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing first lien per mortgage statement pg XXX, the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904387 | Closed | 2025-11-14 09:07 | 2025-12-01 17:04 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-WHY WAS THIS REJECTED? - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mortgage history XX mos - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXX INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Per final XXXX Audited DTI of XX.XX% Which is exceeds the Guideline DTI of XX% an exception was not provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mortgage history XX mos - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  | XXX FICO<br> XxXX mortgage history XX mos | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304904387 | Closed | 2025-11-14 09:13 | 2025-12-01 17:04 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-WHY WAS THIS REJECTED? - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mortgage history XX mos - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XXX INTERNAL EXCEPTION APPROVAL - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Per final XXXX Audited DTI of XX.XX% Which is exceeds the Guideline DTI of XX% an exception was not provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mortgage history XX mos - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  | XXX FICO<br> XxXX mortgage history XX mos | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038971 | Closed | 2025-11-14 10:45 | 2025-12-04 11:43 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XX, XX for the copy of the disclosure. The loan meets HPML XXXXXXXXXX. Finding resolved. - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XX, XX for the copy of the disclosure. The loan meets HPML XXXXXXXXXX - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XX, XX for the copy of the disclosure. The loan meets HPML XXXXXXXXXX. Finding resolved. - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XX, XX for the copy of the disclosure. The loan meets HPML XXXXXXXXXX - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892785 | Closed | 2025-11-14 11:26 | 2025-11-20 10:04 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien no escrows, and the Final Closing disclosure on Pg#'s XXX, . Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien no escrows, and the Final Closing disclosure on Pg#'s XXX, . Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg# XX, XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038973 | Closed | 2025-11-14 12:30 | 2025-11-21 01:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-AFC transaction does not required Gap report, Verified - Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-NO LONGER REQURIED. PLS WAIVE - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Gap Credit Report is Missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-AFC transaction does not required Gap report, Verified - Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038973 | Closed | 2025-11-14 13:31 | 2025-11-19 17:09 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s __XX__ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets XXXX guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s __XX__ and the Final Closing disclosure on Pg#'s _XX___ reflects escrows. Rate lock date was entered correctly – see Pg#'s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX-XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s_XX__ , and copy of the appraisal was given to the borrower – see Pg#'s __XX___ for the copy of the disclosure. The loan meets XXXX guidelines<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038962 | Closed | 2025-11-15 04:36 | 2025-12-02 02:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-First Lien Note provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-SR LIEN NOTE - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing first Lien Note - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-First Lien Note provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038968 | Closed | 2025-11-15 08:16 | 2025-11-27 01:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title document provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-PROPERTY RPT - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-Title Document is missing Final title document is missing from file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Title document provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXX_X.XXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038961 | Closed | 2025-11-15 13:48 | 2025-11-19 08:07 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien, no escrows and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, The loan does not meets HPML guidelines.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien, no escrows and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, The loan does not meets HPML guidelines.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038967 | Closed | 2025-11-15 20:45 | 2025-11-27 02:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Gap credit report not required per GL's. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PLS WAIVE. AFC NO LONGER REQUIRES - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing BX Gap credit report is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Gap credit report not required per GL's. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038967 | Closed | 2025-11-15 21:48 | 2025-12-01 06:39 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-XX approves exception. Comp Factors XXX FICO, XX mos reserves, XxXX mtg history. - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXX Audited Loan amount of $XX,XXX is less than the Guideline minimum loan amount of $XX,XXX. An exception was not provided - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | CLTV XX.XX max per guidelines is XX%<br> Fico XXX minimum per guidelines is XXX<br> Mortgage history XX months minimum per guidelines is XX | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038974 | Closed | 2025-11-16 06:02 | 2025-11-26 14:16 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mtg history XX mos, XX%CTV, XX mos reserves. - XXXXX-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please waive , Approvals up to XX% DTI by Consumer Loan Underwriter on a case by case basis if scenario meets investor's guidelines. Attached are the guideline dates heloan for investor UW went with. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI DTI is XX.XX%. XX, p XX, states "Debt to Income • Maximum DTI XX%. • Approvals up to XX% DTI by Consumer Loan Underwriter on a case by case basis if scenario meets investor's guidelines" however the XX, p X, reflects on April XX, XXXX in #X that "Underwriters allowed to approve DTI up to XX% and scores as low as XXX if loan meets investor guidelines". Requesting clarification. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  | XXX FICO<br> XxXX mtg history for XX months<br> XX%CTV | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038964 | Closed | 2025-11-16 07:17 | 2025-12-03 04:57 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX Document uploaded, Qualifying FICO on the XXXX matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-UPDATED XXXX - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX provided does not match the Qualifying FICO of the primary wage earner as dictated per XXXXXXXXXX. - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Updated XXXX Document uploaded, Qualifying FICO on the XXXX matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-17 08:22 | 2025-11-17 08:23 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX XXX. XXXX. XXXX §XXXX.X)The per diem interest amount charged on the loan ($XX.XX) exceeds the per diem interest charge or credit threshold ($XX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-17 08:22 | 2025-11-17 08:23 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (XX XXX. XXXX. XXXX §XXXX.X)The per diem interest amount charged on the loan ($XX.XX) exceeds the per diem interest charge or credit threshold ($XX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304875235 | Closed | 2025-11-17 08:23 | 2025-11-17 08:29 | Resolved | 1 - Information C A | Compliance | TRID | TRID Post-Consummation Reason for Redisclosure Validation Test | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID post-consummation reason for redisclosure validation test.This loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038960 | Closed | 2025-11-17 08:53 | 2025-11-19 18:57 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver, escrow disclosures is missing in file and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX, XX An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX,XXX , and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, The loan does not meets HPML guidelines.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow waiver, escrow disclosures is missing in file and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX. Rate lock date was entered correctly – see Pg#'s XXX, XX An interior and exterior appraisal was completed for this property – see pg# XX, XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX,XXX , and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, The loan does not meets HPML guidelines.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769835 | Closed | 2025-11-17 10:15 | 2025-11-17 11:26 | Resolved | 1 - Information C A | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-All Valuation entries have a Variance to Primary value that exceeds - XX%. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-All Valuation entries (not including Collateral Underwriter (CU) entries) have a Variance to Primary value that exceeds - XX%. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038968 | Closed | 2025-11-17 19:24 | 2025-11-17 19:31 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038966 | Closed | 2025-11-17 21:04 | 2025-11-24 02:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE that is within the XX Business days from closing provided, updated & condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-VOE - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Xrd Party VOE - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested Xrd Party VOE that is within the XX Business days from closing provided, updated & condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038965 | Closed | 2025-11-17 22:08 | 2025-11-24 02:11 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Invalid, one of X Borrowers having only X FICO scores hence used lowest mid fico as qualifying FICO now Qualifying FICO is matching hence condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-the qualifying fico is XXX we use the lower of the X borrowers, XXX is listed on the XXXX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Invalid, one of X Borrowers having only X FICO scores hence used lowest mid fico as qualifying FICO now Qualifying FICO is matching hence condition resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | LA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038965 | Closed | 2025-11-17 22:57 | 2025-11-19 09:18 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien, no escrows and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" <br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Xnd lien, no escrows and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg#XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines" <br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | LA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892821 | Closed | 2025-11-18 03:31 | 2025-11-21 11:53 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. The Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#'s XX & XX reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX & XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. The Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#'s XX & XX reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX & XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892821 | Closed | 2025-11-18 03:31 | 2025-11-21 11:52 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. The Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#'s XX & XX reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX & XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. The Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#'s XX & XX reflects no escrows. Rate lock date was entered correctly – see Pg#'s XXX & XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892730 | Closed | 2025-11-18 04:37 | 2025-11-24 05:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Provided XXXX page #XXX shows line of work left blank. Provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.XXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-18 05:46 | 2025-11-26 01:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD is missing from loan file, which is required to run Mavent. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XX XX.XX.XXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-18 05:47 | 2025-11-26 01:06 | Resolved | 1 - Information A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Home ownership Counseling Disclosure Is Missing from loan file.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-Homeownership Counseling Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.XXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-18 05:48 | 2025-11-26 07:03 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-intent to proceed provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-intent to proceed provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.XXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-18 05:49 | 2025-11-27 02:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage statement provided. Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Seller-XX/XX/XXXX <br>Open-Provide Mortgage statement for XXXXX XXXXXXX XXXXXX X #XXXXX which is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. see attached. - Seller-XX/XX/XXXX<br>| Resolved-Mortgage statement provided. Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXX XXXXXX.XXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038901 | Closed | 2025-11-18 22:38 | 2025-11-26 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide Business Purpose Affidavit Disclosure signed prior to closing. - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038901 | Closed | 2025-11-18 23:20 | 2025-11-26 02:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Resolved-Borrower X executed XXXX-X provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Borrower X Executed XXXX-X Missing XXXX missing in file for B-X - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X executed XXXX-X provided. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038901 | Closed | 2025-11-18 23:44 | 2025-11-26 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-warranty deed provided - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open- senior lien (Note/Dot/CD) document missing in loan file - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-warranty deed provided - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XX XXX XXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038900 | Closed | 2025-11-19 01:13 | 2025-12-03 06:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-File Uploaded is XXXX, we need the lender income calculator used by the lender. In the comments section of the XXXX, the lender states the income calcs are in the file. provide the same. - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Income Calculator for both BX and BX are missing from file. - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Validation Resolved' - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XXXX.pdf<br>XXXXXX XXXXXX XXXXXX XXXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038900 | Closed | 2025-11-19 01:36 | 2025-12-03 06:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Resolved-Borrower X Executed XXXX-X Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Executed XXXX-X uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Borrower X Executed XXXX-X Missing BX Executed XXXX-X is missing from file. - XXX XXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Borrower X Executed XXXX-X Provided or Not Applicable (Number of Borrowers equals X) - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Executed XXXX-X uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038902 | Closed | 2025-11-19 02:51 | 2025-11-27 00:29 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Updated Final XXXX uploaded with Borrower X Ethnicity Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Borrower X Ethnicity Selection is Not Provided. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-Updated Final XXXX uploaded with Borrower X Ethnicity Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Ethnicity Selection is Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXX XXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038902 | Closed | 2025-11-19 02:51 | 2025-11-27 00:30 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Updated Final XXXX uploaded with Borrower X Race Selection marked, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Race Selection is Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Borrower X Race Selection is Not Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated Final XXXX uploaded with Borrower X Race Selection marked, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Race Selection is Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXX XXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038902 | Closed | 2025-11-19 02:51 | 2025-11-27 00:30 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Updated Final XXXX uploaded with Borrower X Ethnicity Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Borrower X Ethnicity Selection is Not Provided. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated Final XXXX uploaded with Borrower X Ethnicity Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is X) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXX XXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038902 | Closed | 2025-11-19 02:51 | 2025-11-27 00:30 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Updated Final XXXX uploaded with Borrower X Race Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Borrower X Race Selection is Not Provided. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-Updated Final XXXX uploaded with Borrower X Race Selection marked, Verified & entered in system - Resolved<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Race Selection is Provided or is Not Applicable (Number of Borrowers is X) - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXX XXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038900 | Closed | 2025-11-19 04:08 | 2025-11-27 00:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Legal documents for senior or subordinate lien uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-Previous note and DOT is missing from file. - XXX XXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-Legal documents for senior or subordinate lien uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXX XXXXX-XX/XX/XXXX<br>| XXX XXXXXXXX.pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904387 | Closed | 2025-11-19 10:36 | 2025-12-03 07:41 | Resolved | 1 - Information C A | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-DESK REVIEW - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Desk review that supports appraised value is missing in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-STILL NOT FOLLOWING. The response is that "due to the AVM variance exceeding XX% a desk review was obtained which supported the appraised value, so the appraisal value was used." - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Per guidelines if AVM is > - XX% then the AVM will be used for CLTV which would be XX.XX% with the value of the AVM $XXXXXX however the XXXX reflects the primary appraised value of $XXXXXX with CLTV of XX..XX%. Missing XXXX in file reflecting CLTV of XX.XX% since AVM value is > than XX% below - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-KINDLY ADVISE WHAT YOU NEED,. THANKS - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-All Valuation entries (not including Collateral Underwriter (CU) entries) have a Variance to Primary value that exceeds - XX%. Per guidelines if AVM is > - XX% then the AVM will be used for CLTV - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038967 | Closed | 2025-11-19 13:02 | 2025-12-01 06:41 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-ANNUITY STMT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Supporting documentation reflecting retirement income of $XXXX.XX monthly is missing in file per final XXXX - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038967 | Closed | 2025-11-19 13:03 | 2025-12-04 17:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower X WX/XXXX Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X WX/XXXX Missing Per guidelines XXXX is required for social security income - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X WX/XXXX Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038968 | Closed | 2025-11-19 16:48 | 2025-12-02 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage for senior lien provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-MTG STMT AND XST MTG DOT - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-Missing Note / DOT for Xst lien. Please provide. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Mortgage for senior lien provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXX_X.XXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038964 | Closed | 2025-11-19 18:29 | 2025-12-03 08:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-First lien DOT provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-MTG STMT AND XST MTG DOT - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing Xst lien note. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-First lien DOT provided, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | MT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-20 07:33 | 2025-12-01 06:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Executed XXXX-X provided, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Borrower X Executed XXXX-X Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Executed XXXX-X provided, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-20 22:34 | 2025-12-02 03:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Provided. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. SE VOE uploaded for review. - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Borrower X Xrd Party VOE Prior to Close - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. SE VOE uploaded for review. - XXXXXX-XX/XX/XXXX<br>| Resolved-Borrower X Xrd Party VOE Prior to Close Provided. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX, XXX. _ XXXXXXXXXXXX XX XXXXXX XXXXX, XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-21 01:44 | 2025-12-02 19:11 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC and CD uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. This loan failed the reimbursement amount validation test due to the recording fee that increased when the final CD was issued on XX/XX/XX without a valid change in circumstance. There is no evidence of reimbursement on file. Provided valid COC form or to cure provided PCCD, LOE, evidence of refund and POD. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXX XXX XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-21 01:44 | 2025-12-02 19:11 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC and CD uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. This loan failed the closing or reimbursement date validation test due to the recording fee that increased when the final CD was issued on XX/XX/XX without a valid change in circumstance. There is no evidence of reimbursement on file. Provided valid COC form or to cure provided PCCD, LOE, evidence of refund and POD. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXX XXX XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-21 01:44 | 2025-12-02 19:07 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC and CD uploaded for review. - XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX XXX §XXXX.XX(X)(X))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(X)(X). The final charges that in total cannot increase more than XX% ($XXX.XX) exceed the comparable charges ($XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(X)(X) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(X)(X). This loan failed the charges that cannot increase test due to the recording fee that increased when the final CD was issued on XX/XX/XX without a valid change in circumstance. There is no evidence of reimbursement on file. Provided valid COC form or to cure provided PCCD, LOE, evidence of refund and POD. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. COC and CD uploaded for review. - XXXXXX-XX/XX/XXXX<br>| Resolved-Revised CD and COC form updated to loan review. XX is elevated. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXX XXX XX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-21 01:44 | 2025-12-03 18:42 | Resolved | 1 - Information A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | Resolved-Non XX loan, rescinded - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Non XX loan, rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX CFR XXXX.XX(e)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non XX loan, rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Non XX loan, rescinded - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Non XX loan, rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX CFR XXXX.XX(e)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non XX loan, rescinded. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892821 | Closed | 2025-11-21 11:27 | 2025-11-24 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-UDM provided in Findings. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Please find the undisclosed debt monitoring for the gap credit attached. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing The Borrower X Gap Credit Report is Missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-UDM provided in Findings. Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892819 | Closed | 2025-11-22 01:35 | 2025-11-26 13:48 | Resolved | 1 - Information C A | Compliance | Mavent | PA Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-X Pa. Stat. and Cons. Stat. Ann. § XXXX(a)(X) & (a)(X) both allow for the lender to collect interest and collect fees when paid to third parties (food cert fee was paid to XXXXXXXX and discount points are prepaid interest), - Due Diligence Vendor-XX/XX/XXXX <br>Open-Flood Certification Fee (Fee ID: XXX) is not allowed to be charged to the Borrower and paid to the Provider in PA under the Pennsylvania Mortgage Licensing Act. (X Pa. Stat. XXXX(a), XXXX(X), XXXX(X)). - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892783 | Closed | 2025-11-22 06:04 | 2025-12-23 14:23 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | The Final 1003 is Incomplete | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. We can proceed with downgrading and waiving this condition. The borrower is a Permanent Resident Alien, and the identification provided—a Permanent Resident Card—appropriately supports their citizenship status. Therefore, this condition should be classified as informational.<br> Compensating Factors:<br> • XXX FICO<br> • XX.XX months of reserves<br> • DTI XX.XX/XX.XXX<br> - Seller-XX/XX/XXXX _xXXXX_<br> Open-The Final XXXX is Incomplete Borrower X citizenship reflecting as non permanent resident under final XXXX and fraud report pages but we have borrower X permanent resident card in file at page #XXX. We need updated final XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. We can proceed with downgrading and waiving this condition. The borrower is a Permanent Resident Alien, and the identification provided—a Permanent Resident Card—appropriately supports their citizenship status. Therefore, this condition should be classified as informational.<br> Compensating Factors:<br> • XXX FICO<br> • XX.XX months of reserves<br> • DTI XX.XX/XX.XXX<br> - Seller-XX/XX/XXXX_xXXXX_ | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX XXXXXX Permanent resident card.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892783 | Closed | 2025-11-22 06:25 | 2025-12-20 12:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-Lender provided Final title policy including TX endorsements. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final title policy with the T-XX, T-XX, and T-XX.X endorsements. - Seller-XX/XX/XXXX <br>Open-One or more of the docs TX, TX, TX, TX, TX.X is Missing We have T-X form in file at [age #XXXX but remaining T-XX, T-XX and T-XX.X endorsement documents are missing in file. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached final title policy with the T-XX, T-XX, and T-XX.X endorsements. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided Final title policy including TX endorsements. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXX_Final Title Policy.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892719 | Closed | 2025-11-22 09:14 | 2025-12-11 09:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing | Resolved-Lender provided updated Title commitment with required endorsements present. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-One or more of the docs TXX, TXX, TXX, TXX, TXX.X is Missing We have T-XX form in file at page #XXXX but remaining T-XX, T-XX and T-XX.X endorsement documents are missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided updated Title commitment with required endorsements present. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| Title Commitment - XXX Xth XX_XX XX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892692 | Closed | 2025-11-23 03:20 | 2025-11-27 04:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Signed XXXX is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Missing Missing Final signed XXXX document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Signed XXXX is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX-XXXX XXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892692 | Closed | 2025-11-23 04:23 | 2025-11-28 14:20 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Resolved. Lender provided intent to proceed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing intent to proceed document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. Lender provided intent to proceed. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX-XXXXXX XX XXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892692 | Closed | 2025-11-23 04:23 | 2025-11-27 04:20 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Right to Recission is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Right of Rescission is Missing Missing right of rescission document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Right to Recission is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX-XXXXX XX XXXXXXXXX XXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892881 | Closed | 2025-11-23 22:15 | 2025-11-27 02:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Toolkit not required for refinance files. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-This is a NQM and the Consumer Caution and Home Owner Counseling Notice is not required - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Please see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen-Consumer Caution and Home Owner Counseling Notice is Missing - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Toolkit not required for refinance files. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892881 | Closed | 2025-11-23 22:18 | 2025-11-23 22:28 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX\n, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX\n, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892881 | Closed | 2025-11-23 22:18 | 2025-11-25 16:31 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX\n, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX\n, and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-23 22:43 | 2025-11-28 11:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Resolved. Disclosures provided and entered into XXXXXXXXX with clear XXXXXX run. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. all disclosures attached. - XXXXX-XX/XX/XXXX <br>Counter-Client requested to return the loan to add additional documentation. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX <br>Open-XXXX: Missing Closing Disclosure Provide Initial Closing Disclosure, Missing in File - XXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved. Disclosures provided and entered into XXXXXXXXX with clear XXXXXX run. - XXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXXX-XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-23 22:43 | 2025-11-28 10:55 | Resolved | 1 - Information A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. all disclosures attached. - XXXXXX-XX/XX/XXXX <br>Counter-Client requested to return the loan to add additional documentation. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-pulled up your documents from the documents tab of XXXXXXXXX and found,.....SEE PAGE XXX OF XXX of the documents- disclosure tracking<br> see page XXX of XXX for the actual document. <br> - XXXXXX-XX/XX/XXXX <br>Open-Provide Homeownership Counseling Disclosure, Missing in File - XXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-Document Uploaded. all disclosures attached. - XXXXXX-XX/XX/XXXX <br>Ready for Review-pulled up your documents from the documents tab of XXXXXXXXX and found,.....SEE PAGE XXX OF XXX of the documents- disclosure tracking<br> see page XXX of XXX for the actual document. <br> - XXXXXX-XX/XX/XXXX<br>| Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - XXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXXX-XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-23 22:44 | 2025-11-28 10:59 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Resolved. Intent to Proceed provided via Disclosure upload (pg XX). XXXXXXXXX has been updated to reflect provided documents - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. all disclosures attached. - XXXXX-XX/XX/XXXX <br>Counter-Client requested to return the loan to add additional documentation. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Ready for Review-see page XXX of XXX= disclosure tracking<br> see page XXX of XXX= ACKNOWLEDGEMENT OF INTENT TO PROCEED<br> - XXXXXX-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Provide Intent to Proceed Disclosure. Required on Primary Residence - XXX XXXXXXXXX XX-XX/XX/XXXX | Ready for Review-see page XXX of XXX= disclosure tracking<br> see page XXX of XXX= ACKNOWLEDGEMENT OF INTENT TO PROCEED<br> - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved. Intent to Proceed provided via Disclosure upload (pg XX). XXXXXXXXX has been updated to reflect provided documents - XXX XXXXXXXXX XX-XX/XX/XXXX<br>| XXXXXXXXXXX-XXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-23 22:47 | 2025-11-24 10:01 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income/Employment General | Waived-Exception approved to waive XXXX tax transcripts. Bwr filed XXXX in October XX on valid extension. At time XXXX transcripts were pulled there was no record found due to extension. Transcripts have been spotty during govt shutdown, but Federal tax refund in amount matching XXXXs provided has been verified deposited to bwr's XX XXXX account as of XX/XX/XX. Business XXXX transcripts have been validated and match to returns in file.<br> Underwriting Exception History is on page #XXX - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open-Underwriting Exception History is on page #XXX<br>Exception approved to waive XXXX tax transcripts. Bwr filed XXXX in October XX on valid extension. At time XXXX transcripts were pulled there was no record found due to extension. Transcripts have been spotty during govt shutdown, but Federal tax refund in amount matching XXXXs provided has been verified deposited to bwr's XX XXXX account as of XX/XX/XX. Business XXXX transcripts have been validated and match to returns in file. - XXX XXXXXXXXX XX-XX/XX/XXXX |  | Waived-Exception approved to waive XXXX tax transcripts. Bwr filed XXXX in October XX on valid extension. At time XXXX transcripts were pulled there was no record found due to extension. Transcripts have been spotty during govt shutdown, but Federal tax refund in amount matching XXXXs provided has been verified deposited to bwr's XX XXXX account as of XX/XX/XX. Business XXXX transcripts have been validated and match to returns in file.<br> Underwriting Exception History is on page #XXX - XXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  | Borrower's credit history lists XxXXxXX. Guidelines required XxXXxXX<br> XX mo reserves from loan proceeds. Guidelines do not require reserves for this transaction. Borrower has over  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304875179 | Closed | 2025-11-24 00:30 | 2025-12-23 03:05 | Resolved | 1 - Information C A | Property | Property | Ineligible Property | Resolved-Incorrect condition, This is not mentioned either in XXXXXXXXXX or in matrices hence condition resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. There is nothing in our XXXXXXXXXX indicating that interest-only loans are limited to purchases only. - Buyer-XX/XX/XXXX <br>Open-Interest only loan per XXXXXXXXXX are for purchases only. An exception was not provided - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Incorrect condition, This is not mentioned either in XXXXXXXXXX or in matrices hence condition resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX XXXX XXXXXXXXXX (X).pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-11-24 02:11 | 2025-12-23 10:25 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Incorreclty generated Compliance Test. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Incorreclty generated Compliance Test. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-11-24 02:11 | 2026-01-14 06:55 | Resolved | 1 - Information A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | Resolved-COC's provided from X/XX, X/XX & X/XX. compliance pass - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COCs and compliance report uploaded - XXXXXX-XX/XX/XXXX <br>Open-This loan has points and fees that exceed the points and fees threshold. (XX XXX XXXX.XX(X)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX XXX XXXX.XX(X)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non QM File. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. COCs and compliance report uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-COC's provided from X/XX, X/XX & X/XX. compliance pass - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Rescinded-This loan has points and fees that exceed the points and fees threshold. (XX XXX XXXX.XX(X)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $X,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $X,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. Non QM File. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXX XX.XX.XXX<br>XXXXXXXXXX_XXXXXXXX XXX XX.XX.XXX<br>XXXXXXXXXX_XXXXXXXX XXX XX.XX XXXXXX_XXXX.XXX<br>XXXXXXXXXX_XXXXXXXX XXXXXXXXXXXXXXX XX.XX.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892774 | Closed | 2025-11-24 03:35 | 2025-12-09 07:37 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXXXXXXX(e)(X)(X))The loan contains charges that exceed the good faith determination according to §XXXXXXXXX(e)(X)(X).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXXXXXXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXXXXXXX(e)(X)(X). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXXXXXXX(e)(X)(X))The loan contains charges that exceed the good faith determination according to §XXXXXXXXX(e)(X)(X).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXXXXXXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXXXXXXX(e)(X)(X). Rate lock extension in the amount of $XXX.XX added to CD dated XX/XX/XXXX. There was not a valid Change of Circumstance in the file or lender credit for the same amount. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892774 | Closed | 2025-11-24 03:35 | 2025-12-09 07:37 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXX.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892774 | Closed | 2025-11-24 03:35 | 2025-12-09 07:37 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXX_<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-COC provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXX.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892774 | Closed | 2025-11-24 04:36 | 2025-12-09 01:04 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Right to Cancel document provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Right of Rescission is Missing Subject loan is Refinance-Primary-Right to Cancel document missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Right to Cancel document provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XX XXXXXX.XXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-11-24 05:10 | 2025-12-18 06:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Hybrid closing some documents are esigned. borrower's can esign documents up to X days prior to consummation date. Final CD esigned XX.XX, wet signed doc was signed XX.XX. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-TRID: Missing Closing Disclosure TRID: Missing Final Closing Disclosure - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXXX Post Closing - FINAL CD SIGNED X_XX_XX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892825 | Closed | 2025-11-24 05:20 | 2025-11-24 06:53 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XX The loan meets HPML guidelines." - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XX The loan meets HPML guidelines." - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892825 | Closed | 2025-11-24 05:20 | 2025-11-24 06:53 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XX The loan meets HPML guidelines." \n - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow waiver and loan information is on Pg#XXX and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XX and copy of the appraisal was given to the borrower see Pg#XX The loan meets HPML guidelines." \n - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-11-24 07:09 | 2025-12-23 10:25 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Hybrid closing. Final CD esgined XX/XX. Hybrid docs can be signed up to X days prior to closing date. - Buyer-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Incorrectly generated Compliance Test. - missing final CD condition open - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Incorrectly generated Compliance Test. - missing final CD condition open - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXXX FINAL CD SIGNED X_XX_XX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-11-24 07:09 | 2025-12-23 10:25 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. this is a hybrid closing. Final CD was signed XX/XX. hybrid docs can be esigned up to X days prior to closing date. - Seller-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Incorrectly generated Compliance Test. - missing final CD condition open - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. this is a hybrid closing. Final CD was signed XX/XX. hybrid docs can be esigned up to X days prior to closing date. - Seller-XX/XX/XXXX_xXXXX_ | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Incorrectly generated Compliance Test. - missing final CD condition open - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXXX FINAL CD SIGNED X_XX_XX.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892692 | Closed | 2025-11-24 13:22 | 2025-12-01 05:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Resolved. Lender provided the initial CD. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Missing initial closing disclosure. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided the initial CD. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX-XX - XXXXXXX.pdf |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-11-24 20:16 | 2025-12-03 18:43 | Resolved | 1 - Information C A | Compliance | Compliance | TRID violation; revised Loan Estimate not issued for rate lock. | Resolved-Rate lock LE and COC form provided and updated to loan review. XX and OC XX are passing. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Rate Lock LE uploaded - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Rate Lock uploaded. - Buyer-XX/XX/XXXX <br>Counter-The CD provided has been added to review. The initial LE is not locked. Provide the rate lock/revised LE - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Seller docs uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Missing rate lock LE. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Rate lock LE and COC form provided and updated to loan review. XX and OC XX are passing. Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXXcd.pdf<br>XXXXXXXXXX_XXXXXXX XX Lock Confirmation.pdf<br>XXXXXXXXXX_XXXXXXX Lock LE.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892819 | Closed | 2025-11-25 13:26 | 2025-11-26 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The taxes are being taken from the first mortgage statement and not the tax cert. It is the total amount of monthly escrow minus the monthly HOI of $XXX.XX. So it is $XXX.XX – XXX.XX = monthly taxes of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax The XXXX reflects taxes in the amount of $XXX.XX however the Tax Record Information Sheet, p XXX, reflects taxes in the amount of $XXXX annually or $XXX.XX/month. Missing the supporting documentation for the $XXX.XX figure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892825 | Closed | 2025-11-25 14:36 | 2025-12-11 12:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nOpen- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892819 | Closed | 2025-11-25 15:15 | 2025-11-26 14:04 | Resolved | 1 - Information A | Compliance | Mavent | Fees: Prohibited | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The borrower paid ($X,XXX.XX) in loan discount points, but the (X.XXX%) note rate is not less than the (X.XXX%) starting adjusted rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The borrower paid ($X,XXX.XX) in loan discount points, but the (X.XXX%) note rate is not less than the (X.XXX%) starting adjusted rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The borrower paid ($X,XXX.XX) in loan discount points, but the (X.XXX%) note rate is not less than the (X.XX%) starting adjusted rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The borrower paid ($X,XXX.XX) in loan discount points, but the (X.XXX%) note rate is not less than the (X.XX%) starting adjusted rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892819 | Closed | 2025-11-25 15:22 | 2025-11-26 14:05 | Resolved | 1 - Information C A | Compliance | Mavent | Fees: Prohibited | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XXX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XXX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-discount points was solved by getting the undiscounted rate. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XXX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XXX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find the discount point disclosure attached showing the par rate. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-You submitted (X.XXX%) Points in the Starting Adjusted Rate, which do not reduce the Starting Adjusted Rate. The XXXXXXXXXXXX XXXXXXXXX XXXXXXXXXX XXX only allows borrower-paid discount points which result in a bona fide reduction of the interest rate or time-price differential applicable to a junior lien loan. (X XX. XXXX XXXX, XXXX(a), XXXX(X)) Provide the undiscounted rate. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-discount points was solved by getting the undiscounted rate. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892781 | Closed | 2025-11-25 21:44 | 2025-12-31 09:34 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Condition not required as we already have WVOE in file on page #XXXX, updated & condition resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please find the WVOE we used to calculate income. This document is more comprehensive than XX days paystubs. Please clear this finding as submitted. - Seller-XX/XX/XXXX <br>Open-Borrower X Paystubs Less Than X Month Provided Provide Pay stub(s) covering the most recent XX-day period providing year-to-date earnings as per GL's - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please find the WVOE we used to calculate income. This document is more comprehensive than XX days paystubs. Please clear this finding as submitted. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Condition not required as we already have WVOE in file on page #XXXX, updated & condition resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX - Verification of Income and Employment Report.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892781 | Closed | 2025-11-25 21:44 | 2025-12-31 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender provided UW income calculation LOE. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please find the UW's income calc attached to clear this finding. - Seller-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Lender Income Calculation Worksheet, Missing in File - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please find the UW's income calc attached to clear this finding. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided UW income calculation LOE. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX - XXXXX - XXXXXXXXXXX.pdf<br>XXXXXXXXXX - XXXXX - XXXX - XXXXXXXXXXXX XXXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904385 | Closed | 2025-11-25 22:42 | 2025-12-09 16:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC uploaded on last page - Seller-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Fee increased in initial CD and COC is not provided to cure the tolerance. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. COC uploaded on last page - Seller-XX/XX/XXXX<br>| Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX COC.pdf |  |  | AL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904385 | Closed | 2025-11-25 22:42 | 2025-12-09 16:10 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC on last page - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. COC on last page - Seller-XX/XX/XXXX<br>| Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX COC.pdf |  |  | AL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904385 | Closed | 2025-11-25 22:42 | 2025-12-09 16:10 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COC on last page - Buyer-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX COC.pdf |  |  | AL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904385 | Closed | 2025-11-25 22:42 | 2025-12-03 04:56 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-The loan meets XXXX guidelines. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved- The loan meets XXXX guidelines. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX-XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved-The loan meets XXXX guidelines. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved- The loan meets XXXX guidelines. - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XXX-XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets XXXX guidelines - XXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892781 | Closed | 2025-11-25 23:09 | 2025-12-24 09:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Lender provided corrected Final XXXX. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please find a corrected final XXXX to clear this finding. - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Borrower is provided with Driver's License and I-XXX Permanent Resident Alien card whereas the Citizenship in Final XXXX marked as "Non-Permanent Resident Alien". Provide updated Final XXXX with corrected Citizenship status. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided corrected Final XXXX. Finding resolved. - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX - Corrected Final XXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:24 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXX.pdf |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:24 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:26 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:26 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:26 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($X,XXX.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). working compliance fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($X.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than XX% test. (XX CFR §XXXX.XX(e)(X)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §XXXX.XX(e)(X)(ii). The final charges that in total cannot increase more than XX% ($X,XXX.XX) exceed the comparable charges ($X.XX) by more than XX%. Please see the table that displays the Charges That Cannot Increase More Than XX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXXX.XX(e)(X)(i) by more than XX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXXX.XX(e)(X)(vi). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:24 | Resolved | 1 - Information C A | Compliance | TRID | Initial Loan Estimate Delivery Date Test (from application) | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (XX CFR §XXXX.XX(e)(X)(iii)(A))The initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application.Therefore, if additional disclosures are entered into XXXXXXXXXXXXXXXXXX, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be $X, regardless of the actual values on the disclosure.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.X(a)(X) and as it relates to §XXXX.XX(e)(X)(iii)(A) (initial loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneThe creditor shall deliver or place in the mail the disclosures required under §XXXX.XX(e)(X)(i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-11-26 00:58 | 2025-12-05 09:24 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Written List of Service Providers Disclosure Date Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the written list of service providers disclosure date test for one or more of the following reasons: (XX CFR §XXXX.XX(e)(X)(vi))The written list of service providers disclosure date is either:Less than the seventh business day (counting all calendar days except Sunday and specified legal public holidays) before consummation of the transaction; orLater than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions)This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXXX.XX(e)(X)(e)(X)(iii) §XXXX.X(a)(X) and as it relates to §XXXX.XX(a)(X)(vi) (which references the timing requirements for the loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneAs not being open on PLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, XXXXXXXXXXXXXXXXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If the consumer is permitted to shop for a settlement service, the creditor shall provide the consumer with a written list identifying available providers of that settlement service and stating that the consumer may choose a different provider for that service. The creditor must identify at least one available provider for each settlement service for which the consumer is permitted to shop. The creditor shall provide this written list of settlement service providers separately from the disclosures required by §XXXX.XX(e)(X)(e)(X)(i) but in accordance with the timing requirements in §XXXX.XX(e)(X)(e)(X)(iii). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038921 | Closed | 2025-11-26 07:22 | 2025-12-03 13:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet XXXXXXXXXX Requirements Exception Approved - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Housing History Does Not Meet XXXXXXXXXX Requirements Exception Approved - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | Credit Score is XXX. Minimum required per XXXXXXXXXX is XXX.<br> Residual Income is $XXXXX.XX. Minimum Residual Income required per XXXXXXXXXX is $XXXX. <br> Borrower(s) have XX months Reserves. Minimum required per XXXXXXXXXX is X months. | CA | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304892783 | Closed | 2025-11-26 12:14 | 2025-12-22 15:17 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-In review - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. X% Texas Fee Cap Calculation<br>Loan Amount (Principal):<br> $XXX,XXX.XX<br>X% of Principal:<br> $XXX,XXX.XX × X.XX = $X,XXX.XX<br>Per the compliance report and the final Closing Disclosure (CD), the majority of the applicable fees were paid by the lender, as reflected in the lender credit column. Since these fees were not charged to the borrower, they are not included in the borrower-paid fee calculation, which is why the loan is passing the Mavent compliance report.<br>Based on this review, the borrower-paid fees remain within the Texas X% fee cap limit of $X,XXX.XX. Please clear this finding. - Buyer-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-The Texas Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (Tex. Const. Art. XX Sec. XX(a)(X)(E); X TX ADC Sec. XXX.X) . - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-In review - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXX_CD.pdf_xXXXX_<br> XXXXXXXXXX_XXXXXX_CD.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892783 | Closed | 2025-11-26 12:14 | 2025-12-22 15:17 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-in review - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-in review. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. X% Texas Fee Cap Calculation<br>Loan Amount (Principal):<br> $XXX,XXX.XX<br>X% of Principal:<br> $XXX,XXX.XX × X.XX = $X,XXX.XX<br>Per the compliance report and the final Closing Disclosure (CD), the majority of the applicable fees were paid by the lender, as reflected in the lender credit column. Since these fees were not charged to the borrower, they are not included in the borrower-paid fee calculation, which is why the loan is passing the Mavent compliance report.<br>Based on this review, the borrower-paid fees remain within the Texas X% fee cap limit of $X,XXX.XX. Please clear this finding. - Seller-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-The Texas Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (Tex. Const. Art. XX Sec. XX(a)(X)(E); X TX ADC Sec. XXX.X) . - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. X% Texas Fee Cap Calculation<br>Loan Amount (Principal):<br> $XXX,XXX.XX<br>X% of Principal:<br> $XXX,XXX.XX × X.XX = $X,XXX.XX<br>Per the compliance report and the final Closing Disclosure (CD), the majority of the applicable fees were paid by the lender, as reflected in the lender credit column. Since these fees were not charged to the borrower, they are not included in the borrower-paid fee calculation, which is why the loan is passing the Mavent compliance report.<br>Based on this review, the borrower-paid fees remain within the Texas X% fee cap limit of $X,XXX.XX. Please clear this finding. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-in review - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXX_CD.pdf_xXXXX_<br> XXXXXXXXXXXXXXXXX.pdf |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892784 | Closed | 2025-11-27 03:40 | 2025-12-03 18:10 | Resolved | 1 - Information A | Compliance | Missing Doc | Missing Anti-Steering Disclosure | Resolved-Broker fee is marked as paid by lender, this requires an Anti-Steering Disclosure, but indicator is not selected as Present. Review this requirement. XXXXXXXXX's broker agreement contractually obligates the broker to comply with anti-steering. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Broker fee is marked as paid by lender, this requires an Anti-Steering Disclosure, but indicator is not selected as Present. Review this requirement. XXXXXXXXX's broker agreement contractually obligates the broker to comply with anti-steering. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892784 | Closed | 2025-11-27 03:40 | 2025-12-30 16:55 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-COC provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-a COC was not needed on this file since the lender credit increased and it's a benefit to the borrower. - Buyer-XX/XX/XXXX <br>Counter-Lender credit increased at Revised CD issued XX/XX without COC, not Initial CD as previously mentioned. COC provided in file is blank. Finding countered. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. "Please see the attached disclosure tracking history, along with the attached initial Loan Estimate (LE) and Closing Disclosure (CD) sent to the borrower.<br>Initial LE: XX/XX/XXXX<br>Second LE: XX/XX/XXXX<br>Initial CD: XX/XX/XXXX<br>Closing packages sent: XX/XX/XXXX and XX/XX/XXXX (closing packages were sent to the title company only)<br>There was no reduction of lender credit. The lender credit was not added until the initial CD dated XX/XX/XXXX. - Seller-XX/XX/XXXX <br>Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (Broker Fees). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and - X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). COC required for the decrease in Lender Credit at Initial CD issued XX/XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. "Please see the attached disclosure tracking history, along with the attached initial Loan Estimate (LE) and Closing Disclosure (CD) sent to the borrower.<br>Initial LE: XX/XX/XXXX<br>Second LE: XX/XX/XXXX<br>Initial CD: XX/XX/XXXX<br>Closing packages sent: XX/XX/XXXX and XX/XX/XXXX (closing packages were sent to the title company only)<br>There was no reduction of lender credit. The lender credit was not added until the initial CD dated XX/XX/XXXX. - Seller-XX/XX/XXXX<br>| Resolved-COC provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX CD XX.XX.XX.pdf<br>XXXXXXXXXX Initial CD XX.XX.XX.pdf<br>XXXXXXXXXX Initial LE XX.XX.XX.pdf<br>XXXXXXXXXX Initial LE XX.XX.XX.pdf<br>XXXXXXXXXX disclosure tracking.pdf |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892784 | Closed | 2025-11-27 03:40 | 2025-12-30 16:55 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-This loan meets HPML guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan meets HPML guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page#XX the appraisal disclosure was provided to the borrower(s)- see Pg# XX, and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892699 | Closed | 2025-11-28 09:55 | 2025-12-10 02:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-As per attached documents condo is a XXX approved hence we do not require a questionnaire, updated & condition resolved. - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Missing Condo questionnaire. Pls provide - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved-As per attached documents condo is a XXX approved hence we do not require a questionnaire, updated & condition resolved. - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892699 | Closed | 2025-11-28 10:06 | 2025-12-10 02:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested third party fraud report is provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Third Party Fraud Report Required third Party Document. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Requested third party fraud report is provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-28 11:08 | 2025-11-28 11:17 | Resolved | 1 - Information A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-28 11:08 | 2025-11-28 11:17 | Resolved | 1 - Information A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-28 11:08 | 2025-11-28 11:17 | Resolved | 1 - Information A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892659 | Closed | 2025-11-28 11:08 | 2025-11-28 11:17 | Resolved | 1 - Information A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | Resolved-This is a NON QM transaction. QM fails are not applicable - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. QM fail is not applicable to this transaction. NonQM loan - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This is a NON QM transaction. QM fails are not applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. QM fail is not applicable to this transaction. NonQM loan - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892667 | Closed | 2025-11-30 21:10 | 2025-12-05 07:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Lender provided fully executed Initial XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Initial XXXX is Missing Loan Originator signature is missing on both BXX and BXX initial XXXX document. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Lender provided fully executed Initial XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXX XXXXXXXXXX XXXXXXX XXXXX XXXX XX XXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892667 | Closed | 2025-11-30 22:32 | 2025-12-05 04:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Gap Credit Report is Missing Borrower X gap credit report is missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Borrower X Gap Credit Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXX XXXXXXXXXX XXX XXXXXX XXX XXXXXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892667 | Closed | 2025-11-30 22:32 | 2025-12-05 04:56 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Updated FICO score as per credit report. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided updated XXXX. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038951 | Closed | 2025-12-01 00:13 | 2025-12-08 18:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PROP RPT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is missing Missing evidence of title - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038946 | Closed | 2025-12-01 01:13 | 2025-12-18 02:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested Senior lien documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-MTG STMT AND XST MTG DOT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Xst lien note document is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Senior lien documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038953 | Closed | 2025-12-01 02:20 | 2025-12-08 18:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PROP RPT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is missing Missing evidence of Title - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038951 | Closed | 2025-12-01 03:32 | 2025-12-05 15:47 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s. Rate lock date was entered correctly – see Pg#'s XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XXX. The loan meets HPML XXXXXXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s. Rate lock date was entered correctly – see Pg#'s XX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XXX. The loan meets HPML XXXXXXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038947 | Closed | 2025-12-01 03:44 | 2025-12-09 01:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Requested property report provided in lieu of Title policy as this is second lien this is acceptable hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-GILES PROP RPT - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is missing The Title Document is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested property report provided in lieu of Title policy as this is second lien this is acceptable hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038951 | Closed | 2025-12-01 03:47 | 2025-12-23 16:22 | Acknowledged | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX FICO, XX mos reserves, XXXX mtg history XX mos. - Seller-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Lender provided exception. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI Exceeds XXXXXXXX DTI DTI per originator and audit exceeds XXXXXXXX DTI of XX% per XXX Matrix XX/XX/XX - Due Diligence Vendor-XX/XX/XXXX | Escalated-XX approves exception. Comp Factors: XXX FICO, XX mos reserves, XXXX mtg history XX mos. - Seller-XX/XX/XXXX<br>| Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | Comp Factors: XXX FICO XXXXXXXX minimum XXX<br> XX months reserves<br> XXXX mtg history for greater than XX months | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038947 | Closed | 2025-12-01 04:13 | 2025-12-09 01:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Gap Credit Report is not required as per XXXXXXXX, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PLS WAIVE - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing The Borrower X Gap Credit Report is Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Gap Credit Report is not required as per XXXXXXXX, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038953 | Closed | 2025-12-01 05:16 | 2025-12-04 14:14 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s __XX__ and the Final Closing disclosure on Pg#'s __XX__ reflects escrows. Rate lock date was entered correctly – see Pg#'s _XXX____ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s __XX__ and the Final Closing disclosure on Pg#'s __XX__ reflects escrows. Rate lock date was entered correctly – see Pg#'s _XXX____ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038953 | Closed | 2025-12-01 05:25 | 2025-12-23 15:53 | Acknowledged | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Escalated-XX approves exception. Comp Factors: XXX FICO, XxXX mtg history XX mos. - Buyer-XX/XX/XXXX <br>Escalated-Escalating for XX Visibility. - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Lender provided exception - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXX INTERNAL ESCEPTION APPROVAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI Per Matrix back end DTI max is XX%. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  | Comp Factors: XXX FICO guideline minimum XXX<br> LTV XX% guideline requirement XX%<br> XxXX mtg history XX mos. | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038947 | Closed | 2025-12-01 05:36 | 2025-12-05 12:05 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#XX reflects no escrows. Rate lock date was entered correctly see Pg#XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX.The appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX, XXX and copy of the appraisal was given to the borrower – see Pg XX, XXX, XXX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. The Final Closing disclosure on Pg#XX reflects no escrows. Rate lock date was entered correctly see Pg#XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX.The appraisal disclosure was provided to the borrower(s)- see Pg#'s XX, XXX, XXX and copy of the appraisal was given to the borrower – see Pg XX, XXX, XXX for the copy of the disclosure. The loan meets HPML guidelines. Resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892863 | Closed | 2025-12-01 22:12 | 2025-12-29 10:08 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Corrected XXXX provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Correct XXXX Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Document Uploaded. XXXX uploaded - XXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX provided does not match the Qualifying FICO entry updated as per lender guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Corrected XXXX provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX.pdf<br>XXXXXXX_X.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038952 | Closed | 2025-12-01 22:45 | 2025-12-19 14:49 | Resolved | 1 - Information C A | Compliance | ComplianceEase | ND Money Broker License Validation Test | Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Client provided LO and LO individual credentials for the property state. Resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-LICENSE - REGISTRATION LIST - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the North Dakota Money Broker License validation test. (ND SB XXXX (XXXX))The ability to perform residential real estate lending activities under this license was repealed by SB XXXX (XXXX), with mandatory transition to the new Residential Mortgage Lender License by December XX, XXXX. don't have broker license in the file and no broker fee in final CD - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Client provided LO and LO individual credentials for the property state. Resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX_X.XXX |  |  | ND | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038952 | Closed | 2025-12-01 22:45 | 2025-12-19 14:48 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Status updated to resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XX, XXX , and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines <br>- XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Status updated to resolved. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg# XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XX, XXX , and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets HPML guidelines <br>- XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | ND | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892863 | Closed | 2025-12-01 23:02 | 2025-12-29 10:04 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-The loan meets HPML guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XX accepts HPML loans please clear - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, and loan information is on PgXXX and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'sXXThe loan meets HPML guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan meets HPML guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892863 | Closed | 2025-12-01 23:02 | 2025-12-04 18:45 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, and loan information is on PgXXX and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'sXXThe loan meets HPML guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, and loan information is on PgXXX and the Final Closing disclosure on Pg#XX s, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX and confirmation the appraisal was delivered to the borrower – see Pg#'sXXThe loan meets HPML guidelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892865 | Closed | 2025-12-02 00:22 | 2025-12-04 12:45 | Resolved | 1 - Information A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow Waiver disclosures and loan information is on Pg#'s XXX, and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the CA AB XXX higher-priced mortgage loan test. (CA AB XXX, California Financial Code Division X.X XXXX(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow Waiver disclosures and loan information is on Pg#'s XXX, and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892865 | Closed | 2025-12-02 00:22 | 2025-12-04 12:45 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow Waiver disclosures and loan information is on Pg#'s XXX, and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, Escrow Waiver disclosures and loan information is on Pg#'s XXX, and the Final Closing disclosure on Pg#'s XXX. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX, resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892865 | Closed | 2025-12-02 00:35 | 2026-01-15 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open-Document Uploaded. VOE provided - Seller-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Xrd Party VOE for Employer XXXXX, XXX - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>| XXX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892865 | Closed | 2025-12-02 00:44 | 2026-01-15 14:02 | Acknowledged | 2 - Non-Material B | Compliance | Missing Doc | Missing Anti-Steering Disclosure | Acknowledged-XX Acknowledged - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-XX Acknowledged; please downgrade to a Non-Material Grade X - Seller-XX/XX/XXXX _xXXXX_<br> Open-Broker fee is paid by lender, missing Anti-Steering disclosure - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Acknowledged-XX Acknowledged - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 305038945 | Closed | 2025-12-02 02:59 | 2025-12-07 18:08 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX. The loan meets HPML guidelines - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s XX, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s XX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#' XXX and confirmation the appraisal was delivered to the borrower – see Pg#'XX. The loan meets HPML guidelines - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038906 | Closed | 2025-12-02 19:06 | 2025-12-02 19:11 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Revised CD and COC form updated to loan review. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX XXX §XXXX.XX(X)(X))The loan contains charges that exceed the good faith determination according to §XXXX.XX(X)(X).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(X) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(X)(X). - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open- - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Revised CD and COC form updated to loan review. Resolved. - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892722 | Closed | 2025-12-03 00:02 | 2025-12-15 11:25 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open-This loan failed the per diem interest amount test. (CA Bus. Prof. Code §XXXX.X)The per diem interest amount charged on the loan ($XX.XX) exceeds the per diem interest charge or credit threshold ($XX.XX).PLEASE NOTE: An additional $X buffer was not included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. duplicate finding - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304904385 | Closed | 2025-12-03 04:48 | 2025-12-09 16:10 | Resolved | 1 - Information A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038898 | Closed | 2025-12-04 20:53 | 2025-12-10 11:56 | Resolved | 1 - Information C A | Credit | Income | Loan files does not contain the required income documentation. | Resolved-Lender confirmed loan is closing full doc. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-It is a full doc. The XXXX is for a pension. We have XXXX-X and proof of deposit into borrowers account via bank statement. Borrower is not self-employed. - Buyer-XX/XX/XXXX <br>Open-Lock confirmation in file states loan is qualified using Full doc however upon review of income documents in file, borrower is using XXXX and social security to qualify. Updated lock confirmation required. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender confirmed loan is closing full doc. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892805 | Closed | 2025-12-04 21:21 | 2025-12-30 02:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income worksheet provided. Resolved - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - XXXXX-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Lender Income Calculation Worksheet - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Income worksheet provided. Resolved - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX.XXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038949 | Closed | 2025-12-05 06:24 | 2025-12-15 03:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is fully Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-PROP RPT - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Title Document is missing The Title Document is missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Title Document uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is fully Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXX |  |  | ID | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-12-05 06:47 | 2025-12-05 09:24 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Delivery Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX disclosure delivery date validation test.The loan contains one of the following conditions:A revised loan estimate delivery date is before the initial loan estimate.A revised closing disclosure is before the revised closing disclosure.A closing disclosure delivery date is on or before a loan estimate delivery date.A post-consummation revised closing disclosure delivery date is on or before a closing disclosure delivery date or loan estimate delivery date. working compliance fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892725 | Closed | 2025-12-05 09:23 | 2025-12-05 09:28 | Resolved | 1 - Information C A | Compliance | TRID | TRID Disclosure Delivery and Receipt Date Validation Test | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the TRID disclosure delivery and receipt date validation test due to one of the following findings:The Revised Loan Estimate Receipt Date is before Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date is before Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date is before Revised Closing Disclosure Delivery Date. working compliance fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038946 | Closed | 2025-12-05 10:37 | 2025-12-18 17:00 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Updated appraisal received in Findings: XXXXXXX_X.PDF reflecting the correct County name of XXXXXXX which matches the Mortgage and Legal Description on Title. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-UPDATED APPRAISAL - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Mortgage and the Legal Description on Title reflect the County of XXXXXXX however the Appraisal reflects the County of XXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated appraisal received in Findings: XXXXXXX_X.PDF reflecting the correct County name of XXXXXXX which matches the Mortgage and Legal Description on Title. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038897 | Closed | 2025-12-07 09:32 | 2025-12-14 10:05 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - XXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title coverage amount is lower than loan amount. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXX XXXXX XXXXXXXX.XXX |  |  | OR | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892722 | Closed | 2025-12-09 17:27 | 2025-12-09 17:30 | Resolved | 1 - Information A | Compliance | TRID | TRID Post-Consummation Revised Closing Disclosure Data Validation Test | Resolved-Resolved - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open-This loan failed the TRID post-consummation revised closing disclosure data validation test.This loan contains a post-consummation reason for redisclosure, but it does not provide either:A consummation date; orA post-consummation revised closing disclosure delivery date; orA date when the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure occurred; orA date when the creditor knew of the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure.These dates are necessary to determine the timing requirement in the Post-Consummation Event and Revised Closing Disclosure Delivery Date Test. - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892722 | Closed | 2025-12-09 17:35 | 2025-12-11 17:11 | Waived | 2 - Non-Material C B | Credit | Credit | Deficient subject rental income documentation. | Waived-Exception Approved - XXX XXXXXXXXX XXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX agrees - Seller-XX/XX/XXXX <br>Open-Exception pg no: XXX of CA rent control is approved - XXX XXXXXXXXX XXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX agrees - Seller-XX/XX/XXXX<br>| Waived-Exception Approved - XXX XXXXXXXXX XXX-XX/XX/XXXX<br>|  |  | CLTV is XX%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower(s) have XX months Reserves. Minimum required per guidelines is X months.<br> Borrower Housing History is XXXXXX, XX months. Housing History required per guidelines is XXXXXX, XX months. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304892686 | Closed | 2025-12-09 23:21 | 2025-12-23 03:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Final XXXX is correct, current address "XXXX XXX XXXXXX XX" was primary, but borrower purchased "XXXX XXXXXXX XXX" as primary but retained "XXXX XXX XXXXXX XX" as investment, Verified - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final XXXX is correct. XXXX XXX XXXXXX XX was primary but borrower purchased XXXX XXXXXXX XXX as primary but retained XXXX XXX XXXXXX XX as investment. - XXXXX-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Provide Updated XXXX with Correct Address details. Final XXXX Reflects current property address of investment property as per Section X of XXXX Final Primary Property is XXXX XXXXXXX XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Final XXXX is correct, current address "XXXX XXX XXXXXX XX" was primary, but borrower purchased "XXXX XXXXXXX XXX" as primary but retained "XXXX XXX XXXXXX XX" as investment, Verified - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | NM | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038897 | Closed | 2025-12-10 10:54 | 2025-12-14 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. VOE uploaded for review. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXX_XXXXX XXXX.XXX |  | VOE provided and updated in XX | OR | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892666 | Closed | 2025-12-12 01:00 | 2025-12-22 01:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Coverage is less than Laon amount, provided updated Title document, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. title insurance coverage amount of $XXXK - XXXXX-XX/XX/XXXX <br>Open-Title Document is Incomplete Title insurance coverage is missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Title Coverage is less than Laon amount, provided updated Title document, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892666 | Closed | 2025-12-12 02:47 | 2025-12-22 05:39 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. HOA added in XXXX - XXXXX-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. UW did not consider HOA in DTI and HTI Calculation - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892668 | Closed | 2025-12-12 23:49 | 2025-12-22 02:14 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Updated Final XXXX with corrected qualifying income uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-The Final XXXX reflects income of $XXXX.XX while verified income, income reflected on the XXXX, and income reflected on the Purchase Eligibility Final Approval is $XX,XXX.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Tape Date and Calculated income = $XXXXX.XX, whereas in XXXX income is marked as X,XXX.XX, provide document with updated income - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated Final XXXX with corrected qualifying income uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | AK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892792 | Closed | 2025-12-15 03:51 | 2026-01-06 11:18 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Lender provided sufficient information to confirm housing history. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets XXXXXXXX Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached VOR/VOM along with the XXXX, which indicate that this is not an expense for any of the borrowers. As such, a letter of confirmation from the owner is not required.<br>Please let us know if any additional information is needed. Additionally, could you please specify the name of the borrower you are referencing? - XXXXX-XX/XX/XXXX <br>Open-Housing History Does Not Meet XXXXXXXX Requirements Unable to verify housing history for Xrd borrower as the borrower has been staying rent free at current address and no letter of confirmation is provided from owner<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided sufficient information to confirm housing history. Finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets XXXXXXXX Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX<br> XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892792 | Closed | 2025-12-15 05:32 | 2025-12-17 12:01 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Lender provided approved exception in file, page XXXX, to allow borrower provided transcript for BX. The transcript match with tax returns and transcripts provided. Finding waived. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Lender provided approved exception in file, page XXXX, to allow borrower provided transcript for BX. The transcript match with tax returns and transcripts provided. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Qualifying FICO is XXX, Guideline FICO is XXX<br> Qualifying LTV XX.XX%, Guideline LTV XX% | CA | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 305038956 | Closed | 2025-12-17 02:27 | 2025-12-26 01:22 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Lender grossed up on SSA income by standard X.XX% and qualifying income is $X,XXX.XX which matches the Final XXXX, Audited DTI is less than the Guideline DTI, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Lender grossed up on income by standard X.XX% causing variance of $X,XXX.XX vs $X,XXX.XX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI Exceeds Guideline DTI There is a difference of $-XX.XX in income , resulting in variance in DTI. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender grossed up on SSA income by standard X.XX% and qualifying income is $X,XXX.XX which matches the Final XXXX, Audited DTI is less than the Guideline DTI, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038956 | Closed | 2025-12-17 02:53 | 2025-12-31 09:07 | Resolved | 1 - Information C A | Compliance | Mavent | VA Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved-Does not apply to Xnd mortgages: A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Does not apply to Xnd mortgages: A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Section X.X-XXX of the Virginia Interest and Usury Provisions does not allow Flood Certification Fee (Fee ID: XXX) to be charged to the Borrower in VA. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Does not apply to Xnd mortgages: A. Any lender making a loan secured by a subordinate mortgage or deed of trust may require the borrower to pay, in addition to the loan fee and interest permitted by § X.X-XXX, the actual cost of a credit report, title examination, title insurance, mortgage guaranty insurance, recording fees, surveys, attorney fees, appraisal fees, and a fee to determine if the property securing the loan is located in a special flood hazard area - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Virginia does not allow Flood Certification Fee to be charged to the Borrower in VA. | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038894 | Closed | 2025-12-17 03:08 | 2025-12-23 01:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-IRA document and income worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income worksheet along with all docs used to qualify - Buyer-XX/XX/XXXX <br>Open-Income verification documents missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-IRA document and income worksheet uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXX.pdf<br>XXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892668 | Closed | 2025-12-17 16:49 | 2025-12-22 20:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Borrower X Executed XXXX-X Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document provided.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Executed XXXX-X/XXXX-X is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Executed XXXX-X Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Document provided.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | AK | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892795 | Closed | 2025-12-18 00:28 | 2025-12-18 00:32 | Resolved | 1 - Information A | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (Junior Lien) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (XX.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.X. The System used the following date to perform the APOR index lookup (XXXX-XX-XX). The system added X.X to the comparable APOR because the ($XX,XXX.XX) note amount is less than ($XX,XXX.XX). The system used an interest rate of (XX.X%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (XX CFR XXXX.XX(e)(X)(vi)(F)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (XX.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.X. The System used the following date to perform the APOR index lookup (XXXX-XX-XX). The system added X.X to the comparable APOR because the ($XX,XXX.XX) note amount is less than ($XX,XXX.XX). The system used an interest rate of (XX.X%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (XX CFR XXXX.XX(e)(X)(vi)(F)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892795 | Closed | 2025-12-18 00:28 | 2025-12-18 00:32 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (XX.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892795 | Closed | 2025-12-18 00:28 | 2025-12-18 00:32 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXXX for this loan is (X.XX%).(XX XXX XXXXX.X)(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXXX for this loan is (X.XX%).(XX XXX XXXXX.X)(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets XXXX guidelines, resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038894 | Closed | 2025-12-18 14:26 | 2025-12-23 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038917 | Closed | 2025-12-19 00:11 | 2025-12-24 10:07 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXXX for this loan is (X.XX%).(XX XXX XXXXX.X)(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX,XXXX. confirmation the appraisal was delivered to the borrower on page #XXX. The loan meets XXXX guidelines. Resolved.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) XXX equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXXX for this loan is (X.XX%).(XX XXX XXXXX.X)(X)(X)(XXX)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXXX,XXXX. confirmation the appraisal was delivered to the borrower on page #XXX. The loan meets XXXX guidelines. Resolved.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | DE | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038882 | Closed | 2025-12-21 23:11 | 2025-12-26 00:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Permanent Resident Card I-XXX uploaded, Verified & entered in system - Resolved<br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - XXXXX-XX/XX/XXXX <br>Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X permanent resident card is missing in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Permanent Resident Card I-XXX uploaded, Verified & entered in system - Resolved<br>- XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXX XX.pdf |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892783 | Closed | 2025-12-22 12:19 | 2025-12-22 12:23 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved- - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Property Condition Report with AVM Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(XXX); XX CFR XXXX.XX(XXX); XX CFR XXXX.XX(X)(X)). - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- - XXXXXXXXXXXXXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 305038892 | Closed | 2025-12-25 00:28 | 2026-01-03 07:48 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD dated XX/XX/XXXX provided and updated in XX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX right of rescission test.Closed-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X)), Open-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Right to cancel date XX/XX/XXXX and disbursement date XX/XX/XXXX both are same - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-PCCD dated XX/XX/XXXX provided and updated in XX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXXXXXX.pdf<br>XXXXXXXX XXXXXX XX.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892766 | Closed | 2025-12-29 11:12 | 2026-01-14 06:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Change of Circumstance | Resolved-COC's provided from X/XX, X/XX & X/XX. compliance pass - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. COCs uploaded - XXXXXX-XX/XX/XXXX <br>Open-Need COC for fees which increased. fee for XXX.XX and XXX.XX on CD - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. COCs uploaded - XXXXXX-XX/XX/XXXX<br>| Resolved-COC's provided from X/XX, X/XX & X/XX. compliance pass - XXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXX XX.XX.XXX<br>XXXXXXXXXX_XXXXXXXX XXX XX.XX.XXX<br>XXXXXXXXXX_XXXXXXXX XXX XX.XX XXXXXX_XXXX.XXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892677 | Closed | 2026-01-11 22:37 | 2026-01-20 17:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax Cert Provided, Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tax Cert uploaded - XXXXX-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Property Tax Certificate Missing in the file - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Tax Cert Provided, Resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX XX XXXXXXX XXX.pdf |  |  | NM | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892677 | Closed | 2026-01-12 00:26 | 2026-01-13 05:24 | Resolved | 1 - Information A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX-XXX and the Final Closing disclosure on Pg #XX-XX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX,XX and copy of the appraisal was given to the borrower – see Pg #XXX,XX for the copy of the disclosure. The loan meets XXXX guidelines.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX-XXX and the Final Closing disclosure on Pg #XX-XX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX,XX and copy of the appraisal was given to the borrower – see Pg #XXX,XX for the copy of the disclosure. The loan meets XXXX guidelines.<br> - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | NM | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892710 | Closed | 2026-01-12 02:45 | 2026-01-16 16:42 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXX XXXX X.X XXXX(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXX.While the XXXXXXXXXX XXXXXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-This loan failed the XX XX XXX higher-priced mortgage loan test. (XX XX XXX, XXXXXXXXXX XXXXXX XXXX X.X XXXX(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in the XXXXXXXXXX XXXXXX.While the XXXXXXXXXX XXXXXX provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX XXX § XXXX.XX(X)(X))Using the greater of the disclosed XXX and the calculated XXX, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | This is State specific finding | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304892710 | Closed | 2026-01-12 02:45 | 2026-01-12 21:19 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX , and copy of the appraisal was given to the borrower – see Pg#'s XX for the copy of the disclosure. The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |

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## Exhibit 99.39

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.39**

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| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS/Morningstar** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Kroll** | **S&P** | **Moodys** |
| XXXX |  | 304845295 | XXXX A C | C | C | C | C A | A | A | A | A |
| XXXX |  | 304845261 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845273 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845267 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304845270 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845272 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304845271 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845268 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845284 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845293 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845269 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845324 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304845281 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304845266 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845264 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845265 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304845328 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845311 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845325 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304845319 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304845318 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304655017 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304845288 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845260 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845289 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845258 | XXXX C D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845285 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845282 | XXXX D C | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304845291 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845283 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845250 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845248 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845294 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845256 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845255 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845262 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845276 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845257 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845279 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845251 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845274 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845243 | XXXX D A | N/A C | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845252 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845278 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845249 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304845253 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845321 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845254 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845320 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845287 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845296 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304845317 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304845306 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304845322 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304685915 | XXXX C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304845286 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304687393 | XXXX C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845277 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304685954 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304717730 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304694280 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304845303 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304717672 | XXXX D C | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304729281 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304845315 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304845297 | XXXX B A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304717691 | XXXX A D | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304729286 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304724671 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304730958 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304729296 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304729263 | XXXX D | N/A C | N/A | N/A | N/A D B | N/A B | N/A | N/A | N/A B |
| XXXX |  | 304729231 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304729262 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304729268 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304727488 | XXXX A | N/A C | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304769939 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304769941 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769907 | XXXX C A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304685925 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304769912 | XXXX C | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304769935 | XXXX D C | D | D | D | D B A | A | A | A | A B |
| XXXX |  | 304769924 | XXXX D | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304769913 | XXXX C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769932 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769917 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769927 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304769922 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769902 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769938 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826749 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826747 | XXXX C A | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304826748 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769905 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304769840 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304769835 | XXXX D C | N/A C | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304826699 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826708 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826706 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826673 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826696 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304702528 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826663 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826700 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826710 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826730 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826725 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304769862 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304826692 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769839 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826727 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304769892 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304769860 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826728 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304769850 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769855 | XXXX D | C | C | C | C D A | A | A | A | A |
| XXXX |  | 304892769 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826669 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826705 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826689 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826724 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826715 | XXXX C A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304826640 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892892 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892893 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826723 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826726 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826691 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304769824 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826677 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826698 | XXXX D B | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304826732 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826646 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826676 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826664 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826668 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826674 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769870 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304769857 | XXXX D C | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304769867 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826662 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826651 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826641 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304729250 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826665 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826711 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826672 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826683 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304729295 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826655 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304826681 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304826658 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826638 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826713 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038981 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826652 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826687 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826703 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892765 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826738 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826680 | XXXX D C | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892872 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892880 | XXXX D C | C | C | C | C D A B | A | A | A | A B |
| XXXX |  | 304892873 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892876 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892867 | XXXX C | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892879 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892870 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892866 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892869 | XXXX C A | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304826666 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892877 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892878 | XXXX D C | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892871 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892778 | XXXX D C | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304826654 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892874 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892875 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892868 | XXXX C A | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304826643 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826731 | XXXX A | N/A B | N/A | N/A | N/A B | N/A B | N/A | N/A | N/A B |
| XXXX |  | 304823226 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304823225 | XXXX C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892777 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826647 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826639 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304826657 | XXXX A C | N/A C | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826679 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826734 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826744 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826735 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892775 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892814 | XXXX B A | A | A | A | A B | A | A | A | A B |
| XXXX |  | 304892865 | XXXX D B | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892816 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826720 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826717 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892779 | XXXX C D | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892811 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826737 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304826682 | XXXX C D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892891 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892896 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892897 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892744 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826733 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304823224 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304817754 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826660 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826739 | XXXX A B | A | A | A | A B | A | A | A | A B |
| XXXX |  | 304892895 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038978 | XXXX C D | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 305038979 | XXXX D A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892888 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892759 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038980 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892714 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892860 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892862 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892742 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892745 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304826688 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892760 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892706 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826736 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892761 | XXXX A | N/A C | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304826642 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304875979 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304875969 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304769908 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892839 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892846 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892847 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892849 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892853 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892837 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892838 | XXXX C | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892852 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892848 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892851 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892845 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892840 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892843 | XXXX C A | C | C | C | C B A | A | A | A | A B |
| XXXX |  | 304892842 | XXXX D C | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892850 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892841 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892894 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892737 | XXXX D | C | C | C | C D A B | B | B | B | B |
| XXXX |  | 304892889 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892857 | XXXX D C | N/A D | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304769899 | XXXX B A | A | A | A | A B | A | A | A | A B |
| XXXX |  | 304892815 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304826648 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892844 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892731 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304827300 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892762 | XXXX B A | A | A | A | A B | A | A | A | A |
| XXXX |  | 305038976 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 305038977 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892739 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892804 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892758 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 305038908 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892713 | XXXX D A | N/A C | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892809 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892807 | XXXX A | N/A B | N/A | N/A | N/A B | N/A B | N/A | N/A | N/A B |
| XXXX |  | 304892753 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892732 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304868083 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892712 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892688 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892834 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304875971 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892859 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892724 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892754 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304875957 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892751 | XXXX A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304875226 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892858 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892883 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892799 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892687 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892861 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892884 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892756 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892734 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304769825 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304826644 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892885 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892770 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038904 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892771 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304826701 | XXXX C D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892829 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892886 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892736 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892723 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892738 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892827 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304875224 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892757 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892729 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892681 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892755 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892701 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892693 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892682 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892685 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892854 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892832 | XXXX A C | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304892716 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892773 | XXXX C | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304875236 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304826745 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892767 | XXXX C D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892717 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892711 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892707 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892793 | XXXX D A | N/A C | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892855 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892823 | XXXX C A | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304892808 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892709 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892690 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892678 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892655 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892746 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892906 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304875235 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892718 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892663 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892657 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892679 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892797 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892798 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892728 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892674 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892697 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892856 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892824 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892669 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892831 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892828 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892817 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892656 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892671 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892788 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892715 | XXXX C D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892750 | XXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 305038974 | XXXX C A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892812 | XXXX C A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892820 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892882 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892825 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892863 | XXXX C | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892826 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892881 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892790 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892782 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038972 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038969 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038970 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038968 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038973 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038960 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038961 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038967 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 305038962 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038965 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304904387 | XXXX C A | C | C | C | C B A | A | A | A | A B |
| XXXX |  | 305038966 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038964 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038971 | XXXX A B | A | A | A | A B | A | A | A | A |
| XXXX |  | 304892785 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892661 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 304892664 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892675 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892821 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892725 | XXXX D | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038900 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892665 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038901 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038902 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 304892730 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892836 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892803 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038906 | XXXX D C | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892819 | XXXX D C | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892719 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892766 | XXXX A D | A | A | A | A D | A | A | A | A |
| XXXX |  | 304904385 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892783 | XXXX A D | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304875179 | XXXX A | N/A C | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892659 | XXXX C D | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 304892692 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892774 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892667 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892781 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892780 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038921 | XXXX B A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A B |
| XXXX |  | 304892784 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |
| XXXX |  | 304892699 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038899 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038898 | XXXX C A | A | A | A | A C | A | A | A | A |
| XXXX |  | 305038953 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 305038950 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038951 | XXXX D A | A | A | A | A D B | A | A | A | A B |
| XXXX |  | 305038946 | XXXX D A | C | C | C | C D A | A | A | A | A |
| XXXX |  | 305038947 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038952 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 305038945 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892722 | XXXX C | A | A | A | A C B | A | A | A | A B |
| XXXX |  | 304892805 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 305038897 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 305038949 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892686 | XXXX A D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892666 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892668 | XXXX D | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 304892792 | XXXX C A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A B |
| XXXX |  | 305038886 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038956 | XXXX C | A | A | A | A C | A | A | A | A |
| XXXX |  | 305038894 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 305038888 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892795 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038882 | XXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A |
| XXXX |  | 305038917 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038916 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038919 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | 305038892 | XXXX A C | A | A | A | A C | A | A | A | A |
| XXXX |  | 305038942 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 305038878 | XXXX A | A | A | A | A | A | A | A | A |
| XXXX |  | 304892677 | XXXX D A | A | A | A | A D | A | A | A | A |
| XXXX |  | 304892710 | XXXX A C | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A |

---

## Exhibit 99.40

[J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G](jpmmt-abs15g.htm)

**Exhibit 99.40**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Ex.** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | 304845295 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 38.95 | 85.0 | XXXX | XXXX | .1381 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1381 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845261 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.29 | 59.37 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304845273 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.11 | 50.54 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXX |
| XXXX |  | 304845267 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 27.9 | 79.79 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845270 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.41 | 67.77 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845272 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 41.3 | 77.88 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304845271 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.03 | 69.08 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845268 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.56 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX |  | 304845284 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.13 | 69.18 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845293 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.31 | 74.73 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 | XXXX |
| XXXX |  | 304845269 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.66 | 62.54 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845324 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 8.89 | 69.23 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845281 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 12.29 | 73.1 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845266 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.53 | 74.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304845264 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 36.47 | 69.79 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845265 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.15 | 60.15 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845328 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.37 | 80.05 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304845311 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.87 | 67.96 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304845325 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 34.19 | 79.76 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304845319 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 20.49 | 79.98 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845318 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 37.09 | 79.95 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304655017 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.33 | 78.61 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845288 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 19.7 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845260 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.98 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845289 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible | 1.7 | XXXX |
| XXXX |  | 304845258 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.77 | 79.94 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845285 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.52 | 71.94 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304845282 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.22 | 79.69 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845291 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 9.18 | 38.79 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845283 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.07 | 59.84 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX |  | 304845250 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.27 | 80.21 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845248 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.04 | 57.58 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304845294 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 34.87 | 79.81 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304845256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.21 | 49.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 | XXXX |
| XXXX |  | 304845255 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.45 | 52.83 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845262 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 34.18 | 74.42 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845276 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.74 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304845257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.38 | 71.4 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 2 | XXXX |
| XXXX |  | 304845279 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.36 | 74.37 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845251 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.3 | 63.78 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX |
| XXXX |  | 304845274 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.62 | 69.95 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845243 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 5.1 | 84.85 | XXXX | XXXX | -.1154 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 | XXXX |
| XXXX |  | 304845252 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 7.02 | 36.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304845278 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.59 | 64.13 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304845249 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.99 | 42.84 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304845253 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 18.15 | 68.25 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845321 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2095 Exterior Only Inspection Coop Report | XXXX | XXXX | XXXX | XXXX | 14.31 | 61.87 | XXXX | XXXX | -.1523 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1523 | 85.0 | 0.15 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845254 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.56 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 | XXXX |
| XXXX |  | 304845320 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.01 | 64.91 | XXXX | XXXX | .0010 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0010 | 87.0 | 0.13 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304845287 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.17 | 82.48 | XXXX | XXXX | .0035 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0035 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845296 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 40.99 | 75.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304845317 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 35.16 | 84.99 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845306 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.25 | 46.66 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845322 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 31.52 | 79.56 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304685915 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 25.35 | 61.81 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304845286 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 26.46 | 74.84 | XXXX | XXXX | -.1964 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  | 78.0 | 0.22 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1964 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304687393 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 45.11 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XXXX |
| XXXX |  | 304845277 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.23 | 75.93 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX |  | 304685954 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 25.03 | 69.83 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304717730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.31 | 66.18 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304694280 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.7 | 73.5 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304845303 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.0 | 81.8 | XXXX | XXXX | -.0643 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0643 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304717672 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.93 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304729281 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 38.53 | 74.97 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX | -.3149 | AVM |  |  |  |  |  | XXXX | XXXX | -.3149 | 89.0 | 0.11 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304845315 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.38 | 56.62 | XXXX | XXXX | .0551 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0551 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304845297 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 19.04 | 63.14 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304717691 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.5 | 79.8 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| XXXX |  | 304729286 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 8.98 | 38.29 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304724671 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.82 | 69.94 | XXXX | XXXX |  |  | XXXX | XXXX | -.0113 | AVM |  |  |  |  |  | XXXX | XXXX | -.0113 | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304730958 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.23 | 45.35 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304729296 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.46 | 65.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304729263 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.64 | 68.18 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304729231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.67 | 85.81 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304729262 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 12.23 | 57.15 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.0 | 0.01 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304729268 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 40.3 | 66.39 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304727488 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 32.24 | 79.77 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304769939 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.34 | 59.96 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769941 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.28 | 79.82 | XXXX | XXXX |  |  | XXXX | XXXX | .0808 | AVM |  |  |  |  |  | XXXX | XXXX | .0808 | 89.0 | 0.11 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769907 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 18.13 | 59.74 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304685925 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.71 | 67.39 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769912 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 7.71 | 60.0 | XXXX | XXXX | .0821 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0821 | 89.0 | 0.11 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769935 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 19.15 | 70.0 | XXXX | XXXX | .0622 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0622 | 86.0 | 0.14 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769924 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.56 | 67.22 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304769913 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 25.72 | 73.6 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769932 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.29 | 49.96 | XXXX | XXXX | -.0944 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0944 |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.89 | 84.74 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769927 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 20.24 | 45.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769922 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.11 | 71.62 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible | 1.6 | XXXX |
| XXXX |  | 304769938 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.99 | 85.79 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX | Not Eligible | 1.5 | XXXX |
| XXXX |  | 304826749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.92 | 70.81 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.7 | 82.33 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.76 | 86.54 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769905 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.46 | 89.91 | XXXX | XXXX |  |  | XXXX | XXXX | -.0655 | AVM |  |  |  |  |  | XXXX | XXXX | -.0655 | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible |  | XXXX |
| XXXX |  | 304769840 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 31.68 | 73.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769835 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 6.48 | 52.28 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.69 | 73.36 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.71 | 57.31 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 15.02 | 74.46 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826673 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.0 | 45.46 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826696 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.61 | 38.81 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304702528 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 38.13 | 84.89 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304826663 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.55 | 89.85 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304826700 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.22 | 65.41 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.32 | 50.98 | XXXX | XXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 24.34 | 58.16 | XXXX | XXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.04 | 70.39 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304769862 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.74 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1.1 | XXXX |
| XXXX |  | 304826692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.89 | 79.89 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769839 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 25.96 | 74.88 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 17.82 | 75.87 | XXXX | XXXX | .0056 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0056 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769892 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.33 | 79.84 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769860 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.87 | 42.62 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826728 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 20.23 | 78.44 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769850 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.48 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769855 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.58 | 64.81 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX |
| XXXX |  | 304892769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.73 | 65.54 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1.8 | XXXX |
| XXXX |  | 304826669 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.11 | 73.59 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304826705 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.62 | 45.62 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826689 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 34.8 | 69.33 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826724 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | 21.05 | 31.74 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 61.21 | 74.7 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826640 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 18.6 | 63.11 | XXXX | XXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892892 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 16.89 | 49.26 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892893 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.35 | 64.29 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826723 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.26 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304826726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 16.82 | 78.88 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304826691 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.32 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304769824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 13.84 | 60.45 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 | XXXX |
| XXXX |  | 304826677 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.31 | 75.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304826698 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.22 | 75.67 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 23.6 | 71.2 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826646 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 11.47 | 52.51 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826676 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.28 | 46.83 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304826664 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 43.34 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826668 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 22.31 | 80.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.29 | 38.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304769870 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 34.37 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XXXX |
| XXXX |  | 304769857 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 18.4 | 89.84 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826662 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.08 | 57.63 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304826651 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.09 | 59.72 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304826641 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.33 | 65.67 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304729250 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 35.65 | 71.93 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826665 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 34.13 | 76.85 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826711 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.25 | 60.62 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX |  | 304826672 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.17 | 52.69 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.54 | 75.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXXX |  | 304729295 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 8.89 | 74.44 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304826655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.42 | 84.62 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.6 | XXXX |
| XXXX |  | 304826681 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.22 | 84.23 | XXXX | XXXX | -.0948 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0948 | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 17.55 | 69.55 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826638 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.8 | 74.85 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible | 4.6 | XXXX |
| XXXX |  | 304826713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 16.53 | 57.64 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.0 | 0.02 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826652 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.5 | 79.98 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304826687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.47 | 61.15 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX | Not Eligible | 1.9 | XXXX |
| XXXX |  | 304826703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 12.28 | 65.08 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 12.26 | 48.83 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.64 | 49.15 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XXXX |
| XXXX |  | 304826680 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.76 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892872 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.11 | 83.83 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892880 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.14 | 75.06 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892873 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.41 | 62.77 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX |  | 304892876 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 7.24 | 55.37 | XXXX | XXXX | -.0620 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0620 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304892867 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 10.0 | 41.64 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892879 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.91 | 75.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892870 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 11.76 | 35.23 | XXXX | XXXX | .0184 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0184 | 82.0 | 0.18 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892866 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 4.29 | 22.51 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX |  | 304892869 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 11.03 | 75.0 | XXXX | XXXX | .0366 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0366 | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826666 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.37 | 59.78 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX |  | 304892877 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 6.63 | 40.67 | XXXX | XXXX | -.0155 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0155 | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892878 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.63 | 85.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892871 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.23 | 82.16 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 15.38 | 59.59 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826654 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 26.04 | 73.66 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892874 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.82 | 71.74 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892875 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.8 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892868 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 13.74 | 64.86 | XXXX | XXXX | -.0041 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0041 | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826643 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 15.63 | 50.47 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.07 | 85.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304823226 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.22 | 71.82 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304823225 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.6 | 89.85 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 25.45 | 74.24 | XXXX | XXXX | .0000 | Other |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826647 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.57 | 59.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826639 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.56 | 50.47 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible | 3.1 | XXXX |
| XXXX |  | 304826657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 23.21 | 46.62 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 22.55 | 79.69 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.9 | 54.66 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.08 | 55.92 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826735 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.71 | 60.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.41 | 57.88 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892814 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.0 | 69.97 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892816 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.85 | 79.72 | XXXX | XXXX | -.0885 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0885 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826720 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.15 | 79.88 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826717 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.46 | 62.72 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304892811 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 31.65 | 78.92 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.13 | 30.26 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXXX |  | 304826682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.13 | 59.31 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304892891 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.65 | 43.91 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XXXX |
| XXXX |  | 304892896 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 7.5 | 56.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304892897 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.55 | 84.98 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.31 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.06 | 31.9 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304823224 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 26.15 | 68.27 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304817754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 26.79 | 56.82 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826660 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 26.79 | 73.58 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.64 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX |
| XXXX |  | 304892895 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.42 | 67.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX |
| XXXX |  | 304892888 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.0 | 48.59 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.09 | 60.04 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892714 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.17 | 62.4 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892860 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 35.54 | 84.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892862 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.4 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX |  | 304892742 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.74 | 80.69 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892745 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.47 | 75.72 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304826688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.05 | 63.81 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.3 | XXXX |
| XXXX |  | 304892760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 36.35 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1.9 | XXXX |
| XXXX |  | 304892706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 25.04 | 67.43 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 42.48 | 84.82 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.69 | 53.4 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826642 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.23 | 69.41 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304875979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.79 | 77.79 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304875969 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.4 | 44.13 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769908 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2095 Exterior Only Inspection Coop Report | XXXX | XXXX | XXXX | XXXX | 12.88 | 74.8 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892839 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.14 | 77.44 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX |  | 304892846 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.63 | 84.58 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.2 | XXXX |
| XXXX |  | 304892847 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 16.39 | 75.11 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892849 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.17 | 79.97 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892853 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 8.62 | 29.23 | XXXX | XXXX | -.0043 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0042 | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892837 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.93 | 77.82 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX |  | 304892838 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.19 | 80.26 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.8 | XXXX |
| XXXX |  | 304892852 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 5.54 | 42.01 | XXXX | XXXX | -.0375 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0375 | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892848 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 17.99 | 76.51 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892851 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 7.87 | 39.44 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892845 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.77 | 48.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892840 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 10.93 | 51.9 | XXXX | XXXX | -.0348 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0348 | 84.0 | 0.16 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892843 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 7.33 | 38.49 | XXXX | XXXX | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.1117 | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892842 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 8.77 | 69.98 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1.2 | XXXX |
| XXXX |  | 304892850 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.8 | 70.18 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892841 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 12.26 | 57.6 | XXXX | XXXX | -.0361 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0361 | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892894 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.18 | 43.71 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.37 | 64.57 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| XXXX |  | 304892889 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.33 | 68.63 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX |
| XXXX |  | 304892857 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.22 | 66.91 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769899 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 49.57 | 84.91 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892815 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 19.99 | 55.03 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826648 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.7 | 79.77 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892844 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.25 | 68.77 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304892731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 31.41 | 53.8 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304827300 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.65 | 79.95 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX |  | 304892762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.35 | 62.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 | XXXX |
| XXXX |  | 304892739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 17.56 | 59.99 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892804 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.57 | 69.99 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.79 | 77.45 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 15.3 | 57.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.0 | 0.12 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892809 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 19.47 | 52.75 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892807 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.53 | 79.98 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 30.48 | 74.43 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.52 | 61.34 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304868083 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 39.92 | 77.3 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.43 | 47.98 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 15.4 | 84.93 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892834 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 27.32 | 70.34 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.0 | 0.1 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304875971 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.73 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892859 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.86 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892724 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 9.48 | 68.9 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 37.72 | 79.04 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304875957 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 41.07 | 63.3 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892751 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 8.33 | 15.74 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304875226 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 21.26 | 77.59 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892858 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.47 | 81.89 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX |  | 304892883 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.63 | 70.01 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304892799 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 44.36 | 74.86 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 35.8 | 90.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892861 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 26.85 | 79.47 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304892884 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.79 | 60.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX |  | 304892756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.75 | 75.71 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304892734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.08 | 72.14 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304769825 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 34.12 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304826644 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.86 | 63.6 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX |  | 304892885 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.61 | 70.24 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892770 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.28 | 21.49 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 22.97 | 59.15 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892829 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 41.42 | 73.7 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892886 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.85 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX |  | 304892736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.53 | 85.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892723 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 42.11 | 51.62 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304892738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.47 | 80.01 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX |  | 304892827 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.64 | 63.52 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304875224 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 15.78 | 44.83 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892757 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.39 | 71.34 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892729 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.7 | 78.79 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible | 2.5 | XXXX |
| XXXX |  | 304892681 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.16 | 81.39 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 44.3 | 78.42 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.73 | 55.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX |  | 304892693 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 49.44 | 63.71 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.64 | 84.95 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892685 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 31.27 | 63.96 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892854 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.62 | 66.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892832 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.13 | 60.55 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304892716 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 42.86 | 73.34 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304875236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.14 | 73.39 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX |  | 304826745 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.53 | 72.91 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.86 | 52.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892717 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.51 | 47.77 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892707 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.65 | 28.97 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892793 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 14.28 | 69.77 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892855 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 12.18 | 72.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 304892823 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 5.19 | 79.96 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX |
| XXXX |  | 304892808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | 17.96 | 62.57 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.53 | 66.53 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892690 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.69 | 68.7 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892678 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 20.13 | 74.84 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 35.23 | 74.91 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304892746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.1 | 62.42 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX |
| XXXX |  | 304892906 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.12 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304875235 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 13.01 | 49.03 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 25.89 | 74.9 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892663 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.36 | 89.87 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 15.48 | 71.82 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 28.0 | 56.64 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892797 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 9.39 | 70.51 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892798 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 17.19 | 52.95 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892728 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.15 | 66.45 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.48 | 68.04 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.61 | 68.09 | XXXX | XXXX | -.0685 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0685 | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892856 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.53 | 65.06 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | XXXX |
| XXXX |  | 304892824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.77 | 49.11 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 304892669 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.8 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| XXXX |  | 304892831 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.98 | 69.53 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304892828 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 25.0 | 72.16 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXX |
| XXXX |  | 304892817 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.14 | 63.2 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892656 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 14.85 | 68.5 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892671 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 37.23 | 72.39 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XXXX |
| XXXX |  | 304892788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 22.45 | 75.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.98 | 79.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XXXX |
| XXXX |  | 304892750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.63 | 71.87 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.11 | 58.1 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892820 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.4 | 56.75 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892882 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 19.61 | 68.85 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892825 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.98 | 78.85 | XXXX | XXXX | -.0158 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892826 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.31 | 23.04 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX |  | 304892881 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.17 | 74.81 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.96 | 71.1 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 19.34 | 38.76 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.81 | 63.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892664 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.41 | 73.68 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX |  | 304892675 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.77 | 72.69 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX |  | 304892821 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.49 | 75.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.78 | 50.84 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892665 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 10.56 | 43.48 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.34 | 63.61 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304892836 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.24 | 39.98 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892803 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 7.95 | 42.95 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX |  | 304892819 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.32 | 42.64 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892719 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.29 | 55.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304904385 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 41.67 | 73.28 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892659 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.25 | 64.86 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| XXXX |  | 304892692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 29.18 | 74.48 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.15 | 58.84 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892667 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 23.23 | 64.13 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.0 | 0.11 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.81 | 80.0 | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | -.1800 | XXXX | 1004 URAR |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 24.48 | 35.77 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 10.48 | 59.88 | XXXX | XXXX | -.0178 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0178 | 86.0 | 0.14 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304769902 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 45.86 | 58.67 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769867 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 19.19 | 77.14 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.0 | 0.05 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.35 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304892865 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.31 | 74.97 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 17.3 | 84.76 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.0 | 0.03 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038978 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.43 | 60.85 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 2.5 | XXXX |
| XXXX |  | 305038979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 30.0 | 79.66 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038980 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 34.21 | 84.73 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038976 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.08 | 59.18 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038977 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.33 | 79.94 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 305038908 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 35.92 | 78.4 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038904 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 33.43 | 50.64 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304826701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.15 | 55.3 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.03 | 65.73 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892711 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 22.92 | 75.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038974 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 13.17 | 31.98 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892863 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 8.7 | 79.44 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 305038972 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 36.89 | 69.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038969 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.55 | 73.16 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1.6 | XXXX |
| XXXX |  | 305038970 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 32.87 | 80.0 | XXXX | XXXX | .2312 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2312 | 88.0 | 0.12 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038968 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.26 | 66.49 | XXXX | XXXX | -.0233 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0233 | 87.0 | 0.13 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038973 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.38 | 84.6 | XXXX | XXXX | -.0143 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0143 | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038960 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.44 | 78.82 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038961 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.0 | 71.38 | XXXX | XXXX | -.1031 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | -.1031 | XXXX | N/A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038967 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 13.11 | 57.29 | XXXX | XXXX | -.0472 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0472 | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038962 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 9.53 | 67.78 | XXXX | XXXX | .0132 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0132 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038965 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 22.32 | 67.05 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304904387 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 21.6 | 74.78 | XXXX | XXXX | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038966 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.26 | 60.08 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | 305038964 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 10.77 | 53.45 | XXXX | XXXX | .0194 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0194 | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038971 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.39 | 65.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892661 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.27 | 69.68 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038900 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 19.68 | 74.98 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038901 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 21.79 | 74.65 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038902 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.27 | 74.34 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038906 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 5.89 | 25.42 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892766 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.99 | 77.71 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX |  | 304892783 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 53.13 | 79.59 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.0 | 0.07 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304875179 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 14.62 | 37.24 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 20.22 | 80.0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038921 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.36 | 59.47 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892784 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.49 | 89.91 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038899 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 20.51 | 61.86 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038898 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.57 | 67.46 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038953 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.23 | 72.32 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038950 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 14.84 | 55.29 | XXXX | XXXX | .0346 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0346 | 92.0 | 0.08 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038951 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.94 | 77.56 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038946 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 18.49 | 63.47 | XXXX | XXXX | .0265 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0265 | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038947 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 10.79 | 79.85 | XXXX | XXXX | -.0649 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0649 | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XXXX |
| XXXX |  | 305038952 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.51 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.4 | XXXX |
| XXXX |  | 305038945 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.75 | 69.39 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX |
| XXXX |  | 304892805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 9.65 | 49.02 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.0 | 0.04 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038897 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.92 | 74.89 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 305038949 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | XXXX | 20.49 | 59.98 | XXXX | XXXX | -.0332 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0332 | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892686 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.23 | 51.89 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892666 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 18.57 | 44.52 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 304892668 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 41.54 | 74.73 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 22.57 | 66.61 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.0 | 0.17 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038886 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 14.29 | 57.69 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | 305038956 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 27.53 | 78.16 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038894 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 24.53 | 58.24 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.0 | 0.09 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038888 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 8.7 | 38.05 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 304892795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 8.75 | 85.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 305038882 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 18.38 | 79.64 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.0 | 0.06 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.94 | 89.72 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038916 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | 28.09 | 66.59 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038919 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | 35.01 | 74.46 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.0 | 0.01 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 305038892 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 16.67 | 76.57 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038942 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 24.77 | 62.28 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 305038878 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 11.76 | 67.74 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304892677 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 15.96 | 45.79 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 3 | XXXX |
| XXXX |  | 304892710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 13.05 | 60.33 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.0 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |

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