# EDGAR Filing Document

**Accession Number:** 0002056705
**File Stem:** 0002056705-26-000002
**Filing Date:** 2026-5
**Character Count:** 8725
**Document Hash:** 1b492b23e83b80e45160d56c723fe959
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002056705-26-000002.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0002056705-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Vestment Financial LLC
- **CENTRAL INDEX KEY:** 0002056705

**ORGANIZATION NAME:**
- **EIN:** 264042200
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25256
- **FILM NUMBER:** 26931919

**BUSINESS ADDRESS:**
- **STREET 1:** 7935 STONE CREEK DRIVE
- **STREET 2:** SUITE 120
- **CITY:** CHANHASSEN
- **STATE:** MN
- **ZIP:** 55317
- **BUSINESS PHONE:** 9523886317

**MAIL ADDRESS:**
- **STREET 1:** 7935 STONE CREEK DRIVE
- **STREET 2:** SUITE 120
- **CITY:** CHANHASSEN
- **STATE:** MN
- **ZIP:** 55317

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Vestment Financial LLC<br>**Address:** 7935 STONE CREEK DRIVE<br>SUITE 120<br>CHANHASSEN, MN 55317

**Form 13F File Number:** 028-25256

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Katherine Vessenes<br>**Title:** Founder CEO CCO<br>**Phone:** 952-388-6317

**Signature, Place, and Date of Signing:**

/s/Katherine Vessenes  Chanhassen, MN  05-01-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $212330883

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMERICAN CENTY ETF TR | AVANTIS EMERGING | 02507A101 | BBG01LV4QQ67 | 16812458 | 221533 | SH |  | SOLE |  | 0 | 0 | 221533 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 | BBG0161K06W0 | 2157580 | 26459 | SH |  | SOLE |  | 0 | 0 | 26459 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072299 | BBG0161JYFR2 | 1286932 | 16111 | SH |  | SOLE |  | 0 | 0 | 16111 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072315 | BBG0161JWX22 | 578497 | 7792 | SH |  | SOLE |  | 0 | 0 | 7792 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 | BBG012NXXGN9 | 549026 | 8385 | SH |  | SOLE |  | 0 | 0 | 8385 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 | BBG012R45GX9 | 4356997 | 55187 | SH |  | SOLE |  | 0 | 0 | 55187 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 | BBG012R478M7 | 7427851 | 154811 | SH |  | SOLE |  | 0 | 0 | 154811 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | BBG012NL46D0 | 8502207 | 99569 | SH |  | SOLE |  | 0 | 0 | 99569 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 665390 | 2437 | SH |  | SOLE |  | 0 | 0 | 2437 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | BBG017159MD8 | 1795567 | 46821 | SH |  | SOLE |  | 0 | 0 | 46821 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 | BBG017156DS5 | 352365 | 9253 | SH |  | SOLE |  | 0 | 0 | 9253 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | BBG00Y2PHW26 | 923854 | 24564 | SH |  | SOLE |  | 0 | 0 | 24564 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 | BBG01BGVG000 | 584665 | 11192 | SH |  | SOLE |  | 0 | 0 | 11192 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 | BBG01254K0G0 | 6685072 | 158546 | SH |  | SOLE |  | 0 | 0 | 158546 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 2314718 | 55696 | SH |  | SOLE |  | 0 | 0 | 55696 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | BBG01631TNW2 | 19696494 | 520520 | SH |  | SOLE |  | 0 | 0 | 520520 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 | BBG01636J356 | 4633464 | 135343 | SH |  | SOLE |  | 0 | 0 | 135343 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | BBG01633Y2Y6 | 4528022 | 108482 | SH |  | SOLE |  | 0 | 0 | 108482 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | BBG012558MV6 | 15514028 | 320538 | SH |  | SOLE |  | 0 | 0 | 320538 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 | BBG01254JDW6 | 23035018 | 477806 | SH |  | SOLE |  | 0 | 0 | 477806 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 46697160 | 1108406 | SH |  | SOLE |  | 0 | 0 | 1108406 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 | BBG015DLMLQ7 | 9950669 | 253005 | SH |  | SOLE |  | 0 | 0 | 253005 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | BBG011DXY0L8 | 5864918 | 88049 | SH |  | SOLE |  | 0 | 0 | 88049 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | BBG01BBK3R95 | 1661227 | 14269 | SH |  | SOLE |  | 0 | 0 | 14269 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L631 | BBG01BFJ8917 | 1889228 | 77730 | SH |  | SOLE |  | 0 | 0 | 77730 |
| EA SERIES TRUST | INTL QUAN MOMNTM | 02072L300 | BBG00BR3YKT6 | 3146365 | 71091 | SH |  | SOLE |  | 0 | 0 | 71091 |
| EA SERIES TRUST | INTL QUAN VALUE | 02072L201 | BBG007QVF0Q2 | 2904669 | 81971 | SH |  | SOLE |  | 0 | 0 | 81971 |
| EA SERIES TRUST | US QUAN MOMENTUM | 02072L409 | BBG00BKYP4L9 | 3659338 | 47916 | SH |  | SOLE |  | 0 | 0 | 47916 |
| EA SERIES TRUST | US QUAN VALUE | 02072L102 | BBG007D96637 | 3580512 | 64824 | SH |  | SOLE |  | 0 | 0 | 64824 |
| INNOVATOR ETFS TRUST | INTL DEVELOPED P | 45783Y350 | BBG01L5731T4 | 356569 | 11529 | SH |  | SOLE |  | 0 | 0 | 11529 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 | BBG00S1NDLX9 | 254163 | 5460 | SH |  | SOLE |  | 0 | 0 | 5460 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C417 | BBG00RHZ5CR3 | 366769 | 8743 | SH |  | SOLE |  | 0 | 0 | 8743 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 | BBG00M4NZTF8 | 337319 | 7486 | SH |  | SOLE |  | 0 | 0 | 7486 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 | BBG0025X39Q6 | 344877 | 2826 | SH |  | SOLE |  | 0 | 0 | 2826 |
| ISHARES TR | ENVIR AWR RL EST | 46436E270 | BBG01BG3WNR5 | 362505 | 12342 | SH |  | SOLE |  | 0 | 0 | 12342 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 1011640 | 3994 | SH |  | SOLE |  | 0 | 0 | 3994 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 212798 | 509 | SH |  | SOLE |  | 0 | 0 | 509 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 571413 | 16841 | SH |  | SOLE |  | 0 | 0 | 16841 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 236596 | 3679 | SH |  | SOLE |  | 0 | 0 | 3679 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 5294531 | 63468 | SH |  | SOLE |  | 0 | 0 | 63468 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1010539 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 216873 | 954 | SH |  | SOLE |  | 0 | 0 | 954 |

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