# EDGAR Filing Document

**Accession Number:** 0001898131
**File Stem:** 0001898131-25-000002
**Filing Date:** 2025-8
**Character Count:** 18100
**Document Hash:** 17538960eed87743ff4f28a21b142269
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001898131-25-000002.hdr.sgml**: 20250812

**ACCESSION NUMBER**: 0001898131-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250812

**DATE AS OF CHANGE**: 20250812

**EFFECTIVENESS DATE**: 20250812

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wayfinding Financial, LLC
- **CENTRAL INDEX KEY:** 0001898131

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21523
- **FILM NUMBER:** 251205644

**BUSINESS ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036
- **BUSINESS PHONE:** 4253610707

**MAIL ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wayfinding Financial LLC<br>**Address:** 19020 33RD AVE WEST SUITE 390<br>LYNNWOOD, WA 98036

**Form 13F File Number:** 028-21523

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rod Ehrlich<br>**Title:** Consultant<br>**Phone:** 4253727517

**Signature, Place, and Date of Signing:**

Rod Ehrlich  Boise, ID  08-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 148

**Form 13F Information Table Value Total:** $223609

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FORD MTR CO COM | COM | 345370860 |  | 111 | 10221 | SH |  | SOLE |  | 0 | 0 | 10221 |
| INTERCONTINENTAL EXCHANGE INC COM | COM | 45866F104 |  | 201 | 1068 | SH |  | SOLE |  | 0 | 0 | 1068 |
| INTUIT COM | COM | 461202103 |  | 201 | 257 | SH |  | SOLE |  | 0 | 0 | 257 |
| RELX PLC SPONSORED ADR | COM | 759530108 |  | 201 | 3874 | SH |  | SOLE |  | 0 | 0 | 3874 |
| TE CONNECTIVITY PLC ORD SHS | COM | G87052109 |  | 206 | 1010 | SH |  | SOLE |  | 0 | 0 | 1010 |
| TRAVELERS COMPANIES INC COM | COM | 89417E109 |  | 206 | 787 | SH |  | SOLE |  | 0 | 0 | 787 |
| AFLAC INC COM | COM | 001055102 |  | 207 | 2102 | SH |  | SOLE |  | 0 | 0 | 2102 |
| ISHARES RUSSELL 3000 ETF | COM | 464287689 |  | 209 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| ALASKA AIR GROUP INC COM | COM | 011659109 |  | 210 | 4004 | SH |  | SOLE |  | 0 | 0 | 4004 |
| CELESTICA INC COM | COM | 15101Q207 |  | 210 | 1044 | SH |  | SOLE |  | 0 | 0 | 1044 |
| NOVARTIS AG SPONSORED ADR | COM | 66987V109 |  | 212 | 1806 | SH |  | SOLE |  | 0 | 0 | 1806 |
| US BANCORP DEL COM NEW | COM | 902973304 |  | 212 | 4792 | SH |  | SOLE |  | 0 | 0 | 4792 |
| PAYCHEX INC COM | COM | 704326107 |  | 214 | 1538 | SH |  | SOLE |  | 0 | 0 | 1538 |
| SPDR S 500 ETF TRUST | COM | 78462F103 |  | 215 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| AMPHENOL CORP NEW CL A | COM | 032095101 |  | 224 | 2065 | SH |  | SOLE |  | 0 | 0 | 2065 |
| CONOCOPHILLIPS COM | COM | 20825C104 |  | 229 | 2471 | SH |  | SOLE |  | 0 | 0 | 2471 |
| EOG RES INC COM | COM | 26875P101 |  | 229 | 1961 | SH |  | SOLE |  | 0 | 0 | 1961 |
| M  T BK CORP COM | COM | 55261F104 |  | 230 | 1222 | SH |  | SOLE |  | 0 | 0 | 1222 |
| PARKER-HANNIFIN CORP COM | COM | 701094104 |  | 231 | 322 | SH |  | SOLE |  | 0 | 0 | 322 |
| PPL CORP COM | COM | 69351T106 |  | 231 | 6387 | SH |  | SOLE |  | 0 | 0 | 6387 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 233 | 872 | SH |  | SOLE |  | 0 | 0 | 872 |
| BROADRIDGE FINL SOLUTIONS INC COM | COM | 11133T103 |  | 235 | 947 | SH |  | SOLE |  | 0 | 0 | 947 |
| SPDR ICE PREFERRED SECURITIES ETF | COM | 78464A292 |  | 235 | 7266 | SH |  | SOLE |  | 0 | 0 | 7266 |
| AT INC COM | COM | 00206R102 |  | 238 | 8603 | SH |  | SOLE |  | 0 | 0 | 8603 |
| AMERICAN ELEC PWR CO INC COM | COM | 025537101 |  | 242 | 2111 | SH |  | SOLE |  | 0 | 0 | 2111 |
| NUCOR CORP COM | COM | 670346105 |  | 242 | 1766 | SH |  | SOLE |  | 0 | 0 | 1766 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | COM | 921946794 |  | 242 | 2999 | SH |  | SOLE |  | 0 | 0 | 2999 |
| HONEYWELL INTL INC COM | COM | 438516106 |  | 248 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| GALLAGHER ARTHUR J  CO COM | COM | 363576109 |  | 251 | 885 | SH |  | SOLE |  | 0 | 0 | 885 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | COM | 808524300 |  | 253 | 8408 | SH |  | SOLE |  | 0 | 0 | 8408 |
| METLIFE INC COM | COM | 59156R108 |  | 257 | 3436 | SH |  | SOLE |  | 0 | 0 | 3436 |
| DELL TECHNOLOGIES INC CL C | COM | 24703L202 |  | 258 | 1986 | SH |  | SOLE |  | 0 | 0 | 1986 |
| MCKESSON CORP COM | COM | 58155Q103 |  | 258 | 364 | SH |  | SOLE |  | 0 | 0 | 364 |
| AMGEN INC COM | COM | 031162100 |  | 263 | 872 | SH |  | SOLE |  | 0 | 0 | 872 |
| MOODYS CORP COM | COM | 615369105 |  | 265 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | COM | 874039100 |  | 265 | 1111 | SH |  | SOLE |  | 0 | 0 | 1111 |
| RTX CORPORATION COM | COM | 75513E101 |  | 268 | 1705 | SH |  | SOLE |  | 0 | 0 | 1705 |
| BLACKROCK INC COM | COM | 09290D101 |  | 271 | 243 | SH |  | SOLE |  | 0 | 0 | 243 |
| JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF | COM | 46641Q878 |  | 273 | 5884 | SH |  | SOLE |  | 0 | 0 | 5884 |
| CAPITAL GROUP INTERNATIONAL EQUITY ETF | COM | 14021M107 |  | 274 | 8503 | SH |  | SOLE |  | 0 | 0 | 8503 |
| DEERE  CO COM | COM | 244199105 |  | 274 | 537 | SH |  | SOLE |  | 0 | 0 | 537 |
| WASTE MGMT INC DEL COM | COM | 94106L109 |  | 276 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| NORFOLK SOUTHN CORP COM | COM | 655844108 |  | 284 | 1022 | SH |  | SOLE |  | 0 | 0 | 1022 |
| S GLOBAL INC COM | COM | 78409V104 |  | 287 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| VANGUARD DIVIDEND APPRECIATION ETF | COM | 921908844 |  | 288 | 1393 | SH |  | SOLE |  | 0 | 0 | 1393 |
| CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF | COM | 14020Y805 |  | 290 | 11845 | SH |  | SOLE |  | 0 | 0 | 11845 |
| INVESCO QQQ TRUST SERIES I | COM | 46090E103 |  | 290 | 515 | SH |  | SOLE |  | 0 | 0 | 515 |
| PEPSICO INC COM | COM | 713448108 |  | 292 | 2093 | SH |  | SOLE |  | 0 | 0 | 2093 |
| VANGUARD TAX-EXEMPT BOND ETF | COM | 922907746 |  | 300 | 6163 | SH |  | SOLE |  | 0 | 0 | 6163 |
| KINDER MORGAN INC DEL COM | COM | 49456B101 |  | 311 | 10997 | SH |  | SOLE |  | 0 | 0 | 10997 |
| MASTERCARD INCORPORATED CL A | COM | 57636Q104 |  | 311 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| MARVELL TECHNOLOGY INC COM | COM | 573874104 |  | 312 | 4086 | SH |  | SOLE |  | 0 | 0 | 4086 |
| GILEAD SCIENCES INC COM | COM | 375558103 |  | 313 | 2734 | SH |  | SOLE |  | 0 | 0 | 2734 |
| CARDINAL HEALTH INC COM | COM | 14149Y108 |  | 316 | 1994 | SH |  | SOLE |  | 0 | 0 | 1994 |
| PHILIP MORRIS INTL INC COM | COM | 718172109 |  | 324 | 1988 | SH |  | SOLE |  | 0 | 0 | 1988 |
| SCHWAB CHARLES CORP COM | COM | 808513105 |  | 333 | 3430 | SH |  | SOLE |  | 0 | 0 | 3430 |
| SOUTHERN CO COM | COM | 842587107 |  | 333 | 3472 | SH |  | SOLE |  | 0 | 0 | 3472 |
| QUALCOMM INC COM | COM | 747525103 |  | 334 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| HARTFORD INSURANCE GROUP INC COM | COM | 416515104 |  | 336 | 2667 | SH |  | SOLE |  | 0 | 0 | 2667 |
| EMCOR GROUP INC COM | COM | 29084Q100 |  | 343 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| GE AEROSPACE COM NEW | COM | 369604301 |  | 346 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| PNC FINL SVCS GROUP INC COM | COM | 693475105 |  | 353 | 1869 | SH |  | SOLE |  | 0 | 0 | 1869 |
| CITIGROUP INC COM NEW | COM | 172967424 |  | 369 | 4015 | SH |  | SOLE |  | 0 | 0 | 4015 |
| VANGUARD MID-CAP ETF | COM | 922908629 |  | 386 | 1352 | SH |  | SOLE |  | 0 | 0 | 1352 |
| ALTRIA GROUP INC COM | COM | 02209S103 |  | 387 | 6255 | SH |  | SOLE |  | 0 | 0 | 6255 |
| VERIZON COMMUNICATIONS INC COM | COM | 92343V104 |  | 391 | 9107 | SH |  | SOLE |  | 0 | 0 | 9107 |
| LOCKHEED MARTIN CORP COM | COM | 539830109 |  | 396 | 935 | SH |  | SOLE |  | 0 | 0 | 935 |
| ORACLE CORP COM | COM | 68389X105 |  | 400 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| TESLA INC COM | COM | 88160R101 |  | 432 | 1398 | SH |  | SOLE |  | 0 | 0 | 1398 |
| VANGUARD TOTAL BOND MARKET ETF | COM | 921937835 |  | 441 | 5995 | SH |  | SOLE |  | 0 | 0 | 5995 |
| JPMORGAN ACTIVEBUILDERS EMERGING MARKETS EQUITY ETF | COM | 46641Q266 |  | 453 | 10421 | SH |  | SOLE |  | 0 | 0 | 10421 |
| SALESFORCE INC COM | COM | 79466L302 |  | 477 | 1890 | SH |  | SOLE |  | 0 | 0 | 1890 |
| ALPHABET INC CAP STK CL C | COM | 02079K107 |  | 479 | 2448 | SH |  | SOLE |  | 0 | 0 | 2448 |
| CINTAS CORP COM | COM | 172908105 |  | 492 | 2187 | SH |  | SOLE |  | 0 | 0 | 2187 |
| SPDR PORTFOLIO S 500 ETF | COM | 78464A854 |  | 493 | 6645 | SH |  | SOLE |  | 0 | 0 | 6645 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | COM | 46434G103 |  | 509 | 8420 | SH |  | SOLE |  | 0 | 0 | 8420 |
| WELLS FARGO CO NEW COM | COM | 949746101 |  | 509 | 6566 | SH |  | SOLE |  | 0 | 0 | 6566 |
| ISHARES 10-20 YEAR TREASURY BOND ETF | COM | 464288653 |  | 523 | 5151 | SH |  | SOLE |  | 0 | 0 | 5151 |
| VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 |  | 535 | 1723 | SH |  | SOLE |  | 0 | 0 | 1723 |
| VANGUARD S 500 ETF | COM | 922908363 |  | 547 | 943 | SH |  | SOLE |  | 0 | 0 | 943 |
| ISHARES RUSSELL 1000 GROWTH ETF | COM | 464287614 |  | 551 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| COCA COLA CO COM | COM | 191216100 |  | 558 | 8105 | SH |  | SOLE |  | 0 | 0 | 8105 |
| JPMORGAN INCOME ETF | COM | 46641Q159 |  | 576 | 12463 | SH |  | SOLE |  | 0 | 0 | 12463 |
| VISA INC COM CL A | COM | 92826C839 |  | 593 | 1735 | SH |  | SOLE |  | 0 | 0 | 1735 |
| CHEVRON CORP NEW COM | COM | 166764100 |  | 595 | 3939 | SH |  | SOLE |  | 0 | 0 | 3939 |
| EXXON MOBIL CORP COM | COM | 30231G102 |  | 607 | 5662 | SH |  | SOLE |  | 0 | 0 | 5662 |
| ADVANCED MICRO DEVICES INC COM | COM | 007903107 |  | 616 | 3485 | SH |  | SOLE |  | 0 | 0 | 3485 |
| NEXTERA ENERGY INC COM | COM | 65339F101 |  | 616 | 8735 | SH |  | SOLE |  | 0 | 0 | 8735 |
| INTERNATIONAL BUSINESS MACHS COM | COM | 459200101 |  | 665 | 2642 | SH |  | SOLE |  | 0 | 0 | 2642 |
| ZACKS FOCUS GROWTH ETF | COM | 98888G808 |  | 675 | 24845 | SH |  | SOLE |  | 0 | 0 | 24845 |
| ABBOTT LABS COM | COM | 002824100 |  | 743 | 5725 | SH |  | SOLE |  | 0 | 0 | 5725 |
| ELI LILLY  CO COM | COM | 532457108 |  | 777 | 1011 | SH |  | SOLE |  | 0 | 0 | 1011 |
| MCDONALDS CORP COM | COM | 580135101 |  | 781 | 2567 | SH |  | SOLE |  | 0 | 0 | 2567 |
| CISCO SYS INC COM | COM | 17275R102 |  | 783 | 11442 | SH |  | SOLE |  | 0 | 0 | 11442 |
| 3M CO COM | COM | 88579Y101 |  | 822 | 5564 | SH |  | SOLE |  | 0 | 0 | 5564 |
| JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF | COM | 46641Q134 |  | 844 | 12087 | SH |  | SOLE |  | 0 | 0 | 12087 |
| HOME DEPOT INC COM | COM | 437076102 |  | 847 | 2225 | SH |  | SOLE |  | 0 | 0 | 2225 |
| AUTOMATIC DATA PROCESSING INC COM | COM | 053015103 |  | 861 | 2851 | SH |  | SOLE |  | 0 | 0 | 2851 |
| NETFLIX INC COM | COM | 64110L106 |  | 868 | 742 | SH |  | SOLE |  | 0 | 0 | 742 |
| ALPHABET INC CAP STK CL A | COM | 02079K305 |  | 870 | 4465 | SH |  | SOLE |  | 0 | 0 | 4465 |
| WALMART INC COM | COM | 931142103 |  | 878 | 8824 | SH |  | SOLE |  | 0 | 0 | 8824 |
| EMERSON ELEC CO COM | COM | 291011104 |  | 920 | 6451 | SH |  | SOLE |  | 0 | 0 | 6451 |
| CATERPILLAR INC COM | COM | 149123101 |  | 994 | 2292 | SH |  | SOLE |  | 0 | 0 | 2292 |
| BROADCOM INC COM | COM | 11135F101 |  | 1018 | 3420 | SH |  | SOLE |  | 0 | 0 | 3420 |
| JPMORGAN ACTIVE VALUE ETF | COM | 46641Q167 |  | 1065 | 16312 | SH |  | SOLE |  | 0 | 0 | 16312 |
| BANK AMERICA CORP COM | COM | 060505104 |  | 1067 | 23283 | SH |  | SOLE |  | 0 | 0 | 23283 |
| JPMORGAN BETABUILDERS INTERNATIONAL EQUITY ETF | COM | 46641Q373 |  | 1093 | 16356 | SH |  | SOLE |  | 0 | 0 | 16356 |
| PROCTER AND GAMBLE CO COM | COM | 742718109 |  | 1094 | 7259 | SH |  | SOLE |  | 0 | 0 | 7259 |
| JOHNSON  JOHNSON COM | COM | 478160104 |  | 1106 | 6468 | SH |  | SOLE |  | 0 | 0 | 6468 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | COM | 084670702 |  | 1140 | 2484 | SH |  | SOLE |  | 0 | 0 | 2484 |
| FISERV INC COM | COM | 337738108 |  | 1167 | 8578 | SH |  | SOLE |  | 0 | 0 | 8578 |
| ABBVIE INC COM | COM | 00287Y109 |  | 1172 | 5946 | SH |  | SOLE |  | 0 | 0 | 5946 |
| JPMORGAN CORE PLUS BOND ETF | COM | 46641Q670 |  | 1315 | 27964 | SH |  | SOLE |  | 0 | 0 | 27964 |
| JPMORGAN CHASE  CO. COM | COM | 46625H100 |  | 1323 | 4498 | SH |  | SOLE |  | 0 | 0 | 4498 |
| JPMORGAN ACTIVE GROWTH ETF | COM | 46654Q609 |  | 1337 | 15143 | SH |  | SOLE |  | 0 | 0 | 15143 |
| PACCAR INC COM | COM | 693718108 |  | 1338 | 13893 | SH |  | SOLE |  | 0 | 0 | 13893 |
| BOEING CO COM | COM | 097023105 |  | 1450 | 6524 | SH |  | SOLE |  | 0 | 0 | 6524 |
| JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF | COM | 46654Q740 |  | 1462 | 22426 | SH |  | SOLE |  | 0 | 0 | 22426 |
| VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF | COM | 922907696 |  | 1535 | 20216 | SH |  | SOLE |  | 0 | 0 | 20216 |
| FRANKLIN DYNAMIC MUNICIPAL BOND ETF | COM | 35473P868 |  | 1937 | 80348 | SH |  | SOLE |  | 0 | 0 | 80348 |
| STARBUCKS CORP COM | COM | 855244109 |  | 2054 | 22885 | SH |  | SOLE |  | 0 | 0 | 22885 |
| AMAZON COM INC COM | COM | 023135106 |  | 2058 | 9725 | SH |  | SOLE |  | 0 | 0 | 9725 |
| META PLATFORMS INC CL A | COM | 30303M102 |  | 2072 | 2669 | SH |  | SOLE |  | 0 | 0 | 2669 |
| WISDOMTREE ENHANCED COMMODITY STGY FD | COM | 97717Y683 |  | 2216 | 110431 | SH |  | SOLE |  | 0 | 0 | 110431 |
| PARAMETRIC EQUITY PREMIUM INCOME ETF | COM | 61774R866 |  | 2446 | 97216 | SH |  | SOLE |  | 0 | 0 | 97216 |
| UTILITIES SELECT SECTOR SPDR FUND | COM | 81369Y886 |  | 2851 | 32654 | SH |  | SOLE |  | 0 | 0 | 32654 |
| VANECK CLO ETF | COM | 92189H748 |  | 2882 | 54504 | SH |  | SOLE |  | 0 | 0 | 54504 |
| CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF | COM | 14020Y300 |  | 2906 | 105248 | SH |  | SOLE |  | 0 | 0 | 105248 |
| FIRST TRUST INSTITUTIONAL PREFERRED SECURITIES  INCOME ETF | COM | 33739P855 |  | 3009 | 157472 | SH |  | SOLE |  | 0 | 0 | 157472 |
| ISHARES NATIONAL MUNI BOND ETF | COM | 464288414 |  | 3030 | 29116 | SH |  | SOLE |  | 0 | 0 | 29116 |
| FIDELITY EMERGING MARKETS MULTIFACTOR ETF | COM | 316092543 |  | 3036 | 107028 | SH |  | SOLE |  | 0 | 0 | 107028 |
| VANGUARD CORE TAX-EXEMPT BOND ETF | COM | 922907712 |  | 3509 | 47925 | SH |  | SOLE |  | 0 | 0 | 47925 |
| CAPITAL GROUP GROWTH ETF | COM | 14020G101 |  | 3596 | 86076 | SH |  | SOLE |  | 0 | 0 | 86076 |
| COSTCO WHSL CORP NEW COM | COM | 22160K105 |  | 4034 | 4222 | SH |  | SOLE |  | 0 | 0 | 4222 |
| PARAMETRIC HEDGED EQUITY ETF | COM | 61774R874 |  | 4157 | 133572 | SH |  | SOLE |  | 0 | 0 | 133572 |
| JPMORGAN INTERNATIONAL VALUE ETF | COM | 46654Q757 |  | 4626 | 65678 | SH |  | SOLE |  | 0 | 0 | 65678 |
| ZACKS SMALL/MID CAP ETF | COM | 98888G204 |  | 5159 | 148899 | SH |  | SOLE |  | 0 | 0 | 148899 |
| JPMORGAN BETABUILDERS U.S. EQUITY ETF | COM | 46641Q399 |  | 5214 | 45609 | SH |  | SOLE |  | 0 | 0 | 45609 |
| ZACKS EARNINGS CONSISTENT PORTFOLIO ETF | COM | 98888G105 |  | 5215 | 160188 | SH |  | SOLE |  | 0 | 0 | 160188 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | COM | 921909768 |  | 5488 | 79457 | SH |  | SOLE |  | 0 | 0 | 79457 |
| FIDELITY HIGH DIVIDEND ETF | COM | 316092840 |  | 6538 | 121808 | SH |  | SOLE |  | 0 | 0 | 121808 |
| APPLE INC COM | COM | 037833100 |  | 7390 | 36341 | SH |  | SOLE |  | 0 | 0 | 36341 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | COM | 464287226 |  | 8191 | 82555 | SH |  | SOLE |  | 0 | 0 | 82555 |
| SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | COM | 78464A375 |  | 9057 | 269326 | SH |  | SOLE |  | 0 | 0 | 269326 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | COM | 464287242 |  | 9679 | 88139 | SH |  | SOLE |  | 0 | 0 | 88139 |
| ISHARES CORE S 500 ETF | COM | 464287200 |  | 11116 | 17528 | SH |  | SOLE |  | 0 | 0 | 17528 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 13138 | 72989 | SH |  | SOLE |  | 0 | 0 | 72989 |
| MICROSOFT CORP COM | COM | 594918104 |  | 25958 | 48462 | SH |  | SOLE |  | 0 | 0 | 48462 |

---