# EDGAR Filing Document

**Accession Number:** 0000357301
**File Stem:** 0001140361-25-042176
**Filing Date:** 2025-11
**Character Count:** 18130
**Document Hash:** 69bdc5b97beca7a774f5b3bd0595443c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-25-042176.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001140361-25-042176

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TRUSTCO BANK CORP N Y
- **CENTRAL INDEX KEY:** 0000357301
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 141630287
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06657
- **FILM NUMBER:** 251483026

**BUSINESS ADDRESS:**
- **STREET 1:** 6 METRO PARK ROAD
- **CITY:** ALBANY
- **STATE:** NY
- **ZIP:** 12205
- **BUSINESS PHONE:** 5183773311

**MAIL ADDRESS:**
- **STREET 1:** 6 METRO PARK ROAD
- **CITY:** ALBANY
- **STATE:** NY
- **ZIP:** 12205

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TRUSTCO BANK CORP N Y<br>**Address:** 6 METRO PARK ROAD<br>ALBANY, NY 12205

**Form 13F File Number:** 028-06657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MICHAEL MCMAHON<br>**Title:** INVESTMENT MANAGER<br>**Phone:** 518-381-1115

**Signature, Place, and Date of Signing:**

/s/ MICHAEL MCMAHON  ALBANY, NY  11-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 137

**Form 13F Information Table Value Total:** $111093765

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name         | Form 13F File Number   |
|:---|:---|:---|
|  | TRUSTCO BANK | 028-10307              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COMMON STOCK | 00206R102 |  | 233205 | 8258 | SH |  | SOLE | 7000 | 8258 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 101325 | 3588 | SH |  | OTR | 7000 | 2176 | 1412 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 2282608 | 17042 | SH |  | SOLE | 7000 | 15975 | 0 | 1067 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 319581 | 2386 | SH |  | OTR | 7000 | 2386 | 0 | 0 |
| ABBVIE INC SR NT | COMMON STOCK | 00287Y109 |  | 3743540 | 16168 | SH |  | SOLE | 7000 | 15251 | 0 | 917 |
| ABBVIE INC SR NT | COMMON STOCK | 00287Y109 |  | 603857 | 2608 | SH |  | OTR | 7000 | 2236 | 372 | 0 |
| ALLSTATE CORP | COMMON STOCK | 020002101 |  | 317682 | 1480 | SH |  | SOLE | 7000 | 1480 | 0 | 0 |
| ALLSTATE CORP | COMMON STOCK | 020002101 |  | 42930 | 200 | SH |  | OTR | 7000 | 200 | 0 | 0 |
| ALPHABET INC SR | COMMON STOCK | 02079K107 |  | 405754 | 1666 | SH |  | SOLE | 7000 | 1666 | 0 | 0 |
| ALPHABET INC SR | COMMON STOCK | 02079K107 |  | 450568 | 1850 | SH |  | OTR | 7000 | 1850 | 0 | 0 |
| ALPHABET INC SR | COMMON STOCK | 02079K305 |  | 303146 | 1247 | SH |  | SOLE | 7000 | 1247 | 0 | 0 |
| ALPHABET INC SR | COMMON STOCK | 02079K305 |  | 48620 | 200 | SH |  | OTR | 7000 | 200 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 151806 | 2298 | SH |  | SOLE | 7000 | 2298 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 146984 | 2225 | SH |  | OTR | 7000 | 2225 | 0 | 0 |
| AMAZON COM INC | COMMON STOCK | 023135106 |  | 177412 | 808 | SH |  | SOLE | 7000 | 808 | 0 | 0 |
| AMAZON COM INC | COMMON STOCK | 023135106 |  | 138329 | 630 | SH |  | OTR | 7000 | 630 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 2597492 | 7820 | SH |  | SOLE | 7000 | 7820 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 440112 | 1325 | SH |  | OTR | 7000 | 825 | 500 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 5942301 | 23338 | SH |  | SOLE | 7000 | 23338 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 365394 | 1435 | SH |  | OTR | 7000 | 1165 | 270 | 0 |
| APPLIED MATERIALS INC | COMMON STOCK | 038222105 |  | 5125669 | 25035 | SH |  | SOLE | 7000 | 24435 | 0 | 600 |
| APPLIED MATERIALS INC | COMMON STOCK | 038222105 |  | 583509 | 2850 | SH |  | OTR | 7000 | 2350 | 500 | 0 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 778069 | 2651 | SH |  | SOLE | 7000 | 2011 | 0 | 640 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 117401 | 400 | SH |  | OTR | 7000 | 400 | 0 | 0 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 50274 | 100 | SH |  | SOLE | 7000 | 100 | 0 | 0 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 623397 | 1240 | SH |  | OTR | 7000 | 1240 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 194877 | 4321 | SH |  | SOLE | 7000 | 4321 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 63141 | 1400 | SH |  | OTR | 7000 | 1400 | 0 | 0 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 283700 | 1050 | SH |  | SOLE | 7000 | 1050 | 0 | 0 |
| CVS HEALTH CORPORATION | COMMON STOCK | 126650100 |  | 245018 | 3250 | SH |  | SOLE | 7000 | 3250 | 0 | 0 |
| CVS HEALTH CORPORATION | COMMON STOCK | 126650100 |  | 17717 | 235 | SH |  | OTR | 7000 | 235 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 404626 | 848 | SH |  | SOLE | 7000 | 848 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 209946 | 440 | SH |  | OTR | 7000 | 440 | 0 | 0 |
| CHEVRON CORP NEW | COMMON STOCK | 166764100 |  | 1920012 | 12364 | SH |  | SOLE | 7000 | 12364 | 0 | 0 |
| CHEVRON CORP NEW | COMMON STOCK | 166764100 |  | 317415 | 2044 | SH |  | OTR | 7000 | 1654 | 390 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 1107995 | 16194 | SH |  | SOLE | 7000 | 16194 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 145803 | 2131 | SH |  | OTR | 7000 | 692 | 1439 | 0 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 251213 | 2475 | SH |  | SOLE | 7000 | 2475 | 0 | 0 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 19488 | 192 | SH |  | OTR | 7000 | 192 | 0 | 0 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 2425787 | 36577 | SH |  | SOLE | 7000 | 35977 | 0 | 600 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 400175 | 6034 | SH |  | OTR | 7000 | 3209 | 2825 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 610581 | 7638 | SH |  | SOLE | 7000 | 7638 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 193615 | 2422 | SH |  | OTR | 7000 | 2022 | 400 | 0 |
| DISNEY WALT CO | COMMON STOCK | 254687106 |  | 1512205 | 13207 | SH |  | SOLE | 7000 | 12007 | 0 | 1200 |
| DISNEY WALT CO | COMMON STOCK | 254687106 |  | 80150 | 700 | SH |  | OTR | 7000 | 350 | 350 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 193349 | 2482 | SH |  | SOLE | 7000 | 2098 | 0 | 384 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 21422 | 275 | SH |  | OTR | 7000 | 275 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 468301 | 1710 | SH |  | SOLE | 7000 | 1710 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 27386 | 100 | SH |  | OTR | 7000 | 100 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 980571 | 7475 | SH |  | SOLE | 7000 | 7475 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 81988 | 625 | SH |  | OTR | 7000 | 625 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 3343384 | 29653 | SH |  | SOLE | 7000 | 28503 | 0 | 1150 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 740205 | 6565 | SH |  | OTR | 7000 | 2275 | 4290 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 125580 | 171 | SH |  | SOLE | 7000 | 171 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 385550 | 525 | SH |  | OTR | 7000 | 525 | 0 | 0 |
| FIDELITY MSCI CONSUMER | MUTUAL FUND/STO | 316092204 |  | 288036 | 2800 | SH |  | SOLE | 7000 | 2800 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 |  | 497912 | 6630 | SH |  | SOLE | 7000 | 6471 | 0 | 159 |
| GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 |  | 30415 | 405 | SH |  | OTR | 7000 | 87 | 318 | 0 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 4106306 | 6678 | SH |  | SOLE | 7000 | 6558 | 0 | 120 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 322823 | 525 | SH |  | OTR | 7000 | 123 | 402 | 0 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 7960300 | 26462 | SH |  | SOLE | 7000 | 25981 | 0 | 481 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 607357 | 2019 | SH |  | OTR | 7000 | 437 | 1582 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 598537 | 11871 | SH |  | SOLE | 7000 | 11871 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 166386 | 3300 | SH |  | OTR | 7000 | 1900 | 1400 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 873185 | 2155 | SH |  | SOLE | 7000 | 2155 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 209079 | 516 | SH |  | OTR | 7000 | 516 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 691669 | 20616 | SH |  | SOLE | 7000 | 20616 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 135241 | 4031 | SH |  | OTR | 7000 | 3431 | 600 | 0 |
| INTERNATIONAL BUSINESS MACHS | COMMON STOCK | 459200101 |  | 814879 | 2888 | SH |  | SOLE | 7000 | 2888 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COMMON STOCK | 459200101 |  | 474875 | 1683 | SH |  | OTR | 7000 | 1483 | 200 | 0 |
| INVESCO QQQ TR | MUTUAL FUND/STO | 46090E103 |  | 926373 | 1543 | SH |  | SOLE | 7000 | 1543 | 0 | 0 |
| INVESCO QQQ TR | MUTUAL FUND/STO | 46090E103 |  | 159098 | 265 | SH |  | OTR | 7000 | 265 | 0 | 0 |
| JP MORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 6701631 | 21246 | SH |  | SOLE | 7000 | 20946 | 0 | 300 |
| JP MORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 1179393 | 3739 | SH |  | OTR | 7000 | 2649 | 1090 | 0 |
| JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 |  | 198565 | 1325 | SH |  | SOLE | 7000 | 1325 | 0 | 0 |
| JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 |  | 70434 | 470 | SH |  | OTR | 7000 | 0 | 470 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 2917772 | 15736 | SH |  | SOLE | 7000 | 15736 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 698848 | 3769 | SH |  | OTR | 7000 | 1269 | 2500 | 0 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 650076 | 852 | SH |  | SOLE | 7000 | 852 | 0 | 0 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 656180 | 860 | SH |  | OTR | 7000 | 160 | 700 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 261586 | 524 | SH |  | SOLE | 7000 | 524 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 91355 | 183 | SH |  | OTR | 7000 | 183 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 1319380 | 5250 | SH |  | SOLE | 7000 | 5250 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 132692 | 528 | SH |  | OTR | 7000 | 528 | 0 | 0 |
| MASCO CORP | COMMON STOCK | 574599106 |  | 494490 | 7025 | SH |  | SOLE | 7000 | 7025 | 0 | 0 |
| MASCO CORP | COMMON STOCK | 574599106 |  | 183015 | 2600 | SH |  | OTR | 7000 | 0 | 2600 | 0 |
| MASTERCARD INC | COMMON STOCK | 57636Q104 |  | 51193 | 90 | SH |  | SOLE | 7000 | 90 | 0 | 0 |
| MASTERCARD INC | COMMON STOCK | 57636Q104 |  | 227524 | 400 | SH |  | OTR | 7000 | 400 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 1696315 | 5582 | SH |  | SOLE | 7000 | 5582 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 190540 | 627 | SH |  | OTR | 7000 | 427 | 200 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 510800 | 6086 | SH |  | SOLE | 7000 | 6086 | 0 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 255566 | 3045 | SH |  | OTR | 7000 | 566 | 2479 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 5081090 | 9810 | SH |  | SOLE | 7000 | 9810 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 1488071 | 2873 | SH |  | OTR | 7000 | 2873 | 0 | 0 |
| NIKE INC | COMMON STOCK | 654106103 |  | 701346 | 10058 | SH |  | SOLE | 7000 | 10058 | 0 | 0 |
| NIKE INC | COMMON STOCK | 654106103 |  | 33122 | 475 | SH |  | OTR | 7000 | 475 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 314229 | 1046 | SH |  | SOLE | 7000 | 1046 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 321438 | 1070 | SH |  | OTR | 7000 | 1070 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 210276 | 1127 | SH |  | SOLE | 7000 | 1127 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 37316 | 200 | SH |  | OTR | 7000 | 200 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 2584316 | 9189 | SH |  | SOLE | 7000 | 9189 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 56248 | 200 | SH |  | OTR | 7000 | 100 | 100 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 1473216 | 10490 | SH |  | SOLE | 7000 | 10490 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 356577 | 2539 | SH |  | OTR | 7000 | 1739 | 800 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 329253 | 12922 | SH |  | SOLE | 7000 | 12922 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 45534 | 1787 | SH |  | OTR | 7000 | 1787 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 443617 | 2735 | SH |  | SOLE | 7000 | 2735 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 145980 | 900 | SH |  | OTR | 7000 | 900 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 2086418 | 13579 | SH |  | SOLE | 7000 | 13579 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 411017 | 2675 | SH |  | OTR | 7000 | 2675 | 0 | 0 |
| RTX CORPORATION | COMMON STOCK | 75513E101 |  | 1826242 | 10914 | SH |  | SOLE | 7000 | 10914 | 0 | 0 |
| RTX CORPORATION | COMMON STOCK | 75513E101 |  | 265220 | 1585 | SH |  | OTR | 7000 | 1585 | 0 | 0 |
| SOUTHERN CO | COMMON STOCK | 842587107 |  | 556492 | 5872 | SH |  | SOLE | 7000 | 5872 | 0 | 0 |
| SOUTHERN CO | COMMON STOCK | 842587107 |  | 364866 | 3850 | SH |  | OTR | 7000 | 2350 | 1500 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 515085 | 4440 | SH |  | SOLE | 7000 | 4440 | 0 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 34803 | 300 | SH |  | OTR | 7000 | 300 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 366694 | 4088 | SH |  | SOLE | 7000 | 4088 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 118673 | 1323 | SH |  | OTR | 7000 | 973 | 350 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 1166319 | 6348 | SH |  | SOLE | 7000 | 6348 | 0 | 0 |
| 3M CO | COMMON STOCK | 88579Y101 |  | 510388 | 3289 | SH |  | SOLE | 7000 | 3289 | 0 | 0 |
| 3M CO | COMMON STOCK | 88579Y101 |  | 50588 | 326 | SH |  | OTR | 7000 | 326 | 0 | 0 |
| THE TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 275590 | 987 | SH |  | SOLE | 7000 | 987 | 0 | 0 |
| TRUSTCO BANK CORP NY | COMMON STOCK | 898349204 |  | 3553080 | 97881 | SH |  | SOLE | 7000 | 97881 | 0 | 0 |
| TRUSTCO BANK CORP NY | COMMON STOCK | 898349204 |  | 25628 | 706 | SH |  | OTR | 7000 | 706 | 0 | 0 |
| VANGUARD S 500 ETF | MUTUAL FUND/STO | 922908363 |  | 692602 | 1131 | SH |  | SOLE | 7000 | 1131 | 0 | 0 |
| VANGUARD MID-CAP ETF (MKT) | MUTUAL FUND/STO | 922908629 |  | 299908 | 1021 | SH |  | SOLE | 7000 | 1021 | 0 | 0 |
| VANGUARD MID-CAP ETF (MKT) | MUTUAL FUND/STO | 922908629 |  | 62272 | 212 | SH |  | OTR | 7000 | 212 | 0 | 0 |
| VANGUARD SMALL CAP ETF (MKT) | MUTUAL FUND/STO | 922908751 |  | 144940 | 570 | SH |  | SOLE | 7000 | 570 | 0 | 0 |
| VANGUARD SMALL CAP ETF (MKT) | MUTUAL FUND/STO | 922908751 |  | 57468 | 226 | SH |  | OTR | 7000 | 226 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 426318 | 9700 | SH |  | SOLE | 7000 | 9700 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 87549 | 1992 | SH |  | OTR | 7000 | 1792 | 200 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 1911970 | 18552 | SH |  | SOLE | 7000 | 18552 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 373593 | 3625 | SH |  | OTR | 7000 | 1425 | 2200 | 0 |
| JOHNSON CTLS INTL PLC SHS | FOREIGN STOCK | G51502105 |  | 548102 | 4985 | SH |  | SOLE | 7000 | 4985 | 0 | 0 |
| JOHNSON CTLS INTL PLC SHS | FOREIGN STOCK | G51502105 |  | 45740 | 416 | SH |  | OTR | 7000 | 416 | 0 | 0 |
| MEDTRONIC PLC | FOREIGN STOCK | G5960L103 |  | 401626 | 4217 | SH |  | SOLE | 7000 | 4217 | 0 | 0 |
| MEDTRONIC PLC | FOREIGN STOCK | G5960L103 |  | 80954 | 850 | SH |  | OTR | 7000 | 250 | 600 | 0 |

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