# EDGAR Filing Document

**Accession Number:** 0002009813
**File Stem:** 0001667731-25-000937
**Filing Date:** 2025-7
**Character Count:** 9991
**Document Hash:** c987d881149b0b184dbf84ae105d08d9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-000937.hdr.sgml**: 20250724

**ACCESSION NUMBER**: 0001667731-25-000937

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250724

**DATE AS OF CHANGE**: 20250724

**EFFECTIVENESS DATE**: 20250724

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NavPoint Financial, Inc.
- **CENTRAL INDEX KEY:** 0002009813

**ORGANIZATION NAME:**
- **EIN:** 411895179
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23606
- **FILM NUMBER:** 251144638

**BUSINESS ADDRESS:**
- **STREET 1:** 16180 HASTINGS AVENUE SE SUITE 301
- **CITY:** PRIOR LAKE
- **STATE:** MN
- **ZIP:** 55372
- **BUSINESS PHONE:** 952-746-1115

**MAIL ADDRESS:**
- **STREET 1:** 16180 HASTINGS AVENUE SE SUITE 301
- **CITY:** PRIOR LAKE
- **STATE:** MN
- **ZIP:** 55372

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** NavPoint Financial Inc.<br>**Address:** 16180 Hastings Avenue Se Suite 301<br>Prior Lake, MN 55372

**Form 13F File Number:** 028-23606

**CRD Number (if applicable):** 000109432

**SEC File Number (if applicable):** 801-55229

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Krista M. Ketelsen<br>**Title:** Chief Compliance Officer<br>**Phone:** 952-746-1115

**Signature, Place, and Date of Signing:**

/s/ Krista M. Ketelsen`  Prior Lake, MN  07-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 60

**Form 13F Information Table Value Total:** $165534123

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 797738 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| AMAZON COM INC | COM | 023135106 |  | 743732 | 3390 | SH |  | SOLE |  | 0 | 0 | 3390 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 312919 | 981 | SH |  | SOLE |  | 0 | 0 | 981 |
| APPLE INC | COM | 037833100 |  | 7165342 | 34924 | SH |  | SOLE |  | 0 | 0 | 34924 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 816067 | 11610 | SH |  | SOLE |  | 0 | 0 | 11610 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 5206483 | 10718 | SH |  | SOLE |  | 0 | 0 | 10718 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 215630 | 5839 | SH |  | SOLE |  | 0 | 0 | 5839 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 1521853 | 45253 | SH |  | SOLE |  | 0 | 0 | 45253 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 458864 | 11620 | SH |  | SOLE |  | 0 | 0 | 11620 |
| CAPITAL GROUP EQUITY ETF TR | US SMALL AND MID | 14022A102 |  | 1370423 | 50983 | SH |  | SOLE |  | 0 | 0 | 50983 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 7602672 | 237806 | SH |  | SOLE |  | 0 | 0 | 237806 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 1040555 | 25598 | SH |  | SOLE |  | 0 | 0 | 25598 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 1130026 | 39223 | SH |  | SOLE |  | 0 | 0 | 39223 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 2450629 | 91818 | SH |  | SOLE |  | 0 | 0 | 91818 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 12583599 | 559271 | SH |  | SOLE |  | 0 | 0 | 559271 |
| COCA COLA CO | COM | 191216100 |  | 244249 | 3452 | SH |  | SOLE |  | 0 | 0 | 3452 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 480406 | 2204 | SH |  | SOLE |  | 0 | 0 | 2204 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 887661 | 8234 | SH |  | SOLE |  | 0 | 0 | 8234 |
| FEDEX CORP | COM | 31428X106 |  | 219238 | 964 | SH |  | SOLE |  | 0 | 0 | 964 |
| GENERAL MLS INC | COM | 370334104 |  | 421992 | 8145 | SH |  | SOLE |  | 0 | 0 | 8145 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 220558 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| HARRIS OAKMARK ETF TRUST | OAKMARK U S LRG | 41456U106 |  | 2748782 | 107040 | SH |  | SOLE |  | 0 | 0 | 107040 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 367591 | 1247 | SH |  | SOLE |  | 0 | 0 | 1247 |
| INVESTMENT MANAGERS SER TR I | FPA GBL EQTY ETF | 30254T577 |  | 11382176 | 334806 | SH |  | SOLE |  | 0 | 0 | 334806 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 301582 | 4927 | SH |  | SOLE |  | 0 | 0 | 4927 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 4329343 | 69425 | SH |  | SOLE |  | 0 | 0 | 69425 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 |  | 502042 | 15218 | SH |  | SOLE |  | 0 | 0 | 15218 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 971644 | 8891 | SH |  | SOLE |  | 0 | 0 | 8891 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 1120978 | 8717 | SH |  | SOLE |  | 0 | 0 | 8717 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 247350 | 4351 | SH |  | SOLE |  | 0 | 0 | 4351 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 4211344 | 82705 | SH |  | SOLE |  | 0 | 0 | 82705 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 10384541 | 204904 | SH |  | SOLE |  | 0 | 0 | 204904 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 13765947 | 297192 | SH |  | SOLE |  | 0 | 0 | 297192 |
| MCDONALDS CORP | COM | 580135101 |  | 273763 | 937 | SH |  | SOLE |  | 0 | 0 | 937 |
| MICROSOFT CORP | COM | 594918104 |  | 1378821 | 2772 | SH |  | SOLE |  | 0 | 0 | 2772 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 861788 | 5455 | SH |  | SOLE |  | 0 | 0 | 5455 |
| ORACLE CORP | COM | 68389X105 |  | 491480 | 2248 | SH |  | SOLE |  | 0 | 0 | 2248 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 219748 | 1612 | SH |  | SOLE |  | 0 | 0 | 1612 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 5128581 | 51013 | SH |  | SOLE |  | 0 | 0 | 51013 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 737888 | 27803 | SH |  | SOLE |  | 0 | 0 | 27803 |
| RBB FUND TRUST | FIRST EAGLE GBL | 75526L886 |  | 901462 | 22330 | SH |  | SOLE |  | 0 | 0 | 22330 |
| ROSS STORES INC | COM | 778296103 |  | 979304 | 7676 | SH |  | SOLE |  | 0 | 0 | 7676 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2375540 | 7793 | SH |  | SOLE |  | 0 | 0 | 7793 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1544388 | 36134 | SH |  | SOLE |  | 0 | 0 | 36134 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 660053 | 1068 | SH |  | SOLE |  | 0 | 0 | 1068 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 558036 | 6083 | SH |  | SOLE |  | 0 | 0 | 6083 |
| T ROWE PRICE ETF INC | PRICE DIV GRWT | 87283Q404 |  | 913906 | 21565 | SH |  | SOLE |  | 0 | 0 | 21565 |
| TARGET CORP | COM | 87612E106 |  | 1526644 | 15475 | SH |  | SOLE |  | 0 | 0 | 15475 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 403501 | 1293 | SH |  | SOLE |  | 0 | 0 | 1293 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 |  | 313051 | 3207 | SH |  | SOLE |  | 0 | 0 | 3207 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4593268 | 15113 | SH |  | SOLE |  | 0 | 0 | 15113 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 9106149 | 16031 | SH |  | SOLE |  | 0 | 0 | 16031 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 6977829 | 29445 | SH |  | SOLE |  | 0 | 0 | 29445 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 368943 | 1332 | SH |  | SOLE |  | 0 | 0 | 1332 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 213273 | 762 | SH |  | SOLE |  | 0 | 0 | 762 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2746729 | 55534 | SH |  | SOLE |  | 0 | 0 | 55534 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 5220123 | 40617 | SH |  | SOLE |  | 0 | 0 | 40617 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3799757 | 47796 | SH |  | SOLE |  | 0 | 0 | 47796 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 219697 | 885 | SH |  | SOLE |  | 0 | 0 | 885 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 16796445 | 256356 | SH |  | SOLE |  | 0 | 0 | 256356 |

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