# EDGAR Filing Document

**Accession Number:** 0001408100
**File Stem:** 0000947871-25-000946
**Filing Date:** 2025-11
**Character Count:** 241271
**Document Hash:** 815bd7c7ff8e65a7b38f7732152d0bf9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000947871-25-000946.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0000947871-25-000946

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 4

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251105

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Kennedy-Wilson Holdings, Inc.
- **CENTRAL INDEX KEY:** 0001408100
- **STANDARD INDUSTRIAL CLASSIFICATION:** REAL ESTATE [6500]
- **ORGANIZATION NAME:** 05 Real Estate & Construction
- **EIN:** 260508760
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-83363
- **FILM NUMBER:** 251451617

**BUSINESS ADDRESS:**
- **STREET 1:** 151 S EL CAMINO DR
- **CITY:** BEVERLY HILLS
- **STATE:** CA
- **ZIP:** 90212
- **BUSINESS PHONE:** 310-887-6400

**MAIL ADDRESS:**
- **STREET 1:** 151 S EL CAMINO DR
- **CITY:** BEVERLY HILLS
- **STATE:** CA
- **ZIP:** 90212

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Prospect Acquisition Corp
- **DATE OF NAME CHANGE:** 20070727
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
- **CENTRAL INDEX KEY:** 0000915191
- **STANDARD INDUSTRIAL CLASSIFICATION:** FIRE, MARINE & CASUALTY INSURANCE [6331]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 101728897
- **STATE OF INCORPORATION:** Z4
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** FAIRFAX FINANCIAL HOLDINGS LTD
- **STREET 2:** 95 WELLINGTON ST WEST STE 800
- **CITY:** TORONTO
- **STATE:** A6
- **ZIP:** M5J 2N7
- **BUSINESS PHONE:** 4163674941

**MAIL ADDRESS:**
- **STREET 1:** FAIRFAX FINANCIAL HOLDINGS LTD
- **STREET 2:** 95 WELLINGTON ST WEST STE 800
- **CITY:** TORONTO
- **STATE:** A6
- **ZIP:** M5J 2N7

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FAIRFAX FINANCIAL HOLDINGS LTD
- **DATE OF NAME CHANGE:** 19931122

## Exhibit 99.15

**EXHIBIT 99.15**

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**THE SECOND 810 HOLDCO LTD.**

The following table sets forth certain information with respect to the directors and executive officers of The Second 810 Holdco Ltd.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| V. Prem Watsa<br> (President and Director) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7 Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**THE SECOND 1109 HOLDCO LTD.**

The following table sets forth certain information with respect to the directors and executive officers of The Second 1109 Holdco Ltd.<br>

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| V. Prem Watsa<br> (President and Director) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7 Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**THE SIXTY TWO INVESTMENT COMPANY LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of The Sixty Two Investment Company Limited.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| V. Prem Watsa<br> (President and Director) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7 Canada<br>|
| Peter Clarke<br> (Secretary and Director) | President and Chief Operating Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7<br>Canada |
| Thomas Rowe<br> (Authorized Signing Officer) | Vice President, Corporate Affairs,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7<br>Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**12002574 CANADA INC.**

The following table sets forth certain information with respect to the directors and executive officers of 12002574 Canada Inc.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| V. Prem Watsa<br> (President and Director) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West<br> Suite 800<br> Toronto, Ontario M5J 2N7 Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**FAIRFAX FINANCIAL HOLDINGS LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Fairfax Financial Holdings Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Benjamin Watsa<br> (Director) | Founder and President,<br> Marval Capital Ltd.<br> 77 King Street West, Suite 4545<br> Toronto, Ontario M5K 1K2 | Canada |
| Bryan Bailey<br> (Vice President, Tax) | Vice President, Tax<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7 | Canada |
| Christine N. McLean<br> (Director) | Portfolio Manager<br> Fairbank Investment Management<br> 7822 Yonge Street<br> Thornhill, Ontario L4J 1W3 | Canada |
| David Johnston<br> (Director) | Corporate Director<br> Ottawa, Ontario, Canada | Canada |
| Jennifer Allen<br> (Vice President and Chief Business Officer) | Vice President and Chief Business Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| John Varnell<br> (Vice President, Corporate Development) | Vice President, Corporate Development,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Karen L. Jurjevich<br> (Director) | Founder and President,<br> KJ&CO Inc.<br> 612-6 Jackes Ave., Toronto,<br> Ontario M4T 0A5<br> Canada | Canada |
| Christine Magee<br> (Director)<br>| Corporate Director,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada<br>| Canada |
| Lauren C. Templeton<br> (Director) | Founder and President,<br> Templeton and Phillips Capital Management, LLC<br> 810 Scenic Highway<br> Lookout Mountain, Tennessee 37350 | United States |

---

---

| | | |
|:---|:---|:---|
| Amy Sherk<br> (Vice President and Chief Business Officer) | Vice President and Chief Business Officer<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Michael Wallace<br> (Vice President, Insurance Operations) | Vice President, Operations,<br> Fairfax Financial Holdings Limited,<br> 95 Wellington Street West, Suite 800<br> Toronto Ontario M5J 2N7<br> Canada | Canada |
| Olivier Quesnel<br> (Vice President and Chief Actuary) | Vice President and Chief Actuary,<br> Fairfax Financial Holdings Limited,<br> 95 Wellington Street West, Suite 800<br> Toronto Ontario M5J 2N7<br> Canada | Canada |
| Peter Clarke<br> (President and Chief Operating Officer) | President and Chief Operating Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| R. William McFarland<br> (Director) | Corporate Director,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N<br> Canada | Canada |
| Timothy R. Price<br> (Director) | Chairman of Brookfield Funds,<br> Brookfield Asset Management Inc.<br> c/o Edper Financial Group<br> 51 Yonge Street, Suite 400<br> Toronto, Ontario M5E 1J1<br> Canada | Canada |
| V. Prem Watsa<br> (Chairman and Chief Executive Officer) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| William Weldon<br> (Director) | Independent Business Consultant,<br> Florida, United States | United States |
| Brian Porter<br> (Director) | Corporate Director,<br> Toronto, Ontario, Canada | Canada |
| Derek Bulas<br> (Vice President, Chief Legal Officer and Corporate Secretary) | Vice President, Chief Legal Officer and Corporate Secretary<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Thomas Rowe<br> (Vice President, Corporate Affairs) | Vice President, Corporate Affairs<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Robert J. Gunn<br> (Director) | Independent Business Consultant and Corporate Director<br> Toronto, Ontario, Canada | Canada |
| Jean Cloutier<br> (Vice President and Chairman International) | Vice President and Chairman International<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**FFHL GROUP LTD.**

The following table sets forth certain information with respect to the directors and executive officers of FFHL Group Ltd.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| Jennifer Allen<br> (Vice President and Chief Business Officer) | Vice President and Chief Business Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| Peter Clarke<br> (Vice President and Director) | President and Chief Operating Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| V. Prem Watsa<br> (President and Chief Executive Officer and Director) | Chairman and Chief Executive Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**FAIRFAX (US) INC.**

The following table sets forth certain information with respect to the directors and executive officers of Fairfax (US) Inc.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Sonja Lundy<br> (Director, President, Chief Executive Officer and Secretary) | Director, President, Chief Executive Officer and Secretary,<br> Fairfax (US) Inc.<br> 401 East Corporate Drive, Suite 200,<br> Lewisville, Texas 75057, USA. | United States |
| Cherith Valka<br> (Vice President and Assistant Secretary) | Vice President and Assistant Secretary,<br> Fairfax (US) Inc.<br> 401 East Corporate Drive, Suite 200,<br> Lewisville, Texas 75057, USA. | United States |
| Lance Caskey<br> (Vice President and Treasurer) | Vice President and Treasurer,<br> Fairfax (US) Inc.<br> 401 East Corporate Drive, Suite 200,<br> Lewisville, Texas 75057, USA. | United States |
| Jonathan Godown<br> (Director)  | Executive Vice President<br> Fairfax Insurance Group<br> c/o 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada  | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**FAIRFAX (BARBADOS) INTERNATIONAL CORP.**

The following table sets forth certain information with respect to the directors and executive officers of Fairfax (Barbados) International Corp.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alistair Dent<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United Kingdom |
| Janice Burke<br> (Vice President and General Manager) | Vice President and General Manager,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United States |
| Jean Cloutier<br> (Chairman) | Vice President and Chairman International<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Lisl Lewis<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |
| Niall Tully<br> (Vice President and Chief Financial Officer) | Vice President and Chief Financial Officer,<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2 | Ireland |
| Paul Mulvin<br> (Vice President) | Vice President,<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2 | Ireland |
| Simon P.G. Lee<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United Kingdom |
| Randy Graham<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**WENTWORTH INSURANCE COMPANY LTD.**

The following table sets forth certain information with respect to the directors and executive officers of Wentworth Insurance Company Ltd.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alistair Dent<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United Kingdom |
| Janice Burke<br> (Vice President and General Manager) | Vice President and General Manager,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United States |
| Jean Cloutier<br> (Chairman) | Vice President and Chairman International<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Lisl Lewis<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |
| Niall Tully<br> (Vice President and Chief Financial Officer) | Vice President and Chief Financial Officer,<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2 | Ireland |
| Paul Mulvin<br> (Vice President) | Vice President,<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2 | Ireland |
| Sammy S.Y. Chan<br> (Vice President) | Vice President,<br> Fairfax Asia Limited<br> 41/F Hopewell Centre<br> 183 Queen's Road East<br> Room 411, Wanchai | Canada |
| Randy Graham<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF<br> FAIRFAX UK HOLDINGS LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Fairfax UK Holdings Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |

---

---

| | |
|:---|:---|
| Simon P.G. Lee<br> (Director) | Non-Executive Director,<br> Brit Syndicates Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB |
| Michael Wallace<br> (Director) | Vice President, Insurance Operations,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto Ontario M5J 2N7<br> Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF<br> BRIT GROUP HOLDINGS LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Brit Group Holdings Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Andrea Welsch<br> (Non-Executive Director) | Independent Non-Executive Director,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Michael Wallace<br> (Non-Executive Director) | Vice President, Insurance Operations,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto Ontario M5J 2N7<br> Canada | Canada |
| Gavin Wilkinson<br> (Executive Director) | Group Chief Financial Officer,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Gordon Campbell<br> (Non-Executive Director) | Senior Independent Non-Executive Director,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | Canada |
| Martin Thompson<br> (Executive Director) | Group Chief Executive Officer<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Simon P.G. Lee<br> (Non-Executive Director) | Director,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| <br> Jean-Jacques Henchoz<br> (Non-Executive Director) | <br> Independent Non-Executive Director<br> Brit Syndicates Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB<br>| <br> Switzerland |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**BRIT INSURANCE HOLDINGS LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Brit Insurance Holdings Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |

---

---

| | | |
|:---|:---|:---|
| Antony Usher<br> (Director) | Group Financial Controller,<br> Brit Insurance Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Gavin Wilkinson<br> (Director) | Group Chief Financial Officer,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Stuart Dawes<br> (Director) | Head of Group Financial Performance,<br> Brit Insurance Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**BRIT SYNDICATES LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Brit Syndicates Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Andrea Welsch<br> (Non-Executive Director) | Independent Non-Executive Director,<br> Brit Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom | United Kingdom |
| Caroline Ramsay<br> (Non-Executive Director) | Independent Non-Executive Director,<br> Brit Syndicates Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom | United Kingdom |
| Gavin Wilkinson<br> (Executive Director) | Group Chief Financial Officer,<br> Brit Group Services Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom | United Kingdom |
| Martin Thompson<br> (Executive Director) | Group Chief Executive Officer<br> Brit Group Holdings Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom | United Kingdom |
| Simon P.G. Lee<br> (Non-Executive Director) | Director,<br> Brit Group Holdings Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom | United Kingdom |
| Jonathan Sullivan<br> (Executive Director)  | Group Chief Underwriting Officer<br> Brit Group Holdings Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom<br>| United Kingdom |
| Hayley Robinson<br> (Non-Executive Director) | Independent Non-Executive Director,<br> Brit Syndicates Limited<br> The Leadenhall Building, 122 Leadenhall Street<br> London EC3V 4AB<br> United Kingdom<br>| United Kingdom |
| <br> Jean-Jacques Henchoz<br> (Non-Executive Director) | Independent Non-Executive Director<br> Brit Syndicates Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB<br>| Switzerland |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**BRIT REINSURANCE (BERMUDA) LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Brit Reinsurance (Bermuda) Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alan Waring<br> (Director) | Independent Non-Executive Director,<br> Brit Reinsurance (Bermuda) Limited<br> Chesney House,<br> The Waterfront,<br> 96 Pitts Bay Road<br> Bermuda | Ireland |
| Gavin Wilkinson<br> (Director) | Group Chief Financial Officer,<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | United Kingdom |
| Graham Pewter<br> (Director) | Independent Non-Executive Director,<br> Brit Reinsurance (Bermuda) Limited<br> Chesney House,<br> The Waterfront,<br> 96 Pitts Bay Road<br> Bermuda<br>| United Kingdom |
| James O'Shaughnessy (Director) | Interim Finance Director,<br> Brit Reinsurance (Bermuda) Limited<br> Chesney House,<br> The Waterfront,<br> 96 Pitts Bay Road,<br> Bermuda | Bermuda/Ireland/United Kingdom |
| <br> Jon Sullivan<br> (Director) | <br> Group Chief Underwriting Officer<br> Brit Group Holdings Limited<br> The Leadenhall Building,<br> 122 Leadenhall Street<br> London EC3V 4AB | <br> United Kingdom<br>|
| Jonathan Stephenson<br> (Director) | Head of Office – Bermuda<br> Brit Reinsurance (Bermuda) Limited<br> Chesney House,<br> The Waterfront,<br> 96 Pitts Bay Road<br> Bermuda<br>| Canada |
| <br> Jacques Bonneau<br> (Director) | <br> Non-Executive Director<br> Brit Reinsurance (Bermuda) Limited<br> Chesney House,<br> Chesney House,<br> The Waterfront,<br> 96 Pitts Bay Road<br> Bermuda | Canada/US |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ODYSSEY GROUP HOLDINGS, INC.**

The following table sets forth certain information with respect to the directors and executive officers of Odyssey Group Holdings, Inc.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Brian D. Young<br> (Chairman of the Board) | President,<br> Fairfax Insurance Group<br> c/o 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada  | United States |
| Brandon W. Sweitzer<br> (Director) | Dean, Maurice R. Greenberg School of Risk Management, Insurance and Actuarial Science,<br> St. John's University<br> 101 Murray Street, Suite 438<br> New York, New York 10007-2165 | United States |
| Carl A. Overy<br> (President, Chief Executive Officer and Director) | President and Chief Executive Officer,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United Kingdom |
| Elizabeth A. Sander<br> (Executive Vice President and Chief Actuary) | Executive Vice President and Chief Actuary,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Richard F. Coerver IV<br> (Executive Vice President and Chief Financial Officer) | Executive Vice President and Chief Financial Officer,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Jennifer Allen<br> (Vice President and Chief Business Officer) | Vice President and Chief Business Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Olivier Quesnel<br> (Director) | Vice President and Chief Actuary,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |

---

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| <br> Amy Sherk<br> (Director) | <br> Vice President and Chief Financial Officer<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | <br> Canada  |
| Dina G. Daskalakis<br> (Executive Vice President, General Counsel and Corporate Secretary) | Executive Vice President, General Counsel and Corporate Secretary,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ODYSSEY REINSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of Odyssey Reinsurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Carl A. Overy<br> (President, Chief Executive Officer, Chairman of the Board) | President, Chief Executive Officer and Director,<br> Odyssey Group Holdings, Inc. <br> 300 First Stamford Place,<br> Stamford, Connecticut 06902 | United Kingdom |
| Robert S. Pollock<br> (CEO, London Market Division)<br>| Chief Executive Officer, London Market Division,<br> Odyssey Reinsurance Company,<br> 1 Fen Court, London, England, EC3M 5BN | United States |
| Brian D. Quinn<br> (Executive Vice President) | Executive Vice President,<br> Odyssey Reinsurance Company<br> 300 First Stamford Place,<br> Stamford, Connecticut 06902 | United States |
| Elizabeth A. Sander<br> (Executive Vice President, Chief Actuary and Director) | Executive Vice President and Chief Actuary,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Isabelle Dubots-Lafitte<br> (Executive Vice President) | Chief Executive Officer, EMEA,<br> Odyssey Reinsurance Company<br> 14 Rue Du 4 Septembre<br> 75002 Paris France | United States |
| Richard F. Coerver IV<br> (Executive Vice President and Director) | Executive Vice President and Chief Financial Officer,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Joseph A. Guardo<br> (Executive Vice President) | Executive Vice President,<br> Odyssey Reinsurance Company<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Lucien Pietropoli<br> (Executive Vice President) | Chief Executive Officer, Asia Pacific,<br> Odyssey Reinsurance Company<br> 1 Finlayson Green #17-00<br> Singapore 049246 | France |
| Dina G. Daskalakis<br> (Executive Vice President, General Counsel and Corporate Secretary) | Executive Vice President, General Counsel and Corporate Secretary,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Philippe Mallier<br> (Executive Vice President) | Chief Executive Officer, Latin America<br> Odyssey Reinsurance Company<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | France |
| Rory Rose<br> (Senior Vice President and Global Financial Controller) | Senior Vice President and Global Financial Controller,<br> Odyssey Reinsurance Company<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**NEWLINE HOLDINGS UK LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Newline Holdings UK Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Henry J. L. Withinshaw<br> (Company Secretary)<br>| Chief Operating Officer,<br> Newline Group Services Limited<br> 1 Fen Court<br> London, England, EC3M 5BN | United Kingdom |
| Richard F. Coerver IV<br> (Non-Executive Director) | Executive Vice President and Chief Financial Officer,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Sonny Kapur<br> (Director) | Chief Financial Officer,<br> Newline Group Services Limited<br> 1 Fen Court<br> London, England, EC3M 5BN | United Kingdom |
| Robert B. Kastner<br> (Director) | Head of Claims,<br> Newline Group Services Limited<br> 1 Fen Court<br> London, England, EC3M 5BN | United Kingdom |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**NEWLINE CORPORATE NAME LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Newline Corporate Name Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Henry J. L. Withinshaw<br> (Director and Company Secretary) | Chief Operating Officer,<br> Newline Group Services Limited<br> 1 Fen Court<br> London, England, EC3M 5BN | United Kingdom |
| Richard F. Coerver IV<br> (Non-Executive Director) | Executive Vice President and Chief Financial Officer,<br> Odyssey Group Holdings, Inc.<br> 300 First Stamford Place<br> Stamford, Connecticut 06902 | United States |
| Sonny Kapur<br> (Director) | Chief Financial Officer,<br> Newline Group Services Limited<br> 1 Fen Court<br> London, England, EC3M 5BN | United Kingdom |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**UNITED STATES FIRE INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of United States Fire Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alejandro Morales<br> (Senior Vice President and Director) | Senior Vice President,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Arleen A. Paladino<br> (Senior Vice President, Chief Financial Officer and Director) | Executive Vice President, Chief Financial Officer and Treasurer,<br> Crum & Forster Holdings Corp.<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Carmine Scaglione<br> (Senior Vice President and Controller) | Senior Vice President and Controller,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Christopher G. Irving <br> (Treasurer and Vice President) | Treasurer and Vice President,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Marc J. Adee<br> (President, Chief Executive Officer, Chairman and Director) | President, Chief Executive Officer and Chairman<br> Crum & Forster Holdings Corp. (and various other insurance subsidiaries)<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Michael P. McTigue<br> (Senior Vice President, General Counsel and Secretary) | Senior Vice President, General Counsel and Secretary,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**THE NORTH RIVER INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of The North River Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alejandro Morales<br> (Senior Vice President and Director) | Senior Vice President,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Arleen A. Paladino<br> (Senior Vice President, Chief Financial Officer and Director) | Executive Vice President, Chief Financial Officer and Treasurer,<br> Crum & Forster Holdings Corp.<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Carmine Scaglione<br> (Senior Vice President and Controller) | Senior Vice President and Controller,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Christopher G. Irving<br> (Treasurer and Vice President) | Treasurer and Vice President,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Marc J. Adee<br> (President, Chief Executive Officer, Chairman and Director) | President, Chief Executive Officer and Chairman<br> Crum & Forster Holdings Corp. (and various other insurance subsidiaries)<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |
| Michael P. McTigue<br> (Senior Vice President, General Counsel and Secretary) | Senior Vice President, General Counsel and Secretary,<br> United States Fire Insurance Company<br> 305 Madison Avenue<br> Morristown, New Jersey 07962 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ZENITH NATIONAL INSURANCE CORP.**

The following table sets forth certain information with respect to the directors and executive officers of Zenith National Insurance Corp.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Andrew A. Barnard<br> (Director) | President and Chief Operating Officer,<br> Fairfax Insurance Group<br> 100 William Street, 5th Floor<br> New York, New York 10038 | United States |
| Antonio Gaitan<br> (Executive Vice President, Chief Financial Officer and Treasurer) | Executive Vice President, Chief Financial Officer and Treasurer,<br> Zenith Insurance Company<br> 21255 Califa St.<br> Woodland Hills, California 91367 | United States |
| Chad J. Helin<br> (Executive Vice President, General Counsel, Secretary and Director) | Executive Vice President, General Counsel and Director,<br> Zenith Insurance Company<br> 21255 Califa St.<br> Woodland Hills, California 91367 | United States |
| Davidson M. Pattiz<br> (President and Chief Operating Officer) | President and Chief Operating Officer,<br> Zenith Insurance Company<br> 21255 Califa St.<br> Woodland Hills, California 91367 | United States |
| Jack D. Miller<br> (Director) | Director,<br> Zenith Insurance Company<br> 21255 Califa St.<br> Woodland Hills, California 91367 | United States |
| Jennifer Allen<br> (Director) | Vice President and Chief Business Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Kari L. Van Gundy<br> (Chairperson, Chief Executive Officer and Director) | Chairperson, Chief Executive Officer and Director,<br> Zenith Insurance Company<br> 21255 Califa St.<br> Woodland Hills, California 91367 | United States |
| Olivier Quesnel<br> (Director) | Vice President and Chief Actuary,<br> Fairfax Financial Holdings Limited,<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |

---

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| Peter Clarke<br> (Director) | President and Chief Operating Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ZENITH INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of Zenith Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Gordon Campbell<br> (Director) | Independent Business Consultant and Corporate Director<br> Victoria, British Columbia, Canada<br>| Canada |

---

Nicole Elizabeth Bennett Smith<br> (Director) Independent Business Consultant and Corporate Director<br> Mountain Lakes, NJ, USA Canada/US

---

| | |
|:---|:---|
| Christopher Harness<br> (Chief Information Officer) | Chief Information Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Craig Pinnock<br> (Chief Financial Officer) | Chief Financial Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Evan Di Bella<br> (Senior Vice President, Claims) | Senior Vice President, Claims,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Amy Sherk<br> (Director) | Vice President and Chief Financial Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| John Varnell<br> (Director) | Vice President, Corporate Development,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| Lori McDougall<br> (Chief Strategy & Development Officer Officer) | Chief Strategy & Development Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9 Canada |

---

---

| | |
|:---|:---|
| Paul Gardner<br> (Senior Vice President, Corporate Underwriting and Risk Services) | Senior Vice President, Corporate Underwriting and Risk Services,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Robert J. Gunn<br> (Director) | Independent Business Consultant and Corporate Director<br> Toronto, Ontario, Canada |
| Robert S. Weiss<br> (Director) | Independent Business Consultant and Corporate Director<br> Toronto, Ontario, Canada |
| Sarah Bhanji<br> (Chief Actuary) | Chief Actuary,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Silvy Wright<br> (President, Chief Executive Officer and Director) | President and Chief Executive Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Shari Dodsworth (Senior Vice President Commercial Lines) | Senior Vice President Commercial Lines,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Todd MacGuillivray (Senior Vice President Specialty Lines) | Senior Vice President Transportation and Specialty Risk,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada<br>|

---

---

| | |
|:---|:---|
| Harold Weckworth<br> (Senior Vice President People and Culture) | Senior Vice President People and Culture,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br>Canada |
| Dan Golec<br> (Senior Vice President Corporate Risk) | Senior Vice President Corporate Risk,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |

---

**<br>** 

<br> **DIRECTORS AND EXECUTIVE OFFICERS OF**

**RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of Resolution Group Reinsurance (Barbados) Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alistair Dent<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael<br> Barbados | United Kingdom |
| Deborah Irving<br> (Vice President) | Executive Vice President,<br> Chief Financial Officer<br> Riverstone<br> 250 Commercial St. Suite 5000<br> Manchester, New Hampshire 03101 | United States |
| Janice Burke<br> (Managing Director) | Vice President and General Manager,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael<br> Barbados | United States |
| Lisl Lewis<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael<br> Barbados | Barbados |
| Nicholas C. Bentley<br> (Chairman) | Chairman, Chief Executive Officer, President and Director,<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101 | United States |
| Randy Graham<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael<br> Barbados | Barbados |

---

 **DIRECTORS AND EXECUTIVE OFFICERS OF**

**NORTHBRIDGE FINANCIAL CORPORATION**

The following table sets forth certain information with respect to the directors and executive officers of Northbridge Financial Corporation.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| Christopher Harness<br> (Chief Information Officer) | Chief Information Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Craig Pinnock<br> (Director and Chief Financial Officer) | Chief Financial Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Evan Di Bella<br> (Senior Vice President, Claims) | Senior Vice President, Claims,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| George Halkiotis<br> (President, Federated Insurance) | President, Federated Insurance,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Jennifer Allen<br> (Vice President and Chief Business Officer) | Vice President and Chief Business Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| John Varnell<br> (Director) | Vice President, Corporate Development,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| Lori McDougall<br> (Chief Strategy & Corporate Development Officer) | Chief Strategy & Corporate Development Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |

---

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| Paul Gardner<br> (Senior Vice President, Corporate Underwriting and Risk Services) | Senior Vice President, Corporate Underwriting and Risk Services,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Amy Sherk<br> (Director) | Vice President and Chief Financial Officer,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada<br>|
| Olivier Quesnel | Vice President and Chief Actuary,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |
| Robert J. Gunn<br> (Director and Chairman of the Board) | Independent Business Consultant and Corporate Director<br> Toronto, Ontario, Canada |
| Sarah Bhanji<br> (Chief Actuary) | Chief Actuary,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Silvy Wright<br> (President, Chief Executive Officer and Director) | President and Chief Executive Officer,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Shari Dodsworth<br> (Senior Vice President Commercial Lines) | Senior Vice President Commercial Lines,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |
| Harold Weckworth<br> (Senior Vice President People and Culture) | Senior Vice President People and Culture,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada<br>|
| Todd MacGuillivray<br> (Senior Vice President Specialty Lines) | Senior Vice President Transportation and Specialty Risk,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada<br>|
| Dan Golec<br> (Senior Vice President Corporate Risk) | Senior Vice President Corporate Risk,<br> Northbridge Financial Corporation<br> 105 Adelaide Street West, 7th Floor<br> Toronto, Ontario M5H 1P9<br> Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**1102952 B.C. UNLIMITED LIABILITY COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of 1102952 B.C. Unlimited Liability Company.

---

| | |
|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** |
| John Varnell<br> (Director) | Vice President, Corporate Development,<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Company Holdings, Ltd.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Graham Collis<br> (Director) | Retired | Bermuda |
| Jean Cloutier<br> (Director) | Vice President and Chairman International<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Adrian Croft <br> (Director) | Managing Director – OMERS Capital Markets,<br> OMERS Administration Corporation<br> 900-100 Adelaide Street West<br> Toronto, Ontario M5H 0E2<br> Canada | Canada |
| Louis Iglesias<br> (Chairman of the Board of Directors, President & Chief Executive Officer) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Michael McCrimmon<br> (Director and Vice Chairman) | Director and Vice Chairman,<br> Allied World Assurance Company Holdings I, Ltd<br> 27 Richmond Road<br> Pembroke HM 08<br> Bermuda | Canada |
| Scott Hunter<br> (Director) | Retired | Bermuda |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Company (Europe) dac.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Jim O'Mahoney<br> (Director) | Retired | Ireland |
| Lee Dwyer<br> (Director and Managing Director) | Director and President,<br> Allied World Assurance Holdings (Ireland) Ltd.<br> 3<sup>rd</sup> Floor, Georges Quay Plaza<br> Georges Quay<br> Dublin 2<br> Ireland | United Kingdom |
| Michael Stalley<br> (Director) | Retired | United Kingdom |
| Neil Macmillan<br> (Director) | Retired | United Kingdom |
| Peter Ford<br> (Executive Vice President, Head of European Insurance Division) | Executive Vice President, Head of European Insurance Division,<br> Allied World Managing Agency Limited<br> 19<sup>th</sup> Floor, 20 Fenchurch Street<br> London EC3M 3BY<br> United Kingdom | United States |
| Sean Hehir<br> (Director) | Retired | Ireland |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Company Holdings I, Ltd.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Colm Singleton<br> (Head of Bermuda Office; Executive Vice President, Head of Bermuda and Global Markets Claims Group) | Head of Bermuda Office; Executive Vice President, Head of Bermuda and Global Markets Claims Group,<br> Allied World Assurance Company Holdings I, Ltd<br> 27 Richmond Road<br> Pembroke HM 08<br> Bermuda | Bermuda |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Michael McCrimmon<br> (Director and Vice Chairman) | Director and Vice Chairman,<br> Allied World Assurance Company Holdings I, Ltd<br> 27 Richmond Road<br> Pembroke HM 08<br> Bermuda | Canada |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE COMPANY, LTD**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Company, Ltd.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Colm Singleton<br> (Head of Bermuda Office; Executive Vice President, Head of Bermuda and Global Markets Claims Group) | Head of Bermuda Office; Executive Vice President, Head of Bermuda and Global Markets Claims Group,<br> Allied World Assurance Company Holdings I, Ltd<br> 27 Richmond Road<br> Pembroke HM 08<br> Bermuda | Bermuda |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038<br>| United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Michael McCrimmon<br> (Director and Vice Chairman) | Director and Vice Chairman,<br> Allied World Assurance Company Holdings I, Ltd<br> 27 Richmond Road<br> Pembroke HM 08<br> Bermuda | Canada |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038<br>| United States |
| Graham Collis<br> (Director) | Retired | Bermuda |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Holdings (Ireland) Ltd.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Janet Sayers<br> (Director) | Retired | United Kingdom |
| Lee Dwyer<br> (Director and President) | Director and President,<br> Allied World Assurance Holdings (Ireland) Ltd<br> 3rd Floor, Georges Quay Plaza<br> Georges Quay<br> Dublin 2 | United Kingdom |
| Timothy Hennessy<br> (Director) | Retired | Ireland |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038<br>| United States |
| Michael Stalley<br> (Director) | Retired | United Kingdom |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC.**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Holdings (U.S.) Inc.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| John Bender<br> (Director and CEO, Global Reinsurance) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director and President & Chief Executive Officer) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Wesley Dupont<br> (Director and Chief Operating Officer) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Christian Gravier<br> (President, North America Professional Lines) | President, North America Professional Lines,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Joseph Cellura<br> (President, North America Casualty) | President, North America Casualty,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Kevin Marine<br> (CEO, Global Reinsurance) | CEO, Global Reinsurance,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Robert Bowden<br> (Executive Vice President, Global Insurance) | Executive Vice President, Global Insurance,<br> Allied World Insurance Company<br> 550 Hope Street, Suite 1825<br> Los Angeles, California 90071 | United States |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**AW UNDERWRITERS INC.**

The following table sets forth certain information with respect to the directors and executive officers of AW Underwriters Inc.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Christian Gravier<br> (President, North America Professional Lines) | President, North America Professional Lines,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Joseph Cellura<br> (President, North America Casualty) | President, North America Casualty,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Robert Bowden<br> (Executive Vice President, Global Insurance) | Executive Vice President, Global Insurance,<br> Allied World Insurance Company<br> 550 Hope Street, Suite 1825<br> Los Angeles, California 90071 | United States |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD SPECIALTY INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Specialty Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Christian Gravier<br> (President, North America Professional Lines) | President, North America Professional Lines,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Joseph Cellura<br> (President, North America Casualty) | President, North America Casualty,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Robert Bowden<br> (Executive Vice President, Global Insurance) | Executive Vice President, Global Insurance,<br> Allied World Insurance Company<br> 550 Hope Street, Suite 1825<br> Los Angeles, California 90071 | United States |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD SURPLUS LINES INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Surplus Lines Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Christian Gravier<br> (President, North America Professional Lines) | President, North America Professional Lines,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Joseph Cellura<br> (President, North America Casualty) | President, North America Casualty,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Robert Bowden<br> (Executive Vice President, Global Insurance) | Executive Vice President, Global Insurance,<br> Allied World Insurance Company<br> 550 Hope Street, Suite 1825<br> Los Angeles, California 90071 | United States |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**ALLIED WORLD ASSURANCE COMPANY (U.S.) INC.**

The following table sets forth certain information with respect to the directors and executive officers of Allied World Assurance Company (U.S.) Inc.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Christian Gravier<br> (President, North America Professional Lines) | President, North America Professional Lines,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| John Bender<br> (Director) | Chairman, Reinsurance and Risk Management,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Joseph Cellura<br> (President, North America Casualty) | President, North America Casualty,<br> Allied World Insurance Company<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Louis Iglesias<br> (Director) | Chairman of the Board of Directors, President & Chief Executive Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |
| Robert Bowden<br> (Executive Vice President, Global Insurance) | Executive Vice President, Global Insurance,<br> Allied World Insurance Company<br> 550 Hope Street, Suite 1825<br> Los Angeles, California 90071 | United States |
| Wesley Dupont<br> (Director) | Chief Operating Officer,<br> Allied World Assurance Company Holdings, Ltd<br> 199 Water Street, 26th Floor<br> New York, New York 10038 | United States |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**CRC REINSURANCE LIMITED**

The following table sets forth certain information with respect to the directors and executive officers of CRC Reinsurance Limited.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Alistair Dent<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United Kingdom |
| Janice Burke<br> (Vice President and General Manager) | Vice President and General Manager<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | United States |
| Jean Cloutier<br> (Chairman) | Vice President and Chairman International<br> Fairfax Financial Holdings Limited<br> 95 Wellington Street West, Suite 800<br> Toronto, Ontario M5J 2N7<br> Canada | Canada |
| Lisl Lewis<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |
| Niall Tully<br> (Vice President and Chief Financial Officer) | Vice President and Chief Financial Officer<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2 | Ireland |
| Paul Mulvin<br> (Vice President) | Vice President,<br> ffh Management Services<br> First Floor 25-28<br> Adelaide Road<br> Dublin 2<br>| Ireland |
| Sammy S.Y. Chan<br> (Vice President) | Vice President,<br> Fairfax Asia Limited<br> Room 4111, 41st Floor<br> Hopewell Centre, No. 183 Queen's Road<br> East, Wanchai, | Hong Kong |
| Randy Graham<br> (Director) | Director,<br> Wentworth Insurance Company Ltd.<br> Pine Commercial Centre<br> #12 Pine Commercial<br> The Pine, St. Michael | Barbados |

---

**DIRECTORS AND EXECUTIVE OFFICERS OF**

**TIG INSURANCE COMPANY**

The following table sets forth certain information with respect to the directors and executive officers of TIG Insurance Company.

---

| | | |
|:---|:---|:---|
| **Name** | **Present Principal Occupation or<br> Employment and the Name, Principal<br> Business and Address of any Corporation<br> or other Organization in which such<br> employment is conducted** | **Citizenship** |
| Deborah A. Irving<br> (Director, Executive Vice President and Chief Financial Officer) | Executive Vice President,<br> Chief Financial Officer<br> Riverstone Resources LLC <br> 250 Commercial St. Suite 5000<br> Manchester, New Hampshire 03101 | United States/Canada |

---

---

| | | |
|:---|:---|:---|
| Matthew W. Kunish (Director, Executive Vice President and Chief Actuary) | Executive Vice President, Chief Actuary,<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101<br>| United States/United Kingdom |
| Nicholas C. Bentley<br> (Director, Chairman, Executive Vice President)<br>Robert J. Sampson<br> (Director, President and Chief Executive Officer) | Chairman, Executive Vice President,<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101<br>President and Chief Executive Officer,<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101<br>| United States/United Kingdom<br>United States |
| Timothy Donlon <br> (Executive Vice President) | Executive Vice President<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101 | United States |
| <br> John W. Bauer<br> (Executive Vice President, General Counsel and Secretary) | <br> Executive Vice President, General Counsel and Secretary<br> RiverStone Resources LLC<br> 250 Commercial Street, Suite 5000<br> Manchester, New Hampshire 03101 | <br> United States |

---

 ****

## Exhibit 99.16

**EXHIBIT 99.16**

CUSIP No. 489398107

**AGREEMENT CONCERNING JOINT FILING**

**OF SCHEDULE 13D**

The undersigned agree as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) each of them is individually eligible to use the Schedule 13D/A to which this Exhibit is attached, and such Schedule 13D/A is filed on behalf of each of them; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) each of them is responsible for the timely filing of such Schedule 13D/A and any amendments thereto, and for the completeness and accuracy of the information concerning such person contained therein; but none of them is responsible for the completeness or accuracy of the information concerning the other person making the filing, unless such person knows or has reason to believe that such information is inaccurate.

This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original, but all of which, taken together, shall constitute one and the same instrument.

Dated: November 5, 2025

---

| | | |
|:---|:---|:---|
| V. PREM WATSA | V. PREM WATSA | V. PREM WATSA |
| THE SECOND 810 HOLDCO LTD. | THE SECOND 810 HOLDCO LTD. | THE SECOND 810 HOLDCO LTD. |
| By: | /s/ V. Prem Watsa | /s/ V. Prem Watsa |
|  | Name: | V. Prem Watsa |
|  | Title: | Director |
| THE SECOND 1109 HOLDCO LTD. | THE SECOND 1109 HOLDCO LTD. | THE SECOND 1109 HOLDCO LTD. |
| By: | /s/ V. Prem Watsa | /s/ V. Prem Watsa |
|  | Name: | V. Prem Watsa |
|  | Title: | President |
| THE SIXTY TWO INVESTMENT COMPANY LIMITED | THE SIXTY TWO INVESTMENT COMPANY LIMITED | THE SIXTY TWO INVESTMENT COMPANY LIMITED |
| By: | /s/ V. Prem Watsa | /s/ V. Prem Watsa |
|  | Name: | V. Prem Watsa |
|  | Title: | President |
| 12002574 CANADA INC. | 12002574 CANADA INC. | 12002574 CANADA INC. |
| By: | /s/ V. Prem Watsa | /s/ V. Prem Watsa |
|  | Name: | V. Prem Watsa |
|  | Title: | President<br>|
| FFHL GROUP LTD. | FFHL GROUP LTD. | FFHL GROUP LTD. |
| By: | /s/ V. Prem Watsa | /s/ V. Prem Watsa |
|  | Name: | V. Prem Watsa |
|  | Title: | President |

---

---

| | | |
|:---|:---|:---|
| FAIRFAX FINANCIAL HOLDINGS LIMITED | FAIRFAX FINANCIAL HOLDINGS LIMITED | FAIRFAX FINANCIAL HOLDINGS LIMITED |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | President and Chief Operating Officer |
| FAIRFAX (US) INC. | FAIRFAX (US) INC. | FAIRFAX (US) INC. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| ODYSSEY GROUP HOLDINGS, INC. | ODYSSEY GROUP HOLDINGS, INC. | ODYSSEY GROUP HOLDINGS, INC. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| ODYSSEY REINSURANCE COMPANY | ODYSSEY REINSURANCE COMPANY | ODYSSEY REINSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| CRUM & FORSTER HOLDINGS CORP. | CRUM & FORSTER HOLDINGS CORP. | CRUM & FORSTER HOLDINGS CORP. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| UNITED STATES FIRE INSURANCE COMPANY | UNITED STATES FIRE INSURANCE COMPANY | UNITED STATES FIRE INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| TIG INSURANCE COMPANY | TIG INSURANCE COMPANY | TIG INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| NORTHBRIDGE FINANCIAL CORPORATION | NORTHBRIDGE FINANCIAL CORPORATION | NORTHBRIDGE FINANCIAL CORPORATION |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| THE NORTH RIVER INSURANCE COMPANY | THE NORTH RIVER INSURANCE COMPANY | THE NORTH RIVER INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| FAIRFAX (BARBADOS) INTERNATIONAL CORP. | FAIRFAX (BARBADOS) INTERNATIONAL CORP. | FAIRFAX (BARBADOS) INTERNATIONAL CORP. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| ZENITH NATIONAL INSURANCE CORP. | ZENITH NATIONAL INSURANCE CORP. | ZENITH NATIONAL INSURANCE CORP. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| <br> ZENITH INSURANCE COMPANY | <br> ZENITH INSURANCE COMPANY | <br> ZENITH INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| 1102952 B.C. UNLIMITED LIABILITY COMPANY | 1102952 B.C. UNLIMITED LIABILITY COMPANY | 1102952 B.C. UNLIMITED LIABILITY COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD | ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD | ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD | ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD | ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| ALLIED WORLD ASSURANCE COMPANY, LTD | ALLIED WORLD ASSURANCE COMPANY, LTD | ALLIED WORLD ASSURANCE COMPANY, LTD |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD | ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD | ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC | ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC | ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| <br> ALLIED WORLD INSURANCE COMPANY | <br> ALLIED WORLD INSURANCE COMPANY | <br> ALLIED WORLD INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| AW UNDERWRITERS INC. | AW UNDERWRITERS INC. | AW UNDERWRITERS INC. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact<br>|

---

---

| | | |
|:---|:---|:---|
| ALLIED WORLD SPECIALTY INSURANCE COMPANY | ALLIED WORLD SPECIALTY INSURANCE COMPANY | ALLIED WORLD SPECIALTY INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| <br> ALLIED WORLD SURPLUS LINES INSURANCE COMPANY | <br> ALLIED WORLD SURPLUS LINES INSURANCE COMPANY | <br> ALLIED WORLD SURPLUS LINES INSURANCE COMPANY |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| <br> ALLIED WORLD ASSURANCE COMPANY (U.S.) INC. | <br> ALLIED WORLD ASSURANCE COMPANY (U.S.) INC. | <br> ALLIED WORLD ASSURANCE COMPANY (U.S.) INC. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| <br> ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC | <br> ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC | <br> ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| NEWLINE CORPORATE NAME LIMITED | NEWLINE CORPORATE NAME LIMITED | NEWLINE CORPORATE NAME LIMITED |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| NEWLINE HOLDINGS UK LIMITED | NEWLINE HOLDINGS UK LIMITED | NEWLINE HOLDINGS UK LIMITED |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED | RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED | RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| WENTWORTH INSURANCE COMPANY LTD. | WENTWORTH INSURANCE COMPANY LTD. | WENTWORTH INSURANCE COMPANY LTD. |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |
| CRC REINSURANCE LIMITED | CRC REINSURANCE LIMITED | CRC REINSURANCE LIMITED |
| By: | /s/ Peter Clarke | /s/ Peter Clarke |
|  | Name: | Peter Clarke |
|  | Title: | Attorney-in-Fact |

---

---

| | | |
|:---|:---|:---|
| FAIRFAX UK HOLDINGS LIMITED | FAIRFAX UK HOLDINGS LIMITED | FAIRFAX UK HOLDINGS LIMITED |
| By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Michael Wallace | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Michael Wallace |
|  | Name: | Michael Wallace |
|  | Title: | Director |

---

---

| | | |
|:---|:---|:---|
| BRIT GROUP HOLDINGS LIMITED | BRIT GROUP HOLDINGS LIMITED | BRIT GROUP HOLDINGS LIMITED |
| By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson |
|  | Name: | Gavin Wilkinson |
|  | Title: | Group Chief Financial Officer |
| BRIT INSURANCE HOLDINGS LIMITED | BRIT INSURANCE HOLDINGS LIMITED | BRIT INSURANCE HOLDINGS LIMITED |
| By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson |
|  | Name: | Gavin Wilkinson |
|  | Title: | Group Chief Financial Officer |
| BRIT SYNDICATES LIMITED | BRIT SYNDICATES LIMITED | BRIT SYNDICATES LIMITED |
| By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson |
|  | Name: | Gavin Wilkinson |
|  | Title: | Group Chief Financial Officer |
| BRIT REINSURANCE (BERMUDA) LIMITED | BRIT REINSURANCE (BERMUDA) LIMITED | BRIT REINSURANCE (BERMUDA) LIMITED |
| By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson | &nbsp;&nbsp;&nbsp;&nbsp;/s/ Gavin Wilkinson |
|  | Name: | Gavin Wilkinson |
|  | Title: | Group Chief Financial Officer |

---

## Exhibit 99.19

**EXHIBIT 99.19**

**JOINT BIDDING AGREEMENT**

**THIS JOINT BIDDING AGREEMENT** (the "**Agreement**") is entered into and effective as of November 4, 2025, by and among:

(1) Each of the entities set forth on Schedule 1 (collectively, "**FF**"); and

(2) Kona Management Holdco, LLC, a Delaware limited liability company (the "**Management Holdco**", and the Management Holdco and FF collectively, the "**Investors**").

**RECITALS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) The Investors wish to form a consortium (the "**Consortium**") for the purposes of evaluating and potentially implementing
a transaction which would result in an entity established by the Consortium ()"**Bidco**") acquiring Kennedy-Wilson Holdings,
Inc. (the "**Company**" and, together with its subsidiaries, the "**Target**" and such transaction, the
" **Proposed Transaction** ").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) The Investors wish to agree upon certain terms and conditions that will govern the actions of the Investors and the treatment of certain
fees, expenses and obligations incurred by the Investors in connection with their evaluation of one or more of their Affiliates participating
in, negotiating and/or consummating the Proposed Transaction through Bidco or another Holding Vehicle. The Investors agree to work together
on an exclusive basis (as set out in Section 4 of this Agreement) to pursue the Proposed Transaction under the terms of this Agreement.

NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. DEFINITIONS AND OTHER INTERPRETATIONAL MATTERS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1 In this Agreement, the following terms shall have the following meanings:

"**Affiliate**" with respect to a person, means any other person, whether now in existence or hereafter created, directly or indirectly Controlling, Controlled by or under common Control with such person;

"**Agreement**" has the meaning given in the Preamble;

"**Alternative Acquisition Agreement**" has the meaning given in Section 10.3;

"**Alternative Proposal**" has the meaning given in Section 4.1(b);

"**Bidco**" has the meaning given in the Recitals;

"**Bidco Units**" means the ownership interests in Bidco;

"**Business Day**" means a day (other than a Saturday or Sunday) on which banks in New York, New York and Toronto, Ontario, Canada are open for ordinary banking business;

"**Change of Recommendation**" has the meaning given in Section 10.3;

"**Closing**" means the closing of the Proposed Transaction;

"**Confidential Information**" has the meaning given in Section 7.1;

"**Company**" has the meaning given in the Recitals;

"**Company Board**" has the meaning given in Section 10.3;

"**Company Common Shares**" means the common shares of the Company;

"**Consortium**" has the meaning given in the Recitals;

"**Consortium Advisors**" has the meaning given in Section 3.1;

"**Consortium Expenses**" has the meaning given in Section 3.1;

"**Control**" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract or otherwise, and "**controlled**" and "**controls**" shall have correlative meanings;

"**Definitive Transaction Documents**" has the meaning given in Section 9.4(c);

"**FF**" has the meaning given in the Preamble;

"**Governance Documents**" has the meaning given in Section 10.1;

"**Holding Vehicles**" means one or more newly incorporated special purpose vehicles or entities incorporated by the Consortium to effect the acquisition of the Target pursuant to the Proposed Transaction;

"**HWIC**" has the meaning given in Section 1.5;

"**Investors**" has the meaning given in the Preamble;

"**Joint Bid**" has the meaning given in Section 9.1;

"**Management Holdco**" has the meaning given in the Preamble;

"**Management Principals**" has the meaning given in Section 2.2;

"**Merger Agreement**" means a definitive written agreement entered into between Bidco (and/or an Affiliate thereof) and the Target in connection with the Proposed Transaction;

"**Outside Date**" has the meaning given in Section 12.1(b);

"**Proposed Transaction**" has the meaning given in the Recitals;

"**Regulatory Laws**" has the meaning given in Section 5;

"**Representative**" has the meaning given in Section 4.2;

"**Revised Proposal**" has the meaning given in Section 10.4;

"**Rollover Agreements**" has the meaning given in Section 2.1;

"**Rollover Equity**" has the meaning given in Section 2.1;

"**Special Committee**" has the meaning given in Section 10.3;

"**Surviving Provisions**" means Section 3 (*Advisors*); Section 7 (*Confidentiality*); Section 11 (*Limitation of Liability*); Section 12 (*Termination*); and Section 13 (*Other Terms*), and in each case Section 1 to the extent applicable to such other Sections;

"**Target**" has the meaning given in the Recitals;

"**Termination Date**" has the meaning given in Section 12.1;

"**Transaction Structure**" has the meaning given in Section 9.3;

"**WM**" means William McMorrow.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Wherever required by the context of this Agreement, the singular shall include the plural and vice versa,
and the masculine gender shall include the feminine and neutral genders and vice versa, and references to any agreement, document or instrument
shall be deemed to refer to such agreement, document or instrument as amended, supplemented or modified from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.3 When used herein:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) the word "or" is not exclusive unless the context clearly requires otherwise;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) the words "including," "includes," "included" and "include"
are deemed to be followed by the words "without limitation";

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) the terms "herein," "hereof" and "hereunder" and other words of
similar import refer to this Agreement as a whole and not to any particular section, paragraph or subdivision; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) all section, paragraph or clause references not attributed to a particular document shall be references
to such parts of this Agreement, and all exhibit, annex and schedule references not attributed to a particular document shall be references
to such exhibits, annexes and schedules to this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.4 This Agreement shall be construed without regard to any presumption or rule requiring construction or
interpretation against the party drafting or causing any instrument to be drafted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.5 Any references to any consent required by FF, as an Investor or otherwise, in this Agreement shall require
the consent only of Hamblin Watsa Investment Counsel Ltd. ()"**HWIC** "), in its capacity as investment manager and/or authorized
power of attorney in respect of the Company Common Shares (as defined below) held by the entities listed on Schedule 1 hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. EQUITY AND ROLLOVER COMMITMENTS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Each of FF and Management Holdco hereby affirms and agrees that it (or, in the case of Management Holdco,
it or an Affiliate of Management Holdco) shall enter into customary rollover agreements with Bidco and its Affiliates, each in form and
substance reasonably satisfactory to both Management Holdco and HWIC (the "**Rollover Agreements**") (and that each Investor
shall be a third party beneficiary thereof to cause Bidco or an Affiliate thereof to enforce the provisions thereof) simultaneously with
the execution and delivery of the Merger Agreement, pursuant to which each of FF and Management Holdco (or its applicable Affiliate) will
agree that its Company Common Shares set forth on Schedule 2 (which, in the case of FF, shall not include the Company Common Shares issuable
upon exercise of the warrants held by FF) (the "**Rollover Equity**") shall not be exchanged in the Proposed Transaction
for the consideration set forth in the Merger Agreement, but instead shall be contributed to, converted into or exchanged for Bidco Common
Units as set forth in such Rollover Agreements.

Each of the Investors hereby represents and warrants (in the case of FF, as indicated on Fairfax Financial Holdings Limited's Schedule 13D on file with the Securities Exchange Commission, as amended through the date hereof and, in the case of Management Holdco, as indicated on WM's Schedule 13D on file with the Securities Exchange Commission, as amended through the date hereof) to each other that (i) it (or, in the case of Management Holdco, its Affiliate) owns and holds good and valid title to all of the Rollover Equity set forth opposite its name on Schedule 2, free and clear of any liens or other restrictions on title that would prevent it from entering into this Agreement or its (or, in the case of Management Holdco, its Affiliate's) Rollover Agreement and consummating the Proposed Transactions, (ii) it (or, in the case of Management Holdco, its Affiliate) has sole voting power, power of disposition, and power to issue instructions with respect to the Rollover Equity set forth opposite its name on Schedule 2 and power to agree to all of the matters applicable to such Investor set forth in this Agreement and its (or, in the case of Management Holdco, its Affiliate's) Rollover Agreement, in each case, over all of the Rollover Equity set forth opposite its name on Schedule 2, and (iii) it owns no other securities (including debt securities) of the Target or any of its subsidiaries or securities that are convertible, exercisable or exchangeable for such securities other than the Rollover Equity (other than, in the case of FF, the Company's Series B Preferred Shares and Series C Preferred Shares and the warrants attached to such instruments).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 The Investors acknowledge that certain other current senior executive officers of the Company (together
with WM, the "**Management Principals**") intend to enter into Rollover Agreements (and that each Investor shall be a third
party beneficiary thereof to cause Bidco or an Affiliate thereof to enforce the provisions thereof) simultaneously with the execution
and delivery of the Merger Agreement, pursuant to which such Management Principals will agree that the Company Common Shares owned by
him or her shall not be exchanged in the Proposed Transaction for the consideration set forth in the Merger Agreement, but instead shall
be contributed to, converted into or exchanged for Bidco Units as set forth in such Rollover Agreements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ADVISORS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1 The Consortium may appoint legal advisors on behalf of the Consortium or Bidco ()"**Consortium Advisors** "), if both Management Holdco and HWIC consent to such arrangement. FF will pay 100% of all of the costs, fees and out-of-pocket
expenses of such Consortium Advisors and any legal advisors engaged to represent members of Management Holdco in connection with the Proposed
Transaction pursuant to the relevant engagement or retainer agreements ()"**Consortium Expenses** ").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. EXCLUSIVITY

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1 In consideration of the Investors committing time and expense to considering and evaluating the Proposed
Transaction, each Investor undertakes that until the Termination Date (as defined in Section 12 (*Termination*)):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) in connection with the Proposed Transaction, it will, and will direct that each of its Representatives
will, work exclusively with the Consortium and the other Investors;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) other than as part of the Holding Vehicles and as contemplated by this Agreement, it will not, and will
direct that none of its Representatives will, directly or indirectly, initiate, enter into, encourage or continue discussions or negotiations
in respect of any transaction, or provide any information to or enter into an agreement with any third party (other than actual and prospective
equity or debt providers of the Investor in connection with their investment in the Proposed Transaction as part of the Consortium) who
may be interested in making an offer, or entering into an agreement in respect of any transaction, for the acquisition of all or any of
the shares or assets of the Target or any transaction designed to achieve a similar outcome (an "**Alternative Proposal** ");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) other than as part of the Consortium and as contemplated by this Agreement, it will not, and will direct
that none of its Representatives will, directly or indirectly, pursue the Proposed Transaction or any Alternative Proposal; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) it will not, and will direct that none of its Representatives will, directly or indirectly solicit,
encourage or otherwise facilitate any enquiries or the making of any offer or proposal by a third party or any Investor with respect to
an Alternative Proposal;

except as agreed in writing by Management Holdco and HWIC.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2 For the purposes of this Agreement, "**Representative**" means any Affiliate of an Investor
(other than Target and its subsidiaries) and the respective directors, officers, employees, equityholders, counsel or advisors of an Investor
or of any of its Affiliates, but excluding for purposes of this Section 4 any person that serves as a director of the Company solely to
the extent acting in his or her capacity as such. The Investors agree and acknowledge that notwithstanding anything to the contrary provided
in this Agreement, each Investor is signing this Agreement solely in its capacity as a holder of Company Common Shares. Nothing in this
Agreement shall limit or affect any actions taken by any Investor or any Affiliates of such Investor in his or her capacity as a director
or officer of the Company to the extent this Agreement could be construed to restrict the exercise by such person of his or her fiduciary
duties in such capacity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. REGULATORY LAWS

The Investors will work together in good faith to determine the filings that are required by applicable antitrust, competition, foreign investment, fair trade, "know your customer", anti-money laundering or anti-bribery laws or regulations or other applicable laws or regulations relating to or in connection with the transactions contemplated hereby and in any Rollover Agreements, as well as the acquisition of the Company under the Merger Agreement ("**Regulatory Laws**"). Subject to appropriate confidentiality undertakings, each Investor undertakes to provide all information reasonably requested by any other Investor in relation to the Proposed Transaction and such Investor's investment, including but not limited to in connection with any filings, notifications or other written materials provided under, or relating to, any Regulatory Laws. Notwithstanding the foregoing, in no event will any Investor or any of its Affiliates have any obligation to propose, negotiate, commit to or effect, by consent decree, hold separate orders, or otherwise, (1) the sale, transfer, divestiture, disposition, or license of any material assets, properties, products, product lines, services, businesses, or rights of such Investor or any of its Affiliates, or (2) implementing any changes (including through a licensing agreement), or any material restrictions on or other impairment of, such Investor's or its Affiliates' ability to use, own, operate or take any other actions with respect to any material assets of such Investor or any of its Affiliates or Bidco or the Target. Each Investor hereby represents, warrants and covenants to the other Investors that any information that has been or will be supplied on its behalf in connection with Regulatory Laws will be accurate and complete in all material respects (subject to redaction of confidential business information, personal information and privileged information) and will be provided promptly upon request.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. ACQUISITION OF TARGET SECURITIES

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.1 Unless approved in advance in writing by Management Holdco and HWIC or provided for pursuant to the
Merger Agreement, each Investor agrees that neither it, nor any of its Affiliates and Representatives acting on its behalf, will, during
the term of this Agreement, directly or indirectly:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) make any proposal to the board of directors of Target or Target's Representatives regarding, or
make any public announcement, proposal or offer with respect to, or otherwise solicit, seek or offer to effect (including indirectly by
means of communication with the press or media):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) any business combination, amalgamation, merger, tender offer, exchange offer or similar transaction
involving the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) any restructuring, recapitalization, liquidation or similar transaction involving the Target; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) any acquisition of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) loans, debt securities or equity securities of the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) rights or options to acquire interests in loans, debt securities or equity securities of the Target;
or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) a material portion of the assets of the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) knowingly instigate, initiate, encourage or assist any third party to do, or enter into any discussions
or agreements (including any non-disclosure agreement) with any third party with respect to, any of the actions set forth in Section 6.1(a)
above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) take any action which would reasonably be expected to require the Target to make a public announcement
regarding any of the actions set forth in Section 6.1(a) above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) otherwise act, alone or in concert with others, to seek representation on the board of directors of
the Target or otherwise seek to control or substantially influence the management, board of directors or policies of the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) publicly request or propose any waiver, amendment or termination of this Section 6.1; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) acquire, legally or beneficially, by purchase or otherwise (other than with respect to incentive equity
that the Management Principals may be entitled to):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) any loans, debt securities or equity securities of the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) any rights or options to acquire interests in loans, debt securities or equity securities of the Target;
or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) a material portion of the assets of the Target.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2 Nothing in this Agreement shall prevent any Investor and its Affiliates from holding the securities
issued by the Target, or any debt or debt securities in the Target, that they hold as at the date of this Agreement, from having a related
person on the board of directors of the Target that is serving on that board as of the date of this Agreement, or from that person serving
on the board performing his duties as a member of the board.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3 Each Investor acknowledges that applicable securities laws prohibit any person who has material non-public
information about a company from purchasing or selling securities of such company, and each Investor agrees to comply, and to cause its
Representatives acting on its behalf to comply, with such prohibitions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. CONFIDENTIALITY

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.1 Each Investor shall keep confidential and not disclose to any third party without the prior written
consent of Management Holdco or HWIC, as the case may be, the existence and terms of this Agreement and any other transaction documentation,
the proposed terms of the Proposed Transaction, its participation in the Proposed Transaction, the fact that discussions are taking or
have taken place and any information disclosed by or on behalf of an Investor in respect of its, or any of its Affiliates', business
or operations (including, without limitation, business plans, financial models or otherwise) (and any document that contains, is based
on or utilizes such information) ()"**Confidential Information** ").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.2 Notwithstanding the above, an Investor may disclose Confidential Information:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) where required by any applicable laws, rules or regulations (including stock exchange regulations) or
competent government or regulatory authorities, or requested by such government or regulatory authorities;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) to its Affiliates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) in a press release approved by each of Management Holdco and HWIC; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) to the employees, consultants, professional advisors, and lenders of it or any person in clauses (a)
to (b),

in each case, on a need-to-know basis for the purpose of the Proposed Transaction and provided that any such person: (i) is made aware that they are receiving Confidential Information and is subject to a duty of confidentiality with respect to such Confidential Information; or (ii) has otherwise undertaken to observe these confidentiality obligations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.3 Each Investor shall remain liable for any breaches by any person listed in Sections 7.2(b) and 7.2(d)
above (as applicable) to whom it (or any such listed person) has disclosed Confidential Information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.4 To the extent reasonably practicable and permitted by applicable law, each Investor will notify the
other Investors at least twenty four (24) hours before making any disclosure pursuant to Section 7.2(a) above (including, for the avoidance
of doubt, any filings with the Securities and Exchange Commission) and shall consider in good faith any comments made by the other Investors
to prevent or restrict disclosure, or on the content of the disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.5 Except as required by applicable law or regulation (including stock exchange regulations), each Investor
shall not make any public announcement or media release in respect of the Proposed Transaction without the prior written approval of Management
Holdco and HWIC; except that, following such an announcement or release by the Company, each Investor may make an announcement or release
that contains substantially similar information as that of the Company's prior announcements or releases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. SHARING OF INFORMATION

Each Investor agrees to promptly communicate to the other Investors any information it becomes aware of which is material or would reasonably be expected to be material in the context of the Proposed Transaction and the due diligence being conducted in connection therewith, provided that each Investor shall not be required to communicate such information where it is not permitted to disclose such information as a result of any fiduciary or similar duties or any confidentiality obligation owed to any third party that is not an Affiliate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. BID CONDUCT

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.1 Pursuant to the terms of this Agreement, the Investors agree to work together, in good faith, to explore
the possibility of submitting an offer to the Target for the Proposed Transaction (the "**Joint Bid** ").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.2 The Investors will coordinate regarding the submission of all bid materials, the material components
of the timetable and steps required to submit the Joint Bid and the negotiations with the Target and its advisors regarding the Definitive
Transaction Documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.3 Each Investor agrees to act reasonably with respect to determining and implementing the Proposed Transaction
acquisition structure (the "**Transaction Structure**") (including with respect to changes to such Transaction Structure)
as may be required to satisfy any legal or regulatory requirements, or as may be necessary to achieve greater tax or other efficiencies
for the other Investors. It is the intent of the Investors and a condition to the Proposed Transaction that the Proposed Transaction shall
be structured so as to qualify as a tax-free, tax-deferred or non-recognition transaction for all applicable income tax purposes, with
respect to the Rollover Equity. The Investors shall work together in good faith to unanimously agree upon terms of the Definitive Transaction
Documents that maintain such tax-free, tax-deferred or non-recognition treatment for each Investor party to a Rollover Agreement, in each
case as is unanimously agreed upon by the Investors. For the avoidance of doubt, (a) the Transaction Structure and terms of the Definitive
Transaction Documents shall be finally determined by the unanimous written approval of Management Holdco and HWIC pursuant to Section
9.4, and (b) no Investor will have any obligation to approve any Transaction Structure or Definitive Transaction Document that would reasonably
be likely to have any adverse tax consequences for itself or for any of its investors.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.4 Notwithstanding anything to the contrary contained herein, the following decisions will require the
unanimous written approval of both Management Holdco and HWIC:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) admission of any other Investor to the Consortium and any related amendments to this Agreement to effectuate
such admission;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) the making of any proposals to the Target;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) approval of any preliminary or final Joint Bid, Merger Agreement and ancillary documents (including
any equity commitment letters or guaranties) to be provided to the Target and/or financing documentation to implement the Proposed Transaction
(any of the foregoing, "**Definitive Transaction Documents** ");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) the final bid price (or any change in the amount or form of consideration offered for the Proposed Transaction),
and the Transaction Structure; <u>provided</u> that the Investors shall negotiate in good faith to agree upon a Transaction Structure
that qualifies as a tax-free, tax-deferred or non-recognition transaction for all applicable income tax purposes for the Rollover Equity
and is not reasonably likely to have any adverse tax consequence for any Investor prior to the earlier of entry into the Merger Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) a decision to proceed, or not to proceed, with executing any Definitive Transaction Documents;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) any amendment or waiver of a right or condition precedent under any Definitive Transaction Document;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) incurrence of any costs, fees or expenses on behalf of the Consortium, other than any Consortium Expenses;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) the maximum price to be paid per Company Common Share pursuant to the Merger Agreement.

Each Investor shall use good faith efforts to respond to any request for approval under this Section 9.4 within 48 hours after receipt of such request from Bidco or another Investor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.5 In the event the Consortium or Bidco enters into any Definitive Transaction Document, each Investor
shall, and shall cause each of its Affiliates to, use commercially reasonable efforts to take, or cause to be taken in a reasonably prompt
manner, all actions and do, or cause to be done, all things reasonably necessary, proper or advisable in order to enable and permit the
Consortium and Bidco to fulfill its obligations under such Definitive Transaction Document; <u>provided</u> that in no event shall any
Investor or its Affiliates (excluding Bidco and its subsidiaries) be required to contribute or pay any amount to or on behalf of Bidco
pursuant to this Section 9.5 other than (x) to the extent required by, and consistent with and subject to the terms of, any Governance
Documents entered into by such Investor or such Affiliate and (y) out of pocket fees and expenses incurred by such Investor or its Affiliates
in otherwise complying with Section 3.1 and this Section 9.5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. BIDCO TERMS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.1 From and after the date hereof, each Investor agrees to negotiate in good faith and enter into, prior
to or concurrently with the Closing, one or more governance agreements consistent with the terms set forth in <u>Exhibit A</u>, in each
case, with such additional or modified terms as the Investors unanimously agree (the "**Governance Documents** "). In the
event that the Governance Documents are not executed and delivered by the Investors prior to or at the Closing, (i) each Investor agrees
to continue to negotiate in good faith and enter into such agreements as soon as possible following the Closing, in each case, consistent
with the terms set forth in <u>Exhibit A</u>, with such additional or modified terms as the Investors unanimously agree and (ii) until
such time as the Governance Documents may be executed and delivered by the Investors and Bidco, each Investor and Bidco agrees that the
terms and provisions set forth in <u>Exhibit A</u> shall be binding on, and shall govern with respect to the matters set forth therein
and that each of such parties will comply with all of the terms set forth on <u>Exhibit A</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.2 Reserved.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.3 In the event that following the execution and delivery of the Merger Agreement, the Target provides
Bidco, the Investors or their Affiliates notice pursuant to the Merger Agreement that the Target intends to terminate the Merger Agreement
or enter into an agreement with respect to an Alternative Proposal in accordance with the terms of the Merger Agreement ()"**Alternative Acquisition Agreement**") or that the Board of Directors of the Company (the "**Company Board**") or a Special
Committee thereof (the "**Special Committee**") intends to change its recommendation to the shareholders of the Company
to approve and adopt the Merger Agreement and the transactions contemplated thereby (a "**Change of Recommendation** "),
then: (i) the Investors shall promptly and in good faith discuss whether to make adjustments in (A) the terms and conditions of the Merger
Agreement and/or (B) the price to be paid per Company Common Share as would permit the Company and the Company Board or the Special Committee
not to (x) effect a Change of Recommendation or (y) allow the Target to enter into any Alternative Acquisition Agreement with respect
to such Alternative Proposal and (ii) to the extent that both Management Holdco and HWIC desire to, the Investors shall cause Bidco to
promptly and in good faith discuss and negotiate with the Company and its Representatives to make such adjustments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.4 In connection therewith, if, during or after such discussions and negotiations between and among the
Investors and the Company, (A) both Management Holdco and HWIC desire to make such adjustments as described in Section 10.3(i) (a "**Revised Proposal**") (subject, in the case of adjustments pursuant to Section 10.3(i)(A) (other than those that solely relate to the price
to be paid per Company Common Share), which shall require the consent of both Management Holdco and HWIC pursuant to the provisions of
Section 9.4, without reference to the exceptions in the lead in language to Section 9.4 (which exceptions shall only apply in respect
of the actions set forth therein specifically related to an increase in the price to be paid per Company Common Share)), (B) the Investors
have, or have arranged, the necessary incremental financing to do so (it being understood that no Investor shall be obligated to commit
additional equity financing in connection therewith), and (C) the valuation of the Rollover Equity for purposes of the contribution of
such Rollover Equity to Bidco for Bidco Units is equal to the purchase price to be paid per share of Company Common Stock in such Revised
Proposal, then Bidco and the Investors shall submit the Revised Proposal to the Company on such terms and, to the extent such Revised
Proposal is accepted by the Company, enter into all necessary agreements to effect such Revised Proposal and the transactions contemplated
thereby.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.5 The Investors shall not enter into any agreement that prevents them, prior to termination of the Merger
Agreement, from (i) entering into or conducting discussions or negotiations with the other Investors, (ii) modifying or changing their
agreements, arrangements or understandings with Bidco and/or the other Investors or (iii) participating in any proposal to modify the
terms of the Merger Agreement or agreeing to any such modification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.6 Concurrently with the execution of a Merger Agreement, each Investor will enter into a customary voting
and support agreement with Bidco which shall be in effect until the earlier of the termination of the Merger Agreement or Closing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. LIMITATION OF LIABILITY

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.1 The rights, obligations and liabilities of each of the Investors under this Agreement are assumed severally
and not jointly or jointly and severally by each of them.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.2 The Investors acknowledge and agree that damages may not be an adequate remedy for any breach or threatened
breach of this Agreement and any Investor who is not in breach shall be entitled without proof of special damage to seek injunctive relief
and other equitable remedies (including specific performance) and the Investor in breach will not oppose in such circumstances the granting
of injunctive or equitable remedy in favor of the non-breaching Investor(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.3 Nothing in this Agreement shall constitute an obligation on any Investor to make an investment in any
of the Holding Vehicles or to participate in the Proposed Transaction except as agreed herein and in the Rollover Agreements, subject
to the terms and conditions herein and therein.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.4 In no event shall any Investor, its Affiliates or Representatives be liable under this Agreement to
the Consortium, any other Investor or any other third party for consequential, indirect, incidental, special, exemplary or punitive damages,
or lost profits or diminution in value arising out of, relating to, or in connection with any breach of this Agreement, except to the
extent such damages (except for any special, exemplary or punitive damages) were reasonably foreseeable as a result of such breach.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. TERMINATION

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.1 This Agreement shall apply until, and shall terminate automatically upon, the earliest to occur of the
following events (the date of such termination being the "**Termination Date** "):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) the Target stated in writing prior to entering into a Merger Agreement that it will not proceed with
the Proposed Transaction and, in the unanimous opinion of the Investors, there being no reasonable prospect of the Proposed Transaction
(or substantially similar transaction) being recommenced within three (3) months of such decision;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) a Merger Agreement has not been fully executed and delivered by a Holding Vehicle and its applicable
Affiliates, on the one hand, and the Target or an applicable Affiliate thereof, on the other hand, within three (3) months (or such other
period as may be agreed in writing by Management Holdco and HWIC) from the date of this Agreement (the "**Outside Date** ");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) the Merger Agreement is terminated in accordance with its terms;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) the date upon which any Investor delivers written notice prior to entry into the Merger Agreement that
it has determined, on the advice of its outside tax advisors, that it is not feasible to structure the Proposed Transaction so as to qualify
for tax-free, tax-deferred and/or non-recognition treatment for all applicable income tax purposes with respect to the Rollover Equity
or so as to otherwise avoid material adverse tax consequences to that Investor;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) the occurrence of the Closing; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) both Management Holdco and HWIC unanimously agree in writing to terminate this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.2 If this Agreement is terminated in accordance with this Section 12, then the Surviving Provisions will
survive such termination; <u>provided</u>, <u>however</u>, that if this Agreement is terminated pursuant to Section 12.1(e), the terms
of Section 3, Section 7, Section 10.1, Section 11 and this Section 12.2 (and any related definitions) shall survive in accordance with
the terms of such Sections until fully performed. The termination of this Agreement shall not prejudice any rights, liabilities or obligations
that have accrued prior to such termination. Following termination of this Agreement, no Investor, the Consortium or Bidco shall incur
any further Consortium Expenses that any other Investor would be required to contribute to or reimburse.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13. OTHER TERMS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.1 <u>Capacity</u>. Each Investor represents and warrants to each other Investor that it has full power
and authority and has obtained all necessary consents to enter into and perform the obligations expressed to be assumed by it under this
Agreement, that the obligations expressed to be assumed by it under this Agreement are legal, valid and binding and enforceable against
it in accordance with their terms and that the execution, delivery and performance by it of this Agreement and the performance of each
such obligation will not:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) result in a breach of, or constitute a default under, any agreement or arrangement to which it is a
party or by which it is bound or under its constitutive documents; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) result in a breach of any law or order, judgment or decree of any court, governmental agency or regulatory
body to which it is party or by which it is bound.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.2 <u>Governing law</u>. This Agreement and all claims hereunder shall be governed by, and construed and
enforced in accordance with, the internal laws of the State of Delaware without giving effect to any laws, provisions or rules (whether
of the State of Delaware or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State
of Delaware and without regard to any borrowing statute that would result in the application of the statutes of limitations or repose
of any other jurisdiction. In furtherance of the foregoing, the laws of the State of Delaware will control even if under such jurisdiction's
choice of law or conflict of law analysis, the substantive or procedural law of some other jurisdiction would ordinarily or necessarily
apply. EACH PARTY HERETO ACKNOWLEDGES THAT ANY ACTION OR LEGAL PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF OR RELATING TO THIS
AGREEMENT OR ANY CLAIM HEREUNDER IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY
AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT
OF ANY SUCH ACTION, LEGAL PROCEEDING OR CLAIM HEREUNDER. EACH PARTY CERTIFIES AND ACKNOWLEDGES THAT: (I) NO REPRESENTATIVE, AGENT OR ATTORNEY
OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF SUCH ACTION OR PROCEEDING,
SEEK TO ENFORCE THE FOREGOING WAIVER; (II) IT UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER; (III) IT MAKES THIS WAIVER
VOLUNTARILY; AND (IV) IT HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN
THIS SECTION.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.3 <u>Jurisdiction</u>. Each of the parties hereto hereby irrevocably submits to the exclusive jurisdiction
of the Court of Chancery of the State of Delaware sitting in Wilmington, Delaware (or if such court declines to exercise such jurisdiction
in any appropriate state or federal court in the State of Delaware sitting in Wilmington, Delaware) over all claims hereunder and the
parties hereto hereby irrevocably agree that all claims hereunder shall be heard and determined in such court. The parties hereby irrevocably
waive, to the fullest extent permitted by applicable law, any objection that they may now or hereafter have to the laying of venue of
any such dispute brought in such court or any defense of inconvenient forum for the maintenance of such dispute. The parties hereto agree
that a final judgment with respect to any such claim hereunder shall be conclusive and may be enforced in other jurisdictions by suit
on the judgment or in any other manner provided by applicable law. Each of the parties hereto hereby consents to process being served
by any party to this Agreement in any legal proceeding by the delivery of a copy thereof (other than by e-mail) in accordance with the
provisions of Section 13.13.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.4 <u>No Partnership</u>. Nothing in this Agreement shall be construed as constituting a general partnership
or authorizing any Investor to act as an agent of any other Investor with power to bind such party.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.5 <u>No Recourse</u>. This Agreement may only be enforced against, and any claim based upon, arising out
of, or related to this Agreement, or the negotiation, execution, or performance of this Agreement, may only be brought against the Investors,
and then only with respect to the specific obligations set forth herein with respect to such Investor. No past, present, or future director,
officer, employee, incorporator, manager, member, partner, shareholder, Affiliate, agent, attorney, or other Representative of any Investor
or of any Affiliate of any Investor, or any of their successors or permitted assigns, shall have any liability (whether in contract, tort,
equity or otherwise) for any obligations or liabilities of any party under this Agreement or for any claim or action based on, in respect
of or by reason of the transactions contemplated hereby.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.6 <u>R</u> ig <u>hts and Remedies</u>. No delay of or omission in the exercise of any right, power or remedy
accruing to any Investor as a result of any breach or default by any other Investor under this Agreement shall impair any such right,
power or remedy, nor shall it be construed as a waiver of or acquiescence in any such breach or default, or of any similar breach or default
occurring later, nor shall any such delay, omission or waiver of any single breach or default be deemed a waiver of any other breach or
default occurring before or after such waiver.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.7 <u>Third Party Rights</u>. Nothing in this Agreement shall create or be deemed to create any third-party
beneficiary rights in any person not a party to this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.8 <u>Ass</u> ig <u>nment</u>. No rights or obligations under this Agreement may be assigned or transferred
by an Investor without the prior unanimous written consent of the Investors; <u>provided</u> any of the rights or obligations of FF may
be assigned to another Affiliate of Fairfax Financial Holdings Limited; <u>provided</u> that (i) such assignee agrees in writing to be
bound by this Agreement as "FF" to the same extent applicable to the assignor and (ii) no such assignment shall release the
assignor of its obligations hereunder.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.9 <u>Invalidity</u>. If any provision of this Agreement is or becomes invalid, illegal or unenforceable
in any respect under the law of any jurisdiction: (a) the validity, legality and enforceability under the law of that jurisdiction of
any other provision; and (b) the validity, legality and enforceability under the law of any other jurisdiction of that or any other provision,
in each case shall not be affected or impaired in any way.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.10 <u>Waiver</u>. A waiver of any term, provision or condition of, or consent granted under, this Agreement shall be effective only if given in writing
and signed by the waiving or consenting Investor and then only in the instance and for the purpose for which it is given.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.11 <u>Amendment</u>. This Agreement may be amended only by a document signed by each of the Investors.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.12 <u>Counterparts</u>. This Agreement may be signed in counterparts, each of which shall constitute one and the same document.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.13 <u>Notices</u>. All notices, requests, instruction, demands and other communications under this Agreement shall be in writing and shall be deemed
given (i) when delivered personally by hand (with written confirmation of receipt), (ii) on the date sent by e-mail if sent during normal
business hours of the recipient, and on the next Business Day if sent after normal business hours of the recipient or (iii) when received
by the addressee if sent by nationally recognized overnight delivery service (with written confirmation of receipt), in each case, at
the following addresses (or to such other address as a party may have specified by notice given to the other party pursuant to this provision):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) If to FF, to:

Hamblin Watsa Investment Counsel Ltd.

95 Wellington Street West, Suite 802

Toronto, Ontario, Canada M5J 2N7

Attention: General Counsel

Email: GeneralCounsel@fairfax.ca

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) If to Management Holdco, to:

151 S. El Camino Drive

Beverly Hills, CA 90212

Attention: In Ku Lee

Email: ilee@kennedywilson.com

or to such other address or addresses as the Investors may from time to time designate in writing.

---

| | |
|:---|:---|
| 13.14<u>Entire</u> | <u>Agreement</u>. This Agreement (together with the Governance Documents) contains the entire agreement among the Investors with respect to the transactions contemplated hereby and supersedes all prior and contemporaneous agreements, discussions, negotiations, correspondence, communication, understandings, promises and representations, whether written or oral, among the Investors with respect to the subject matter hereof. Furthermore, the Investors each hereby acknowledge that this Agreement embodies the justifiable expectations of sophisticated parties derived from arm's-length negotiations and the Investors specifically acknowledge that no party has any special relationship with another party that would justify any expectation beyond that of ordinary parties in an arm's-length transaction. |

---

**IN WITNESS WHEREOF**, the parties have duly executed this Agreement as of the date first above written.

---

| | |
|:---|:---|
| **KONA MANAGEMENT HOLDCO, LLC** | **KONA MANAGEMENT HOLDCO, LLC** |
| By: | /s/ William McMorrow |
| Name: | William McMorrow |
| Title: | Chief Executive Officer |

---

**IN WITNESS WHEREOF**, the parties have duly executed this Agreement as of the date first above written.

---

| | |
|:---|:---|
| **HAMBLIN WATSA INVESTMENT COUNSEL LTD.,** in its capacity as investment manager and/or pursuant to a power of attorney on behalf of all entities set out on Schedule 1 hereto | **HAMBLIN WATSA INVESTMENT COUNSEL LTD.,** in its capacity as investment manager and/or pursuant to a power of attorney on behalf of all entities set out on Schedule 1 hereto |
| By: | /s/ Peter Clarke |
| Name: | Peter Clarke |
| Title: | Chief Risk Officer |

---

**Schedule 1**

**<u>Stockholders Controlled by Fairfax Financial Holdings Limited</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Investor** | &nbsp;&nbsp;**Number of Company Common Shares** |
| &nbsp;&nbsp;Resolution Group Reinsurance (Barbados) Limited | &nbsp;&nbsp;1180109 |
| &nbsp;&nbsp;TIG Insurance Company | &nbsp;&nbsp;2952086 |
| &nbsp;&nbsp;Zenith Insurance Company | &nbsp;&nbsp;144979 |
| &nbsp;&nbsp;Allied World Assurance Company (U.S.) Inc. | &nbsp;&nbsp;996104 |
| &nbsp;&nbsp;Allied World Insurance Company | &nbsp;&nbsp;3802049 |
| &nbsp;&nbsp;Allied World Specialty Insurance Company | &nbsp;&nbsp;599100 |
| &nbsp;&nbsp;Allied World Surplus Lines Insurance Company | &nbsp;&nbsp;664940 |
| &nbsp;&nbsp;Odyssey Reinsurance Company | &nbsp;&nbsp;935807 |
| &nbsp;&nbsp;Odyssey Group Holdings, Inc. | &nbsp;&nbsp;127966 |
| &nbsp;&nbsp;Brit Syndicates Limited | &nbsp;&nbsp;200000 |
| &nbsp;&nbsp;Brit Reinsurance (Bermuda) Limited | &nbsp;&nbsp;1718869 |

---

**Schedule 2**

**Rollover Equity**

---

| | |
|:---|:---|
| **Investor** | **Number of Company Common Shares** |
| &nbsp;&nbsp; Fairfax Financial Holdings Limited<br> Management Holdco / William McMorrow | &nbsp;&nbsp; 13,322,009<br>11,373,019 |

---

**<u>Exhibit A</u>**

See attached.

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 4)**

**Kennedy-Wilson Holdings, Inc.**

*(Name of Issuer)*

**Common Stock, $0.0001 Par Value**

*(Title of Class of Securities)*

**489398107**

*(CUSIP Number)*

**Peter Clarke, President, COO**<br>Fairfax Financial Holdings Limited<br>95 Wellington Street West, Suite 800<br>Toronto, Ontario A6 M5J 2N7<br>(416) 367-4941

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**11/04/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**V. PREM WATSA** | Name of reporting person<br>**V. PREM WATSA** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**THE SECOND 810 HOLDCO LTD** | Name of reporting person<br>**THE SECOND 810 HOLDCO LTD** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**THE SECOND 1109 HOLDCO LTD.** | Name of reporting person<br>**THE SECOND 1109 HOLDCO LTD.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**THE SIXTY TWO INVESTMENT COMPANY LIMITED** | Name of reporting person<br>**THE SIXTY TWO INVESTMENT COMPANY LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**BRITISH COLUMBIA** | Citizenship or place of organization<br>**BRITISH COLUMBIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**12002574 CANADA INC.** | Name of reporting person<br>**12002574 CANADA INC.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**FAIRFAX FINANCIAL HOLDINGS LIMITED** | Name of reporting person<br>**FAIRFAX FINANCIAL HOLDINGS LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**30950036.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**30950036.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | Aggregate amount beneficially owned by each reporting person<br>**30950036.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**19.9%** | Percent of class represented by amount in Row (11)<br>**19.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The Shares beneficially owned by the Reporting Persons are held or issuable to pursuant to warrants. Certain of the warrants are subject to a limitation on a holder's right to exercise such warrants and received Shares that results in beneficial ownership in excess of 19.9% of the then-outstanding Shares or the voting power thereof, unless and until the requisite shareholder approval is obtained. As a result of such restriction, the Reporting Persons are deemed to beneficially own only 30,950,036 Shares. Without giving effect to such restriction, the Reporting Persons would be deemed to beneficially own 38,703,549 Shares, representing approximately 23.7% of the outstanding Shares on an as-converted basis.

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**FFHL GROUP LTD.** | Name of reporting person<br>**FFHL GROUP LTD.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**26296303.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**26296303.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**26296303.00** | Aggregate amount beneficially owned by each reporting person<br>**26296303.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**16.9%** | Percent of class represented by amount in Row (11)<br>**16.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**FAIRFAX (US) INC** | Name of reporting person<br>**FAIRFAX (US) INC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**18648953.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**18648953.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**18648953.00** | Aggregate amount beneficially owned by each reporting person<br>**18648953.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**12.0%** | Percent of class represented by amount in Row (11)<br>**12.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ODYSSEY GROUP HOLDINGS, INC.** | Name of reporting person<br>**ODYSSEY GROUP HOLDINGS, INC.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**12156496.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**12156496.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**12156496.00** | Aggregate amount beneficially owned by each reporting person<br>**12156496.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**7.8%** | Percent of class represented by amount in Row (11)<br>**7.8%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ODYSSEY REINSURANCE CO** | Name of reporting person<br>**ODYSSEY REINSURANCE CO** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CONNECTICUT** | Citizenship or place of organization<br>**CONNECTICUT** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**12028530.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**12028530.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**12028530.00** | Aggregate amount beneficially owned by each reporting person<br>**12028530.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**7.7%** | Percent of class represented by amount in Row (11)<br>**7.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**NEWLINE HOLDINGS UK LIMITED** | Name of reporting person<br>**NEWLINE HOLDINGS UK LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**434783.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**434783.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**434783.00** | Aggregate amount beneficially owned by each reporting person<br>**434783.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.3%** | Percent of class represented by amount in Row (11)<br>**0.3%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**NEWLINE CORPORATE NAME LIMITED** | Name of reporting person<br>**NEWLINE CORPORATE NAME LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**434783.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**434783.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**434783.00** | Aggregate amount beneficially owned by each reporting person<br>**434783.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.3%** | Percent of class represented by amount in Row (11)<br>**0.3%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**CRUM & FORSTER HOLDINGS CORP.** | Name of reporting person<br>**CRUM & FORSTER HOLDINGS CORP.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**4641526.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**4641526.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**4641526.00** | Aggregate amount beneficially owned by each reporting person<br>**4641526.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**3.0%** | Percent of class represented by amount in Row (11)<br>**3.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**UNITED STATES FIRE INSURANCE CO** | Name of reporting person<br>**UNITED STATES FIRE INSURANCE CO** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**4641526.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**4641526.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**4641526.00** | Aggregate amount beneficially owned by each reporting person<br>**4641526.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**3.0%** | Percent of class represented by amount in Row (11)<br>**3.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**THE NORTH RIVER INSURANCE COMPANY** | Name of reporting person<br>**THE NORTH RIVER INSURANCE COMPANY** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2320763.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2320763.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2320763.00** | Aggregate amount beneficially owned by each reporting person<br>**2320763.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**1.5%** | Percent of class represented by amount in Row (11)<br>**1.5%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**TIG INSURANCE CO** | Name of reporting person<br>**TIG INSURANCE CO** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CALIFORNIA** | Citizenship or place of organization<br>**CALIFORNIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2952086.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2952086.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2952086.00** | Aggregate amount beneficially owned by each reporting person<br>**2952086.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**1.9%** | Percent of class represented by amount in Row (11)<br>**1.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED** | Name of reporting person<br>**RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CALIFORNIA** | Citizenship or place of organization<br>**CALIFORNIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1180109.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1180109.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1180109.00** | Aggregate amount beneficially owned by each reporting person<br>**1180109.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.8%** | Percent of class represented by amount in Row (11)<br>**0.8%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ZENITH NATIONAL INSURANCE CORP.** | Name of reporting person<br>**ZENITH NATIONAL INSURANCE CORP.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CALIFORNIA** | Citizenship or place of organization<br>**CALIFORNIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**670822.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**670822.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**670822.00** | Aggregate amount beneficially owned by each reporting person<br>**670822.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ZENITH INSURANCE COMPANY (CANADIAN ENTITY)** | Name of reporting person<br>**ZENITH INSURANCE COMPANY (CANADIAN ENTITY)** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**670822.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**670822.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**670822.00** | Aggregate amount beneficially owned by each reporting person<br>**670822.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**NORTHBRIDGE FINANCIAL CORPORATION** | Name of reporting person<br>**NORTHBRIDGE FINANCIAL CORPORATION** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**3877772.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**3877772.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**3877772.00** | Aggregate amount beneficially owned by each reporting person<br>**3877772.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.5%** | Percent of class represented by amount in Row (11)<br>**2.5%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**FAIRFAX (BARBADOS) INTERNATIONAL CORP.** | Name of reporting person<br>**FAIRFAX (BARBADOS) INTERNATIONAL CORP.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**616903.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**616903.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**WENTWORTH INSURANCE COMPANY LTD.** | Name of reporting person<br>**WENTWORTH INSURANCE COMPANY LTD.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**ISRAEL** | Citizenship or place of organization<br>**ISRAEL** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**616903.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**616903.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**FAIRFAX UK HOLDINGS LIMITED** | Name of reporting person<br>**FAIRFAX UK HOLDINGS LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X0** | Citizenship or place of organization<br>**X0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**3152675.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**3152675.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.0%** | Percent of class represented by amount in Row (11)<br>**2.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**BRIT GROUP HOLDINGS LIMITED** | Name of reporting person<br>**BRIT GROUP HOLDINGS LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X0** | Citizenship or place of organization<br>**X0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**3152675.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**3152675.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.0%** | Percent of class represented by amount in Row (11)<br>**2.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**BRIT INSURANCE HOLDINGS LIMITED** | Name of reporting person<br>**BRIT INSURANCE HOLDINGS LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X0** | Citizenship or place of organization<br>**X0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**3152675.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**3152675.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | Aggregate amount beneficially owned by each reporting person<br>**3152675.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.0%** | Percent of class represented by amount in Row (11)<br>**2.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**BRIT SYNDICATES LIMITED** | Name of reporting person<br>**BRIT SYNDICATES LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X0** | Citizenship or place of organization<br>**X0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1433806.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1433806.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1433806.00** | Aggregate amount beneficially owned by each reporting person<br>**1433806.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.9%** | Percent of class represented by amount in Row (11)<br>**0.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**BRIT REINSURANCE (BERMUDA) LIMITED** | Name of reporting person<br>**BRIT REINSURANCE (BERMUDA) LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X0** | Citizenship or place of organization<br>**X0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1718869.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1718869.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1718869.00** | Aggregate amount beneficially owned by each reporting person<br>**1718869.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**1.1%** | Percent of class represented by amount in Row (11)<br>**1.1%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**1102952 B.C. UNLIMITED LIABILITY COMPANY** | Name of reporting person<br>**1102952 B.C. UNLIMITED LIABILITY COMPANY** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**BRITISH COLUMBIA** | Citizenship or place of organization<br>**BRITISH COLUMBIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8838257.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8838257.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.7%** | Percent of class represented by amount in Row (11)<br>**5.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD** | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D0** | Citizenship or place of organization<br>**D0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8838257.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8838257.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.7%** | Percent of class represented by amount in Row (11)<br>**5.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD** | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D0** | Citizenship or place of organization<br>**D0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8838257.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8838257.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.7%** | Percent of class represented by amount in Row (11)<br>**5.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY, LTD** | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY, LTD** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D0** | Citizenship or place of organization<br>**D0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8838257.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8838257.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.7%** | Percent of class represented by amount in Row (11)<br>**5.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD** | Name of reporting person<br>**ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D0** | Citizenship or place of organization<br>**D0** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8838257.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8838257.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | Aggregate amount beneficially owned by each reporting person<br>**8838257.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.7%** | Percent of class represented by amount in Row (11)<br>**5.7%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC.** | Name of reporting person<br>**ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8221354.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8221354.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8221354.00** | Aggregate amount beneficially owned by each reporting person<br>**8221354.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.3%** | Percent of class represented by amount in Row (11)<br>**5.3%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD INSURANCE COMPANY** | Name of reporting person<br>**ALLIED WORLD INSURANCE COMPANY** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**NEW HAMPSHIRE** | Citizenship or place of organization<br>**NEW HAMPSHIRE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**8221354.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**8221354.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**8221354.00** | Aggregate amount beneficially owned by each reporting person<br>**8221354.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.3%** | Percent of class represented by amount in Row (11)<br>**5.3%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**AW UNDERWRITERS INC.** | Name of reporting person<br>**AW UNDERWRITERS INC.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2189395.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2189395.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2189395.00** | Aggregate amount beneficially owned by each reporting person<br>**2189395.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**1.4%** | Percent of class represented by amount in Row (11)<br>**1.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD SPECIALTY INSURANCE COMPANY** | Name of reporting person<br>**ALLIED WORLD SPECIALTY INSURANCE COMPANY** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2189395.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2189395.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2189395.00** | Aggregate amount beneficially owned by each reporting person<br>**2189395.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**1.4%** | Percent of class represented by amount in Row (11)<br>**1.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD SURPLUS LINES INSURANCE COMPANY** | Name of reporting person<br>**ALLIED WORLD SURPLUS LINES INSURANCE COMPANY** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**664940.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**664940.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**664940.00** | Aggregate amount beneficially owned by each reporting person<br>**664940.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY (U.S.) INC.** | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY (U.S.) INC.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**996104.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**996104.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**996104.00** | Aggregate amount beneficially owned by each reporting person<br>**996104.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.6%** | Percent of class represented by amount in Row (11)<br>**0.6%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC** | Name of reporting person<br>**ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**L2** | Citizenship or place of organization<br>**L2** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**616903.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**616903.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **489398107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**CRC REINSURANCE LIMITED** | Name of reporting person<br>**CRC REINSURANCE LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**616903.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**616903.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | Aggregate amount beneficially owned by each reporting person<br>**616903.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.4%** | Percent of class represented by amount in Row (11)<br>**0.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Common Stock, $0.0001 Par Value

**(b) Name of Issuer:**
Kennedy-Wilson Holdings, Inc.

**(c) Address of Issuer's Principal Executive Offices:**
151 S El Camino Drive, Beverly Hills, CA, 90212

Explanatory Note

Pursuant to Rule 13d-2 promulgated under the Securities Exchange Act of 1934, as amended (the "Exchange Act"), this Amendment No. 4 to Schedule 13D (this "Amendment No. 4") amends and supplements the statement on Schedule 13D originally filed with the United States Securities and Exchange Commission (the "SEC") on December 8, 2023 (as amended and supplemented prior to the date hereof, the "Existing Schedule 13D" and, as amended and supplemented by this Amendment No. 4, the "Schedule 13D"). The class of securities to which this statement relates is the Common Stock, $0.0001 par value ("Shares"), of Kennedy-Wilson Holdings, Inc. ("Kennedy-Wilson"). The address of the principal executive offices of Kennedy-Wilson is 151 S El Camino Drive, Beverly Hills, CA 90212.

The following amendments to Items 4, 5, 6 and 7 of the Existing Schedule 13D are hereby made:

**Item 4. Purpose of Transaction**

The disclosure in Item 4 of the Existing Schedule 13D is hereby amended and supplemented by adding the following at the end thereof:

"On November 4, 2025, Kona Management Holdco, LLC a Delaware limited liability company ("Management Holdco"), a newly formed entity owned and controlled by William J. McMorrow ("McMorrow") and certain of the Reporting Persons (collectively, the "Fairfax Bidders"), entered into a Joint Bidding Agreement ("Joint Bidding Agreement") pursuant to which Management Holdco and the Fairfax Bidders agreed to work together in good faith to pursue the Proposed Transaction (as defined below) (collectively, the "Consortium"). McMorrow and the Fairfax Bidders collectively owned approximately 31% of Shares of Kennedy-Wilson on an as-converted basis (inclusive of all Shares underlying warrants held by the members of the Consortium).

On November 4, 2025, the Consortium delivered a letter (the "Proposal") to the Board of Directors of Kennedy-Wilson (the "Board") containing a proposal to acquire all of the outstanding Shares of Kennedy-Wilson not presently owned by members of the Consortium or their respective affiliates for $10.25 per Share in cash (the "Proposed Transaction").

The Proposal states that the members of the Consortium are only interested in acquiring the outstanding Shares of Kennedy-Wilson that they do not already own, and are not interested in selling their Shares to another party. In addition, the Proposal states that the Consortium expects the Board will establish a special committee of independent directors (the "Special Committee") fully empowered to select and retain its own independent legal and financial advisors.

The foregoing descriptions of the Joint Bidding Agreement and Proposal do not purport to be complete and are qualified in their entirety by reference to the full text of the Joint Bidding Agreement and the Proposal, which are filed herewith as Exhibit 99.19 and Exhibit 99.20, repsectively, and incorporated herein by reference.

Neither the Proposal nor this Schedule 13D is meant to be, nor should be construed as, an offer to buy or the solicitation of an offer to sell any of Kennedy-Wilson's securities.

The Proposal may result in one or more transactions, events or actions specified in clauses (a) through (j) of Item 4 of Schedule 13D, including an acquisition of additional securities of Kennedy-Wilson, an extraordinary corporate transaction (such as a merger) involving Kennedy-Wilson, delisting of the Shares from the New York Stock Exchange and other material changes in Kennedy-Wilson's business or corporate structure.

No assurances can be given that a definitive agreement will be reached or that the Proposed Transaction will be consummated. The Consortium reserves the right to modify or withdraw the Proposal at any time, with or without prior notice. The Reporting Persons and other Consortium members reserve the right to formulate other plans or make other proposals which could result in one or more of the transactions, events or actions specified in clauses (a) through (j) of Item 4 of Schedule 13D, and to modify or withdraw any such plans or proposals at any time.

The Reporting Persons and the other Consortium members plan to engage in discussions with the Board and the Special Committee and their respective representatives (including their respective professional advisors) in connection with the Proposed Transaction. While the Proposal remains under consideration by the Board and the Special Committee, the Reporting Persons and the other Consortium members expect to respond to inquiries from, and negotiate the terms of the Proposed Transaction with, the Board and the Special Committee and their respective representatives. The Reporting Persons do not intend to update or provide additional disclosures regarding the Proposal or the Proposed Transaction until a definitive agreement has been entered into, or unless disclosure is otherwise required under applicable U.S. securities laws. The Reporting Persons and the other Consortium members may participate in any process regarding Kennedy-Wilson and/or engage in other activities, discussions and/or negotiations regarding any courses of action with respect to Kennedy-Wilson, including submitting an indication of interest, letter of intent, term sheet, offer letter or other similar expression of interest in connection therewith, including any revisions to the Proposal or any such expression of interest; engaging advisors or other third parties; communicating with Kennedy-Wilson, its subsidiaries and representatives and other third parties (including various advisors, industry analysts, investment and financing professionals, other shareholders of the Issuer and financing sources); taking actions regarding prospective debt and/or equity financing for any such course of action, including exchanging information, negotiating terms and entering into commitment letters and related agreements and/or any other similar agreements; and preparing, revising and negotiating agreements with Kennedy-Wilson, members of management, potential investors, financing sources, professional advisors and other interested parties."

**Item 5. Interest in Securities of the Issuer**

**(a)**
Item 5 of the Existing Schedule 13D is hereby amended and restated in its entirety to read as follows:

Based on the most recent information available, the aggregate number and percentage of the Shares (the securities identified by Item 1 of this Schedule 13D) that are beneficially owned by each of the Reporting Persons is set forth in boxes 11 and 13 of the second part of the cover page to this Schedule 13D for each of the Reporting Persons, and such information is incorporated herein by reference.

The ownership percentage of Shares beneficially owned by each of the Reporting Persons was calculated based on 155,527,822 Shares deemed to be outstanding pursuant to Rule 13d-3, comprised of 137,899,795 Shares, outstanding as of August 4, 2025 as reported by Kennedy-Wilson in its Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2025 filed with the SEC on August 7, 2025 and 17,628,027 Shares underlying warrants and beneficially owned by the Reporting Persons (and excluding 7,753,513 Shares underlying warrants that are not exercisable by the Reporting Persons pursuant to the limitation on their right to exercise).

As a result of the execution of the Joint Bidding Agreement or by virtue of submitting the Proposal, the Reporting Persons may be deemed to be members of a "group" within the meaning of Section 13(d)(3) of the Exchange Act comprising the Consortium members. As a result, the group may be deemed to have acquired beneficial ownership of all the Shares beneficially owned by each member of the "group". As such, the group may be deemed to beneficially own in the aggregate 42,323,055 Shares, which represents approximately 27.2% of Kennedy-Wilson's outstanding Shares on an as-converted basis (inclusive of all Shares underlying warrants held by the members of the Consortium, the Consortium holds approximately 31% of the outstanding Shares of Kennedy-Wilson on an as-converted basis). Neither the filing of this Schedule 13D nor any of its contents, however, shall be deemed to constitute an admission by the Reporting Persons than any of them is the beneficial owner of any of the Shares beneficially owned by the other Consortium members, for purposes of Section 13(d) of the Act or for any other purpose, and such beneficial ownership is expressly disclaimed. The Reporting Persons are only responsible for the information contained in this Schedule 13D and assume no responsibility for information contained in any other Schedule 13D filed by any other Consortium member.

**(b)**
The numbers of Shares as to which each of the Reporting Persons has sole voting power, shared voting power, sole dispositive power and shared dispositive power is set forth in boxes 7, 8, 9 and 10, respectively, on the second part of the cover page to this Schedule 13D for each of the Reporting Persons, and such information is incorporated herein by reference.

**(c)**
Except as described herein, none of the Reporting Persons, nor, to the best knowledge of the Reporting Persons, any person listed in Exhibit 99.15 hereto, beneficially owns, or has acquired or disposed of, any Shares during the last 60 days.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

Item 6 of the Existing Schedule 13D is hereby amended and supplemented by the addition of the following:

Item 4 references the Joint Bidding Agreement and is incorporated herein by reference. A copy of this agreement is attached as Exhibit 99.19 to this Schedule 13D and is incorporated herein by reference.

In connection with the Proposed Transaction, the Reporting Persons may enter into confidentiality arrangements (some of which may contain restrictions on the ability of such persons to acquire Shares or other securities or interests in Kennedy-Wilson), financing commitments, subscription agreements, limited partnership agreements, limited liability company agreements, and other agreements, arrangements and understandings with members of management, potential investors, financing sources and other interested parties with respect to the Proposed Transaction or other transactions in respect of the Shares or other securities of Kennedy-Wilson.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** V. PREM WATSA

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** THE SECOND 810 HOLDCO LTD

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa, Director

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** THE SECOND 1109 HOLDCO LTD.

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa, President

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** THE SIXTY TWO INVESTMENT COMPANY LIMITED

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa, President

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** 12002574 CANADA INC.

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa, President

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** FAIRFAX FINANCIAL HOLDINGS LIMITED

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, President and Chief Operating Officer

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** FFHL GROUP LTD.

**Signature:** /s/ V. Prem Watsa

**Name/Title:** V. Prem Watsa, President

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** FAIRFAX (US) INC

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ODYSSEY GROUP HOLDINGS, INC.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ODYSSEY REINSURANCE CO

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** NEWLINE HOLDINGS UK LIMITED

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** NEWLINE CORPORATE NAME LIMITED

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** CRUM & FORSTER HOLDINGS CORP.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** UNITED STATES FIRE INSURANCE CO

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** THE NORTH RIVER INSURANCE COMPANY

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** TIG INSURANCE CO

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** RESOLUTION GROUP REINSURANCE (BARBADOS) LIMITED

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ZENITH NATIONAL INSURANCE CORP.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ZENITH INSURANCE COMPANY (CANADIAN ENTITY)

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** NORTHBRIDGE FINANCIAL CORPORATION

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** FAIRFAX (BARBADOS) INTERNATIONAL CORP.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** WENTWORTH INSURANCE COMPANY LTD.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** FAIRFAX UK HOLDINGS LIMITED

**Signature:** /s/ Michael Wallace

**Name/Title:** Michael Wallace, Director

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** BRIT GROUP HOLDINGS LIMITED

**Signature:** /s/ Gavin Wilkinson

**Name/Title:** Gavin Wilkinson, Group Chief Financial Officer

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** BRIT INSURANCE HOLDINGS LIMITED

**Signature:** /s/ Gavin Wilkinson

**Name/Title:** Gavin Wilkinson, Group Chief Financial Officer

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** BRIT SYNDICATES LIMITED

**Signature:** /s/ Gavin Wilkinson

**Name/Title:** Gavin Wilkinson, Group Chief Financial Officer

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** BRIT REINSURANCE (BERMUDA) LIMITED

**Signature:** /s/ Gavin Wilkinson

**Name/Title:** Gavin Wilkinson, Group Chief Financial Officer

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** 1102952 B.C. UNLIMITED LIABILITY COMPANY

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE COMPANY HOLDINGS I, LTD

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE COMPANY, LTD

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE HOLDINGS (IRELAND) LTD

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE HOLDINGS (U.S.) INC.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD INSURANCE COMPANY

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** AW UNDERWRITERS INC.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD SPECIALTY INSURANCE COMPANY

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD SURPLUS LINES INSURANCE COMPANY

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE COMPANY (U.S.) INC.

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** ALLIED WORLD ASSURANCE COMPANY (EUROPE) DAC

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** CRC REINSURANCE LIMITED

**Signature:** /s/ Peter Clarke

**Name/Title:** Peter Clarke, Attorney-in-Fact

**Date:** 11/05/2025