# EDGAR Filing Document

**Accession Number:** 0001767474
**File Stem:** 0001765380-25-000437
**Filing Date:** 2025-11
**Character Count:** 11888
**Document Hash:** 5ffb8576f93331fb1d82642e5d12d6a4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-25-000437.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001765380-25-000437

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251105

**EFFECTIVENESS DATE**: 20251106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MA Private Wealth
- **CENTRAL INDEX KEY:** 0001767474

**ORGANIZATION NAME:**
- **EIN:** 824185676
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19069
- **FILM NUMBER:** 251455335

**BUSINESS ADDRESS:**
- **STREET 1:** 1355 A SAN CARLOS AVENUE
- **CITY:** SAN CARLOS
- **STATE:** CA
- **ZIP:** 94070
- **BUSINESS PHONE:** 650-232-2021

**MAIL ADDRESS:**
- **STREET 1:** 1355 A SAN CARLOS AVENUE
- **CITY:** SAN CARLOS
- **STATE:** CA
- **ZIP:** 94070

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MA Private Wealth<br>**Address:** 1355 A SAN CARLOS AVENUE<br>SAN CARLOS, CA 94070

**Form 13F File Number:** 028-19069

**CRD Number (if applicable):** 000291366

**SEC File Number (if applicable):** 801-112344

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Erica Arroyo<br>**Title:** Chief Compliance Officer<br>**Phone:** 650-232-2021

**Signature, Place, and Date of Signing:**

Erica Arroyo  San Carlos, CA  11-05-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 80

**Form 13F Information Table Value Total:** $594697396

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 265576 | 1147 | SH |  | SOLE | 0 | 0 | 0 | 1147 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 1132530 | 7000 | SH |  | SOLE | 0 | 0 | 0 | 7000 |
| AMAZON COM INC | COM | 023135106 |  | 365145 | 1663 | SH |  | SOLE | 0 | 0 | 0 | 1663 |
| APPLE INC | COM | 037833100 |  | 4392622 | 17251 | SH |  | SOLE | 0 | 0 | 0 | 17251 |
| BLACKROCK ETF TRUST | WORLD EX US CARB | 09290C608 |  | 341223 | 6403 | SH |  | SOLE | 0 | 0 | 0 | 6403 |
| BLACKROCK ETF TRUST | US CARBON TRANS | 09290C509 |  | 2121040 | 29224 | SH |  | SOLE | 0 | 0 | 0 | 29224 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 43208759 | 729878 | SH |  | SOLE | 0 | 2727 | 0 | 727151 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 18106667 | 478253 | SH |  | SOLE | 0 | 1873 | 0 | 476380 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2408737 | 45243 | SH |  | SOLE | 0 | 0 | 0 | 45243 |
| BROADCOM INC | COM | 11135F101 |  | 773969 | 2346 | SH |  | SOLE | 0 | 0 | 0 | 2346 |
| CHEVRON CORP NEW | COM | 166764100 |  | 557491 | 3590 | SH |  | SOLE | 0 | 0 | 0 | 3590 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 |  | 20877752 | 574670 | SH |  | SOLE | 0 | 2104 | 0 | 572566 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 391468 | 3472 | SH |  | SOLE | 0 | 0 | 0 | 3472 |
| GE AEROSPACE | COM NEW | 369604301 |  | 203956 | 678 | SH |  | SOLE | 0 | 0 | 0 | 678 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 344447 | 3837 | SH |  | SOLE | 0 | 0 | 0 | 3837 |
| HOME DEPOT INC | COM | 437076102 |  | 318479 | 786 | SH |  | SOLE | 0 | 0 | 0 | 786 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 632603 | 2242 | SH |  | SOLE | 0 | 0 | 0 | 2242 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 11480050 | 157758 | SH |  | SOLE | 0 | 707 | 0 | 157051 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 2295002 | 33995 | SH |  | SOLE | 0 | 0 | 0 | 33995 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 532937 | 12274 | SH |  | SOLE | 0 | 0 | 0 | 12274 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 2289042 | 99007 | SH |  | SOLE | 0 | 0 | 0 | 99007 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2585502 | 31309 | SH |  | SOLE | 0 | 0 | 0 | 31309 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 1490471 | 11919 | SH |  | SOLE | 0 | 0 | 0 | 11919 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 23422643 | 119589 | SH |  | SOLE | 0 | 395 | 0 | 119194 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 224919 | 2419 | SH |  | SOLE | 0 | 0 | 0 | 2419 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 6097722 | 153944 | SH |  | SOLE | 0 | 584 | 0 | 153360 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 1093647 | 19083 | SH |  | SOLE | 0 | 0 | 0 | 19083 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 9112509 | 95780 | SH |  | SOLE | 0 | 344 | 0 | 95436 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 8217810 | 171759 | SH |  | SOLE | 0 | 310 | 0 | 171449 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 32432747 | 166749 | SH |  | SOLE | 0 | 454 | 0 | 166295 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 602966 | 7961 | SH |  | SOLE | 0 | 0 | 0 | 7961 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 5698411 | 39124 | SH |  | SOLE | 0 | 0 | 0 | 39124 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 479964 | 9993 | SH |  | SOLE | 0 | 0 | 0 | 9993 |
| ISHARES TR | S 100 ETF | 464287101 |  | 496930 | 1493 | SH |  | SOLE | 0 | 0 | 0 | 1493 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1163999 | 2485 | SH |  | SOLE | 0 | 0 | 0 | 2485 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1535841 | 17591 | SH |  | SOLE | 0 | 0 | 0 | 17591 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1549040 | 7501 | SH |  | SOLE | 0 | 0 | 0 | 7501 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 768433 | 32616 | SH |  | SOLE | 0 | 0 | 0 | 32616 |
| ISHARES TR | MBS ETF | 464288588 |  | 2113662 | 22214 | SH |  | SOLE | 0 | 0 | 0 | 22214 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 3057348 | 34210 | SH |  | SOLE | 0 | 0 | 0 | 34210 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 27238968 | 401577 | SH |  | SOLE | 0 | 1360 | 0 | 400217 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 722404 | 13623 | SH |  | SOLE | 0 | 0 | 0 | 13623 |
| ISHARES TR | CORE S ETF | 464287200 |  | 12163243 | 18173 | SH |  | SOLE | 0 | 0 | 0 | 18173 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 2593564 | 25129 | SH |  | SOLE | 0 | 0 | 0 | 25129 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 |  | 1249616 | 27139 | SH |  | SOLE | 0 | 0 | 0 | 27139 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 18569785 | 163065 | SH |  | SOLE | 0 | 433 | 0 | 162632 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3527014 | 24224 | SH |  | SOLE | 0 | 0 | 0 | 24224 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 1363031 | 10822 | SH |  | SOLE | 0 | 0 | 0 | 10822 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 47198412 | 390974 | SH |  | SOLE | 0 | 1250 | 0 | 389724 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1015303 | 2778 | SH |  | SOLE | 0 | 0 | 0 | 2778 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 1843619 | 7189 | SH |  | SOLE | 0 | 0 | 0 | 7189 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 980170 | 27626 | SH |  | SOLE | 0 | 0 | 0 | 27626 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 989403 | 15110 | SH |  | SOLE | 0 | 0 | 0 | 15110 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 |  | 18667633 | 362197 | SH |  | SOLE | 0 | 1826 | 0 | 360371 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 272938 | 1472 | SH |  | SOLE | 0 | 0 | 0 | 1472 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 346973 | 1100 | SH |  | SOLE | 0 | 0 | 0 | 1100 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 455780 | 2724 | SH |  | SOLE | 0 | 0 | 0 | 2724 |
| MICROSOFT CORP | COM | 594918104 |  | 1113593 | 2150 | SH |  | SOLE | 0 | 0 | 0 | 2150 |
| NETFLIX INC | COM | 64110L106 |  | 244580 | 204 | SH |  | SOLE | 0 | 0 | 0 | 204 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 7979802 | 342775 | SH |  | SOLE | 0 | 1580 | 0 | 341195 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 308580 | 3454 | SH |  | SOLE | 0 | 0 | 0 | 3454 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 309800 | 7240 | SH |  | SOLE | 0 | 0 | 0 | 7240 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 3705055 | 79151 | SH |  | SOLE | 0 | 194 | 0 | 78957 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1810677 | 2718 | SH |  | SOLE | 0 | 0 | 0 | 2718 |
| SPDR SERIES TRUST | PORTFOLIO LN TSR | 78464A664 |  | 17003131 | 630914 | SH |  | SOLE | 0 | 2881 | 0 | 628033 |
| TESLA INC | COM | 88160R101 |  | 666635 | 1499 | SH |  | SOLE | 0 | 0 | 0 | 1499 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 9144027 | 117096 | SH |  | SOLE | 0 | 0 | 0 | 117096 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 33440798 | 449654 | SH |  | SOLE | 0 | 868 | 0 | 448786 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 817764 | 3216 | SH |  | SOLE | 0 | 0 | 0 | 3216 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 376294 | 1281 | SH |  | SOLE | 0 | 0 | 0 | 1281 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 31983408 | 171502 | SH |  | SOLE | 0 | 626 | 0 | 170876 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 7500141 | 15638 | SH |  | SOLE | 0 | 0 | 0 | 15638 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 88135937 | 143924 | SH |  | SOLE | 0 | 446 | 0 | 143478 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 220530 | 672 | SH |  | SOLE | 0 | 0 | 0 | 672 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1050167 | 20742 | SH |  | SOLE | 0 | 0 | 0 | 20742 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 14329605 | 305145 | SH |  | SOLE | 0 | 493 | 0 | 304652 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1062982 | 4926 | SH |  | SOLE | 0 | 0 | 0 | 4926 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1046072 | 17458 | SH |  | SOLE | 0 | 0 | 0 | 17458 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 237783 | 1687 | SH |  | SOLE | 0 | 0 | 0 | 1687 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 17828120 | 73039 | SH |  | SOLE | 0 | 246 | 0 | 72793 |

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