# EDGAR Filing Document

**Accession Number:** 0001142786
**File Stem:** 0001999371-25-018169
**Filing Date:** 2025-11
**Character Count:** 7139169
**Document Hash:** 4b5d8190c5fcb99ebe7c4cdb20f129a7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-018169.hdr.sgml**: 20251119

**ACCESSION NUMBER**: 0001999371-25-018169

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 37

**CONFORMED PERIOD OF REPORT**: 20251119

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251119

**DATE AS OF CHANGE**: 20251119

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089
- **FILM NUMBER:** 251499078

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>j.p. morgan acceptance corporation ii</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

____ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001142786

<u>J.P. Morgan Mortgage Trust 2025-CES7</u><br>

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Amie Davis, (212) 623-7441

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

[99.1](ex99-1.htm) AMC Diligence, LLC ("AMC") Form ABS Due Diligence-15E

[99.2](ex99-2.htm) AMC Data Compare

[99.3](ex99-3.htm) AMC Exception Report

[99.4](ex99-4.htm) AMC Rating Agency Grades

[99.5](ex99-5.htm) AMC Valuation Summary

[99.6](ex99-6.htm) Clarifii LLC ("Clarifii") Executive Summary

[99.7](ex99-7.htm) Clarifii Data Compare Report

[99.8](ex99-8.htm) Clarifii Rating Agency Grades Detail Report

[99.9](ex99-9.htm) Clarifii Rating Agency Grades Summary Report

[99.10](ex99-10.htm) Clarifii Valuation Report

[99.11](ex99-11.htm) Clayton Services LLC ("Clayton") Due Diligence Narrative

[99.12](ex99-12.htm) Clayton Data Compare

[99.13](ex99-13.htm) Clayton Exception Report

[99.14](ex99-14.htm) Clayton Rating Agency Grades

[99.15](ex99-15.htm) Clayton Valuation Summary

[99.16](ex99-16.htm) Consolidated Analytics, Inc. ("Consolidated Analytics") Due Diligence Narrative

[99.17](ex99-17.htm) Consolidated Analytics Data Compare

[99.18](ex99-18.htm) Consolidated Analytics Exception Report

[99.19](ex99-19.htm) Consolidated Analytics Rating Agency Grades

[99.20](ex99-20.htm) Consolidated Analytics Valuation Summary

[99.21](ex99-21.htm) Selene Diligence LLC ("Selene") Due Diligence Narrative

[99.22](ex99-22.htm) Selene Data Compare Report

[99.23](ex99-23.htm) Selene Standard Findings Report

[99.24](ex99-24.htm) Selene Rating Agency Grades Summary Report

[99.25](ex99-25.htm) Selene Valuation Report

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **J.P. MORGAN ACCEPTANCE CORPORATION II** | **J.P. MORGAN ACCEPTANCE CORPORATION II** |
|  | (Depositor) | (Depositor) |
| Date: November 19, 2025 | By: | /s/ Michael Brown |
|  |  | Name: Michael Brown<br>Title: Chief Executive Officer (Senior Officer in charge of securitization) |

---

## Exhibit 99.1

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD PARTY DUE DILIGENCE SERVICES**<br> **FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third party due diligence services** 

Legal Name: <u>AMC Diligence, LLC</u>

Business Name (if Different):  

Principal Business Address: <u>150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022</u>

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: <u>JPMorgan Chase Bank, National Association</u>

Business Name (if Different):  

Principal Business Address: <u>270 Park Avenue, 4<sup>th</sup> Floor, New York, NY 10017</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;DBRS, Inc. | &nbsp;&nbsp;Third-Party Due-Diligence and Representations & Warranties Criteria for U.S. RMBS Transactions dated September 30, 2024 |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp;Global Methodology And Assumptions: Assessing Pools Of Residential Loans--U.S. And Canada Supplement, Feb 21, 2025 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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![](ex991001.jpg)

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u>AMC Diligence, LLC</u><u> </u>

---

| | |
|:---|:---|
| By: | Tim Van Houtte |
| Signature: | &nbsp;&nbsp;&nbsp;/s/ Tim Van Houtte |
| Date: | &nbsp;&nbsp;&nbsp;November 17, 2025 |

---

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![](ex991001.jpg)

**Item 4: Description of the due diligence performed**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming closed-end second lien residential mortgages acquired from various parties. The review was conducted on behalf of JPMorgan Chase Bank, National Association ("**Client**") during multiple transactions from November 2022 to November 2025 via files imaged and provided by JPMorgan Chase Bank, National Association for review (the "**Review**").

The loans in the Review carried origination dates between October 2022 and September 2025.

**(2) Sample size of the assets reviewed.**

The Review was conducted on one thousand three hundred one (1,301) loans selected by the Client with an aggregate original principal balance of approximately $130.801 million. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Originator Application Date |  |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Type |  |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Refi Purpose |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

Although AMC completed a property review of each loan, based on such property review grades and findings, the grading and exceptions related to such property review are not discussed herein.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

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![](ex991001.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP/Zippy Review** 

When a DU/LP/Zippy form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP/Zippy were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP/Zippy in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv)

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any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) (i) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (ii) the presence of loan modification documents, and (iii) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

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AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW – LIMITED SCOPE</u>**

Please be advised that SitusAMC will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review will uncover all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or will uncover all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by SitusAMC are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which SitusAMC is relying in reaching such findings.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in the Review, and the findings set forth in any report prepared by SitusAMC does not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC. Information contained in any SitusAMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged SitusAMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by SitusAMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

SitusAMC will review each residential mortgage loan to determine, as applicable, and to the extent possible and subject to the caveats below, whether the mortgage loan complies with each of the laws, rules and regulations specified below, in each case as the same may be amended, supplemented, replaced or otherwise modified from time to time pursuant to applicable law. With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, the compliance review is limited to the specific components enumerated below with the testing of those components in accordance with the SFA TRID Compliance Review Scope ("TRID Grid"), published by the Structured Finance Association ("SFA"). All other TRID testing, including other components of the TRID Grid, that are not explicitly enumerated below are considered outside of scope for purposes of this review.

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23; §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) failure to provide the correct form of right of rescission notice;

iv) failure to provide the three (3) specific business day rescission period;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) missing or incorrect rescission expiration date on rescission notice;

vi) "I wish to cancel" section of rescission notice is signed by borrower;

vii) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means, for closed end transactions, the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions, and for open-end

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transactions, the information that must be provided to satisfy the requirements in §<u>1026.6</u> with regard to the method of determining the finance charge and the balance upon which a finance charge will be imposed, the annual percentage rate, the amount or method of determining the amount of any membership or participation fee that may be imposed as part of the plan, and the payment information described in §<u>1026.40</u>(d)(5)(i) and (ii) that is required under §<u>1026.6</u>(e)(2); and

viii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed
APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Payment Tables (§1026.18, §1026.38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate disclosure of applicable payment tables on page 1 of the TIL or CD

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>TILA Section 130(b) Corrections and Other Remediations</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) with respect to applicable exception remediation measures, confirm the remediation was performed
in accordance with regulatory and/or statutory requirements, and, where applicable, the SFA Compliance Review Scope methodology
(in an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated
Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants
including third party review providers and law firms who agreed to a standardized approach to remediation considerations).

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32,and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36(d)-(e)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a
term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) if requested by the client, review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36(k)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage
loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36(h)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure
to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§</u> 1026.36(i)):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36(g)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator
name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate
and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

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&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.); the Department of Veterans Affairs (38 C.F.R.
Part 36 et seq.); and the U.S. Department of Agriculture (7 CFR Part 3555);

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)); and

&nbsp;&nbsp;&nbsp;&nbsp;e) Prepayment penalty restrictions (12 C.F.R. 1026.43(g)).

SitusAMC will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). SitusAMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, SitusAMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, SitusAMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature,
negative amortization, or loan term exceeding 30 years),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the creditor appropriately considered debt obligations, alimony and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) based on the application date, defined in accordance with 1026.2(a)(3)(ii), and the loan designation
provided on the subject loan:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **Temporary QM (Agency/GSE Salable) –** Loans submitted with a loan designation of Temporary
SHQM (GSE/Agency Eligible) or Temporary HPQM (GSE/Agency Eligible)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If loan application date is prior to 7/1/2021 or loan was purchased/securitized on or before 8/31/21,
the loan will be evaluated to confirm it is salable to the GSEs.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If loan application date is on or after 7/1/2021 or loan was purchased/securitized after 8/31/21
- an exception indicating loan is not eligible to be GSE Temp QM will be cited based on the GSE requirement for loan applications
on or after 7/1/2021 to meet General QM (APOR) pricing based criteria to be salable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **QM Based on Appendix Q –** Loans submitted with a loan designation of Safe Harbor QM,
Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If the loan application date is prior to 3/1/2021 – determine whether at the time of consummation,
the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If the loan application date is on or after 3/1/2021, but before 10/1/2022 – determine whether
at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **QM Based on APOR (Pricing-Based) –** Loans with an application date on or after 3/1/2021,
submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), the QM considerations will be based on
whether the APR exceeds the average prime offer rate by 2.25 or more percentage points (additional thresholds applicable for lower
loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not
meet the creditor's guidelines without a documented exception and compensating factors.

*QM loans with application dates on or after 10/1/22 are required to be either Safe Harbor QM (APOR) or Higher Priced QM (APOR)* 

***Verification Safe Harbor***

Pursuant to the November 2021 SFA TPR Scope of Review for Verification Safe Harbor under General QM Rule (<u>https://structuredfinance.org/wp-content/uploads/2021/11/SFA-TPR-Scope-of-Review-for-QM-VSH-Scope-of-Review-FINAL.pdf</u>) SitusAMC has adopted the following approach with respect to Verification Safe Harbor:

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**VSH Indicator** – For loans originated under the new General QM (APOR) pricing-based threshold, the lender will be required to document the Verification Safe Harbor (VSH) indicator. SitusAMC will capture, but will not verify the VSH indicator. If the lender does not provide a VSH indicator, the VSH for the loan will be identified as "Not Stated".

**VSH Indicator Discrepancy** – Optional add-on service for loans submitted with a VSH Indicator of "Yes" (loan meets VSH). If a loan was submitted indicating VSH is met, client has the option to have SitusAMC review documentation in file and identify variances between documentation in file and guidelines used that could be indicative of an inaccurate VSH indicator. For all options below, the VSH indicator and determination method will be provided by the lender (within loan images, on the data tape, deal notes, or as part of the loan program/guidelines to which loans are originated). SitusAMC's evaluation will be limited to review of the documents against the guidelines used and identified by the lender to meet VSH. Review and verification that guidelines used meet VSH requirements under the regulation (particularly for options 2 and 3 where guidelines used are not one of those explicitly enumerated in the regulation) are outside of SitusAMC's scope. Lender is responsible for affirming guidelines used meet VSH standard requirements:

● <u>Option 1: VSH via reference to guidelines explicitly enumerated in the regulation (June 2020 GSE Guides)</u> 

○ Lender identifies that loan utilizes one of the GSE June 2020 guidelines specified in the regulation to meet VSH

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator.

● <u>Option 2: VSH via reference to subsequent versions of GSE Guides affirmed to be "substantially similar" to guides explicitly enumerated in the regulation</u> 

○ Lender identifies (source and publication date) and provides a set of GSE guides (other than one of the June 2020 guidelines specified in the regulation) utilized to meet VSH

○ Lender provides affirmation that guides used meet VSH requirements as revised version complies with verification standards or is substantially similar to the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are "substantially similar"** to the explicitly enumerated underwriting guidelines.

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

● <u>Option 3: VSH via proprietary guides</u> 

○ Lender identifies and provides a set of proprietary (non-GSE guides) underwriting guides utilized to meet VSH

○ Lender provides worksheet/AUS connecting the loan level review components to enumerated guides

○ Lender provides affirmation that guides used meet VSH requirements as guides comply with verification standards in the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are in line with the standards in the enumerated underwriting guidelines.** 

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

The lender must also maintain policies and procedures to meet the requirement under the new General QM (APOR) rule. Review of policies and procedures and comparison of guides utilized to explicitly enumerated guides are outside of SitusAMC's review scope.

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**VSH Reporting –** SitusAMC will include the following in securitization reports:

● The lender/seller's VSH Indicator;

● Whether SitusAMC evaluated the VSH indicator provided by the lender/seller;

● Which of the above 3 options was employed to evaluate the VSH indicator;

● Whether SitusAMC identified a variance to indicator based on due diligence review; and

● Whether loan met VSH based on option selected

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule (effective January 10, 2014), SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) and (vi)-1 as outlined above. In addition, SitusAMC reviews the Automated Underwriting System output within the mortgage loan file to confirm agency eligibility.

For each conventional QM designated mortgage loan that satisfied the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.) and the U.S. Department of Agriculture (7 CFR Part 3555).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM (for loans that comply with general (ATR) or ATR Fail (for loans that do not meet general ATR requirements). See below for more details on general ability to repay testing.

*<u>General Ability to Repay</u>*

For non-QM loans (loans that do not meet QM criteria or submitted by loan originator with a loan designation of non-QM), SitusAMC reviews the mortgage loan to the creditor's guidelines to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and will verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) the consumer's current or reasonably expected income or assets;

ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status);

iii) the consumer's monthly payment;

iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) the consumer's monthly payment for mortgage-related obligations;

vi) the consumer's current debt obligations, alimony, and child support;

vii) the consumer's monthly debt-to-income ratio or residual income; and

viii) the consumer's credit history.

This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay. SitusAMC makes no representation or warranty surrounding the sufficiency of the client or creditor's guidelines as it relates to ATR requirements.

SitusAMC reviews mortgage loans to determine their conformity with the ATR/QM factors as outlined above, but does not render an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). SitusAMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all the factors and/or criteria that Authorities may consider in determining whether the creditor adequately demonstrated compliance with the ATR

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requirements under the rule. SitusAMC's review is based on information contained in the mortgage loan file at the time it is provided to SitusAMC for review, and only reflects information as of that point in time.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), 50(f)(2), and limited provisions under Section 50(t) Article XVI of the Texas Constitution and associated regulations.**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time. State usury limitations and state-specific prohibited fees testing are outside of scope.**

**(V) Federal and state specific prepayment penalty provisions.**

**(VI) Federal and state specific late charges in states with assignee liability.** 

The state level late charge testing will be applicable to loans with the subject property in New Jersey, Georgia, New Mexico, and West Virginia.

**(VII) Homeowners Flood Insurance Affordability Act of 2014 (HFIAA)**

Confirm properties within a flood zone have adequate insurance coverage in accordance with HFIAA. (Including considerations of the total outstanding lien balances and any separate escrow impound requirements if the second lien is covered by a separate policy from the primary lien.)

**(VIII) FIRREA Review**

SitusAMC will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, SitusAMC will review the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, SitusAMC will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

As part of the portion of the Review described in this section, SitusAMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(IX) Document Review.**

SitusAMC will review each mortgage loan file and verify whether the following documents, if applicable, were included in the file and that the data on applicable documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary/loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD/Closing Disclosure from sale of previous
residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the
enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of DBRS, Inc. ("DBRS"), Fitch Ratings, Inc. ("Fitch"), Kroll Bond Rating Agency, Inc. ("Kroll") and S&P Global Ratings ("S&P").

**OVERALL REVIEW RESULTS SUMMARY**

There were one thousand three hundred one (1,301) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable Fitch and Kroll NRSRO grading criteria, three hundred forty-five (345) (26.52%) loans had an overall loan grade of "B". Thirty-eight (38) of the loans with an overall grade of "B" had exceptions across multiple exception types. After all documents were presented, under the applicable DBRS and S&P NRSRO grading criteria, three hundred two (302) (23.21%) loans had an overall loan grade of "B". Thirty-two (32) of the loans with an overall grade of "B" had exceptions across multiple exception types.

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch and Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;123 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;90 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;88 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;81 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;GSE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***494*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**494** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;40 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***102*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**102** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**596** |

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**DBRS and S&P Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;123 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;90 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;81 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;GSE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***425*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**425** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;40 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***102*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**102** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**527** |

---

**COMPLIANCE RESULTS SUMMARY**

Of the one thousand three hundred one (1,301) loans reviewed, under the applicable Fitch and Kroll NRSRO grading criteria, two hundred eighty-six (286) had a Compliance Review "B" grade. One hundred fifty-six (156) of the loans with an overall grade of "B" had multiple compliance exceptions. Of the one thousand three hundred one (1,301) loans reviewed, under the applicable DBRS & S&P NRSRO grading criteria, two hundred thirty-seven (237) had a Compliance Review "B" grade. One hundred forty-four (144) of the loans with an overall grade of "B" had multiple compliance exceptions.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch and Kroll NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1015 | &nbsp;&nbsp;78.02% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;286 | &nbsp;&nbsp;21.98% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS and S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1064 | &nbsp;&nbsp;81.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;237 | &nbsp;&nbsp;18.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**CREDIT REVIEW RESULTS SUMMARY**

One thousand two hundred four (1,204) mortgage loans (92.54%) of the total received an "A" Credit Review grade. The ninety-seven (97) "B" Credit Review grades were due to missing documentation and/or guideline adherence (see exception detail below). Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1204 | &nbsp;&nbsp;92.54% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;97 | &nbsp;&nbsp;7.46% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one thousand three hundred one (1,301) mortgage loans reviewed, six hundred seventy-seven (677) (52.04%) mortgage loans had tape discrepancies across twenty-two (22) unique data fields. The most common tape discrepancies were Appraised Value (23.52%), Investor: Qualifying Total Debt Ratio (22.91%), and Property Type (7.53%). AMC found generally that the DTI discrepancies were due to differences in calculating complex incomes; while the data differed, the resulting ratios generally remained within guidelines.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;306 | &nbsp;&nbsp;23.52% |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;298 | &nbsp;&nbsp;22.91% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;98 | &nbsp;&nbsp;7.53% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;69 | &nbsp;&nbsp;5.30% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;57 | &nbsp;&nbsp;4.38% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;38 | &nbsp;&nbsp;2.92% |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;28 | &nbsp;&nbsp;2.15% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;26 | &nbsp;&nbsp;2.00% |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.46% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.46% |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.38% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.38% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.38% |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;Coborrower Experian Fico | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.31% |

---

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;City | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% |

---

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**TPR Loan Designation** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;989 | &nbsp;&nbsp;76.02% | &nbsp;&nbsp;$102993330.00 | &nbsp;&nbsp;78.74% |
| &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;157 | &nbsp;&nbsp;12.07% | &nbsp;&nbsp;$8081219.00 | &nbsp;&nbsp;6.18% |
| &nbsp;&nbsp;Non QM | &nbsp;&nbsp;137 | &nbsp;&nbsp;10.53% | &nbsp;&nbsp;$17674456.00 | &nbsp;&nbsp;13.51% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;16 | &nbsp;&nbsp;1.23% | &nbsp;&nbsp;$1939951.00 | &nbsp;&nbsp;1.48% |
| &nbsp;&nbsp;Higher Priced QM (43-Q) | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% | &nbsp;&nbsp;$32000.00 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Safe Harbor QM (Q-43) | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% | &nbsp;&nbsp;$80000.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1301 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$130800956.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;1301 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$130800956.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;1287 | &nbsp;&nbsp;98.92% | &nbsp;&nbsp;$127276072.00 | &nbsp;&nbsp;97.31% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.61% | &nbsp;&nbsp;$1834390.00 | &nbsp;&nbsp;1.40% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$844994.00 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$845500.00 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;879 | &nbsp;&nbsp;67.56% | &nbsp;&nbsp;$95682588.00 | &nbsp;&nbsp;73.15% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;336 | &nbsp;&nbsp;25.83% | &nbsp;&nbsp;$27775384.00 | &nbsp;&nbsp;21.23% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;60 | &nbsp;&nbsp;4.61% | &nbsp;&nbsp;$5367319.00 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;26 | &nbsp;&nbsp;2.00% | &nbsp;&nbsp;$1975665.00 | &nbsp;&nbsp;1.51% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;827 | &nbsp;&nbsp;63.57% | &nbsp;&nbsp;$83167567.00 | &nbsp;&nbsp;63.58% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;405 | &nbsp;&nbsp;31.13% | &nbsp;&nbsp;$41823920.00 | &nbsp;&nbsp;31.98% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;49 | &nbsp;&nbsp;3.77% | &nbsp;&nbsp;$3613999.00 | &nbsp;&nbsp;2.76% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.46% | &nbsp;&nbsp;$505101.00 | &nbsp;&nbsp;0.39% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.46% | &nbsp;&nbsp;$564020.00 | &nbsp;&nbsp;0.43% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.31% | &nbsp;&nbsp;$799249.00 | &nbsp;&nbsp;0.61% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$110000.00 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% | &nbsp;&nbsp;$98100.00 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.08% | &nbsp;&nbsp;$119000.00 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1243 | &nbsp;&nbsp;95.54% | &nbsp;&nbsp;$122891892.00 | &nbsp;&nbsp;93.95% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;43 | &nbsp;&nbsp;3.31% | &nbsp;&nbsp;$5316078.00 | &nbsp;&nbsp;4.06% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;15 | &nbsp;&nbsp;1.15% | &nbsp;&nbsp;$2592986.00 | &nbsp;&nbsp;1.98% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1301** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$130800956.00** | &nbsp;&nbsp;**100.00%** |

---

\*Tables may not add to 100% due to rounding.

**EXCEPTION DETAIL**

The exception summary below ties to the total number of B exceptions for the population included in the Review. Some mortgage loans may be listed multiple times if they carried multiple exception categories even if those categories were within the same general exception category (ex. Disclosures and RESPA Tolerance within Compliance).

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch and Kroll Exceptions** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**Exception Type** |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;49 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;48 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Check Restated Loan Designation Match - General Ability to Repay | &nbsp;&nbsp;39 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | &nbsp;&nbsp;38 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland HPML Threshold Test Non-Compliant | &nbsp;&nbsp;38 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | &nbsp;&nbsp;33 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Check Restated Loan Designation Match - QM / ATR | &nbsp;&nbsp;30 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | &nbsp;&nbsp;27 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;21 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) California Covered Loan (Calculated APR/Rate) | &nbsp;&nbsp;15 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - QM | &nbsp;&nbsp;14 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Last Rate Set Date | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;delivery required. |  |  |
| &nbsp;&nbsp;(State High Cost) California Covered Loan (Stated APR) | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Calculated APR/Rate) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - ATR | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TIL Higher Priced Mortgage Loan Safe Harbor Test | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Total Of Payments | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Status | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) South Carolina High-Cost Loan (Points and Fees) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Points and Fees) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Calculated APR/Rate) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Will Not Have Escrow - Reason | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Massachusetts HPML Threshold Test Compliant | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) DC Covered Loan (Calculated APR/Rate) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Stated APR) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Stated APR) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Testing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;QM Employment History - Current and/or Previous Employment Documentation lacks Date Info | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;(Doc Error) RTC Error: Right to Cancel expiration date is blank. | &nbsp;&nbsp;1&nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Minnesota Tangible Net Benefit Disclosure | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Right of Rescission Timing - Note Date used as Transaction Date | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost Provision) Xxxx Predatory Loan (Financed Fees Exceeds Threshold) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost Provision) Xxxx County Predatory Loan (Financed Fees Exceeds Threshold) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Notice of Special Flood Hazard Disclosure Not Provided Timely | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Timing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Missing Document: Missing Lender's Initial 1003 | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Other Includes Insurance Costs | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) DC Covered Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) Massachusetts High-Cost Loan (Stated APR) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Fannie Mae 2014 - 3% Points and Fees | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General Ability To Repay Provision Investor Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;40 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Ineligible Property Type. | &nbsp;&nbsp;14 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | &nbsp;&nbsp;5 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Combined loan to value discrepancy. | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Records/Collections/Charge Off does not meet guidelines. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Representative FICO score discrepancy. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Available for Closing is insufficient to cover Cash From Borrower. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Record Issue: | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Missing Document: 1007 Rent Comparison Schedule not provided | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Borrower does not have the minimum active tradelines per guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The property site acres is greater than 10 acres which does not meet guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title search shows negative impact on title. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Security Instrument is not on a FNMA/FHLMC form and does not | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |

---

19 \| P a g e

![](ex991001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;contain the following clauses: |  |  |
| &nbsp;&nbsp;Guideline Requirement: PITIA reserves months discrepancy. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Housing history reflects lates that do not meet guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Rural property type is not permitted per Guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Subject Property is greater than 10 acres. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;xxxx County Water Contamination: Property is located in Genesee County, MI and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS and S&P Exceptions** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**Exception Type** |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;49 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;48 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | &nbsp;&nbsp;38 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland HPML Threshold Test Non-Compliant | &nbsp;&nbsp;38 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | &nbsp;&nbsp;33 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | &nbsp;&nbsp;27 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;21 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) California Covered Loan (Calculated APR/Rate) | &nbsp;&nbsp;15 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - QM | &nbsp;&nbsp;14 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Last Rate Set Date | &nbsp;&nbsp;12 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) California Covered Loan (Stated APR) | &nbsp;&nbsp;11 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Calculated APR/Rate) | &nbsp;&nbsp;8 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Self-Employed Tax Return Recency - ATR | &nbsp;&nbsp;6 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TIL Higher Priced Mortgage Loan Safe Harbor Test | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Total Of Payments | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

---

20 \| P a g e

![](ex991001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | &nbsp;&nbsp;3&nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Status | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) South Carolina High-Cost Loan (Points and Fees) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Points and Fees) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Calculated APR/Rate) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Will Not Have Escrow - Reason | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Massachusetts HPML Threshold Test Compliant | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) DC Covered Loan (Calculated APR/Rate) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Stated APR) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost) Xxxx County Threshold Loan (Stated APR) | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Testing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;QM Employment History - Current and/or Previous Employment Documentation lacks Date Info | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Doc Error) RTC Error: Right to Cancel expiration date is blank. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Minnesota Tangible Net Benefit Disclosure | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Right of Rescission Timing - Note Date used as Transaction Date | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost Provision) Xxxx Predatory Loan (Financed Fees Exceeds Threshold) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(City High Cost) Xxxx Threshold Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(County High Cost Provision) Xxxx County Predatory Loan (Financed Fees Exceeds Threshold) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Notice of Special Flood Hazard Disclosure Not Provided Timely | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Michigan CMPA Home Loan Toolkit Timing | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Missing Document: Missing Lender's Initial 1003 | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |

---

21 \| P a g e

![](ex991001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;TRID Final Closing Disclosure Other Includes Insurance Costs | &nbsp;&nbsp;1&nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) DC Covered Loan (Points and Fees) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(State High Cost) Massachusetts High-Cost Loan (Stated APR) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Fannie Mae 2014 - 3% Points and Fees | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;General Ability To Repay Provision Investor Guidelines | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;40 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Ineligible Property Type. | &nbsp;&nbsp;14 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | &nbsp;&nbsp;10 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | &nbsp;&nbsp;5 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Combined loan to value discrepancy. | &nbsp;&nbsp;4 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;3 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Records/Collections/Charge Off does not meet guidelines. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: Representative FICO score discrepancy. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Available for Closing is insufficient to cover Cash From Borrower. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Public Record Issue: | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Missing Document: 1007 Rent Comparison Schedule not provided | &nbsp;&nbsp;2 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Borrower does not have the minimum active tradelines per guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;The property site acres is greater than 10 acres which does not meet guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Title search shows negative impact on title. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Guideline Requirement: PITIA reserves months discrepancy. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Housing history reflects lates that do not meet guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Rural property type is not permitted per Guidelines. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;Subject Property is greater than 10 acres. | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |
| &nbsp;&nbsp;xxxx County Water Contamination: Property is located in Genesee County, MI and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards | &nbsp;&nbsp;1 &nbsp;&nbsp;B | &nbsp;&nbsp;Credit |

---

22 \| P a g e

## Exhibit 99.2

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.2**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 303856512 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303856512 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303856512 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303856512 | Original LTV | 70.1 | 19.28 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303856512 | Investor: Qualifying Total Debt Ratio | 42.64 | 40.6177 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303856352 | Original LTV | 63.903 | 15.79817 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906352 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906352 | Original LTV | 50.01 | 18.52 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906368 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906368 | Original LTV | 48.109 | 24.09639 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906605 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906605 | Original LTV | 71.598 | 5.57504 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906607 | Original LTV | 53.614 | 16.15161 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906629 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906629 | Original LTV | 69.715 | 6.06404 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906652 | Original LTV | 60.891 | 16.19048 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906664 | Original LTV | 53.45 | 17.5 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906675 | Original LTV | 63.159 | 13.53032 | Verified | Tape Value reflects the CLTV value |
| 303906675 | Investor: Qualifying Total Debt Ratio | 29.02 | 37.23988 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303906682 | Original LTV | 73.083 | 11.42857 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906705 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906705 | Original LTV | 57.322 | 11.01011 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906835 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906835 | Original LTV | 53.053 | 14.03058 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303906877 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303906877 | Original LTV | 65.503 | 16.34034 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303872214 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303872214 | Original CLTV | 43.89 | 79.20414 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303907251 | Coborrower Experian Fico | 773 | 751 | Verified | Field value reflects source document |
| 303858106 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303858106 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303858106 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303858106 | Original LTV | 71.084 | 6.46465 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304075431 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304091801 | Investor: Qualifying Total Debt Ratio | 31.51 | 22.94275 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304310821 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304310821 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304310821 | Investor: Qualifying Total Debt Ratio | 10.56 | 36.08789 | Verified | Breakdown of debt was not provided. |
| 304337483 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304337483 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304334176 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304357043 | Investor: Qualifying Total Debt Ratio | 32.35 | 43.97215 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304365583 | Investor: Qualifying Total Debt Ratio | 37.89 | 40.8953 | Verified | Within 3% of lenders DTI of 38.5%, |
| 304386548 | Original CLTV | 71.02 | 76.04175 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304387979 | Original CLTV | 83.13 | 80.93072 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304382918 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304382918 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304382918 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304382918 | Investor: Qualifying Total Debt Ratio | 45.57 | 41.89969 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304366835 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304380752 | Investor: Qualifying Total Debt Ratio | 20 | 44.47458 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304390788 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304384724 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304384724 | Investor: Qualifying Total Debt Ratio | 46.76 | 42.38229 | Verified | Lender included taxes and insurance twice on the first. |
| 304384316 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304382627 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304382627 | Investor: Qualifying Total Debt Ratio | 33.15 | 36.99673 | Verified | matches approval. |
| 304385637 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304390765 | Investor: Qualifying Total Debt Ratio | 44.86 | 48.76876 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304391155 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304388574 | Investor: Qualifying Total Debt Ratio | 26.76 | 22.65201 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304391156 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304398288 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304398288 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304391927 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304392232 | Investor: Qualifying Total Debt Ratio | 45.06 | 35.98561 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304398839 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304398839 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304418238 | Investor: Qualifying Total Debt Ratio | 0.3467 | 34.78785 | Verified | Matching with 1008 |
| 304397135 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 304397135 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304397135 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397116 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397079 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397076 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304397076 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397068 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397068 | Has FTHB | 1 | 0 | Verified | Field value reflects source document |
| 304397068 | Investor: Qualifying Total Debt Ratio | 48.32 | 41.21594 | Verified | Invalid tape data. Lenders 1008 DTI = 41.87% |
| 304397024 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397019 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397056 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397056 | Has FTHB | 1 | 0 | Verified | Field value reflects source document |
| 304396998 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304396998 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304396998 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396998 | Has FTHB | 1 | 0 | Verified | Field value reflects source document |
| 304396989 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396989 | Has FTHB | 1 | 0 | Verified | Field value reflects source document |
| 304396989 | Investor: Qualifying Total Debt Ratio | 30.16 | 39.40047 | Verified | Field value matches Lenders 1008 |
| 304397008 | Representative FICO | 794 | 808 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304397008 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304397008 | Investor: Qualifying Total Debt Ratio | 23 | 49.16452 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304396963 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396942 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396943 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396957 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304396957 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396987 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304396987 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304396987 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396906 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396927 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 304396927 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396891 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304396891 | Borrower SSN | xxxx | xxxx | Verified | Field Value verified by application or other documentation in file |
| 304396891 | Coborrower SSN | xxxx | xxxx | Verified | Field Value verified by application or other documentation in file |
| 304396891 | Mortgage Type | HELOC | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| 304396891 | Investor: Qualifying Total Debt Ratio | 41.6 | 37.0744 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304385063 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304396595 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304396595 | Investor: Qualifying Total Debt Ratio | 47.08 | 41.94413 | Verified | 1008 reflects 41.189% DTI |
| 304393008 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304393008 | Investor: Qualifying Total Debt Ratio | 31.97 | 28.8676 | Verified | Matches approval. |
| 304426098 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304426098 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304426098 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304391834 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304391834 | Investor: Qualifying Total Debt Ratio | 32.41 | 27.75382 | Verified | Lender added taxes and insurance twice. |
| 304419043 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304420347 | Investor: Qualifying Total Debt Ratio | 31.79 | 41.50851 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304405471 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304405471 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304405471 | Investor: Qualifying Total Debt Ratio | 21 | 28.531 | Verified | Matches approval. |
| 304405590 | Investor: Qualifying Total Debt Ratio | 47.44 | 43.95384 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304393212 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304403768 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304403768 | Original CLTV | 75.49 | 79.45666 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304405443 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304405443 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304405443 | Original CLTV | 69.23 | 66.83917 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304405443 | Investor: Qualifying Total Debt Ratio | 40.97 | 48.43349 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304417275 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304422421 | Investor: Qualifying Total Debt Ratio | 38.09 | 44.23817 | Verified | Matches approval. |
| 304405722 | Investor: Qualifying Total Debt Ratio | 29.99 | 34.06192 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304418078 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304425131 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304425131 | Investor: Qualifying Total Debt Ratio | 45.04 | 48.80264 | Verified | Did not use overtime income, large fluctuations. |
| 304428813 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304428813 | Investor: Qualifying Total Debt Ratio | 33.52 | 38.32472 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304419335 | Investor: Qualifying Total Debt Ratio | 5.21 | 15.54825 | Verified | Matches lenders 1008. |
| 304427473 | Investor: Qualifying Total Debt Ratio | 49.31 | 46.03248 | Verified | Matches lenders 1008. |
| 304418110 | Investor: Qualifying Total Debt Ratio | 36.52 | 40.47488 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304439026 | Representative FICO | 720 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 304439026 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304439026 | Investor: Qualifying Total Debt Ratio | 0.4482 | 44.90262 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304438795 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304438795 | Investor: Qualifying Total Debt Ratio | 0.435 | 43.48652 | Verified | Decimal placement |
| 304419119 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304425344 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304425344 | Original CLTV | 74.72 | 78.10248 | Verified | It appears lender used a higher value than what is on the AVM. |
| 304425344 | Investor: Qualifying Total Debt Ratio | 21 | 42.71201 | Verified | Similar to lenders 1008. |
| 304419543 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304420829 | Investor: Qualifying Total Debt Ratio | 25.9 | 22.85793 | Verified | Escrows of 1st lien not included in dti |
| 304400597 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304422979 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 304422979 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304422979 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304422979 | Original CLTV | 80.38 | 78.54354 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304422979 | Investor: Qualifying Total Debt Ratio | 29.28 | 36.97574 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304435356 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304436289 | Representative FICO | 694 | 693 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304422413 | Investor: Qualifying Total Debt Ratio | 48.95 | 36.51421 | Verified | Review DTI of 36.51% in line with 1008 approval at 37.09% |
| 304425907 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304422682 | Investor: Qualifying Total Debt Ratio | 42.84 | 47.15711 | Verified | Tape data is incorrect. Loan approved at 47.659% |
| 304422867 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304422867 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304422970 | Original CLTV | 52.82 | 45.31768 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304422970 | Investor: Qualifying Total Debt Ratio | 49.72 | 40.68445 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304417855 | Investor: Qualifying Total Debt Ratio | 25.35 | 29.24041 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304422387 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304422387 | Investor: Qualifying Total Debt Ratio | 27.42 | 44.9009 | Verified | Lender approved at 48% but included the Amex account but assets provided to cover the balance. |
| 304425050 | Investor: Qualifying Total Debt Ratio | 36.43 | 44.68825 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304427780 | Investor: Qualifying Total Debt Ratio | 31.54 | 39.42567 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304428840 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304436307 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304436307 | Investor: Qualifying Total Debt Ratio | 40.57 | 48.37923 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304420854 | Investor: Qualifying Total Debt Ratio | 45.91 | 49.4961 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304432570 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304437856 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304435435 | Investor: Qualifying Total Debt Ratio | 42.88 | 46.20022 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304441711 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304459190 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304442620 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304436643 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304436643 | Investor: Qualifying Total Debt Ratio | 39.66 | 43.33008 | Verified | All Income and Liabilities are updated per document |
| 304437843 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304437843 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304429181 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304429181 | Investor: Qualifying Total Debt Ratio | 47.17 | 43.85288 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304429039 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304429039 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304432855 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304439280 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304438714 | Investor: Qualifying Total Debt Ratio | 32.8 | 27.1552 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304441939 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304441939 | Investor: Qualifying Total Debt Ratio | 46.49 | 49.76433 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304466731 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304441938 | Investor: Qualifying Total Debt Ratio | 21 | 39.97308 | Verified | 1008 reflects total DTI of 40.111%. |
| 304429014 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304429014 | Original CLTV | 79.15 | 78.09145 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304429014 | Investor: Qualifying Total Debt Ratio | 48.7 | 44.80432 | Verified | Within 3% of lenders DTI of 46.69%. |
| 304437520 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304437812 | Investor: Qualifying Total Debt Ratio | 43.9 | 47.93221 | Verified | Matching with 1008, Was rounded up on the 1008. |
| 304420851 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304440031 | Investor: Qualifying Total Debt Ratio | 14.2 | 44.05987 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304439664 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304462115 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304437867 | Investor: Qualifying Total Debt Ratio | 40.91 | 44.68566 | Verified | Included MI. |
| 304443648 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304443648 | Investor: Qualifying Total Debt Ratio | 38.13 | 42.59833 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304462330 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304462330 | Original CLTV | 51.46 | 60.95475 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304462330 | Original LTV | 16.29 | 19.3008 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304462330 | Investor: Qualifying Total Debt Ratio | 18.16 | 28.0022 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304454201 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304456410 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304456410 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304459020 | Investor: Qualifying Total Debt Ratio | 31.78 | 26.97289 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304462117 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304462117 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304462117 | Investor: Qualifying Total Debt Ratio | 46.38 | 41.63471 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304467596 | Investor: Qualifying Total Debt Ratio | 20.53 | 16.10209 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304470335 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304443485 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304467165 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304467165 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304459411 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304469983 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304459026 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304469973 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304471790 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304471790 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304470665 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304470665 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304470665 | Investor: Qualifying Total Debt Ratio | 49.55 | 46.14265 | Verified | Due to other payment of $xxxx s listed on the 1008 but documentation is missing for review |
| 304427441 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304470667 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 304470667 | Investor: Qualifying Total Debt Ratio | 39.84 | 44.06602 | Verified | Matches approval. |
| 304472414 | Investor: Qualifying Total Debt Ratio | 38.99 | 48.76059 | Verified | 1008 reflect total DTI of 48.76% |
| 304475089 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304484298 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304484355 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304459025 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
| 304473611 | Investor: Qualifying Total Debt Ratio | 43.08 | 38.1878 | Verified | Lender approved at 34% but the first P&I on the first is higher than what the lender used. |
| 304470076 | Investor: Qualifying Total Debt Ratio | 33.33 | 22.19948 | Verified | Matches 1008. |
| 304459270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304481728 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304481551 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304475180 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304475180 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304510148 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304484580 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304471664 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304471664 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304471664 | Investor: Qualifying Total Debt Ratio | 20.52 | 36.19791 | Verified | Matches approval. |
| 304475115 | Investor: Qualifying Total Debt Ratio | 48.09 | 44.1827 | Verified | Matches approval. |
| 304491979 | Original CLTV | 68.13 | 66.95385 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304490232 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304490232 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304490232 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304437712 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304489743 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304489743 | Investor: Qualifying Total Debt Ratio | 49.95 | 46.37089 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304477553 | Representative FICO | 787 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304483537 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304492436 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304485144 | Investor: Qualifying Total Debt Ratio | 47.85 | 37.67063 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304632274 | Investor: Qualifying Total Debt Ratio | 11 | 36.62412 | Verified | Tape data is incorrect. Loan approved at 36.23% |
| 304635190 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304635190 | Original CLTV | 80 | 75.67998 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304635359 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304635302 | Representative FICO | 729 | 696 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304635302 | Investor: Qualifying Total Debt Ratio | 31.57 | 36.0774 | Verified | Excluded overtime income, less than 2 years verified. |
| 304635389 | Representative FICO | 723 | 704 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304635389 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304635348 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304635120 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304483526 | Investor: Qualifying Total Debt Ratio | 25.84 | 33.11346 | Verified | 1008 has lender approving DTI at 33.115% |
| 304638825 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304638881 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304638881 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304638813 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304481586 | Property Type | 2 Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304509873 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304489740 | Investor: Qualifying Total Debt Ratio | 43.7 | 39.51725 | Verified | 1008 reflects 39.41% DTI |
| 304494016 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304494138 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304494138 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304494138 | Investor: Qualifying Total Debt Ratio | 40.59 | 43.63037 | Verified | Lender approved at 44% which is within 3%. |
| 304496691 | Investor: Qualifying Total Debt Ratio | 44.84 | 49.60999 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304498267 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 304498267 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304510750 | Investor: Qualifying Total Debt Ratio | 30.7 | 34.21838 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304639051 | Investor: Qualifying Total Debt Ratio | 33.53 | 26.89469 | Verified | First lien added the taxes and insurance twice. |
| 304636537 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304636537 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304632258 | Original CLTV | 68.75 | 65.83335 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304634692 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304511683 | Investor: Qualifying Total Debt Ratio | 42.82 | 47.57027 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304638512 | Representative FICO | 753 | 758 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304485260 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304495180 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304510982 | Investor: Qualifying Total Debt Ratio | 27.03 | 39.63953 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| 304639996 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304552714 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304632764 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304632032 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304636808 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304636374 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304639856 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304636538 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304636538 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304638662 | Investor: Qualifying Total Debt Ratio | 46.31 | 42.93271 | Verified | Matches approval. |
| 304639846 | Investor: Qualifying Total Debt Ratio | 29.79 | 24.91752 | Verified | Matches approval. |
| 304638516 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304638516 | Investor: Qualifying Total Debt Ratio | 48.47 | 43.44568 | Verified | 1008 reflects 43.57% DTI. |
| 304642443 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304632931 | Investor: Qualifying Total Debt Ratio | 29.55 | 26.03336 | Verified | Matching with 1008. |
| 304637857 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304640011 | Investor: Qualifying Total Debt Ratio | 45.13 | 39.01808 | Verified | 1008 reflect 39.46% DTI |
| 304636403 | Investor: Qualifying Total Debt Ratio | 22.37 | 32.43073 | Verified | Matches approval. |
| 304642981 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304640133 | Investor: Qualifying Total Debt Ratio | 38.49 | 31.88346 | Verified | Matches 1008. |
| 304641879 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 304494936 | Investor: Qualifying Total Debt Ratio | 28.53 | 43.82954 | Verified | Approval reflects 44.39% DTI |
| 304639874 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304640019 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304643270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304642463 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304642463 | Investor: Qualifying Total Debt Ratio | 35.19 | 42.13402 | Verified | 1008 has DTI at 42,138% |
| 304642572 | Investor: Qualifying Total Debt Ratio | 48.47 | 33.17275 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304638518 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304638518 | Investor: Qualifying Total Debt Ratio | 38.3 | 34.37681 | Verified | Review DTI in line with 1008 approval at 34.39% |
| 304636816 | Investor: Qualifying Total Debt Ratio | 44.15 | 38.97343 | Verified | 1008 approval reflects 38.97% DTI |
| 304636380 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304636380 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304636380 | Investor: Qualifying Total Debt Ratio | 50 | 46.97677 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304665132 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304642531 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304642531 | Investor: Qualifying Total Debt Ratio | 7.55 | 35.31094 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304638536 | Investor: Qualifying Total Debt Ratio | 33.65 | 38.97067 | Verified | Difference due to the 1008 does not list the 2nd lien P&I payment and the taxes show $xxxx and HOA $xxxx |
| 304641791 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304663724 | Investor: Qualifying Total Debt Ratio | 44.7 | 48.01022 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304640542 | Investor: Qualifying Total Debt Ratio | 19.58 | 43.35658 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304665742 | Original CLTV | 59.45 | 71.08493 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304665742 | Original LTV | 22.68 | 27.11798 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304642984 | Investor: Qualifying Total Debt Ratio | 25.85 | 32.56886 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304667929 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304665141 | Investor: Qualifying Total Debt Ratio | 45.53 | 49.89359 | Verified | Approval states 49.880% for DTI |
| 304643248 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304666685 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304640106 | Investor: Qualifying Total Debt Ratio | 45.41 | 49.9357 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304667789 | Representative FICO | 756 | 758 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304640486 | Investor: Qualifying Total Debt Ratio | 29.22 | 21.58197 | Verified | Matches approval. |
| 304644229 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304639935 | Property Type | Single Family Detached | Manufactured Housing | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304639935 | Investor: Qualifying Total Debt Ratio | 46.18 | 49.56489 | Verified | Matches approval. |
| 304639440 | Investor: Qualifying Total Debt Ratio | 45.27 | 49.96859 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304639738 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304643216 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304661406 | Investor: Qualifying Total Debt Ratio | 46.18 | 42.24435 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304644114 | Investor: Qualifying Total Debt Ratio | 35.36 | 39.1105 | Verified | 1008 approval reflects 39.10% DTI |
| 304672344 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304639994 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304671427 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304671344 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304642992 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304654853 | Investor: Qualifying Total Debt Ratio | 35.54 | 48.2547 | Verified | Matches 1008. |
| 304666684 | Investor: Qualifying Total Debt Ratio | 49.3 | 45.12534 | Verified | Lender included a monthly property cost of $xxxx. Unable to verify the source. |
| 304671297 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304671346 | Investor: Qualifying Total Debt Ratio | 13.64 | 26.80377 | Verified | Matches 1008 with 26.803% DTI |
| 304665133 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304665133 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304664488 | Investor: Qualifying Total Debt Ratio | 41.92 | 49.26669 | Verified | Debt excluded as paid by business is missing supporting documentation. |
| 304510758 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304666697 | Investor: Qualifying Total Debt Ratio | 44.63 | 47.30748 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304665252 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304665252 | Investor: Qualifying Total Debt Ratio | 27.2 | 31.05717 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304643485 | Investor: Qualifying Total Debt Ratio | 36.34 | 40.759 | Verified | 1008 reflects 40.76% DTI. |
| 304644096 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304673624 | Investor: Qualifying Total Debt Ratio | 26.25 | 22.50453 | Verified | The Lender is double counting the taxes and insurance by using the full PITIA of $xxxx and then including the taxes and insurance again in DTI |
| 304667842 | Investor: Qualifying Total Debt Ratio | 42.46 | 47.88595 | Verified | 1008 has the DTI at 47.455%. |
| 304680441 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304680441 | Investor: Qualifying Total Debt Ratio | 14.122 | 31.07831 | Verified | DTI matches with 1008 |
| 304680398 | Original Interest Rate | 7.5 | 7.375 | Verified | Field Value reflects the Note value |
| 304680398 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304680398 | Representative FICO | 809 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304680398 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304680398 | Investor: Qualifying Total Debt Ratio | 49.553 | 45.68819 | Verified | Matches approval. |
| 304641715 | Original CLTV | 61.11 | 77.63793 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304641715 | Original LTV | 7.22 | 9.20528 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304641715 | Investor: Qualifying Total Debt Ratio | 46.62 | 49.76847 | Verified | matches 1008. |
| 304655619 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304671049 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304664460 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304643247 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304677747 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304664439 | Investor: Qualifying Total Debt Ratio | 41.57 | 32.69677 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304664444 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304664444 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304664444 | Investor: Qualifying Total Debt Ratio | 44.79 | 49.11257 | Verified | Difference as the system list HOA fees verse the 1008 D#xxxx does not |
| 304664554 | Investor: Qualifying Total Debt Ratio | 21.13 | 38.94318 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304677906 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304677906 | Original CLTV | 45.59 | 44.49868 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304674484 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304674484 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304666816 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304666816 | Investor: Qualifying Total Debt Ratio | 18.68 | 23.68974 | Verified | The lender approved at 27.58% but included taxes and insurance twice. |
| 304671439 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304669755 | Representative FICO | 790 | 787 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 304677945 | Investor: Qualifying Total Debt Ratio | 41.05 | 47.80397 | Verified | Matches 1008. |
| 304674485 | Investor: Qualifying Total Debt Ratio | 42.04 | 34.2863 | Verified | Matches 1008. |
| 304665142 | Investor: Qualifying Total Debt Ratio | 42.29 | 46.0191 | Verified | Matches 1008. |
| 304639865 | Investor: Qualifying Total Debt Ratio | 48.64 | 41.64544 | Verified | Matches 1008 with 41.649% DTI. |
| 304677724 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304677724 | Investor: Qualifying Total Debt Ratio | 47 | 41.1458 | Verified | Lender approved at 43% which is within 3%. |
| 304668991 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304677714 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304677714 | Investor: Qualifying Total Debt Ratio | 44.4 | 49.8234 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304677156 | Representative FICO | 779 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304665158 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304665158 | Investor: Qualifying Total Debt Ratio | 43.93 | 32.70173 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304643275 | Investor: Qualifying Total Debt Ratio | 33.83 | 42.02047 | Verified | Matches approval |
| 304671048 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304671428 | Original CLTV | 72.69 | 71.61094 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304671443 | Representative FICO | 806 | 812 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304674466 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304674466 | Investor: Qualifying Total Debt Ratio | 49.8 | 43.65758 | Verified | Matches approval. |
| 304664553 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304678794 | Investor: Qualifying Total Debt Ratio | 46.51 | 49.92948 | Verified | Matches 1008. |
| 304665118 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304665118 | Investor: Qualifying Total Debt Ratio | 17.71 | 26.78476 | Verified | Matches 1008 DTI at 26.414% |
| 304676807 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304676807 | Investor: Qualifying Total Debt Ratio | 37 | 30.77184 | Verified | Lender included the taxes and insurance twice. |
| 304676324 | Investor: Qualifying Total Debt Ratio | 22.37 | 32.59208 | Verified | DTI Verified as per 1008 document. |
| 304672414 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304672415 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678728 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304678728 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678728 | Original CLTV | 25.16 | 20.64541 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304672316 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304672316 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304486391 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304486391 | Original Interest Rate | 8.88 | 9.75 | Verified | Field Value reflects the Note value |
| 304486391 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304486391 | Representative FICO | 773 | 735 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304486391 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304486391 | Original LTV | 26.94 | 28.84443 | Verified | Tape Value reflects the CLTV value |
| 304667746 | Investor: Qualifying Total Debt Ratio | 21.43 | 44.87431 | Verified | Lender approved at 47.67% but included taxes and insurance twice. |
| 304679520 | Investor: Qualifying Total Debt Ratio | 39.61 | 45.35875 | Verified | Unable to verify $xxxx in other military income. |
| 304678246 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304678246 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678246 | Investor: Qualifying Total Debt Ratio | 45.6 | 47.83433 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304678332 | Investor: Qualifying Total Debt Ratio | 45.4 | 48.87153 | Verified | Similar to approval DTI of 47.4%. |
| 304677338 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304671616 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304669783 | Investor: Qualifying Total Debt Ratio | 38.07 | 43.80535 | Verified | 1008 reflect total DTI of 43.80% |
| 304678994 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304681405 | Investor: Qualifying Total Debt Ratio | 45 | 42.08115 | Verified | Lender included the taxes/insurance with the PITIA on the 1008 xxxx |
| 304633494 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304677814 | Investor: Qualifying Total Debt Ratio | 25.21 | 30.1822 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304470347 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304470347 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304470347 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304470347 | Original LTV | 12.5 | 14.57576 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304470347 | Investor: Qualifying Total Debt Ratio | 45.12 | 49.92477 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304671338 | Representative FICO | 729 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304671338 | Investor: Qualifying Total Debt Ratio | 49.71 | 43.75577 | Verified | Lender approved at 41.28% which is within 3%. |
| 304677247 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304677162 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304678703 | Investor: Qualifying Total Debt Ratio | 25.5 | 41.85899 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304674638 | Investor: Qualifying Total Debt Ratio | 45.46 | 49.84732 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304674465 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304672278 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304681193 | Investor: Qualifying Total Debt Ratio | 38.39 | 34.48416 | Verified | Matches the 1008. |
| 304680923 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304680923 | Investor: Qualifying Total Debt Ratio | 49.93 | 46.15175 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304678326 | Investor: Qualifying Total Debt Ratio | 27.82 | 42.1758 | Verified | Matches 1008 With 42.180 DTI |
| 304677177 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304671305 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304671305 | Investor: Qualifying Total Debt Ratio | 28.51 | 33.83888 | Verified | All Income and Liabilities are updated per document |
| 304666698 | Investor: Qualifying Total Debt Ratio | 41.19 | 47.99786 | Verified | Qualifies with base wages only and most conservative bonus income average. |
| 304676125 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304681401 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304682067 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304682067 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683287 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678996 | Investor: Qualifying Total Debt Ratio | 39.36 | 31.77783 | Verified | Verified and matches with 1008 |
| 304677984 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304678729 | Investor: Qualifying Total Debt Ratio | 7.38 | 22.9572 | Verified | Matches 1008. |
| 304678230 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683283 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304683261 | Investor: Qualifying Total Debt Ratio | 19.55 | 33.60442 | Verified | Matches approval. |
| 304676789 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304676789 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304681676 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304681676 | Investor: Qualifying Total Debt Ratio | 49.15 | 33.20469 | Verified | Lender xxxx does not include the debt of $xxxx which is causing the difference |
| 304676329 | Investor: Qualifying Total Debt Ratio | 42.85 | 48.73038 | Verified | 1008 has it at 48.738% |
| 304677148 | Investor: Qualifying Total Debt Ratio | 28.16 | 34.88116 | Verified | Tape data is incorrect. 1008 reflect total DTI of 34.88% |
| 304678720 | Investor: Qualifying Total Debt Ratio | 36.79 | 32.97937 | Verified | Approval reflects 34% which is within 3%. |
| 304678689 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678689 | Investor: Qualifying Total Debt Ratio | 35.05 | 38.86502 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304676108 | Investor: Qualifying Total Debt Ratio | 48.83 | 43.66953 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304678992 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678992 | Original CLTV | 36.85 | 49.39725 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304678992 | Original LTV | 4.31 | 5.77778 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304677946 | Investor: Qualifying Total Debt Ratio | 31.39 | 37.77492 | Verified | 1008 reflects DTI of 40.4% |
| 304685731 | Investor: Qualifying Total Debt Ratio | 38.38 | 42.00345 | Verified | Matches lenders approval. |
| 304665180 | Investor: Qualifying Total Debt Ratio | 39.69 | 47.36408 | Verified | Matches 1008. |
| 304683286 | Investor: Qualifying Total Debt Ratio | 30.02 | 37.63024 | Verified | Matches 1008. |
| 304677353 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304687388 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304679599 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304679599 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304679599 | Investor: Qualifying Total Debt Ratio | 47.63 | 49.93028 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304679615 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304681749 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304681749 | Investor: Qualifying Total Debt Ratio | 38.31 | 41.69008 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304677713 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304684576 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304684576 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304684576 | Investor: Qualifying Total Debt Ratio | 42.46 | 37.33954 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304684727 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 304684727 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304684727 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304685277 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304685277 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304691508 | Investor: Qualifying Total Debt Ratio | 44.9 | 49.04388 | Verified | Tape data is incorrect. 1008 reflects total DTI of 49.04% |
| 304681089 | Investor: Qualifying Total Debt Ratio | 44.99 | 48.62249 | Verified | Use 3 year average which was more conservative. |
| 304682137 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304682137 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304682137 | Original CLTV | 80 | 84.69958 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304682137 | Original LTV | 17.31 | 22.14959 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304676189 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304676189 | Investor: Qualifying Total Debt Ratio | 40.04 | 47.01103 | Verified | 1008 approval reflects 46.99% DTI |
| 304678008 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304681677 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304680570 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304681691 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304677991 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304685772 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304684768 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304684768 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683284 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304683284 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683284 | Investor: Qualifying Total Debt Ratio | 46.46 | 37.73093 | Verified | DTI matches with 1008. |
| 304678259 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304682033 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304685730 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304692081 | Investor: Qualifying Total Debt Ratio | 40.25 | 36.9823 | Verified | lender added taxes and insurance twice. |
| 304687151 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304669754 | Investor: Qualifying Total Debt Ratio | 40.5 | 45.5486 | Verified | Matches approval. |
| 304688681 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304635011 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 304635011 | Original CLTV | 79.73 | 77.10483 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304685183 | Investor: Qualifying Total Debt Ratio | 27.58 | 24.5635 | Verified | Lender added taxes and insurance twice. |
| 304687147 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304687147 | Investor: Qualifying Total Debt Ratio | 48.98 | 42.24998 | Verified | matches approval. |
| 304686651 | Representative FICO | 736 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304692898 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683285 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304683285 | Investor: Qualifying Total Debt Ratio | 25.9 | 22.12983 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304692632 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304683290 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304676319 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304681095 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304681403 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304684412 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304691204 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304691204 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304691204 | Investor: Qualifying Total Debt Ratio | 40.42 | 42.62628 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304684630 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304684630 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304684630 | Investor: Qualifying Total Debt Ratio | 49.55 | 46.1919 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304663390 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304663390 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304663390 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304686450 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304688347 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304688347 | Investor: Qualifying Total Debt Ratio | 30.53 | 25.78152 | Verified | Matches approval. |
| 304692664 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304685771 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304686652 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304686652 | Investor: Qualifying Total Debt Ratio | 32.22 | 34.65173 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304685734 | Investor: Qualifying Total Debt Ratio | 17.59 | 31.32815 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304688478 | Investor: Qualifying Total Debt Ratio | 35.61 | 39.05361 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304685330 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304685330 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304674472 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304678331 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304678331 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304678331 | Investor: Qualifying Total Debt Ratio | 36.94 | 39.21627 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304685865 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304685865 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304691202 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304681117 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304681117 | Investor: Qualifying Total Debt Ratio | 37.23 | 42.43308 | Verified | Matches 1008. |
| 304692177 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304692177 | Property Type | 2 Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304681411 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304681411 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 304681411 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304684779 | Investor: Qualifying Total Debt Ratio | 24.19 | 31.33535 | Verified | Tape data is incorrect. Loan approved at 31.672% |
| 304688535 | Investor: Qualifying Total Debt Ratio | 46.01 | 42.6428 | Verified | 1008 approval reflects 42.63% DTI |
| 304694044 | Investor: Qualifying Total Debt Ratio | 42.91 | 46.65103 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304678721 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304678721 | Property Type | PUD | PUD Attached | Verified | Per Property Inspection report, attached PUD |
| 304695600 | Original CLTV | 78.7 | 77.35635 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304698194 | Representative FICO | 713 | 709 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304698194 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304698194 | Investor: Qualifying Total Debt Ratio | 47.52 | 44.78011 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304683262 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304687703 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304687703 | Investor: Qualifying Total Debt Ratio | 37.99 | 42.13363 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304687130 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304687130 | Investor: Qualifying Total Debt Ratio | 30.98 | 21.49264 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304697090 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304697090 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304694023 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304691379 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304699209 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304668984 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304668984 | Investor: Qualifying Total Debt Ratio | 45.75 | 31.7443 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304687724 | Investor: Qualifying Total Debt Ratio | 26.02 | 39.90339 | Verified | Matches approval. |
| 304687257 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304687257 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304687257 | Investor: Qualifying Total Debt Ratio | 19.04 | 32.11069 | Verified | Matching with 1008 |
| 304684770 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304684770 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304684770 | Investor: Qualifying Total Debt Ratio | 39.61 | 24.33809 | Verified | Matches 1008 |
| 304699239 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304700856 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304694912 | Investor: Qualifying Total Debt Ratio | 34 | 30.41931 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304688443 | Investor: Qualifying Total Debt Ratio | 39.55 | 46.90635 | Verified | Matches approval. |
| 304697002 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304683352 | Investor: Qualifying Total Debt Ratio | 14.03 | 18.76832 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304695032 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304695032 | Original CLTV | 80 | 76.7992 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304695032 | Investor: Qualifying Total Debt Ratio | 31.48 | 38.21758 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304692174 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304692174 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304720387 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304720387 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304704531 | Representative FICO | 703 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304704531 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304704531 | Investor: Qualifying Total Debt Ratio | 45 | 41.86948 | Verified | Matches lenders approval. |
| 304707896 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304702950 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304702950 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304702950 | Representative FICO | 709 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304702950 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304702950 | Original CLTV | 74.43 | 70.0792 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304702950 | Original LTV | 39.19 | 37.98017 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304702950 | Investor: Qualifying Total Debt Ratio | 41.08 | 47.0434 | Verified | Lender approved DTI at 49% which is within 3%. |
| 304709864 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
| 304709864 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304704878 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304700379 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304700379 | Original CLTV | 71.63 | 73.12286 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304727804 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304730789 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304730789 | Investor: Qualifying Total Debt Ratio | 35.98 | 49.12009 | Verified | Excluded bonus income, only 1 year receipt. |
| 304728633 | Investor: Qualifying Total Debt Ratio | 42.87 | 39.68317 | Verified | Lender included the taxes and insurance twcie. |
| 304724699 | Investor: Qualifying Total Debt Ratio | 36.1 | 40.8425 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304730161 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304730161 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 304719430 | Representative FICO | 775 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304719430 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304719430 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752042 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304752042 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304752042 | Representative FICO | 677 | 697 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304752042 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752042 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304752042 | Original CLTV | 59.74 | 62.39627 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304752042 | Original LTV | 13.23 | 15.8857 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304752007 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304752007 | Original Interest Rate | 9.38 | 9.5 | Verified | Field Value reflects the Note value |
| 304752007 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304752007 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752007 | Original CLTV | 74.87 | 78.81273 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304752007 | Investor: Qualifying Total Debt Ratio | 31.281 | 44.14618 | Verified | Verified with 1008 |
| 304752052 | Original CLTV | 39.98 | 69.34407 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304751968 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751968 | Original CLTV | 52.24 | 40.18114 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304751968 | Original LTV | 20 | 15.38462 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304751956 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304752057 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752023 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752023 | Investor: Qualifying Total Debt Ratio | 44.831 | 38.65965 | Verified | Matches approval. |
| 304752047 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752002 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752045 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 304752045 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304751982 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 304751982 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304751982 | Investor: Qualifying Total Debt Ratio | 28.96 | 46.79393 | Verified | Excluded commission income, less than 1 year verified. |
| 304752000 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304752000 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304752000 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752000 | Original CLTV | 53.88 | 44.02494 | Verified | Tape Value reflects the LTV value |
| 304752000 | Original LTV | 32.26 | 23.31606 | Verified | Tape Value reflects the CLTV value |
| 304752012 | Investor: Qualifying Total Debt Ratio | 42.906 | 46.55496 | Verified | Lender approved at 48%. |
| 304751970 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304752040 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304752001 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752001 | Original CLTV | 49.58 | 45.78028 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304752001 | Original LTV | 24.1 | 22.40896 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304752053 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
| 304752021 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304751976 | Representative FICO | 770 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304751961 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 304751961 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752015 | Investor: Qualifying Total Debt Ratio | 39.062 | 43.23487 | Verified | More conservative income used, just base wages. |
| 304752022 | Investor: Qualifying Total Debt Ratio | 41.305 | 45.67064 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304752018 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752017 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304752017 | Investor: Qualifying Total Debt Ratio | 42.841 | 48.55987 | Verified | matches 1008 |
| 304751990 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
| 304751990 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751990 | Original CLTV | 42.3 | 43.56718 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304727142 | Investor: Qualifying Total Debt Ratio | 30.4 | 43.89322 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| 304731062 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304724743 | Investor: Qualifying Total Debt Ratio | 43.09 | 48.52988 | Verified | Lender used .05% for student loans instead of 1%. |
| 304734807 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304730170 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304730170 | Original CLTV | 26.65 | 24.06671 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304730170 | Original LTV | 11.71 | 10.58065 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304730170 | Investor: Qualifying Total Debt Ratio | 14 | 44.23985 | Verified | Matches 1008. |
| 304724748 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304724748 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304724748 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304724748 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304724748 | Original LTV | 21.5 | 22.92683 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304732766 | Investor: Qualifying Total Debt Ratio | 43.32 | 49.04225 | Verified | 1008 reflects 49.04% DTI |
| 304725191 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304725191 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304725191 | Representative FICO | 712 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304725191 | Original CLTV | 81.88 | 84.65394 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304725191 | Original LTV | 26.45 | 29.3578 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304715545 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304715545 | Original CLTV | 79.5 | 89.01685 | Verified | Tape Value reflects the higher of multiple Appraisals in file, Field Value reflects the lowest appraised value |
| 304715545 | Original LTV | 34.65 | 38.92788 | Verified | Tape value reflects the higher of multiple Appraisals in file, Field Value reflects the lowest appraised value |
| 304727972 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304727972 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760239 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304760217 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760194 | Investor: Qualifying Total Debt Ratio | 36.13 | 43.16094 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304760190 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760188 | Investor: Qualifying Total Debt Ratio | 39.08 | 42.24186 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 304760154 | Investor: Qualifying Total Debt Ratio | 41.54 | 49.72819 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304760139 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760105 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304760069 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760022 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304760022 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760022 | Investor: Qualifying Total Debt Ratio | 35.49 | 29.57607 | Verified | Upated income to monhthly income as borrower has been receiving current monthly income for over a yr. |
| 304760005 | Investor: Qualifying Total Debt Ratio | 30.79 | 39.18759 | Verified | excluded overtime income. less than 2 year receipt. |
| 304734241 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304728789 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 304728789 | Investor: Qualifying Total Debt Ratio | 45.61 | 41.45355 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304729979 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304734177 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304734177 | Investor: Qualifying Total Debt Ratio | 39.82 | 36.71089 | Verified | Field value matching with 1008 |
| 304730718 | Investor: Qualifying Total Debt Ratio | 25.69 | 29.21898 | Verified | Updated as per the source document and matches with 1008. |
| 304736712 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304736712 | Investor: Qualifying Total Debt Ratio | 35.84 | 30.99721 | Verified | Field value matched with 1008 |
| 304736705 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304734171 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304734171 | Investor: Qualifying Total Debt Ratio | 36.2 | 39.56954 | Verified | Lender approved at 40%. |
| 304724436 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304724436 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304724436 | Original CLTV | 33.92 | 31.93812 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304724436 | Investor: Qualifying Total Debt Ratio | 33.96 | 38.21355 | Verified | 1008 approved at 39.3%. |
| 304732823 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304731038 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 304731038 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304731038 | Original CLTV | 79.91 | 78.58169 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304731038 | Investor: Qualifying Total Debt Ratio | 21.53 | 28.3002 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304729164 | Investor: Qualifying Total Debt Ratio | 50 | 42.16127 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304726665 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304727830 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304727830 | Investor: Qualifying Total Debt Ratio | 10.24 | 32.99294 | Verified | DTI matches with 1008 at 32.26% |
| 304726487 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304726487 | Investor: Qualifying Total Debt Ratio | 32.06 | 48.25662 | Verified | Matches 1008 |
| 304730248 | Investor: Qualifying Total Debt Ratio | 43.29 | 48.60298 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304727722 | Investor: Qualifying Total Debt Ratio | 34.26 | 42.38197 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304731275 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304731275 | Investor: Qualifying Total Debt Ratio | 39.62 | 34.06041 | Verified | matches 1008. |
| 304732716 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304732716 | Investor: Qualifying Total Debt Ratio | 27.86 | 37.10507 | Verified | Lender approved at 38%. |
| 304730292 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304730292 | Original CLTV | 78.33 | 67.57483 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304730292 | Original LTV | 18.67 | 16.13757 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304730729 | Representative FICO | 791 | 796 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304730729 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 304730729 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304728782 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304728782 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304728782 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304728782 | Original CLTV | 49.12 | 40.76498 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304728782 | Original LTV | 14.49 | 12.5 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304728782 | Investor: Qualifying Total Debt Ratio | 35.45 | 48.97168 | Verified | DTI matches with 1008 document |
| 304749796 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304749796 | Original CLTV | 14.53 | 88.68443 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304751721 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304751721 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304725213 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304725213 | Investor: Qualifying Total Debt Ratio | 44.87 | 48.50087 | Verified | Matches 1008. |
| 304731042 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304731042 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304731042 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304731042 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304731042 | Original CLTV | 50.51 | 45.51843 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304731042 | Original LTV | 30 | 26.08696 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304731042 | Investor: Qualifying Total Debt Ratio | 35.61 | 27.85634 | Verified | 1008 approval reflects 29.03% DTI |
| 304732181 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304732181 | Investor: Qualifying Total Debt Ratio | 43.33 | 49.70333 | Verified | Lender approved at 48%. |
| 304731061 | Investor: Qualifying Total Debt Ratio | 20.94 | 24.1974 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304748405 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304732824 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304732098 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304732098 | Original CLTV | 63.64 | 60.36194 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304754894 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304767106 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304767140 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767074 | Investor: Qualifying Total Debt Ratio | 34.22 | 37.28464 | Verified | Lender did not include the property taxes. |
| 304767057 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767276 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767189 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304767189 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304767189 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304767189 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767172 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767308 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304767308 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 304767308 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767040 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767025 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304767025 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766974 | Investor: Qualifying Total Debt Ratio | 40.65 | 48.07191 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304752404 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304734737 | Investor: Qualifying Total Debt Ratio | 26.36 | 29.79497 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304717929 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304749736 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304749736 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304736116 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304736116 | Investor: Qualifying Total Debt Ratio | 27.97 | 37.21559 | Verified | Matches 1008. |
| 304726666 | Investor: Qualifying Total Debt Ratio | 43.11 | 49.95498 | Verified | Matches approval. |
| 304727181 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304727181 | Original CLTV | 79.44 | 77.77469 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304727181 | Investor: Qualifying Total Debt Ratio | 40 | 35.585 | Verified | Matches 1008. |
| 304704862 | Investor: Qualifying Total Debt Ratio | 35.14 | 44.40631 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304756694 | Investor: Qualifying Total Debt Ratio | 43.67 | 48.54158 | Verified | Within 3% of lenders 1008 of 46.6%. |
| 304732998 | Original CLTV | 58.9 | 56.95119 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304755007 | Investor: Qualifying Total Debt Ratio | 44.95 | 49.59341 | Verified | Matches 1008 |
| 304753743 | Investor: Qualifying Total Debt Ratio | 34.19 | 28.4246 | Verified | 1008 approval reflects 30.11% DTI |
| 304734717 | Original CLTV | 16.95 | 52.13728 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304734717 | Investor: Qualifying Total Debt Ratio | 46.55 | 37.47986 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304736711 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304756704 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 304756704 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304749762 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304749762 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304749762 | Investor: Qualifying Total Debt Ratio | 12.91 | 17.15816 | Verified | Matches approval. |
| 304754486 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304749688 | Investor: Qualifying Total Debt Ratio | 40.06 | 47.92382 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304734716 | Investor: Qualifying Total Debt Ratio | 27.29 | 43.20786 | Verified | Tape data is incorrect. Loan approved at 44.092% per 1008 |
| 304749680 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304734809 | Investor: Qualifying Total Debt Ratio | 16.28 | 22.74216 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304734706 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304734747 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304734747 | Investor: Qualifying Total Debt Ratio | 42.64 | 35.81791 | Verified | Matches 1008. |
| 304728666 | Investor: Qualifying Total Debt Ratio | 34.71 | 46.24731 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304777751 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 304777712 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777685 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777721 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777738 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304750503 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 304750503 | Investor: Qualifying Total Debt Ratio | 44.43 | 48.33949 | Verified | 1008 approval reflects 47.98% DTI |
| 304756775 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304756775 | Original CLTV | 64.54 | 61.1988 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304756775 | Investor: Qualifying Total Debt Ratio | 33.86 | 47.22571 | Verified | Borrower qualifies with just base wages only. |
| 304733062 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751753 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751753 | Investor: Qualifying Total Debt Ratio | 21.96 | 25.01166 | Verified | Added departing residence. No evidence it was sold. |
| 304750205 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304750204 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751756 | Investor: Qualifying Total Debt Ratio | 46.63 | 38.9073 | Verified | Matches 1008 at 38.78% DTI |
| 304745095 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304745095 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304745095 | Investor: Qualifying Total Debt Ratio | 34.61 | 47.03448 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304759001 | Investor: Qualifying Total Debt Ratio | 39.65 | 27.26518 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304749701 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304750186 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304747376 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304747376 | Investor: Qualifying Total Debt Ratio | 46.96 | 42.11716 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304750521 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304750521 | Investor: Qualifying Total Debt Ratio | 42.79 | 28.00575 | Verified | Matches 1008. |
| 304779840 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779827 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779883 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779808 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779891 | Investor: Qualifying Total Debt Ratio | 45.11 | 49.90106 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304779859 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304779859 | Investor: Qualifying Total Debt Ratio | 43.23 | 46.70383 | Verified | Excluded variable income, less than 2 year receipt. |
| 304779874 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304754825 | Original Interest Rate | 10.88 | 10.875 | Verified | Field Value reflects the Note value |
| 304753753 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304753753 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304753753 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304753753 | Investor: Qualifying Total Debt Ratio | 37.02 | 47.59283 | Verified | Matches approval. |
| 304764247 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304764247 | Original CLTV | 71.01 | 66.79707 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304764247 | Original LTV | 36.64 | 34.61538 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304754499 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304754499 | Original CLTV | 55.38 | 59.34781 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304754499 | Investor: Qualifying Total Debt Ratio | 44.82 | 39.12229 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304763422 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304763422 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304751834 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304757878 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304757878 | Investor: Qualifying Total Debt Ratio | 42.3 | 47.47681 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 304755111 | Investor: Qualifying Total Debt Ratio | 33.9 | 48.97371 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304789383 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304789383 | Investor: Qualifying Total Debt Ratio | 37.5 | 40.66833 | Verified | Excluded bonus, less than 1 year verified receipt. |
| 304789402 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304789302 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789319 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789285 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789336 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304789336 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304789351 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304789453 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304789353 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304679194 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304694936 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 304694936 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
| 304694936 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304759003 | Investor: Qualifying Total Debt Ratio | 28.68 | 42.2098 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304751770 | Investor: Qualifying Total Debt Ratio | 44.19 | 37.84502 | Verified | 1008 reflects 39%. |
| 304757855 | Original CLTV | 26.36 | 68.2738 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304765183 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760443 | Representative FICO | 765 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304759514 | Property Type | Single Family Detached | Manufactured Housing | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304756790 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304754496 | Investor: Qualifying Total Debt Ratio | 44.92 | 40.47145 | Verified | Matches 1008. |
| 304734242 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 304734242 | Investor: Qualifying Total Debt Ratio | 44.3 | 34.91678 | Verified | Difference in DTI due to UW included Insurance and Taxes amount in the 1st mortgage P&I |
| 304758064 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304765904 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304756705 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304749756 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304749756 | Investor: Qualifying Total Debt Ratio | 25.36 | 45.40212 | Verified | Tape data is incorrect. Loan approved at 45.805% |
| 304758472 | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304730730 | Investor: Qualifying Total Debt Ratio | 41.79 | 49.65079 | Verified | Tape data is incorrect. Ratio matches 1008 |
| 304756827 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763334 | Investor: Qualifying Total Debt Ratio | 44.48 | 49.9948 | Verified | Tape data is incorrect. Loan approved at 49.99% |
| 304763194 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304763744 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304745015 | Investor: Qualifying Total Debt Ratio | 38 | 49.1874 | Verified | Matches 1008. |
| 304750010 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304767869 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304767869 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304760461 | Original CLTV | 55.19 | 53.05708 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304755012 | Original CLTV | 59.4 | 68.85014 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304755012 | Original LTV | 12.5 | 14.53501 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304765212 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304765207 | Investor: Qualifying Total Debt Ratio | 37.25 | 42.80826 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304756815 | Investor: Qualifying Total Debt Ratio | 31.75 | 27.92617 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304732147 | Investor: Qualifying Total Debt Ratio | 40.33 | 35.12811 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 304817296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817426 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304817343 | Investor: Qualifying Total Debt Ratio | 35.67 | 39.93803 | Verified | Bonus income not considered as we don't have breakdown for other income |
| 304817377 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304817524 | Investor: Qualifying Total Debt Ratio | 38.01 | 47.31186 | Verified | Base pay used to qualify. No documentation provided to verify a two-year average for variable pay of overtime and bonus. |
| 304817317 | Investor: Qualifying Total Debt Ratio | 34.67 | 38.04796 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| 304817349 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304817349 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304817456 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 304817481 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 304817493 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304817493 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 304817447 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304817490 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
| 304817458 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304817458 | Investor: Qualifying Total Debt Ratio | 29.35 | 37.16778 | Verified | Excluded variable income. |
| 304686400 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304686400 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304686400 | Representative FICO | 697 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304686400 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304686400 | Original CLTV | 69.58 | 78.63812 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304686400 | Original LTV | 9.09 | 12.53761 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304686400 | Investor: Qualifying Total Debt Ratio | 50 | 44.86014 | Verified | matches lenders 1008. |
| 304749953 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304766051 | Investor: Qualifying Total Debt Ratio | 38.8 | 31.61554 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304758227 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304758227 | Original CLTV | 24.29 | 22.81528 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304758227 | Investor: Qualifying Total Debt Ratio | 19.72 | 28.22636 | Verified | 1008 Approval reflects 26.64% DTI |
| 304754666 | Investor: Qualifying Total Debt Ratio | 30.79 | 34.64416 | Verified | Tape data is incorrect. Loan approved at 34.572% |
| 304754995 | Investor: Qualifying Total Debt Ratio | 44.49 | 49.19111 | Verified | Loan approval reflects 49.19% DTI |
| 304760426 | Representative FICO | 809 | 813 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304760426 | Original CLTV | 52.41 | 50.93885 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304766019 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 304768631 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777617 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766157 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777989 | Investor: Qualifying Total Debt Ratio | 16.01 | 33.98695 | Verified | Tape data is incorrect. Loan approved at 34.26% |
| 304759928 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304780016 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304780016 | Investor: Qualifying Total Debt Ratio | 39.04 | 45.94999 | Verified | Tape data is incorrect. Loan approved at 45.657% |
| 304750494 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304750494 | Investor: Qualifying Total Debt Ratio | 35.03 | 44.97137 | Verified | Tape data is incorrect. Loan approved at 44.971% |
| 304777449 | Property Type | Condo | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304777449 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304777449 | Investor: Qualifying Total Debt Ratio | 32.23 | 27.15989 | Verified | DTI difference due to lender's 1008 xxxx does not list the taxes/insurance/HOA fees, also the income is less than what is in the system |
| 304816945 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304814788 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766828 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304766828 | Original CLTV | 67.51 | 65.44683 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304766828 | Investor: Qualifying Total Debt Ratio | 27.28 | 41.13004 | Verified | Tape data is incorrect. Loan approved at 42.116% |
| 304724783 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304729004 | Investor: Qualifying Total Debt Ratio | 43 | 36.14254 | Verified | 1008 approval reflects 35.47% DTI |
| 304760448 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 304760448 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
| 304760448 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 304760448 | Original CLTV | 65.92 | 72.27744 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 304760448 | Original LTV | 11.89 | 13.33333 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 304816527 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 304816527 | Investor: Qualifying Total Debt Ratio | 40.72 | 32.7653 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304899206 | Property Type | Condo (Low Rise) | Condo (High Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 304899203 | Coborrower Experian Fico | 762 | 770 | Verified | Co-borrower's middle FICO score is 762. Field Value incorrectly reflects the highest FICO score. |
| 304899209 | Representative FICO | 722 | 682 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304899201 | Coborrower Experian Fico | 729 | 742 | Verified | Field value reflects source document |
| 304899208 | Original CLTV | 72 | 70.56 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 304899208 | Investor: Qualifying Total Debt Ratio | 42.53 | 49.39657 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 304899152 | Representative FICO | 730 | 721 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 304899152 | Coborrower Experian Fico | 721 | 729 | Verified | Field value reflects source document |
| 304899167 | Investor: Qualifying Total Debt Ratio | 43.63 | 40.23386 | Verified | Field Value DTI is lower due to lender used a duplicate debt that was paid off at closing. |

---

## Exhibit 99.3

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 303856512 | 27282384 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (43-Q) does not match Due Diligence Loan Designation of Higher Priced QM (43-Q). | xxxx |  |  |  | xxxx | 12/20/2022 |  |  | 1 B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | Yes |
| 303856512 | 27282385 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 12/02/2022 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | No |
| 303856512 | 27282387 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Testing | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of xxxx on Final Closing Disclosure provided on xx/xx/xxxx not accurate. | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | Yes |
| 303856512 | 27283676 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 12/20/2022 |  |  | 1 A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | No |
| 303856512 | 27299168 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | xxxx |  |  |  | xxxx | 11/18/2022 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | No |
| 303856512 | 27422122 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Employment History - Current and/or Previous Employment Documentation lacks Date Info | Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years employment history for current and/or prior employment. | xxxx |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | No |
| 303856512 | 27523878 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (43-Q) matches the Due Diligence Loan Designation of Safe Harbor QM (43-Q). | xxxx |  |  |  |  |  |  |  | 2 A B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (43-Q) | No |
| 303856352 | 27304948 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - No DTI Provided | Ability to Repay (Dodd-Frank 2014): No debt to income ratio (or a negative or zero ratio) was provided to demonstrate ability to repay. | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27304949 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27304950 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 303856352 | 27304951 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27304952 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of xxxx on Final Closing Disclosure provided on xx/xx/xxxx not accurate. | xxxx |  |  |  | xxxx | 03/10/2024 |  |  | 1 B A |  | OR | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Non QM | Yes |
| 303856352 | 27304956 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 12/02/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27305420 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 12/02/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27309181 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27311109 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303856352 | 27323194 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 A |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 303856352 | 27447710 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303906368 | 27850353 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. |  | xxxx |  |  |  | xxxx | 02/14/2023 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 303906605 | 27988989 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303906605 | 27988990 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303906629 | 27888106 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | xxxx |  |  |  | xxxx | 02/16/2023 |  |  | 1 D A |  | FL | Primary | Refinance - Cash-out - Other | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303906652 | 27884068 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 303906652 | 27884069 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 303906664 | 27883004 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 303906664 | 27883005 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 303906675 | 27917748 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | xxxx |  |  |  | xxxx | 02/16/2023 |  |  | 1 D A |  | MD | Primary | Refinance - Cash-out - Other | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303906835 | 27899585 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | xxxx |  |  |  | xxxx | 02/27/2023 |  |  | 1 D A |  | FL | Primary | Refinance - Cash-out - Other | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303872214 | 27917602 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/23/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303872214 | 27918108 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 02/21/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303872214 | 27918131 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 03/01/2023 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 303872214 | 27918132 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 03/01/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303872214 | 28061724 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 303907365 | 28032363 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided Timely) | Rhode Island Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided within three (3) days of application. | xxxx |  |  |  | xxxx | 02/07/2023 |  |  | 1 C A |  | RI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303907365 | 28032364 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island High Cost Analysis Timing | Rhode Island Home Loan: High-cost Analysis not documented and substantiated prior to closing of the loan. | xxxx |  |  |  | xxxx | 02/08/2023 |  |  | 1 C A |  | RI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303907365 | 28032365 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Signed) | Rhode Island Home Loan: Prohibited Acts and Practices Regarding Home Loans Disclosure not properly executed. | xxxx |  |  |  | xxxx | 02/08/2023 |  |  | 1 C A |  | RI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303907365 | 28032366 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided Timely) | Rhode Island Home Loan: Prohibited Acts and Practices Regarding Home Loans disclosure not provided within three (3) business days of application. | xxxx |  |  |  | xxxx | 02/07/2023 |  |  | 1 C A |  | RI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 303907240 | 28033060 |  | Compliance | Compliance | State Compliance | State Defect | South Carolina CHL Complaint Agency Disclosure Timing Test | South Carolina Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | xxxx |  |  |  | xxxx | 02/07/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 303907240 | 28060446 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 03/03/2023 |  |  | 1 A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 303858106 | 28342247 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 303858106 | 28342248 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | Yes |
| 303858106 | 28342249 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Loan Approval | General QM: Missing loan approval; General QM testing is incomplete. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 303858106 | 28342250 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 B A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 303858106 | 28342251 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 303858106 | 28342253 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | xxxx |  |  |  | xxxx | 11/27/2022 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 303858106 | 28342256 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (43-Q) matches the Due Diligence Loan Designation of Higher Priced QM (43-Q). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (43-Q) | No |
| 304091801 | 29941994 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304091801 | 29942048 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 02/29/2024 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304091801 | 29950133 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | TX 50(a)(6) loans are not eligible per client purchase criteria. | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 22.94275% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/14/2024 | 2 C B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304310821 | 30525524 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 06/26/2024 |  |  | 1 B A C |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304310821 | 30525525 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, WVOE provided was dated more than 90 days prior to closing. | xxxx |  |  |  | xxxx | 06/26/2024 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304310821 | 30974112 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | xxxx | 07/11/2024 |  |  | 1 A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304320215 | 30548678 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 05/17/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304337368 | 31038420 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 10/30/2024 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304337483 | 31072812 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/19/2024 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304337483 | 31072813 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 07/27/2024 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304337483 | 31220193 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/26/2024 |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304337483 | 31220194 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/26/2024 |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304337483 | 31220195 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx |  | 09/26/2024 |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304337483 | 31421543 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304334176 | 31169375 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304334176 | 31169376 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Texas Constitution Section 50(a)(6): Borrower did not receive written "Acknowledgment of the Fair Market Value" of homestead property securing loan. |  |  |  |  | xxxx | 09/26/2024 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304334176 | 31169377 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304334176 | 31169379 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | Texas Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  | xxxx | 08/17/2024 |  |  | 1 B A |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304365583 | 31223946 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304365583 | 31286011 |  | Compliance | Compliance | Miscellaneous Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | (Doc Error) RTC Error: Right to Cancel expiration date is blank. |  | xxxx |  |  |  | xxxx |  | 11/25/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304365583 | 31286038 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Unable to test RTC expiration date due to missing information. | xxxx |  |  |  | xxxx |  | 10/23/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304365583 | 32290598 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 12/05/2024 |  |  | 1 A |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304386548 | 31559576 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304386548 | 31559577 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304380786 | 31588726 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 09/23/2024 |  |  | 1 B A C |  | AR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304380786 | 31708186 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387979 | 31635625 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 09/17/2024 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304387979 | 31635626 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 09/17/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304387979 | 31666611 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304382918 | 31634956 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/20/2024 |  |  | 1 C A |  | WI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304366835 | 31654182 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 09/20/2024 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304366835 | 31654183 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 09/20/2024 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304366835 | 31654186 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | NV | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304366835 | 31654256 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 09/20/2024 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304366835 | 31695000 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304380752 | 31736246 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 10/07/2024 |  |  | 1 B A C |  | AZ | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304380752 | 31736247 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule C | General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 10/07/2024 |  |  | 1 C A |  | AZ | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304380752 | 31736321 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | xxxx |  |  |  | xxxx | 10/07/2024 |  |  | 1 D A |  | AZ | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304380752 | 31738112 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Closing Disclosure from 1st lien transaction. |  |  |  | xxxx | 10/07/2024 |  |  | 1 C A |  | AZ | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304380752 | 31738574 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 10/07/2024 |  |  | 1 C A |  | AZ | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304390788 | 31736826 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require all borrowers to be on title at the time of application, the co-borrower was not. Lender approved exception. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 762 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/04/2024 | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304385277 | 31742012 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304384724 | 31734770 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | xxxx |  |  |  | xxxx | 11/27/2024 |  |  | 1 D A |  | ID | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304384724 | 31734781 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304384316 | 31737919 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 10/07/2024 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304400494 | 31771045 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 10/07/2024 |  | 2 C B |  | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304400494 | 31771106 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  |  |  |  |  | 2 B |  | MN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304392231 | 31779163 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 10/04/2024 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304392231 | 31824822 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304391927 | 31862148 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304418238 | 31906032 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 10/20/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304418238 | 31906060 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304418238 | 31906062 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304418238 | 31906063 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304390465 | 31876248 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 10/11/2024 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| 304390465 | 31876249 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 10/11/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304390465 | 31876253 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 10/24/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304390465 | 31883833 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304390465 | 31890112 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304397135 | 31869625 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $550.30 exceeds tolerance of $530.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 11/15/2023 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397135 | 31869626 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $619.30 exceeds tolerance of $605.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 11/15/2023 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397116 | 31870188 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 01/08/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397116 | 31870189 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 01/08/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397116 | 31870190 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 01/08/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397116 | 31870191 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on xx/xx/xxxx incorrectly disclosed whether the loan will have an escrow account. | xxxx |  |  |  | xxxx |  | 01/09/2024 |  | 2 C B |  | NY | Second Home | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397116 | 31870192 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $10,282.13 exceeds tolerance of $2,313.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx | 01/09/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397116 | 31870193 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | xxxx | 01/09/2024 |  |  | 1 B A C |  | NY | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 304397116 | 31870194 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 47.32918% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | xxxx | 01/09/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397116 | 31870195 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 01/09/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397116 | 31870196 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 01/09/2024 |  |  | 1 C A |  | NY | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397079 | 31870252 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 01/23/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397079 | 31870255 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397079 | 31870257 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $316.50 exceeds tolerance of $237.00 plus 10% or $260.70. Sufficient or excess cure was provided to the borrower. |  |  |  |  | xxxx |  | 01/17/2024 |  | 1 A |  | WA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Non QM | Yes |
| 304397076 | 31870283 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 01/25/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304397076 | 31870285 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  |  |  |  |  | xxxx | 01/25/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304397076 | 31870286 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  |  |  |  |  | xxxx | 01/26/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304397068 | 31870337 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | xxxx |  |  |  | xxxx |  | 02/12/2024 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 304397068 | 31870338 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on xx/xx/xxxx are underdisclosed | xxxx |  |  |  | xxxx |  | 02/09/2024 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397068 | 31870339 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on xx/xx/xxxx did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. | xxxx |  |  |  | xxxx |  | 02/09/2024 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397068 | 31870340 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $575.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 02/09/2024 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397068 | 31870341 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. |  |  |  |  | xxxx | 02/07/2024 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304397068 | 31870342 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | xxxx | 02/07/2024 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304397068 | 31870344 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  | xxxx |  |  |  | xxxx | 02/05/2024 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397056 | 31870525 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $3,475.80 exceeds tolerance of $2,691.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx | 03/19/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397056 | 31870526 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | xxxx |  |  |  | xxxx |  | 03/19/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 304397056 | 31870527 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on xx/xx/xxxx are underdisclosed | xxxx |  |  |  | xxxx |  | 03/18/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397056 | 31870528 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on xx/xx/xxxx did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. | xxxx |  |  |  | xxxx |  | 03/18/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397056 | 31870529 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on xx/xx/xxxx incorrectly disclosed whether the loan will have an escrow account. | xxxx |  |  |  | xxxx |  | 03/18/2024 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304397056 | 31870532 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after xx/xx/xxxx contains a change in APR and was not received by borrower at least three (3) business days prior to consummation | xxxx |  |  |  | xxxx | 03/19/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| 304396998 | 31870668 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | xxxx |  |  |  | xxxx |  | 04/22/2024 |  | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 304396998 | 31870669 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on xx/xx/xxxx are underdisclosed | xxxx |  |  |  | xxxx |  | 04/19/2024 |  | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304396998 | 31870670 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on xx/xx/xxxx did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. | xxxx |  |  |  | xxxx |  | 04/19/2024 |  | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304396998 | 31870671 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Issue Date > Closing Disclosure Issue Date | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. | xxxx |  |  |  | xxxx | 05/01/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | No Defined cure C B A | Non QM | Non QM | No |
| 304396998 | 31870673 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx |  | 04/12/2024 |  | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304396989 | 31870702 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 04/17/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304396989 | 31870705 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | xxxx |  |  |  | xxxx | 04/17/2024 |  |  | 1 B A C |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 304396989 | 31870706 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Mortgage-Related Obligations | Ability to Repay (Dodd-Frank 2014): Mortgage-related obligations not considered in loan qualification. | xxxx |  |  |  | xxxx | 04/17/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304396989 | 31870707 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 04/17/2024 |  |  | 1 A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304396989 | 31870708 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) North Carolina Rate Spread Home Loan (Ability to Repay Requirements Not Met) | North Carolina Rate Spread Home Loan: Ability to repay requirements not met. |  |  |  |  | xxxx | 04/17/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | See any available cure under the North Carolina Rate Spread Home Loan threshold exception. B A | Non QM | Non QM | No |
| 304396989 | 31870709 |  | Compliance | Compliance | State Compliance | State HPML | North Carolina Rate Spread Threshold Test Non-Compliant | North Carolina Rate Spread Home Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Rate Spread Home Loan. |  |  |  |  | xxxx | 04/17/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | Within 90 days of closing and prior to institution of any action against the lender, (1) notify the borrower, and (2) make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread. <br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 120 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a rate spread home loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-rate spread loan or (b) keep loan as a rate spread loan and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304396989 | 31870711 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. | xxxx |  |  |  | xxxx |  | 04/17/2024 |  | 1 A |  | NC | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 304396989 | 31870712 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 04/25/2024 |  | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304397008 | 31870723 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 04/23/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397008 | 31870724 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 04/23/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304397008 | 31870726 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/20/2024 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304396957 | 31870963 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/08/2024 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304396987 | 31924814 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/28/2024 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | A B | Non QM | Non QM | No |
| 304396927 | 31871257 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 06/20/2024 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 304385063 | 31907849 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 10/17/2024 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31907850 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 10/17/2024 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31907852 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 10/17/2024 |  |  | 1 B A C |  | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| 304385063 | 31907853 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 10/17/2024 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31907855 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) Massachusetts Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details) | Massachusetts Higher-Priced Mortgage Loan: Federal HPML Not Compliant. Refer to failed messages for Federal HPML for more details. |  |  |  |  | xxxx | 10/17/2024 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31907856 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Non-Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx | 10/17/2024 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31931803 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | MA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304385063 | 31932374 |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx% Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Non QM | No |
| 304387439 | 31908540 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx | 10/21/2024 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31911471 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 50.14332% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 11/09/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31911472 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 B A C |  | TX | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304387439 | 31911473 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.14332% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 11/09/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31911479 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 11/09/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31911511 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 11/09/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31911512 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 11/09/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 31913848 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 10/21/2024 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304387439 | 32090535 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | TX | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304393008 | 31956361 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 11/05/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304401315 | 31957126 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304401315 | 31957127 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | Texas Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  | xxxx | 11/08/2024 |  |  | 1 B A |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304425998 | 31994526 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/04/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304425998 | 31994581 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304425998 | 31994582 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304425998 | 31994668 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304426098 | 31985081 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 11/07/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304426098 | 31985119 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304426098 | 31985120 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304398019 | 31968523 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 10/24/2024 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304398019 | 31973729 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304391834 | 31976424 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 11/13/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304391834 | 32050692 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | xxxx | 11/13/2024 |  |  | 1 A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304418483 | 31977877 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304418483 | 31977878 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304418483 | 31983630 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in subject for 6 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/12/2024 | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304418483 | 32094225 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | WA | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304417258 | 31984118 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Not all borrowers were on title to the subject property at the time of application per guideline requirement. Only the borrower's wife xxxx was on title | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has worked in the same industry for 35 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/12/2024 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 304419043 | 31979086 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 B A C |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304419043 | 31979087 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304419043 | 32094234 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304420162 | 31998151 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304420347 | 31996487 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 10/31/2024 |  |  | 1 B A C |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304420347 | 32035041 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304405471 | 31997525 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | xxxx |  |  |  | xxxx | 11/12/2024 |  |  | 1 C A |  | KS | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304405590 | 32030796 |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | xxxx | 11/06/2024 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304393212 | 32030555 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 11/04/2024 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304403768 | 32039838 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304405443 | 32040230 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with their current employer for 9 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/07/2024 | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304417275 | 32052651 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. |  |  |  |  | xxxx | 11/23/2024 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304401943 | 32053574 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304401943 | 32053575 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304425599 | 32063971 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. |  |  |  |  | xxxx | 11/16/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304420454 | 32064175 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 11/13/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304425131 | 32124324 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304425131 | 32124344 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 11/16/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304428813 | 32124705 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | KS | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304427473 | 32142944 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 11/15/2024 |  |  | 1 B A C |  | AZ | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304427473 | 32148815 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304379860 | 32139737 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 11/18/2024 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304379860 | 32139738 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 11/18/2024 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304379860 | 32142857 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower does not have the minimum active tradelines per guidelines. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 32.26666% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/12/2024 | 2 C B |  | OR | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304379860 | 32142868 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 32.26666% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/12/2024 | 2 C B |  | OR | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304379860 | 32156467 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304405607 | 32133532 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 11/25/2024 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304439026 | 32161431 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 12/05/2024 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304439026 | 32161646 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 11 years at current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/27/2025 | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304439026 | 32166017 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 11 years at current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/19/2024 | 2 B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304438795 | 32146224 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304438795 | 32146225 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304438795 | 32146303 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 12/05/2024 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304439047 | 32166780 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304439047 | 32166781 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304439047 | 32166909 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/10/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304425344 | 32191305 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been self-employed for 18 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/27/2024 | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304419543 | 32167208 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 11/21/2024 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304419543 | 32230561 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304420509 | 32174186 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 11/22/2024 |  |  | 1 B A C |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304420509 | 32174187 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 11/22/2024 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304420509 | 32239331 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | MO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304442570 | 32236587 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304442570 | 32236588 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304442570 | 32241155 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/28/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304442570 | 32241173 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 12/05/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304400597 | 32233480 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  | xxxx |  |  |  | xxxx | 07/22/2024 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304400597 | 32233482 |  | Credit | Property - Appraisal | Property Eligibility - Site and Utilities | Property - Appraisal | xxxx County Water Contamination: Property is located in xxxx and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards |  | xxxx |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304422979 | 32279280 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304436289 | 32279534 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 12/03/2024 |  |  | 1 B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304436289 | 32294222 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304425907 | 32286565 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/02/2024 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304425907 | 32291787 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/02/2024 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304425907 | 32291803 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 12/10/2024 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304422551 | 32286507 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 12/03/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304422682 | 32286108 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 12/06/2024 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304422682 | 32286141 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 12/10/2024 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304422682 | 32291790 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Mortgage Statement(s) not provided |  | xxxx |  |  |  | xxxx | 12/03/2024 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304422970 | 32288283 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | 765 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/18/2024 | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304417855 | 32289382 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304457836 | 32319213 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/22/2024 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32332858 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 01/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32332955 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32332956 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32339198 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Maryland Covered Loan (Counseling Disclosure Not Provided) | Maryland Covered Loan: Home Counseling Disclosure to provide home buyer education was not provided to borrower. |  |  |  |  | xxxx | 02/04/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32339199 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Maryland Covered Loan (Counseling Agencies Not Provided) | Maryland Covered Loan: Home Counseling a list of county approved agencies to provide home buyer education was not provided to borrower. |  |  |  |  | xxxx | 02/04/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457684 | 32339200 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 4.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 02/04/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457488 | 32325021 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/18/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457488 | 32325044 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304457488 | 32325045 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304425050 | 32312642 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | xxxx |  |  |  |  |  |  |  | 2 B |  | ME | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304426693 | 32299872 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 12/09/2024 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304426693 | 32299896 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 12/09/2024 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304426693 | 32335566 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304429012 | 32300207 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 12/30/2024 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304429012 | 32300208 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 12/30/2024 |  |  | 1 B A C |  | ID | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304429012 | 32511538 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304437856 | 32302346 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | xxxx | 12/18/2024 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304435435 | 32331243 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 12/26/2024 |  |  | 1 B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304435435 | 32331260 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/13/2024 | 2 B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304435435 | 32331295 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 12/26/2024 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304435435 | 32331316 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 12/26/2024 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304435435 | 32377942 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 61.25896% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 12/26/2024 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304442620 | 32342062 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304442620 | 32342063 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 12/18/2024 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304432855 | 32352782 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 12/17/2024 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304466731 | 32371291 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 01/06/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304466731 | 32570243 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 01/07/2025 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304466591 | 32377661 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 01/07/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304466591 | 32377719 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304466591 | 32377720 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304466591 | 32377721 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | Maryland Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304466591 | 32433379 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 12/31/2024 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304441938 | 32365368 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304441938 | 32365429 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304441938 | 32368841 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304437812 | 32449668 |  | Compliance | Compliance | Miscellaneous Compliance | Compliance | Other Compliance Exception (Manual Add) |  | xxxx |  |  |  | xxxx | 12/30/2024 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304420851 | 32416449 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304462115 | 32444359 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | LA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304467596 | 32481096 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | xxxx |  |  |  | xxxx | 12/31/2024 |  |  | 1 D A |  | AZ | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304470335 | 32489456 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | xxxx |  |  |  | xxxx | 02/12/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304470335 | 32489457 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 02/12/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304443556 | 32510043 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 01/17/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304471166 | 32537756 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 01/03/2025 |  |  | 1 B A |  | UT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304471166 | 32537758 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 01/03/2025 |  |  | 1 A |  | UT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304470665 | 32570257 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 01/16/2025 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304475089 | 32591817 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 01/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304475089 | 32591834 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 01/14/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304475089 | 32591835 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 01/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304484298 | 32632964 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304484298 | 32632965 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304484298 | 32632966 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 4.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Compliant High Cost Loan. | xxxx |  |  |  | xxxx | 02/18/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304484355 | 32635548 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304484355 | 32635549 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304459025 | 32612520 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Co-borrower has been self-employed for 10 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/21/2025 | 2 C B |  | OR | Primary | Purchase | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304459025 | 32612611 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Purchase | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304459025 | 32612614 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 01/17/2025 |  |  | 1 B A C |  | OR | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304459025 | 32612615 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 01/17/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304459025 | 32666280 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Purchase | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304470076 | 32672374 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 01/22/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304475094 | 32721004 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304475094 | 32721005 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304482014 | 32720638 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304482014 | 32720690 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | xxxx |  |  |  | xxxx | 02/07/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304510124 | 32721542 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | LA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510124 | 32721569 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/07/2025 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510229 | 32729406 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 02/10/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722287 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Maryland Covered Loan (Counseling Disclosure Not Provided) | Maryland Covered Loan: Home Counseling Disclosure to provide home buyer education was not provided to borrower. | xxxx |  |  |  | xxxx | 02/18/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722288 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Maryland Covered Loan (Counseling Agencies Not Provided) | Maryland Covered Loan: Home Counseling a list of county approved agencies to provide home buyer education was not provided to borrower. | xxxx |  |  |  | xxxx | 02/18/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722289 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722290 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722291 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 4.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx | 02/18/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304510148 | 32722305 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 02/10/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304471913 | 32731015 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | xxxx |  |  |  | xxxx | 01/31/2025 |  |  | 1 C A |  | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304471664 | 32731332 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 01/31/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304475115 | 32738123 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date ofxx/xx/xxxx 12:00:00 AM. | xxxx |  |  |  | xxxx | 02/03/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304475115 | 32738148 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 02/07/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304491979 | 32738279 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | 776 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/10/2025 | 2 C B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304481571 | 32753504 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 03/18/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304481571 | 32753506 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 03/18/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304437712 | 32740354 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 02/07/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304489743 | 32749189 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 03/31/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304489743 | 32749190 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 03/31/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304489743 | 33145991 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 04/11/2025 |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304632274 | 32787004 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304482013 | 32807978 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 02/12/2025 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304493555 | 32807945 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304635190 | 32934268 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304635190 | 32934269 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304635190 | 32934270 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 03/14/2025 |  |  | 1 B A C |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304635190 | 33056772 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304635359 | 32907167 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 02/26/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635359 | 32907260 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635359 | 32907261 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635302 | 32822088 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 02/26/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635302 | 32822100 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635302 | 32822101 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635153 | 32907989 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 02/26/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635153 | 32908184 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635153 | 32908185 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635153 | 32912027 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | 31.92143% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/25/2025 | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635389 | 32916085 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304635389 | 32916086 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304635389 | 32929778 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304635389 | 32929779 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304635348 | 32916268 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/28/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304635348 | 32916312 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304635348 | 32916318 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304635348 | 32921573 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/09/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304635348 | 32921574 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/09/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304635285 | 32917276 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/28/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32917400 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32917421 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920548 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 03/25/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920549 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 03/25/2025 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920550 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 03/25/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920551 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 71.63175% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 03/18/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920559 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 03/25/2025 |  |  | 1 B A C |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304635285 | 32920578 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 22 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/25/2025 | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 32920605 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 03/25/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635285 | 33078551 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 45.14626% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 22 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/25/2025 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635202 | 32909996 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/27/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304635236 | 32908503 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 02/28/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304635120 | 32939267 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304635120 | 32939268 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638825 | 32926037 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638825 | 32926038 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638825 | 32926039 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/15/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638825 | 32926040 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/15/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638825 | 33281397 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638881 | 32934128 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638881 | 32934129 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638867 | 32932793 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638867 | 32932794 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304638813 | 32931857 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304638813 | 32931860 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304638813 | 32931861 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304638813 | 32931863 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304638813 | 32931864 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304481586 | 32846386 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/09/2025 |  | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304481586 | 32846387 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/09/2025 |  | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304486075 | 32846704 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304497387 | 32916382 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing pay stub from co-borrowers current employer xxxx. |  |  |  | xxxx | 02/25/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304489740 | 32926264 |  | Credit | Guideline | Guideline Issue | Guideline | The property site acres is greater than 10 acres which does not meet guidelines. |  | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/25/2025 | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638470 | 32955255 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/13/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304638470 | 32955256 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/29/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304494276 | 32948951 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/27/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304494276 | 32974602 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | A 12 month P&L statement and balance sheet are required per Preferred HELOAN Closed-End Second guidelines |  |  |  | xxxx | 04/02/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304494276 | 32974681 |  | Compliance | Compliance | Miscellaneous Compliance | Compliance | Other Compliance Exception (Manual Add) |  | xxxx |  |  |  | xxxx | 03/11/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304636537 | 32949270 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/07/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304636537 | 32949271 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/07/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304495180 | 32958064 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 03/05/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639996 | 32968166 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/17/2025 |  |  | 1 C A |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639996 | 32968167 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx | 03/17/2025 |  |  | 1 C A |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304632764 | 32976317 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304632764 | 32976318 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304632764 | 32976319 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/18/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304632764 | 33177942 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 04/14/2025 |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639856 | 32992276 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639856 | 32992308 |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Insurance Error: Insurance premium was not provided. |  | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639856 | 33000343 |  | Credit | Missing Document | General | Missing Document | Missing Document: Credit Card Statement not provided |  | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638494 | 32984762 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639846 | 32992696 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 03/20/2025 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639846 | 32992728 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304640516 | 32986203 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304640516 | 32986204 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 54.95068% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304640516 | 32986205 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304640516 | 32986597 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 03/10/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304509937 | 33000344 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in subject for 8 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/12/2025 | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304642443 | 32992376 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304637857 | 32992987 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/15/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304637683 | 33021018 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 03/14/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304637683 | 33057456 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304637662 | 33060925 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 04/01/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304637662 | 33060926 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 04/01/2025 |  |  | 1 B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304637662 | 33084411 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing P&L statement, Balance Sheet and either a CPA letter or third party verification for the co-borrower's Schedule C income |  |  |  | xxxx | 04/01/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304637699 | 33059937 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304637699 | 33084485 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 03/20/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638980 | 33059789 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 03/27/2025 |  |  | 1 B A C |  | AL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638980 | 33084522 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638980 | 33084523 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/02/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638980 | 33137345 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304638980 | 33178123 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 04/23/2025 |  | 2 B |  | AL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304640515 | 33059698 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 03/20/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304642572 | 33060541 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/22/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304642572 | 33060543 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/22/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304634537 | 33060195 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304638559 | 33072820 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 03/20/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304638559 | 33090193 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304665132 | 33086322 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 03/25/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304665132 | 33086323 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 03/25/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304665132 | 33086332 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304665132 | 33112641 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304639444 | 33086310 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639444 | 33086335 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304642531 | 33086324 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638536 | 33086529 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | MO | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304641791 | 33086268 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304643345 | 33097686 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Guidelines require two years 1040s for self-employed borrowers. Guidelines do not indicate accepting transcripts instead of 1040s is acceptable. |  |  |  | xxxx | 04/03/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304663724 | 33086365 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304666682 | 33086071 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304642567 | 33086353 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304642984 | 33085985 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304667929 | 33093359 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx | 04/21/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304667929 | 33093360 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx | 04/21/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304490478 | 33099582 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 03/26/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304490478 | 33099598 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/01/2025 |  | 2 C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304490478 | 33099599 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/01/2025 |  | 2 C B |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304490478 | 33155773 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 04/08/2025 |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304640106 | 33107906 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/08/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304640106 | 33107907 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/08/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304661407 | 33123520 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639935 | 33126441 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Client has lived in subject for 5 years 10 months. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/20/2025 | 2 C B |  | NC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639440 | 33124005 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 07/17/2025 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639440 | 33124006 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 51.55528% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 07/17/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639440 | 33124017 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 07/16/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639440 | 33124031 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 07/17/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304664438 | 33118734 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/10/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304664438 | 33118735 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/10/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639994 | 33129739 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/08/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639994 | 33129740 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/08/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304667768 | 33129955 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/01/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304666780 | 33134158 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304666780 | 33134159 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671297 | 33130035 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304654724 | 33129767 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304654724 | 33131513 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304654724 | 33131548 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304654724 | 33131549 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304654724 | 33151347 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 04/02/2025 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304664488 | 33146348 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304664488 | 33146349 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304510758 | 33145044 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304666697 | 33150545 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | xxxx | 04/04/2025 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304666697 | 33150674 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Stand alone second require two full years signed and dated tax returns. This was not simultaneous transactions to utilize transcripts in file. |  |  |  | xxxx | 04/04/2025 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638517 | 33145050 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/06/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304638517 | 33145879 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/13/2025 |  | 2 C B |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304638517 | 33145880 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/13/2025 |  | 2 C B |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304638517 | 33145882 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) South Carolina High-Cost Loan (Points and Fees) | South Carolina High-Cost and Consumer Home Loan Act: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 05/16/2025 |  | 2 C B |  | SC | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days after the discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304638517 | 33145909 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) South Carolina High-Cost Loan (Certification of Counseling) | South Carolina High-Cost Loan: Evidence of Counseling Certification not in file. | xxxx |  |  |  | xxxx | 05/16/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638517 | 33145910 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) South Carolina High-Cost Loan (Financed Fees Exceeds Threshold) | South Carolina High-Cost Loan: Points and fees financed into loan exceed 2.5% of total loan amount. | xxxx |  |  |  | xxxx | 05/16/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304638517 | 33447566 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 05/22/2025 |  | 2 B |  | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304663286 | 33151318 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304663286 | 33151319 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/17/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671753 | 33151823 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/01/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304674637 | 33151960 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost Provision) xxxx Predatory Loan (Financed Fees Exceeds Threshold) | City of xxxx Predatory Loan: Lender financed points and fees in excess of 6%. | xxxx |  |  |  |  |  |  |  | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304674637 | 33151961 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Points and Fees) | City of xxxx Anti-Predatory Lending Ordinance: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the City Total Loan Amount. Points and Fees total $xxxx on a City Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. |  |  |  |  |  |  |  |  | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304674637 | 33151962 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost Provision) xxxx County Predatory Loan (Financed Fees Exceeds Threshold) | xxxx County Predatory Loan: Lender financed points and fees in excess of 6%. | xxxx |  |  |  |  |  |  |  | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304674637 | 33151963 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Points and Fees) | xxxx County Predatory Lending Ordinance: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the County Total Loan Amount. Points and Fees total $xxxx on a County Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. |  |  |  |  |  |  |  |  | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304680441 | 33320556 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 04/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304680441 | 33320557 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 04/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304680441 | 33320615 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx | 07/28/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304680398 | 33966322 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304680398 | 33966324 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304680398 | 33966325 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304680398 | 34075460 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304641715 | 33180997 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671049 | 33181454 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 52.18289% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 04/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304671049 | 33181457 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/04/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671049 | 33181460 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 04/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304671049 | 33181509 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 04/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304643247 | 33182602 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304643247 | 33182720 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304643247 | 33182721 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677747 | 33183644 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677747 | 33183679 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 B A C |  | OR | Primary | Purchase | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677747 | 33183680 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 55.34378% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677747 | 33183681 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304672315 | 33186636 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Required property inspection report is missing |  |  |  | xxxx | 04/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304664444 | 33182942 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304664444 | 33183001 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/11/2025 |  | 2 C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304664444 | 33183002 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/11/2025 |  | 2 C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677906 | 33188216 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/24/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677906 | 33188217 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/24/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671581 | 33189392 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/06/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671581 | 33189393 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/06/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304672269 | 33188229 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | xxxx |  |  |  | xxxx | 04/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304671439 | 33188086 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304665142 | 33189362 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639865 | 33188486 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639865 | 33188487 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639865 | 33188488 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304639865 | 33188489 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304639865 | 33205170 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | xxxx |  |  |  | xxxx |  | 04/25/2025 |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677724 | 33189250 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304665239 | 33188100 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304672301 | 33189512 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677714 | 33197078 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 04/07/2025 |  |  | 1 C A |  | UT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677714 | 33197087 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | UT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677714 | 33197163 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/14/2025 |  | 2 C B |  | UT | Investment | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677714 | 33197164 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/14/2025 |  | 2 C B |  | UT | Investment | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304676328 | 33196740 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/30/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304676328 | 33196741 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/30/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677997 | 33284129 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | xxxx |  |  |  | xxxx | 04/17/2025 |  |  | 1 D A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677997 | 33284946 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | xxxx |  |  |  | xxxx | 04/17/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677997 | 33284949 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing CD from the first since the loan is a simultaneous purchase. Unable to verify the amount of funds required to close. |  |  |  | xxxx | 04/17/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677997 | 33284950 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/22/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677997 | 33288036 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing evidence of foster care payments. Unable to determine if foster care payments are being received from the state in order to gross up. The only evidence of foster care payments received is on the Schedule C. |  |  |  | xxxx | 04/23/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677997 | 33288051 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/22/2025 |  |  | 1 B A C |  | WA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677997 | 33288052 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 04/22/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304671048 | 33205636 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 04/08/2025 |  |  | 1 B A C |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671048 | 33205637 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Partnership | General QM: Unable to verify Partnership income using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 04/08/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304676110 | 33206196 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304676110 | 33206197 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304678794 | 33209665 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304665118 | 33207286 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304665118 | 33207526 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677728 | 33217639 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Co-borrower with same employer for 10 plus years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/09/2025 | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304677728 | 33218312 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 04/09/2025 |  |  | 1 B A C |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304677728 | 33218313 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 04/09/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304677728 | 33218314 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/18/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304677728 | 33218315 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/18/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304677728 | 33224748 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304672415 | 33247587 |  | Compliance | Compliance | State Compliance | Misc. State Level | Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | Wyoming Uniform Consumer Credit Code: Lender did not provide borrower with accurate statement of rate. |  |  |  |  |  |  |  |  | 2 B |  | WY | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304674645 | 33249800 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/21/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304669783 | 33247758 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671583 | 33248357 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/15/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304665753 | 33249707 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304667935 | 33247908 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/15/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681405 | 33249842 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/24/2025 |  | 2 C B |  | WY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681405 | 33249843 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/24/2025 |  | 2 C B |  | WY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677814 | 33275032 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 30.1822% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/21/2025 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304665223 | 33276948 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671701 | 33276611 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/22/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671701 | 33276612 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304686391 | 33284988 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 36.11142% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/16/2025 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304532360 | 33283975 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 04/16/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677177 | 33306650 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/25/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677177 | 33306651 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/25/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304671305 | 33290866 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304666698 | 33293321 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304666698 | 33293322 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304666698 | 33293342 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304680565 | 33290559 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/15/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304680565 | 33290562 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 05/15/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304665752 | 33298023 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/19/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304676789 | 33324176 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/24/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304676789 | 33324179 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/24/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304676789 | 33324186 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 04/24/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677743 | 33321176 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/25/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681676 | 33321231 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304681676 | 33321232 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304681676 | 33321234 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) | xxxx |  |  |  | xxxx |  | 05/14/2025 |  | 2 C B |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681676 | 33321264 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Provide Trust agreement along with source document to verify trust income |  |  |  | xxxx | 04/24/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304678720 | 33321507 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304685899 | 33331851 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | 775 credit score, minimum required is 680. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/23/2025 | 2 B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677946 | 33333127 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/29/2025 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677946 | 33333376 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 04/29/2025 |  |  | 1 B A C |  | CT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677946 | 33333377 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 04/29/2025 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304676778 | 33342885 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same field for 9 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/13/2025 | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304685731 | 33340289 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304685731 | 33340322 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/29/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685731 | 33340323 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 04/29/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685731 | 33342472 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00. | 7 years with current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/24/2025 | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304685731 | 33369694 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 05/12/2025 |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304682162 | 33340502 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304683286 | 33349123 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304677353 | 33349734 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 04/28/2025 |  |  | 1 B A C |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304677353 | 33363578 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304678245 | 33348381 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 04/28/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304687388 | 33348915 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 04/29/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684576 | 33348749 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/02/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684671 | 33382303 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684671 | 33382434 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684671 | 33382435 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684671 | 33385832 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684671 | 33387539 |  | Credit | Missing Document | General | Missing Document | Missing Document: Credit Card Statement not provided |  | xxxx |  |  |  | xxxx | 05/01/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304666779 | 33381609 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/05/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681089 | 33386098 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304678008 | 33385760 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304678008 | 33385761 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) | xxxx |  |  |  | xxxx |  | 05/12/2025 |  | 2 C B |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304678008 | 33386907 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304678008 | 33386908 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | xxxx |  |  |  | xxxx | 05/05/2025 |  |  | 1 C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304677933 | 33382517 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 05/05/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685772 | 33402675 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/07/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684768 | 33402411 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | xxxx |  |  |  | xxxx | 05/14/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684673 | 33409081 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/09/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304682033 | 33402651 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304685730 | 33406738 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/07/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681388 | 33402224 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/14/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304694134 | 33407046 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304694134 | 33419641 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. |  |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304669754 | 33406253 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304669754 | 33406261 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/21/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304669754 | 33406265 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/21/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304686651 | 33423001 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing 2023 and 2024 W-2 for co-borrowers employer xxxx. |  |  |  | xxxx | 05/14/2025 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304683285 | 33408170 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304676319 | 33427783 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/13/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684412 | 33430114 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304684412 | 33430128 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/15/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684412 | 33438957 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684630 | 33434323 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304684630 | 33434333 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 05/12/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304663390 | 33442335 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/20/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304686450 | 33434912 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/12/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304685734 | 33435299 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 304685865 | 33439688 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 05/14/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304681117 | 33441853 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | over 5 years with current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/13/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304681117 | 33442031 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304681117 | 33442032 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304695549 | 33448059 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/20/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304698194 | 33468206 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304683262 | 33471710 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | SC | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304687703 | 33473317 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304697090 | 33468176 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 05/21/2025 |  |  | 1 A |  | HI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304697090 | 33468205 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 05/21/2025 |  |  | 1 C A |  | HI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304697002 | 33487818 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 06/18/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304697002 | 33487819 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 06/18/2025 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304697002 | 33697124 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 09/05/2025 |  | 2 B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304698317 | 33495392 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 06/05/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304698317 | 33497352 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 06/05/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304683352 | 33510250 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 18.76832% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/03/2025 | 2 C B |  | WI | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304683352 | 33514323 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 C B |  | WI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304683352 | 33514324 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 C B |  | WI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304688530 | 33634076 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | NM | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304688530 | 33640969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per the LOE in the file, the borrower is not on the lease for the primary residence, A copy of the lease to verify was not provided. |  |  |  | xxxx | 07/30/2025 |  |  | 1 C A |  | NM | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304692174 | 33673066 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304692174 | 33673067 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304720387 | 33755507 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304720387 | 33755509 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same field for 5 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 09/03/2025 | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304720387 | 33755517 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304720387 | 33755518 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304704531 | 33729381 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | xxxx |  |  |  | xxxx | 06/26/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304704531 | 33730696 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/04/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304704531 | 33730697 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/04/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304707871 | 33755195 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 07/18/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304707871 | 33755205 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 06/26/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304707871 | 33757504 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/21/2025 |  | 2 C B |  | NV | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304707871 | 33757505 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/21/2025 |  | 2 C B |  | NV | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304707871 | 33990358 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 08/04/2025 |  | 2 B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304702950 | 33755399 |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | xxxx |  |  |  | xxxx | 07/23/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304704878 | 33815552 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. | ___ | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 30.17236% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/07/2025 | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304700379 | 33846838 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/01/2025 |  | 2 C B |  | RI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304700379 | 33846839 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/01/2025 |  | 2 C B |  | RI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304711733 | 33858015 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304711733 | 34010477 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304727804 | 33875166 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/31/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304711666 | 33885686 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 B A C |  | NE | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304711666 | 33885687 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/23/2025 |  | 2 C B |  | NE | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304711666 | 33885688 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/23/2025 |  | 2 C B |  | NE | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304711666 | 33887531 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing 2023 W-2 for borrowers current employer with xxxx. Evidence of 2023 income was not provided to complete a 2 year income history. |  |  |  | xxxx | 07/31/2025 |  |  | 1 C A |  | NE | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304711666 | 33887628 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 07/31/2025 |  |  | 1 C A |  | NE | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304711666 | 34018982 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 08/26/2025 |  | 2 B |  | NE | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304711666 | 34124590 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NE | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304729072 | 33883231 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304729072 | 33883232 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304728633 | 33922122 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx |  |  |  | xxxx | 07/28/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304731032 | 33918667 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/01/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304731032 | 33918668 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/01/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304731032 | 33918688 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724699 | 33920605 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | xxxx |  |  |  | xxxx | 07/18/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724699 | 33920799 |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | xxxx | 07/15/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730161 | 33918574 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 07/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304730161 | 33918576 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 07/23/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304730161 | 34018058 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304719430 | 33919119 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | xxxx |  |  |  | xxxx | 07/16/2025 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304719430 | 33919164 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx | 07/17/2025 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304719430 | 33919165 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx | 07/17/2025 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304752043 | 33942616 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | IN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752043 | 33942617 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752043 | 33942618 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752043 | 33942619 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | IN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752043 | 33990173 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | IN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752042 | 34148786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752042 | 34148787 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 08/12/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752042 | 34153272 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has lived in subject for 13 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/12/2025 | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752042 | 34153279 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752042 | 34153280 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 49.99269% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has lived in subject for 13 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/12/2025 | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752042 | 34191994 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752007 | 34257714 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752007 | 34257715 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752007 | 34258148 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752007 | 34302883 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752008 | 33943112 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752008 | 33943113 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752008 | 33989991 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751974 | 33942209 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Borrower has been in the same field for 28 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/28/2025 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751974 | 33951630 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | IL | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304751974 | 33951631 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751974 | 33951632 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751974 | 33951685 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751974 | 33990148 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | IL | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751962 | 34029178 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304751962 | 34029179 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304752052 | 34128372 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304752052 | 34128374 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx |  | 08/28/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| 304752057 | 33942264 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 B A C |  | CT | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752057 | 33942265 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752057 | 33950801 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been with current employer for 4 years. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/22/2025 | 2 C B |  | CT | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752057 | 33951955 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/18/2025 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752057 | 34008576 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CT | Investment | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304752023 | 34092692 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752023 | 34092693 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 08/12/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752023 | 34191945 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752047 | 33942661 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752047 | 33942662 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752047 | 33942663 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx |  | 08/08/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752047 | 33990064 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752002 | 34057486 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 A |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304752002 | 34057488 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 304752045 | 33942737 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752045 | 33942738 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752045 | 33942739 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/12/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752045 | 33942740 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/12/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752045 | 33990036 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751982 | 33949242 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751982 | 33949246 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 B A C |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751982 | 33949247 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 61.34433% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751982 | 33949248 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752000 | 34272514 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752012 | 34177400 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751989 | 33966349 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 33966350 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 33966352 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 B A C |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304751989 | 33966373 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | xxxx | Borrower has verified disposable income of at least $2500.00.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/28/2025 | 2 C B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 33971217 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 33971259 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 33971260 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 76.14579% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 07/22/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751989 | 34075499 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Non QM | No |
| 304751996 | 34029234 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | xxxx | 07/25/2025 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 304751996 | 34029241 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 304751977 | 33952241 |  | Credit | Loan Eligibility | Guideline Issue | Loan Eligibility | Housing history reflects lates that do not meet guidelines. | - Housing history reflects a total of ___ reported late payments. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Borrower has lived in the subject property for 23 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2025 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752040 | 33942651 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752040 | 33942652 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated xx/xx/xxxx). The disclosed Total of Payments in the amount of $xxxx is under disclosed by $xxxx compared to the calculated total of payments of $xxxx which exceeds the $35.00 threshold. | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752040 | 33942653 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752040 | 33990187 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752033 | 33986984 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 07/25/2025 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752033 | 33986987 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 07/25/2025 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752033 | 33986992 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. |  | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752033 | 33988969 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 08/19/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751984 | 33943416 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751984 | 33943417 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 B A C |  | CA | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304751984 | 33943418 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751984 | 33990021 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752035 | 34257672 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752035 | 34257673 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752035 | 34262582 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752035 | 34262584 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752035 | 34262587 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752035 | 34302890 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 33945323 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 33945407 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 33945489 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 33945491 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 33945492 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 B A C |  | CA | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752053 | 33945493 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752053 | 34229704 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752038 | 33967375 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752038 | 33967376 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752038 | 34075558 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751973 | 34057712 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  | xxxx | 07/28/2025 |  |  | 1 B A |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304752015 | 34166122 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 09/15/2025 |  | 2 C B |  | NH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304752015 | 34166127 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | NH | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304751969 | 34141599 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/15/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304752022 | 34102599 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752022 | 34102600 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 08/12/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752022 | 34102601 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 08/06/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304752022 | 34191960 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304752018 | 34166559 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 08/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752014 | 34038328 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 304752046 | 33943039 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304752046 | 33943046 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304752017 | 34166848 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304752017 | 34182249 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304751990 | 34149196 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | As per final 1003 , additional debt reflected as a Lease with an outstanding balance of $xxxx with monthly payment of $xxxx Please provide supporting document to verify the same. |  |  |  | xxxx | 08/09/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304727142 | 33962429 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/06/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304727142 | 33962430 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/06/2025 |  | 2 C B |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304733108 | 33962499 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/06/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304733108 | 33962500 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/06/2025 |  | 2 C B |  | ID | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304733017 | 33954828 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/07/2025 |  | 2 C B |  | KS | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304733017 | 33954829 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/07/2025 |  | 2 C B |  | KS | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304731062 | 33959305 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/25/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304731062 | 33959306 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/25/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724743 | 33957660 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724743 | 33957687 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724743 | 33957729 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724743 | 33957730 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 07/29/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724743 | 33962380 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724743 | 33962407 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 B A C |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724743 | 33962408 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 51.62386% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304724743 | 33962409 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732773 | 33955041 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732773 | 33955051 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 07/30/2025 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732773 | 33955052 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.08381% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732773 | 33955053 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732773 | 33955068 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 07/25/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732773 | 34096840 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304728052 | 33973791 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 07/31/2025 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 304707149 | 33967933 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304707149 | 33975222 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/28/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304707149 | 33975223 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/28/2025 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734807 | 33969865 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734807 | 33969869 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 07/24/2025 |  |  | 1 B A C |  | ID | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734807 | 33969870 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.47441% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734807 | 33969889 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734807 | 34030618 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | ID | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304720565 | 33969215 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  |  |  |  |  | 2 B |  | AR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304720565 | 33969682 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 07/28/2025 |  |  | 1 C A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304720565 | 33969687 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 07/28/2025 |  |  | 1 B A C |  | AR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304720565 | 33977021 |  | Credit | Missing Document | General | Missing Document | Missing Document: Credit Card Statement not provided |  | xxxx |  |  |  | xxxx | 07/21/2025 |  |  | 1 C A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304720565 | 34067601 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | AR | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304724748 | 33969004 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 07/28/2025 |  |  | 1 B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724748 | 33969005 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | xxxx |  |  |  | xxxx |  | 07/28/2025 |  | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304724748 | 34062474 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304725191 | 33986879 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 07/24/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| 304725191 | 33986880 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 07/24/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304725191 | 34032116 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304749699 | 34010819 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/01/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304749699 | 34010820 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/01/2025 |  | 2 C B |  | AL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304715545 | 34008154 |  | Property | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Appraisal was provided. The secondary valuation does not support the Appraisal within a 10% tolerance |  | xxxx |  |  |  | xxxx | 08/15/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760303 | 34167264 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/27/2025 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760303 | 34167278 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760290 | 34171517 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760273 | 34168927 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760271 | 34313979 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760256 | 34158907 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760254 | 34163712 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760254 | 34163713 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760254 | 34163764 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760254 | 34163765 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760254 | 34192960 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. | xxxx |  |  |  | xxxx | 08/25/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760239 | 34212322 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760237 | 34179336 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760220 | 34184344 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760217 | 34174509 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760217 | 34174510 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760217 | 34174520 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760205 | 34185148 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760203 | 34187008 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760194 | 34194067 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34194093 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34194097 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202668 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202676 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202677 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202678 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202679 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 B A C |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304760194 | 34202680 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 90.49602% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760194 | 34202681 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760190 | 34214235 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760188 | 34197573 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760186 | 34212924 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760173 | 34193463 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760173 | 34193517 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760173 | 34193518 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760173 | 34193520 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) |  |  |  |  | xxxx | 08/27/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304760171 | 34194166 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760156 | 34204412 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760154 | 34214403 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | GA | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760139 | 34204045 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760137 | 34212994 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/22/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760122 | 34205993 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/23/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760120 | 34214167 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/23/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760105 | 34224609 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760105 | 34224633 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760103 | 34205057 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760088 | 34107938 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760086 | 34207836 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | xxxx | 08/27/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760086 | 34216685 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760073 | 34205745 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760073 | 34205783 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 4.00000% of the Total Loan Amount. Points and Fees total $xxxx on a Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Compliant High Cost Loan. |  |  |  |  | xxxx | 09/04/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760071 | 34207607 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760069 | 34213878 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760056 | 34212632 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760054 | 34212707 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760039 | 34211473 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/23/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760037 | 34197150 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/23/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304760022 | 34224610 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760022 | 34224648 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304760020 | 34212289 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/23/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760005 | 34195581 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730718 | 34026108 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730718 | 34026128 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/07/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304730718 | 34026129 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 08/07/2025 |  | 2 C B |  | UT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732823 | 34038723 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 C A |  | WY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732823 | 34039531 |  | Compliance | Compliance | State Compliance | Misc. State Level | Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | Wyoming Uniform Consumer Credit Code: Lender did not provide borrower with accurate statement of rate. |  |  |  |  | xxxx |  |  |  | 2 B |  | WY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304731038 | 34039377 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304727830 | 34038917 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304727830 | 34040389 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | xxxx | 08/04/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304747388 | 34057269 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304747388 | 34057270 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304731275 | 34057690 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 34.06041% DTI | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/15/2025 | 2 C B |  | MA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304755058 | 34058170 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304728782 | 34070749 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 07/30/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304728782 | 34070750 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304728782 | 34099969 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749757 | 34073923 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 07/29/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304749757 | 34089451 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749796 | 34072130 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 07/31/2025 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304749796 | 34072131 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 07/31/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304749796 | 34107816 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751721 | 34070130 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751721 | 34123741 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304725213 | 34078356 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Timing | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower within three (3) business days of application. | xxxx |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304731042 | 34070541 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 08/06/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304726492 | 34098459 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 B A C |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| 304726492 | 34098460 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 08/01/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304726492 | 34119276 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| 304732181 | 34099222 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304708823 | 34097033 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304708823 | 34097034 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304708823 | 34099191 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304708823 | 34099192 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - S-Corp | General QM: Unable to verify current S-Corp status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736285 | 34104270 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304736285 | 34119936 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 304732824 | 34099216 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/01/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304766972 | 34216663 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766972 | 34216696 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/10/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767106 | 34224733 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767157 | 34208549 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767140 | 34216776 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767087 | 34230054 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34230055 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34230136 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250755 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250756 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250757 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 B A C |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304767087 | 34250758 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 45.57641% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250781 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250809 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767087 | 34250844 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767074 | 34213958 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767057 | 34224287 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767055 | 34228916 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304767291 | 34215180 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 C A |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767289 | 34232050 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/28/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767289 | 34232173 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767276 | 34249611 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/28/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767274 | 34242154 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767189 | 34215135 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767174 | 34238099 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767023 | 34239264 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767242 | 34249261 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767159 | 34243593 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34243594 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34243596 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of xxxx% is in excess of the allowable maximum of 2.0000% of the Original Principal Loan Amount. Points and Fees total $xxxx on an Original Principal Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%.) | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767159 | 34243614 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34264450 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 08/27/2025 |  |  | 1 D A |  | TX | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34303211 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/08/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34303234 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/08/2025 |  |  | 1 B A C |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767159 | 34303235 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 48.17209% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/08/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767159 | 34303236 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/08/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767155 | 34208205 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767155 | 34208616 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767155 | 34208617 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767155 | 34208681 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767142 | 34208568 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767142 | 34275423 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/02/2025 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767096 | 34212954 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767096 | 34213054 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767096 | 34213089 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767096 | 34213090 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767091 | 34261192 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767089 | 34205466 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767172 | 34240057 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304766955 | 34250096 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767123 | 34189744 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/24/2025 |  |  | 1 C A |  | NH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304767323 | 34251397 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767308 | 34243331 |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Missing NMLS Information on Security Instrument | Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument. | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Need evidence that lender provided consumer with accurate NMLS information post close (addendum to Security Instrument) C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767308 | 34243394 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767306 | 34251164 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767272 | 34259065 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304767259 | 34258142 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767257 | 34260949 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767042 | 34249437 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304767040 | 34249757 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767040 | 34249782 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 B A C |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304767040 | 34249783 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of the greater of .00000% of the Federal Total Loan Amount and $xxxx (2025). Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx and $xxxx (2025) (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx | 09/09/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767038 | 34248223 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767025 | 34257989 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766991 | 34214389 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767125 | 34211987 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304766974 | 34258047 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304767006 | 34229750 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304750187 | 34109116 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304750187 | 34110265 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730137 | 34106621 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 08/05/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732981 | 34109845 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/04/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732981 | 34109846 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - C-Corp 1120 | General QM: Unable to verify current C-Corp status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 08/04/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732981 | 34114797 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $xxxx is over disclosed by $xxxx compared to the calculated Amount Financed of $xxxx and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/02/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732981 | 34114798 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on xx/xx/xxxx disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $xxxx is under disclosed by $xxxx compared to the calculated Finance Charge of $xxxx which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated xx/xx/xxxx). | xxxx |  |  |  | xxxx |  | 09/02/2025 |  | 2 C B |  | AZ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304732981 | 34341147 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | xxxx |  |  |  | xxxx |  | 09/10/2025 |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734737 | 34109914 |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 783 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/31/2025 | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736305 | 34110327 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 08/05/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304747512 | 34109053 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/04/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751854 | 34106670 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304726666 | 34107842 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304726666 | 34117307 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 08/08/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304704862 | 34137339 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 08/07/2025 |  |  | 1 B A C |  | NC | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304704862 | 34161104 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NC | Second Home | Purchase | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304756694 | 34138487 |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  |  |  |  |  | 2 B |  | AR | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732683 | 34138381 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304755007 | 34133669 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/12/2025 |  |  | 1 C A |  | ME | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734732 | 34145636 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/09/2025 |  |  | 1 C A |  | AR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734732 | 34145657 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 08/09/2025 |  |  | 1 B A C |  | AR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734732 | 34145658 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 08/09/2025 |  |  | 1 C A |  | AR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304754491 | 34153242 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304733306 | 34159144 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | xxxx |  |  |  | xxxx | 09/21/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304732175 | 34159180 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 08/14/2025 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304732175 | 34159181 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. | xxxx |  |  |  | xxxx | 08/14/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304732175 | 34208471 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304745101 | 34158219 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304754895 | 34157853 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | OK | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304759799 | 34193020 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per the credit supplement, the mortgage on the departure residence was recently paid off but no documentation or explanation was provided to document how |  |  |  | xxxx | 08/18/2025 |  |  | 1 C A |  | NV | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749688 | 34169708 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749680 | 34179489 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 08/21/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734809 | 34177067 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734809 | 34177068 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304734809 | 34177296 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734706 | 34177552 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/21/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304734256 | 34179588 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304758190 | 34201171 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Subject Property is greater than 10 acres. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | 743 FICO | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/13/2025 | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304757989 | 34208474 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 08/20/2025 |  |  | 1 C A |  | HI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777770 | 34258306 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304777751 | 34267365 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777751 | 34267427 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777719 | 34271093 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777719 | 34333384 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777736 | 34247798 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777768 | 34230488 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | KS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777670 | 34231529 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777704 | 34247973 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 08/26/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777704 | 34248010 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304777704 | 34455717 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777712 | 34261596 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777712 | 34261618 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777712 | 34261619 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777685 | 34266880 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/01/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777734 | 34268276 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304777721 | 34275166 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777721 | 34275235 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777721 | 34275236 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304777721 | 34275237 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 47.93732% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777721 | 34275238 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777687 | 34272466 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777668 | 34272266 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777702 | 34267233 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777738 | 34278198 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763358 | 34188565 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Borrower has trust income and Trust agreement/Trustee's statement is not provided in file. |  |  |  | xxxx | 09/09/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763358 | 34188630 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304763358 | 34188631 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/09/2025 |  |  | 1 B A C |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304756775 | 34188903 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304756775 | 34209751 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304733062 | 34210118 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 08/17/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751753 | 34191763 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | xxxx |  |  |  | xxxx | 08/21/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751753 | 34191861 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 B A C |  | UT | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304751753 | 34191862 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - S-Corp | General QM: Unable to verify current S-Corp status using reasonably reliable third-party records. | xxxx |  |  |  | xxxx | 08/28/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751753 | 34191863 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304751753 | 34239804 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | xxxx |  |  |  | xxxx | 08/21/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304754487 | 34227209 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/25/2025 | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779840 | 34272445 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779876 | 34273452 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | KS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779827 | 34268466 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779842 | 34271545 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | KS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779883 | 34275997 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779883 | 34276042 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779883 | 34276043 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779810 | 34277419 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779857 | 34270207 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779823 | 34274164 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779825 | 34271808 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779808 | 34276436 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779891 | 34271423 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779859 | 34277636 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779893 | 34270982 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779826 | 34278000 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779826 | 34278001 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779826 | 34278030 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779826 | 34358905 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304779874 | 34282541 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/15/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304779874 | 34359541 |  | Credit | Guideline | Guideline Issue | Guideline | The title search is not clear or items are negatively impacting title. |  | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304754825 | 34252642 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type. | Property Type: ___ | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Over 7 year with current employer. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/20/2025 | 2 B |  | AL | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304764247 | 34332473 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Good credit and employment history | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/29/2025 | 2 B |  | OR | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730152 | 34214679 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304730152 | 34214680 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789366 | 34298918 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789383 | 34297661 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | DE | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789402 | 34298433 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304789402 | 34298485 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304789402 | 34298486 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 09/18/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304789402 | 34298502 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | xxxx | Borrower has worked in the same position for more than 3 years.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. | Co-borrower has been with current employer for 7 years. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/04/2025 | 2 B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304789419 | 34281329 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789302 | 34306866 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789302 | 34306894 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/17/2025 |  |  | 1 B A C |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304789302 | 34489026 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789319 | 34323292 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789266 | 34298972 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | ND | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789285 | 34301587 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789300 | 34303275 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789300 | 34303298 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Points and Fees) | xxxx County Predatory Lending Ordinance: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the County Total Loan Amount. Points and Fees total $xxxx on a County Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Compliant High Cost Loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789268 | 34325514 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/13/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789336 | 34314941 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/13/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 304789336 | 34318109 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/20/2025 |  |  | 1 D A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 304789351 | 34315229 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/13/2025 |  |  | 1 C A |  | KS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304789417 | 34317116 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789417 | 34317117 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789368 | 34328750 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789453 | 34323928 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789453 | 34323938 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304789353 | 34305055 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789353 | 34394777 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789434 | 34309679 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789434 | 34309896 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789434 | 34309897 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304789334 | 34304685 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304751757 | 34248607 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751757 | 34248608 |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304751757 | 34248620 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 B A C |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 304751757 | 34425574 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | xxxx |  |  |  |  |  |  |  | 2 A B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 304736704 | 34258129 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/16/2025 |  |  | 1 C A |  | MI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304758064 | 34254666 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736425 | 34403625 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | xxxx |  |  |  | xxxx | 09/21/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736425 | 34403641 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | xxxx |  |  |  | xxxx | 09/21/2025 |  |  | 1 B A C |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304736425 | 34403642 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of 50.03270% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx |  |  |  | xxxx | 09/21/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304736425 | 34403643 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | xxxx | 09/21/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304759794 | 34268037 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304759794 | 34268038 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304758198 | 34266989 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | KS | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304756827 | 34266983 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. |  |  |  |  | xxxx | 09/12/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304763334 | 34267889 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304745015 | 34266744 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  | xxxx | 08/29/2025 |  |  | 1 B A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304750010 | 34272720 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304750010 | 34272721 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304759774 | 34272523 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx | 09/08/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817296 | 34335466 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817311 | 34358103 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817347 | 34334306 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817358 | 34316723 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817377 | 34316265 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | WV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817392 | 34318525 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817415 | 34341011 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817524 | 34341669 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817317 | 34356674 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817317 | 34356688 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817349 | 34324824 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/11/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817522 | 34325565 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817522 | 34325566 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817313 | 34323590 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817313 | 34324839 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817345 | 34431758 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817493 | 34280770 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817493 | 34280771 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817493 | 34444335 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817326 | 34277719 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 09/14/2025 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817381 | 34450500 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817383 | 34347015 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304817390 | 34347334 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304817417 | 34356039 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304817417 | 34482135 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 09/22/2025 |  |  | 1 C A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749953 | 34275156 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749953 | 34275157 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/03/2025 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304749953 | 34275162 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | xxxx | 09/03/2025 |  |  | 1 B A |  | MT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304757897 | 34309123 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | xxxx |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777989 | 34533506 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. | Good credit and low ratios | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/23/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760357 | 34335495 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304760357 | 34335496 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777449 | 34550046 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | xxxx |  |  |  | xxxx | 10/02/2025 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777449 | 34550056 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304777449 | 34550087 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | xxxx |  |  |  | xxxx | 09/29/2025 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766828 | 34393942 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304766828 | 34393947 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | xxxx |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 304729004 | 34472144 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 09/30/2025 |  |  | 1 B A C |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 304729004 | 34599250 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  |  |  |  |  | 2 A B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Safe Harbor QM (APOR) | No |
| 304899215 | 34976446 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Other Includes Insurance Costs | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [xxxx] disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. | xxxx |  |  |  | xxxx |  |  | 01/04/2023 | 2 B |  | DC | Primary | Refinance - Cash-out - Other | Good Faith Redisclosure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899215 | 34976447 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) DC Covered Loan (Red Flag Warning Disclosure Not Provided) | DC Home Loan Protection Act: Red Flag Warning Disclosure Notice not provided to borrower. |  |  |  |  | xxxx | 12/29/2022 |  |  | 1 C A |  | DC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899215 | 34976450 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) DC Covered Loan (Calculated APR/Rate) | DC Home Loan Protection Act: APR Threshold is exceeded by [xxxx]. APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 12/29/2022 |  | 2 C B |  | DC | Primary | Refinance - Cash-out - Other | Within 120 days of funding (i.e., disbursement), and prior to the institution of judicial process, the borrower is notified of the violation, appropriate restitution is made, and whatever adjustments are necessary are made to the covered loan, at the choice of the<br> lender, to:<br> a. Conform the covered loan to the requirements of the Act;<br> b. Materially change the terms of the covered loan to benefit the borrower; or<br> c. Remove the features that caused the loan to be considered a covered loan.<br>To cure under (c) provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899215 | 34976451 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) DC Covered Loan (Discount Points Charged) | DC Home Loan Protection Act: Loan discount points charged that were not bona fide resulting in a reduction in rate. |  |  |  |  | xxxx | 01/04/2023 |  |  | 1 C A |  | DC | Primary | Refinance - Cash-out - Other | See any available cure under DC Covered Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899215 | 34976452 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) DC Covered Loan (Points and Fees) | DC Home Loan Protection Act: Points and Fees on subject loan of [xxxx] is in excess of the allowable maximum of [xxxx] of the Total Loan Amount. Points and Fees total [xxxx] on a Total Loan Amount of [xxxx] vs. an allowable total of [xxxx] (an overage of [xxxx] or [xxxx]). Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 12/29/2022 |  | 2 C B |  | DC | Primary | Refinance - Cash-out - Other | Within 120 days of funding (i.e., disbursement), and prior to the institution of judicial process, the borrower is notified of the violation, appropriate restitution is made, and whatever adjustments are necessary are made to the covered loan, at the choice of the<br> lender, to:<br> a. Conform the covered loan to the requirements of the Act;<br> b. Materially change the terms of the covered loan to benefit the borrower; or<br> c. Remove the features that caused the loan to be considered a covered loan.<br>To cure under (c) provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899215 | 34976453 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) DC Covered Loan (Financed Fees Exceeds Threshold) | DC Home Loan Protection Act: Financed discount points and fees exceed the greater of [xxxx] of loan amount or [xxxx]. |  |  |  |  | xxxx | 12/29/2022 |  |  | 1 C A |  | DC | Primary | Refinance - Cash-out - Other | See any available cure under DC Covered Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899215 | 34976454 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [REDACTED] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [xxxx] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [xxxx] exceeds tolerance of [xxxx]. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx | 01/04/2023 |  |  | 1 C A |  | DC | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899205 | 34976458 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899205 | 34976459 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/06/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899210 | 34976464 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Calculated APR/Rate) | City of xxxx Anti-Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/10/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899210 | 34976465 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/10/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899211 | 34976468 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | xxxx | 12/30/2022 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 304899211 | 34976469 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date xx/xx/xxxx, Most Recent Tax Return End Date xx/xx/xxxx, Tax Return Due Date xx/xx/xxxx. | xxxx |  |  |  | xxxx | 12/30/2022 |  |  | 1 B A |  | LA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 304899206 | 34976474 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Calculated APR/Rate) | City of xxxx Anti-Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899206 | 34976475 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899203 | 34976480 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] HPML Threshold Test Compliant | [xxxx] Higher-Priced Mortgage Loan: APR on subject loan of [xxxx] or Final Disclosure APR of [xxxx] is equal to or greater than the threshold of APOR [xxxx] + [xxxx], or [xxxx] Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 03/08/2023 | 2 B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Non QM | Non QM | No |
| 304899203 | 34976482 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Massachusetts High-Cost Loan (Stated APR) | [xxxx] Predatory Home Loan Practices Act and Regulations: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/06/2023 |  | 2 C B |  | MA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899203 | 34976483 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Massachusetts High-Cost Loan (Aggregate Amount Disclosure Not Provided) | [xxxx] High-Cost Loan: Aggregate Amount Disclosure not provided to borrower. | xxxx |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | See any available cure under the Massachusetts High Cost Loan threshold exception. B A | Non QM | Non QM | No |
| 304899203 | 34976484 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | State Defect | (State High Cost Disclosure) Massachusetts High-Cost Loan (High Cost Disclosure Not Provided) | [xxxx] High-Cost Loan: HOEPA disclosure was not provided to the Borrower. | xxxx |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | See any available cure under the Massachusetts High Cost Loan threshold exception. B A | Non QM | Non QM | No |
| 304899203 | 34976485 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | State Defect | (State High Cost Disclosure) Massachusetts High-Cost Loan (Notice to Assignee Not Provided) | [xxxx] High-Cost Loan: Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a high-cost loan and may not be found in the file for loans that have not been previously sold) | xxxx |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | See any available cure under the Massachusetts High Cost Loan threshold exception. B A | Non QM | Non QM | No |
| 304899203 | 34976486 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | State Defect | (State High Cost Provision) Massachusetts High-Cost Loan (Financed Fees Exceeds Threshold) | [xxxx] High-Cost Loan: Mortgage loan financed Points and Fees. |  |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | MA | Primary | Refinance - Cash-out - Other | See any available cure under the Massachusetts High Cost Loan threshold exception. B A | Non QM | Non QM | No |
| 304899209 | 34976490 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/09/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899209 | 34976491 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 03/09/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976494 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 02/15/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976495 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | xxxx | 03/21/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976496 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | xxxx | 03/21/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976497 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. |  |  |  |  | xxxx | 03/21/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976498 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of 4% of the amount past due or grace period of less than 15 days. |  |  |  |  | xxxx | 03/21/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976499 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the Federal Total Loan Amount. Points and Fees of $xxxx on a Federal Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/21/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| 304899209 | 34976500 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | xxxx | 03/21/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976501 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Refi Within 1 year - Signed TNB Not Provided) | Unable to test consumer interest due to missing information. |  |  |  |  | xxxx | 03/17/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899209 | 34976502 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of xxxx% is in excess of the investor allowable maximum of 5.00000% of the Federal Total Loan Amount. Points and Fees total $xxxx on a Federal Total Loan Amount of $xxxx vs. an investor allowable total of $xxxx (an overage of $xxxx or xxxx%). |  |  |  |  | xxxx |  |  | 03/22/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. C B A | Non QM | Non QM | Yes |
| 304899213 | 34976505 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) South Carolina High-Cost Loan (Certification of Counseling) | [xxxx] High-Cost Loan: Evidence of Counseling Certification not in file. | xxxx |  |  |  | xxxx | 01/10/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899213 | 34976506 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) South Carolina High-Cost Loan (Financed Fees Exceeds Threshold) | [xxxx] High-Cost Loan: Points and fees financed into loan exceed [xxxx] of total loan amount. |  |  |  |  | xxxx | 01/10/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899213 | 34976507 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) South Carolina High-Cost Loan (Points and Fees) | [xxxx] High-Cost and Consumer Home Loan Act: Points and Fees on subject loan of [xxxx] is in excess of the allowable maximum of [xxxx] of the Total Loan Amount. Points and Fees total [xxxx] on a Total Loan Amount of [xxxx] vs. an allowable total of [xxxx] (an overage of [xxxx] or [xxxx]). Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 01/10/2023 |  | 2 C B |  | SC | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days after the discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899212 | 34976512 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Stated APR) | City of xxxx Anti-Predatory Lending Ordinance: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  |  | 04/04/2023 | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899212 | 34976513 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Stated APR) | xxxx County Predatory Lending Ordinance: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  |  | 04/04/2023 | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899202 | 34976516 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. |  |  |  |  | xxxx | 02/27/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899202 | 34976517 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 02/27/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899201 | 34976522 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on xx/xx/xxxx not received by borrower at least four (4) business days prior to closing. | xxxx |  |  |  | xxxx | 02/03/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| 304899201 | 34976525 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 02/16/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899201 | 34976526 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 02/16/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899201 | 34976528 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 03/01/2023 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899196 | 34976533 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 03/03/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899200 | 34976536 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/20/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899200 | 34976537 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 03/20/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899200 | 34976539 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | SitusAMC,Originator | xxxx |  |  | 03/07/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899208 | 34976544 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | xxxx |  |  |  | xxxx |  |  | 05/01/2023 | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899208 | 34976545 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 53.31478% significantly exceeds the guideline maximum of 45.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | xxxx |  |  |  | xxxx | 03/06/2023 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899208 | 34976546 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | • Client has documented assets of $478,397.15, over 84 months of PITIA reserves<br> • Zero adverse credit marks for either borrower on the credit reports dating back to 2009 (B1) and 1981 (B2). <br> • Consecutive mortgage history dating back to 2019 with zero adverse marks<br> • Qualifying FICO of 713<br> • Primary borrower has $5,444.38 in residual income<br> • Primary borrower with the same employer for 7 years<br> • CLTV of 72% | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 05/01/2023 | 2 C B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899208 | 34976547 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | xxxx |  |  |  | xxxx | 05/01/2023 |  |  | 1 B A C |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 304899208 | 34976548 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 49.39657% moderately exceeds the guideline maximum of 45.00%. (DTI Exception is eligible to be regraded with compensating factors.) | xxxx | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. | • Client has documented assets of $478,397.15, over 84 months of PITIA reserves<br> • Zero adverse credit marks for either borrower on the credit reports dating back to 2009 (B1) and 1981 (B2). <br> • Consecutive mortgage history dating back to 2019 with zero adverse marks<br> • Qualifying FICO of 713<br> • Primary borrower has $5,444.38 in residual income<br> • Primary borrower with the same employer for 7 years<br> • CLTV of 72% | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 05/01/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899193 | 34976553 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) DC Covered Loan (Red Flag Warning Disclosure Not Provided) | DC Home Loan Protection Act: Red Flag Warning Disclosure Notice not provided to borrower. |  |  |  |  | xxxx | 03/24/2023 |  |  | 1 C A |  | DC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899193 | 34976554 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) DC Covered Loan (Calculated APR/Rate) | DC Home Loan Protection Act: APR Threshold is exceeded by .[xxxx]. APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 03/24/2023 |  | 2 C B |  | DC | Primary | Refinance - Cash-out - Other | Within 120 days of funding (i.e., disbursement), and prior to the institution of judicial process, the borrower is notified of the violation, appropriate restitution is made, and whatever adjustments are necessary are made to the covered loan, at the choice of the<br> lender, to:<br> a. Conform the covered loan to the requirements of the Act;<br> b. Materially change the terms of the covered loan to benefit the borrower; or<br> c. Remove the features that caused the loan to be considered a covered loan.<br>To cure under (c) provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899188 | 34976558 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) South Carolina High-Cost Loan (Certification of Counseling) | [xxxx] High-Cost Loan: Evidence of Counseling Certification not in file. | xxxx |  |  |  | xxxx | 03/30/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899188 | 34976559 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) South Carolina High-Cost Loan (Financed Fees Exceeds Threshold) | [xxxx] High-Cost Loan: Points and fees financed into loan exceed [xxxx] of total loan amount. |  |  |  |  | xxxx | 03/30/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | See any available cure under the South Carolina High-Cost Loan threshold exception. B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899188 | 34976560 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) South Carolina High-Cost Loan (Points and Fees) | [xxxx] High-Cost and Consumer Home Loan Act: Points and Fees on subject loan of [xxxx] is in excess of the allowable maximum of [xxxx] of the Total Loan Amount. Points and Fees total [xxxx] on a Total Loan Amount of [xxxx] vs. an allowable total of [xxxx] (an overage of [xxxx] or [xxxx]). Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 03/30/2023 |  | 2 C B |  | SC | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days after the discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899188 | 34976561 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [xxxx] exceeds tolerance of [xxxx] plus [xxxx] or [xxxx]. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx | 03/30/2023 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899187 | 34976564 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | xxxx | 04/06/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976565 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | xxxx | 04/06/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976566 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. |  |  |  |  | xxxx | 04/06/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976567 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of [xxxx] of the amount past due or grace period of less than 15 days. |  |  |  |  | xxxx | 04/06/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976568 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of [xxxx] is in excess of the allowable maximum of [xxxx] of the Federal Total Loan Amount. Points and Fees of [xxxx] on a Federal Total Loan Amount of [xxxx] vs. an allowable total of [xxxx] (an overage of [xxxx] or [xxxx]). Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 04/06/2023 |  | 2 C B |  | LA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| 304899187 | 34976569 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | xxxx | 04/06/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976570 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [xxxx] is in excess of the allowable maximum of [xxxx] of the Federal Total Loan Amount. Points and Fees total [xxxx] on a Federal Total Loan Amount of [xxxx] vs. an allowable total of [xxxx] (an overage of [xxxx] or [xxxx]). |  |  |  |  | xxxx | 04/04/2023 |  |  | 1 C A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899187 | 34976571 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of [xxxx]. | xxxx |  |  |  | xxxx | 04/04/2023 |  |  | 1 B A C |  | LA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 304899187 | 34976573 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of [xxxx] matches the Due Diligence Loan Designation of [xxxx]. | xxxx |  |  |  | xxxx | 04/04/2023 |  |  | 1 A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899184 | 34976578 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of xxxx on Final Closing Disclosure provided on xx/xx/xxxx not accurate. | xxxx |  |  |  | xxxx |  |  | 04/04/2023 | 2 B |  | NC | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899184 | 34976579 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | xxxx |  |  |  | xxxx | 05/16/2023 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899184 | 34976580 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | xxxx |  |  |  | xxxx | 06/13/2023 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899178 | 34976584 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899178 | 34976585 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | xxxx |  |  |  | xxxx |  |  | 05/04/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899182 | 34976589 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Calculated APR/Rate) | City of xxxx Anti-Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899182 | 34976590 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899177 | 34976595 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 07/06/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899177 | 34976596 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 07/06/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899177 | 34976598 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of xxxx on Final Closing Disclosure provided on xx/xx/xxxx not accurate. | xxxx |  |  |  | xxxx |  |  | 05/09/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899177 | 34976599 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-151.40 is less than amount of binding Lender Credit previously disclosed in the amount of $-168.75. | xxxx |  |  |  | xxxx | 05/11/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899169 | 34976602 |  | Compliance | Compliance | City / Local Compliance | State Defect | (City High Cost) xxxx Threshold Loan (Stated APR) | City of xxxx Anti-Predatory Lending Ordinance: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  |  | 05/18/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899169 | 34976603 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Stated APR) | xxxx County Predatory Lending Ordinance: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  |  | 05/18/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899155 | 34976616 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 05/08/2023 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899155 | 34976617 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899155 | 34976618 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 05/08/2023 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899199 | 34976623 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/09/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899199 | 34976625 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/09/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899204 | 34976627 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/24/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899204 | 34976629 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/24/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899204 | 34976631 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | File contains a property inspection report dated xx/xx/xxxx that verifies no damage to the subject property, which is prior to the FEMA disaster dated xx/xx/xxxx that has no declared end date. Additional PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 05/04/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899198 | 34976635 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 06/06/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899198 | 34976636 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 05/26/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899198 | 34976638 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Post Close Closing Disclosure Timing Regular Transactions | TILA-RESPA Integrated Disclosure – Three-Day Waiting Period Timing Violation. Post Closing Disclosure reflects a change in APR, loan product, or addition of prepayment penalty which would have triggered an additional 3-day waiting period had it been correctly disclosed on the Final Closing Disclosure. | xxxx |  |  |  | xxxx | 06/06/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899198 | 34976639 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx |  | 06/06/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899197 | 34976644 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | xxxx |  |  |  | xxxx | 05/10/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899197 | 34976645 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | File contains a property inspection report dated xx/xx/xxxx that verifies no damage to the subject property, which is prior to the FEMA disaster dated xx/xx/xxxx that has no declared end date. Additional PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 05/04/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899197 | 34976647 |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  | xxxx |  |  |  | xxxx | 05/10/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899197 | 34976648 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  | xxxx |  |  | 05/05/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899197 | 34976649 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/23/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899197 | 34976650 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/23/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899195 | 34976655 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899195 | 34976656 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899195 | 34976658 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR Inaccurate – Regular Transaction Timing Without Waiver | TILA-RESPA Integrated Disclosure - Loan Calculations - APR disclosed on final CD xx/xx/xxxx is inaccurate (off by more than 0.125%) compared to actual APR at consummation. Closing Disclosure not provided to Borrower at least three (3) business days prior to closing. | xxxx |  |  |  | xxxx | 05/26/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| 304899195 | 34976659 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of xxxx on Final Closing Disclosure provided on xx/xx/xxxx not accurate. | xxxx |  |  |  | xxxx |  |  | 05/05/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 304899195 | 34976660 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | The subject property was appraised on xx/xx/xxxx after the FEMA disaster start date of xx/xx/xxxx. Per lender written attestation, a PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 05/10/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899195 | 34976661 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/12/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899194 | 34976664 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899194 | 34976667 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899194 | 34976668 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/12/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899192 | 34976671 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | The subject property was appraised on [REDACTED] which is on after the FEMA disaster start date of [REDACTED]. Per lender written attestation, a PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 05/10/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899192 | 34976673 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | xxxx |  |  |  | xxxx | 05/23/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| 304899192 | 34976675 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899192 | 34976676 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899192 | 34976677 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | [xxxx] Anti-Predatory Lending Statute: APR Threshold is exceeded by [xxxx]. APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/12/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899191 | 34976680 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899191 | 34976681 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Non QM | Non QM | Yes |
| 304899191 | 34976683 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  | xxxx |  |  | 05/09/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899191 | 34976684 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | [xxxx] Anti-Predatory Lending Statute: APR Threshold is exceeded by [xxxx]. APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/12/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899190 | 34976686 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | The property inspection report dated [REDACTED] which verifies no damage to the subject property, is dated after the FEMA disaster start date of [REDACTED] with no declared end date. Additional PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 05/08/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899190 | 34976690 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [xxxx] of [xxxx] on Final Closing Disclosure provided on [xxxx] not accurate. | xxxx |  |  |  | xxxx |  |  | 05/09/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899190 | 34976691 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [xxxx] Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899190 | 34976692 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | [xxxx] Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by [xxxx]. Final Closing Disclosure APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx | 05/12/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899190 | 34976693 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | [xxxx] Anti-Predatory Lending Statute: APR Threshold is exceeded by [xxxx]. APR of [xxxx] exceeds a threshold of [xxxx] based on the US Treasury for comparable maturities of [xxxx] plus jurisdiction allowable margin of [xxxx]. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 05/12/2023 |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899152 | 34976700 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The co-borrower's most recent paystub is illegible and 2022 W-2 is not documented in the file. Upon receipt of the legible paystub and 2022 W-2, additional conditions may apply. |  |  |  | xxxx | 08/10/2023 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899152 | 34976701 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 08/10/2023 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899152 | 34976702 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | xxxx |  |  |  | xxxx | 08/10/2023 |  |  | 1 B A C |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899152 | 34976703 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. | xxxx |  |  |  | xxxx | 08/10/2023 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899152 | 34976704 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 08/10/2023 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899144 | 34976712 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 06/09/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899207 | 34976714 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC | xxxx |  |  | 08/16/2023 | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899207 | 34976715 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is in excess of allowable threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | xxxx | 08/14/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899207 | 34976716 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx | 08/14/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899214 | 34976723 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Unknown Loan Designation Test | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is Non QM. | xxxx |  |  |  | xxxx | 08/16/2023 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304899214 | 34976724 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM DTI | Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency. | xxxx |  |  |  | xxxx | 08/16/2023 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 304899189 | 34976727 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The paystub and 2022 W-2 for the co-borrower were both illegible. Please provide legible income documentation for review. |  |  |  | xxxx | 08/15/2023 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899183 | 34976730 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. | xxxx |  |  |  | xxxx | 08/14/2023 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899183 | 34976731 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $1,060.00 exceeds tolerance of $905.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 08/16/2023 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304899185 | 34976735 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/21/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899185 | 34976736 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/21/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899185 | 34976737 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | xxxx |  |  |  | xxxx | 08/17/2023 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899185 | 34976738 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 08/17/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899185 | 34976739 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  | xxxx |  |  | 08/17/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899186 | 34976742 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of xxxx% is equal to or greater than the threshold of xxxx%. |  |  |  |  | xxxx | 08/22/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899186 | 34976743 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/18/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899186 | 34976744 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/18/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899186 | 34976746 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | xxxx |  |  |  | xxxx | 08/22/2023 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 304899186 | 34976747 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | File contains a property inspection report dated xx/xx/xxxx that verifies no damage to the subject property, which is prior to the FEMA disaster dated xx/xx/xxxx. Additional PDI is not required per client guides. | SitusAMC,Aggregator | xxxx |  |  | 08/14/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899180 | 34976751 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/21/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899180 | 34976752 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/21/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899180 | 34976754 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. | xxxx |  |  |  | xxxx | 08/18/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899180 | 34976755 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 08/18/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899180 | 34976756 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $522.00 exceeds tolerance of $250.00. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx |  | 08/18/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 304899181 | 34976758 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/17/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899181 | 34976759 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/17/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899181 | 34976761 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. | xxxx |  |  |  | xxxx | 08/18/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899179 | 34976764 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | Originator<br>SitusAMC | xxxx |  |  | 08/17/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899179 | 34976766 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/24/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899179 | 34976767 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/24/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899176 | 34976772 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. | xxxx |  |  |  | xxxx | 08/22/2023 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899173 | 34976774 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/25/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 304899173 | 34976775 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/25/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899173 | 34976777 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | xxxx |  |  |  | xxxx | 08/15/2023 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899173 | 34976778 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | SitusAMC,Aggregator | xxxx |  |  | 08/17/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 304899173 | 34976780 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | xxxx |  |  |  | xxxx |  |  | 08/16/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 304899174 | 34976785 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | xxxx |  |  |  | xxxx |  |  | 08/15/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899174 | 34976786 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/16/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899174 | 34976787 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/16/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899174 | 34976788 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 08/21/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899174 | 34976789 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | xxxx |  |  | 08/21/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899170 | 34976793 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/18/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899170 | 34976795 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/18/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899170 | 34976796 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | xxxx |  |  |  | xxxx |  |  | 08/14/2023 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899171 | 34976801 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/21/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899171 | 34976802 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/21/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899168 | 34976807 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide credit card statements or other acceptable documentation to support the revolving account payments considered by the lender that were not reported on the credit report. The following accounts were disclosed on the 1003 but not documented in the file: (1) xxxx with monthly payment of $xxxx and a balance of $xxxx. (2) xxxx with a monthly payment of $xxxx and a balance of $xxxx. |  |  |  | xxxx | 08/15/2023 |  |  | 1 C A |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899167 | 34976809 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | California Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | xxxx |  |  |  | xxxx | 08/16/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899167 | 34976811 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Stated APR) | California Anti-Predatory Lending Statute: Final Closing Disclosure APR Threshold is exceeded by xxxx%. Final Closing Disclosure APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | xxxx |  | 08/16/2023 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected TIL/PCCD reflecting the accurate APR and proof of delivery. B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899166 | 34976818 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $125.00 exceeds tolerance of $112.50. Insufficient or no cure was provided to the borrower. | xxxx |  |  |  | xxxx | 08/15/2023 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899157 | 34976839 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: xx/xx/xxxx. | SitusAMC,Aggregator | xxxx |  |  | 08/14/2023 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899156 | 34976848 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 08/11/2023 | 2 B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899154 | 34976854 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | xxxx |  |  |  | xxxx |  |  | 08/14/2023 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899154 | 34976855 |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of xxxx% or Final Disclosure APR of xxxx% is equal to or greater than the threshold of APOR xxxx% + 3.5%, or xxxx%. Non-Compliant Higher Priced Loan. |  |  |  |  | xxxx |  |  | 08/14/2023 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899148 | 34976865 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 08/14/2023 |  |  | 1 C A |  | OR | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899146 | 34976870 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on xx/xx/xxxx, prior to three (3) business days from transaction date of xx/xx/xxxx. | xxxx |  |  |  | xxxx |  | 08/22/2023 |  | 2 C B |  | MT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899146 | 34976871 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | xxxx |  |  |  | xxxx |  | 08/22/2023 |  | 2 C B |  | MT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 304899145 | 34976877 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Points and Fees) | xxxx County Predatory Lending Ordinance: Points and Fees on subject loan of xxxx% is in excess of the allowable maximum of 5.00000% of the County Total Loan Amount. Points and Fees total $xxxx on a County Total Loan Amount of $xxxx vs. an allowable total of $xxxx (an overage of $xxxx or xxxx%). Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/28/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899145 | 34976878 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/28/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899141 | 34976882 |  | Compliance | Compliance | County Compliance | State Defect | (County High Cost) xxxx County Threshold Loan (Calculated APR/Rate) | xxxx County Predatory Lending Ordinance: APR Threshold is exceeded by xxxx%. APR of xxxx% exceeds a threshold of xxxx% based on the US Treasury for comparable maturities of xxxx% plus jurisdiction allowable margin of 8.00000%. Compliant High Cost Loan. |  |  |  |  | xxxx |  |  | 08/16/2023 | 2 B |  | IL | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899141 | 34976887 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 08/22/2023 |  |  | 1 A |  | IL | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 304899142 | 34976891 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. | xxxx |  |  |  | xxxx |  |  | 08/16/2023 | 2 B |  | AK | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 304899140 | 34976893 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | xxxx |  |  |  | xxxx | 08/15/2023 |  |  | 1 B A C |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |

---

## Exhibit 99.4

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.4**

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Customer Loan ID** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Moody's** | **Morningstar** | **Morningstar** |
| 303856512 | C | C | A | C | A | B | A | N/A | B |  |
| 303856352 | C | C | A | C | A | A B |  |  | A B |  |
| 303906352 | A | A |  | A | A | A |  |  | A |  |
| 303906368 | A | A |  | A | A | A |  |  | A |  |
| 303906605 | A | B |  | B | A | B |  |  | B |  |
| 303906607 | A | A |  | A | A | A |  |  | A |  |
| 303906629 | D | A |  | D | A | A |  |  | A |  |
| 303906652 | A | B |  | B | A | B |  |  | B |  |
| 303906664 | A | B |  | B | A | B |  |  | B |  |
| 303906675 | D | A |  | D | A | A |  |  | A |  |
| 303906682 | A | A |  | A | A | A |  |  | A |  |
| 303906705 | A | A |  | A | A | A |  |  | A |  |
| 303906835 | D | A |  | D | A | A |  |  | A |  |
| 303906877 | A | A |  | A | A | A |  |  | A |  |
| 303872214 | C | C |  | C | A | A B |  |  | A B |  |
| 303907365 | A | C | A | C | A | A | A | A | A |  |
| 303907251 | A | A | A | A | A | A | A | N/A | A |  |
| 303907240 | A | C | A | C | A | A | A | N/A | A |  |
| 303858106 | C | C |  | C | A | A B |  |  | A B |  |
| 304075431 | A | A |  | A | A | A |  |  | A |  |
| 304091801 | C | B |  | C | B | B |  |  | B |  |
| 304096834 | A | A | A | A | A | A | A | A | A |  |
| 304310821 | A | C |  | C | A | A |  |  | A |  |
| 304320215 | A | C |  | C | A | A |  |  | A |  |
| 304337368 | A | C |  | C | A | B |  |  | B |  |
| 304337483 | A | C |  | C | A | B |  |  | B |  |
| 304334176 | A | C |  | C | A | B |  |  | B |  |
| 304357043 | A | A |  | A | A | A |  |  | A |  |
| 304365583 | B | C |  | C | B | B |  |  | B |  |
| 304366770 | A | A |  | A | A | A |  |  | A |  |
| 304386548 | A | B |  | B | A | B |  |  | B |  |
| 304380786 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304383115 | A | A |  | A | A | A |  |  | A |  |
| 304387979 | A | C |  | C | A | A B |  |  | A B |  |
| 304382918 | C | A |  | C | A | A |  |  | A |  |
| 304366835 | B | C |  | C | B | A B |  |  | B |  |
| 304380178 | A | A |  | A | A | A |  |  | A |  |
| 304376609 | A | A |  | A | A | A |  |  | A |  |
| 304379520 | A | A |  | A | A | A |  |  | A |  |
| 304391200 | A | A |  | A | A | A |  |  | A |  |
| 304380752 | D | C |  | D | A | A |  |  | A |  |
| 304390788 | C | A |  | C | B | A |  |  | B |  |
| 304385277 | A | B |  | B | A | B |  |  | B |  |
| 304384724 | D | A |  | D | B | A |  |  | B |  |
| 304384316 | C | A |  | C | A | A |  |  | A |  |
| 304382627 | A | A |  | A | A | A |  |  | A |  |
| 304400266 | A | A |  | A | A | A |  |  | A |  |
| 304400494 | A | C |  | C | A | B |  |  | B |  |
| 304385637 | A | A |  | A | A | A |  |  | A |  |
| 304388052 | A | A |  | A | A | A |  |  | A |  |
| 304390765 | A | A |  | A | A | A |  |  | A |  |
| 304391155 | A | A |  | A | A | A |  |  | A |  |
| 304393011 | A | A |  | A | A | A |  |  | A |  |
| 304392231 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304387138 | A | A |  | A | A | A |  |  | A |  |
| 304396706 | A | A |  | A | A | A |  |  | A |  |
| 304388574 | A | A |  | A | A | A |  |  | A |  |
| 304387726 | A | A |  | A | A | A |  |  | A |  |
| 304391156 | A | A |  | A | A | A |  |  | A |  |
| 304397219 | A | A |  | A | A | A |  |  | A |  |
| 304398683 | A | A |  | A | A | A |  |  | A |  |
| 304398288 | A | A |  | A | A | A |  |  | A |  |
| 304391927 | A | B |  | B | A | B |  |  | B |  |
| 304392232 | A | A |  | A | A | A |  |  | A |  |
| 304398839 | A | A |  | A | A | A |  |  | A |  |
| 304418238 | C | B |  | C | A | B |  |  | B |  |
| 304390465 | C | C |  | C | A | B |  |  | B |  |
| 304397135 | A | C | A | C | A | B |  |  | B |  |
| 304397116 | C | C | A | C | A | B |  |  | B |  |
| 304397079 | C | B |  | C | A | B |  |  | B |  |
| 304397076 | C | A | A | C | A | A |  |  | A |  |
| 304397068 | C | C |  | C | A | B |  |  | B |  |
| 304397024 | A | A |  | A | A | A |  |  | A |  |
| 304397019 | A | A |  | A | A | A |  |  | A |  |
| 304397056 | A | C | A | C | A | B |  |  | B |  |
| 304396998 | A | C | A | C | A | B |  |  | B |  |
| 304396989 | C | C |  | C | A | B |  |  | B |  |
| 304397008 | C | C | A | C | A | B |  |  | B |  |
| 304396963 | A | A |  | A | A | A |  |  | A |  |
| 304396942 | A | A |  | A | A | A |  |  | A |  |
| 304396943 | A | A |  | A | A | A |  |  | A |  |
| 304396957 | C | A |  | C | A | A |  |  | A |  |
| 304396987 | A | A |  | A | B | A |  |  | B |  |
| 304396906 | A | A |  | A | A | A |  |  | A |  |
| 304396927 | C | A |  | C | A | A |  |  | A |  |
| 304396891 | A | A |  | A | A | A |  |  | A |  |
| 304385063 | A | C |  | C | A | B |  |  | B |  |
| 304387439 | C | C |  | C | A | A B |  |  | A B |  |
| 304396595 | A | A |  | A | A | A |  |  | A |  |
| 304393008 | A | C |  | C | A | A |  |  | A |  |
| 304405573 | A | A |  | A | A | A |  |  | A |  |
| 304401315 | A | B |  | B | A | B |  |  | B |  |
| 304425998 | C | B |  | C | A | B |  |  | B |  |
| 304426098 | C | B |  | C | A | B |  |  | B |  |
| 304398019 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304398563 | A | A |  | A | A | A |  |  | A |  |
| 304398602 | A | A |  | A | A | A |  |  | A |  |
| 304391834 | A | C |  | C | A | A |  |  | A |  |
| 304418483 | C | C |  | C | B | A B |  |  | B |  |
| 304380032 | A | A |  | A | A | A |  |  | A |  |
| 304417258 | C | A |  | C | B | A |  |  | B |  |
| 304403769 | A | A |  | A | A | A |  |  | A |  |
| 304419043 | A | C |  | C | A | A B |  |  | A B |  |
| 304420162 | B | A |  | B | B | A |  |  | B |  |
| 304420347 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304405471 | C | A |  | C | A | A |  |  | A |  |
| 304417670 | A | A |  | A | A | A |  |  | A |  |
| 304405590 | A | C |  | C | A | A |  |  | A |  |
| 304393212 | A | C |  | C | A | A |  |  | A |  |
| 304405136 | A | A |  | A | A | A |  |  | A |  |
| 304398746 | A | A |  | A | A | A |  |  | A |  |
| 304403768 | B | A |  | B | B | A |  |  | B |  |
| 304405443 | C | A |  | C | B | A |  |  | B |  |
| 304416272 | A | A |  | A | A | A |  |  | A |  |
| 304417275 | A | C |  | C | A | A |  |  | A |  |
| 304401943 | A | B |  | B | A | B |  |  | B |  |
| 304422421 | A | A |  | A | A | A |  |  | A |  |
| 304405722 | A | A |  | A | A | A |  |  | A |  |
| 304418078 | A | A |  | A | A | A |  |  | A |  |
| 304419019 | A | A |  | A | A | A |  |  | A |  |
| 304425599 | A | C |  | C | A | A |  |  | A |  |
| 304420454 | C | A |  | C | A | A |  |  | A |  |
| 304425131 | B | C |  | C | B | A |  |  | B |  |
| 304428813 | B | A |  | B | B | A |  |  | B |  |
| 304419335 | A | A |  | A | A | A |  |  | A |  |
| 304427473 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304379860 | C | C |  | C | B | A B |  |  | B |  |
| 304405607 | C | A |  | C | A | A |  |  | A |  |
| 304425905 | A | A |  | A | A | A |  |  | A |  |
| 304418110 | A | A |  | A | A | A |  |  | A |  |
| 304439026 | C | A |  | C | B | A |  |  | B |  |
| 304438795 | C | B |  | C | A | B |  |  | B |  |
| 304439047 | C | B |  | C | A | B |  |  | B |  |
| 304419119 | A | A |  | A | A | A |  |  | A |  |
| 304425344 | C | A |  | C | B | A |  |  | B |  |
| 304419543 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304420509 | A | C |  | C | A | A B |  |  | A B |  |
| 304442570 | C | B |  | C | A | B |  |  | B |  |
| 304420829 | A | A |  | A | A | A |  |  | A |  |
| 304400597 | C | A |  | C | B | A |  |  | B |  |
| 304422979 | B | A |  | B | B | A |  |  | B |  |
| 304435356 | A | A |  | A | A | A |  |  | A |  |
| 304436289 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304422413 | A | A |  | A | A | A |  |  | A |  |
| 304425907 | C | A |  | C | B | A |  |  | B |  |
| 304422551 | A | C |  | C | A | A |  |  | A |  |
| 304422682 | C | C |  | C | A | A |  |  | A |  |
| 304422867 | A | A |  | A | A | A |  |  | A |  |
| 304422970 | C | A |  | C | B | A |  |  | B |  |
| 304417855 | B | A |  | B | B | A |  |  | B |  |
| 304422387 | A | A |  | A | A | A |  |  | A |  |
| 304457836 | C | A |  | C | A | A |  |  | A |  |
| 304457684 | C | C |  | C | A | B |  |  | B |  |
| 304457488 | C | B |  | C | A | B |  |  | B |  |
| 304425050 | A | B |  | B | A | B |  |  | B |  |
| 304418922 | A | A |  | A | A | A |  |  | A |  |
| 304426693 | A | C |  | C | A | A B |  |  | A B |  |
| 304427780 | A | A |  | A | A | A |  |  | A |  |
| 304424118 | A | A |  | A | A | A |  |  | A |  |
| 304428840 | A | A |  | A | A | A |  |  | A |  |
| 304436307 | A | A |  | A | A | A |  |  | A |  |
| 304420854 | A | A |  | A | A | A |  |  | A |  |
| 304429012 | A | C |  | C | A | A B |  |  | A B |  |
| 304432570 | A | A |  | A | A | A |  |  | A |  |
| 304437856 | C | A |  | C | A | A |  |  | A |  |
| 304427532 | A | A |  | A | A | A |  |  | A |  |
| 304420125 | A | A |  | A | A | A |  |  | A |  |
| 304427469 | A | A |  | A | A | A |  |  | A |  |
| 304435435 | C | C |  | C | B | A |  |  | B |  |
| 304441711 | A | A |  | A | A | A |  |  | A |  |
| 304441850 | A | A |  | A | A | A |  |  | A |  |
| 304459190 | A | A |  | A | A | A |  |  | A |  |
| 304442620 | C | A |  | C | B | A |  |  | B |  |
| 304436643 | A | A |  | A | A | A |  |  | A |  |
| 304437843 | A | A |  | A | A | A |  |  | A |  |
| 304432516 | A | A |  | A | A | A |  |  | A |  |
| 304429181 | A | A |  | A | A | A |  |  | A |  |
| 304429039 | A | A |  | A | A | A |  |  | A |  |
| 304432855 | C | A |  | C | A | A |  |  | A |  |
| 304439280 | A | A |  | A | A | A |  |  | A |  |
| 304438714 | A | A |  | A | A | A |  |  | A |  |
| 304441939 | A | A |  | A | A | A |  |  | A |  |
| 304466731 | C | A |  | C | A | A |  |  | A |  |
| 304466591 | C | B |  | C | A | B |  |  | B |  |
| 304441938 | B | B |  | B | B | B |  |  | B |  |
| 304429014 | A | A |  | A | A | A |  |  | A |  |
| 304437520 | A | A |  | A | A | A |  |  | A |  |
| 304437360 | A | A |  | A | A | A |  |  | A |  |
| 304437812 | A | C |  | C | A | A |  |  | A |  |
| 304420851 | B | A |  | B | B | A |  |  | B |  |
| 304432504 | A | A |  | A | A | A |  |  | A |  |
| 304458313 | A | A |  | A | A | A |  |  | A |  |
| 304440031 | A | A |  | A | A | A |  |  | A |  |
| 304439664 | A | A |  | A | A | A |  |  | A |  |
| 304462115 | B | A |  | B | B | A |  |  | B |  |
| 304437867 | A | A |  | A | A | A |  |  | A |  |
| 304443648 | A | A |  | A | A | A |  |  | A |  |
| 304462330 | A | A |  | A | A | A |  |  | A |  |
| 304454201 | A | A |  | A | A | A |  |  | A |  |
| 304456410 | A | A |  | A | A | A |  |  | A |  |
| 304438620 | A | A |  | A | A | A |  |  | A |  |
| 304459020 | A | A |  | A | A | A |  |  | A |  |
| 304462117 | A | A |  | A | A | A |  |  | A |  |
| 304467596 | D | A |  | D | A | A |  |  | A |  |
| 304470335 | C | A |  | C | A | A |  |  | A |  |
| 304443556 | C | A |  | C | A | A |  |  | A |  |
| 304443938 | A | A |  | A | A | A |  |  | A |  |
| 304443485 | A | A |  | A | A | A |  |  | A |  |
| 304470087 | A | A |  | A | A | A |  |  | A |  |
| 304467165 | A | A |  | A | A | A |  |  | A |  |
| 304459411 | A | A |  | A | A | A |  |  | A |  |
| 304471507 | A | A |  | A | A | A |  |  | A |  |
| 304469983 | A | A |  | A | A | A |  |  | A |  |
| 304466780 | A | A |  | A | A | A |  |  | A |  |
| 304459026 | A | A |  | A | A | A |  |  | A |  |
| 304471166 | B | A |  | B | A | A |  |  | A |  |
| 304469973 | A | A |  | A | A | A |  |  | A |  |
| 304471790 | A | A |  | A | A | A |  |  | A |  |
| 304470665 | C | A |  | C | A | A |  |  | A |  |
| 304427441 | A | A |  | A | A | A |  |  | A |  |
| 304470667 | A | A |  | A | A | A |  |  | A |  |
| 304472414 | A | A |  | A | A | A |  |  | A |  |
| 304475089 | C | C |  | C | A | A |  |  | A |  |
| 304484298 | A | C |  | C | A | B |  |  | B |  |
| 304484355 | A | B |  | B | A | B |  |  | B |  |
| 304467154 | A | A |  | A | A | A |  |  | A |  |
| 304459025 | C | C |  | C | B | B |  |  | B |  |
| 304462241 | A | A |  | A | A | A |  |  | A |  |
| 304471080 | A | A |  | A | A | A |  |  | A |  |
| 304473611 | A | A |  | A | A | A |  |  | A |  |
| 304476585 | A | A |  | A | A | A |  |  | A |  |
| 304470076 | A | C |  | C | A | A |  |  | A |  |
| 304459270 | A | A |  | A | A | A |  |  | A |  |
| 304481728 | A | A |  | A | A | A |  |  | A |  |
| 304481551 | A | A |  | A | A | A |  |  | A |  |
| 304472769 | A | A |  | A | A | A |  |  | A |  |
| 304481301 | A | A |  | A | A | A |  |  | A |  |
| 304477206 | A | A |  | A | A | A |  |  | A |  |
| 304475180 | A | A |  | A | A | A |  |  | A |  |
| 304475094 | A | B |  | B | A | B |  |  | B |  |
| 304482014 | C | A |  | C | B | A |  |  | B |  |
| 304510124 | C | B |  | C | A | B |  |  | B |  |
| 304510229 | C | A |  | C | A | A |  |  | A |  |
| 304510148 | C | C |  | C | A | B |  |  | B |  |
| 304471913 | A | C |  | C | A | A |  |  | A |  |
| 304484580 | A | A |  | A | A | A |  |  | A |  |
| 304471664 | A | C |  | C | A | A |  |  | A |  |
| 304475115 | C | C |  | C | A | A |  |  | A |  |
| 304481307 | A | A |  | A | A | A |  |  | A |  |
| 304491979 | C | A |  | C | B | A |  |  | B |  |
| 304490232 | A | A |  | A | A | A |  |  | A |  |
| 304481571 | A | C |  | C | A | B |  |  | B |  |
| 304437712 | C | A |  | C | A | A |  |  | A |  |
| 304489743 | A | C |  | C | A | B |  |  | B |  |
| 304481645 | A | A |  | A | A | A |  |  | A |  |
| 304477553 | A | A |  | A | A | A |  |  | A |  |
| 304490211 | A | A |  | A | A | A |  |  | A |  |
| 304483537 | A | A |  | A | A | A |  |  | A |  |
| 304492436 | A | A |  | A | A | A |  |  | A |  |
| 304485144 | A | A |  | A | A | A |  |  | A |  |
| 304632274 | B | A |  | B | B | A |  |  | B |  |
| 304489738 | A | A |  | A | A | A |  |  | A |  |
| 304496666 | A | A |  | A | A | A |  |  | A |  |
| 304482013 | C | A |  | C | A | A |  |  | A |  |
| 304489927 | A | A |  | A | A | A |  |  | A |  |
| 304493555 | B | A |  | B | B | A |  |  | B |  |
| 304635190 | A | B C |  | B C | A | B |  |  | B |  |
| 304635359 | C | B |  | C | A | B |  |  | B |  |
| 304635302 | C | B |  | C | A | B |  |  | B |  |
| 304635153 | C | B |  | C | B | B |  |  | B |  |
| 304635389 | A | C |  | C | A | B |  |  | B |  |
| 304635348 | C | C |  | C | A | B |  |  | B |  |
| 304635285 | C | C |  | C | B | B |  |  | B |  |
| 304635202 | C | A |  | C | A | A |  |  | A |  |
| 304635236 | C | A |  | C | A | A |  |  | A |  |
| 304635120 | A | B |  | B | A | B |  |  | B |  |
| 304492352 | A | A |  | A | A | A |  |  | A |  |
| 304483526 | A | A |  | A | A | A |  |  | A |  |
| 304489922 | A | A |  | A | A | A |  |  | A |  |
| 304638825 | A | C |  | C | A | B |  |  | B |  |
| 304638914 | A | A |  | A | A | A |  |  | A |  |
| 304638881 | A | B |  | B | A | B |  |  | B |  |
| 304638867 | A | B |  | B | A | B |  |  | B |  |
| 304638813 | A | C |  | C | A | B |  |  | B |  |
| 304481586 | A | C |  | C | A | B |  |  | B |  |
| 304490480 | A | A |  | A | A | A |  |  | A |  |
| 304486075 | B | A |  | B | B | A |  |  | B |  |
| 304509873 | A | A |  | A | A | A |  |  | A |  |
| 304572076 | A | A |  | A | A | A |  |  | A |  |
| 304632850 | A | A |  | A | A | A |  |  | A |  |
| 304631782 | A | A |  | A | A | A |  |  | A |  |
| 304485554 | A | A |  | A | A | A |  |  | A |  |
| 304497387 | C | A |  | C | A | A |  |  | A |  |
| 304489740 | B | A |  | B | B | A |  |  | B |  |
| 304572073 | A | A |  | A | A | A |  |  | A |  |
| 304494016 | A | A |  | A | A | A |  |  | A |  |
| 304494138 | A | A |  | A | A | A |  |  | A |  |
| 304496691 | A | A |  | A | A | A |  |  | A |  |
| 304496681 | A | A |  | A | A | A |  |  | A |  |
| 304511699 | A | A |  | A | A | A |  |  | A |  |
| 304498267 | A | A |  | A | A | A |  |  | A |  |
| 304511692 | A | A |  | A | A | A |  |  | A |  |
| 304634444 | A | A |  | A | A | A |  |  | A |  |
| 304638470 | A | C |  | C | A | B |  |  | B |  |
| 304510750 | A | A |  | A | A | A |  |  | A |  |
| 304639051 | A | A |  | A | A | A |  |  | A |  |
| 304494276 | C | C |  | C | A | A |  |  | A |  |
| 304636537 | A | C |  | C | A | B |  |  | B |  |
| 304552723 | A | A |  | A | A | A |  |  | A |  |
| 304632258 | A | A |  | A | A | A |  |  | A |  |
| 304634692 | A | A |  | A | A | A |  |  | A |  |
| 304632086 | A | A |  | A | A | A |  |  | A |  |
| 304511683 | A | A |  | A | A | A |  |  | A |  |
| 304510981 | A | A |  | A | A | A |  |  | A |  |
| 304638512 | A | A |  | A | A | A |  |  | A |  |
| 304635068 | A | A |  | A | A | A |  |  | A |  |
| 304485260 | A | A |  | A | A | A |  |  | A |  |
| 304495180 | C | A |  | C | A | A |  |  | A |  |
| 304511684 | A | A |  | A | A | A |  |  | A |  |
| 304510982 | A | A |  | A | A | A |  |  | A |  |
| 304632003 | A | A |  | A | A | A |  |  | A |  |
| 304639996 | A | C |  | C | A | A |  |  | A |  |
| 304639771 | A | A |  | A | A | A |  |  | A |  |
| 304552714 | A | A |  | A | A | A |  |  | A |  |
| 304632764 | A | C |  | C | A | B |  |  | B |  |
| 304632032 | A | A |  | A | A | A |  |  | A |  |
| 304636808 | A | A |  | A | A | A |  |  | A |  |
| 304640550 | A | A |  | A | A | A |  |  | A |  |
| 304636374 | A | A |  | A | A | A |  |  | A |  |
| 304639856 | C | A |  | C | A | A |  |  | A |  |
| 304638494 | A | C |  | C | A | A |  |  | A |  |
| 304636538 | A | A |  | A | A | A |  |  | A |  |
| 304638662 | A | A |  | A | A | A |  |  | A |  |
| 304639846 | C | A |  | C | A | A |  |  | A |  |
| 304640516 | C | C |  | C | A | A |  |  | A |  |
| 304509937 | C | A |  | C | B | A |  |  | B |  |
| 304638516 | A | A |  | A | A | A |  |  | A |  |
| 304642443 | B | A |  | B | B | A |  |  | B |  |
| 304632931 | A | A |  | A | A | A |  |  | A |  |
| 304637857 | A | C |  | C | A | A |  |  | A |  |
| 304640011 | A | A |  | A | A | A |  |  | A |  |
| 304495174 | A | A |  | A | A | A |  |  | A |  |
| 304636403 | A | A |  | A | A | A |  |  | A |  |
| 304642981 | A | A |  | A | A | A |  |  | A |  |
| 304640133 | A | A |  | A | A | A |  |  | A |  |
| 304641879 | A | A |  | A | A | A |  |  | A |  |
| 304643228 | A | A |  | A | A | A |  |  | A |  |
| 304494936 | A | A |  | A | A | A |  |  | A |  |
| 304634269 | A | A |  | A | A | A |  |  | A |  |
| 304637683 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304636809 | A | A |  | A | A | A |  |  | A |  |
| 304637662 | C | C |  | C | A | A |  |  | A |  |
| 304637699 | C | B |  | C | A | B |  |  | B |  |
| 304638980 | A | C |  | C | A | B |  |  | B |  |
| 304639874 | A | A |  | A | A | A |  |  | A |  |
| 304640019 | A | A |  | A | A | A |  |  | A |  |
| 304643270 | A | A |  | A | A | A |  |  | A |  |
| 304640515 | A | C |  | C | A | A |  |  | A |  |
| 304642463 | A | A |  | A | A | A |  |  | A |  |
| 304642572 | A | C |  | C | A | B |  |  | B |  |
| 304634537 | B | A |  | B | B | A |  |  | B |  |
| 304638518 | A | A |  | A | A | A |  |  | A |  |
| 304636816 | A | A |  | A | A | A |  |  | A |  |
| 304642815 | A | A |  | A | A | A |  |  | A |  |
| 304638559 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304636380 | A | A |  | A | A | A |  |  | A |  |
| 304665132 | B | C |  | C | B | A B |  |  | B |  |
| 304639444 | B | B |  | B | B | B |  |  | B |  |
| 304642531 | C | A |  | C | A | A |  |  | A |  |
| 304638536 | C | A |  | C | A | A |  |  | A |  |
| 304641791 | A | B |  | B | A | B |  |  | B |  |
| 304640025 | A | A |  | A | A | A |  |  | A |  |
| 304643345 | C | A |  | C | A | A |  |  | A |  |
| 304663724 | A | B |  | B | A | B |  |  | B |  |
| 304666682 | A | B |  | B | A | B |  |  | B |  |
| 304665125 | A | A |  | A | A | A |  |  | A |  |
| 304642567 | A | C |  | C | A | A |  |  | A |  |
| 304640542 | A | A |  | A | A | A |  |  | A |  |
| 304634546 | A | A |  | A | A | A |  |  | A |  |
| 304665750 | A | A |  | A | A | A |  |  | A |  |
| 304642414 | A | A |  | A | A | A |  |  | A |  |
| 304637696 | A | A |  | A | A | A |  |  | A |  |
| 304665742 | A | A |  | A | A | A |  |  | A |  |
| 304636552 | A | A |  | A | A | A |  |  | A |  |
| 304666683 | A | A |  | A | A | A |  |  | A |  |
| 304642984 | A | C |  | C | A | A |  |  | A |  |
| 304667929 | A | C |  | C | A | A |  |  | A |  |
| 304665141 | A | A |  | A | A | A |  |  | A |  |
| 304664489 | A | A |  | A | A | A |  |  | A |  |
| 304641732 | A | A |  | A | A | A |  |  | A |  |
| 304642573 | A | A |  | A | A | A |  |  | A |  |
| 304643248 | A | A |  | A | A | A |  |  | A |  |
| 304490478 | A | C |  | C | A | B |  |  | B |  |
| 304632844 | A | A |  | A | A | A |  |  | A |  |
| 304666685 | A | A |  | A | A | A |  |  | A |  |
| 304667767 | A | A |  | A | A | A |  |  | A |  |
| 304644106 | A | A |  | A | A | A |  |  | A |  |
| 304640106 | A | C |  | C | A | B |  |  | B |  |
| 304667789 | A | A |  | A | A | A |  |  | A |  |
| 304661407 | C | A |  | C | A | A |  |  | A |  |
| 304640486 | A | A |  | A | A | A |  |  | A |  |
| 304644229 | A | A |  | A | A | A |  |  | A |  |
| 304666815 | A | A |  | A | A | A |  |  | A |  |
| 304639935 | C | A |  | C | B | A |  |  | B |  |
| 304639440 | C | C |  | C | A | A |  |  | A |  |
| 304639738 | A | A |  | A | A | A |  |  | A |  |
| 304665123 | A | A |  | A | A | A |  |  | A |  |
| 304667779 | A | A |  | A | A | A |  |  | A |  |
| 304643216 | A | A |  | A | A | A |  |  | A |  |
| 304661406 | A | A |  | A | A | A |  |  | A |  |
| 304640109 | A | A |  | A | A | A |  |  | A |  |
| 304664438 | A | C |  | C | A | B |  |  | B |  |
| 304643246 | A | A |  | A | A | A |  |  | A |  |
| 304644114 | A | A |  | A | A | A |  |  | A |  |
| 304668992 | A | A |  | A | A | A |  |  | A |  |
| 304672344 | A | A |  | A | A | A |  |  | A |  |
| 304643271 | A | A |  | A | A | A |  |  | A |  |
| 304639994 | A | C |  | C | A | B |  |  | B |  |
| 304671427 | A | A |  | A | A | A |  |  | A |  |
| 304667768 | A | C |  | C | A | A |  |  | A |  |
| 304666780 | A | C |  | C | A | B |  |  | B |  |
| 304671344 | A | A |  | A | A | A |  |  | A |  |
| 304642992 | A | A |  | A | A | A |  |  | A |  |
| 304655598 | A | A |  | A | A | A |  |  | A |  |
| 304654853 | A | A |  | A | A | A |  |  | A |  |
| 304666684 | A | A |  | A | A | A |  |  | A |  |
| 304671297 | C | A |  | C | A | A |  |  | A |  |
| 304673615 | A | A |  | A | A | A |  |  | A |  |
| 304654724 | C | C |  | C | A | A |  |  | A |  |
| 304671346 | A | A |  | A | A | A |  |  | A |  |
| 304665133 | A | A |  | A | A | A |  |  | A |  |
| 304643387 | A | A |  | A | A | A |  |  | A |  |
| 304664488 | A | B |  | B | A | B |  |  | B |  |
| 304510758 | A | C |  | C | A | A |  |  | A |  |
| 304666697 | C | A |  | C | A | A |  |  | A |  |
| 304638517 | A | C |  | C | A | B |  |  | B |  |
| 304665181 | A | A |  | A | A | A |  |  | A |  |
| 304665252 | A | A |  | A | A | A |  |  | A |  |
| 304643485 | A | A |  | A | A | A |  |  | A |  |
| 304664443 | A | A |  | A | A | A |  |  | A |  |
| 304644096 | A | A |  | A | A | A |  |  | A |  |
| 304667940 | A | A |  | A | A | A |  |  | A |  |
| 304663286 | A | C |  | C | A | B |  |  | B |  |
| 304666701 | A | A |  | A | A | A |  |  | A |  |
| 304681090 | A | A |  | A | A | A |  |  | A |  |
| 304665171 | A | A |  | A | A | A |  |  | A |  |
| 304671753 | A | C |  | C | A | A |  |  | A |  |
| 304665117 | A | A |  | A | A | A |  |  | A |  |
| 304674637 | A | B |  | B | A | B |  |  | B |  |
| 304673624 | A | A |  | A | A | A |  |  | A |  |
| 304667842 | A | A |  | A | A | A |  |  | A |  |
| 304640134 | A | A |  | A | A | A |  |  | A |  |
| 304636815 | A | A |  | A | A | A |  |  | A |  |
| 304680445 | A | A |  | A | A | A |  |  | A |  |
| 304680441 | C | C |  | C | A | A |  |  | A |  |
| 304680398 | A | C |  | C | A | B |  |  | B |  |
| 304641715 | A | C |  | C | A | A |  |  | A |  |
| 304676109 | A | A |  | A | A | A |  |  | A |  |
| 304655619 | A | A |  | A | A | A |  |  | A |  |
| 304671049 | C | C |  | C | A | A |  |  | A |  |
| 304664460 | A | A |  | A | A | A |  |  | A |  |
| 304643247 | C | B |  | C | A | B |  |  | B |  |
| 304677747 | C | C |  | C | A | A |  |  | A |  |
| 304672315 | C | A |  | C | A | A |  |  | A |  |
| 304664439 | A | A |  | A | A | A |  |  | A |  |
| 304654686 | A | A |  | A | A | A |  |  | A |  |
| 304664444 | B | C |  | C | B | B |  |  | B |  |
| 304416427 | A | A |  | A | A | A |  |  | A |  |
| 304664554 | A | A |  | A | A | A |  |  | A |  |
| 304671584 | A | A |  | A | A | A |  |  | A |  |
| 304677906 | A | C |  | C | A | B |  |  | B |  |
| 304671581 | A | C |  | C | A | B |  |  | B |  |
| 304672269 | C | A |  | C | A | A |  |  | A |  |
| 304676822 | A | A |  | A | A | A |  |  | A |  |
| 304674484 | A | A |  | A | A | A |  |  | A |  |
| 304666816 | A | A |  | A | A | A |  |  | A |  |
| 304671439 | A | C |  | C | A | A |  |  | A |  |
| 304669755 | A | A |  | A | A | A |  |  | A |  |
| 304677934 | A | A |  | A | A | A |  |  | A |  |
| 304665131 | A | A |  | A | A | A |  |  | A |  |
| 304677945 | A | A |  | A | A | A |  |  | A |  |
| 304674485 | A | A |  | A | A | A |  |  | A |  |
| 304674644 | A | A |  | A | A | A |  |  | A |  |
| 304665142 | A | C |  | C | A | A |  |  | A |  |
| 304639865 | A | C D |  | C D | A | B |  |  | B |  |
| 304677724 | A | C |  | C | A | A |  |  | A |  |
| 304665239 | A | C |  | C | A | A |  |  | A |  |
| 304671330 | A | A |  | A | A | A |  |  | A |  |
| 304672301 | A | C |  | C | A | A |  |  | A |  |
| 304665163 | A | A |  | A | A | A |  |  | A |  |
| 304676880 | A | A |  | A | A | A |  |  | A |  |
| 304663374 | A | A |  | A | A | A |  |  | A |  |
| 304667788 | A | A |  | A | A | A |  |  | A |  |
| 304678694 | A | A |  | A | A | A |  |  | A |  |
| 304668991 | A | A |  | A | A | A |  |  | A |  |
| 304677714 | C | C |  | C | A | B |  |  | B |  |
| 304676328 | A | C |  | C | A | B |  |  | B |  |
| 304677156 | A | A |  | A | A | A |  |  | A |  |
| 304678220 | A | A |  | A | A | A |  |  | A |  |
| 304665158 | A | A |  | A | A | A |  |  | A |  |
| 304643275 | A | A |  | A | A | A |  |  | A |  |
| 304677997 | D | C |  | D | A | A |  |  | A |  |
| 304670806 | A | A |  | A | A | A |  |  | A |  |
| 304667835 | A | A |  | A | A | A |  |  | A |  |
| 304671048 | A | C |  | C | A | A |  |  | A |  |
| 304667745 | A | A |  | A | A | A |  |  | A |  |
| 304676110 | A | B |  | B | A | B |  |  | B |  |
| 304671428 | A | A |  | A | A | A |  |  | A |  |
| 304671443 | A | A |  | A | A | A |  |  | A |  |
| 304674466 | A | A |  | A | A | A |  |  | A |  |
| 304664553 | A | A |  | A | A | A |  |  | A |  |
| 304678794 | A | B |  | B | A | B |  |  | B |  |
| 304665118 | A | B |  | B | A | B |  |  | B |  |
| 304677914 | A | A |  | A | A | A |  |  | A |  |
| 304676807 | A | A |  | A | A | A |  |  | A |  |
| 304667939 | A | A |  | A | A | A |  |  | A |  |
| 304677728 | B | C |  | C | B | B |  |  | B |  |
| 304676335 | A | A |  | A | A | A |  |  | A |  |
| 304676324 | A | A |  | A | A | A |  |  | A |  |
| 304672414 | A | A |  | A | A | A |  |  | A |  |
| 304678225 | A | A |  | A | A | A |  |  | A |  |
| 304674476 | A | A |  | A | A | A |  |  | A |  |
| 304672415 | A | B |  | B | A | B |  |  | B |  |
| 304678728 | A | A |  | A | A | A |  |  | A |  |
| 304672316 | A | A |  | A | A | A |  |  | A |  |
| 304486391 | A | A |  | A | A | A |  |  | A |  |
| 304667746 | A | A |  | A | A | A |  |  | A |  |
| 304639997 | A | A |  | A | A | A |  |  | A |  |
| 304679520 | A | A |  | A | A | A |  |  | A |  |
| 304678722 | A | A |  | A | A | A |  |  | A |  |
| 304678246 | A | A |  | A | A | A |  |  | A |  |
| 304674645 | A | C |  | C | A | A |  |  | A |  |
| 304680569 | A | A |  | A | A | A |  |  | A |  |
| 304678332 | A | A |  | A | A | A |  |  | A |  |
| 304677338 | A | A |  | A | A | A |  |  | A |  |
| 304671616 | A | A |  | A | A | A |  |  | A |  |
| 304678993 | A | A |  | A | A | A |  |  | A |  |
| 304669783 | A | C |  | C | A | A |  |  | A |  |
| 304678994 | A | A |  | A | A | A |  |  | A |  |
| 304671583 | A | C |  | C | A | A |  |  | A |  |
| 304665753 | A | C |  | C | A | A |  |  | A |  |
| 304667935 | A | C |  | C | A | A |  |  | A |  |
| 304681405 | A | C |  | C | A | B |  |  | B |  |
| 304666807 | A | A |  | A | A | A |  |  | A |  |
| 304679195 | A | A |  | A | A | A |  |  | A |  |
| 304677344 | A | A |  | A | A | A |  |  | A |  |
| 304633494 | A | A |  | A | A | A |  |  | A |  |
| 304677730 | A | A |  | A | A | A |  |  | A |  |
| 304677814 | C | A |  | C | B | A |  |  | B |  |
| 304470347 | A | A |  | A | A | A |  |  | A |  |
| 304674584 | A | A |  | A | A | A |  |  | A |  |
| 304671338 | A | A |  | A | A | A |  |  | A |  |
| 304677247 | A | A |  | A | A | A |  |  | A |  |
| 304665223 | A | C |  | C | A | A |  |  | A |  |
| 304677162 | A | A |  | A | A | A |  |  | A |  |
| 304682060 | A | A |  | A | A | A |  |  | A |  |
| 304678703 | A | A |  | A | A | A |  |  | A |  |
| 304677252 | A | A |  | A | A | A |  |  | A |  |
| 304681087 | A | A |  | A | A | A |  |  | A |  |
| 304671701 | A | C |  | C | A | B |  |  | B |  |
| 304672324 | A | A |  | A | A | A |  |  | A |  |
| 304681406 | A | A |  | A | A | A |  |  | A |  |
| 304674638 | A | A |  | A | A | A |  |  | A |  |
| 304674465 | A | A |  | A | A | A |  |  | A |  |
| 304672278 | A | A |  | A | A | A |  |  | A |  |
| 304681193 | A | A |  | A | A | A |  |  | A |  |
| 304686391 | B | A |  | B | B | A |  |  | B |  |
| 304680923 | A | A |  | A | A | A |  |  | A |  |
| 304532360 | C | A |  | C | A | A |  |  | A |  |
| 304678252 | A | A |  | A | A | A |  |  | A |  |
| 304678326 | A | A |  | A | A | A |  |  | A |  |
| 304677177 | A | C |  | C | A | B |  |  | B |  |
| 304676758 | A | A |  | A | A | A |  |  | A |  |
| 304681101 | A | A |  | A | A | A |  |  | A |  |
| 304671305 | B | A |  | B | B | A |  |  | B |  |
| 304666698 | B | B |  | B | B | B |  |  | B |  |
| 304672314 | A | A |  | A | A | A |  |  | A |  |
| 304676125 | A | A |  | A | A | A |  |  | A |  |
| 304680565 | A | C |  | C | A | B |  |  | B |  |
| 304681401 | A | A |  | A | A | A |  |  | A |  |
| 304682067 | A | A |  | A | A | A |  |  | A |  |
| 304677332 | A | A |  | A | A | A |  |  | A |  |
| 304671587 | A | A |  | A | A | A |  |  | A |  |
| 304665752 | A | C |  | C | A | A |  |  | A |  |
| 304685131 | A | A |  | A | A | A |  |  | A |  |
| 304683287 | A | A |  | A | A | A |  |  | A |  |
| 304678996 | A | A |  | A | A | A |  |  | A |  |
| 304677984 | A | A |  | A | A | A |  |  | A |  |
| 304682042 | A | A |  | A | A | A |  |  | A |  |
| 304678729 | A | A |  | A | A | A |  |  | A |  |
| 304677944 | A | A |  | A | A | A |  |  | A |  |
| 304678230 | A | A |  | A | A | A |  |  | A |  |
| 304676760 | A | A |  | A | A | A |  |  | A |  |
| 304683283 | A | A |  | A | A | A |  |  | A |  |
| 304683261 | A | A |  | A | A | A |  |  | A |  |
| 304676789 | C | C |  | C | A | A |  |  | A |  |
| 304677743 | A | C |  | C | A | A |  |  | A |  |
| 304681676 | C | C |  | C | A | B |  |  | B |  |
| 304676329 | A | A |  | A | A | A |  |  | A |  |
| 304642385 | A | A |  | A | A | A |  |  | A |  |
| 304684783 | A | A |  | A | A | A |  |  | A |  |
| 304677251 | A | A |  | A | A | A |  |  | A |  |
| 304677148 | A | A |  | A | A | A |  |  | A |  |
| 304678720 | A | B |  | B | A | B |  |  | B |  |
| 304677915 | A | A |  | A | A | A |  |  | A |  |
| 304677729 | A | A |  | A | A | A |  |  | A |  |
| 304678689 | A | A |  | A | A | A |  |  | A |  |
| 304676108 | A | A |  | A | A | A |  |  | A |  |
| 304685899 | B | A |  | B | B | A |  |  | B |  |
| 304680501 | A | A |  | A | A | A |  |  | A |  |
| 304678992 | A | A |  | A | A | A |  |  | A |  |
| 304677946 | C | C |  | C | A | A |  |  | A |  |
| 304681387 | A | A |  | A | A | A |  |  | A |  |
| 304676778 | C | A |  | C | B | A |  |  | B |  |
| 304685731 | B | C |  | C | B | B |  |  | B |  |
| 304682162 | A | B |  | B | A | B |  |  | B |  |
| 304687245 | A | A |  | A | A | A |  |  | A |  |
| 304677262 | A | A |  | A | A | A |  |  | A |  |
| 304687128 | A | A |  | A | A | A |  |  | A |  |
| 304665180 | A | A |  | A | A | A |  |  | A |  |
| 304683286 | B | A |  | B | B | A |  |  | B |  |
| 304683377 | A | A |  | A | A | A |  |  | A |  |
| 304677353 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304678245 | A | C |  | C | A | A |  |  | A |  |
| 304687388 | C | A |  | C | A | A |  |  | A |  |
| 304679599 | A | A |  | A | A | A |  |  | A |  |
| 304679615 | A | A |  | A | A | A |  |  | A |  |
| 304681749 | A | A |  | A | A | A |  |  | A |  |
| 304677713 | A | A |  | A | A | A |  |  | A |  |
| 304678693 | A | A |  | A | A | A |  |  | A |  |
| 304679215 | A | A |  | A | A | A |  |  | A |  |
| 304684576 | A | C |  | C | A | A |  |  | A |  |
| 304684727 | A | A |  | A | A | A |  |  | A |  |
| 304684769 | A | A |  | A | A | A |  |  | A |  |
| 304685277 | A | A |  | A | A | A |  |  | A |  |
| 304685182 | A | A |  | A | A | A |  |  | A |  |
| 304684671 | C | B |  | C | B | B |  |  | B |  |
| 304681073 | A | A |  | A | A | A |  |  | A |  |
| 304666779 | A | C |  | C | A | A |  |  | A |  |
| 304691508 | A | A |  | A | A | A |  |  | A |  |
| 304681089 | A | B |  | B | A | B |  |  | B |  |
| 304682137 | A | A |  | A | A | A |  |  | A |  |
| 304676189 | A | A |  | A | A | A |  |  | A |  |
| 304680912 | A | A |  | A | A | A |  |  | A |  |
| 304687702 | A | A |  | A | A | A |  |  | A |  |
| 304678008 | A | C D |  | C D | A | B |  |  | B |  |
| 304687728 | A | A |  | A | A | A |  |  | A |  |
| 304677933 | A | C |  | C | A | A |  |  | A |  |
| 304680922 | A | A |  | A | A | A |  |  | A |  |
| 304681677 | A | A |  | A | A | A |  |  | A |  |
| 304680570 | A | A |  | A | A | A |  |  | A |  |
| 304681691 | A | A |  | A | A | A |  |  | A |  |
| 304685210 | A | A |  | A | A | A |  |  | A |  |
| 304677991 | A | A |  | A | A | A |  |  | A |  |
| 304685772 | A | C |  | C | A | A |  |  | A |  |
| 304684768 | C | A |  | C | A | A |  |  | A |  |
| 304683284 | A | A |  | A | A | A |  |  | A |  |
| 304684753 | A | A |  | A | A | A |  |  | A |  |
| 304677263 | A | A |  | A | A | A |  |  | A |  |
| 304682061 | A | A |  | A | A | A |  |  | A |  |
| 304684673 | C | A |  | C | A | A |  |  | A |  |
| 304678259 | A | A |  | A | A | A |  |  | A |  |
| 304682033 | A | B |  | B | A | B |  |  | B |  |
| 304685730 | A | C |  | C | A | A |  |  | A |  |
| 304681388 | A | C |  | C | A | A |  |  | A |  |
| 304688695 | A | A |  | A | A | A |  |  | A |  |
| 304694134 | A | B |  | B | A | B |  |  | B |  |
| 304682043 | A | A |  | A | A | A |  |  | A |  |
| 304692081 | A | A |  | A | A | A |  |  | A |  |
| 304687151 | A | A |  | A | A | A |  |  | A |  |
| 304669754 | C | A |  | C | B | A |  |  | B |  |
| 304681389 | A | A |  | A | A | A |  |  | A |  |
| 304684411 | A | A |  | A | A | A |  |  | A |  |
| 304679229 | A | A |  | A | A | A |  |  | A |  |
| 304692080 | A | A |  | A | A | A |  |  | A |  |
| 304688681 | A | A |  | A | A | A |  |  | A |  |
| 304635011 | A | A |  | A | A | A |  |  | A |  |
| 304685183 | A | A |  | A | A | A |  |  | A |  |
| 304692178 | A | A |  | A | A | A |  |  | A |  |
| 304692245 | A | A |  | A | A | A |  |  | A |  |
| 304687147 | A | A |  | A | A | A |  |  | A |  |
| 304686651 | C | A |  | C | A | A |  |  | A |  |
| 304692898 | A | A |  | A | A | A |  |  | A |  |
| 304682169 | A | A |  | A | A | A |  |  | A |  |
| 304683285 | A | C |  | C | A | A |  |  | A |  |
| 304692632 | A | A |  | A | A | A |  |  | A |  |
| 304683290 | A | A |  | A | A | A |  |  | A |  |
| 304676319 | A | C |  | C | A | A |  |  | A |  |
| 304681095 | A | A |  | A | A | A |  |  | A |  |
| 304691422 | A | A |  | A | A | A |  |  | A |  |
| 304681403 | A | A |  | A | A | A |  |  | A |  |
| 304684412 | B | C |  | C | B | B |  |  | B |  |
| 304691204 | A | A |  | A | A | A |  |  | A |  |
| 304694022 | A | A |  | A | A | A |  |  | A |  |
| 304684630 | C | B |  | C | A | B |  |  | B |  |
| 304663390 | C | A |  | C | A | A |  |  | A |  |
| 304684814 | A | A |  | A | A | A |  |  | A |  |
| 304686450 | A | C |  | C | A | A |  |  | A |  |
| 304692063 | A | A |  | A | A | A |  |  | A |  |
| 304684748 | A | A |  | A | A | A |  |  | A |  |
| 304688347 | A | A |  | A | A | A |  |  | A |  |
| 304692664 | A | A |  | A | A | A |  |  | A |  |
| 304685771 | A | A |  | A | A | A |  |  | A |  |
| 304686652 | A | A |  | A | A | A |  |  | A |  |
| 304687136 | A | A |  | A | A | A |  |  | A |  |
| 304685734 | B | A |  | B | B | A |  |  | B |  |
| 304688478 | A | A |  | A | A | A |  |  | A |  |
| 304691196 | A | A |  | A | A | A |  |  | A |  |
| 304685330 | A | A |  | A | A | A |  |  | A |  |
| 304694273 | A | A |  | A | A | A |  |  | A |  |
| 304674472 | A | A |  | A | A | A |  |  | A |  |
| 304678331 | A | A |  | A | A | A |  |  | A |  |
| 304685865 | A | C |  | C | A | A |  |  | A |  |
| 304691202 | A | A |  | A | A | A |  |  | A |  |
| 304681746 | A | A |  | A | A | A |  |  | A |  |
| 304688680 | A | A |  | A | A | A |  |  | A |  |
| 304681117 | B | B |  | B | B | B |  |  | B |  |
| 304694005 | A | A |  | A | A | A |  |  | A |  |
| 304692177 | A | A |  | A | A | A |  |  | A |  |
| 304681411 | A | A |  | A | A | A |  |  | A |  |
| 304695549 | C | A |  | C | A | A |  |  | A |  |
| 304696981 | A | A |  | A | A | A |  |  | A |  |
| 304694035 | A | A |  | A | A | A |  |  | A |  |
| 304695585 | A | A |  | A | A | A |  |  | A |  |
| 304684779 | A | A |  | A | A | A |  |  | A |  |
| 304688535 | A | A |  | A | A | A |  |  | A |  |
| 304692241 | A | A |  | A | A | A |  |  | A |  |
| 304694044 | A | A |  | A | A | A |  |  | A |  |
| 304678721 | A | A |  | A | A | A |  |  | A |  |
| 304695600 | A | A |  | A | A | A |  |  | A |  |
| 304698194 | B | A |  | B | B | A |  |  | B |  |
| 304683262 | B | A |  | B | B | A |  |  | B |  |
| 304687703 | B | A |  | B | B | A |  |  | B |  |
| 304687130 | A | A |  | A | A | A |  |  | A |  |
| 304697090 | C | A |  | C | A | A |  |  | A |  |
| 304694023 | A | A |  | A | A | A |  |  | A |  |
| 304691379 | A | A |  | A | A | A |  |  | A |  |
| 304699209 | A | A |  | A | A | A |  |  | A |  |
| 304668984 | A | A |  | A | A | A |  |  | A |  |
| 304688706 | A | A |  | A | A | A |  |  | A |  |
| 304687724 | A | A |  | A | A | A |  |  | A |  |
| 304694015 | A | A |  | A | A | A |  |  | A |  |
| 304687257 | A | A |  | A | A | A |  |  | A |  |
| 304697029 | A | A |  | A | A | A |  |  | A |  |
| 304698315 | A | A |  | A | A | A |  |  | A |  |
| 304684770 | A | A |  | A | A | A |  |  | A |  |
| 304698243 | A | A |  | A | A | A |  |  | A |  |
| 304699239 | A | A |  | A | A | A |  |  | A |  |
| 304700856 | A | A |  | A | A | A |  |  | A |  |
| 304694912 | A | A |  | A | A | A |  |  | A |  |
| 304688443 | A | A |  | A | A | A |  |  | A |  |
| 304697002 | A | C |  | C | A | B |  |  | B |  |
| 304698317 | C | A |  | C | A | A |  |  | A |  |
| 304683352 | C | C |  | C | B | B |  |  | B |  |
| 304695032 | A | A |  | A | A | A |  |  | A |  |
| 304688530 | C | A |  | C | B | A |  |  | B |  |
| 304692174 | A | B |  | B | A | B |  |  | B |  |
| 304720387 | C | C |  | C | B | B |  |  | B |  |
| 304704531 | C | C |  | C | A | B |  |  | B |  |
| 304707871 | C | C |  | C | A | B |  |  | B |  |
| 304707896 | A | A |  | A | A | A |  |  | A |  |
| 304702950 | A | C |  | C | A | A |  |  | A |  |
| 304709864 | A | A |  | A | A | A |  |  | A |  |
| 304704878 | C | A |  | C | B | A |  |  | B |  |
| 304700379 | A | C |  | C | A | B |  |  | B |  |
| 304711733 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304727804 | C | A |  | C | A | A |  |  | A |  |
| 304730789 | A | A |  | A | A | A |  |  | A |  |
| 304711666 | C | C |  | C | A | B |  |  | B |  |
| 304729072 | A | C |  | C | A | B |  |  | B |  |
| 304728633 | C | A |  | C | A | A |  |  | A |  |
| 304731032 | B | C |  | C | B | B |  |  | B |  |
| 304724699 | C | C |  | C | A | A |  |  | A |  |
| 304730161 | A | C |  | C | A | A B |  |  | A B |  |
| 304719430 | C | C |  | C | A | A |  |  | A |  |
| 304752025 | A | A |  | A | A | A |  |  | A |  |
| 304752043 | A | C |  | C | A | B |  |  | B |  |
| 304752042 | C | C |  | C | B | B |  |  | B |  |
| 304752007 | A | C |  | C | A | A B |  |  | A B |  |
| 304752008 | A | C |  | C | A | A B |  |  | A B |  |
| 304751974 | C | C |  | C | B | A B |  |  | B |  |
| 304751962 | A | B |  | B | A | B |  |  | B |  |
| 304752052 | A | C |  | C | A | B |  |  | B |  |
| 304751968 | A | A |  | A | A | A |  |  | A |  |
| 304751956 | A | A |  | A | A | A |  |  | A |  |
| 304752057 | C | C |  | C | B | A B |  |  | B |  |
| 304752023 | A | C |  | C | A | A B |  |  | A B |  |
| 304752047 | A | C |  | C | A | B |  |  | B |  |
| 304752002 | A | B |  | B | A | B |  |  | B |  |
| 304752045 | A | C |  | C | A | B |  |  | B |  |
| 304751982 | C | C |  | C | A | A |  |  | A |  |
| 304752000 | C | A |  | C | A | A |  |  | A |  |
| 304752012 | A | C |  | C | A | A |  |  | A |  |
| 304751989 | C | C |  | C | B | B |  |  | B |  |
| 304751996 | C | B |  | C | A | A |  |  | A |  |
| 304751977 | C | A |  | C | B | A |  |  | B |  |
| 304751970 | A | A |  | A | A | A |  |  | A |  |
| 304752040 | A | C |  | C | A | A B |  |  | A B |  |
| 304752033 | C | A |  | C | A | A |  |  | A |  |
| 304751984 | A | C |  | C | A | B |  |  | B |  |
| 304752035 | C | C |  | C | A | A B |  |  | A B |  |
| 304752001 | A | A |  | A | A | A |  |  | A |  |
| 304752053 | C | C |  | C | A | B |  |  | B |  |
| 304752021 | A | A |  | A | A | A |  |  | A |  |
| 304752003 | A | A |  | A | A | A |  |  | A |  |
| 304752038 | A | C |  | C | A | A B |  |  | A B |  |
| 304751976 | A | A |  | A | A | A |  |  | A |  |
| 304751973 | A | B |  | B | A | A |  |  | A |  |
| 304751961 | A | A |  | A | A | A |  |  | A |  |
| 304752015 | C | C |  | C | A | B |  |  | B |  |
| 304751969 | A | C |  | C | A | A |  |  | A |  |
| 304752022 | A | C |  | C | A | A B |  |  | A B |  |
| 304752018 | C | A |  | C | A | A |  |  | A |  |
| 304752014 | A | C |  | C | A | A |  |  | A |  |
| 304752046 | A | C |  | C | A | B |  |  | B |  |
| 304752017 | C | B |  | C | A | B |  |  | B |  |
| 304751990 | C | A |  | C | A | A |  |  | A |  |
| 304727142 | A | C |  | C | A | B |  |  | B |  |
| 304733108 | A | C |  | C | A | B |  |  | B |  |
| 304733017 | A | C |  | C | A | B |  |  | B |  |
| 304731062 | A | C |  | C | A | B |  |  | B |  |
| 304724743 | C | C |  | C | A | B |  |  | B |  |
| 304732773 | C | C |  | C | A | A B |  |  | A B |  |
| 304727494 | A | A |  | A | A | A |  |  | A |  |
| 304728052 | C | A |  | C | A | A |  |  | A |  |
| 304707149 | C | C |  | C | A | B |  |  | B |  |
| 304734807 | C | C |  | C | A | A B |  |  | A B |  |
| 304720565 | C | C |  | C | A | B |  |  | B |  |
| 304730170 | A | A |  | A | A | A |  |  | A |  |
| 304724748 | A | C |  | C | A | B |  |  | B |  |
| 304732766 | A | A |  | A | A | A |  |  | A |  |
| 304725191 | A | C |  | C | A | A B |  |  | A B |  |
| 304749699 | A | C |  | C | A | B |  |  | B |  |
| 304715545 | A | A |  | A | A | A |  |  | A |  |
| 304727972 | A | A |  | A | A | A |  |  | A |  |
| 304760303 | C | A |  | C | A | A |  |  | A |  |
| 304760290 | C | A |  | C | A | A |  |  | A |  |
| 304760273 | C | A |  | C | A | A |  |  | A |  |
| 304760271 | C | A |  | C | A | A |  |  | A |  |
| 304760256 | C | A |  | C | A | A |  |  | A |  |
| 304760254 | C | C |  | C | A | B |  |  | B |  |
| 304760239 | C | A |  | C | A | A |  |  | A |  |
| 304760237 | C | A |  | C | A | A |  |  | A |  |
| 304760220 | C | A |  | C | A | A |  |  | A |  |
| 304760217 | C | B |  | C | A | B |  |  | B |  |
| 304760205 | C | A |  | C | A | A |  |  | A |  |
| 304760203 | C | A |  | C | A | A |  |  | A |  |
| 304760194 | C | C |  | C | A | B |  |  | B |  |
| 304760190 | C | A |  | C | A | A |  |  | A |  |
| 304760188 | C | A |  | C | A | A |  |  | A |  |
| 304760186 | C | A |  | C | A | A |  |  | A |  |
| 304760173 | C | C |  | C | A | B |  |  | B |  |
| 304760171 | C | A |  | C | A | A |  |  | A |  |
| 304760156 | C | A |  | C | A | A |  |  | A |  |
| 304760154 | C | A |  | C | A | A |  |  | A |  |
| 304760139 | C | A |  | C | A | A |  |  | A |  |
| 304760137 | C | A |  | C | A | A |  |  | A |  |
| 304760122 | C | A |  | C | A | A |  |  | A |  |
| 304760120 | C | A |  | C | A | A |  |  | A |  |
| 304760105 | C | B |  | C | A | B |  |  | B |  |
| 304760103 | C | A |  | C | A | A |  |  | A |  |
| 304760088 | C | A |  | C | A | A |  |  | A |  |
| 304760086 | C | A |  | C | A | A |  |  | A |  |
| 304760073 | C | C |  | C | A | A |  |  | A |  |
| 304760071 | C | A |  | C | A | A |  |  | A |  |
| 304760069 | C | A |  | C | A | A |  |  | A |  |
| 304760056 | C | A |  | C | A | A |  |  | A |  |
| 304760054 | C | A |  | C | A | A |  |  | A |  |
| 304760039 | C | A |  | C | A | A |  |  | A |  |
| 304760037 | C | A |  | C | A | A |  |  | A |  |
| 304760022 | C | A |  | C | A | A |  |  | A |  |
| 304760020 | C | A |  | C | A | A |  |  | A |  |
| 304760005 | C | A |  | C | A | A |  |  | A |  |
| 304760003 | A | A |  | A | A | A |  |  | A |  |
| 304734241 | A | A |  | A | A | A |  |  | A |  |
| 304709918 | A | A |  | A | A | A |  |  | A |  |
| 304730700 | A | A |  | A | A | A |  |  | A |  |
| 304728789 | A | A |  | A | A | A |  |  | A |  |
| 304729979 | A | A |  | A | A | A |  |  | A |  |
| 304734177 | A | A |  | A | A | A |  |  | A |  |
| 304730718 | B | C |  | C | B | B |  |  | B |  |
| 304736712 | A | A |  | A | A | A |  |  | A |  |
| 304727156 | A | A |  | A | A | A |  |  | A |  |
| 304736705 | A | A |  | A | A | A |  |  | A |  |
| 304734171 | A | A |  | A | A | A |  |  | A |  |
| 304724436 | A | A |  | A | A | A |  |  | A |  |
| 304730796 | A | A |  | A | A | A |  |  | A |  |
| 304732823 | C | B |  | C | A | B |  |  | B |  |
| 304731038 | A | B |  | B | A | B |  |  | B |  |
| 304729164 | A | A |  | A | A | A |  |  | A |  |
| 304726665 | A | A |  | A | A | A |  |  | A |  |
| 304727830 | C | A |  | C | A | A |  |  | A |  |
| 304726487 | A | A |  | A | A | A |  |  | A |  |
| 304730248 | A | A |  | A | A | A |  |  | A |  |
| 304727722 | A | A |  | A | A | A |  |  | A |  |
| 304732837 | A | A |  | A | A | A |  |  | A |  |
| 304747388 | A | C |  | C | A | B |  |  | B |  |
| 304731267 | A | A |  | A | A | A |  |  | A |  |
| 304731275 | C | A |  | C | B | A |  |  | B |  |
| 304732988 | A | A |  | A | A | A |  |  | A |  |
| 304732716 | A | A |  | A | A | A |  |  | A |  |
| 304755058 | C | A |  | C | A | A |  |  | A |  |
| 304732980 | A | A |  | A | A | A |  |  | A |  |
| 304730292 | A | A |  | A | A | A |  |  | A |  |
| 304730729 | A | A |  | A | A | A |  |  | A |  |
| 304732185 | A | A |  | A | A | A |  |  | A |  |
| 304728782 | A | C |  | C | A | A B |  |  | A B |  |
| 304749757 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304749796 | A | C |  | C | A | A B |  |  | A B |  |
| 304751721 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304725213 | A | B |  | B | A | B |  |  | B |  |
| 304731042 | A | C |  | C | A | A |  |  | A |  |
| 304726492 | A | C |  | C | A | A B |  |  | A B |  |
| 304732181 | A | C |  | C | A | A |  |  | A |  |
| 304708823 | A | C |  | C | A | B |  |  | B |  |
| 304731061 | A | A |  | A | A | A |  |  | A |  |
| 304736285 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304748405 | A | A |  | A | A | A |  |  | A |  |
| 304732824 | A | C |  | C | A | A |  |  | A |  |
| 304754498 | A | A |  | A | A | A |  |  | A |  |
| 304732098 | A | A |  | A | A | A |  |  | A |  |
| 304754894 | A | A |  | A | A | A |  |  | A |  |
| 304766972 | C | A |  | C | A | A |  |  | A |  |
| 304767106 | C | A |  | C | A | A |  |  | A |  |
| 304767157 | C | A |  | C | A | A |  |  | A |  |
| 304767140 | C | A |  | C | A | A |  |  | A |  |
| 304767087 | C | C |  | C | A | B |  |  | B |  |
| 304767074 | C | A |  | C | A | A |  |  | A |  |
| 304767057 | C | A |  | C | A | A |  |  | A |  |
| 304767055 | C | A |  | C | A | A |  |  | A |  |
| 304767291 | C | A |  | C | A | A |  |  | A |  |
| 304767289 | C | B |  | C | A | B |  |  | B |  |
| 304767276 | C | A |  | C | A | A |  |  | A |  |
| 304767274 | C | A |  | C | A | A |  |  | A |  |
| 304767189 | C | A |  | C | A | A |  |  | A |  |
| 304767174 | C | A |  | C | A | A |  |  | A |  |
| 304767023 | C | A |  | C | A | A |  |  | A |  |
| 304767242 | C | A |  | C | A | A |  |  | A |  |
| 304767159 | D | C |  | D | A | B |  |  | B |  |
| 304767155 | C | B |  | C | B | B |  |  | B |  |
| 304767142 | C | A |  | C | A | A |  |  | A |  |
| 304767096 | C | B |  | C | A | B |  |  | B |  |
| 304767091 | C | A |  | C | A | A |  |  | A |  |
| 304767089 | C | A |  | C | A | A |  |  | A |  |
| 304767172 | C | A |  | C | A | A |  |  | A |  |
| 304766955 | C | A |  | C | A | A |  |  | A |  |
| 304767123 | C | A |  | C | A | A |  |  | A |  |
| 304767323 | C | A |  | C | A | A |  |  | A |  |
| 304767308 | C | C |  | C | A | A |  |  | A |  |
| 304767306 | C | A |  | C | A | A |  |  | A |  |
| 304767272 | C | A |  | C | A | A |  |  | A |  |
| 304767259 | C | A |  | C | A | A |  |  | A |  |
| 304767257 | C | A |  | C | A | A |  |  | A |  |
| 304767042 | C | A |  | C | A | A |  |  | A |  |
| 304767040 | C | C |  | C | A | A |  |  | A |  |
| 304767038 | C | A |  | C | A | A |  |  | A |  |
| 304767025 | C | A |  | C | A | A |  |  | A |  |
| 304767325 | A | A |  | A | A | A |  |  | A |  |
| 304766991 | C | A |  | C | A | A |  |  | A |  |
| 304767125 | C | A |  | C | A | A |  |  | A |  |
| 304766974 | C | A |  | C | A | A |  |  | A |  |
| 304767006 | C | A |  | C | A | A |  |  | A |  |
| 304750187 | A | B |  | B | A | B |  |  | B |  |
| 304751759 | A | A |  | A | A | A |  |  | A |  |
| 304730137 | A | C |  | C | A | A |  |  | A |  |
| 304732981 | A | C |  | C | A | B |  |  | B |  |
| 304752404 | A | A |  | A | A | A |  |  | A |  |
| 304734737 | B | A |  | B | B | A |  |  | B |  |
| 304717929 | A | A |  | A | A | A |  |  | A |  |
| 304749754 | A | A |  | A | A | A |  |  | A |  |
| 304749736 | A | A |  | A | A | A |  |  | A |  |
| 304736116 | A | A |  | A | A | A |  |  | A |  |
| 304736305 | A | C |  | C | A | A |  |  | A |  |
| 304754907 | A | A |  | A | A | A |  |  | A |  |
| 304747512 | A | C |  | C | A | A |  |  | A |  |
| 304751854 | A | B |  | B | A | B |  |  | B |  |
| 304726666 | C | C |  | C | A | A |  |  | A |  |
| 304727181 | A | A |  | A | A | A |  |  | A |  |
| 304704862 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304756694 | A | B |  | B | A | B |  |  | B |  |
| 304732683 | B | A |  | B | B | A |  |  | B |  |
| 304732998 | A | A |  | A | A | A |  |  | A |  |
| 304755007 | C | A |  | C | A | A |  |  | A |  |
| 304753743 | A | A |  | A | A | A |  |  | A |  |
| 304749681 | A | A |  | A | A | A |  |  | A |  |
| 304734732 | C | C |  | C | A | A |  |  | A |  |
| 304734717 | A | A |  | A | A | A |  |  | A |  |
| 304750560 | A | A |  | A | A | A |  |  | A |  |
| 304736711 | A | A |  | A | A | A |  |  | A |  |
| 304757857 | A | A |  | A | A | A |  |  | A |  |
| 304754491 | B | A |  | B | B | A |  |  | B |  |
| 304733306 | C | A |  | C | A | A |  |  | A |  |
| 304756704 | A | A |  | A | A | A |  |  | A |  |
| 304732175 | A | C |  | C | A | A B |  |  | A B |  |
| 304745101 | A | C |  | C | A | A |  |  | A |  |
| 304754895 | A | B |  | B | A | B |  |  | B |  |
| 304734196 | A | A |  | A | A | A |  |  | A |  |
| 304759799 | C | A |  | C | A | A |  |  | A |  |
| 304757873 | A | A |  | A | A | A |  |  | A |  |
| 304749762 | A | A |  | A | A | A |  |  | A |  |
| 304754486 | A | A |  | A | A | A |  |  | A |  |
| 304749688 | A | B |  | B | A | B |  |  | B |  |
| 304734700 | A | A |  | A | A | A |  |  | A |  |
| 304734716 | A | A |  | A | A | A |  |  | A |  |
| 304757882 | A | A |  | A | A | A |  |  | A |  |
| 304757836 | A | A |  | A | A | A |  |  | A |  |
| 304755436 | A | A |  | A | A | A |  |  | A |  |
| 304755006 | A | A |  | A | A | A |  |  | A |  |
| 304754795 | A | A |  | A | A | A |  |  | A |  |
| 304749680 | C | A |  | C | A | A |  |  | A |  |
| 304734176 | A | A |  | A | A | A |  |  | A |  |
| 304736118 | A | A |  | A | A | A |  |  | A |  |
| 304734809 | A | B |  | B | A | B |  |  | B |  |
| 304734706 | A | C |  | C | A | A |  |  | A |  |
| 304734256 | B | A |  | B | B | A |  |  | B |  |
| 304734154 | A | A |  | A | A | A |  |  | A |  |
| 304757888 | A | A |  | A | A | A |  |  | A |  |
| 304756791 | A | A |  | A | A | A |  |  | A |  |
| 304755120 | A | A |  | A | A | A |  |  | A |  |
| 304734747 | A | A |  | A | A | A |  |  | A |  |
| 304733013 | A | A |  | A | A | A |  |  | A |  |
| 304728666 | A | A |  | A | A | A |  |  | A |  |
| 304758190 | B | A |  | B | B | A |  |  | B |  |
| 304757989 | C | A |  | C | A | A |  |  | A |  |
| 304750193 | A | A |  | A | A | A |  |  | A |  |
| 304777770 | C | A |  | C | A | A |  |  | A |  |
| 304777751 | C | B |  | C | A | B |  |  | B |  |
| 304777719 | C | A |  | C | A | A |  |  | A |  |
| 304777736 | C | A |  | C | A | A |  |  | A |  |
| 304777768 | C | A |  | C | A | A |  |  | A |  |
| 304777670 | C | A |  | C | A | A |  |  | A |  |
| 304777704 | C | B C |  | C | A | A B |  |  | A B |  |
| 304777712 | C | B |  | C | A | B |  |  | B |  |
| 304777685 | C | A |  | C | A | A |  |  | A |  |
| 304777734 | C | A |  | C | A | A |  |  | A |  |
| 304777721 | C | C |  | C | A | A |  |  | A |  |
| 304777687 | C | A |  | C | A | A |  |  | A |  |
| 304777668 | C | A |  | C | A | A |  |  | A |  |
| 304777702 | C | A |  | C | A | A |  |  | A |  |
| 304777738 | C | A |  | C | A | A |  |  | A |  |
| 304763358 | C | C |  | C | A | A |  |  | A |  |
| 304734175 | A | A |  | A | A | A |  |  | A |  |
| 304750503 | A | A |  | A | A | A |  |  | A |  |
| 304756775 | A | B |  | B | A | B |  |  | B |  |
| 304754492 | A | A |  | A | A | A |  |  | A |  |
| 304733062 | A | C |  | C | A | A |  |  | A |  |
| 304751753 | C | C |  | C | A | B |  |  | B |  |
| 304760441 | A | A |  | A | A | A |  |  | A |  |
| 304754650 | A | A |  | A | A | A |  |  | A |  |
| 304750205 | A | A |  | A | A | A |  |  | A |  |
| 304750204 | A | A |  | A | A | A |  |  | A |  |
| 304754487 | B | A |  | B | B | A |  |  | B |  |
| 304751756 | A | A |  | A | A | A |  |  | A |  |
| 304751729 | A | A |  | A | A | A |  |  | A |  |
| 304745095 | A | A |  | A | A | A |  |  | A |  |
| 304759001 | A | A |  | A | A | A |  |  | A |  |
| 304749701 | A | A |  | A | A | A |  |  | A |  |
| 304750186 | A | A |  | A | A | A |  |  | A |  |
| 304747376 | A | A |  | A | A | A |  |  | A |  |
| 304750521 | A | A |  | A | A | A |  |  | A |  |
| 304755110 | A | A |  | A | A | A |  |  | A |  |
| 304779840 | C | A |  | C | A | A |  |  | A |  |
| 304779876 | C | A |  | C | A | A |  |  | A |  |
| 304779827 | C | A |  | C | A | A |  |  | A |  |
| 304779842 | C | A |  | C | A | A |  |  | A |  |
| 304779883 | C | B |  | C | A | B |  |  | B |  |
| 304779810 | C | A |  | C | A | A |  |  | A |  |
| 304779857 | C | A |  | C | A | A |  |  | A |  |
| 304779823 | C | A |  | C | A | A |  |  | A |  |
| 304779825 | C | A |  | C | A | A |  |  | A |  |
| 304779808 | C | A |  | C | A | A |  |  | A |  |
| 304779891 | C | A |  | C | A | A |  |  | A |  |
| 304779859 | C | A |  | C | A | A |  |  | A |  |
| 304779893 | C | A |  | C | A | A |  |  | A |  |
| 304779826 | C | B |  | C | A | B |  |  | B |  |
| 304779874 | C | A |  | C | A | A |  |  | A |  |
| 304754825 | B | A |  | B | B | A |  |  | B |  |
| 304753753 | A | A |  | A | A | A |  |  | A |  |
| 304764247 | B | A |  | B | B | A |  |  | B |  |
| 304726819 | A | A |  | A | A | A |  |  | A |  |
| 304754499 | A | A |  | A | A | A |  |  | A |  |
| 304763422 | A | A |  | A | A | A |  |  | A |  |
| 304730152 | A | B |  | B | A | B |  |  | B |  |
| 304751834 | A | A |  | A | A | A |  |  | A |  |
| 304757878 | A | A |  | A | A | A |  |  | A |  |
| 304755111 | A | A |  | A | A | A |  |  | A |  |
| 304789366 | C | A |  | C | A | A |  |  | A |  |
| 304789383 | C | A |  | C | A | A |  |  | A |  |
| 304789402 | C | C |  | C | B | A |  |  | B |  |
| 304789419 | C | A |  | C | A | A |  |  | A |  |
| 304789302 | C | B C |  | C | A | A B |  |  | A B |  |
| 304789319 | C | A |  | C | A | A |  |  | A |  |
| 304789266 | C | A |  | C | A | A |  |  | A |  |
| 304789285 | C | A |  | C | A | A |  |  | A |  |
| 304789300 | C | B |  | C | A | B |  |  | B |  |
| 304789268 | C | A |  | C | A | A |  |  | A |  |
| 304789336 | D | A |  | D | A | A |  |  | A |  |
| 304789351 | C | A |  | C | A | A |  |  | A |  |
| 304789417 | A | B |  | B | A | B |  |  | B |  |
| 304789368 | C | A |  | C | A | A |  |  | A |  |
| 304789453 | C | B |  | C | A | B |  |  | B |  |
| 304789353 | C | A B |  | C | A | A B |  |  | A B |  |
| 304789434 | C | B |  | C | A | B |  |  | B |  |
| 304789334 | C | A |  | C | A | A |  |  | A |  |
| 304679194 | A | A |  | A | A | A |  |  | A |  |
| 304694936 | A | A |  | A | A | A |  |  | A |  |
| 304751852 | A | A |  | A | A | A |  |  | A |  |
| 304759003 | A | A |  | A | A | A |  |  | A |  |
| 304751757 | A | C |  | C | A | B |  |  | B |  |
| 304751770 | A | A |  | A | A | A |  |  | A |  |
| 304755124 | A | A |  | A | A | A |  |  | A |  |
| 304757855 | A | A |  | A | A | A |  |  | A |  |
| 304736704 | C | A |  | C | A | A |  |  | A |  |
| 304813201 | A | A |  | A | A | A |  |  | A |  |
| 304765183 | A | A |  | A | A | A |  |  | A |  |
| 304760443 | A | A |  | A | A | A |  |  | A |  |
| 304730160 | A | A |  | A | A | A |  |  | A |  |
| 304763219 | A | A |  | A | A | A |  |  | A |  |
| 304759514 | A | A |  | A | A | A |  |  | A |  |
| 304756790 | A | A |  | A | A | A |  |  | A |  |
| 304754496 | A | A |  | A | A | A |  |  | A |  |
| 304734242 | A | A |  | A | A | A |  |  | A |  |
| 304758064 | A | B |  | B | A | B |  |  | B |  |
| 304736425 | C | C |  | C | A | A |  |  | A |  |
| 304765904 | A | A |  | A | A | A |  |  | A |  |
| 304757837 | A | A |  | A | A | A |  |  | A |  |
| 304759794 | A | B |  | B | A | B |  |  | B |  |
| 304758198 | B | A |  | B | B | A |  |  | B |  |
| 304756817 | A | A |  | A | A | A |  |  | A |  |
| 304756705 | A | A |  | A | A | A |  |  | A |  |
| 304754908 | A | A |  | A | A | A |  |  | A |  |
| 304749756 | A | A |  | A | A | A |  |  | A |  |
| 304758472 | A | A |  | A | A | A |  |  | A |  |
| 304758065 | A | A |  | A | A | A |  |  | A |  |
| 304730730 | A | A |  | A | A | A |  |  | A |  |
| 304756806 | A | A |  | A | A | A |  |  | A |  |
| 304756827 | A | C |  | C | A | A |  |  | A |  |
| 304763334 | B | A |  | B | B | A |  |  | B |  |
| 304763194 | A | A |  | A | A | A |  |  | A |  |
| 304763744 | A | A |  | A | A | A |  |  | A |  |
| 304760422 | A | A |  | A | A | A |  |  | A |  |
| 304745015 | A | B |  | B | A | A |  |  | A |  |
| 304750010 | A | C |  | C | A | A |  |  | A |  |
| 304767869 | A | A |  | A | A | A |  |  | A |  |
| 304760461 | A | A |  | A | A | A |  |  | A |  |
| 304755012 | A | A |  | A | A | A |  |  | A |  |
| 304765212 | A | A |  | A | A | A |  |  | A |  |
| 304765207 | A | A |  | A | A | A |  |  | A |  |
| 304756815 | A | A |  | A | A | A |  |  | A |  |
| 304753733 | A | A |  | A | A | A |  |  | A |  |
| 304763300 | A | A |  | A | A | A |  |  | A |  |
| 304734701 | A | A |  | A | A | A |  |  | A |  |
| 304732147 | A | A |  | A | A | A |  |  | A |  |
| 304759774 | A | C |  | C | A | A |  |  | A |  |
| 304817296 | C | A |  | C | A | A |  |  | A |  |
| 304817311 | C | A |  | C | A | A |  |  | A |  |
| 304817347 | C | A |  | C | A | A |  |  | A |  |
| 304817358 | C | A |  | C | A | A |  |  | A |  |
| 304817426 | A | A |  | A | A | A |  |  | A |  |
| 304817449 | A | A |  | A | A | A |  |  | A |  |
| 304817343 | A | A |  | A | A | A |  |  | A |  |
| 304817377 | C | A |  | C | A | A |  |  | A |  |
| 304817392 | C | A |  | C | A | A |  |  | A |  |
| 304817415 | C | A |  | C | A | A |  |  | A |  |
| 304817524 | A | B |  | B | A | B |  |  | B |  |
| 304817317 | C | B |  | C | A | B |  |  | B |  |
| 304817349 | C | A |  | C | A | A |  |  | A |  |
| 304817456 | A | A |  | A | A | A |  |  | A |  |
| 304817481 | A | A |  | A | A | A |  |  | A |  |
| 304817522 | A | B |  | B | A | B |  |  | B |  |
| 304817313 | C | B |  | C | A | B |  |  | B |  |
| 304817345 | A | B |  | B | A | B |  |  | B |  |
| 304817356 | A | A |  | A | A | A |  |  | A |  |
| 304817315 | A | A |  | A | A | A |  |  | A |  |
| 304817322 | A | A |  | A | A | A |  |  | A |  |
| 304817493 | A | B |  | B | A | B |  |  | B |  |
| 304817326 | C | A |  | C | A | A |  |  | A |  |
| 304817381 | A | B |  | B | A | B |  |  | B |  |
| 304817447 | A | A |  | A | A | A |  |  | A |  |
| 304817490 | A | A |  | A | A | A |  |  | A |  |
| 304817360 | A | A |  | A | A | A |  |  | A |  |
| 304817383 | A | B |  | B | A | B |  |  | B |  |
| 304817424 | A | A |  | A | A | A |  |  | A |  |
| 304817451 | A | A |  | A | A | A |  |  | A |  |
| 304817362 | A | A |  | A | A | A |  |  | A |  |
| 304817324 | A | A |  | A | A | A |  |  | A |  |
| 304817458 | A | A |  | A | A | A |  |  | A |  |
| 304817483 | A | A |  | A | A | A |  |  | A |  |
| 304817390 | A | B |  | B | A | B |  |  | B |  |
| 304817417 | C | B |  | C | A | B |  |  | B |  |
| 304817526 | A | A |  | A | A | A |  |  | A |  |
| 304686400 | A | A |  | A | A | A |  |  | A |  |
| 304758214 | A | A |  | A | A | A |  |  | A |  |
| 304768900 | A | A |  | A | A | A |  |  | A |  |
| 304754844 | A | A |  | A | A | A |  |  | A |  |
| 304749953 | C | B |  | C | A | A |  |  | A |  |
| 304766051 | A | A |  | A | A | A |  |  | A |  |
| 304758227 | A | A |  | A | A | A |  |  | A |  |
| 304754666 | A | A |  | A | A | A |  |  | A |  |
| 304768187 | A | A |  | A | A | A |  |  | A |  |
| 304754995 | A | A |  | A | A | A |  |  | A |  |
| 304760426 | A | A |  | A | A | A |  |  | A |  |
| 304766019 | A | A |  | A | A | A |  |  | A |  |
| 304757897 | A | B |  | B | A | B |  |  | B |  |
| 304768631 | A | A |  | A | A | A |  |  | A |  |
| 304777617 | A | A |  | A | A | A |  |  | A |  |
| 304766157 | A | A |  | A | A | A |  |  | A |  |
| 304760432 | A | A |  | A | A | A |  |  | A |  |
| 304777989 | B | A |  | B | B | A |  |  | B |  |
| 304765375 | A | A |  | A | A | A |  |  | A |  |
| 304759928 | A | A |  | A | A | A |  |  | A |  |
| 304780016 | A | A |  | A | A | A |  |  | A |  |
| 304750494 | A | A |  | A | A | A |  |  | A |  |
| 304760357 | A | B |  | B | A | B |  |  | B |  |
| 304751739 | A | A |  | A | A | A |  |  | A |  |
| 304777449 | C | A |  | C | A | A |  |  | A |  |
| 304816945 | A | A |  | A | A | A |  |  | A |  |
| 304814788 | A | A |  | A | A | A |  |  | A |  |
| 304766828 | A | B |  | B | A | B |  |  | B |  |
| 304815991 | A | A |  | A | A | A |  |  | A |  |
| 304724783 | A | A |  | A | A | A |  |  | A |  |
| 304750009 | A | A |  | A | A | A |  |  | A |  |
| 304758781 | A | A |  | A | A | A |  |  | A |  |
| 304729004 | A | B C |  | B C | A | A B |  |  | A B |  |
| 304760448 | A | A |  | A | A | A |  |  | A |  |
| 304816527 | A | A |  | A | A | A |  |  | A |  |
| 304899215 | A | C | A | C | A | B | A | N/A | B |  |
| 304899205 | A | C | A | C | A | B | A | N/A | B |  |
| 304899210 | A | B | A | B | A | B | A | N/A | B |  |
| 304899211 | C | B | A | C | A | A | A | N/A | A |  |
| 304899206 | A | B | A | B | A | B | A | N/A | B |  |
| 304899203 | A | C | A | C | A | B | A | N/A | B |  |
| 304899209 | B | C | A | C | B | B | A | N/A | B |  |
| 304899213 | A | C | A | C | A | B | A | N/A | B |  |
| 304899212 | A | C | A | C | A | B | A | N/A | B |  |
| 304899202 | A | C | A | C | A | B | A | N/A | B |  |
| 304899201 | A | C | A | C | A | B | A | N/A | B |  |
| 304899196 | A | C | A | C | A | B | A | N/A | B |  |
| 304899200 | C | C | A | C | B | B | A | N/A | B |  |
| 304899208 | C | C | A | C | B | B | A | N/A | B |  |
| 304899193 | A | C | A | C | A | B | A | N/A | B |  |
| 304899188 | A | C | A | C | A | B | A | N/A | B |  |
| 304899187 | A | C | A | C | A | B | A | N/A | B |  |
| 304899184 | C | B | A | C | A | B | A | N/A | B |  |
| 304899178 | A | B | A | B | A | B | A | N/A | B |  |
| 304899182 | A | B | A | B | A | B | A | N/A | B |  |
| 304899177 | A | C | A | C | A | B | A | N/A | B |  |
| 304899169 | A | B | A | B | A | B | A | N/A | B |  |
| 304899155 | A | C | A | C | A | B | A | N/A | B |  |
| 304899199 | A | C | A | C | A | B | A | N/A | B |  |
| 304899204 | B | C | A | C | B | B | A | N/A | B |  |
| 304899198 | A | C | A | C | A | B | A | N/A | B |  |
| 304899197 | C | C | C | C | B | B | A | N/A | B |  |
| 304899195 | C | C | A | C | B | B | A | N/A | B |  |
| 304899194 | A | C | A | C | A | B | A | N/A | B |  |
| 304899192 | C | C | A | C | B | B | A | N/A | B |  |
| 304899191 | A | C | A | C | A | B | A | N/A | B |  |
| 304899190 | B | C | A | C | B | B | A | N/A | B |  |
| 304899175 | A | A | A | A | A | A | A | N/A | A |  |
| 304899152 | C | C | A | C | A | A | A | N/A | A |  |
| 304899144 | A | B | A | B | A | B | A | N/A | B |  |
| 304899207 | C | C | A | C | B | A | A | N/A | B |  |
| 304899214 | A | C | A | C | A | A | A | N/A | A |  |
| 304899189 | C | A | A | C | A | A | A | N/A | A |  |
| 304899183 | A | C | A | C | A | B | A | N/A | B |  |
| 304899185 | C | C | A | C | A | B | A | N/A | B |  |
| 304899186 | B | C | A | C | B | B | A | N/A | B |  |
| 304899180 | C | C | A | C | A | B | A | N/A | B |  |
| 304899181 | A | C | A | C | A | B | A | N/A | B |  |
| 304899179 | C | C | A | C | B | B | A | N/A | B |  |
| 304899176 | A | C | A | C | A | A | A | N/A | A |  |
| 304899173 | C | C | A | C | B | B | A | N/A | B |  |
| 304899174 | C | C | A | C | A | B | A | N/A | B |  |
| 304899172 | A | A | A | A | A | A | A | N/A | A |  |
| 304899170 | A | C | A | C | A | B | A | N/A | B |  |
| 304899171 | A | C | A | C | A | B | A | N/A | B |  |
| 304899168 | C | A | A | C | A | A | A | N/A | A |  |
| 304899167 | A | C | A | C | A | B | A | N/A | B |  |
| 304899166 | A | C | A | C | A | A | A | N/A | A |  |
| 304899165 | A | A | A | A | A | A | A | N/A | A |  |
| 304899164 | A | A | A | A | A | A | A | N/A | A |  |
| 304899163 | A | A | A | A | A | A | A | N/A | A |  |
| 304899159 | A | A | A | A | A | A | A | N/A | A |  |
| 304899161 | A | A | A | A | A | A | A | N/A | A |  |
| 304899162 | A | A | A | A | A | A | A | N/A | A |  |
| 304899157 | C | A | A | C | B | A | A | N/A | B |  |
| 304899158 | A | A | A | A | A | A | A | N/A | A |  |
| 304899156 | A | B | A | B | A | B | A | N/A | B |  |
| 304899154 | A | B | A | B | A | B | A | N/A | B |  |
| 304899153 | A | A | A | A | A | A | A | N/A | A |  |
| 304899150 | A | A | A | A | A | A | A | N/A | A |  |
| 304899151 | A | A | A | A | A | A | A | N/A | A |  |
| 304899149 | A | A | A | A | A | A | A | N/A | A |  |
| 304899148 | C | A | A | C | A | A | A | N/A | A |  |
| 304899146 | A | C | A | C | A | B | A | N/A | B |  |
| 304899147 | A | A | A | A | A | A | A | N/A | A |  |
| 304899145 | A | B | A | B | A | B | A | N/A | B |  |
| 304899143 | A | A | A | A | A | A | A | N/A | A |  |
| 304899141 | A | B | A | B | A | B | A | N/A | B |  |
| 304899142 | A | B | A | B | A | B | A | N/A | B |  |
| 304899140 | A | B C | A | B C | A | A | A | N/A | A |  |

---

## Exhibit 99.5

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 303856512 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303856352 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.240% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906352 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906368 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906605 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12919 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906607 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05987 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906629 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12128 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906652 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906664 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906675 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906682 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906705 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.048 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906835 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.046 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303906877 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.121 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 303872214 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 303907365 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 303907251 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 303907240 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 303858106 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304075431 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304091801 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 304096834 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304310821 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304320215 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304337368 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304337483 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304334176 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304357043 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304365583 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304366770 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304386548 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304380786 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 304383115 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304387979 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304382918 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304366835 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304380178 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 304376609 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304379520 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304391200 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304380752 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304390788 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304385277 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 304384724 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 304384316 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 2.390% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304382627 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304400266 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304400494 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304385637 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304388052 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304390765 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304391155 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304393011 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304392231 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 304387138 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.920% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 304396706 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304388574 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 304387726 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304391156 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 304397219 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304398683 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304398288 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304391927 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304392232 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304398839 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304418238 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304390465 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 304397135 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 304397116 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 304397079 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304397076 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304397068 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304397024 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304397019 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304397056 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304396998 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 304396989 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304397008 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304396963 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 304396942 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304396943 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304396957 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304396987 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| 304396906 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304396927 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304396891 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 304385063 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304387439 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 304396595 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304393008 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304405573 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304401315 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304425998 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.180% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304426098 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304398019 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304398563 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304398602 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304391834 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304418483 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304380032 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304417258 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304403769 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304419043 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 304420162 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304420347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304405471 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304417670 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304405590 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304393212 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304405136 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304398746 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304403768 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304405443 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304416272 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304417275 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304401943 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304422421 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 304405722 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304418078 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304419019 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304425599 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304420454 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304425131 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304428813 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304419335 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304427473 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304379860 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.20 |
| 304405607 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304425905 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304418110 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304439026 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.040% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304438795 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.400% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304439047 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304419119 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304425344 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304419543 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.60 |
| 304420509 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304442570 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304420829 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304400597 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304422979 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304435356 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.50 |
| 304436289 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| 304422413 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304425907 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.40 |
| 304422551 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304422682 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 304422867 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304422970 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 304417855 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| 304422387 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -14.160% |  |  | AVM |  | 0.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 304457836 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304457684 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.390% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.390% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304457488 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304425050 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 304418922 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 304426693 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| 304427780 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304424118 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304428840 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304436307 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.080% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304420854 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304429012 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304432570 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304437856 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304427532 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304420125 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304427469 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304435435 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304441711 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304441850 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304459190 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304442620 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304436643 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 304437843 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304432516 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 304429181 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304429039 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304432855 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304439280 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304438714 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 304441939 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304466731 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304466591 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.020% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304441938 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 304429014 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304437520 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304437360 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304437812 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304420851 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304432504 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304458313 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304440031 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304439664 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304462115 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304437867 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304443648 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304462330 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304454201 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304456410 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304438620 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 304459020 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304462117 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304467596 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 304470335 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304443556 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304443938 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304443485 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304470087 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304467165 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.80 |
| 304459411 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304471507 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304469983 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304466780 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 304459026 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304471166 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304469973 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304471790 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304470665 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304427441 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304470667 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304472414 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304475089 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304484298 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304484355 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.750% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.750% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304467154 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304459025 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| 304462241 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.830% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304471080 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304473611 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304476585 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 304470076 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304459270 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304481728 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481551 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304472769 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481301 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 304477206 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304475180 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304475094 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304482014 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304510124 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304510229 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 17.780% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304510148 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304471913 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304484580 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304471664 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304475115 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481307 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304491979 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 304490232 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481571 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| 304437712 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304489743 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481645 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 304477553 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304490211 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.970% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.970% |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304483537 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304492436 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304485144 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.90 |
| 304632274 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 304489738 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304496666 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304482013 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304489927 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304493555 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635190 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635359 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635302 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635153 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635389 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.000% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635348 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.570% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635285 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635202 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635236 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635120 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304492352 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304483526 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304489922 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304638825 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638914 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638881 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638867 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638813 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.190% |  |  | AVM |  | 0.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.190% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304481586 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304490480 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304486075 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 304509873 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304572076 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.160% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -12.160% |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304632850 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304631782 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304485554 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 304497387 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304489740 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.60 |
| 304572073 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 304494016 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304494138 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304496691 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304496681 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304511699 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304498267 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304511692 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304634444 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638470 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304510750 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304639051 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304494276 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 304636537 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304552723 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304632258 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304634692 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304632086 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| 304511683 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304510981 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638512 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304635068 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304485260 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 304495180 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304511684 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304510982 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304632003 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304639996 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639771 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304552714 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304632764 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.60 |
| 304632032 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636808 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640550 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636374 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304639856 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 304638494 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636538 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 19.080% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 304638662 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639846 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640516 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304509937 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 3.430% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304638516 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304632931 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304637857 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640011 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304495174 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636403 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304642981 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640133 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304641879 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304643228 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.430% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.430% |  |  |  |  |  |  |  |  | No |  |  |
| 304494936 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 304634269 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304637683 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304636809 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304637662 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304637699 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304638980 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304639874 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640019 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643270 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640515 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642463 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642572 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 304634537 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304638518 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636816 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642815 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638559 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304636380 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665132 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 304639444 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304642531 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304638536 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 304641791 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640025 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643345 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| 304663724 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 304666682 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304665125 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642567 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| 304640542 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304634546 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665750 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304642414 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304637696 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 304665742 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636552 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666683 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642984 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667929 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665141 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664489 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304641732 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642573 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304643248 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304490478 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304632844 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304666685 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667767 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304644106 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640106 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304667789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304661407 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304640486 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304644229 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666815 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639935 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639440 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639738 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 304665123 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667779 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643216 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304661406 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304640109 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664438 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304643246 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304644114 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.30 |
| 304668992 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304672344 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643271 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639994 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| 304671427 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667768 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666780 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 304671344 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642992 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304655598 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304654853 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666684 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671297 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304673615 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304654724 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304671346 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665133 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643387 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664488 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 304510758 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666697 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304638517 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304665181 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 304665252 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643485 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304644096 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667940 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304663286 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 4.180% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.180% |  |  |  |  |  |  |  |  | No |  |  |
| 304666701 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681090 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665171 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671753 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665117 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674637 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 304673624 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 304667842 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304640134 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304636815 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 304680445 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304680441 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| 304680398 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304641715 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676109 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304655619 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671049 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664460 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304643247 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 304677747 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| 304672315 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664439 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 304654686 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664444 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304416427 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 304664554 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671584 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677906 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 304671581 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 304672269 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 304676822 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674484 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666816 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304671439 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304669755 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677934 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665131 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304677945 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674485 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674644 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304665142 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304639865 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304677724 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665239 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304671330 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304672301 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 304665163 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676880 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304663374 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667788 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678694 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304668991 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677714 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676328 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 304677156 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 304678220 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304665158 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304643275 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304677997 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304670806 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| 304667835 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671048 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667745 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676110 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304671428 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671443 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.50 |
| 304674466 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304664553 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678794 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304665118 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 304677914 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676807 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667939 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304677728 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.20 |
| 304676335 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676324 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304672414 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304678225 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674476 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.70 |
| 304672415 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678728 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304672316 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304486391 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667746 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.020% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 304639997 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304679520 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678722 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678246 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674645 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304680569 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678332 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304677338 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671616 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678993 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304669783 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678994 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671583 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 304665753 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304667935 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681405 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304666807 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304679195 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677344 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304633494 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677730 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677814 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304470347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.10 |
| 304674584 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671338 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304677247 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665223 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 304677162 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304682060 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678703 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304677252 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681087 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671701 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304672324 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681406 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304674638 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304674465 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| 304672278 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681193 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304686391 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| 304680923 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304532360 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678252 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678326 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677177 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 16.260% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.260% |  |  |  |  |  |  |  |  | No |  |  |
| 304676758 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 304681101 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671305 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304666698 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304672314 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676125 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 304680565 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304681401 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304682067 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677332 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304671587 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665752 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304685131 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304683287 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678996 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677984 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304682042 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 304678729 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677944 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678230 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676760 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683283 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683261 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677743 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681676 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 304676329 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304642385 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684783 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677251 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677148 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678720 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 304677915 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677729 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678689 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676108 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304685899 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -10.920% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 304680501 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678992 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 34.040% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.040% |  |  |  |  |  |  |  |  | No |  |  |
| 304677946 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681387 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676778 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685731 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304682162 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304687245 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304677262 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304687128 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304665180 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304683286 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683377 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677353 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 304678245 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 304687388 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 304679599 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304679615 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681749 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677713 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678693 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304679215 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684576 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684727 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684769 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685277 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685182 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304684671 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304681073 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304666779 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304691508 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681089 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304682137 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676189 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304680912 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| 304687702 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678008 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304687728 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677933 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304680922 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681677 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304680570 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681691 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685210 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677991 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685772 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 304684768 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683284 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684753 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304677263 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 304682061 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304684673 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.00 |
| 304678259 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304682033 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 304685730 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681388 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304688695 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 304694134 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 304682043 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304692081 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 304687151 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304669754 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681389 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684411 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304679229 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304692080 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304688681 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304635011 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304685183 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304692178 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304692245 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.10 |
| 304687147 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304686651 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304692898 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304682169 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304683285 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304692632 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683290 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304676319 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681095 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304691422 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681403 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684412 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304691204 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694022 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304684630 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| 304663390 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304684814 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304686450 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304692063 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304684748 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304688347 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304692664 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304685771 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304686652 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304687136 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685734 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304688478 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304691196 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304685330 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694273 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304674472 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304678331 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304685865 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304691202 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304681746 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.110% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 304688680 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681117 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.50 |
| 304694005 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 304692177 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304681411 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304695549 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304696981 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694035 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304695585 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304684779 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304688535 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304692241 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304694044 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304678721 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304695600 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304698194 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304683262 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304687703 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304687130 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304697090 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694023 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304691379 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304699209 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304668984 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304688706 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304687724 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694015 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304687257 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304697029 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304698315 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304684770 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304698243 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304699239 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304700856 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304694912 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.10 |
| 304688443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304697002 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304698317 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | -1.840% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304683352 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.70 |
| 304695032 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| 304688530 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  | -26.200% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304692174 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304720387 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304704531 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304707871 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 304707896 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 304702950 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 304709864 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304704878 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 4.920% |  |  | AVM |  | 0.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304700379 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 304711733 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 304727804 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304711666 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304729072 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 304728633 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304731032 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304724699 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304730161 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304719430 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304752025 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752043 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752042 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752007 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752008 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751974 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751962 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| 304752052 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751968 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751956 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752057 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752023 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752047 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752002 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752045 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751982 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752000 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752012 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751989 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304751996 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.200% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751977 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751970 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304752040 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752033 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751984 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304752035 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752001 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752053 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752021 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752003 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752038 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751976 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751973 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751961 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752015 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751969 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752022 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752018 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752014 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304752046 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304752017 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 304751990 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304727142 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304733108 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 304733017 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304731062 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 304724743 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.10 |
| 304732773 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.30 |
| 304727494 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304728052 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304707149 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304734807 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 304720565 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 304730170 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304724748 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 304732766 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304725191 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 304749699 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.810% |  |  | AVM |  | 0.06 |  |  |  | -9.180% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304715545 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 304727972 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 304760303 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760290 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760273 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -14.490% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760271 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760256 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760254 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.790% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760239 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.710% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760237 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760220 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760217 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760205 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.590% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760203 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760194 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760190 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760188 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760186 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.890% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760173 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.970% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760171 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.110% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760156 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.700% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760154 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.770% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760139 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760137 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760122 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760120 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760105 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.350% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760103 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760088 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760086 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.150% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760073 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760071 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760069 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760056 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760054 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760039 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760037 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760022 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760020 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760005 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760003 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734241 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304709918 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730700 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304728789 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304729979 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734177 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304730718 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304736712 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304727156 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736705 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734171 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304724436 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| 304730796 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304732823 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304731038 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 304729164 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304726665 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 304727830 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 304726487 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730248 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304727722 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.200% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 304732837 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304747388 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304731267 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304731275 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304732988 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.50 |
| 304732716 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755058 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304732980 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 304730292 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 304730729 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 304732185 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304728782 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 304749757 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 304749796 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 304751721 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304725213 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 304731042 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 304726492 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304732181 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304708823 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304731061 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736285 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304748405 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304732824 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754498 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304732098 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304754894 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304766972 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767106 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767157 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767140 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767087 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767074 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767057 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767055 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767291 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.010% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767289 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767276 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767274 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.990% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767189 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767174 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767023 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767242 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767159 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.950% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767155 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -14.800% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767142 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767096 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767091 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767089 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -24.400% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767172 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766955 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767123 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 16.920% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767323 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767308 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304767306 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767272 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767259 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767257 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767042 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.170% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767040 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767038 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.920% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.920% |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767025 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767325 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766991 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767125 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -18.210% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766974 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767006 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304750187 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| 304751759 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730137 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304732981 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 304752404 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734737 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 304717929 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304749754 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304749736 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736116 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736305 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304754907 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304747512 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751854 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 304726666 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.60 |
| 304727181 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304704862 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.80 |
| 304756694 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 304732683 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304732998 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755007 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304753743 |  |  |  |  |  |  | 3.510% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304749681 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734732 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734717 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304750560 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 304736711 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757857 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304754491 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304733306 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304756704 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304732175 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304745101 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754895 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 304734196 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 304759799 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.70 |
| 304757873 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 304749762 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754486 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 304749688 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734700 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 304734716 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757882 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | -3.250% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304757836 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 304755436 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755006 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754795 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304749680 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -5.470% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734176 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736118 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734809 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 304734706 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734256 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734154 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757888 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304756791 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755120 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734747 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304733013 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304728666 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 304758190 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757989 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304750193 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777770 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.860% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777751 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777719 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777736 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777768 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -20.280% |  |  | AVM |  | 0.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777670 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777704 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777712 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777685 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777734 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777721 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304777687 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777668 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777702 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777738 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304763358 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 304734175 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304750503 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304756775 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.60 |
| 304754492 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304733062 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751753 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304760441 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754650 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304750205 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304750204 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754487 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751756 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751729 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304745095 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304759001 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304749701 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304750186 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304747376 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304750521 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755110 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304779840 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779876 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.750% |  |  | AVM |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779827 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779842 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779883 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779810 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779857 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779823 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779825 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779808 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779891 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779859 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304779893 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779826 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304779874 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304754825 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304753753 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 304764247 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304726819 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754499 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 304763422 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730152 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304751834 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757878 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304755111 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 304789366 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789383 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789402 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789419 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789302 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789319 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789266 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789285 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789300 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789268 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789336 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789351 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789417 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -35.050% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789368 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304789453 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789353 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789434 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.200% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304789334 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304679194 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304694936 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751852 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304759003 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.190% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304751757 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 304751770 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 304755124 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304757855 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736704 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 304813201 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304765183 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760443 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304730160 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304763219 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304759514 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| 304756790 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754496 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304734242 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304758064 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304736425 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304765904 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757837 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304759794 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.50 |
| 304758198 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 304756817 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304756705 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754908 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304749756 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304758472 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 304758065 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304730730 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304756806 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304756827 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763334 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 304763194 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304763744 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760422 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 304745015 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304750010 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304767869 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760461 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304755012 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304765212 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304765207 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304756815 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 304753733 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 304763300 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304734701 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304732147 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304759774 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 304817296 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817311 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817347 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.420% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817358 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817426 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817449 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.300% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817343 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817377 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.520% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817392 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817415 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.680% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817524 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817317 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817349 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817456 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817481 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817522 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817313 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817345 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817356 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.470% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817315 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817322 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817493 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817326 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817381 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817447 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817490 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.570% |  |  | AVM |  | 0.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817360 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817383 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817424 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817451 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817362 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817324 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817458 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817483 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304817390 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817417 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304817526 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304686400 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 304758214 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304768900 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304754844 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304749953 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| 304766051 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304758227 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304754666 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304768187 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304754995 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304760426 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766019 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.420% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304757897 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304768631 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777617 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304766157 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760432 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777989 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304765375 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304759928 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304780016 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304750494 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760357 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304751739 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304777449 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304816945 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304814788 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304766828 |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | -5.910% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304815991 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304724783 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| 304750009 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304758781 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 304729004 |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304760448 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.40 |
| 304816527 |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 304899215 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304899205 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 304899210 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304899211 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 304899206 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899203 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 304899209 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899213 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899212 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304899202 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899201 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899196 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.90 |
| 304899200 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899208 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304899193 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304899188 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304899187 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899184 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304899178 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899182 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899177 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899169 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899155 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899199 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899204 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 304899198 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304899197 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899195 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 304899194 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899192 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 304899191 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 304899190 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 304899175 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304899152 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 304899144 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 304899207 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899214 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899189 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304899183 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899185 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304899186 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899180 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 304899181 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899179 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899176 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899173 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899174 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899172 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 304899170 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899171 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 304899168 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899167 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899166 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899165 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 304899164 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899163 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899159 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 304899161 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899162 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899157 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899158 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899156 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899154 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 304899153 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 304899150 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 304899151 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 304899149 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899148 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 304899146 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 304899147 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899145 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 304899143 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899141 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 304899142 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 304899140 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |

---

## Exhibit 99.6

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**Exhibit 99.6**

![](ex996001.jpg)

**EXECUTIVE SUMMARY**

**JPMMT 2025-CES7**

**By Clarifii LLC on November 17, 2025**

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 1

![](ex996001.jpg)

 **CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 44 loans (the "Loans") and these Loans were subsequently acquired by J.P. Morgan Chase Bank, N.A. (the "Client") for the JPMMT 2025-CES7 transaction. The Loans referenced in this narrative report were reviewed between 10/2023 to 05/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;3 | &nbsp;&nbsp;6.82% | &nbsp;&nbsp;$922600.00 |
| &nbsp;&nbsp;Correspondent Flow with Delegated UW | &nbsp;&nbsp;5 | &nbsp;&nbsp;11.36% | &nbsp;&nbsp;$933132.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;36 | &nbsp;&nbsp;81.82% | &nbsp;&nbsp;$8831571.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

The Review consisted of a population of 44 Loans, with an aggregate principal balance of $10,687,303.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the Loans within the transaction that were submitted to Clarifii for review.

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 2

![](ex996001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp;Global Methodology And Assumptions: Assessing Pools Of Residential Loans, January 25, 2019;<br>Global Methodology And Assumptions: Assessing Pools Of Residential Loans--U.S. And Canada Supplement, February 21, 2025  |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;Moody's Investors Service, Inc. | &nbsp;&nbsp;Moody's Approach to Rating US RMBS Using the MILAN Framework dated July 18, 2024 |
| &nbsp;&nbsp;DBRS, Inc. | &nbsp;&nbsp;Third-Party Due Diligence Criteria for U.S. RMBS Transactions, September 30, 2024 |

---

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Fields** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Assumable Flag |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Credit Report Date |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 FTHB |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Origination Equifax |
| &nbsp;&nbsp;Borrower 1 Origination Experian |
| &nbsp;&nbsp;Borrower 1 Origination TransUnion |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Borrower 2 Birthdate |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 FTHB |

---

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| |
|:---|
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 2 Origination Equifax |
| &nbsp;&nbsp;Borrower 2 Origination Experian |
| &nbsp;&nbsp;Borrower 2 Origination TransUnion |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag |
| &nbsp;&nbsp;Borrower 2 SSN |
| &nbsp;&nbsp;Business Purpose Flag |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;Covered/High Cost Loan Flag |
| &nbsp;&nbsp;CU Score |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Lender Name |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Amount |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;MIN No |
| &nbsp;&nbsp;Mortgage Insurance Flag |
| &nbsp;&nbsp;Mortgage Origination Channel |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Borrowers |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Origination BK Flag |
| &nbsp;&nbsp;Origination Foreclosure Flag |
| &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying All Borrower Residual Income |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |

---

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| |
|:---|
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;REO Mortgage Times 30 |
| &nbsp;&nbsp;Underwriting Guideline Name |
| &nbsp;&nbsp;Underwriting Guideline Version Date |
| &nbsp;&nbsp;Undiscounted Rate |
| &nbsp;&nbsp;Verified Doc Type |

---

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

● **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

– Assets and Reserves

– Gross Income

– Lien Position

– Loan Purpose

– Housing History

– Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

– Monthly Debt

– Occupancy

– Property Type

– Qualifying principal, interest, tax, insurance, and association dues (PITIA)

– Debt to Income Ratio (DTI)

– Residual Income

– Debt Service Coverage Ratio (DSCR)

● **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

– All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

– Borrower(s) employment history

– Citizenship and eligibility

– First time home buyer status

– The application was signed by all borrowers

– The application was substantially complete

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● **Credit History** 

Clarifii verified the following items:

– A credit report or alternative credit history as applicable to loan type is present for each borrower

– Bankruptcy and foreclosure seasoning

– Captured the monthly consumer debt payments for use in the applicable DTI calculation

– Installment and revolving payment history

– Mortgage/Rental payment history

– Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

– Number of tradelines

– Credit Score(s) and Qualifying Score Methodology

● **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

– Tax returns

– Financial statements

Paystubs

– IRS Form W-2s

– IRS Form 1099

– IRS documents

– Bank statements

– Lease agreements

– Award letters

– Other documentation in loan file

● **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

– Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social
 Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower
 name variations

– Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower
 address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 property ownership history

– Employment

– Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 lender/originator

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 officer

OFAC

● **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

– Verification of deposits (VOD)

– Depository account statements

– Stock or security account statements

– Gift funds

– Settlements statements

– Other evidence of conveyance and transfer of funds if a sale of assets was involved

– Other documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

● **Property** **Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

– Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

– Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

– Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

● **Debt Service Coverage Ratio (DSCR)** 

– Calculated DSCR, as required by guidelines

– Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

● **Initial and Final 1003 Application** 

● **Note** 

● **Mortgage/Deed of Trust** 

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● **Appraisal** 

● **Sales Contract** 

● **Title Commitment/Policy** 

● **Junior Lien/Subordination Agreement** 

● **Mortgage Insurance** 

● **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

● **Flood Certification** 

● **Initial and Final Loan Estimate (LE)** 

● **Initial and Final and Closing Disclosure (CD)** 

● **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

● **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

– Initial and final application (1003)

– Note, including all addendums

– Copy of note for any junior liens (if applicable)

– Mortgage / Deed of Trust, including all riders

– Initial, Interim, and Final Loan Estimates (LE)

Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

– Notice of Right to Cancel (when applicable)

– Rate Lock Date

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– HOEPA Disclosures (when applicable)

– Initial Escrow Account Disclosure

● **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

● **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

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**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present
 in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance
 policies or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where
 a prepayment penalty that exceeds the state permitted penalty has expired.

● **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

– Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

– California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

– California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

– Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

– Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

– Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

– Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

– Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

– Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

– Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

– Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

– Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

– City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

– Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

– Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

– Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

– Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

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Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

– Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

– Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

– Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

– Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

– Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

– Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

– Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

– Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

– Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

– New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

– New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

– New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

– New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

– New York Subprime Home Loans, NY Bank. Law § 6-m.

North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

– Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

– Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

– City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

– Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

– Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

– Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

– Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

– City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

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Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

– South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

– South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

– Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

– Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

– The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

– Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

– Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

– Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

– Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

– Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

– Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

– West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

– Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

– Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

● **Business Purpose Loan Compliance Review** 

– Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 executed by all borrowers

– Review Note accuracy and properly executed

– Review Mortgage and applicable riders for accuracy and properly executed

– Occupancy Letter (must state that borrower(s) will not reside in the property

– HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

– If property is in a flood zone, Flood Notice must be provided prior to closing

– Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

– Letter of Explanation detailing the use of proceeds.

– Borrower's statement of purpose for the loan.

– State License requirements when applicable

– State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky

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loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

Clarifii's review was based on information contained in the loan file at the time it was provided for review.

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All loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

● **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** 

Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

● **Uniform Standards of Professional Appraisal Practice (USPAP)** 

Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

● If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.

● If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

● In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

● For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

**VALUATION RESULTS SUMMARY**

The two tables below summarize the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files > -10% Variance to OA or Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -10% of OA or Acceptable UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA-CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade**

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 15

![](ex996001.jpg)

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;41 | &nbsp;&nbsp;93.18% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;6.82% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** |

---

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 16

![](ex996001.jpg)

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** |

---

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** |

---

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 17

![](ex996001.jpg)

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$10687303.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;39 | &nbsp;&nbsp;88.64% | &nbsp;&nbsp;$9872632.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;5 | &nbsp;&nbsp;11.36% | &nbsp;&nbsp;$814671.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$10687303.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$10687303.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;43 | &nbsp;&nbsp;97.73% | &nbsp;&nbsp;$10487303.00 |
| &nbsp;&nbsp;240 | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.27% | &nbsp;&nbsp;$200000.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**44** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$10687303.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 18

![](ex996001.jpg)

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Fields** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**Accuracy %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Assumable Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Credit Report Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;44 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;3 | &nbsp;&nbsp;44 | &nbsp;&nbsp;93.18% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Origination Equifax | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Origination Experian | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Origination TransUnion | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;42 | &nbsp;&nbsp;97.62% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Origination Equifax | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Origination Experian | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Origination TransUnion | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;1 | &nbsp;&nbsp;44 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Covered/High Cost Loan Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;39 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;CU Score | &nbsp;&nbsp;0 | &nbsp;&nbsp;40 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lender Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |

---

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 19

![](ex996001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Mortgage Insurance Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;40 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;44 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;44 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;42 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying All Borrower Residual Income | &nbsp;&nbsp;0 | &nbsp;&nbsp;42 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;44 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;2 | &nbsp;&nbsp;44 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;REO Mortgage Times 30 | &nbsp;&nbsp;0 | &nbsp;&nbsp;28 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;41 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;37 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Undiscounted Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;10 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Verified Doc Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;17 | &nbsp;&nbsp;94.12% |

---

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Data Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR/QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Supplemental Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Business Purpose Supplement Data Extract Report

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 20

![](ex996001.jpg)

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2025 Clarifii LLC. All rights reserved.

JPMMT 2025-CES7 Due Diligence Narrative Report – PagE \| 21

## Exhibit 99.7

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.7**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | XXXX | 304900452 | XXXX | B1 Credit Report Date | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | 304900450 | XXXX | B1 Credit Report Date | creditLiabilitiesPage | XXXX | XXXX | Per credit report. |
| XXXX | XXXX | 304902120 | XXXX | Borrower 1 FTHB | the1003Page | false | Y | Per Final 1003 |
| XXXX | XXXX | 304902138 | XXXX | Borrower 1 FTHB | the1003Page | false | Y | Loan is a refinance, not a first time buyer. |
| XXXX | XXXX | 304902112 | XXXX | Borrower 1 FTHB | the1003Page | false | Y | Transaction is a refinance |
| XXXX | XXXX | 304900453 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Per Final 1003. |
| XXXX | XXXX | 304902133 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.226 | 1.2118 | Audited first lien payment is lower than lender's P&I |
| XXXX | XXXX | 304900450 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 304900451 | XXXX | Prepayment Penalty | diligenceFinalLookPage | Yes | No | per note and PPP rider provided. |
| XXXX | XXXX | 304474439 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.96 | 42.89 | Lender included liabilities paid at closing |
| XXXX | XXXX | 304902130 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.91 | 36.30 | Lender used higher P&I for 1st lien |
| XXXX | XXXX | 304900450 | XXXX | Verified Doc Type | employmentIncomePage | 2YR Full Doc | Written Verification of Employment | Per income docs. B1 1099 |

---

## Exhibit 99.8

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | XXXX | 304474946 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474941 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474939 B A | Closed | FCRE1507 | 2024-03-01 15:38 | 2024-03-01 15:40 | Waived | 2 - Non-Material B | Credit | QM-ATR | Discrepancy between Originator QM Status and Final QM Status | Waived-Originator waiver applied to non material finding - Due Diligence Vendor-03/01/2024 <br>Open-The Originator QM Status of 'Non-QM: Lender documented all ATR UW factors' is not the same as the Final QM Status of 'QM: Rebuttable Presumption (APOR)'. Originator designated loan as an ART fail, however, audit results in QM rebuttable Presumption - Due Diligence Vendor-03/01/2024 |  | Waived-Originator waiver applied to non material finding - Due Diligence Vendor-03/01/2024<br>| Qualifying DTI below maximum allowed - DTI 38.87% is lower than allowable 50%<br>On time mortgage history exceeds guideline requirement - Borrower is 0x30 in the past 12 months. |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 1466368 |
| XXXX | XXXX | 304474902 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474876 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474927 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474864 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474851 C A | Closed | FCRE4805 | 2024-03-22 11:17 | 2024-03-25 11:42 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Trust/POA Meets Guideline Requirements - Trust Cert provided. - Due Diligence Vendor-03/25/2024 <br> Ready for Review-Document Uploaded. - Seller-03/22/2024 <br> Open-Trust/POA Does Not Meet Guideline Requirements Provide the Trust agreement since its a XXXX - Due Diligence Vendor-03/22/2024 | Ready for Review-Document Uploaded. - Seller-03/22/2024<br>| Resolved-XXXX Meets Guideline Requirements - XXXX Cert provided. - Due Diligence Vendor-03/25/2024 | Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 741 is higher than the required 680<br>Qualifying DTI below maximum allowed - DTI 37.09% is lower than allowable 50% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 1517549 |
| XXXX | XXXX | 304474792 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474769 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474887 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474951 C A | Closed | FCOM1265 | 2024-05-09 10:59 | 2024-05-15 08:34 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Resolved-Received the Non-Borrower Title Holder Right of Rescission Form. - Due Diligence Vendor-05/15/2024 <br>Ready for Review-Document Uploaded. - Seller-05/14/2024 <br>Open-Non-Borrower Title Holder Did Not Receive Right of Rescission Form -----Missing Non-Borrower Right of Rescission Form. - Due Diligence Vendor-05/09/2024 | Ready for Review-Document Uploaded. - Seller-05/14/2024<br>| Resolved-Received the Non-Borrower Title Holder Right of Rescission Form. - Due Diligence Vendor-05/15/2024<br>| On time mortgage history exceeds guideline requirement - Credit report reflects on time mortgage history for the last 25 months<br>Qualifying DTI below maximum allowed - DTI of 14.93% is less than the maximum allowed per guidelines of 50% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 1667746 |
| XXXX | XXXX | 304474642 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902274 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474557 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474568 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474584 B A | Closed | FPRO0012 | 2024-07-30 07:58 | 2024-07-30 17:00 | Waived | 2 - Non-Material B | Property | Property | FEMA disaster declared PUBLIC ONLY | Waived-Originator waiver applied to non material finding with comp factors - Due Diligence Vendor-07/30/2024 <br> Open-XXXX and continuing Public Assistance in XXXX - Due Diligence Vendor-07/30/2024 |  | Waived-Originator waiver applied to non material finding with comp factors - Due Diligence Vendor-07/30/2024<br>| CLTV is less than guidelines maximum - CLTV 58.22% is lower than maximum 85%<br>Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 706 is higher than the required 680 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 2083386 |
| XXXX | XXXX | 304474519 D A | Closed | FCRE1193 | 2024-08-12 09:11 | 2024-08-26 12:59 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Upon further review liabilities updated as per XXXX when the credit report reflects a minimum payment of XXXX to use .5% of the balance. No additional documentation required. - Due Diligence Vendor-01/29/2025 <br> Ready for Review-Document Uploaded. - Seller-08/22/2024 <br> Open-Audited DTI of 51.51% exceeds Guideline DTI of 50% XXXX bank account no payment and is a Revolving and based on 5% of the balance and not 1% per the loan application for payment. - Due Diligence Vendor-08/12/2024 | Ready for Review-Document Uploaded. - Seller-08/22/2024<br>| Resolved-Upon further review liabilities updated as per XXXX when the credit report reflects a minimum payment of XXXX to use .5% of the balance. No additional documentation required. - Due Diligence Vendor-01/29/2025 | Months Reserves exceed minimum required - 51.78 months reserves <br>On time mortgage history exceeds guideline requirement - 0x30 in the past 70 months. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2167102 |
| XXXX | XXXX | 304474519 D A | Closed | FCRE1506 | 2024-08-12 09:07 | 2024-08-26 12:57 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-Received 1003 and docs . Upon further review the Final Reviewed QM Status is acceptable. - Due Diligence Vendor-01/29/2025 <br>Ready for Review-Document Uploaded. - Seller-08/22/2024 <br>Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. DTI is 51.51%. Lender did not calculate the correct payment on the consumer debt at 5% of the balance and used 1% of the debt for the payment. - Due Diligence Vendor-08/13/2024 | Ready for Review-Document Uploaded. - Seller-08/22/2024<br>| Resolved-Received 1003 and docs . Upon further review the Final Reviewed QM Status is acceptable. - Due Diligence Vendor-01/29/2025<br>| Months Reserves exceed minimum required - 51.78 months reserves <br>On time mortgage history exceeds guideline requirement - 0x30 in the past 70 months. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2167055 |
| XXXX | XXXX | 304474519 D A | Closed | FCRE1148 | 2024-08-16 18:00 | 2024-08-22 14:07 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of XXXX is sufficient based on the type of subject lien - Final Policy provided. - Due Diligence Vendor-08/22/2024 <br> Ready for Review-Document Uploaded. - Seller-08/20/2024 <br> Open-Insufficient Title Coverage. Amount of coverage is less than the Loan Amount. \*New - Prelim did not disclose the coverage amount - Due Diligence Vendor-08/16/2024 | Ready for Review-Document Uploaded. - Seller-08/20/2024<br>| Resolved-Title Coverage Amount of XXXX is sufficient based on the type of subject lien - Final Policy provided. - Due Diligence Vendor-08/22/2024 | Months Reserves exceed minimum required - 51.78 months reserves <br>On time mortgage history exceeds guideline requirement - 0x30 in the past 70 months. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2205215 |
| XXXX | XXXX | 304474519 D A | Closed | FCRE1254 | 2024-08-16 18:04 | 2024-08-22 14:06 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Property Title Issue Resolved - Full reconveyance and Final Title provided. - Due Diligence Vendor-08/22/2024 <br> Ready for Review-Document Uploaded. - Seller-08/20/2024 <br> Open-Property Title Issue \*New - two liens are reported on the Preliminary Report. No liens were paid at closing. Loan was approved as a 2nd lien. Please provided documentation the Deed of Trust in the original amount of XXXX dated XXXX has been paid. - Due Diligence Vendor-08/16/2024 | Ready for Review-Document Uploaded. - Seller-08/20/2024<br>| Resolved-Property Title Issue Resolved - Full reconveyance and Final Title provided. - Due Diligence Vendor-08/22/2024<br>| Months Reserves exceed minimum required - 51.78 months reserves <br>On time mortgage history exceeds guideline requirement - 0x30 in the past 70 months. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2205232 |
| XXXX | XXXX | 304474519 D A | Closed | FCRE1145 | 2024-08-12 08:28 | 2024-08-22 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document provided. Please see new finding for lien position. - Due Diligence Vendor-08/16/2024 <br>Ready for Review-Document Uploaded. - Seller-08/15/2024 <br>Open-Title Document is missing Provide title policy - Due Diligence Vendor-08/12/2024 | Ready for Review-Document Uploaded. - Seller-08/15/2024<br>| Resolved-Title Document provided. Please see new finding for lien position. - Due Diligence Vendor-08/16/2024<br>| Months Reserves exceed minimum required - 51.78 months reserves <br>On time mortgage history exceeds guideline requirement - 0x30 in the past 70 months. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2166745 |
| XXXX | XXXX | 304474465 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474461 D A | Closed | FCRE6666 | 2024-08-19 11:44 | 2024-08-22 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Secondary Valuation product is dated prior to the Appraisal date | Resolved-Received appraisal report. - Due Diligence Vendor-01/29/2025 <br> Ready for Review-Document Uploaded. - Seller-08/21/2024 <br> Counter--Upon further review, CDA not needed for XXXX appraisal, we need the appraisal dated XXXX. - Due Diligence Vendor-08/21/2024 <br> Open-One or more of the additional valuation products were completed prior to the Primary Valuation product date. Provide Desk review for appraisal dated XXXX (in file done for appraisal dated XXXX). - Due Diligence Vendor-08/20/2024 | Ready for Review-Document Uploaded. - Seller-08/21/2024<br>| Resolved-Received appraisal report. - Due Diligence Vendor-01/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 718 is higher than the required 680.<br>Qualifying DTI below maximum allowed - DTI 38.50% is lower than allowable 50% |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 2212754 |
| XXXX | XXXX | 304474404 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304474439 C B A | Closed | FCOM1223 | 2024-10-05 08:28 | 2024-10-10 11:53 | Resolved | 1 - Information C A | Credit | Closing | The Deed of Trust is Not Executed | Resolved-Received executed Deed. - Due Diligence Vendor-01/29/2025 <br>Ready for Review-Document Uploaded. - Seller-10/08/2024 <br>Open-The Deed of Trust is Not Executed -----Deed of Trust missing signature. - Due Diligence Vendor-10/05/2024 | Ready for Review-Document Uploaded. - Seller-10/08/2024<br>| Resolved-Received executed Deed. - Due Diligence Vendor-01/29/2025<br>| On time mortgage history exceeds guideline requirement - Credit report reports on time mortgage history for last 31 months<br>Qualifying DTI below maximum allowed - DTI of 39.96% is less than the maximum allowed per guidelines of 50% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2533856 |
| XXXX | XXXX | 304474439 C B A | Closed | FCOM1302 | 2024-10-05 08:35 | 2024-10-05 08:35 | Waived | 2 - Non-Material B | Compliance | Disclosure | Home Loan Toolkit Not Provided Within 3 Days of Application Date | Waived-The Home Loan Toolkit was not provided within 3 days of the Application Date (Number of Days Difference is '4'). -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-10/05/2024 |  | Waived-The Home Loan Toolkit was not provided within 3 days of the Application Date (Number of Days Difference is '4'). -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-10/05/2024<br>| On time mortgage history exceeds guideline requirement - Credit report reports on time mortgage history for last 31 months<br>Qualifying DTI below maximum allowed - DTI of 39.96% is less than the maximum allowed per guidelines of 50% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 2533876 |
| XXXX | XXXX | 304474308 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902170 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902161 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902152 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902130 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902120 C A | Closed | FCOM1978 | 2024-11-08 16:50 | 2024-11-15 06:53 | Resolved | 1 - Information C A | Compliance | TRID | Missing Intent to Proceed | Resolved-Rec'd ITP. - Due Diligence Vendor-11/15/2024 <br>Ready for Review-Document Uploaded. - Seller-11/14/2024 <br>Open-Missing evidence of borrower acknowledged ITP and POC charges appear on Final CD and PCCD. (Appraisal Fees, Credit Report Fee). - Due Diligence Vendor-11/08/2024 | Ready for Review-Document Uploaded. - Seller-11/14/2024<br>| Resolved-Rec'd ITP. - Due Diligence Vendor-11/15/2024<br>| Qualifying DTI below maximum allowed - DTI 41.26% is lower than allowable 50%<br>Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 776 is higher than the required 680<br>CLTV is less than guidelines maximum - CLTV 63.72% is lower than maximum 75% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2775736 |
| XXXX | XXXX | 304902177 C A | Closed | FCRE1440 | 2024-11-12 17:12 | 2024-11-15 12:48 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements. Mortgage statement provided. - Due Diligence Vendor-11/15/2024 <br>Ready for Review-Document Uploaded. - Seller-11/14/2024 <br>Open-Housing History Does Not Meet Guideline Requirements. Missing proof of Sept mortgage payment. - Due Diligence Vendor-11/12/2024 | Ready for Review-Document Uploaded. - Seller-11/14/2024<br>| Resolved-Housing History Meets Guideline Requirements. Mortgage statement provided. - Due Diligence Vendor-11/15/2024<br>| Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 778 is higher than the required 660.<br>CLTV is less than guidelines maximum - CLTV 60.49% is lower than maximum 70% |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 2795931 |
| XXXX | XXXX | 304902143 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902133 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902157 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902138 D A | Closed | FPRO1255 | 2024-11-18 11:05 | 2024-11-22 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | HOA Questionnaire Document is Missing | Resolved-The HOA Questionnaire Document is not missing or Not Applicable .XXXX condo approval provided. - Due Diligence Vendor-11/22/2024 <br> Ready for Review-Document Uploaded. - Seller-11/21/2024 <br> Open-Subject Property is part of an HOA but the HOA Questionnaire Document is Missing. Missing condo questionnaire for subject project. (XXXX condo warranty in file is "No XXXX review" status) - Due Diligence Vendor-11/18/2024 | Ready for Review-Document Uploaded. - Seller-11/21/2024<br>| Resolved-The HOA Questionnaire Document is not missing or Not Applicable XXXX condo approval provided. - Due Diligence Vendor-11/22/2024 | On time mortgage history exceeds guideline requirement - Credit report reports on time mortgage history for last 46 months<br>CLTV is less than guidelines maximum - LTV of 73.28% is below the maximum of 85% allowed per guidelines. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2830431 |
| XXXX | XXXX | 304902153 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902127 C A | Closed | FCRE4805 | 2024-11-22 17:15 | 2024-11-26 13:32 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Trust/POA agreement has been provided. - Due Diligence Vendor-11/26/2024 <br>Ready for Review-Document Uploaded. - Seller-11/22/2024 <br>Open-Trust/POA Does Not Meet Guideline Requirements Missing trust agreement. - Due Diligence Vendor-11/22/2024 | Ready for Review-Document Uploaded. - Seller-11/22/2024<br>| Resolved-Trust/POA agreement has been provided. - Due Diligence Vendor-11/26/2024<br>| CLTV is less than guidelines maximum - CLTV 62.20% is lower than maximum 75%<br>Qualifying DTI below maximum allowed - DTI 40.32% is lower than allowable 50% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2871214 |
| XXXX | XXXX | 304902109 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304902124 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| XXXX | XXXX | 304902112 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304900454 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304900453 C A | Closed | finding-3634 | 2025-01-04 07:06 | 2025-01-14 16:53 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Received COC XXXX for addition of Appraisal Desk Review. - Due Diligence Vendor-01/14/2025 <br> Ready for Review-Document Uploaded. - Seller-01/13/2025 <br> Counter-Received COC and CD XXXX which was already in file. The COC states a lender credit cure of XXXX was added to CD for under disclosure. The lender credit was then removed from the PCCD XXXX and replaced with a lender credit of XXXX for the Recording Fee increase. Please provide either a COC for adding the Appraisal Desk Review OR evidence of refund to borrower or principal reduction in the amount of XXXX, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 3 years- Expiration date is XXXX - Due Diligence Vendor-01/10/2025 <br> Ready for Review-Document Uploaded. Appraisal Desk Review fee was added to Revised LE from XXXX with XXXX and decreased in Initial CD to XXXX. Please help clear condition. - Seller-01/09/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is XXXX. Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). -----Zero (0%) tolerance fees increased by XXXX (Appraisal Desk Review Fee) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of XXXX, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 3 years- Expiration date is XXXX. - Due Diligence Vendor-01/04/2025 | Ready for Review-Document Uploaded. - Seller-01/13/2025 <br> Ready for Review-Document Uploaded. Appraisal Desk Review fee was added to Revised LE from XXXX with XXXX and decreased in Initial CD to XXXX. Please help clear condition. - Seller-01/09/2025 | Resolved-Received COC XXXX for addition of Appraisal Desk Review. - Due Diligence Vendor-01/14/2025 | Qualifying FICO score is at least 20 points above minimum for program - Mid FICO 720 is higher than the required 700<br>On time mortgage history exceeds guideline requirement - 0x30x12 in the past 34 months |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3138907 |
| XXXX | XXXX | 304900451 C A | Closed | FCRE1195 | 2025-02-18 19:25 | 2025-02-21 07:04 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited CLTV of 69.93% is less than or equal to Guideline CLTV of 70%. Updated first lien balance provided. - Due Diligence Vendor-02/21/2025 <br> Open-Audited CLTV of 70.17% exceeds Guideline CLTV of 70% First lien XXXX plus subject XXXX divided by appraised value XXXX = 70.17% (1008 has incorrect appraisal amount of XXXX) - Due Diligence Vendor-02/20/2025 |  | Resolved-Audited CLTV of 69.93% is less than or equal to Guideline CLTV of 70%. Updated first lien balance provided. - Due Diligence Vendor-02/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO is 660, qualifying score is 709.<br>Qualifying DTI below maximum allowed - Maximum DTI is 49%, qualifying DTI is 34.91%. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 3442529 |
| XXXX | XXXX | 304900452 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 304900450 C A | Closed | FCRE1193 | 2025-04-29 21:28 | 2025-05-05 11:52 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-CD provided for previous refi confirming XXXX was paid off. - Due Diligence Vendor-05/05/2025 <br> Open-Audited DTI of 52.09% exceeds Guideline DTI of 50% UPDATE: DTI 50.86%. Auto loan reporting on credit with a XXXX monthly payment was excluded from the DTI calculation on the lenders 1008. Provide CD confirming payoff. - Due Diligence Vendor-05/01/2025 |  | Resolved-CD provided for previous refi confirming Toyota was paid off. - Due Diligence Vendor-05/05/2025<br>| CLTV is less than guidelines maximum - 34.77% CLTV ratio, 75% maximum CLTV allowed. <br>Qualifying FICO score is at least 20 points above minimum for program - 772 qualifying FICO score, 660 minimum score required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3999426 |
| XXXX | XXXX | 304900450 C A | Closed | FCRE1506 | 2025-04-29 21:22 | 2025-05-05 11:51 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-05/05/2025 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Auto loan reporting on credit with a XXXX monthly payment was excluded from the DTI calculation on the lenders 1008. The loan was not paid off with proceeds from the new loan and documentation was not provided to exclude the payment from the borrowers DTI. It should be also noted that the lease for property 3d on the loan application was only XXXX per month, not XXXX. Additional conditions may apply. - Due Diligence Vendor-04/30/2025 |  | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-05/05/2025<br>| CLTV is less than guidelines maximum - 34.77% CLTV ratio, 75% maximum CLTV allowed. <br>Qualifying FICO score is at least 20 points above minimum for program - 772 qualifying FICO score, 660 minimum score required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3999410 |
| XXXX | XXXX | 304900449 D A | Closed | FCRE1182 | 2025-05-23 00:42 | 2025-05-27 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Approval/Underwriting Summary was provided - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. - Seller-05/24/2025 <br>Open-Missing Approval/Underwriting Summary No 1008 or lenders approval was provided. - Due Diligence Vendor-05/23/2025 | Ready for Review-Document Uploaded. - Seller-05/24/2025<br>| Resolved-Approval/Underwriting Summary was provided - Due Diligence Vendor-05/27/2025<br>| CLTV is less than guidelines maximum - CLTV 69.47% is lower than maximum 75%<br>Qualifying DTI below maximum allowed - DTI 39.96% is lower than allowable 50% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4223720 |

---

## Exhibit 99.9

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.9**

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Original Loan Amount** | **Initial Credit Loan Grades Moody's** | **Initial Compliance Loan Grades Moody's** | **Initial Property Loan Grades Moody's** | **Initial Overall Loan Grades Moody's** | **Final Credit Loan Grades Moody's** | **Final Compliance Loan Grades Moody's** | **Final Property Loan Grades Moody's** | **Final Overall Loan Grades Moody's** |
| XXXX | XXXX | 304474946 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474941 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474939 | XXXX B | N/A B | N/A | N/A B | N/A B | N/A B | N/A | N/A B | N/A B |
| XXXX | XXXX | 304474902 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474876 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474927 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474864 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474851 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474792 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474769 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474887 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474951 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474642 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902274 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474557 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474568 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474584 | XXXX A | N/A | N/A B | N/A B | N/A B | N/A | N/A B | N/A B | N/A B |
| XXXX | XXXX | 304474519 | XXXX D | N/A D | N/A | N/A D | N/A D | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474465 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474461 | XXXX D | N/A D | N/A | N/A D | N/A D | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474404 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304474439 | XXXX C | N/A C B | N/A B | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B |
| XXXX | XXXX | 304474308 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902170 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902161 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902152 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902130 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902120 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902177 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902143 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902133 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902157 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902138 | XXXX D | N/A D | N/A | N/A D | N/A D | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902153 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902127 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902109 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902124 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304902112 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900454 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900453 | XXXX A | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900451 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900452 | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900450 | XXXX C | N/A C | N/A | N/A C | N/A C | N/A | N/A | N/A | N/A |
| XXXX | XXXX | 304900449 | XXXX D | N/A D | N/A | N/A D | N/A D | N/A | N/A | N/A | N/A |

---

## Exhibit 99.10

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.10**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | XXXX | 304474946 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 29.41 | 62.99 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXXX | XXXX | 304474941 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.81 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304474939 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 8.98 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | XXXX | 304474902 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 17.24 | 54.25 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | XXXX |
| XXXX | XXXX | 304474876 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.96 | 61.95 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304474927 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 10.55 | 74.63 | XXXX | XXXX | -.0545 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0545 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XXXX |
| XXXX | XXXX | 304474864 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.69 | 74.98 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX | XXXX | 304474851 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 3.33 | 44.55 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304474792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.14 | 20.82 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304474769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 18.72 | 63.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304474887 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.07 | 74.95 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX | XXXX | 304474951 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 30.0 | 68.71 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX | XXXX | 304474642 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 42.16 | 63.06 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304902274 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 26.75 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304474557 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.65 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | XXXX | 304474568 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 24.34 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304474584 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.27 | 58.22 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304474519 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 40.5 | 74.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304474465 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 26.09 | 43.61 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304474461 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.95 | 64.2 | XXXX | XXXX | .0236 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0236 | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 304474404 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.03 | 70.97 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 2.6 | XXXX |
| XXXX | XXXX | 304474439 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.86 | 74.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 | XXXX |
| XXXX | XXXX | 304474308 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.71 | 71.74 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304902170 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.81 | 64.56 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1.2 | XXXX |
| XXXX | XXXX | 304902161 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.94 | 62.23 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 304902152 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.2 | 43.96 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XXXX |
| XXXX | XXXX | 304902130 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.18 | 60.07 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304902120 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 46.67 | 63.72 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1.9 | XXXX |
| XXXX | XXXX | 304902177 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 30.0 | 60.49 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304902143 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 18.76 | 44.59 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXX |
| XXXX | XXXX | 304902133 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 11.74 | 60.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX |
| XXXX | XXXX | 304902157 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.29 | 74.95 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1.7 | XXXX |
| XXXX | XXXX | 304902138 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 20.81 | 73.28 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304902153 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 32.69 | 65.91 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible | 1.7 | XXXX |
| XXXX | XXXX | 304902127 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.83 | 62.2 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XXXX | Not Eligible | 1.6 | XXXX |
| XXXX | XXXX | 304902109 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.29 | 52.81 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.3 | XXXX |
| XXXX | XXXX | 304902124 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 6.07 | 37.64 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX |
| XXXX | XXXX | 304902112 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.39 | 53.81 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible | 1.2 | XXXX |
| XXXX | XXXX | 304900454 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.29 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304900453 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.15 | 74.76 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX | XXXX | 304900451 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 39.06 | 69.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 304900452 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.1 | 74.71 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX | XXXX | 304900450 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 8.33 | 34.77 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 304900449 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 38.76 | 69.47 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |

---

## Exhibit 99.11

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.11**

![](ex9911_003.jpg)

**November 17, 2025<br> Due Diligence Narrative Report** <br>

![](ex9911_004.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;Sampling | 3 |
| &nbsp;&nbsp;&nbsp;Sponsor Acquisition Criteria | 3 |
| &nbsp;&nbsp;&nbsp;Loan Grading | 3 |
| &nbsp;&nbsp;&nbsp;TPR Component Review Scope | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;Data Capture | 7 |
| &nbsp;&nbsp;&nbsp;Data Integrity | 7 |
| **Data Compare Results** | **8** |
| **Clayton Due Diligence Results** | **9** |
| **Clayton Third Party Reports Delivered** | **10** |
| **Appendix A: Credit Review Scope** | **11** |
| **Appendix B: Origination Appraisal Assessment** | **14** |
| **Appendix C: Regulatory Compliance Review Scope** | **18** |

---

 **

 ****

 

 **

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 1 November 17, 2025

![](ex9911_004.jpg)

**Clayton Contact Information**

Client Service Management:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Chris Turk** Senior Client Service Director

Phone: (813) 472-6509/E-mail: <u>cturk@clayton.com</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Joe Ozment** Vice President – Client Services & Securitization

Phone: (813) 261-0733/E-mail: jozment@clayton.com

**Overview**

On behalf of AmWest Funding Corp ("AmWest"), Clayton conducted an independent third-party pre-securitization due diligence review of 563 residential loans. The due diligence for NewRez (563 loans) took place between April, 2024 and September, 2025.

On behalf of NewRez, LLC ("NewRez"), Clayton conducted an independent third-party pre-securitization due diligence review of 976 residential loans. The due diligence for NewRez (976 loans) took place between February, 2024 and August, 2025.

On behalf of Capital Alliance ("Capital Alliance"), Clayton conducted an independent third-party pre-securitization due diligence review of 1 residential loans. The due diligence for NewRez (1 loans) took place between February, 2024 and August, 2025.

JPMorgan Chase Bank, National Association ("JPMorgan") acquired this diligence through a Reliance Letter purchase and selected these loans for the JPMMT 2025-CES7 transaction.

This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
| Broker | 569 | 36.95% |
| Correspondent Flow with delegated underwriting | 67 | 4.35% |
| Correspondent Flow without delegated underwriting | 1 | 0.06% |
| Direct to Consumer | 866 | 56.23% |
| Retail | 37 | 2.40% |
| **Total** | **1540** | **100.00%** |

---

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 2 November 17, 2025

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**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and was performed in accordance with rating agency<sup>[1]</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

Sampling

For all originators in this transaction, 100% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| ***Review Type*** | &nbsp;&nbsp;***Loan Count***<br> ***Reviewed by Clayton***  | ***Scope Applied*** |
| **Full Review** | 1540 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | &nbsp;&nbsp;1540<br>|  |

---

Sponsor Acquisition Criteria

Clayton was supplied with the related guidelines in advance of our review. The subject loans were reviewed pursuant to the applicable Originators guidelines.

Loan Grading

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

------

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, Morningstar, and DBRS

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 3 November 17, 2025

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Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar/DBRS and Kroll.

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TPR Component Review Scope

Clayton examined each loan file with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed
 whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor
 Acquisition Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated
 LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
 the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed
 asset statements in order to determine whether funds to close and reserves were within the
 Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed
 that credit scores (FICO) and credit histories were within the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated
 evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 income, employment, assets, and occupancy status for reasonability; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 Data Verify/Fraudguard/Interthinx or similar risk evaluation report, which was ordered by
 the Seller and received by Clayton for Nationwide Multistate Licensing System and Registry
 ("NMLS") and occupancy status alerts. Clayton researched alert information against
 loan documentation and assigned loan conditions accordingly.

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 4 November 17, 2025

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Property Valuation Review

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original
 Appraisal or AVM Assessment (1,540 loans)

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on this transaction included the elements summarized below.

(For more detail, please refer to Appendix C.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for state-specific consumer protection laws including late charge and prepayment penalty
 provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation
 Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

- Prepayment Penalty restrictions;

QM/ATR Review: On applicable loans, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau, as further described on Appendix C attached hereto

For loans identified as QM based upon the revised QM definition, the scope included identifying whether loans met the QM definition in terms of loan term, fees and product features, and also whether (1) the loan's APR did not exceed the QM APOR threshold applicable to the loan and (2) that the lender considered and verified income, assets and debt in accordance with the revised QM standards.

Clayton included in its review an analysis to determine if the lender's underwriting deviated from the VSH guidelines that the lender documented that they used. This scope only applies if the lender underwrote the loan to either chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide published June 3, 2020; or sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020. See Appendix C for more detail.

- TILA/RESPA Integrated Disclosure Scope ('Covered Loans' on or after 10/3/2015); SFA RMBS 3.0 TRID Compliance Review Scope as further described on Appendix C attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real Estate Settlement
 Procedures Act (RESPA) laws and regulations testing included the following, for loans other
 than 'Covered Loans' and loans with an Application Date prior to 10/3/2015:

- GFE initial disclosure timing and content;

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 5 November 17, 2025

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- Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice; and

- Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15<sup>th</sup>, 2016 SFA published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from TPR firms across the industry and SFA's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> , 2016 formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by JPMorgan.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Cook County High Cost
 Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 6 November 17, 2025

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Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Lender and
 Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota §58 on
 or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow of insurance
 payment

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format is provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape
 data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies
 found during comparison are stored; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 discrepancy is reported on the Clayton Loan Level Tape Compare.

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 7 November 17, 2025

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**Data Compare Results**

Clayton provided JPMorgan with copies of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

---

| | | |
|:---|:---|:---|
| **Row Labels** | **#** | **Accuracy %** |
| ATR/QM Status | 24 | 98.44% |
| Bankruptcy Chapter | 5 | 99.68% |
| Borrower 1 First Time Home Buyer | 30 | 98.05% |
| Borrower 1 Self Employed Flag | 5 | 99.68% |
| Borrower 1 Total Income | 283 | 81.62% |
| Borrower 2 First Time Home Buyer | 5 | 99.68% |
| Borrower 2 Self Employed Flag | 1 | 99.94% |
| Combined LTV | 27 | 98.25% |
| Debt to Income Ratio (Back) | 173 | 88.77% |
| Lender Application Date | 232 | 84.94% |
| Loan Purpose | 6 | 99.61% |
| Maturity Date | 2 | 99.87% |
| Number of Units | 2 | 99.87% |
| Original Appraisal Date | 5 | 99.68% |
| Original Appraised Value | 8 | 99.48% |
| Original LTV | 2 | 99.87% |
| Original Term | 2 | 99.87% |
| Origination Date | 8 | 99.48% |
| Property Type | 265 | 82.79% |
| Representative Credit Score for Grading | 3 | 99.81% |
| Total Cash Out | 148 | 90.39% |
| Total Monthly Income | 349 | 77.34% |

---

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 8 November 17, 2025

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**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (1,540 loans)</u>

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 1225 | 27 | 110 | 96 | **1458** |
| **Final** | **B** |  | 28 | 41 | 13 | **82** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **1225** | **55** | **151** | **109** | **1540** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 1409 | 11 | 42 | 72 | **1533** |
| **Final** | B |  | 2 | 3 | 2 | **7** |
| **Final** | C |  |  |  |  | **0** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **1408** | **13** | **45** | **74** | **1540** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 1492 | 2 | 32 | 11 | **1537** |
| **Final** | B |  | 1 | 2 |  | **3** |
| **Final** | C |  |  |  |  | **0** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **1492** | **3** | **34** | **11** | **1540** |

---

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 9 November 17, 2025

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**Initial and Final Property Valuation Grade Results\* (Kroll & DBRS)**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **N/A** | **Total** |
| **Final** | A |  |  |  |  |  | **0** |
| **Final** | B |  |  |  |  |  | **0** |
| **Final** | C |  |  |  |  |  | **0** |
| **Final** | D |  |  |  |  |  | **0** |
| **Final** | N/A |  |  |  |  | 1540 | **1540** |
| **Final** | **Total** | **0** | **0** | **0** | **0** | **1540** | **1540** |

---

**\* Lack of a 3<sup>rd</sup> party valuation product was out of scope for these loans. Kroll & DBRS requires the Property Valuation grades be defaulted to NA in this scenario. The NA loans do not affect the Overall Kroll & DBRS grading schema**

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | A | 1370 | 19 | 52 | 27 | **1468** |
| **Final** | B |  | 28 | 40 | 4 | **72** |
| **Final** | C |  |  |  |  | **1** |
| **Final** | D |  |  |  |  | **0** |
| **Final** | **Total** | **1370** | **47** | **92** | **31** | **1540** |

---

**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Exception
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Guideline
 Key

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency
 Grades Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Supplemental
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape Compare
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Rating Agency
 Attestations

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 10 November 17, 2025

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**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed
 to the Sponsor Acquisition Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Credit
 score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income
 and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Assets
 and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property
 type and use eligibility; and if the property type was a condominium or cooperative, assessed
 project adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower
 eligibility, including:

- Citizenship status

- Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Transaction
 eligibility, including:

- Maximum loan amount

- Loan purpose

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Noted
 any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified
 that approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during
 which various documents were examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Uniform
 Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Employment
 analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income
 review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed by all borrowers
 and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared IRS tax transcripts
 to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in
 loan file

&nbsp;&nbsp;&nbsp;&nbsp;o Asset
 review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification of deposits
 (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock or security account
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other evidence of conveyance
 and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in
 loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;o Credit
 Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

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- Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;o Title
 policy review included:

- Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold estate

- Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o HUD1
 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower's assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

- Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;o Hazard/Flood
 insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life of loan, if flood
 insurance required

Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage
 Insurance review included:

- Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust
 for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording
 information, a copy of the mortgage or deed of trust that is stamped "true and certified
 copy" by the escrow/settlement agent plus recording directions on closing instruction
 documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent,
 third-party fraud tool along with information in the loan file to identify and address any
 potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;o Borrower
 identity

- Social Security inconsistencies

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- Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;o Occupancy

- Borrower address history

- Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;o Employment

&nbsp;&nbsp;&nbsp;&nbsp;o Licensing
 – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;o OFAC

**Appendix B: Origination Appraisal Assessment**

Where applicable, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained
 an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal
 report used standard GSE forms, appropriate to the property type:

FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

- FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

- FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

- FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal
 report was reasonably complete and included:

- Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

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- Accurate identification of the property type, in both land and improvements

- All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos
 of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location
 map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior
 sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC
 Market Conditions Report

- Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment
 of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Title
 XI of FIRREA:

If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

- Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;o USPAP

Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation
 to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraised
 value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;o Property
 was complete. However, if the property was not 100% complete, then any unfinished portion
 had no material impact to the value, safety, soundness, structural integrity, habitability
 or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal
 was reviewed for any indication of property or marketability issues. Utilized the following
 key points in making determination:

- Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was "highest and best use"

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- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ %
 built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth
 rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing
 time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant
 occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

- Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Home Value Estimator (HVE) or similar Automated
 valuation Model (AVM) Assessment per applicable originator guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 reviewed the HVE or similar AVM in file to confirm the value used for LTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 also confirmed the Property Address on HVE or similar AVM matched the subject address and
 was run within 90 days of closing.

E. Property Eligibility Criteria – Clayton
 reviewed the property to determine that the property met the client supplied eligibility
 requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;o 3
 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;o 2
 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;o Unwarrantable
 or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;o Manufactured
 or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;o Condotel
 units

&nbsp;&nbsp;&nbsp;&nbsp;o Unique
 properties

&nbsp;&nbsp;&nbsp;&nbsp;o Working
 farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;o Mixed-use
 properties

&nbsp;&nbsp;&nbsp;&nbsp;o Properties
 subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;o Properties
 located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;o Properties
 exceeding Sponsor Acquisition Criteria requirements for excess acreage

F. Properties Affected by Disasters Criteria
 – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that
 were designated for Individual and/or Public Assistance due to a federal government disaster
 declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If
 the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton
 will specify whether or not there has been a property inspection since the date listed, the
 latest inspection date, whether or not new damage has been indicated, and the amount of said
 damage.

G. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;o The
 individuals performing the aforementioned original appraisal assessment are not persons providing
 valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP")
 or necessarily licensed as appraisers under Federal or State law, and the services being
 performed by such persons do not constitute "appraisal reviews" for purposes
 of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 makes no representation or warranty as to the value of any mortgaged property, notwithstanding
 that Clayton may have reviewed valuation information for reasonableness

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&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 is not an 'AMC' (appraisal management company) and therefore Clayton does not
 opine on the actual value of the underlying property

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 is not a 'creditor' within the meaning of ECOA or other lending laws and regulations,
 and therefore Clayton will not have any communication with or responsibility to any individual
 consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton
 does not check to see if the appraiser is on the Freddie Mac exclusionary list

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**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o GFE/HUD1:
 confirm the correct version of the GFE and HUD1 were properly completed under the Regulation
 X Final Rule that became mandatory on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Initial
 Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final
 GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days
 of valid changed circumstance documentation within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final
 HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms
 on the HUD1 correspond to the actual loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final
 GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed
 the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement
 Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Affiliated
 Business Disclosure: if the loan file indicates the lender or broker referred the borrower
 to a known affiliate, confirm the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Homeownership
 Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided
 to the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis
 on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TIL
 Disclosure: Content of Disclosures – perform an independent recalculation of the finance
 charges and APR to determine whether the amounts disclosed on the final TIL were within allowable
 tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement
 Act for loans applications on or after January 30, 2010. Additional disclosure content with
 a focus on the consistency of the prepayment penalty disclosure and assumption policy with
 the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage
 Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure
 within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures
 provided at least 3 days prior to consummation for applications received on or after July
 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ARM
 Disclosure: confirm these disclosures are in the file within 3 days of application, or 3
 days of the borrower discussing ARM programs identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Right
 of Rescission – Review the disclosure form type, disclosure timing, disclosed dates,
 other material disclosures, and the loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High
 Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High
 Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Higher
 Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal
 requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Prohibited
 Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents,
 financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section
 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ATR/QM
 Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014,
 confirm the loan file contains documentation to evidence the lender considered and verified
 the borrower has the ability to repay in accordance with the ATR requirements This included
 identifying whether QM loans met agency exemptions or were underwritten in accordance with
 Appendix Q or the revised QM definition as described below. Non QM loans will be reviewed to ensure the lender documented that they considered
and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA
prepayment penalty restrictions (Section 43)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o For
 loans identified as QM based upon the revised QM definition, the scope included identifying
 whether loans met the QM definition in terms of loan term, fees and product features, and
 also whether (1) the loan's APR did not exceed the QM APOR threshold applicable to
 the loan and (2) that the lender considered and verified income, assets and debt in accordance
 with the revised QM standards.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o For
 loans identified as QM under the revised QM definition, as applicable, an added element was
 to identify whether the lender used guidelines that provided a Verification Safe Harbor,
 based on the following review scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender provided a VSH
 Indicator. (The VSH indicator was provided within the loan images, on the data tape, or as
 part of the loan program/guidelines being originated to.) The loan guidelines utilize one
 of the specified GSE June 2020 guidelines to meet VSH. In the event the lender has identified
 the loan to have VSH status, then the TPR firm reviewed to identify documentation variances
 that would cause one to question the VSH attestation from the lender. If variances are identified
 then the loan would not be identified by the TPR firm to meet the VSH documentation requirements
 under either the Fannie Mae guidelines or under the Freddie Mac guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Under this review scope,
 if an AUS provides a lesser documentation standard than the Safe Harbor guideline and the
 Safe Harbor guideline does not contain a specific allowance for the reduced documentation,
 the AUS in and of itself will not evidence of VSH. For example, Section B3-3.5 of the Fannie
 Mae guidelines contains two instances where lesser DU documentation is allowable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Clayton does not independently
 affirm that a lender's guidelines meet VSH or that a court would determine that the
 lender met the QM consider and verify standards.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TILA/RESPA
 Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test whether or not
 the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and
 Closing Disclosure ("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application Requirement
 Testing:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms
 cannot look similar to the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms
 must contain the required disclaimer ("Your actual rate, payment, and costs could be
 higher. Get an official Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing Requirements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The LE was delivered
 or placed in the mail within 3 business days of the broker or lender receiving an application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The loan does not consummate
 (Clayton looks to the later of the note date or notary date) until the later of seven business
 days after the LE is delivered or placed in the mail and three business days after the CD
 (or Corrected CD when a new three-day waiting period is triggered) is received.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That a revised LE or
 CD is provided within three business days of the lender having knowledge of the information
 that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee Tolerances:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zero and ten percent
 tolerance fees are only reset with a valid and timely change of circumstance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If a credit or refund
 is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment Schedule Accuracy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The number of columns
 and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's
 calculated payment schedule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest-only periods
 and final balloon payments are accurately completed.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The total of the principal
 and interest payment, mortgage insurance and escrow amounts add up correctly.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· When applicable, that
 the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy of the Loan
 Calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with the TRID
 rounding rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with specified
 formatting requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with date
 entry requirements (such as when a field, if not applicable, must be present and left blank).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Alphabetization of fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title fees preceded by
 "Title –."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Column or similar limits
 such as four columns for Projected Payments and a maximum of thirteen Origination Charges
 on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency within and
 across forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Once a fee is disclosed
 it must remain substantially the same name across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Consistency between the
 Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions
 with a seller and an optional, but not required, version for transactions without a seller.
 They should be consistent within and across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Where amounts in a table
 reference that they are derived from another section of the form, that the amounts match
 the amount in the section referenced.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow amounts disclosed
 in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures
 section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion of the LE
 and CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All required fields not
 specifically listed herein are completed or left blank in accordance with TRID rules; creditor
 information, contact information, rate lock information, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For areas where multiple
 options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure,
 only one option is indicated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That there is either
 a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Clayton will capture
 if the borrower waived their waiting period and the sufficiency of the waiver under TRID.
 However, based on past experience with clients, Clayton will also issue an exception for
 the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected CD requiring
 a new waiting period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the APR increased
 or decreased outside of tolerance requiring a new waiting period and whether that waiting
 period was provided. For APR decreases Clayton will look to whether the APR decreased due
 to a reduced finance charge, which will be considered to be within tolerance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the product or
 a product feature changed which requires a new waiting period and whether that waiting period
 was provided.

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 20 November 17, 2025

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether a prepayment
 penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close CD's

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Corrected CD's provided
 with a post-close refund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's
 to correct numerical errors based on events (such as recording) occurring within 30 days
 of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's
 to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Provision and timing
 of Your Home Loan Toolkit (first lien, purchase-money loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Written List of Providers,
 when there are items in in the Services You Can Shop For category (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure
 (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside of Clayton's
 default TRID scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the LE in
 terms of whether fees are within the correct category and loan terms where we would need
 a Note to verify. More detailed testing will occur by comparing the final CD to the Note
 terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the Liability
 after Foreclosure selection is correct for the property state.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Aggregate
 Adjustment amount.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Presence and accuracy
 of the Seller's Transaction columns of the Summaries of Transactions section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Contact
 Information for the lender, broker and settlement agent. Clayton will look for discrepancies
 across forms, but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home
 Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold
 reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| **Higher-Priced** | **Higher-Priced** | **Higher-Priced** |
| California | Maryland | New York |
| Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| Maine | Minnesota | |

---

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 21 November 17, 2025

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**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | &nbsp;&nbsp;Vermont<br> (High Rate, High Point law) |
| Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| Indiana | &nbsp;&nbsp;Ohio, including<br> Cleveland Heights ordinance | |
| Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota (Mortgage Originator
 and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Puerto Rico (Office Regulation
 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Texas (Texas Finance
 Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia (Residential
 Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 22 November 17, 2025

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**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 23 November 17, 2025

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**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

JPMMT 2025-CES7 Due Diligence Narrative Report Page \| 24 November 17, 2025

## Exhibit 99.12

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.12**

---

| | |
|:---|:---|
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |
| *Loans in Report* | *1,540* |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 304902279 | XXXXX | Borrower 1 Total Income | 8847.00 | 8478.21 |
| 304902279 | XXXXX | Total Cash Out | 79580.12 | 79272.74 |
| 304902277 | XXXXX | Borrower 1 Total Income | 48861.00 | 48861.20 |
| 304902276 | XXXXX | Borrower 1 Total Income | 8951.00 | 8952.09 |
| 304902276 | XXXXX | Total Cash Out | 146018.89 | 63869.58 |
| 304474949 | XXXXX | Borrower 1 Total Income | 20672.00 | 20672.42 |
| 304474814 | XXXXX | Borrower 1 Total Income | 8487.00 | 8460.35 |
| 304474535 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304474535 | XXXXX | Total Cash Out | 126288.03 | 127542.03 |
| 304902189 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902189 | XXXXX | Borrower 1 Total Income | 9274.00 | 9273.57 |
| 304902188 | XXXXX | Borrower 1 Total Income | 37286.00 | 37246.11 |
| 304902187 | XXXXX | Borrower 1 Total Income | 19578.00 | 19577.95 |
| 304902187 | XXXXX | Original Appraisal Date | XXXXX | XXXXX |
| 304902187 | XXXXX | Total Cash Out | 489055.97 | 489001.00 |
| 304902184 | XXXXX | Borrower 1 Total Income | 18816.00 | 18815.67 |
| 304902184 | XXXXX | Total Cash Out | 147101.16 | 147100.16 |
| 304902183 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304474357 | XXXXX | Debt to Income Ratio (Back) | 38.0200 | 33.6266 |
| 304474357 | XXXXX | Total Cash Out | 2371.75 | 328.25 |
| 304902182 | XXXXX | ATR/QM Status | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors |
| 304902182 | XXXXX | Borrower 1 Total Income | 33024.00 | 33024.12 |
| 304902181 | XXXXX | Borrower 1 Total Income | 25019.00 | 25019.36 |
| 304902180 | XXXXX | Borrower 1 Total Income | 18937.00 | 18937.43 |
| 304902180 | XXXXX | Total Cash Out | 292480.08 | 292388.64 |
| 304902179 | XXXXX | Borrower 1 Total Income | 39236.00 | 39235.90 |
| 304902179 | XXXXX | Total Cash Out | 421264.50 | 418950.00 |
| 304474305 | XXXXX | Borrower 1 Total Income | 11619.00 | 11618.58 |
| 304474305 | XXXXX | Total Cash Out | 206433.11 | 200903.70 |
| 304902178 | XXXXX | Borrower 1 Total Income | 23231.25 | 21833.67 |
| 304902178 | XXXXX | Debt to Income Ratio (Back) | 49.6500 | 45.9133 |
| 304902178 | XXXXX | Total Cash Out | 82444.12 | 283875.64 |
| 304474303 | XXXXX | Borrower 1 Total Income | 41927.00 | 41926.71 |
| 304902176 | XXXXX | Borrower 1 Total Income | 18761.00 | 18760.62 |
| 304902175 | XXXXX | Total Cash Out | 198233.47 | 98758.37 |
| 304902174 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902173 | XXXXX | Borrower 1 Total Income | 42460.00 | 42459.86 |
| 304902173 | XXXXX | Total Cash Out | 240023.95 | 240048.95 |
| 304902169 | XXXXX | Borrower 1 Total Income | 61678.00 | 61677.75 |
| 304902168 | XXXXX | Borrower 1 Total Income | 42724.40 | 42724.00 |
| 304902168 | XXXXX | Total Cash Out | 196764.78 | 181973.78 |
| 304902166 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902166 | XXXXX | Debt to Income Ratio (Back) | 46.4000 | 43.1077 |
| 304902165 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902165 | XXXXX | Borrower 1 Total Income | 15067.00 | 15067.37 |
| 304902164 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902164 | XXXXX | Borrower 2 First Time Home Buyer | Yes | No |
| 304902162 | XXXXX | Borrower 1 Total Income | 14058.00 | 14057.70 |
| 304902162 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902162 | XXXXX | Total Cash Out | 194125.26 | 193000.00 |
| 304902159 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304902158 | XXXXX | Borrower 1 Total Income | 10702.00 | 10701.60 |
| 304902158 | XXXXX | Total Cash Out | 189792.36 | 189870.26 |
| 304902156 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304902156 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902156 | XXXXX | Total Cash Out | 130684.82 | 2115.57 |
| 304902155 | XXXXX | Borrower 1 Total Income | 17207.00 | 17207.19 |
| 304902154 | XXXXX | Borrower 1 Total Income | 11051.00 | 11051.11 |
| 304902151 | XXXXX | Total Cash Out | 151377.83 | 80632.83 |
| 304902150 | XXXXX | Total Cash Out | 7576.26 | 7018.89 |
| 304902149 | XXXXX | Borrower 1 Total Income | 22449.00 | 22449.10 |
| 304902148 | XXXXX | Borrower 1 Total Income | 11552.21 | 11552.51 |
| 304902148 | XXXXX | Total Cash Out | 32568.46 | 32470.71 |
| 304902147 | XXXXX | Total Cash Out | 70188.10 | 70438.10 |
| 304902146 | XXXXX | Borrower 1 Total Income | 16261.00 | 16260.71 |
| 304902145 | XXXXX | Borrower 1 Total Income | 29132.00 | 29132.27 |
| 304902144 | XXXXX | Borrower 1 Total Income | 23800.00 | 23800.24 |
| 304902142 | XXXXX | Borrower 1 Total Income | 13636.00 | 13636.05 |
| 304902141 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304902140 | XXXXX | Borrower 1 Total Income | 18549.00 | 18549.29 |
| 304902140 | XXXXX | Total Cash Out | 126634.01 | 126709.71 |
| 304902135 | XXXXX | ATR/QM Status | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors |
| 304902135 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902135 | XXXXX | Debt to Income Ratio (Back) | 28.8100 | 23.9293 |
| 304902135 | XXXXX | Total Cash Out | 280942.74 | 278653.79 |
| 304902131 | XXXXX | Total Cash Out | 221417.67 | 203248.73 |
| 304902129 | XXXXX | Borrower 1 Total Income | 12546.47 | 12440.47 |
| 304902129 | XXXXX | Total Cash Out | 3496.27 | 3519.59 |
| 304902128 | XXXXX | Total Cash Out | 500213.68 | 499600.00 |
| 304902126 | XXXXX | Borrower 1 Total Income | 25664.00 | 25663.75 |
| 304902125 | XXXXX | Borrower 1 Total Income | 37748.00 | 37713.02 |
| 304902125 | XXXXX | Total Cash Out | 494479.84 | 492500.00 |
| 304902123 | XXXXX | Borrower 1 Total Income | 13648.00 | 13648.46 |
| 304902122 | XXXXX | Borrower 1 Total Income | 13016.00 | 13016.10 |
| 304902122 | XXXXX | Total Cash Out | 128317.02 | 128390.06 |
| 304902121 | XXXXX | Total Cash Out | 137881.26 | 137913.26 |
| 304902119 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902119 | XXXXX | Total Cash Out | 295091.88 | 294746.57 |
| 304902117 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902117 | XXXXX | Borrower 1 Total Income | 4773.00 | 4772.82 |
| 304902117 | XXXXX | Borrower 2 First Time Home Buyer | Yes | No |
| 304902117 | XXXXX | Total Cash Out | 163366.48 | 189401.84 |
| 304902116 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902116 | XXXXX | Borrower 1 Total Income | 7310.40 | 7310.23 |
| 304902116 | XXXXX | Total Cash Out | 69562.43 | 77620.37 |
| 304902115 | XXXXX | Borrower 1 Total Income | 27078.41 | 26101.00 |
| 304902111 | XXXXX | Borrower 1 Self Employed Flag | No | Yes |
| 304902111 | XXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 304902111 | XXXXX | Total Cash Out | 22209.14 | 930.86 |
| 304902108 | XXXXX | Borrower 1 Total Income | 11314.00 | 11313.77 |
| 304902108 | XXXXX | Total Cash Out | 114966.08 | 113271.90 |
| 304902106 | XXXXX | Borrower 1 Total Income | 15311.00 | 15310.73 |
| 304902105 | XXXXX | ATR/QM Status | QM: Rebuttable Presumption | Non-QM: Lender documented all ATR UW factors |
| 304902105 | XXXXX | Borrower 1 Total Income | 16951.00 | 17059.09 |
| 304902104 | XXXXX | Borrower 1 Self Employed Flag | No | Yes |
| 304902104 | XXXXX | Borrower 1 Total Income | 13370.00 | 13370.25 |
| 304902104 | XXXXX | Total Cash Out | 101663.52 | 101863.52 |
| 304902103 | XXXXX | Total Cash Out | 204767.21 | 202650.00 |
| 304902102 | XXXXX | Borrower 1 Total Income | 13580.00 | 13580.30 |
| 304902102 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902101 | XXXXX | Borrower 1 Total Income | 25988.00 | 25987.73 |
| 304902098 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902098 | XXXXX | Total Cash Out | 93385.65 | 43586.65 |
| 304902097 | XXXXX | Bankruptcy Chapter | No | 7 |
| 304902097 | XXXXX | Borrower 1 Total Income | 11757.00 | 11757.32 |
| 304902097 | XXXXX | Total Cash Out | 151424.78 | 151407.18 |
| 304902096 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902096 | XXXXX | Borrower 1 Total Income | 15596.00 | 14788.44 |
| 304902094 | XXXXX | Borrower 1 Total Income | 9037.00 | 9036.94 |
| 304902093 | XXXXX | Total Cash Out | 214269.81 | 214665.81 |
| 304902092 | XXXXX | Borrower 1 Total Income | 23527.00 | 23527.04 |
| 304902091 | XXXXX | Borrower 1 Total Income | 79249.00 | 79249.29 |
| 304902091 | XXXXX | Total Cash Out | 405240.74 | 5984.32 |
| 304902090 | XXXXX | Borrower 1 Total Income | 8374.00 | 8374.16 |
| 304902090 | XXXXX | Total Cash Out | 193644.00 | 193000.00 |
| 304902088 | XXXXX | Borrower 1 Total Income | 10941.00 | 10940.91 |
| 304902087 | XXXXX | Debt to Income Ratio (Back) | 44.5400 | 40.1192 |
| 304902085 | XXXXX | Borrower 1 Self Employed Flag | Yes | No |
| 304902085 | XXXXX | Total Cash Out | 67602.18 | 818.29 |
| 304902081 | XXXXX | Borrower 1 Total Income | 9285.00 | 9284.64 |
| 304902080 | XXXXX | Total Cash Out | 137334.27 | 137623.27 |
| 304902079 | XXXXX | Borrower 1 Total Income | 25452.58 | 19226.29 |
| 304902079 | XXXXX | Debt to Income Ratio (Back) | 25.4500 | 33.6850 |
| 304902078 | XXXXX | Borrower 1 Total Income | 16923.00 | 16923.27 |
| 304902077 | XXXXX | Borrower 1 Total Income | 13868.45 | 13868.46 |
| 304902077 | XXXXX | Property Type | Detached PUD | Attached PUD |
| 304902076 | XXXXX | Borrower 1 Total Income | 11824.00 | 11823.73 |
| 304902075 | XXXXX | Borrower 1 Total Income | 13017.00 | 13017.36 |
| 304902074 | XXXXX | Borrower 1 Total Income | 15755.00 | 15755.22 |
| 304902073 | XXXXX | Borrower 1 Self Employed Flag | No | Yes |
| 304902073 | XXXXX | Borrower 1 Total Income | 51171.00 | 51171.13 |
| 304902073 | XXXXX | Total Cash Out | 35442.03 | 16958.65 |
| 304902072 | XXXXX | Borrower 1 Total Income | 17252.22 | 16381.18 |
| 304902072 | XXXXX | Total Cash Out | 396868.00 | 396968.00 |
| 304902070 | XXXXX | Borrower 1 Total Income | 33652.25 | 32998.68 |
| 304902070 | XXXXX | Total Cash Out | 342927.36 | 340557.77 |
| 304902068 | XXXXX | Borrower 1 Total Income | 12869.00 | 12869.05 |
| 304902068 | XXXXX | Debt to Income Ratio (Back) | 40.6400 | 35.5688 |
| 304902068 | XXXXX | Total Cash Out | 32125.26 | 32137.62 |
| 304902067 | XXXXX | Borrower 1 Total Income | 15016.00 | 15015.50 |
| 304902066 | XXXXX | Borrower 1 Total Income | 20470.00 | 20469.67 |
| 304902066 | XXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 304902065 | XXXXX | Borrower 1 Total Income | 3444.55 | 3486.17 |
| 304902065 | XXXXX | Total Cash Out | 16771.84 | 11993.62 |
| 304902064 | XXXXX | Bankruptcy Chapter | No | 7 |
| 304902064 | XXXXX | Debt to Income Ratio (Back) | 46.2400 | 42.3940 |
| 304902063 | XXXXX | Borrower 1 Total Income | 12525.00 | 12525.10 |
| 304902061 | XXXXX | Total Cash Out | 435364.50 | 435367.50 |
| 304902060 | XXXXX | Total Cash Out | 494659.67 | 492657.00 |
| 304902059 | XXXXX | Borrower 1 Total Income | 33457.00 | 33457.04 |
| 304902058 | XXXXX | Borrower 1 Total Income | 30431.00 | 30430.87 |
| 304902057 | XXXXX | Borrower 1 Total Income | 21909.00 | 21909.07 |
| 304902056 | XXXXX | Borrower 1 Total Income | 9749.00 | 9749.22 |
| 304902055 | XXXXX | Debt to Income Ratio (Back) | 37.0800 | 18.9825 |
| 304902053 | XXXXX | Original Appraisal Date | XXXXX | XXXXX |
| 304902052 | XXXXX | Borrower 1 Total Income | 71133.00 | 71132.61 |
| 304902051 | XXXXX | Borrower 1 Total Income | 8885.00 | 8885.12 |
| 304902050 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902050 | XXXXX | Borrower 2 First Time Home Buyer | Yes | No |
| 304902049 | XXXXX | Borrower 1 Total Income | 10949.00 | 10948.53 |
| 304902047 | XXXXX | Borrower 1 Total Income | 21891.00 | 21890.63 |
| 304902045 | XXXXX | Borrower 1 Total Income | 16779.00 | 16793.96 |
| 304902045 | XXXXX | Debt to Income Ratio (Back) | 33.7000 | 27.8179 |
| 304902044 | XXXXX | Borrower 1 Total Income | 26159.75 | 20862.30 |
| 304902043 | XXXXX | Borrower 1 Total Income | 24467.00 | 24466.69 |
| 304902042 | XXXXX | Total Cash Out | 103468.46 | 47118.46 |
| 304902041 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902041 | XXXXX | Borrower 1 Total Income | 17878.00 | 17878.13 |
| 304902040 | XXXXX | Borrower 1 Total Income | 21110.00 | 21110.39 |
| 304902040 | XXXXX | Total Cash Out | 164646.88 | 164693.38 |
| 304902039 | XXXXX | Bankruptcy Chapter | No | 7 |
| 304902039 | XXXXX | Borrower 1 Total Income | 18981.00 | 18980.57 |
| 304902039 | XXXXX | Total Cash Out | 408179.34 | 405950.00 |
| 304902038 | XXXXX | Borrower 1 Total Income | 17892.00 | 17891.67 |
| 304902036 | XXXXX | Borrower 1 Total Income | 24424.98 | 19951.13 |
| 304902036 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304902036 | XXXXX | Debt to Income Ratio (Back) | 43.2800 | 39.6263 |
| 304902036 | XXXXX | Total Cash Out | 68063.20 | 48669.57 |
| 304902035 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902035 | XXXXX | Total Cash Out | 169970.23 | 169864.09 |
| 304902034 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304902034 | XXXXX | Borrower 1 Total Income | 20892.00 | 20891.61 |
| 304902033 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304902033 | XXXXX | Borrower 1 Total Income | 35886.00 | 35886.30 |
| 304902032 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902032 | XXXXX | Borrower 1 Total Income | 17869.00 | 17868.50 |
| 304902032 | XXXXX | Total Cash Out | 122697.07 | 122658.57 |
| 304902031 | XXXXX | Total Cash Out | 156721.82 | 156441.20 |
| 304902030 | XXXXX | Borrower 1 Total Income | 30154.00 | 30154.40 |
| 304902028 | XXXXX | Borrower 1 Total Income | 16531.00 | 16530.91 |
| 304902024 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304902023 | XXXXX | Total Cash Out | 374305.67 | 373475.32 |
| 304902022 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304902022 | XXXXX | Borrower 1 Total Income | 42346.00 | 42345.96 |
| 304902022 | XXXXX | Total Cash Out | 365716.73 | 365705.73 |
| 304902021 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304902021 | XXXXX | Borrower 1 Total Income | 13619.33 | 13619.43 |
| 304902020 | XXXXX | Borrower 1 Total Income | 6533.00 | 6533.33 |
| 304902019 | XXXXX | Total Cash Out | 137990.33 | 138240.33 |
| 304902018 | XXXXX | Total Cash Out | 49399.03 | 47161.93 |
| 304902017 | XXXXX | Borrower 1 Total Income | 35119.00 | 35119.41 |
| 304902016 | XXXXX | Number of Units | 3 | 1 |
| 304902016 | XXXXX | Property Type | 3 Family | Low Rise Condo (1-4) |
| 304902015 | XXXXX | Borrower 1 Total Income | 12681.00 | 12693.79 |
| 304902014 | XXXXX | Total Cash Out | 173146.05 | 173062.50 |
| 304902013 | XXXXX | Borrower 1 Total Income | 31327.00 | 31327.21 |
| 304902012 | XXXXX | Borrower 1 Total Income | 10820.00 | 10820.15 |
| 304902010 | XXXXX | Borrower 1 Total Income | 45624.00 | 45624.17 |
| 304902008 | XXXXX | Total Cash Out | 229723.03 | 229045.00 |
| 304902007 | XXXXX | Borrower 1 Total Income | 13078.00 | 13077.96 |
| 304902006 | XXXXX | Total Cash Out | 238142.01 | 227959.64 |
| 304902005 | XXXXX | Debt to Income Ratio (Back) | 48.3400 | 38.9193 |
| 304902004 | XXXXX | Bankruptcy Chapter | No | 7 |
| 304902004 | XXXXX | Total Cash Out | 75867.94 | 84691.82 |
| 304902001 | XXXXX | Total Cash Out | 55142.84 | 55138.95 |
| 304901999 | XXXXX | Borrower 1 Total Income | 32337.00 | 32337.33 |
| 304901999 | XXXXX | Debt to Income Ratio (Back) | 43.4500 | 39.4472 |
| 304901998 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901996 | XXXXX | Borrower 1 Total Income | 91632.00 | 91631.75 |
| 304901994 | XXXXX | Borrower 1 Total Income | 12208.00 | 12208.34 |
| 304901993 | XXXXX | Borrower 1 Total Income | 46641.00 | 46641.67 |
| 304901993 | XXXXX | Total Cash Out | 324502.71 | 324123.63 |
| 304901992 | XXXXX | Borrower 1 Total Income | 15992.00 | 15992.25 |
| 304901991 | XXXXX | Total Cash Out | 114030.20 | 108653.00 |
| 304901990 | XXXXX | Borrower 1 Total Income | 18978.00 | 18977.75 |
| 304901989 | XXXXX | Borrower 1 Total Income | 10803.00 | 10803.33 |
| 304901989 | XXXXX | Total Cash Out | 82240.18 | 82370.18 |
| 304901988 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901988 | XXXXX | Borrower 1 Total Income | 13094.00 | 13094.29 |
| 304901986 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901986 | XXXXX | Borrower 1 Total Income | 15258.00 | 15258.33 |
| 304901986 | XXXXX | Total Cash Out | 328921.83 | 328921.23 |
| 304901984 | XXXXX | Borrower 1 Total Income | 4232.00 | 4231.96 |
| 304901983 | XXXXX | Borrower 1 Total Income | 14658.00 | 14413.58 |
| 304901982 | XXXXX | Borrower 1 Total Income | 38205.00 | 37500.00 |
| 304901980 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901980 | XXXXX | Borrower 1 Total Income | 12975.00 | 12974.75 |
| 304901980 | XXXXX | Total Cash Out | 143004.15 | 118293.22 |
| 304901979 | XXXXX | Total Cash Out | 83261.02 | 76791.33 |
| 304901978 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304901978 | XXXXX | Bankruptcy Chapter | No | 7 |
| 304901977 | XXXXX | Borrower 1 Total Income | 15917.00 | 15916.67 |
| 304901976 | XXXXX | Borrower 1 Total Income | 18405.00 | 18405.17 |
| 304901975 | XXXXX | Borrower 1 Total Income | 12452.79 | 12452.09 |
| 304901974 | XXXXX | Property Type | Detached PUD | Attached PUD |
| 304901972 | XXXXX | Borrower 1 Total Income | 8161.00 | 6722.00 |
| 304901971 | XXXXX | Debt to Income Ratio (Back) | 44.6100 | 41.2335 |
| 304901969 | XXXXX | Borrower 1 Total Income | 8134.00 | 8270.58 |
| 304901969 | XXXXX | Total Cash Out | 181816.27 | 182016.27 |
| 304901968 | XXXXX | Borrower 1 Total Income | 21697.00 | 21696.58 |
| 304901968 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901967 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901967 | XXXXX | Borrower 2 First Time Home Buyer | Yes | No |
| 304901967 | XXXXX | Total Cash Out | 89133.08 | 89041.54 |
| 304901966 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901966 | XXXXX | Borrower 1 Total Income | 15135.00 | 15134.50 |
| 304901964 | XXXXX | Borrower 1 Total Income | 92530.00 | 91278.00 |
| 304901963 | XXXXX | Borrower 1 Total Income | 22348.00 | 22347.92 |
| 304901962 | XXXXX | Borrower 1 Total Income | 19994.00 | 19994.08 |
| 304901961 | XXXXX | Borrower 1 Total Income | 142112.61 | 142112.60 |
| 304901960 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901959 | XXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 304901958 | XXXXX | Total Cash Out | 196585.88 | 196000.00 |
| 304901956 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901954 | XXXXX | Total Cash Out | 195994.35 | 194505.00 |
| 304901953 | XXXXX | Borrower 1 Total Income | 51990.00 | 51989.92 |
| 304901953 | XXXXX | Debt to Income Ratio (Back) | 47.4500 | 36.0403 |
| 304901950 | XXXXX | Borrower 1 Total Income | 28397.00 | 28397.29 |
| 304901949 | XXXXX | Borrower 1 Total Income | 13844.00 | 13843.85 |
| 304901949 | XXXXX | Debt to Income Ratio (Back) | 49.2900 | 42.6555 |
| 304901949 | XXXXX | Total Cash Out | 246654.34 | 376380.00 |
| 304901947 | XXXXX | Total Cash Out | 160601.30 | 160611.30 |
| 304901946 | XXXXX | Borrower 1 Total Income | 13962.00 | 13961.71 |
| 304901946 | XXXXX | Total Cash Out | 156875.03 | 155719.03 |
| 304901944 | XXXXX | Total Cash Out | 158620.74 | 158422.99 |
| 304901943 | XXXXX | Total Cash Out | 462684.33 | 311860.40 |
| 304901942 | XXXXX | Total Cash Out | 108489.94 | 114257.55 |
| 304901941 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901941 | XXXXX | Total Cash Out | 62212.71 | 65654.91 |
| 304901940 | XXXXX | Borrower 1 Total Income | 84110.00 | 84110.33 |
| 304901939 | XXXXX | Borrower 1 Total Income | 122553.00 | 122553.38 |
| 304901937 | XXXXX | Borrower 1 Total Income | 36794.00 | 18396.92 |
| 304901937 | XXXXX | Borrower 2 Self Employed Flag | No | Yes |
| 304901934 | XXXXX | Borrower 1 Total Income | 26313.00 | 26312.64 |
| 304901932 | XXXXX | Borrower 1 Total Income | 25764.00 | 25763.58 |
| 304901932 | XXXXX | Total Cash Out | 355469.34 | 355405.50 |
| 304901931 | XXXXX | Borrower 1 Total Income | 18570.00 | 18570.30 |
| 304901930 | XXXXX | Borrower 1 Total Income | 16488.00 | 16487.83 |
| 304901930 | XXXXX | Total Cash Out | 151621.89 | 151601.89 |
| 304901929 | XXXXX | Borrower 1 Total Income | 9933.00 | 9932.59 |
| 304901928 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901928 | XXXXX | Borrower 1 Total Income | 15277.00 | 15276.50 |
| 304901927 | XXXXX | Total Cash Out | 194407.43 | 193000.00 |
| 304901926 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901926 | XXXXX | Borrower 1 Total Income | 25977.00 | 25977.08 |
| 304901925 | XXXXX | Total Cash Out | 97426.09 | 97976.09 |
| 304901924 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304901924 | XXXXX | Borrower 1 Total Income | 2718.00 | 2717.45 |
| 304901923 | XXXXX | Borrower 1 Total Income | 63750.70 | 63751.02 |
| 304901920 | XXXXX | Borrower 1 Total Income | 32310.00 | 32309.50 |
| 304901920 | XXXXX | Total Cash Out | 243325.74 | 241605.00 |
| 304901915 | XXXXX | Borrower 1 Total Income | 10482.00 | 10481.75 |
| 304901915 | XXXXX | Debt to Income Ratio (Back) | 49.8800 | 43.0440 |
| 304901915 | XXXXX | Total Cash Out | 98411.53 | 98466.17 |
| 304901914 | XXXXX | Total Cash Out | 145816.06 | 133550.95 |
| 304901913 | XXXXX | Borrower 1 Total Income | 16910.00 | 16910.33 |
| 304901913 | XXXXX | Total Cash Out | 244378.84 | 244428.84 |
| 304901912 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901912 | XXXXX | Borrower 1 Total Income | 12500.00 | 12500.02 |
| 304901910 | XXXXX | Borrower 1 Total Income | 10354.00 | 10354.11 |
| 304901909 | XXXXX | Borrower 1 Total Income | 14187.95 | 13260.00 |
| 304901908 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901908 | XXXXX | Borrower 1 Total Income | 23625.00 | 23624.92 |
| 304901908 | XXXXX | Total Cash Out | 187565.34 | 122808.93 |
| 304901907 | XXXXX | Borrower 1 Total Income | 47912.00 | 47912.17 |
| 304901905 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901904 | XXXXX | Borrower 1 Total Income | 23158.89 | 20334.25 |
| 304901902 | XXXXX | Borrower 1 Total Income | 40418.00 | 40418.24 |
| 304901902 | XXXXX | Total Cash Out | 84531.95 | 85032.95 |
| 304901900 | XXXXX | Borrower 1 Total Income | 23205.00 | 23204.58 |
| 304901899 | XXXXX | Borrower 1 Total Income | 23963.00 | 23963.25 |
| 304901898 | XXXXX | Borrower 1 Total Income | 20196.00 | 20195.67 |
| 304901897 | XXXXX | Borrower 1 Total Income | 11800.00 | 11799.89 |
| 304901897 | XXXXX | Debt to Income Ratio (Back) | 39.5000 | 35.1228 |
| 304901892 | XXXXX | Borrower 1 Total Income | 13081.00 | 13080.61 |
| 304901891 | XXXXX | Borrower 1 Total Income | 17380.99 | 17330.61 |
| 304901890 | XXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 304901887 | XXXXX | Borrower 1 Total Income | 50598.00 | 50598.08 |
| 304901886 | XXXXX | Borrower 1 Total Income | 29755.00 | 29754.67 |
| 304901883 | XXXXX | Borrower 1 Total Income | 16033.00 | 16033.34 |
| 304901882 | XXXXX | Borrower 1 Total Income | 34021.00 | 34021.25 |
| 304901881 | XXXXX | Debt to Income Ratio (Back) | 42.5500 | 29.7023 |
| 304901880 | XXXXX | Borrower 1 Total Income | 44161.00 | 44160.92 |
| 304901880 | XXXXX | Total Cash Out | 340076.06 | 338205.00 |
| 304901879 | XXXXX | Borrower 1 Total Income | 11437.00 | 11437.15 |
| 304901876 | XXXXX | Borrower 1 Total Income | 8754.00 | 8753.98 |
| 304901875 | XXXXX | Borrower 1 Total Income | 17607.45 | 17671.82 |
| 304901875 | XXXXX | Debt to Income Ratio (Back) | 40.0700 | 30.7050 |
| 304901871 | XXXXX | Total Cash Out | 154735.64 | 154860.64 |
| 304901870 | XXXXX | Borrower 1 Total Income | 12204.00 | 12204.25 |
| 304901869 | XXXXX | Property Type | Detached PUD | Attached PUD |
| 304901865 | XXXXX | Borrower 1 Total Income | 34658.00 | 30016.00 |
| 304901865 | XXXXX | Debt to Income Ratio (Back) | 20.0700 | 40.7538 |
| 304901865 | XXXXX | Property Type | Detached PUD | Attached PUD |
| 304901865 | XXXXX | Total Cash Out | 3568.13 | 1345.17 |
| 304901863 | XXXXX | Borrower 1 Total Income | 17333.00 | 16813.33 |
| 304901859 | XXXXX | Borrower 1 Total Income | 16019.00 | 16019.23 |
| 304901859 | XXXXX | Total Cash Out | 290603.61 | 289600.30 |
| 304901858 | XXXXX | Borrower 1 Total Income | 30308.00 | 30308.17 |
| 304901856 | XXXXX | Borrower 1 Total Income | 16608.00 | 16607.58 |
| 304901855 | XXXXX | Total Cash Out | 116695.76 | 115634.76 |
| 304901854 | XXXXX | Borrower 1 Total Income | 26621.00 | 26621.25 |
| 304901853 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304901853 | XXXXX | Total Cash Out | 70520.01 | 69145.19 |
| 304901852 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304901850 | XXXXX | Borrower 1 Total Income | 22652.00 | 22376.28 |
| 304901850 | XXXXX | Total Cash Out | 162976.08 | 161582.58 |
| 304901847 | XXXXX | Borrower 1 Total Income | 12040.00 | 12040.17 |
| 304901847 | XXXXX | Total Cash Out | 151294.77 | 150404.32 |
| 304901846 | XXXXX | Debt to Income Ratio (Back) | 44.5500 | 36.6664 |
| 304901846 | XXXXX | Total Cash Out | 481154.97 | 481226.87 |
| 304901845 | XXXXX | Borrower 1 Total Income | 19091.00 | 19090.62 |
| 304901844 | XXXXX | Borrower 1 Total Income | 16612.00 | 16612.15 |
| 304901843 | XXXXX | Borrower 1 Total Income | 4166.00 | 4166.64 |
| 304901842 | XXXXX | Borrower 1 Total Income | 9838.00 | 9838.40 |
| 304901840 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901840 | XXXXX | Borrower 2 First Time Home Buyer | Yes | No |
| 304901837 | XXXXX | Borrower 1 Total Income | 43604.00 | 43604.11 |
| 304901835 | XXXXX | Borrower 1 Total Income | 35295.00 | 35295.33 |
| 304901835 | XXXXX | Total Cash Out | 188192.51 | 35103.44 |
| 304901834 | XXXXX | Borrower 1 Total Income | 58987.00 | 58986.58 |
| 304901832 | XXXXX | Property Type | Detached PUD | SFR-Attached |
| 304901831 | XXXXX | Borrower 1 Total Income | 17333.00 | 17333.96 |
| 304901831 | XXXXX | Total Cash Out | 156508.98 | 156572.53 |
| 304901830 | XXXXX | Borrower 1 Total Income | 15034.00 | 15033.83 |
| 304901829 | XXXXX | Borrower 1 Total Income | 80639.00 | 80639.08 |
| 304901829 | XXXXX | Total Cash Out | 411837.77 | 409500.00 |
| 304901828 | XXXXX | Borrower 1 Total Income | 14008.00 | 14007.94 |
| 304901826 | XXXXX | Borrower 1 Total Income | 25221.33 | 30998.13 |
| 304901826 | XXXXX | Debt to Income Ratio (Back) | 45.0800 | 40.3415 |
| 304901826 | XXXXX | Total Cash Out | 164622.67 | 114827.86 |
| 304901825 | XXXXX | Borrower 1 Total Income | 18072.00 | 18071.86 |
| 304901824 | XXXXX | ATR/QM Status | QM: Safe Harbor | QM: Safe Harbor (APOR) |
| 304901824 | XXXXX | Borrower 1 Total Income | 31754.00 | 31753.83 |
| 304901824 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901824 | XXXXX | Total Cash Out | 122399.93 | 122679.93 |
| 304901823 | XXXXX | Borrower 1 Total Income | 4853.00 | 4853.33 |
| 304901823 | XXXXX | Total Cash Out | 92876.10 | 82320.07 |
| 304901822 | XXXXX | Borrower 1 Total Income | 10284.00 | 10600.00 |
| 304901822 | XXXXX | Original Appraisal Date | XXXXX | XXXXX |
| 304901822 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304901818 | XXXXX | Borrower 1 Total Income | 35645.00 | 35645.18 |
| 304901817 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304901817 | XXXXX | Borrower 1 Total Income | 25266.00 | 25266.33 |
| 304901816 | XXXXX | Borrower 1 Total Income | 19080.00 | 19080.35 |
| 304901813 | XXXXX | Total Cash Out | 70490.30 | 70565.30 |
| 304901812 | XXXXX | Borrower 1 Total Income | 3145.29 | 3149.84 |
| 304901811 | XXXXX | Borrower 1 Total Income | 17652.00 | 17652.33 |
| 304901808 | XXXXX | Total Cash Out | 493800.75 | 491250.00 |
| 304901807 | XXXXX | Borrower 1 Total Income | 15035.00 | 15034.92 |
| 304901807 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901806 | XXXXX | Total Cash Out | 234750.93 | 235140.93 |
| 304901805 | XXXXX | Total Cash Out | 421520.30 | 383882.69 |
| 304901803 | XXXXX | Borrower 1 Total Income | 11330.00 | 11330.05 |
| 304901802 | XXXXX | Debt to Income Ratio (Back) | 32.7500 | 29.6446 |
| 304901801 | XXXXX | Total Cash Out | 238212.58 | 238836.40 |
| 304901800 | XXXXX | Borrower 1 Total Income | 7871.00 | 7871.11 |
| 304901799 | XXXXX | Total Cash Out | 240096.36 | 240146.36 |
| 304901798 | XXXXX | Borrower 1 Total Income | 11313.48 | 11405.36 |
| 304901797 | XXXXX | Borrower 1 Total Income | 10663.00 | 10666.57 |
| 304901797 | XXXXX | Property Type | Detached PUD | Attached PUD |
| 304901796 | XXXXX | Total Cash Out | 290567.98 | 290717.98 |
| 304901795 | XXXXX | Borrower 1 Total Income | 12020.10 | 12020.09 |
| 304901795 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901793 | XXXXX | Borrower 1 Total Income | 5252.00 | 5252.46 |
| 304901793 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901793 | XXXXX | Total Cash Out | 175564.14 | 175500.00 |
| 304901790 | XXXXX | Borrower 1 Total Income | 15056.00 | 15055.53 |
| 304901787 | XXXXX | Borrower 1 Total Income | 15277.00 | 15277.47 |
| 304901787 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901786 | XXXXX | Debt to Income Ratio (Back) | 40.1800 | 44.4109 |
| 304901786 | XXXXX | Total Cash Out | 60554.14 | 60554.07 |
| 304901784 | XXXXX | Borrower 1 Total Income | 9648.00 | 9648.27 |
| 304901784 | XXXXX | Original Appraisal Date | XXXXX | XXXXX |
| 304901782 | XXXXX | Borrower 1 Total Income | 23752.00 | 23752.47 |
| 304901780 | XXXXX | Borrower 1 Total Income | 24952.79 | 25147.31 |
| 304901778 | XXXXX | Borrower 1 Total Income | 17779.00 | 17779.17 |
| 304901775 | XXXXX | Borrower 1 Total Income | 8514.00 | 8514.13 |
| 304901775 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901775 | XXXXX | Total Cash Out | 167964.23 | 162912.23 |
| 304901774 | XXXXX | Borrower 1 Total Income | 16592.00 | 16591.17 |
| 304901774 | XXXXX | Total Cash Out | 262704.60 | 219914.47 |
| 304901773 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304901773 | XXXXX | Borrower 1 Total Income | 14140.00 | 14144.50 |
| 304901772 | XXXXX | Total Cash Out | 89421.27 | 89485.27 |
| 304901771 | XXXXX | Borrower 1 Total Income | 12737.00 | 12736.67 |
| 304901770 | XXXXX | ATR/QM Status | ATR/QM: Exempt | QM: Safe Harbor |
| 304901770 | XXXXX | Borrower 1 Total Income | 14567.00 | 14566.67 |
| 304901770 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901767 | XXXXX | Borrower 1 Total Income | 52726.00 | 52725.67 |
| 304901764 | XXXXX | Borrower 1 Total Income | 16667.00 | 16667.46 |
| 304901763 | XXXXX | Borrower 1 Total Income | 5880.00 | 5880.15 |
| 304901763 | XXXXX | Total Cash Out | 71082.19 | 71327.79 |
| 304901762 | XXXXX | Total Cash Out | 353631.30 | 335715.38 |
| 304901760 | XXXXX | Borrower 1 Total Income | 17162.00 | 17161.80 |
| 304901755 | XXXXX | Borrower 1 Total Income | 10476.00 | 10475.83 |
| 304901754 | XXXXX | Debt to Income Ratio (Back) | 26.1300 | 23.0163 |
| 304901753 | XXXXX | Borrower 1 Total Income | 28228.00 | 28227.50 |
| 304901753 | XXXXX | Total Cash Out | 201144.11 | 199905.00 |
| 304901752 | XXXXX | Borrower 1 Total Income | 41631.86 | 41631.88 |
| 304901751 | XXXXX | Borrower 1 Total Income | 6719.00 | 6719.53 |
| 304901750 | XXXXX | Borrower 1 Total Income | 10122.00 | 10122.33 |
| 304901747 | XXXXX | ATR/QM Status | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor |
| 304901747 | XXXXX | Borrower 1 Total Income | 12619.00 | 12618.76 |
| 304901747 | XXXXX | Original Appraisal Date | XXXXX | XXXXX |
| 304901746 | XXXXX | Borrower 1 Total Income | 34583.00 | 34583.34 |
| 304901744 | XXXXX | Borrower 1 Total Income | 46566.00 | 46565.83 |
| 304901744 | XXXXX | Total Cash Out | 122265.88 | 122486.88 |
| 304901743 | XXXXX | Borrower 1 Total Income | 8225.00 | 8225.33 |
| 304901743 | XXXXX | Number of Units | 2 | 3 |
| 304901743 | XXXXX | Property Type | 2 Family | 3 Family |
| 304901742 | XXXXX | Borrower 1 Total Income | 8543.00 | 8554.07 |
| 304901741 | XXXXX | Borrower 1 Total Income | 9867.00 | 9867.35 |
| 304901738 | XXXXX | Borrower 1 Total Income | 15207.00 | 15207.14 |
| 304901738 | XXXXX | Total Cash Out | 447310.15 | 447316.65 |
| 304901737 | XXXXX | Borrower 1 Total Income | 21795.50 | 21795.54 |
| 304901734 | XXXXX | Borrower 1 Total Income | 34422.14 | 34207.00 |
| 304901733 | XXXXX | Borrower 1 Self Employed Flag | No | Yes |
| 304901733 | XXXXX | Borrower 1 Total Income | 27411.00 | 27410.75 |
| 304901731 | XXXXX | Total Cash Out | 104040.37 | 54040.37 |
| 304901727 | XXXXX | Borrower 1 Total Income | 15675.00 | 15675.31 |
| 304901726 | XXXXX | Borrower 1 Total Income | 27643.00 | 27643.35 |
| 304901725 | XXXXX | Total Cash Out | 194722.31 | 186988.66 |
| 304901724 | XXXXX | Borrower 1 Total Income | 15809.00 | 15808.69 |
| 304901723 | XXXXX | Total Cash Out | 106597.57 | 106599.57 |
| 304901721 | XXXXX | Borrower 1 Total Income | 13309.00 | 13309.25 |
| 304901716 | XXXXX | Borrower 1 Total Income | 54479.00 | 54479.33 |
| 304901712 | XXXXX | Borrower 1 Total Income | 17336.00 | 17335.22 |
| 304901711 | XXXXX | Borrower 1 Total Income | 18811.75 | 18811.70 |
| 304901711 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901711 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304901710 | XXXXX | Debt to Income Ratio (Back) | 44.3400 | 34.0994 |
| 304901708 | XXXXX | Borrower 1 Total Income | 9138.47 | 8612.00 |
| 304901708 | XXXXX | Total Cash Out | 152417.33 | 152517.33 |
| 304901707 | XXXXX | Borrower 1 Total Income | 35301.00 | 35301.33 |
| 304901705 | XXXXX | Borrower 1 Total Income | 25167.00 | 25167.49 |
| 304901704 | XXXXX | Borrower 1 Total Income | 15226.00 | 15225.82 |
| 304901704 | XXXXX | Total Cash Out | 266591.52 | 266305.00 |
| 304901703 | XXXXX | Borrower 1 Total Income | 20873.00 | 20873.33 |
| 304901701 | XXXXX | Borrower 1 Total Income | 12667.00 | 12667.03 |
| 304901699 | XXXXX | Borrower 1 Total Income | 18191.00 | 18190.66 |
| 304901697 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304901696 | XXXXX | Borrower 1 Total Income | 88236.00 | 88235.56 |
| 304901696 | XXXXX | Debt to Income Ratio (Back) | 45.9800 | 27.9882 |
| 304901694 | XXXXX | Borrower 1 Total Income | 18674.00 | 18673.94 |
| 304901693 | XXXXX | Total Cash Out | 73617.74 | 73621.74 |
| 304901692 | XXXXX | Total Cash Out | 367574.21 | 366700.00 |
| 304901690 | XXXXX | Borrower 1 Total Income | 132126.00 | 132125.72 |
| 304901689 | XXXXX | Total Cash Out | 226330.83 | 224204.74 |
| 304901687 | XXXXX | Borrower 1 Total Income | 28608.00 | 28607.50 |
| 304901686 | XXXXX | Borrower 1 First Time Home Buyer | Yes | No |
| 304901686 | XXXXX | Borrower 1 Total Income | 14214.00 | 14214.39 |
| 304901686 | XXXXX | Debt to Income Ratio (Back) | 39.7600 | 33.1843 |
| 304901685 | XXXXX | Borrower 1 Total Income | 41890.00 | 41890.40 |
| 304901683 | XXXXX | Total Cash Out | 130468.30 | 187664.98 |
| 304901681 | XXXXX | Borrower 1 Total Income | 55145.00 | 55144.53 |
| 304901679 | XXXXX | Borrower 1 Total Income | 11085.00 | 11085.71 |
| 304901678 | XXXXX | Total Cash Out | 266720.98 | 167124.98 |
| 304901676 | XXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| 304901675 | XXXXX | Borrower 1 Total Income | 14153.00 | 14152.05 |
| 304901674 | XXXXX | Borrower 1 Total Income | 16037.00 | 16036.59 |
| 304901674 | XXXXX | Debt to Income Ratio (Back) | 46.8700 | 41.0459 |
| 304901673 | XXXXX | Borrower 1 Total Income | 28848.50 | 28848.42 |
| 304901672 | XXXXX | Borrower 1 Total Income | 14155.00 | 14154.73 |
| 304901671 | XXXXX | Borrower 1 Total Income | 8411.00 | 8411.17 |
| 304901668 | XXXXX | Total Cash Out | 56762.89 | 56167.86 |
| 304901667 | XXXXX | Borrower 1 Total Income | 12504.00 | 13934.50 |
| 304901667 | XXXXX | Debt to Income Ratio (Back) | 36.0900 | 32.6411 |
| 304901666 | XXXXX | Borrower 1 Total Income | 16069.00 | 16069.39 |
| 304901665 | XXXXX | Borrower 1 Total Income | 18788.00 | 18788.42 |
| 304901664 | XXXXX | Borrower 1 Total Income | 86575.00 | 86575.23 |
| 304901664 | XXXXX | Total Cash Out | 397977.54 | 397844.54 |
| 304901663 | XXXXX | Borrower 1 Total Income | 32159.00 | 32159.17 |
| 304901663 | XXXXX | Total Cash Out | 211364.51 | 210796.25 |
| 304901661 | XXXXX | Borrower 1 Total Income | 26153.00 | 34013.00 |
| 304901660 | XXXXX | Borrower 1 Total Income | 14175.00 | 14174.75 |
| 304901660 | XXXXX | Total Cash Out | 239803.10 | 243125.00 |
| 304901659 | XXXXX | Borrower 1 Total Income | 6529.00 | 6529.47 |
| 304901658 | XXXXX | Borrower 1 Total Income | 16553.00 | 16553.20 |
| 304901656 | XXXXX | Borrower 1 Total Income | 12218.00 | 12218.33 |
| 304901655 | XXXXX | Borrower 1 Total Income | 24287.00 | 24287.47 |
| 304901655 | XXXXX | Total Cash Out | 121792.22 | 119286.60 |
| 304901654 | XXXXX | Borrower 1 Total Income | 56819.00 | 56818.58 |
| 304901652 | XXXXX | Borrower 1 Total Income | 10923.00 | 10922.28 |
| 304901652 | XXXXX | Total Cash Out | 143590.12 | 143591.12 |
| 304901651 | XXXXX | Borrower 1 Total Income | 15091.00 | 15091.11 |
| 304901649 | XXXXX | Borrower 1 Total Income | 4269.00 | 4268.50 |
| 304901646 | XXXXX | Borrower 1 Total Income | 25274.00 | 25274.39 |
| 304901646 | XXXXX | Total Cash Out | 216404.60 | 215753.19 |
| 304901645 | XXXXX | Borrower 1 Total Income | 19167.00 | 19166.53 |
| 304901645 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901643 | XXXXX | Total Cash Out | 60708.84 | 60713.84 |
| 304901641 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304901639 | XXXXX | Total Cash Out | 76992.97 | 77079.37 |
| 304901638 | XXXXX | Debt to Income Ratio (Back) | 39.6000 | 36.5139 |
| 304901637 | XXXXX | Borrower 1 Total Income | 17059.00 | 17058.61 |
| 304901637 | XXXXX | Debt to Income Ratio (Back) | 40.3500 | 36.1671 |
| 304901636 | XXXXX | Total Cash Out | 374209.85 | 372848.85 |
| 304901635 | XXXXX | Total Cash Out | 133151.15 | 133131.02 |
| 304901633 | XXXXX | Borrower 1 Total Income | 32593.76 | 32593.43 |
| 304901632 | XXXXX | Borrower 1 Total Income | 9775.00 | 9775.16 |
| 304901632 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304901630 | XXXXX | Borrower 1 Total Income | 25728.30 | 28586.72 |
| 304901629 | XXXXX | Borrower 1 Total Income | 8863.00 | 8862.87 |
| 304901628 | XXXXX | Borrower 1 Total Income | 23941.00 | 23941.69 |
| 304901626 | XXXXX | Borrower 1 Total Income | 7436.00 | 7436.33 |
| 304901623 | XXXXX | Borrower 1 Total Income | 18727.00 | 18726.68 |
| 304901623 | XXXXX | Total Cash Out | 196940.38 | 195029.28 |
| 304901622 | XXXXX | Borrower 1 Total Income | 155612.00 | 155612.06 |
| 304901621 | XXXXX | Borrower 1 Total Income | 29932.00 | 29932.06 |
| 304901621 | XXXXX | Total Cash Out | 169946.56 | 170046.56 |
| 304900447 | XXXXX | Total Cash Out | 329096.80 | 203907.05 |
| 304666559 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666559 | XXXXX | Maturity Date | XXXXX | XXXXX |
| 304666559 | XXXXX | Total Monthly Income | 17217.80 | 18188.50 |
| 304756493 | XXXXX | Total Monthly Income | 8204.16 | 8239.65 |
| 304814609 | XXXXX | Debt to Income Ratio (Back) | 28.9920 | 42.1499 |
| 304814609 | XXXXX | Total Monthly Income | 6913.64 | 6911.61 |
| 304814607 | XXXXX | Total Monthly Income | 14782.00 | 14782.50 |
| 304666558 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666557 | XXXXX | Property Type | SFR | Detached PUD |
| 304666557 | XXXXX | Total Monthly Income | 7708.00 | 7708.34 |
| 304666556 | XXXXX | Total Monthly Income | 5929.00 | 6070.39 |
| 304666555 | XXXXX | Total Monthly Income | 15000.23 | 15395.00 |
| 304666554 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666554 | XXXXX | Total Monthly Income | 5347.00 | 4953.08 |
| 304666553 | XXXXX | Property Type | SFR | Detached PUD |
| 304666553 | XXXXX | Total Monthly Income | 10726.54 | 10973.25 |
| 304666551 | XXXXX | Debt to Income Ratio (Back) | 42.9720 | 39.8416 |
| 304666551 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666551 | XXXXX | Total Monthly Income | 7262.85 | 7361.51 |
| 304666550 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666549 | XXXXX | Total Monthly Income | 18621.65 | 18835.60 |
| 304666548 | XXXXX | Debt to Income Ratio (Back) | 21.6390 | 41.5555 |
| 304756478 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666546 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666545 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666545 | XXXXX | Property Type | SFR | Detached PUD |
| 304666545 | XXXXX | Total Monthly Income | 9671.23 | 9639.86 |
| 304756476 | XXXXX | Debt to Income Ratio (Back) | 10.3200 | 26.3055 |
| 304756476 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666543 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666542 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666541 | XXXXX | Debt to Income Ratio (Back) | 22.9430 | 42.1651 |
| 304666541 | XXXXX | Property Type | SFR | Detached PUD |
| 304666538 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666537 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814584 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666535 | XXXXX | Debt to Income Ratio (Back) | 35.4740 | 40.7456 |
| 304666535 | XXXXX | Total Monthly Income | 11030.00 | 11030.93 |
| 304666534 | XXXXX | Property Type | SFR | Detached PUD |
| 304814582 | XXXXX | Total Monthly Income | 9533.00 | 9533.33 |
| 304756461 | XXXXX | Total Monthly Income | 3818.84 | 3817.12 |
| 304756459 | XXXXX | Total Monthly Income | 14638.83 | 14638.00 |
| 304666533 | XXXXX | Debt to Income Ratio (Back) | 32.4630 | 38.8160 |
| 304666532 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666532 | XXXXX | Total Monthly Income | 16613.65 | 16307.95 |
| 304666531 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666530 | XXXXX | Property Type | SFR | Detached PUD |
| 304666527 | XXXXX | Property Type | SFR | Detached PUD |
| 304666526 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666526 | XXXXX | Total Monthly Income | 30243.02 | 31012.03 |
| 304666525 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666525 | XXXXX | Total Monthly Income | 12421.98 | 12524.98 |
| 304666524 | XXXXX | Total Monthly Income | 2819.20 | 2819.00 |
| 304666523 | XXXXX | Debt to Income Ratio (Back) | 9.0670 | 23.5270 |
| 304666523 | XXXXX | Total Monthly Income | 15159.04 | 15332.06 |
| 304666522 | XXXXX | Total Monthly Income | 14620.38 | 14937.08 |
| 304666521 | XXXXX | Debt to Income Ratio (Back) | 42.4910 | 39.4772 |
| 304666521 | XXXXX | Property Type | SFR | Detached PUD |
| 304666521 | XXXXX | Total Monthly Income | 7510.00 | 8130.80 |
| 304756444 | XXXXX | Property Type | SFR | Detached PUD |
| 304666519 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666519 | XXXXX | Total Monthly Income | 8492.67 | 8665.31 |
| 304666518 | XXXXX | Total Monthly Income | 8034.59 | 8262.57 |
| 304814550 | XXXXX | Total Monthly Income | 9193.64 | 9583.34 |
| 304666517 | XXXXX | Debt to Income Ratio (Back) | 27.0480 | 23.2673 |
| 304666517 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666516 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666516 | XXXXX | Property Type | SFR | Attached PUD |
| 304666514 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666513 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666512 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666511 | XXXXX | Debt to Income Ratio (Back) | 14.4740 | 34.5545 |
| 304666511 | XXXXX | Total Monthly Income | 12360.12 | 12635.19 |
| 304666510 | XXXXX | Total Monthly Income | 8771.03 | 8675.89 |
| 304666509 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666509 | XXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| 304666508 | XXXXX | Total Monthly Income | 15387.00 | 16277.15 |
| 304756429 | XXXXX | Debt to Income Ratio (Back) | 33.1340 | 38.1709 |
| 304756429 | XXXXX | Property Type | SFR | Detached PUD |
| 304814543 | XXXXX | Debt to Income Ratio (Back) | 44.7310 | 41.6943 |
| 304814543 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814541 | XXXXX | Total Monthly Income | 7741.00 | 7741.07 |
| 304666507 | XXXXX | Total Monthly Income | 11830.60 | 11881.46 |
| 304666506 | XXXXX | Total Monthly Income | 8357.66 | 8934.50 |
| 304666505 | XXXXX | Debt to Income Ratio (Back) | 30.2750 | 34.5025 |
| 304666503 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666503 | XXXXX | Total Monthly Income | 12272.99 | 12268.61 |
| 304666502 | XXXXX | Property Type | SFR | Detached PUD |
| 304666502 | XXXXX | Total Monthly Income | 13946.00 | 13947.25 |
| 304666500 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666500 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304666498 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666498 | XXXXX | Total Monthly Income | 9898.38 | 9899.00 |
| 304666497 | XXXXX | Property Type | SFR | Detached PUD |
| 304666497 | XXXXX | Total Monthly Income | 13199.56 | 13181.56 |
| 304666496 | XXXXX | Property Type | SFR | Detached PUD |
| 304666496 | XXXXX | Total Monthly Income | 8701.63 | 8818.30 |
| 304666494 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304756410 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304756410 | XXXXX | Total Monthly Income | 8354.67 | 8355.00 |
| 304666493 | XXXXX | Property Type | SFR | Detached PUD |
| 304666489 | XXXXX | Total Monthly Income | 7824.20 | 8239.89 |
| 304666488 | XXXXX | Total Monthly Income | 12079.00 | 12080.64 |
| 304666487 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666484 | XXXXX | Total Monthly Income | 4183.61 | 4265.53 |
| 304814518 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666482 | XXXXX | Debt to Income Ratio (Back) | 22.9000 | 40.4072 |
| 304666482 | XXXXX | Total Monthly Income | 4302.24 | 4506.67 |
| 304814516 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814516 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304814514 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666481 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666480 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666480 | XXXXX | Property Type | SFR | Detached PUD |
| 304666479 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666479 | XXXXX | Property Type | SFR | Detached PUD |
| 304666478 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666478 | XXXXX | Total Monthly Income | 11001.90 | 10963.09 |
| 304666477 | XXXXX | Total Monthly Income | 4189.37 | 4186.89 |
| 304666476 | XXXXX | Property Type | SFR | Detached PUD |
| 304814509 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814509 | XXXXX | Property Type | SFR | Detached PUD |
| 304814509 | XXXXX | Total Monthly Income | 20249.99 | 20249.98 |
| 304814507 | XXXXX | Debt to Income Ratio (Back) | 28.2960 | 40.0573 |
| 304666475 | XXXXX | Debt to Income Ratio (Back) | 41.2070 | 38.1271 |
| 304666475 | XXXXX | Total Monthly Income | 12178.21 | 13190.68 |
| 304666472 | XXXXX | Total Monthly Income | 5954.54 | 6204.44 |
| 304666471 | XXXXX | Property Type | SFR | Detached PUD |
| 304666470 | XXXXX | Property Type | SFR | Detached PUD |
| 304666469 | XXXXX | Total Monthly Income | 5326.29 | 5408.00 |
| 304666467 | XXXXX | Property Type | SFR | Detached PUD |
| 304756376 | XXXXX | Property Type | SFR | Detached PUD |
| 304666466 | XXXXX | Property Type | SFR | Detached PUD |
| 304666466 | XXXXX | Total Monthly Income | 13973.07 | 13967.16 |
| 304666464 | XXXXX | Total Monthly Income | 5303.91 | 5228.91 |
| 304435994 | XXXXX | Property Type | SFR | Detached PUD |
| 304435994 | XXXXX | Total Monthly Income | 6516.63 | 6508.29 |
| 304666463 | XXXXX | Total Monthly Income | 7500.00 | 7501.00 |
| 304666462 | XXXXX | Total Monthly Income | 5486.38 | 5547.00 |
| 304666461 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666460 | XXXXX | Debt to Income Ratio (Back) | 25.3460 | 33.7061 |
| 304666459 | XXXXX | Debt to Income Ratio (Back) | 36.4180 | 40.7300 |
| 304666459 | XXXXX | Total Monthly Income | 7382.27 | 7643.13 |
| 304756361 | XXXXX | Property Type | SFR | Detached PUD |
| 304666457 | XXXXX | Debt to Income Ratio (Back) | 18.5840 | 33.7601 |
| 304666457 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814484 | XXXXX | Debt to Income Ratio (Back) | 43.7940 | 47.9487 |
| 304814484 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814484 | XXXXX | Property Type | SFR | Detached PUD |
| 304666456 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304814482 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666455 | XXXXX | Total Monthly Income | 7721.50 | 7721.00 |
| 304666454 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666454 | XXXXX | Property Type | SFR | Detached PUD |
| 304666453 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666453 | XXXXX | Total Monthly Income | 5468.51 | 5525.41 |
| 304814475 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814473 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666450 | XXXXX | Debt to Income Ratio (Back) | 21.7120 | 32.2873 |
| 304666450 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666448 | XXXXX | Property Type | SFR | Detached PUD |
| 304756346 | XXXXX | Total Monthly Income | 6250.00 | 6250.01 |
| 304666447 | XXXXX | Property Type | SFR | Detached PUD |
| 304666446 | XXXXX | Total Monthly Income | 10605.33 | 11350.47 |
| 304666445 | XXXXX | Total Monthly Income | 18972.30 | 19043.34 |
| 304666444 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666444 | XXXXX | Total Monthly Income | 26714.42 | 26615.09 |
| 304666443 | XXXXX | Total Monthly Income | 13833.93 | 13833.98 |
| 304666440 | XXXXX | Total Monthly Income | 8292.32 | 8325.62 |
| 304666439 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666437 | XXXXX | Debt to Income Ratio (Back) | 43.6420 | 39.2566 |
| 304666434 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666434 | XXXXX | Property Type | SFR | Detached PUD |
| 304666434 | XXXXX | Total Monthly Income | 16372.19 | 16383.00 |
| 304756329 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666432 | XXXXX | Property Type | SFR | Detached PUD |
| 304756327 | XXXXX | Property Type | SFR | Detached PUD |
| 304814450 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814448 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814448 | XXXXX | Total Monthly Income | 22707.32 | 23149.59 |
| 304666430 | XXXXX | Debt to Income Ratio (Back) | 37.4180 | 40.9947 |
| 304666430 | XXXXX | Total Monthly Income | 4655.84 | 4254.50 |
| 304666429 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666429 | XXXXX | Property Type | SFR | Detached PUD |
| 304666427 | XXXXX | Property Type | SFR | Detached PUD |
| 304666427 | XXXXX | Total Monthly Income | 5952.25 | 5952.92 |
| 304814441 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666423 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666422 | XXXXX | Total Monthly Income | 7286.93 | 7287.00 |
| 304666421 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666421 | XXXXX | Total Monthly Income | 8635.88 | 8661.56 |
| 304666419 | XXXXX | Property Type | SFR | Detached PUD |
| 304666417 | XXXXX | Debt to Income Ratio (Back) | 39.8560 | 33.4826 |
| 304666415 | XXXXX | Property Type | SFR | Detached PUD |
| 304666415 | XXXXX | Total Monthly Income | 12197.11 | 12174.00 |
| 304666414 | XXXXX | Debt to Income Ratio (Back) | 36.3650 | 41.9651 |
| 304666414 | XXXXX | Total Monthly Income | 10539.00 | 10539.60 |
| 304666413 | XXXXX | Debt to Income Ratio (Back) | 24.8800 | 29.4776 |
| 304666413 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304814416 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814409 | XXXXX | Total Monthly Income | 10716.49 | 10716.69 |
| 304666411 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666411 | XXXXX | Property Type | SFR | Detached PUD |
| 304666411 | XXXXX | Total Monthly Income | 19042.11 | 20067.36 |
| 304666410 | XXXXX | Total Monthly Income | 13180.94 | 13640.33 |
| 304666409 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666405 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666403 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666403 | XXXXX | Property Type | SFR | Detached PUD |
| 304666402 | XXXXX | Debt to Income Ratio (Back) | 32.2380 | 28.2563 |
| 304666402 | XXXXX | Total Monthly Income | 11334.67 | 11335.40 |
| 304666400 | XXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | Non-QM: Lender documented all ATR UW factors |
| 304666400 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666400 | XXXXX | Total Monthly Income | 7361.00 | 7484.70 |
| 304666399 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666399 | XXXXX | Property Type | SFR-Attached | SFR |
| 304666399 | XXXXX | Total Monthly Income | 1293.00 | 16019.00 |
| 304666398 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666397 | XXXXX | Debt to Income Ratio (Back) | 28.0550 | 41.4955 |
| 304666397 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666397 | XXXXX | Property Type | SFR | Detached PUD |
| 304666396 | XXXXX | Property Type | SFR | Detached PUD |
| 304666395 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666393 | XXXXX | Debt to Income Ratio (Back) | 43.4810 | 32.6399 |
| 304666393 | XXXXX | Total Monthly Income | 6888.96 | 9177.16 |
| 304666392 | XXXXX | Debt to Income Ratio (Back) | 35.2210 | 42.6546 |
| 304666392 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666392 | XXXXX | Property Type | SFR | Detached PUD |
| 304666392 | XXXXX | Total Monthly Income | 10901.33 | 10446.99 |
| 304666391 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666390 | XXXXX | Debt to Income Ratio (Back) | 37.7730 | 42.0651 |
| 304666390 | XXXXX | Total Monthly Income | 15887.00 | 15888.00 |
| 304666389 | XXXXX | Total Monthly Income | 11654.44 | 11654.43 |
| 304666388 | XXXXX | Property Type | SFR | Detached PUD |
| 304814382 | XXXXX | Debt to Income Ratio (Back) | 21.1560 | 28.6275 |
| 304814382 | XXXXX | Total Monthly Income | 9425.95 | 10709.04 |
| 304666386 | XXXXX | Total Monthly Income | 6969.31 | 6969.30 |
| 304666383 | XXXXX | Debt to Income Ratio (Back) | 32.5240 | 26.2466 |
| 304666383 | XXXXX | Total Monthly Income | 16593.75 | 20308.20 |
| 304666382 | XXXXX | Debt to Income Ratio (Back) | 29.3400 | 37.4979 |
| 304666381 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814375 | XXXXX | Property Type | SFR | Detached PUD |
| 304666380 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814373 | XXXXX | Property Type | SFR | SFR-Attached |
| 304666379 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666379 | XXXXX | Property Type | SFR | Detached PUD |
| 304666378 | XXXXX | Total Monthly Income | 15131.37 | 15138.58 |
| 304666376 | XXXXX | Total Monthly Income | 5089.68 | 5367.60 |
| 304666375 | XXXXX | Property Type | SFR | Detached PUD |
| 304666375 | XXXXX | Total Monthly Income | 7987.17 | 7987.00 |
| 304666374 | XXXXX | Total Monthly Income | 5452.50 | 5452.49 |
| 304435919 | XXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | QM: Safe Harbor |
| 304666373 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666371 | XXXXX | Property Type | SFR | Detached PUD |
| 304666371 | XXXXX | Total Monthly Income | 23982.00 | 23982.04 |
| 304666370 | XXXXX | Property Type | SFR | Detached PUD |
| 304814350 | XXXXX | Property Type | SFR | Detached PUD |
| 304814348 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814348 | XXXXX | Total Monthly Income | 13919.79 | 15801.91 |
| 304666369 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666369 | XXXXX | Total Monthly Income | 21546.47 | 21655.41 |
| 304666368 | XXXXX | Property Type | SFR | Detached PUD |
| 304666367 | XXXXX | Debt to Income Ratio (Back) | 41.7260 | 37.1704 |
| 304666366 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666366 | XXXXX | Total Monthly Income | 6922.48 | 6922.47 |
| 304666365 | XXXXX | Property Type | SFR | Detached PUD |
| 304666360 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666357 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666356 | XXXXX | Property Type | SFR | SFR-Attached |
| 304666355 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666354 | XXXXX | Property Type | SFR | Detached PUD |
| 304666352 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666350 | XXXXX | Debt to Income Ratio (Back) | 23.5930 | 27.9428 |
| 304666349 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666349 | XXXXX | Total Monthly Income | 10632.30 | 10495.13 |
| 304666348 | XXXXX | Debt to Income Ratio (Back) | 34.9240 | 41.3638 |
| 304666346 | XXXXX | Property Type | SFR | Detached PUD |
| 304666346 | XXXXX | Total Monthly Income | 8666.67 | 8389.00 |
| 304814316 | XXXXX | Total Monthly Income | 15629.60 | 19310.02 |
| 304666341 | XXXXX | Debt to Income Ratio (Back) | 33.1700 | 29.5840 |
| 304666341 | XXXXX | Total Monthly Income | 9624.92 | 10791.73 |
| 304666339 | XXXXX | Total Monthly Income | 5932.51 | 5932.50 |
| 304666338 | XXXXX | Total Monthly Income | 4927.93 | 4943.74 |
| 304666337 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666337 | XXXXX | Total Monthly Income | 7326.90 | 7327.00 |
| 304814309 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666335 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666335 | XXXXX | Total Monthly Income | 13813.29 | 14143.63 |
| 304814307 | XXXXX | Property Type | SFR | Detached PUD |
| 304814307 | XXXXX | Total Monthly Income | 19439.26 | 19434.28 |
| 304666334 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666334 | XXXXX | Property Type | SFR | Detached PUD |
| 304814305 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814305 | XXXXX | Property Type | SFR | Detached PUD |
| 304666333 | XXXXX | Total Monthly Income | 8024.92 | 8003.03 |
| 304666330 | XXXXX | Total Monthly Income | 8810.71 | 9374.54 |
| 304666328 | XXXXX | Total Monthly Income | 5381.85 | 5337.71 |
| 304666327 | XXXXX | Total Monthly Income | 4427.51 | 4427.61 |
| 304666325 | XXXXX | Total Monthly Income | 18205.98 | 18475.00 |
| 304666324 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666323 | XXXXX | Property Type | SFR | Detached PUD |
| 304666322 | XXXXX | Total Monthly Income | 12813.00 | 12812.99 |
| 304666321 | XXXXX | Total Monthly Income | 13979.97 | 13979.50 |
| 304666319 | XXXXX | Property Type | SFR | Detached PUD |
| 304666319 | XXXXX | Total Monthly Income | 3386.70 | 3561.68 |
| 304666318 | XXXXX | Property Type | SFR | Detached PUD |
| 304666317 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666316 | XXXXX | Total Monthly Income | 17724.72 | 18009.35 |
| 304666315 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814284 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304435862 | XXXXX | Total Monthly Income | 13701.75 | 15145.48 |
| 304666314 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814282 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666312 | XXXXX | Total Monthly Income | 8774.93 | 9018.01 |
| 304666310 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666308 | XXXXX | Property Type | SFR | Detached PUD |
| 304666308 | XXXXX | Total Monthly Income | 17214.79 | 17215.00 |
| 304666307 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666305 | XXXXX | Property Type | SFR | Detached PUD |
| 304814273 | XXXXX | Total Monthly Income | 5981.73 | 5981.26 |
| 304666303 | XXXXX | Property Type | SFR | Detached PUD |
| 304666303 | XXXXX | Total Monthly Income | 4467.93 | 4497.70 |
| 304666301 | XXXXX | Total Monthly Income | 10638.00 | 10638.29 |
| 304666300 | XXXXX | Property Type | SFR | Detached PUD |
| 304666299 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666297 | XXXXX | Total Monthly Income | 14708.57 | 14297.85 |
| 304666296 | XXXXX | Debt to Income Ratio (Back) | 34.4220 | 39.1949 |
| 304666296 | XXXXX | Total Monthly Income | 9283.05 | 9285.05 |
| 304666293 | XXXXX | Total Monthly Income | 10109.13 | 10122.00 |
| 304814250 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666292 | XXXXX | Property Type | SFR-Attached | SFR |
| 304666290 | XXXXX | Property Type | SFR | Detached PUD |
| 304666290 | XXXXX | Total Monthly Income | 9616.53 | 9616.00 |
| 304666288 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666287 | XXXXX | Property Type | SFR | Detached PUD |
| 304666285 | XXXXX | Property Type | SFR | Detached PUD |
| 304666284 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666284 | XXXXX | Total Monthly Income | 21922.56 | 21922.54 |
| 304666282 | XXXXX | Debt to Income Ratio (Back) | 38.5260 | 34.2162 |
| 304666282 | XXXXX | Total Monthly Income | 8899.87 | 10020.83 |
| 304666281 | XXXXX | Total Monthly Income | 9123.31 | 9168.94 |
| 304666280 | XXXXX | Property Type | SFR | Detached PUD |
| 304666279 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666279 | XXXXX | Total Monthly Income | 6342.17 | 6342.00 |
| 304666277 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666277 | XXXXX | Total Monthly Income | 12128.72 | 12704.72 |
| 304666276 | XXXXX | Debt to Income Ratio (Back) | 26.8200 | 29.8537 |
| 304666276 | XXXXX | Total Monthly Income | 10155.75 | 10482.43 |
| 304666275 | XXXXX | Total Monthly Income | 5235.16 | 5141.00 |
| 304666274 | XXXXX | Debt to Income Ratio (Back) | 42.5060 | 33.9362 |
| 304666274 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666274 | XXXXX | Property Type | SFR | Detached PUD |
| 304666274 | XXXXX | Total Monthly Income | 10364.60 | 10405.32 |
| 304666273 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666271 | XXXXX | Debt to Income Ratio (Back) | 23.4530 | 41.9954 |
| 304666271 | XXXXX | Total Monthly Income | 7741.75 | 7822.00 |
| 304666270 | XXXXX | Total Monthly Income | 11926.56 | 11926.96 |
| 304666269 | XXXXX | Total Monthly Income | 11928.90 | 12040.00 |
| 304666268 | XXXXX | Total Monthly Income | 9513.67 | 10302.43 |
| 304666267 | XXXXX | Debt to Income Ratio (Back) | 36.5660 | 43.5298 |
| 304666267 | XXXXX | Total Monthly Income | 5819.63 | 5342.00 |
| 304666266 | XXXXX | Debt to Income Ratio (Back) | 43.6940 | 36.5359 |
| 304666266 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666266 | XXXXX | Total Monthly Income | 4374.91 | 4492.49 |
| 304666265 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666265 | XXXXX | Property Type | SFR | Detached PUD |
| 304666264 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666263 | XXXXX | Debt to Income Ratio (Back) | 17.2450 | 38.7588 |
| 304666262 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666261 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666260 | XXXXX | Property Type | SFR | Detached PUD |
| 304666259 | XXXXX | Debt to Income Ratio (Back) | 19.7820 | 28.8064 |
| 304666259 | XXXXX | Total Monthly Income | 21666.00 | 21667.00 |
| 304666257 | XXXXX | Total Monthly Income | 5401.40 | 5400.60 |
| 304666256 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666256 | XXXXX | Total Monthly Income | 13082.00 | 13082.10 |
| 304666253 | XXXXX | Property Type | SFR | Detached PUD |
| 304666253 | XXXXX | Total Monthly Income | 10083.00 | 10084.24 |
| 304666252 | XXXXX | Total Monthly Income | 16355.33 | 16541.96 |
| 304666250 | XXXXX | Property Type | SFR | Detached PUD |
| 304666249 | XXXXX | Debt to Income Ratio (Back) | 44.7590 | 41.2103 |
| 304666248 | XXXXX | Debt to Income Ratio (Back) | 28.6320 | 39.4915 |
| 304666248 | XXXXX | Total Monthly Income | 17218.00 | 16750.00 |
| 304666247 | XXXXX | Total Monthly Income | 3748.49 | 3748.00 |
| 304666246 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666246 | XXXXX | Total Monthly Income | 7392.37 | 7036.53 |
| 304666245 | XXXXX | Property Type | SFR | Detached PUD |
| 304666244 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666243 | XXXXX | Debt to Income Ratio (Back) | 31.5190 | 37.3726 |
| 304666243 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666243 | XXXXX | Property Type | SFR | Detached PUD |
| 304666243 | XXXXX | Total Monthly Income | 15909.40 | 15907.00 |
| 304666241 | XXXXX | Debt to Income Ratio (Back) | 22.5790 | 41.2141 |
| 304666241 | XXXXX | Property Type | SFR | Detached PUD |
| 304666239 | XXXXX | Total Monthly Income | 7917.83 | 7912.06 |
| 304666238 | XXXXX | Debt to Income Ratio (Back) | 13.8330 | 31.4297 |
| 304666238 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666238 | XXXXX | Total Monthly Income | 6861.36 | 6861.00 |
| 304666237 | XXXXX | Property Type | SFR | Detached PUD |
| 304666237 | XXXXX | Total Monthly Income | 14591.66 | 14591.17 |
| 304666236 | XXXXX | Property Type | SFR | Detached PUD |
| 304666235 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666234 | XXXXX | Property Type | SFR | Detached PUD |
| 304666234 | XXXXX | Total Monthly Income | 8438.89 | 8439.00 |
| 304666233 | XXXXX | Property Type | SFR | Detached PUD |
| 304666228 | XXXXX | Total Monthly Income | 8049.22 | 8321.35 |
| 304666227 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666227 | XXXXX | Total Monthly Income | 11415.00 | 11377.60 |
| 304666226 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666225 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666224 | XXXXX | Total Monthly Income | 10178.90 | 10122.34 |
| 304666222 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666220 | XXXXX | Debt to Income Ratio (Back) | 16.1970 | 34.2346 |
| 304666220 | XXXXX | Total Monthly Income | 13601.46 | 13839.76 |
| 304666218 | XXXXX | Total Monthly Income | 11583.33 | 11583.35 |
| 304666217 | XXXXX | Total Monthly Income | 12846.95 | 12846.94 |
| 304666215 | XXXXX | Debt to Income Ratio (Back) | 38.8230 | 43.7714 |
| 304666215 | XXXXX | Property Type | SFR | Attached PUD |
| 304666215 | XXXXX | Total Monthly Income | 7000.59 | 6213.00 |
| 304666214 | XXXXX | Total Monthly Income | 12122.00 | 11856.86 |
| 304666210 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666210 | XXXXX | Total Monthly Income | 6741.59 | 6713.00 |
| 304666209 | XXXXX | Total Monthly Income | 19295.99 | 20319.79 |
| 304666208 | XXXXX | Total Monthly Income | 4833.11 | 4833.05 |
| 304666207 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666207 | XXXXX | Property Type | SFR | Detached PUD |
| 304666207 | XXXXX | Total Monthly Income | 17353.51 | 17707.75 |
| 304666205 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666205 | XXXXX | Total Monthly Income | 4123.60 | 4110.83 |
| 304666204 | XXXXX | Property Type | SFR | Detached PUD |
| 304666203 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666202 | XXXXX | Total Monthly Income | 10416.66 | 10422.00 |
| 304666200 | XXXXX | Property Type | SFR | Detached PUD |
| 304666199 | XXXXX | Total Monthly Income | 12416.00 | 12417.08 |
| 304666198 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666198 | XXXXX | Property Type | SFR | Detached PUD |
| 304666197 | XXXXX | Total Monthly Income | 11765.49 | 11824.30 |
| 304666195 | XXXXX | Property Type | SFR | Detached PUD |
| 304666195 | XXXXX | Total Monthly Income | 8766.00 | 8766.57 |
| 304666194 | XXXXX | Debt to Income Ratio (Back) | 27.0250 | 34.3548 |
| 304666194 | XXXXX | Property Type | SFR | Detached PUD |
| 304666194 | XXXXX | Total Monthly Income | 9846.57 | 10164.51 |
| 304666192 | XXXXX | Total Monthly Income | 18638.52 | 19147.09 |
| 304666191 | XXXXX | Debt to Income Ratio (Back) | 34.1660 | 30.4960 |
| 304666191 | XXXXX | Property Type | SFR | Detached PUD |
| 304666191 | XXXXX | Total Monthly Income | 4663.19 | 5200.00 |
| 304666187 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666186 | XXXXX | Total Monthly Income | 10051.96 | 11085.12 |
| 304666185 | XXXXX | Total Monthly Income | 10665.01 | 10709.03 |
| 304666183 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666183 | XXXXX | Total Monthly Income | 17563.80 | 17503.56 |
| 304666182 | XXXXX | Property Type | SFR | Detached PUD |
| 304666182 | XXXXX | Total Monthly Income | 11482.93 | 11483.00 |
| 304666181 | XXXXX | Total Monthly Income | 11386.00 | 11386.19 |
| 304666180 | XXXXX | Total Monthly Income | 4288.73 | 4154.37 |
| 304666179 | XXXXX | Total Monthly Income | 11348.93 | 11701.43 |
| 304666178 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666178 | XXXXX | Property Type | SFR | Detached PUD |
| 304666178 | XXXXX | Total Monthly Income | 18538.22 | 18751.97 |
| 304666177 | XXXXX | Property Type | SFR | Detached PUD |
| 304666175 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666175 | XXXXX | Total Monthly Income | 12367.91 | 12371.42 |
| 304666174 | XXXXX | Debt to Income Ratio (Back) | 18.6510 | 32.1493 |
| 304666174 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666174 | XXXXX | Property Type | SFR | Detached PUD |
| 304666173 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666173 | XXXXX | Total Monthly Income | 7564.33 | 7564.34 |
| 304666172 | XXXXX | Debt to Income Ratio (Back) | 44.4860 | 40.0831 |
| 304666172 | XXXXX | Total Monthly Income | 9658.33 | 9658.00 |
| 304666171 | XXXXX | Debt to Income Ratio (Back) | 10.4810 | 17.5624 |
| 304666171 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666171 | XXXXX | Property Type | SFR | Detached PUD |
| 304435747 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666170 | XXXXX | Total Monthly Income | 15239.00 | 15736.00 |
| 304666168 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666167 | XXXXX | Total Monthly Income | 11108.69 | 11006.86 |
| 304666166 | XXXXX | Property Type | SFR | Detached PUD |
| 304666166 | XXXXX | Total Monthly Income | 13249.17 | 13713.26 |
| 304666165 | XXXXX | Debt to Income Ratio (Back) | 30.1250 | 40.9553 |
| 304666165 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666161 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666160 | XXXXX | Debt to Income Ratio (Back) | 43.6670 | 37.8319 |
| 304666159 | XXXXX | Property Type | SFR | Detached PUD |
| 304666158 | XXXXX | Debt to Income Ratio (Back) | 44.9860 | 41.3411 |
| 304666158 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666158 | XXXXX | Total Monthly Income | 16286.95 | 16427.93 |
| 304666157 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666157 | XXXXX | Property Type | SFR | Detached PUD |
| 304666156 | XXXXX | Property Type | SFR | Detached PUD |
| 304666156 | XXXXX | Total Monthly Income | 7260.00 | 7457.54 |
| 304666155 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666155 | XXXXX | Total Monthly Income | 10064.39 | 9879.23 |
| 304666154 | XXXXX | Total Monthly Income | 7171.23 | 7171.10 |
| 304666153 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304666153 | XXXXX | Original LTV | XXXXX | XXXXX |
| 304666152 | XXXXX | Property Type | SFR | Detached PUD |
| 304666151 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666150 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666149 | XXXXX | Property Type | SFR | Detached PUD |
| 304666148 | XXXXX | Total Monthly Income | 7934.79 | 8325.74 |
| 304666147 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666146 | XXXXX | Property Type | SFR | Detached PUD |
| 304666146 | XXXXX | Total Monthly Income | 12345.22 | 12345.97 |
| 304666145 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666145 | XXXXX | Property Type | SFR | Detached PUD |
| 304666144 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666144 | XXXXX | Total Monthly Income | 9310.93 | 9392.00 |
| 304666142 | XXXXX | Property Type | SFR | Detached PUD |
| 304666142 | XXXXX | Total Monthly Income | 9357.12 | 9437.10 |
| 304666140 | XXXXX | Debt to Income Ratio (Back) | 35.5090 | 41.8066 |
| 304666140 | XXXXX | Property Type | SFR | Detached PUD |
| 304666137 | XXXXX | Debt to Income Ratio (Back) | 25.7410 | 30.9551 |
| 304666137 | XXXXX | Property Type | SFR-Attached | SFR |
| 304666136 | XXXXX | Debt to Income Ratio (Back) | 17.9120 | 24.5128 |
| 304666135 | XXXXX | Total Monthly Income | 6580.88 | 6580.68 |
| 304666134 | XXXXX | Debt to Income Ratio (Back) | 39.2420 | 35.7417 |
| 304666133 | XXXXX | Debt to Income Ratio (Back) | 21.5290 | 41.8526 |
| 304666129 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666128 | XXXXX | Total Monthly Income | 16467.27 | 16305.00 |
| 304666127 | XXXXX | Property Type | SFR | Detached PUD |
| 304666127 | XXXXX | Total Monthly Income | 21327.03 | 21327.00 |
| 304666125 | XXXXX | Total Monthly Income | 6103.63 | 6116.13 |
| 304666124 | XXXXX | Property Type | SFR | Detached PUD |
| 304666123 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666123 | XXXXX | Total Monthly Income | 9135.59 | 9135.58 |
| 304666121 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666118 | XXXXX | Property Type | SFR | Detached PUD |
| 304666118 | XXXXX | Total Monthly Income | 8006.51 | 7952.00 |
| 304666117 | XXXXX | Debt to Income Ratio (Back) | 27.5250 | 31.4202 |
| 304666117 | XXXXX | Total Monthly Income | 14174.17 | 12416.99 |
| 304666116 | XXXXX | Total Monthly Income | 18333.34 | 18332.92 |
| 304666114 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666113 | XXXXX | Debt to Income Ratio (Back) | 39.0430 | 42.4503 |
| 304666112 | XXXXX | Debt to Income Ratio (Back) | 35.1780 | 29.0836 |
| 304666112 | XXXXX | Total Monthly Income | 6208.80 | 7117.13 |
| 304666111 | XXXXX | Property Type | SFR | Detached PUD |
| 304666110 | XXXXX | Debt to Income Ratio (Back) | 35.7750 | 30.5573 |
| 304666110 | XXXXX | Property Type | SFR | Detached PUD |
| 304666109 | XXXXX | Property Type | SFR | Detached PUD |
| 304666108 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666108 | XXXXX | Property Type | SFR | Detached PUD |
| 304666107 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304666106 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666104 | XXXXX | Total Monthly Income | 6691.32 | 6756.53 |
| 304666103 | XXXXX | Property Type | SFR | Detached PUD |
| 304666103 | XXXXX | Total Monthly Income | 4426.93 | 4428.53 |
| 304666102 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666102 | XXXXX | Total Monthly Income | 11583.00 | 11668.28 |
| 304666101 | XXXXX | Property Type | SFR | Detached PUD |
| 304666100 | XXXXX | Total Monthly Income | 6110.00 | 6330.75 |
| 304666098 | XXXXX | Total Monthly Income | 9876.00 | 10248.83 |
| 304666096 | XXXXX | Debt to Income Ratio (Back) | 34.5760 | 39.2769 |
| 304666096 | XXXXX | Total Monthly Income | 7613.15 | 7593.16 |
| 304666095 | XXXXX | Total Monthly Income | 7134.10 | 7158.00 |
| 304666094 | XXXXX | Total Monthly Income | 13052.74 | 13061.00 |
| 304666093 | XXXXX | Property Type | SFR | Detached PUD |
| 304666093 | XXXXX | Total Monthly Income | 10272.08 | 10272.00 |
| 304666091 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304666091 | XXXXX | Debt to Income Ratio (Back) | 32.8410 | 37.1437 |
| 304666091 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666091 | XXXXX | Property Type | SFR | Detached PUD |
| 304666089 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304666088 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666087 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304814019 | XXXXX | Property Type | SFR | Detached PUD |
| 304814019 | XXXXX | Total Monthly Income | 10174.24 | 10732.67 |
| 304814017 | XXXXX | Debt to Income Ratio (Back) | 46.9450 | 37.4016 |
| 304814017 | XXXXX | Property Type | SFR | Detached PUD |
| 304666086 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666086 | XXXXX | Property Type | SFR | Detached PUD |
| 304666085 | XXXXX | Total Monthly Income | 6044.09 | 5957.74 |
| 304666084 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666084 | XXXXX | Property Type | SFR | Detached PUD |
| 304666083 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666083 | XXXXX | Property Type | SFR | Detached PUD |
| 304666083 | XXXXX | Total Monthly Income | 12976.69 | 14031.85 |
| 304666082 | XXXXX | Property Type | SFR | Detached PUD |
| 304666081 | XXXXX | Debt to Income Ratio (Back) | 38.0280 | 26.4963 |
| 304666081 | XXXXX | Property Type | SFR-Attached | SFR |
| 304666081 | XXXXX | Total Monthly Income | 6084.88 | 6259.58 |
| 304666079 | XXXXX | Total Monthly Income | 12904.33 | 12904.00 |
| 304666077 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666077 | XXXXX | Property Type | SFR | Detached PUD |
| 304666077 | XXXXX | Total Monthly Income | 16596.52 | 16595.00 |
| 304666076 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666076 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304666075 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666074 | XXXXX | Property Type | SFR | Detached PUD |
| 304666073 | XXXXX | Total Monthly Income | 13007.06 | 13017.07 |
| 304666072 | XXXXX | Debt to Income Ratio (Back) | 42.0280 | 33.2942 |
| 304666069 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666068 | XXXXX | Debt to Income Ratio (Back) | 17.8370 | 27.7379 |
| 304666068 | XXXXX | Property Type | SFR | Detached PUD |
| 304666068 | XXXXX | Total Monthly Income | 11526.55 | 11660.00 |
| 304666067 | XXXXX | Debt to Income Ratio (Back) | 20.0710 | 33.9635 |
| 304666067 | XXXXX | Total Monthly Income | 11739.13 | 11739.00 |
| 304814000 | XXXXX | Debt to Income Ratio (Back) | 44.4700 | 40.5656 |
| 304814000 | XXXXX | Total Monthly Income | 9542.04 | 9534.89 |
| 304666066 | XXXXX | Total Monthly Income | 12226.00 | 12226.93 |
| 304666064 | XXXXX | Debt to Income Ratio (Back) | 36.1440 | 39.2828 |
| 304666063 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666063 | XXXXX | Property Type | SFR | Detached PUD |
| 304666063 | XXXXX | Total Monthly Income | 12974.87 | 12974.88 |
| 304666062 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666062 | XXXXX | Total Monthly Income | 9330.38 | 9611.17 |
| 304666061 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666061 | XXXXX | Total Monthly Income | 6433.95 | 6434.00 |
| 304666060 | XXXXX | Total Monthly Income | 3340.00 | 3342.24 |
| 304813987 | XXXXX | Total Monthly Income | 7452.18 | 7616.53 |
| 304813985 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813985 | XXXXX | Total Monthly Income | 7674.58 | 7671.57 |
| 304666054 | XXXXX | Property Type | SFR | Attached PUD |
| 304666054 | XXXXX | Total Monthly Income | 8018.54 | 7946.04 |
| 304666053 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666053 | XXXXX | Total Monthly Income | 8286.79 | 8779.77 |
| 304666052 | XXXXX | Debt to Income Ratio (Back) | 19.7420 | 29.0423 |
| 304666052 | XXXXX | Property Type | SFR | Detached PUD |
| 304666052 | XXXXX | Total Monthly Income | 22365.22 | 22410.96 |
| 304666051 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666050 | XXXXX | Debt to Income Ratio (Back) | 35.5960 | 40.8438 |
| 304666050 | XXXXX | Total Monthly Income | 13219.04 | 13517.00 |
| 304666048 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666048 | XXXXX | Total Monthly Income | 10833.00 | 10833.33 |
| 304666046 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666046 | XXXXX | Property Type | SFR | Detached PUD |
| 304666046 | XXXXX | Total Monthly Income | 13149.28 | 13149.58 |
| 304666045 | XXXXX | Property Type | SFR | Detached PUD |
| 304666044 | XXXXX | Total Monthly Income | 7436.41 | 7078.00 |
| 304813970 | XXXXX | Debt to Income Ratio (Back) | 41.1190 | 33.7325 |
| 304813970 | XXXXX | Total Monthly Income | 16606.61 | 16855.43 |
| 304666043 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666043 | XXXXX | Total Monthly Income | 10652.06 | 11202.52 |
| 304666042 | XXXXX | Property Type | SFR | Detached PUD |
| 304666042 | XXXXX | Total Monthly Income | 9309.58 | 9205.00 |
| 304666041 | XXXXX | Property Type | SFR-Attached | SFR |
| 304666039 | XXXXX | Property Type | SFR | Detached PUD |
| 304813968 | XXXXX | Debt to Income Ratio (Back) | 36.2320 | 33.2070 |
| 304666037 | XXXXX | Total Monthly Income | 9196.99 | 9196.00 |
| 304666034 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666034 | XXXXX | Total Monthly Income | 13536.63 | 13537.00 |
| 304666033 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666033 | XXXXX | Total Monthly Income | 15192.67 | 14532.66 |
| 304666029 | XXXXX | Property Type | SFR | Detached PUD |
| 304666029 | XXXXX | Total Monthly Income | 11319.58 | 11320.25 |
| 304666028 | XXXXX | Debt to Income Ratio (Back) | 44.8180 | 35.6600 |
| 304666028 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666028 | XXXXX | Total Monthly Income | 14072.79 | 17008.10 |
| 304666026 | XXXXX | Property Type | SFR | Detached PUD |
| 304666024 | XXXXX | Property Type | SFR | Detached PUD |
| 304666024 | XXXXX | Total Monthly Income | 6934.65 | 6934.64 |
| 304666022 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666018 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666018 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304666018 | XXXXX | Total Monthly Income | 4624.60 | 4625.00 |
| 304666017 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666015 | XXXXX | Debt to Income Ratio (Back) | 37.1370 | 42.3043 |
| 304666015 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666014 | XXXXX | Total Monthly Income | 14716.66 | 14716.67 |
| 304666013 | XXXXX | Debt to Income Ratio (Back) | 38.1660 | 42.5632 |
| 304813934 | XXXXX | Debt to Income Ratio (Back) | 31.2170 | 23.4922 |
| 304813934 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304666010 | XXXXX | Property Type | SFR | Detached PUD |
| 304666010 | XXXXX | Total Monthly Income | 7302.07 | 8007.56 |
| 304666008 | XXXXX | Total Monthly Income | 17681.09 | 17681.08 |
| 304666007 | XXXXX | Total Monthly Income | 7975.88 | 8060.19 |
| 304666005 | XXXXX | Total Monthly Income | 16683.75 | 16818.00 |
| 304813919 | XXXXX | Property Type | SFR | Detached PUD |
| 304666004 | XXXXX | Total Monthly Income | 11836.17 | 12238.00 |
| 304813917 | XXXXX | Debt to Income Ratio (Back) | 22.6780 | 27.3189 |
| 304813917 | XXXXX | Property Type | SFR | Detached PUD |
| 304666003 | XXXXX | Total Monthly Income | 19466.05 | 20499.03 |
| 304666001 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304666001 | XXXXX | Property Type | SFR | Attached PUD |
| 304666001 | XXXXX | Total Monthly Income | 6109.20 | 6022.02 |
| 304666000 | XXXXX | Property Type | SFR | Detached PUD |
| 304666000 | XXXXX | Total Monthly Income | 19315.38 | 19457.00 |
| 304665999 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665999 | XXXXX | Property Type | SFR | Detached PUD |
| 304665997 | XXXXX | Total Monthly Income | 7059.45 | 7282.54 |
| 304813902 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813902 | XXXXX | Property Type | SFR | Detached PUD |
| 304665996 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665996 | XXXXX | Total Monthly Income | 10729.16 | 10729.17 |
| 304813900 | XXXXX | Property Type | SFR | Detached PUD |
| 304665995 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665994 | XXXXX | Debt to Income Ratio (Back) | 29.0730 | 40.9811 |
| 304665994 | XXXXX | Total Monthly Income | 7384.42 | 7496.99 |
| 304665993 | XXXXX | Property Type | SFR | Detached PUD |
| 304665992 | XXXXX | Total Monthly Income | 17744.38 | 17816.76 |
| 304665991 | XXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | QM: Rebuttable Presumption (APOR) |
| 304665991 | XXXXX | Property Type | SFR | Detached PUD |
| 304665991 | XXXXX | Total Monthly Income | 15110.55 | 14768.94 |
| 304665990 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665990 | XXXXX | Total Monthly Income | 11584.67 | 11439.20 |
| 304665988 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813887 | XXXXX | Total Monthly Income | 9503.07 | 9503.21 |
| 304813885 | XXXXX | Property Type | SFR | Detached PUD |
| 304665987 | XXXXX | Debt to Income Ratio (Back) | 42.1900 | 35.6427 |
| 304665987 | XXXXX | Total Monthly Income | 15730.74 | 15632.99 |
| 304665985 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665985 | XXXXX | Total Monthly Income | 8276.10 | 8521.84 |
| 304665984 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304665982 | XXXXX | Debt to Income Ratio (Back) | 19.7240 | 33.2592 |
| 304665981 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665981 | XXXXX | Property Type | SFR | Detached PUD |
| 304665980 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665978 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665978 | XXXXX | Property Type | SFR | Detached PUD |
| 304665978 | XXXXX | Total Monthly Income | 12607.57 | 12873.97 |
| 304665977 | XXXXX | Total Monthly Income | 5940.00 | 5981.67 |
| 304665976 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665976 | XXXXX | Property Type | SFR | Detached PUD |
| 304665976 | XXXXX | Total Monthly Income | 7469.53 | 7444.56 |
| 304665975 | XXXXX | Property Type | SFR | Detached PUD |
| 304665974 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813870 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813868 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304665973 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665972 | XXXXX | Total Monthly Income | 6555.88 | 6424.52 |
| 304665971 | XXXXX | Property Type | SFR | Detached PUD |
| 304665968 | XXXXX | Property Type | SFR | Detached PUD |
| 304665968 | XXXXX | Total Monthly Income | 7296.94 | 7307.21 |
| 304665967 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665966 | XXXXX | Property Type | SFR | Detached PUD |
| 304665965 | XXXXX | Property Type | SFR | Detached PUD |
| 304665963 | XXXXX | Debt to Income Ratio (Back) | 44.9300 | 41.2443 |
| 304665962 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665962 | XXXXX | Total Monthly Income | 12204.19 | 12089.60 |
| 304665961 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665961 | XXXXX | Property Type | SFR | Detached PUD |
| 304665960 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665960 | XXXXX | Total Monthly Income | 12230.73 | 12265.06 |
| 304665958 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665958 | XXXXX | Total Monthly Income | 19336.54 | 19337.00 |
| 304665957 | XXXXX | Total Monthly Income | 6257.75 | 6383.75 |
| 304665956 | XXXXX | Property Type | SFR | Detached PUD |
| 304633654 | XXXXX | Total Monthly Income | 5865.78 | 5762.20 |
| 304813853 | XXXXX | Property Type | SFR | Detached PUD |
| 304813853 | XXXXX | Total Monthly Income | 24181.27 | 24139.81 |
| 304665955 | XXXXX | Property Type | SFR | Detached PUD |
| 304665953 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813851 | XXXXX | Total Monthly Income | 11131.70 | 11025.68 |
| 304665952 | XXXXX | Total Monthly Income | 12250.01 | 12250.00 |
| 304665950 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665949 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665946 | XXXXX | Debt to Income Ratio (Back) | 26.8820 | 42.2905 |
| 304665946 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665945 | XXXXX | Debt to Income Ratio (Back) | 36.8430 | 41.3280 |
| 304665945 | XXXXX | Property Type | SFR | Detached PUD |
| 304665943 | XXXXX | Debt to Income Ratio (Back) | 20.5750 | 28.0892 |
| 304665943 | XXXXX | Total Monthly Income | 11333.00 | 11333.32 |
| 304665942 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665942 | XXXXX | Property Type | SFR | Detached PUD |
| 304665939 | XXXXX | Property Type | SFR | Detached PUD |
| 304813836 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665937 | XXXXX | Property Type | SFR | Detached PUD |
| 304665936 | XXXXX | Total Monthly Income | 8311.77 | 8312.00 |
| 304813834 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665934 | XXXXX | Property Type | SFR | Detached PUD |
| 304665933 | XXXXX | Total Monthly Income | 3837.59 | 3660.33 |
| 304665932 | XXXXX | Property Type | SFR | Detached PUD |
| 304665931 | XXXXX | Total Monthly Income | 12766.96 | 13177.35 |
| 304665929 | XXXXX | Debt to Income Ratio (Back) | 13.2730 | 20.1327 |
| 304665929 | XXXXX | Total Monthly Income | 11072.90 | 12840.00 |
| 304665928 | XXXXX | Debt to Income Ratio (Back) | 43.0250 | 38.0684 |
| 304665928 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665928 | XXXXX | Property Type | SFR | Detached PUD |
| 304665928 | XXXXX | Total Monthly Income | 10321.00 | 11041.50 |
| 304665927 | XXXXX | Debt to Income Ratio (Back) | 24.3200 | 31.0421 |
| 304665926 | XXXXX | Debt to Income Ratio (Back) | 40.5490 | 34.2393 |
| 304665926 | XXXXX | Property Type | SFR | Detached PUD |
| 304665926 | XXXXX | Total Monthly Income | 18804.84 | 22226.40 |
| 304665925 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665924 | XXXXX | Debt to Income Ratio (Back) | 25.3160 | 29.7450 |
| 304665924 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665924 | XXXXX | Property Type | SFR | Detached PUD |
| 304665923 | XXXXX | Property Type | SFR | Detached PUD |
| 304665923 | XXXXX | Total Monthly Income | 31011.95 | 32264.00 |
| 304665922 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665921 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665920 | XXXXX | Debt to Income Ratio (Back) | 43.4850 | 38.8041 |
| 304665920 | XXXXX | Property Type | SFR | Detached PUD |
| 304665920 | XXXXX | Total Monthly Income | 16368.06 | 17781.00 |
| 304665919 | XXXXX | Debt to Income Ratio (Back) | 11.7380 | 18.6057 |
| 304665919 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665919 | XXXXX | Total Monthly Income | 27757.71 | 32903.09 |
| 304665917 | XXXXX | Total Monthly Income | 7781.00 | 7781.26 |
| 304665916 | XXXXX | Total Monthly Income | 13648.10 | 13245.24 |
| 304665914 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665914 | XXXXX | Property Type | SFR-Attached | SFR |
| 304665914 | XXXXX | Total Monthly Income | 14869.94 | 14924.00 |
| 304665910 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665910 | XXXXX | Property Type | SFR | Detached PUD |
| 304665906 | XXXXX | Total Monthly Income | 6934.12 | 6985.24 |
| 304665905 | XXXXX | Property Type | SFR | Detached PUD |
| 304665904 | XXXXX | Property Type | SFR | Detached PUD |
| 304665903 | XXXXX | Property Type | SFR | Detached PUD |
| 304665903 | XXXXX | Total Monthly Income | 6532.39 | 6711.73 |
| 304665902 | XXXXX | Debt to Income Ratio (Back) | 19.2410 | 28.8184 |
| 304665902 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665902 | XXXXX | Total Monthly Income | 20527.28 | 19549.78 |
| 304665901 | XXXXX | Total Monthly Income | 10183.58 | 10341.64 |
| 304665899 | XXXXX | Property Type | SFR | Detached PUD |
| 304665898 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665898 | XXXXX | Property Type | SFR | Detached PUD |
| 304665896 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665895 | XXXXX | Debt to Income Ratio (Back) | 44.1130 | 35.4944 |
| 304665895 | XXXXX | Total Monthly Income | 21084.72 | 23170.00 |
| 304665894 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665894 | XXXXX | Property Type | SFR | Detached PUD |
| 304665893 | XXXXX | Debt to Income Ratio (Back) | 35.9790 | 40.2154 |
| 304665893 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813802 | XXXXX | Debt to Income Ratio (Back) | 43.4110 | 39.2450 |
| 304813802 | XXXXX | Total Monthly Income | 8572.56 | 8555.57 |
| 304665891 | XXXXX | Property Type | SFR | Detached PUD |
| 304665891 | XXXXX | Total Monthly Income | 6274.93 | 6275.00 |
| 304665890 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665890 | XXXXX | Total Monthly Income | 8921.18 | 9836.67 |
| 304665889 | XXXXX | Total Monthly Income | 9066.01 | 9130.00 |
| 304665888 | XXXXX | Total Monthly Income | 4974.23 | 4974.24 |
| 304665887 | XXXXX | Property Type | SFR | Detached PUD |
| 304665886 | XXXXX | Property Type | SFR | Detached PUD |
| 304665886 | XXXXX | Total Monthly Income | 7112.97 | 7094.63 |
| 304813800 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304813800 | XXXXX | Property Type | SFR | Detached PUD |
| 304813800 | XXXXX | Total Monthly Income | 11252.79 | 11178.92 |
| 304665885 | XXXXX | Total Monthly Income | 9676.04 | 9676.01 |
| 304665884 | XXXXX | Total Monthly Income | 29274.86 | 30928.73 |
| 304665883 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665882 | XXXXX | Property Type | SFR | Detached PUD |
| 304665882 | XXXXX | Total Monthly Income | 3922.38 | 3926.00 |
| 304665881 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665881 | XXXXX | Total Monthly Income | 8553.25 | 8708.25 |
| 304665880 | XXXXX | Total Monthly Income | 8796.66 | 8797.00 |
| 304665879 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665878 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665878 | XXXXX | Total Monthly Income | 9832.89 | 9781.32 |
| 304665877 | XXXXX | Total Monthly Income | 10372.86 | 10641.51 |
| 304665875 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665875 | XXXXX | Property Type | SFR | Detached PUD |
| 304665874 | XXXXX | Property Type | SFR | Detached PUD |
| 304665874 | XXXXX | Total Monthly Income | 10198.27 | 10282.31 |
| 304665872 | XXXXX | Debt to Income Ratio (Back) | 33.1950 | 39.8067 |
| 304665872 | XXXXX | Total Monthly Income | 8416.67 | 8416.68 |
| 304665871 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665871 | XXXXX | Total Monthly Income | 18072.17 | 18198.87 |
| 304665870 | XXXXX | Property Type | SFR | Detached PUD |
| 304665870 | XXXXX | Total Monthly Income | 6001.15 | 6488.00 |
| 304665866 | XXXXX | Debt to Income Ratio (Back) | 18.1630 | 31.9408 |
| 304813785 | XXXXX | Property Type | SFR | Detached PUD |
| 304813783 | XXXXX | Total Monthly Income | 12862.00 | 12862.27 |
| 304665864 | XXXXX | Property Type | SFR | Detached PUD |
| 304665863 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665861 | XXXXX | Total Monthly Income | 15407.25 | 15141.24 |
| 304665860 | XXXXX | Total Monthly Income | 26346.86 | 26433.32 |
| 304665859 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665859 | XXXXX | Total Monthly Income | 22989.55 | 22453.80 |
| 304665858 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665856 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665853 | XXXXX | Total Monthly Income | 7916.13 | 8220.54 |
| 304813770 | XXXXX | Property Type | SFR | Detached PUD |
| 304665852 | XXXXX | Total Monthly Income | 10482.00 | 10825.96 |
| 304435515 | XXXXX | Debt to Income Ratio (Back) | 38.9110 | 33.3048 |
| 304665850 | XXXXX | Property Type | SFR | Detached PUD |
| 304665849 | XXXXX | Property Type | SFR | Detached PUD |
| 304665849 | XXXXX | Total Monthly Income | 15351.06 | 15384.80 |
| 304665848 | XXXXX | Property Type | SFR | Detached PUD |
| 304665847 | XXXXX | Debt to Income Ratio (Back) | 18.9110 | 36.3087 |
| 304665846 | XXXXX | Property Type | SFR | Detached PUD |
| 304665845 | XXXXX | Debt to Income Ratio (Back) | 20.4890 | 33.4821 |
| 304665844 | XXXXX | Total Monthly Income | 6768.46 | 6768.50 |
| 304665843 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665843 | XXXXX | Property Type | SFR | Detached PUD |
| 304665842 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665842 | XXXXX | Property Type | SFR | Detached PUD |
| 304665840 | XXXXX | Debt to Income Ratio (Back) | 43.5150 | 36.2377 |
| 304665840 | XXXXX | Total Monthly Income | 5648.85 | 6586.67 |
| 304665839 | XXXXX | Property Type | SFR | Detached PUD |
| 304665838 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304665837 | XXXXX | Property Type | SFR | Detached PUD |
| 304665837 | XXXXX | Total Monthly Income | 8438.08 | 8438.07 |
| 304665836 | XXXXX | Total Monthly Income | 16475.58 | 15876.67 |
| 304665835 | XXXXX | Property Type | SFR | Detached PUD |
| 304665834 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665833 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665833 | XXXXX | Property Type | SFR | Detached PUD |
| 304665833 | XXXXX | Total Monthly Income | 14988.00 | 14988.34 |
| 304665832 | XXXXX | Property Type | SFR | Detached PUD |
| 304665829 | XXXXX | Property Type | SFR | Detached PUD |
| 304665828 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304665828 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665827 | XXXXX | Total Monthly Income | 7901.37 | 7904.77 |
| 304665826 | XXXXX | Property Type | SFR | Detached PUD |
| 304665825 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665825 | XXXXX | Total Monthly Income | 13232.31 | 12617.32 |
| 304665823 | XXXXX | Debt to Income Ratio (Back) | 28.0370 | 42.6922 |
| 304665822 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665822 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304665819 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665819 | XXXXX | Property Type | SFR | Detached PUD |
| 304665818 | XXXXX | Total Monthly Income | 19839.51 | 20232.00 |
| 304813734 | XXXXX | Debt to Income Ratio (Back) | 14.0890 | 25.6732 |
| 304813734 | XXXXX | Total Monthly Income | 11565.00 | 11566.52 |
| 304665815 | XXXXX | Total Monthly Income | 3231.22 | 3232.23 |
| 304665814 | XXXXX | Debt to Income Ratio (Back) | 42.0010 | 36.3313 |
| 304665814 | XXXXX | Total Monthly Income | 13125.00 | 13125.60 |
| 304665813 | XXXXX | Debt to Income Ratio (Back) | 9.4240 | 22.3287 |
| 304665813 | XXXXX | Total Monthly Income | 11320.00 | 11282.27 |
| 304665811 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304665810 | XXXXX | Total Monthly Income | 14607.32 | 14607.31 |
| 304665808 | XXXXX | Total Monthly Income | 4551.80 | 4551.81 |
| 304813719 | XXXXX | Total Monthly Income | 9707.12 | 9711.00 |
| 304665807 | XXXXX | Property Type | SFR | Detached PUD |
| 304665806 | XXXXX | Debt to Income Ratio (Back) | 28.6690 | 36.5870 |
| 304813717 | XXXXX | Property Type | SFR | Detached PUD |
| 304665805 | XXXXX | Total Monthly Income | 3962.56 | 3946.83 |
| 304665804 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665804 | XXXXX | Total Monthly Income | 8899.50 | 9060.36 |
| 304665803 | XXXXX | Property Type | SFR | Detached PUD |
| 304665803 | XXXXX | Total Monthly Income | 6307.64 | 6307.00 |
| 304665801 | XXXXX | Property Type | SFR | Detached PUD |
| 304665800 | XXXXX | Total Monthly Income | 15416.66 | 15416.00 |
| 304665799 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665798 | XXXXX | Debt to Income Ratio (Back) | 35.7680 | 40.1819 |
| 304665798 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665798 | XXXXX | Total Monthly Income | 8856.00 | 8856.20 |
| 304665797 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665797 | XXXXX | Property Type | SFR | Detached PUD |
| 304665795 | XXXXX | Debt to Income Ratio (Back) | 2.0430 | 22.2366 |
| 304665795 | XXXXX | Property Type | SFR | Detached PUD |
| 304665795 | XXXXX | Total Monthly Income | 14134.73 | 14104.69 |
| 304665794 | XXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | QM: Rebuttable Presumption (APOR) |
| 304665793 | XXXXX | Total Monthly Income | 50630.96 | 52602.58 |
| 304665792 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665792 | XXXXX | Property Type | SFR | Detached PUD |
| 304665790 | XXXXX | Total Monthly Income | 3872.06 | 3868.68 |
| 304665789 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665789 | XXXXX | Property Type | SFR | Detached PUD |
| 304665788 | XXXXX | Total Monthly Income | 6215.30 | 6215.52 |
| 304665787 | XXXXX | Debt to Income Ratio (Back) | 18.3880 | 34.7543 |
| 304813702 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304813700 | XXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 304665785 | XXXXX | Total Monthly Income | 11797.03 | 11797.04 |
| 304665784 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665783 | XXXXX | Total Monthly Income | 14968.00 | 14968.96 |
| 304665780 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304665780 | XXXXX | Debt to Income Ratio (Back) | 40.9430 | 36.7738 |
| 304665780 | XXXXX | Total Monthly Income | 8762.61 | 9922.77 |
| 304665779 | XXXXX | Property Type | SFR | Detached PUD |
| 304348042 | XXXXX | Total Monthly Income | 10235.25 | 10353.37 |
| 304665778 | XXXXX | Total Monthly Income | 4529.64 | 4533.07 |
| 304665777 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665776 | XXXXX | Property Type | Condotel | Site Condo |
| 304665775 | XXXXX | Property Type | SFR | Detached PUD |
| 304665773 | XXXXX | Property Type | SFR-Attached | Attached PUD |
| 304665772 | XXXXX | Debt to Income Ratio (Back) | 33.7390 | 30.6880 |
| 304665771 | XXXXX | Debt to Income Ratio (Back) | 38.8100 | 32.9598 |
| 304665769 | XXXXX | Property Type | SFR | Detached PUD |
| 304665768 | XXXXX | Property Type | SFR | Detached PUD |
| 304665768 | XXXXX | Total Monthly Income | 19737.39 | 19690.44 |
| 304665767 | XXXXX | Total Monthly Income | 7095.06 | 7051.33 |
| 304665766 | XXXXX | Property Type | SFR-Attached | Detached PUD |
| 304665766 | XXXXX | Total Monthly Income | 10785.84 | 10827.55 |
| 304665765 | XXXXX | Debt to Income Ratio (Back) | 34.7360 | 40.1267 |
| 304665765 | XXXXX | Property Type | SFR | Detached PUD |
| 304665764 | XXXXX | Total Monthly Income | 10365.00 | 10365.65 |
| 304665763 | XXXXX | Debt to Income Ratio (Back) | 37.8240 | 32.1627 |
| 304665763 | XXXXX | Lender Application Date | XXXXX | XXXXX |
| 304665761 | XXXXX | Debt to Income Ratio (Back) | 33.8310 | 29.3173 |
| 304665761 | XXXXX | Total Monthly Income | 6284.70 | 7252.26 |
| 304665758 | XXXXX | Total Monthly Income | 9557.60 | 8847.43 |
| 304665757 | XXXXX | Debt to Income Ratio (Back) | 25.8700 | 34.8375 |
| 304666604 | XXXXX | Debt to Income Ratio (Back) | 26.7470 | 23.4226 |
| 304666603 | XXXXX | Debt to Income Ratio (Back) | 26.6110 | 43.5831 |
| 304666600 | XXXXX | Loan Purpose | Rate and Term Refi | Cashout Refi |
| 304666600 | XXXXX | Maturity Date | XXXXX | XXXXX |
| 304666600 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666599 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666599 | XXXXX | Representative Credit Score for Grading | 712 | 701 |
| 304666596 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304666595 | XXXXX | Loan Purpose | Rate and Term Refi | Cashout Refi |
| 304666594 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666591 | XXXXX | Debt to Income Ratio (Back) | 20.0100 | 13.8764 |
| 304666590 | XXXXX | Debt to Income Ratio (Back) | 38.9730 | 44.7582 |
| 304666587 | XXXXX | Representative Credit Score for Grading | 768 | 763 |
| 304666584 | XXXXX | Original Term | XXXXX | XXXXX |
| 304666584 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666579 | XXXXX | Debt to Income Ratio (Back) | 38.8420 | 35.7322 |
| 304666574 | XXXXX | Debt to Income Ratio (Back) | 43.8080 | 35.2857 |
| 304666571 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666570 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304666569 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304666568 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304814684 | XXXXX | Debt to Income Ratio (Back) | 49.6190 | 45.8040 |
| 304814684 | XXXXX | Original Term | XXXXX | XXXXX |
| 304814673 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304814673 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304814671 | XXXXX | Origination Date | XXXXX | XXXXX |
| 304814669 | XXXXX | Debt to Income Ratio (Back) | 25.1120 | 42.2537 |
| 304814669 | XXXXX | Property Type | SFR | Detached PUD |
| 304814652 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304814652 | XXXXX | Original LTV | XXXXX | XXXXX |
| 304814650 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304814648 | XXXXX | Combined LTV | XXXXX | XXXXX |
| 304814648 | XXXXX | Debt to Income Ratio (Back) | 42.6290 | 39.6005 |
| 304814644 | XXXXX | Debt to Income Ratio (Back) | 38.9600 | 42.8830 |
| 304814644 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304814643 | XXXXX | Original Appraised Value | XXXXX | XXXXX |
| 304814643 | XXXXX | Property Type | SFR | Detached PUD |
| 304814643 | XXXXX | Representative Credit Score for Grading | 711 | 771 |
| 304814616 | XXXXX | Debt to Income Ratio (Back) | 404.7190 | 43.9631 |
| 304814616 | XXXXX | Property Type | SFR | Detached PUD |
| 304717668 | XXXXX | Property Type | SFR | Detached PUD |

---

## Exhibit 99.13

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ***Loans in Report:*** | *1540* | *1540* | *1540* | *1540* | *1540* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** | *335* | *335* | *335* | *335* | *335* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **ConditionSub Category** | **Condition Status** | **Initial Securitization Condition Grade** | **Final Securitization Condition Grade** | **Initial S&P Condition Grade** | **Final S&P Condition Grade** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 304902280 | 1000000613 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 22 points above guideline minimum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 6 years in same profession.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 positive mortgage payment history. |
| 304902279 | 1000000620 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX for the last 22 years as a XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 62 points above guideline minimum of 700.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mtge History 0 x 30 x 33 months |
| 304902278 | 1000000637 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$110,193.94 or 19.83 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902277 | 1000000638 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 7 years and 1 month.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 14.49 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x97 months mortgage payment history meeting 12 month guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 30 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x60 months consumer payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16.87 points below guideline maximum. |
| 304902276 | 1000000639 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 5 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x40 positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x209 months positive consumer payment history meeting 12 month guideline requirement. |
| 304474949 | 1090300894 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 16 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 15.56 points below guideline maximum. |
| 304902273 | 1090301134 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | A | A | D | A | D | A | D | A | A | A | D | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2478 | Missing Legal Documentation | No | Missing initial LE dated XXX | 6/16/25 - Lender provided a copy of the missing XXX LE. | 6/16/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are XXX or 27.80 months PITIA. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 20 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304902273 | 1090301134 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | A | A | D | A | D | A | D | A | A | A | D | A | D | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing Condo Certificate/Questionnaire. | 6/16/25 - Lender provided a copy of the Condo project being XXX Approved, allows to go without the condo questionnaire. | 6/16/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are XXX or 27.80 months PITIA. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 20 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304902272 | 1100501368 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 15 points below guideline maximum of 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 65 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 38 months |
| 304474922 | 2000091587 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 66 points below guideline maximum |
| 304474814 | 2000093144 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 29 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 30.64 points below guideline maximum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x84 |
| 304474535 | 2000097997 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 29 months paid as agreed. |
| 304902189 | 2000099626 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at subject for the past 28 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0 x 30 x 43 |
| 304902188 | 2000101466 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Expiration Date: XXXEarliest ROR Expiration Date: XXX | 11/8/24 - Upon further review, the PCCD reflects a disbursement date of XXX, beyond the date of the closing CD. | 11/8/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 30 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x84<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.35 points below guideline maximum. |
| 304902187 | 2000101548 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 104 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower lived in primary for past 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX Employed for the past 9 years |
| 304902186 | 2000101609 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets areXXX or 37.16 months PITI, No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 223 months paid as agreed. |
| 304902185 | 2000101942 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 25 points below guideline maximum<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 37 months paid as agreed. |
| 304902184 | 2000102002 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 38 points above guideline minimum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 9.7 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x3032 |
| 304902183 | 2000102347 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 5 years 6 months XXX<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0x30x99 |
| 304474357 | 2000102363 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 46 points above guideline minimum |
| 304902182 | 2000102590 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 101 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x71 consumer pay history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x17 months mortgage payment history. |
| 304902181 | 2000102615 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 mortgage payment history.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 59 points above guideline minimum |
| 304902180 | 2000103135 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage history 0x30x38<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 39.49 months PITIA above guideline minimum. |
| 304902179 | 2000103150 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 72 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 12.62 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x37 |
| 304474305 | 2000103192 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > XXX guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage payment 0x30x92<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 12 points below guideline maximum<br>CFCFS2860: Good credit history<br> - xxx Comments: Median FICO > 91 points above guideline minimum |
| 304902178 | 2000103217 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents | 11/13/24 - Lender provided a copy of the missing Trust Certification. | 11/13/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 10 points below guideline maximum. |
| 304474303 | 2000103250 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 33 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x33 |
| 304902176 | 2000103586 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 6.16 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x80<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x81<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 97 points above guideline minimum. |
| 304902175 | 2000103631 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | A | A | A | B | A | A | A | B | A | A | A | B | A | A | A | Property Valuations | FEMA | Satisfied | B | A | B | A | PRVAFEMA856 | Natural Disaster Area, no subsequent inspection (Public) | No | Disaster Declaration date 10/11/2024, effective date 11/02/2024, xxx XXX, Disaster declaration # xxx. Appraisal date XXX, no PDI in file | 11/22/24 - Lender provided a Post Disaster Inspection report reflecting no damage to the subject property. | 11/22/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum |
| 304902174 | 2000103748 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902173 | 2000103839 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents. | 11/12/24 - Lender provided a copy of the Trust Certification. | 11/12/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 20 years at current residence<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 40 years in profession<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 47.59% |
| 304902172 | 2000103871 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum |
| 304902171 | 2000103981 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 35 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x62<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16 points below guideline maximum. |
| 304902169 | 2000104404 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job with 17 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 16 points above guideline<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 34.21 points below guideline maximum |
| 304902168 | 2000104540 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 20 years at current residence |
| 304902167 | 2000104581 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline minimum |
| 304902166 | 2000104610 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 13 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x43<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x181 |
| 304902165 | 2000104656 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | A | A | A | B | A | A | A | B | A | A | A | B | A | A | A | Property Valuations | FEMA | Satisfied | B | A | B | A | PRVAFEMA856 | Natural Disaster Area, no subsequent inspection (Public) | No | Missing Post Disaster Inspection for FEMA declaration XXX, #xxx xxx XXX. | 11/19/24 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 11/19/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 25.48 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 13 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x32 |
| 304902164 | 2000104703 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 18 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 22 points below guideline maximum. |
| 304902163 | 2000104778 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 10 years |
| 304902162 | 2000104793 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 26.71 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 95 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x41 |
| 304902160 | 2000104859 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 12 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 34 points above guideline |
| 304902159 | 2000104861 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 95 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 24 points below guideline maximum |
| 304902158 | 2000104867 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | C | B | A | A | C | B | A | A | C | B | A | A | Property Valuations | FEMA | Active | C | B | C | B | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #4856 declaration date XXX, Wildfires and Straight-Line Winds. Appraisal dated XXX. | 3/4/25 - Lender provided Exception approval. | 3/4/25 - Client provided an exception approval regarding the containment of wildfires in specified zip codes from XXX/XXX with no specified end date. Exception is considered non-material as this property is not located in the zip codes listing structural damages. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job 7 years and 6 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job 7 years and 6 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 66 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 17.23 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x52<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x186 |
| 304902156 | 2000104901 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0x30x25<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX employed for 30 years |
| 304902155 | 2000104902 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 39 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned property for the past 27 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 14 points below guideline maximum. |
| 304902154 | 2000104922 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 23.07 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 103 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x50 |
| 304902151 | 2000105109 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 19 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession 25 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x38<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 12.35 points below guideline maximum. |
| 304902150 | 2000105180 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902149 | 2000105241 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 30 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 14 years |
| 304902148 | 2000105277 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 10 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have owned subject for the past 5 years |
| 304902147 | 2000105299 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust documents. | 11/8/24 - Lender provided a copy of the missing Trust Certification. | 11/8/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 25.8 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: : Borrower has 0x30x27<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 8.81 points below guideline maximum. |
| 304902146 | 2000105337 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x26<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 97 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 14 points below guideline maximum |
| 304902145 | 2000105379 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 5 point less than maximum allowed<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 35 points above guideline minimum |
| 304902144 | 2000105414 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 8.96 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 29 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x29 |
| 304902142 | 2000105428 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x40<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 7 points above guideline minimum. |
| 304902141 | 2000105466 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 1/27/25 - Lender provided a copy of a Post Disaster Inspection report reflecting no damage to the subject property. | 1/27/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline minimum |
| 304902140 | 2000105487 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Guidelines require when a business is not required to have an Occupational or Business License, Borrower must provide to evidence such.Letter from XXX does not disclose line of work or provide evidence that any licensing is not required. | 1/7/25 - Lender provided a copy of the missing active business license. | 1/7/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1752: No Verified Compensating Factors<br> - xxx Comments: No Verified Compensating Factors |
| 304902139 | 2000105507 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job for 12 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: borrower has 0x30x43 |
| 304902137 | 2000105532 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 30 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 months paid as agreed |
| 304902136 | 2000105566 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 15 points above guideline minimum. |
| 304902135 | 2000105649 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL136 | Missing copy of 1st lien Note (subject is 2nd lien) | No | Missing copy of 1st lien Note | 12.13.2024 Lender provided copy of 1st Lien Note, XXX Fully Amortized (Not IO) | Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 20 year in profession |
| 304902135 | 2000105649 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3034 | CLTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | First lien is interest only, per guideline maximum CLTV is 65% | Cancel - 12.13.2024 Lender provided copy of 1st Lien Note, XXX ARM Fully Amortized (Not IO) | 12.13.2024 - Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 20 year in profession |
| 304902134 | 2000105665 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 43 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned primary for the past 11 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0 x 30 x 86 |
| 304902132 | 2000105740 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Median FICO > 10 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x41<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 12 points below guideline maximum. |
| 304902131 | 2000105743 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 17 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 34 months PITIA reserves |
| 304902129 | 2000105794 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 21 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 17 years at current residence |
| 304902128 | 2000105797 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 15 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902126 | 2000105825 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same line of work for the past 13 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 42 points above guideline minimum |
| 304902125 | 2000105837 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: : Borrower LTV is 25 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same line of work for the past 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 51 points above guideline minimum |
| 304902123 | 2000105915 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 97 points above guideline minimum |
| 304902122 | 2000105951 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in residence for the past 26 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX in same business for the past 24 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 26 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Median FICO 120 points above guideline minimum |
| 304902121 | 2000105990 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 18 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned subject for the past 6 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0 x 30 x 32 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 66 points above guideline minimum |
| 304902119 | 2000106023 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 25 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x66 |
| 304902118 | 2000106061 | XXXXX | XXXXX | QM: Safe Harbor | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx review reflects QM Status as Non-QM Lender documented all ATR UW Factors; Lender reflects QM as Safe Harbor. | 3/12/25 - Lender provided revised tape, lock date was the same. Exception remains3/13/25 - Per compliance, the lock date was updated to XXX, satisfying the exception. | 3/13/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are XXX or 27.88 months PITIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 43 months paid as agreed |
| 304902117 | 2000106071 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 15.56 points below guideline maximum.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Borrower has 0x30x54 |
| 304902116 | 2000106114 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: borrower 0x30x49<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 10 points above guideline |
| 304902115 | 2000106117 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 11 years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 35 months paid as agreed |
| 304902114 | 2000106153 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 111 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 17.41 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 10.02 points below guideline maximum. |
| 304902113 | 2000106157 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 19.49 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 35 points above guideline minimum. |
| 304902111 | 2000106188 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 35 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 29 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 11points below guideline maximum. |
| 304902110 | 2000106235 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 5 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 19 years at current job |
| 304902108 | 2000106325 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x47<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 54.01 months PITIA above guideline minimum. |
| 304902107 | 2000106327 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | File is missing signed Business purpose loan certification doc | 12.26.2024 Rec'd executed Bus. Purp. Ln. Cert | 12.26.2024 Exception Satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment for 6 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x37 |
| 304902106 | 2000106388 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession 19 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 19 points above guideline |
| 304902105 | 2000106447 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents | 1/10/25 - Lender provided a copy of the missing Trust Certification. | 1/10/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 7 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 107 points above guideline minimum |
| 304902104 | 2000106505 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's owned subject for the past 11 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 98 points above guideline minimum of 700<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History 0 x 30 x 24 months |
| 304902103 | 2000106527 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0x30x43<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 6.45 points below guideline maximum |
| 304902102 | 2000106584 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 7 points below guideline maximum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History 0 x 30 x 31 months |
| 304902101 | 2000106610 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x34<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 21.68 points below guideline maximum. |
| 304902100 | 2000106662 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 62 points above guideline minimum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 15 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 18.87 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x130<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x37 |
| 304902099 | 2000106672 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents | 1/6/25 - Lender provided a copy of the missing Trust/Trust Certification | 1/6/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 62 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 35.87 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 10.64 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x47 |
| 304902098 | 2000106689 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 5 points below guideline maximum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has stable employment with 23 years same line of work |
| 304902097 | 2000106691 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 27.5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 11 points above guideline |
| 304902096 | 2000106694 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence 10+ years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower been same line of work for 25 years |
| 304902095 | 2000106791 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902094 | 2000106792 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 107 points above guideline minimum. |
| 304902093 | 2000106838 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets areXXX or 56 months PITI reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 20 points below guideline maximum 50%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 17 points below guideline maximum of 65%. |
| 304902092 | 2000106902 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing Hazard Binder. RCE and Invoice in file. | 12.26.2024 - Received Copy of HOI Policy | 12.26.2024 - Exception Satisfied | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - xxx Comments: Median FICO > 35 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x56<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x34 |
| 304902091 | 2000106919 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 12 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 13.82 points below guideline maximum |
| 304902090 | 2000106930 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Missing Co Borrower VOE within 10 days of closing | 12.13.2024Lender provided correct Verbal Verification | 12.13 Exception Satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 30 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrowers LTV is < 22.94 points below guideline maximum. |
| 304902089 | 2000106956 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 10 years at current residence<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0x30x99<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 22.77 points below guideline maximum |
| 304902088 | 2000107012 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 11.5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 75 points above guideline<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 74 points below guideline maximum. |
| 304902087 | 2000107056 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2408 | Income verification does not meet guidelines | No | Missing 2023 P&L. Application dated prior to 1/1/2025. | 2/26/25 - Lender provided a copy of the missing 2023 P& with consistent income. | 2/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History 0 x 30 x 16 months<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrower's credit depth goes back 90 months reflecting 0 x 30, 60, 90 |
| 304902087 | 2000107056 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing Property Disaster Inspection: FEMA Declaration: XXX Effective: XXX Wild Fires and Straight winds #4856 | 02/26/25 - Based on information regarding the containment of wildfires in specified zip codes from XXX/XXX we will satisfy the exception as this property is not located in the zip codes listing structural damages. | 2/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History 0 x 30 x 16 months<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrower's credit depth goes back 90 months reflecting 0 x 30, 60, 90 |
| 304902086 | 2000107091 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2698 | RESPA - List of homeowners counseling organizations not in file | No | Missing List of Homeowners counseling organizations. | 12/11/24 - Lender provided a copy of the missing Homeowner's Counseling Organizations list that was provided to the borrower. | 12/11/24 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x30 |
| 304902085 | 2000107105 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 32 points above guideline minimum<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 15 years at current job. |
| 304902084 | 2000107152 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets areXXX or 39.92 months PITIA reserves.No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Fist lien 22 months and 2nd lien 32 months paid as agreed |
| 304902083 | 2000107190 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/29/25 - Lender provided a copy of the Post Disaster Inspection Report reflecting no damage to the subject property. | 1/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is >8.82 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 142 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x113<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x50 |
| 304902082 | 2000107196 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 4.10 years at current job.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 12.7 years at current residence |
| 304902081 | 2000107225 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 120 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 7 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same business for the past 24 years |
| 304902080 | 2000107260 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 108 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x122 consumer payment history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x42 months mortgage payment history. |
| 304902079 | 2000107263 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is >8.55 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 29 points above guideline minimum. |
| 304902078 | 2000107267 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x51<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 56 points above guideline minimum. |
| 304902077 | 2000107340 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 17 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 102 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 12 points below guideline maximum. |
| 304902076 | 2000107368 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x55<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 12 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 14.29 months PITIA above guideline minimum. |
| 304902075 | 2000107390 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | B | A | C | A | A | A | C | A | B | A | C | A | A | A | Credit | Credit/Mtg History | Satisfied | B | A | B | A | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | No | Missing 12 months mortgage payment history. | 1/23/25 - Lender provided a credit report supplement reflecting the mortgage history. | 1/23/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 47 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 30 points below guideline maximum. |
| 304902075 | 2000107390 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | B | A | C | A | A | A | C | A | B | A | C | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR169 | Appraisal includes one or more issue(s) | No | Appraisal has marked as "Vacant", but pictures clearly show someone occupies the subject. | 1/22/25 - Lender provided an updated appraisal reflecting the property is Tenant occupied. | 1/22/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 47 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 30 points below guideline maximum. |
| 304902074 | 2000107424 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 35 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x65 consumer payment history. |
| 304902073 | 2000107434 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 28 points above guideline minimum |
| 304902072 | 2000107496 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 16.12 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 95 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has significant time at current residence 12 years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x321 consumer payment history. |
| 304902071 | 2000107506 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36 months paid as agreed. |
| 304902070 | 2000107508 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing trust documents | 1/8/25 - Lender provided a copy of the missing Trust Certification/Trust | 1/8/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 37 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 23.75 points below guideline maximum |
| 304902069 | 2000107518 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing correct 1003/Lock confirmation/1008 showing it's not an Investment | 1.30.2024 Rec'd Business Disclosure | 1.30.2024 - Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Right of Rescission | Satisfied | B | A | B | A | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Updated Data Points. | (No Data) | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Right of Rescission | Satisfied | D | A | D | A | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Updated Data Points. | (No Data) | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Updated Data Points. | (No Data) | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3662 | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | Updated Data Points. | (No Data) | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID4208 | TRID - LE: LE does not reflect the terms of the legal obligation or is not a in good faith based on best info available | No | Rule Satisfied by updated data points. | (No Data) | Exception satisfied. | Non-Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902068 | 2000107665 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Updated Data Points. | (No Data) | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 35 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 34 months |
| 304902067 | 2000107668 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 21.27 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 63 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x228<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x83 |
| 304902066 | 2000107702 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | CRDAST2670 | Asset documentation is insufficient per guideline requirements | No | Missing Final CD from refinance of property located at XXX with net proceeds of $295,159.00. Funds were used for closing of subject transaction. | 2/3/25 - Upon further review, the document provided is only an LE. Require CD - exception remains - 2.10.25 Lender provided closing documentation required. | 2.10.25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in their primary for the past 21 years |
| 304902066 | 2000107702 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | 54.72% DTI is greater than guideline maximum 50%. Primary residence has 3 mortgages, Lender did not include 2nd lien with XXX with payment of $1,702.22. | 2.3.2025 - Rec'd Rebuttal from Lender, stating the XXX Mortgage was paid off with XXX Mortgage 2nd but provided no evidence. Need copy of Final CD from XXX Mortgage Transaction showing XXX being paid off. | 2.3.2025 - Exception not satisfied2.10.2025 - Exception Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in their primary for the past 21 years |
| 304902066 | 2000107702 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents | 1/3125 - Lender provided a copy of the Certification of Trust. | 1/31/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in their primary for the past 21 years |
| 304902065 | 2000107719 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have resided in their primary for the past 28 yrs<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 29 points above guideline minimum |
| 304902064 | 2000107726 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 3/3/25 - Upon further review, the appraisal inspection was completed on XXX, after the FEMA Event. | 3/3/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 15 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 19 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x67<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 65 points above guideline minimum |
| 304902063 | 2000107729 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x23 mortgage payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 10.43 points below guideline maximum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 9 + years. |
| 304902062 | 2000107768 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | B | C | A | A | A | C | B | C | B | C | A | A | A | Credit | LTV/CLTV | Waived | C | B | C | B | CRDLTV3034 | CLTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | 74.995% CLTV exceeds guideline maximum 65%. 1st lien is an Interest Only product. 1st lien balance $XXX + 2nd lien $XXX = $XXX / AIV $XXX. | 1/24/25 - Client provided an exception approval for the CLTV. | 1/24/25 - Upon xxx review, exception is considered non-material as the borrower has positive mortgage history, good credit scores, low DTI. Final grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 138 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x18 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x90 consumer pay history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 15.59 points below guideline maximum. |
| 304902062 | 2000107768 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | B | C | A | A | A | C | B | C | B | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/28/25 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 138 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x18 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x90 consumer pay history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 15.59 points below guideline maximum. |
| 304902061 | 2000107793 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 25 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 21 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 30.41 months PITIA above guideline minimum. |
| 304902060 | 2000107801 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score > 50 points above guideline minimum.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 8 years at current job |
| 304902059 | 2000107847 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 2/13/25 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 2/13/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 20 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 months mortgage payment history.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in profession 30 years. |
| 304902058 | 2000107858 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/29/25 - Lender provided a copy of the Post Disaster Inspection report reflecting no damage to the subject property. | 1/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 19.79 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO > 34 points above guideline minimum. |
| 304902057 | 2000107886 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 1st Lien 0 x 30x 91 months2nd Lien 0 x 0 30 x 54 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9 points below guideline maximum. |
| 304902056 | 2000107913 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 15 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: borrower has 0x30x35<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 27.23 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 11 points above guideline |
| 304902055 | 2000107939 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 13 months PITI reservesNo reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 30 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 30 points below guideline maximum |
| 304902054 | 2000107948 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing executed Certification of Trust and Trust documents. Certification of Trust in file is not executed. | 1/15/25 - Lender provided a copy of the missing executed Trust Certification. | 1/15/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 70 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x34<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x171<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 10.08 points below guideline maximum. |
| 304902053 | 2000107957 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 43 months PITI, No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 25 points below guideline maximum<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 12 years at current job<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 66 months paid as agreed |
| 304902052 | 2000107987 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 1/28/25 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 13 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 17 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 15 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 51.73 months PITIA above guideline minimum. |
| 304902051 | 2000108026 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/29/25 - Lender provided a copy of the Post Disaster Inspection report reflecting no damage to the subject property. | 1/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 38.83 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 51 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x194<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x54 mortgage payment history. |
| 304902050 | 2000108068 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight Line Winds. | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 42 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 7.06 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 10.86 points below guideline maximum. |
| 304902049 | 2000108070 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 8 points below guideline maximum of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History 0 x 30 x 26<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 16 points above guideline minimum 700<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 19 points below guideline maximum 50% |
| 304902048 | 2000108075 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Effective: XXXDeclared XXXPublic & IndividualWildfires and Straight-Line Winds XXX | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 20 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 71 points above guideline minimum<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with same employer for the past 20 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 13 years with same employer<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Median FICO > 11 points above guideline minimum |
| 304902047 | 2000108084 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual and Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is >18.23 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 98 points above guideline minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has significant time at current residence 36 years. |
| 304902046 | 2000108129 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 14.41 months PITIA reserves. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 31 months paid as agreed |
| 304902045 | 2000108146 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x55 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x68 consumer payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 22.18 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 103 points above guideline minimum. |
| 304902044 | 2000108168 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | PRVAPROP177 | Property Issues Indicated | No | Subject is 3 units.#1 - Appraiser notes Unit 1 is owner occupied, borrower primary residence is located at XXX#2 - Appraiser noted 2 units water heaters are double strapped and 1 unit has a single strap. | 2/6/25 - Lender provided a revised appraisal reflecting the unit 1 is tenant occupied.The appraiser did not comment or show photo evidence on the 3rd water heater being double strapped. Exception remains. 2/17/25 - XXX indicated the tank has the 2 required straps, but according to the FMNA guides, they are mounted incorrectly2/19/25 - Lender provided evidence the water heater had been properly double strapped. | 2/19/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has significant time at current residence 25 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x36<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 23 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 10 points below guideline maximum. |
| 304902043 | 2000108182 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 16 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 76 points above guideline minimum |
| 304902042 | 2000108205 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 8 years in same line of work<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 37.57 points below guideline maximum of 50% |
| 304902041 | 2000108215 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 30 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 12.09 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x53 months mortgage payment history. |
| 304902040 | 2000108235 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 35.45 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 17 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 9 points below Guideline Maximum |
| 304902039 | 2000108236 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned his primary (Subject) for the past 19 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 19 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 104 points above guideline minimum |
| 304902038 | 2000108238 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 7 points below guideline maximum of 505<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 70 months |
| 304902037 | 2000108265 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 35.41 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 20 points below guideline maximum |
| 304902036 | 2000108275 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing current 2nd lien information and history on Subject2nd Lien with XXX with a balance of $19,393.63 as reflected on final 1003. | 3.20.2025 = Based on the rebuttal from lender, the 1003 needs to be corrected.On page 3 Schedule of R.E. XXX the listing XXX XXX $XXX needs to be removed, because it indicates there is a 2nd mortgage when there is none.3.21.2025 - Received additional clarification from the lender that this is how there system works and there is no 2nd lien on XXX Property. | 3.20.2025 - Exception not satisfied3.21.2025 - Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: 24 years as XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 16 points above guideline minimum of 700<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage Histories 0 x 30 x 38 months |
| 304902035 | 2000108284 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC191 | Missing Mortgage | No | Mortgage is missing from the file. | 1/15/25 - Lender provided a copy of the missing Mortgage. | 1/15/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 15 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 43.16 months PITIA above guideline minimum. |
| 304902034 | 2000108305 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 1/28/25 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 30 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 24 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 27.06 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 23.19 points below guideline maximum. |
| 304902033 | 2000108314 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX,Wildfires and Straight-Line Winds | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 15 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 47 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 25.80 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < 10.1 points below guideline maximum. |
| 304902032 | 2000108453 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 9 points below guideline maximum of 75%.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 67 months |
| 304902031 | 2000108456 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has 50 months PITI reserves, no reserves are required<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV >15 points below guideline maximum<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13 years at current job |
| 304902030 | 2000108463 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x86 consumer pay history.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 92 points above guideline minimum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 15 years. |
| 304902029 | 2000108480 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 25.93 points below guideline maximum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0x30x46 |
| 304902028 | 2000108491 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x41<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 14 points above guideline<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 20.72 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < 10.0 points below guideline maximum. |
| 304902027 | 2000108493 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Appraisal inspection date XXX, disaster Declaration date 01/08/2025, Wildfires and Straight-Line Winds declaration # 4856. Appraiser to confirm no damages sustained. | 2/12/2025 Based on information regarding the containment of wildfires in specified zip codes from XXX/XXX we will satisfy the exception as this property is not located in the zip codes listing structural damages. | Exception satisfied | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $146,552.73 or 38 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 10 points below guideline maximum |
| 304902026 | 2000108564 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 43 months PITI reserve. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 30 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 15 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304902025 | 2000108567 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Investment property, cash out- Missing Business Purpose Loan certification | 1/22/25 - Lender provided a copy of the missing Business Purpose Loan Certification. | 1/22/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 5.59 months PITI reserves, No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 10 years in profession |
| 304902025 | 2000108567 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX,Wildfires and Straight-Line Winds | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 5.59 months PITI reserves, No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 10 years in profession |
| 304902024 | 2000108571 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 9 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 66 points above guideline |
| 304902023 | 2000108577 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 1/24/25 - Lender provided a copy of a post disaster inspection report dated after the event. | 1/24/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 46.13 months PITIA reserves No reserves are required.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 15 years in profession |
| 304902022 | 2000108579 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 19 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 21 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x55.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Median FICO > 34 points above guideline minimum |
| 304902021 | 2000108590 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 146 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x65 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x154 consumer payment history. |
| 304902020 | 2000108604 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 10.21 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 79 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x37.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x109 |
| 304902019 | 2000108622 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 2/7/25 - Lender provided a post disaster inspection report reflecting no damage to the subject property. | 2/7/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 25.13 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 57 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x146 consumer payment history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x24 months mortgage payment history. |
| 304902019 | 2000108622 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | PRVAPROP177 | Property Issues Indicated | No | Subject property in California, Appraiser notes water heater is not strapped. | 2/27/25 - Lender provided photographs of the How Water Tank being double strapped. | 2/27/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 25.13 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 57 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x146 consumer payment history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x24 months mortgage payment history. |
| 304902018 | 2000108646 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 10.5 months PITI reserves. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 15 points below guideline maximum |
| 304902017 | 2000108653 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds. | 1/28/25 - Lender provided a copy of the post disaster inspection report reflecting no damage to the subject property. | 1/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 24.67 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 29 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x82 mortgage payment history. |
| 304902016 | 2000108662 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Co Borrowers Social Security number is different on loan application than on credit report; correct incorrect credit report. May have additional debts when correct social security number is used. | 3/5/25 - Lender provided updated 1003, revised credit report (Debts updated) and management exception. | 3.5.2025 - Exception Satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 21 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 23 points above guideline<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x37<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 10.75 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 42.63 points below guideline maximum. |
| 304902015 | 2000108669 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 28 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 129 points above guideline minimum of 680<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History 0 x 30 x 66 months |
| 304902014 | 2000108678 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is >10 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 103 points above guideline minimum |
| 304902013 | 2000108686 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | B | A | A | C | B | D | A | D | B | A | A | C | B | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC225 | Missing Rider | No | Missing the 1-4 Rider in the file. | 2/26/25 - Lender provided a copy of the missing 1-4 Family Rider. | 2/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x29<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 10 years. |
| 304902013 | 2000108686 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | B | A | A | C | B | D | A | D | B | A | A | C | B | D | A | Property Valuations | FEMA | Active | C | B | C | B | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #4856 declaration date XXX, Wildfires and Straight-Line Winds. Appraisal dated XXX with Appraiser noting on XXX At time of inspection, there was no damage to the subject property due to any recent weather related disasters, floods or fires. | 2/27/25 - Client provided an exception approval regarding the containment of wildfires in specified zip codes from XXX/XXX with no specified end date. | 2/27/25 - Exception is considered non-material as this property is not located in the zip codes listing structural damages. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x29<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 10 years. |
| 304902012 | 2000108690 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x41<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 19 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 9.3 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < x points below guideline maximum. |
| 304902011 | 2000108691 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Insufficient Hazard Insurance Coverage | 4/11/25 - Lender provided updated HOI declaration page reflecting 100% replacement costs guaranteed. | 4/11/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x63<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 18.88 months PITIA above guideline minimum. |
| 304902010 | 2000108726 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in profession 12 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 101 points above guideline minimum. |
| 304902009 | 2000108759 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 31 months paid as agreed, 12 months required to be reviewed |
| 304902008 | 2000108766 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 41.46 months PITI reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 months paid as agreed |
| 304902007 | 2000108795 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 25 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 104 points above guideline<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 28 points below guideline maximum. |
| 304902006 | 2000108825 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 23 points below guideline maximum of 75% CLTV.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History 0 x 30 x 95 months |
| 304902005 | 2000108858 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x47<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 76 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 49.90 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < 20.15 points below guideline maximum. |
| 304902004 | 2000108864 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #XXX declaration date XXX, Wildfires and Straight-Line Winds | 2/25/25 - Upon further review, the appraisal was conducted on XXX, after the FEMA event, appraisal reflects and notes, no damage to the subject property. | 2/25/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 9.15 points below guideline maximum. |
| 304902003 | 2000108877 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 71 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x310 consumer payment history. |
| 304902002 | 2000108893 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 15.98 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 131 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 |
| 304902001 | 2000108898 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 26.19 months PITIA .No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 20 points below guideline maximum |
| 304902000 | 2000108957 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 10 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 27 points below guideline maximum. |
| 304901999 | 2000108969 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Report in file dated XXX indicates no damage to subject | 2/5/25 - Original file contained an post disaster inspection report reflecting no damage to the subject property | 2/5/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 31 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History 0 x 30 x 62 months |
| 304901998 | 2000108980 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 9.84 months PITIA reservesNo reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901997 | 2000109010 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 29 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 15 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x30<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 36 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 79.41 months PITIA above guideline minimum. |
| 304901996 | 2000109021 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 8 years in profession<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66% LTV<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $XXX cash back at closing |
| 304901995 | 2000109027 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC2496 | Verbal verification of employment completed outside the stated requirements and/or after closing/funding | No | Tax Preparer Letter in file reflects the Business Name of XXX with 100% ownership of borrowers. Application and Verbal VOE reflects Business name of XXX. Missing Business License and Tax Preparer letter with ownership % for XXX. | 2/17/25 - Lender provided a business/company search XXX XXX company. | 2/17/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 117 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 52+ months 0x30 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x363 |
| 304901994 | 2000109083 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x29<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 77 points above guideline<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 10.35 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 12.54 points below guideline maximum. |
| 304901993 | 2000109091 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 10 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 56 points above guideline minimum |
| 304901992 | 2000109097 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same line of work for the past 10yrs.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower mortgage history 0 x 30 x 33 months |
| 304901991 | 2000109099 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Appraisal dated XXX | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 21 points above guideline minimum of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0 x 30 x 22 months |
| 304901990 | 2000109114 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Missing Title. Title supplement in file. | 2/28/25 - Lender provided a supplemental Title Report. | 2/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 134 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x219 consumer pay history.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 15 years and 1 month. |
| 304901989 | 2000109134 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | cancel property inspection dated XXX | 2/26/25 - Lender provided a copy of a post disaster inspection report reflecting no damage to the subject property. | 2/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage is 0x30x31<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 27.61 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 9.21 points below guideline maximum. |
| 304901988 | 2000109175 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 121 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x64 months consumer pay history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x67 months mortgage payment history. |
| 304901987 | 2000109190 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 23 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 10 points below guideline maximum |
| 304901986 | 2000109207 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have owned their primary for the past 29 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 27 points below guideline maximum of 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO 101 points above guideline minimum 660. |
| 304901985 | 2000109228 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Vesting is in Trust, missing trust certification or trust documents. | 2/11/25 - Lender provided a complete copy of the Trust. | 2/11/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$85,882.05 or 19.74 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901985 | 2000109228 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Appraisal date XXX. disaster declaration date XXX. Appraiser to confirm there is no damages sustained as the result of Wildfires and Straight-Line Winds. | 2/12/2025 Based on information regarding the containment of wildfires in specified zip codes from XXX/XXX we will satisfy the exception as this property is not located in the zip codes listing structural damages. | Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$85,882.05 or 19.74 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901984 | 2000109248 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | FEMA declaration #4856, declaration date XXX, Wildfires and Straight-Line Winds. Appraisal dated 1/6 and reflects no noticeable damage to subject due to any recent weather related disasters, floods or fires. | 2/19/25 - Based on information regarding the containment of wildfires in specified zip codes from XXX/XXX we will satisfy the exception as this property is not located in the zip codes listing structural damages. | 2/19/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 133 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrowers have 0x30x245 consumer pay history. |
| 304901983 | 2000109291 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX for the past 9 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 14 points below guideline maximum. |
| 304901982 | 2000109308 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 5.06 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 137 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x69 |
| 304901981 | 2000109310 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 14 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 17 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < 5.59 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 19.46 points below guideline maximum. |
| 304901980 | 2000109320 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | Federal Consumer Protection | Satisfied | B | A | B | A | CMPFDCP4569 | NMLS License verification found Loan Originator Name does not match ID but can identify that the LO is the same | No | NMLS #XXXcan be tied to Loan Originator Organization reflected on Final 1003. | 2/19/25 - Lender provided a NMLS verification of Loan Originator NMLS # corresponding with the company and address on teh final 1003. | 2/19/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 35.04 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x17 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x338 consumer payment history. |
| 304901979 | 2000109321 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x44<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 19.35 months PITIA above guideline minimum. |
| 304901978 | 2000109386 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x49<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 9.26 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline |
| 304901977 | 2000109390 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in same profession 6 years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x218.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 153 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x30 mortgage payment history. |
| 304901976 | 2000109429 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 51 points above guideline minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 15years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX employed for the past 10 years is same business. |
| 304901975 | 2000109463 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence 12 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 12.94 points below guideline maximum. |
| 304901974 | 2000109470 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x32<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 31 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 39.67 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 10.66 points below guideline maximum. |
| 304901973 | 2000109485 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 7 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX employed in same XXX bussines for the past 14 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 40 points below guideline maximum of 75% |
| 304901972 | 2000109488 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Missing internet searches (i.e. XXX, rentometer, etc) for XXX to verify $3,000.00 a month rental income. | 4/2/25 - Lender provided a copy of the XXX rental estimate at $2,766/mo. | 4/2/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$96,422.34 or 54.86 months PITI reserves .No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 25 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 20 points blow guideline maximum |
| 304901971 | 2000109494 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 43 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901970 | 2000109508 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 55 months PITIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901969 | 2000109509 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 25 points below guideline maximum CLTV 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 55 points above guideline minimum LTV/CLTV of 75% |
| 304901968 | 2000109533 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 22 years and 10 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in profession 33 years and 2 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x29 mortgage payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.3 points below guideline maximum. |
| 304901967 | 2000109555 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 17.30 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 10 points above guideline |
| 304901966 | 2000109561 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 16.92 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 98 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x63 months payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x124 consumer pay history. |
| 304901965 | 2000109570 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 21.68 months PITI reserves. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum |
| 304901964 | 2000109582 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 32 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years and 5 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x37 consumer pay history. |
| 304901963 | 2000109584 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - xxx Comments: Median FICO > 82 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x35 months positive mortgage payments.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x122 months consumer payment history. |
| 304901962 | 2000109586 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing PDI for Individual & Public declaration #4856 declaration date XXX, Wildfires and Straight-Line Winds; appraisal is dated XXX. cancel | 3/11/25 - Upon further review, the appraiser noted on 2/4/25 that no damage to the subject property from the recent FEMA events. | 3/11/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 17 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 15.86 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is < 23 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 17.15 points below guideline maximum. |
| 304901961 | 2000109600 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Missing Hazard Binder in effect at time of Loan disbursement XXX. Current Binder in file is effective 4/20/25 to 4/20/26. Prior binder reflects different address. | 3/4/25 - Lender provided an updated HOI Dec page reflecting HOI was in effect at the closing. | 3/4/25 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 30 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 17 years and 4 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 10.21 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 92 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x191 months consumer pay history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 41.45 points below guideline maximum. |
| 304901960 | 2000109655 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 25.83 months PITIA reserves. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 47 months paid as agreed<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 18 years at current residence |
| 304901959 | 2000109658 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Vesting in trust, missing trust documents or trust certification. Trust Certification in file is not executed. | 2/21/25 - Lender provided a copy of the missing Certification of Trust. | 2/21/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV >25 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304901958 | 2000109659 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 35.85 months PITIA reserves. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901957 | 2000109672 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 36 months PITI reserves. No reserves are required by AUS.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 43 months paid as agreed<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 14 years handyman/ painter |
| 304901956 | 2000109708 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 82 months paid as agreed<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$485,540.56 or 70 months PITI reserves, No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum. |
| 304901955 | 2000109721 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust documents for XXX dated 12/20/19. | 3/12/25 - Lender provided a copy of the missing Trust Certification. | 3/12/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 44.83 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 145 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x44 |
| 304901954 | 2000109725 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 19 months PTIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum |
| 304901953 | 2000109726 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 12 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 16.26 months PITIA reserves.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 13.96 points below guideline maximum. |
| 304901951 | 2000109757 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Median FICO 95 points above guideline minimum of 700<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for the past 18 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0 x 30 x 40 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 135 points above guideline minimum. |
| 304901950 | 2000109781 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x30<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 74 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 32.78 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < XXXX points below guideline maximum. |
| 304901949 | 2000109784 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 80 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > XXXX points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x122 consumer payment history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x45 positive mortgage payment history. |
| 304901948 | 2000109811 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence at 11.1 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 32 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 16 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < XXXX points below guideline maximum. |
| 304901947 | 2000109812 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x204 months positive mortgage payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 27.5 points below guideline maximum. |
| 304901946 | 2000109830 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Missing Documentation to support Co-Borrower Bonus Income | 4/1/25 - Lender provided verification of B2 income. | 4/1/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 11 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is XXXX points below guideline maximum of XXXX% |
| 304901945 | 2000109878 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 18.7 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 11 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 15.65 months PITIA above guideline minimum. |
| 304901944 | 2000109898 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in profession 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 19.89 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 51 points above guideline minimum. |
| 304901943 | 2000109900 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 38 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 38.01 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < XXXX points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < XXXX points below guideline maximum. |
| 304901942 | 2000109907 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$114,257.55 or 29 months PITIA reserves. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > XXXX points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 44 months paid as agreed |
| 304901941 | 2000110045 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 10.54 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < XXXX points below guideline maximum. |
| 304901940 | 2000110062 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 80 points above guideline minimum of 660 |
| 304901939 | 2000110064 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL100 | Legal document incorrect or incomplete | No | Letter and P&L are required to have the Designation on both documents of the Tax Preparer. The Designation must be CTED / CPA / PTIN / EA | 3/17/25 - Upon further review, the Tax Preparer's form does meet XXX guidelines. | 3/17/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 6 points below guideline maximum 75% LTV<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 21 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum of 680 |
| 304901938 | 2000110080 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Vesting is in trust, missing trust certification or trust documents. | 3/10/25 - Lender provided a copy d the missing Trust Certification. | 3/10/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $101,043.53 or 34 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > XXXX points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304901937 | 2000110154 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x47<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 22 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 37.05 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 17.32 points below guideline maximum. |
| 304901934 | 2000110248 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is XXXX points below guideline maximum.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been with current employer for the past 26 years. |
| 304901933 | 2000110256 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Moprtgage History 1 x 30 x 33 months |
| 304901932 | 2000110285 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is XXXX points below guideline maximum XXXX% |
| 304901931 | 2000110300 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | B | A | A | A | A | C | B | C | B | A | A | A | A | Credit | Terms/Guidelines | Active | C | B | C | B | CRDTER3122 | Loan documents do not meet guideline requirements | No | CTEC letter does not reflect if borrower has a business license or supporting documentation business license is not required. | 3/28/25 - XXX provided a XXX search of the company, but does not define out if a business license is required to operate. Exception remains.3.31.2025 - XXX provided a copy of a XXX review which does not mention about any licensing. Provide something from county stating not required or that the Tax preparer verified through County and provide contact information.4/1/25 - Lender has provided copies of the CPA letter, and a request the exception be waived with the lender waiver approval, and refference letter. | 3.28.2025 - Exception not satisfied3.31.2025 - Exception not satisfied4/1/25 - Upon further review, with the CPA letter and reference recommendation and P&L's, the exception is deemed a non-material B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 15 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 15 years and 2 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 20.69 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 60 months positive mortgage payments<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 46 points above guideline minimum. |
| 304901930 | 2000110354 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing executed 4506 per guideline for Co-Borrower. Co borrower is a wage earner providing W2, paystubs in file. | 3/18/25 - Lender provided a copy of the missing 4506. | 3/18/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 18 years and 1 month. Co-Borrower has been in same profession for 21 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 44 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > XXXX points below guideline maximum. |
| 304901929 | 2000110362 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 24 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 35 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 50 points above guideline minimum. |
| 304901928 | 2000110407 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is XXXX points below guideline maximum of XXXX%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 44 points above guideline minimum 700<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 24 points below guideline maximum of 50% |
| 304901927 | 2000110474 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x50 positive mortgage payments.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 88 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x99 months consumer pay history. |
| 304901926 | 2000110497 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 16 points below guideline maximum of 75%<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x73 mortgage payment history. |
| 304901925 | 2000110529 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5353 | Insurance Expiration date is prior than the transaction date | No | HOI XXX policy in file Expired 3.25.2025, CD shows File disabused on XXX.Renewal policy was not located in file. | 4/15/25 - Lender provided a copy oof the HOI renewal good through 3/29/2026 | 4/15/25 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 42 points above guideline minimum 700<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 26 points below guideline maximum |
| 304901924 | 2000110540 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x58 months positive mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0X30X117 months consumer pay history. |
| 304901923 | 2000110545 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing 2nd lien statement (XXX) and history for rental property located at XXX and Missing 1st lien statement for primary residence located at XXX. | 3/24/25 - Lender provided copies of information on XXX, still missing information on XXX. Exception remains.3/25/25 - Upon further review, both mortgages are listed on the credit report reflecting payments and history. | 3/25/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 60 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x254 months consumer pay history. |
| 304901922 | 2000110546 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 9 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 48.68 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is < 5 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is < 10.42 points below guideline maximum. |
| 304901921 | 2000110555 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$210,330.13 or 49 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 18 years paid as agreed |
| 304901920 | 2000110568 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Initial LE 2/10/2025 final LE 03/17/2025 file, Please provide Confirmation of Receipt at least 3 days prior to Consummation Date | 4/2/25 - Lender provided a copy of the XXX tracking as evidence the borrower received the documentation at lease 3 days prior to closing. | 4/2/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 51 Months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 8 years and 5 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years. |
| 304901919 | 2000110596 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$197,825.08 or 50 months PITIA reservesNo reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 38 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901918 | 2000110626 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$412,136.87 or 19.87 months PITI reservesNo reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > XXXX points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901917 | 2000110643 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 15 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 15 points above guideline<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x25<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 30.31 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < XXXX points below guideline maximum |
| 304901916 | 2000110702 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$474,104.88 or 55.5 months PITI reserves. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 53 months paid as agreed |
| 304901915 | 2000110711 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing supporting documentation for XXX payment for loan ending XXX Disclosed on Final 1003. Debt is not reflected on Credit report dated 2/10/25. Additional conditions may apple. | 4.9.2025 - Lender provided Bank statements to show sister pays XXX payment. | 4.9.2025 Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 73 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x45 months positive mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x222 consumer pay history. |
| 304901914 | 2000110712 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$133,550.95 or 38 months PITI reserves, No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > XXXX points below guideline maximum |
| 304901913 | 2000110718 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 61 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x70 months positive mortgage payments. |
| 304901912 | 2000110758 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing documentation (Note and/or Final CD) to support PITIA for rental property located at XXX reflected on Final 1003. File has taxes, insurance and HOA fee. | 3.14.2025 - Missing Note and/ or Final CD for XXX, lender provided Appraisal and XXX.Provide Est CD or Ln approval with Terms and Payment.3/18/25 - Lender provided a copy of the missing CD supporting the P&I for XXX on the final 1003. | 3.14.2025 Exception not satisfied3/18/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 25.8 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 80 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x50 mortgage payments. |
| 304901911 | 2000110769 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $87,951.36 or 7 months PITIA reserves. No reserves are required.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 20 years at current residence |
| 304901910 | 2000110783 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Median FICO 10 points above guideline minimum of 75% LTV.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 12 year<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with XXX for the past 15 years and has been with 2nd employer for XXX for the past 3 years<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 59 months |
| 304901909 | 2000110813 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Over 24 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 31 years at current job<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 31 years at current job |
| 304901908 | 2000110834 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 14 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 20.53 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 8.85 points below guideline maximum. |
| 304901907 | 2000110853 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have owned subject for the past 21 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 7 points below guideline maximum of 50%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is XXXX points below guideline maximum of XXXX%LTV |
| 304901906 | 2000110900 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 30 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x38<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 63 points above guideline minimum |
| 304901905 | 2000110905 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x73<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < XXXX points below guideline maximum. |
| 304901904 | 2000110906 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 24 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x40 |
| 304901903 | 2000110907 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$238,634.76 or 24.4 months PITIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 33 months paid as agreed |
| 304901902 | 2000110910 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC150 | Income docs do not meet guidelines | No | P&L's and Letter prepared by a Preparer with the letter "A" as a designation, which is not within guidelines. | 3/21/25 - Upon further review, the XXX with the owner XXX is registered with CTEC, and all required information is provided on the Letterhead. | 3/21/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 63 points above guideline minimum |
| 304901902 | 2000110910 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing XXX Estimates for rental properties located at:XXX and XXX as required per guideline. | 3/24/25 - Lender provided copies of the XXX estimates for both XXX and XXX | 3/24/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 63 points above guideline minimum |
| 304901901 | 2000110912 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents/Certification of Trust. | 4/18/25 - The lender provided a copy of the missing Trust Certification. | 4/18/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 51 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x35 mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x60 positive consumer payment history. |
| 304901900 | 2000110917 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 17 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession 20 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 38.05 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 5.65 points below guideline maximum. |
| 304901899 | 2000110939 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x58 months positive mortgage payments.<br>CFCFS1747: Housing expense increase is 10% or less<br> - xxx Comments: Median FICO > 69 points above guideline minimum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same line of profession for 10 years. |
| 304901898 | 2000110979 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 27.82 points below guideline maximum.<br>CFCFS1746: Significant housing expense reduction<br> - xxx Comments: Borrower has 0x30xX61<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 33 points above guideline minimum. |
| 304901897 | 2000111058 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 14 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 30 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x93<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 28 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 41.68 months PITIA above guideline minimum. |
| 304901895 | 2000111114 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 13 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x65<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 11.12 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 8.22 points below guideline maximum. |
| 304901894 | 2000111118 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Disbursement date is XXX; effective date is 3/21/25. | 3/28/25 - Lender provided a copy of the current coverage provided coverage 12/5/2024 - 12/5/2025, plus updated coverage on the same property starting from 3/21/2025 - 3/21/2026, no laps in coverage. | 3/28/25 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 20 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 28.04 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 19.76 points below guideline maximum. |
| 304901893 | 2000111130 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 19 points above guideline minimum 680<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 9x points below guideline maximum. |
| 304901892 | 2000111133 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 44 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x66 months mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x188 months consumer payment history. |
| 304901891 | 2000111179 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 33.29 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 34 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x53 months mortgage payment history. |
| 304901890 | 2000111243 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 25.94 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 105 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x27 months positive mortgage payments. |
| 304901889 | 2000111244 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $355,018.10 or 59 months PITI reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI>10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 33 months paid as agreed |
| 304901888 | 2000111312 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$493,285.00 or 77 months PITI reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score > 40 points above guideline minimum |
| 304901887 | 2000111318 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 12 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x70<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 15.42 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 48 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 53.55 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower DTI is < 16.82 points below guideline maximum. |
| 304901886 | 2000111330 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 8.62 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 11 points above guideline minimum |
| 304901885 | 2000111361 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $94,045.09 or 35.59 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 40 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum |
| 304901884 | 2000111363 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD:XXX The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | (No Data) | Exception satisfied. | Non-Numeric | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$145,185.11 or 43 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 37 months paid as agreed |
| 304901883 | 2000111404 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job for 20 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage 0x30x51<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 17 points above guideline |
| 304901882 | 2000111406 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 44 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 14.94 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 9.31 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 26.63 points below guideline maximum. |
| 304901881 | 2000111477 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 20 points below guideline maximum of 50<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower with Current employer for the past 12 years |
| 304901880 | 2000111486 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x37<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 84 points above guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 48.70 months PITIA above guideline minimum. |
| 304901879 | 2000111534 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 55 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x36 months positive mortgage payments.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x111 consumer pay history. |
| 304901878 | 2000111591 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$489,837.28 or 42 months PITI reserves. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901877 | 2000111618 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10 years on current job<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 10 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 25 months in reserves |
| 304901876 | 2000111645 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | DTI 50.02 is greater than guideline maximum 50%. 1st mortgage PITI $2,733.61 (per mortgage statement) plus 2nd mortgage payment $1,645.35 = $4,378.96 / Income $8,753.98 = 50.02%. Lender used 1st mortgage PITI of $2,712.94 + 2nd payment $1,645.35 = $4,358.29. | 5.2.2023 Lender provide their rebuttal and the break down of the payments and stating that Taxes will be re-calculated at Escrow. This is a 2nd lien transaction and Taxes get re-calculated by XXX (1st Lien holder) when they do an Escrow analysis.1st lien Mortgage statement supports xxx Review.5.7.2025 New HOI in file5.7.2025 - Received updated Tax information from Lender, ratios now in line at 49.12 | 5.2.2025 Exception not satisfied5.7.2025 Exception Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 20 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 23 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 50 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 months positive mortgage payments. |
| 304901875 | 2000111650 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 8 years.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x30 positive mortgage payment history. |
| 304901874 | 2000111669 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x63 months positive mortgage payment history.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 18.94 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 83 points above guideline minimum. |
| 304901873 | 2000111680 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 27.16 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 105 points above guideline minimum |
| 304901872 | 2000111729 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 23 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 36.22 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 117 points above guideline minimum. |
| 304901871 | 2000111730 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$154,860.64 or 25 months PITI reserves. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 35 years at current job |
| 304901870 | 2000111748 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 56 months |
| 304901869 | 2000111759 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $72,644.03 or 15 months PITIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum. |
| 304901868 | 2000111769 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 18.33 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 10.25 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 8.16 points below guideline maximum. |
| 304901867 | 2000111799 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$120,718.43 or 33 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 54 months paid as agreed |
| 304901866 | 2000111811 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum |
| 304901865 | 2000111839 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC150 | Income docs do not meet guidelines | No | Missing Market Rent search to support lease income. | 4/30/25 - Lender provided a XXX rental search to support the rental income. | 4/30/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum. |
| 304901865 | 2000111839 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | 1008 & 1003 (Schedule of R.E.) to be corrected to show borrower has Negative Rental Income of $4,642.43 from XXX. | 5/1/25 - Lender provided a revised 1003 reflecting the rental loss on XX | 5/1/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum. |
| 304901864 | 2000111902 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 88 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 50.08 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 19.86 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 5.16 points below guideline maximum. |
| 304901863 | 2000111905 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing HOI policy, only invoice in file. | 4/30/25 - Lender provided a copy of the missing HOI declaration page. | 4/30/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 17 points below guideline maximum of 75%.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 36 months |
| 304901862 | 2000111923 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 18 points below guideline maximum CLTV of 85%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 23 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned subject for the past 7 years |
| 304901861 | 2000111930 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 24 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x99<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 75 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 56.10 months PITIA above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 11.99 points below guideline maximum. |
| 304901860 | 2000111933 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Vesting is in Trust, Missing Trust Documents or Trust Certification | 5/12/25 - Lender provided a copy of the missing Trust Certification. | 5/12/25 - Exception satiafied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $68,592.43 or 11.49 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum |
| 304901859 | 2000112038 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: : Borrower LTV is > 12.68 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 49 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x226 consumer pay history.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x44 positive payment history. |
| 304901858 | 2000112074 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 127 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x88 months consumer pay history meeting 12 month guideline requirement.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 5 years and 3 months. |
| 304901857 | 2000112086 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $122,145.70 or 23 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901856 | 2000112133 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 54 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 109 points above guideline minimum of 700<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 34 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 8 years in subject property<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 17 points below guideline maximum of 50% |
| 304901855 | 2000112138 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $115,634.76 or 31.36 months PITI reserves. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 41 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304901854 | 2000112158 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 174 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 68 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x63<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 24.58 months PITIA above guideline minimum. |
| 304901853 | 2000112165 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR - Disbursement date is before end of statutory rescission period- ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period | 4/29/25 - Lender provided a copy of the missing PCCD dated 4/15/25 reflecting a disbursement date of XXX, after the rescission period had passed. | 4/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 19 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 11.84 months PITIA above guideline minimum. |
| 304901852 | 2000112169 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 14.8 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x37<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 109 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 43.84 months PITIA above guideline minimum. |
| 304901851 | 2000112173 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$344,175.24 or 34.35 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901850 | 2000112180 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned the subject for the past 21 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 23 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 31 points above guideline minimum |
| 304901849 | 2000112201 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $49,456.60 or 11.34 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 20 months paid as agreed<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 11 years at current job |
| 304901848 | 2000112204 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC150 | Income docs do not meet guidelines | No | Missing updated Lease for XXX. Lease in file expired 3/5/2022 according to Lease in file with no Month to Month.Provide current lease. | 4/2/25 - Lender provided a current lease for XXX. for a period of 1 year. | 4/2/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 86 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x40 months positive mortgage payments. |
| 304901848 | 2000112204 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing entity documentation showing borrower is 100% owner of entity. Mortgage in the name of XXX | 4/2/25 - Lender provided a copy of the missing Operating statement as evidence the borrower is 100% owner. | 4/2/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 86 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x40 months positive mortgage payments. |
| 304901847 | 2000112212 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 39.18 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 83 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x83 months positive mortgage payments. |
| 304901846 | 2000112258 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 30 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 41 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x96<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 19 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 45.23 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 22.65 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 13.33 points below guideline maximum. |
| 304901845 | 2000112272 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10.5 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x35 |
| 304901844 | 2000112286 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | 50.53% DTI is greater than guideline minimum 50%. 1st lien PITI payment $4,384.88 per statement. Lender used 1st mortgage payment of $4,278.09. | 5/7/25 - Lender provided updated HOI with lower rate, pushing the DTI under 50%. | 5/7/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 22 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x41 months positive mortgage payments meeting 12 month guideline requirement. |
| 304901843 | 2000112345 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have owned subject for the past 9 years<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 24 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 11 years. |
| 304901842 | 2000112429 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | C | A | D | A | A | A | D | A | C | A | D | A | A | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | DTI 56.07% is over guideline maximum 50%. Schedule E reflects unit 3 as Tenant occupied. Appraisal shows Unit #3 now Owner Occupied.Not counting rental income from Schedule E for unit #3. Rents for Unit 1 and 2 are $1,750.00 x 75% is $1,312.50. Loan submitted as Primary residence. | 4.14.2025 - Upon further review the DTI is below 50% | 4.14.2025 - Exception Canceled | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have lived at current residence for 7 years and 9 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 29.15 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 56 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 mortgage payment history. |
| 304901842 | 2000112429 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | C | A | D | A | A | A | D | A | C | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR3116 | Missing updated valuation | No | Missing CDA to support original appraised value $XXX. CU and LCA both are n/a. | 4.17.2029 - Lender provided updated Guideline (3.17.2025) file was underwritten to. | 4.17.2025 - Exception Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have lived at current residence for 7 years and 9 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 29.15 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 56 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 mortgage payment history. |
| 304901841 | 2000112450 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$129,303.75 or 33 months PITIA reserves. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 38 months paid as agreed |
| 304901840 | 2000112454 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 7.79 months PITI reserves. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI>10 points below guideline maximum |
| 304901839 | 2000112464 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 19 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x47<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 31 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 19.94 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 17.48 points below guideline maximum. |
| 304901838 | 2000112503 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 10 years in profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed |
| 304901837 | 2000112529 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 30 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 42 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x36 positive mortgage payment history. |
| 304901836 | 2000112534 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$62,831.24 or 6 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 115 months paid as agreed |
| 304901835 | 2000112587 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have lived at current residence for 35 years.<br>CFCFS1746: Significant housing expense reduction<br> - xxx Comments: Borrower CLTV is > 42.44 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 42.44 points below guideline maximum. |
| 304901834 | 2000112610 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | A | A | D | A | B | A | D | A | A | A | D | A | B | A | Compliance | Federal Consumer Protection | Satisfied | B | A | B | A | CMPFDCP4569 | NMLS License verification found Loan Originator Name does not match ID but can identify that the LO is the same | No | NMLS organization ID #XXX is in the name of XXX. can tie XXX to Organization ID. | 4/29/25 - NMLS does verify XXX & XXX with verified ID Numbers. | 4/29/25 - Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years and 2 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 70 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x48 positive mortgage payment history. |
| 304901834 | 2000112610 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | A | A | D | A | B | A | D | A | A | A | D | A | B | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing Condo Questionnaire. | 4/30/25 - Lender provided documentation Eligible projects may not require HOA Certification/Questionnaires. | 4/30/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years and 2 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 70 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x48 positive mortgage payment history. |
| 304901833 | 2000112627 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 15 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 59 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x40<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 65.31 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 21.31 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 19.45 points below guideline maximum. |
| 304901832 | 2000112677 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 20 years. |
| 304901831 | 2000112780 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 20 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x56 mortgage payment history. |
| 304901830 | 2000112848 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents/Certification of Trust. | 4/30/25 - Lender provided a copy of the missing Trust Certification. | 4/30/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 20 years and 2 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 22.04 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 73 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x44 months positive mortgage payments. |
| 304901829 | 2000112880 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x41<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 23.63 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 66 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 60.39 months PITIA above guideline minimum. |
| 304901828 | 2000112932 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x30<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 15 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 31.28 months PITIA above guideline minimum. |
| 304901827 | 2000112997 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing completed 1008/ Transmittal Summary. Document in file in not legible. | 6/25/25 - Lender provided a copy of the missing 1008. | 6/25/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 55.9 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum |
| 304901826 | 2000113021 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO 43 points above guideline minimum of 700. |
| 304901825 | 2000113039 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 33 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 10 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x68<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 68.57 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 9 points above guideline minimum |
| 304901824 | 2000113043 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence for 23 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for 27 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage is 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 13.76 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Median FICO > 37.21 points above guideline minimum |
| 304901823 | 2000113049 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession 10 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mortgage 0x30x62 |
| 304901822 | 2000113103 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2698 | RESPA - List of homeowners counseling organizations not in file | No | List of homeowners counseling organizations not in file | 9/4/25 - Lender provided a copy of the missing Homeowners Counseling Organizations list. | 9/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 7 points below maximum guideline 75% LTV<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 63 points above guideline minimum of 700. |
| 304901822 | 2000113103 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Initial LE missing from file 1003 dated XXX first LE dated XXX | 9/4/25 - Lender provided a copy of the missing LE | 9/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 7 points below maximum guideline 75% LTV<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 63 points above guideline minimum of 700. |
| 304901821 | 2000113109 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 51.55 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 months paid as agreed |
| 304901820 | 2000113140 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 8.4 months PITI. No reserves are required<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 50 points below guideline maximum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 30 years at current residence |
| 304901819 | 2000113157 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 21 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: borrower has > 10.58 months PITIA above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: borrower DTI is < 11.26 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: borrower LTV is < 6.21 points below guideline maximum. |
| 304901818 | 2000113181 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC2496 | Verbal verification of employment completed outside the stated requirements and/or after closing/funding | No | Letter in file verifying Business and % of ownership reflects completed by CPA. Verbal VOE in file reflects CTEC prepared letter and P&L's. | 5/15/25 - Lender provided a VVOE completed within the correct time frame. | 5/15/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 23 years. Co-borrower has been in same profession for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 23 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 5.33 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x58 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 24.25 points below guideline maximum. |
| 304901817 | 2000113264 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 17 points below guideline maximum CLTV 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 41 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 13 points below guideline maximum of 50% |
| 304901816 | 2000113277 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 13.2 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x45 positive mortgage payments meeting 12 month guideline requirement. |
| 304901815 | 2000113352 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: 0 x 30 x 62 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived in their primary for the past 24 years |
| 304901814 | 2000113435 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 54 months PITI. No reserves are required<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 37 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 40 points below guideline maximum |
| 304901813 | 2000113448 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 32 months PITIA. No reserves are required<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901812 | 2000113476 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | DTI | Satisfied | B | A | B | A | CRDDTI187 | Debt Ratio > 50% | No | Max DTI is 50%, actual DTI is 50.07 | 7/30/25 - Upon further review, by using the taxes off the title policy, the DIT falls under the 50% mark. | 7/30/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 36 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 20 points above guideline minimum of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower same line of work over 5 years as XXX before incorporating 4/2021 |
| 304901812 | 2000113476 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3034 | CLTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | CLTV 87.36% is greater than guideline maximum 80%. 1st lien balance $XXX + 2nd lien $XXX = $XXX / AIV $XXX | 7/28/25 - Upon further review, the CES paid down teh first mortgage by $21,839, making teh CLTV 74.88% | 7/28/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 36 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 20 points above guideline minimum of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower same line of work over 5 years as XXX before incorporating 4/2021 |
| 304901811 | 2000113532 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 12 years and 1 month.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 21 years and 4 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO > 71 points above guideline minimum |
| 304901810 | 2000113590 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$490,263.28 or 23 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 30 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901809 | 2000113650 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 37 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901808 | 2000113663 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Note for $XXX (no address reflected), LOE dated 4/22/25 reflects Deed of Trust on property XXX (primary residence and subject property). HUD and Title do not reflect this mortgage lien amount. | 6/3/25 - The lender provided copies of the note, Loan Statements, Property Detail Report, and HOI. | 6/3/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 63 points above guideline minimum. |
| 304901807 | 2000113702 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Right of Rescission | Satisfied | D | A | D | A | CMPROR4407 | ROR - No evidence that the material disclosures were delivered to all with rescission rights via TIL, CD or HELOC, as applicable | No | Missing LE | 05/15/2025 - Critical data error was incorrectly captured on the ROR screen; Updated Data Points. | Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have lived at current residence for 18 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 73 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x40 months positive mortgage payments meeting 12 month minimum per guideline.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 12.34 points below guideline maximum. |
| 304901806 | 2000113747 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901805 | 2000113756 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned subject property for the past 22 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 37 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 38 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 13 years |
| 304901803 | 2000113762 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 5.01 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 80 points above guideline minimum. |
| 304901802 | 2000113809 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$241,935.29 or 37 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 60 months paid as agreed |
| 304901801 | 2000113814 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $238,836.40 or 46 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 30 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed |
| 304901800 | 2000113951 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 49 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO102 points above guideline minimum of 700. |
| 304901799 | 2000114008 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$158,416.98 or 22.45 months PITIA. No reserves are required<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum |
| 304901798 | 2000114019 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History: 0 x 30 x 39 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have resided in subject for the past 7 years |
| 304901797 | 2000114032 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x96 months consumer payment history.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 53 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 7.23 points below guideline maximum. |
| 304901796 | 2000114037 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$290,210.98 or 53 months PITI. No reserves are required<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 20 points above guideline minimum |
| 304901795 | 2000114043 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned the subject for the past 10years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower self employed in same business for the past 20 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 16 points below guideline maximum of 50%. |
| 304901794 | 2000114071 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Application | Waived | D | B | D | B | CRDAPP130 | Application is incomplete | No | Credit Report missing minimum two scores required by the guidelines. | Lender is asking to review the exception. | Borrower has one credit score of 795, based upon the reserves of $XXX or 56 months PITI, LTVCLTV of 21/40.28%, and DTI of 27.11 we deem this to be a B non material | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 56 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 30 points below guideline maximum |
| 304901793 | 2000114072 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have lived at current residence for 13 yeas.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 13.77 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 22 points above guideline minimum. |
| 304901792 | 2000114081 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 17 points below guideline maximum CLTV of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 99 months |
| 304901791 | 2000114169 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $192,500.00 or 39.36 months PITIA. No reserves are required<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 51 months paid as agreed |
| 304901790 | 2000114175 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 8.32 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x63 months positive mortgage payments.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 8 + years. |
| 304901789 | 2000114195 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Vesting is in name of XXX documents reflecting borrower is 100% XXX per guideline. | 5/27/25 - Lender provided a copy of the LLC reflecting the borrower as 100% XXX. | 5/27/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $407,242.14 or 14 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI >30 points below guideline maximum |
| 304901788 | 2000114200 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 45 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 30 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 19.48 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x93 positive mortgage payment history meeting guideline requirement. |
| 304901787 | 2000114228 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 24 points below guideline maximum of 75% LTV/CLTV<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 9 years at subject property<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Mortgage History: 0 x 30 x 99 months. |
| 304901786 | 2000114240 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 4.15 months PITI. No reserves are required<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed |
| 304901785 | 2000114258 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 15 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 5 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 49 months paid as agreed |
| 304901784 | 2000114323 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Credit report reflects 14 XXX loans with $0.00 payment and reflecting deferred until 1/2/27. Missing XXX loan documentation that borrower is on an income driven payment plan to verify $0.00 payment or add 1% payment to each XXX loan per xxx guideline. DTI will be greater than 50%. | 6/26/25 - Upon further review and adding in all the XXX loans, the borrower still qualifies. | Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 57 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided for the past 28 years |
| 304901783 | 2000114349 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 21.41 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months positive mortgage payments meeting 12 months guideline requirement. |
| 304901782 | 2000114463 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | ROR page 417 received XXX; earliest expiration XXX; ROR has expiration date as XXX. | 5/20/25 - Upon further review, the ROR expires XXX, and the loan disbursed per the PCCD on XXX | 5/20/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 17 months |
| 304901782 | 2000114463 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Post CD 05/13/2025 Disbursement date is XXX;Mortgage XXX; Notary signed 05/11/2025ROR page 417 received XXX; earliest expiration XXX; ROR has expiration date as XXX. | 5/20/25 - Upon further review, the ROR expires XXX, and the loan disbursed per the PCCD on XXX. | 5/20/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 17 months |
| 304901781 | 2000114520 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR171 | Subject Photos Unacceptable | No | Appraisal is missing picture of Main House Kitchen | 6.13.2025 - Received Originating appraisal with picture of main Kitchen | 6.13.2025 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median Fico is 12 points higher than guideline requirement. |
| 304901780 | 2000114532 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $439,027.04 or 39 months PITI. No reserves are required.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 40 years in profession |
| 304901779 | 2000114589 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $244,602.40 or 31.9 months PITI. No reserves are required<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 40 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score >100 points above guideline minimum |
| 304901778 | 2000114600 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 32 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 34 months |
| 304901777 | 2000114609 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower living at primary for the past 17 years |
| 304901776 | 2000114643 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 61 points above guideline minimum |
| 304901775 | 2000114651 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 11 points below guideline maximum of 75% CLTV<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have owned subject / primary for the past 21 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 50 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 65 points above guideline minimum of 700 |
| 304901774 | 2000114692 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | C | B | C | B | A | A | A | A | C | B | C | B | A | A | A | A | Credit | Credit/Mtg History | Active | C | B | C | B | CRDCRMH148 | Credit report stale dated at closing | No | Missing updated credit report. Credit report in file is dated 2/27/25, Note is dated XXX. Per guideline credit report can not be older than 90 days from Note date on CES product. | 7/1/25 - Lender has provided a management exception for the credit report being over 90 days old as closing. | 7/1/25 - Upon further review, with the following compensating factors: 1- verified cash reserves, 2- significant time at current residence, 3- Credit scores exceeding guidelines, and 4- DTI below guideline requirements, it has been determined the exception is deemed a non-material "B". | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 26 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 35 points above guideline minimum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 35.56 months PITIA above guideline minimum requirement of $0.00.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.56 points below guideline maximum. |
| 304901773 | 2000114747 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 12 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is XXX points below guideline maximum XXX % CLTV<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is XXX points below guideline maximum of XXX %<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 66 points above guideline minimum of 700. |
| 304901772 | 2000114775 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 23 points above guideline minimum of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 6 points below guideline maximum. |
| 304901771 | 2000114792 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is XXX points below guideline maximum XXX%. |
| 304901770 | 2000114797 | XXXXX | XXXXX | QM: Safe Harbor | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx reviewer reflects Non-QM; Lender documented all ATR UW Factors. | 7/14/25 - Lender provided a revised tape indicating "Not Evaluated" allowing for our evaluation of Non-QM. | 7/14/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned subject for the past 13 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is XXX points below maximum guideline XXX%.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 41 months |
| 304901769 | 2000114801 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or XXX months PITINo reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 21 years at current residence |
| 304901768 | 2000114828 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 18 points below guideline maximum of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 48 points above guideline minimum 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 x 45 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned Primary residence for the pas 20 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 17 points below guideline maximum 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower self employed in same business for the last 20years |
| 304901767 | 2000114834 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has had same business for the past 37 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:.0 x 30 x 40 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 32 points above guideline minimum of 660. |
| 304901766 | 2000114835 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing Hazard Insurance.RCE is in file. | 6/4/25 - Lender provided a copy of the missing HOI. | 6/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same business for the past 10years |
| 304901766 | 2000114835 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing Lender's loan approval/form 1008. Document in file is not legible. | 6/4/25 - Lender provided a copy of the missing 1008. | 6/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower XXX in same business for the past 10years |
| 304901765 | 2000114940 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$167,593.21 or 33 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 41 months paid as agreed |
| 304901764 | 2000114953 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x36 positive mortgage payment history.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 26 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 7.6 points below guideline maximum. |
| 304901763 | 2000114975 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 21.28 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 36 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x89 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 6.73 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x99 months positive consumer pay history meeting 12 month guideline minimum. |
| 304901762 | 2000114993 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current job for 9 years and 9 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 21 years and 4 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 41.68 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x64 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x39 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901761 | 2000115015 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Lender to provide updated XXX showing Guideline Change date to 3.1XXX .2025 CES | 6/4/25 - Lender provided a tape wit the update 3/17/25 guideline usage | 6/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$243,089.85 or 61.55 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 15 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 45 months paid as agreed |
| 304901760 | 2000115041 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 92 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x42 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x131 consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 22.17 points below guideline maximum. |
| 304901759 | 2000115045 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$308,671.10 or 46 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 40 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score > 100 points above guideline minimum |
| 304901758 | 2000115075 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$197,581.90 or 34 months PITIA. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 50 months paid as agreed |
| 304901757 | 2000115129 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$41,124.40 or 10 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 30 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901756 | 2000115134 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | LTV/CLTV | Waived | B | B | B | B | CRDLTV5738 | CLTV Exceeds Guideline Requirement by less than 5% | No | Credit score 681- Maximum CLTV for investment properties per 02/27/2025 guideline is 65%. Subject's CLTV is 67.38% | 6/3/25 - Upon further review, the lender has noted the borrower good reserves, Low DTI and Good credit history. | 6/3/25 - Upon further review, the exception is deemed a non-material B. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $184,182.65 or 38.25 months PITIA. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 49 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901755 | 2000115165 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 20.87 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 105 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 10.20 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x53 positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30xX348 months positive consumer payment history meeting 12 month guideline requirement. |
| 304901754 | 2000115166 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 91 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x50 months consumer pay history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 26.98 points below guideline maximum. |
| 304901753 | 2000115235 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned current residence for 8 years and 1 month.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 45 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x52 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901752 | 2000115259 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3034 | CLTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | 2/27/25 guideline reflects max CLTV at 75%. Loan approval shows LTV 20.07%/CLTV 80%. Rate lock shows 12 month Bank statement 75.01-80.00% pricing adjustment of 1.625% | 6.3.2025 - Lender provided updated Tape with guideline date of XXX | 6.3.2025 Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 20 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage History:0 x 30 37 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has 28 months of PITIA reserves above guideline minimum of 0 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 24 points below guideline maximum 50%. |
| 304901751 | 2000115270 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 11 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x108 positive consumer payments meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x21 months positive mortgage payments meeting 12 month guideline requirement. |
| 304901750 | 2000115318 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Income/Employment | Active | D | B | D | B | CRDINC2340 | Employment verification does not meet guidelines | No | The G/L's require 2 years XXX employment, borrower has been self employed for less than 2 years. XXX began 11/2023Exception is required from lender. | 7/25/25 - Lender requested review of the exception. | 7/25/25 - Upon further review the are the following compensating factors: 1 - significant time at current residence for 8 years. 2 - LTV below guideline requirement - LTV 38.78%, CLTV 62.84% - maximum CLTV 65%, 3 - Significant time in profession - Driver for 10+ years, 4 - Reserves, although program does not have any reserve requirements, borrower received over $175 cash back at closing.Bases on this information the exception is considered a non-material "B". | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned their primary for the last 8 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower received over $175k cash out at closing. Guidelines do not require reserves.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Been XXX Driver for 10 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV - 38.78%, CLTV - 62.84% - Max is 65% |
| 304901750 | 2000115318 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC150 | Income docs do not meet guidelines | No | G/L's require the Tax Preparer to confirm either they Reviewed or Prepared the borrower's last 2 years business returns.Letter from PTIN in file only mentions 2024 and does clearly state if they reviewed or prepared the borrower's business returns. | 7/21/25 - Upon further review, the Tax Preparer does state they have reviewed the last 3 years tax returns. | 7/21/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned their primary for the last 8 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower received over $175k cash out at closing. Guidelines do not require reserves.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Been XXX Driver for 10 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV - 38.78%, CLTV - 62.84% - Max is 65% |
| 304901749 | 2000115332 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$144,164.29 or 14.9 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 40 points below guideline maximum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 31 months paid as agreed |
| 304901748 | 2000115338 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $401,016.20 or 53.6 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 41 months paid as agreed |
| 304901747 | 2000115347 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 20 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have resided in subject for the past 9 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 16<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 20 points below guideline maximum of 50%. |
| 304901746 | 2000115359 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing supporting documentation of PITIA payments for property located at XXX Per Final 1003, this is a Primary residence financed with XXX loan #XXX. Not reflected on Credit report. | 6/17/25 - Lender provided a copy of the documentation supporting the monthly payments | 6/17/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x32 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x16 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.61 points below guideline maximum. |
| 304901745 | 2000115368 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: : Borrower DTI is > 19.52 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has 33.69 months PITI reserves meeting guideline requirement of $0.00 for loan product type. |
| 304901744 | 2000115371 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 20 years and 10 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 50 months positive mortgage payment history meeting 12 month guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 40 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 30.45 points below guideline maximum. |
| 304901743 | 2000115388 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned subject for the last 26 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 36 points below maximum guideline of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 11 points below guideline maximum of 50% |
| 304901742 | 2000115399 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 44 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 16.78 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x40 positive mortgage payments.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x97 consumer pay history meeting 12 month guideline requirement. |
| 304901741 | 2000115419 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 5 points below maximum guideline 65% CLTV<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with same employer for the past 10 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 9 years |
| 304901740 | 2000115480 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $XXX or 30.93 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 months paid as agreed |
| 304901739 | 2000115485 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$XXX or 27 months PITIA. No reserves are required .<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum |
| 304901738 | 2000115523 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 16 years and 7 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 15 years.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x64 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901737 | 2000115528 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2408 | Income verification does not meet guidelines | No | Missing Letter from a Licensed Tax Preparer (CPA, CTEC, EA-PTIN) as required by guideline. | 6/25/25 - Lender provided a copy of the missing letter from a licensed Tax Preparer (CETC). | 6/25/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 8 years and 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 6.66 points below guideline maximum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 41 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 43 points above guideline minimum. |
| 304901736 | 2000115546 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$178,537.04 or 25 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 64 months paid as agreed<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 10 years in profession |
| 304901735 | 2000115564 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$336,506.13 or 65.41 months PITI. No reserves are required<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901734 | 2000115574 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 80 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 26.14 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 12.79 points below guideline maximum. |
| 304901733 | 2000115599 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3280 | One or more Applications in file are incomplete | No | Final 1003 reflects borrower as wage earner. CTEC letter in file reflects borrower is XXX and 100% XXX of Entity. | 6/19/25 - Lender provided an updated 1003 reflecting the borrower as XXX employed | 6/19/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 101 points above guideline minimum<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x66 positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16.24 points below guideline maximum.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 8 years. |
| 304901731 | 2000115676 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL865 | Title incomplete | No | Preliminary Title reflects 3 mortgage liens: #1 Amount $XXX dated XXX in favor of XXX #2 $XXX dated XXX in favor of XXX(P/O on CD) and #3 appears to be a new mortgage for $XXX dated XXX. Missing subordination for either the $XXX or for refinance of subject lien in the amount of $XXX. | 6.17.2025 Does not address the $XXX or the $XXX Liens6/19/25 - Sent follow-up email.7.15.2025 - Received corrected Title removing $XXX & $XXX liens | 6.17.2025 Exception is not satisfied7.15.2025 - Exception Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in primary for the past 38 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: CO-Borrower same line of work for the past 49 years, XXX employed a minimum of 2 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 32 points below guideline maximum 75% CLTV |
| 304901730 | 2000115683 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 30 points above guideline minimum of 700.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 14 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for the past 13 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower with current employer for the past 7 years |
| 304901729 | 2000115685 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Borrower's have lived at current resident for 30 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 47 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrowers have 0x30x273 months positive consumer pay history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x52 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901728 | 2000115694 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$264,593.60 or 42.9 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum |
| 304901727 | 2000115718 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 10.32 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 34 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 months positive mortgage payment history meeting 12 month minimum guideline |
| 304901726 | 2000115719 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 30 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 9.04 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 82 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x107 months positive consumer payment history meeting 12 month guideline requirement. |
| 304901725 | 2000115726 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 9 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 27 + years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 39.15 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x87 months positive mortgage payments meeting 12 month guideline minimum. |
| 304901724 | 2000115749 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 5.52 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 106 points above guideline minimum. |
| 304901723 | 2000115782 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$91,043.57 or 11.4 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 77 months paid as agreed<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10 years at current job |
| 304901722 | 2000115844 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 54 points above guideline minimum of 700.00<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been self employed in same line for the last 5 years |
| 304901721 | 2000115880 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | Need signed final LE 6/2/25 and initial CD 6/3/25 or proof of receipt. | 6/23/25 - Upon further review, the borrower electronically agreed to E-accept documentation when issued, so the 6/2/25 and 6/3/25 documentation was received when issued. | 6/23/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 14 points below guideline maximum 50%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 56 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower self employed over 5 years |
| 304901721 | 2000115880 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Need signed final LE 6/2/25 and initial CD 6/3/25 or proof of receipt. | 6/23/25 - Upon further review, the borrower electronically agreed to E-accept documentation when issued, so the 6/2/25 and 6/3/25 documentation was received when issued. | 6/23/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 14 points below guideline maximum 50%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 56 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower self employed over 5 years |
| 304901721 | 2000115880 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3662 | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | Need signed final LE 6/2/25 and initial CD 6/3/25 or proof of receipt. | 6/20/25 - Upon further review, the borrower electronically agreed to E-accept documentation when issued, so the 6/2/25 and 6/3/25 documentation was received when issued. | 6/20/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 14 points below guideline maximum 50%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 56 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower self employed over 5 years |
| 304901720 | 2000115888 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR275 | Completed "Subject To" w/o Completion Cert in File | No | Missing Completion Cert 1004D. Appraisal completed "Subject To". | 6/23/25 - Lender provided a revised appraisal reflecting "As is" state of condition. | 6/23/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$203,536.30 or 38 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > XXXX points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum |
| 304901719 | 2000115892 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$270,363.57 or 42.37 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 55 months paid as agreed |
| 304901718 | 2000115961 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score >20 points above guideline minimum<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 14 years in profession |
| 304901717 | 2000115978 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 22 points above guideline minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has > 9.47 months PITIA. Reserves not required. |
| 304901716 | 2000115996 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 9 points below guideline maximum of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 25.01 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO > 93 points above guideline minimum. |
| 304901715 | 2000115997 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 9 points below guideline maximum 50%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 8 years |
| 304901714 | 2000116044 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $264,731.38 or 41.63 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 months paid as agreed |
| 304901713 | 2000116090 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 22 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 24 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 7.46 points below guideline maximum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 7.66 points below guideline maximum. |
| 304901712 | 2000116098 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 27 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > XXXX points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 48 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 20.13 points below guideline maximum. |
| 304901711 | 2000116101 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 33 points above guideline minimum of 700<br>CFCFS1746: Significant housing expense reduction<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 81 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned subject for the last 7 years<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 18 points below guideline maximum of 50%. |
| 304901710 | 2000116216 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing updated Lenders Loan approval / 1008 form reflecting Front DTI of 0.00 and back DTI of 34.10. Document in file reflects front DIT 15.59%/44.34%. Subject is NOO 2nd lien. 1st lien payment included in Back DTI. | 7/2/25 - Lender provided the revised approval. | 7/2/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$236,246.76 or 48.14 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 20 points above guideline minimum |
| 304901709 | 2000116236 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $30,987.24 or 8.5 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 41 months paid as agreed |
| 304901708 | 2000116312 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$152,517.33 or 32 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 months paid as agreed |
| 304901707 | 2000116316 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have lived at current residence for 10 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 75 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 7.67 points below guideline maximum. |
| 304901706 | 2000116349 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $426,732.50 or 48.67 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum |
| 304901705 | 2000116379 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 22 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 24.38 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 86 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x113 months consumer payment history meeting 12 month guideline requirements.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x51 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 7.4 points below guideline maximum. |
| 304901704 | 2000116428 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO 86 points above guideline minimum of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 10 years |
| 304901703 | 2000116462 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 6.04 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 96 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 13.31 points below guideline maximum. |
| 304901702 | 2000116482 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 8 year.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months consumer payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x72 months positive consumer payment history. |
| 304901701 | 2000116502 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 19 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 40 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 24.75 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 88 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x69 positive mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x72 positive consumer payments meeting 12 month guideline requirement<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 10.93 points below guideline maximum. |
| 304901700 | 2000116573 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $129,441.08 or 42.36 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 months paid as agreed |
| 304901699 | 2000116596 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the last 13 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 27 points below maximum guideline of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 59 points above guideline minimum of 740<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 63 months |
| 304901698 | 2000116626 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 76 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.27 points below guideline maximum |
| 304901697 | 2000116668 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject property for the past 15years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 97 points above guideline minimum of 660 |
| 304901696 | 2000116671 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 117 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x275 months consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x77 positive mortgage payment history meeting 12 months guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 18.63 points below guideline maximum. |
| 304901695 | 2000116692 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is > 16.13 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 32 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x48 positive mortgage payment history meeting 12 month guideline requirement. |
| 304901694 | 2000116699 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Policy in file has an effective date of 819/2025Loan Disbursed on XXX. Missing copy of existing Policy at time of closing. | 7/8/25 - Lender provided and additional HOI declaration page reflecting coverage was in affect upon the date of closing/funding. | 7/8/25 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 10 points below maximum guideline of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 months |
| 304901693 | 2000116752 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$73,621.74 or 34 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 5 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 67 months paid as agreed |
| 304901692 | 2000116774 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$366,700.00 or 44.9 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 90 points above guideline minimum |
| 304901691 | 2000116785 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years and 8 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 23.91 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 40 points above guideline minimum. |
| 304901690 | 2000116866 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 17.03 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 40 points above guideline minimum. |
| 304901689 | 2000116917 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for 13 years and 5 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 46.62 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 52 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x83 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x171 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 12.06 points below guideline maximum. |
| 304901688 | 2000116957 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 31 points below maximum guideline of 75% CLTV.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower have been in their primary for the past 30 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 56 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 14 months |
| 304901687 | 2000117036 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust CertificationTitle is in the name of: XXX dated 12.9.2025 | 7/17/25 - Lender provided copies of the missing trust and trust certification. | 7/17/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 25 years |
| 304901686 | 2000117056 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 61 points below maximum guideline of 75%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in the subject property for the past 16 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 99 months |
| 304901685 | 2000117072 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 61 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x42 months positive consumer pay history meeting 12 month guideline requirement. |
| 304901684 | 2000117154 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $333,657.27 or 48 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 30 points above guideline minimum |
| 304901683 | 2000117178 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $108,533.30 or 25.63 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 45 months paid as agreed<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 24 years at current residence |
| 304901682 | 2000117268 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 68 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x114 positive consumer pay history meeting 12 month guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x20 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 46.44 points below guideline maximum. |
| 304901681 | 2000117272 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 52 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in their primary for the past 20 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 54 months |
| 304901680 | 2000117319 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $209,422.92 or 44 months PITIANo reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum. |
| 304901679 | 2000117544 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL865 | Title incomplete | No | Final Short Form Policy dated 7/11/25 reflects Borrower as: XXX, XXX & XXX. Mortgage, CPL and Grant Deed dated 7/7/25 in file does not reflect the Trust. Grant deed removed the Trust. | 7/22/25 - Revised Title reflects borrower without Trust verbiage used on final policy. | 7/22/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 9.35 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 139 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x120 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x45 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 5.21 points below guideline maximum. |
| 304901678 | 2000117590 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$34,428.98 or 3.4 months PITI. Mo reserves are required<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 40 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 5 points below guideline maximum |
| 304901677 | 2000117698 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 39 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower in same business for last the 10 years |
| 304901676 | 2000117727 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR169 | Appraisal includes one or more issue(s) | No | Appraisal completed on xxx (xxx). Title, Property report and xxx reflect subject a xxx Subject is a Site xxx. | 8/4/25 - Per the xxx Guidelines, a site xxx maybe completed on a xxx form. | 8/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 774 exceeds guideline minimum score of 660 |
| 304901676 | 2000117727 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing xxx Questionnaire. | 8/4/25 - Per the xxx Guidelines, Project review may be waived on detached xxx, see documentation. | 8/4/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 774 exceeds guideline minimum score of 660 |
| 304901675 | 2000117729 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 7 years and 11 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 10.01 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 50 points above guideline minimum. |
| 304901674 | 2000117801 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 72 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 69 |
| 304901673 | 2000117827 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years and 2 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 120 points above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 30.43 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x84 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x319 months positive consumer debt payments meeting 12 month guideline requirement. |
| 304901672 | 2000117860 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $105,762.50 or 27.55 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 43 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 9.61 points below guideline maximum |
| 304901671 | 2000117899 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 6.17 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x41 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x208 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 30 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.92 points below guideline maximum. |
| 304901670 | 2000117909 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$95,685.38 or 31 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum |
| 304901669 | 2000117927 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$20,767.60 or 4.8 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 5 points below guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 45 months paid as agreed |
| 304901668 | 2000118014 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL100 | Legal document incorrect or incomplete | No | Vesting is in Trust, missing trust documents or trust certification | 7/29/25 - Lender provided copies of the missing Trust Certification. | 7/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 16 years at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: First lien 22 months paid as agreed |
| 304901667 | 2000118028 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 25 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 113 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x57 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x149 months positive consumer pay history meeting 12 months guideline requirement. |
| 304901666 | 2000118203 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documents for XXX Dated 3.12.2025 | 8/26/25 - Lender provided a copy of the missing Trust Certification for XXX | 8/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 16 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 20 |
| 304901665 | 2000118267 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Certification of Trust. | 8/18/25 - Lender provided a copy of the missing Trust Certification. | 8/18/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 11.78 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 126 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 15.36 points below guideline maximum. |
| 304901664 | 2000118338 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | updated 1003 to reflect XXX property on Schedule of Real Estate | 8/29/25 - Lender provided an updated copy of the 1003 reflecting the XXX property under REO. | 8/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 50 points above guideline minimum of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX employed in same business for the past 15 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 99 months |
| 304901663 | 2000118371 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 25 points below maximum guideline of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 42 |
| 304901662 | 2000118385 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job 12 years and 11 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 13 years and 5 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: : Median FICO > 26 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x91 months positive consumer pay history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x20 months positive mortgage history meeting 12 month guideline requirement. |
| 304901661 | 2000118387 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 90 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 17 years at current residence |
| 304901660 | 2000118407 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 13 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 13 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 17.85 points below guideline maximum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.27 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months positive mortgage payments meeting 12 month guideline requirement. |
| 304901659 | 2000118416 | XXXXX | XXXXX | QM: Rebuttable Presumption | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 5.68 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 83 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x41 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901658 | 2000118471 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 29 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been in same business for the past 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 91 points above guideline minimum of 700 |
| 304901657 | 2000118528 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing lender's full review required by the guideline, HOA Certificate/ Questionnaire, Condo papers | 8/1/25 - Lender documented the xxx as xxx approved - Please note that per guidelines as long as we have xxx approved by xxx and xxx classification on xxx reflecting xxx xxx Review through xxx - xxx project, we dontRequired xxx document except master insurance policy | 8/1/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$155,562.76 or 36 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 52 months paid as agreed |
| 304901656 | 2000118577 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 120 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x37 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x144 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 16.31 points below guideline maximum. |
| 304901655 | 2000118591 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower LTV is 21 points below maximum guideline 75% LTV/CLTV.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower in subject for the past 12 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower with current employer for the past 6 years |
| 304901654 | 2000118659 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing mortgage statement for 2nd lien reflected on Final 1003 with XXX in the amount of $XXX(loan #XXX) for primary residence at XXX. Mortgage is not reported on credit report. | 8/26/25 - Lender provided a copy of the monthly statement reflecting the payment on the 2nd. | 8/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 23 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 30 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 6.21 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 129 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 25.26 points below guideline maximum. |
| 304901654 | 2000118659 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2996 | Missing Trust Documents | No | Missing Trust Documentation/Trust Certification. | 8/26/25 - Lender provide a copy of the missing Trust Certification. | 8/26/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 23 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 30 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 6.21 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 129 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 25.26 points below guideline maximum. |
| 304901653 | 2000118661 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $103,177.59 or 46.56 months PITINo reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 20 points below guideline maximum |
| 304901652 | 2000118693 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 19.06 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 109 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x70 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x109 positive consumer payment history meeting 12 month guideline requirement. |
| 304901651 | 2000118757 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence since 12 years and 11 months.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x46 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 6.07 points below guideline maximum. |
| 304901650 | 2000118768 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.11% is below the maximum DTI of 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified cash reserves of $141,408.10, reserves not required per guidelines. |
| 304901649 | 2000118770 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have live at current residence for 20 years.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x38 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 8.32 points below guideline maximum. |
| 304901648 | 2000118787 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3590 | TRID - At least one LE was delivered on or after the date that a CD was delivered | No | LE xxx and CD xxx Same date | 08/11/2025 - Initial CD was delivered on xxx and not xxx | 08/11/2025 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 8 years. |
| 304901648 | 2000118787 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5115 | TRID - Closing Disclosure: The Creditors Brokers or Contact persons NMLS or State ID is missing | No | NMLS- xxx only need Name and NMLS | 8/11/25 - Lender provided evidence of Mortgage Lender/Broker licenses. | 8/11/25 - Exception satisfied. | Numeric | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 8 years. |
| 304901647 | 2000118805 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$121,493.55 or 42 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 40 points below guideline maximum |
| 304901646 | 2000118823 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 15 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 14.18 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 115 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 24.25 points below guideline maximum. |
| 304901645 | 2000118891 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided in subject for the past 6 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 71 months |
| 304901644 | 2000118893 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$492,066.90 or 15.89 months PITIA. No reserves are required. |
| 304901643 | 2000119002 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$60,713.84 or 24 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 105 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum |
| 304901642 | 2000119012 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned their Primary for the past 17 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 33 points below maximum guideline of 75% LTV/CLTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 90 points above guideline minimum of 700. |
| 304901641 | 2000119029 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 21 points below maximum guideline of 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 22 points above guideline minimum of 700. |
| 304901640 | 2000119061 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$488,395.16 or 24.47 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901639 | 2000119121 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$77,079.37 or 40 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 59 months paid as agreed<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 19 years at current residence |
| 304901638 | 2000119219 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$108,366.92 or 36.43 months PITINo reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304901637 | 2000119325 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2408 | Income verification does not meet guidelines | No | Missing xxx letter reflecting borrower's name, xxx of xxx, how long taxes have been reviewed per guideline. | 8/15/25 - Lender provided license verification and letter of attestation that they have reviewed the last xxx years tax returns | 8/15/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 7.12 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x57 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 56 points above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x114 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901636 | 2000119341 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 10.23 points below guideline maximum for full document bank statement.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 64 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x99 positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 6.45 points below guideline maximum. |
| 304901635 | 2000119388 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 19 years and 3 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 84 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: : Borrower DTI is > 42.5x points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x60 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x277 months positive consumer debt payment meeting 12 month guideline requirement. |
| 304901634 | 2000119487 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets are $xxx or xxx months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 10 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV > 10 points below guideline maximum |
| 304901633 | 2000119510 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$292,861.99 or 52 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI> 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901632 | 2000119623 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is 22.61 points below maximum guideline of 85% CLTV.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower's have resided in subject for the last 21 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for the past 6 years |
| 304901631 | 2000119657 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 45 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 62 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 6 points below guideline maximum of 50%. |
| 304901630 | 2000119675 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 58 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is 24 points below guideline maximum of 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower in same business for 12 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower with same company for the last 14 years |
| 304901629 | 2000119738 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 12 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 28 yeas and 10 months<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x24 months positive mortgage payments.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 134 points above guideline minimum |
| 304901628 | 2000119866 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 9 years and 4 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 15.03 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 127 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.31 points below guideline maximum. |
| 304901627 | 2000119912 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years and 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 7.33 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x47 months positive mortgage payment history meeting 12 month guideline requirement. |
| 304901626 | 2000119962 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job 9 years and 6 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job 9 years and 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 29.14 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 77 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x68 positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x136 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 19.99 points below guideline maximum. |
| 304901625 | 2000119974 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $78,298.32 or 21.56 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 100 points above guideline minimum |
| 304901624 | 2000120160 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are$69,802.12 or 27 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV > 10 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score > 50 points above guideline minimum |
| 304901623 | 2000120178 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 13.65 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 90 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x47 months positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x184 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 20.59 points below guideline maximum. |
| 304901622 | 2000120411 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Missing Data Verify Report on borrower's Primary Residence XXX. No documentaion in file for this address. | 8/29/25 - Lender provided Drive report with the required information. | 8/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 |
| 304901622 | 2000120411 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing verification of non-subject PITIAPrimary Residence XXX | 8/29/25 - Lender provided copies of evidence of PIT on 2220 Sunset Point. | 8/29/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 |
| 304901622 | 2000120411 | XXXXX | XXXXX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3262 | Property issues indicated | No | Appraisal shows borrower is Occupant of property Transaction is a 2nd lien for an Investment property | 8/27/25 - Per the Lender: Please note that the borrower used to live in this property but now converting to investment property, and if you look at Final 1003 section 3.C. you can see that the borrower is doing another transaction with us #XXX(Purchase Transaction of Primary Residence) | 8/27/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Mortgage History: 0 x 30 x 38 |
| 304901621 | 2000120499 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 26 years and 2 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 8.04 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 21 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 17.65 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x305 months positive consumer payment history meeting 12 month guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x52 positive mortgage payment history meeting 12 month guideline requirement. |
| 304666607 | 214205452 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | CMPFINT109 | Finance charge understated by more than $35 (Pmt Stream) | No | Finance charge understated by $50. Per XXX, lender didn't include Title Closing Protection Letter fee into calculation. Lender to provide refund to borrower, post consummation CD, copy of refund check, LOE and proof of delivery to borrower with tracking shipment along with re-opening rescission with dates allowing for method of delivery to all title holders. | 01/03/2024 Client provided PCCD XXX reflecting a cure and an LOE. Condition remains for copy of the refund check, re-opened Rescission for all title holders dated allowing for delivery and Proof of delivery via tracking.01/04/2025 Client provided 2 copies of the refund check. Condition remains for Re-opened Rescission required for Finance charge/Amount Financed corrections. Provide re-opened Rescission for all title holders dated allowing for delivery, LOE to Borrower, Evidence of delivery via tracking information01/07/2025 Client provided ROR forms and Shipping label. Expiration date on form is XXX however the forms have not yet been delivered. Condition remains. Provide reopened rescission allowing the Title holders 3 days from the date the documents are delivered for expiration, an LOE explaining the reason for the new Rescission period and evidence of delivery via tracking. 01/24/2025 Client provided completed new Right to Cancel forms signed by both XXX with an expiration date XXX and E-mail for delivery and LOE. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.95% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at 2nd job of 9.08 years |
| 304666607 | 214205452 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | CMPFINT4372 | TILA/TRID-Disclosed Amount Financed is higher than xxx's calculated Amount Financed | No | Finance charge understated by $50. Per Mavent, lender didn't include Title Closing Protection Letter fee into calculation. Lender to provide refund to borrower, post consummation CD, copy of refund check, LOE and proof of delivery to borrower with tracking shipment along with re-opening rescission with dates allowing for method of delivery to all title holders. | 01/03/2024 Client provided PCCD XXX reflecting a cure and an LOE. Condition remains for copy of the refund check, re-opened Rescission for all title holders dated allowing for delivery and Proof of delivery via tracking.01/04/2025 Client provided 2 copies of the refund check. Condition remains for Re-opened Rescission required for Finance charge/Amount Financed corrections. Provide re-opened Rescission for all title holders dated allowing for delivery, LOE to Borrower, Evidence of delivery via tracking information01/07/2025 Client provided ROR forms and Shipping label. Expiration date on form is XXX however the forms have not yet been delivered. Condition remains. Provide reopened rescission allowing the Title holders 3 days from the date the documents are delivered for expiration, an LOE explaining the reason for the new Rescission period and evidence of delivery via tracking. 01/24/2025 Client provided completed new Right to Cancel forms signed by both XXX with an expiration date XXX and E-mail for delivery and LOE. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.95% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at 2nd job of 9.08 years |
| 304666607 | 214205452 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Missing initial CD issued and received by non-borrowing spouse. | 01/28/2025 Client provided missing Initial XXX CD signed by Non-Borrower on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.95% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at 2nd job of 9.08 years |
| 304666607 | 214205452 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Provide an estoppel letter closing the HELOC to future draws. | 1/9 Client provided an Email from the Title Company that references a close out latter attached that was sent overnight to clear the HELOC; However, the Email is missing he Close out letter attachment, please re-send1.28.2025 Client provided executed by borrower requesting closure of HELOC w/XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.95% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at 2nd job of 9.08 years |
| 304666607 | 214205452 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Provide copy of Title | 12/27/2024 client provided title commitment. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.95% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at 2nd job of 9.08 years |
| 304666605 | 214248411 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | CMPFINT109 | Finance charge understated by more than $35 (Pmt Stream) | No | Finance charge understated by $50. Per XXX in file, Title - CPL fee $50 was not included into calculation. Condition is pending receiving re-open rescission with dates allowing for method of delivery to all title holders, copy of the refund, LOE and proof of delivery with tracking | 01/02/2025 Client provided PCCD XXX reflecting additional cure, copy of the cure check, Reopened Rescission and LOE. Shipping label is in Created status. Condition remains for evidence of delivery of all documents. 01/04/2025 provided a copy of the Cure check. Condition Remains. Provide the re-opened Rescission for all title holders dated allowing for delivery, LOE and evidence of delivery for ROR's and for PCCD with cure check.01/09/2025 Client provided shipping label showing delivery date of XXX. The ROR forms if in this package, weren't received until XXX. The expiration date shown is midnight of XXX. The Title holders are required to get a 3 day waiting period from the date the form is received. Condition remains. Provide Right to Cancel forms with the expiration dated at least 3 days from the date received, LOE and evidence of delivery via tracking. 01/29/2025 Client provided ROR Signed XXX with expiration midnight of XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 33.75% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 17.17 years |
| 304666605 | 214248411 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | CMPFINT4372 | TILA/TRID-Disclosed Amount Financed is higher than xxx's calculated Amount Financed | No | Finance charge understated by $50. Per XXX in file, Title - CPL fee $50 was not included into calculation. Condition is pending receiving re-open rescission with dates allowing for method of delivery to all title holders, copy of the refund, LOE and proof of delivery with tracking | 01/02/2025 Client provided PCCD XXX reflecting additional cure, copy of the cure check, Reopened Rescission and LOE. Shipping label is in Created status. Condition remains for evidence of delivery of all documents. 01/04/2025 provided a copy of the Cure check. Condition Remains. Provide the re-opened Rescission for all title holders dated allowing for delivery, LOE and evidence of delivery for ROR's and for PCCD with cure check.01/09/2025 Client provided shipping label showing delivery date of XXX. The ROR forms, if in this package, weren't received until XXX. The expiration date shown is midnight of XXX. The Title holders are required to get a 3 day waiting period from the date the form is received. Condition remains. Provide Right to Cancel forms with the expiration dated at least 3 days from the date received, LOE and evidence of delivery via tracking. 01/29/2025 Client provided ROR Signed XXXwith expiration midnight of XXX | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 33.75% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 17.17 years |
| 304666605 | 214248411 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3646 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Due to missing Written List of Providers in file, all title fees were tested for 10% tolerance violation of $672.00. Lender's credit of $7.50 for tolerance cure was applied towards increased Recording fee. Condition is pending receiving SPL to allocate a title provider and re-test fees. Additional conditions may apply. | 02/10/2025 Client provided missing SPL XXX. Condition remain as is. SPL provided reflects Borrower was not given the option to shop. Fees tested a 10%. Borrower is due an additional refund of $XXX. Provide a PCCD with additional cure, copy of cure check, LOE to Borrower and evidence of Delivery via tracking.02/12/2025 Client provided full document of SPL XXX reflecting Service provider and states Borrower is able to shop for their own providers. Retesting results in no violation for tolerance. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 33.75% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 17.17 years |
| 304666604 | 214314791 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Need proof initial CD was received by borrower 3 days before consummation date of XXX | 01/2/2025 Client provided a screen for the receipt by the Borrower XXX. Condition Remains. Provide acknowledgement of receipt for Non-Borrower 01/23/2025 Client provided Duplicate Initial XXX CD and Final, signed CD XXX. Mail rule method: 3 days for delivery and 3 day waiting period results in earliest to close date of 12/12/2024. Condition remains. Provide evidence of Non-Borrowers receipt of the Initial CD XXX at least 3 business days prior to closing. Mail rule method for delivery resulting in earliest close date XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 51% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 73 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 23.42% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.5 years |
| 304666604 | 214314791 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5353 | Insurance Expiration date is prior than the transaction date | No | Obtain a new insurance policy document. The current policy had expired on XXX just prior to the disbursement date of XXX. | 1/22/2025 client provided a copy of the current HOI policy in force at time of closing. | Condition satisfied. | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 51% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 73 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 23.42% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.5 years |
| 304666603 | 214344681 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 71% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 13 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 17 years |
| 304666602 | 214410219 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Documentation | Satisfied | C | A | C | A | CMPDOC3076 | Legal document was not executed or is incomplete | No | Initial CD XXX confirmed receipt via Non-borrowing spouse w/ recession right missing. | 01/22/2025 Client provided a copy of the Initial CD XXX e-signed by Borrower and signed by Non-Borrower both on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304666602 | 214410219 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | 10% Tolerance Fee of 562.00Due to SPL missing (enclosed SPL is for 'Cannot Shop'), all applicable fees are present; Condition pending receipt of proper shop-able SPL. | 01/22/2025 Client provided the missing Service provider list dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304666602 | 214410219 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | Final CD XXX, in Loan Disclosures section, selection not indicated whether an Escrow Acct was declined vs. not offered; Corrected PCD, & LOX missing. | 01/23/2025 Client provided a PCCD with correction. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | D | A | D | A | CMPATRQM3220 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status. | No | Missing the Note and an executed DOT | 01/14/2025 Client provided the Fully executed Note and Deed of Trust | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC195 | Missing Note | No | Note missing. | 01/14/2025 Client provided the missing, fully executed Note. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC225 | Missing Rider | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust, No Riders required. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3274 | Mortgage/Deed in file is incomplete | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC806 | Notary Status is missing | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust including the Notary. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC869 | Mortgage not signed | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Federal Consumer Protection | Satisfied | D | A | D | A | CMPFDCP304 | TILA - Transaction date unknown/missing | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust reflecting Transaction date. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | All CDs are fully executed & w/i compliant timeline; fully executed MTG & Note missing. | 01/14/2025 Client provided the Fully executed Deed of Trust and Note. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero Tolerance Fee of 12.00 (- 10.00 = 2.00) Credit Report fee increased to 74.00 on Revised LE 12/5/24 from 62.00 on 1st LE 12/2/24 w/o indication on COC Lender Credit of 10.00 indicated on both Final CD 12/21/24 & PCD 1/2/25 - NOT sufficient; Corrected PCD, LOX, & refund missing. | 01/14/2025 Client requested review. Credit report fee went from $62.00 to $74.00 on LE 12/5 with no valid COC in file resulting in a tolerance of $12.00. The Lender credit cure on the Final and PCCD reflects $10.00 for the cure resulting in a remaining tolerance still due of $2.00. Provide a PCCD with additional cure, copy of the cure check, LOE and method of shipment.01/14/2025 Client provided PCCD 1/14 with additional cure, LOE and Method of delivery via XXX. Condition remains for a copy of the additional cure check. 01/15/2025 Client provided a copy of the missing refund check. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666601 | 214417511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2864 | Copy of Mortgage/Deed in file is incomplete | No | Fully executed MTG missing. | 01/14/2025 Client provided the Fully executed Deed of Trust | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 39% below guideline requirements of 45<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 30 years |
| 304666600 | 214426249 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of 1277.47 Discount Points fee of 1561.58 (closed @ 1220.82) added on Revised CD XXX w/o COC nor any other doc(s) Property Condition Inspection fee of 56.65 added on Revised CD XXX w/o COC (1004D & PCI enclosed) Lender Credit NOT indicated on Final CD 12/26/24-2; Corrected PCD, LOX, refund, & proof of delivery missing. | 01/09/2025 Client provided a copy of the XXX CD with COC XXX reflecting a Lock extension with pricing changes. Also AVM required. Retesting done and resulting $56.65 tolerance due to COC stating AVM required however does not state the reason it's required. Condition remains. Provide a reason that validates the need for the AVM or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery.1/16/2025 Client provided a PCCD XXX reflecting a change of the Property Condition Inspection amount, a amount added to the Payoff's and Payments section and a refund of $XXX. Condition remains. Provide a copy of the refund check with the method of delivery and a copy of a Disbursement ledger for verification of PCCD Fees, credits and Payoffs. Additional Conditions may apply.01/23/2025 Client provided Duplicate Closing CD XXX, PCCD XXX reflecting a cure of $XXX and a Duplicate of PCCD XXX reflecting $XXX Principal reduction. Condition remains. Provide the copy of the $XXX cure and how it was delivered, provide a copy of the Loan transaction history reflecting the $XXX refund payment applied and a copy of the Disbursement Ledger or Final Alta for changes made from closing to Disbursement. 01/24/2025 Client provided PCCD XXX with cure, copy of cure check, LOE and Shipping Label in Created status. Condition remains for a copy of the Disbursement Ledger or Final Alta for validation of changes made from closing to Disbursement. 01/27/2025 Client provided Ledger refelcting Payouts. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.10% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24 years |
| 304666600 | 214426249 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | Final CD XXX, in Loan Disclosures section, selection not indicated whether an Escrow Acct was declined vs. not offered; Corrected PCD & LOX missing. | 01/28/2025 Client provided PCCD XXX with correction and COC for change. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.10% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24 years |
| 304666600 | 214426249 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Missing Lender's ATR/QM determination. | 1/9 Client provided the compliance ease report NON QM points and fees | Satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.10% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24 years |
| 304666599 | 214472490 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 47 months exceeds guidelines of 12 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 17.5 years |
| 304666597 | 214482291 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.73% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 9.92 years |
| 304666596 | 214488462 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3706 | TRID - Curable Issue #1 related to the Closing Disclosure in file | No | CD's dated XXX and XXX reflect $0 for Estimated Taxes, Insurance & Assessments in the Projected Payment section. For junior liens, disclosure of the first lien Taxes, Insurance & Assessments is required. CD's dated XXX and XXX- Loan Disclosures- Escrow Account- Estimated Property Costs Over Year 1 reflects $0. | 02/04/2025 Client provided PCCD XXX with corrections. Condition remains for LOE to the Borrower explaining the changes. 02/06/2025 Client provided an LOE to the Borrower. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 13 years |
| 304666596 | 214488462 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 2/4/2025 client provided Lender's QM determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 13 years |
| 304666595 | 214503799 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX andXXX- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected. | 02/05/2025 Client provided PCCD XXX with correction and COC reflecting the change made. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 67 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.58 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.25 years |
| 304666595 | 214503799 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 2/04/2024 client lender's ATR determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 67 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.58 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.25 years |
| 304666595 | 214503799 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing Lender's 1008. | 2/4/2025 client proivded the 1008. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 67 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.58 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.25 years |
| 304666594 | 214517401 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 87 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 32.34% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.17 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for B1 of 15 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 14 years |
| 304666593 | 214520181 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX and XXX reflect $0 for Estimated Taxes, Insurance & Assessments in the Projected Payment section. For junior liens, disclosure of the first lien Taxes, Insurance & Assessments is required. CD's dated XXX and XXX- Loan Disclosures- Escrow Account- Estimated Property Costs Over Year 1 reflects $0 and neither of the "You declined it and/or Your lender does not offer one are selected. | 02/05/2025 Client provided PCCD XXX with corrections. Condition remains for LOE to Borrower informing of changes made. 02/05/2025 Client provided the LOE for changes. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 70% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 60 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 22 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.5 years |
| 304666592 | 214520801 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Provide an estoppel letter closing the HELOC to future draws. | 2.19.2025 client provided evidence that Service Finance Company is a 2nd lien loan and not a HELOC> Confirmed also by credit report. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 69% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 86 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8.92 years |
| 304666591 | 214536153 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 34 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 13.88% below guideline requirement of 45%<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 16.5 years |
| 304666590 | 214539645 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18.92 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19.6 years |
| 304666589 | 214543159 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 60% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.33 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 25.08 years |
| 304666588 | 214547432 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 55% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.90% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 25 years |
| 304666587 | 214547747 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 47 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 27.60% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8.75 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 18.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 7.75 years |
| 304666586 | 214550303 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR5331 | Most recent FSD score outside of approved variance | No | Most recent FSD score of 14 is outside of approved variance of 13. | 2/17/2025 client provided an updated AVM with an FSD score of 13. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 61% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 30.28% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.25 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 10 years |
| 304666585 | 214552564 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 58% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 86 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 32.18% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 26.75 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304666584 | 214554305 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 47% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20.7 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 18.92 years |
| 304666583 | 214554768 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | C | A | C | B | C | B | C | A | C | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated 01/13/2025, 01/14/2025, and 01/24/2025- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected | 02/07/2025 Client provided PCCD 2/6 with correction. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.81% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20 years |
| 304666583 | 214554768 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | C | A | C | B | C | B | C | A | C | A | C | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 2/7/2025 lender provided the ATR determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.81% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20 years |
| 304666583 | 214554768 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | A | C | A | C | B | C | B | C | A | C | A | C | B | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | No inspection since the 01/08/2025 FEMA Disaster- Wildfires and Straight-Line Winds | 2/7/2025 lender provided a fire map showing XXX was not effected by the fires. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.81% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20 years |
| 304666582 | 214555062 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 59% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 66 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years |
| 304666581 | 214558579 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 65% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 53 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 30.54% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 18.75 years |
| 304666580 | 214558892 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $XXX for zero tolerance fees.Discount Points were added to the CD dated XXX. Missing COC and/or Rate Lock. | 02/19/2025 Client provided COC XXX reflecting Appraised value came in lower than estimated, change in loan amount and value. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 65 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.81% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.33 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 26.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years |
| 304666580 | 214558892 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX and XXX- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected. | 02/19/2025 Client provided PCCD XXX with correction. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 65 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.81% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.33 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 26.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years |
| 304666579 | 214569063 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.73% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 21.33 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 14 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 25.08 years for B1.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 26.33 years |
| 304666578 | 214574253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | 02/12/2025 Client provided missing Initial CD XXX with Borrowers e-signature however is missing the Non-Borrowers signature. Provide evidence that Non Borrower received at least 3 business days prior to closing. | 02/13/2025 Client provided missing Final LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 14 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666578 | 214574253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | Unable to test a loan product due to missing initial CD in file | 02/12/2025 Client provided the missing Initial CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 14 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666578 | 214574253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | CD XXX is the only CD in file. Missing initial CD acknowledged by both title holders min 3 days prior to closing date. | 02/12/2025 Client provided the Initial CD with Borrowers e-signature on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 14 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666578 | 214574253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $448.88 due to Origination charge increased $199 (from $1800 to $1999) and Discount Points increased $249.88 (from $0 to $249.88) from LE XXX to final CD XXX. Condition is pending receiving valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/13/2025 Client provided an LOE stating that the Origination charge was 1999 when the LE was sent and when the CD's were sent. Condition remains. Provide missing LE XXX per LOE was sent, along with COC for changes and any corresponding lock. Additional Conditions may apply.02/13/2025 Client provided missing Final LE XXX with the lock COC XXX reflecting Loan Amount change with change to origination fee and Loan Amount dependent fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 14 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666578 | 214574253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 2.13.2025 Client provided an LOX for conditions however do not reflect Lender QM status. Condition remains for Lender QM determination. 2.13.25 Client provided an ATR attestation signed by borrower. Condition remains. What is needed is either the XXX or Compliance Ease (or similar) provided by the lender.2.172025 client provided XXX report. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 14 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666577 | 214575946 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX, and XXX- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected. Condition is pending receiving corrected PCD (indicating lender doesn't offer escrows for junior lien) and LOE to borrower. | 02/19/2025 Client provided PCD XXX correcting Escrow Account section and stating lender doesn't' offer any escrows. Condition is satisfied | 02/19/25 Condition satisfied | Non-Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for B1 of 24.08 years |
| 304666577 | 214575946 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5740 | TRID - CD: In the CD Projected Payments section the Estimated Taxes, Insurance and Assessments = $0 or Null | No | CD's dated XXX, and XXX- Projected Payments- the Estimated Taxes, Insurance and Assessments = $0. Condition is pending receiving corrected PCD (indicating estimated Taxes and Insurance for 1st lien) and LOE to borrower. | 02/20/25 Client provided the following response: There is no estimate because there are no escrows/impounds to estimate. Condition remains. Guidance from outside counsel has confirmed that it is proper to disclose the Taxes, Assessments and Insurance amounts in the Projected Payments on a junior lien just as you would on a first lien. In the Escrow table (Loan Disclosures), the amounts would be disclosed as Non-Escrowed costs on junior liens. Provide the borrower with an LOE and corrected Post CD.02/20/25 Client provided 2 copies of a XXX Post CD correcting the Projected Payments and Loan Disclosures sections. Condition remains for the LOE to borrower.02/21/2025 Client provided LOE to Borrower. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for B1 of 24.08 years |
| 304666577 | 214575946 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5742 | TRID - CD: In the CD Escrow section, You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 or Null | No | CD's dated XXX, and XXX- Loan Disclosures- Escrow Account- You will not have an escrow account is indicated, but Estimated Property Costs over Year 1 = $0. Condition is pending receiving corrected PCD (indicating the amount for Estimated non-escrows over 1 year) and LOE to borrower. | 02/20/25 Client provided the following response: There is no estimate because there are no escrows/impounds to estimate. Condition remains. Guidance from outside counsel has confirmed that it is proper to disclose the Taxes, Assessments and Insurance amounts in the Projected Payments on a junior lien just as you would on a first lien. In the Escrow table (Loan Disclosures), the amounts would be disclosed as Non-Escrowed costs on junior liens. Provide the borrower with an LOE and corrected Post CD.02/20/25 Client provided 2 copies of a XXX Post CD correcting the Projected Payments and Loan Disclosures sections. Condition remains for the LOE to borrower.02/21/2025 Client provided LOE to Borrower. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for B1 of 24.08 years |
| 304666576 | 214580292 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 86 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at secondary residence of 14.5 years which was just previously the borrowers primary residence and is now the second home. . |
| 304666575 | 214583619 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 80% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5.83 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 20 years |
| 304666574 | 214588154 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.29% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8.33 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304666573 | 214588667 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 29 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 40.20% below guideline requirement of 45%<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 20 years |
| 304666572 | 214590721 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 53% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 71 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.23% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6 years |
| 304666571 | 214592354 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Provide the 1st page of the executed Final 1003's for B1 & B2. | 2.20.2025 client provided complete final 1003's. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 62% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.36% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 24.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.33 years |
| 304666570 | 214600355 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Provide the 1008 | 2.11.2025 Client provided Lender 1008 | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 44.64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 72 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 25.90% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.7 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 9.7 years |
| 304666569 | 214601577 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing the Supplemental Consumer Information Form. | 2.18.2025 client provided SCIF. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.91% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 4.83 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7 years |
| 304666568 | 214605503 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 74% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 47 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20.75 years |
| 304666567 | 214605883 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 52% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 62 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.17 years |
| 304666566 | 214617359 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 65% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 71 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 23.5 years |
| 304666565 | 214617664 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 48% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 33.10% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 22 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 24.5 years |
| 304666564 | 214632622 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Documentation | Waived | B | B | B | B | CMPDOC5556 | Note P&I doesn't equal xxx's calculated P&I; payment schedule inaccuracy | No | P&I Payment per the Note is $529.51. Review Calculation is $529.70 for a difference if $0.19. | 2/7/2025 client provided an approved exception to allow difference in Note P&I and review calculation. | Condition waived. Initial and final grade B. | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 58% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months |
| 304666563 | 214632713 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 2/7/2025 lender provided ATR determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 63% below guideline requirements of 80%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 9 years |
| 304666562 | 214638694 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 63% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 41 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 13.75 years |
| 304666561 | 214648362 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 57% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 23.06% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 16.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 17.25 years |
| 304666560 | 214648420 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 27% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 31.94% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 12.5 years |
| 304756544 | 214849333 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | B | A | B | A | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | No | Provide additional mortgage/rental history to meet the history requirement. Two years verification required. Credit report only reflects 6 months. | 6/16/2025 client provided an LOX that borrowers have occupied the property for 5 years as per the 1003. However the appraiser states the prior sale was XXX. Condition remains for 2 year history.6/18/2024 Upon further review of the credit report, borrowers are reporting XXX and XXX XXX. from XXX. Quit claim deed in file to borrowers is dated XXX. Guidelines state if the borrowers mortgage history is less than 24 months, prior rental history is required. Borrowers without a 24-month housing history are ineligible.6/27/2025 client provided an email from borrowers stating they have lived at the property since XXX. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 31% below guideline requirements of 70%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 4.67 years |
| 304756544 | 214849333 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3258 | Missing Profit and Loss statement for one or more Self Employed borrowers | No | Provide the P&L for the co-borrower's XXX | 6/16/2025 client provided copy of P&L. Guidelines require the P&L to be signed by the borrower. Condition remains.6/27/2025 client provided signed P&L. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 31% below guideline requirements of 70%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 4.67 years |
| 304756544 | 214849333 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide the balance sheet for the co-borrower's xxx | 6/16/2025 client provided an email that borrower does not have a balance sheet. Guidelines require it. Condition remains.6/27/2025 client provided signed balance sheet. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 31% below guideline requirements of 70%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 4.67 years |
| 304756529 | 215145665 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 74% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 43 months exceeds guidelines of 12 months |
| 304814688 | 215150004 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Final CD reflects a Disbursement Date XXX. Rescission period date XXX Lender to provide proof of a later Disbursement. | 06/18/2025 Client provided Funding PCCD 5/30 with updated Disbursement date. Final Cash to Borrower on Alta in file does not match the provided PCCD and the top of the document is Cut off. Condition remains for the Complete Final Alta/Settlement statement reflecting correct Lender Credit amount as shown on the provided PCCD provided. 07/01/2025 Client provided the Final Settlement Statement with corrected Disbursement on XXX. $18.00 dollars on the Consumation CD is the Lender Credit that xxx required. The $10.00 is over and above. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25% DTI is 20% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 46% CLTV is 34% below the maximum guideline requirement of 80%. |
| 304756527 | 215158783 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC126 | Length of employment/self-employment does not meet guidelines | No | Missing gap of employment letter. Borrower had gap of employment greater than 30 calendar days between XXX to XXX. | 6/02/2025 client provided a processor cert. regarding the borrower's gap of employment. XXX requires the letter to come from the borrower and signed by the borrower.6/3 Client provided the Borrowers LOE | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 53% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 58 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.37% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 4.83 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 31 years |
| 304756527 | 215158783 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Legal Documents | Satisfied | C | A | C | A | CRDLGL5480 | Trust Documents Not Acceptable/Not Executed | No | Trust Certification is not signed and notarized. | 5/30/2025 client provided signed Trust Certification. | Condition satisfied. | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 53% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 58 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.37% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 4.83 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 31 years |
| 304814686 | 215168279 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP3822 | Missing or incomplete documentation related to citizenship/residency | No | Per the final signed 1003s for both borrowers, they are both permanent resident aliens. Could not locate copies of Green Cards for either borrower. Please provide xxx Cards for both borrowers. | 7/17 Client provided valid green cards for each Borrower | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 42% CLTV is 38% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 740 credit score exceeds the 700 minimum guideline requirement by 40 points. |
| 304814684 | 215182734 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 26% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 37 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 45.80% below guideline requirement of 50% |
| 304756512 | 215209396 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $XXX for zero tolerance fees.An appraisal fee was added to the LE dated XXX in the amount of $XXX. | 06/23/2025 Client provided COC XXX reflecting AVM Added. Condition remains. Provide a valid reason the this fee to be added after Initial Disclosure, or PCCD with Cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 06/30/2025 Client provided PCCD XXX with cure, copy of cure check, LOE and in transit tracking. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 52% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19 years |
| 304756512 | 215209396 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5742 | TRID - CD: In the CD Escrow section, You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 or Null | No | \*\*\*06/30/2025 triggered at review of Tolerance PCCD XXX. Loan Disclosures, page 4, does not provide the No Escrows Estimated Property Costs over 1 year complete. Provide a PCCD with correction of total cost over 1 year non-escrowed and LOE for correction. | 07/01/2025 Client provided PCCD XXX with correction. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 52% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19 years |
| 304814682 | 215210055 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR in file is dated XXX with an expiration date of XXX. Final CD dated xxx reflects a disbursement date of XXX. Disbursement date is before end of statutory rescission period. | 06/30/2025 Client provided PCCD 6/25 with Disbursement date correction. Condition remains. Provide the Final Alta/Settlement Statement to verify the Funding CD. xxx Client provided the Final Alta/Settlement statement verifying the Disbursement date of XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 51% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.27% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 18.75 years |
| 304756510 | 215222407 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR in file is signed by the borrower on XXX with an expiration date of XXX. Final CD in file dated 06/05/2025 reflects a disbursement date of XXX. Disbursement date is before end of statutory rescission period. | 06/17/2025 Client provided Funding CD 6/16 reflecting correction. Condition remains for the Final Alta/Settlement statement matching date and figures for final testing and verification.06/17/2025 Client provided the Final Settlement Statement/Alta validating the PCCD 6/16 provided. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.75 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years for B1 and 5 years for B2 |
| 304756510 | 215222407 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Provide proof of insurance with adequate coverage amount. Required coverage is $402,587.54 | 6/17/2025 client provided RCE. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 44 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.75 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years for B1 and 5 years for B2 |
| 304814675 | 215285792 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63.31% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 49 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10 years |
| 304814673 | 215296385 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2340 | Employment verification does not meet guidelines | No | Missing LOX from borrower regarding gap in employment greater than 30 days. | 7/08/2025 client provided LOX that gap was due to layoff in 2024. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 61.55% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 48 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 34.59% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10.75 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 20 years |
| 304814671 | 215306093 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 25 years |
| 304814669 | 215308248 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 74.05% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 65 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 13.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 21.83 years |
| 304814654 | 215348467 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 60% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 41.12% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 17 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 26 years |
| 304814652 | 215350042 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 50.78% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.25% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 23.83 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 5 years |
| 304814650 | 215356130 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 73.87% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 55 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.96% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 29 years |
| 304814648 | 215363193 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 71 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.60% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.92 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 6.33 years |
| 304814644 | 215368556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Compliance Manual | Satisfied | D | B | D | B | CMPMAN2956 | Missing disclosure | No | Missing initial CD received/ acknowledged by non-borrowing spouse min 3 days prior to consummation date | NBS received CD at Closing and required rescission period. | Condition Satisfied for Final Grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15.5 years |
| 304814644 | 215368556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2704 | RESPA - List of homeowners counseling organizations not compliant | No | Only pg 1 of List of homeowners counseling organizations enclosed - missing a list with 10 organizations. | 06/09/25 Client provided the 10/18 List of organizations. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15.5 years |
| 304814644 | 215368556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 6/09/2025 client uploaded QM determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15.5 years |
| 304814644 | 215368556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3258 | Missing Profit and Loss statement for one or more Self Employed borrowers | No | Provide the P&L for the business. | 6/10 Client provided 2023 1040, 1120s, and 2023 transcripts, income updated and DTI is 42.88 ; Note date is XXX Provide a YTD 2024 P&L6/11 Client provided the YTD 2024 P&L supporting the qualifying income ; | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15.5 years |
| 304814644 | 215368556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide the balance sheet for the business. | 6/10 Client provided 2023 1040, 1120s, and 2023 transcripts, income updated and DTI is 42.88 ; Note date is XXX Provide a YTD 2024 Balance sheet and P&L6/12 Client provided the YTD 2024 P&L and Bal S | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15.5 years |
| 304814643 | 215368978 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 31% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 21.5 Years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 22.5 yeras |
| 304814641 | 215374059 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 55% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 29.37% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 13.08 years |
| 304814618 | 215449117 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 69.42% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 30.86% below guideline requirement of 50%<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10 years |
| 304814616 | 215465600 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 59.20% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 35 years |
| 304900447 | 4000004537 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing HOA/Condo Questionnaire. | 8/7/25 - Upon senior underwriter review, the exception has been satisfied. | 8/7/25 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 7 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Borrower CLTV is > 19.58 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - xxx Comments: Borrower has 0x30x43 positive mortgage payments meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30x84 months positive consumer pay history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO > 46 points above guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrower DTI is > 9.44 points below guideline maximum |
| 304666559 | 9704592311 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition salified. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 48.37% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.99% below guideline requirement 45.00%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 28 years at current job |
| 304756495 | 9704686436 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 68% |
| 304756493 | 9704773614 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304814609 | 9704807958 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13.8 years current job time<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $61,213 in total debt reduction<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 13.8 years in same line of work/profession |
| 304814607 | 9704886069 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 763 FICO exceeds program min allowable of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 23.67% DTI is below program max allowable of 45%. |
| 304666558 | 9704911891 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 26 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 723 exceeds guide lines. |
| 304666557 | 9705130384 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 735 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x24 exceeds mortgage history guidelines. |
| 304666556 | 9705174366 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 719 > is above guideline minimum credit score 700.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 59.29% is 20.71 points below the guideline program minimum. |
| 304666555 | 9705349406 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 73% CLTV is 12 % below the maximum guideline requirement of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 40 month mortgage payment history exceeds the 12 month guideline minimum requirement by 28 months. |
| 304666554 | 9705363548 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x61 mortgage payment history exceeds guideline of 0x30x12.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower 10 years at current residence. |
| 304666553 | 9705477959 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 816 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 67.63% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.85% max per guidelines is 45%. |
| 304666552 | 9705636927 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Documentation | Satisfied | C | A | C | A | CMPDOC3076 | Legal document was not executed or is incomplete | No | Initial Closing Disclosure was not signed/dated by interested Title holder. | 02/11/2025 Client provided Disclosure history reflecting docs sent XXX 1/17, mail rule applies. 3 Days for delivery and a 3 day waiting period making earliest closing on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 26.9 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 26.9 mos. in same line of work/profession<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 11.6 years current residence time |
| 304666551 | 9705772730 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x44 exceeds mortgage history guidelines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 20 years. |
| 304666550 | 9705794940 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 5 Years<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment History 0 X 30 over 24 months |
| 304666549 | 9705962885 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x42 exceeds mortgage history guidelines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 69.92% is 15.08 points below the guideline program minimum. |
| 304666548 | 9705985068 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 758 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment for 27 years at current job. |
| 304756478 | 9706063162 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 25 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666547 | 9706075984 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 26%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 42% |
| 304666546 | 9706090967 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 79.74 is less that the max of 85.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On current job 8+ years. |
| 304666545 | 9706106979 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 8 years. |
| 304756476 | 9706260909 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 815 score with 660 MIn<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 19 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666544 | 9706336881 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 22 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 25% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 55 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666543 | 9706382489 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 710 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 5 years at current job. |
| 304666542 | 9706405207 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 14 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 26 years on current job |
| 304666541 | 9706541258 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 10 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 709 exceeds guide lines. |
| 304666540 | 9706693877 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 65% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 27.75% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 9 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 11 years |
| 304666539 | 9706925246 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 20 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 41% |
| 304666538 | 9706971158 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 12 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 35% |
| 304756463 | 9707250503 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 55.72 is less that the max of 90.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Current job 15+ years. |
| 304666537 | 9707268893 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 17 years and 1 month.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 12 years and 10 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 27.88% DTI is below guideline requirement of 45.00%. |
| 304814584 | 9707292554 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.81% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 734 is 34 points above program guideline minimum of 700.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666536 | 9707328598 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 728 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 28.11% is below lender's guide line maximum of 45%. |
| 304666535 | 9707377595 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 41 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 53.85% max per guidelines is 80%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 41 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 38 years. |
| 304666534 | 9707388923 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 13 years at current residence |
| 304814582 | 9707440468 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 22 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 exceeds mortgage history guidelines. |
| 304756461 | 9707729357 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 27 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Primary borrower has been in the same line of work for 6 Years |
| 304756459 | 9707912151 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 19.4 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 25 years in same line of work/profession |
| 304814575 | 9707938552 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 7.4 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 10% revolving credit utilization<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $35,554 total debt reduction |
| 304666533 | 9707993656 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 793 > is above guideline minimum credit score.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 29 years. |
| 304814573 | 9708121596 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 10 years at current residence |
| 304666532 | 9708125399 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Texas Equity : Missing T.42 Title Endorsement | 02/17/25 Client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade of B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 14 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666532 | 9708125399 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Texas Equity : Missing T.42.1 Title Endorsement | 02/17/25 Client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade of B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 14 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666531 | 9708185583 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 62 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 24.3 years current job time<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 25 years current residence time |
| 304756452 | 9708233938 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 12 years. |
| 304666530 | 9708240156 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 25%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 24 years at current residence |
| 304666529 | 9708320511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned the subject property for 16 years 2 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been with current employer since XXX.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 62.51% CLTV is 12.49% below the maximum allowable CLTV of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 680 is 20 points above the minimum required score of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.77% DTI is below the maximum allowed DTI of 45%. |
| 304666528 | 9708408357 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 90% and the borrower has a 74.981% CLTV.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max DTI is 50% and the borrower has a 44.048% DTI. |
| 304666527 | 9708440830 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Application date XXX. Earliest LE provided XXX w/ COC form issued XXX indicating prior numerical changes. Missing initial LE. | 02/19/2025 Client provided missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 52% |
| 304666527 | 9708440830 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC806 | Notary Status is missing | No | Missing Notary page. | 02/20/25 Client provided the missing page 14 of the subject Mortgage that reflects the Notary signature and Date on XXX (also included was a Mortgage that did not belong to this borrower/property). | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 52% |
| 304666527 | 9708440830 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | 02/19/2025 Client provided missing List of homeowners counseling organizations dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 52% |
| 304666526 | 9708510525 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 788 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x48 exceeds mortgage history guidelines. |
| 304666525 | 9708698221 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.38% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 18 years. |
| 304666524 | 9708813382 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 02/11/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 804 credit score exceeds the 660 guideline minimum by 144 points.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 74% CLTV is 16% below the maximum guideline requirement of 90%. |
| 304666523 | 9709105887 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State High Cost | Satisfied | C | A | C | A | CMPSTHC873 | MD High-Cost Loan by exceeding point and fee threshold, | No | Adjusted Charges$2,054.52Total Loan Amount$XXXMaximum Charges %4.000%Maximum Charges$1,907.57Charges Margin to Threshold$146.95Total Charges %4.308%Exceeds fees test threshold?YesMissing Lender's Fee Split for the Affiliate paid fees. | 02/21/2025 Client provided missing Fee Split document. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 23.53% below guideline requirement 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 16 years at current job |
| 304666522 | 9709271937 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 02/10/25 Client provided the OH Home Mortgage Info Document and Acknowledgments. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 769 exceeds guidelines 760<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.02% below guideline requirement 45.00%. |
| 304666521 | 9709371158 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 46%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 10 years at current residence |
| 304756444 | 9709500293 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing Final CD at consummation. | 06/24/2025 Client provided a Duplicate of PCCD dated 6/11 in file with e-signatures on 6/11 and Disbursement date of XXX along with reopened ROR H8 forms dated and signed on XXX. Condition remains. The consummation date was XXX however the file is missing the CD signed a Consummation. Provide the CD that was signed at closing and the Final Alta/Settlement Statement. Additional Conditions May apply.06/25/2025 Client provided a Collaborate Comment: The borrower did not sign this CD and RTC at closing they signed it after closing. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 51 months. |
| 304666520 | 9709785688 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 25% |
| 304666519 | 9709826490 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 30.33 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 78.95 is less that the max of 90. |
| 304666518 | 9709911011 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 46.25% max per guidelines is 80%. |
| 304814550 | 9710123606 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 63%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 30% |
| 304666517 | 9710419103 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66.27% CLTV; 75% max allowed.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI calculated at 23.27%; 45% max allowed. |
| 304666516 | 9710456832 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 15.5 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 25% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666515 | 9710471930 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years on current job<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 10 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 54% |
| 304666514 | 9710607749 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 21.2 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 14.11 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 25 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 21% revolving credit line utilization |
| 304666513 | 9710626814 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 40.24% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 71.99% below guideline requirements 90.00% |
| 304814548 | 9710647620 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 64%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 23 years at current job |
| 304666512 | 9710682767 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 47.17 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.91 is less than the max of 45. |
| 304666511 | 9710717183 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 775 exceeds guidelines 760<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.55% below guideline requirement 45.00%. |
| 304666510 | 9710722472 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 72.14% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.60% below guideline requirement of 45% |
| 304666509 | 9710741100 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 11.3 years current job time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 12.8 years current job time<br>CFCFS2860: Good credit history<br> - xxx Comments: borrower's have a deep credit file with all accts. paid as agreed. No collections, judgements, public record. |
| 304666508 | 9710799199 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 796 exceeds guidelines 760<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 74.43% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 26.28% below guideline requirement 45.00%. |
| 304756429 | 9710904682 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | Need evidence of change of circumstances letter for Ten Percent tolerance, Recording Fees - Mortgage increase, or a copy of a refund check in the amount of $38.40. | 06/13/25 Client provided a XXX PCCD with $38.40 principal reduction cure, LOE/COC and payment history reflecting the PR deposit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 699 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in the same profession for 5 years. |
| 304814543 | 9710948796 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 53.09% is below maximum allowed of 75%<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 15 Years |
| 304756427 | 9711013830 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 06/05/25 Client provided the XXX Information Document and signed Acknowledgments. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 734 FICO exceeds guideline of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x28 mortgage payment history exceeds guideline of 0x30x12. |
| 304814541 | 9711141607 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 64.98% below guideline requirements 90.00%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence > 5 years. |
| 304666507 | 9711273087 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 20 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 59 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit line utilization |
| 304666506 | 9711372251 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 57 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.99% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.25 years |
| 304666505 | 9711402173 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 704 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.50 DTI below guideline of 45. |
| 304666504 | 9711422775 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 8 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 714 exceeds guide lines. |
| 304666503 | 9711437484 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 38% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 22 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 25 years |
| 304814539 | 9711464710 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 07/14/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 22 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666502 | 9711471624 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 30%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 23 years at current residence |
| 304666501 | 9711568916 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 XXXexceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.10 DTI below guideline of 45. |
| 304666500 | 9711665159 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 12.11 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 24.2 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 51 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666499 | 9711742081 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 11 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 18 Years |
| 304666498 | 9711835281 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | XXX declaration #XXX Wildfires and Straight-Line Winds declaration date XXX and effective date XXX. PDI dated XXX provided states no damage from fires. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 45% is 30% below the maximum guideline requirement oof 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 31% DTI is 14% below the maximum guideline requirement of 45%. |
| 304666497 | 9711911504 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 26.3 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 26.3 years in same line of work/profession |
| 304666496 | 9711937749 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 49.98% max per guidelines is 80%. |
| 304666495 | 9712097402 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP2057 | Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | No | Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | 02/19/2025 Client provided missing Illinois Pred Lend Database - Cert of Compliance. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 35%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 33 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666494 | 9712290395 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 27 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304756412 | 9712369975 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 26%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304756410 | 9712513119 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76% CLTV is 14% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 763 credit score exceeds the 680 minimum guideline requirement by 83 points. |
| 304666493 | 9712754200 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Provide documentation non-borrowing spouse received an accurate CD 3 business days prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 02/19/2025 Client provided Disclosure history reflecting CD was sent via XXX on 1/10, mail rule applies with earliest closing date XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 54.16% LTV below guideline requirements of 75.00% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years |
| 304666492 | 9712786574 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 9 years and 5 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 11 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64.53% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 808 is 148 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 13.46% DTI is below guideline requirement of 45.00%. |
| 304666491 | 9712912733 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Provide documentation non-borrowing spouse received an accurate CD 3 business prior to closing. | 02/25/2025 Client provided a One Span reflecting CD XXX sent and completed by Non-Borrower on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 54.51 is less that the max of 90.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 28.45 is less than the max of 45. |
| 304666490 | 9712976423 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 11 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 16 yrs. current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 304666489 | 9713377662 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 58% |
| 304666488 | 9713480656 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 23%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV of 62% |
| 304666487 | 9713545581 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 43.49% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 21 years. |
| 304666487 | 9713545581 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42.1 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 43.49% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 21 years. |
| 304756395 | 9713590421 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.00 DTI below guideline of 45. |
| 304666486 | 9713806595 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 8.11 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 13% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304756393 | 9713820893 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 53%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666485 | 9714010627 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrowers have overall good credit history |
| 304666484 | 9714028827 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 71% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 72 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 34.92 years |
| 304814518 | 9714039204 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 21 years at current job |
| 304666483 | 9714042042 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 16 years at current residence |
| 304666482 | 9714066611 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has minimal use of credit per the credit report |
| 304814516 | 9714092682 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 743 FICO exceeds guideline of 720.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.73 DTI below guideline of 45. |
| 304814514 | 9714181170 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 690 FICO exceeds program min allowable of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.43% DTI is below program max allowable of 45%. |
| 304666481 | 9714247252 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 15 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 61.48% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 755 is 95 points above program guideline minimum of 660. |
| 304666480 | 9714305308 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR2400 | Missing Flood Certification Document | No | Missing flood certification. | 2.26.2025 Client provided subject Flood Certification, Zone X500 | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 749 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.29% is below lender's guide line maximum of 80%. |
| 304666479 | 9714404721 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.56 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 66.83 is less that the max of 85. |
| 304666478 | 9714516490 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 7 years. |
| 304666477 | 9714562460 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Application date XXX. Earliest LE provided issued XXX. Loan Estimate not timely. Missing initial LE. | 02/06/2025 Client provided missing LE XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 28 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666476 | 9714599017 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 40% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 68 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18 years |
| 304814509 | 9714608891 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 79.28% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 31.22% max per guidelines is 45%. |
| 304814507 | 9714633063 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 12 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 58.43% below guideline requirements 75.00%. |
| 304666475 | 9714742534 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.99% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 10 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.13% below guideline requirement 45.00%. |
| 304666472 | 9714900462 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 75%. Loan LTV is 57.74%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 690.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Maximum DTI allowed is 45%. Loan DTI is 36.41%. |
| 304666471 | 9714968188 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance testing failed by $363.08 due to Lender Credits and paid fees Aggregate without valid Change Reasons documented in the file. No evidence of a cure Credit at Closing, please provide documents showing valid reason for fee, a corrected Post CD and proof of delivery via shipping that includes tracking information within 60 days of consummation. | 02/10/2025 Client provided a COC XXX reflecting Borrower provided the additional HOI/TAX docs for the REO properties, and with additional expense the DTI went about 43%. YSP adjusted due to DTI. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 30.8 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 3.00% revolving credit line utilization |
| 304666470 | 9714991230 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 13 Years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit Score of 695 exceeds minimum required of 660 |
| 304666469 | 9715002417 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 20 years in current profession<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666468 | 9715199700 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 737 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.81% is below lender's guide lines maximum of 45%. |
| 304666467 | 9715235207 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 58 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 10 years current residence time |
| 304756378 | 9715318441 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 808 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 68.12% is 21.88 points below the guideline program minimum 90%. |
| 304756376 | 9715353968 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 6/2/2025 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 780 exceeds guide lines. |
| 304756376 | 9715353968 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 6/2/2025 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 780 exceeds guide lines. |
| 304756376 | 9715353968 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL100 | Legal document incorrect or incomplete | No | File is missing page 3 of PUD Rider. Provide complete copy. | 6.3.2025 Client provided executed copy of all pages of PUD Rider | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 780 exceeds guide lines. |
| 304666466 | 9715394426 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 69.01% is below maximum allowed of 90%<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 36 months |
| 304666464 | 9715667490 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 28.6 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 29 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 9.00% revolving credit utilization |
| 304435994 | 9715863396 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 37 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years |
| 304666463 | 9715931185 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 49% CLTV is 36% below the maximum guideline requirement of 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 27% DTI is 18% below the maximum guideline requirement of 45%. |
| 304666462 | 9715966504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 62% CLTV is 13% below the maximum guideline requirement of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 30% DTI is 15% below the maximum guideline requirement of 45%. |
| 304666461 | 9716110540 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 68.97 is less that the max of 85.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On current job since XXX. |
| 304666460 | 9716148839 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing complete contract for debt with XXX. File only has page 8 of 14. | 2.19.2025 Client provided supplement verifying the monthly payment of $312.50 for this debt w/XXX and file have evidence of the same (pg 360) | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 712 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.71% DTI below guideline of 45%. |
| 304666460 | 9716148839 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing hazard insurance policy. | 2.13.2025 Client provided subject HOI policy | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 712 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.71% DTI below guideline of 45%. |
| 304666459 | 9716505673 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 37% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 68 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10.33 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 10.08 years |
| 304666458 | 9716646907 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 5 years at current residence |
| 304756361 | 9716649711 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 30.51 is less that the max of 80.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $336 a month. |
| 304756359 | 9716742987 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 749 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 61.31% is 23.69 points below the guideline program minimum 85%. |
| 304666457 | 9716746947 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 12.4 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 6.6 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 51 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 6.00% revolving credit utilization |
| 304814484 | 9716786067 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower at job 17.5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 90% and the borrower has a 61.994% |
| 304666456 | 9716802849 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 16.1 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residence for 5.1 years. |
| 304814482 | 9716865275 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 10 years and 7 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666455 | 9717088265 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 721 credit score exceeds the guideline minimum credit score of 680 by 41 points.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 74% CLTV is 11% below the guideline maximum requirement of 85%. |
| 304666454 | 9717171244 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | C | A | C | A | C | A | A | A | C | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance testing failed by $139.15 due to the increased of Loan Amount Fee without valid Change Reasons documented in the file. No evidence of a cure Credit at Closing, please provide documents showing valid reason for the increase of fee, a corrected Post CD and proof of delivery via shipping that includes tracking information within 60 days of consummation. | 02/20/25 Client provided the missing XXX COC validating the Loan Amount increase and Points increase. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 17% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 24 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666454 | 9717171244 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | C | A | C | A | C | A | A | A | C | A | C | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR4789 | Appraisal Deficiency | No | Subject property is located in a PUD. Appraiser to correct subject grid to reflect as PUD w/monthly HOA amt. | 2/20 Client provided a XXX revised appraisal including $25.00 HOA dues and property as a PUD per title | Satisfied | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 17% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 24 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666453 | 9717235536 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 785 credit score exceeds the guideline minimum score of 660 by 125 points.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 52% CLTV is 38% below the maximum guideline requirement of 90%. |
| 304814475 | 9717385208 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 9 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 64 mos. mtg. payment hist exceeds guideline of 12 mos.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.48% DTI is below max allowable per guides of 45% |
| 304814473 | 9717540513 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 73.71% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 736 is 76 points above program guideline minimum of 660.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 30+ months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25.99% DTI is below guideline requirement of 45.00%. |
| 304666452 | 9717541982 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 36% |
| 304666451 | 9717554985 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 28.21 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 53.98 is less that the max of 75. |
| 304666450 | 9717951652 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 742 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 32.29% is below lender's guide lines maximum of 45%. |
| 304666448 | 9718102578 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 73.11%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 731. |
| 304756346 | 9718128649 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 811 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x54 mortgage payment history exceeds guideline of 0x30x12. |
| 304666447 | 9718171425 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 15.1 years current residence time.<br>CFCFS2860: Good credit history<br> - xxx Comments: Deep credit file with all accts. paid as agreed. 0X30,60,90 days. No collections, judgements, public record. |
| 304666446 | 9718269799 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.17% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 10 years. |
| 304666445 | 9718488183 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 13%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666444 | 9718589717 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 13 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.03% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 48.55% max per guidelines is 75%. |
| 304756344 | 9718628606 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 64.45 is less that the max of 75.<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0X30 since origination of loan in 2021. |
| 304666443 | 9718691836 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 7 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 19 Years |
| 304666442 | 9718782486 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.44% max per guidelines is 45%. |
| 304666441 | 9718869655 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower in current residence for 14 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower in profession for 25.1 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 80% and the borrower has a 29.048CLTV. |
| 304666440 | 9718908396 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 22.27% below guideline requirement 45.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 742 exceeds guidelines 720 |
| 304666439 | 9718915573 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 61.65 is less that the max of 85.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject 14+ years |
| 304756342 | 9718926232 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 16 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666438 | 9719048044 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 46% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 71 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.99% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 12 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 15 years |
| 304666437 | 9719419955 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrower has a 39.345%. |
| 304666436 | 9719491582 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 35.1 years current residence time<br>CFCFS2860: Good credit history<br> - xxx Comments: deep credit file with all accts. paid as agreed. No collections, judgements, public records<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 28.85% is below max allowable per guidelines of 80% |
| 304666435 | 9719611833 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Title Coordination fee increase from $625 on initial LE XXX to $675 on revised LE XXX section C. Fee moved to section B on initial CD w/ payee affiliate and is subject to zero tolerance. COC issued XXX does not list fee increase or details as to why fee increased. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee increase validated or Post CD reflecting lenders cure, LOX, Refund of $XXX w/ Proof of Delivery. | 02/14/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 65.65% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 708 is 48 points above program guideline minimum of 660.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 10 years |
| 304666434 | 9719627409 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 37 month mortgage payment history exceeds the 12 month guideline minimum by 25 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been at the current job for 13 years 11 months. |
| 304756329 | 9719816077 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 22%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666433 | 9719879687 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 61%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 9 years on current job |
| 304666432 | 9719886922 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 746 > is above guideline minimum credit score 720.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 13 years. |
| 304756327 | 9720024968 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 6.17.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 24.63 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 71.22 is less that the max of 80. |
| 304756327 | 9720024968 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 6.17.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 24.63 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 71.22 is less that the max of 80. |
| 304814450 | 9720202143 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 768 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 16 years. |
| 304814448 | 9720232868 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 56.22 is 23.78 points below the program guideline maximum 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x38 exceeds mortgage history guidelines. |
| 304666431 | 9720253930 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Tax stamps increase from $550.35 on initial CD XXX to $572 on final CD XXX . No COC provided listing fee increase or any details as to why fee increased. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee increase validated or Post CD reflecting lenders cure, LOX, Refund of $21.65 w/ Proof of Delivery. | 02/21/2025 Client provided PCCD XXX with principal reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 37.07 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 78.95 is less that the max of 85. |
| 304666430 | 9720489666 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 72.21% max per guidelines is 85%. |
| 304666429 | 9720831867 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55.26% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 707 is 47 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 8 months |
| 304666428 | 9720843078 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX, dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXXscore 747 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.17% is below lender's guide line maximum of 45%. |
| 304666427 | 9720861047 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42 Title Endorsement | 02/06/2025 Client provided an exception request for Missing T.42 Title Endorsement. | Initial And Final Grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 45.75%below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 5 years. |
| 304666427 | 9720861047 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | 02/06/2025 Client provided an exception request for Missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 45.75%below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 5 years. |
| 304666427 | 9720861047 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Missing Title | 2.6.2025 Client provided Title Property Summary Report | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 45.75%below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 5 years. |
| 304666427 | 9720861047 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR100 | Missing Appraisal | No | Missing Appraisal | 2.6.2025 Client provided appraisal dated XXX with value of $XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 45.75%below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 5 years. |
| 304666426 | 9720935122 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 20 years and 1 month<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 15 years and 1 month<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 99+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.97% DTI is below guideline requirement of 45.00%. |
| 304666425 | 9721057777 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 46.53 is less that the max of 75.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned home 23+ years. |
| 304814441 | 9721361252 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 734 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.06% DTI below guideline of 45%. |
| 304666424 | 9721408608 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Fee Split disclosure was used for the title settlement fee however Appraisal fee is paid to Affiliate also and no disclosure/ attestation found in file for Appraisal split. | 02/03/2025 Client provided the fee split for the Appraisal fee. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 16 years and 11 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.17% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666424 | 9721408608 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Finance Charge Tolerance | Satisfied | C | A | C | A | CMPFINT109 | Finance charge understated by more than $35 (Pmt Stream) | No | Review of Appraisal Invoice provided: exception is for understated Final Charge of $75.00 due to fee split of Appraisal fee. Borrower is due a refund. Provide PCCD with correction, copy of refund, LOE to Borrower, Re-opened ROR with date allowing for delivery and evidence of delivery via tracking. | 02/10/2025 Client provided and LOE w/ portion Stating XXX completes an internal review of the appraisal before delivery. This review supports the Company's stance that the portion retained is therefore excluded from the F/C calculation. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 16 years and 11 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.17% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666424 | 9721408608 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Finance Charge Tolerance | Satisfied | C | A | C | A | CMPFINT4372 | TILA/TRID-Disclosed Amount Financed is higher than xxx's calculated Amount Financed | No | Review of Appraisal Invoice provided: exception is for understated Final Charge of $75.00 due to fee split of Appraisal fee. Borrower is due a refund. Provide PCCD with correction, copy of refund, LOE to Borrower, Re-opened ROR with date allowing for delivery and evidence of delivery via tracking. | 02/10/2025 Client provided and LOE w/ portion Stating XXX completes an internal review of the appraisal before delivery. This review supports the Company's stance that the portion retained is therefore excluded from the F/C calculation. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 16 years and 11 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.17% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666424 | 9721408608 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Fee Split disclosure was used for the title settlement fee however Appraisal fee is paid to Affiliate also and no disclosure/ attestation found in file for Appraisal split. | 02/03/2025 Client provided the fee split for the Appraisal fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 16 years and 11 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.17% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666424 | 9721408608 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $12.64 due to Discount Point increase on CD XXX with no valid reasons documented on COC XXX (no change in a loan amount/ rate/ expiration or LTV). Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund | 01/31/2025 Client provided COC XXX for lock extension with Pt change. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 16 years and 11 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.17% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666423 | 9721415975 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 24 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 66.78% below guideline requirements 75.00%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.96% below guideline requirement45.00%. |
| 304814439 | 9721416734 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | Need evidence of change of circumstances letter for xxx tolerance, Recording fees increase, or a copy of a refund check in the amount of $xxx. | 07/21/2025 Client provided PCCD xxx with principal Reduction, LOE and Loan Transaction history reflecting the payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 65%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666422 | 9721551050 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing CD signed at closing. | 02/19/2025 Client provided missing Final CD XXX e-signed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 63% CLTV is 27% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 765 credit score exceeds the 660 guideline minimum by 105 points. |
| 304666421 | 9721615087 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 14 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 13 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.67% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 73.25% max per guidelines is 80%. |
| 304756305 | 9721870567 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 36%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666419 | 9721972132 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 29%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666418 | 9722020816 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | MI Home Loan - Cannot determine if MI Home Loan Toolkit was provided in a timely manner | No | Toolkit in file is not dated or acknowledged by the borrower. Cannot determine if Your Home Loan Toolkit was provided in a timely manner | 02/17/25 Client provided the signed Initial Disclosures Acknowledgment confirming receipt of the Toolkit on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 23 years and 2 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 27 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 44.63% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 761 is 101 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.31% DTI is below guideline requirement of 45.00%. |
| 304666417 | 9722127363 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 797 is 97 points above program guideline minimum of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.48% DTI is below guideline requirement of 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 11 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 77.43% LTV below guideline requirements of 90.00% per program. |
| 304666416 | 9722148237 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 21.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 26% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 22 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666415 | 9722241776 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 742 credit score exceeds the 700 guideline minimum by 42 points.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 36% DTI is 9% below the 45% maximum guideline requirement. |
| 304666414 | 9722485514 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 16 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666413 | 9722772218 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 806 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 29.48 DTI below guideline of 45. |
| 304814416 | 9722963163 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence > 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.45% below guideline requirement 45.00%. |
| 304814414 | 9723001716 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 736 > is above guideline minimum credit score 720.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 22 years. |
| 304814409 | 9723336492 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.69% DTI is below program max allowable of 45%.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 0% revolving credit utilization. |
| 304666412 | 9723386604 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 67.88 is less that the max of 90. |
| 304666411 | 9723417565 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 47.94% below guideline requirements 75.00%.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 9 years. |
| 304666410 | 9723573466 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 20 years at current job<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 30% |
| 304666409 | 9723629151 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 34.211% DTI.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 90% and the borrowers have an 81.669% CLTV. |
| 304814407 | 9723669645 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 19 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666408 | 9723916459 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 22 years and 2 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 8 years and 3 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 65.18% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 776 is 116 points above program guideline minimum of 660. |
| 304666407 | 9723967213 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: CB has 29.2 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 37 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 304666406 | 9723975786 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 28% revolving credit utilization<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.85% is below max allowable per guidelines of 45% |
| 304666405 | 9724109534 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 304666404 | 9724229415 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 712 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.37 DTI below guideline of 45. |
| 304666403 | 9724347753 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 16 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 777 exceeds guide lines. |
| 304666403 | 9724347753 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 16 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 777 exceeds guide lines. |
| 304666402 | 9724350963 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance $100.00. Due to addition of Title Examination fee. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 02/13/2025 Client provided PCCD XXX reflecting Principal reduction, LOE and loan transaction history showing payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 73.12%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 680. Loan credit score is 767. |
| 304666400 | 9724613071 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx status reflect QM status as Non-QM Lender documented all ATR UW factors. Lender reflects QM Safe Harbor. Loan Non-QM due to bona fi discount points/exceeding points and fees. Missing XXX compliance report. | 1.29.2025 Client provided XXX that states transaction is Not QM Eligible however stated transaction is QM Safe Harbor. DD Firm is Non QM. Condition remains to clarify Client status is Non QM, currently XXX shows not QM Eligible and loan file came over as being QM Safe Harbor. 2.4.2025 Client provided XXX again with QM not Eligible. Condition remains for Client to clarify their status: QM Safe Harbor or Non QM. Condition remains for Client stated status. Note: Both XXX provided says QM not Eligible however file was sent over as being QM Safe Harbor. 2.11.2025 Client provided a XXX that appears to be Non QM status however Lender is not stating what their status is, file was sent over as QM Safe Harbor and XXX appears to reflect Non QM. Condition remains for Lender to state if their status is Non QM and appears value used was AVM vs Appraisal. 2.21.2025 Client provided LOX stating, Per the attached XXX the loan is showing a Pass for HMPL testing. No appraisal is required. Response, Loan is Non QM however not HMPL testing. | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 13 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 5 years. |
| 304666399 | 9725512694 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.40% below guideline requirement of 45%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 23.17% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 92 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 12 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 35 years |
| 304666398 | 9725581186 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing proof that the XXX HELOC has been closed to future draws. | 2.12.2025 Client provided copy of HELOC payoff and executed by borrower to close upon receipt of payment | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 708 XXX exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x22 mortgage payment history exceeds guideline of 0x30x12. |
| 304666397 | 9725645569 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 33.2 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 47 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666396 | 9725836887 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 779 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 21.52 DTI below guideline of 45. |
| 304666395 | 9725960174 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.10 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 48.56 is less that the max of 75. |
| 304666394 | 9726295505 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 57%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 757. |
| 304814384 | 9726328090 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.61% DTI is below program max allowable of 45%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 15 years and 3 months at current job. |
| 304666393 | 9726355804 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 66% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 68 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 32.64% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 13 years |
| 304666392 | 9726378863 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 76.81% max per guidelines is 90%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower been at current residence for 10 years. |
| 304666392 | 9726378863 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 76.81% max per guidelines is 90%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower been at current residence for 10 years. |
| 304666391 | 9726429856 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Review determination places loan in a riskier status than the Lender's status determination. Using benchmark date of XXX for bona-fide discount points. | 2/11 Client provided additional testing | Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.05 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70.50 is less that the max of 85. |
| 304666391 | 9726429856 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing Fee Split disclosure for further testing. Additional conditions may apply. | 02/10/2025 Client provided Fee Split Documentation for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.05 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70.50 is less that the max of 85. |
| 304666390 | 9726564520 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR118 | ROR - Disbursement date is on/before disclosed "midnight of" date | No | CD XXX disbursement date reflects XXXRight to cancel reflects date to cancel of XXXLoan closed/disbursed prior to end of statutory rescission period. Copy of ROR not signed or dated by borrowers.Lender must reopen ROR to the borrower, provide corrected CD, and LOX to borrower citing specific reason for corrected CD | 02/11/2025 Client provided PCCD XXX e-signed XXX reflecting an updated Disbursement date of XXX with fully executed ROR for both signed on XXX with rescission ending midnight XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 month mortgage payment history exceeds the 12 month minimum guideline requirement by 36 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 18 years and 5 months. |
| 304666390 | 9726564520 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 month mortgage payment history exceeds the 12 month minimum guideline requirement by 36 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 18 years and 5 months. |
| 304666389 | 9726600795 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 19 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 781 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 53.65% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 19.88% max per guidelines is 45%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 19 years. |
| 304666388 | 9726651632 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 23 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 52 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 19% revolving credit line utilization |
| 304666387 | 9726716500 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39.84 is less than the max of 45<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63.28 is less that the max of 75. |
| 304814382 | 9726786024 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence > 21 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 28.63% below guideline requirement 45.00%. |
| 304666386 | 9726799415 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | XXX exception satisfied - The Catastrophic Disaster Area Property Inspection Report- completed on XXX is after the XXX Disaster Declaration XXX- Wildfires and Straight-Line Winds declaration date of XXX | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 25 years. |
| 304666385 | 9726913552 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Lender: QM SH APORxxx: Non QM due to fees of 5.211% | 2.4.2025 Client provided Split Fee Worksheet, QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 30.70% CLTV<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 for 55 months<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B2 5 years same line of work |
| 304666385 | 9726913552 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Section 32 threshold calculation: Maximum charges $2,371.03; Adjusted charges $2,471.02 ($99.99 difference). Total charges of 5.211% exceeds the CT High-Cost Loan threshold Maximum Charge of 5.00%. Additionally, Missing Fee Split to determine which fees were paid to Affiliate/Other. | 02/04/2025 Client provided Title Fee Split document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 30.70% CLTV<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 for 55 months<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B2 5 years same line of work |
| 304666385 | 9726913552 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC2496 | Verbal verification of employment completed outside the stated requirements and/or after closing/funding | No | Note date XXXB2 job start date 5/20/24.Per guides below, provide missing prior VOE(s) from 1/17/23 - 5/20/24. May be subject to additional conditions upon review.Guides: Stability of EmploymentA minimum of 2 years of continuous employment should be verified for each borrower. If the borrowerhas been on their current job less than two years, verification of prior employment will be required. | 2.4.2025 Client provided duplicate LOX in file from borrower regarding gap of employment. Response, per guidelines Extended gaps of employment, 6 months or greater, require a documented 2-year work historyprior to the absence. Condition remains for documented 2 year work history prior to the absence along with updated 1003 with this work history for B2 2.12.2025 Client provided duplicate (in file) LOX of gap and VVOE w/XXX along with an LOX stating, VOE for the primary employment, LOX on the gap and VOE for the 2nd job. Response, Guidelines states: Extended gaps of employment, 6 months or greater, require a documented 2-year work historyprior to the absence. Condition remains for documented 2 year work history prior to the absence along with updated 1003 with this work history for B2 2.14.2025 Client provided LOX stating, B2 current employer started 05/20/24 to current previous employer with North Italy Imports and XXX ended in 2023. Current employer started 05/20/24 which is less than 6 months of no employment. please remove this error. Response, Per 1003 (and documents) prior employment ended 4.2.2023 and current employment started 5.20.2024 which is over 6 months. Condition remains: Extended gaps of employment, 6 months or greater, require a documented 2-year work historyprior to the absence. Condition remains for documented 2 year work history prior to the absence along with updated 1003 with this work history for B2 2/27 Client provided the Borrower LOX wtih 3 years W2s showing prior work history | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 30.70% CLTV<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 for 55 months<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B2 5 years same line of work |
| 304666384 | 9727003536 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC form issued XXX indicating a revised LE was issued XXX w/ numerical changes. Missing revised LE. | 02/24/2025 Client provided a Collaborate Comment: COC was invalid, No LE issued on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.40% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 722 is 22 points above program guideline minimum of 700.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 42 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666383 | 9727105828 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 10 years at current residence |
| 304666382 | 9727222540 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 703 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years. |
| 304666381 | 9727423544 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 11 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304814375 | 9727623556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 15 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 28% |
| 304666380 | 9727695463 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 796 exceeds guide lines. |
| 304814373 | 9727720832 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The LTV is 60% |
| 304666379 | 9727956741 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 684 exceeds guide lines. |
| 304666378 | 9727998149 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 749 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 56.80% is 28.20 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x42 exceeds mortgage history guidelines. |
| 304666377 | 9728165029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 10 years in current profession<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 36% |
| 304666376 | 9728171472 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Application date XXX. Earliest LE provided 12/04 w/ COC form issued XXX indicating prior numerical changes. Missing initial LE. | 02/13/2025 Client provided missing Initial LE XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 735 exceeds guidelines 720<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 74.55% below guideline requirements 85.00%. |
| 304666376 | 9728171472 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | 02/13/2025 Client provided missing List of homeowners counseling organizations dated 12/03. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 735 exceeds guidelines 720<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 74.55% below guideline requirements 85.00%. |
| 304666375 | 9728397259 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 49 month mortgage payment history exceeds the 12 month minimum guideline requirement by 37 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 748 credit score exceeds the 720 guideline minimum requirement by 28 points. |
| 304666374 | 9728649253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.54% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 804 exceeds guidelines 760 |
| 304435919 | 9728712093 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 75%. Loan LTV is 49.15%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history on credit report reflects 42 months 0x30 lates. Minimum mortgage history requires is 0x30x12. |
| 304666373 | 9728819625 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 25 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 18 years on current job |
| 304666372 | 9729012162 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 35.9 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 20.3 years in same line of work/profession |
| 304666371 | 9729296112 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Expiration date on form is prior to end of rescission period, ROR in file disclosed a signing date XXX and the expiration date of XXX. Borrower did not receive their full 3 days. Re-open rescission. Provide ROR's to all title holders dated allowing for when they are delivered, LOE to Borrower and evidence of delivery via tracking. | 02/12/2025 Client provided a new Rescission Period for both with LOE. New docs were delivered on XXX with an expiration date of midnight on XXX making period is over on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 60.39% max per guidelines is 85%. |
| 304666371 | 9729296112 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Expiration date on form is prior to end of rescission period, ROR in file disclosed a signing date XXX and the expiration date of XXX with a Disbursement date of XXX. Borrower did not receive their full 3 days. Re-open rescission. Provide ROR's to all title holders dated allowing for when they are delivered, PCCD with correct Disbursement date, LOE to Borrower and evidence of delivery via tracking, | 02/12/2025 Client provided a new Rescission Period for both with LOE. New docs were delivered on XXX with an expiration date of midnight on XXX making period is over on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 60.39% max per guidelines is 85%. |
| 304666370 | 9729586082 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 93 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.83 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 27 years |
| 304814350 | 9729596693 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 15.29 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 49.39 is less that the max of 85. |
| 304814348 | 9729665803 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 26%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 65% |
| 304666369 | 9729801036 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 67% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 34.99% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 12.5 years |
| 304666368 | 9729927500 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 760 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.81 DTI below guideline of 45. |
| 304666367 | 9730016442 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR1909 | Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor | No | H8 Form Used in Refinance With Original Creditor. Provide a LOX and correct version of the ROR to all entitled to rescind. | 02/14/2025 Client provided re-opened ROR form H9 delivered on XXX with expiration date midnight of XXX and LOE. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.17 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 mortgage payment history exceeds guideline of 0x30x12. |
| 304666367 | 9730016442 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP2057 | Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | No | No Cert of Compliance or Cert of Exemption in file. Provide missing documents. | 02/05/2025 Client provided the missing recorded Illinois Pred Lend Database Cert of Compliance. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.17 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 mortgage payment history exceeds guideline of 0x30x12. |
| 304666366 | 9730019180 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.97% below guideline requirement 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 5 years. |
| 304666365 | 9730029056 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE108 | TX Equity - Total fees greater than the allowable cap | No | Adjusted Charges$1,972.23Total Loan Amount$XXXMaximum Charges %2.000%Maximum Charges$1,525.24Charges Margin to Threshold$446.99Total Charges %2.586%Exceeds fees test threshold?Yes | 02/11/2025 Client provided a screen shot of the Adjustment Description reflecting undiscounted rate as 12.50. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $1,369 a month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 67.27 is less that the max of 75. |
| 304666365 | 9730029056 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $1,369 a month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 67.27 is less that the max of 75. |
| 304666365 | 9730029056 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $1,369 a month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 67.27 is less that the max of 75. |
| 304666364 | 9730160026 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State High Cost | Satisfied | C | A | C | A | CMPSTHC320 | NY High-Cost Loan by exceeding point and fee threshold | No | Adjusted charges $3,775.87 exceeds the maximum charges of $3,635.61 exceeding Threshold by $140.26. XXX reflects fee split of appraisal however, the Invoice does not reflect that split or any fee split form provided for vendor. Provide documentation for Appraisal fee split for re-testing. Additional conditions may apply. | 02/24/2025 Client provided the Appraisal invoice reflecting portion for Appraisal review. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 746 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years. |
| 304666363 | 9730172252 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55.97% CLTV below guidelines requirement. Max CLTV 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 10 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, both borrowers over 10 years in profession |
| 304666362 | 9730205029 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 699 XXX exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x32 mortgage payment history exceeds guideline of 0x30x12. |
| 304666361 | 9730219566 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | B | A | C | A | C | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | MI Home Loan - Cannot determine if MI Home Loan Toolkit was provided in a timely manner | No | Toolkit in file is not dated or acknowledged by the borrower. Cannot determine if Your Home Loan Toolkit was provided in a timely manner | 02/19/2025 Client provided Acknowledgement for Initial Disclosures, including Toolkit e-signed for on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.03 DTI below guideline of 45. |
| 304666361 | 9730219566 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | B | A | C | A | C | A | A | A | B | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing documentation for the XXX installment debt of $609 monthly disclosed on the application. The account is not reporting on credit. | 2.18.2025 Client provided UDM supporting XXX monthly payment of $609 with balance $21,325 | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.03 DTI below guideline of 45. |
| 304666360 | 9730343424 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 9 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 20 years. |
| 304666359 | 9730467934 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Doc Prep fee $125.00 and Title Examination fee $100.00 added to section B paid to affiliate, of the CD without a valid reason. Zero tolerance cure required for $225.00. Provide a letter of explanation, corrected Closing Disclosure, refund and proof of delivery within 60 days of consummation. | 02/10/2025 Client provided COC XXX reflecting Title Exam and Doc Prep needed after initial LE due to Borrower providing the documentation for payment of the judgement to be cleared from the Property Report Summary. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 69.25%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 680. Loan credit score is 776. |
| 304666358 | 9730484327 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 13 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residence for 21 years. |
| 304666357 | 9730641710 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 9.11 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 44 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 9.11 years in same line of work/profession |
| 304814341 | 9730748911 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64.45% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 715 is 55 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.45% DTI is below guideline requirement of 45.00%. |
| 304666356 | 9730786457 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 41.17%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 709. |
| 304666355 | 9730798791 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 20 years in current profession |
| 304814339 | 9730856136 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 73.05 is less that the max of 80. |
| 304666354 | 9730924686 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 745 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 54.43% is below lender's guide line maximum of 80%. |
| 304666353 | 9731132347 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 34 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 33% revolving credit line utilization |
| 304666352 | 9731637170 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 65.09% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 9 years. |
| 304666351 | 9731638640 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 83.69 is less that the max of 90.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject 7 years. |
| 304666350 | 9731794559 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 02/14/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 7 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 12 years and 8 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 16 years and 2 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.70% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 791 is 131 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 60+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 27.94% DTI is below guideline requirement of 45.00%. |
| 304666349 | 9731928207 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | Compliance Manual | Satisfied | B | A | B | A | CMPMAN2992 | 1003 - Initial Application is not Accurate | No | Initial 1003 with application date XXX is missing. | 2.12.2025 Client provided initial 1003 | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 42% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.54% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18.33 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 33 years |
| 304666348 | 9732103305 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 69.56 is less that the max of 75.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 12 years in current residence |
| 304666347 | 9732123071 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 24 years and 3 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 68.47% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.36% DTI is below guideline requirement of 45.00%. |
| 304666346 | 9732198669 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 72% CLTV is 18% below the maximum guideline requirement of $90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 765 credit score exceeds the 660 minimum guideline requirement by 105 points. |
| 304666345 | 9732590444 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 29%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 10 years at the current residence |
| 304666344 | 9732750733 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 22 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 24 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66.08% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666343 | 9732790291 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 743 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25.25 DTI below guideline of 45. |
| 304666342 | 9732858825 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC2496 | Verbal verification of employment completed outside the stated requirements and/or after closing/funding | No | Due to nature of borrower employment Seasonal worker, Letter from employer in file stating borrower is scheduled to return to work on XXX and per guidelines: 7A.34 under Temporary Leave Income, the borrower must provide written confirmation of their intent to return to work. | 2/24 Client provided an Email; on review the file has LOX from employer with return date of XXX prior to first payment due date; Regular income can be used to qualify | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66.75% CLTV below guideline requirements. Max CLTV 85.00%<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 13 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 748 exceeds guidelines |
| 304814316 | 9732872503 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.76 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 23.43 is less that the max of 90. |
| 304666341 | 9732985123 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 33%<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 59% |
| 304666340 | 9732991816 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit utilization<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 5 years current job time<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 5 years current residence time |
| 304666339 | 9733007638 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 38.70% below guideline requirements 90.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 10 years. |
| 304666338 | 9733040209 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 57.90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 600. Loan credit score is 751. |
| 304666337 | 9733043377 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Initial CD dated XXX was signed on XXX and there is no evidence in file of when it was delivered to borrower. Provide proof of borrower's receipt a minimum of three days prior to closing. | 02/19/2025 Client provided Initial Closing Disclosure tracking reflecting sent via XXX on XXX. Mail rule applies. 3 days for delivery and 3 days wait. Earliest closing dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 801 credit score exceeds the guideline minimum 720 credit score by 81 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 43 month mortgage payment history exceeds the 12 month guideline minimum by 31 months. |
| 304814314 | 9733345863 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 57.65% is below maximum allowed of 90%<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 15 months |
| 304666336 | 9733524202 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 38.3 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13.5 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 6.00% revolving credit utilization |
| 304814309 | 9733590849 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 6.8 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 30.1 years in same line of work/profession<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $72,585.17 total debt reduction |
| 304666335 | 9733799838 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On job since XXX.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $460 per month. |
| 304814307 | 9733885769 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 53.76% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence > 18 years |
| 304814307 | 9733885769 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 53.76% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence > 18 years |
| 304666334 | 9733889845 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 11 years at current residence |
| 304814305 | 9733940283 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | List of homeowners counseling organizations dated xxx not provided w/in xxx days of application date of xxx. | 07/24/2025 Client provided missing List of homeowners counseling organizations dated xxx. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 60%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 20 years at current residence |
| 304814305 | 9733940283 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Loan Estimate not timely. Initial LE dated xxx not provided within xxx days of Initial application date of xxx | 07/24/2025 Client provided COC xxx. Also provided xxx that loan was originally a xxx loan which does not include an LE. Changed programs on xxx with COC included. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 60%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 20 years at current residence |
| 304666333 | 9733979711 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.04 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x41 mortgage payment history exceeds guideline of 0x30x12. |
| 304666332 | 9734011100 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 28 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 2.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 32 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666331 | 9734386775 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 10 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 721 exceeds guide lines. |
| 304666330 | 9734566806 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | XXX exception satisfied - The Catastrophic Disaster Area Property Inspection Report- completed on XXX is after the XXX Disaster Declaration XXX- Wildfires and Straight-Line Winds declaration date of XXX | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 24 years. |
| 304666329 | 9734588826 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 778 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 32 years at current job. |
| 304666328 | 9734590913 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 784 > is above guideline minimum credit score 760.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x24 exceeds mortgage history guidelines. |
| 304666327 | 9734595490 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 8 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 707 exceeds guide lines. |
| 304666326 | 9734874499 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 30.83 is less that the max of 90.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: On current job since 1993. |
| 304666325 | 9734968572 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 65% CLTV is 10% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 59 mortgage payment history exceeds the 12 month minimum guideline by 47 months. |
| 304666324 | 9735069115 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 29 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 26% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 304666323 | 9735368178 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 304666322 | 9735425598 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 21 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 29 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 18.58% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 817 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 20.95% max per guidelines is 45%. |
| 304435863 | 9735473085 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 10 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66.32% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 733 is 73 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 53+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.53% DTI is below guideline requirement of 45.00%. |
| 304666321 | 9735523517 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 56% CLTV is 24% below the 80% guideline maximum allowed.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 29% DTI is 16% below the maximum guideline requirement of 45%. |
| 304666320 | 9735613466 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 10 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666319 | 9735758949 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 802 XXX exceeds guideline of 660.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower 18 years at current residence. |
| 304666318 | 9735900087 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 12 years on current job |
| 304666317 | 9735962269 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 7 years and 1 month.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 2 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 745 is 25 points above program guideline minimum of 720.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months |
| 304666316 | 9735971146 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 8 years current residence time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 21.3 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 49 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666315 | 9736059636 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Missing final Closing Disclosure acknowledged by borrower at closing. | 02/18/25 Client provided the signed Final XXX CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 31 years and 5 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 26 years and 9 months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 50+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.72% DTI is below guideline requirement of 45.00%. |
| 304814284 | 9736216319 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 31.3 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 15 years in same line of work/profession<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 48.18% CLTV is below max allowable per guides of 80% |
| 304435862 | 9736227134 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide ATR documents. | 10/09/2024 client provided XXX report. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV actual 61.68% is less than max of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI actual 30.52% is less than max of 45%. |
| 304666314 | 9736249781 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero tolerance due to Title Notary fee $57.50 added to final CD XXX section B. Fee payee affiliate subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. Cure provided on final CD $0.50 insufficient to satisfy. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, total Refund of $XXX w/ Proof of Delivery. | 02/14/2025 Client provided COC XXX reflecting Borrower rescheduled the closing due to Personal reason. Notary charged a reprint fee. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 28.21 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 54.03 is less that the max of 85. |
| 304814282 | 9736265746 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Policy is xxx condominium policy. Missing Master xxx policy. | 8/1 Client provided the Master xxx policy with sufficient coverage | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 90% and the borrowers have a 77.826%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 37.584%. |
| 304666313 | 9736312472 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 750 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 22 years at current job. |
| 304666312 | 9736351223 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 58% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 17 years |
| 304666311 | 9736365892 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 57% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 91 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.58% below guideline requirement of 45% |
| 304814280 | 9736404469 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | Property Valuations | Property | Waived | B | B | B | B | PRVAPROP2556 | Acreage exceeds property eligibility guidelines | No | Subject property acreage of xxx acres exceeds max allowable per guidelines of xxx acres | 7.31.2025 Client provided exception approval for acres of xxx exceeding guidelines maximum of xxx acres | Upon further review by xxx, exception is deemed non-material. Exception approved, B Grade with compensating factors: CLTV 48.07% with DTI of 34.45% and fico score 715 | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 10 years in same line of work/profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 30.6 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 7.00% revolving credit utilization |
| 304666310 | 9736674152 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration dateXXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 26 Years<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 34 months |
| 304814275 | 9736684763 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 9 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 9 years at current job |
| 304666309 | 9736728677 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx determination of Non-QM based on the internal test APR of 9.196 exceeds the benchmark rate of 6.510 plus the 3.5 rate spread trigger. Lender determination of QM SH. Using benchmark date of XXX for bona-fide discount points. | 2.11.2025 Client provided Split fee that was provided, re-tested fees. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 701 XXX exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x24 mortgage payment history exceeds guideline of 0x30x12. |
| 304666308 | 9736784902 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55% CLTV is 30% below the maximum guideline requirement of 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25% DTI is 20% below the maximum guideline requirement of 45%. |
| 304666307 | 9736805491 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been in current residence for 34 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 24.879% DTI. |
| 304666306 | 9736848269 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 61.71 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39 is less than the max of 45. |
| 304666305 | 9737065632 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63.69 is less that the max of 80.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0X30 on current mortgage |
| 304666305 | 9737065632 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42.1 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63.69 is less that the max of 80.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0X30 on current mortgage |
| 304814273 | 9737069709 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 747 FICO exceeds program min allowable of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.18% DTI is below program max allowable of 45%. |
| 304666304 | 9737275504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | 2 people on title, only 1 on mortgage. | 2.19.2025 Client provided executed Affidavit of Facts of Spouse XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.10 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 44.69 is less that the max of 90. |
| 304666303 | 9737368200 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.03% below guideline requirements 75.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 17 years at current job |
| 304666301 | 9737808809 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | final 1003 is missing property address associated with XXX reported on credit. $177/mo. Open date XXX4 | 2.6.2025 Client provided supplement verifying payment of $177.00 however initial condition is for updated 1003 to reflect address in REO section that goes with this mortgage. Condition remains for updated 1003 reflecting address 2.7.2025 Client provided LOX stating, Letter of explanation in file states this is tied to an address of 1 Time Share - time share loans get listed as installment debt. | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 11 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 27.10 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 20% revolving credit line utilization |
| 304666300 | 9737998949 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 14 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 706 exceeds guide lines. |
| 304666299 | 9738054536 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.46% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 765 is 105 points above program guideline minimum of 660.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 80+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666298 | 9738148965 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 691 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.05 DTI below guideline of 45. |
| 304666297 | 9738375733 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 60.95% below guideline requirements 85.00%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 18 years at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 734 exceeds guidelines 720 |
| 304666296 | 9738535518 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Missing title. | 2.12.2025 Client provided Title Property Summary Report and file have copy of UCC Termination for UCC reflected on Title. | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 770 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.19 DTI below guideline of 45. |
| 304666295 | 9738816108 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 71.67%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 756. |
| 304666294 | 9738817783 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 682 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 21.06% is below lender's guide line maximum of 45%. |
| 304666293 | 9738858217 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 754 credit score exceeds the 720 guideline minimum by 34 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 52 month mortgage payment history exceeds the 12 month guideline minimum by 40 months. |
| 304814250 | 9739035930 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 7.31.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 5 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76.93% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 724 is 64 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.05% DTI is below guideline requirement of 45.00%. |
| 304814250 | 9739035930 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 7.31.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 5 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76.93% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 724 is 64 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.05% DTI is below guideline requirement of 45.00%. |
| 304814250 | 9739035930 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | B | D | A | A | A | B | B | D | B | D | A | A | A | B | B | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2277 | Note Not Executed | No | Missing Note signature page 4 | 8.1.2025 Client provided executed Note (all pages including pg 4) for subject | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 5 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76.93% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 724 is 64 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.05% DTI is below guideline requirement of 45.00%. |
| 304666292 | 9739054618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55.59% CLTV is 24.41% below the maximum allowable CLTV of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 802 is 142 points above the minimum required score of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 30.82% DTI is below the maximum allowed DTI of 45%. |
| 304666291 | 9739309590 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in the amount of $125.00 as Title Document Preparation fee was added to CD XXX without a COC in file. Condition pending receiving a Change of Circumstances or Post CD reflecting lenders cure, LOX, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/06/2025 Client provided COC XXX reflecting Borrower provided documentation and approval to update name on deed. Doc Prep for deed required and Additional cost for recording. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 736 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 43.22% is below lender's guide line maximum of 80%. |
| 304666290 | 9739472109 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 XXX exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x33 mortgage payment history exceeds guideline of 0x30x12. |
| 304666289 | 9739485903 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 789 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.25% is below lender's guide line maximum of 45%. |
| 304666288 | 9739619493 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 725 XXX exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.19 DTI below guideline of 45. |
| 304666287 | 9739933563 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 79.25 is less that the max of 85.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $980 a month. |
| 304666286 | 9740019196 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 15.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 26.1 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 304666285 | 9740207171 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 33.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 24% revolving credit utilization |
| 304666284 | 9740257945 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 43.72% below guideline requirements 80.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 705 exceeds guidelines 680 |
| 304666283 | 9740266151 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 697 > is above guideline minimum credit score 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x47 exceeds mortgage history guidelines. |
| 304666282 | 9740342333 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.14% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 54.59% max per guidelines is 75%. |
| 304666281 | 9740375622 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 62.49 is 22.51 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x36 exceeds mortgage history guidelines. |
| 304666280 | 9740496550 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 17 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 727 exceeds guide lines. |
| 304666279 | 9740562005 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 54 month mortgage payment history exceeds the 12 month guideline minimum by 42 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 70% CLTV is 5% below the maximum guideline requirement of 75%. |
| 304666278 | 9740583068 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 53%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666277 | 9740837571 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers been at current residence for 11 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 9 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 49.57% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.21% max per guidelines is 45%. |
| 304666276 | 9740888012 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 62.70% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.85% below guideline requirement 45.00%. |
| 304666275 | 9741139290 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 55 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 31.64% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 59.39% max per guidelines is 80%. |
| 304666274 | 9741198148 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 67% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 33.94% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.33 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 5 years for B2 |
| 304666273 | 9741202726 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | ROR signed on XXX with end of rescission date XXX. Final CD disbursement date of XXX. Disbursement date is before end of statutory rescission period. Condition is pending receiving final ALTA statement with later disbursement date and corrected PCD with LOE and proof of delivery to borrower. | 02/14/2025 Client provided Reopened ROR form delivered XXX, expiration date of XXX and LOE. | Condition Satisfied. | (No Data) | Not Applicable | (No Data) |
| 304666273 | 9741202726 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR signed on XXX with end of rescission date XXX. Final CD disbursement date of XXX Disbursement date is before end of statutory rescission period. Condition is pending receiving final ALTA statement with later disbursement date and corrected PCD with LOE and proof of delivery to borrower. | 02/14/2025 Client provided Reopened ROR form delivered XXX, expiration date of XXX and LOE. | Condition Satisfied. | (No Data) | Not Applicable | (No Data) |
| 304666272 | 9741257712 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 55.12 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.31 is less than the max of 45. |
| 304666271 | 9741308895 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 34 months mortgage payment history exceeds the 12 month guideline requirement by 22 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 711 credit score exceeds the guideline minimum requirement of 700 by 11 points. |
| 304666270 | 9741396494 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residencre for 10 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 40.394% DTI.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 90% and the borrowers have a 67.988% CLTV. |
| 304666269 | 9741403563 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64% CLTV is 16% below the maximum guideline requirement of 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 43 month mortgage payment history exceeds the 12 month minimum guideline requirement by 31 months. |
| 304666268 | 9741720776 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 26.27 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x36 mortgage payment history exceeds guideline of 0x30x12. |
| 304666267 | 9741765680 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR2400 | Missing Flood Certification Document | No | Provide Flood Cert with the correct county of XXX. The flood cert in file has the incorrect county of XXX. | 2.14.2025 Client provided email from corelogic.com Client Support stating reason for difference in County and further stating subject property is not in Flood zone, per Compliance Advisor | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 53 month mortgage payment history exceeds the 12 month guideline minimum by 41 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years. |
| 304666266 | 9741800065 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 737 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 12 years at current job. |
| 304666265 | 9742107403 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 700 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 9 years. |
| 304666264 | 9742290159 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 760. Loan credit score is 810.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Maximum DTI allowed is 45%. Loan DTI is 33.99%. |
| 304666263 | 9742326565 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 35 years and 11 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 65.32% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 774 is 114 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.76% DTI is below guideline requirement of 45.00%. |
| 304666262 | 9742365183 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x25 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 38.68% is 6.32 points below the guideline program minimum. |
| 304666261 | 9742477640 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 17 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666260 | 9742598833 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 58.56% is 21.44 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x74 exceeds mortgage history guidelines. |
| 304666259 | 9742770945 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 60% CLTV is 30% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 798 credit score exceeds the minimum guideline requirement of 680 by 118 points. |
| 304666258 | 9743284532 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 27.10 years. |
| 304666257 | 9743319312 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | DTI | Satisfied | B | A | B | A | CRDDTI105 | Debt Ratio Exception 5% or Less | No | DTI exceeds 45% at 45.32%, 1008 using 1st lien PITI of $2011.42, per the 1st Lien mortgage statement and Credit Report, 1st Lien PITI Payment is $2056. | 1.13.2025 Client provided LOX stating XXX income can be grossed up. Response, appears DTI is stemming from 1st mortgage payment, currently using Mtg statement payment of $2,056.81 and Client is using lessor 1st mortgage payment. Condition remains for copy of VOM or Insight to support the 1st lien payment, only evidence in file is Mtg statement reflecting $2,056.811.13.2025 Client provided updated 1008/1003 increasing B2 XXX x 25% along with providing copy of 2023 1040 transcripts reflecting no record to consider grossing up by 25%. Response, condition remains for two years 1040 transcripts to support do not file taxes to support non taxable. Condition remains for 2022 1040 Transcripts reflecting no info received, upon receipt and review B2 income to be recalculated using 25%. 2.10.2025 Client provided 2022 1040 Transcripts for B1 | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 47 Years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 46.72% is below maximum allowed of 75%. |
| 304666256 | 9743437700 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $567 a month<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On job since XXX. |
| 304666253 | 9743724511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 737 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 57.51% is 27.49 points below the guideline program minimum. |
| 304666252 | 9743725021 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 47.07% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.18% max per guidelines is 45%. |
| 304666251 | 9743806433 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 49.43 is less that the max of 90.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 38 months 0x30 |
| 304666250 | 9743837883 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 18 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 726 exceeds guide lines. |
| 304666249 | 9743849607 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 12 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 756 exceeds guide lines. |
| 304666248 | 9743934029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 740 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.49 DTI below guideline of 45. |
| 304666247 | 9744048027 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 77% CLTV is 8% below the maximum allowed CLTV guideline requirement of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 41 month mortgage payment history exceeds the 12 month guideline requirement by 29 months. |
| 304666246 | 9744525768 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Co-borrower has 16 years in current profession |
| 304666245 | 9744609752 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 74.64 is less that the max of 90.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On current job since XXX. |
| 304666244 | 9744729717 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has stable employment with 15 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 713 exceeds guide lines. |
| 304666243 | 9744820631 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 736 credit score exceeds the 700 guideline minimum by 36 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 40 months mortgage payment history exceeds the 12 month guideline minimum by 28 months. |
| 304666242 | 9744981185 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 10 years and 8 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 20 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 34.00% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 781 is 121 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.50% DTI is below guideline requirement of 45.00%. |
| 304666241 | 9745177221 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrow3er at current job for 7.1 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 41.214% DTI |
| 304666240 | 9745287806 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit utilization<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 5 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 43 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666239 | 9745398330 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 712 > is above guideline minimum credit score 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 29 years. |
| 304666238 | 9745554528 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 32% DTI is 13% below the maximum guideline requirement of 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 63 month mortgage payment history exceeds the 12 month guideline requirement by 51 months. |
| 304666237 | 9745599648 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 49% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 90 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 20.56% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19.08 years |
| 304666236 | 9745719105 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 78.27% max per guidelines is 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 27.90% max per guidelines is 45%. |
| 304666235 | 9745729807 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10.7 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 12.5 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 25% revolving credit utilization |
| 304666234 | 9745737537 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE108 | TX Equity - Total fees greater than the allowable cap | No | Adjusted Charges of $1,494.02 equal to 5%. Maximum charges allowed $3,679.00 or 2.031%. | 02/15/2025 Client provided a screen shot of the Undiscounted rate. Re-tested with on violation. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 35% CLTV is 45% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 717 credit score exceeds the 660 guideline minimum credit score by 57 points. |
| 304666234 | 9745737537 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 35% CLTV is 45% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 717 credit score exceeds the 660 guideline minimum credit score by 57 points. |
| 304666234 | 9745737537 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 35% CLTV is 45% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 717 credit score exceeds the 660 guideline minimum credit score by 57 points. |
| 304666233 | 9745767765 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.12 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x24 mortgage payment history exceeds guideline of 0x30x12. |
| 304666232 | 9745822685 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE115 | TX Equity - TX 12 - Day disclosure not signed by borrower/owners | No | TX disclosure - Notice Concerning Extensions of Credit disclosure not signed by borrower/owners. | 02/28/2025 Client provided missing TX 12 - Day disclosure signed dated XXX & XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 64.52% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 9 years. |
| 304666232 | 9745822685 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 64.52% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 9 years. |
| 304666232 | 9745822685 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 64.52% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 9 years. |
| 304666231 | 9746049346 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 680 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.93% is below lender's guide line maximum of 75%. |
| 304666230 | 9746071167 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 15 years and 1 month.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years and 8 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 69.31% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 750 is 90 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.87% DTI is below guideline requirement of 45.00%. |
| 304666229 | 9746168153 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 13 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 1.00% revolving credit utilization |
| 304666228 | 9746502427 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 18 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 27 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 36.93% below guideline requirements 75.00%. |
| 304666227 | 9746575084 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 767 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.35 DTI below guideline of 45. |
| 304666226 | 9746598466 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | Initial LE XXX. HOCL in file is dated XXX Missing HOLC disclosed to borrowers along with the initial LE. | 02/18/25 Client provided the XXX HC List. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 73.21% is 6.79 points below the guideline program minimum.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 19 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job, 12 years. |
| 304666225 | 9746839670 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: High Credit 711 Guidelines allow 700<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrower Has Good credit history with 0 Late Payments > 24 Months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower Has Good Mortgage payment history with 0 Late Payments >60 Months |
| 304666224 | 9747147776 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 724 XXX exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x50 mortgage payment history exceeds guideline of 0x30x12. |
| 304666223 | 9747184282 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 759 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.43 DTI below guideline of 45. |
| 304666222 | 9747290071 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 43.62% LTV below guideline requirements of 85.00% per program.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 27 years and 1 month.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 794 is 94 points above program guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666221 | 9747349513 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | $100.00 Zero Tolerance due to increase in Title Examination fee from $0.00 to $100.00, without a valid Change in Circumstance (CIC). A Lender Credit of $16.00 was provided on Final CD XXX; Balance of $84.00 still remains. Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 02/14/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan transaction history reflecting payment applied. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.27% LTV below guideline requirements of 80.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.85% DTI is below guideline requirement of 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 9 years and 6 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666220 | 9747551324 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 304666218 | 9747636901 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned the subject property for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 79.73% CLTV is 5.27% below the maximum allowable CLTV of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 746 is 46 points above the minimum required score of 700. |
| 304666217 | 9747740653 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 20 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 782 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 26.66% max per guidelines is 45%. |
| 304666216 | 9747891712 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 10 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.79% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 726 is 26 points above program guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 70+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666215 | 9747924174 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 35 month mortgage payment history exceeds the 12 month guideline minimum by 23 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 33 years and 4 months. |
| 304666214 | 9747999747 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 02/19/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 746 XXX exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.32% DTI below guideline of 45%. |
| 304666213 | 9748284057 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx's status determination places loan in a riskier status than the Lender's status determination because loan did not pass point and fee test. | 02/26/2025 Client provided the missing fee split for proper allocation of the Affiliate fee. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 7 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 17 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.08% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 715 is 55 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.69% DTI is below guideline requirement of 45.00%. |
| 304666213 | 9748284057 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 02/26/2025 Client provided the missing fee split for proper allocation of the Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 7 months<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 17 years and 10 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.08% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 715 is 55 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.69% DTI is below guideline requirement of 45.00%. |
| 304666212 | 9748491025 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 25.8 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 30.10 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 10% revolving credit utilization |
| 304666211 | 9748506913 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 24 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 14.1 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 15% revolving credit utilization |
| 304666210 | 9748507069 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 56% CLTV is 24% below the maximum allowed CLTV per guidelines of 80% (85% minus 5% due to DTI over 45%.)<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The mortgage payment history of 32 months exceeds the 12 month minimum guideline requirement by 20 months. |
| 304666209 | 9748666220 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25% DTI is 20% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 62% LTV is 23% below the maximum guideline requirement of 85%. |
| 304666208 | 9748856219 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 47 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 40.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 27 years |
| 304666207 | 9748994077 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 63% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 49 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 23.71% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 23 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 23 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 15 years |
| 304666206 | 9748997179 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | Missing OH Home Mortgage Information Document. | 02/19/2025 Client provided missing OH CSPA; Home Mortgage Information Document Disclosure dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 65% CLTV is 10% below the maximum guideline requirement of 75%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for 44 years and 2 months. |
| 304666205 | 9749115664 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 28 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 31.82% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 11 years |
| 304666204 | 9749156791 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 73.58% max per guidelines is 85%. |
| 304666203 | 9749161411 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 12.11 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is50% and the borrowers have a 42.586%. |
| 304666202 | 9749691532 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 713 credit score exceeds the 660 minimum guideline requirement by 53 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 82 month mortgage payment history exceeds the 12 month guideline minimum by 70 months. |
| 304666201 | 9749766524 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residence for 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 17.2 yeqars. |
| 304666200 | 9749776739 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Title Examination fee $100 added to initial CD XXX section B. No COC provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD prior to close. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $100 w/ Proof of Delivery. | 02/11/2025 Client provided PCCD XXX with Principal Reduction. LOE and Loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 33 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 809 exceeds guide lines. |
| 304666199 | 9749803830 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has >26 years at current job<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 16 years at current job |
| 304666198 | 9749960481 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 76.41% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.94% max per guidelines is 45%. |
| 304666197 | 9750139066 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 21.4 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 24 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 7.5 years current residence time |
| 304666196 | 9750370034 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 72.89% max per guidelines is 80%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been XXX for 11 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been XXX job for 11 years. |
| 304666195 | 9750647274 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.96 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x59 mortgage payment history exceeds guideline of 0x30x12. |
| 304666194 | 9750847015 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE115 | TX Equity - TX 12 - Day disclosure not signed by borrower/owners | No | Earliest Notice Concerning Extensions of Credit found in file is dated XXX - was not executed by borrower(s). | 01/23/2025 Client provided Duplicate of Notice concerning Extensions signature dated XXX. | Condition Satisfied. Replaced with exception XXX | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.35% below guideline requirement 45.00%. |
| 304666194 | 9750847015 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE846 | TX Equity - Closed before later of appl/discl + 12 days | No | 01/23/2025 Due to review of Notice concerning Extensions XXX, replacing Exception XXX. Client provided duplicate of Notice Concerning Extensions signed on XXX. Provide Acknowledgement of receipt of Notice Concerning Extensions by all Title holders within 12 days from Initial Disclosure for review. Additional conditions my apply. | 02/10/25 Client provided the signed XXX TX Notice Concerning Extensions of Credit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.35% below guideline requirement 45.00%. |
| 304666194 | 9750847015 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 1/20/25 Client provided an approved exception for missing T.42 Endorsement | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.35% below guideline requirement 45.00%. |
| 304666194 | 9750847015 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 1/20/25 Client provided an approved exception for missing T.42.1 Endorsement | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.35% below guideline requirement 45.00%. |
| 304666194 | 9750847015 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $9 due to Lender's credit decreased from $669 on LE XXX to $660 on final CD XXX with no valid COC in file. Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund | 01/31/2025 Client provided PCCD XXX with Principal Reduction of $8.50, LOE and loan payment history reflecting payment applied. $669.00 was the rounded up amount on LE. CD amount was 668.50. $8.50 higher on CD's | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.35% below guideline requirement 45.00%. |
| 304666193 | 9750881071 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $550 due to added 2nd Appraisal fee $450 on CD XXX with no COC in file and added Title Exam fee $100 paid to Affiliate on CD XXX with no valid reasons documented on COC XXX. Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/077/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.94% below guideline requirements 85.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.61% below guideline requirement 45.00% |
| 304666192 | 9751076101 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42 Title Endorsement | 2/7/2025 client provided an approved exception for missing T.42 Title Endorsement. | Initial and final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 80% and the borrowers have a 32.638% CLTV.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 34.81% DTI. |
| 304666192 | 9751076101 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | 2/7/2025 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 80% and the borrowers have a 32.638% CLTV.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 34.81% DTI. |
| 304666191 | 9751143463 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 808.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 50.59%.<br>CFCFS2860: Good credit history<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 808.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Maximum DTI allowed is 45%. Loan DTI is 30.50%. |
| 304666190 | 9751147001 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 9 years and 3 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 9 years and 3 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 77.04% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 778 is 78 points above program guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666188 | 9751470296 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64.37% LTV below guideline requirements of 75.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 682 is 22 points above program guideline minimum of 660. |
| 304666187 | 9751543316 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 21% revolving credit utilization<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 12 years current job time<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 14 mos. mtg. payment history with 0 X30,60,90 days. Acct. is paid as agreed |
| 304666186 | 9751549032 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 39.24%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 780. |
| 304666185 | 9751561789 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 23.7 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 mos. mg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666183 | 9751641342 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 20 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 28 years. |
| 304666182 | 9751773004 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 792 credit score exceeds the 700 guideline minimum by 92 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 43 mortgage payment history exceeds the 12 month guideline minimum by 31 months. |
| 304666181 | 9751867897 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 726 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.45 DTI below guideline of 45. |
| 304666180 | 9751911547 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Due to exceeding the fee limit, xxx's status determination places loan in a riskier status than the Lender's status determination. | 02/10/2025 Client provided the Fee Split Document for proper allocation of Affiliate fees. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.44% below guideline requirements 85.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 754 exceeds guidelines 720 |
| 304666180 | 9751911547 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 02/10/2025 Client provided the Fee Split Document for proper allocation of Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 58.44% below guideline requirements 85.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 754 exceeds guidelines 720 |
| 304666179 | 9751982555 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 70%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666178 | 9752169947 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.29% below guideline requirement 45.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has >18 years at current job. |
| 304666177 | 9752983099 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 760 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.87 DTI below guideline of 45. |
| 304666176 | 9753165696 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 755 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.80 DTI below guideline of 45. |
| 304666175 | 9753177477 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 12 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666174 | 9753221523 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers in residence for 12.7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 80% and the borrowers have a 51.811% CLTV.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 32.782% DTI. |
| 304666173 | 9753295501 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 5.1 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666172 | 9753562983 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 56% CLTV is 24% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 774 credit score exceeds the 660 guideline minimum by 114 points. |
| 304666171 | 9753617373 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 53.32% is 36.68 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x46 exceeds mortgage history guidelines. |
| 304435747 | 9753853374 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been in current residence for 21.1 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed LTV/CLTV is 80% and the borrowers CLTV is 64.859. |
| 304666170 | 9754180751 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 63 month mortgage payment history exceeds the 12 month guideline minimum by 51 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 17 years and 5 months. |
| 304666169 | 9754322627 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | B | A | B | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing evidence borrower no longer pays child support Per paystub in file (pg 43) reflect Employee Deductions: XXX Payment $0.00 | 2.5.2025 Client provided LOX stating, It is clear based on consecutive biweekly paystubs in the file covering XXX - XXX that the XXX obligation had ended. You can see starting with the XXX paystub that the deduction is $0 and going forward on each paystub thereafter it remains $0 with no increase to the YTD amount. Borrower does not have a XXX obligation. Response, LOX from borrower should have been provided for loan file, to support no longer have this monthly obligation. Accepting Lender LOX | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.00% below guideline requirement<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 20 years 6 months |
| 304666168 | 9754483304 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 71.15 is less that the max of 85.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Subject owned 20 years |
| 304666167 | 9754578814 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 746 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.41 DTI below guideline of 45. |
| 304666166 | 9754788181 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 20 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 24.22% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 67.68% max per guidelines is 85%. |
| 304666165 | 9754890177 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 9 years and 4 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 25 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 54.16% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 755 is 95 points above program guideline minimum of 660. |
| 304666164 | 9754901636 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | 10% tolerance in the amount of $99.00 as Title - Release/Reconveyance fee was added to CD XXX without a COC in file to support it, not disclosed on Initial LE and service and provider is not listed on the SPL. Condition pending receiving a Change of Circumstances or Post CD reflecting lenders cure, LOE, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/05/2025 Client provided a collaborate comment please clarify if it is the title examination fee or the title release/ reconveyance fee in question? As stated in Initial Comments: 10% tolerance in the amount of $99.00 as Title - Release/Reconveyance fee, due to not on the Initial LE and service and provider is not listed on the SPL. Provide a COC reflecting a valid reason for the addition or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 02/14/2025 Client provided PCCD XXX with principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 26.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 27% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 62 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666163 | 9754925114 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 81.82%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 720. Loan credit score is 784. |
| 304666162 | 9754948702 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC890 | Employment is Unsupported by Documentation in File | No | B1 is a XXX w/Employment Provide evidence of B1 ownership % with employment. | 2/26 Client provided a WVOE confirming 10% ownership | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 803 exceeds guidelines<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 56.11% CLTV below guideline requirements<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.76% below guideline requirement |
| 304666161 | 9755139962 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 8 years and profession for 18 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower at current job for 16 years. |
| 304666160 | 9755159168 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Paying off several debts at closing.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Credit report reflects 24 months 0x30. Minimum required is 0x30x12. |
| 304666159 | 9755296804 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 47.80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 773. |
| 304666159 | 9755296804 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 90%. Loan LTV is 47.80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 773. |
| 304666158 | 9755307429 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 62% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 29 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 30 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 35.5 years |
| 304666157 | 9755342905 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 23.61% LTV below guideline requirements of 85.00% per program.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 12 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 1 month.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 720 is 60 points above program guideline minimum of 660. |
| 304666156 | 9755416048 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 755 exceeds guidelines 720<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 40.31% below guideline requirement 45.00%. |
| 304666155 | 9755444776 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 19 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.71% below guideline requirement 45.00% |
| 304666154 | 9755458834 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Two XXX monthly payments 67.00 / 5,300 and 306.00 / 22,726 have been excluded in DTI. Missing proof the debts belong to a non-borrower XXX the joint bank account owner with XXX bank. | 2.6.2025 Client provided LOX stating, we have bank statements with XXX on them & can see deposits are his income NOT our borrower - she is on the account but not her funds used to pay the student loan. Response, appears borrower is on same account where the student loan payment for other party is making payments from and unable to determine that the funds in account are other party funds vs borrower and other party funds. Condition remains 2.14.2025 Client provided copy of XXX paystub along with copy of XXX statement verifying Student loan is in XXX name (appears borrower is a co-signor) and paystub supports XXX deposit going into account where the XXX payment are being made out of to support XXX making monthly payment of student loans. | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 17 years at current job<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 54.13% below guideline requirements 80.00%. |
| 304666153 | 9755622926 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 71.59% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.98% max per guidelines is 45%. |
| 304666152 | 9755917425 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x91 mortgage payment history exceeds guideline of 0x30x12.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.76 DTI below guideline of 45. |
| 304666151 | 9756081098 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $300 due to added 2nd Appraisal fee on LE XXX with no valid reasons documented on COC XXX. Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information | 02/26/2025 Client provided PCCD XXX with Principal Reduction, LOE and loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 56% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 36 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 24.79% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 13 years |
| 304666150 | 9756175791 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 19 years and 8 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 68.76% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 769 is 109 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.54% DTI is below guideline requirement of 45.00%. |
| 304666149 | 9756198074 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | 02/18/25 Client provided the XXX HC List. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 60% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 85 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.64% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 5 years |
| 304666149 | 9756198074 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP118 | OH CSPA; Home Mortgage Information disclosure not timely | No | OH CSPA; Home Mortgage Information disclosure not timely | 02/18/25 Client provided a duplicate copy of the XXX Acknowledgment of Receipt of the Home Mortgage Information Document. Condition remains. Excluding the XXX holiday (XXX), the latest possible delivery, if application was not taken in person, is XXX. 02/21/2025 Client provided the Disclosure history reflecting docs sent via XXX on XXX. Condition remains. Provide the Acknowledgement Disclosure dated XXX.02/25/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 60% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 85 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.64% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 5 years |
| 304348832 | 9756240561 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 746 exceeds guide lines.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has stable employment with 20 years at current job.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 months with 0X30 mortgage payment history exceeds guide lines maximum of 24 months. |
| 304666148 | 9756327244 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 7.11 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666147 | 9756422128 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 716 > is above guideline minimum credit score 700.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 9 years. |
| 304666146 | 9756433273 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit utilization<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 13.5 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 34 mos. mtg. payment history exceeds guideline requirement of 12 mos. |
| 304666145 | 9756512068 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 28.9 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 13% revolving credit utilization<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 29 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: mtg. payment history of 35 mos. exceeds guideline min. requirement of 12 mos. |
| 304666144 | 9756546090 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 75% CLTV is 10% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 720 credit score exceeds the guideline minimum credit score of 660 by 60 points. |
| 304666143 | 9756813391 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 31.38 is less than the max of 45.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: LTV of 48.22 is less that the max of 85 . |
| 304666143 | 9756813391 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 31.38 is less than the max of 45.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: LTV of 48.22 is less that the max of 85 . |
| 304666142 | 9756924172 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 21.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 24.3 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 11% revolving credit utilization |
| 304666141 | 9757107850 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 28% revolving credit utilization.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrowers have a deep credit file with all accts. paid as agreed. 0X30,60,90 days. No collections, judgments, public record. |
| 304666140 | 9757199840 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 14 years and 1 month<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 57.06% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 787 is 127 points above program guideline minimum of 660. |
| 304435719 | 9757443552 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Fees exceed allowable threshold of 3.50% | 10/15/2024 client provided a XXX report reflecting Non-QM. | Condition satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 10 years. |
| 304666139 | 9757744173 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 34.90% LTV below guideline requirements of 90.00% per program.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 9 years<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 796 is 136 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 45+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.54% DTI is below guideline requirement of 45.00%. |
| 304666138 | 9757799680 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.66 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 71.74 is less that the max of 85. |
| 304666137 | 9757833406 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1307 | RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated | No | Disclosure not in file. Provide proof of receipt. | 02/24/2025 Client provided missing RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 50.33% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 779 exceeds guidelines 760 |
| 304666137 | 9757833406 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1319 | RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not dated | No | Disclosure not in file. Provide proof of receipt. | 02/24/2025 Client provided missing RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 50.33% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 779 exceeds guidelines 760 |
| 304666137 | 9757833406 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1297 | RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file | No | Disclosure not in file. Provide proof of receipt. | 02/24/2025 Client provided missing RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 50.33% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 779 exceeds guidelines 760 |
| 304666137 | 9757833406 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1309 | RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not in file | No | Disclosure not in file. Provide proof of receipt. | 02/24/2025 Client provided missing RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 50.33% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 779 exceeds guidelines 760 |
| 304666136 | 9758189907 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Borrower has positive Schedule C income not used to qualify<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666135 | 9758268909 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1746: Significant housing expense reduction<br> - xxx Comments: Borrower has 44 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304666134 | 9758379532 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrower has a 35.742%DTI.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 23 years. |
| 304666133 | 9758385489 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | .Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 56.60% is less that the max of 90%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject 25 years. |
| 304666132 | 9758429519 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 64.15 is less than the max of 75.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: No lates since XXX. |
| 304666131 | 9758563457 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 670 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.32% is below lender's guide lines maximum of 45%. |
| 304666130 | 9758615471 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 797 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 55.67% 34.33 points below the guideline program minimum. |
| 304666129 | 9758640107 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 801 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 6 years at current job. |
| 304666128 | 9758806971 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 70% LTV is 15% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 747 credit score exceeds the guideline minimum score of 660 by 87 points. |
| 304666127 | 9759115372 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 68% CLTV is 17% below the maximum guideline requirement of 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 30% DTI is 15% below the maximum guideline requirement of 45%. |
| 304666126 | 9759187975 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 10% revolving credit utilization<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 11.1 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 8.11 years current job time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 16.7 years current job time |
| 304666125 | 9759314892 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 8 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 58.56% is 16.44 points below the guideline program minimum. |
| 304666124 | 9759369383 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 26% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10 years current job time |
| 304666123 | 9759457220 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 66% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 34.17% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 27.17 years |
| 304666122 | 9759489280 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 18 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 2.6 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304666121 | 9759491377 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | XXX Info Doc missing. | 02/26/2025 Client provided missing XXX Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 12 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.55% is below lenders' guide line maximum of 45%. |
| 304666120 | 9759491468 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 8 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.98% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 786 is 126 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.32% DTI is below guideline requirement of 45.00%. |
| 304666119 | 9759550339 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 15 years at current residence<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 20.6% |
| 304666118 | 9759550511 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Missing final CD hand signed by the borrower's at closing. Unable to properly test rescission | 02/19/2025 Client provided missing Final CD XXX e-signed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 62% CLTV is 23% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 722 credit score exceeds the 660 minimum credit score guideline by 62 points. |
| 304666117 | 9759568273 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | Compliance Manual | Satisfied | B | A | B | A | CMPMAN2992 | 1003 - Initial Application is not Accurate | No | Initial 1003 dated XXX is missing in the file. | 2.10.2025 Client provided initial 1003 | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 731 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.42 DTI below guideline of 45. |
| 304666116 | 9759610422 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 74.58% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.74% below guideline requirement 45.00%. |
| 304666115 | 9759628465 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 695 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x29 exceeds mortgage history guidelines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 46.66 is 28.34 points below the guideline program minimum. |
| 304666114 | 9759748099 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 44.22% LTV below guideline requirements of 85.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 26.99% DTI is below guideline requirement of 45.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 747 is 87 points above program guideline minimum of 660.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 24 years and 9 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 21 years and 9 months |
| 304666113 | 9759909634 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR2400 | Missing Flood Certification Document | No | Provide Flood Certification | 2/25 Client provided the Flood Cert | Satisfied | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Same job since XXX<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 69.99 is less that the max of 75. |
| 304666112 | 9759922603 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 35.92% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.18% below guideline requirement 45.00% |
| 304666111 | 9760037276 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | 2/27 Client provided a Fee split worksheet; | 2/27 re tested | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 64.44%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 716. |
| 304666111 | 9760037276 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 02/26/2025 Client provided the missing fee split document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 64.44%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 716. |
| 304666110 | 9760095845 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 788 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment for 29 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.56% is below lender's guide line maximum of 45%. |
| 304666109 | 9760339029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 784 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.93 DTI below guideline of 45. |
| 304666108 | 9760414467 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 43% |
| 304814051 | 9760601899 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 54.70% is 25.30 points below the program guideline maximum 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x49 exceeds mortgage history guidelines. |
| 304666107 | 9760631409 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 780 exceeds guidelines<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 30.72% CLTV below guideline requirements. Max CLTV 90.00%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current jobs (1st job 17 years and 2nd job 11 years) |
| 304666106 | 9760707449 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance testing failed by $100.00 due to the addition of Title - Document Preparation Fee without valid Change Reasons documented in the file. No evidence of a cure Credit at Closing, please provide documents showing valid reason for the addition of fee, a corrected Post CD and proof of delivery via shipping that includes tracking information within 60 days of consummation. | 02/21/2025 Client provided PCCD XXX with Principal reduction, LOE and Loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 794 exceeds guidelines 760<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 52.90% below guideline requirements 90.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.26% below guideline requirement 45.00%. |
| 304666104 | 9760849928 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower in current job for 8.3 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrower has a 39.936% DTI. |
| 304666103 | 9760905878 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 38.08% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 774 exceeds guidelines 760 |
| 304666102 | 9761133090 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 30.213% DTI.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 8.9 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: C0-Borrower at current job for 8.2 years. |
| 304666101 | 9761255430 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 692 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 9 years at current job. |
| 304666100 | 9761437285 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 42% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months |
| 304666099 | 9761493726 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Missing evidence in file both title holder have received initial CD XXX min 3 days prior to closing | 02/11/2025 Client provided a Duplicate One Span from file for CD XXX with Cash to Close of $122,033.72. Condition remains for evidence all title holders received the Initial CD XXX with Cash to close $115,269.96. 02/12/2025 Client provided Disclosure History reflecting Initial CD was sent to Co-Borrower however, based on on Collaborate comment Co-Borrower does not have an acknowledgement of receipt for the Initial CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 801 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.11 DTI below guideline of 45. |
| 304666098 | 9761599233 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 50.50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 680. Loan credit score is 782. |
| 304814036 | 9761617951 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2408 | Income verification does not meet guidelines | No | Missing proof of income for the year xxx; guidelines require prior xxx years income documentations. | 7.31.2025 Client provided xxx however appears we are missing xxx for prior employment xxx. Condition remains for copy of xxx xxx with prior employment xxx. 8.1.2025 Client provided xxx from prior employment xxx | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 12 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 69.67% below guideline requirements 80.00%. |
| 304666097 | 9761722389 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 35.16% CLTV below guideline requirements.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 35 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.58% below guideline requirement. |
| 304814034 | 9761845917 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 18 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 46.84% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 796 max per guidelines is 760. |
| 304666096 | 9762217322 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 63.33% below guideline requirements 75.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.28% below guideline requirement 45.00%. |
| 304666095 | 9762305093 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 63% CLTV is 17% below the guideline maximum allowed 80% CLTV.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 37 month mortgage payment history exceeds the 12 month minimum guideline requirement by 25 months. |
| 304666094 | 9762465251 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38% DTI IS 7% below the maximum guideline requirement of 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 51 month mortgage payment history exceeds the guideline minimum requirement of 12 months by 39 months. |
| 304666093 | 9762469980 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 44 month mortgage payment history exceeds the 12 month guideline minimum by 32 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 694 credit score exceeds the 680 guideline minimum requirement by 14 points. |
| 304666092 | 9762507201 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 71.91% max per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.16% max per guidelines is 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower been at current residence for 23 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 7 years. |
| 304666091 | 9762606706 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 37.14 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 56.17 is less that the max of 90. |
| 304666090 | 9762766179 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 705 XXX exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.70 DTI below guideline of 45. |
| 304666089 | 9762768530 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75 is less that the max of 85.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject 27 years. |
| 304666088 | 9762884618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 73.30% is 11.70 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x23 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 34.41% is 10.59 points below the guideline program minimum. |
| 304666087 | 9762889377 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 61.19% LTV below guideline requirements of 90.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.71% DTI is below guideline requirement of 45.00%. |
| 304666087 | 9762889377 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42.1 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 61.19% LTV below guideline requirements of 90.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.71% DTI is below guideline requirement of 45.00%. |
| 304814019 | 9763021954 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 805 > is above guideline minimum credit score 760.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 8 years. |
| 304814017 | 9763117711 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The total LTV is 60%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no lates on the mortgage history |
| 304666086 | 9763267227 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 6 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.67% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 756 is 96 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666085 | 9763370732 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 29.74% is 50.26 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 10 years. |
| 304666084 | 9763424190 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 750 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 21 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 26.78% is below lender's guide line maximum of 80%. |
| 304666083 | 9763467348 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 784 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 56.15% is 33.85 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 exceeds mortgage history guidelines. |
| 304666082 | 9763476315 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 687 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 15 years at current job. |
| 304666081 | 9763604486 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 713 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 26.50 DTI below guideline of 45. |
| 304666080 | 9763673671 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 77.86 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.35 is less than the max of 45. |
| 304666079 | 9763701944 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero tolerance due to 2nd Appraisal fee $275 added to revised 2-LE XXX COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. Cure provided on final and Post CD $15 for tax increase insufficient to satisfy. Condition pending receipt detailed COC with fee addition validated or additional Post CD reflecting lenders cure, LOX, total Refund of $XXX w/ Proof of Delivery. | 02/21/2025 Client provided COC XXX reflecting 2055 appraisal ordered. Condition remains. COC does not provide the reason for the 2nd Appraisal fee. Provide a valid reason COC for the addition of 2nd Appraisal or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery. 02/26/2025 Client provided COC 1/2 reflecting that the 2055 appraisal was ordered due to Comps provided on the AVM not being of high similarity to the subject property. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 760 credit score exceeds the guideline minimum 680 credit score by 80 points.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 60% CLTV is 30% below the maximum guideline requirement of 90%. |
| 304666078 | 9763736635 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 56.67% below guideline requirements 80.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 727 exceeds guidelines 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.81% below guideline requirement 45.00%. |
| 304666077 | 9763900645 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 57% CLTV IS 23% below the maximum guideline requirement of 80%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 24% DTI is 21% below the guideline maximum of 45%. |
| 304666076 | 9764168549 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 678 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0X26 mortgage payment history exceeds guide lines of 24 months. |
| 304666075 | 9764185410 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 16 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 774 exceeds guide lines. |
| 304666074 | 9764255197 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Title Document preparation fee $150 added to final LE XXX decreased to $125 on CD XXX. COC form issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $XXX w/ Proof of Delivery. | 02/14/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan transaction history. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 5.1 years current residence time<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 12 mos. mtg. payment history with 0X30,60,90 days |
| 304666073 | 9764349941 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.10% below guideline requirement 45.00%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 17 years. |
| 304666072 | 9764373867 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | List of homeowners counseling organizations in file is dated XXX; not provided within 3 days of application. | 01/31/2025 Client provided missing List of homeowners counseling organizations dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6.1 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been at current job for 5.10 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower in the same profession for 6.1 years. |
| 304666072 | 9764373867 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in the amount of $875.00 as 2nd Appraisal for $850.00 was added and Appraisal Fee increased by $25.00 without a valid COC in file. Condition pending receiving a valid Change of Circumstances or Post CD reflecting lenders cure, LOE, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/04/2025 Client provided COC XXX reflecting 2nd appraisal fee added as could not proceed with an AVM, loan is HPML which required an Appraisal. Condition remains. The 27th is the 4th business day from date of change. Provide evidence of Office closure for XXX and Day or PCCD with cure, copy of cure check , LOE to Borrower and evidence of delivery via tracking. 02/06/2025 Client provided Holiday schedule reflecting Christmas XXX and a notice of an extra holiday on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6.1 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been at current job for 5.10 years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower in the same profession for 6.1 years. |
| 304814004 | 9764400108 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has > 14 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 53.59% below guideline requirements 85.00%. |
| 304666071 | 9764422854 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 69.70 is less that the max of 85.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject property for 20+ years. |
| 304814002 | 9764477734 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower in same LOB for 11.1 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers at current residence for 12.9 years. |
| 304666069 | 9764495157 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 22 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 9.75 years |
| 304666068 | 9764499431 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Per XXX tracking found in file, initial disclosures were emailed to borrowers on XXX. Disclosures are missing in file. | 02/26/2025 Client provided Initial disclosures including missing LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Median FICO 771 > is above guideline minimum credit score 760.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 11 years. |
| 304666067 | 9764503034 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 68% CLTV is 17% below the maximum guideline requirement of 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 35% DTI is 10% below the guideline requirement of 45%. |
| 304814000 | 9764534666 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee $100 added to initial CD 06/10/25 section B. No COC provided listing fee amount or any details as to why fee was added. No cure provided on final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $100 w/ Proof of Delivery. | 07/15/2025 Client provided COC 6/9 reflecting XXX lien on property report requiring curative title to be ordered resulting in an Examination fee to be added. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.57 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x51 mortgage payment history exceeds guideline of 0x30x12. |
| 304666066 | 9764549789 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 66.19% below guideline requirements 75.00%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been the owner of the property for 10 years. |
| 304666065 | 9764617438 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 719 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at the current residence for 14 years. |
| 304666064 | 9764803863 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 50.50% max per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.28% max per guidelines is 45%. |
| 304666063 | 9764962115 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 66.74% is 13.26 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 7 years. |
| 304666062 | 9765305090 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 40.16% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.75 years |
| 304666061 | 9765403580 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history.<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrowers have overall good credit history. |
| 304666060 | 9765436317 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 803, max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 55.23% max per guidelines is 90%. |
| 304813987 | 9765592598 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $446 a month.<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30 since origination of loan in XXX |
| 304666059 | 9765713079 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 709 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 29 years. |
| 304666058 | 9765815841 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. . | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 33.62% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 31.74% max per guidelines is 45%. |
| 304813985 | 9765874079 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC191 | Missing Mortgage | No | Missing Mortgage. | 07/08/2025 Client provided fully executed at closing Mortgage XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 13 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 54.96% max per guidelines is 75%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.23% max per guidelines is 45%. |
| 304666057 | 9765976510 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 52.70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 722. |
| 304666056 | 9766234679 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 32.74% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 789 is 129 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.46% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304666055 | 9766348982 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 688 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 36 years. |
| 304666054 | 9766370374 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 74.98%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 752. |
| 304666053 | 9766400254 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 37.26% below guideline requirement 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property >5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 75.34% below guideline requirements 85.00%. |
| 304666052 | 9766477476 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 62% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 73 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 29.04% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20.83 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 22.08 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 5.08 years |
| 304666051 | 9766507835 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 16 years and 4 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 12 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 53.62% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 713 is 53 points above program guideline minimum of 660. |
| 304666050 | 9766523550 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 68% CLTV is 22% the guideline maximum allowed of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 782 credit score exceeds the 660 minimum guideline requirement by 122 points. |
| 304666048 | 9766700554 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 712 XXX exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.51 DTI below guideline of 45. |
| 304666046 | 9766910427 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 694 > is above guideline minimum credit score 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x36 exceeds mortgage history guidelines. |
| 304666045 | 9767128920 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Compliance Manual | Satisfied | B | A | B | A | CMPMAN2992 | 1003 - Initial Application is not Accurate | No | Initial 1003 dated XXX is missing in the file. | 02/14/2025 Client provided a copy of their Initial 1003. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 22.01 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 51.38 is less that the max of 85. |
| 304666045 | 9767128920 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | 02/14/2025 Due to review of Lenders Initial 1003: Provide missing Disclosures date XXX including the List of homeowners counseling organizations dated XXX | 02/17/25 Client provided the missing XXX HC List. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 22.01 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 51.38 is less that the max of 85. |
| 304666045 | 9767128920 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | 02/14/2025 Due to review of Lenders Initial 1003: Provide missing Disclosures date XXX including the LE XXX. | 02/17/25 Client provided the missing, Initial XXX LE package. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 22.01 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 51.38 is less that the max of 85. |
| 304666044 | 9767278618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | C | A | D | A | D | A | A | A | C | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Provide documentation non-borrowing spouse received an accurate CD 3 business prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 12/20/2024 Client provided a Disclosure history reflecting Docs were sent via XXX to Non-Borrower on XXX allowing for Closing on or after XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 792 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 42.10 DTI below guideline of 45. |
| 304666044 | 9767278618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | C | A | D | A | D | A | A | A | C | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Application date XXX. Earliest LE provided dated XXX w/ COC form issued XXX indicating numerical changes prior. Missing initial LE. | 12/23/2024 Client provided missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 792 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 42.10 DTI below guideline of 45. |
| 304666044 | 9767278618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | C | A | D | A | D | A | A | A | C | A | D | A | Property Valuations | Property | Satisfied | C | A | C | A | PRVAPROP177 | Property Issues Indicated | No | Repairs needed (patches around house, windows, doors) per Property Condition Report. | 12.23.2024 Client provided LOX stating, UW response: Fair condition is acceptable as this an exterior only property conditions report. The exterior reflects the home was re-stucco'd around certain areas. There are no holes or concerns. The paint is deferred Maintenance and does not need to be completed. Response, PCI states repairs needed, condition should be average, Fair meaning maintenance required. Condition remains 12/30 Client provided an email that " repairs are not required since they are cosmetic" Upon review the condition remains; new French doors were installed with new windows; provide evidence the patching and painting repairs have been completed along with evidence steps and safety railing were installed under new glass doors as current status is a safety hazard2.4.2025 Client provided a photo of French doors being installed along with steps however still missing evidence the patching and painting repairs have been completed along with safety railing being installed under new glass doors as current status is a safety hazard along with updated PCI supporting all repairs being completed. 2.6.2025 Client provided LOX in Collaborate. Response, further review with management | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 792 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 42.10 DTI below guideline of 45. |
| 304666044 | 9767278618 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | C | A | D | A | D | A | A | A | C | A | D | A | Property Valuations | Property | Satisfied | C | A | C | A | PRVAPROP179 | Condition of Subject Below Average | No | Subject in Fair condition per Property Condition Report. | 12.23.2024 Client provided LOX stating, UW response: Fair condition is acceptable as this an exterior only property conditions report. The exterior reflects the home was re-stucco'd around certain areas. There are no holes or concerns. The paint is deferred Maintenace and does not need to be completed. Response, PCI states repairs needed, condition should be average, Fair meaning maintenance required. Condition remains 12/30 Client provided an email that " repairs are not required since they are cosmetic" Upon review the condition remains; new French doors were installed with new windows; provide evidence the patching and painting repairs have been completed along with evidence steps and safety railing were installed under new glass doors as current status is a safety hazard12/30 Client provided an email that " repairs are not required since they are cosmetic" Upon review the condition remains; new French doors were installed with new windows; provide evidence the patching and painting repairs have been completed along with evidence steps and safety railing were installed under new glass doors as current status is a safety hazard2.4.2025 Client provided a photo of French doors being installed along with steps however still missing evidence the patching and painting repairs have been completed along with safety railing being installed under new glass doors as current status is a safety hazard along with updated PCI supporting all repairs being completed. 2.6.2025 Client provided LOX in Collaborate. Response, further review with management | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 792 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 42.10 DTI below guideline of 45. |
| 304813970 | 9767286066 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 11 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.73% max per guidelines is 45%. |
| 304666043 | 9767325716 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | CRDCRMH183 | Credit report incomplete | No | Missing B1 credit report. | 2.13.2025 Client provided B1 Credit report however it appears B2 credit report is the credit report missing from file. Condition remains for B2 credit report. 2.19.2025 Client provided B2 credit report dated XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 65.31% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 34 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has > 25 years at current job |
| 304666043 | 9767325716 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 65.31% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 34 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has > 25 years at current job |
| 304666042 | 9767335467 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10.11 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 25 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 14% revolving credit line utilization |
| 304666041 | 9767366835 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Federal Consumer Protection | Satisfied | C | A | C | A | CMPFDCP3208 | NMLS License verification found Loan Originator was inactive at time of origination | No | Status shows "Approved-Inactive" as of XXX for state of CT. | 1.31.2025 Client provided updated 1003/Note and Mortgage with updating Loan Originator name to XXX and NMLS ID XXX and provided LOX of intent to record said document with updated Loan Originator name. | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 731 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.88 DTI below guideline of 45. |
| 304666040 | 9767396550 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 8 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Primary Borrower has been in the same line of work for 10 Years |
| 304666039 | 9767445803 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 19.9 years current job time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 11.2 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 23% revolving credit utilization |
| 304813968 | 9767558266 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 30.1 years current residence<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 45.1 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 21.1 years in same line of work/profession<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 35.22% is below max allowable per guides of 80%<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $51,974 total debt reduction |
| 304666038 | 9767661185 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 30 years in profession.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 57 months 0x30. |
| 304666037 | 9767861678 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3604 | TRID - Error discovered on Closing Disclosure | No | Final CD XXX missing page 3 with payoff and payment table as well a calculating CTC table. | 02/06/2025 Client provided the full copy, all pages of Final CD XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: High Credit 764 Guidelines allow 660<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 36 Years at Current Residence<br>CFCFS2860: Good credit history<br> - xxx Comments: Borrower Has Good credit history with 0 Late Payments > 24 Months |
| 304666036 | 9768048044 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in same profession for 10.1 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrower has a 42.447% DTI. |
| 304666034 | 9768567019 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 707 credit score exceeds the guideline minimum credit score of 660 by 47 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 52 month mortgage payment history exceeds the 12 month guideline minimum by 40 months. |
| 304666033 | 9768576903 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 68.81% max per guidelines is 85%. |
| 304666031 | 9768865504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Missing Split Fee disclosure | 02/24/2025 Client provided the missing Fee split document for proper allocation of Affiliate fee. | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 746 exceeds guidelines<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 29 years 6 months |
| 304666031 | 9768865504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Adjusted Charges$2,475.53Total Loan Amount$XXXMaximum Charges %5.000%Maximum Charges$2,365.50Charges Margin to Threshold$110.03Total Charges %5.233% Missing Lender's Fee Split | 02/24/2025 Client provided the missing Fee split document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 746 exceeds guidelines<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 29 years 6 months |
| 304666031 | 9768865504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Credit | Credit/Mtg History | Satisfied | B | A | B | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | File have evidence of other party making monthly payment for XXX auto however is missing XXX payment, payment history (pg 563) don't reflect XXX payment appears to skip to XXX and prior payment was XXX | 2/24 Client provided credit supplement with on time payment history from XXX through XXX | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 746 exceeds guidelines<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 29 years 6 months |
| 304666031 | 9768865504 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | B | A | A | A | C | A | C | A | B | A | A | A | C | A | Property Valuations | Appraisal | Satisfied | A | A | A | A | PRVAAPPR169 | Appraisal includes one or more issue(s) | No | AVM in file however missing PCI (Property Condition Inspection) | 2.26.2025 Client provided PCI dated XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 746 exceeds guidelines<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 29 years 6 months |
| 304666030 | 9768989254 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 730 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 26 years. |
| 304666029 | 9769007692 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 37.28% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.5 years |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | Missing Note and Mortgage | 2.13.2025 Client provided executed Note and Mortgage. QM Rebuttable | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC191 | Missing Mortgage | No | Missing Mortgage | 02/12/2025 Client provided the fully executed Deed of Trust. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC195 | Missing Note | No | Missing Note | 02/12/2025 Client provided fully execute XXX Note. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC5551 | Missing sufficient documentation to determine the QM Fee limit, QM APR and/or TIL/State Higher-Priced APR or State regulation fee tests | No | Missing sufficient documentation | 02/12/2025 Client provided the missing Final CD XXX with Note. | Condition Satisfied. | Hybrid | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC5553 | Missing sufficient documentation to determine High Cost Fees and APR Limits | No | Missing sufficient documentation | 02/12/2025 Client provided the Final CD XXX | Condition Satisfied. | Hybrid | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Federal Consumer Protection | Satisfied | C | A | C | A | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Right of Rescission form | 02/12/2025 Client provided missing Final CD XXX with corresponding, fully executed ROR form. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Right of Rescission | Satisfied | B | A | B | A | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Final CD Funding Date | 02/12/2025 Client provided missing Final CD 1/29. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Right of Rescission | Satisfied | D | A | D | A | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission form | 02/12/2025 Client provided missing Final CD XXX with corresponding, fully executed ROR form. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666028 | 9769087975 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | Missing Final CD | 02/12/2025 Client provided missing Final CD XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 20 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304666027 | 9769142606 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing documentation for debt with XXX that was disclosed on the application. The account is not reporting on credit. | 2.7.2025 Client provided undisclosed debt verification verifying XXX monthly payment of $344 and balance $16,935 in which this debt is being paid off on subject Final CD | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 773 FICO exceeds guideline of 660.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers 42 years at current residence. |
| 304666026 | 9769327934 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 732 score exceeds program min<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 9 years at current home |
| 304666025 | 9769393019 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 750 exceeds guidelines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 10 years. |
| 304666024 | 9769438335 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 823 XXX exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x24 mortgage payment history exceeds guideline of 0x30x12. |
| 304813953 | 9769616567 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 19 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 37 Years |
| 304666023 | 9769690687 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 29.68% below guideline requirement 45.00%.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 5 years. |
| 304666022 | 9769935447 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 806 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.60% is below lender's guide line maximum of 45%. |
| 304666021 | 9770044270 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 764 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 19 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 24.75% is below lender's guide lines maximum of 45%. |
| 304666020 | 9770093558 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 63.57% is 16.43 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 23 years. |
| 304666019 | 9770747559 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65.77 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.01 is less than the max of 45. |
| 304666018 | 9771324481 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 38% CLTV is 47% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 752 credit score exceeds the 660 guideline minimum by 192 points. |
| 304666017 | 9771380475 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 823 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at the same residence for 10 years. |
| 304666016 | 9771411627 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55.71% CLTV below guideline requirements. Max CLTV 75.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 38.95% below guideline requirement<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 34 years |
| 304666015 | 9771451375 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has stable employment with 28 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 690 exceeds guide lines. |
| 304666014 | 9771626513 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 80 month mortgage payment history exceeds the 12 month guideline minimum by 68 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 28 years. |
| 304666013 | 9771748879 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 18 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 760 exceeds guide lines. |
| 304435619 | 9771881134 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Provide documentation both borrower and non-borrowing spouse received an accurate CD 3 business days prior to closing. | 10/07/2024 Client provided XXX for both reflecting CD sent 9/12 and viewed on 9/13. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 24 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 20 Years |
| 304666012 | 9771932887 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance $127.50. Due to addition of Lender's Title Insurance fee. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 02/10/25 Client provided a XXX COC indicating the borrower's marital status changed which required the title to be upgraded from a property report summary to a full title order. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 34.23 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 50.94 is less that the max of 90. |
| 304813936 | 9772079829 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 18.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 14% revolving credit utilization<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $32,686 total debt reduction |
| 304813934 | 9772112752 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV i9s 90% and the borrower has a 33.402%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrower has a 23.905%. |
| 304666011 | 9772222072 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 13 years and 6 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 11 years and 11 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.04% DTI is below guideline requirement of 45.00%. |
| 304666010 | 9772278009 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 38.94% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 6.17 years |
| 304666009 | 9772279999 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13.6 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B2 has 18.6 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 15% revolving credit utilization |
| 304666008 | 9772369972 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower have been at the current residence for 38 Years<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 17 months |
| 304666007 | 9772593621 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 17 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 20 years at current residence |
| 304666006 | 9772725413 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 17.11 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residence for 17.3 years. |
| 304666005 | 9773027744 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 32% DTI is 13% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Th 60% CLTV is 15% below the maximum guideline requirement of 75%. |
| 304813919 | 9773103099 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 761 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 21 years. |
| 304666004 | 9773126397 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 30% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 30.87% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 37.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 36.08 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 37.08 years |
| 304813917 | 9773154357 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 07/117/25 Client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade of B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 790 > is above guideline minimum credit score 760.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 27.319% is 17.681 points below the program guideline maximum 45%. |
| 304813917 | 9773154357 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 07/117/25 Client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade of B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 790 > is above guideline minimum credit score 760.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 27.319% is 17.681 points below the program guideline maximum 45%. |
| 304666003 | 9773186607 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 55% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 26.96% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 11.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 19.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 20.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 24.5 years for B2 |
| 304666002 | 9773334405 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 44 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 55.22% below guideline requirements 85.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 744 exceeds guidelines 720 |
| 304666001 | 9773448221 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 734 exceeds guidelines 720<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 33.29% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 20 years. |
| 304666000 | 9773534137 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 719 credit score exceeds the 680 guideline minimum credit score by 39 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 47 month mortgage payment history exceeds the 12 month guideline minimum mortgage payment history by 35 months. |
| 304665999 | 9773642757 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 683 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.10 DTI below guideline of 45. |
| 304665998 | 9773839957 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3274 | Mortgage/Deed in file is incomplete | No | Deed of Trust is incomplete; missing Page 2. | 02/06/2025 Client provided the Mortgage including page 2 and fully executed. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 714 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Co-borrower has been in the same profession for 5 years. |
| 304665997 | 9774054374 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 60.60% max per guidelines is 80%. |
| 304813902 | 9774190855 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39.85 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 67.02 is less that the max of 75. |
| 304665996 | 9774224985 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 72.74% is 7.26 points below the guideline program minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 25.89% is 19.11 points below the guideline program minimum. |
| 304813900 | 9774307491 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years and 3 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 17 years and 1 month |
| 304665995 | 9774404561 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing terms for XXX lease payment in the amt. of $375/mo. | Client provided LOX stating, refer to page 10 of the 1003 - the lease payment was and is included in the DTI. Response, Agree Lease payment of $375 included in DTI however initial condition is for the terms, documentation verifying the month Lease payment of $375 for XXX. Condition remains for documentation verifying the monthly payment. 2/24 Client provided a Bwr LOX that a new XXX lease was opened per credit inquiry; Condition remains for confirmation of terms/payment of $3752/26 Client provided evidence of lease payment $375.00 | Satisfied | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 6.00% revolving credit utilization<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 752 credit score exceeds guideline min. requirement of 660 |
| 304665994 | 9774738315 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 803 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.98 DTI below guideline of 45. |
| 304665993 | 9775038434 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 68.01% below guideline requirements 75.00%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property > 7 years. |
| 304665992 | 9775099725 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | A | A | D | A | C | B | D | B | A | A | D | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero tolerance in amount of 129.95 due to increase in HOA Questionnaire fee from $300on LE XXX to $324.95 on CD XXX to $429.95 on final CD XXX with no COC in file. Lender's credit for tolerance cure of $105 is not sufficient to cover it. Condition is pending receiving PCD reflecting lenders cure, LOE to borrower, a copy of refund for $XXX | 02/13/2025 Client provided PCCD XXX with additional $24.95 Principal Reduction, LOE and loan transaction history reflecting payment applied. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.15% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 51.33% below guideline requirements 85.00%. |
| 304665992 | 9775099725 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | A | A | D | A | C | B | D | B | A | A | D | A | C | B | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing HOA Certificate/Questionnaire | 2.5.2025 Client provided subject completed HOA Questionnaire | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.15% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 51.33% below guideline requirements 85.00%. |
| 304665991 | 9775166789 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x25 exceeds mortgage history guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 691 > is above guideline minimum credit score 680. |
| 304665991 | 9775166789 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x25 exceeds mortgage history guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 691 > is above guideline minimum credit score 680. |
| 304665990 | 9775221345 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 31% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 95 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 18 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 30.33 years |
| 304665989 | 9775351217 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in profession for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 70.92% below guideline requirements 85.00% |
| 304665988 | 9775397343 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 20 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 31 Years |
| 304813887 | 9775556120 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC3204 | Income Documentation Missing | No | Missing verification that all of the Other income on the VOE is Sick, Vacation and Holiday pay. | 8.4.2025 Client provided paystub dated XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 17 years at current job.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 10 open tradelines exceeds guideline of 2. |
| 304813885 | 9775617963 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE108 | TX Equity - Total fees greater than the allowable cap | No | Adjusted Charges $2479.00. Maximum Charges $1500.00. Charges Margin to Threshold $979.00. | 07/30/2025 Client provided screen print of the Price and Lock reflecting the Undisclosed rate. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence > 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has >9 years at current job |
| 304813885 | 9775617963 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 7.28.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence > 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has >9 years at current job |
| 304813885 | 9775617963 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 7.28.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence > 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has >9 years at current job |
| 304665987 | 9775739965 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 49% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 63 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.64% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 6.25 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 9.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession for B1 of 30 years |
| 304665985 | 9775910848 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 24 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 56.33% below guideline requirements 75.00% |
| 304665984 | 9776908270 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 746 FICO exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x49 mortgage payment history exceeds guideline of 0x30x12. |
| 304665983 | 9777107732 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Provide documentation non-borrowing spouse received an accurate CD 3 business days prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 02/04/2025 Client provided Disclosure history reflecting CD XXX was sent via XXX on XXX. Mail rule applies: 3 days for delivery and 3 waiting days, earliest closing date | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 5 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI is 31.43% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 73.60% max per guidelines is 85%. |
| 304665983 | 9777107732 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $325 for zero tolerance fees.A 2nd Appraisal Fee was added to the CD dated XXX. The corresponding COC dated XXX is blank and does not state the additional fee. | 02/14/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 5 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI is 31.43% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 73.60% max per guidelines is 85%. |
| 304665982 | 9777158800 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment employment with 27 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 744 exceeds guide lines. |
| 304665981 | 9777178733 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 2/5/2025 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 11 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 704 exceeds guide lines. |
| 304665981 | 9777178733 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 2/5/2025 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 11 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 704 exceeds guide lines. |
| 304665980 | 9777194276 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 50+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: B1 has only made use of 30% of an available $79,250.00 consumer credit line<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.62% DTI is below guideline requirement of 45.00%. |
| 304665979 | 9777233298 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 754 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 38 years at current job. |
| 304665978 | 9777242646 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 49.90% is 35.10 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 754 > is above guideline minimum credit score 720. |
| 304665977 | 9777363152 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 37.88% below guideline requirement 45.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 786 exceeds guidelines 760 |
| 304665976 | 9777427387 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 53% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 7.75 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 18.83 years |
| 304665975 | 9777575581 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 742 FICO exceeds guideline of 720.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.48 DTI below guideline of 45. |
| 304665974 | 9777721870 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 761 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 20 years. |
| 304813870 | 9777864050 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 25.6 years n same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment hist. of 42 mos. exceeds guideline min. requirement of 12 mos.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $37,175 in total debt reduction |
| 304813868 | 9777923401 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 20 years and 6 months<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 784 is 44 points above program guideline minimum of 720.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.35% DTI is below guideline requirement of 45.00%. |
| 304665973 | 9777997272 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 728 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 19.77% is below lender's guide lines maximum of 455. |
| 304665972 | 9778000191 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 8%. Loan LTV is 38.19%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 758. |
| 304665971 | 9778081225 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 49 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 6.3 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 9.00% revolving credit utilization |
| 304665970 | 9778173253 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 29.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 0.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 65 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304665969 | 9778203258 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 8%. Loan LTV is 55.26%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 740. |
| 304665968 | 9778222357 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 65.59% is 9.41 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x44 exceeds mortgage history guidelines. |
| 304665967 | 9778245630 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico sore 790 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0X48 months mortgage payment history exceeds guide lines of 24 months. |
| 304665966 | 9778334731 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 704 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.52 DTI below guideline of 45. |
| 304665965 | 9778352733 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 737 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 40.59% is below lender's guide line maximum of 80%. |
| 304665964 | 9778410184 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 23% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304665963 | 9778469255 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 10 Years<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage Payment history 0 X 30 over 27 months |
| 304665962 | 9778487273 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 46.54% is 28.46 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 6 years. |
| 304665961 | 9778515685 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 25 years current job time<br>CFCFS2860: Good credit history<br> - xxx Comments: borrowers have deep credit file with all accts. paid as agreed. No collections, judgements, public record.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.56% is below max allowable per guidelines of 45% |
| 304665960 | 9778561580 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 17 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.47% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 69.76% max per guidelines is 80%. |
| 304665959 | 9778578790 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 817 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 12 years at current job. |
| 304665958 | 9778717604 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 694 credit score exceeds the 660 credit score guideline requirement by 34 points.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 38% DTI is 7% below the 45% maximum guideline requirement. |
| 304665957 | 9778764028 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 60% CLTV is 15% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 66 months mortgage payment history exceeds the 12 month minimum guideline requirement by 54 months. |
| 304665956 | 9779050591 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 69.18 is less that the max of 90.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.31 is less than the max of 45. |
| 304633654 | 9779067058 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 29% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 81 months exceeds guidelines of 24 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 5 years |
| 304813853 | 9779238337 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 732 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 30.16 DTI below guideline of 45. |
| 304665955 | 9779307199 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 64.96%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 750. |
| 304665954 | 9779360644 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 60.77 is less that the max of 80.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $709 a month |
| 304665953 | 9779626317 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $725 a month.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: 0x30 since origination of 1st mortgage |
| 304813851 | 9779637975 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 25.6 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 mos. mtg. payment hist. exceeds guideline requirement of 12 mos.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $XXX total debt reduction |
| 304665952 | 9779704056 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | $30.00 Zero Tolerance due to increase in Transfer Taxes from $195.00 to $225.00, without a valid Change in Circumstance (CIC). CIC dated XXX did not detail the exact amount of increase. Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 02/06/2025 Client provided COC XXX reflecting Loan Amt increase to increase Borrower cash back resulting in the discount fee and state taxes to increase. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 47% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 86 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 23.95% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 9.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8 years |
| 304665951 | 9779750810 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 7.00% revolving credit utilization<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 22.11 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 46 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304665950 | 9779772731 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 796 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.23% is below lender's guide line maximum of 45%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been living at current residence for 45 years. |
| 304665949 | 9779850289 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has 16 years on current job<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have 20 years at current residence |
| 304665948 | 9779891788 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | Upon further review. xxx UW determined that post disaster report provided dated XXX dated after the declaration date XXX indicated no damage and can be satisfied as per Team Lead. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 11% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 39 mos. mtg. history review exceeds guideline min. requirement of 12 mos. |
| 304665947 | 9779914002 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 748 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 38.59% is below lender's guide lines maximum of 80%. |
| 304665946 | 9779917526 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 19 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 70.74% max per guidelines is 80%. |
| 304665945 | 9779991133 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 49.18 is less that the max of 75.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On current job since XXX. |
| 304665943 | 9780164399 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.09 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x26 mortgage payment history exceeds guideline of 0x30x12. |
| 304665942 | 9780403094 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has been in the line of work >15 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.77% below guideline requirement 45.00%. |
| 304665940 | 9780902749 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 20 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has >23 years at current job |
| 304665939 | 9781130936 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 15 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304665939 | 9781130936 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 15 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304813836 | 9781150124 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 45.86% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 28.54% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 12.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 12.5 years |
| 304665938 | 9781319828 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 46.29% max per guidelines is 90%.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Co-/Borrower has been in current profession for 26 years. |
| 304665937 | 9781367538 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 24 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 39.58% below guideline requirements 75.00% |
| 304665936 | 9781399572 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42 Title Endorsement | 2/10/2025 client provided an approved exception for missing T.42 title endorsement. | Initial and final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 63% CLTV is 12% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 93 month mortgage payment history exceeds the 12 month guideline requirement by 81 months. |
| 304665936 | 9781399572 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | 2/10/2025 client provided an approved exception for missing T.42.1 title endorsement. | Initial and final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 63% CLTV is 12% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 93 month mortgage payment history exceeds the 12 month guideline requirement by 81 months. |
| 304813834 | 9781475414 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64.41% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 39.88% DTI is below guideline requirement of 45.00%. |
| 304665935 | 9781837647 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 713 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.50 DTI below guideline of 45. |
| 304665934 | 9781944336 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65.53 is less that the max of 90.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 43.39 is less than the max of 50. |
| 304665933 | 9782208764 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 51.80% max per guidelines is 85%. |
| 304665932 | 9782211305 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXXof 751 is 31 points above program guideline minimum of 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.04% DTI is below guideline requirement of 45.00%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 2 months |
| 304665931 | 9782220983 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC 12/16 in file reflects Borrower reflected changes resulting in increased Title fees. Provide the missing LE dated within 3 business days of this COC reflecting these changes. | 02/04/2025 Client provided Collaborate Comment: COC was never sent- nothing else to provide due to discrepancy in vesting System was unable to generate the CD. ICD was provided on XXX and the changes were cured at closing on the final CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 48 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 37.21% is below max allowable per guides of 45% |
| 304665930 | 9782429022 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 774 > is above guideline minimum credit score 760.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower is only using 8% of current available credit lines. |
| 304665929 | 9782468327 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 38% CLTV is 52% below the maximum guideline requirement of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 24% DTI is 21% below the maximum guideline requirement of 45%. |
| 304665928 | 9782504394 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 746 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 58.66% is 26.34 points below the guideline program minimum. |
| 304665927 | 9782507405 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 791 exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 31.04% below guideline requirement<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 48.83% CLTV below guideline requirements<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has significant time in profession, 25 years |
| 304665926 | 9782629555 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | XXX declaration #XXX Wildfires and Straight-Line Winds, declaration date XXX and effective XXX. PDI report in file dated XXX states no damage to property. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 45 month mortgage payment history exceeds the 12 month guideline minimum by 33 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 26 years and 9 months. |
| 304665925 | 9782876016 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 8.7 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 15.6 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit utilization |
| 304665925 | 9782876016 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 8.7 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 15.6 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 5.00% revolving credit utilization |
| 304665924 | 9782983838 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Initial 1003 dated XXX. Initial LE dated XXX | 02/12/2025 Client provided missing LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CTLT is 80% and the borrowers have a 69.105% CLTV. |
| 304665923 | 9783002836 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 39% CLTV is 46% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 737 credit score exceeds the 680 guideline minimum by 57 points. |
| 304665922 | 9783058317 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero percent tolerance of $315 due to Title Notary fee on XXX with invalid reason in file. Provide COC PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via method including tracking information within 60 days of consummation. | 02/06/2025 Client provided COC XXX reflecting Borrower expected to provide witness and could not. Notary Title witness provided by Title and resulting notary fee added. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.12 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 63.69 is less that the max of 85. |
| 304665921 | 9783125652 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 25 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 792 exceeds guide lines. |
| 304665920 | 9783161517 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 02/06/25 Client provided an approved exception for missing endorsement | 02/06/25 Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74% CLTV is 11% below the guideline maximum allowed of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 49 month mortgage payment history exceeds the 12 month guideline minimum by 37 months. |
| 304665920 | 9783161517 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 02/06/25 Client provided an approved exception for missing endorsement | 02/06/25 Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74% CLTV is 11% below the guideline maximum allowed of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 49 month mortgage payment history exceeds the 12 month guideline minimum by 37 months. |
| 304665920 | 9783161517 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $3325 due to increased Discount Points on CD XXX. COC dated XXX indicates fee increased as a result of this lock. Per Rate Lock Agreement corresponding with this CD, no loan amount/ interest rate, LTV or expiration date changed. Along with missing additional credit to reduce the closing cost, as per COC XXX, on final CD XXX. Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 02/20/25 Client provided another XXX COC relating to the XXX re-disclosure. Condition remains. The Points increase occurred on the XXX CD. The XXX COC in file does not reflect a valid change explanation for the Points increase to $11,686.50. None of the loan terms changed, nor was the lock expiration extended. Provide a valid COC for the Points increase on the XXX CD, or provide borrower with a $XXX refund, Post CD with tolerance cure, LOE and proof of delivery that includes tracking information.02/24/2025 Cllient provided COC XXX reflecting that pricing and lock update due to DTI over 43%. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74% CLTV is 11% below the guideline maximum allowed of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 49 month mortgage payment history exceeds the 12 month guideline minimum by 37 months. |
| 304665919 | 9783215321 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC150 | Income docs do not meet guidelines | No | Pay stubs dated XXX for both borrowers are missing the employer information. | 2/26 Client provided 2024 W2s supporting qualifying income and employment | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 725 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 18.61 DTI below guideline of 45. |
| 304665918 | 9783238836 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing proof that the XXX XXX has been closed to future draws. | 2/27 Client provided the payoff and closure letter | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 727 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 40.43 DTI below guideline of 45. |
| 304665917 | 9783395289 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 64% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 62 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 27.33% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.33 years |
| 304665916 | 9783460794 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Maximum DTI allowed is 45%. Loan DTI is 40.07%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 7 years 10 months at job |
| 304665915 | 9783548556 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76.95% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 772 is 72 points above program guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.19% DTI is below guideline requirement of 45.00%. |
| 304665914 | 9783548663 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Property Valuations | FEMA | Satisfied | A | A | A | A | PRVAFEMA4817 | Natural Disaster Area, Subseq inspect prior to Disaster (Individual & Public) | No | XXX declaration #XXX Wildfire and Straight-Line Winds- declaration date of XXX and effective date of XXX. PDI report in file dated XXX indicates property has no damage from fires. | (No Data) | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 49% CLTV is 34% below the maximum guideline requirement of 85% CLTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 735 credit score exceeds the guideline minimum credit score of 660 by 75 points. |
| 304665913 | 9783557268 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 7 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 12 Years |
| 304665912 | 9783581029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | CRDCRMH149 | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing evidence of the December 2024 mortgage payment. Docs in file show next due for XXX and loan closed XXX. | 1.29.2025 Client provided updated Payment history reflecting XXX and XXX payment have been made on time | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 815 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 22.87 DTI below guideline of 45. |
| 304665912 | 9783581029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR5355 | Most recent FSD score outside of approved variance | No | Most recent FSD score of 43 outside of approved variance of 10. | 2.19.2025 Client provided post close dated XXX exterior appraisal (value $XXX) dated XXX; condition remains for prior to closing valuation. 2.20.2025 Client provided Property Completion Report however the exterior appraisal previously provided is post close dated XXX (Note date XXX) and per guidelines:If AVM FSD score is > than minimum FSD scores, the follow appraisal optionso Exterior Only appraisal (Form 2055) / post close appraisal provided dated XXX with value $XXX and AVM value of $XXX/ AVM value (lowest value) was used for CLTV calculation o Full interior/exterior appraisal (Form 1004/1073) | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 815 XXX exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 22.87 DTI below guideline of 45. |
| 304665911 | 9783593644 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | Missing OH CSPA Home Mortgage Information Document. | 02/13/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 7.9 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 16.1 years. |
| 304813819 | 9783616809 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 8.5 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 10.5 years in same line of work/profession<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 15 years at current residence<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 6.00% revolving credit utilization |
| 304665910 | 9783630016 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 9 years and 9 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70.38% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 744 is 84 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 30.30% DTI is below guideline requirement of 45.00%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 17 years |
| 304813817 | 9783804462 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 23 years at current job<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 20 years. |
| 304665909 | 9783834683 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5353 | Insurance Expiration date is prior than the transaction date | No | Homeowner hazard insurance has effective dates XXX - XXX. Closing date XXX. Missing updated HOI policy for XXX-XXX. | 2/21 Client provided the prior and current insurance | Satisfied | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 19 years. |
| 304665908 | 9783882500 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing proof of monthly payment for XXX card $48/bal. $35/mo. as per final signed 1003. Payment included in total DTI. | 2.6.2025 Client provided undisclosed debt verification verifying monthly payment of $35.00 for XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 34% revolving credit line utilization<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 18 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 26.3 years current job time |
| 304665907 | 9783925325 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 9 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 41.12% max per guidelines is 75%. |
| 304665906 | 9783978910 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | DTI | Waived | B | B | B | B | CRDDTI105 | Debt Ratio Exception 5% or Less | No | DTI of 45.56% exceeds guideline max. allowable of 45% | 2/26 Client provided an approved exception to allow the file with a DTI over 45 | xxx final grade is B | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 3.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 20 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV of 65.76% is below max allowable per guidelines of 85% |
| 304665905 | 9784102650 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 44.16 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.19 is less than the max of 45. |
| 304665904 | 9784103393 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 55.46% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 75+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 10 years and 10 months |
| 304665903 | 9784192537 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.60% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 10.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7 years |
| 304665902 | 9784212426 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 729 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.82 DTI below guideline of 45. |
| 304665901 | 9784642226 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.79% DTI below guideline of 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x50 mortgage payment history exceeds guideline of 0x30x12. |
| 304665900 | 9784661069 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been in current job for 16.11 years. |
| 304665899 | 9784670821 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3274 | Mortgage/Deed in file is incomplete | No | Missing page 13 of the Mortgage, Notary page | 2.20.2025 Client provided all pages of subject executed Mortgage, including page 13 | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 8 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 13 Years |
| 304665899 | 9784670821 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC806 | Notary Status is missing | No | Missing a fully executed Notary page to Mortgage. | 2.20.2025 Client provided all pages of subject executed Mortgage, including page 13 | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 8 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 13 Years |
| 304665899 | 9784670821 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2864 | Copy of Mortgage/Deed in file is incomplete | No | Addressed in Exception CMPDOC3274 | 2.20.2025 Client provided all pages of subject executed Mortgage, including page 13 | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 8 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 13 Years |
| 304665898 | 9784761604 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 52% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 34.32% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 20 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 45.08 years for B1<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 25.08 years |
| 304665897 | 9784794621 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 716 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 23.80 DTI below guideline of 45. |
| 304665896 | 9785055923 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 30.31 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65.16 is less that the max of 85. |
| 304665895 | 9785199382 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64% CLTV is 16% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 719 credit score exceeds the 680 guideline minimum by 39 points. |
| 304665894 | 9785223935 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 31 years and 10 months.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 5 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 8 years and 10 months<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 77.47% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 739 is 39 points above program guideline minimum of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 24.91% DTI is below guideline requirement of 45.00%. |
| 304665893 | 9785327660 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower in current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at currenrt job for 15.2 years. |
| 304665892 | 9785475816 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to appraisal inspection fee $225 added to final LE XXX section B. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $XXX w/ Proof of Delivery. | 02/26/2025 Client provided PCCD XXX with Principal reduction, LOE and loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 5 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 26 mos. mtg payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.44% is below max allowable per guidelines of 45% |
| 304813802 | 9785483653 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 9 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 22 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 55.73% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.24% max per guidelines is 45%. |
| 304665891 | 9785525230 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 56% CLTV is 19% below the maximum guideline requirement of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 30 years. |
| 304665890 | 9785574121 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative Credit Score705 |
| 304665889 | 9785602278 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 46% CLTV is 29% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 47 month mortgage payment history exceeds the guideline minimum requirement of 12 months by 35 months. |
| 304665888 | 9785610925 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 678 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x58 mortgage payment history exceeds guideline of 0x30x12. |
| 304665887 | 9785668097 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 45.36% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 727 is 67 points above program guideline minimum of 660. |
| 304665886 | 9785752560 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 736 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 74.74% is 10.26 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x62 exceeds mortgage history guidelines. |
| 304813800 | 9785812679 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 10 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 7 years. |
| 304665885 | 9785998957 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 20.4 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 14 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 26% revolving credit line utilization |
| 304665884 | 9786041385 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 786 > is above guideline minimum credit score 760.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x60 exceeds mortgage history guidelines. |
| 304665883 | 9786091547 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 732 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 16 years at current job. |
| 304665882 | 9786235771 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 53% CLTV is 27% below the maximum guideline requirement of 80% (reduced by 5% due to DTI exceeding 45%.)<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 733 credit score exceeds the 660 guideline minimum credit score by 73 points. |
| 304665881 | 9786248006 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 719 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x41 exceeds mortgage history guidelines. |
| 304348257 | 9786334566 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence 22 years 1 month.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job 8 years 5 months.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession 21 years 11 months |
| 304665880 | 9786486341 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 715 credit score exceeds the 660 credit score guideline requirement by 55 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 61 month mortgage payment history exceeds the 12 month guideline minimum by 49 months. |
| 304665879 | 9786561374 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39.86 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65.46 is less that the max of 75. |
| 304665878 | 9786580937 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 35.95% max per guidelines is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 741 max per guidelines is 720. |
| 304665877 | 9786645540 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.04% below guideline requirements 75.00%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 27 years at current job |
| 304665876 | 9786944430 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 8 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 21 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 61.62% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304665875 | 9787010926 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 779 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 79.52 is 10.48 points below the guideline program minimum. |
| 304665874 | 9787062075 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 38 month mortgage payment history exceeds the 12 month guideline minimum by 26 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 759 credit score exceeds the 720 guideline minimum by 39 points. |
| 304665873 | 9787316125 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 304665872 | 9787349753 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 76.25%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 743. |
| 304665871 | 9787490409 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 69.28% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.13% max per guidelines is 45%. |
| 304665870 | 9787500710 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 65% CLTV is 20% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 732 credit score exceeds the guideline minimum credit score of 660 by 72 points. |
| 304665868 | 9787590059 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower at current job for 16.5 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower at current residence for 10 years. |
| 304665867 | 9787610972 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 19.3 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 11.4 years n same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304665866 | 9787632919 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 18.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 14.2 years n same line of work/profession |
| 304665865 | 9787690610 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 14 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrowers have no late payments on the mortgage history |
| 304813785 | 9787768622 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 13+ Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Primary Borrower has been in the same line of work for 17 Years |
| 304813783 | 9787855122 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 7.10 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 28% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 60 mos. mtg. payment hist. exceeds guideline requirement of 12 mos. |
| 304665864 | 9787939934 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 7.10 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 10 years in same line of work/profession |
| 304665863 | 9788008697 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 15 years and 4 months.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 20 years and 7 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 20 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 64.82% LTV below guideline requirements of 75.00% per program. |
| 304665862 | 9788157155 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 6 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 14 Years |
| 304665861 | 9788324623 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 2/28/2025 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 757 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.79% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 68.92% max per guidelines is 85%. |
| 304665861 | 9788324623 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 2/28/2025 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower XXX score is 757 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 30.79% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 68.92% max per guidelines is 85%. |
| 304665860 | 9788324680 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Max allowed DTI is 50% and the borrowers have a 39.691% DTI. |
| 304665859 | 9788395458 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.84% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 68.92% max per guidelines is 85%. |
| 304665858 | 9788424720 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 29 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 745 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 27.09% is below lender's guide line maximum of 45%. |
| 304665857 | 9788588359 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.38 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 56.28 is less that the max of 80. |
| 304665856 | 9788722933 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | 02/07/2025 Client provided missing OH CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 758 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.30 DTI below guideline of 45. |
| 304665856 | 9788722933 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $XXX for zero tolerance fees.A Title Doc Processing Fee was added to the CD dated XXX. COC dated XXX is blank and does not include the addition of this fee. | 02/10/2025 Client provided COC XXX reflecting Borrower provided Documentation and approval to update the vesting on the deed. Doc Processing fee and the deed recording fee required. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 758 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.30 DTI below guideline of 45. |
| 304665855 | 9788856293 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | zero tolerance $115 due to increase in Notary fee without a valid CoC. Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping | 02/20/25 Client provided the XXX CD and missing COC. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 59.80% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 37.42% below guideline requirement 45.00%. |
| 304665854 | 9788907955 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 85%. Loan LTV is 59.90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 748. |
| 304665853 | 9789093110 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 39.65% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 26.08 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 18.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 17.5 years |
| 304813770 | 9789289767 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 43.10 is 41.90 points below the program guideline maximum 85%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 10 years. |
| 304813770 | 9789289767 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 43.10 is 41.90 points below the program guideline maximum 85%.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 10 years. |
| 304665852 | 9789444370 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 79.54% max per guidelines is 85%. |
| 304813768 | 9789450161 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 52.80% max per guidelines is 75%.<br>CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Borrower has 0x30 last 34 months payment paid on time. |
| 304665851 | 9789515567 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 719 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.60% is below lender's guide lines maximum of 45%. |
| 304435515 | 9789725356 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | List of homeowners counseling organizations dated 07/09 not provided w/in 3 days of application date of XXX | 10/09/2024 Client provided missing List of homeowners counseling organizations dated 6/27. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been on current job for 18 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been on job for 22 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 15 years. |
| 304435515 | 9789725356 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Initial CD 9/17/2024 esigned 09/23/2024 less than 3 days prior to consummation date of 09/25/2024 | 10/14/24 Client provided XXX tracking for LE 7/9/24. Per client, initial CD was mailed and mailing rule applies. Condition remains and is pending receiving confirmation for initial CD 9/17/24 was mailed as disclosure is e-signed on 9/23/24. 10/15/2024 Client provided a Disclosure history reflecting CD 9/17 was provided via E-disclosure however not viewed/signed until 9/23 which does not allow a full 3 day wait period with closing date on 9/25. Provide evidence that Both received the Initial CD 9/17 dated allowing for 3 full days.10/21/2024 Client provided rebuttal reflecting CD was sent 9/17 and 3 day mail rule applies. Closing date 9/17 allows for closing on or after 9/24. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been on current job for 18 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been on job for 22 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 15 years. |
| 304665850 | 9789728806 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 68.47%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 680. Loan credit score is 717. |
| 304665849 | 9789952307 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 10 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Primary Borrower has been in the same line of work for 10 Years |
| 304665848 | 9790185517 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 7 years<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 68.55% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.62% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304665847 | 9790214374 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 674 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.31 DTI below guideline of 45. |
| 304665846 | 9790288725 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 691 FICO exceeds guideline of 660.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower 13 years 7 months at current job. |
| 304665845 | 9790337597 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.48 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70.53 is less that the max of 85. |
| 304813753 | 9790406848 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC191 | Missing Mortgage | No | Missing Mortgage | 07/18/2025 Client provided missing Mortgage with PUD Rider executed at closing. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 39.93% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 78.42% below guideline requirements 90.00%. |
| 304665844 | 9790431234 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 36.43% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 31 years |
| 304665843 | 9790487343 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 59.14% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 24.28% max per guidelines is 45%. |
| 304665842 | 9790511597 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 709 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same profession for 14 years. |
| 304665841 | 9790524897 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 25 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 813 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.84% is below lender's guide line maximum of 45%. |
| 304665840 | 9790697271 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 50.88% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 775 exceeds guidelines 760<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.24% below guideline requirement 45.00%. |
| 304813751 | 9790706882 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Right of Rescission missing Expiration date on form. Provide completed form. | 07/10/2025 Client provided Re-opened Right to Cancel forms for both, signed on XXX with expiration date of XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 35%<br>CFCFS3840: Borrower has experience in excess of JCF minimum<br> - xxx Comments: Borrower has 14 years on current job |
| 304813751 | 9790706882 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR114 | ROR - Right of Rescission not executed by all title holders | No | Right of Rescission not executed by all title holders. Provide executed copy of ROR. | 07/10/2025 Client provided Re-opened Right to Cancel forms for both, signed on XXX with expiration date of XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The total DTI is 35%<br>CFCFS3840: Borrower has experience in excess of JCF minimum<br> - xxx Comments: Borrower has 14 years on current job |
| 304665839 | 9790746045 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 720 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0X48 months mortgage history exceeds guide lines of 24 months. |
| 304665838 | 9790818661 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: XXX score 746 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 8 years at current job. |
| 304665837 | 9790833520 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | B | A | B | A | CRDLTV5738 | CLTV Exceeds Guideline Requirement by less than 5% | No | CLTV Exceeds Guideline Requirement by less than 5%.1st lien balance XXX + HELOC XXX =XXX / XXX value = 81.70% CLTV exceeds maximum CLTV 80.00% for FICO 710. | 2/20 Client provided a loan statement and evidence a principal reduction was made to the 1st mortgage with proceeds of the new 2nd mortgage. Updated CLTV is 79.62 | Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 15 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 710 exceeds guidelines 700<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 42.35% below guideline requirement 45.00%. |
| 304665836 | 9790928825 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been owning the property > 19 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.75% below guideline requirement 45.00% |
| 304665835 | 9791043442 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 15 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 46.38% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 768 is 108 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.15% DTI is below guideline requirement of 45.00%. |
| 304665834 | 9791052500 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 16 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 50.05% max per guidelines is 85%. |
| 304665833 | 9791184337 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 15 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 786 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 72.29% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 26.18% max per guidelines is 45%. |
| 304665833 | 9791184337 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 9 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 15 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 786 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 72.29% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 26.18% max per guidelines is 45%. |
| 304665832 | 9791188403 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 68.72% is less that the max of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On same job 25 years. |
| 304665831 | 9791318117 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 66.42 is less that the max of 75.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Owned subject 5+ years |
| 304665830 | 9791346928 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; xxx's status determination places loan in a riskier status than the Lender's status determination. | No | xxx status reflects QM status as Non-QM. Lender reflects QM Safe Harbor (APOR). The test APR is 9.901%, the benchmark APR is 6.390% resulting in a difference of 3.11%, max difference allowed is 3.50% | 2/25 Lock date adjusted and re tested | Satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 7 years and 8 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.38% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 30+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 304665829 | 9791383632 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 719 FICO exceeds guideline of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x25 mortgage payment history exceeds guideline of 0x30x12. |
| 304665828 | 9791449029 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Missing Title. | 2.19.2025 Client provided Property Report Summary Title | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x37 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 25 years. |
| 304665827 | 9791478325 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero Tolerance $119.79. Due to HOA Questionnaire Increase. $105.00 Lender Credit on Final CD. Short $14.79 Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 02/07/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 31.13% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 56.90% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 785 exceeds guidelines 760 |
| 304665826 | 9791496921 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 19.28 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 60.56 is less that the max of 75. |
| 304665825 | 9791617518 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 79.73% max per guidelines is 85%. |
| 304665823 | 9791685853 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 25.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 29% revolving credit line utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 38 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304665822 | 9791720510 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 8.11 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 25 mos. mtg. payment history exceeds guideline min requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 27% revolving credit utilization |
| 304665821 | 9791745301 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 20.5 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has 25 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 66 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304813736 | 9791859920 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Document preparation fee $150 added to final LE XXX decreased to $100 on final CD. COC issued XXX lists fee amount or but does not give sufficient details as to why fee was added. No cure provided on final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $100 w/ Proof of Delivery. | 07/30/2025 Client provided COC XXX reflecting Doc prep fee and accompanied Recording fee due to Title Update for Surviving Tenant. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 31 mos. mtg. payment hist. exceeds guideline of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 6.00% revolving credit utilization<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: $34,671 total debt reduction |
| 304665820 | 9791901979 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 52% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 51 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 12.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 7.5 years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession of 25 years |
| 304665819 | 9791990899 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: 14% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36 mos. mtg. history review exceeds guideline min. requirement of 12 mos. |
| 304665818 | 9792058738 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 68% CLTV is 22% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 783 credit score exceeds the guideline minimum requirement of 680 by 103 points. |
| 304348143 | 9792068703 | XXXXX | XXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of $670 due to added additional title fees on CD 2/12/24 with no valid reason documented on COC 2/9/24. Condition is pending receiving a valid Change of Circumstances or PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 04/09/2024 Client provided COC 2/9 reflecting a Full title Report was required due to property Lein on Title. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 68.80% LTV below guideline requirements of 80.0% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Median FICO of 771 is 111 points above program guideline minimum of 660.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: B1 has no late credit payment in the last 33+ months |
| 304813734 | 9792093941 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3268 | Note in file is incomplete | No | Missing pg 4 of note reflecting co-borrower signature. | 7.29.2025 Client provided executed Note for subject | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 18 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 12 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 57.20% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 801 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.67% max per guidelines is 45%. |
| 304813734 | 9792093941 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2277 | Note Not Executed | No | Missing pg 4 of note reflecting co-borrower signature. | 7.29.2025 Client provided executed Note for subject | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 18 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 12 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 57.20% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 801 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.67% max per guidelines is 45%. |
| 304813734 | 9792093941 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2862 | Copy of Note in file is incomplete | No | Missing pg 4 of note reflecting co-borrower signature. | 7.29.2025 Client provided executed Note for subject | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 18 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been in current residence for 12 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been at current job for 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 57.20% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower FICO score is 801 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 25.67% max per guidelines is 45%. |
| 304665817 | 9792165319 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been owning the property for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV 57.15% below guideline requirements 85.00%. |
| 304665816 | 9792260391 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Application date XXX. Earliest LE provided XXX w/ COC form issued XXX indicating additional disclosure w/ numerical changes. Missing LE XXX. | 02/26/2025 Client provided Initial LE XXX prior to the changes made on the COC. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 693 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 24.64 DTI below guideline of 45. |
| 304665815 | 9792426000 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 9 Years.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 10 Years. |
| 304665814 | 9792700610 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x71 exceeds mortgage history guidelines.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 17 years. |
| 304665813 | 9792743602 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 784> is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 37.39 is 52.61 points below the guideline program minimum. |
| 304665812 | 9792754807 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 23.1 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 28.5 years current job time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 4.00% revolving credit utilization |
| 304665811 | 9792849391 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 59.83 is less that the max of 85.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 37 months 0x30 |
| 304665810 | 9792909609 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 63.50% is 21.50 points below the guideline program minimum.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 18 years. |
| 304665809 | 9792923691 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 810 > is above guideline minimum credit score 760.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 36.70% is 8.3 points below the guideline program minimum. |
| 304665808 | 9793104135 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 719 > is above guideline minimum credit score 700.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 55.81% is 24.19 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x42 exceeds mortgage history guidelines. |
| 304813719 | 9793305831 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 763 credit score exceeds the 680 minimum guideline requirement by 83 points.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 73% CLTV is 17% below the maximum guideline requirement of 90%. |
| 304665807 | 9793543530 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | MI Home Loan - Cannot determine if MI Home Loan Toolkit was provided in a timely manner | No | MI Home Loan - Cannot determine if MI Home Loan Toolkit was provided in a timely manner | 02/13/2025 Client provided a Combine Disclosure reflecting Tool kit received XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 713 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x45 exceeds mortgage history guidelines. |
| 304665806 | 9793555880 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.59% is below lender's guide line maximum of 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 698 exceeds guide lines. |
| 304813717 | 9793586232 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 21 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 20 Years |
| 304665805 | 9793673501 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 739 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x49 mortgage payment history exceeds guideline of 0x30x12. |
| 304665804 | 9793688723 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing page 4 of the Final CD dated XXX. | 02/20/25 Client provided all pages of the Final CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max allowed CLTV is 80% and the borrower has a 69.695% CLTV.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 6.9 years. |
| 304665803 | 9793799397 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 59% CLTV is 16% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: The 46 month mortgage payment history exceeds the 12 month guideline minimum by 34 months. |
| 304665802 | 9793833667 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 18 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 13 years.<br>CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented income (OT) not used in qualifying. |
| 304665801 | 9794042235 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x31 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 36.04% is 8.96 points below the guideline program minimum. |
| 304665800 | 9794053620 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 56% CLTV is 24% below the maximum guideline requirement of 80%.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: The 30% DTI is 15% below the maximum guideline requirement of 45%. |
| 304665799 | 9794057209 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 59.98 is less that the max of 85.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Reducing outgo by $1,033 a month |
| 304665798 | 9794208901 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 29% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 40.18% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 50.25 years |
| 304665797 | 9794464413 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: The 20% CLTV is 60% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: The 713 credit score exceeds the guideline minimum requirement of 660 by 53 points. |
| 304665796 | 9794477217 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x39 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 18 years. |
| 304665795 | 9794581620 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 798 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x58 exceeds mortgage history guidelines. |
| 304665794 | 9794943358 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.80% below guideline requirement<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, B1 10 years |
| 304665793 | 9795285460 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 789 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 29.28% is 60.72 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 exceeds mortgage history guidelines. |
| 304665793 | 9795285460 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 789 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 29.28% is 60.72 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 exceeds mortgage history guidelines. |
| 304665792 | 9795589150 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 10.1 years in same line of work/profession<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: 10.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - xxx Comments: 20% revolving credit utilization |
| 304665791 | 9795763987 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 51.01% is 33.99 points below the guideline program minimum.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 29.75% is 15.25 points below the guideline program minimum. |
| 304665790 | 9795778860 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 9 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 30 Years |
| 304665789 | 9796079573 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 684.<br>CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Paying off multiple debts at closing. |
| 304665788 | 9796085091 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP157 | Application Not Signed by Primary Borrower | No | Provide signed final application | 2/24 Client provided an Email that signed application is located at page 27-39;, on review; the application in file is not signed; condition remains for signed F 10032/25 Client provided an Email; upon review file has an Signed application dated XXX page 33 of file | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 51% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 53 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 9.5 years |
| 304665787 | 9796092782 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 6 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.75% is below lender's guide line maximum of 45%. |
| 304813702 | 9796138320 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 12 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Borrower has no late payments on the mortgage history |
| 304813700 | 9796208875 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 64.42 is less that the max of 80.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.12 is less than the max of 45. |
| 304665786 | 9796679554 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 33+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months |
| 304665785 | 9796710706 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 771 > is above guideline minimum credit score 760.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 48 years |
| 304665784 | 9796889708 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 28.49 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 68.41 is less that the max of 85. |
| 304665783 | 9797279081 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 74.97% is 5.03 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 30 years. |
| 304665781 | 9797605780 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 708 exceeds guide lines.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has stable employment with 15 years at current job. |
| 304665780 | 9797653723 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Maximum LTV allowed is 80%. Loan LTV is 66.90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum credit score required is 660. Loan credit score is 707. |
| 304665779 | 9797654077 | XXXXX | XXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x36 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 10 years. |
| 304348042 | 9797675106 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV at 48% below guideline requirements of 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history of 64 months exceeds guidelines of 24 months<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI at 35.52% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence of 24.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job of 8.53 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job of 35 years |
| 304665778 | 9797771566 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 19 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 31 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 304813685 | 9797890887 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 28% revolving credit utilization<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.94% DTI is below program max allowable of 45%. |
| 304813683 | 9797926392 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 29.46 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 58.92 is less that the max of 80 |
| 304665777 | 9797964484 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 25.26 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 79.47 is less that the max of 90. |
| 304665776 | 9797985919 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 24.08% is 65.92 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x56 exceeds mortgage history guidelines. |
| 304665775 | 9797999423 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 11 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 746 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 18.74% is below lender's guide line maximum of 45%. |
| 304665774 | 9798085842 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 9.5 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 64 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - xxx Comments: 9.6 years in same line of work/profession |
| 304665773 | 9798122892 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x42 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 34.34% is 10.66 points below the guideline program minimum. |
| 304665772 | 9798124419 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower's significant time in profession, 30 years.<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 6 years. |
| 304665771 | 9798133238 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 11.5 years current job time<br>CFCFS2854: Significant time in profession<br> - xxx Comments: CB has 12.8 years in same line of work/profession |
| 304665770 | 9798245487 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC5551 | Missing sufficient documentation to determine the QM Fee limit, QM APR and/or TIL/State Higher-Priced APR or State regulation fee tests | No | Missing Final CD Dated XXX | 01/11/2025 Client provided missing Final CD XXX | Condition Satisfied. | Hybrid | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 772 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 69.34 is 20.66 points below the guideline program minimum. |
| 304665770 | 9798245487 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC5553 | Missing sufficient documentation to determine High Cost Fees and APR Limits | No | Missing Final CD Dated XXX | 01/11/2025 Client provided missing Final CD XXX | Condition Satisfied. | Hybrid | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 772 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 69.34 is 20.66 points below the guideline program minimum. |
| 304665770 | 9798245487 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Federal Consumer Protection | Satisfied | C | A | C | A | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Final CD Dated XXX | 01/11/2025 Client provided missing Final CD XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 772 > is above guideline minimum credit score.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 69.34 is 20.66 points below the guideline program minimum. |
| 304665769 | 9798267051 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 15 years<br>CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 5 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 48.47% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX of 791 is 131 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.17% DTI is below guideline requirement of 45.00%. |
| 304665768 | 9798554359 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 72.19% is 12.81 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 746 > is above guideline minimum credit score. |
| 304665767 | 9798933132 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Closing date XXX. Initial CD date issued XXX. No Confirmation of Receipt of Initial CD w/ proof of delivery min 3 days prior to consummation. | 02/03/2025 Client provided a One Span for both reflecting CD was sent and completed by both on XXX. Condition remains. Provide acknowledgement of receipt by both for the Initial CD XXX. 02/05/2025 Client provided a Disclosure history reflecting both were sent the CD via E-disclosure on XXX twice with errors and sent again via XXX on XXX. Mail rule applies. 3 days for delivery and 3 days waiting period. Earliest closing date XXX. Condition remains. Provide evidence of receipt by both 3 days prior to closing.02/14/2025 Client provided E-signed CD XXX. Condition remains. All title holders are to have received the Initial CD XXX a minimum of 3 days prior to closing. Provide evidence CD XXX was received. Additional conditions may apply. 02/19/2025 Client provided a collaborate Comment: one span was uploaded to your site on XXX and the actual e-signed docs were uploaded to your site on XXX. Documents received on both dates are for the interim CD XXX. Condition remains for evidence of receipt of the Initial CD dated XXX.02/21/2025 Client again provided the Disclosure history reflecting both were sent the Initial CD via E-disclosure on XXX twice with errors and sent again via XXX on XXX. Mail rule applies. 3 days for delivery and 3 days waiting period. Earliest closing date XXX. The XXX method does not provide the required 3 day wait. 02/26/2025 Client provided a Collaborate Comment: A closer review at this loan confirmed that the closing disclosure (CD) delivery requirement was met with the CD issued on XXX. Initially, the CD generated on XXX was sent via XXX due to a failure in the electronic delivery method, as explained in this email chain. To ensure timely receipt, the CD was re-issued on XXX and successfully delivered electronically, with all borrowers receiving it on the same day. Per XXX, the creditor must ensure that the consumer receives the CD no later than three (3) days prior to consummation. Since the CD was received on XXX, the requirement was satisfied for the scheduled closing on XXX. TRID does not require an 'initial CD' but rather that an accurate CD be provided at least three (3) days prior to consummation, which was met with the CD issued on XXX. Per review by Internal Compliance, There is no Material difference and earlier receipt date can be used. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 49.19 is 25.81 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x37 exceeds mortgage history guidelines. |
| 304665766 | 9798971140 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV: 73.38 is 16.62 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x41 exceeds mortgage history guidelines. |
| 304665765 | 9799178505 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Fico score 703 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has stable employment with 11 years at current job. |
| 304665764 | 9799201448 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower been at current residence for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current job for 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 56.20% max per guidelines is 80%. |
| 304665763 | 9799340295 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x22 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 32.16% is 12.84 points below the guideline program minimum. |
| 304665763 | 9799340295 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x22 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 32.16% is 12.84 points below the guideline program minimum. |
| 304665762 | 9799355731 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median XXX 755 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x50 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI: 39.72% is 5.28 points below the guideline program minimum. |
| 304665761 | 9799357471 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 795 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 29.32 DTI below guideline of 45. |
| 304665760 | 9799421681 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have been at current residence for 9 Years<br>CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in the same line of work for 10 Years |
| 304665758 | 9799702890 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 14 year.<br>CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Borrower has additional overtime income that is not being used to qualify. |
| 304665757 | 9799719217 | XXXXX | XXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 34.84 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70 is less that the max of 75. |
| 304717668 | 25038157 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3662 | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | &nbsp;&nbsp;&nbsp;&nbsp;Initial CD:xxx APR Stated as 9.611%, Final CD:xxx APR Stated as 9.614%, difference of 0.1377% exceeds tolerance of 0.125%. | Difference in APR is less than .125% | Satisfy | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: The borrower has 14 months reserves after closing. |
| 304717668 | 25038157 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2410 | Income documents in file for current year do not reflect YTD amounts | No | The borrower qualified on xxx months xxx bank stmts for xxx. The bank stmt for xxx and xxx are missing. DTI pending. | Received xxx for the xxx xxx completing xxx months. Updated income. | Satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: The borrower has 14 months reserves after closing. |
| 304717668 | 25038157 | XXXXX | XXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3034 | CLTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | According to xxx guidelines and matrix the max LTV/CLTV is 75% of cash refinance for a xxx residence. The subject is at 80% and exceeds guides. | updated matrix provided, They can go to 80% with 741, xxx. | Satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: The borrower has 14 months reserves after closing. |

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## Exhibit 99.14

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.14**

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| | |
|:---|:---|
| **Loans in Report:** | 1540 |
| **Loans with Conditions:** | 335 |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Did Lender Acknowledge Exception at Origination** |
| 304902280 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902279 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902278 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902277 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902276 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474949 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304902273 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902272 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474922 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474814 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474535 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902189 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902188 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304902187 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902186 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902185 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902184 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902183 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474357 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902182 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902181 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902180 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902179 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304474305 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902178 | XXXXX | N/A | XXXXX | XXXXX D A | Not Applicable |
| 304474303 | XXXXX | N/A | XXXXX | XXXXX A | Not Applicable |
| 304902176 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902175 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304902174 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902173 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902172 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902171 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902169 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902168 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902167 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902166 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902165 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304902164 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902163 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902162 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902160 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902159 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902158 | XXXXX | Yes | XXXXX | XXXXX C B A | No |
| 304902156 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902155 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902154 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902151 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902150 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902149 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902148 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902147 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902146 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902145 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902144 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902142 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902141 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902140 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902139 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902137 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902136 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902135 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902134 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902132 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902131 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902129 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902128 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902126 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902125 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902123 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902122 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902121 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902119 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902118 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902117 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902116 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902115 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902114 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902113 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902111 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902110 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902108 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902107 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902106 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902105 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902104 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902103 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902102 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902101 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902100 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902099 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902098 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902097 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902096 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902095 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902094 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902093 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902092 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902091 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902090 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902089 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902088 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902087 | XXXXX | Yes | XXXXX | XXXXX D A C | Not Applicable |
| 304902086 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304902085 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902084 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902083 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902082 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902081 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902080 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902079 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902078 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902077 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902076 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902075 | XXXXX | Yes | XXXXX | XXXXX C A B | Not Applicable |
| 304902074 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902073 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902072 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902071 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902070 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902069 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902068 | XXXXX | Yes | XXXXX | XXXXX D A C | Not Applicable |
| 304902067 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902066 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902065 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902064 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902063 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902062 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304902061 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902060 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902059 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902058 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902057 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902056 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902055 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902054 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902053 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902052 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902051 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902050 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902049 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902048 | XXXXX | Yes | XXXXX | XXXXX C A | Yes |
| 304902047 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304902046 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902045 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902044 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902043 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902042 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902041 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902040 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902039 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902038 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902037 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902036 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902035 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902034 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304902033 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902032 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304902031 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902030 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902029 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902028 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902027 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902026 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902025 | XXXXX | Yes | XXXXX | XXXXX D A C | Not Applicable |
| 304902024 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902023 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902022 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902021 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902020 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902019 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902018 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902017 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902016 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304902015 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902014 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902013 | XXXXX | Yes | XXXXX | XXXXX D B A C | Not Applicable |
| 304902012 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902011 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902010 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902009 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902008 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902007 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902006 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902005 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902004 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304902003 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902002 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902001 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304902000 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901999 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901998 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901997 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901996 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901995 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304901994 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901993 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901992 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901991 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901990 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901989 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901988 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901987 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901986 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901985 | XXXXX | Yes | XXXXX | XXXXX D A C | Not Applicable |
| 304901984 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901983 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901982 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901981 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901980 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304901979 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901978 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901977 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901976 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901975 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901974 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901973 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901972 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901971 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901970 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901969 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901968 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901967 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901966 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901965 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901964 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901963 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901962 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901961 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901960 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901959 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901958 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901957 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901956 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901955 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901954 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901953 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901951 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901950 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901949 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901948 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901947 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901946 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901945 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901944 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901943 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901942 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901941 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901940 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901939 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901938 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901937 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901934 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901933 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901932 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901931 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304901930 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901929 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901928 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901927 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901926 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901925 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901924 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901923 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901922 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901921 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901920 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901919 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901918 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901917 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901916 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901915 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901914 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901913 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901912 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901911 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901910 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901909 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901908 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901907 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901906 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901905 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901904 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901903 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901902 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901901 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901900 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901899 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901898 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901897 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901895 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901894 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901893 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901892 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901891 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901890 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901889 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901888 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901887 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901886 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901885 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901884 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901883 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901882 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901881 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304901880 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901879 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901878 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901877 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901876 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901875 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901874 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901873 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901872 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901871 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901870 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901869 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901868 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901867 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901866 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901865 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901864 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901863 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901862 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901861 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901860 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901859 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901858 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901857 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901856 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901855 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901854 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901853 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304901852 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901851 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901850 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901849 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901848 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901847 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901846 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901845 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901844 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901843 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901842 | XXXXX | Yes | XXXXX | XXXXX D A C | Not Applicable |
| 304901841 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901840 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901839 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901838 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901837 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901836 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901835 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901834 | XXXXX | Yes | XXXXX | XXXXX D A B | Not Applicable |
| 304901833 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901832 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901831 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901830 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901829 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901828 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901827 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901826 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901825 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901824 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901823 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901822 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901821 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901820 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901819 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901818 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304901817 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901816 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901815 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901814 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901813 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901812 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901811 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901810 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901809 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901808 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901807 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901806 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901805 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901803 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901802 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901801 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901800 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901799 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901798 | XXXXX | Yes | XXXXX | XXXXX A | Yes |
| 304901797 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901796 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901795 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901794 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304901793 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901792 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901791 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901790 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901789 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901788 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901787 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304901786 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901785 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901784 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901783 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901782 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304901781 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901780 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901779 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901778 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901777 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901776 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901775 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901774 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304901773 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901772 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901771 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901770 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901769 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901768 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901767 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901766 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901765 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901764 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901763 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901762 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901761 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901760 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901759 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901758 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901757 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901756 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304901755 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901754 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901753 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901752 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901751 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901750 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304901749 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901748 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901747 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901746 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901745 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901744 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901743 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901742 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901741 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901740 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901739 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901738 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901737 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901736 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901735 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901734 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901733 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901731 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901730 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901729 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901728 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901727 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901726 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901725 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901724 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901723 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901722 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901721 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901720 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901719 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901718 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901717 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901716 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901715 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901714 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901713 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901712 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901711 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901710 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901709 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901708 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901707 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901706 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901705 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901704 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901703 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304901702 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901701 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901700 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901699 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901698 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901697 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901696 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901695 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901694 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304901693 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901692 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901691 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901690 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901689 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901688 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901687 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901686 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901685 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901684 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901683 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901682 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901681 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901680 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901679 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901678 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901677 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901676 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901675 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901674 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901673 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901672 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901671 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901670 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901669 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901668 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901667 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901666 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901665 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901664 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901663 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901662 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901661 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901660 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901659 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901658 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901657 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901656 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901655 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901654 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901653 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901652 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901651 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901650 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901649 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901648 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304901647 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901646 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901645 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901644 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901643 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901642 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901641 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901640 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901639 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901638 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901637 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901636 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901635 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901634 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901633 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901632 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901631 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901630 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901629 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901628 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901627 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901626 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901625 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901624 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901623 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304901622 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304901621 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304900447 | XXXXX | Yes | XXXXX | XXXXX D B A C | Not Applicable |
| 304666559 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304756495 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304756493 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814609 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304814607 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304666558 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666557 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666556 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666555 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666554 | XXXXX | Yes | XXXXX | XXXXX D B A C | Not Applicable |
| 304666553 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666552 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666551 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666550 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666549 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666548 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756478 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666547 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666546 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666545 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756476 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666544 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666543 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666542 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666541 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666540 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666539 | XXXXX | Yes | XXXXX | XXXXX D A C | No |
| 304666538 | XXXXX | Yes | XXXXX | XXXXX C B A | Yes |
| 304756463 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666537 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814584 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666536 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666535 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666534 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304814582 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304756461 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304756459 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814575 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666533 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814573 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666532 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666531 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304756452 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666530 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666529 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666528 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666527 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666526 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666525 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666524 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666523 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666522 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666521 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304756444 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666520 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666519 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666518 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814550 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666517 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666516 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666515 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666514 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666513 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304814548 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666512 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666511 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666510 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666509 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666508 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756429 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814543 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756427 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814541 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666507 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666506 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666505 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666504 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666503 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304814539 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666502 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666501 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666500 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666499 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666498 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666497 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666496 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666495 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666494 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756412 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756410 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666493 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666492 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666491 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666490 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666489 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666488 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666487 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756395 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666486 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756393 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666485 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666484 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814518 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666483 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666482 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814516 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814514 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666481 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666480 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666479 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666478 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666477 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666476 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814509 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814507 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666475 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666472 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666471 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666470 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666469 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666468 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666467 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304756378 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756376 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666466 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666464 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435994 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666463 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666462 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666461 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666460 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666459 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666458 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756361 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756359 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666457 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814484 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666456 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304814482 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666455 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666454 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666453 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814475 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814473 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666452 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666451 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666450 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666448 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756346 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666447 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666446 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666445 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666444 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756344 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666443 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666442 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666441 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666440 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666439 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304756342 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666438 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666437 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666436 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666435 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666434 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304756329 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666433 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666432 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756327 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814450 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814448 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666431 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666430 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666429 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666428 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666427 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666426 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666425 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814441 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666424 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666423 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814439 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666422 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666421 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756305 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666419 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666418 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666417 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666416 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666415 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666414 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666413 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304814416 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814414 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814409 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666412 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666411 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666410 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666409 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304814407 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666408 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666407 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666406 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666405 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666404 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666403 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666402 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666400 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666399 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666398 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666397 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666396 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666395 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666394 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814384 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666393 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666392 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666391 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666390 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666389 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666388 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666387 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814382 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666386 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666385 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666384 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666383 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666382 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666381 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814375 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666380 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814373 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666379 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666378 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666377 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666376 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666375 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666374 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435919 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666373 | XXXXX | Yes | XXXXX | XXXXX C B A | No |
| 304666372 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666371 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666370 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814350 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304814348 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666369 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666368 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666367 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666366 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666365 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666364 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666363 | XXXXX | Yes | XXXXX | XXXXX A | Yes |
| 304666362 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666361 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666360 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666359 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666358 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666357 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814341 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666356 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666355 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814339 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666354 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666353 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666352 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666351 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666350 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666349 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666348 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666347 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666346 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666345 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666344 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666343 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666342 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304814316 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304666341 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666340 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304666339 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666338 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666337 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814314 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666336 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814309 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666335 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304814307 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666334 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304814305 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666333 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666332 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666331 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666330 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666329 | XXXXX | Yes | XXXXX | XXXXX C A B | No |
| 304666328 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666327 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666326 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666325 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666324 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666323 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666322 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435863 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666321 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666320 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666319 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666318 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666317 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666316 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666315 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814284 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435862 | XXXXX | Yes | XXXXX | XXXXX C B A | No |
| 304666314 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814282 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666313 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666312 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666311 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304814280 | XXXXX | Yes | XXXXX | XXXXX D B A | No |
| 304666310 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814275 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666309 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666308 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666307 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666306 | XXXXX | Yes | XXXXX | XXXXX C A B | No |
| 304666305 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814273 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304666304 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666303 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666301 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666300 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666299 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666298 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666297 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666296 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666295 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666294 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666293 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304814250 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666292 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666291 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666290 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666289 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666288 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666287 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666286 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666285 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666284 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666283 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666282 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666281 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666280 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666279 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666278 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666277 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666276 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666275 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666274 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666273 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666272 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666271 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666270 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666269 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666268 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666267 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666266 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666265 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666264 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666263 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666262 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666261 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666260 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666259 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666258 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666257 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666256 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666253 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666252 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666251 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666250 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666249 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666248 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666247 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666246 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666245 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666244 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666243 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666242 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666241 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666240 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304666239 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666238 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666237 | XXXXX | Yes | XXXXX | XXXXX A | Yes |
| 304666236 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666235 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666234 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666233 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666232 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666231 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666230 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666229 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666228 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666227 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304666226 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666225 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666224 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666223 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304666222 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666221 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666220 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666218 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666217 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666216 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666215 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666214 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666213 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666212 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666211 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666210 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666209 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666208 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666207 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666206 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666205 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666204 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666203 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666202 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666201 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666200 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666199 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666198 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666197 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666196 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666195 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666194 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666193 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666192 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666191 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666190 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666188 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666187 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666186 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666185 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666183 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666182 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666181 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666180 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666179 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666178 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666177 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666176 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666175 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666174 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666173 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666172 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666171 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435747 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666170 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666169 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666168 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666167 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666166 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666165 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666164 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666163 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666162 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666161 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666160 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666159 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666158 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666157 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666156 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666155 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666154 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666153 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666152 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666151 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666150 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666149 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304348832 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666148 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666147 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666146 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666145 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666144 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666143 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666142 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666141 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666140 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435719 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666139 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666138 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666137 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666136 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666135 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666134 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666133 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666132 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666131 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666130 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666129 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666128 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666127 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666126 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666125 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666124 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666123 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666122 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666121 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666120 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666119 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666118 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666117 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666116 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666115 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666114 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666113 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666112 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666111 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666110 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666109 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666108 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814051 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666107 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666106 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666104 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666103 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666102 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666101 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666100 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666099 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666098 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304814036 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666097 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304814034 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666096 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666095 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666094 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666093 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666092 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666091 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666090 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666089 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666088 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666087 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304814019 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814017 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666086 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666085 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666084 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666083 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666082 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666081 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666080 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666079 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666078 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666077 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666076 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666075 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666074 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666073 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666072 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814004 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666071 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814002 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666069 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666068 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666067 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814000 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666066 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666065 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666064 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666063 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666062 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666061 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666060 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813987 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666059 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666058 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813985 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666057 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304666056 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666055 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666054 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666053 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666052 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666051 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304666050 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666048 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666046 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666045 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666044 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813970 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666043 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666042 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666041 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666040 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666039 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813968 | XXXXX | Yes | XXXXX | XXXXX C B A | No |
| 304666038 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666037 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666036 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666034 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666033 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666031 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666030 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666029 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666028 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666027 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666026 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666025 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666024 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813953 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666023 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666022 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666021 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666020 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666019 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666018 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666017 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666016 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666015 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666014 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666013 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304435619 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666012 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813936 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813934 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304666011 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666010 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666009 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666008 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666007 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666006 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666005 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304813919 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666004 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304813917 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666003 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666002 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666001 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666000 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665999 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665998 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665997 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813902 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665996 | XXXXX | Yes | XXXXX | XXXXX A | Yes |
| 304813900 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304665995 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665994 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665993 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665992 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665991 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665990 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665989 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665988 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813887 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813885 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665987 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665985 | XXXXX | Yes | XXXXX | XXXXX D A C | No |
| 304665984 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665983 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665982 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665981 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304665980 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665979 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665978 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665977 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665976 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665975 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665974 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813870 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813868 | XXXXX | Yes | XXXXX | XXXXX C A B | Not Applicable |
| 304665973 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665972 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665971 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665970 | XXXXX | Yes | XXXXX | XXXXX C A | Yes |
| 304665969 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665968 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665967 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665966 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665965 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665964 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665963 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665962 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665961 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665960 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665959 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665958 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665957 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665956 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304633654 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813853 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304665955 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665954 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665953 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813851 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665952 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665951 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665950 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665949 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665948 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665947 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665946 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665945 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665943 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665942 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665940 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665939 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813836 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665938 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665937 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665936 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813834 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665935 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665934 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665933 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665932 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665931 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665930 | XXXXX | Yes | XXXXX | XXXXX D B A C | Not Applicable |
| 304665929 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665928 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665927 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665926 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665925 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304665924 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304665923 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665922 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665921 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665920 | XXXXX | Yes | XXXXX | XXXXX D B A | Not Applicable |
| 304665919 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665918 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665917 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665916 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665915 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665914 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665913 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665912 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665911 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813819 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665910 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813817 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665909 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665908 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665907 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665906 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665905 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665904 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665903 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665902 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665901 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665900 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665899 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665898 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665897 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665896 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665895 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665894 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665893 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665892 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813802 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665891 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665890 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665889 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665888 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665887 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665886 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813800 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665885 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665884 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665883 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665882 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665881 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304348257 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665880 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665879 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665878 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665877 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665876 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665875 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665874 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665873 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665872 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665871 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665870 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665868 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665867 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665866 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665865 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813785 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813783 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665864 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665863 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665862 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665861 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665860 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665859 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665858 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304665857 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304665856 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304665855 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665854 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665853 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813770 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665852 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813768 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304665851 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304435515 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665850 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665849 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665848 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665847 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665846 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665845 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304813753 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665844 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665843 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665842 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665841 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665840 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813751 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304665839 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665838 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665837 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665836 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665835 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665834 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665833 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304665832 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665831 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665830 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665829 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665828 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665827 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665826 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665825 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665823 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665822 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665821 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813736 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665820 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665819 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665818 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304348143 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813734 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665817 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665816 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665815 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665814 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665813 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665812 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665811 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665810 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665809 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665808 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813719 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665807 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665806 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813717 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665805 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665804 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665803 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665802 | XXXXX | Yes | XXXXX | XXXXX B A | No |
| 304665801 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665800 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665799 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665798 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665797 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304665796 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665795 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665794 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665793 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665792 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665791 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665790 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665789 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665788 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665787 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304813702 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813700 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665786 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665785 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665784 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665783 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665781 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665780 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665779 | XXXXX | Yes | XXXXX | XXXXX A | Yes |
| 304348042 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665778 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304813685 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304813683 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665777 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665776 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665775 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665774 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665773 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304665772 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665771 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665770 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665769 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665768 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304665767 | XXXXX | Yes | XXXXX | XXXXX C B A | Not Applicable |
| 304665766 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665765 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304665764 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665763 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665762 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665761 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304665760 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665758 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304665757 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666607 | XXXXX | Yes | XXXXX | XXXXX C A | Not Applicable |
| 304666605 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304666604 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666603 | XXXXX | Yes | XXXXX | XXXXX D A | No |
| 304666602 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666601 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666600 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666599 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666597 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666596 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666595 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666594 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666593 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666592 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666591 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666590 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666589 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666588 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666587 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666586 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666585 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666584 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666583 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666582 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666581 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666580 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666579 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666578 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666577 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304666576 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666575 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666574 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666573 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666572 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304666571 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666570 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666569 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666568 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666567 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666566 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666565 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666564 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666563 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304666562 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666561 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304666560 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756544 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756529 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814688 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756527 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814686 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814684 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756512 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814682 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304756510 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814675 | XXXXX | Yes | XXXXX | XXXXX D A | Not Applicable |
| 304814673 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814671 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814669 | XXXXX | Yes | XXXXX | XXXXX C A | No |
| 304814654 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814652 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814650 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814648 | XXXXX | Yes | XXXXX | XXXXX B A | Not Applicable |
| 304814644 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814643 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304814641 | XXXXX | Yes | XXXXX | XXXXX A | No |
| 304814618 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304814616 | XXXXX | Yes | XXXXX | XXXXX A | Not Applicable |
| 304717668 | XXXXX | Yes | XXXXX | XXXXX C A | Yes |

---

## Exhibit 99.15

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.15**

**Valuations Summary**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| *Loans in Report:* | *1540* | *1540* | *1540* | *1540* | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance %** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Report Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **CU / LCA Score** |
| 304902280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474949 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902272 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474814 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902186 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902183 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902182 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902180 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304474303 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902176 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902175 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902174 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902172 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902171 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902169 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902168 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902167 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902165 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902164 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902163 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902162 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902160 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902159 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902158 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902156 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902155 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902154 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902151 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902149 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902148 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902144 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902142 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902141 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902140 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902137 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902135 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902131 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902129 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902128 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902126 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902125 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902123 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902122 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902121 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902116 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902110 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902108 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902107 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902106 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902105 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902104 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902103 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902102 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902100 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902099 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902097 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902096 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902095 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902094 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902093 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902092 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902091 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902090 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902089 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902088 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902087 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902085 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902083 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902082 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902079 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902078 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902076 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902075 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902073 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902072 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902070 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902069 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902066 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902064 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902062 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902057 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 5.56% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902052 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902050 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902049 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902048 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902044 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902041 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902040 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902035 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902028 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902027 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902026 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902024 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902023 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902022 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902021 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902020 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902019 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902018 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902015 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902011 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902010 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902009 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902006 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902005 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902003 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | XXXXX | 0.00% |  |
| 304902002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902001 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304902000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901999 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901998 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901994 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901989 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901988 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901987 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901986 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901985 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | -3.55% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901984 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901982 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901981 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901980 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901979 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901978 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901977 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901976 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901974 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901973 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901972 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901970 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901969 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901967 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901966 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901965 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901964 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901958 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901956 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901955 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901954 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901953 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901949 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901947 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901945 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901944 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901942 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901941 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901940 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901939 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901938 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901933 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901932 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901931 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901927 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901923 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901921 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901920 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901917 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901916 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901914 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901911 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901908 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901906 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901903 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901902 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901901 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901897 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901895 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901894 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901893 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901892 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901890 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901888 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901887 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901886 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901883 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901882 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901881 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901878 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901877 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901874 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901873 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901872 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901871 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901870 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901869 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901868 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901867 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901865 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901864 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901863 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901861 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901860 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901859 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901858 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901856 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901855 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901854 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901852 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901851 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901848 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901846 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901845 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901842 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901840 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901839 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901838 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 | XXXXXX | XXXXXX | $0.00 | 0.00% | AVM |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901835 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901833 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901832 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901831 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | -2.83% | AVM |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901830 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901829 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901828 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901827 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901826 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901825 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901824 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901823 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | -4.38% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901820 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901818 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901817 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901816 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901815 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901814 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901813 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901812 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901810 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901809 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901808 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901807 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901805 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901802 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901797 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901796 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901789 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901788 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | $0.00 | 0.00% | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901782 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901778 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901774 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  | Not Applicable | XXXXX | XXXXX | XXXXX | 0.00% | XXXXX | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901743 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901740 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901739 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901737 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901736 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901727 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901724 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901723 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901713 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901712 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901711 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | -3.64% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901707 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901705 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901704 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901698 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | -9.40% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901695 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901693 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901691 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901680 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901674 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901672 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901668 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901666 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901665 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901664 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901663 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901662 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901660 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901658 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901657 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901653 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901652 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901649 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901646 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 11.43% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901643 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901642 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901641 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable | XXXXX | XXXXX | XXXXX | 0.00% | XXXXX | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901640 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901635 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901634 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901630 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901629 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901628 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901627 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901626 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901625 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901622 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304901621 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304900447 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666557 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666553 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666551 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666550 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666549 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666548 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666547 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666546 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 86.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666545 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756476 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666543 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666542 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666541 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666540 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666538 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666537 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814584 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666534 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814582 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756461 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756459 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814575 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814573 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666531 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666530 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666529 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666524 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666522 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666521 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756444 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666520 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666519 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666518 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814550 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666517 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666515 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814548 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666510 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  | XXXXX | XXXXX | XXXXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666508 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814543 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756427 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814541 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666507 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666506 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666505 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666501 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666499 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666497 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666496 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756412 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756410 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666492 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666490 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666489 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756395 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666486 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756393 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666485 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666484 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814518 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666483 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666482 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666481 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666480 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666479 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666476 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814507 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666472 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666471 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666470 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666469 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666468 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666467 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666466 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435994 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666462 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666461 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666460 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666459 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666458 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756361 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666457 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814484 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814482 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666455 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666454 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666453 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814473 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666447 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666446 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666445 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666444 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756344 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666443 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666442 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666441 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666440 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666439 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756342 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666438 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666437 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666436 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666434 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666433 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666432 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756327 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666428 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666427 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666426 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666425 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814441 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666424 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666423 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814439 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666422 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666421 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666419 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666418 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666417 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666416 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814416 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814409 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666412 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666411 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666410 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666409 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666405 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666403 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666402 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666400 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666399 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666398 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666397 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666395 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666393 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666390 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666386 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666379 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666377 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666372 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666371 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666370 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814350 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814348 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666369 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666368 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666367 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666365 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666364 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666363 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666362 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666361 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666360 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666358 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814341 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814339 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666354 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666352 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666351 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666350 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666348 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666347 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666345 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666344 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666343 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666342 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814316 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666341 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666340 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666339 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666338 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666337 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814314 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666336 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814309 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666335 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666333 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666331 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666328 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666327 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666326 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666324 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666323 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666322 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435863 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666321 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666320 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666319 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666317 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666316 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666315 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666314 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666313 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666311 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666310 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666309 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666304 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666303 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666300 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666299 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666297 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666296 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666295 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666293 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666287 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666286 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666285 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666274 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666272 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666271 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666270 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666268 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666266 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666265 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666260 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666258 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666256 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666252 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666251 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666249 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666248 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666247 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1075 Exterior-Only Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666246 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666245 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666244 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666243 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666242 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666241 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666240 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666239 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666238 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666235 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666233 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666232 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666231 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666230 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666229 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666226 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666225 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666224 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666223 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666222 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 83.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666221 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666220 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666218 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666217 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666213 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666212 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666211 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666209 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666208 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1075 Exterior-Only Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666206 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666204 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666200 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666199 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666198 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666196 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666195 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666192 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666191 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666190 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666186 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666183 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666182 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666180 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666177 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666176 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666175 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666174 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666172 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666171 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666170 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666169 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666168 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666167 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666165 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666164 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666163 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666162 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666161 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666160 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666159 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666158 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666156 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666155 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1075 Exterior-Only Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666154 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666153 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666152 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666151 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666149 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304348832 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666148 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666144 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666143 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666142 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666141 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666140 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 84.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666138 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666137 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666135 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666133 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666131 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666130 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666129 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666128 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666127 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666126 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666125 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666124 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666123 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666122 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666121 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666116 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666110 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666109 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666108 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666107 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666106 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 85.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666104 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666103 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666102 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666100 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666099 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666097 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666096 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666095 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666094 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666093 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666092 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666091 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666090 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666089 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666088 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666087 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814019 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666085 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666083 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666082 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666079 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666078 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666076 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666075 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666073 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666072 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666069 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666066 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666064 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666062 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813987 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813985 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666057 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666052 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666050 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666048 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666044 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813970 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666041 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666040 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666028 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666027 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666026 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666024 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813953 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666023 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666022 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666021 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666020 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666019 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666018 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666015 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 86.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435619 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666011 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666010 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666009 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666006 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666005 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813917 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666003 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666001 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665999 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665998 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813902 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665994 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665989 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665988 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813887 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665987 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665985 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665984 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665982 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665981 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665980 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665979 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665978 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 69.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665977 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665976 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665974 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813870 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813868 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665973 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665972 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665970 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665969 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665967 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665966 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665965 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665964 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665958 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665956 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304633654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665955 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665954 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665953 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813851 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665952 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665949 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665947 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665945 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665942 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665940 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665939 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665938 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665935 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665933 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665932 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665931 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665927 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665923 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665921 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665920 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 71.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665917 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665916 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665914 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665911 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813817 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665908 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665906 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665903 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665902 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665901 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665897 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665896 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665895 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665894 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665893 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665892 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813802 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665890 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665888 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665887 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665886 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665883 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665882 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665881 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304348257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665878 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665877 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665874 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665873 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665872 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665871 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665870 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665868 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665867 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665865 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665864 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665863 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665861 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665860 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665859 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665858 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665856 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665855 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665854 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665852 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 57.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665851 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304435515 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665848 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665846 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665845 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665842 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665840 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665839 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665838 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665835 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665833 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665832 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665831 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665830 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665829 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665828 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665827 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665826 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665825 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665823 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813736 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665820 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665818 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304348143 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665817 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665816 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665815 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665814 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665813 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665812 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665810 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665809 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665808 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665807 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665805 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665804 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665802 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665797 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665796 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665789 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665788 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304348042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665778 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304813683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665774 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304665757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666604 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666601 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666600 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 73.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666589 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666588 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666587 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666584 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666583 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666582 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666581 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666580 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666579 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666576 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666575 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666574 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666573 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666572 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666571 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666570 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666568 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666567 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666566 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666565 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666564 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666563 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666562 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666561 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304666560 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756529 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304756510 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814652 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814643 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814641 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814618 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304814616 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304717668 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.16

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.16**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third party due diligence provider, performed the review described below on closed-end second lien mortgage loans acquired by JPMorgan Chase Bank, National Association. The review included a total of 1,684 newly originated residential mortgage loans, in connection with the securitization identified as JPMMT 2025-CES7 (the "Securitization"). The Review was conducted from March 2025 through October 2025 on closed-end second lien mortgage loans originated between January 2025 through September 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie
 Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie
 Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the
 Federal Housing Administration's Single Family Housing Policy Handbook, issued October
 24, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans
 Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's
 Field Office Handbook for the Direct Single Family Housing Program, revised March 15, 2019;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department
 of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised March
 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test
 Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test
 Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the application
 date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home
 Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. No t ice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all r equired
 parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and o r i ginating
 firm's license status was active and properly disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information is complete, accurate, and
 consistent with other documents; Confirm collateral documents have been recorded or sent
 for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the one thousand six hundred eighty-four (1,684) mortgage loans reviewed, five hundred fifty-five (555) unique mortgage loans (32.96% by loan count) had a total of seven hundred ninety-six (796) discrepancies across thirty-four (34) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Total Monthly Property Insurance Amount | &nbsp;&nbsp;193 | &nbsp;&nbsp;24.25% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;152 | &nbsp;&nbsp;19.10% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;90 | &nbsp;&nbsp;11.31% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;65 | &nbsp;&nbsp;8.17% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;64 | &nbsp;&nbsp;8.04% |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;51 | &nbsp;&nbsp;6.41% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;50 | &nbsp;&nbsp;6.28% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;39 | &nbsp;&nbsp;4.90% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.51% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.88% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.75% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.50% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.50% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.50% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.50% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.25% |
| &nbsp;&nbsp;Borrower 2 Marital Status | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.25% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.25% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.25% |
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Closing/Settlement Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**796** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | % by Loan Count |
| A | 1659 | $147274564.00 | 98.52% |
| B | 25 | $3282233.00 | 1.48% |
| C | 0 | $0.00 | 0% |
| D | 0 | $0.00 | 0% |
| **Total** | 1684 | $150556797.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | % by Loan Count |
| A | 1666 | 98.93% |
| B | 18 | 1.07% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | 1684 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | % by Loan Count |
| A | 1677 | 99.58% |
| B | 7 | 0.42% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | 1684 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results: (As applicable, 1,684 loans within population did not receive a Property Review)** | **Valuation Results: (As applicable, 1,684 loans within population did not receive a Property Review)** | **Valuation Results: (As applicable, 1,684 loans within population did not receive a Property Review)** |
| Event Grade | Loan Count | % by Loan Count |
| A | 0 | 0% |
| B | 0 | 0% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | 0 | 0% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;1299 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;56 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;43 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;27 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification of Borrower Liabilities Missing or Incomplete | &nbsp;&nbsp;26 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Trust Agreement | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 W2/XXX Missing | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Photo Identification not provided | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower Non-XXX Identification Document Missing | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Credit Report Supplement | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Divorce Decree | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HO-6 Insurance Policy is Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Tax Returns Not Signed | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Citizenship Documentation not provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Award Letter Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Mortgage | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Citizenship Documentation not provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 YTD Profit & Loss Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income/Employment General | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;ATR: Current Employment Not Verified | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Letter of Explanation (Income) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Note Address Does Not Match Deed of Trust Address | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Award Letter Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;ATR: Reasonable Income or Assets Not Considered | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Business Tax Returns Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Balance Sheet Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 WVOE Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan does not conform to program guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No evidence of required debt payoff | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing legal documents for senior or subordinate lien | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Lender Income Calculation Worksheet | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Personal Tax Returns Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Flood Insurance Expiration Date is before the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Fraud: Red Flag Variances are not properly addressed in the file | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Total Years Employment Verified is Less Than 24 Months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Rent Loss Coverage Not Sufficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Separation Agreement Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower information on 1003 is incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Lease Agreements Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Valuation product is deficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Tax Returns Not Signed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Credit Report is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Citizenship Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Photo Identification not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income 1 Income Trend is Decreasing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Mortgage history for primary residence less than 12 months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income 5 Months Income Verified is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Delinquent Credit History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Paystubs Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;DSCR is less than guideline minimum | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Potential Fraud Reflected on Fraud Report | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Payment History | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Income - Award Letter | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower residency documentation not provided or issue with documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***1822*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue(s) are Present | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;External Obsolescence Present | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Tradelines do not meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Ineligible Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***27*** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;686 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;469 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CA AB 260 Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;36 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;MD COMAR Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;NC Rate Spread Home Loan Test | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Safe Harbor Threshold | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CT Nonprime Home Loan Test | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Missing | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;OK HOEPA Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: Missing Closing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TILA Finance Charge Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Non-Borrower Title Holder Did Not Receive Right of Rescission Form | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;SC HCCHLA High Cost Home Loan Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Originator NMLS Status is Not Active | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Lending Policy Points and Fees Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Originator Name is Not Valid | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Appraisal Delivery to the Borrower is Greater than 3 days Prior to Consummation (12 CFR 1026.35(c)(6)) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;NM HLPA 2009 High-Cost Home Loan Total Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***1295*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;IL XXX County Threshold Loan Points and Fees Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;IL XXX Threshold Loan Points and Fees Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Non-Borrower Title Holder Did Not Receive Right of Rescission Form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;AR HB 2598 High Cost Home Loan Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***9*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.17

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.17**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXX | XXXXX | 304309855 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304354062 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304352004 | Qualifying CLTV | 46.82 | 48.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304352004 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304372127 | Qualifying CLTV | 63.93 | 65.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304382168 | Qualifying CLTV | 52.72 | 54.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304396303 | Borrower 2 Marital Status | XXX | XXX | XXX per Final 1003 |
| XXXXX | XXXXX | 304429173 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304438631 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304442458 | Qualifying CLTV | 56.97 | 58.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304443553 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304477095 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304477095 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304477232 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304477232 | Qualifying CLTV | 72.88 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304497322 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304497322 | Qualifying CLTV | 72.28 | 74.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304492082 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304485234 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304495081 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304495081 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304632705 | Qualifying CLTV | 78.88 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632705 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304632705 | Qualifying LTV | 24.16 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304639760 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304677824 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304734797 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304732987 | Qualifying CLTV | 56.98 | 58.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304732987 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304692074 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304708796 | Qualifying LTV | 17.99 | 8.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304708796 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304734166 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304702031 | Qualifying CLTV | 68.89 | 70.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304702345 | Qualifying CLTV | 29.81 | 31.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304702587 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304733023 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304727995 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304727995 | Qualifying CLTV | 47.27 | 49.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304710311 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304715475 | Qualifying CLTV | 61.91 | 63.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304715475 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304710758 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304759853 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304715549 | Qualifying CLTV | 83.0 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304716583 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304716907 | Primary Appraised Property Value | XXX | XXX | Audit value from appraisal |
| XXXXX | XXXXX | 304719697 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304766927 | Borrower 2 Marital Status | XXX | XXX | Documents provided show B2 Marital Status as XXX. 1003/title. |
| XXXXX | XXXXX | 304724399 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304759926 | Qualifying CLTV | 83.88 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304729964 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304750000 | Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304729985 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304731373 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304734337 | Primary Appraised Property Value | XXX | XXX | Audit value from appraisal |
| XXXXX | XXXXX | 304752409 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304732955 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304732955 | Qualifying CLTV | 43.33 | 50.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304732955 | Qualifying LTV | 8.44 | 10.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304732821 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304732749 | Qualifying CLTV | 82.08 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304732749 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304732749 | Qualifying LTV | 23.26 | 17.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304732749 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304751747 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304732985 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304735972 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304733006 | Qualifying CLTV | 73.94 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304733006 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304734336 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304747387 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304755115 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304734115 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304734164 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304749926 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304734816 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304736293 | Qualifying CLTV | 69.44 | 71.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304745014 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304748530 | Qualifying CLTV | 82.86 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304748529 | Qualifying CLTV | 72.97 | 74.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304748529 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749947 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304736717 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304748404 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304747492 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749761 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304749674 | Qualifying CLTV | 74.99 | 76.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304749863 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304747491 | Qualifying CLTV | 89.84 | 80.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304747491 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304747491 | Qualifying LTV | 15.59 | 14.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304747491 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304748401 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749924 | Qualifying CLTV | 78.81 | 80.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304748399 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749660 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304750183 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749923 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304765369 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749758 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304749758 | Qualifying CLTV | 88.63 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304749758 | Qualifying LTV | 42.65 | 44.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304751849 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304749944 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304749943 | Qualifying CLTV | 67.94 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304751699 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304751699 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304750182 | Qualifying CLTV | 67.93 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304750037 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304754906 | Qualifying CLTV | 81.94 | 83.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304750421 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304750604 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304750507 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304751697 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304751695 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304752070 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304751743 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304754483 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304752069 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304759013 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304759013 | Qualifying CLTV | 66.66 | 68.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304748400 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304754538 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304768556 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304756803 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304755260 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304755259 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304756820 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304756819 | Qualifying CLTV | 55.88 | 57.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304756833 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304758742 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304757901 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304766153 | Qualifying CLTV | 32.94 | 34.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304758475 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304763203 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304748465 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304758665 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304758937 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304758989 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304758989 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304776968 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304759515 | Qualifying CLTV | 88.94 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304759550 | Borrower 1 Self-Employment Flag | No | Yes | Borrower is wage earner |
| XXXXX | XXXXX | 304760332 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304760318 | Qualifying CLTV | 80.0 | 83.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304760318 | Qualifying LTV | 27.91 | 31.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304777791 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304760451 | Qualifying CLTV | 85.0 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304760451 | Qualifying LTV | 17.45 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304760449 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304763635 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304733107 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304766926 | Borrower 2 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304766812 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304765404 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304767990 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304757276 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304777649 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304769786 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304777465 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304776783 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304748466 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304776781 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304777455 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304777455 | Qualifying CLTV | 81.33 | 83.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304777790 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304778058 | Borrower 2 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304789461 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304813295 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304818269 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304818269 | Qualifying CLTV | 67.37 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304818269 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304818556 | Qualifying CLTV | 65.93 | 67.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304816535 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304817631 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304838849 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304838849 | Qualifying CLTV | 80.94 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304838849 | Qualifying LTV | 22.65 | 24.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304839085 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304511493 | Interest Only Flag | Yes | No | Audit value pulled from Note |
| XXXXX | XXXXX | 304511491 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304814776 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304819050 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304775086 | Borrower 2 Self-Employment Flag | Yes | No | Co-borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304776956 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304816411 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304736401 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304779523 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304814752 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304814756 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304814756 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304817780 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304755009 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304755009 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304816954 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304763363 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304763363 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304814780 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304814780 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304817620 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304415816 | Qualifying CLTV | 69.72 | 65.09 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304415816 | Qualifying LTV | 22.11 | 20.63 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304415816 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304490510 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304671004 | Borrower 1 Self-Employment Flag | No | Yes | Borrower is wage earner |
| XXXXX | XXXXX | 304671004 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304671004 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304385441 | Qualifying LTV | 9.92 | 80.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304385441 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304421461 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304421461 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304418101 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304418101 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304492183 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304687156 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304709734 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304723745 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304472368 | Borrower 1 Self-Employment Flag | No | Yes | Borrower is wage earner |
| XXXXX | XXXXX | 304732825 | Loan Amount | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304732825 | Qualifying FICO | XXX | XXX | Audit Value from origination credit report |
| XXXXX | XXXXX | 304732825 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304709842 | Occupancy | Investment | Primary Residence | Subject closed an XXX |
| XXXXX | XXXXX | 304691413 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304688449 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304695034 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304695034 | Qualifying CLTV | 62.45 | 64.21 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304730703 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304730703 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304710314 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304441500 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304758946 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304758946 | Qualifying LTV | 12.53 | 51.04 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304758946 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304766905 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304766905 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304709989 | Borrower 1 FTHB | false | true | Borrower is not FTHB |
| XXXXX | XXXXX | 304709989 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304760354 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304381242 | Qualifying LTV | 13.64 | 52.9 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304381242 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304388008 | Primary Appraised Property Value | XXX | XXX | Audit value from appraisal |
| XXXXX | XXXXX | 304671014 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304438671 | Qualifying LTV | 12.94 | 34.06 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304438671 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304440032 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304475222 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304475222 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304475222 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304468418 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304468418 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304492446 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304492446 | Borrower 2 Self-Employment Flag | Yes | No | Co-borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304638958 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304494029 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304495141 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304495564 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304495564 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304639730 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304640517 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304640517 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304677982 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304763742 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304763742 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304750184 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304758886 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304760405 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304776790 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304768849 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304763195 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304779556 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304779556 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304750426 | Qualifying CLTV | 72.0 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304779587 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304789546 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304789546 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304760508 | Qualifying CLTV | 88.63 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304760508 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304760442 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304750185 | Qualifying CLTV | 77.81 | 79.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304705805 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304765372 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304777625 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304108947 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304765872 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304765872 | Qualifying LTV | 10.97 | 12.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304776878 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304755028 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304767240 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304763418 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304720546 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304777844 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304777978 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304383815 | Qualifying CLTV | 51.73 | 22.92 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304383506 | Qualifying CLTV | 79.21 | 8.93 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304383359 | Qualifying CLTV | 84.61 | 39.91 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304675682 | Qualifying CLTV | 42.85 | 21.54 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304496964 | Qualifying CLTV | 65.23 | 67.36 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304675338 | Qualifying CLTV | 23.49 | 12.8 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304675284 | Qualifying CLTV | 79.46 | 31.47 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304695990 | Qualifying CLTV | 39.85 | 7.42 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304697603 | Qualifying CLTV | 70.2 | 11.83 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304820654 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304820654 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304692453 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial 1003. |
| XXXXX | XXXXX | 304692419 | Number of Borrowers | 2 | 1 | Audit value pulled from Note |
| XXXXX | XXXXX | 304692376 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXXX | XXXXX | 304692363 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXXX | XXXXX | 304692351 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXXX | XXXXX | 304692351 | Property Type | XXX | XXX | Per Appraisal |
| XXXXX | XXXXX | 304398686 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304390784 | Borrower 2 Self-Employment Flag | No | Yes | Co-borrower is wage earner |
| XXXXX | XXXXX | 304390784 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304393347 | Qualifying CLTV | 81.92 | 83.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304388442 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304391010 | Property City | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304396745 | Qualifying CLTV | 71.97 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304393160 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304396157 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304398353 | Qualifying CLTV | 68.9 | 70.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304398867 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304398867 | Qualifying CLTV | 47.94 | 46.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304405060 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304405060 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304402767 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304405397 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304442405 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304418737 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304419328 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304419328 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304419022 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304419022 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304437766 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304423659 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304422391 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304423657 | Borrower 1 First Name | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304422983 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304422983 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304422983 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304422966 | Qualifying CLTV | 75.88 | 77.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304423743 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304427791 | Qualifying CLTV | 74.87 | 76.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304427791 | Qualifying LTV | 13.71 | 15.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304426505 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304437852 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304437852 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304429102 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304432928 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304436352 | Borrower 1 First Name | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304436352 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304436577 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304436727 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304436727 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304438618 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304441863 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304438715 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304438482 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304438482 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304438472 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304441489 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304441489 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304441489 | Qualifying CLTV | 66.3 | 57.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304441489 | Qualifying LTV | 29.32 | 26.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304441491 | Qualifying CLTV | 85.85 | 87.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304442626 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304442626 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304443056 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304462108 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304443910 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304457948 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304443566 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304459408 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304459228 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304459799 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304458214 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304467147 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304480822 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304480822 | Qualifying CLTV | 64.77 | 67.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304480822 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304462054 | Property State | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304473621 | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-employed per documentation in file |
| XXXXX | XXXXX | 304473621 | Qualifying CLTV | 65.77 | 67.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304473621 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304473621 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304468605 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304471857 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304471857 | Qualifying CLTV | 63.62 | 66.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304471857 | Qualifying LTV | 29.9 | 31.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304471857 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304467174 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304470060 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304470221 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304471741 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304494304 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304494304 | Qualifying CLTV | 68.93 | 72.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304494304 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304471219 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304486945 | Qualifying CLTV | 64.9 | 66.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304486945 | Qualifying LTV | 24.52 | 26.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304475013 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304475097 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304474220 | Qualifying CLTV | 78.98 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304474220 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304474220 | Qualifying LTV | 12.78 | 15.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304474220 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304477034 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304474219 | Qualifying CLTV | 67.89 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304475049 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304477172 | Qualifying CLTV | 83.95 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304477172 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304476601 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304635842 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304477200 | Qualifying CLTV | 68.28 | 58.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304477200 | Qualifying LTV | 19.35 | 17.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304477649 | Qualifying CLTV | 61.26 | 63.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304477649 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304477649 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304480845 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304480914 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304480909 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304480902 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304480902 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304480896 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304498294 | Qualifying CLTV | 49.88 | 51.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304481255 | Qualifying CLTV | 74.99 | 76.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304481317 | Qualifying CLTV | 51.77 | 53.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304639944 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304683267 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304683267 | Borrower 1 SSN | XXX | XXX | Audit value per Final 1003/credit report |
| XXXXX | XXXXX | 304481723 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304482020 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304482020 | Qualifying CLTV | 53.97 | 55.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304486596 | Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304676178 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304494303 | Qualifying CLTV | 65.84 | 67.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304485293 | Qualifying CLTV | 82.11 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304485293 | Qualifying LTV | 13.21 | 12.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304486057 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304484523 | Borrower 1 First Name | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304484523 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304485146 | Borrower 1 Self-Employment Flag | No | Yes | Borrower is wage earner |
| XXXXX | XXXXX | 304485262 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304636551 | Borrower 1 Self-Employment Flag | No | Yes | Borrower is retired |
| XXXXX | XXXXX | 304636551 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304636551 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304495095 | Qualifying LTV | 38.02 | 37.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304493139 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304493139 | Qualifying CLTV | 79.68 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304490553 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304492551 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304492551 | Qualifying CLTV | 58.62 | 60.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304492551 | Qualifying LTV | 18.31 | 20.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304490550 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304490549 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304492373 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304492373 | Qualifying CLTV | 52.42 | 54.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304492330 | Qualifying CLTV | 88.88 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304492424 | Qualifying CLTV | 90.0 | 88.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304492424 | Qualifying LTV | 11.94 | 14.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304492424 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304494073 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304494073 | Qualifying CLTV | 59.38 | 62.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304494073 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304494073 | Qualifying LTV | 18.46 | 22.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304494073 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304492704 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304492704 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304495645 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304592828 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304592828 | Qualifying CLTV | 60.68 | 63.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304592828 | Qualifying LTV | 12.95 | 14.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304494072 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304632799 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304632799 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304495071 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304495071 | Qualifying CLTV | 67.89 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304495070 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304495070 | Qualifying LTV | 18.31 | 20.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304495070 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304495051 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304495051 | Qualifying CLTV | 55.95 | 57.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304495038 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304495038 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304498513 | Qualifying CLTV | 75.0 | 82.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304498513 | Qualifying LTV | 13.44 | 20.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304498513 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304495034 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304496658 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304495160 | Qualifying CLTV | 69.96 | 71.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304498264 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304497411 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304497411 | Qualifying CLTV | 82.41 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304497411 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304497411 | Qualifying LTV | 23.84 | 25.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304498291 | Qualifying CLTV | 85.84 | 87.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304498291 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304498365 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304498365 | Qualifying CLTV | 50.38 | 48.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304498511 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304498517 | Borrower 2 First Name | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304510356 | Qualifying CLTV | 79.07 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304510356 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304510356 | Qualifying LTV | 32.04 | 35.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304510691 | Qualifying CLTV | 82.75 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304510677 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638615 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304631797 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304613721 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304511421 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304511421 | Qualifying CLTV | 62.67 | 64.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304511421 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304641827 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304641827 | Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304641827 | Loan Amount | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304641827 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304641827 | Qualifying LTV | 35.57 | 37.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304511695 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304634443 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304634443 | Qualifying CLTV | 64.42 | 79.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304634443 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304634443 | Qualifying LTV | 23.42 | 29.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304613719 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304613719 | Qualifying CLTV | 79.51 | 87.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304613719 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304613719 | Qualifying LTV | 16.82 | 19.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304631793 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304637656 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304632576 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304632576 | Qualifying CLTV | 78.11 | 80.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632576 | Qualifying LTV | 44.29 | 46.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304641212 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304632280 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304632961 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304637680 | Qualifying LTV | 8.18 | 7.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304632666 | Qualifying CLTV | 85.21 | 80.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632666 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304632666 | Qualifying LTV | 23.36 | 22.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304632665 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304633475 | Loan Amount | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304633475 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304637095 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304637095 | Qualifying CLTV | 40.48 | 42.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632968 | Qualifying CLTV | 63.86 | 65.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632756 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304632756 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304632766 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304492533 | Qualifying CLTV | 57.9 | 59.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304634557 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304632933 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304633040 | Qualifying CLTV | 86.07 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304633040 | Qualifying LTV | 20.95 | 22.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304635638 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304635005 | Qualifying CLTV | 60.21 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304635005 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304635005 | Qualifying LTV | 3.81 | 5.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304634438 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304636758 | Qualifying CLTV | 66.9 | 68.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304635841 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304572070 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304635061 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304635061 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304636528 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304636528 | Loan Amount | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304636528 | Qualifying CLTV | 74.76 | 71.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304636528 | Qualifying LTV | 24.56 | 26.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304637162 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304637581 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638508 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304639942 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638978 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304638978 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304638305 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304637565 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304637565 | Qualifying CLTV | 84.66 | 89.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304638977 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638302 | Qualifying CLTV | 79.97 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304638302 | Qualifying LTV | 37.5 | 42.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304638994 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304637865 | Qualifying CLTV | 75.0 | 76.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304637865 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304637865 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304637893 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304637893 | Qualifying CLTV | 71.31 | 70.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304638534 | Borrower 2 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304638539 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304639854 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638607 | Qualifying CLTV | 56.41 | 58.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304639455 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304639455 | Qualifying LTV | 36.9 | 40.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304638656 | Qualifying CLTV | 73.07 | 86.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304638656 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304638656 | Qualifying LTV | 10.14 | 12.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304638655 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304638974 | Qualifying LTV | 11.09 | 10.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304639040 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304639040 | Qualifying CLTV | 66.01 | 72.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304639040 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304639040 | Qualifying LTV | 20.69 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304639040 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304639656 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304639656 | Qualifying CLTV | 79.13 | 81.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304639656 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304640114 | Qualifying CLTV | 59.28 | 51.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304640114 | Qualifying LTV | 14.74 | 13.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304639852 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304639852 | Qualifying CLTV | 69.24 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304639852 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304639852 | Qualifying LTV | 12.74 | 14.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304639852 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304639850 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304676961 | Qualifying CLTV | 63.66 | 62.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304676961 | Qualifying LTV | 15.58 | 13.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304687404 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304640278 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304679558 | Qualifying CLTV | 89.98 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304679558 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304640276 | Qualifying CLTV | 36.75 | 38.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304640276 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304640274 | Qualifying CLTV | 82.05 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304640274 | Qualifying LTV | 36.1 | 40.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304640274 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304640529 | Qualifying CLTV | 87.47 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304640529 | Qualifying LTV | 33.45 | 35.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304640526 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304674483 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304674483 | Qualifying CLTV | 60.09 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304674483 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304674483 | Qualifying LTV | 21.69 | 31.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304687403 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304687403 | Qualifying CLTV | 69.21 | 68.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304632578 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304642996 | Qualifying CLTV | 63.88 | 65.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304642796 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304643145 | Qualifying CLTV | 75.0 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304643145 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304643145 | Qualifying LTV | 13.69 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304643145 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304643239 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304643238 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304643238 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304643236 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304643236 | Qualifying CLTV | 63.78 | 65.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304481746 | Qualifying CLTV | 53.47 | 60.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304481746 | Qualifying LTV | 11.8 | 13.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304643509 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304643509 | Qualifying CLTV | 73.05 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304665344 | Qualifying LTV | 20.71 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304665344 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304672309 | Qualifying CLTV | 81.71 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304672309 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304664619 | Qualifying CLTV | 79.17 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304664619 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304663380 | Qualifying CLTV | 66.27 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304664449 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304663378 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304676097 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304676097 | Qualifying CLTV | 81.28 | 85.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304676097 | Qualifying LTV | 42.0 | 29.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304637864 | Qualifying CLTV | 58.86 | 60.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304669758 | Qualifying CLTV | 77.94 | 79.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304669758 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304664559 | Qualifying CLTV | 71.94 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304664608 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304664601 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304664595 | Qualifying CLTV | 79.42 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304664595 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304664595 | Qualifying LTV | 27.33 | 30.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304665159 | Property Address | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304665250 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304665249 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304669749 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304677874 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304671628 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304667606 | Qualifying CLTV | 74.89 | 88.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304667606 | Qualifying LTV | 19.72 | 23.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304667606 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304672151 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304667759 | Borrower 1 First Name | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304667759 | Qualifying CLTV | 61.7 | 63.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304672308 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304673597 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304673597 | Qualifying CLTV | 72.22 | 71.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304673597 | Qualifying LTV | 18.76 | 21.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304673597 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304667785 | Qualifying CLTV | 65.95 | 67.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304667784 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304668995 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304668995 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304677792 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304681999 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304681999 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304681999 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304677791 | Primary Appraised Property Value | XXX | XXX | Audit value from appraisal |
| XXXXX | XXXXX | 304677791 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304677791 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304671511 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304671599 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304671599 | Qualifying CLTV | 78.99 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304671599 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304678799 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304671507 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304671534 | Qualifying LTV | 7.43 | 11.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304671534 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304671533 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304673595 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304673665 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304674481 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304674481 | Qualifying LTV | 37.5 | 36.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304679539 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304679539 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304683372 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304676094 | Qualifying CLTV | 84.35 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304676094 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304676094 | Qualifying LTV | 26.56 | 29.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304684760 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304676955 | Qualifying CLTV | 73.17 | 69.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304676955 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304676955 | Qualifying LTV | 17.38 | 14.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304677817 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304677345 | Qualifying CLTV | 72.04 | 70.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304677345 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304678798 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304677739 | Qualifying CLTV | 85.74 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304677859 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304678222 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304678324 | Qualifying CLTV | 73.65 | 72.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304678324 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304678324 | Qualifying LTV | 29.28 | 28.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304678322 | Qualifying CLTV | 84.76 | 87.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304678322 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304678322 | Qualifying LTV | 9.37 | 12.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304678322 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304687253 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304678698 | Borrower 1 Citizen | XXX | XXX | Audit Value verified from Final 1003/hip documents |
| XXXXX | XXXXX | 304681300 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304679556 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304678898 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304678898 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304679538 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304686149 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304681183 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304681392 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304680505 | Qualifying CLTV | 80.94 | 82.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304681182 | Qualifying CLTV | 82.91 | 84.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304686666 | Initial Monthly P&I Or IO Payment | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304681688 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304681870 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304681870 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304681858 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304682158 | Borrower 1 Marital Status | XXX | XXX | Per Final 1003. |
| XXXXX | XXXXX | 304680487 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304692611 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304686665 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304686148 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304688455 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304686146 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304691536 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304686428 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304686428 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304687122 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304687355 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304687717 | Qualifying CLTV | 88.95 | 90.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304688526 | Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304687384 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304692049 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304688539 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304691205 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation in file |
| XXXXX | XXXXX | 304691327 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304691327 | Qualifying CLTV | 83.19 | 81.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304691327 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304691326 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304691392 | Qualifying CLTV | 71.73 | 73.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304691450 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304691448 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304692041 | Qualifying CLTV | 81.82 | 83.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304692069 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304692457 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304692534 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304692630 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304693716 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304693801 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304693790 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304693783 | Borrower 1 Last Name | XXXXX | XXXXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304695433 | Borrower 1 FTHB | false | true | Borrower is not FTHB; refinance transaction |
| XXXXX | XXXXX | 304694943 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304694906 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304698250 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304698202 | Total Monthly Property Insurance Amount | XXX | XXX | Per hazard insurance verification in file |
| XXXXX | XXXXX | 304699112 | Primary Appraised Property Value | XXX | XXX | Audit value from AVM |
| XXXXX | XXXXX | 304699112 | Qualifying CLTV | 60.3 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304699112 | Qualifying Interest Rate | XXX | XXX | Audit value pulled from Note |
| XXXXX | XXXXX | 304699112 | Qualifying LTV | 18.93 | 24.0 | Audit value calculated as subject /value |
| XXXXX | XXXXX | 304699101 | Qualifying CLTV | 73.84 | 75.0 | Audit value calculated as subject + verified senior lien balance/value |
| XXXXX | XXXXX | 304490242 | Occupancy | Investment | Primary Residence | Subject closed an XXX |
| XXXXX | XXXXX | 304489734 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit value calculated per income and debts documented |
| XXXXX | XXXXX | 304378053 | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Per CD |

---

## Exhibit 99.18

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.18**

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Name** | **Seller Loan ID** | **Customer Loan ID** | **Exception ID** | **Exception ID Date** | **Exception Category** | **Exception Subcategory** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Compensating Factors** | **Exception Status** | **Cleared Date** | **Exception Approved Pre Origination** | **Initial DBRS Exception Grade** | **Initial Moodys Exception Grade** | **Initial Kroll Exception Grade** | **Initial S&P Exception Grade** |
| XXX | XXX | 304750185 | FPRO1242 | 09/16/2025 | Credit | Missing Doc | Appraisal is Missing | Appraisal is Missing. AVM missing from file | AVM; AVM | Documentation is sufficient. AVM provided. Exception resolved. ; Appraisal is Present or is Waived; The document provided is the PCI. Request the actual AVM. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.34% is less than Guideline LTV of 10.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/16/2025 | D A | N/A | N/A D | N/A | N/A |
| XXX | XXX | 304730708 | FCRE1183 | 07/31/2025 | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Approval/Underwriting Summary Partially Provided. Lender to provide updated XXX in file reflects monthly income of XXX for co-borrower which was not documented in file and not Stated on Final 1003. | XXX | Approval/Underwriting Summary is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.77% is less than Guideline LTV of 45.77% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 45.77% is less than Guideline CLTV of 45.77% | Resolved | 07/31/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304633040 | finding-842 | 03/20/2025 | Compliance | Points & Fees | AR HB 2598 High Cost Home Loan Points and Fees Threshold Test | There's no evidence of the undiscounted rate in the loan file. The threshold failed by $XXX. This loan failed the high cost home loan points and fees threshold test due to one of the following findings: (XXX Section XXX Definitions, (XXX)(A) he total points and fees (as defined in the legislation) exceed XXX% of the total (as defined in the legislation) if the total is XXX or more he total points and fees exceed XXX% of the total if the total is more than XXX but less than $XXX he total points and fees exceed XXX% of the total if the total is XXX or less. | Attached includes check request, bona fide defense Statement, LOE, amended CD, FedEx label, and copy of the cure check | Cure package provided to borrower; Exception downgrade to a 2/B; Cure package provided to borrower; Exception downgrade to a 2/B | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.9% is less than Guideline LTV of 36.9% | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304755293 | FCRE1495 | 09/24/2025 | Credit | QM-ATR | ATR: Current Employment Not Verified | ATR: Current Employment Not Verified Borrower is self-employed. Lender's guidelines require verification of the business within XXX calendar days of closing. The loan closed XX/XX/XXXX, and the business verification page XXX is dated XX/XX/XXXX. There is an additional verification on page XXX but it is not dated. Please provide a verification of the business that is dated within XXX days of closing. | Reverification was done on XX/XX/XXXX but the timestamp did not show up as the printer settings were to show no header/footer; please see screenshot from our system showing the reverification | Documentation is sufficient. Verification of business provided. Exception resolved.; ATR: Current Employment Was Verified | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.78% is less than Guideline LTV of 13.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | C A | A | A | A | A |
| XXX | XXX | 304758946 | FCRE1495 | 08/13/2025 | Credit | QM-ATR | ATR: Current Employment Not Verified | ATR: Current Employment Not Verified Missing All Income Documentation for Borrower 2 with employer Specialty XXX Partners. | Please see VVOE & W2. | Documentation is sufficient. Income docs provided. Exception resolved.; ATR: Current Employment Was Verified | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | C A | A | A | A | A |
| XXX | XXX | 304432771 | FCRE1495 | 12/16/2024 | Credit | QM-ATR | ATR: Current Employment Not Verified | ATR: Current Employment Not Verified The file is missing evidence of verification of the borrower's current employment. Please provide a copy of the verification of employment completed prior to funding the loan and within XXX business days of the note. | provided the most recent activity for borrower XXX business, its within XXX days of close and reflects that he is currently active | Documentation provided is sufficient. Exception resolved.; ATR: Current Employment Was Verified | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.86% is less than Guideline CLTV of 64.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/16/2024 | C A | A | A | A | A |
| XXX | XXX | 304754779 | FCRE1497 | 08/15/2025 | Credit | QM-ATR | ATR: Reasonable Income or Assets Not Considered | ATR: XXX Income or Assets Not Considered Incomplete income documentation - As per Guidelines WVOE covering the most XXX year period or W-2 forms is required. File only came the recent paystub that Audit used to calculate qualifying income. | provided the XXX and XXX W2s | Documentation is sufficient. W-2's provided. Exception resolved.; ATR: XXX Income or Assets Was Considered | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.63% is less than Guideline CLTV of 65.63% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/15/2025 | C A | A | A | A | A |
| XXX | XXX | 304678898 | FCRE1497 | 05/21/2025 | Credit | QM-ATR | ATR: Reasonable Income or Assets Not Considered | ATR: XXX Income or Assets Not Considered. The Lender calculated the borrower's income incorrectly resulting in a DTI violation. | Submitted DU for income requirements | Documentation provided is sufficient. Exception resolved.; ATR: XXX Income or Assets Was Considered | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% | Resolved | 05/21/2025 | C A | A | A | A | A |
| XXX | XXX | 304685296 | FCRE1497 | 05/19/2025 | Credit | QM-ATR | ATR: Reasonable Income or Assets Not Considered | ATR: XXX Income or Assets Not Considered. File is missing verification of income for the borrower's secondary employment resulting in a DTI violation. | Provided all docs regarding the secondary employment | Condition resolved as we have received all missing income documentation for job XXX ; ATR: XXX Income or Assets Was Considered | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline LTV of 20.08% | Resolved | 05/19/2025 | C A | A | A | A | A |
| XXX | XXX | 304381579 | FCRE1195 | 09/28/2024 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 82.63% exceeds Guideline CLTV of 75% The borrower was approved at a XXX% CLTV. However, the per guidelines the maximum CLTV/HCLTV for a cash-out loan on a principal residence with a credit score of XXX-XXX is XXX% The Borrower's representative credit score is XXX qualifies for a maximum XXX% CLTV/HCLTV. No Lender Exception was located in the loan file. |  | Audited HLTV of 85% is less than or equal to Guideline HLTV of 85% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/28/2024 | C A | A | A | A | A |
| XXX | XXX | 304734796 | FCRE1195 | 09/02/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 90.34% exceeds Guideline CLTV of 90% Most recent principal balance of the 1st mortgage is on the Mortgage Statement dated XX/XX/XXXX but lender utilized $XXX. No evidence of XXX UPB for 1st lien in the loan file. | Utilized the balance that appears on the credit supplement. | Credit supplement provided confirming senior lien balance. CLTV/HLTV meets guidelines. Condition cleared.; Audited HLTV of 85% is less than or equal to Guideline HLTV of 85% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 10.53% | Resolved | 09/02/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304432946 | FCRE1195 | 01/15/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 85% exceeds Guideline CLTV of 85% Exception to allow the CLTV to go up to XXX% is missing. |  | Received Client and Seller response requesting an exception for LTV/CLTV as it meets updated guidelines and XXX purchase criteria. Exception downgraded to a level 2/B. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.15% is less than Guideline LTV of 17.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged |  | No C B | C B | C B | C B | C B |
| XXX | XXX | 304436720 | FCRE1195 | 01/15/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 85.1% exceeds Guideline CLTV of 85.1% Per guidelines score for CLTV of 85.1% is XXX borrower's current minimum credit score is XXX |  | Received Client and Seller response requesting an exception for LTV/CLTV as it meets updated guidelines and XXX purchase criteria. Exception downgraded to a level 2/B. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% | Acknowledged |  | No C B | C B | C B | C B | C B |
| XXX | XXX | 304480922 | FCRE1195 | 02/12/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 85.1% exceeds Guideline HLTV of 85.1% Lender used XXX as balance for 1st lien. Most recent mortgage Statement in file shows outstanding balance of XXX which increases CLTV by XXX%. | December mortgage payment | Documentation provided is sufficient. Exception resolved.; Audited HLTV of 85% is less than or equal to Guideline HLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.05% is less than Guideline LTV of 7.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/12/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490219 | FCRE1195 | 03/05/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Maximum CLTV is 70% on the NOO XX/XX/XXXX Units, Normally XXX% CLTV Lender Approved exception based on the compensation factors, residual Income of XXX per month, and XX/XX/XXXX Years of Own Business. Audited CLTV of 70% exceeds Guideline CLTV of 70% |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490218 | FCRE1195 | 03/04/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 71.97% exceeds Guideline HLTV of 71.97% The Audited CLTV of 71.97% for a XXX Unit XXX property exceeds the Guideline Max CLTV on a XXX Unit XXX property of XXX% However, the loan file contained a lender approved exception allowing loan to proceed even though the CLTV does not meet guidelines. The lender identified the following compensating factors to justify the exception; residual income XXX and years owned business (XXX). |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | Yes C B | C B | C B | C B | C B |
| XXX | XXX | 304490217 | FCRE1195 | 03/04/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited ##LL## exceeds Guideline ##LL## Maximum ##LL## on the NOO XXX Units, Normally XXX% CLTV Lender Approved exception based on the compensation factors, residual Income of XXX per month, and XXX Years of Own Business. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490244 | FCRE1195 | 03/04/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited ##LL## exceeds Guideline ##LL## Maximum ##LL## on the NOO XXX Units Normally XXX% CLTV Lender Approved exception based on the compensation factors, residual income of XXX per month and XXX years of Own Business. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490243 | FCRE1195 | 03/04/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited ##LL## exceeds Guideline ##LL## The maximum LTC/CLTV per guidelines for an XXX property, XX/XX/XXXX units is XXX% The subject transaction is at XXX% However, the Lender granted an exception for the LTV, citing compensating factors of residual income and the number of years the Borrower has owned his business. Acknowledged and downgraded. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490242 | FCRE1195 | 03/04/2025 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited ##LL## exceeds Guideline ##LL## The maximum LTC/CLTV per guidelines for an XXX property, XX/XX/XXXX units is XXX% The subject transaction is at XXX% However, the Lender granted an exception for the LTV, citing compensating factors of residual income and the number of years the Borrower has owned his business. Acknowledged and downgraded. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304309801 | FCRE1193 | 05/10/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The calculated monthly escrow payment was slightly higher than lender calculated monthly payments. The lender calculated the first mortgage lien PITIA at $XXX. However, according to the mortgage Statement, property taxes and HOI, the monthly 1st mortgage PITIA is XXX which is a XXX difference. The 1st mortgage lien breakdown is the principal and interest payment of XXX property taxes XXX per month and HOI XXX per month. The XXX difference is what is causing the DTI to exceed the maximum of XXX% The borrower's VA and SSI income were grossed up to maximum possible and no other debt is included in the borrower's DTI except subject payment of $XXX. | updated income and approval doc XXX | Document provided is sufficient | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.68% is less than Guideline LTV of 11.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.68% is less than Guideline LTV of 11.68% | Resolved | 05/10/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304735055 | FCRE1193 | 09/08/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Difference due to Homeowners Insurance policy in file, higher than prior period premium used by lender; (XX/XX/XXXX-XX/XX/XXXX) used for final review policy period XX/XX/XXXX to XX/XX/XXXX as presented in file. | The borrower also gets a yearly bonus. The average used is XXX added to the calculated base equals $XXX. The corrected monthly expenses being $XXX. The updated DTI is XXX% | Documentation is sufficient. Bonus income used. Exception resolved. ; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 39.25% is less than Guideline CLTV of 74.44% | Resolved | 09/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304749761 | FCRE1193 | 09/24/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% ; Lender used the disability social security income for Borrower 2 of XXX grossed up XXX% of that by XXX% to get $XXX. On the award letter it States that the borrower will receive XXX money that is due from XX/XX/XXXX to XX/XX/XXXX (back-pay that was owed to bwr.), and as of XX/XX/XXXX the monthly payment is $XXX. Due to lack of continuance, income recalculated as XXX grossed up XXX% of that by XXX% per FNMA guidelines = $XXX. This caused DTI to increase above guideline maximum. | attached is the transcripts and findings | Documentation is sufficient. XXX Transcripts provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline LTV of 13.86% | Resolved | 09/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304749863 | FCRE1193 | 09/17/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% XXX% DTI exceeds guidelines due to lender not including monthly debt from XXX in the amount of XXX per month. | XXX account was paid off when the borrower obtained a new vehicle. | Documentation is sufficient. Contract with payoff provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.38% is less than Guideline CLTV of 65.78% | Resolved | 09/17/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304816408 | FCRE1193 | 09/24/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI over XXX% caused by an XXX (#XXX) with a balance of XXX and payment due of XXX showing on credit report and not shown as paid off prior or at closing. The lender did not include this outstanding debt in loan qualifying calculation. | XXX balance is XXX | Documentation is sufficient. Updated XXX Statement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.78% is less than Guideline LTV of 17.9% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304776965 | FCRE1193 | 09/17/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Minimum payment for the student loan should be figured using XXX% of , which was not included along with the HOA monthly payment. | XXX Statement - confirms payment is $XXX. Also, DU attached confirms that the HOA dues were included in the calculations. HOA DUES ARE PAID ANNUALLY XX/XX/XXXX= XXX | Documentation is sufficient. Statement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.57% is less than Guideline CLTV of 53.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/17/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304759850 | FCRE1193 | 09/24/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender under disclosed the PITI for other REO XXX XXX. The Final 1003 reflects XXX PITI while the mortgage Statement and credit report reflect XXX a difference of XXX per month which is the cause a DTI Issue. | Please see LOE attached | Documentation is sufficient. Updated mortgage Statement provided. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.72% is less than Guideline LTV of 8.72% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.72% is less than Guideline LTV of 8.72% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304814752 | FCRE1193 | 09/23/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not include XXX XXX-day account balance of XXX in Total DTI Ratio, the current balance was not paid-off at closing or evidence of sufficient assets to cover the current balance was not provided, resulting in a recalculated Total DTI of XXX%. | Monthly payment is XXX | Documentation is sufficient. Cash out covers XXX day account. DTI within guidelines. Exception rescinded.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304492446 | FCRE1193 | 02/20/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% - It appears lender used a different credit report from the credit report in file. Some outstanding balances and monthly payments captured on Final 1003 differ from credit report provided and no supporting documentations found to verify the values. Most notable is monthly payment of XXX for XXX found on credit report but on Final 1003 as XXX.. | A new XXX S/E income calculator, 1003/XXX uploaded. We included business income from the borrowers 1120s. | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.34% is less than Guideline CLTV of 57.34% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/20/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304353760 | FCRE1193 | 08/26/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Missing documentation to exclude Credit Union in the amount of XXX resulting in DTI exceeding XXX% | Omission docs | Documentation provided is sufficient. Auto loan verified paid by another party; o. to exclude from DTI. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.48% is less than Guideline CLTV of 63.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/26/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304393348 | FCRE1193 | 10/09/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender's social security income calculation of XXX per month could not be supported with the documentation provided. Lender grossed up by XXX% but no evidence that income was non-taxable. Audit calculated per XXX guidelines resulting in DTI violation. | transcripts | Document provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.82% is less than Guideline LTV of 32.82% | Resolved | 10/09/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304378855 | FCRE1193 | 12/18/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% After the audit and addition of the missing liabilities, the back end ratio increased from XXX% to XXX%. The total liabilities after the audit was done was XXX vs what the lenders had as $XXX. Some of the liabilities on the 1003 do not match up with the credit report in file. | Verif XXX debt paid by other party | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 14.81% | Resolved | 12/18/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304398267 | FCRE1193 | 12/18/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The Audited debt to income (DTI) ratio of XXX% includes the borrower's most recent tax amount, hazard insurance premium, and current escrow shortage which exceeds the guideline debt to income of XXX% Please provide an exception approval for exceeding the guideline DTI maximum of XXX% | LOX DTI | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.23% is less than Guideline LTV of 6.23% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.23% is less than Guideline CLTV of 6.23% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/18/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304415811 | FCRE1193 | 11/06/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not add Student loans to the liabilities. Per guidelines if monthly student loans payments is provided on the Credit Report, the lender may use the that amount for qualifying purposes. Unable to locate student loan documentation (the most recent student loan Statement) which may show the correct monthly payment. | Student loan accounts transferred XXX. Credit supplement shows accounts paid and closed. (Begins on page XXX) | Document provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.37% is less than Guideline LTV of 9.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/06/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304437766 | FCRE1193 | 12/30/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender to provide evidence for omitted Student loan payment, per guidelines, deferred loans or loans in forbearance, the lender may calculate a payment equal to XXX% of the outstanding student loan balance (even if this amount is lower than the actual fully amortizing payment), or a fully amortizing payment using the documented loan repayment terms., amount used by lender XXX vs XXX | omitted student loans | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.87% is less than Guideline CLTV of 47.87% | Resolved | 12/30/2024 | C A | A | A | A | A |
| XXX | XXX | 304426775 | FCRE1193 | 12/31/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Loan file is missing evidence of rental income. Income calculator reflects rental income for State Hwy XXX and Dunckel Rd, however no taxes, rental agreements or other documents in file to back up the income. | evidence of rental Income 2XXX tax ret | Document provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.12% is less than Guideline LTV of 18.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | C A | A | A | A | A |
| XXX | XXX | 304437466 | FCRE1193 | 12/18/2024 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% There is an open XXX day charge account where the payment was excluded but cannot exclude without reserves supplied to cover the balance. No assets in file and no DU in file to support the use of cash out to cover the balance. Used XXX% of the balance to calculate the monthly payment. | verif XXX monthly payment | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.55% is less than Guideline LTV of 13.55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.55% is less than Guideline LTV of 13.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/18/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304475097 | FCRE1193 | 02/06/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The discrepancy is due to lender utilizing the incorrect monthly P&I payment for 1st lien. The lender utilized XXX which is only half of the total P&I payment of $XXX. Further, the borrower also pays a monthly PMI monthly payment of XXX which was not included in the 1st lien PITIA monthly payment. Once the 1st lien correct PITIA was added to the DTI, DTI exceeded maximum of XXX% by XXX%. | Updated approval and revised income | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.09% is less than Guideline CLTV of 29.09% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304496662 | FCRE1193 | 02/18/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI Variance (Audit XXX% vs Lender's XXX%) is as a result of Lender including a payment of XXX and unpaid balance of XXX for XXX #XXX. Credit report does not show monthly payment for this account. Audit as per FNMA used the current Credit report on file dated XX/XX/XXXX and included XXX monthly payment which is XXX% of unpaid balance of XXX #XXX. | Installment Account Statement | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.69% is less than Guideline LTV of 26.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.69% is less than Guideline LTV of 26.69% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/18/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304495578 | FCRE1193 | 02/14/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Originating Lender did not include XXX monthly balloon payment that is due and payable in XX/XX/XXXX per credit report dated XX/XX/XXXX Order #XXX. | This was an omitted debt because the borrower returned the leased car and obtained a new lease in the place of that vehicle to avoid paying the balloon payment. | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% |  | Resolved | 02/14/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304495038 | FCRE1193 | 05/06/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% According to the Final 1003 the borrower's is not obligated to a monthly mortgage payment, property taxes or HOI for other REO XXX property XXX. The loan file is missing any documentation for this property. However, the credit report and fraud report reflect borrower is obligated to a monthly mortgage encumbering this property for XXX per month. The borrower's bank Statement in the loan file reflect borrower pays XXX to XXX and a XXX monthly payment payment. After adding the XXX mortgage payment and the XXX HOA Dues payment for the XXX property to borrower's total obligations, the DTI exceeds maximum of XXX% No supporting documents in file as to why lender excluded the monthly obligations for this property from borrower's DTI calculation. | For this file the borrower's dad is making the monthly payments for XXX, \| \| Their names are really similar however, the main difference is that the borrower is XXX and the dad is not, \| \| Please see attached mortgage Statement as it listed XXX and his dad XXX and the bank Statement in file are under the dad's name. \| | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline LTV of 36.99% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline CLTV of 36.99% | Resolved | 05/06/2025 | C A | A | A | A | A |
| XXX | XXX | 304666784 | FCRE1193 | 04/22/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% - The loan file is missing Transmittal form 1008 to determine the amount the lender calculated the subject mortgage 1st lien obligations. The other debt included in the total DTI XXX per month matches the Final 1003, as borrower paid off some debt at closing. The 1st lien monthly P&I was calculated at XXX property taxes of XXX HOI of XXX and MIP of XXX and subject 2nd monthly payment of XXX for a total monthly housing payment XXX which calculates the DTI front end at XXX%. Once the XXX other debt is included the DTI exceeds XXX% However, unable to determine the exact cause of the DTI, without knowing what lender used to for the 1st lien PITIA, but can confirm the audit calculated 1st lien PITIA of XXX and other debt of XXX is the cause of the DTI calculation of XXX% as the monthly income calculated matches the Final 1003. | XXX | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.54% is less than Guideline LTV of 18.54% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/22/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304671518 | FCRE1193 | 05/16/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender grossed up both borrowers' total Social Security income by XXX% however the loan file is missing the most recent Tax Returns or supporting documentation confirming the SSI can be grossed up25%. Therefore, the SSI was grossed up utilizing the FNMA Standard Calculation; XXX% of the monthly benefits is grossed up XXX% This was the cause of the DTI exceeding the maximum allowed. | The credit supplement attached shows that both XXX accounts are at XXX and the mortgage Statement also shows that the MI payment was adjusted to XXX as of March XXX; The XXX account balance is XXX according to the credit supplement and the correct HOI amount was listed on the XXX so therefore there was no increase in the HOI and indeed the DTI is XXX%; There are record of non-filing in the file from trying to get transcripts. This confirms that we can gross up the income. | Issue resolved as we have received evidence of the XXX payments being paid off with zero balances and the corrected monthly MI payment.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Audited DTI of XXX% exceeds Guideline DTI of XXX%; There are two XXX accounts on the credit report, one with a payment of XXX one for $XXX. The MI payment on the Mortgage Statement is XXX not XXX as is listed on the XXX No credit supplement found in file to show the XXX accounts as a zero balance. Even with these XXX revolving accounts paid, with the higher MI the DTI is XXX%. Please provide the credit supplement showing the XXX accounts as paid, and can you document the MI at the lower payment? Exception remains.; After grossing up the income, the increased hazard policy premium and the XXX payment of XXX was included, causing he DTI to be over XXX% Exception remains. ; Audited DTI of XXX% exceeds Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.35% is less than Guideline CLTV of 60.81% | Resolved | 05/16/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304678799 | FCRE1193 | 04/25/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender calculated borrower's income bi-weekly; based on paystub provided borrower is paid semi-monthly resulting in a XXX variance and is the cause of the total DTI exceeding guidelines. | Biweekly pay is a salary or wage paid every two weeks, usually on Fridays. If one payment date falls on a holiday, the standard practice is making the payment on the previous day (i., Thursday). As a year contains XXX weeks, there are XXX biweekly payments annually (XXX/XXX = XXX). | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/25/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304678898 | FCRE1193 | 05/21/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender qualified the borrower using XXX/XXX Schedule C income from two businesses - XXX and XXX, however, the income from XXX was calculated using XXX tax returns only, with a higher income, whereas XXX income was lower and the average from both years was not considered. Audit recalculated the income from Lender's XXX to XXX which resulted in a DTI finding and ATR Risk. Per AUS, using one year tax returns to qualify the borrower would be waived if personal returns covering the most recent two-year period are obtained and if the borrower's individual tax returns show an increase in self-employment income over the last two years. Loan file contains two year tax returns and an increase in income from previous year. | According to DU, if the business has been in business for XXX years or more, then one year of tax returns is required and it does show the income increasing over the years. | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% | Resolved | 05/21/2025 | C A | A | A | A | A |
| XXX | XXX | 304680389 | FCRE1193 | 05/12/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% - Lender excluded liabilities for XXX #XXX with monthly payment of XXX and XXX #XXX with monthly payment of XXX with no evidence in file to support the exclusion of these debts. | These are both installment accounts with less than XXX payments remaining, so our system automatically excludes them from the DTI. XXX does not specify they have an overlay for this, so we follow DU. | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.01% is less than Guideline LTV of 8.67% | Resolved | 05/12/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304685296 | FCRE1193 | 05/19/2025 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The file is missing the paystub and W2s or Verification of employment for the borrower's second employment; XXX; resulting in a lower Income to qualify approved loan. Approved Borrower 1 = XXX Audit Income XXX | Provided the years end check stubs, VVOE, and calculations | Documentation provided is sufficient. Exception resolved.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline LTV of 20.08% | Resolved | 05/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304381579 | FCRE1196 | 09/28/2024 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 82.63% exceeds Guideline HCLTV of 75% The borrower was approved at a XXX% CLTV. However, the per guidelines the maximum CLTV/HCLTV for a cash-out loan on a principal residence with a credit score of XXX-XXX is XXX% The Borrower's representative credit score is XXX qualifies for a maximum XXX% CLTV/HCLTV. No Lender Exception was located in the loan file. |  | Audited HLTV of 85% is less than or equal to Guideline HLTV of 85% | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/28/2024 | C A | A | A | A | A |
| XXX | XXX | 304734796 | FCRE1196 | 09/02/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 90.34% exceeds Guideline HCLTV of 90% Most recent principal balance of the 1st mortgage is on the Mortgage Statement dated XX/XX/XXXX but lender utilized $XXX. No evidence of XXX UPB for 1st lien in the loan file. | Utilized the balance that appears on the credit supplement. | Credit supplement provided confirming senior lien balance. CLTV/HLTV meets guidelines. Condition cleared.; Audited HLTV of 85% is less than or equal to Guideline HLTV of 85% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 10.53% | Resolved | 09/02/2025 | C A | A | A | A | A |
| XXX | XXX | 304432946 | FCRE1196 | 01/15/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 90% exceeds Guideline HCLTV of 85% Exception to allow the HCLTV to go up to XXX% is missing. |  | Received Client and Seller response requesting an exception for LTV/CLTV as it meets updated guidelines and XXX purchase criteria. Exception downgraded to a level 2/B. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.15% is less than Guideline LTV of 17.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged |  | No C B | A B | A B | A B | A B |
| XXX | XXX | 304436720 | FCRE1196 | 01/15/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited CLTV of 85.1% exceeds Guideline CLTV of 85.1% Per guidelines score for CLTV of 85.1% is XXX borrower's current minimum credit score is XXX |  | Received Client and Seller response requesting an exception for LTV/CLTV as it meets updated guidelines and XXX purchase criteria. Exception downgraded to a level 2/B. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% | Acknowledged |  | No C B | A B | A B | A B | A B |
| XXX | XXX | 304480922 | FCRE1196 | 02/12/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 85.1% exceeds Guideline CLTV is 70% Lender used XXX as balance for 1st lien. Most recent mortgage Statement in file shows outstanding balance of XXX which increases CHLTV by XXX%. |  | Audited HLTV of 85% is less than or equal to Guideline ##LN## | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.05% is less than Guideline LTV of 7.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/12/2025 | C A | A | A | A | A |
| XXX | XXX | 304490219 | FCRE1196 | 03/05/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 75% exceeds Guideline HCLTV of 70% Maximum CLTV of 71.97% on the NOO XXX Units, Normally XXX% CLTV Lender Approved exception based on the compensation factors, residual Income of XXX per month, and XXX Years of Own Business. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490218 | FCRE1196 | 03/04/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 71.97% exceeds Guideline HCLTV of 71.97% The Audited HCLTV of 71.97% for a XXX Unit XXX property exceeds the Guideline Max HCLTV on a XXX Unit XXX property of XXX% However, the loan file contained a lender approved exception allowing loan to proceed even though the HCLTV does not meet guidelines. The lender identified the following compensating factors to justify the exception; residual income XXX and years owned business (XXX). |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490217 | FCRE1196 | 03/04/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited ##LL## exceeds Guideline ##LL## Maximum ##LL## on the NOO XXX Units, Normally XXX% CLTV Lender Approved exception based on the compensation factors, residual Income of XXX per month, and XXX Years of Own Business. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490244 | FCRE1196 | 03/04/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited ##LL## exceeds Guideline ##LL## Approved exception based on the compensation factors, residual income of XXX per month and XXX years of Own Business. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490243 | FCRE1196 | 03/04/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited ##LL## exceeds Guideline ##LL## The maximum LTC/CLTV per guidelines for an XXX property, XX/XX/XXXX units is XXX% The subject transaction is at XXX% However, the Lender granted an exception for the LTV, citing compensating factors of residual income and the number of years the Borrower has owned his business. Acknowledged and downgraded. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304490242 | FCRE1196 | 03/04/2025 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited ##LL## exceeds Guideline ##LL## The maximum LTC/CLTV per guidelines for an XXX property, XX/XX/XXXX units is XXX% The subject transaction is at XXX% However, the Lender granted an exception for the LTV, citing compensating factors of residual income and the number of years the Borrower has owned his business. Acknowledged and downgraded. |  | Lender exception documented in file for CLTV/HLTV supported by the following compensating factors: residual income, XXX years self-employed business owner. Exception downgraded to a level 2/B. | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Acknowledged |  | Yes C B | A B | A B | A B | A B |
| XXX | XXX | 304814780 | FCRE9995 | 09/24/2025 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX According to the credit report in file, borrower has an XXX XXX day account #XXX with an outstanding balance of XXX The lender guidelines are silent therefore referring to FNMA requirements. According to FNMA requirements the lender must verify assets to cover account balance for XXX-day (open) accounts or provide evidence the account was paid off prior to close. | Cash out to borrower more than covers this. Per XXX Selling Guide (B3-XXX-XXX, B2-XXX-XXX) this can be wiaved | Documentation is sufficient. Assets are adequate to cover XXX account. Exception rescinded.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304390784 | FCRE9995 | 12/30/2024 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX The borrower has a XXX-day XXX account with a balance of XXX and was excluded from the borrower's DTI. According to the Final 1003 the borrower Stated XXX in assets. However, assets were not in the loan file. Further, guidelines do not allow the cash-out received as use of reserves. Therefore, missing supporting documents to exclude the XXX-day XXX account or include in the DTI. | XXX day XXX lox | Documentation provided is sufficient. Exception resolved.; Audited Reserves of $ are equal to or greater than AUS Required Reserves of XXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.68% is less than Guideline LTV of 24.68% | Resolved | 12/30/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304613721 | FCRE9995 | 03/18/2025 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX There is an open XXX-Day account with XXX with a balance of $XXX. There were no assets in file to cover this amount. XXX reflects loan was manually underwritten and no DU in file to support use of cash back from subject transaction. | Asset account to cover XXX balance | Documentation provided is sufficient. Exception resolved.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% | Resolved | 03/18/2025 | C A | A | A | A | A |
| XXX | XXX | 304637581 | FCRE9995 | 04/30/2025 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX File is missing verification of assets to cover XXX day balance of XXX as required by Fannie Mae guidelines and file did not include eligible DU to utilize cash back from subject loan to cover balance. | DU allows for cash out to be used to cover XXX day accounts | Documentation provided is sufficient. Exception resolved.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.8% is less than Guideline CLTV of 59.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/30/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304678322 | FCRE9995 | 04/23/2025 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX File is missing verification of assets to cover the account balance as required by Fannie Mae Selling Guide B3-XXX-XXX. No DU in file to support use of cash out from subject loan as required by guidelines. | XXX SAVINGS ACCOUNT Statement to cover the reserves | Documentation provided is sufficient. Exception resolved.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.21% is less than Guideline LTV of 25.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/23/2025 | C A | A | A | A | A |
| XXX | XXX | 304687253 | FCRE9995 | 05/19/2025 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of XXX Missing #XXX bank Statement with assets totaling XXX per Final 1003 to cover XXX XXX-day account. Per guidelines lender must verify borrower funds to cover account balance or deliver with eligible DU findings that supports DU allowing the cash back to be used. | provided the bank Statement | Documentation provided is sufficient. Exception resolved.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.21% is less than Guideline CLTV of 61.41% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304755293 | FCRE1316 | 09/24/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Borrower is self-employed. Lender's guidelines require verification of the business within XXX calendar days of closing. The loan closed XX/XX/XXXX, and the business verification in file is dated XX/XX/XXXX. There is an additional verification in file, but it is not dated. Please provide a verification of the business that is dated within XXX days of closing. | Reverified | Documentation is sufficient. Verification of business provided. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.4% is less than Guideline LTV of 13.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304418101 | FCRE1316 | 11/14/2024 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing third party verbal verification of employment for Borrower 1 dated within XXX days of closing. | VOEs | Document provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline CLTV of 60% | Resolved | 11/14/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1316 | 02/10/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing A VVOE in file dated XX/XX/XXXX is more than XXX days from the XX/XX/XXXX. | VVOE | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304716831 | FCRE1316 | 08/14/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VOE for Table Top Linen Rental. | VVOE | Borrower 1 3rd Party VOE Prior to Close Was Provided. Full XXX yr history of employment verified; condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% | Resolved | 08/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304732825 | FCRE1316 | 07/24/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing XXX business days prior to closing to meet guideline requirements. | VOE | Borrower 1 3rd Party VOE Prior to Close Was Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline CLTV of 64.83% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline CLTV of 64.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304684353 | FCRE1316 | 08/06/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing - B1 VVOE reflects XXX as Business name, however, Tax Returns reflect XXX. An updated VVOE is required or documentation clarifying the relationship between the business names. | Please see attached SE VOE | Condition resolved as we have received evidence of the borrowers business name belonging to the borrower. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline LTV of 24.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline CLTV of 24.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304726402 | FCRE1316 | 07/21/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing - required to be within XXX business days prior to the. | B1 VOE | Documentation sufficient. VOE provided. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.8% is less than Guideline CLTV of 76.8% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.8% is less than Guideline CCLTV of 76.8% | Resolved | 07/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304730703 | FCRE1316 | 07/22/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VVOE from XXX as required per guidelines | VOE | Documentation sufficient. VOE provided. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CLTV of 42.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CCLTV of 42.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/22/2025 | D A | A | A | A | A |
| XXX | XXX | 304710314 | FCRE1316 | 07/30/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VOE for XXX per guidelines VOE is required within XXX business days of Closing | voe | Borrower 1 3rd Party VOE Prior to Close Was Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/30/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304695990 | FCRE1316 | 06/13/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Please provide a borrowers VOE within XXX days of closing. | Good morning, please see attached VOE within XXX days of the Note for B1. Thank you, | Borrower 1 3rd Party VOE Prior to Close Was Provided | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.27% is less than Guideline LTV of 9.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.27% is less than Guideline LTV of 9.27% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 06/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304432396 | FCRE1316 | 12/18/2024 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VVOE or Paystub dated within XXX business days to close as required by Guidelines. | 3rd party verif zentek; 3rd party verif zentek | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.24% is less than Guideline LTV of 19.24% | Resolved | 12/18/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304432771 | FCRE1316 | 12/16/2024 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The file is missing a copy of the required verification of employment for the borrower's self employed business. Borrower is contractor with XXX, so validating that they are still an active contractor would have been the prudent way in validating their self employment. Please provide a copy of the completed verification of self employment for the borrower. | provided the YTD XXX income; provided the most recent activity for borrower XXX business, its within XXX days of close and reflects that he is currently active | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.86% is less than Guideline CLTV of 64.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/16/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304477172 | FCRE1316 | 02/18/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing From XXX no less than XXX business days from closing. | Provided the VOE | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.64% is less than Guideline LTV of 8.64% | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304678898 | FCRE1316 | 05/21/2025 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing - VVOE dated XX/XX/XXXX for borrower's two Sole Proprietorship businesses - XXX and XXX are not within XXX days of d XX/XX/XXXX as required by AUS/Lender Guidelines. | Provided the busniess license for XXX and XXX | Documentation provided is sufficient. Exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% | Resolved | 05/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750604 | FCRE1336 | 08/14/2025 | Credit | Missing Doc | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing | SSI Award letter | Documentation is sufficient. Award letter provided. Exception resolved.; Borrower 1 Award Letter Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.9% is less than Guideline LTV of 8.9% | Resolved | 08/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1336 | 02/10/2025 | Credit | Missing Doc | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing The borrower is being qualified utilizing SSI and Pension benefits, but no evidence of an award letter. | SSI and Retirement Documentation | Documentation provided is sufficient. Exception resolved.; Borrower 1 Award Letter Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | A | A | A | A |
| XXX | XXX | 304462066 | FCRE1336 | 01/22/2025 | Credit | Missing Doc | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing Missing most recent Social Security Award letter as award letter provided is dated XX/XX/XXXX, loan closed XX/XX/XXXX. The XXX Award Letter should be available. | provided the XXX award letter, borrower was not able to locate his XXX award letter | Documentation provided is sufficient. Exception resolved.; Borrower 1 Award Letter Provided | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 2.81% is less than Guideline LTV of 2.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.81% is less than Guideline LTV of 2.81% | Resolved | 01/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304684353 | FCRE1327 | 08/06/2025 | Credit | Missing Doc | Borrower 1 Balance Sheet Missing | Borrower 1 Balance Sheet Missing - Per guidelines, Balance Sheet including the most recent month preceding the loan is required | balance sheet | Borrower 1 Balance Sheet Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline LTV of 24.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline CLTV of 24.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304721795 | FCRE1327 | 07/15/2025 | Credit | Missing Doc | Borrower 1 Balance Sheet Missing | Borrower 1 Balance Sheet Missing. Per guidelines Balance Sheet including the most recent month proceeding the loan is required. | balance sheet | Documentation is sufficient. Balance Sheet provided. Exception resolved.; Borrower 1 Balance Sheet Provided | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 07/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1322 | 02/10/2025 | Credit | Missing Doc | Borrower 1 Business Tax Returns Missing | Borrower 1 Business Tax Returns Missing Borrower owns XXX, an XXX, but no evidence of employment and income verification missing from the loan file. | Bus Tax Returns | Documentation provided is sufficient. Exception resolved.; Borrower 1 Business Tax Returns Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | A | A | A | A |
| XXX | XXX | 304721795 | FCRE1322 | 07/15/2025 | Credit | Missing Doc | Borrower 1 Business Tax Returns Missing | Borrower 1 Business Tax Returns Missing. Per guidelines most recent 2yrs business Tax Returns are required. Only signature pages were provided; once business returns have been provided will re-calculate income. | bus tax return | Documentation provided is sufficient. Exception resolved.; Borrower 1 Business Tax Returns Provided; Borrower 1 Business Tax Returns Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 07/15/2025 | D A | A | A | A | A |
| XXX | XXX | 304779576 | FCRE5774 | 09/18/2025 | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Credit report reflects XXX Charge off payments totaling XXX were not paid off. Per guidelines, charge-offs must be paid at or prior to close. | supplement for charge off accounts | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Borrower 1 Credit Report is not partially present. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.07% is less than Guideline LTV of 30.07% | Resolved | 09/18/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304813062 | FCRE5774 | 09/23/2025 | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. - Missing documentation to support credit liability from XXX with outstanding balance of XXX and monthly payment of XXX per Final 1003. The liability is not on the credit report. | tesla agreement | Documentation is sufficient. Lease agreement provided. Exception resolved.; Borrower 1 Credit Report is not partially present. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.84% is less than Guideline LTV of 13.22% | Resolved | 09/23/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304492373 | FCRE5774 | 03/03/2025 | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The Final 1003 list an installment loan from XXX with an unpaid balance of XXX and monthly payment of XXX under section 2c. The credit report dated XX/XX/XXXX does not list this liability. Either a credit supplement or a Statement is required to verify this debt. | Provided the XXX Statement for the loan with a XXX payment | Documentation provided is sufficient. Exception resolved.; Borrower 1 Credit Report is not partially present. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.78% is less than Guideline LTV of 17.78% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.78% is less than Guideline LTV of 17.78% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/03/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304400665 | FCRE5790 | 11/06/2024 | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than XXX days from). Most recent credit report provided is XX/XX/XXXX, which is XXX business days from the and required to be within XXX business days of the. | Gap Credit | Document provided is sufficient. Exception resolved.; Borrower 1 Gap Credit Report is not expired. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% | Resolved | 11/06/2024 | C A | A | A | A | A |
| XXX | XXX | 304492183 | FCRE5782 | 03/19/2025 | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing - Which is required to be within XXX business days of closing. | Gap credit | Documentation provided is sufficient. Exception resolved.; Borrower 1 Gap Credit Report is not missing. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline CLTV of 57.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304107636 | FCRE5782 | 03/15/2024 | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The lender approval in the loan file reflects a pre-close credit report dated within XXX calendar days of the to verify newly opened accounts, judgements, tax liens or undisclosed debt for. However, the loan file is missing this pre-close credit report for the borrower. |  | Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.9% is less than Guideline LTV of 26.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/15/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304438452 | FCRE6019 | 02/07/2025 | Credit | Missing Doc - Credit | Borrower 1 hip Documentation not provided | Borrower 1 hip Documentation Is Missing Missing XXX Patriot Act form and the personal Identification document in file is not legible. | provided the patriot act from and a clear copy of the DL | Documentation provided is sufficient. Exception resolved.; Borrower 1 hip Documentation Provided or Not Required | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.73% is less than Guideline LTV of 9.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.73% is less than Guideline LTV of 9.73% | Resolved | 02/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495076 | FCRE6019 | 02/24/2025 | Credit | Missing Doc - Credit | Borrower 1 hip Documentation not provided | Borrower 1 hip Documentation Is Missing - Missing personal identification document or completed USA Patriot Act disclosure form | Patriot Act for both borrowers | Documentation provided is sufficient. Exception resolved.; Borrower 1 hip Documentation Provided or Not Required | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304495060 | FCRE6019 | 02/20/2025 | Credit | Missing Doc - Credit | Borrower 1 hip Documentation not provided | Borrower 1 hip Documentation Is Missing Patriot Act Disclosure of another borrower were inadvertently mixed in during the submission for audit review. | provided the Patriot act form | Documentation provided is sufficient. Exception resolved.; Borrower 1 hip Documentation Provided or Not Required | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/20/2025 | D A | A | A | A | A |
| XXX | XXX | 304637893 | FCRE6019 | 04/29/2025 | Credit | Missing Doc - Credit | Borrower 1 hip Documentation not provided | Borrower 1 hip Documentation Is Missing - USA Patriot Act Customer Identification Verification on file is invalid its not completed and signed by Borrower. | Provided the patriot act form | Documentation provided is sufficient. Exception resolved.; hip Documentation is provided. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline LTV of 14.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline LTV of 14.28% | Resolved | 04/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304814796 | FCRE1345 | 10/03/2025 | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements Missing - The Borrowers' have Solar Panel's with XXX. However, the loan file is missing the lease agreement or power purchase agreement for verification. | Please see attached | Documentation is sufficient. Solar lease agreement provided. Exception resolved.; Borrower 1 Lease Agreements Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.4% is less than Guideline CLTV of 61.4% | Resolved | 10/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304730703 | FCRE1330 | 07/22/2025 | Credit | Missing Doc | Borrower 1 Paystubs Missing | Borrower 1 Paystubs Missing Missing current paystub from XXX |  | Borrower 1 Paystubs Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CLTV of 42.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CCLTV of 42.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/22/2025 | D A | A | A | A | A |
| XXX | XXX | 304721795 | FCRE1319 | 07/15/2025 | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Borrower 1 Personal Tax Returns Missing. Per guidelines most recent XXX yrs personal Tax Returns are required. Only signature pages were provided in file. | personal tax returns ; tax return | Documentation provided is sufficient. Exception resolved.; Borrower 1 Personal Tax Returns Provided; Need the XXX personal tax returns for XXX and XXX Exception remains.; Borrower 1 Personal Tax Returns Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 07/15/2025 | D A | A | A | A | A |
| XXX | XXX | 304692469 | FCRE1319 | 05/23/2025 | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Borrower 1 Personal Tax Returns Missing. Lender's guidelines require XXX years signed tax returns. The loan file only contains XXX tax returns. | Provided the XXX tax returns | Condition resolved as we have received the missing XXX tax returns. ; Borrower 1 Personal Tax Returns Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.69% is less than Guideline LTV of 4.69% | Resolved | 05/23/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304727953 | FCRE0386 | 08/06/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Missing completed Patriot Act Disclosure, unexpired driver's license or equivalent document for B1 | provided the Patriot Act form and id | Documentation is sufficient. Patriot Act disclosure provided. Exception resolved.; Photo Identification provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.89% is less than Guideline CLTV of 55.57% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304735972 | FCRE0386 | 08/21/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. | provided ID | Documentation is sufficient. ID provided. Exception resolved.; Photo Identification provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 26.61% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304747491 | FCRE0386 | 09/22/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. No expiration date was provided on the Patriot Act Form and the issue date was incorrect. | provided the Patriot act form with expiration date for ID | Documentation is sufficient. Patriot Act provided. Exception resolved.; Photo Identification provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 38.59% | Resolved | 09/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750184 | FCRE0386 | 09/04/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Missing executed Patriot Act Disclosure Form or unexpired Photo Identification. | Patriot Acts | Documentation is sufficient. Patriot Act disclosure provided. Exception resolved.; Photo Identification provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.64% is less than Guideline CLTV of 49.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304777844 | FCRE0386 | 09/15/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Missing B1 phot ID | ID for borr XXX | Documentation is sufficient. ID provided. Exception resolved.; Photo Identification provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.64% is less than Guideline CLTV of 52.64% | Resolved | 09/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304671509 | FCRE0386 | 05/01/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Patriot Act Disclosure reflects an expired State Driver License. | provided the patriot act form | Documentation provided is sufficient. Exception resolved.; Photo Identification provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% | Resolved | 05/01/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304685058 | FCRE0386 | 05/26/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Document used on Patriot Act expired. Missing unexpired information. | Attached borrower ID with expiration date visible | Condition resolved as we have received updated active drivers license for B1.; Photo Identification provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.69% is less than Guideline LTV of 23.69% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304687165 | FCRE0386 | 05/26/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Could not locate the Photo ID or USA Patriot Act Disclosure in the loan file for Borrower 1. | Condition resolved as we have received copies of Drivers License and Patriot Act form. ; provided the id and patriot act form | Photo Identification provided. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.35% is less than Guideline LTV of 50.17% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304687263 | FCRE0386 | 05/09/2025 | Credit | Missing Doc - Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Missing the USA Patriot Act Form for Borrower 1. | provided the patriot act form for XXX (B1) | Documentation provided is sufficient. Exception resolved.; Photo Identification provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.67% is less than Guideline LTV of 31.67% | Resolved | 05/09/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1337 | 02/10/2025 | Credit | Missing Doc | Borrower 1 Separation Agreement Missing | Borrower 1 Separation Agreement Missing According to Underwriting cover letter XXX% of the borrower's pension income goes to the ex-wife as part of divorce agreement. Missing this agreement for verification. | Divorce Decree | Documentation provided is sufficient. Exception resolved.; Borrower 1 Separation Agreement Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | A | A | A | A |
| XXX | XXX | 304303883 | FCRE1324 | 05/01/2024 | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed | XXX signed tax returns | Borrower 1 Tax Returns Are Signed | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.97% is less than Guideline CLTV of 61.97% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.97% is less than Guideline CLTV of 61.97% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/01/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304755293 | FCRE1324 | 09/24/2025 | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed Lender's guidelines require that the tax returns be signed for self-employed borrowers. The personal and business returns in the file are not signed. Please provide evidence tax returns were signed. | Signed tax returns | Documentation is sufficient. Signed XXX returns provided. Exception resolved.; Borrower 1 Tax Returns Are Signed | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.78% is less than Guideline LTV of 13.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | C A | A | A | A | A |
| XXX | XXX | 304766926 | FCRE1324 | 09/22/2025 | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed Borrower is using XXX business income, guidelines require signed tax returns | signed tax returns | Documentation is sufficient. Signed tax return provided. Exception resolved.; Borrower 1 Tax Returns Are Signed | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.7% is less than Guideline LTV of 25.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.62% is less than Guideline LTV of 19.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/22/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304634557 | FCRE1324 | 04/15/2025 | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed | provided signed tax returns | Documentation provided is sufficient. Exception resolved.; Borrower 1 Tax Returns Are Signed | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% | Resolved | 04/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304686133 | FCRE1324 | 05/19/2025 | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed | provided the signed XXX and XXX tax returns | Resolved as we have received the signed returns. ; Borrower 1 Tax Returns Are Signed | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline LTV of 10.33% | Resolved | 05/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304428898 | FCRE1317 | 12/03/2024 | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Borrower 1 Total Years Employment Verified is Less Than XXX Months - Missing verification of Borrower's previous employment to meet XXX year employment verification required by Guidelines. Lender verified Borrower's current employment at 'Hope Harbor' only which started on XX/XX/XXXX, however, loan file does not contain verification of previous employment at Van Buskirk Companies from XX/XX/XXXX to XX/XX/XXXX. | Provided the XXX and XXX W2 for XXX | Document provided is sufficient. Exception resolved.; Borrower 1 Total Years Employment Verified is Greater Than or Equal To XXX Months or Not Applicable (Borrower 1 Employment Status is Employed) | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.78% is less than Guideline CLTV of 69.78% | Resolved | 12/03/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304749923 | FCRE1328 | 08/06/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Borrower 1 and Borrower 2 are retired and should provide SSI award letter or XXX's to support proof of the compensation. However, these documents are missing from the loan file. | provided the SSI and VA benefit letters for both b1 and b2 | Documentation is sufficient. Retirement letter provided. Exception resolved.; Borrower 1 W2/XXX Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304754779 | FCRE1328 | 08/15/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Two years of W-2 forms or WVOE covering a two year period id required per guidelines. | provided the XXX and XXX W2s | Documentation is sufficient. W-2's provided. Exception resolved.; Borrower 1 W2/XXX Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.12% is less than Guideline CLTV of 65.63% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304760332 | FCRE1328 | 08/26/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Borrower's XXX earnings and complete XXX earnings were not verified. TWN in file reflects start date of XX/XX/XXXX. Borrower's XXX earnings were not provided on TWN and only XXX earnings were reflected for XXX which is not consistent with qualifying income. |  | Borrower 1 W2/XXX Provided | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 10.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 10.21% | Resolved | 08/26/2025 | D A | A | A | A | A |
| XXX | XXX | 304816406 | FCRE1328 | 09/17/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Missing XXX W-2 from current employer Oracle | provided the wage and income transcript from XXX | Documentation is sufficient. XXX Transcripts provided. Exception resolved.; Borrower 1 W2/XXX Provided | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.43% is less than Guideline LTV of 20.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.43% is less than Guideline LTV of 20.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/17/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304777790 | FCRE1328 | 09/05/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. A full two years of income verification is required, XXX years of W2s or a full WVOE required to meet guidelines. | Provided the XXX and XXX W2s | Documentation is sufficient. W-2's provided. Exception resolved. ; Borrower 1 W2/XXX Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.79% is less than Guideline CLTV of 48.79% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.79% is less than Guideline CCLTV of 48.79% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/05/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1328 | 02/10/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. The underwriting cover letter States XXX income being utilized as calculated using XXX Taxes/W-2s/1120s. No evidence of W2s or 1099s in the loan file. | XXX Tax Returns W-2's; XXX Tax Returns | Documentation provided is sufficient. Exception resolved.; Borrower 1 W2/XXX Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | A | A | A | A |
| XXX | XXX | 304381246 | FCRE1328 | 10/14/2024 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Current WVOE has been provided for current employer showing XXX income as of XX/XX/XXXX and current YTD income as borrower began employment on XX/XX/XXXX. Missing XXX & XXX W-2 or WVOE covering XXX & XXX for former employer Stakeholder Payroll Holder per Final 1003 | provided XXX and XXX W2s | Borrower 1 W2/XXX Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.08% is less than Guideline LTV of 7.08% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304432247 | FCRE1328 | 12/11/2024 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. W-2 for the last XXX years is missing. | XXX and XXX W2s | Documents provided are sufficient. Exception resolved.; Borrower 1 W2/XXX Provided | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.57% is less than Guideline LTV of 11.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304477034 | FCRE1328 | 01/31/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. File is missing VOE covering the most recent XXX year period, or W-2 forms, year-ending paystubs, or transcripts covering the most recent XXX year period. File only contains YTD paystub. | Provided the B! W-2, VOE, and last check stub for XXX | Documentation provided is sufficient. Exception resolved.; Borrower 1 W2/XXX Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.65% is less than Guideline LTV of 14.65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/31/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304674646 | FCRE1328 | 04/14/2025 | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. - Loan file is missing W-2 forms or transcripts covering the most recent XXX year period required per guidelines. | provided the W2s | Documentation is sufficient. Exception resolved.; Borrower 1 W2/XXX Provided | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline LTV of 22.67% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline CLTV of 22.67% | Resolved | 04/14/2025 | D A | A | A | A | A |
| XXX | XXX | 304749943 | FCRE1333 | 08/06/2025 | Credit | Missing Doc | Borrower 1 WVOE Missing | Borrower 1 WVOE Missing Lenders to verify and confirm approved income of XXX due to Gap and employment history, income must be stable, continuous, and verifiable by employer. | XXX \*XXX = $XX/XX/XXXX= XXX | Borrower 1 WVOE Provided. LOE for job gap provided; income fully documented and Lender's qualifying income supported. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.89% is less than Guideline CLTV of 62.77% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304730703 | FCRE1333 | 07/22/2025 | Credit | Missing Doc | Borrower 1 WVOE Missing | Borrower 1 WVOE Missing Missing WVOE from Multi Media LLC showing Bonus and income. | VOE with income and bonus | Documentation sufficient. WVOE provided. Exception resolved.; Borrower 1 WVOE Provided | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CLTV of 42.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CCLTV of 42.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/22/2025 | D A | A | A | A | A |
| XXX | XXX | 304684353 | FCRE1326 | 08/06/2025 | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing - Per guidelines, A year-to-date profit and loss Statement reporting business revenue, expenses and net income up to and including the most recent month preceding the loan is required. Lender qualified borrower using income earned from ear XX/XX/XXXX Schedule C Business. | profit and loss balance sheet | Borrower 1 YTD Profit & Loss Provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline LTV of 24.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline CLTV of 24.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304721795 | FCRE1326 | 07/15/2025 | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing. Per guidelines, a year-to-date profit and loss Statement reporting business revenue, expenses and net income up to and including the most recent month preceding the loan is required. | profit and los | Documentation provided is sufficient. Exception resolved.; Borrower 1 YTD Profit & Loss Provided; Borrower 1 YTD Profit & Loss Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 07/15/2025 | D A | A | A | A | A |
| XXX | XXX | 304677815 | FCRE1326 | 04/29/2025 | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing - Age of income documentation exceeds XXX days allowed by guidelines. Missing XXX to date P&L Statement to meet guidelines requirement for age of documentation. Lender qualified borrower using tax returns from year XXX only and loan closed in XXX |  | Borrower 1 YTD Profit & Loss Provided | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.57% is less than Guideline LTV of 9.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.57% is less than Guideline LTV of 9.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304677824 | FCRE1347 | 08/15/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | Per FNMA guidelines the paystubs can serve as a VVOE ; XXX is XXX parent company | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX). Paystub dated within XXX business days present in lieu of VVOE as permitted by guidelines. Condition cleared.; Need the VOE for B2 within XXX days of closing. Exception remains.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX). Paystub dated within XXX business days present in lieu of VVOE as permitted by guidelines. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.69% is less than Guideline CLTV of 60.37% XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304756819 | FCRE1347 | 09/03/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Borr2 is a SE fitness/wellness instructor and there is no third party VVOE documentation found in file. | provided web page for fit for mom | Documentation is sufficient. Internet Search provided. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX) | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.38% is less than Guideline LTV of 19.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.38% is less than Guideline LTV of 19.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304760332 | FCRE1347 | 08/26/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Borrower 2 3rd Party VOE Prior to Close Missing | provided the pay stub and rebuttal for B2 | Documentation is sufficient. Current pay stub provided. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX) | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 10.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 10.21% | Resolved | 08/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304418101 | FCRE1347 | 11/14/2024 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing third party verbal verification of employment for Borrower 2 dated within XXX days of closing. | VOEs | Document provided is sufficient. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX) | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 60% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline CLTV of 60% | Resolved | 11/14/2024 | D A | A | A | A | A |
| XXX | XXX | 304758946 | FCRE1347 | 08/13/2025 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing. VVOE missing which is required to be within XXX business days prior to closing. | VVOE | Documentation is sufficient. VOE provided. Exception resolved.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (equals XXX) | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304749923 | FCRE1366 | 08/06/2025 | Credit | Missing Doc | Borrower 2 Award Letter Missing | Borrower 2 Award Letter Missing Borrower 1 and Borrower 2 are retired and should provide SSI award letter or XXX's to support proof of the compensation. However, these documents are missing from the loan file. | provided the SSI and VA benefit letters for both b1 and b2 | Documentation is sufficient. Award Letter provided. Exception resolved.; Borrower 2 Award Letter Provided or Not Applicable (equals XXX) | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304750604 | FCRE1366 | 08/14/2025 | Credit | Missing Doc | Borrower 2 Award Letter Missing | Borrower 2 Award Letter Missing | SSI Award Letter | Documentation is sufficient. Award letter provided. Exception resolved.; Borrower 2 Award Letter Provided or Not Applicable (equals XXX) | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.25% is less than Guideline LTV of 8.9% | Resolved | 08/14/2025 | D A | A | A | A | A |
| XXX | XXX | 304405445 | FCRE1366 | 11/14/2024 | Credit | Missing Doc | Borrower 2 Award Letter Missing | Borrower 2 Award Letter Missing The Final 1003 reflects the co-borrower received XXX per month in retirement income. However, the loan file does not include documentation verifying this income utilized for qualification. | Provided the retirement income docs for the XXX | Document provided is sufficient. Exception resolved.; Borrower 2 Award Letter Provided or Not Applicable (equals XXX) | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% | Resolved | 11/14/2024 | D A | A | A | A | A |
| XXX | XXX | 304671599 | FCRE1366 | 04/14/2025 | Credit | Missing Doc | Borrower 2 Award Letter Missing | Borrower 2 Award Letter Missing - The co-borrower receives XXX Compensation XXX per month according to the Final 1003. However, loan file does not have any documentation verifying these benefits co-borrower receives, which is required in order to use towards income qualification. | provided the COE from the VA | Documentation is sufficient. Exception resolved.; Borrower 2 Award Letter Provided or Not Applicable (equals XXX) | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline CLTV of 63.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/14/2025 | D A | A | A | A | A |
| XXX | XXX | 304637655 | FCRE5775 | 04/11/2025 | Credit | Borrower | Borrower 2 Credit Report is Incomplete | Borrower 2 Credit Report is Partially Present. Missing child support documentation of $XXX.- A copy of the divorce decree, separation agreement, or court order, confirming the amount of the obligation is required. | provided the child support court docs | Documentation provided is sufficient. Exception resolved.; Borrower 2 Credit Report is not partially present. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline LTV of 3.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline LTV of 3.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/11/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304400665 | FCRE5791 | 11/06/2024 | Credit | Closing | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 2 Gap Credit Report is Expired (Greater than XXX days from). Most recent credit report provided is XX/XX/XXXX, which is XXX business days from the and required to be within XXX business days of the. | Gap Credit | Document provided is sufficient. Exception resolved.; Borrower 2 Gap Credit Report is not expired. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% | Resolved | 11/06/2024 | C A | A | A | A | A |
| XXX | XXX | 304405445 | FCRE6914 | 11/14/2024 | Credit | Missing Doc - Credit | Borrower 2 hip Documentation not provided | Borrower 2 hip Documentation Is Missing Could not locate the ID or a XXX Patriot Act form for the co-borrower in the loan file. | provided the patriot act and ids; provided the patriot act and ids | Document provided is sufficient. Exception resolved.; Borrower 2 hip Documentation Provided or Not Required | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% | Resolved | 11/14/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304456436 | FCRE6914 | 12/30/2024 | Credit | Missing Doc - Credit | Borrower 2 hip Documentation not provided | Borrower 2 hip Documentation Is Missing Missing the date of expiration for the ID used on the Patriot Act | Provided updated Patriot act form | Documentation provided is sufficient. Exception resolved.; Borrower 2 hip Documentation Provided or Not Required | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.48% is less than Guideline CLTV of 59.48% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.48% is less than Guideline CCLTV of 59.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/30/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495076 | FCRE6914 | 02/24/2025 | Credit | Missing Doc - Credit | Borrower 2 hip Documentation not provided | Borrower 2 hip Documentation Is Missing - Missing personal identification document or completed USA Patriot Act disclosure form |  | Borrower 2 hip Documentation Provided or Not Required | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304495060 | FCRE6914 | 02/20/2025 | Credit | Missing Doc - Credit | Borrower 2 hip Documentation not provided | Borrower 2 hip Documentation Is Missing Patriot Act Disclosure of another borrower were inadvertently mixed in during the submission for audit review. | provided the Patriot act form | Documentation provided is sufficient. Exception resolved.; Borrower 2 hip Documentation Provided or Not Required | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/20/2025 | D A | A | A | A | A |
| XXX | XXX | 304687165 | FCRE0387 | 05/26/2025 | Credit | Missing Doc - Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. Could not locate the Photo ID or USA Patriot Act Disclosure in the loan file for Borrower 2. | provided the id and patriot act form | Condition resolved as we have received copies of Drivers License and Patriot Act form. ; Photo Identification provided. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.17% is less than Guideline LTV of 50.17% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/26/2025 | D A | A | A | A | A |
| XXX | XXX | 304727931 | FCRE1354 | 08/29/2025 | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Borrower 2 Tax Returns Not Signed Per guidelines; Self Employed XXX year's signed 1040s/tax returns required. Signed copies not in file | signature pages of tax documents | Documentation is sufficient. Signed tax returns provided. Exception resolved.; Borrower 2 Tax Returns Are Signed or Not Applicable (equals XXX) | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.09% is less than Guideline LTV of 14.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304749923 | FCRE1358 | 08/06/2025 | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Borrower 2 W2/XXX Missing. Borrower 1 and Borrower 2 are retired and should provide SSI award letter or XXX's to support proof of the compensation. However, these documents are missing from the loan file. | provided the SSI and VA benefit letters for both b1 and b2 | Documentation is sufficient. Award Letter provided. Exception resolved.; Borrower 2 W2/XXX Provided or Not Applicable (equals XXX) | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 13.44% | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304477034 | FCRE1358 | 01/31/2025 | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Borrower 2 W2/XXX Missing. File is missing VOE covering the most recent XXX year period, or W-2 forms, year-ending paystubs, or transcripts covering the most recent XXX year period. File only contains YTD paystub. | provided B2 W-2s, VOE, and last check stub of XXX | Documentation provided is sufficient. Exception resolved.; Borrower 2 W2/XXX Provided or Not Applicable (equals XXX) | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.65% is less than Guideline LTV of 14.65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/31/2025 | D A | A | A | A | A |
| XXX | XXX | 304381579 | FCRE6618 | 09/09/2024 | Credit | Borrower | Borrower information on 1003 is incomplete | Borrower's Employer information was obscured on the Final 1003 and omitted on the Initial 1003. A legible, Final 1003 reflecting employer information is required. | Final 1003 legible employer | Document provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/09/2024 | C A | A | A | A | A |
| XXX | XXX | 304748526 | FCRE2900 | 08/15/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Missing unexpired Permanent Resident Card as Final 1003 indicates that borrower is a permanent resident | provided the unexpired green card | Documentation is sufficient. Resident Card provided. Exception resolved.; Borrower Identification Document provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.66% is less than Guideline LTV of 25.17% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304755259 | FCRE2900 | 08/29/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Borrower is a XXX, however, the loan file is missing evidence of lawful permanent residency. | provided the green card | Documentation is sufficient. Green card provided. Exception resolved.; Borrower Identification Document provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.08% is less than Guideline LTV of 28.08% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.08% is less than Guideline CLTV of 28.08% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304676961 | FCRE2900 | 04/14/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Per Guideline, the file must contain evidence of lawful permanent residency. XXX Registration Card (XXX) missing. | provided the borrowers XXX | Documentation is sufficient. Exception resolved.; Borrower Identification Document provided. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304666785 | FCRE2900 | 05/16/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Missing a copy of Borrower's Permanent Resident card both front and back. | provided the front and back of the borrowers XXX | Borrower Identification Document provided. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.03% is less than Guideline CLTV of 60.03% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304665341 | FCRE2900 | 04/03/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Pre Guidelines for non-XXX borrower's requires a XXX, a history of visa renewals and no reason to believe employment will cease. | Provided the XXX | Documentation provided is sufficient. Exception resolved.; Borrower Identification Document provided. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23% is less than Guideline LTV of 23% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23% is less than Guideline LTV of 23% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304669749 | FCRE2900 | 04/16/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. According to the Final 1003 the borrower is a XXX, however no supporting documentation in file. | provided the XXX | Documentation provided is sufficient. Exception resolved.; Borrower Identification Document provided. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/16/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304678698 | FCRE2900 | 04/22/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. - Borrower is a XXX, however, the loan file is missing evidence of lawful permanent residency required by guidelines. | provided the borrower's XXX | Documentation provided is sufficient. Exception resolved.; Borrower Identification Document provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.43% is less than Guideline LTV of 29.43% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.43% is less than Guideline CLTV of 29.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692609 | FCRE2900 | 05/08/2025 | Credit | Missing Doc | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Borrower is a Permanent Non-XXX, however missing Work Visa or I-XXX card. | provided the borrowers XXX | Documentation provided is sufficient. Exception resolved.; Borrower Identification Document provided. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.65% is less than Guideline LTV of 26.65% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.65% is less than Guideline CLTV of 26.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304398201 | FCRE3500 | 11/27/2024 | Credit | Borrower | Borrower residency documentation not provided or issue with documentation | Borrower 1 is missing the XXX card. | Provided the B1's residency card (green card) | Document provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.98% is less than Guideline LTV of 5.98% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304364584 | finding-2962 | 08/06/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.17% is less than Guideline LTV of 15.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.17% is less than Guideline LTV of 15.17% | Resolved | 08/06/2024 | A | A | A | A | A |
| XXX | XXX | 304437877 | finding-2962 | 12/05/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.62% is less than Guideline CLTV of 61.62% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.62% is less than Guideline CLTV of 61.62% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304484530 | finding-2962 | 02/05/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.57% is less than Guideline LTV of 24.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304472368 | finding-2962 | 01/29/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.23% is less than Guideline CLTV of 52.23% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304468418 | finding-2962 | 01/21/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.02% is less than Guideline LTV of 29.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304385492 | finding-2962 | 10/07/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 42.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CCLTV of 42.17% | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304387873 | finding-2962 | 11/05/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline CLTV of 62.72% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline CLTV of 62.72% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304401340 | finding-2962 | 10/14/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.99% is less than Guideline CLTV of 66.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.99% is less than Guideline CCLTV of 66.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304405060 | finding-2962 | 11/18/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline CLTV of 5.95% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304415899 | finding-2962 | 11/11/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.21% is less than Guideline CLTV of 35.21% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.21% is less than Guideline CLTV of 35.21% | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304418579 | finding-2962 | 11/15/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51% is less than Guideline CLTV of 51% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51% is less than Guideline CLTV of 51% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304420991 | finding-2962 | 11/27/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.28% is less than Guideline LTV of 7.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304423750 | finding-2962 | 11/18/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304425172 | finding-2962 | 11/18/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CLTV of 74.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CCLTV of 74.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304436363 | finding-2962 | 12/05/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 27.46% is less than Guideline CLTV of 27.46% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 27.46% is less than Guideline CLTV of 27.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304427784 | finding-2962 | 11/27/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 16.35% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304432582 | finding-2962 | 11/27/2024 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.39% is less than Guideline LTV of 30.39% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.39% is less than Guideline CLTV of 30.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304436352 | finding-2962 | 01/15/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.18% is less than Guideline LTV of 12.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.18% is less than Guideline LTV of 12.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304459010 | finding-2962 | 01/07/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304489727 | finding-2962 | 02/15/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.88% is less than Guideline LTV of 19.88% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304454188 | finding-2962 | 04/11/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304462239 | finding-2962 | 01/07/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.6% is less than Guideline LTV of 10.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304472379 | finding-2962 | 01/27/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.38% is less than Guideline LTV of 7.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.38% is less than Guideline LTV of 7.38% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304473665 | finding-2962 | 01/27/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code. While the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304482020 | finding-2962 | 03/19/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.03% is less than Guideline LTV of 11.03% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.03% is less than Guideline CLTV of 11.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304641827 | finding-2962 | 04/07/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Non-QM This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304635639 | finding-2962 | 03/18/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.49% is less than Guideline CLTV of 54.49% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304634438 | finding-2962 | 03/10/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.12% is less than Guideline CLTV of 35.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.12% is less than Guideline CCLTV of 35.12% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304636568 | finding-2962 | 03/18/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.8% is less than Guideline LTV of 24.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304637579 | finding-2962 | 03/19/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304665159 | finding-2962 | 04/07/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304667934 | finding-2962 | 04/09/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 14.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671599 | finding-2962 | 04/09/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline CLTV of 63.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304676829 | finding-2962 | 04/14/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Non-QM This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.56% is less than Guideline LTV of 26.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304677739 | finding-2962 | 04/18/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.82% is less than Guideline CLTV of 55.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678905 | finding-2962 | 04/17/2025 | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.86% is less than Guideline LTV of 12.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304443055 | FCOM1224 | 01/29/2025 | Credit | Missing Doc | Condo Rider is Missing | Condo Rider is Missing AVM reflects property is a condo. Condo Rider is Missing. | Provided updated AVM, property is a PUD | Documentation provided is sufficient. Exception resolved.; The Condo Rider is Present | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 28.96% is less than Guideline CLTV of 28.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304405478 | finding-2502 | 11/07/2024 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.31% is less than Guideline CLTV of 59.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304425126 | finding-2502 | 12/05/2024 | Compliance | Points & Fees | CT Nonprime Home Loan Test | This loan failed the XXX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. HPML compliant |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.73% is less than Guideline LTV of 19.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.73% is less than Guideline LTV of 19.73% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436719 | finding-2502 | 12/09/2024 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant. This loan failed the XXX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.68% is less than Guideline CLTV of 68.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.68% is less than Guideline CLTV of 68.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304438461 | finding-2502 | 12/12/2024 | Compliance | Points & Fees | CT Nonprime Home Loan Test | This loan failed the XXX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. HPML compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304441795 | finding-2502 | 12/11/2024 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML Compliant This loan failed the XXX nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.95% is less than Guideline LTV of 8.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304461896 | finding-2502 | 01/07/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CLTV of 61.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CCLTV of 61.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304467174 | finding-2502 | 01/07/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CLTV of 48.04% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CLTV of 48.04% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304483513 | finding-2502 | 02/03/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.84% is less than Guideline LTV of 15.84% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304471851 | finding-2502 | 01/15/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304480913 | finding-2502 | 01/30/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.65% is less than Guideline CLTV of 66.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304482923 | finding-2502 | 02/04/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML compliant This loan failed the CT nonprime home loan test. The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304676094 | finding-2502 | 04/14/2025 | Compliance | Points & Fees | CT Nonprime Home Loan Test | HPML Compliant This loan failed the CT nonprime home loan test he loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.56% is less than Guideline LTV of 14.05% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304766814 | FCRE1441 | 09/23/2025 | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History Does Not Meet Guideline Requirements Borrower has a collection in the amount of XXX per guidelines any account equal to or greater than XXX must be paid in full prior to or at Closing. | DU findings uploaded per XXX; Please escalate this to XXX. We go by FNMA guidelines and they are fine with that. our DU shows that this account did not need to be paid off through this transaction. Proof was sent to show this.; We follow FNMA guidelines. It does not require collections to be paid at closing. | Delinquent Credit History Meets Guideline Requirements - Received AUS, which now we can follow FNMA Guideline requirements and therefore the Charge Account does not require to be paid off at closing.; DU was not included in loan file and XXX in file reflects manual underwriting; please provide DU for review. Snippet provided appears to be DU but was only partial. Condition remains.; Guidelines specifically State under Derogatory Events: All judgements, charge-offs and non-medical collections under XXX in aggregate must be paid at or prior to close. The account in question is an installment account. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.46% is less than Guideline LTV of 30.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.46% is less than Guideline LTV of 30.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304692453 | FCRE2335 | 05/28/2025 | Credit | Eligibility | DSCR is less than guideline minimum | Qualifying DSCR of XXX is less than guideline minimum requirement of XXX Lender escrow on first lien is $XXX. Total escrow verified to tax Statement and hazard binder in file is XXX | Document Uploaded. | Qualifying DSCR meets Guidelines; According to lender comments, utilized PITIA from 1st lien mortgage Statement. DSCR is within lender guideline. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.66% is less than Guideline CLTV of 46.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/28/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304383815 | FPRO0947 | 09/16/2024 | Credit | Property | External Obsolescence Present | External obsolescence present. The PCI Report reflects there is a very high volume of cars, boats, etc on property. As it appears the borrower is running a commercial business out of subject XXX (The images indicate it could be a motor dealership or possible junk yard). There is no indication in the loan file that lender addressed any of these possible issues. |  | Exception is non-material and graded as level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.93% is less than Guideline LTV of 8.93% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.93% is less than Guideline CLTV of 8.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | No B | B | B | B | B |
| XXX | XXX | 304511499 | FVAL3825 | 03/05/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. - Disaster-XXX-XXX XXX Wildfires and Straight-line Winds, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX, was after the Appraisal Inspection XX/XX/XXXX and no evidence of a post-disaster inspection completed to verify damages if any. | PDI | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.5% is less than Guideline CLTV of 58.5% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.5% is less than Guideline CLTV of 58.5% | Resolved | 03/05/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304492183 | FVAL3825 | 03/19/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in FEMA Disaster Declaration #XXX-DR, Declared as of XX/XX/XXXX. Provided Property Condition Inspection. | Post Disaster Inspection | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline CLTV of 57.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304475222 | FVAL3825 | 01/15/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Subject property county is under individual assistance from XXX and XXX (DR-XXX-CA). | DAIR | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.06% is less than Guideline LTV of 22.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.06% is less than Guideline LTV of 22.06% | Resolved | 01/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304393191 | FVAL3825 | 10/17/2024 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA Major Disaster Declarations called XX/XX/XXXX and Property inspection report predates. Lender to provide an updated property inspection report after the Declaration to verify no damage. | FEMA | Document provided is sufficient. Exception resolved.; Property Inspection Provided. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 22.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 22.12% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/17/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304482020 | FVAL3825 | 03/25/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. The subject property is located in FEMA Declared Disaster Area, DR-XXX-CA \| XXX XXX and XXX with no subsequent property inspection in the file. FEMA deemed XXX a Disaster Area on XX/XX/XXXX with an incident start date of XX/XX/XXXX through XX/XX/XXXX. The loan file contains an appraisal, but it was completed on XX/XX/XXXX, prior to the end of the incident period, which was XX/XX/XXXX. Therefore a post-disaster inspection required. | Post disaster inspection | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.03% is less than Guideline LTV of 11.03% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.03% is less than Guideline CLTV of 11.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/25/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490219 | FVAL3825 | 03/11/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-XXX XXX XXX and XXX, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX-XX/XX/XXXX, which was after the Appraisal Inspection XX/XX/XXXX and no evidence of a post-disaster inspection completed to verify damages if any. | see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/11/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490218 | FVAL3825 | 03/10/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-DR-XXX-XXX XXX XXX and XXX, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX, after the Appraisal Inspection XX/XX/XXXX and no evidence of a post-disaster inspection completed to verify damages if any. | see attached ; see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490217 | FVAL3825 | 03/10/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-XXX XXX, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX, after the appraisal inspection on XX/XX/XXXX. There was no evidence of a post-disaster inspection completed to verify damages, if any. | see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490244 | FVAL3825 | 03/10/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-XXX XXX and XXX, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX-XX/XX/XXXX, after the Appraisal Inspection XX/XX/XXXX and no evidence of a post-disaster inspection completed to verify damages if any. | see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490243 | FVAL3825 | 03/10/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-XXX XXX , declared on XX/XX/XXXX, but occurred on XX/XX/XXXX, after the appraisal inspection XX/XX/XXXX. There was no evidence of a post-disaster inspection completed to verify damages, if any. | see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490242 | FVAL3825 | 03/10/2025 | Credit | Property | FEMA Declared Disaster Dated Prior to the , After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Disaster-XXX XXX XXX and XXX, declared on XX/XX/XXXX, but occurred on XX/XX/XXXX-XX/XX/XXXX, after the Appraisal Inspection XX/XX/XXXX and no evidence of a post-disaster inspection completed to verify damages if any. | see attached | Documentation provided is sufficient. Exception resolved.; Property Inspection Provided. | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304481746 | FCRE1170 | 04/16/2025 | Credit | Insurance | Flood Insurance Expiration Date is before the Disbursement Date | Flood Insurance Expiration Date of XX/XX/XXXX is prior to the Disbursement Date of XX/XX/XXXX | Provided the updated Flood policy | Documentation provided is sufficient. Exception resolved.; Flood Insurance Expiration Date of XX/XX/XXXX is equal to or after the Disbursement Date of XX/XX/XXXX Or Flood Insurance Expiration Date Is Not Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% | Resolved | 04/16/2025 | C A | A | A | A | A |
| XXX | XXX | 304481746 | FCRE1164 | 04/16/2025 | Credit | Missing Doc | Flood Insurance Policy Missing | Missing Flood Insurance Policy - Subject property is in special flood hazard area Zone AE and flood insurance is required. | provided the flood insurance policy | Documentation provided is sufficient. Exception resolved.; Flood policy expired XX/XX/XXXX. Please provide the updated policy. Exception remains.; Flood Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% | Resolved | 04/16/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304309855 | FCRE1204 | 05/20/2024 | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Possible match found on XXX ov for Underwriter | XXX | All Fraud Report Alerts have been cleared or None Exist; XXX ov was not attached, rather a cert of project eligibility for XXX for loan number XXX Exception Remains. | is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/20/2024 | C A | A | A | A | A |
| XXX | XXX | 304731380 | FCRE1204 | 10/01/2025 | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Several high alerts are present on fraud report showing open. | Processor Cert | Documentation is sufficient. Items addressed on Fraud Report provided. Exception resolved.; All Fraud Report Alerts have been cleared or None Exist | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.75% is less than Guideline CLTV of 64.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.75% is less than Guideline CCLTV of 64.75% | Resolved | 10/01/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304442376 | FCRE1204 | 01/15/2025 | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts The fraud report reflected multiple alerts that were not addressed by the lender. | fraud alerts; fraud alerts | Documentation provided is sufficient. Exception resolved.; All Fraud Report Alerts have been cleared or None Exist | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline CLTV of 6.55% | Resolved | 01/15/2025 | C A | A | A | A | A |
| XXX | XXX | 304677950 | FCRE1204 | 05/09/2025 | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts The fraud report reflects a high alert regarding the issue date of the borrower's SSN and recommends the lender obtain proof of the SSN. There was no documentation of the borrower's SSN in file nor an explanation regarding when the SSN was issued. The loan application States the borrower is a XXX. | provided the social security card | Documentation provided is sufficient. Exception resolved.; All Fraud Report Alerts have been cleared or None Exist | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.31% is less than Guideline LTV of 15.31% | Resolved | 05/09/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304675682 | FCRE9121 | 05/06/2025 | Credit | Borrower | Fraud: Red Flag Variances are not properly addressed in the file | The file contains a couple of red flags that don't appear to have been addressed at origination and which a letter of explanation from the borrower should have been obtained. The first item is the XX/XX/XXXX credit union Statement which shows that there was an altered/fictitious check returned in the amount of XXX on XX/XX/XXXX. This deposit was made on XX/XX/XXXX which the borrower had a balance of XXX in the savings account on that day. This does not appear to have been a red flag for the lender as there is no letter of explanation found in the file. It should also be noted that once that deposit was returned on XX/XX/XXXX there are several credit inquires which occurred on XX/XX/XXXX through XX/XX/XXXX which were non-mortgage inquires which means borrower appears to be in need of more funds. Borrower was not on the mortgage and credit indicates borrower may not have always been in charge of handling finances which makes her more prone to elder abuse situations post the death of a spouse. More questions should have been asked by lender and documented in the file following this chain of events. | Please see uploaded LOEs | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.11% is less than Guideline LTV of 17.11% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.11% is less than Guideline LTV of 17.11% | Resolved | 05/06/2025 | C A | A | A | A | A |
| XXX | XXX | 304419022 | FCRE7009 | 11/06/2024 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required total liens of XXX Guidelines require guaranteed replacement cost, or evidence of extended replacement cost. No evidence of a replacement cost estimator in the loan file. | provided the project master cert | Document provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CLTV of 55.27% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline CCLTV of 55.27% | Resolved | 11/06/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304436363 | FCRE7009 | 12/18/2024 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Insurance missing replacement cost endorsement, policy shows Coverage dwelling is based on replacement cost as described in the policy which is missing from loan file. Coverage is not enough to cover both mortgages. | Hazard replacement cost estimator | Documentation provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 27.46% is less than Guideline CLTV of 27.46% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 27.46% is less than Guideline CLTV of 27.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/18/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304429102 | FCRE7009 | 01/08/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Guidelines State dwelling coverage limit should exceed the balances of all liens secured to the property including the new mortgage. Dwelling coverage of XXX does not exceed the balances of XXX | Master Hazard policy | Documentation provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.77% is less than Guideline LTV of 10.77% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.77% is less than Guideline CLTV of 10.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304491984 | FCRE7009 | 02/27/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required The hazard insurance policy in file has a note stating it is H06 - Condominium. The coverage amount listed on policy is not sufficient. The oilic It does State that Coverage A dwelling amount is based on replacement cost, but the no amount listed. | Master Hazard | Documentation provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.23% is less than Guideline CLTV of 64.23% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/27/2025 | C A | A | A | A | A |
| XXX | XXX | 304495160 | FCRE7009 | 04/08/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required XXX - Guideline require dwelling coverage on homeowners insurance coverage to exceed the balance of all liens secured to the property. However, the hazard Insurance coverage of XXX which includes the XXX% Law and Ordinance Coverage is insufficient as it does not exceed the combined balances of XXX ($XXX + $XXX). | RCE for XXX | Documentation provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.38% is less than Guideline LTV of 14.38% | Resolved | 04/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304676816 | FCRE7009 | 04/22/2025 | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required XXX which is insufficient by $XXX. The HOI reflects replacement cost for personal property only and additional coverage for private structures which cannot be used towards the dwelling coverage. Therefore, either need evidence of replacement cost on dwelling coverage or coverage needs to be increased to $XXX. | HOI LOX | Documentation provided is sufficient. Exception resolved.; Hazard Insurance coverage meets guideline requirement | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 11.92% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/22/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304710314 | FCRE1159 | 07/30/2025 | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Missing current Hazard policy with Effective Date of XX/XX/XXXX to XX/XX/XXXX | hoi | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/30/2025 | C A | A | A | A | A |
| XXX | XXX | 304385531 | FCRE1159 | 10/04/2024 | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Lender did not provide previous policy before renewal to confirm no gaps of coverage. | Provided previous HOI policy | Received previous hazard policy. Exception resolved. ; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.2% is less than Guideline CLTV of 79.2% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.2% is less than Guideline CCLTV of 79.2% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/04/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304637883 | FCRE1159 | 03/21/2025 | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Missing prior hazard insurance, prior to renewal date XX/XX/XXXX. | XXX-XXX HOI policy | Documentation provided is sufficient. Exception resolved.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.31% is less than Guideline CLTV of 71.31% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.31% is less than Guideline CCLTV of 71.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304400665 | FCRE1157 | 11/06/2024 | Credit | Missing Doc | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy Homeowner's Policy for subject property has not been provided. | Hazard | Document provided is sufficient. Exception resolved.; Hazard Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 9.92% | Resolved | 11/06/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304354062 | FCRE1158 | 09/03/2024 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided. Missing the Premium amount charged for the Policy. | Hazard insurance | Hazard Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 15% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline CLTV of 15% | Resolved | 09/03/2024 | D A | A | A | A | A |
| XXX | XXX | 304688522 | FCRE1158 | 05/19/2025 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Hazard Insurance Policy was missing a few pages of the entire document. The pages missing contained the premium amount. Please provide a complete copy of the Hazard insurance policy for XXX yr. | provided the policy showing the premium amount. | Documentation provided is sufficient. Exception resolved.; Hazard Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 14.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304691327 | FCRE1158 | 05/08/2025 | Credit | Missing Doc | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided - Replacement cost estimate was calculated on XX/XX/XXXX before homeowner insurance effective date of XX/XX/XXXX. | This is a renewal policy so the replacement cost would be calculated prior to effective date. | Explanation provided is sufficient. Exception resolved.; Hazard Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 34% is less than Guideline CLTV of 34% | Resolved | 05/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304663380 | FCOM3530 | 04/10/2025 | Compliance | TRID | Higher-Priced Mortgage Loan Appraisal Delivery to the Borrower is Greater than 3 days Prior to Consummation (12 CFR 1026.35(c)(6)) | Confirmation of Appraisal delivery date to the borrower of XX/XX/XXXX is less than XXX days prior to consummation of XX/XX/XXXX. Documentation required to confirm the borrower received the appraisal a minimum of XXX business days prior to closing. An appraisal delivery waiver is not allowed on a Non QM HPML loan. The electronic delivery doc in file shows the appraisal was provided to the borrower on XX/XX/XXXX which is not at least XXX days prior to consummation | Please review attached rebuttal and supporting documentation. | Date of Borrower Receipt of Appraisal exceeds XXX business days from Closing Date, or Unable to Determine | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.13% is less than Guideline LTV of 13.61% | Resolved | 04/10/2025 | C A | A | A | A | A |
| XXX | XXX | 304511492 | FCOM3531 | 03/14/2025 | Compliance | TRID | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. | Please see attached copy of the confirmation. Thank you. | Evidence of Appraisal Delivery to the Borrower Provided.; Evidence of Appraisal Delivery to the Borrower Provided. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.5% is less than Guideline LTV of 14.29% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.29% is less than Guideline LTV of 13.68% | Resolved | 03/14/2025 | C A | A | A | A | A |
| XXX | XXX | 304489734 | FCOM3531 | 03/06/2025 | Compliance | TRID | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. |  | Evidence of Appraisal Delivery to the Borrower Provided. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline CLTV of 35.18% | Resolved | 03/06/2025 | C A | A | A | A | A |
| XXX | XXX | 304303883 | finding-3352 | 04/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML with established escrows and met appraisal requirements, therefore, downgraded to grade A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Compliant HPML | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.73% is less than Guideline LTV of 14.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.57% is less than Guideline LTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/29/2024 | A | A | A | A | A |
| XXX | XXX | 304309801 | finding-3352 | 05/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant and allowed per lender guidelines, therefore downgraded to A. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.97% is less than Guideline LTV of 11.24% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.24% is less than Guideline LTV of 75% | Resolved | 05/08/2024 | A | A | A | A | A |
| XXX | XXX | 304309855 | finding-3352 | 05/02/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/02/2024 | A | A | A | A | A |
| XXX | XXX | 304312358 | finding-3352 | 05/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - \| Original LTV is Below the Guideline Maximum - \| Original CLTV is Below the Guideline Maximum - | Resolved | 05/10/2024 | A | A | A | A | A |
| XXX | XXX | 304323234 | finding-3352 | 06/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines, therefore downgraded to A. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.68% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.52% is less than Guideline CLTV of 80% | Resolved | 06/10/2024 | A | A | A | A | A |
| XXX | XXX | 304354062 | finding-3352 | 08/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines, therefore downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.8% is less than Guideline CLTV of 56.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.2% is less than Guideline CCLTV of 56.2% | Resolved | 08/05/2024 | A | A | A | A | A |
| XXX | XXX | 304352004 | finding-3352 | 08/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.23% is less than Guideline CLTV of 46.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.82% is less than Guideline CCLTV of 46.82% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2024 | A | A | A | A | A |
| XXX | XXX | 304337288 | finding-3352 | 07/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.81% is less than Guideline CLTV of 60.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/09/2024 | A | A | A | A | A |
| XXX | XXX | 304364584 | finding-3352 | 08/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.59% is less than Guideline LTV of 10% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10% is less than Guideline LTV of 15.17% | Resolved | 08/06/2024 | A | A | A | A | A |
| XXX | XXX | 304366534 | finding-3352 | 08/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.17% is less than Guideline CLTV of 61.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.44% is less than Guideline CCLTV of 61.44% | Resolved | 08/06/2024 | A | A | A | A | A |
| XXX | XXX | 304372127 | finding-3352 | 08/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.93% is less than Guideline LTV of 7.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.6% is less than Guideline LTV of 6.1% | Resolved | 08/29/2024 | A | A | A | A | A |
| XXX | XXX | 304381579 | finding-3352 | 09/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 82.63% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.1% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/06/2024 | A | A | A | A | A |
| XXX | XXX | 304382168 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline CLTV of 52.72% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.72% is less than Guideline CCLTV of 52.72% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304420317 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.77% is less than Guideline CLTV of 57.19% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.19% is less than Guideline CCLTV of 57.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304422860 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.37% is less than Guideline LTV of 16.87% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304428913 | finding-3352 | 01/20/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 19.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/20/2025 | A | A | A | A | A |
| XXX | XXX | 304426503 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline LTV of 8.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428185 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.92% is less than Guideline LTV of 4.65% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304437877 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.59% is less than Guideline LTV of 7.23% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.23% is less than Guideline CLTV of 61.62% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304438631 | finding-3352 | 12/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.62% is less than Guideline LTV of 6.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.71% is less than Guideline LTV of 8.21% | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304443553 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.76% is less than Guideline LTV of 17.46% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304484530 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.46% is less than Guideline LTV of 24.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304473742 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.68% is less than Guideline CLTV of 56.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497322 | finding-3352 | 02/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.28% is less than Guideline LTV of 17.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.27% is less than Guideline CLTV of 54.43% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304485234 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.54% is less than Guideline LTV of 2.96% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304482869 | finding-3352 | 01/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This loan is an HPML and it meets the closed end 2nd lien requirements |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 2.96% is less than Guideline CLTV of 26.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.87% is less than Guideline CCLTV of 26.87% | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304494113 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.1% is less than Guideline CLTV of 54.8% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495081 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in(12 CFR §1026.43(b)(4), (e)(1)) §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.8% is less than Guideline LTV of 7.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.75% is less than Guideline LTV of 24.01% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304632705 | finding-3352 | 03/12/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90.34% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.16% is less than Guideline LTV of 29.54% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304776784 | finding-3352 | 09/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Loan is a second lien and is Non-QM HPML, therefore full appraisal with interior photos is required. Appraisal is missing. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 10% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Non QM HPML XXX (<$XXX). Exempt from Appraisal | exempt; exception resolved | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.51% is less than Guideline LTV of 33.51% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304511493 | finding-3352 | 02/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 10% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.75% is less than Guideline CLTV of 49.82% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511492 | finding-3352 | 03/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Missing evidence of delivery of appraisal to borrower. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 10% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Please see attached copy of the confirmation. Thank you. | Appraisal delivery provided, HPML compliant; Exception resolved | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.68% is less than Guideline LTV of 13.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.68% is less than Guideline LTV of 13.68% | Resolved | 03/09/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304385441 | finding-3352 | 10/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.92% is less than Guideline LTV of 33.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/15/2024 | A | A | A | A | A |
| XXX | XXX | 304510744 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.45% is less than Guideline CLTV of 76.58% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472368 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.42% is less than Guideline CLTV of 52.23% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304492250 | finding-3352 | 03/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.29% is less than Guideline LTV of 23.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304388008 | finding-3352 | 10/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline LTV of 24.66% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304444778 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304440032 | finding-3352 | 12/23/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 40.13% is less than Guideline LTV of 15.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/23/2024 | A | A | A | A | A |
| XXX | XXX | 304456441 | finding-3352 | 01/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.68% is less than Guideline CLTV of 35.53% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304468418 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.06% is less than Guideline LTV of 29.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304639465 | finding-3352 | 03/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.02% is less than Guideline LTV of 12.97% | Resolved | 03/28/2025 | A | A | A | A | A |
| XXX | XXX | 304485285 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.34% is less than Guideline CLTV of 70.87% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.87% is less than Guideline CLTV of 70.87% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304510993 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.17% is less than Guideline CLTV of 71.38% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304641259 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.73% is less than Guideline LTV of 11.52% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304108947 | finding-3352 | 04/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant; loan passes QM |  | Compliant HPML | Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - | Resolved | 04/29/2024 | A | A | A | A | A |
| XXX | XXX | 304497122 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.26% is less than Guideline CLTV of 42.85% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304496964 | finding-3352 | 02/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.11% is less than Guideline CLTV of 65.23% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.23% is less than Guideline CCLTV of 65.23% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304471858 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.04% is less than Guideline LTV of 13.35% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304368580 | finding-3352 | 08/16/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.35% is less than Guideline LTV of 9.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/16/2024 | A | A | A | A | A |
| XXX | XXX | 304369585 | finding-3352 | 08/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.52% is less than Guideline LTV of 14.92% | Resolved | 08/12/2024 | A | A | A | A | A |
| XXX | XXX | 304393348 | finding-3352 | 09/30/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.92% is less than Guideline LTV of 32.82% | Resolved | 09/30/2024 | A | A | A | A | A |
| XXX | XXX | 304378855 | finding-3352 | 12/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.8% is less than Guideline LTV of 14.81% | Resolved | 12/10/2024 | A | A | A | A | A |
| XXX | XXX | 304381246 | finding-3352 | 10/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.81% is less than Guideline LTV of 7.08% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304382902 | finding-3352 | 10/02/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.2% is less than Guideline LTV of 23.22% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.22% is less than Guideline CLTV of 38.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2024 | A | A | A | A | A |
| XXX | XXX | 304477123 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.7% is less than Guideline LTV of 5.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.6% is less than Guideline CLTV of 60.21% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304386391 | finding-3352 | 10/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Please advise what, if anything, is needed to clear this condition | HPML Compliant; HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.01% is less than Guideline CLTV of 65.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/08/2024 | A | A | A | A | A |
| XXX | XXX | 304385492 | finding-3352 | 10/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Please advise what, if anything, is needed to clear this condition | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.16% is less than Guideline CLTV of 65.16% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.16% is less than Guideline CCLTV of 65.16% | Resolved | 10/08/2024 | A | A | A | A | A |
| XXX | XXX | 304390784 | finding-3352 | 12/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.62% is less than Guideline LTV of 24.68% | Resolved | 12/18/2024 | A | A | A | A | A |
| XXX | XXX | 304393347 | finding-3352 | 12/17/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.68% is less than Guideline CLTV of 34.18% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304387873 | finding-3352 | 11/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.18% is less than Guideline CLTV of 62.72% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline CLTV of 62.72% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304391010 | finding-3352 | 10/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant | Please advise what, if anything, is needed to clear this condition | HPML Compliant; HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.66% is less than Guideline CLTV of 52.3% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/08/2024 | A | A | A | A | A |
| XXX | XXX | 304391216 | finding-3352 | 10/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.3% is less than Guideline LTV of 3.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.46% is less than Guideline LTV of 6.85% | Resolved | 10/29/2024 | A | A | A | A | A |
| XXX | XXX | 304392181 | finding-3352 | 10/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.85% is less than Guideline CLTV of 51.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/15/2024 | A | A | A | A | A |
| XXX | XXX | 304396482 | finding-3352 | 10/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.82% is less than Guideline LTV of 10.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.3% is less than Guideline LTV of 9.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304392122 | finding-3352 | 10/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Please advise what, if anything, is needed to clear this condition | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 31.52% | Resolved | 10/08/2024 | A | A | A | A | A |
| XXX | XXX | 304396745 | finding-3352 | 10/14/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.52% is less than Guideline CLTV of 62.08% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304393160 | finding-3352 | 11/07/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline CLTV of 79.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304393158 | finding-3352 | 10/14/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.56% is less than Guideline CLTV of 73.16% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.16% is less than Guideline CCLTV of 73.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304396157 | finding-3352 | 10/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.53% is less than Guideline LTV of 4.78% \| Qualifying DTI below max allowed. - \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304396766 | finding-3352 | 10/23/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.78% is less than Guideline LTV of 30.15% | Resolved | 10/23/2024 | A | A | A | A | A |
| XXX | XXX | 304401340 | finding-3352 | 10/14/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.15% is less than Guideline CLTV of 77.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.17% is less than Guideline CCLTV of 77.17% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304397158 | finding-3352 | 10/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.99% is less than Guideline LTV of 20.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.25% is less than Guideline LTV of 20.25% | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304402768 | finding-3352 | 12/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.25% is less than Guideline LTV of 17.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/18/2024 | A | A | A | A | A |
| XXX | XXX | 304398041 | finding-3352 | 10/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.52% is less than Guideline CLTV of 65.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.95% is less than Guideline CCLTV of 65.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304398353 | finding-3352 | 12/30/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.23% is less than Guideline LTV of 5.98% | Resolved | 12/30/2024 | A | A | A | A | A |
| XXX | XXX | 304398201 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.98% is less than Guideline LTV of 5.98% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304498564 | finding-3352 | 02/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CLTV of 54.56% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/14/2025 | A | A | A | A | A |
| XXX | XXX | 304405060 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline CLTV of 5.95% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304400620 | finding-3352 | 10/29/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2024 | A | A | A | A | A |
| XXX | XXX | 304402767 | finding-3352 | 11/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.34% is less than Guideline LTV of 20% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 20% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304401287 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 24.99% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304405478 | finding-3352 | 11/07/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.99% is less than Guideline CLTV of 59.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304405445 | finding-3352 | 11/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.14% is less than Guideline LTV of 21.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.52% is less than Guideline CLTV of 77.63% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304405647 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline LTV of 33.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.64% is less than Guideline LTV of 11.91% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304415811 | finding-3352 | 10/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.91% is less than Guideline LTV of 9.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/31/2024 | A | A | A | A | A |
| XXX | XXX | 304416291 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.37% is less than Guideline CLTV of 47.55% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304415899 | finding-3352 | 11/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.55% is less than Guideline LTV of 12.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.77% is less than Guideline CLTV of 35.21% | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304418113 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.21% is less than Guideline LTV of 5.16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.16% is less than Guideline CLTV of 69.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304416195 | finding-3352 | 10/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.27% is less than Guideline CLTV of 69.27% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/31/2024 | A | A | A | A | A |
| XXX | XXX | 304416506 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.27% is less than Guideline LTV of 15.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.01% is less than Guideline CLTV of 77.05% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304458303 | finding-3352 | 12/24/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.05% is less than Guideline LTV of 9.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.14% is less than Guideline CLTV of 59.12% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304442405 | finding-3352 | 12/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.22% is less than Guideline LTV of 9.65% | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304418580 | finding-3352 | 11/07/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.65% is less than Guideline LTV of 16.92% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304418579 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.92% is less than Guideline LTV of 16.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.92% is less than Guideline CLTV of 51% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304419033 | finding-3352 | 11/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines;, therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51% is less than Guideline LTV of 13.69% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.69% is less than Guideline LTV of 17.92% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304418803 | finding-3352 | 11/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.92% is less than Guideline LTV of 13.96% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304420992 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.96% is less than Guideline LTV of 7.25% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304418737 | finding-3352 | 10/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.25% is less than Guideline CLTV of 46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46% is less than Guideline CCLTV of 46% | Resolved | 10/31/2024 | A | A | A | A | A |
| XXX | XXX | 304418931 | finding-3352 | 11/01/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.26% is less than Guideline CLTV of 55.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.08% is less than Guideline CCLTV of 55.08% | Resolved | 11/01/2024 | A | A | A | A | A |
| XXX | XXX | 304418823 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.07% is less than Guideline LTV of 43.36% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304420991 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.36% is less than Guideline LTV of 7.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304419023 | finding-3352 | 11/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines;, therefore, downgraded to A. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.28% is less than Guideline CLTV of 49.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.75% is less than Guideline CCLTV of 49.75% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304419022 | finding-3352 | 10/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.1% is less than Guideline CLTV of 53% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53% is less than Guideline CCLTV of 53% | Resolved | 10/31/2024 | A | A | A | A | A |
| XXX | XXX | 304419518 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.27% is less than Guideline LTV of 7.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.19% is less than Guideline LTV of 12.06% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304420990 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 12.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 10.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304420138 | finding-3352 | 11/01/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline CLTV of 57.86% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.86% is less than Guideline CCLTV of 57.86% | Resolved | 11/01/2024 | A | A | A | A | A |
| XXX | XXX | 304420137 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.86% is less than Guideline LTV of 12.09% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.09% is less than Guideline LTV of 11.39% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304420988 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.39% is less than Guideline CLTV of 47.76% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.76% is less than Guideline CCLTV of 47.76% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304420726 | finding-3352 | 12/03/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.04% is less than Guideline LTV of 9.38% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304437766 | finding-3352 | 12/24/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.87% is less than Guideline CLTV of 47.87% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304428915 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.87% is less than Guideline LTV of 10.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.68% is less than Guideline LTV of 40.18% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304426775 | finding-3352 | 12/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 40.18% is less than Guideline LTV of 18.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304420984 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.12% is less than Guideline LTV of 10.25% | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304422491 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.25% is less than Guideline CLTV of 43.79% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304422489 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.79% is less than Guideline LTV of 7.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.27% is less than Guideline LTV of 23.63% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304422557 | finding-3352 | 12/17/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304437808 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 26.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304420955 | finding-3352 | 11/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.55% is less than Guideline CLTV of 68.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304423659 | finding-3352 | 11/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.91% is less than Guideline LTV of 8.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.5% is less than Guideline LTV of 8.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304423658 | finding-3352 | 11/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CLTV of 59% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CCLTV of 59% | Resolved | 11/21/2024 | A | A | A | A | A |
| XXX | XXX | 304423657 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.23% is less than Guideline CLTV of 69.64% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304422983 | finding-3352 | 11/15/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.64% is less than Guideline LTV of 24.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.49% is less than Guideline LTV of 8.32% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304422966 | finding-3352 | 11/08/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.32% is less than Guideline CLTV of 75.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.88% is less than Guideline CCLTV of 75.88% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304427793 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.91% is less than Guideline CLTV of 52.91% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.91% is less than Guideline CCLTV of 52.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304423750 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.19% is less than Guideline LTV of 7.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304425126 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 19.73% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304425186 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.73% is less than Guideline CLTV of 55% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304423743 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline LTV of 14.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.01% is less than Guideline LTV of 13.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304425604 | finding-3352 | 12/03/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304432400 | finding-3352 | 12/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.18% is less than Guideline CLTV of 53.18% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.18% is less than Guideline CCLTV of 53.18% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304425176 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57% is less than Guideline LTV of 18.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.82% is less than Guideline LTV of 24.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304437853 | finding-3352 | 12/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.7% is less than Guideline LTV of 24.7% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304425172 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.7% is less than Guideline CLTV of 74.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CCLTV of 74.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304426200 | finding-3352 | 11/20/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CLTV of 74.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CCLTV of 74.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2024 | A | A | A | A | A |
| XXX | XXX | 304427791 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline LTV of 19.52% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304426362 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | HPML Compliant; HPML Compliant | Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline LTV of 19.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304433062 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304426505 | finding-3352 | 11/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.98% is less than Guideline LTV of 754% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 754% is less than Guideline LTV of 754% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304426688 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 754% is less than Guideline LTV of 754% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.64% is less than Guideline LTV of 29.3% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304427014 | finding-3352 | 12/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.3% is less than Guideline LTV of 29.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.3% is less than Guideline CLTV of 64.09% | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304436363 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.09% is less than Guideline LTV of 8.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.91% is less than Guideline CLTV of 27.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436420 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 27.46% is less than Guideline LTV of 9.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.62% is less than Guideline LTV of 16.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304427784 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 16.35% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304432247 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 11.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304428898 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.37% is less than Guideline CLTV of 69.78% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304437852 | finding-3352 | 12/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.78% is less than Guideline LTV of 15.25% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.25% is less than Guideline LTV of 16.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304432246 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.42% is less than Guideline LTV of 24.93% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304428893 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.93% is less than Guideline LTV of 24.93% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304429016 | finding-3352 | 12/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.93% is less than Guideline LTV of 12.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/10/2024 | A | A | A | A | A |
| XXX | XXX | 304432582 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.69% is less than Guideline CLTV of 53.91% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.91% is less than Guideline CCLTV of 53.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304432396 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.85% is less than Guideline LTV of 19.24% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304432946 | finding-3352 | 12/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inHLTV of 90% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.24% is less than Guideline LTV of 17.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304432722 | finding-3352 | 11/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.15% is less than Guideline LTV of 30.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304432771 | finding-3352 | 12/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.34% is less than Guideline CLTV of 64.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304432928 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.86% is less than Guideline LTV of 11.83% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.83% is less than Guideline LTV of 12% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304441930 | finding-3352 | 12/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12% is less than Guideline CLTV of 50.46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.46% is less than Guideline CCLTV of 50.46% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304437882 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.56% is less than Guideline LTV of 13.28% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438669 | finding-3352 | 12/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.28% is less than Guideline LTV of 23.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304436352 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.66% is less than Guideline LTV of 4.85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.85% is less than Guideline LTV of 12.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304437881 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.18% is less than Guideline CLTV of 61.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304436417 | finding-3352 | 12/03/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.71% is less than Guideline LTV of 21.92% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304436577 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.92% is less than Guideline LTV of 5.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436541 | finding-3352 | 12/17/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.51% is less than Guideline CLTV of 69.51% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.51% is less than Guideline CCLTV of 69.51% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304437442 | finding-3352 | 12/05/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.9% is less than Guideline LTV of 12.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.08% is less than Guideline LTV of 12.58% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436720 | finding-3352 | 12/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.58% is less than Guideline LTV of 13.77% | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304436638 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304436719 | finding-3352 | 12/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline CLTV of 68.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304436727 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.68% is less than Guideline LTV of 20.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.67% is less than Guideline CLTV of 63% | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304438618 | finding-3352 | 12/09/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.87% is less than Guideline LTV of 27.87% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.87% is less than Guideline LTV of 27.87% | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304437466 | finding-3352 | 12/06/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.91% is less than Guideline LTV of 28.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.51% is less than Guideline LTV of 13.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304443254 | finding-3352 | 01/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.55% is less than Guideline LTV of 11.53% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304441863 | finding-3352 | 12/17/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.53% is less than Guideline LTV of 34.01% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304438480 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.82% is less than Guideline CLTV of 76.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304438617 | finding-3352 | 12/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | ; ; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.49% is less than Guideline LTV of 8.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304438472 | finding-3352 | 12/10/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.76% is less than Guideline CLTV of 74.63% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.63% is less than Guideline CCLTV of 74.63% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/10/2024 | A | A | A | A | A |
| XXX | XXX | 304438470 | finding-3352 | 12/23/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.63% is less than Guideline LTV of 9.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.34% is less than Guideline LTV of 9.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/23/2024 | A | A | A | A | A |
| XXX | XXX | 304459010 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.34% is less than Guideline LTV of 38.33% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304438461 | finding-3352 | 12/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant, appraisal received within XXX days of closing This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304440018 | finding-3352 | 12/23/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% | Resolved | 12/23/2024 | A | A | A | A | A |
| XXX | XXX | 304438456 | finding-3352 | 12/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline CLTV of 52.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304438452 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.74% is less than Guideline LTV of 19.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.45% is less than Guideline LTV of 9.73% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304439181 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.73% is less than Guideline CLTV of 73.93% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.93% is less than Guideline CCLTV of 73.93% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304441795 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.4% is less than Guideline LTV of 8.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304441645 | finding-3352 | 12/24/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.95% is less than Guideline CLTV of 69.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.12% is less than Guideline CCLTV of 69.12% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304438660 | finding-3352 | 12/11/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.17% is less than Guideline CLTV of 73.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304438658 | finding-3352 | 01/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.52% is less than Guideline CLTV of 54% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304489727 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.07% is less than Guideline LTV of 19.88% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304458596 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.88% is less than Guideline LTV of 4.74% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304443926 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.74% is less than Guideline LTV of 34.83% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304441643 | finding-3352 | 12/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.83% is less than Guideline LTV of 34.83% | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304441491 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.83% is less than Guideline LTV of 8.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304441789 | finding-3352 | 12/12/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.6% is less than Guideline CLTV of 60.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.9% is less than Guideline CCLTV of 60.9% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304441822 | finding-3352 | 12/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline LTV of 20.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline CLTV of 20.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304442381 | finding-3352 | 01/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.7% is less than Guideline LTV of 17.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.34% is less than Guideline CLTV of 46.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304442380 | finding-3352 | 12/13/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline LTV of 26.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline LTV of 12.25% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304442376 | finding-3352 | 01/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline CLTV of 50.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.08% is less than Guideline CCLTV of 50.08% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304442626 | finding-3352 | 12/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline CLTV of 15.91% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304443133 | finding-3352 | 01/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304443132 | finding-3352 | 12/18/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/18/2024 | A | A | A | A | A |
| XXX | XXX | 304442968 | finding-3352 | 01/23/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304443056 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline CLTV of 66.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.12% is less than Guideline CCLTV of 66.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304443277 | finding-3352 | 12/17/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 28.96% is less than Guideline LTV of 11.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.46% is less than Guideline CLTV of 46.36% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304443442 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.08% is less than Guideline LTV of 9.15% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline CLTV of 9.15% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304462108 | finding-3352 | 12/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline CLTV of 48.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.73% is less than Guideline CCLTV of 48.73% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304443441 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.89% is less than Guideline LTV of 18.89% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304443910 | finding-3352 | 02/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304443475 | finding-3352 | 12/27/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. Resolved |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.89% is less than Guideline CLTV of 76.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304457948 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.68% is less than Guideline LTV of 12.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304454188 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304443566 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline CLTV of 56.16% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304456438 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.16% is less than Guideline CLTV of 44.59% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline CLTV of 44.59% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304454184 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.61% is less than Guideline LTV of 17.12% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462448 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.91% is less than Guideline CLTV of 55.91% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304456435 | finding-3352 | 12/24/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.48% is less than Guideline LTV of 10.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.71% is less than Guideline CLTV of 46.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304459099 | finding-3352 | 01/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304459368 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline LTV of 7.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.57% is less than Guideline LTV of 20.88% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304470345 | finding-3352 | 03/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.88% is less than Guideline CLTV of 70.98% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304461899 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39.11% is less than Guideline CLTV of 39.11% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462423 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - \| Qualifying DTI below max allowed. - \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304459666 | finding-3352 | 01/02/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.96% is less than Guideline LTV of 24.15% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304461896 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.22% is less than Guideline CLTV of 57.41% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.41% is less than Guideline CCLTV of 57.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304459798 | finding-3352 | 12/31/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.88% is less than Guideline LTV of 5.74% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.74% is less than Guideline CLTV of 5.74% | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304467147 | finding-3352 | 01/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.74% is less than Guideline LTV of 21.98% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304480822 | finding-3352 | 03/06/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.98% is less than Guideline LTV of 21.98% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304462054 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.98% is less than Guideline CLTV of 60.79% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304462066 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.79% is less than Guideline LTV of 38.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.58% is less than Guideline LTV of 2.81% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304473621 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.81% is less than Guideline CLTV of 41.27% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304462352 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.27% is less than Guideline CLTV of 41.27% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.27% is less than Guideline CCLTV of 41.27% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304462239 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline LTV of 10.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304467606 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.9% is less than Guideline LTV of 29.9% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304466786 | finding-3352 | 01/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.1% is less than Guideline LTV of 38.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304467146 | finding-3352 | 01/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.39% is less than Guideline CLTV of 56.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.94% is less than Guideline CCLTV of 56.94% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304487907 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.65% is less than Guideline CLTV of 53.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304467174 | finding-3352 | 01/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.4% is less than Guideline LTV of 11.01% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.01% is less than Guideline CLTV of 48.04% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304473620 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 14.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304469988 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.53% is less than Guideline LTV of 10.44% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304470344 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.44% is less than Guideline LTV of 23.79% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304483513 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.79% is less than Guideline LTV of 15.84% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304470226 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.84% is less than Guideline LTV of 15.6% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304470661 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.6% is less than Guideline CLTV of 41.5% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471855 | finding-3352 | 01/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CLTV of 63.22% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CCLTV of 63.22% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304471740 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.64% is less than Guideline CLTV of 42.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471942 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.79% is less than Guideline CLTV of 53.79% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471851 | finding-3352 | 01/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.79% is less than Guideline LTV of 12.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.63% is less than Guideline LTV of 37.51% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471850 | finding-3352 | 01/22/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline CLTV of 73.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.58% is less than Guideline CCLTV of 73.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/22/2025 | A | A | A | A | A |
| XXX | XXX | 304471792 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.58% is less than Guideline LTV of 36.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.59% is less than Guideline LTV of 10.59% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304471940 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.59% is less than Guideline LTV of 19.19% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304480928 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.19% is less than Guideline CLTV of 44.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.98% is less than Guideline CCLTV of 44.98% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304471930 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.98% is less than Guideline LTV of 24.52% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304472351 | finding-3352 | 01/23/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.4% is less than Guideline LTV of 22.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304472523 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.4% is less than Guideline LTV of 11.43% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304472417 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.43% is less than Guideline CLTV of 72.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.62% is less than Guideline CCLTV of 72.62% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304472522 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline CLTV of 34.59% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472379 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.59% is less than Guideline LTV of 6.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.77% is less than Guideline LTV of 7.38% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304472512 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.92% is less than Guideline CLTV of 60.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.92% is less than Guideline CCLTV of 60.92% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304475013 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.99% is less than Guideline CLTV of 58.27% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472761 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304474224 | finding-3352 | 01/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Compliant HPML |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.27% is less than Guideline LTV of 20.13% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.13% is less than Guideline CLTV of 45.1% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304472801 | finding-3352 | 01/22/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/22/2025 | A | A | A | A | A |
| XXX | XXX | 304473665 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304475189 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline LTV of 14.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.31% is less than Guideline LTV of 22.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304475097 | finding-3352 | 01/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant, downgraded to A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.95% is less than Guideline CLTV of 29.09% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/31/2025 | A | A | A | A | A |
| XXX | XXX | 304475008 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.09% is less than Guideline CLTV of 29.09% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.09% is less than Guideline CCLTV of 29.09% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304474220 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.78% is less than Guideline LTV of 66.67% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304477034 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 14.65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304474219 | finding-3352 | 02/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.65% is less than Guideline LTV of 43.07% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304475049 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.07% is less than Guideline CLTV of 60.32% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304475068 | finding-3352 | 01/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.32% is less than Guideline CLTV of 60.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.32% is less than Guideline CCLTV of 60.32% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304475084 | finding-3352 | 01/23/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.15% is less than Guideline LTV of 12.15% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.15% is less than Guideline LTV of 8.64% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304477172 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.64% is less than Guideline LTV of 8.64% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304476601 | finding-3352 | 01/23/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.64% is less than Guideline LTV of 17.37% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304477204 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.37% is less than Guideline LTV of 22.79% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304481256 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.79% is less than Guideline CLTV of 69.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304481427 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.44% is less than Guideline LTV of 29.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 29.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304480922 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV of 85.1% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.72% is less than Guideline LTV of 7.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304480845 | finding-3352 | 02/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.21% is less than Guideline LTV of 14.67% | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304480920 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.67% is less than Guideline LTV of 14.67% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304480913 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.06% is less than Guideline CLTV of 66.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304480902 | finding-3352 | 02/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.26% is less than Guideline LTV of 15.32% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304480899 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481250 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline LTV of 16.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304480896 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline LTV of 16.34% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline CLTV of 16.34% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304498294 | finding-3352 | 02/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304481374 | finding-3352 | 01/31/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.95% is less than Guideline CLTV of 79.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/31/2025 | A | A | A | A | A |
| XXX | XXX | 304483536 | finding-3352 | 02/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.73% is less than Guideline LTV of 20.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.21% is less than Guideline CLTV of 68.64% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304481431 | finding-3352 | 02/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.9% is less than Guideline CLTV of 41.12% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304481463 | finding-3352 | 01/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.86% is less than Guideline CLTV of 64.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.91% is less than Guideline CCLTV of 64.91% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304481640 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.18% is less than Guideline CLTV of 35.18% | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304484897 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304481720 | finding-3352 | 02/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 10.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline CLTV of 53.09% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304482020 | finding-3352 | 03/19/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.59% is less than Guideline CLTV of 53.97% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.97% is less than Guideline CCLTV of 53.97% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304486596 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.03% is less than Guideline LTV of 9.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304482884 | finding-3352 | 01/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.22% is less than Guideline LTV of 13.45% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.45% is less than Guideline CLTV of 13.45% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304482877 | finding-3352 | 04/16/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.67% is less than Guideline LTV of 17.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304484527 | finding-3352 | 02/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.44% is less than Guideline LTV of 19.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304482871 | finding-3352 | 02/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and it meets the closed end 2nd lien requirements. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304485293 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304490555 | finding-3352 | 03/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304482923 | finding-3352 | 02/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.52% is less than Guideline LTV of 10.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.12% is less than Guideline LTV of 6.91% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304483107 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.21% is less than Guideline LTV of 20.55% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304485265 | finding-3352 | 02/06/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.55% is less than Guideline CLTV of 69.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304484523 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.95% is less than Guideline LTV of 13.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304484893 | finding-3352 | 01/30/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.65% is less than Guideline CLTV of 67.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304485232 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 54.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304636551 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.42% is less than Guideline LTV of 24.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.34% is less than Guideline CLTV of 29.73% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304486387 | finding-3352 | 02/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.73% is less than Guideline CLTV of 29.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.73% is less than Guideline CCLTV of 29.73% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304495095 | finding-3352 | 02/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.02% is less than Guideline LTV of 38.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.02% is less than Guideline LTV of 16.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304491643 | finding-3352 | 02/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.29% is less than Guideline LTV of 28.44% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.44% is less than Guideline CLTV of 28.44% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304492333 | finding-3352 | 02/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CLTV of 57.31% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CCLTV of 57.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304510698 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 22.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.93% is less than Guideline CLTV of 22.93% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304487996 | finding-3352 | 02/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.93% is less than Guideline CLTV of 53.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline CCLTV of 53.75% | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304497471 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304495093 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline LTV of 18.31% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304494302 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 13.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 39.43% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304492419 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline LTV of 39.43% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304495092 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline CLTV of 47.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304490539 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.17% is less than Guideline LTV of 20.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.17% is less than Guideline CLTV of 61% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304491984 | finding-3352 | 02/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.69% is less than Guideline CLTV of 64.23% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304496661 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.9% is less than Guideline CLTV of 52.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304492418 | finding-3352 | 03/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure Required. HPML Loan with established escrows and appraisal requirement met. Downgraded |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.42% is less than Guideline CLTV of 52.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304492256 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.78% is less than Guideline LTV of 23.94% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.94% is less than Guideline CLTV of 23.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304492424 | finding-3352 | 02/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.94% is less than Guideline CLTV of 54.52% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304492558 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline LTV of 9.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.06% is less than Guideline CLTV of 48.9% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304492703 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.96% is less than Guideline CLTV of 65.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.96% is less than Guideline CCLTV of 65.96% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304493038 | finding-3352 | 02/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.56% is less than Guideline LTV of 12.56% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304592828 | finding-3352 | 03/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.68% is less than Guideline CLTV of 60.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.68% is less than Guideline CCLTV of 60.68% | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304494072 | finding-3352 | 02/12/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.06% is less than Guideline CLTV of 38.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/12/2025 | A | A | A | A | A |
| XXX | XXX | 304495073 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.5% is less than Guideline CLTV of 67.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495070 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline LTV of 9.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495060 | finding-3352 | 02/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is an HPML and meets closed end second lien requirements. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304495578 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant, downgraded to A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. |  | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304497470 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline CLTV of 58.08% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304495148 | finding-3352 | 03/12/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.97% is less than Guideline LTV of 15.35% | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304496658 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.35% is less than Guideline CLTV of 58.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.39% is less than Guideline CCLTV of 58.39% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304495160 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.61% is less than Guideline LTV of 14.38% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304495159 | finding-3352 | 02/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.82% is less than Guideline LTV of 12.82% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304634563 | finding-3352 | 03/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.82% is less than Guideline LTV of 14.75% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304510990 | finding-3352 | 02/28/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.75% is less than Guideline LTV of 17.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304498264 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.75% is less than Guideline CLTV of 56.88% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304511538 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline CLTV of 56.88% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497317 | finding-3352 | 02/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline CLTV of 51.13% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304497408 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.54% is less than Guideline LTV of 17.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.7% is less than Guideline LTV of 19.92% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304637163 | finding-3352 | 03/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.92% is less than Guideline LTV of 21.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304512127 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.83% is less than Guideline CLTV of 70.14% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304510785 | finding-3352 | 04/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.06% is less than Guideline CLTV of 50.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304613714 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 16.22% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304498517 | finding-3352 | 02/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.65% is less than Guideline LTV of 7.71% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304510356 | finding-3352 | 02/24/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.04% is less than Guideline LTV of 8.74% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304634682 | finding-3352 | 03/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.74% is less than Guideline CLTV of 71.64% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304510765 | finding-3352 | 02/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.64% is less than Guideline LTV of 15.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.3% is less than Guideline LTV of 15.16% | Resolved | 02/25/2025 | A | A | A | A | A |
| XXX | XXX | 304510691 | finding-3352 | 03/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 5.93% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304510677 | finding-3352 | 02/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant- Appraisal requirement required This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline LTV of 8.99% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304644284 | finding-3352 | 03/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline LTV of 18.17% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304638615 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline LTV of 18.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline LTV of 15.94% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304511424 | finding-3352 | 02/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant, downgraded to A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.3% is less than Guideline LTV of 20.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.3% is less than Guideline CLTV of 42.09% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304510989 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CLTV of 42.09% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304510968 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304632023 | finding-3352 | 03/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. Exception downgraded. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CCLTV of 62.67% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304641827 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 13.84% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304613719 | finding-3352 | 02/21/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.34% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304631794 | finding-3352 | 03/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637656 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline CLTV of 59.23% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.23% is less than Guideline CCLTV of 59.23% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304677930 | finding-3352 | 03/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.74% is less than Guideline LTV of 20.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.74% is less than Guideline CLTV of 54.97% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304635639 | finding-3352 | 03/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.21% is less than Guideline CLTV of 54.49% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304637680 | finding-3352 | 03/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.95% is less than Guideline LTV of 8.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.18% is less than Guideline LTV of 23.36% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304632666 | finding-3352 | 03/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.36% is less than Guideline LTV of 20.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304633475 | finding-3352 | 03/05/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant. Exception downgraded. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline CLTV of 76.6% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.6% is less than Guideline CCLTV of 76.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304632756 | finding-3352 | 03/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.75% is less than Guideline LTV of 27.75% | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304632755 | finding-3352 | 02/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.75% is less than Guideline LTV of 12.59% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304632766 | finding-3352 | 03/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.59% is less than Guideline CLTV of 59.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.73% is less than Guideline CCLTV of 59.73% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304492533 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.9% is less than Guideline CLTV of 79.81% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304634557 | finding-3352 | 04/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304633040 | finding-3352 | 03/20/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.95% is less than Guideline LTV of 36.9% | Resolved | 03/20/2025 | A | A | A | A | A |
| XXX | XXX | 304635005 | finding-3352 | 03/13/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline LTV of 3.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline CLTV of 32.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304637582 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.91% is less than Guideline LTV of 15.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.44% is less than Guideline LTV of 5.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304634438 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.64% is less than Guideline CLTV of 58.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.88% is less than Guideline CCLTV of 58.88% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304635065 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.14% is less than Guideline LTV of 22.04% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304636568 | finding-3352 | 03/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 24.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304636528 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304637162 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.8% is less than Guideline LTV of 24.8% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637654 | finding-3352 | 03/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.95% is less than Guideline CLTV of 59.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.95% is less than Guideline CCLTV of 59.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304638508 | finding-3352 | 04/01/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304637579 | finding-3352 | 03/19/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304638978 | finding-3352 | 04/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.43% is less than Guideline CLTV of 44.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304638305 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.69% is less than Guideline CLTV of 59.5% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637565 | finding-3352 | 03/12/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304637564 | finding-3352 | 03/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CLTV of 47.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CCLTV of 47.99% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304640132 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CLTV of 47.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CCLTV of 47.99% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304638302 | finding-3352 | 03/12/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline LTV of 11.81% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304638994 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline LTV of 11.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline CLTV of 79.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637866 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.91% is less than Guideline LTV of 16.49% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.49% is less than Guideline LTV of 21.48% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637865 | finding-3352 | 03/19/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.48% is less than Guideline LTV of 9.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.55% is less than Guideline CLTV of 9.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304637893 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.31% is less than Guideline LTV of 19.81% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.81% is less than Guideline LTV of 14.28% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304638534 | finding-3352 | 04/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 68.29% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304639854 | finding-3352 | 03/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.79% is less than Guideline CLTV of 63.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.96% is less than Guideline CCLTV of 63.96% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304673600 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304639455 | finding-3352 | 03/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304638974 | finding-3352 | 03/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.01% is less than Guideline CLTV of 66.01% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304675704 | finding-3352 | 04/08/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.37% is less than Guideline CLTV of 79.13% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304639656 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.13% is less than Guideline LTV of 7.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.52% is less than Guideline CLTV of 59.28% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304640114 | finding-3352 | 03/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.28% is less than Guideline LTV of 14.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.74% is less than Guideline LTV of 12.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304679558 | finding-3352 | 04/15/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant, downgraded to A |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline LTV of 7.62% | Resolved | 04/15/2025 | A | A | A | A | A |
| XXX | XXX | 304640274 | finding-3352 | 03/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.1% is less than Guideline LTV of 24.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304640530 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.29% is less than Guideline LTV of 33.45% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304640529 | finding-3352 | 03/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.45% is less than Guideline CLTV of 60.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304640526 | finding-3352 | 03/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.09% is less than Guideline CLTV of 60.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304632578 | finding-3352 | 03/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.84% is less than Guideline LTV of 12.39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304641666 | finding-3352 | 03/26/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline LTV of 9.18% | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304642440 | finding-3352 | 03/19/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline CLTV of 76.85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.85% is less than Guideline CCLTV of 76.85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304642996 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.31% is less than Guideline CLTV of 63.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.88% is less than Guideline CCLTV of 63.88% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304643150 | finding-3352 | 03/19/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline LTV of 24.55% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304643238 | finding-3352 | 03/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 16.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304643236 | finding-3352 | 03/25/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.78% is less than Guideline CLTV of 63.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.78% is less than Guideline CCLTV of 63.78% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304671728 | finding-3352 | 04/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.29% is less than Guideline CLTV of 53.47% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304665344 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.71% is less than Guideline LTV of 9.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304664619 | finding-3352 | 04/16/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 8.39% | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304664450 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 8.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304663380 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Documentation required to confirm the borrower received the appraisal a minimum of XXX business days prior to closing. |  | Appraisal report receipt date provided, HPML compliant. Exception resolved | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.61% is less than Guideline LTV of 13.61% | Resolved | 04/09/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304663378 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77% is less than Guideline LTV of 42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42% is less than Guideline LTV of 42% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304664615 | finding-3352 | 04/08/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.88% is less than Guideline CLTV of 37.28% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304664611 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.28% is less than Guideline CLTV of 37.28% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304664608 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.36% is less than Guideline LTV of 16.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304664602 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.98% is less than Guideline CLTV of 67.54% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.54% is less than Guideline CCLTV of 67.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304664595 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.33% is less than Guideline CLTV of 79.42% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.42% is less than Guideline CCLTV of 79.42% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304665159 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304665343 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304665342 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304669749 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304666784 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.97% is less than Guideline LTV of 18.54% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304667934 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.54% is less than Guideline LTV of 14.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304669748 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 19.72% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304672308 | finding-3352 | 04/04/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.45% is less than Guideline LTV of 14.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304667757 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.2% is less than Guideline LTV of 21.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.51% is less than Guideline CLTV of 21.51% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304667784 | finding-3352 | 04/03/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.94% is less than Guideline LTV of 17.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304668995 | finding-3352 | 03/27/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.96% is less than Guideline CLTV of 50.01% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304677792 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.01% is less than Guideline CLTV of 50.01% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.01% is less than Guideline CCLTV of 50.01% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304672307 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline LTV of 20.35% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304676176 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.38% is less than Guideline LTV of 13.26% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671511 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.26% is less than Guideline LTV of 8.2% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.2% is less than Guideline CLTV of 8.2% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304671599 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.2% is less than Guideline CLTV of 63.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671534 | finding-3352 | 04/07/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304676790 | finding-3352 | 04/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.72% is less than Guideline LTV of 13.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.49% is less than Guideline LTV of 5.51% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304672304 | finding-3352 | 04/29/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML non-compliant. Missing full appraisal and borrower receipt of appraisal. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Please see attached rebuttal | HPML compliant, under the threshold; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/29/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304675702 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline LTV of 22.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304676829 | finding-3352 | 04/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.99% is less than Guideline LTV of 26.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304676094 | finding-3352 | 04/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.05% is less than Guideline LTV of 14.05% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304676958 | finding-3352 | 04/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline CLTV of 58.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304676816 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Non-QM This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.01% is less than Guideline LTV of 11.92% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304676954 | finding-3352 | 04/10/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.51% is less than Guideline LTV of 22.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 22.51% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304676948 | finding-3352 | 04/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 25.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304676945 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.83% is less than Guideline LTV of 25.83% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677396 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline LTV of 8.01% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677345 | finding-3352 | 04/11/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.54% is less than Guideline CLTV of 72.04% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.04% is less than Guideline CCLTV of 72.04% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677717 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.8% is less than Guideline LTV of 12.71% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304677816 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.97% is less than Guideline LTV of 30.57% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304677715 | finding-3352 | 04/09/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.05% is less than Guideline LTV of 17.2% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304677739 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.42% is less than Guideline CLTV of 55.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304677859 | finding-3352 | 04/14/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.57% is less than Guideline LTV of 23.06% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304678506 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Corrections on NOTE RID DISCLOSURE HEADER FCD, DISCLOSURESV2. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678323 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.76% is less than Guideline LTV of 14.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678907 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.66% is less than Guideline LTV of 5.66% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678905 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.66% is less than Guideline LTV of 12.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304679556 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.64% is less than Guideline LTV of 22.32% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678899 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.41% is less than Guideline CLTV of 71.56% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304680484 | finding-3352 | 04/18/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.55% is less than Guideline CLTV of 61.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304681037 | finding-3352 | 04/17/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements inCLTV is 70% §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 13.7% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline CLTV of 13.7% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304489734 | finding-3352 | 03/06/2025 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML exception not downgraded as missing evidence of appraisal delivery to Borrower. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in##LL## §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Appraisal Delivery | Appraisal delivery provided, HPML compliant; Exception resolved | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline CLTV of 35.18% | Resolved | 03/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304378053 | finding-3352 | 08/21/2024 | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in##LL## §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline ##CGJ## \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/21/2024 | A | A | A | A | A |
| XXX | XXX | 304429173 | FCRE7375 | 11/27/2024 | Credit | Borrower | hip Does Not Meet Guideline Requirements | Borrower is a XXX, the file must contain evidence of lawful permanent residency. | Provided borrower's residency card (green card) | Document provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.59% is less than Guideline CLTV of 62.59% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.59% is less than Guideline CCLTV of 62.59% | Resolved | 11/27/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304818556 | FCRE1176 | 09/25/2025 | Credit | Insurance | HO6 Insurance Policy Effective Date is after the | HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX Missing current HO-6 with the Effective Date of XX/XX/XXXX to XX/XX/XXXX | proof of XXX-XXX policy continuance; HO-6 | Documentation is sufficient. Updated policy information provided. Exception resolved.; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or HO-6 Insurance Policy Effective Date Is Not Provided; Policy provided is the same one effective after the closing date, Need previous policy to show continuous coverage. Exception remains. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.87% is less than Guideline LTV of 19.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2025 | C A | A | A | A | A |
| XXX | XXX | 304692074 | FCRE1180 | 08/06/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing | provided the HO6 master policy | Documentation is sufficient. Policy provided. Exception resolved.; HO-6 Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.65% is less than Guideline LTV of 23.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.65% is less than Guideline LTV of 23.65% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304725129 | FCRE1180 | 08/26/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing | HO6 lox | Documentation is sufficient. Policy provided. Exception resolved.; HO-6 Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.79% is less than Guideline CLTV of 37.79% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.79% is less than Guideline CCLTV of 37.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304510744 | FCRE1180 | 02/27/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing along with HOA XXX master policy. | XXX Master Ins Policy and Warranty | Documentation provided is sufficient. Exception resolved.; HO-6 Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.58% is less than Guideline CLTV of 76.58% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304789546 | FCRE1180 | 09/11/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing Information taken from Current Loan History from 1st lien Holder. Copy of HO-6 is required | WALLS IN | Documentation is sufficient. Policy provided. Exception resolved.; HO-6 Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.75% is less than Guideline LTV of 24.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.75% is less than Guideline LTV of 24.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/11/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304480902 | FCRE1180 | 02/18/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing The file is missing evidence of the HO6 policy. | Provided the HO6 policy | Documentation provided is sufficient. Exception resolved.; HO-6 Insurance Policy is fully present; HO-6 Insurance Policy is Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline LTV of 15.32% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495097 | FCRE1180 | 05/19/2025 | Credit | Missing Doc | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing Final XXX show monthly premium of XXX missing current policy | provided the HO6 policy | Documentation provided is sufficient. Exception resolved.; HO-6 Insurance Policy is fully present |  | Resolved | 05/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304443553 | FCRE1173 | 01/20/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.46% is less than Guideline LTV of 17.46% | Resolved | 01/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304477232 | FCRE1173 | 02/13/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master Cert.; h06 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Need the Master policy for the project. Exception remains. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.68% is less than Guideline CLTV of 61.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.68% is less than Guideline CCLTV of 61.68% | Resolved | 02/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481722 | FCRE1173 | 03/13/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.29% is less than Guideline LTV of 20.29% | Resolved | 03/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692074 | FCRE1173 | 08/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is a XXX | provided the HO6 master policy | Documentation is sufficient. Policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.65% is less than Guideline LTV of 23.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.65% is less than Guideline LTV of 23.65% | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304702031 | FCRE1173 | 08/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master Ins Cert | Documentation is sufficient. HO6 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.81% is less than Guideline CLTV of 29.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304725129 | FCRE1173 | 08/26/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master Hazard | Documentation is sufficient. Master policy covers walls in. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.79% is less than Guideline CLTV of 37.79% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.79% is less than Guideline CCLTV of 37.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/26/2025 | D A | A | A | A | A |
| XXX | XXX | 304715475 | FCRE1173 | 08/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master policy | Documentation is sufficient. HO6 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.91% is less than Guideline LTV of 15.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.39% is less than Guideline LTV of 20.16% | Resolved | 08/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304729967 | FCRE1173 | 08/12/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. Master policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% | Resolved | 08/12/2025 | D A | A | A | A | A |
| XXX | XXX | 304750000 | FCRE1173 | 08/13/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master HOA policy is missing. | provided the HO6 master policy | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.38% is less than Guideline LTV of 33.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.73% is less than Guideline CLTV of 33.73% | Resolved | 08/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304732843 | FCRE1173 | 08/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. Policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.61% is less than Guideline CLTV of 73.94% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750183 | FCRE1173 | 08/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master Insurance Certificate for XXX XXX missing from subject loan file. | master cert | Documentation is sufficient. HO6 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.59% is less than Guideline CLTV of 72.34% | Resolved | 08/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304778060 | FCRE1173 | 09/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | master cert; provided the HO6 policy | Documentation is sufficient. Master policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present; Need the Master Policy for the project. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.09% is less than Guideline LTV of 10.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.84% is less than Guideline CLTV of 52.54% | Resolved | 09/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304755293 | FCRE1173 | 09/24/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject is a XXX and the master XXX policy is not in the file. Please provide a copy of the master policy. | master cert | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.78% is less than Guideline LTV of 13.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304758033 | FCRE1173 | 08/25/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the master HO6 master policy | HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.24% is less than Guideline CLTV of 67% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304777791 | FCRE1173 | 09/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | master cert | Documentation is sufficient. Master policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.09% is less than Guideline LTV of 10.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.09% is less than Guideline LTV of 10.09% | Resolved | 09/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304733107 | FCRE1173 | 09/03/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation is sufficient. H06 Policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.69% is less than Guideline LTV of 28.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.27% is less than Guideline CLTV of 62.14% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304818556 | FCRE1173 | 09/25/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | master cert; HO-6 | Documentation is sufficient. H06 policy provided. Exception resolved.; HO-6 Master Insurance Policy is fully present; ; Need Master policy for complex. Exception remains. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.87% is less than Guideline LTV of 19.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304818541 | FCRE1173 | 09/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Lender to provide the Master XXX Blanket Insurance Policy. | provided the HO6 | HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.06% is less than Guideline LTV of 21.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.06% is less than Guideline LTV of 21.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304398686 | FCRE1173 | 10/18/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing required Master Insurance Policy for XXX. Policy provided does not State that it covers walls-in. | Provided HO6 master policy | Document provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.8% is less than Guideline LTV of 23.8% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/18/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304397863 | FCRE1173 | 10/14/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Provided the HO6 master policy | HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.78% is less than Guideline LTV of 28.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.78% is less than Guideline CLTV of 28.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304402767 | FCRE1173 | 11/13/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Provided the HO6 master policy | Document provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 20% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20% is less than Guideline LTV of 20% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/13/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304418931 | FCRE1173 | 11/06/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy The subject property is an Attached XXX which would require a Master Policy, the loan file missing the master policy. | HO6 master policy | Document provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.46% is less than Guideline LTV of 36.46% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.46% is less than Guideline CLTV of 36.46% | Resolved | 11/06/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304419328 | FCRE1173 | 01/03/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | HO-6 Master Insurance Policy is fully present; Document Uploaded. | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.07% is less than Guideline LTV of 19.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304437766 | FCRE1173 | 12/30/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is a XXX- HOA payment history in file, missing Master certificate | Provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.87% is less than Guideline CLTV of 47.87% | Resolved | 12/30/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304422557 | FCRE1173 | 12/20/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the master HO6 policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% | Resolved | 12/20/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304426200 | FCRE1173 | 11/22/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is a XXX, which requires the XXX Master Building Insurance Policy. | Provided the HO6 master policy | Document provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline LTV of 25.86% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline CLTV of 25.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/22/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304432722 | FCRE1173 | 12/02/2024 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Provided the HO6 master policy | Document provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.34% is less than Guideline LTV of 30.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/02/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304443055 | FCRE1173 | 01/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy AVM in file reflects property is a a condo Master Insurance Policy is missing. | Provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 28.96% is less than Guideline CLTV of 28.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/29/2025 | D A | A | A | A | A |
| XXX | XXX | 304443111 | FCRE1173 | 01/15/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy The subject property is a condominium and missing the Condo Building Master Policy for review. | master hazard; provided the HO6 policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; The document provided is the individual policy. Need the Master Condominium policy. Exception remains. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.08% is less than Guideline LTV of 18.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.08% is less than Guideline LTV of 18.08% | Resolved | 01/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481305 | FCRE1173 | 02/20/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.95% is less than Guideline LTV of 25.95% | Resolved | 02/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304480902 | FCRE1173 | 02/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy The file is missing evidence of the Master policy. | provided the master HO6 Policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline LTV of 15.32% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/18/2025 | D A | A | A | A | A |
| XXX | XXX | 304482868 | FCRE1173 | 02/10/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline LTV of 16.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304486057 | FCRE1173 | 02/25/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master policy; H06 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Please provide the Master policy for the condominium project. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.21% is less than Guideline CLTV of 49.21% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.21% is less than Guideline CCLTV of 49.21% | Resolved | 02/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304487904 | FCRE1173 | 02/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is an XXX property and guidelines require Master Insurance Policy. | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 12.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 12.96% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304494073 | FCRE1173 | 03/03/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is a condo, but missing required HOA Master Policy with walls-in Coverage. | provided the HO6 Master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline CLTV of 55.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline CLTV of 55.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304492760 | FCRE1173 | 04/10/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated CLTV of 20% is less than Guideline CLTV of 20% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 20% is less than Guideline CCLTV of 20% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304592828 | FCRE1173 | 03/18/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master cert; H06 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Please provide the Master policy for the Condominium project. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.06% is less than Guideline LTV of 18.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.06% is less than Guideline CLTV of 18.06% | Resolved | 03/18/2025 | D A | A | A | A | A |
| XXX | XXX | 304495076 | FCRE1173 | 02/24/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | property is a detached condo, there is no master policy that covers the buildings, only covers common areas, please refer to page XXX of the master deed | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304511421 | FCRE1173 | 03/03/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Need the Hazard policy reflecting the premium amount along with the Master HOA policy. | Provided the HO6 with premium and HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% | Resolved | 03/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304661415 | FCRE1173 | 04/16/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.42% is less than Guideline LTV of 23.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/16/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304632665 | FCRE1173 | 03/14/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master Certificate for Project; H06 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Need the Master policy for the project. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline LTV of 24.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.77% is less than Guideline LTV of 24.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304638302 | FCRE1173 | 03/14/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master Certificate; H06 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Need the Master Policy for the property. Exception remains. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline LTV of 11.81% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304637866 | FCRE1173 | 04/08/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy As the property is a condo, which requires a Master condo insurance policy to verify coverage is sufficient. | provided the master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.48% is less than Guideline LTV of 21.48% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.48% is less than Guideline LTV of 21.48% | Resolved | 04/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304640529 | FCRE1173 | 03/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the master policy; provided the HO6 | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Please provide the Master Policy. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.09% is less than Guideline CLTV of 60.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681420 | FCRE1173 | 05/23/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject is a Condominium Master policy required. | Provided the master policy | Condition resolved as we have received the missing master policy. ; HO-6 Master Insurance Policy is fully present | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.25% is less than Guideline LTV of 23.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/23/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481746 | FCRE1173 | 04/16/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy - Subject property is a Condo and Master Policy Policy is required. | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 15.45% | Resolved | 04/16/2025 | D A | A | A | A | A |
| XXX | XXX | 304663378 | FCRE1173 | 04/08/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy - The subject property is a condo, which requires Condo Master Insurance Policy verification, but policy missing for review. | provided the master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 42% is less than Guideline LTV of 42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42% is less than Guideline LTV of 42% | Resolved | 04/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304665250 | FCRE1173 | 04/14/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy; provided the HO6 master policy | Documentation is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; W-2's were provided. Please provide the Master Policy. Exception remains. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.03% is less than Guideline CLTV of 60.03% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.03% is less than Guideline CLTV of 60.03% | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304667606 | FCRE1173 | 04/10/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.04% is less than Guideline LTV of 6.04% | Resolved | 04/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304667759 | FCRE1173 | 05/28/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.45% is less than Guideline LTV of 7.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.45% is less than Guideline LTV of 7.45% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304672149 | FCRE1173 | 04/29/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master cert | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.81% is less than Guideline CLTV of 60.81% | Resolved | 04/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681688 | FCRE1173 | 05/07/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present |  | Resolved | 05/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304683249 | FCRE1173 | 05/06/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.98% is less than Guideline LTV of 20.98% | Resolved | 05/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304688686 | FCRE1173 | 05/09/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy as the Subject property is a Condominium. | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.28% is less than Guideline LTV of 20.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.28% is less than Guideline LTV of 20.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/09/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304693716 | FCRE1173 | 05/28/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | provided the HO6 policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present; Missing HO-6 Master Insurance Policy | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.96% is less than Guideline LTV of 17.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.96% is less than Guideline LTV of 17.96% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304698249 | FCRE1173 | 05/28/2025 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject Property is a Condo and a master policy is required. | provided the HO6 master policy | Documentation provided is sufficient. Exception resolved.; HO-6 Master Insurance Policy is fully present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.52% is less than Guideline LTV of 14.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.52% is less than Guideline LTV of 14.52% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304675682 | FCRE1440 | 04/02/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Borrower was not obligated on existing first lien as the deceased spouse was the sole note holder and documentations show that borrower is on the title and made mortgage payments since their spouse passing. However, the loan file contains a lender approved exception allowing the subject CES mortgage to proceed with the borrower not being the original obligor on the existing first mortgage. The lender identified the following compensating factors to justify the exception; Stable, passive income sources / timely credit payment history with minimal outstanding debt / LTV well below program thresholds. |  | Lender exception documented in file for housing history supported by the following compensating factors: Stable, passive income sources, timely credit payment history with minimal outstanding debt, LTV well below program thresholds. Exception downgraded to a level 2/B. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.11% is less than Guideline LTV of 17.11% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.11% is less than Guideline LTV of 17.11% | Acknowledged |  | Yes C B | C B | C B | C B | C B |
| XXX | XXX | 304442376 | FCRE1440 | 01/15/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The most recent housing history reported on the credit report is from a mortgage that was discharged through a bankruptcy in XXX There is a mortgage Statement in file dated XX/XX/XXXX for the subject 1st lien. Missing a current housing history on the subject property. | vom | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline CLTV of 6.55% | Resolved | 01/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304472351 | FCRE1440 | 02/19/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Need documentation of the previous XXX month history for the first lien. | PREVIOUS MTG HISTORY | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.4% is less than Guideline LTV of 22.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304483107 | FCRE1440 | 02/10/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Supporting documentation to verify the mortgage payment history for the subject 1st lien mortgage with XXX. Mortgage loan is not reflected on the credit report and XXX payment history required to be verified. | provided the credit supplement for XXX | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.55% is less than Guideline LTV of 20.55% | Resolved | 02/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490545 | FCRE1440 | 02/13/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The file does not contain a mortgage history verifying XXX and XXX. Please provide a Mortgage history for the Sr Lien with XXX. | provided the credit supplement, XXX is XXX | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.17% is less than Guideline LTV of 20.17% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.17% is less than Guideline CLTV of 20.17% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/13/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304495578 | FCRE1440 | 02/14/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Third-party records indicate that B1 acquired XXX in XXX However, at the time of the audit review, there was no documentation available to verify that B1 has no financial obligations related to the property. | This does not belong to our borrower, provided DL and XXX | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements |  | Resolved | 02/14/2025 | C A | A | A | A | A |
| XXX | XXX | 304632755 | FCRE1440 | 03/03/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements - Credit report does not reflect mortgage history and no supporting documentation in file to verify housing history of XXX months minimum required by Guidelines. Final 1003 per monthrtgage Statement indicates Borrower has a XXX XXX with outstanding balance of XXX and monthly payment of $XXX. | Provided the XXX transaction history to reflect payment history | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.59% is less than Guideline LTV of 12.59% | Resolved | 03/03/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304640278 | FCRE1440 | 04/23/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing verification that the 1st lien with XXX has been paid as agreed through XX/XX/XXXX payment. Credit reflects due for XX/XX/XXXX and mortgage Statement reflects due for XX/XX/XXXX, loan closed XX/XX/XXXX. | Credit supplement verifying January and February XXX payments | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline LTV of 7.62% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline CLTV of 7.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/23/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304665251 | FCRE1440 | 04/08/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements - Lender guidelines require verification of either XXX months history with no late payments, or XXX month history with no more than one time XXX day past due. However, the credit report does not reflect mortgage history and no evidence of a VOM obtained for review. | provided the credit supplement showing XXX mnths of payment history | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.78% is less than Guideline CLTV of 63.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.78% is less than Guideline CCLTV of 63.78% | Resolved | 04/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304681999 | FCRE1440 | 05/01/2025 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements. File is missing verification of the 1st lien. Credit report reflects the account was transferred on or around XX/XX/XXXX, but no verification of subsequent payments or verification of P&I payment was documented. Housing history required to be verified at XXX at a minimum and the 1st lien Statement with payment breakdown required to verify P&I monthly payments. | Provided the VOM from XXX, Acquistion date of XX/XX/XXXX; provided the 1st lien mortgage Statement from AMC; provided the VOM for the 1st lien | Documentation provided is sufficient. Exception resolved.; Housing History Meets Guideline Requirements; The Statement provided is for the old loan on the 1st which shows closed. Please provide the current 1st mortgage Statement. Exception remains.; VOM provided is for 2nd lien with XXX paid through subject loan; verification needed for 1st lien. Condition remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline LTV of 15.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline CLTV of 15.97% | Resolved | 05/01/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304469988 | FCRE1304 | 01/23/2025 | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Income 1 Income Trend is Decreasing Borrower was qualified with Commission income only. The written verification of employment reflects a large decrease in commission income of XXX in XXX down to XXX in XXX which is more than XXX% and a XXX variance and XXX per month decrease. No evidence of a LOE from borrower explaining this decrease. | lox income | Documentation provided is sufficient. Exception resolved.; Income 1 Income Trend is Resolved | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.44% is less than Guideline LTV of 10.44% | Resolved | 01/23/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304764254 | FCRE1296 | 09/26/2025 | Credit | Income/Employment | Income 5 Months Income Verified is Missing | Income 5 Months Income Verified is Missing XXX-care Income used in qualifying, but not documented. Missing the letter from organization providing the income evidencing borrower receives at least XXX monthly. In addition, documentation required verifying borrower has a two-year history of providing XXX-care services. | XXX care docs | Documentation is sufficient. Award letter provided. Exception resolved.; Income 5 Months Income Verified is Present Or Not Applicable | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline LTV of 15.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline LTV of 15.24% | Resolved | 09/26/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304758665 | FCRE1437 | 08/21/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines - Missing XXX full year verification of Income to meet guidelines requirements, XXX W2 is in the loan file, but missing XXX or a full WVOE reflecting two years of income. | provided the full VOE | Documentation is sufficient. WVOE provided. Exception resolved.; Income and Employment Meet Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 23.05% | Resolved | 08/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304764254 | FCRE1437 | 09/26/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The borrower receives Social Security Benefits from another individual as borrower is the custodian. However, evidence the SSA Benefit and the Borrower's custody of the recipient will continue for at least XXX years is required. | SSI award letter; SSI award letter | Documentation is sufficient. Award letter provided. Exception resolved.; Income and Employment Meet Guidelines | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline LTV of 15.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline LTV of 15.24% | Resolved | 09/26/2025 | C A | A | A | A | A |
| XXX | XXX | 304472014 | FCRE1437 | 02/10/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines - Missing supporting documentations to verify the following income listed on Final 1003; i)1120S - XXX. - XXX ii ocial Security - XXX iii ension - XXX iv isability - $ XXX and v ension - $XXX. | Tax Sheet | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | C A | A | A | A | A |
| XXX | XXX | 304716831 | FCRE1437 | 08/14/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Per guidelines two year of supporting income documentation required to utilized as qualified income. However, none of B1 income documents were provided for review. | Please see WVOE on page XXX of XXX | Documentation is sufficient. WVOE provided. Exception resolved.; Income and Employment Meet Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% | Resolved | 08/14/2025 | C A | A | A | A | A |
| XXX | XXX | 304474214 | FCRE1437 | 02/25/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing the following income documents for XXX- XXX). Signed and dated P&L Statement with an end date. XXX). All pages and schedules of 1120s for XXX and XXX including K1's. XXX). Balance sheet for XXX. XXX). Lender calculation worksheet. All these items are missing from the loan file, therefore income could not be calculated, therefore, DTI subject to re-calculation upon receipt of missing documents. | XXX and P & L | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.56% is less than Guideline CLTV of 46.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.56% is less than Guideline CLTV of 46.56% | Resolved | 02/25/2025 | C A | A | A | A | A |
| XXX | XXX | 304758946 | FCRE1437 | 08/13/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines File is missing all income and employment documentation for co-borrower. | Income docs | Documentation is sufficient. W-2 forms provided. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | C A | A | A | A | A |
| XXX | XXX | 304426775 | FCRE1437 | 12/31/2024 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The loan file is missing evidence of Rental Income as required by guidelines. | evidence of rental Income 2XXX tax return | Document provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.12% is less than Guideline LTV of 18.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304484897 | FCRE1437 | 02/12/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing income documentation for Borrower 1's other Business (S-Corporation - XXX) with monthly loss of XXX which is included in the borrower's total qualifying income and DTI calculation. | Provided the tax returns for XXX busniess; XXX S corp was not used for income | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines; The net loss for XXX was included in the income calculations. Need the tax return to support the net loss figures used. Exception remains. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/12/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304492551 | FCRE1437 | 03/20/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Borrower was qualified with XXX per month from foster care income. However, the loan file is missing with letters of verification from the organization providing income and two-year history of providing foster-care services. If the borrower has not been receiving this type of income for two full years, the income may still be counted as stable income if, the borrower has at least a XXX-month history of providing foster-care services, and the income does not represent more than XXX% of the total gross income that is used to qualify for the mortgage loan. | XXX years pay history of the foster care income starting in XXX to current | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline LTV of 13.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.11% is less than Guideline CLTV of 13.11% | Resolved | 03/20/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304665159 | FCRE1437 | 04/10/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines - Missing current YTD Paystub as required by guidelines. The paystub in the loan file is dated XX/XX/XXXX, loan closed XX/XX/XXXX. | provided current paystubs | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304669748 | FCRE1437 | 04/10/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing income covering the most recent XXX year period for co-borrower. Loan file only contains a VVOE, missing most recent paystub and XXX year W2s. | provided the W-2s and most recent paystub | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.72% is less than Guideline LTV of 19.72% | Resolved | 04/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304677815 | FCRE1437 | 04/29/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Guidelines require XXX year's tax returns for self-employed borrowers. The file only contained XXX year tax return for the borrower. | Per DU findings, only one year of tax returns are required.; provided the 2022 and 2023 tax returns | Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.57% is less than Guideline LTV of 9.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.57% is less than Guideline LTV of 9.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/29/2025 | C A | A | A | A | A |
| XXX | XXX | 304693790 | FCRE1437 | 05/28/2025 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines - Lender grossed up full Social security income by XXX% however, the loan file is missing tax returns or supporting documentation to verify non-taxable portion. | provided the XXX and XXX tax transcripts | Documentation provided. Findings resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.12% is less than Guideline LTV of 12.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.65% is less than Guideline LTV of 22.7% | Resolved | 05/28/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304736438 | FCRE8611 | 08/19/2025 | Credit | Income/Employment | Income/Employment General | The Lender assessed that borrower began working with current employer on XX/XX/XXXX but was hired on XX/XX/XXXX based upon hours worked on paystub provided. However, missing verification from employer confirming that borrower began working on XX/XX/XXXX and was hired on XX/XX/XXXX. | provided the VOE and offer letter | Documentation is sufficient. Employment VOE and LOE provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.49% is less than Guideline LTV of 35.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304715280 | FCRE8611 | 07/09/2025 | Credit | Income/Employment | Income/Employment General | Missing previous XXX years Paystubs - As per XXX guidelines, the loan file is missing the previous two years' pay stubs or WVOE that show bonus income. File came with W2's for XXX and the most recent paystub with period ending XX/XX/XXXX. TWN in file did not include income. | Paystub and VVOE | Documentation is acceptable. Paystub and WVOE provided. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.58% is less than Guideline CLTV of 63.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.58% is less than Guideline CCLTV of 63.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/09/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304672305 | FCRE8611 | 04/24/2025 | Credit | Income/Employment | Income/Employment General | Missing letter of explanation from borrower for employment gap from XX/XX/XXXX-XX/XX/XXXX to support employment and income stability for the past two years. | provided the processor cert for the gap in employment; uploaded the LOX regarding the time laps in employment \| | Documentation provided is sufficient. Exception resolved.; The dates in question are from XX/XX/XXXX to XX/XX/XXXX. Please provide an LOE for this time period. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304425272 | FVAL5524 | 12/06/2024 | Credit | Property | Ineligible Property | The subject property is zoned agricultural and therefore is ineligible for XXX program. The file does not contain evidence of an approved exception request for the ineligible. |  | Exception is non-material and graded as level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline LTV of 10.91% n/a \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline CLTV of 10.91% | Acknowledged |  | No C B | A B | A B | A B | A B |
| XXX | XXX | 304692156 | FCRE8201 | 07/08/2025 | Credit | Eligibility | Loan does not conform to program guidelines | The loan file contains an internal email that States Exception Request has been reviewed and Approved. However, the policy exception was not documented in the loan file. | reason for exception | Documentation is sufficient. Exception letter explaining internal email provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.45% is less than Guideline CLTV of 62.45% | Resolved | 07/08/2025 | C A | A | A | A | A |
| XXX | XXX | 304692376 | FCRE8201 | 05/09/2025 | Credit | Eligibility | Loan does not conform to program guidelines | The subject loan is a second lien. The Credit Report reflects that the first lien has a balloon payment. The Lender Guideline States that Balloon Notes or features on first liens are ineligible for stand alone second liens. | Document Uploaded. | Deed, deferred pmt, uw cert and original note provided. Confirmed original terms and Covid deferment not balloon.; Deed, deferred pmt, uw cert and original note provided. Confirmed original terms and Covid deferment not balloon. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.18% is less than Guideline LTV of 15.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.18% is less than Guideline CLTV of 15.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/09/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304480914 | FCOM1237 | 04/18/2025 | Compliance | Closing | Loan Originator Name is Not Valid | The Loan Originator name on Note XXX is different from the one listed on the NMLS website udit NMLS search pulled XXX. | Attached revised Note. Original sent to XXX XXX# XXX \| ; I have received confirmation that the LO's name on the Note has a typo due to a typo being included in our system for that employee's name. We have had this correct but need to know what all documentation will be required to clear this condition? Will a new Note be required to be executed? | Documentation provided is sufficient. Exception resolved.; We would need a Scrivener's Affidavit for the recorded documents, or at least a corrected Deed of Trust and Note. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.95% is less than Guideline LTV of 5.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/18/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304687403 | FCOM3666 | 05/01/2025 | Compliance | Closing | Loan Originator NMLS Status is Not Active | Loan Originator NMLS Status is Not Active Per NLMS Access Loan Originator does not have an active license in XXX | the LO was active at the time of application and the closing. | Documentation provided is sufficient. Exception resolved.; Loan Originator NMLS Status is Active | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.54% is less than Guideline LTV of 14.84% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304510744 | finding-2978 | 02/21/2025 | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | This loan failed the XXX 209 CMR 32.35 higher-priced mortgage loan test. (XXX 209 CMR 32.35 sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations hile the Code of XXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.58% is less than Guideline CLTV of 76.58% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304396745 | finding-2978 | 10/14/2024 | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX 209 CMR 32.35 higher-priced mortgage loan test. (XXX 209 CMR 32.35) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations. While the Code of XXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.08% is less than Guideline CLTV of 62.08% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304422489 | finding-2978 | 11/15/2024 | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | This loan failed the XXX 209 CMR 32.35 higher-priced mortgage loan test. (XXX 209 CMR 32.35) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations. While the Code of XXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304510356 | finding-2978 | 02/24/2025 | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the MA 209 CMR 32.35 higher-priced mortgage loan test. (MA 209 CMR 32.35 sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations hile the Code of XXX Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.74% is less than Guideline LTV of 8.74% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304381579 | finding-2623 | 09/06/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/06/2024 | A | A | A | A | A |
| XXX | XXX | 304369585 | finding-2623 | 08/12/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.92% is less than Guideline LTV of 14.92% | Resolved | 08/12/2024 | A | A | A | A | A |
| XXX | XXX | 304382902 | finding-2623 | 10/02/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.7% is less than Guideline CLTV of 38.7% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.7% is less than Guideline CLTV of 38.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2024 | A | A | A | A | A |
| XXX | XXX | 304498564 | finding-2623 | 02/14/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR) hile the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CLTV of 54.56% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/14/2025 | A | A | A | A | A |
| XXX | XXX | 304405445 | finding-2623 | 11/05/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.63% is less than Guideline CLTV of 77.63% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304416291 | finding-2623 | 11/15/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.55% is less than Guideline CLTV of 47.55% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304442405 | finding-2623 | 12/21/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.65% is less than Guideline LTV of 9.65% | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304420137 | finding-2623 | 11/18/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.39% is less than Guideline LTV of 11.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.39% is less than Guideline LTV of 11.39% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304437766 | finding-2623 | 12/24/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.87% is less than Guideline CLTV of 47.87% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304437808 | finding-2623 | 11/27/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.3% is less than Guideline LTV of 26.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304423657 | finding-2623 | 11/18/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant; HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.64% is less than Guideline CLTV of 69.64% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304426200 | finding-2623 | 11/20/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline LTV of 25.86% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline CLTV of 25.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/20/2024 | A | A | A | A | A |
| XXX | XXX | 304432946 | finding-2623 | 12/12/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.15% is less than Guideline LTV of 17.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304432722 | finding-2623 | 11/27/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant. |  | HPML Compliant; HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.34% is less than Guideline LTV of 30.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304436417 | finding-2623 | 12/03/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX COMAR higher-priced mortgage loan test. (XXX COMAR XXX(XXX), COMAR XXX(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (COMAR). While the XXX COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.92% is less than Guideline LTV of 21.92% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304470345 | finding-2623 | 03/14/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.98% is less than Guideline CLTV of 70.98% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304459666 | finding-2623 | 01/02/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX). While the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.15% is less than Guideline LTV of 24.15% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304469988 | finding-2623 | 01/21/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX). While the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.44% is less than Guideline LTV of 10.44% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472512 | finding-2623 | 01/21/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX). While the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline LTV of 6.54% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline CLTV of 6.54% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304481256 | finding-2623 | 02/15/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.44% is less than Guideline CLTV of 69.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304485232 | finding-2623 | 02/10/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX). While the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 54.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304492419 | finding-2623 | 02/17/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline LTV of 39.43% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304634557 | finding-2623 | 04/03/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304638978 | finding-2623 | 04/03/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.89% is less than Guideline CLTV of 44.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304677792 | finding-2623 | 04/17/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.52% is less than Guideline LTV of 16.52% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.52% is less than Guideline CLTV of 16.52% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304677345 | finding-2623 | 04/11/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.38% is less than Guideline CLTV of 74.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.38% is less than Guideline CCLTV of 74.38% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677715 | finding-2623 | 04/09/2025 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.2% is less than Guideline LTV of 17.2% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304378053 | finding-2623 | 08/21/2024 | Compliance | Points & Fees | MD COMAR Higher-Priced Mortgage Loan Test | HPML compliant. This loan failed the XXX higher-priced mortgage loan test. (XXX 09030602B(XXX), XXX 09030902B(XXX)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX). While the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated ##CGJ## is less than Guideline ##CGJ## \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/21/2024 | A | A | A | A | A |
| XXX | XXX | 304758189 | FCRE9549 | 08/19/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing credit supplement or equivalent documentation verifying monthly payment and outstanding balance for Hyundai Finance account ending in #XXX | provided the Statement from Hyundai | Documentation is sufficient. Account Statement provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.24% is less than Guideline LTV of 12.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.24% is less than Guideline LTV of 12.24% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/19/2025 | D A | A | A | A | A |
| XXX | XXX | 304707970 | FCRE9549 | 08/06/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing credit supplement, current Statement or equivalent documentation for student loan from the XXX Department of Education verifying outstanding balance in the amount of XXX and minimum payment (if applicable). | provided the student loan Statement | Verification of student loan account provided; condition cleared. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.62% is less than Guideline CLTV of 63.99% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304814735 | FCRE9549 | 09/17/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing current Statement, Credit Supplement or supporting documentation verifying that XXX #XXX monthly minimum payment XXX as account is a charge account and per guidelines account to be paid in full or assets must be verified to cover the account balance. | verifying the monthly payment of XXX and the borrower received XXX in funds which covers the XXX balance | Documentation is sufficient. Account Statement provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.74% is less than Guideline LTV of 24.74% | Resolved | 09/17/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304480913 | FCRE9549 | 02/03/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing Credit Supplement or current Statement showing outstanding balance and monthly minimum payments for Personal loan #XXX as account is not on the Credit Report but on the Final 1003 | Provided the contract | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.65% is less than Guideline CLTV of 66.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304510691 | FCRE9549 | 03/31/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing documentation for XXX #XXX showing current monthly payment of XXX along with showing mortgage is a new loan per Final 1003 | Proof of the XXX loan | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.93% is less than Guideline LTV of 5.93% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/31/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304642555 | FCRE9549 | 04/28/2025 | Credit | Missing Doc | Missing Credit Report Supplement | According to underwriting comments on the XXX transmittal summary Bank #XXX was paid in full as balance was transferred to #XXX. Review of the credit report, reflects both accounts are revolving accounts and the Bank account #XXX still reflects a balance of XXX account was paid in full required with either a Statement or credit supplement. | Provided the Bank Statement showing a zero balance | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline LTV of 9.18% | Resolved | 04/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304693714 | FCRE9549 | 05/15/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing Credit Supplement or current Statement for XXX #XXX reflecting a monthly payment of XXX and an outstanding balance of $XXX. | provided the contract for the XXX loan | Condition resolved as we have received evidence of the XXX payment. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.96% is less than Guideline CLTV of 45.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490217 | FCRE9549 | 03/06/2025 | Credit | Missing Doc | Missing Credit Report Supplement | Missing Credit Supplement or documentation showing that XXX has been paid off with a balance of XXX as lender excluded from DTI calculation. | see attached | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304710314 | FCRE7551 | 07/30/2025 | Credit | Missing Doc | Missing Divorce Decree | Final 1003 reflects monthly Child Support payment in the amount of XXX missing a copy of the divorce decree, separation agreement, court order or equivalent documentation confirming the monthly obligation of XXX | Child support | Child support order provided to confirm monthly amount. Condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/30/2025 | D A | A | A | A | A |
| XXX | XXX | 304396766 | FCRE7551 | 10/25/2024 | Credit | Missing Doc | Missing Divorce Decree | Final 1003 shows Child Support payment in the amount of XXX Unable to locate a copy of the divorce decree, separation agreement, court order, or equivalent documentation confirming the amount of the obligation. | Provided the judgement and decree | Document provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.15% is less than Guideline LTV of 30.15% | Resolved | 10/25/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304473620 | FCRE7551 | 02/07/2025 | Credit | Missing Doc | Missing Divorce Decree | Paystub shows Child Support garnishment - missing a copy of the divorce decree, separation agreement, court order, or equivalent documentation confirming the amount of the obligation. | provided the child support order | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.53% is less than Guideline LTV of 14.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304484523 | FCRE7551 | 02/03/2025 | Credit | Missing Doc | Missing Divorce Decree | Missing Child Support Addendum and Child Support Worksheet per Divorce Decree to verify borrower does not pay child support. | The divorce decree has our borrower listed as the defendant and not the plaintiff. The plaintiff was ordered to pay child support, not our borrower | Documentation provided is sufficient. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.16% is less than Guideline LTV of 13.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304695435 | FCRE7551 | 05/28/2025 | Credit | Missing Doc | Missing Divorce Decree | Borrower pays Child Support per paystubs, lender added monthly payment of XXX to liabilities. Missing a copy of the divorce decree, separation agreement, court order or equivalent documentation confirming the amount of Child Support to be paid per FNMA guidelines. | Provided the child support documents | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.83% is less than Guideline LTV of 16.83% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304676958 | FCRE7551 | 04/14/2025 | Credit | Missing Doc | Missing Divorce Decree | Missing copy of the divorce decree, separation agreement, court order, or equivalent documentation verifying monthly child support obligation of XXX per Final 1003. | provided verification from the State reflecting the child support payment | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline CLTV of 58.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304749923 | FCRE6636 | 08/06/2025 | Credit | Missing Doc | Missing Income - Award Letter | Borrower 1 and Borrower 2 are retired and provided SSI award letter or XXX's to support proof of the compensation. However, these documents are missing from the loan file. | provided the SSI and VA benefit letters for both b1 and b2 | Documentation is sufficient. Award Letter provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.34% is less than Guideline LTV of 6.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.17% is less than Guideline LTV of 13.44% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304728220 | FCRE1964 | 07/24/2025 | Credit | Missing Doc | Missing income documentation | The Final 1003 for B1 reflects XXX "Other" type of income. After review of W2s and Tax Returns, it appears this "Other" type of income is housing allowance. FNMA Selling Guidelines require for Housing or Parsonage Allowance to be acceptable for qualification, need evidence allowance is likely to continue for the next three years, but file is missing evidence of continuation. | provided the letter from employer regarding the housing allowance | Evidence of XXX yrs continuance of housing/parsonage allowance provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.13% is less than Guideline LTV of 15.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304754485 | FCRE1964 | 09/18/2025 | Credit | Missing Doc | Missing income documentation | Verification of XXX per month Other Income as State on Final 1003 is missing. | borrower receives XXX per monthnth from public assistance for an adopted child | Documentation is sufficient. Proof of income provided. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.9% is less than Guideline LTV of 9.59% | Resolved | 09/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304754917 | FCRE1964 | 08/29/2025 | Credit | Missing Doc | Missing income documentation | Provide evidence of receiving XXX care in the amount of XXX monthly | provided the letter from department of public health and human services in XXX | Documentation is sufficient. Adoption subsidy document provided. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.23% is less than Guideline LTV of 34.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304438658 | FCRE1964 | 01/27/2025 | Credit | Missing Doc | Missing income documentation | Per FNMA guidelines when verifying K-XXX income when borrower has less than XXX% ownership; the income can only be considered if documentation obtained verify that the income was actually distributed to the borrower and is consistent with the level of business income being used to qualify or the business has adequate liquidity to support the withdrawal of earnings; unable to locate documentation for distribution of income. | verif k1 income received by Borrower 2XXX and XXX tax returns | Documentation provided is sufficient. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54% is less than Guideline CLTV of 54% | Resolved | 01/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304676961 | FCRE1964 | 04/11/2025 | Credit | Missing Doc | Missing income documentation | Proof of Bonus Income missing. Proof of two year history is required as well, in order for bonus income to be utilized. | Provided year end paystub showing YTD bonus of $XXX; provided the LOX regarding bonus income | Documentation is sufficient. Exception resolved.; The letter provided explains how and when the bonus is paid, but does not document previous amounts. The calculation in file reflects a yearly amount of $XXX. Please provide a WVOE or other documentation used to support this amount. Exception remains. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% | Resolved | 04/11/2025 | D A | A | A | A | A |
| XXX | XXX | 304769822 | FCRE6546 | 09/24/2025 | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Existing 1st mortgage was just originated, however there is no copy of the new 1st mortgage note or closing Statement (CD). There is a mortgage Statement in file for the 1st mortgage as is referenced by the lender, however there is no open mortgage on the credit report and the 1st mortgage amount as per the mortgage Statement does not match to the existing 1st lien on the title O&E. | showing the first mortgage on the credit report | Documentation is sufficient. Credit report provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.55% is less than Guideline LTV of 7.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304684421 | FCRE6546 | 05/21/2025 | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Missing loan modification agreement dated XX/XX/XXXX referenced Title policy | Modification agreement | Condition resolved as we have received the missing modification agreement. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.47% is less than Guideline LTV of 8.47% | Resolved | 05/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304385441 | FCRE2109 | 10/17/2024 | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Need Lender's Bank Statement worksheet. | Income calculator | Document provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.43% is less than Guideline LTV of 33.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/17/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE2109 | 02/07/2025 | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Missing Lender Income Calculation Worksheet | Lender Income Worksheet | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304467590 | FCRE3653 | 01/29/2025 | Credit | Missing Doc | Missing letter of explanation | Letter of Explanation regarding No Primary Housing Expenses missing. | Provided the rent free letter | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.88% is less than Guideline CLTV of 79.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.88% is less than Guideline CCLTV of 79.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304471740 | FCRE3653 | 01/22/2025 | Credit | Missing Doc | Missing letter of explanation | Borrower needs to clarify name discrepancy per ID Driver's License XXX on file Stated name is XXX, Security Instrument name is XXX whom acquired title as XXX. Further, an AKA disclosure was not located in the loan file. | Attached documentation regarding the borrower's legal name change | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.22% is less than Guideline CLTV of 42.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304734816 | FCRE3978 | 08/21/2025 | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Borrower opened a XXX Credit Card on XX/XX/XXXX to pay all other revolving accounts reflected on the credit report, which were omitted by the lender. However loan file is missing evidence all revolving accounts were paid off with this XXX Credit, except the Bank revolving account. | provided the credit supplement reflecting the other revolving accounts being paid off | Documentation is sufficient. Credit Supplement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.33% is less than Guideline CLTV of 58.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304440018 | FCRE3978 | 12/24/2024 | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Missing Letter of Explanation for credit inquiries: XXX XX/XX/XXXX; XXX XX/XX/XXXX; XXX XX/XX/XXXX. The LOE in file does not address these inquiries. | Provided the processor certificate | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% | Resolved | 12/24/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304354062 | FCRE6737 | 08/30/2024 | Credit | Missing Doc | Missing Letter of Explanation (Income) | Per guidelines, verification is required that borrower has unrestricted access to the XXX account without penalty; borrower is not yet XXX XX/XX/XXXX yrs of age; no documentation of unrestricted access to XXX. | Retirement XXX and LOX account | Document provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline LTV of 15% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline CLTV of 15% | Resolved | 08/30/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304776966 | FCRE6737 | 09/24/2025 | Credit | Missing Doc | Missing Letter of Explanation (Income) | Final 1003 reflects borrower owns property at XXX XXX with rental income of XXX which matches rental income calculated for property at XXX XXX on Schedule E. Clarification is required on the connection between the properties. | Ok so doing some research XXX linn doesn't exist. I pulled the tax information for XXX which matches what they are expensing on the Schedule E for XXX I believe this is a typo. | Documentation is sufficient. Explanation provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.57% is less than Guideline CLTV of 53.57% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.57% is less than Guideline CCLTV of 53.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304494104 | FCRE6737 | 02/19/2025 | Credit | Missing Doc | Missing Letter of Explanation (Income) | Missing explanation from lender as to what income was utilized. The income worksheets in the loan file do not match the monthly income used to qualify. Further, the Final 1003 list all XXX businesses borrower owns with a monthly income amount, but it appears lender might have utilized personal bank Statements, rather than the business bank Statements in the loan file. Lender to provide correct income worksheet of the monthly income utilized to qualify the borrower, and correct 1008 and 1003 as neither match with the income used. The final loan approval in file reflect income documentation type is XXX-months personal bank Statement, but subject loan is a business purpose loan. | XXX/1003 with income figures that match worksheets; Docs | Documentation provided is sufficient. Exception resolved.; The Lender worksheets provided reflect income for XXX as XXX XXX as XXX and XXX as $XXX. The 1008 and 1003 reflect XXX as XXX and XXX as $XXX. XXX as the same. Please send corrected and matching 1003 and XXX documents. Using these figures, the total income is XXX and the back end DTI is XXX%. Please advise if different. Exception remains. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline CLTV of 57.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304492761 | FCRE8728 | 03/14/2025 | Credit | Missing Doc | Missing Payment History | Missing documentation supporting the exclusion of the XXX-day XXX #XXX with an unpaid balance of XXX from DTI calculations. | Our guides do permit this. We had vetted this with XXX as well that you would accept the DU in these cases as we followed the DU findings. | ; Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.38% is less than Guideline CLTV of 59.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.38% is less than Guideline CLTV of 59.38% | Resolved | 03/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472014 | FCRE1253 | 02/10/2025 | Credit | Eligibility | Missing Property Tax Cert | Missing Property Tax Cert | tax Sheet | Documentation provided is sufficient. Exception resolved.; Property Tax Cert Provided | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | C A | A | A | A | A |
| XXX | XXX | 304309855 | FCRE2052 | 05/20/2024 | Credit | Missing Doc | Missing Tax Cert | Provide a property report and tax cert for XXX, XXX property listed on the 1003. | Proof of taxes. Please see page XXX; property report and tax cert | Document provided is sufficient; Received property report and tax cert for subject property which is also on XXX. However, the property in question, is on the final loan application, with no address, but "XXX" reflecting a XXX expense. Property tax cert required for this land. | is Greater than the Guideline Minimum - \| Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - | Resolved | 05/20/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304759852 | FCOM3592 | 07/31/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. |  | Exception is non-material and graded as level 2/B. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.44% is less than Guideline LTV of 8.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.19% is less than Guideline LTV of 14.46% | Acknowledged |  | No B | B | B | B | B |
| XXX | XXX | 304715549 | FCOM3592 | 08/12/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | Please see page XXX of the attached | Taxpayer First Act Disclosure provided. Condition cleared. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.46% is less than Guideline LTV of 44.13% | Resolved | 08/12/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304732821 | FCOM3592 | 08/12/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | Please see page XXX of the attached | Taxpayer First Act Disclosure provided. Condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.69% is less than Guideline LTV of 18.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/12/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304747387 | FCOM3592 | 08/12/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | Please see page XXX of the attached | Taxpayer First Act Disclosure provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.03% is less than Guideline LTV of 5.03% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.03% is less than Guideline CLTV of 5.03% | Resolved | 08/12/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304735969 | FCOM3592 | 08/12/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. Signed and dated Taxpayer First Act Disclosure missing | Please see page XXX of the attached | Taxpayer First Act Disclosure provided. Condition cleared. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.18% is less than Guideline CLTV of 60.18% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.18% is less than Guideline CLTV of 60.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/12/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304749671 | FCOM3592 | 08/12/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | Please see page XXX of the attached | Taxpayer First Act Disclosure is provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.28% is less than Guideline LTV of 28.68% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/12/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304684353 | FCOM3592 | 06/05/2025 | Credit | Missing Doc | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | tax consent | Documentation provided is sufficient. Exception resolved.; Taxpayer First Act Disclosure is provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline LTV of 24.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline CLTV of 24.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 06/05/2025 | B A | A | A | A | A |
| XXX | XXX | 304471508 | FCRE9814 | 02/03/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline LTV of 10.85% | Resolved | 02/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304397863 | FCRE9814 | 10/14/2024 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | Provided the trust agreement | Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.78% is less than Guideline LTV of 28.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.78% is less than Guideline CLTV of 28.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/14/2024 | D A | A | A | A | A |
| XXX | XXX | 304416379 | FCRE9814 | 11/01/2024 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Borrower executed the Note and Deed of Trust as Individually and as Trustee of the XXX Trust, dated XXX XXX Neither a copy of the Trust Agreement or a Trust Certificate was located in the loan file. | Provided the trust agreement | Document provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.14% is less than Guideline CLTV of 72.14% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.14% is less than Guideline CLTV of 72.14% | Resolved | 11/01/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304418737 | FCRE9814 | 11/06/2024 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Trust Agreement missing on file | Provided the trust agreement | Document provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.26% is less than Guideline LTV of 18.26% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.26% is less than Guideline CLTV of 18.26% | Resolved | 11/06/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304438452 | FCRE9814 | 02/07/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | Trust agreement/certificate | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.73% is less than Guideline LTV of 9.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.73% is less than Guideline LTV of 9.73% | Resolved | 02/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304489727 | FCRE9814 | 02/18/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | Provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.88% is less than Guideline LTV of 19.88% | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481542 | FCRE9814 | 03/10/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Borrower is signing as a Trustee - Trust documents not in file. | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.86% is less than Guideline LTV of 14.86% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.86% is less than Guideline CLTV of 14.86% | Resolved | 03/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304484895 | FCRE9814 | 02/04/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Trust Agreement is missing. | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.95% is less than Guideline LTV of 12.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.95% is less than Guideline LTV of 12.95% \| Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/04/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304492664 | FCRE9814 | 02/18/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement The title shows the property is deeded in The XXX dated XXX; however, the file is missing a copy of the trust agreement and/or a copy of the certification of the trust. | Provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.96% is less than Guideline CLTV of 65.96% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.96% is less than Guideline CLTV of 65.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304492703 | FCRE9814 | 02/20/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Missing trust agreement. | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CLTV of 72.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CCLTV of 72.99% | Resolved | 02/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304640294 | FCRE9814 | 04/08/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.91% is less than Guideline CLTV of 49.91% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.91% is less than Guideline CLTV of 49.91% | Resolved | 04/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304635841 | FCRE9814 | 03/10/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement- Title is vested individually and as Trustee. | provided the trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.05% is less than Guideline LTV of 18.05% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.05% is less than Guideline CLTV of 18.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304671599 | FCRE9814 | 04/14/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Missing Trust Agreement | provided the trust agreement documents | Documentation is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline CLTV of 63.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304678322 | FCRE9814 | 04/23/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement Trust Agreement not in file for review. | Trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.21% is less than Guideline LTV of 25.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/23/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681868 | FCRE9814 | 04/29/2025 | Credit | Missing Doc | Missing Trust Agreement | Missing Trust Agreement | Trust agreement | Documentation provided is sufficient. Exception resolved.; Trust Agreement Meets Guideline Requirements | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% | Resolved | 04/29/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304422860 | FCRE1764 | 12/10/2024 | Credit | Missing Doc | Missing Verification of Mortgage | \* REO\* Missing tax certificate for property at XXX XXX | provided the Title pro report | Document provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 16.87% | Resolved | 12/10/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304730703 | FCRE1764 | 07/22/2025 | Credit | Missing Doc | Missing Verification of Mortgage | Missing documentation for Mortgage, Borrower is purchasing with the proceeds for the subject loan. Missing verification of Mortgage from Fairway for INV property located at XXX XXX | CD, Note and FPL | Documentation sufficient. Exception resolved.; Documentation sufficient. CD and Note provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CLTV of 42.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline CCLTV of 42.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304677791 | FCRE1764 | 04/14/2025 | Credit | Missing Doc | Missing Verification of Mortgage | Missing 1st lien mortgage Statement with payment break down. The loan file contains a XXX but does not provide current payment breakdown. The lender included the monthly payment reflected on the credit report. However, the XXX does not reflect the current HOI premium or property taxes. In addition if escrow is reconciled for the new year, the payment can increase for the new year XXX The credit report reflects borrower is due for XX/XX/XXXX monthly payment and should be able to provide a current mortgage Statement, rather then prior year's XXX | provided the MLS | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.38% is less than Guideline LTV of 35.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.38% is less than Guideline LTV of 35.38% | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304691257 | FCRE1764 | 05/15/2025 | Credit | Missing Doc | Missing Verification of Mortgage | Verification of mortgage or Mortgage Statement or internal transaction history screenshot of servicing screen are missing from XXX. | Bank of XXX breakdown of mortgage payment and transaction history | Issue resolved as we have received the mtg. Statement and pay history of the XXX mortgage. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.58% is less than Guideline LTV of 13.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304437877 | FCRE7496 | 12/11/2024 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing 1st lien mortgage Statement with payment breakdown. | Provided the MLS | Document provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.62% is less than Guideline CLTV of 61.62% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.62% is less than Guideline CLTV of 61.62% | Resolved | 12/11/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304477232 | FCRE7496 | 02/12/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing HOA Statement. | provided the verification of HOA dues | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.68% is less than Guideline CLTV of 61.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.68% is less than Guideline CCLTV of 61.68% | Resolved | 02/12/2025 | D A | A | A | A | A |
| XXX | XXX | 304481722 | FCRE7496 | 03/13/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Rider to mortgage shows that Subject Property is a XXX, however missing evidence of monthly HOA Dues. | Provided the HOA verification; Can you please verify that this condition belongs to this loan, this exact condition was listed for another loan; Provided the HOI HO6 policy | Documentation provided is sufficient. Exception resolved.; The PITIA listed on the 1008 and 1003 is XXX while the mortgage Statement reflects XXX including taxes and insurance escrowed. The AVM lists the property as a XXX. Please provide clarification of the amount of the HOA dues. Exception remains.; Looking for documentation for the monthly HOA payment of $XXX. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.29% is less than Guideline LTV of 20.29% | Resolved | 03/13/2025 | D A | A | A | A | A |
| XXX | XXX | 304702031 | FCRE7496 | 08/06/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current HOA Statement as Subject Property is a XXX per executed Rider and Final XXX & 1003 reflect monthly HOA payment in the amount of XXX | HOA XXX | Documentation is sufficient. HOA documentation provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.81% is less than Guideline CLTV of 29.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/06/2025 | D A | A | A | A | A |
| XXX | XXX | 304728220 | FCRE7496 | 07/16/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing verification of special assements included in DTI calculations of $XXX. | The XXX CDD fee from the appraisal was the assessment fee that was used on the XXX | Documentation is sufficient. Assessment identified. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.09% is less than Guideline LTV of 15.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/16/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304735058 | FCRE7496 | 08/06/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is obligated to XXX per month in HOA Dues. However, no evidence provided to verify this amount. | provided the HOA dues Statement | Verification of HOA provided. Condition cleared. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.82% is less than Guideline LTV of 10.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304729967 | FCRE7496 | 08/12/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current HOA Statement as Subject Property is a XXX per executed Rider and Final 1003 shows a monthly HOA fee of XXX | provided XXX questionnaire | Documentation is sufficient. XXX docs provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% | Resolved | 08/12/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304736293 | FCRE7496 | 08/06/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing 1st lien mortgage Statement with payment breakdown to verify PITIA. | Page XXX shows the payment breakdown, and the borrowers waived their escrows as you can see on the HOI it is self-pay | Full verification of PITIA provided. Condition cleared. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.12% is less than Guideline LTV of 29.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750183 | FCRE7496 | 08/29/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Verification in file for Homeowners Association page is Illegible, A legible copy is required (HOA for $XXX) to be re- reverified | Questionnaire verifying HOA due of XXX | Documentation is sufficient. HOA document provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.34% is less than Guideline CLTV of 72.34% | Resolved | 08/29/2025 | D A | A | A | A | A |
| XXX | XXX | 304778060 | FCRE7496 | 09/17/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for a XXX in monthly HOA Dues on the subject property, However missing verification of HOA Dues, | provided the HOA questionnaire | Documentation is sufficient. HOA document provided. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.54% is less than Guideline CLTV of 52.54% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.54% is less than Guideline CLTV of 52.54% | Resolved | 09/17/2025 | D A | A | A | A | A |
| XXX | XXX | 304751743 | FCRE7496 | 09/18/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Hazard policy is missing Annual Premium amount, Final XXX show monthly payment of XXX | Insurance premium is XXX which is XXX per monthnth; Hazard with premium | Documentation is sufficient. Policy premium provided. Exception resolved.; Policy provided does not show annual premium. Please provide documentation of the annual premium for the policy. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.07% is less than Guideline CLTV of 56.23% | Resolved | 09/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304755293 | FCRE7496 | 09/24/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX reflects an HOA fee of XXX that was not documented within the file. Please provide verification of the HOA fee. | questionnaire: hoa due XXX | Documentation is sufficient. HOA fee documentation provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.78% is less than Guideline LTV of 13.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304755260 | FCRE7496 | 09/08/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | XXX found in file, which reflects estimated monthly payment according to initial schedule agreement overview, Lender to provide supporting information or clarify the omission of payment. | This is an agreement to purchase power and not the solar system/ equipment. | Documentation is sufficient. Agreement provided. O. to omit as it is a utility. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.33% is less than Guideline CLTV of 57.33% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304766812 | FCRE7496 | 09/10/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | File did not come with supporting documents for the amenities fee of XXX Stated on Final XXX UW notes. | provided the doc showing the XXX amenities fee | Documentation is sufficient. Statement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.5% is less than Guideline LTV of 19.5% | Resolved | 09/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304777985 | FCRE7496 | 09/17/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | REO (just being purchased at same time of subject loan) with the details of the REO on the Final 1003, however no copies of final CD in file showing new mortgage and new payment, along with property expenses can be found. | provided the REO docs | Documentation is sufficient. REO contract and CD provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.1% is less than Guideline LTV of 8.29% | Resolved | 09/17/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304818269 | FCRE7496 | 09/26/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary in the loan file reflects the borrower is obligated to a XXX per month HOA Dues. However, the loan file is missing documents to verify HOA dues. | HOA questionnaire verifying HOA due of XXX | Documentation is sufficient. HOA document provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.13% is less than Guideline LTV of 25.13% | Resolved | 09/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304511492 | FCRE7496 | 03/14/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Copy of the most recent mortgage Statement was not provided to verify the current Upfront Principal Balance and monthly payment breakdown for the first lien mortgage. | Please see attached copy of the credit report - refresh. ; Please note that the credit supplement is showing the mortgage rating, tax and insurance will be recalculated through our subject lien, which is on the XXX already. Also attached copy of the credit supplement for reference. | Loan qualifies using full amount of XXX as PI plus additional documented tax and insurance amount. Exception is non-material and graded as level 2/B.; The credit report does not break out the P & I, taxes and insurance, if applicable. The single payment on the credit report is not broken down or identified as the total payment, just P & I, or other. Please provide a monthly Statement or a bank payment history which breaks down the payment for the referenced property. Exception remains.; Need the mortgage Statement with the payment breakdown for the 1st mortgage with XXX. Document provided is a credit supplement for the 2nd mortgage being paid off. Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.68% is less than Guideline LTV of 13.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.68% is less than Guideline LTV of 13.68% | Acknowledged |  | No D B | D B | D B | D B | D B |
| XXX | XXX | 304494284 | FCRE7496 | 03/06/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for the XXX in Monthly HOA dues on the subject property, However is missing verification of HOA Dues. | HOA | Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.29% is less than Guideline LTV of 13.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.29% is less than Guideline LTV of 13.29% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/06/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304721795 | FCRE7496 | 06/30/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Mortgage summary for Subject Property does not breakout the P&I payment and does not show mortgage interest | reo docs | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 06/30/2025 | D A | A | A | A | A |
| XXX | XXX | 304704948 | FCRE7496 | 07/11/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current HOA Statement as property is a XXX per XXX Rider; Final XXX & 1003 reflects HOA monthly payment in the amount of XXX | Hoa Statement | Documentation is sufficient. HOA Statement provided. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline LTV of 23.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline CLTV of 23.43% | Resolved | 07/11/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692156 | FCRE7496 | 07/08/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current mortgage XXX# XXX Statement to verify Principal & Interest, mortgage balance and. Also missing current HOA Statement verifying that HOA monthly payment is XXX as Appraisal shows XXX monthly but Final XXX & 1003 shows monthly payment of XXX | pitia | Documentation is sufficient. HOA information and current mortgage Statement provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.45% is less than Guideline CLTV of 62.45% | Resolved | 07/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304710314 | FCRE7496 | 07/25/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing current mortgage Statement or equivalent documentation verifying current mortgage balance, principal and interest amount and current | reo docs \| | Verification of P&I provided for new first lien; full PITIA documented. Condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/25/2025 | D A | A | A | A | A |
| XXX | XXX | 304776952 | FCRE7496 | 09/15/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Need HOA documentation listed on the XXX | There is NO HOA, XXX is MI unable to add to correct section with our system, XXX Updated | Documentation is sufficient. Explanation provided, no HOA. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.82% is less than Guideline LTV of 24.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304418931 | FCRE7496 | 11/05/2024 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The subject property is an attached XXX. XXX conducted a third party search on zillow om which reflects the borrower is obligated to HOA dues, but the loan file is missing the verification of HOA Dues. | Provided the HOA dues | Document provided is sufficient. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.46% is less than Guideline LTV of 36.46% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.46% is less than Guideline CLTV of 36.46% | Resolved | 11/05/2024 | D A | A | A | A | A |
| XXX | XXX | 304422557 | FCRE7496 | 12/19/2024 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Unable to locate HOA Statement verifying monthly payment in the amount of XXX Lender also has Other Payment of XXX included in housing payment disclosed as other unable to locate documentation verifying what this payment is. | provided the explanation from HOA regarding HOA and other payments due | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% | Resolved | 12/19/2024 | D A | A | A | A | A |
| XXX | XXX | 304426200 | FCRE7496 | 11/21/2024 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX in the loan file reflects the borrower pays XXX in HOA Dues and XXX in "other" monthly payments. However, the loan file is missing verification of HOA dues and "Other" monthly payments. According to the 1st lien Mortgage Statement the borrower also pays XXX per month in Mortgage Insurance, but this amount does not match the "other" payment reflected on the XXX | Provided the HOA dues LOX | Document provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline LTV of 25.86% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline CLTV of 25.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/21/2024 | D A | A | A | A | A |
| XXX | XXX | 304433062 | FCRE7496 | 11/27/2024 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | HOA Statement missing. | Provided the HOA Statement | Document provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481305 | FCRE7496 | 02/19/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Loan Summary reflects to borrower is responsible for XXX monthly HOA dues. However, loan have has no evidence of HOA Dues being verified. | Confirmation of HOA dues | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.95% is less than Guideline LTV of 25.95% | Resolved | 02/19/2025 | D A | A | A | A | A |
| XXX | XXX | 304487904 | FCRE7496 | 02/18/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects borrower is obligated to XXX monthly HOA, but not evidence this was verified. Supporting documentation required. | Provided an email from the HOA reflecting the HOA dues | Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 12.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 12.96% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/18/2025 | D A | A | A | A | A |
| XXX | XXX | 304494073 | FCRE7496 | 03/03/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The Final 1003 reflects monthly HOA payment of XXX however, loan file is missing supporting documentation to verify the payment. | provided the email from HOA verifying the HOA dues info; provided the email from the HOA verifying the HOA info | Documentation provided is sufficient. Exception resolved.; Document provided does not reflect a monthly payment for the HOA. Please provide supporting document to verify the monthly HOA amount. Exception remains. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline CLTV of 55.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline CLTV of 55.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/03/2025 | D A | A | A | A | A |
| XXX | XXX | 304492679 | FCRE7496 | 02/13/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing documentation to support subject property HOA dues are XXX monthly. | HOA cert | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.58% is less than Guideline LTV of 23.58% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.58% is less than Guideline CLTV of 23.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304492703 | FCRE7496 | 02/19/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for $ XXX in a monthly HOA Due on the subject property, however missing verification of HOA Dues. | Provided the HOA Statement | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CLTV of 72.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline CCLTV of 72.99% | Resolved | 02/19/2025 | D A | A | A | A | A |
| XXX | XXX | 304592828 | FCRE7496 | 03/17/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Final XXX shows monthly HOA in the amount of XXX for Subject Property, however missing verification for HOA dues. | HOA | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.06% is less than Guideline LTV of 18.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.06% is less than Guideline CLTV of 18.06% | Resolved | 03/17/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304631797 | FCRE7496 | 04/23/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing supporting documentations to verify property taxes for other REO's at XXX with monthly payment of XXX and XXX with monthly payment of XXX included in DTI calculations. | provided the tax bill for both properties, per county property at XXX is parcel number XXX-XXX-B and XXX is XXX-69L | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CCLTV of 50.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/23/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304613721 | FCRE7496 | 03/18/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal summary reflects the borrower is responsible for XXX in monthly HOA dues on the subject property, however missing verification of HOA Dues | HOA dues | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% | Resolved | 03/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304637155 | FCRE7496 | 03/07/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Lender to provide supporting documentation to verify the monthly HOA dues of XXX reflected on the Final 1003 for subject property. | There are no HOA dues, provided the Final 1003 and final XXX | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.43% is less than Guideline LTV of 16.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304638302 | FCRE7496 | 03/14/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects HOA monthly payment of XXX for the Subject Property however missing verification of HOA dues. | Condo questionnaire verifying HOA due | Documentation provided is sufficient. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline LTV of 11.81% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/14/2025 | D A | A | A | A | A |
| XXX | XXX | 304639656 | FCRE7496 | 04/18/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The subject property is a PUD and a third party search indicates borrower is obligated to monthly HOA Dues. However, no evidence in the loan file lender verified with borrower either way. An HOA Dues Statement or LOE required. | HOA LOX | Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.28% is less than Guideline CLTV of 59.28% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.28% is less than Guideline CLTV of 59.28% | Resolved | 04/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304676961 | FCRE7496 | 04/11/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX Transmittal Summary reflects the borrower is responsible for XXX in monthly HOA Dues on the subject property, However missing verification of HOA Dues. | provided the HOA Statement | Documentation is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 9.33% | Resolved | 04/11/2025 | D A | A | A | A | A |
| XXX | XXX | 304681183 | FCRE7496 | 04/24/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The XXX reflects the borrower is obligated to XXX in monthly HOA Dues. However, missing HOA Statement verifying these dues. | provided the HOA information regarding dues and frequency of payment \| | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.48% is less than Guideline CLTV of 79.71% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.71% is less than Guideline CCLTV of 79.71% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681688 | FCRE7496 | 05/09/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing HOA documentation as Subject Property is a Condo; Final 1008 and 1003 reflect the borrower is obligated to a monthly HOA due $XXX. | Provided the HOA Statement | ; Documentation provided is sufficient. Exception resolved. |  | Resolved | 05/09/2025 | D A | A | A | A | A |
| XXX | XXX | 304688528 | FCRE7496 | 05/09/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing 1st lien mortgage Statement to verify P&I and UPB. | provided the VOM | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.89% is less than Guideline CLTV of 70.89% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.89% is less than Guideline CCLTV of 70.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/09/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304686665 | FCRE7496 | 05/15/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing 1st lien mortgage Statement with payment breakdown to verify PITIA. | MLS | Condition resolved as we have received the Mtg. Statement verifying payment breakdown. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304698249 | FCRE7496 | 05/28/2025 | Credit | Missing Doc | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | HOA documentation not on file. | Condo Questionnaire | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.52% is less than Guideline LTV of 14.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.52% is less than Guideline LTV of 14.52% | Resolved | 05/28/2025 | D A | A | A | A | A |
| XXX | XXX | 304732955 | FCRE7497 | 08/27/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | File is missing supporting documents for taxes XXX XXX monthly payment of $XXX udit updated using the amount shown on fraud report which matches whats lender used. - For property located on XXX XXX the property taxes supporting document in file of XXX is lower than what Lender included in DTI calculations udit used $XXX Stated on fraud report which gives the same montly payment of XXX used by Lender. | provided the tax bill from XXX County for XXX XXX and provided the supporting documents reflecting taxes for XXX XXX | Documentation is sufficient. Tax bills provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.9% is less than Guideline LTV of 10.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.9% is less than Guideline LTV of 10.9% | Resolved | 08/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750508 | FCRE7497 | 08/27/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Subject property is an XXX property, however, borrower did not list her XXX in section XXX of the Final 1003. She indicated no primary housing payment, however, the property is in her name which was confirmed on XXX. Even if the property does not have a mortgage, she is still responsible for property tax and homeowner's insurance. | Mortgage Statement for XXX showing our borrower is not obligated to pay; Tax assessor only shows XXX as owner of XXX | Evidence provided that borrower is not obligated for this property. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.67% is less than Guideline LTV of 6.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.67% is less than Guideline CLTV of 6.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304755259 | FCRE7497 | 08/29/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing supporting documents for monthly property tax of XXX for #XXX XXX, XXX XXX & #XXX XXX, XXX XXX $XXX. Audit updated payment using Fraud report. | provided verification of taxes for XXX | Documentation is sufficient. Tax documents provided. Exception resolved. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.08% is less than Guideline LTV of 28.08% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.08% is less than Guideline CLTV of 28.08% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | D A | A | A | A | A |
| XXX | XXX | 304763363 | FCRE7497 | 10/02/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Tax Return Schedule E shows ownership of property located at XXX XXX; proof property sold missing. If not sold, this negatively affects DTI. | XXX XXX, UPPER XXX, XXX XXX owned by XXX | Documentation is sufficient. Explanation provided, no ownership of REO property. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.47% is less than Guideline LTV of 33.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304721795 | FCRE7497 | 06/30/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing current mortgage Statement for XXX XXX to verify if mortgage is escrowed. Also 1003 States property is a Unit provide HOA Statement if applicable | reo | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 06/30/2025 | D A | A | A | A | A |
| XXX | XXX | 304474214 | FCRE7497 | 02/25/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing supporting documentation to verify monthly payment of XXX for other REO at XXX XXX | supporting documentation | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.56% is less than Guideline CLTV of 46.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.56% is less than Guideline CLTV of 46.56% | Resolved | 02/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304758946 | FCRE7497 | 08/13/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for departing residence XXX | REO docs | Documentation is sufficient. REO documents provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | D A | A | A | A | A |
| XXX | XXX | 304497122 | FCRE7497 | 02/19/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation to support monthly payment of XXX for other REO at XXX XXX | other property info | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.85% is less than Guideline CLTV of 42.85% | Resolved | 02/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304820671 | FCRE7497 | 09/25/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide verification that the XXX property located in XXX is free and clear and verification that the property does not have hazard insurance or HOA dues. | Please see attached. County records showing as a vacant lot, nothing additional is required for this since its a vacant lot. | Documentation is sufficient. Property information provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6% is less than Guideline CLTV of 68.32% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692351 | FCRE7497 | 07/19/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The Final 1003 reflects that the fourth, fifth and seventh XXX properties are free and clear. The file does not include a property report showing that the afore mentioned properties are free and clear. | Document Uploaded. Hi, per our UW - This is a DSCR loan. If a property other than the subject or primary home does not have a mortgage reporting on credit, we do not need to document it. We do not need profiles, mortgage Statements, ratings or anything. For DSCR, all we are concerned about are mortgages that are on the credit report. For this file, the subject is XXX (XXX on credit) and the primary home is XXX (XXX on credit). None of the three properties in question has a mortgage on credit and they are neither the subject or the primary home. | Rescinded |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304471858 | FCRE7497 | 01/23/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation to verify property taxes ($XXX monthly) for other REO at XXX XXX | XXX brown school gap tax | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.35% is less than Guideline LTV of 13.35% | Resolved | 01/23/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304481318 | FCRE7497 | 02/18/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Borrower is a co-owner of other REO at XXX but the mortgage is paid by other individual according to comments on form 1008 and evidence of XXX months bank Statement in file. Lender excluded Principal and Interest payment but added Taxes, Insurance and HOA payment XXX to DTI per Final 1003, however, loan file contains documentation for HOA XXX and Homeowner insurance XXX but missing for property taxes. | Provided property tax information from the county website for property at XXX | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.4% is less than Guideline LTV of 5.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.4% is less than Guideline CLTV of 5.4% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/18/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304485232 | FCRE7497 | 02/12/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing supporting documentation to verify property taxes XXX on other REO at XXX | Provided the property tax Statement | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 54.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/12/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495038 | FCRE7497 | 04/11/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of monthly mortgage payment, property taxes, insurance, and/or HOA fees for non-subject property XXX #XXX | provided the mortgage verification documents | Documentation is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline LTV of 36.99% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline CLTV of 36.99% | Resolved | 04/11/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304641212 | FCRE7497 | 05/14/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing current Statement for XXX Ownership Dues as payment is located on Final 1003 | provided the time share documentation showing balance and payment due | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.74% is less than Guideline LTV of 20.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304638976 | FCRE7497 | 04/07/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of whether borrower is obligated to HOA dues for property located at XXX. | provided verification that there is no HOA dues for XXX West Walton Ave | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.37% is less than Guideline LTV of 21.37% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304640531 | FCRE7497 | 03/26/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Verification of whether the borrower is obligated to HOA Dues for the following XXX properties located at XXX and XXX. | provided verification of HOA dues | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline LTV of 7.62% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304643239 | FCRE7497 | 03/21/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Property details report for other REO at XXX, reflects tax amount as XXX however, fraud report indicates $XXX/year. Missing an updated property detail or tax document that reflects the correct tax amount. | Tax bill for vacant land | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 16.44% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline CLTV of 16.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/21/2025 | D A | A | A | A | A |
| XXX | XXX | 304671599 | FCRE7497 | 04/11/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of 2nd lien amount of XXX (XXX loan # XXX) at XXX. | provided the MLS for XXX | Documentation is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline CLTV of 63.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | D A | A | A | A | A |
| XXX | XXX | 304681300 | FCRE7497 | 05/28/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The co-borrower owns a 2nd home located at XXX missing verification of expenses. | provided the first payment letter verifying the tax and insurance amount due | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.09% is less than Guideline LTV of 5.66% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681182 | FCRE7497 | 05/01/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The documentation provided by lender to verify property tax on other REO reflects $XXX/XXX = XXX monthly, however, property tax on Final 1003 reflects XXX monthly. Lender to provide documentation matching the amount used as property tax amount. | provided the Final 1003 | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 13.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490219 | FCRE7497 | 03/07/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | i. Missing supporting documentation to verify monthly payment of second mortgages of the properties listed below from XXX. Audit used monthly payment Stated on Final 1003 to calculate DTI. XXX #XXX, XXX, XXX, XXX, XXX, XXX, XXX, XXX, XXX and XXX. ii. Missing updated insurance policy for properties XXX & XXX, XXX, XXX, XXX and XXX as policies expired prior to loan current loan closing on XXX | see attached ; see attached | Documentation provided is sufficient. Exception resolved.; Please provide the 2nd lien Notes for the listed properties. Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490244 | FCRE7497 | 03/07/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide Oak Tree finance loan documentation on the following properties per Final 1003. XXX. | see attached ; see attached | Documentation provided is sufficient. Exception resolved.; Need the 2nd mortgage Notes for the listed properties. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 21.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490243 | FCRE7497 | 03/07/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing the documentation for the 2nd mortgages on the following properties: XXX. Missing HOA documentation for each property, or a letter stating there are no HOA dues. | see attached ; see attached | Documentation provided is sufficient. Exception resolved.; Please provide the Notes for the 2nd mortgages for the listed properties. Exception remains. | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304490242 | FCRE7497 | 03/07/2025 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | First lien mortgage Statements were not provided for the following rental properties: XXX. | see attached ; see attached | Documentation provided is sufficient. Exception resolved.; Missing the Notes for the 2nd mortgages for XXX. Exception remains. | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304758189 | FCRE5116 | 08/19/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Current mortgage payment history is not reflected on the credit report in the loan file; missing VOM or equivalent documentation verify payment history of XXX or XXX. | Mortgage Statement | Documentation is sufficient. Current Mortgage Statement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.24% is less than Guideline LTV of 12.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.24% is less than Guideline LTV of 12.24% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/19/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304727148 | FCRE5116 | 08/15/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. There is no documentation for the rent amount for the non occupant co borrowers. | provided the VOR for the co borrower | Documentation is sufficient. VOR provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.23% is less than Guideline LTV of 20.92% | Resolved | 08/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304754536 | FCRE5116 | 08/15/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of the first mortgage payments are missing. | provided the mortgage Statement | Documentation is sufficient. Mortgage Statement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.32% is less than Guideline CLTV of 79.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.29% is less than Guideline CCLTV of 79.29% | Resolved | 08/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304768556 | FCRE5116 | 09/03/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Credit report in file reflects prior 1st mortgage history thru XX/XX/XXXX. The loan was refinanced in XX/XX/XXXX (as per title work) with no new updated history for current 1st mortgage (Statement in file from XXX reflects payment made XX/XX/XXXX). There is no payment history for current 1st mortgage for XXX and XXX XXX in the loan file. Guidelines require XXX or XXX. | VOM | Documentation is sufficient. Mortgage Statements provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.31% is less than Guideline LTV of 17.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.31% is less than Guideline LTV of 17.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304757904 | FCRE5116 | 09/04/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. File is missing verification of payment history on first lien. Guidelines require no more than XXX. | provided the credit supplement | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.63% is less than Guideline LTV of 6.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304769822 | FCRE5116 | 09/17/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Existing 1st mortgage was just originated, however there is no copy of the new 1st mortgage note or closing Statement (CD). There is a mortgage Statement in file for the 1st mortgage as is referenced by the lender, however there is no open mortgage on the credit report and the 1st mortgage amount as per the mortgage Statement does not match to the existing 1st lien on the title O&E. | Credit supplement showing the 1st lien mortgage and the mortgage Statement showing the balance and payment breakdown | Documentation is sufficient. Credit Supplement, mortgage Statement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.55% is less than Guideline LTV of 7.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/17/2025 | D A | A | A | A | A |
| XXX | XXX | 304710314 | FCRE5116 | 07/25/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. XXX #XXX mortgage closed on XX/XX/XXXX and refinanced with XXX, missing documentation verifying when 1st payment for new loan with XXX #XXX along with the terms of the loan | credit to verify no mtg lates | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing. Verification of P&I and new terms provided for new first lien; first payment due XX/XX/XXXX and full payment history documented. Condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/25/2025 | D A | A | A | A | A |
| XXX | XXX | 304438617 | FCRE5116 | 12/30/2024 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. 1st lien mortgage from Shellpoint #XXX is not on the credit report; per guidelines need mortgage history for the last XXX-months to verify no late payment in the last XXX-months and XXX x XXX within the last XXX-months | provided the credit supplement | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.76% is less than Guideline LTV of 8.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/30/2024 | A | A | A | A | A |
| XXX | XXX | 304472801 | FCRE5116 | 01/27/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. | Provided the VOM | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490550 | FCRE5116 | 04/25/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The borrower currently rents XXX for XXX per month for the past XX/XX/XXXX years, but no evidence of a VOR obtained to verify XXX. Two months of XXX bank Statements in loan file reflecting two payments were paid in the amount of XXX on XX/XX/XXXX and XX/XX/XXXX. However, unable to determine if this in rental payments, which would still be insufficient because guidelines require XXX months rental history. | provided the lease agreement made with XXX, and provided the bank Statements showing the rent amount of XXX being paid to XXX. Provided bank Statements showing payments for October, November, December, \| January, February, and March payments | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.19% is less than Guideline CLTV of 47.19% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304637095 | FCRE5116 | 03/28/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Monthly payment history verifying XXX or XXX required to meet lender guideline requirements. | provided the credit supplement | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.73% is less than Guideline LTV of 26.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.73% is less than Guideline LTV of 26.73% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304639455 | FCRE5116 | 03/28/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. 1st lien mortgage Statement reflecting payment breakdown required. | Mortgage Statement with breakdown | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% | Resolved | 03/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304677792 | FCRE5116 | 04/21/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. A Verification of Mortgage or 1st Lien Credit Supplement to support Guideline History requirements of XXX and XXX is required. | Credit supplement | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.52% is less than Guideline LTV of 16.52% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.52% is less than Guideline CLTV of 16.52% | Resolved | 04/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304678910 | FCRE7569 | 05/15/2025 | Credit | Debt | Mortgage history for primary residence less than 12 months | Lender to provide, Rent Free letter, letter needs to be verify by landlord or owner of XXX at : XXX if borrower owns property Free and Clear, please provide evidence of Taxes and Insurance and and any other expense associated with XXX. | provided the rent free letter | Condition resolved as we have received the missing rent free LOX. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.43% is less than Guideline LTV of 29.05% | Resolved | 05/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304494113 | finding-2261 | 03/10/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.8% is less than Guideline CLTV of 54.8% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304385441 | finding-2261 | 10/15/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.43% is less than Guideline LTV of 33.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/15/2024 | A | A | A | A | A |
| XXX | XXX | 304396482 | finding-2261 | 10/09/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 9.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 9.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304396157 | finding-2261 | 10/13/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | HPML Compliant | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.78% is less than Guideline LTV of 4.78% \| Qualifying DTI below max allowed. - \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304425604 | finding-2261 | 12/03/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HMPL Compliant This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | HPML Compliant | Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304438669 | finding-2261 | 12/13/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML Compliant This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.56% is less than Guideline LTV of 23.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304436638 | finding-2261 | 12/06/2024 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | This loan failed the XXX rate spread home loan test. (XXX GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. HPML compliant. |  | HPML Compliant | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438658 | finding-2261 | 01/24/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54% is less than Guideline CLTV of 54% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304470226 | finding-2261 | 01/15/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.6% is less than Guideline LTV of 15.6% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304480914 | finding-2261 | 03/14/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.06% is less than Guideline LTV of 5.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304485293 | finding-2261 | 04/11/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304494156 | finding-2261 | 02/06/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 37.84% is less than Guideline CLTV of 74.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.92% is less than Guideline CCLTV of 74.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304637163 | finding-2261 | 03/25/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.83% is less than Guideline LTV of 21.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304510785 | finding-2261 | 04/10/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CLTV of 50.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304510677 | finding-2261 | 02/26/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML related exception- addressed This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline LTV of 8.99% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304640530 | finding-2261 | 04/18/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.45% is less than Guideline LTV of 33.45% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304640529 | finding-2261 | 03/25/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.09% is less than Guideline CLTV of 60.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304671728 | finding-2261 | 04/10/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.47% is less than Guideline CLTV of 53.47% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304678907 | finding-2261 | 04/17/2025 | Compliance | Points & Fees | NC Rate Spread Home Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the NC rate spread home loan test. (NC GS §XXX-11F(a)(XXX) he loan is a rate spread home loan, as defined in the legislation. For more information please see the XXX Rate Spread Home Loan Article section of the full ComplianceAnalyzer report hile the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.66% is less than Guideline LTV of 5.66% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304687385 | finding-2740 | 05/20/2025 | Compliance | Points & Fees | NM HLPA 2009 High-Cost Home Loan Total Points and Fees Threshold Test | This loan failed the high-cost home loan total points and fees threshold test due to one of the following findings: (NM SB XXX §XXX, NMSA §XXX-21A-XXX(Q) he loan is a home loan where the principal is XXX or more and the total points and fees are more than XXX% of the principal ; orThe loan is a home loan where the principal is less than XXX and the total points and fees are more than the lesser or XXX or XXX% of the principal. There's no undiscounted rate to clear the points and fees fail. | Please review the attached rebuttal package and advise if additional information is needed. | Title Coordination fee can be excluded from XXX high cost testing; exception resolved; Title Coordination fee can be excluded from XXX high cost testing; exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.35% is less than Guideline LTV of 28.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/20/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304327800 | FCOM8997 | 07/01/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15% is less than Guideline CLTV of 61.15% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.15% is less than Guideline CCLTV of 61.15% | Resolved | 07/01/2024 | A | A | A | A | A |
| XXX | XXX | 304396303 | FCOM8997 | 12/03/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.9% is less than Guideline LTV of 28.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.62% is less than Guideline LTV of 90% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304397862 | FCOM8997 | 10/16/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.9% is less than Guideline CLTV of 23.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 23.9% is less than Guideline CCLTV of 23.9% | Resolved | 10/16/2024 | A | A | A | A | A |
| XXX | XXX | 304425272 | FCOM8997 | 12/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.28% is less than Guideline CLTV of 58.59% n/a \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.59% is less than Guideline CCLTV of 58.59% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304429173 | FCOM8997 | 11/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.65% is less than Guideline CLTV of 38.16% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.16% is less than Guideline CCLTV of 38.16% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304442458 | FCOM8997 | 01/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.21% is less than Guideline CLTV of 57.26% Calculated LTV of 8.21% is less than Guideline CLTV of 57.26% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.26% is less than Guideline CCLTV of 57.26% Calculated CLTV of 57.26% is less than Guideline CCLTV of 57.26% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304477095 | FCOM8997 | 01/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.57% is less than Guideline CLTV of 41.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304471508 | FCOM8997 | 01/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.09% is less than Guideline LTV of 8.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.89% is less than Guideline LTV of 10.85% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304477232 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.85% is less than Guideline CLTV of 72.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.88% is less than Guideline CCLTV of 72.88% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304482023 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.97% is less than Guideline LTV of 10.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.75% is less than Guideline CLTV of 72.28% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304492082 | FCOM8997 | 02/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.43% is less than Guideline LTV of 10.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.1% is less than Guideline LTV of 13.54% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304484525 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58% is less than Guideline LTV of 13.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.71% is less than Guideline CLTV of 57.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304492420 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.29% is less than Guideline LTV of 20.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304481722 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.01% is less than Guideline LTV of 20.29% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304510783 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.29% is less than Guideline LTV of 7.83% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637169 | FCOM8997 | 03/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.54% is less than Guideline CLTV of 37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37% is less than Guideline CCLTV of 37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/20/2025 | A | A | A | A | A |
| XXX | XXX | 304639760 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37% is less than Guideline CLTV of 37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37% is less than Guideline CCLTV of 37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304643511 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.57% is less than Guideline LTV of 28.69% | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304758189 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.37% is less than Guideline LTV of 17.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.08% is less than Guideline LTV of 12.24% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304734557 | FCOM8997 | 07/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.24% is less than Guideline LTV of 57.11% | Resolved | 07/02/2025 | A | A | A | A | A |
| XXX | XXX | 304734797 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 57.11% is less than Guideline CLTV of 69.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.47% is less than Guideline CCLTV of 69.47% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304748469 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.71% is less than Guideline CLTV of 64.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.92% is less than Guideline CCLTV of 64.92% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304732987 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.42% is less than Guideline CLTV of 56.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.98% is less than Guideline CCLTV of 56.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304692074 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.68% is less than Guideline LTV of 7.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.93% is less than Guideline LTV of 23.65% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304694944 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.57% is less than Guideline LTV of 13.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.91% is less than Guideline LTV of 17.99% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304734166 | FCOM8997 | 08/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.55% is less than Guideline CLTV of 22.42% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 22.42% is less than Guideline CCLTV of 22.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/18/2025 | A | A | A | A | A |
| XXX | XXX | 304702031 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.84% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304702345 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.81% is less than Guideline LTV of 5.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.73% is less than Guideline CLTV of 56.33% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304702587 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline LTV of 11.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.36% is less than Guideline CLTV of 75.69% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304710719 | FCOM8997 | 06/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.47% is less than Guideline CLTV of 69.84% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.84% is less than Guideline CCLTV of 69.84% | Resolved | 06/25/2025 | A | A | A | A | A |
| XXX | XXX | 304710760 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.39% is less than Guideline CLTV of 61.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304759853 | FCOM8997 | 07/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.23% is less than Guideline CLTV of 64.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/25/2025 | A | A | A | A | A |
| XXX | XXX | 304719697 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.07% is less than Guideline LTV of 10.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.02% is less than Guideline LTV of 12.13% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304726399 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.24% is less than Guideline LTV of 26.09% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.09% is less than Guideline CLTV of 19.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304728631 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 19.92% is less than Guideline LTV of 6.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.74% is less than Guideline LTV of 10.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304727714 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.27% is less than Guideline CLTV of 78.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.76% is less than Guideline CCLTV of 78.76% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304731380 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline CLTV of 65.01% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.01% is less than Guideline CCLTV of 65.01% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304729966 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 22.3% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304729964 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.3% is less than Guideline CLTV of 72.09% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.09% is less than Guideline CCLTV of 72.09% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304734817 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.73% is less than Guideline CLTV of 74.79% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.79% is less than Guideline CCLTV of 74.79% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304732822 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.22% is less than Guideline LTV of 26.76% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.76% is less than Guideline CLTV of 35.94% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304732180 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.94% is less than Guideline LTV of 15.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.37% is less than Guideline CLTV of 43.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304732955 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.33% is less than Guideline LTV of 8.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.44% is less than Guideline LTV of 10.9% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304732243 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.22% is less than Guideline LTV of 23.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304763638 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.33% is less than Guideline LTV of 24.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.19% is less than Guideline LTV of 12.53% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304733006 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.94% is less than Guideline LTV of 21.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.21% is less than Guideline CLTV of 43.84% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304734336 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.84% is less than Guideline LTV of 17.23% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.23% is less than Guideline CLTV of 79.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304747387 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.21% is less than Guideline CLTV of 60.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.71% is less than Guideline CCLTV of 60.71% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304779986 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.03% is less than Guideline CLTV of 41.85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.85% is less than Guideline CCLTV of 41.85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304751765 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.69% is less than Guideline LTV of 13.5% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304732163 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.51% is less than Guideline LTV of 3.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.52% is less than Guideline LTV of 18.04% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304734265 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.1% is less than Guideline CLTV of 79% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79% is less than Guideline CCLTV of 79% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304724158 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline LTV of 23.2% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304734816 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.79% is less than Guideline CLTV of 58.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304735056 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.21% is less than Guideline LTV of 22.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.69% is less than Guideline LTV of 39.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304735969 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.44% is less than Guideline LTV of 29.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.5% is less than Guideline CLTV of 60.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304736194 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.18% is less than Guideline LTV of 7.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.54% is less than Guideline LTV of 28.49% | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304736293 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.37% is less than Guideline LTV of 29.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304736436 | FCOM8997 | 07/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.33% is less than Guideline LTV of 16.18% | Resolved | 07/30/2025 | A | A | A | A | A |
| XXX | XXX | 304745014 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304736434 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.18% is less than Guideline CLTV of 63.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.39% is less than Guideline CCLTV of 63.39% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304736426 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.51% is less than Guideline LTV of 9.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304748404 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.01% is less than Guideline LTV of 17.02% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304749761 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline LTV of 13.86% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304749760 | FCOM8997 | 08/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.78% is less than Guideline LTV of 15.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 15.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304749758 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.65% is less than Guideline LTV of 10.17% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304751745 | FCOM8997 | 08/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.95% is less than Guideline LTV of 33.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.22% is less than Guideline LTV of 15.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304749944 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.99% is less than Guideline CLTV of 71% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71% is less than Guideline CCLTV of 71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304758223 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.77% is less than Guideline LTV of 21.78% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.78% is less than Guideline CLTV of 70.21% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304750041 | FCOM8997 | 08/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.54% is less than Guideline LTV of 22.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.66% is less than Guideline CLTV of 67.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304750182 | FCOM8997 | 08/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.93% is less than Guideline LTV of 35.56% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.56% is less than Guideline LTV of 15.27% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304750037 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74% is less than Guideline LTV of 42.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.82% is less than Guideline LTV of 13.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304752072 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.02% is less than Guideline CLTV of 55.22% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.22% is less than Guideline CCLTV of 55.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304750181 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.64% is less than Guideline LTV of 20.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.64% is less than Guideline LTV of 8.63% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304750421 | FCOM8997 | 08/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.13% is less than Guideline LTV of 11.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.59% is less than Guideline LTV of 20.68% | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304750508 | FCOM8997 | 08/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.59% is less than Guideline CLTV of 33.79% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.79% is less than Guideline CCLTV of 33.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304754503 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.67% is less than Guideline CLTV of 25.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25.96% is less than Guideline CCLTV of 25.96% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304754542 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.07% is less than Guideline CLTV of 74.93% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.93% is less than Guideline CCLTV of 74.93% | Resolved | 09/03/2025 | A | N/A | N/A | N/A | N/A |
| XXX | XXX | 304751763 | FCOM8997 | 08/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.23% is less than Guideline LTV of 13.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.01% is less than Guideline LTV of 16.11% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304754541 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.62% is less than Guideline LTV of 32.63% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304751760 | FCOM8997 | 08/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.63% is less than Guideline CLTV of 59.72% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304758669 | FCOM8997 | 08/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.72% is less than Guideline LTV of 24.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.46% is less than Guideline LTV of 6.78% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304752406 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64% is less than Guideline LTV of 20.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.57% is less than Guideline LTV of 17.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304753735 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.91% is less than Guideline CLTV of 70.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.95% is less than Guideline CCLTV of 70.95% | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304759013 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.19% is less than Guideline CLTV of 66.66% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.66% is less than Guideline CCLTV of 66.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304754842 | FCOM8997 | 08/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.46% is less than Guideline CLTV of 64.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.74% is less than Guideline CCLTV of 64.74% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304754501 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.17% is less than Guideline LTV of 14.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.58% is less than Guideline LTV of 9.91% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304748400 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline CLTV of 72.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304758668 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.63% is less than Guideline CLTV of 65.63% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.63% is less than Guideline CCLTV of 65.63% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304757293 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.47% is less than Guideline CLTV of 60.34% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.34% is less than Guideline CCLTV of 60.34% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304768556 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.85% is less than Guideline LTV of 17.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.31% is less than Guideline LTV of 17.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304755045 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.02% is less than Guideline LTV of 9.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.94% is less than Guideline LTV of 21.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304755260 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.9% is less than Guideline CLTV of 57.33% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304755259 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.33% is less than Guideline CLTV of 57.33% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.33% is less than Guideline CCLTV of 57.33% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304756821 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.86% is less than Guideline LTV of 17.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.63% is less than Guideline LTV of 24.61% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304757277 | FCOM8997 | 08/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.61% is less than Guideline CLTV of 55.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304756819 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.88% is less than Guideline LTV of 16.16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.16% is less than Guideline LTV of 19.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304756801 | FCOM8997 | 08/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.38% is less than Guideline LTV of 16.89% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304757273 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.99% is less than Guideline LTV of 41.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.55% is less than Guideline LTV of 41.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304765288 | FCOM8997 | 08/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.05% is less than Guideline LTV of 11.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.73% is less than Guideline LTV of 13.89% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304766153 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.94% is less than Guideline LTV of 7.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.24% is less than Guideline LTV of 25.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304816540 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.9% is less than Guideline CLTV of 71.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.95% is less than Guideline CCLTV of 71.95% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304758186 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.65% is less than Guideline CLTV of 47.82% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.82% is less than Guideline CCLTV of 47.82% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304758203 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.79% is less than Guideline CLTV of 32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32% is less than Guideline CCLTV of 32% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304765940 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.68% is less than Guideline CLTV of 61.18% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.18% is less than Guideline CCLTV of 61.18% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304748465 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.35% is less than Guideline LTV of 21.35% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.35% is less than Guideline LTV of 12.03% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304760333 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.41% is less than Guideline CLTV of 76.72% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304758951 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.72% is less than Guideline CLTV of 76.72% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.72% is less than Guideline CCLTV of 76.72% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304759012 | FCOM8997 | 08/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.33% is less than Guideline LTV of 18.34% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline CLTV of 18.34% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304766814 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.62% is less than Guideline LTV of 8.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.82% is less than Guideline LTV of 30.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304760332 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.17% is less than Guideline LTV of 22.63% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.63% is less than Guideline LTV of 10.21% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760331 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.44% is less than Guideline CLTV of 53.51% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.51% is less than Guideline CCLTV of 53.51% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304760330 | FCOM8997 | 08/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.86% is less than Guideline LTV of 17.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304760329 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.05% is less than Guideline LTV of 18.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304760326 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.57% is less than Guideline CLTV of 49.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.95% is less than Guideline CCLTV of 49.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304760325 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.35% is less than Guideline LTV of 19.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.63% is less than Guideline LTV of 19.63% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304760323 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.63% is less than Guideline LTV of 25.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760320 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.74% is less than Guideline LTV of 18.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.91% is less than Guideline LTV of 27.91% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304777791 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.76% is less than Guideline LTV of 10.62% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.62% is less than Guideline LTV of 10.09% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304760315 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.86% is less than Guideline CLTV of 52.65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.65% is less than Guideline CCLTV of 52.65% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304779579 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.12% is less than Guideline CLTV of 54.89% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.89% is less than Guideline CCLTV of 54.89% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760449 | FCOM8997 | 08/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.77% is less than Guideline LTV of 13.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.18% is less than Guideline CLTV of 62.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304813204 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.21% is less than Guideline LTV of 27.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.01% is less than Guideline LTV of 49.58% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304764136 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.58% is less than Guideline CLTV of 73.36% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.36% is less than Guideline CCLTV of 73.36% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304763635 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.62% is less than Guideline CLTV of 74.69% \| Original CLTV is Below the Guideline Maximum | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304764254 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.77% is less than Guideline LTV of 9.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.44% is less than Guideline LTV of 15.24% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304839610 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.08% is less than Guideline LTV of 15.47% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline CLTV of 15.47% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304765405 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.55% is less than Guideline CLTV of 52.11% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.11% is less than Guideline CCLTV of 52.11% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304768555 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.94% is less than Guideline LTV of 32.65% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.65% is less than Guideline LTV of 11.98% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304768217 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.55% is less than Guideline LTV of 17.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.95% is less than Guideline LTV of 6.4% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304767993 | FCOM8997 | 08/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline LTV of 21.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.04% is less than Guideline LTV of 43.76% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304769821 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.76% is less than Guideline LTV of 25.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304776939 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.47% is less than Guideline LTV of 11.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.96% is less than Guideline LTV of 26.02% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304769753 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.02% is less than Guideline CLTV of 79.69% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.69% is less than Guideline CCLTV of 79.69% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304779985 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.71% is less than Guideline CLTV of 55.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.15% is less than Guideline CCLTV of 55.15% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304769788 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.28% is less than Guideline CLTV of 68.37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.37% is less than Guideline CCLTV of 68.37% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304811468 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.09% is less than Guideline CLTV of 65% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CCLTV of 65% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304768936 | FCOM8997 | 08/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.92% is less than Guideline LTV of 33.51% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304769820 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.01% is less than Guideline CLTV of 43.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.78% is less than Guideline CCLTV of 43.78% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304776880 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.9% is less than Guideline LTV of 19.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.67% is less than Guideline LTV of 38.07% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304779802 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.07% is less than Guideline CLTV of 69.9% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.9% is less than Guideline CCLTV of 69.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304776966 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.26% is less than Guideline CLTV of 69.53% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.53% is less than Guideline CCLTV of 69.53% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304776965 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.57% is less than Guideline CLTV of 53.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304778000 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.11% is less than Guideline LTV of 31.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304816406 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.58% is less than Guideline LTV of 5.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.61% is less than Guideline LTV of 20.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304777790 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.68% is less than Guideline CLTV of 73.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.67% is less than Guideline CCLTV of 73.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304777645 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.79% is less than Guideline LTV of 10.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.57% is less than Guideline CLTV of 72.07% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304778057 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.82% is less than Guideline CLTV of 57.13% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.13% is less than Guideline CCLTV of 57.13% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304811467 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.49% is less than Guideline LTV of 16.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.96% is less than Guideline CLTV of 68.88% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304779576 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.85% is less than Guideline LTV of 30.07% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304789465 | FCOM8997 | 09/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.07% is less than Guideline LTV of 15.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304779799 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.98% is less than Guideline LTV of 49.55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.55% is less than Guideline CLTV of 52.99% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304811466 | FCOM8997 | 09/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.99% is less than Guideline LTV of 28.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.17% is less than Guideline LTV of 15.7% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304789461 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.05% is less than Guideline LTV of 26.05% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.05% is less than Guideline LTV of 35.62% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304814735 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.62% is less than Guideline LTV of 24.74% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304813203 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.93% is less than Guideline CLTV of 78.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.98% is less than Guideline CCLTV of 78.98% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304813295 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.22% is less than Guideline CLTV of 56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56% is less than Guideline CCLTV of 56% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304814730 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.6% is less than Guideline LTV of 17.6% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304816508 | FCOM8997 | 10/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.23% is less than Guideline CLTV of 70.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.96% is less than Guideline CCLTV of 70.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/02/2025 | A | A | A | A | A |
| XXX | XXX | 304818269 | FCOM8997 | 09/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.37% is less than Guideline LTV of 25.13% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304817763 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.86% is less than Guideline LTV of 20.53% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.53% is less than Guideline LTV of 41.04% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304817840 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.29% is less than Guideline LTV of 18.69% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304818556 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.69% is less than Guideline LTV of 19.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304817631 | FCOM8997 | 09/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.24% is less than Guideline LTV of 12.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.21% is less than Guideline LTV of 12.21% | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304766810 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.73% is less than Guideline CLTV of 30.72% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.72% is less than Guideline CCLTV of 30.72% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304818541 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.72% is less than Guideline LTV of 11.54% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.54% is less than Guideline LTV of 21.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304838849 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.65% is less than Guideline LTV of 27.17% | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511499 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.82% is less than Guideline CLTV of 58.5% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.5% is less than Guideline CLTV of 58.5% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511491 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.68% is less than Guideline LTV of 32.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511498 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.8% is less than Guideline CLTV of 36.12% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.12% is less than Guideline CCLTV of 36.12% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304815992 | FCOM8997 | 09/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.55% is less than Guideline LTV of 19.78% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.78% is less than Guideline LTV of 19.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304814796 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.14% is less than Guideline CLTV of 61.4% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304814776 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.4% is less than Guideline LTV of 10.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.4% is less than Guideline LTV of 11.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304819050 | FCOM8997 | 10/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.18% is less than Guideline LTV of 13.63% | Resolved | 10/07/2025 | A | A | A | A | A |
| XXX | XXX | 304813336 | FCOM8997 | 10/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.63% is less than Guideline CLTV of 47.6% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.6% is less than Guideline CCLTV of 47.6% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | A | A | A | A | A |
| XXX | XXX | 304775086 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.61% is less than Guideline LTV of 18.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304763259 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.84% is less than Guideline CLTV of 76.06% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.06% is less than Guideline CCLTV of 76.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304816813 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline CLTV of 63.7% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.7% is less than Guideline CCLTV of 63.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304776956 | FCOM8997 | 10/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline CLTV of 30.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.39% is less than Guideline CCLTV of 30.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/03/2025 | A | A | A | A | A |
| XXX | XXX | 304818235 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.64% is less than Guideline LTV of 20.73% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.73% is less than Guideline CLTV of 20.73% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304769660 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX Fico is more than guideline XXX Fico \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.51% is less than Guideline CLTV of 70.19% XXX% LTV is less than guideline XXX% LTV | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304759850 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.19% is less than Guideline LTV of 39.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.22% is less than Guideline LTV of 8.72% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304816411 | FCOM8997 | 09/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.72% is less than Guideline LTV of 8.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304736401 | FCOM8997 | 09/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.72% is less than Guideline CLTV of 47.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.65% is less than Guideline CCLTV of 47.65% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304779523 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.48% is less than Guideline LTV of 9.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.96% is less than Guideline LTV of 10.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304779940 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.14% is less than Guideline LTV of 22.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304814752 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.52% is less than Guideline CLTV of 36.99% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304814756 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.99% is less than Guideline LTV of 6.8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.8% is less than Guideline LTV of 27.84% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304817780 | FCOM8997 | 09/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.84% is less than Guideline LTV of 24.41% | Resolved | 09/24/2025 | A | A | A | A | A |
| XXX | XXX | 304755009 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.41% is less than Guideline LTV of 24.41% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304779608 | FCOM8997 | 09/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.41% is less than Guideline CLTV of 79.8% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.8% is less than Guideline CCLTV of 79.8% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304816954 | FCOM8997 | 09/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.87% is less than Guideline LTV of 3.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.51% is less than Guideline LTV of 11.17% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304763363 | FCOM8997 | 09/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.17% is less than Guideline LTV of 33.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/30/2025 | A | A | A | A | A |
| XXX | XXX | 304814780 | FCOM8997 | 09/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.47% is less than Guideline LTV of 25.53% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304817620 | FCOM8997 | 09/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.53% is less than Guideline LTV of 41.38% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304360109 | FCOM8997 | 07/31/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.38% is less than Guideline LTV of 22.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/31/2024 | A | A | A | A | A |
| XXX | XXX | 304415816 | FCOM8997 | 11/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.11% is less than Guideline LTV of 27.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304483084 | FCOM8997 | 02/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.78% is less than Guideline CLTV of 61.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304489944 | FCOM8997 | 01/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.39% is less than Guideline LTV of 14.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.64% is less than Guideline LTV of 6.94% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304490510 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.94% is less than Guideline CLTV of 58.03% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.03% is less than Guideline CCLTV of 58.03% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304671004 | FCOM8997 | 04/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.06% is less than Guideline LTV of 8.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.06% is less than Guideline CLTV of 63.07% | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304400665 | FCOM8997 | 10/22/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.07% is less than Guideline LTV of 16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16% is less than Guideline LTV of 9.92% | Resolved | 10/22/2024 | A | A | A | A | A |
| XXX | XXX | 304421461 | FCOM8997 | 11/08/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.43% is less than Guideline CLTV of 54.42% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304418101 | FCOM8997 | 11/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.42% is less than Guideline CLTV of 54.42% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.42% is less than Guideline CCLTV of 54.42% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304494104 | FCOM8997 | 01/31/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 60% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/31/2025 | A | A | A | A | A |
| XXX | XXX | 304492183 | FCOM8997 | 01/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline CLTV of 57.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304485191 | FCOM8997 | 01/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline LTV of 20.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.38% is less than Guideline LTV of 20.38% | Resolved | 01/14/2025 | A | A | A | A | A |
| XXX | XXX | 304687156 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.38% is less than Guideline CLTV of 74.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.88% is less than Guideline CCLTV of 74.88% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304726797 | FCOM8997 | 07/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.4% is less than Guideline CLTV of 74.77% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.77% is less than Guideline CCLTV of 74.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304709734 | FCOM8997 | 06/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline LTV of 32.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.38% is less than Guideline LTV of 22.22% | Resolved | 06/25/2025 | A | A | A | A | A |
| XXX | XXX | 304472014 | FCOM8997 | 02/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.59% is less than Guideline LTV of 22.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.64% is less than Guideline LTV of 13.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304484891 | FCOM8997 | 02/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.41% is less than Guideline LTV of 16.45% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304725218 | FCOM8997 | 07/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/16/2025 | A | A | A | A | A |
| XXX | XXX | 304716831 | FCOM8997 | 07/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.58% is less than Guideline LTV of 11.72% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.72% is less than Guideline LTV of 21.19% | Resolved | 07/21/2025 | A | A | A | A | A |
| XXX | XXX | 304723745 | FCOM8997 | 07/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline CLTV of 76.57% | Resolved | 07/23/2025 | A | A | A | A | A |
| XXX | XXX | 304724075 | FCOM8997 | 07/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.57% is less than Guideline LTV of 15.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.38% is less than Guideline LTV of 33.42% | Resolved | 07/16/2025 | A | A | A | A | A |
| XXX | XXX | 304494284 | FCOM8997 | 02/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.83% is less than Guideline LTV of 25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25% is less than Guideline LTV of 13.29% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304684353 | FCOM8997 | 05/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline CLTV of 70.46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.46% is less than Guideline CCLTV of 70.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/30/2025 | A | A | A | A | A |
| XXX | XXX | 304734123 | FCOM8997 | 08/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.07% is less than Guideline CLTV of 59.07% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.07% is less than Guideline CCLTV of 59.07% | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304730708 | FCOM8997 | 07/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.08% is less than Guideline CLTV of 26.25% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 26.25% is less than Guideline CCLTV of 26.25% | Resolved | 07/29/2025 | A | A | A | A | A |
| XXX | XXX | 304721795 | FCOM8997 | 06/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.77% is less than Guideline CLTV of 77.07% | Resolved | 06/23/2025 | A | A | A | A | A |
| XXX | XXX | 304691413 | FCOM8997 | 05/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline LTV of 18.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.38% is less than Guideline CLTV of 67.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304688449 | FCOM8997 | 07/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.68% is less than Guideline LTV of 13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13% is less than Guideline LTV of 9.25% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/11/2025 | A | A | A | A | A |
| XXX | XXX | 304726402 | FCOM8997 | 07/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.25% is less than Guideline CLTV of 79.6% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.6% is less than Guideline CCLTV of 79.6% | Resolved | 07/16/2025 | A | A | A | A | A |
| XXX | XXX | 304704948 | FCOM8997 | 07/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.8% is less than Guideline CLTV of 76.8% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.8% is less than Guideline CCLTV of 76.8% | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304474225 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.61% is less than Guideline LTV of 33.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.33% is less than Guideline LTV of 5.71% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304692156 | FCOM8997 | 07/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.71% is less than Guideline CLTV of 62.45% | Resolved | 07/02/2025 | A | A | A | A | A |
| XXX | XXX | 304695034 | FCOM8997 | 07/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.45% is less than Guideline LTV of 12.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.27% is less than Guideline LTV of 24.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/02/2025 | A | A | A | A | A |
| XXX | XXX | 304756834 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.4% is less than Guideline CLTV of 48.4% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.4% is less than Guideline CCLTV of 48.4% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304730703 | FCOM8997 | 07/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.43% is less than Guideline CLTV of 58.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.8% is less than Guideline CCLTV of 58.8% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/17/2025 | A | A | A | A | A |
| XXX | XXX | 304710314 | FCOM8997 | 07/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.27% is less than Guideline LTV of 4.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.08% is less than Guideline LTV of 11.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/17/2025 | A | A | A | A | A |
| XXX | XXX | 304441500 | FCOM8997 | 01/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.74% is less than Guideline LTV of 35.2% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304720390 | FCOM8997 | 07/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.2% is less than Guideline CLTV of 70.35% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.35% is less than Guideline CCLTV of 70.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304474214 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.1% is less than Guideline LTV of 13.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.64% is less than Guideline CLTV of 46.56% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304734182 | FCOM8997 | 07/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.56% is less than Guideline LTV of 17.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.93% is less than Guideline LTV of 17.93% | Resolved | 07/22/2025 | A | A | A | A | A |
| XXX | XXX | 304715280 | FCOM8997 | 07/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.93% is less than Guideline CLTV of 63.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.58% is less than Guideline CCLTV of 63.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304758946 | FCOM8997 | 08/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.58% is less than Guideline CLTV of 63.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.58% is less than Guideline CCLTV of 63.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/07/2025 | A | A | A | A | A |
| XXX | XXX | 304766905 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 47.83% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.83% is less than Guideline CCLTV of 47.83% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304709989 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.55% is less than Guideline LTV of 89.99% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760354 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.64% is less than Guideline LTV of 20.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.86% is less than Guideline CLTV of 74.53% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304253064 | FCOM8997 | 04/24/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.53% is less than Guideline LTV of 16.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.6% is less than Guideline CLTV of 58.18% | Resolved | 04/24/2024 | A | A | A | A | A |
| XXX | XXX | 304076753 | FCOM8997 | 03/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.18% is less than Guideline LTV of 28.57% Compensating factor \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Compensating factor \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.57% is less than Guideline LTV of 31.58% Compensating factor | Resolved | 03/18/2024 | A | A | A | A | A |
| XXX | XXX | 304253104 | FCOM8997 | 04/24/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.58% is less than Guideline CLTV of 52.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/24/2024 | A | A | A | A | A |
| XXX | XXX | 304438671 | FCOM8997 | 12/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.94% is less than Guideline CLTV of 34.02% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.02% is less than Guideline CCLTV of 34.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/18/2024 | A | A | A | A | A |
| XXX | XXX | 304475222 | FCOM8997 | 01/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.53% is less than Guideline LTV of 8.55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.55% is less than Guideline LTV of 65% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304492446 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.97% is less than Guideline CLTV of 57.34% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304638958 | FCOM8997 | 03/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.87% is less than Guideline LTV of 21.05% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304494029 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.05% is less than Guideline CLTV of 74.65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.65% is less than Guideline CCLTV of 74.65% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495141 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CLTV of 67.67% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304495564 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline LTV of 23.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.96% is less than Guideline LTV of 31.17% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304632807 | FCOM8997 | 03/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.38% is less than Guideline CLTV of 71.38% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.38% is less than Guideline CCLTV of 71.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304638997 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.62% is less than Guideline LTV of 28.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.33% is less than Guideline LTV of 27.95% | Resolved | 03/28/2025 | A | A | A | A | A |
| XXX | XXX | 304639730 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.95% is less than Guideline CLTV of 65.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.88% is less than Guideline CCLTV of 65.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304640517 | FCOM8997 | 03/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.52% is less than Guideline CLTV of 47.09% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.09% is less than Guideline CCLTV of 47.09% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304670829 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.19% is less than Guideline LTV of 28.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.34% is less than Guideline LTV of 29.07% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304677982 | FCOM8997 | 05/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.07% is less than Guideline LTV of 16.82% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304763742 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.82% is less than Guideline LTV of 12.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304750184 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.5% is less than Guideline CLTV of 49.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304751684 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.64% is less than Guideline LTV of 13.57% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 13.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304750059 | FCOM8997 | 09/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 30.59% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.59% is less than Guideline CLTV of 30.59% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304758886 | FCOM8997 | 09/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.59% is less than Guideline CLTV of 37.57% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304760405 | FCOM8997 | 09/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.57% is less than Guideline LTV of 21.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304789471 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304776791 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline CLTV of 34.36% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304776790 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.36% is less than Guideline CLTV of 76.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.46% is less than Guideline CLTV of 76.46% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304768849 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.46% is less than Guideline LTV of 27.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.21% is less than Guideline LTV of 28.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304763195 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.25% is less than Guideline CLTV of 79.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304779556 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.51% is less than Guideline LTV of 24.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.9% is less than Guideline LTV of 37.5% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304750426 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline CLTV of 61.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304779587 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.8% is less than Guideline LTV of 7.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.16% is less than Guideline CLTV of 41.79% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304789546 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.79% is less than Guideline LTV of 9.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.7% is less than Guideline LTV of 24.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304758764 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.75% is less than Guideline LTV of 22.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760508 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.43% is less than Guideline LTV of 31.69% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760442 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.69% is less than Guideline LTV of 20.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304769663 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.5% is less than Guideline LTV of 19.46% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304750185 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.46% is less than Guideline LTV of 10.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765895 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.34% is less than Guideline CLTV of 61.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CCLTV of 61.26% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304766050 | FCOM8997 | 09/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 6.01% is less than Guideline LTV of 6.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.01% is less than Guideline LTV of 26.9% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304107636 | FCOM8997 | 03/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.9% is less than Guideline LTV of 26.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/18/2024 | A | A | A | A | A |
| XXX | XXX | 304705805 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.9% is less than Guideline CLTV of 67.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777981 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.76% is less than Guideline CLTV of 67.76% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.76% is less than Guideline CCLTV of 67.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765372 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.79% is less than Guideline LTV of 19.42% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777625 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.42% is less than Guideline LTV of 16.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304757908 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.58% is less than Guideline LTV of 9.36% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765883 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.36% is less than Guideline LTV of 9.36% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304759535 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.36% is less than Guideline CLTV of 29.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.87% is less than Guideline CCLTV of 29.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304750169 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.97% is less than Guideline LTV of 10.97% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765872 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.97% is less than Guideline CLTV of 41.4% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.4% is less than Guideline CCLTV of 41.4% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304776878 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.91% is less than Guideline LTV of 15.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.22% is less than Guideline LTV of 32.07% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304755028 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.07% is less than Guideline LTV of 11.28% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765865 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.28% is less than Guideline LTV of 11.28% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304767240 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.28% is less than Guideline LTV of 22.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304763418 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.44% is less than Guideline LTV of 29.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304776952 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.27% is less than Guideline LTV of 24.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304751754 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.82% is less than Guideline CLTV of 48.11% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304754911 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.11% is less than Guideline LTV of 10.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.35% is less than Guideline LTV of 28.91% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304720546 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.91% is less than Guideline CLTV of 52.64% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777844 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.64% is less than Guideline CLTV of 52.64% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765199 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.64% is less than Guideline LTV of 18.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline LTV of 18.21% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777978 | FCOM8997 | 09/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline CLTV of 51.73% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304383815 | FCOM8997 | 09/13/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.73% is less than Guideline CLTV of 51.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.73% is less than Guideline CCLTV of 51.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/13/2024 | A | A | A | A | A |
| XXX | XXX | 304383506 | FCOM8997 | 09/07/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.93% is less than Guideline LTV of 39.91% | Resolved | 09/07/2024 | A | A | A | A | A |
| XXX | XXX | 304383359 | FCOM8997 | 09/09/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 39.91% is less than Guideline CLTV of 45.35% | Resolved | 09/09/2024 | A | A | A | A | A |
| XXX | XXX | 304497274 | FCOM8997 | 02/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.35% is less than Guideline LTV of 13.38% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.38% is less than Guideline LTV of 28.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/14/2025 | A | A | A | A | A |
| XXX | XXX | 304497202 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.41% is less than Guideline LTV of 28.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.41% is less than Guideline LTV of 14.88% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304497155 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.88% is less than Guideline LTV of 9.78% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304497138 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.78% is less than Guideline CLTV of 32.02% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.02% is less than Guideline CCLTV of 32.02% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304675682 | FCOM8997 | 04/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.85% is less than Guideline LTV of 21.55% \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.55% is less than Guideline LTV of 17.11% | Resolved | 04/02/2025 | A | A | A | A | A |
| XXX | XXX | 304496957 | FCOM8997 | 02/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.67% is less than Guideline LTV of 33.83% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304496942 | FCOM8997 | 07/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | ; Informational Only; Informational Only |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304496750 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 48.59% is less than Guideline CLTV of 47.78% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304496744 | FCOM8997 | 02/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.78% is less than Guideline LTV of 5.15% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.15% is less than Guideline CLTV of 23.49% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/14/2025 | A | A | A | A | A |
| XXX | XXX | 304675338 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 23.49% is less than Guideline LTV of 12.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.81% is less than Guideline CLTV of 79.46% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304675284 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.46% is less than Guideline LTV of 10.88% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.88% is less than Guideline LTV of 10.88% | Resolved | 03/28/2025 | A | A | A | A | A |
| XXX | XXX | 304695990 | FCOM8997 | 06/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.85% is less than Guideline LTV of 7.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.43% is less than Guideline LTV of 9.27% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 06/04/2025 | A | A | A | A | A |
| XXX | XXX | 304695906 | FCOM8997 | 05/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.27% is less than Guideline CLTV of 47.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.68% is less than Guideline CCLTV of 47.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304697603 | FCOM8997 | 06/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.2% is less than Guideline LTV of 11.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.84% is less than Guideline LTV of 11.93% | Resolved | 06/10/2025 | A | A | A | A | A |
| XXX | XXX | 304815354 | FCOM8997 | 09/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.71% is less than Guideline CLTV of 60.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.06% is less than Guideline CCLTV of 60.06% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304815345 | FCOM8997 | 09/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational; Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.3% is less than Guideline CLTV of 54.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.58% is less than Guideline CCLTV of 54.58% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/09/2025 | A | A | A | A | A |
| XXX | XXX | 304820673 | FCOM8997 | 09/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.58% is less than Guideline LTV of 9.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.17% is less than Guideline LTV of 6% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/18/2025 | A | A | A | A | A |
| XXX | XXX | 304674693 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.32% is less than Guideline LTV of 27.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.32% is less than Guideline LTV of 11.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304735084 | FCOM8997 | 10/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.48% is less than Guideline CLTV of 67.35% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.35% is less than Guideline CCLTV of 67.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/10/2025 | A | A | A | A | A |
| XXX | XXX | 304820654 | FCOM8997 | 09/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.67% is less than Guideline CLTV of 74.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.95% is less than Guideline CCLTV of 74.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304692453 | FCOM8997 | 04/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline CLTV of 46.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304692419 | FCOM8997 | 05/02/2025 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a cash out refinance and is exempt from TRID/QM. According to the BP letter on page XXX that no part of the proceeds of the loan will be used for consumer purpose. The loan is in compliance with all applicable laws and regulations. |  | Cleared | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.66% is less than Guideline LTV of 22.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.45% is less than Guideline LTV of 22.14% | Resolved | 05/02/2025 | A | A | A | A | A |
| XXX | XXX | 304692409 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.14% is less than Guideline LTV of 23.03% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304692386 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.03% is less than Guideline LTV of 14.42% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304692376 | FCOM8997 | 04/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.42% is less than Guideline CLTV of 49.22% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.22% is less than Guideline CCLTV of 49.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304692363 | FCOM8997 | 05/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.18% is less than Guideline LTV of 7.32% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304692351 | FCOM8997 | 07/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Cleared | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.32% is less than Guideline LTV of 7.32% | Resolved | 07/15/2025 | A | A | A | A | A |
| XXX | XXX | 304325174 | FCOM8997 | 06/01/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.32% is less than Guideline CLTV of 53.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.64% is less than Guideline CCLTV of 53.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/01/2024 | A | A | A | A | A |
| XXX | XXX | 304353760 | FCOM8997 | 08/16/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.29% is less than Guideline CLTV of 63.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/16/2024 | A | A | A | A | A |
| XXX | XXX | 304358725 | FCOM8997 | 08/12/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.48% is less than Guideline LTV of 13.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.81% is less than Guideline LTV of 13.81% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/12/2024 | A | A | A | A | A |
| XXX | XXX | 304359575 | FCOM8997 | 07/26/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.81% is less than Guideline CLTV of 53.65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.65% is less than Guideline CCLTV of 53.65% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/26/2024 | A | A | A | A | A |
| XXX | XXX | 304398686 | FCOM8997 | 10/16/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.82% is less than Guideline LTV of 23.8% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/16/2024 | A | A | A | A | A |
| XXX | XXX | 304385531 | FCOM8997 | 10/02/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.08% is less than Guideline CLTV of 54.71% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.71% is less than Guideline CCLTV of 54.71% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/02/2024 | A | A | A | A | A |
| XXX | XXX | 304384898 | FCOM8997 | 10/08/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Please advise what, if anything, is needed to clear this condition | nothing required, loan was already graded a 1/A for compliance; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.21% is less than Guideline LTV of 35.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.64% is less than Guideline LTV of 25.01% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/08/2024 | A | A | A | A | A |
| XXX | XXX | 304387273 | FCOM8997 | 11/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline LTV of 16.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.59% is less than Guideline LTV of 11.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304388442 | FCOM8997 | 09/30/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.31% is less than Guideline LTV of 9.66% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.66% is less than Guideline CLTV of 9.66% | Resolved | 09/30/2024 | A | A | A | A | A |
| XXX | XXX | 304417658 | FCOM8997 | 11/19/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.08% is less than Guideline LTV of 8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 8% | Resolved | 11/19/2024 | A | A | A | A | A |
| XXX | XXX | 304398207 | FCOM8997 | 10/13/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.98% is less than Guideline CLTV of 79.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.98% is less than Guideline CCLTV of 79.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304393191 | FCOM8997 | 10/09/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.94% is less than Guideline LTV of 22.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 22.12% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304393691 | FCOM8997 | 12/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline CLTV of 74.22% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.22% is less than Guideline CCLTV of 74.22% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304397863 | FCOM8997 | 10/13/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.78% is less than Guideline CLTV of 44.94% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.94% is less than Guideline CCLTV of 44.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304398267 | FCOM8997 | 12/12/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.39% is less than Guideline CLTV of 52.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.39% is less than Guideline CCLTV of 52.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304398867 | FCOM8997 | 11/07/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.98% is less than Guideline CLTV of 47.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.94% is less than Guideline CCLTV of 47.94% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304401327 | FCOM8997 | 11/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline CLTV of 48.94% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.94% is less than Guideline CCLTV of 48.94% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304405397 | FCOM8997 | 11/07/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.31% is less than Guideline LTV of 8.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.04% is less than Guideline CLTV of 39% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304416379 | FCOM8997 | 10/29/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39% is less than Guideline CLTV of 72.14% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.14% is less than Guideline CLTV of 72.14% | Resolved | 10/29/2024 | A | A | A | A | A |
| XXX | XXX | 304416503 | FCOM8997 | 12/06/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.12% is less than Guideline LTV of 22.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.37% is less than Guideline LTV of 12.22% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304419328 | FCOM8997 | 12/31/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | ; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.46% is less than Guideline LTV of 19.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304420962 | FCOM8997 | 11/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.3% is less than Guideline CLTV of 67.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.49% is less than Guideline CCLTV of 67.49% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304405643 | FCOM8997 | 11/11/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.54% is less than Guideline LTV of 14.54% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.54% is less than Guideline LTV of 15.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304422391 | FCOM8997 | 11/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.05% is less than Guideline CLTV of 47% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47% is less than Guideline CCLTV of 47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304422643 | FCOM8997 | 11/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.77% is less than Guideline CLTV of 40.24% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.24% is less than Guideline CCLTV of 40.24% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304425699 | FCOM8997 | 12/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.13% is less than Guideline CLTV of 58.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.73% is less than Guideline CCLTV of 58.73% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436580 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.86% is less than Guideline CLTV of 75.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.68% is less than Guideline CCLTV of 75.68% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304429019 | FCOM8997 | 11/18/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline CLTV of 69.98% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304428756 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.57% is less than Guideline CLTV of 56.48% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428754 | FCOM8997 | 12/03/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.48% is less than Guideline LTV of 21.4% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.4% is less than Guideline LTV of 23.37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304429102 | FCOM8997 | 01/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.67% is less than Guideline CLTV of 61.22% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.22% is less than Guideline CCLTV of 61.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304437021 | FCOM8997 | 01/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.77% is less than Guideline CLTV of 55.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.92% is less than Guideline CCLTV of 55.92% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304432941 | FCOM8997 | 12/03/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.54% is less than Guideline LTV of 13.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304436297 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.56% is less than Guideline CLTV of 76.17% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.17% is less than Guideline CCLTV of 76.17% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304436356 | FCOM8997 | 12/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline CLTV of 55.66% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.66% is less than Guideline CLTV of 55.66% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436347 | FCOM8997 | 12/05/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.29% is less than Guideline LTV of 13.05% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.05% is less than Guideline LTV of 16.71% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304454190 | FCOM8997 | 12/31/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.62% is less than Guideline CLTV of 78.85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.85% is less than Guideline CCLTV of 78.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304438715 | FCOM8997 | 12/06/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.01% is less than Guideline LTV of 14.36% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438482 | FCOM8997 | 12/17/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.36% is less than Guideline CLTV of 61.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.79% is less than Guideline CCLTV of 61.79% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304438479 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.55% is less than Guideline LTV of 20.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.02% is less than Guideline CLTV of 49% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304438478 | FCOM8997 | 12/06/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline LTV of 32.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.49% is less than Guideline LTV of 32.49% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438446 | FCOM8997 | 01/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.73% is less than Guideline LTV of 28.73% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304438661 | FCOM8997 | 12/13/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.38% is less than Guideline CLTV of 58.11% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.11% is less than Guideline CCLTV of 58.11% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304438656 | FCOM8997 | 12/09/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54% is less than Guideline LTV of 17.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.75% is less than Guideline LTV of 6.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304441626 | FCOM8997 | 01/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.41% is less than Guideline CLTV of 45% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45% is less than Guideline CCLTV of 45% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304441489 | FCOM8997 | 12/17/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.32% is less than Guideline CLTV of 66.3% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CCLTV of 66.3% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304440093 | FCOM8997 | 12/31/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.7% is less than Guideline LTV of 25.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304442637 | FCOM8997 | 01/02/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline CLTV of 64.7% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.7% is less than Guideline CCLTV of 64.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304475178 | FCOM8997 | 01/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.09% is less than Guideline CLTV of 46.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.09% is less than Guideline CCLTV of 46.09% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304442452 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Please advise what is needed to clear condition | Informational Only; Informational Only; | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline CLTV of 6.55% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304442628 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Please advise what is needed to clear this condition | Informational Only; Informational Only; | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 15.91% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline CLTV of 15.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304443055 | FCOM8997 | 01/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.29% is less than Guideline CLTV of 28.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304443111 | FCOM8997 | 01/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.36% is less than Guideline LTV of 14.16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.16% is less than Guideline LTV of 18.08% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304443634 | FCOM8997 | 12/31/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline LTV of 9.15% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304443992 | FCOM8997 | 12/27/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline CLTV of 44.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304459408 | FCOM8997 | 01/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline LTV of 23.15% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.15% is less than Guideline LTV of 14.61% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462253 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.12% is less than Guideline CLTV of 60.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.82% is less than Guideline CCLTV of 60.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304456408 | FCOM8997 | 12/21/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.91% is less than Guideline LTV of 12.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.31% is less than Guideline LTV of 12.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304456436 | FCOM8997 | 12/24/2024 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational. | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.31% is less than Guideline CLTV of 71.35% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.35% is less than Guideline CCLTV of 71.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304459369 | FCOM8997 | 01/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.63% is less than Guideline CLTV of 79.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304459228 | FCOM8997 | 01/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.98% is less than Guideline LTV of 20.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.01% is less than Guideline CLTV of 39.11% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304467083 | FCOM8997 | 01/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.11% is less than Guideline CLTV of 72.67% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.67% is less than Guideline CLTV of 72.67% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462240 | FCOM8997 | 01/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.67% is less than Guideline LTV of 23.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.84% is less than Guideline LTV of 25.96% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304473743 | FCOM8997 | 02/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.15% is less than Guideline LTV of 10.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304459799 | FCOM8997 | 01/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CLTV of 61.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CCLTV of 61.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/03/2025 | A | A | A | A | A |
| XXX | XXX | 304458214 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline LTV of 25.47% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.47% is less than Guideline LTV of 25.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304460668 | FCOM8997 | 01/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.47% is less than Guideline CLTV of 77.28% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.28% is less than Guideline CCLTV of 77.28% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304468605 | FCOM8997 | 01/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.6% is less than Guideline CLTV of 48% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48% is less than Guideline CCLTV of 48% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304471857 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.9% is less than Guideline CLTV of 63.62% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.62% is less than Guideline CCLTV of 63.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304470754 | FCOM8997 | 01/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.1% is less than Guideline LTV of 27.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/16/2025 | A | A | A | A | A |
| XXX | XXX | 304470060 | FCOM8997 | 01/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CLTV of 48.04% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CCLTV of 48.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304467590 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.8% is less than Guideline CLTV of 45.96% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.96% is less than Guideline CCLTV of 45.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304468378 | FCOM8997 | 01/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.88% is less than Guideline LTV of 17.85% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.85% is less than Guideline LTV of 10.45% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304469977 | FCOM8997 | 01/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.45% is less than Guideline LTV of 16.9% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline CLTV of 16.9% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304470221 | FCOM8997 | 01/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.5% is less than Guideline CLTV of 41.5% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.5% is less than Guideline CCLTV of 41.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304471741 | FCOM8997 | 01/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.78% is less than Guideline LTV of 23.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.74% is less than Guideline CLTV of 48.02% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304473328 | FCOM8997 | 02/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.02% is less than Guideline CLTV of 48.02% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.02% is less than Guideline CCLTV of 48.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304494304 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.32% is less than Guideline CLTV of 68.93% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.93% is less than Guideline CCLTV of 68.93% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304472012 | FCOM8997 | 01/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.67% is less than Guideline LTV of 17.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.47% is less than Guideline CLTV of 65.09% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304471219 | FCOM8997 | 02/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.09% is less than Guideline LTV of 7.79% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.79% is less than Guideline LTV of 15.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304471651 | FCOM8997 | 01/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.22% is less than Guideline LTV of 7.48% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.48% is less than Guideline CLTV of 53.79% | Resolved | 01/16/2025 | A | A | A | A | A |
| XXX | XXX | 304486945 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.52% is less than Guideline CLTV of 57.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.67% is less than Guideline CCLTV of 57.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304472524 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.67% is less than Guideline CLTV of 57.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.67% is less than Guideline CCLTV of 57.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304632688 | FCOM8997 | 03/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.12% is less than Guideline CLTV of 40.63% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.63% is less than Guideline CCLTV of 40.63% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304472521 | FCOM8997 | 01/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.38% is less than Guideline CLTV of 52.26% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.26% is less than Guideline CCLTV of 52.26% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304472510 | FCOM8997 | 02/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline LTV of 6.54% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline CLTV of 45.85% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304472507 | FCOM8997 | 01/20/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.85% is less than Guideline LTV of 6.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.39% is less than Guideline LTV of 32.99% | Resolved | 01/20/2025 | A | A | A | A | A |
| XXX | XXX | 304472673 | FCOM8997 | 01/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - \| Original LTV is Below the Guideline Maximum - \| Original CLTV is Below the Guideline Maximum - \| Borrower has stable job time - | Resolved | 01/17/2025 | A | A | A | A | A |
| XXX | XXX | 304477360 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 19.35% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304477200 | FCOM8997 | 02/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline CLTV of 68.28% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.28% is less than Guideline CCLTV of 68.28% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304477649 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.19% is less than Guideline LTV of 14.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.19% is less than Guideline LTV of 33.72% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304498295 | FCOM8997 | 02/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.05% is less than Guideline LTV of 19.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304481305 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.67% is less than Guideline LTV of 25.95% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304481006 | FCOM8997 | 01/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.65% is less than Guideline CLTV of 64.93% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.93% is less than Guideline CLTV of 64.93% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304480909 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.93% is less than Guideline CLTV of 64.93% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.93% is less than Guideline CCLTV of 64.93% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304481241 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline CLTV of 50.71% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.71% is less than Guideline CCLTV of 50.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304481240 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.95% is less than Guideline LTV of 49.65% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481255 | FCOM8997 | 02/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.65% is less than Guideline LTV of 4.53% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304481318 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.53% is less than Guideline CLTV of 57.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.77% is less than Guideline CCLTV of 57.77% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304481317 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.4% is less than Guideline CLTV of 51.77% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.77% is less than Guideline CCLTV of 51.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304639944 | FCOM8997 | 04/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.64% is less than Guideline LTV of 17.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.43% is less than Guideline CLTV of 62.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304683267 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.02% is less than Guideline LTV of 18.25% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.25% is less than Guideline CLTV of 68.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304481421 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.85% is less than Guideline LTV of 23.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.66% is less than Guideline LTV of 22.9% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481723 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.74% is less than Guideline CLTV of 67.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.39% is less than Guideline CCLTV of 67.39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304481691 | FCOM8997 | 01/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.18% is less than Guideline LTV of 10.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 10.64% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304482881 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.45% is less than Guideline LTV of 17.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304482876 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.67% is less than Guideline LTV of 19.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304497428 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.96% is less than Guideline LTV of 10.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304482868 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.72% is less than Guideline LTV of 16.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304494303 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline CLTV of 65.84% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.84% is less than Guideline CCLTV of 65.84% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304482865 | FCOM8997 | 02/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.92% is less than Guideline CLTV of 32.76% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304485266 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 62.52% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304643154 | FCOM8997 | 04/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304486057 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline CLTV of 50.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.75% is less than Guideline CCLTV of 50.75% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304483535 | FCOM8997 | 01/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.99% is less than Guideline LTV of 11.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.63% is less than Guideline CLTV of 36.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304484895 | FCOM8997 | 01/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.44% is less than Guideline LTV of 6.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.49% is less than Guideline LTV of 12.95% \| Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304510699 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.16% is less than Guideline LTV of 21.76% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304485292 | FCOM8997 | 02/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.76% is less than Guideline CLTV of 53.29% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.29% is less than Guideline CCLTV of 53.29% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304486012 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.95% is less than Guideline LTV of 23.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.89% is less than Guideline LTV of 15.75% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304485146 | FCOM8997 | 02/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline LTV of 15.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline CLTV of 54.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304485262 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.06% is less than Guideline CLTV of 55.06% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.06% is less than Guideline CCLTV of 55.06% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304486052 | FCOM8997 | 02/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.17% is less than Guideline CLTV of 67.42% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304486592 | FCOM8997 | 02/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.63% is less than Guideline LTV of 12.29% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.29% is less than Guideline CLTV of 12.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/12/2025 | A | A | A | A | A |
| XXX | XXX | 304493139 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304490468 | FCOM8997 | 02/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.44% is less than Guideline LTV of 28.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.44% is less than Guideline CLTV of 57.31% | Resolved | 02/19/2025 | A | A | A | A | A |
| XXX | XXX | 304490553 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline LTV of 37.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.84% is less than Guideline LTV of 37.84% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304492551 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline CLTV of 58.62% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.62% is less than Guideline CCLTV of 58.62% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304490549 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.19% is less than Guideline CLTV of 47.19% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.19% is less than Guideline CCLTV of 47.19% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304490545 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.63% is less than Guideline CLTV of 17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 17% is less than Guideline CCLTV of 17% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304496662 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61% is less than Guideline LTV of 10.99% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.99% is less than Guideline LTV of 26.69% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304491982 | FCOM8997 | 02/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.23% is less than Guideline CLTV of 64.23% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.23% is less than Guideline CCLTV of 64.23% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304492373 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.42% is less than Guideline LTV of 3.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.64% is less than Guideline LTV of 17.78% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304476582 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.94% is less than Guideline LTV of 23.68% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304492761 | FCOM8997 | 03/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.52% is less than Guideline CLTV of 59.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.38% is less than Guideline CLTV of 59.38% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304494073 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.38% is less than Guideline CLTV of 55.58% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.58% is less than Guideline CLTV of 55.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304492679 | FCOM8997 | 02/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.9% is less than Guideline CLTV of 48.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.9% is less than Guideline CCLTV of 48.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304492704 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.58% is less than Guideline LTV of 23.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.58% is less than Guideline CLTV of 68% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304492664 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68% is less than Guideline LTV of 8.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.33% is less than Guideline CLTV of 65.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304495645 | FCOM8997 | 02/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.99% is less than Guideline LTV of 25.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.08% is less than Guideline LTV of 17.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304492760 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.84% is less than Guideline CLTV of 42.84% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.84% is less than Guideline CCLTV of 42.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304492863 | FCOM8997 | 02/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 20% is less than Guideline LTV of 7.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.67% is less than Guideline CLTV of 52.51% \| Borrower has stable job time - | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304493947 | FCOM8997 | 02/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.51% is less than Guideline LTV of 19.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.7% is less than Guideline LTV of 12.56% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304493037 | FCOM8997 | 02/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.56% is less than Guideline CLTV of 61.83% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.83% is less than Guideline CCLTV of 61.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304493035 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.12% is less than Guideline CLTV of 48.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.98% is less than Guideline CCLTV of 48.98% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304494301 | FCOM8997 | 02/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.86% is less than Guideline LTV of 8.35% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.35% is less than Guideline CLTV of 42.49% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304632799 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.49% is less than Guideline LTV of 12.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.89% is less than Guideline LTV of 36.8% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304667787 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline CLTV of 67.57% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.57% is less than Guideline CCLTV of 67.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495071 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.89% is less than Guideline CLTV of 67.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.89% is less than Guideline CCLTV of 67.89% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304495054 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline LTV of 9.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304495047 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73% is less than Guideline CLTV of 60.84% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304495045 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.84% is less than Guideline LTV of 36.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495038 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline LTV of 36.99% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline CLTV of 36.99% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304495037 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline CLTV of 58.08% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495034 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline LTV of 8.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.97% is less than Guideline LTV of 8.97% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497320 | FCOM8997 | 02/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.38% is less than Guideline LTV of 12.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495189 | FCOM8997 | 02/13/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.18% is less than Guideline CLTV of 72.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.45% is less than Guideline CCLTV of 72.45% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304498336 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.45% is less than Guideline LTV of 9.75% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304497411 | FCOM8997 | 03/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline CLTV of 56.88% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304497318 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline LTV of 19.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline LTV of 19.86% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304497316 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.13% is less than Guideline CLTV of 73.54% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304498262 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.14% is less than Guideline LTV of 22.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.33% is less than Guideline LTV of 14.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304498290 | FCOM8997 | 02/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CLTV of 50.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CCLTV of 50.38% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304498365 | FCOM8997 | 02/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline LTV of 11.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.1% is less than Guideline LTV of 19.95% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304498511 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 15.65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304498559 | FCOM8997 | 03/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.71% is less than Guideline LTV of 32.04% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304510354 | FCOM8997 | 03/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.93% is less than Guideline CLTV of 35.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.57% is less than Guideline CCLTV of 35.57% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304664487 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.3% is less than Guideline LTV of 20.3% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304631797 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CLTV of 42.09% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CCLTV of 42.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304613721 | FCOM8997 | 03/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 62.67% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304511423 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304511421 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline LTV of 35.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511419 | FCOM8997 | 02/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304631796 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline CLTV of 13.84% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304511695 | FCOM8997 | 02/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304634443 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.42% is less than Guideline CLTV of 64.42% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.42% is less than Guideline CCLTV of 64.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304572208 | FCOM8997 | 03/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.26% is less than Guideline CLTV of 65.26% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.26% is less than Guideline CCLTV of 65.26% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304638995 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.6% is less than Guideline LTV of 9.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.67% is less than Guideline CLTV of 29.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304631793 | FCOM8997 | 02/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.85% is less than Guideline LTV of 23.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.85% is less than Guideline LTV of 15.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304632576 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.11% is less than Guideline LTV of 44.29% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44.29% is less than Guideline LTV of 20.74% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304632280 | FCOM8997 | 02/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline LTV of 20.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.34% is less than Guideline LTV of 22.21% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304634680 | FCOM8997 | 03/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.49% is less than Guideline LTV of 14.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.6% is less than Guideline CLTV of 38.14% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304632961 | FCOM8997 | 03/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.14% is less than Guideline LTV of 4.36% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.36% is less than Guideline CLTV of 42.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304633048 | FCOM8997 | 02/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.45% is less than Guideline LTV of 20.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.45% is less than Guideline CLTV of 64.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304632665 | FCOM8997 | 03/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline LTV of 26.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.14% is less than Guideline LTV of 24.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304632704 | FCOM8997 | 02/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.69% is less than Guideline LTV of 18.77% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.77% is less than Guideline CLTV of 40.48% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304637095 | FCOM8997 | 03/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.48% is less than Guideline LTV of 26.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.73% is less than Guideline LTV of 26.73% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304632968 | FCOM8997 | 05/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.73% is less than Guideline CLTV of 63.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CCLTV of 63.86% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304639778 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline LTV of 33.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.96% is less than Guideline CLTV of 38.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304632933 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 38.07% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304640294 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline LTV of 6.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.03% is less than Guideline CLTV of 49.91% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304633042 | FCOM8997 | 03/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.91% is less than Guideline CLTV of 49.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.91% is less than Guideline CCLTV of 49.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304637655 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.12% is less than Guideline LTV of 3.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline LTV of 3.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304636758 | FCOM8997 | 04/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline LTV of 3.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304635841 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline CLTV of 16% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 16% is less than Guideline CCLTV of 16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304572070 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.05% is less than Guideline CLTV of 59.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.88% is less than Guideline CCLTV of 59.88% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304635061 | FCOM8997 | 03/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.34% is less than Guideline CLTV of 58.28% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.28% is less than Guideline CCLTV of 58.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304636803 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.83% is less than Guideline LTV of 12.83% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.83% is less than Guideline LTV of 13.04% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304636353 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 13.04% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline CLTV of 13.04% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637155 | FCOM8997 | 03/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline LTV of 16.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304637576 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.89% is less than Guideline LTV of 21.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.69% is less than Guideline LTV of 21.69% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304638977 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.5% is less than Guideline LTV of 20.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.04% is less than Guideline CLTV of 47.99% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304637883 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.55% is less than Guideline CLTV of 54.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.73% is less than Guideline CCLTV of 54.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304637894 | FCOM8997 | 03/26/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.31% is less than Guideline CLTV of 71.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304638541 | FCOM8997 | 03/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline LTV of 14.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.28% is less than Guideline CLTV of 68.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304638533 | FCOM8997 | 03/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline LTV of 30.67% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304638976 | FCOM8997 | 04/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.67% is less than Guideline LTV of 21.37% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304638607 | FCOM8997 | 05/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.34% is less than Guideline CLTV of 56.41% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.41% is less than Guideline CCLTV of 56.41% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304638656 | FCOM8997 | 03/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304638655 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CCLTV of 50.61% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304639758 | FCOM8997 | 03/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.32% is less than Guideline LTV of 11.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.71% is less than Guideline CLTV of 66.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304639040 | FCOM8997 | 03/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.01% is less than Guideline LTV of 20.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.69% is less than Guideline LTV of 33.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304639852 | FCOM8997 | 04/08/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.74% is less than Guideline LTV of 15.67% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304639850 | FCOM8997 | 03/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.81% is less than Guideline LTV of 10.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.81% is less than Guideline CLTV of 63.66% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304676961 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.66% is less than Guideline LTV of 15.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.58% is less than Guideline LTV of 9.33% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304687404 | FCOM8997 | 04/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.33% is less than Guideline LTV of 52.16% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304640531 | FCOM8997 | 03/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 52.16% is less than Guideline LTV of 7.62% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304640276 | FCOM8997 | 04/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline CLTV of 36.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.75% is less than Guideline CCLTV of 36.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304674483 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.09% is less than Guideline LTV of 24.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.54% is less than Guideline LTV of 24.54% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304641208 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.39% is less than Guideline LTV of 50% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304677950 | FCOM8997 | 04/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.07% is less than Guideline LTV of 15.31% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304642796 | FCOM8997 | 05/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.17% is less than Guideline CLTV of 67.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.17% is less than Guideline CCLTV of 67.17% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304671343 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.42% is less than Guideline CLTV of 61.25% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.25% is less than Guideline CCLTV of 61.25% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304643145 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline LTV of 24.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline CLTV of 24.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304643140 | FCOM8997 | 04/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline LTV of 35.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304643239 | FCOM8997 | 03/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.13% is less than Guideline CLTV of 66.05% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.05% is less than Guideline CCLTV of 66.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304665251 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline CLTV of 62.34% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.34% is less than Guideline CCLTV of 62.34% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304481746 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.47% is less than Guideline LTV of 11.8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.8% is less than Guideline LTV of 15.45% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304643509 | FCOM8997 | 04/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.45% is less than Guideline LTV of 19.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304663447 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.75% is less than Guideline CLTV of 69.85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.85% is less than Guideline CCLTV of 69.85% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304654718 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.83% is less than Guideline LTV of 20.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304654864 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.71% is less than Guideline LTV of 20.71% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304664449 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.61% is less than Guideline CLTV of 77% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304676097 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42% is less than Guideline LTV of 11.66% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637864 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.66% is less than Guideline CLTV of 58.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.86% is less than Guideline CCLTV of 58.86% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304664559 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.96% is less than Guideline LTV of 34.88% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304664609 | FCOM8997 | 04/03/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.28% is less than Guideline LTV of 4.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.43% is less than Guideline LTV of 19.36% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304664601 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.4% is less than Guideline LTV of 16.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.17% is less than Guideline LTV of 27.33% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304683440 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only |  | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304678224 | FCOM8997 | 05/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304665250 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline LTV of 25.81% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.81% is less than Guideline CLTV of 60.03% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304665341 | FCOM8997 | 04/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.03% is less than Guideline LTV of 23.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.64% is less than Guideline LTV of 23% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304671523 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23% is less than Guideline LTV of 25.97% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671628 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 14.21% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline CLTV of 14.21% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304667606 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.72% is less than Guideline LTV of 6.04% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304672151 | FCOM8997 | 04/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.04% is less than Guideline CLTV of 38.55% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.55% is less than Guideline CCLTV of 38.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304667759 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.7% is less than Guideline LTV of 11.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.51% is less than Guideline LTV of 7.45% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304674482 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.51% is less than Guideline CLTV of 41.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.95% is less than Guideline CCLTV of 41.95% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304667785 | FCOM8997 | 04/30/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.86% is less than Guideline LTV of 37.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.98% is less than Guideline CLTV of 37.98% | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304680486 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.98% is less than Guideline LTV of 17.94% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304684352 | FCOM8997 | 04/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.96% is less than Guideline LTV of 10.96% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304681999 | FCOM8997 | 04/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.52% is less than Guideline LTV of 15.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.97% is less than Guideline CLTV of 15.97% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304677791 | FCOM8997 | 04/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.81% is less than Guideline LTV of 23.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.24% is less than Guideline LTV of 35.38% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304671509 | FCOM8997 | 04/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.43% is less than Guideline LTV of 6.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.84% is less than Guideline LTV of 21.18% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304678799 | FCOM8997 | 04/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304671507 | FCOM8997 | 04/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline CLTV of 21.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304671533 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline CLTV of 70.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304673670 | FCOM8997 | 05/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 40.82% is less than Guideline LTV of 19.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304673595 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.76% is less than Guideline LTV of 19.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.65% is less than Guideline LTV of 19.65% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304672306 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.65% is less than Guideline LTV of 21.49% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304673665 | FCOM8997 | 04/10/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304677861 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 14.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304679539 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.66% is less than Guideline CLTV of 57.88% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.88% is less than Guideline CCLTV of 57.88% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304674646 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.97% is less than Guideline CLTV of 74.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.56% is less than Guideline CCLTV of 74.56% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304677741 | FCOM8997 | 04/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.05% is less than Guideline CLTV of 58.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304676356 | FCOM8997 | 04/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline CLTV of 58.16% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304676955 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.38% is less than Guideline CLTV of 73.51% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304676951 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 22.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304677174 | FCOM8997 | 04/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.83% is less than Guideline LTV of 23.02% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.02% is less than Guideline CLTV of 23.02% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304676942 | FCOM8997 | 04/11/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline CLTV of 63.71% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline CLTV of 63.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677347 | FCOM8997 | 04/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19% is less than Guideline CLTV of 62.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.32% is less than Guideline CCLTV of 62.32% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304694947 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.38% is less than Guideline LTV of 26.01% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.01% is less than Guideline LTV of 20.8% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304679211 | FCOM8997 | 04/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 12.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304687386 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.67% is less than Guideline LTV of 9.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304677815 | FCOM8997 | 04/25/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.82% is less than Guideline LTV of 29.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.06% is less than Guideline LTV of 9.57% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304677947 | FCOM8997 | 04/18/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678222 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304678505 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 29.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304678324 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.28% is less than Guideline CLTV of 73.65% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.65% is less than Guideline CCLTV of 73.65% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304678698 | FCOM8997 | 04/17/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.41% is less than Guideline CLTV of 61.41% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.41% is less than Guideline CCLTV of 61.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678834 | FCOM8997 | 04/24/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.09% is less than Guideline LTV of 28.09% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.09% is less than Guideline CLTV of 28.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304678898 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.56% is less than Guideline LTV of 28.01% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.01% is less than Guideline LTV of 6.59% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304697148 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.7% is less than Guideline LTV of 33.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304679479 | FCOM8997 | 04/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.77% is less than Guideline CLTV of 46.89% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.89% is less than Guideline CCLTV of 46.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304686149 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.4% is less than Guideline CLTV of 69.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.21% is less than Guideline CCLTV of 69.21% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304683439 | FCOM8997 | 05/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.55% is less than Guideline CLTV of 61.55% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.55% is less than Guideline CCLTV of 61.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304683379 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 14.93% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304681081 | FCOM8997 | 05/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.93% is less than Guideline LTV of 12.68% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.68% is less than Guideline CLTV of 12.68% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304685297 | FCOM8997 | 04/29/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.74% is less than Guideline LTV of 28.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.97% is less than Guideline CLTV of 57.65% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304683250 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304683030 | FCOM8997 | 05/14/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline LTV of 25.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.7% is less than Guideline LTV of 11.87% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304693819 | FCOM8997 | 05/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.5% is less than Guideline CLTV of 79.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304681859 | FCOM8997 | 05/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.82% is less than Guideline LTV of 30.25% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.25% is less than Guideline LTV of 50.26% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304691397 | FCOM8997 | 05/09/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.05% is less than Guideline LTV of 14.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.82% is less than Guideline LTV of 14.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/09/2025 | A | A | A | A | A |
| XXX | XXX | 304676096 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.31% is less than Guideline LTV of 6.34% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304683234 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.98% is less than Guideline LTV of 20.98% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.98% is less than Guideline LTV of 33.94% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304680487 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.94% is less than Guideline LTV of 33.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.94% is less than Guideline LTV of 7.18% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304684349 | FCOM8997 | 05/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.6% is less than Guideline LTV of 21.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.81% is less than Guideline LTV of 8.47% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304688528 | FCOM8997 | 05/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.47% is less than Guideline CLTV of 33.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.86% is less than Guideline CCLTV of 33.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304685060 | FCOM8997 | 05/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.89% is less than Guideline LTV of 23.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.12% is less than Guideline LTV of 23.69% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685094 | FCOM8997 | 04/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.74% is less than Guideline LTV of 56.81% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304692611 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.81% is less than Guideline LTV of 31.48% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304686148 | FCOM8997 | 05/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.08% is less than Guideline CLTV of 57.52% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685438 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.52% is less than Guideline LTV of 32.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.42% is less than Guideline LTV of 28.42% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688455 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline CLTV of 74.76% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.76% is less than Guideline CCLTV of 74.76% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304685862 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 10.03% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304686146 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.66% is less than Guideline LTV of 18.48% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.48% is less than Guideline CLTV of 18.48% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304686144 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.72% is less than Guideline LTV of 18.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.32% is less than Guideline LTV of 17.48% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304691536 | FCOM8997 | 05/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.78% is less than Guideline CLTV of 44.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.78% is less than Guideline CCLTV of 44.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304686134 | FCOM8997 | 05/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.27% is less than Guideline LTV of 35.27% | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304686133 | FCOM8997 | 05/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.27% is less than Guideline LTV of 10.33% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304687122 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.49% is less than Guideline LTV of 29.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304687355 | FCOM8997 | 05/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.66% is less than Guideline LTV of 25.25% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.25% is less than Guideline CLTV of 25.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304686668 | FCOM8997 | 05/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.74% is less than Guideline LTV of 12.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304688686 | FCOM8997 | 05/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.05% is less than Guideline LTV of 10.05% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.05% is less than Guideline LTV of 20.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304687353 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only |  | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304692469 | FCOM8997 | 05/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.67% is less than Guideline LTV of 4.69% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304688363 | FCOM8997 | 05/01/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.69% is less than Guideline CLTV of 46.64% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.64% is less than Guideline CCLTV of 46.64% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304687699 | FCOM8997 | 05/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.14% is less than Guideline CLTV of 72.69% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.69% is less than Guideline CCLTV of 72.69% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304694271 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.48% is less than Guideline CLTV of 60.05% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.05% is less than Guideline CCLTV of 60.05% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692049 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304694907 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.34% is less than Guideline LTV of 8.34% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688523 | FCOM8997 | 05/07/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304688539 | FCOM8997 | 05/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 33.22% is less than Guideline CLTV of 33.22% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.22% is less than Guideline CCLTV of 33.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304691535 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline LTV of 8.11% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline CLTV of 8.11% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304691392 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.81% is less than Guideline LTV of 42.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304691448 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.03% is less than Guideline LTV of 35.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.03% is less than Guideline LTV of 18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692460 | FCOM8997 | 05/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18% is less than Guideline CLTV of 56.69% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.69% is less than Guideline CCLTV of 56.69% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304693692 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.64% is less than Guideline LTV of 25.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.06% is less than Guideline CLTV of 64.95% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304695434 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 22.36% is less than Guideline LTV of 4.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.12% is less than Guideline LTV of 14.02% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304692534 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.55% is less than Guideline CLTV of 23% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693554 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 23% is less than Guideline LTV of 9.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.39% is less than Guideline LTV of 2.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304692609 | FCOM8997 | 05/06/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.87% is less than Guideline CLTV of 41.53% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.53% is less than Guideline CCLTV of 41.53% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304693811 | FCOM8997 | 05/12/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.3% is less than Guideline LTV of 30.97% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.97% is less than Guideline CLTV of 30.97% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693553 | FCOM8997 | 05/15/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304694927 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline LTV of 6.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.51% is less than Guideline LTV of 17.53% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304700629 | FCOM8997 | 05/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.81% is less than Guideline LTV of 12.76% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.76% is less than Guideline LTV of 20.36% | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304693716 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.36% is less than Guideline LTV of 20.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.36% is less than Guideline LTV of 17.96% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304693804 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.38% is less than Guideline LTV of 20.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.96% is less than Guideline LTV of 20.96% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304693799 | FCOM8997 | 05/21/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.71% is less than Guideline CLTV of 53.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.08% is less than Guideline CCLTV of 53.08% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304693792 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline LTV of 23.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline CLTV of 57.12% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304694128 | FCOM8997 | 05/16/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.41% is less than Guideline CLTV of 67.41% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.41% is less than Guideline CCLTV of 67.41% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304694943 | FCOM8997 | 05/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.03% is less than Guideline LTV of 22.03% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.03% is less than Guideline CLTV of 73.72% | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304694906 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304695006 | FCOM8997 | 05/19/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.65% is less than Guideline LTV of 14.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304694926 | FCOM8997 | 05/22/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.15% is less than Guideline LTV of 14.15% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304698250 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 67.81% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 67.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304700123 | FCOM8997 | 05/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35% is less than Guideline LTV of 2.78% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.78% is less than Guideline CLTV of 79.9% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304700343 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.9% is less than Guideline LTV of 27.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 27.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304702250 | FCOM8997 | 05/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304702095 | FCOM8997 | 05/23/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 19.31% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304490219 | FCOM8997 | 03/05/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304490218 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304490217 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304490244 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 21.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304490243 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.3% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304490242 | FCOM8997 | 03/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  | Informational Only | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304312358 | FCRE8999 | 05/10/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - \| Original LTV is Below the Guideline Maximum - \| Original CLTV is Below the Guideline Maximum - | Resolved | 05/10/2024 | A | A | A | A | A |
| XXX | XXX | 304323234 | FCRE8999 | 06/10/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.8% is less than Guideline LTV of 10.8% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.8% is less than Guideline CLTV of 10.8% | Resolved | 06/10/2024 | A | A | A | A | A |
| XXX | XXX | 304327800 | FCRE8999 | 07/01/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.23% is less than Guideline LTV of 13.23% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.23% is less than Guideline CLTV of 13.23% | Resolved | 07/01/2024 | A | A | A | A | A |
| XXX | XXX | 304352004 | FCRE8999 | 08/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.81% is less than Guideline LTV of 29.81% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.81% is less than Guideline CLTV of 29.81% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2024 | A | A | A | A | A |
| XXX | XXX | 304337288 | FCRE8999 | 07/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.59% is less than Guideline CLTV of 60.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/09/2024 | A | A | A | A | A |
| XXX | XXX | 304364584 | FCRE8999 | 08/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.17% is less than Guideline LTV of 15.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.17% is less than Guideline LTV of 15.17% | Resolved | 08/06/2024 | A | A | A | A | A |
| XXX | XXX | 304366534 | FCRE8999 | 08/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.93% is less than Guideline CLTV of 63.93% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.93% is less than Guideline CCLTV of 63.93% | Resolved | 08/06/2024 | A | A | A | A | A |
| XXX | XXX | 304372127 | FCRE8999 | 08/29/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.1% is less than Guideline LTV of 6.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.1% is less than Guideline LTV of 6.1% | Resolved | 08/29/2024 | A | A | A | A | A |
| XXX | XXX | 304382168 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.9% is less than Guideline CLTV of 67.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.9% is less than Guideline CCLTV of 67.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304396303 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.9% is less than Guideline LTV of 9.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.9% is less than Guideline LTV of 9.9% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304397862 | FCRE8999 | 10/16/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.77% is less than Guideline LTV of 16.77% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.77% is less than Guideline CLTV of 16.77% | Resolved | 10/16/2024 | A | A | A | A | A |
| XXX | XXX | 304420317 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.37% is less than Guideline LTV of 13.37% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.37% is less than Guideline CLTV of 13.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428913 | FCRE8999 | 01/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.28% is less than Guideline LTV of 19.28% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/20/2025 | A | A | A | A | A |
| XXX | XXX | 304426503 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.92% is less than Guideline LTV of 8.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428185 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.65% is less than Guideline LTV of 4.65% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304438631 | FCRE8999 | 12/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.21% is less than Guideline LTV of 8.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.21% is less than Guideline LTV of 8.21% | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304442458 | FCRE8999 | 01/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.76% is less than Guideline LTV of 17.76% Calculated LTV of 17.76% is less than Guideline LTV of 17.76% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.76% is less than Guideline CLTV of 17.76% Calculated LTV of 17.76% is less than Guideline CLTV of 17.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304484530 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.57% is less than Guideline LTV of 24.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304477095 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.09% is less than Guideline CLTV of 41.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304473742 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.97% is less than Guideline CLTV of 56.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304482023 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.28% is less than Guideline CLTV of 72.28% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.28% is less than Guideline CLTV of 72.28% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304497322 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.43% is less than Guideline CLTV of 54.43% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.43% is less than Guideline CLTV of 54.43% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304492082 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.54% is less than Guideline LTV of 13.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.54% is less than Guideline LTV of 13.54% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304485234 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.96% is less than Guideline LTV of 2.96% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304482869 | FCRE8999 | 01/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58% is less than Guideline CLTV of 58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58% is less than Guideline CCLTV of 58% | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304484525 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.29% is less than Guideline CLTV of 57.29% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.29% is less than Guideline CLTV of 57.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304492420 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.1% is less than Guideline LTV of 20.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304494113 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.8% is less than Guideline CLTV of 54.8% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495081 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.01% is less than Guideline LTV of 24.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.01% is less than Guideline LTV of 24.01% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304510783 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.83% is less than Guideline LTV of 7.83% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304632594 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.16% is less than Guideline LTV of 24.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304637169 | FCRE8999 | 03/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37% is less than Guideline CLTV of 37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37% is less than Guideline CCLTV of 37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/20/2025 | A | A | A | A | A |
| XXX | XXX | 304639760 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.57% is less than Guideline LTV of 27.57% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.57% is less than Guideline CLTV of 27.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304643511 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.69% is less than Guideline LTV of 28.69% | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304734557 | FCRE8999 | 07/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 57.11% is less than Guideline LTV of 57.11% | Resolved | 07/02/2025 | A | A | A | A | A |
| XXX | XXX | 304734797 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.71% is less than Guideline LTV of 17.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.71% is less than Guideline CLTV of 17.71% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304748469 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.42% is less than Guideline LTV of 18.42% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.42% is less than Guideline CLTV of 18.42% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304732987 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.68% is less than Guideline CLTV of 43.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.68% is less than Guideline CCLTV of 43.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304715285 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.65% is less than Guideline CLTV of 42.57% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304694944 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.99% is less than Guideline LTV of 17.99% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.99% is less than Guideline LTV of 17.99% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304708796 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.99% is less than Guideline LTV of 14.55% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304734166 | FCRE8999 | 08/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.75% is less than Guideline LTV of 41.75% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 41.75% is less than Guideline CLTV of 41.75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/18/2025 | A | A | A | A | A |
| XXX | XXX | 304753738 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.75% is less than Guideline LTV of 28.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304702587 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.69% is less than Guideline CLTV of 75.69% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 75.69% is less than Guideline CLTV of 75.69% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304733023 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.69% is less than Guideline LTV of 20.56% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.56% is less than Guideline LTV of 10.32% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304707885 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.57% is less than Guideline CLTV of 78.63% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.63% is less than Guideline CCLTV of 78.63% | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304727995 | FCRE8999 | 07/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.8% is less than Guideline LTV of 16.8% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.8% is less than Guideline CLTV of 16.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/24/2025 | A | A | A | A | A |
| XXX | XXX | 304710311 | FCRE8999 | 07/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.47% is less than Guideline LTV of 19.47% | Resolved | 07/24/2025 | A | A | A | A | A |
| XXX | XXX | 304710719 | FCRE8999 | 06/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.39% is less than Guideline LTV of 23.39% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.39% is less than Guideline CLTV of 23.39% | Resolved | 06/25/2025 | A | A | A | A | A |
| XXX | XXX | 304710760 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.91% is less than Guideline CLTV of 61.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304759853 | FCRE8999 | 07/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.44% is less than Guideline CLTV of 64.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 07/25/2025 | A | A | A | A | A |
| XXX | XXX | 304716583 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 44.13% is less than Guideline LTV of 16.86% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304716907 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.86% is less than Guideline CLTV of 35.07% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304766927 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.99% is less than Guideline LTV of 9.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.3% is less than Guideline LTV of 6.58% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304727930 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.58% is less than Guideline CLTV of 79.24% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304726399 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 19.92% is less than Guideline CLTV of 19.92% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 19.92% is less than Guideline CLTV of 19.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304728631 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.82% is less than Guideline LTV of 10.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.82% is less than Guideline LTV of 10.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304727714 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline LTV of 10.53% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.53% is less than Guideline CLTV of 10.53% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304724399 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.75% is less than Guideline LTV of 29.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.21% is less than Guideline LTV of 28.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304759926 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.57% is less than Guideline CLTV of 55.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304747238 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.57% is less than Guideline LTV of 14.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.27% is less than Guideline LTV of 11.23% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304730913 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.92% is less than Guideline CLTV of 61.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304729966 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.3% is less than Guideline LTV of 22.3% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.3% is less than Guideline LTV of 22.3% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304729964 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.38% is less than Guideline LTV of 27.38% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.38% is less than Guideline CLTV of 27.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304734817 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.81% is less than Guideline LTV of 24.81% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.81% is less than Guideline CLTV of 24.81% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304731373 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.81% is less than Guideline CLTV of 30.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304730809 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.7% is less than Guideline LTV of 6.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.21% is less than Guideline LTV of 18.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304730910 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.46% is less than Guideline LTV of 23.87% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304732252 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.87% is less than Guideline LTV of 38.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304731366 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.01% is less than Guideline CLTV of 70.75% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304733021 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.75% is less than Guideline LTV of 29.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.64% is less than Guideline LTV of 11.16% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304734337 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.16% is less than Guideline CLTV of 79.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.22% is less than Guideline CCLTV of 79.22% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304752409 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.33% is less than Guideline CLTV of 70.22% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304732822 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.94% is less than Guideline CLTV of 35.94% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.94% is less than Guideline CLTV of 35.94% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304732180 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.33% is less than Guideline CLTV of 43.33% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.33% is less than Guideline CLTV of 43.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304731357 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.9% is less than Guideline LTV of 12.69% | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304732250 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.98% is less than Guideline LTV of 21.24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304732177 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.24% is less than Guideline LTV of 26.26% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304732248 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. Informational Only |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.26% is less than Guideline LTV of 9.26% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304777301 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.26% is less than Guideline LTV of 19.22% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304732243 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.26% is less than Guideline LTV of 23.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304732749 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.26% is less than Guideline LTV of 18.94% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304751747 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.94% is less than Guideline LTV of 14.8% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304732985 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.8% is less than Guideline CLTV of 52.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304733006 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.84% is less than Guideline CLTV of 43.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.84% is less than Guideline CLTV of 43.84% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304734336 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.47% is less than Guideline CLTV of 79.47% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.47% is less than Guideline CLTV of 79.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304731376 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.47% is less than Guideline LTV of 17.26% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.26% is less than Guideline LTV of 13.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304779986 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.69% is less than Guideline LTV of 7.69% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.69% is less than Guideline CLTV of 7.69% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304751765 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.5% is less than Guideline LTV of 13.5% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304755115 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.5% is less than Guideline LTV of 28.4% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304734115 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.4% is less than Guideline LTV of 18.6% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304734164 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.6% is less than Guideline CLTV of 26.51% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304732163 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.04% is less than Guideline LTV of 18.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.04% is less than Guideline LTV of 18.04% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304749926 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.04% is less than Guideline LTV of 34.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304734265 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline LTV of 38.66% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.66% is less than Guideline CLTV of 38.66% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304724158 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 23.2% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304757294 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.2% is less than Guideline LTV of 41.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304758743 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.33% is less than Guideline LTV of 13.1% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.1% is less than Guideline LTV of 11.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304736439 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.78% is less than Guideline CLTV of 44.21% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304735056 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 39.25% is less than Guideline LTV of 39.25% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.25% is less than Guideline LTV of 39.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304736437 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.12% is less than Guideline LTV of 21.33% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304736436 | FCRE8999 | 07/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.18% is less than Guideline LTV of 16.18% | Resolved | 07/30/2025 | A | A | A | A | A |
| XXX | XXX | 304745014 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304736434 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.85% is less than Guideline LTV of 18.85% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.85% is less than Guideline CLTV of 18.85% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304748530 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.85% is less than Guideline LTV of 18.85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304748529 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.85% is less than Guideline LTV of 10.78% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304736429 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.78% is less than Guideline LTV of 10.78% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304747386 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.78% is less than Guideline CLTV of 55.68% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304751851 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.68% is less than Guideline LTV of 25.67% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.67% is less than Guideline LTV of 12.51% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304736426 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.31% is less than Guideline LTV of 9.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304758034 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.31% is less than Guideline LTV of 18.52% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304749947 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.52% is less than Guideline LTV of 25.59% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304747493 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.59% is less than Guideline CLTV of 73.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.86% is less than Guideline CCLTV of 73.86% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304736717 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.61% is less than Guideline LTV of 21.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304748404 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.02% is less than Guideline LTV of 17.02% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304748528 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.86% is less than Guideline CLTV of 59.92% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304764255 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.92% is less than Guideline LTV of 11.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.86% is less than Guideline LTV of 7.41% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304748402 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.41% is less than Guideline CLTV of 74.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304749674 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.99% is less than Guideline LTV of 22.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.92% is less than Guideline LTV of 26.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304749760 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 15.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.59% is less than Guideline LTV of 15.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304749673 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.46% is less than Guideline LTV of 16.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304749924 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.75% is less than Guideline LTV of 27.66% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304748399 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.17% is less than Guideline LTV of 9.07% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304749660 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.07% is less than Guideline LTV of 12.28% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304749946 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.68% is less than Guideline CLTV of 78.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304751782 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.13% is less than Guideline LTV of 22.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.59% is less than Guideline LTV of 22.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304749689 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.44% is less than Guideline LTV of 10.48% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304765369 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.48% is less than Guideline LTV of 42.65% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304749758 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.17% is less than Guideline LTV of 10.17% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304730165 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.17% is less than Guideline CLTV of 69.95% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304751745 | FCRE8999 | 08/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.06% is less than Guideline LTV of 15.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.06% is less than Guideline LTV of 15.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304751849 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.06% is less than Guideline LTV of 14.99% | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304749944 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.89% is less than Guideline LTV of 9.89% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.89% is less than Guideline CLTV of 9.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304758223 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.21% is less than Guideline CLTV of 70.21% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.21% is less than Guideline CLTV of 70.21% | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304749998 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.21% is less than Guideline LTV of 17.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.74% is less than Guideline LTV of 19.01% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304750044 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.01% is less than Guideline LTV of 19.01% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304749997 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.01% is less than Guideline LTV of 21.42% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304730811 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.42% is less than Guideline LTV of 19.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304751699 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.12% is less than Guideline CLTV of 73.09% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304750041 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.93% is less than Guideline CLTV of 67.93% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.93% is less than Guideline CLTV of 67.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304750182 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.27% is less than Guideline LTV of 15.27% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.27% is less than Guideline LTV of 15.27% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304750040 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.27% is less than Guideline LTV of 18.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304750039 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.18% is less than Guideline CLTV of 74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304750037 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.02% is less than Guideline LTV of 13.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.02% is less than Guideline LTV of 13.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304752072 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.08% is less than Guideline LTV of 16.08% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.08% is less than Guideline CLTV of 16.08% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304750423 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.08% is less than Guideline LTV of 20.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304750181 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.63% is less than Guideline LTV of 8.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.63% is less than Guideline LTV of 8.63% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304755046 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.63% is less than Guideline LTV of 17.39% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304754906 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.39% is less than Guideline CLTV of 54.13% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304750421 | FCRE8999 | 08/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.68% is less than Guideline LTV of 20.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.68% is less than Guideline LTV of 20.68% | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304757278 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.68% is less than Guideline LTV of 22.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304754503 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.42% is less than Guideline LTV of 15.42% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.42% is less than Guideline CLTV of 15.42% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304754484 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.42% is less than Guideline LTV of 24.39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304750507 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.39% is less than Guideline LTV of 9.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304750517 | FCRE8999 | 08/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.4% is less than Guideline LTV of 14.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/26/2025 | A | A | A | A | A |
| XXX | XXX | 304752408 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.91% is less than Guideline LTV of 7.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304751697 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.22% is less than Guideline LTV of 9.6% | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304754780 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.5% is less than Guideline CLTV of 74.47% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.47% is less than Guideline CCLTV of 74.47% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304751781 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.32% is less than Guideline LTV of 53.92% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304752070 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 53.92% is less than Guideline LTV of 26.07% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304754542 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.07% is less than Guideline LTV of 10.07% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.07% is less than Guideline CLTV of 10.07% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304751763 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.11% is less than Guideline LTV of 16.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.11% is less than Guideline LTV of 16.11% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304753736 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.11% is less than Guideline LTV of 17.62% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304754541 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.63% is less than Guideline LTV of 32.63% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304751760 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.72% is less than Guideline CLTV of 59.72% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304758669 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.78% is less than Guideline LTV of 6.78% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.78% is less than Guideline LTV of 6.78% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304751779 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.78% is less than Guideline LTV of 28.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304751848 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.2% is less than Guideline LTV of 23.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304751847 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.48% is less than Guideline LTV of 8.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304754483 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.16% is less than Guideline CLTV of 79.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304752069 | FCRE8999 | 08/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.87% is less than Guideline LTV of 20.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.14% is less than Guideline CLTV of 64% | Resolved | 08/04/2025 | A | A | A | A | A |
| XXX | XXX | 304752406 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.91% is less than Guideline LTV of 17.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.91% is less than Guideline LTV of 17.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304753735 | FCRE8999 | 08/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.92% is less than Guideline LTV of 12.92% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.92% is less than Guideline CLTV of 12.92% | Resolved | 08/09/2025 | A | A | A | A | A |
| XXX | XXX | 304752405 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.92% is less than Guideline LTV of 26.19% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304759013 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.46% is less than Guideline LTV of 23.46% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.46% is less than Guideline CLTV of 23.46% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304754905 | FCRE8999 | 08/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.46% is less than Guideline LTV of 23.46% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.46% is less than Guideline CLTV of 23.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/18/2025 | A | A | A | A | A |
| XXX | XXX | 304754842 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 39.81% is less than Guideline LTV of 39.81% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 39.81% is less than Guideline CLTV of 39.81% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304754502 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.81% is less than Guideline LTV of 16.91% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304754481 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.91% is less than Guideline CLTV of 54.17% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304754501 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline LTV of 9.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.91% is less than Guideline LTV of 9.91% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304748400 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.48% is less than Guideline CLTV of 72.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304754538 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.32% is less than Guideline LTV of 9.32% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.32% is less than Guideline CLTV of 9.32% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304758668 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.47% is less than Guideline LTV of 31.47% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 31.47% is less than Guideline CLTV of 31.47% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304757293 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.85% is less than Guideline CLTV of 46.85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.85% is less than Guideline CCLTV of 46.85% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304754918 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.31% is less than Guideline LTV of 12.23% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304758667 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.48% is less than Guideline LTV of 32.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304755113 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.95% is less than Guideline CLTV of 66.59% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304754976 | FCRE8999 | 08/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.59% is less than Guideline LTV of 13.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.52% is less than Guideline CLTV of 57.02% | Resolved | 08/05/2025 | A | A | A | A | A |
| XXX | XXX | 304755045 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.28% is less than Guideline LTV of 21.28% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.28% is less than Guideline LTV of 21.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304755112 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.28% is less than Guideline LTV of 11.05% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304755123 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.05% is less than Guideline CLTV of 70.91% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.91% is less than Guideline CCLTV of 70.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304756803 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.99% is less than Guideline LTV of 14.4% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304755257 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.08% is less than Guideline CLTV of 79.99% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304755256 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.99% is less than Guideline LTV of 20.65% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304765420 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.32% is less than Guideline CLTV of 79.86% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304756821 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.61% is less than Guideline LTV of 24.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.61% is less than Guideline LTV of 24.61% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304756820 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.61% is less than Guideline LTV of 24.61% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304757277 | FCRE8999 | 08/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.88% is less than Guideline CLTV of 55.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/13/2025 | A | A | A | A | A |
| XXX | XXX | 304756801 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.89% is less than Guideline LTV of 16.89% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304766098 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.89% is less than Guideline CLTV of 66.11% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.11% is less than Guideline CCLTV of 66.11% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304756833 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 25% is less than Guideline CLTV of 25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 25% is less than Guideline CCLTV of 25% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304757292 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline CLTV of 61.99% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.99% is less than Guideline CLTV of 61.99% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304757273 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 41.55% is less than Guideline LTV of 41.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.55% is less than Guideline LTV of 41.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304757994 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.55% is less than Guideline LTV of 27.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304757849 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.7% is less than Guideline LTV of 16.47% | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304757291 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.47% is less than Guideline CLTV of 68.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.92% is less than Guideline CCLTV of 68.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304758205 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.02% is less than Guideline CLTV of 73.37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.37% is less than Guideline CCLTV of 73.37% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304815988 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.93% is less than Guideline LTV of 15.51% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304760309 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.51% is less than Guideline LTV of 31.03% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304758742 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.03% is less than Guideline CLTV of 44.05% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304765288 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 13.89% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 13.89% | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304757901 | FCRE8999 | 08/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline LTV of 13.89% | Resolved | 08/11/2025 | A | A | A | A | A |
| XXX | XXX | 304758470 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.89% is less than Guideline CLTV of 39.89% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.89% is less than Guideline CCLTV of 39.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304757993 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.03% is less than Guideline LTV of 9.03% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304758204 | FCRE8999 | 08/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.03% is less than Guideline CLTV of 32.94% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/21/2025 | A | A | A | A | A |
| XXX | XXX | 304766153 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.9% is less than Guideline LTV of 25.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.9% is less than Guideline LTV of 25.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304816540 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.41% is less than Guideline LTV of 19.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.41% is less than Guideline CLTV of 19.41% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304758954 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.41% is less than Guideline LTV of 9.24% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304758033 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67% is less than Guideline CLTV of 67% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304758475 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67% is less than Guideline LTV of 13.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.75% is less than Guideline LTV of 16.65% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304758186 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.79% is less than Guideline LTV of 17.79% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.79% is less than Guideline CLTV of 17.79% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304758203 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.68% is less than Guideline LTV of 17.68% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.68% is less than Guideline CLTV of 17.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304765940 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.97% is less than Guideline LTV of 14.97% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.97% is less than Guideline CLTV of 14.97% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304758474 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.97% is less than Guideline CLTV of 74.87% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304763203 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.87% is less than Guideline LTV of 13.92% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.92% is less than Guideline CLTV of 55.28% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304759552 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.28% is less than Guideline LTV of 19.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.96% is less than Guideline LTV of 21.35% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304748465 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 12.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.03% is less than Guideline LTV of 12.03% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304759133 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.05% is less than Guideline LTV of 23.05% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304758937 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.05% is less than Guideline LTV of 25.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304759551 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.29% is less than Guideline LTV of 10.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304758952 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.56% is less than Guideline LTV of 12.41% | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304760333 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.72% is less than Guideline CLTV of 76.72% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304758951 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.95% is less than Guideline LTV of 15.95% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.95% is less than Guideline CLTV of 15.95% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304758989 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.95% is less than Guideline LTV of 8.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304758988 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.42% is less than Guideline LTV of 35.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304759012 | FCRE8999 | 08/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline LTV of 18.34% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline CLTV of 18.34% | Resolved | 08/15/2025 | A | A | A | A | A |
| XXX | XXX | 304759011 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.34% is less than Guideline LTV of 28.31% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304759132 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.31% is less than Guideline LTV of 15.96% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304776968 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.96% is less than Guideline CLTV of 29.62% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304759533 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.46% is less than Guideline LTV of 7.09% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304759515 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.09% is less than Guideline LTV of 9.49% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760308 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.49% is less than Guideline LTV of 29.42% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304758206 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.42% is less than Guideline LTV of 29.42% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304759550 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.42% is less than Guideline CLTV of 61.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.57% is less than Guideline CCLTV of 61.57% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304763202 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.5% is less than Guideline LTV of 18.5% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760306 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.5% is less than Guideline LTV of 18.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.5% is less than Guideline CLTV of 53.17% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304760305 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.21% is less than Guideline LTV of 5.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304760331 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.39% is less than Guideline CLTV of 76.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.39% is less than Guideline CCLTV of 76.39% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304776834 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.39% is less than Guideline LTV of 33.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.66% is less than Guideline LTV of 21.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304760330 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.05% is less than Guideline LTV of 17.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304760329 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.57% is less than Guideline LTV of 18.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304760326 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.35% is less than Guideline CLTV of 38.35% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.35% is less than Guideline CCLTV of 38.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304760325 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.63% is less than Guideline LTV of 19.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.63% is less than Guideline LTV of 19.63% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304760323 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.32% is less than Guideline LTV of 25.32% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760321 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.32% is less than Guideline CLTV of 70.74% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760320 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.91% is less than Guideline LTV of 27.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.91% is less than Guideline LTV of 27.91% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304760318 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.91% is less than Guideline CLTV of 49.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304760317 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.09% is less than Guideline LTV of 17.45% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760451 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.45% is less than Guideline LTV of 22.86% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760450 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline LTV of 24.12% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304779579 | FCRE8999 | 09/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.77% is less than Guideline CLTV of 64.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.77% is less than Guideline CCLTV of 64.77% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304760449 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.21% is less than Guideline CLTV of 62.21% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.21% is less than Guideline CLTV of 62.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304813204 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 49.58% is less than Guideline LTV of 49.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.58% is less than Guideline LTV of 49.58% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304764136 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.11% is less than Guideline CLTV of 70.11% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.11% is less than Guideline CCLTV of 70.11% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304763215 | FCRE8999 | 08/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.11% is less than Guideline CLTV of 70.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/19/2025 | A | A | A | A | A |
| XXX | XXX | 304763253 | FCRE8999 | 08/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.11% is less than Guideline LTV of 10.76% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.76% is less than Guideline LTV of 31.61% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/22/2025 | A | A | A | A | A |
| XXX | XXX | 304774664 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.55% is less than Guideline LTV of 15.62% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304763635 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.69% is less than Guideline CLTV of 74.69% \| Original CLTV is Below the Guideline Maximum | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304765285 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.14% is less than Guideline LTV of 15.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.49% is less than Guideline CLTV of 54.77% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304768903 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.24% is less than Guideline CLTV of 74.7% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304765366 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.5% is less than Guideline LTV of 14.08% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304839610 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline LTV of 15.47% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline CLTV of 15.47% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304766097 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline LTV of 15.47% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.47% is less than Guideline LTV of 22.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304776940 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.31% is less than Guideline LTV of 11.55% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2025 | A | A | A | A | A |
| XXX | XXX | 304765405 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.94% is less than Guideline LTV of 10.94% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.94% is less than Guideline CLTV of 10.94% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304765404 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.94% is less than Guideline CLTV of 73.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304765888 | FCRE8999 | 08/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.61% is less than Guideline LTV of 25.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.51% is less than Guideline LTV of 11.65% | Resolved | 08/25/2025 | A | A | A | A | A |
| XXX | XXX | 304765935 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.65% is less than Guideline LTV of 4.48% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304766020 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.48% is less than Guideline CLTV of 69.94% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304768555 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.98% is less than Guideline LTV of 11.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.98% is less than Guideline LTV of 11.98% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304768218 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.98% is less than Guideline CLTV of 70.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304766151 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.55% is less than Guideline CLTV of 70.55% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304768217 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.4% is less than Guideline LTV of 6.4% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.4% is less than Guideline LTV of 6.4% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304766807 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.4% is less than Guideline LTV of 6.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304766805 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.4% is less than Guideline LTV of 34.79% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304766803 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.79% is less than Guideline CLTV of 60% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304767993 | FCRE8999 | 08/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 43.76% is less than Guideline LTV of 43.76% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.76% is less than Guideline LTV of 43.76% | Resolved | 08/27/2025 | A | A | A | A | A |
| XXX | XXX | 304769821 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.03% is less than Guideline LTV of 25.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304767234 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.03% is less than Guideline CLTV of 63.82% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304766925 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.82% is less than Guideline LTV of 6.53% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.53% is less than Guideline LTV of 6.53% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304776916 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.53% is less than Guideline LTV of 6.53% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304776939 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.02% is less than Guideline LTV of 26.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.02% is less than Guideline LTV of 26.02% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304769753 | FCRE8999 | 09/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.41% is less than Guideline LTV of 17.41% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.41% is less than Guideline CLTV of 17.41% | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304768540 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.41% is less than Guideline LTV of 17.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.41% is less than Guideline LTV of 20.4% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777358 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.4% is less than Guideline LTV of 27.62% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304768554 | FCRE8999 | 09/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.62% is less than Guideline CLTV of 71.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.55% is less than Guideline CCLTV of 71.55% | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304779985 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.28% is less than Guideline LTV of 8.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.28% is less than Guideline CLTV of 8.28% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304769788 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.09% is less than Guideline LTV of 16.09% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.09% is less than Guideline CLTV of 16.09% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304811468 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.53% is less than Guideline LTV of 9.53% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.53% is less than Guideline CLTV of 9.53% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304757276 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.53% is less than Guideline CLTV of 62.57% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304777649 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.57% is less than Guideline LTV of 18.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.86% is less than Guideline LTV of 30.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304768936 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.51% is less than Guideline LTV of 33.51% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304776784 | FCRE8999 | 08/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.51% is less than Guideline LTV of 33.51% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/29/2025 | A | A | A | A | A |
| XXX | XXX | 304768935 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.51% is less than Guideline CLTV of 73.31% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304776881 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.31% is less than Guideline LTV of 20.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.75% is less than Guideline LTV of 13.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304777464 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.47% is less than Guideline LTV of 27.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304776833 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.31% is less than Guideline CLTV of 58.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304769786 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.46% is less than Guideline LTV of 17.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.01% is less than Guideline LTV of 17.01% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304769820 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.19% is less than Guideline LTV of 9.19% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.19% is less than Guideline CLTV of 9.19% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304777465 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.19% is less than Guideline LTV of 9.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304776783 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.19% is less than Guideline CLTV of 74.89% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304774660 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.89% is less than Guideline LTV of 26.84% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.84% is less than Guideline LTV of 13.12% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304748466 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.12% is less than Guideline LTV of 13.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304814697 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.12% is less than Guideline LTV of 16.56% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304776781 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.56% is less than Guideline LTV of 16.56% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.56% is less than Guideline CLTV of 64.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304776880 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.07% is less than Guideline LTV of 38.07% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.07% is less than Guideline LTV of 38.07% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304779802 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.26% is less than Guideline LTV of 43.26% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 43.26% is less than Guideline CLTV of 43.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304776967 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 43.26% is less than Guideline LTV of 43.26% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304776964 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.57% is less than Guideline LTV of 13.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.19% is less than Guideline LTV of 22.75% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304777462 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.75% is less than Guideline LTV of 24.44% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304789466 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.44% is less than Guideline LTV of 23.45% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304777460 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.45% is less than Guideline LTV of 23.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304777459 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.45% is less than Guideline LTV of 14.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304778000 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.87% is less than Guideline LTV of 31.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304811426 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.87% is less than Guideline LTV of 11.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304777986 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.5% is less than Guideline CLTV of 48.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304777454 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.81% is less than Guideline LTV of 14.85% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304777647 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.85% is less than Guideline LTV of 21.68% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304777645 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.07% is less than Guideline CLTV of 72.07% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.07% is less than Guideline CLTV of 72.07% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304778059 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.07% is less than Guideline LTV of 26.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.59% is less than Guideline LTV of 18.4% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304778058 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.4% is less than Guideline LTV of 11.82% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304778057 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.1% is less than Guideline LTV of 33.1% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.1% is less than Guideline CLTV of 33.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304779984 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.29% is less than Guideline LTV of 23.92% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304778056 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.92% is less than Guideline LTV of 28.59% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304813066 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.59% is less than Guideline CLTV of 63.23% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.23% is less than Guideline CCLTV of 63.23% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304811467 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.88% is less than Guideline CLTV of 68.88% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.88% is less than Guideline CLTV of 68.88% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304817614 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.88% is less than Guideline LTV of 36.2% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.2% is less than Guideline LTV of 35.85% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304789465 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.93% is less than Guideline LTV of 15.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304779800 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.93% is less than Guideline LTV of 28.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304780130 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.65% is less than Guideline CLTV of 55.59% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.59% is less than Guideline CCLTV of 55.59% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304780129 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | No credit findings The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.61% is less than Guideline CLTV of 58.98% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304779799 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.99% is less than Guideline CLTV of 52.99% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.99% is less than Guideline CLTV of 52.99% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304811466 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.7% is less than Guideline LTV of 15.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.7% is less than Guideline LTV of 15.7% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304780124 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.7% is less than Guideline LTV of 26.05% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304789461 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.62% is less than Guideline LTV of 35.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.62% is less than Guideline LTV of 35.62% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304811465 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.74% is less than Guideline LTV of 21.93% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304813203 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.52% is less than Guideline LTV of 35.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.52% is less than Guideline CLTV of 35.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304812505 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.52% is less than Guideline LTV of 46.43% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304812504 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 46.43% is less than Guideline LTV of 20.84% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304813295 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.52% is less than Guideline LTV of 15.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.52% is less than Guideline CLTV of 15.52% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304813666 | FCRE8999 | 09/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.52% is less than Guideline LTV of 17.6% | Resolved | 09/06/2025 | A | A | A | A | A |
| XXX | XXX | 304814730 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.6% is less than Guideline LTV of 17.6% | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304814726 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.6% is less than Guideline CLTV of 77.25% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.25% is less than Guideline CCLTV of 77.25% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304814724 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304816508 | FCRE8999 | 10/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.37% is less than Guideline LTV of 6.37% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.37% is less than Guideline CLTV of 6.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/02/2025 | A | A | A | A | A |
| XXX | XXX | 304814722 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.13% is less than Guideline LTV of 23.17% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304757995 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.17% is less than Guideline LTV of 9.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304814771 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.51% is less than Guideline CLTV of 72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304815986 | FCRE8999 | 09/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72% is less than Guideline LTV of 11.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.25% is less than Guideline LTV of 16.64% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/25/2025 | A | A | A | A | A |
| XXX | XXX | 304818248 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.64% is less than Guideline LTV of 14.95% | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304815999 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.95% is less than Guideline LTV of 13.51% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304816538 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.51% is less than Guideline CLTV of 71.86% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304817763 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 41.04% is less than Guideline LTV of 41.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.04% is less than Guideline LTV of 41.04% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304816475 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.04% is less than Guideline LTV of 16.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304817840 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.69% is less than Guideline LTV of 18.69% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304816535 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.87% is less than Guideline LTV of 19.87% | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304817574 | FCRE8999 | 09/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.87% is less than Guideline CLTV of 63.24% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/19/2025 | A | A | A | A | A |
| XXX | XXX | 304817631 | FCRE8999 | 09/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.21% is less than Guideline LTV of 12.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.21% is less than Guideline LTV of 12.21% | Resolved | 09/17/2025 | A | A | A | A | A |
| XXX | XXX | 304818246 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.21% is less than Guideline LTV of 16.1% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304818346 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.1% is less than Guideline LTV of 24.73% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304766810 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 30.72% is less than Guideline CLTV of 30.72% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 30.72% is less than Guideline CCLTV of 30.72% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304819303 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.06% is less than Guideline CLTV of 73.47% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.47% is less than Guideline CCLTV of 73.47% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304838849 | FCRE8999 | 09/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.17% is less than Guideline LTV of 27.17% | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304839085 | FCRE8999 | 09/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.17% is less than Guideline LTV of 31.75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/29/2025 | A | A | A | A | A |
| XXX | XXX | 304511493 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 49.82% is less than Guideline CLTV of 49.82% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511491 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.8% is less than Guideline LTV of 32.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511498 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 36.12% is less than Guideline CLTV of 36.12% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.12% is less than Guideline CCLTV of 36.12% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304815992 | FCRE8999 | 09/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.14% is less than Guideline LTV of 19.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.14% is less than Guideline LTV of 19.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304814776 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.18% is less than Guideline LTV of 11.18% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.18% is less than Guideline LTV of 11.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304819050 | FCRE8999 | 10/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.63% is less than Guideline LTV of 13.63% | Resolved | 10/07/2025 | A | A | A | A | A |
| XXX | XXX | 304813336 | FCRE8999 | 10/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.61% is less than Guideline LTV of 35.61% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.61% is less than Guideline CLTV of 35.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/06/2025 | A | A | A | A | A |
| XXX | XXX | 304775086 | FCRE8999 | 09/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.84% is less than Guideline LTV of 18.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304763259 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline LTV of 14.37% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.37% is less than Guideline CLTV of 14.37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304816813 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline LTV of 11.09% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.09% is less than Guideline CLTV of 11.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304776956 | FCRE8999 | 10/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.64% is less than Guideline LTV of 19.64% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.64% is less than Guideline CLTV of 19.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/03/2025 | A | A | A | A | A |
| XXX | XXX | 304818235 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.73% is less than Guideline LTV of 20.73% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.73% is less than Guideline CLTV of 20.73% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304819299 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.51% is less than Guideline LTV of 17.51% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.51% is less than Guideline CLTV of 17.51% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304769660 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX Fico is more than guideline XXX Fico \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.19% is less than Guideline CLTV of 70.19% XXX% LTV is less than guideline XXX% LTV | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304816411 | FCRE8999 | 09/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.72% is less than Guideline LTV of 8.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304736401 | FCRE8999 | 09/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.48% is less than Guideline CLTV of 69.48% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.48% is less than Guideline CCLTV of 69.48% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2025 | A | A | A | A | A |
| XXX | XXX | 304779523 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.14% is less than Guideline LTV of 10.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.14% is less than Guideline LTV of 10.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304779940 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.52% is less than Guideline LTV of 22.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304814756 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.84% is less than Guideline LTV of 27.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.84% is less than Guideline LTV of 27.84% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304817780 | FCRE8999 | 09/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.41% is less than Guideline LTV of 24.41% | Resolved | 09/24/2025 | A | A | A | A | A |
| XXX | XXX | 304755009 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.41% is less than Guideline LTV of 24.41% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304779608 | FCRE8999 | 09/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.87% is less than Guideline CLTV of 58.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.87% is less than Guideline CCLTV of 58.87% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304816954 | FCRE8999 | 09/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.17% is less than Guideline LTV of 11.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.17% is less than Guideline LTV of 11.17% | Resolved | 09/16/2025 | A | A | A | A | A |
| XXX | XXX | 304817620 | FCRE8999 | 09/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.38% is less than Guideline LTV of 41.38% | Resolved | 09/22/2025 | A | A | A | A | A |
| XXX | XXX | 304360109 | FCRE8999 | 07/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.11% is less than Guideline LTV of 22.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/31/2024 | A | A | A | A | A |
| XXX | XXX | 304415816 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.78% is less than Guideline LTV of 27.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304489944 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.94% is less than Guideline LTV of 6.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.94% is less than Guideline LTV of 6.94% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304490510 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.06% is less than Guideline LTV of 8.06% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.06% is less than Guideline CLTV of 8.06% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304671004 | FCRE8999 | 04/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.07% is less than Guideline CLTV of 63.07% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.07% is less than Guideline CLTV of 63.07% | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304421461 | FCRE8999 | 11/08/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.42% is less than Guideline CLTV of 54.42% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304485191 | FCRE8999 | 01/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.38% is less than Guideline LTV of 20.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.38% is less than Guideline LTV of 20.38% | Resolved | 01/14/2025 | A | A | A | A | A |
| XXX | XXX | 304687156 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.4% is less than Guideline LTV of 38.4% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.4% is less than Guideline CLTV of 38.4% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304726797 | FCRE8999 | 07/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CLTV of 69.93% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CCLTV of 69.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304476594 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.59% is less than Guideline CLTV of 74.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304484891 | FCRE8999 | 02/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.45% is less than Guideline LTV of 16.45% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304725218 | FCRE8999 | 07/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/16/2025 | A | A | A | A | A |
| XXX | XXX | 304723745 | FCRE8999 | 07/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.57% is less than Guideline CLTV of 76.57% | Resolved | 07/23/2025 | A | A | A | A | A |
| XXX | XXX | 304724075 | FCRE8999 | 07/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.42% is less than Guideline LTV of 33.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.42% is less than Guideline LTV of 33.42% | Resolved | 07/16/2025 | A | A | A | A | A |
| XXX | XXX | 304472368 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.23% is less than Guideline CLTV of 52.23% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304492250 | FCRE8999 | 03/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.93% is less than Guideline LTV of 23.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304709842 | FCRE8999 | 07/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.78% is less than Guideline CLTV of 59.07% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 07/08/2025 | A | A | A | A | A |
| XXX | XXX | 304691413 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.68% is less than Guideline CLTV of 67.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.68% is less than Guideline CLTV of 67.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304688449 | FCRE8999 | 07/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.25% is less than Guideline LTV of 9.25% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.25% is less than Guideline LTV of 9.25% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 07/11/2025 | A | A | A | A | A |
| XXX | XXX | 304755003 | FCRE8999 | 08/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.25% is less than Guideline LTV of 9.25% | Resolved | 08/18/2025 | A | A | A | A | A |
| XXX | XXX | 304709909 | FCRE8999 | 07/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.61% is less than Guideline CLTV of 57.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has been on present job for over XXX years showing a definite stability in income and gradually increasing | Resolved | 07/02/2025 | A | A | A | A | A |
| XXX | XXX | 304756834 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.43% is less than Guideline LTV of 25.43% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.43% is less than Guideline CLTV of 25.43% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304441500 | FCRE8999 | 01/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.2% is less than Guideline LTV of 35.2% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304720390 | FCRE8999 | 07/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.1% is less than Guideline CLTV of 71.1% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.1% is less than Guideline CCLTV of 71.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/07/2025 | A | A | A | A | A |
| XXX | XXX | 304766905 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.55% is less than Guideline LTV of 18.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.55% is less than Guideline CLTV of 18.55% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304709989 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.06% is less than Guideline LTV of 10.06% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304747489 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.06% is less than Guideline CLTV of 73.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.64% is less than Guideline CCLTV of 73.64% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760354 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.53% is less than Guideline CLTV of 74.53% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.53% is less than Guideline CLTV of 74.53% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304253064 | FCRE8999 | 04/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.18% is less than Guideline CLTV of 58.18% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.18% is less than Guideline CLTV of 58.18% | Resolved | 04/24/2024 | A | A | A | A | A |
| XXX | XXX | 304076753 | FCRE8999 | 03/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 31.58% is less than Guideline LTV of 31.58% Compensating factor \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Compensating factor \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.58% is less than Guideline LTV of 31.58% Compensating factor | Resolved | 03/15/2024 | A | A | A | A | A |
| XXX | XXX | 304253104 | FCRE8999 | 04/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.82% is less than Guideline CLTV of 52.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/24/2024 | A | A | A | A | A |
| XXX | XXX | 304381242 | FCRE8999 | 09/30/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline LTV of 18.74% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline CLTV of 18.74% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/30/2024 | A | A | A | A | A |
| XXX | XXX | 304388008 | FCRE8999 | 10/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.66% is less than Guideline LTV of 24.66% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304444778 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304440032 | FCRE8999 | 12/23/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.68% is less than Guideline LTV of 15.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/23/2024 | A | A | A | A | A |
| XXX | XXX | 304456441 | FCRE8999 | 01/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.53% is less than Guideline CLTV of 35.53% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304639465 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.97% is less than Guideline LTV of 12.97% | Resolved | 03/28/2025 | A | A | A | A | A |
| XXX | XXX | 304485285 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.87% is less than Guideline CLTV of 70.87% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.87% is less than Guideline CLTV of 70.87% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304638958 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.05% is less than Guideline LTV of 21.05% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304494029 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CLTV of 67.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CCLTV of 67.67% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495141 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CLTV of 67.67% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304495564 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 31.17% is less than Guideline LTV of 31.17% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.17% is less than Guideline LTV of 31.17% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304510993 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.38% is less than Guideline CLTV of 71.38% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304632807 | FCRE8999 | 03/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.62% is less than Guideline CLTV of 54.62% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.62% is less than Guideline CCLTV of 54.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304639730 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.73% is less than Guideline LTV of 15.73% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.73% is less than Guideline CLTV of 15.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304640517 | FCRE8999 | 03/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.19% is less than Guideline CLTV of 71.19% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.19% is less than Guideline CCLTV of 71.19% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304670829 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.07% is less than Guideline LTV of 29.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.07% is less than Guideline LTV of 29.07% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304677982 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.82% is less than Guideline LTV of 16.82% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304763742 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.5% is less than Guideline LTV of 12.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304751684 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 13.57% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.57% is less than Guideline LTV of 13.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304750059 | FCRE8999 | 09/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.59% is less than Guideline LTV of 30.59% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.59% is less than Guideline CLTV of 30.59% | Resolved | 09/02/2025 | A | A | A | A | A |
| XXX | XXX | 304758886 | FCRE8999 | 09/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.57% is less than Guideline CLTV of 37.57% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304760405 | FCRE8999 | 09/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304789471 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.63% is less than Guideline LTV of 21.63% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304776791 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | No Findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 34.36% is less than Guideline CLTV of 34.36% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304776790 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.46% is less than Guideline CLTV of 76.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.46% is less than Guideline CLTV of 76.46% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304768849 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.25% is less than Guideline LTV of 28.25% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.25% is less than Guideline LTV of 28.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304763195 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.51% is less than Guideline CLTV of 79.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304779556 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 37.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 37.5% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304750426 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.8% is less than Guideline CLTV of 61.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304758764 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.43% is less than Guideline LTV of 22.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760508 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.69% is less than Guideline LTV of 31.69% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304760442 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.5% is less than Guideline LTV of 20.5% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304769663 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.46% is less than Guideline LTV of 19.46% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765895 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 6.01% is less than Guideline CLTV of 6.01% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 6.01% is less than Guideline CCLTV of 6.01% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304766050 | FCRE8999 | 09/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.9% is less than Guideline LTV of 26.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.9% is less than Guideline LTV of 26.9% | Resolved | 09/03/2025 | A | A | A | A | A |
| XXX | XXX | 304705805 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.76% is less than Guideline CLTV of 67.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777981 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.79% is less than Guideline LTV of 25.79% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.79% is less than Guideline CLTV of 25.79% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765372 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.42% is less than Guideline LTV of 19.42% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777625 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.58% is less than Guideline LTV of 16.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304757908 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.36% is less than Guideline LTV of 9.36% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765883 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.36% is less than Guideline LTV of 9.36% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304759535 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.97% is less than Guideline LTV of 10.97% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.97% is less than Guideline CLTV of 10.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304750169 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.97% is less than Guideline LTV of 10.97% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765872 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.91% is less than Guideline CLTV of 65.91% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.91% is less than Guideline CCLTV of 65.91% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304776878 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 32.07% is less than Guideline LTV of 32.07% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.07% is less than Guideline LTV of 32.07% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304755028 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.28% is less than Guideline LTV of 11.28% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765865 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.28% is less than Guideline LTV of 11.28% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304767240 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.44% is less than Guideline LTV of 22.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304763418 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.27% is less than Guideline LTV of 29.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304751754 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.11% is less than Guideline CLTV of 48.11% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304754911 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.91% is less than Guideline LTV of 28.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.91% is less than Guideline LTV of 28.91% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304720546 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | NO Findings The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.64% is less than Guideline CLTV of 52.64% | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304765199 | FCRE8999 | 09/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline LTV of 18.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.21% is less than Guideline LTV of 18.21% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/04/2025 | A | A | A | A | A |
| XXX | XXX | 304383815 | FCRE8999 | 09/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.93% is less than Guideline LTV of 8.93% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.93% is less than Guideline CLTV of 8.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/13/2024 | A | A | A | A | A |
| XXX | XXX | 304383506 | FCRE8999 | 09/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.91% is less than Guideline LTV of 39.91% | Resolved | 09/07/2024 | A | A | A | A | A |
| XXX | XXX | 304383359 | FCRE8999 | 09/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.35% is less than Guideline CLTV of 45.35% | Resolved | 09/09/2024 | A | A | A | A | A |
| XXX | XXX | 304497274 | FCRE8999 | 02/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.41% is less than Guideline LTV of 28.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.41% is less than Guideline LTV of 28.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/14/2025 | A | A | A | A | A |
| XXX | XXX | 304497202 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.88% is less than Guideline LTV of 14.88% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.88% is less than Guideline LTV of 14.88% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304497155 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.78% is less than Guideline LTV of 9.78% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304497138 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.26% is less than Guideline LTV of 12.26% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.26% is less than Guideline CLTV of 12.26% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304496964 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.67% is less than Guideline LTV of 21.67% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.67% is less than Guideline CLTV of 21.67% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304496942 | FCRE8999 | 07/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.83% is less than Guideline LTV of 48.59% | Resolved | 07/30/2025 | A | A | A | A | A |
| XXX | XXX | 304496750 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.78% is less than Guideline CLTV of 47.78% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304675338 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.46% is less than Guideline CLTV of 79.46% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.46% is less than Guideline CLTV of 79.46% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304675284 | FCRE8999 | 03/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.88% is less than Guideline LTV of 10.88% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.88% is less than Guideline LTV of 10.88% | Resolved | 03/28/2025 | A | A | A | A | A |
| XXX | XXX | 304696462 | FCRE8999 | 08/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.88% is less than Guideline CLTV of 39.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/14/2025 | A | A | A | A | A |
| XXX | XXX | 304696200 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39.85% is less than Guideline CLTV of 39.85% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304695906 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.2% is less than Guideline CLTV of 70.2% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.2% is less than Guideline CCLTV of 70.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304697603 | FCRE8999 | 06/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.93% is less than Guideline LTV of 11.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.93% is less than Guideline LTV of 11.93% | Resolved | 06/10/2025 | A | A | A | A | A |
| XXX | XXX | 304697359 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.93% is less than Guideline LTV of 34.71% | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304815354 | FCRE8999 | 09/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.3% is less than Guideline LTV of 27.3% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.3% is less than Guideline CLTV of 27.3% | Resolved | 09/15/2025 | A | A | A | A | A |
| XXX | XXX | 304820673 | FCRE8999 | 09/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6% is less than Guideline LTV of 6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6% is less than Guideline LTV of 6% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/18/2025 | A | A | A | A | A |
| XXX | XXX | 304674693 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.48% is less than Guideline LTV of 11.48% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.48% is less than Guideline LTV of 11.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304735084 | FCRE8999 | 10/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.67% is less than Guideline LTV of 36.67% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.67% is less than Guideline CLTV of 36.67% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/10/2025 | A | A | A | A | A |
| XXX | XXX | 304820654 | FCRE8999 | 09/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline LTV of 12.35% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.35% is less than Guideline CLTV of 12.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/26/2025 | A | A | A | A | A |
| XXX | XXX | 304692409 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | No credit findings. The loan meets all applicable credit guidelines. |  | Cleared | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.03% is less than Guideline LTV of 23.03% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304692386 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Cleared | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.42% is less than Guideline LTV of 14.42% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304692363 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Cleared; Informational; Cleared | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.32% is less than Guideline LTV of 7.32% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304325174 | FCRE8999 | 06/01/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.29% is less than Guideline LTV of 22.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.29% is less than Guideline CLTV of 22.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 06/01/2024 | A | A | A | A | A |
| XXX | XXX | 304359575 | FCRE8999 | 07/26/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.04% is less than Guideline LTV of 28.04% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.04% is less than Guideline CLTV of 28.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/26/2024 | A | A | A | A | A |
| XXX | XXX | 304368580 | FCRE8999 | 08/16/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.52% is less than Guideline LTV of 9.52% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/16/2024 | A | A | A | A | A |
| XXX | XXX | 304382902 | FCRE8999 | 10/02/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.7% is less than Guideline CLTV of 38.7% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.7% is less than Guideline CLTV of 38.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2024 | A | A | A | A | A |
| XXX | XXX | 304477123 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.21% is less than Guideline CLTV of 60.21% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.21% is less than Guideline CLTV of 60.21% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304384898 | FCRE8999 | 10/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.01% is less than Guideline LTV of 25.01% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.01% is less than Guideline LTV of 25.01% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304386391 | FCRE8999 | 10/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.16% is less than Guideline CLTV of 65.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304385492 | FCRE8999 | 10/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CLTV of 42.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.17% is less than Guideline CCLTV of 42.17% | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304387273 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.62% is less than Guideline LTV of 11.62% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.62% is less than Guideline LTV of 11.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304393347 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 34.18% is less than Guideline CLTV of 34.18% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304387873 | FCRE8999 | 11/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline CLTV of 62.72% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline CLTV of 62.72% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304426509 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.31% is less than Guideline LTV of 6.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.31% is less than Guideline LTV of 6.31% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304388442 | FCRE8999 | 09/30/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.66% is less than Guideline LTV of 9.66% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.66% is less than Guideline CLTV of 9.66% | Resolved | 09/30/2024 | A | A | A | A | A |
| XXX | XXX | 304391010 | FCRE8999 | 10/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.3% is less than Guideline CLTV of 52.3% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304392181 | FCRE8999 | 10/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.82% is less than Guideline CLTV of 51.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/15/2024 | A | A | A | A | A |
| XXX | XXX | 304396482 | FCRE8999 | 10/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 9.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.5% is less than Guideline LTV of 9.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304392122 | FCRE8999 | 10/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.52% is less than Guideline LTV of 31.52% | Resolved | 10/07/2024 | A | A | A | A | A |
| XXX | XXX | 304417658 | FCRE8999 | 11/19/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8% is less than Guideline LTV of 8% | Resolved | 11/19/2024 | A | A | A | A | A |
| XXX | XXX | 304393160 | FCRE8999 | 11/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.98% is less than Guideline CLTV of 79.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304398207 | FCRE8999 | 10/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.56% is less than Guideline LTV of 18.56% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.56% is less than Guideline CLTV of 18.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304393158 | FCRE8999 | 10/14/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.94% is less than Guideline CLTV of 65.94% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.94% is less than Guideline CCLTV of 65.94% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304393191 | FCRE8999 | 10/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 22.12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.12% is less than Guideline LTV of 22.12% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304393691 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.53% is less than Guideline LTV of 13.53% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.53% is less than Guideline CLTV of 13.53% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304401340 | FCRE8999 | 10/14/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.99% is less than Guideline CLTV of 66.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.99% is less than Guideline CCLTV of 66.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/14/2024 | A | A | A | A | A |
| XXX | XXX | 304397158 | FCRE8999 | 10/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.25% is less than Guideline LTV of 20.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.25% is less than Guideline LTV of 20.25% | Resolved | 10/09/2024 | A | A | A | A | A |
| XXX | XXX | 304402768 | FCRE8999 | 11/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.52% is less than Guideline LTV of 17.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304398041 | FCRE8999 | 10/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.39% is less than Guideline CLTV of 52.39% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.39% is less than Guideline CCLTV of 52.39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/13/2024 | A | A | A | A | A |
| XXX | XXX | 304398353 | FCRE8999 | 12/30/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.98% is less than Guideline LTV of 5.98% | Resolved | 12/30/2024 | A | A | A | A | A |
| XXX | XXX | 304398867 | FCRE8999 | 11/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CLTV of 54.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CCLTV of 54.56% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304498564 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CLTV of 54.56% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304405060 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline CLTV of 5.95% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304400620 | FCRE8999 | 10/29/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.95% is less than Guideline LTV of 5.95% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/29/2024 | A | A | A | A | A |
| XXX | XXX | 304401327 | FCRE8999 | 11/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.34% is less than Guideline CLTV of 59.34% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.34% is less than Guideline CCLTV of 59.34% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304401287 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.99% is less than Guideline LTV of 24.99% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304405478 | FCRE8999 | 11/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.31% is less than Guideline CLTV of 59.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304405397 | FCRE8999 | 11/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39% is less than Guideline CLTV of 39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39% is less than Guideline CLTV of 39% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304405647 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.91% is less than Guideline LTV of 11.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.91% is less than Guideline LTV of 11.91% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304416291 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.55% is less than Guideline CLTV of 47.55% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304415899 | FCRE8999 | 11/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.21% is less than Guideline CLTV of 35.21% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.21% is less than Guideline CLTV of 35.21% | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304418113 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.27% is less than Guideline CLTV of 69.27% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.27% is less than Guideline CLTV of 69.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304416195 | FCRE8999 | 10/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.27% is less than Guideline CLTV of 69.27% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/31/2024 | A | A | A | A | A |
| XXX | XXX | 304416506 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.05% is less than Guideline CLTV of 77.05% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.05% is less than Guideline CLTV of 77.05% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304458303 | FCRE8999 | 12/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.12% is less than Guideline CLTV of 59.12% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.12% is less than Guideline CLTV of 59.12% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304416503 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.22% is less than Guideline LTV of 12.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.22% is less than Guideline LTV of 12.22% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304442405 | FCRE8999 | 12/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.65% is less than Guideline LTV of 9.65% | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304418580 | FCRE8999 | 11/07/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.92% is less than Guideline LTV of 16.92% | Resolved | 11/07/2024 | A | A | A | A | A |
| XXX | XXX | 304418579 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51% is less than Guideline CLTV of 51% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51% is less than Guideline CLTV of 51% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304419033 | FCRE8999 | 11/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.92% is less than Guideline LTV of 17.92% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.92% is less than Guideline LTV of 17.92% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304418803 | FCRE8999 | 11/08/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.96% is less than Guideline LTV of 13.96% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304420992 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.25% is less than Guideline LTV of 7.25% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304418823 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.36% is less than Guideline LTV of 43.36% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304420991 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.28% is less than Guideline LTV of 7.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304419023 | FCRE8999 | 11/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.1% is less than Guideline LTV of 8.1% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.1% is less than Guideline CLTV of 8.1% | Resolved | 11/05/2024 | A | A | A | A | A |
| XXX | XXX | 304420990 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline LTV of 10.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.37% is less than Guideline LTV of 10.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304420138 | FCRE8999 | 11/01/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.86% is less than Guideline CLTV of 57.86% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.86% is less than Guideline CCLTV of 57.86% | Resolved | 11/01/2024 | A | A | A | A | A |
| XXX | XXX | 304420137 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.39% is less than Guideline LTV of 11.39% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.39% is less than Guideline LTV of 11.39% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304420988 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.04% is less than Guideline LTV of 19.04% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.04% is less than Guideline CLTV of 19.04% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304420726 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.38% is less than Guideline LTV of 9.38% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304428915 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 40.18% is less than Guideline LTV of 40.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.18% is less than Guideline LTV of 40.18% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304420984 | FCRE8999 | 12/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.25% is less than Guideline LTV of 10.25% | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304422491 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.79% is less than Guideline CLTV of 43.79% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304422489 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.63% is less than Guideline LTV of 23.63% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304437808 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.3% is less than Guideline LTV of 26.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304420962 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.54% is less than Guideline LTV of 14.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.54% is less than Guideline CLTV of 14.54% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304405643 | FCRE8999 | 11/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.55% is less than Guideline LTV of 15.55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.55% is less than Guideline LTV of 15.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304420955 | FCRE8999 | 11/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.91% is less than Guideline CLTV of 68.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304423659 | FCRE8999 | 11/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.05% is less than Guideline LTV of 8.05% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.05% is less than Guideline LTV of 8.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/11/2024 | A | A | A | A | A |
| XXX | XXX | 304422391 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CLTV of 59% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59% is less than Guideline CCLTV of 59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304423658 | FCRE8999 | 11/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.77% is less than Guideline LTV of 15.77% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.77% is less than Guideline CLTV of 15.77% | Resolved | 11/21/2024 | A | A | A | A | A |
| XXX | XXX | 304422643 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.23% is less than Guideline LTV of 4.23% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 4.23% is less than Guideline CLTV of 4.23% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304423657 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.64% is less than Guideline CLTV of 69.64% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304422983 | FCRE8999 | 11/15/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.32% is less than Guideline LTV of 8.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.32% is less than Guideline LTV of 8.32% | Resolved | 11/15/2024 | A | A | A | A | A |
| XXX | XXX | 304422966 | FCRE8999 | 11/08/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.91% is less than Guideline CLTV of 52.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.91% is less than Guideline CCLTV of 52.91% | Resolved | 11/08/2024 | A | A | A | A | A |
| XXX | XXX | 304427793 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.19% is less than Guideline CLTV of 73.19% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.19% is less than Guideline CCLTV of 73.19% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304423750 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.96% is less than Guideline LTV of 7.96% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304425126 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.73% is less than Guideline LTV of 19.73% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.73% is less than Guideline LTV of 19.73% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304425186 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 55% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304423743 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.13% is less than Guideline LTV of 13.13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.13% is less than Guideline LTV of 13.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304425699 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.18% is less than Guideline CLTV of 53.18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.18% is less than Guideline CCLTV of 53.18% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304425604 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304432400 | FCRE8999 | 12/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57% is less than Guideline CLTV of 57% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57% is less than Guideline CCLTV of 57% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304425176 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.7% is less than Guideline LTV of 24.7% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.7% is less than Guideline LTV of 24.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304437853 | FCRE8999 | 12/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.7% is less than Guideline LTV of 24.7% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304436580 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline LTV of 19.52% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline CLTV of 19.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304427791 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline LTV of 19.52% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304426362 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.52% is less than Guideline LTV of 19.52% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304429019 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.98% is less than Guideline CLTV of 69.98% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304426505 | FCRE8999 | 11/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 754% is less than Guideline LTV of 754% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 754% is less than Guideline LTV of 754% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/18/2024 | A | A | A | A | A |
| XXX | XXX | 304426688 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.3% is less than Guideline LTV of 29.3% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.3% is less than Guideline LTV of 29.3% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304427014 | FCRE8999 | 12/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.09% is less than Guideline CLTV of 64.09% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.09% is less than Guideline CLTV of 64.09% | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304436420 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 16.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 16.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304427784 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.35% is less than Guideline LTV of 16.35% | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428756 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.48% is less than Guideline CLTV of 56.48% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304428754 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.37% is less than Guideline LTV of 23.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.37% is less than Guideline LTV of 23.37% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304437852 | FCRE8999 | 12/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.42% is less than Guideline LTV of 16.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.42% is less than Guideline LTV of 16.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304432246 | FCRE8999 | 12/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.93% is less than Guideline LTV of 24.93% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304428893 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.93% is less than Guideline LTV of 24.93% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304429016 | FCRE8999 | 12/10/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.67% is less than Guideline LTV of 12.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/10/2024 | A | A | A | A | A |
| XXX | XXX | 304437021 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.69% is less than Guideline LTV of 10.69% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.69% is less than Guideline CLTV of 10.69% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304432582 | FCRE8999 | 11/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.39% is less than Guideline LTV of 30.39% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.39% is less than Guideline CLTV of 30.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 11/27/2024 | A | A | A | A | A |
| XXX | XXX | 304431547 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.85% is less than Guideline LTV of 8.85% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304432928 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12% is less than Guideline LTV of 12% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12% is less than Guideline LTV of 12% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304441930 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.54% is less than Guideline LTV of 20.54% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.54% is less than Guideline CLTV of 20.54% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304432941 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.56% is less than Guideline LTV of 13.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304437882 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.28% is less than Guideline LTV of 13.28% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438669 | FCRE8999 | 12/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.56% is less than Guideline LTV of 23.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304436297 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline CLTV of 54.63% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.63% is less than Guideline CCLTV of 54.63% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304436356 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.66% is less than Guideline CLTV of 55.66% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.66% is less than Guideline CLTV of 55.66% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436352 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.18% is less than Guideline LTV of 12.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.18% is less than Guideline LTV of 12.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304437881 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.29% is less than Guideline CLTV of 61.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304436347 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.71% is less than Guideline LTV of 16.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.71% is less than Guideline LTV of 16.71% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436417 | FCRE8999 | 12/03/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.92% is less than Guideline LTV of 21.92% | Resolved | 12/03/2024 | A | A | A | A | A |
| XXX | XXX | 304436577 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.62% is less than Guideline LTV of 5.62% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304454190 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.51% is less than Guideline CLTV of 69.51% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.51% is less than Guideline CCLTV of 69.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304436541 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.9% is less than Guideline CLTV of 62.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.9% is less than Guideline CCLTV of 62.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304437442 | FCRE8999 | 12/05/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.58% is less than Guideline LTV of 12.58% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.58% is less than Guideline LTV of 12.58% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304436638 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.77% is less than Guideline LTV of 13.77% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304436719 | FCRE8999 | 12/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.68% is less than Guideline CLTV of 68.68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.68% is less than Guideline CLTV of 68.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304438492 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.91% is less than Guideline CLTV of 46.91% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304443254 | FCRE8999 | 01/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.53% is less than Guideline LTV of 11.53% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304441863 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.01% is less than Guideline LTV of 34.01% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304438715 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.36% is less than Guideline LTV of 14.36% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438482 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.82% is less than Guideline LTV of 23.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.82% is less than Guideline CLTV of 23.82% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304438480 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.55% is less than Guideline CLTV of 76.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304438479 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 49% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 49% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304438478 | FCRE8999 | 12/06/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 32.49% is less than Guideline LTV of 32.49% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.49% is less than Guideline LTV of 32.49% | Resolved | 12/06/2024 | A | A | A | A | A |
| XXX | XXX | 304438472 | FCRE8999 | 12/10/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.63% is less than Guideline CLTV of 74.63% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.63% is less than Guideline CCLTV of 74.63% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/10/2024 | A | A | A | A | A |
| XXX | XXX | 304438470 | FCRE8999 | 12/23/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.34% is less than Guideline LTV of 9.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.34% is less than Guideline LTV of 9.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/23/2024 | A | A | A | A | A |
| XXX | XXX | 304459010 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304438461 | FCRE8999 | 12/12/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.33% is less than Guideline LTV of 38.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304438456 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.74% is less than Guideline CLTV of 52.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304438446 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.73% is less than Guideline LTV of 28.73% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304439181 | FCRE8999 | 12/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.4% is less than Guideline LTV of 8.4% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.4% is less than Guideline CLTV of 8.4% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304441795 | FCRE8999 | 12/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.95% is less than Guideline LTV of 8.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304441645 | FCRE8999 | 12/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.38% is less than Guideline LTV of 10.38% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.38% is less than Guideline CLTV of 10.38% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304438661 | FCRE8999 | 12/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.17% is less than Guideline LTV of 14.17% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.17% is less than Guideline CLTV of 14.17% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304438660 | FCRE8999 | 12/11/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.44% is less than Guideline CLTV of 73.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/11/2024 | A | A | A | A | A |
| XXX | XXX | 304438656 | FCRE8999 | 12/09/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.41% is less than Guideline LTV of 6.41% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.41% is less than Guideline LTV of 6.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/09/2024 | A | A | A | A | A |
| XXX | XXX | 304441626 | FCRE8999 | 01/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.32% is less than Guideline LTV of 29.32% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.32% is less than Guideline CLTV of 29.32% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304441489 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.7% is less than Guideline LTV of 26.7% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.7% is less than Guideline CLTV of 26.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304440093 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.07% is less than Guideline LTV of 25.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304458596 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 4.74% is less than Guideline LTV of 4.74% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304443926 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.83% is less than Guideline LTV of 34.83% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304441643 | FCRE8999 | 12/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.83% is less than Guideline LTV of 34.83% | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304441491 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.6% is less than Guideline LTV of 8.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304441789 | FCRE8999 | 12/12/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline LTV of 20.06% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline CLTV of 20.06% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/12/2024 | A | A | A | A | A |
| XXX | XXX | 304441822 | FCRE8999 | 12/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline LTV of 20.06% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline CLTV of 20.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304475178 | FCRE8999 | 01/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline LTV of 26.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 26.95% is less than Guideline CLTV of 26.95% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304442380 | FCRE8999 | 12/13/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline LTV of 12.25% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.25% is less than Guideline LTV of 12.25% | Resolved | 12/13/2024 | A | A | A | A | A |
| XXX | XXX | 304442452 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline CLTV of 6.55% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304639660 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304442628 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline CLTV of 15.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304442626 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline CLTV of 15.91% | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304443133 | FCRE8999 | 01/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304443132 | FCRE8999 | 12/18/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/18/2024 | A | A | A | A | A |
| XXX | XXX | 304442968 | FCRE8999 | 01/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.91% is less than Guideline LTV of 15.91% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304443056 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.29% is less than Guideline LTV of 9.29% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.29% is less than Guideline CLTV of 9.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304443277 | FCRE8999 | 12/17/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.36% is less than Guideline CLTV of 46.36% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.36% is less than Guideline CLTV of 46.36% | Resolved | 12/17/2024 | A | A | A | A | A |
| XXX | XXX | 304443442 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline LTV of 9.15% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline CLTV of 9.15% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304443634 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.15% is less than Guideline LTV of 9.15% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304462108 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.89% is less than Guideline LTV of 18.89% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.89% is less than Guideline CLTV of 18.89% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304443441 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.89% is less than Guideline LTV of 18.89% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304443910 | FCRE8999 | 02/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304443475 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.68% is less than Guideline CLTV of 76.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304457948 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304454188 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.6% is less than Guideline LTV of 12.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304443566 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.16% is less than Guideline CLTV of 56.16% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304456438 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline CLTV of 44.59% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline CLTV of 44.59% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304443992 | FCRE8999 | 12/27/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.59% is less than Guideline CLTV of 44.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 12/27/2024 | A | A | A | A | A |
| XXX | XXX | 304459408 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.61% is less than Guideline LTV of 14.61% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.61% is less than Guideline LTV of 14.61% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304454184 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.12% is less than Guideline LTV of 17.12% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462253 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.91% is less than Guideline CLTV of 55.91% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.91% is less than Guideline CCLTV of 55.91% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304462448 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.91% is less than Guideline CLTV of 55.91% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304456408 | FCRE8999 | 12/21/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.31% is less than Guideline LTV of 12.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.31% is less than Guideline LTV of 12.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/21/2024 | A | A | A | A | A |
| XXX | XXX | 304456435 | FCRE8999 | 12/24/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.63% is less than Guideline CLTV of 46.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.63% is less than Guideline CLTV of 46.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 12/24/2024 | A | A | A | A | A |
| XXX | XXX | 304459369 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304459099 | FCRE8999 | 01/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.85% is less than Guideline CLTV of 79.85% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304459368 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.88% is less than Guideline LTV of 20.88% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.88% is less than Guideline LTV of 20.88% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304470345 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.98% is less than Guideline CLTV of 70.98% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304459228 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.11% is less than Guideline CLTV of 39.11% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39.11% is less than Guideline CLTV of 39.11% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304467083 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.67% is less than Guideline CLTV of 72.67% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.67% is less than Guideline CLTV of 72.67% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462423 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - \| Qualifying DTI below max allowed. - \| Borrower has stable job time - \| Original LTV is Below the Guideline Maximum - | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304462240 | FCRE8999 | 01/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.96% is less than Guideline LTV of 25.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.96% is less than Guideline LTV of 25.96% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304459666 | FCRE8999 | 01/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.15% is less than Guideline LTV of 24.15% | Resolved | 01/02/2025 | A | A | A | A | A |
| XXX | XXX | 304473743 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.22% is less than Guideline LTV of 10.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304461896 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CLTV of 61.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CCLTV of 61.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304459799 | FCRE8999 | 01/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CLTV of 61.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.56% is less than Guideline CCLTV of 61.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/03/2025 | A | A | A | A | A |
| XXX | XXX | 304458214 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.47% is less than Guideline LTV of 25.47% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.47% is less than Guideline LTV of 25.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304460668 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.88% is less than Guideline LTV of 6.88% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.88% is less than Guideline CLTV of 6.88% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304459798 | FCRE8999 | 12/31/2024 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.74% is less than Guideline LTV of 5.74% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.74% is less than Guideline CLTV of 5.74% | Resolved | 12/31/2024 | A | A | A | A | A |
| XXX | XXX | 304467147 | FCRE8999 | 01/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.98% is less than Guideline LTV of 21.98% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304480822 | FCRE8999 | 03/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.98% is less than Guideline LTV of 21.98% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304462054 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.79% is less than Guideline CLTV of 60.79% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304473621 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.27% is less than Guideline CLTV of 41.27% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304462352 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline LTV of 13.87% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.87% is less than Guideline CLTV of 13.87% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304462239 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.6% is less than Guideline LTV of 10.6% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304468605 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.9% is less than Guideline LTV of 29.9% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.9% is less than Guideline CLTV of 29.9% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304467606 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.9% is less than Guideline LTV of 29.9% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471857 | FCRE8999 | 04/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.1% is less than Guideline LTV of 38.1% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.1% is less than Guideline CLTV of 38.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304466786 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.1% is less than Guideline LTV of 38.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304470754 | FCRE8999 | 01/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.39% is less than Guideline LTV of 27.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/16/2025 | A | A | A | A | A |
| XXX | XXX | 304467146 | FCRE8999 | 01/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.65% is less than Guideline LTV of 7.65% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.65% is less than Guideline CLTV of 7.65% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304487907 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.4% is less than Guideline CLTV of 53.4% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304467174 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CLTV of 48.04% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.04% is less than Guideline CLTV of 48.04% | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304470060 | FCRE8999 | 01/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.8% is less than Guideline LTV of 21.8% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.8% is less than Guideline CLTV of 21.8% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | A | A | A | A | A |
| XXX | XXX | 304468378 | FCRE8999 | 01/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.45% is less than Guideline LTV of 10.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.45% is less than Guideline LTV of 10.45% | Resolved | 01/13/2025 | A | A | A | A | A |
| XXX | XXX | 304469977 | FCRE8999 | 01/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline LTV of 16.9% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.9% is less than Guideline CLTV of 16.9% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304470344 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.79% is less than Guideline LTV of 23.79% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304483513 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.84% is less than Guideline LTV of 15.84% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304470226 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.6% is less than Guideline LTV of 15.6% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304470661 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.5% is less than Guideline CLTV of 41.5% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304470221 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.78% is less than Guideline CLTV of 70.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70.78% is less than Guideline CCLTV of 70.78% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304471741 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.02% is less than Guideline CLTV of 48.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.02% is less than Guideline CLTV of 48.02% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304473328 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CLTV of 63.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.22% is less than Guideline CCLTV of 63.22% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304471855 | FCRE8999 | 01/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.32% is less than Guideline LTV of 11.32% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.32% is less than Guideline CLTV of 11.32% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304472012 | FCRE8999 | 01/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.09% is less than Guideline CLTV of 65.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.09% is less than Guideline CLTV of 65.09% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304471219 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.64% is less than Guideline LTV of 15.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.64% is less than Guideline LTV of 15.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304471651 | FCRE8999 | 01/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.79% is less than Guideline CLTV of 53.79% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.79% is less than Guideline CLTV of 53.79% | Resolved | 01/16/2025 | A | A | A | A | A |
| XXX | XXX | 304471942 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.79% is less than Guideline CLTV of 53.79% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471851 | FCRE8999 | 01/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304471850 | FCRE8999 | 01/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.58% is less than Guideline CLTV of 73.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.58% is less than Guideline CCLTV of 73.58% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/22/2025 | A | A | A | A | A |
| XXX | XXX | 304471792 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.59% is less than Guideline LTV of 10.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.59% is less than Guideline LTV of 10.59% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304471940 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.19% is less than Guideline LTV of 19.19% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304480928 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.98% is less than Guideline CLTV of 44.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.98% is less than Guideline CCLTV of 44.98% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304471930 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.52% is less than Guideline LTV of 24.52% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304486945 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.67% is less than Guideline CLTV of 57.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.67% is less than Guideline CCLTV of 57.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304472524 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.4% is less than Guideline LTV of 22.4% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.4% is less than Guideline CLTV of 22.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304472523 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.43% is less than Guideline LTV of 11.43% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304472417 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.12% is less than Guideline LTV of 6.12% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.12% is less than Guideline CLTV of 6.12% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304632688 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline LTV of 11.4% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.4% is less than Guideline CLTV of 11.4% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304472522 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 34.59% is less than Guideline CLTV of 34.59% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472379 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.38% is less than Guideline LTV of 7.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.38% is less than Guideline LTV of 7.38% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304472521 | FCRE8999 | 01/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.92% is less than Guideline CLTV of 60.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.92% is less than Guideline CCLTV of 60.92% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304472512 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline LTV of 6.54% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.54% is less than Guideline CLTV of 6.54% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472510 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.85% is less than Guideline CLTV of 45.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.85% is less than Guideline CLTV of 45.85% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304472507 | FCRE8999 | 01/20/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 32.99% is less than Guideline LTV of 32.99% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.99% is less than Guideline LTV of 32.99% | Resolved | 01/20/2025 | A | A | A | A | A |
| XXX | XXX | 304472673 | FCRE8999 | 01/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - \| is Greater than the Guideline Minimum - \| Original LTV is Below the Guideline Maximum - \| Original CLTV is Below the Guideline Maximum - \| Borrower has stable job time - | Resolved | 01/17/2025 | A | A | A | A | A |
| XXX | XXX | 304475013 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.27% is less than Guideline CLTV of 58.27% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304472761 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304474224 | FCRE8999 | 01/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% | Resolved | 01/24/2025 | A | A | A | A | A |
| XXX | XXX | 304473665 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304475189 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.95% is less than Guideline LTV of 22.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.95% is less than Guideline LTV of 22.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304475008 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.78% is less than Guideline LTV of 12.78% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.78% is less than Guideline CLTV of 12.78% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304474220 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 66.67% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304475049 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.32% is less than Guideline CLTV of 60.32% | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304475068 | FCRE8999 | 01/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.15% is less than Guideline LTV of 12.15% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.15% is less than Guideline CLTV of 12.15% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304475084 | FCRE8999 | 01/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.64% is less than Guideline LTV of 8.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.64% is less than Guideline LTV of 8.64% | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304476601 | FCRE8999 | 01/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.37% is less than Guideline LTV of 17.37% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/23/2025 | A | A | A | A | A |
| XXX | XXX | 304477204 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.79% is less than Guideline LTV of 22.79% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304635842 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.79% is less than Guideline LTV of 22.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304481256 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.44% is less than Guideline CLTV of 69.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304481427 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 29.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.82% is less than Guideline LTV of 29.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304477360 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.35% is less than Guideline LTV of 19.35% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304477200 | FCRE8999 | 02/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.19% is less than Guideline LTV of 14.19% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.19% is less than Guideline CLTV of 14.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304498295 | FCRE8999 | 02/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.21% is less than Guideline LTV of 19.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304480845 | FCRE8999 | 02/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.67% is less than Guideline LTV of 14.67% | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304480920 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.67% is less than Guideline LTV of 14.67% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304480914 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.06% is less than Guideline LTV of 5.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304481006 | FCRE8999 | 01/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.93% is less than Guideline CLTV of 64.93% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.93% is less than Guideline CLTV of 64.93% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/28/2025 | A | A | A | A | A |
| XXX | XXX | 304480909 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.26% is less than Guideline LTV of 15.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.26% is less than Guideline CLTV of 15.26% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304480899 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481250 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline LTV of 16.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304480896 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline LTV of 16.34% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.34% is less than Guideline CLTV of 16.34% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304498294 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304481241 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.95% is less than Guideline CLTV of 79.95% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.95% is less than Guideline CCLTV of 79.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304481374 | FCRE8999 | 01/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.95% is less than Guideline CLTV of 79.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 01/31/2025 | A | A | A | A | A |
| XXX | XXX | 304481240 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 49.65% is less than Guideline LTV of 49.65% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481255 | FCRE8999 | 02/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.53% is less than Guideline LTV of 4.53% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304481317 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.73% is less than Guideline CLTV of 74.73% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.73% is less than Guideline CCLTV of 74.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304483536 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.64% is less than Guideline CLTV of 68.64% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.64% is less than Guideline CLTV of 68.64% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304639944 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.02% is less than Guideline CLTV of 62.02% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.02% is less than Guideline CLTV of 62.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304683267 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.85% is less than Guideline CLTV of 68.85% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.85% is less than Guideline CLTV of 68.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304481421 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.9% is less than Guideline LTV of 22.9% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.9% is less than Guideline LTV of 22.9% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304481463 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.74% is less than Guideline LTV of 9.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.74% is less than Guideline CLTV of 9.74% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304481723 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.18% is less than Guideline CLTV of 35.18% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.18% is less than Guideline CCLTV of 35.18% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304481640 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.18% is less than Guideline CLTV of 35.18% | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304481691 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 10.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.64% is less than Guideline LTV of 10.64% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304481720 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.09% is less than Guideline CLTV of 53.09% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.09% is less than Guideline CLTV of 53.09% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304482021 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.59% is less than Guideline LTV of 21.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304486596 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.22% is less than Guideline LTV of 9.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304482884 | FCRE8999 | 01/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.45% is less than Guideline LTV of 13.45% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.45% is less than Guideline CLTV of 13.45% | Resolved | 01/27/2025 | A | A | A | A | A |
| XXX | XXX | 304482881 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.67% is less than Guideline LTV of 17.67% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304482877 | FCRE8999 | 04/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.67% is less than Guideline LTV of 17.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304484527 | FCRE8999 | 02/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.44% is less than Guideline LTV of 19.44% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/03/2025 | A | A | A | A | A |
| XXX | XXX | 304482871 | FCRE8999 | 02/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304676178 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.44% is less than Guideline LTV of 14.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497428 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.72% is less than Guideline LTV of 10.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304494303 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.92% is less than Guideline CLTV of 44.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.92% is less than Guideline CCLTV of 44.92% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304482865 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304485293 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.76% is less than Guideline CLTV of 32.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304490555 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304485266 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.52% is less than Guideline CLTV of 62.52% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304482923 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304643154 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.91% is less than Guideline LTV of 6.91% | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304485265 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.99% is less than Guideline CLTV of 69.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304483535 | FCRE8999 | 01/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.44% is less than Guideline CLTV of 36.44% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 36.44% is less than Guideline CLTV of 36.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/29/2025 | A | A | A | A | A |
| XXX | XXX | 304510699 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.76% is less than Guideline LTV of 21.76% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304485292 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.65% is less than Guideline LTV of 10.65% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.65% is less than Guideline CLTV of 10.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304484893 | FCRE8999 | 01/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.95% is less than Guideline CLTV of 67.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304486012 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline LTV of 15.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.75% is less than Guideline LTV of 15.75% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304485146 | FCRE8999 | 02/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 54.96% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 54.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/04/2025 | A | A | A | A | A |
| XXX | XXX | 304486055 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.06% is less than Guideline CLTV of 55.06% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304485262 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.17% is less than Guideline CLTV of 63.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.17% is less than Guideline CCLTV of 63.17% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304486052 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.42% is less than Guideline CLTV of 67.42% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304636551 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.73% is less than Guideline CLTV of 29.73% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.73% is less than Guideline CLTV of 29.73% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304486387 | FCRE8999 | 02/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 38.02% is less than Guideline LTV of 38.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 38.02% is less than Guideline CLTV of 38.02% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304495095 | FCRE8999 | 02/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.63% is less than Guideline LTV of 16.63% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.63% is less than Guideline LTV of 16.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304486592 | FCRE8999 | 02/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.29% is less than Guideline LTV of 12.29% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.29% is less than Guideline CLTV of 12.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/12/2025 | A | A | A | A | A |
| XXX | XXX | 304493139 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304491643 | FCRE8999 | 02/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.44% is less than Guideline LTV of 28.44% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.44% is less than Guideline CLTV of 28.44% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304490468 | FCRE8999 | 02/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CLTV of 57.31% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CLTV of 57.31% | Resolved | 02/19/2025 | A | A | A | A | A |
| XXX | XXX | 304492333 | FCRE8999 | 02/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CLTV of 57.31% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline CCLTV of 57.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304510698 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.93% is less than Guideline LTV of 22.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.93% is less than Guideline CLTV of 22.93% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304487996 | FCRE8999 | 02/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline CLTV of 53.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.75% is less than Guideline CCLTV of 53.75% | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304497471 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304490553 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.84% is less than Guideline LTV of 37.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.84% is less than Guideline LTV of 37.84% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304494156 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline LTV of 18.31% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline CLTV of 18.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304495093 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.31% is less than Guideline LTV of 18.31% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304494302 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline LTV of 39.43% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline LTV of 39.43% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304492419 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.43% is less than Guideline LTV of 39.43% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304495092 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.19% is less than Guideline CLTV of 47.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304490549 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.63% is less than Guideline LTV of 6.63% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.63% is less than Guideline CLTV of 6.63% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304490539 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61% is less than Guideline CLTV of 61% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61% is less than Guideline CLTV of 61% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304491982 | FCRE8999 | 02/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.9% is less than Guideline LTV of 18.9% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.9% is less than Guideline CLTV of 18.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | A | A | A | A | A |
| XXX | XXX | 304496661 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.42% is less than Guideline CLTV of 52.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304492418 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.42% is less than Guideline CLTV of 52.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304492256 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.94% is less than Guideline LTV of 23.94% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.94% is less than Guideline CLTV of 23.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304476582 | FCRE8999 | 04/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.68% is less than Guideline LTV of 23.68% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304492330 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.68% is less than Guideline LTV of 11.94% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304492424 | FCRE8999 | 02/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.52% is less than Guideline CLTV of 54.52% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304492558 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.9% is less than Guideline CLTV of 48.9% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 48.9% is less than Guideline CLTV of 48.9% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304492704 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68% is less than Guideline CLTV of 68% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68% is less than Guideline CLTV of 68% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304495645 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.84% is less than Guideline LTV of 17.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.84% is less than Guideline LTV of 17.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304492863 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.51% is less than Guideline CLTV of 52.51% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.51% is less than Guideline CLTV of 52.51% \| Borrower has stable job time - | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304493947 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.56% is less than Guideline LTV of 12.56% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.56% is less than Guideline LTV of 12.56% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304493038 | FCRE8999 | 02/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.56% is less than Guideline LTV of 12.56% | Resolved | 02/11/2025 | A | A | A | A | A |
| XXX | XXX | 304493037 | FCRE8999 | 02/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.12% is less than Guideline LTV of 11.12% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.12% is less than Guideline CLTV of 11.12% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/06/2025 | A | A | A | A | A |
| XXX | XXX | 304493035 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.68% is less than Guideline CLTV of 60.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.68% is less than Guideline CCLTV of 60.68% | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304494301 | FCRE8999 | 02/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.49% is less than Guideline CLTV of 42.49% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.49% is less than Guideline CLTV of 42.49% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304632799 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304667787 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.5% is less than Guideline LTV of 21.5% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.5% is less than Guideline CLTV of 21.5% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495073 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.89% is less than Guideline CLTV of 67.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495070 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline LTV of 9.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495054 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline LTV of 9.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304495051 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline CLTV of 55.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.95% is less than Guideline CCLTV of 55.95% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304495047 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.84% is less than Guideline CLTV of 60.84% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304495045 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.99% is less than Guideline LTV of 36.99% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495037 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline CLTV of 58.08% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304498513 | FCRE8999 | 02/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline CLTV of 58.08% | Resolved | 02/25/2025 | A | A | A | A | A |
| XXX | XXX | 304497470 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline CLTV of 58.08% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304495034 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.97% is less than Guideline LTV of 8.97% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.97% is less than Guideline LTV of 8.97% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304495148 | FCRE8999 | 03/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.35% is less than Guideline LTV of 15.35% | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304496658 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.61% is less than Guideline LTV of 22.61% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.61% is less than Guideline CLTV of 22.61% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304497320 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.82% is less than Guideline LTV of 12.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304495159 | FCRE8999 | 02/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.82% is less than Guideline LTV of 12.82% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/10/2025 | A | A | A | A | A |
| XXX | XXX | 304634563 | FCRE8999 | 03/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.75% is less than Guideline LTV of 14.75% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304510990 | FCRE8999 | 02/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.18% is less than Guideline LTV of 17.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304495189 | FCRE8999 | 02/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.45% is less than Guideline CLTV of 72.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.45% is less than Guideline CCLTV of 72.45% | Resolved | 02/13/2025 | A | A | A | A | A |
| XXX | XXX | 304498336 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.75% is less than Guideline LTV of 9.75% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304511538 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline CLTV of 56.88% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497411 | FCRE8999 | 03/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline CLTV of 56.88% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304497318 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline LTV of 19.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.86% is less than Guideline LTV of 19.86% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304497317 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.13% is less than Guideline CLTV of 51.13% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304497316 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.54% is less than Guideline CLTV of 73.54% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304497408 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.92% is less than Guideline LTV of 19.92% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.92% is less than Guideline LTV of 19.92% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304637163 | FCRE8999 | 03/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.83% is less than Guideline LTV of 21.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304498262 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.51% is less than Guideline LTV of 14.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.51% is less than Guideline LTV of 14.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304498291 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.51% is less than Guideline LTV of 27.06% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304510785 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CLTV of 50.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304498290 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CLTV of 50.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.38% is less than Guideline CCLTV of 50.38% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304498365 | FCRE8999 | 02/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 19.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.95% is less than Guideline LTV of 19.95% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304613714 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.22% is less than Guideline LTV of 16.22% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304498511 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.65% is less than Guideline LTV of 15.65% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304498517 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.71% is less than Guideline LTV of 7.71% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304498559 | FCRE8999 | 03/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.04% is less than Guideline LTV of 32.04% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304510356 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.74% is less than Guideline LTV of 8.74% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304634682 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.64% is less than Guideline CLTV of 71.64% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304510765 | FCRE8999 | 02/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 15.16% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.16% is less than Guideline LTV of 15.16% | Resolved | 02/25/2025 | A | A | A | A | A |
| XXX | XXX | 304510354 | FCRE8999 | 03/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline LTV of 8.99% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline CLTV of 8.99% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304510677 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.99% is less than Guideline LTV of 8.99% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304644284 | FCRE8999 | 03/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.17% is less than Guideline LTV of 18.17% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304638615 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.94% is less than Guideline LTV of 15.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.94% is less than Guideline LTV of 15.94% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304685439 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.94% is less than Guideline LTV of 20.3% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304664487 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.3% is less than Guideline LTV of 20.3% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304511424 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CLTV of 42.09% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CLTV of 42.09% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304510989 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.09% is less than Guideline CLTV of 42.09% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304510968 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.56% is less than Guideline CLTV of 50.56% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304511423 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304511419 | FCRE8999 | 02/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.57% is less than Guideline LTV of 35.57% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304641827 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304631796 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline CLTV of 13.84% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304511695 | FCRE8999 | 02/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 13.84% | Resolved | 02/18/2025 | A | A | A | A | A |
| XXX | XXX | 304634443 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.26% is less than Guideline CLTV of 65.26% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.26% is less than Guideline CCLTV of 65.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304572208 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.6% is less than Guideline CLTV of 52.6% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.6% is less than Guideline CCLTV of 52.6% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304638995 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.63% is less than Guideline CLTV of 29.63% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.63% is less than Guideline CLTV of 29.63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304632776 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304613719 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.34% | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304631794 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.85% is less than Guideline LTV of 23.85% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304631793 | FCRE8999 | 02/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 15.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.76% is less than Guideline LTV of 15.76% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/28/2025 | A | A | A | A | A |
| XXX | XXX | 304637656 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 78.11% is less than Guideline CLTV of 78.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.11% is less than Guideline CCLTV of 78.11% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304632576 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.74% is less than Guideline LTV of 20.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.74% is less than Guideline LTV of 20.74% | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304677930 | FCRE8999 | 03/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 54.97% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 54.97% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304632280 | FCRE8999 | 02/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.21% is less than Guideline LTV of 22.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.21% is less than Guideline LTV of 22.21% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/21/2025 | A | A | A | A | A |
| XXX | XXX | 304635639 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.49% is less than Guideline CLTV of 54.49% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304634680 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.14% is less than Guideline CLTV of 38.14% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.14% is less than Guideline CLTV of 38.14% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304632961 | FCRE8999 | 03/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.95% is less than Guideline CLTV of 42.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 42.95% is less than Guideline CLTV of 42.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304637680 | FCRE8999 | 03/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.36% is less than Guideline LTV of 23.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.36% is less than Guideline LTV of 23.36% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304632666 | FCRE8999 | 03/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.45% is less than Guideline LTV of 20.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/03/2025 | A | A | A | A | A |
| XXX | XXX | 304633048 | FCRE8999 | 02/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 64.99% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 64.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/26/2025 | A | A | A | A | A |
| XXX | XXX | 304633475 | FCRE8999 | 03/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.69% is less than Guideline CLTV of 63.69% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.69% is less than Guideline CCLTV of 63.69% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304632704 | FCRE8999 | 02/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.48% is less than Guideline CLTV of 40.48% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 40.48% is less than Guideline CLTV of 40.48% | Resolved | 02/24/2025 | A | A | A | A | A |
| XXX | XXX | 304632968 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.75% is less than Guideline LTV of 27.75% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.75% is less than Guideline CLTV of 27.75% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304632756 | FCRE8999 | 03/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.75% is less than Guideline LTV of 27.75% | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304632766 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.9% is less than Guideline CLTV of 57.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.9% is less than Guideline CCLTV of 57.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304492533 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.81% is less than Guideline CLTV of 79.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304639778 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 38.07% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 38.07% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304632933 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.07% is less than Guideline CLTV of 38.07% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304633042 | FCRE8999 | 03/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.95% is less than Guideline LTV of 20.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.95% is less than Guideline CLTV of 20.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/06/2025 | A | A | A | A | A |
| XXX | XXX | 304633040 | FCRE8999 | 03/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.9% is less than Guideline LTV of 36.9% | Resolved | 03/05/2025 | A | A | A | A | A |
| XXX | XXX | 304635638 | FCRE8999 | 04/02/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline LTV of 3.81% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 3.81% is less than Guideline CLTV of 3.81% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/02/2025 | A | A | A | A | A |
| XXX | XXX | 304635005 | FCRE8999 | 03/13/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 32.91% is less than Guideline CLTV of 32.91% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 32.91% is less than Guideline CLTV of 32.91% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/13/2025 | A | A | A | A | A |
| XXX | XXX | 304637582 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.64% is less than Guideline LTV of 5.64% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.64% is less than Guideline LTV of 5.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304634438 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 35.12% is less than Guideline CLTV of 35.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.12% is less than Guideline CCLTV of 35.12% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304636758 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 3.67% is less than Guideline LTV of 3.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304572070 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.14% is less than Guideline LTV of 7.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.14% is less than Guideline CLTV of 7.14% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304635065 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.04% is less than Guideline LTV of 22.04% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304635064 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.04% is less than Guideline LTV of 12.34% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304635061 | FCRE8999 | 03/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.83% is less than Guideline LTV of 12.83% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.83% is less than Guideline CLTV of 12.83% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304636803 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 13.04% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 13.04% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304636353 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline LTV of 13.04% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.04% is less than Guideline CLTV of 13.04% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304636568 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.8% is less than Guideline LTV of 24.8% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304637162 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.8% is less than Guideline LTV of 24.8% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637654 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CCLTV of 52.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304639942 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304638978 | FCRE8999 | 04/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.89% is less than Guideline CLTV of 44.89% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304637576 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.69% is less than Guideline LTV of 21.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.69% is less than Guideline LTV of 21.69% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304638305 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.5% is less than Guideline CLTV of 59.5% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637565 | FCRE8999 | 03/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304638977 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CLTV of 47.99% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CLTV of 47.99% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304637564 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CLTV of 47.99% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.99% is less than Guideline CCLTV of 47.99% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304640132 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline LTV of 11.81% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.81% is less than Guideline CLTV of 11.81% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304638994 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.91% is less than Guideline CLTV of 79.91% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.91% is less than Guideline CLTV of 79.91% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304637865 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.55% is less than Guideline LTV of 9.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.55% is less than Guideline CLTV of 9.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304637894 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.31% is less than Guideline CLTV of 71.31% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304638541 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 68.29% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 68.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304638534 | FCRE8999 | 04/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 68.29% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304638533 | FCRE8999 | 03/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.67% is less than Guideline LTV of 30.67% | Resolved | 03/14/2025 | A | A | A | A | A |
| XXX | XXX | 304638539 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.79% is less than Guideline LTV of 18.79% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.79% is less than Guideline CLTV of 18.79% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304639854 | FCRE8999 | 03/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.34% is less than Guideline LTV of 22.34% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.34% is less than Guideline CLTV of 22.34% | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304673600 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304638607 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CCLTV of 50.61% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304638656 | FCRE8999 | 03/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304638655 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.32% is less than Guideline CLTV of 57.32% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.32% is less than Guideline CCLTV of 57.32% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304639758 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.01% is less than Guideline CLTV of 66.01% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.01% is less than Guideline CLTV of 66.01% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304638974 | FCRE8999 | 03/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.01% is less than Guideline CLTV of 66.01% | Resolved | 03/18/2025 | A | A | A | A | A |
| XXX | XXX | 304639040 | FCRE8999 | 03/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.37% is less than Guideline LTV of 33.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.37% is less than Guideline LTV of 33.37% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/12/2025 | A | A | A | A | A |
| XXX | XXX | 304675704 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.13% is less than Guideline CLTV of 79.13% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304640114 | FCRE8999 | 03/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only; Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.74% is less than Guideline LTV of 12.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.74% is less than Guideline LTV of 12.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304639852 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.67% is less than Guideline LTV of 15.67% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304632592 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 15.67% is less than Guideline LTV of 10.81% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304639850 | FCRE8999 | 03/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.66% is less than Guideline CLTV of 63.66% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.66% is less than Guideline CLTV of 63.66% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304687404 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 52.16% is less than Guideline LTV of 52.16% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304679558 | FCRE8999 | 04/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.62% is less than Guideline LTV of 7.62% | Resolved | 04/15/2025 | A | A | A | A | A |
| XXX | XXX | 304640276 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.1% is less than Guideline LTV of 36.1% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 36.1% is less than Guideline CLTV of 36.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304640274 | FCRE8999 | 03/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.29% is less than Guideline LTV of 24.29% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304640530 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.45% is less than Guideline LTV of 33.45% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304640526 | FCRE8999 | 03/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.09% is less than Guideline CLTV of 60.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304674483 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.54% is less than Guideline LTV of 24.54% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.54% is less than Guideline LTV of 24.54% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304632578 | FCRE8999 | 03/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.39% is less than Guideline LTV of 12.39% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/17/2025 | A | A | A | A | A |
| XXX | XXX | 304641208 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline LTV of 9.18% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304641666 | FCRE8999 | 03/26/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline LTV of 9.18% | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304642440 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.07% is less than Guideline LTV of 22.07% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.07% is less than Guideline CLTV of 22.07% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304642996 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.17% is less than Guideline CLTV of 67.17% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.17% is less than Guideline CCLTV of 67.17% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304642796 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.42% is less than Guideline LTV of 22.42% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.42% is less than Guideline CLTV of 22.42% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304671343 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.16% is less than Guideline LTV of 9.16% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.16% is less than Guideline CLTV of 9.16% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304643150 | FCRE8999 | 03/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline LTV of 24.55% | Resolved | 03/19/2025 | A | A | A | A | A |
| XXX | XXX | 304643145 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline LTV of 24.55% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.55% is less than Guideline CLTV of 24.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304643140 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.25% is less than Guideline LTV of 35.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304643236 | FCRE8999 | 03/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.29% is less than Guideline LTV of 15.29% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 15.29% is less than Guideline CLTV of 15.29% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | A | A | A | A | A |
| XXX | XXX | 304671728 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.47% is less than Guideline CLTV of 53.47% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304643509 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.75% is less than Guideline LTV of 19.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304663447 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.83% is less than Guideline LTV of 16.83% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.83% is less than Guideline CLTV of 16.83% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304654718 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.71% is less than Guideline LTV of 20.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304665344 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.48% is less than Guideline LTV of 9.48% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304672309 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.48% is less than Guideline LTV of 8.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304664619 | FCRE8999 | 04/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 8.39% | Resolved | 04/16/2025 | A | A | A | A | A |
| XXX | XXX | 304664450 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 8.39% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304673673 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.39% is less than Guideline LTV of 22.13% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304663380 | FCRE8999 | 04/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.61% is less than Guideline LTV of 13.61% | Resolved | 04/01/2025 | A | A | A | A | A |
| XXX | XXX | 304664449 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77% is less than Guideline CLTV of 77% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304676097 | FCRE8999 | 04/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.66% is less than Guideline LTV of 11.66% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304637864 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.76% is less than Guideline LTV of 18.76% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.76% is less than Guideline CLTV of 18.76% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304669758 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.76% is less than Guideline LTV of 6.96% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304664559 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 34.88% is less than Guideline LTV of 34.88% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304664615 | FCRE8999 | 04/08/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.28% is less than Guideline CLTV of 37.28% | Resolved | 04/08/2025 | A | A | A | A | A |
| XXX | XXX | 304664611 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 37.28% is less than Guideline CLTV of 37.28% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304664609 | FCRE8999 | 04/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.36% is less than Guideline LTV of 19.36% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.36% is less than Guideline LTV of 19.36% | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304664608 | FCRE8999 | 04/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.98% is less than Guideline LTV of 16.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304664602 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.4% is less than Guideline CLTV of 63.4% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.4% is less than Guideline CCLTV of 63.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304664601 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.33% is less than Guideline LTV of 27.33% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.33% is less than Guideline LTV of 27.33% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304664595 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CCLTV of 74.9% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304683440 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only |  | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304665343 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304665342 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304678224 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.9% is less than Guideline CLTV of 74.9% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304665249 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.03% is less than Guideline CLTV of 60.03% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304671523 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.97% is less than Guideline LTV of 25.97% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304677874 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.54% is less than Guideline LTV of 18.54% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304667934 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 14.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671628 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline LTV of 14.21% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.21% is less than Guideline CLTV of 14.21% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304672308 | FCRE8999 | 04/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.2% is less than Guideline LTV of 14.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/04/2025 | A | A | A | A | A |
| XXX | XXX | 304673597 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.2% is less than Guideline LTV of 14.2% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304667757 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.51% is less than Guideline LTV of 21.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.51% is less than Guideline CLTV of 21.51% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304674482 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.86% is less than Guideline LTV of 28.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.86% is less than Guideline CLTV of 28.86% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304667785 | FCRE8999 | 04/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 37.98% is less than Guideline LTV of 37.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.98% is less than Guideline CLTV of 37.98% | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304667784 | FCRE8999 | 04/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.94% is less than Guideline LTV of 17.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/03/2025 | A | A | A | A | A |
| XXX | XXX | 304667948 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.94% is less than Guideline LTV of 10.96% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304684352 | FCRE8999 | 04/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.96% is less than Guideline LTV of 10.96% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304668995 | FCRE8999 | 03/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.01% is less than Guideline CLTV of 50.01% | Resolved | 03/27/2025 | A | A | A | A | A |
| XXX | XXX | 304672307 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.35% is less than Guideline LTV of 20.35% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304671517 | FCRE8999 | 04/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.81% is less than Guideline CLTV of 60.81% | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304676176 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.26% is less than Guideline LTV of 13.26% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304671511 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.2% is less than Guideline LTV of 8.2% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.2% is less than Guideline CLTV of 8.2% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304671507 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline CLTV of 21.18% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304671534 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.18% is less than Guideline LTV of 21.18% | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304671533 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.72% is less than Guideline CLTV of 70.72% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304676790 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.51% is less than Guideline LTV of 5.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.51% is less than Guideline LTV of 5.51% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304692077 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.51% is less than Guideline LTV of 40.82% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304673670 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.58% is less than Guideline LTV of 19.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304673596 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.58% is less than Guideline LTV of 19.58% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304673669 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.58% is less than Guideline CLTV of 44.76% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304673595 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.65% is less than Guideline LTV of 19.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.65% is less than Guideline LTV of 19.65% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304672306 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304672304 | FCRE8999 | 04/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304673665 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304676960 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304674481 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.49% is less than Guideline LTV of 21.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304677861 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.66% is less than Guideline LTV of 14.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304679539 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.97% is less than Guideline LTV of 11.97% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.97% is less than Guideline CLTV of 11.97% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304675702 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline LTV of 22.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304678002 | FCRE8999 | 04/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline LTV of 21.73% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304683372 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.73% is less than Guideline LTV of 22.99% | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304676829 | FCRE8999 | 04/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.56% is less than Guideline LTV of 26.56% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304676094 | FCRE8999 | 04/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.05% is less than Guideline LTV of 14.05% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304677741 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline CLTV of 58.16% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304676356 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline CLTV of 58.16% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678223 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.16% is less than Guideline LTV of 17.69% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.69% is less than Guideline LTV of 50.01% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304684760 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304676827 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 17.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304676955 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.51% is less than Guideline CLTV of 73.51% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304676954 | FCRE8999 | 04/10/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 22.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 22.51% | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304676951 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.51% is less than Guideline LTV of 22.51% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304676948 | FCRE8999 | 04/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.83% is less than Guideline LTV of 25.83% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304676945 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.83% is less than Guideline LTV of 25.83% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677174 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.02% is less than Guideline LTV of 23.02% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.02% is less than Guideline CLTV of 23.02% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304676944 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.02% is less than Guideline CLTV of 63.71% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304676942 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline CLTV of 63.71% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline CLTV of 63.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677790 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline CLTV of 63.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304677804 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.71% is less than Guideline LTV of 19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19% is less than Guideline LTV of 19% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304677347 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline LTV of 8.01% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline CLTV of 8.01% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304677396 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline LTV of 8.01% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304677817 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.01% is less than Guideline CLTV of 57.37% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.37% is less than Guideline CCLTV of 57.37% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304677345 | FCRE8999 | 04/11/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.38% is less than Guideline CLTV of 74.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.38% is less than Guideline CCLTV of 74.38% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304694947 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.8% is less than Guideline LTV of 20.8% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.8% is less than Guideline LTV of 20.8% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304677717 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 12.71% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304679211 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 12.71% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304677393 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.71% is less than Guideline LTV of 16.97% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304677392 | FCRE8999 | 04/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.97% is less than Guideline LTV of 16.97% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304677816 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.57% is less than Guideline LTV of 30.57% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304681115 | FCRE8999 | 04/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 30.57% is less than Guideline LTV of 22.58% | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304677715 | FCRE8999 | 04/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.2% is less than Guideline LTV of 17.2% | Resolved | 04/09/2025 | A | A | A | A | A |
| XXX | XXX | 304686150 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.2% is less than Guideline LTV of 14.56% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304687402 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.56% is less than Guideline LTV of 16.67% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304677789 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.67% is less than Guideline LTV of 16.67% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304687386 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.42% is less than Guideline LTV of 9.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304677739 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 55.82% is less than Guideline CLTV of 55.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304677859 | FCRE8999 | 04/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.06% is less than Guideline LTV of 23.06% | Resolved | 04/14/2025 | A | A | A | A | A |
| XXX | XXX | 304677873 | FCRE8999 | 04/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.06% is less than Guideline LTV of 21.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304677947 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678222 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304678506 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.14% is less than Guideline LTV of 21.14% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678505 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.28% is less than Guideline LTV of 29.28% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304678324 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.76% is less than Guideline LTV of 14.76% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.76% is less than Guideline CLTV of 14.76% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304678323 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.76% is less than Guideline LTV of 14.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304683032 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.76% is less than Guideline LTV of 25.21% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304678504 | FCRE8999 | 04/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.43% is less than Guideline LTV of 29.71% | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304681041 | FCRE8999 | 04/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.71% is less than Guideline LTV of 28.09% | Resolved | 04/22/2025 | A | A | A | A | A |
| XXX | XXX | 304678834 | FCRE8999 | 04/24/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.09% is less than Guideline LTV of 28.09% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.09% is less than Guideline CLTV of 28.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/24/2025 | A | A | A | A | A |
| XXX | XXX | 304678907 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.66% is less than Guideline LTV of 5.66% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304678905 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.86% is less than Guideline LTV of 12.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304693711 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.86% is less than Guideline LTV of 12.64% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304679556 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.32% is less than Guideline LTV of 22.32% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304678900 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.32% is less than Guideline LTV of 10.41% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304683031 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.41% is less than Guideline LTV of 10.41% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304678899 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 71.56% is less than Guideline CLTV of 71.56% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304680506 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 6.59% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304679538 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.59% is less than Guideline LTV of 16.7% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304678985 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.7% is less than Guideline LTV of 16.7% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304679209 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only |  | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304697148 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.77% is less than Guideline LTV of 33.77% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304679207 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.77% is less than Guideline LTV of 33.77% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304679479 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.12% is less than Guideline CLTV of 38.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.12% is less than Guideline CCLTV of 38.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304494076 | FCRE8999 | 04/25/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.12% is less than Guideline LTV of 6.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.02% is less than Guideline LTV of 29.4% | Resolved | 04/25/2025 | A | A | A | A | A |
| XXX | XXX | 304686149 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.48% is less than Guideline LTV of 12.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.48% is less than Guideline CLTV of 12.48% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304681393 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.67% is less than Guideline CLTV of 61.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304680484 | FCRE8999 | 04/18/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.55% is less than Guideline CLTV of 61.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/18/2025 | A | A | A | A | A |
| XXX | XXX | 304683439 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.26% is less than Guideline LTV of 22.26% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.26% is less than Guideline CLTV of 22.26% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304681392 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.26% is less than Guideline LTV of 45.58% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304680505 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.58% is less than Guideline LTV of 45.58% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304680904 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 13.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304681038 | FCRE8999 | 04/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 13.7% | Resolved | 04/21/2025 | A | A | A | A | A |
| XXX | XXX | 304681037 | FCRE8999 | 04/17/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline LTV of 13.7% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.7% is less than Guideline CLTV of 13.7% | Resolved | 04/17/2025 | A | A | A | A | A |
| XXX | XXX | 304683379 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.93% is less than Guideline LTV of 14.93% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304681081 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.68% is less than Guideline LTV of 12.68% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.68% is less than Guideline CLTV of 12.68% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304681391 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.68% is less than Guideline LTV of 12.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.68% is less than Guideline LTV of 9.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304686666 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.21% is less than Guideline LTV of 20.99% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304681390 | FCRE8999 | 04/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.99% is less than Guideline LTV of 20.99% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304681181 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.99% is less than Guideline LTV of 21.54% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304681752 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.54% is less than Guideline LTV of 42.08% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304691398 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.08% is less than Guideline LTV of 14.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304682160 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.41% is less than Guideline LTV of 5.72% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304687356 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.23% is less than Guideline CLTV of 56.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685297 | FCRE8999 | 04/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304681869 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304681867 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304683250 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.65% is less than Guideline CLTV of 57.65% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304683030 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.87% is less than Guideline LTV of 11.87% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.87% is less than Guideline LTV of 11.87% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304682057 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.87% is less than Guideline LTV of 62.5% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304693819 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.82% is less than Guideline CLTV of 79.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304684351 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.82% is less than Guideline CLTV of 79.82% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304681861 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.82% is less than Guideline CLTV of 79.82% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304681858 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.26% is less than Guideline LTV of 21.07% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688397 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.07% is less than Guideline LTV of 16.19% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304685711 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.19% is less than Guideline CLTV of 73.52% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.52% is less than Guideline CCLTV of 73.52% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304691397 | FCRE8999 | 05/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.82% is less than Guideline LTV of 14.82% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.82% is less than Guideline LTV of 14.82% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/09/2025 | A | A | A | A | A |
| XXX | XXX | 304683371 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.82% is less than Guideline LTV of 21.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304676096 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 6.34% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304684350 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 6.34% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304683028 | FCRE8999 | 04/30/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 6.34% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/30/2025 | A | A | A | A | A |
| XXX | XXX | 304683266 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 6.34% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304682158 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 6.34% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304683027 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.34% is less than Guideline LTV of 28.47% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304683370 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.47% is less than Guideline LTV of 20.98% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304683234 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.94% is less than Guideline LTV of 33.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.94% is less than Guideline LTV of 33.94% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304680487 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 7.18% is less than Guideline LTV of 7.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.18% is less than Guideline LTV of 7.18% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304683248 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 7.18% is less than Guideline LTV of 44.68% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304683265 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 44.68% is less than Guideline LTV of 28.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304683264 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.15% is less than Guideline CLTV of 58.6% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304683438 | FCRE8999 | 04/29/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.6% is less than Guideline CLTV of 58.6% | Resolved | 04/29/2025 | A | A | A | A | A |
| XXX | XXX | 304684422 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.6% is less than Guideline CLTV of 58.6% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.6% is less than Guideline CCLTV of 58.6% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304684349 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.47% is less than Guideline LTV of 8.47% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.47% is less than Guideline LTV of 8.47% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304685060 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.69% is less than Guideline LTV of 23.69% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.69% is less than Guideline LTV of 23.69% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685056 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.69% is less than Guideline LTV of 10.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304685094 | FCRE8999 | 04/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.81% is less than Guideline LTV of 56.81% | Resolved | 04/28/2025 | A | A | A | A | A |
| XXX | XXX | 304692611 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.48% is less than Guideline LTV of 31.48% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304685093 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 31.48% is less than Guideline LTV of 14.32% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304688430 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.32% is less than Guideline LTV of 14.32% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.32% is less than Guideline LTV of 14.32% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685213 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.32% is less than Guideline LTV of 20.08% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304686148 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.52% is less than Guideline CLTV of 57.52% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304685438 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline LTV of 28.42% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.42% is less than Guideline LTV of 28.42% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688455 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 10.03% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline CLTV of 10.03% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304685862 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 10.03% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304678343 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.03% is less than Guideline LTV of 36.26% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304686147 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.26% is less than Guideline LTV of 17.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304686146 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.48% is less than Guideline LTV of 18.48% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.48% is less than Guideline CLTV of 18.48% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304686144 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.48% is less than Guideline LTV of 17.48% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.48% is less than Guideline LTV of 17.48% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304686143 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.48% is less than Guideline CLTV of 44.78% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304686141 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.78% is less than Guideline CLTV of 44.78% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304686139 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 44.78% is less than Guideline CLTV of 44.78% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304691536 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.27% is less than Guideline LTV of 35.27% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.27% is less than Guideline CLTV of 35.27% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304686134 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.27% is less than Guideline LTV of 35.27% | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304688469 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline LTV of 10.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline CLTV of 10.33% | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304686428 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only |  | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304686130 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.33% is less than Guideline LTV of 29.04% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304686425 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.04% is less than Guideline LTV of 7.49% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304687122 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.93% is less than Guideline LTV of 29.93% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304686747 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.93% is less than Guideline LTV of 28.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304687355 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.25% is less than Guideline LTV of 25.25% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 25.25% is less than Guideline CLTV of 25.25% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304686669 | FCRE8999 | 05/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.25% is less than Guideline LTV of 15.74% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/09/2025 | A | A | A | A | A |
| XXX | XXX | 304686668 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.9% is less than Guideline LTV of 12.9% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304687119 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.9% is less than Guideline LTV of 25.55% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304687118 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 25.55% is less than Guideline LTV of 10.05% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.05% is less than Guideline CLTV of 10.05% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304687117 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.05% is less than Guideline LTV of 10.05% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304693588 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.28% is less than Guideline LTV of 20.28% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304691339 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.28% is less than Guideline CLTV of 47.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.9% is less than Guideline CCLTV of 47.9% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304687141 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.18% is less than Guideline LTV of 28.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304687385 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 28.35% is less than Guideline LTV of 28.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304687717 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.17% is less than Guideline LTV of 24.26% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304687163 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.26% is less than Guideline LTV of 24.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304687716 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304688526 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.26% is less than Guideline LTV of 24.26% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.26% is less than Guideline CLTV of 78% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304687353 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only |  | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304687264 | FCRE8999 | 05/05/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78% is less than Guideline LTV of 15.34% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.34% is less than Guideline LTV of 31.67% | Resolved | 05/05/2025 | A | A | A | A | A |
| XXX | XXX | 304688652 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.67% is less than Guideline LTV of 31.67% | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304688363 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.65% is less than Guideline LTV of 8.65% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.65% is less than Guideline CLTV of 8.65% | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304687350 | FCRE8999 | 05/01/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.65% is less than Guideline LTV of 26.2% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | A | A | A | A | A |
| XXX | XXX | 304687384 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 26.2% is less than Guideline LTV of 26.2% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304687699 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.48% is less than Guideline LTV of 13.48% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.48% is less than Guideline CLTV of 13.48% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304694271 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline CLTV of 29.94% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304688468 | FCRE8999 | 05/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline CLTV of 29.94% | Resolved | 05/09/2025 | A | A | A | A | A |
| XXX | XXX | 304692049 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304688429 | FCRE8999 | 05/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/04/2025 | A | A | A | A | A |
| XXX | XXX | 304692048 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 29.94% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304688452 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.94% is less than Guideline LTV of 8.34% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304694907 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.34% is less than Guideline LTV of 8.34% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688467 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.34% is less than Guideline LTV of 8.09% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304688523 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304688683 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304688649 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.09% is less than Guideline LTV of 8.09% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304691334 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.98% is less than Guideline CLTV of 79.3% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.3% is less than Guideline CCLTV of 79.3% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304688539 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 32.69% is less than Guideline LTV of 32.69% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 32.69% is less than Guideline CLTV of 32.69% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304693693 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time \| Original LTV is Below the Guideline Maximum - Calculated LTV of 32.69% is less than Guideline LTV of 10.31% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304688647 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.31% is less than Guideline LTV of 10.31% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 10.31% is less than Guideline LTV of 9.98% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304691259 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.98% is less than Guideline LTV of 8.11% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304691535 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline LTV of 8.11% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline CLTV of 8.11% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304691205 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline LTV of 8.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304691254 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 8.11% is less than Guideline CLTV of 75.22% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304697102 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 75.22% is less than Guideline CLTV of 75.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304691328 | FCRE8999 | 05/07/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.22% is less than Guideline CLTV of 34% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 34% is less than Guideline CLTV of 34% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/07/2025 | A | A | A | A | A |
| XXX | XXX | 304691326 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 34% is less than Guideline CLTV of 34% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34% is less than Guideline CCLTV of 34% | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304692172 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62% is less than Guideline LTV of 12.7% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304691323 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304691451 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304691396 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304691317 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 12.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304691313 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 12.7% is less than Guideline LTV of 34.49% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304691312 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.49% is less than Guideline LTV of 29.29% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304691393 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.29% is less than Guideline LTV of 22.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304692536 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.46% is less than Guideline LTV of 31.81% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304691392 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.74% is less than Guideline LTV of 42.74% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692535 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.74% is less than Guideline LTV of 42.74% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304691450 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.74% is less than Guideline LTV of 42.74% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304692045 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 42.74% is less than Guideline LTV of 42.74% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.74% is less than Guideline LTV of 35.03% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304691448 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18% is less than Guideline LTV of 18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18% is less than Guideline LTV of 18% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692460 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.07% is less than Guideline LTV of 24.07% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.07% is less than Guideline CLTV of 24.07% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304692042 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.07% is less than Guideline CLTV of 76.64% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693692 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.95% is less than Guideline CLTV of 64.95% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.95% is less than Guideline CLTV of 64.95% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304692041 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.95% is less than Guideline CLTV of 64.95% | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304693814 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.95% is less than Guideline CLTV of 22.36% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.36% is less than Guideline CLTV of 22.36% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304695434 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.02% is less than Guideline LTV of 14.02% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.02% is less than Guideline LTV of 14.02% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304692069 | FCRE8999 | 05/06/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.02% is less than Guideline CLTV of 76.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.86% is less than Guideline CCLTV of 76.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/06/2025 | A | A | A | A | A |
| XXX | XXX | 304692644 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.19% is less than Guideline CLTV of 54.59% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304693519 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.59% is less than Guideline CLTV of 54.59% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.59% is less than Guideline CCLTV of 54.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304692457 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.56% is less than Guideline LTV of 13.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.14% is less than Guideline LTV of 57.55% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692534 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 23% is less than Guideline CLTV of 23% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304692560 | FCRE8999 | 05/09/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 23% is less than Guideline CLTV of 23% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/09/2025 | A | A | A | A | A |
| XXX | XXX | 304693554 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 2.87% is less than Guideline LTV of 2.87% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 2.87% is less than Guideline LTV of 2.87% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304693381 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.05% is less than Guideline LTV of 8.3% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693811 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.97% is less than Guideline LTV of 30.97% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 30.97% is less than Guideline CLTV of 30.97% | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693529 | FCRE8999 | 05/12/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.97% is less than Guideline CLTV of 43.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/12/2025 | A | A | A | A | A |
| XXX | XXX | 304693553 | FCRE8999 | 05/15/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/15/2025 | A | A | A | A | A |
| XXX | XXX | 304693552 | FCRE8999 | 05/14/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% | Resolved | 05/14/2025 | A | A | A | A | A |
| XXX | XXX | 304693586 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304693809 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.95% is less than Guideline CLTV of 43.95% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304694927 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline LTV of 17.53% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline LTV of 17.53% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304693709 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline LTV of 17.53% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.53% is less than Guideline CLTV of 66.81% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304700629 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.36% is less than Guideline LTV of 20.36% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.36% is less than Guideline LTV of 20.36% | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304693804 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.96% is less than Guideline LTV of 20.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.96% is less than Guideline LTV of 20.96% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304693801 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.96% is less than Guideline LTV of 24.71% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304693799 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline LTV of 23.51% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline CLTV of 23.51% | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304693795 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline LTV of 23.51% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304693794 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.51% is less than Guideline LTV of 23.51% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304693792 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.12% is less than Guideline CLTV of 57.12% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.12% is less than Guideline CLTV of 57.12% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304693783 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.7% is less than Guideline LTV of 27.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304694049 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.4% is less than Guideline CLTV of 67.41% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304695433 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.41% is less than Guideline CLTV of 67.41% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304694128 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 22.03% is less than Guideline LTV of 22.03% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.03% is less than Guideline CLTV of 22.03% | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304694943 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304694786 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304691320 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304691395 | FCRE8999 | 05/16/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CCLTV of 73.72% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/16/2025 | A | A | A | A | A |
| XXX | XXX | 304694905 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.95% is less than Guideline LTV of 45.65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.65% is less than Guideline LTV of 45.65% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304695006 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.15% is less than Guideline LTV of 14.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304694926 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.15% is less than Guideline LTV of 14.15% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304696998 | FCRE8999 | 05/21/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.15% is less than Guideline LTV of 14.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/21/2025 | A | A | A | A | A |
| XXX | XXX | 304695430 | FCRE8999 | 05/19/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.15% is less than Guideline CLTV of 74.64% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.64% is less than Guideline CCLTV of 74.64% | Resolved | 05/19/2025 | A | A | A | A | A |
| XXX | XXX | 304695004 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.67% is less than Guideline LTV of 23.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304697147 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.86% is less than Guideline LTV of 23.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.86% is less than Guideline CLTV of 67.81% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304698250 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 67.81% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline CLTV of 67.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304698203 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.52% is less than Guideline LTV of 18.59% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304699115 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.59% is less than Guideline LTV of 18.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.59% is less than Guideline LTV of 18.59% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304698202 | FCRE8999 | 05/22/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.59% is less than Guideline CLTV of 60.3% | Resolved | 05/22/2025 | A | A | A | A | A |
| XXX | XXX | 304699112 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.3% is less than Guideline LTV of 18.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.93% is less than Guideline LTV of 20.42% | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304699101 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.42% is less than Guideline CLTV of 35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304700123 | FCRE8999 | 05/28/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 79.9% is less than Guideline CLTV of 79.9% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 79.9% is less than Guideline CLTV of 79.9% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/28/2025 | A | A | A | A | A |
| XXX | XXX | 304700343 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 27.68% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 27.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304700273 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 27.68% | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304700341 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 27.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304700761 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.68% is less than Guideline LTV of 20.11% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304702250 | FCRE8999 | 05/27/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.11% is less than Guideline LTV of 20.11% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/27/2025 | A | A | A | A | A |
| XXX | XXX | 304702095 | FCRE8999 | 05/23/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/23/2025 | A | A | A | A | A |
| XXX | XXX | 304489734 | FCRE8999 | 03/04/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. |  | Informational Only | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline CLTV of 35.18% | Resolved | 03/04/2025 | A | A | A | A | A |
| XXX | XXX | 304777455 | FCRE4963 | 09/03/2025 | Credit | Debt | No evidence of required debt payoff | Missing documentation for the following credit liabilities paid off per final CD as they do not reflect on the credit report provided: XXX #XXX $XXX; XXX Bank #XXX and XXX #XXX | Bank Statement for accounts paid off | ; Documentation is sufficient. Account Statements provided. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.43% is less than Guideline LTV of 18.81% | Resolved | 09/03/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304490219 | FCRE4963 | 03/07/2025 | Credit | Debt | No evidence of required debt payoff | Final 1003 indicates the line of credit with XXX Bk balance XXX was paid off along with XXX loan #XXX, however no evidence of documents supporting the exclusion and/or confirmation of both loans being paid off prior to closing. | see attached | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | C A | A | A | A | A |
| XXX | XXX | 304727995 | FCOM1265 | 09/09/2025 | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Non-Borrower Title Holder Did Not Receive Right of Rescission Form The loan file is missing the signed Notice of Right to Cancel that needed to be signed by the non-borrowing spouse, who is vested on title. | See attached; Can you please confirm all required revised documents, if applicable, to clear this condition? It was discovered that the docs were drawn incorrectly so the spouse was erroneously listed as Non-Title, rather than Title Only. This caused the CD, Mortgage, & RTC to not be disclosed to or executed by the non-borrowing spouse. | Cure package provided to the borrower; exception downgraded to a 2/B; A cure package requires reopening rescission and providing the borrower and non borrowing spouse with a copy of the CD, copies of RTC with a new XXX day rescission period, LOE and proof of delivery | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.18% is less than Guideline CLTV of 47.27% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.27% is less than Guideline CCLTV of 47.27% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304709909 | FCOM1265 | 07/07/2025 | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Non-Borrower Title Holder Did Not Receive Right of Rescission Form Right of Rescission for Non-Borrower Title Holder is missing. Please provide executed Right of Rescission for Non-Borrower Title Holder. | NRTC | Non-Borrower Title Holder Received Right of Rescission Form | Original LTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline CLTV of 57.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has been on present job for over XXX years showing a definite stability in income and gradually increasing | Resolved | 07/07/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304638539 | FCOM1265 | 03/29/2025 | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Non-Borrower Title Holder Did Not Receive Right of Rescission Form Right of Rescission form for Non-Borrower Title Holder is not executed. | Please see attached. It appears that the notary had erroneously sent the original signed XXX RTC home with the borrower after signing. The borrower provided us with the attached image of the executed RTC for XXX. | Non-Borrower Title Holder Received Right of Rescission Form | Original LTV is Below the Guideline Maximum - Calculated LTV of 21.37% is less than Guideline CLTV of 75.92% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75.92% is less than Guideline CCLTV of 75.92% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/29/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304422860 | FCOM3216 | 12/11/2024 | Credit | Closing | Note Address Does Not Match Deed of Trust Address | Note Address of XXX XXX, XXX Does Not Match Deed of Trust Address of XXX XXX, XXX | Please advise. The address is the same on all documents in the file. XXX XXX XXX There is not any documents that reflect the invalid address of "XXX XXX XXX" | Document provided is sufficient. Exception resolved.; Note Address of XXX XXX, XXX Matches Deed of Trust Address of XXX XXX | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.87% is less than Guideline LTV of 16.87% | Resolved | 12/11/2024 | D A | A | A | A | A |
| XXX | XXX | 304732252 | FCOM3216 | 09/23/2025 | Credit | Closing | Note Address Does Not Match Deed of Trust Address | Note Address of XXX XXX, XXX Does Not Match Deed of Trust Address of XXX XXX, XXX |  | Invalid finding. No document issue. Condition rescinded.; Note Address of XXX XXX, XXX Matches Deed of Trust Address of XXX XXX |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304441789 | FCOM3216 | 01/07/2025 | Credit | Closing | Note Address Does Not Match Deed of Trust Address | Note Address of XXX Does Not Match Deed of Trust Address of XXX | Please find attached XXX Affidavit of correction and revised DOT pages to correct recorded mortgage. | Documentation provided is sufficient. Exception resolved.; Note Address of XXX Matches Deed of Trust Address of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline LTV of 20.06% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 20.06% is less than Guideline CLTV of 20.06% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304472801 | finding-2838 | 01/22/2025 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report. While the XXX Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 45.1% is less than Guideline CLTV of 45.1% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/22/2025 | A | A | A | A | A |
| XXX | XXX | 304481250 | finding-2838 | 01/30/2025 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan failed the XXX higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report. While the XXX Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 15.32% is less than Guideline LTV of 16.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/30/2025 | A | A | A | A | A |
| XXX | XXX | 304641666 | finding-2838 | 03/26/2025 | Compliance | Points & Fees | OK HOEPA Higher-Priced Mortgage Loan Test | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan failed the XXX higher-priced mortgage loan test. The loan is a higher-priced mortgage loan, as defined in the legislation. For more information please see the XXX Higher-Priced Mortgage Loan Article section of the full ComplianceAnalyzer report hile the XXX Higher-Priced Mortgage Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.18% is less than Guideline LTV of 9.18% | Resolved | 03/26/2025 | A | A | A | A | A |
| XXX | XXX | 304632023 | FCRE1203 | 03/06/2025 | Credit | Eligibility | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report The fraud report reflects a high alert for a potential undisclosed REO. This property at XXX was purchased on XX/XX/XXXX by the borrower and his XXX. There was no evidence provided to show the borrower has sold this property and it was not listed on his loan application. | Property does not belong to the borrower, provided the XXX report showing that property belongs to XXX and XXX | Documentation provided is sufficient. Exception resolved.; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CLTV of 62.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.67% is less than Guideline CCLTV of 62.67% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304425272 | FPRO3678 | 12/06/2024 | Credit | Property Issue | Property Issue(s) are Present | One or more issues or defects with the property have been discovered. The appraisal shows the subject property as zoned XXX in XXX which means it's zoned agricultural and according to XXX guidelines is ineligible for financing. In addition, the property is on XXX acres of land. The file does does not contain evidence of an exception request and therefore does not meet program parameters. |  | Exception granted by client as property is residential in nature. Exception is non-material and graded as level 2/B. | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline LTV of 10.91% n/a \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 10.91% is less than Guideline CLTV of 10.91% | Acknowledged |  | No C B | C B | C B | C B | C B |
| XXX | XXX | 304494104 | FCRE1254 | 02/20/2025 | Credit | Title | Property Title Issue | Property Title Issue Schedule B shows to be XXX and not XXX per Schedule A and executed Note. | Title | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 57.89% is less than Guideline CLTV of 57.89% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/20/2025 | C A | A | A | A | A |
| XXX | XXX | 304704948 | FCRE1254 | 07/16/2025 | Credit | Title | Property Title Issue | Property Title Issue Title vesting reflects XXX and XXX husband and wife; the executed Deed of Trust reflects XXX, an XXX. File is missing deed to remove ex-spouse from title. | title amendment | Documentation is sufficient. Title Amendment provided. Exception resolved.; Property Title Issue Resolved | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline LTV of 23.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline CLTV of 23.43% | Resolved | 07/16/2025 | C A | A | A | A | A |
| XXX | XXX | 304671014 | FCRE1254 | 05/15/2025 | Credit | Title | Property Title Issue | Property Title Issue Executed Deed shows Subject Property is in the county of XXX, but Title shows property is in the county of XXX. Reviewed XXX County Public Records Subject Property APN # is not associated with XXX County. | XXX Affidavit to Correct County | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.66% is less than Guideline LTV of 12.94% | Resolved | 05/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304438671 | FCRE1254 | 12/26/2024 | Credit | Title | Property Title Issue | Property Title Issue Title Search provided only reflects 2nd mortgage against subject property but not the 1st lien with XXX opened XX/XX/XXXX, original XXX | attached | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.13% is less than Guideline LTV of 40.13% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 40.13% is less than Guideline CLTV of 40.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 12/26/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304692419 | FCRE1254 | 05/19/2025 | Credit | Title | Property Title Issue | Property Title Issue Title commitment reflects Solar panels recorded, however there is no documentation in the file showing UCC filing was subordinated or terminated as required by guidelines. If UCC is terminated evidence the financed balanced is paid in full must be provided or the balance will be included in the LTV/CLTV. Additional conditions may apply. | Document Uploaded. See attached. This is item #XXX on title which covers item #XXX also. Thank you | Property Title Issue Resolved; Received recorded solar agreement confirming the lien/lease will remain subordinate to any lien of any deed of trust that has been or will be recorded in the office of the county recorder form the county in which the real property is located. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.14% is less than Guideline LTV of 22.14% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.14% is less than Guideline LTV of 22.14% | Resolved | 05/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304419518 | FCRE1254 | 11/20/2024 | Credit | Title | Property Title Issue | Property Title Issue - Both borrowers are on the Mortgage Deed of Trust, but co-borrower is not vested on title. | The Clear to Close instructions provided by the settlement agent prior to closing advises how the documents are to be drawn. Based on the CTC, the vesting is correct and does not require a deed to update. | Document provided is sufficient. Exception resolved.; Property Title Issue Resolved | Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 12.06% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.06% is less than Guideline LTV of 12.06% | Resolved | 11/20/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304481305 | FCRE1254 | 02/20/2025 | Credit | Title | Property Title Issue | Property Title Issue The Title Report reflects XXX on title as joint tenants with the borrower. However, the Mortgage Deed of Trust reflects a XXX signing as non-borrower. No evidence the individual vested with borrower has not deeed property back over to the borrower. | provided the death certificate for XXX | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 25.95% is less than Guideline LTV of 25.95% | Resolved | 02/20/2025 | C A | A | A | A | A |
| XXX | XXX | 304494072 | FCRE1254 | 02/17/2025 | Credit | Title | Property Title Issue | Property Title Issue Title shows Title Coverage amount to be XXX instead of $ XXX per executed Note. | provided the updated title policy | Documentation provided is sufficient. Exception resolved.; Property Title Issue Resolved | Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.86% is less than Guideline CLTV of 38.86% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/17/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304309801 | FVAL9739 | 05/10/2024 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing property condition report required by XXX guidelines. | PCI | Document provided is sufficient; Property/Appraisal Meets Guidelines | Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.68% is less than Guideline LTV of 11.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.68% is less than Guideline LTV of 11.68% | Resolved | 05/10/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304702031 | FVAL9739 | 08/06/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing form 1007 or XXX per FNMA guidelines | Rent schedule | Documentation is sufficient. Rent Schedule provided. Exception resolved.; Property/Appraisal Meets Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 29.81% is less than Guideline CLTV of 29.81% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304758992 | FVAL9739 | 08/04/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing Property Condition Inspection per guidelines | PCI Report | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.79% is less than Guideline LTV of 16.57% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.57% is less than Guideline LTV of 16.57% | Resolved | 08/04/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304759852 | FVAL9739 | 08/04/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing property condition report (File contains XXX AVM's) | PCI | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | Original CLTV is Below the Guideline Maximum - Calculated LTV of 14.46% is less than Guideline LTV of 14.46% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.46% is less than Guideline LTV of 14.46% | Resolved | 08/04/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304483084 | FVAL9739 | 02/04/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Subject property ineligible-The subject property is in a semi-rural neighborhood as shown on the appraisal neighborhood characteristic. Rural properties are not permitted per lender guidelines for the Equity Advantage program. Property is considered ineligible collateral based on a combination of excess acreage and rural location. The subject property is located on XXX acre versus the XXX acre maximum. Also AVM confidence score of XXX%/FSD XXX% does not meet required confidence rating of XXX%/FSD XX/XX/XXXX per guidelines. However the loan contained a lender exception allowing the subject loan to close even though the property did not meet property requirements. The subject location is in wooded area, no commercial or agricultural influence and is residential in nature and use. The appraiser used similar comps from surrounding areas. Distance guidelines had to be expanded due to a larger lots sizes and sparsely populated area. Land to value ratio is not excessive. The lender identified the following compensation factors to justify the lender approved exception; the borrower has excellent credit, XXX scores, >$XXX in residual, and Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.39% is less than Guideline CLTV of 61.39% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX Acknowledged Yes B B B B B B B B B B B B |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | 304716831 | FVAL9739 | 08/13/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: All loans utilizing an AVM for property value requires a Property Inspection/Condition Report. The PCR missing from the loan file. | Please see attached AVM and PCI | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 21.19% is less than Guideline LTV of 21.19% | Resolved | 08/13/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304734123 | FVAL9739 | 08/22/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing Property Condition Inspection required by guidelines to support AVM from XXX | AVM; Please advise why a property inspection is required. If this is a guideline requirement then specify where in the guides. | Documentation is sufficient. PCI provided. Exception resolved.; Property/Appraisal Meets Guidelines; Guidelines State when using an AVM a Property Condition Inspection is to be provided. Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.08% is less than Guideline LTV of 13.08% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 13.08% is less than Guideline CLTV of 13.08% | Resolved | 08/22/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304695034 | FVAL9739 | 07/24/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: LTV Variance XXX% - Final CD and XXX in file shows lender used Appraisal value of $XXX owever the AVM Audit used has an appraisal value of XXX Property Condition Inspection Report is not in file. | Property condition report; Please see AVM. | Property/Appraisal Meets Guidelines. AVM and PCR provided. Condition cleared.; Need a Property Condition Report (PCR). Exception remains. | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.4% is less than Guideline LTV of 24.4% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.4% is less than Guideline LTV of 24.4% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304734182 | FVAL9739 | 07/31/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing Property Condition Report | Property Condition Report | Property/Appraisal Meets Guidelines. PCR provided. Condition cleared. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.93% is less than Guideline LTV of 17.93% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.93% is less than Guideline LTV of 17.93% | Resolved | 07/31/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304108947 | FVAL9739 | 04/24/2024 | Credit | Appraisal | Property/Appraisal General | Confidence and FSD scores not displayed on AVM documentation in file. Property/Appraisal guideline violation: | Confidence and FSD are located on right side of doc in XXX | Received AVM that does not have a XXX cover the confidence and FSD score. Exception Resolved. | Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - | Resolved | 04/24/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304494304 | FVAL9739 | 02/13/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: The AVM does not meet the guideline requirements of confidence score equal to or greater than XXX with FSD score equal to or less than XXX AVM reflects XXX and XXX. Additionally, the AVM address of XXX does not match the subject on the note of XXX | provided the AVM | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 76.67% is less than Guideline CLTV of 76.67% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 76.67% is less than Guideline CCLTV of 76.67% | Resolved | 02/13/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304471851 | FVAL9739 | 01/23/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: - Property Condition Inspection report reflects county is XXX while Title/Deed of Trust/AVM reflects county is XXX for subject property. | Please see attached regarding the county, both are accurate | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | Original CLTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.51% is less than Guideline LTV of 37.51% | Resolved | 01/23/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304677930 | FVAL9739 | 04/21/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing property inspection report, which is required with an AVM is utilized for the property value. | AVM | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 54.97% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.97% is less than Guideline CLTV of 54.97% | Resolved | 04/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304687403 | FVAL9739 | 05/01/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing Property Condition Inspection which is required on all loans utilizing an AVM for valuation. | provided the property condition inspection | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | Original LTV is Below the Guideline Maximum - Calculated LTV of 14.84% is less than Guideline LTV of 14.84% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/01/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304683249 | FVAL9739 | 05/06/2025 | Credit | Appraisal | Property/Appraisal General | Property/Appraisal guideline violation: Missing condo questionnaire. | The subject was reviewed & warranted as Approved by FNMA/T which does not require the condo questionnaire. | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.98% is less than Guideline LTV of 20.98% | Resolved | 05/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304758946 | FCRE1241 | 08/13/2025 | Credit | Missing Doc | Purchase Contract is Missing | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Purchase Agreement | Documentation is sufficient. Purchase contract provided. Exception resolved.; Purchase Contract Doc is not Missing, or is Not Applicable. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | D A | A | A | A | A |
| XXX | XXX | 304725129 | finding-3800 | 09/12/2025 | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (XXX CFR 1026.43(e)(3) he is XXX or more, and the transaction's total points and fees is XXX which exceeds XXX percent of the total of $XXX; orThe is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total of $XXX; orThe is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe is less than XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total of $XXX. The transaction's total points and fees is XXX which exceeds XXX percent of the total of XXX by XXX After review this appears that its due to the appraisal fee in the amount of XXX being payable to Affiliate. | Hello. Please see attached amended CD, LOE, appraisal invoice and QM LDR | Corrected payee for appraisal; exception resolved; Corrected payee for appraisal; exception resolved | Original LTV is Below the Guideline Maximum - Calculated LTV of 10.32% is less than Guideline CLTV of 48.43% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.43% is less than Guideline CCLTV of 48.43% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/12/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304632594 | finding-3430 | 03/10/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[(12 CFR §1026.43(b)(4), (e)(1))]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.83% is less than Guideline LTV of 24.16% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 03/10/2025 | A | A | A | A | A |
| XXX | XXX | 304426509 | finding-3430 | 01/15/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[HLTV of 90%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.72% is less than Guideline LTV of 20.32% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.32% is less than Guideline LTV of 6.31% | Resolved | 01/15/2025 | A | A | A | A | A |
| XXX | XXX | 304431547 | finding-3430 | 12/05/2024 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML compliant. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[HLTV of 90%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | HPML Compliant | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 30.39% is less than Guideline LTV of 8.85% | Resolved | 12/05/2024 | A | A | A | A | A |
| XXX | XXX | 304438492 | finding-3430 | 01/21/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV of 85.1%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A.; Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 27.87% is less than Guideline CLTV of 46.91% | Resolved | 01/21/2025 | A | A | A | A | A |
| XXX | XXX | 304438659 | finding-3430 | 01/10/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV of 85.1%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.44% is less than Guideline LTV of 37.37% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 37.37% is less than Guideline LTV of 6.52% | Resolved | 01/10/2025 | A | A | A | A | A |
| XXX | XXX | 304639660 | finding-3430 | 03/07/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML compliant. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV of 85.1%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.55% is less than Guideline LTV of 6.55% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304481542 | finding-3430 | 03/07/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML compliant. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.12% is less than Guideline CLTV of 41.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.12% is less than Guideline CCLTV of 41.12% | Resolved | 03/07/2025 | A | A | A | A | A |
| XXX | XXX | 304482021 | finding-3430 | 02/05/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.09% is less than Guideline LTV of 21.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/05/2025 | A | A | A | A | A |
| XXX | XXX | 304487904 | finding-3430 | 02/15/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.31% is less than Guideline LTV of 12.96% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.96% is less than Guideline LTV of 12.96% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/15/2025 | A | A | A | A | A |
| XXX | XXX | 304490550 | finding-3430 | 04/10/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 47.19% is less than Guideline CLTV of 47.19% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/10/2025 | A | A | A | A | A |
| XXX | XXX | 304498513 | finding-3430 | 02/25/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines; therefore, downgraded to A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 58.08% is less than Guideline CLTV of 58.08% | Resolved | 02/25/2025 | A | A | A | A | A |
| XXX | XXX | 304661415 | finding-3430 | 04/11/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 13.84% is less than Guideline LTV of 23.42% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/11/2025 | A | A | A | A | A |
| XXX | XXX | 304635638 | finding-3430 | 04/02/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | XXX Property. HPML is compliant and allowed per lender guidelines therefore, downgraded to an A. This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.9% is less than Guideline CLTV of 59.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.82% is less than Guideline CCLTV of 59.82% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/02/2025 | A | A | A | A | A |
| XXX | XXX | 304677392 | finding-3430 | 04/07/2025 | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. [[CLTV is 70%]] This loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. Second Home |  | Loan is HPML compliant and allowed per lender guidelines; therefore, downgraded to A. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.97% is less than Guideline LTV of 16.97% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 04/07/2025 | A | A | A | A | A |
| XXX | XXX | 304437766 | FCOM1604 | 12/30/2024 | Compliance | QM-ATR | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. Lender to provide; Student loans omitted documentation. For deferred loans or loans in forbearance, the lender may calculate a payment equal to XXX% of the outstanding student loan balance (even if this amount is lower than the actual fully amortizing payment), or a fully amortizing payment using the documented loan repayment terms. |  | The consumer's current debt obligations, alimony, and child support or other debt obligations were confirmed. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.38% is less than Guideline CLTV of 47.87% | Resolved | 12/30/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304438618 | FCOM1604 | 12/18/2024 | Compliance | QM-ATR | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. Missing supporting documentation for XXX lien reflecting on loan application. | XXX tax payment plan | Documentation provided is sufficient. Exception resolved.; The consumer's current debt obligations, alimony, and child support or other debt obligations were confirmed. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63% is less than Guideline LTV of 29.48% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.48% is less than Guideline LTV of 27.87% | Resolved | 12/18/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304486055 | FCOM1604 | 02/17/2025 | Compliance | QM-ATR | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. Copy of the Counter Petition from Respondent did not include the Court's final decision regarding Petitioner/B1's obligation to pay child support. | At this time, the children will be XXX and XXX years old therefore the XXX child support is not required | ; Received lender rebuttal stating the Child Support is not required because the children within the petition will be XXX and XXX years of age, as of the date of closing. Re-reviewed the Judgement and Decree Amended dated XX/XX/XXXX and the Respondent's counter petition dated XX/XX/XXXX, which contains the two children's DOB and agree with lender that the children would be over the age of XXX since this occurred and child support would no longer be a factor or a responsibility for borrower. Exception Resolved. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.96% is less than Guideline CLTV of 55.06% | Resolved | 02/17/2025 | A | A | A | A | A |
| XXX | XXX | 304730703 | FCRE2008 | 07/23/2025 | Credit | Insurance | Rent Loss Coverage Not Sufficient | The Loss Rent Coverage is Sufficient field on the Rent Loss Coverage Details card, found on the Property Insurance page is selected as No, indicating the loss rent coverage does not meet guideline requirements. Please check for accuracy and make appropriate corrections. Rental income of XXX per month is supported by Rental value of XXX per HOI Policy. |  | ; Loss Rent Coverage is Sufficient. Sufficient rent loss coverage documented in file. Condition rescinded. |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304490217 | FCRE2009 | 03/10/2025 | Credit | Missing Doc | Rent Loss Insurance Missing | Missing rent loss insurance coverage | see attached | Documentation provided is sufficient. Exception resolved.; Rent Loss Coverage Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490243 | FCRE2009 | 03/10/2025 | Credit | Missing Doc | Rent Loss Insurance Missing | Missing rent loss insurance coverage | see attached | Documentation provided is sufficient. Exception resolved.; Rent Loss Coverage Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 35.18% is less than Guideline LTV of 35.18% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/10/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304819299 | FCOM1262 | 09/25/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing The defect can be cured by providing the executed Right to Cancel. | Please see attached; Please see attached | Right of Rescission is Provided | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.73% is less than Guideline LTV of 17.51% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 17.51% is less than Guideline CLTV of 17.51% | Resolved | 09/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304476594 | FCOM1262 | 02/04/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Borrower 2's Right of Rescission is Missing | nor | Right of Rescission is Provided; Right of Rescission for Borrower 2 was provided | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.22% is less than Guideline CLTV of 74.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/04/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304108947 | FCOM1262 | 04/24/2024 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing | RTC | RTC provided resolved exception; Right of Rescission is Provided | Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - | Resolved | 04/24/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304405060 | FCOM1262 | 11/20/2024 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Right of Rescission is missing. | NORTC | Right of Rescission is Provided; Right of Rescission has been provided | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CLTV of 54.56% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.56% is less than Guideline CCLTV of 54.56% | Resolved | 11/20/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495076 | FCOM1262 | 02/24/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Right of rescission missing from loan file for both borrowers. | NORTC | Right of Rescission is Provided | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/24/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495060 | FCOM1262 | 02/20/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Missing right of rescission for both borrowers. | provided the ROR | Right of Rescission is Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304636528 | FCOM1262 | 03/13/2025 | Compliance | Missing Doc | Right of Rescission is Missing | Right of Rescission is Missing Right of Rescission is missing. | provided the right to cancel | Right of Rescission is Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304754538 | finding-952 | 08/15/2025 | Compliance | Points & Fees | SC HCCHLA High Cost Home Loan Points and Fees Threshold Test | This loan failed the high-cost home loan points and fees threshold test due to one or more of the following findings: (XXX SB XXX §XX/XX/XXXX(XXX)(B) he total points and fees of this loan, which are XXX exceed one of the following thresholds based on the total , which is $XXX:The loan is secured by real property and the total points and fees exceeds XXX% of the total if the total is XXX or more; orThe loan is a nonreal eState loan secured manufactured housing and the total points and fees exceeds XXX% of the total if the total is XXX or more; orThe total points and fees exceed the lesser of XXX% of the total or XXX if the total is less than XXX This loan failed the high-cost home loan points and fees threshold test due to one or more of the following findings: (XXX SB XXX §XX/XX/XXXX(XXX)(B) he total points and fees of this loan, which are XXX exceed one of the following thresholds based on the total , which is $XXX. Fees included in testing: Attorney Fee XXX Courier fee XXX Disbursement fee XXX MERS fee XXX Discount Points XXX Rate lock fee XXX Recording Service fee XXX Title Coordination Fee XXX and Title Technology Fee XXX | Please see attached rebuttal package | attorney preference letter provided; Exception resolved; attorney preference letter provided; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated CLTV of 72.48% is less than Guideline CLTV of 72.48% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.48% is less than Guideline CCLTV of 72.48% | Resolved | 08/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304337288 | FPRO1136 | 07/12/2024 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Completion Report (1004D) did not come with the file ile only has a letter of explanation from Borrower stating that the required repairs have been completed. | final inspection 1004D | Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable. Satisfactory comp cert provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.59% is less than Guideline CLTV of 60.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 07/12/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304719697 | FPRO1136 | 08/15/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis The 1004d is missing | provided the 1004d | Documentation is sufficient. Completion Report provided. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.13% is less than Guideline LTV of 12.13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.13% is less than Guideline LTV of 12.13% | Resolved | 08/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304755255 | FPRO1136 | 08/27/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Completion Report (1004D) not in file. | provided the 1004d | Documentation is sufficient. Completion report provided. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Original LTV is Below the Guideline Maximum - Calculated LTV of 20.65% is less than Guideline LTV of 12.32% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/27/2025 | C A | N/A | N/A C | N/A | N/A |
| XXX | XXX | 304760315 | FPRO1136 | 09/24/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Appraisal Report completed "Subject to" floors being installed and the garage door installation being complete. Missing Appraisal Update and/or Completion Report Form 1004D or Borrower Attestation Letter with Supporting Evidence the required items were completed. | 1004D | Documentation is sufficient. XXX report provided. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline LTV of 11.6% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 11.6% is less than Guideline CLTV of 11.6% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304381242 | FPRO1136 | 10/10/2024 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis - Missing Appraisal Update Form 1004D | Please see attached. | Document provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline LTV of 18.74% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 18.74% is less than Guideline CLTV of 18.74% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/10/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304425172 | FPRO1136 | 11/20/2024 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis - Missing appraisal completion report (1004D). | provided the 1004D final inspection | Document provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CLTV of 74.78% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.78% is less than Guideline CCLTV of 74.78% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 11/20/2024 | C A | C A | C A | C A | C A |
| XXX | XXX | 304436727 | FPRO1136 | 01/06/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis The appraisal was completed subject to the front porch stairs being replaced or fixed and there is no 1004D in file to verify the work has been completed and the subject is now in as is condition. | provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63% is less than Guideline CLTV of 63% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63% is less than Guideline CLTV of 63% | Resolved | 01/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304442637 | FPRO1136 | 01/13/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Appraisal States subject to completion per plans and specs. There is no XXX completion cert in file. | provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.7% is less than Guideline CLTV of 64.7% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.7% is less than Guideline CCLTV of 64.7% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 01/13/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304481431 | FPRO1136 | 02/07/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis missing XXX | provided the 1004d final inspection | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.12% is less than Guideline CLTV of 41.12% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/07/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304498264 | FPRO1136 | 03/10/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Missing Form XXX confirming property has been completed per specs and is an "as is" value. | provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.88% is less than Guideline CLTV of 56.88% | Resolved | 03/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304512127 | FPRO1136 | 04/08/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis | provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 70.14% is less than Guideline CLTV of 70.14% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304638508 | FPRO1136 | 04/03/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis | provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% | Resolved | 04/03/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304664436 | FPRO1136 | 04/29/2025 | Credit | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Missing Form 1004D - Fannie Mae requires lenders to use Form 1004D to verify the completion of the repairs identified in the original appraisal. | Provided the 1004d | Documentation provided is sufficient. Exception resolved.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.16% is less than Guideline LTV of 24.55% | Resolved | 04/29/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304758936 | FCOM1221 | 09/10/2025 | Credit | Missing Doc | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete - The Notary document does not reflect the date borrower signed. | In the State of XXX, there isn't a section or option for borrower to date DOT or Security Instrument. | Documentation is sufficient. Deed of Trust in XXX does not have a date area to be filled out. Exception rescinded.; The Deed of Trust is Present and Complete |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304688428 | FCOM1221 | 05/27/2025 | Credit | Missing Doc | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete - Missing signature date from both borrowers and notary on the DOT. | XXX security deed is only XXX pages; please see the recorded mortgage | Rescinded, as the State of XXX does not require a Notary date to be recorded. Exception rescinded.; The Deed of Trust is Present and Complete |  | Rescinded |  | A | A | A | A | A |
| XXX | XXX | 304751695 | FCOM1220 | 08/12/2025 | Credit | Closing | The Deed of Trust is Missing | The Deed of Trust is Missing The Deed of Trust is Missing from the file | deed of trust | Documentation is sufficient. Mortgage provided. Exception resolved.; The Deed of Trust is Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.6% is less than Guideline CLTV of 77.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.58% is less than Guideline CCLTV of 77.58% | Resolved | 08/12/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304674646 | FCOM1220 | 04/14/2025 | Credit | Closing | The Deed of Trust is Missing | The Deed of Trust is Missing The Deed of Trust is Missing | Provided the DOT | Documentation is sufficient. Exception resolved.; The Deed of Trust is Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline LTV of 22.67% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.67% is less than Guideline CLTV of 22.67% | Resolved | 04/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692630 | FCOM1220 | 05/28/2025 | Credit | Closing | The Deed of Trust is Missing | The Deed of Trust is Missing - The Deed of Trust in file is not for subject Borrower. | provided the DOT | Documentation provided is sufficient. Exception resolved.; The Deed of Trust is Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.65% is less than Guideline LTV of 6.05% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304643239 | FCOM1233 | 03/25/2025 | Credit | Missing Doc | The Final 1003 is Incomplete | Section XXX of Final 1003 is missing other REO information (vacant land) owned by borrower at XXX. The Final 1003 is Incomplete | provided the 1003 | Documentation provided is sufficient. Exception resolved.; The Final 1003 is Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 16.44% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline CLTV of 16.44% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304643238 | FCOM1233 | 04/07/2025 | Credit | Missing Doc | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003 loan application reflects the subject property is "Pending Sale," loan must meet guidelines. | 1003 showing retained; provided the credit supplement | Documentation provided is sufficient. Exception resolved.; The Final 1003 is Present; Please provide an updated 1003 reflecting the subject property is not in a pending sale status. Exception remains. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.44% is less than Guideline LTV of 16.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 04/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304108947 | FCOM1232 | 07/03/2024 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing | Final 1003 | The Final 1003 is Present | Qualifying DTI below max allowed. - \| Original LTV is Below the Guideline Maximum - | Resolved | 07/03/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495060 | FCOM1232 | 02/20/2025 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing Final documents of another borrower were inadvertently mixed in during the submission for audit review. | provided the Final 1003 | Documentation provided is sufficient. Exception resolved.; The Final 1003 is Present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304636528 | FCOM1232 | 03/13/2025 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing Executed copy was not provided at the time of audit review. | provided the Final 1003 | Documentation provided is sufficient. Exception resolved.; The Final 1003 is Present | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 03/13/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304729985 | FCRE0377 | 08/06/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Proof of sufficient hazard insurance dwelling coverage required. | Master Hazard | Documentation is sufficient. H06 policy for XXX provided. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated LTV of 24.81% is less than Guideline LTV of 24.81% | Resolved | 08/06/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304763638 | FCRE0377 | 08/19/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The replacement cost estimator in the file reflects the Dwelling Reconstruction Cost Estimate is XXX but the policy in loan file only reflects XXX coverage with no extended replacement cost. The Replacement Cost Estimator provided via email was dated XX/XX/XXXX, but the HOI in file was updated XX/XX/XXXX, therefore, there appears to be a missing updated Declaration page after the Replacement Cost Estimator was provided. | page XXX lists the replacement cost at XXX this verification came directly from the insurance agent | Documentation is sufficient. Policy coverage is acceptable. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 12.53% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 12.53% is less than Guideline LTV of 12.53% | Resolved | 08/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304748401 | FCRE0377 | 09/08/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). No evidence of replacement cost coverage shown on H/O insurance policy, or sufficient coverage enough to cover the amount of the mortgage debt. | H06 showing walls in and the master certificate covering the rest of the property | Documentation is sufficient. H06 policy provided. Exception resolved. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.59% is less than Guideline LTV of 26.46% | Resolved | 09/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304769822 | FCRE0377 | 09/24/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). H/O declaration page States a replacement cost amount is used for determination of final coverage, however there is no H/O replacement cost estimator provided. | RCE hazard | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount. RCE provided from insurer which confirms adequate coverage. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 7.55% is less than Guideline LTV of 7.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | C A | A | A | A | A |
| XXX | XXX | 304709734 | FCRE0377 | 07/08/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Insufficient Dwelling Coverage- Subject property is an XXX property with XXX units and the HOI documentation in loan file verifies dwelling coverage amount of XXX which is less than the required coverage of XXX this figure include 1st lien UPB and 2nd lien he HOI does not have extended or guaranteed replacement cost. | Liberty Mutual Insurance Policy | Documentation is sufficient. Replacement Coverage in effect. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original CLTV is Below the Guideline Maximum - Calculated LTV of 22.22% is less than Guideline LTV of 22.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.22% is less than Guideline LTV of 22.22% | Resolved | 07/08/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304777978 | FCRE0377 | 09/10/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Current policy provided does not meet the dwelling coverage for both 1st and 2nd lien. Policy does not meet Replacement Cost Coverage as dwelling coverage is XXX and Replacement Cost is XXX which exceeds dwelling coverage. | Binder \| | Documentation is sufficient. Updated policy provided. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.73% is less than Guideline CLTV of 51.73% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/10/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304676816 | FCRE0377 | 04/22/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). | hazard lox | Documentation provided is sufficient. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated LTV of 11.92% is less than Guideline LTV of 11.92% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 04/22/2025 | C A | A | A | A | A |
| XXX | XXX | 304678798 | FCRE0377 | 05/28/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The State of XXX enacted a statue effective XX/XX/XXXX that does not allow the insurance company to disclose guaranteed replacement coverage or the replacement cost estimator. However, the coverage is less than the 1st and 2nd s combined XXX coverage XXX | Hazard RCE (checklist of cov) | Documentation provided is sufficient. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.58% is less than Guideline LTV of 18.43% | Resolved | 05/28/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304681872 | FCRE0377 | 05/19/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). 1st Lien XXX plus 2nd Lien subject XXX = total Liens XXX | Email from agent verifying there is additional coverage up to XXX% of coverage A | Condition resolved as we have received evidence of additional XXX% replacement cost. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.41% is less than Guideline LTV of 14.41% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/19/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304694906 | FCRE0377 | 05/28/2025 | Credit | Data | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The State of XXX enacted a statue effective XX/XX/XXXX that does not allow the insurance company to disclose guaranteed replacement coverage or the replacement cost estimator. However, the coverage is less than the 1st and 2nd s combined XXX coverage XXX | RCE (checklist of cov) | Documentation provided is sufficient. Exception resolved.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | Original LTV is Below the Guideline Maximum - Calculated CLTV of 73.72% is less than Guideline CLTV of 73.72% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 05/28/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304682056 | FCRE1201 | 05/14/2025 | Credit | Missing Doc | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing - As per Guidelines a Fraud report is required. However file did not come with it. | Provided the XXX fraud report | Documentation provided is sufficient. Exception resolved.; Third Party Fraud Report is provided | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 8.26% is less than Guideline CLTV of 52.05% | Resolved | 05/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304378053 | FCRE1201 | 08/28/2024 | Credit | Missing Doc | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  | Fraud Report received with no alerts. Condition cleared.; Missing Third Party Fraud Report; Fraud Report received with no alerts. Condition cleared.; Fraud Report received with no alerts. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated ##CGJ## is less than Guideline ##CGJ## \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 08/28/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304779799 | FPRO9990 | 09/08/2025 | Credit | Third Party Valuation | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  | Informational | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.99% is less than Guideline CLTV of 52.99% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.99% is less than Guideline CLTV of 52.99% | Resolved | 09/08/2025 | A | A | A | A | A |
| XXX | XXX | 304692536 | FPRO9990 | 05/21/2025 | Credit | Third Party Valuation | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Not applicable for this scope review | provided the appraisal | Resolved as loan contains full URAR. ; Third party valuation product provided within tolerance. | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.81% is less than Guideline LTV of 31.81% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 05/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304492418 | finding-651 | 03/04/2025 | Compliance | Points & Fees | TILA Finance Charge Test | This loan failed the TILA finance charge test.[[(XXX CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX TILA Cure required: Cure of XXX required. The finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX The appraisal management fee of XXX was not included in calculations. Cure requires PCCD, LOE, copy of refund check, and proof of mailing. | Please see attached explaining that the appraisal management fee is not a finance charge | Appraisal management fee is not required to be a finance charge; Exception resolved; Appraisal management fee is not required to be a finance charge; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.42% is less than Guideline CLTV of 52.42% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/04/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304639455 | finding-651 | 03/25/2025 | Compliance | Points & Fees | TILA Finance Charge Test | This loan failed the TILA finance charge test.[[(XXX CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX TILA 130b Cure required: Cure of XXX required. The finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX The Appraisal management fee was not included within finance charge calculations. Cure requires PCCD, LOE, copy of refund check, and proof of mailing. | Please see attached Lender Attestation which explains why we do not consider the Appraisal Management Company (AMC) Fee to be a finance charge. | Appraisal management is not considered a PFC; Exception resolved; Appraisal management is not considered a PFC; Exception resolved | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 50.61% is less than Guideline CLTV of 50.61% | Resolved | 03/25/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304732825 | finding-47 | 08/13/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | TILA Right of Rescission Test | Please see attached updated NRTC forms; Per Loan Processor the uploaded document shows the prepared date as the XXX. I have also uploaded an email from escrow stating that the file was disbursed on XX/XX/XXXX. Will these be sufficient? ; Notice of Right to Cancel | Cure package provided to the borrower; exception downgraded to a 2/B; the rescission period did not end until midnight on XX/XX/XXXX therefore fund should not have been disbursed until XX/XX/XXXX. Provide cure package with new rescission period to cure. ; NORTC already in file, CD in file indicates the disbursement date of XX/XX/XXXX which is before the end of the rescission period, either provide document to show the actual disbursement date or provide a cure package that includes: CD, LOE, new ROR documents with new XXX days rescission period and proof of delivery | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.23% is less than Guideline LTV of 9.81% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 9.81% is less than Guideline CLTV of 64.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304632776 | finding-47 | 04/01/2025 | Compliance | Right to Rescind | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end [[(XXX CFR §1026.23(a)(3), transferred fromCLTV is 70% §226.23(a)(3)), Open-end [[(XXX CFR §1026.15(a)(3), transferred fromCLTV is 70% §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required byCLTV is 70% §1026.23 or §XXX, or delivery of all material disclosures, whichever occurs last. Documentation required to clear exception. The funding date is before the third business day following consummation, documentation of actual Disbursement date required. | Attached RTC cure Package; It does appear that this loan disbursed prematurely and did not meet rescission. Will XXX accept proof of re-opened rescission to clear this condition? | Cure package provided to the borrower; exception downgraded to a 2/B; In order to downgrade the exception a cure package would be required. Cure package should include: letter of explanation to the consumer, Closing Disclosure, NORTC forms with a new XXX days rescission period, and tracking/delivery information | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.63% is less than Guideline LTV of 23.34% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.34% is less than Guideline LTV of 23.34% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304721795 | FCRE1148 | 07/02/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Executed Note & Deed shows of XXX | title policy | Documentation provided is sufficient. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 77.07% is less than Guideline CLTV of 77.07% | Resolved | 07/02/2025 | B A | A | A | A | A |
| XXX | XXX | 304704948 | FCRE1148 | 07/16/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Executed Note and Deed reflects a of XXX | correct amount on title | Documentation is sufficient. Updated Title Policy provided. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline LTV of 23.43% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 23.43% is less than Guideline CLTV of 23.43% | Resolved | 07/16/2025 | B A | A | A | A | A |
| XXX | XXX | 304789546 | FCRE1148 | 09/17/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX |  | Exception is non-material and graded as level 2/B. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 24.75% is less than Guideline LTV of 24.75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 24.75% is less than Guideline LTV of 24.75% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Acknowledged |  | No B | N/A B | N/A B | N/A B | N/A B |
| XXX | XXX | 304482876 | FCRE1148 | 02/11/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | provided the updated title commitment | Documentation provided is sufficient. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.44% is less than Guideline LTV of 19.44% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/11/2025 | B A | B A | B A | B A | B A |
| XXX | XXX | 304680486 | FCRE1148 | 04/16/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX |  | Exception is non-material and graded as level 2/B. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.94% is less than Guideline LTV of 17.94% | Acknowledged |  | No B | B | B | B | B |
| XXX | XXX | 304698249 | FCRE1148 | 05/29/2025 | Credit | Title | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | Title commitment with title coverage not required for 2nd HELOANs | Exception is non-material and graded as level 2/B.; Please send a Title Supplement with the corrected coverage amount. Exception remains. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.81% is less than Guideline LTV of 11.44% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.44% is less than Guideline LTV of 14.52% | Acknowledged |  | No B | A B | A B | A B | A B |
| XXX | XXX | 304710758 | FCRE1146 | 08/27/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present | provided the complete title report | Documentation is sufficient. Updated Title document provided. Exception resolved.; Title Document is fully Present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.16% is less than Guideline LTV of 15.23% | Resolved | 08/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304769822 | FCRE1146 | 09/24/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Existing 1st mortgage was just originated, however there is no copy of the new 1st mortgage note or closing Statement (CD). There is a mortgage Statement in file for the 1st mortgage as is referenced by the lender, however there is no open mortgage on the credit report and the 1st mortgage amount as per the mortgage Statement does not match to the existing 1st lien on the title O&E. | credit report; credit | Documentation is sufficient. Updated credit report provided. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 31.61% is less than Guideline LTV of 7.55% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/24/2025 | D A | A | A | A | A |
| XXX | XXX | 304468418 | FCRE1146 | 01/27/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present The title reflects a UCC Financing Statement in Favor of XXX. for Solar Panels. Per guidelines properties with solar panels that will include a UCC filing associated with the property and/or will create an easement on title are ineligible. The UCC Filing must be removed from Title. | Updated prelim from title removing UCC lien. | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.02% is less than Guideline LTV of 29.02% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304638997 | FCRE1146 | 04/03/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Lender to provide clarification on property taxes borrowers are obligate to. Tax certificate, Mortgage Statement, Appraiser, tax records all showing different tax amounts. | Again this is a second a title policy is not ordered - prelim shows taxes XXX which ARE escrowed on the 1st; HOI and Taxes are escrowed on first - this is a second lien | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present; Please provide the Title Policy. Exception remains. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.95% is less than Guideline LTV of 27.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.95% is less than Guideline LTV of 27.95% | Resolved | 04/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304496957 | FCRE1146 | 03/05/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Title document is corrupt and illegible. | Title report | Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 33.83% is less than Guideline LTV of 33.83% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/05/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304496744 | FCRE1146 | 02/21/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present - Some sections of the Title policy are illegible. | Please see attached Title Report | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 23.49% is less than Guideline CLTV of 23.49% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 23.49% is less than Guideline CLTV of 23.49% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 02/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304815345 | FCRE1146 | 09/15/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Ownership and Encumbrance report is corrupt nd illegible. A legible copy is required. | Please see attached. | Documentation is sufficient. Legible Title document provided. Exception resolved.; Title Document is fully Present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 54.58% is less than Guideline CLTV of 54.58% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.58% is less than Guideline CCLTV of 54.58% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304694053 | FCRE1146 | 05/28/2025 | Credit | Missing Doc | Title Document is Partially Present | Title Document is incomplete or only partially present Title Report to reflect updating vesting, mortgage reflects borrower as XXX and Title current vesting as XXX. Legal Agreement shows wife passed on XX/XX/XXXX. | provided the death certificate | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 18.48% is less than Guideline CLTV of 72.72% | Resolved | 05/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304758946 | FCRE1145 | 08/13/2025 | Credit | Missing Doc | Title Document Missing | Title Document is missing | Title report was already uploaded over on XX/XX/XXXX. | Documentation is sufficient. Title Commitment in file. Exception resolved.; Title Document is fully Present | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline LTV of 6.11% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.11% is less than Guideline CLTV of 6.11% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 08/13/2025 | D A | A | A | A | A |
| XXX | XXX | 304641259 | FCRE1145 | 04/08/2025 | Credit | Missing Doc | Title Document Missing | Title Document is missing - An Owner & Encumbrance Property Report is required for all loans <$XXX. | Property Report | Documentation provided is sufficient. Exception resolved.; Title Document is fully Present | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 11.52% is less than Guideline LTV of 11.52% | Resolved | 04/08/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304779587 | FCRE0376 | 09/08/2025 | Credit | Data | Tradelines do not meet Guideline Requirements | The lender's minimum tradeline requirements have not been met per guidelines. As per guidelines, each borrower is required to have at least XXX open and active tradelines. The co-borrower does not meet this requirement. According to UW comments reflected on the XXX Transmittal Summary, the lender granted an exception for the lack of XXX tradelines. However, this exception approval is missing from the loan file. | Exception | Guidelines require at least XXX tradelines to qualify. The Borrower does not have three tradelines. However, a loan exception was approved, citing compensating factors of a low DTI and a low LTV. Acknowledged and downgraded. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.79% is less than Guideline CLTV of 41.79% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 41.79% is less than Guideline CLTV of 41.79% | Acknowledged |  | Yes C B | C B | C B | C B | C B |
| XXX | XXX | 304381242 | FCOM1544 | 10/10/2024 | Compliance | Missing Doc | TRID: Missing Closing Disclosure | TRID: Missing Final Closing Disclosure Missing Final CD. Compliance can be tested when received. There is a Final HUD in file but there is no Business Purpose Affidavit or LOE for cash out business purposes in file; TRID should be tested. | Attached. | TRID: Final Closing Disclosure Provided; Final CD provided; Exception resolved | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.82% is less than Guideline CLTV of 52.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.82% is less than Guideline CCLTV of 52.82% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 10/10/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495060 | FCOM1544 | 02/20/2025 | Compliance | Missing Doc | TRID: Missing Closing Disclosure | TRID: Missing Final Closing Disclosure Final documents of another borrower were inadvertently mixed in during the submission for audit review. | provided the final CD | TRID: Final Closing Disclosure Provided | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 02/20/2025 | D A | A | A | A | A |
| XXX | XXX | 304495076 | FVAL3525 | 02/21/2025 | Credit | Appraisal | Valuation product is deficient | XXX AVM valuation does not include any comparable sales. Therefore the final value has no supporting market closed sales to support the final market value for the AVM. | AVM | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 36.8% is less than Guideline LTV of 36.8% | Resolved | 02/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304381579 | FCRE7495 | 09/09/2024 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Lender omitted a XXX day XXX payment of XXX from the DTI calculation. No supporting documentation to exclude the payment was located in the loan file. | XXX account due at end of month, provided asset Statement to show enough funds to pay off the XXX account | Document provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.71% is less than Guideline LTV of 14.71% \| is Greater than the Guideline Minimum - | Resolved | 09/09/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304632705 | FCRE7495 | 03/14/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing supporting documentation to verify monthly payments of XXX for XXX #XXX with an unpaid balance of XXX and XXX for XXX #XXX unpaid balance of XXX per Final 1003, as none of the accounts are reflected on the credit report. | Auto Loan #XXX & #XXX | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 29.54% is less than Guideline LTV of 29.54% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304750000 | FCRE7495 | 08/13/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | The monthly payment used for the open XXX XXX-day balance account wasn't documented. Lender used monthly payment of XXX (less than XXX% of outstanding balance of $XXX). | provided the XXX Statement | Documentation is sufficient. XXX Statement provided. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.73% is less than Guideline LTV of 33.73% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.73% is less than Guideline CLTV of 33.73% | Resolved | 08/13/2025 | D A | A | A | A | A |
| XXX | XXX | 304747492 | FCRE7495 | 08/12/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing documentation for Timeshare Liability that lender included in DTI calculations with unpaid balance of XXX and monthly payment of $XXX. Audit updated using Final 1003. | provided the timeshare Statement | Documentation is sufficient. Timeshare Statement provided. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 17.02% is less than Guideline LTV of 13.86% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 08/12/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304760328 | FCRE7495 | 09/03/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing Credit Supplement to verify XXX liabilities as Final 1003 reflects #XXX - UPB XXX with a monthly payment of XXX and #XXX-UPB XXX with a monthly payment of $XXX. | provided Statements for both XXX accounts | Documentation is sufficient. Account Statements provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 18.57% is less than Guideline LTV of 18.57% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 09/03/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304767990 | FCRE7495 | 09/22/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Lender included XXX XXX #XXX monthly payment of XXX but file did not come with supporting documents for it. | provided the Statement for XXX account ending in XXX | Documentation is sufficient. Card Statement provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 6.53% is less than Guideline CLTV of 58.47% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304474225 | FCRE7495 | 02/28/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | XXX #XXX was excluded from the DTI ratio, due to being paid by the borrower's business. XXX months business bank Statements were provided and all payments were verified except for XX/XX/XXXX and XX/XX/XXXX payments. Per LOE, the borrower States there was no payment required for these months because extra payments were made, however the LOE is not sufficient documentation. Provide XXX #XXX account Statements for XX/XX/XXXX and XX/XX/XXXX reflecting no payment was required to exclude debt from the DTI. | Statements reflecting XXX payment due | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 5.71% is less than Guideline LTV of 5.71% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 5.71% is less than Guideline LTV of 5.71% | Resolved | 02/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304692156 | FCRE7495 | 07/08/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing most recent XXX-months bank Statements or equivalent documentation verifying that someone else is making the XXX mortgage payment #XXX to support Lender exclusion. | XXX paid by another party | Documentation is sufficient. Bank Statements provided verify another party is making the mortgage payments. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.45% is less than Guideline CLTV of 62.45% | Resolved | 07/08/2025 | D A | A | A | A | A |
| XXX | XXX | 304369585 | FCRE7495 | 08/13/2024 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | File is missing documentation to verify XXX #XXX monthly payment of XXX | Provided Credit supplement showing XXX payment verified | Received evidence of the student loan payment. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 14.92% is less than Guideline LTV of 14.92% | Resolved | 08/13/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304391216 | FCRE7495 | 11/13/2024 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | the Final 1003 lists XXX debts "XXX" with a payment amount of XXX and "auto and insurance debt from" for $XXX. Documentation missing verifying these debts, as both are not reflected on the credit report. | verif XXX and ins deductions | Documents provided are sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.85% is less than Guideline LTV of 6.85% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.85% is less than Guideline LTV of 6.85% | Resolved | 11/13/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304396157 | FCRE7495 | 10/14/2024 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Final 1003/XXX reflect a new installment debt with XXX that was not verified. Lender to provide documentation to verify the new payment and current balance so we can accurately verify this new debt. | provided new auto loan information for XXX | Verification of debt provided. Condition cleared. | Original LTV is Below the Guideline Maximum - Calculated LTV of 4.78% is less than Guideline LTV of 4.78% \| Qualifying DTI below max allowed. - \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 10/14/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304438618 | FCRE7495 | 12/12/2024 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing supporting documentation for XXX lien reflecting under application XXX monthly payment added to DTI however unable to verify terms and payment. | Provided verification for XXX lien payment of XXX | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 27.87% is less than Guideline LTV of 27.87% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 27.87% is less than Guideline LTV of 27.87% | Resolved | 12/12/2024 | D A | D A | D A | D A | D A |
| XXX | XXX | 304438659 | FCRE7495 | 01/14/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing supporting documentation for XXX debt with a monthly payment of XXX and balance of XXX which was included in DTI. | Provided the purchase agreement for the solar system | Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 6.52% is less than Guideline LTV of 6.52% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 6.52% is less than Guideline LTV of 6.52% | Resolved | 01/14/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304461899 | FCRE7495 | 01/20/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing verification of liability for the account with XXX with a balance of XXX and a monthly payment of XXX which is not reflected on the credit report and no supporting documents in the loan file. | provided the XXX contract | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 39.11% is less than Guideline CLTV of 39.11% | Resolved | 01/20/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304474219 | FCRE7495 | 02/26/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing supporting documentation for the omission of XXX #XXX. There is a letter in file from the creditor stating the account was closed, however unable to determine if the balance of XXX was forgiven, as the borrower was an authorized user. Provide supporting documentation for omitting XXX #XXX. | The credit supplement shows that the account was deleted. Borrower is not liable for the debt. | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.07% is less than Guideline LTV of 43.07% | Resolved | 02/26/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304477649 | FCRE7495 | 02/27/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | The borrower XXX XXX-day account was excluded from DTI, but missing documentation to support exclusion. |  | DU in file supports exclusion of XXX-day balance account based on cash proceeds from subject loan. Condition cleared. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 33.72% is less than Guideline LTV of 33.72% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.72% is less than Guideline LTV of 33.72% | Resolved | 02/27/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304482868 | FCRE7495 | 02/07/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing supporting documentation to verify monthly payment of XXX and outstanding balance of XXX for XXX #XXX per Final 1003. | provided the XXX Statement | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 16.76% is less than Guideline LTV of 16.76% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 02/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304491984 | FCRE7495 | 02/25/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Final CD reflects payoff of XXX account for $XXX. The current balance per the credit report is XXX Missing updated credit report or credit card Statement showing a balance of only $XXX. | XXX Statement | Documentation provided. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 64.23% is less than Guideline CLTV of 64.23% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 02/25/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304495071 | FCRE7495 | 02/17/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | XXX #XXX with an unpaid balance of XXX and monthly payment of XXX is not available on the credit report data was updated as per Final 1003. | provided info on the XXX loan | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline LTV of 9.83% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 9.83% is less than Guideline CLTV of 9.83% | Resolved | 02/17/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304637579 | FCRE7495 | 03/21/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | The Final 1003 reflects installment loan from with an unpaid balance of XXX and monthly payment of XXX under section 2c. The credit report dated XX/XX/XXXX does not list this liability and no supporting documentation in file to verify the liability. | Installment contract verifying the and payment | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 52.75% is less than Guideline CLTV of 52.75% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/21/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304654864 | FCRE7495 | 04/30/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing NEL NET agreement for consolidation of student loans. Per Lenders Notes, exception or full agreement to be review, Student Loans in an ACTIVE IDR Plan: NOTE we are omitting the DEPT of ED student loan accounts as shown on CREDIT REPORT and including the NEL NET income driven repayment plan that is ACTIVE as of XX/XX/XXXX and was recertified XX/XX/XXXX with a TOTAL Combined Student loan balance of = $ XXX and a monthly payment of $ XXX / month | Provided the NEL NET Statement and letter from NEL NET confirming that monthly payment for the outstanding loans | Documentation provided is sufficient. Exception resolved. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 20.71% is less than Guideline LTV of 20.71% | Resolved | 04/30/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304672151 | FCRE7495 | 04/28/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing payment terms for the installment account that was listed on the final loan application. The credit report did not reflect this debt nor was there a Statement in file to confirm the payment used by lender. | provided the Statement | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.7% is less than Guideline CLTV of 61.7% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.7% is less than Guideline CCLTV of 61.7% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 04/28/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681870 | FCRE7495 | 05/15/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Missing Child support documentation. Final 1003 reflects the borrower is responsible for paying child support of $XXX. | Provided the child support order | Condition resolved as we have received missing support order. | Original LTV is Below the Guideline Maximum - Calculated LTV of 5.72% is less than Guideline LTV of 8.23% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/15/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304681859 | FCRE7495 | 05/07/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Final 1003 reflects monthly payment of XXX with outstanding balance of XXX from XXX, however, the loan file is missing supporting documentation to verify the payment. | Provided the Statement for the XXX retail card account | Documentation provided is sufficient. Exception resolved. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 50.26% is less than Guideline LTV of 50.26% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 50.26% is less than Guideline LTV of 50.26% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 05/07/2025 | D A | D A | D A | D A | D A |
| XXX | XXX | 304490219 | FCRE7495 | 03/07/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Homeowner insurance policy provided does not reflect policy premium for other REO at XXX #XXX. | see attached | Documentation provided is sufficient. Exception resolved. | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.31% is less than Guideline LTV of 19.31% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX | Resolved | 03/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304490217 | FCRE7495 | 03/07/2025 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Lender to provide Oak tree finance loans documentation on the following properties per Final 1003. XXX. | see attached | Documentation provided is sufficient. Exception resolved. | Original LTV is Below the Guideline Maximum - Calculated LTV of 24% is less than Guideline LTV of 24% \| Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/07/2025 | D A | A | A | A | A |
| XXX | XXX | 304702345 | FCRE0360 | 08/14/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Confirmation that the XX/XX/XXXX and XX/XX/XXXX payments were made is missing (the credit report is through XX/XX/XXXX; the mortgage Statement reflects is it due XX/XX/XXXX). | provided the credit supplement to show XX/XX/XXXX and XX/XX/XXXX were made on time | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline CLTV of 56.33% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 56.33% is less than Guideline CLTV of 56.33% | Resolved | 08/14/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304736194 | FCRE0360 | 08/21/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. The credit report reflects XXX (XXX) history, but account was open XX/XX/XXXX. Guidelines require either XXX or XXX. | provided the supplement credit report showing all XXX payments made with no lates verified | Documentation is sufficient. Credit Supplement provided. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Original CLTV is Below the Guideline Maximum - Calculated LTV of 28.49% is less than Guideline LTV of 28.49% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 28.49% is less than Guideline LTV of 28.49% | Resolved | 08/21/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304442381 | FCRE0360 | 01/15/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing verification that the XX/XX/XXXX payment was made in the month due. Credit report last activity is XX/XX/XXXX and mortgage Statement provided was for the XX/XX/XXXX payment. Lender guidelines requires no late in the last XXX months. Lender to provide evidence that the XX/XX/XXXX payment was made in the month due. | credit supp verifies XX/XX/XXXX payment paid during month (XX/XX/XXXX) | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 46.09% is less than Guideline CLTV of 46.09% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 46.09% is less than Guideline CLTV of 46.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. | Resolved | 01/15/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304688685 | FCRE0360 | 05/20/2025 | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. - Mortgage Statement provided by Lender to verify first lien is dated XX/XX/XXXX. A more recent mortgage Statement is required to verify PITIA accordingly. | provided the MLS | Documentation provided is sufficient. Exception resolved.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 26.2% is less than Guideline CLTV of 72.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 72.68% is less than Guideline CCLTV of 72.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 05/20/2025 | C A | C A | C A | C A | C A |
| XXX | XXX | 304710311 | finding-773 | 08/20/2025 | Compliance | Points & Fees | XXX County Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (XXX Ord. XXX § XXX "Threshold loan" (XXX) he total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than XXX Lender Loan Detail also fails for same. Fees including in testing are Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Third Party Processing paid by Borrower: XXX Title Coordination Fee paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Title Disbursement Fee paid by Borrower: XXX Title Technology Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX | copy of check ; Please see attached. PCCD, LOE, Check request, & XXX label. Will provide a copy of check once available | Cure package provided; Exception downgraded to a 2/B; Cure package provided; Exception downgraded to a 2/B; Prove a copy of the check to downgrade the exception | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 16.8% is less than Guideline LTV of 19.47% | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304729967 | finding-773 | 09/09/2025 | Compliance | Points & Fees | XXX County Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (XXX Ord. XXX § XXX "Threshold loan" (XXX) he total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than XXX Lender's compliance report pg XXX confirms fail. Fees included in testing are as follows: XXX Questionnaire Fee paid by Borrower: XXX Courier / Messenger Fee paid by Borrower: XXX Document Preparation Fee paid by Borrower: XXX Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Technology Fee paid by Borrower: $XXX Title Processing Fee paid by Borrower: XXX Underwriting Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX | See attached | Cure package provided to the borrower; Exception downgraded to a 2/B; Cure package provided to the borrower; Exception downgraded to a 2/B | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.77% is less than Guideline LTV of 33.19% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.19% is less than Guideline LTV of 19.13% | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304402768 | finding-773 | 12/18/2024 | Compliance | Points & Fees | XXX County Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (XXX Ord. XXX § XXX "Threshold loan" (XXX)) The total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than XXX Fees included in testing: Flood Certification - Initial Fee paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Technology Fee paid by Borrower: XXX Third Party Underwriting paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Title Processing Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX | Please see attached check request package with amended PCCD, LOE, XXX label, & a copy of the check; Hey team, sorry, final question. We normally cure points/fees thresholds by reducing the origination costs; however, the only origination cost on this loan was the points paid at closing. In an effort to avoid changing the points paid, will XXX accept the cure on the CD if it is reflected as lender credits iao $XXX? We will be sure to include the amended CD, LOE, copy of check, and XXX label.; Can you please advise if this is able to be cured monetarily? If so, can you please confirm the amount of cure required?; Can you please advise how much the test is failing by? It appears that some of the fees included in your test currently, should be excluded. \| \| Sec. XXX-XXX. - Predatory lending ordinance \| (XXX oints and fees shall not include: \| a. Taxes, filing fees, recording and other charges and fees paid or to be paid to public officials for determining the existence of or for perfecting, releasing or satisfying a security interest; \| b. A payment to a government agency or a government-sponsored agency in connection with a government-sponsored mortgage program; \| c. Bona fide and XXX fees paid to a person other than a lender or an affiliate of the lender or to the mortgage broker or an affiliate of the mortgage broker for the following: fees for tax payment services; fees for flood certification; fees for pest infestation and flood determinations; appraisal fees; fees for home inspections performed prior to closing; credit reports; surveys; \| Attorney's fees (if the borrower has the right to select the Attorney); notary fees; escrow charges, so long as not otherwise included under Subsection XXX of this definition; title insurance premiums; and hazard insurance and flood insurance premiums, provided that the conditions in 12 CFR 226.4(d)(2) are met; and \| d. Any bona fide, competitive and XXX fees paid to the lender or an affiliate of the lender for the services and products described in Subsection (XXX of this definition, but only if the loan is not conditioned on the fees being paid to the lender or its affiliate, and the borrower is given the option to obtain the service or product from an unaffiliated entity. \| | Cure package provided to the borrower; exception downgraded to a 2/B; This loan failed the threshold loan points and fees test. (XXX Ord. XXX § XXX "Threshold loan" (XXX) he total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than $XXX.; Yes a cure listed in section J would be sufficient with a LOE to indicate the reason for cure.; Exception can be cured with a cure package that includes PCCD, LOE, copy of check with cure amount of XXX and proof of delivery; The fees paid to XX/XX/XXXX were not considered paid to an affiliate, however all fees considered finance charges and not excludable per the following regulation were included in testing. XXX county code XX/XX/XXXX: "Points and fees" means: XXX All items required to be disclosed under Sections XXX(a) and XXX(b) of Title XXX of the Code of Federal Regulations, as amended from time to time, except the or time-price differential; XXX Subject to the exclusions provided below in this subdivision, all charges for items listed under Section XXX(c)(XXX) of Title XXX of the Code of Federal Regulations, as amended from time to time, but only if the lender receives direct or indirect compensation in connection with the charge or the charge is paid to an affiliate of the lender, and otherwise the charges are not included within the meaning of the phrase "points and fees"; XXX All compensation paid directly or indirectly to a mortgage broker, including a broker that originates a loan in its own name in a tablefunded transaction, not otherwise included in paragraph XXX or XXX of this subdivision; XXX The premium of any single premium credit life, credit disability, credit unemployment, or any other life or health insurance that is financed directly or indirectly into the loan, unless the disclosures and acknowledgment described in predatory loan practice XXX below have been made. "Points and fees" shall not include: (i) taxes, filing fees, recording and other charges and fees paid or to be paid to public officials for determining the existence of or for perfecting, releasing or satisfying a security interest; (ii) a payment to a government agency or a government-sponsored agency in connection with a government-sponsored mortgage program; (iii) bona fide and XXX fees paid to a person other than a lender or an affiliate of the lender or to the mortgage broker or an affiliate of the mortgage broker for the following: fees for tax payment services; fees for flood certification; fees for pest infestation and flood determinations; appraisal fees; fees for home inspections performed prior to closing; credit reports; surveys; attorney's fees (if the borrower has the right to select the attorney); notary fees; escrow charges, so long as not otherwise included under paragraph XXX of this subdivision; title insurance premiums; and hazard insurance and flood insurance premiums, provided that the conditions in Section XXX(d)(XXX) of Title XXX of the Code of Federal Regulations, as amended from time to time, are met; and (iv) any bona fide, competitive and XXX fees paid to the lender or an affiliate of the lender for the services and products described in clause (iii), but only if the loan is not conditioned on the fees being paid to the lender or its affiliate, and the borrower is given the option to obtain the service or product from an unaffiliated entity. | Original LTV is Below the Guideline Maximum - Calculated LTV of 17.52% is less than Guideline LTV of 17.52% \| Borrower has stable job time - Borrower has XXX years on job. | Cured |  | C B | C B | C B | C B | C B |
| XXX | XXX | 304710311 | finding-764 | 08/20/2025 | Compliance | Points & Fees | XXX Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (Municipal Code of XXX § XX/XX/XXXX he total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than XXX Lender Loan Detail also fails for same. Fees including in testing are Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Third Party Processing paid by Borrower: XXX Title Coordination Fee paid by Borrower: XXX Title Courier Fee paid by Borrower: XXX Title Disbursement Fee paid by Borrower: XXX Title Technology Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX |  | Cure package provided; Exception downgraded to a 2/B; Cure package provided; Exception downgraded to a 2/B | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.47% is less than Guideline LTV of 19.47% | Cured |  | C B | A B | A B | A B | A B |
| XXX | XXX | 304729967 | finding-764 | 09/09/2025 | Compliance | Points & Fees | XXX Threshold Loan Points and Fees Test | This loan failed the threshold loan points and fees test. (Municipal Code of XXX § XX/XX/XXXX he total points and fees of the mortgage exceed XXX% of the total in the case that the is XXX or greater, or XXX in the case that the is less than XXX Lender's compliance report pg XXX confirms fail. Fees included in testing are as follows: XXX Questionnaire Fee paid by Borrower: XXX Courier / Messenger Fee paid by Borrower: XXX Document Preparation Fee paid by Borrower: XXX Flood Certification - Single Charge or Life of Loan paid by Borrower: XXX Funding, Wire, or Disbursement Fee paid by Borrower: XXX MERS Registration Fee paid by Borrower: XXX Points - Loan Discount Fee paid by Borrower: XXX Recording Service Fee paid by Borrower: XXX Technology Fee paid by Borrower: $XXX Title Processing Fee paid by Borrower: XXX Underwriting Fee paid by Borrower: XXX Verification Of Employment Fee paid by Borrower: XXX |  | Cure package provided to the borrower; Exception downgraded to a 2/B; Cure package provided to the borrower; Exception downgraded to a 2/B | Original CLTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 19.13% is less than Guideline LTV of 19.13% | Cured |  | C B | A B | A B | A B | A B |

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## Exhibit 99.19

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.19**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Seller Loan ID** | **Initial DBRS Property Loan Grade** | **Final DBRS Property Loan Grade** | **Initial Moody's Property Loan Grade** | **Final Moody's Property Loan Grade** | **Initial Fitch Property Loan Grade** | **Final Fitch Property Loan Grade** | **Initial Kroll Property Loan Grade** | **Final Kroll Property Loan Grade** | **Initial S&P Property Loan Grade** | **Final S&P Property Loan Grade** | **Originator QM/ATR Status** | **TPR QM/ATR Status** |
| 304303883 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304309801 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304309855 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304312358 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304323234 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304354062 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304327800 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304352004 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304337288 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304364584 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304366534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304372127 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304381579 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304382168 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304396303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304397862 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304420317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422860 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304428913 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425272 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304426503 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304428185 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304429173 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304437877 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438631 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442458 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304443553 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304484530 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304477095 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471508 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304477232 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304473742 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304482023 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497322 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492082 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485234 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304482869 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304484525 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492420 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494113 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495081 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481722 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304510783 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632594 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632705 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304637169 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304643511 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677824 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304758189 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734557 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734797 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304748469 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304732987 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692074 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304715285 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304694944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304708796 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304734166 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304753738 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304702031 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304702345 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304702587 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304733023 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304725129 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758992 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304707885 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727995 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304710311 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304710719 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304710760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304715475 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304710758 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304759853 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759852 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304715549 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304716583 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304716907 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304719697 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304728220 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727931 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304707970 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304766927 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727930 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304726399 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304728631 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304735058 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727714 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734796 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304731380 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304724399 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727953 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759926 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304747238 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304727148 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304730913 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304729967 | XXXXX D B A C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304729966 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304729964 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750000 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304734817 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304729985 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304731373 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304730809 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304730910 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732252 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304731366 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304733021 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304734337 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304752409 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732822 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304732180 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304732955 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304731357 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732821 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304732177 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732248 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777301 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732243 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304732749 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304751747 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732985 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304763638 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304735972 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732843 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304733006 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734336 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304731376 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304747387 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779986 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751765 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755115 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304734115 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304734164 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304732163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304749926 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304734265 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304724158 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757294 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304734816 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758743 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304736439 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304735056 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304735055 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304735969 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736194 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736438 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304736293 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736437 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304736436 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304745014 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736434 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304748530 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748529 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304736429 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304747386 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751851 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304736426 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758034 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749947 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304747493 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304736717 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748404 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304747492 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304749761 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304748528 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304764255 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748402 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749674 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749863 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304747491 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304748401 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304749673 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749924 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748526 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304748399 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749671 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749946 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751782 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750183 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749923 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304749689 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765369 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304749758 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304730165 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751745 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751849 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304749944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304749943 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758223 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304749998 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750044 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304749997 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304730811 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304751699 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304778060 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750041 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750182 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750040 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750039 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750037 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304752072 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750423 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304750181 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755046 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754906 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750421 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757278 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750604 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754485 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750508 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754503 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754484 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304750517 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304752408 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751697 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751695 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754780 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751781 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304752070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304754542 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304751743 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751763 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304753736 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754541 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758669 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751779 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751848 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304751847 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754483 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304752069 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304752406 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304753735 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304752405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759013 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754905 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754842 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754502 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304754481 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304754501 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304748400 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754538 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754536 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754779 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758668 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757293 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768556 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754918 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304754917 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758667 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304755113 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304754976 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304755045 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755112 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304755123 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757904 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304756803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304755293 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304816408 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304755260 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755259 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755257 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304755256 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304755255 | XXXXX C A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304765420 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304756821 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304756820 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757277 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304756819 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304756801 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766098 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304756833 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757292 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757273 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757994 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304757849 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757291 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758205 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304815988 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760309 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758742 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304765288 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757901 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758470 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757993 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304758204 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766153 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816540 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758954 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758033 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758475 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758186 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758203 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765940 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758474 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304763203 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759552 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748465 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758665 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759133 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304758937 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759551 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758936 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758952 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760333 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758951 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758989 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758988 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759012 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759011 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759132 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776968 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766814 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759515 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760308 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304758206 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304759550 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304763202 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304760306 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760332 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760305 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760331 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776834 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760330 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760329 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760328 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760326 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760325 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760323 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760321 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304760320 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760318 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304777791 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760451 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760315 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760450 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304779579 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760449 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304813204 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304764136 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304763215 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304763253 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304769822 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304774664 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304763635 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304733107 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765285 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304764254 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768903 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766926 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304766812 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765366 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304839610 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766097 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776940 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304765405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765404 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765888 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304765935 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304766020 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304768555 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768218 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766151 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304768217 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766807 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766805 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304767993 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769821 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304767234 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304766925 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776916 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304767990 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776939 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769753 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768540 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777358 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304768554 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304779985 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769788 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304811468 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304757276 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777649 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304768936 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776784 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304768935 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304776881 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777464 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776833 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304769786 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304769820 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777465 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304776783 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304774660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304748466 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304814697 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776781 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776880 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779802 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776967 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304776966 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776965 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776964 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777462 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304789466 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304777460 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777459 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304778000 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304811426 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304777986 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304816406 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777455 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777454 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777647 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304777790 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777645 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304778059 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304778058 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304778057 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777985 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304779984 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304778056 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304813066 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304811467 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304817614 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304779576 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304789465 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779800 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304780130 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304780129 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304779799 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304811466 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304780124 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304789461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814735 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304811465 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304813203 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304812505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304812504 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304813062 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304813295 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304813666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304814730 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814726 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304814724 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304816508 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818269 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814722 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757995 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304814771 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304815986 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304818248 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304815999 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304816538 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817763 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816475 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304817840 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818556 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817574 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304817631 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818246 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304818346 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304766810 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818541 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304819303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304838849 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304839085 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304511493 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304511499 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304511492 | XXXXX D B C A | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304511491 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304511498 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304815992 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814796 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814776 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304819050 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304813336 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304775086 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304763259 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816813 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776956 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304818235 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304819299 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759850 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816411 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304736401 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779523 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779940 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814752 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814756 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304817780 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755009 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779608 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304816954 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304763363 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304814780 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304817620 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304360109 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304415816 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304483084 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304489944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304490510 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304671004 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304400665 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304385441 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304421461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304418101 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304494104 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304492183 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304485191 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687156 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304726797 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304709734 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304476594 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472014 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484891 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304510744 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304725218 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304716831 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304723745 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304724075 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472368 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304732825 | XXXXX D B A C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A D B C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494284 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304684353 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304709842 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304734123 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304730708 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304721795 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304691413 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688449 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755003 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304726402 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304704948 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304709909 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304474225 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692156 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304695034 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304756834 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304730703 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304710314 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304441500 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304720390 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304474214 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304734182 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304715280 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758946 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766905 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304709989 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304747489 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304760354 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304253064 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304076753 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304253104 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304381242 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304388008 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671014 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304444778 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304438671 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304440032 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304456441 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304475222 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304468418 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304639465 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304492446 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485285 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638958 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494029 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495141 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495564 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304510993 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632807 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638997 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639730 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304641259 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304640517 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304670829 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677982 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304763742 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750184 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751684 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750059 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758886 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304789471 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776791 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776790 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304768849 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304763195 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779556 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750426 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304779587 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304789546 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304758764 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760508 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304760442 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304769663 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750185 | XXXXX D A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765895 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304766050 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304107636 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304705805 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777981 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765372 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777625 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304108947 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304757908 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765883 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304759535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304750169 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765872 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776878 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304755028 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304767240 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304763418 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304776952 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304751754 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304754911 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304720546 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777844 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304765199 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304777978 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304383815 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304383506 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304383359 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497274 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497202 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497155 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497138 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497122 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304675682 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304496964 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304496957 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304496942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors |
| 304496750 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304496744 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675338 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675284 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304696462 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304696200 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304695990 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304695906 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304697603 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304697359 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304815354 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304815345 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304820673 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304820671 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674693 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304735084 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304820654 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692453 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692419 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692409 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692386 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692376 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692363 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304692351 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304325174 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304353760 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304358725 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304359575 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471858 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304368580 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304369585 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304393348 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304398686 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304378855 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304381246 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304385531 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304382902 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304477123 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304384898 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304386391 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304385492 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304387273 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304390784 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304393347 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304387873 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304426509 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304388442 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304391010 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304391216 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304392181 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304396482 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304392122 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304396745 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304417658 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304393160 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304398207 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304393158 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304393191 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304393691 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304396157 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304397863 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304396766 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304401340 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304397158 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304402768 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304398041 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304398267 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304398353 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304398201 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304398867 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498564 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304405060 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304400620 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304401327 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304402767 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304401287 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304405478 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304405397 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304416379 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304405445 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304405647 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304415811 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304416291 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304415899 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418113 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304416195 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304416506 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304458303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304416503 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304442405 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418580 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418579 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304419033 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420992 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418737 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304418931 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304419328 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304418823 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420991 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304419023 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304419022 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304419518 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420990 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420138 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420137 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420988 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304420726 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304437766 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304428915 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304426775 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304420984 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422491 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422489 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422557 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437808 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304420962 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304405643 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304420955 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304423659 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422391 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304423658 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422643 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304423657 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304422983 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304422966 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304427793 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304423750 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425126 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425186 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304423743 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425699 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304425604 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304432400 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425176 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437853 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304425172 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304426200 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436580 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304427791 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304426362 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304429019 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304433062 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304426505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304426688 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304427014 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436363 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304436420 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304427784 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304432247 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304428756 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304428754 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304428898 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437852 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432246 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304428893 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304429016 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304429102 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304437021 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304432582 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304431547 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432396 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432946 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432722 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432771 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304432928 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441930 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304432941 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304437882 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438669 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436297 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304436356 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304436352 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437881 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436347 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304436417 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436577 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304454190 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304436541 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437442 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436720 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304436638 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304436719 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304436727 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438618 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438492 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304437466 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304443254 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441863 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438715 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304438482 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304438480 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304438479 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304438478 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304438617 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438472 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438470 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304459010 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438461 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304440018 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438456 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438452 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438446 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304439181 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304441795 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441645 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438661 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304438660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438659 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304438658 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304438656 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304441626 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304441489 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304440093 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304489727 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304458596 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443926 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441643 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441491 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304441789 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304441822 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442637 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304442381 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304475178 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304442380 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442376 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442452 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639660 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442628 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304442626 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443133 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443132 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304442968 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304443056 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443055 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304443277 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443111 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304443442 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304443634 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304462108 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443441 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443910 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443475 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304457948 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304454188 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304443566 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304456438 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304443992 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304459408 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304454184 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304462253 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304462448 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304456408 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304456436 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304456435 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304459369 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304459099 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304459368 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304470345 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304459228 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304461899 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304467083 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304462423 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304462240 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304459666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304473743 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304461896 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304459799 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304458214 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304460668 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304459798 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304467147 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304480822 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304462054 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304462066 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304473621 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304462352 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304462239 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304468605 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304467606 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304471857 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304466786 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304470754 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304467146 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304487907 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304467174 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304470060 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304467590 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304468378 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304469977 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304473620 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304469988 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304470344 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304483513 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304470226 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304470661 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304470221 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471741 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304473328 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471855 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304494304 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472012 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471219 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471740 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304471651 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304471942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304471851 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304471850 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304471792 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304471940 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304480928 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304471930 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486945 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472524 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472351 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472523 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472417 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304632688 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472522 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472379 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472521 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472512 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472510 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304472673 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304475013 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304472761 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304474224 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304472801 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304473665 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304475189 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304475097 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304475008 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304474220 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304477034 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304474219 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304475049 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304475068 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304475084 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304477172 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304476601 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304477204 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304635842 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481256 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304481427 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304477360 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304477200 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304477649 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304480922 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304498295 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304480845 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304480920 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481305 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304480914 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304480913 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481006 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304480909 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304480902 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304480899 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304480896 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304498294 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481241 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481374 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481240 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481255 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481318 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304483536 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304683267 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481421 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481431 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304481542 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481463 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481723 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304481640 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481691 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484897 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304481720 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304482021 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304482020 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304495097 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486596 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304482884 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304482881 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304482877 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304482876 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484527 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304482871 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304676178 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304497428 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304482868 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494303 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304482865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485293 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304490555 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304485266 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304482923 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304643154 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304486057 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304483107 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304485265 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304483535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484895 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484523 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510699 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485292 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304484893 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486012 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485146 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485232 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486055 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304485262 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304486052 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304636551 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486387 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495095 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304486592 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304493139 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304491643 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304490468 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492333 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304487904 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510698 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304487996 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304497471 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304490553 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304494156 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304495093 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492551 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494302 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492419 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495092 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304490550 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304490549 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304490545 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304490539 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304496662 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304491984 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304491982 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304496661 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492418 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492373 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492256 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304476582 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492330 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304492424 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492761 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494073 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492558 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492679 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492704 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492664 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492703 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495645 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492760 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304492863 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304493947 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304493038 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304493037 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304493035 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304592828 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304494072 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304494301 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632799 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495076 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304667787 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495073 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495071 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495060 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304495054 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495051 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495578 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495047 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495045 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495038 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495037 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498513 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304497470 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495034 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495148 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304496658 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495160 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304497320 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304495159 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304634563 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510990 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304495189 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498336 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498264 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304511538 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304497411 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497318 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304497316 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304497408 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304512127 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304498262 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498291 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510785 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304498290 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498365 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304613714 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304498511 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304498517 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304498559 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510356 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304634682 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510765 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510691 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510354 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304510677 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304644284 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638615 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304685439 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664487 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304511424 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304510989 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304631797 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304510968 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304613721 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632023 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304511423 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304511421 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304511419 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304641827 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304631796 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304511695 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304661415 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304634443 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304572208 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638995 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304632776 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304613719 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304631794 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304631793 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637656 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632576 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304641212 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677930 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632280 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304635639 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304634680 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632961 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637680 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304633048 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632665 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304633475 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632704 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637095 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632968 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632756 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632755 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304632766 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304492533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304634557 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639778 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632933 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304640294 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304633042 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304633040 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304635638 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304635005 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637582 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304634438 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637655 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304636758 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304635841 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304572070 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304635065 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304635064 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304635061 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304636803 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304636353 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304636568 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304636528 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304637162 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637581 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304637654 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638508 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637579 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637155 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638978 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637576 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638305 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637565 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638977 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637564 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304640132 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638302 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638994 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637866 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637865 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304637883 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637894 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637893 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638541 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638976 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638539 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639854 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304673600 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304638607 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639455 | XXXXX D A C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A D C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304638656 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638655 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304639758 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304638974 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639040 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675704 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639656 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304640114 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304639852 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632592 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304639850 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676961 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687404 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304640531 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304640278 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304679558 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304640276 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304640274 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304640530 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304640529 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304640526 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304674483 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687403 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304632578 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304641208 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304641666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304642555 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304642440 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677950 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304642996 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304642796 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304671343 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304664436 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304643150 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304643145 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304643140 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681420 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304643239 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304643238 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304665251 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304643236 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671728 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304481746 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304643509 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304663447 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304695435 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304654718 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304654864 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304665344 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304672309 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664619 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664450 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304673673 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304663380 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304664449 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304663378 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676097 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304637864 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304669758 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304664559 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304664615 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664611 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664609 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304664608 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304664602 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304664601 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304664595 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683440 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304665159 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304665343 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304665342 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678224 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304665250 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304665249 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304666785 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304665341 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304671523 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304669749 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304666784 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304677874 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304667934 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671628 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304669748 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304667606 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304672151 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304667759 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304672308 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304673597 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304667757 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674482 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304667785 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304680486 | XXXXX B A | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A B | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304667784 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304667948 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304684352 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304668995 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677792 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681999 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304672307 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671518 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671517 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304672149 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304677791 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676176 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671511 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671599 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304671509 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678799 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304671507 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304671534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304671533 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676790 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692077 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304673670 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304673596 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304673669 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304673595 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304672306 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304672305 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304672304 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304673665 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676960 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304674481 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304677861 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304679539 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304674646 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304675702 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678002 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683372 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304676829 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676094 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677741 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676356 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676958 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678223 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676816 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304684760 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676827 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676955 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676954 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304676951 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676948 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676945 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677174 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304676944 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304676942 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677790 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677804 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304677347 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677396 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677817 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677345 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304694947 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677717 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304679211 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677393 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677392 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677816 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681115 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678798 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304678910 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677715 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686150 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687402 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677789 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687386 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677739 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677815 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304677859 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677873 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304677947 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678222 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678506 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678324 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678323 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683032 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678322 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687253 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678698 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678504 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304681041 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678834 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681300 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678907 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678905 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693711 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304679556 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678900 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683031 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678899 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678898 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304680506 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304679538 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304678985 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304679209 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304697148 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304679207 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304679479 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304494076 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686149 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681183 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304680389 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304681393 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304680484 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683439 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681392 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304680505 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691257 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304680904 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681038 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681182 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681037 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683379 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681081 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681391 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686666 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681390 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681181 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681752 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691398 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304681872 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304682160 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304681688 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681870 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687356 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304685297 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681869 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681868 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681867 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304683030 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304682057 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693819 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304684351 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681861 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304681859 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304681858 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304688397 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304685711 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304682056 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691397 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304683371 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304676096 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304684350 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683028 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683266 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304682158 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683027 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683370 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683249 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683234 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304680487 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304683248 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304683265 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683264 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304683438 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304684422 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304684349 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304684421 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688528 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304685060 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304685058 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304685056 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304685094 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692611 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304685093 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688430 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686665 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304685213 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304685296 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686148 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304685438 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688455 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304685862 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304678343 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686147 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304686146 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304694053 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686144 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304686143 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304686141 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686139 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691536 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304686134 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304686133 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304688469 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686428 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686130 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686425 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687122 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304686747 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687355 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304686669 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304686668 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687119 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687118 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687117 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304688686 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693588 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691339 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687141 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687385 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687165 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687717 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687163 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687716 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688526 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687353 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687264 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687263 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688652 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692469 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688363 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304687350 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304687384 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688685 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304687699 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304694271 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688468 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692049 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688429 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692048 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688428 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688452 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304694907 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688467 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688523 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304688683 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304688649 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688522 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691334 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688539 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693693 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304688647 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691259 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304691205 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691254 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304697102 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691328 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691327 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691326 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692172 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691323 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691451 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691396 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691317 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691313 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691312 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691393 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304692536 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691392 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304692535 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691450 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692045 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691448 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692460 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692042 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693692 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692041 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693814 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304695434 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692069 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692644 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304693519 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692457 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304692534 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692560 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693554 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692609 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304692630 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693381 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693811 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693529 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693553 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693552 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693586 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693809 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304694927 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693709 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304700629 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693716 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693714 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693804 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693801 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693799 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693795 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693794 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693792 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304693790 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304693783 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304694049 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304695433 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304694128 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304694943 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304694786 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304694906 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304691320 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304691395 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) |
| 304694905 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304695006 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304694926 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304696998 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304695430 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304695004 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304697147 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304698250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304698249 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304698203 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304699115 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304698202 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304699112 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304699101 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304700123 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304700343 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304700273 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304700341 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304700761 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |
| 304702250 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304702095 | XXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) |
| 304490219 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304490218 | XXXXX C B A | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A C B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304490217 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304490244 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304490243 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304490242 | XXXXX D B A | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A D B | N/A | N/A | ATR/QM: Exempt | ATR/QM: Exempt |
| 304489734 | XXXXX C A | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A C | N/A | N/A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |
| 304378053 | XXXXX D A | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A D | N/A | N/A | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) |

---

## Exhibit 99.20

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.20**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXX | XXXXX | 304303883 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.57 | 66.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304309801 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.24 | 61.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304309855 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.92 | 63.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304312358 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.77 | 64.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304323234 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.68 | 58.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304354062 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.8 | 56.2 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304327800 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.0 | 61.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304352004 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.23 | 46.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304337288 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.81 | 73.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304364584 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.0 | 60.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304366534 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.17 | 61.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304372127 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.6 | 63.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304381579 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.1 | 82.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304382168 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.71 | 52.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| XXXXX | XXXXX | 304396303 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.62 | 67.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304397862 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.9 | 23.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304420317 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.77 | 57.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422860 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.37 | 73.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428913 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.87 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425272 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.28 | 58.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304426503 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.91 | 74.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428185 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.92 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304429173 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.65 | 38.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437877 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.23 | 62.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438631 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.71 | 61.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442458 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.21 | 56.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443553 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 17.76 | 89.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304484530 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.46 | 77.06 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304477095 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.57 | 67.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471508 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.89 | 41.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304477232 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.85 | 72.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304473742 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.28 | 61.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482023 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.75 | 56.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497322 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.27 | 72.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492082 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.1 | 54.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485234 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 13.54 | 89.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482869 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.96 | 26.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304484525 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.71 | 58.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492420 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.2 | 57.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494113 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.1 | 74.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495081 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.75 | 54.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481722 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.01 | 72.45 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510783 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.29 | 83.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632594 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.83 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632705 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.16 | 78.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| XXXXX | XXXXX | 304637169 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.54 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.91 | 37.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643511 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.57 | 86.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |
| XXXXX | XXXXX | 304677824 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.69 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304758189 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.08 | 60.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734557 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.24 | 77.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304734797 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 57.11 | 69.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748469 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.71 | 64.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304732987 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.42 | 56.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692074 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.93 | 43.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304715285 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.65 | 72.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694944 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.91 | 42.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304708796 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.99 | 69.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304734166 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.55 | 22.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304753738 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.75 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304702031 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.84 | 68.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304702345 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.73 | 29.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304702587 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.36 | 56.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304733023 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.56 | 75.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304725129 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.32 | 48.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758992 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.46 | 37.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304707885 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.57 | 78.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304727995 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.18 | 47.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304710311 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.8 | 73.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304710719 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.47 | 69.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304710760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.39 | 65.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304715475 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.39 | 61.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304710758 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.16 | 89.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759853 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.23 | 66.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759852 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.19 | 64.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304715549 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.46 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304716583 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 44.13 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304716907 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.86 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304719697 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.02 | 35.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304728220 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.13 | 89.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304727931 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.09 | 84.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304707970 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.62 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304766927 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.3 | 63.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304727930 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.58 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304726399 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.09 | 79.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304728631 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.74 | 19.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304735058 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.82 | 67.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304727714 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.27 | 78.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734796 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.58 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304731380 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.53 | 65.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304724399 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.21 | 64.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 79.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304727953 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.89 | 70.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759926 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.89 | 83.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304747238 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.27 | 55.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304727148 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.23 | 68.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730913 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.92 | 84.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304729967 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.19 | 61.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304729966 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.13 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304729964 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.3 | 72.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304750000 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 27.38 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734817 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.73 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304729985 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.23 | 84.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304731373 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.81 | 84.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730809 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.21 | 30.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730910 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.46 | 74.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732252 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.87 | 89.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304731366 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.01 | 89.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304733021 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.64 | 70.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734337 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.16 | 79.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| XXXXX | XXXXX | 304752409 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.33 | 84.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732822 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.76 | 70.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |
| XXXXX | XXXXX | 304732180 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.37 | 35.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732955 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.44 | 43.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304731357 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.9 | 89.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732821 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.69 | 89.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.98 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304732177 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.24 | 72.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732248 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.26 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777301 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.26 | 74.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732243 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.22 | 77.45 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732749 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.26 | 82.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |
| XXXXX | XXXXX | 304751747 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.94 | 80.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732985 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.8 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |  |
| XXXXX | XXXXX | 304763638 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.19 | 52.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304735972 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.53 | 84.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732843 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.61 | 74.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304733006 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.21 | 73.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304734336 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.23 | 43.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304731376 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.26 | 79.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304747387 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.21 | 60.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779986 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.03 | 41.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751765 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.69 | 74.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755115 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.5 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734115 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.4 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304734164 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.6 | 74.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304732163 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.52 | 26.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749926 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.04 | 68.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734265 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.1 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304724158 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.66 | 76.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757294 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.2 | 76.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734816 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.79 | 67.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304758743 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 13.1 | 58.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736439 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.78 | 67.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304735056 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.69 | 44.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304735055 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 39.25 | 85.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304735969 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.5 | 74.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736194 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.54 | 60.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| XXXXX | XXXXX | 304736438 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.49 | 88.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304736293 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.37 | 69.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736437 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.12 | 87.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304736436 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.33 | 68.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304745014 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.38 | 69.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736434 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.18 | 63.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748530 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.46 | 82.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748529 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.85 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736429 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.75 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304747386 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.78 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304751851 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.67 | 55.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736426 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.51 | 68.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758034 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.31 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749947 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.52 | 72.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304747493 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.59 | 73.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736717 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.61 | 81.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304748404 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.01 | 73.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304747492 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.02 | 89.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304749761 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.54 | 74.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748528 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.86 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304764255 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.86 | 59.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748402 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.41 | 80.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749674 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.92 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749863 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.38 | 82.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.57 | 65.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304747491 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.59 | 89.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304748401 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.59 | 87.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749673 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.46 | 66.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749924 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.75 | 78.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748526 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.66 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| XXXXX | XXXXX | 304748399 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.17 | 69.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749660 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.07 | 83.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 77.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749671 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.28 | 73.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749946 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.68 | 70.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751782 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.07 | 78.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750183 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.59 | 70.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749923 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.17 | 72.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749689 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.44 | 84.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765369 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.48 | 89.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304749758 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.65 | 88.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 98.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730165 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.17 | 78.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751745 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.22 | 69.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751849 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.06 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 |  |
| XXXXX | XXXXX | 304749944 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.99 | 71.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749943 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.89 | 67.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758223 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.78 | 62.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304749998 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.74 | 70.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750044 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.46 | 89.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304749997 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.01 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730811 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.42 | 89.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751699 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.12 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304778060 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.84 | 73.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750041 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.66 | 52.54 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750182 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.56 | 67.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 78.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750040 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.27 | 89.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |
| XXXXX | XXXXX | 304750039 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.18 | 83.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750037 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.82 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304752072 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.02 | 55.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750423 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.08 | 89.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304750181 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.64 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755046 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.63 | 84.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754906 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.39 | 81.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750421 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.59 | 54.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757278 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.68 | 84.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750604 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.25 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754485 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.9 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304750508 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.59 | 33.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754503 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.67 | 25.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754484 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.42 | 81.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750507 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.39 | 84.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750517 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.4 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| XXXXX | XXXXX | 304752408 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.91 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751697 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.22 | 81.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751695 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.6 | 77.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754780 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.5 | 74.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751781 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.32 | 79.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304752070 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.92 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754542 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.07 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304751743 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.07 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751763 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.01 | 56.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304753736 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.11 | 77.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754541 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.62 | 78.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.63 | 67.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758669 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.46 | 59.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751779 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.78 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751848 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.2 | 81.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751847 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.48 | 83.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754483 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.16 | 88.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304752069 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.14 | 79.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304752406 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.57 | 64.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304753735 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.91 | 70.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304752405 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.92 | 83.0 | $XXX | $XXX | .0012 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0012 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759013 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.19 | 66.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754905 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.71 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754842 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.46 | 64.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754502 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 39.81 | 81.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| XXXXX | XXXXX | 304754481 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.91 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754501 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.58 | 54.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748400 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.91 | 76.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754538 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.64 | 72.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754536 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.32 | 79.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754779 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.12 | 74.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758668 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.52 | 65.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757293 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.47 | 60.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304768556 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.78 | 46.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754918 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.31 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304754917 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.23 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758667 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.48 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| XXXXX | XXXXX | 304755113 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.95 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304754976 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.52 | 66.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755045 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.94 | 57.02 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755112 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.28 | 72.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304755123 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.05 | 70.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757904 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.63 | 66.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304756803 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.99 | 68.26 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755293 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.4 | 83.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816408 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.78 | 84.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755260 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.9 | 65.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755259 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.22 | 57.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755257 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.08 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755256 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.56 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755255 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.65 | 84.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |  |
| XXXXX | XXXXX | 304765420 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.32 | 87.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304756821 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.63 | 79.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304756820 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.07 | 79.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757277 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.61 | 76.26 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304756819 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.16 | 55.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304756801 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.38 | 68.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766098 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.89 | 66.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304756833 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.23 | 25.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757292 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.62 | 62.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304757273 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.27 | 61.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757994 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.55 | 87.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304757849 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.7 | 68.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757291 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.47 | 68.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758205 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.02 | 73.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304815988 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.93 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760309 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.51 | 89.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758742 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.03 | 79.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304765288 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.73 | 44.05 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757901 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.18 | 67.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758470 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.89 | 39.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757993 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.37 | 82.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304758204 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.03 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766153 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.24 | 32.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816540 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.9 | 71.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758954 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.41 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304758033 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.24 | 82.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758475 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.75 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758186 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.65 | 47.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304758203 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.79 | 32.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765940 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.68 | 61.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758474 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.97 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763203 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.92 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759552 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.96 | 55.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748465 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.35 | 61.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.03 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759133 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.94 | 74.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758937 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.05 | 74.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304759551 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.29 | 77.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758936 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.1 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758952 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.56 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760333 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.41 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304758951 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.41 | 76.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |
| XXXXX | XXXXX | 304758989 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.95 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758988 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.42 | 73.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759012 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.33 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759011 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.34 | 84.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759132 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.31 | 84.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776968 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.96 | 84.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766814 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.82 | 29.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759533 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.46 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759515 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.09 | 88.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304760308 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.49 | 86.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304758206 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.07 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759550 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.42 | 61.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763202 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.25 | 84.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| XXXXX | XXXXX | 304760306 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.5 | 58.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760332 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.63 | 53.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760305 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.21 | 84.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760331 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.44 | 53.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776834 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.66 | 76.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760330 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.86 | 71.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760329 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.05 | 68.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760328 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.63 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760326 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.57 | 49.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760325 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.75 | 38.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760323 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.63 | 73.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304760321 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.32 | 82.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304760320 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.91 | 70.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304760318 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.91 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304777791 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.62 | 49.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760317 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.09 | 84.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760451 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.45 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760315 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.86 | 52.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304760450 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.6 | 77.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779579 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.12 | 54.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 76.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760449 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.18 | 64.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304813204 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.01 | 62.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304764136 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 49.58 | 73.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763215 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.99 | 77.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763253 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.76 | 70.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769822 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.61 | 89.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304774664 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.55 | 70.53 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763635 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.62 | 68.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304733107 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.27 | 74.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765285 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.49 | 62.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304764254 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 9.44 | 54.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768903 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.24 | 72.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766926 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.62 | 74.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766812 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.71 | 72.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304765366 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.5 | 89.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304839610 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.08 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766097 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.47 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776940 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.31 | 79.94 | $XXX | $XXX | -.0766 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0766 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  |
| XXXXX | XXXXX | 304765405 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.55 | 52.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| XXXXX | XXXXX | 304765404 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.94 | 89.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304765888 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.51 | 73.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765935 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.65 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766020 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.48 | 66.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768555 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.65 | 69.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768218 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.98 | 81.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766151 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.91 | 83.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768217 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.95 | 70.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766807 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.13 | 84.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766805 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.4 | 88.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304766803 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.79 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304767993 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.04 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769821 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 43.76 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304767234 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.03 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766925 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.87 | 63.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776916 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.42 | 84.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304767990 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.53 | 88.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304776939 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.96 | 58.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769753 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.02 | 79.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768540 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.41 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777358 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.4 | 83.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768554 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.62 | 71.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| XXXXX | XXXXX | 304779985 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.71 | 55.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769788 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.28 | 68.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304811468 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.09 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757276 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.53 | 81.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777649 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.86 | 62.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| XXXXX | XXXXX | 304768936 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.92 | 69.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776784 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.03 | 87.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768935 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.51 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776881 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.75 | 73.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |  |
| XXXXX | XXXXX | 304777464 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.47 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776833 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.31 | 84.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304769786 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.51 | 58.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769820 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.01 | 43.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777465 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.31 | 89.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304776783 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.19 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304774660 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.84 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 73.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304748466 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.99 | 81.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814697 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.12 | 67.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304776781 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.56 | 73.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776880 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.67 | 64.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779802 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.07 | 69.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776967 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.16 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776966 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 43.26 | 69.53 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776965 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.27 | 79.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776964 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.19 | 53.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777462 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.75 | 84.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304789466 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.44 | 86.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304777460 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.16 | 74.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777459 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.45 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304778000 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.11 | 83.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304811426 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.87 | 88.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777986 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.5 | 80.68 | $XXX | $XXX | -.0990 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0990 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304816406 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.61 | 48.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777455 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.43 | 81.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777454 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.81 | 73.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777647 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.85 | 84.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304777790 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.68 | 73.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304777645 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.57 | 48.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304778059 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.59 | 72.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304778058 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.4 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304778057 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.82 | 57.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304777985 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.1 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304779984 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.29 | 83.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304778056 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.92 | 68.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304813066 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.59 | 63.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304811467 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.96 | 73.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817614 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.2 | 68.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779576 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.85 | 74.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304789465 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.07 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| XXXXX | XXXXX | 304779800 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.93 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304780130 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.65 | 55.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304780129 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.61 | 78.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779799 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 49.55 | 58.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304811466 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.17 | 52.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304780124 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.05 | 72.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304789461 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.05 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814735 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.62 | 79.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304811465 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.74 | 75.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 75.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304813203 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.93 | 78.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304812505 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.52 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304812504 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 46.43 | 87.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304813062 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.84 | 84.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.7 |  |
| XXXXX | XXXXX | 304813295 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.22 | 56.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304813666 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.52 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814730 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.33 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814726 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.6 | 77.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304814724 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.66 | 74.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| XXXXX | XXXXX | 304816508 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.23 | 70.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304818269 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.37 | 67.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814722 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.13 | 89.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757995 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.17 | 83.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814771 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.51 | 84.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304815986 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.25 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818248 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.64 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304815999 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.95 | 84.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816538 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.51 | 87.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817763 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.53 | 71.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816475 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.04 | 87.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304817840 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.29 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818556 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 18.69 | 65.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |  |
| XXXXX | XXXXX | 304816535 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.27 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817574 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.87 | 69.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817631 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.05 | 63.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818246 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.21 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818346 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.1 | 84.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304766810 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.73 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818541 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.54 | 30.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304819303 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.06 | 73.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304838849 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.65 | 80.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304839085 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.17 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511493 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.75 | 64.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| XXXXX | XXXXX | 304511499 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.28 | 49.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| XXXXX | XXXXX | 304511492 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.29 | 58.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511491 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.68 | 71.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304511498 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.8 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304815992 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.78 | 68.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814796 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.14 | 79.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| XXXXX | XXXXX | 304814776 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.4 | 61.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304819050 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.18 | 83.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| XXXXX | XXXXX | 304813336 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.63 | 47.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304775086 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.61 | 73.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763259 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 18.84 | 76.06 | $XXX | $XXX | -.0071 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0071 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816813 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.37 | 63.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776956 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 11.09 | 30.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304818235 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 19.64 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304819299 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.73 | 69.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769660 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.51 | 74.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759850 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 39.22 | 70.19 | $XXX | $XXX | -.0567 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0567 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816411 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.64 | 69.2 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304736401 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.72 | 47.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779523 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 9.96 | 69.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779940 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.14 | 75.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814752 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.52 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| XXXXX | XXXXX | 304814756 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 6.8 | 36.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817780 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.84 | 71.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755009 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.16 | 77.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779608 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 24.41 | 79.8 | $XXX | $XXX | -.1126 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1126 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304816954 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 3.51 | 58.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763363 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 11.17 | 82.88 | $XXX | $XXX | -.0818 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0818 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304814780 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.47 | 68.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304817620 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2075 Desktop Underwriter Property Inspection Report | $XXX | 25.53 | 66.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304360109 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 41.38 | 62.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304415816 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.11 | 69.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304483084 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.78 | 79.31 | $XXX | $XXX | .0470 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0470 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304489944 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.64 | 61.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490510 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.94 | 58.03 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671004 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 8.06 | 74.99 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304400665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.0 | 63.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| XXXXX | XXXXX | 304385441 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.92 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304421461 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.43 | 71.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| XXXXX | XXXXX | 304418101 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.55 | 54.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494104 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.71 | 59.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492183 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.18 | 72.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485191 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.1 | 57.89 | $XXX | $XXX | .0222 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0222 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304687156 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.38 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304726797 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.4 | 74.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304709734 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 32.38 | 69.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304476594 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.22 | 71.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472014 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.64 | 74.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304484891 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.41 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| XXXXX | XXXXX | 304510744 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 16.45 | 88.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| XXXXX | XXXXX | 304725218 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.43 | 87.41 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304716831 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.72 | 76.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304723745 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.19 | 65.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304724075 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.38 | 76.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472368 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.42 | 85.0 | $XXX | $XXX | .0366 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0366 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304732825 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.81 | 52.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494284 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.0 | 64.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.29 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304684353 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.93 | 70.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304709842 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.78 | 63.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304734123 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.64 | 59.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730708 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.08 | 26.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304721795 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.77 | 69.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| XXXXX | XXXXX | 304691413 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.38 | 77.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688449 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.0 | 67.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755003 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.5 | 85.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304726402 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.25 | 79.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| XXXXX | XXXXX | 304704948 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.31 | 76.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304709909 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.43 | 79.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304474225 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.33 | 57.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692156 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 5.71 | 79.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304695034 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.27 | 62.45 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304756834 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.4 | 48.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304730703 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.43 | 58.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304710314 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 4.08 | 42.27 |  |  |  |  |  |  |  |  | 9250000.0 | 674000 | .0786 | 04-01-2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441500 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.74 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304720390 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.2 | 70.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304474214 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.64 | 71.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| XXXXX | XXXXX | 304734182 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.32 | 46.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304715280 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.93 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758946 | XX/XX/XXXX | $XXXXXX | 1580000 | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.53 | 63.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766905 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.11 | 47.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304709989 | XX/XX/XXXX | $XXXXXX | 539000 | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.55 | 89.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| XXXXX | XXXXX | 304747489 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.06 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304760354 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.86 | 73.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304253064 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.6 | 74.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304076753 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.57 | 57.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304253104 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.58 | 81.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304381242 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.64 | 52.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| XXXXX | XXXXX | 304388008 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.74 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304671014 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.66 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| XXXXX | XXXXX | 304444778 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.91 | 81.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438671 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.94 | 34.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| XXXXX | XXXXX | 304440032 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.13 | 89.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| XXXXX | XXXXX | 304456441 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.68 | 84.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304475222 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.55 | 35.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| XXXXX | XXXXX | 304468418 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.06 | 84.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| XXXXX | XXXXX | 304639465 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.02 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| XXXXX | XXXXX | 304492446 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.97 | 74.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.3 |  |
| XXXXX | XXXXX | 304485285 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.9 | 57.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| XXXXX | XXXXX | 304638958 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.33 | 70.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494029 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.05 | 74.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495141 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.64 | 69.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| XXXXX | XXXXX | 304495564 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.96 | 67.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304510993 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 31.17 | 81.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| XXXXX | XXXXX | 304632807 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.0 | 71.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304638997 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.33 | 54.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304639730 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.95 | 65.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| XXXXX | XXXXX | 304641259 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.73 | 77.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304640517 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.52 | 47.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304670829 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 28.34 | 71.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304677982 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.07 | 67.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| XXXXX | XXXXX | 304763742 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.82 | 66.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304750184 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.5 | 68.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| XXXXX | XXXXX | 304751684 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.38 | 49.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| XXXXX | XXXXX | 304750059 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.57 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| XXXXX | XXXXX | 304758886 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.59 | 66.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760405 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.71 | 37.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304789471 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 16.0 | 54.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776791 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.63 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776790 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.97 | 34.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304768849 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.21 | 76.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763195 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.25 | 77.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304779556 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.9 | 79.51 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| XXXXX | XXXXX | 304750426 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.5 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.8 |  |
| XXXXX | XXXXX | 304779587 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.16 | 61.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304789546 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.7 | 41.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304758764 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.75 | 65.68 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| XXXXX | XXXXX | 304760508 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.43 | 88.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304760442 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.69 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304769663 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.5 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750185 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.46 | 77.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765895 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.34 | 61.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304766050 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.01 | 62.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304107636 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.51 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304705805 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.9 | 74.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304777981 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.27 | 67.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765372 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.79 | 79.2 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304777625 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.42 | 79.83 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304108947 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.29 | 71.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304757908 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.58 | 74.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765883 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.39 | 71.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304759535 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.36 | 29.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304750169 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.47 | 66.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765872 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.97 | 41.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304776878 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.22 | 65.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304755028 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.07 | 78.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304765865 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.56 | 74.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304767240 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.28 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304763418 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.44 | 89.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| XXXXX | XXXXX | 304776952 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.27 | 70.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304751754 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.82 | 76.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| XXXXX | XXXXX | 304754911 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.35 | 48.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304720546 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.91 | 83.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304777844 | XX/XX/XXXX | $XXXXXX | 935000 | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.0 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| XXXXX | XXXXX | 304765199 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXX | 13.19 | 52.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304777978 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.21 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| XXXXX | XXXXX | 304383815 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.92 | 51.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304383506 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.93 | 79.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304383359 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 39.91 | 84.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497274 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.38 | 45.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497202 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.41 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497155 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.88 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497138 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.78 | 31.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497122 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.26 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304675682 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.55 | 42.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496964 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.11 | 65.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496957 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.67 | 81.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496942 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.83 | 79.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| XXXXX | XXXXX | 304496750 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 48.59 | 83.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496744 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.15 | 47.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304675338 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.81 | 23.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304675284 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.47 | 79.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304696462 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.88 | 78.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304696200 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.93 | 72.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695990 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.43 | 39.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695906 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.27 | 47.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304697603 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.84 | 70.2 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304697359 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.93 | 74.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304815354 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.71 | 60.06 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304815345 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.3 | 63.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304820673 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.17 | 54.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304820671 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.0 | 84.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304674693 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.32 | 68.32 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304735084 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.48 | 67.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304820654 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.67 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304692453 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.35 | 74.66 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| XXXXX | XXXXX | 304692419 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.45 | 46.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| XXXXX | XXXXX | 304692409 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.14 | 65.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304692386 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.03 | 62.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304692376 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 14.42 | 49.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304692363 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 15.18 | 70.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| XXXXX | XXXXX | 304692351 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.78 | 71.63 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |
| XXXXX | XXXXX | 304325174 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.32 | 53.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304353760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.29 | 77.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304358725 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.4 | 63.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304359575 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.81 | 53.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471858 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.04 | 79.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  |
| XXXXX | XXXXX | 304368580 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.35 | 71.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304369585 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.52 | 70.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304393348 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.92 | 66.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| XXXXX | XXXXX | 304398686 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 32.82 | 67.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304378855 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.8 | 66.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304381246 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.81 | 89.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304385531 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.08 | 54.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304382902 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.22 | 79.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304477123 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.6 | 38.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304384898 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.64 | 60.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304386391 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.01 | 84.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304385492 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.53 | 65.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304387273 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.59 | 42.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304390784 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.62 | 65.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304393347 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.68 | 81.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304387873 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.02 | 34.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304426509 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.32 | 62.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304388442 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.31 | 47.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304391010 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.66 | 73.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304391216 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.46 | 52.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304392181 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.85 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 |  |
| XXXXX | XXXXX | 304396482 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.3 | 51.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304392122 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.5 | 67.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304396745 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.52 | 71.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304417658 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.59 | 62.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304393160 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.0 | 82.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304398207 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.89 | 79.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304393158 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.56 | 73.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304393191 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.96 | 65.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304393691 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.12 | 74.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304396157 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.53 | 65.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304397863 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.78 | 44.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304396766 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.78 | 84.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304401340 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.15 | 77.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304397158 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.89 | 66.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304402768 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.25 | 69.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| XXXXX | XXXXX | 304398041 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.52 | 65.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304398267 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.5 | 52.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304398353 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.23 | 68.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304398201 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.13 | 84.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304398867 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.98 | 47.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498564 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.5 | 80.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304405060 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.01 | 54.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304400620 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.44 | 74.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304401327 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.95 | 48.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304402767 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.58 | 59.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304401287 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.0 | 79.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304405478 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.99 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304405397 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.04 | 59.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304416379 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.71 | 39.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304405445 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.52 | 72.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304405647 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.64 | 77.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304415811 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.91 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304416291 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.37 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304415899 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.77 | 47.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418113 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.16 | 35.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304416195 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.12 | 78.54 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304416506 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.01 | 69.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304458303 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.14 | 77.05 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304416503 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.37 | 59.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442405 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.22 | 69.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418580 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.65 | 85.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418579 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.92 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304419033 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.69 | 51.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418803 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.92 | 73.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420992 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.96 | 74.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418737 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.25 | 46.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304418931 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.26 | 55.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304419328 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 36.46 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304418823 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.07 | 65.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420991 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 43.36 | 84.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304419023 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.28 | 49.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304419022 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.1 | 53.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304419518 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.19 | 55.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420990 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.06 | 74.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420138 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.37 | 56.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420137 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.09 | 57.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420988 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.39 | 47.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420726 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.04 | 83.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437766 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.38 | 70.03 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428915 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.68 | 47.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304426775 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.18 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304420984 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.12 | 66.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422491 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.25 | 65.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422489 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.27 | 43.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422557 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.66 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437808 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.63 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304420962 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.3 | 67.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304405643 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.54 | 74.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304420955 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.55 | 74.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304423659 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.5 | 68.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422391 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.05 | 47.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304423658 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.55 | 59.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422643 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.77 | 40.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304423657 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.23 | 75.26 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304422983 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.49 | 69.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304422966 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.32 | 75.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304427793 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.68 | 52.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304423750 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.68 | 73.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425126 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.96 | 67.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425186 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.73 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304423743 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.01 | 55.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425699 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.13 | 58.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425604 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.56 | 73.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432400 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.8 | 53.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425176 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.82 | 57.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437853 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.78 | 73.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304425172 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.7 | 72.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |
| XXXXX | XXXXX | 304426200 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.92 | 74.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436580 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.86 | 75.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304427791 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.71 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304426362 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.37 | 65.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304429019 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.52 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304433062 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.49 | 71.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304426505 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.4 | 69.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304426688 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.39 | 56.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304427014 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.3 | 79.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436363 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.91 | 64.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436420 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.62 | 27.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304427784 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.27 | 87.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304432247 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 16.35 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| XXXXX | XXXXX | 304428756 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.57 | 65.03 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428754 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.4 | 56.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428898 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.37 | 67.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437852 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.25 | 69.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432246 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.42 | 80.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304428893 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.32 | 86.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304429016 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.93 | 74.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304429102 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.67 | 61.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437021 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.77 | 55.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432582 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.69 | 53.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304431547 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.39 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432396 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.85 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432946 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.24 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304432722 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.15 | 77.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432771 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 30.34 | 89.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432928 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.83 | 64.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441930 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.0 | 50.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304432941 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.54 | 69.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437882 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.56 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438669 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.28 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436297 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.56 | 76.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436356 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.44 | 54.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436352 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.85 | 55.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437881 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.18 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436347 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.05 | 61.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436417 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.71 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436577 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.92 | 74.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304454190 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.62 | 78.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436541 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.42 | 69.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437442 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.08 | 62.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304436720 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.58 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304436638 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.78 | 81.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| XXXXX | XXXXX | 304436719 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.77 | 47.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304436727 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.67 | 68.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304438618 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.48 | 63.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438492 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.87 | 84.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304437466 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.51 | 46.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  |
| XXXXX | XXXXX | 304443254 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.55 | 71.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441863 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.53 | 73.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438715 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.01 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438482 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.36 | 61.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438480 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.82 | 77.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304438479 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.02 | 76.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438478 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.03 | 49.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438617 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.49 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438472 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.76 | 56.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438470 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.09 | 74.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459010 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.34 | 86.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304438461 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.78 | 87.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304440018 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.52 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438456 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.33 | 83.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438452 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.45 | 52.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438446 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.73 | 66.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304439181 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.73 | 73.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304441795 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.4 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441645 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.95 | 69.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438661 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.38 | 58.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438660 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.17 | 88.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304438659 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.37 | 73.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 |  |
| XXXXX | XXXXX | 304438658 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.52 | 79.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304438656 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.75 | 54.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441626 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.41 | 45.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441489 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.32 | 66.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304440093 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.7 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304489727 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.07 | 88.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304458596 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.88 | 74.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443926 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.74 | 72.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441643 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.38 | 75.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441491 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.83 | 85.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304441789 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.6 | 60.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304441822 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.93 | 46.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442637 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.06 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442381 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.34 | 64.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475178 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.17 | 46.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442380 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.95 | 79.46 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442376 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.25 | 50.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442452 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.24 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639660 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.24 | 71.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442628 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.55 | 59.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442626 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.73 | 79.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443133 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.91 | 78.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443132 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.96 | 81.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304442968 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.12 | 84.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443056 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.91 | 66.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443055 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.29 | 70.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443277 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.46 | 28.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443111 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.16 | 46.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443442 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.08 | 72.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304443634 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.68 | 76.02 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462108 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.15 | 48.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443441 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.55 | 74.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443910 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.79 | 69.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443475 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.89 | 89.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304457948 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.0 | 76.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304454188 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.12 | 89.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304443566 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.6 | 74.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304456438 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.06 | 56.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304443992 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.53 | 67.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459408 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.15 | 44.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304454184 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.61 | 77.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304462253 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.12 | 60.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462448 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.37 | 77.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304456408 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 19.64 | 55.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304456436 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.31 | 71.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304456435 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.71 | 59.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459369 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.18 | 46.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459099 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.4 | 49.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459368 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.57 | 79.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304470345 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.88 | 74.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304459228 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.01 | 70.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304461899 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.44 | 84.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304467083 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.55 | 39.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462423 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.67 | 69.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462240 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.84 | 72.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304459666 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.96 | 84.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304473743 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.15 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304461896 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.22 | 57.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459799 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.6 | 56.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304458214 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 17.76 | 61.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304460668 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.47 | 77.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304459798 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.88 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304467147 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.74 | 84.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480822 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.65 | 64.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462054 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.98 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462066 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.58 | 60.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304473621 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.81 | 65.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462352 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.91 | 41.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304462239 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.87 | 87.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304468605 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.6 | 48.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304467606 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.4 | 70.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471857 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.9 | 63.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304466786 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.9 | 79.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304470754 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 38.1 | 73.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304467146 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.39 | 56.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304487907 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.65 | 83.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304467174 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.01 | 53.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304470060 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.35 | 48.04 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304467590 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.8 | 45.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304468378 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.85 | 79.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304469977 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.45 | 25.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304473620 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.9 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |  |
| XXXXX | XXXXX | 304469988 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.53 | 89.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304470344 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.44 | 72.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304483513 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.79 | 80.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304470226 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.84 | 72.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304470661 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.6 | 86.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304470221 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.04 | 41.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471741 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.74 | 70.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304473328 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.17 | 48.02 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471855 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.46 | 63.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494304 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.32 | 68.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472012 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.47 | 76.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |
| XXXXX | XXXXX | 304471219 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.79 | 65.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471740 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.64 | 74.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471651 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.48 | 42.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471942 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.52 | 73.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471851 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.63 | 53.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471850 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 37.51 | 55.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304471792 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.59 | 73.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304471940 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.59 | 74.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304480928 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.19 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304471930 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.54 | 44.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486945 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.52 | 64.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304472524 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.32 | 57.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472351 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.01 | 74.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304472523 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.4 | 84.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472417 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.43 | 72.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  |
| XXXXX | XXXXX | 304632688 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.12 | 40.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472522 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.4 | 71.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472379 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.77 | 34.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472521 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.38 | 52.26 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472512 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.81 | 60.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472510 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.54 | 52.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472507 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.39 | 45.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472673 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.9 | 56.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475013 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.99 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472761 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.47 | 85.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304474224 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.13 | 58.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304472801 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 37.37 | 71.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304473665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.24 | 63.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475189 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.31 | 47.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475097 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.95 | 82.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304475008 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.59 | 29.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304474220 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.78 | 78.98 | $XXX | $XXX | -.1225 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1225 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304477034 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 84.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304474219 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.65 | 67.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475049 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.07 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| XXXXX | XXXXX | 304475068 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.98 | 60.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304475084 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.15 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304477172 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.45 | 83.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304476601 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.64 | 73.04 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304477204 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.37 | 74.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635842 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.34 | 69.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481256 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.79 | 74.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304481427 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.78 | 69.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |
| XXXXX | XXXXX | 304477360 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.82 | 72.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| XXXXX | XXXXX | 304477200 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.35 | 68.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304477649 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.19 | 61.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480922 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.72 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304498295 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.05 | 89.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304480845 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.21 | 72.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480920 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.52 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481305 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.67 | 71.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480914 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.95 | 83.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304480913 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.06 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481006 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.63 | 66.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304480909 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.33 | 64.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480902 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.26 | 71.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480899 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 41.58 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.32 | 84.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304480896 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.63 | 55.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498294 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.98 | 49.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481241 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.34 | 50.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481374 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.9 | 85.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304481240 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.87 | 79.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304481255 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 49.65 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481318 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.53 | 57.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481317 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.4 | 51.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304483536 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.21 | 74.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639944 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.43 | 68.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683267 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.25 | 62.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304481421 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.66 | 68.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481431 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.9 | 74.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| XXXXX | XXXXX | 304481542 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.12 | 41.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481463 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.86 | 64.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481723 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.74 | 67.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481640 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.95 | 84.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481691 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.74 | 35.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304484897 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.31 | 75.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| XXXXX | XXXXX | 304481720 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.64 | 68.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482021 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.96 | 53.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482020 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.59 | 53.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304495097 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.29 | 19.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486596 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.03 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482884 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.22 | 47.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482881 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.45 | 68.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304482877 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.11 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304482876 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.67 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| XXXXX | XXXXX | 304484527 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.0 | 86.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 |  |
| XXXXX | XXXXX | 304482871 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.92 | 83.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676178 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.44 | 72.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497428 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.96 | 69.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482868 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.72 | 65.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494303 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.76 | 65.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482865 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.0 | 44.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485293 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.21 | 82.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490555 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.93 | 74.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485266 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.36 | 32.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304482923 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.12 | 62.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643154 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.87 | 67.04 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486057 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.91 | 50.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304483107 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.95 | 49.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485265 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.55 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304483535 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.63 | 69.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304484895 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.49 | 36.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304484523 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.95 | 80.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510699 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.16 | 74.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |
| XXXXX | XXXXX | 304485292 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.76 | 53.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304484893 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.65 | 78.1 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486012 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.89 | 67.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485146 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.75 | 55.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485232 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.6 | 77.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486055 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.54 | 54.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304485262 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.67 | 55.06 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486052 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.91 | 63.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304636551 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.34 | 67.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486387 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.36 | 29.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304495095 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 38.02 | 78.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304486592 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.63 | 57.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304493139 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.08 | 79.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304491643 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.29 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490468 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.44 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492333 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.32 | 51.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304487904 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.52 | 57.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510698 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.96 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304487996 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.93 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497471 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.72 | 74.96 | $XXX | $XXX | .1089 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1089 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490553 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 23.89 | 53.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494156 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 37.84 | 74.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495093 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.54 | 68.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492551 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.31 | 58.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494302 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.11 | 63.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492419 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.32 | 74.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495092 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 39.43 | 79.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490550 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.57 | 70.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490549 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.58 | 47.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490545 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.63 | 17.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490539 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.17 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496662 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.99 | 61.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304491984 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.69 | 81.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304491982 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.98 | 64.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496661 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.9 | 74.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304492418 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.6 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304492373 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.64 | 52.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492256 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.78 | 55.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304476582 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.94 | 77.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492330 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.68 | 88.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304492424 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.94 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304492761 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.32 | 54.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304494073 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.46 | 59.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492558 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.06 | 55.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492679 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.14 | 48.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492704 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.58 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492664 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.33 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492703 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.47 | 65.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495645 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.08 | 72.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 17.84 | 42.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304492863 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.67 | 20.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304493947 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.7 | 52.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304493038 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.78 | 66.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304493037 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.56 | 61.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304493035 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.12 | 48.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304592828 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.95 | 60.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494072 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.06 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 |  |
| XXXXX | XXXXX | 304494301 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.35 | 38.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632799 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.89 | 42.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495076 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.6 | 73.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667787 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.8 | 67.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304495073 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.5 | 84.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495071 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.56 | 67.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495070 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.31 | 79.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495060 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.04 | 89.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495054 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.1 | 64.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495051 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.83 | 55.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495578 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.78 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495047 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.58 | 73.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495045 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.88 | 60.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495038 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.78 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495037 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 36.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498513 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.44 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497470 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.08 | 80.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495034 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.36 | 58.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495148 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.97 | 84.06 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304496658 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.35 | 58.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495160 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.61 | 69.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304497320 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.38 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495159 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.65 | 82.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304634563 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.82 | 68.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510990 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.75 | 74.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304495189 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.18 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498336 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.35 | 72.45 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498264 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.75 | 89.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511538 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.82 | 84.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497411 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.84 | 82.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497318 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.29 | 56.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497317 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.86 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497316 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.48 | 51.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304497408 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.7 | 73.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637163 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.92 | 87.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304512127 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.83 | 74.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304498262 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.33 | 70.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498291 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.51 | 85.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304510785 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.06 | 89.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498290 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.53 | 71.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498365 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.1 | 50.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304613714 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.95 | 84.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| XXXXX | XXXXX | 304498511 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.22 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498517 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.65 | 68.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304498559 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.71 | 69.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510356 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.04 | 79.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304634682 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.74 | 88.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510765 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.3 | 71.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510691 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.16 | 82.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510354 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.93 | 35.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510677 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.26 | 68.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304644284 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.99 | 84.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638615 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.17 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685439 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.94 | 84.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664487 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 28.68 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511424 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.3 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510989 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.28 | 77.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304631797 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.84 | 42.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304510968 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.64 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| XXXXX | XXXXX | 304613721 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.28 | 50.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632023 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.59 | 58.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511423 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.19 | 79.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511421 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.41 | 62.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511419 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.17 | 51.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304641827 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.57 | 89.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304631796 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.67 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304511695 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.65 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304661415 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 13.84 | 84.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304634443 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.42 | 64.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304572208 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.63 | 65.26 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638995 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.67 | 52.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632776 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.6 | 29.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304613719 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.82 | 79.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304631794 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.34 | 82.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304631793 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.85 | 72.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637656 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.76 | 59.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632576 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 44.29 | 78.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304641212 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.56 | 84.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  |
| XXXXX | XXXXX | 304677930 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.52 | 66.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632280 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.34 | 54.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635639 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.21 | 84.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304634680 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.6 | 54.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632961 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.36 | 38.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 77.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637680 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.18 | 42.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632666 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.36 | 85.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304633048 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.45 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 26.14 | 64.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304633475 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.77 | 76.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632704 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.77 | 63.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637095 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.34 | 40.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632968 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.73 | 63.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632756 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.22 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| XXXXX | XXXXX | 304632755 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.75 | 79.2 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632766 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.59 | 59.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304492533 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.3 | 57.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304634557 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.94 | 79.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639778 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.96 | 79.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632933 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.65 | 74.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304640294 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.03 | 38.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304633042 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.32 | 49.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304633040 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.95 | 86.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635638 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.9 | 59.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304635005 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 3.81 | 60.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637582 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.44 | 32.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304634438 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.64 | 58.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637655 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.85 | 35.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304636758 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.01 | 66.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635841 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 3.67 | 16.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304572070 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.05 | 59.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635065 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.14 | 82.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635064 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.04 | 65.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304635061 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.34 | 58.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304636803 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.83 | 60.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304636353 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.9 | 61.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304636568 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.04 | 82.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304636528 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.56 | 74.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637162 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.53 | 72.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637581 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.8 | 86.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304637654 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.55 | 59.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638508 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.57 | 82.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304639942 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.86 | 79.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304637579 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.01 | 84.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637155 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.11 | 52.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638978 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.43 | 74.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637576 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.21 | 44.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638305 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.69 | 69.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637565 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.77 | 84.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638977 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.04 | 59.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637564 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.08 | 49.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304640132 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.89 | 47.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638302 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 37.5 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638994 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.81 | 51.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637866 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 16.49 | 79.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637865 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.48 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304637883 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.55 | 54.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637894 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.81 | 71.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637893 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.81 | 71.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638541 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.28 | 35.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304638534 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.29 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  |
| XXXXX | XXXXX | 304638533 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.68 | 68.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638976 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.67 | 77.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638539 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.37 | 75.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639854 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.79 | 63.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673600 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.83 | 74.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638607 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.34 | 56.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639455 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.9 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304638656 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.14 | 73.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 |  |
| XXXXX | XXXXX | 304638655 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.6 | 50.61 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639758 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.71 | 57.32 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304638974 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.09 | 89.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |
| XXXXX | XXXXX | 304639040 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.69 | 66.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304675704 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.37 | 78.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639656 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.52 | 79.13 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304640114 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.74 | 59.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639852 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.74 | 69.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632592 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.67 | 68.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304639850 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.81 | 64.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676961 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.58 | 63.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687404 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.33 | 74.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304640531 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 52.16 | 79.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304640278 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.67 | 73.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304679558 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.52 | 89.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304640276 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.62 | 36.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 71.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304640274 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.1 | 82.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304640530 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.29 | 71.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304640529 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 33.45 | 87.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304640526 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.31 | 81.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304674483 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.69 | 60.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687403 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.54 | 69.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304632578 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.84 | 89.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304641208 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.39 | 44.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304641666 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.62 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304642555 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.25 | 89.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304642440 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.18 | 76.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677950 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.07 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304642996 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.31 | 63.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304642796 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.26 | 67.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671343 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.42 | 61.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664436 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.16 | 74.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304643150 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.12 | 84.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643145 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.69 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643140 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.55 | 84.32 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681420 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 35.25 | 86.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304643239 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.13 | 66.05 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643238 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.52 | 84.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304665251 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.44 | 62.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304643236 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.11 | 63.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671728 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 15.29 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304481746 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 11.8 | 53.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304643509 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.45 | 73.05 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304663447 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.75 | 69.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695435 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.57 | 82.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304654718 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.83 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304654864 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.23 | 89.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304665344 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.71 | 89.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304672309 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.48 | 81.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304664619 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.9 | 79.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664450 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.71 | 82.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673673 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.39 | 84.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 98.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304663380 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.13 | 66.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304664449 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.61 | 71.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304663378 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.86 | 77.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676097 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 42.0 | 81.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304637864 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.66 | 58.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304669758 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.76 | 77.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| XXXXX | XXXXX | 304664559 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.96 | 71.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304664615 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.88 | 82.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664611 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.14 | 74.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664609 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.43 | 37.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664608 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.36 | 84.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664602 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.98 | 67.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664601 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.17 | 63.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304664595 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 27.33 | 79.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304683440 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.03 | 61.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304665159 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.63 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304665343 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.46 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304665342 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.21 | 87.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304678224 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.51 | 83.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304665250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.81 | 74.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304665249 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.24 | 81.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304666785 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.55 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304665341 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.64 | 60.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |
| XXXXX | XXXXX | 304671523 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.0 | 74.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304669749 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.39 | 74.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304666784 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.97 | 82.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677874 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.46 | 75.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667934 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.54 | 82.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671628 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.22 | 64.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304669748 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.21 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667606 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 19.72 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304672151 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.04 | 38.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXXX | XXXXX | 304667759 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.51 | 61.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304672308 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.45 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673597 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.76 | 72.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667757 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.2 | 79.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304674482 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.51 | 41.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667785 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.86 | 65.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680486 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.98 | 66.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667784 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.66 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304667948 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.94 | 72.51 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684352 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.92 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304668995 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.96 | 80.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677792 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.92 | 50.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681999 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.52 | 67.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| XXXXX | XXXXX | 304672307 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.97 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671518 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.35 | 84.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671517 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.4 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |
| XXXXX | XXXXX | 304672149 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 24.77 | 74.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |
| XXXXX | XXXXX | 304677791 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.24 | 60.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676176 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.38 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671511 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.26 | 75.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671599 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.2 | 78.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0555 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671509 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 6.84 | 63.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304678799 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.71 | 69.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671507 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.84 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671534 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 7.43 | 89.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304671533 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.18 | 74.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676790 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.49 | 70.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692077 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.51 | 74.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673670 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 40.82 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673596 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.07 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304673669 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.58 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673595 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.77 | 44.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304672306 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.65 | 69.1 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304672305 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.14 | 73.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304672304 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.23 | 82.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304673665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.09 | 78.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676960 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.6 | 69.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304674481 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 37.5 | 84.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304677861 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.49 | 73.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304679539 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.66 | 57.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304674646 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.97 | 74.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304675702 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.9 | 67.8 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678002 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.67 | 82.31 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683372 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.73 | 81.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676829 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.99 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304676094 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.56 | 84.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| XXXXX | XXXXX | 304677741 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.05 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676356 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.61 | 79.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304676958 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.92 | 84.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678223 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.69 | 58.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676816 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.01 | 89.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684760 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.48 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676827 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.92 | 74.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676955 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.38 | 73.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |  |
| XXXXX | XXXXX | 304676954 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.63 | 73.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304676951 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.04 | 84.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304676948 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.51 | 82.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676945 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.82 | 82.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677174 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.83 | 58.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676944 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.02 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304676942 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.12 | 74.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677790 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.82 | 88.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| XXXXX | XXXXX | 304677804 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.71 | 63.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| XXXXX | XXXXX | 304677347 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.0 | 62.32 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677396 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.14 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677817 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.01 | 57.37 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677345 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.54 | 72.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694947 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.01 | 74.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677717 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.8 | 83.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304679211 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.01 | 76.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304677393 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 12.71 | 89.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304677392 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.66 | 83.63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677816 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.97 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681115 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.57 | 68.02 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678798 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.58 | 85.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 |  |
| XXXXX | XXXXX | 304678910 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.43 | 64.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677715 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.05 | 83.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686150 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.2 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304687402 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.56 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677789 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.83 | 82.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687386 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.67 | 65.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 |  |
| XXXXX | XXXXX | 304677739 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.42 | 85.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304677815 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.06 | 55.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677859 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.57 | 79.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304677873 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.06 | 88.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304677947 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.45 | 42.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678222 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.94 | 82.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678506 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 13.0 | 84.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304678505 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.14 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678324 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.28 | 73.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678323 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 13.84 | 74.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683032 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.76 | 83.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678322 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.37 | 84.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687253 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.21 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678698 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.73 | 61.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678504 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.43 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304681041 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 29.71 | 81.01 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678834 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.92 | 71.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681300 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.09 | 70.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678907 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.05 | 82.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678905 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 5.66 | 69.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693711 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.86 | 84.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304679556 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.64 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678900 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.32 | 76.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304683031 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.82 | 80.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678899 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 10.41 | 81.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304678898 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.01 | 71.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680506 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.98 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304679538 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.59 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678985 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.83 | 89.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |
| XXXXX | XXXXX | 304679209 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.61 | 79.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304697148 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.7 | 76.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| XXXXX | XXXXX | 304679207 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.75 | 84.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304679479 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.77 | 46.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304494076 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.02 | 38.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686149 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.4 | 69.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 |  |
| XXXXX | XXXXX | 304681183 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.48 | 79.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680389 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 16.01 | 73.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304681393 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.67 | 71.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680484 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.18 | 76.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683439 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.08 | 61.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681392 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.26 | 67.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680505 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.78 | 80.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691257 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 45.58 | 69.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680904 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.82 | 86.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| XXXXX | XXXXX | 304681038 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.37 | 77.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681182 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.31 | 82.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681037 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.31 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683379 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.7 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681081 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.93 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681391 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.68 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686666 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.21 | 83.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681390 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.45 | 84.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681181 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.99 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681752 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.54 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304691398 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.08 | 89.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| XXXXX | XXXXX | 304681872 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.06 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304682160 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.41 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304681688 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.19 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681870 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 5.72 | 84.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304687356 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.23 | 84.54 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685297 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.97 | 56.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681869 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.29 | 84.73 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681868 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.64 | 83.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681867 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.88 | 89.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304683250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.07 | 67.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| XXXXX | XXXXX | 304683030 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.7 | 57.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304682057 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.87 | 78.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |
| XXXXX | XXXXX | 304693819 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 62.5 | 69.23 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 78.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684351 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.92 | 79.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681861 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.85 | 74.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681859 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.25 | 79.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304681858 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.26 | 84.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304688397 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.07 | 79.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304685711 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.19 | 73.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304682056 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.26 | 71.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691397 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.7 | 52.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304683371 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.82 | 79.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304676096 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.31 | 79.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684350 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.57 | 87.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683028 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.96 | 74.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683266 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.57 | 86.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304682158 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.9 | 84.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683027 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.34 | 84.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683370 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.47 | 84.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683249 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.69 | 82.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683234 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.98 | 64.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304680487 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 33.94 | 77.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683248 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.18 | 84.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304683265 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 44.68 | 84.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| XXXXX | XXXXX | 304683264 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.15 | 84.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304683438 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.56 | 89.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304684422 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.65 | 62.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684349 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.81 | 58.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304684421 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.57 | 88.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304688528 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.47 | 33.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685060 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.12 | 70.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685058 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.06 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| XXXXX | XXXXX | 304685056 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.69 | 84.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685094 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.74 | 76.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692611 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 56.81 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685093 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.48 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304688430 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.05 | 64.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686665 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.23 | 72.18 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685213 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 14.32 | 86.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304685296 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.89 | 84.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686148 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.08 | 69.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 72.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685438 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 32.42 | 57.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688455 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.42 | 74.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304685862 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.63 | 76.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304678343 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.03 | 67.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686147 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.26 | 85.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304686146 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.66 | 74.76 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694053 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.48 | 84.77 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686144 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.32 | 72.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |
| XXXXX | XXXXX | 304686143 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 17.48 | 81.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| XXXXX | XXXXX | 304686141 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.16 | 81.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686139 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.46 | 84.54 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691536 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.13 | 44.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686134 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.87 | 70.11 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686133 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.27 | 69.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688469 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.57 | 79.98 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686428 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.66 | 76.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686130 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.33 | 81.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686425 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.04 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304687122 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.49 | 66.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686747 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.93 | 79.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| XXXXX | XXXXX | 304687355 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.66 | 57.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304686669 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.25 | 74.06 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304686668 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.74 | 66.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687119 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.9 | 84.43 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687118 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.55 | 74.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| XXXXX | XXXXX | 304687117 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.68 | 83.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304688686 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.05 | 59.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693588 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.13 | 84.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691339 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.28 | 47.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687141 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 19.18 | 87.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304687385 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.92 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687165 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 28.35 | 84.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687717 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.17 | 88.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| XXXXX | XXXXX | 304687163 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.23 | 89.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687716 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.32 | 71.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688526 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.26 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687353 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.07 | 78.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| XXXXX | XXXXX | 304687264 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.34 | 78.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687263 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.24 | 71.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688652 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.19 | 65.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692469 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 31.67 | 69.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688363 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.69 | 46.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687350 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.65 | 83.24 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304687384 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.77 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688685 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.2 | 72.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 |  |
| XXXXX | XXXXX | 304687699 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.14 | 72.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694271 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.48 | 60.05 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688468 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 34.01 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692049 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.88 | 57.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688429 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.74 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692048 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.9 | 84.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688428 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.53 | 84.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688452 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.94 | 74.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| XXXXX | XXXXX | 304694907 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.77 | 69.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688467 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.34 | 68.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688523 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.06 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688683 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.64 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688649 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.93 | 81.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688522 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.09 | 84.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691334 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.98 | 79.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304688539 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 7.69 | 33.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693693 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 32.69 | 90.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| XXXXX | XXXXX | 304688647 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.31 | 55.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691259 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.98 | 71.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691535 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.75 | 57.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691205 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.55 | 89.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXXX | XXXXX | 304691254 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.11 | 66.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304697102 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 21.4 | 81.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691328 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.16 | 75.22 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691327 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.18 | 83.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691326 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.38 | 34.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692172 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.72 | 62.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691323 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.16 | 81.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691451 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.69 | 83.78 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691396 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.27 | 80.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691317 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.09 | 89.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691313 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.7 | 70.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691312 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.49 | 83.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691393 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.29 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  |
| XXXXX | XXXXX | 304692536 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.46 | 80.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304691392 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 31.81 | 71.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |  |
| XXXXX | XXXXX | 304692535 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 19.19 | 83.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691450 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 20.57 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304692045 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.74 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304691448 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.03 | 57.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| XXXXX | XXXXX | 304692460 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.0 | 56.69 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692042 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.07 | 69.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693692 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.06 | 76.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692041 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.52 | 81.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693814 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.81 | 64.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304695434 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 4.12 | 22.36 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692069 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.02 | 76.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692644 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 18.19 | 81.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304693519 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.74 | 54.59 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692457 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 13.14 | 56.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692534 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 57.55 | 84.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692560 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.36 | 84.74 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693554 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.39 | 23.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692609 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.87 | 41.53 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304692630 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 26.65 | 79.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693381 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.05 | 66.09 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693811 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.3 | 53.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693529 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 30.97 | 84.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693553 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.34 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693552 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.39 | 53.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693586 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 24.73 | 74.66 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693809 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.21 | 85.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694927 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 6.51 | 43.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693709 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.53 | 61.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700629 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.76 | 66.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693716 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.36 | 55.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693714 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 17.96 | 77.6 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693804 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 25.83 | 45.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693801 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.96 | 73.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693799 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.71 | 53.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304693795 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 10.4 | 76.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693794 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.48 | 84.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693792 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.51 | 40.48 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693790 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.65 | 57.12 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304693783 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.7 | 87.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| XXXXX | XXXXX | 304694049 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.4 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695433 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 8.97 | 87.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694128 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.71 | 67.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694943 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 22.03 | 55.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694786 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 8.1 | 71.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694906 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.75 | 67.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691320 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 9.5 | 83.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304691395 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 16.17 | 73.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694905 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 15.93 | 72.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695006 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 45.65 | 76.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304694926 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.6 | 72.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304696998 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.42 | 80.07 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695430 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.15 | 74.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304695004 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 11.67 | 86.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304697147 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 23.86 | 79.88 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304698250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 12.34 | 54.71 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304698249 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.44 | 67.81 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304698203 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 14.52 | 74.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 83.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304699115 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.78 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304698202 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.59 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304699112 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 18.93 | 60.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 90.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304699101 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.42 | 73.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700123 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 2.78 | 35.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700343 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.21 | 79.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 96.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700273 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 11.57 | 65.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700341 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.55 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304700761 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 27.68 | 83.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304702250 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.38 | 59.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304702095 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 20.11 | 71.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304490219 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 25.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304490218 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 19.31 | 71.97 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304490217 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 27.17 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304490244 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 24.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304490243 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 21.3 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXXX | XXXXX | 304490242 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 23.03 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304489734 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 9.73 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | 304378053 | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | AVM | $XXX | 35.18 | 72.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX |  |  | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.21

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.21**

![](selene-logo.jpg)

**Se** **lene Diligence LLC ("Selene") Due Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

**(1** **) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by JPMorgan Chase Bank, National Association (the "Client"). The review was conducted between February 13, 2025 and September 18, 2025 via files imaged and provided for review (the "Review").

**(2** **) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 121 Non-QM loans and 15 ATR-QM exempt loans for a total of 136 loans the "Final Securitization Population".

*<u>Cr</u> <u>ed</u><u>it Reviews (136):</u>*

During the Review, Selene performed a credit review on 136 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (136)</u>*

During the Review, Selene performed a compliance review on 136 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (136):</u>*

During the Review, Selene performed a property valuation review on 136 mortgage loans in the Final Securitization

Population.

*<u>Data Integrity Review (136):</u>*

During the Review, Selene performed a Data Integrity Review on 136 mortgage loans in the Final Securitization

Population.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)*

Page 1 of 15

![](selene-logo.jpg)

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 136 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;136 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;136 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;136 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;136 | &nbsp;&nbsp;100% |

---

**(3** **) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, S&P Global Ratings, Kroll Bond Rating Agency, LLC, DBRS, Inc, Fitch Ratings, Inc, and Moody's Investors Service, Inc. (collectively the NRSRO(s))

**(4** **) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

**(5** **) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>G</u>** **<u>UIDELINES</u>**

Deephaven Wholesale Underwriting Guidelines, Deephaven Correspondent Underwriting Guidelines, Cake Mortgage Corp. Non- QM Loan Eligibility Guidelines, Loanstream Mortgage Underwriting Guidelines, American Financing Underwriting Guidelines and Federal Savings Bank Underwriting Guidelines (collectively the "Guidelines")

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene provided a

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 2 of 15

![](selene-logo.jpg)

comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

**<u>S</u>** **<u>C</u><u>OPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

![](ex9921_001.gif)

**C** **REDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed
 whet h er the ch a r act e rist i cs o f the mo r tga g e
 l o a n s
 a n d the b o r r o w ers c on f o r m ed t o the G u i d eli n es
 c i t e d
 a b o v e;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A n alyzed
 asset s t at e m e n ts
 to d e t er m i n e
 whet h er f und s
 to c l o se
 a n d res e r v e s
 w e r e
 within t h e Gu i d eli n es;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

![](ex9921_002.gif)

**COMPLIANCE REVIEW**

Selene's compliance scope determined the presence and correct execution of required documents such as the promissory note and security instrument, with respect to the ATR-QM Exempt Loans. With respect to the Non-QM loans, Selene tested whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act. Please see Appendix B for additional information.

![](ex9921_003.gif)

**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **O** **riginal Appraisal Assessment**

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Va** **lue Supported Analysis**

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 3 of 15

![](selene-logo.jpg)

![](ex9921_004.gif)

**DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>S</u>** **<u>UMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 136 mortgage loans, (ii) a Compliance Review on 136 mortgage loans (iii) a Valuation Review on 136 mortgage loans, and (iv) a Data Integrity Review on 136 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 136 mortgage loans; 117 mortgage loans had a rating grade of A, 19 mortgage loans had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Grades per loan (136 overall loans):*** | &nbsp;&nbsp;***Grades per loan (136 overall loans):*** | &nbsp;&nbsp;***Grades per loan (136 overall loans):*** | &nbsp;&nbsp;***Grades per loan (136 overall loans):*** | &nbsp;&nbsp;***Grades per loan (136 overall loans):*** | &nbsp;&nbsp;***Grades per loan (136 overall loans):*** |
| | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**All 5 NRSRO's** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**All 5 NRSRO's** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;32 | &nbsp;&nbsp;23.53% | &nbsp;&nbsp;A | &nbsp;&nbsp;117 | &nbsp;&nbsp;86.03% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.74% | &nbsp;&nbsp;B | &nbsp;&nbsp;19 | &nbsp;&nbsp;13.97% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;34 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;69 | &nbsp;&nbsp;50.74% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 4 of 15

![](selene-logo.jpg)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** |
| | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**All 5 NRSRO's** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**All 5 NRSRO's** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;131 | &nbsp;&nbsp;96.32% | &nbsp;&nbsp;A | &nbsp;&nbsp;122 | &nbsp;&nbsp;89.71% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;3.68% | &nbsp;&nbsp;B | &nbsp;&nbsp;14 | &nbsp;&nbsp;10.29% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
|  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |  |  |  |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**All 5 NRSRO's** | &nbsp;&nbsp;**%** |  |  |  |
| &nbsp;&nbsp;A | &nbsp;&nbsp;134 | &nbsp;&nbsp;98.53% |  |  |  |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.47% |  |  |  |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*D isclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 5 of 15

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rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are

designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>T</u>** **<u>HIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

1. Selene Due Diligence Narrative Report

2. ASF Report

3. Grading Summary

4. Exception Detail

5. Tape Discrepancies

6. Valuations Report

7. Supplemental Data

8. Third Party (TPR) Attestation Form

9. Attestation Form 15E

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 6 of 15

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**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The
 application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The
 application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All
 known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture
 the monthly consumer debt payments for use in the debt to income and/or residual income calculation,
 as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note
 the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather
 data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most
 recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most
 recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number
 of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit
 Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal
 or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay
 stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2
 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax
 returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial
 statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award
 letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank
 statements

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 7 of 15

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**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository
 account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock
 or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift
 funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement
 statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify
 that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For
 condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm
 that the flood cert is for the correct borrower, property, lender and loan number and is
 a "Life of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For
 properties is in a flood zone per the flood cert, confirm that flood insurance in the file
 meets the minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm
 that the mortgagee clause lists the lender's name and "its successors and assigns";
 and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm
 that the premium amount on both the hazard and flood insurance match what was used in the
 DTI calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Superior Lien Review**

As applicable, Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Captured
 superior lien outstanding loan amount and current payment amounts to validate CLTV and PITIA
 for DSCR calculations;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
 the original senior lien note to ensure eligible senior lien loan type adhere to the Guidelines;
 and

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
 the current mortgage statements for existing senior lien payments.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 8 of 15

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On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed
 for any name variations for the borrowers and confirm that the variations have been addressed
 in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
 for any social security number variations for the borrowers and confirm that the variations
 have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
 for any potential occupancy issues based on the borrowers' address history and confirm
 that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed
 for any employment issues and confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed
 for any additional consumers associated with the borrowers' profiles and confirm the
 materiality and material issues have been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed
 all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 review of the completeness and accuracy of the information obtained in the mortgage origination
 process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A
 review of closing documents to ensure that the mortgage file information is complete, accurate,
 and consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene
 will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification
 that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
 loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification
 that all borrowers are eligible based on the guidelines and information in the loan file;
 and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify
 there is appropriate documentation present to confirm that applicable documents have been
 recorded or have been sent for recording.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 9 of 15

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**NCE SCOPE**

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19):</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and <br> ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 10 of 15

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Selene
 reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation
 agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator
 compensation agreement and/or governing policies and procedures, Selene's review was limited to formal general statements of
 entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed
 by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client
 and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor
 obtained proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative
 amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of
 the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising
 out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor
 financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for
 presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the
 credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the
 data against the NMLSR database, as available.

**2.** **Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7):</u> 

i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8):</u> 

i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7):</u> 

i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file; <br> ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 11 of 15

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iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing; and

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application.

**3.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

---

| | |
|:---|:---|
| i) | confirm the presence of LE for applications on or after October 3, 2015; |
| ii) | confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application; |
| iii) | confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE; |
| iv) | confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency; |
| v) confirm if the file indicates a fee was imposed, other than for a credit report, prior to borrower receiving LE and indicating an intent to proceed with the transaction; | v) confirm if the file indicates a fee was imposed, other than for a credit report, prior to borrower receiving LE and indicating an intent to proceed with the transaction; |
| vi) | confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures; |
| vii) | confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance; |
| viii) | confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services); |
| ix) | confirm borrower received LE not later than four (4) business days prior to consummation; and |
| x) | confirm LE was not provided to the borrower on or after the date of the CD. |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 12 of 15

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iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who are discussing a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG industry group proposal.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application

**4.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the
 general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 13 of 15

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<u>General Ability to Repay</u>

Selene reviewed the applicable mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**5.** **The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:** 

a) Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**6.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;** 

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 14 of 15

![](selene-logo.jpg)

**APPENDIX C– VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The
 i nd ivid u als p er f o r m i n g
 the a f o r e m ent i o n ed o ri g i n al
 a pp ra i sal a sses s m ent a re n o t p er s o n s p r ov i d i n g v al u at i o n s f o r p u r p o ses o f t h e
 U n i f o r m S t a nd ar d s o f P r o f ess i o n al A pp ra i sal P r a cti c e
 (" U S P A P ") o r n e c essari l y
 l i c ensed
 as a pp ra i se r s und er Fe d eral o r S t ate
 l a w, a n d
 t h e se r v ices b ei n g p erf o r m ed b y such p ers on s d o no t c o n st i tute " a pp ra i sal
 r e v i e w s " f o r pu r p o s es o f U S P A P o r Fe d eral o r Sta t e
 l a w.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene
 m akes no r epre s enta t i o n o r w ar r a n ty a s t o t h e v al u e o f any m o rtg ag ed
 p r op ert y , n o t w i thsta nd i n g t h at Selene m ay
 ha v e r e v i e w e d v al u at i o n
 in f o r m at i o n f o r r eas o n a b le n es s .

o Selene is not an 'AMC' (appraisal management company) and therefore Selene does not opine on

the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene is n o t
 a 'cred i t o r'
 wit h in t h e m ean in g o f ECOA o r o ther l en d i n g
 laws a n d r e g u lati o n s,
 and there f o re Selene will n o t
 ha v e a n y
 c om m un icat i o n w ith o r
 r e sponsi b ility t o any in d ivid u al
 c o n su m er c o n c ern in g
 pro p erty v al u at i on .

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene
 do es no t c o n fi r m w h e ther
 the ap p ra i ser
 is o n the Fred d ie M ac exclusionary list.

*JPMMT 2025-CES7 Executive Summary (Selene Diligence)* Page 15 of 15

## Exhibit 99.22

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.22**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | 304654994 | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304654994 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304654997 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304654997 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304654997 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304654997 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304654997 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692377 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692377 | XXXX | Borrower 1 Self-Employment Flag | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304692377 | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304692368 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692440 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692440 | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692440 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685914 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685914 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685914 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304698223 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692392 | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304692392 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304692358 | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304692358 | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692358 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304692358 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692358 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304692391 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685929 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685929 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685929 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304698233 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304698232 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304698232 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717733 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717733 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304700333 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304700333 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717731 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717731 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717731 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717730 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717730 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717727 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717727 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717726 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729242 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729242 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729242 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729242 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729242 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685941 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304684512 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304684512 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717698 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304717698 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304727485 | XXXX | Property City | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304727485 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729248 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729260 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729290 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729290 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729290 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717690 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729251 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729251 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729251 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729231 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729269 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729269 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729233 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729257 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304745153 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729277 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729277 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729277 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304727486 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729247 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304729247 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304724670 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717658 | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717658 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304729243 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729228 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729228 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729228 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729249 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769941 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769942 | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769942 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769943 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769943 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769906 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769906 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769906 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769906 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769906 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729261 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304729261 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304685924 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769880 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769880 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769880 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304717677 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769934 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769934 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769934 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769930 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769930 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769930 | XXXX | Secondary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769930 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769923 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769929 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769929 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769929 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769929 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769925 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769918 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769918 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769918 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769918 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769916 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769911 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769911 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769909 | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769909 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769909 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769928 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769928 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769910 | XXXX | Loan Purpose | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769910 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769914 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769914 | XXXX | Primary Appraisal Date | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769914 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769931 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769931 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769920 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769920 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769920 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769926 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769926 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769926 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769926 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769921 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769921 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769933 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769933 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769933 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769919 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769883 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769883 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769883 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769883 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769883 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729238 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729238 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729238 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729238 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729238 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769879 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769879 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769879 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769879 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769936 | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | 304724223 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304724223 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304724223 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304724223 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304724223 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769881 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769881 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769881 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769881 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769881 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304700334 | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | 304700334 | XXXX | Property City | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304700334 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304700334 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Property City | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Lien Position | TitlePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769851 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769895 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769903 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769866 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769845 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769871 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769871 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769871 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769871 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769865 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769865 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769865 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769873 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769868 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769868 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769868 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769868 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769853 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769826 | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769826 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769833 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769833 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769833 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Amortization Term | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Term | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Maturity Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769876 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769843 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769890 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769890 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769890 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769874 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769874 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769874 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769874 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729236 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729236 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729236 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304729236 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769832 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769832 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769832 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769832 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769832 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769847 | XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Borrower 2 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769864 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769844 | XXXX | Loan Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769844 | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304685937 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769824 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Borrower 1 Total Income | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Loan Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 304769884 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |

---

## Exhibit 99.23

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.23**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 304654994 | Closed | 2025-02-18 00:57 | 2025-02-25 01:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Resolved as requested Income Calculation sheet Provided. - Due Diligence Vendor-02/25/2025 <br> Resolved-Validation Resolved' - Due Diligence Vendor-02/25/2025 <br> Ready for Review-Document Uploaded. - Buyer-02/24/2025 <br> Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender worksheet for XXXX - Due Diligence Vendor-02/18/2025 |  | Resolved-Resolved as requested Income Calculation sheet Provided. - Due Diligence Vendor-02/25/2025 <br>Resolved-Validation Resolved' - Due Diligence Vendor-02/25/2025<br>| XXXX |  |  | NY | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304654997 | Closed | 2025-03-25 08:55 | 2025-04-07 14:06 | Waived | 2 - Non-Material C B | Credit | Eligibility | Loan does not conform to program guidelines | Waived- - Due Diligence Vendor-04/07/2025 <br>Unable to Resolve-Unable to Resolve-Document Uploaded. XXXX approves exception - Buyer-04/07/2025 <br>Open-Loan does not conform to program guidelines Per affidavit of occupancy borrower signed, the sub prop is an investment property. However, per LOX on 845 the borrower's intends to use the sub prop as their primary residence. - Due Diligence Vendor-03/25/2025 |  |  | XXXX |  | XXXX FICO<br> 27% DTI, max is 50% | LA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304685942 | Closed | 2025-07-16 14:48 | 2025-08-19 16:39 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-LOE along with proof that no damage has occurred to the property from the time of closing through the start of the new insurance policy Provided, Resolved. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. <br> Please supply them with the LOX from me and the Google Earth image below. This should clear the finding based on what they have listed below.<br> - Buyer-08/19/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX - Due Diligence Vendor-07/16/2025 |  | Resolved-LOE along with proof that no damage has occurred to the property from the time of closing through the start of the new insurance policy Provided, Resolved. - Due Diligence Vendor-08/19/2025<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685942 | Closed | 2025-04-30 14:13 | 2025-07-16 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/16/2025 <br> Resolved-Lender provided updated hazard insurance and RCE. Finding resolved. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. Please see the attached - Buyer-07/15/2025 <br> Open-Missing Hazard Insurance Policy Hazard insurance provided in file is for different property address 'XXXX', not subject address of 'XXXX. - Due Diligence Vendor-04/30/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/16/2025 <br>Resolved-Lender provided updated hazard insurance and RCE. Finding resolved. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692440 | Closed | 2025-04-30 01:21 | 2025-05-12 07:17 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - COC provided and updated to file, XXXX cleared. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. - Seller-05/08/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee, Broker Fees. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Point discount fee has been increased in Final CD, from $XXXX revised CD to $XXXX Final CD, and Broker fee from $XXXX to XXXX without a valid change of circumstances. - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. - Seller-05/08/2025<br>| Resolved-Resolved - COC provided and updated to file, XXXX cleared. - Due Diligence Vendor-05/12/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685914 | Closed | 2025-05-12 14:40 | 2025-05-13 17:16 | Acknowledged | 2 - Non-Material B | Compliance | Compliance | TRID violation; E-sign consent violation; E-sign consent form is missing a signor. | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-05/13/2025 <br>Unable to Resolve-Unable to Resolve-XXXX Acknowledged; please downgrade to a Non-Material Grade 2 - Buyer-05/13/2025 <br>Open-Missing evidence of E-sign consent form. - Due Diligence Vendor-05/12/2025 |  | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-05/13/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304685914 | Closed | 2025-04-30 04:07 | 2025-05-06 10:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.202%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 302. An interior and exterior appraisal was completed for this property – see pg 32, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 10, and copy of the appraisal was given to the borrower – see Pg#'s 13 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #11. The loan meets HPML guidelines. - Due Diligence Vendor-04/30/2025 |  | Resolved-The loan's (10.202%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 302. An interior and exterior appraisal was completed for this property – see pg 32, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 10, and copy of the appraisal was given to the borrower – see Pg#'s 13 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #11. The loan meets HPML guidelines. - Due Diligence Vendor-04/30/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685914 | Closed | 2025-04-30 04:07 | 2025-05-06 10:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.202%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 302. An interior and exterior appraisal was completed for this property – see pg 32, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 10, and copy of the appraisal was given to the borrower – see Pg#'s 13 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #11. The loan meets HPML guidelines. - Due Diligence Vendor-04/30/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.202%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 302. An interior and exterior appraisal was completed for this property – see pg 32, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 10, and copy of the appraisal was given to the borrower – see Pg#'s 13 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #11. The loan meets HPML guidelines. - Due Diligence Vendor-04/30/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698223 | Closed | 2025-05-05 04:36 | 2025-05-07 10:09 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.306%) equals or exceeds the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 238. An interior and exterior appraisal was completed for this property – see pg 31, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 275 , and copy of the appraisal was given to the borrower – see Pg#'s 21 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page #103. The loan meets HPML guidelines<br>- Due Diligence Vendor-05/05/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.306%) equals or exceeds the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 238. An interior and exterior appraisal was completed for this property – see pg 31, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 275 , and copy of the appraisal was given to the borrower – see Pg#'s 21 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page #103. The loan meets HPML guidelines<br>- Due Diligence Vendor-05/05/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698223 | Closed | 2025-05-05 04:36 | 2025-05-07 10:07 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.306%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 238. An interior and exterior appraisal was completed for this property – see pg 31, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 275 , and copy of the appraisal was given to the borrower – see Pg#'s 21 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page #103. The loan meets HPML guidelines<br>- Due Diligence Vendor-05/05/2025 |  | Resolved-The loan's (10.306%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 238. An interior and exterior appraisal was completed for this property – see pg 31, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 275 , and copy of the appraisal was given to the borrower – see Pg#'s 21 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page #103. The loan meets HPML guidelines<br>- Due Diligence Vendor-05/05/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692392 | Closed | 2025-05-05 04:57 | 2025-05-19 07:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. - Seller-05/16/2025 <br>Ready for Review-Document Uploaded. Signed BP occ disclosure attached. - Seller-05/16/2025 <br>Counter-Document hasn't been uploaded. - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Document Uploaded. - Seller-05/07/2025 <br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide Business Purpose and occupancy format signed on closing date. (Loan has only occupancy affidavit format signed on closing) - Due Diligence Vendor-05/05/2025 | Ready for Review-Document Uploaded. - Seller-05/16/2025 <br>Ready for Review-Document Uploaded. Signed BP occ disclosure attached. - Seller-05/16/2025 <br>Ready for Review-Document Uploaded. - Seller-05/07/2025<br>| Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692358 | Closed | 2025-05-06 22:07 | 2025-05-22 02:54 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Preliminary Report provided, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved<br> - Due Diligence Vendor-05/22/2025 <br> Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. page 385 of loan package - Seller-05/21/2025 <br> Open-Title Coverage Amount of $0 is Less than Loan Amount Provide title coverage covering loan amount - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. page 385 of loan package - Seller-05/21/2025<br>| Resolved-Title Preliminary Report provided, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved<br> - Due Diligence Vendor-05/22/2025 <br> Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-05/22/2025 | XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692391 | Closed | 2025-05-14 04:33 | 2025-05-22 08:34 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved- - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. - Seller-05/21/2025 <br> Counter-CD date is 05/02/2025 and COC is 05/07/2025. Need updated date for COC. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. - Seller-05/19/2025 <br> Counter-This is the wrong COC. Need COC for final CD for loan discount fee. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. - Seller-05/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXXX) were applied to the total fee variance of (XXXX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Discount Points fee has increased from $0 on the Initial Closing Disclosure to $684 on the Final Closing Disclosure. Need coc for the same . - Due Diligence Vendor-05/14/2025 | Ready for Review-Document Uploaded. - Seller-05/21/2025 <br>Ready for Review-Document Uploaded. - Seller-05/19/2025 <br>Ready for Review-Document Uploaded. - Seller-05/16/2025<br>| Resolved- - Due Diligence Vendor-05/22/2025<br>| XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692391 | Closed | 2025-05-14 04:33 | 2025-05-22 08:34 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-. - Due Diligence Vendor-05/22/2025 <br>Resolved-The loan's (11.001%) APR equals or exceeds the Federal HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.66%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#264 An interior and exterior appraisal was completed for this property – see pg#13, ECOA Appraisal Disclosure provided on page#342. The copy of appraisal sent to borrower confirmation page#161,128,. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-05/14/2025 |  | Resolved-. - Due Diligence Vendor-05/22/2025 <br>Resolved-The loan's (11.001%) APR equals or exceeds the Federal HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.66%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#264 An interior and exterior appraisal was completed for this property – see pg#13, ECOA Appraisal Disclosure provided on page#342. The copy of appraisal sent to borrower confirmation page#161,128,. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692391 | Closed | 2025-05-14 04:33 | 2025-05-22 08:34 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Maryland - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-. - Due Diligence Vendor-05/22/2025 <br>Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (11.001%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.66%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#264 An interior and exterior appraisal was completed for this property – see pg#13, ECOA Appraisal Disclosure provided on page#342. The copy of appraisal sent to borrower confirmation page#161,128,. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-05/14/2025 |  | Resolved-. - Due Diligence Vendor-05/22/2025 <br>Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (11.001%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.66%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#264 An interior and exterior appraisal was completed for this property – see pg#13, ECOA Appraisal Disclosure provided on page#342. The copy of appraisal sent to borrower confirmation page#161,128,. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 02:53 | 2025-06-26 17:41 | Acknowledged | 2 - Non-Material C B | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Acknowledged-XXXX Akcnowledges - Due Diligence Vendor-06/26/2025 <br> Ready for Review-Document Uploaded. Hi All,<br>It appears that this form was submitted on XXXX, while the initial package was sent on XXXX. This places us outside the three-day window from the application date, as specified by the condition.<br>We are seeking confirmation on whether this is still acceptable despite the timing. Can we proceed with marking this condition as downgraded and cleared? - Buyer-06/16/2025 <br> Counter-Document Uploaded. Please provide Homeowners counseling proof of receipt within 3 business days of XXXX application date. Disclosure receipt in file does not have Housing counselor list included. Please see attached. Finding countered. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. - Buyer-06/10/2025 <br> Ready for Review-Document Uploaded. The application date was XXXX, and the initial disclosure documents, according to the disclosure tracking log, were released on the same date. Therefore, we are within the required three-day window for issuing disclosures as per TRID guidelines. - Buyer-06/10/2025 <br> Open-The Homeownership Counseling Disclosure Sent Date (XXXX) is more than 3 business days from the Application Date (XXXX). Three business days from the Application Date is (XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) Home ownership dated XXXX is more than 3 business days of application date XXXX - Due Diligence Vendor-05/20/2025 |  | Acknowledged-XXXX Akcnowledges - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 03:51 | 2025-06-18 06:15 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Business statement provided reflecting XXXX is paid by business - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. • If the XXXXcard exclusion – it's paid by the business: - Seller-06/17/2025 <br> Counter-No supporting documentation provided to verify the 3 other monthly liabilities should be excluded from DTI. Statements provided in file for each liability reflects XXXX are borrower's personal accounts and not a monthly balance - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Document Uploaded. Appears we were paying oƯ the JPMCB Card and excluding the monthly payments <br> for 3 other liabilities – DTI is 43.829% back-end. Per the final CD, only the XXXX <br> account was paid XXXX – same as how the loan was XXXX. We should be able to <br> rebuttal this one. - Seller-06/13/2025 <br> Open-Till Revised CD #144 showing 4 tradelines payoff whereas final unexecuted CD showing only XXXX payoff resulting in DTI discrepancy. Provide updated CD with correct payoffs or provide proof of payoffs for tradelines to let DTI within guidelines - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. • If the XXXX card exclusion – it's paid by the business: - Seller-06/17/2025 <br> Ready for Review-Document Uploaded. Appears we were paying oƯ the XXXX Card and excluding the monthly payments <br> for 3 other liabilities – DTI is 43.829% back-end. Per the final CD, only the XXXX <br> account was paid XXXX – same as how the loan was XXXX. We should be able to <br> rebuttal this one. - Seller-06/13/2025 | Resolved-Business statement provided reflecting XXXX is paid by business - Due Diligence Vendor-06/18/2025 | XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 03:37 | 2025-06-18 06:14 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Resolved-Audited DTI of 43.78% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. • If theXXXX card exclusion – it's paid by the business: - Seller-06/17/2025 <br> Counter-No supporting documentation provided to verify the 3 other monthly liabilities should be excluded from DTI. Statements provided in file for each liability reflects XXXX are borrower's personal accounts and not a monthly balance - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Document Uploaded. Appears we were paying off the XXXX Card and excluding the monthly payments for 3 other liabilities – DTI is 43.829% back-end. Per the final CD, only the XXXX account was paid off – same as how the loan was CTC'd. - Seller-06/13/2025 <br> Open-Audited DTI of 73.42% exceeds Guideline DTI of 50% Audited DTI exceeds guideline DTI.<br> (Till Revised CD #144 showing 4 tradelines payoff whereas final unexecuted CD showing only XXXX payoff resulting in DTI discrepancy.) - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. • If the XXXX card exclusion – it's paid by the business: - Seller-06/17/2025 <br> Ready for Review-Document Uploaded. Appears we were paying off the XXXX Card and excluding the monthly payments for 3 other liabilities – DTI is 43.829% back-end. Per the final CD, only the XXXX account was paid off – same as how the loan was CTC'd. - Seller-06/13/2025 | Resolved-Audited DTI of 43.78% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-06/18/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 03:41 | 2025-06-18 06:12 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved- - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Document Uploaded. Borrower had 1099 income for pension income and used 1099 for S/E income as well - Seller-06/17/2025 <br>Open-12 months bank statements in file but utilized 1099-R for income calculation purpose. provide updated loan approval and lock with 1099 program - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Borrower had 1099 income for pension income and used 1099 for S/E income as well - Seller-06/17/2025<br>|  | XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 00:46 | 2025-06-12 15:34 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/12/2025 <br>Resolved-Lender provided executed Final 1003. Finding resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the attached final 1003 - Seller-06/09/2025 <br>Open-The Final 1003 is Not Executed Provide final 1003 executed by borrower - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the attached final 1003 - Seller-06/09/2025<br>| Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/12/2025 <br>Resolved-Lender provided executed Final 1003. Finding resolved. - Due Diligence Vendor-06/12/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 03:47 | 2025-06-12 15:32 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Right of Rescission is Not Executed | Resolved-Lender provided executed Right to rescind. Finding resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the attached RTC - Seller-06/09/2025 <br>Open-Right to cancel provided in file is not executed. provide updated right to cancel - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the attached RTC - Seller-06/09/2025<br>| Resolved-Lender provided executed Right to rescind. Finding resolved. - Due Diligence Vendor-06/12/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 00:51 | 2025-06-12 15:31 | Resolved | 1 - Information C A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - Due Diligence Vendor-06/12/2025 <br>Resolved-Lender provided executed Note. Finding resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the attached note - Buyer-06/09/2025 <br>Open-The Note is Not Executed Provided note document is not executed. Provide executed Note - Due Diligence Vendor-05/20/2025 |  | Resolved-The Note is Executed - Due Diligence Vendor-06/12/2025 <br>Resolved-Lender provided executed Note. Finding resolved. - Due Diligence Vendor-06/12/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 00:54 | 2025-06-12 15:28 | Resolved | 1 - Information C A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Lender provided executed DOT. Finding resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the attached DOT - Seller-06/09/2025 <br>Open-The Deed of Trust is Not Executed DOT provided is not executed, Provided updated DOT - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the attached DOT - Seller-06/09/2025<br>| Resolved-Lender provided executed DOT. Finding resolved. - Due Diligence Vendor-06/12/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685929 | Closed | 2025-05-20 03:47 | 2025-06-10 06:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final Closing Disclosure Provided. Resolved - Due Diligence Vendor-06/10/2025 <br> Ready for Review-Document Uploaded. Please see the attached final CD - Seller-06/09/2025 <br> Open-TRID: Missing Closing Disclosure Final CD provided is not executed<br> (Till Revised CD on page #144 showing 4 tradelines payoff whereas final unexecuted CD showing only XXXX payoff resulting in DTI discrepancy.) - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the attached final CD - Seller-06/09/2025<br>| Resolved-Final Closing Disclosure Provided. Resolved - Due Diligence Vendor-06/10/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698233 | Closed | 2025-06-26 13:31 | 2025-08-01 14:27 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved- - Due Diligence Vendor-08/01/2025 <br> Open-Document Uploaded. - Seller-08/01/2025 <br> Open-Title Coverage Amount of $XXXX is Less than Loan Amount - Due Diligence Vendor-06/26/2025 |  |  | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698233 | Closed | 2025-06-24 06:49 | 2025-08-01 12:15 | Resolved | 1 - Information C A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. - Buyer-07/29/2025 <br>Open-Document Uploaded. - Buyer-07/28/2025 <br>Open-Property potentially affected by FEMA Disaster ID 4856. WILDFIRES AND STRAIGHT-LINE WINDS CA - Declared 01/08/2025 with an Incident End Date of 2025-01-31 with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-06/24/2025 |  |  | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698233 | Closed | 2025-06-25 08:53 | 2025-08-01 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. Final Title uploaded showing correct address. - Seller-07/29/2025 <br>Open-Missing legal documents for senior or subordinate lien.-unable to determine if senior lien is ineligible or interest only - Due Diligence Vendor-06/25/2025 |  |  | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698233 | Closed | 2025-06-24 04:09 | 2025-06-26 13:58 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.324%) equals or exceeds the California HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.62%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s 455 An interior and exterior appraisal was completed for this property – see pg 45-51 , the appraisal disclosure was provided to the borrower(s)- see Pg#'31, and copy of the appraisal was given to the borrower – see Pg#'s 552 for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-06/24/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.324%) equals or exceeds the California HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.62%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s 455 An interior and exterior appraisal was completed for this property – see pg 45-51 , the appraisal disclosure was provided to the borrower(s)- see Pg#'31, and copy of the appraisal was given to the borrower – see Pg#'s 552 for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-06/24/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698233 | Closed | 2025-06-24 04:09 | 2025-06-26 13:58 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (12.324%) APR equals or exceeds the Federal HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.62%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s 455 An interior and exterior appraisal was completed for this property – see pg 45-51 , the appraisal disclosure was provided to the borrower(s)- see Pg#'31, and copy of the appraisal was given to the borrower – see Pg#'s 552 for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-06/24/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-The loan's (12.324%) APR equals or exceeds the Federal HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.62%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Rate lock date was entered correctly – see Pg#'s 455 An interior and exterior appraisal was completed for this property – see pg 45-51 , the appraisal disclosure was provided to the borrower(s)- see Pg#'31, and copy of the appraisal was given to the borrower – see Pg#'s 552 for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-06/24/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717734 | Closed | 2025-06-24 06:50 | 2025-08-01 12:13 | Resolved | 1 - Information C A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. Appraiser added comment in appraisal stating no CA fire impact. Appraisal was dated after fire and located in Palmdale which is far away from both fires. - Buyer-07/29/2025 <br>Open-Property potentially affected by FEMA Disaster ID 4856. WILDFIRES AND STRAIGHT-LINE WINDS CA - Declared 01/08/2025 with an Incident End Date of 2025-01-31 with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-06/24/2025 |  |  | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717734 | Closed | 2025-06-24 01:50 | 2025-06-26 16:55 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.219%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) Requirements of HPML have been met. Resolved. <br> - Due Diligence Vendor-06/24/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-The loan's (11.219%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) Requirements of HPML have been met. Resolved. <br> - Due Diligence Vendor-06/24/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717734 | Closed | 2025-06-24 01:50 | 2025-06-26 16:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.219%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) Requirements of HPML have been met. Resolved. - Due Diligence Vendor-06/24/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.219%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) Requirements of HPML have been met. Resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698232 | Closed | 2025-06-26 16:27 | 2025-08-01 14:35 | Acknowledged | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Acknowledged-XXXX Acknowledged - Due Diligence Vendor-08/01/2025 <br>Open-Per approval in file, p. 471, states borrower qualified using Full Doc but everything else in the file indicates Alt doc Bank statements. Please provide updated Final Loan approval. - Due Diligence Vendor-06/26/2025 |  | Acknowledged-XXXX Acknowledged - Due Diligence Vendor-08/01/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304698232 | Closed | 2025-06-25 06:01 | 2025-08-01 12:12 | Acknowledged | 2 - Non-Material C B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-08/01/2025 <br> Unable to Resolve-Unable to Resolve-XXXX approves exception. Comp Factors: XXXX FICO 38% DTI, XXXX mos reserves - Seller-07/28/2025 <br> Open-Audited CLTV Exceeds Guideline CLTV Credit report qualify FICO is XXXX, as per GL for XXXX FICO consider XXXX FICO & Max CLTV for bank statement is 70% - Due Diligence Vendor-06/25/2025 | Unable to Resolve-Unable to Resolve-XXXX approves exception. Comp Factors: XXXX FICO 38% DTI, XXXX mos reserves - Seller-07/28/2025 | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-08/01/2025<br>|  |  | XXXX FICO 38% DTI, XXXX month reserves | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304698232 | Closed | 2025-06-24 03:30 | 2025-08-01 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved- - Due Diligence Vendor-08/01/2025 <br> Open-Document Uploaded. Page 2 of the VVOE shows checked XXXX - Buyer-07/28/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing VOE Prior to Close Missing in file, required 10 business days. - Due Diligence Vendor-06/24/2025 |  |  | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304698232 | Closed | 2025-06-24 04:08 | 2025-08-01 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. Drive report has debt monitoring on last page - Seller-07/28/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Gap Credit Report is Missing in file. - Due Diligence Vendor-06/24/2025 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/01/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304700333 | Closed | 2025-06-24 03:38 | 2025-08-25 14:06 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Waived-Exception Approved - Due Diligence Vendor-08/25/2025 <br> Acknowledged-XXXX Acknowledges - Due Diligence Vendor-08/01/2025 <br> Unable to Resolve-Unable to Resolve-XXXX approves exception for VVOE dated within 30 days of closing. Comp Factors: XXXX FICO, XXXX mos reserves, 11% DTI, $XXXX residual income, 5 years employed. - Seller-07/29/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing The 3rd Party VOE within 10 days prior to closing is missing. - Due Diligence Vendor-06/24/2025 | Unable to Resolve-Unable to Resolve-XXXX approves exception for VVOE dated within 30 days of closing. Comp Factors: XXXX FICO, XXXX mos reserves, 11% DTI, $XXXX residual income, 5 years employed. - Seller-07/29/2025 | Waived-Exception Approved - Due Diligence Vendor-08/25/2025 <br>Acknowledged-XXXX Acknowledges - Due Diligence Vendor-08/01/2025<br>|  |  | XXXX FICO, <br> 11% DTI, Max is 50%<br> $XXXX residual income | CA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304700333 | Closed | 2025-06-27 07:58 | 2025-08-01 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. - Buyer-07/28/2025 <br>Open-The 1008 Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. This is a Conventional Investment loan. The Business Purpose Certification on p 1357-1358 is not signed by the borrower. - Due Diligence Vendor-06/27/2025 |  |  | XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304700333 | Closed | 2025-06-24 06:50 | 2025-08-01 11:40 | Resolved | 1 - Information C A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. - Buyer-07/29/2025 <br>Open-Property potentially affected by FEMA Disaster ID 4856. WILDFIRES AND STRAIGHT-LINE WINDS CA - Declared 01/08/2025 with an Incident End Date of 2025-01-31 with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-06/24/2025 |  |  | XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304700333 | Closed | 2025-06-24 06:52 | 2025-08-01 11:39 | Acknowledged | 2 - Non-Material D B | Credit | Missing Doc | 1008 Document is Missing | Acknowledged-XXXX Acknowledged - Due Diligence Vendor-08/01/2025 <br> Open-The 1008 document is missing from the loan file. Calculated CLTV is 69.72% as per unpaid principal amount from mortgage statement but under 1008 CLTV is reflecting as 74.78%. (First lien balance of $XXXX + 2nd lien of $XXXX = $XXXX / AV of $XXXX = 69.72%. - Due Diligence Vendor-06/24/2025 |  | Acknowledged-XXXX Acknowledged - Due Diligence Vendor-08/01/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304717731 | Closed | 2025-06-17 01:21 | 2025-07-28 15:22 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-PCCD provided in Findings: 2009027694_1444377_CLOSINGDISCLOSURE_V7.PDF. XXXX re-run PCCD. Resolved. - Due Diligence Vendor-07/28/2025 <br> Resolved- - Due Diligence Vendor-07/28/2025 <br> Open-Document Uploaded. PCCD uploaded - Seller-07/23/2025 <br> Open- - Due Diligence Vendor-06/24/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) the Right to Cancel Transaction Date 04/22/2025 and Cancel Date is XXXX but Final Disbursement Date XXXX both dates showing same. - Due Diligence Vendor-06/17/2025 |  | Resolved-PCCD provided in Findings: XXXX. XXXX re-run PCCD. Resolved. - Due Diligence Vendor-07/28/2025 | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717731 | Closed | 2025-06-17 00:29 | 2025-07-28 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-07/28/2025 <br>Open-Missing HO-6 Master Insurance Policy Master Condo Insurance Policy is missing. - Due Diligence Vendor-06/17/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-07/28/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717731 | Closed | 2025-06-17 01:21 | 2025-07-28 15:23 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Resolved-The loan's (10.293%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-06/17/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-07/28/2025 <br>Resolved-The loan's (10.293%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-06/17/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717731 | Closed | 2025-06-17 01:21 | 2025-07-28 15:23 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.293%) equals or exceeds the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-06/17/2025 <br>Open- - Due Diligence Vendor-06/24/2025 |  | Resolved-the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-07/28/2025 <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.293%) equals or exceeds the California HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.7%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only". Rate lock date was entered correctly – see Pg 431. An interior and exterior appraisal was completed for this property – see pg 397, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 31-67 and copy of the appraisal was given to the borrower – see Pg 126 and copy of the disclosure – see Pg 514-523. Requirement for HPML have been met. Resolved. - Due Diligence Vendor-06/17/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717730 | Closed | 2025-06-24 07:17 | 2025-08-01 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. - Buyer-07/28/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party VOE Prior to Close. CPA letter provided is not dated within 10 business days of closing. - Due Diligence Vendor-06/24/2025 |  |  | XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717730 | Closed | 2025-06-24 08:37 | 2025-06-26 14:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.354%) APR equals or exceeds the Federal HPML threshold of (10.23%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.73%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Escrow waiver disclosures and loan information is on Pg#'s 231, 304 and the Final Closing disclosure on Pg#'s 87, Rate lock date was entered correctly – see Pg#'s 334. An interior and exterior appraisal was completed for this property – see pg# 13, 28, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 403, 218. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/24/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/26/2025 |  | Resolved-The loan's (10.354%) APR equals or exceeds the Federal HPML threshold of (10.23%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.73%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Escrow waiver disclosures and loan information is on Pg#'s 231, 304 and the Final Closing disclosure on Pg#'s 87, Rate lock date was entered correctly – see Pg#'s 334. An interior and exterior appraisal was completed for this property – see pg# 13, 28, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 403, 218. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717727 | Closed | 2025-06-27 11:28 | 2025-08-01 10:31 | Acknowledged | 1 - Information A | Credit | Data | 1008 Doc Indicator status does not match Approval and Guidelines 1008 Doc Indicator status | Acknowledged- - Due Diligence Vendor-08/01/2025 <br> Unable to Resolve-Unable to Resolve-XXXX Acknowledged; please downgrade to a Non-Material Grade 2 - Buyer-07/23/2025 <br> Open-Approval in file indicates loan approved with Full documentation but file indicates Alt Doc P&L statement. - Due Diligence Vendor-06/27/2025 | XXXX Acknowledges - 08/01/2025 <br>|  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304717727 | Closed | 2025-06-24 05:24 | 2025-08-01 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/01/2025 <br>Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Document Uploaded. Last page of Drive report has credit monitoring through the closing date - Buyer-07/28/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Provide Gap Credit Report within 10 days of closing date. - Due Diligence Vendor-06/24/2025 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/01/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717726 | Closed | 2025-06-26 20:16 | 2025-08-01 10:44 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Waived-Formal exception in loan file. - Due Diligence Vendor-08/01/2025 <br> Open-Formal exception in loan file. - Due Diligence Vendor-08/01/2025 <br> Open-XXXX approves LTV exception. Comp Factors: XXXX FICO, XXXX mos reserves and 37% DTI - Buyer-07/28/2025 <br> Open-Audited CLTV of 74.99% exceeds Guideline CLTV of 70% Per Matrix, Loan amount of XXXXk, owner occupied loan using P&L to qualify, max LTV is 70%. Audited LTV is 74.99. - Due Diligence Vendor-06/27/2025 |  | Waived-Formal exception in loan file. - Due Diligence Vendor-08/01/2025<br>|  |  | XXXX Credit score<br> DTI 37% | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-05 06:50 | 2025-08-07 08:39 | Resolved | 1 - Information C A | Compliance | Late:Amount | Indiana - Maximum Late Fee (UCCC) | Resolved-Corrected Note provided and updated to review. Finding resolved. - Due Diligence Vendor-08/07/2025 <br> Resolved- - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. updated note attached - Seller-08/06/2025 <br> Open- - Due Diligence Vendor-06/26/2025 <br> Open- - Due Diligence Vendor-06/26/2025 <br> Counter- - Due Diligence Vendor-06/16/2025 <br> Counter-Per sec 6 of Note provided the amount of the late charge will be 5% of the overdue Monthly Payment. Per review 5% of P&I payment iao $XXXX is $XXXX. - Due Diligence Vendor-06/13/2025 <br> Ready for Review-please verify where this late fee is being seen? - Buyer-06/13/2025 <br> Open-Under the Indiana UCCC, the late charge must be less than or equal to ($25.00). (Ind. Code 24-4.5-3-203.5; 750 IAC 1-1-1) State Specific Finding. Per XXXX review late charge should not exceed $25.00. - Due Diligence Vendor-06/05/2025 | Ready for Review-Document Uploaded. updated note attached - Seller-08/06/2025<br>| Resolved-Corrected Note provided and updated to review. Finding resolved. - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-10 17:42 | 2025-08-07 08:37 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Fees: Limited | Resolved- - Due Diligence Vendor-08/07/2025 <br> Open- - Due Diligence Vendor-08/07/2025 <br> Resolved-LC added to PCCD cured tolerance fail, resolved. - Due Diligence Vendor-06/26/2025 <br> Resolved- - Due Diligence Vendor-06/26/2025 <br> Ready for Review-Document Uploaded. pccd attached. - Buyer-06/25/2025 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($XXXX) has increased by more than 10% over the current baseline value of ($XXXX). The total amount of fees in the 10% category cannot exceed ($XXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-06/16/2025 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($XXXX) has increased by more than 10% over the current baseline value of ($XXXX). The total amount of fees in the 10% category cannot exceed ($XXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Fired to title fee iao $XXXX that increased to $XXXX on initial CD issued XXXX. Missing COC form. - Due Diligence Vendor-06/10/2025 |  | Resolved-LC added to PCCD cured tolerance fail, resolved. - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-05 06:50 | 2025-08-07 08:37 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Fees: Limited | Resolved- - Due Diligence Vendor-08/07/2025 <br> Open- - Due Diligence Vendor-08/07/2025 <br> Resolved-LC added to PCCD cured tolerance fail, resolved. - Due Diligence Vendor-06/26/2025 <br> Rescinded- - Due Diligence Vendor-06/26/2025 <br> Rescinded- - Due Diligence Vendor-06/16/2025 <br> Rescinded-The total amount of the 10% category fees ($XXXX) has increased by more than 10% over the current baseline value of ($XXXX). The total amount of fees in the 10% category cannot exceed ($XXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Duplicate finding, rescinded. - Due Diligence Vendor-06/05/2025 |  | Resolved-LC added to PCCD cured tolerance fail, resolved. - Due Diligence Vendor-06/26/2025 <br> Rescinded-The total amount of the 10% category fees ($XXXX) has increased by more than 10% over the current baseline value of ($XXXX). The total amount of fees in the 10% category cannot exceed ($XXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Settlement or Closing Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Duplicate finding, rescinded. - Due Diligence Vendor-06/05/2025 |  |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-05 05:32 | 2025-06-26 03:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Undisclosed Debt Notifications uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-06/26/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. UNDISCLOSED DEBT NOTIFICATIONS REPORT attached. - Buyer-06/25/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing gap report dated within 10 business days of close. - Due Diligence Vendor-06/05/2025 |  | Resolved-Undisclosed Debt Notifications uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-06/26/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-05 03:45 | 2025-06-13 01:56 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 document provided. Resolved - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. 1008 attached - Buyer-06/12/2025 <br>Open-The 1008 document is missing from the loan file. Missing 1008. - Due Diligence Vendor-06/05/2025 |  | Resolved-1008 document provided. Resolved - Due Diligence Vendor-06/13/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729242 | Closed | 2025-06-05 06:50 | 2025-06-11 16:14 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Open-The loan's (11.122%) APR equals or exceeds the Federal HPML threshold of (10.42%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.92%).(12 CFR 1026.35(a)(1)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 143. An interior and exterior appraisal was completed for this property – see pg 20, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 36. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/05/2025 |  |  |  |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717664 | Closed | 2025-06-05 21:41 | 2025-06-16 18:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax amount provided in Findings: XXXX. Resolved. - Due Diligence Vendor-06/17/2025 <br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. Review uploaded doc - Seller-06/13/2025 <br> Open-Missing Evidence of Property Tax Provided tax cert (monthly $XXXX) is not matching with monthly taxes ($XXXX) considered by U/W. Require updated tax cert to reflect correct tax amount. - Due Diligence Vendor-06/06/2025 | Ready for Review-Document Uploaded. Review uploaded doc - Seller-06/13/2025<br>| Resolved-Tax amount provided in Findings: XXXX Resolved. - Due Diligence Vendor-06/17/2025 <br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-06/17/2025 | XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717664 | Closed | 2025-06-05 06:40 | 2025-06-16 01:39 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 document with corrected risk assessment & LTV % Provided. - Due Diligence Vendor-06/16/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. Review Upload - Seller-06/13/2025 <br>Open-The 1008 document is missing from the loan file. Provided 1008 document is reflecting risk assessment as AUS instead of Manual U/W. Amount of Subordinate Financing is missing. LTV is reflecting same as CLTV. - Due Diligence Vendor-06/05/2025 | Ready for Review-Document Uploaded. Review Upload - Seller-06/13/2025<br>| Resolved-1008 document with corrected risk assessment & LTV % Provided. - Due Diligence Vendor-06/16/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/16/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717664 | Closed | 2025-06-05 06:31 | 2025-06-16 01:28 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Updated Final 1003 uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-06/16/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. Review uploaded doc - Buyer-06/13/2025 <br>Open-The Final 1003 is Missing The Final 1003 on p 442 & 444 is missing B1's and B2's information in the 'How long in this line of work?' questions. - Due Diligence Vendor-06/05/2025 |  | Resolved-Updated Final 1003 uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-06/16/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-06/16/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729237 | Closed | 2025-06-12 18:44 | 2025-06-23 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender provided Lender Worksheet / Income Calculator. Condition resolved. - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-06/20/2025 <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Lender Worksheet / Income Calculator. - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided Lender Worksheet / Income Calculator. Condition resolved. - Due Diligence Vendor-06/23/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685941 | Closed | 2025-06-14 02:53 | 2025-08-13 11:28 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | Michigan - Days Used for Interest Calculation | Resolved-client provided a revised note - Due Diligence Vendor-08/13/2025 <br>Resolved- - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please find corrective note, thank you. - Buyer-08/12/2025 <br>Open-Under the Michigan Secondary Mortgage Loan Act, a 365 day interest calculation must be used. (Mich. Comp. Laws Ann. 493.71(1)) Confirmed this is not HELOC loans, used 360 Days. - Due Diligence Vendor-06/14/2025 |  | Resolved-client provided a revised note - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685941 | Closed | 2025-06-14 02:53 | 2025-08-13 11:28 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-meets hpml guidelines - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Resolved-The loan's (12.236%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 859 An interior and exterior appraisal was completed for this property – see pg 70, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1328, and copy of the appraisal was given to the borrower – see Pg#'s 56for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-06/14/2025 |  | Resolved-meets hpml guidelines - Due Diligence Vendor-08/13/2025 <br>Resolved-The loan's (12.236%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 859 An interior and exterior appraisal was completed for this property – see pg 70, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1328, and copy of the appraisal was given to the borrower – see Pg#'s 56for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-06/14/2025<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 03:01 | 2025-07-25 12:37 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Washington - Discount Points | Resolved-XXXX updated and WA Fail now passed. Auto resolve is not working. - Due Diligence Vendor-07/25/2025 <br>Open- - Due Diligence Vendor-07/25/2025 <br>Rescinded-x - Due Diligence Vendor-07/24/2025 <br>Rescinded- - Due Diligence Vendor-07/24/2025 <br>Rescinded-x - Due Diligence Vendor-07/18/2025 <br>Rescinded- - Due Diligence Vendor-07/18/2025 <br>Rescinded- - Due Diligence Vendor-06/24/2025 <br>Rescinded-The Washington Administrative Code requires the discount points actually lower the rate. The note rate (11.25%) is not lower than the undiscounted rate (9.375%). WAC 208-620-555(3)(e). Finding rescinded. - Due Diligence Vendor-06/16/2025 <br>Open- - Due Diligence Vendor-06/20/2025 |  | Resolved-XXXX updated and WA Fail now passed. Auto resolve is not working. - Due Diligence Vendor-07/25/2025 <br>Rescinded-x - Due Diligence Vendor-07/24/2025 <br>Rescinded-x - Due Diligence Vendor-07/18/2025 <br>Rescinded-The Washington Administrative Code requires the discount points actually lower the rate. The note rate (11.25%) is not lower than the undiscounted rate (9.375%). WAC 208-620-555(3)(e). Finding rescinded. - Due Diligence Vendor-06/16/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 02:10 | 2025-07-25 12:36 | Resolved | 1 - Information C A | Compliance | TRID | FCD: The projected P&I payment does not match the Loan Terms payment in document | Resolved-Principal & Interest under Loan Term and Payment Calculation match in document - Due Diligence Vendor-07/25/2025 <br> Resolved-Corrected PCCD updated to loan review. PC XXXX is passing, resolved. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/23/2025 <br> Counter-On page 1 of final CD P&I payment amount under Loan Terms section reflects $XXXX. The following section Projected Payments P&I payment amount reflects $XXXX. Also estimated escrow is reflected as $XXXX however this loan is a second lien and escrow is not impounded. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. The P&I payment is correct? We are not sure where you are seeing this - Buyer-07/17/2025 <br> Open-Discrepancy on CD: Principal & Interest under Loan Term 'XXXX' and Principal & Interest under Payment Calculation 'XXXX' do not match. Please verify in document. Fired because P&I payment under projected payments does not match P&I payments under loan terms on final CD. - Due Diligence Vendor-06/16/2025 |  | Resolved-Principal & Interest under Loan Term and Payment Calculation match in document - Due Diligence Vendor-07/25/2025 <br>Resolved-Corrected PCCD updated to loan review. PC XXXX is passing, resolved. - Due Diligence Vendor-07/24/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-20 15:43 | 2025-07-25 12:28 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-07/25/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Rescinded-Difference is less than $1, rescinded. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Where are you getting this? The note attached is correct - Seller-07/17/2025 <br> Open-The Note is Missing Per review calculation P&I payment amount should be $XXXX. - Due Diligence Vendor-06/20/2025 | Ready for Review-Document Uploaded. Where are you getting this? The note attached is correct - Seller-07/17/2025<br>| Resolved-The Note is Present - Due Diligence Vendor-07/25/2025 <br>Rescinded-Difference is less than $1, rescinded. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 03:01 | 2025-07-18 10:52 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/18/2025 <br> Resolved- - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. disbursement is XXXX - Seller-07/17/2025 <br> Open- - Due Diligence Vendor-06/24/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Per review the disbursement date and per diem date on the final CD is 6/9/25. Per the ROR form the cancelation date was XXXX. The borrower did not receive the full 3 day recission period. Please provide PCCD with updated disbursement date and per diem dates. P&I payments in projected payment and loan term sections do not match. P&L payment per loan term does not match P&I payment calculation per audit. - Due Diligence Vendor-06/16/2025 <br> Open- - Due Diligence Vendor-06/20/2025 | Ready for Review-Document Uploaded. disbursement is XXXX - Seller-07/17/2025 | Resolved-PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 00:59 | 2025-07-09 02:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Resolved-Borrower 2 Executed 4506-T Provided. - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/08/2025 <br>Open-Borrower 2 Executed 4506-T Missing Missing 4506-T - Due Diligence Vendor-06/16/2025 |  | Resolved-Borrower 2 Executed 4506-T Provided. - Due Diligence Vendor-07/09/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 00:59 | 2025-07-01 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Client confirmed income worksheet is not provided for b2 as their income is wage earner. Income calculation per audit meets guidelines and matches amount provided on 1003 and 1008 - Due Diligence Vendor-07/01/2025 <br>Ready for Review-This is a full doc loan-there is no income worksheet here. - Buyer-06/30/2025 <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Missing Co-Borrower.Income Calculator - Due Diligence Vendor-06/16/2025 |  | Resolved-Client confirmed income worksheet is not provided for b2 as their income is wage earner. Income calculation per audit meets guidelines and matches amount provided on 1003 and 1008 - Due Diligence Vendor-07/01/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304688657 | Closed | 2025-06-16 03:01 | 2025-07-24 16:12 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-x - Due Diligence Vendor-07/24/2025 <br>Open- - Due Diligence Vendor-07/24/2025 <br>Resolved-x - Due Diligence Vendor-07/18/2025 <br>Open- - Due Diligence Vendor-07/18/2025 <br>Resolved-Status updated to resolved. - Due Diligence Vendor-07/01/2025 <br>Ready for Review-If this is resolved, can we please have this condition cleared? - Seller-06/30/2025 <br>Open- - Due Diligence Vendor-06/24/2025 <br>Resolved-The loan's (12.163%) APR equals or exceeds the Federal HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.62%).(12 CFR 1026.35(a)(1)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 592. An interior and exterior appraisal was completed for this property – see pg 29, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 60. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/16/2025 <br>Open- - Due Diligence Vendor-06/20/2025 | Ready for Review-If this is resolved, can we please have this condition cleared? - Seller-06/30/2025<br>| Resolved-x - Due Diligence Vendor-07/24/2025 <br>Resolved-x - Due Diligence Vendor-07/18/2025 <br>Resolved-Status updated to resolved. - Due Diligence Vendor-07/01/2025 <br>Resolved-The loan's (12.163%) APR equals or exceeds the Federal HPML threshold of (10.12%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.62%).(12 CFR 1026.35(a)(1)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 592. An interior and exterior appraisal was completed for this property – see pg 29, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 60. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304684512 | Closed | 2025-06-25 08:53 | 2025-07-17 06:09 | Resolved | 1 - Information C A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Resolved-PDI provided - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please note management ordered the PDI previously, please see attached. thank you - Buyer-07/16/2025 <br>Ready for Review-Document Uploaded. Please see the FEMA website PDF, this is not required for Public Assistance: Montgomery County is listed as public assistance and therefore a Post Disaster inspection is not required. Please see FEMA website data uploaded reflecting public assistance. <br>- Buyer-07/15/2025 <br>Open-Property potentially affected by FEMA Disaster ID 4878. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, TN - Declared 06/19/2025 with an Incident End Date of 2025-04-24 with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-06/25/2025 |  | Resolved-PDI provided - Due Diligence Vendor-07/17/2025<br>| XXXX |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-25 14:38 | 2025-08-19 14:20 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($94.00) were applied to the total fee variance of (XXXX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-08/19/2025 <br> Resolved- - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($94.00) were applied to the total fee variance of ($XXXX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Comment in XXXX - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Resolved-Updated in XXXX - rescinded - Due Diligence Vendor-07/30/2025 <br> Resolved- - Due Diligence Vendor-07/30/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($94.00) were applied to the total fee variance of ($XXXX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. updated in XXXX - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Uploaded for review - Buyer-07/30/2025 <br> Open- - Due Diligence Vendor-07/25/2025 |  | Resolved-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXXX) were applied to the total fee variance of ($XXXX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-08/19/2025 <br> Resolved-Updated in XXXX - rescinded - Due Diligence Vendor-07/30/2025 | XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-08-07 15:30 | Resolved | 1 - Information A | Compliance | Fees:Limited | Texas - Restricted Admin Fees (Regulated Loans > $1,000) | Resolved-The Administrative fee was paid by the lender, Resolved. - Due Diligence Vendor-08/07/2025 <br> Open- - Due Diligence Vendor-08/07/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Rescinded-The Administrative fee was paid by the lender - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Resolved-Lender cure provided in the amount of $XXXX - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Resolved-Administration fee was lender paid. - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Uploaded for review - Buyer-07/30/2025 <br> Counter-Confirming receipt of the PCCD, however per our compliance department: "lender can only charge a $XXXX Admin fee per (Tex. Fin. Code 342.308(a)(9)).--- (9) an administrative fee, subject to Subsection (c), in an amount not to exceed $XXXX for a loan of more than $XXXX or $XXXX for a loan of $XXXX or less."<br> If the Administrative fee is to remain on the PCCD, it is capped at $XXXX regardless of the amount the lender has paid. An updated PCCD is required, along w/ a copy of the refund check to borrower (if applicable) and proof of delivery. - Due Diligence Vendor-07/26/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. PCCD uploaded - Buyer-07/24/2025 <br> Counter-The admin fee was paid by lender on the final CD. Per the PCCD a portion is now paid by the borrower. Fees charged to the borrower may not be added or increased post consummation. - Due Diligence Vendor-07/21/2025 <br> Open- - Due Diligence Vendor-07/21/2025 <br> Ready for Review-what else is needed for this condition - Buyer-07/21/2025 <br> Open- - Due Diligence Vendor-07/16/2025 <br> Open- - Due Diligence Vendor-07/14/2025 <br> Open- - Due Diligence Vendor-07/14/2025 <br> Open- - Due Diligence Vendor-07/02/2025 <br> Open- - Due Diligence Vendor-07/02/2025 <br> Rescinded-The Texas Credit Title Regulated Loans Provisions prohibit administration fees in excess of $XXXX on loans greater than $XXXX. (Tex. Fin. Code 342.308(a)(9)) The administration fee was paid by the lender. - Due Diligence Vendor-06/23/2025 <br> Open- - Due Diligence Vendor-06/23/2025 |  | Resolved-The Administrative fee was paid by the lender, Resolved. - Due Diligence Vendor-08/07/2025 <br> Rescinded-The Administrative fee was paid by the lender - Due Diligence Vendor-08/05/2025 <br> Resolved-Lender cure provided in the amount of $XXXX - Due Diligence Vendor-07/30/2025 <br> Resolved-Administration fee was lender paid. - Due Diligence Vendor-07/30/2025 <br> Rescinded-The Texas Credit Title Regulated Loans Provisions prohibit administration fees in excess of $XXXX on loans greater than $XXXX. (Tex. Fin. Code 342.308(a)(9)) The administration fee was paid by the lender. - Due Diligence Vendor-06/23/2025 | XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-30 12:21 | 2025-08-05 09:34 | Resolved | 1 - Information C A | Compliance | Mavent | TX Fee Not Allowed- Settlement or Closing Fee (Fee ID: 51) | Resolved- - Due Diligence Vendor-08/05/2025 <br> Resolved- - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. PCCD provided - Buyer-08/04/2025 <br> Open-Per our compliance department, since this is a 2nd lien and the interest rate is above 10% and it's an HPML in the state of Texas the loan is subject to Tex. Fin. Code 342. The fail just recently occurred because as of the most recent PCCD the lender credit for settlement fee on the final CD and 1st PCCD was removed (in the amount of $XXXX) and part of it was charged to borrower on the 2nd PCCD - $XXXX. - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Open-The Texas Finance Code Regulated Loan Provisions (Tex. Fin. Code 342.307 et. seq.) does not allow Settlement or Closing Fee (Fee ID: 51) to be charged to the Borrower in TX. updated in XXXX - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 |  | Resolved- - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-07-21 14:22 | Resolved | 1 - Information C A | Compliance | Mavent | TX Fee Not Allowed- Underwriting Fee (Fee ID: 8) | Resolved-PCCD provided with UW fee paid by lender. Resolved - Due Diligence Vendor-07/21/2025 <br>Resolved- - Due Diligence Vendor-07/21/2025 <br>Resolved- - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Document Uploaded. PCCD provided - Buyer-07/21/2025 <br>Open- - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Open-The Texas Finance Code Regulated Loan Provisions (Tex. Fin. Code 342.307 et. seq.) does not allow Underwriting Fee (Fee ID: 8) to be charged to the Borrower in TX. - Due Diligence Vendor-06/23/2025 <br>Open- - Due Diligence Vendor-06/23/2025 |  | Resolved-PCCD provided with UW fee paid by lender. Resolved - Due Diligence Vendor-07/21/2025 <br>Resolved- - Due Diligence Vendor-07/21/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-07-16 03:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Premium Pricing Disclosure T64 Form provided. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. Please review upload - Buyer-07/15/2025 <br> Open-Premium Pricing Disclosure T64 Form is Missing Missing from file. - Due Diligence Vendor-06/23/2025 |  | Resolved-Premium Pricing Disclosure T64 Form provided. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Resolved- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 |  |  |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Resolved- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 |  |  |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-07-02 08:43 | 2025-07-14 16:26 | Resolved | A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Resolved- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 |  |  |  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-29 19:34 | 2025-07-01 16:15 | Acknowledged | 2 - Non-Material B | Compliance | Missing Doc | Missing Anti-Steering Disclosure | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-07/01/2025 <br>Unable to Resolve-Unable to Resolve-XXXX Acknowledged; please downgrade to a Non-Material Grade 2 - Buyer-06/30/2025 <br>Open-The anti steering disclosure was missing from the file and there were lender paid fees on this refinance of a primary property. - Due Diligence Vendor-06/30/2025 |  | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-07/01/2025<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304717691 | Closed | 2025-06-23 06:32 | 2025-08-07 15:02 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved- - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/30/2025 <br>Open-HPML comment - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/26/2025 <br>Open- - Due Diligence Vendor-07/25/2025 <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-07/21/2025 <br>Open- - Due Diligence Vendor-07/21/2025 <br>Ready for Review-what else is needed for this condition - Buyer-07/21/2025 <br>Open- - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Resolved-The loan's (11.824%) APR equals or exceeds the Federal HPML threshold of (9.94%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.44%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver disclosures and loan information is on Pg#'s474 and the Final Closing disclosure on Pg#'s 202, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 569. An interior and exterior appraisal was completed for this property – see pg# 78-85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 562, and confirmation the appraisal was delivered to the borrower – see Pg#'s 63. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2025 <br>Open- - Due Diligence Vendor-06/23/2025 |  | Resolved- - Due Diligence Vendor-08/07/2025 <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-08/05/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/05/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed - Due Diligence Vendor-07/30/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/30/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/26/2025 <br>Resolved-Loan meets HPML guidelines resolved. - Due Diligence Vendor-07/21/2025 <br>Resolved-The loan's (11.824%) APR equals or exceeds the Federal HPML threshold of (9.94%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.44%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrow Waiver disclosures and loan information is on Pg#'s474 and the Final Closing disclosure on Pg#'s 202, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 569. An interior and exterior appraisal was completed for this property – see pg# 78-85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 562, and confirmation the appraisal was delivered to the borrower – see Pg#'s 63. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729285 | Closed | 2025-06-27 06:36 | 2025-07-23 14:43 | Waived | 2 - Non-Material C B | Property | Appraisal | Property/Appraisal General | Waived-Exception Approved - Due Diligence Vendor-07/23/2025 <br> Ready for Review-We acknowledge this exception. Please clear this finding based on exception provided. - Buyer-07/22/2025 <br> Open-Exception on page 979.<br> Exception for transferred appraisal dated after application is approved. Appraisal is dated XXXX which is after the application date of XXXX. - Due Diligence Vendor-06/27/2025 |  | Waived-Exception Approved - Due Diligence Vendor-07/23/2025<br>|  |  | CLTV is 58.97%. Maximum allowed per guidelines is 90%.<br> Credit Score is XXXX. Minimum required per guidelines is XXXX.<br> Residual Income is $XXXX. Minimum Residual Income required per guidelines is $2500.  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No |
| XXXX | XXXX |  | 304729248 | Closed | 2025-07-09 03:55 | 2025-07-11 08:43 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Resolved - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Please give some clarity on this condition. The Initial CD disclosed a Finance Charge of $XXXX and the Finance Charge on the Final went down to $XXXX. I'm not sure where the number of $XXXX is coming from and the Initial CD disclosed a higher amount then that number and the Finance Charge on the Final CD. - Buyer-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open-The disclosed finance charge ($XXXX) is ($XXXX) below the actual finance charge($XXXX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/11/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729248 | Closed | 2025-07-09 03:55 | 2025-07-11 08:43 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-Resolved - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Please give some clarity on this condition. The Initial CD disclosed a Finance Charge of $XXXX and the Finance Charge on the Final went down to $XXXX. I'm not sure where the number of $XXXX is coming from and the Initial CD disclosed a higher amount then that number and the Finance Charge on the Final CD. - Buyer-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open-The disclosed finance charge ($XXXX) is ($XXXX) below the actual finance charge ($XXXX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge. (15 USC Sec. 1635(i)(2); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/11/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729248 | Closed | 2025-06-29 23:55 | 2025-07-09 06:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Lender provided fully executed Initial CD. Finding resolved. - Due Diligence Vendor-07/09/2025 <br>Resolved-Initial CD Provided. - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Initial CD uploaded for review. - Seller-07/08/2025 <br>Open-TRID: Missing Closing Disclosure Initial cd is missing in file hence compliance not runned - Due Diligence Vendor-06/30/2025 | Ready for Review-Document Uploaded. Initial CD uploaded for review. - Seller-07/08/2025<br>| Resolved-Lender provided fully executed Initial CD. Finding resolved. - Due Diligence Vendor-07/09/2025 <br>Resolved-Initial CD Provided. - Due Diligence Vendor-07/09/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729248 | Closed | 2025-06-29 22:17 | 2025-07-09 04:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing provided hence resolved. - Due Diligence Vendor-07/09/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. VOE uploaded for review - Seller-07/08/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd Party VOE is not with in 10 days of closing - Due Diligence Vendor-06/30/2025 | Ready for Review-Document Uploaded. VOE uploaded for review - Seller-07/08/2025<br>| Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing provided hence resolved. - Due Diligence Vendor-07/09/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/09/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729280 | Closed | 2025-06-30 22:31 | 2025-07-23 04:34 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/23/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/22/2025 <br>Open-The 1008 document is missing from the loan file. Provide 1008 document . - Due Diligence Vendor-07/01/2025 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/23/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729280 | Closed | 2025-06-30 23:55 | 2025-07-08 16:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.771%) equals or exceeds the California HPML threshold of (10.42%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.92%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#513 reflects escrows. Rate lock date was entered correctly see Pg# 1092 An interior and exterior appraisal was completed for this property – see Page# 77 the appraisal disclosure was provided to the borrower(s)- see Pg# 141, and copy of the appraisal was given to the borrower see Pg# 77for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-07/01/2025 <br>Open- - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/01/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.771%) equals or exceeds the California HPML threshold of (10.42%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.92%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#513 reflects escrows. Rate lock date was entered correctly see Pg# 1092 An interior and exterior appraisal was completed for this property – see Page# 77 the appraisal disclosure was provided to the borrower(s)- see Pg# 141, and copy of the appraisal was given to the borrower see Pg# 77for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-07/01/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729280 | Closed | 2025-06-30 23:55 | 2025-07-08 16:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (12.771%) APR equals or exceeds the Federal HPML threshold of (10.42%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.92%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#513 reflects escrows. Rate lock date was entered correctly see Pg# 1092 An interior and exterior appraisal was completed for this property – see Page# 77 the appraisal disclosure was provided to the borrower(s)- see Pg# 141, and copy of the appraisal was given to the borrower see Pg# 77for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-07/01/2025 <br>Open- - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/01/2025 |  | Resolved-The loan's (12.771%) APR equals or exceeds the Federal HPML threshold of (10.42%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.92%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg#513 reflects escrows. Rate lock date was entered correctly see Pg# 1092 An interior and exterior appraisal was completed for this property – see Page# 77 the appraisal disclosure was provided to the borrower(s)- see Pg# 141, and copy of the appraisal was given to the borrower see Pg# 77for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-07/01/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692014 | Closed | 2025-07-01 01:06 | 2025-07-23 11:16 | Acknowledged | 2 - Non-Material C B | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Acknowledged-XXXX Acknowledges - Due Diligence Vendor-07/23/2025 <br> Ready for Review- This condition is an EV2, so we can simply acknowledge the immaterial grade. - Seller-07/22/2025 <br> Open- - Due Diligence Vendor-07/08/2025 <br> Open-The Homeownership Counseling Disclosure Sent Date (XXXX) is more than 3 business days from the Application Date (XXXX). Three business days from the Application Date is (XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Homeownership Counselling Disclosure Sent Date (XXXX) is more than 3 business days from the Application Date (XXXX) - Due Diligence Vendor-07/01/2025 <br> Open- - Due Diligence Vendor-07/01/2025 <br> Open- - Due Diligence Vendor-07/01/2025 | Ready for Review- This condition is an EV2, so we can simply acknowledge the immaterial grade. - Seller-07/22/2025<br>| Acknowledged-XXXX Acknowledges - Due Diligence Vendor-07/23/2025<br>|  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304692014 | Closed | 2025-07-01 00:17 | 2025-07-23 03:37 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Requested Older 12 Months Policy Provided hence effective date is within the Note Date hence condition resolved. - Due Diligence Vendor-07/23/2025 <br> Resolved-Hazard Insurance Effective Date of XXXX is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-07/23/2025 <br> Ready for Review-Document Uploaded. Please see the attached insurance - Buyer-07/22/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Provided hazard Insurance document is Future dated and w don't Have any Previous Dated Insurance document in file. - Due Diligence Vendor-07/01/2025 |  | Resolved-Requested Older 12 Months Policy Provided hence effective date is within the Note Date hence condition resolved. - Due Diligence Vendor-07/23/2025 <br> Resolved-Hazard Insurance Effective Date of XXXX is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-07/23/2025 | XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692014 | Closed | 2025-07-01 06:05 | 2025-07-08 15:00 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Lender provided approved exception in file, p. 2240, for <2 years self-employment is approved. Borrower's current business was established in XXXX so just 3 months short of required 2 years. Borrower has 20 years experience in<br> the same line of work. Finding waived. - Due Diligence Vendor-07/01/2025 |  | Waived-Lender provided approved exception in file, p. 2240, for <2 years self-employment is approved. Borrower's current business was established in XXXX so just 3 months short of required 2 years. Borrower has 20 years experience in<br> the same line of work. Finding waived. - Due Diligence Vendor-07/01/2025 |  |  | DTI is 25.05%. Maximum allowed per guidelines is 50%.<br> Residual Income is $XXXX. Minimum Residual Income required per guidelines is $2500. <br> Credit Score is XXXX. Minimum required per guidelines is 700. | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304692014 | Closed | 2025-07-01 01:06 | 2025-07-08 14:45 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.959%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 1094 An interior and exterior appraisal was completed for this property – see pg 37-44 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1065 , and copy of the appraisal was given to the borrower – see Pg#'s 19 for the copy of the disclosure. The loan meets HPML guidelines<br>- Due Diligence Vendor-07/01/2025 <br>Open- - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/01/2025 <br>Open- - Due Diligence Vendor-07/01/2025 |  | Resolved-The loan's (11.959%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 1094 An interior and exterior appraisal was completed for this property – see pg 37-44 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1065 , and copy of the appraisal was given to the borrower – see Pg#'s 19 for the copy of the disclosure. The loan meets HPML guidelines<br>- Due Diligence Vendor-07/01/2025<br>|  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729227 | Closed | 2025-07-01 21:34 | 2025-07-16 08:42 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Lender indicated that due to Non TRID/ Investment property transaction, CD not applicable therefore not provided. Condition resolved. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-Document Uploaded. see attached seller rebuttal - Buyer-07/15/2025 <br>Open-TRID: Missing Closing Disclosure Provide Initial CD. - Due Diligence Vendor-07/02/2025 |  | Resolved-Lender indicated that due to Non TRID/ Investment property transaction, CD not applicable therefore not provided. Condition resolved. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729260 | Closed | 2025-07-22 02:50 | 2025-07-25 07:24 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-07/25/2025 <br>Open- - Due Diligence Vendor-07/25/2025 <br>Open- - Due Diligence Vendor-07/25/2025 <br>Open-Comment in XXXX - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Can I get some clarification on what fees increased and what needs to be addressed in the COC? - Buyer-07/23/2025 <br>Open-No COC to cure the tolerance. - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($268.37) were applied to the total fee variance of ($500.35) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-07/22/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/25/2025<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729260 | Closed | 2025-07-01 22:10 | 2025-07-24 03:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Borrower 2 Id is expired, provided Updated DL, Changes made in system, Finding Resolved - Due Diligence Vendor-07/24/2025 <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Document Uploaded. Updated ID uploaded for review. - Buyer-07/23/2025 <br>Open-Borrower 2 Photo Identification Missing. Please provide valid photo identification per guideline requirements. Provided Borrower 2 Driving lenience is expired, hence provide updated Photo ID. - Due Diligence Vendor-07/02/2025 |  | Resolved-Borrower 2 Id is expired, provided Updated DL, Changes made in system, Finding Resolved - Due Diligence Vendor-07/24/2025 <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-07/24/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729260 | Closed | 2025-07-01 22:06 | 2025-07-22 03:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial Closing Disclosure document provided. - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. - Seller-07/21/2025 <br>Open-TRID: Missing Closing Disclosure - Due Diligence Vendor-07/02/2025 | Ready for Review-Document Uploaded. - Seller-07/21/2025<br>| Resolved-Initial Closing Disclosure document provided. - Due Diligence Vendor-07/22/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692635 | Closed | 2025-07-01 23:44 | 2025-08-05 15:40 | Resolved | 1 - Information C A | Compliance | Interest:DaysInYear | South Carolina - Days Used For Interest Calculation | Resolved-Resolved. - Due Diligence Vendor-08/05/2025 <br>Resolved- - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/03/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Open-The Days in Year Number used to calculate the interim interest is (360.0). The South Carolina Consumer Protection Code requires 365 days, or 366 in a leap year, used for the interest calculation. (S.C. Code Ann. 37-3-201(4)) - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 |  | Resolved-Resolved. - Due Diligence Vendor-08/05/2025<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692635 | Closed | 2025-07-01 23:44 | 2025-07-25 16:59 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Received document to clear the condition. Finding has been resolved. - Due Diligence Vendor-07/25/2025 <br> Resolved- - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. Lender credit on initial cd in section section A06 - Seller-07/18/2025 <br> Open- - Due Diligence Vendor-07/03/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXXX). The Last CD shows a total lender credit amount of ($XXXX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender Credit decreased from Last LE amount $XXXX to Initial CD $0, There is no COC in the file - Due Diligence Vendor-07/02/2025 <br> Open- - Due Diligence Vendor-07/02/2025 <br> Open- - Due Diligence Vendor-07/02/2025 | Ready for Review-Document Uploaded. Lender credit on initial cd in section section A06 - Seller-07/18/2025<br>| Resolved-Received document to clear the condition. Finding has been resolved. - Due Diligence Vendor-07/25/2025<br>| XXXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692635 | Closed | 2025-07-01 23:05 | 2025-07-24 03:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance will be expired with in 60 days to note date, provided renewed Hazard insurance Policy, Changes made in system, Finding Resolved - Due Diligence Vendor-07/24/2025 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Document Uploaded. uploaded for review - Buyer-07/24/2025 <br>Open-Hazard Insurance Policy Partially Provided Given policy will be expired with in 60 days to note date, required renewed policy - Due Diligence Vendor-07/02/2025 |  | Resolved-Hazard Insurance will be expired with in 60 days to note date, provided renewed Hazard insurance Policy, Changes made in system, Finding Resolved - Due Diligence Vendor-07/24/2025 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/24/2025<br>| XXXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304692635 | Closed | 2025-07-01 23:44 | 2025-07-22 09:58 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Resolved-The loan's (10.524%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 375 and the Final Closing disclosure on Pg#'s 108 , Finding reflects escrows. Rate lock date was entered correctly – see Pg#341. An interior and exterior appraisal was completed for this property – see pg 38-73, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 37, and confirmation the appraisal was delivered to the borrower – see Pg#'s 272. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/03/2025 <br>Open- - Due Diligence Vendor-07/02/2025 <br>Open- - Due Diligence Vendor-07/02/2025 |  | Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/22/2025 <br>Resolved-The loan's (10.524%) APR equals or exceeds the Federal HPML threshold of (10.2%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.7%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 375 and the Final Closing disclosure on Pg#'s 108 , Finding reflects escrows. Rate lock date was entered correctly – see Pg#341. An interior and exterior appraisal was completed for this property – see pg 38-73, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 37, and confirmation the appraisal was delivered to the borrower – see Pg#'s 272. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-07/02/2025<br>|  |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729290 | Closed | 2025-07-01 23:21 | 2025-07-27 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-07/27/2025 <br>Ready for Review-We do not provide an income calculation worksheet for XXXX loans. Please find 1008.<br> INCOME: Borrower is a paystub/W2 borrower. Borrower started a new job 05/01/25. Offer letter was included in the file, along with paystubs, W2 and VOE provided. <br> - Buyer-07/25/2025 <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Loan is Full doc, Income calculation Worksheet is missing. - Due Diligence Vendor-07/02/2025 |  | Resolved-Validation Resolved' - Due Diligence Vendor-07/27/2025<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717690 | Closed | 2025-07-21 07:21 | 2025-07-29 08:52 | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided. Disclosure page updated. PC XXXX is passing, resolved. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. attached - Buyer-07/28/2025 <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Intent to Proceed - Due Diligence Vendor-07/21/2025 |  | Resolved-ITP provided. Disclosure page updated. PC XXXX is passing, resolved. - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717690 | Closed | 2025-07-02 04:41 | 2025-07-29 08:51 | Resolved | 1 - Information C A | Compliance | Rescission:Variance | Federal - Right of Rescission Variance Failure (TILA) | Resolved-Resolved - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Resolved-PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/21/2025 <br> Open- - Due Diligence Vendor-07/21/2025 <br> Resolved-Resolved - Due Diligence Vendor-07/21/2025 <br> Ready for Review-Document Uploaded. pccd attached - Buyer-07/18/2025 <br> Open-The disclosed "Right to Cancel Expire Date" (XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) Right to cancel date is after Disbursement Date. Loan originated in a dry funding state. Missing PCCD with updated disbursement and per diem dates. - Due Diligence Vendor-07/02/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/02/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/29/2025 <br>Resolved-PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-07/21/2025<br>| XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717690 | Closed | 2025-07-02 04:41 | 2025-07-29 08:51 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Resolved - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Resolved-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/21/2025 <br> Open- - Due Diligence Vendor-07/21/2025 <br> Resolved-Resolved - Due Diligence Vendor-07/21/2025 <br> Ready for Review-Document Uploaded. pccd attached - Buyer-07/18/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Right to cancel date is after Disbursement Date. Loan originated in a dry funding state. Missing PCCD with updated disbursement and per diem dates. - Due Diligence Vendor-07/02/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/02/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/29/2025 <br> Resolved-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) PCCD with updated per diem and disbursement dates provided, resolved. - Due Diligence Vendor-07/21/2025 <br> Resolved-Resolved - Due Diligence Vendor-07/21/2025 | XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729251 | Closed | 2025-07-07 23:24 | 2025-07-18 10:18 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-PCCD with updated per diem and disbursement dates provided. ROR fail cleared, resolved. - Due Diligence Vendor-07/18/2025 <br> Resolved- - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. CD attached - Seller-07/17/2025 <br> Counter-PC Settlement statement was provided. PCCD is required in order to clear XXXX fail. - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Document Uploaded. final alta statement shows disbursement is XXXX - Seller-07/11/2025 <br> Open-The loan disbursement date (2025-06-24) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) The loan disbursement date is XXXX ROR cancelation date is XXXX). Missing PCCD with updated disbursement and per diem dates. - Due Diligence Vendor-07/08/2025 <br> Open- - Due Diligence Vendor-07/10/2025 <br> Open- - Due Diligence Vendor-07/08/2025 <br> Open- - Due Diligence Vendor-07/08/2025 | Ready for Review-Document Uploaded. CD attached - Seller-07/17/2025 <br>Ready for Review-Document Uploaded. final alta statement shows disbursement is 6/25 - Seller-07/11/2025<br>| Resolved-PCCD with updated per diem and disbursement dates provided. ROR fail cleared, resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729251 | Closed | 2025-07-07 23:24 | 2025-07-18 10:16 | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided, resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. attached - Seller-07/17/2025 <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed Disclosure. - Due Diligence Vendor-07/08/2025 | Ready for Review-Document Uploaded. attached - Seller-07/17/2025<br>| Resolved-ITP provided, resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729251 | Closed | 2025-07-07 22:52 | 2025-07-18 10:06 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. please see attached. - Buyer-07/18/2025 <br>Open-OFAC Check Not Completed and/or Cleared OFAC Status reflects Fail on Fraud Report, Provide updated Fraud Report with cleared status - Due Diligence Vendor-07/08/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729251 | Closed | 2025-07-07 21:52 | 2025-07-14 14:36 | Waived | 2 - Non-Material C B | Credit | Title | Property Title Issue | Waived-Exception Approved - Due Diligence Vendor-07/14/2025 <br> Unable to Resolve-Unable to Resolve-Unable to Resolve-XXXX agrees with exception approved by XXXX on 6/12/2025 - Buyer-07/11/2025 <br> Open-Property Title Issue Per review DTI is under 50%, Exception is not required. Updated for lender for review. <br> Underwriting Exception History is provided on Page #143<br>Exception approved to proceed with UCC filing for solar equipment financing statement as referenced on title B1 #6. Review of recorded document states "This security agreement does not create a security interest or lien in the debtor's real property to be recorded in real estate records." As this is not a lien on real property it has no impact on lien position or collateral. Approval subject to restructuring for DTI < 50%. All other XXXXM XXXX guidelines apply.<br> - Due Diligence Vendor-07/08/2025 |  | Waived-Exception Approved - Due Diligence Vendor-07/14/2025<br>|  |  | Residual Income is $XXXX. Minimum Residual Income required per guidelines is $2500. <br> DTI is 42.73%. Maximum allowed per guidelines is 50%.<br> Borrower Housing History is 0X30, 36 months. Housing History required per guidelines is 0X30, 12 months.<br>| CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304717678 | Closed | 2025-07-14 07:30 | 2025-07-18 09:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-The Deed of Trust is Incomplete DOT provided with legible signatures, resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. attached - Seller-07/16/2025 <br>Open-The Deed of Trust is Incomplete Signatures on notary page of mortgage provided are not visible. - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. attached - Seller-07/16/2025<br>| Resolved-The Deed of Trust is Incomplete DOT provided with legible signatures, resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717678 | Closed | 2025-07-08 06:32 | 2025-07-17 18:17 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (13.446%) APR equals or exceeds the Federal HPML threshold of (9.98%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.48%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 156 and the Final Closing disclosure on Pg#'s 46, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 187. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 9, and confirmation the appraisal was delivered to the borrower – see Pg#'s 9. The loan meets HPML guidelines, resolved - Due Diligence Vendor-07/18/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Is this condition resolved? Notes are confusing - Buyer-07/15/2025 <br>Open-The loan's (13.446%) APR equals or exceeds the Federal HPML threshold of (9.98%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.48%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 156 and the Final Closing disclosure on Pg#'s 46, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 187. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 9, and confirmation the appraisal was delivered to the borrower – see Pg#'s 9. The loan meets HPML guidelines, resolved - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/08/2025 |  | Resolved-The loan's (13.446%) APR equals or exceeds the Federal HPML threshold of (9.98%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.48%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 156 and the Final Closing disclosure on Pg#'s 46, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 187. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 9, and confirmation the appraisal was delivered to the borrower – see Pg#'s 9. The loan meets HPML guidelines, resolved - Due Diligence Vendor-07/18/2025<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717678 | Closed | 2025-07-08 06:09 | 2025-07-17 03:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Requested Right to Cancel document Provided hence resolved. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. attached - Buyer-07/16/2025 <br>Open-Right of Rescission is Missing Missing ROR form. - Due Diligence Vendor-07/08/2025 |  | Resolved-Requested Right to Cancel document Provided hence resolved. - Due Diligence Vendor-07/17/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-14 12:53 | 2025-07-17 07:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Lender provided COC. Condition resolved. - Due Diligence Vendor-07/17/2025 <br>Resolved-Resolved - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/16/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/16/2025 <br>Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($915.00) were applied to the total fee variance of ($5,000.00) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-07/14/2025 <br>Open- - Due Diligence Vendor-07/14/2025 |  | Resolved-Lender provided COC. Condition resolved. - Due Diligence Vendor-07/17/2025 <br>Resolved-Resolved - Due Diligence Vendor-07/17/2025<br>| XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-09 04:54 | 2025-07-16 04:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Requested Initial CD Provided hence resolved. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-Document Uploaded. - Seller-07/16/2025 <br>Open-TRID: Missing Closing Disclosure TRID: Initial Closing Disclosure is missing from file. - Due Diligence Vendor-07/09/2025 | Ready for Review-Document Uploaded. - Seller-07/16/2025<br>| Resolved-Requested Initial CD Provided hence resolved. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729231 | Closed | 2025-07-14 12:53 | 2025-07-16 03:57 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-07/16/2025 <br> Resolved- - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/16/2025 <br> Open-The Initial Closing Disclosure Received Date of (XXXX) is not three business days before the consummation date of (XXXX). Three business days before the consummation date is (XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) - Due Diligence Vendor-07/14/2025 <br> Open- - Due Diligence Vendor-07/14/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729284 | Closed | 2025-07-10 06:43 | 2025-08-15 02:52 | Resolved | 1 - Information C A | Credit | Eligibility | Audited FICO is less than Guideline FICO | Resolved-Audited FICO of XXXX is same as qualifying FICO of XXXX, FICO is within the Guidelines. - Due Diligence Vendor-08/15/2025 <br> Open-Audited FICO is less than Guideline FICO - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. Guide presented. our fico is XXXX and Mtg amount of XXXX and our LTV is 80%. this is within guidelines as per attached. - Buyer-08/14/2025 <br> Open-Audited FICO is less than Guideline FICO 12 month Bank Statement Loans: Min FICO 700, MAX CLTV 80%, the audited FICO is XXXX.<br> - Due Diligence Vendor-07/10/2025 |  | Resolved-Audited FICO of XXXX is same as qualifying FICO of XXXX, FICO is within the Guidelines. - Due Diligence Vendor-08/15/2025 | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729284 | Closed | 2025-07-10 06:36 | 2025-07-15 11:19 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.119%) equals or exceeds the California HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.88%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly.. Rate lock date was entered correctly – see Pg#'s 1143.An interior and exterior appraisal was completed for this property – see pg 85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 2065 , and copy of the appraisal was given to the borrower – see Pg#'s 74 for the copy of the disclosure. and confirmation the appraisal was delivered to the borrower in file page #73 The loan meets HPML guidelines - Due Diligence Vendor-07/10/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/10/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.119%) equals or exceeds the California HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.88%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly.. Rate lock date was entered correctly – see Pg#'s 1143.An interior and exterior appraisal was completed for this property – see pg 85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 2065 , and copy of the appraisal was given to the borrower – see Pg#'s 74 for the copy of the disclosure. and confirmation the appraisal was delivered to the borrower in file page #73 The loan meets HPML guidelines - Due Diligence Vendor-07/10/2025<br>|  |  | resolved | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729284 | Closed | 2025-07-10 06:36 | 2025-07-15 11:19 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.119%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly.. Rate lock date was entered correctly – see Pg#'s 1143.An interior and exterior appraisal was completed for this property – see pg 85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 2065 , and copy of the appraisal was given to the borrower – see Pg#'s 74 for the copy of the disclosure. and confirmation the appraisal was delivered to the borrower in file page #73 The loan meets HPML guidelines - Due Diligence Vendor-07/10/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/10/2025 |  | Resolved-The loan's (11.119%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly.. Rate lock date was entered correctly – see Pg#'s 1143.An interior and exterior appraisal was completed for this property – see pg 85, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 2065 , and copy of the appraisal was given to the borrower – see Pg#'s 74 for the copy of the disclosure. and confirmation the appraisal was delivered to the borrower in file page #73 The loan meets HPML guidelines - Due Diligence Vendor-07/10/2025<br>|  |  | resolved | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729269 | Closed | 2025-07-10 06:53 | 2025-07-28 10:41 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Lender provided OT income calculator confirming XXXX OT amount. Finding resolved. - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Income Calculator for OT attached - Buyer-07/24/2025 <br> Open-There is a variance DTI as Overtime income provided on Final 1003/1008 of $XXXX does not matches with calculated Overtime income from Provided Wvoe,Paystubs in file, Unable to verify the provided overtime income on final 1003, Require Updated documents to verify income as per Final 1003 - Due Diligence Vendor-07/10/2025 |  | Resolved-Lender provided OT income calculator confirming XXXX OT amount. Finding resolved. - Due Diligence Vendor-07/28/2025 | XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729233 | Closed | 2025-07-11 05:23 | 2025-08-12 11:19 | Resolved | 1 - Information C A | Compliance | Late:Amount | South Carolina - Maximum Late Fee | Resolved-Data entries updated, resolved. - Due Diligence Vendor-08/12/2025 <br> Resolved- - Due Diligence Vendor-07/25/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. Note specifically states feel will not be more than $XXXX please rescind - Buyer-07/24/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open-The South Carolina Consumer Protection Code requires the late fee be the lesser of 5% of the payment amount or (XXXX). A minimum charge of ($XXXX) is allowed. (S.C. Code Ann. 37-3-105) - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Data entries updated, resolved. - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | SC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729257 | Closed | 2025-07-16 14:44 | 2025-08-06 11:06 | Resolved | 1 - Information C A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved-Resolved. PDI provided date of 7/31/25. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Sorry, uploaded the incorrect document yesterday. Here is the correct PDI. - Seller-08/05/2025 <br>Counter-Provide PDI/Post Disaster Inspection for FEMA Disaster 4879-DR Texas Disaster Declaration 7/13/25. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Response from seller uploaded for review. - Seller-08/04/2025 <br>Open-FEMA Disaster 4879-DR Texas Disaster Declaration 7/13/25. Provide Post Condition Inspection. - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Sorry, uploaded the incorrect document yesterday. Here is the correct PDI. - Seller-08/05/2025 <br>Ready for Review-Document Uploaded. Response from seller uploaded for review. - Seller-08/04/2025<br>| Resolved-Resolved. PDI provided date of 7/31/25. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729257 | Closed | 2025-07-11 08:23 | 2025-07-22 08:03 | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-Resolved. ITP provided. - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Intent to Proceed uploaded for review. - Buyer-07/21/2025 <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Intent Procced document. - Due Diligence Vendor-07/11/2025 |  | Resolved-Resolved. ITP provided. - Due Diligence Vendor-07/22/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729257 | Closed | 2025-07-11 02:32 | 2025-07-22 07:55 | Resolved | 1 - Information C A | Compliance | Compliance | TXHE violation; "Notice Concerning Extension of Credit" is missing or signatures are deficient. | Resolved-Resolved. Extension of Credit disclosure provided. - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Ext of Credit uploaded for review. - Seller-07/21/2025 <br>Open-Required signature from Borrower 1 on Notice Concerning Extensions of Credit defined by Section 50(a)(6), Article XVI of the Texas Constitution document. - Due Diligence Vendor-07/11/2025 | Ready for Review-Document Uploaded. Ext of Credit uploaded for review. - Seller-07/21/2025<br>| Resolved-Resolved. Extension of Credit disclosure provided. - Due Diligence Vendor-07/22/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729257 | Closed | 2025-07-10 20:59 | 2025-07-22 04:52 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower 1 Gap Credit Report provided. Resolved - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Gap Report uploaded for review. - Buyer-07/21/2025 <br>Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). - Due Diligence Vendor-07/11/2025 |  | Resolved-Borrower 1 Gap Credit Report provided. Resolved - Due Diligence Vendor-07/22/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304745153 | Closed | 2025-07-11 00:44 | 2025-07-23 06:56 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved- - Due Diligence Vendor-07/23/2025 <br> Ready for Review-coc - Due Diligence Vendor-07/22/2025 <br> Counter-XXXX is still failing for lender credit decreasing from revised LE XXXX on page 340 of $XXXX to initial CD to $0 - Due Diligence Vendor-07/21/2025 <br> Open- - Due Diligence Vendor-07/21/2025 <br> Ready for Review-COC form - Due Diligence Vendor-07/18/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXXX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). In Last Revised LE lender credits where $156 and in Initial CD lender credits are 0 and COC provided does not reflect decrease in lender credit. - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 |  | Resolved- - Due Diligence Vendor-07/23/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304745153 | Closed | 2025-07-17 12:15 | 2025-07-21 07:03 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-07/21/2025 <br>Ready for Review-lock le and lock - Due Diligence Vendor-07/18/2025 <br>Open-Rate lock is missing in file - Due Diligence Vendor-07/17/2025 |  | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-07/21/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304745153 | Closed | 2025-07-11 04:42 | 2025-07-21 04:00 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Personal Bank Statements Less Than 12 Months Provided | Resolved-XXXX Personal bank statement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-07/21/2025 <br> Ready for Review-Jan statements - Due Diligence Vendor-07/18/2025 <br> Open-XXXX bank statement is missing from file. 11 months Bank statement provided in file. - Due Diligence Vendor-07/11/2025 |  | Resolved-XXXX Personal bank statement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-07/21/2025 | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304745153 | Closed | 2025-07-11 00:44 | 2025-07-23 06:56 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/23/2025 <br>Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/21/2025 <br>Open- - Due Diligence Vendor-07/21/2025 <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.508%) equals or exceeds the California HPML threshold of (10.31%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.81%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 349 An interior and exterior appraisal was completed for this property – see pg 46-55 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 441, 345, and copy of the appraisal was given to the borrower – see Pg#' 35,24 for delivery confirmation. The loan meets HPML guidelines - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/23/2025 <br>Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/21/2025 <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.508%) equals or exceeds the California HPML threshold of (10.31%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.81%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 349 An interior and exterior appraisal was completed for this property – see pg 46-55 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 441, 345, and copy of the appraisal was given to the borrower – see Pg#' 35,24 for delivery confirmation. The loan meets HPML guidelines - Due Diligence Vendor-07/11/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304745153 | Closed | 2025-07-11 00:44 | 2025-07-23 06:56 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/23/2025 <br>Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/21/2025 <br>Open- - Due Diligence Vendor-07/21/2025 <br>Resolved-The loan's (10.508%) APR equals or exceeds the Federal HPML threshold of (10.31%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.81%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 349 An interior and exterior appraisal was completed for this property – see pg 46-55 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 441, 345, and copy of the appraisal was given to the borrower – see Pg#' 35,24 for delivery confirmation. The loan meets HPML guidelines - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/23/2025 <br>Resolved-Resolved- reran XXXX - Due Diligence Vendor-07/21/2025 <br>Resolved-The loan's (10.508%) APR equals or exceeds the Federal HPML threshold of (10.31%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.81%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 349 An interior and exterior appraisal was completed for this property – see pg 46-55 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 441, 345, and copy of the appraisal was given to the borrower – see Pg#' 35,24 for delivery confirmation. The loan meets HPML guidelines - Due Diligence Vendor-07/11/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729277 | Closed | 2025-09-05 09:30 | 2025-09-18 06:38 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Updated Completion Report (442/1004D) | Resolved- - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. Please see the attached appraisal, marked "as is." - Seller-09/17/2025 <br> Counter-1004D was not attached. Unable to open xml attachment. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. - Seller-09/15/2025 <br> Counter-The full 1004 appraisal provided to cure the HPML condition is dated on XXXX, the property condition and AVM is dated before on XXXX. The full appraisal reflects that a 1004D is required and is missing in file. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please see the attached Property Condition Inspection conducted on the home after the appraisal. The report includes pictures of the property for your reference. this is an secondary inspection of the property. - Seller-09/08/2025 <br> Open-Full appraisal provided in HPML condition reflects a 1004-D is required but missing in file - Due Diligence Vendor-09/05/2025 | Ready for Review-Document Uploaded. Please see the attached appraisal, marked "as is." - Seller-09/17/2025 <br>Ready for Review-Document Uploaded. - Seller-09/15/2025 <br>Ready for Review-Document Uploaded. Please see the attached Property Condition Inspection conducted on the home after the appraisal. The report includes pictures of the property for your reference. this is an secondary inspection of the property. - Seller-09/08/2025<br>|  | XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729277 | Closed | 2025-07-10 23:49 | 2025-09-18 06:38 | Resolved | 1 - Information C A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Please see attached appraisal - Buyer-09/04/2025 <br> Counter-The compliance report provided does indicate the loan is Federal HPML (see Alert). HPMLs require a full appraisal. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please see the compliance report that was run—there is no High-Cost Alert flagging, which makes this finding invalid. Kindly clear this finding at your earliest convenience. - Buyer-07/28/2025 <br> Counter-Per guidelines- High Priced Mortgage Loans (HPML) require full interior appraisal<br> - Due Diligence Vendor-07/25/2025 <br> Ready for Review-we just need an AVM product on XXXX. - Buyer-07/24/2025 <br> Open-None of the Valuation entries contain core valuation types. Per guidelines for HPML loans a full interior appraisal is required - Due Diligence Vendor-07/11/2025 |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-09/05/2025<br>| XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729277 | Closed | 2025-07-11 01:04 | 2025-07-30 06:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Maryland - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Resolved- re-ran XXXX - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (10.303%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.01%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.51%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 709. An exterior appraisal was completed for this property – see pg 130, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1426, and copy of the appraisal was given to the borrower – see Pg#'s 123 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #133. The loan does not meets HPML guidelines since there are no interior pics of appraisal. - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Resolved- re-ran XXXX - Due Diligence Vendor-07/30/2025 <br>Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (10.303%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.01%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.51%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 709. An exterior appraisal was completed for this property – see pg 130, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1426, and copy of the appraisal was given to the borrower – see Pg#'s 123 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #133. The loan does not meets HPML guidelines since there are no interior pics of appraisal. - Due Diligence Vendor-07/11/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729277 | Closed | 2025-07-11 01:04 | 2025-07-30 06:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Resolved- re-ran XXXX - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Resolved-The loan's (10.303%) APR equals or exceeds the Federal HPML threshold of (10.01%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.51%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 709. An exterior appraisal was completed for this property – see pg 130, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1426, and copy of the appraisal was given to the borrower – see Pg#'s 123 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #133. The loan does not meets HPML guidelines since there are no interior pics of appraisal. - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Resolved- re-ran XXXX - Due Diligence Vendor-07/30/2025 <br>Resolved-The loan's (10.303%) APR equals or exceeds the Federal HPML threshold of (10.01%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.51%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 709. An exterior appraisal was completed for this property – see pg 130, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 1426, and copy of the appraisal was given to the borrower – see Pg#'s 123 for the copy of the disclosure. Appraisal delivery acknowledgement to borrower on page #133. The loan does not meets HPML guidelines since there are no interior pics of appraisal. - Due Diligence Vendor-07/11/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729271 | Closed | 2025-07-11 06:38 | 2025-08-18 15:07 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - Due Diligence Vendor-08/18/2025 <br> Ready for Review-What was this countered for? There are no additional comments presented. <br> this should be cleared as presented: Not all fees are included in the TX 2%. Below is our XXXX pull showing we are under the <br> 2% and what fees are included in the calculation. CD page 2 also shows what fees were <br> paid by the lender - Seller-08/15/2025 <br> Counter-counter - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Document Uploaded. The credit report fee of XXXX and AVM fee of XXXX are both correct and disclosed on the final CD. Please clear this as presented, thank you - Buyer-08/07/2025 <br> Counter-After reviewing the XXXX fees that were provided. There were two fees that were missed based off the CD that was also provided. <br> The final CD showed the credit report fee was $XXXX (not $XXXX) and this fee alone will put you over the $XXXX by $XXXX. Also, There was an AVM charge on the final CD that was not accounted for. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/29/2025 <br> Open-The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) Confirmed this is State based finding - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 | Ready for Review-What was this countered for? There are no additional comments presented. <br> this should be cleared as presented: Not all fees are included in the TX 2%. Below is our XXXX pull showing we are under the <br> 2% and what fees are included in the calculation. CD page 2 also shows what fees were <br> paid by the lender - Seller-08/15/2025<br>| Resolved-Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729271 | Closed | 2025-07-11 06:38 | 2025-08-18 15:07 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Resolved - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Page two of the CD show the fees were paid by the lender. the bottom line still would be under the 2%using lender paid fees. Please advise, thank you - Seller-08/15/2025 <br> Counter-On your XXXX fees report, you show Credit report with a fee of $XXXX and the actual amount is $XXXX, so the credit report is $XXXX higher. Also, you show on the final CD, AVM fee of $XXXX, those two fees add up to $XXXX in additional fees. The total fees for the 2% is $XXXX. The document you sent shows the 2% fees at $XXXX, this includes recording fees @ $XXXX, TX attorney package @ $XXXX, Credit report @ $XXXX and broker fee @ $XXXX for a total of $XXXX. If you add the $XXXX in fees, you are over the 2%. <br>4 - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Document Uploaded. The credit report fee of XXXX and AVM fee of XXXX are both correct and disclosed on the final CD. Please clear this as presented, thank you - Seller-08/07/2025 <br> Counter-After reviewing the XXXX fees that were provided. There were two fees that were missed based off the CD that was also provided. The final CD showed the credit report fee was $XXXX (not $XXXX) and this fee alone will put you over the $XXXX by $XXXX. Also, There was an AVM charge on the final CD that was not accounted for. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/29/2025 <br> Open-The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) Confirmed this is State based finding - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/20250 | Ready for Review-Page two of the CD show the fees were paid by the lender. the bottom line still would be under the 2%using lender paid fees. Please advise, thank you - Seller-08/15/2025 <br> Ready for Review-Document Uploaded. The credit report fee of XXXX and AVM fee of XXXX are both correct and disclosed on the final CD. Please clear this as presented, thank you - Seller-08/07/2025 | Resolved-Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729271 | Closed | 2025-07-16 15:54 | 2025-07-31 17:51 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-the CD was signed at closing to show that no escrows were collected. The first payment letter shows that escrows are not being collected. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Please see signed CD that reflects no escrows. This was signed at closing. Please accept this as proof of acknowledgement of no escrows, thank you - Seller-07/29/2025 <br>Open-provide the escrow waiver - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Please see signed CD that reflects no escrows. This was signed at closing. Please accept this as proof of acknowledgement of no escrows, thank you - Seller-07/29/2025<br>| Resolved-the CD was signed at closing to show that no escrows were collected. The first payment letter shows that escrows are not being collected. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729271 | Closed | 2025-07-11 05:06 | 2025-07-30 07:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Notary Date missing in DOT, provided Updated Dot, changes made in system, Finding Resolved - Due Diligence Vendor-07/30/2025 <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/29/2025 <br>Open-The Deed of Trust is Missing Notary date is missing in Notary. - Due Diligence Vendor-07/11/2025 |  | Resolved-Notary Date missing in DOT, provided Updated Dot, changes made in system, Finding Resolved - Due Diligence Vendor-07/30/2025 <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304727486 | Closed | 2025-07-14 05:23 | 2025-10-29 13:48 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Second valuation is missing, provided CDA, Changes made in system, Finding Resolved - Due Diligence Vendor-07/21/2025 <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/18/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Provide additional review product for securitizations - Due Diligence Vendor-07/14/2025 |  | Resolved-Second valuation is missing, provided CDA, Changes made in system, Finding Resolved - Due Diligence Vendor-07/21/2025 <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-07/21/2025<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729247 | Closed | 2025-07-11 05:20 | 2025-07-22 04:58 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Previous HOI policy doc provided. Resolved - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. Please review upload - Buyer-07/21/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX. - Due Diligence Vendor-07/11/2025 |  | Resolved-Previous HOI policy doc provided. Resolved - Due Diligence Vendor-07/22/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729266 | Closed | 2025-07-21 11:03 | 2025-07-30 06:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/26/2025 <br>Open-Lock confirmation in file reflects Interest only however note and final CD does not reflect interest only - Due Diligence Vendor-07/21/2025 |  | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729266 | Closed | 2025-07-15 23:20 | 2025-07-28 02:33 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Gap Credit Report in file is within 10 business days, Hence Finding Resolved - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Gap is dated XXXX and loan closed XXXX. we go by business days not calendar days and the Gap is good since day 10 is good through XXXX. Please clear as presented, thank you - Buyer-07/26/2025 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). As Per the guideline version XXXX page no #57 we need gap credit report is with in 10 business days. <br>- Due Diligence Vendor-07/16/2025 |  | Resolved-Gap Credit Report in file is within 10 business days, Hence Finding Resolved - Due Diligence Vendor-07/28/2025<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729266 | Closed | 2025-07-16 05:41 | 2025-07-21 11:12 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception available for income documentation at page no #1627, As Per the guideline version XXXX page no #17 - approved to allow use of personal bank statement doc type for income qualifying when a second owner of the bank account is not a borrower on the loan. Borrower and his <br> spouse are listed on the bank account, however only income deposits from the borrower's business are used in income qualifying. - Due Diligence Vendor-07/16/2025 |  | Waived-Exception available for income documentation at page no #1627, As Per the guideline version XXXX page no #17 - approved to allow use of personal bank statement doc type for income qualifying when a second owner of the bank account is not a borrower on the loan. Borrower and his <br> spouse are listed on the bank account, however only income deposits from the borrower's business are used in income qualifying. - Due Diligence Vendor-07/16/2025 |  |  | Borrower Housing History is 0X30, >60 months. Housing History required per guidelines is 0X30, 12 months.<br> CLTV is 64.28%. Maximum allowed per guidelines is 90%.<br> Fico XXXX minimum per guidelines is 660 | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304729268 | Closed | 2025-07-16 03:29 | 2025-07-25 02:32 | Resolved | 1 - Information C A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-1008 document with correct First Mortgage P&I provided. - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. Please see the attached updated 1008 - Buyer-07/24/2025 <br> Open-First Mortgage P&I amount is not present on considered 1008 #XXXX hence getting variance in DTI and HTI raised finding for transmittal 1008 with correct XXXX . - Due Diligence Vendor-07/16/2025 |  | Resolved-1008 document with correct XXXX provided. - Due Diligence Vendor-07/25/2025 | XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717645 | Closed | 2025-07-16 05:34 | 2025-07-29 03:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Provided 1003 shows Loan Occupancy type for sub prop as Second home in section 3. - Due Diligence Vendor-07/29/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-07/27/2025 <br>Open-The Final 1003 is Missing Loan Occupancy type for sub prop is Second home however it is reflected as borrower's primary residence in section 3 - Due Diligence Vendor-07/16/2025 |  | Resolved-Provided 1003 shows Loan Occupancy type for sub prop as Second home in section 3. - Due Diligence Vendor-07/29/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | NV | Second Home | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717645 | Closed | 2025-07-16 05:01 | 2025-07-29 01:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-07/29/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-07/27/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing gap report - Due Diligence Vendor-07/16/2025 |  | Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-07/29/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | NV | Second Home | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717658 | Closed | 2025-07-16 03:45 | 2025-07-31 07:32 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-signature provided, finding resolved. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. - Seller-07/30/2025 <br>Open-Required Loan Originator Signature. - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. - Seller-07/30/2025<br>| Resolved-signature provided, finding resolved. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717658 | Closed | 2025-07-16 03:40 | 2025-07-31 02:20 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-First Lien amount missing on in file 1008, provided updated 1008, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/30/2025 <br>Open-The 1008 document is missing from the loan file. Required Updated 1008 document. Provided 1008 document First Lien amount not updated. Also need to Update First mortgage monthly Payment amount. - Due Diligence Vendor-07/16/2025 |  | Resolved-First Lien amount missing on in file 1008, provided updated 1008, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717658 | Closed | 2025-07-16 01:16 | 2025-07-31 02:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income worksheet is missing for Borrower 2, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-Validation Resolved' - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/30/2025 <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Required Lender Worksheet for Borrower 2. - Due Diligence Vendor-07/16/2025 |  | Resolved-Income worksheet is missing for Borrower 2, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-Validation Resolved' - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717658 | Closed | 2025-07-16 01:16 | 2025-07-31 02:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 WVOE Missing | Resolved-Wvoe is missing for Borrower 2, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-Borrower 2 WVOE Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. WVOE for income purposes - Seller-07/30/2025 <br>Open-Borrower 2 WVOE Missing Required Most recent Paystub Or WVOE for calculating the Borrower income. - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. WVOE for income purposes - Seller-07/30/2025<br>| Resolved-Wvoe is missing for Borrower 2, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/31/2025 <br>Resolved-Borrower 2 WVOE Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729243 | Closed | 2025-07-17 05:29 | 2025-07-24 02:02 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-There is wage income along with self employement in final 1003 which is not reflects on 1008 and Loan Approval , Provided Updated Final 1003 which matches with Loan Approval and 1008, Changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/24/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Document Uploaded. I'm not 100% sure what this condition is asking for, but I think it's an updated final 1003 with corrected income. That has been uploaded for review. - Buyer-07/24/2025 <br>Open-The Final 1003 is Incomplete Income is incorrect in final 1003 document. Loan approval and 1008 document not having wage income 1003 reflecting wage income required updated one. - Due Diligence Vendor-07/17/2025 |  | Resolved-There is wage income along with self employement in final 1003 which is not reflects on 1008 and Loan Approval , Provided Updated Final 1003 which matches with Loan Approval and 1008, Changes made in system, Finding Resolved<br> - Due Diligence Vendor-07/24/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/24/2025<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729235 | Closed | 2025-07-17 05:40 | 2025-07-29 02:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing provided, updated & condition resolved. - Due Diligence Vendor-07/29/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-07/28/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party VOE - Due Diligence Vendor-07/17/2025 |  | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing provided, updated & condition resolved. - Due Diligence Vendor-07/29/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729235 | Closed | 2025-07-17 06:59 | 2025-07-22 16:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Maryland - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (10.421%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.88%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. First lien is escrowed. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 246. An interior and exterior appraisal was completed for this property – see pg 25, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 24. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/17/2025 |  | Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (10.421%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.88%). (COMAR 09.03.06.02(B)(13); 12 CFR 1026.35(a)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. First lien is escrowed. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 246. An interior and exterior appraisal was completed for this property – see pg 25, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 24. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/17/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729235 | Closed | 2025-07-17 06:59 | 2025-07-22 16:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.421%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. First lien is escrowed. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 246. An interior and exterior appraisal was completed for this property – see pg 25, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 24. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/22/2025 <br>Open- - Due Diligence Vendor-07/17/2025 |  | Resolved-The loan's (10.421%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This 2nd lien loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. First lien is escrowed. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 246. An interior and exterior appraisal was completed for this property – see pg 25, per the other considerations section of Initial LE issued within 3 business days from the application date, a copy of the appraisal was given to the borrower – see Pg#'s 24. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-07/17/2025<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729228 | Closed | 2025-07-17 04:48 | 2025-07-29 03:01 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested Updated 1008 Provided with Updated LTV Details, Updated & Condition resolved. - Due Diligence Vendor-07/29/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-07/28/2025 <br>Open-The 1008 document is missing from the loan file. LTV is missing in 1008 document, we need updated 1008 with LTV. - Due Diligence Vendor-07/17/2025 |  | Resolved-Requested Updated 1008 Provided with Updated LTV Details, Updated & Condition resolved. - Due Diligence Vendor-07/29/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729228 | Closed | 2025-07-17 02:32 | 2025-07-29 01:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Updated Deed of Trust doc provided. Resolved - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-07/28/2025 <br>Open-The Deed of Trust is Incomplete Notary date is missing under DOT, we need updated DOT with notary date - Due Diligence Vendor-07/17/2025 |  | Resolved-Updated Deed of Trust doc provided. Resolved - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729228 | Closed | 2025-07-17 03:31 | 2025-07-29 01:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income Worksheet provided. Resolved - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-07/28/2025 <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender Income worksheet is Missing in file. - Due Diligence Vendor-07/17/2025 |  | Resolved-Income Worksheet provided. Resolved - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769941 | Closed | 2025-07-24 00:32 | 2025-08-05 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved <br> - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-per guidelines this is not a requirement. - Due Diligence Vendor-08/04/2025 <br>Open-Borrower 2 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-07/24/2025 |  | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved <br> - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769941 | Closed | 2025-07-24 00:32 | 2025-08-05 04:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved <br> - Due Diligence Vendor-08/05/2025 <br> Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-per guidelines this is not a requirement. - Due Diligence Vendor-08/04/2025 <br> Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-07/24/2025 |  | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved <br> - Due Diligence Vendor-08/05/2025 <br> Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025 |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769942 | Closed | 2025-07-24 04:14 | 2025-07-24 04:22 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (12.814%) APR equals or exceeds the Federal HPML threshold of (9.88%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.38%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 161 An interior and exterior appraisal was completed for this property – see pg 43, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 21, and copy of the appraisal was given to the borrower – see Pg#'s 18 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/24/2025 <br>Open- - Due Diligence Vendor-07/24/2025 |  | Resolved-The loan's (12.814%) APR equals or exceeds the Federal HPML threshold of (9.88%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.38%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow . Rate lock date was entered correctly – see Pg#'s 161 An interior and exterior appraisal was completed for this property – see pg 43, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 21, and copy of the appraisal was given to the borrower – see Pg#'s 18 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/24/2025<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769943 | Closed | 2025-07-24 03:16 | 2025-08-05 04:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-per guidelines this is not a requirement. - Due Diligence Vendor-08/04/2025 <br>Open-Borrower 2 Gap Credit Report is Missing Missing Borrower 2 Gap Credit Report. - Due Diligence Vendor-07/24/2025 |  | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769943 | Closed | 2025-07-24 03:16 | 2025-08-05 04:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-per guidelines this is not a requirement. - Due Diligence Vendor-08/04/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Borrower 1 Gap Credit Report. - Due Diligence Vendor-07/24/2025 |  | Resolved-As per XXXX guidelines Gap credit report is not required, Verified - Resolved - Due Diligence Vendor-08/05/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/05/2025<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769906 | Closed | 2025-07-23 01:50 | 2025-08-12 07:17 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved. Investment property does not require TRID. - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Loan is an investment property and does not adhere to TRID - Buyer-08/11/2025 <br> Open-The Initial Closing Disclosure Received Date of (XXXX) is not three business days before the consummation date of (XXXX). Three business days before the consummation date is (XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial Closing Disclosure Received Date of (XXXX) is not three business days before the consummation date of (XXXX). - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 |  | Resolved-Resolved. Investment property does not require TRID. - Due Diligence Vendor-08/12/2025<br>|  |  |  | MA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769906 | Closed | 2025-07-23 01:50 | 2025-08-12 07:16 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Closing Disclosure and Consummation Date (Investment Property Warnings) | Resolved-Resolved. Investment property does not require TRID. - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Loan is an investment property and does not adhere to TRID - Buyer-08/11/2025 <br> Open-The Initial Closing Disclosure Received Date of (XXXX) is not three business days before the consummation date of (XXXX). Three business days before the consummation date is (XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial Closing Disclosure Received Date of (XXXX) is not three business days before the consummation date of (XXXX). - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 |  | Resolved-Resolved. Investment property does not require TRID. - Due Diligence Vendor-08/12/2025<br>|  |  |  | MA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729261 | Closed | 2025-07-23 05:42 | 2025-08-06 04:50 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-In file 1008 has incorrect LTV& CLTV, Provided Updated 1008, changes made in system, Finding Resolved - Due Diligence Vendor-08/06/2025 <br> Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/05/2025 <br> Open-The 1008 document is missing from the loan file. Appraisal value is missing in 1008 document we have Appraisal value in AVM as $XXXX and under property condition report value is $XXXX, Here if we use lowest value of $XXXX qualifying LTV is XXXX = 9.64% and CLTV is also incorrect in 1008. We need updated 1008 with appraisal value and correct LTV, CLTV and HCLTV. - Due Diligence Vendor-07/23/2025 |  | Resolved-In file 1008 has incorrect LTV& CLTV, Provided Updated 1008, changes made in system, Finding Resolved - Due Diligence Vendor-08/06/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729261 | Closed | 2025-07-23 07:00 | 2025-07-29 17:00 | Waived | 2 - Non-Material B | Credit | Credit | Deficient Income Documentation | Waived-Lender provided approved exception in file, page #2281, for borrower provided tax transcripts, As per guidelines version XXXX page #71 for FULL DOC we need paystubs, W2 and tax returns. Finding waived. - Due Diligence Vendor-07/23/2025 |  | Waived-Lender provided approved exception in file, page #2281, for borrower provided tax transcripts, As per guidelines version XXXX page #71 for FULL DOC we need paystubs, W2 and tax returns. Finding waived. - Due Diligence Vendor-07/23/2025 |  |  | Credit Score is XXXX. Minimum required per guidelines is 740<br> CLTV is less than 70%. Maximum allowed per guidelines is 90% and Residual Income is $XXXX<br> Borrower(s) have XXXX months Reserves. Minimum required per guidelines is 0 months.<br>| FL | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304685924 | Closed | 2025-07-25 07:09 | 2025-07-30 10:34 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.157%) equals or exceeds the California HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.66%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/25/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/25/2025 | The loan meets HPML guidelines - 07/30/2025 <br>| Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (12.157%) equals or exceeds the California HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.66%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/25/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685924 | Closed | 2025-07-25 07:09 | 2025-07-30 10:34 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (12.157%) APR equals or exceeds the Federal HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.66%).(12 CFR 1026.35(a)(1)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/25/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/25/2025 |  | Resolved-The loan's (12.157%) APR equals or exceeds the Federal HPML threshold of (10.16%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.66%).(12 CFR 1026.35(a)(1)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/25/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-08-04 20:05 | 2025-08-27 07:10 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-HPML requirements were met and an interior appraisal performed. - Due Diligence Vendor-08/27/2025 <br>Open- - Due Diligence Vendor-08/27/2025 <br>Resolved-Meets HPML Guidelines - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 <br>Resolved-meets hpml guidelines - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. COC uploaded for review. - Buyer-08/11/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open-The loan's (12.545%) APR equals or exceeds the Federal HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.67%).(12 CFR 1026.35(a)(1)(iii)) HPML comment - Due Diligence Vendor-08/05/2025 |  | Resolved-HPML requirements were met and an interior appraisal performed. - Due Diligence Vendor-08/27/2025 <br>Resolved-Meets HPML Guidelines - Due Diligence Vendor-08/18/2025 <br>Resolved-meets hpml guidelines - Due Diligence Vendor-08/18/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-08-12 07:22 | 2025-08-27 07:10 | Resolved | 1 - Information C A | Compliance | Mavent | VA Fee Not Allowed- Tax Related Service Fee (Fee ID: 107) | Resolved-Borrower was reimbursed for this fee. - Due Diligence Vendor-08/27/2025 <br> Resolved- - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Refund and PCCD uploaded for review. - Seller-08/26/2025 <br> Open-Thank you for providing the compliance report. I did not see this $XXXX fee on the report. After conferring w/ our compliance department, they indicated that this is a valid state fail. - Due Diligence Vendor-08/18/2025 <br> Open- - Due Diligence Vendor-08/18/2025 <br> Resolved- - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. Is this referring to the $XXXX Tax Search/Certificate Fee as that's the only fee I see associated with taxes in Section C? Are you saying that needs to be refunded for the condition to be cured? I have also upload a Compliance Report from the seller saying there are no State Rule violations. - Buyer-08/14/2025 <br> Open-Section 6.2-328 of the Virginia Interest and Usury Provisions does not allow Tax Related Service Fee (Fee ID: 107) to be charged to the Borrower in VA. - Due Diligence Vendor-08/12/2025 <br> Open- - Due Diligence Vendor-08/12/2025 | Ready for Review-Document Uploaded. Refund and PCCD uploaded for review. - Seller-08/26/2025<br>| Resolved-Borrower was reimbursed for this fee. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-08-04 20:05 | 2025-08-12 16:35 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided by lender. - Due Diligence Vendor-08/12/2025 <br> Resolved- - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. COC uploaded for review. - Buyer-08/11/2025 <br> Open-City / County doc stamps increased from "0" to $XXXX and State doc stamps increased from "0" to $XXXX w/out a valid Change of Circumstance or Lender Credit in the file. - Due Diligence Vendor-08/05/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Doc Tax Stamps/Transfer Taxes – State. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Comment in XXXX - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – State. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Comment in XXXX - Due Diligence Vendor-08/05/2025 |  | Resolved-COC provided by lender. - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-08-04 20:05 | 2025-08-12 07:23 | Resolved | 1 - Information C A | Compliance | Mavent | VA Fee Not Allowed- Tax Status Research Fee (Fee ID: 110) | Resolved-Updates in XXXX - Due Diligence Vendor-08/12/2025 <br>Resolved- - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. COC uploaded for review. - Buyer-08/11/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open-Section 6.2-328 of the Virginia Interest and Usury Provisions does not allow Tax Status Research Fee (Fee ID: 110) to be charged to the Borrower in VA. Comment in XXXX - Due Diligence Vendor-08/05/2025 |  | Resolved-Updates in XXXX - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-07-26 09:35 | 2025-08-05 02:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD dated XXXX provided. Updated & Resolved. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Initial CD dated XXXX provided and entered into XXXX. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. Initial CD uploaded for review. - Seller-08/04/2025 <br> Open-TRID: Missing Closing Disclosure Provide Initial CD and any applicable COC's. - Due Diligence Vendor-07/26/2025 | Ready for Review-Document Uploaded. Initial CD uploaded for review. - Seller-08/04/2025<br>| Resolved-Initial CD dated XXXX provided. Updated & Resolved. - Due Diligence Vendor-08/05/2025 | XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-07-26 07:03 | 2025-07-31 08:56 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-07/31/2025 <br> Open-Title Coverage Amount of $XXXX is Less than Loan Amount Coverage amount is lower than loan amount. - Due Diligence Vendor-07/26/2025 |  | Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-07/31/2025 |  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769889 | Closed | 2025-08-27 07:09 | 2025-08-27 07:10 | Resolved | 1 - Information A | Compliance | Mavent | VA Fee Not Allowed- Electronic Document Delivery Fee (Fee ID: 127) | Resolved-Section 6.2-328 of the Virginia Interest and Usury Provisions does not allow Electronic Document Delivery Fee (Fee ID: 127) to be charged to the Borrower in VA. Borrower was reimbursed for this fee. - Due Diligence Vendor-08/27/2025 <br>Open- - Due Diligence Vendor-08/27/2025 |  | Resolved-Section 6.2-328 of the Virginia Interest and Usury Provisions does not allow Electronic Document Delivery Fee (Fee ID: 127) to be charged to the Borrower in VA. Borrower was reimbursed for this fee. - Due Diligence Vendor-08/27/2025<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769880 | Closed | 2025-07-26 03:37 | 2025-08-04 01:58 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 document provided. Resolved - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/01/2025 <br>Open-The 1008 document is missing from the loan file. The 1008 provided on p 522 reflects the LTV of 80% however it is 23.49%. The CTLV is correctly reflected at 80%. - Due Diligence Vendor-07/26/2025 |  | Resolved-1008 document provided. Resolved - Due Diligence Vendor-08/04/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Closed End Finance Charge Rescission Tolerance | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The disclosed finance charge (XXXX) is less than the actual finance charge XXXX) by (XXXX). For rescission purposes, the Truth in Lending Act considers the finance charge inaccurate if it is understated by more than half of 1% of the note amount ($XXXX) or $100, whichever is greater. (12 CFR 1026.23(g); OSC 17(c)(2)(ii)-1) Final CD is escrow waiver and disclosed finance charges are defiance of Actual finance charge - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Rescission Tolerance | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The disclosed Total of Payments ($XXXX) is understated by more than the greater of $100 or 1/2 of 1% of the note amount when compared to the actual Total of Payments of ($XXXX). The difference is ($XXXX). For loans subject to the right of rescission, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than 1/2 of 1 percent of the face amount of the note ($XXXX) or $100, whichever is greater. (12 CFR 1026.23(g)(1)(ii)) The disclosed Total of Payments ($XXXX) is more than the greater of $100 - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Inaccurate Closing Disclosure APR - Redisclosure and Waiting Period | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br>Resolved- - Due Diligence Vendor-07/29/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open-The Annual Percentage Rate of (12.009%) on the Closing Disclosure is inaccurate. Under Regulation Z, if the APR is inaccurate, a consumer must receive a corrected Closing Disclosure no later than 3 business days before the consummation date of (2025-07-15). If corrected disclosures are delivered to a consumer other than in person, a consumer is deemed to have received them 3 business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii); 1026.19(f)(2)(ii)(A); 1026.22(a)(2)) The Annual Percentage Rate of (12.009%) on the Closing Disclosure is inaccurate. - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The disclosed finance charge ($XXXX) is ($XXXX) below the actual finance charge($XXXX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) Final CD is escrow waiver and disclosed finance charges are defiance of Actual finance charge - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The disclosed Total of Payments ($XXXX) is understated by more than $35 when compared to the actual Total of Payments of ($XXXX). The difference is ($XXXX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $35. (12 CFR 1026.23(h)(2)(ii)) Final CD is escrow waiver and disclosed finance charges are defiance of Actual finance charge - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The disclosed finance charge ($XXXX) is ($XXXX) below the actual finance charge ($XXXX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge. (15 USC Sec. 1635(i)(2); OSC 17(c)(2)(ii)-1) Final is escrow waiver and disclosed finance charges are defiance of Actual finance charge - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Mavent | Tolerance: Disclosure | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br> Resolved- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open-The Prior CD1 sent on (XXXX) was received at least 3 business days before closing. The Last CD sent on (XXXX) was not received at least 3 business days before closing. The Prior CD1 (12.009%) APR is inaccurate when compared to the (12.183%) actual APR. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XXXX), which is 3 business days before the (2025-07-15) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it 3 business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least 3 business days before closing and the actual APR. (12 CFR 1026.19(f)(2)(ii)(A); OSC 19(f)(2)(ii)-1) CD initial XXXX and final cd XXXX is lesser than 3 business days Required updated CD - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information C A | Compliance | Tolerance:APR | Federal - Closed End APR Disclosure Tolerance (Regular) | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025 <br>Resolved- - Due Diligence Vendor-07/29/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open-The disclosed APR (12.009) is lower than the actual APR (12.183) by more than .125%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than .125% on a regular mortgage transaction. (12 CFR 1026.17(f), 1026.19(a)(2), & 1026.22(a)(2)) The disclosed APR (12.009) is lower than the actual APR (12.183) by more than .125% - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Updates in XXXX resolved - Due Diligence Vendor-07/29/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304717677 | Closed | 2025-07-28 00:36 | 2025-07-29 15:46 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (12.01%) APR equals or exceeds the Federal HPML threshold of (10.24%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.74%).(12 CFR 1026.35(a)(1)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/29/2025 <br>Open- - Due Diligence Vendor-07/29/2025 <br>Resolved-The loan's (12.183%) APR equals or exceeds the Federal HPML threshold of (10.24%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.74%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 236 and the Final Closing disclosure on Pg#'s 84 reflects escrows. Rate lock date was entered correctly – see Pg#'s 287 An interior and exterior appraisal was completed for this property – see pg 28-60 , the appraisal disclosure was provided to the borrower(s)- see Pg#'27 , and copy of the appraisal was given to the borrower – see Pg#'s 280 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-The loan's (12.01%) APR equals or exceeds the Federal HPML threshold of (10.24%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.74%).(12 CFR 1026.35(a)(1)(iii)) HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-07/29/2025 <br>Resolved-The loan's (12.183%) APR equals or exceeds the Federal HPML threshold of (10.24%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.74%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 236 and the Final Closing disclosure on Pg#'s 84 reflects escrows. Rate lock date was entered correctly – see Pg#'s 287 An interior and exterior appraisal was completed for this property – see pg 28-60 , the appraisal disclosure was provided to the borrower(s)- see Pg#'27 , and copy of the appraisal was given to the borrower – see Pg#'s 280 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/28/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769934 | Closed | 2025-08-01 05:32 | 2025-08-13 03:57 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Requested Updated 1008 Provided with updated Fico of XXXX which is matching with the Credit Liabilities hence condition resolved. - Due Diligence Vendor-08/13/2025 <br> Resolved-Validation Resolved - Due Diligence Vendor-08/13/2025 <br> Ready for Review-UPDATED 1008 - Due Diligence Vendor-08/12/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO score missing in 1008 document. - Due Diligence Vendor-08/01/2025 |  | Resolved-Requested Updated 1008 Provided with updated Fico of XXXX which is matching with the Credit Liabilities hence condition resolved. - Due Diligence Vendor-08/13/2025 <br> Resolved-Validation Resolved - Due Diligence Vendor-08/13/2025 | XXXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769934 | Closed | 2025-08-01 06:26 | 2025-08-13 02:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-08/13/2025 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025 <br>Ready for Review-rate lock - Due Diligence Vendor-08/12/2025 <br>Open-Evidence of Rate Lock Missing - Due Diligence Vendor-08/01/2025 |  | Resolved-Evidence of Rate Lock Provided uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-08/13/2025 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769923 | Closed | 2025-08-04 02:52 | 2025-08-13 04:10 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested Updated 1008 Provided with updated Fico of 697 which is matching with the Credit Liabilities hence condition resolved. - Due Diligence Vendor-08/13/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-1008 - Due Diligence Vendor-08/12/2025 <br>Open-The 1008 document is missing from the loan file. 1008 document is available in file but Qualifying FICO is missing from file. Provide updated document with Qualifying FICO. - Due Diligence Vendor-08/04/2025 |  | Resolved-Requested Updated 1008 Provided with updated Fico of 697 which is matching with the Credit Liabilities hence condition resolved. - Due Diligence Vendor-08/13/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769923 | Closed | 2025-08-04 02:27 | 2025-08-13 04:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-08/11/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Credit report was uploaded with the file, pls see attached. - Due Diligence Vendor-08/09/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/04/2025 |  | Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-08/11/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/11/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769923 | Closed | 2025-08-07 10:36 | 2025-08-07 10:41 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.531%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. 62. An interior and exterior appraisal was completed for this property – see Pg. 22 , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. 54 for the copy of the disclosure. The loan meets HPML guidelines. Condition resolved. - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 |  | Resolved-The loan's (10.531%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg. 62. An interior and exterior appraisal was completed for this property – see Pg. 22 , the appraisal disclosure was provided to the borrower(s) and copy of the appraisal was given to the borrower – see Pg. 54 for the copy of the disclosure. The loan meets HPML guidelines. Condition resolved. - Due Diligence Vendor-08/07/2025<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Debt Consolidation | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769929 | Closed | 2025-08-03 22:35 | 2025-08-13 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2/1099 Provided - Resolved. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-wvoe with 2 year history - Due Diligence Vendor-08/12/2025 <br> Open-Borrower 1 W2/1099 Missing Missing most recent 2 years of W2s or WVOE for B1, required as per GL version XXXX page 36. - Due Diligence Vendor-08/04/2025 |  | Resolved-Borrower 1 W2/1099 Provided - Resolved. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769929 | Closed | 2025-08-03 23:21 | 2025-08-13 04:01 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested SSN Verification provided which was the high alert in fraud report, updated & Condition resolved. - Due Diligence Vendor-08/13/2025 <br> Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/13/2025 <br> Ready for Review-ssn verif - Due Diligence Vendor-08/12/2025 <br> Open-Fraud Report Shows Uncleared Alerts Per review of XXXX report provided High alert on page 1 was not cleared. - Due Diligence Vendor-08/04/2025 |  | Resolved-Requested SSN Verification provided which was the high alert in fraud report, updated & Condition resolved. - Due Diligence Vendor-08/13/2025 <br>Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769929 | Closed | 2025-08-03 23:59 | 2025-08-13 02:18 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-08/13/2025 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025 <br>Ready for Review-rate lock - Due Diligence Vendor-08/12/2025 <br>Open-Evidence of Rate Lock Missing Missing Lock confirmation - Due Diligence Vendor-08/04/2025 |  | Resolved-Evidence of Rate Lock Provided uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-08/13/2025 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769925 | Closed | 2025-08-04 05:05 | 2025-08-04 05:07 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.886%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s 96 An interior and exterior appraisal was completed for this property – see pg 62, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 349 and copy of the appraisal was given to the borrower – see Pg#'s 39 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-The loan's (10.886%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s 96 An interior and exterior appraisal was completed for this property – see pg 62, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 349 and copy of the appraisal was given to the borrower – see Pg#'s 39 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-08/04/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769918 | Closed | 2025-08-07 13:08 | 2025-08-12 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided 1008 w/ qualifying FICO of 792. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-UPDATED 1008 - Due Diligence Vendor-08/11/2025 <br>Open-1008 Document is Missing The 1008 is in the file, however it does not have a qualifying FICO score. - Due Diligence Vendor-08/07/2025 |  | Resolved-Lender provided 1008 w/ qualifying FICO of 792. - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769918 | Closed | 2025-08-04 05:54 | 2025-08-07 13:38 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.727%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 98, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 93 An interior and exterior appraisal was completed for this property – see pg 29, the appraisal disclosure was provided to the borrower(s)- see Pg#' 405 and confirmation the appraisal was delivered to the borrower – see Pg#'84. The loan meets HPML guidelines - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-The loan's (10.727%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 98, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 93 An interior and exterior appraisal was completed for this property – see pg 29, the appraisal disclosure was provided to the borrower(s)- see Pg#' 405 and confirmation the appraisal was delivered to the borrower – see Pg#'84. The loan meets HPML guidelines - Due Diligence Vendor-08/04/2025<br>|  |  | HPML requirements met and an interior appraisal was performed. | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769916 | Closed | 2025-08-04 05:48 | 2025-08-18 01:29 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated 1008 provided. Resolved - Due Diligence Vendor-08/18/2025 <br> Ready for Review-1008 - Due Diligence Vendor-08/15/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Provided 1008 does not reflect FICO score, Per credit liabilities qualifying FICO is XXXX. Provide updated 1008 including FICO. - Due Diligence Vendor-08/04/2025 |  | Resolved-Updated 1008 provided. Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | KY | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769916 | Closed | 2025-08-04 06:37 | 2025-08-07 15:28 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.079%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 362. An interior and exterior appraisal was completed for this property – see pg 46, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 476, and copy of the appraisal was given to the borrower – see Pg#'s 26 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 130. The loan meets HPML guidelines. Resolved - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-The loan's (11.079%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Rate lock date was entered correctly – see Pg#'s 362. An interior and exterior appraisal was completed for this property – see pg 46, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 476, and copy of the appraisal was given to the borrower – see Pg#'s 26 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 130. The loan meets HPML guidelines. Resolved - Due Diligence Vendor-08/04/2025<br>|  |  |  | KY | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769911 | Closed | 2025-08-05 02:29 | 2025-08-21 17:31 | Resolved | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-PCCD and check for Cure applied. - Due Diligence Vendor-08/21/2025 <br> Open- - Due Diligence Vendor-08/21/2025 <br> Open- - Due Diligence Vendor-08/21/2025 <br> Ready for Review-XXXXX DOCS - Due Diligence Vendor-08/19/2025 <br> Open- - Due Diligence Vendor-08/06/2025 <br> Open-The disclosed finance charge ($XXXX) is ($50.00) below the actual finance charge ($XXXX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge. (15 USC Sec. 1635(i)(2); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($XXXX) is ($50.00) below the actual finance charge ($XXXX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 <br> Open- - Due Diligence Vendor-08/05/2025 |  | Resolved-PCCD and check for Cure applied. - Due Diligence Vendor-08/21/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769911 | Closed | 2025-08-05 02:33 | 2025-08-18 18:15 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - Due Diligence Vendor-08/19/2025 <br>Escalated-XXXX approves exception based off the comp factors below. - Buyer-08/14/2025 <br>Escalated-Escalating for XXXX Visibility - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Exception Provided. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-08/12/2025 <br>Open-Audited DTI of 47.15% exceeds Guideline DTI of 45% Audited LTV exceeds guideline LTV of 45% - Due Diligence Vendor-08/05/2025 |  | Waived-Exception Approved - Due Diligence Vendor-08/19/2025<br>| XXXX |  | Borrower(s) have XXXX months Reserves. Minimum required per guidelines is 0 months.<br> LTV is 80%. Maximum allowed per guidelines is 85%. | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769911 | Closed | 2025-08-05 02:09 | 2025-08-14 01:47 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested Updated 1008 Provided with updated Fico of 703 which is matching with Credit Liabilities, Updated & Condition Resolved. - Due Diligence Vendor-08/14/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/14/2025 <br>Ready for Review-1008 - Due Diligence Vendor-08/13/2025 <br>Open-The 1008 document is missing from the loan file. Missing Qualifying FICO score on 1008 provided. - Due Diligence Vendor-08/05/2025 |  | Resolved-Requested Updated 1008 Provided with updated Fico of 703 which is matching with Credit Liabilities, Updated & Condition Resolved. - Due Diligence Vendor-08/14/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/14/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769911 | Closed | 2025-08-05 02:29 | 2025-08-21 18:00 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-HPML is requirements met - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/21/2025 <br>Open- - Due Diligence Vendor-08/21/2025 <br>Resolved-The loan's (11.284%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, loan type is 2nd lien and taxes and insurance escrowed with 1st lien loan information is on Pg#'s 247 and the Final Closing disclosure on Pg#'s 103. Rate lock date was entered correctly – see Pg#'s 266. An interior and exterior appraisal was completed for this property – see pg# 30, 48, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 302, and confirmation the appraisal was delivered to the borrower – see Pg#'s 25. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 |  | Resolved-HPML is requirements met - Due Diligence Vendor-08/22/2025 <br>Resolved-The loan's (11.284%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, loan type is 2nd lien and taxes and insurance escrowed with 1st lien loan information is on Pg#'s 247 and the Final Closing disclosure on Pg#'s 103. Rate lock date was entered correctly – see Pg#'s 266. An interior and exterior appraisal was completed for this property – see pg# 30, 48, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 302, and confirmation the appraisal was delivered to the borrower – see Pg#'s 25. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/05/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769909 | Closed | 2025-08-05 04:19 | 2025-08-18 18:13 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-08/19/2025 <br> Escalated-XXXX approves exception based off the comp factors below. - Buyer-08/14/2025 <br> Escalated-Escalating for XXXX Visibility - Due Diligence Vendor-08/11/2025 <br> Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-08/07/2025 <br> Open-Audited Loan Amount of $XXXX is greater than the Guideline Maximum Loan Amount of $XXXX Audited Loan Amount is within the guideline requirement $XXXX - Due Diligence Vendor-08/05/2025 |  | Waived-Exception Approved - Due Diligence Vendor-08/19/2025<br>| XXXX |  | LTV is 69.83%. Maximum allowed per guidelines is 85%.<br> Credit Score is XXXX. Minimum required per guidelines is 700. | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769909 | Closed | 2025-08-07 11:29 | 2025-08-13 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 provided by lender. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-1008 - Due Diligence Vendor-08/12/2025 <br>Open-1008 Document is Missing The 1008 is in the file, however the qualifying FICO amount is missing. - Due Diligence Vendor-08/07/2025 |  | Resolved-1008 provided by lender. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769928 | Closed | 2025-08-04 05:59 | 2025-08-14 00:44 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Requested Updated 1008 Provided with updated Fico of XXXX which is matching with Credit Liabilities, Updated & Condition Resolved. - Due Diligence Vendor-08/14/2025 <br> Resolved-Validation Resolved - Due Diligence Vendor-08/14/2025 <br> Ready for Review-1008 - Due Diligence Vendor-08/13/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO was not reflected on the 1008 provided on p 476. It was left blank. As per GL, Primary wage earner mid-score is XXXX. - Due Diligence Vendor-08/04/2025 |  | Resolved-Requested Updated 1008 Provided with updated Fico of XXXX which is matching with Credit Liabilities, Updated & Condition Resolved. - Due Diligence Vendor-08/14/2025 <br> Resolved-Validation Resolved - Due Diligence Vendor-08/14/2025 | XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769910 | Closed | 2025-08-05 05:30 | 2025-08-18 18:14 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Waived-Exception Approved - Due Diligence Vendor-08/19/2025 <br>Escalated-XXXX approves exception based off the comp factors below. - Buyer-08/14/2025 <br>Escalated-Escalating for XXXX Visibility - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Exception Provided. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-INTERNAL EXCEPTION APPROVAL - Due Diligence Vendor-08/07/2025 <br>Open-Audited DTI of 49.58% exceeds Guideline DTI of 45% Updated as per Latest Guidelines exceeds Guideline DTI of 45% but calculated Dti is 49.58. There was not an Exception in the file. - Due Diligence Vendor-08/05/2025 |  | Waived-Exception Approved - Due Diligence Vendor-08/19/2025<br>| XXXX |  | Borrower(s) have XXXX months Reserves. Minimum required per guidelines is 0 months.<br> LTV is 67.77%. Maximum allowed per guidelines is 85%.<br> Credit Score is XXXX. Minimum required per guidelines is 680. | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769910 | Closed | 2025-08-06 12:52 | 2025-08-08 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-UPDATED 1008 - Due Diligence Vendor-08/07/2025 <br>Open-1008 Document is Missing 1008 document in the file, however it did not include FICO score. - Due Diligence Vendor-08/06/2025 |  | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/08/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769914 | Closed | 2025-08-07 07:47 | 2025-08-15 12:08 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-The 1008 provided in Findings: XXXX reflects the FICO of XXXX. Resolved. - Due Diligence Vendor-08/15/2025 <br> Ready for Review-UPDATED 1008 - Due Diligence Vendor-08/15/2025 <br> Counter-The Primary Wage Earners Mid Score is XXXX. The 1008 provided reflects XXXX. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-1008 - Due Diligence Vendor-08/13/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the 1008. Primary Wage Earner Mid-score selected on XXXX on Credit Liabilities Page. - Due Diligence Vendor-08/07/2025 |  | Resolved-The 1008 provided in Findings: XXXX reflects the FICO of XXXX. Resolved. - Due Diligence Vendor-08/15/2025 | XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769914 | Closed | 2025-08-04 22:17 | 2025-08-13 23:32 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-XXXX will utilize an owner & encumbrance report (property report) - Resolved. - Due Diligence Vendor-08/14/2025 <br> Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-08/14/2025 <br> Ready for Review-For loan amounts less than or equal to $XXXX, XXXX will utilize an owner & encumbrance report (property<br> report). - Due Diligence Vendor-08/12/2025 <br> Open-Title Coverage Amount of $0 is Less than Loan Amount. Title Coverage Amount is not available on provided title/property report. - Due Diligence Vendor-08/05/2025 |  | Resolved-XXXX will utilize an owner & encumbrance report (property report) - Resolved. - Due Diligence Vendor-08/14/2025 <br> Resolved-Title Coverage Amount of XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-08/14/2025 |  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769931 | Closed | 2025-08-07 10:11 | 2025-08-13 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. 1008 with qualifying FICO provided, resolved. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-updated 1008 - Due Diligence Vendor-08/12/2025 <br>Open-The 1008 document provided is missing the qualifying FICO score. - Due Diligence Vendor-08/07/2025 |  | Resolved-The 1008 document is present in the loan file. 1008 with qualifying FICO provided, resolved. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769915 | Closed | 2025-08-05 03:49 | 2025-08-13 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-PLS WAIVE. GUIDELINES NO LONGER REQUIRE - Due Diligence Vendor-08/12/2025 <br> Open-Borrower 1 Gap Credit Report is Missing Borrower 1 Gap Credit Report is Missing in file, as per guidelines version XXXXand page #19 missing gap credit report with in 10 business days of closing. - Due Diligence Vendor-08/05/2025 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/13/2025<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769915 | Closed | 2025-08-05 03:49 | 2025-08-13 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-PLS WAIVE. GUIDELINES NO LONGER REQUIRE - Due Diligence Vendor-08/12/2025 <br> Open-Borrower 2 Gap Credit Report is Missing Borrower 2 Gap Credit Report is Missing in file, as per guidelines version XXXX and page #19 missing gap credit report with in 10 business days of closing. - Due Diligence Vendor-08/05/2025 |  | Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-08/13/2025<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769915 | Closed | 2025-08-06 15:21 | 2025-08-13 06:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025 <br>Ready for Review-rate lock - Due Diligence Vendor-08/12/2025 <br>Open-Lock confirmation is missing in file - Due Diligence Vendor-08/06/2025 |  | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769915 | Closed | 2025-08-05 05:12 | 2025-08-13 04:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Invalid condition as Expiry date is XXXX is after the closing date, updated & condition resolved. - Due Diligence Vendor-08/13/2025 <br> Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Arizona ID cards generally do not expire, with a few exceptions. Standard Arizona ID cards, often labeled "Not for Federal Identification," typically do not expire. However, if an ID card is issued to temporarily replace a suspended license, it's only valid for 180 days and does not require renewal, according to VoteRiders. Additionally, Arizona Travel IDs, which are marked with a star and can be used for federal identification, expire every eight years. <br> - Due Diligence Vendor-08/12/2025 <br> Open-Borrower 2 Photo Identification Missing. Please provide valid photo identification per guideline requirements. Photo Identification available in page no #223, but expiration date is missing Photo Identification with expiration date is required. Patriot act on pg 172 reflects expiration date of XXXX. - Due Diligence Vendor-08/05/2025 |  | Resolved-Invalid condition as Expiry date is XXXX is after the closing date, updated & condition resolved. - Due Diligence Vendor-08/13/2025 <br> Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-08/13/2025 |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769915 | Closed | 2025-08-05 05:43 | 2025-08-06 15:25 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.242%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. 2nd lien does not require escrows. the Final Closing disclosure on Pg# 70 reflects escrows. Rate lock date was entered correctly see Pg.'s 227 An interior and exterior appraisal was completed for this property – see pg. 21 the appraisal disclosure was provided to the borrower(s)- see Pg#'21 and copy of the appraisal was given to the borrower see Pg# 21 for the copy of the disclosure, ECOA disclosure page no #21, 285. The loan meets HPML guidelines." <br> - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/05/2025 |  | Resolved-The loan's (11.242%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. 2nd lien does not require escrows. the Final Closing disclosure on Pg# 70 reflects escrows. Rate lock date was entered correctly see Pg.'s 227 An interior and exterior appraisal was completed for this property – see pg. 21 the appraisal disclosure was provided to the borrower(s)- see Pg#'21 and copy of the appraisal was given to the borrower see Pg# 21 for the copy of the disclosure, ECOA disclosure page no #21, 285. The loan meets HPML guidelines." <br> - Due Diligence Vendor-08/05/2025<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769920 | Closed | 2025-08-06 15:24 | 2025-08-12 10:38 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-1008 provided in Findings: XXXX that reflects the FICO of XXXX. Resolved. - Due Diligence Vendor-08/12/2025 <br> Ready for Review-1008 - Due Diligence Vendor-08/12/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO score is missing/blank on the 1008. Primary Wage Earner Mid-score selected on XXXX on Credit Liabilities Page. - Due Diligence Vendor-08/06/2025 |  | Resolved-1008 provided in Findings: XXXXF that reflects the FICO of XXXX. Resolved. - Due Diligence Vendor-08/12/2025 | XXXX |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769920 | Closed | 2025-08-04 06:43 | 2025-08-12 14:40 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-. - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 <br>Resolved-The loan's (10.62%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. Tthe Final Closing disclosure on Pg#'s 53 reflects no escrows. Rate lock date was entered correctly – see Pg#'s 195. An interior and exterior appraisal was completed for this property – see p 20-43 , the appraisal disclosure was provided to the borrower(s)- see Pg# 262 and copy of the appraisal was given to the borrower – see Pg#'s 78. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 <br>Resolved-The loan's (10.62%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. Tthe Final Closing disclosure on Pg#'s 53 reflects no escrows. Rate lock date was entered correctly – see Pg#'s 195. An interior and exterior appraisal was completed for this property – see p 20-43 , the appraisal disclosure was provided to the borrower(s)- see Pg# 262 and copy of the appraisal was given to the borrower – see Pg#'s 78. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-. - Due Diligence Vendor-08/12/2025 <br>Resolved-The loan's (10.62%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. Tthe Final Closing disclosure on Pg#'s 53 reflects no escrows. Rate lock date was entered correctly – see Pg#'s 195. An interior and exterior appraisal was completed for this property – see p 20-43 , the appraisal disclosure was provided to the borrower(s)- see Pg# 262 and copy of the appraisal was given to the borrower – see Pg#'s 78. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/12/2025 <br>Resolved-The loan's (10.62%) APR equals or exceeds the Federal HPML threshold of (10.39%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.89%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. Tthe Final Closing disclosure on Pg#'s 53 reflects no escrows. Rate lock date was entered correctly – see Pg#'s 195. An interior and exterior appraisal was completed for this property – see p 20-43 , the appraisal disclosure was provided to the borrower(s)- see Pg# 262 and copy of the appraisal was given to the borrower – see Pg#'s 78. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/04/2025<br>|  |  |  | MI | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769926 | Closed | 2025-08-04 10:01 | 2025-08-21 15:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | Consumer Caution and Home Owner Counseling Notice is Missing | Resolved-Primary Refinance hence home loan toolkit is not required. - Due Diligence Vendor-08/08/2025 <br>Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-08/08/2025 <br>Ready for Review-HOC - Due Diligence Vendor-08/07/2025 <br>Open-Consumer Caution and Home Owner Counseling Notice is Missing - Due Diligence Vendor-08/04/2025 |  | Resolved-Primary Refinance hence home loan toolkit is not required. - Due Diligence Vendor-08/08/2025 <br>Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-08/08/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769926 | Closed | 2025-08-04 09:05 | 2025-08-21 15:51 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Loan was originated as an HPML loan and meets the guidelines with an appraisal, no PPP and first lien escrowed - Due Diligence Vendor-08/21/2025 <br>Open-The loan's (11.092%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) - Due Diligence Vendor-08/15/2025 <br>Open- - Due Diligence Vendor-08/15/2025 <br>Open- - Due Diligence Vendor-08/15/2025 <br>Open-The loan's (11.092%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The loan does not meet HPML guidelines - Due Diligence Vendor-08/11/2025 <br>Ready for Review-WHAT ARE YOU REQUESTING? - Due Diligence Vendor-08/07/2025 <br>Open-The loan's (11.092%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# N/A and the Final Closing disclosure on Pg# 107 reflects escrows. Rate lock date was entered correctly see Pg# 78 An interior and exterior appraisal was completed for this property – see Page#28 the appraisal disclosure was provided to the borrower(s)- see Pg# 345, and copy of the appraisal was given to the borrower see Pg# 345 for the copy of the disclosure. The loan does not meet HPML guidelines - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-Loan was originated as an HPML loan and meets the guidelines with an appraisal, no PPP and first lien escrowed - Due Diligence Vendor-08/21/2025<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769921 | Closed | 2025-08-06 11:40 | 2025-08-18 14:30 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-1008 - Due Diligence Vendor-08/15/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the 1008. Primary Wage Earner Mid-score selected on XXXX on Credit Liabilities Page. - Due Diligence Vendor-08/06/2025 |  | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769921 | Closed | 2025-08-06 14:41 | 2025-08-13 17:24 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Resolved-XXXX Matrix: Max 80% CLTV if FICO < 700. Updated the Business Purpose - Approval and Guideline screen. Resolved. - Due Diligence Vendor-08/13/2025 <br>Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-08/13/2025 <br>Ready for Review-we can go to 80% with a FICO at 695 per the matrix and guides for properties in Colorado. California is the only state that is restricted to 75%<br>- Due Diligence Vendor-08/12/2025 <br>Open-Audited CLTV of 80% exceeds Guideline CLTV of 75% The Audited CLTV of 80% exceeds Guideline CLTV of 75%. - Due Diligence Vendor-08/06/2025 |  | Resolved-XXXX Matrix: Max 80% CLTV if FICO < 700. Updated the Business Purpose - Approval and Guideline screen. Resolved. - Due Diligence Vendor-08/13/2025 <br>Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-08/13/2025<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769921 | Closed | 2025-08-04 02:09 | 2025-08-06 13:59 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.734%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. The Final Closing disclosure on Pg#'s 80 & 71reflects no escrows. Rate lock date was entered correctly – see Pg 63. An interior and exterior appraisal was completed for this property – see pg 24-53. The appraisal disclosure was provided to the borrower(s)- see Pg#'s 22, and confirmation the appraisal was delivered to the borrower – see Pg# 90. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-The loan's (11.734%) APR equals or exceeds the Federal HPML threshold of (10.33%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.83%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and borrower is not Escrowing. The Final Closing disclosure on Pg#'s 80 & 71reflects no escrows. Rate lock date was entered correctly – see Pg 63. An interior and exterior appraisal was completed for this property – see pg 24-53. The appraisal disclosure was provided to the borrower(s)- see Pg#'s 22, and confirmation the appraisal was delivered to the borrower – see Pg# 90. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/04/2025<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769933 | Closed | 2025-08-03 23:05 | 2025-08-18 01:23 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 2 Paystubs Less Than 1 Month Provided | Resolved-Borrower 2 Paystubs of 1 Month Provided. Resolved - Due Diligence Vendor-08/18/2025 <br>Ready for Review-PAYSTUBS - Due Diligence Vendor-08/15/2025 <br>Open-Borrower 2 Paystubs Less Than 1 Month Provided Borrower 2 Paystubs Less Than 1 Month as per guidelines version 04/04/2024 and page #35, we need 30 days period paystub. - Due Diligence Vendor-08/04/2025 |  | Resolved-Borrower 2 Paystubs of 1 Month Provided. Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769933 | Closed | 2025-08-03 23:05 | 2025-08-18 01:23 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Borrower 1 Paystubs of 1 Month Provided. Resolved - Due Diligence Vendor-08/18/2025 <br> Ready for Review-PAYSTUBS - Due Diligence Vendor-08/15/2025 <br> Open-Borrower 1 Paystubs Less Than 1 Month Provided Borrower 1 Paystubs Less Than 1 Month as per guidelines versionXXXX and page #35, we need 30 days period paystub. - Due Diligence Vendor-08/04/2025 |  | Resolved-Borrower 1 Paystubs of 1 Month Provided. Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769933 | Closed | 2025-08-04 00:22 | 2025-08-14 16:01 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. 1008 with qualifying FICO provided, resolved. - Due Diligence Vendor-08/14/2025 <br>Ready for Review-1008 - Due Diligence Vendor-08/13/2025 <br>Open-The 1008 document is missing from the loan file. Missing Qualifying FICO on 1008 provided. - Due Diligence Vendor-08/04/2025 |  | Resolved-The 1008 document is present in the loan file. 1008 with qualifying FICO provided, resolved. - Due Diligence Vendor-08/14/2025<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769919 | Closed | 2025-08-04 00:39 | 2025-08-20 15:58 | Resolved | 1 - Information C A | Compliance | Fees:Limited | New Jersey - Origination Fee (RMLA)(Junior Lien) | Resolved-Received the PCCD, refund, and LOE. Re-ran XXXX and finding resolved. - Due Diligence Vendor-08/20/2025 <br> Resolved- - Due Diligence Vendor-08/20/2025 <br> Open-. - Due Diligence Vendor-08/20/2025 <br> Open- - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Escalated to XXXX review. - Due Diligence Vendor-08/20/2025 <br> Open-Cure documents provided included PCCD, Fed Ex label, copy of check for $XXXX and letter to borrower. - Due Diligence Vendor-08/20/2025 <br> Open- - Due Diligence Vendor-08/20/2025 <br> Ready for Review-XXXX - Due Diligence Vendor-08/19/2025 <br> Open-New Jersey - Origination Fee (RMLA)(Junior Lien)- Valid finding, a cure of $XXXX is required. - Due Diligence Vendor-08/12/2025 <br> Open- - Due Diligence Vendor-08/07/2025 <br> Open-The total loan origination fees of ($XXXX), which includes fees submitted as an Origination Fee, Loan Discount, 203(k) Supplemental Origination Fee, 203(k) Discount on Repairs, and Temporary Buy Down Fee, exceeds the ($XXXX) threshold. The New Jersey Residential Mortgage Lending Act prohibits loan origination fees greater than 3% of the "principal amount of the loan" on secondary mortgage loans. The "principal amount of the loan" means the total amount of credit extended excluding financed loan origination fees. (N.J. Rev. Stat. 17:11C-80; N.J. ADC 3:15-9.2) - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-Received the PCCD, refund, and LOE. Re-ran XXXX and finding resolved. - Due Diligence Vendor-08/20/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769919 | Closed | 2025-08-04 01:12 | 2025-08-14 01:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested Senior Lien Documents Provided, Updated & Condition resolved. - Due Diligence Vendor-08/14/2025 <br>Ready for Review-1ST MTG DOT AND MTG STMT - Due Diligence Vendor-08/13/2025 <br>Open-1st lien Note missing from file. - Due Diligence Vendor-08/04/2025 |  | Resolved-Requested Senior Lien Documents Provided, Updated & Condition resolved. - Due Diligence Vendor-08/14/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769919 | Closed | 2025-08-03 23:32 | 2025-08-12 02:32 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated 1008 Document uploaded, Qualifying FICO on the 1008 matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - Due Diligence Vendor-08/12/2025 <br> Resolved-Validation Resolved - Due Diligence Vendor-08/12/2025 <br> Ready for Review-UPDATED 1008 - Due Diligence Vendor-08/11/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. The FICO is missing/blank on the 1008. Primary Wage Earner Mid-score selected on XXXX on Credit Liabilities Page. - Due Diligence Vendor-08/04/2025 |  | Resolved-Updated 1008 Document uploaded, Qualifying FICO on the 1008 matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - Due Diligence Vendor-08/12/2025 <br>Resolved-Validation Resolved - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769919 | Closed | 2025-08-04 00:39 | 2025-08-20 15:58 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-meets hpml guidelines - Due Diligence Vendor-08/20/2025 <br>Open- - Due Diligence Vendor-08/20/2025 <br>Resolved-Meets HPML guidelines - Due Diligence Vendor-08/20/2025 <br>Open- - Due Diligence Vendor-08/20/2025 <br>Resolved-The loan's (10.884%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 226 & 79. An interior and exterior appraisal was completed for this property – see pg 21-65, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 287 and copy of the appraisal was given to the borrower – see Pg#'s 20 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 108. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/20/2025 <br>Open- - Due Diligence Vendor-08/20/2025 <br>Resolved-The loan's (10.884%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 226 & 79. An interior and exterior appraisal was completed for this property – see pg 21-65, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 287, and copy of the appraisal was given to the borrower – see Pg#'s 20 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 108. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/04/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-meets hpml guidelines - Due Diligence Vendor-08/20/2025 <br>Resolved-Meets HPML guidelines - Due Diligence Vendor-08/20/2025 <br>Resolved-The loan's (10.884%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 226 & 79. An interior and exterior appraisal was completed for this property – see pg 21-65, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 287 and copy of the appraisal was given to the borrower – see Pg#'s 20 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 108. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/20/2025 <br>Resolved-The loan's (10.884%) APR equals or exceeds the Federal HPML threshold of (10.38%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.88%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#'s 226 & 79. An interior and exterior appraisal was completed for this property – see pg 21-65, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 287, and copy of the appraisal was given to the borrower – see Pg#'s 20 for the copy of the disclosure. Appraisal delivery acknowledgment to borrower on page # 108. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/04/2025<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769883 | Closed | 2025-07-30 02:11 | 2025-08-06 03:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Requested Senior Lien Note Document Provided Hence Condition resolved. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. uploaded - Buyer-08/05/2025 <br>Open-loan is 2nd lien Preview note and Dot missing in file. - Due Diligence Vendor-07/30/2025 |  | Resolved-Requested Senior Lien Note Document Provided Hence Condition resolved. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769883 | Closed | 2025-07-30 01:47 | 2025-08-06 12:48 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-. - Due Diligence Vendor-08/06/2025 <br>Open- - Due Diligence Vendor-08/06/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-What is needed to clear condition - Buyer-08/05/2025 <br>Open- - Due Diligence Vendor-08/04/2025 <br>Resolved-The loan's (9.922%) APR equals or exceeds the Federal HPML threshold of (9.51%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.01%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s 350 An interior and exterior appraisal was completed for this property – see pg 50 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 343 and copy of the appraisal was given to the borrower – see Pg#'s 31 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 <br>Open- - Due Diligence Vendor-07/30/2025 |  | Resolved-. - Due Diligence Vendor-08/06/2025 <br>Resolved-HPML requirements have been met and an interior appraisal was performed. - Due Diligence Vendor-08/06/2025 <br>Resolved-The loan's (9.922%) APR equals or exceeds the Federal HPML threshold of (9.51%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.01%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s 350 An interior and exterior appraisal was completed for this property – see pg 50 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s 343 and copy of the appraisal was given to the borrower – see Pg#'s 31 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-07/30/2025<br>|  |  |  | TN | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729238 | Closed | 2025-08-01 12:19 | 2025-08-11 09:19 | Resolved | 1 - Information C A | Compliance | Rescission:Variance | Federal - Right of Rescission Variance Failure (TILA) | Resolved-Lender indicated they consider Sat a Bus day. Per executed CD, ROR and Deed of Trust, borrower signed on XXXX and funds disbursed XXXX completing the 3 day right of rescission. Condition resolved. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Saturday is a business day for lender. XXXX is correct rescission based on XXXX closing date - Buyer-08/08/2025 <br> Open-The disclosed "Right to Cancel Expire Date" (XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) . - Due Diligence Vendor-08/01/2025 <br> Open- - Due Diligence Vendor-08/01/2025 <br> Open- - Due Diligence Vendor-08/01/2025 |  | Resolved-Lender indicated they consider Sat a Bus day. Per executed CD, ROR and Deed of Trust, borrower signed on XXXX and funds disbursed XXXX completing the 3 day right of rescission. Condition resolved. - Due Diligence Vendor-08/11/2025 |  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729238 | Closed | 2025-08-01 12:19 | 2025-08-11 09:19 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Lender indicated they consider Sat a Bus day. Per executed CD, ROR and Deed of Trust, borrower signed on XXXX and funds disbursed XXXX completing the 3 day right of rescission. Condition resolved. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Saturday is a business day for lender. XXXX is correct disbursement based on XXXX closing date - Buyer-08/08/2025 <br> Open-The loan disbursement date XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) . - Due Diligence Vendor-08/01/2025 <br> Open- - Due Diligence Vendor-08/01/2025 <br> Open- - Due Diligence Vendor-08/01/2025 |  | Resolved-Lender indicated they consider Sat a Bus day. Per executed CD, ROR and Deed of Trust, borrower signed on XXXX and funds disbursed XXXX completing the 3 day right of rescission. Condition resolved. - Due Diligence Vendor-08/11/2025 |  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769938 | Closed | 2025-08-01 06:20 | 2025-08-05 16:24 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.726%) APR equals or exceeds the Federal HPML threshold of (10.4%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.9%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and Borrower is not Escrowing. The Final Closing Disclosure on Pg#'s83 & 96 confirms there is not an escrow account as they are included in the first lien. Rate lock date was entered correctly – see Page 286. An interior and exterior appraisal was completed for this property – see pg# 16-45. The appraisal disclosure was provided to the borrower(s)- see Pg#'s 337 and confirmation the appraisal was delivered to the borrower – see Pg#'s 14. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/01/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/01/2025 <br>Open- - Due Diligence Vendor-08/01/2025 |  | Resolved-The loan's (11.726%) APR equals or exceeds the Federal HPML threshold of (10.4%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.9%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. This is a second lien and Borrower is not Escrowing. The Final Closing Disclosure on Pg#'s83 & 96 confirms there is not an escrow account as they are included in the first lien. Rate lock date was entered correctly – see Page 286. An interior and exterior appraisal was completed for this property – see pg# 16-45. The appraisal disclosure was provided to the borrower(s)- see Pg#'s 337 and confirmation the appraisal was delivered to the borrower – see Pg#'s 14. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-08/01/2025<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769894 | Closed | 2025-08-05 11:10 | 2025-10-29 15:29 | Resolved | 1 - Information A | Compliance | Interest:DaysInYear | Washington - Days Used For Interest Calculation | Resolved- - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded.<br> - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded. - Due Diligence Vendor-09/12/2025 <br>Ready for Review-N/A XXXX holds a Washington State Consumer loan license. - Seller-09/11/2025 <br>Open-The days in year number is (360.0). The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; O'Brien v. Shearson Hayden Stone, Inc., 90 Wash. 2d 680, 586 P. 2d 830 (1978)) The days in year number is (360.0). The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 | Ready for Review-N/A XXXX holds a Washington State Consumer loan license. - Seller-09/11/2025<br>| Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded.<br> - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded. - Due Diligence Vendor-09/12/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769894 | Closed | 2025-08-05 11:10 | 2025-10-29 15:29 | Resolved | 1 - Information A | Compliance | Mavent | Interest: DaysInYear | Resolved- - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded.<br> - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded. - Due Diligence Vendor-09/12/2025 <br>Ready for Review-N/A XXXX holds a Washington State Consumer loan license. - Buyer-09/11/2025 <br>Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; O'Brien v. Shearson Hayden Stone, Inc., 90 Wash. 2d 680, 586 P. 2d 830 (1978)) The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365 - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 |  | Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded.<br> - Due Diligence Vendor-10/29/2025 <br>Rescinded-Lender has WA Consumer Loan Licensees and is exempt from the Washington Usuary provisions, finding rescinded. - Due Diligence Vendor-09/12/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769894 | Closed | 2025-08-05 11:10 | 2025-10-29 15:32 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.573%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s 503, 576 and the Final Closing disclosure on Pg#'s 161, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 621. An interior and exterior appraisal was completed for this property – see pg# 95, 111, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 90 and confirmation the appraisal was delivered to the borrower – see Pg#'s 1007. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Open- - Due Diligence Vendor-10/29/2025 <br>Resolved-The loan's (11.573%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s 503, 576 and the Final Closing disclosure on Pg#'s 161, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 621. An interior and exterior appraisal was completed for this property – see pg# 95, 111, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 90 and confirmation the appraisal was delivered to the borrower – see Pg#'s 1007. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 <br>Open- - Due Diligence Vendor-08/05/2025 |  | Resolved-The loan's (11.573%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s 503, 576 and the Final Closing disclosure on Pg#'s 161, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 621. An interior and exterior appraisal was completed for this property – see pg# 95, 111, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 90 and confirmation the appraisal was delivered to the borrower – see Pg#'s 1007. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-10/29/2025 <br>Resolved-The loan's (11.573%) APR equals or exceeds the Federal HPML threshold of (10.25%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.75%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow disclosures and loan information is on Pg#'s 503, 576 and the Final Closing disclosure on Pg#'s 161, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s 621. An interior and exterior appraisal was completed for this property – see pg# 95, 111, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 90 and confirmation the appraisal was delivered to the borrower – see Pg#'s 1007. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-08/05/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769879 | Closed | 2025-08-11 15:27 | 2025-08-13 08:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-1st lien documents provided by lender. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. attached - Seller-08/12/2025 <br>Open-Prior Note / Mortgage or mortgage statement from senior lien is missing from the file. - Due Diligence Vendor-08/11/2025 | Ready for Review-Document Uploaded. attached - Seller-08/12/2025<br>| Resolved-1st lien documents provided by lender. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769879 | Closed | 2025-08-11 14:57 | 2025-08-13 08:48 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. updated title binder uploaded - Seller-08/12/2025 <br> Open-Title Coverage Amount of $XXXX is Less than Loan Amount Title coverage is $XXXX per title commitment provided. - Due Diligence Vendor-08/11/2025 | Ready for Review-Document Uploaded. updated title binder uploaded - Seller-08/12/2025<br>| Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-08/13/2025 | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769879 | Closed | 2025-08-07 00:34 | 2025-08-11 15:19 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.203%) APR equals or exceeds the Federal HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.67%).(12 CFR 1026.35(a)(1)(iii)) Right to receive copy of appraisal disclosure is missing.<br> This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 59, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 240 An interior and exterior appraisal was completed for this property – see pg 13, the appraisal disclosure was provided to the borrower(s)- see Pg#' missing and confirmation the appraisal was delivered to the borrower – see Pg#'53,54. The loan meets HPML guidelines - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 |  | Resolved-The loan's (10.203%) APR equals or exceeds the Federal HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.67%).(12 CFR 1026.35(a)(1)(iii)) Right to receive copy of appraisal disclosure is missing.<br> This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 59, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 240 An interior and exterior appraisal was completed for this property – see pg 13, the appraisal disclosure was provided to the borrower(s)- see Pg#' missing and confirmation the appraisal was delivered to the borrower – see Pg#'53,54. The loan meets HPML guidelines - Due Diligence Vendor-08/07/2025<br>|  |  | HPML requirements have been met and an interior appraisal was performed. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769879 | Closed | 2025-08-07 00:34 | 2025-08-11 15:19 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.203%) equals or exceeds the California HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.67%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) Right to receive copy of appraisal disclosure is missing.<br> This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 59, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 240 An interior and exterior appraisal was completed for this property – see pg 13, the appraisal disclosure was provided to the borrower(s)- see Pg#' missing and confirmation the appraisal was delivered to the borrower – see Pg#'53,54. The loan meets HPML guidelines - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.203%) equals or exceeds the California HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.67%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) Right to receive copy of appraisal disclosure is missing.<br> This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow Final Closing disclosure on Pg#'s 59, Finding reflects no escrows. Rate lock date was entered correctly – see Pg#'s 240 An interior and exterior appraisal was completed for this property – see pg 13, the appraisal disclosure was provided to the borrower(s)- see Pg#' missing and confirmation the appraisal was delivered to the borrower – see Pg#'53,54. The loan meets HPML guidelines - Due Diligence Vendor-08/07/2025<br>|  |  | HPML requirements have been met and an interior appraisal was performed. | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769936 | Closed | 2025-08-07 03:51 | 2025-08-12 07:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/12/2025 <br>Resolved-WVOE in file, W2 not required - Resolved. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-no W2 - we used VOE - please seee attached - Due Diligence Vendor-08/11/2025 <br>Open-Borrower 2 W2/1099 Missing Missing B2 W2 - Due Diligence Vendor-08/07/2025 |  | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/12/2025 <br>Resolved-WVOE in file, W2 not required - Resolved. - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304724223 | Closed | 2025-08-13 10:24 | 2025-08-13 11:33 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved-Resolved - Due Diligence Vendor-08/13/2025 <br> Open-The disclosed Total of Payments ($XXXX) is understated by more than $35 when compared to the actual Total of Payments of ($XXXX). The difference is ($XXXX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $35. (12 CFR 1026.23(h)(2)(ii)) Comment in XXXX - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Open-The disclosed Total of Payments ($XXXX) is understated by more than $35 when compared to the actual Total of Payments of (XXXX). The difference is ($XXXX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $35. (12 CFR 1026.23(h)(2)(ii)) comment inXXXX - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Resolved-Lender provided PCCD dated 8/2/2024. - Due Diligence Vendor-08/13/2025 <br> Resolved- - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Open-The disclosed Total of Payments ($XXXX) is understated by more than $35 when compared to the actual Total of Payments of ($XXXX). The difference is ($XXXX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $35. (12 CFR 1026.23(h)(2)(ii)) Comment in XXXX - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/13/2025 <br> Resolved-Lender provided PCCD dated XXXX . - Due Diligence Vendor-08/13/2025 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304724223 | Closed | 2025-08-13 10:24 | 2025-08-13 11:20 | Resolved | 1 - Information C A | Compliance | Interest:Accrual | California - Interest Rate Accrual Warning (Civ. Code) | Resolved-Under the California Civil Code, a Lender may not begin to accrue interest on a loan secured by 1-4 unit dwelling on real property located in California prior to one day before the loan proceeds are disbursed to the Borrower or to the Borrower's designee. (Cal. Civ. Code 2948.5) Resolved per updates in XXXX - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Resolved-Resolved per updates in lM - Due Diligence Vendor-08/13/2025 <br>Resolved- - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Open-Under the California Civil Code, a Lender may not begin to accrue interest on a loan secured by 1-4 unit dwelling on real property located in California prior to one day before the loan proceeds are disbursed to the Borrower or to the Borrower's designee. (Cal. Civ. Code 2948.5) Comment in XXXX - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 |  | Resolved-Under the California Civil Code, a Lender may not begin to accrue interest on a loan secured by 1-4 unit dwelling on real property located in California prior to one day before the loan proceeds are disbursed to the Borrower or to the Borrower's designee. (Cal. Civ. Code 2948.5) Resolved per updates in XXXX - Due Diligence Vendor-08/13/2025 <br>Resolved-Resolved per updates in lM - Due Diligence Vendor-08/13/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304724223 | Closed | 2025-08-06 23:57 | 2025-08-13 10:25 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Lender provided PCCD. - Due Diligence Vendor-08/13/2025 <br> Resolved- - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. pcdd attached. - Seller-08/13/2025 <br> Open-The disbursement date per Final CD was XXXX, however the cancellation date on the ROR was XXXX. - Due Diligence Vendor-08/12/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. - Due Diligence Vendor-08/07/2025 <br> Open- - Due Diligence Vendor-08/07/2025 | Ready for Review-Document Uploaded. pcdd attached. - Seller-08/13/2025<br>| Resolved-Lender provided PCCD. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304724223 | Closed | 2025-08-12 10:42 | 2025-08-13 08:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Lender provided mortgage statement for senior lien. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. attached - Seller-08/13/2025 <br>Open-The file did not contain the previous Note, DOT or mortgage statement for the senior lien. - Due Diligence Vendor-08/12/2025 | Ready for Review-Document Uploaded. attached - Seller-08/13/2025<br>| Resolved-Lender provided mortgage statement for senior lien. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304724223 | Closed | 2025-08-12 10:46 | 2025-08-13 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 w/ updated FICO score provided. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. 1008 with 785 FICO uploaded - Buyer-08/12/2025 <br> Open-1008 Document is Missing The 1008 document was in the file, however the FICO score provided did not match the qualifying FICO score of XXXX. Updated 1008 required. - Due Diligence Vendor-08/12/2025 |  | Resolved-1008 w/ updated FICO score provided. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769881 | Closed | 2025-08-12 12:58 | 2025-08-18 10:25 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Waived-Exception Approved - Due Diligence Vendor-08/18/2025 <br>Unable to Resolve-Unable to Resolve-XXXX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-08/16/2025 <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per 12.2.1. - Due Diligence Vendor-08/12/2025 |  | Waived-Exception Approved - Due Diligence Vendor-08/18/2025<br>|  |  | XXXX FICO<br> 39% DTI, Max is 50%<br> Borrower has an individual policy that provides full coverage of the property. | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304729265 | Closed | 2025-08-08 07:34 | 2025-09-03 10:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD signed XXXX provided by lender. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Please see corrective final CD showing it was signed XXXX - Buyer-09/02/2025 <br> Counter-Provide fully executed Closing disclosure issued XXXX. Finding countered. - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. The Deed of Trust was executed and notarized on XXXX, by notary XXXX, as reflected on page 7. The Trustee's Acknowledgment was subsequently notarized on XXXX.<br>Please note that this discrepancy does not affect the loan closing date. The loan duly closed and was signed on XXXX. - Buyer-08/20/2025 <br> Counter-Per Closing documents provided in file, close date is XXXX with a Notary date of XXXX. Provide Final CD issued at closing or update Note/DOT to coincide with XXXX closing date. Finding countered. - Due Diligence Vendor-08/14/2025 <br> Ready for Review-Document Uploaded. Please see the attached correct final cd - Buyer-08/13/2025 <br> Open-TRID: Missing Final Closing Disclosure Required Updated Final Closing Disclosure. (We have received XXXX and XXXX signed Closing Disclosure However Note date is XXXX5 and Notary date XXXX) - Due Diligence Vendor-08/08/2025 |  | Resolved-CD signed XXXX provided by lender. - Due Diligence Vendor-09/03/2025 | XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304700334 | Closed | 2025-08-13 13:16 | 2025-09-02 15:05 | Acknowledged | 2 - Non-Material D B | Credit | Missing Doc | 1008 Document is Missing | Acknowledged-1008 provided taxes and insurance remain omitted but credit risk is within guidelines. XXXX Acknowledged. - Due Diligence Vendor-09/02/2025 <br> Counter-Document Uploaded. Final 1008 Uploaded - Seller-09/02/2025 <br> Counter-The verified tax amount is XXXX and the verified insurance amount is XXXX. The verified HOA amount isXXXX The PITIA isXXXX which results in ratios of XXXX. The initial 1008 provided on p 886 reflected the correct First Mortgage P&I of $XXXX and 2nd lien P&I of $XXXX as well as an HOA fee of $XXXX however did not include the tax and insurance information noted. - Due Diligence Vendor-08/26/2025 <br> Open-Document Uploaded. 1008 with insurance and taxes uploaded - Seller-08/26/2025 <br> Open-The 1008 document is missing from the loan file. The 1008 on p 886 did not include the tax and insurance amounts in the Proposed Monthly Payments column thus the HTI and DTI are not calculated correctly. - Due Diligence Vendor-08/13/2025 | Documentation has been uploaded for review - 08/26/2025 <br>| Acknowledged-1008 provided taxes and insurance remain omitted but credit risk is within guidelines. XXXX Acknowledged. - Due Diligence Vendor-09/02/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304700334 | Closed | 2025-08-13 13:02 | 2025-08-13 13:29 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.665%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Escrow Waiver is on Pg#'s 425 and the Final Closing disclosure on Pg#'s 236. Rate lock date was entered correctly – see Pg#'s 190. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 608-609, and confirmation the appraisal was delivered to the borrower – see Pg#'s 255-257. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (10.665%) equals or exceeds the California HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.65%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Escrow Waiver is on Pg#'s 425 and the Final Closing disclosure on Pg#'s 236. Rate lock date was entered correctly – see Pg#'s 190. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 608-609, and confirmation the appraisal was delivered to the borrower – see Pg#'s 255-257. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/13/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304700334 | Closed | 2025-08-13 13:02 | 2025-08-13 13:29 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.665%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Escrow Waiver is on Pg#'s 425 and the Final Closing disclosure on Pg#'s 236. Rate lock date was entered correctly – see Pg#'s 190. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 608-609, and confirmation the appraisal was delivered to the borrower – see Pg#'s 255-257. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 <br>Open- - Due Diligence Vendor-08/13/2025 |  | Resolved-The loan's (10.665%) APR equals or exceeds the Federal HPML threshold of (10.15%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.65%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Escrow Waiver is on Pg#'s 425 and the Final Closing disclosure on Pg#'s 236. Rate lock date was entered correctly – see Pg#'s 190. An interior and exterior appraisal was completed for this property – see pg 34, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 608-609, and confirmation the appraisal was delivered to the borrower – see Pg#'s 255-257. Requirements of HPML have been met. Resolved. - Due Diligence Vendor-08/13/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769851 | Closed | 2025-08-11 01:34 | 2025-08-13 15:13 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.314%) APR equals or exceeds the Federal HPML threshold of (9.5%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.0%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 81 and the Final Closing disclosure on Pg#'s 81 reflects escrows. Rate lock date was entered correctly – see Pg#'s 330 An interior and exterior appraisal was completed for this property – see pg 24-56 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s___ , and copy of the appraisal was given to the borrower – see Pg#'s 326 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-08/11/2025 <br>Open- - Due Diligence Vendor-08/11/2025 |  | Resolved-The loan's (10.314%) APR equals or exceeds the Federal HPML threshold of (9.5%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.0%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s 81 and the Final Closing disclosure on Pg#'s 81 reflects escrows. Rate lock date was entered correctly – see Pg#'s 330 An interior and exterior appraisal was completed for this property – see pg 24-56 , the appraisal disclosure was provided to the borrower(s)- see Pg#'s___ , and copy of the appraisal was given to the borrower – see Pg#'s 326 for the copy of the disclosure. The loan meets HPML guidelines<br> - Due Diligence Vendor-08/11/2025<br>|  |  | HPML requirements have been met and an interior appraisal was performed. | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769895 | Closed | 2025-08-12 08:25 | 2025-08-13 09:01 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (9.852%) APR equals or exceeds the Federal HPML threshold of (9.5%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.0%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, the Final Closing disclosure on Pg#'s 142 Shows no Escrows. Rate lock date was entered correctly – see Pg#'s 560. An interior and exterior appraisal was completed for this property – see pg 77, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 976, and confirmation the appraisal was delivered to the borrower – see Pg#'s 60. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 |  | Resolved-The loan's (9.852%) APR equals or exceeds the Federal HPML threshold of (9.5%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.0%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, the Final Closing disclosure on Pg#'s 142 Shows no Escrows. Rate lock date was entered correctly – see Pg#'s 560. An interior and exterior appraisal was completed for this property – see pg 77, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 976, and confirmation the appraisal was delivered to the borrower – see Pg#'s 60. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/12/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769845 | Closed | 2025-08-14 07:19 | 2025-08-25 10:14 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved. COC not provided. Increase of fee is due to rounding from LE to CD. - Due Diligence Vendor-08/25/2025 <br>Open- - Due Diligence Vendor-08/25/2025 <br>Ready for Review-COC not required as fees were originally disclosed in Section C and carry a 10% tolerance. It does not change to 0 tolerance because fees are now in section B. Reg Z 19(e)(3)(ii)-3 - Buyer-08/21/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Lender's Title Policy. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Written list of providers does not show Title company name. Fees tested as 0 tolerance vs 10%. Provide updated SPL reflecting correct Title company to test fees correctly. - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/19/2025 <br>Open- - Due Diligence Vendor-08/14/2025 |  | Resolved-Resolved. COC not provided. Increase of fee is due to rounding from LE to CD. - Due Diligence Vendor-08/25/2025<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769871 | Closed | 2025-08-14 22:33 | 2025-08-22 05:57 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance coverage is less than loan amount, Provided RCE document, changes made in system, Finding Resolved - Due Diligence Vendor-08/22/2025 <br> Resolved-Hazard Insurance Coverage Amount of $XXXX is equal to or greater than Required Coverage Amount of $XXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. RCE on page 12 of policy - Buyer-08/22/2025 <br> Open-Hazard Insurance Coverage Amount of $XXXX is less than Required Coverage Amount of $XXXX and Guaranteed Replacement Coverage indicator is 'No' Per matrix property insurance must include 100% replacement cost or updated coverage to cover both the 1st and 2nd lien required. Missing evidence of replacement cost or updated policy with sufficient coverage.<br> - Due Diligence Vendor-08/15/2025 |  | Resolved-Hazard Insurance coverage is less than loan amount, Provided RCE document, changes made in system, Finding Resolved - Due Diligence Vendor-08/22/2025 <br> Resolved-Hazard Insurance Coverage Amount of $XXXX is equal to or greater than Required Coverage Amount of $XXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-08/22/2025 | XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769865 | Closed | 2025-08-15 01:55 | 2025-08-27 08:23 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided updated 1008. Finding resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/26/2025 <br>Counter-1008 provided has LTV of 34.65, qualifying LTV is 14.46. Finding countered. - Due Diligence Vendor-08/23/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/22/2025 <br>Open-The 1008 document is missing from the loan file. Under 1008 LTV is incorrect, qualifying LTV is 14.46% but 1008 has 49.11%, we need updated 1008 with LTV is 14.46%<br> . - Due Diligence Vendor-08/15/2025 |  | Resolved-Lender provided updated 1008. Finding resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769842 | Closed | 2025-08-14 00:07 | 2025-08-14 14:20 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (Junior Lien 06/2013) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.204%) equals or exceeds the California HPML threshold of (10.29%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.79%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver and loan information is on Pg#'s 600, 737 and the Final Closing disclosure on Pg#'s 95. Rate lock date was entered correctly – see Pg#'s 737. An AVM and property condition l was completed for this property – see pg# 27, 50, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 43. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (11.204%) equals or exceeds the California HPML threshold of (10.29%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (6.79%).(Cal. Fin. Code 4995(a); 12 CFR 1026.35(a)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver and loan information is on Pg#'s 600, 737 and the Final Closing disclosure on Pg#'s 95. Rate lock date was entered correctly – see Pg#'s 737. An AVM and property condition l was completed for this property – see pg# 27, 50, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 43. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/14/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769842 | Closed | 2025-08-14 00:07 | 2025-08-14 14:20 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (11.204%) APR equals or exceeds the Federal HPML threshold of (10.29%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.79%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver and loan information is on Pg#'s 600, 737 and the Final Closing disclosure on Pg#'s 95. Rate lock date was entered correctly – see Pg#'s 737. An AVM and property condition l was completed for this property – see pg# 27, 50, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 43 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 |  | Resolved-The loan's (11.204%) APR equals or exceeds the Federal HPML threshold of (10.29%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.79%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is not Escrowing, escrow waiver and loan information is on Pg#'s 600, 737 and the Final Closing disclosure on Pg#'s 95. Rate lock date was entered correctly – see Pg#'s 737. An AVM and property condition l was completed for this property – see pg# 27, 50, the appraisal disclosure was provided to the borrower(s)- see Pg#'s 43 The loan meets HPML guidelines, resolved. - Due Diligence Vendor-08/14/2025<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769846 | Closed | 2025-08-15 01:38 | 2025-08-27 03:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested Gap Credit Report that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br> Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Please note monitoring end date show XXXX - Buyer-08/26/2025 <br> Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/15/2025 |  | Resolved-Requested Gap Credit Report that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769873 | Closed | 2025-08-18 03:56 | 2025-08-18 04:08 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.86%) APR equals or exceeds the Federal HPML threshold of (9.7%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.2%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# 202 doc and the Final Closing disclosure on Pg# 66 reflects escrows. Rate lock date was entered correctly see Pg# 270 An interior and exterior appraisal was completed for this property – see Page# 18 the appraisal disclosure was provided to the borrower(s)- see Pg# 56, and copy of the appraisal was given to the borrower see Pg# 18 for the copy of the disclosure. The loan meets HPML guidelines" <br> - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-The loan's (10.86%) APR equals or exceeds the Federal HPML threshold of (9.7%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.2%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# 202 doc and the Final Closing disclosure on Pg# 66 reflects escrows. Rate lock date was entered correctly see Pg# 270 An interior and exterior appraisal was completed for this property – see Page# 18 the appraisal disclosure was provided to the borrower(s)- see Pg# 56, and copy of the appraisal was given to the borrower see Pg# 18 for the copy of the disclosure. The loan meets HPML guidelines" <br> - Due Diligence Vendor-08/18/2025<br>|  |  |  | VA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769868 | Closed | 2025-08-18 08:13 | 2025-08-23 18:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-Bi-weekly pay stubs provided for B2 and entered into XXXX. - Due Diligence Vendor-08/24/2025 <br>Ready for Review-Document Uploaded. ATTACHED - Buyer-08/22/2025 <br>Open-B2 pay stubs are missing from the file.<br> - Due Diligence Vendor-08/18/2025 |  | Resolved-Bi-weekly pay stubs provided for B2 and entered into XXXX. - Due Diligence Vendor-08/24/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769853 | Closed | 2025-08-19 02:00 | 2025-08-26 01:57 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 document provided. Resolved - Due Diligence Vendor-08/26/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/25/2025 <br>Open-The 1008 document is missing from the loan file. LTV value is incorrect in 1008, qualifying LTV is 25.90% but 1008 reflects as 77.01% - Due Diligence Vendor-08/19/2025 |  | Resolved-1008 document provided. Resolved - Due Diligence Vendor-08/26/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769827 | Closed | 2025-08-21 14:42 | 2025-08-27 06:05 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Please review upload. - Buyer-08/26/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank - Due Diligence Vendor-08/21/2025 |  | Resolved-Validation Resolved - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769833 | Closed | 2025-08-27 03:49 | 2025-08-27 14:07 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Please review - Buyer-08/27/2025 <br> Open-Qualifying FICO on the 1008 Page is '' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO score is blank in 1008, Provide updated 1008 with the FICO of XXXX. - Due Diligence Vendor-08/27/2025 |  | Resolved-Updated 1008 Provided, Resolved. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769833 | Closed | 2025-08-19 04:03 | 2025-08-27 03:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested Third Party Fraud Report is provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please review upload - Buyer-08/26/2025 <br>Open-Missing Third Party Fraud Report. - Due Diligence Vendor-08/19/2025 |  | Resolved-Requested Third Party Fraud Report is provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769833 | Closed | 2025-08-19 03:52 | 2025-08-27 03:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested Gap Credit Report that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please review upload. - Buyer-08/26/2025 <br>Open-Borrower 1 Gap Credit Report is Missing. - Due Diligence Vendor-08/19/2025 |  | Resolved-Requested Gap Credit Report that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769876 | Closed | 2025-08-22 01:22 | 2025-08-27 04:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Requested Updated Lock Confirmation provided with the updated loan Program, updated & condition resolved. - Due Diligence Vendor-08/27/2025 <br> Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Uploaded - Buyer-08/26/2025 <br> Open-Evidence of Rate Lock Missing Lock confirmation available in page no #555, as per lock confirmation amortization term is XXXX months but as per note document amortization term is XXXX, provide updated lock confirmation. - Due Diligence Vendor-08/22/2025 |  | Resolved-Requested Updated Lock Confirmation provided with the updated loan Program, updated & condition resolved. - Due Diligence Vendor-08/27/2025 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769876 | Closed | 2025-08-22 00:46 | 2025-08-22 00:57 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.944%) APR equals or exceeds the Federal HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.67%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#89 and the Final Closing disclosure on Pg# 102 reflects escrows. Rate lock date was entered correctly see Pg.'s 555 An interior and exterior appraisal was completed for this property – see pg. 480 the appraisal disclosure was provided to the borrower(s)- see Pg#'480 and copy of the appraisal was given to the borrower see Pg# 480 for the copy of the disclosure, ECOA disclosure page no #92. The loan meets HPML guidelines." <br> - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-The loan's (10.944%) APR equals or exceeds the Federal HPML threshold of (10.17%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.67%).(12 CFR 1026.35(a)(1)(iii)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#89 and the Final Closing disclosure on Pg# 102 reflects escrows. Rate lock date was entered correctly see Pg.'s 555 An interior and exterior appraisal was completed for this property – see pg. 480 the appraisal disclosure was provided to the borrower(s)- see Pg#'480 and copy of the appraisal was given to the borrower see Pg# 480 for the copy of the disclosure, ECOA disclosure page no #92. The loan meets HPML guidelines." <br> - Due Diligence Vendor-08/22/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769843 | Closed | 2025-08-25 11:04 | 2025-08-27 16:50 | Waived | 2 - Non-Material C B | Credit | Doc Issue | Missing proof of hazard insurance | Waived-Exception Approved - Due Diligence Vendor-08/27/2025 <br>Unable to Resolve-Unable to Resolve-XXXX approves exception. Borrower has an individual policy that provides full coverage of the property. - Buyer-08/27/2025 <br>Open-The subject property is a PUD. Provide HOA/PUD master insurance policy as required per 12.2.1. - Due Diligence Vendor-08/25/2025 |  | Waived-Exception Approved - Due Diligence Vendor-08/27/2025<br>|  |  | XXXX FICO<br> 41% DTI, Max is 50% | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | XXXX |  | 304769843 | Closed | 2025-08-20 02:03 | 2025-08-27 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided corrected 1008. Condition resolved. - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/26/2025 <br>Open-The 1008 document is missing from the loan file. 1008 Document incorrect LTV is reflecting and CLTV is Blank, Required updated 1008 Document. - Due Diligence Vendor-08/20/2025 |  | Resolved-Lender provided corrected 1008. Condition resolved. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | MD | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769890 | Closed | 2025-08-19 23:02 | 2025-08-27 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/27/2025 <br>Resolved-VOE's Provided, Resolved. - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. VOEs attached - Buyer-08/27/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/20/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/27/2025 <br>Resolved-VOE's Provided, Resolved. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769890 | Closed | 2025-08-19 23:02 | 2025-08-27 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/27/2025 <br> Resolved-VOE's Provided, Resolved. - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. VOEs attached - Buyer-08/27/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/20/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/27/2025 <br>Resolved-VOE's Provided, Resolved. - Due Diligence Vendor-08/27/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769874 | Closed | 2025-08-21 00:51 | 2025-09-03 08:59 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXXX) were applied to the total fee variance of ($XXXX0) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Discount points were added to the LE dated XXXX in the amount of $XXXX but the file did not contain a Change of Circumstance or lender credit. - Due Diligence Vendor-08/21/2025 <br> Open- - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025<br>| Resolved-Resolved - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769874 | Closed | 2025-08-21 01:16 | 2025-09-03 08:50 | Resolved | 1 - Information D A | Compliance | Disclosure | Missing Intent to Proceed | Resolved-ITP provided dated 7/82025 and entered into XXXX. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025 <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to Proceed is missing in loan file. - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025<br>| Resolved-ITP provided dated 7/82025 and entered into XXXX. - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769874 | Closed | 2025-08-20 23:20 | 2025-09-03 03:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing Provided, Updated & Condition Resolved.<br> - Due Diligence Vendor-09/03/2025 <br>Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-09/02/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing VOE was not dated w/in 10 business days of closing. - Due Diligence Vendor-08/26/2025 |  | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing Provided, Updated & Condition Resolved.<br> - Due Diligence Vendor-09/03/2025 <br>Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769874 | Closed | 2025-08-20 23:20 | 2025-09-03 03:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-09/03/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing VOE was not dated w/in 10 business days of closing. - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. Uploaded - Seller-09/02/2025<br>| Resolved-Requested 3rd Party VOE that is within the 10 Business days from closing Provided, Updated & Condition Resolved. - Due Diligence Vendor-09/03/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769874 | Closed | 2025-08-20 22:01 | 2025-09-03 00:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final 1003 for borrower 1 and borrower 2 provided. - Due Diligence Vendor-09/03/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Seller-09/02/2025 <br>Open-The Final 1003 is Missing The Final 1003 for borrower 1 and borrower 2 are missing in loan file. - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Uploaded for review - Seller-09/02/2025<br>| Resolved-Final 1003 for borrower 1 and borrower 2 provided. - Due Diligence Vendor-09/03/2025 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | UT | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729236 | Closed | 2025-08-22 02:15 | 2025-09-09 10:07 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br>Open- - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Client has provided their XXXX report-Please review and advise if this cures. Sellers are not receiving this fail. - Buyer-09/08/2025 <br>Open-The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-Resolved - Due Diligence Vendor-09/09/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304729236 | Closed | 2025-08-22 02:15 | 2025-09-09 10:07 | Resolved | 1 - Information C A | Compliance | Enterprise:FeeLimits | ER - Texas Constitution 2% Fee Limit | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br>Open- - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Please review seller's XXXX and advise as they are not receiving these fails - Seller-09/08/2025 <br>Open-The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please review seller's XXXX and advise as they are not receiving these fails - Seller-09/08/2025<br>| Resolved-Resolved - Due Diligence Vendor-09/09/2025<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769849 | Closed | 2025-08-22 06:38 | 2025-09-02 01:59 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated 1008 document with corrected LTV,CLTV & HCLTV provided. - Due Diligence Vendor-09/02/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-08/29/2025 <br>Open-The 1008 document is missing from the loan file. On the 1008 provided on p 507, the LTV reflects 55.21, the CLTV reflects 55.21, and the HCLTV is blank. The Qualifying LTV is 19.14, the CLTV reflects 55.21, and the HCLTV is 55.21. - Due Diligence Vendor-08/22/2025 |  | Resolved-Updated 1008 document with corrected LTV,CLTV & HCLTV provided. - Due Diligence Vendor-09/02/2025 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-09/02/2025<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769832 | Closed | 2025-08-22 10:48 | 2025-09-09 11:18 | Resolved | 1 - Information C A | Compliance | Mavent | HighCost: APR/FEES | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br> Resolved- - Due Diligence Vendor-09/02/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Ready for Review-in review - Due Diligence Vendor-09/02/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. Lender compliance shows bonafide discount points. Loan not high cost - Buyer-08/29/2025 <br> Open-The loan fees ($XXXX) exceed the (FED2014) (Note Amount >=$XXXX) fee limit, which is 5% of the Total Loan Amount ($XXXX), the difference is ($101.42). (12 CFR 1026.32). The loan fees of $XXXX exceed the FED2014 fee limit, which is 5% of the total loan amount (Note Amount ≥ $XXXX), calculated as $XXXX. The difference is $101.42. - Due Diligence Vendor-08/22/2025 <br> Open- - Due Diligence Vendor-08/22/2025 <br> Open- - Due Diligence Vendor-08/22/2025 <br> Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-Resolved - Due Diligence Vendor-09/09/2025<br>| XXXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769832 | Closed | 2025-08-22 10:48 | 2025-09-09 11:18 | Resolved | 1 - Information A | Compliance | Predatory:Restrictions | Federal - Section 32 Disclosure Required (High Cost) | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- - Due Diligence Vendor-09/02/2025 <br>Open- - Due Diligence Vendor-09/02/2025 <br>Rescinded-This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) Rescinded. Section 32 disclosure in file pg 391. - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br>Rescinded-This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) Rescinded. Section 32 disclosure in file pg 391. - Due Diligence Vendor-08/22/2025<br>|  |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769832 | Closed | 2025-08-22 10:48 | 2025-09-09 11:18 | Resolved | 1 - Information C A | Compliance | Predatory:Grace | Federal - Minimum Grace Period (01/14) | Resolved-Resolved - Due Diligence Vendor-09/09/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- - Due Diligence Vendor-09/02/2025 <br>Open- - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Loan is not high cost there are bona fide discount points see lender compliance - Buyer-08/29/2025 <br>Open-The grace period in this transaction is 10.0 days. In connection with a Federal High-Cost Mortgage a late payment charge may be imposed only if the payment is not received by the end of the 15-day period beginning on the date the payment is due. (12 CFR 1026.34(a)(8)(ii)) The grace period in this transaction is 10 days. However, under Federal High-Cost Mortgage regulations, a late payment charge may only be imposed if the payment is not received within 15 days of the due date. - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 <br>Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-Resolved - Due Diligence Vendor-09/09/2025<br>| XXXX |  |  | OH | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769875 | Closed | 2025-08-28 09:33 | 2025-09-10 08:06 | Resolved | 1 - Information A | Credit | Data | Qualifying LTV % does not match 1008 Page LTV %. | Resolved-Resolved. Updated 1008 provided. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. 1008 Provided - Buyer-09/09/2025 <br>Open-The Diligence Final Look Page Qualifying LTV is 20.97% but the 1008 Page Qualifying LTV is 90%. Please confirm the correct qualifying property value flag was chosen. LTV on final 1008 reflects 90%. - Due Diligence Vendor-08/28/2025 |  | Resolved-Resolved. Updated 1008 provided. - Due Diligence Vendor-09/10/2025<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769875 | Closed | 2025-08-28 09:21 | 2025-09-10 08:05 | Resolved | A | Data Edit | Data Edit | Qualifying HLTV on 1008 is 0% | Resolved-Resolved. Updated 1008 provided. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. 1008 Provided - Buyer-09/09/2025 <br>Open-The 1008 Page Qualifying HLTV is '0'. Qualifying HLTV must be greater than 0%. Provide updated final 1008 reflecting Qualifying HLTV calculation. - Due Diligence Vendor-08/28/2025 |  | Resolved-Resolved. Updated 1008 provided. - Due Diligence Vendor-09/10/2025<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769875 | Closed | 2025-08-22 05:51 | 2025-09-01 08:39 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Resolved. Tax cert provided. - Due Diligence Vendor-09/01/2025 <br>Ready for Review-Document Uploaded. tax cert provided - Buyer-08/29/2025 <br>Open-Provide the updated tax document with correct tax amount. Property tax amount is not matching with Lender loan information causing variance in HTI & DTI. - Due Diligence Vendor-08/22/2025 |  | Resolved-Resolved. Tax cert provided. - Due Diligence Vendor-09/01/2025<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769882 | Closed | 2025-08-28 04:59 | 2025-09-05 09:19 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Lender provided revised PCD indicating disbursement date of XXXX. Condition resolved. - Due Diligence Vendor-09/05/2025 <br> Resolved- - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Please review upload. - Buyer-09/04/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Open- - Due Diligence Vendor-09/02/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Provide evidence or updated CD with corrected disbursement date on or after XXXX. ROR executed on XXXX with last day to cancel on XXXX. - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 |  | Resolved-Lender provided revised PCD indicating disbursement date of XXXX. Condition resolved. - Due Diligence Vendor-09/05/2025 | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769864 | Closed | 2025-09-02 05:36 | 2025-09-09 07:15 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC dated 7/21/2025 provided. - Due Diligence Vendor-09/09/2025 <br>Resolved- - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-09/07/2025 <br>Open- - Due Diligence Vendor-09/04/2025 <br>Open- - Due Diligence Vendor-09/04/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). COC is required for increase in amounts - Due Diligence Vendor-09/02/2025 <br>Open- - Due Diligence Vendor-09/02/2025 |  | Resolved-COC dated 7/21/2025 provided. - Due Diligence Vendor-09/09/2025<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685937 | Closed | 2025-09-04 04:21 | 2025-09-16 04:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Signed CD Not Required as we have 7 days gap between initial CD & Final CD which we can update as USPS first class mail, updated & Condition resolved. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-The Original Closing Disclosure was issued: 8/18/2025<br> Change in Circumstance XXXX (XXXX): Lock extension paid by origination credits<br> Loan closed (signed/consummation): 8/25/2025<br> TRID Requirements for Closing Disclosure: XXXX is 7 calendar days → Assuming no delivery issues, the 3-day requirement is met.<br>If the change triggers APR, loan product, or prepayment penalty changes, a new 3-day waiting period is required.<br> Otherwise, the updated CD must be issued at or before consummation, but no new waiting period is required.<br>In this case: Lock extension was covered by origination credit (not charged to borrower), so APR remained unchanged.<br> No new waiting period required. <br>- Buyer-09/15/2025 <br> Open-TRID: Missing Closing Disclosure Provided Initial CD was unsigned. Provide e sign disclosure or disclosure tracking form for the evidence of Initial CD signed. - Due Diligence Vendor-09/04/2025 |  | Resolved-Signed CD Not Required as we have 7 days gap between initial CD & Final CD which we can update as USPS first class mail, updated & Condition resolved. - Due Diligence Vendor-09/16/2025<br>|  |  |  | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304685937 | Closed | 2025-09-04 00:37 | 2025-09-08 20:33 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception on page #1608 approved to accept transferred appraisal dated after XXXXM file start date. - Due Diligence Vendor-09/04/2025 |  | Waived-Exception on page #1608 approved to accept transferred appraisal dated after XXXXM file start date. - Due Diligence Vendor-09/04/2025<br>|  |  | DTI is 39.54%. Maximum allowed per guidelines is 50%.<br> CLTV is 64.54%. Maximum allowed per guidelines is 90%.<br> Credit Score is XXXX. Minimum required per guidelines is 680. | GA | Primary Residence | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 304769884 | Closed | 2025-09-04 06:34 | 2025-09-10 08:24 | Resolved | 1 - Information C A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-PCCD with updated per diem and disbursement dates provided. PC XXXX is passing. Resolved. - Due Diligence Vendor-09/10/2025 <br> Resolved- - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please review upload - Buyer-09/09/2025 <br> Open-The loan disbursement date (XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Open, Confirmed Right to cancel expiration date of XXXX5 is after disbursement date of XXXX. - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 |  | Resolved-PCCD with updated per diem and disbursement dates provided. PC XXXX is passing. Resolved. - Due Diligence Vendor-09/10/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | XXXX |  | 304769884 | Closed | 2025-09-04 05:54 | 2025-09-10 04:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report uploaded. Resolved - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. Please review upload - Buyer-09/09/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Please Gap report it's missing from service file. - Due Diligence Vendor-09/04/2025 |  | Resolved-Borrower 1 Gap Credit Report uploaded. Resolved - Due Diligence Vendor-09/10/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXXX | N/A | N/A |

---

## Exhibit 99.24

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.24**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXXX |  | 304654994 | XXXX D A |
| XXXX |  | 304654997 | XXXX C A B |
| XXXX |  | 304692377 | XXXX A |
| XXXX |  | 304692368 | XXXX A |
| XXXX |  | 304685942 | XXXX D A |
| XXXX |  | 304692440 | XXXX A C |
| XXXX |  | 304685914 | XXXX A B |
| XXXX |  | 304698223 | XXXX A |
| XXXX |  | 304692392 | XXXX D A |
| XXXX |  | 304692358 | XXXX C A |
| XXXX |  | 304692393 | XXXX A |
| XXXX |  | 304692391 | XXXX A C |
| XXXX |  | 304685929 | XXXX C D A B |
| XXXX |  | 304698233 | XXXX D A |
| XXXX |  | 304717734 | XXXX C A |
| XXXX |  | 304698232 | XXXX D A B |
| XXXX |  | 304717733 | XXXX A |
| XXXX |  | 304700333 | XXXX D A B |
| XXXX |  | 304717731 | XXXX D C A |
| XXXX |  | 304717730 | XXXX D A |
| XXXX |  | 304717727 | XXXX D A |
| XXXX |  | 304717726 | XXXX C A B |
| XXXX |  | 304729242 | XXXX D C A |
| XXXX |  | 304717664 | XXXX D A |
| XXXX |  | 304729237 | XXXX D A |
| XXXX |  | 304685941 | XXXX A C |
| XXXX |  | 304688657 | XXXX D A |
| XXXX |  | 304684512 | XXXX C A |
| XXXX |  | 304717691 | XXXX A D B |
| XXXX |  | 304717698 | XXXX A |
| XXXX |  | 304729285 | XXXX A C B |
| XXXX |  | 304727485 | XXXX A |
| XXXX |  | 304729283 | XXXX A |
| XXXX |  | 304729248 | XXXX D A |
| XXXX |  | 304729280 | XXXX D A |
| XXXX |  | 304692014 | XXXX C A B |
| XXXX |  | 304729227 | XXXX A D |
| XXXX |  | 304729260 | XXXX D A |
| XXXX |  | 304692635 | XXXX D C A |
| XXXX |  | 304729290 | XXXX D A |
| XXXX |  | 304717690 | XXXX A C |
| XXXX |  | 304729251 | XXXX C A B |
| XXXX |  | 304717678 | XXXX A D |
| XXXX |  | 304729231 | XXXX A D |
| XXXX |  | 304729284 | XXXX C A |
| XXXX |  | 304729269 | XXXX C A |
| XXXX |  | 304729233 | XXXX A C |
| XXXX |  | 304729257 | XXXX C A |
| XXXX |  | 304745153 | XXXX C D A |
| XXXX |  | 304729277 | XXXX A D |
| XXXX |  | 304729271 | XXXX A D |
| XXXX |  | 304729240 | XXXX A |
| XXXX |  | 304727486 | XXXX A D |
| XXXX |  | 304729247 | XXXX C A |
| XXXX |  | 304724670 | XXXX A |
| XXXX |  | 304729266 | XXXX C D A B |
| XXXX |  | 304729268 | XXXX C A |
| XXXX |  | 304717645 | XXXX D A |
| XXXX |  | 304717658 | XXXX D C A |
| XXXX |  | 304729243 | XXXX A D |
| XXXX |  | 304729235 | XXXX D A |
| XXXX |  | 304729228 | XXXX D A |
| XXXX |  | 304729249 | XXXX A |
| XXXX |  | 304769941 | XXXX D A |
| XXXX |  | 304769942 | XXXX A |
| XXXX |  | 304769943 | XXXX D A |
| XXXX |  | 304769906 | XXXX A C |
| XXXX |  | 304729261 | XXXX D A B |
| XXXX |  | 304685924 | XXXX A |
| XXXX |  | 304769889 | XXXX C D A |
| XXXX |  | 304769880 | XXXX D A |
| XXXX |  | 304717677 | XXXX A C |
| XXXX |  | 304729274 | XXXX A |
| XXXX |  | 304729293 | XXXX A |
| XXXX |  | 304769934 | XXXX C D A |
| XXXX |  | 304769930 | XXXX A |
| XXXX |  | 304769923 | XXXX D A |
| XXXX |  | 304769929 | XXXX D A |
| XXXX |  | 304769925 | XXXX A |
| XXXX |  | 304769918 | XXXX D A |
| XXXX |  | 304769916 | XXXX C A |
| XXXX |  | 304769911 | XXXX D C A B |
| XXXX |  | 304769909 | XXXX D A B |
| XXXX |  | 304769928 | XXXX C A |
| XXXX |  | 304769910 | XXXX D A B |
| XXXX |  | 304769914 | XXXX C A |
| XXXX |  | 304769931 | XXXX D A |
| XXXX |  | 304769915 | XXXX D A |
| XXXX |  | 304769920 | XXXX C A |
| XXXX |  | 304769926 | XXXX A D |
| XXXX |  | 304769921 | XXXX C A |
| XXXX |  | 304769933 | XXXX D A |
| XXXX |  | 304769919 | XXXX D C A |
| XXXX |  | 304769883 | XXXX D A |
| XXXX |  | 304729238 | XXXX A C |
| XXXX |  | 304769938 | XXXX A |
| XXXX |  | 304769894 | XXXX A |
| XXXX |  | 304769879 | XXXX D A |
| XXXX |  | 304769936 | XXXX D A |
| XXXX |  | 304724223 | XXXX D C A |
| XXXX |  | 304769881 | XXXX D A B |
| XXXX |  | 304729265 | XXXX A D |
| XXXX |  | 304700334 | XXXX D A B |
| XXXX |  | 304769851 | XXXX A |
| XXXX |  | 304769859 | XXXX A |
| XXXX |  | 304769895 | XXXX A |
| XXXX |  | 304769903 | XXXX A |
| XXXX |  | 304769866 | XXXX A |
| XXXX |  | 304769845 | XXXX A C |
| XXXX |  | 304769871 | XXXX C A |
| XXXX |  | 304769865 | XXXX D A |
| XXXX |  | 304769842 | XXXX A |
| XXXX |  | 304769846 | XXXX D A |
| XXXX |  | 304769873 | XXXX A |
| XXXX |  | 304769904 | XXXX A |
| XXXX |  | 304769897 | XXXX A |
| XXXX |  | 304769868 | XXXX D A |
| XXXX |  | 304769853 | XXXX D A |
| XXXX |  | 304769826 | XXXX A |
| XXXX |  | 304769827 | XXXX C A |
| XXXX |  | 304769833 | XXXX D A |
| XXXX |  | 304769876 | XXXX A D |
| XXXX |  | 304769843 | XXXX D A B |
| XXXX |  | 304769890 | XXXX D A |
| XXXX |  | 304769874 | XXXX D A |
| XXXX |  | 304729236 | XXXX A C |
| XXXX |  | 304769849 | XXXX D A |
| XXXX |  | 304769832 | XXXX A C |
| XXXX |  | 304769875 | XXXX C A |
| XXXX |  | 304769882 | XXXX A C |
| XXXX |  | 304769847 | XXXX A |
| XXXX |  | 304769864 | XXXX A C |
| XXXX |  | 304769844 | XXXX A |
| XXXX |  | 304685937 | XXXX A D B |
| XXXX |  | 304769824 | XXXX A |
| XXXX |  | 304769884 | XXXX D C A |

---

## Exhibit 99.25

[j.p. morgan acceptance corporation ii abs-15g](jpmmt-abs15g.htm)

**exhibit 99.25**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | 304654994 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 29.6 | 75.17 | XXXX | XXXX |  |  | XXXX | XXXX | -.3639 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.3639 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304654997 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 30.56 | 79.61 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304692377 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.45 | 52.46 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304692368 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.0 | 58.71 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Eligible | 1.2 | XXXX |
| XXXX |  | 304685942 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 26.97 | 74.9 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304692440 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.32 | 63.63 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304685914 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 21.03 | 84.53 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304698223 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 26.12 | 83.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304692392 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 25.48 | 72.34 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304692358 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 26.23 | 63.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304692393 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 27.5 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304692391 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 21.82 | 74.9 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304685929 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 6.75 | 47.67 | XXXX | XXXX | .0026 | Other | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | .0026 | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304698233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 11.12 | 90.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.2 | XXXX |
| XXXX |  | 304717734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 17.71 | 74.88 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304698232 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.26 | 76.07 | XXXX | XXXX |  |  | XXXX | XXXX | -.0665 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0665 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304717733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 8.89 | 63.97 | XXXX | XXXX |  |  | XXXX | XXXX | -.0839 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0839 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304700333 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 9.21 | 69.72 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.5 | XXXX |
| XXXX |  | 304717731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 14.29 | 61.58 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304717730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.31 | 66.18 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304717727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.29 | 16.59 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304717726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 29.29 | 74.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.9 | XXXX |
| XXXX |  | 304729242 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 22.25 | 74.65 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304717664 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 37.49 | 79.91 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 4.4 | XXXX |
| XXXX |  | 304729237 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 25.83 | 78.36 | XXXX | XXXX | -.0285 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0285 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304685941 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.08 | 79.67 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304688657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.48 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304684512 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 23.71 | 60.0 | XXXX | XXXX | .0641 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0641 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304717691 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.5 | 79.8 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.6 | XXXX |
| XXXX |  | 304717698 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 40.03 | 74.42 | XXXX | XXXX |  |  | XXXX | XXXX | .1028 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1028 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729285 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 9.62 | 58.97 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible | 1.8 | XXXX |
| XXXX |  | 304727485 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 16.3 | 66.13 | XXXX | XXXX |  |  | XXXX | XXXX | -.0573 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0573 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729283 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 36.36 | 63.81 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304729248 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 20.14 | 65.78 | XXXX | XXXX |  |  | XXXX | XXXX | -.0471 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0471 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729280 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 6.9 | 84.56 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304692014 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.22 | 84.57 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1985 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304729227 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 15.12 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.5 | XXXX |
| XXXX |  | 304729260 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.95 | 76.34 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304692635 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.61 | 79.89 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729290 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 46.98 | 74.86 | XXXX | XXXX | .2292 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2292 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304717690 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 27.8 | 89.99 | XXXX | XXXX |  |  | XXXX | XXXX | -.0219 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0219 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729251 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.41 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.1900 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.1900 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304717678 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 31.28 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.67 | 85.81 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304729284 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.4 | 74.89 | XXXX | XXXX |  |  | XXXX | XXXX | -.0911 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0911 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729269 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 33.31 | 78.92 | XXXX | XXXX | .0000 | Other | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 17.24 | 78.98 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 20.26 | 74.95 | XXXX | XXXX | -.0182 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0182 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible |  | XXXX |
| XXXX |  | 304745153 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 15.24 | 73.92 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729277 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.14 | 76.97 | XXXX | XXXX | -.0575 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0575 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -.0824 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729271 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 22.95 | 46.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0540 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0540 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729240 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 34.0 | 85.03 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304727486 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.39 | 70.8 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729247 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 9.59 | 40.33 | XXXX | XXXX | -.0991 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0991 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304724670 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 53.72 | 89.8 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729266 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 15.26 | 64.28 | XXXX | XXXX |  |  | XXXX | XXXX | -.0357 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0357 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729268 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 40.3 | 66.39 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304717645 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.44 | 69.96 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1.5 | XXXX | Eligible | 2 | XXXX |
| XXXX |  | 304717658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 11.89 | 47.57 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729243 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 31.03 | 77.67 | XXXX | XXXX | .2143 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2143 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729235 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 13.04 | 70.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729228 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 21.22 | 73.33 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729249 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.19 | 62.13 | XXXX | XXXX | .0416 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0416 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769941 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.28 | 79.82 | XXXX | XXXX |  |  | XXXX | XXXX | .0808 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769942 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 18.81 | 81.71 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769943 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 20.43 | 74.94 | XXXX | XXXX |  |  | XXXX | XXXX | -.0005 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0005 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769906 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 23.81 | 69.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX | .0145 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729261 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2095 Exterior Only Inspection Coop Report | XXXX | XXXX | XXXX | 9.64 | 56.58 | XXXX | XXXX | .0063 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0063 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304685924 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 17.61 | 80.28 | XXXX | XXXX |  |  | XXXX | XXXX | -.0103 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0103 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769889 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 36.34 | 83.81 | XXXX | XXXX |  |  | XXXX | XXXX | .0317 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0317 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769880 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.49 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.7 | XXXX |
| XXXX |  | 304717677 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.69 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729274 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 8.39 | 56.21 | XXXX | XXXX |  |  | XXXX | XXXX | -.0605 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0605 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729293 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 27.13 | 66.42 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769934 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 12.2 | 62.64 | XXXX | XXXX | .0402 | Broker Price Opinion (BPO) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .0402 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769930 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 14.93 | 71.01 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0601 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769923 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.31 | 59.26 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769929 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 30.08 | 73.47 | XXXX | XXXX | -.0103 | Broker Price Opinion (BPO) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0103 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769925 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 21.74 | 63.24 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769918 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.87 | 84.73 | XXXX | XXXX | .0774 | 2000 One Unit Appraisal Field Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .0774 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.2 | XXXX |
| XXXX |  | 304769916 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.15 | 72.08 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.2 | XXXX |
| XXXX |  | 304769911 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.73 | 79.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769909 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.97 | 69.83 | XXXX | XXXX | .0344 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0344 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769928 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 19.75 | 71.03 | XXXX | XXXX | -.0024 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0024 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769910 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.74 | 67.77 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769914 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.24 | 67.84 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769931 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 17.19 | 69.94 | XXXX | XXXX | .0257 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769915 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.74 | 72.41 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2 | XXXX | Eligible | 2.2 | XXXX |
| XXXX |  | 304769920 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.01 | 63.23 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769926 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.29 | 73.77 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769921 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 10.71 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769933 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 10.18 | 77.04 | XXXX | XXXX |  |  | XXXX | XXXX | .0143 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0143 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769919 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.17 | 63.48 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769883 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.32 | 56.68 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304729238 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 28.04 | 61.96 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769938 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 30.99 | 85.79 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 3.5 | XXXX | Not Eligible | 1.5 | XXXX |
| XXXX |  | 304769894 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.33 | 87.78 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769879 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.39 | 79.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769936 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.16 | 62.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 3.5 | XXXX | Not Eligible | 1.3 | XXXX |
| XXXX |  | 304724223 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 18.63 | 81.53 | XXXX | XXXX |  |  | XXXX | XXXX | .0053 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0053 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769881 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 36.52 | 73.98 | XXXX | XXXX | .0568 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0568 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 2.1 | XXXX |
| XXXX |  | 304729265 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 34.91 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304700334 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.57 | 64.93 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769851 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 35.44 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.1 | XXXX |
| XXXX |  | 304769859 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 19.78 | 74.89 | XXXX | XXXX |  |  | XXXX | XXXX | -.0371 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0371 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769895 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 37.74 | 71.63 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1.5 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769903 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.79 | 74.86 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769866 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 33.56 | 77.88 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769845 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 23.05 | 80.78 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.7 | XXXX |
| XXXX |  | 304769871 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 12.0 | 66.65 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.2 | XXXX |
| XXXX |  | 304769865 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.46 | 49.11 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 2.5 | XXXX |
| XXXX |  | 304769842 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 12.68 | 87.57 | XXXX | XXXX |  |  | XXXX | XXXX | -.0324 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0324 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769846 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 24.66 | 71.8 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769873 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 9.96 | 74.85 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1.2 | XXXX |
| XXXX |  | 304769904 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 36.46 | 75.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769897 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 10.29 | 28.37 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769868 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 45.7 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX |  | 304769853 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 25.9 | 77.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 3.1 | XXXX |
| XXXX |  | 304769826 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.83 | 79.1 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769827 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 11.2 | 46.78 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769833 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 9.17 | 69.99 | XXXX | XXXX |  |  | XXXX | XXXX | .0096 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0096 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769876 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 31.91 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 2 | XXXX |
| XXXX |  | 304769843 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 16.56 | 78.89 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769890 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 22.86 | 75.99 | XXXX | XXXX |  |  | XXXX | XXXX | -.3121 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.3121 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769874 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 25.72 | 74.85 | XXXX | XXXX | -.0755 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304729236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 11.96 | 66.41 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 2.6 | XXXX |
| XXXX |  | 304769849 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.14 | 55.21 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 3.2 | XXXX |
| XXXX |  | 304769832 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 19.33 | 69.49 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769875 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 20.97 | 90.0 | XXXX | XXXX | -.0274 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -.0274 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 3.3 | XXXX |
| XXXX |  | 304769882 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 7.65 | 45.52 | XXXX | XXXX |  |  | XXXX | XXXX | .0287 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0287 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |
| XXXX |  | 304769847 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 36.62 | 73.8 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 1 | XXXX | Eligible | 1.7 | XXXX |
| XXXX |  | 304769864 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.81 | 78.71 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 2 | XXXX | Eligible |  | XXXX |
| XXXX |  | 304769844 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.33 | 80.88 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304685937 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 22.06 | 64.54 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  | 1 | XXXX |
| XXXX |  | 304769824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 13.84 | 60.45 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  | 3 | XXXX | Not Eligible | 1 | XXXX |
| XXXX |  | 304769884 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | 24.37 | 66.68 | XXXX | XXXX |  |  | XXXX | XXXX | -.0424 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0424 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX |  |  | XXXX |

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