# EDGAR Filing Document

**Accession Number:** 0001819279
**File Stem:** 0001819279-23-000001
**Filing Date:** 2023-1
**Character Count:** 8047
**Document Hash:** ed8ab7a5302d18eeac17f1ca6f57e29d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001819279-23-000001.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001819279-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230123

**EFFECTIVENESS DATE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Klaas Financial Asset Advisors, LLC
- **CENTRAL INDEX KEY:** 0001819279
- **IRS NUMBER:** 320007845
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20565
- **FILM NUMBER:** 23543972

**BUSINESS ADDRESS:**
- **STREET 1:** 4707 PERRY RIDGE LANE
- **CITY:** LOVES PARK
- **STATE:** IL
- **ZIP:** 61111
- **BUSINESS PHONE:** 815-877-8440

**MAIL ADDRESS:**
- **STREET 1:** 4707 PERRY RIDGE LANE
- **CITY:** LOVES PARK
- **STATE:** IL
- **ZIP:** 61111

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Klaas Financial Asset Advisors LLC<br>**Address:** 4707 PERRY RIDGE LANE<br>LOVES PARK, IL 61111

**Form 13F File Number:** 028-20565

**CRD Number (if applicable):** 000121399

**SEC File Number (if applicable):** 801-79516

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rita Rhodes<br>**Title:** Chief Compliance Officer<br>**Phone:** 815-900-2202

**Signature, Place, and Date of Signing:**

Rita Rhodes  Rockford, IL  01-23-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $402596020

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 79774510 | 940737 | SH |  | SOLE | 0 | 940737 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 64390058 | 1300547 | SH |  | SOLE | 0 | 1300547 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 37716898 | 248383 | SH |  | SOLE | 0 | 248383 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 35892031 | 720434 | SH |  | SOLE | 0 | 720434 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 22220609 | 686033 | SH |  | SOLE | 0 | 686033 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 20650834 | 179744 | SH |  | SOLE | 0 | 179744 | 0 | 0 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 15287950 | 495879 | SH |  | SOLE | 0 | 495879 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 14182288 | 230083 | SH |  | SOLE | 0 | 230083 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 14161269 | 174464 | SH |  | SOLE | 0 | 174464 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 13547349 | 596537 | SH |  | SOLE | 0 | 596537 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 11616034 | 155899 | SH |  | SOLE | 0 | 155899 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 8871182 | 390457 | SH |  | SOLE | 0 | 390457 | 0 | 0 |
| ISHARES TR | 10 YR INVST GRD | 464289511 |  | 8625239 | 173232 | SH |  | SOLE | 0 | 173232 | 0 | 0 |
| ISHARES U S ETF TR | BLACKROCK ST MAT | 46431W507 |  | 7111592 | 144339 | SH |  | SOLE | 0 | 144339 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 6483003 | 65117 | SH |  | SOLE | 0 | 65117 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 4183892 | 74077 | SH |  | SOLE | 0 | 74077 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 3980826 | 85243 | SH |  | SOLE | 0 | 85243 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3684083 | 43470 | SH |  | SOLE | 0 | 43470 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2871480 | 30341 | SH |  | SOLE | 0 | 30341 | 0 | 0 |
| ISHARES TR | MSCI INTL SML CP | 46434V266 |  | 2753579 | 91786 | SH |  | SOLE | 0 | 91786 | 0 | 0 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 2385438 | 43955 | SH |  | SOLE | 0 | 43955 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 2222602 | 26185 | SH |  | SOLE | 0 | 26185 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 2149751 | 52574 | SH |  | SOLE | 0 | 52574 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1690826 | 28903 | SH |  | SOLE | 0 | 28903 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1661922 | 11456 | SH |  | SOLE | 0 | 11456 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 1622231 | 68247 | SH |  | SOLE | 0 | 68247 | 0 | 0 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 1585664 | 71114 | SH |  | SOLE | 0 | 71114 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1506674 | 15222 | SH |  | SOLE | 0 | 15222 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1404783 | 25380 | SH |  | SOLE | 0 | 25380 | 0 | 0 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 1326681 | 29528 | SH |  | SOLE | 0 | 29528 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 1087163 | 31807 | SH |  | SOLE | 0 | 31807 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 921270 | 10891 | SH |  | SOLE | 0 | 10891 | 0 | 0 |
| ISHARES TR | IBNDS MAR23 ETF | 46432FAN7 |  | 869503 | 35841 | SH |  | SOLE | 0 | 35841 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 841208 | 7776 | SH |  | SOLE | 0 | 7776 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 613567 | 6406 | SH |  | SOLE | 0 | 6406 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 604846 | 6040 | SH |  | SOLE | 0 | 6040 | 0 | 0 |
| ISHARES TR | IBONDS 23 TRM TS | 46436E882 |  | 496370 | 20092 | SH |  | SOLE | 0 | 20092 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 461727 | 9174 | SH |  | SOLE | 0 | 9174 | 0 | 0 |
| ISHARES TR | IBONDS DEC23 ETF | 46434VAX8 |  | 353653 | 14129 | SH |  | SOLE | 0 | 14129 | 0 | 0 |
| NUSHARES ETF TR | ESG HI TLD CRP | 67092P854 |  | 317474 | 15670 | SH |  | SOLE | 0 | 15670 | 0 | 0 |
| ISHARES TR | IBONDS DEC24 ETF | 46434VBG4 |  | 264859 | 10846 | SH |  | SOLE | 0 | 10846 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 203102 | 8365 | SH |  | SOLE | 0 | 8365 | 0 | 0 |

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