# EDGAR Filing Document

**Accession Number:** 0001842811
**File Stem:** 0001842811-23-000001
**Filing Date:** 2023-1
**Character Count:** 18747
**Document Hash:** decdbbb6bb00bc5696361089a42b77af
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001842811-23-000001.hdr.sgml**: 20230117

**ACCESSION NUMBER**: 0001842811-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230117

**DATE AS OF CHANGE**: 20230117

**EFFECTIVENESS DATE**: 20230117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** IVC Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001842811
- **IRS NUMBER:** 471654678
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20501
- **FILM NUMBER:** 23530876

**BUSINESS ADDRESS:**
- **STREET 1:** 163 E MAIN ST
- **STREET 2:** PO BOX 539
- **CITY:** SILVERDALE
- **STATE:** PA
- **ZIP:** 18962-0539
- **BUSINESS PHONE:** 2153926631

**MAIL ADDRESS:**
- **STREET 1:** 163 E MAIN ST
- **STREET 2:** PO BOX 539
- **CITY:** SILVERDALE
- **STATE:** PA
- **ZIP:** 18962-0539

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** IVC Wealth Advisors LLC<br>**Address:** 163 E Main St<br>Po Box 539<br>Silverdale, PA 18962-0539

**Form 13F File Number:** 028-20501

**CRD Number (if applicable):** 000301127

**SEC File Number (if applicable):** 801-114980

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Paul Joseph McColgan<br>**Title:** CCO<br>**Phone:** 215-392-6631

**Signature, Place, and Date of Signing:**

/s/ Paul Joseph McColgan  Silverdale, PA  01-17-2022<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 156

**Form 13F Information Table Value Total:** $135727902

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 661255 | 5514 | SH |  | SOLE |  | 0 | 0 | 5514 |
| ABBVIE INC | COM | 00287Y109 |  | 265687 | 1644 | SH |  | SOLE |  | 0 | 0 | 1644 |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 421280 | 19097 | SH |  | SOLE |  | 0 | 0 | 19097 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 313003 | 1173 | SH |  | SOLE |  | 0 | 0 | 1173 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 1387177 | 4122 | SH |  | SOLE |  | 0 | 0 | 4122 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 314782 | 4860 | SH |  | SOLE |  | 0 | 0 | 4860 |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 291950 | 5288 | SH |  | SOLE |  | 0 | 0 | 5288 |
| ALLSTATE CORP | COM | 020002101 |  | 1521215 | 11218 | SH |  | SOLE |  | 0 | 0 | 11218 |
| AMAZON COM INC | COM | 023135106 |  | 365400 | 4350 | SH |  | SOLE |  | 0 | 0 | 4350 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 238343 | 1125 | SH |  | SOLE |  | 0 | 0 | 1125 |
| AMETEK INC | COM | 031100100 |  | 904272 | 6472 | SH |  | SOLE |  | 0 | 0 | 6472 |
| AMGEN INC | COM | 031162100 |  | 401482 | 1529 | SH |  | SOLE |  | 0 | 0 | 1529 |
| ANALOG DEVICES INC | COM | 032654105 |  | 549901 | 3352 | SH |  | SOLE |  | 0 | 0 | 3352 |
| APPLE INC | COM | 037833100 |  | 9754666 | 75076 | SH |  | SOLE |  | 0 | 0 | 75076 |
| AT INC | COM | 00206R102 |  | 203324 | 11044 | SH |  | SOLE |  | 0 | 0 | 11044 |
| AUTONATION INC | COM | 05329W102 |  | 1182553 | 11021 | SH |  | SOLE |  | 0 | 0 | 11021 |
| AUTOZONE INC | COM | 053332102 |  | 214558 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| AXALTA COATING SYS LTD | COM | G0750C108 |  | 414 | 19646 | SH |  | SOLE |  | 0 | 0 | 19646 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 345724 | 7595 | SH |  | SOLE |  | 0 | 0 | 7595 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 438020 | 1418 | SH |  | SOLE |  | 0 | 0 | 1418 |
| BLACKSTONE INC | COM | 09260D107 |  | 229247 | 3090 | SH |  | SOLE |  | 0 | 0 | 3090 |
| BOEING CO | COM | 097023105 |  | 860443 | 4517 | SH |  | SOLE |  | 0 | 0 | 4517 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 646039 | 8979 | SH |  | SOLE |  | 0 | 0 | 8979 |
| CASSAVA SCIENCES INC | COM | 14817C107 |  | 451903 | 15298 | SH |  | SOLE |  | 0 | 0 | 15298 |
| CATERPILLAR INC | COM | 149123101 |  | 995665 | 4156 | SH |  | SOLE |  | 0 | 0 | 4156 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 748253 | 4990 | SH |  | SOLE |  | 0 | 0 | 4990 |
| CHEVRON CORP NEW | COM | 166764100 |  | 380878 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| CISCO SYS INC | COM | 17275R102 |  | 902445 | 18943 | SH |  | SOLE |  | 0 | 0 | 18943 |
| CITIZENS  NORTHN CORP | COM | 172922106 |  | 3210116 | 140425 | SH |  | SOLE |  | 0 | 0 | 140425 |
| CLOROX CO DEL | COM | 189054109 |  | 444312 | 3166 | SH |  | SOLE |  | 0 | 0 | 3166 |
| COCA COLA CO | COM | 191216100 |  | 741184 | 11652 | SH |  | SOLE |  | 0 | 0 | 11652 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 860948 | 7296 | SH |  | SOLE |  | 0 | 0 | 7296 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 344832 | 3618 | SH |  | SOLE |  | 0 | 0 | 3618 |
| COSTAR GROUP INC | COM | 22160N109 |  | 1010050 | 13070 | SH |  | SOLE |  | 0 | 0 | 13070 |
| CSX CORP | COM | 126408103 |  | 429971 | 13879 | SH |  | SOLE |  | 0 | 0 | 13879 |
| DANAHER CORPORATION | COM | 235851102 |  | 290464 | 1094 | SH |  | SOLE |  | 0 | 0 | 1094 |
| DEERE  CO | COM | 244199105 |  | 404542 | 944 | SH |  | SOLE |  | 0 | 0 | 944 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 264985 | 4308 | SH |  | SOLE |  | 0 | 0 | 4308 |
| DISNEY WALT CO | COM | 254687106 |  | 765682 | 8813 | SH |  | SOLE |  | 0 | 0 | 8813 |
| DOCUSIGN INC | COM | 256163106 |  | 207991 | 3753 | SH |  | SOLE |  | 0 | 0 | 3753 |
| DOW INC | COM | 260557103 |  | 385332 | 7647 | SH |  | SOLE |  | 0 | 0 | 7647 |
| EATON CORP PLC | SHS | G29183103 |  | 774822 | 6778 | SH |  | SOLE |  | 0 | 0 | 1843 |
| EOG RES INC | COM | 26875P101 |  | 1018946 | 7867 | SH |  | SOLE |  | 0 | 0 | 7867 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 922916 | 8367 | SH |  | SOLE |  | 0 | 0 | 8367 |
| FEDEX CORP | COM | 31428X106 |  | 316551 | 1828 | SH |  | SOLE |  | 0 | 0 | 1828 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 857187 | 19224 | SH |  | SOLE |  | 0 | 0 | 19224 |
| GENERAL MLS INC | COM | 370334104 |  | 340515 | 4061 | SH |  | SOLE |  | 0 | 0 | 4061 |
| GLOBAL X FDS | GLBX SUPRINC ETF | 37950E333 |  | 330306 | 35083 | SH |  | SOLE |  | 0 | 0 | 35083 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 265433 | 773 | SH |  | SOLE |  | 0 | 0 | 773 |
| GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 |  | 62 | 23715 | SH |  | SOLE |  | 0 | 0 | 23715 |
| HARTFORD FINL SVCS GROUP INC | COM | 416515104 |  | 234052 | 3087 | SH |  | SOLE |  | 0 | 0 | 3087 |
| HOME DEPOT INC | COM | 437076102 |  | 452088 | 1431 | SH |  | SOLE |  | 0 | 0 | 1431 |
| HONEYWELL INTL INC | COM | 438516106 |  | 217515 | 1015 | SH |  | SOLE |  | 0 | 0 | 1015 |
| HORMEL FOODS CORP | COM | 440452100 |  | 255444 | 5608 | SH |  | SOLE |  | 0 | 0 | 5608 |
| INTEL CORP | COM | 458140100 |  | 470401 | 17798 | SH |  | SOLE |  | 0 | 0 | 17798 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 841959 | 5976 | SH |  | SOLE |  | 0 | 0 | 5976 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 291885 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| INVESCO EXCHANGE TRADED FD T | DYNMC LRG VALU | 46137V738 |  | 201887 | 4290 | SH |  | SOLE |  | 0 | 0 | 4290 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 730228 | 3564 | SH |  | SOLE |  | 0 | 0 | 3564 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2039462 | 43672 | SH |  | SOLE |  | 0 | 0 | 43672 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 2012816 | 40986 | SH |  | SOLE |  | 0 | 0 | 40986 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1012694 | 15428 | SH |  | SOLE |  | 0 | 0 | 15428 |
| ISHARES TR | MBS ETF | 464288588 |  | 322121 | 3473 | SH |  | SOLE |  | 0 | 0 | 3473 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 1955937 | 98536 | SH |  | SOLE |  | 0 | 0 | 98536 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 233291 | 3785 | SH |  | SOLE |  | 0 | 0 | 3785 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 2507999 | 50341 | SH |  | SOLE |  | 0 | 0 | 50341 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1711032 | 16075 | SH |  | SOLE |  | 0 | 0 | 16075 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 536275 | 10698 | SH |  | SOLE |  | 0 | 0 | 10698 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2218560 | 40715 | SH |  | SOLE |  | 0 | 0 | 40715 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2028003 | 11480 | SH |  | SOLE |  | 0 | 0 | 11480 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 261184 | 4081 | SH |  | SOLE |  | 0 | 0 | 4081 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 501239 | 3738 | SH |  | SOLE |  | 0 | 0 | 3738 |
| KELLOGG CO | COM | 487836108 |  | 227252 | 3190 | SH |  | SOLE |  | 0 | 0 | 3190 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1034410 | 7620 | SH |  | SOLE |  | 0 | 0 | 7620 |
| LILLY ELI  CO | COM | 532457108 |  | 1095691 | 2995 | SH |  | SOLE |  | 0 | 0 | 2995 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 215839 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| LOWES COS INC | COM | 548661107 |  | 233772 | 1173 | SH |  | SOLE |  | 0 | 0 | 1173 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 1057156 | 12732 | SH |  | SOLE |  | 0 | 0 | 12732 |
| MARATHON PETE CORP | COM | 56585A102 |  | 329521 | 2831 | SH |  | SOLE |  | 0 | 0 | 2831 |
| MCDONALDS CORP | COM | 580135101 |  | 1384548 | 5254 | SH |  | SOLE |  | 0 | 0 | 5254 |
| MDU RES GROUP INC | COM | 552690109 |  | 232860 | 7675 | SH |  | SOLE |  | 0 | 0 | 7675 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 429659 | 9662 | SH |  | SOLE |  | 0 | 0 | 5524 |
| MERCK  CO INC | COM | 58933Y105 |  | 2342166 | 21110 | SH |  | SOLE |  | 0 | 0 | 21110 |
| META PLATFORMS INC | CL A | 30303M102 |  | 738527 | 6137 | SH |  | SOLE |  | 0 | 0 | 6137 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 259644 | 3696 | SH |  | SOLE |  | 0 | 0 | 3696 |
| MICROSOFT CORP | COM | 594918104 |  | 667514 | 2783 | SH |  | SOLE |  | 0 | 0 | 2783 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 207109 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 848381 | 3292 | SH |  | SOLE |  | 0 | 0 | 3292 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 213005 | 3365 | SH |  | SOLE |  | 0 | 0 | 3365 |
| NETFLIX INC | COM | 64110L106 |  | 359754 | 1220 | SH |  | SOLE |  | 0 | 0 | 1220 |
| NEWELL BRANDS INC | COM | 651229106 |  | 149766 | 11450 | SH |  | SOLE |  | 0 | 0 | 11450 |
| NUCOR CORP | COM | 670346105 |  | 465553 | 3532 | SH |  | SOLE |  | 0 | 0 | 3532 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 546271 | 3738 | SH |  | SOLE |  | 0 | 0 | 3738 |
| PAYCHEX INC | COM | 704326107 |  | 1507285 | 13043 | SH |  | SOLE |  | 0 | 0 | 13043 |
| PEPSICO INC | COM | 713448108 |  | 1221933 | 6764 | SH |  | SOLE |  | 0 | 0 | 6764 |
| PFIZER INC | COM | 717081103 |  | 1196864 | 23358 | SH |  | SOLE |  | 0 | 0 | 23358 |
| PHILLIPS 66 | COM | 718546104 |  | 293002 | 2815 | SH |  | SOLE |  | 0 | 0 | 2815 |
| PPL CORP | COM | 69351T106 |  | 218536 | 7479 | SH |  | SOLE |  | 0 | 0 | 7479 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 495152 | 3267 | SH |  | SOLE |  | 0 | 0 | 3267 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 1418905 | 14266 | SH |  | SOLE |  | 0 | 0 | 14266 |
| PUBLIC STORAGE | COM | 74460D109 |  | 212944 | 760 | SH |  | SOLE |  | 0 | 0 | 760 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 907610 | 14813 | SH |  | SOLE |  | 0 | 0 | 14813 |
| PVH CORPORATION | COM | 693656100 |  | 948318 | 13434 | SH |  | SOLE |  | 0 | 0 | 13434 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 449429 | 4453 | SH |  | SOLE |  | 0 | 0 | 4453 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 964845 | 7480 | SH |  | SOLE |  | 0 | 0 | 7480 |
| SALESFORCE INC | COM | 79466L302 |  | 331740 | 2502 | SH |  | SOLE |  | 0 | 0 | 2502 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 12265075 | 185778 | SH |  | SOLE |  | 0 | 0 | 185778 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 283305 | 5099 | SH |  | SOLE |  | 0 | 0 | 5099 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 241646 | 12527 | SH |  | SOLE |  | 0 | 0 | 12527 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 215758 | 6856 | SH |  | SOLE |  | 0 | 0 | 6856 |
| SONOCO PRODS CO | COM | 835495102 |  | 288980 | 4760 | SH |  | SOLE |  | 0 | 0 | 4760 |
| SOUTHERN CO | COM | 842587107 |  | 527720 | 7390 | SH |  | SOLE |  | 0 | 0 | 7390 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 312986 | 1845 | SH |  | SOLE |  | 0 | 0 | 1845 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 443500 | 14938 | SH |  | SOLE |  | 0 | 0 | 14938 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 432682 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| SPDR SER TR | S 400 MDCP GRW | 78464A821 |  | 256656 | 3928 | SH |  | SOLE |  | 0 | 0 | 3928 |
| SPDR SER TR | RUSSELL YIELD | 78468R770 |  | 259081 | 2765 | SH |  | SOLE |  | 0 | 0 | 2765 |
| STARBUCKS CORP | COM | 855244109 |  | 1775398 | 17897 | SH |  | SOLE |  | 0 | 0 | 17897 |
| STRATEGY SHS | NS 7HANDL IDX | 86280R506 |  | 215380 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| STRYKER CORPORATION | COM | 863667101 |  | 633743 | 2592 | SH |  | SOLE |  | 0 | 0 | 2592 |
| TARGET CORP | COM | 87612E106 |  | 291533 | 1956 | SH |  | SOLE |  | 0 | 0 | 1956 |
| TELEFLEX INCORPORATED | COM | 879369106 |  | 681989 | 2732 | SH |  | SOLE |  | 0 | 0 | 2732 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 319951 | 581 | SH |  | SOLE |  | 0 | 0 | 581 |
| TJX COS INC NEW | COM | 872540109 |  | 245660 | 3086 | SH |  | SOLE |  | 0 | 0 | 3086 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 221613 | 1182 | SH |  | SOLE |  | 0 | 0 | 1182 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2074519 | 48211 | SH |  | SOLE |  | 0 | 0 | 48211 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 304 | 11469 | SH |  | SOLE |  | 0 | 0 | 11469 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 736907 | 5706 | SH |  | SOLE |  | 0 | 0 | 1468 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1039724 | 4774 | SH |  | SOLE |  | 0 | 0 | 2816 |
| UNIVEST FINANCIAL CORPORATIO | COM | 915271100 |  | 1061845 | 40637 | SH |  | SOLE |  | 0 | 0 | 40637 |
| URBAN OUTFITTERS INC | COM | 917047102 |  | 387 | 19700 | SH |  | SOLE |  | 0 | 0 | 19700 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 599353 | 22182 | SH |  | SOLE |  | 0 | 0 | 22182 |
| VANECK ETF TRUST | PHARMACEUTCL ETF | 92189F692 |  | 1630 | 24240 | SH |  | SOLE |  | 0 | 0 | 24240 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 357195 | 7531 | SH |  | SOLE |  | 0 | 0 | 7531 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7997 | 24360 | SH |  | SOLE |  | 0 | 0 | 24360 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 2024083 | 11260 | SH |  | SOLE |  | 0 | 0 | 11260 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3778 | 30592 | SH |  | SOLE |  | 0 | 0 | 30592 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 11310681 | 66238 | SH |  | SOLE |  | 0 | 0 | 53061 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1855264 | 13718 | SH |  | SOLE |  | 0 | 0 | 13718 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 284866 | 7308 | SH |  | SOLE |  | 0 | 0 | 7308 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 308190 | 5270 | SH |  | SOLE |  | 0 | 0 | 5270 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 363599 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 1206007 | 26494 | SH |  | SOLE |  | 0 | 0 | 26494 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 1528461 | 9816 | SH |  | SOLE |  | 0 | 0 | 9816 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 203915 | 2712 | SH |  | SOLE |  | 0 | 0 | 2712 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 1707420 | 14022 | SH |  | SOLE |  | 0 | 0 | 14022 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 23853 | 176477 | SH |  | SOLE |  | 0 | 0 | 176477 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 464438 | 34396 | SH |  | SOLE |  | 0 | 0 | 32553 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 316665 | 1653 | SH |  | SOLE |  | 0 | 0 | 1653 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 |  | 449342 | 3705 | SH |  | SOLE |  | 0 | 0 | 3705 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 353906 | 1108 | SH |  | SOLE |  | 0 | 0 | 1108 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 952977 | 32006 | SH |  | SOLE |  | 0 | 0 | 24180 |
| VISA INC | COM CL A | 92826C839 |  | 1260180 | 11353 | SH |  | SOLE |  | 0 | 0 | 6061 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1032910 | 6584 | SH |  | SOLE |  | 0 | 0 | 6584 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 631441 | 23967 | SH |  | SOLE |  | 0 | 0 | 8683 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 235350 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |

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