# EDGAR Filing Document

**Accession Number:** 0001591913
**File Stem:** 0001376474-25-000898
**Filing Date:** 2025-11
**Character Count:** 7109
**Document Hash:** 23926314f173c616ef2bc39c44c1cdd9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-25-000898.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0001376474-25-000898

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 51

**CONFORMED PERIOD OF REPORT**: 20251029

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Innovative Payment Solutions, Inc.
- **CENTRAL INDEX KEY:** 0001591913
- **STANDARD INDUSTRIAL CLASSIFICATION:** RETAIL-CATALOG & MAIL-ORDER HOUSES [5961]
- **ORGANIZATION NAME:** 07 Trade & Services
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NV
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-55648
- **FILM NUMBER:** 251446073

**BUSINESS ADDRESS:**
- **STREET 1:** 56B 5TH AVENUE, LOT 1 #AT
- **CITY:** CARMEL BY THE SEA
- **STATE:** CA
- **ZIP:** 93921
- **BUSINESS PHONE:** (866) 477-4729

**MAIL ADDRESS:**
- **STREET 1:** 56B 5TH AVENUE, LOT 1 #AT
- **CITY:** CARMEL BY THE SEA
- **STATE:** CA
- **ZIP:** 93921

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** QPAGOS
- **DATE OF NAME CHANGE:** 20160615

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Asiya Pearls, Inc.
- **DATE OF NAME CHANGE:** 20131113

?xml version='1.0' encoding='ASCII'? Innovative Payment Solutions, Inc. - Form 8-K SEC filing

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

Date of Report (date of earliest event reported): October 29, 2025

**Innovative Payment Solutions, Inc.**

(Exact name of registrant as specified in charter)

**Nevada**

(State or other jurisdiction of incorporation)

---

| | |
|:---|:---|
| **000-55648** | **33-1230229** |
| (Commission File Number) | (IRS Employer Identification No.) |

---

**56B 5th Street, Lot 1, #AT**

**Carmel by the Sea, CA 93921**

(Address of principal executive offices)

**(866) 477-4729**

(Registrant's telephone number, including area code)

**N/A**

(Former Name and Former Address)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of registrant under any of the following provisions:

&nbsp;&nbsp;&nbsp;&nbsp;☒ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

------

Section 1 – Registrant's Business and Operations

Item 1.01 Entry into a Material Definitive Agreement

On October 29, 2025, Innovative Payment Solutions, Inc. ("IPSI" or the "Company") entered into a Limited Liability Company Operating Agreement (the "Agreement") with Brant Point Solutions, LLC ("BP") to form a new Delaware limited liability company known as Jetties Partners, LLC (d/b/a IPSIPAY) (the "Joint Venture").

The purpose of the Joint Venture is to develop, market, distribute, and operate real-time financial technology merchant processing payment solutions branded as IPSIPay or PayzliPlus, initially targeting gaming, sportsbook, and casino entertainment markets.

The Agreement outlines the parties' respective contributions, governance structure, management rights, and other material terms relating to the operation of the Joint Venture. The Company believes that this collaboration will expand its reach within the real-time payments and gaming merchant processing industries through the integration of complementary technologies and market relationships.

The description of the Agreement contained herein does not purport to be complete and is qualified in its entirety by reference to the Limited Liability Company Operating Agreement of Jetties Partners, LLC, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.

Section 9 – Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits

Exhibit No. Description <br> 10.1 [Limited Liability Company Operating Agreement of Jetties Partners, LLC (d/b/a IPSIPAY), dated October 2025, by and between Innovative Payment Solutions, Inc. and Brant Point Solutions, LLC.](ipsi_ex10z1.htm)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

INNOVATIVE PAYMENT SOLUTIONS, INC.

By: /s/ William D. Corbett&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Name: William D. Corbett

Title: Chief Executive Officer

Date: November 3, 2025

## Exhibit 10.1

![Page 1](ipsi_ex10z1-0001.jpg)

------

![Page 2](ipsi_ex10z1-0002.jpg)

------

![Page 3](ipsi_ex10z1-0003.jpg)

------

![Page 4](ipsi_ex10z1-0004.jpg)

------

![Page 5](ipsi_ex10z1-0005.jpg)

------

![Page 6](ipsi_ex10z1-0006.jpg)

------

![Page 7](ipsi_ex10z1-0007.jpg)

------

![Page 8](ipsi_ex10z1-0008.jpg)

------

![Page 9](ipsi_ex10z1-0009.jpg)

------

![Page 10](ipsi_ex10z1-0010.jpg)

------

![Page 11](ipsi_ex10z1-0011.jpg)

------

![Page 12](ipsi_ex10z1-0012.jpg)

------

![Page 13](ipsi_ex10z1-0013.jpg)

------

![Page 14](ipsi_ex10z1-0014.jpg)

------

![Page 15](ipsi_ex10z1-0015.jpg)

------

![Page 16](ipsi_ex10z1-0016.jpg)

------

![Page 17](ipsi_ex10z1-0017.jpg)

------

![Page 18](ipsi_ex10z1-0018.jpg)

------

![Page 19](ipsi_ex10z1-0019.jpg)

------

![Page 20](ipsi_ex10z1-0020.jpg)

------

![Page 21](ipsi_ex10z1-0021.jpg)

------

![Page 22](ipsi_ex10z1-0022.jpg)

------

![Page 23](ipsi_ex10z1-0023.jpg)

------

![Page 24](ipsi_ex10z1-0024.jpg)

------

![Page 25](ipsi_ex10z1-0025.jpg)

------

![Page 26](ipsi_ex10z1-0026.jpg)

------

![Page 27](ipsi_ex10z1-0027.jpg)

------

![Page 28](ipsi_ex10z1-0028.jpg)

------

![Page 29](ipsi_ex10z1-0029.jpg)

------

![Page 30](ipsi_ex10z1-0030.jpg)

------

![Page 31](ipsi_ex10z1-0031.jpg)

------

![Page 32](ipsi_ex10z1-0032.jpg)

------

![Page 33](ipsi_ex10z1-0033.jpg)

------

![Page 34](ipsi_ex10z1-0034.jpg)

------

![Page 35](ipsi_ex10z1-0035.jpg)

------

![Page 36](ipsi_ex10z1-0036.jpg)

------

![Page 37](ipsi_ex10z1-0037.jpg)