# EDGAR Filing Document

**Accession Number:** 0000771726
**File Stem:** 0001193125-25-236456
**Filing Date:** 2025-10
**Character Count:** 4614
**Document Hash:** 30f1e6ab3b92e46ec5e8534867855412
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-236456.hdr.sgml**: 20251010

**ACCESSION NUMBER**: 0001193125-25-236456

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251010

**DATE AS OF CHANGE**: 20251010

**EFFECTIVENESS DATE**: 20251010

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT FP
- **CENTRAL INDEX KEY:** 0000771726

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-229236
- **FILM NUMBER:** 251386365

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 2126418357

**MAIL ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF EQUITABLE FINANCIAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20200616

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF AXA EQUITABLE LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20050822

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF EQUITABLE LIFE ASSUR SOC OF THE US
- **DATE OF NAME CHANGE:** 19970127
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable America Variable Account K
- **CENTRAL INDEX KEY:** 0001585490

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-229238
- **FILM NUMBER:** 251386366

**BUSINESS ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28262
- **BUSINESS PHONE:** 212-314-3865

**MAIL ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28262

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Equitable America Variable Account K of Equitable Financial Life Insurance Co of America
- **DATE OF NAME CHANGE:** 20200210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MONY America Variable Account K of MONY Life Insurance Co of America
- **DATE OF NAME CHANGE:** 20130829

## Series and Classes Contracts Data

### SEPARATE ACCOUNT FP (Series ID: S000009064)

---

|  |  |
|:---|:---|
| Class Name    | Class ID   |
| VUL Optimizer | C000210882 |

---

### Equitable America Variable Account K (Series ID: S000043084)

---

|  |  |
|:---|:---|
| Class Name    | Class ID   |
| VUL Optimizer | C000210886 |

---

## Series and Classes Contracts Data

### SEPARATE ACCOUNT FP (Series ID: S000009064)

| Class ID   | Class Name    | Ticker Symbol   |
|:---|:---|:---|
| C000210882 | VUL Optimizer |  |

### Equitable America Variable Account K (Series ID: S000043084)

| Class ID   | Class Name    | Ticker Symbol   |
|:---|:---|:---|
| C000210886 | VUL Optimizer |  |

Equitable Financial Life Insurance Company of America

Equitable Financial Life Insurance Company

**Supplement dated October 10, 2025, to the prospectus dated May 1, 2025, for:** 

**•** **COIL Institutional Series** <sup>®</sup> **(Series 162) - Equitable Financial Life Insurance Company Only** 

**•** **VUL Optimizer** <sup>®</sup> **(Series 160)** 

**•** **VUL Optimizer** <sup>®</sup> **(Series 166)** 

**•** **VUL Incentive Life Protect** <sup>®</sup>

This Supplement updates certain information in the most recent prospectus and statement of additional information you received and in any supplements to that prospectus and statement of additional information (collectively, the ''Prospectus''). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. Unless otherwise indicated, all other information included in the Prospectus remains unchanged. The terms and section headings we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any prospectus or supplement without charge upon request. Please contact the customer service group referenced in the Prospectus.

The purpose of this Supplement is to provide you with information regarding changes to the Prospectus.

Market Stabilizer Option<sup>®</sup> II will be available for sale in Massachusetts and New Jersey for applications signed on or after October 25, 2025.

Catalog No. 800249 (10/25) <br> COIL IS (Series 162), VUL Optimizer (Series 160), VUL Optimizer (Series 166), VUL Incentive Life Protect New Biz #785426