# EDGAR Filing Document

**Accession Number:** 0002031123
**File Stem:** 0001951757-26-000829
**Filing Date:** 2026-5
**Character Count:** 14759
**Document Hash:** 1ea9d10315e65dfb8328aed6cad0f333
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000829.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0001951757-26-000829

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260512

**EFFECTIVENESS DATE**: 20260512

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cannon Financial Strategists, Inc.
- **CENTRAL INDEX KEY:** 0002031123

**ORGANIZATION NAME:**
- **EIN:** 582608124
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24364
- **FILM NUMBER:** 26966325

**BUSINESS ADDRESS:**
- **STREET 1:** 649-8 SOUTH MILLEDGE AVE
- **CITY:** ATHENS
- **STATE:** GA
- **ZIP:** 30605
- **BUSINESS PHONE:** 706-548-3422

**MAIL ADDRESS:**
- **STREET 1:** 649-8 SOUTH MILLEDGE AVE
- **CITY:** ATHENS
- **STATE:** GA
- **ZIP:** 30605

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cannon Financial Strategists Inc.<br>**Address:** 649-8 SOUTH MILLEDGE AVE<br>ATHENS, GA 30605

**Form 13F File Number:** 028-24364

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kelly Dixon<br>**Title:** Chief Compliance Officer<br>**Phone:** 7065483422

**Signature, Place, and Date of Signing:**

Kelly Dixon  Athens, GA  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 109

**Form 13F Information Table Value Total:** $760793759

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 447949 | 4363 | SH |  | SOLE |  | 4363 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 906498 | 4168 | SH |  | SOLE |  | 4168 | 0 | 0 |
| AERCAP HOLDINGS NV | SHS | N00985106 |  | 411540 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 447215 | 1559 | SH |  | SOLE |  | 1559 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 27060603 | 335823 | SH |  | SOLE |  | 335823 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 91098238 | 1130111 | SH |  | SOLE |  | 1130111 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 22241392 | 262157 | SH |  | SOLE |  | 262157 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 431344 | 1226 | SH |  | SOLE |  | 1226 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1130106 | 4453 | SH |  | SOLE |  | 4453 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 250315 | 8635 | SH |  | SOLE |  | 8635 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2278596 | 4755 | SH |  | SOLE |  | 4755 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 18438095 | 702136 | SH |  | SOLE |  | 702136 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 4044655 | 148974 | SH |  | SOLE |  | 148974 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 470259 | 21050 | SH |  | SOLE |  | 21050 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | 14020Y409 |  | 2006875 | 77816 | SH |  | SOLE |  | 77816 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 476844 | 2305 | SH |  | SOLE |  | 2305 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 4196850 | 55185 | SH |  | SOLE |  | 55185 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 276178 | 277 | SH |  | SOLE |  | 277 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 122773023 | 3455475 | SH |  | SOLE |  | 3455475 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2404981 | 71027 | SH |  | SOLE |  | 71027 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 1661060 | 46515 | SH |  | SOLE |  | 46515 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 3748683 | 110353 | SH |  | SOLE |  | 110353 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 384304 | 11414 | SH |  | SOLE |  | 11414 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 233643 | 5997 | SH |  | SOLE |  | 5997 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 899951 | 6873 | SH |  | SOLE |  | 6873 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 327853 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1123141 | 6620 | SH |  | SOLE |  | 6620 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 253612 | 12706 | SH |  | SOLE |  | 12706 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | SMITH OPPORT FXD | 33740F805 |  | 3003162 | 68896 | SH |  | SOLE |  | 68896 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 326246 | 8765 | SH |  | SOLE |  | 8765 | 0 | 0 |
| HEARTBEAM INC | COM | 42238H108 |  | 88801 | 72788 | SH |  | SOLE |  | 72788 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 367134 | 1766 | SH |  | SOLE |  | 1766 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1249131 | 3798 | SH |  | SOLE |  | 3798 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 297170 | 1226 | SH |  | SOLE |  | 1226 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 330188 | 1720 | SH |  | SOLE |  | 1720 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 12372960 | 209038 | SH |  | SOLE |  | 209038 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 17741111 | 188876 | SH |  | SOLE |  | 188876 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 2670378 | 18780 | SH |  | SOLE |  | 18780 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2125691 | 19087 | SH |  | SOLE |  | 19087 | 0 | 0 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 344328 | 2220 | SH |  | SOLE |  | 2220 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 398097 | 3738 | SH |  | SOLE |  | 3738 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2839280 | 4347 | SH |  | SOLE |  | 4347 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2216102 | 5197 | SH |  | SOLE |  | 5197 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 216951 | 1015 | SH |  | SOLE |  | 1015 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1736977 | 15739 | SH |  | SOLE |  | 15739 | 0 | 0 |
| ISHARES TR | CR 5 10 YR ETF | 46435G417 |  | 1188431 | 27121 | SH |  | SOLE |  | 27121 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3039736 | 28636 | SH |  | SOLE |  | 28636 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 11510796 | 227396 | SH |  | SOLE |  | 227396 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 4948024 | 102105 | SH |  | SOLE |  | 102105 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 203273 | 2734 | SH |  | SOLE |  | 2734 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 239831 | 1265 | SH |  | SOLE |  | 1265 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 262012 | 1366 | SH |  | SOLE |  | 1366 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 982602 | 40536 | SH |  | SOLE |  | 40536 | 0 | 0 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 1447160 | 63153 | SH |  | SOLE |  | 63153 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 1417630 | 58483 | SH |  | SOLE |  | 58483 | 0 | 0 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 1448590 | 64583 | SH |  | SOLE |  | 64583 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 268002 | 723 | SH |  | SOLE |  | 723 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 672699 | 2752 | SH |  | SOLE |  | 2752 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 473892 | 1611 | SH |  | SOLE |  | 1611 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 509328 | 15190 | SH |  | SOLE |  | 15190 | 0 | 0 |
| KINROSS GOLD CORP | COM | 496902404 |  | 201155 | 6591 | SH |  | SOLE |  | 6591 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 231617 | 980 | SH |  | SOLE |  | 980 | 0 | 0 |
| MEDICAL PROPERTIES TRUST INC | COM | 58463J304 |  | 92600 | 20000 | SH |  | SOLE |  | 20000 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 503775 | 4188 | SH |  | SOLE |  | 4188 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 939053 | 2537 | SH |  | SOLE |  | 2537 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 202943 | 2185 | SH |  | SOLE |  | 2185 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 313746 | 1799 | SH |  | SOLE |  | 1799 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1084576 | 7509 | SH |  | SOLE |  | 7509 | 0 | 0 |
| RHYTHM PHARMACEUTICALS INC | COM | 76243J105 |  | 869700 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 454986 | 1268 | SH |  | SOLE |  | 1268 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 237872 | 9611 | SH |  | SOLE |  | 9611 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 444454 | 19141 | SH |  | SOLE |  | 19141 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 354700 | 12176 | SH |  | SOLE |  | 12176 | 0 | 0 |
| SCHWAB STRATEGIC TR | 1 5YR CORP BD | 808524714 |  | 1358838 | 54958 | SH |  | SOLE |  | 54958 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 1777185 | 18413 | SH |  | SOLE |  | 18413 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 497846 | 1157 | SH |  | SOLE |  | 1157 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 1111151 | 24341 | SH |  | SOLE |  | 24341 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 95341812 | 1008055 | SH |  | SOLE |  | 1008055 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 86503869 | 883504 | SH |  | SOLE |  | 883504 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 29982178 | 1152717 | SH |  | SOLE |  | 1152717 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R515 |  | 251727 | 10150 | SH |  | SOLE |  | 10150 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 7615917 | 96331 | SH |  | SOLE |  | 96331 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R531 |  | 362996 | 5755 | SH |  | SOLE |  | 5755 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 543189 | 15327 | SH |  | SOLE |  | 15327 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 681528 | 14282 | SH |  | SOLE |  | 14282 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 2022304 | 3110 | SH |  | SOLE |  | 3110 | 0 | 0 |
| SUPERIOR GROUP OF CO INC | COM | 868358102 |  | 121839 | 11992 | SH |  | SOLE |  | 11992 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 264964 | 1365 | SH |  | SOLE |  | 1365 | 0 | 0 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 207100 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 245753 | 2498 | SH |  | SOLE |  | 2498 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 15166536 | 149072 | SH |  | SOLE |  | 149072 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 50743399 | 657468 | SH |  | SOLE |  | 657468 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 28725512 | 65765 | SH |  | SOLE |  | 65765 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 588613 | 6636 | SH |  | SOLE |  | 6636 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 7372955 | 33938 | SH |  | SOLE |  | 33938 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 22590376 | 70417 | SH |  | SOLE |  | 70417 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1097261 | 5593 | SH |  | SOLE |  | 5593 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 236064 | 781 | SH |  | SOLE |  | 781 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2513366 | 4206 | SH |  | SOLE |  | 4206 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1006566 | 18623 | SH |  | SOLE |  | 18623 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 296345 | 3946 | SH |  | SOLE |  | 3946 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 225260 | 1629 | SH |  | SOLE |  | 1629 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 2908442 | 58297 | SH |  | SOLE |  | 58297 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 313057 | 3949 | SH |  | SOLE |  | 3949 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 549299 | 2554 | SH |  | SOLE |  | 2554 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1762254 | 22854 | SH |  | SOLE |  | 22854 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1326780 | 20705 | SH |  | SOLE |  | 20705 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 943285 | 7590 | SH |  | SOLE |  | 7590 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 247500 | 1889 | SH |  | SOLE |  | 1889 | 0 | 0 |

---