# EDGAR Filing Document

**Accession Number:** 0001963728
**File Stem:** 0001085146-23-000480
**Filing Date:** 2023-1
**Character Count:** 18015
**Document Hash:** d6f1f1abc74a29c1f2f2b98f3e59b396
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000480.hdr.sgml**: 20230131

**ACCESSION NUMBER**: 0001085146-23-000480

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230131

**DATE AS OF CHANGE**: 20230130

**EFFECTIVENESS DATE**: 20230131

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Seed Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001963728
- **IRS NUMBER:** 471200311
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22778
- **FILM NUMBER:** 23569882

**BUSINESS ADDRESS:**
- **STREET 1:** 1220 SHERMAN AVENUE
- **CITY:** EVANSTON
- **STATE:** IL
- **ZIP:** 60202
- **BUSINESS PHONE:** 3127716900

**MAIL ADDRESS:**
- **STREET 1:** 1220 SHERMAN AVENUE
- **CITY:** EVANSTON
- **STATE:** IL
- **ZIP:** 60202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Seed Wealth Management Inc.<br>**Address:** 1220 SHERMAN AVENUE<br>EVANSTON, IL 60202

**Form 13F File Number:** 028-22778

**CRD Number (if applicable):** 000171920

**SEC File Number (if applicable):** 801-123622

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jonathan Seed<br>**Title:** President  COO<br>**Phone:** 312-771-6900

**Signature, Place, and Date of Signing:**

/s/Jonathan Seed  San Francisco, CA  01-30-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 131

**Form 13F Information Table Value Total:** $87332083

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 396561 | 3612 | SH |  | SOLE |  | 3612 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 222699 | 1378 | SH |  | SOLE |  | 1378 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 | BBG001S5NCQ5 | 218745 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| AFLAC INC | COM | 001055102 | BBG001S5NGJ4 | 204311 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 525282 | 5920 | SH |  | SOLE |  | 5920 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 640080 | 7620 | SH |  | SOLE |  | 7620 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 525186 | 10410 | SH |  | SOLE |  | 10410 | 0 | 0 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 | BBG012NXXGN9 | 286860 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 1059545 | 19920 | SH |  | SOLE |  | 19920 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 1021763 | 18460 | SH |  | SOLE |  | 18460 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | BBG00Q9MPQH1 | 2639471 | 38810 | SH |  | SOLE |  | 38810 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 3691971 | 49550 | SH |  | SOLE |  | 49550 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1339446 | 10309 | SH |  | SOLE |  | 10309 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG001S5ND74 | 361653 | 3895 | SH |  | SOLE |  | 3895 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG001S6Q5D9 | 239221 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 206654 | 669 | SH |  | SOLE |  | 669 | 0 | 0 |
| BEST BUY INC | COM | 086516101 | BBG001S5P285 | 328858 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| BLACKROCK INC | COM | 09247X101 | BBG001SDBP55 | 321717 | 454 | SH |  | SOLE |  | 454 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 | BBG001S5W4F5 | 211327 | 6050 | SH |  | SOLE |  | 6050 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 217171 | 3018 | SH |  | SOLE |  | 3018 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 258877 | 463 | SH |  | SOLE |  | 463 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 324603 | 1355 | SH |  | SOLE |  | 1355 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 536998 | 11272 | SH |  | SOLE |  | 11272 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG001S5PXL2 | 213493 | 6105 | SH |  | SOLE |  | 6105 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG001S5PGY5 | 266064 | 6875 | SH |  | SOLE |  | 6875 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 | BBG001SD31G5 | 208575 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 232199 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 | BBG001S5QBD8 | 343872 | 3690 | SH |  | SOLE |  | 3690 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 690732 | 1611 | SH |  | SOLE |  | 1611 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 | BBG00DW3SZT0 | 620634 | 15431 | SH |  | SOLE |  | 15431 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 461988 | 18450 | SH |  | SOLE |  | 18450 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 265505 | 3056 | SH |  | SOLE |  | 3056 | 0 | 0 |
| EA SERIES TRUST | US QUAN MOMENTUM | 02072L409 | BBG00BKYP4L9 | 1395814 | 30390 | SH |  | SOLE |  | 30390 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 | BBG001SF2288 | 232783 | 3120 | SH |  | SOLE |  | 3120 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 | BBG001S5T5C9 | 211372 | 1730 | SH |  | SOLE |  | 1730 | 0 | 0 |
| EQUINOR ASA | SPONSORED ADR | 29446M102 | BBG001SJ3R93 | 408594 | 11410 | SH |  | SOLE |  | 11410 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 533192 | 4834 | SH |  | SOLE |  | 4834 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | LOW DURTIN ETF | 316188408 | BBG00L4J9BR4 | 643240 | 13000 | SH |  | SOLE |  | 13000 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | FTSE BRAZIL | 35473P835 | BBG00J3M9WL3 | 259312 | 15050 | SH |  | SOLE |  | 15050 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 | BBG00L2CKST9 | 1864214 | 80938 | SH |  | SOLE |  | 80938 | 0 | 0 |
| GLOBAL X FDS | RATE PREFERRED | 37954Y376 | BBG00VNLZSW4 | 1001566 | 44514 | SH |  | SOLE |  | 44514 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG001SD6SM6 | 253712 | 7220 | SH |  | SOLE |  | 7220 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 | BBG018GZNDB0 | 233040 | 29130 | SH |  | SOLE |  | 29130 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 | BBG001T8NTY2 | 254358 | 1060 | SH |  | SOLE |  | 1060 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 736927 | 2333 | SH |  | SOLE |  | 2333 | 0 | 0 |
| ICICI BANK LIMITED | ADR | 45104G104 | BBG001SCD3Z1 | 485872 | 22196 | SH |  | SOLE |  | 22196 | 0 | 0 |
| INFOSYS LTD | SPONSORED ADR | 456788108 | BBG001S6ZLV4 | 328863 | 18260 | SH |  | SOLE |  | 18260 | 0 | 0 |
| INTEL CORP | COM | 458140100 | BBG001S5SF65 | 224973 | 8512 | SH |  | SOLE |  | 8512 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 211900 | 1504 | SH |  | SOLE |  | 1504 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 | BBG006F9S8B0 | 4586753 | 204857 | SH |  | SOLE |  | 204857 | 0 | 0 |
| ISHARES INC | MSCI EMERG MKT | 46434G889 | BBG00BM64QL2 | 246240 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 | BBG001S5VWX4 | 219556 | 10450 | SH |  | SOLE |  | 10450 | 0 | 0 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 | BBG005PCDCZ5 | 212920 | 4255 | SH |  | SOLE |  | 4255 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 220120 | 910 | SH |  | SOLE |  | 910 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | BBG001V1QYX1 | 4834955 | 96065 | SH |  | SOLE |  | 96065 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 692498 | 13900 | SH |  | SOLE |  | 13900 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 561142 | 6050 | SH |  | SOLE |  | 6050 | 0 | 0 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 | BBG007WGK4B0 | 228142 | 7400 | SH |  | SOLE |  | 7400 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 1651117 | 15835 | SH |  | SOLE |  | 15835 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 | BBG00M8D2458 | 2693519 | 53300 | SH |  | SOLE |  | 53300 | 0 | 0 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 | BBG00LYBQSH3 | 1611331 | 35445 | SH |  | SOLE |  | 35445 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 3135349 | 63649 | SH |  | SOLE |  | 63649 | 0 | 0 |
| JAPAN SMALLER CAPITALIZATION | COM | 47109U104 | BBG001S6JF54 | 80352 | 12400 | SH |  | SOLE |  | 12400 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 646715 | 3661 | SH |  | SOLE |  | 3661 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 200581 | 1496 | SH |  | SOLE |  | 1496 | 0 | 0 |
| KEYCORP | COM | 493267108 | BBG001S5SKV6 | 514273 | 29522 | SH |  | SOLE |  | 29522 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 250730 | 1847 | SH |  | SOLE |  | 1847 | 0 | 0 |
| KROGER CO | COM | 501044101 | BBG001S5SN40 | 229365 | 5145 | SH |  | SOLE |  | 5145 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 259222 | 1245 | SH |  | SOLE |  | 1245 | 0 | 0 |
| LENNAR CORP | CL A | 526057104 | BBG001S5SRK3 | 321728 | 3555 | SH |  | SOLE |  | 3555 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 231569 | 476 | SH |  | SOLE |  | 476 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 614553 | 2332 | SH |  | SOLE |  | 2332 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 | BBG001S8F8P8 | 534170 | 1424 | SH |  | SOLE |  | 1424 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 418283 | 3770 | SH |  | SOLE |  | 3770 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1477774 | 6162 | SH |  | SOLE |  | 6162 | 0 | 0 |
| MORGAN STANLEY EMKT DBT FD I | COM | 61744H105 | BBG001S6S574 | 235610 | 36026 | SH |  | SOLE |  | 36026 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 217756 | 1861 | SH |  | SOLE |  | 1861 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 802566 | 5930 | SH |  | SOLE |  | 5930 | 0 | 0 |
| NUTRIEN LTD | COM | 67077M108 | BBG00JM9SM69 | 313297 | 4290 | SH |  | SOLE |  | 4290 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 413769 | 5062 | SH |  | SOLE |  | 5062 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 134820 | 21000 | SH |  | SOLE |  | 21000 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXW5 | 377893 | 5306 | SH |  | SOLE |  | 5306 | 0 | 0 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 388655 | 7585 | SH |  | SOLE |  | 7585 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 381326 | 2516 | SH |  | SOLE |  | 2516 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 445813 | 3437 | SH |  | SOLE |  | 3437 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 318607 | 2898 | SH |  | SOLE |  | 2898 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | BBG001S5X5Q9 | 282273 | 2797 | SH |  | SOLE |  | 2797 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 483953 | 3650 | SH |  | SOLE |  | 3650 | 0 | 0 |
| SANOFI | SPONSORED ADR | 80105N105 | BBG001S5W768 | 206312 | 4260 | SH |  | SOLE |  | 4260 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG001S5VXD4 | 263685 | 3167 | SH |  | SOLE |  | 3167 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 463889 | 14402 | SH |  | SOLE |  | 14402 | 0 | 0 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 | BBG0051K49J8 | 346834 | 11931 | SH |  | SOLE |  | 11931 | 0 | 0 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT SC | 808524748 | BBG0051QD594 | 1012981 | 32405 | SH |  | SOLE |  | 32405 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 3252758 | 72590 | SH |  | SOLE |  | 72590 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | BBG001T66WQ7 | 1064242 | 16120 | SH |  | SOLE |  | 16120 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 217894 | 1751 | SH |  | SOLE |  | 1751 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 514545 | 9035 | SH |  | SOLE |  | 9035 | 0 | 0 |
| SMITH  NEPHEW PLC | SPDN ADR NEW | 83175M205 | BBG001SDCF10 | 213241 | 7930 | SH |  | SOLE |  | 7930 | 0 | 0 |
| SONY GROUP CORPORATION | SPONSORED ADR | 835699307 | BBG001S5W6H8 | 358516 | 4700 | SH |  | SOLE |  | 4700 | 0 | 0 |
| SPDR SER TR | BLOOMBERG INVT | 78468R200 | BBG0029J2J00 | 311498 | 10250 | SH |  | SOLE |  | 10250 | 0 | 0 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 | BBG001SG3JV2 | 555166 | 7480 | SH |  | SOLE |  | 7480 | 0 | 0 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 | BBG004DF1DW8 | 3941047 | 96358 | SH |  | SOLE |  | 96358 | 0 | 0 |
| SSGA ACTIVE ETF TR | ULT SHT TRM BD | 78467V707 | BBG005D236G5 | 239910 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 403409 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 | BBG001S5VTR8 | 344833 | 1080 | SH |  | SOLE |  | 1080 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 331555 | 4451 | SH |  | SOLE |  | 4451 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 | BBG001S9TN41 | 269697 | 2590 | SH |  | SOLE |  | 2590 | 0 | 0 |
| TE CONNECTIVITY LTD | SHS | H84989104 | BBG001STLRP3 | 216168 | 1883 | SH |  | SOLE |  | 1883 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 235769 | 1427 | SH |  | SOLE |  | 1427 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 220276 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| TYSON FOODS INC | CL A | 902494103 | BBG001S871D5 | 214452 | 3445 | SH |  | SOLE |  | 3445 | 0 | 0 |
| UBS GROUP AG | SHS | H42097107 | BBG007936GX0 | 245231 | 13135 | SH |  | SOLE |  | 13135 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 332423 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| VANECK ETF TRUST | EMERGING MRKT HI | 92189F353 | BBG002YJGHH3 | 1487032 | 81660 | SH |  | SOLE |  | 81660 | 0 | 0 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 | BBG001V14Q53 | 781232 | 31400 | SH |  | SOLE |  | 31400 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 387472 | 2440 | SH |  | SOLE |  | 2440 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 2003673 | 10480 | SH |  | SOLE |  | 10480 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 242139 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 225694 | 5790 | SH |  | SOLE |  | 5790 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 1877276 | 40190 | SH |  | SOLE |  | 40190 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 1009523 | 19519 | SH |  | SOLE |  | 19519 | 0 | 0 |
| VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 | BBG00K26BG83 | 419741 | 3680 | SH |  | SOLE |  | 3680 | 0 | 0 |
| VANGUARD WELLINGTON FD | US MULTIFACTOR | 921935607 | BBG00K26C194 | 801544 | 8110 | SH |  | SOLE |  | 8110 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 201059 | 5103 | SH |  | SOLE |  | 5103 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 347790 | 1674 | SH |  | SOLE |  | 1674 | 0 | 0 |
| VMWARE INC | CL A COM | 928563402 | BBG001S6TFZ0 | 716060 | 5833 | SH |  | SOLE |  | 5833 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 365109 | 2575 | SH |  | SOLE |  | 2575 | 0 | 0 |
| WESTERN ASSET EMERGING MKTS | COM | 95766A101 | BBG001SCCJM1 | 181289 | 19900 | SH |  | SOLE |  | 19900 | 0 | 0 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 | BBG001SHY2Q9 | 207893 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 | BBG001SRPT24 | 246344 | 5600 | SH |  | SOLE |  | 5600 | 0 | 0 |
| YUM CHINA HLDGS INC | COM | 98850P109 | BBG00B8N0HH0 | 223794 | 4095 | SH |  | SOLE |  | 4095 | 0 | 0 |

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