# EDGAR Filing Document

**Accession Number:** 0000810695
**File Stem:** 0000910472-26-002958
**Filing Date:** 2026-2
**Character Count:** 6845
**Document Hash:** 7ce5d0cffa3b45786680b9917751f094
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000910472-26-002958.hdr.sgml**: 20260227

**ACCESSION NUMBER**: 0000910472-26-002958

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260227

**DATE AS OF CHANGE**: 20260226

**PERIOD START**: 20251231

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mutual Fund & Variable Insurance Trust
- **CENTRAL INDEX KEY:** 0000810695

**ORGANIZATION NAME:**
- **EIN:** 043023766
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-05010
- **FILM NUMBER:** 26691813

**BUSINESS ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474
- **BUSINESS PHONE:** 800-253-0412

**MAIL ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS
- **DATE OF NAME CHANGE:** 20040922

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS /MA/
- **DATE OF NAME CHANGE:** 19990106

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MONITOR FUNDS
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### Rational Strategic Allocation Fund (Series ID: S000026200)

| Class ID   | Class Name                                              | Ticker Symbol   |
|:---|:---|:---|
| C000078667 | Rational Strategic Allocation Fund Class A Shares       | RHSAX           |
| C000169251 | Rational Strategic Allocation Fund Class C Shares       | RHSCX           |
| C000169252 | Rational Strategic Allocation Fund Institutional Shares | RHSIX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Mutual Fund & Variable Insurance Trust

- **b. Investment Company Act file number:** 811-05010

- **c. CIK number of Registrant:** 0000810695

- **d. LEI of Registrant:** 5493002ZGLQMLR4QMA96

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 2960 N. MERIDIAN STREET

  - **City:** INDIANAPOLIS

  - **State:** IN

  - **Foreign country:** US

  - **Zip / Postal Code:** 46208

  - **Telephone number:** 800-253-0412

**Item A.2. Information about the Series.**

- **a. Name of Series:** Rational Strategic Allocation Fund

- **b. EDGAR series identifier (if any):** S000026200

- **c. LEI of Series:** 549300P7C5XR7R111Q92

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2025-12-31

- **b. Date as of which information is reported:** 2025-12-31

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $10097787.21

**Total Liabilities:** $49672.81

**Net Assets:** $10048114.40

**Cash Not Reported:** $873979.05

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000078667 | 4.11%                | -3.09%               | 2.61%                |
| Class ID C000169251 | 4.04%                | -3.13%               | 2.64%                |
| Class ID C000169252 | 4.02%                | -3.01%               | 2.62%                |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $0.00                    | $205311.74                                 |
| Month 2  | $-13.19                  | $-281385.09                                |
| Month 3  | $0.00                    | $294149.67                                 |

**Designated Index Information**

- **Index Name:** S&P 500 (Price)

- **Index Identifier:** 500

### Schedule of Portfolio Investments

| Name                         | Title                   | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)   | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| AQR Funds                    | AQR-L/S EQTY-N          | CUSIP: 00203H438<br>LEI: 549300V0TAB4ICSX2404 | Long             | EC               | RF                | US        |     21339 | NS      | $438730.99    | 4.37%             |  |  |  | No            |                  1 | On Loan: No      |
| First American Funds Inc.    | FIRST AM-TR OB-X        | CUSIP: 31846V328<br>LEI: 549300J5J5SJCZ9IA369 | Long             | STIV             | RF                | US        |     32042 | PA      | $32041.56     | 0.32%             |  |  |  | No            |                  1 | On Loan: No      |
| Mutual Fd & Var Ins Tr       | R/P88-CNVRT-INS         | CUSIP: 628255390<br>LEI: 5493004PTLTEAXU9GG06 | Long             | EC               | RF                | US        |      2697 | NS      | $29666.12     | 0.30%             |  |  |  | No            |                  1 | On Loan: No      |
| Mutual Fund Series Trust     | CTLYST-S/A-I            | CUSIP: 62827M417<br>LEI: 5493002ZGLQMLR4QMA96 | Long             | EC               | RF                | US        |    728097 | NS      | $7869414.63   | 78.32%            |  |  |  | No            |                  1 | On Loan: No      |
| Mutual Fund Series Trust     | CTLYST-S/S I-I          | CUSIP: 62827M888<br>LEI: 5493002ZGLQMLR4QMA96 | Long             | EC               | RF                | US        |     24524 | NS      | $225869.42    | 2.25%             |  |  |  | No            |                  1 | On Loan: No      |
| United States Treasury Bills | B 09/03/26              | CUSIP: 912797RS8<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    600000 | PA      | $586325.58    | 5.84%             | 2026-09-03      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| CHICAGO MERCANTILE EXCHANGE  | S&P500 EMINI FUT  Mar26 | CUSIP: N/A<br>LEI: SNZ2OJLFK8MNNCLQOF39       | Long             | DE               | CORP              | US        |        28 | NC      | $19725.00     | 0.20%             |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2026-01-28

**Name of Applicant:** Mutual Fund & Variable Insurance Trust

**Signature:** Erik Naviloff

**Name of Signer:** Erik Naviloff

**Title:** Treasurer