# EDGAR Filing Document

**Accession Number:** 0001775530
**File Stem:** 0001775530-25-000006
**Filing Date:** 2025-7
**Character Count:** 11995
**Document Hash:** 51e8d3a18281d66961cf3bf654c9b75d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001775530-25-000006.hdr.sgml**: 20250710

**ACCESSION NUMBER**: 0001775530-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250710

**DATE AS OF CHANGE**: 20250710

**EFFECTIVENESS DATE**: 20250710

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Oldfather Financial Services, LLC
- **CENTRAL INDEX KEY:** 0001775530

**ORGANIZATION NAME:**
- **EIN:** 465731535

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19711
- **FILM NUMBER:** 251115975

**BUSINESS ADDRESS:**
- **STREET 1:** P.O. BOX 1775
- **STREET 2:** 2033 CENTRAL AVENUE
- **CITY:** KEARNEY
- **STATE:** NE
- **ZIP:** 68848
- **BUSINESS PHONE:** 308 2374571

**MAIL ADDRESS:**
- **STREET 1:** P.O. BOX 1775
- **STREET 2:** 2033 CENTRAL AVENUE
- **CITY:** KEARNEY
- **STATE:** NE
- **ZIP:** 68848

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Oldfather Financial Services LLC<br>**Address:** P.O. BOX 1775<br>2033 CENTRAL AVENUE<br>KEARNEY, NE 68848

**Form 13F File Number:** 028-19711

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William Oldfather<br>**Title:** Sole Member<br>**Phone:** 3082374571

**Signature, Place, and Date of Signing:**

William Oldfather  Kearney, NE  07-10-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 84

**Form 13F Information Table Value Total:** $290939998

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 218367 | 1606 | SH |  | SOLE | 0 | 0 | 0 | 1606 |
| ABBVIE INC | COM | 00287Y109 |  | 283071 | 1525 | SH |  | SOLE | 0 | 0 | 0 | 1525 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 213280 | 1202 | SH |  | SOLE | 0 | 0 | 0 | 1202 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 320446 | 1818 | SH |  | SOLE | 0 | 0 | 0 | 1818 |
| AMAZON COM INC | COM | 023135106 |  | 470372 | 2144 | SH |  | SOLE | 0 | 0 | 0 | 2144 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2396497 | 7513 | SH |  | SOLE | 0 | 0 | 0 | 7513 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 268466 | 503 | SH |  | SOLE | 0 | 0 | 0 | 503 |
| APPLE INC | COM | 037833100 |  | 2437953 | 11883 | SH |  | SOLE | 0 | 0 | 0 | 11883 |
| BANK AMERICA CORP | COM | 060505104 |  | 512618 | 10833 | SH |  | SOLE | 0 | 0 | 0 | 10833 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6700711 | 13794 | SH |  | SOLE | 0 | 0 | 0 | 13794 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 8745600 | 12 | SH |  | SOLE | 0 | 0 | 0 | 12 |
| BUCKLE INC | COM | 118440106 |  | 2242686 | 49453 | SH |  | SOLE | 0 | 0 | 0 | 49453 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 225001 | 227 | SH |  | SOLE | 0 | 0 | 0 | 227 |
| DEERE  CO | COM | 244199105 |  | 604893 | 1190 | SH |  | SOLE | 0 | 0 | 0 | 1190 |
| EATON CORP PLC | SHS | G29183103 |  | 1508640 | 4226 | SH |  | SOLE | 0 | 0 | 0 | 4226 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 405725 | 3764 | SH |  | SOLE | 0 | 0 | 0 | 3764 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 |  | 361589 | 8636 | SH |  | SOLE | 0 | 0 | 0 | 8636 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 231108 | 1904 | SH |  | SOLE | 0 | 0 | 0 | 1904 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1058555 | 3591 | SH |  | SOLE | 0 | 0 | 0 | 3591 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 725061 | 1314 | SH |  | SOLE | 0 | 0 | 0 | 1314 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 7529979 | 26341 | SH |  | SOLE | 0 | 0 | 0 | 26341 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2042592 | 32934 | SH |  | SOLE | 0 | 0 | 0 | 32934 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 6990482 | 56566 | SH |  | SOLE | 0 | 0 | 0 | 56566 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 6791026 | 74643 | SH |  | SOLE | 0 | 0 | 0 | 74643 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3935334 | 6338 | SH |  | SOLE | 0 | 0 | 0 | 6338 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 241339 | 2192 | SH |  | SOLE | 0 | 0 | 0 | 2192 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1032972 | 3042 | SH |  | SOLE | 0 | 0 | 0 | 3042 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 8520689 | 43869 | SH |  | SOLE | 0 | 0 | 0 | 43869 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 10846678 | 25547 | SH |  | SOLE | 0 | 0 | 0 | 25547 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 24300419 | 112611 | SH |  | SOLE | 0 | 0 | 0 | 112611 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 5762592 | 36528 | SH |  | SOLE | 0 | 0 | 0 | 36528 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 10537324 | 117880 | SH |  | SOLE | 0 | 0 | 0 | 117880 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 320203 | 1848 | SH |  | SOLE | 0 | 0 | 0 | 1848 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 525596 | 6517 | SH |  | SOLE | 0 | 0 | 0 | 6517 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 780602 | 12809 | SH |  | SOLE | 0 | 0 | 0 | 12809 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 215685 | 1677 | SH |  | SOLE | 0 | 0 | 0 | 1677 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 10296372 | 103794 | SH |  | SOLE | 0 | 0 | 0 | 103794 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 4320991 | 89573 | SH |  | SOLE | 0 | 0 | 0 | 89573 |
| ISHARES TR | S 100 ETF | 464287101 |  | 478438 | 1572 | SH |  | SOLE | 0 | 0 | 0 | 1572 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 754345 | 31107 | SH |  | SOLE | 0 | 0 | 0 | 31107 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 1155208 | 45878 | SH |  | SOLE | 0 | 0 | 0 | 45878 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1172371 | 7675 | SH |  | SOLE | 0 | 0 | 0 | 7675 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1550730 | 5349 | SH |  | SOLE | 0 | 0 | 0 | 5349 |
| LOWES COS INC | COM | 548661107 |  | 317113 | 1429 | SH |  | SOLE | 0 | 0 | 0 | 1429 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 450676 | 802 | SH |  | SOLE | 0 | 0 | 0 | 802 |
| MCDONALDS CORP | COM | 580135101 |  | 695994 | 2382 | SH |  | SOLE | 0 | 0 | 0 | 2382 |
| META PLATFORMS INC | CL A | 30303M102 |  | 203713 | 276 | SH |  | SOLE | 0 | 0 | 0 | 276 |
| MICROSOFT CORP | COM | 594918104 |  | 1281354 | 2576 | SH |  | SOLE | 0 | 0 | 0 | 2576 |
| ORACLE CORP | COM | 68389X105 |  | 332099 | 1519 | SH |  | SOLE | 0 | 0 | 0 | 1519 |
| PEPSICO INC | COM | 713448108 |  | 269462 | 2041 | SH |  | SOLE | 0 | 0 | 0 | 2041 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 335556 | 1800 | SH |  | SOLE | 0 | 0 | 0 | 1800 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 617797 | 27955 | SH |  | SOLE | 0 | 0 | 0 | 27955 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1690826 | 69183 | SH |  | SOLE | 0 | 0 | 0 | 69183 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1542442 | 60966 | SH |  | SOLE | 0 | 0 | 0 | 60966 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 328056 | 11231 | SH |  | SOLE | 0 | 0 | 0 | 11231 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 420565 | 13954 | SH |  | SOLE | 0 | 0 | 0 | 13954 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1499660 | 53464 | SH |  | SOLE | 0 | 0 | 0 | 53464 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 2257652 | 97145 | SH |  | SOLE | 0 | 0 | 0 | 97145 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 490236 | 18499 | SH |  | SOLE | 0 | 0 | 0 | 18499 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 265661 | 5073 | SH |  | SOLE | 0 | 0 | 0 | 5073 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 887824 | 3506 | SH |  | SOLE | 0 | 0 | 0 | 3506 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 203314 | 4757 | SH |  | SOLE | 0 | 0 | 0 | 4757 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 16065337 | 26002 | SH |  | SOLE | 0 | 0 | 0 | 26002 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 30179074 | 53275 | SH |  | SOLE | 0 | 0 | 0 | 53275 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 210062 | 2290 | SH |  | SOLE | 0 | 0 | 0 | 2290 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 270646 | 1994 | SH |  | SOLE | 0 | 0 | 0 | 1994 |
| TESLA INC | COM | 88160R101 |  | 242692 | 764 | SH |  | SOLE | 0 | 0 | 0 | 764 |
| UNION PAC CORP | COM | 907818108 |  | 878719 | 3819 | SH |  | SOLE | 0 | 0 | 0 | 3819 |
| US BANCORP DEL | COM NEW | 902973304 |  | 678750 | 15000 | SH |  | SOLE | 0 | 0 | 0 | 15000 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2410352 | 32736 | SH |  | SOLE | 0 | 0 | 0 | 32736 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 536649 | 1881 | SH |  | SOLE | 0 | 0 | 0 | 1881 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 261923 | 921 | SH |  | SOLE | 0 | 0 | 0 | 921 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 66970132 | 117899 | SH |  | SOLE | 0 | 0 | 0 | 117899 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 557203 | 2012 | SH |  | SOLE | 0 | 0 | 0 | 2012 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1281062 | 4578 | SH |  | SOLE | 0 | 0 | 0 | 4578 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 489280 | 2509 | SH |  | SOLE | 0 | 0 | 0 | 2509 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7576295 | 31970 | SH |  | SOLE | 0 | 0 | 0 | 31970 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1762057 | 5798 | SH |  | SOLE | 0 | 0 | 0 | 5798 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 300865 | 6083 | SH |  | SOLE | 0 | 0 | 0 | 6083 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 256247 | 1252 | SH |  | SOLE | 0 | 0 | 0 | 1252 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 260583 | 2047 | SH |  | SOLE | 0 | 0 | 0 | 2047 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 470042 | 10863 | SH |  | SOLE | 0 | 0 | 0 | 10863 |
| VISA INC | COM CL A | 92826C839 |  | 211255 | 595 | SH |  | SOLE | 0 | 0 | 0 | 595 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 4948167 | 61759 | SH |  | SOLE | 0 | 0 | 0 | 61759 |

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