# EDGAR Filing Document

**Accession Number:** 0001731358
**File Stem:** 0001062993-25-014224
**Filing Date:** 2025-8
**Character Count:** 15079
**Document Hash:** 8bd614ef92109ef4a97fa25289dbe103
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-25-014224.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001062993-25-014224

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250812

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** All Terrain Financial Advisors, LLC
- **CENTRAL INDEX KEY:** 0001731358

**ORGANIZATION NAME:**
- **EIN:** 474639732
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18618
- **FILM NUMBER:** 251208394

**BUSINESS ADDRESS:**
- **STREET 1:** 551 COON RAPIDS BLVD NW
- **CITY:** COON RAPIDS
- **STATE:** MN
- **ZIP:** 55433
- **BUSINESS PHONE:** 6122163501

**MAIL ADDRESS:**
- **STREET 1:** 551 COON RAPIDS BLVD NW
- **CITY:** COON RAPIDS
- **STATE:** MN
- **ZIP:** 55433

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** All Terrain Financial Advisors LLC<br>**Address:** 551 COON RAPIDS BLVD NW<br>COON RAPIDS, MN 55433

**Form 13F File Number:** 028-18618

**CRD Number (if applicable):** 000286683

**SEC File Number (if applicable):** 801-109958

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joseph L VanDam<br>**Title:** CCO<br>**Phone:** 612-216-3501

**Signature, Place, and Date of Signing:**

Joseph L VanDam  COON RAPIDS, MN  08-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 117

**Form 13F Information Table Value Total:** $348572462

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                     | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | STEVENS CAPITAL PARTNERS | 028-22881              |    000317517 | 801-122960        |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 12353812 | 60213 | SH |  | SOLE |  | 0 | 0 | 60213 |
| APPLE INC | COM | 037833900 |  | 20517 | 100 | SH | Call | SOLE |  | 0 | 0 | 100 |
| APPLE INC | COM | 037833950 |  | 902748 | 4400 | SH | Put | SOLE |  | 0 | 0 | 4400 |
| ABBVIE INC | COM | 00287Y109 |  | 1772671 | 9550 | SH |  | SOLE |  | 0 | 0 | 9550 |
| ABBOTT LABS | COM | 002824100 |  | 245362 | 1804 | SH |  | SOLE |  | 0 | 0 | 1804 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 7341098 | 74003 | SH |  | SOLE |  | 0 | 0 | 74003 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 400158 | 2820 | SH |  | SOLE |  | 0 | 0 | 2820 |
| ADVANCED MICRO DEVICES INC | COM | 007903957 |  | 297990 | 2100 | SH | Put | SOLE |  | 0 | 0 | 2100 |
| AMGEN INC | COM | 031162100 |  | 1954953 | 7002 | SH |  | SOLE |  | 0 | 0 | 7002 |
| AMGEN INC | COM | 031162950 |  | 195447 | 700 | SH | Put | SOLE |  | 0 | 0 | 700 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 332514 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| AMAZON COM INC | COM | 023135106 |  | 7676017 | 34988 | SH |  | SOLE |  | 0 | 0 | 34988 |
| AMAZON COM INC | COM | 023135956 |  | 504597 | 2300 | SH | Put | SOLE |  | 0 | 0 | 2300 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 327392 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 720576 | 2259 | SH |  | SOLE |  | 0 | 0 | 2259 |
| BOEING CO | COM | 097023105 |  | 314295 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| BANK AMERICA CORP | COM | 060505104 |  | 217672 | 4600 | SH |  | SOLE |  | 0 | 0 | 4600 |
| BERKSHIRE HATHAWAY INC DEL | CL B New | 084670702 |  | 1444194 | 2973 | SH |  | SOLE |  | 0 | 0 | 2973 |
| BLACKSTONE INC | COM | 09260D107 |  | 313964 | 2099 | SH |  | SOLE |  | 0 | 0 | 2099 |
| CITIGROUP INC | COM NEW | 172967424 |  | 266255 | 3128 | SH |  | SOLE |  | 0 | 0 | 3128 |
| CONAGRA BRANDS INC | COM | 205887952 |  | 194465 | 9500 | SH | Put | SOLE |  | 0 | 0 | 9500 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 2256966 | 110257 | SH |  | SOLE |  | 0 | 0 | 110257 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 3948952 | 43443 | SH |  | SOLE |  | 0 | 0 | 43443 |
| CLOROX CO DEL | COM | 189054109 |  | 1409832 | 11742 | SH |  | SOLE |  | 0 | 0 | 11742 |
| CISCO SYS INC | COM | 17275R102 |  | 525623 | 7576 | SH |  | SOLE |  | 0 | 0 | 7576 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1732155 | 30647 | SH |  | SOLE |  | 0 | 0 | 30647 |
| DOMINION ENERGY INC | COM | 25746U959 |  | 259992 | 4600 | SH | Put | SOLE |  | 0 | 0 | 4600 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 13684247 | 31055 | SH |  | SOLE |  | 0 | 0 | 31055 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X959 |  | 308455 | 700 | SH | Put | SOLE |  | 0 | 0 | 700 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 3306804 | 68549 | SH |  | SOLE |  | 0 | 0 | 68549 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 4515805 | 50518 | SH |  | SOLE |  | 0 | 0 | 50518 |
| EQUINOX GOLD CORP | COM | 29446Y502 |  | 497870 | 86586 | SH |  | SOLE |  | 0 | 0 | 86586 |
| FORD MTR CO | COM | 345370860 |  | 146475 | 13500 | SH |  | SOLE |  | 0 | 0 | 13500 |
| FISERV INC | COM | 337738108 |  | 275856 | 1600 | SH |  | SOLE |  | 0 | 0 | 1600 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 4587297 | 179894 | SH |  | SOLE |  | 0 | 0 | 179894 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 605088 | 1985 | SH |  | SOLE |  | 0 | 0 | 1985 |
| SPDR GOLD TR | GOLD SHS | 78463V957 |  | 91449 | 300 | SH | Put | SOLE |  | 0 | 0 | 300 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1368898 | 7717 | SH |  | SOLE |  | 0 | 0 | 7717 |
| ALPHABET INC | CAP STK CL C | 02079K957 |  | 620865 | 3500 | SH | Put | SOLE |  | 0 | 0 | 3500 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 437050 | 2480 | SH |  | SOLE |  | 0 | 0 | 2480 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 424650 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| HONEYWELL INTL INC | COM | 438516106 |  | 4793670 | 20584 | SH |  | SOLE |  | 0 | 0 | 20584 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 337068 | 3600 | SH |  | SOLE |  | 0 | 0 | 3600 |
| ROBINHOOD MKTS INC | COM CL A | 770700952 |  | 337068 | 3600 | SH | Put | SOLE |  | 0 | 0 | 3600 |
| HUBSPOT INC | COM | 443573100 |  | 222652 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1375572 | 22473 | SH |  | SOLE |  | 0 | 0 | 22473 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F951 |  | 1273168 | 20800 | SH | Put | SOLE |  | 0 | 0 | 20800 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 371744 | 4086 | SH |  | SOLE |  | 0 | 0 | 4086 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 369452 | 2777 | SH |  | SOLE |  | 0 | 0 | 2777 |
| INTEL CORP | COM | 458140100 |  | 2272125 | 101434 | SH |  | SOLE |  | 0 | 0 | 101434 |
| INTEL CORP | COM | 458140900 |  | 212800 | 9500 | SH | Call | SOLE |  | 0 | 0 | 9500 |
| INTEL CORP | COM | 458140950 |  | 976640 | 43600 | SH | Put | SOLE |  | 0 | 0 | 43600 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 923254 | 1699 | SH |  | SOLE |  | 0 | 0 | 1699 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 805712 | 7318 | SH |  | SOLE |  | 0 | 0 | 7318 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 273005 | 643 | SH |  | SOLE |  | 0 | 0 | 643 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 27126988 | 125710 | SH |  | SOLE |  | 0 | 0 | 125710 |
| ISHARES TR | RUSSELL 2000 ETF | 464287955 |  | 15882144 | 73600 | SH | Put | SOLE |  | 0 | 0 | 73600 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1405305 | 9200 | SH |  | SOLE |  | 0 | 0 | 9200 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1604972 | 5536 | SH |  | SOLE |  | 0 | 0 | 5536 |
| JPMORGAN CHASE  CO | COM | 46625H950 |  | 86973 | 300 | SH | Put | SOLE |  | 0 | 0 | 300 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 3242593 | 25152 | SH |  | SOLE |  | 0 | 0 | 25152 |
| COCA COLA CO | COM | 191216100 |  | 360825 | 5100 | SH |  | SOLE |  | 0 | 0 | 5100 |
| ELI LILLY  CO | COM | 532457108 |  | 233859 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| LOWES COS INC | COM | 548661107 |  | 28624558 | 129015 | SH |  | SOLE |  | 0 | 0 | 129015 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 2094805 | 3698 | SH |  | SOLE |  | 0 | 0 | 3698 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2091009 | 2833 | SH |  | SOLE |  | 0 | 0 | 2833 |
| META PLATFORMS INC | CL A | 30303M952 |  | 147618 | 200 | SH | Put | SOLE |  | 0 | 0 | 200 |
| 3M CO | COM | 88579Y101 |  | 2016114 | 13243 | SH |  | SOLE |  | 0 | 0 | 13243 |
| MICROSOFT CORP | COM | 594918104 |  | 10655455 | 21422 | SH |  | SOLE |  | 0 | 0 | 21422 |
| MICROSOFT CORP | COM | 594918954 |  | 994820 | 2000 | SH | Put | SOLE |  | 0 | 0 | 2000 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 308125 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| NETFLIX INC | COM | 64110L106 |  | 910608 | 680 | SH |  | SOLE |  | 0 | 0 | 680 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4412661 | 27930 | SH |  | SOLE |  | 0 | 0 | 27930 |
| NVIDIA CORPORATION | COM | 67066G954 |  | 173789 | 1100 | SH | Put | SOLE |  | 0 | 0 | 1100 |
| ORACLE CORP | COM | 68389X105 |  | 448629 | 2052 | SH |  | SOLE |  | 0 | 0 | 2052 |
| ORACLE CORP | COM | 68389X955 |  | 196767 | 900 | SH | Put | SOLE |  | 0 | 0 | 900 |
| PEPSICO INC | COM | 713448108 |  | 2494324 | 18891 | SH |  | SOLE |  | 0 | 0 | 18891 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1529942 | 9603 | SH |  | SOLE |  | 0 | 0 | 9603 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1010540 | 7413 | SH |  | SOLE |  | 0 | 0 | 7413 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A958 |  | 777024 | 5700 | SH | Put | SOLE |  | 0 | 0 | 5700 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 1853167 | 17248 | SH |  | SOLE |  | 0 | 0 | 17248 |
| PRUDENTIAL FINL INC | COM | 744320952 |  | 182648 | 1700 | SH | Put | SOLE |  | 0 | 0 | 1700 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 513254 | 6906 | SH |  | SOLE |  | 0 | 0 | 6906 |
| PAYPAL HLDGS INC | COM | 70450Y953 |  | 438488 | 5900 | SH | Put | SOLE |  | 0 | 0 | 5900 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8443402 | 15306 | SH |  | SOLE |  | 0 | 0 | 15306 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E953 |  | 3089184 | 5600 | SH | Put | SOLE |  | 0 | 0 | 5600 |
| RTX CORPORATION | COM | 75513E101 |  | 365196 | 2501 | SH |  | SOLE |  | 0 | 0 | 2501 |
| STARBUCKS CORP | COM | 855244109 |  | 202319 | 2208 | SH |  | SOLE |  | 0 | 0 | 2208 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 265882 | 2305 | SH |  | SOLE |  | 0 | 0 | 2305 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 3269158 | 39454 | SH |  | SOLE |  | 0 | 0 | 39454 |
| SOUTHERN CO | COM | 842587107 |  | 4603351 | 50129 | SH |  | SOLE |  | 0 | 0 | 50129 |
| SOUTHERN CO | COM | 842587957 |  | 211209 | 2300 | SH | Put | SOLE |  | 0 | 0 | 2300 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 4922027 | 163035 | SH |  | SOLE |  | 0 | 0 | 163035 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 55574851 | 89949 | SH |  | SOLE |  | 0 | 0 | 89949 |
| SPDR S 500 ETF TR | TR UNIT | 78462F903 |  | 123570 | 200 | SH | Call | SOLE |  | 0 | 0 | 200 |
| SPDR S 500 ETF TR | TR UNIT | 78462F953 |  | 42199155 | 68300 | SH | Put | SOLE |  | 0 | 0 | 68300 |
| AT INC | COM | 00206R102 |  | 2815857 | 97300 | SH |  | SOLE |  | 0 | 0 | 97300 |
| AT INC | COM | 00206R952 |  | 269142 | 9300 | SH | Put | SOLE |  | 0 | 0 | 9300 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 2135216 | 53234 | SH |  | SOLE |  | 0 | 0 | 53234 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 399972 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| TESLA INC | COM | 88160R101 |  | 639450 | 2013 | SH |  | SOLE |  | 0 | 0 | 2013 |
| TESLA INC | COM | 88160R951 |  | 540022 | 1700 | SH | Put | SOLE |  | 0 | 0 | 1700 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1378907 | 4420 | SH |  | SOLE |  | 0 | 0 | 4420 |
| UNITEDHEALTH GROUP INC | COM | 91324P952 |  | 1341471 | 4300 | SH | Put | SOLE |  | 0 | 0 | 4300 |
| UNION PAC CORP | COM | 907818108 |  | 1394055 | 6059 | SH |  | SOLE |  | 0 | 0 | 6059 |
| US BANCORP DEL | COM NEW | 902973304 |  | 4317068 | 95405 | SH |  | SOLE |  | 0 | 0 | 95405 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 848547 | 2792 | SH |  | SOLE |  | 0 | 0 | 2792 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 206486 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 341640 | 7896 | SH |  | SOLE |  | 0 | 0 | 7896 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 918656 | 11466 | SH |  | SOLE |  | 0 | 0 | 11466 |
| WALMART INC | COM | 931142103 |  | 771606 | 7891 | SH |  | SOLE |  | 0 | 0 | 7891 |
| WALMART INC | COM | 931142903 |  | 29334 | 300 | SH | Call | SOLE |  | 0 | 0 | 300 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 462498 | 8831 | SH |  | SOLE |  | 0 | 0 | 8831 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 238796 | 943 | SH |  | SOLE |  | 0 | 0 | 943 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 339934 | 4163 | SH |  | SOLE |  | 0 | 0 | 4163 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 224830 | 1668 | SH |  | SOLE |  | 0 | 0 | 1668 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 526711 | 4886 | SH |  | SOLE |  | 0 | 0 | 4886 |

---