# EDGAR Filing Document

**Accession Number:** 0002038891
**File Stem:** 0001193125-25-234070
**Filing Date:** 2025-10
**Character Count:** 4557
**Document Hash:** 89cd492f666da904f1e02f416d3143bc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-234070.hdr.sgml**: 20251008

**ACCESSION NUMBER**: 0001193125-25-234070

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251008

**DATE AS OF CHANGE**: 20251008

**EFFECTIVENESS DATE**: 20251008

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable Financial Life Insurance Co (RILA)
- **CENTRAL INDEX KEY:** 0002039145

**ORGANIZATION NAME:**
- **EIN:** 135570651
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-283581
- **FILM NUMBER:** 251381314

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **STREET 2:** LEGAL DEPT.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 9803088245

**MAIL ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150 MAIL DROP PS-16
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28078
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable Financial Life Insurance Co of America (RILA)
- **CENTRAL INDEX KEY:** 0002038891

**ORGANIZATION NAME:**
- **EIN:** 860222062
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-283582
- **FILM NUMBER:** 251381315

**BUSINESS ADDRESS:**
- **STREET 1:** 3030 N. THIRD STREET
- **STREET 2:** SUITE 790
- **CITY:** PHOENIX
- **STATE:** AZ
- **ZIP:** 85012
- **BUSINESS PHONE:** 9803088245

**MAIL ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150 MAIL DROP PS-16
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28078

## Series and Classes Contracts Data

### Equitable Financial Life Insurance Co of America (RILA) (Series ID: S000089337)

---

|  |  |
|:---|:---|
| Class Name           | Class ID   |
| Investment Edge 21.0 | C000257537 |

---

### Equitable Financial Life Insurance Co (RILA) (Series ID: S000089338)

---

|  |  |
|:---|:---|
| Class Name           | Class ID   |
| Investment Edge 21.0 | C000257536 |

---

## Series and Classes Contracts Data

### Equitable Financial Life Insurance Co of America (RILA) (Series ID: S000089337)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000257537 | Investment Edge 21.0 |  |

### Equitable Financial Life Insurance Co (RILA) (Series ID: S000089338)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000257536 | Investment Edge 21.0 |  |

Equitable Financial Life Insurance Company of America

Equitable Financial Life Insurance Company

**Supplement dated October 8, 2025 to the Investment Edge**<sup>®</sup> **21.0 Statement of Additional Information dated May 1, 2025** 

This Supplement modifies certain information in the above-referenced Statement of Additional Information (the "SAI") offered by Equitable Financial Life Insurance Company of America and Equitable Financial Life Insurance Company (the "Company"). You should read this Supplement in conjunction with your SAI and retain it for future reference. This Supplement incorporates the SAI by reference. Unless otherwise indicated, all other information included in your SAI remains unchanged. The terms we use in this Supplement have the same meaning as in your SAI. We will send you another copy of any SAI or supplement without charge upon request. Please contact the customer service center at 877-899-3743.

The following hereby supplements the corresponding table in "Components and Specific Inputs of the Calculation — Performance Cap Rate limiting factor":

---

| | |
|:---|:---|
| &nbsp;&nbsp; **Jurisdiction**  | **Contracts with issue dates on or after this date will not use a Performance Cap Rate limiting**<br> **factor in the Segment Interim Value**<br> **calculation** |
| Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Washington DC, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Mississippi, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming | November 13, 2023 |
| Louisiana, Pennsylvania, Rhode Island | December 11, 2023 |
| Alaska, Idaho, Montana, North Carolina, Ohio | January 22, 2024 |
| Utah | February 26, 2024 |
| Maryland | June 24, 2024 |
| Nebraska | July 22, 2024 |
| New Jersey | October 21, 2024 |
| Missouri | October 27, 2025 |

---

IE 21 <br> #941729