# EDGAR Filing Document

**Accession Number:** 0002055235
**File Stem:** 0002055235-25-000002
**Filing Date:** 2025-11
**Character Count:** 14808
**Document Hash:** ced691e4cdecfc43ac5cdc59e18a519d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002055235-25-000002.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0002055235-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251104

**EFFECTIVENESS DATE**: 20251105

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** L.K. Benson & Company, P.C.
- **CENTRAL INDEX KEY:** 0002055235

**ORGANIZATION NAME:**
- **EIN:** 521903476
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24884
- **FILM NUMBER:** 251451524

**BUSINESS ADDRESS:**
- **STREET 1:** 1107 KENILWORTH DR, SUITE 302
- **CITY:** BALTIMORE
- **STATE:** MD
- **ZIP:** 21204
- **BUSINESS PHONE:** 410-494-6680

**MAIL ADDRESS:**
- **STREET 1:** 1107 KENILWORTH DR, SUITE 302
- **CITY:** BALTIMORE
- **STATE:** MD
- **ZIP:** 21204

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** L.K. Benson  Company P.C.<br>**Address:** 1107 KENILWORTH DR SUITE 302<br>BALTIMORE, MD 21204

**Form 13F File Number:** 028-24884

**CRD Number (if applicable):** 000107908

**SEC File Number (if applicable):** 801-48099

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chris Benson<br>**Title:** Principal<br>**Phone:** 410-494-6680

**Signature, Place, and Date of Signing:**

/s/Chris Benson  Baltimore, MD  11-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 106

**Form 13F Information Table Value Total:** $185524125

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 343421 | 2564 | SH |  | SOLE |  | 0 | 0 | 2564 |
| ABBVIE INC | COM | 00287Y109 |  | 423024 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 325871 | 1338 | SH |  | SOLE |  | 0 | 0 | 1338 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 416081 | 8866 | SH |  | SOLE |  | 0 | 0 | 8866 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 1603082 | 38096 | SH |  | SOLE |  | 0 | 0 | 38096 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1562812 | 20807 | SH |  | SOLE |  | 0 | 0 | 20807 |
| AMERICAN CENTY ETF TR | CORE MUNI FXD IN | 025072695 |  | 1090501 | 23913 | SH |  | SOLE |  | 0 | 0 | 23913 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2392174 | 30320 | SH |  | SOLE |  | 0 | 0 | 30320 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1423111 | 15984 | SH |  | SOLE |  | 0 | 0 | 15984 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 619524 | 5699 | SH |  | SOLE |  | 0 | 0 | 5699 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 2979861 | 29941 | SH |  | SOLE |  | 0 | 0 | 29941 |
| APPLE INC | COM | 037833100 |  | 947231 | 3720 | SH |  | SOLE |  | 0 | 0 | 3720 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 530893 | 1056 | SH |  | SOLE |  | 0 | 0 | 1056 |
| BGC GROUP INC | CL A | 088929104 | BBG01H9FTHS9 | 227428 | 24041 | SH |  | SOLE |  | 0 | 0 | 24041 |
| BLACKROCK CORPOR HI YLD FD I | COM | 09255P107 | BBG001SJQLG3 | 133333 | 14035 | SH |  | SOLE |  | 0 | 0 | 14035 |
| BOEING CO | COM | 097023105 |  | 234608 | 1087 | SH |  | SOLE |  | 0 | 0 | 1087 |
| CAMBRIA ETF TR | TAIL RISK | 132061862 |  | 170774 | 14435 | SH |  | SOLE |  | 0 | 0 | 14435 |
| COCA COLA CO | COM | 191216100 |  | 243798 | 3676 | SH |  | SOLE |  | 0 | 0 | 3676 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 364417 | 11557 | SH |  | SOLE |  | 0 | 0 | 11557 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3532999 | 76605 | SH |  | SOLE |  | 0 | 0 | 76605 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 408455 | 11236 | SH |  | SOLE |  | 0 | 0 | 11236 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 320235 | 6998 | SH |  | SOLE |  | 0 | 0 | 6998 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 218688 | 5670 | SH |  | SOLE |  | 0 | 0 | 5670 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 3954160 | 54585 | SH |  | SOLE |  | 0 | 0 | 54585 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 1571143 | 47755 | SH |  | SOLE |  | 0 | 0 | 47755 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 428598 | 13461 | SH |  | SOLE |  | 0 | 0 | 13461 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1174235 | 20172 | SH |  | SOLE |  | 0 | 0 | 20172 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 409869 | 3600 | SH |  | SOLE |  | 0 | 0 | 3600 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072Q853 | BBG01W26HBL6 | 1265486 | 23439 | SH |  | SOLE |  | 0 | 0 | 23439 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L631 |  | 7681241 | 331638 | SH |  | SOLE |  | 0 | 0 | 331638 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L516 |  | 4042506 | 45151 | SH |  | SOLE |  | 0 | 0 | 45151 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 |  | 650272 | 14676 | SH |  | SOLE |  | 0 | 0 | 14676 |
| EA SERIES TRUST | INTL QUAN MOMNTM | 02072L300 |  | 515058 | 14055 | SH |  | SOLE |  | 0 | 0 | 14055 |
| EA SERIES TRUST | INTL QUAN VALUE | 02072L201 |  | 541444 | 17948 | SH |  | SOLE |  | 0 | 0 | 17948 |
| EA SERIES TRUST | US QUAN MOMENTUM | 02072L409 |  | 962847 | 14942 | SH |  | SOLE |  | 0 | 0 | 14942 |
| EA SERIES TRUST | US QUAN VALUE | 02072L102 |  | 1036510 | 22220 | SH |  | SOLE |  | 0 | 0 | 22220 |
| EOS ENERGY ENTERPRISES INC | COM CL A | 29415C101 | BBG00V1KJ6G4 | 887167 | 77890 | SH |  | SOLE |  | 0 | 0 | 77890 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 491479 | 4359 | SH |  | SOLE |  | 0 | 0 | 4359 |
| FIRST TR EXCH TRADED FD III | LNG/SHT EQUITY | 33739P103 | BBG00735B1V0 | 265180 | 3791 | SH |  | SOLE |  | 0 | 0 | 3791 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 818264 | 2900 | SH |  | SOLE |  | 0 | 0 | 2900 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 309929 | 3078 | SH |  | SOLE |  | 0 | 0 | 3078 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 427802 | 5157 | SH |  | SOLE |  | 0 | 0 | 5157 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 294306 | 4510 | SH |  | SOLE |  | 0 | 0 | 4510 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 218387 | 1838 | SH |  | SOLE |  | 0 | 0 | 1838 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 1131118 | 7766 | SH |  | SOLE |  | 0 | 0 | 7766 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4543535 | 6788 | SH |  | SOLE |  | 0 | 0 | 6788 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2074044 | 20688 | SH |  | SOLE |  | 0 | 0 | 20688 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 558452 | 20103 | SH |  | SOLE |  | 0 | 0 | 20103 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 816386 | 15981 | SH |  | SOLE |  | 0 | 0 | 15981 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 237347 | 2542 | SH |  | SOLE |  | 0 | 0 | 2542 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 912290 | 8567 | SH |  | SOLE |  | 0 | 0 | 8567 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 471520 | 3311 | SH |  | SOLE |  | 0 | 0 | 3311 |
| ISHARES TR | RUSEL 2500 ETF | 46435G268 |  | 820918 | 11134 | SH |  | SOLE |  | 0 | 0 | 11134 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1593621 | 14926 | SH |  | SOLE |  | 0 | 0 | 14926 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 342944 | 4964 | SH |  | SOLE |  | 0 | 0 | 4964 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 | BBG00LN4CWM1 | 610610 | 7000 | SH |  | SOLE |  | 0 | 0 | 7000 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 281072 | 1516 | SH |  | SOLE |  | 0 | 0 | 1516 |
| M  T BK CORP | COM | 55261F104 |  | 1142598 | 5782 | SH |  | SOLE |  | 0 | 0 | 5782 |
| MICROSOFT CORP | COM | 594918104 |  | 681105 | 1315 | SH |  | SOLE |  | 0 | 0 | 1315 |
| NEWMARK GROUP INC | CL A | 65158N102 | BBG00J24S7X5 | 516680 | 27704 | SH |  | SOLE |  | 0 | 0 | 27704 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 583118 | 6246 | SH |  | SOLE |  | 0 | 0 | 6246 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | BBG001SF6Y39 | 246375 | 4713 | SH |  | SOLE |  | 0 | 0 | 4713 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 711417 | 14068 | SH |  | SOLE |  | 0 | 0 | 14068 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 32417920 | 315841 | SH |  | SOLE |  | 0 | 0 | 315841 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1140428 | 34174 | SH |  | SOLE |  | 0 | 0 | 34174 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 2059801 | 47947 | SH |  | SOLE |  | 0 | 0 | 47947 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 700394 | 26631 | SH |  | SOLE |  | 0 | 0 | 26631 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 6413194 | 275481 | SH |  | SOLE |  | 0 | 0 | 275481 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 3977308 | 158267 | SH |  | SOLE |  | 0 | 0 | 158267 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 396843 | 16264 | SH |  | SOLE |  | 0 | 0 | 16264 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1164286 | 45285 | SH |  | SOLE |  | 0 | 0 | 45285 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2256315 | 85661 | SH |  | SOLE |  | 0 | 0 | 85661 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 2477566 | 88802 | SH |  | SOLE |  | 0 | 0 | 88802 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 1422789 | 52793 | SH |  | SOLE |  | 0 | 0 | 52793 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 209413 | 2344 | SH |  | SOLE |  | 0 | 0 | 2344 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 390306 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 882022 | 1324 | SH |  | SOLE |  | 0 | 0 | 1324 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 506843 | 10511 | SH |  | SOLE |  | 0 | 0 | 10511 |
| SSGA ACTIVE ETF TR | MULT ASS RLRTN | 78467V103 |  | 274764 | 8897 | SH |  | SOLE |  | 0 | 0 | 8897 |
| T ROWE PRICE ETF INC | ULTRA SHRT TRM | 87283Q701 |  | 277658 | 5571 | SH |  | SOLE |  | 0 | 0 | 5571 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1348378 | 17087 | SH |  | SOLE |  | 0 | 0 | 17087 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 7189230 | 96669 | SH |  | SOLE |  | 0 | 0 | 96669 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 722660 | 14611 | SH |  | SOLE |  | 0 | 0 | 14611 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 4352655 | 20794 | SH |  | SOLE |  | 0 | 0 | 20794 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 232755 | 485 | SH |  | SOLE |  | 0 | 0 | 485 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3119246 | 10133 | SH |  | SOLE |  | 0 | 0 | 10133 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 518835 | 1766 | SH |  | SOLE |  | 0 | 0 | 1766 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1267036 | 13860 | SH |  | SOLE |  | 0 | 0 | 13860 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5509811 | 8997 | SH |  | SOLE |  | 0 | 0 | 8997 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1059939 | 4169 | SH |  | SOLE |  | 0 | 0 | 4169 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 200158 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 7913996 | 24117 | SH |  | SOLE |  | 0 | 0 | 24117 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3112963 | 16692 | SH |  | SOLE |  | 0 | 0 | 16692 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 843475 | 15568 | SH |  | SOLE |  | 0 | 0 | 15568 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1623929 | 11783 | SH |  | SOLE |  | 0 | 0 | 11783 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 674039 | 8596 | SH |  | SOLE |  | 0 | 0 | 8596 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 883626 | 17453 | SH |  | SOLE |  | 0 | 0 | 17453 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 989296 | 13146 | SH |  | SOLE |  | 0 | 0 | 13146 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 3638711 | 72673 | SH |  | SOLE |  | 0 | 0 | 72673 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 664470 | 11291 | SH |  | SOLE |  | 0 | 0 | 11291 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 504039 | 2336 | SH |  | SOLE |  | 0 | 0 | 2336 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 11814379 | 160827 | SH |  | SOLE |  | 0 | 0 | 160827 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1443567 | 24092 | SH |  | SOLE |  | 0 | 0 | 24092 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 515654 | 5059 | SH |  | SOLE |  | 0 | 0 | 5059 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 420165 | 2981 | SH |  | SOLE |  | 0 | 0 | 2981 |
| WALMART INC | COM | 931142103 |  | 1259909 | 12225 | SH |  | SOLE |  | 0 | 0 | 12225 |

---