# EDGAR Filing Document

**Accession Number:** 0000944130
**File Stem:** 0000944130-26-000004
**Filing Date:** 2026-1
**Character Count:** 11778
**Document Hash:** 26bbe8b3f46db5cf644b4eb956bdb503
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000944130-26-000004.hdr.sgml**: 20260108

**ACCESSION NUMBER**: 0000944130-26-000004

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20260105

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260108

**DATE AS OF CHANGE**: 20260108

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MINISTRY PARTNERS INVESTMENT COMPANY, LLC
- **CENTRAL INDEX KEY:** 0000944130
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 263959348
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-04028-LA
- **FILM NUMBER:** 26519463

**BUSINESS ADDRESS:**
- **STREET 1:** 1 POINTE DR., SUITE 205
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
- **BUSINESS PHONE:** (714) 671-5720

**MAIL ADDRESS:**
- **STREET 1:** 1 POINTE DR., SUITE 205
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MINISTRY PARTNERS INVESTMENT CORP
- **DATE OF NAME CHANGE:** 19960506

?xml version='1.0' encoding='ASCII'? MINISTRY PARTNERS INVESTMENT COMPANY, LLC_January 5, 2026

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of Earliest Event Reported): January 5, 2026

MINISTRY PARTNERS INVESTMENT COMPANY, LLC

(Exact name of registrant as specified in its charter)

California 333-04028-LA 33-0489154

(State of Incorporation) (Commission File Number) (IRS Employer Identification No.)

1 Pointe Drive, Suite 205 Brea, CA 92821

(Address of Principal Executive Offices) (Zip Code)

Registrant's telephone number, including area code: (714) 671-5720

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revise accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers**

Effective as of January 5, 2025, Ministry Partners Investment Company, LLC (the "Company") appointed Daniel M. Cerio to serve as its Executive Vice President and Chief Financial Officer. Mr. Cerio will also serve as the Company's Principal Accounting Officer.

Mr. Cerio has 30 years of finance experience in a variety of industries including financial services, healthcare, and manufacturing. He most recently served as the Vice President of Finance at Boomerang Healthcare, a private equity-sponsored company that offers pain management and functional restoration services for workers' compensation, personal injury, Medicare, and commercial insurance patients. Mr. Cerio was responsible for all aspects of the finance and accounting function including internal and external financial reporting, treasury, budgeting and forecasting, taxation, regulatory compliance, data analysis, and strategic investment. Prior to his work at Boomerang Healthcare, he served as Vice President of Finance for Gatekeeper Systems, a private equity-sponsored company that specializes in the manufacture and installation of loss prevention solutions for domestic and international retailers. Mr. Cerio has a bachelor's degree in accounting from Azusa Pacific University and has been a Certified Public Accountant in the state of California since 1998. Mr. Cerio has also served as a Board Member and Treasurer for two faith-based ministries in Southern California.

Mr. Cerio's base salary will be $220 thousand per year. The position includes eligibility for bonuses up to 27% of his base salary, and he will also receive a benefits package that includes medical, dental, and vision plans, twenty-three days of paid time off per year, and eligibility for enrollment in the Company's 401(k) Plan. The foregoing description of the offer letter is qualified in its entirety by the text of the letter, a copy of which is attached.

There are no arrangements or understandings between Mr. Cerio and any other person, naming such person, pursuant to which Mr. Cerio was selected as an executive officer or as a director; there are no family relationships between Mr. Cerio and any director or executive officer of the Company or any person nominated or chosen by the Company to become a director or executive officer; and no related party transactions involving Mr. Cerio are reportable under item 404(a) of Regulation S-K.

**Item 9.01** **Financial Statements and Exhibits.**

**(d)** **Exhibits**

The following exhibits are attached herewith:

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| | |
|:---|:---|
| &nbsp;&nbsp;ovemo<br>|  |
| &nbsp;&nbsp;**Exhibit:**<br>| &nbsp;&nbsp;**Description:** |
| &nbsp;&nbsp;10.54 | &nbsp;&nbsp;Employment agreement, dated November 10, 2025, by and between Daniel Cerio and Ministry Partners Investment Company, LLC |

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | |
|:---|:---|
| Dated: January 8, 2026 | MINISTRY PARTNERS INVESTMENT |
|  | COMPANY, LLC |
|  | /s/ *Darren M. Thompson* |
|  | Darren M. Thompson |
|  | Chief Executive Officer and President |

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## Exhibit 10.54

![Graphic](mpic-20260105xex10d54001.jpg)

November 10, 2025

Mr. Daniel M. Cerio, CPA

Huntington Beach, California

Daniel,

On behalf of the leadership team at Ministry Partners Investment Company LLC (MPIC) and Ministry Partners Securities LLC (MPS), hereafter referred to as **"Ministry Partners,"** I am pleased to offer you the position of **Executive Vice President and Chief Financial Officer** as outlined in the role description that was already provided to you. This offer is contingent upon the following:

● signed acknowledgement that you have read and clearly understand and accept this offer letter

● the successful completion of our financial and background checks, including a thorough review of your references and background.

● Successfully obtaining the FINRA Series 28 license within the first six months of employment.

You will be expected to work very closely with our Glendora and Fresno Branch offices, but will be primarily based out of our Brea Corporate Office. You will report to **Darren Thompson, President and Chief Executive Officer** and will be expected to help Ministry Partners fulfill its missional purpose of ***Enhancing Christian Stewardship*** for its clients, Strategic Partners, and Shareholders. As such, you will be working seamlessly with the Executive Leadership of both Americas Christian Credit Union (ACCU) and Adelfi Credit Union.

**Your overall compensation package is reflective of the role expectations and includes the following:**

**1)** You will receive **a base salary of $220,000**, paid in bi-weekly payments.

**2)** You will be **eligible for a performance bonus of up to 27% of your annual salary.** The performance bonus is based upon a number of factors, including but not limited to your performance against role objectives, overall company profitability and expense management, as well as your impact and support of Company strategic initiatives. Additional information on the performance bonus will be provided.

Your bonus is not guaranteed, and once again, will be based upon the factors listed above.

**3)** Ministry Partners offers a fully paid-for medical plan through Kaiser Permanente. The company also pays 100% of the cost for dental, vision, short-term disability, long-term disability and group life insurance. Ministry Partners currently offers a PPO and HMO for medical benefit

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coverage. If you choose a medical plan outside the Kaiser offering, the Company will pay the equivalent rate towards a plan of your choosing.

**4)** The company recognizes 12.5 paid days off for significant holidays. Additionally, you will accrue 7.08 hours of Paid Time Off per pay period (23 days per year).

**5)** You will be **eligible for the Ministry Partners Investment Company LLC 401(k) Plan.** The company will make a Safe Harbor Matching Contribution equal to 100% on the first 3% of your compensation that you defer as an Elective Deferral and an additional 50% on the next 2% of your compensation that you defer as an Elective Deferral. You are always 100% vested in your employee Elective Deferral and Safe Harbor Matching Contributions accounts.

As an employee of **Ministry Partners, the company will cover normal business related expenses associated with your role**, including business travel and mileage, educational development, licensing, computer/software, errors and omission insurance, and other office related expenses including cell phone and office equipment. In addition, Ministry Partners will cover the business expenses associated with managing strategic partner relationships, such as Americas Christian Credit Union (ACCU) and Adelfi Credit Union.

**We would like you to start work for Ministry Partners on Monday, December 29th, 2025.** On your first day of employment, Ministry Partners will provide additional information about the objectives and policies, benefit programs, general employment conditions and completion of the employment and benefit forms. **To fulfill federal identification requirements, you should bring documentation to support your identity and eligibility to work in the United States.** The types of acceptable documentation are listed on the form I-9 of the Immigration and Naturalization Service.

This offer is not to be considered a contract guaranteeing employment for any specific duration. As an at-will employee, both you and the company have the right to terminate your employment at any time.

**Daniel, we are very pleased to have you join our organization. Your integrity, competency and professionalism are well documented and respected.** We are looking forward to having you on the Ministry Partners team to further our mission of Enhancing Christian Stewardship; more specifically by helping individuals and ministries strengthen their stewardship of resources through prudent treasury management services, biblically based financial planning, ethically responsible investment and insurance advice, purposeful legacy planning and responsible debt management.

Respectfully,

*/s/ Darren M. Thompson*

Darren M. Thompson

President and Chief Executive Officer

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Contingent Offer Letter/MPS/MPIC

Please indicate your acceptance of this offer by signing and returning this letter to me. Thank you.

*/s/ Daniel M. Cerio* <u>November 10, 2025</u>

Daniel M. CerioDate

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