# EDGAR Filing Document

**Accession Number:** 0001005817
**File Stem:** 0001683863-23-000601
**Filing Date:** 2023-2
**Character Count:** 10775
**Document Hash:** 73eaf583c60eb3cbef7c73f385c602f2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001683863-23-000601.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001683863-23-000601

**CONFORMED SUBMISSION TYPE**: SC 13G/A

**PUBLIC DOCUMENT COUNT**: 9

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230206

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOMPKINS FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0001005817
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 161482357
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SC 13G/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-46801
- **FILM NUMBER:** 23591406

**BUSINESS ADDRESS:**
- **STREET 1:** 118 E SENECA STREET
- **STREET 2:** P.O. BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** 607-274-2078

**MAIL ADDRESS:**
- **STREET 1:** 118 E. SENECA STREET
- **STREET 2:** PO BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS TRUSTCO INC
- **DATE OF NAME CHANGE:** 19990512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS COUNTY TRUSTCO INC
- **DATE OF NAME CHANGE:** 19960117
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRINCIPAL FINANCIAL GROUP INC
- **CENTRAL INDEX KEY:** 0001126328
- **STANDARD INDUSTRIAL CLASSIFICATION:** ACCIDENT & HEALTH INSURANCE [6321]
- **IRS NUMBER:** 421520346
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SC 13G/A

**BUSINESS ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
- **BUSINESS PHONE:** 5152475111

**MAIL ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392

![](gu7apgzjb3lplmrqitlfv.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **CUSIP No.** | **890110109** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**13G/A** | **Page 1 of 5** |

---

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**SCHEDULE 13G/A**

**(Amendment No. 1) \***

**Under the Securities Exchange Act of 1934**

**Tompkins Financial Corp**

**(**Name of Issuer)

**Common Stock, no par value**

(Title of Class of Securities)

**890110109**

(CUSIP Number)

**December 31, 2022**

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

\*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

![](gj8ed6e7n09ml9zjsru43.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **CUSIP No.** | **890110109** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**13G/A** | **Page 2 of 5** |

---

&nbsp;&nbsp;&nbsp;&nbsp;1.Name of Reporting Persons-

Delaware Charter Guarantee & Trust Company dba Principal Trust Company as Directed Trustee for the Tompkins Financial Corporation Employee Stock Ownership Plan and Tompkins Retirement Savings Plan

&nbsp;&nbsp;&nbsp;&nbsp;2.Check the Appropriate Box if a Member of a Group:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)![](gzlnlgap9kjggmzamtwj2.jpg)![](grwbuy3bn8yqyhcvyksxv.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)![](goy2gs6zaoxyvb2b39tnc.jpg)![](gz21ltiza4c10yndttu1s.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;3.SEC Use Only,,

&nbsp;&nbsp;&nbsp;&nbsp;4.Citizenship or Place of Organization:

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Delaware** | **Delaware** | **Delaware** |  |
| &nbsp;&nbsp;Number of |  | 5. | &nbsp;&nbsp;Sole Voting Power: | **0** |
| &nbsp;&nbsp;Number of |  |  |  |  |
| &nbsp;&nbsp;Shares |  | 6. | &nbsp;&nbsp;Shared Voting Power: | **774389** |
| &nbsp;&nbsp;Beneficially |  | 6. | &nbsp;&nbsp;Shared Voting Power: | **774389** |
| &nbsp;&nbsp;Beneficially |  |  |  |  |
| Owned by Each | Owned by Each | 7. | &nbsp;&nbsp;Sole Dispositive Power: | **0** |
| &nbsp;&nbsp;Reporting |  | 7. | &nbsp;&nbsp;Sole Dispositive Power: | **0** |
| &nbsp;&nbsp;Reporting |  |  |  |  |
| &nbsp;&nbsp;Person With: |  | 8. | &nbsp;&nbsp;Shared Dispositive Power: | **774389** |
|  |  | 8. | &nbsp;&nbsp;Shared Dispositive Power: | **774389** |

---

&nbsp;&nbsp;&nbsp;&nbsp;9.Aggregate Amount Beneficially owned by Each Reporting Person

**774,389**

10Check if Aggregate Amount in Row (9) Excludes Certain Shares:

11Percent of Class Represented by Amount in Row (9):

**5.31%**

12Type of Reporting Person:

**EP**

![](g40zbzvme0sor5lwmxhna.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **CUSIP No.** | **890110109** | **13G/A** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Page 3 of 5** |
| **Item 1.** |  |  |  |
| (a) Name of Issuer: | (a) Name of Issuer: |  | **Tompkins Financial Corporation** |
| (b) Address of Issuer's Principal Executive Offices: | (b) Address of Issuer's Principal Executive Offices: | (b) Address of Issuer's Principal Executive Offices: | **118 East Seneca Street** |
|  |  |  | **Ithaca, NY 14851** |

---

**Item 2.**

(a) – (c) Name, Principal Business Address and Citizenship of Person Filing:

Delaware Charter Guarantee & Trust Company dba Principal Trust Company as Directed Trustee for the Tompkins Financial Corporation Employee Stock Ownership Plan and Tompkins Retirement Savings Plan

1013 Centre Road Ste 300

Wilmington DE 19805-1265

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Citizenship: | **Delaware** |  |
| (d) Title of Class of Securities: | (d) Title of Class of Securities: | **Common Stock, no par value** |
| (e) CUSIP Number: |  | **890110109** |

---

**Item 3. If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F);

**Item 4. Ownership.**

Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.

(a)Amount beneficially owned: Delaware Charter Guarantee & Trust Company dba Principal Trust

Company (the "Trustee"), in its capacity as the Directed Trustee of the Tompkins Financial Corporation Employee Stock Ownership Plan and Tompkins Retirement Savings Plan (the "Plans"), may be deemed, as of December 31, 2022, the beneficial owner of 774,389 shares, in the aggregate, of the Issuer's common stock which are owned by the Plans on behalf of numerous participants. The securities reported include all shares held of record by the Trustee. The Trustee follows the directions of the investment fiduciary named in the Plans, or other parties designated in the respective Plan's trust agreement, with respect to voting and disposition of shares. The Trustee, however, is subject to certain fiduciary duties under ERISA as limited in the trust agreements. The Trustee disclaims beneficial ownership of the shares of common stock that are the subject of this Schedule 13G.

(b)Percent of class: The **774,389** shares of common stock represent **5.31%** of the Issuer's outstanding shares of common stock. The percent of class is based on shares outstanding as of December 31, 2022, as provided by the Issuer.

---

| | | | |
|:---|:---|:---|:---|
| **CUSIP No.** | **890110109** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**13G/A** | **Page 4 of 5** |

---

(c)Number of shares as to which the person has:

---

| | | |
|:---|:---|:---|
| (i) | Sole power to vote or to direct the vote: | **0** |
| (ii) | Shared power to vote or to direct the vote: | **774,389** |
| (iii) | Sole power to dispose or to direct the disposition of: | **0** |
| (iv) | Shared power to dispose or to direct the disposition | **774,389** |
|  | of: |  |

---

**Item 5. Ownership of Five Percent or Less of Class**

Not Applicable

**Item 6. Ownership of More Than Five Percent on Behalf of Another Person**

Shares as to which this Schedule 13G is filed are owned by the Plans on behalf of numerous participants, which participants receive dividends and the proceeds of the sale of such shares. No such participant is known to have such an interest with respect to more than 5% of the class, except as follows: None.

**Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification**

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under §240.14a-11.

![](g6o6cwywnoi9eru8y3qlx.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **CUSIP No.** | **890110109** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**13G/A** | **Page 5 of 5** |

---

**SIGNATURE**

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Delaware Charter Guarantee & Trust Company**

**As Directed Trustee**

/s/ Christopher Taylor

Christopher Taylor

**COO**

**January 19, 2023**