# EDGAR Filing Document

**Accession Number:** 0002082922
**File Stem:** 0001214659-25-012837
**Filing Date:** 2025-8
**Character Count:** 7611
**Document Hash:** c648c72a53d6b8809784a542907301d4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-25-012837.hdr.sgml**: 20250827

**ACCESSION NUMBER**: 0001214659-25-012837

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20210930

**FILED AS OF DATE**: 20250827

**DATE AS OF CHANGE**: 20250827

**EFFECTIVENESS DATE**: 20250827

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Seneca Financial Advisors LLC
- **CENTRAL INDEX KEY:** 0002082922

**ORGANIZATION NAME:**
- **EIN:** 262410135
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25764
- **FILM NUMBER:** 251260953

**BUSINESS ADDRESS:**
- **STREET 1:** 500 LINDEN OAKS, SUITE 150
- **CITY:** ROCHESTER
- **STATE:** NY
- **ZIP:** 14625
- **BUSINESS PHONE:** 585 203-1211

**MAIL ADDRESS:**
- **STREET 1:** 500 LINDEN OAKS, SUITE 150
- **CITY:** ROCHESTER
- **STATE:** NY
- **ZIP:** 14625

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2021

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Seneca Financial Advisors LLC<br>**Address:** 500 LINDEN OAKS SUITE 150<br>ROCHESTER, NY 14625

**Form 13F File Number:** 028-25764

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew J Darcy<br>**Title:** Partner CIO<br>**Phone:** 585-203-1211

**Signature, Place, and Date of Signing:**

/s/ Matthew J Darcy  Rochester, NY  08-26-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 40

**Form 13F Information Table Value Total:** $151014568

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AES CORP | COM | 00130H105 |  | 237432 | 10400 | SH |  | SOLE |  | 0 | 0 | 10400 |
| AMAZON COM INC | COM | 023135106 |  | 417200 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| AMGEN INC | COM | 031162100 |  | 359804 | 1692 | SH |  | SOLE |  | 0 | 0 | 1692 |
| APPLE INC | COM | 037833100 |  | 795416 | 5621 | SH |  | SOLE |  | 0 | 0 | 5621 |
| ATHENEX INC | COM | 04685N103 |  | 413860 | 137495 | SH |  | SOLE |  | 0 | 0 | 137495 |
| BROADSTONE NET LEASE INC | COM | 11135E203 |  | 627842 | 25306 | SH |  | SOLE |  | 0 | 0 | 25306 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1246444 | 21191 | SH |  | SOLE |  | 0 | 0 | 21191 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 281912 | 1195 | SH |  | SOLE |  | 0 | 0 | 1195 |
| GRACO INC | COM | 384109104 |  | 232134 | 3318 | SH |  | SOLE |  | 0 | 0 | 3318 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1019677 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4861302 | 20112 | SH |  | SOLE |  | 0 | 0 | 20112 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1219766 | 7794 | SH |  | SOLE |  | 0 | 0 | 7794 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1321082 | 4821 | SH |  | SOLE |  | 0 | 0 | 4821 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1500033 | 19177 | SH |  | SOLE |  | 0 | 0 | 19177 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2477849 | 11327 | SH |  | SOLE |  | 0 | 0 | 11327 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1826070 | 17151 | SH |  | SOLE |  | 0 | 0 | 17151 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 303742 | 4091 | SH |  | SOLE |  | 0 | 0 | 4091 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 216845 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| MICROSOFT CORP | COM | 594918104 |  | 355916 | 1262 | SH |  | SOLE |  | 0 | 0 | 1262 |
| MONRO INC | COM | 610236101 |  | 336434 | 5850 | SH |  | SOLE |  | 0 | 0 | 5850 |
| NORDSON CORP | COM | 655663102 |  | 4955663 | 20809 | SH |  | SOLE |  | 0 | 0 | 20809 |
| PAYCHEX INC | COM | 704326107 |  | 672828 | 5983 | SH |  | SOLE |  | 0 | 0 | 5983 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 2758058 | 53879 | SH |  | SOLE |  | 0 | 0 | 53879 |
| SCHWAB STRATEGIC TR | INTRM TRM TRES | 808524854 |  | 13124464 | 231431 | SH |  | SOLE |  | 0 | 0 | 231431 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 265917 | 3582 | SH |  | SOLE |  | 0 | 0 | 3582 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2628992 | 25271 | SH |  | SOLE |  | 0 | 0 | 25271 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 8260554 | 122415 | SH |  | SOLE |  | 0 | 0 | 122415 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 16357367 | 110456 | SH |  | SOLE |  | 0 | 0 | 110456 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 15477672 | 201900 | SH |  | SOLE |  | 0 | 0 | 201900 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 6460986 | 64545 | SH |  | SOLE |  | 0 | 0 | 64545 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 808710 | 19478 | SH |  | SOLE |  | 0 | 0 | 19478 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 3367350 | 87012 | SH |  | SOLE |  | 0 | 0 | 87012 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 7037254 | 230881 | SH |  | SOLE |  | 0 | 0 | 230881 |
| SPDR INDEX SHS FDS | S GLBDIV ETF | 78463X459 |  | 6729206 | 102051 | SH |  | SOLE |  | 0 | 0 | 102051 |
| TESLA INC | COM | 88160R101 |  | 248154 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 506082 | 17173 | SH |  | SOLE |  | 0 | 0 | 17173 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1706255 | 34118 | SH |  | SOLE |  | 0 | 0 | 34118 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 31957147 | 208054 | SH |  | SOLE |  | 0 | 0 | 208054 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 7327002 | 70895 | SH |  | SOLE |  | 0 | 0 | 70895 |
| XYLEM INC | COM | 98419M100 |  | 314147 | 2540 | SH |  | SOLE |  | 0 | 0 | 2540 |

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