# EDGAR Filing Document

**Accession Number:** 0002023166
**File Stem:** 0001705819-26-000009
**Filing Date:** 2026-1
**Character Count:** 12662
**Document Hash:** f5421ae086c3dad34e99dd50ff6a6688
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001705819-26-000009.hdr.sgml**: 20260116

**ACCESSION NUMBER**: 0001705819-26-000009

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260116

**DATE AS OF CHANGE**: 20260116

**EFFECTIVENESS DATE**: 20260116

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hopwood Financial Services, Inc.
- **CENTRAL INDEX KEY:** 0002023166

**ORGANIZATION NAME:**
- **EIN:** 161677964
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24833
- **FILM NUMBER:** 26540365

**BUSINESS ADDRESS:**
- **STREET 1:** 10740 PARKRIDGE BLVD.
- **STREET 2:** SUITE 150
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20191
- **BUSINESS PHONE:** 703-787-0008

**MAIL ADDRESS:**
- **STREET 1:** 10740 PARKRIDGE BLVD.
- **STREET 2:** SUITE 150
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20191

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Hopwood Financial Services Inc.<br>**Address:** 10740 PARKRIDGE BLVD.<br>SUITE 150<br>RESTON, VA 20191

**Form 13F File Number:** 028-24833

**CRD Number (if applicable):** 000127927

**SEC File Number (if applicable):** 801-62268

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin Galvin<br>**Title:** Executive Vice President<br>**Phone:** 703-787-0008

**Signature, Place, and Date of Signing:**

Kevin Galvin  Reston, VA  01-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 90

**Form 13F Information Table Value Total:** $142033874

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 397154 | 3170 | SH |  | SOLE |  | 0 | 0 | 3170 |
| ABBVIE INC | COM | 00287Y109 |  | 393232 | 1721 | SH |  | SOLE |  | 0 | 0 | 1721 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1716179 | 5483 | SH |  | SOLE |  | 0 | 0 | 5483 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 716325 | 2283 | SH |  | SOLE |  | 0 | 0 | 2283 |
| AMAZON COM INC | COM | 023135106 |  | 625984 | 2712 | SH |  | SOLE |  | 0 | 0 | 2712 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 338135 | 914 | SH |  | SOLE |  | 0 | 0 | 914 |
| AMGEN INC | COM | 031162100 |  | 574049 | 1754 | SH |  | SOLE |  | 0 | 0 | 1754 |
| AON PLC | SHS CL A | G0403H108 |  | 232901 | 660 | SH |  | SOLE |  | 0 | 0 | 660 |
| APPLE INC | COM | 037833100 |  | 1981158 | 7287 | SH |  | SOLE |  | 0 | 0 | 7287 |
| ATLANTIC UN BANKSHARES CORP | COM | 04911A107 |  | 396455 | 11231 | SH |  | SOLE |  | 0 | 0 | 11231 |
| BLACKSTONE INC | COM | 09260D107 |  | 312920 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 294970 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| BROADCOM INC | COM | 11135F101 |  | 205238 | 593 | SH |  | SOLE |  | 0 | 0 | 593 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 1580074 | 36207 | SH |  | SOLE |  | 0 | 0 | 36207 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 4150475 | 93332 | SH |  | SOLE |  | 0 | 0 | 93332 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 16779576 | 567837 | SH |  | SOLE |  | 0 | 0 | 567837 |
| CATERPILLAR INC | COM | 149123101 |  | 217411 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| CHEVRON CORP NEW | COM | 166764100 |  | 354410 | 2325 | SH |  | SOLE |  | 0 | 0 | 2325 |
| CISCO SYS INC | COM | 17275R102 |  | 310472 | 4031 | SH |  | SOLE |  | 0 | 0 | 4031 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 258396 | 3270 | SH |  | SOLE |  | 0 | 0 | 3270 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 402713 | 467 | SH |  | SOLE |  | 0 | 0 | 467 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 844297 | 21326 | SH |  | SOLE |  | 0 | 0 | 21326 |
| EMERSON ELEC CO | COM | 291011104 |  | 368349 | 2775 | SH |  | SOLE |  | 0 | 0 | 2775 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 5470296 | 45457 | SH |  | SOLE |  | 0 | 0 | 45457 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 2330878 | 17609 | SH |  | SOLE |  | 0 | 0 | 17609 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 942591 | 3827 | SH |  | SOLE |  | 0 | 0 | 3827 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 453202 | 1530 | SH |  | SOLE |  | 0 | 0 | 1530 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 531242 | 865 | SH |  | SOLE |  | 0 | 0 | 865 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 13449351 | 203778 | SH |  | SOLE |  | 0 | 0 | 203778 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 6886807 | 57304 | SH |  | SOLE |  | 0 | 0 | 57304 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 247086 | 2410 | SH |  | SOLE |  | 0 | 0 | 2410 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3279815 | 4788 | SH |  | SOLE |  | 0 | 0 | 4788 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 209199 | 442 | SH |  | SOLE |  | 0 | 0 | 442 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2211038 | 17938 | SH |  | SOLE |  | 0 | 0 | 17938 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1709864 | 8063 | SH |  | SOLE |  | 0 | 0 | 8063 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 371405 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 335852 | 6640 | SH |  | SOLE |  | 0 | 0 | 6640 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1109330 | 5360 | SH |  | SOLE |  | 0 | 0 | 5360 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1273706 | 3953 | SH |  | SOLE |  | 0 | 0 | 3953 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 288444 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| LOWES COS INC | COM | 548661107 |  | 1054363 | 4372 | SH |  | SOLE |  | 0 | 0 | 4372 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 228670 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| MICROSOFT CORP | COM | 594918104 |  | 3004845 | 6213 | SH |  | SOLE |  | 0 | 0 | 6213 |
| NETFLIX INC | COM | 64110L106 |  | 348788 | 3720 | SH |  | SOLE |  | 0 | 0 | 3720 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 334335 | 2425 | SH |  | SOLE |  | 0 | 0 | 2425 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 201607 | 1081 | SH |  | SOLE |  | 0 | 0 | 1081 |
| ORACLE CORP | COM | 68389X105 |  | 270925 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| PEPSICO INC | COM | 713448108 |  | 729319 | 5082 | SH |  | SOLE |  | 0 | 0 | 5082 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 315696 | 3084 | SH |  | SOLE |  | 0 | 0 | 3084 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 842734 | 5880 | SH |  | SOLE |  | 0 | 0 | 5880 |
| QUALCOMM INC | COM | 747525103 |  | 239470 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| RTX CORPORATION | COM | 75513E101 |  | 1085441 | 5918 | SH |  | SOLE |  | 0 | 0 | 5918 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 457788 | 4582 | SH |  | SOLE |  | 0 | 0 | 4582 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 898853 | 7636 | SH |  | SOLE |  | 0 | 0 | 7636 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 428376 | 3587 | SH |  | SOLE |  | 0 | 0 | 3587 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 339229 | 4367 | SH |  | SOLE |  | 0 | 0 | 4367 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 357648 | 7999 | SH |  | SOLE |  | 0 | 0 | 7999 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 710806 | 12978 | SH |  | SOLE |  | 0 | 0 | 12978 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 428223 | 2761 | SH |  | SOLE |  | 0 | 0 | 2761 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 297748 | 6566 | SH |  | SOLE |  | 0 | 0 | 6566 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 248493 | 1726 | SH |  | SOLE |  | 0 | 0 | 1726 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 265966 | 6230 | SH |  | SOLE |  | 0 | 0 | 6230 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 15766109 | 23120 | SH |  | SOLE |  | 0 | 0 | 23120 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 6275015 | 10401 | SH |  | SOLE |  | 0 | 0 | 10401 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 338049 | 7214 | SH |  | SOLE |  | 0 | 0 | 7214 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 228440 | 4021 | SH |  | SOLE |  | 0 | 0 | 4021 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A797 |  | 242760 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| STARBUCKS CORP | COM | 855244109 |  | 254908 | 3027 | SH |  | SOLE |  | 0 | 0 | 3027 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 343789 | 8995 | SH |  | SOLE |  | 0 | 0 | 8995 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 5089460 | 102075 | SH |  | SOLE |  | 0 | 0 | 102075 |
| T ROWE PRICE ETF INC | US EQUITY RESEAR | 87283Q503 |  | 2919176 | 68237 | SH |  | SOLE |  | 0 | 0 | 68237 |
| T ROWE PRICE ETF INC | VALUE ETF | 87283Q859 |  | 1307085 | 37112 | SH |  | SOLE |  | 0 | 0 | 37112 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 214158 | 649 | SH |  | SOLE |  | 0 | 0 | 649 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 9086966 | 115302 | SH |  | SOLE |  | 0 | 0 | 115302 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 589153 | 7954 | SH |  | SOLE |  | 0 | 0 | 7954 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 249200 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 212707 | 436 | SH |  | SOLE |  | 0 | 0 | 436 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 300626 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 256179 | 2895 | SH |  | SOLE |  | 0 | 0 | 2895 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 772063 | 1231 | SH |  | SOLE |  | 0 | 0 | 1231 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1525199 | 4549 | SH |  | SOLE |  | 0 | 0 | 4549 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1538525 | 8056 | SH |  | SOLE |  | 0 | 0 | 8056 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 588321 | 2677 | SH |  | SOLE |  | 0 | 0 | 2677 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 556047 | 7371 | SH |  | SOLE |  | 0 | 0 | 7371 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 274698 | 1914 | SH |  | SOLE |  | 0 | 0 | 1914 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 254867 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 1266999 | 9491 | SH |  | SOLE |  | 0 | 0 | 9491 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 3278273 | 4349 | SH |  | SOLE |  | 0 | 0 | 4349 |
| VISA INC | COM CL A | 92826C839 |  | 286451 | 817 | SH |  | SOLE |  | 0 | 0 | 817 |
| WALMART INC | COM | 931142103 |  | 378349 | 3396 | SH |  | SOLE |  | 0 | 0 | 3396 |

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