# EDGAR Filing Document

**Accession Number:** 0001905669
**File Stem:** 0001905669-26-000001
**Filing Date:** 2026-2
**Character Count:** 14742
**Document Hash:** 9c307db4dd599f42a4f49f52a020e8cc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001905669-26-000001.hdr.sgml**: 20260217

**ACCESSION NUMBER**: 0001905669-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260217

**DATE AS OF CHANGE**: 20260217

**EFFECTIVENESS DATE**: 20260217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synergy Financial Group, LTD
- **CENTRAL INDEX KEY:** 0001905669

**ORGANIZATION NAME:**
- **EIN:** 208590197
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21808
- **FILM NUMBER:** 26642799

**BUSINESS ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583
- **BUSINESS PHONE:** 888 734-2006

**MAIL ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Synergy Financial Group LTD<br>**Address:** 2710 CROW CANYON RD

#1065<br>SAN RAMON, CA 94583

**Form 13F File Number:** 028-21808

**CRD Number (if applicable):** 000309961

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Palash Islam<br>**Title:** CEO/CCO<br>**Phone:** 8887342006

**Signature, Place, and Date of Signing:**

Palash Islam  San Ramon, CA  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 115

**Form 13F Information Table Value Total:** $142315947

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 554051 | 16985 | SH |  | SOLE |  | 16985 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 354625 | 2514 | SH |  | SOLE |  | 2514 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 3352576 | 35757 | SH |  | SOLE |  | 35757 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 8737774 | 54282 | SH |  | SOLE |  | 54282 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1910197 | 4075 | SH |  | SOLE |  | 4075 | 0 | 0 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 272569 | 6233 | SH |  | SOLE |  | 6233 | 0 | 0 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 924383 | 4214 | SH |  | SOLE |  | 4214 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 1060516 | 7814 | SH |  | SOLE |  | 7814 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 2830146 | 74556 | SH |  | SOLE |  | 74556 | 0 | 0 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 612745 | 7101 | SH |  | SOLE |  | 7101 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 9585955 | 41530 | SH |  | SOLE |  | 41530 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 232960 | 787 | SH |  | SOLE |  | 787 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1113815 | 9790 | SH |  | SOLE |  | 9790 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 563266 | 6514 | SH |  | SOLE |  | 6514 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 1275071 | 5669 | SH |  | SOLE |  | 5669 | 0 | 0 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 3599345 | 50151 | SH |  | SOLE |  | 50151 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1546005 | 28758 | SH |  | SOLE |  | 28758 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1467069 | 4660 | SH |  | SOLE |  | 4660 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1561794 | 5381 | SH |  | SOLE |  | 5381 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 552890 | 2143 | SH |  | SOLE |  | 2143 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 315853 | 4187 | SH |  | SOLE |  | 4187 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 436938 | 4372 | SH |  | SOLE |  | 4372 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 426623 | 8453 | SH |  | SOLE |  | 8453 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 1090599 | 31833 | SH |  | SOLE |  | 31833 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4683398 | 7095 | SH |  | SOLE |  | 7095 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 993054 | 2539 | SH |  | SOLE |  | 2539 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 908044 | 1053 | SH |  | SOLE |  | 1053 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1914938 | 3354 | SH |  | SOLE |  | 3354 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6546185 | 20861 | SH |  | SOLE |  | 20861 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 5890433 | 13098 | SH |  | SOLE |  | 13098 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5927225 | 21802 | SH |  | SOLE |  | 21802 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 631558 | 7500 | SH |  | SOLE |  | 7500 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 416427 | 3262 | SH |  | SOLE |  | 3262 | 0 | 0 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 299699 | 6006 | SH |  | SOLE |  | 6006 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 200548 | 1631 | SH |  | SOLE |  | 1631 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 11328215 | 23424 | SH |  | SOLE |  | 23424 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 281362 | 599 | SH |  | SOLE |  | 599 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 420042 | 2756 | SH |  | SOLE |  | 2756 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 255651 | 5112 | SH |  | SOLE |  | 5112 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 533001 | 2012 | SH |  | SOLE |  | 2012 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 225772 | 2150 | SH |  | SOLE |  | 2150 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1164057 | 31461 | SH |  | SOLE |  | 31461 | 0 | 0 |
| UNITY SOFTWARE INC | COM | 91332U101 |  | 405260 | 9175 | SH |  | SOLE |  | 9175 | 0 | 0 |
| WALKER  DUNLOP INC | COM | 93148P102 |  | 450177 | 7484 | SH |  | SOLE |  | 7484 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 3285258 | 1631 | SH |  | SOLE |  | 1631 | 0 | 0 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 251498 | 8763 | SH |  | SOLE |  | 8763 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 11588339 | 62136 | SH |  | SOLE |  | 62136 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 665453 | 622 | SH |  | SOLE |  | 622 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 564651 | 9672 | SH |  | SOLE |  | 9672 | 0 | 0 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 601743 | 3776 | SH |  | SOLE |  | 3776 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 829178 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 465137 | 1329 | SH |  | SOLE |  | 1329 | 0 | 0 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 213538 | 1317 | SH |  | SOLE |  | 1317 | 0 | 0 |
| PLANET FITNESS INC | CL A | 72703H101 |  | 286361 | 2640 | SH |  | SOLE |  | 2640 | 0 | 0 |
| PINTEREST INC | CL A | 72352L106 |  | 205049 | 7920 | SH |  | SOLE |  | 7920 | 0 | 0 |
| LEMONADE INC | COM | 52567D107 |  | 722833 | 10155 | SH |  | SOLE |  | 10155 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 941810 | 1533 | SH |  | SOLE |  | 1533 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 325630 | 11845 | SH |  | SOLE |  | 11845 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 872240 | 6414 | SH |  | SOLE |  | 6414 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 553504 | 6774 | SH |  | SOLE |  | 6774 | 0 | 0 |
| NEW YORK TIMES CO | CL A | 650111107 |  | 207080 | 2983 | SH |  | SOLE |  | 2983 | 0 | 0 |
| ROKU INC | COM CL A | 77543R102 |  | 331545 | 3056 | SH |  | SOLE |  | 3056 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 219055 | 7398 | SH |  | SOLE |  | 7398 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 208566 | 7604 | SH |  | SOLE |  | 7604 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 951655 | 12484 | SH |  | SOLE |  | 12484 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 2891570 | 22068 | SH |  | SOLE |  | 22068 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 405020 | 1843 | SH |  | SOLE |  | 1843 | 0 | 0 |
| DOCUSIGN INC | COM | 256163106 |  | 309510 | 4525 | SH |  | SOLE |  | 4525 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 228694 | 378 | SH |  | SOLE |  | 378 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 655918 | 3327 | SH |  | SOLE |  | 3327 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3843213 | 6128 | SH |  | SOLE |  | 6128 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 344562 | 4292 | SH |  | SOLE |  | 4292 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1621869 | 5182 | SH |  | SOLE |  | 5182 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 280288 | 1305 | SH |  | SOLE |  | 1305 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 317830 | 792 | SH |  | SOLE |  | 792 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 343156 | 1279 | SH |  | SOLE |  | 1279 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 764123 | 3568 | SH |  | SOLE |  | 3568 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 337349 | 3028 | SH |  | SOLE |  | 3028 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 447951 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 522267 | 2556 | SH |  | SOLE |  | 2556 | 0 | 0 |
| UPWORK INC | COM | 91688F104 |  | 607661 | 30659 | SH |  | SOLE |  | 30659 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 330380 | 1480 | SH |  | SOLE |  | 1480 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 295095 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| GOLDMAN SACHS ETF TR | NASDAQ-100 PREMI | 38149W630 |  | 698518 | 13212 | SH |  | SOLE |  | 13212 | 0 | 0 |
| GOLDMAN SACHS ETF TR | S 500 PREMIUM | 38149W622 |  | 672562 | 12738 | SH |  | SOLE |  | 12738 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 1013352 | 6615 | SH |  | SOLE |  | 6615 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 245027 | 228 | SH |  | SOLE |  | 228 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 576037 | 1146 | SH |  | SOLE |  | 1146 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 292830 | 3362 | SH |  | SOLE |  | 3362 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 201452 | 1107 | SH |  | SOLE |  | 1107 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 474234 | 2483 | SH |  | SOLE |  | 2483 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 295999 | 3345 | SH |  | SOLE |  | 3345 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 257394 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 244253 | 954 | SH |  | SOLE |  | 954 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 600084 | 3376 | SH |  | SOLE |  | 3376 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 281724 | 2473 | SH |  | SOLE |  | 2473 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1772654 | 5122 | SH |  | SOLE |  | 5122 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 302242 | 938 | SH |  | SOLE |  | 938 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 376456 | 1319 | SH |  | SOLE |  | 1319 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 337386 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 228243 | 403 | SH |  | SOLE |  | 403 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 298089 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 454667 | 1876 | SH |  | SOLE |  | 1876 | 0 | 0 |
| ZILLOW GROUP INC | CL A | 98954M101 |  | 285815 | 4189 | SH |  | SOLE |  | 4189 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2537223 | 3366 | SH |  | SOLE |  | 3366 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 437690 | 7892 | SH |  | SOLE |  | 7892 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 283249 | 1826 | SH |  | SOLE |  | 1826 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 343396 | 1130 | SH |  | SOLE |  | 1130 | 0 | 0 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 256416 | 2010 | SH |  | SOLE |  | 2010 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 462395 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 210551 | 1230 | SH |  | SOLE |  | 1230 | 0 | 0 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 476666 | 7412 | SH |  | SOLE |  | 7412 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 230856 | 5290 | SH |  | SOLE |  | 5290 | 0 | 0 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 209741 | 5885 | SH |  | SOLE |  | 5885 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 269356 | 2292 | SH |  | SOLE |  | 2292 | 0 | 0 |

---