# EDGAR Filing Document

**Accession Number:** 0002001765
**File Stem:** 0002085853-26-000025
**Filing Date:** 2026-1
**Character Count:** 11946
**Document Hash:** 30a45b6561ba3f34d3c612cc5a0d11b4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000025.hdr.sgml**: 20260109

**ACCESSION NUMBER**: 0002085853-26-000025

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260109

**DATE AS OF CHANGE**: 20260108

**EFFECTIVENESS DATE**: 20260109

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Independence Wealth Advisors, LLC
- **CENTRAL INDEX KEY:** 0002001765

**ORGANIZATION NAME:**
- **EIN:** 823792260
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25906
- **FILM NUMBER:** 26520787

**BUSINESS ADDRESS:**
- **STREET 1:** 6100 OAK TREE BLVD SUITE 130
- **CITY:** INDEPENDENCE
- **STATE:** OH
- **ZIP:** 44131
- **BUSINESS PHONE:** 216-268-3888

**MAIL ADDRESS:**
- **STREET 1:** 6100 OAK TREE BLVD SUITE 130
- **CITY:** INDEPENDENCE
- **STATE:** OH
- **ZIP:** 44131

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Independence Wealth Advisors LLC<br>**Address:** 6100 OAK TREE BLVD SUITE 130<br>INDEPENDENCE, OH 44131

**Form 13F File Number:** 028-25906

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ashley Celeste Kabalan<br>**Title:** Chief Complaince Officer<br>**Phone:** 216-268-3888

**Signature, Place, and Date of Signing:**

/s/ Ashley Celeste Kabalan  Independence, OH  01-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 83

**Form 13F Information Table Value Total:** $177779898

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 4358784 | 223184 | SH |  | SOLE |  | 0 | 0 | 223184 |
| ADOBE INC | COM | 00724F101 |  | 277892 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 221223 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| AIRBNB INC | COM CL A | 009066101 |  | 236017 | 1739 | SH |  | SOLE |  | 0 | 0 | 1739 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2083447 | 6656 | SH |  | SOLE |  | 0 | 0 | 6656 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 932380 | 2971 | SH |  | SOLE |  | 0 | 0 | 2971 |
| AMAZON COM INC | COM | 023135106 |  | 1176951 | 5099 | SH |  | SOLE |  | 0 | 0 | 5099 |
| APPLE INC | COM | 037833100 |  | 1888040 | 6945 | SH |  | SOLE |  | 0 | 0 | 6945 |
| APPLIED MATLS INC | COM | 038222105 |  | 538933 | 2097 | SH |  | SOLE |  | 0 | 0 | 2097 |
| AUTODESK INC | COM | 052769106 |  | 311403 | 1052 | SH |  | SOLE |  | 0 | 0 | 1052 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 372966 | 742 | SH |  | SOLE |  | 0 | 0 | 742 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 1012577 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| BROADCOM INC | COM | 11135F101 |  | 283110 | 818 | SH |  | SOLE |  | 0 | 0 | 818 |
| CARMAX INC | COM | 143130102 |  | 251933 | 6520 | SH |  | SOLE |  | 0 | 0 | 6520 |
| CENCORA INC | COM | 03073E105 |  | 605490 | 1793 | SH |  | SOLE |  | 0 | 0 | 1793 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 318235 | 1715 | SH |  | SOLE |  | 0 | 0 | 1715 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 211297 | 2449 | SH |  | SOLE |  | 0 | 0 | 2449 |
| DISNEY WALT CO | COM | 254687106 |  | 512164 | 4502 | SH |  | SOLE |  | 0 | 0 | 4502 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 782220 | 6796 | SH |  | SOLE |  | 0 | 0 | 6796 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 472703 | 1348 | SH |  | SOLE |  | 0 | 0 | 1348 |
| ELI LILLY  CO | COM | 532457108 |  | 289089 | 269 | SH |  | SOLE |  | 0 | 0 | 269 |
| ETF OPPORTUNITIES TRUST | REX AI EQUITY PR | 26923N538 |  | 591315 | 14764 | SH |  | SOLE |  | 0 | 0 | 14764 |
| ETF OPPORTUNITIES TRUST | REX FANG  INNOV | 26923N744 |  | 633438 | 13906 | SH |  | SOLE |  | 0 | 0 | 13906 |
| ETF OPPORTUNITIES TRUST | REX CRYPTO EQUIT | 26923N439 |  | 272077 | 8081 | SH |  | SOLE |  | 0 | 0 | 8081 |
| ETF SER SOLUTIONS | DEFIANCE QUANTUM | 26922A420 |  | 227545 | 2075 | SH |  | SOLE |  | 0 | 0 | 2075 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 295914 | 999 | SH |  | SOLE |  | 0 | 0 | 999 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2018628 | 3286 | SH |  | SOLE |  | 0 | 0 | 3286 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 841456 | 3733 | SH |  | SOLE |  | 0 | 0 | 3733 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 1619321 | 20056 | SH |  | SOLE |  | 0 | 0 | 20056 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 298179 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| ISHARES TR | CORE S ETF | 464287200 |  | 619186 | 904 | SH |  | SOLE |  | 0 | 0 | 904 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 343124 | 4143 | SH |  | SOLE |  | 0 | 0 | 4143 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 507673 | 5407 | SH |  | SOLE |  | 0 | 0 | 5407 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 796411 | 9137 | SH |  | SOLE |  | 0 | 0 | 9137 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 3754953 | 15254 | SH |  | SOLE |  | 0 | 0 | 15254 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3151766 | 32821 | SH |  | SOLE |  | 0 | 0 | 32821 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 4282366 | 78274 | SH |  | SOLE |  | 0 | 0 | 78274 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 200997 | 1672 | SH |  | SOLE |  | 0 | 0 | 1672 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 255997 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 416953 | 1294 | SH |  | SOLE |  | 0 | 0 | 1294 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1136314 | 1990 | SH |  | SOLE |  | 0 | 0 | 1990 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1276958 | 1935 | SH |  | SOLE |  | 0 | 0 | 1935 |
| MICROSOFT CORP | COM | 594918104 |  | 1856302 | 3838 | SH |  | SOLE |  | 0 | 0 | 3838 |
| NEOS ETF TRUST | NASDAQ 100 HIGH | 78433H675 |  | 3938403 | 73123 | SH |  | SOLE |  | 0 | 0 | 73123 |
| NEOS ETF TRUST | RUSSELL 2000 HIG | 78433H634 |  | 2149171 | 44149 | SH |  | SOLE |  | 0 | 0 | 44149 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 |  | 5399484 | 102789 | SH |  | SOLE |  | 0 | 0 | 102789 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 239618 | 1738 | SH |  | SOLE |  | 0 | 0 | 1738 |
| ORACLE CORP | COM | 68389X105 |  | 281450 | 1444 | SH |  | SOLE |  | 0 | 0 | 1444 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 278984 | 4637 | SH |  | SOLE |  | 0 | 0 | 4637 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 429391 | 2677 | SH |  | SOLE |  | 0 | 0 | 2677 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 297090 | 2073 | SH |  | SOLE |  | 0 | 0 | 2073 |
| QUALCOMM INC | COM | 747525103 |  | 352445 | 2060 | SH |  | SOLE |  | 0 | 0 | 2060 |
| SALESFORCE INC | COM | 79466L302 |  | 375491 | 1417 | SH |  | SOLE |  | 0 | 0 | 1417 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 860279 | 8611 | SH |  | SOLE |  | 0 | 0 | 8611 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 214268 | 6800 | SH |  | SOLE |  | 0 | 0 | 6800 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 293868 | 10800 | SH |  | SOLE |  | 0 | 0 | 10800 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1152582 | 25779 | SH |  | SOLE |  | 0 | 0 | 25779 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 837288 | 18463 | SH |  | SOLE |  | 0 | 0 | 18463 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 8063760 | 52091 | SH |  | SOLE |  | 0 | 0 | 52091 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 714184 | 16730 | SH |  | SOLE |  | 0 | 0 | 16730 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 4972870 | 64017 | SH |  | SOLE |  | 0 | 0 | 64017 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 3071688 | 26093 | SH |  | SOLE |  | 0 | 0 | 26093 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 652899 | 16181 | SH |  | SOLE |  | 0 | 0 | 16181 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 19897020 | 138203 | SH |  | SOLE |  | 0 | 0 | 138203 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 8494446 | 71137 | SH |  | SOLE |  | 0 | 0 | 71137 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 4707095 | 85943 | SH |  | SOLE |  | 0 | 0 | 85943 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 2515981 | 16220 | SH |  | SOLE |  | 0 | 0 | 16220 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 252146 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| SIMPLIFY EXCHANGE TRADED FUN | HEDGED EQUITY | 82889N764 |  | 296687 | 9257 | SH |  | SOLE |  | 0 | 0 | 9257 |
| SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 |  | 24262780 | 890051 | SH |  | SOLE |  | 0 | 0 | 890051 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 9434817 | 23807 | SH |  | SOLE |  | 0 | 0 | 23807 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1367474 | 2005 | SH |  | SOLE |  | 0 | 0 | 2005 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 2848857 | 97297 | SH |  | SOLE |  | 0 | 0 | 97297 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 6616077 | 249946 | SH |  | SOLE |  | 0 | 0 | 249946 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 8991349 | 112084 | SH |  | SOLE |  | 0 | 0 | 112084 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 6992652 | 242464 | SH |  | SOLE |  | 0 | 0 | 242464 |
| STARBUCKS CORP | COM | 855244109 |  | 351912 | 4179 | SH |  | SOLE |  | 0 | 0 | 4179 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1243518 | 4092 | SH |  | SOLE |  | 0 | 0 | 4092 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 251916 | 1319 | SH |  | SOLE |  | 0 | 0 | 1319 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 449908 | 922 | SH |  | SOLE |  | 0 | 0 | 922 |
| VISA INC | COM CL A | 92826C839 |  | 1214595 | 3463 | SH |  | SOLE |  | 0 | 0 | 3463 |
| WALMART INC | COM | 931142103 |  | 200870 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 280858 | 3014 | SH |  | SOLE |  | 0 | 0 | 3014 |

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