# EDGAR Filing Document

**Accession Number:** 0002094533
**File Stem:** 0001104659-25-112196
**Filing Date:** 2025-11
**Character Count:** 13137
**Document Hash:** d024f32c4ddc8a4ac3482510e3d0c1c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-112196.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001104659-25-112196

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VIRTUE ASSET MANAGEMENT LLC
- **CENTRAL INDEX KEY:** 0002094533

**ORGANIZATION NAME:**
- **EIN:** 812135663
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25868
- **FILM NUMBER:** 251483767

**BUSINESS ADDRESS:**
- **STREET 1:** 308 W. MAIN STREET
- **CITY:** BARRINGTON
- **STATE:** IL
- **ZIP:** 60010
- **BUSINESS PHONE:** 847-892-7145

**MAIL ADDRESS:**
- **STREET 1:** 308 W. MAIN STREET
- **CITY:** BARRINGTON
- **STATE:** IL
- **ZIP:** 60010

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** VIRTUE ASSET MANAGEMENT LLC<br>**Address:** 308 W. MAIN STREET<br>BARRINGTON, IL 60010

**Form 13F File Number:** 028-25868

**CRD Number (if applicable):** 000283438

**SEC File Number (if applicable):** 801-123564

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Robert Finley<br>**Title:** CEO<br>**Phone:** 847-892-7145

**Signature, Place, and Date of Signing:**

/s/ Robert Finley  Barrington, IL  11-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 96

**Form 13F Information Table Value Total:** $121273109

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1241878 | 5036 | SH |  | SOLE |  | 0 | 0 | 5036 |
| AFLAC INC | COM | 001055102 |  | 1393681 | 12477 | SH |  | SOLE |  | 0 | 0 | 12477 |
| AIRBNB INC | COM CL A | 009066101 |  | 432787 | 3564 | SH |  | SOLE |  | 0 | 0 | 3564 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4669757 | 19174 | SH |  | SOLE |  | 0 | 0 | 19174 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1153909 | 4747 | SH |  | SOLE |  | 0 | 0 | 4747 |
| ALPHABET INC(Short) | CALL | 02079K907 |  | 332053 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| AMAZON COM INC | COM | 023135106 |  | 3232275 | 14721 | SH |  | SOLE |  | 0 | 0 | 14721 |
| ANALOG DEVICES INC | COM | 032654105 |  | 382801 | 1558 | SH |  | SOLE |  | 0 | 0 | 1558 |
| APPLE INC | COM | 037833100 |  | 6756881 | 26536 | SH |  | SOLE |  | 0 | 0 | 26536 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 810291 | 837 | SH |  | SOLE |  | 0 | 0 | 837 |
| BANK AMERICA CORP | 7.25%CNV PFD L | 060505682 |  | 990720 | 774 | SH |  | SOLE |  | 0 | 0 | 774 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1577598 | 3138 | SH |  | SOLE |  | 0 | 0 | 3138 |
| BLACKROCK FLOATING RATE INCO | COM | 09255X100 |  | 473835 | 36505 | SH |  | SOLE |  | 0 | 0 | 36505 |
| BLACKROCK MUNIVEST FD II INC | COM | 09253T101 |  | 349706 | 32898 | SH |  | SOLE |  | 0 | 0 | 32898 |
| BROADCOM INC | COM | 11135F101 |  | 1670664 | 5064 | SH |  | SOLE |  | 0 | 0 | 5064 |
| BRT APARTMENTS CORP | COM | 055645303 |  | 445089 | 28422 | SH |  | SOLE |  | 0 | 0 | 28422 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 775889 | 838 | SH |  | SOLE |  | 0 | 0 | 838 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 335586 | 9043 | SH |  | SOLE |  | 0 | 0 | 9043 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 258420 | 5567 | SH |  | SOLE |  | 0 | 0 | 5567 |
| DEERE  CO | COM | 244199105 |  | 2006463 | 4388 | SH |  | SOLE |  | 0 | 0 | 4388 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 5348680 | 73836 | SH |  | SOLE |  | 0 | 0 | 73836 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 3439745 | 76969 | SH |  | SOLE |  | 0 | 0 | 76969 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1277258 | 18657 | SH |  | SOLE |  | 0 | 0 | 18657 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1405306 | 24142 | SH |  | SOLE |  | 0 | 0 | 24142 |
| EATON VANCE LIMITED DURATION | COM | 27828H105 |  | 355280 | 35003 | SH |  | SOLE |  | 0 | 0 | 35003 |
| ELI LILLY  CO | COM | 532457108 |  | 1450020 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 727012 | 6448 | SH |  | SOLE |  | 0 | 0 | 6448 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1439702 | 4222 | SH |  | SOLE |  | 0 | 0 | 4222 |
| HOME DEPOT INC | COM | 437076102 |  | 1485021 | 3665 | SH |  | SOLE |  | 0 | 0 | 3665 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 2280007 | 106195 | SH |  | SOLE |  | 0 | 0 | 106195 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 256323 | 12276 | SH |  | SOLE |  | 0 | 0 | 12276 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 214850 | 12713 | SH |  | SOLE |  | 0 | 0 | 12713 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W791 |  | 295888 | 11583 | SH |  | SOLE |  | 0 | 0 | 11583 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 201651 | 1063 | SH |  | SOLE |  | 0 | 0 | 1063 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1171922 | 1952 | SH |  | SOLE |  | 0 | 0 | 1952 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2178976 | 23337 | SH |  | SOLE |  | 0 | 0 | 23337 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 3206896 | 61600 | SH |  | SOLE |  | 0 | 0 | 61600 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2469686 | 10207 | SH |  | SOLE |  | 0 | 0 | 10207 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 324676 | 4975 | SH |  | SOLE |  | 0 | 0 | 4975 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 518953 | 4666 | SH |  | SOLE |  | 0 | 0 | 4666 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 328090 | 2761 | SH |  | SOLE |  | 0 | 0 | 2761 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 487595 | 9131 | SH |  | SOLE |  | 0 | 0 | 9131 |
| ISHARES TR | CORE S ETF | 464287200 |  | 650560 | 972 | SH |  | SOLE |  | 0 | 0 | 972 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 439927 | 4624 | SH |  | SOLE |  | 0 | 0 | 4624 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 221090 | 472 | SH |  | SOLE |  | 0 | 0 | 472 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 372323 | 2008 | SH |  | SOLE |  | 0 | 0 | 2008 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1725589 | 5471 | SH |  | SOLE |  | 0 | 0 | 5471 |
| LGI HOMES INC | COM | 50187T106 |  | 734489 | 14204 | SH |  | SOLE |  | 0 | 0 | 14204 |
| LINDE PLC | SHS | G54950103 |  | 386650 | 814 | SH |  | SOLE |  | 0 | 0 | 814 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1436814 | 2526 | SH |  | SOLE |  | 0 | 0 | 2526 |
| MCKESSON CORP | COM | 58155Q103 |  | 2880521 | 3729 | SH |  | SOLE |  | 0 | 0 | 3729 |
| META PLATFORMS INC | CL A | 30303M102 |  | 235692 | 321 | SH |  | SOLE |  | 0 | 0 | 321 |
| MICROSOFT CORP | COM | 594918104 |  | 5579453 | 10772 | SH |  | SOLE |  | 0 | 0 | 10772 |
| NETFLIX INC | COM | 64110L106 |  | 1170572 | 976 | SH |  | SOLE |  | 0 | 0 | 976 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1236548 | 16380 | SH |  | SOLE |  | 0 | 0 | 16380 |
| NEXTERA ENERGY INC | UNIT 06/01/2027 | 65339F663 |  | 972864 | 19508 | SH |  | SOLE |  | 0 | 0 | 19508 |
| NIKE INC | CL B | 654106103 |  | 294515 | 4224 | SH |  | SOLE |  | 0 | 0 | 4224 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1466301 | 4881 | SH |  | SOLE |  | 0 | 0 | 4881 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 219554 | 19276 | SH |  | SOLE |  | 0 | 0 | 19276 |
| NUVEEN MUNICIPAL CREDIT INC | COM SH BEN INT | 67070X101 |  | 207391 | 16512 | SH |  | SOLE |  | 0 | 0 | 16512 |
| NUVEEN N Y MUN VALUE FD | COM | 67062M105 |  | 185354 | 22440 | SH |  | SOLE |  | 0 | 0 | 22440 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 |  | 178635 | 15281 | SH |  | SOLE |  | 0 | 0 | 15281 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6116183 | 32780 | SH |  | SOLE |  | 0 | 0 | 32780 |
| ORACLE CORP | COM | 68389X105 |  | 337963 | 1202 | SH |  | SOLE |  | 0 | 0 | 1202 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1242082 | 6100 | SH |  | SOLE |  | 0 | 0 | 6100 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 281197 | 1351 | SH |  | SOLE |  | 0 | 0 | 1351 |
| PEPSICO INC | COM | 713448108 |  | 679168 | 4836 | SH |  | SOLE |  | 0 | 0 | 4836 |
| PHILLIPS 66 | COM | 718546104 |  | 1241319 | 9126 | SH |  | SOLE |  | 0 | 0 | 9126 |
| PIMCO DYNAMIC INCOME STRATEG | COM SHS BEN INT | 69346N107 |  | 725822 | 29114 | SH |  | SOLE |  | 0 | 0 | 29114 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 233855 | 1522 | SH |  | SOLE |  | 0 | 0 | 1522 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 1046588 | 12540 | SH |  | SOLE |  | 0 | 0 | 12540 |
| SALESFORCE INC | COM | 79466L302 |  | 1193229 | 5035 | SH |  | SOLE |  | 0 | 0 | 5035 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 215171 | 8169 | SH |  | SOLE |  | 0 | 0 | 8169 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 232277 | 1563 | SH |  | SOLE |  | 0 | 0 | 1563 |
| SNAP ON INC | COM | 833034101 |  | 214849 | 620 | SH |  | SOLE |  | 0 | 0 | 620 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3144412 | 4720 | SH |  | SOLE |  | 0 | 0 | 4720 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1414379 | 2373 | SH |  | SOLE |  | 0 | 0 | 2373 |
| STARBUCKS CORP | COM | 855244109 |  | 294694 | 3483 | SH |  | SOLE |  | 0 | 0 | 3483 |
| THE CIGNA GROUP | COM | 125523100 |  | 1241060 | 4305 | SH |  | SOLE |  | 0 | 0 | 4305 |
| TJX COS INC NEW | COM | 872540109 |  | 323336 | 2237 | SH |  | SOLE |  | 0 | 0 | 2237 |
| TRANSMEDICS GROUP INC | COM | 89377M109 |  | 435112 | 3878 | SH |  | SOLE |  | 0 | 0 | 3878 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 2081027 | 7453 | SH |  | SOLE |  | 0 | 0 | 7453 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1141824 | 11655 | SH |  | SOLE |  | 0 | 0 | 11655 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 632935 | 1833 | SH |  | SOLE |  | 0 | 0 | 1833 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3002904 | 10223 | SH |  | SOLE |  | 0 | 0 | 10223 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 4226134 | 16620 | SH |  | SOLE |  | 0 | 0 | 16620 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 336241 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1125554 | 1838 | SH |  | SOLE |  | 0 | 0 | 1838 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 465027 | 2155 | SH |  | SOLE |  | 0 | 0 | 2155 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 600682 | 8177 | SH |  | SOLE |  | 0 | 0 | 8177 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 746184 | 12453 | SH |  | SOLE |  | 0 | 0 | 12453 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 247998 | 3707 | SH |  | SOLE |  | 0 | 0 | 3707 |
| VICI PPTYS INC | COM | 925652109 |  | 1215311 | 37268 | SH |  | SOLE |  | 0 | 0 | 37268 |
| WALMART INC | COM | 931142103 |  | 1765718 | 17133 | SH |  | SOLE |  | 0 | 0 | 17133 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1871228 | 22324 | SH |  | SOLE |  | 0 | 0 | 22324 |
| WELLS FARGO CO NEW | PERP PFD CNV A | 949746804 |  | 452984 | 367 | SH |  | SOLE |  | 0 | 0 | 367 |

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