# EDGAR Filing Document

**Accession Number:** 0001767710
**File Stem:** 0001172661-26-000601
**Filing Date:** 2026-2
**Character Count:** 13216
**Document Hash:** 5def3032d690c682636c5a83d133554e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000601.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0001172661-26-000601

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260210

**EFFECTIVENESS DATE**: 20260211

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Guidance Point Advisors, LLC
- **CENTRAL INDEX KEY:** 0001767710

**ORGANIZATION NAME:**
- **EIN:** 263504666
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19178
- **FILM NUMBER:** 26617464

**BUSINESS ADDRESS:**
- **STREET 1:** 24 SAWYER ROAD
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02481
- **BUSINESS PHONE:** 6178696653

**MAIL ADDRESS:**
- **STREET 1:** 24 SAWYER ROAD
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02481

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Guidance Point Advisors LLC<br>**Address:** 24 Sawyer Road<br>Wellesley, MA 02481

**Form 13F File Number:** 028-19178

**CRD Number (if applicable):** 000148768

**SEC File Number (if applicable):** 801-77258

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Wesley Austin Del Col<br>**Title:** Managing Member/Chief Compliance Officer<br>**Phone:** 617-869-6653

**Signature, Place, and Date of Signing:**

/s/ Wesley Austin Del Col  Boston, MA  02-10-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 95

**Form 13F Information Table Value Total:** $431358299

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 542006 | 1731 | SH |  | SOLE |  | 1731 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 282293 | 1223 | SH |  | SOLE |  | 1223 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2118874 | 7791 | SH |  | SOLE |  | 7791 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 562977 | 10234 | SH |  | SOLE |  | 10234 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 486288 | 967 | SH |  | SOLE |  | 967 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 830177 | 2398 | SH |  | SOLE |  | 2398 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 288893 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 210642 | 4521 | SH |  | SOLE |  | 4521 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 572821 | 7509 | SH |  | SOLE |  | 7509 | 0 | 0 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 1425170 | 33494 | SH |  | SOLE |  | 33494 | 0 | 0 |
| HYPERFINE INC | COM CL A | 44916K106 |  | 10352 | 10571 | SH |  | SOLE |  | 10571 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 220294 | 1150 | SH |  | SOLE |  | 1150 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1179874 | 1917 | SH |  | SOLE |  | 1917 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 8364390 | 124373 | SH |  | SOLE |  | 124373 | 0 | 0 |
| ISHARES INC | MSCI EM ASIA ETF | 464286426 |  | 212265 | 2254 | SH |  | SOLE |  | 2254 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 840132 | 4632 | SH |  | SOLE |  | 4632 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 8624769 | 407781 | SH |  | SOLE |  | 407781 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 4294052 | 30411 | SH |  | SOLE |  | 30411 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2035 | 46438G372 |  | 5749567 | 221647 | SH |  | SOLE |  | 221647 | 0 | 0 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 222528 | 9728 | SH |  | SOLE |  | 9728 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 14980407 | 124582 | SH |  | SOLE |  | 124582 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 6173834 | 242520 | SH |  | SOLE |  | 242520 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2034 | 46438G646 |  | 200979 | 7787 | SH |  | SOLE |  | 7787 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 289589 | 5935 | SH |  | SOLE |  | 5935 | 0 | 0 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 222992 | 9924 | SH |  | SOLE |  | 9924 | 0 | 0 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 |  | 358004 | 18040 | SH |  | SOLE |  | 18040 | 0 | 0 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 7357942 | 314357 | SH |  | SOLE |  | 314357 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 23191071 | 188093 | SH |  | SOLE |  | 188093 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 2873012 | 28015 | SH |  | SOLE |  | 28015 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 6926142 | 264961 | SH |  | SOLE |  | 264961 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 506282 | 3589 | SH |  | SOLE |  | 3589 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 3386923 | 23965 | SH |  | SOLE |  | 23965 | 0 | 0 |
| ISHARES TR | IBONDS 28 TRM TS | 46436E833 |  | 224053 | 10018 | SH |  | SOLE |  | 10018 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 16485999 | 249719 | SH |  | SOLE |  | 249719 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 13084715 | 61646 | SH |  | SOLE |  | 61646 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 2654953 | 20164 | SH |  | SOLE |  | 20164 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 8775686 | 397616 | SH |  | SOLE |  | 397616 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 3610385 | 42646 | SH |  | SOLE |  | 42646 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 865022 | 17001 | SH |  | SOLE |  | 17001 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 5776472 | 59616 | SH |  | SOLE |  | 59616 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1127978 | 3482 | SH |  | SOLE |  | 3482 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 318832 | 4744 | SH |  | SOLE |  | 4744 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 634763 | 2576 | SH |  | SOLE |  | 2576 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 1420636 | 33128 | SH |  | SOLE |  | 33128 | 0 | 0 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 950795 | 10118 | SH |  | SOLE |  | 10118 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1341122 | 17278 | SH |  | SOLE |  | 17278 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 374706 | 3892 | SH |  | SOLE |  | 3892 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 953823 | 4527 | SH |  | SOLE |  | 4527 | 0 | 0 |
| ISHARES TR | IBONDS 2027 TERM | 46436E478 |  | 480734 | 21535 | SH |  | SOLE |  | 21535 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 55772501 | 81327 | SH |  | SOLE |  | 81327 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 4502011 | 9506 | SH |  | SOLE |  | 9506 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 809844 | 8429 | SH |  | SOLE |  | 8429 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2034 | 46438G653 |  | 6799290 | 257841 | SH |  | SOLE |  | 257841 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 3564384 | 51339 | SH |  | SOLE |  | 51339 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2031 | 46436E460 |  | 264424 | 12883 | SH |  | SOLE |  | 12883 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2266418 | 15242 | SH |  | SOLE |  | 15242 | 0 | 0 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 628725 | 4865 | SH |  | SOLE |  | 4865 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 5066139 | 209081 | PRN |  | SOLE |  | 209081 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 242231 | 2123 | SH |  | SOLE |  | 2123 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 7760603 | 303977 | SH |  | SOLE |  | 303977 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 327170 | 6185 | SH |  | SOLE |  | 6185 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 20971065 | 234354 | SH |  | SOLE |  | 234354 | 0 | 0 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 |  | 248132 | 11307 | SH |  | SOLE |  | 11307 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 231086 | 1156 | SH |  | SOLE |  | 1156 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 612648 | 19782 | SH |  | SOLE |  | 19782 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 5131996 | 211361 | PRN |  | SOLE |  | 211361 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 271882 | 4174 | SH |  | SOLE |  | 4174 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E296 |  | 316427 | 13713 | SH |  | SOLE |  | 13713 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1028970 | 10926 | SH |  | SOLE |  | 10926 | 0 | 0 |
| ISHARES TR | IBONDS 28 TR HI | 46436E387 |  | 420474 | 17756 | SH |  | SOLE |  | 17756 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 417289 | 3663 | SH |  | SOLE |  | 3663 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 214135 | 1032 | SH |  | SOLE |  | 1032 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 129213693 | 401005 | SH |  | SOLE |  | 401005 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 345445 | 2018 | SH |  | SOLE |  | 2018 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1894861 | 3914 | SH |  | SOLE |  | 3914 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 618797 | 3316 | SH |  | SOLE |  | 3316 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 562436 | 3923 | SH |  | SOLE |  | 3923 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 510474 | 3545 | SH |  | SOLE |  | 3545 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 615748 | 1278 | SH |  | SOLE |  | 1278 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 404212 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 7165762 | 10502 | SH |  | SOLE |  | 10502 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 313123 | 517 | SH |  | SOLE |  | 517 | 0 | 0 |
| TRUST FOR PROFESSIONAL MANAG | ACTIVEPASSIVE US | 89834G729 |  | 200474 | 4811 | SH |  | SOLE |  | 4811 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 366723 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 573972 | 1289 | SH |  | SOLE |  | 1289 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1906815 | 9002 | SH |  | SOLE |  | 9002 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1113210 | 6276 | SH |  | SOLE |  | 6276 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 251536 | 2836 | SH |  | SOLE |  | 2836 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 311276 | 637 | SH |  | SOLE |  | 637 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 879587 | 8837 | SH |  | SOLE |  | 8837 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 581242 | 2638 | SH |  | SOLE |  | 2638 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 405587 | 6489 | SH |  | SOLE |  | 6489 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 1932264 | 10428 | SH |  | SOLE |  | 10428 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 385108 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 351895 | 4122 | SH |  | SOLE |  | 4122 | 0 | 0 |

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