# EDGAR Filing Document

**Accession Number:** 0001822166
**File Stem:** 0001888524-25-011234
**Filing Date:** 2025-6
**Character Count:** 24800
**Document Hash:** 7402eae9465a8c06abfaf64498e4462b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001888524-25-011234.hdr.sgml**: 20250627

**ACCESSION NUMBER**: 0001888524-25-011234

**CONFORMED SUBMISSION TYPE**: ABS-EE

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20250617

**FILED AS OF DATE**: 20250627

**DATE AS OF CHANGE**: 20250627

**PERIOD START**: 20250513

**ABS ASSET CLASS**: Commercial mortgages

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BANK 2020-BNK28
- **CENTRAL INDEX KEY:** 0001822166
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-EE
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-226486-16
- **FILM NUMBER:** 251085822

**BUSINESS ADDRESS:**
- **STREET 1:** 301 SOUTH COLLEGE STREET
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28228-0166
- **BUSINESS PHONE:** 7043832556

**MAIL ADDRESS:**
- **STREET 1:** 301 SOUTH COLLEGE STREET
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28228-0166

# **UNITED STATES <br>SECURITIES AND EXCHANGE COMMISSION <br> Washington D.C. 20549** 

# **FORM FOR SUBMISSION OF ELECTRONIC EXHIBITS FOR <br>ASSET-BACKED SECURITIES** 
Commission File Number of issuing entity: 333-226486-16 <br>

Central Index Key Number of Issuing entity: 0001822166

BANK 2020-BNK28<br>(Exact name of issuing entity as specified in its charter)

Commission File Number of depositor: 333-226486

Central Index Key Number of depositor: 0000850779

Wells Fargo Commercial Mortgage Securities, Inc.<br>(Exact name of depositor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001541557

Morgan Stanley Mortgage Capital Holdings LLC<br>(Exact name of Sponsor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001102113

Bank of America, National Association<br>(Exact name of Sponsor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0000740906

Wells Fargo Bank, National Association<br>(Exact name of Sponsor as specified in its charter)

Anthony Sfarra (212) 214-5610 <br>(Name and telephone number, including area code, of the person to contact in connection with this filing) <br>

INFORMATION TO BE INCLUDED IN THIS FORM

Item 1. File an Asset Data File in accordance with Exhibit 601(b)(102) (17 CFR 229.601(b)(102)).

Item 2. File an Asset Related Document in accordance with Exhibit 601(b)(103) (17 CFR 229.601(b)(103)).

SIGNATURES

The depositor has duly caused this Form to be signed on its behalf by the undersigned hereunto duly authorized.

Wells Fargo Commercial Mortgage Securities, Inc.<br>(Depositor) <br>

/s/ Anthony J. Sfarra<br>Anthony J. Sfarra, President

Dated : June 27, 2025 <br>

EXHIBIT INDEX

Exhibit Number Description <br> EX 102 Asset Data File <br> EX 103 Asset Related Document

## Exhibit 102: Asset Data File

| Asset Number   | Originator                                    | Origination Date   | Original Loan Amount   | Maturity Date   | Interest Rate (%)   | Property Name                                                      | Property Type   | City            | State   |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 1              | Bank of America, N.A.                         | 09-04-2020         | $30000000.00           | 10-01-2030      | 0.036               | 9TH & THOMAS                                                       | OF              | Seattle         | WA      |
| 1C             | Bank of America, N.A.                         | 09-04-2020         | $10000000.00           | 10-01-2030      | 0.036               | NA                                                                 |  |  | NA      |
| 1B             | Bank of America, N.A.                         | 09-04-2020         | $10000000.00           | 10-01-2030      | 0.036               | NA                                                                 |  |  | NA      |
| 1A             | Bank of America, N.A.                         | 09-04-2020         | $20000000.00           | 10-01-2030      | 0.036               | NA                                                                 |  |  | NA      |
| 2              | Morgan Stanley Bank, N.A.                     | 03-17-2020         | $63800000.00           | 04-01-2030      | 0.04                | FTERE Bronx Portfolio 6                                            | MF              |  | NY      |
| 2-001          |  |  |  |  |  | 1473-1475 SHERIDAN AVENUE                                          | MF              | Bronx           | NY      |
| 2-002          |  |  |  |  |  | 2515 OLINVILLE AVENUE                                              | MF              | Bronx           | NY      |
| 2-003          |  |  |  |  |  | 2305 UNIVERSITY AVENUE                                             | MF              | Bronx           | NY      |
| 2-004          |  |  |  |  |  | 2505 OLINVILLE AVENUE                                              | MF              | Bronx           | NY      |
| 2-005          |  |  |  |  |  | 3215 HOLLAND AVENUE                                                | MF              | Bronx           | NY      |
| 2-006          |  |  |  |  |  | 271 EAST 197TH STREET                                              | MF              | Bronx           | NY      |
| 2-007          |  |  |  |  |  | 2315 WALTON AVENUE                                                 | MF              | Bronx           | NY      |
| 2-008          |  |  |  |  |  | 686 ROSEWOOD STREET                                                | MF              | Bronx           | NY      |
| 3              | Bank of America, N.A.; Goldman Sachs Bank USA | 03-06-2020         | $60000000.00           | 03-06-2030      | 0.0316              | 711 FIFTH AVENUE                                                   | MU              | New York        | NY      |
| 4              | Morgan Stanley Bank, N.A.                     | 08-28-2020         | $49500000.00           | 09-01-2030      | 0.03464             | 329 WYCKOFF MILLS ROAD                                             | IN              | East Windsor    | NJ      |
| 5              | Morgan Stanley Bank, N.A.                     | 07-31-2020         | $45000000.00           | 08-01-2030      | 0.0323              | WATERFRONT CLEMATIS                                                | MU              | West Palm Beach | FL      |
| 6              | Bank of America, N.A.                         | 09-04-2020         | $40000000.00           | 10-01-2030      | 0.029               | HERITAGE PARK APARTMENTS                                           | MF              | Sunnyvale       | CA      |
| 7              | Bank of America, N.A.                         | 09-02-2020         | $37660000.00           | 10-01-2030      | 0.04025             | ExchangeRight Net Leased Portfolio #39                             |  |  |  |
| 7-001          |  |  |  |  |  | GIANT EAGLE - MENTOR (TYLER), OH                                   | RT              | Mentor          | OH      |
| 7-002          |  |  |  |  |  | BIOLIFE PLASMA SERVICES L.P. - BATON ROUGE (COURSEY), LA           | OF              | Baton Rouge     | LA      |
| 7-003          |  |  |  |  |  | PICK N SAVE - APPLETON (WISCONSIN), WI                             | RT              | Appleton        | WI      |
| 7-004          |  |  |  |  |  | WALGREENS - CHESAPEAKE (HANBURY), VA                               | RT              | Chesapeake      | VA      |
| 7-005          |  |  |  |  |  | WALGREENS - STOCKBRIDGE (HUDSON), GA                               | RT              | Stockbridge     | GA      |
| 7-006          |  |  |  |  |  | WALGREENS - OKLAHOMA CITY (NW EXPRESSWAY), OK                      | RT              | Oklahoma City   | OK      |
| 7-007          |  |  |  |  |  | TRACTOR SUPPLY - ASHTABULA (NORTH RIDGE), OH                       | RT              | Ashtabula       | OH      |
| 7-008          |  |  |  |  |  | TRACTOR SUPPLY - MANHATTAN (SOUTH PORT), KS                        | RT              | Manhattan       | KS      |
| 7-009          |  |  |  |  |  | WALGREENS - DICKINSON (HIGHWAY 3), TX                              | RT              | Dickinson       | TX      |
| 7-010          |  |  |  |  |  | DOLLAR TREE - ST. LOUIS (DUNN), MO                                 | RT              | St. Louis       | MO      |
| 7-011          |  |  |  |  |  | DOLLAR TREE - INDIANAPOLIS (10TH), IN                              | RT              | Indianapolis    | IN      |
| 7-012          |  |  |  |  |  | DOLLAR GENERAL - SAN ANGELO (GORDON), TX                           | RT              | San Angelo      | TX      |
| 7-013          |  |  |  |  |  | DOLLAR GENERAL - DOUGLASVILLE (CEDAR MOUNTAIN), GA                 | RT              | Douglasville    | GA      |
| 7-014          |  |  |  |  |  | DOLLAR GENERAL - SAN BENITO (FM732), TX                            | RT              | San Benito      | TX      |
| 7-015          |  |  |  |  |  | DOLLAR GENERAL - MOORE (EASTERN), OK                               | RT              | Moore           | OK      |
| 7-016          |  |  |  |  |  | DOLLAR GENERAL - HUBBARD (MAIN), OH                                | RT              | Hubbard         | OH      |
| 7-017          |  |  |  |  |  | DOLLAR GENERAL - STEUBENVILLE (OH-213), OH                         | RT              | Steubenville    | OH      |
| 7-018          |  |  |  |  |  | DOLLAR GENERAL - ROGERSVILLE (US-60), MO                           | RT              | Rogersville     | MO      |
| 8              | Bank of America, N.A.                         | 06-30-2020         | $35000000.00           | 07-01-2030      | 0.02877             | 19 WEST 34TH STREET                                                | MU              | New York        | NY      |
| 9              | Bank of America, N.A.                         | 02-07-2020         | $34725000.00           | 03-01-2030      | 0.03498             | Monogram Portfolio                                                 | IN              |  |  |
| 9-001          |  |  |  |  |  | MONOGRAM FOODS - 605 KESCO DRIVE                                   | IN              | Bristol         | IN      |
| 9-002          |  |  |  |  |  | MONOGRAM FOODS - 330 BALLARDVALE STREET                            | IN              | Wilmington      | MA      |
| 9-003          |  |  |  |  |  | MONOGRAM FOODS - CHANDLER                                          | IN              | Chandler        | MN      |
| 9-004          |  |  |  |  |  | MONOGRAM APPETIZERS - 1434 POST ROAD                               | IN              | Plover          | WI      |
| 9-005          |  |  |  |  |  | MONOGRAM APPETIZERS - 300 MOORE ROAD                               | IN              | Plover          | WI      |
| 10             | Morgan Stanley Bank, N.A.                     | 08-28-2020         | $30000000.00           | 09-01-2030      | 0.03914             | CHASEWOOD TECHNOLOGY PARK                                          | OF              | Houston         | TX      |
| 11             | Morgan Stanley Bank, N.A.                     | 07-31-2020         | $20000000.00           | 08-01-2030      | 0.036               | 305 EAST 72ND STREET                                               | RT              | New York        | NY      |
| 13             | Morgan Stanley Bank, N.A.                     | 09-01-2020         | $14100000.00           | 09-01-2030      | 0.0395              | Austin Storage Portfolio                                           | SS              |  | TX      |
| 13-001         |  |  |  |  |  | MOPAC SELF STORAGE                                                 | SS              | Austin          | TX      |
| 13-002         |  |  |  |  |  | AUSTIN STORAGE POND SPRINGS                                        | SS              | Austin          | TX      |
| 13-003         |  |  |  |  |  | BEN WHITE MINI STORAGE                                             | SS              | Austin          | TX      |
| 14             | Wells Fargo Bank, National Association        | 09-09-2020         | $12800000.00           | 09-11-2030      | 0.03134             | HARBOR POINT MULTIFAMILY LEASED FEE                                | 98              | Baltimore       | MD      |
| 15             | Bank of America, N.A.                         | 07-31-2020         | $11500000.00           | 08-01-2030      | 0.0325              | CENTRAL SELF STORAGE CORTE MADERA                                  | SS              | Corte Madera    | CA      |
| 16             | Morgan Stanley Bank, N.A.                     | 08-21-2020         | $11000000.00           | 09-01-2030      | 0.0377              | Cubesmart Portfolio Baton Rouge                                    | SS              |  | LA      |
| 16-001         |  |  |  |  |  | 21085 OLD SCENIC HIGHWAY                                           | SS              | Zachary         | LA      |
| 16-002         |  |  |  |  |  | 3400 LA-19                                                         | SS              | Zachary         | LA      |
| 17             | Morgan Stanley Bank, N.A.                     | 08-24-2020         | $9811000.00            | 09-01-2030      | 0.0388              | Rego Multifamily Portfolio II                                      | MF              |  | CT      |
| 17-001         |  |  |  |  |  | 50 ALLEN PLACE                                                     | MF              | Hartford        | CT      |
| 17-002         |  |  |  |  |  | 45 ALLEN PLACE                                                     | MF              | Hartford        | CT      |
| 17-003         |  |  |  |  |  | 55 MORRIS STREET                                                   | MF              | Hartford        | CT      |
| 17-004         |  |  |  |  |  | 180 BOND                                                           | MF              | Hartford        | CT      |
| 17-005         |  |  |  |  |  | 34 WILSON STREET                                                   | MF              | Hartford        | CT      |
| 17-006         |  |  |  |  |  | 60-66 MAIN STREET                                                  | MF              | Hartford        | CT      |
| 17-007         |  |  |  |  |  | 108-110 CLARK STREET                                               | MF              | Hartford        | CT      |
| 17-008         |  |  |  |  |  | 2-4 DOUGLAS STREET                                                 | MF              | Hartford        | CT      |
| 18             | Wells Fargo Bank, National Association        | 08-25-2020         | $9425000.00            | 09-11-2030      | 0.0333              | 4275 & 4283 EL CAJON BOULEVARD                                     | OF              | San Diego       | CA      |
| 19             | Wells Fargo Bank, National Association        | 07-17-2020         | $8640000.00            | 08-11-2030      | 0.03903             | Defeased                                                           |  |  |  |
| 20             | Morgan Stanley Bank, N.A.                     | 09-01-2020         | $8500000.00            | 09-01-2030      | 0.03455             | VILLA VICTORIA APARTMENTS                                          | MF              | Waco            | TX      |
| 21             | Morgan Stanley Bank, N.A.                     | 07-29-2020         | $8400000.00            | 08-01-2030      | 0.0352              | JCG III INDUSTRIAL COMPLEX                                         | IN              | Oklahoma City   | OK      |
| 23             | Morgan Stanley Bank, N.A.                     | 03-06-2020         | $7200000.00            | 04-01-2030      | 0.04                | 33 1 3 @ THIRTYFOURTH                                              | RT              | Houston         | TX      |
| 24             | Bank of America, N.A.                         | 08-21-2020         | $7000000.00            |  | 0.03344             | PALM SPRINGS AIRPORT SELF STORAGE                                  |  |  |  |
| 25             | Morgan Stanley Bank, N.A.                     | 08-28-2020         | $6600000.00            | 09-01-2030      | 0.0349              | LANCASTER TOWNE CENTER                                             | RT              | Lancaster       | PA      |
| 26             | Morgan Stanley Bank, N.A.                     | 09-02-2020         | $6000000.00            | 10-01-2030      | 0.0368              | STORAGE MAX TYLER                                                  | SS              | Tyler           | TX      |
| 27             | Morgan Stanley Bank, N.A.                     | 09-01-2020         | $5800000.00            | 09-01-2030      | 0.03915             | STORAGE DEPOT BEAUMONT                                             | SS              | Beaumont        | TX      |
| 28             | Morgan Stanley Bank, N.A.                     | 03-04-2020         | $5750000.00            | 04-01-2030      | 0.0407              | 1602 SPRUCE STREET & 238 SOUTH 20TH STREET                         | MU              | Philadelphia    | PA      |
| 29             | Wells Fargo Bank, National Association        | 08-11-2020         | $5550000.00            | 08-11-2030      | 0.0335              | HARDIN STATION                                                     | RT              | Knoxville       | TN      |
| 32             | Morgan Stanley Bank, N.A.                     | 08-18-2020         | $4750000.00            | 09-01-2030      | 0.0378              | AAA SELF STORAGE - KERNERSVILLE NC                                 | SS              | Kernersville    | NC      |
| 33             | Morgan Stanley Bank, N.A.                     | 08-10-2020         | $4500000.00            | 09-01-2030      | 0.0336              | WALGREENS PEMBROKE PINES                                           | RT              | Pembroke Pines  | FL      |
| 34             | Morgan Stanley Bank, N.A.                     | 08-07-2020         | $4235000.00            | 09-01-2030      | 0.0405              | Defeased                                                           |  |  |  |
| 36             | Wells Fargo Bank, National Association        | 02-13-2020         | $3918750.00            | 03-11-2030      | 0.0405              | 15455 MEMORIAL DRIVE                                               | RT              | Houston         | TX      |
| 37             | Morgan Stanley Bank, N.A.                     | 09-02-2020         | $3800000.00            | 10-01-2030      | 0.0368              | CONVENIENT SELF STORAGE                                            | SS              | Little Rock     | AR      |
| 38             | Morgan Stanley Bank, N.A.                     | 08-31-2020         | $3500000.00            | 09-01-2030      | 0.04265             | EXECUPLEX MINI STORAGE CENTER                                      | SS              | Huntsville      | AL      |
| 40             | Wells Fargo Bank, National Association        | 02-20-2020         | $3431250.00            | 03-11-2030      | 0.04                | KIRBY AT SOUTHFORK                                                 | RT              | Manvel          | TX      |
| 41             | Morgan Stanley Bank, N.A.                     | 09-03-2020         | $3200000.00            | 10-01-2030      | 0.0386              | STORE MORE SELF STORAGE                                            | SS              | New Braunfels   | TX      |
| 42             | Morgan Stanley Bank, N.A.                     | 08-05-2020         | $3100000.00            | 09-01-2030      | 0.0351              | LIBERTY SELF STORAGE                                               | SS              | Crystal Lake    | IL      |
| 44             | Morgan Stanley Bank, N.A.                     | 02-20-2020         | $2650000.00            | 03-01-2030      | 0.0451              | F-B PLAZA                                                          | RT              | Katy            | TX      |
| 39             | NATIONAL COOPERATIVE BANK N.A.                | 02-26-2020         | $3500000.00            | 03-01-2030      | 3.4                 | 2187 HOLLAND AVENUE APARTMENT CORP. F/K/A MARBREFF SYNDICATE, INC. | CH              | BRONX           | NY      |
| 46             | NATIONAL COOPERATIVE BANK N.A.                | 02-27-2020         | $2050000.00            | 03-01-2030      | 3.31                | 35 EASTERN PARKWAY OWNERS CORP.                                    | CH              | BROOKLYN        | NY      |
| 54             | NATIONAL COOPERATIVE BANK N.A.                | 02-20-2020         | $1000000.00            | 03-01-2030      | 3.26                | CROSSROADS OWNERS CORP.                                            | CH              | NEW YORK        | NY      |
| 47             | NATIONAL COOPERATIVE BANK N.A.                | 02-27-2020         | $2000000.00            | 03-01-2030      | 3.14                | 82 HORATIO OWNERS LTD.                                             | CH              | NEW YORK        | NY      |
| 48             | NATIONAL COOPERATIVE BANK N.A.                | 02-24-2020         | $1900000.00            | 03-01-2030      | 3.06                | TEN WEST EIGHTY-SIX CORP.                                          | CH              | NEW YORK        | NY      |
| 51             | NATIONAL COOPERATIVE BANK N.A.                | 02-27-2020         | $1325000.00            | 03-01-2030      | 3.27                | ANNAPURNA REAL ESTATE CORP.                                        | CH              | NEW YORK        | NY      |
| 53             | NATIONAL COOPERATIVE BANK N.A.                | 03-05-2020         | $1000000.00            | 04-01-2030      | 3.23                | 175  PPSW OWNERS CORP.                                             | CH              | BROOKLYN        | NY      |
| 22             | NATIONAL COOPERATIVE BANK N.A.                | 02-28-2020         | $8000000.00            | 03-01-2030      | 3.14                | CHERRY VALLEY APARTMENTS INC.                                      | CH              | GARDEN CITY     | NY      |
| 43             | NATIONAL COOPERATIVE BANK N.A.                | 02-27-2020         | $3100000.00            | 03-01-2030      | 3.07                | 657 OWNERS CORP.                                                   | CH              | BROOKLYN        | NY      |
| 50             | NATIONAL COOPERATIVE BANK N.A.                | 03-03-2020         | $1700000.00            | 04-01-2030      | 3.22                | CARLTON TERRACE CORP.                                              | CH              | YONKERS         | NY      |
| 31             | NATIONAL COOPERATIVE BANK N.A.                | 02-25-2020         | $4800000.00            | 03-01-2030      | 3.22                | 121 W. 72ND ST. OWNERS CORP.                                       | CH              | NEW YORK        | NY      |
| 49             | NATIONAL COOPERATIVE BANK N.A.                | 02-28-2020         | $1800000.00            | 03-01-2030      | 3.17                | 21 CHAPEL OWNERS CORP.                                             | CH              | GREAT NECK      | NY      |
| 45             | NATIONAL COOPERATIVE BANK N.A.                | 03-18-2020         | $2500000.00            | 04-01-2030      | 3.04                | 41-15 44TH STREET OWNERS CORP.                                     | CH              | SUNNYSIDE       | NY      |
| 30             | NATIONAL COOPERATIVE BANK N.A.                | 02-25-2020         | $4800000.00            | 03-01-2030      | 3.09                | 20 PLAZA HOUSING CORP.                                             | CH              | BROOKLYN        | NY      |
| 12             | NATIONAL COOPERATIVE BANK N.A.                | 03-18-2020         | $15000000.00           | 04-01-2030      | 3.19                | 754-768 BRADY OWNERS CORP.                                         | CH              | BRONX           | NY      |
| 35             | NATIONAL COOPERATIVE BANK N.A.                | 03-18-2020         | $4100000.00            | 04-01-2030      | 3.14                | LARCHMONT HILLS OWNERS CORP.                                       | CH              | LARCHMONT       | NY      |
| 52             | NATIONAL COOPERATIVE BANK N.A.                | 03-17-2020         | $1100000.00            | 04-01-2030      | 3.22                | WHITNEY REALTY CORP.                                               | CH              | NEW YORK        | NY      |

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