# EDGAR Filing Document

**Accession Number:** 0001965271
**File Stem:** 0001965271-26-000002
**Filing Date:** 2026-4
**Character Count:** 14949
**Document Hash:** 7cfe29f0c5c2429db32988f26da79fea
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001965271-26-000002.hdr.sgml**: 20260417

**ACCESSION NUMBER**: 0001965271-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260417

**DATE AS OF CHANGE**: 20260417

**EFFECTIVENESS DATE**: 20260417

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WATERSHED PRIVATE WEALTH LLC
- **CENTRAL INDEX KEY:** 0001965271

**ORGANIZATION NAME:**
- **EIN:** 872152405
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22886
- **FILM NUMBER:** 26869942

**BUSINESS ADDRESS:**
- **STREET 1:** 1415 W. 22ND ST
- **STREET 2:** SUITE 550
- **CITY:** OAK BROOK
- **STATE:** IL
- **ZIP:** 60523
- **BUSINESS PHONE:** 630-478-0195

**MAIL ADDRESS:**
- **STREET 1:** 1415 W. 22ND ST
- **STREET 2:** SUITE 550
- **CITY:** OAK BROOK
- **STATE:** IL
- **ZIP:** 60523

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WATERSHED PRIVATE WEALTH LLC<br>**Address:** 1415 W. 22nd St<br>Suite 550<br>Oak Brook, IL 60523

**Form 13F File Number:** 028-22886

**CRD Number (if applicable):** 000316408

**SEC File Number (if applicable):** 801-122309

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brendan G. Moody<br>**Title:** Chief Compliance Officer<br>**Phone:** 708-829-4480

**Signature, Place, and Date of Signing:**

/s/ Brendan G. Moody  Oak Brook, IL  04-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 111

**Form 13F Information Table Value Total:** $320694589

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name             | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | Aperio Group LLC | 028-11964              |  |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 377128 | 1734 | SH |  | SOLE |  | 0 | 0 | 1734 |
| ALCOA CORP | COM | 013872106 |  | 222869 | 3360 | SH |  | SOLE |  | 0 | 0 | 3360 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 940784 | 3272 | SH |  | SOLE |  | 0 | 0 | 3272 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3950442 | 13771 | SH |  | SOLE |  | 0 | 0 | 13771 |
| AMAZON COM INC | COM | 023135106 |  | 3350554 | 16088 | SH |  | SOLE |  | 0 | 0 | 16088 |
| APPLE INC | COM | 037833100 |  | 4000868 | 15764 | SH |  | SOLE |  | 0 | 0 | 15764 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 533479 | 4345 | SH |  | SOLE |  | 0 | 0 | 4345 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 264166 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BANK MONTREAL MEDIUM | COM | 063671101 |  | 541360 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1235378 | 2578 | SH |  | SOLE |  | 0 | 0 | 2578 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 10494657 | 180383 | SH |  | SOLE |  | 0 | 0 | 180383 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2346156 | 45179 | SH |  | SOLE |  | 0 | 0 | 45179 |
| BROADCOM INC | COM | 11135F101 |  | 996003 | 3218 | SH |  | SOLE |  | 0 | 0 | 3218 |
| CATERPILLAR INC | COM | 149123101 |  | 3736418 | 5274 | SH |  | SOLE |  | 0 | 0 | 5274 |
| CISCO SYS INC | COM | 17275R102 |  | 222218 | 2864 | SH |  | SOLE |  | 0 | 0 | 2864 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 366506 | 2099 | SH |  | SOLE |  | 0 | 0 | 2099 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 |  | 2820910 | 69123 | SH |  | SOLE |  | 0 | 0 | 69123 |
| COREWEAVE INC | COM CL A | 21873S108 |  | 209169 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1221571 | 1226 | SH |  | SOLE |  | 0 | 0 | 1226 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 270945 | 694 | SH |  | SOLE |  | 0 | 0 | 694 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1358794 | 25744 | SH |  | SOLE |  | 0 | 0 | 25744 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 631492 | 8878 | SH |  | SOLE |  | 0 | 0 | 8878 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 7316700 | 117161 | SH |  | SOLE |  | 0 | 0 | 117161 |
| DOORDASH INC | CL A | 25809K105 |  | 2113962 | 14079 | SH |  | SOLE |  | 0 | 0 | 14079 |
| EATON CORP PLC | SHS | G29183103 |  | 231770 | 648 | SH |  | SOLE |  | 0 | 0 | 648 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 5313084 | 75001 | SH |  | SOLE |  | 0 | 0 | 75001 |
| HOME DEPOT INC | COM | 437076102 |  | 380197 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 5542266 | 49436 | SH |  | SOLE |  | 0 | 0 | 49436 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 10309073 | 17861 | SH |  | SOLE |  | 0 | 0 | 17861 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1025891 | 26702 | SH |  | SOLE |  | 0 | 0 | 26702 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 536969 | 33921 | SH |  | SOLE |  | 0 | 0 | 33921 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1297547 | 18603 | SH |  | SOLE |  | 0 | 0 | 18603 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 670970 | 8530 | SH |  | SOLE |  | 0 | 0 | 8530 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 4067368 | 40383 | SH |  | SOLE |  | 0 | 0 | 40383 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 282337 | 3257 | SH |  | SOLE |  | 0 | 0 | 3257 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1218990 | 13465 | SH |  | SOLE |  | 0 | 0 | 13465 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 551198 | 7844 | SH |  | SOLE |  | 0 | 0 | 7844 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 359351 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 551724 | 6368 | SH |  | SOLE |  | 0 | 0 | 6368 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1345400 | 19923 | SH |  | SOLE |  | 0 | 0 | 19923 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 375572 | 3021 | SH |  | SOLE |  | 0 | 0 | 3021 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 868661 | 6099 | SH |  | SOLE |  | 0 | 0 | 6099 |
| ISHARES TR | CORE S ETF | 464287200 |  | 49571774 | 75889 | SH |  | SOLE |  | 0 | 0 | 75889 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 16397972 | 165186 | SH |  | SOLE |  | 0 | 0 | 165186 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 8634098 | 77526 | SH |  | SOLE |  | 0 | 0 | 77526 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 14798229 | 199035 | SH |  | SOLE |  | 0 | 0 | 199035 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 227599 | 3350 | SH |  | SOLE |  | 0 | 0 | 3350 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 975568 | 16934 | SH |  | SOLE |  | 0 | 0 | 16934 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 652490 | 14026 | SH |  | SOLE |  | 0 | 0 | 14026 |
| ISHARES TR | LONG TERM MUNI | 46438G448 |  | 6341909 | 127016 | SH |  | SOLE |  | 0 | 0 | 127016 |
| ISHARES TR | MBS ETF | 464288588 |  | 2133337 | 22468 | SH |  | SOLE |  | 0 | 0 | 22468 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 311302 | 3205 | SH |  | SOLE |  | 0 | 0 | 3205 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 8426604 | 43932 | SH |  | SOLE |  | 0 | 0 | 43932 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 4105873 | 38680 | SH |  | SOLE |  | 0 | 0 | 38680 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1557639 | 3653 | SH |  | SOLE |  | 0 | 0 | 3653 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 301916 | 1413 | SH |  | SOLE |  | 0 | 0 | 1413 |
| ISHARES TR | S 100 ETF | 464287101 |  | 2160008 | 6791 | SH |  | SOLE |  | 0 | 0 | 6791 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 944596 | 8351 | SH |  | SOLE |  | 0 | 0 | 8351 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 790473 | 3744 | SH |  | SOLE |  | 0 | 0 | 3744 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 |  | 288894 | 3246 | SH |  | SOLE |  | 0 | 0 | 3246 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 4331617 | 189071 | SH |  | SOLE |  | 0 | 0 | 189071 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 406504 | 1663 | SH |  | SOLE |  | 0 | 0 | 1663 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1008380 | 3428 | SH |  | SOLE |  | 0 | 0 | 3428 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 1204188 | 5636 | SH |  | SOLE |  | 0 | 0 | 5636 |
| LEMONADE INC | COM | 52567D107 |  | 577283 | 9210 | SH |  | SOLE |  | 0 | 0 | 9210 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 393732 | 788 | SH |  | SOLE |  | 0 | 0 | 788 |
| MCDONALDS CORP | COM | 580135101 |  | 367043 | 1181 | SH |  | SOLE |  | 0 | 0 | 1181 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4228924 | 7392 | SH |  | SOLE |  | 0 | 0 | 7392 |
| MICROSOFT CORP | COM | 594918104 |  | 2169926 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| NETFLIX INC. | COM | 64110L106 |  | 575939 | 5990 | SH |  | SOLE |  | 0 | 0 | 5990 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 401520 | 4323 | SH |  | SOLE |  | 0 | 0 | 4323 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 383250 | 2509 | SH |  | SOLE |  | 0 | 0 | 2509 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 16370565 | 93868 | SH |  | SOLE |  | 0 | 0 | 93868 |
| ORACLE CORP | COM | 68389X105 |  | 255530 | 1737 | SH |  | SOLE |  | 0 | 0 | 1737 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 650653 | 4448 | SH |  | SOLE |  | 0 | 0 | 4448 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 596459 | 1662 | SH |  | SOLE |  | 0 | 0 | 1662 |
| RTX CORPORATION | COM | 75513E101 |  | 329859 | 1710 | SH |  | SOLE |  | 0 | 0 | 1710 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 922205 | 27988 | SH |  | SOLE |  | 0 | 0 | 27988 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1201984 | 48565 | SH |  | SOLE |  | 0 | 0 | 48565 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 816339 | 28024 | SH |  | SOLE |  | 0 | 0 | 28024 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 814557 | 31769 | SH |  | SOLE |  | 0 | 0 | 31769 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 594958 | 19217 | SH |  | SOLE |  | 0 | 0 | 19217 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 503726 | 23440 | SH |  | SOLE |  | 0 | 0 | 23440 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 363762 | 5938 | SH |  | SOLE |  | 0 | 0 | 5938 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 1557481 | 13130 | SH |  | SOLE |  | 0 | 0 | 13130 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 240105 | 1592 | SH |  | SOLE |  | 0 | 0 | 1592 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 2457340 | 53830 | SH |  | SOLE |  | 0 | 0 | 53830 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 736112 | 15692 | SH |  | SOLE |  | 0 | 0 | 15692 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 810037 | 13678 | SH |  | SOLE |  | 0 | 0 | 13678 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1425481 | 18624 | SH |  | SOLE |  | 0 | 0 | 18624 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 3452655 | 5309 | SH |  | SOLE |  | 0 | 0 | 5309 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 431115 | 699 | SH |  | SOLE |  | 0 | 0 | 699 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 609662 | 1804 | SH |  | SOLE |  | 0 | 0 | 1804 |
| TESLA INC | COM | 88160R101 |  | 2616063 | 7037 | SH |  | SOLE |  | 0 | 0 | 7037 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 420074 | 1008 | SH |  | SOLE |  | 0 | 0 | 1008 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 217588 | 3025 | SH |  | SOLE |  | 0 | 0 | 3025 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 3866883 | 80476 | SH |  | SOLE |  | 0 | 0 | 80476 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 14285243 | 32705 | SH |  | SOLE |  | 0 | 0 | 32705 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3768499 | 12610 | SH |  | SOLE |  | 0 | 0 | 12610 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1530957 | 5331 | SH |  | SOLE |  | 0 | 0 | 5331 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 856478 | 1433 | SH |  | SOLE |  | 0 | 0 | 1433 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2445564 | 7623 | SH |  | SOLE |  | 0 | 0 | 7623 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 14615376 | 74492 | SH |  | SOLE |  | 0 | 0 | 74492 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 11471841 | 212245 | SH |  | SOLE |  | 0 | 0 | 212245 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 4134627 | 82875 | SH |  | SOLE |  | 0 | 0 | 82875 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2939606 | 45874 | SH |  | SOLE |  | 0 | 0 | 45874 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 303202 | 1210 | SH |  | SOLE |  | 0 | 0 | 1210 |
| VISA INC | COM CL A | 92826C839 |  | 1466468 | 4852 | SH |  | SOLE |  | 0 | 0 | 4852 |
| WALMART INC | COM | 931142103 |  | 744437 | 5990 | SH |  | SOLE |  | 0 | 0 | 5990 |
| WELLS FARGO  CO | COM | 949746101 |  | 249418 | 3133 | SH |  | SOLE |  | 0 | 0 | 3133 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 502196 | 8356 | SH |  | SOLE |  | 0 | 0 | 8356 |

---