# EDGAR Filing Document

**Accession Number:** 0001748271
**File Stem:** 0001748271-26-000001
**Filing Date:** 2026-1
**Character Count:** 33961
**Document Hash:** 766435cc6bcabc2cccb47da688822594
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001748271-26-000001.hdr.sgml**: 20260129

**ACCESSION NUMBER**: 0001748271-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260129

**DATE AS OF CHANGE**: 20260129

**EFFECTIVENESS DATE**: 20260129

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Facet Wealth, Inc.
- **CENTRAL INDEX KEY:** 0001748271

**ORGANIZATION NAME:**
- **EIN:** 813453207
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21141
- **FILM NUMBER:** 26575609

**BUSINESS ADDRESS:**
- **STREET 1:** 400 E. PRATT STREET, 8TH FLOOR
- **CITY:** BALTIMORE
- **STATE:** MD
- **ZIP:** 21202
- **BUSINESS PHONE:** 410-657-3257

**MAIL ADDRESS:**
- **STREET 1:** 400 E. PRATT STREET, 8TH FLOOR
- **CITY:** BALTIMORE
- **STATE:** MD
- **ZIP:** 21202

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OneK Financial, Inc.
- **DATE OF NAME CHANGE:** 20180726

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Facet Wealth Inc.<br>**Address:** 400 E. PRATT STREET 8TH FLOOR<br>BALTIMORE, MD 21202

**Form 13F File Number:** 028-21141

**CRD Number (if applicable):** 000285961

**SEC File Number (if applicable):** 801-108767

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chris Hufman<br>**Title:** CCO<br>**Phone:** 443-376-6235

**Signature, Place, and Date of Signing:**

Chris Hufman  Baltimore, MD  01-29-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 299

**Form 13F Information Table Value Total:** $5650247192

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 323500 | 3050 | SH |  | SOLE | 0 | 0 | 0 | 3050 |
| ABBVIE INC | COM | 00287Y109 |  | 1101878 | 5039 | SH |  | SOLE | 0 | 0 | 0 | 5039 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 468655 | 1733 | SH |  | SOLE | 0 | 0 | 0 | 1733 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 886711 | 3508 | SH |  | SOLE | 0 | 0 | 0 | 3508 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5407919 | 16095 | SH |  | SOLE | 0 | 0 | 0 | 16095 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5933954 | 17646 | SH |  | SOLE | 0 | 0 | 0 | 17646 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 421266 | 6673 | SH |  | SOLE | 0 | 0 | 0 | 6673 |
| AMAZON COM INC | COM | 023135106 |  | 9300527 | 38272 | SH |  | SOLE | 0 | 0 | 0 | 38272 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 827552 | 7642 | SH |  | SOLE | 0 | 0 | 0 | 7642 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 2526631 | 21783 | SH |  | SOLE | 0 | 0 | 0 | 21783 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 245074 | 2790 | SH |  | SOLE | 0 | 0 | 0 | 2790 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 256397 | 3009 | SH |  | SOLE | 0 | 0 | 0 | 3009 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 803941 | 2252 | SH |  | SOLE | 0 | 0 | 0 | 2252 |
| AMGEN INC | COM | 031162100 |  | 528197 | 1543 | SH |  | SOLE | 0 | 0 | 0 | 1543 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 521661 | 3574 | SH |  | SOLE | 0 | 0 | 0 | 3574 |
| ANALOG DEVICES INC | COM | 032654105 |  | 275114 | 866 | SH |  | SOLE | 0 | 0 | 0 | 866 |
| APPLE INC | COM | 037833100 |  | 39607693 | 154452 | SH |  | SOLE | 0 | 0 | 0 | 154452 |
| APPLIED MATLS INC | COM | 038222105 |  | 1150001 | 3415 | SH |  | SOLE | 0 | 0 | 0 | 3415 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 310060 | 2065 | SH |  | SOLE | 0 | 0 | 0 | 2065 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 502516 | 353 | SH |  | SOLE | 0 | 0 | 0 | 353 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 226152 | 2426 | SH |  | SOLE | 0 | 0 | 0 | 2426 |
| AT INC | COM | 00206R102 |  | 378711 | 15734 | SH |  | SOLE | 0 | 0 | 0 | 15734 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 359627 | 1435 | SH |  | SOLE | 0 | 0 | 0 | 1435 |
| BANK AMERICA CORP | COM | 060505104 |  | 1062982 | 20517 | SH |  | SOLE | 0 | 0 | 0 | 20517 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 709500 | 1 | SH |  | SOLE | 0 | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2941187 | 6212 | SH |  | SOLE | 0 | 0 | 0 | 6212 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 419840 | 6794 | SH |  | SOLE | 0 | 0 | 0 | 6794 |
| BLACKROCK INC | COM | 09290D101 |  | 300608 | 268 | SH |  | SOLE | 0 | 0 | 0 | 268 |
| BLACKSTONE INC | COM | 09260D107 |  | 442124 | 3012 | SH |  | SOLE | 0 | 0 | 0 | 3012 |
| BOEING CO | COM | 097023105 |  | 591654 | 2449 | SH |  | SOLE | 0 | 0 | 0 | 2449 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 346855 | 68 | SH |  | SOLE | 0 | 0 | 0 | 68 |
| BROADCOM INC | COM | 11135F101 |  | 4649627 | 13953 | SH |  | SOLE | 0 | 0 | 0 | 13953 |
| CATERPILLAR INC | COM | 149123101 |  | 1782135 | 2770 | SH |  | SOLE | 0 | 0 | 0 | 2770 |
| CENCORA INC | COM | 03073E105 |  | 333013 | 950 | SH |  | SOLE | 0 | 0 | 0 | 950 |
| CHEVRON CORP NEW | COM | 166764100 |  | 854918 | 5031 | SH |  | SOLE | 0 | 0 | 0 | 5031 |
| CHUBB LIMITED | COM | H1467J104 |  | 335742 | 1106 | SH |  | SOLE | 0 | 0 | 0 | 1106 |
| CISCO SYS INC | COM | 17275R102 |  | 937571 | 11874 | SH |  | SOLE | 0 | 0 | 0 | 11874 |
| CITIGROUP INC | COM NEW | 172967424 |  | 466592 | 4086 | SH |  | SOLE | 0 | 0 | 0 | 4086 |
| COCA COLA CO | COM | 191216100 |  | 779845 | 10674 | SH |  | SOLE | 0 | 0 | 0 | 10674 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 510499 | 5035 | SH |  | SOLE | 0 | 0 | 0 | 5035 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 758460 | 2634 | SH |  | SOLE | 0 | 0 | 0 | 2634 |
| COPART INC | COM | 217204106 |  | 272276 | 6703 | SH |  | SOLE | 0 | 0 | 0 | 6703 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2041326 | 2125 | SH |  | SOLE | 0 | 0 | 0 | 2125 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 258996 | 552 | SH |  | SOLE | 0 | 0 | 0 | 552 |
| CUMMINS INC | COM | 231021106 |  | 233819 | 405 | SH |  | SOLE | 0 | 0 | 0 | 405 |
| CVS HEALTH CORP | COM | 126650100 |  | 223941 | 3025 | SH |  | SOLE | 0 | 0 | 0 | 3025 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 247897 | 2113 | SH |  | SOLE | 0 | 0 | 0 | 2113 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 372335 | 5656 | SH |  | SOLE | 0 | 0 | 0 | 5656 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 228042 | 4310 | SH |  | SOLE | 0 | 0 | 0 | 4310 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 396109 | 8254 | SH |  | SOLE | 0 | 0 | 0 | 8254 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 1387643 | 33936 | SH |  | SOLE | 0 | 0 | 0 | 33936 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 557778 | 15819 | SH |  | SOLE | 0 | 0 | 0 | 15819 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 326070 | 8892 | SH |  | SOLE | 0 | 0 | 0 | 8892 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 239656 | 4912 | SH |  | SOLE | 0 | 0 | 0 | 4912 |
| DISNEY WALT CO | COM | 254687106 |  | 586365 | 5352 | SH |  | SOLE | 0 | 0 | 0 | 5352 |
| DOORDASH INC | CL A | 25809K105 |  | 431507 | 2088 | SH |  | SOLE | 0 | 0 | 0 | 2088 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 247836 | 2061 | SH |  | SOLE | 0 | 0 | 0 | 2061 |
| EATON CORP PLC | SHS | G29183103 |  | 353694 | 1018 | SH |  | SOLE | 0 | 0 | 0 | 1018 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 298093 | 872 | SH |  | SOLE | 0 | 0 | 0 | 872 |
| ELI LILLY  CO | COM | 532457108 |  | 2049055 | 2001 | SH |  | SOLE | 0 | 0 | 0 | 2001 |
| EMERSON ELEC CO | COM | 291011104 |  | 224560 | 1513 | SH |  | SOLE | 0 | 0 | 0 | 1513 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1859806 | 13518 | SH |  | SOLE | 0 | 0 | 0 | 13518 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 633165 | 6748 | SH |  | SOLE | 0 | 0 | 0 | 6748 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 210715 | 5435 | SH |  | SOLE | 0 | 0 | 0 | 5435 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 226605 | 980 | SH |  | SOLE | 0 | 0 | 0 | 980 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 407305 | 5601 | SH |  | SOLE | 0 | 0 | 0 | 5601 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 264129 | 5570 | SH |  | SOLE | 0 | 0 | 0 | 5570 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 288711 | 4537 | SH |  | SOLE | 0 | 0 | 0 | 4537 |
| GALAXY DIGITAL INC. | CL A | 36317J209 |  | 639244 | 20039 | SH |  | SOLE | 0 | 0 | 0 | 20039 |
| GE AEROSPACE | COM NEW | 369604301 |  | 782257 | 2675 | SH |  | SOLE | 0 | 0 | 0 | 2675 |
| GE VERNOVA INC | COM | 36828A101 |  | 683838 | 961 | SH |  | SOLE | 0 | 0 | 0 | 961 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 315627 | 2259 | SH |  | SOLE | 0 | 0 | 0 | 2259 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1026832 | 1096 | SH |  | SOLE | 0 | 0 | 0 | 1096 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 359810 | 732 | SH |  | SOLE | 0 | 0 | 0 | 732 |
| HOME DEPOT INC | COM | 437076102 |  | 1364163 | 3635 | SH |  | SOLE | 0 | 0 | 0 | 3635 |
| HONEYWELL INTL INC | COM | 438516106 |  | 290917 | 1343 | SH |  | SOLE | 0 | 0 | 0 | 1343 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 208286 | 807 | SH |  | SOLE | 0 | 0 | 0 | 807 |
| INTEL CORP | COM | 458140100 |  | 347692 | 7128 | SH |  | SOLE | 0 | 0 | 0 | 7128 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 251249 | 3330 | SH |  | SOLE | 0 | 0 | 0 | 3330 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1678370 | 5706 | SH |  | SOLE | 0 | 0 | 0 | 5706 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 526738 | 1009 | SH |  | SOLE | 0 | 0 | 0 | 1009 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 730650 | 2802 | SH |  | SOLE | 0 | 0 | 0 | 2802 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 209399 | 1757 | SH |  | SOLE | 0 | 0 | 0 | 1757 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 284082 | 4041 | SH |  | SOLE | 0 | 0 | 0 | 4041 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 593590 | 2994 | SH |  | SOLE | 0 | 0 | 0 | 2994 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 242514 | 4091 | SH |  | SOLE | 0 | 0 | 0 | 4091 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3082842 | 4869 | SH |  | SOLE | 0 | 0 | 0 | 4869 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 545250 | 5385 | SH |  | SOLE | 0 | 0 | 0 | 5385 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 164574600 | 2006029 | SH |  | SOLE | 0 | 0 | 0 | 2006029 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 22070237 | 296444 | SH |  | SOLE | 0 | 0 | 0 | 296444 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 582434 | 11935 | SH |  | SOLE | 0 | 0 | 0 | 11935 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 231053 | 2188 | SH |  | SOLE | 0 | 0 | 0 | 2188 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 169333352 | 1570665 | SH |  | SOLE | 0 | 0 | 0 | 1570665 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 225964 | 4841 | SH |  | SOLE | 0 | 0 | 0 | 4841 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 7816532 | 78033 | SH |  | SOLE | 0 | 0 | 0 | 78033 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 229112 | 2389 | SH |  | SOLE | 0 | 0 | 0 | 2389 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 211760 | 2953 | SH |  | SOLE | 0 | 0 | 0 | 2953 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 589952104 | 2888100 | SH |  | SOLE | 0 | 0 | 0 | 2888100 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 44015478 | 462542 | SH |  | SOLE | 0 | 0 | 0 | 462542 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 468363 | 3281 | SH |  | SOLE | 0 | 0 | 0 | 3281 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 26685337 | 300240 | SH |  | SOLE | 0 | 0 | 0 | 300240 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 86606100 | 1497857 | SH |  | SOLE | 0 | 0 | 0 | 1497857 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 291924 | 2422 | SH |  | SOLE | 0 | 0 | 0 | 2422 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 356708 | 3935 | SH |  | SOLE | 0 | 0 | 0 | 3935 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 132690923 | 773302 | SH |  | SOLE | 0 | 0 | 0 | 773302 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 748888 | 1894 | SH |  | SOLE | 0 | 0 | 0 | 1894 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 672020 | 5289 | SH |  | SOLE | 0 | 0 | 0 | 5289 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 10703463 | 223408 | SH |  | SOLE | 0 | 0 | 0 | 223408 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 246000 | 2545 | SH |  | SOLE | 0 | 0 | 0 | 2545 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 6907117 | 35501 | SH |  | SOLE | 0 | 0 | 0 | 35501 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 523137 | 2555 | SH |  | SOLE | 0 | 0 | 0 | 2555 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 211424 | 2681 | SH |  | SOLE | 0 | 0 | 0 | 2681 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 27343116 | 507764 | SH |  | SOLE | 0 | 0 | 0 | 507764 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1336730 | 10642 | SH |  | SOLE | 0 | 0 | 0 | 10642 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 235572 | 2704 | SH |  | SOLE | 0 | 0 | 0 | 2704 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 10946464 | 72116 | SH |  | SOLE | 0 | 0 | 0 | 72116 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 7986983 | 79750 | SH |  | SOLE | 0 | 0 | 0 | 79750 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 32613355 | 644405 | SH |  | SOLE | 0 | 0 | 0 | 644405 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 115164805 | 966634 | SH |  | SOLE | 0 | 0 | 0 | 966634 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 441090 | 6176 | SH |  | SOLE | 0 | 0 | 0 | 6176 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 96216899 | 632590 | SH |  | SOLE | 0 | 0 | 0 | 632590 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 406601 | 1854 | SH |  | SOLE | 0 | 0 | 0 | 1854 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 625052 | 8334 | SH |  | SOLE | 0 | 0 | 0 | 8334 |
| ISHARES TR | CORE S ETF | 464287200 |  | 7357890 | 10531 | SH |  | SOLE | 0 | 0 | 0 | 10531 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1376589 | 11439 | SH |  | SOLE | 0 | 0 | 0 | 11439 |
| ISHARES TR | MBS ETF | 464288588 |  | 494047 | 5163 | SH |  | SOLE | 0 | 0 | 0 | 5163 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 243333 | 2409 | SH |  | SOLE | 0 | 0 | 0 | 2409 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 262832 | 5181 | SH |  | SOLE | 0 | 0 | 0 | 5181 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 667967 | 6667 | SH |  | SOLE | 0 | 0 | 0 | 6667 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 120509449 | 1277124 | SH |  | SOLE | 0 | 0 | 0 | 1277124 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1296788 | 3404 | SH |  | SOLE | 0 | 0 | 0 | 3404 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1474271 | 3115 | SH |  | SOLE | 0 | 0 | 0 | 3115 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 370940 | 6106 | SH |  | SOLE | 0 | 0 | 0 | 6106 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2479074 | 9415 | SH |  | SOLE | 0 | 0 | 0 | 9415 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 495233 | 7131 | SH |  | SOLE | 0 | 0 | 0 | 7131 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 971171 | 4489 | SH |  | SOLE | 0 | 0 | 0 | 4489 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 2719676 | 115948 | SH |  | SOLE | 0 | 0 | 0 | 115948 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 411462 | 1582 | SH |  | SOLE | 0 | 0 | 0 | 1582 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 651764 | 12830 | SH |  | SOLE | 0 | 0 | 0 | 12830 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 256857 | 3564 | SH |  | SOLE | 0 | 0 | 0 | 3564 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 54881022 | 849026 | SH |  | SOLE | 0 | 0 | 0 | 849026 |
| JACKSON FINANCIAL INC | COM CL A | 46817M107 |  | 231960 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 6653733 | 130979 | SH |  | SOLE | 0 | 0 | 0 | 130979 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1512744 | 6643 | SH |  | SOLE | 0 | 0 | 0 | 6643 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 217370 | 1862 | SH |  | SOLE | 0 | 0 | 0 | 1862 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2540229 | 8446 | SH |  | SOLE | 0 | 0 | 0 | 8446 |
| KENVUE INC | COM | 49177J102 |  | 449123 | 25901 | SH |  | SOLE | 0 | 0 | 0 | 25901 |
| KLA CORP | COM NEW | 482480100 |  | 248962 | 153 | SH |  | SOLE | 0 | 0 | 0 | 153 |
| KONINKLIJKE PHILIPS N V | NY REGIS SHS NEW | 500472303 |  | 262722 | 9053 | SH |  | SOLE | 0 | 0 | 0 | 9053 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 343337 | 953 | SH |  | SOLE | 0 | 0 | 0 | 953 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 362964 | 1515 | SH |  | SOLE | 0 | 0 | 0 | 1515 |
| LIBERTY ALL STAR EQUITY FD | SH BEN INT | 530158104 |  | 73792 | 12097 | SH |  | SOLE | 0 | 0 | 0 | 12097 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 361348 | 605 | SH |  | SOLE | 0 | 0 | 0 | 605 |
| LOWES COS INC | COM | 548661107 |  | 849288 | 3152 | SH |  | SOLE | 0 | 0 | 0 | 3152 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 644238 | 3998 | SH |  | SOLE | 0 | 0 | 0 | 3998 |
| MARATHON PETE CORP | COM | 56585A102 |  | 249070 | 1448 | SH |  | SOLE | 0 | 0 | 0 | 1448 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 376166 | 1205 | SH |  | SOLE | 0 | 0 | 0 | 1205 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1134423 | 2176 | SH |  | SOLE | 0 | 0 | 0 | 2176 |
| MCDONALDS CORP | COM | 580135101 |  | 580248 | 1855 | SH |  | SOLE | 0 | 0 | 0 | 1855 |
| MCKESSON CORP | COM | 58155Q103 |  | 320729 | 388 | SH |  | SOLE | 0 | 0 | 0 | 388 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 78580 | 15716 | SH |  | SOLE | 0 | 0 | 0 | 15716 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 213776 | 2121 | SH |  | SOLE | 0 | 0 | 0 | 2121 |
| MERCK  CO INC | COM | 58933Y105 |  | 717085 | 6708 | SH |  | SOLE | 0 | 0 | 0 | 6708 |
| META PLATFORMS INC | CL A | 30303M102 |  | 10284080 | 15379 | SH |  | SOLE | 0 | 0 | 0 | 15379 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 588757 | 1353 | SH |  | SOLE | 0 | 0 | 0 | 1353 |
| MICROSOFT CORP | COM | 594918104 |  | 10893970 | 22619 | SH |  | SOLE | 0 | 0 | 0 | 22619 |
| MOODYS CORP | COM | 615369105 |  | 233631 | 452 | SH |  | SOLE | 0 | 0 | 0 | 452 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 452203 | 2480 | SH |  | SOLE | 0 | 0 | 0 | 2480 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 |  | 270009 | 5108 | SH |  | SOLE | 0 | 0 | 0 | 5108 |
| NETFLIX INC | COM | 64110L106 |  | 1978533 | 23376 | SH |  | SOLE | 0 | 0 | 0 | 23376 |
| NEWMONT CORP | COM | 651639106 |  | 483760 | 3666 | SH |  | SOLE | 0 | 0 | 0 | 3666 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 733745 | 8379 | SH |  | SOLE | 0 | 0 | 0 | 8379 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 217765 | 316 | SH |  | SOLE | 0 | 0 | 0 | 316 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 15827980 | 82644 | SH |  | SOLE | 0 | 0 | 0 | 82644 |
| ORACLE CORP | COM | 68389X105 |  | 1191464 | 6895 | SH |  | SOLE | 0 | 0 | 0 | 6895 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 206292 | 3319 | SH |  | SOLE | 0 | 0 | 0 | 3319 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1005692 | 6391 | SH |  | SOLE | 0 | 0 | 0 | 6391 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 417090 | 2270 | SH |  | SOLE | 0 | 0 | 0 | 2270 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 246477 | 269 | SH |  | SOLE | 0 | 0 | 0 | 269 |
| PARSONS CORP DEL | COM | 70202L102 |  | 1217708 | 16981 | SH |  | SOLE | 0 | 0 | 0 | 16981 |
| PENNANTPARK FLOATING RATE CA | COM | 70806A106 |  | 186365 | 19805 | SH |  | SOLE | 0 | 0 | 0 | 19805 |
| PEPSICO INC | COM | 713448108 |  | 433367 | 2918 | SH |  | SOLE | 0 | 0 | 0 | 2918 |
| PFIZER INC | COM | 717081103 |  | 322413 | 12468 | SH |  | SOLE | 0 | 0 | 0 | 12468 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 483265 | 2706 | SH |  | SOLE | 0 | 0 | 0 | 2706 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 214748 | 970 | SH |  | SOLE | 0 | 0 | 0 | 970 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 471777 | 3202 | SH |  | SOLE | 0 | 0 | 0 | 3202 |
| PROGRESSIVE CORP | COM | 743315103 |  | 217420 | 1022 | SH |  | SOLE | 0 | 0 | 0 | 1022 |
| PROLOGIS INC. | COM | 74340W103 |  | 206078 | 1621 | SH |  | SOLE | 0 | 0 | 0 | 1621 |
| QUALCOMM INC | COM | 747525103 |  | 217598 | 1425 | SH |  | SOLE | 0 | 0 | 0 | 1425 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 222964 | 8003 | SH |  | SOLE | 0 | 0 | 0 | 8003 |
| ROCKET LAB CORP | COM | 773121108 |  | 251362 | 2838 | SH |  | SOLE | 0 | 0 | 0 | 2838 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 216950 | 744 | SH |  | SOLE | 0 | 0 | 0 | 744 |
| RTX CORPORATION | COM | 75513E101 |  | 956842 | 4797 | SH |  | SOLE | 0 | 0 | 0 | 4797 |
| SALESFORCE INC | COM | 79466L302 |  | 530929 | 2329 | SH |  | SOLE | 0 | 0 | 0 | 2329 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 349816 | 3381 | SH |  | SOLE | 0 | 0 | 0 | 3381 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1105579 | 36464 | SH |  | SOLE | 0 | 0 | 0 | 36464 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 344016 | 14689 | SH |  | SOLE | 0 | 0 | 0 | 14689 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 27571549 | 1027639 | SH |  | SOLE | 0 | 0 | 0 | 1027639 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 6681213 | 260273 | SH |  | SOLE | 0 | 0 | 0 | 260273 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 315625 | 8946 | SH |  | SOLE | 0 | 0 | 0 | 8946 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 318052 | 15102 | SH |  | SOLE | 0 | 0 | 0 | 15102 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 709460 | 25087 | SH |  | SOLE | 0 | 0 | 0 | 25087 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1447557 | 52773 | SH |  | SOLE | 0 | 0 | 0 | 52773 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 289761 | 10881 | SH |  | SOLE | 0 | 0 | 0 | 10881 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 34441889 | 1060077 | SH |  | SOLE | 0 | 0 | 0 | 1060077 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 336684 | 6912 | SH |  | SOLE | 0 | 0 | 0 | 6912 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1010919 | 34502 | SH |  | SOLE | 0 | 0 | 0 | 34502 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 501496 | 16183 | SH |  | SOLE | 0 | 0 | 0 | 16183 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 319113 | 2068 | SH |  | SOLE | 0 | 0 | 0 | 2068 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 292826 | 1784 | SH |  | SOLE | 0 | 0 | 0 | 1784 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 261637 | 2241 | SH |  | SOLE | 0 | 0 | 0 | 2241 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 234285 | 1924 | SH |  | SOLE | 0 | 0 | 0 | 1924 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 235594 | 4446 | SH |  | SOLE | 0 | 0 | 0 | 4446 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 915078 | 6132 | SH |  | SOLE | 0 | 0 | 0 | 6132 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 1018978 | 7335 | SH |  | SOLE | 0 | 0 | 0 | 7335 |
| SOUTHERN COPPER CORP | COM | 84265V105 |  | 223151 | 1126 | SH |  | SOLE | 0 | 0 | 0 | 1126 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 239589 | 489 | SH |  | SOLE | 0 | 0 | 0 | 489 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 360641 | 729 | SH |  | SOLE | 0 | 0 | 0 | 729 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 16776215 | 333060 | SH |  | SOLE | 0 | 0 | 0 | 333060 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 62317239 | 1316376 | SH |  | SOLE | 0 | 0 | 0 | 1316376 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4047670 | 5820 | SH |  | SOLE | 0 | 0 | 0 | 5820 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 153250461 | 2515602 | SH |  | SOLE | 0 | 0 | 0 | 2515602 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 33524797 | 1087056 | SH |  | SOLE | 0 | 0 | 0 | 1087056 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 281875 | 2591 | SH |  | SOLE | 0 | 0 | 0 | 2591 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 3491117 | 36147 | SH |  | SOLE | 0 | 0 | 0 | 36147 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 48771951 | 841912 | SH |  | SOLE | 0 | 0 | 0 | 841912 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 1141587 | 39666 | SH |  | SOLE | 0 | 0 | 0 | 39666 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 334977 | 7288 | SH |  | SOLE | 0 | 0 | 0 | 7288 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 |  | 754973 | 13215 | SH |  | SOLE | 0 | 0 | 0 | 13215 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 7749678 | 300259 | SH |  | SOLE | 0 | 0 | 0 | 300259 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 760302 | 30303 | SH |  | SOLE | 0 | 0 | 0 | 30303 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 14649467 | 173757 | SH |  | SOLE | 0 | 0 | 0 | 173757 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 2668988 | 32616 | SH |  | SOLE | 0 | 0 | 0 | 32616 |
| STARBUCKS CORP | COM | 855244109 |  | 256734 | 2698 | SH |  | SOLE | 0 | 0 | 0 | 2698 |
| SYSCO CORP | COM | 871829107 |  | 903495 | 10819 | SH |  | SOLE | 0 | 0 | 0 | 10819 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 748952 | 2188 | SH |  | SOLE | 0 | 0 | 0 | 2188 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 415608 | 670 | SH |  | SOLE | 0 | 0 | 0 | 670 |
| TESLA INC | COM | 88160R101 |  | 5492706 | 12731 | SH |  | SOLE | 0 | 0 | 0 | 12731 |
| TEXAS INSTRS INC | COM | 882508104 |  | 214873 | 994 | SH |  | SOLE | 0 | 0 | 0 | 994 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 420447 | 692 | SH |  | SOLE | 0 | 0 | 0 | 692 |
| TJX COS INC NEW | COM | 872540109 |  | 393438 | 2662 | SH |  | SOLE | 0 | 0 | 0 | 2662 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 390456 | 7761 | SH |  | SOLE | 0 | 0 | 0 | 7761 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 474736 | 5951 | SH |  | SOLE | 0 | 0 | 0 | 5951 |
| UNDER ARMOUR INC | CL A | 904311107 |  | 63790 | 10509 | SH |  | SOLE | 0 | 0 | 0 | 10509 |
| UNION PAC CORP | COM | 907818108 |  | 337239 | 1481 | SH |  | SOLE | 0 | 0 | 0 | 1481 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 360091 | 8627 | SH |  | SOLE | 0 | 0 | 0 | 8627 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 562948 | 1915 | SH |  | SOLE | 0 | 0 | 0 | 1915 |
| US BANCORP DEL | COM NEW | 902973304 |  | 219114 | 3931 | SH |  | SOLE | 0 | 0 | 0 | 3931 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 249312 | 2350 | SH |  | SOLE | 0 | 0 | 0 | 2350 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 530505 | 1273 | SH |  | SOLE | 0 | 0 | 0 | 1273 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 492778585 | 6636749 | SH |  | SOLE | 0 | 0 | 0 | 6636749 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 497751 | 6397 | SH |  | SOLE | 0 | 0 | 0 | 6397 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 244404 | 3100 | SH |  | SOLE | 0 | 0 | 0 | 3100 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 1357937 | 27993 | SH |  | SOLE | 0 | 0 | 0 | 27993 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 7214318 | 32341 | SH |  | SOLE | 0 | 0 | 0 | 32341 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 13021281 | 26594 | SH |  | SOLE | 0 | 0 | 0 | 26594 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 223743 | 698 | SH |  | SOLE | 0 | 0 | 0 | 698 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 304386627 | 1535058 | SH |  | SOLE | 0 | 0 | 0 | 1535058 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 24443084 | 81624 | SH |  | SOLE | 0 | 0 | 0 | 81624 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1104521 | 12347 | SH |  | SOLE | 0 | 0 | 0 | 12347 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 296083 | 919 | SH |  | SOLE | 0 | 0 | 0 | 919 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 742579890 | 2164451 | SH |  | SOLE | 0 | 0 | 0 | 2164451 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 927200 | 3394 | SH |  | SOLE | 0 | 0 | 0 | 3394 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 527589 | 2847 | SH |  | SOLE | 0 | 0 | 0 | 2847 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 18588879 | 29063 | SH |  | SOLE | 0 | 0 | 0 | 29063 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1921441 | 8797 | SH |  | SOLE | 0 | 0 | 0 | 8797 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 614828 | 3949 | SH |  | SOLE | 0 | 0 | 0 | 3949 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 208258479 | 3599352 | SH |  | SOLE | 0 | 0 | 0 | 3599352 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 5736956 | 72878 | SH |  | SOLE | 0 | 0 | 0 | 72878 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 392253 | 4465 | SH |  | SOLE | 0 | 0 | 0 | 4465 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 362951 | 2472 | SH |  | SOLE | 0 | 0 | 0 | 2472 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 476157 | 9598 | SH |  | SOLE | 0 | 0 | 0 | 9598 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 102536721 | 2027620 | SH |  | SOLE | 0 | 0 | 0 | 2027620 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 225250 | 3766 | SH |  | SOLE | 0 | 0 | 0 | 3766 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 32792842 | 557891 | SH |  | SOLE | 0 | 0 | 0 | 557891 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 31006940 | 554190 | SH |  | SOLE | 0 | 0 | 0 | 554190 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 5608902 | 46054 | SH |  | SOLE | 0 | 0 | 0 | 46054 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 154292258 | 1838783 | SH |  | SOLE | 0 | 0 | 0 | 1838783 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1844504 | 8237 | SH |  | SOLE | 0 | 0 | 0 | 8237 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 4310709 | 53390 | SH |  | SOLE | 0 | 0 | 0 | 53390 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 897028959 | 13444679 | SH |  | SOLE | 0 | 0 | 0 | 13444679 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1355390 | 9116 | SH |  | SOLE | 0 | 0 | 0 | 9116 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 207127 | 2170 | SH |  | SOLE | 0 | 0 | 0 | 2170 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 127109164 | 308151 | SH |  | SOLE | 0 | 0 | 0 | 308151 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 651215 | 840 | SH |  | SOLE | 0 | 0 | 0 | 840 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 24455261 | 318179 | SH |  | SOLE | 0 | 0 | 0 | 318179 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 45798879 | 373168 | SH |  | SOLE | 0 | 0 | 0 | 373168 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 278155 | 1276 | SH |  | SOLE | 0 | 0 | 0 | 1276 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 416142 | 10559 | SH |  | SOLE | 0 | 0 | 0 | 10559 |
| VISA INC | COM CL A | 92826C839 |  | 1614004 | 4936 | SH |  | SOLE | 0 | 0 | 0 | 4936 |
| WALMART INC | COM | 931142103 |  | 2029531 | 17410 | SH |  | SOLE | 0 | 0 | 0 | 17410 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 259506 | 1120 | SH |  | SOLE | 0 | 0 | 0 | 1120 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 718765 | 8165 | SH |  | SOLE | 0 | 0 | 0 | 8165 |
| WELLTOWER INC | COM | 95040Q104 |  | 456723 | 2483 | SH |  | SOLE | 0 | 0 | 0 | 2483 |
| WILLIAMS COS INC | COM | 969457100 |  | 274104 | 4096 | SH |  | SOLE | 0 | 0 | 0 | 4096 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 221841 | 2429 | SH |  | SOLE | 0 | 0 | 0 | 2429 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 376091 | 4158 | SH |  | SOLE | 0 | 0 | 0 | 4158 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 286536 | 2692 | SH |  | SOLE | 0 | 0 | 0 | 2692 |
| WYNN RESORTS LTD | COM | 983134107 |  | 244611 | 2167 | SH |  | SOLE | 0 | 0 | 0 | 2167 |

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