# EDGAR Filing Document

**Accession Number:** 0001650092
**File Stem:** 0002063364-26-000026
**Filing Date:** 2026-1
**Character Count:** 15416
**Document Hash:** 8339cf71d372a0d679577c721f28c329
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002063364-26-000026.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0002063364-26-000026

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Westbourne Investment Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001650092

**ORGANIZATION NAME:**
- **EIN:** 412240143
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16971
- **FILM NUMBER:** 26555926

**BUSINESS ADDRESS:**
- **STREET 1:** 410 SEVERN AVENUE, BUILDING C
- **STREET 2:** SUITE 216
- **CITY:** ANNAPOLIS
- **STATE:** MD
- **ZIP:** 21403
- **BUSINESS PHONE:** 301-656-9035

**MAIL ADDRESS:**
- **STREET 1:** 410 SEVERN AVENUE, BUILDING C
- **STREET 2:** SUITE 216
- **CITY:** ANNAPOLIS
- **STATE:** MD
- **ZIP:** 21403

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Westbourne Investment Advisors Inc.<br>**Address:** 410 SEVERN AVENUE BUILDING C<br>SUITE 216<br>ANNAPOLIS, MD 21403

**Form 13F File Number:** 028-16971

**CRD Number (if applicable):** 000144571

**SEC File Number (if applicable):** 801-68167

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jim Cullen<br>**Title:** Filing Agent<br>**Phone:** 401-466-6010

**Signature, Place, and Date of Signing:**

Jim Cullen  East Providence, RI  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 116

**Form 13F Information Table Value Total:** $362395748

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AON PLC | SHS CL A | G0403H108 |  | 317592 | 900 | SH |  | SOLE | 0 | 540 | 0 | 360 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 6250585 | 23297 | SH |  | SOLE | 0 | 13978 | 0 | 9319 |
| EATON CORP PLC | SHS | G29183103 |  | 767291 | 2409 | SH |  | SOLE | 0 | 1445 | 0 | 964 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 204413 | 1707 | SH |  | SOLE | 0 | 1024 | 0 | 683 |
| VIKING HOLDINGS LTD | ORD SHS | G93A5A101 |  | 208874 | 2925 | SH |  | SOLE | 0 | 1755 | 0 | 1170 |
| CHUBB LIMITED | COM | H1467J104 |  | 6921885 | 22177 | SH |  | SOLE | 0 | 13306 | 0 | 8871 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 435640 | 9265 | SH |  | SOLE | 0 | 5559 | 0 | 3706 |
| ABBOTT LABS | COM | 002824100 |  | 904093 | 7216 | SH |  | SOLE | 0 | 4330 | 0 | 2886 |
| ABBVIE INC | COM | 00287Y109 |  | 1582293 | 6925 | SH |  | SOLE | 0 | 4155 | 0 | 2770 |
| ADAMS DIVERSIFIED EQUITY FD | COM | 006212104 |  | 1730344 | 74200 | SH |  | SOLE | 0 | 44520 | 0 | 29680 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 444636 | 1800 | SH |  | SOLE | 0 | 1080 | 0 | 720 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3543116 | 11291 | SH |  | SOLE | 0 | 6775 | 0 | 4516 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 25685719 | 82063 | SH |  | SOLE | 0 | 49238 | 0 | 32825 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 928268 | 16099 | SH |  | SOLE | 0 | 9659 | 0 | 6440 |
| AMAZON COM INC | COM | 023135106 |  | 7717467 | 33435 | SH |  | SOLE | 0 | 20061 | 0 | 13374 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 892689 | 2413 | SH |  | SOLE | 0 | 1448 | 0 | 965 |
| APPLE INC | COM | 037833100 |  | 24305800 | 89406 | SH |  | SOLE | 0 | 53643 | 0 | 35763 |
| APPLIED MATLS INC | COM | 038222105 |  | 761975 | 2965 | SH |  | SOLE | 0 | 1779 | 0 | 1186 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 924430 | 45696 | SH |  | SOLE | 0 | 27418 | 0 | 18278 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 308676 | 1200 | SH |  | SOLE | 0 | 720 | 0 | 480 |
| BANK AMERICA CORP | COM | 060505104 |  | 13817980 | 251236 | SH |  | SOLE | 0 | 150742 | 0 | 100494 |
| BLACKROCK ENHANCED LARGE CAP | COM | 09256A109 |  | 257070 | 11000 | SH |  | SOLE | 0 | 6600 | 0 | 4400 |
| BLACKSTONE SECD LENDING FD | COMMON STOCK | 09261X102 |  | 471307 | 17900 | SH |  | SOLE | 0 | 10740 | 0 | 7160 |
| BOOZ ALLEN HAMILTON HLDG COR | CL A | 099502106 |  | 5472011 | 64865 | SH |  | SOLE | 0 | 38919 | 0 | 25946 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 236095 | 4377 | SH |  | SOLE | 0 | 2626 | 0 | 1751 |
| BROADCOM INC | COM | 11135F101 |  | 288301 | 833 | SH |  | SOLE | 0 | 500 | 0 | 333 |
| BROWN  BROWN INC | COM | 115236101 |  | 5088765 | 63849 | SH |  | SOLE | 0 | 38309 | 0 | 25540 |
| BUILDERS FIRSTSOURCE INC | COM | 12008R107 |  | 5160962 | 50160 | SH |  | SOLE | 0 | 30096 | 0 | 20064 |
| CSX CORP | COM | 126408103 |  | 405094 | 11175 | SH |  | SOLE | 0 | 6705 | 0 | 4470 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1581641 | 6526 | SH |  | SOLE | 0 | 3916 | 0 | 2610 |
| CARLYLE GROUP INC | COM | 14316J108 |  | 342838 | 5800 | SH |  | SOLE | 0 | 3480 | 0 | 2320 |
| CAVCO INDS INC DEL | COM | 149568107 |  | 7318087 | 12388 | SH |  | SOLE | 0 | 7433 | 0 | 4955 |
| CISCO SYS INC | COM | 17275R102 |  | 227316 | 2951 | SH |  | SOLE | 0 | 1771 | 0 | 1180 |
| CITIGROUP INC | COM NEW | 172967424 |  | 8356754 | 71615 | SH |  | SOLE | 0 | 42969 | 0 | 28646 |
| COCA COLA CO | COM | 191216100 |  | 602275 | 8615 | SH |  | SOLE | 0 | 5169 | 0 | 3446 |
| COHEN  STEERS TOTAL RETURN | COM | 19247R103 |  | 289510 | 26200 | SH |  | SOLE | 0 | 15720 | 0 | 10480 |
| COHEN  STEERS INFRASTRUCTUR | COM | 19248A109 |  | 723300 | 30000 | SH |  | SOLE | 0 | 18000 | 0 | 12000 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1014264 | 10835 | SH |  | SOLE | 0 | 6501 | 0 | 4334 |
| DNP SELECT INCOME FD INC | COM | 23325P104 |  | 751248 | 75200 | SH |  | SOLE | 0 | 45120 | 0 | 30080 |
| DISNEY WALT CO | COM | 254687106 |  | 289545 | 2545 | SH |  | SOLE | 0 | 1527 | 0 | 1018 |
| DOCUSIGN INC | COM | 256163106 |  | 4002905 | 58522 | SH |  | SOLE | 0 | 35113 | 0 | 23409 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 291873 | 17700 | SH |  | SOLE | 0 | 10620 | 0 | 7080 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 727762 | 22700 | SH |  | SOLE | 0 | 13620 | 0 | 9080 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 10573129 | 37320 | SH |  | SOLE | 0 | 22392 | 0 | 14928 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1640234 | 13630 | SH |  | SOLE | 0 | 8178 | 0 | 5452 |
| META PLATFORMS INC | CL A | 30303M102 |  | 18145214 | 27489 | SH |  | SOLE | 0 | 16493 | 0 | 10996 |
| FISERV INC | COM | 337738108 |  | 244096 | 3634 | SH |  | SOLE | 0 | 2180 | 0 | 1454 |
| GE VERNOVA INC | COM | 36828A101 |  | 321556 | 492 | SH |  | SOLE | 0 | 295 | 0 | 197 |
| GE AEROSPACE | COM NEW | 369604301 |  | 606819 | 1970 | SH |  | SOLE | 0 | 1182 | 0 | 788 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 15472158 | 17602 | SH |  | SOLE | 0 | 10561 | 0 | 7041 |
| HOME DEPOT INC | COM | 437076102 |  | 6730940 | 19561 | SH |  | SOLE | 0 | 11737 | 0 | 7824 |
| HONEYWELL INTL INC | COM | 438516106 |  | 303365 | 1555 | SH |  | SOLE | 0 | 933 | 0 | 622 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 246300 | 1000 | SH |  | SOLE | 0 | 600 | 0 | 400 |
| INTEL CORP | COM | 458140100 |  | 427634 | 11589 | SH |  | SOLE | 0 | 6953 | 0 | 4636 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2400109 | 3907 | SH |  | SOLE | 0 | 2344 | 0 | 1563 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137v357 |  | 345507 | 1804 | SH |  | SOLE | 0 | 1082 | 0 | 722 |
| ISHARES TR | CORE S ETF | 464287200 |  | 983450 | 1436 | SH |  | SOLE | 0 | 861 | 0 | 575 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 888787 | 2380 | SH |  | SOLE | 0 | 1428 | 0 | 952 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2788814 | 8655 | SH |  | SOLE | 0 | 5193 | 0 | 3462 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 1047492 | 18300 | SH |  | SOLE | 0 | 10980 | 0 | 7320 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1455479 | 7033 | SH |  | SOLE | 0 | 4220 | 0 | 2813 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 469712 | 1600 | SH |  | SOLE | 0 | 960 | 0 | 640 |
| LIBERTY ALL STAR EQUITY FD | SH BEN INT | 530158104 |  | 1012336 | 161200 | SH |  | SOLE | 0 | 96720 | 0 | 64480 |
| ELI LILLY  CO | COM | 532457108 |  | 1673277 | 1557 | SH |  | SOLE | 0 | 934 | 0 | 623 |
| LOWES COS INC | COM | 548661107 |  | 1797607 | 7454 | SH |  | SOLE | 0 | 4472 | 0 | 2982 |
| MAIN STR CAP CORP | COM | 56035L104 |  | 730719 | 12100 | SH |  | SOLE | 0 | 7260 | 0 | 4840 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 222643 | 390 | SH |  | SOLE | 0 | 234 | 0 | 156 |
| MCDONALDS CORP | COM | 580135101 |  | 880520 | 2881 | SH |  | SOLE | 0 | 1729 | 0 | 1152 |
| MERCK  CO INC | COM | 58933Y105 |  | 1093230 | 10386 | SH |  | SOLE | 0 | 6232 | 0 | 4154 |
| METHANEX CORP | COM | 59151K108 |  | 5275213 | 132810 | SH |  | SOLE | 0 | 79686 | 0 | 53124 |
| MICROSOFT CORP | COM | 594918104 |  | 23425586 | 48438 | SH |  | SOLE | 0 | 29063 | 0 | 19375 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 468698 | 8707 | SH |  | SOLE | 0 | 5224 | 0 | 3483 |
| MOODYS CORP | COM | 615369105 |  | 1116718 | 2186 | SH |  | SOLE | 0 | 1312 | 0 | 874 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 12680613 | 71428 | SH |  | SOLE | 0 | 42857 | 0 | 28571 |
| NETFLIX INC | COM | 64110L106 |  | 7250555 | 77331 | SH |  | SOLE | 0 | 46399 | 0 | 30932 |
| RITHM CAPITAL CORP | COM NEW | 64828T201 |  | 604950 | 55500 | SH |  | SOLE | 0 | 33300 | 0 | 22200 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 930256 | 3222 | SH |  | SOLE | 0 | 1933 | 0 | 1289 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 603700 | 3237 | SH |  | SOLE | 0 | 1942 | 0 | 1295 |
| ONEOK INC NEW | COM | 682680103 |  | 220500 | 3000 | SH |  | SOLE | 0 | 1800 | 0 | 1200 |
| ORACLE CORP | COM | 68389X105 |  | 228045 | 1170 | SH |  | SOLE | 0 | 702 | 0 | 468 |
| PAYCHEX INC | COM | 704326107 |  | 5799369 | 51697 | SH |  | SOLE | 0 | 31018 | 0 | 20679 |
| PEPSICO INC | COM | 713448108 |  | 1715064 | 11950 | SH |  | SOLE | 0 | 7170 | 0 | 4780 |
| PFIZER INC | COM | 717081103 |  | 542696 | 21795 | SH |  | SOLE | 0 | 13077 | 0 | 8718 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 2599122 | 16204 | SH |  | SOLE | 0 | 9722 | 0 | 6482 |
| PHILLIPS 66 | COM | 718546104 |  | 738883 | 5726 | SH |  | SOLE | 0 | 3436 | 0 | 2290 |
| PIMCO CORPORATE  INCM STRG | COM | 72200U100 |  | 657140 | 51500 | SH |  | SOLE | 0 | 30900 | 0 | 20600 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1311286 | 9150 | SH |  | SOLE | 0 | 5490 | 0 | 3660 |
| RTX CORPORATION | COM | 75513E101 |  | 233652 | 1274 | SH |  | SOLE | 0 | 764 | 0 | 510 |
| REAVES UTIL INCOME FD | COM SH BEN INT | 756158101 |  | 866946 | 23700 | SH |  | SOLE | 0 | 14220 | 0 | 9480 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 220865 | 8150 | SH |  | SOLE | 0 | 4890 | 0 | 3260 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1879301 | 2756 | SH |  | SOLE | 0 | 1654 | 0 | 1102 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 12191318 | 122023 | SH |  | SOLE | 0 | 73214 | 0 | 48809 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 7360995 | 225659 | SH |  | SOLE | 0 | 135395 | 0 | 90264 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 5407239 | 182615 | SH |  | SOLE | 0 | 109569 | 0 | 73046 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 1496921 | 27331 | SH |  | SOLE | 0 | 16399 | 0 | 10932 |
| SNAP INC | CL A | 83304A106 |  | 4280619 | 530436 | SH |  | SOLE | 0 | 318262 | 0 | 212174 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 6746507 | 257697 | SH |  | SOLE | 0 | 154618 | 0 | 103079 |
| STARWOOD PPTY TR INC | COM | 85571B105 |  | 329583 | 18300 | SH |  | SOLE | 0 | 10980 | 0 | 7320 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 244935 | 806 | SH |  | SOLE | 0 | 484 | 0 | 322 |
| ABRDN HEALTHCARE OPPORTUNITI | SHS | 879105104 |  | 747983 | 39100 | SH |  | SOLE | 0 | 23460 | 0 | 15640 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 213238 | 368 | SH |  | SOLE | 0 | 221 | 0 | 147 |
| THOMSON REUTERS CORP | COM | 884903808 |  | 255735 | 1939 | SH |  | SOLE | 0 | 1163 | 0 | 776 |
| 3M CO | COM | 88579Y101 |  | 348744 | 2178 | SH |  | SOLE | 0 | 1307 | 0 | 871 |
| TOAST INC | CL A | 888787108 |  | 8289916 | 233453 | SH |  | SOLE | 0 | 140072 | 0 | 93381 |
| TRUST FOR PROFESSIONAL MANAG | CROSSINGBRDG PRE | 89834G778 |  | 2536 | 29839 | SH |  | SOLE | 0 | 17903 | 0 | 11936 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 15605384 | 190985 | SH |  | SOLE | 0 | 114591 | 0 | 76394 |
| UNION PAC CORP | COM | 907818108 |  | 659493 | 2851 | SH |  | SOLE | 0 | 1711 | 0 | 1140 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 899550 | 2725 | SH |  | SOLE | 0 | 1635 | 0 | 1090 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 9330146 | 57314 | SH |  | SOLE | 0 | 34388 | 0 | 22926 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 338775 | 5423 | SH |  | SOLE | 0 | 3254 | 0 | 2169 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 961584 | 6700 | SH |  | SOLE | 0 | 4020 | 0 | 2680 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 213851 | 341 | SH |  | SOLE | 0 | 205 | 0 | 136 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 206843 | 741 | SH |  | SOLE | 0 | 445 | 0 | 296 |
| VISA INC | COM CL A | 92826C839 |  | 1178386 | 3360 | SH |  | SOLE | 0 | 2016 | 0 | 1344 |
| WALMART INC | COM | 931142103 |  | 422714 | 3794 | SH |  | SOLE | 0 | 2277 | 0 | 1517 |
| YUM BRANDS INC | COM | 988498101 |  | 239779 | 1585 | SH |  | SOLE | 0 | 951 | 0 | 634 |

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