# EDGAR Filing Document

**Accession Number:** 0001809416
**File Stem:** 0001809416-25-000008
**Filing Date:** 2025-7
**Character Count:** 8017
**Document Hash:** 848b0e13420fe3ec45e42ead21d047c8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001809416-25-000008.hdr.sgml**: 20250714

**ACCESSION NUMBER**: 0001809416-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250714

**DATE AS OF CHANGE**: 20250714

**EFFECTIVENESS DATE**: 20250714

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Main Line Retirement Advisors, LLC
- **CENTRAL INDEX KEY:** 0001809416

**ORGANIZATION NAME:**
- **EIN:** 813157894

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23316
- **FILM NUMBER:** 251120837

**BUSINESS ADDRESS:**
- **STREET 1:** 2 O'BRIEN AVE
- **CITY:** WHITEFISH
- **STATE:** MT
- **ZIP:** 59937
- **BUSINESS PHONE:** 800-480-8681

**MAIL ADDRESS:**
- **STREET 1:** 2 O'BRIEN AVE
- **CITY:** WHITEFISH
- **STATE:** MT
- **ZIP:** 59937

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Main Line Retirement Advisors LLC<br>**Address:** 2 O'BRIEN AVE<br>WHITEFISH, MT 59937

**Form 13F File Number:** 028-23316

**CRD Number (if applicable):** 000284780

**SEC File Number (if applicable):** 801-108390

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** ALFRED F MATARAZZO<br>**Title:** PRESIDENT<br>**Phone:** 6105878190

**Signature, Place, and Date of Signing:**

ALFRED F MATARAZZO  WHITEFISH, MT  07-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $175589244

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 17993758 | 799723 | SH |  | SOLE |  | 799723 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 19844362 | 502516 | SH |  | SOLE |  | 502516 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 17308244 | 425787 | SH |  | SOLE |  | 425787 | 0 | 0 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 17132579 | 631499 | SH |  | SOLE |  | 631499 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 8628574 | 312403 | SH |  | SOLE |  | 312403 | 0 | 0 |
| CAPITAL GROUP EQUITY ETF TR | US SMALL AND MID | 14022A102 |  | 13141820 | 488907 | SH |  | SOLE |  | 488907 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 |  | 6524005 | 222738 | SH |  | SOLE |  | 222738 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 11222387 | 25599 | SH |  | SOLE |  | 25599 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 20017759 | 249878 | SH |  | SOLE |  | 249878 | 0 | 0 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 4067697 | 58494 | SH |  | SOLE |  | 58494 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 8906738 | 120966 | SH |  | SOLE |  | 120966 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 9402722 | 53201 | SH |  | SOLE |  | 53201 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 310416 | 4493 | SH |  | SOLE |  | 4493 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734Y109 |  | 442737 | 4551 | SH |  | SOLE |  | 4551 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 925288 | 16276 | SH |  | SOLE |  | 16276 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 2208824 | 82758 | SH |  | SOLE |  | 82758 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 2596875 | 52125 | SH |  | SOLE |  | 52125 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 739426 | 16542 | SH |  | SOLE |  | 16542 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1586410 | 14918 | SH |  | SOLE |  | 14918 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1379077 | 2773 | SH |  | SOLE |  | 2773 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 200747 | 1314 | SH |  | SOLE |  | 1314 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 913605 | 8475 | SH |  | SOLE |  | 8475 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 284539 | 3094 | SH |  | SOLE |  | 3094 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 231428 | 4059 | SH |  | SOLE |  | 4059 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 1751198 | 23842 | SH |  | SOLE |  | 23842 | 0 | 0 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021T102 |  | 864509 | 29698 | SH |  | SOLE |  | 29698 | 0 | 0 |
| F N B CORP | COM | 302520101 |  | 331618 | 22745 | SH |  | SOLE |  | 22745 | 0 | 0 |
| PACER FDS TR | INDUSTRIAL RELET | 69374H766 |  | 272669 | 7371 | SH |  | SOLE |  | 7371 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 440505 | 1501 | SH |  | SOLE |  | 1501 | 0 | 0 |
| CAPITAL GROUP CONSERVATIVE E | SHS | 14020U100 |  | 441547 | 15439 | SH |  | SOLE |  | 15439 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 256540 | 870 | SH |  | SOLE |  | 870 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | BUYWRIT INCM ETF | 33738R308 |  | 955130 | 41800 | SH |  | SOLE |  | 41800 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 742023 | 4697 | SH |  | SOLE |  | 4697 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 230140 | 1049 | SH |  | SOLE |  | 1049 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 669034 | 3261 | SH |  | SOLE |  | 3261 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 251758 | 913 | SH |  | SOLE |  | 913 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 661916 | 849 | SH |  | SOLE |  | 849 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 308984 | 419 | SH |  | SOLE |  | 419 | 0 | 0 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 322672 | 11200 | SH |  | SOLE |  | 11200 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 310307 | 1419 | SH |  | SOLE |  | 1419 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 495349 | 1625 | SH |  | SOLE |  | 1625 | 0 | 0 |
| JANUS DETROIT STR TR | HENDERSN SML ETF | 47103U209 |  | 273328 | 3520 | SH |  | SOLE |  | 3520 | 0 | 0 |

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