# EDGAR Filing Document

**Accession Number:** 0001642570
**File Stem:** 0001642570-25-000011
**Filing Date:** 2025-11
**Character Count:** 24337
**Document Hash:** 706f4d58fb1c70f282d5400d785577c9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001642570-25-000011.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001642570-25-000011

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**EFFECTIVENESS DATE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** River Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001642570

**ORGANIZATION NAME:**
- **EIN:** 472105957
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16908
- **FILM NUMBER:** 251470803

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011
- **BUSINESS PHONE:** 717-888-9830

**MAIL ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** River Wealth Advisors LLC<br>**Address:** 100 CORPORATE CENTER DRIVE<br>SUITE 102<br>CAMP HILL, PA 17011

**Form 13F File Number:** 028-16908

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ralph Manna<br>**Title:** Chief Compliance Officer<br>**Phone:** 717-888-9830

**Signature, Place, and Date of Signing:**

Ralph Manna  Camp Hill, PA  11-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 203

**Form 13F Information Table Value Total:** $855325300

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 47364318 | 186012 | SH |  | SOLE | RWA | 180506 | 0 | 5506 |
| MICROSOFT CORP | COM | 594918104 |  | 42425992 | 81911 | SH |  | SOLE | RWA | 80309 | 0 | 1602 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 40898829 | 219203 | SH |  | SOLE | RWA | 214369 | 0 | 4834 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 39736034 | 411559 | SH |  | SOLE | RWA | 401430 | 0 | 10129 |
| ISHARES TR | CORE S ETF | 464287200 |  | 34622568 | 51730 | SH |  | SOLE | RWA | 50162 | 0 | 1568 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 26867298 | 110520 | SH |  | SOLE | RWA | 106467 | 0 | 4053 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 25529495 | 343369 | SH |  | SOLE | RWA | 333857 | 0 | 9512 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 24792376 | 336990 | SH |  | SOLE | RWA | 327560 | 0 | 9430 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 21333722 | 67634 | SH |  | SOLE | RWA | 65670 | 0 | 1964 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 21190360 | 234148 | SH |  | SOLE | RWA | 229526 | 0 | 4622 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 20975608 | 86690 | SH |  | SOLE | RWA | 85411 | 0 | 1279 |
| AMAZON COM INC | COM | 023135106 |  | 18194129 | 82863 | SH |  | SOLE | RWA | 80470 | 0 | 2393 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 17662950 | 247484 | SH |  | SOLE | RWA | 244356 | 0 | 3128 |
| VISA INC | COM CL A | 92826C839 |  | 17536968 | 51371 | SH |  | SOLE | RWA | 50564 | 0 | 807 |
| T-MOBILE US INC | COM | 872590104 |  | 15392026 | 64300 | SH |  | SOLE | RWA | 62968 | 0 | 1332 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 14770105 | 59895 | SH |  | SOLE | RWA | 58563 | 0 | 1332 |
| CENCORA INC | COM | 03073E105 |  | 13409230 | 42905 | SH |  | SOLE | RWA | 41992 | 0 | 913 |
| EATON CORP PLC | SHS | G29183103 |  | 12404167 | 33144 | SH |  | SOLE | RWA | 31430 | 0 | 1714 |
| BANK AMERICA CORP | COM | 060505104 |  | 12180265 | 236097 | SH |  | SOLE | RWA | 229587 | 0 | 6510 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 11132733 | 43090 | SH |  | SOLE | RWA | 42382 | 0 | 708 |
| ORACLE CORP | COM | 68389X105 |  | 10063461 | 35782 | SH |  | SOLE | RWA | 34032 | 0 | 1750 |
| CHUBB LIMITED | COM | H1467J104 |  | 9656781 | 34214 | SH |  | SOLE | RWA | 32911 | 0 | 1303 |
| TJX COS INC NEW | COM | 872540109 |  | 9647984 | 66750 | SH |  | SOLE | RWA | 65225 | 0 | 1525 |
| ELI LILLY  CO | COM | 532457108 |  | 9397453 | 12316 | SH |  | SOLE | RWA | 12024 | 0 | 292 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 9291351 | 140949 | SH |  | SOLE | RWA | 137812 | 0 | 3137 |
| BLACKROCK INC | COM | 09290D101 |  | 8399700 | 7205 | SH |  | SOLE | RWA | 7013 | 0 | 192 |
| SALESFORCE INC | COM | 79466L302 |  | 7787193 | 32857 | SH |  | SOLE | RWA | 31768 | 0 | 1089 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 7729244 | 57724 | SH |  | SOLE | RWA | 55582 | 0 | 2142 |
| PEPSICO INC | COM | 713448108 |  | 7269857 | 51765 | SH |  | SOLE | RWA | 50417 | 0 | 1348 |
| STRYKER CORPORATION | COM | 863667101 |  | 7263025 | 19647 | SH |  | SOLE | RWA | 18888 | 0 | 759 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 7105814 | 181317 | SH |  | SOLE | RWA | 176974 | 0 | 4343 |
| MERCK  CO INC | COM | 58933Y105 |  | 6875890 | 81924 | SH |  | SOLE | RWA | 80078 | 0 | 1846 |
| SERVICENOW INC | COM | 81762P102 |  | 6834920 | 7427 | SH |  | SOLE | RWA | 7308 | 0 | 119 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 6745948 | 7288 | SH |  | SOLE | RWA | 7174 | 0 | 114 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 6440798 | 15264 | SH |  | SOLE | RWA | 14816 | 0 | 448 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 6354851 | 11172 | SH |  | SOLE | RWA | 10850 | 0 | 322 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 6042908 | 27365 | SH |  | SOLE | RWA | 26849 | 0 | 516 |
| DEERE  CO | COM | 244199105 |  | 5909316 | 12923 | SH |  | SOLE | RWA | 12409 | 0 | 514 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 5885987 | 115798 | SH |  | SOLE | RWA | 115325 | 0 | 473 |
| WALMART INC | COM | 931142103 |  | 5731234 | 55611 | SH |  | SOLE | RWA | 54190 | 0 | 1421 |
| CARLISLE COS INC | COM | 142339100 |  | 5586351 | 16982 | SH |  | SOLE | RWA | 16447 | 0 | 535 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 5432859 | 16510 | SH |  | SOLE | RWA | 16074 | 0 | 436 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5364590 | 34546 | SH |  | SOLE | RWA | 33363 | 0 | 1183 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5124292 | 21040 | SH |  | SOLE | RWA | 19980 | 0 | 1060 |
| TETRA TECH INC NEW | COM | 88162G103 |  | 4970516 | 148907 | SH |  | SOLE | RWA | 146674 | 0 | 2233 |
| TARGA RES CORP | COM | 87612G101 |  | 4599128 | 27451 | SH |  | SOLE | RWA | 26794 | 0 | 657 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 4313902 | 19651 | SH |  | SOLE | RWA | 19651 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4309253 | 66032 | SH |  | SOLE | RWA | 64957 | 0 | 1075 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 4161407 | 19576 | SH |  | SOLE | RWA | 19158 | 0 | 418 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 4113545 | 15083 | SH |  | SOLE | RWA | 14751 | 0 | 332 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3947286 | 6575 | SH |  | SOLE | RWA | 6575 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 3819980 | 13536 | SH |  | SOLE | RWA | 13295 | 0 | 241 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 3808060 | 29356 | SH |  | SOLE | RWA | 28216 | 0 | 1140 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3776119 | 33491 | SH |  | SOLE | RWA | 33045 | 0 | 446 |
| PULTE GROUP INC | COM | 745867101 |  | 3740775 | 28311 | SH |  | SOLE | RWA | 27361 | 0 | 950 |
| RTX CORPORATION | COM | 75513E101 |  | 3505984 | 20953 | SH |  | SOLE | RWA | 20953 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 3500773 | 15120 | SH |  | SOLE | RWA | 14995 | 0 | 125 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 3473421 | 16592 | SH |  | SOLE | RWA | 15781 | 0 | 811 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 3299089 | 84118 | SH |  | SOLE | RWA | 82752 | 0 | 1366 |
| LOWES COS INC | COM | 548661107 |  | 3191060 | 12698 | SH |  | SOLE | RWA | 12339 | 0 | 359 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 3174572 | 4187 | SH |  | SOLE | RWA | 4127 | 0 | 60 |
| CAMECO CORP | COM | 13321L108 |  | 3173850 | 37847 | SH |  | SOLE | RWA | 36767 | 0 | 1080 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 3018696 | 17461 | SH |  | SOLE | RWA | 17011 | 0 | 450 |
| HOME DEPOT INC | COM | 437076102 |  | 2998208 | 7400 | SH |  | SOLE | RWA | 7400 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2973559 | 6232 | SH |  | SOLE | RWA | 6232 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2908880 | 3961 | SH |  | SOLE | RWA | 3796 | 0 | 165 |
| LINDE PLC | SHS | G54950103 |  | 2808675 | 5913 | SH |  | SOLE | RWA | 5693 | 0 | 220 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2801025 | 94502 | SH |  | SOLE | RWA | 94502 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2667374 | 4004 | SH |  | SOLE | RWA | 4004 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2598491 | 3263 | SH |  | SOLE | RWA | 3112 | 0 | 151 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 2502656 | 12418 | SH |  | SOLE | RWA | 12321 | 0 | 97 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 2382037 | 121781 | SH |  | SOLE | RWA | 120479 | 0 | 1302 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2360712 | 7932 | SH |  | SOLE | RWA | 7932 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 2355754 | 52879 | SH |  | SOLE | RWA | 50889 | 0 | 1990 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2346382 | 11678 | SH |  | SOLE | RWA | 11678 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2338342 | 6398 | SH |  | SOLE | RWA | 6398 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2280131 | 12297 | SH |  | SOLE | RWA | 12173 | 0 | 124 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 2070476 | 24808 | SH |  | SOLE | RWA | 24284 | 0 | 524 |
| PHILLIPS 66 | COM | 718546104 |  | 2036255 | 14970 | SH |  | SOLE | RWA | 14784 | 0 | 186 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 2033245 | 103158 | SH |  | SOLE | RWA | 102022 | 0 | 1136 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1910494 | 3939 | SH |  | SOLE | RWA | 3854 | 0 | 85 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1901177 | 3105 | SH |  | SOLE | RWA | 3105 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1846801 | 12020 | SH |  | SOLE | RWA | 11972 | 0 | 48 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1826798 | 34210 | SH |  | SOLE | RWA | 30831 | 0 | 3379 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1776551 | 3704 | SH |  | SOLE | RWA | 3634 | 0 | 70 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1761105 | 18618 | SH |  | SOLE | RWA | 18507 | 0 | 111 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1697251 | 3376 | SH |  | SOLE | RWA | 3353 | 0 | 23 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1686610 | 17589 | SH |  | SOLE | RWA | 17589 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1631023 | 26109 | SH |  | SOLE | RWA | 25541 | 0 | 568 |
| DANAHER CORPORATION | COM | 235851102 |  | 1594402 | 8042 | SH |  | SOLE | RWA | 7207 | 0 | 835 |
| D R HORTON INC | COM | 23331A109 |  | 1591493 | 9391 | SH |  | SOLE | RWA | 9191 | 0 | 200 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 1556793 | 4818 | SH |  | SOLE | RWA | 4463 | 0 | 355 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1480758 | 7034 | SH |  | SOLE | RWA | 7034 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1452592 | 70617 | SH |  | SOLE | RWA | 69911 | 0 | 706 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1397226 | 74281 | SH |  | SOLE | RWA | 73895 | 0 | 386 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1385465 | 4915 | SH |  | SOLE | RWA | 4915 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 1355174 | 2784 | SH |  | SOLE | RWA | 2784 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1314399 | 14077 | SH |  | SOLE | RWA | 14077 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1248078 | 7502 | SH |  | SOLE | RWA | 7433 | 0 | 69 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 1245313 | 74659 | SH |  | SOLE | RWA | 74392 | 0 | 267 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 1244929 | 59623 | SH |  | SOLE | RWA | 59319 | 0 | 304 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 1217544 | 6865 | SH |  | SOLE | RWA | 6632 | 0 | 233 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 1204869 | 71294 | SH |  | SOLE | RWA | 70925 | 0 | 369 |
| CISCO SYS INC | COM | 17275R102 |  | 1161604 | 16978 | SH |  | SOLE | RWA | 16978 | 0 | 0 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 1096836 | 166946 | SH |  | SOLE | RWA | 45343 | 0 | 121603 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 1079729 | 52186 | SH |  | SOLE | RWA | 50894 | 0 | 1292 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 1064397 | 49576 | SH |  | SOLE | RWA | 49280 | 0 | 296 |
| MCKESSON CORP | COM | 58155Q103 |  | 1058380 | 1370 | SH |  | SOLE | RWA | 1180 | 0 | 190 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 1052643 | 23024 | SH |  | SOLE | RWA | 23024 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1017267 | 3466 | SH |  | SOLE | RWA | 3466 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1011272 | 3977 | SH |  | SOLE | RWA | 3847 | 0 | 130 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1003467 | 11232 | SH |  | SOLE | RWA | 10832 | 0 | 400 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 983272 | 2996 | SH |  | SOLE | RWA | 1295 | 0 | 1701 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 979073 | 5250 | SH |  | SOLE | RWA | 5250 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 967126 | 11538 | SH |  | SOLE | RWA | 11538 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 961312 | 3200 | SH |  | SOLE | RWA | 3200 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 956402 | 6492 | SH |  | SOLE | RWA | 6492 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 925758 | 15617 | SH |  | SOLE | RWA | 14817 | 0 | 800 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 898793 | 13202 | SH |  | SOLE | RWA | 13202 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 873285 | 10924 | SH |  | SOLE | RWA | 10924 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 847433 | 7400 | SH |  | SOLE | RWA | 7050 | 0 | 350 |
| BROADCOM INC | COM | 11135F101 |  | 831090 | 2519 | SH |  | SOLE | RWA | 2519 | 0 | 0 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 812733 | 9837 | SH |  | SOLE | RWA | 9837 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 805992 | 5672 | SH |  | SOLE | RWA | 5672 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 799680 | 667 | SH |  | SOLE | RWA | 645 | 0 | 22 |
| HERSHEY CO | COM | 427866108 |  | 788547 | 4216 | SH |  | SOLE | RWA | 4216 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 782817 | 3002 | SH |  | SOLE | RWA | 3002 | 0 | 0 |
| TOLL BROTHERS INC | COM | 889478103 |  | 752173 | 5445 | SH |  | SOLE | RWA | 5181 | 0 | 264 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 746297 | 2189 | SH |  | SOLE | RWA | 2131 | 0 | 58 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 717962 | 11982 | SH |  | SOLE | RWA | 11982 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 709408 | 2461 | SH |  | SOLE | RWA | 2461 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 706429 | 5274 | SH |  | SOLE | RWA | 5274 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 699990 | 1574 | SH |  | SOLE | RWA | 1574 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 699144 | 1173 | SH |  | SOLE | RWA | 1173 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 696472 | 2947 | SH |  | SOLE | RWA | 2947 | 0 | 0 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 685876 | 8551 | SH |  | SOLE | RWA | 8551 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 660907 | 5562 | SH |  | SOLE | RWA | 5087 | 0 | 475 |
| DISNEY WALT CO | COM | 254687106 |  | 641199 | 5600 | SH |  | SOLE | RWA | 5280 | 0 | 320 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 639054 | 11795 | SH |  | SOLE | RWA | 11795 | 0 | 0 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 626820 | 19515 | SH |  | SOLE | RWA | 19515 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 615502 | 2770 | SH |  | SOLE | RWA | 2770 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 613554 | 2019 | SH |  | SOLE | RWA | 1871 | 0 | 148 |
| SOUTHERN CO | COM | 842587107 |  | 611833 | 6456 | SH |  | SOLE | RWA | 6456 | 0 | 0 |
| ARROW ELECTRS INC | COM | 042735100 |  | 611655 | 5055 | SH |  | SOLE | RWA | 4655 | 0 | 400 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 604966 | 1752 | SH |  | SOLE | RWA | 1752 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 604108 | 2164 | SH |  | SOLE | RWA | 2164 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 599248 | 4819 | SH |  | SOLE | RWA | 4819 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 564514 | 3481 | SH |  | SOLE | RWA | 3481 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHARES 203 | 46139W783 |  | 546773 | 26012 | SH |  | SOLE | RWA | 25861 | 0 | 151 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 540172 | 2213 | SH |  | SOLE | RWA | 629 | 0 | 1584 |
| COCA COLA CO | COM | 191216100 |  | 527974 | 7961 | SH |  | SOLE | RWA | 7461 | 0 | 500 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 517125 | 1104 | SH |  | SOLE | RWA | 1104 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 510265 | 8547 | SH |  | SOLE | RWA | 8547 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 509578 | 7239 | SH |  | SOLE | RWA | 7239 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 496070 | 2104 | SH |  | SOLE | RWA | 2104 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 491522 | 5148 | SH |  | SOLE | RWA | 5148 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 477944 | 1627 | SH |  | SOLE | RWA | 1627 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 476197 | 2492 | SH |  | SOLE | RWA | 2492 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 473170 | 3357 | SH |  | SOLE | RWA | 3357 | 0 | 0 |
| M  T BK CORP | COM | 55261F104 |  | 454131 | 2298 | SH |  | SOLE | RWA | 2298 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 450970 | 2837 | SH |  | SOLE | RWA | 2837 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 423415 | 1367 | SH |  | SOLE | RWA | 1367 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 406005 | 2899 | SH |  | SOLE | RWA | 2899 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 405097 | 4640 | SH |  | SOLE | RWA | 4640 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 387501 | 519 | SH |  | SOLE | RWA | 519 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 383636 | 1990 | SH |  | SOLE | RWA | 1990 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 380101 | 1857 | SH |  | SOLE | RWA | 1857 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 375729 | 3661 | SH |  | SOLE | RWA | 3661 | 0 | 0 |
| MOOG INC | CL A | 615394202 |  | 373806 | 1800 | SH |  | SOLE | RWA | 1800 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 367910 | 4874 | SH |  | SOLE | RWA | 4874 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 358927 | 6663 | SH |  | SOLE | RWA | 6663 | 0 | 0 |
| BROWN  BROWN INC | COM | 115236101 |  | 358185 | 3819 | SH |  | SOLE | RWA | 3819 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 340629 | 1854 | SH |  | SOLE | RWA | 1854 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 330043 | 8557 | SH |  | SOLE | RWA | 8557 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 328297 | 1723 | SH |  | SOLE | RWA | 1723 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 324344 | 3086 | SH |  | SOLE | RWA | 3086 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 318961 | 1331 | SH |  | SOLE | RWA | 1331 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 315277 | 639 | SH |  | SOLE | RWA | 639 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 314895 | 1213 | SH |  | SOLE | RWA | 1213 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 314521 | 4120 | SH |  | SOLE | RWA | 4120 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 297367 | 3876 | SH |  | SOLE | RWA | 3876 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 292560 | 10486 | SH |  | SOLE | RWA | 10486 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 281299 | 666 | SH |  | SOLE | RWA | 546 | 0 | 120 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 279410 | 6195 | SH |  | SOLE | RWA | 6195 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 276131 | 10115 | SH |  | SOLE | RWA | 10115 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 269173 | 3020 | SH |  | SOLE | RWA | 3020 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 259647 | 1859 | SH |  | SOLE | RWA | 1859 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 256025 | 718 | SH |  | SOLE | RWA | 718 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 253977 | 517 | SH |  | SOLE | RWA | 517 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 246617 | 3688 | SH |  | SOLE | RWA | 3688 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 243722 | 6559 | SH |  | SOLE | RWA | 6559 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 238362 | 1217 | SH |  | SOLE | RWA | 1217 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 230136 | 461 | SH |  | SOLE | RWA | 461 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 222928 | 936 | SH |  | SOLE | RWA | 936 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 215890 | 1150 | SH |  | SOLE | RWA | 1150 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 213232 | 1574 | SH |  | SOLE | RWA | 1574 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 210253 | 2135 | SH |  | SOLE | RWA | 2135 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 209512 | 686 | SH |  | SOLE | RWA | 686 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 206746 | 646 | SH |  | SOLE | RWA | 646 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 203813 | 710 | SH |  | SOLE | RWA | 710 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 203276 | 1550 | SH |  | SOLE | RWA | 1550 | 0 | 0 |
| WATSCO INC | COM | 942622200 |  | 202150 | 500 | SH |  | SOLE | RWA | 500 | 0 | 0 |
| NUVEEN PFD  INCOME OPPORTUN | COM | 67073B106 |  | 120442 | 14688 | SH |  | SOLE | RWA | 14688 | 0 | 0 |

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