# EDGAR Filing Document

**Accession Number:** 0001730404
**File Stem:** 0001580642-26-000402
**Filing Date:** 2026-1
**Character Count:** 12821
**Document Hash:** 4bebb2e60d0a5e0be53a997343fdf4d7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-26-000402.hdr.sgml**: 20260126

**ACCESSION NUMBER**: 0001580642-26-000402

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260126

**DATE AS OF CHANGE**: 20260126

**EFFECTIVENESS DATE**: 20260126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Northwest Capital Management Inc
- **CENTRAL INDEX KEY:** 0001730404

**ORGANIZATION NAME:**
- **EIN:** 931242462
- **STATE OF INCORPORATION:** OR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18275
- **FILM NUMBER:** 26558775

**BUSINESS ADDRESS:**
- **STREET 1:** 1 CENTERPOINTE DRIVE
- **STREET 2:** SUITE 115
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035
- **BUSINESS PHONE:** 531-213-2501

**MAIL ADDRESS:**
- **STREET 1:** 1 CENTERPOINTE DRIVE
- **STREET 2:** SUITE 115
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Northwest Capital Management Inc<br>**Address:** 1 Centerpointe Drive<br>Suite 115<br>Lake Oswego, OR 97035

**Form 13F File Number:** 028-18275

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James Clements<br>**Title:** Chief Compliance Officer<br>**Phone:** 531-213-2501

**Signature, Place, and Date of Signing:**

/s/ James Clements  Omaha, NE  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $23073217

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FIRST TR EXCHNG TRADED FD VI | SMITH UNCONSTRAI | 33740F888 |  | 317570 | 12617 | SH |  | SOLE |  | 0 | 0 | 12617 |
| ISHARES TR | MBS ETF | 464288588 |  | 669111 | 7027 | SH |  | SOLE |  | 0 | 0 | 7027 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 193891 | 4259 | SH |  | SOLE |  | 0 | 0 | 4259 |
| MCDONALDS CORP | COM | 580135101 |  | 33619 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| INTEL CORP | COM | 458140100 |  | 14552 | 394 | SH |  | SOLE |  | 0 | 0 | 394 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 50174 | 198 | SH |  | SOLE |  | 0 | 0 | 198 |
| STARBUCKS CORP | COM | 855244109 |  | 11237 | 133 | SH |  | SOLE |  | 0 | 0 | 133 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 42941 | 851 | SH |  | SOLE |  | 0 | 0 | 851 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 1049 | 146 | SH |  | SOLE |  | 0 | 0 | 146 |
| MICROSOFT CORP | COM | 594918104 |  | 1481068 | 3062 | SH |  | SOLE |  | 0 | 0 | 3062 |
| TIDAL TRUST I | UNUSUAL SUBVERSI | 886364199 |  | 3476 | 76 | SH |  | SOLE |  | 0 | 0 | 76 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 672595 | 26818 | SH |  | SOLE |  | 0 | 0 | 26818 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 122612 | 4470 | SH |  | SOLE |  | 0 | 0 | 4470 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 10357 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| CISCO SYS INC | COM | 17275R102 |  | 4420 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| KAYNE ANDERSON ENERGY INFRST | COM | 486606106 |  | 27236 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| ISHARES TR | CORE S ETF | 464287200 |  | 228085 | 333 | SH |  | SOLE |  | 0 | 0 | 333 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 36771 | 828 | SH |  | SOLE |  | 0 | 0 | 828 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 155425 | 2427 | SH |  | SOLE |  | 0 | 0 | 2427 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 28444 | 607 | SH |  | SOLE |  | 0 | 0 | 607 |
| SCHWAB STRATEGIC TR | LONG TERM US | 808524680 |  | 420532 | 13266 | SH |  | SOLE |  | 0 | 0 | 13266 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 53 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 335921 | 6952 | SH |  | SOLE |  | 0 | 0 | 6952 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 49718 | 1112 | SH |  | SOLE |  | 0 | 0 | 1112 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 147798 | 3672 | SH |  | SOLE |  | 0 | 0 | 3672 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R523 |  | 230687 | 2325 | SH |  | SOLE |  | 0 | 0 | 2325 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 124100 | 1547 | SH |  | SOLE |  | 0 | 0 | 1547 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 80314 | 3119 | SH |  | SOLE |  | 0 | 0 | 3119 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 54182 | 988 | SH |  | SOLE |  | 0 | 0 | 988 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 244417 | 3422 | SH |  | SOLE |  | 0 | 0 | 3422 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 28861 | 293 | SH |  | SOLE |  | 0 | 0 | 293 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 7053 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 472033 | 4726 | SH |  | SOLE |  | 0 | 0 | 4726 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 237341 | 2924 | SH |  | SOLE |  | 0 | 0 | 2924 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 421909 | 2832 | SH |  | SOLE |  | 0 | 0 | 2832 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 38302 | 1476 | SH |  | SOLE |  | 0 | 0 | 1476 |
| MERCK  CO INC | COM | 58933Y105 |  | 191699 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 253704 | 3294 | SH |  | SOLE |  | 0 | 0 | 3294 |
| CORVUS PHARMACEUTICALS INC | COM | 221015100 |  | 26160 | 3397 | SH |  | SOLE |  | 0 | 0 | 3397 |
| US BANCORP DEL | COM NEW | 902973304 |  | 55354 | 1037 | SH |  | SOLE |  | 0 | 0 | 1037 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 761906 | 3836 | SH |  | SOLE |  | 0 | 0 | 3836 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 655836 | 10785 | SH |  | SOLE |  | 0 | 0 | 10785 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 199429 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 213079 | 3160 | SH |  | SOLE |  | 0 | 0 | 3160 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 99281 | 1366 | SH |  | SOLE |  | 0 | 0 | 1366 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 115794 | 313 | SH |  | SOLE |  | 0 | 0 | 313 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 192 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 79583 | 1710 | SH |  | SOLE |  | 0 | 0 | 1710 |
| AMGEN INC | COM | 031162100 |  | 261848 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FORD MTR CO | COM | 345370860 |  | 33496 | 2553 | SH |  | SOLE |  | 0 | 0 | 2553 |
| AMAZON COM INC | COM | 023135106 |  | 48316 | 209 | SH |  | SOLE |  | 0 | 0 | 209 |
| BONDBLOXX ETF TRUST | BLOOMBERG TEN YR | 09789C812 |  | 563607 | 12194 | SH |  | SOLE |  | 0 | 0 | 12194 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 175997 | 1475 | SH |  | SOLE |  | 0 | 0 | 1475 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 45094 | 696 | SH |  | SOLE |  | 0 | 0 | 696 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 16394 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 233019 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 55963 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 |  | 198129 | 5165 | SH |  | SOLE |  | 0 | 0 | 5165 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 170063 | 7277 | SH |  | SOLE |  | 0 | 0 | 7277 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 179820 | 5400 | SH |  | SOLE |  | 0 | 0 | 5400 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 20262 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 277356 | 1389 | SH |  | SOLE |  | 0 | 0 | 1389 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 58922 | 1293 | SH |  | SOLE |  | 0 | 0 | 1293 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 107942 | 3790 | SH |  | SOLE |  | 0 | 0 | 3790 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 453875 | 8601 | SH |  | SOLE |  | 0 | 0 | 8601 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 122254 | 1194 | SH |  | SOLE |  | 0 | 0 | 1194 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 26837 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 210298 | 8748 | SH |  | SOLE |  | 0 | 0 | 8748 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 159214 | 4129 | SH |  | SOLE |  | 0 | 0 | 4129 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 157679 | 5910 | SH |  | SOLE |  | 0 | 0 | 5910 |
| MGM RESORTS INTERNATIONAL | COM | 552953101 |  | 32860 | 901 | SH |  | SOLE |  | 0 | 0 | 901 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 174213 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 147757 | 2808 | SH |  | SOLE |  | 0 | 0 | 2808 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 739445 | 22668 | SH |  | SOLE |  | 0 | 0 | 22668 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 375491 | 5586 | SH |  | SOLE |  | 0 | 0 | 5586 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 54777 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A383 |  | 21855 | 975 | SH |  | SOLE |  | 0 | 0 | 975 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 642490 | 23875 | SH |  | SOLE |  | 0 | 0 | 23875 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 219637 | 7418 | SH |  | SOLE |  | 0 | 0 | 7418 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 4160433 | 29031 | SH |  | SOLE |  | 0 | 0 | 29031 |
| TIDAL TRUST I | UNUSUAL WHALE SU | 886364181 |  | 3379 | 93 | SH |  | SOLE |  | 0 | 0 | 93 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 7958 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 198768 | 3929 | SH |  | SOLE |  | 0 | 0 | 3929 |
| META PLATFORMS INC | CL A | 30303M102 |  | 363050 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 39260 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 788731 | 11045 | SH |  | SOLE |  | 0 | 0 | 11045 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 328612 | 4022 | SH |  | SOLE |  | 0 | 0 | 4022 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 163342 | 1753 | SH |  | SOLE |  | 0 | 0 | 1753 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 695485 | 9288 | SH |  | SOLE |  | 0 | 0 | 9288 |
| MFS ACTIVE EXCHANGE TRADED F | INTERNATINL ETF | 55286W405 |  | 73902 | 2427 | SH |  | SOLE |  | 0 | 0 | 2427 |
| APPLE INC | COM | 037833100 |  | 50028 | 184 | SH |  | SOLE |  | 0 | 0 | 184 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 565488 | 8568 | SH |  | SOLE |  | 0 | 0 | 8568 |

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