# EDGAR Filing Document

**Accession Number:** 0001922200
**File Stem:** 0002085853-26-000561
**Filing Date:** 2026-5
**Character Count:** 35638
**Document Hash:** 480c45f84f565f2d3711bdec22475819
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000561.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0002085853-26-000561

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260504

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Greenspring Advisors, LLC
- **CENTRAL INDEX KEY:** 0001922200

**ORGANIZATION NAME:**
- **EIN:** 825320133
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22404
- **FILM NUMBER:** 26939345

**BUSINESS ADDRESS:**
- **STREET 1:** ONE WEST PENNSYLVANIA AVENUE, SUITE 500
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204
- **BUSINESS PHONE:** 443-564-4600

**MAIL ADDRESS:**
- **STREET 1:** ONE WEST PENNSYLVANIA AVENUE, SUITE 500
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Greenspring Advisors LLC<br>**Address:** One West Pennsylvania Avenue Suite 500<br>Towson, MD 21204

**Form 13F File Number:** 028-22404

**CRD Number (if applicable):** 000132669

**SEC File Number (if applicable):** 801-67570

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John P. Collins<br>**Title:** CEO<br>**Phone:** 443-564-4600

**Signature, Place, and Date of Signing:**

/s/ John P. Collins  Towson, MD  05-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 318

**Form 13F Information Table Value Total:** $1641004918

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2023 ETF SERIES TRUST | EAGLE CAPITAL SE | 88339Y102 |  | 5167877 | 169884 | SH |  | SOLE |  | 169884 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 1331521 | 6122 | SH |  | SOLE |  | 6122 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 211179 | 1065 | SH |  | SOLE |  | 1065 | 0 | 0 |
| ACNB CORP | COM | 000868109 |  | 336143 | 7022 | SH |  | SOLE |  | 7022 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 362309 | 1781 | SH |  | SOLE |  | 1781 | 0 | 0 |
| AERCAP HOLDINGS NV | SHS | N00985106 |  | 763407 | 5565 | SH |  | SOLE |  | 5565 | 0 | 0 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 290871 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 292322 | 2330 | SH |  | SOLE |  | 2330 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3889940 | 13561 | SH |  | SOLE |  | 13561 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5562335 | 19343 | SH |  | SOLE |  | 19343 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 1786554 | 33939 | SH |  | SOLE |  | 33939 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 6033897 | 28971 | SH |  | SOLE |  | 28971 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 4473452 | 55495 | SH |  | SOLE |  | 55495 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072315 |  | 609510 | 9156 | SH |  | SOLE |  | 9156 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 21375063 | 192256 | SH |  | SOLE |  | 192256 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072299 |  | 2273841 | 30875 | SH |  | SOLE |  | 30875 | 0 | 0 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 4687857 | 78157 | SH |  | SOLE |  | 78157 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 6681661 | 78756 | SH |  | SOLE |  | 78756 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 5937326 | 59457 | SH |  | SOLE |  | 59457 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 15330968 | 174176 | SH |  | SOLE |  | 174176 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 |  | 3193163 | 43195 | SH |  | SOLE |  | 43195 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 9019992 | 81651 | SH |  | SOLE |  | 81651 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 6632535 | 82310 | SH |  | SOLE |  | 82310 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 413838 | 1368 | SH |  | SOLE |  | 1368 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 287109 | 646 | SH |  | SOLE |  | 646 | 0 | 0 |
| AMETEK INC | COM | 031100100 |  | 234295 | 1093 | SH |  | SOLE |  | 1093 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 2365115 | 6722 | SH |  | SOLE |  | 6722 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 720779 | 2233 | SH |  | SOLE |  | 2233 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 15751203 | 62064 | SH |  | SOLE |  | 62064 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 595181 | 1741 | SH |  | SOLE |  | 1741 | 0 | 0 |
| ASE TECHNOLOGY HLDG CO LTD | SPONSORED ADS | 00215W100 |  | 404050 | 18637 | SH |  | SOLE |  | 18637 | 0 | 0 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 1021040 | 773 | SH |  | SOLE |  | 773 | 0 | 0 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 272528 | 1382 | SH |  | SOLE |  | 1382 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 607978 | 20972 | SH |  | SOLE |  | 20972 | 0 | 0 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 232066 | 10714 | SH |  | SOLE |  | 10714 | 0 | 0 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 476253 | 42221 | SH |  | SOLE |  | 42221 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 665119 | 13643 | SH |  | SOLE |  | 13643 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 226939 | 1913 | SH |  | SOLE |  | 1913 | 0 | 0 |
| BANK NOVA SCOTIA B C | COM | 064149107 |  | 242793 | 3503 | SH |  | SOLE |  | 3503 | 0 | 0 |
| BARCLAYS PLC | ADR | 06738E204 |  | 269515 | 12737 | SH |  | SOLE |  | 12737 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4059782 | 8472 | SH |  | SOLE |  | 8472 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 285977 | 4891 | SH |  | SOLE |  | 4891 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1859657 | 6008 | SH |  | SOLE |  | 6008 | 0 | 0 |
| CANADIAN IMPERIAL BANK OF CO | COM | 136069101 |  | 219442 | 2316 | SH |  | SOLE |  | 2316 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1102016 | 6041 | SH |  | SOLE |  | 6041 | 0 | 0 |
| CAPITOL FED FINL INC | COM | 14057J101 |  | 81909 | 11488 | SH |  | SOLE |  | 11488 | 0 | 0 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 253491 | 348 | SH |  | SOLE |  | 348 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 554788 | 783 | SH |  | SOLE |  | 783 | 0 | 0 |
| CBRE GROUP INC | CL A | 12504L109 |  | 254529 | 1879 | SH |  | SOLE |  | 1879 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1136861 | 5495 | SH |  | SOLE |  | 5495 | 0 | 0 |
| CHUNGHWA TELECOM CO LTD | SPON ADR NEW11 | 17133Q502 |  | 268435 | 6355 | SH |  | SOLE |  | 6355 | 0 | 0 |
| CIA ENERGETICA DE MINAS GERA | SP ADR N-V PFD | 204409601 |  | 35439 | 14828 | SH |  | SOLE |  | 14828 | 0 | 0 |
| CIENA CORP | COM NEW | 171779309 |  | 402594 | 1037 | SH |  | SOLE |  | 1037 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 258665 | 1529 | SH |  | SOLE |  | 1529 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 598591 | 7715 | SH |  | SOLE |  | 7715 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1261144 | 16583 | SH |  | SOLE |  | 16582 | 0 | 0 |
| COHERENT CORP | COM | 19247G107 |  | 295142 | 1239 | SH |  | SOLE |  | 1239 | 0 | 0 |
| COMFORT SYS USA INC | COM | 199908104 |  | 379248 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| COMPANHIA PARANAENSE DE ENER | SPONSORED ADS | 20441B704 |  | 155841 | 13052 | SH |  | SOLE |  | 13052 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 529055 | 4008 | SH |  | SOLE |  | 4008 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 228989 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 685017 | 5038 | SH |  | SOLE |  | 5038 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 2379521 | 2388 | SH |  | SOLE |  | 2388 | 0 | 0 |
| DANAHER CORP DEL | COM | 235851102 |  | 231312 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 5426774 | 204167 | SH |  | SOLE |  | 204167 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 12006291 | 162731 | SH |  | SOLE |  | 162731 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 9029700 | 212964 | SH |  | SOLE |  | 212964 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 36543177 | 515346 | SH |  | SOLE |  | 515346 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 863785 | 21901 | SH |  | SOLE |  | 21901 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 519346048 | 13364540 | SH |  | SOLE |  | 13364541 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 5738355 | 91887 | SH |  | SOLE |  | 91887 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 4298123 | 101803 | SH |  | SOLE |  | 101803 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 534781 | 7419 | SH |  | SOLE |  | 7419 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 595838 | 25194 | SH |  | SOLE |  | 25194 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 72817648 | 2143587 | SH |  | SOLE |  | 2143587 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 79964692 | 2314462 | SH |  | SOLE |  | 2314462 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 9687678 | 199911 | SH |  | SOLE |  | 199911 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 2797377 | 71801 | SH |  | SOLE |  | 71801 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1957895 | 55876 | SH |  | SOLE |  | 55876 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1021827 | 30178 | SH |  | SOLE |  | 30178 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 3831275 | 53863 | SH |  | SOLE |  | 53863 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 6372110 | 150393 | SH |  | SOLE |  | 150393 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 158693656 | 4466470 | SH |  | SOLE |  | 4466470 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 1416553 | 34474 | SH |  | SOLE |  | 34474 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 266849 | 5157 | SH |  | SOLE |  | 5157 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 42112711 | 1145612 | SH |  | SOLE |  | 1145613 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 2133072 | 47276 | SH |  | SOLE |  | 47276 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 686377 | 16452 | SH |  | SOLE |  | 16452 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 2408140 | 45626 | SH |  | SOLE |  | 45626 | 0 | 0 |
| DR REDDYS LABS LTD | ADR | 256135203 |  | 377829 | 27280 | SH |  | SOLE |  | 27280 | 0 | 0 |
| EA SERIES TRUST | CAMBRIA GLOBAL | 02072Q713 |  | 2678726 | 53121 | SH |  | SOLE |  | 53121 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2858218 | 3107 | SH |  | SOLE |  | 3107 | 0 | 0 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 547840 | 742 | SH |  | SOLE |  | 742 | 0 | 0 |
| ENEL CHILE SA | SPONSORED ADR | 29278D105 |  | 88653 | 22501 | SH |  | SOLE |  | 22501 | 0 | 0 |
| EVERCORE INC | CLASS A | 29977A105 |  | 229853 | 770 | SH |  | SOLE |  | 770 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1539357 | 9073 | SH |  | SOLE |  | 9073 | 0 | 0 |
| FASTENAL CO | COM | 311900104 |  | 369394 | 7961 | SH |  | SOLE |  | 7961 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 647093 | 2765 | SH |  | SOLE |  | 2765 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR USMKT | 33939L100 |  | 5723547 | 23713 | SH |  | SOLE |  | 23713 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 545044 | 9881 | SH |  | SOLE |  | 9881 | 0 | 0 |
| FLEXSHARES TR | M STAR DEV MKT | 33939L803 |  | 287473 | 3059 | SH |  | SOLE |  | 3059 | 0 | 0 |
| FLEXSHARES TR | MSTAR EMKT FAC | 33939L308 |  | 796343 | 11849 | SH |  | SOLE |  | 11849 | 0 | 0 |
| FRANKLIN STR PPTYS CORP | COM | 35471R106 |  | 7731 | 11634 | SH |  | SOLE |  | 11634 | 0 | 0 |
| FUTUREFUEL CORP | COM | 36116M106 |  | 55937 | 14529 | SH |  | SOLE |  | 14529 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1767791 | 6230 | SH |  | SOLE |  | 6230 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 1658561 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 448053 | 3215 | SH |  | SOLE |  | 3215 | 0 | 0 |
| GLOBAL X FDS | GLBL X MLP ETF | 37954Y343 |  | 13375026 | 248283 | SH |  | SOLE |  | 248283 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 264902 | 6132 | SH |  | SOLE |  | 6132 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1470797 | 1739 | SH |  | SOLE |  | 1739 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 452099 | 15075 | SH |  | SOLE |  | 15075 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 |  | 117601 | 11748 | SH |  | SOLE |  | 11748 | 0 | 0 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 248899 | 10004 | SH |  | SOLE |  | 10004 | 0 | 0 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 576840 | 1897 | SH |  | SOLE |  | 1897 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1013565 | 3082 | SH |  | SOLE |  | 3082 | 0 | 0 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 407859 | 4944 | SH |  | SOLE |  | 4944 | 0 | 0 |
| ICICI BANK LIMITED | ADR | 45104G104 |  | 333780 | 12887 | SH |  | SOLE |  | 12887 | 0 | 0 |
| ICL GROUP LTD | SHS | M53213100 |  | 73175 | 14136 | SH |  | SOLE |  | 14136 | 0 | 0 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 156540 | 11587 | SH |  | SOLE |  | 11587 | 0 | 0 |
| ING GROEP N.V. | SPONSORED ADR | 456837103 |  | 283338 | 10877 | SH |  | SOLE |  | 10877 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 994891 | 4104 | SH |  | SOLE |  | 4104 | 0 | 0 |
| INVESCO CURRENCYSHARES EURO | EURO SHS | 46138K103 |  | 529609 | 4964 | SH |  | SOLE |  | 4964 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 270722 | 4234 | SH |  | SOLE |  | 4234 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | AI AND NEXT GEN | 46137V639 |  | 330965 | 5700 | SH |  | SOLE |  | 5700 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 975334 | 1690 | SH |  | SOLE |  | 1690 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1312173 | 14884 | SH |  | SOLE |  | 14884 | 0 | 0 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 1084459 | 19793 | SH |  | SOLE |  | 19793 | 0 | 0 |
| ISHARES INC | EM MKT SM-CP ETF | 464286475 |  | 1086274 | 15702 | SH |  | SOLE |  | 15702 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 5692710 | 81616 | SH |  | SOLE |  | 81616 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 233620 | 2970 | SH |  | SOLE |  | 2970 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 3421409 | 40941 | SH |  | SOLE |  | 40941 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 4197758 | 40585 | SH |  | SOLE |  | 40585 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 6490285 | 64477 | SH |  | SOLE |  | 64477 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 374637 | 6597 | SH |  | SOLE |  | 6597 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 204404 | 1350 | SH |  | SOLE |  | 1350 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 1277338 | 6737 | SH |  | SOLE |  | 6737 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 1740696 | 5296 | SH |  | SOLE |  | 5296 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2248484 | 33296 | SH |  | SOLE |  | 33296 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 3576791 | 32410 | SH |  | SOLE |  | 32410 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 19914058 | 53723 | SH |  | SOLE |  | 53723 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1701504 | 4772 | SH |  | SOLE |  | 4772 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 5916285 | 71652 | SH |  | SOLE |  | 71652 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1496128 | 7002 | SH |  | SOLE |  | 7002 | 0 | 0 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 544828 | 4597 | SH |  | SOLE |  | 4597 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 219787 | 1490 | SH |  | SOLE |  | 1490 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 584526 | 7302 | SH |  | SOLE |  | 7302 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 4433094 | 41625 | SH |  | SOLE |  | 41625 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1334797 | 7358 | SH |  | SOLE |  | 7358 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 7277607 | 17068 | SH |  | SOLE |  | 17068 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 627359 | 4436 | SH |  | SOLE |  | 4436 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 717847 | 7642 | SH |  | SOLE |  | 7642 | 0 | 0 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 973503 | 15730 | SH |  | SOLE |  | 15730 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 745263 | 7849 | SH |  | SOLE |  | 7849 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 608349 | 6046 | SH |  | SOLE |  | 6046 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 295964 | 2549 | SH |  | SOLE |  | 2549 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 265877 | 847 | SH |  | SOLE |  | 847 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 5339224 | 50299 | SH |  | SOLE |  | 50299 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 699018 | 14701 | SH |  | SOLE |  | 14701 | 0 | 0 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 427055 | 10861 | SH |  | SOLE |  | 10861 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 709855 | 5993 | SH |  | SOLE |  | 5993 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 268815 | 5739 | SH |  | SOLE |  | 5739 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 284213 | 2145 | SH |  | SOLE |  | 2145 | 0 | 0 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 1295227 | 13565 | SH |  | SOLE |  | 13565 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 5244499 | 104806 | SH |  | SOLE |  | 104806 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 10327656 | 114080 | SH |  | SOLE |  | 114080 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 3305154 | 131418 | SH |  | SOLE |  | 131418 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 1510371 | 12735 | SH |  | SOLE |  | 12735 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1362319 | 12044 | SH |  | SOLE |  | 12044 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 958428 | 9867 | SH |  | SOLE |  | 9867 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2312980 | 3541 | SH |  | SOLE |  | 3541 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 277255 | 3536 | SH |  | SOLE |  | 3536 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 697308 | 5609 | SH |  | SOLE |  | 5609 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 250060 | 10316 | SH |  | SOLE |  | 10316 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 324445 | 3173 | SH |  | SOLE |  | 3173 | 0 | 0 |
| ISHARES TR | 3YRTB ETF | 464288125 |  | 247677 | 3339 | SH |  | SOLE |  | 3339 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 93156031 | 938411 | SH |  | SOLE |  | 938411 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 260774 | 10758 | SH |  | SOLE |  | 10758 | 0 | 0 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 4091053 | 37060 | SH |  | SOLE |  | 37060 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 241838 | 3193 | SH |  | SOLE |  | 3193 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1852323 | 7578 | SH |  | SOLE |  | 7578 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3366298 | 11444 | SH |  | SOLE |  | 11443 | 0 | 0 |
| KB FINL GROUP INC | SPONSORED ADR | 48241A105 |  | 330804 | 3317 | SH |  | SOLE |  | 3317 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 240271 | 163 | SH |  | SOLE |  | 163 | 0 | 0 |
| KOREA ELEC PWR CORP | SPONSORED ADR | 500631106 |  | 204430 | 14346 | SH |  | SOLE |  | 14346 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 370664 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| LG DISPLAY CO LTD | SPONS ADR REP | 50186V102 |  | 224757 | 57927 | SH |  | SOLE |  | 57927 | 0 | 0 |
| LIFE360 INC | COM | 532206109 |  | 6677417 | 163582 | SH |  | SOLE |  | 163582 | 0 | 0 |
| LIGHTWAVE LOGIC INC | COM | 532275104 |  | 504227 | 71725 | SH |  | SOLE |  | 71725 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 316806 | 639 | SH |  | SOLE |  | 639 | 0 | 0 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 297504 | 59146 | SH |  | SOLE |  | 59146 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 303990 | 503 | SH |  | SOLE |  | 503 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 235099 | 995 | SH |  | SOLE |  | 995 | 0 | 0 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 410412 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 238430 | 6923 | SH |  | SOLE |  | 6923 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 796400 | 2435 | SH |  | SOLE |  | 2435 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 677123 | 1355 | SH |  | SOLE |  | 1355 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 437869 | 1409 | SH |  | SOLE |  | 1408 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 326472 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| MEDICAL PROPERTIES TRUST INC | COM | 58463J304 |  | 55199 | 11922 | SH |  | SOLE |  | 11922 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 946041 | 7865 | SH |  | SOLE |  | 7865 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2983489 | 5215 | SH |  | SOLE |  | 5215 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 366301 | 1084 | SH |  | SOLE |  | 1084 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9080562 | 24530 | SH |  | SOLE |  | 24530 | 0 | 0 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 281089 | 35402 | SH |  | SOLE |  | 35402 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 396709 | 2411 | SH |  | SOLE |  | 2411 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 355425 | 819 | SH |  | SOLE |  | 819 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 1188203 | 12358 | SH |  | SOLE |  | 12358 | 0 | 0 |
| NIOCORP DEVS LTD | COM NEW | 654484609 |  | 97460 | 21852 | SH |  | SOLE |  | 21852 | 0 | 0 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 136517 | 16980 | SH |  | SOLE |  | 16980 | 0 | 0 |
| NOMURA HLDGS INC | SPONSORED ADR | 65535H208 |  | 124039 | 15721 | SH |  | SOLE |  | 15721 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 722952 | 4733 | SH |  | SOLE |  | 4733 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 8030299 | 46045 | SH |  | SOLE |  | 46045 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1073704 | 7299 | SH |  | SOLE |  | 7299 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 583072 | 3986 | SH |  | SOLE |  | 3986 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 260413 | 9274 | SH |  | SOLE |  | 9274 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 325885 | 1971 | SH |  | SOLE |  | 1971 | 0 | 0 |
| PIMCO MUN INCOME FD II | COM | 72200W106 |  | 102869 | 13589 | SH |  | SOLE |  | 13589 | 0 | 0 |
| PLANET LABS PBC | COM CL A | 72703X106 |  | 325953 | 11662 | SH |  | SOLE |  | 11662 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 267949 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| POSCO HOLDINGS INC | SPONSORED ADR | 693483109 |  | 207639 | 3550 | SH |  | SOLE |  | 3550 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 259663 | 6797 | SH |  | SOLE |  | 6797 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1391852 | 15441 | SH |  | SOLE |  | 15441 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 946619 | 6554 | SH |  | SOLE |  | 6553 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 269052 | 1357 | SH |  | SOLE |  | 1357 | 0 | 0 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 489769 | 9440 | SH |  | SOLE |  | 9440 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 |  | 240098 | 2966 | SH |  | SOLE |  | 2966 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 472491 | 3669 | SH |  | SOLE |  | 3669 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 479171 | 2445 | SH |  | SOLE |  | 2445 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 246525 | 1138 | SH |  | SOLE |  | 1138 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 211770 | 1309 | SH |  | SOLE |  | 1309 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 676752 | 3508 | SH |  | SOLE |  | 3508 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 268142 | 630 | SH |  | SOLE |  | 630 | 0 | 0 |
| SANDISK CORP | COM | 80004C200 |  | 507637 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 353189 | 3758 | SH |  | SOLE |  | 3758 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1251286 | 49852 | SH |  | SOLE |  | 49852 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 6511367 | 244696 | SH |  | SOLE |  | 244696 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 452761 | 14758 | SH |  | SOLE |  | 14758 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 230888 | 1737 | SH |  | SOLE |  | 1737 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 912620 | 9813 | SH |  | SOLE |  | 9813 | 0 | 0 |
| SHINHAN FINANCIAL GROUP CO L | SPN ADR RESTRD | 824596100 |  | 337873 | 5510 | SH |  | SOLE |  | 5510 | 0 | 0 |
| SK TELECOM CO LTD | SPONSORED ADR | 78440P306 |  | 305612 | 10434 | SH |  | SOLE |  | 10434 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 577449 | 1342 | SH |  | SOLE |  | 1342 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X756 |  | 1112303 | 16822 | SH |  | SOLE |  | 16822 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R556 |  | 248562 | 1367 | SH |  | SOLE |  | 1367 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A599 |  | 286003 | 2010 | SH |  | SOLE |  | 2010 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 337121 | 2310 | SH |  | SOLE |  | 2310 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 848014 | 14988 | SH |  | SOLE |  | 14988 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 386995 | 8009 | SH |  | SOLE |  | 8009 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 5204773 | 8003 | SH |  | SOLE |  | 8003 | 0 | 0 |
| SUMITOMO MITSUI FIN GRP INC | SPONSORED ADR | 86562M209 |  | 338258 | 17127 | SH |  | SOLE |  | 17127 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 2828364 | 8369 | SH |  | SOLE |  | 8369 | 0 | 0 |
| TARGA RES CORP | COM | 87612G101 |  | 241073 | 961 | SH |  | SOLE |  | 961 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1637910 | 4406 | SH |  | SOLE |  | 4406 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 307129 | 1582 | SH |  | SOLE |  | 1582 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 266957 | 543 | SH |  | SOLE |  | 543 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 696601 | 4362 | SH |  | SOLE |  | 4362 | 0 | 0 |
| TOTALENERGIES SE | ACT | F92124100 |  | 212256 | 2333 | SH |  | SOLE |  | 2333 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 225669 | 1095 | SH |  | SOLE |  | 1095 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 363814 | 873 | SH |  | SOLE |  | 873 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 461795 | 10046 | SH |  | SOLE |  | 10046 | 0 | 0 |
| TURKCELL ILETISIM | SPON ADR NEW | 900111204 |  | 80584 | 13364 | SH |  | SOLE |  | 13364 | 0 | 0 |
| UBS GROUP AG | SHS | H42097107 |  | 285832 | 7316 | SH |  | SOLE |  | 7316 | 0 | 0 |
| ULTRAPAR PARTICIPACOES SA | SP ADR REP COM | 90400P101 |  | 84215 | 15284 | SH |  | SOLE |  | 15284 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 256692 | 1058 | SH |  | SOLE |  | 1058 | 0 | 0 |
| UNITED MICROELECTRONICS CORP | SPON ADR NEW | 910873405 |  | 244759 | 27256 | SH |  | SOLE |  | 27256 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 265930 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 236599 | 399 | SH |  | SOLE |  | 399 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 865163 | 3197 | SH |  | SOLE |  | 3197 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 20862354 | 283302 | SH |  | SOLE |  | 283302 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2652596 | 33830 | SH |  | SOLE |  | 33830 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 4368192 | 87741 | SH |  | SOLE |  | 87741 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 14639597 | 304674 | SH |  | SOLE |  | 304674 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4011867 | 45229 | SH |  | SOLE |  | 45229 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 396547 | 1514 | SH |  | SOLE |  | 1514 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2020382 | 6761 | SH |  | SOLE |  | 6761 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 551504 | 1825 | SH |  | SOLE |  | 1825 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 357970 | 1391 | SH |  | SOLE |  | 1391 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 873545 | 4245 | SH |  | SOLE |  | 4245 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4096861 | 6856 | SH |  | SOLE |  | 6856 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2008456 | 9245 | SH |  | SOLE |  | 9245 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 14251236 | 44422 | SH |  | SOLE |  | 44422 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 3003020 | 6875 | SH |  | SOLE |  | 6875 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 363283 | 1265 | SH |  | SOLE |  | 1265 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 349634 | 1897 | SH |  | SOLE |  | 1897 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1920673 | 9789 | SH |  | SOLE |  | 9789 | 0 | 0 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 6420470 | 84871 | SH |  | SOLE |  | 84871 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 2008829 | 45193 | SH |  | SOLE |  | 45193 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 3691320 | 26687 | SH |  | SOLE |  | 26687 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 317676 | 2179 | SH |  | SOLE |  | 2179 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2547422 | 47131 | SH |  | SOLE |  | 47131 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2248644 | 45018 | SH |  | SOLE |  | 45018 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1454294 | 29150 | SH |  | SOLE |  | 29150 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 18230916 | 220313 | SH |  | SOLE |  | 220313 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 8524812 | 29644 | SH |  | SOLE |  | 29644 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 1593126 | 33932 | SH |  | SOLE |  | 33932 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1117938 | 19097 | SH |  | SOLE |  | 19097 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 23014263 | 290328 | SH |  | SOLE |  | 290328 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 261672 | 2791 | SH |  | SOLE |  | 2791 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 4190921 | 70377 | SH |  | SOLE |  | 70377 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 4282649 | 19914 | SH |  | SOLE |  | 19914 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 529764 | 6870 | SH |  | SOLE |  | 6870 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 4441601 | 69313 | SH |  | SOLE |  | 69313 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 266927 | 1802 | SH |  | SOLE |  | 1802 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 3152204 | 47986 | SH |  | SOLE |  | 47986 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 216263 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 251844 | 3511 | SH |  | SOLE |  | 3511 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 423977 | 1154 | SH |  | SOLE |  | 1154 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 1025025 | 9130 | SH |  | SOLE |  | 9130 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 381653 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 476571 | 9493 | SH |  | SOLE |  | 9493 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1148742 | 3801 | SH |  | SOLE |  | 3801 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1424889 | 11465 | SH |  | SOLE |  | 11465 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 984231 | 12363 | SH |  | SOLE |  | 12363 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 263728 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| WIPRO LTD | SPON ADR 1 SH | 97651M109 |  | 242511 | 114392 | SH |  | SOLE |  | 114392 | 0 | 0 |
| WOODWARD INC | COM | 980745103 |  | 771675 | 2156 | SH |  | SOLE |  | 2156 | 0 | 0 |
| WOORI FINL GROUP INC | SPONSORED ADS | 981064108 |  | 423327 | 6356 | SH |  | SOLE |  | 6356 | 0 | 0 |

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