# EDGAR Filing Document

**Accession Number:** 0002050817
**File Stem:** 0001104659-25-098010
**Filing Date:** 2025-10
**Character Count:** 7125
**Document Hash:** 49e34bbddb4ccaa25c38384aecf419ef
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-098010.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001104659-25-098010

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250930

**ITEM INFORMATION**: Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251008

**ABS RULE**: RULE-15GA1

**PERIOD START**: 20250701

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Groundfloor Depositor LLC
- **CENTRAL INDEX KEY:** 0002050817

**ORGANIZATION NAME:**
- **EIN:** 332090181
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07665
- **FILM NUMBER:** 251383400

**BUSINESS ADDRESS:**
- **STREET 1:** 600 PEACHTREE STREET NE
- **STREET 2:** SUITE 810
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30308
- **BUSINESS PHONE:** 202-758-8041

**MAIL ADDRESS:**
- **STREET 1:** 600 PEACHTREE STREET NE
- **STREET 2:** SUITE 810
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30308

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G OF**

**THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

⌧ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period July 1, 2025 to September 30, 2025

Date of Report (Date of earliest event reported) October 8, 2025

Commission File Number of securitizer: N/A

Central Index Key Number of securitizer: 0002050817

**GROUNDFLOOR DEPOSITOR LLC** **<sup>1</sup>**

(Exact name of securitizer as specified in its charter)

**Nick Bhargava (202) 758-8041**

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ◻

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ◻

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ◻

<sup>1</sup> Groundfloor Depositor LLC, a Delaware limited liability company ("<u>Depositor</u>"), is filing this Form ABS-15G in its capacity as depositor of the Groundfloor Mortgage Trust 2025-1, Series 2025-1 Class A Notes transaction and the Groundfloor Mortgage Trust, Series 2024-1 Class A Notes transaction (the "<u>Covered Transactions</u>"), which are covered by this report, and to exempt its affiliate Groundfloor Yield LLC, the sponsor of the Covered Transactions, from filing a Form ABS-15G pursuant to Rule 15Ga-1(b). In Depositor's capacity as depositor, Depositor is a securitizer for purposes of Rule 15Ga-1 and this report relates to the assets sold by Depositor in the Covered Transactions. This report only contains information relating to the Covered Transactions.

**REPRESENTATION AND WARRANTY INFORMATION**

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure Explanatory Note:** |

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We have attempted to gather the information required by this Form ABS-15G and Rule 15Ga-1 by, among other things, (i) identifying asset backed securities transactions that fall within the scope of Rule 15Ga-1 for which we are a securitizer and that are not covered by a filing to be made by an affiliated securitizer ("<u>Covered Transactions</u>"), (ii) gathering information in our records regarding demands for repurchase or replacement of pool assets in Covered Transactions for breaches of representations or warranties concerning those pool assets ("<u>Repurchases</u>") that is required to be reported on Form ABS-15G ("<u>Reportable Information</u>"), and (iii) identifying the parties in Covered Transactions that have a contractual obligation to enforce any Repurchase obligations of the party or parties making those representations or warranties based on our records ("<u>Demand Entities</u>"). The information in this Form ABS-15G has not been verified by any third party.

Securitizer has repurchase activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)

Item 99.1 Exhibits

The following is filed as an Exhibit to this Report under ABS-15G:

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Name of<br> Issuing<br> Entity** | Name of<br> Originator<sup>2</sup> | Total Assets in ABS by<br> Originator | Total Assets in ABS by<br> Originator | Assets that were Subject of<br> Demand | Assets that were Subject of<br> Demand | Assets that were Repurchased<br> or Replaced<sup>3</sup> | Assets that were Repurchased<br> or Replaced<sup>3</sup> | Assets Pending Repurchase<br> or Replacement (with<br> cure period)<sup>4</sup> | Assets Pending Repurchase<br> or Replacement (with<br> cure period)<sup>4</sup> |
|  |  | # | $% | # | $% | # | $% | # | $% |
| Groundfloor Mortgage Trust | Groundfloor Depositor LLC | 81 | 100% | 0 | 0 | 6 | 9.939% | 0 | 0 |
| Groundfloor Mortgage Trust 2025-1 | Groundfloor Depositor LLC | 246 | 100% | 0 | 0 | 0 | 0.000% | 0 | 0 |

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For each of the issuing entities, there are no demands in dispute, no demands withdrawn, and no demands rejected.

<sup>2</sup> The originator is the party identified by the securitizer using the same methodology as the securitizer used to identify the originator of assets for purposes of complying with Item 1110 of Regulation AB (Subpart 229.1100 – Asset-Backed Securities (Regulation AB), 17

C.F.R. §§229.1100-229.1123) in connection with registered offerings of asset-backed securities in the same asset class.

<sup>3</sup> Reflects assets that were repurchased or replaced during the reporting period covered by this Form ABS-15G. The demand for repurchase or replacement relating to any asset reported in this column may have been received prior to the reporting period covered by this Form ABS-15G.

<sup>4</sup> Reflects assets for which the representing party has agreed to repurchase or replace the asset but repurchase proceeds and/or replacement assets were not yet received by the trustee or the servicer, as applicable, as of the end of the reporting period covered by this Form ABS-15G. The demand for repurchase or replacement relating to any asset reported in this column may have been received prior to the reporting period covered by this Form ABS-15G.

**SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| |
|:---|
| Dated: October 8, 2025 |
| GROUNDFLOOR DEPOSITOR LLC |
| /s/ Nick Bhargava |
| Name: Nick Bhargava |
| Title: Executive Vice President, Secretary, and Acting Chief Financial Officer |

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