# EDGAR Filing Document

**Accession Number:** 0001728866
**File Stem:** 0001728866-26-000004
**Filing Date:** 2026-5
**Character Count:** 12114
**Document Hash:** 7c08a0fe9a93a5f8dea696d1f35f7147
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001728866-26-000004.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0001728866-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Smart Money Group LLC
- **CENTRAL INDEX KEY:** 0001728866

**ORGANIZATION NAME:**
- **EIN:** 813038854
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18631
- **FILM NUMBER:** 26942694

**BUSINESS ADDRESS:**
- **STREET 1:** PO BOX 904
- **CITY:** EASTLAND
- **STATE:** TX
- **ZIP:** 76448
- **BUSINESS PHONE:** 254-629-3863

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 904
- **CITY:** EASTLAND
- **STATE:** TX
- **ZIP:** 76448

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Smart Money Group LLC<br>**Address:** PO BOX 904<br>EASTLAND, TX 76448

**Form 13F File Number:** 028-18631

**CRD Number (if applicable):** 000284187

**SEC File Number (if applicable):** 801-107979

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jim R Kennedy<br>**Title:** Principal<br>**Phone:** 254-629-3863

**Signature, Place, and Date of Signing:**

Jim R Kennedy  Eastland, TX  05-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 84

**Form 13F Information Table Value Total:** $343713089

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | Empowered Funds LLC | 028-17729              |    000017141 | 801-79835         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| EA SERIES TRUST | YOKE CORE ETF | 02072Q788 |  | 200042433 | 7264021 | SH |  | SOLE |  | 0 | 0 | 7264021 |
| VANECK MERK GOLD ETF | GOLD SHS | 921078101 |  | 10762670 | 238905 | SH |  | SOLE |  | 0 | 0 | 238905 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 9134707 | 118356 | SH |  | SOLE |  | 0 | 0 | 118356 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 7994071 | 158802 | SH |  | SOLE |  | 0 | 0 | 158802 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 7933214 | 18437 | SH |  | SOLE |  | 0 | 0 | 18437 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 6099573 | 66560 | SH |  | SOLE |  | 0 | 0 | 66560 |
| TIDAL TRUST I | FOLIOBEYOND ALTE | 886364637 |  | 5530997 | 152706 | SH |  | SOLE |  | 0 | 0 | 152706 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 3804115 | 163829 | SH |  | SOLE |  | 0 | 0 | 163829 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 3533536 | 59860 | SH |  | SOLE |  | 0 | 0 | 59860 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 3194264 | 63090 | SH |  | SOLE |  | 0 | 0 | 63090 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3085835 | 29071 | SH |  | SOLE |  | 0 | 0 | 29071 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3034664 | 17401 | SH |  | SOLE |  | 0 | 0 | 17401 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 2989043 | 57272 | SH |  | SOLE |  | 0 | 0 | 57272 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 2855894 | 56732 | SH |  | SOLE |  | 0 | 0 | 56732 |
| APPLE INC | COM | 037833100 |  | 2638275 | 10396 | SH |  | SOLE |  | 0 | 0 | 10396 |
| FIRST FINL BANKSHARES INC | COM | 32020R109 |  | 2363217 | 80245 | SH |  | SOLE |  | 0 | 0 | 80245 |
| MICROSOFT CORP | COM | 594918104 |  | 2253602 | 6088 | SH |  | SOLE |  | 0 | 0 | 6088 |
| NOBLE CORP PLC | ORD SHS A | G65431127 |  | 1998081 | 40719 | SH |  | SOLE |  | 0 | 0 | 40719 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1984367 | 4141 | SH |  | SOLE |  | 0 | 0 | 4141 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1965758 | 3290 | SH |  | SOLE |  | 0 | 0 | 3290 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1942732 | 6756 | SH |  | SOLE |  | 0 | 0 | 6756 |
| AMAZON COM INC | COM | 023135106 |  | 1863392 | 8947 | SH |  | SOLE |  | 0 | 0 | 8947 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1833493 | 9559 | SH |  | SOLE |  | 0 | 0 | 9559 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1802099 | 7372 | SH |  | SOLE |  | 0 | 0 | 7372 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1701833 | 10031 | SH |  | SOLE |  | 0 | 0 | 10031 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 1617761 | 10591 | SH |  | SOLE |  | 0 | 0 | 10591 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1610409 | 17365 | SH |  | SOLE |  | 0 | 0 | 17365 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 1476688 | 1118 | SH |  | SOLE |  | 0 | 0 | 1118 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1461055 | 2417 | SH |  | SOLE |  | 0 | 0 | 2417 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1449552 | 2534 | SH |  | SOLE |  | 0 | 0 | 2534 |
| TJX COS INC NEW | COM | 872540109 |  | 1432146 | 8968 | SH |  | SOLE |  | 0 | 0 | 8968 |
| OLD DOMINION FREIGHT LINE IN | COM | 679580100 |  | 1333972 | 6827 | SH |  | SOLE |  | 0 | 0 | 6827 |
| COCA COLA CO | COM | 191216100 |  | 1308979 | 17212 | SH |  | SOLE |  | 0 | 0 | 17212 |
| BROADCOM INC | COM | 11135F101 |  | 1302916 | 4210 | SH |  | SOLE |  | 0 | 0 | 4210 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 1301983 | 11196 | SH |  | SOLE |  | 0 | 0 | 11196 |
| EOG RES INC | COM | 26875P101 |  | 1272899 | 8805 | SH |  | SOLE |  | 0 | 0 | 8805 |
| PACCAR INC | COM | 693718108 |  | 1217754 | 10543 | SH |  | SOLE |  | 0 | 0 | 10543 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1187320 | 8220 | SH |  | SOLE |  | 0 | 0 | 8220 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1183156 | 1811 | SH |  | SOLE |  | 0 | 0 | 1811 |
| HOME DEPOT INC | COM | 437076102 |  | 1182106 | 3594 | SH |  | SOLE |  | 0 | 0 | 3594 |
| AUTOZONE INC | COM | 053332102 |  | 1161956 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| LOWES COS INC | COM | 548661107 |  | 1128918 | 4778 | SH |  | SOLE |  | 0 | 0 | 4778 |
| SCHWAB STRATEGIC TR | LONG TERM US | 808524680 |  | 1098055 | 34937 | SH |  | SOLE |  | 0 | 0 | 34937 |
| ABBVIE INC | COM | 00287Y109 |  | 1080296 | 4967 | SH |  | SOLE |  | 0 | 0 | 4967 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 1062720 | 37003 | SH |  | SOLE |  | 0 | 0 | 37003 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1050758 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 1049692 | 27740 | SH |  | SOLE |  | 0 | 0 | 27740 |
| WALMART INC | COM | 931142103 |  | 1046650 | 8422 | SH |  | SOLE |  | 0 | 0 | 8422 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1030222 | 2062 | SH |  | SOLE |  | 0 | 0 | 2062 |
| MOODYS CORP | COM | 615369105 |  | 1011217 | 2318 | SH |  | SOLE |  | 0 | 0 | 2318 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 999876 | 8919 | SH |  | SOLE |  | 0 | 0 | 8919 |
| S GLOBAL INC | COM | 78409V104 |  | 978184 | 2300 | SH |  | SOLE |  | 0 | 0 | 2300 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 972706 | 17074 | SH |  | SOLE |  | 0 | 0 | 17074 |
| WW GRAINGER INC | COM | 384802104 |  | 929483 | 852 | SH |  | SOLE |  | 0 | 0 | 852 |
| COPART INC | COM | 217204106 |  | 920902 | 27738 | SH |  | SOLE |  | 0 | 0 | 27738 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 907926 | 3783 | SH |  | SOLE |  | 0 | 0 | 3783 |
| QUALCOMM INC | COM | 747525103 |  | 891380 | 6922 | SH |  | SOLE |  | 0 | 0 | 6922 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 891303 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| FIDELITY COVINGTON TRUST | LOW VOLITY ETF | 316092824 |  | 880341 | 13630 | SH |  | SOLE |  | 0 | 0 | 13630 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 879203 | 10142 | SH |  | SOLE |  | 0 | 0 | 10142 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 848875 | 8778 | SH |  | SOLE |  | 0 | 0 | 8778 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 778289 | 5938 | SH |  | SOLE |  | 0 | 0 | 5938 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 776548 | 2707 | SH |  | SOLE |  | 0 | 0 | 2707 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 770561 | 31084 | SH |  | SOLE |  | 0 | 0 | 31084 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 703262 | 1081 | SH |  | SOLE |  | 0 | 0 | 1081 |
| CHEVRON CORPORATION | COM | 166764100 |  | 661873 | 3199 | SH |  | SOLE |  | 0 | 0 | 3199 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 559363 | 2618 | SH |  | SOLE |  | 0 | 0 | 2618 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 532656 | 535 | SH |  | SOLE |  | 0 | 0 | 535 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F698 |  | 502595 | 10753 | SH |  | SOLE |  | 0 | 0 | 10753 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 481827 | 1426 | SH |  | SOLE |  | 0 | 0 | 1426 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 471801 | 6924 | SH |  | SOLE |  | 0 | 0 | 6924 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 411852 | 1915 | SH |  | SOLE |  | 0 | 0 | 1915 |
| BLACKSTONE INC | COM | 09260D107 |  | 398461 | 3465 | SH |  | SOLE |  | 0 | 0 | 3465 |
| CELESTICA INC | COM | 15101Q207 |  | 389845 | 1384 | SH |  | SOLE |  | 0 | 0 | 1384 |
| VANGUARD WELLINGTON FD | US VALUE FACTR | 921935805 |  | 337982 | 2511 | SH |  | SOLE |  | 0 | 0 | 2511 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 328707 | 916 | SH |  | SOLE |  | 0 | 0 | 916 |
| TESLA INC | COM | 88160R101 |  | 320820 | 863 | SH |  | SOLE |  | 0 | 0 | 863 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 302644 | 9026 | SH |  | SOLE |  | 0 | 0 | 9026 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 290220 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 264149 | 1054 | SH |  | SOLE |  | 0 | 0 | 1054 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 259104 | 8445 | SH |  | SOLE |  | 0 | 0 | 8445 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 256377 | 9748 | SH |  | SOLE |  | 0 | 0 | 9748 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 210219 | 1593 | SH |  | SOLE |  | 0 | 0 | 1593 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 202710 | 1651 | SH |  | SOLE |  | 0 | 0 | 1651 |

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