# EDGAR Filing Document

**Accession Number:** 0001776290
**File Stem:** 0001776290-25-000006
**Filing Date:** 2025-11
**Character Count:** 34224
**Document Hash:** c0453aba121fc409eded47d99cb71b25
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001776290-25-000006.hdr.sgml**: 20251110

**ACCESSION NUMBER**: 0001776290-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251110

**DATE AS OF CHANGE**: 20251110

**EFFECTIVENESS DATE**: 20251110

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Zhang Financial LLC
- **CENTRAL INDEX KEY:** 0001776290

**ORGANIZATION NAME:**
- **EIN:** 800370431
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19517
- **FILM NUMBER:** 251465960

**BUSINESS ADDRESS:**
- **STREET 1:** 5931 OAKLAND DR.
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024
- **BUSINESS PHONE:** 269-385-5705

**MAIL ADDRESS:**
- **STREET 1:** 5931 OAKLAND DR.
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Zhang Financial LLC<br>**Address:** 5931 OAKLAND DR.<br>PORTAGE, MI 49024

**Form 13F File Number:** 028-19517

**CRD Number (if applicable):** 000159257

**SEC File Number (if applicable):** 801-72987

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lynn L. Chen-Zhang<br>**Title:** Chief Compliance Officer<br>**Phone:** 269.385.5888

**Signature, Place, and Date of Signing:**

Lynn L. Chen-Zhang  Portage, MI  11-10-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 316

**Form 13F Information Table Value Total:** $2461368055

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 180479571 | 549958 | SH |  | SOLE |  | 0 | 0 | 549958 |
| VANGUARD S | S 500 ETF SHS | 922908363 |  | 185646561 | 303156 | SH |  | SOLE |  | 0 | 0 | 303156 |
| DIMENSIONAL US | US EQUITY ETF | 25434V401 |  | 174100014 | 2403369 | SH |  | SOLE |  | 0 | 0 | 2403369 |
| ISHARES CORE | CORE S TTL STK | 464287150 |  | 141265965 | 969900 | SH |  | SOLE |  | 0 | 0 | 969900 |
| DIMENSIONAL US | US CORE EQUITY 2 | 25434V708 |  | 126918078 | 3290591 | SH |  | SOLE |  | 0 | 0 | 3290591 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 127862499 | 1740574 | SH |  | SOLE |  | 0 | 0 | 1740574 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 98199104 | 712620 | SH |  | SOLE |  | 0 | 0 | 712620 |
| VANGUARD INTERMEDIATE | INTERMED TERM | 921937819 |  | 88748853 | 1136494 | SH |  | SOLE |  | 0 | 0 | 1136494 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 64904620 | 1785546 | SH |  | SOLE |  | 0 | 0 | 1785546 |
| VANGUARD SMALL | SM CP VAL ETF | 922908611 |  | 49298673 | 236207 | SH |  | SOLE |  | 0 | 0 | 236207 |
| APPLE INC | COM | 037833100 |  | 52188871 | 204959 | SH |  | SOLE |  | 0 | 0 | 204959 |
| STRYKER CORP | COM | 863667101 |  | 42134881 | 113980 | SH |  | SOLE |  | 0 | 0 | 113980 |
| VANGUARD TOTAL | TOTAL BND MRKT | 921937835 |  | 46989667 | 631836 | SH |  | SOLE |  | 0 | 0 | 631836 |
| BNY MELLON | US LRG CP CORE | 09661T107 |  | 39598449 | 308448 | SH |  | SOLE |  | 0 | 0 | 308448 |
| VANGUARD HIGH | HIGH DIV YLD | 921946406 |  | 44679476 | 316988 | SH |  | SOLE |  | 0 | 0 | 316988 |
| ISHARES GOLD | ISHARES | 464285204 |  | 34609084 | 475595 | SH |  | SOLE |  | 0 | 0 | 475595 |
| DIMENSIONAL US | US CORE EQT MKT | 25434V104 |  | 30014550 | 655912 | SH |  | SOLE |  | 0 | 0 | 655912 |
| MICROSOFT CORP | COM | 594918104 |  | 32602875 | 62946 | SH |  | SOLE |  | 0 | 0 | 62946 |
| ISHARES CORE | CORE US AGGBD ET | 464287226 |  | 28982697 | 289103 | SH |  | SOLE |  | 0 | 0 | 289103 |
| VANGUARD SHORT | SHRT TRM CORP BD | 92206C409 |  | 28057546 | 351027 | SH |  | SOLE |  | 0 | 0 | 351027 |
| AVANTIS INTL | INTL EQT ETF | 025072703 |  | 26847307 | 340269 | SH |  | SOLE |  | 0 | 0 | 340269 |
| VANGUARD MID | MID CAP ETF | 922908629 |  | 25716179 | 87548 | SH |  | SOLE |  | 0 | 0 | 87548 |
| ISHARES RUSSELL | RUS 2000 VAL ETF | 464287630 |  | 18090875 | 102318 | SH |  | SOLE |  | 0 | 0 | 102318 |
| VANGUARD MEGA | MEGA GRWTH IND | 921910816 |  | 19227138 | 47778 | SH |  | SOLE |  | 0 | 0 | 47778 |
| VANGUARD S | 500 VAL IDX FD | 921932703 |  | 21120273 | 105882 | SH |  | SOLE |  | 0 | 0 | 105882 |
| DIMENSIONAL US | US SMALL CAP VAL | 25434V815 |  | 20023389 | 628875 | SH |  | SOLE |  | 0 | 0 | 628875 |
| VANGUARD GROWTH | GROWTH ETF | 922908736 |  | 16902350 | 35242 | SH |  | SOLE |  | 0 | 0 | 35242 |
| AVANTIS U S | US EQT ETF | 025072885 |  | 16708540 | 153713 | SH |  | SOLE |  | 0 | 0 | 153713 |
| NVIDIA CORP | COM | 67066G104 |  | 26686307 | 143029 | SH |  | SOLE |  | 0 | 0 | 143029 |
| SPDR PORTFOLIO | PORTFOLI S | 78464A805 |  | 21530662 | 266964 | SH |  | SOLE |  | 0 | 0 | 266964 |
| ISHARES BITCOIN TR | SHS | 46438F101 |  | 20099300 | 309220 | SH |  | SOLE |  | 0 | 0 | 309220 |
| ISHARES CORE | CORE S ETF | 464287200 |  | 17760730 | 26536 | SH |  | SOLE |  | 0 | 0 | 26536 |
| VANGUARD TAX-MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 |  | 18175018 | 303322 | SH |  | SOLE |  | 0 | 0 | 303322 |
| BERKSHIRE HATHAWAY | CL B | 084670702 |  | 12485552 | 24835 | SH |  | SOLE |  | 0 | 0 | 24835 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 12185161 | 224902 | SH |  | SOLE |  | 0 | 0 | 224902 |
| VANGUARD VALUE | VALUE ETF | 922908744 |  | 12167603 | 65245 | SH |  | SOLE |  | 0 | 0 | 65245 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 11764741 | 17660 | SH |  | SOLE |  | 0 | 0 | 17660 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 16732215 | 650806 | SH |  | SOLE |  | 0 | 0 | 650806 |
| AVANTIS U S | US SML CP VALU | 025072877 |  | 13710640 | 137754 | SH |  | SOLE |  | 0 | 0 | 137754 |
| SCHWAB INTL | INTL EQTY ETF | 808524805 |  | 11931291 | 512513 | SH |  | SOLE |  | 0 | 0 | 512513 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 14583356 | 59989 | SH |  | SOLE |  | 0 | 0 | 59989 |
| AMAZON COM | COM | 023135106 |  | 14861516 | 67685 | SH |  | SOLE |  | 0 | 0 | 67685 |
| WORLD GOLD | SPDR GLD MINIS | 98149E303 |  | 7990019 | 104513 | SH |  | SOLE |  | 0 | 0 | 104513 |
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 |  | 7126822 | 31734 | SH |  | SOLE |  | 0 | 0 | 31734 |
| ISHARES SHORT | SHRT NAT MUN ETF | 464288158 |  | 7656333 | 71702 | SH |  | SOLE |  | 0 | 0 | 71702 |
| SPDR PORTFOLIO | PORTFOLIO S | 78464A847 |  | 9897970 | 173072 | SH |  | SOLE |  | 0 | 0 | 173072 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 6073249 | 88712 | SH |  | SOLE |  | 0 | 0 | 88712 |
| FACEBOOK INC | CL A | 30303M102 |  | 10928725 | 14882 | SH |  | SOLE |  | 0 | 0 | 14882 |
| ABBVIE INC | COM | 00287Y109 |  | 6454020 | 27875 | SH |  | SOLE |  | 0 | 0 | 27875 |
| VANGUARD MEGA | MEGA CAP INDEX | 921910873 |  | 5979139 | 24496 | SH |  | SOLE |  | 0 | 0 | 24496 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 6184355 | 36961 | SH |  | SOLE |  | 0 | 0 | 36961 |
| INTL BUSINESS | COM | 459200101 |  | 5647544 | 20016 | SH |  | SOLE |  | 0 | 0 | 20016 |
| VANGUARD RUSSELL | VNG RUS1000IDX | 92206C730 |  | 5719045 | 18916 | SH |  | SOLE |  | 0 | 0 | 18916 |
| BROADCOM INC | COM | 11135F101 |  | 7197753 | 21817 | SH |  | SOLE |  | 0 | 0 | 21817 |
| TESLA INC | COM | 88160R101 |  | 5399342 | 12141 | SH |  | SOLE |  | 0 | 0 | 12141 |
| ISHARES MSCI | EAFE VALUE ETF | 464288877 |  | 4745412 | 69961 | SH |  | SOLE |  | 0 | 0 | 69961 |
| SPDR PORTFOLIO | PORTFOLIO AGRGTE | 78464A649 |  | 6712364 | 259666 | SH |  | SOLE |  | 0 | 0 | 259666 |
| ISHARES CORE | CORE MSCI TOTAL | 46432F834 |  | 5795620 | 70182 | SH |  | SOLE |  | 0 | 0 | 70182 |
| VANGUARD INFORMATION | INF TECH ETF | 92204A702 |  | 4718714 | 6320 | SH |  | SOLE |  | 0 | 0 | 6320 |
| AMGEN INC | COM | 031162100 |  | 4898520 | 17358 | SH |  | SOLE |  | 0 | 0 | 17358 |
| ISHARES MSCI | MSCI EMRG CHN | 46434G764 |  | 7620483 | 112880 | SH |  | SOLE |  | 0 | 0 | 112880 |
| ISHARES RUSSELL | RUSSELL 3000 ETF | 464287689 |  | 3827292 | 10100 | SH |  | SOLE |  | 0 | 0 | 10100 |
| VANGUARD RUSSELL | VNG RUS1000GRW | 92206C680 |  | 4668423 | 38742 | SH |  | SOLE |  | 0 | 0 | 38742 |
| VANGUARD REAL | REAL ESTATE ETF | 922908553 |  | 4307861 | 47122 | SH |  | SOLE |  | 0 | 0 | 47122 |
| JPMORGAN CHASE | COM | 46625H100 |  | 6298510 | 19968 | SH |  | SOLE |  | 0 | 0 | 19968 |
| APPLIED INDUSTRIAL TECH | COM | 03820C105 |  | 3339620 | 12793 | SH |  | SOLE |  | 0 | 0 | 12793 |
| PROCTER  GAMBLE | COM | 742718109 |  | 4230750 | 27535 | SH |  | SOLE |  | 0 | 0 | 27535 |
| CATERPILLAR INC | COM | 149123101 |  | 5046401 | 10576 | SH |  | SOLE |  | 0 | 0 | 10576 |
| VANGUARD LARGE | LARGE CAP ETF | 922908637 |  | 3719149 | 12081 | SH |  | SOLE |  | 0 | 0 | 12081 |
| GOLDMAN SACHS | COM | 38141G104 |  | 4557221 | 5722 | SH |  | SOLE |  | 0 | 0 | 5722 |
| ISHARES NATIONAL | NATIONAL MUN | 464288414 |  | 4659421 | 43754 | SH |  | SOLE |  | 0 | 0 | 43754 |
| HF FOODS | COM | 40417F109 |  | 2934824 | 1063342 | SH |  | SOLE |  | 0 | 0 | 1063342 |
| AMERICAN EXPRESS | COM | 025816109 |  | 4437402 | 13359 | SH |  | SOLE |  | 0 | 0 | 13359 |
| CISCO SYSTEMS | COM | 17275R102 |  | 4644700 | 67885 | SH |  | SOLE |  | 0 | 0 | 67885 |
| SECTOR FINANCIAL | SBI INT-FINL | 81369Y605 |  | 2763050 | 51291 | SH |  | SOLE |  | 0 | 0 | 51291 |
| BNY MELLON | INTERNATIONL EQT | 09661T404 |  | 3112255 | 34755 | SH |  | SOLE |  | 0 | 0 | 34755 |
| APOLLO GLOBAL | COM | 03769M106 |  | 3660914 | 27470 | SH |  | SOLE |  | 0 | 0 | 27470 |
| ISHARES SELECT | SELECT DIVID ETF | 464287168 |  | 2694750 | 18964 | SH |  | SOLE |  | 0 | 0 | 18964 |
| HONEYWELL INTL | COM | 438516106 |  | 2630052 | 12494 | SH |  | SOLE |  | 0 | 0 | 12494 |
| VANGUARD RUSSELL | VNG RUS1000VAL | 92206C714 |  | 3396626 | 38006 | SH |  | SOLE |  | 0 | 0 | 38006 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3718742 | 15269 | SH |  | SOLE |  | 0 | 0 | 15269 |
| SPDR PORTFOLIO | PORTFOLIO SH TSR | 78468R101 |  | 2908294 | 99192 | SH |  | SOLE |  | 0 | 0 | 99192 |
| DIMENSIONAL US | US MKTWIDE VALUE | 25434V724 |  | 3100530 | 69379 | SH |  | SOLE |  | 0 | 0 | 69379 |
| EXXON MOBIL | COM | 30231G102 |  | 3586720 | 31811 | SH |  | SOLE |  | 0 | 0 | 31811 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 2959915 | 37749 | SH |  | SOLE |  | 0 | 0 | 37749 |
| VANGUARD S | 500 GRTH IDX F | 921932505 |  | 3535784 | 8120 | SH |  | SOLE |  | 0 | 0 | 8120 |
| INVESCO QQQ | UNIT SER 1 | 46090E103 |  | 5820098 | 9694 | SH |  | SOLE |  | 0 | 0 | 9694 |
| VANGUARD INTERNATIONAL | INTL HIGH ETF | 921946794 |  | 4239746 | 50068 | SH |  | SOLE |  | 0 | 0 | 50068 |
| PEPSICO INC | COM | 713448108 |  | 2778529 | 19784 | SH |  | SOLE |  | 0 | 0 | 19784 |
| SCHWAB US | US MID-CAP ETF | 808524508 |  | 2816541 | 95025 | SH |  | SOLE |  | 0 | 0 | 95025 |
| WALMART INC | COM | 931142103 |  | 3271195 | 31740 | SH |  | SOLE |  | 0 | 0 | 31740 |
| BERKSHIRE HATHAWAY | CL A | 084670108 |  | 2262600 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| MCKESSON CORP | COM | 58155Q103 |  | 2228777 | 2885 | SH |  | SOLE |  | 0 | 0 | 2885 |
| ZOETIS INC | CL A | 98978V103 |  | 2470709 | 16886 | SH |  | SOLE |  | 0 | 0 | 16886 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 4381564 | 20305 | SH |  | SOLE |  | 0 | 0 | 20305 |
| FORD MOTOR | COM | 345370860 |  | 1999762 | 167204 | SH |  | SOLE |  | 0 | 0 | 167204 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 3045533 | 31978 | SH |  | SOLE |  | 0 | 0 | 31978 |
| SCHWAB US | US LRG CAP ETF | 808524201 |  | 2678406 | 101686 | SH |  | SOLE |  | 0 | 0 | 101686 |
| ISHARES TIPS | TIPS BD ETF | 464287176 |  | 1881839 | 16920 | SH |  | SOLE |  | 0 | 0 | 16920 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2314723 | 12484 | SH |  | SOLE |  | 0 | 0 | 12484 |
| PHILIP MORRIS | COM | 718172109 |  | 1820045 | 11221 | SH |  | SOLE |  | 0 | 0 | 11221 |
| SPDR PORTFOLIO | PORTFOLIO DEVLPD | 78463X889 |  | 2119241 | 49527 | SH |  | SOLE |  | 0 | 0 | 49527 |
| BLACKROCK ULTRA | BLACKROCK ULTRA | 46434V878 |  | 3834664 | 75559 | SH |  | SOLE |  | 0 | 0 | 75559 |
| VANGUARD MEGA | MEGA CAP VAL ETF | 921910840 |  | 2102200 | 15262 | SH |  | SOLE |  | 0 | 0 | 15262 |
| VANGUARD EXTENDED | EXTEND MKT ETF | 922908652 |  | 2125035 | 10151 | SH |  | SOLE |  | 0 | 0 | 10151 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 2841326 | 11989 | SH |  | SOLE |  | 0 | 0 | 11989 |
| KLA CORP | COM | 482480100 |  | 4899146 | 4543 | SH |  | SOLE |  | 0 | 0 | 4543 |
| APPLIED MATERIALS | COM | 038222105 |  | 3058618 | 14939 | SH |  | SOLE |  | 0 | 0 | 14939 |
| BOOKING HOLDINGS | COM | 09857L108 |  | 2394959 | 443 | SH |  | SOLE |  | 0 | 0 | 443 |
| KKR  CO | COM | 48251W104 |  | 2073335 | 15955 | SH |  | SOLE |  | 0 | 0 | 15955 |
| LOWES COMPANIES | COM | 548661107 |  | 1872987 | 7453 | SH |  | SOLE |  | 0 | 0 | 7453 |
| DIMENSIONAL EMERGING | EMGR CRE EQT MNG | 25434V302 |  | 2072019 | 65715 | SH |  | SOLE |  | 0 | 0 | 65715 |
| BLACKSTONE INC | COM | 09260D107 |  | 2147109 | 12567 | SH |  | SOLE |  | 0 | 0 | 12567 |
| AMERIPRISE FINANCIAL | COM | 03076C106 |  | 2285893 | 4653 | SH |  | SOLE |  | 0 | 0 | 4653 |
| EATON CORP | SHS | G29183103 |  | 1797604 | 4803 | SH |  | SOLE |  | 0 | 0 | 4803 |
| MERCK  COMPANY | COM | 58933Y105 |  | 1899719 | 22635 | SH |  | SOLE |  | 0 | 0 | 22635 |
| VANGUARD SMALL | SMALL CP ETF | 922908751 |  | 2379035 | 9356 | SH |  | SOLE |  | 0 | 0 | 9356 |
| DIMENSIONAL INTL | INTERNATNAL VAL | 25434V807 |  | 1843191 | 39965 | SH |  | SOLE |  | 0 | 0 | 39965 |
| ISHARES S | SP SMCP600VL ETF | 464287879 |  | 1580128 | 14288 | SH |  | SOLE |  | 0 | 0 | 14288 |
| LINDE PLC | SHS | G54950103 |  | 1310623 | 2759 | SH |  | SOLE |  | 0 | 0 | 2759 |
| BNY MELLON | US MDCP CORE EQT | 09661T206 |  | 1303923 | 12016 | SH |  | SOLE |  | 0 | 0 | 12016 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 3289027 | 4338 | SH |  | SOLE |  | 0 | 0 | 4338 |
| LOCKHEED MARTIN | N/A | 539830109 |  | 2073665 | 4154 | SH |  | SOLE |  | 0 | 0 | 4154 |
| DIMENSIONAL US | US TARGETED VLU | 25434V609 |  | 1271268 | 21839 | SH |  | SOLE |  | 0 | 0 | 21839 |
| VANGUARD FTSE | FTSE SMCAP ETF | 922042718 |  | 1804124 | 12656 | SH |  | SOLE |  | 0 | 0 | 12656 |
| UBER TECHNOLOGIES | N/A | 90353T100 |  | 2192372 | 22378 | SH |  | SOLE |  | 0 | 0 | 22378 |
| VISA INC | COM CL A | 92826C839 |  | 2209090 | 6471 | SH |  | SOLE |  | 0 | 0 | 6471 |
| ISHARES S | S 500 GRWT ETF | 464287309 |  | 1899530 | 15735 | SH |  | SOLE |  | 0 | 0 | 15735 |
| BNY MELLON | CORE BOND ETF | 09661T602 |  | 1238602 | 29075 | SH |  | SOLE |  | 0 | 0 | 29075 |
| ALTRIA GROUP | COM | 02209S103 |  | 1209334 | 18307 | SH |  | SOLE |  | 0 | 0 | 18307 |
| CARLYLE GROUP | COM | 14316J108 |  | 1494184 | 23831 | SH |  | SOLE |  | 0 | 0 | 23831 |
| DIMENSIONAL WORLD | WORLD EX US CORE | 25434V880 |  | 1163229 | 37069 | SH |  | SOLE |  | 0 | 0 | 37069 |
| ELI LILLY | COM | 532457108 |  | 1988836 | 2607 | SH |  | SOLE |  | 0 | 0 | 2607 |
| SPDR PORTFOLIO | PORTFOLIO INTRMD | 78464A375 |  | 1351269 | 39872 | SH |  | SOLE |  | 0 | 0 | 39872 |
| SCHWAB AGGREGATE | US AGGREGATE B | 808524839 |  | 2508197 | 106868 | SH |  | SOLE |  | 0 | 0 | 106868 |
| LCI INDS | COM | 50189K103 |  | 1103269 | 11844 | SH |  | SOLE |  | 0 | 0 | 11844 |
| QUALCOMM INC | COM | 747525103 |  | 1085166 | 6523 | SH |  | SOLE |  | 0 | 0 | 6523 |
| HOME DEPOT | COM | 437076102 |  | 2251578 | 5557 | SH |  | SOLE |  | 0 | 0 | 5557 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 1038923 | 9412 | SH |  | SOLE |  | 0 | 0 | 9412 |
| SPDR DOW | UT SER 1 | 78467X109 |  | 1035532 | 2233 | SH |  | SOLE |  | 0 | 0 | 2233 |
| ISHARES CORE | CORE S MCP ETF | 464287507 |  | 1867205 | 28612 | SH |  | SOLE |  | 0 | 0 | 28612 |
| DIMENSIONAL US | US LARGE CAP VAL | 25434V666 |  | 1845743 | 56102 | SH |  | SOLE |  | 0 | 0 | 56102 |
| MONDELEZ INTERNATIONAL | CL A | 609207105 |  | 989573 | 15841 | SH |  | SOLE |  | 0 | 0 | 15841 |
| BANK AMERICA | COM | 060505104 |  | 979735 | 18991 | SH |  | SOLE |  | 0 | 0 | 18991 |
| VANGUARD INDUSTRIALS | INDUSTRIAL ETF | 92204A603 |  | 949070 | 3203 | SH |  | SOLE |  | 0 | 0 | 3203 |
| ISHARES CORE | CORE S SCP ETF | 464287804 |  | 2006259 | 16884 | SH |  | SOLE |  | 0 | 0 | 16884 |
| NEXTERA ENERGY | COM | 65339F101 |  | 931705 | 12342 | SH |  | SOLE |  | 0 | 0 | 12342 |
| VANGUARD SHORT | SHORT TERM TREAS | 92206C102 |  | 1939535 | 32958 | SH |  | SOLE |  | 0 | 0 | 32958 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 1692288 | 724 | SH |  | SOLE |  | 0 | 0 | 724 |
| VANGUARD FTSE | ALLWRLD EX US | 922042775 |  | 905562 | 12688 | SH |  | SOLE |  | 0 | 0 | 12688 |
| IMAX CORP | COM | 45245E109 |  | 903212 | 27579 | SH |  | SOLE |  | 0 | 0 | 27579 |
| VANGUARD MID | MCAP VL IDXVIP | 922908512 |  | 2028765 | 11621 | SH |  | SOLE |  | 0 | 0 | 11621 |
| SPDR PORTFOLIO | PORTFOLIO SHORT | 78464A474 |  | 1286253 | 42465 | SH |  | SOLE |  | 0 | 0 | 42465 |
| INVESCO NASDAQ | NASDAQ 100 ETF | 46138G649 |  | 2309113 | 9345 | SH |  | SOLE |  | 0 | 0 | 9345 |
| ORACLE CORP | COM | 68389X105 |  | 1609562 | 5723 | SH |  | SOLE |  | 0 | 0 | 5723 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 794830 | 5934 | SH |  | SOLE |  | 0 | 0 | 5934 |
| ISHARES MSCI | MSCI EAFE ETF | 464287465 |  | 1512609 | 16200 | SH |  | SOLE |  | 0 | 0 | 16200 |
| SECTOR TECHNOLOGY | TECHNOLOGY | 81369Y803 |  | 1981070 | 7028 | SH |  | SOLE |  | 0 | 0 | 7028 |
| COCA COLA COMPANY | COM | 191216100 |  | 763368 | 11510 | SH |  | SOLE |  | 0 | 0 | 11510 |
| BALCHEM CORP | COM | 057665200 |  | 750300 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| ISHARES S | S 500 VAL ETF | 464287408 |  | 1229321 | 5953 | SH |  | SOLE |  | 0 | 0 | 5953 |
| NUCOR CORP | COM | 670346105 |  | 692995 | 5117 | SH |  | SOLE |  | 0 | 0 | 5117 |
| CORTEVA INC | COM | 22052L104 |  | 683220 | 10102 | SH |  | SOLE |  | 0 | 0 | 10102 |
| ADOBE INC | COM | 00724F101 |  | 1437208 | 4074 | SH |  | SOLE |  | 0 | 0 | 4074 |
| COSTCO WHOLESALE | COM | 22160K105 |  | 1414985 | 1528 | SH |  | SOLE |  | 0 | 0 | 1528 |
| COLGATE-PALMOLIVE | N/A | 194162103 |  | 1075542 | 13455 | SH |  | SOLE |  | 0 | 0 | 13455 |
| CHEVRON CORP | COM | 166764100 |  | 1074428 | 6919 | SH |  | SOLE |  | 0 | 0 | 6919 |
| MCDONALDS CORP | COM | 580135101 |  | 1124651 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 898897 | 17980 | SH |  | SOLE |  | 0 | 0 | 17980 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 838320 | 8325 | SH |  | SOLE |  | 0 | 0 | 8325 |
| ILLINOIS TOOL | COM | 452308109 |  | 585232 | 2244 | SH |  | SOLE |  | 0 | 0 | 2244 |
| SHERWIN WILLIAMS | COM | 824348106 |  | 583275 | 1685 | SH |  | SOLE |  | 0 | 0 | 1685 |
| PRUDENTIAL FINANCIAL | COM | 744320102 |  | 579638 | 5587 | SH |  | SOLE |  | 0 | 0 | 5587 |
| FIRST SOLAR | COM | 336433107 |  | 551325 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| SCHWAB US | N/A | 808524300 |  | 546246 | 17118 | SH |  | SOLE |  | 0 | 0 | 17118 |
| ISHARES RUSS | RUS MDCP VAL ETF | 464287473 |  | 544418 | 3898 | SH |  | SOLE |  | 0 | 0 | 3898 |
| ISHARES RUSSELL | RUS MID CAP ETF | 464287499 |  | 1885067 | 19524 | SH |  | SOLE |  | 0 | 0 | 19524 |
| MASTERCARD INC | CL A | 57636Q104 |  | 1239662 | 2179 | SH |  | SOLE |  | 0 | 0 | 2179 |
| NETFLIX INC | COM | 64110L106 |  | 1150963 | 960 | SH |  | SOLE |  | 0 | 0 | 960 |
| GENERAL ELECTRIC | N/A | 369604301 |  | 525779 | 1748 | SH |  | SOLE |  | 0 | 0 | 1748 |
| MORGAN STANLEY | COM | 617446448 |  | 1057229 | 6651 | SH |  | SOLE |  | 0 | 0 | 6651 |
| SCHWAB US | US LCAP VA ETF | 808524409 |  | 519293 | 17839 | SH |  | SOLE |  | 0 | 0 | 17839 |
| KIMBERLY CLARK | COM | 494368103 |  | 506819 | 4076 | SH |  | SOLE |  | 0 | 0 | 4076 |
| ALLSTATE CORP | COM | 020002101 |  | 503354 | 2345 | SH |  | SOLE |  | 0 | 0 | 2345 |
| ISHARES CORE | CORE DIV GRWTH | 46434V621 |  | 848076 | 12457 | SH |  | SOLE |  | 0 | 0 | 12457 |
| AT INC | COM | 00206R102 |  | 490963 | 17385 | SH |  | SOLE |  | 0 | 0 | 17385 |
| ARES MANAGEMENT | N/A | 03990B101 |  | 485108 | 3034 | SH |  | SOLE |  | 0 | 0 | 3034 |
| VANGUARD HEALTH | HEALTH CAR ETF | 92204A504 |  | 483577 | 1863 | SH |  | SOLE |  | 0 | 0 | 1863 |
| VANGUARD ESG | ESG US STK ETF | 921910733 |  | 483470 | 4082 | SH |  | SOLE |  | 0 | 0 | 4082 |
| HERSHEY COMPANY | COM | 427866108 |  | 468935 | 2507 | SH |  | SOLE |  | 0 | 0 | 2507 |
| VANECK VECTORS | SEMICONDUCTR ETF | 92189F676 |  | 885169 | 2712 | SH |  | SOLE |  | 0 | 0 | 2712 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 461018 | 6380 | SH |  | SOLE |  | 0 | 0 | 6380 |
| WEC ENERGY | COM | 92939U106 |  | 457901 | 3996 | SH |  | SOLE |  | 0 | 0 | 3996 |
| METLIFE INC | COM | 59156R108 |  | 440793 | 5351 | SH |  | SOLE |  | 0 | 0 | 5351 |
| PFIZER INC | COM | 717081103 |  | 438929 | 17226 | SH |  | SOLE |  | 0 | 0 | 17226 |
| SPDR GOLD | GOLD SHS | 78463V107 |  | 435096 | 1224 | SH |  | SOLE |  | 0 | 0 | 1224 |
| RAYTHEON TECHNOLOGIES | COM | 75513E101 |  | 771489 | 4611 | SH |  | SOLE |  | 0 | 0 | 4611 |
| PALANTIR TECHNOLOGIES | N/A | 69608A108 |  | 697210 | 3822 | SH |  | SOLE |  | 0 | 0 | 3822 |
| CUMMINS INC | COM | 231021106 |  | 388481 | 920 | SH |  | SOLE |  | 0 | 0 | 920 |
| VANGUARD INTERMEDIATE | INT-TERM CORP | 92206C870 |  | 386485 | 4595 | SH |  | SOLE |  | 0 | 0 | 4595 |
| DUPONT DE | COM | 26614N102 |  | 382628 | 4912 | SH |  | SOLE |  | 0 | 0 | 4912 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 381306 | 5654 | SH |  | SOLE |  | 0 | 0 | 5654 |
| STATE STREET | COM | 857477103 |  | 376684 | 3247 | SH |  | SOLE |  | 0 | 0 | 3247 |
| ISHARES RUSSELL | RUS 1000 GRW ETF | 464287614 |  | 1695404 | 3619 | SH |  | SOLE |  | 0 | 0 | 3619 |
| NEWMONT CORP | N/A | 651639106 |  | 373327 | 4428 | SH |  | SOLE |  | 0 | 0 | 4428 |
| ISHARES SILVER | ISHARES | 46428Q109 |  | 1257966 | 29690 | SH |  | SOLE |  | 0 | 0 | 29690 |
| APOGEE ENTERPRISES | COM | 037598109 |  | 365814 | 8396 | SH |  | SOLE |  | 0 | 0 | 8396 |
| CITY HLDG CO | COM | 177835105 |  | 354754 | 2864 | SH |  | SOLE |  | 0 | 0 | 2864 |
| ISHARES RUSSELL | RUS 1000 ETF | 464287622 |  | 2314949 | 6334 | SH |  | SOLE |  | 0 | 0 | 6334 |
| KELLOGG CO | COM | 487836108 |  | 353903 | 4315 | SH |  | SOLE |  | 0 | 0 | 4315 |
| ISHARES S | S MC 400VL ETF | 464287705 |  | 349677 | 2696 | SH |  | SOLE |  | 0 | 0 | 2696 |
| SPDR SERIES | S 500 ESG ETF | 78468R531 |  | 349050 | 5489 | SH |  | SOLE |  | 0 | 0 | 5489 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 342832 | 3819 | SH |  | SOLE |  | 0 | 0 | 3819 |
| QORVO INC | COM | 74736K101 |  | 341551 | 3750 | SH |  | SOLE |  | 0 | 0 | 3750 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 337974 | 8948 | SH |  | SOLE |  | 0 | 0 | 8948 |
| TEVA PHARMACEUTICAL | SPONSORED ADS | 881624209 |  | 337340 | 16700 | SH |  | SOLE |  | 0 | 0 | 16700 |
| DANAHER CORP | COM | 235851102 |  | 337000 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| SHOPIFY INC | CL A | 82509L107 |  | 1064939 | 7166 | SH |  | SOLE |  | 0 | 0 | 7166 |
| VANGUARD ESG | ESG INTL STK ETF | 921910725 |  | 331171 | 4774 | SH |  | SOLE |  | 0 | 0 | 4774 |
| SPDR PORTFOLIO | N/A | 78463X509 |  | 601080 | 12841 | SH |  | SOLE |  | 0 | 0 | 12841 |
| RLJ LODGING | CUM CONV PFD A | 74965L200 |  | 326309 | 12933 | SH |  | SOLE |  | 0 | 0 | 12933 |
| VANGUARD MID | MCAP GR IDXVIP | 922908538 |  | 326133 | 1110 | SH |  | SOLE |  | 0 | 0 | 1110 |
| TJX COS | COM | 872540109 |  | 320674 | 2219 | SH |  | SOLE |  | 0 | 0 | 2219 |
| BOEING CO | COM | 097023105 |  | 319860 | 1482 | SH |  | SOLE |  | 0 | 0 | 1482 |
| DTE ENERGY | N/A | 233331107 |  | 319773 | 2261 | SH |  | SOLE |  | 0 | 0 | 2261 |
| VANGUARD SHORT | SHORT TRM BOND | 921937827 |  | 518487 | 6571 | SH |  | SOLE |  | 0 | 0 | 6571 |
| INVESCO EXCHANGE | S LOW VOL | 46138E354 |  | 310600 | 4227 | SH |  | SOLE |  | 0 | 0 | 4227 |
| ISHARES BB | N/A | 46435U473 |  | 305433 | 6456 | SH |  | SOLE |  | 0 | 0 | 6456 |
| SCHWAB US | US SML CAP ETF | 808524607 |  | 608693 | 21817 | SH |  | SOLE |  | 0 | 0 | 21817 |
| SOUTHERN COMPANY | COM | 842587107 |  | 302560 | 3193 | SH |  | SOLE |  | 0 | 0 | 3193 |
| UBS GROUP | SHS | H42097107 |  | 298173 | 7273 | SH |  | SOLE |  | 0 | 0 | 7273 |
| GE VERNOVA | Common Stock | 36828A101 |  | 297058 | 483 | SH |  | SOLE |  | 0 | 0 | 483 |
| ISHARES RUSSELL | RUS 1000 VAL ETF | 464287598 |  | 830504 | 4079 | SH |  | SOLE |  | 0 | 0 | 4079 |
| GENERAL MILLS | COM | 370334104 |  | 287669 | 5705 | SH |  | SOLE |  | 0 | 0 | 5705 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 286523 | 2734 | SH |  | SOLE |  | 0 | 0 | 2734 |
| NORFOLK SOUTHERN | COM | 655844108 |  | 280624 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| WORTHINGTON INDUSTRIES | COM | 981811102 |  | 277450 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| VANGUARD FINANCIALS | FINANCIALS ETF | 92204A405 |  | 277441 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| CONSTELLATION ENERGY | N/A | 21037T109 |  | 269521 | 819 | SH |  | SOLE |  | 0 | 0 | 819 |
| BRISTOL MYERS | COM | 110122108 |  | 268997 | 5964 | SH |  | SOLE |  | 0 | 0 | 5964 |
| ISHARES U S ETF TR | SHT MAT MUN ETF | 46431W838 |  | 254419 | 5037 | SH |  | SOLE |  | 0 | 0 | 5037 |
| AMERICAN CENTURY | N/A | 025072604 |  | 252820 | 3366 | SH |  | SOLE |  | 0 | 0 | 3366 |
| WALT DISNEY | COM DISNEY | 254687106 |  | 252589 | 2206 | SH |  | SOLE |  | 0 | 0 | 2206 |
| MARATHON PETROLEUM | COM | 56585A102 |  | 252377 | 1309 | SH |  | SOLE |  | 0 | 0 | 1309 |
| SCHWAB EMERGING | EMRG MKTEQ ETF | 808524706 |  | 249787 | 7485 | SH |  | SOLE |  | 0 | 0 | 7485 |
| CAPITAL ONE | COM | 14040H105 |  | 637743 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| QUEST DIAGNOSTICS | COM | 74834L100 |  | 243561 | 1278 | SH |  | SOLE |  | 0 | 0 | 1278 |
| KROGER CO | N/A | 501044101 |  | 242941 | 3604 | SH |  | SOLE |  | 0 | 0 | 3604 |
| STARBUCKS CORP | COM | 855244109 |  | 242914 | 2871 | SH |  | SOLE |  | 0 | 0 | 2871 |
| INTUIT INC | N/A | 461202103 |  | 1323226 | 1937 | SH |  | SOLE |  | 0 | 0 | 1937 |
| MATERION CORP | COM | 576690101 |  | 241620 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 241278 | 1654 | SH |  | SOLE |  | 0 | 0 | 1654 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 237416 | 5030 | SH |  | SOLE |  | 0 | 0 | 5030 |
| FIRST MERCHANTS CORP | COM | 320817109 |  | 235927 | 6258 | SH |  | SOLE |  | 0 | 0 | 6258 |
| ISHARES CORE | CORE MSCI EMKT | 46434G103 |  | 235599 | 3574 | SH |  | SOLE |  | 0 | 0 | 3574 |
| COCA-COLA CONSOLIDATED | COM | 191098102 |  | 234320 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| VIATRIS INC | COM | 92556V106 |  | 234197 | 23656 | SH |  | SOLE |  | 0 | 0 | 23656 |
| ISHARES MSCI | MSCI USA ESG SLC | 464288802 |  | 230198 | 1697 | SH |  | SOLE |  | 0 | 0 | 1697 |
| TAIWAN SEMICONDUCTOR | N/A | 874039100 |  | 463622 | 1660 | SH |  | SOLE |  | 0 | 0 | 1660 |
| MPLX | COM UNIT REP LTD | 55336V100 |  | 226923 | 4543 | SH |  | SOLE |  | 0 | 0 | 4543 |
| VANGUARD INTERMEDIATE | INTER TERM TREAS | 92206C706 |  | 224752 | 3744 | SH |  | SOLE |  | 0 | 0 | 3744 |
| DUKE ENERGY | COM NEW | 26441C204 |  | 215861 | 1744 | SH |  | SOLE |  | 0 | 0 | 1744 |
| THERMO FISHER | COM | 883556102 |  | 212930 | 439 | SH |  | SOLE |  | 0 | 0 | 439 |
| DIMENSIONAL EMERGING | N/A | 25434V732 |  | 211572 | 6597 | SH |  | SOLE |  | 0 | 0 | 6597 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 211530 | 4648 | SH |  | SOLE |  | 0 | 0 | 4648 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 210970 | 7300 | SH |  | SOLE |  | 0 | 0 | 7300 |
| WELLS FARGO | COM | 949746101 |  | 208762 | 2491 | SH |  | SOLE |  | 0 | 0 | 2491 |
| GENERAL DYNAMICS | N/A | 369550108 |  | 208409 | 611 | SH |  | SOLE |  | 0 | 0 | 611 |
| VANGUARD RUSSELL | N/A | 92206C664 |  | 206837 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| CROWDSTRIKE HOLDINGS | N/A | 22788C105 |  | 206450 | 421 | SH |  | SOLE |  | 0 | 0 | 421 |
| ISHARES ESG | ESG AWR US AGRGT | 46435U549 |  | 203215 | 4231 | SH |  | SOLE |  | 0 | 0 | 4231 |
| GRAINGER W W | COM | 384802104 |  | 202073 | 212 | SH |  | SOLE |  | 0 | 0 | 212 |
| VANGUARD MUNICIPAL | TAX EXEMPT BD | 922907746 |  | 592735 | 11838 | SH |  | SOLE |  | 0 | 0 | 11838 |
| TYSON FOODS | CL A | 902494103 |  | 200910 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| ISHARES CORE | CORE MSCI EAFE | 46432F842 |  | 466846 | 5347 | SH |  | SOLE |  | 0 | 0 | 5347 |
| TIZIANA LIFE | COM | G88912103 |  | 181872 | 84200 | SH |  | SOLE |  | 0 | 0 | 84200 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 492944 | 2683 | SH |  | SOLE |  | 0 | 0 | 2683 |
| SPDR S | UTSER1 S | 78467Y107 |  | 1460868 | 2451 | SH |  | SOLE |  | 0 | 0 | 2451 |
| ISHARES TECHNOLOGY | U.S. TECH ETF | 464287721 |  | 1264081 | 6454 | SH |  | SOLE |  | 0 | 0 | 6454 |
| CAVCO INDS INC DEL | COM | 149568107 |  | 428579 | 738 | SH |  | SOLE |  | 0 | 0 | 738 |
| CALAMOS CONVERTIBLE | COM SHS | 12811P108 |  | 132901 | 11845 | SH |  | SOLE |  | 0 | 0 | 11845 |
| BLACKROCK INC | COM | 09290D101 |  | 1366309 | 1172 | SH |  | SOLE |  | 0 | 0 | 1172 |
| SPDR SERIES | S DIVID ETF | 78464A763 |  | 1980052 | 14138 | SH |  | SOLE |  | 0 | 0 | 14138 |
| LAM RESEARCH CORP | COM | 512807306 |  | 500400 | 3737 | SH |  | SOLE |  | 0 | 0 | 3737 |
| ISHARES MSCI | MSCI USA QLT FCT | 46432F339 |  | 433941 | 2231 | SH |  | SOLE |  | 0 | 0 | 2231 |
| HIVE DIGITAL TECHNOLOGIES LT | COM NEW | 433921103 |  | 91320 | 22660 | SH |  | SOLE |  | 0 | 0 | 22660 |
| VANGUARD FTSE | FTSE PACIFIC ETF | 922042866 |  | 352697 | 4015 | SH |  | SOLE |  | 0 | 0 | 4015 |
| VANGUARD TOTAL | INTL BD IDX ETF | 92203J407 |  | 304166 | 6150 | SH |  | SOLE |  | 0 | 0 | 6150 |
| AMERICAN CENTURY | AVANTIS US SMALL | 025072323 |  | 498793 | 8713 | SH |  | SOLE |  | 0 | 0 | 8713 |
| SCHWAB US | US TIPS ETF | 808524870 |  | 377947 | 14024 | SH |  | SOLE |  | 0 | 0 | 14024 |
| SCHWAB US | N/A | 808524797 |  | 1522339 | 55763 | SH |  | SOLE |  | 0 | 0 | 55763 |
| VALERO ENERGY | COM | 91913Y100 |  | 317365 | 1864 | SH |  | SOLE |  | 0 | 0 | 1864 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 342678 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| COMPASS PATHWAYS | N/A | 20451W101 |  | 109082 | 19037 | SH |  | SOLE |  | 0 | 0 | 19037 |
| EMERSON ELECTRIC | COM | 291011104 |  | 369419 | 2816 | SH |  | SOLE |  | 0 | 0 | 2816 |
| O REILLY AUTOMOTIVE | COM | 67103H107 |  | 363857 | 3375 | SH |  | SOLE |  | 0 | 0 | 3375 |
| FORTINET INC | COM | 34959E109 |  | 725527 | 8629 | SH |  | SOLE |  | 0 | 0 | 8629 |
| INVESCO S | S EQL WGT | 46137V357 |  | 442191 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 331813 | 1503 | SH |  | SOLE |  | 0 | 0 | 1503 |
| GERDAU SA | SPON ADR REP PFD | 373737105 |  | 36255 | 11695 | SH |  | SOLE |  | 0 | 0 | 11695 |
| ISHARES 1-3YR | 1 3 YR TREAS BD | 464287457 |  | 703119 | 8476 | SH |  | SOLE |  | 0 | 0 | 8476 |
| SCHWAB FUNDAMENTAL | N/A | 808524771 |  | 241671 | 9189 | SH |  | SOLE |  | 0 | 0 | 9189 |
| INVESCO S | S EQL TEC | 46137V282 |  | 485476 | 10890 | SH |  | SOLE |  | 0 | 0 | 10890 |
| MARKEL GROUP INC | COM | 570535104 |  | 215984 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| GLAUKOS CORP | COM | 377322102 |  | 1771021 | 21717 | SH |  | SOLE |  | 0 | 0 | 21717 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 851240 | 5145 | SH |  | SOLE |  | 0 | 0 | 5145 |
| SKYLINE CHAMPION CORPORATION | COM | 830830105 |  | 763700 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 392217 | 5452 | SH |  | SOLE |  | 0 | 0 | 5452 |
| ETF SER SOLUTIONS | HOYA CAP HOUSI | 26922A230 |  | 264525 | 5623 | SH |  | SOLE |  | 0 | 0 | 5623 |
| INVESCO S | S EQL HLT | 46137V332 |  | 202791 | 6900 | SH |  | SOLE |  | 0 | 0 | 6900 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 245640 | 2380 | SH |  | SOLE |  | 0 | 0 | 2380 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 209963 | 4299 | SH |  | SOLE |  | 0 | 0 | 4299 |
| ISHARES MSCI | MSCI USA MMENTM | 46432F396 |  | 256450 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 816049 | 16169 | SH |  | SOLE |  | 0 | 0 | 16169 |
| KADANT INC | COM | 48282T104 |  | 1514980 | 5091 | SH |  | SOLE |  | 0 | 0 | 5091 |
| VANGUARD RUSSELL | N/A | 92206C623 |  | 255520 | 1093 | SH |  | SOLE |  | 0 | 0 | 1093 |

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