# EDGAR Filing Document

**Accession Number:** 0001806630
**File Stem:** 0001806630-25-000003
**Filing Date:** 2025-11
**Character Count:** 7369
**Document Hash:** b7ac848ae2fa69d0b033ce254da71587
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001806630-25-000003.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001806630-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**EFFECTIVENESS DATE**: 20251106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Harpswell Capital Advisors, LLC
- **CENTRAL INDEX KEY:** 0001806630

**ORGANIZATION NAME:**
- **EIN:** 463180706
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25819
- **FILM NUMBER:** 251456397

**BUSINESS ADDRESS:**
- **STREET 1:** 500 US ROUTE 1
- **CITY:** YARMOUTH
- **STATE:** ME
- **ZIP:** 04096
- **BUSINESS PHONE:** 207-926-1380

**MAIL ADDRESS:**
- **STREET 1:** 500 US ROUTE 1
- **CITY:** YARMOUTH
- **STATE:** ME
- **ZIP:** 04096

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Harpswell Capital Advisors LLC<br>**Address:** 500 US ROUTE 1<br>YARMOUTH, ME 04096

**Form 13F File Number:** 028-25819

**CRD Number (if applicable):** 000168996

**SEC File Number (if applicable):** 801-110825

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John P Moore<br>**Title:** CFO  CCO<br>**Phone:** 2079261380

**Signature, Place, and Date of Signing:**

John P Moore  Yarmouth, ME  09-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 35

**Form 13F Information Table Value Total:** $105000000

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 353430 | 10200 | SH |  | SOLE | 0 | 0 | 0 | 10200 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 7248914 | 172470 | SH |  | SOLE | 0 | 0 | 0 | 172470 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 5801832 | 132100 | SH |  | SOLE | 0 | 0 | 0 | 132100 |
| CLIPPER RLTY INC | COM | 18885T306 |  | 71820 | 18900 | SH |  | SOLE | 0 | 0 | 0 | 18900 |
| DNP SELECT INCOME FD INC | COM | 23325P104 |  | 100100 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| EA SERIES TRUST | ALTRIUS GBL DIV | 02072L656 |  | 442543 | 12000 | SH |  | SOLE | 0 | 0 | 0 | 12000 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 1845864 | 22772 | SH |  | SOLE | 0 | 0 | 0 | 22772 |
| GLOBAL X FDS | S EX US ETF | 37954Y368 |  | 719906 | 20000 | SH |  | SOLE | 0 | 0 | 0 | 20000 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 541202 | 11268 | SH |  | SOLE | 0 | 0 | 0 | 11268 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 1666909 | 32019 | SH |  | SOLE | 0 | 0 | 0 | 32019 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 402003 | 4010 | SH |  | SOLE | 0 | 0 | 0 | 4010 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 568400 | 4000 | SH |  | SOLE | 0 | 0 | 0 | 4000 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 272395 | 4174 | SH |  | SOLE | 0 | 0 | 0 | 4174 |
| ISHARES TR | CORE S ETF | 464287200 |  | 748947 | 1119 | SH |  | SOLE | 0 | 0 | 0 | 1119 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 243065 | 5546 | SH |  | SOLE | 0 | 0 | 0 | 5546 |
| SPDR SERIES TRUST | PRTFLO S HI | 78468R788 |  | 704000 | 16000 | SH |  | SOLE | 0 | 0 | 0 | 16000 |
| SPDR SERIES TRUST | S BIOTECH | 78464A870 |  | 1680154 | 16768 | SH |  | SOLE | 0 | 0 | 0 | 16768 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3758362 | 50536 | SH |  | SOLE | 0 | 0 | 0 | 50536 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 471366 | 2700 | SH |  | SOLE | 0 | 0 | 0 | 2700 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 937112 | 5025 | SH |  | SOLE | 0 | 0 | 0 | 5025 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1061499 | 5086 | SH |  | SOLE | 0 | 0 | 0 | 5086 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 368423 | 4030 | SH |  | SOLE | 0 | 0 | 0 | 4030 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 418256 | 683 | SH |  | SOLE | 0 | 0 | 0 | 683 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1113657 | 15604 | SH |  | SOLE | 0 | 0 | 0 | 15604 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 3836306 | 26912 | SH |  | SOLE | 0 | 0 | 0 | 26912 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 5531843 | 40144 | SH |  | SOLE | 0 | 0 | 0 | 40144 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1047042 | 17474 | SH |  | SOLE | 0 | 0 | 0 | 17474 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 931480 | 11000 | SH |  | SOLE | 0 | 0 | 0 | 11000 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 15651964 | 132151 | SH |  | SOLE | 0 | 0 | 0 | 132151 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 39804506 | 573800 | SH |  | SOLE | 0 | 0 | 0 | 573800 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 4133627 | 60389 | SH |  | SOLE | 0 | 0 | 0 | 60389 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 201210 | 500 | SH |  | SOLE | 0 | 0 | 0 | 500 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 1175886 | 8537 | SH |  | SOLE | 0 | 0 | 0 | 8537 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 870300 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| XPLR INFRASTRUCTURE LP | COM UNIT PART IN | 65341B106 |  | 133939 | 13170 | SH |  | SOLE | 0 | 0 | 0 | 13170 |

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