# EDGAR Filing Document

**Accession Number:** 0001632187
**File Stem:** 0000909012-23-000012
**Filing Date:** 2023-1
**Character Count:** 77770
**Document Hash:** fbd23de850d7708e526135eb6d13bf33
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000909012-23-000012.hdr.sgml**: 20230131

**ACCESSION NUMBER**: 0000909012-23-000012

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230131

**DATE AS OF CHANGE**: 20230131

**EFFECTIVENESS DATE**: 20230131

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Community Bank, N.A.
- **CENTRAL INDEX KEY:** 0001632187
- **IRS NUMBER:** 150436580
- **STATE OF INCORPORATION:** X1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16424
- **FILM NUMBER:** 23571586

**BUSINESS ADDRESS:**
- **STREET 1:** 5790 WIDEWATERS PARKWAY
- **CITY:** DEWITT
- **STATE:** NY
- **ZIP:** 13214
- **BUSINESS PHONE:** 3154453154

**MAIL ADDRESS:**
- **STREET 1:** 5790 WIDEWATERS PARKWAY
- **CITY:** DEWITT
- **STATE:** NY
- **ZIP:** 13214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Community Bank N.A.<br>**Address:** 5790 WIDEWATERS PARKWAY<br>DEWITT, NY 13214

**Form 13F File Number:** 028-16424

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa Sparace<br>**Title:** Trust Administrator<br>**Phone:** 315 366 3862

**Signature, Place, and Date of Signing:**

/s/ LISA SPARACE  Oneida, NY  01-26-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 706

**Form 13F Information Table Value Total:** $718025583

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALLEGION PLC | FOREIGN EQUITIES | G0176J109 |  | 34841 | 331 | SH |  | SOLE | 0 | 331 | 0 | 0 |
| AMCOR PLC | FOREIGN EQUITIES | G0250X107 |  | 1979955 | 166244 | SH |  | SOLE | 0 | 166244 | 0 | 0 |
| AMCOR PLC | FOREIGN EQUITIES | G0250X107 |  | 104568 | 8780 | SH |  | DFND | 0 | 8780 | 0 | 0 |
| AON PLC SHS CL A | FOREIGN EQUITIES | G0403H108 |  | 3601 | 12 | SH |  | SOLE | 0 | 12 | 0 | 0 |
| ACCENTURE PLC CL A | FOREIGN EQUITIES | G1151C101 |  | 8271 | 31 | SH |  | SOLE | 0 | 31 | 0 | 0 |
| EATON CORP PLC | FOREIGN EQUITIES | G29183103 |  | 36412 | 232 | SH |  | SOLE | 0 | 232 | 0 | 0 |
| EATON CORP PLC | FOREIGN EQUITIES | G29183103 |  | 290043 | 1848 | SH |  | DFND | 0 | 1848 | 0 | 0 |
| LINDE PLC | FOREIGN EQUITIES | G5494J103 |  | 54469 | 167 | SH |  | SOLE | 0 | 167 | 0 | 0 |
| MEDTRONIC PLC | FOREIGN EQUITIES | G5960L103 |  | 38860 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | FOREIGN EQUITIES | G8994E103 |  | 208767 | 1242 | SH |  | SOLE | 0 | 1242 | 0 | 0 |
| WHITE MTNS INS GROUP LTD | FOREIGN EQUITIES | G9618E107 |  | 46672 | 33 | SH |  | SOLE | 0 | 33 | 0 | 0 |
| WHITE MTNS INS GROUP LTD | FOREIGN EQUITIES | G9618E107 |  | 48087 | 34 | SH |  | DFND | 0 | 34 | 0 | 0 |
| CHUBB LTD | FOREIGN EQUITIES | H1467J104 |  | 2593590 | 11757 | SH |  | SOLE | 0 | 11757 | 0 | 0 |
| CHUBB LTD | FOREIGN EQUITIES | H1467J104 |  | 124197 | 563 | SH |  | DFND | 0 | 563 | 0 | 0 |
| UBS GROUP AG | FOREIGN EQUITIES | H42097107 |  | 18660 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| ACCO BRANDS CORP | COMMON STOCK | 00081T108 |  | 626 | 112 | SH |  | SOLE | 0 | 112 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 19639 | 273 | SH |  | SOLE | 0 | 273 | 0 | 0 |
| AGCO CORP | COMMON STOCK | 001084102 |  | 13869 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 2948228 | 160230 | SH |  | SOLE | 0 | 160230 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 672148 | 36530 | SH |  | DFND | 0 | 36530 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 4121692 | 37542 | SH |  | SOLE | 0 | 37542 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 894783 | 8150 | SH |  | DFND | 0 | 8150 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 7648122 | 47325 | SH |  | SOLE | 0 | 47325 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 1551287 | 9599 | SH |  | DFND | 0 | 9599 | 0 | 0 |
| ABRDN BBRG ALL COMMODITY | ETF/OTHER | 003261104 |  | 356759 | 16180 | SH |  | SOLE | 0 | 16090 | 0 | 90 |
| ABRDN BBRG ALL COMMODITY | ETF/OTHER | 003261104 |  | 3307 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| ADOBE INC | COMMON STOCK | 00724F101 |  | 56871 | 169 | SH |  | SOLE | 0 | 169 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COMMON STOCK | 00846U101 |  | 11373 | 76 | SH |  | DFND | 0 | 76 | 0 | 0 |
| AGENUS INC | COMMON STOCK | 00847G705 |  | 717 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| AIM IMMUNOTECH INC | COMMON STOCK | 00901B105 |  | 4100 | 13226 | SH |  | SOLE | 0 | 13226 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON STOCK | 009158106 |  | 1197273 | 3884 | SH |  | SOLE | 0 | 3884 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON STOCK | 009158106 |  | 682178 | 2213 | SH |  | DFND | 0 | 2213 | 0 | 0 |
| ALBEMARLE CORP | COMMON STOCK | 012653101 |  | 1238256 | 5710 | SH |  | SOLE | 0 | 5710 | 0 | 0 |
| ALBEMARLE CORP | COMMON STOCK | 012653101 |  | 496608 | 2290 | SH |  | DFND | 0 | 2290 | 0 | 0 |
| ALGONQUIN PWR UTILS CORP | FOREIGN EQUITIES | 015857105 |  | 6520 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| ALLIANCEBERNSTEIN HLDG LP | COMMON STOCK | 01881G106 |  | 17180 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| THE ALLSTATE CORPORATION | COMMON STOCK | 020002101 |  | 13560 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| ALPHABET INC CLASS C | COMMON STOCK | 02079K107 |  | 558993 | 6300 | SH |  | SOLE | 0 | 6300 | 0 | 0 |
| ALPHABET INC CLASS C | COMMON STOCK | 02079K107 |  | 218275 | 2460 | SH |  | DFND | 0 | 2460 | 0 | 0 |
| ALPHABET INC CLASS A | COMMON STOCK | 02079K305 |  | 2898325 | 32850 | SH |  | SOLE | 0 | 32850 | 0 | 0 |
| ALPHABET INC CLASS A | COMMON STOCK | 02079K305 |  | 700545 | 7940 | SH |  | DFND | 0 | 7940 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 186088 | 4072 | SH |  | SOLE | 0 | 4072 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 46796 | 1024 | SH |  | DFND | 0 | 1024 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 1856820 | 22105 | SH |  | SOLE | 0 | 22105 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 424200 | 5050 | SH |  | DFND | 0 | 5050 | 0 | 0 |
| AMEREN CORPORATION | COMMON STOCK | 023608102 |  | 222122 | 2498 | SH |  | SOLE | 0 | 2498 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO | COMMON STOCK | 025537101 |  | 1230822 | 12963 | SH |  | SOLE | 0 | 12963 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO | COMMON STOCK | 025537101 |  | 213636 | 2250 | SH |  | DFND | 0 | 2250 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 1191147 | 8062 | SH |  | SOLE | 0 | 8062 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 28367 | 192 | SH |  | DFND | 0 | 192 | 0 | 0 |
| AMERICAN TOWER CORP | COMMON STOCK | 03027X100 |  | 539182 | 2545 | SH |  | SOLE | 0 | 2545 | 0 | 0 |
| AMERICAN TOWER CORP | COMMON STOCK | 03027X100 |  | 764814 | 3610 | SH |  | DFND | 0 | 3610 | 0 | 0 |
| AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 |  | 15242 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 |  | 304840 | 2000 | SH |  | DFND | 0 | 2000 | 0 | 0 |
| AMETEK INC | COMMON STOCK | 031100100 |  | 139720 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| AMETEK INC | COMMON STOCK | 031100100 |  | 698600 | 5000 | SH |  | DFND | 0 | 5000 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 3349030 | 12752 | SH |  | SOLE | 0 | 12752 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 516327 | 1966 | SH |  | DFND | 0 | 1966 | 0 | 0 |
| ANALOG DEVICES INC | COMMON STOCK | 032654105 |  | 6069 | 37 | SH |  | SOLE | 0 | 37 | 0 | 0 |
| ELEVANCE HEALTH INC | COMMON STOCK | 036752103 |  | 827400 | 1613 | SH |  | SOLE | 0 | 1613 | 0 | 0 |
| APOLLO COMM REAL ESTATE | COMMON STOCK | 03762U105 |  | 21520 | 2000 | SH |  | DFND | 0 | 2000 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 53429089 | 411215 | SH |  | SOLE | 0 | 411215 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 733838 | 5648 | SH |  | DFND | 0 | 5648 | 0 | 0 |
| APPLIED MATERIALS INC | COMMON STOCK | 038222105 |  | 48690 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 |  | 414107 | 4460 | SH |  | SOLE | 0 | 4460 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 |  | 37140 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| ASCENT SOLAR TECHNOLOGIES | COMMON STOCK | 043635606 |  | 17 | 11 | SH |  | SOLE | 0 | 11 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 |  | 3019163 | 12640 | SH |  | SOLE | 0 | 12640 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 |  | 309084 | 1294 | SH |  | DFND | 0 | 1294 | 0 | 0 |
| AVANOS MEDICAL INC | COMMON STOCK | 05350V106 |  | 676 | 25 | SH |  | DFND | 0 | 25 | 0 | 0 |
| BCE INC | FOREIGN EQUITIES | 05534B760 |  | 41313 | 940 | SH |  | DFND | 0 | 940 | 0 | 0 |
| BP PLC ADR | FOREIGN EQUITIES | 055622104 |  | 13866 | 397 | SH |  | SOLE | 0 | 397 | 0 | 0 |
| BP PLC ADR | FOREIGN EQUITIES | 055622104 |  | 66716 | 1910 | SH |  | DFND | 0 | 1910 | 0 | 0 |
| BANK OF AMERICA CORPORATION | COMMON STOCK | 060505104 |  | 927793 | 28022 | SH |  | SOLE | 0 | 28022 | 0 | 0 |
| BANK OF AMERICA CORPORATION | COMMON STOCK | 060505104 |  | 262263 | 7921 | SH |  | DFND | 0 | 7921 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 |  | 85623 | 1881 | SH |  | SOLE | 0 | 1881 | 0 | 0 |
| BARRICK GOLD CORPORATION | FOREIGN EQUITIES | 067901108 |  | 3436 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| BAXTER INTERNATIONAL INC | COMMON STOCK | 071813109 |  | 921778 | 18085 | SH |  | SOLE | 0 | 18085 | 0 | 0 |
| BAXTER INTERNATIONAL INC | COMMON STOCK | 071813109 |  | 58614 | 1150 | SH |  | DFND | 0 | 1150 | 0 | 0 |
| BECTON DICKINSON AND COMPANY | COMMON STOCK | 075887109 |  | 1302013 | 5120 | SH |  | SOLE | 0 | 5120 | 0 | 0 |
| BECTON DICKINSON AND COMPANY | COMMON STOCK | 075887109 |  | 508 | 2 | SH |  | DFND | 0 | 2 | 0 | 0 |
| BERKSHIRE HATHAWAY INC B | COMMON STOCK | 084670702 |  | 255452 | 827 | SH |  | SOLE | 0 | 827 | 0 | 0 |
| BERKSHIRE HILLS BANCORP INC | COMMON STOCK | 084680107 |  | 7890 | 264 | SH |  | DFND | 0 | 264 | 0 | 0 |
| BHP GROUP LTD ADR | FOREIGN EQUITIES | 088606108 |  | 403260 | 6500 | SH |  | SOLE | 0 | 6500 | 0 | 0 |
| BHP GROUP LTD ADR | FOREIGN EQUITIES | 088606108 |  | 31020 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| BIOGEN INC | COMMON STOCK | 09062X103 |  | 221528 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| BIONTECH SE ADR | FOREIGN EQUITIES | 09075V102 |  | 15022 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| BIONTECH SE ADR | FOREIGN EQUITIES | 09075V102 |  | 15022 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| BLACKBERRY LTD NPV | FOREIGN EQUITIES | 09228F103 |  | 269 | 83 | SH |  | DFND | 0 | 83 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09247X101 |  | 722091 | 1019 | SH |  | SOLE | 0 | 1019 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09247X101 |  | 233847 | 330 | SH |  | DFND | 0 | 330 | 0 | 0 |
| BLACKROCK ENHANCED EQT DIV | ETF/EQUITY | 09251A104 |  | 51384 | 5703 | SH |  | DFND | 0 | 5703 | 0 | 0 |
| BLACKSTONE GROUP INC | COMMON STOCK | 09260D107 |  | 7419 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| BLACKSTONE GROUP INC | COMMON STOCK | 09260D107 |  | 7419 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| BLUE APRON HOLDINGS INC | COMMON STOCK | 09523Q200 |  | 4 | 6 | SH |  | SOLE | 0 | 6 | 0 | 0 |
| BOEING COMPANY | COMMON STOCK | 097023105 |  | 314117 | 1649 | SH |  | SOLE | 0 | 1649 | 0 | 0 |
| BOEING COMPANY | COMMON STOCK | 097023105 |  | 38098 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| BORGWARNER INC | COMMON STOCK | 099724106 |  | 796739 | 19795 | SH |  | SOLE | 0 | 19795 | 0 | 0 |
| BORGWARNER INC | COMMON STOCK | 099724106 |  | 10062 | 250 | SH |  | DFND | 0 | 250 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMPANY | COMMON STOCK | 110122108 |  | 7473669 | 103874 | SH |  | SOLE | 0 | 103874 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMPANY | COMMON STOCK | 110122108 |  | 7376235 | 102519 | SH |  | DFND | 0 | 102519 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 2423772 | 4335 | SH |  | SOLE | 0 | 4335 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 650823 | 1164 | SH |  | DFND | 0 | 1164 | 0 | 0 |
| BROOKFIELD CORP NPV | FOREIGN EQUITIES | 11271J107 |  | 48055 | 1528 | SH |  | DFND | 0 | 1528 | 0 | 0 |
| BROOKFIELD ASSET MGMT LTD | FOREIGN EQUITIES | 113004105 |  | 10948 | 382 | SH |  | DFND | 0 | 382 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COMMON STOCK | 12541W209 |  | 27468 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| CIGNA CORP | COMMON STOCK | 125523100 |  | 338950 | 1023 | SH |  | SOLE | 0 | 1023 | 0 | 0 |
| CIGNA CORP | COMMON STOCK | 125523100 |  | 107350 | 324 | SH |  | DFND | 0 | 324 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 323946 | 10460 | SH |  | SOLE | 0 | 10460 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 1754140 | 56640 | SH |  | DFND | 0 | 56640 | 0 | 0 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 3253598 | 34914 | SH |  | SOLE | 0 | 34914 | 0 | 0 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 711222 | 7632 | SH |  | DFND | 0 | 7632 | 0 | 0 |
| CAMPBELL SOUP CO | COMMON STOCK | 134429109 |  | 22700 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| CANADIAN NAT RES LTD COM | FOREIGN EQUITIES | 13638510C |  | 3053 | 55 | SH |  | SOLE | 0 | 55 | 0 | 0 |
| CARDINAL HEALTH INC | COMMON STOCK | 14149Y108 |  | 5611 | 73 | SH |  | DFND | 0 | 73 | 0 | 0 |
| CARMAX INC | COMMON STOCK | 143130102 |  | 6027 | 99 | SH |  | SOLE | 0 | 99 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COMMON STOCK | 14448C104 |  | 425899 | 10325 | SH |  | SOLE | 0 | 10325 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COMMON STOCK | 14448C104 |  | 49085 | 1190 | SH |  | DFND | 0 | 1190 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 4757177 | 19858 | SH |  | SOLE | 0 | 19858 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 219196 | 915 | SH |  | DFND | 0 | 915 | 0 | 0 |
| CEL SCI CORP | COMMON STOCK | 150837607 |  | 1170 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| CHARTER COMMUNICATIONS INC NCL A | COMMON STOCK | 16119P108 |  | 18310 | 54 | SH |  | SOLE | 0 | 54 | 0 | 0 |
| THE CHEMOURS CO | COMMON STOCK | 163851108 |  | 11019 | 360 | SH |  | DFND | 0 | 360 | 0 | 0 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 5489482 | 30584 | SH |  | SOLE | 0 | 30584 | 0 | 0 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 922035 | 5137 | SH |  | DFND | 0 | 5137 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL | COMMON STOCK | 169656105 |  | 6937 | 5 | SH |  | SOLE | 0 | 5 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COMMON STOCK | 171340102 |  | 161220 | 2000 | SH |  | DFND | 0 | 2000 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 7624542 | 160080 | SH |  | SOLE | 0 | 160080 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 1438086 | 30193 | SH |  | DFND | 0 | 30193 | 0 | 0 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 13566 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| CITIZENS FINANCIAL GROUP INC | COMMON STOCK | 174610105 |  | 4368 | 111 | SH |  | SOLE | 0 | 111 | 0 | 0 |
| COCA COLA COMPANY | COMMON STOCK | 191216100 |  | 8465418 | 133084 | SH |  | SOLE | 0 | 133084 | 0 | 0 |
| COCA COLA COMPANY | COMMON STOCK | 191216100 |  | 733799 | 11536 | SH |  | DFND | 0 | 11536 | 0 | 0 |
| COHERENT CORP | COMMON STOCK | 19247G107 |  | 7018 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 1788848 | 22704 | SH |  | SOLE | 0 | 22704 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 193429 | 2455 | SH |  | DFND | 0 | 2455 | 0 | 0 |
| COMCAST CORP CLASS A | COMMON STOCK | 20030N101 |  | 2167129 | 61972 | SH |  | SOLE | 0 | 61972 | 0 | 0 |
| COMCAST CORP CLASS A | COMMON STOCK | 20030N101 |  | 167468 | 4789 | SH |  | DFND | 0 | 4789 | 0 | 0 |
| COMMUNITY BK SYS INC | COMMON STOCK | 203607106 |  | 574859 | 9132 | SH |  | SOLE | 0 | 9132 | 0 | 0 |
| COMMUNITY BK SYS INC | COMMON STOCK | 203607106 |  | 7854013 | 124766 | SH |  | DFND | 0 | 124766 | 0 | 0 |
| CONAGRA FOODS INC | COMMON STOCK | 205887102 |  | 425696 | 11000 | SH |  | SOLE | 0 | 11000 | 0 | 0 |
| CONAGRA FOODS INC | COMMON STOCK | 205887102 |  | 7740 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 1657900 | 14050 | SH |  | SOLE | 0 | 14050 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 24308 | 206 | SH |  | DFND | 0 | 206 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 263054 | 2760 | SH |  | SOLE | 0 | 2760 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 266867 | 2800 | SH |  | DFND | 0 | 2800 | 0 | 0 |
| CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 |  | 231750 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 |  | 231750 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COMMON STOCK | 21037T109 |  | 24310 | 282 | SH |  | DFND | 0 | 282 | 0 | 0 |
| COOPER COMPANIES INC | COMMON STOCK | 216648402 |  | 54889 | 166 | SH |  | SOLE | 0 | 166 | 0 | 0 |
| COOPER COMPANIES INC | COMMON STOCK | 216648402 |  | 33066 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 1504746 | 47127 | SH |  | SOLE | 0 | 47127 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 87807 | 2750 | SH |  | DFND | 0 | 2750 | 0 | 0 |
| CORTEVA INC | COMMON STOCK | 22052L104 |  | 334804 | 5697 | SH |  | SOLE | 0 | 5697 | 0 | 0 |
| CORTEVA INC | COMMON STOCK | 22052L104 |  | 57240 | 974 | SH |  | DFND | 0 | 974 | 0 | 0 |
| COSTCO | COMMON STOCK | 22160K105 |  | 55235 | 121 | SH |  | SOLE | 0 | 121 | 0 | 0 |
| COUPANG INC CL A | FOREIGN EQUITIES | 22266T109 |  | 2942 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| CRACKER BARREL | COMMON STOCK | 22410J106 |  | 1421 | 15 | SH |  | SOLE | 0 | 15 | 0 | 0 |
| CROCS INC | COMMON STOCK | 227046109 |  | 95960 | 885 | SH |  | SOLE | 0 | 885 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 2168482 | 8950 | SH |  | SOLE | 0 | 8950 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 554843 | 2290 | SH |  | DFND | 0 | 2290 | 0 | 0 |
| DANAHER CORP | COMMON STOCK | 235851102 |  | 127927 | 482 | SH |  | SOLE | 0 | 482 | 0 | 0 |
| DEERE  COMPANY | COMMON STOCK | 244199105 |  | 42876 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| DEERE  COMPANY | COMMON STOCK | 244199105 |  | 214380 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| DELL TECHNOLOGIES INC | COMMON STOCK | 24703L202 |  | 1126 | 28 | SH |  | DFND | 0 | 28 | 0 | 0 |
| DIAMONDBACK ENERGY INC. | COMMON STOCK | 25278X109 |  | 7112 | 52 | SH |  | SOLE | 0 | 52 | 0 | 0 |
| DIGI INTL INC | COMMON STOCK | 253798102 |  | 14616 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| DIGITAL REALTY TRUST INC | COMMON STOCK | 253868103 |  | 10628 | 106 | SH |  | SOLE | 0 | 106 | 0 | 0 |
| DIME CMNTY BANCSHARES INC | COMMON STOCK | 25432X102 |  | 6364 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 2144702 | 24686 | SH |  | SOLE | 0 | 24686 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 141003 | 1623 | SH |  | DFND | 0 | 1623 | 0 | 0 |
| DISCOVER FINANCIAL SERVICES | COMMON STOCK | 254709108 |  | 9000 | 92 | SH |  | SOLE | 0 | 92 | 0 | 0 |
| DOLLAR GENERAL CORP | COMMON STOCK | 256677105 |  | 550360 | 2235 | SH |  | SOLE | 0 | 2235 | 0 | 0 |
| DOLLAR GENERAL CORP | COMMON STOCK | 256677105 |  | 108349 | 440 | SH |  | DFND | 0 | 440 | 0 | 0 |
| DOMINION ENERGY INC | COMMON STOCK | 25746U109 |  | 3057865 | 49876 | SH |  | SOLE | 0 | 49876 | 0 | 0 |
| DOMINION ENERGY INC | COMMON STOCK | 25746U109 |  | 446146 | 7277 | SH |  | DFND | 0 | 7277 | 0 | 0 |
| DORCHESTER MINERALS LP | COMMON STOCK | 25820R105 |  | 1546631 | 51675 | SH |  | SOLE | 0 | 51675 | 0 | 0 |
| DOVER CORP | COMMON STOCK | 260003108 |  | 4874 | 36 | SH |  | SOLE | 0 | 36 | 0 | 0 |
| DOW INC | COMMON STOCK | 260557103 |  | 2537509 | 50368 | SH |  | SOLE | 0 | 50368 | 0 | 0 |
| DOW INC | COMMON STOCK | 260557103 |  | 129721 | 2575 | SH |  | DFND | 0 | 2575 | 0 | 0 |
| DRAFTKINGS INC CL A | COMMON STOCK | 26142V105 |  | 2278 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| DUKE ENERGY CORP | COMMON STOCK | 26441C204 |  | 316174 | 3070 | SH |  | SOLE | 0 | 3070 | 0 | 0 |
| DUKE ENERGY CORP | COMMON STOCK | 26441C204 |  | 46344 | 450 | SH |  | DFND | 0 | 450 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 3257679 | 47468 | SH |  | SOLE | 0 | 47468 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 195314 | 2846 | SH |  | DFND | 0 | 2846 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 426638 | 3294 | SH |  | SOLE | 0 | 3294 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 6476 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 |  | 228032 | 2800 | SH |  | SOLE | 0 | 2800 | 0 | 0 |
| EBAY INC | COMMON STOCK | 278642103 |  | 8294 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 138282 | 950 | SH |  | SOLE | 0 | 950 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 36390 | 250 | SH |  | DFND | 0 | 250 | 0 | 0 |
| EDISON INTL | COMMON STOCK | 281020107 |  | 237074 | 3727 | SH |  | DFND | 0 | 3727 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COMMON STOCK | 28176E108 |  | 3133 | 42 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COMMON STOCK | 28176E108 |  | 71625 | 960 | SH |  | DFND | 0 | 960 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 5338213 | 55572 | SH |  | SOLE | 0 | 55572 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 642060 | 6684 | SH |  | DFND | 0 | 6684 | 0 | 0 |
| ENBRIDGE INC | FOREIGN EQUITIES | 29250N105 |  | 41044 | 1050 | SH |  | SOLE | 0 | 1050 | 0 | 0 |
| ENBRIDGE INC | FOREIGN EQUITIES | 29250N105 |  | 41005 | 1049 | SH |  | DFND | 0 | 1049 | 0 | 0 |
| ENERGY TRANSFER EQUITY LP | COMMON STOCK | 29273V100 |  | 24808 | 2090 | SH |  | DFND | 0 | 2090 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS LP | COMMON STOCK | 293792107 |  | 31245 | 1296 | SH |  | SOLE | 0 | 1296 | 0 | 0 |
| EQUIFAX INC | COMMON STOCK | 294429105 |  | 233232 | 1200 | SH |  | SOLE | 0 | 1200 | 0 | 0 |
| EQUIFAX INC | COMMON STOCK | 294429105 |  | 505336 | 2600 | SH |  | DFND | 0 | 2600 | 0 | 0 |
| ERICSSON L M TEL CO ADR B SEK 10 | FOREIGN EQUITIES | 294821608 |  | 934 | 160 | SH |  | DFND | 0 | 160 | 0 | 0 |
| ESCO TECHNOLOGIES | COMMON STOCK | 296315104 |  | 7353 | 84 | SH |  | DFND | 0 | 84 | 0 | 0 |
| ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 |  | 1057187 | 22154 | SH |  | SOLE | 0 | 22154 | 0 | 0 |
| ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 |  | 76972 | 1613 | SH |  | DFND | 0 | 1613 | 0 | 0 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 946600 | 21902 | SH |  | SOLE | 0 | 21902 | 0 | 0 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 133332 | 3085 | SH |  | DFND | 0 | 3085 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 5442740 | 49345 | SH |  | SOLE | 0 | 49345 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 1647550 | 14937 | SH |  | DFND | 0 | 14937 | 0 | 0 |
| FS KKR CAPITAL CORP | COMMON STOCK | 302635206 |  | 10867 | 621 | SH |  | SOLE | 0 | 621 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 33695 | 280 | SH |  | DFND | 0 | 280 | 0 | 0 |
| FASTENAL CO | COMMON STOCK | 311900104 |  | 293322 | 6200 | SH |  | SOLE | 0 | 6200 | 0 | 0 |
| FEDEX CORP | COMMON STOCK | 31428X106 |  | 490156 | 2830 | SH |  | SOLE | 0 | 2830 | 0 | 0 |
| FEDEX CORP | COMMON STOCK | 31428X106 |  | 19052 | 110 | SH |  | DFND | 0 | 110 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COMMON STOCK | 31620M106 |  | 67850 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COMMON STOCK | 31620M106 |  | 67850 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| FIFTH THIRD BANCORP | COMMON STOCK | 316773100 |  | 21484 | 655 | SH |  | DFND | 0 | 655 | 0 | 0 |
| FIRST HORIZON NATL CORP | COMMON STOCK | 320517105 |  | 12250 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| FIRST SOLAR INC. | COMMON STOCK | 336433107 |  | 748950 | 5000 | SH |  | DFND | 0 | 5000 | 0 | 0 |
| FIRST TRUST DIVIDEND LEADERS | ETF/EQUITY | 336917109 |  | 40216 | 1100 | SH |  | SOLE | 0 | 1100 | 0 | 0 |
| FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES | ETF/INTERNATIONAL EQUITY | 33939L407 |  | 1497318 | 34445 | SH |  | SOLE | 0 | 34445 | 0 | 0 |
| FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES | ETF/INTERNATIONAL EQUITY | 33939L407 |  | 67377 | 1550 | SH |  | DFND | 0 | 1550 | 0 | 0 |
| FOOT LOCKER INC | COMMON STOCK | 344849104 |  | 1095 | 29 | SH |  | SOLE | 0 | 29 | 0 | 0 |
| FORD MOTOR COMPANY | COMMON STOCK | 345370860 |  | 23908 | 2056 | SH |  | SOLE | 0 | 2056 | 0 | 0 |
| FORD MOTOR COMPANY | COMMON STOCK | 345370860 |  | 9304 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| FORTUNE BRANDS HOME  SEC | COMMON STOCK | 34964C106 |  | 27412 | 480 | SH |  | SOLE | 0 | 480 | 0 | 0 |
| FOX CORP | COMMON STOCK | 35137L105 |  | 166980 | 5500 | SH |  | SOLE | 0 | 5500 | 0 | 0 |
| FRANCO NEVADA CORP | FOREIGN EQUITIES | 351858105 |  | 18015 | 132 | SH |  | DFND | 0 | 132 | 0 | 0 |
| FRANKLIN FTSE CANADA | ETF/INTERNATIONAL EQUITY | 35473P827 |  | 379069 | 12755 | SH |  | SOLE | 0 | 12600 | 0 | 155 |
| FRANKLIN FTSE CANADA | ETF/INTERNATIONAL EQUITY | 35473P827 |  | 11442 | 385 | SH |  | DFND | 0 | 385 | 0 | 0 |
| FREEPORT MCMORAN INC | COMMON STOCK | 35671D857 |  | 343900 | 9050 | SH |  | SOLE | 0 | 9050 | 0 | 0 |
| FREEPORT MCMORAN INC | COMMON STOCK | 35671D857 |  | 3800 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| FRESENIUS MEDICAL CARE AG  CO KGAA | FOREIGN EQUITIES | 358029106 |  | 1634 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| GABELLI MULTIMEDIA TR INC | CLOSED END MUTUAL FUNDS | 36239Q109 |  | 1599 | 299 | SH |  | DFND | 0 | 299 | 0 | 0 |
| GABELLI EQUITY TR INC | CLOSED END MUTUAL FUNDS | 362397101 |  | 5480 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| GABELLI UTILITY TRUST | CLOSED END MUTUAL FUNDS | 36240A101 |  | 2478 | 330 | SH |  | DFND | 0 | 330 | 0 | 0 |
| GAP INC | COMMON STOCK | 364760108 |  | 22560 | 2000 | SH |  | SOLE | 0 | 2000 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 1988835 | 8016 | SH |  | SOLE | 0 | 8016 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 59546 | 240 | SH |  | DFND | 0 | 240 | 0 | 0 |
| GENERAL ELECTRIC CO | COMMON STOCK | 369604301 |  | 144031 | 1719 | SH |  | SOLE | 0 | 1719 | 0 | 0 |
| GENERAL ELECTRIC CO | COMMON STOCK | 369604301 |  | 113701 | 1357 | SH |  | DFND | 0 | 1357 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 3722421 | 44394 | SH |  | SOLE | 0 | 44394 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 317790 | 3790 | SH |  | DFND | 0 | 3790 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 1512926 | 17623 | SH |  | SOLE | 0 | 17623 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 193162 | 2250 | SH |  | DFND | 0 | 2250 | 0 | 0 |
| GLAXOSMITHKLINE PLC 25P ADR | FOREIGN EQUITIES | 37733W204 |  | 5620 | 160 | SH |  | DFND | 0 | 160 | 0 | 0 |
| GLOBAL X MLP ETF | ETF/EQUITY | 37954Y343 |  | 28077 | 680 | SH |  | SOLE | 0 | 680 | 0 | 0 |
| GLOBAL X ROBOTICS  AI ETF | ETF/INTERNATIONAL EQUITY | 37954Y715 |  | 49697 | 2420 | SH |  | SOLE | 0 | 2390 | 0 | 30 |
| GLOBAL X ROBOTICS  AI ETF | ETF/INTERNATIONAL EQUITY | 37954Y715 |  | 1540 | 75 | SH |  | DFND | 0 | 75 | 0 | 0 |
| GLOBAL X LITHIUM  BATTERY TECH ETF | ETF/INTERNATIONAL EQUITY | 37954Y855 |  | 61533 | 1050 | SH |  | SOLE | 0 | 1035 | 0 | 15 |
| GLOBAL X LITHIUM  BATTERY TECH ETF | ETF/INTERNATIONAL EQUITY | 37954Y855 |  | 1465 | 25 | SH |  | DFND | 0 | 25 | 0 | 0 |
| GOLDMAN SACHS ACCESS ULTRAST | ETF/FIXED INCOME | 381430230 |  | 99100 | 2000 | SH |  | SOLE | 0 | 2000 | 0 | 0 |
| GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF | ETF/EQUITY | 381430396 |  | 5801 | 105 | SH |  | SOLE | 0 | 105 | 0 | 0 |
| GRAINGER W W INC | COMMON STOCK | 384802104 |  | 5562 | 10 | SH |  | SOLE | 0 | 10 | 0 | 0 |
| HALEON PLC | FOREIGN EQUITIES | 405552100 |  | 1600 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| HARLEY DAVIDSON INC | COMMON STOCK | 412822108 |  | 8318 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| HERSHEY CO | COMMON STOCK | 427866108 |  | 170898 | 738 | SH |  | SOLE | 0 | 738 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 3553896 | 11252 | SH |  | SOLE | 0 | 11252 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 48955 | 155 | SH |  | DFND | 0 | 155 | 0 | 0 |
| HONEYWELL INTL INC | COMMON STOCK | 438516106 |  | 2399715 | 11198 | SH |  | SOLE | 0 | 11198 | 0 | 0 |
| HONEYWELL INTL INC | COMMON STOCK | 438516106 |  | 60860 | 284 | SH |  | DFND | 0 | 284 | 0 | 0 |
| HUMANA INC | COMMON STOCK | 444859102 |  | 6146 | 12 | SH |  | SOLE | 0 | 12 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 4305087 | 19542 | SH |  | SOLE | 0 | 19542 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 558460 | 2535 | SH |  | DFND | 0 | 2535 | 0 | 0 |
| IMMUNOCORE HLDGS PLC ADS | FOREIGN EQUITIES | 45258D105 |  | 1768 | 31 | SH |  | SOLE | 0 | 31 | 0 | 0 |
| INCYTE CORP | COMMON STOCK | 45337C102 |  | 8031 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| INFINITY PHARMACEUTICALS INC | COMMON STOCK | 45665G303 |  | 3300 | 6000 | SH |  | SOLE | 0 | 6000 | 0 | 0 |
| INFUSYSTEMS HOLDINGS INC | COMMON STOCK | 45685K102 |  | 8680 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| INGERSOLL RAND INC | COMMON STOCK | 45687V106 |  | 57213 | 1095 | SH |  | SOLE | 0 | 1095 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 3624360 | 137133 | SH |  | SOLE | 0 | 137133 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 401202 | 15180 | SH |  | DFND | 0 | 15180 | 0 | 0 |
| INTL BUSINESS MACHINES CORP | COMMON STOCK | 459200101 |  | 12114796 | 85988 | SH |  | SOLE | 0 | 85988 | 0 | 0 |
| INTL BUSINESS MACHINES CORP | COMMON STOCK | 459200101 |  | 6018816 | 42720 | SH |  | DFND | 0 | 42720 | 0 | 0 |
| INTERNATIONAL PAPER CO | COMMON STOCK | 460146103 |  | 395360 | 11417 | SH |  | SOLE | 0 | 11417 | 0 | 0 |
| INTERNATIONAL PAPER CO | COMMON STOCK | 460146103 |  | 22717 | 656 | SH |  | DFND | 0 | 656 | 0 | 0 |
| INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR | ETF/FIXED INCOME | 46090A887 |  | 317458 | 6420 | SH |  | SOLE | 0 | 6420 | 0 | 0 |
| INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR | ETF/FIXED INCOME | 46090A887 |  | 4005 | 81 | SH |  | DFND | 0 | 81 | 0 | 0 |
| INVESCO QQQ TRUST | ETF/EQUITY | 46090E103 |  | 909035 | 3414 | SH |  | SOLE | 8 | 3406 | 8 | 0 |
| INVESCO QQQ TRUST | ETF/EQUITY | 46090E103 |  | 84937 | 319 | SH |  | DFND | 0 | 319 | 0 | 0 |
| INTUIT INC | COMMON STOCK | 461202103 |  | 10119 | 26 | SH |  | SOLE | 0 | 26 | 0 | 0 |
| INVESCO WILDERHILL CLEAN ENERGY ETF | ETF/EQUITY | 46137V134 |  | 13213 | 345 | SH |  | SOLE | 0 | 345 | 0 | 0 |
| INVESCO WILDERHILL CLEAN ENERGY ETF | ETF/EQUITY | 46137V134 |  | 12951 | 338 | SH |  | DFND | 0 | 338 | 0 | 0 |
| INVESCO FTSE RAFI US1000 ETF | ETF/EQUITY | 46137V613 |  | 13963 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| INVESCO VARIABLE RATE PFD | ETF/EQUITY | 46138G870 |  | 1259098 | 56260 | SH |  | SOLE | 0 | 56260 | 0 | 0 |
| INVESCO BULLETSHARES 2028 CORP BOND | ETF/FIXED INCOME | 46138J643 |  | 8922 | 455 | SH |  | SOLE | 0 | 455 | 0 | 0 |
| INVESCO BULLETSHARES 2027 CORP BOND | ETF/FIXED INCOME | 46138J783 |  | 10634 | 560 | SH |  | SOLE | 0 | 560 | 0 | 0 |
| INVESCO BULLETSHS 26 CRP ETF | ETF/FIXED INCOME | 46138J791 |  | 10595 | 560 | SH |  | SOLE | 0 | 560 | 0 | 0 |
| INVESCO BULLETSHARES ETF | ETF/FIXED INCOME | 46138J825 |  | 12178 | 605 | SH |  | SOLE | 0 | 605 | 0 | 0 |
| INVESCO BULLETSHS 24 CRP ETF | ETF/FIXED INCOME | 46138J841 |  | 359211 | 17540 | SH |  | SOLE | 0 | 17070 | 0 | 470 |
| INVESCO BULLETSHS 24 CRP ETF | ETF/FIXED INCOME | 46138J841 |  | 7987 | 390 | SH |  | DFND | 0 | 390 | 0 | 0 |
| INVESCO BULLETSHS CORP 2023 | ETF/FIXED INCOME | 46138J866 |  | 6291 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| IQVIA HLDGS INC | COMMON STOCK | 46266C105 |  | 20489 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| IRIDIUM COMMUNICATIONS INC | COMMON STOCK | 46269C102 |  | 10280 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| ISHARES SILVER TRUST | ETF/OTHER | 46428Q109 |  | 16515 | 750 | SH |  | SOLE | 0 | 750 | 0 | 0 |
| ISHARES SILVER TRUST | ETF/OTHER | 46428Q109 |  | 36663 | 1665 | SH |  | DFND | 0 | 1665 | 0 | 0 |
| ISHARES GOLD TRUST | ETF/OTHER | 464285204 |  | 3629343 | 104925 | SH |  | SOLE | 0 | 104775 | 0 | 150 |
| ISHARES MSCI CANADA ETF | ETF/INTERNATIONAL EQUITY | 464286509 |  | 3093536 | 94547 | SH |  | SOLE | 0 | 94507 | 40 | 0 |
| ISHARES MSCI CANADA ETF | ETF/INTERNATIONAL EQUITY | 464286509 |  | 72046 | 2202 | SH |  | DFND | 0 | 2202 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | ETF/EQUITY | 464287168 |  | 72360 | 600 | SH |  | SOLE | 0 | 600 | 0 | 0 |
| ISHARES TIPS BOND ETF | ETF/FIXED INCOME | 464287176 |  | 49600 | 466 | SH |  | SOLE | 0 | 466 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF/EQUITY | 464287200 |  | 39689002 | 103303 | SH |  | SOLE | 0 | 103265 | 38 | 0 |
| ISHARES CORE S 500 ETF | ETF/EQUITY | 464287200 |  | 135235 | 352 | SH |  | DFND | 0 | 352 | 0 | 0 |
| ISHARES CORE US AGGREGATE BOND ETF | ETF/FIXED INCOME | 464287226 |  | 47525 | 490 | SH |  | SOLE | 0 | 490 | 0 | 0 |
| ISHARES MSCI EMERGING MKTS ETF | ETF/INTERNATIONAL EQUITY | 464287234 |  | 139927 | 3693 | SH |  | SOLE | 0 | 3693 | 0 | 0 |
| ISHARES IBOXX $ INVMT GRADE CORP BOND ETF | ETF/FIXED INCOME | 464287242 |  | 153821 | 1459 | SH |  | SOLE | 0 | 1419 | 40 | 0 |
| ISHARES S 500 GROWTH ETF | ETF/EQUITY | 464287309 |  | 748098 | 12788 | SH |  | SOLE | 0 | 12788 | 0 | 0 |
| ISHARES GLOBAL HEALTHCARE | ETF/EQUITY | 464287325 |  | 1479871 | 17435 | SH |  | SOLE | 0 | 17410 | 0 | 25 |
| ISHARES GLOBAL HEALTHCARE | ETF/EQUITY | 464287325 |  | 3395 | 40 | SH |  | DFND | 0 | 40 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF/EQUITY | 464287408 |  | 829945 | 5721 | SH |  | SOLE | 0 | 5721 | 0 | 0 |
| ISHARES 7-10 YEAR TSY BOND | ETF/FIXED INCOME | 464287440 |  | 834711 | 8715 | SH |  | SOLE | 0 | 8715 | 0 | 0 |
| ISHARES 7-10 YEAR TSY BOND | ETF/FIXED INCOME | 464287440 |  | 7183 | 75 | SH |  | DFND | 0 | 75 | 0 | 0 |
| ISHARES 1-3 YR TREASURY BOND | ETF/FIXED INCOME | 464287457 |  | 720948 | 8882 | SH |  | SOLE | 0 | 8882 | 0 | 0 |
| ISHARES 1-3 YR TREASURY BOND | ETF/FIXED INCOME | 464287457 |  | 4383 | 54 | SH |  | DFND | 0 | 54 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 464287465 |  | 2045793 | 31172 | SH |  | SOLE | 0 | 31172 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 464287465 |  | 281354 | 4287 | SH |  | DFND | 0 | 4287 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE | ETF/EQUITY | 464287473 |  | 3946866 | 37468 | SH |  | SOLE | 0 | 37468 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE | ETF/EQUITY | 464287473 |  | 168543 | 1600 | SH |  | DFND | 0 | 1600 | 0 | 0 |
| ISHARES RUSSELL MIDCAP ETF | ETF/EQUITY | 464287499 |  | 119656 | 1774 | SH |  | DFND | 0 | 1774 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | ETF/EQUITY | 464287507 |  | 11857665 | 49021 | SH |  | SOLE | 0 | 49002 | 0 | 19 |
| ISHARES CORE S MIDCAP ETF | ETF/EQUITY | 464287507 |  | 135454 | 560 | SH |  | DFND | 0 | 560 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE | ETF/EQUITY | 464287598 |  | 3841560 | 25332 | SH |  | SOLE | 0 | 25148 | 49 | 135 |
| ISHARES RUSSELL 1000 VALUE | ETF/EQUITY | 464287598 |  | 175758 | 1159 | SH |  | DFND | 0 | 1159 | 0 | 0 |
| ISHARES S MIDCAP 400 GROWTH ETF | ETF/EQUITY | 464287606 |  | 408374 | 5980 | SH |  | SOLE | 0 | 5980 | 0 | 0 |
| ISHARES S MIDCAP 400 GROWTH ETF | ETF/EQUITY | 464287606 |  | 40974 | 600 | SH |  | DFND | 0 | 600 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF/EQUITY | 464287614 |  | 5087537 | 23747 | SH |  | SOLE | 0 | 23667 | 0 | 80 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF/EQUITY | 464287614 |  | 134328 | 627 | SH |  | DFND | 0 | 627 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE | ETF/EQUITY | 464287630 |  | 28982 | 209 | SH |  | DFND | 0 | 209 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF/EQUITY | 464287648 |  | 30247 | 141 | SH |  | DFND | 0 | 141 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF/EQUITY | 464287655 |  | 823144 | 4721 | SH |  | SOLE | 0 | 4721 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF/EQUITY | 464287655 |  | 109496 | 628 | SH |  | DFND | 0 | 628 | 0 | 0 |
| ISHARES CORE S SMALLCAP ETF | ETF/EQUITY | 464287804 |  | 14221149 | 150266 | SH |  | SOLE | 0 | 150211 | 0 | 55 |
| ISHARES CORE S SMALLCAP ETF | ETF/EQUITY | 464287804 |  | 130696 | 1381 | SH |  | DFND | 0 | 1381 | 0 | 0 |
| ISHARES GLOBAL CLEAN ENERGY | ETF/INTERNATIONAL EQUITY | 464288224 |  | 334304 | 16850 | SH |  | SOLE | 0 | 16850 | 0 | 0 |
| ISHARES GLOBAL CLEAN ENERGY | ETF/INTERNATIONAL EQUITY | 464288224 |  | 17856 | 900 | SH |  | DFND | 0 | 900 | 0 | 0 |
| ISHARES MSCI ACWI EX US ETF | ETF/INTERNATIONAL EQUITY | 464288240 |  | 1899100 | 41739 | SH |  | SOLE | 0 | 41695 | 44 | 0 |
| ISHARES MSCI ACWI EX US ETF | ETF/INTERNATIONAL EQUITY | 464288240 |  | 169210 | 3719 | SH |  | DFND | 0 | 3719 | 0 | 0 |
| ISHARES MSCI ACWI ETF | ETF/EQUITY | 464288257 |  | 13076178 | 154055 | SH |  | SOLE | 0 | 154055 | 0 | 0 |
| ISHARES MSCI ACWI ETF | ETF/EQUITY | 464288257 |  | 15108 | 178 | SH |  | DFND | 0 | 178 | 0 | 0 |
| ISHARES IBOXX $ HIGH YIELD CORP BOND ETF | ETF/FIXED INCOME | 464288513 |  | 253212 | 3439 | SH |  | SOLE | 0 | 3399 | 40 | 0 |
| ISHARES IBOXX $ HIGH YIELD CORP BOND ETF | ETF/FIXED INCOME | 464288513 |  | 80474 | 1093 | SH |  | DFND | 0 | 1093 | 0 | 0 |
| ISHARES INTERMEDIATE CREDIT BOND ETF | ETF/FIXED INCOME | 464288638 |  | 24552 | 496 | SH |  | DFND | 0 | 496 | 0 | 0 |
| ISHARES SHORT TERM CORP BOND | ETF/FIXED INCOME | 464288646 |  | 94636 | 1900 | SH |  | DFND | 0 | 1900 | 0 | 0 |
| ISHARES US PREFERRED STOCK | ETF/OTHER | 464288687 |  | 1736769 | 56906 | SH |  | SOLE | 0 | 56906 | 0 | 0 |
| ISHARES US PREFERRED STOCK | ETF/OTHER | 464288687 |  | 142831 | 4680 | SH |  | DFND | 0 | 4680 | 0 | 0 |
| ISHARES MSCI EAFE VALUE ETF | ETF/EQUITY | 464288877 |  | 1514 | 33 | SH |  | SOLE | 0 | 33 | 0 | 0 |
| ISHARES CORE HIGH DIVIDEND | ETF/EQUITY | 46429B663 |  | 238709 | 2290 | SH |  | SOLE | 0 | 2290 | 0 | 0 |
| ISHARES CORE HIGH DIVIDEND | ETF/EQUITY | 46429B663 |  | 9381 | 90 | SH |  | DFND | 0 | 90 | 0 | 0 |
| ISHARES EDGE MSCI MIN VOL USA ETF | ETF/EQUITY | 46429B697 |  | 7499689 | 104018 | SH |  | SOLE | 0 | 103903 | 0 | 115 |
| ISHARES CORE MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46432F842 |  | 33634472 | 545749 | SH |  | SOLE | 0 | 545479 | 0 | 270 |
| ISHARES CORE MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46432F842 |  | 259148 | 4205 | SH |  | DFND | 0 | 4205 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 46434G103 |  | 8651634 | 185260 | SH |  | SOLE | 0 | 185135 | 0 | 125 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 46434G103 |  | 15177 | 325 | SH |  | DFND | 0 | 325 | 0 | 0 |
| ISHARES MSCI EM EX CHINA | ETF/INTERNATIONAL EQUITY | 46434G764 |  | 1815004 | 38235 | SH |  | SOLE | 0 | 38210 | 0 | 25 |
| ISHARES MSCI EM EX CHINA | ETF/INTERNATIONAL EQUITY | 46434G764 |  | 2848 | 60 | SH |  | DFND | 0 | 60 | 0 | 0 |
| ISHARES ESG MSCI EM ETF | ETF/INTERNATIONAL EQUITY | 46434G863 |  | 299390 | 9960 | SH |  | SOLE | 0 | 9960 | 0 | 0 |
| ISHARES IBONDS DEC 2023 ETF | ETF/FIXED INCOME | 46434VAX8 |  | 35028 | 1400 | SH |  | DFND | 0 | 1400 | 0 | 0 |
| ISHARES MSCI ACWI LOW CARBON | ETF/EQUITY | 46434V464 |  | 2762 | 20 | SH |  | SOLE | 0 | 20 | 0 | 0 |
| ISHARES TR ESG AWRE 1 5 YR | ETF/FIXED INCOME | 46435G243 |  | 1782 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| ISHARES TR ESG MSCI USA ETF (ESGU) | ETF/EQUITY | 46435G425 |  | 10593 | 125 | SH |  | SOLE | 0 | 125 | 0 | 0 |
| ISHARES TR ESG MSCI USA ETF (ESGU) | ETF/EQUITY | 46435G425 |  | 20594 | 243 | SH |  | DFND | 0 | 243 | 0 | 0 |
| ISHARES ESG ADV HIGH YIELD | ETF/FIXED INCOME | 46435G441 |  | 9939 | 230 | SH |  | SOLE | 0 | 230 | 0 | 0 |
| ISHARES ESG MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46435G516 |  | 320809 | 4880 | SH |  | SOLE | 0 | 4880 | 0 | 0 |
| ISHARES BB RATED CRP BND ETF | ETF/FIXED INCOME | 46435U473 |  | 2887332 | 65030 | SH |  | SOLE | 0 | 64925 | 0 | 105 |
| ISHARES BB RATED CRP BND ETF | ETF/FIXED INCOME | 46435U473 |  | 3774 | 85 | SH |  | DFND | 0 | 85 | 0 | 0 |
| ISHARES ESG AWARE MSCI SMALLCAP ETF | ETF/EQUITY | 46435U663 |  | 1150 | 35 | SH |  | SOLE | 0 | 35 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM TSY ETF | ETF/FIXED INCOME | 46436E593 |  | 300026 | 15355 | SH |  | SOLE | 0 | 14900 | 0 | 455 |
| ISHARES IBONDS DEC 2030 TERM TSY ETF | ETF/FIXED INCOME | 46436E593 |  | 7522 | 385 | SH |  | DFND | 0 | 385 | 0 | 0 |
| ISHARES 0-3 MONTH TREASURY | ETF/FIXED INCOME | 46436E718 |  | 116154 | 1160 | SH |  | SOLE | 0 | 1125 | 0 | 35 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 10114984 | 75429 | SH |  | SOLE | 0 | 75429 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 957602 | 7141 | SH |  | DFND | 0 | 7141 | 0 | 0 |
| JABIL CIRCUIT INC. | COMMON STOCK | 466313103 |  | 16231 | 238 | SH |  | SOLE | 0 | 238 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INC | ETF/EQUITY | 46641Q332 |  | 9721002 | 178400 | SH |  | SOLE | 0 | 178185 | 0 | 215 |
| JPMORGAN EQUITY PREMIUM INC | ETF/EQUITY | 46641Q332 |  | 8173 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| JP MORGAN ULTRA SHORT INC | ETF/FIXED INCOME | 46641Q837 |  | 88478 | 1765 | SH |  | SOLE | 0 | 1765 | 0 | 0 |
| JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 |  | 23293 | 194 | SH |  | DFND | 0 | 194 | 0 | 0 |
| JANUS DETROIT STREET TR HENDERSON AAA CLO | ETF/FIXED INCOME | 47103U845 |  | 3302942 | 67065 | SH |  | SOLE | 0 | 66820 | 0 | 245 |
| JANUS DETROIT STREET TR HENDERSON AAA CLO | ETF/FIXED INCOME | 47103U845 |  | 13297 | 270 | SH |  | DFND | 0 | 270 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 10699583 | 60570 | SH |  | SOLE | 0 | 60570 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 1991716 | 11275 | SH |  | DFND | 0 | 11275 | 0 | 0 |
| JOUNCE THERAPEUTICS INC | COMMON STOCK | 481116101 |  | 1100 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| KLA CORPORATION | COMMON STOCK | 482480100 |  | 8294 | 22 | SH |  | SOLE | 0 | 22 | 0 | 0 |
| KELLOGG COMPANY | COMMON STOCK | 487836108 |  | 356 | 5 | SH |  | SOLE | 0 | 5 | 0 | 0 |
| KELLOGG COMPANY | COMMON STOCK | 487836108 |  | 56992 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| KEURIG DR PEPPER INC | COMMON STOCK | 49271V100 |  | 5989 | 168 | SH |  | SOLE | 0 | 168 | 0 | 0 |
| KEYCORP | COMMON STOCK | 493267108 |  | 10515 | 604 | SH |  | SOLE | 0 | 604 | 0 | 0 |
| KEYCORP | COMMON STOCK | 493267108 |  | 8705 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON STOCK | 494368103 |  | 1683697 | 12403 | SH |  | SOLE | 0 | 12403 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON STOCK | 494368103 |  | 318333 | 2345 | SH |  | DFND | 0 | 2345 | 0 | 0 |
| KINDER MORGAN INC | COMMON STOCK | 49456B101 |  | 829132 | 45885 | SH |  | SOLE | 0 | 45885 | 0 | 0 |
| KINDER MORGAN INC | COMMON STOCK | 49456B101 |  | 79687 | 4410 | SH |  | DFND | 0 | 4410 | 0 | 0 |
| KOHLS CORP | COMMON STOCK | 500255104 |  | 5050 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| KRAFT HEINZ COMPANY | COMMON STOCK | 500754106 |  | 2116 | 52 | SH |  | SOLE | 0 | 52 | 0 | 0 |
| KRAFT HEINZ COMPANY | COMMON STOCK | 500754106 |  | 94953 | 2333 | SH |  | DFND | 0 | 2333 | 0 | 0 |
| KYNDRYL HOLDINGS INC | COMMON STOCK | 50155Q100 |  | 1733 | 156 | SH |  | SOLE | 0 | 156 | 0 | 0 |
| KYNDRYL HOLDINGS INC | COMMON STOCK | 50155Q100 |  | 889 | 80 | SH |  | DFND | 0 | 80 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COMMON STOCK | 502431109 |  | 6246 | 30 | SH |  | DFND | 0 | 30 | 0 | 0 |
| LABORATORY CORP AMER HLDGS | COMMON STOCK | 50540R409 |  | 62166 | 264 | SH |  | SOLE | 0 | 264 | 0 | 0 |
| LAM RESEARCH CORP | COMMON STOCK | 512807108 |  | 474912 | 1130 | SH |  | SOLE | 0 | 1130 | 0 | 0 |
| LAM RESEARCH CORP | COMMON STOCK | 512807108 |  | 29419 | 70 | SH |  | DFND | 0 | 70 | 0 | 0 |
| ESTEE LAUDER COMP INC CL A | COMMON STOCK | 518439104 |  | 28780 | 116 | SH |  | SOLE | 0 | 116 | 0 | 0 |
| LIBERTY ALL STAR EQUITY FD | CLOSED END MUTUAL FUNDS | 530158104 |  | 13697 | 2403 | SH |  | SOLE | 0 | 2403 | 0 | 0 |
| LIBERTY ALL STAR EQUITY FD | CLOSED END MUTUAL FUNDS | 530158104 |  | 13691 | 2402 | SH |  | DFND | 0 | 2402 | 0 | 0 |
| ELI LILLY AND COMPANY | COMMON STOCK | 532457108 |  | 1419767 | 3881 | SH |  | SOLE | 0 | 3881 | 0 | 0 |
| ELI LILLY AND COMPANY | COMMON STOCK | 532457108 |  | 874333 | 2390 | SH |  | DFND | 0 | 2390 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 3323607 | 6832 | SH |  | SOLE | 0 | 6832 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 521988 | 1073 | SH |  | DFND | 0 | 1073 | 0 | 0 |
| LOEWS CORP | COMMON STOCK | 540424108 |  | 75829 | 1300 | SH |  | DFND | 0 | 1300 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 4364535 | 21906 | SH |  | SOLE | 0 | 21906 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 309815 | 1555 | SH |  | DFND | 0 | 1555 | 0 | 0 |
| LUMEN TECHNOLOGIES INC | COMMON STOCK | 550241103 |  | 8816 | 1689 | SH |  | DFND | 0 | 1689 | 0 | 0 |
| M  T BANK CORP | COMMON STOCK | 55261F104 |  | 250227 | 1725 | SH |  | SOLE | 0 | 1725 | 0 | 0 |
| M  T BANK CORP | COMMON STOCK | 55261F104 |  | 1265647 | 8725 | SH |  | DFND | 0 | 8725 | 0 | 0 |
| MGIC INVESTMENT CORP | COMMON STOCK | 552848103 |  | 6500 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| MAGELLAN MIDSTREAM PRTNRS LP | COMMON STOCK | 559080106 |  | 5672 | 113 | SH |  | SOLE | 0 | 113 | 0 | 0 |
| MARATHON OIL CORP | COMMON STOCK | 565849106 |  | 541 | 20 | SH |  | SOLE | 0 | 20 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 |  | 1513 | 13 | SH |  | SOLE | 0 | 13 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 |  | 40038 | 344 | SH |  | DFND | 0 | 344 | 0 | 0 |
| MARKEL CORPORATION | COMMON STOCK | 570535104 |  | 43476 | 33 | SH |  | SOLE | 0 | 33 | 0 | 0 |
| MASTERCARD INC CLASS A | COMMON STOCK | 57636Q104 |  | 737156 | 2120 | SH |  | SOLE | 0 | 2120 | 0 | 0 |
| MASTERCARD INC CLASS A | COMMON STOCK | 57636Q104 |  | 19124 | 55 | SH |  | DFND | 0 | 55 | 0 | 0 |
| MASTERBRAND INC | COMMON STOCK | 57638P104 |  | 3624 | 480 | SH |  | SOLE | 0 | 480 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 4079522 | 15481 | SH |  | SOLE | 0 | 15481 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 241904 | 918 | SH |  | DFND | 0 | 918 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 621556 | 1657 | SH |  | SOLE | 0 | 1657 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 510149 | 1360 | SH |  | DFND | 0 | 1360 | 0 | 0 |
| MERCK  COMPANY INC | COMMON STOCK | 58933Y105 |  | 11607956 | 104624 | SH |  | SOLE | 0 | 104624 | 0 | 0 |
| MERCK  COMPANY INC | COMMON STOCK | 58933Y105 |  | 1853855 | 16709 | SH |  | DFND | 0 | 16709 | 0 | 0 |
| METLIFE INC | COMMON STOCK | 59156R108 |  | 100593 | 1390 | SH |  | SOLE | 0 | 1390 | 0 | 0 |
| METLIFE INC | COMMON STOCK | 59156R108 |  | 11578 | 160 | SH |  | DFND | 0 | 160 | 0 | 0 |
| METTLER-TOLEDO INTL | COMMON STOCK | 592688105 |  | 410507 | 284 | SH |  | SOLE | 0 | 284 | 0 | 0 |
| METTLER-TOLEDO INTL | COMMON STOCK | 592688105 |  | 578180 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 14833496 | 61853 | SH |  | SOLE | 0 | 61853 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 2050454 | 8550 | SH |  | DFND | 0 | 8550 | 0 | 0 |
| MICRON TECHNOLOGY | COMMON STOCK | 595112103 |  | 15989 | 320 | SH |  | SOLE | 0 | 320 | 0 | 0 |
| MOLINA HEALTHCARE INC | COMMON STOCK | 60855R100 |  | 16510 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| MONDELEZ INTL INC CL A | COMMON STOCK | 609207105 |  | 328781 | 4933 | SH |  | SOLE | 0 | 4933 | 0 | 0 |
| MONDELEZ INTL INC CL A | COMMON STOCK | 609207105 |  | 318253 | 4775 | SH |  | DFND | 0 | 4775 | 0 | 0 |
| MORGAN STANLEY | COMMON STOCK | 617446448 |  | 1748857 | 20570 | SH |  | SOLE | 0 | 20570 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COMMON STOCK | 620076307 |  | 2319 | 9 | SH |  | SOLE | 0 | 9 | 0 | 0 |
| MURPHY OIL CORPORATION | COMMON STOCK | 626717102 |  | 14104 | 328 | SH |  | SOLE | 0 | 328 | 0 | 0 |
| MURPHY USA INC | COMMON STOCK | 626755102 |  | 22921 | 82 | SH |  | SOLE | 0 | 82 | 0 | 0 |
| NBT BANCORP INC | COMMON STOCK | 628778102 |  | 524913 | 12092 | SH |  | SOLE | 0 | 12092 | 0 | 0 |
| NBT BANCORP INC | COMMON STOCK | 628778102 |  | 410093 | 9447 | SH |  | DFND | 0 | 9447 | 0 | 0 |
| NATIONAL FUEL GAS COMPANY | COMMON STOCK | 636180101 |  | 44303 | 700 | SH |  | SOLE | 0 | 700 | 0 | 0 |
| NATIONAL FUEL GAS COMPANY | COMMON STOCK | 636180101 |  | 194680 | 3076 | SH |  | DFND | 0 | 3076 | 0 | 0 |
| NATIONAL GRID PLC ADR | FOREIGN EQUITIES | 636274409 |  | 64711 | 1073 | SH |  | DFND | 0 | 1073 | 0 | 0 |
| NETFLIX INC | COMMON STOCK | 64110L106 |  | 103208 | 350 | SH |  | SOLE | 0 | 350 | 0 | 0 |
| RITHM CAPITAL CORP | COMMON STOCK | 64828T201 |  | 4705 | 576 | SH |  | SOLE | 0 | 576 | 0 | 0 |
| NEW YORK CMNTY BANCORP INC | COMMON STOCK | 649445103 |  | 8600 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| NEW YORK CMNTY BANCORP INC | COMMON STOCK | 649445103 |  | 1505 | 175 | SH |  | DFND | 0 | 175 | 0 | 0 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 26076 | 149 | SH |  | SOLE | 0 | 149 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 3363394 | 40232 | SH |  | SOLE | 0 | 40232 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 1501874 | 17965 | SH |  | DFND | 0 | 17965 | 0 | 0 |
| NIKE INC CLASS B | COMMON STOCK | 654106103 |  | 2881234 | 24624 | SH |  | SOLE | 0 | 24624 | 0 | 0 |
| NIKE INC CLASS B | COMMON STOCK | 654106103 |  | 184406 | 1576 | SH |  | DFND | 0 | 1576 | 0 | 0 |
| NOKIA CORP ADR | FOREIGN EQUITIES | 654902204 |  | 139 | 30 | SH |  | DFND | 0 | 30 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 2102198 | 8531 | SH |  | SOLE | 0 | 8531 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 305560 | 1240 | SH |  | DFND | 0 | 1240 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 19096 | 35 | SH |  | SOLE | 0 | 35 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 109120 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| NORWOOD FINANCIAL CORP | COMMON STOCK | 669549107 |  | 133452 | 3992 | SH |  | SOLE | 0 | 3992 | 0 | 0 |
| NOVARTIS AG ADR | FOREIGN EQUITIES | 66987V109 |  | 433460 | 4778 | SH |  | SOLE | 0 | 4778 | 0 | 0 |
| NOVARTIS AG ADR | FOREIGN EQUITIES | 66987V109 |  | 23133 | 255 | SH |  | DFND | 0 | 255 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 4842532 | 36739 | SH |  | SOLE | 0 | 36739 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 884178 | 6708 | SH |  | DFND | 0 | 6708 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 923310 | 6318 | SH |  | SOLE | 0 | 6318 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 303240 | 2075 | SH |  | DFND | 0 | 2075 | 0 | 0 |
| OLIN CORP | COMMON STOCK | 680665205 |  | 21172 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| OMNICOM GROUP INC | COMMON STOCK | 681919106 |  | 3300645 | 40469 | SH |  | SOLE | 0 | 40469 | 0 | 0 |
| OMNICOM GROUP INC | COMMON STOCK | 681919106 |  | 170052 | 2085 | SH |  | DFND | 0 | 2085 | 0 | 0 |
| ONEOK INC | COMMON STOCK | 682680103 |  | 25885 | 394 | SH |  | SOLE | 0 | 394 | 0 | 0 |
| OPEN LENDING CORP | COMMON STOCK | 68373J104 |  | 1350 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 220698 | 2700 | SH |  | SOLE | 0 | 2700 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 65392 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| ORANGE SA ADR | FOREIGN EQUITIES | 684060106 |  | 39520 | 4000 | SH |  | DFND | 0 | 4000 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 12092 | 433 | SH |  | SOLE | 0 | 433 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 2484 | 89 | SH |  | DFND | 0 | 89 | 0 | 0 |
| OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 |  | 5873 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 |  | 25450 | 325 | SH |  | DFND | 0 | 325 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COMMON STOCK | 693475105 |  | 1905860 | 12067 | SH |  | SOLE | 0 | 12067 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COMMON STOCK | 693475105 |  | 71862 | 455 | SH |  | DFND | 0 | 455 | 0 | 0 |
| PPG INDUSTRIES INC | COMMON STOCK | 693506107 |  | 116309 | 925 | SH |  | SOLE | 0 | 925 | 0 | 0 |
| PPG INDUSTRIES INC | COMMON STOCK | 693506107 |  | 6287 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| PPL CORP | COMMON STOCK | 69351T106 |  | 8763 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| PPL CORP | COMMON STOCK | 69351T106 |  | 14605 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| PACER BENCHMARK DATA RE SECTOR ETF | ETF/EQUITY | 69374H741 |  | 114181 | 3935 | SH |  | SOLE | 0 | 3865 | 0 | 70 |
| PACER BENCHMARK DATA RE SECTOR ETF | ETF/EQUITY | 69374H741 |  | 2902 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| PAYCOM SOFTWARE INC | COMMON STOCK | 70432V102 |  | 20790 | 67 | SH |  | DFND | 0 | 67 | 0 | 0 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 34668 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 78002 | 675 | SH |  | DFND | 0 | 675 | 0 | 0 |
| PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 |  | 14244 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| PEOPLES FINL SVCS CORP | COMMON STOCK | 711040105 |  | 63141 | 1218 | SH |  | SOLE | 0 | 1218 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 9760993 | 54030 | SH |  | SOLE | 0 | 54030 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 1302729 | 7211 | SH |  | DFND | 0 | 7211 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 6588620 | 128584 | SH |  | SOLE | 0 | 128584 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 1698550 | 33149 | SH |  | DFND | 0 | 33149 | 0 | 0 |
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 |  | 164668 | 1627 | SH |  | SOLE | 0 | 1627 | 0 | 0 |
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 |  | 69733 | 689 | SH |  | DFND | 0 | 689 | 0 | 0 |
| PHILLIPS 66 | COMMON STOCK | 718546104 |  | 1657464 | 15925 | SH |  | SOLE | 0 | 15925 | 0 | 0 |
| PHILLIPS 66 | COMMON STOCK | 718546104 |  | 10408 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| PIMCO ENHANCED SHORT MAT ESG | ETF/FIXED INCOME | 72201R643 |  | 96890 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| PIMCO ENHANCED LOW DURATION | ETF/FIXED INCOME | 72201R718 |  | 94260 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| PIMCO ENHANCED SHORT MATURE ACTIVE ETF | ETF/FIXED INCOME | 72201R833 |  | 98650 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| PITNEY BOWES INC | COMMON STOCK | 724479100 |  | 3032 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| PLAINS ALL AMERICAN PIPELINE | COMMON STOCK | 726503105 |  | 35280 | 3000 | SH |  | DFND | 0 | 3000 | 0 | 0 |
| PRINCIPAL SPECTRUM PFD SEC | ETF/EQUITY | 74255Y888 |  | 2046612 | 119615 | SH |  | SOLE | 0 | 119615 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 8783009 | 57951 | SH |  | SOLE | 0 | 57951 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 1158215 | 7642 | SH |  | DFND | 0 | 7642 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 5768 | 58 | SH |  | SOLE | 0 | 58 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 21383 | 215 | SH |  | DFND | 0 | 215 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COMMON STOCK | 744573106 |  | 4870597 | 79495 | SH |  | SOLE | 0 | 79495 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COMMON STOCK | 744573106 |  | 886998 | 14477 | SH |  | DFND | 0 | 14477 | 0 | 0 |
| PULTE GROUP INC | COMMON STOCK | 745867101 |  | 9559 | 210 | SH |  | DFND | 0 | 210 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 2659094 | 24187 | SH |  | SOLE | 0 | 24187 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 283095 | 2575 | SH |  | DFND | 0 | 2575 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COMMON STOCK | 74834L100 |  | 310218 | 1983 | SH |  | SOLE | 0 | 1983 | 0 | 0 |
| RADIAN GROUP INC | COMMON STOCK | 750236101 |  | 8958 | 470 | SH |  | SOLE | 0 | 470 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 |  | 2721183 | 26964 | SH |  | SOLE | 0 | 26964 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 |  | 425576 | 4217 | SH |  | DFND | 0 | 4217 | 0 | 0 |
| REALTY INCOME CORP | COMMON STOCK | 756109104 |  | 21185 | 334 | SH |  | SOLE | 0 | 334 | 0 | 0 |
| REGULUS THERAPEUTICS INC | COMMON STOCK | 75915K309 |  | 938 | 690 | SH |  | SOLE | 0 | 690 | 0 | 0 |
| REPUBLIC SERVICES INC | COMMON STOCK | 760759100 |  | 12899 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| RIBBONS COMMUNICATIONS INC | COMMON STOCK | 762544104 |  | 3892 | 1400 | SH |  | SOLE | 0 | 1400 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COMMON STOCK | 773903109 |  | 39923 | 155 | SH |  | DFND | 0 | 155 | 0 | 0 |
| ROPER INDS INC | COMMON STOCK | 776696106 |  | 172832 | 400 | SH |  | SOLE | 0 | 400 | 0 | 0 |
| ROPER INDS INC | COMMON STOCK | 776696106 |  | 100674 | 233 | SH |  | DFND | 0 | 233 | 0 | 0 |
| ROYAL BANK OF CANADA | FOREIGN EQUITIES | 780087102 |  | 770023 | 8190 | SH |  | SOLE | 0 | 8190 | 0 | 0 |
| ROYAL BANK OF CANADA | FOREIGN EQUITIES | 780087102 |  | 122036 | 1298 | SH |  | DFND | 0 | 1298 | 0 | 0 |
| SHELL PLC | FOREIGN EQUITIES | 780259305 |  | 5467 | 96 | SH |  | SOLE | 0 | 96 | 0 | 0 |
| SHELL PLC | FOREIGN EQUITIES | 780259305 |  | 17085 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| S GLOBAL INC | COMMON STOCK | 78409V104 |  | 216036 | 645 | SH |  | SOLE | 0 | 645 | 0 | 0 |
| S GLOBAL INC | COMMON STOCK | 78409V104 |  | 229768 | 686 | SH |  | DFND | 0 | 686 | 0 | 0 |
| SPDR S 500 ETF | ETF/EQUITY | 78462F103 |  | 6696518 | 17511 | SH |  | SOLE | 0 | 17511 | 0 | 0 |
| SPDR S 500 ETF | ETF/EQUITY | 78462F103 |  | 331937 | 868 | SH |  | DFND | 0 | 868 | 0 | 0 |
| SPDR GOLD SHARES | ETF/OTHER | 78463V107 |  | 22392 | 132 | SH |  | SOLE | 0 | 132 | 0 | 0 |
| SPDR GOLD SHARES | ETF/OTHER | 78463V107 |  | 759139 | 4475 | SH |  | DFND | 0 | 4475 | 0 | 0 |
| SPDR INTERM CORP BOND ETF | ETF/FIXED INCOME | 78464A375 |  | 712280 | 22385 | SH |  | SOLE | 0 | 22280 | 0 | 105 |
| SPDR INTERM CORP BOND ETF | ETF/FIXED INCOME | 78464A375 |  | 11932 | 375 | SH |  | DFND | 0 | 375 | 0 | 0 |
| SPDR PORTFOLIO S GROWTH | ETF/EQUITY | 78464A409 |  | 466725 | 9213 | SH |  | SOLE | 0 | 9213 | 0 | 0 |
| SPDR PORTFOLIO S 500 VALUE | ETF/EQUITY | 78464A508 |  | 528878 | 13603 | SH |  | SOLE | 0 | 13603 | 0 | 0 |
| SPDR S DIVIDEND ETF | ETF/EQUITY | 78464A763 |  | 29649 | 237 | SH |  | SOLE | 0 | 237 | 0 | 0 |
| SPDR PORTFOLIO S 500 | ETF/EQUITY | 78464A854 |  | 856666 | 19050 | SH |  | SOLE | 0 | 18770 | 0 | 280 |
| SPDR PORTFOLIO S 500 | ETF/EQUITY | 78464A854 |  | 3822 | 85 | SH |  | DFND | 0 | 85 | 0 | 0 |
| SPDR BLACKSTONE/GSO SENIOR LOAN ETF | ETF/FIXED INCOME | 78467V608 |  | 1947608 | 47619 | SH |  | SOLE | 0 | 47501 | 0 | 118 |
| SPDR BLACKSTONE/GSO SENIOR LOAN ETF | ETF/FIXED INCOME | 78467V608 |  | 8507 | 208 | SH |  | DFND | 0 | 208 | 0 | 0 |
| SPDR DOUBLELINE TOTAL RETURNTACT ETF | ETF/FIXED INCOME | 78467V848 |  | 4514510 | 112750 | SH |  | SOLE | 0 | 112750 | 0 | 0 |
| SPDR S MIDCAP 400 ETF | ETF/EQUITY | 78467Y107 |  | 5773812 | 13040 | SH |  | SOLE | 0 | 13024 | 16 | 0 |
| SPDR S MIDCAP 400 ETF | ETF/EQUITY | 78467Y107 |  | 107594 | 243 | SH |  | DFND | 0 | 243 | 0 | 0 |
| SPDR PORTFOLIO SMALLCAP ETF | ETF/EQUITY | 78468R853 |  | 13494 | 365 | SH |  | SOLE | 0 | 365 | 0 | 0 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 46008 | 347 | SH |  | SOLE | 0 | 347 | 0 | 0 |
| SLB | FOREIGN EQUITIES | 806857108 |  | 122186 | 2286 | SH |  | SOLE | 0 | 2286 | 0 | 0 |
| SLB | FOREIGN EQUITIES | 806857108 |  | 70339 | 1316 | SH |  | DFND | 0 | 1316 | 0 | 0 |
| SCHWAB US SMALL CAP ETF | ETF/EQUITY | 808524607 |  | 3229790 | 79748 | SH |  | SOLE | 0 | 79598 | 150 | 0 |
| SCHWAB US SMALL CAP ETF | ETF/EQUITY | 808524607 |  | 241785 | 5970 | SH |  | DFND | 0 | 5970 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR | ETF/EQUITY | 81369Y100 |  | 193654 | 2493 | SH |  | SOLE | 0 | 2493 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR | ETF/EQUITY | 81369Y100 |  | 775634 | 9985 | SH |  | DFND | 0 | 9985 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y209 |  | 412298 | 3035 | SH |  | SOLE | 0 | 3035 | 0 | 0 |
| CONSUMER STAPLES SECTOR SPDR | ETF/EQUITY | 81369Y308 |  | 243148 | 3262 | SH |  | SOLE | 0 | 3262 | 0 | 0 |
| CONSUMER STAPLES SECTOR SPDR | ETF/EQUITY | 81369Y308 |  | 20124 | 270 | SH |  | DFND | 0 | 270 | 0 | 0 |
| CONSUMER DISCRET SEL SECT SPDR ETF | ETF/EQUITY | 81369Y407 |  | 204975 | 1587 | SH |  | SOLE | 0 | 1587 | 0 | 0 |
| CONSUMER DISCRET SEL SECT SPDR ETF | ETF/EQUITY | 81369Y407 |  | 18986 | 147 | SH |  | DFND | 0 | 147 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR | ETF/EQUITY | 81369Y506 |  | 2599399 | 29718 | SH |  | SOLE | 0 | 29718 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR | ETF/EQUITY | 81369Y506 |  | 243601 | 2785 | SH |  | DFND | 0 | 2785 | 0 | 0 |
| SPDR FINANCIAL SELECT SECTOR | ETF/EQUITY | 81369Y605 |  | 105199 | 3076 | SH |  | SOLE | 0 | 3076 | 0 | 0 |
| SPDR INDUSTRIALS (XLI) | ETF/EQUITY | 81369Y704 |  | 102138 | 1040 | SH |  | SOLE | 0 | 1040 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y803 |  | 493523 | 3966 | SH |  | SOLE | 0 | 3966 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y803 |  | 32976 | 265 | SH |  | DFND | 0 | 265 | 0 | 0 |
| SELECT SECTOR SPDR TR COMMUNICATION | ETF/EQUITY | 81369Y852 |  | 112534 | 2345 | SH |  | SOLE | 0 | 2345 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR | ETF/EQUITY | 81369Y886 |  | 248158 | 3520 | SH |  | SOLE | 0 | 3520 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR | ETF/EQUITY | 81369Y886 |  | 7050 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| SEMPRA ENERGY | COMMON STOCK | 816851109 |  | 1824326 | 11805 | SH |  | SOLE | 0 | 11805 | 0 | 0 |
| SEMPRA ENERGY | COMMON STOCK | 816851109 |  | 124404 | 805 | SH |  | DFND | 0 | 805 | 0 | 0 |
| SERVICENOW INC | COMMON STOCK | 81762P102 |  | 3494 | 9 | SH |  | SOLE | 0 | 9 | 0 | 0 |
| SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 |  | 4271 | 18 | SH |  | SOLE | 0 | 18 | 0 | 0 |
| SIERRA WIRELESS INC | FOREIGN EQUITIES | 826516106 |  | 9650 | 333 | SH |  | DFND | 8 | 333 | 0 | 0 |
| JM SMUCKER COMPANY | COMMON STOCK | 832696405 |  | 6021 | 38 | SH |  | DFND | 0 | 38 | 0 | 0 |
| SNAP ON INC | COMMON STOCK | 833034101 |  | 68547 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| SNAP INC | COMMON STOCK | 83304A106 |  | 2685 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 104026 | 1457 | SH |  | SOLE | 0 | 1457 | 0 | 0 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 107100 | 1500 | SH |  | DFND | 0 | 1500 | 0 | 0 |
| SPROTT PHYSICAL GOLD TRUST | ETF/OTHER | 85207H104 |  | 378387 | 26836 | SH |  | SOLE | 0 | 26836 | 0 | 0 |
| STAG INDL INC | COMMON STOCK | 85254J102 |  | 6460 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 843990 | 8508 | SH |  | SOLE | 0 | 8508 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 24304 | 245 | SH |  | DFND | 0 | 245 | 0 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 63210 | 815 | SH |  | SOLE | 0 | 815 | 0 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 62048 | 800 | SH |  | DFND | 0 | 800 | 0 | 0 |
| STERICYCLE INC | COMMON STOCK | 858912108 |  | 49880 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| STRYKER CORP | COMMON STOCK | 863667101 |  | 1572299 | 6431 | SH |  | SOLE | 0 | 6431 | 0 | 0 |
| STRYKER CORP | COMMON STOCK | 863667101 |  | 31538 | 129 | SH |  | DFND | 0 | 129 | 0 | 0 |
| SUBURBAN PROPANE PARTNERS LP | COMMON STOCK | 864482104 |  | 10018 | 660 | SH |  | SOLE | 0 | 660 | 0 | 0 |
| SUN COMMUNITIES INC | COMMON STOCK | 866674104 |  | 31603 | 221 | SH |  | SOLE | 0 | 221 | 0 | 0 |
| SUNCOKE ENERGY INC | COMMON STOCK | 86722A103 |  | 1881 | 218 | SH |  | DFND | 0 | 218 | 0 | 0 |
| SYSCO CORP | COMMON STOCK | 871829107 |  | 654794 | 8565 | SH |  | SOLE | 0 | 8565 | 0 | 0 |
| SYSCO CORP | COMMON STOCK | 871829107 |  | 118497 | 1550 | SH |  | DFND | 0 | 1550 | 0 | 0 |
| TJX COMPANIES | COMMON STOCK | 872540109 |  | 306858 | 3855 | SH |  | SOLE | 0 | 3855 | 0 | 0 |
| TJX COMPANIES | COMMON STOCK | 872540109 |  | 8198 | 103 | SH |  | DFND | 0 | 103 | 0 | 0 |
| T MOBILE US INC | COMMON STOCK | 872590104 |  | 88480 | 632 | SH |  | DFND | 0 | 632 | 0 | 0 |
| TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS | FOREIGN EQUITIES | 874060205 |  | 9266 | 594 | SH |  | DFND | 0 | 594 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 2168959 | 14553 | SH |  | SOLE | 0 | 14553 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 97171 | 652 | SH |  | DFND | 0 | 652 | 0 | 0 |
| TELEDYNE TECHNOLOGIES INC | COMMON STOCK | 879360105 |  | 74781 | 187 | SH |  | DFND | 0 | 187 | 0 | 0 |
| TENARIS SA ADR | FOREIGN EQUITIES | 88031M109 |  | 35150 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| TERADATA CORP | COMMON STOCK | 88076W103 |  | 3634 | 108 | SH |  | DFND | 0 | 108 | 0 | 0 |
| TESLA MOTORS INC | COMMON STOCK | 88160R101 |  | 57648 | 468 | SH |  | SOLE | 0 | 468 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 5030088 | 30445 | SH |  | SOLE | 0 | 30445 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 162739 | 985 | SH |  | DFND | 0 | 985 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 |  | 1331551 | 2418 | SH |  | SOLE | 0 | 2418 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 |  | 410263 | 745 | SH |  | DFND | 0 | 745 | 0 | 0 |
| 3M COMPANY | COMMON STOCK | 88579Y101 |  | 1951093 | 16270 | SH |  | SOLE | 0 | 16270 | 0 | 0 |
| 3M COMPANY | COMMON STOCK | 88579Y101 |  | 248234 | 2070 | SH |  | DFND | 0 | 2070 | 0 | 0 |
| TOMPKINS FINANCIAL CORP | COMMON STOCK | 890110109 |  | 155160 | 2000 | SH |  | SOLE | 0 | 2000 | 0 | 0 |
| TOMPKINS FINANCIAL CORP | COMMON STOCK | 890110109 |  | 333594 | 4300 | SH |  | DFND | 0 | 4300 | 0 | 0 |
| TORONTO DOMINION BANK | FOREIGN EQUITIES | 891160509 |  | 670394 | 10352 | SH |  | SOLE | 0 | 10352 | 0 | 0 |
| TORONTO DOMINION BANK | FOREIGN EQUITIES | 891160509 |  | 40475 | 625 | SH |  | DFND | 0 | 625 | 0 | 0 |
| TOTAL SA ADR | FOREIGN EQUITIES | 89151E109 |  | 11174 | 180 | SH |  | SOLE | 0 | 180 | 0 | 0 |
| TOYOTA MOTOR CORP | FOREIGN EQUITIES | 892331307 |  | 27316 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| TOYOTA MOTOR CORP | FOREIGN EQUITIES | 892331307 |  | 81948 | 600 | SH |  | DFND | 0 | 600 | 0 | 0 |
| TRACTOR SUPPLY CO | COMMON STOCK | 892356106 |  | 5399 | 24 | SH |  | SOLE | 0 | 24 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 1542644 | 8228 | SH |  | SOLE | 0 | 8228 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 83431 | 445 | SH |  | DFND | 0 | 445 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 2505814 | 58248 | SH |  | SOLE | 0 | 58248 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 148416 | 3450 | SH |  | DFND | 0 | 3450 | 0 | 0 |
| US BANCORP | COMMON STOCK | 902973304 |  | 2410680 | 55279 | SH |  | SOLE | 0 | 55279 | 0 | 0 |
| US BANCORP | COMMON STOCK | 902973304 |  | 311591 | 7145 | SH |  | DFND | 0 | 7145 | 0 | 0 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 1167029 | 5636 | SH |  | SOLE | 0 | 5636 | 0 | 0 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 649162 | 3135 | SH |  | DFND | 0 | 3135 | 0 | 0 |
| UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 |  | 4651066 | 26755 | SH |  | SOLE | 0 | 26755 | 0 | 0 |
| UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 |  | 283879 | 1633 | SH |  | DFND | 0 | 1633 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 |  | 3777416 | 7125 | SH |  | SOLE | 0 | 7125 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 |  | 726331 | 1370 | SH |  | DFND | 0 | 1370 | 0 | 0 |
| VBI VACCINES INC | COMMON STOCK | 91822J103 |  | 3315 | 8500 | SH |  | SOLE | 0 | 8500 | 0 | 0 |
| VANECK VECTORS GOLD MINERS ETF | ETF/INTERNATIONAL EQUITY | 92189F106 |  | 573000 | 20000 | SH |  | DFND | 0 | 20000 | 0 | 0 |
| VANECK VECTORS ETF TR GREEN BD ETF | ETF/FIXED INCOME | 92189F171 |  | 2299 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF/EQUITY | 921908844 |  | 1149500 | 7570 | SH |  | SOLE | 0 | 7570 | 0 | 0 |
| VANGUARD TOTAL INTL STOCK ETF | ETF/INTERNATIONAL EQUITY | 921909768 |  | 195087 | 3772 | SH |  | SOLE | 0 | 3772 | 0 | 0 |
| VANGUARD MEGA CAP GROWTH | ETF/EQUITY | 921910816 |  | 14625 | 85 | SH |  | SOLE | 0 | 85 | 0 | 0 |
| VANGUARD SHORT TERM BOND ETF | ETF/FIXED INCOME | 921937827 |  | 497223 | 6605 | SH |  | SOLE | 0 | 6605 | 0 | 0 |
| VANGUARD SHORT TERM BOND ETF | ETF/FIXED INCOME | 921937827 |  | 105392 | 1400 | SH |  | DFND | 0 | 1400 | 0 | 0 |
| VANGUARD TOTAL BOND MRKT ETF | ETF/FIXED INCOME | 921937835 |  | 331179 | 4610 | SH |  | SOLE | 0 | 4485 | 125 | 0 |
| VANGUARD TOTAL BOND MRKT ETF | ETF/FIXED INCOME | 921937835 |  | 30459 | 424 | SH |  | DFND | 0 | 424 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF/INTERNATIONAL EQUITY | 921943858 |  | 146474 | 3490 | SH |  | SOLE | 0 | 3490 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF/INTERNATIONAL EQUITY | 921943858 |  | 25182 | 600 | SH |  | DFND | 0 | 600 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD | ETF/EQUITY | 921946406 |  | 29757 | 275 | SH |  | SOLE | 0 | 275 | 0 | 0 |
| VANGUARD ULTRA SHORT TERM | ETF/FIXED INCOME | 92203C303 |  | 98000 | 2000 | SH |  | SOLE | 0 | 2000 | 0 | 0 |
| VANGUARD FINANCIALS ETF | ETF/EQUITY | 92204A405 |  | 553396 | 6690 | SH |  | SOLE | 0 | 6690 | 0 | 0 |
| VANGUARD FINANCIALS ETF | ETF/EQUITY | 92204A405 |  | 219208 | 2650 | SH |  | DFND | 0 | 2650 | 0 | 0 |
| VANGUARD INDUSTRIALS ETF | ETF/EQUITY | 92204A603 |  | 9132 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| VANGUARD INDUSTRIALS ETF | ETF/EQUITY | 92204A603 |  | 803616 | 4400 | SH |  | DFND | 0 | 4400 | 0 | 0 |
| VANGUARD INFO TECH ETF | ETF/EQUITY | 92204A702 |  | 1033256 | 3235 | SH |  | SOLE | 0 | 3235 | 0 | 0 |
| VANGUARD INFO TECH ETF | ETF/EQUITY | 92204A702 |  | 116900 | 366 | SH |  | DFND | 0 | 366 | 0 | 0 |
| VANGUARD UTILITIES ETF | ETF/EQUITY | 92204A876 |  | 91248 | 595 | SH |  | SOLE | 0 | 595 | 0 | 0 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF/EQUITY | 922042742 |  | 4223 | 49 | SH |  | SOLE | 0 | 49 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 922042858 |  | 1482211 | 38035 | SH |  | SOLE | 0 | 38035 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 922042858 |  | 182845 | 4692 | SH |  | DFND | 0 | 4692 | 0 | 0 |
| VANGUARD SHORT TERM CORP BOND ETF | ETF/FIXED INCOME | 92206C409 |  | 1100096 | 14631 | SH |  | SOLE | 0 | 14566 | 65 | 0 |
| VANGUARD SHORT TERM CORP BOND ETF | ETF/FIXED INCOME | 92206C409 |  | 478655 | 6366 | SH |  | DFND | 0 | 6366 | 0 | 0 |
| VANGUARD INTERM-TERM GOVT BDETF | ETF/FIXED INCOME | 92206C706 |  | 26602 | 455 | SH |  | SOLE | 0 | 135 | 0 | 320 |
| VANGUARD LONG TERM TREASURY | ETF/FIXED INCOME | 92206C847 |  | 6468 | 105 | SH |  | SOLE | 0 | 105 | 0 | 0 |
| VANGUARD S 500 ETF | ETF/EQUITY | 922908363 |  | 1043095 | 2969 | SH |  | SOLE | 0 | 2969 | 0 | 0 |
| VANGUARD MIDCAP VALUE ETF | ETF/EQUITY | 922908512 |  | 30429 | 225 | SH |  | SOLE | 0 | 225 | 0 | 0 |
| VANGUARD MIDCAP VALUE ETF | ETF/EQUITY | 922908512 |  | 47874 | 354 | SH |  | DFND | 0 | 354 | 0 | 0 |
| VANGUARD MIDCAP GROWTH ETF | ETF/EQUITY | 922908538 |  | 55545 | 309 | SH |  | DFND | 0 | 309 | 0 | 0 |
| VANGUARD REIT ETF | ETF/EQUITY | 922908553 |  | 1065643 | 12922 | SH |  | SOLE | 0 | 12922 | 0 | 0 |
| VANGUARD REIT ETF | ETF/EQUITY | 922908553 |  | 57972 | 703 | SH |  | DFND | 0 | 703 | 0 | 0 |
| VANGUARD SMALLCAP VALUE ETF | ETF/EQUITY | 922908611 |  | 222320 | 1400 | SH |  | SOLE | 0 | 1400 | 0 | 0 |
| VANGUARD MIDCAP ETF | ETF/EQUITY | 922908629 |  | 166308 | 816 | SH |  | SOLE | 0 | 816 | 0 | 0 |
| VANGUARD EXTENDED MKT IDX | ETF/EQUITY | 922908652 |  | 13816 | 104 | SH |  | SOLE | 0 | 104 | 0 | 0 |
| VANGUARD GROWTH ETF | ETF/EQUITY | 922908736 |  | 154499 | 725 | SH |  | SOLE | 0 | 725 | 0 | 0 |
| VANGUARD GROWTH ETF | ETF/EQUITY | 922908736 |  | 44964 | 211 | SH |  | DFND | 0 | 211 | 0 | 0 |
| VANGUARD SMALLCAP ETF | ETF/EQUITY | 922908751 |  | 243189 | 1325 | SH |  | SOLE | 0 | 1325 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF/EQUITY | 922908769 |  | 28677 | 150 | SH |  | SOLE | 0 | 150 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF/EQUITY | 922908769 |  | 12228703 | 63961 | SH |  | DFND | 0 | 63961 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 7162188 | 181830 | SH |  | SOLE | 0 | 181830 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 1364140 | 34632 | SH |  | DFND | 0 | 34632 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 |  | 5197 | 18 | SH |  | SOLE | 0 | 18 | 0 | 0 |
| VIATRIS INC | COMMON STOCK | 92556V106 |  | 812 | 73 | SH |  | SOLE | 0 | 73 | 0 | 0 |
| VIATRIS INC | COMMON STOCK | 92556V106 |  | 5698 | 512 | SH |  | DFND | 0 | 512 | 0 | 0 |
| VISA INC CLASS A | COMMON STOCK | 92826C839 |  | 1928212 | 9281 | SH |  | SOLE | 0 | 9281 | 0 | 0 |
| VISA INC CLASS A | COMMON STOCK | 92826C839 |  | 72506 | 349 | SH |  | DFND | 0 | 349 | 0 | 0 |
| VM WARE INC | COMMON STOCK | 928563402 |  | 1473 | 12 | SH |  | DFND | 0 | 12 | 0 | 0 |
| WABTEC CORP | COMMON STOCK | 929740108 |  | 598 | 6 | SH |  | SOLE | 0 | 6 | 0 | 0 |
| WABTEC CORP | COMMON STOCK | 929740108 |  | 4291 | 43 | SH |  | DFND | 0 | 43 | 0 | 0 |
| WAL MART STORES INC | COMMON STOCK | 931142103 |  | 5652244 | 39864 | SH |  | SOLE | 0 | 39864 | 0 | 0 |
| WAL MART STORES INC | COMMON STOCK | 931142103 |  | 970122 | 6842 | SH |  | DFND | 0 | 6842 | 0 | 0 |
| WALGREENS BOOTS ALLIANCE INC | COMMON STOCK | 931427108 |  | 18680 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COMMON STOCK | 934423104 |  | 2510 | 265 | SH |  | SOLE | 0 | 265 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COMMON STOCK | 934423104 |  | 17583 | 1855 | SH |  | DFND | 0 | 1855 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 521145 | 3322 | SH |  | SOLE | 0 | 3322 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 134915 | 860 | SH |  | DFND | 0 | 860 | 0 | 0 |
| WEBSTER FINANCIAL CORP | COMMON STOCK | 947890109 |  | 21918 | 463 | SH |  | DFND | 0 | 463 | 0 | 0 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 20645 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 149676 | 3625 | SH |  | DFND | 0 | 3625 | 0 | 0 |
| WELLTOWER INC | COMMON STOCK | 95040Q104 |  | 13108 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| WEYERHAEUSER CO | COMMON STOCK | 962166104 |  | 49600 | 1600 | SH |  | SOLE | 0 | 1600 | 0 | 0 |
| WILLIAMS COMPANIES INC | COMMON STOCK | 969457100 |  | 328900 | 10000 | SH |  | DFND | 0 | 10000 | 0 | 0 |
| WISDOMTREE US HIGH DIVIDEND ETF | ETF/EQUITY | 97717W208 |  | 1590034 | 18476 | SH |  | SOLE | 0 | 18476 | 0 | 0 |
| WISDOMTREE US HIGH DIVIDEND ETF | ETF/EQUITY | 97717W208 |  | 7745 | 90 | SH |  | DFND | 0 | 90 | 0 | 0 |
| WISDOMTREE TRUST MIDCAP DIVI FD | ETF/EQUITY | 97717W505 |  | 39608 | 963 | SH |  | SOLE | 0 | 963 | 0 | 0 |
| WOODSIDE ENERGY GROUP LTD | FOREIGN EQUITIES | 980228308 |  | 1306 | 54 | SH |  | DFND | 0 | 54 | 0 | 0 |
| SPDR GOLD MINISHARES | ETF/OTHER | 98149E303 |  | 68703 | 1899 | SH |  | SOLE | 0 | 1899 | 0 | 0 |
| SPDR GOLD MINISHARES | ETF/OTHER | 98149E303 |  | 9949 | 275 | SH |  | DFND | 0 | 275 | 0 | 0 |
| ZIMVIE INC | COMMON STOCK | 98888T107 |  | 2577 | 276 | SH |  | DFND | 0 | 276 | 0 | 0 |
| ZEBRA TECHNOLOGIES CORP CL A | COMMON STOCK | 989207105 |  | 17178 | 67 | SH |  | DFND | 0 | 67 | 0 | 0 |
| ZIMMER HOLDINGS INC | COMMON STOCK | 98956P102 |  | 111435 | 874 | SH |  | SOLE | 0 | 874 | 0 | 0 |
| ZIMMER HOLDINGS INC | COMMON STOCK | 98956P102 |  | 351900 | 2760 | SH |  | DFND | 0 | 2760 | 0 | 0 |

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