# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-052740
**Filing Date:** 2026-5
**Character Count:** 2926801
**Document Hash:** 46d2c6e4189a890ffdbdd884188821a2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-052740.hdr.sgml**: 20260506

**ACCESSION NUMBER**: 0001213900-26-052740

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 24

**CONFORMED PERIOD OF REPORT**: 20260506

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260506

**DATE AS OF CHANGE**: 20260506

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 26947701

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-HYB1 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [Consolidated Analytics, Inc. ()"**CA**") Narrative](ea028940001_ex99-01.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Data Compare Report](ea028940001_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Due Diligence Standard Report](ea028940001_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA Rating Agency Grades Summary Report](ea028940001_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA Valuations Report](ea028940001_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Supplemental Report](ea028940001_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [CA ATR/QM Report](ea028940001_ex99-01sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [CA Additional Field Report](ea028940001_ex99-01sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;8. [CA Title Report](ea028940001_ex99-01sch8.htm)

99.02 [Opus Capital Markets Consultants, LLC "**Opus**" Narrative](ea028940001_ex99-02.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Opus Standard Findings Report](ea028940001_ex99-02sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Opus Rating Agency Grades Summary Report](ea028940001_ex99-02sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Opus ATR/QM Report](ea028940001_ex99-02sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Opus Supplemental Data Report](ea028940001_ex99-02sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Opus Valuation Report](ea028940001_ex99-02sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Opus Data Compare Report](ea028940001_ex99-02sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [Opus Title Report](ea028940001_ex99-02sch7.htm)

99.03 [KPMG Report of Independent Accountants on Applying Agreed-Upon Procedures](ea028940001_ex99-03.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: May 6, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Onslow Bay Financial LLC through a bulk purchase. Credit, Compliance, Property Valuation, Data Integrity, and Pay History reviews were performed on a population of 101 loans. The review included a total of 101 residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2026-HYB1 (the "Securitization"). The Review was conducted from June 2023 through February 2026 on mortgage loans originated between December 2016 and December 2024.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal
LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was
not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (101 loans in total):

Thirty-nine (39) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Zero (0) loans had a Secondary Appraisal, zero (0) loans had an AVM, one (1) loan had a Field Review, and forty-one (41) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There were zero (0) occurrences of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the one hundred and one (101) mortgage loans reviewed, sixty-six (66) unique mortgage loans (65.35% by loan count) had a total of one hundred seventy (170) discrepancies across fifteen (15) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;58 | &nbsp;&nbsp;34.12% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;38 | &nbsp;&nbsp;22.35% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;37 | &nbsp;&nbsp;21.76% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;11 | &nbsp;&nbsp;6.47% |
| &nbsp;&nbsp;Total Closing Costs | &nbsp;&nbsp;9 | &nbsp;&nbsp;5.29% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;4 | &nbsp;&nbsp;2.35% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.76% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.76% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**170** | &nbsp;&nbsp;**100.00%** |

---

**PAY HISTORY REVIEW RESULTS SUMMARY**

For loans reviewed post-close, one hundred and one (101) loans in total, zero (0) loans were found to have a discrepancy between the servicer provided string and the string calculated by Consolidated Analytics.

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 90 | $81459133.00 | 89.11% |
| Event Grade B | 11 | $11029322.00 | 10.89% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 101 | $92488455.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 92 | 91.09% |
| Event Grade B | 9 | 8.91% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 101 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 98 | 97.03% |
| Event Grade B | 3 | 2.97% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 101 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 101 | 100.00% |
| Event Grade B | 0 | 0% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 101 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Data Tape Not Provided | &nbsp;&nbsp;101 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Discrepancy(s) Noted | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Business Tax Returns Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing rent comparable schedule form 1007 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Income - Bank Statements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Note is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing final HUD-1 from sale of non-subject property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower is a BofA insider | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income 1 Income Trend is Decreasing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income 1 Months Income Verified is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Missing Divorce Decree | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Approval/Underwriting Summary Partially Provided | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;**164** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Income 1 Income Trend is Decreasing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower has less than 2 FICO scores and does not meet minimum required to be scored. | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited CLTV Exceeds AUS CLTV | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Cash Out Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;**9** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;68 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;44 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;36 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;ARM Disclosure Not Provided Within 3 Days of Application Date | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Revised Loan Estimate Delivery Date Test (prior to consummation) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Settlement Cost Booklet has not been entered | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CHARM Booklet is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;ARM Disclosure is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;**163** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;CHARM Booklet is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ARM Disclosure is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;**4** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;70 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Approval Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Appraisal photos | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;**94** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp; **Final Loan Grade** | &nbsp;&nbsp; **Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX2026HYB1295 | Qualifying LTV | 65.22 | 50 | TRUE DATA IS CORRECT TAPE IS FROM ORIGINAL DU NOT ELIBIBLE FINDINGS |
| OBX2026HYB1295 | Qualifying CLTV | 65.22 | 50 | TRUE DATA IS CORRECT TAPE IS FROM ORIGINAL DU NOT ELIBIBLE FINDINGS |
| OBX2026HYB1294 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1294 | Borrower 1 Self-Employment Flag | Yes | No | Per income documentation. |
| OBX2026HYB1294 | Qualifying LTV | 42.71 | 41 | Per Loan amount and subject value. |
| OBX2026HYB1294 | Qualifying CLTV | 42.71 | 41 | Per Note and Appraisal. |
| OBX2026HYB1314 | Property Address | XXX | XXX |  |
| OBX2026HYB1314 | Total Qualified Assets Post-Close | XXX | XXX |  |
| OBX2026HYB1319 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1319 | Qualifying LTV | 65.31 | 69 | Capitalization. |
| OBX2026HYB1319 | Qualifying CLTV | 65.31 | 69 | Per Note. |
| OBX2026HYB1319 | Total Qualified Assets Post-Close | XXX | XXX | Per Asset documentation. |
| OBX2026HYB1322 | Qualifying LTV | 73.62 | 69 | AUS does not match loan origination submittal |
| OBX2026HYB1322 | Qualifying CLTV | 73.62 | 69 | AUS does not match loan origination submittal |
| OBX2026HYB1323 | Qualifying CLTV | 46.8 | 59 | report |
| OBX2026HYB1323 | Qualifying LTV | 46.8 | 59 | report |
| OBX2026HYB1324 | Property Address | XXX | XXX |  |
| OBX2026HYB1324 | Total Qualified Assets Post-Close | XXX | XXX |  |
| OBX2026HYB1306 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1306 | Borrower 1 Last Name | XXXXX | XXXXX | Per Note. |
| OBX2026HYB1306 | Qualifying CLTV | 64.86 | 65.86 | Per approval/1008. |
| OBX2026HYB1306 | Total Qualified Assets Post-Close | XXX | XXX | Per Asset documentation. |
| OBX2026HYB1307 | Total Qualified Assets Post-Close | XXX | XXX |  |
| OBX2026HYB1302 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1302 | Qualifying LTV | 65.7 | 65.69 | Per approval/1008. |
| OBX2026HYB1302 | Qualifying CLTV | 65.7 | 65.69 | per Approval/1008. |
| OBX2026HYB1302 | Total Qualified Assets Post-Close | XXX | XXX | Per Asset documedntaiton. |
| OBX2026HYB1311 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1311 | Interest Only Flag | No | Yes | Per Note. |
| OBX2026HYB1311 | Total Qualified Assets Post-Close | XXX | XXX | Per asset documentation. |
| OBX2026HYB1327 | Total Qualified Assets Post-Close | XXX | XXX | XXX |
| OBX2026HYB1293 | Qualifying CLTV | 69.35 | 69.34 | may be due to rounding |
| OBX2026HYB1293 | Qualifying LTV | 69.35 | 69.34 | 69.35 may be due to rounding |
| OBX2026HYB1293 | Total Qualified Assets Post-Close | XXX | XXX | XXX |
| OBX2026HYB1329 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |  |
| OBX2026HYB1329 | Loan Purpose | Construction-Perm | Refinance | Validated loan purpose with documents provided. |
| OBX2026HYB1329 | Amortization Term | 360 | 342 |  |
| OBX2026HYB1329 | Borrower 1 FTHB | true | false | Validated B1 as a FTHB with documents provided. |
| OBX2026HYB1329 | Qualifying LTV | 82.31 | 83 | Validated LTV with documents provided. |
| OBX2026HYB1329 | Qualifying CLTV | 82.31 | 83 | Validated CLTV with documents provided. |
| OBX2026HYB1329 | Total Qualified Assets Post-Close | XXX | XXX | Validated total reserves post close with asset documents provided. |
| OBX2026HYB1351 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1379 | Qualifying LTV | 73.41 | 80 | As per LTV calculation using updated appraisal value of $XXX. Tape data is based on AUS LTV of 80% that is based on estimated appraisal value of $XXX. |
| OBX2026HYB1379 | Qualifying CLTV | 73.41 | 80 | As per CLTV calculation using updated appraisal value of $XXX. Tape data is based on AUS CLTV of 80% that is based on estimated appraisal value of $XXX. |
| OBX2026HYB1379 | Total Qualified Assets Post-Close | XXX | XXX | Audit is as per post-closing assets. Tape data is pre-closing assets. |
| OBX2026HYB1334 | Property Address | XXX | XXX | Capitalization. |
| OBX2026HYB1334 | Qualifying CLTV | 61.12 | 62 | Rounding. |
| OBX2026HYB1334 | Qualifying LTV | 61.12 | 62 | Rounding. |
| OBX2026HYB1334 | Total Qualified Assets Post-Close | XXX | XXX | Mapping issue. |
| OBX2026HYB1388 | Property Address | XXX | XXX | True data verified per Note. |
| OBX2026HYB1388 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements. |
| OBX2026HYB1381 | Qualifying LTV | 73.45 | 73 | Qualifying LTV confirmed with loan approval. |
| OBX2026HYB1381 | Qualifying CLTV | 73.45 | 73 | Qualifying CLTV Confirmed with loan approval. |
| OBX2026HYB1381 | Total Qualified Assets Post-Close | XXX | XXX | Total qualifying assets confirmed with documentation in file. |
| OBX2026HYB1345 | Total Closing Costs | 22033.74 | 1287.2 | Final cd shows closing costs $22,033.74 |
| OBX2026HYB1345 | Total Qualified Assets Post-Close | XXX | XXX | assets $XXX less cash to close $XXX= $XXX assets post close |
| OBX2026HYB1332 | Qualifying LTV | 65.71 | 66 | LTV IS CORRECT |
| OBX2026HYB1332 | Qualifying CLTV | 65.71 | 66 | Arm is correct |
| OBX2026HYB1332 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct |
| OBX2026HYB1389 | Qualifying CLTV | 53.06 | 57 | Tape data is rounded. |
| OBX2026HYB1389 | Qualifying LTV | 53.06 | 57 | Tape data is rounded. |
| OBX2026HYB1385 | Qualifying CLTV | 61.11 | 59 | loan amount $XXX/ appraisal $XXX = 61.11% |
| OBX2026HYB1385 | Qualifying LTV | 61.11 | 59 | note $XXX / appraisal $XXX = 61.11% |
| OBX2026HYB1385 | Total Qualified Assets Post-Close | XXX | XXX | total assets $XXX less cash to close $XXX= $XXX |
| OBX2026HYB1342 | Borrower 1 FTHB | false | true | per Final 1003 |
| OBX2026HYB1342 | Total Closing Costs | 20870.42 | 13199.35 | per Final CD |
| OBX2026HYB1342 | Total Qualified Assets Post-Close | XXX | XXX | per Asset Docs |
| OBX2026HYB1387 | Qualifying CLTV | 55.29 | 56 | Arm is correct |
| OBX2026HYB1387 | Qualifying LTV | 55.29 | 56 | ltv is correct |
| OBX2026HYB1387 | Total Qualified Assets Post-Close | XXX | XXX |  |
| OBX2026HYB1350 | Total Qualified Assets Post-Close | XXX | XXX | Unknown |
| OBX2026HYB1338 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct |
| OBX2026HYB1376 | Qualifying CLTV | 77.18 | 70 | Per Documentation |
| OBX2026HYB1376 | Qualifying LTV | 77.18 | 70 | Per Documentation |
| OBX2026HYB1376 | Total Qualified Assets Post-Close | XXX | XXX | Per Documentation |
| OBX2026HYB1355 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct |
| OBX2026HYB1352 | Borrower 1 Self-Employment Flag | No | Yes | Not self employed per ownership of less the 25% in business |
| OBX2026HYB1352 | Qualifying CLTV | 65 | 60 | Per loan amount and Appraisal in file |
| OBX2026HYB1352 | Qualifying LTV | 65 | 60 | Per final income and liabilities |
| OBX2026HYB1352 | Total Qualified Assets Post-Close | XXX | XXX | Per assets in file |
| OBX2026HYB1386 | Qualifying CLTV | 75 | 80 | True data verified per appraisal and loan documents. |
| OBX2026HYB1386 | Qualifying LTV | 75 | 80 | True data verified per appraisal and loan documents. |
| OBX2026HYB1357 | Total Qualified Assets Post-Close | XXX | XXX | True data is funds after closing, EM not counted, cleared after statement, IRA balance lower than reflected on 1003. |
| OBX2026HYB1340 | Total Qualified Assets Post-Close | XXX | XXX | assets $XXX less cash to close $XXX= $XXX |
| OBX2026HYB1362 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements. |
| OBX2026HYB1349 | Borrower 1 First Name | XXX | XXX | Per note |
| OBX2026HYB1349 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1377 | Qualifying CLTV | 67.42 | 60 | Cltv is correct |
| OBX2026HYB1377 | Qualifying LTV | 67.42 | 60 |  |
| OBX2026HYB1346 | Total Qualified Assets Post-Close | XXX | XXX | Audit verified assets post close after borrowers down payment. |
| OBX2026HYB1339 | Property Address | XXX | XXX | Discrepancy is due to data entry, True Data is correct |
| OBX2026HYB1339 | Total Closing Costs | 20676.44 | 4391 | Discrepancy is due to data entry, True Data is correct |
| OBX2026HYB1339 | Total Qualified Assets Post-Close | XXX | XXX | Discrepancy is due to data entry, True Data is correct. Verified assets are $XXX |
| OBX2026HYB1390 | Qualifying LTV | 53.76 | 47 | Reviewed and Audited |
| OBX2026HYB1390 | Qualifying CLTV | 53.76 | 47 | Reviewed and Audited |
| OBX2026HYB1390 | Total Qualified Assets Post-Close | XXX | XXX | Reviewed and Audited |
| OBX2026HYB1344 | Qualifying CLTV | 56.52 | 57 | True data verified per appraisal and loan documents. |
| OBX2026HYB1344 | Qualifying LTV | 56.52 | 57 | True data verified per appraisal and loan documents. |
| OBX2026HYB1344 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements. |
| OBX2026HYB1375 | Qualifying LTV | 79.97 | 80 | Per LTV |
| OBX2026HYB1375 | Qualifying CLTV | 79.97 | 80 | Per CLTV |
| OBX2026HYB1375 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1367 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1363 | Qualifying CLTV | 61.92 | 69 | Per CLTV and appraisal |
| OBX2026HYB1363 | Qualifying LTV | 61.92 | 69 | Per LTV and appraisal |
| OBX2026HYB1363 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1370 | Qualifying CLTV | 62.95 | 63 | Based off loan amt and sales price this is the correct CLTV. |
| OBX2026HYB1370 | Qualifying LTV | 62.95 | 63 | Based off sales price and loan amount the correct LTV. |
| OBX2026HYB1370 | Total Qualified Assets Post-Close | XXX | XXX | Total assets $XXX. |
| OBX2026HYB1373 | Qualifying LTV | 71.88 | 69.69 | Audited and Reviewed |
| OBX2026HYB1373 | Qualifying CLTV | 71.88 | 69.69 | Audited and Reviewed |
| OBX2026HYB1373 | Total Qualified Assets Post-Close | XXX | XXX | Audited and Reviewed |
| OBX2026HYB1354 | Qualifying LTV | 63.64 | 64 | Rounding. |
| OBX2026HYB1354 | Qualifying CLTV | 63.64 | 64 | Rounding. |
| OBX2026HYB1354 | Total Qualified Assets Post-Close | XXX | XXX | . |
| OBX2026HYB1330 | Borrower 1 Self-Employment Flag | Yes | No | Per 1003 |
| OBX2026HYB1330 | Total Closing Costs | 55315.45 | 7148.8 | Per final CD |
| OBX2026HYB1330 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1368 | Borrower 1 Last Name | XXXXX | XXXXX | Per final note borrower signed as XXXXX |
| OBX2026HYB1368 | Qualifying CLTV | 73.53 | 74 | New loan amount $XXX/Appraised Value $XXX=73.53% |
| OBX2026HYB1368 | Qualifying LTV | 73.53 | 74 | New loan amount $XXX/Appraised Value $XXX=73.53% |
| OBX2026HYB1360 | Property Address | XXX | XXX | Capitalizaiton. |
| OBX2026HYB1360 | Total Closing Costs | 9012.28 | 484 | Total closing costs confirmed with final CD. |
| OBX2026HYB1360 | Total Qualified Assets Post-Close | XXX | XXX | Total qualifying asset post closing confirmed with asset documentation in file. |
| OBX2026HYB1333 | Qualifying CLTV | 70 | 60 | True data verified per appraisal and loan documents. |
| OBX2026HYB1333 | Qualifying LTV | 70 | 60 | True data verified per appraisal and loan documents. |
| OBX2026HYB1333 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements. |
| OBX2026HYB1335 | Total Closing Costs | 16837.25 | 3973.3 | True data matches Final CD page 1 found in loan file. |
| OBX2026HYB1335 | Total Qualified Assets Post-Close | XXX | XXX | True data is funds available after closing |
| OBX2026HYB1347 | Total Closing Costs | 14743.1 | 995 | True data verified per final CD. |
| OBX2026HYB1347 | Qualifying LTV | 76.47 | 70 | True data verified per appraisal and loan documents. |
| OBX2026HYB1347 | Qualifying CLTV | 76.47 | 70 | True data verified per appraisal and loan documents. |
| OBX2026HYB1347 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements. |
| OBX2026HYB1331 | Qualifying LTV | 42.18 | 43 | Discrepancy is due to data entry, True data is correct. |
| OBX2026HYB1331 | Qualifying CLTV | 60.29 | 43 | Discrepancy is due to data entry, True data is correct. |
| OBX2026HYB1331 | Total Qualified Assets Post-Close | XXX | XXX | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026HYB1369 | Borrower 2 Self-Employment Flag | No | Yes | Borrower 2 does not have ownership share of 25% or more in the business per tax returns in file. |
| OBX2026HYB1369 | Total Closing Costs | 7862.97 | 2548 | Total closing costs confirmed with final CD. |
| OBX2026HYB1369 | Qualifying LTV | 75.53 | 76 | Rounding. |
| OBX2026HYB1369 | Qualifying CLTV | 75.53 | 76 | Roudning |
| OBX2026HYB1369 | Total Qualified Assets Post-Close | XXX | XXX | Total qualified assets post closing confirmed with asset documentation in file. |
| OBX2026HYB1382 | Total Qualified Assets Post-Close | XXX | XXX | Assets verified off bank Statements in file |
| OBX2026HYB1380 | Borrower 1 FTHB | false | true | Reviewed and Audited |
| OBX2026HYB1380 | Qualifying LTV | 34.97 | 34.96 | Reviewed and Audited |
| OBX2026HYB1380 | Qualifying CLTV | 34.97 | 34.96 | Reviewed and Audited |
| OBX2026HYB1380 | Total Qualified Assets Post-Close | XXX | XXX | Reviewed and Audited |
| OBX2026HYB1364 | Property City | XXX | XXX | Arm is correct mapping issue |
| OBX2026HYB1364 | Borrower 1 Last Name | XXXXX | XXXXX | City is correct |
| OBX2026HYB1364 | Qualifying LTV | 38.22 | 38 | CLTV is correct |
| OBX2026HYB1364 | Qualifying CLTV | 38.22 | 38 | Cltv is correct |
| OBX2026HYB1364 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets have been confirmed |
| OBX2026HYB1359 | Qualifying CLTV | 62.5 | 63 | Per CLTV |
| OBX2026HYB1359 | Qualifying LTV | 62.5 | 63 | Per LTV |
| OBX2026HYB1359 | Total Qualified Assets Post-Close | XXX | XXX | Per assets |
| OBX2026HYB1371 | Qualifying CLTV | 39.5 | 31 | Matches final 1008 |
| OBX2026HYB1371 | Qualifying LTV | 39.5 | 31 | Matches final 1008 |
| OBX2026HYB1371 | Total Qualified Assets Post-Close | XXX | XXX | See Assets |
| OBX2026HYB1361 | Qualifying LTV | 59.13 | 64 | LTV/CLTV is correct based on loan parameters |
| OBX2026HYB1361 | Qualifying CLTV | 59.13 | 64 | Arm is correct mapping issue |
| OBX2026HYB1361 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets have been confirmed |
| OBX2026HYB1336 | Total Qualified Assets Post-Close | XXX | XXX | Assets verified off the Bank Statement in file |
| OBX2026HYB1374 | Borrower 1 Self-Employment Flag | No | Yes | Arm confirmed |
| OBX2026HYB1374 | Qualifying LTV | 51.78 | 45 | LTV is correct |
| OBX2026HYB1374 | Qualifying CLTV | 51.78 | 77.5 | Margin is correct |
| OBX2026HYB1374 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct |
| OBX2026HYB1348 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per bank statements/investment statements. |
| OBX2026HYB1358 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets are correct |
| OBX2026HYB1378 | Total Qualified Assets Post-Close | XXX | XXX | Post close assets confirmed |
| OBX2026HYB1384 | Total Closing Costs | 25020.81 | 7942 | Total closing costs confirmed with final CD. |
| OBX2026HYB1384 | Total Qualified Assets Post-Close | XXX | XXX | Total qualified assets post closing confirmed with asset documentation in file. |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| OBX2026HYB1290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 07/18/2024 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. | 07/29/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of 40.18% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.18% is less than Guideline CLTV of 75% A |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | CCA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/26/2025 | C A B |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX days prior to consummation. | Evidence of Appraisal Delivery | 02/18/2025 | ; Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/21/2025 | C A B |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | C A B |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | C A B |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX days prior to consummation. | Evidence of Appraisal Delivery | 02/18/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX County in a disaster area (XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required missing proof borrower received appraisal XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required missing proof of econsent dated XX/XX/XXXX or before.. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX County in a disaster area (XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Acknowledged | XXXXX | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Provide a replacement cost estimator or evidence Hazard Insurance coverage is increased to cover loan amount. | see attached - coverage is enough | 02/18/2025 | Investor granted waiver base on obtaining the property's current hazard insurance, which shows sufficient coverage, along with property inspection showing no damages. Final grade will be a B. ; The appraisal cost as new is not acceptable and we will default to Fannie Mae guidelines. Finding remains. ; Finding remans as lender does not allow the appraisal cost as new for hazard coverage requirements. | 03/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide evidence property located at XXX is owned free and clear, unable to locate document confirming there are no liens against the property. | please look at the attachments submitted, tax & insurance were attached; the borrower inherited the property - credit report and title do not reflect any mortgages and we dont ask the borrower for LOE stating the property owned free and clear, HOA, taxes and insurance were included in DTI | 02/21/2025 | Audit reviewed Lender's response and has determined the fraud report reflects no mortgage liens on property, there is no open mortgages reflected on credit report and insurance does not reflect a lien holder, all supporting property XXX SE Avenue Unit XXX is owned free and clear. Condition cleared.; Finding remains as we will require an LOX for no hazard coverage or actual policy if included. | 02/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence the appraisal was sent to the borrower at least XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property located in FEMA Declared Disaster Area on XX/XX/XXXX through XXX/XXX/XXX. The appraisal was completed prior to the start date and loan requires the missing property inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | Property Title Issue | Property Title Issue The Preliminary Title Commitment Schedule B-I requirements indicates the following: #XXX from XXX, a single person, to XXX #XXX Record dismissal of court action with respect to Case No. XXX, Circuit Court XXX, Florida Provide a copy of the final Title Policy reflecting the correct Mortgagee and dismissal of court action. | final policy | 02/18/2025 | Property Title Issue Resolved | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | ARM Disclosure Not Provided Within 3 Days of Application Date | ARM Disclosure dated, (XXX-XXX-XXX) was XXX within XXX Days of Application Date, (XXX-XXX-XXX). ARM disclosure issued XXX/XXX/XXX; signed by Borrower 1/XXX/XXX. | Arm disclosure was provided in initial disclosure package but was signed by the borrower later - the date on arm disclosure represents when the borrower signed the disclosure, not when AB sent the disclosure | 02/14/2025 | Lender provided Disclosure Tracker reflecting the ARM disclosure was provided within initial disclosures dated XXX/XXX/XXX. Condition cleared. ; ARM Disclosure Provided Within XXX Days of Application Date or XXX. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Lender provided Disclosure Tracker reflecting Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property located in FEMA Declared Disaster Area as of XX/XX/XXXX through XXX/XXX/XXX. Appraisal was completed prior to the FEMA disaster start date, missing required property inspection report. |  |  | Updated BPO provided - correct address - no damage - condition cleared; BPO provided; however, the BPO is not for the subject property. Condition retained.; Informational Only - Investor ordering PCI | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Additional Data Tape Provided. Matches Audit. Condition cleared. ; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the appraisal was delivered to the borrower at least XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared.; Lender provided an attestation that they have no affiliates, condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file is missing documentation to show the appraisal was provided to the borrower at least XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | ARM Disclosure Not Provided Within 3 Days of Application Date | ARM Disclosure dated, (XXX-XXX-XXX) was XXX within XXX Days of Application Date, (XXX-XXX-XXX). The ARM disclosure in file is signed on XX/XX/XXXX with no evidence it was sent to the borrower within XXX day of application | Arm disclosure was provided in initial disclosure package but was signed by the borrower later - the date on arm disclosure represents when the borrower signed the disclosure, not when AB sent the disclosure | 02/14/2025 | Lender provided Disclosure Tracker verifying ARM Disclosure was sent to Borrower with initial Disclosures on XXX/XXX/XXX. Condition cleared.; ARM Disclosure Provided Within XXX Days of Application Date or XXX. Lender provided Disclosure Tracker verifying ARM Disclosure was sent to Borrower with initial Disclosures on XXX/XXX/XXX. Condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Evidence of eConsent is provided. The eSigned documents consent provided, condition cleared.; Evidence of eConsent is provided. The eSigned documents consent provided, condition cleared.; Evidence of eConsent is provided. Lender provided Disclosure Tracker verifying Borrower's eConsent date. Condition cleared.; Lender provided Disclosure Tracker verifying Borrower's eConsent date. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent provided, condition cleared.; Evidence of eConsent is provided. Lender provided Disclosure Tracker verifying Borrower's eConsent date. Condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Hazard Insurance coverage of XXX is less than required coverage required. Appears the borrower has XXX separate Hazard insurance policies with different companies, however only one premium was used to calculate the DTI. Please provide a replacement cost estimator and LOE if XXX companies were used. Additional conditions may apply. | replacement cost is listed on insurance - no replacement cost calculator is required also as per appraisal the total estimate of cost new is XXX dwelling all peril reflect XXX | 02/17/2025 | Lender provided hazard insurance policy reflecting replacement cost coverage. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Loan is missing proof of E-Consent. Provide documentation confirming the borrower completed the E-Consent. | eConcent | 02/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA Declared XXX county in a disaster area (XXX) on XX/XX/XXXX with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Exception is for informational purposes only. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. DD firm will order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/14/2025 | Acknowledged | XXXXX | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV of 79.19% exceeds Guideline LTV of 70%. Audited LTV of 79.19% exceeds MAX LTV per lender guidelines of XXX% for investment loans No Cash Out with loan amount > XXX million Per Lender Guidelines dated XXX/XXX/XXX. Application date is XXX/XXX/XXX. | we have XXX% LTV exception | 02/20/2025 | XXX approved waiver - downgrade to B; Lender provided exception approval for LTV. Client may approve an exception waiver - waiver requests must be submitted to lendermail@bofa om. Condition retained. | 03/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | CCA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/26/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | Missing rent comparable schedule form 1007 | XXX DU approval requires XXX for the subject property unless entire payment is included in the DTI. In this case file shows net loss of XXX per month. XXX Provide rental agreement for the property at XXX XXX # XXX. Address on XXX tax return Sch. E shows XXX XXX XXX. Unit XXX is not listed on the Final 1003. Lender to provide satisfactory explanation. If no longer owned provide proof. This property was not listed or added to the DTI. Additional conditions may apply. | the property is listed on XXX tax returns - see attached - the name on tax returns is the HOA name - shooting star as listed on maintenance, our units XXX ; we did not use XXX this is the XXX of existing property and rental income was verified with tax returns. | 02/21/2025 | Lender provided Rental Management Agreement for Hotel XXX Unit XXX and provided schedule E for property XXX XXX which is the subject property and supports rental income used by Lender. The Rental Management Agreement verifies property is unit XXX The 1003 is incorrect reflecting unit as XXX The fraud report and schedule E verifies property unit # is XXX The Fraud report also confirms XXX XXX Unit #XXX is owned free and clear. Condition cleared. ; Subject property is not listed on XXX Returns. Please provide rental income documentation for Subject property. AND Provide documentation borrower has no interest in XXX XXX Unit XXX on XXX Schedule E or provide PITIA documentation and include in DTI (Provide update XXX/1003). Condition remains. | 02/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required to confirm the borrower completed the E-Consent. The borrower esigned disclosures but the E-Consent wasn't provided. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Additional Data Tape Provided. Matches Audit. Condition cleared. ; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. Also, HMDA discrepancy noted: Audit address XXX XXX #XXX vs Lender value XXX XXX XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Confirmed effective date of H06 coverage is XX/XX/XXXX when note date is XXX/XXX/XXX. Lender to provide update. | there were XXX policies provided XXX/XXX/XXX-XXX/XXX/XXX and XX/XX/XXXX - XXX/XXX/XXX to cover the closing date od XX/XX/XXXX | 02/18/2025 | Lender provided insurance with effective date of XX/XX/XXXX - XXX/XXX/XXX. Condition cleared.; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or HO-6 Insurance Policy Effective Date Is XXX; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Lender provided previous HOI policy. Condition cleared.; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Lender provided previous HOI policy. Condition cleared. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX MISSING MORTGAGE Statement to confirm PITI for the property at XXX XXX XXX along with proof of HOA or letter from the borrower explaining there is no HOA. (Several stmts in file don't show.) XXX Missing proof of HOA or letter from borrower stating no HOA for the following properties: XXX, XXX XXX # XXX.(There is an HOA stmt for # XXX which is not a property showing on the Final 1003. Confirm # XXX is not borrowers with a property profile. | see attached - property is coop - maint. bill quarterly including taxes, note provided we closed primary residence XXX simultaneously ; attached, escrows included on the mortgage payment | 02/19/2025 | Lender provided quarterly Statement for taxes and dues on property XXX XXX. Condition cleared.; Received PITI documents for XXX XXX, however; Please provide Primary Residence (XXX XXX) COOP monthly maintenance documentation. Condition remains. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | Audited LTV Exceeds AUS LTV | Audited CLTV of 70% exceeds AUS CLTV of 70% Audited CLTV of 70% exceeds MAX LTV per lender guidelines of XXX% for investment loans with loan amount > XXX million. |  |  | ; Other finding added. Rescind; Audited HCLTV of 80% is less than or equal to AUS CLTV of % | 02/14/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated business disclosure is missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX days prior to consummation. | Evidence of Appraisal Delivery | 02/18/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX in a disaster area (XXX XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | Missing income documentation | Other income of XXX a month is not documented in the file. Note on XXX says base only was used but includes the other income. | The borrower does have restricted stock, bonus, and commission income from the current job, The borrower made XXX pre-tax in XXX and YTD supports, over $XXX per year. While the XXX comments show's base, additional income was added from the additional income verified with the full VOE, most current pay stubs and W-2's in the file in the other income section. ; The borrower does have restricted stock, bonus, and commission income from the current job, The borrower made XXX pre-tax in XXX and YTD supports, over $XXX per year. While the XXX comments show's base, additional income was added from the additional income verified with the full VOE, most current pay stubs and W-2's in the file in the other income section. | 02/19/2025 | Audit reviewed Lender's response and has determined the WVOE and pay stubs in file supports base and other income used by Lender. Condition cleared.; Document provided will not open and is corrupted. Please provide current document and Income Calculations. Condition remains. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/17/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Lender agrees with HMDA, condition cleared.; Lender agrees with HMDA, condition cleared.; Lender agrees with HMDA, condition cleared.; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number XXX Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX County in a disaster area (SEVERE STORMS, FLOODING, AND TORNADOES) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/07/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The E-Consent was acknowledged on XX/XX/XXXX but there are esigned disclosures prior to that date. Provide a copy of the E-Consent dated on or prior to XXX/XXX/XXX. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/24/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. CA to order CDA |  |  | Third party valuation product provided within tolerance. | 02/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/24/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/24/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 02/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated business disclosure is missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal XXX-business days prior to the consummation date. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX in a disaster area (XXX XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated business disclosure is missing. |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property located in FEMA Declared Disaster on XX/XX/XXXX through XX/XX/XXXX due to flooding. Appraisal was completed prior to this start date (XXX/XXX/XXX), a PDIR is required for this loan. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared.; Lender provided an attestation that they have no affiliates, condition cleared. | 02/19/2025 | C A B |
| OBX2026HYB1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/19/2025 | C A B |
| OBX2026HYB1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide evidence the E-Consent was provided and signed on or prior to e-signing any documents. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/19/2025 | C A B |
| OBX2026HYB1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | C A B |
| OBX2026HYB1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | C A B |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). AUS required full appraisal. The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. | Evidence of Appraisal Delivery | 02/18/2025 | ; Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX county in a disaster area (XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Please provide Post Disaster Report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide proof of E-Consent dated on or prior to XXX/XXX/XXX. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required missing proof borrower received appraisal XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Econsent Documentation Required missing proof of econsent dated XX/XX/XXXX or before. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Borrower 2 3rd Party VOE was not within three days of Note Date. | verbal within XXX days of closing were done, we did not have a guideline for XXX days verbal | 02/18/2025 | COVID guidelines updated and VOE is sufficient. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or XXX (Number of Borrowers equals XXX) | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd Party VOE was not within three days of Note Date. | verbal within XXX days of closing were done, we did not have a guideline for XXX days verbal | 02/18/2025 | COVID guidelines updated and VOE is sufficient. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared.; Lender provided an attestation that they have no affiliates, condition cleared. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). AUS required full appraisal. The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide evidence the borrower signed the E-Consent on or prior to XXX/XXX/XXX. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/17/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | Audit XXX vs Lender XXX. please clarify? | 02/17/2025 | Audit reviewed Lender's response and has determined tape value of XXX matches audit value of XXX. Condition cleared.; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit XXX vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required missing proof borrower received appraisal XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Econsent Documentation - missing proof of econsent date XX/XX/XXXX or before. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX county in a disaster area (SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Please provide Post Disaster Report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared ; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). AUS required an full appraisal to be completed. Appraisal completed on XXX/XXX/XXX. Please provide evidence borrowers received appraisal prior to XXX days of consummation. | Evidence of Appraisal Delivery | 02/18/2025 | ; Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Initial loan documents were electronically signed on XXX Please provide eConsent dated on or prior to XXX/XXX/XXX. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. The file is missing the Third Party Valuation. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 03/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX county in a disaster area (XXX OF XXX XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Please provide Post Disaster Report. |  |  | Lender provided BPO dated XXX/XXX/XXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared.; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | ; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Acknowledged | XXXXX | Credit | Cash Out Does Not Meet Guideline Requirements | Cash out of XXX exceeds Lenders Guideline Max cash out of XXX per Lender Guidelines dated XXX/XXX/XXX. Application date is XXX/XXX/XXX. | exception with comp factors | 02/18/2025 | XXX approved waiver - downgrade to B; Finding remains as the cash out maximum has been exceeded. Lender is stating an exception is being made with comp factors. XXX to review. Client may approve an exception waiver - waiver requests must be submitted to XXX. Condition remains.; Finding remains as the cash out maximum has been exceeded. Lender is stating an exception is being made with comp factors. XXX to review. Client may approve an exception waiver - waiver requests must be submitted to XXX. Condition remains. | 03/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The Privacy Disclosure States XXX does not share with our affiliates, therefore an Affiliated Business Disclosure is required. Please provide a copy dated within XXX days of application to clear exception. |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide evidence the E-Consent was signed on or prior to XXX/XXX/XXX. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX2026HYB1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Credit | AUS Partially Provided | AUS Partially Provided Cash out of XXX exceeds Lenders Guideline Max cash out of $XXX. |  |  | Other finding added. Rescind; AUS is not incomplete | 02/14/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX2026HYB1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | C A B |
| OBX2026HYB1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower received a copy of the appraisal at least XXX-business days prior to the consummation date. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | C A B |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 03/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. for the initial disclosres dated XX/XX/XXXX | eConcent | 02/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX county in a disaster area (XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however the appraisal date is prior to the FEMA release date. A Post Disaster Inspection is required. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing for all initial disclosures dated XX/XX/XXXX | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. | policy started XX/XX/XXXX | 02/17/2025 | Lender provided hazard insurance with effective date of XXX/XXX/XXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is XXX. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX days prior to consummation. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated business disclosure is missing. |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. DD firm will order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is Less than Total Amount of Subject Lien $XXX. | attached | 02/21/2025 | Lender provided title policy reflecting coverage of $XXX. Condition cleared.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | 02/24/2025 | C A B |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | C A B |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required missing proof borrower received appraisal at least XXX-business days prior to the consummation date. | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required missing ABD |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | C A B |
| OBX2026HYB1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | C A B |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 04/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit ULI Missing in loan file vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit ULI Missing in loan file vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit ULI Missing in loan file vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 04/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. DD firm will order. |  |  | CCA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX county in a disaster area (XXX) on XX/XX/XXXX with a release date of. XXX/XXX/XXX. The appraisal in file is dated and shows no damage, however the appraisal date XX/XX/XXXX is prior the the FEMA release date. A Post Disaster Inspection is required. |  |  | Issue resolved as there is no damage due to the storm. ; BPO for FEMA provided by XXX - no damage - condition cleared; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the appraisal was sent to the borrower at least XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided.; Evidence of appraisal delivery provided. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Cleared as we have received the missing E-consent. ; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Credit | Approval/Underwriting Summary Partially Provided | Approval/Underwriting Summary Partially Provided. Cash out of XXX exceeds Lenders Guideline Max cash out of XXX Per Lender guidelines dated XXX/XXX/XXX. Application date is XXX/XXX/XXX. | ... While the cash out limit at the time was exceeded, the original loan was purchased for cash, original settlement Statement was in the file and the deed. So, the cash out was exceeded due to using standard guidelines for delayed financing. | 02/19/2025 | Condition cleared as we have received evidence of delayed financing and loan meets Fannie Mae guidelines at max XXX% cash out not to exceed original purchase price. ; Approval/Underwriting Summary is fully present | 02/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Hazard Insurance coverage of XXX is less than required coverage of XXX | coverage XXX is enough, dec page States XXX% replacement cost coverage | 02/18/2025 | Cleared as we have received evidence of XXX% replacement cost. ; Hazard Insurance coverage meets guideline requirement | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees, HMDA discrepancy cleared. ; Lender agrees, HMDA discrepancy cleared. | 02/20/2025 | C A B |
| OBX2026HYB1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/20/2025 | C A |
| OBX2026HYB1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX county in a disaster area (XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however the appraisal date is prior the the FEMA release date. A Post Disaster Inspection is required. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | C A |
| OBX2026HYB1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. DD firm will order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/21/2025 | Resolved | XXXXX | Compliance | Settlement Cost Booklet has not been entered | Settlement Cost Booklet has not been entered |  |  | Not required for loan type. ; Not required for loan type. ; Not required for loan type. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower received a copy of the appraisal prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX in a disaster area (XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however, the appraisal date is prior to the FEMA release date. A Post Disaster Inspection is required. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 77.66% is less than Guideline CLTV of 95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 77.66% is less than Guideline LTV of 95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required missing proof borrower received appraisal XXX at least XXX days prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | ; Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Econsent Documentation missing proof of econsent date XX/XX/XXXX or before. The eSigned documents consent is missing. | eConcent | 02/18/2025 | ; Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Additional Data Tape Provided. Matches Audit. Condition cleared. ; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI missing, lender to provide vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Third Party Valuation Product is required and is missing. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 69.35% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Acknowledged | XXXXX | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV is 70% exceeds Guideline LTV is 70% Guideline MAX LTV is 70% for Purchase, 2nd Home Loan amount XXX - XXX per guidelines dated XXX/XXX/XXX. Application date is XXX/XXX/XXX. |  |  | XXX approved waiver - downgrade to B | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX County in a disaster area (XXX of XXX XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower received a copy of the appraisal at least XXX days prior to consummation |  |  | Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared Bucks County in a disaster area (XXX) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however, the appraisal date is prior to the FEMA release date. A Post Disaster Inspection is required. |  |  | Lender provided PCI dated XXX/XXX/XXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; BPO provided; however, the BPO reflects property was not visible from the street and photos of the subject property was not included in the report. It could not be determined if property sustained any damages from the FEMA disaster. Condition retained.; Informational Only - Investor ordering PCI | 03/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/17/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Additional Data Tape Provided. Matches Audit. Condition cleared. ; Additional Data Tape Provided. Matches Audit. Condition cleared. ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit XXX vs Lender Kintnersvllle. AND Audit Total Loan Costs XXX vs Lender Total Loan Costs XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required: missing proof borrower received appraisal at least XXX business days prior to consummation |  |  | Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required missing proof of econsent date XX/XX/XXXX or before. The eSigned documents consent is missing. |  |  | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property is located in a FEMA disaster area. FEMA declared XXX County in a disaster area (XXX of XXX XXX) on XXX/XXX/XXX, with an end date of XXX/XXX/XXX. The appraisal in file is dated XXX/XXX/XXX. Please provide Post Disaster Inspection report. |  |  | Lender provided BPO dated XXX/XXX/XXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file is missing proof the appraisal was sent to the borrower at least XXX days prior to consummation |  |  | Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery | 02/18/2025 | ; Evidence of appraisal delivery provided. Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide documentation to show the borrowers completed the E-Consent on or prior to XXX/XXX/XXX. | eConcent | 02/18/2025 | ; Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Missing; Lender provided an attestation that they have no affiliates, condition cleared. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.35% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.35% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower received a copy of the appraisal prior to consummation | Evidence of Appraisal Delivery | 02/18/2025 | Evidence of appraisal delivery provided.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. | eConcent | 02/18/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: |  |  | Lender confirmed ULI accurate - condition cleared; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI missing, lender to provide vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX county in a disaster area (SEVERE STORM AND FLOODING) on XXX/XXX/XXX, with a release date of XXX/XXX/XXX. The appraisal in the file is dated XX/XX/XXXX and shows no damage. Please provide Post Disaster Inspection report. |  |  | BPO for FEMA provided by XXX - no damage - condition cleared; Property Inspection Provided.; Informational Only - Investor ordering PCI | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Property | Condo Approval Missing | Condo Approval Missing. Condo Project approval is Missing. | we don't have formal condo approval forms - UW review the project and determine eligibility | 02/18/2025 | Condo Approval is provided. Condo questionnaire in file - meets requirements. Condition cleared. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Fraud Report is not passing with an Auto Refer. Alerts reflect borrowers' own XXX XXX. XXX, NY. The address is present on borrowers documents in the loan file and was not included in the REO on the 1003. Missing evidence that the property has been sold. | the property does not belong to our borrower - the porperty belongs to XXX XXX which has the same name, XXX XXX owned by XXX (XXX) our borrower name XXX XXX. property was bought in XXX when our borrower was only XXX years old | 02/18/2025 | Audit reviewed Lender's response and has determined property XXX XXXt is owned by the Borrower's father who has the same name. The Lender provided the Borrower's Birth Certificate verifying Borrower's father has the same First and Last Name. Condition cleared.; All Fraud Report Alerts have been cleared or None Exist | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/13/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product XXX, DD firm to order. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.; For informational purposes only. DD firm to complete: Loan is pending HMDA data review. Additional conditions may apply. | 02/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline CLTV of 65.38% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 65.38% is less than Guideline CCLTV of 65.38% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. File is missing a signed and dated closure letter, showing HELOC with XXX XXX Bank is closed to future draws. Additional conditions may apply. | attached | 02/21/2025 | Lender provided LOE from Community First verifying HELOC has been paid in full and closed to future draws. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender provided an attestation that they have no affiliates, condition cleared. ; Required Affiliated Business Disclosure Documentation Provided | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower received a copy of the appraisal at least XXX-business days prior to the consummation date. |  |  | Lender provided Disclosure Tracker verifying Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. |  |  | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of XXX is less than required coverage required Hazard Insurance coverage of XXX is less than required coverage of $XXX. Please provide an updated declaration or replacement cost estimator showing sufficient coverage. Additional conditions may apply. | the coverage is sufficient - as per the police the coverage at replacement cost basis and XXX% extended replacement cost | 02/19/2025 | Condition cleared as we have received evidence of replacement cost coverage included with hazard coverage. ; Hazard Insurance coverage meets guideline requirement | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/17/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit XXX vs Lender Westfietd. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | Lender city is XXX as per provided LAR \| | 02/19/2025 | HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. ; ; HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. ; HMDA data received, no new discrepancies noted, condition cleared. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/14/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. DD Firm to order. |  |  | Third party valuation product provided within tolerance. | 02/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 08/25/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 09/09/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | XXX loan; Borrower already owned the land, so purpose on 1003 shows XXX; however, the loan is for the purpose of constructing a home, therefore HMDA purpose reported as purchase. | 09/15/2025 | Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Audit reviewed Lender's response and has determined the loan is a Construction to Permanent Financing and is considered a purchase for HMDA. Condition cleared.; Material Finding; Material Finding; HMDA Discrepancy(s) have been noted: Audit Refinancing vs Lender Home Purchase. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 08/25/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Missing third party valuation product, CDA or higher. |  |  | Third party valuation product provided within tolerance.; CA to order CDA | 09/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Missing CU score |  |  | Lender provided BPO within tolerance. Condition cleared; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.38% is less than Guideline LTV of 65.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.38% is less than Guideline CLTV of 65.71% A |
| OBX2026HYB1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 65.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 65.71% A |
| OBX2026HYB1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 65.71% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 65.71% A |
| OBX2026HYB1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. CU Score XXX R&W Relief Not Eligible. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/13/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required: The initial CD appears to be missing from the file. Please provide Initial CD issued XX/XX/XXXX for compliance testing. This loan failed the initial closing disclosure delivery date test due to one of the following findings:[[(12 CFR ##_DH_##(ii))]] The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. | Initial CD and disclosure tracking | 12/10/2025 | Lender provided Initial CD. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided Initial CD. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided Initial CD. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided Initial CD. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing XXX-month Verification of Rent or monthly bank Statement history showing XXX monthly lease figure paid to B1 parents for the current primary residence at XXX XXX Mortgage Lending Procedures require identification of any late payments in the last XXX months in the borrower's mortgage or rental history. The Final 1003 identifies this address as the current rental property for the past XXX months. | UW LOE | 12/10/2025 | Audit reviewed Lender's response and has determined the Mortgage and Rental Payment History of the guideline is based on the most recent credit report or verification and does not specifically require a Verification of Rent. Condition cleared.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Right of Rescission is Missing | Right of Rescission is Missing Missing Document - Fully executed Right of Rescission by all parties. | ROR Waived | 12/10/2025 | Right of Rescission is Provided; Same lender XXX - no new money - condition cleared; Lender provided a ROR Calculation form; however, did not provide the Right to Cancel form. Condition retained. | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Rescinded | XXXXX | Compliance | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end [[(XXX CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end [[(XXX CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §XXX, or delivery of all material disclosures, whichever occurs last. The consummation date is XXX/XXX/XXX, and the disbursement date on the final CD in file is XXX/XXX/XXX, which is before the third business day following consummation. If rescission was re-opened, please provide a copy of the PCCD or final settlement Statement with the correct disbursement date and LOE to advise why rescission was re-opened. |  |  | ROR not required - no new money and same lender refi - condition rescinded | 12/16/2025 | D A C |
| OBX2026HYB1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO NOT within tolerance. Condition remains. | 12/16/2025 | D A C |
| OBX2026HYB1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Third Party Valuation Product XXX. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Document - Affiliated Business Disclosure |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX XXX is owned free and clear. Please provide property profile report for the property at XXX XXX. | Property Report | 12/08/2025 | Lender provided Property Detail Report for property XXX XXX verifying property is owned free and clear of liens. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1381 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1381 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline LTV of 65.71% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 56.52% A |
| OBX2026HYB1332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 56.52% is less than Guideline LTV of 56.52% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 56.52% is less than Guideline LTV of 56.52% A |
| OBX2026HYB1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 01/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.52% is less than Guideline CLTV of 56.52% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.52% is less than Guideline CCLTV of 56.52% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX2026HYB1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Compliance | ARM Disclosure is Missing | ARM Disclosure is Missing. Provide ARM Disclosure dated within XXX business days of application. | ARM Disclosure | 12/15/2025 | Lender provided ARM disclosure. Condition cleared.; ARM Disclosure is Present or XXX; ARM Disclosure is Missing. Provide ARM Disclosure dated within XXX business days of application. | 12/16/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.11% is less than Guideline CLTV of 61.11% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.11% is less than Guideline CCLTV of 61.11% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX2026HYB1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Missing income documentation | Lender guidelines require evidence of receipt of the most recent XXX months payments to use Notes Receivable Income, XXX from bank Statements if payments were documented. Lender to provide documents verifying most recent XXX months. | Response to Missing Income Documentation | 12/11/2025 | Audit reviewed Lender's response. The loan file contains documentation verifying the Expert Home Services was sold on XXX/XXX/XXX. The promissory Note and the bank Statements support business sold and Borrower's receipt of XXX monthly payment on business. Condition cleared.; Audit reviewed Lender's response. The loan file contains documentation verifying the XXX was sold on XXX/XXX/XXX. The promissory Note and the bank Statements support business sold and Borrower's receipt of XXX monthly payment on business. Condition cleared. | 12/16/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.11% is less than Guideline CLTV of 61.11% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.11% is less than Guideline CCLTV of 61.11% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX2026HYB1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Borrower 1 Business Tax Returns Missing | Borrower 1 Business Tax Returns Missing The following K1 documents were not found and are listed on the borrower's XXX Tax Returns Schedule E, Lender to provide copies or evidence why they are not available: - XXX - XXX - XXX - XXX | Response to Missing Business Tax Returns | 12/11/2025 | Borrower 1 Business Tax Returns Provided; Audit reviewed Lender's response. The loan file contains documentation verifying the XXX was sold on XXX/XXX/XXX. The promissory Note and the bank Statements support business sold and Borrower's receipt of XXX monthly payment on business. In addition, the XXX other businesses XXX, XXX and XXX were on form XXX and not schedule E, a K1 would not be available or required for these businesses. Condition cleared.; Borrower 1 Business Tax Returns Missing The following K1 documents were not found and are listed on the borrower's XXX Tax Returns Schedule E, Lender to provide copies or evidence why they are not available: - XXX - XXX - XXX-XXX. | 12/16/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.11% is less than Guideline CLTV of 61.11% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.11% is less than Guideline CCLTV of 61.11% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX2026HYB1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. The Fannie Mae UCDP score exceeds XX/XX/XXXX and is XXX Lender to provide a current AVM. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. The Fannie Mae UCDP score exceeds XX/XX/XXXX and is XXX Lender to provide a current AVM. | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.11% is less than Guideline CLTV of 61.11% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.11% is less than Guideline CCLTV of 61.11% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX2026HYB1385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.11% is less than Guideline LTV of 61.11% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.11% is less than Guideline CLTV of 55.29% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026HYB1387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.29% is less than Guideline LTV of 55.29% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55.29% is less than Guideline CLTV of 65% A |
| OBX2026HYB1387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 65% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 65% A |
| OBX2026HYB1350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice Disclosure, has affiliates. Provide the Affiliated Business Disclosure dated within XXX business days of application XX/XX/XXXX |  |  | Lender confirmed no affiliated relationships.; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence that a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date XXX/XXX/XXX. | PROOF OF APPRAISAL DELIVERY; PROOF OF APPRASIAL DELIVERY | 12/11/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided a log history; however, it does not reflect the appraisal was sent to the Borrower. Condition retained. ; Material | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Rescinded | XXXXX | Property | The appraiser was not licensed (Primary Value) | Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date |  |  | Per asc ov website - license was effective XXX/XXX/XXX, active at time of loan - condition rescinded.; Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are XXX | 12/11/2025 | C A B |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. HELOC closure letter in file is not signed. | Deed Reconveyance; Full Credit Report | 12/17/2025 | Condition cleared as we have received evidence of reconveyance for the HELOC. ; Borrower 1 Credit Report is not partially present.; Audit reviewed Lenders response, however; Please provide documentation verifying HELOC paid off is Closed (HELOC closure letter in file is not signed.). Condition remains | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice Disclosure, has affiliates. Provide the Affiliated Business disclosure dated within XXX business days of application XXX/XXX/XXX. |  |  | Lender confirmed no affiliated relationships.; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | Right of Rescission is Missing | Right of Rescission is Missing Provide executed Right of rescission for all borrowers. | Right of Rescission is Waived. | 12/11/2025 | Same Lender Refi - no new money - condition cleared; Right of Rescission is Provided | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Rescinded | XXXXX | Compliance | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end [[(XXX CFR §1026.23(a)(3), transferred fromCLTV of 75% §226.23(a)(3)), Open-end [[(XXX CFR §1026.15(a)(3), transferred fromCLTV of 75% §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required byCLTV of 75% §1026.23 or §XXX, or delivery of all material disclosures, whichever occurs last. The ROR is missing. Executed ROR is required. | Right of Rescission is Waived. | 12/11/2025 | ROR not required - no new money and same lender refi - condition rescinded | 12/16/2025 | D A C |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Acknowledged | XXXXX | Credit | Borrower has less than 2 FICO scores and does not meet minimum required to be scored. | Borrower has less than XXX FICO scores and does not meet minimum required to be scored. | Mortgage Escalation Form | 12/16/2025 | Investor acknowledges exception, final grade will be a B.; Lender provided Escalation Request for credit scores. XXX must approve exception. Condition retained.; Material; Borrower(s) FICO score meets guidelines.; Borrower has less than XXX FICO scores and does not meet minimum required to be scored. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the privacy notice disclosure, XXX has affiliates. Provide the affiliated business disclosure dated within XXX business days of application XX/XX/XXXX |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing, mtg Statement, taxes, ins and any other applicable documentation XXXd with property located at XXX XXX. Please upload all documentation XXXd with this loan as shown on the Final 1003 | XXXXX Response and Documentation ; Documentation for XXX XXX Clearer copies; Response to Condition for Missing verification of taxes, insurance and/or HOA fees etc. | 12/22/2025 | Lender provided LOE from Borrower for property XXX W Ritner St indicating property is owned free and clear, which is supported by the fraud report in file; therefore, insurance would not be required. Lender also provided tax information to verify monthly tax amount and provided property details reflecting property is a Row home built in XXX supporting property is not subject to HOA fees. Condition cleared.; Audit reviewed Lenders response, however; Please provide Tax Documentation. No HOE LOE received. Conditions remains.; Audit reviewed Lenders response, however; Documents received are blury. LOE received NO HOI. Missing Tax documentation and HOA documentation. Condition remains.; Audit reviewed Lenders response, however; Documents received are blury. LOE received NO HOI. Missing Tax documentation and HOA documentation. Condition remains. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline LTV of 65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 55% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. per final review |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 55% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the privacy notice disclosure, XXX has affiliates. Provide the affiliated business disclosure dated within XXX days of application XXX/XXX/XXX. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 55% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 55% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | Missing Divorce Decree | The 1003 includes Alimony payments, a copy of the recorded divorce decree/separation agreement was not found in the file. Lender to provide. | Tax returns and check copies ; Background Check, check copies, UW LOE ; XXXXX response to rejected condition.; UW response regarding condition. Thank you; Response to Divorce Decree Condition | 12/29/2025 | Condition resolved as we have received the full tax returns and evidence of the additional $XXX payments in account.; The finding remains, please submit the full tax return and not just a snip-it of the alimony paid, need ot verify these are borrowers tax returns. The bank Statements show XXX separate XXX checks being paid to XXX different people. It appears Borrower may have an additional monthly payment of $XXX., please verify what this additional payment is for.; Lender provided a snippet of the XXX tax return reflecting total alimony paid of $XXX; however, the tax return is not in the loan file. In addition, the bank Statements show XXX separate XXX checks being paid to XXX different people. It appears Borrower may have an additional monthly payment of $XXX. Please provide documentation such as the divorce decree verifying the total alimony being paid by Borrower each month. Condition retained.; The finding remain valid as a court document is required, the tax return amount would not meet requirements. ; Audit reviewed Lenders response, however; Missing Court documentation verifying amount borrower is responsible to pay. Received screen shots of Tax returns however, missing tax returns in the file. Condition remains. | 12/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Rescinded | XXXXX | Credit | Audited LTV Exceeds AUS LTV | Audited CLTV of 75% exceeds AUS CLTV of 75% |  |  | Audit reviewed Lender's response and has determined the LTV / HCLTV of 80% is within guidelines maximum of XXX% Condition rescinded.; Audited HCLTV of 80% is less than or equal to AUS HCLTV of 80% | 12/23/2025 | D B A |
| OBX2026HYB1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003 Declarations F indicates "yes" for co-signer or guarantor on any det or loan that is not disclosed on this application? Lender to provide documentation for co-signed obligation or correct the 1003. | Response to Final 1003 Condition. | 12/11/2025 | Lender provided LOE. Debt is accounted for in DTI. Condition Cleared.; The Final 1003 is Present | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Acknowledged | XXXXX | Credit | Audited CLTV Exceeds AUS CLTV | Audited HLTV of 80% exceeds AUS HLTV of 80% Lender granted exception located in loan file, downgraded to a non material B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX2026HYB1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/03/2025 | Resolved | XXXXX | Credit | Missing final HUD-1 from sale of non-subject property | Final CD for sale of REO-XXX N XXX E Shelley, ID XXX paying off Nationstar Mtg XXX and borrower netting zero. | HUD XXX for REO | 12/18/2025 | Condition cleared as we have received the final settlement Statement for other REO. | 12/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/03/2025 | Resolved | XXXXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing missing VVOE | VVOE XXXXX | 12/16/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or XXX (Number of Borrowers equals XXX) | 12/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026HYB1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/03/2025 | Rescinded | XXXXX | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 80% exceeds Guideline HCLTV of 8% |  |  | Rescinded, type-o for CLTV. ; Audited HCLTV of 80% is less than or equal to Guideline HCLTV of 80% | 12/05/2025 | D A |
| OBX2026HYB1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/03/2025 | Rescinded | XXXXX | Credit | Income 1 Months Income Verified is Missing | Income 1 Months Income Verified is Missing |  |  | Rescinded as income is in file.; Income 1 Months Income Verified is Present Or XXX | 12/05/2025 | D A |
| OBX2026HYB1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline CLTV of 55% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CCLTV of 55% A |
| OBX2026HYB1349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 33.33% is less than Guideline CLTV of 33.33% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 33.33% is less than Guideline CCLTV of 33.33% A |
| OBX2026HYB1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Rescinded | XXXXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Loan is a manually underwritten loan. DTI is within tolerance of guidelines. Condition rescinded. | 12/18/2025 | C A B |
| OBX2026HYB1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO NOT within tolerance. Condition remains. | 12/16/2025 | C A |
| OBX2026HYB1346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 33.33% is less than Guideline LTV of 33.33% Calculated CLTV of 33.33% is less than Guideline LTV of 33.33% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 33.33% is less than Guideline CLTV of 53.76% Calculated LTV of 33.33% is less than Guideline CLTV of 53.76% A |
| OBX2026HYB1383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile reflecting the property at XXX XXX is owned free and clear. Please provide property profile report the property at XXX XXX. | NO MORTGAGE INTEREST | 12/11/2025 | Condition cleared as we have received evidence of no mortgage on Stoked Ave. ; Borrower 1 Credit Report is not partially present. | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% A |
| OBX2026HYB1383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Third Party Valuation Product XXX. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% Calculated CLTV of 53.76% is less than Guideline CLTV of 53.76% A |
| OBX2026HYB1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026HYB1390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.76% is less than Guideline LTV of 53.76% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 53.76% is less than Guideline LTV of 62.95% A |
| OBX2026HYB1390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% A |
| OBX2026HYB1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX XXX is owned free and clear. Missing insurance policy for the property at XXX XXX. | NO MORTGAGEE PROPERTY INSURANCE | 12/11/2025 | Audit reviewed Lender's response and has determined the hoi provided reflects no mortgagee. In addition, the fraud report in file reflects a mortgage that is confirmed paid off on the credit report. All documentation supports propertyXXX is owned free and clear. Condition cleared.; Audit reviewed Lenders response, however; Please provide property profile or Title Lien report evidencing no liens on XXX XXX. Condition remains | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Missing Approval/Underwriting Summary. | CTC | 12/11/2025 | Lender provided CTC WS. Condition cleared.; Approval/Underwriting Summary is fully present; Missing Approval/Underwriting Summary.; Material | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Page XXX shows the appraisal was sent to the borrower, however it doesnt list a date the appraisal was sent to the borrower. | PROOF OF APPRAISAL DELIVERY; PROOF OF APPRAISAL DELIVERY | 12/11/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided a log history; however, it does not reflect the appraisal was sent to the Borrower. Condition retained. ; Material | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Third Party Valuation Product XXX. |  |  | Meets guidelines.; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | C A B |
| OBX2026HYB1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing. Per Privacy Policy, the lender has affiliates. |  |  | Lender confirmed no affiliated relationships.; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). There is no evidence of Appraisal delivery to the borrower at least XXX days prior to consummation. The document tracker provided does not list any dates. | PROOF OF APPRAISAL DELIVERY; PROOF OF APPRAISAL DELIVERY | 12/11/2025 | Cleared as we have received theujyhhhhhhh appraisal delivery. ; Evidence of appraisal delivery provided.; Lender provided an audit log; however, it does not reflect the date the appraisal was sent to the Borrower. Condition retained.; Material | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Acknowledged | XXXXX | Compliance | CHARM Booklet is Missing | CHARM Booklet is Missing Cure- Provide evidence CHARM Booklet was delivered to the consumer within XXX days of application. |  |  | SOL period expired, final grade is a B | 01/16/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Acknowledged | XXXXX | Compliance | ARM Disclosure is Missing | ARM Disclosure is Missing. Cure - Provide Adjustable Rate Mortgage Loan Program Disclosure signed and dated within XXX days of the initial loan application, date XXX/XXX/XXX. |  |  | SOL period expired, final grade is a B | 01/16/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice disclosure, XXXoration Companies has affiliates. Please Provide the Affiliated Business disclosure that was provided to the consumer within XXX business days of application XX/XX/XXXX that confirms the lender has affiliates. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audit DTI matches XXX Missing AUS with higher DTI. |  |  | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline LTV of 62.95% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXXXX | Credit | Borrower is a BofA insider | Borrower is a insider |  |  | Borrower is not a inside. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice disclosure, XXXoration Companies has affiliates. Please Provide the Affiliated Business disclosure that was provided to the consumer within XXX business days of application XX/XX/XXXX that confirms the lender has affiliates. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XX/XX/XXXX | PROOF OF APPRAISAL DELIVERY; PROOF OF APPRAISAL DELIVERY | 12/16/2025 | Lender provided a log history verifying date appraisal was provided to the Borrower. Condition retained. ; Evidence of appraisal delivery provided.; The condition remains as the screenshot received does not reflect appraisal delivery date. ; Material | 12/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | ARM Disclosure Not Provided Within 3 Days of Application Date | ARM Disclosure dated, (XXX-XXX-XXX) was XXX within XXX Days of Application Date, (XXX-XXX-XXX). Provide evidence the ARM disclosure was delivered to the borrower within a minimum of XXX business days of application XXX/XXX/XXX. The disclosure provided was acknowledged by the borrowers on XXX/XXX/XXX. | ARM DISCLOSURE | 12/11/2025 | Condition cleared as we have received evidence of disclosure sent date. ; ARM Disclosure Provided Within XXX Days of Application Date or XXX.; ARM Disclosure dated, (XXX-XXX-XXX) was XXX within XXX Days of Application Date, (XXX-XXX-XXX). | 12/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XXX/XXX/XXX. The consent provided was dated XXX/XXX/XXX. | PROOF OF ECONSENT | 12/11/2025 | Cleared as we have received evidence of e-consent.; Evidence of eConsent is provided. The eSigned documents consent is missing.; Cleared as we have received the missing e-consent. ; Evidence of eConsent is provided. The eSigned documents consent is missing.; Material | 12/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX2026HYB1370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.95% is less than Guideline CLTV of 62.95% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.95% is less than Guideline CCLTV of 62.95% A |
| OBX2026HYB1370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXXXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | HMDA DISCREPANCY | 12/17/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Audit value XXX vs Lender value (XXX), per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Audit value XXX vs Lender value (XXX), per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 12/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.64% is less than Guideline LTV of 63.64% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.64% is less than Guideline CLTV of 63.64% A |
| OBX2026HYB1373 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1373 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.64% is less than Guideline CLTV of 63.64% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.64% is less than Guideline CCLTV of 63.64% A |
| OBX2026HYB1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and proof sent to the borrower within XXX business days of application XXX/XXX/XXX. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% A |
| OBX2026HYB1330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/25/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XXX/XXX/XXX. | PROOF OF APPRAISAL DELIVERY | 12/16/2025 | Lender provided a log history verifying date appraisal was provided to the Borrower. Condition retained. ; Material | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and proof sent to the borrower within XXX business days of application XX/XX/XXXX |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. CU Score XX/XX/XXXX exceed max score of XX/XX/XXXX |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Acknowledged | XXXXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Borrowers Note income extends to only XXX months continuance and not XXX months per lender guidelines. Lender exception given p XXX |  |  | Investor acknowledges exception. ; | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Income 1 Income Trend is Decreasing | Income 1 Income Trend is Decreasing Provide XXX stating why income decreasing from XXX income for XXX $-XXX/XXX-$-XXX | Cash Flow Analysis | 12/11/2025 | Income 1 Income Trend is Resolved | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | The Note is Incomplete | The Note is Incomplete Missing note. | Note | 12/10/2025 | Lender provided executed Note. Condition cleared.; The Note is Present | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026HYB1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Acknowledged | XXXXX | Credit | Income 1 Income Trend is Decreasing | Income 1 Income Trend is Decreasing Lender exception in loan file, will remain a nonmaterial B grade. P XXX |  |  | Investor acknowledges exception. ; | 01/16/2026 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated Business Disclosure dated within XXX business days of application date XX/XX/XXXX or evidence that the lender has no affiliates. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026HYB1343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX XXX is owned free and clear. | FRAUD REPORT | 12/11/2025 | Lender provided fraud report verifying property XXX Canyon Dr is owned free and clear. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Credit | AUS Partially Provided | AUS Partially Provided Missing AUS with Final Loan amount and Final Appraised value. | AUS | 12/11/2025 | New direction given, AUS not required and loan meets guideline requirements. Condition cleared.; Finding remains as the AUS in file does not match the loan amount XXX and does not match the appraisal value XXX used for approval. ; AUS Partially Provided | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XX/XX/XXXX | PROOF OF APPRAISAL DELIVERY; proof of appraisal delivery | 12/11/2025 | Cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Lender provided a log history; however, it does not reflect the appraisal was sent to the Borrower. Condition retained. ; Material | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | CHARM Booklet is Missing | CHARM Booklet is Missing Documentation required to clear exception - Provide proof CHARM Disclosure issued within XXX business days of COC dated XXX/XXX/XXX. (Disclosure provided but no confirmation when issued) | charm disclosure | 12/10/2025 | Lender provided verification of the date the CHARM Booklet was provided to the Borrower. Condition cleared.; CHARM Booklet is Present or XXX | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required to clear exception - Provide copy of Affiliated Business Disclosure. |  |  | Required Affiliated Business Disclosure Documentation Provided; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | ARM Disclosure Not Provided Within 3 Days of Application Date | ARM Disclosure dated, (XXX-XXX-XXX) was XXX within XXX Days of Application Date, (XXX-XXX-XXX). Provide evidence the ARM disclosure was sent within XXX business days of application. Disclosure provided is dated by borrowers XX/XX/XXXX which is more than XXX business says from application XXX/XXX/XXX. | ARM DISCLOSURE | 12/10/2025 | Lender provided verification of the date the ARM disclosure was provided to the Borrower. Condition cleared.; ARM Disclosure Provided Within XXX Days of Application Date or XXX. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO NOT within tolerance. Condition remains. |  |  | Meets guidelines.; Third party valuation product provided within tolerance. | 12/16/2025 | D A |
| OBX2026HYB1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline CLTV of 22.08% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 22.08% is less than Guideline CCLTV of 22.08% D A |
| OBX2026HYB1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 22.08% is less than Guideline LTV of 22.08% Calculated CLTV of 22.08% is less than Guideline LTV of 22.08% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 22.08% is less than Guideline LTV of 42.18% Calculated LTV of 22.08% is less than Guideline LTV of 42.18% D A |
| OBX2026HYB1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/01/2025 | Resolved | XXXXX | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy. | HOI ; Hazard Insurance XX/XX/XXXX to XXX/XXX/XXX; Updated Hazard Policy | 12/16/2025 | Lender provided hazard insurance policy with effective date of XXX/XXX/XXX. Condition cleared.; Lender provided hazard insurance policy with effective date of XXX/XXX/XXX. Condition cleared.; Hazard Insurance Policy is fully present; Hazard Insurance XX/XX/XXXX to XX/XX/XXXX was not received. Condition remains.; Lender provided current hazard insurance with effective dates of XX/XX/XXXX - XXX/XXX/XXX. Please provide hazard insurance in effect at the time of the closing date of XXX/XXX/XXX. Condition retained. | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 42.18% is less than Guideline LTV of 42.18% Calculated LTV of 42.18% is less than Guideline LTV of 42.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.18% is less than Guideline LTV of 42.18% Calculated LTV of 42.18% is less than Guideline LTV of 42.18% D A |
| OBX2026HYB1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/18/2025 | Rescinded | XXXXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. |  |  | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is XXX. Invalid finding. Data entry error. | 12/18/2025 | D A B |
| OBX2026HYB1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required to clear exception - Provide copy of Affiliated Business Disclosure. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 42.18% is less than Guideline LTV of 42.18% Calculated LTV of 42.18% is less than Guideline LTV of 42.18% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.18% is less than Guideline LTV of 42.18% Calculated LTV of 42.18% is less than Guideline LTV of 42.18% D A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Acknowledged | XXXXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The Replacement Cost Estimator found in the file indicates the replacement cost for the subject property is XXX the Hazard Insurance Policy coverage is XXX which is less than the subject property replacement cost. Lender to provide updated policy with sufficient coverage. | HOI Policy; HOI | 12/18/2025 | Investor acknowledges, final exception grade will be a B.; Lender provided hazard insurance with effective dates of XXX/XXX/XXX. Please provide hazard insurance with effective date at the time of closing of XX/XX/XXXX reflecting sufficient coverage or provide replacement cost estimate supporting insurance coverage is sufficient. Condition retained.; Lender provided information from insurance company; however, it reflects an effective date of XXX/XXX/XXX. Please provide verification the insurance at the time of closing included replacement cost coverage. Condition retained. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The 1003 indicates Borrower 2 will occupy the property, the notations on the Fraud Report by the Lender indicates both Borrower 2 and Borrower XXX will not be occupying the subject property. 1003 for Borrower 2 to be corrected. | URLA ; Corrected 1003 | 01/02/2026 | Condition resolved as we have received the signed Final 1003.; The finding remains as we are still missing the final Signed 1003. ; Lender provided initial 1003; however, did not provide Final 1003. Condition retained. | 01/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Cured | XXXXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the recording fee. Preliminary title report dated XX/XX/XXXX indicated a Termination of Notice required. SOL expired. | PCCD, LOX, Label, Check copy ; Docs to clear conditions. | 01/02/2026 | Condition cured post close and will remain a non material B grade. Received lenders cure package for the XXX% tolerance violation. ; WOrking; Lender provided LOE, PCCD, copy of refund check of XXX and proof of delivery. The total cure required is $XXX. The recording fee was disclosed as XXX on initial LE and final recording fee on final CD is $XXX. XXX x XXX% tolerance = XXX total tolerance. The final fee of XXX - XXX total tolerance = XXX total under disclosure. Please provide additional XXX cure. Condition retained.; Material | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Property | Missing Appraisal photos | The photos included in the appraisal are mislabeled, photos to be updated with correct descriptions. | Corrected Appraisal | 12/18/2025 | Lender provided full appraisal with photos. Condition cleared. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | Missing Income - Bank Statements | Lender's approval includes references to funds used to qualify the borrowers being transferred from accounts with XXX to account with XXX xXXX. Bank Statements from XXX dated XX/XX/XXXX were not found in the loan file. Lender to provide. | Lender provided bank Statements. Condition cleared.; Docs for Conditions regarding missing bank Statements. | 12/16/2025 |  | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required to clear exception - Provide copy of Affiliated Business Disclosure. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026HYB1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026HYB1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and evidence it was sent to the borrower within XXX business days of application XXX/XXX/XXX. |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026HYB1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Credit | AUS Partially Provided | AUS Partially Provided Missing the AUS with a note rate of XXX% as per the note and final CD. |  |  | AUS is not incomplete | 12/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026HYB1331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 42.18% is less than Guideline CLTV of 42.18% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.18% is less than Guideline CCLTV of 42.18% A |
| OBX2026HYB1331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Cured | XXXXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to the addition of a notary and reconveyance fee | Docs to clear final condition. | 12/17/2025 | Cured post close, will remain a non material B grade. Received lenders cure package. ; Cured post close, will remain a non material B grade. Received lenders cure package. | 12/18/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 34.97% is less than Guideline CLTV of 34.97% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 34.97% is less than Guideline CCLTV of 34.97% A |
| OBX2026HYB1369 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1369 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Rescinded | XXXXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Hazard Insurance insufficient as verified off the Dec page. Need sufficient amount to cover loan amount. Dec page does not indicate Replacement Coverage available |  |  | Audit reviewed Lender's response and has determined insurance includes replacement cost coverage. Condition rescinded.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 12/18/2025 | C A |
| OBX2026HYB1382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 34.97% is less than Guideline LTV of 34.97% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 34.97% is less than Guideline CLTV of 38.22% A |
| OBX2026HYB1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.22% is less than Guideline CLTV of 38.22% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 38.22% is less than Guideline CLTV of 38.22% A |
| OBX2026HYB1364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 38.22% is less than Guideline LTV of 38.22% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 38.22% is less than Guideline CLTV of 62.5% A |
| OBX2026HYB1364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline CLTV of 62.5% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline CLTV of 62.5% A |
| OBX2026HYB1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. |  |  | Meets guidelines.; Third party valuation product provided within tolerance. | 12/16/2025 | C A |
| OBX2026HYB1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline LTV of 62.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.5% is less than Guideline CLTV of 39.5% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 39.5% is less than Guideline LTV of 39.5% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 39.5% is less than Guideline CLTV of 59.13% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.13% is less than Guideline CLTV of 59.13% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 59.13% is less than Guideline CLTV of 59.13% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026HYB1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report | Fraud Report | 12/16/2025 | Lender provided fraud report. Condition cleared.; Third Party Fraud Report is provided | 12/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.13% is less than Guideline LTV of 59.13% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 59.13% is less than Guideline CLTV of 51.78% D A |
| OBX2026HYB1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Lender provided BPO within tolerance. Condition cleared.; Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.78% is less than Guideline CLTV of 51.78% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.78% is less than Guideline CLTV of 51.78% D A |
| OBX2026HYB1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.78% is less than Guideline CLTV of 51.78% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 51.78% is less than Guideline CLTV of 51.78% D A |
| OBX2026HYB1336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing Document - Evidence of Receipt of Appraisal. Pg XXX shows that the appraisal was sent to the borrower but the date is not listed to determine if it was provided timely | PROOF OF APPRAISAL DELIVERY | 12/16/2025 | Lender provided a log history verifying date appraisal was provided to the Borrower. Condition retained. ; Material | 12/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Noted |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026HYB1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/30/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 01/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.78% is less than Guideline LTV of 51.78% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 51.78% is less than Guideline CLTV of 43.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and proof sent to the borrower within XXX business days of application XXX/XXX/XXX. |  |  | Lender confirmed no affiliated relationships.; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XX/XX/XXXX | PROOF OF APPRAISAL DELIVERY; PROOF OF APPRAISAL DELIVERY | 12/11/2025 | Condition cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Lender provided a log history; however, it does not reflect the appraisal was sent to the Borrower. Condition retained.; Material | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. CA to order AVM |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline CLTV of 43.06% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Document - Affiliated Business Disclosure |  |  | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.06% is less than Guideline LTV of 43.06% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.06% is less than Guideline ##NA## D |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Compliance | Right of Rescission is Missing | Right of Rescission is Missing Missing Document - Right of Rescission | ROR | 12/10/2025 | Right of Rescission is Provided; Same Lender Refi - no new money - condition cleared; Lender provide a ROR Calculation form; however, did not provide the Right to Cancel form. Condition retained. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated ##NA## is less than Guideline ##NA## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated ##NA## is less than Guideline ##NA## D |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Rescinded | XXXXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing No verification for XXX or tax returns in file. | LOE | 12/17/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Borrower 2 3rd Party VOE Prior to Close Was Provided or XXX (Number of Borrowers equals XXX) | 12/18/2025 | D A C |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Rescinded | XXXXX | Compliance | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end [[(XXX CFR §1026.23(a)(3), transferred from(12 CFR ##_DJ_##(ii)) §226.23(a)(3)), Open-end [[(XXX CFR §1026.15(a)(3), transferred from(12 CFR ##_DJ_##(ii)) §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by(12 CFR ##_DJ_##(ii)) §1026.23 or §XXX, or delivery of all material disclosures, whichever occurs last. No ROR, XXX if provided at closing. |  |  | ROR not required - no new money and same lender refi - condition rescinded | 12/16/2025 | D A C |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Rescinded | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. |  |  | Meets Guidelines; Third party valuation product provided within tolerance.; Third Party Valuation Product XXX or XXX Within Tolerance. Lender provided BPO, NOT within tolerance. Condition remains. | 12/16/2025 | D A C |
| OBX2026HYB1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated ##NA## is less than Guideline ##NA## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated ##NA## is less than Guideline ##NA## D |
| OBX2026HYB1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and proof sent to the borrower within XXX business days of application XX/XX/XXXX |  |  | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material; Required Affiliated Business Disclosure Missing; Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XXX/XXX/XXX. | PROOF OF APPRAISAL DELIVERY | 12/16/2025 | Evidence of appraisal delivery provided.; Lender provided a log history verifying date appraisal was provided to the Borrower. Condition retained. ; Lender provided a log history; however, it does not reflect the appraisal was sent to the Borrower. Condition retained. ; Material | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Revised Loan Estimate Delivery Date Test (prior to consummation) | This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: [[(12 CFR ##_DJ_##(ii))]] The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is XXX to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. There's no evidence of receipt for the revised LE issued XX/XX/XXXX in the loan file XXX business days prior to consummation dated XXX/XXX/XXX. | COC LE | 12/11/2025 | Condition cleared as we have received evidence of the LE receipt date from lender. ; Condition cleared as we have received evidence of the LE receipt date from lender. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/30/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX2026HYB1378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/30/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure and proof sent to the borrower within XXX business days of application XX/XX/XXXX |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXXXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product XXX or XXX Within Tolerance. CA to order AVM |  |  | Lender provided BPO within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/01/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/26/2025 | Resolved | XXXXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Document Required : Affiliated Business Disclosure Missing |  |  | Lender confirmed no affiliated relationships.; Material; Lender provided attestation of no affiliated business relationships. Condition cleared.; Material | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026HYB1384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Rescinded | XXXXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). There is also no RCE in the image file and policy does not reflect guaranteed replacement cost. |  |  | Audit reviewed Lender's response and determined the insurance includes replacement cost coverage. Condition rescinded.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 12/18/2025 | C A |
| OBX2026HYB1384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXXXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% A |
| OBX2026HYB1288 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | 02/20/2024 | Cleared | XXXXX | Credit | HMDA Data Tape Not Provided | HMDA data tape XXX.; HMDA received - no level XXX discrepancies - cleared. |  |  | HMDA data tape provided. | 03/05/2024 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years ; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A |
| OBX2026HYB1287 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Safe Harbor QM (APOR) | Closed | 06/09/2023 | Cleared | XXXXX | Credit | HMDA Data Tape Not Provided |  |  |  | HMDA review completed, this condition is cleared, however please see addition condition added for HMDA discrepancy - missing ULI.; | 06/12/2023 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job. D A |
| OBX2026HYB1287 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Safe Harbor QM (APOR) | Closed | 06/12/2023 | Cleared | XXXXX | Credit | HMDA Discrepancy(s) Noted | HMDA review complete. The following HMDA Discrepancy(s) have been noted: Universal Loan Identifier (ULI) XXX. |  |  | Lender provided the ULI: 5493001WHVQBGRSWEU75801083021207. Condition cleared. | 06/14/2023 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job. D A C |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| OBX2026HYB1290 |  |  | $XXXXXX C A |
| OBX2026HYB1291 |  |  | $XXXXXX C B A |
| OBX2026HYB1296 |  |  | $XXXXXX C B A |
| OBX2026HYB1298 |  |  | $XXXXXX C B A |
| OBX2026HYB1295 |  |  | $XXXXXX D B C A |
| OBX2026HYB1299 |  |  | $XXXXXX C A |
| OBX2026HYB1309 |  |  | $XXXXXX C B A |
| OBX2026HYB1310 |  |  | $XXXXXX C A |
| OBX2026HYB1294 |  |  | $XXXXXX C B A |
| OBX2026HYB1312 |  |  | $XXXXXX D B C A |
| OBX2026HYB1314 |  |  | $XXXXXX D B C A |
| OBX2026HYB1297 |  |  | $XXXXXX C B A |
| OBX2026HYB1300 |  |  | $XXXXXX C B A |
| OBX2026HYB1315 |  |  | $XXXXXX C B A |
| OBX2026HYB1318 |  |  | $XXXXXX C B A |
| OBX2026HYB1319 |  |  | $XXXXXX C B A |
| OBX2026HYB1320 |  |  | $XXXXXX C B A |
| OBX2026HYB1321 |  |  | $XXXXXX D B C A |
| OBX2026HYB1322 |  |  | $XXXXXX C B A |
| OBX2026HYB1323 |  |  | $XXXXXX C B A |
| OBX2026HYB1324 |  |  | $XXXXXX C B A |
| OBX2026HYB1325 |  |  | $XXXXXX C B A |
| OBX2026HYB1301 |  |  | $XXXXXX D B C A |
| OBX2026HYB1304 |  |  | $XXXXXX C B A |
| OBX2026HYB1306 |  |  | $XXXXXX C B A |
| OBX2026HYB1303 |  |  | $XXXXXX C B A |
| OBX2026HYB1307 |  |  | $XXXXXX C B A |
| OBX2026HYB1313 |  |  | $XXXXXX C B A |
| OBX2026HYB1302 |  |  | $XXXXXX C B A |
| OBX2026HYB1311 |  |  | $XXXXXX C A |
| OBX2026HYB1326 |  |  | $XXXXXX C B A |
| OBX2026HYB1327 |  |  | $XXXXXX C B A |
| OBX2026HYB1328 |  |  | $XXXXXX C B A |
| OBX2026HYB1292 |  |  | $XXXXXX C B A |
| OBX2026HYB1316 |  |  | $XXXXXX C B A |
| OBX2026HYB1305 |  |  | $XXXXXX C B A |
| OBX2026HYB1293 |  |  | $XXXXXX C B A |
| OBX2026HYB1308 |  |  | $XXXXXX C B A |
| OBX2026HYB1329 |  |  | $XXXXXX C A |
| OBX2026HYB1351 |  |  | $XXXXXX C B A |
| OBX2026HYB1379 |  |  | $XXXXXX D C A |
| OBX2026HYB1334 |  |  | $XXXXXX C D A |
| OBX2026HYB1356 |  |  | $XXXXXX C B A |
| OBX2026HYB1388 |  |  | $XXXXXX C B A |
| OBX2026HYB1381 |  |  | $XXXXXX C B A |
| OBX2026HYB1345 |  |  | $XXXXXX C B A |
| OBX2026HYB1332 |  |  | $XXXXXX C B A |
| OBX2026HYB1389 |  |  | $XXXXXX D C A |
| OBX2026HYB1385 |  |  | $XXXXXX C A |
| OBX2026HYB1342 |  |  | $XXXXXX C A |
| OBX2026HYB1387 |  |  | $XXXXXX C A |
| OBX2026HYB1350 |  |  | $XXXXXX C A |
| OBX2026HYB1338 |  |  | $XXXXXX C B A |
| OBX2026HYB1376 |  |  | $XXXXXX C D A |
| OBX2026HYB1355 |  |  | $XXXXXX C B A |
| OBX2026HYB1352 |  |  | $XXXXXX D B A |
| OBX2026HYB1386 |  |  | $XXXXXX C B A |
| OBX2026HYB1357 |  |  | $XXXXXX D A B |
| OBX2026HYB1340 |  |  | $XXXXXX D A |
| OBX2026HYB1362 |  |  | $XXXXXX C A |
| OBX2026HYB1349 |  |  | $XXXXXX C B A |
| OBX2026HYB1377 |  |  | $XXXXXX C B A |
| OBX2026HYB1346 |  |  | $XXXXXX C A |
| OBX2026HYB1383 |  |  | $XXXXXX C A |
| OBX2026HYB1339 |  |  | $XXXXXX C B A |
| OBX2026HYB1390 |  |  | $XXXXXX C A |
| OBX2026HYB1337 |  |  | $XXXXXX C B A |
| OBX2026HYB1341 |  |  | $XXXXXX C A |
| OBX2026HYB1366 |  |  | $XXXXXX C B A |
| OBX2026HYB1344 |  |  | $XXXXXX C D A B |
| OBX2026HYB1375 |  |  | $XXXXXX C B A |
| OBX2026HYB1367 |  |  | $XXXXXX C A |
| OBX2026HYB1363 |  |  | $XXXXXX C B A |
| OBX2026HYB1370 |  |  | $XXXXXX C A |
| OBX2026HYB1373 |  |  | $XXXXXX C A |
| OBX2026HYB1354 |  |  | $XXXXXX C B A |
| OBX2026HYB1330 |  |  | $XXXXXX C B A |
| OBX2026HYB1368 |  |  | $XXXXXX D A C B |
| OBX2026HYB1360 |  |  | $XXXXXX C B A |
| OBX2026HYB1343 |  |  | $XXXXXX C A |
| OBX2026HYB1333 |  |  | $XXXXXX D A |
| OBX2026HYB1365 |  |  | $XXXXXX D B A |
| OBX2026HYB1335 |  |  | $XXXXXX D B A |
| OBX2026HYB1347 |  |  | $XXXXXX D B A |
| OBX2026HYB1331 |  |  | $XXXXXX C A B |
| OBX2026HYB1369 |  |  | $XXXXXX C A |
| OBX2026HYB1382 |  |  | $XXXXXX C A |
| OBX2026HYB1380 |  |  | $XXXXXX C A |
| OBX2026HYB1364 |  |  | $XXXXXX C A |
| OBX2026HYB1359 |  |  | $XXXXXX C A |
| OBX2026HYB1371 |  |  | $XXXXXX C A |
| OBX2026HYB1361 |  |  | $XXXXXX D A C |
| OBX2026HYB1336 |  |  | $XXXXXX C B A |
| OBX2026HYB1374 |  |  | $XXXXXX C B A |
| OBX2026HYB1348 |  |  | $XXXXXX C D A |
| OBX2026HYB1358 |  |  | $XXXXXX C A |
| OBX2026HYB1378 |  |  | $XXXXXX C B A |
| OBX2026HYB1353 |  |  | $XXXXXX C B A |
| OBX2026HYB1384 |  |  | $XXXXXX C A |
| OBX2026HYB1288 |  |  | $XXXXXX D A |
| OBX2026HYB1287 |  |  | $XXXXXX D A |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX2026HYB1290 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.18 | 40.18 | $XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026HYB1291 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.97 | 68.97 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026HYB1296 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0556 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0556 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1298 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.07 | 72.07 | $XXX | XXX | .0000 | 2000 One Unit Appraisal Field Review | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .000 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1295 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.22 | 65.22 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1299 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.61 | 65.61 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1309 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 64.7 | 64.7 |  |  |  |  | $XXX | $XXX | -.0216 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0216 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1310 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.0 | 78.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1294 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.71 | 42.71 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| OBX2026HYB1312 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.19 | 79.19 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1314 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1297 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.64 | 62.64 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026HYB1300 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.66 | 59.66 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1315 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 23.36 | 23.36 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1318 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.98 | 64.98 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1319 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.31 | 65.31 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1320 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.12 | 76.12 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1321 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.43 | 57.43 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1322 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.62 | 73.62 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1323 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 46.8 | 46.8 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1324 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1325 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.0 | 90.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX2026HYB1301 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 60.0 | 60.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1304 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.47 | 59.47 |  |  |  |  | $XXX | $XXX | -.0784 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0784 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1306 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 64.86 | 64.86 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1303 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1307 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026HYB1313 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.71 | 69.71 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1302 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 65.7 | 65.7 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1311 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 56.0 | 56.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1326 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0211 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0211 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1327 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.66 | 77.66 |  |  |  |  | $XXX | $XXX | -.0438 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0438 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX2026HYB1328 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1292 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.09 | 75.09 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1316 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 72.67 | 72.67 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1305 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.63 | 72.63 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026HYB1293 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.35 | 69.35 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1308 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.2 | 78.2 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1329 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 82.31 | 82.31 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026HYB1351 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.38 | 65.38 |  |  |  |  | $XXX | $XXX | .0154 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0154 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1379 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.41 | 73.41 |  |  |  |  | $XXX | $XXX | .0214 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0214 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX2026HYB1334 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 61.12 | 61.12 |  |  |  |  | $XXX | $XXX | -.2166 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2166 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1356 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1286 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1286 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1388 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1338 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1338 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1381 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.45 | 73.45 |  |  |  |  | $XXX | $XXX | .3636 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .3636 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026HYB1345 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0408 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0408 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX2026HYB1332 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.71 | 65.71 |  |  |  |  | $XXX | $XXX | -.1318 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1318 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1389 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.06 | 53.06 |  |  |  |  | $XXX | $XXX | .1429 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1429 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| OBX2026HYB1385 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.11 | 61.11 |  |  |  |  | $XXX | $XXX | -.0247 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0247 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1342 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1387 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 55.29 | 55.29 |  |  |  |  | $XXX | $XXX | .1506 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1506 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026HYB1350 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0473 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0473 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026HYB1338 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0472 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0472 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| OBX2026HYB1376 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.18 | 77.18 |  |  |  |  | $XXX | $XXX | .0787 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0787 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026HYB1355 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0407 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0407 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026HYB1352 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  | $XXX | $XXX | .1667 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1667 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026HYB1386 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.2674 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2674 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1357 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .1321 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1321 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1340 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0262 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0262 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026HYB1362 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0318 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0318 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1349 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 55.0 | 55.0 |  |  |  |  | $XXX | $XXX | .1250 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1250 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026HYB1377 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.42 | 67.42 |  |  |  |  | $XXX | $XXX | -.3258 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.3258 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1346 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1684 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1684 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1383 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 33.33 | 33.33 |  |  |  |  | $XXX | $XXX | -.0382 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0382 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX2026HYB1339 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0323 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0323 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026HYB1390 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.76 | 53.76 |  |  |  |  | $XXX | $XXX | .1272 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1272 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1337 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2011 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2011 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1341 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.82 | 77.82 |  |  |  |  | $XXX | $XXX | .0148 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0148 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1366 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .3288 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .3288 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026HYB1344 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 56.52 | 56.52 |  |  |  |  | $XXX | $XXX | .0435 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0435 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1375 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.97 | 79.97 |  |  |  |  | $XXX | $XXX | -.0441 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0441 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1367 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0476 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0476 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX2026HYB1363 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.92 | 61.92 |  |  |  |  | $XXX | $XXX | -.0330 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0330 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026HYB1370 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.95 | 62.95 |  |  |  |  | $XXX | $XXX | .1189 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1189 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026HYB1373 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.88 | 71.88 |  |  |  |  | $XXX | $XXX | .3125 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .3125 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1354 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.64 | 63.64 |  |  |  |  | $XXX | $XXX | .1364 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1364 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1330 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .4222 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .4222 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX2026HYB1368 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.53 | 73.53 |  |  |  |  | $XXX | $XXX | .0993 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0993 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026HYB1360 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0682 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0682 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1343 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.98 | 66.98 |  |  |  |  | $XXX | $XXX | .0377 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0377 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026HYB1333 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.1650 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1650 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1365 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 22.08 | 22.08 |  |  |  |  | $XXX | $XXX | .1364 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1364 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026HYB1335 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0818 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0818 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026HYB1347 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.47 | 76.47 |  |  |  |  | $XXX | $XXX | -.0039 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0039 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX2026HYB1331 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.18 | 60.29 |  |  |  |  | $XXX | $XXX | -.0909 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0909 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1369 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.53 | 75.53 |  |  |  |  | $XXX | $XXX | .0876 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0876 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026HYB1382 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0361 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0361 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX2026HYB1380 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 34.97 | 34.97 |  |  |  |  | $XXX | $XXX | .0210 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0210 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1364 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 38.22 | 38.22 |  |  |  |  | $XXX | $XXX | .1108 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1108 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026HYB1359 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.5 | 62.5 |  |  |  |  | $XXX | $XXX | -.2813 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2812 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1371 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 39.5 | 39.5 |  |  |  |  | $XXX | $XXX | .2916 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .2916 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX2026HYB1361 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.13 | 59.13 |  |  |  |  | $XXX | $XXX | .0417 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0417 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX2026HYB1336 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0811 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0811 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1374 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.78 | 51.78 |  |  |  |  | $XXX | $XXX | .1507 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .1507 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026HYB1348 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.06 | 43.06 |  |  |  |  | $XXX | $XXX | -.2270 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2270 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026HYB1358 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0223 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0223 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026HYB1378 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0204 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0204 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX2026HYB1353 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0800 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0800 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026HYB1384 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2714 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2714 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026HYB1288 |  |  |  | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | URAR Form 1004H | $XXX | 80% | 80% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1287 |  |  |  | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 80% | 80% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan Number** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing Fully Indexed** | **Qualifying Fully Indexed P&I** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| OBX2026HYB1290 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 3 | 3 | 0 | 0 | 20.27 | 40.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.708 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 7880.09 | 1924.42 | $XXX | $XXX |  | 83.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1291 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 725 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 16.76 | 23.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.428 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 3338.52 | 517.99 |  | $XXX |  | 68.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1296 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 778 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 36 | 2 | 0 | No | 2 | 2 | 0 | 3 | 25.69 | 26.09 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 3.395 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 3636.85 | 601.30 |  | $XXX |  | 124.76 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1298 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 761 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 4.62 | 6.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.014 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 10791.57 | 2889.55 |  | $XXX |  | 243.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1295 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 3 | 3 | 0 | 3 | 34.90 | 35.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.342 | No | Yes | $XXX | $XXX | $XXX | $XXX | 4478.31 | 1316.28 |  | $XXX |  | 173.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1299 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 17.63 | 21.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.671 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 4862.68 | 1547.59 | $XXX | $XXX |  | 101.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1309 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 36.97 | 37.33 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.477 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 6046.15 | 1556.00 |  | $XXX |  | 41.34 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1310 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 746 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | No |  | 2 | 0 | No | 2 | 2 | 0 | 3 | 27.64 | 32.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.787 | No |  | $XXX | $XXX | $XXX | $XXX | 4607.03 | 1474.16 |  | $XXX |  | 52.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1294 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 746 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 2 | 0 | 31.73 | 38.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.670 | No | Yes | $XXX | $XXX | $XXX | $XXX | 7933.50 | 4322.92 |  | $XXX |  | 85.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX2026HYB1312 | XXX |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 24 | Yes | No | 276 | No |  | 2 | 0 | No | 0 | 0 | 1 | 3 | 23.93 | 36.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.224 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 5491.24 | 911.91 | $XXX | $XXX |  | 24.07 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX2026HYB1314 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 25 | 2 | 0 | No | 2 | 2 | 0 | 3 | 14.93 | 22.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.730 | No |  | $XXX | $XXX | $XXX | $XXX | 5791.55 | 1998.39 | $XXX | $XXX |  | 139.32 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1297 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 740 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 14.64 | 36.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.719 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 10146.17 | 4428.77 | $XXX | $XXX |  | 218.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 00 |  | No | XXX |
| OBX2026HYB1300 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 763 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 270 | 2 | 0 | No | 0 | 0 | 0 | 3 | 23.66 | 41.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.673 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 4331.19 | 969.34 |  | $XXX |  | 95.54 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1315 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 816 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 3 | 9.05 | 10.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.230 | No |  | $XXX | $XXX | $XXX | $XXX | 7614.76 | 4236.88 |  | $XXX |  | 46.92 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1318 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 727 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 2 | 19.57 | 31.13 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.242 | No | Yes | $XXX | $XXX | $XXX | $XXX | 5184.96 | 1343.06 |  | $XXX |  | 39.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1319 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 789 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 3 | 3 | 0 | 3 | 32.92 | 42.42 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.263 | No | Yes | $XXX | $XXX | $XXX | $XXX | 4800.33 | 1242.63 |  | $XXX |  | 17.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1320 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 738 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 2 | 20.60 | 38.67 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.624 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 6088.75 | 2661.75 |  | $XXX |  | 34.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1321 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 692 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 231 | 2 | 2 | No | 2 | 2 | 0 | 3 | 14.67 | 27.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.726 | No |  | $XXX | $XXX | $XXX | $XXX | 4818.54 | 1108.35 | $XXX | $XXX |  | 30.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1322 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 0 | 24.15 | 28.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.354 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 3179.44 | 735.25 | $XXX | $XXX |  | 104.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX2026HYB1323 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 28.33 | 36.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 2.970 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 4397.78 | 1108.26 | $XXX | $XXX |  | 22.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX2026HYB1324 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 2 | 6.93 | 25.18 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.388 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 3853.45 | 667.08 | $XXX | $XXX |  | 34.12 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1325 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 2 | 19.96 | 41.71 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 3.675 | No |  | $XXX | $XXX | $XXX | $XXX | 3170.14 | 277.50 |  | $XXX |  | 13.37 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1301 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 3 | 31.68 | 38.33 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 2.912 | No |  | $XXX | $XXX | $XXX | $XXX | 8426.54 | 1678.81 | $XXX | $XXX |  | 63.64 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX2026HYB1304 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 762 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 3 | 3 | 0 | 3 | 20.45 | 38.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | KS | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.386 | No |  | $XXX | $XXX | $XXX | $XXX | 4656.87 | 1510.74 | $XXX | $XXX |  | 89.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1306 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 3 | 9.18 | 9.50 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 2.840 | No |  | $XXX | $XXX | $XXX | $XXX | 5234.27 | 468.05 | $XXX | $XXX |  | 45.12 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Unable to Determine | No | XXX |
| OBX2026HYB1303 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 795 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 31 | 2 | 2 | No | 2 | 2 | 0 | 3 | 24.06 | 42.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.045 | No |  | $XXX | $XXX | $XXX | $XXX | 4837.70 | 1057.43 | $XXX | $XXX |  | 91.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1307 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 746 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 60 | 2 | 2 | No | 2 | 2 | 0 | 3 | 21.98 | 34.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.366 | No |  | $XXX | $XXX | $XXX | $XXX | 4688.32 | 456.42 | $XXX | $XXX |  | 52.64 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1313 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 3 | 23.06 | 28.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.088 | No |  | $XXX | $XXX | $XXX | $XXX | 7369.02 | 1975.42 | $XXX | $XXX |  | 39.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1302 |  |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 781 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  | Borrower Prepared | 11 | Yes | No | 204 | No |  | 2 | 0 | No | 2 | 2 | 2 | 3 | 17.52 | 39.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 |  |  |  | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 3.992 | No |  | $XXX | $XXX | $XXX | $XXX | 6034.50 | 835.45 |  | $XXX |  | 18.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1311 |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 729 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 2 | 21.42 | 38.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No | Yes | $XXX | $XXX | $XXX | $XXX | 4035.20 | 891.89 | $XXX | $XXX |  | 35.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| OBX2026HYB1326 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 8 | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 2 | 3 | 15.71 | 25.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.601 | No |  | $XXX | $XXX | $XXX | $XXX | 3769.44 | 565.25 |  | $XXX |  | 23.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1327 |  |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 788 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 14.49 | 20.27 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 3.883 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 3833.81 | 1087.07 |  | $XXX |  | 55.14 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1328 |  |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 813 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 2 | 19.56 | 37.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  |  |  | XXX | Percent | 2.00 | 3.068 | No |  | $XXX | $XXX | $XXX | $XXX | 5995.49 | 1684.46 |  | $XXX |  | 0 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1292 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 779 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 1 | 1 | 0 | 2 | 16.60 | 35.50 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 4.289 | No |  | $XXX | $XXX | $XXX | $XXX | 5898.97 | 1383.59 |  | $XXX |  | 72.99 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1316 |  |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 809 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 52 | 2 | 0 | No | 2 | 2 | 0 | 3 | 19.44 | 31.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 3.447 | No |  | $XXX | $XXX | $XXX | $XXX | 3506.22 | 871.19 | $XXX | $XXX |  | 42.14 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX2026HYB1305 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 756 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 3 | 3 | 2 | 3 | 22.94 | 40.23 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 4.326 | No |  | $XXX | $XXX | $XXX | $XXX | 4242.26 | 997.62 |  | $XXX |  | 3.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1293 |  |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 760 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 3 | 19.30 | 19.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 3.759 | No |  | $XXX | $XXX | $XXX | $XXX | 4055.98 | 530.81 | $XXX | $XXX |  | 16.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX2026HYB1308 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 748 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 78 | 2 | 2 | No | 0 | 0 | 0 | 3 | 23.26 | 26.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.093 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 7592.51 | 1471.38 |  | $XXX |  | 91.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1329 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 748 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 86 | 0 | 0 | No | 0 | 0 | 0 | 3 | 18.90 | 31.46 | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 8.095 | No |  | $XXX | $XXX | $XXX | $XXX | 1822.00 | 239.45 |  | $XXX |  | 14.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1351 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 735 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | Yes | 12 | Business | 100.00 |  |  |  | 50.00 |  | Borrower Prepared | 11 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 15.87 | 40.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.858 | No |  | $XXX | $XXX | $XXX | $XXX | 5582.01 | 417.32 | $XXX | $XXX |  | 109.05 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1379 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 287 | 2 | 2 | No | 0 | 0 | 0 | 2 | 31.71 | 32.24 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.276 | No |  | $XXX | $XXX | $XXX | $XXX | 5682.75 | 552.50 |  | $XXX |  | 40.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1334 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 12 | Yes | No | 37 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 41.01 | 44.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.171 | No |  | $XXX | $XXX | $XXX | $XXX | 11828.36 | 1580.51 | $XXX | $XXX |  | 12.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX2026HYB1356 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 0 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 772 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 299 | 2 | 0 | No | 0 | 0 | 0 | 2 | 14.60 | 42.50 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.660 | No |  | $XXX | $XXX | $XXX | $XXX | 1754.59 | 182.40 | $XXX | $XXX |  | 694.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX2026HYB1388 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  | Third-Party Prepared (Unaudited) | 12 | No | No | 0 | Yes | 170 | 0 | 0 | No | 0 | 0 | 2 | 2 | 17.17 | 27.57 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.363 | No |  | $XXX | $XXX | $XXX | $XXX | 10068.09 | 1433.24 | $XXX | $XXX |  | 40.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1381 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Unknown | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 734 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 163 | 2 | 0 | No | 0 | 0 | 0 | 3 | 20.01 | 38.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.238 | No |  | $XXX | $XXX | $XXX | $XXX | 5504.02 | 852.72 |  | $XXX |  | 34.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1345 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 29 | 2 | 0 | No | 0 | 0 | 0 | 2 | 16.94 | 31.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.398 | No |  | $XXX | $XXX | $XXX | $XXX | 5596.45 | 1857.55 |  | $XXX |  | 115.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1332 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 768 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 2 | 2 | 0 | No | 0 | 0 | 0 | 2 | 27.52 | 30.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.934 | No |  | $XXX | $XXX | $XXX | $XXX | 2662.27 | 275.43 |  | $XXX |  | 58.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1389 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 788 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 37.44 | 38.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.327 | No |  | $XXX | $XXX | $XXX | $XXX | 9036.88 | 1553.35 | $XXX | $XXX |  | 6.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1385 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 813 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 12.45 | 13.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.144 | No |  | $XXX | $XXX | $XXX | $XXX | 3340.50 | 491.00 | $XXX | $XXX |  | 65.11 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1342 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 311 | 2 | 1 | No | 2 | 2 | 1 | 2 | 29.76 | 45.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.172 | No |  | $XXX | $XXX | $XXX | $XXX | 8582.33 | 1026.66 | $XXX | $XXX |  | 44.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1387 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 40.71 | 48.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.332 | No |  | $XXX | $XXX | $XXX | $XXX | 1683.77 | 330.98 |  | $XXX |  | 152.24 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1350 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 | Borrower Prepared | 12 | No | No | 0 | Yes | 93 | 0 | 0 | No | 0 | 0 | 1 | 3 | 9.57 | 21.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.736 | No |  | $XXX | $XXX | $XXX | $XXX | 3845.64 | 473.40 | $XXX | $XXX |  | 21.24 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1338 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 | Third-Party Prepared (Unaudited) | 12 | No | No | 0 | Yes | 69 | 0 | 2 | No | 0 | 0 | 2 | 2 | 38.48 | 45.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.349 | No |  | $XXX | $XXX | $XXX | $XXX | 3722.16 | 521.12 | $XXX | $XXX |  | 19.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1376 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 5/1 or 5/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 12 | Yes | No | 12 | Yes | 24 | 2 | 0 | No | 0 | 0 | 2 | 2 | 35.14 | 44.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.474 | No |  | $XXX | $XXX | $XXX | $XXX | 5257.02 | 458.92 | $XXX | $XXX |  | 56.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1355 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 14 | 0 | 0 | No | 0 | 0 | 0 | 2 | 24.15 | 25.24 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.420 | No |  | $XXX | $XXX | $XXX | $XXX | 2324.47 | 334.41 |  | $XXX |  | 107.4 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1352 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 755 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 129 | 0 | 0 | No | 0 | 0 | 0 | 3 | 11.58 | 32.39 | 1 - Not Stated Not Verified |  | $XXX | $XXX | $XXX | XXX | XXX | WY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.972 | No |  | $XXX | $XXX | $XXX | $XXX | 5447.12 | 707.76 |  | $XXX |  | 129.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1386 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 3 | 20.35 | 33.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.280 | No |  | $XXX | $XXX | $XXX | $XXX | 7982.23 | 642.61 | $XXX | $XXX |  | 44.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1357 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 24.11 | 43.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.962 | No |  | $XXX | $XXX | $XXX | $XXX | 14666.65 | 4385.88 |  | $XXX |  | 105.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1340 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 2 | 33.99 | 43.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.216 | No |  | $XXX | $XXX | $XXX | $XXX | 8307.41 | 623.68 | $XXX | $XXX |  | 8.48 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1362 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 5/1 or 5/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 760 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 57 | 2 | 2 | No | 0 | 0 | 0 | 2 | 41.44 | 42.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.038 | No |  | $XXX | $XXX | $XXX | $XXX | 7213.82 | 1259.24 | $XXX | $XXX |  | 10.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1349 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 5 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 9.98 | 41.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.938 | No |  | $XXX | $XXX | $XXX | $XXX | 9467.25 | 2423.83 |  | $XXX |  | 299.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1377 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 5/1 or 5/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 761 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  | Third-Party Prepared (Unaudited) | 9 | No | No | 0 | Yes | 294 | 2 | 0 | No | 0 | 0 | 2 | 2 | 26.69 | 31.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.686 | No |  | $XXX | $XXX | $XXX | $XXX | 10777.65 | 2142.80 | $XXX | $XXX |  | 8.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1346 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Unknown | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 81 | 2 | 0 | No | 0 | 0 | 2 | 2 | 10.83 | 37.12 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.918 | No |  | $XXX | $XXX | $XXX | $XXX | 3023.86 | 790.78 | $XXX | $XXX |  | 186.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1383 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | Yes |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 176 | 2 | 0 | No | 0 | 0 | 0 | 3 | 7.83 | 23.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.366 | No |  | $XXX | $XXX | $XXX | $XXX | 4749.45 | 432.03 | $XXX | $XXX |  | 12.87 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1339 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | Yes | 2 | Personal | 100.00 |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 19.46 | 27.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.234 | No |  | $XXX | $XXX | $XXX | $XXX | 8403.16 | 565.75 | $XXX | $XXX |  | 28.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1390 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 12 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 25.09 | 43.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.300 | No |  | $XXX | $XXX | $XXX | $XXX | 3463.83 | 787.03 | $XXX | $XXX |  | 10.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1337 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 209 | 0 | 0 | No | 0 | 0 | 0 | 2 | 6.36 | 37.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.192 | No |  | $XXX | $XXX | $XXX | $XXX | 4550.11 | 628.21 | $XXX | $XXX |  | 11.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX2026HYB1341 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 723 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 7 | 2 | 2 | No | 0 | 0 | 0 | 2 | 35.10 | 44.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.824 | No |  | $XXX | $XXX | $XXX | $XXX | 7564.85 | 1161.75 | $XXX | $XXX |  | 10.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1366 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 751 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 34 | 2 | 0 | No | 0 | 0 | 0 | 2 | 24.38 | 29.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.599 | No |  | $XXX | $XXX | $XXX | $XXX | 9470.13 | 599.02 | $XXX | $XXX |  | 7.64 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1344 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 3 | 13.83 | 16.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.204 | No |  | $XXX | $XXX | $XXX | $XXX | 5106.85 | 944.83 | $XXX | $XXX |  | 76.8 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX2026HYB1375 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 759 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 | Borrower Prepared | 3 | No | No | 0 | Yes | 40 | 2 | 0 | No | 2 | 2 | 2 | 2 | 17.55 | 45.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.669 | No |  | $XXX | $XXX | $XXX | $XXX | 3028.60 | 346.04 | $XXX | $XXX |  | 11.06 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1367 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 760 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 145 | 0 | 0 | No | 0 | 0 | 0 | 2 | 25.70 | 45.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.445 | No |  | $XXX | $XXX | $XXX | $XXX | 7387.86 | 752.75 | $XXX | $XXX |  | 46.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1363 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  | Borrower Prepared | 5 | No | No | 0 | Yes | 155 | 0 | 2 | No | 0 | 0 | 2 | 3 | 14.12 | 31.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.706 | No |  | $XXX | $XXX | $XXX | $XXX | 3777.32 | 435.46 | $XXX | $XXX |  | 26.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1370 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 82 | 0 | 0 | No | 0 | 0 | 0 | 2 | 42.78 | 47.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.538 | No |  | $XXX | $XXX | $XXX | $XXX | 2769.04 | 490.50 | $XXX | $XXX |  | 24.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1373 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 746 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 20.00 |  |  |  | No | No | 0 | Yes | 91 | 2 | 0 | No | 0 | 0 | 2 | 2 | 16.12 | 26.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.547 | No |  | $XXX | $XXX | $XXX | $XXX | 7352.74 | 732.69 | $XXX | $XXX |  | 50.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1354 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 211 | 2 | 2 | No | 0 | 0 | 0 | 2 | 23.89 | 37.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.668 | No |  | $XXX | $XXX | $XXX | $XXX | 4778.31 | 525.04 | $XXX | $XXX |  | 77.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1330 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 749 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 29.42 | 44.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.354 | No |  | $XXX | $XXX | $XXX | $XXX | 21603.28 | 3361.46 | $XXX | $XXX |  | 42.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1368 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 776 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 9 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 13.22 | 21.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.468 | No |  | $XXX | $XXX | $XXX | $XXX | 14066.40 | 1914.19 | $XXX | $XXX |  | 271.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1360 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 744 |  |  |  |  |  |  | Permanent Non-US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 9 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 24.34 | 33.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.636 | No |  | $XXX | $XXX | $XXX | $XXX | 2713.62 | 574.83 |  | $XXX |  | 78.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1343 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 769 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 17 | 2 | 0 | No | 0 | 0 | 0 | 2 | 41.96 | 44.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.221 | No |  | $XXX | $XXX | $XXX | $XXX | 12215.05 | 849.53 | $XXX | $XXX |  | 30.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1333 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 116 | 2 | 0 | No | 2 | 2 | 0 | 2 | 10.12 | 41.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.017 | No |  | $XXX | $XXX | $XXX | $XXX | 5126.92 | 586.73 |  | $XXX |  | 201.75 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1365 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 818 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 1 | 33.10 | 40.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.797 | No |  | $XXX | $XXX | $XXX | $XXX | 806.06 | 289.59 |  | $XXX |  | 8.24 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1335 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 3 | XXX | XXX | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  | XXX |  | Yes | No | No |  | 808 | XXX | XXX | XXX |  |  |  | US Citizen | Permanent Non-US Citizen | US Citizen |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 0 | 3 | 32.10 | 39.20 | 1 - Not Stated Not Verified |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.340 | No |  | $XXX | $XXX | $XXX | $XXX | 6926.09 | 1265.13 |  | $XXX |  | 18.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1347 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 812 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 25 | 2 | 0 | No | 0 | 0 | 0 | 2 | 22.83 | 42.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.890 | No |  | $XXX | $XXX | $XXX | $XXX | 6876.22 | 633.19 |  | $XXX |  | 16.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX2026HYB1331 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 726 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | Yes | 51 | 0 | 0 | No | 0 | 0 | 0 | 2 | 28.74 | 45.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.021 | No |  | $XXX | $XXX | $XXX | $XXX | 4614.76 | 852.89 |  | $XXX | $XXX | 86.74 |  |  | $XXX |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1369 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  | Borrower Prepared | 12 | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 2 | 19.55 | 38.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.505 | No |  | $XXX | $XXX | $XXX | $XXX | 3550.71 | 512.66 |  | $XXX |  | 273.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1382 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 123 | 2 | 0 | No | 0 | 0 | 0 | 2 | 10.31 | 40.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.361 | No |  | $XXX | $XXX | $XXX | $XXX | 9378.54 | 743.69 |  | $XXX |  | 63.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1380 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 40.74 | 46.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.326 | No |  | $XXX | $XXX | $XXX | $XXX | 2213.31 | 774.17 |  | $XXX |  | 30.41 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1364 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 812 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 2 | 10.71 | 38.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.710 | No |  | $XXX | $XXX | $XXX | $XXX | 1903.00 | 399.16 | $XXX | $XXX |  | 529.8 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1359 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 33.49 | 39.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.006 | No |  | $XXX | $XXX | $XXX | $XXX | 7079.67 | 1003.56 | $XXX | $XXX |  | 465.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1371 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 776 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 5 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 29.56 | 46.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.607 | No |  | $XXX | $XXX | $XXX | $XXX | 5853.35 | 232.95 |  | $XXX |  | 116.12 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1361 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 5/1 or 5/6 Mos ARM FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 82.00 |  |  |  | No | No | 0 | Yes | 133 | 0 | 0 | No | 0 | 0 | 2 | 2 | 8.15 | 44.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.984 | No |  | $XXX | $XXX | $XXX | $XXX | 12534.36 | 2204.98 |  | $XXX |  | 91.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1336 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 756 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 33 | 2 | 0 | No | 0 | 0 | 0 | 2 | 10.99 | 28.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.090 | No |  | $XXX | $XXX | $XXX | $XXX | 2181.43 | 405.89 | $XXX | $XXX |  | 43.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX2026HYB1374 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 769 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 36 | 2 | 2 | No | 0 | 0 | 2 | 2 | 7.72 | 16.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.542 | No |  | $XXX | $XXX | $XXX | $XXX | 6580.75 | 1399.84 |  | $XXX |  | 35.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1348 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 5/1 or 5/6 Mos ARM FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 50.00 | Borrower Prepared | 3 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 48.29 | 45.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.316 | No |  | $XXX | $XXX | $XXX | $XXX | 6578.56 | 1174.34 |  | $XXX |  | 38.31 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1358 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FNMA | Yes |  | 3 | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  | Self-Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  | XXX |  | XXX |  | No | No | No |  | 760 | XXX | XXX | XXX |  |  |  | US Citizen | US Citizen | US Citizen |  | Full Doc | No | No | Yes | 13 | Personal | 100.00 |  |  |  | 100.00 |  | Borrower Prepared | 12 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 23.30 | 30.51 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.984 | No |  | $XXX | $XXX | $XXX | $XXX | 10994.67 | 2074.95 |  | $XXX |  | 195.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1378 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 764 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 5 | 0 | 0 | No | 0 | 0 | 0 | 2 | 6.00 | 50.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.305 | No |  | $XXX | $XXX | $XXX | $XXX | 2376.74 | 261.24 | $XXX | $XXX |  | 70.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1353 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 7/1 or 7/6 Mos ARM FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 9 | 2 | 0 | No | 0 | 0 | 0 | 2 | 20.39 | 43.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.470 | No |  | $XXX | $XXX | $XXX | $XXX | 4068.10 | 422.44 | $XXX | $XXX |  | 10.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX2026HYB1384 | XXX |  | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 10/1 or 10/6 Mos ARM FNMA | Yes |  | 3 | XXX | XXX | XXXXX | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  | XXX |  | XXX |  | No | No | No |  | 797 | XXX | XXX | XXX |  |  |  | US Citizen | US Citizen | US Citizen |  | Full Doc | No | No | No |  |  |  |  |  |  | 87.80 |  |  |  | No | No | 0 | Yes | 84 | 2 | 0 | No | 0 | 0 | 2 | 2 | 20.94 | 23.88 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | WY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.271 | No |  | $XXX | $XXX | $XXX | $XXX | 15504.15 | 1501.31 | $XXX | $XXX |  | 35.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | -0 | 0 |  | No | XXX |
| OBX2026HYB1288 | XXX | XX/XX/XXXX | QM: Safe Harbor |  |  |  |  |  | FULL | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 7/1 ARM FNMA | TRID | 84 | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | FULL | NO | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  | 0 | Present | 32 | 1 |  |  | 2 | 2 | 0 | 2 | 26.85 | 36.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 5.231 | No | Present | $XXX | $XXX | $XXX | $XXX | 3048.68 | 446.17 | $XXX |  | $XXX | 91.48 | 327.42 |  |  |  |  |  |  |  | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |
| OBX2026HYB1287 | XXX |  | Safe Harbor QM (APOR) |  |  |  |  |  | FULL | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 7/6 ARM FNMA | TRID | 84 | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 788 |  |  |  |  |  |  | US Citizen |  |  |  | FULL | NO | No | No | 0 |  |  |  |  |  |  |  |  | 3 | Present | Not Applicable | 36 | Not Applicable |  | 0 | 0 |  | 0 | 2 | 2 | 3 | 14.79 | 20.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | Not Applicable |  |  | XXX |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 7.127 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 10850.92 | 1511.11 |  |  |  | 10.96 |  |  |  |  |  |  |  |  | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Lender Application Date** | **Final QM Status** | **QM Total Points and Fees** | **APR** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| OBX2026HYB1290 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.708 | $XXX | N/A | Retired |  | No |  | No |  |
| OBX2026HYB1291 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.428 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1296 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.395 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1298 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.014 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1295 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.342 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1299 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.671 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1309 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.477 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1310 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.787 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1294 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.67 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1312 | XX/XX/XXXX | ATR/QM: Exempt | $XXX | 3.224 | $XXX | N/A | Employed |  | No |  | Yes | N/A |
| OBX2026HYB1314 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.73 | $XXX | Yes | Employed |  | No |  | No |  |
| OBX2026HYB1297 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.719 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1300 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.673 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1315 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.23 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1318 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.242 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1319 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.263 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1320 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.624 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1321 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.726 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1322 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.354 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1323 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.97 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1324 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.388 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1325 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.675 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1301 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.912 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1304 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.386 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1306 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 2.84 | $XXX | Yes | Employed | Employed | No | No | No |  |
| OBX2026HYB1303 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 5.045 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1307 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.366 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1313 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.088 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1302 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.992 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1311 | XX/XX/XXXX | ATR/QM: Exempt | $XXX | 3.677 | $XXX | N/A | Employed | Employed | No | No | Yes | N/A |
| OBX2026HYB1326 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.601 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1327 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.883 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1328 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.068 | $XXX | Pending Credit Review | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1292 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 4.289 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1316 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.447 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1305 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 4.326 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1293 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 3.759 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1308 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 5.093 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1329 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 8.095 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1351 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.858 | $XXX | Yes | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1379 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.276 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1334 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.171 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1356 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.66 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1388 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.363 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1381 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.238 | $XXX | N/A | Employed | Unknown | No | No | No |  |
| OBX2026HYB1345 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.398 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1332 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.934 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1389 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.327 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1385 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.144 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1342 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.172 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1387 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.332 | $XXX | N/A | Retired |  | No |  | No |  |
| OBX2026HYB1350 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.736 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1338 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.349 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1376 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.474 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1355 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.42 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1352 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.972 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1386 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.28 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1357 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.962 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1340 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.216 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX2026HYB1362 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.038 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1349 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.938 | $XXX | Yes | Employed |  | No |  | No |  |
| OBX2026HYB1377 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.686 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1346 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.918 | $XXX | N/A | Employed | Unknown | No | No | No |  |
| OBX2026HYB1383 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.366 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1339 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.234 | $XXX | N/A | Not Employed | Not Employed | No | No | No |  |
| OBX2026HYB1390 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.3 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1337 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.192 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1341 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.824 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1366 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.599 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1344 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.204 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1375 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.669 | $XXX | Yes | Employed | Employed | No | No | No |  |
| OBX2026HYB1367 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.445 | $XXX | Yes | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1363 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.706 | $XXX | Yes | Employed | Employed | No | No | No |  |
| OBX2026HYB1370 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.538 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1373 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.547 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1354 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.668 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1330 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.354 | $XXX | Yes | Not Employed | Not Employed | No | No | No |  |
| OBX2026HYB1368 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.468 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1360 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.636 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1343 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.221 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1333 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.017 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1365 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.797 | $XXX | N/A | Retired |  | No |  | No |  |
| OBX2026HYB1335 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.34 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1347 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.89 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1331 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.021 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1369 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.505 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1382 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.361 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1380 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.326 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1364 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.71 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026HYB1359 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.006 | $XXX | Yes | Retired | Retired | No | No | No |  |
| OBX2026HYB1371 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.607 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1361 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.984 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1336 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.09 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026HYB1374 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.542 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1348 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 7.316 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1358 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.984 | $XXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026HYB1378 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.305 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1353 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.47 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX2026HYB1384 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.271 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026HYB1288 | XX/XX/XXXX | QM: Safe Harbor | $XXX | 5.231 | $XXX | N/A | Employed | Not Applicable |  |  | No |  |
| OBX2026HYB1287 | XX/XX/XXXX | Safe Harbor QM (APOR) | $XXX | 7.127 | $XXX | N/A | Self-Employed | Not Applicable |  |  | No |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 7**

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| **Loan Number** | **Number of Borrowers** | **AUS Indicator** | **AUS Type** | **GSE Eligibile** | **HOA Flag** | **HOA Monthly Fee** | **US Citizen Borrower 1** | **Permanent Resident Alien Borrower 1** | **Foreign National Borrower 1** | **US Citizen Borrower 2** | **Permanent Resident Alien Borrower 2** | **Foreign National Borrower 2** | **US Citizen Borrower 3** | **Permanent Resident Alien Borrower 3** | **Foreign National Borrower 3** | **US Citizen Borrower 4** | **Permanent Resident Alien Borrower 4** | **Foreign National Borrower 4** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 3 Employment Indicator** | **Borrower 4 Employment Indicator** | **Borrower 1 Retired** | **Borrower 2 Retired** | **Borrower 3 Retired** | **Borrower 4 Retired** | **QM Status** | **CU Score** | **AVM Confidence Score** | **Post Disaster Inspection** | **UNISON/Shared Mortgage** | **Multi-Collateral Loan** | **HomePossible/HomeReady Loans** | **DU Refi Plus Loans** | **Business or Personal Use Flag** | **PIW Flag** |
| OBX2026HYB1290 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1291 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1296 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1298 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1295 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1299 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1309 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1310 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1294 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.2 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1312 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1314 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1297 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1300 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1315 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1318 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1319 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1320 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1321 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1322 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1323 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1324 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1325 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1301 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1304 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1306 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1303 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1307 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1313 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1302 | 1 | No |  | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1311 | 2 | No |  | No | Yes | $XXX | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1326 | 1 | No |  | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1327 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1328 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1292 | 1 | No |  | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1316 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1305 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1293 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1308 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1329 | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1351 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1379 | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1334 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1356 | 2 | Yes | LPA | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1388 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1381 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1345 | 1 | No |  | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1332 | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1389 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1385 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1342 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1387 | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1350 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1338 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1376 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1355 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1352 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1386 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1357 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1340 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1362 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1349 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1377 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1346 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1383 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1339 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1390 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1337 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1341 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1366 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1344 | 1 | Yes | DU | Yes | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1375 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1367 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1363 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1370 | 1 | Yes | DU | Yes | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1373 | 1 | Yes | LPA | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1354 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1330 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1368 | 1 | No |  | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1360 | 1 | Yes | DU | Yes | No |  | No | Yes | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1343 | 2 | No |  | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1333 | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1365 | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1335 | 3 | Yes | DU | Yes | No |  | Yes | No | No | No | Yes | No | Yes | No | No |  |  |  | Employed | Not Employed | Employed |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1347 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1331 | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1369 | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1382 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1380 | 1 | No |  | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1364 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1359 | 2 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1371 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1361 | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1336 | 2 | Yes | DU | Yes | Yes | $XXX | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1374 | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026HYB1348 | 2 | No |  | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1358 | 3 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No | Yes | No | No |  |  |  | Employed | Retired | Retired |  | No | Yes | Yes | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1378 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1353 | 1 | Yes | LPA | Yes | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1384 | 3 | Yes | DU | No | Yes | $XXX | Yes | No | No | Yes | No | No | Yes | No | No |  |  |  | Employed | Employed | Not Employed |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1288 | 1 | Yes | DU | No | Yes | $XXX | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No |  |  |  | QM: Safe Harbor | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026HYB1287 | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Self-Employed |  |  |  | No |  |  |  | Safe Harbor QM (APOR) | 3.9 |  | No | N/A | N/A | N/A | N/A |  | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 8**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Loan Number | Issue Detail | Issue Check Result | Address Variation | Applicant Not in Title | No Open Mortgage | Delinquent OR Unpaid Taxes | Other Lien Amount Before Subject | Federal Tax Lien | State Tax Lien | Subject Mortgage Found | Subject in 1st Position | Subject Mortgage Foreclosed | Break in Assignment Chain | Assigned to Counterparty | Break in Assignment Chain Detail | Address Variation Detail | Property in Super Lien State? | MERS | Last Deed of Record Grantee | Subject Mortgage Original Grantee | Subject Mortgage Last Grantee | Subject Mortgage Last Assignment Addl Info | Subject Mortgage Amount | Subject Mortgage Lien Position | Modification Amount | Modification Date | Subject Mortgage Modification Purpose | Senior Mortgages Count | Total Senior Mortgage Amount | Junior Mortgages Count | Total Junior Mortgage Amount | State Tax Lien Amount Before Subject | State Tax Lien Amount After Subject | Federal Tax Lien Amount Before Subject | Federal Tax Lien Amount After Subject | HOA Lien Amount Before Subject | HOA Lien Amount After Subject | Municipal Lien Amount Before Subject | Municipal Lien Amount After Subject | Other Lien Amount Before Subject | Other Lien Amount After Subject | Total Lien Amount Before Subject | Total Lien Amount After Subject (includes Delinquent Tax) | Total Lien Amount (includes Delinquent Tax) | Current Tax Amount | Delinquent Tax Amount | Total Tax Amount | Addl Info | Tax Info 1 | Tax Info 2 |
| OBX2026HYB1362 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17223.38 | $0.00 | $17223.38 | "Property Type: Single Family Residence" | Supplemental Tax:<br>Taxes are Paid in the amount of $XXX. |  |
| OBX2026HYB1335 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12738.04 | $0.00 | $12738.04 | XXX | XXX Supplemental taxes are paid in the amount of $XXX and Xnd half supplemental taxes are paid in the amount of $XXX. |  |
| OBX2026HYB1319 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18638.79 | $0.00 | $18638.79 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1318 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16170.76 | $0.00 | $16170.76 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1358 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21792.44 | $0.00 | $21792.44 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1386 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8074.17 | $0.00 | $8074.17 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1313 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24788.70 | $0.00 | $24788.70 | "Property Type: Single Family Residential<br> &#xXD;<br> " |  |  |
| OBX2026HYB1360 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5786.22 | $0.00 | $5786.22 | "Property Type: Single Family Dwelling<br> Property Type: Single Family Residence" | XXX-XXX Xst half supplemental taxes are paid in the amount of $XXX and Xnd half supplemental taxes are paid in the amount of $XXX. |  |
| OBX2026HYB1349 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21838.94 | $0.00 | $21838.94 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1334 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15228.74 | $0.00 | $15228.74 | "Property Type: Single Family Residence<br> Street Variance : XXX" |  |  |
| OBX2026HYB1359 | Address Variation | **FAIL** | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  | City of XXX | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19937.00 | $0.00 | $19937.00 | "Property Type: Single Family Residence<br> Variance City: XXX" | XXX-XXX Xst half supplemental taxes are paid in the amount of $XXX and Xnd half supplemental taxes are due in the amount of $XXX. |  |
| OBX2026HYB1336 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1937.50 | $0.00 | $1937.50 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXX.XX due by X/X/XXXX. <br> No assessment breakdowns available. |  |
| #N/A |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20314.30 | $0.00 | $20314.30 | "Property Type is Single Family Residence.<br> Warranty Deed Re-recorded on XX/XX/XXXX as Instrument no. XXX, for the sole purpose of including the Trust's date.<br> XXX Recorded on XX/XX/XXXX as Instrument no. XXX." | XXXX Xst half taxes are paid in the amount of $XXXXX.XX on XX/X/XXXX and <br> Xnd half taxes are paid in the amount of $XXXXX.XX on XX/XX/XXXX.<br> No assessment breakdowns available. |  |
| OBX2026HYB1342 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10190.52 | $0.00 | $10190.52 | "Property Type: Single Family Residence.<br> Affidavit Terminating Joint Tenancy, recorded on XX/XX/XXXX as Instrument No. XXXXXXXXXXXXXXX.<br> Declaration of Homestead, recorded on XX/XX/XXXX as Instrument No. XXXXXXXX-XXXXXXX.<br> Declaration of Homestead, recorded on XX/XX/XXXX as Instrument No. XXXXXXXX-XXXXXXX." |  |  |
| OBX2026HYB1370 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2432.44 | $0.00 | $2432.44 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br>Semi-annual: XXXX County Tax Xst half amount $XXXX.XX Paid<br> &nbsp;&nbsp;&nbsp;&nbsp; XXXX County Tax Xnd half amount $XXXX.XX Due |  |
| OBX2026HYB1344 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8550.95 | $0.00 | $8550.95 | "Property Type: Condominium" |  |  |
| OBX2026HYB1330 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $39760.75 | $0.00 | $39760.75 | "Property Type: Single Family Residence." |  |  |
| OBX2026HYB1371 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8258.36 | $0.00 | $8258.36 | "Property Type is Single Family Residence.<br> Re-recorded Deed is filed on XX/XX/XXXX as Instrument no. XXXXXXXXXXX to fix the legal description for Original Deed Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXXXX.<br> Re-recorded Deed is filed on XX/XX/XXXX as Instrument no. XXXXXXXXXXX to fix the legal description for Original Deed Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXXXX." | XXXX Xst half taxes are paid in the amount of $X,XXX.XX and XX/XX/XXXX<br> Xnd half taxes are due in the amount of $X,XXX.XX due by X/X/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1292 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | "Property Type: Single Family Residence" | Taxes are not available online, therefore taxes amount shown as "$X.XX" |  |
| OBX2026HYB1390 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3945.18 | $0.00 | $3945.18 | "Property Type: Single Family Residential<br> Memorandum of Agreement recorded on XX/XX/XXXX, in Instrument No. XXXXXXXXX" |  |  |
| OBX2026HYB1321 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20394.83 | $0.00 | $20394.83 | "Property Type: Single Family Residential<br> Abbreviated Legal: Lot X, XXX, XXX,XXX." |  |  |
| OBX2026HYB1356 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1459.79 | $0.00 | $1459.79 | "Property Type: Condominium" | No assessment breakdown provided. |  |
| OBX2026HYB1346 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6112.35 | $0.00 | $6112.35 | "Property Type: Single Family Residential<br> XXX EQ in Last XXM: No<br> XXX EQ reflected in MTG Chain: No<br> Mortgage supporting Vendor's Lien has been satisfied: No<br> &#xXD;<br>Acres .XXXX<br> Inside City<br> No Agriculture<br> No Homestead" | Acres .XXXX<br> Inside City<br> No Agriculture<br> No Homestead |  |
| OBX2026HYB1309 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25334.75 | $0.00 | $25334.75 | "Property Type: Multi-Family Residential" | Quarterly: <br> XXXX County Tax Xst Qtr amount $X,XXX.XX paid<br> XXXX County Tax Xnd Qtr amount $X,XXX.XX due<br> XXXX County Tax Xrd Qtr amount Unavailable<br> XXXX County Tax Xth Qtr amount Unavailable |  |
| OBX2026HYB1341 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7069.18 | $0.00 | $7069.18 | "Property Type: Single Family Residential" |  |  |
| OBX2026HYB1326 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6244.00 | $0.00 | $6244.00 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1389 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14071.95 | $0.00 | $14071.95 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1368 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18157.46 | $0.00 | $18157.46 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1366 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4952.96 | $0.00 | $4952.96 | "Property Type: Townhomes" |  |  |
| OBX2026HYB1314 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20073.45 | $0.00 | $20073.45 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br> Annual: XXXX County Tax amount $XX,XXX.XX Paid at discount (Base Amount $XX,XXX.XX) |  |
| OBX2026HYB1355 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2178.28 | $0.00 | $2178.28 | "Property Type is Single Family Residence." | XXXX taxes are paid in the amount of $X,XXX.XX |  |
| OBX2026HYB1310 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12514.53 | $0.00 | $12514.53 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br>Annual : XXXX County Tax amount $XX,XXX.XX Paid at Discount (Base Amount - $XX,XXX.XX) |  |
| OBX2026HYB1367 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8383.01 | $0.00 | $8383.01 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1295 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11297.42 | $0.00 | $11297.42 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br>Annual: XXXX County Tax amount $XX,XXX.XX Paid at Discount (Base Amount - $XX,XXX.XX) |  |
| OBX2026HYB1374 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12704.89 | $0.00 | $12704.89 | "Property type is Single Family Residence." | XXXX taxes are paid in the amount of $XX,XXX.XX<br> No assessment breakdown. |  |
| OBX2026HYB1361 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33886.85 | $0.00 | $33886.85 | "Property Type: Single Family Residence" | XXXX-XXXX Xst half supplemental taxes are paid in the amount of $X,XXX.XX and Xnd half supplemental taxes are paid in the amount of $X,XXX.XX.<br> XXXX-XXXX Xst half supplemental taxes are paid in the amount of $X,XXX.XX and Xnd half supplemental taxes are paid in the amount of $X,XXX.XX. |  |
| OBX2026HYB1382 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12459.71 | $0.00 | $12459.71 | "Property Type is Single Family Residence." | XXXX taxes are paid in the amount of $XX,XXX.XX on XX/XX/XXXX.<br> No assessment breakdown. |  |
| OBX2026HYB1343 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6810.34 | $0.00 | $6810.34 | "Property Type is Single Family Residence." | XXXX taxes are paid in the amount of $X,XXX.XX on XX/XX/XXXX<br> No assessment breakdown. |  |
| OBX2026HYB1290 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | Mortgage recorded on XX/XX/XXXX in Book XXX, Page XXX. | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13464.31 | $0.00 | $13464.31 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br>Annual: XXXX County Tax amount $XX,XXX.XX Paid at Discount (Base Amount - $XX,XXX.XX) |  |
| OBX2026HYB1315 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $44450.21 | $0.00 | $44450.21 | "Property Type: Single Family Residential" | Annual: XXXX County Tax amount $XX,XXX.XX Paid at discount (Base Amount $XX,XXX.XX)<br> No assessment breakdown provided. |  |
| OBX2026HYB1380 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6969.66 | $0.00 | $6969.66 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1363 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3522.56 | $0.00 | $3522.56 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1369 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5855.80 | $0.00 | $5855.80 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/X/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1347 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6164.68 | $0.00 | $6164.68 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX and <br> Xnd half taxes are due in the amount of $XXXX.XX due by X/X/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1304 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17349.66 | $0.00 | $17349.66 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1388 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21557.84 | $0.00 | $21557.84 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXXX.XX on X/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXXX.XX due by X/XX/XXXX |  |
| OBX2026HYB1296 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4834.76 | $0.00 | $4834.76 | "Property Type is Single Family Residence.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the XXX XXX and XXX XXX no liens were located on the property." | XXXX Taxes Xst quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xnd quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xrd quarter is paid in the amount of $X,XXX.XX on XX/XX/XXXX and Xth quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX.No assessment breakdowns available. |  |
| OBX2026HYB1308 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18102.68 | $0.00 | $18102.68 | "Property Type: Single Family Residential" | XXXX Tax not available. |  |
| OBX2026HYB1305 | Address Variation | **FAIL** | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  | County of XXX | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12689.25 | $0.00 | $12689.25 | "Property Type: Single Family Residential<br> Property located in XXX County<br> Tax Entity: XXX County" |  |  |
| OBX2026HYB1294 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $47568.00 | $0.00 | $47568.00 | "Property Type: Single Family Residential&#xXD;<br> " | Quarterly: <br> XXXX County Tax Xst Qtr amount $XX,XXX.XX Paid<br> XXXX County Tax Xnd Qtr amount $XX,XXX.XX Paid<br> XXXX County Tax Xrd and Xth Qtr unavailable |  |
| OBX2026HYB1351 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4186.86 | $0.00 | $4186.86 | "Property Type is Condominium." | XXXX taxes are paid in the amount of $X,XXX.XX on XX/XX/XXXX<br> No assessment breakdown. |  |
| OBX2026HYB1312 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15773.65 | $0.00 | $15773.65 | "Property Type is Condominium.<br> Grant of Special Power of Attorney Recorded on XX/XX/XXXX as Instrument no. XXXXXX." | XXXX taxes are paid in the amount of $XX,XXX.XX on XX/XX/XXXX<br> No assessment breakdown. |  |
| OBX2026HYB1327 | Delinquent or Unpaid Taxes, Subject Mortgage Foreclosed | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | **FAIL** | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15172.18 | $0.00 | $15172.18 | "Property Type is Single Family Residence.<br> XXX Certificate dated XX/XX/XXXX at Certificate no. XXXXXXX.<br> Transfer on Death Deed Recorded on XX/XX/XXXX as Instrument no. TXXXXXXXX, upon the death of XXX and XXX, married to each other, property should transfer to XXX and Successor(s), as Trustee(s) of the XXX XXX, dated XXX, X, XXXX, as amended.<br> Request for Notice of Mortgage Foreclosure and for Notice of Redemption Reduction Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXX for Mortgage Recorded on XX/XX/XXXX as Inst. XXXXXXXXX." | XXXX Xst half taxes are due in the amount of $X,XXX.XX due by X/XX/XXXX<br> Xnd half taxes are due in the amount of $X,XXX.XX due by XX/XX/XXXX. Exemption : Homestead. |  |
| OBX2026HYB1297 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $58872.58 | $0.00 | $58872.58 | "Property Type: Single Family Residential<br> Power of Attorney recorded on XX/XX/XXXX, in Book XXXX, Page XX and Instrument No.XXXXXXX" | No assessment breakdown provided. |  |
| OBX2026HYB1378 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2819.86 | $0.00 | $2819.86 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1338 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5925.52 | $0.00 | $5925.52 | "Property Type is Townhouse." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1299 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17523.60 | $0.00 | $17523.60 | "Property Type is Single Family Residence.<br> Specific Power of Attorney (Purchase) Recorded on XX/XX/XXXX as Book/Page XXXXX/XXX at Instrument no. XXXXXXXXXX." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on X/XX/XXXX<br> Xnd half taxes are paid in the amount of $XXXX.XX on XX/XX/XXXX.<br> Exemption : Homestead , Frozen exemption. No assessment breakdowns available. |  |
| OBX2026HYB1377 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12802.24 | $0.00 | $12802.24 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on X/XX/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. |  |
| OBX2026HYB1333 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4592.82 | $0.00 | $4592.82 | "Property Type is Single Family Residence." | XXXX Taxes are paid in full in the amount of $XXXX.XX on XX/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1303 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11907.16 | $0.00 | $11907.16 | "Property Type: Single Family Residential" |  |  |
| OBX2026HYB1354 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4697.43 | $0.00 | $4697.43 | "Property Type is Townhouse." | XXXX Xst half taxes are paid in the amount of $X,XXX.XX on XX/X/XXXX<br> Xnd half taxes are due in the amount of $X,XXX.XX due by X/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1320 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $32888.20 | $0.00 | $32888.20 | "Property Type: Single Family Residential" | Quarterly: <br> XXXX County Tax Xst Qtr amount $X,XXX.XX paid<br> XXXX County Tax Xnd Qtr amount $X,XXX.XX due<br> XXXX County Tax Xrd Qtr amount Unavailable<br> XXXX County Tax Xth Qtr amount Unavailable |  |
| OBX2026HYB1288 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7647.87 | $0.00 | $7647.87 | "Property Type: Single Family Residence" |  |  |
| OBX2026HYB1301 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 4 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20283.32 | $0.00 | $20283.32 | "Property type is Condominium.<br> No Current/Expired Lis Pendens Located.<br> Unit Owner's Power Of Attorney Recorded on XX/XX/XXXX, as Inst No.XXXXXXXXXXXXX.<br> At the time of our search through the XXX and XXX no liens were located on the property." | XXXX Taxes Xst quarter is paid in the amount of $X,XXX.XX on X/X/XXXX Xnd quarter is paid in the amount of $X,XXX.XX on XX/X/XXXX Xrd quarter is paid in the amount of $X,XXX.XX on X/X/XXXX and Xth quarter is paid in the amount of $X,XXX.XX on X/X/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1379 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4587.08 | $0.00 | $4587.08 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1345 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14952.42 | $0.00 | $14952.42 | "Property Type SFR<br> XXX EQ in Last XXM: No<br> XXX EQ reflected in MTG Chain: No<br> Vendors lien is open" | Acres X.XX<br> Inside City<br> No Agriculture<br> Non Homestead<br> Currently Homestead Exemption is Not Showing for This Property for the XXXX Tax Year<br>XXXX County Tax Amount Paid $XX,XXX.XX |  |
| OBX2026HYB1293 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11780.00 | $0.00 | $11780.00 | "Property Type is Condominium.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the XXX XXX and XXX no liens were located on the property.<br> Unit Owner's Power of Attorney Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXXXXXX." | XXXX Taxes Xst quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xnd quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xrd quarter is paid in the amount of $X,XXX.XX on XX/XX/XXXX and Xth quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1357 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $49323.07 | $49323.07 | $49323.07 | $49323.07 | $98646.14 | "Property Type SFR<br> XXX EQ in Last XXM: No<br> XXX EQ reflected in MTG Chain: No<br> Vendors lien is open" | Acres X.XX<br> Outside City<br> No Agriculture<br> Non Homestead<br> Currently Homestead Exemption Is Not Showing for This Property for the XXXX Tax Year<br>XXXX County Base Tax Amount $XXXXX.XX, Delinquent Amount $XXXXX.XX<br> XXXX ISD Tax Amount Paid $XXXXX.XX |  |
| OBX2026HYB1306 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 2 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5013.92 | $0.00 | $5013.92 | "Property Type is Condominium.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the XXX and XXX no liens were located on the property.<br> Power of Attorney Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXXXXXX." | XXXX Taxes Xst quarter is paid in the amount of $XXXX.XX on X/XX/XXXX Xnd quarter is paid in the amount of $XXXX.XX on X/XX/XXXX Xrd quarter is paid in the amount of $XXXX.XX on XX/XX/XXXX and Xth quarter is paid in the amount of $XXXX.XX on X/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1348 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13349.44 | $0.00 | $13349.44 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX and Xnd half taxes are paid in the amount of $XXXX.XX<br> No assessment breakdown. |  |
| OBX2026HYB1387 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3926.66 | $0.00 | $3926.66 | "Property Type is Single Family Residence.<br> Affidavit of Death for XXX is Recorded on XX/XX/XXXX as Instrument no. XXXXXXXX." | XXXX Xst half taxes are paid in the amount of $XXXX.XX and Xnd half taxes are due in the amount of $XXXX.XX<br> No assessment breakdown. |  |
| OBX2026HYB1302 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10749.76 | $0.00 | $10749.76 | "Property Type is Multi Family Residence.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the XXX & Finance and XXX no liens were located on the property.<br> Power of Attorney Recorded on XX/XX/XXXX as Instrument no. XXXXXXXXXXXXX." | XXXX Taxes Xst quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xnd quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX Xrd quarter is paid in the amount of $X,XXX.XX on XX/XX/XXXX and Xth quarter is paid in the amount of $X,XXX.XX on X/XX/XXXX.No assessment breakdowns available. |  |
| OBX2026HYB1307 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4596.00 | $0.00 | $4596.00 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1323 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9681.27 | $0.00 | $9681.27 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1364 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4222.85 | $0.00 | $4222.85 | "Property Type: Single Family Residential" | No assessment breakdown provided.<br> Annual: XXXX County Tax amount $XXXX.XX Paid |  |
| OBX2026HYB1376 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3969.83 | $0.00 | $3969.83 | "Property Type: Single Family Residential" | No Assessment Breakdown Provided. |  |
| OBX2026HYB1331 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8924.72 | $0.00 | $8924.72 | "Property Type: Single Family Residential<br> A declaration of homestead, executed by XXX and XXX, recorded Jun XX, XXXX (instrument) XXXXXXX." |  |  |
| OBX2026HYB1384 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15967.28 | $0.00 | $15967.28 | "Property Type is Single Family Residence.<br> Power of Attorney (Special) Recorded on XX/XX/XXXX, as Instrument no. XXXXXXX.<br> Power of Attorney (Special) Recorded on XX/XX/XXXX, as Instrument no. XXXXXXX." | XXXX Xst half taxes are paid in the amount of $XXXX.XX on XX/X/XXXX<br> Xnd half taxes are due in the amount of $XXXX.XX due by X/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026HYB1298 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $36565.69 | $0.00 | $36565.69 | "Property Type: Townhouse Home&#xXD;<br> " | Quarterly: <br> XXXX County Tax Xst Qtr amount $X,XXX.XX Paid<br> XXXX County Tax Xnd Qtr amount $X,XXX.XX Due<br> XXXX County Tax Xrd and Xth Qtr Unavailable |  |
| OBX2026HYB1381 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6352.01 | $0.00 | $6352.01 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1300 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16566.73 | $0.00 | $16566.73 | "Property Type: Single Family Residential<br> Abbreviated Legal: LOT XX, XXX XXX, VOL XXX, PG XX, XXX COUNTY, STATE OF XXX." |  |  |
| OBX2026HYB1291 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6700.11 | $0.00 | $6700.11 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1329 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1567.86 | $0.00 | $1567.86 | "Property Type: Single Family Residential" | Annual: XXXX County Tax amount $X,XXX.XX Paid at Penalty (Base Amount - $X,XXX.XX) |  |
| OBX2026HYB1311 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1055.42 | $0.00 | $1055.42 | "Property Type: Condominium<br> Xin Zhong borrower not in title" | Quarterly: <br> XXXX County Tax Xst Qtr amount $XXX.XX Paid<br> XXXX County Tax Xnd Qtr amount $XXX.XX Due<br> XXXX County Tax Xrd and Xth Qtr Unavailable<br> No assessment breakdown provided. |  |
| OBX2026HYB1332 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 1 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2502.94 | $0.00 | $2502.94 | "Property Type: Single Family Residence<br> Declaration of Homestead, recorded on XX/XX/XXXX in Instrument No. XXXXXXXXXXXXXXX." |  |  |
| OBX2026HYB1316 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33976.36 | $0.00 | $33976.36 | $33976.36 | $3294.54 | $0.00 | $3294.54 | "Property type is Condominium.<br> No Current/Expired Lis Pendens Located.<br> Unit Power Of Attorney Recorded on XX/XX/XXXX, as Book/Page DXXXXX/XXX, at Inst No.XXXX-XXXXX.<br> At the time of our search through the XXX & Finance and XXX no liens were located on the property." | XXXX General taxes Xst half taxes are paid in the amount of $XXXX.XX and Xnd General taxes Xnd half taxes are paid in the amount of $XXXX.XX.<br> XXXX school Xst half taxes are paid in the amount of $XXXX.XX and Xnd school half taxes are paid in the amount of $XXXX.XX.<br> XXXX General taxes are unavailable online.<br> no assessment breakdown<br> as per tax collectors website, online information are SUBJECT TO CHANGE. |  |
| OBX2026HYB1287 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18375.70 | $0.00 | $18375.70 | "Property Type: Single Family Residential<br> Abbreviated Legal: LT X, XXX. XXXSXXXX, REC NO. XXXXXXXXXXXXXX XXX, STATE OF XXX." |  |  |
| OBX2026HYB1337 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5570.11 | $0.00 | $5570.11 | "PROPERTY TYPE IS CONDOMINIUM" |  |  |
| OBX2026HYB1385 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2757.87 | $0.00 | $2757.87 | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026HYB1375 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2825.96 | $0.00 | $2825.96 | "Property Type: Single Family Residential<br> Affidavit of Occupancy recorded on XX/XX/XXXX, in Instrument No. XXXXXXXX and Book/Page XXXXX/XXXX" |  |  |
| OBX2026HYB1322 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8195.48 | $0.00 | $8195.48 | "Property Type: Single Family Residential<br> Abbreviated Legal: LT X, XXX, XXX, XXX #XXXXXXX, XXX County, XXX." |  |  |
| OBX2026HYB1324 | Address Variation | **FAIL** | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  | XXX | Y |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5046.00 | $0.00 | $5046.00 | "Property Type: Single Family Residential<br> Address Variation: XXX XXX" | No assessment breakdown provided. |  |
| OBX2026HYB1383 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11294.19 | $0.00 | $11294.19 | "Property Type: Single Family Residential" |  |  |
| OBX2026HYB1365 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2989.79 | $0.00 | $2989.79 | "PROPERTY TYPE: SFR" | ZONED RESIDENTIAL |  |
| OBX2026HYB1373 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3928.86 | $0.00 | $3928.86 | "Property Type is Single Family Residence." | XXXX Xst half taxes are paid in the amount of $XXXX.XX and Xnd half taxes are due in the amount of $XXXX.XX.<br> No assessment breakdown. |  |
| OBX2026HYB1350 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3039.50 | $0.00 | $3039.50 | "Property Type: Townhouse Home" |  |  |
| OBX2026HYB1339 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4429.36 | $0.00 | $4429.36 | "Property Type: Single Family Residential" | Improvement Value not Available |  |
| OBX2026HYB1328 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8547.58 | $0.00 | $8547.58 | "Property Type is Single Family Residence.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the NY Department of Tax & Finance and NY Department of State no liens were located on the property." | XXXX County/ Town/ school Xst half taxes are paid in the amount of $X,XXX.XX and Xnd half taxes are due in the amount of $X,XXX.XX&nbsp;&nbsp;&nbsp;&nbsp; <br> No assessment breakdown. |  |
| OBX2026HYB1325 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2452.76 | $0.00 | $2452.76 | "Property Type is Single Family Residence.<br> No Current/Expired Lis Pendens Located.<br> At the time of our search through the XXX and XXX no liens were located on the property." | XXXX County/ Town/ school Xst half taxes are paid in the amount of $X,XXX.XX and Xnd half taxes are due in the amount of $X,XXX.XX.<br> No assessment breakdown. |  |
| OBX2026HYB1353 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3183.00 | $0.00 | $3183.00 | "Property Type: Single Family Residential" |  |  |
| OBX2026HYB1352 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1691.73 | $0.00 | $1691.73 | "Property Type: Single Family Residential" | No Assessment Breakdown Provided |  |
| OBX2026HYB1340 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX | XXX | N/A | $XXXXXX | 1 N |  |  |  | 0 | $0.00 | 0 | XXXX | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5371.40 | $0.00 | $5371.40 | "Property Type: Single Family Residential" | No Assessment Breakdown Provided. |  |

---

## Exhibit 99.02

**Exhibit 99.02**

![](ex99-02_001.jpg)

OBX 2026-HYB1

Bank of America, N.A.

Opus Capital Markets Consultants, LLC

5718 Westheimer Road – Suite 1000 \| Houston, TX 77057 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**April 27, 2026**

**Performed by**

**Opus Capital Markets Consultants, LLC**

**For**

**Bank of America, N.A**

The report summarizes the results of a due diligence review performed on a pool of 284 loans provided by Bank of America, N.A.. ("Customer") who provided Opus Capital Markets Consultants, LLC ("Consultant") with a data tape, from which 100% of the loan sample was chosen and loaded into the LauraMac underwriting software. Consultant performed a detailed credit and compliance review of all loans.

As detailed herein, the pool contains one hundred fifty-three (153) QM: Safe Harbor APOR (APOR SH) loans, sixty-six (66) QM: Safe Harbor DTI (DTI SH) loans, forty-four (44) QM Risk: Loan does not meet QM requirements loans, eighteen (18) ATR/QM: Not Applicable loans and three (3) ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) loans. All loans were re-underwritten in accordance with the lender guidelines provided in terms of Exhibit A

Consultant performed a title review on 284 loans. Title reports were ordered from a third party title company and reviewed by Opus in accordance with the statement of work as listed in the scope below of Exhibit A Item 2.

Consultant performed a payment history review on the loans within the Opus seasoned asset underwriting software. A payment history review was performed on 284 loans. The loans were reviewed in accordance with the statement of work as listed in the scope below of Exhibit A Item 3.

Consultant performed a modification review within the LauraMac underwriting software on 12 loans. The loans were reviewed in accordance with the statement of work as listed in the scope below Exhibit A Item 4

<u>EXHIBIT A</u>

&nbsp;&nbsp;&nbsp;&nbsp;1. Credit Review

**Credit Qualification**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as specified by the Client. In
lieu of specific requirements, Consultant should consider Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and asset verifications pursuant
to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as used by the original loan underwriter
at origination to determine compliance with the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements
for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by the loan underwriter at origination
to determine compliance with Client provided underwriting guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the loan for integrity of comparable
sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Review the appraisal to determine the
appraisal(s) meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio were accurate at origination
and meet Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate credit depth to comply with the
Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented and reasonable.

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:

**a) Collateral Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description
of the property, liens and tax assessments.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has
been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by
all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of
the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was
sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is
not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded
mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

&nbsp;&nbsp;&nbsp;&nbsp;· Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership
interest of the subject parties is detailed on the deed.

**b) Closing Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and
signatures or certification depending upon state compliance requirements.

&nbsp;&nbsp;&nbsp;&nbsp;· Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness
of required data and that all required signatures are present.

&nbsp;&nbsp;&nbsp;&nbsp;· Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution
of the Notice of Right to Cancel.

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

&nbsp;&nbsp;&nbsp;&nbsp;· Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Application: Verify the presence and completeness of both the initial and final loan applications.

&nbsp;&nbsp;&nbsp;&nbsp;· Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

&nbsp;&nbsp;&nbsp;&nbsp;· Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing
requirements allowable per the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file
contains a verification of rent or a verification of mortgage form.

&nbsp;&nbsp;&nbsp;&nbsp;· Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence
of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters
exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting
guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;· Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan
file.

&nbsp;&nbsp;&nbsp;&nbsp;· Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy
the minimum required documentation under the relative Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending
upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting
guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The "material"<sup>1</sup> disclosure requirements of the
 federal Truth-in-Lending Act ("TILA"), as amended by the Home Ownership and Equity
 Protection Act ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and
 implemented by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating
 to Higher-Priced Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the
 early TIL disclosure provisions of the Mortgage Disclosure Improvement Act ("MDIA"),
 as implemented by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by
 the TILA-RESPA Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution
of the Notice of Right to Cancel by all required parties, verifying the disbursement date and determining if a full three (3) day rescission
period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This review is also to be performed on transactions that are exempt from the rescission requirement but on which a Notice of Right
to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A condition must be placed if the transaction is a refinance by the original creditor and the borrower was provided the Form H-8 rescission
notice. Consultant will note in the condition whether there was a new advance that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review and compare the initial and final TIL, and any re-disclosed
TIL(s), with a report outlining any TILA violations, including a recalculation of disclosed finance charge, proper execution
by all required parties, principal and interest calculations, proper completion of the interest rate and payment summary, recalculation
of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided
within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial Loan Estimate (LE) was delivered within
three (3) business days of application and seven (7) business days prior to consummation in accordance with Client's Underwriting
Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review the required sections of each LE to ensure they were
populated in accordance with the TRID Rules. (If the file reflects more than one LE was provided, each revised LE must have corresponding
Change of Circumstance documentation. The 0% and 10% fee tolerance evaluations will be based on the fee amounts disclosed on the
initial LE and any valid changes documented and disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the Closing Disclosure (CD) confirm the borrower received
the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review the required sections of each CD to ensure they were populated in accordance with the TRID Rules. (Any fee tolerance issues
to be cured at closing or within 60 days of loan consummation.)

2. Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603 and
2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the TRID Rule;

3. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution;

4. Confirmation that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice to Home Loan Applicant;

5. Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability to Repay underwriting standards (12 C.F.R. 1026.43(c));
refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified mortgages
as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.) and the Department of Veterans Affairs (38
C.F.R. Part 36 et seq.; and Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)) In accordance with "Ability
to Repay and Qualified Mortgage Review" description below;

6. The Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented by
Regulation Z, 12 C.F.R 1026.36;

<sup>1</sup> These "material" disclosures include the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

7. The
requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R. 1026.35;

8. The appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as implemented
by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k) and RESPA,
as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35, and Regulation
X, 12 C.F.R 1024.17, respectively;

11. The disclosure requirements and prohibitions of any applicable state, county and municipal laws and
ordinances, as amended, that have been enacted to regulate so-called "predatory lending":

12. Consultant shall confirm that any mortgage property located in an area identified on a flood hazard
map or flood insurance rate map issued by the Federal Emergency Management Agency as having special flood hazards is subject to a qualified
flood insurance policy that appears to be is in effect.

13. For any loans designated as TILA exemption, Consultant shall review the loan file for evidence that
the primary purpose of the loan was for commercial or business purposes, including, but not limited to a business purpose certification.

14. Documentation. Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1 is signed by all parties (including closing agent) or stamped certified by the closing agent;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent; if the stamp
does not contain the signature or initials, it must identify the name of the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Loan Estimate in will be considered delivered based on the date issued, subject to the three-day
mailing rule unless the file contains documentation indicating earlier receipt. The loan file may contain one or more Loan Estimates with
the latest one provided up until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Closing Disclosure in the loan file will be considered delivered based on the date issued, subject
to the three-day mailing rule unless the file contains documentation indicating earlier receipt. The loan file may contain one or more
Closing Disclosures with the latest one provided up until the consummation date being considered the Final with any delivered post consummation
considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing Disclosure,
must be shown as paid to the third-party provider. A condition must be set if a third-party fee is paid to the lender, investor, etc.
or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT will condition for evidence in the file indicating that a charge on the HUD-1/Closing Disclosure
exceeds the actual cost to the borrower (i.e. cost printed / stamped on the face of the document showing an amount less than the charge
on the HUD-1/Closing Disclosure). Variations of less than $1 are deemed to be within reasonable limits and are not to be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing Disclosure
to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance with
the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.) based upon the loan's designation
(Safe Harbor QM, Rebuttable Presumption QM, Exempt). Consultant determines the loan's status under the QM rule requirements and
assigns a due diligence loan designation. Consultant notes as a material exception if the due diligence findings do not confirm the same
loan designation. Additionally, Consultant notes if a loan designation was not provided. Consultant will verify if each loan meets the
requirements for a QM under § 1026.43(e)(2)—whether the loan is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable
presumption QM under § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender determination of QM and
indicating factors in its ability-to-repay determination, including how the originator applied its policies and procedures in verification.
For loans applications taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements of the revised general
QM definition effective March 1, 2021.

2. For loans for which applications were received prior to July 1, 2021, if a loan was designated as QM
and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Consultant
reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the paragraph
(3)(a)(i) below and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance with the Ability to Repay (ATR) but
not Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether, based on available information in
the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the
"points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately. Consultant reviews
to the applicable consider and verify requirements under the QM rule depending on whether the QM was originated under the original general
QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For each QM designated loan that satisfied the applicable requirements enumerated above, Consultant then determines whether the loan
is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable
average prime offer rate plus a certain percentage. For QM designated loans originated under the revised general QM definition effective
March 1, 2021, Consultant also determines whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ability to repay portion of the review for non-agency eligible loans only will focus on the eight factors detailed in the ATR
Rule as detailed below for non-agency eligible loans. The Consultant will review the loan file to determine if the creditor verified and
considered each of the eight factors utilizing reasonably reliable third-party documentation at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly mortgage payment for subject loan using the introductory or fully indexed rate, whichever
is higher, and monthly, fully amortized payments that are substantially equal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly payments for property taxes and hazard/flood insurance and certain other costs
related to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts, alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For loans designated as agency eligible, Consultant will not review for compliance with the requirements of Appendix Q or General
Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant reviews loans to determine their conformity with the ATR/QM factors above and is not rendering
an independent assessment or analysis. Consultant's review is based on information contained in the loan file at the time it is
provided to Consultant, and only reflects information as of that point in time and does not mean any regulator, judicial or agency will
agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;· Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify the Servicing Transfer Disclosure was provided to the borrower(s) within three general business days of "Application"

&nbsp;&nbsp;&nbsp;&nbsp;· Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Home Loan Tool Kit is provided within three general business days of application

&nbsp;&nbsp;&nbsp;&nbsp;· Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Initial Escrow Disclosure Statement was provided at closing or within 45-days after settlement

**Equal Credit Opportunity Act (Regulation B)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days
of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower
on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses
the following test: Was appraisal/valuation documentation processed at least six (6) days prior to account opening/ consummation date
(3 day rule plus 3 days mailing time)?

&nbsp;&nbsp;&nbsp;&nbsp;· For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver
at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3)
business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations
at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score
disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm
the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b)
If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by
15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations**

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

&nbsp;&nbsp;&nbsp;&nbsp;· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate
Bill 949).

&nbsp;&nbsp;&nbsp;&nbsp;· District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg
§ 2000.1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

&nbsp;&nbsp;&nbsp;&nbsp;· Georgia
Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

&nbsp;&nbsp;&nbsp;&nbsp;· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB
1692 (2012), effective January 10, 2014.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155;
8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

&nbsp;&nbsp;&nbsp;&nbsp;· Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Kansas Consumer Credit Code

&nbsp;&nbsp;&nbsp;&nbsp;· Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me.
Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439
(2009).

&nbsp;&nbsp;&nbsp;&nbsp;· Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§
8-501 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland
Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code
§§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et. seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

&nbsp;&nbsp;&nbsp;&nbsp;· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota Mortgage Originator and Servicer Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004
(2007) and Senate File 988 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS §
598D.010 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· New
Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and
as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and
as implemented by 3 NYCCR Part 41 as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

&nbsp;&nbsp;&nbsp;&nbsp;· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory
Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio
Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio
Consumer Sales Practices Act, Ohio Rev. Code Ann. §1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· City
of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer
Credit Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma
Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final
Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

&nbsp;&nbsp;&nbsp;&nbsp;· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(a)(6), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(f)(2), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422;
6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003, to September 30, 2010, as amended), Va. Code
Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et
seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

&nbsp;&nbsp;&nbsp;&nbsp;· Washington House Bill 2770, Mortgage Lending Ownership

&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wyoming Credit Code

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is an extension of credit primarily for business, commercial or agricultural purposes

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower
has obtained flood insurance

&nbsp;&nbsp;&nbsp;&nbsp;· Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Meets requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Provided by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. The premium for which is paid by the condominium associate, cooperative, homeowners association, or other group as a common expense.

**Data Compare**

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraised Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· FICO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Only

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Term

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· LTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Original Balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property City

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property State

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales Price

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Second Mortgage Lien Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Self Employed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zip Code

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· QM Status

&nbsp;&nbsp;&nbsp;&nbsp;2. Title Review

**Title Review**

To the extent required by the Client, Consultant can perform a title review and perform the following

Procedures:

&nbsp;&nbsp;&nbsp;&nbsp;· Review updated title report (One Owner O&E report) to identify judgments / liens / encumbrances (pre and post origination) which
would impact the lien position of the subject mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm subject mortgage is recorded.

&nbsp;&nbsp;&nbsp;&nbsp;· Review Schedule B: Ensure any liens recorded prior to the mortgage recordation date are listed as exceptions on the final title policy.

&nbsp;&nbsp;&nbsp;&nbsp;· Super lien Homeowners' Association (HOA) liens.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o For the purpose of the review the following states are subject to HOA super liens

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ AL, AK, CO, CT, DC, DE, FL, HI, IL, MA, MD, MN, MO, NV, NH, NJ, OR, PA, RI, TN, VA, VT, WA and WV.

&nbsp;&nbsp;&nbsp;&nbsp;3. Payment History Review

**Payment History**

Prior to the start of each review Client and Consultant will mutually agree on the look back period and capture the agreed upon history (12, or 24 months). Consultant will capture and report a payment string and monthly net cash flows. Monthly net cash flows are defined as all cash collected net of reversals.

&nbsp;&nbsp;&nbsp;&nbsp;4. Modification Review (12 loans)

Modification Review

&nbsp;&nbsp;&nbsp;&nbsp;· Consultant will perform the following for each modified loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Inventory the complete current modification in place

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Identify and report if missing or incomplete and how the modification is incomplete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Report the number of modifications in the file including the current modification in place

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Capture all the modification data from the current modification in place

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ See Table 1 for modification data

**Table 1 Modification Table**

For the current modification, the vendor will identify the following information, where relevant.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Modification Reason | &nbsp;&nbsp;Rate Change Frequency (a) | &nbsp;&nbsp;Negative Amortization Percentage |
| &nbsp;&nbsp;Balance | &nbsp;&nbsp;Initial Rate Cap (a) | &nbsp;&nbsp;Principal Reduction Amount ("PRA") |
| &nbsp;&nbsp;Modification Date | &nbsp;&nbsp;Initial Rate Maximum (a) | &nbsp;&nbsp;PRA Anniversary Date |
| &nbsp;&nbsp;Program Type | &nbsp;&nbsp;Initial Floor (a) | &nbsp;&nbsp;Step Rate Flag |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Initial Rate Minimum (a) | &nbsp;&nbsp;Step Rate 1-10 (as applicable) |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;First Payment Adjustment Date (a) | &nbsp;&nbsp;Step First Pmt. Date 1-10 (as applicable) |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;First Rate Change (a) | &nbsp;&nbsp;Step P&I Amount 1-10 (as applicable) |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Next Payment Adjustment Date (a) | &nbsp;&nbsp;Extension Flag |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Next Rate Adjustment Date (a) | &nbsp;&nbsp;Extension Date |
| &nbsp;&nbsp;Balloon Indicator (Y/N) | &nbsp;&nbsp;Periodic Rate Cap (a) | &nbsp;&nbsp;Period Extended |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Initial Interest Rate | &nbsp;&nbsp;Periodic Rate Floor (a) | &nbsp;&nbsp;Deferment Flag (Y/N) |
| &nbsp;&nbsp;Initial P&I Amount | &nbsp;&nbsp;Lifetime Rate Cap (a) | &nbsp;&nbsp;Deferment Date |
| &nbsp;&nbsp;Payment Frequency | &nbsp;&nbsp;Lifetime Rate Floor (a) | &nbsp;&nbsp;Amount Deferred |
| &nbsp;&nbsp;Mod Type (Fixed/ARM/GPM) | &nbsp;&nbsp;Lifetime Minimum Rate (a) | &nbsp;&nbsp;Deferred Balance (principal, interest, other) |
| &nbsp;&nbsp;Interest Only Flag (Y/N) | &nbsp;&nbsp;Lifetime Maximum Rate (a) | &nbsp;&nbsp; Capitalized Amount<br> (advances, interest arrearages, suspense) |
| &nbsp;&nbsp;Index (a) | &nbsp;&nbsp;Interest Only Indicator (Y/N) | &nbsp;&nbsp;Accruing Balance |
| &nbsp;&nbsp;Margin (a) | &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;Modification PITIA |
| &nbsp;&nbsp;Payment Change Frequency (a) | &nbsp;&nbsp;Neg Am Indicator (Y/N) | &nbsp;&nbsp;Pre-Mod Rate, balance, & PI |

---

If a temporary modification is present, the vendor will collect the following data point concerning the temporary modification:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Status | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;**Interest Only Term** |
| &nbsp;&nbsp;Temp-to-Perm Option | &nbsp;&nbsp;Amount Forgiven | &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;ARM or Fixed | &nbsp;&nbsp;Original Rate |
| &nbsp;&nbsp;End Date | &nbsp;&nbsp;Interest Only Flag (Y/N) | &nbsp;&nbsp;Original Balance |

---

The vendor will also:

&nbsp;&nbsp;&nbsp;&nbsp;· Inventory the complete current modification in place;

&nbsp;&nbsp;&nbsp;&nbsp;· Identify and report if missing or incomplete and how its incomplete;

&nbsp;&nbsp;&nbsp;&nbsp;· Report the # of modifications in the file including the current modification in place; and

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm the current Interest Rate (on the tape provided) is consistent with the current modification in place.

During the course of the review, the vendor will compare information provided by the client in a review data tape to information collected by the vendor. Variances will be identified and verified where possible. In addition, the vendor will also perform a data reconciliation process with the servicer and Client.

**<u>Pool Details</u>**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** |  |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |  |
| &nbsp;&nbsp;Cash out Refi | &nbsp;&nbsp;57 | &nbsp;&nbsp;20.07% |  |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;79 | &nbsp;&nbsp;27.82% |  |
| &nbsp;&nbsp;Rate / Term Refi | &nbsp;&nbsp;148 | &nbsp;&nbsp;52.11% |  |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |  |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;158 | &nbsp;&nbsp;55.63% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;Co-op | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;16 | &nbsp;&nbsp;5.63% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.70% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;PUD | &nbsp;&nbsp;100 | &nbsp;&nbsp;35.21% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.11% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.70% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;279 | &nbsp;&nbsp;98.24% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.76% |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;284 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |

---

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.30% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;13 | &nbsp;&nbsp;95.42% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;4 | &nbsp;&nbsp;98.59% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;10 | &nbsp;&nbsp;96.48% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.65% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.65% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;58 | &nbsp;&nbsp;79.58% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;4 | &nbsp;&nbsp;98.59% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.65% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.65% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;194 | &nbsp;&nbsp;31.69% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;41 | &nbsp;&nbsp;85.56% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;192 | &nbsp;&nbsp;32.39% |
| &nbsp;&nbsp;**Total Loans** | &nbsp;&nbsp;**284** |  |

---

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were three (3) obligors with multiple loans in the pool.

**Property Inspection Waivers:** No loans had a Property Inspection Waiver.

This is a seasoned loans pool, no valuation waterfall required. Current BPOs were provided, but not considered in the valuation waterfall.

**<u>Payment History Review Summary</u>**

Opus reviewed the servicer provided payment history for each loan to establish payment activity and develop a payment delinquency string. Opus reviewed each payment transaction and determined how it impacted the contractual due dates on the loans in the portfolio. The focus of the review was to determine monthly cash flows and level of delinquency through creation of a payment string. The as of date for all loans reviewed in the 12 month review period was November 30, 2025

Opus compared the servicer supplied delinquency string to the recreated string and identified no discrepancies as noted in the table below. Based upon the analysis, Opus determined that the majority of the loans were found to be performing.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Delinquency String Analysis** | &nbsp;&nbsp;**Delinquency String Analysis** | &nbsp;&nbsp;**Delinquency String Analysis** |
|  | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Percent** |
| &nbsp;&nbsp;Delinquency String without Discrepancy | &nbsp;&nbsp;284 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Current Delinquency Status** | &nbsp;&nbsp;**Current Delinquency Status** | &nbsp;&nbsp;**Current Delinquency Status** |
|  | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Percent** |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;284 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**284** | &nbsp;&nbsp;**100.00%** |

---

**Delinquency String**

Opus utilizes the MBA method of defining delinquency status. Below is a table that represents the delinquency coding methodology used during the analysis.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Delinquency<br> String** | &nbsp;&nbsp;**Delinquency Level Range** |
| &nbsp;&nbsp;0 | &nbsp;&nbsp;Current |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;30 – 59 Days |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;60 – 89 Days |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;90 – 119 Days |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;120 – 149 Days |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;150 – 179 Days |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;180 – 209 Days |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;210 – 239 Days |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;240 – 269 Days |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;270+ Days |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated April 29, 2026. Grades provided are for the Credit and Compliance Review. There are no grades for the Title, Payment History or Modification Reviews.

---

| | | |
|:---|:---|:---|
| **Overall Grade Summary** | | |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;150 | &nbsp;&nbsp;52.82% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;124 | &nbsp;&nbsp;43.66% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;10 | &nbsp;&nbsp;3.52% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Compliance Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;177 | &nbsp;&nbsp;62.32% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;97 | &nbsp;&nbsp;34.15% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;10 | &nbsp;&nbsp;3.52% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Credit Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;212 | &nbsp;&nbsp;74.65% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;72 | &nbsp;&nbsp;25.35% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Property Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;284 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<u>Loans Reviewed (284)</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;6Y66SRWRV6WW | &nbsp;&nbsp;PWA8AY5V8XA7 | &nbsp;&nbsp;R7WA95PS65SQ | &nbsp;&nbsp;6SQTTTYUXSS6 | &nbsp;&nbsp;67WAA5STQQA9 | &nbsp;&nbsp;WR678WYR9RYW |
| &nbsp;&nbsp;TXVV95V9ASTX | &nbsp;&nbsp;595QVUAUUSS8 | &nbsp;&nbsp;5S9XPTPPT86U | &nbsp;&nbsp;87T7VT6YYYQ9 | &nbsp;&nbsp;WY8PVSUP8UQ8 | &nbsp;&nbsp;6WSVW79W9T99 |
| &nbsp;&nbsp;67PWA7YUYY7S | &nbsp;&nbsp;7R79WRVARU87 | &nbsp;&nbsp;WAS6877776AP | &nbsp;&nbsp;XUT88VRAS9YQ | &nbsp;&nbsp;6X9ASP7TA95V | &nbsp;&nbsp;RTTUXU7ATW9V |
| &nbsp;&nbsp;U7697PPTRRPV | &nbsp;&nbsp;SPTV9VW9R55Q | &nbsp;&nbsp;T65RYXQS6697 | &nbsp;&nbsp;776Y95787XSQ | &nbsp;&nbsp;Q7TTQUSPP5RT | &nbsp;&nbsp;68UU6P87P9PV |
| &nbsp;&nbsp;A6AUVVTYX7VP | &nbsp;&nbsp;97RYSA77UPTQ | &nbsp;&nbsp;AS8V7PWX87YU | &nbsp;&nbsp;YSUVR9PPWPRW | &nbsp;&nbsp;7PYQ9Q7UXV97 | &nbsp;&nbsp;V58VYW65WA9S |
| &nbsp;&nbsp;5A8TS5Y96QSR | &nbsp;&nbsp;8XP5UV7PYA5W | &nbsp;&nbsp;WQPRTYW8XUVA | &nbsp;&nbsp;6UTXSSA8P96T | &nbsp;&nbsp;UW9SQ9Q8XQ79 | &nbsp;&nbsp;8VXQYQ7XRWRQ |
| &nbsp;&nbsp;QX9PWYXUXQPU | &nbsp;&nbsp;UV9U9XUAYUQV | &nbsp;&nbsp;VVRWSAX6T6R7 | &nbsp;&nbsp;RX59XPXU75SS | &nbsp;&nbsp;WP78QWXRWW55 | &nbsp;&nbsp;P8UXYQ7YYA7X |
| &nbsp;&nbsp;YX9TRR5VT8R5 | &nbsp;&nbsp;UY5P7W87UTST | &nbsp;&nbsp;US5PRWQ5W7P8 | &nbsp;&nbsp;YU6YAW8SAVR9 | &nbsp;&nbsp;YVWTR9ATXPQR | &nbsp;&nbsp;W9XU9S6PSWUY |
| &nbsp;&nbsp;XUAW68SUY8PS | &nbsp;&nbsp;W8U575AQ9RV9 | &nbsp;&nbsp;PYTRXT675QP5 | &nbsp;&nbsp;TYPPYX9WR856 | &nbsp;&nbsp;6YV8APTUTVP8 | &nbsp;&nbsp;R66VR78RY6R6 |
| &nbsp;&nbsp;A7P86A9RSS5A | &nbsp;&nbsp;VSAPY7TUUWUT | &nbsp;&nbsp;79UY77S5Q5R7 | &nbsp;&nbsp;U6PWRX9RU8US | &nbsp;&nbsp;7AS6YU6VPQQU | &nbsp;&nbsp;9X5TTY5Y9RQX |
| &nbsp;&nbsp;W9TQ8WUVXR89 | &nbsp;&nbsp;SYXW9XP6S7R5 | &nbsp;&nbsp;6XXSSWAP5S5Q | &nbsp;&nbsp;R8XY655QYRAQ | &nbsp;&nbsp;PV8RYUWA95T8 | &nbsp;&nbsp;5R86T8PR6UXP |
| &nbsp;&nbsp;ST7QU8AW6AS7 | &nbsp;&nbsp;WSVUWPQSRV6A | &nbsp;&nbsp;T77YY6YX6ASV | &nbsp;&nbsp;656RX8TXR5XX | &nbsp;&nbsp;WWX95XVWU5A6 | &nbsp;&nbsp;YPWSX9A5YSYP |
| &nbsp;&nbsp;WWRYQY7R7TT5 | &nbsp;&nbsp;Y98QSYPW9A57 | &nbsp;&nbsp;TS7A5V9SQ87A | &nbsp;&nbsp;RS99QW9PWTPS | &nbsp;&nbsp;VTSPSXPSY689 | &nbsp;&nbsp;9A9QXVV6ATQY |
| &nbsp;&nbsp;U86W8RVVXV75 | &nbsp;&nbsp;9VXWSS58TY7Y | &nbsp;&nbsp;XSQS55QPYS5R | &nbsp;&nbsp;WARUVYQY95AT | &nbsp;&nbsp;S8VRWVWAWSR7 | &nbsp;&nbsp;S8S95W8UUVX6 |
| &nbsp;&nbsp;7TSVQVSUVX8Q | &nbsp;&nbsp;YTRQQRQQYQS5 | &nbsp;&nbsp;R9669RU5XA7Y | &nbsp;&nbsp;S8PYRYXR65UY | &nbsp;&nbsp;PV8QSQWTYS8R | &nbsp;&nbsp;R9589A66XXU7 |
| &nbsp;&nbsp;57TSWAWYT5QX | &nbsp;&nbsp;57VRQ6UYPY7U | &nbsp;&nbsp;SPSU9QRVXP5U | &nbsp;&nbsp;8X678VT88X8Y | &nbsp;&nbsp;A6U57AA57SWX | &nbsp;&nbsp;R6VUR8AV97TW |
| &nbsp;&nbsp;7UXRA9TU79T9 | &nbsp;&nbsp;7U6Y67YYATT9 | &nbsp;&nbsp;Q9VPA566USY9 | &nbsp;&nbsp;STY8Y9WRUSAS | &nbsp;&nbsp;7XSWP8YTU96Y | &nbsp;&nbsp;W7SQA6W5TW7W |
| &nbsp;&nbsp;TYTS5Y7XT9VX | &nbsp;&nbsp;VYYPPT6AYU8U | &nbsp;&nbsp;5P8X5958VTY9 | &nbsp;&nbsp;UVTP8UQ7Q86V | &nbsp;&nbsp;98X5TPU6RY7P | &nbsp;&nbsp;UQ8XQW6SVUAY |
| &nbsp;&nbsp;T59UV6QAA9S9 | &nbsp;&nbsp;5W5VX77U5WR6 | &nbsp;&nbsp;V9VUQWWV6VSP | &nbsp;&nbsp;V569W6S5PPQV | &nbsp;&nbsp;X7YTYXRPA6A7 | &nbsp;&nbsp;5YAQVXSSYPQU |
| &nbsp;&nbsp;WRV9SY86QAQU | &nbsp;&nbsp;T66A58TR5UQU | &nbsp;&nbsp;VV67Y7PPQY8U | &nbsp;&nbsp;VVYXP5SXUR59 | &nbsp;&nbsp;XWTTT5V9RVSP | &nbsp;&nbsp;SQT8QRRUQPWR |
| &nbsp;&nbsp;5TQWY967U5RQ | &nbsp;&nbsp;Y95U58UP5S8Q | &nbsp;&nbsp;87W68TAX5PX7 | &nbsp;&nbsp;6XP7PAUA6XA6 | &nbsp;&nbsp;7SQXA7VRAX8Q | &nbsp;&nbsp;XWSS5U8AQ7TV |
| &nbsp;&nbsp;5P7SRQ99AU6S | &nbsp;&nbsp;8UVS65A8YUQ7 | &nbsp;&nbsp;VQ8U5Y8WVPX7 | &nbsp;&nbsp;7VATTUQQVX9Y | &nbsp;&nbsp;AYSVVQY99AV6 | &nbsp;&nbsp;TQ88RQAS7PWA |
| &nbsp;&nbsp;PS5XWQ8W6Y7S | &nbsp;&nbsp;9AWRS5STWQTR | &nbsp;&nbsp;PY9X8QY6SAP6 | &nbsp;&nbsp;9RQAQXXXPTXA | &nbsp;&nbsp;QU756T9SQX6V | &nbsp;&nbsp;VWAW978TVVA5 |
| &nbsp;&nbsp;V6SWURQ65AY8 | &nbsp;&nbsp;8RQPUVXP58S8 | &nbsp;&nbsp;XU68XUUAW57Y | &nbsp;&nbsp;WRS86TR6YRTY | &nbsp;&nbsp;XPUASW7YQYWV | &nbsp;&nbsp;58PQ8QAU7VRW |
| &nbsp;&nbsp;A5UXXX7587XA | &nbsp;&nbsp;6W9S8TXWY888 | &nbsp;&nbsp;RQUV6QU9PW6A | &nbsp;&nbsp;SR6XVPXQRVWA | &nbsp;&nbsp;U9TQ5WS7Q6A7 | &nbsp;&nbsp;WW7XXVWX6S78 |
| &nbsp;&nbsp;8YW5TYSX5PY8 | &nbsp;&nbsp;YSQ87X57QX87 | &nbsp;&nbsp;VV75AYP57PW5 | &nbsp;&nbsp;TSXW9796APPY | &nbsp;&nbsp;A7S8XURRAX5Y | &nbsp;&nbsp;YA9V5VVAQV7S |
| &nbsp;&nbsp;75VS57US9UUA | &nbsp;&nbsp;X96P9WXRUAA9 | &nbsp;&nbsp;6ARR8V5VUX76 | &nbsp;&nbsp;VQ5Q7YT7YXX8 | &nbsp;&nbsp;5RTARAQV5556 | &nbsp;&nbsp;TA88AV77PRRW |
| &nbsp;&nbsp;X6S6YY76XQ5T | &nbsp;&nbsp;X8PW7VYRVPP8 | &nbsp;&nbsp;8V9TRR7TTVU6 | &nbsp;&nbsp;79YA988SSPQT | &nbsp;&nbsp;PP67VSY8WYRQ | &nbsp;&nbsp;W8APW96TARA6 |
| &nbsp;&nbsp;7UA7S7YP6YVX | &nbsp;&nbsp;QVX9U79XWW5A | &nbsp;&nbsp;59UTRQVV7AUQ | &nbsp;&nbsp;V5X5RURRSSRU | &nbsp;&nbsp;R5RT7ST855SA | &nbsp;&nbsp;PVSSA7AS8VPW |
| &nbsp;&nbsp;RUV5659XW5S6 | &nbsp;&nbsp;W5Q68S75PPP8 | &nbsp;&nbsp;A5XXQVS59V95 | &nbsp;&nbsp;869VT9X97AQT | &nbsp;&nbsp;SQP95S556YA5 | &nbsp;&nbsp;9XTP6RSTYU78 |
| &nbsp;&nbsp;9RTR75XYW5WA | &nbsp;&nbsp;STSTWT85ASX8 | &nbsp;&nbsp;V5RAX5656U87 | &nbsp;&nbsp;R8AQ88A57QY9 | &nbsp;&nbsp;VYYYXSAR8PPV | &nbsp;&nbsp;A6W5W7VS76W7 |
| &nbsp;&nbsp;6A8WAYQPAQ7W | &nbsp;&nbsp;7RVAT67RP5TT | &nbsp;&nbsp;SPY6URWX79U7 | &nbsp;&nbsp;Y5WWYS8Y6XQS | &nbsp;&nbsp;U8TX5R6QWWWA | &nbsp;&nbsp;APXS8SVRQTUW |
| &nbsp;&nbsp;YRUYUY5VS7X5 | &nbsp;&nbsp;A9SP76AP7QPQ | &nbsp;&nbsp;QTYAUASVYVXV | &nbsp;&nbsp;WA8XY7TY7YW6 | &nbsp;&nbsp;YTWWQ79TVXSW | &nbsp;&nbsp;7XA65A8595SW |
| &nbsp;&nbsp;S6VXV8R6SAP7 | &nbsp;&nbsp;689PRSWP5789 | &nbsp;&nbsp;X6585TQTP6WY | &nbsp;&nbsp;QAA7XRV75AUT | &nbsp;&nbsp;R9Q689SW5TSS | &nbsp;&nbsp;T7VURWRQVP9V |
| &nbsp;&nbsp;U5T86T8RQPR5 | &nbsp;&nbsp;T7WXR58PAW99 | &nbsp;&nbsp;PYT5888SSPXP | &nbsp;&nbsp;SX5R57XUPXQ7 | &nbsp;&nbsp;76Y88Y8SSYVV | &nbsp;&nbsp;YWS9X7796QU6 |
| &nbsp;&nbsp;XA56X85AUA88 | &nbsp;&nbsp;TAYYQU5SU7XS | &nbsp;&nbsp;XTTQ8S99W5QR | &nbsp;&nbsp;A7PWTSTYXYAR | &nbsp;&nbsp;6STQTS966RQ9 | &nbsp;&nbsp;8XARRWXSWSWV |
| &nbsp;&nbsp;S6TASPRRRVYW | &nbsp;&nbsp;7V59XVVPW8SR | &nbsp;&nbsp;X75YTV7RX7U7 | &nbsp;&nbsp;6R9UU6WR7XXP | &nbsp;&nbsp;9QS8VQPPSV96 | &nbsp;&nbsp;SRA97QUWYV7A |
| &nbsp;&nbsp;PTUAUAQ9SWY6 | &nbsp;&nbsp;9VRT5UV7QQP6 | &nbsp;&nbsp;66X6RQT665V9 | &nbsp;&nbsp;QTS9WSP66QAT | &nbsp;&nbsp;QQY5WA5SPQU7 | &nbsp;&nbsp;WXT8XY9W79SQ |
| &nbsp;&nbsp;69Y8QRQAA96P | &nbsp;&nbsp;S6Y56XS8RRAQ | &nbsp;&nbsp;RU59YU6TPTQ5 | &nbsp;&nbsp;AW55TVVVRSR8 | &nbsp;&nbsp;URVYUQXP68VW | &nbsp;&nbsp;VYRURYS8RR5A |
| &nbsp;&nbsp;VWRYUPVTPV5X | &nbsp;&nbsp;5TXPQ8ST5PQS | &nbsp;&nbsp;RP5XST9X8Y67 | &nbsp;&nbsp;Q6XPU9TA667P | &nbsp;&nbsp;U559APVA7ASS | &nbsp;&nbsp;96Y9YVQ956VR |
| &nbsp;&nbsp;YX6PW86TQ8YA | &nbsp;&nbsp;QQPU9AR7UYX6 | &nbsp;&nbsp;8UQ95U98Q5W5 | &nbsp;&nbsp;AW7QTUWPP8YP | &nbsp;&nbsp;98PYVRAWV55R | &nbsp;&nbsp;YA9AXY7WVYRW |
| &nbsp;&nbsp;R8S69WYUUPYY | &nbsp;&nbsp;VYRU8V56XYRS | &nbsp;&nbsp;P77QUP5RPVQ9 | &nbsp;&nbsp;9YQYX5R7VU6T | &nbsp;&nbsp;W5S79QQ96YX8 | &nbsp;&nbsp;QUPUUPPSP7UT |
| &nbsp;&nbsp;YU8X5SVXRU6Y | &nbsp;&nbsp;Q8YUXQPP98V9 | &nbsp;&nbsp;795P65A6VV87 | &nbsp;&nbsp;TSYTPU6X8QXW | &nbsp;&nbsp;WA8YUQVX6QVT | &nbsp;&nbsp;UQW9XY7XYUX8 |
| &nbsp;&nbsp;ST9YA788YX9V | &nbsp;&nbsp;AVT5WX9ST55A | &nbsp;&nbsp;P58V5QAWU5PS | &nbsp;&nbsp;UTU888AV6RRT | &nbsp;&nbsp;P8XVWT9SXQT7 | &nbsp;&nbsp;VX67AQ76TY5V |
| &nbsp;&nbsp;U5RS7PVQWWST | &nbsp;&nbsp;85TQ6VWPWTQX | &nbsp;&nbsp;AT766PY7TUSS | &nbsp;&nbsp;PRUVRXSX89UY | &nbsp;&nbsp;99UXRPSV9QRQ |  |
| &nbsp;&nbsp;RYYR5556YRW8 | &nbsp;&nbsp;X9TSTTTW6XWX | &nbsp;&nbsp;8QPAPX9RA6YX | &nbsp;&nbsp;Y7XPW88RWAUA | &nbsp;&nbsp;9AA798YRV8P9 |  |

---

<u>QYAXP7P5868P</u> <u>VA8UUT7QAQTY</u> <u>STQ9YYX7URWU</u> <u>QX99AAPPX8YP</u> <u>5SXS5R6YAQ8A</u>   <br> <u>9XRQPSVYWVA5</u> <u>SUP9YVS76U88</u> <u>YW5WPRUQ9WWP</u> <u>TWSX768AWP7T</u> <u>XXRU8SPYYAR6</u>  

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

## Exhibit 99.02

**Exhibit 99.02 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Alt ID** | **Seller** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXXX | OBX2026HYB1068 | XXXX System Seller |  |  | Seller | 2026-01-12 10:00 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Total Qualified Assets for Reserves Post-Close of $7,693.75 is less than Total Required Reserve Amount of $29,063.76 - Due Diligence Vendor-01/12/2026 |  |  |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7041909 | N/A | N/A |
| XXXXX | OBX2026HYB1021 | XXXX System Seller |  |  | Closed | 2026-01-24 10:06 | 2026-03-27 11:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-03/27/2026 <br> Resolved- - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-03/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282833 | N/A | N/A |
| XXXXX | OBX2026HYB1021 | XXXX System Seller |  |  | Closed | 2026-01-24 10:06 | 2026-02-18 09:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Introductory Rate Period Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-Introductory Rate Period Discrepancy Lender Tape reports an introductory rate period of 120 months. Audit reports an introductory rate period of 84 months. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282830 | N/A | N/A |
| XXXXX | OBX2026HYB1021 | XXXX System Seller |  |  | Closed | 2026-01-24 10:06 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282829 | N/A | N/A |
| XXXXX | OBX2026HYB1021 | XXXX System Seller |  |  | Closed | 2026-01-24 10:06 | 2026-01-28 14:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282832 | N/A | N/A |
| XXXXX | OBX2026HYB1021 | XXXX System Seller |  |  | Closed | 2026-01-24 10:06 | 2026-01-28 14:13 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282831 | N/A | N/A |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 14:22 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open- - Due Diligence Vendor-01/24/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283191 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 15:18 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 44.01% exceeds Guideline DTI of 43% The Lender approved loan at 44.02% DTI - No lender exception located in file. Guidelines provided allow for a max DTI of 43%. Provide 2005 guidelines. Additional conditions may apply. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283256 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 14:49 | 2026-02-02 11:56 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283215 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 15:23 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Cashout Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283263 | N/A | N/A |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 15:23 | 2026-01-28 14:16 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283264 | N/A | N/A |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 14:36 | 2026-01-27 17:32 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283208 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1022 | XXXX System Seller |  |  | Closed | 2026-01-24 15:08 | 2026-01-27 15:58 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). Missing a breakdown showing which fees the 2 credits ($XXX.XX and $XXX) should be applied to. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). Missing a breakdown showing which fees the 2 credits ($XXX.XX and $XXX) should be applied to. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7283241 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-20 17:16 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report The file is missing a third-party fraud report. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7191523 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 07:58 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Required Documentation is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Mortgage Statement for property #1 to show escrows are included in PITIA - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201366 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 08:01 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Borrower | Missing required documentation for debt paid by others | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Documentation for debt(s) paid by other than borrower does not meet requirements for exclusion from DTI calculations. Missing documentation from borrower to show not responsible for property #4, only escrows. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201463 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 07:43 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Evidence of HOA Dues for REO1 Missing Evidence of HOA Dues for REO property #2 on the final application not provided. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201061 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 07:46 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Insurance for REO | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Evidence of Insurance for property REO #3 on final application - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201088 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 07:48 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Evidence of property taxes for property #2, #3, and #4 on the final application not provided. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201150 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:12 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Expiration Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX A hazard insurance declaration for the subject property was provided; however, it is expired - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7204147 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 06:55 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 W2/1099 Missing Missing 2 years' W-2s. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7199827 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 06:55 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Paystubs Missing - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7199826 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 06:55 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing Verification of Employment within 10 days of closing.<br> - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7199825 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:24 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 1 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 1 Missing Missing 2 months bank statements for Asset 1.<br> - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7204528 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-26 07:47 | 2026-02-18 09:25 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7292439 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:57 | 2026-02-10 07:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX.XX, Audit reports Property Value of $XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205532 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:57 | 2026-01-28 14:20 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205533 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:57 | 2026-01-28 14:20 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is blank, Audit reports NMLSR of XXXXXXX To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205531 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:57 | 2026-01-28 14:19 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205534 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:57 | 2026-01-28 14:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205535 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:28 | 2026-01-26 07:47 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | TRID: Missing Loan Estimate | Acknowledged-Missing Loan Estimates. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Missing Loan Estimates. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7204645 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 08:04 | 2026-01-26 07:46 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing Homeownership Counseling Organizations Disclosure.This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing Homeownership Counseling Organizations Disclosure.This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201497 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 09:47 | 2026-01-21 09:47 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. ECOA Non-Compliant: Appraisal disclosure not provided. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. ECOA Non-Compliant: Appraisal disclosure not provided. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7205260 | Originator Pre-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Closed | 2026-01-21 08:04 | 2026-01-21 08:04 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Missing CHARM Booklet. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Missing CHARM Booklet. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7201496 | Originator Pre-Close | No |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Seller | 2026-01-21 06:55 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements due to missing all income and asset documentation. - Due Diligence Vendor-01/21/2026 |  |  |  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7199830 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Seller | 2026-01-21 09:24 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements due to missing all rental income documentation - Due Diligence Vendor-01/21/2026 |  |  |  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7204529 | N/A | N/A |
| XXXXX | OBX2026HYB1023 | XXXX System Seller |  |  | Seller | 2026-01-21 06:55 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Open-ATR Risk - Employment validation/verification standards do not meet requirements due to missing verification of employment. - Due Diligence Vendor-01/21/2026 |  |  |  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7199829 | N/A | N/A |
| XXXXX | OBX2026HYB1024 | XXXX System Seller |  |  | Closed | 2026-01-21 14:47 | 2026-01-27 07:44 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-The FNMA 1003 used to source the ULI is missing. There was no evidence of ULI in file. This is required as of XX/XX/XXXX. To clear this exception please agree with audit or provide evidence of ULI. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7224252 | N/A | N/A |
| XXXXX | OBX2026HYB1024 | XXXX System Seller |  |  | Closed | 2026-01-21 06:29 | 2026-01-27 07:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7198353 | N/A | N/A |
| XXXXX | OBX2026HYB1024 | XXXX System Seller |  |  | Closed | 2026-01-21 06:29 | 2026-01-27 07:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7198352 | N/A | N/A |
| XXXXX | OBX2026HYB1024 | XXXX System Seller |  |  | Closed | 2026-01-21 06:29 | 2026-01-27 07:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7198351 | N/A | N/A |
| XXXXX | OBX2026HYB1024 | XXXX System Seller |  |  | Closed | 2026-01-21 06:29 | 2026-01-27 07:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7198350 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-03-04 13:22 | 2026-03-04 13:22 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/04/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/04/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7926888 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-20 14:06 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 YTD Profit & Loss Missing - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7186674 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-20 14:06 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Balance Sheet Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Balance Sheet Missing - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7186673 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-18 09:28 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7303233 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:54 | 2026-02-10 07:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201268 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:54 | 2026-01-28 14:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201271 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:54 | 2026-01-28 14:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201270 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:54 | 2026-01-28 14:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201269 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:54 | 2026-01-28 14:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of NA, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201267 | N/A | N/A |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Closed | 2026-01-21 07:43 | 2026-01-21 07:43 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/21/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7201053 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1025 | XXXX System Seller |  |  | Seller | 2026-01-24 08:38 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing Balance Sheet and P&L - Due Diligence Vendor-01/24/2026 |  |  |  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282699 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:23 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of 709 is less than Guideline FICO of 720 Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | strong residual income<br> 17 years established self-employment<br> Low LTV, Low DTI<br> reserves in excess of 9 months | MD | Primary Residence | Refinance | Cash Out - Other | 7249561 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of Cash Out Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249883 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-28 14:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249888 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-28 14:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249886 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-28 14:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249885 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-28 14:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249884 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:30 | 2026-01-28 14:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX,XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249887 | N/A | N/A |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:02 | 2026-01-26 07:50 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | Acknowledged-The Last Loan Estimate was provided on (XX/XX/XXXX) which is on or after (XX/XX/XXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) The file contains a Closing Disclosure and a Loan Estimate, both dated (xx/xx/xxxx). A Loan Estimate cannot be issued the same day as a Closing Disclosure. No Cure. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 |  | Acknowledged-The Last Loan Estimate was provided on (XX/XX/XXXX) which is on or after (XX/XX/XXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) The file contains a Closing Disclosure and a Loan Estimate, both dated (xx/xx/xxxx). A Loan Estimate cannot be issued the same day as a Closing Disclosure. No Cure. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026 |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7248994 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 11:05 | 2026-01-26 07:49 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7246968 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 12:23 | 2026-01-23 10:35 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agenices - Due Diligence Vendor-01/22/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agenices - Due Diligence Vendor-01/22/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7249563 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1026 | XXXX System Seller |  |  | Closed | 2026-01-22 11:05 | 2026-01-23 10:30 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | CHARM Booklet Not Provided Within 3 Days of Application Date | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7246969 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-29 14:09 | 2026-02-02 09:39 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Notary Acknowledgement for ID provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-The patriot form was not located in the file but that an executed aka affidavit was found. Please clear. - Due Diligence Vendor-01/30/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-12/29/2025 |  | Resolved-Notary Acknowledgement for ID provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6839655 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2026-01-23 07:19 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Universal Loan Identifier (ULI) Discrepancy - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 7265701 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:55 | 2026-01-23 07:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Open-Lender Credits Discrepancy - Due Diligence Vendor-01/23/2026 <br> Resolved-Lender Credits Discrepancy rectified - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit figures - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Lender Credits Discrepancy No tape data - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-Lender Credits Discrepancy rectified - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849828 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:55 | 2026-01-23 07:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-01/23/2026 <br> Resolved-Origination Charges Discrepancy rectified - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit figures - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Origination Charges Discrepancy No tape data - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-Origination Charges Discrepancy rectified - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849827 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:55 | 2026-01-23 07:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-01/23/2026 <br> Resolved-Total Loan Costs Discrepancy rectified - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit figures - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Total Loan Costs Discrepancy No tape data - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-Total Loan Costs Discrepancy rectified - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849826 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:55 | 2026-01-23 07:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-01/23/2026 <br> Resolved-Mortgage Loan Originator NMLSR Identifier Discrepancy rectified - Due Diligence Vendor-01/23/2026 <br> Ready for Review-The NMLSR is XXXXX. - Due Diligence Vendor-01/22/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy No tape data - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-Mortgage Loan Originator NMLSR Identifier Discrepancy rectified - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849825 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2026-01-08 12:37 | 2026-01-23 07:21 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Resolved-ULI source doc provided. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-ULI XXXXXXXXXXXXXXXXXXXXXXXXXXX is the correct ULI. - Due Diligence Vendor-01/22/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/08/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-ULI source doc provided. - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6990311 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:29 | 2026-01-20 13:39 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open-A relationship between the individual (NMLS ID: XXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 |  |  |  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849500 | N/A | N/A |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:29 | 2026-01-16 08:26 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (Verification Fee, General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849494 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1027 | XXXX System Seller |  |  | Closed | 2025-12-30 07:29 | 2026-01-16 08:25 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (Verification Fee, General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Seasoned Refinance | 6849497 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-02-10 07:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246563 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246561 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $795. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246565 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246562 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246566 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:48 | 2026-01-28 14:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7246564 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-22 10:06 | 2026-01-27 14:19 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/22/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7242555 | N/A | N/A |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-23 15:08 | 2026-01-23 15:33 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Rescission: Disbursement | Acknowledged-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23)<br> The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 |  | Acknowledged-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23)<br> The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7278560 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-23 15:08 | 2026-01-23 15:32 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Tolerance: Disclosure | Acknowledged-Prior CD2 sent on (XX/XX/XXXX) was received at least 3 business days before closing. The Last CD sent on (XX/XX/XXXX) and Prior CD1 sent on (XX/XX/XXXX) were not received at least 3 business days before closing. The Last CD (3.757%) APR is inaccurate when compared to the Prior CD2 (3.566%) APR. If the APR is inaccurate, a consumer must receive corrected a CD no later than (XX/XX/XXXX), which is 3 business days before the (XX/XX/XXXX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it 3 business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least 3 business days before closing and the actual APR. (12 CFR 1026.19(f)(2)(ii)(A); OSC 19(f)(2)(ii)-1) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Prior CD2 sent on (XX/XX/XXXX) was received at least 3 business days before closing. The Last CD sent on (XX/XX/XXXX) and Prior CD1 sent on (XX/XX/XXXX) were not received at least 3 business days before closing. The Last CD (3.757%) APR is inaccurate when compared to the Prior CD2 (3.566%) APR. If the APR is inaccurate, a consumer must receive corrected a CD no later than (XX/XX/XXXX), which is 3 business days before the (XX/XX/XXXX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it 3 business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least 3 business days before closing and the actual APR. (12 CFR 1026.19(f)(2)(ii)(A); OSC 19(f)(2)(ii)-1) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7278559 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1029 | XXXX System Seller |  |  | Closed | 2026-01-23 15:08 | 2026-01-23 15:31 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Rescission: Variance | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Reg Z, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 |  | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Reg Z, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7278558 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1030 | XXXX System Seller |  |  | Closed | 2026-01-21 12:11 | 2026-01-27 07:46 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $,0 Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7218829 | N/A | N/A |
| XXXXX | OBX2026HYB1030 | XXXX System Seller |  |  | Closed | 2026-01-21 12:11 | 2026-01-27 07:46 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7218828 | N/A | N/A |
| XXXXX | OBX2026HYB1030 | XXXX System Seller |  |  | Closed | 2026-01-21 12:11 | 2026-01-27 07:45 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7218827 | N/A | N/A |
| XXXXX | OBX2026HYB1030 | XXXX System Seller |  |  | Closed | 2026-01-21 12:11 | 2026-01-27 07:45 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of Missing, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7218826 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-21 15:29 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing VOE in file is past note date dated 2/2/18 - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7225704 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-21 15:29 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing VOE in file is past note date dated 2/2/18 - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7225703 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-02-10 07:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240995 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of NA, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240993 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240997 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of NA, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240994 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240998 | N/A | N/A |
| XXXXX | OBX2026HYB1031 | XXXX System Seller |  |  | Closed | 2026-01-22 09:07 | 2026-01-28 14:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7240996 | N/A | N/A |
| XXXXX | OBX2026HYB1032 | XXXX System Seller |  |  | Closed | 2026-01-16 09:17 | 2026-01-23 07:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit finding. ULI XXXXXXXXXXXXXXXXXXXXXXX is correct. - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports ULI of Blank, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7137142 | N/A | N/A |
| XXXXX | OBX2026HYB1032 | XXXX System Seller |  |  | Closed | 2025-12-30 08:47 | 2026-01-23 07:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Ready for Review-See attached loan app reflecting the NMLSR. - Due Diligence Vendor-01/22/2026 <br>Open-Mortgage Loan Originator NMLSR Identifier Discrepancy The tape did not provide a Mortgage Loan Originator NMLSR Identifier. - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>| XXXXXXX_1.pdf |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6851008 | N/A | N/A |
| XXXXX | OBX2026HYB1032 | XXXX System Seller |  |  | Closed | 2026-01-08 12:36 | 2026-01-16 09:18 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-ULI provided - condition cleared - Due Diligence Vendor-01/16/2026 <br> Resolved-ULI source doc provided. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX is the correct ULI - Due Diligence Vendor-01/15/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/08/2026 |  | Resolved-ULI provided - condition cleared - Due Diligence Vendor-01/16/2026 <br>Resolved-ULI source doc provided. - Due Diligence Vendor-01/16/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6990276 | N/A | N/A |
| XXXXX | OBX2026HYB1032 | XXXX System Seller |  |  | Closed | 2025-12-29 16:26 | 2026-01-05 16:41 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-12/29/2025 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-12/29/2025<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6841936 | Originator Post-Close | No |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:49 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229311 | N/A | N/A |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229310 | N/A | N/A |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229309 | N/A | N/A |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229308 | N/A | N/A |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Missing, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229307 | N/A | N/A |
| XXXXX | OBX2026HYB1033 | XXXX System Seller |  |  | Closed | 2026-01-21 18:20 | 2026-01-27 07:47 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NY | Primary Residence | Purchase | NA | 7229312 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 10:10 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Credit Report is Missing. A credit report for the co-borrower was not provided. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7242669 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 10:10 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. A credit report for the borrower was not provided. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7242668 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 11:24 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7247381 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 11:24 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7247384 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 11:24 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7247385 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 11:24 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXX To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7247382 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Closed | 2026-01-22 11:24 | 2026-01-28 14:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7247383 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Seller | 2026-01-22 10:10 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements due to missing credit report. - Due Diligence Vendor-01/22/2026 |  |  |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7242670 | N/A | N/A |
| XXXXX | OBX2026HYB1034 | XXXX System Seller |  |  | Seller | 2026-01-22 11:51 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements due missing credit report - Due Diligence Vendor-01/22/2026 |  |  |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7248453 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-13 14:23 | 2026-01-23 07:29 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-Lender provided ULI - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Confirming the correct ULI is XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX. No source doc to provide. - Due Diligence Vendor-01/22/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender provided ULI - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7073255 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 18:13 | 2026-01-23 07:27 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7019340 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 18:13 | 2026-01-23 07:27 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7019339 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 18:13 | 2026-01-23 07:27 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7019338 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 18:13 | 2026-01-23 07:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7019337 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 18:13 | 2026-01-23 07:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of not provided, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7019336 | N/A | N/A |
| XXXXX | OBX2026HYB1035 | XXXX System Seller |  |  | Closed | 2026-01-09 17:40 | 2026-01-20 13:40 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged- - Due Diligence Vendor-01/20/2026 <br> Open-The loan originator does not have a license in IL as of XX/XX/XXXX - Due Diligence Vendor-01/12/2026 <br> Open-Data input as per the Final 1003 - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/09/2026 |  |  |  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7018971 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-24 11:50 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable. Audit Reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7283005 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-24 11:50 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7283008 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-24 11:50 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $-2171. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7283009 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-24 11:50 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7283007 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-25 18:50 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7287487 | N/A | N/A |
| XXXXX | OBX2026HYB1036 | XXXX System Seller |  |  | Closed | 2026-01-24 10:40 | 2026-01-25 18:44 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/24/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/24/2026 |  |  |  | MO | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7282886 | Originator Pre-Close | No |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 18:06 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Business Tax Returns Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 Business Tax Returns Missing Missing complete XXXX business tax returns - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171541 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:47 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171825 | N/A | N/A |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:47 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0000, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171823 | N/A | N/A |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:47 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171826 | N/A | N/A |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:47 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI missing, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171827 | N/A | N/A |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:47 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171824 | N/A | N/A |
| XXXXX | OBX2026HYB1037 | XXXX System Seller |  |  | Closed | 2026-01-19 19:34 | 2026-01-23 12:59 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between Justin Woo (NMLS ID: XXXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between XXXXXX XXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/20/2026 |  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171809 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 15:48 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170782 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 15:48 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170781 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-26 15:28 | 2026-02-18 09:29 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7303269 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:20 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171348 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:20 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171349 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:20 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171346 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:20 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171350 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:20 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171347 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:07 | 2026-01-26 15:28 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171279 | N/A | N/A |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:07 | 2026-01-24 07:54 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171278 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1038 | XXXX System Seller |  |  | Closed | 2026-01-19 17:07 | 2026-01-24 07:53 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171277 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-23 08:48 | 2026-02-18 09:50 | Resolved | 1 - Information | Compliance | Data | Invalid Universal Loan Identifier (ULI) | Resolved-BAML to order new ULI - Due Diligence Vendor-02/18/2026 <br> Open-Invalid Universal Loan Identifier (ULI) The ULI number on the Final 1003, XXXXXXXXXXXXXXXXXXXXXXXXXXX is not a Valid ULI number. Please provide registered ULI number for the loan. - Due Diligence Vendor-01/23/2026 |  | Resolved-XXXX to order new ULI - Due Diligence Vendor-02/18/2026 |  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7268689 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-23 08:59 | 2026-02-18 09:49 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br>Ready for Review-IRS document attached - Due Diligence Vendor-02/17/2026 <br>Open-Guidelines require IRS Transcripts. If the borrower is W2 wage earner, only W2 transcripts are required to validate income. No transcripts in file. - Due Diligence Vendor-01/23/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7269165 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-20 10:35 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181498 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-20 10:35 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181496 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-20 10:35 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XX,XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181499 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-20 10:35 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181497 | N/A | N/A |
| XXXXX | OBX2026HYB1039 | XXXX System Seller |  |  | Closed | 2026-01-20 10:17 | 2026-01-23 08:56 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between XXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7180640 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-20 16:07 | 2026-02-27 16:14 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026 <br>Open-Documentation provided - condition cleared - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing Credit Report for B1 and B2. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7189493 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-20 15:47 | 2026-02-02 11:49 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 2 Credit Report is Missing. additional conditions may apply. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7188776 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 15:56 | 2026-02-02 11:49 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached. - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. additional conditions may apply. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170839 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-20 15:49 | 2026-01-28 11:39 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-01/28/2026 <br>Open-Appraisal not provided. Guidelines require an interior and exterior Appraisal Report with interior photos. The loan file contains only a 2055 Exterior Only Inspection. - Due Diligence Vendor-01/20/2026 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7188810 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:52 | 2026-01-27 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0 , Audit reports Discount Points of $3831.00. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171840 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:52 | 2026-01-27 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0 , Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171839 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:52 | 2026-01-27 07:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0 , Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171838 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:52 | 2026-01-27 07:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of Missing, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171837 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-20 16:32 | 2026-01-27 07:49 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit<br> - Due Diligence Vendor-01/26/2026 <br> Open-Lender Tape does not report a ULI. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7190004 | N/A | N/A |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:14 | 2026-01-21 10:40 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Originator NMLS Status is Unknown | Acknowledged-Loan Originator NMLS Status is Unknown Loan Originator only shows employed with Lender through XX/XXXX. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Loan Originator NMLS Status is Unknown Loan Originator only shows employed with Lender through XX/XXXX. - Due Diligence Vendor-01/20/2026 |  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171760 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1040 | XXXX System Seller |  |  | Closed | 2026-01-19 19:07 | 2026-01-21 10:39 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between the individual (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Loan originator shows only employed with Lender through XX/XXXX. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between the individual (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Loan originator shows only employed with Lender through XX/XXXX. - Due Diligence Vendor-01/20/2026 |  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171755 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-24 06:24 | 2026-03-27 11:25 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-03/27/2026 <br>Resolved- - Due Diligence Vendor-02/27/2026 <br>Open-Documentation provided - cleared - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements VOE missing for B1 - Due Diligence Vendor-01/24/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-03/27/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282534 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-19 12:37 | 2026-02-12 13:16 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Please see VOE enclosed - Due Diligence Vendor-02/10/2026 <br>Counter-Per Lender - VOE not included within in file. But due to LOW DTI of 20% worse case removing brw income 1 increases DTI to 40% still within tolerance mitigating risk of no VOE for brw #1. Please review explanation for clearance. BAML To Review - Due Diligence Vendor-02/02/2026 <br>Ready for Review-brw #1 VOE not included within in file. But due to LOW DTI of 20% worse case removing brw income 1 increases DTI to 40% still within tolerance mitigating risk of no VOE for brw #1. Please review explanation for clearance - Due Diligence Vendor-01/30/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Provide VVOE for B1 within 10-business days of note. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/12/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7168105 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-19 12:54 | 2026-02-02 09:54 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 2 Credit Report is Missing. Borrower 2 Credit Report is Missing - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7168288 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-19 12:54 | 2026-02-02 09:54 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br> Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br> Open-Borrower 1 Credit Report is Missing. Provide legible copy of XX/XX/XXXX XXXXXXXX Credco credit report with all pages. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7168287 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-20 02:58 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7173959 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-20 02:58 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7173957 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-20 02:58 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7173960 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-20 02:58 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of N/A (blank), Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7173961 | N/A | N/A |
| XXXXX | OBX2026HYB1041 | XXXX System Seller |  |  | Closed | 2026-01-20 02:58 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7173958 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 11:20 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of missing, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7315058 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 11:20 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7315061 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 11:20 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7315062 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 11:20 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7315059 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 11:20 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7315060 | N/A | N/A |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-26 17:31 | 2026-01-27 16:02 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7304743 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 10:55 | 2026-01-27 16:01 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date 07/29/2015 is not within three business days of Application Date 07/21/2015. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-01/27/2026 |  |  | This finding is non-material and will be rated a B for all agencies. | CA | Primary Residence | Purchase | NA | 7314490 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-26 17:31 | 2026-01-27 16:01 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7304744 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-26 17:31 | 2026-01-27 16:00 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/26/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7304741 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1042 | XXXX System Seller |  |  | Closed | 2026-01-27 12:15 | 2026-01-27 16:00 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | CHARM Booklet Not Provided Within 3 Days of Application Date | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/27/2026 |  | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7316212 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 03:31 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report Provide fraud report, within 30-days of note, confirming all parties were checked. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307126 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 03:36 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The VVOE in-file is 11-business days from note. Provide a legible copy of the VVOE within 10-business days of note. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307143 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 03:31 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. Provide either the completed/notarized US Patriot Act form, or a legible copy of the borrower's driver's license at the time of consummation. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307128 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 03:36 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 W2/1099 Missing Provide legible copy of the XXXX and XXXX W2 for review. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307139 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 04:59 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of 664 is less than Guideline FICO of 700 Per guidelines, the minimum FICO is 700. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307663 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 04:59 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $333701 Per guidelines, the minimum loan amount is $1 more than the conforming loan amount at the time of consummation. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307664 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 04:34 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset Record 1 Does Not Meet G/L Requirements Provide a legible copy of the 401K statement. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307522 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 03:31 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Provide fraud report, within 30-days of note, confirming all parties were checked. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307125 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-02-11 14:08 | 2026-02-18 13:03 | Resolved | 1 - Information | Credit | Missing Doc | Missing Modification Documents | Resolved-Confirmed use of most recent acknowledged Modification - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-Missing Modification Documents. There are 2 acknowledged modifications in file. Modification dated XX/XX/XXXX (XXX XX/XX/XXXX) and an additional Modification dated XX/XX/XXXX (same) (XXX XX/XX/XXXX). Please confirm which Modification is valid and in effect. - Due Diligence Vendor-02/11/2026 |  | Resolved-Confirmed use of most recent acknowledged Modification - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7566658 | N/A | N/A |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 04:00 | 2026-02-02 11:57 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-ARM Disclosure Not Provided Within 3 Days of Application Date Provide a legible copy of confirmation the ARM disclosure was provided to the borrower within 3-business days of the initial application. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307274 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 05:04 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of cash-out refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307703 | N/A | N/A |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 05:04 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXXX (NMLS consumer access website). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307705 | N/A | N/A |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 05:04 | 2026-01-28 14:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307706 | N/A | N/A |
| XXXXX | OBX2026HYB1008 | XXXX System Seller |  |  | Closed | 2026-01-27 04:00 | 2026-01-27 16:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7307272 | N/A | N/A |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-29 10:00 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Condition under XXXX Review - noted exception at origination in file - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Exception approved within file for exceeding DTI along with comp factors. Please review for clearance. Recalculated DTI is at 49.13% which is now below 50. Please review for clearance. - Due Diligence Vendor-01/14/2026 <br> Open-Audited DTI of 49.13% exceeds Guideline DTI of 43% Max DTI per guidelines is 43%, Lender exception in file for DTI of 52.403% - Review DTI calculated at 49.13% (review calculated lower taxes) - Due Diligence Vendor-12/29/2025 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 6832720 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-29 08:13 | 2026-01-27 14:25 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-12/29/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 6829772 | N/A | N/A |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-29 12:38 | 2026-01-23 07:46 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Total Loan Cost of $X,XXX.XX, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-12/29/2025 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 6837781 | N/A | N/A |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-26 14:40 | 2026-01-16 09:31 | Resolved | 1 - Information | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-VOE reflects as of XX/XX/XXXX - within tolerance - condition cleared - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Settlement date XX/XX/XXXX the Worknumber VOE as of XX/XX/XXXX enclosed within 10 days of consummation of the CD - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Resolved-VOE reflects as of XX/XX/XXXX - within tolerance - condition cleared - Due Diligence Vendor-01/16/2026 | XXXXXXX_1.pdf |  |  | FL | Primary Residence | Purchase | NA | 6819329 | N/A | N/A |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-26 14:40 | 2026-01-16 09:28 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Please see copy of business license reflecting business XXXXXX XXX has active - Due Diligence Vendor-01/14/2026 <br> Open-Borrower 1 CPA Letter Missing Missing CPA letter for XXXXXX XXX - Due Diligence Vendor-12/26/2025 |  | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-01/16/2026<br>| XXXXXXX_1.pdf |  |  | FL | Primary Residence | Purchase | NA | 6819322 | N/A | N/A |
| XXXXX | OBX2026HYB1044 | XXXX System Seller |  |  | Closed | 2025-12-29 08:19 | 2026-01-16 09:26 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Documentation provided to indicate guaranteed replacement cost - State of FL - condition cleared. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Hazard insurance is at replacement cost. This includes the reasonable and necessary cost to rebuild. Insurance is sufficient. Florida Statute 626.9551 prevents lenders from forcing agents from providing RCE replacement cost estimator even though agents use this tool to set coverage. Policy provided is sufficient. - Due Diligence Vendor-01/14/2026 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX Hazard Insurance Coverage Amount of $XXXXXX is less than Total Estimate of Cost-New $XXX,XXX - Due Diligence Vendor-12/29/2025 |  | Resolved-Documentation provided to indicate guaranteed replacement cost - State of FL - condition cleared. - Due Diligence Vendor-01/16/2026<br>| XXXXXXX_1.pdf |  |  | FL | Primary Residence | Purchase | NA | 6829930 | N/A | N/A |
| XXXXX | OBX2026HYB1045 | XXXX System Seller |  |  | Closed | 2025-12-31 12:47 | 2026-01-16 09:43 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Attached fully executed non coo patriot co brw patriot form which is sufficient in lieu of a copy of ID since notary has confirmed identity via patriot form. Brw #2 AKA statement included was notarized the patriot form is missing but name and identity was confirmed. - Due Diligence Vendor-01/14/2026 <br> Open-Missing Borrower Identification - Borrower 2. The fully executed Patriot Act form is missing; there isn't a copy of the non-occupant co-borrower's driver's license either. - Due Diligence Vendor-12/31/2025 |  | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-01/16/2026<br>| XXXXXXX_1.pdf<br> XXXXXXX_2.pdf |  |  | WA | Primary Residence | Purchase | NA | 6878660 | N/A | N/A |
| XXXXX | OBX2026HYB1046 | XXXX System Seller |  |  | Closed | 2025-12-26 15:46 | 2026-01-16 08:32 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6820144 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1046 | XXXX System Seller |  |  | Closed | 2025-12-26 15:46 | 2026-01-16 08:31 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-12/26/2025 <br>Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6820143 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1046 | XXXX System Seller |  |  | Closed | 2025-12-26 15:46 | 2026-01-16 08:31 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6820142 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1046 | XXXX System Seller |  |  | Closed | 2025-12-26 15:46 | 2026-01-16 08:30 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6820141 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1046 | XXXX System Seller |  |  | Closed | 2025-12-26 12:51 | 2025-12-26 12:51 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-12/26/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-12/26/2025<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6817513 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1048 | XXXX System Seller |  |  | Closed | 2026-01-20 09:03 | 2026-01-23 07:49 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7178634 | N/A | N/A |
| XXXXX | OBX2026HYB1011 | XXXX System Seller |  |  | Closed | 2026-01-02 15:27 | 2026-01-05 15:28 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Acknowledged-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) Please provide the index used for calculation. Compliance will be re-reviewed upon receipt. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 |  | Acknowledged-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($X,XXX,XXX.XX. The difference is ($XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) Please provide the index used for calculation. Compliance will be re-reviewed upon receipt. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/02/2026 |  |  |  | NC | Primary Residence | Purchase | NA | 6902207 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2025-12-31 14:34 | 2026-03-27 12:29 | Resolved | 1 - Information | Credit | Missing Doc | Missing Initial Loan Application | Resolved- - Due Diligence Vendor-03/27/2026 <br>Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/12/2026 <br>Ready for Review-please see initial 1003 - Due Diligence Vendor-02/10/2026 <br>Acknowledged-The Initial 1003 is Missing - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/12/2026 <br>Acknowledged-The Initial 1003 is Missing - Due Diligence Vendor-12/31/2025<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 6880910 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2025-12-31 14:34 | 2026-03-27 12:28 | Resolved | 1 - Information | Credit | Missing Doc | Missing Final Application (1003) | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/04/2026 <br>Resolved-The Final 1003 is Missing - Due Diligence Vendor-01/13/2026 <br>Open-The Final 1003 is Missing The Final 1003 is missing and is required. - Due Diligence Vendor-12/31/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/04/2026 <br>Resolved-The Final 1003 is Missing - Due Diligence Vendor-01/13/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 6880909 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 11:51 | 2026-02-12 13:24 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Documentation provided to include replacement cost coverage - cleared - Due Diligence Vendor-02/12/2026 <br> Resolved-Hazard Insurance Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-02/12/2026 <br> Ready for Review-please see replacement cost - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Acknowledged-Hazard Insurance Coverage Amount of $XXXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXXX.XX - Due Diligence Vendor-01/16/2026 |  | Resolved-Documentation provided to include replacement cost coverage - cleared - Due Diligence Vendor-02/12/2026 <br> Resolved-Hazard Insurance Coverage Amount of $XXXXXXXX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-02/12/2026 <br> Acknowledged-Hazard Insurance Coverage Amount of $XXXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXXX.XX - Due Diligence Vendor-01/16/2026 | XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 6898403 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 13:54 | 2026-01-23 07:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Total Loan Cost of $X,XXX.XX, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Total Loan Costs Discrepancy Total loan costs pulled from final Closing Disclosure. - Due Diligence Vendor-01/02/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 6900817 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 13:54 | 2026-01-23 07:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Property Value Discrepancy Property Value pulled from appraisal. - Due Diligence Vendor-01/02/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 6900816 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 08:14 | 2026-01-16 08:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 6892099 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 13:54 | 2026-01-13 14:48 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Loan Originator NMLS Source Doc | Resolved-Documentation provided - cleared - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Universal Loan Application - Due Diligence Vendor-01/12/2026 <br>Open-A signed final FNMA 1003 to source the Loan Originator NMLS is missing. A signed final FNMA 1003 to source the Occupancy Type is missing. - Due Diligence Vendor-01/02/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-01/13/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 6900814 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 13:54 | 2026-01-13 14:47 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Occupancy Type Source Doc | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Universal Residential Loan Application - Due Diligence Vendor-01/12/2026 <br>Open-A signed final FNMA 1003 to source the Occupancy Type is missing. - Due Diligence Vendor-01/02/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/13/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 6900812 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-08 13:40 | 2026-01-13 14:46 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Universal Loan Application - Due Diligence Vendor-01/12/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/08/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/13/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 6991670 | N/A | N/A |
| XXXXX | OBX2026HYB1052 | XXXX System Seller |  |  | Closed | 2026-01-02 11:51 | 2026-01-02 11:51 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Acknowledged-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Disbursement date was XX/XX/XXXX. - Due Diligence Vendor-01/02/2026 |  | Acknowledged-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Disbursement date was XX/XX/XXXX. - Due Diligence Vendor-01/02/2026 |  |  |  | CA | Primary Residence | Purchase | NA | 6898402 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1054 | XXXX System Seller |  |  | Closed | 2026-01-08 12:48 | 2026-01-16 09:46 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender confirmed ULI as XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX, condition cleared - Due Diligence Vendor-01/16/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy - Due Diligence Vendor-01/16/2026 <br> Ready for Review-XXXX reported ULI XXXXXXXXXXXXXXXXXXX for this loan. - Due Diligence Vendor-01/15/2026 <br> Open-Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Lender provided ULI XXXXXXXXXXXXXXXXXXXXXXX does not match documentation provided in file ULI XXXXXXXXXXXXXXXXXXXXXXXXXXXX. - Due Diligence Vendor-01/08/2026 |  | Resolved-Lender confirmed ULI as XXXXXXXXXXXXXXXX, condition cleared - Due Diligence Vendor-01/16/2026 |  |  |  | CO | Primary Residence | Purchase | NA | 6990554 | N/A | N/A |
| XXXXX | OBX2026HYB1056 | XXXX System Seller |  |  | Closed | 2026-01-02 14:16 | 2026-01-16 08:51 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026<br>|  |  |  | NC | Primary Residence | Purchase | NA | 6901203 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1056 | XXXX System Seller |  |  | Closed | 2026-01-02 06:52 | 2026-01-08 14:45 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Evidence of HOA Fees attached - Due Diligence Vendor-01/07/2026 <br>Open-Missing Evidence of HOA Dues for REO1 Missing evidence of HOA dues for investment property. - Due Diligence Vendor-01/02/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/08/2026<br>| XXXXXXX_1.pdf |  |  | NC | Primary Residence | Purchase | NA | 6890420 | N/A | N/A |
| XXXXX | OBX2026HYB1057 | XXXX System Seller |  |  | Closed | 2026-01-04 12:02 | 2026-01-27 14:27 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/04/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | OK | Primary Residence | Purchase | NA | 6907455 | N/A | N/A |
| XXXXX | OBX2026HYB1057 | XXXX System Seller |  |  | Closed | 2026-01-20 08:50 | 2026-01-23 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Invalid Universal Loan Identifier (ULI) Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | OK | Primary Residence | Purchase | NA | 7178387 | N/A | N/A |
| XXXXX | OBX2026HYB1057 | XXXX System Seller |  |  | Closed | 2026-01-02 15:47 | 2026-01-05 15:32 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing date of form. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/02/2026 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing date of form. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/02/2026<br>|  |  |  | OK | Primary Residence | Purchase | NA | 6902522 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1058 | XXXX System Seller |  |  | Closed | 2026-01-19 08:20 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Income and Employment Do Not Meet Guidelines Per GL for rental income use on departing primary residence requires the LTV to be 75% or less. Current calculation is 75.89%. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Fico 785<br> residual Income $XX,XXX.XX<br> Excess Reserves | CA | Primary Residence | Purchase | NA | 7163699 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1058 | XXXX System Seller |  |  | Closed | 2026-01-13 22:31 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 45.02% exceeds Guideline DTI of 43% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7079717 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1058 | XXXX System Seller |  |  | Closed | 2026-01-19 08:37 | 2026-01-23 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7164029 | N/A | N/A |
| XXXXX | OBX2026HYB1058 | XXXX System Seller |  |  | Closed | 2026-01-13 22:31 | 2026-01-19 08:38 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Delivery of Appraisal/Valuation to Applicant Not Timely | Acknowledged-ECOA Non-Compliant: Delivery of Appraisal/Valuation to Applicant Not Timely This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-ECOA Non-Compliant: Delivery of Appraisal/Valuation to Applicant Not Timely This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/19/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7079718 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1059 | XXXX System Seller |  |  | Closed | 2026-01-05 11:22 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing 3rd Party Verbal Verification of Employment (Borrower) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing 3rd Party Verbal Verification of Employment dated within 10 Business days prior to the Note date for Borrower's job. The VVOE contained in the loan file is 11 Business days from the Note Date. - Due Diligence Vendor-01/05/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6917260 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1059 | XXXX System Seller |  |  | Closed | 2026-01-05 12:33 | 2026-01-05 12:33 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 6918511 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1060 | XXXX System Seller |  |  | Closed | 2025-12-31 10:35 | 2026-01-16 08:52 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($XX,XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) Please provide the index used for calculation. Compliance will be re-reviewed upon receipt.<br>- Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | CO | Primary Residence | Purchase | NA | 6875645 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1060 | XXXX System Seller |  |  | Closed | 2025-12-31 10:35 | 2026-01-16 08:51 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) Please provide the index used for calculation. Compliance will be re-reviewed upon receipt.<br>- Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | CO | Primary Residence | Purchase | NA | 6875643 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1061 | XXXX System Seller |  |  | Closed | 2026-01-06 10:27 | 2026-02-23 09:10 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing letter of explanation | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-There is a partial and unsigned CD in file from XXXX XXXX for the property at XXXX XXXX XXXX XXXXX dated XX/XX/XXXX showing payoffs for XXXXXXXXX and XXXX (which were not secured by this property - they were showing as accts secured by the subject property on the 1003 - 1003 showed subject property listed twice with 4 different mortgages) but a mortgage statement from XXXXXX XXX dated XX/XX/XXXX on this same property located at XXXX XXXX XXXX XXXXX was located in the file as well. Please provide an explanation of which mortgages are currently secured on all 3 properties owned by the borrower and did this loan with XXXX close? In addition, there is a TIL dated XX/XX/XXXX in the file, but does not show which property it is attached to. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 6935244 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1061 | XXXX System Seller |  |  | Closed | 2026-01-06 09:52 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing payment history for 2 mortgages that do not appear on the credit report: XXXXXXXXXX XXXXXXXX 1st lien on the subject property and XXXXXX XXXXXXX 1st lien on investment property located at XXXX XXXX XXXX XXXXX. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 6934354 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1061 | XXXX System Seller |  |  | Closed | 2026-01-06 09:27 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Credit Report Supplement | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Letter of explanation for inquiries in file shows new account being opened with XXXXXXXXX XXXXXX (application still in process), but no documentation for the new account was provided and no new payment was included in the DTI. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 6933804 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1061 | XXXX System Seller |  |  | Closed | 2026-01-06 09:52 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Missing payment history for 2 mortgages that do not appear on the credit report: XXXXXXXXXX XXXXXXXX 1st lien on the subject property and XXXXXX XXXXXXXX 1st lien on investment property located at XXXX XXXX XXXX XXXXX. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 6934353 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1066 | XXXX System Seller |  |  | Closed | 2026-01-06 10:29 | 2026-01-06 10:29 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 6935446 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1067 | XXXX System Seller |  |  | Closed | 2026-01-13 09:36 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 85% exceeds Guideline HCLTV of 80% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 721<br> Residual income $XX,XXX.XX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062454 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1067 | XXXX System Seller |  |  | Closed | 2026-01-13 09:36 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 85% exceeds Guideline LTV of 80% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 721<br> Residual income $XX,XXX.XX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062455 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1067 | XXXX System Seller |  |  | Closed | 2026-01-13 09:36 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 45.6% exceeds Guideline DTI of 43% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/13/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 721<br> Residual income $XX,XXX.XX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062453 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1067 | XXXX System Seller |  |  | Closed | 2026-01-13 09:36 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 85% exceeds Guideline CLTV of 80% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 721<br> Residual income $XX,XXX.XX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062451 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1067 | XXXX System Seller |  |  | Closed | 2026-01-13 09:43 | 2026-01-23 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062715 | N/A | N/A |
| XXXXX | OBX2026HYB1068 | XXXX System Seller |  |  | Closed | 2026-01-12 10:00 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $7693.75 is less than Total Required Reserve Amount of $29063.76 - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7041908 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1068 | XXXX System Seller |  |  | Closed | 2026-01-12 10:57 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 1.59 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7044606 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:28 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 82.58% exceeds Guideline HCLTV of 80% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | 37.43% DTI<br> Total reserves of $149642<br> Residual income of $XX,XXX.XX | TN | Primary Residence | Purchase | NA | 7051102 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:28 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 82.58% exceeds Guideline LTV of 80% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | 37.43% DTI<br> Total reserves of $149642<br> Residual income of $XX,XXX.XX | TN | Primary Residence | Purchase | NA | 7051103 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:28 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 82.58% exceeds Guideline CLTV of 80% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | 37.43% DTI<br> Total reserves of $149642<br> Residual income of $XX,XXX.XX | TN | Primary Residence | Purchase | NA | 7051101 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 15:40 | 2026-02-02 09:49 | Resolved | 1 - Information | Credit | Missing Doc | Missing Purchase Contract | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Purchase Contract provided. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-please see purchase contract enclosed - Due Diligence Vendor-01/30/2026 <br>Open-Missing Purchase Contract - Due Diligence Vendor-01/12/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Purchase Contract provided. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | TN | Primary Residence | Purchase | NA | 7050523 | N/A | N/A |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 15:43 | 2026-01-27 14:30 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/12/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7050565 | N/A | N/A |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:36 | 2026-01-23 07:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7051180 | N/A | N/A |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:36 | 2026-01-23 07:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $X.XX, Audit reports Lender Credits of $X.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7051179 | N/A | N/A |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 16:36 | 2026-01-23 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $X,XXX.XX, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7051178 | N/A | N/A |
| XXXXX | OBX2026HYB1010 | XXXX System Seller |  |  | Closed | 2026-01-12 14:53 | 2026-01-16 07:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7049644 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1070 | XXXX System Seller |  |  | Closed | 2026-01-12 18:39 | 2026-01-23 07:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX , Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | AL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7051925 | N/A | N/A |
| XXXXX | OBX2026HYB1070 | XXXX System Seller |  |  | Closed | 2026-01-12 10:37 | 2026-01-16 13:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026<br>|  |  |  | AL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7044162 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1071 | XXXX System Seller |  |  | Closed | 2026-01-07 13:37 | 2026-01-07 13:42 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026 |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 6966828 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1071 | XXXX System Seller |  |  | Closed | 2026-01-07 13:37 | 2026-01-07 13:42 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026 |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 6966829 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1071 | XXXX System Seller |  |  | Closed | 2026-01-07 11:39 | 2026-01-07 11:39 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/07/2026<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 6964060 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1072 | XXXX System Seller |  |  | Closed | 2026-01-10 06:18 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 44.19% exceeds Guideline DTI of 43% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/10/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 819<br> Residual Income $8,038<br> Excessive Reserves $XX,XXX.XX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7022875 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1072 | XXXX System Seller |  |  | Closed | 2026-01-17 08:08 | 2026-01-23 07:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7153752 | N/A | N/A |
| XXXXX | OBX2026HYB1073 | XXXX System Seller |  |  | Closed | 2026-01-05 07:16 | 2026-01-05 16:29 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Rescission: Variance | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Reg Z, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23) Right to Cancel provided in the loan file reflects a transaction date of XX/XX/XXXX with an expiration date of XX/XX/XXXX. However, the form wasn't signed by B2 until XX/XX/XXXX. The loan disbursed on XX/XX/XXXX per the final CD, which did not give the Borrower a full 3 days rescission. Provide Letter of Explanation, Re-Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Reg Z, funds may not be disbursed to the borrower until the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23) Right to Cancel provided in the loan file reflects a transaction date of XX/XX/XXXX with an expiration date of XX/XX/XXXX. However, the form wasn't signed by B2 until XX/XX/XXXX. The loan disbursed on XX/XX/XXXX per the final CD, which did not give the Borrower a full 3 days rescission. Provide Letter of Explanation, Re-Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026 |  |  |  | ME | Primary Residence | Refinance | Cash Out - Other | 6911381 | N/A | N/A |
| XXXXX | OBX2026HYB1073 | XXXX System Seller |  |  | Closed | 2026-01-05 07:16 | 2026-01-05 16:29 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Rescission: Disbursement | Acknowledged-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23)<br> Right to Cancel provided in the loan file reflects a transaction date of XX/XX/XXXX with an expiration date of XX/XX/XXXX. However, the form wasn't signed by B2 until XX/XX/XXXX. The loan disbursed on XX/XX/XXXX per the final CD, which did not give the Borrower a full 3 days rescission. Provide Letter of Explanation, Re-Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XX/XX/XXXX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XX/XX/XXXX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the 3rd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections 1026.32(c) and (d) and 1026.43(g) (if applicable). (12 CFR 1026.23)<br> Right to Cancel provided in the loan file reflects a transaction date of XX/XX/XXXX with an expiration date of XX/XX/XXXX. However, the form wasn't signed by B2 until XX/XX/XXXX. The loan disbursed on XX/XX/XXXX per the final CD, which did not give the Borrower a full 3 days rescission. Provide Letter of Explanation, Re-Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/05/2026 |  |  |  | ME | Primary Residence | Refinance | Cash Out - Other | 6911382 | N/A | N/A |
| XXXXX | OBX2026HYB1074 | XXXX System Seller |  |  | Closed | 2026-01-05 12:13 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Mortgage Riders - Other Rider | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Mortgage Rider - Other Rider Provide fully executed renewal and extension rider. - Due Diligence Vendor-01/05/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TX | Second Home | Refinance | No Cash Out - Borrower Initiated | 6918162 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1075 | XXXX System Seller |  |  | Closed | 2026-01-20 08:49 | 2026-01-23 07:55 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7178329 | N/A | N/A |
| XXXXX | OBX2026HYB1075 | XXXX System Seller |  |  | Closed | 2026-01-05 13:20 | 2026-01-21 13:44 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/21/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Please find enclosed VOE from 9/21 - Due Diligence Vendor-01/20/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/05/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/21/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-01/21/2026<br>| XXXXXXX_1.pdf |  | Loan approval lists a WN VOE but was not provided in the loan file. | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6919605 | N/A | N/A |
| XXXXX | OBX2026HYB1076 | XXXX System Seller |  |  | Closed | 2026-01-13 09:55 | 2026-01-23 07:56 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7063281 | N/A | N/A |
| XXXXX | OBX2026HYB1077 | XXXX System Seller |  |  | Closed | 2026-01-20 08:40 | 2026-01-23 07:56 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TN | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7178149 | N/A | N/A |
| XXXXX | OBX2026HYB1077 | XXXX System Seller |  |  | Closed | 2026-01-07 15:00 | 2026-01-20 08:41 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open-A relationship between XXXXXXX XXXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 |  |  |  |  |  | TN | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 6968396 | N/A | N/A |
| XXXXX | OBX2026HYB1079 | XXXX System Seller |  |  | Closed | 2026-01-12 16:55 | 2026-01-23 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7051311 | N/A | N/A |
| XXXXX | OBX2026HYB1080 | XXXX System Seller |  |  | Closed | 2026-01-14 12:46 | 2026-01-23 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 7091774 | N/A | N/A |
| XXXXX | OBX2026HYB1081 | XXXX System Seller |  |  | Closed | 2026-01-18 13:57 | 2026-01-23 07:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/18/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | DC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156559 | N/A | N/A |
| XXXXX | OBX2026HYB1083 | XXXX System Seller |  |  | Closed | 2026-01-06 09:59 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited DTI of 44.47% exceeds Guideline DTI of 38% . A lender exception is present in the loan file, dated prior consummation, providing adequate comp factors. XXXX to review - Due Diligence Vendor-01/06/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | -Low ltv >25% below max allowed <br> - Credit score >50 points above min required <br> - Clean credit history with not history of lates/derogs <br> since 7/97 <br> - Length of time with self-employed 22 years <br> - Strong net cashflow, Residual income annualized <br> covers >15 months reserves | CO | Primary Residence | Refinance | Cash Out - Other | 6934459 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1084 | XXXX System Seller |  |  | Closed | 2026-01-17 09:48 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/17/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7154008 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1084 | XXXX System Seller |  |  | Closed | 2026-01-17 12:20 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7154332 | N/A | N/A |
| XXXXX | OBX2026HYB1084 | XXXX System Seller |  |  | Closed | 2026-01-17 12:04 | 2026-01-26 08:03 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXX XXXXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7154301 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1085 | XXXX System Seller |  |  | Closed | 2026-01-15 15:50 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing 3rd Party Verbal Verification of Employment (Borrower) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing 3rd Party Verbal Verification of Employment dated within 10 days prior to the Note date for Borrower's job. - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7121903 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1085 | XXXX System Seller |  |  | Closed | 2026-01-15 15:50 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing 3rd Party Verbal Verification of Employment (Borrower 2) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing 3rd Party Verbal Verification of Employment dated within 10 days prior to the Note date for Borrower 2's job. - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7121904 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1085 | XXXX System Seller |  |  | Closed | 2026-01-15 19:36 | 2026-01-23 07:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7127438 | N/A | N/A |
| XXXXX | OBX2026HYB1086 | XXXX System Seller |  |  | Closed | 2026-01-19 09:21 | 2026-01-23 07:59 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7164919 | N/A | N/A |
| XXXXX | OBX2026HYB1087 | XXXX System Seller |  |  | Closed | 2026-01-16 12:02 | 2026-01-23 07:59 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7141875 | N/A | N/A |
| XXXXX | OBX2026HYB1088 | XXXX System Seller |  |  | Closed | 2026-01-19 08:49 | 2026-01-27 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7164369 | N/A | N/A |
| XXXXX | OBX2026HYB1088 | XXXX System Seller |  |  | Closed | 2026-01-19 08:16 | 2026-01-21 10:42 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7163626 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1089 | XXXX System Seller |  |  | Closed | 2026-01-15 11:27 | 2026-01-23 08:00 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7114995 | N/A | N/A |
| XXXXX | OBX2026HYB1090 | XXXX System Seller |  |  | Closed | 2026-01-18 05:03 | 2026-01-23 08:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/18/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | PA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7155821 | N/A | N/A |
| XXXXX | OBX2026HYB1090 | XXXX System Seller |  |  | Closed | 2026-01-12 12:03 | 2026-01-23 08:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX, Audit reports Property Value of $XXX,XXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | PA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7046031 | N/A | N/A |
| XXXXX | OBX2026HYB1091 | XXXX System Seller |  |  | Closed | 2026-01-16 09:06 | 2026-01-23 08:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7136884 | N/A | N/A |
| XXXXX | OBX2026HYB1092 | XXXX System Seller |  |  | Closed | 2026-01-15 14:29 | 2026-01-23 08:12 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CO | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7119213 | N/A | N/A |
| XXXXX | OBX2026HYB1093 | XXXX System Seller |  |  | Closed | 2026-01-20 06:13 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Insurance | Other Property Insurance Policy Effective Date is after the Note Date | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Other Property Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Earthquake policy - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175311 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1093 | XXXX System Seller |  |  | Closed | 2026-01-15 09:47 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Counter-Lender provided WVOE for 2 years - however it was not dated within 30 days of the Note Date. WVOE dated XX/XX/XXXX, Note date XX/XX/XXXX - condition retained - Due Diligence Vendor-02/18/2026 <br> Ready for Review-2 year verification document attached - Due Diligence Vendor-02/17/2026 <br> Open-Paystub not within 30 days of note date - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7110915 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1093 | XXXX System Seller |  |  | Closed | 2026-01-20 05:34 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 44.84% exceeds Guideline DTI of 43% Lender exception if file for DTI 44.11% however lender did not include the Earthquake insurance policy on the subject property which results in a 44.84% DTI. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174883 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1093 | XXXX System Seller |  |  | Closed | 2026-01-15 13:52 | 2026-01-27 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7118486 | N/A | N/A |
| XXXXX | OBX2026HYB1093 | XXXX System Seller |  |  | Seller | 2026-01-20 07:59 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br> Counter-Lender provided WVOE for 2 years - however it was not dated within 30 days of the Note Date. WVOE dated XX/XX/XXXX, Note date XX/XX/XXXX - condition retained - Due Diligence Vendor-02/18/2026 <br> Ready for Review-2 year verification attached - Due Diligence Vendor-02/17/2026 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing 30 days paystubs and two years verification of Bonus income. - Due Diligence Vendor-01/20/2026 |  |  | XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177377 | N/A | N/A |
| XXXXX | OBX2026HYB1095 | XXXX System Seller |  |  | Closed | 2026-01-07 11:35 | 2026-01-23 08:13 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of XXXXXXX, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | TX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6963930 | N/A | N/A |
| XXXXX | OBX2026HYB1096 | XXXX System Seller |  |  | Closed | 2026-01-10 12:17 | 2026-01-23 08:13 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Refinance, Audit reports Loan Purpose of Cashout Refinance (>$2,000 cash to borrower at closing). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7023736 | N/A | N/A |
| XXXXX | OBX2026HYB1097 | XXXX System Seller |  |  | Closed | 2026-01-12 11:19 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Business Tax Returns Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Counter-Lender provided business tax returns for XXXX - requesting signed, dated individual tax returns, with all applicable tax schedules for the most recent two years. Condition retained - Due Diligence Vendor-02/12/2026 <br> Ready for Review-signed tax returns - Due Diligence Vendor-02/10/2026 <br> Open-Self-employed consumers must provide the following information: signed, dated individual tax returns, with all applicable tax schedules for the most recent two years. Two full years signed business returns not provided. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7045027 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1097 | XXXX System Seller |  |  | Closed | 2026-01-12 11:19 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Business Tax Returns Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Counter-Lender provided business tax returns for XXXX - requesting signed, dated individual tax returns, with all applicable tax schedules for the most recent two years. Condition retained - Due Diligence Vendor-02/12/2026 <br> Ready for Review-signed tax returns - Due Diligence Vendor-02/10/2026 <br> Open-Self-employed consumers must provide the following information: signed, dated individual tax returns, with all applicable tax schedules for the most recent two years. Two full years signed business returns not provided. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/12/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7045018 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1097 | XXXX System Seller |  |  | Closed | 2026-01-14 10:11 | 2026-01-27 14:38 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/14/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7087135 | N/A | N/A |
| XXXXX | OBX2026HYB1097 | XXXX System Seller |  |  | Closed | 2026-01-12 13:25 | 2026-01-23 08:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7047910 | N/A | N/A |
| XXXXX | OBX2026HYB1097 | XXXX System Seller |  |  | Seller | 2026-01-12 11:16 | 2026-02-27 15:01 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br> Counter-Lender provided business tax returns for XXXX - requesting signed, dated individual tax returns, with all applicable tax schedules for the most recent two years. Condition retained - Due Diligence Vendor-02/12/2026 <br> Ready for Review-tax returns have been supplied can this be cleared - Due Diligence Vendor-02/10/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements due missing one year of business tax returns. - Due Diligence Vendor-01/12/2026 |  |  |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7044960 | N/A | N/A |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 07:45 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7292414 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:11 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Required Documentation is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Rental income/ mortgage payments for two properties listed on the final 1003. Additional conditions may apply. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298800 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 07:45 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7292413 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 09:23 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Purchase Contract | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Purchase Contract - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7294390 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:18 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $34562.2 - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298919 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 07:45 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7292416 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 08:36 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7293371 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:18 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Assets | Insufficient asset documentation in file - assets do not cover closing costs | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $0 less cash to close of $19.319.36 and less unverified EMD of $X,XXX results in $XX,XXX.XX shortage of funds to close. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298920 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 08:36 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7293370 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 10:56 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX- Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298473 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:08 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 95% exceeds Guideline CLTV of 80% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298715 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 07:45 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7292412 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 09:11 | 2026-02-02 12:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7294130 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 09:11 | 2026-02-02 12:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7294131 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:05 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298667 | N/A | N/A |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:05 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $$1,872. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298671 | N/A | N/A |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 11:05 | 2026-01-28 14:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $3,199.77. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298670 | N/A | N/A |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 10:25 | 2026-01-26 16:28 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | MI | Primary Residence | Purchase | NA | 7297413 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 08:54 | 2026-01-26 16:28 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Acknowledged-ARM Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7293746 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1014 | XXXX System Seller |  |  | Closed | 2026-01-26 08:54 | 2026-01-26 11:20 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7293747 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:08 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report Provide fraud report confirming all parties to the transaction were checked. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292070 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:08 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared Provide evidence OFAC was cleared. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292069 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:17 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Purchase Contract | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Purchase Contract - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292886 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:29 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $7293.85 is less than Total Required Reserve Amount of $23960.4 Per guidelines, 12-month's reserves are required for first-time homebuyers. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293212 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 06:59 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing Provide a legible copy of the initial 1003 (3/31/2005 application date per loan file). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7291993 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:08 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. Provide either the completed/notarized US Patriot Act form, or a legible copy of the borrower's driver's license for review. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292072 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:22 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX Provide evidence of insurance coverage at the time of consummation. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293028 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:23 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 Credit Report is Missing. Provide a legible copy of the XXXXX credit report at the time of consummation. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292204 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:12 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd party VOE within 10-business days of note. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292104 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 3.65 month(s) are less than Guideline Required Reserves of 6 month(s) Per guidelines, the borrower must have 12-months PITIA due to being a first-time homebuyer. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293735 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 95% exceeds Guideline LTV of 80% Per guidelines, the maximum LTV is 80% for a primary residence (based on FICO). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293734 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited Loan Amount of $XXXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Per guidelines, the loan amount must exceed the FHFA amount per $X. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293733 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 95% exceeds Guideline HCLTV of 85% Per guidelines, the maximum HCLTV is 85% for a primary residence (based on FICO). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293732 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 55.76% exceeds Guideline DTI of 43% The incorrect qualifying interest rate was used in the lender's calculations. When qualified properly, the borrower's DTI exceeds guidelines. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293731 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:53 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 95% exceeds Guideline CLTV of 85% Per guidelines, the maximum CLTV is 85% for a primary residence (based on FICO). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293730 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:29 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 1 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 1 Missing Provide legible copy of XXXX XX XXXXXXX checking #XXXX within 30-days of initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293209 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:29 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 2 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 2 Missing Provide legible copy of XXXX XX XXXXXXX savings #XXXX within 30-days of initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7293210 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:08 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Provide fraud report confirming all parties to the transaction were checked. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292068 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294036 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294037 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-11 10:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Type Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Type Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Type Discrepancy Lender Tape reports Loan Type of N/A (blank), Audit reports Loan Type of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294032 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A, Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294033 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-11 09:55 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved- - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $4987.50. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294038 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 09:04 | 2026-02-09 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - condition cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $210,000 (PP), Audit reports Property Value of $XXX,XXX (appraised value). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Confirmed Sales Price - condition cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7294035 | N/A | N/A |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:59 | 2026-02-02 12:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. Provide legible copy of the initial TIL within 3-business days of the initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292592 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:59 | 2026-02-02 12:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. Provide legible copy of the GFE within 3-business days of the initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292591 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:44 | 2026-02-02 12:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing evidence of rate lock | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Evidence of Rate Lock Missing Provide confirmation of the rate lock. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292393 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:44 | 2026-02-02 12:03 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-E-Consent documentation is missing for borrower(s). Provide confirmation of e-consent and/or when the documentation/disclosure were sent to the borrower. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292394 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:44 | 2026-01-26 16:31 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Acknowledged-ARM Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292391 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 07:44 | 2026-01-26 16:30 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | TN | Primary Residence | Purchase | NA | 7292395 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1015 | XXXX System Seller |  |  | Closed | 2026-01-26 08:38 | 2026-01-26 11:56 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-The NMLS ID (XXXXX) of the loan originator does not exist. Provide legible copy of the loan originator's NMLS at the time of consummation. - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The NMLS ID (XXXXX) of the loan originator does not exist. Provide legible copy of the loan originator's NMLS at the time of consummation. - Due Diligence Vendor-01/26/2026 |  |  |  | TN | Primary Residence | Purchase | NA | 7293396 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1004 | XXXX System Seller |  |  | Closed | 2026-01-26 07:23 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Executed 4506-T Missing The 4506 is in the file and signed but not completed (it does not give permission to pull any tax returns). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | 7292201 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1004 | XXXX System Seller |  |  | Closed | 2026-01-26 09:15 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Cashout Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | 7294186 | N/A | N/A |
| XXXXX | OBX2026HYB1004 | XXXX System Seller |  |  | Closed | 2026-01-26 09:15 | 2026-01-28 14:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | 7294187 | N/A | N/A |
| XXXXX | OBX2026HYB1004 | XXXX System Seller |  |  | Closed | 2026-01-26 08:18 | 2026-01-26 11:01 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026<br>|  |  |  | IL | Primary Residence | Refinance | Cash Out - Other | 7292939 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:20 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300169 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:47 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Title Coverage Amount of $XXXXXX is Less than Total Amount of Subject Lien(s) of $XXXXXX.XX - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300747 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:20 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300168 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:53 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Purchase Contract | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Purchase Contract - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300841 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:30 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300358 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:58 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $1617.98 is less than Total Required Reserve Amount of $8559.96 - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300921 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:16 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300031 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:20 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300172 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:20 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 2. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300173 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Income and Employment Do Not Meet Guidelines Missing all income and employment documents - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300268 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:30 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300357 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300265 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Paystubs Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300266 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 W2/1099 Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300267 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:30 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300356 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 W2/1099 Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300264 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:30 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300355 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Paystubs Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300263 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:24 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300262 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 1.13 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301064 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of is less than Guideline FICO of 700 - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301061 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 84.92% exceeds Guideline HCLTV of 80% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301062 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 84.92% exceeds Guideline LTV of 80% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301063 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 84.92% exceeds Guideline CLTV of 80% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301060 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:06 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Approval/Underwriting Summary - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301059 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:45 | 2026-02-02 12:08 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300695 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:45 | 2026-02-02 12:08 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300694 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:33 | 2026-02-02 12:07 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing evidence of rate lock | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Evidence of Rate Lock Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300463 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:33 | 2026-02-02 12:06 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | HPA PMI Disclosure, Borrower, Required - Missing or Incomplete | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-HPA PMI Disclosure, Borrower, Required - Missing or Incomplete. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300467 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:14 | 2026-01-29 11:09 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Type Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Type Discrepancy Lender Tape reports Loan Type of Invalid Code, Audit reports Loan Type of Conventional. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301180 | N/A | N/A |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:14 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301181 | N/A | N/A |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:14 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $4110. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301183 | N/A | N/A |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 13:14 | 2026-01-28 14:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7301182 | N/A | N/A |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:33 | 2026-01-27 16:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300465 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Closed | 2026-01-26 12:33 | 2026-01-27 16:10 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Acknowledged-ARM Disclosure is Missing or Incomplete. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ARM Disclosure is Missing or Incomplete. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | UT | Primary Residence | Purchase | NA | 7300461 | N/A | N/A |
| XXXXX | OBX2026HYB1005 | XXXX System Seller |  |  | Seller | 2026-01-26 13:04 | 2026-03-05 07:30 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Open-ATR Risk - Employment validation/verification standards do not meet requirements . - Due Diligence Vendor-03/05/2026 <br>Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-01/26/2026 |  |  |  |  |  | UT | Primary Residence | Purchase | NA | 7301021 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:47 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report Provide fraud report within 30-business days of note. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298300 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:47 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared Provide OFAC findings, within 30-business days of note, evidencing borrower was cleared. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298299 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 11:48 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Purchase Contract | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Purchase Contract Provide legible copy of the purchase contract and all applicable addenda. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299511 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $12856.08 is less than Total Required Reserve Amount of $35786.52 Per guidelines, the borrower needs 6-month's PITIA for the subject property + 2-month's PITIA for the departure residence. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299814 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:26 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Insurance for REO | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Provide evidence of PITIA for 38 Access Road (no documentation in-file from time of consummation). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300291 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:47 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. Provide either the completed/notarized Patriot Act form, or a legible copy of the borrower's driver's license. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298302 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:35 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing Provide a legible copy of the initial application (initial dated 1/5/2005 per loan purchase voucher) - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298097 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:55 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. Provide a legible copy of the credit report used in qualification. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298459 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:52 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd party VOE within 10-business days of note (a copy of the associated business license can be used). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298406 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:34 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Assets of $12856.08 are less than Guideline Required Assets of $35786.52. Per guidelines, the borrower needs 6-month's PITIA for the subject property, plus 2-month's PITIA for the departure residence. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300503 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:34 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 95% exceeds Guideline HCLTV of 85% Per guidelines, the maximum HCLTV is 85%. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300502 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:34 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 95% exceeds Guideline CLTV of 85% Per guidelines, the maximum CLTV is 85%. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300501 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 07:14 | Acknowledged | 2 - Non-Material | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements All statements at the time of consummation are missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299813 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 1 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 1 Missing Provide legible copies of the most recent 2-months statements for XXXX XX XXXXXXX checking #XXXX (within 30-days of initial application). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299809 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 2 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 2 Missing Provide legible copies of the most recent 2-months statements for Bank of America MMS #XXXX (within 30-days of initial application). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299810 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 3 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 3 Missing Provide legible copies of the most recent 2-months statements for XXXXXXX XXXX saving #XXXX (within 30-days of initial application). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299811 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:04 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 4 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Asset 4 Missing Provide legible copies of the most recent 2-months statements for XXXXXXX XXXX savings #XX-XX (within 30-days of initial application). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299812 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 10:47 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Provide fraud report, within 30-business days of note, to verify all participants were checked. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7298298 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-02-11 15:18 | 2026-02-16 12:23 | Resolved | 1 - Information | Credit | Missing Doc | Missing Modification Documents | Resolved-Documentation provided - condition cleared. - Due Diligence Vendor-02/16/2026 <br>Ready for Review-Modification attached - Due Diligence Vendor-02/13/2026 <br>Open-Missing Modification Documents. The modification in file is not executed by the Borrower. Please advise if modification is active; please provide executed copy. - Due Diligence Vendor-02/11/2026 |  | Resolved-Documentation provided - condition cleared. - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CT | Primary Residence | Purchase | NA | 7568121 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:40 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300604 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:40 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300605 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:40 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300601 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:40 | 2026-02-11 10:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Open-Discount Points Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $2479.50. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300606 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:40 | 2026-02-09 16:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - condition cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX (PP), Audit reports Property Value of $XXX,XXX (appraised value). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Confirmed Sales Price - condition cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7300603 | N/A | N/A |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 11:31 | 2026-02-02 12:10 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. Provide a legible copy of the initial GFE dated within 3-business days of initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299193 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 11:31 | 2026-02-02 12:09 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. Provide a legible copy of the initial TIL dated within 3-business days of initial application. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | CT | Primary Residence | Purchase | NA | 7299194 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 11:06 | 2026-01-27 17:47 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged- - Due Diligence Vendor-01/27/2026 <br>Open-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. Provide a legible copy of the FACTA notice dated within 3-business days of the initial application. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026 |  |  |  |  |  | CT | Primary Residence | Purchase | NA | 7298696 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1009 | XXXX System Seller |  |  | Closed | 2026-01-26 12:05 | 2026-01-27 16:15 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). A general Seller Credit was listed on the final HUD-1 but cannot be used to offset the under-disclosure due to a missing the Sales Agreement. Provide Sales Agreement. Additional conditions may apply. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). A general Seller Credit was listed on the final HUD-1 but cannot be used to offset the under-disclosure due to a missing the Sales Agreement. Provide Sales Agreement. Additional conditions may apply. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | CT | Primary Residence | Purchase | NA | 7299836 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 07:56 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309562 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:00 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Borrower | Open Judgment/Lien noted (Borrower 1) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Open judgments/liens noted for the Guarantor 1. No additional details of this filing were provided to confirm the Guarantor was eligible. Please provide evidence of dismissal of this filing. Additional findings may apply.<br> The credit report is showing 3 open judgments. Only 2 show an amount and the total of those 2 accounts is over $100k - no explanation or proof of payment was provided. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310742 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 07:56 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309561 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:57 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Updated Credit Report Supplement | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing verification of the payments for liabilities 3, 4, and 5 from the credit report. The credit report in the file does not show any payments for these revolving accounts. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310697 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:55 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing VOM for subject property and primary residence - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310658 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:54 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Debt | Mortgage history for primary residence less than 12 months | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing a VOM for the mortgage on the primary residence located in XXXXXXX, XXXXXXX - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310628 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:13 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing proof of residency status for Non-US Citizen (Borrower 1) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing proof of residency status for Non-US Citizen (Borrower 1) B1 appears to be a Foreign National (NOTE: Foreign Nations are not permitted per the guidelines). Only a Canadian passport was provided at origination, with only ITIN letters provided post-closing in XXXX. In addition, the handwritten 1003 from the borrowers in the file show that they do not live or work in the United States. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309825 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:13 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing proof of residency status for Non-US Citizen (Borrower 2) | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing proof of residency status for Non-US Citizen (Borrower2) B2 appears to be a Foreign National (NOTE: Foreign Nations are not permitted per the guidelines). Only a Canadian passport was provided at origination, with only ITIN letters provided post-closing in XXXX. In addition, the handwritten 1003 from the borrowers in the file show that they do not live or work in the United States. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309828 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:53 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $18358 - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312377 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:51 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence that REO1 Property is Owned Free and Clear | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing Evidence that REO1 Property is Owned Free and Clear Missing evidence that the rental property located in XXXXXX, XXXXXX is owned free and clear. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310577 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:52 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Insurance for Primary Residence | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing Evidence of Insurance for Primary Residence located in XXXXXXX, Canada - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310616 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:53 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Property Taxes for Primary Residence | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing Evidence of Property Taxes for Primary Residence located in XXXXXX, Canada - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310620 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 08:50 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Missing evidence of the property taxes on the Rental property located in XXXXXX, Canada - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310565 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 07:59 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Income and Employment Do Not Meet Guidelines Missing VVOE prior to closing for both borrowers - No Ratio loan - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309601 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:07 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7310903 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 07:59 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309600 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 07:59 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7309599 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 10:00 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Assets of $0 are less than Guideline Required Assets of $18358. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312629 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:53 | 2026-02-23 07:14 | Acknowledged | 2 - Non-Material | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312376 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-02-11 15:52 | 2026-02-18 10:17 | Resolved | 1 - Information | Credit | Missing Doc | Missing Modification Documents | Resolved-Documentation received - cleared - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Signed modification agreement attached - Due Diligence Vendor-02/17/2026 <br> Open-Missing Modification Documents. There are 2 acknowledged modifications in file. Modification dated XX/XX/XXXX (XXX XX/XX/XXXX) and an additional Modification dated XX/XX/XXXX (same) (XXX XX/XX/XXXX). Please confirm which Modification is valid and in effect. - Due Diligence Vendor-02/11/2026 |  | Resolved-Documentation received - cleared - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | NC | Second Home | Refinance | Cash Out - Other | 7569047 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:26 | 2026-02-02 12:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7311406 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:26 | 2026-02-02 12:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7311407 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 10:07 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Cashout Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312865 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 10:07 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312867 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 10:07 | 2026-01-28 14:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312866 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:54 | 2026-01-27 16:19 | Acknowledged | 2 - Non-Material | Compliance | Mavent | ApplicationRule: License | Acknowledged-Prior to July 31, 2009, North Carolina required a Mortgage Lender License (Mortgage Lender(NC_ML)) to make a loan and a Mortgage Broker License (Mortgage Broker(NC_MB)) to broker a loan or originate a table-funded loan. (N.C. Gen. Stat. 53-244.010 et seq.; 53-243.01 et seq.; 53-243.02) NMLS information was not provided - Due Diligence Vendor-01/27/2026 <br>Open- - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Prior to July 31, 2009, North Carolina required a Mortgage Lender License (Mortgage Lender(NC_ML)) to make a loan and a Mortgage Broker License (Mortgage Broker(NC_MB)) to broker a loan or originate a table-funded loan. (N.C. Gen. Stat. 53-244.010 et seq.; 53-243.01 et seq.; 53-243.02) NMLS information was not provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312417 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:54 | 2026-01-27 16:19 | Acknowledged | 2 - Non-Material | Compliance | Mavent | ApplicationRule: License | Acknowledged-On and after July 31, 2009, a Mortgage Lender License is required to make loans secured by a 1-4 unit dwelling in North Carolina. Prior to July 31, 2009, unless the lender qualified for a recognized license exemption, North Carolina law required a lender to hold a Mortgage Lender License in order to make a loan. (N.C. Gen. Stat. 53-244-030; 53-244-040; 53-243.02(a); 53-243.01(2), (11), (13), (15), and (19)) NMLS information was not provided - Due Diligence Vendor-01/27/2026 <br>Open- - Due Diligence Vendor-01/27/2026 |  | Acknowledged-On and after July 31, 2009, a Mortgage Lender License is required to make loans secured by a 1-4 unit dwelling in North Carolina. Prior to July 31, 2009, unless the lender qualified for a recognized license exemption, North Carolina law required a lender to hold a Mortgage Lender License in order to make a loan. (N.C. Gen. Stat. 53-244-030; 53-244-040; 53-243.02(a); 53-243.01(2), (11), (13), (15), and (19)) NMLS information was not provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312419 | N/A | N/A |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:11 | 2026-01-27 16:19 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7311025 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1006 | XXXX System Seller |  |  | Closed | 2026-01-27 09:54 | 2026-01-27 16:17 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The disclosed finance charge ($XXX,XXX.XX) is ($5,282.14) below the actual finance charge ($XXX,XXX.XX). The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge ($XXX,XXX.XX). The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/27/2026 |  |  |  | NC | Second Home | Refinance | Cash Out - Other | 7312418 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-02-11 16:01 | 2026-02-18 13:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Modification Documents | Resolved-Confirmed most recent acknowledged modification used - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-Missing Modification Documents. There are 2 acknowledged modifications in file. Modification dated XX/XX/XXXX (XXX XX/XX/XXXX) and an additional Modification dated XX/XX/XXXX (same) (XXX XX/XX/XXXX). Please confirm which Modification is valid and in effect. - Due Diligence Vendor-02/11/2026 |  | Resolved-Confirmed most recent acknowledged modification used - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7569215 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-29 10:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278325 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278328 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278329 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278326 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278330 | N/A | N/A |
| XXXXX | OBX2026HYB1001 | XXXX System Seller |  |  | Closed | 2026-01-23 14:54 | 2026-01-28 14:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7278327 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-26 08:03 | 2026-02-18 09:30 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7292658 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 19:14 | 2026-02-10 07:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.X, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7192367 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 16:56 | 2026-02-02 12:12 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Attorney Preference Letter | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Right To Choose Attorney or Attorney Preference Not In File - Due Diligence Vendor-01/20/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7190541 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 19:14 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7192369 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 19:14 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7192366 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 19:14 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7192370 | N/A | N/A |
| XXXXX | OBX2026HYB1098 | XXXX System Seller |  |  | Closed | 2026-01-20 19:14 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NY | Primary Residence | Refinance | Cash Out - Other | 7192368 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 16:33 | 2026-02-27 16:05 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026 <br>Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing 3rd Party Verbal Verification of Employment dated within 10 business days prior to the Note date for Borrower's current job. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171082 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 16:42 | 2026-02-27 16:05 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026 <br>Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements The loan file s missing the credit report. - Due Diligence Vendor-01/22/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171129 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 16:33 | 2026-02-12 13:42 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-VOE - Due Diligence Vendor-02/10/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party Verbal Verification of Employment dated within 10 business days prior to the Note date for Borrower's current job. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/12/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171080 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 16:42 | 2026-02-05 07:40 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-02/05/2026 <br>Ready for Review-credit report provided can this be cleared as well - Due Diligence Vendor-02/03/2026 <br>Open-Housing History Does Not Meet Guideline Requirements No evidence of housing payment history in file and the loan file is missing the credit report. - Due Diligence Vendor-01/22/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-02/05/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171128 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 16:42 | 2026-02-05 07:37 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171127 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 18:57 | 2026-01-27 07:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-1Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171738 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 18:57 | 2026-01-27 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI was blank, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171742 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 18:57 | 2026-01-27 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $1,019.00. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171741 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 18:57 | 2026-01-27 07:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171740 | N/A | N/A |
| XXXXX | OBX2026HYB1099 | XXXX System Seller |  |  | Closed | 2026-01-19 18:57 | 2026-01-27 07:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7171739 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:29 | 2026-02-27 15:12 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-credit was provided please clear - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing Credit Report. - Due Diligence Vendor-01/23/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181208 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:19 | 2026-02-27 15:10 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/27/2026 <br>Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Borrower 1 W2/1099 Missing - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/27/2026 <br>Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7180741 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:22 | 2026-02-16 12:46 | Resolved | 1 - Information | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/16/2026 <br>Open-Asset Record 1 Does Not Meet G/L Requirements - Due Diligence Vendor-02/16/2026 <br>Ready for Review-asset statement - Due Diligence Vendor-02/13/2026 <br>Open-Asset Record 1 Does Not Meet G/L Requirements. Asset documentation not provided in file. - Due Diligence Vendor-01/26/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7184375 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:22 | 2026-02-16 12:45 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-02/16/2026 <br>Ready for Review-asset statement - Due Diligence Vendor-02/13/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements. Asset documentation not found in file. - Due Diligence Vendor-01/26/2026 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7184377 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:19 | 2026-02-16 12:42 | Resolved | 1 - Information | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/16/2026 <br>Ready for Review-w2 - Due Diligence Vendor-02/13/2026 <br>Open-Income and Employment Do Not Meet Guidelines Borrower 1 W2/1099 Missing - Due Diligence Vendor-01/20/2026 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7180740 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:19 | 2026-02-16 12:42 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-w2 - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 W2/1099 Missing - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7180739 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:29 | 2026-02-05 07:51 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-02/05/2026 <br>Ready for Review-credit report has been provided can this be cleared - Due Diligence Vendor-02/03/2026 <br>Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-02/05/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181207 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:29 | 2026-02-05 07:49 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached. - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181206 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:08 | 2026-02-03 07:29 | Resolved | 1 - Information | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026 <br>Ready for Review-please see fema map reflecting not in a flood zone. Appraisal also reflects property is not in a flood zone - Due Diligence Vendor-02/02/2026 <br>Open-Missing Flood Certificate - Due Diligence Vendor-01/20/2026 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026<br>| XXXXXXX_1.pdf<br> XXXXXXX_2.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7184086 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:52 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7185026 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:52 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7185024 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:52 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7185027 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:52 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI was blank, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7185028 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:52 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7185025 | N/A | N/A |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:33 | 2026-01-23 12:48 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Acknowledged-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7184602 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 12:45 | 2026-01-20 12:45 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7184882 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-20 10:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181846 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1100 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-20 10:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/20/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181847 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 15:31 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 40.31% exceeds Guideline DTI of 40% Guidelines reflect a maximum DTI of 40%. The audited DTI is 40.31%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br> - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Good reserves.<br> Employment +10 years at same employer, 26 years in field.<br> LTV less than 75%. | FL | Second Home | Purchase | NA | 7278920 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 15:41 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable Audit Reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Second Home | Purchase | NA | 7279100 | N/A | N/A |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 15:41 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XX,XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Second Home | Purchase | NA | 7279102 | N/A | N/A |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 15:41 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $1136. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Second Home | Purchase | NA | 7279103 | N/A | N/A |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 15:41 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Second Home | Purchase | NA | 7279101 | N/A | N/A |
| XXXXX | OBX2026HYB1101 | XXXX System Seller |  |  | Closed | 2026-01-23 14:04 | 2026-01-26 16:39 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). It appears the lender did not include the Loan Origination Fee in the amount of $XXXXX.XX and Settlement Fee in the amount of $XXX.XX in the calculation. <br> Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/23/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). It appears the lender did not include the Loan Origination Fee in the amount of $XXXXX.XX and Settlement Fee in the amount of $XXX.XX in the calculation. <br> Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/23/2026 |  |  |  | FL | Second Home | Purchase | NA | 7277493 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-19 14:09 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169597 | N/A | N/A |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-19 14:09 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169595 | N/A | N/A |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-19 14:09 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169598 | N/A | N/A |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-23 14:22 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports No ULI, Audit reports ULI of XXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7277838 | N/A | N/A |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-19 14:09 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169596 | N/A | N/A |
| XXXXX | OBX2026HYB1102 | XXXX System Seller |  |  | Closed | 2026-01-19 13:53 | 2026-01-23 14:22 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between Elliott Reiss (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169384 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 14:02 | 2026-02-23 14:58 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing credit report - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7169529 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 14:02 | 2026-02-02 11:54 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached. - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 7169528 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:50 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170793 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:50 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 00000, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170791 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:50 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170794 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:55 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of missing, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170836 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:50 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170792 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:01 | 2026-01-27 14:40 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/19/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7170243 | N/A | N/A |
| XXXXX | OBX2026HYB1103 | XXXX System Seller |  |  | Closed | 2026-01-19 15:28 | 2026-01-23 11:15 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXX XXXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Purchase | NA | 7170483 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1104 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-01-27 08:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7222493 | N/A | N/A |
| XXXXX | OBX2026HYB1104 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-01-27 08:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7222492 | N/A | N/A |
| XXXXX | OBX2026HYB1104 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-01-27 08:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7222491 | N/A | N/A |
| XXXXX | OBX2026HYB1104 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-01-27 07:59 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7222490 | N/A | N/A |
| XXXXX | OBX2026HYB1104 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-01-27 07:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of blank, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7222489 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:16 | 2026-02-23 14:26 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/16/2026 <br>Ready for Review-VOE - Due Diligence Vendor-02/13/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements due to missing verbal verification of employment. - Due Diligence Vendor-01/20/2026 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7177684 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:16 | 2026-02-23 14:26 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/16/2026 <br>Ready for Review-all income docs submitted within other conditions, w2, paystubs and VOE please clear - Due Diligence Vendor-02/13/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements ok - Due Diligence Vendor-01/30/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements due to missing Paystubs and 2 years of W2s. - Due Diligence Vendor-01/20/2026 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/16/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7177685 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:41 | 2026-02-23 14:26 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements due to missing Credit report - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7178159 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-26 08:09 | 2026-02-18 09:32 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7292747 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:16 | 2026-02-16 12:51 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-VOE - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines and Appendix Q require a VVOE within 10 business days prior to the note date. The VVOE is missing. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7177681 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:16 | 2026-02-16 12:51 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Paystubs Missing | Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-paystub - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 Paystubs Missing The Borrower's income is required to be documented with Appendix Q requirement. The loan file contains 1040 transcripts for 3 years. Copies of the Borrower's most recent paystubs are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7177682 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:16 | 2026-02-16 12:51 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-w2 - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 W2/1099 Missing Copies of the Borrower's 2 years of W2s are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7177683 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:03 | 2026-02-03 07:27 | Resolved | 1 - Information | Credit | Missing Doc | Flood Certificate Missing | Resolved-Sufficient documentation provided - condition cleared - Due Diligence Vendor-02/03/2026 <br> Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Fema map included reflecting Zone X- not in a flood zone - Due Diligence Vendor-02/02/2026 <br> Open-Missing Flood Certificate Life of loan Flood Certificate not provided.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Sufficient documentation provided - condition cleared - Due Diligence Vendor-02/03/2026 <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7180133 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 08:41 | 2026-02-02 11:45 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. A credit report for the borrower was not provided. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7178158 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:52 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7181927 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:52 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $1357. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7181928 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:52 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is blank, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7181925 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:52 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0 Audit reports Total Loan Cost of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7181926 | N/A | N/A |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:19 | 2026-01-26 08:10 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Acknowledged-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The Initial Loan Estimate was not provided within 3 days of application. The Initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The Initial Loan Estimate was not provided within 3 days of application. The Initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7180783 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1105 | XXXX System Seller |  |  | Closed | 2026-01-20 10:19 | 2026-01-23 10:55 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS ID is associated with XXXXXX XXXXXXXX XXXXXXXXXXX, however XXXX XXXX has a relationship with them - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between XXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS ID is associated with XXXXXX XXXXXXXX XXXXXXXXXX, however XXXX XXXX has a relationship with them - Due Diligence Vendor-01/20/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7180784 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-26 16:40 | 2026-02-18 09:32 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7304145 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 03:11 | 2026-01-28 17:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196801 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 03:11 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $2928.75. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196802 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 03:11 | 2026-01-28 16:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196799 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 03:11 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196803 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 03:11 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196800 | N/A | N/A |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-20 11:55 | 2026-01-26 16:40 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Originator NMLS Status is Not Active | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, she wasn't authorized to represent XXXXXX XXXXXXXX in Washington until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, she wasn't authorized to represent XXXXXX XXXXXXXX in Washington until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7183632 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1106 | XXXX System Seller |  |  | Closed | 2026-01-21 02:51 | 2026-01-26 16:40 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Per NMLS consumer access, she wasn't authorized to represent XXXXXX XXXXXXXX in Washington until XX/XX/XXXX. - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Per NMLS consumer access, she wasn't authorized to represent XXXXXX XXXXXXXX in Washington until XX/XX/XXXX. - Due Diligence Vendor-01/21/2026 |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 7196731 | N/A | N/A |
| XXXXX | OBX2026HYB1016 | XXXX System Seller |  |  | Closed | 2026-01-21 16:35 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of rate term refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7227308 | N/A | N/A |
| XXXXX | OBX2026HYB1016 | XXXX System Seller |  |  | Closed | 2026-01-21 16:35 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7227311 | N/A | N/A |
| XXXXX | OBX2026HYB1016 | XXXX System Seller |  |  | Closed | 2026-01-21 16:35 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7227309 | N/A | N/A |
| XXXXX | OBX2026HYB1016 | XXXX System Seller |  |  | Closed | 2026-01-21 16:35 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7227312 | N/A | N/A |
| XXXXX | OBX2026HYB1016 | XXXX System Seller |  |  | Closed | 2026-01-21 16:35 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00 Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7227310 | N/A | N/A |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7222502 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-21 14:13 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7223397 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-21 13:36 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7222501 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-22 08:19 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable , Audit reports Loan Purpose of Cash Out Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7239896 | N/A | N/A |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-22 08:19 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7239900 | N/A | N/A |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-22 08:19 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7239898 | N/A | N/A |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-22 08:19 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0 Audit reports Lender Credits of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7239901 | N/A | N/A |
| XXXXX | OBX2026HYB1107 | XXXX System Seller |  |  | Closed | 2026-01-22 08:19 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 7239899 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-02-18 09:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Introductory Rate Period Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/18/2026 <br>Open-Introductory Rate Period Discrepancy Lender Tape reports Introductory Rate Period of 60 months, Audit reports Loan Term of 84 months. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254058 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Cashout Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254057 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254061 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254059 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254062 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 15:05 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7254060 | N/A | N/A |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-24 10:10 | 2026-01-24 10:20 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7282847 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 13:57 | 2026-01-24 09:41 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7252744 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1108 | XXXX System Seller |  |  | Closed | 2026-01-22 13:57 | 2026-01-24 09:40 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026<br>|  |  |  | KS | Primary Residence | Refinance | Cash Out - Other | 7252746 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1007 | XXXX System Seller |  |  | Closed | 2026-01-26 10:52 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report Missing Third Party Fraud Tool (Report)<br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Purchase | NA | 7298416 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1007 | XXXX System Seller |  |  | Closed | 2026-01-26 12:58 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MD | Primary Residence | Purchase | NA | 7300915 | N/A | N/A |
| XXXXX | OBX2026HYB1007 | XXXX System Seller |  |  | Closed | 2026-01-26 12:58 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0 Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Purchase | NA | 7300917 | N/A | N/A |
| XXXXX | OBX2026HYB1007 | XXXX System Seller |  |  | Closed | 2026-01-26 12:58 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Purchase | NA | 7300918 | N/A | N/A |
| XXXXX | OBX2026HYB1007 | XXXX System Seller |  |  | Closed | 2026-01-26 16:18 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Purchase | NA | 7303810 | N/A | N/A |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 03:17 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report Provide legible copy of the fraud report. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290221 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 03:17 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared Provide confirmation that OFAC was checked and cleared. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290220 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:28 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $6710.17 is less than Total Required Reserve Amount of $13618.62 Per guidelines, 6-months of reserves are required (based on qualifying rate). - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290615 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 07:26 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Shortfall | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7292237 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:48 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 2.96 month(s) are less than Guideline Required Reserves of 6 month(s) Per 10/2/2019 guidelines, the minimum reserves were 6-month's qualifying PITIA. If you have guidelines that are during the time of consummation, provide a legible copy and corrections will be made. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290727 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:48 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of 680 is less than Guideline FICO of 700 Per 10/2/2019 guidelines, the minimum FICO for 80% LTV/CLTV/HCLTV is 700. Subject to receipt of Guidelines from date of loan consummation. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290725 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:48 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $359651 Per guidelines, the minimum loan amount is $XX more than the FHFA loan limit, which was $XXX,XXX in XXXX. If you have guidelines that are during the time of consummation, provide a legible copy and corrections will be made. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290726 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 03:17 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Provide legible copy of the fraud report reflecting that all parties to the loan were checked. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290219 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:29 | 2026-02-02 12:12 | Acknowledged | 2 - Non-Material | Compliance | Late:Grace | Maryland - Minimum Grace Period (Interest & Usury) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open- - Due Diligence Vendor-01/26/2026 <br>Open- - Due Diligence Vendor-01/26/2026 <br>Open- - Due Diligence Vendor-01/26/2026 <br>Open- - Due Diligence Vendor-01/26/2026 <br>Open-The late fee grace period is (10.0). The Maryland Interest and Usury Act prohibits a late charge being imposed before the delinquency has continued for at least 15 days. (MD COML 12-105(c)(3)) 10 days < 15 days required grace period permitted by the State of Maryland. - Due Diligence Vendor-01/26/2026 <br>Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290619 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:53 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of cash-out refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290763 | N/A | N/A |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:53 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290765 | N/A | N/A |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:53 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290764 | N/A | N/A |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 03:46 | 2026-01-26 16:43 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date Provide confirmation the ARM disclosure was provided to the borrower within 3-business days of the initial application. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date Provide confirmation the ARM disclosure was provided to the borrower within 3-business days of the initial application. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290379 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 03:46 | 2026-01-26 16:43 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Provide confirmation the CHARM booklet was provided to the borrower within 3-business days of the initial application. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Provide confirmation the CHARM booklet was provided to the borrower within 3-business days of the initial application. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290377 | N/A | N/A |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:29 | 2026-01-26 16:42 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). Please provide the index used for calculation. Compliance will be re-reviewed upon receipt. Additional conditions may apply. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). Please provide the index used for calculation. Compliance will be re-reviewed upon receipt. Additional conditions may apply. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290620 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 05:17 | 2026-01-26 07:32 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Origination Company NMLS Status is Unknown | Acknowledged-Loan Origination Company NMLS Status is Unknown - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Loan Origination Company NMLS Status is Unknown - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290878 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 05:17 | 2026-01-26 07:31 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Originator NMLS Status is Unknown | Acknowledged-Loan Originator NMLS Status is Unknown Provide confirmation of the loan originator's NMLS number at the time of loan consummation (not reflected on the note, DOT, or 1003. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Loan Originator NMLS Status is Unknown Provide confirmation of the loan originator's NMLS number at the time of loan consummation (not reflected on the note, DOT, or 1003. - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290879 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 06:39 | 2026-01-26 07:30 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-The loan originator does not have a license in MD as of XX/XX/XXXX Provide confirmation of the loan originator's NMLS number at the time of consummation. - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The loan originator does not have a license in MD as of XX/XX/XXXX Provide confirmation of the loan originator's NMLS number at the time of consummation. - Due Diligence Vendor-01/26/2026 |  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7291761 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1109 | XXXX System Seller |  |  | Closed | 2026-01-26 04:53 | 2026-01-26 07:27 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Loan Originator NMLS Source Doc | Acknowledged-A signed final FNMA 1003 to source the Loan Originator NMLS is missing. The NMLS isn't reflected on the final note, DOT, or signed 1003 for either the loan originator or the company. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-A signed final FNMA 1003 to source the Loan Originator NMLS is missing. The NMLS isn't reflected on the final note, DOT, or signed 1003 for either the loan originator or the company. - Due Diligence Vendor-01/26/2026<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 7290762 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1111 | XXXX System Seller |  |  | Closed | 2026-02-23 10:37 | 2026-02-23 10:37 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Open-The lender changed the originator qualified mortgage designation from QM to Non QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 7757640 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1111 | XXXX System Seller |  |  | Closed | 2025-12-29 12:26 | 2026-02-23 10:34 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Acknowledged-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Acknowledged-The loan's (9.318%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (7.48%), which is the comparable average prime offer rate of (5.23%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (9.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Acknowledged-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Acknowledged-The loan's (9.318%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (7.48%), which is the comparable average prime offer rate of (5.23%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (9.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) - Due Diligence Vendor-01/16/2026 |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 6837532 | N/A | N/A |
| XXXXX | OBX2026HYB1111 | XXXX System Seller |  |  | Closed | 2025-12-29 15:00 | 2026-01-08 13:47 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Corrected Closing Disclosure (Loan Product)(Last CD Received Date) | Acknowledged-The last Closing Disclosure Received Date (XX/XX/XXXX) is not at least 3 business days before the consummation date of (XX/XX/XXXX). The (Fixed Rate) disclosed Loan Product on the last Closing Disclosure does not match the system calculated (5/6 mo. Adjustable Rate) Loan Product. Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than 3 business days before the consummation date of (XX/XX/XXXX). If a corrected Closing Disclosure is not provided in person, a consumer is deemed to have received it 3 business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (12 CFR 1026.19(f)(2)(ii)(B); OSC 19(f)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 |  | Acknowledged-The last Closing Disclosure Received Date (XX/XX/XXXX) is not at least 3 business days before the consummation date of (XX/XX/XXXX). The (Fixed Rate) disclosed Loan Product on the last Closing Disclosure does not match the system calculated (5/6 mo. Adjustable Rate) Loan Product. Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than 3 business days before the consummation date of (XX/XX/XXXX). If a corrected Closing Disclosure is not provided in person, a consumer is deemed to have received it 3 business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (12 CFR 1026.19(f)(2)(ii)(B); OSC 19(f)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/29/2025 |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 6840763 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1111 | XXXX System Seller |  |  | Closed | 2025-12-29 15:00 | 2026-01-08 13:47 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Inaccurate Loan Product - Redisclosure and Waiting Period | Acknowledged-The Loan Product of (Fixed Rate) on the Closing Disclosure is inaccurate. The actual Loan Product is (5/6 mo. Adjustable Rate). Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than 3 business days before the consummation date of (XX/XX/XXXX). If a corrected Closing Disclosure is delivered to a consumer other than in person, a consumer is deemed to have received it 3 business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii); 1026.19(f)(2)(ii)(B)) The Loan Information section of the final CD, dated XX/XX/XXXX, states the Loan Product is Examples: 30 Year Fixed. The prior CD, dated XX/XX/XXXX, states the Loan Product was Example: 5/6 Adjustable Rate. A change in Loan Product on the final CD requires either a 3-day waiting period or a waiver by borrower. No Cure.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 |  | Acknowledged-The Loan Product of (Fixed Rate) on the Closing Disclosure is inaccurate. The actual Loan Product is (5/6 mo. Adjustable Rate). Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than 3 business days before the consummation date of (XX/XX/XXXX). If a corrected Closing Disclosure is delivered to a consumer other than in person, a consumer is deemed to have received it 3 business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii); 1026.19(f)(2)(ii)(B)) The Loan Information section of the final CD, dated XX/XX/XXXX, states the Loan Product is Examples: 30 Year Fixed. The prior CD, dated XX/XX/XXXX, states the Loan Product was Example: 5/6 Adjustable Rate. A change in Loan Product on the final CD requires either a 3-day waiting period or a waiver by borrower. No Cure.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/29/2025 |  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 6840762 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1112 | XXXX System Seller |  |  | Closed | 2026-02-23 10:40 | 2026-02-23 10:40 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7757710 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1112 | XXXX System Seller |  |  | Closed | 2025-12-30 17:41 | 2026-02-23 10:40 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Open-The loan's (8.388%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (6.85%), which is the comparable average prime offer rate of (4.6%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (5.99%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing.<br> - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/30/2025 <br> Open- - Due Diligence Vendor-12/30/2025 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6862603 | N/A | N/A |
| XXXXX | OBX2026HYB1112 | XXXX System Seller |  |  | Closed | 2026-01-05 08:10 | 2026-01-23 08:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $XX.XX, Audit reports Lender Credits of $0.00. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/05/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6912164 | N/A | N/A |
| XXXXX | OBX2026HYB1112 | XXXX System Seller |  |  | Closed | 2025-12-30 14:30 | 2026-01-12 11:27 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-12/30/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-12/30/2025<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6860068 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1113 | XXXX System Seller |  |  | Closed | 2026-02-23 10:42 | 2026-02-23 10:42 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7757728 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1113 | XXXX System Seller |  |  | Closed | 2026-01-06 13:36 | 2026-02-23 10:41 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Open-The loan's (7.007%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.17%), which is the comparable average prime offer rate of (2.92%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.99%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 6942119 | N/A | N/A |
| XXXXX | OBX2026HYB1114 | XXXX System Seller |  |  | Closed | 2026-02-23 10:45 | 2026-02-23 10:45 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7757783 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1114 | XXXX System Seller |  |  | Closed | 2026-01-14 08:37 | 2026-02-23 10:44 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (7.025%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.27%), which is the comparable average prime offer rate of (3.02%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.99%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7084594 | N/A | N/A |
| XXXXX | OBX2026HYB1114 | XXXX System Seller |  |  | Closed | 2026-01-20 08:43 | 2026-01-23 08:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7178191 | N/A | N/A |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-02-23 10:47 | 2026-02-23 10:47 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7757819 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 15:36 | 2026-02-23 10:46 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.779%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.02%), which is the comparable average prime offer rate of (2.77%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.75%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure. - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7050425 | N/A | N/A |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 12:26 | 2026-02-16 13:01 | Resolved | 1 - Information | Credit | Income/Employment | Borrower 2 IRS Transcripts Do Not Match Income Docs | Resolved-Documentation re-reviewed - sufficient documentation in file - cleared - Due Diligence Vendor-02/16/2026 <br> Resolved-Borrower 2 IRS Transcripts Do Not Match Income Docs Condition Resolved or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br> Ready for Review-brw #2 income was not used for income cal see income cal explanation provided - Due Diligence Vendor-02/13/2026 <br> Open-Borrower 2 IRS Transcripts Do Not Match Income Docs The XXXX Tax Transcripts do not match the XXXX Tax Returns. - Due Diligence Vendor-01/12/2026 |  | Resolved-Documentation re-reviewed - sufficient documentation in file - cleared - Due Diligence Vendor-02/16/2026 <br>Resolved-Borrower 2 IRS Transcripts Do Not Match Income Docs Condition Resolved or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7046564 | N/A | N/A |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 12:26 | 2026-02-16 13:00 | Resolved | 1 - Information | Credit | Income/Employment | Borrower 1 IRS Transcripts Do Not Match Income Docs | Resolved-Documentation re-reviewed - sufficient documentation in file - cleared - Due Diligence Vendor-02/16/2026 <br> Resolved-Borrower 1 IRS Transcripts Do Not Match Income Docs Condition Resolved - Due Diligence Vendor-02/16/2026 <br> Ready for Review-income cal - Due Diligence Vendor-02/13/2026 <br> Open-Borrower 1 IRS Transcripts Do Not Match Income Docs The XXXX Tax Transcripts do not match the XXXX Tax Returns. - Due Diligence Vendor-01/12/2026 |  | Resolved-Documentation re-reviewed - sufficient documentation in file - cleared - Due Diligence Vendor-02/16/2026 <br>Resolved-Borrower 1 IRS Transcripts Do Not Match Income Docs Condition Resolved - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7046563 | N/A | N/A |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 16:15 | 2026-01-23 07:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX from initial loan application, Audit reports ULI of XXXXXXXXXXXXXXXX from final loan application. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7050945 | N/A | N/A |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 15:36 | 2026-01-12 15:57 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7050423 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1115 | XXXX System Seller |  |  | Closed | 2026-01-12 15:36 | 2026-01-12 15:57 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7050424 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1116 | XXXX System Seller |  |  | Closed | 2026-01-06 15:49 | 2026-01-23 08:19 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Purchase, Audit reports Loan Purpose of Cash Out Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 6945133 | N/A | N/A |
| XXXXX | OBX2026HYB1117 | XXXX System Seller |  |  | Closed | 2026-02-23 10:49 | 2026-02-23 10:49 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7757848 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1117 | XXXX System Seller |  |  | Closed | 2026-01-07 10:08 | 2026-02-23 10:48 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.231%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.11%), which is the comparable average prime offer rate of (2.86%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.49%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitations, No Cure - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6960777 | N/A | N/A |
| XXXXX | OBX2026HYB1118 | XXXX System Seller |  |  | Closed | 2026-02-23 10:51 | 2026-02-23 10:51 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7757882 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1118 | XXXX System Seller |  |  | Closed | 2026-01-13 09:22 | 2026-02-23 10:50 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.396%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.99%), which is the comparable average prime offer rate of (2.74%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.49%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure. - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7062156 | N/A | N/A |
| XXXXX | OBX2026HYB1118 | XXXX System Seller |  |  | Closed | 2026-01-13 09:50 | 2026-01-23 08:19 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7063033 | N/A | N/A |
| XXXXX | OBX2026HYB1119 | XXXX System Seller |  |  | Closed | 2026-02-23 10:57 | 2026-02-23 10:57 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7757983 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1119 | XXXX System Seller |  |  | Closed | 2026-01-05 14:06 | 2026-02-23 10:57 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Open-The loan's (6.295%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.82%), which is the comparable average prime offer rate of (3.57%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.49%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6920768 | N/A | N/A |
| XXXXX | OBX2026HYB1120 | XXXX System Seller |  |  | Closed | 2026-02-23 10:59 | 2026-02-23 10:59 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7758022 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1120 | XXXX System Seller |  |  | Closed | 2026-01-18 15:35 | 2026-02-23 10:59 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.186%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.375%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/18/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7156845 | N/A | N/A |
| XXXXX | OBX2026HYB1120 | XXXX System Seller |  |  | Closed | 2026-01-14 08:03 | 2026-01-23 08:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7083861 | N/A | N/A |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-02-23 11:01 | 2026-02-23 11:01 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758082 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-01-14 08:08 | 2026-02-23 11:01 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.205%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.375%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7083966 | N/A | N/A |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-01-14 08:19 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 78.61% exceeds Guideline HCLTV of 75% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 789<br> 15+Years on Job<br> Residual Income | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7084140 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-01-14 08:19 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 78.61% exceeds Guideline LTV of 75% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 789<br> 15+Years on Job<br> Residual Income | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7084141 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-01-14 08:19 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 78.61% exceeds Guideline CLTV of 75% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 789<br> 15+Years on Job<br> Residual Income | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7084139 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1121 | XXXX System Seller |  |  | Closed | 2026-01-19 12:10 | 2026-01-23 07:09 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/22/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Added Finding&nbsp;&nbsp;&nbsp;&nbsp; Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared. - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167661 | N/A | N/A |
| XXXXX | OBX2026HYB1122 | XXXX System Seller |  |  | Closed | 2026-02-23 11:03 | 2026-02-23 11:03 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758111 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1122 | XXXX System Seller |  |  | Closed | 2026-01-13 17:41 | 2026-02-23 11:03 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.0%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.99%), which is the comparable average prime offer rate of (2.74%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7075768 | N/A | N/A |
| XXXXX | OBX2026HYB1122 | XXXX System Seller |  |  | Closed | 2026-01-13 17:55 | 2026-02-02 07:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7075862 | N/A | N/A |
| XXXXX | OBX2026HYB1123 | XXXX System Seller |  |  | Closed | 2026-02-23 11:05 | 2026-02-23 11:05 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7758149 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1123 | XXXX System Seller |  |  | Closed | 2026-01-18 09:11 | 2026-02-23 11:05 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.03%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.02%), which is the comparable average prime offer rate of (2.77%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/18/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7156198 | N/A | N/A |
| XXXXX | OBX2026HYB1123 | XXXX System Seller |  |  | Closed | 2026-01-12 16:31 | 2026-02-02 07:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7051131 | N/A | N/A |
| XXXXX | OBX2026HYB1123 | XXXX System Seller |  |  | Closed | 2026-01-12 16:16 | 2026-01-20 12:41 | Acknowledged | 2 - Non-Material | Compliance | Fees:Limited | Washington - Discount Points | Acknowledged-The Washington Administrative Code requires the discount points actually lower the rate. The note rate (2.25%) is not lower than the undiscounted rate (0.0%). WAC 208-620-555(3)(e). Undiscounted rate was not provided. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 <br>Open- - Due Diligence Vendor-01/18/2026 <br>Open- - Due Diligence Vendor-01/12/2026 |  | Acknowledged-The Washington Administrative Code requires the discount points actually lower the rate. The note rate (2.25%) is not lower than the undiscounted rate (0.0%). WAC 208-620-555(3)(e). Undiscounted rate was not provided. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7050950 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1123 | XXXX System Seller |  |  | Closed | 2026-01-18 09:32 | 2026-01-18 09:35 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Delivery of Appraisal/Valuation to Applicant Not Timely | Acknowledged-ECOA Non-Compliant: Delivery of Appraisal/Valuation to Applicant Not Timely This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/18/2026 |  | Acknowledged-ECOA Non-Compliant: Delivery of Appraisal/Valuation to Applicant Not Timely This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/18/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7156240 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1124 | XXXX System Seller |  |  | Closed | 2026-02-23 11:07 | 2026-02-23 11:07 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7758187 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1124 | XXXX System Seller |  |  | Closed | 2026-01-13 12:32 | 2026-02-23 11:07 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.021%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7070374 | N/A | N/A |
| XXXXX | OBX2026HYB1124 | XXXX System Seller |  |  | Closed | 2026-01-13 12:57 | 2026-02-02 07:33 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7071100 | N/A | N/A |
| XXXXX | OBX2026HYB1125 | XXXX System Seller |  |  | Closed | 2026-02-23 11:09 | 2026-02-23 11:09 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758233 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1125 | XXXX System Seller |  |  | Closed | 2026-01-13 17:46 | 2026-02-23 11:09 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.993%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure. - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7075809 | N/A | N/A |
| XXXXX | OBX2026HYB1125 | XXXX System Seller |  |  | Closed | 2026-01-13 18:23 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX, To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7076325 | N/A | N/A |
| XXXXX | OBX2026HYB1126 | XXXX System Seller |  |  | Closed | 2026-02-23 11:11 | 2026-02-23 11:11 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | SC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758277 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1126 | XXXX System Seller |  |  | Closed | 2026-01-06 09:42 | 2026-02-23 11:10 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.938%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.35%), which is the comparable average prime offer rate of (3.1%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. No Statute of Limitations, No Cure - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | SC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6934094 | N/A | N/A |
| XXXXX | OBX2026HYB1127 | XXXX System Seller |  |  | Closed | 2026-02-23 11:15 | 2026-02-23 11:15 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CO | Primary Residence | Purchase | NA | 7758371 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1127 | XXXX System Seller |  |  | Closed | 2026-01-20 13:51 | 2026-02-23 09:13 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Counter-QM Status - Under BAML review - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Lender Report shows a QM pass - Due Diligence Vendor-02/02/2026 <br> Open-The loan's (6.022%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No statute of Limitations. No Cure. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>| XXXXXXX_1.pdf |  |  | CO | Primary Residence | Purchase | NA | 7186280 | N/A | N/A |
| XXXXX | OBX2026HYB1127 | XXXX System Seller |  |  | Closed | 2026-01-15 11:16 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Counter-Lender Exception - Under XXXX Review - Due Diligence Vendor-02/02/2026 <br> Ready for Review-approved exception within file for exceeding DTI threshold - Due Diligence Vendor-02/02/2026 <br> Open-Audited DTI of 44.61% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43%. The audited DTI of 44.61% exceeds the maximum. Lender provided approved exception dated prior to consummation with compensating factors. - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Fico score 66 points over minimum required, Low LTV of 58.90%, Length of residence 3 years, Length of employment > 8 years, Clean credit history with no derogatory accounts, $XX,XXX.XX reserves after closing, IRA account verified, but not needed to qualify. | CO | Primary Residence | Purchase | NA | 7114785 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1127 | XXXX System Seller |  |  | Closed | 2026-01-15 10:46 | 2026-01-27 08:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agreed with audit - condition cleared. - Due Diligence Vendor-01/27/2026<br>|  |  |  | CO | Primary Residence | Purchase | NA | 7114200 | N/A | N/A |
| XXXXX | OBX2026HYB1127 | XXXX System Seller |  |  | Seller | 2026-01-15 07:06 | 2026-02-27 15:30 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br> Counter-Lender exception - Under XXXX review - Due Diligence Vendor-02/02/2026 <br> Ready for Review-exception approval within file for exceeding DTI threshold - Due Diligence Vendor-02/02/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Guidelines allow a maximum DTI of 43%. The audited DTI of 44.61% exceeds the maximum. Lender provided approved exception dated prior to consummation with compensating factors. - Due Diligence Vendor-01/15/2026 |  |  |  |  |  | CO | Primary Residence | Purchase | NA | 7107049 | N/A | N/A |
| XXXXX | OBX2026HYB1128 | XXXX System Seller |  |  | Closed | 2026-01-19 14:55 | 2026-01-27 08:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170166 | N/A | N/A |
| XXXXX | OBX2026HYB1128 | XXXX System Seller |  |  | Closed | 2026-01-19 14:55 | 2026-01-27 08:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $X,XXX.XX, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170165 | N/A | N/A |
| XXXXX | OBX2026HYB1128 | XXXX System Seller |  |  | Closed | 2026-01-19 14:15 | 2026-01-21 10:43 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXX XXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between Heather Payne (NMLS ID: XXXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169674 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1129 | XXXX System Seller |  |  | Closed | 2026-02-23 11:17 | 2026-02-23 11:17 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758482 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1129 | XXXX System Seller |  |  | Closed | 2026-01-18 07:57 | 2026-02-23 11:17 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.096%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/18/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156099 | N/A | N/A |
| XXXXX | OBX2026HYB1129 | XXXX System Seller |  |  | Closed | 2026-01-18 08:32 | 2026-02-02 07:33 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/18/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156151 | N/A | N/A |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-02-23 11:20 | 2026-02-23 11:20 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7758612 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 12:50 | 2026-02-23 11:19 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.007%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7070885 | N/A | N/A |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 13:42 | 2026-02-02 07:34 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7072223 | N/A | N/A |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 12:50 | 2026-01-19 13:32 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 |  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7070876 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 12:50 | 2026-01-19 13:32 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 |  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7070884 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 12:50 | 2026-01-19 13:31 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 |  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7070877 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1130 | XXXX System Seller |  |  | Closed | 2026-01-13 11:12 | 2026-01-13 11:12 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026<br>|  |  |  | IA | Primary Residence | Refinance | Cash Out - Other | 7066376 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1131 | XXXX System Seller |  |  | Closed | 2026-02-23 11:22 | 2026-02-23 11:22 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758693 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1131 | XXXX System Seller |  |  | Closed | 2026-01-15 11:12 | 2026-02-23 11:21 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open-The loan's (6.018%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure. - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/15/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7114721 | N/A | N/A |
| XXXXX | OBX2026HYB1131 | XXXX System Seller |  |  | Closed | 2026-01-15 13:21 | 2026-02-02 07:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7117776 | N/A | N/A |
| XXXXX | OBX2026HYB1132 | XXXX System Seller |  |  | Closed | 2026-02-23 11:24 | 2026-02-23 11:24 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758791 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1132 | XXXX System Seller |  |  | Closed | 2026-01-19 11:09 | 2026-02-23 11:23 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.091%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.99%), which is the comparable average prime offer rate of (2.74%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No statute of limitations. No cure. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7166668 | N/A | N/A |
| XXXXX | OBX2026HYB1132 | XXXX System Seller |  |  | Closed | 2026-01-19 11:28 | 2026-01-27 08:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7166975 | N/A | N/A |
| XXXXX | OBX2026HYB1132 | XXXX System Seller |  |  | Closed | 2026-01-19 11:09 | 2026-01-21 10:44 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of X/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7166669 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1132 | XXXX System Seller |  |  | Closed | 2026-01-19 11:23 | 2026-01-21 10:44 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. The appraisal was provided to the borrower on XX/XX/XXXX. However, the appraisal was not signed by the appraiser until XX/XX/XXXX. The appraisal is not considered complete until the appraiser signs the report and should not be provided to borrower until after it is signed. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/19/2026 |  | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. The appraisal was provided to the borrower on XX/XX/XXXX. However, the appraisal was not signed by the appraiser until XX/XX/XXXX. The appraisal is not considered complete until the appraiser signs the report and should not be provided to borrower until after it is signed. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7166923 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1133 | XXXX System Seller |  |  | Closed | 2026-02-23 11:26 | 2026-02-23 11:26 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758834 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1133 | XXXX System Seller |  |  | Closed | 2026-01-16 19:09 | 2026-02-23 11:26 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (6.039%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151621 | N/A | N/A |
| XXXXX | OBX2026HYB1133 | XXXX System Seller |  |  | Closed | 2026-01-16 18:31 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $30684.13 is less than Total Required Reserve Amount of $35478.18 Guidelines require 6 months PITIA Reserves, which calculate to $35,478.18. Verified assets of $30,684.13 is insufficient to satisfy the requirement. Reserves are short $4,794.05. - Due Diligence Vendor-01/17/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151286 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1133 | XXXX System Seller |  |  | Closed | 2026-01-16 19:17 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 5.19 month(s) are less than Guideline Required Reserves of 6 month(s) Guidelines require 6 months PITIA Reserves, which calculate to $35,478.18. Verified assets of $30,684.13 is insufficient to satisfy the requirement. Reserves are short $4,794.05. - Due Diligence Vendor-01/17/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151695 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1133 | XXXX System Seller |  |  | Closed | 2026-01-14 21:54 | 2026-02-02 07:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7103105 | N/A | N/A |
| XXXXX | OBX2026HYB1134 | XXXX System Seller |  |  | Closed | 2026-02-23 11:28 | 2026-02-23 11:28 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 7758889 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1134 | XXXX System Seller |  |  | Closed | 2026-01-06 10:06 | 2026-02-23 11:28 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-No Statute of Limitations, No Cure - Due Diligence Vendor-01/16/2026 <br> Open-The loan's (5.931%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.17%), which is the comparable average prime offer rate of (2.92%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.25%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Provide rate sheet, Undiscounted Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 6934661 | N/A | N/A |
| XXXXX | OBX2026HYB1013 | XXXX System Seller |  |  | Closed | 2026-02-23 11:31 | 2026-02-23 11:31 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7758954 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1013 | XXXX System Seller |  |  | Closed | 2026-01-09 11:38 | 2026-02-23 11:30 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.736%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Provide rate sheet, Undiscounted Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7011157 | N/A | N/A |
| XXXXX | OBX2026HYB1013 | XXXX System Seller |  |  | Closed | 2026-01-09 12:19 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 45.29% exceeds Guideline DTI of 45% Audit DTI is 45.29% and the Max DTI is 45.00% per the matrix. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/09/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | $XX,XXX.XX residual income. $206,190 reserves, 38 months. 797 score. Borrower has been with employer for over 4 years while also living at current residence for over 4 years. Very stable income and occupancy. | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7011926 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1013 | XXXX System Seller |  |  | Closed | 2026-01-09 08:48 | 2026-01-16 07:29 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/09/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/09/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7004806 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-02-23 11:33 | 2026-02-23 11:33 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759006 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-24 09:18 | 2026-02-23 11:33 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.816%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7282756 | N/A | N/A |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 17:39 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Shortfall | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXXXX.XX Hazard Insurance Coverage Amount of $XXXXXX is less than the required coverage amount of $X,XXX,XXX.XX for the Total Estimated Cost New - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7099703 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 16:17 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Tax Returns Not Signed - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095880 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 16:17 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095879 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 16:17 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095878 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 18:00 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 51.52% exceeds Guideline DTI of 43% Audit reflects difference in net rental income per documents in the loan file. - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7100175 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1135 | XXXX System Seller |  |  | Closed | 2026-01-14 18:05 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7100254 | N/A | N/A |
| XXXXX | OBX2026HYB1136 | XXXX System Seller |  |  | Closed | 2026-02-23 11:35 | 2026-02-23 11:35 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7759044 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1136 | XXXX System Seller |  |  | Closed | 2026-01-19 14:58 | 2026-02-23 11:35 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open- - Due Diligence Vendor-01/24/2026 <br> Open-The loan's (5.898%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/23/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  |  |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7170194 | N/A | N/A |
| XXXXX | OBX2026HYB1136 | XXXX System Seller |  |  | Closed | 2026-01-19 10:30 | 2026-02-16 13:04 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Paystubs Missing | Resolved-TWN used in liew of Paystub - condition cleared - Due Diligence Vendor-02/16/2026 <br>Resolved-Borrower 2 Paystubs Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br>Ready for Review-Full VOE used for income in lieu of paystubs - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 2 Paystubs Missing Provide 1 month paystub for borrower 2. - Due Diligence Vendor-01/19/2026 |  |  | XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7166074 | N/A | N/A |
| XXXXX | OBX2026HYB1136 | XXXX System Seller |  |  | Closed | 2026-01-19 16:00 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXX, Audit ULI not located in file. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7170864 | N/A | N/A |
| XXXXX | OBX2026HYB1137 | XXXX System Seller |  |  | Closed | 2026-02-23 11:37 | 2026-02-23 11:37 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7759092 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1137 | XXXX System Seller |  |  | Closed | 2026-01-19 09:57 | 2026-02-23 11:37 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.915%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation. No Cure. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7165603 | N/A | N/A |
| XXXXX | OBX2026HYB1137 | XXXX System Seller |  |  | Closed | 2026-01-19 10:58 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7166495 | N/A | N/A |
| XXXXX | OBX2026HYB1137 | XXXX System Seller |  |  | Closed | 2026-01-19 09:57 | 2026-01-22 14:39 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXXX XXXXX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLD and name matches NMLS, however LO usually is associated XXXXXX XXXXXXX XXXXXXXXXXXX, however XXXX XXXX XXXX is associated with XXXXXX XXXXXXXX XXXXXXXXXX - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXXXX XXXXX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLD and name matches NMLS, however LO usually is associated XXXXX XXXXXXXX XXXXXXXXXXX, however XXXX XXXX is associated with XXXXXX XXXXXXXX XXXXXXXXXXX - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7165604 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1138 | XXXX System Seller |  |  | Closed | 2026-02-23 11:39 | 2026-02-23 11:39 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759136 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1138 | XXXX System Seller |  |  | Closed | 2026-01-19 08:06 | 2026-02-23 11:39 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.896%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7163428 | N/A | N/A |
| XXXXX | OBX2026HYB1139 | XXXX System Seller |  |  | Closed | 2026-02-23 11:41 | 2026-02-23 11:41 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759159 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1139 | XXXX System Seller |  |  | Closed | 2026-01-14 13:55 | 2026-02-23 11:41 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.823%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7093218 | N/A | N/A |
| XXXXX | OBX2026HYB1139 | XXXX System Seller |  |  | Closed | 2026-01-14 15:27 | 2026-02-02 07:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> XXXXXXXXXXXXXXXXXXXXXXX - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095208 | N/A | N/A |
| XXXXX | OBX2026HYB1140 | XXXX System Seller |  |  | Closed | 2026-02-23 11:43 | 2026-02-23 11:43 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759210 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1140 | XXXX System Seller |  |  | Closed | 2026-01-18 10:12 | 2026-02-23 11:43 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.865%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No statute of limitation, no cure. - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/18/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156284 | N/A | N/A |
| XXXXX | OBX2026HYB1140 | XXXX System Seller |  |  | Closed | 2026-01-16 15:59 | 2026-02-02 07:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy XXXXXXXXXXXXXXXXXXX<br> Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7146174 | N/A | N/A |
| XXXXX | OBX2026HYB1140 | XXXX System Seller |  |  | Closed | 2026-01-16 14:35 | 2026-01-16 14:35 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7144614 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1141 | XXXX System Seller |  |  | Closed | 2026-02-23 11:46 | 2026-02-23 11:46 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759274 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1141 | XXXX System Seller |  |  | Closed | 2026-01-14 12:17 | 2026-02-23 11:45 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.817%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | TN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7091034 | N/A | N/A |
| XXXXX | OBX2026HYB1141 | XXXX System Seller |  |  | Closed | 2026-01-19 09:43 | 2026-02-02 07:37 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Added Finding&nbsp;&nbsp;&nbsp;&nbsp; Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7165412 | N/A | N/A |
| XXXXX | OBX2026HYB1142 | XXXX System Seller |  |  | Closed | 2026-02-23 11:48 | 2026-02-23 11:48 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759324 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1142 | XXXX System Seller |  |  | Closed | 2026-01-15 07:49 | 2026-02-23 11:47 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.843%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitations. No Cure. - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/15/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7107660 | N/A | N/A |
| XXXXX | OBX2026HYB1142 | XXXX System Seller |  |  | Closed | 2026-01-15 08:46 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 46.01% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43%. The audited DTI of 46.01% exceeded the maximum 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Low LTV, Credit Score, Residual income and Excess Reserves. | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7108782 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1142 | XXXX System Seller |  |  | Closed | 2026-01-15 08:59 | 2026-02-02 07:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7109074 | N/A | N/A |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-02-23 11:50 | 2026-02-23 11:50 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759374 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-25 09:37 | 2026-02-23 11:49 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.882%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure. - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/25/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7284188 | N/A | N/A |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-16 15:53 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Tax Returns Not Signed - Due Diligence Vendor-01/16/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7146123 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-16 15:53 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-01/16/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7146122 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-16 18:01 | 2026-02-18 09:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lenders agreed with audit - cleared - Due Diligence Vendor-02/18/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $XXXX.XX, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-Lenders agreed with audit - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151186 | N/A | N/A |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-16 18:01 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151188 | N/A | N/A |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-25 09:37 | 2026-01-26 16:46 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Tolerance: Disclosure | Acknowledged-Prior CD4 sent on (XX/XX/XXXX) was received at least 3 business days before closing. The Last CD (3.044%) is inaccurate compared to the Prior CD4 (2.718%) APR. The Last CD sent on (XX/XX/XXXX), Prior CD1 sent on (XX/XX/XXXX), Prior CD2 sent on (XX/XX/XXXX), and Prior CD3 sent on (XX/XX/XXXX) were not received at least 3 business days before closing. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XX/XX/XXXX), which is 3 business days before the (XX/XX/XXXX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it 3 business days after it is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least 3 business days before closing and the actual APR. (12 CFR 1026.19(f)(2)(ii)(A); OSC 19(f)(2)(ii)-1) The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/25/2026 |  | Acknowledged-Prior CD4 sent on (XX/XX/XXXX) was received at least 3 business days before closing. The Last CD (3.044%) is inaccurate compared to the Prior CD4 (2.718%) APR. The Last CD sent on (XX/XX/XXXX), Prior CD1 sent on (XX/XX/XXXX), Prior CD2 sent on (XX/XX/XXXX), and Prior CD3 sent on (XX/XX/XXXX) were not received at least 3 business days before closing. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XX/XX/XXXX), which is 3 business days before the (XX/XX/XXXX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it 3 business days after it is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least 3 business days before closing and the actual APR. (12 CFR 1026.19(f)(2)(ii)(A); OSC 19(f)(2)(ii)-1) The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7284186 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1143 | XXXX System Seller |  |  | Closed | 2026-01-16 17:44 | 2026-01-26 16:45 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/16/2026 |  | Acknowledged-A relationship between XXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/16/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151118 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1144 | XXXX System Seller |  |  | Closed | 2026-02-23 11:52 | 2026-02-23 11:52 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759424 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1144 | XXXX System Seller |  |  | Closed | 2026-01-14 18:21 | 2026-02-23 11:51 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.808%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitations, and no Cure. - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/15/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7100471 | N/A | N/A |
| XXXXX | OBX2026HYB1144 | XXXX System Seller |  |  | Closed | 2026-01-14 18:30 | 2026-02-02 07:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7100518 | N/A | N/A |
| XXXXX | OBX2026HYB1144 | XXXX System Seller |  |  | Closed | 2026-01-15 07:42 | 2026-01-27 14:44 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/15/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7107563 | N/A | N/A |
| XXXXX | OBX2026HYB1145 | XXXX System Seller |  |  | Closed | 2026-02-23 11:54 | 2026-02-23 11:54 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759457 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1145 | XXXX System Seller |  |  | Closed | 2026-01-15 18:51 | 2026-02-23 11:53 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.845%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.96%), which is the comparable average prime offer rate of (2.71%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7126613 | N/A | N/A |
| XXXXX | OBX2026HYB1145 | XXXX System Seller |  |  | Closed | 2026-01-15 19:01 | 2026-02-02 07:39 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7126664 | N/A | N/A |
| XXXXX | OBX2026HYB1146 | XXXX System Seller |  |  | Closed | 2026-02-23 11:56 | 2026-02-23 11:56 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7759502 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1146 | XXXX System Seller |  |  | Closed | 2026-01-14 12:34 | 2026-02-23 11:55 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.836%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.97%), which is the comparable average prime offer rate of (2.72%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of Limitation, No Cure - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7091406 | N/A | N/A |
| XXXXX | OBX2026HYB1146 | XXXX System Seller |  |  | Closed | 2026-01-14 13:50 | 2026-02-02 07:39 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7093133 | N/A | N/A |
| XXXXX | OBX2026HYB1147 | XXXX System Seller |  |  | Closed | 2026-02-23 11:58 | 2026-02-23 11:58 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759535 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1147 | XXXX System Seller |  |  | Closed | 2026-01-16 19:25 | 2026-02-23 11:57 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.87%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151765 | N/A | N/A |
| XXXXX | OBX2026HYB1147 | XXXX System Seller |  |  | Closed | 2026-01-16 19:37 | 2026-02-02 07:40 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151817 | N/A | N/A |
| XXXXX | OBX2026HYB1148 | XXXX System Seller |  |  | Closed | 2026-02-23 12:00 | 2026-02-23 12:00 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759598 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1148 | XXXX System Seller |  |  | Closed | 2026-01-17 14:16 | 2026-02-23 12:00 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.882%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (4.98%), which is the comparable average prime offer rate of (2.73%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($X,XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (4.125%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) Since the interest rate changes within the first five years after the first regular periodic payment, the audit used the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan for testing. No Statute of Limitation, No Cure. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154617 | N/A | N/A |
| XXXXX | OBX2026HYB1148 | XXXX System Seller |  |  | Closed | 2026-01-17 14:29 | 2026-01-27 08:55 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154650 | N/A | N/A |
| XXXXX | OBX2026HYB1148 | XXXX System Seller |  |  | Closed | 2026-01-17 14:29 | 2026-01-27 08:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Purchase. Audit reports Loan Purpose of Rate Term Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154649 | N/A | N/A |
| XXXXX | OBX2026HYB1148 | XXXX System Seller |  |  | Closed | 2026-01-17 14:16 | 2026-01-21 10:45 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Acknowledged-A relationship between XXXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154618 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1149 | XXXX System Seller |  |  | Closed | 2026-01-16 11:44 | 2026-02-02 07:41 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7141462 | N/A | N/A |
| XXXXX | OBX2026HYB1149 | XXXX System Seller |  |  | Closed | 2026-01-10 08:40 | 2026-02-02 07:40 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Rate/Term, Audit reports Loan Purpose of Cashout (cash to borrower > $2,000). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/10/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7023278 | N/A | N/A |
| XXXXX | OBX2026HYB1151 | XXXX System Seller |  |  | Closed | 2026-02-23 12:03 | 2026-02-23 12:03 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7759662 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1151 | XXXX System Seller |  |  | Closed | 2026-01-07 12:36 | 2026-02-23 12:02 | Resolved | 1 - Information | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br> Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026 <br> Open-The loan's (5.48%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (5.04%), which is the comparable average prime offer rate of (2.79%) plus 2.25. The System used the following date to perform the APOR index lookup (XX/XX/XXXX). The system added 2.25 to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (3.99%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) No Statute of limitations, and no Cure - Due Diligence Vendor-01/07/2026 <br> Open- - Due Diligence Vendor-01/07/2026 |  | Resolved-Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/23/2026 <br>Resolved-QM designation changed to NQM - condition cleared - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6965578 | N/A | N/A |
| XXXXX | OBX2026HYB1152 | XXXX System Seller |  |  | Closed | 2026-01-19 08:32 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 YTD Profit & Loss Missing Guidelines require a Year to Date Profit and Loss Statement for Jumbo Self-Employed borrowers. No P&L in file. Lender provided approved exception dated prior to consummation. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Sufficient assets and reserves, significant tenure in business with a track record that supports income over $XX,XXX.XX in residual income, credit score, time in current residence, low DTI, Low LTV. | IL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7163895 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1152 | XXXX System Seller |  |  | Closed | 2026-01-19 08:32 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7163891 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1152 | XXXX System Seller |  |  | Closed | 2026-01-19 08:32 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Balance Sheet Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Balance Sheet Missing Guidelines require a Balance Sheet for Self Employed, Jumbo loans. No Balance Sheet in file. Lender provided approved exception dated prior to consummation. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Sufficient assets and reserves, significant tenure in business with a track record that supports income over $XX,XXX.XX in residual income, credit score, time in current residence, low DTI, Low LTV. | IL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7163892 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1152 | XXXX System Seller |  |  | Closed | 2026-01-27 09:40 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Business Tax Returns Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Business Tax Returns Missing Guidelines require the most recent 2 years business tax returns for self-employed borrowers. No business taxes in file. Lender provided approved exception dated prior to consummation. However, the Guidelines state Business tax returns may not be waived. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Sufficient assets and reserves, significant tenure in business with a track record that supports income over $XX,XXX.XX in residual income, credit score, time in current residence, low DTI, Low LTV. | IL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7311764 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1152 | XXXX System Seller |  |  | Closed | 2026-01-27 10:04 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | IL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7312714 | N/A | N/A |
| XXXXX | OBX2026HYB1153 | XXXX System Seller |  |  | Closed | 2026-01-15 20:29 | 2026-02-02 07:41 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7128058 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-23 18:20 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/24/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7281633 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283031 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283035 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283036 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283033 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283037 | N/A | N/A |
| XXXXX | OBX2026HYB1154 | XXXX System Seller |  |  | Closed | 2026-01-24 12:14 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7283034 | N/A | N/A |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 07:59 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7309595 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 07:58 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7309594 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 08:46 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing verification of employment dated within 10 business days of note date, as required by guidelines. The verification in file is dated XX/XX/XXXX which is > 10 days from XX/XX/XXXX. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7310464 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 11:29 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of NA, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7315293 | N/A | N/A |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 11:29 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $1050. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7315299 | N/A | N/A |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 11:29 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7315298 | N/A | N/A |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 11:29 | 2026-01-28 10:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Zip Code Discrepancy | Resolved-Property Zip Code Discrepancy rectified - Due Diligence Vendor-01/28/2026 <br> Open-Property Zip Code Discrepancy Lender Tape reports Property Zip Code of XXXXX Audit reports Property Zip Code of XXXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Property Zip Code Discrepancy rectified - Due Diligence Vendor-01/28/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7315296 | N/A | N/A |
| XXXXX | OBX2026HYB1155 | XXXX System Seller |  |  | Closed | 2026-01-27 09:09 | 2026-01-27 16:26 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Acknowledged-ARM Disclosure is Missing or Incomplete The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ARM Disclosure is Missing or Incomplete The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | WV | Primary Residence | Purchase | NA | 7310971 | N/A | N/A |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 17:25 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7281313 | N/A | N/A |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 17:25 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7281316 | N/A | N/A |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 17:25 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7281314 | N/A | N/A |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 17:25 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7281315 | N/A | N/A |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 17:18 | 2026-01-23 17:18 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7281101 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1156 | XXXX System Seller |  |  | Closed | 2026-01-23 16:20 | 2026-01-23 16:20 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7279936 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 07:58 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 W2/1099 Missing Provide a legible copy of the XXXX W2. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7201384 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 07:58 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Provide a legible copy of the VVOE within 10-business days of note. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7201383 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:48 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 80% exceeds Guideline HCLTV of 70% Maximum LTV is 70% for 1-unit high-rise CONDO; however, it is a mid-rise, which doesn't have a reduction reflected. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 808 > 740 Min<br> 84 months reserves vs 12-month min<br> DTI 28.36 < 43% Max | IL | Primary Residence | Purchase | NA | 7207947 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:48 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 80% exceeds Guideline LTV of 70% Maximum LTV is 70% for 1-unit high-rise CONDO; however, it is a mid-rise, which doesn't have a reduction reflected. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 808 > 740 Min<br> 84 months reserves vs 12-month min<br> DTI 28.36 < 43% Max | IL | Primary Residence | Purchase | NA | 7207948 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:48 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 80% exceeds Guideline CLTV of 70% Maximum LTV is 70% for 1-unit high-rise CONDO; however, it is a mid-rise, which doesn't have a reduction reflected. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | FICO 808 > 740 Min<br> 84 months reserves vs 12-month min<br> DTI 28.36 < 43% Max | IL | Primary Residence | Purchase | NA | 7207946 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-18 09:20 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Units Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026 <br>Open-Total Units Discrepancy Lender Tape reports Units of 3, Audit reports Units of 1. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209103 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209101 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209104 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209105 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-11 10:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Lender Credits Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209106 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 10:54 | 2026-02-09 16:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX (PP), Audit reports Property Value of $XXX,XXX (value). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7209102 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-26 16:51 | 2026-02-09 16:33 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026<br>|  |  |  | IL | Primary Residence | Purchase | NA | 7304316 | N/A | N/A |
| XXXXX | OBX2026HYB1157 | XXXX System Seller |  |  | Closed | 2026-01-21 07:25 | 2026-01-26 16:50 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Originator NMLS Status is Not Active | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, he did work for XXXX XXXX from XX/XXXX to XX/XXXX but was not licensed specifically in Illinois. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, he did work for XXXX XXXX from XX/XXXX to XX/XXXX but was not licensed specifically in Illinois. - Due Diligence Vendor-01/21/2026 |  |  |  | IL | Primary Residence | Purchase | NA | 7200718 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-26 16:51 | 2026-02-18 09:34 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7304319 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-22 23:58 | 2026-02-10 07:29 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7261743 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-22 23:58 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7261745 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-22 23:58 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports blank NMLSR, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7261742 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-22 23:58 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of -$X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7261746 | N/A | N/A |
| XXXXX | OBX2026HYB1158 | XXXX System Seller |  |  | Closed | 2026-01-22 23:58 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7261744 | N/A | N/A |
| XXXXX | OBX2026HYB1159 | XXXX System Seller |  |  | Closed | 2026-01-24 18:16 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | ME | Second Home | Purchase | NA | 7283355 | N/A | N/A |
| XXXXX | OBX2026HYB1159 | XXXX System Seller |  |  | Closed | 2026-01-24 18:16 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | ME | Second Home | Purchase | NA | 7283359 | N/A | N/A |
| XXXXX | OBX2026HYB1159 | XXXX System Seller |  |  | Closed | 2026-01-24 18:16 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> 209444 - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | ME | Second Home | Purchase | NA | 7283356 | N/A | N/A |
| XXXXX | OBX2026HYB1159 | XXXX System Seller |  |  | Closed | 2026-01-24 18:16 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | ME | Second Home | Purchase | NA | 7283358 | N/A | N/A |
| XXXXX | OBX2026HYB1159 | XXXX System Seller |  |  | Closed | 2026-01-23 16:13 | 2026-01-26 08:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/23/2026<br>|  |  |  | ME | Second Home | Purchase | NA | 7279675 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1160 | XXXX System Seller |  |  | Closed | 2026-01-23 11:31 | 2026-02-18 09:34 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003 used to source the ULI is missing. The ULI is missing. ULI is required after XX/XX/XXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | NC | Primary Residence | Purchase | NA | 7273744 | N/A | N/A |
| XXXXX | OBX2026HYB1160 | XXXX System Seller |  |  | Closed | 2026-01-21 23:13 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Purchase | NA | 7234711 | N/A | N/A |
| XXXXX | OBX2026HYB1160 | XXXX System Seller |  |  | Closed | 2026-01-21 23:13 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Purchase | NA | 7234712 | N/A | N/A |
| XXXXX | OBX2026HYB1160 | XXXX System Seller |  |  | Closed | 2026-01-21 23:13 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Purchase | NA | 7234708 | N/A | N/A |
| XXXXX | OBX2026HYB1160 | XXXX System Seller |  |  | Closed | 2026-01-21 23:13 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NC | Primary Residence | Purchase | NA | 7234710 | N/A | N/A |
| XXXXX | OBX2026HYB1161 | XXXX System Seller |  |  | Closed | 2026-01-21 15:34 | 2026-02-18 09:35 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | PA | Primary Residence | Purchase | NA | 7226004 | N/A | N/A |
| XXXXX | OBX2026HYB1161 | XXXX System Seller |  |  | Closed | 2026-01-20 15:27 | 2026-01-27 08:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | PA | Primary Residence | Purchase | NA | 7188341 | N/A | N/A |
| XXXXX | OBX2026HYB1161 | XXXX System Seller |  |  | Closed | 2026-01-20 15:27 | 2026-01-27 08:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | PA | Primary Residence | Purchase | NA | 7188340 | N/A | N/A |
| XXXXX | OBX2026HYB1161 | XXXX System Seller |  |  | Closed | 2026-01-20 15:27 | 2026-01-27 08:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | PA | Primary Residence | Purchase | NA | 7188339 | N/A | N/A |
| XXXXX | OBX2026HYB1161 | XXXX System Seller |  |  | Closed | 2026-01-20 15:27 | 2026-01-27 08:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | PA | Primary Residence | Purchase | NA | 7188338 | N/A | N/A |
| XXXXX | OBX2026HYB1162 | XXXX System Seller |  |  | Closed | 2026-01-26 08:15 | 2026-02-18 09:35 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7292853 | N/A | N/A |
| XXXXX | OBX2026HYB1162 | XXXX System Seller |  |  | Closed | 2026-01-21 12:43 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7219750 | N/A | N/A |
| XXXXX | OBX2026HYB1162 | XXXX System Seller |  |  | Closed | 2026-01-21 12:43 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7219751 | N/A | N/A |
| XXXXX | OBX2026HYB1162 | XXXX System Seller |  |  | Closed | 2026-01-21 12:43 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7219748 | N/A | N/A |
| XXXXX | OBX2026HYB1162 | XXXX System Seller |  |  | Closed | 2026-01-21 12:43 | 2026-01-28 14:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7219749 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-02-26 09:35 | 2026-02-26 09:35 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - - Due Diligence Vendor-02/26/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - - Due Diligence Vendor-02/26/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7822764 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 10:46 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Guidelines require a verbal verification of employment within 10 business days of the Note date. The VVOE in file was dated XX/XX/XXXX, which was greater than 10 business days of the Note date XX/XX/XXXX. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7207698 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 10:46 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines require Verbal Verification of Employment to be within 35 calendar days of the Note date for self-employed borrowers. The VOE in file was dated XX/XX/XXXX, which was 5 months after closing. The third-party business search in file was not dated. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7207697 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 13:54 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 43.59% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43%. Audit DTI 43.59%. Lender did not include HOA for both rental properties - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7222859 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-23 13:24 | 2026-02-18 09:36 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003 used to source the ULI is missing. Lender Tape reports ULI as missing, Audit reports ULI of missing. ULI is required on loan applications dated XX/XX/XXXX. To clear this exception please agree with audit figures or provide satisfactory ULI information.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7276678 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 14:03 | 2026-02-10 07:29 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7223078 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 14:03 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7223080 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 14:03 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of NA, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7223077 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 14:03 | 2026-01-28 15:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7223081 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Closed | 2026-01-21 14:03 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7223079 | N/A | N/A |
| XXXXX | OBX2026HYB1163 | XXXX System Seller |  |  | Seller | 2026-01-23 13:41 | 2026-02-27 17:00 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Guidelines allow a maximum DTI of 43%. Audit DTI 43.59%. Lender did not include HOA for both rental properties - Due Diligence Vendor-01/23/2026 |  |  |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7277013 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 14:45 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Letter of explanation in file states the borrower owns XXXX XXXX XX but no other information was provided - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7224218 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-26 16:53 | 2026-02-18 09:37 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7304344 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:57 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226646 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:57 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226647 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:57 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226644 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:57 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226648 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:57 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226645 | N/A | N/A |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 14:55 | 2026-01-26 16:53 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7224710 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:40 | 2026-01-26 16:53 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($250.45) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/21/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226251 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1164 | XXXX System Seller |  |  | Closed | 2026-01-21 15:40 | 2026-01-26 16:52 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($250.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/21/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7226250 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-02-26 09:21 | 2026-02-26 09:21 | Acknowledged | 1 - Information | Compliance | QM-ATR | Change in Originator Qualified Mortgage Designation | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/26/2026 |  | Acknowledged-The lender changed the originator qualified mortgage designation from QM to Non QM. Client acknowledges this loan does not meet QM requirements. QM status changed to Non-QM. - Due Diligence Vendor-02/26/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7822420 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:12 | 2026-02-26 09:19 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited DTI of 44.75% exceeds Guideline DTI of 43% Per guidelines, the maximum DTI is 43%. No approved exception is in-file. Note that audit didn't use the income from XXXXXXXXXX XXXXXX XXXXXXXXXXX, as the XXXX K-1 is marked as final. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318150 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 12:57 | 2026-02-02 12:18 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br> Open-E-Consent documentation is missing for borrower(s). Provide confirmation of the borrower's e-consent (documents were signed XX/XX/XXXX). - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7316968 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:16 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318220 | N/A | N/A |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:16 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318223 | N/A | N/A |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:16 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318221 | N/A | N/A |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:16 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318222 | N/A | N/A |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 12:57 | 2026-01-27 16:31 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Provide a legible copy of documentation confirming the CHARM booklet was provided to the borrower within 3-business days of initial application. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Provide a legible copy of documentation confirming the CHARM booklet was provided to the borrower within 3-business days of initial application. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7316966 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:12 | 2026-01-27 16:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. Provide confirmation the appraisal disclosure was provided to the borrower within 3-business days of the initial application. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. Provide confirmation the appraisal disclosure was provided to the borrower within 3-business days of the initial application. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318151 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1002 | XXXX System Seller |  |  | Closed | 2026-01-27 14:12 | 2026-01-27 16:31 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. Provide confirmation of when/how the appraisal was provided to the borrower. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. Provide confirmation of when/how the appraisal was provided to the borrower. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7318152 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 11:29 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Counter-Please provide verification of identity. Condition retained - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Borrower identity was confirmed at closing. Please clear. - Due Diligence Vendor-01/26/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7213733 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 11:29 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Counter-Please provide documentation verifying identity - condition retained - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Borrower identity was confirmed at closing. Please clear. - Due Diligence Vendor-01/26/2026 <br>Open-Missing Borrower Identification - Borrower 2. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7213734 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 13:24 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of 696 is less than Guideline FICO of 700 Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Low LTV: 61%/ Owned home 10 years/ Same job 16 Years and 12 years<br> Consolidating and closing out High Interest revolving debt saving $816.43/month. | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7221383 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 13:28 | 2026-01-27 09:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7221459 | N/A | N/A |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 13:28 | 2026-01-27 09:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7221458 | N/A | N/A |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 13:28 | 2026-01-27 09:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7221457 | N/A | N/A |
| XXXXX | OBX2026HYB1165 | XXXX System Seller |  |  | Closed | 2026-01-21 13:28 | 2026-01-27 09:00 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Debt Consolidation | 7221456 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 12:18 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report The file is missing a third-party fraud report. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7184314 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-22 14:23 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Shortfall | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX.XX - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7253434 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 12:37 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 W2/1099 Missing The Borrower's income is required to be documented with Appendix Q requirement. The loan file contains Verification of Employment. Copies of the Borrower's 2 years of W2s are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7184671 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 12:37 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Paystubs Missing The Borrower's income is required to be documented with Appendix Q requirement. The loan file contains Verification of Employment. Copies of the Borrower's paystub within 30 days are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7184672 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 12:37 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 W2/1099 Missing The Borrower's income is required to be documented with Appendix Q requirement. The loan file contains Verification of Employment. Copies of the Borrower's 2 years of W2s are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7184673 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 12:37 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Paystubs Missing The Borrower's income is required to be documented with Appendix Q requirement. The loan file contains Verification of Employment. Copies of the Borrower's paystub within 30 days are required to fulfill guidelines and QM requirements. Additional Conditions may apply upon receipt of missing documentation. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7184670 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:43 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 3 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 3 Missing Lender's guidelines require 2 months' bank statements, 2 months' investor portfolio statements, 2 months' 401K or other retirement account statements, terms and conditions of withdrawal from 401K if Borrower < 59 1/2 years old and verification of the down payment for a purchase. The loan file is missing 2 months of bank statement for Asset 3 listed on final application. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7187480 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:43 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 5 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 5 Missing Lender's guidelines require 2 months' bank statements, 2 months' investor portfolio statements, 2 months' 401K or other retirement account statements, terms and conditions of withdrawal from 401K if Borrower < 59 1/2 years old and verification of the down payment for a purchase. The loan file is missing 2 months of bank statement for Asset 5 listed on final application. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7187482 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:43 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 4 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 4 Missing Lender's guidelines require 2 months' bank statements, 2 months' investor portfolio statements, 2 months' 401K or other retirement account statements, terms and conditions of withdrawal from 401K if Borrower < 59 1/2 years old and verification of the down payment for a purchase. The loan file is missing 2 months of bank statement for Asset 4 listed on final application. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7187481 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:43 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 2 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 2 Missing Lender's guidelines require 2 months' bank statements, 2 months' investor portfolio statements, 2 months' 401K or other retirement account statements, terms and conditions of withdrawal from 401K if Borrower < 59 1/2 years old and verification of the down payment for a purchase. The loan file is missing 2 months of bank statement for Asset 2 listed on final application. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7187479 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:43 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 1 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 1 Missing Lender's guidelines require 2 months' bank statements, 2 months' investor portfolio statements, 2 months' 401K or other retirement account statements, terms and conditions of withdrawal from 401K if Borrower < 59 1/2 years old and verification of the down payment for a purchase. The loan file is missing 2 months of bank statement for Asset 1 listed on final application. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7187478 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 15:34 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is blank, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7188435 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 15:34 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of 0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7188437 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 15:34 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7188438 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 15:34 | 2026-02-11 10:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Lender Credits Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7188439 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 15:34 | 2026-02-09 16:42 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7188436 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-26 08:16 | 2026-02-09 16:40 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7292865 | N/A | N/A |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 14:49 | 2026-01-26 08:16 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Acknowledged-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/20/2026 |  |  |  | MA | Primary Residence | Purchase | NA | 7187628 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 13:00 | 2026-01-20 13:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing Homeownership Counseling Organizations Disclosure. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete Missing Homeownership Counseling Organizations Disclosure. This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/20/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7185215 | Originator Pre-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Closed | 2026-01-20 13:00 | 2026-01-20 13:00 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: CHARM Booklet is Missing or Incomplete | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Missing CHARM Booklet. This finding is outside the statute of limitations and will be rated a B<br> - Due Diligence Vendor-01/20/2026 |  | Acknowledged-TILA: CHARM Booklet is Missing or Incomplete Missing CHARM Booklet. This finding is outside the statute of limitations and will be rated a B<br> - Due Diligence Vendor-01/20/2026<br>|  |  |  | MA | Primary Residence | Purchase | NA | 7185214 | Originator Pre-Close | No |
| XXXXX | OBX2026HYB1166 | XXXX System Seller |  |  | Seller | 2026-01-20 12:37 | 2026-02-27 15:30 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Open-ATR Risk - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing paystubs within 30 days, 2 years of W2s, and 2 months of bank statements. - Due Diligence Vendor-01/20/2026 |  |  |  |  |  | MA | Primary Residence | Purchase | NA | 7184674 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-21 14:51 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7224563 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-21 14:51 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $xxx.xx, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7224566 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-21 14:51 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of missing, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7224567 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-21 14:51 | 2026-02-11 10:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Lender Credits Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $xxx.xx, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7224568 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-21 14:51 | 2026-02-09 16:46 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX.XX, Audit reports Property Value of $XXXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7224565 | N/A | N/A |
| XXXXX | OBX2026HYB1167 | XXXX System Seller |  |  | Closed | 2026-01-26 16:55 | 2026-02-09 16:44 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-ULI source doc provided. - Due Diligence Vendor-02/09/2026<br>|  |  |  | NJ | Primary Residence | Purchase | NA | 7304358 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-20 10:32 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7181339 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-21 15:34 | 2026-02-18 09:37 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7225984 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-20 11:45 | 2026-01-27 09:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7183408 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-20 11:45 | 2026-01-27 09:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7183407 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-20 11:45 | 2026-01-27 09:02 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7183405 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Closed | 2026-01-20 11:45 | 2026-01-27 09:02 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7183409 | N/A | N/A |
| XXXXX | OBX2026HYB1168 | XXXX System Seller |  |  | Seller | 2026-01-20 10:32 | 2026-02-27 17:00 | Open | 3 - Material | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Open- - Due Diligence Vendor-02/27/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing the VVOE - Due Diligence Vendor-01/20/2026 |  |  |  |  |  | OR | Primary Residence | Refinance | Cash Out - Other | 7181340 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-21 10:35 | 2026-02-18 09:38 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003 used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | TX | Primary Residence | Purchase | NA | 7206856 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-20 14:23 | 2026-01-27 14:46 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/20/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7187012 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-20 15:11 | 2026-01-27 09:04 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7188014 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-20 15:11 | 2026-01-27 09:04 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of Missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7188012 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-20 15:11 | 2026-01-27 09:04 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7188016 | N/A | N/A |
| XXXXX | OBX2026HYB1169 | XXXX System Seller |  |  | Closed | 2026-01-20 15:11 | 2026-01-27 09:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7188015 | N/A | N/A |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 17:41 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. Borrower Identification is illegible. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7304849 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 17:41 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 2. Co-Borrower Identification is illegible. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7304850 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 18:30 | 2026-02-02 12:17 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-E-Consent documentation is missing for borrower(s). - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305172 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 19:57 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305633 | N/A | N/A |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 19:57 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305631 | N/A | N/A |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 19:57 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305634 | N/A | N/A |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 19:57 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.000, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305632 | N/A | N/A |
| XXXXX | OBX2026HYB1170 | XXXX System Seller |  |  | Closed | 2026-01-26 18:30 | 2026-01-27 08:52 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7305171 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:42 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282476 | N/A | N/A |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:42 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282480 | N/A | N/A |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:42 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282481 | N/A | N/A |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:42 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282478 | N/A | N/A |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:42 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282479 | N/A | N/A |
| XXXXX | OBX2026HYB1171 | XXXX System Seller |  |  | Closed | 2026-01-24 05:36 | 2026-01-24 08:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  |  |  | CA | Primary Residence | Purchase | NA | 7282465 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-02-10 07:30 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/10/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254312 | N/A | N/A |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254310 | N/A | N/A |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of missing, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254314 | N/A | N/A |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254311 | N/A | N/A |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of missing, Audit reports Lender Credits of -$X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254315 | N/A | N/A |
| XXXXX | OBX2026HYB1172 | XXXX System Seller |  |  | Closed | 2026-01-22 15:24 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of missing. Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7254313 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-24 07:26 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282591 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-24 07:26 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282595 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-24 07:26 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282592 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-24 07:26 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282596 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-24 07:26 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7282594 | N/A | N/A |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-23 14:51 | 2026-01-26 17:00 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7278274 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1173 | XXXX System Seller |  |  | Closed | 2026-01-23 14:51 | 2026-01-24 07:38 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | CHARM Booklet Not Provided Within 3 Days of Application Date | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/24/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7278275 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 07:52 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Counter-Please provide verification of identity not found in file - condition retained - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Borrower identity confirmed at closing. Please clear. - Due Diligence Vendor-01/26/2026 <br>Open-Missing Borrower Identification - Borrower 1. Provide either a legible copy of the borrower's driver's license or passport, or a completed/notarized Patriot Act form by the escrow officer. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7177263 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-21 15:35 | 2026-02-18 09:38 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7226014 | N/A | N/A |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 10:08 | 2026-01-27 09:07 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7180198 | N/A | N/A |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 10:08 | 2026-01-27 09:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7180197 | N/A | N/A |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 10:08 | 2026-01-27 09:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7180196 | N/A | N/A |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 10:08 | 2026-01-27 09:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7180195 | N/A | N/A |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 09:51 | 2026-01-21 10:55 | Acknowledged | 2 - Non-Material | Compliance | Closing | Loan Originator NMLS Status is Not Active | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, XXXXX wasn't authorized with XXXXXX XXXXXXXX until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Loan Originator NMLS Status is Not Active Per NMLS consumer access, XXXXX wasn't authorized with XXXXXX XXXXXXXX until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7179875 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1174 | XXXX System Seller |  |  | Closed | 2026-01-20 09:44 | 2026-01-21 10:54 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Per NMLS consumer access, the loan officer wasn't licensed in New Jersey until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between XXXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Per NMLS consumer access, the loan officer wasn't licensed in New Jersey until XX/XX/XXXX. - Due Diligence Vendor-01/20/2026 |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 7179599 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-22 10:56 | 2026-02-18 09:39 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/22/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7246768 | N/A | N/A |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-21 12:59 | 2026-01-27 14:48 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/21/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7220032 | N/A | N/A |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-20 14:53 | 2026-01-27 09:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7187701 | N/A | N/A |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-20 14:53 | 2026-01-27 09:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7187700 | N/A | N/A |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-20 14:53 | 2026-01-27 09:07 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7187699 | N/A | N/A |
| XXXXX | OBX2026HYB1175 | XXXX System Seller |  |  | Closed | 2026-01-20 14:53 | 2026-01-27 09:07 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of no tape data, Audit reports NMLSR of XXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7187698 | N/A | N/A |
| XXXXX | OBX2026HYB1176 | XXXX System Seller |  |  | Closed | 2026-01-21 15:35 | 2026-02-18 09:40 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7226026 | N/A | N/A |
| XXXXX | OBX2026HYB1176 | XXXX System Seller |  |  | Closed | 2026-01-20 21:45 | 2026-01-27 09:10 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00 . Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7194029 | N/A | N/A |
| XXXXX | OBX2026HYB1176 | XXXX System Seller |  |  | Closed | 2026-01-20 21:45 | 2026-01-27 09:09 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7194028 | N/A | N/A |
| XXXXX | OBX2026HYB1176 | XXXX System Seller |  |  | Closed | 2026-01-20 21:45 | 2026-01-27 09:09 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7194027 | N/A | N/A |
| XXXXX | OBX2026HYB1176 | XXXX System Seller |  |  | Closed | 2026-01-20 21:45 | 2026-01-27 09:09 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR as missing , Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7194026 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-22 10:56 | 2026-02-18 09:40 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br> Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/22/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7246772 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-21 07:32 | 2026-01-27 09:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7200852 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-21 07:32 | 2026-01-27 09:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXXX.XX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7200851 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-21 07:32 | 2026-01-27 09:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00 Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7200850 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-21 07:32 | 2026-01-27 09:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7200849 | N/A | N/A |
| XXXXX | OBX2026HYB1177 | XXXX System Seller |  |  | Closed | 2026-01-21 07:32 | 2026-01-27 09:10 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of Missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7200848 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:52 | 2026-02-27 15:53 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing origination Credit Report. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167348 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:37 | 2026-02-23 15:08 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/16/2026 <br>Ready for Review-voe - Due Diligence Vendor-02/13/2026 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing 3rd Party Verbal Verification of Employment dated within 10 Business days prior to the Note date for the borrowers. - Due Diligence Vendor-01/19/2026 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167140 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-22 13:59 | 2026-02-23 07:06 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Appraisal is missing interior Inspection | Acknowledged-Guideline Exception - Lender - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Guidelines require an interior appraisal unless exception approved by client. File only contains an exterior inspection. Client exception not found in file. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Guideline Exception - Lender - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7252822 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:37 | 2026-02-16 13:10 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-VOE included for all brws - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party Verbal Verification of Employment dated within 10 Business days prior to the Note date for Borrower's job. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167137 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:37 | 2026-02-16 13:10 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br>Ready for Review-VOE - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Missing 3rd Party Verbal Verification of Employment dated within 10 Business days prior to the Note date for Borrower 2's job.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167138 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:37 | 2026-02-16 13:10 | Resolved | 1 - Information | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/16/2026 <br>Open-Income and Employment Do Not Meet Guidelines - Due Diligence Vendor-02/16/2026 <br>Ready for Review-voe - Due Diligence Vendor-02/13/2026 <br>Open-Income and Employment Do Not Meet Guidelines Missing 3rd Party Verbal Verification of Employment dated within 10 Business days prior to the Note date for the borrowers. - Due Diligence Vendor-01/19/2026 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167139 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:52 | 2026-02-05 07:33 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-02/05/2026 <br>Ready for Review-credit report has been provided can this be cleared? - Due Diligence Vendor-02/03/2026 <br>Open-Housing History Does Not Meet Guideline Requirements Missing credit report or other documentation to verify housing history. - Due Diligence Vendor-01/22/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/05/2026 <br>Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-02/05/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167347 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:52 | 2026-02-05 07:29 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167345 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 11:52 | 2026-02-05 07:29 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached. - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7167346 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 14:58 | 2026-01-28 16:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170197 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 14:58 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170199 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 14:58 | 2026-01-28 15:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI was blank, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170200 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 14:58 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7170198 | N/A | N/A |
| XXXXX | OBX2026HYB1178 | XXXX System Seller |  |  | Closed | 2026-01-19 14:30 | 2026-01-22 13:56 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXX XXXXXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Invalid finding. Finding rescinded. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Invalid finding. Finding rescinded. - Due Diligence Vendor-01/19/2026 |  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169865 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1179 | XXXX System Seller |  |  | Closed | 2026-01-24 14:33 | 2026-01-29 10:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7283201 | N/A | N/A |
| XXXXX | OBX2026HYB1179 | XXXX System Seller |  |  | Closed | 2026-01-24 14:33 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7283204 | N/A | N/A |
| XXXXX | OBX2026HYB1179 | XXXX System Seller |  |  | Closed | 2026-01-24 14:33 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7283202 | N/A | N/A |
| XXXXX | OBX2026HYB1179 | XXXX System Seller |  |  | Closed | 2026-01-24 14:33 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/24/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7283203 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 06:26 | 2026-02-18 10:21 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Required documentation provided in another condition - Due Diligence Vendor-02/17/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing evidence of debt listed on the final 1003 in the amount of $XXX.XX - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175523 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 06:28 | 2026-02-18 10:19 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation received - cleared - Due Diligence Vendor-02/18/2026 <br> Ready for Review-verification of debt - Due Diligence Vendor-02/17/2026 <br> Open-Missing evidence of debt listed on the final 1003 in the amount of $XXX.XX - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation received - cleared - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175563 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 09:05 | 2026-01-29 08:11 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-01/29/2026 <br>Open-Appraisal not provided. Guidelines require a 1004 Interior/Exterior Appraisal with interior photos. The loan file contains only an Exterior Inspection (2055). - Due Diligence Vendor-01/20/2026 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7178660 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 06:54 | 2026-01-27 09:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of Missing, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7176352 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 05:54 | 2026-01-27 09:13 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175082 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 05:54 | 2026-01-27 09:13 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175081 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 05:54 | 2026-01-27 09:12 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175080 | N/A | N/A |
| XXXXX | OBX2026HYB1180 | XXXX System Seller |  |  | Closed | 2026-01-20 05:54 | 2026-01-27 09:12 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX . To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175079 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 09:53 | 2026-02-23 07:06 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Appraisal is missing interior Inspection | Acknowledged-Guideline Exception - Lender - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Guidelines require an interior appraisal unless exception approved by client. File only contains a 2055. Client exception not found in file. - Due Diligence Vendor-01/20/2026 |  | Acknowledged-Guideline Exception - Lender - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7179907 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 07:39 | 2026-02-18 10:10 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/18/2026 <br>Ready for Review-VOE attached - Due Diligence Vendor-02/17/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177020 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-21 15:33 | 2026-02-18 09:41 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-BAML to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-XXXX to generate new ULI - condition cleared - Due Diligence Vendor-02/18/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7225979 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 07:51 | 2026-02-02 12:35 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177248 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-21 09:16 | 2026-02-02 12:35 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Credit report is missing. - Due Diligence Vendor-01/21/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7204238 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-27 09:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181854 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-27 09:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181853 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-27 09:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181852 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 10:50 | 2026-01-27 09:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/26/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7181851 | N/A | N/A |
| XXXXX | OBX2026HYB1181 | XXXX System Seller |  |  | Closed | 2026-01-20 10:04 | 2026-01-21 09:30 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXX XX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Acknowledged-A relationship between XXXXXXX XX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/20/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7180142 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1182 | XXXX System Seller |  |  | Closed | 2025-12-29 07:51 | 2026-02-02 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Total Loan Costs Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-12/29/2025 |  | Resolved-Total Loan Costs Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6829309 | N/A | N/A |
| XXXXX | OBX2026HYB1182 | XXXX System Seller |  |  | Closed | 2025-12-29 07:51 | 2026-02-02 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Origination Charges Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br> Open-Origination Charges Discrepancy XXXXXXXXXXXXXXXX - Due Diligence Vendor-02/02/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-12/29/2025 |  | Resolved-Origination Charges Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6829310 | N/A | N/A |
| XXXXX | OBX2026HYB1182 | XXXX System Seller |  |  | Closed | 2025-12-29 07:51 | 2026-02-02 07:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender Credits Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00, Audit reports Lender Credits of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-12/29/2025 |  | Resolved-Lender Credits Discrepancy rectified - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6829312 | N/A | N/A |
| XXXXX | OBX2026HYB1182 | XXXX System Seller |  |  | Closed | 2026-01-13 14:29 | 2026-02-02 07:48 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Universal Loan Identifier (ULI) Source Doc | Resolved-ULI source doc provided. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-The FNMA 1003, a Mavent report, or any similar document used to source the ULI is missing. - Due Diligence Vendor-01/13/2026 |  | Resolved-ULI source doc provided. - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7073352 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 04:39 | 2026-02-16 12:33 | Resolved | 1 - Information | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/16/2026 <br> Ready for Review-REO Taxes - Due Diligence Vendor-02/13/2026 <br> Open-Provide current statement for Loancare #XXXX to verify taxes and insurance are escrowed. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174515 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 07:40 | 2026-02-16 12:31 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/16/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements ok - Due Diligence Vendor-02/16/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing all income documentation. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/16/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177049 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 04:21 | 2026-02-16 12:30 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Paystubs Missing | Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-02/16/2026 <br>Ready for Review-paystub - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 1 Paystubs Missing Provide the most recent YTD paycheck stub or WVOE to confirm the income used in qualification. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174389 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 04:21 | 2026-02-16 12:30 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026 <br> Ready for Review-w2 - Due Diligence Vendor-02/13/2026 <br> Open-Borrower 1 W2/1099 Missing Provide legible copy of the XXXX and XXXX W2 or WVOE to confirm the bonus used in qualification. - Due Diligence Vendor-01/20/2026 |  | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174390 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 05:46 | 2026-02-03 07:24 | Resolved | 1 - Information | Credit | Missing Doc | Flood Certificate Missing | Resolved-Sufficient documentation provided - condition cleared - Due Diligence Vendor-02/03/2026 <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026 <br>Ready for Review-Please see Fema reflecting zone x- flood not required - Due Diligence Vendor-02/02/2026 <br>Open-Missing Flood Certificate Provide CoreLogic Flood Services certificate to confirm no flood insurance is required. - Due Diligence Vendor-01/20/2026 |  | Resolved-Sufficient documentation provided - condition cleared - Due Diligence Vendor-02/03/2026 <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/03/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174993 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 07:38 | 2026-02-02 12:33 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing Credit Report. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177012 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 07:38 | 2026-02-02 12:33 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing Credit Report. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177013 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 04:37 | 2026-02-02 12:32 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached. - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7174498 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 06:19 | 2026-01-27 09:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175456 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 06:19 | 2026-01-27 09:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175457 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 06:19 | 2026-01-27 09:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of N/A (blank), Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX [per 1008]. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175458 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 06:19 | 2026-01-27 09:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175455 | N/A | N/A |
| XXXXX | OBX2026HYB1183 | XXXX System Seller |  |  | Closed | 2026-01-20 06:19 | 2026-01-27 09:16 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7175454 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 13:30 | 2026-02-16 13:17 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br>Ready for Review-VOE - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Guidelines require a VVOE within 10 business days prior to the note date. The VVOE is missing for B2. Additional conditions may apply. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 7169128 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 13:30 | 2026-02-16 13:17 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Paystubs Missing | Resolved-Borrower 2 Paystubs Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br>Ready for Review-full verification of employment - Due Diligence Vendor-02/13/2026 <br>Open-Borrower 2 Paystubs Missing Per Appendix Q, a creditor must verify the consumer's employment for the most recent two full years, and the consumer must explain any gaps in employment that span one or more months and Indicate if he/she was in school or the military for the recent two full years, providing evidence supporting this claim, such as college transcripts, or discharge papers. File is missing Paystubs for B2. Additional conditions may apply. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 2 Paystubs Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 7169129 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 13:30 | 2026-02-16 13:17 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026 <br>Open-Borrower 2 W2/1099 Missing Per Appendix Q, a creditor must verify the consumer's employment for the most recent two full years, and the consumer must explain any gaps in employment that span one or more months and Indicate if he/she was in school or the military for the recent two full years, providing evidence supporting this claim, such as college transcripts, or discharge papers. File is missing W2s for B2. Additional conditions may apply. - Due Diligence Vendor-01/19/2026 |  | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/16/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7169130 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 13:30 | 2026-02-16 13:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/16/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing Paystubs, W2s and/or completed WVOE for B2. - Due Diligence Vendor-01/19/2026 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/16/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7169131 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 14:10 | 2026-02-02 09:59 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 2 Credit Report is Missing. A credit report for the co-borrower was not provided. Additional conditions may apply. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 7169601 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 14:10 | 2026-02-02 09:58 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Credit Report attached - Due Diligence Vendor-02/02/2026 <br>Open-Borrower 1 Credit Report is Missing. A credit report for the borrower was not provided. Additional conditions may apply. - Due Diligence Vendor-01/19/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Purchase | NA | 7169599 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-21 09:05 | 2026-01-27 09:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of xxxxxxxxx, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7203928 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 16:25 | 2026-01-27 09:18 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is missing, Audit reports NMLSR of XXXXXX To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7171026 | N/A | N/A |
| XXXXX | OBX2026HYB1184 | XXXX System Seller |  |  | Closed | 2026-01-19 15:38 | 2026-01-21 09:11 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXX XXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. LO NMLS ID is associated with XXXXXX XXXXXXXX, which has relationship with XXXX XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXX XXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. LO NMLS ID is associated with XXXXXX XXXXXXXX, which has relationship with XXXX XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Purchase | NA | 7170549 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1185 | XXXX System Seller |  |  | Closed | 2026-01-23 08:03 | 2026-02-18 09:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (blank), Audit reports Loan Purpose of refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | VA | Second Home | Refinance | No Cash Out - Borrower Initiated | 7266906 | N/A | N/A |
| XXXXX | OBX2026HYB1185 | XXXX System Seller |  |  | Closed | 2026-01-23 08:03 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Second Home | Refinance | No Cash Out - Borrower Initiated | 7266909 | N/A | N/A |
| XXXXX | OBX2026HYB1185 | XXXX System Seller |  |  | Closed | 2026-01-23 08:03 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Second Home | Refinance | No Cash Out - Borrower Initiated | 7266907 | N/A | N/A |
| XXXXX | OBX2026HYB1185 | XXXX System Seller |  |  | Closed | 2026-01-23 08:03 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Second Home | Refinance | No Cash Out - Borrower Initiated | 7266910 | N/A | N/A |
| XXXXX | OBX2026HYB1185 | XXXX System Seller |  |  | Closed | 2026-01-23 08:03 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | VA | Second Home | Refinance | No Cash Out - Borrower Initiated | 7266908 | N/A | N/A |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 13:34 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7252217 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 18:26 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose was blank, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7258287 | N/A | N/A |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 18:26 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7258290 | N/A | N/A |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 18:26 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR is blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7258288 | N/A | N/A |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 18:26 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7258289 | N/A | N/A |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 15:32 | 2026-01-26 08:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7254385 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1017 | XXXX System Seller |  |  | Closed | 2026-01-22 17:56 | 2026-01-22 17:58 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7257779 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1186 | XXXX System Seller |  |  | Closed | 2026-01-20 08:27 | 2026-02-02 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Tape reports ULI of Blank, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7177905 | N/A | N/A |
| XXXXX | OBX2026HYB1186 | XXXX System Seller |  |  | Closed | 2026-01-02 10:48 | 2026-02-02 07:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Tape reports NMLSR of Blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy The tape did not provide a Mortgage Loan Originator NMLSR Identifier. - Due Diligence Vendor-01/05/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6896407 | N/A | N/A |
| XXXXX | OBX2026HYB1187 | XXXX System Seller |  |  | Closed | 2026-01-22 13:41 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report The file is missing a third-party fraud report. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report. Additional conditions may apply. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7252371 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1187 | XXXX System Seller |  |  | Closed | 2026-01-22 16:10 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7255490 | N/A | N/A |
| XXXXX | OBX2026HYB1187 | XXXX System Seller |  |  | Closed | 2026-01-22 16:10 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7255492 | N/A | N/A |
| XXXXX | OBX2026HYB1187 | XXXX System Seller |  |  | Closed | 2026-01-22 16:10 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7255491 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 08:34 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/25/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284108 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 08:34 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/25/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284107 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:00 | 2026-02-02 12:18 | Acknowledged | 2 - Non-Material | Compliance | Mavent | Late: Amount | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br> Open-The late fee ($XXX.XX) exceeds the Alabama Mini-Code limit of the greater of $18 or 5% ($X.XX) of the overdue payment, but not to exceed $XXX. (Ala. Code 5-19-4(a) & 8-8-5. XXXXXXXX X XXXXXX XXXXXXX XXX., XXX XX XX XXX. XX XXXXX XXXXXX, XXX XX XXX XXX) - Due Diligence Vendor-01/25/2026 <br> Open- - Due Diligence Vendor-01/25/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284323 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:33 | 2026-01-29 11:17 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit ULI not located in file. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284354 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:33 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Cash-Out Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284350 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:33 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284353 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:33 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR was blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284351 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 11:33 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/25/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284352 | N/A | N/A |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 10:01 | 2026-01-25 16:57 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/25/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/25/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284221 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1018 | XXXX System Seller |  |  | Closed | 2026-01-25 10:01 | 2026-01-25 10:01 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/25/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/25/2026<br>|  |  |  | AL | Primary Residence | Refinance | Cash Out - Other | 7284220 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of N/A (blank), Audit reports NMLSR of XXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239650 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239652 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239653 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A (not applicable), Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239648 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-11 10:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Discount Points Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239654 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 08:05 | 2026-02-09 16:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X.XXX (PP), Audit reports Property Value of $X.XXXXXXX (1004, UCDP and desk review). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239651 | N/A | N/A |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 07:57 | 2026-02-02 12:19 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | Appraisal Delivery Does Not Conform To E-Sign Act | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br> Open-The appraisal was delivered electronically. E-Consent documentation is missing for borrower(s) or E-Consent not provided prior to appraisal delivery. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX (signature date) is after the Primary Appraisal Delivery Date of XX/XX/XXXX (email date). - Due Diligence Vendor-01/22/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7239472 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1188 | XXXX System Seller |  |  | Closed | 2026-01-22 07:57 | 2026-01-26 17:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/22/2026 |  | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-01/22/2026 |  |  |  | TX | Primary Residence | Purchase | NA | 7239471 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287576 | N/A | N/A |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287578 | N/A | N/A |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-11 10:26 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Origination Charges Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XX,XXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287579 | N/A | N/A |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of missing, Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287575 | N/A | N/A |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-11 10:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Lender Credits Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0.00 Audit reports Lender Credits of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287580 | N/A | N/A |
| XXXXX | OBX2026HYB1189 | XXXX System Seller |  |  | Closed | 2026-01-25 19:28 | 2026-02-09 16:55 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | GA | Primary Residence | Purchase | NA | 7287577 | N/A | N/A |
| XXXXX | OBX2026HYB1190 | XXXX System Seller |  |  | Closed | 2026-01-23 11:37 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7273942 | N/A | N/A |
| XXXXX | OBX2026HYB1190 | XXXX System Seller |  |  | Closed | 2026-01-23 11:37 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7273945 | N/A | N/A |
| XXXXX | OBX2026HYB1190 | XXXX System Seller |  |  | Closed | 2026-01-23 11:37 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of missing, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7273943 | N/A | N/A |
| XXXXX | OBX2026HYB1190 | XXXX System Seller |  |  | Closed | 2026-01-23 11:37 | 2026-01-28 15:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7273944 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:57 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of N/A, Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7236430 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:57 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7236435 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:57 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7236432 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:57 | 2026-01-28 15:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Lender Credits Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Lender Credits Discrepancy Lender Tape reports Lender Credits of $0, Audit reports Lender Credits of $XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7236436 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:57 | 2026-01-28 15:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7236434 | N/A | N/A |
| XXXXX | OBX2026HYB1191 | XXXX System Seller |  |  | Closed | 2026-01-22 02:50 | 2026-01-26 07:39 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2026 |  |  |  | FL | Primary Residence | Purchase | NA | 7236379 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-22 19:03 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7259087 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-22 19:28 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Executed 4506-T Missing - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7259237 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-22 19:28 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Executed 4506-T Missing - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7259236 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-23 14:41 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7278119 | N/A | N/A |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-26 08:42 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0, Audit reports Origination Charges of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7293513 | N/A | N/A |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-23 14:41 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of 0, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7278120 | N/A | N/A |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-23 14:41 | 2026-01-28 15:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/23/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7278122 | N/A | N/A |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-22 20:34 | 2026-01-26 17:09 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Acknowledged-ARM Disclosure is Missing or Incomplete The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure is Missing or Incomplete The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7259968 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1192 | XXXX System Seller |  |  | Closed | 2026-01-22 20:34 | 2026-01-26 09:14 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Acknowledged-RESPA: Toolkit Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-RESPA: Toolkit Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/26/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7259969 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 15:08 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7254088 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 15:27 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing VOE in file is more than 10 days prior to the note. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7254349 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 15:08 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/22/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7254087 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:46 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256242 | N/A | N/A |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:46 | 2026-01-28 17:14 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Origination Charges Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Origination Charges Discrepancy Lender Tape reports Origination Charges of $0.00, Audit reports Origination Charges of $XXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256246 | N/A | N/A |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:46 | 2026-01-28 16:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256247 | N/A | N/A |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:46 | 2026-01-28 16:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR blank, Audit reports NMLSR of XXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256244 | N/A | N/A |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:46 | 2026-01-28 15:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256245 | N/A | N/A |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 15:49 | 2026-01-26 17:10 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/26/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7254881 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 16:38 | 2026-01-22 16:38 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/22/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/22/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7256140 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1193 | XXXX System Seller |  |  | Closed | 2026-01-22 15:49 | 2026-01-22 15:49 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | CHARM Booklet Not Provided Within 3 Days of Application Date | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/22/2026 |  | Acknowledged-CHARM Booklet Not Provided Within 3 Days of Application Date This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/22/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7254882 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1194 | XXXX System Seller |  |  | Closed | 2026-01-16 09:06 | 2026-01-27 12:50 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7136879 | N/A | N/A |
| XXXXX | OBX2026HYB1195 | XXXX System Seller |  |  | Closed | 2026-01-18 19:58 | 2026-02-02 07:51 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7157626 | N/A | N/A |
| XXXXX | OBX2026HYB1199 | XXXX System Seller |  |  | Closed | 2025-12-29 10:06 | 2026-01-16 09:02 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure was not provided within 3 business days of application date. The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure was not provided within 3 business days of application date. The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  |  |  | CA | Primary Residence | Purchase | NA | 6832950 | Originator Post-Close | Yes |
| XXXXX | OBX2026HYB1200 | XXXX System Seller |  |  | Closed | 2025-12-30 05:14 | 2026-02-02 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Open-Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Property Value Discrepancy Tape value is the purchase price; verified is the appraised value. - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | SC | Primary Residence | Purchase | NA | 6848224 | N/A | N/A |
| XXXXX | OBX2026HYB1201 | XXXX System Seller |  |  | Closed | 2025-12-31 11:08 | 2026-02-18 10:55 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/18/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements - Due Diligence Vendor-01/30/2026 <br>Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/16/2026 <br>Open-Documentation provided - condition cleared - Due Diligence Vendor-01/16/2026 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing evidence of net proceeds from sale REO listed on the final 1003 section 3a. Settlement statement provided in loan file, however, is not executed. - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/18/2026 <br>Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/16/2026<br>|  |  |  | KY | Primary Residence | Purchase | NA | 6876579 | N/A | N/A |
| XXXXX | OBX2026HYB1201 | XXXX System Seller |  |  | Closed | 2025-12-31 10:43 | 2026-01-27 14:55 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-12/31/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | KY | Primary Residence | Purchase | NA | 6875915 | N/A | N/A |
| XXXXX | OBX2026HYB1201 | XXXX System Seller |  |  | Closed | 2025-12-31 12:54 | 2026-01-16 10:03 | Resolved | 1 - Information | Credit | Missing Doc | Missing evidence of sale of other property owned (REO) | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Please find attached statement reflecting sale of property to confirm property was sold included is the Zillow record confirmation that property was sold on XX/XX/XXXX. Please review and clear. Included within the file is the payoff and contract of sale along with these items provided should be sufficient to document sell of property. - Due Diligence Vendor-01/14/2026 <br> Open-Final Hud-1,Closing documents, or other evidence of sale from property listed in position 3a on the application evidencing liens paid and net proceeds was not provided. (Settlement statement was provided, however not executed) - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/16/2026<br>| XXXXXXX_1.pdf<br> XXXXXXX_2.pdf |  |  | KY | Primary Residence | Purchase | NA | 6878811 | N/A | N/A |
| XXXXX | OBX2026HYB1202 | XXXX System Seller |  |  | Closed | 2026-01-20 08:57 | 2026-02-02 07:52 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | AZ | Primary Residence | Purchase | NA | 7178492 | N/A | N/A |
| XXXXX | OBX2026HYB1202 | XXXX System Seller |  |  | Closed | 2025-12-31 12:19 | 2026-01-16 09:02 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure was not provided within 3 business days of application date. The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  | Acknowledged-ARM Disclosure Not Provided Within 3 Days of Application Date The ARM Loan Program Disclosure was not provided within 3 business days of application date. The ARM Loan Program Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/16/2026 |  |  |  | AZ | Primary Residence | Purchase | NA | 6878129 | Originator Post-Close | No |
| XXXXX | OBX2026HYB1204 | XXXX System Seller |  |  | Closed | 2026-01-02 12:04 | 2026-01-08 09:44 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/02/2026 |  |  |  | TX | Primary Residence | Purchase | NA | 6898794 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1205 | XXXX System Seller |  |  | Closed | 2025-12-30 12:57 | 2026-02-18 09:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026 <br> Open-Lender Tape reports Total Loan Cost of $XX,XXX.XX, Audit reports Total Loan Cost of $XX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/12/2026 <br> Open-Total Loan Costs Discrepancy The tape reflects Total Loan Costs of $XX,XXX.XX and the final CD reflects Total Loan Costs of $XX,XXX.XX. - Due Diligence Vendor-12/30/2025 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/18/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 6858472 | N/A | N/A |
| XXXXX | OBX2026HYB1207 | XXXX System Seller |  |  | Closed | 2025-12-31 11:28 | 2026-01-27 14:58 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-12/31/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6877069 | N/A | N/A |
| XXXXX | OBX2026HYB1207 | XXXX System Seller |  |  | Closed | 2025-12-31 12:41 | 2026-01-16 10:06 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Documentation provided showing replacement cost coverage - TX reg - condition cleared - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Please see attached letter from insurance with guaranteed replacement of 732k insurance is sufficient allowed by Texas code. - Due Diligence Vendor-01/14/2026 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXXX.XX Hazard Insurance Coverage Amount of $XXX,XXX.XX is less than Required Coverage of $XXXXXXXX.XX. - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation provided showing replacement cost coverage - TX reg - condition cleared - Due Diligence Vendor-01/16/2026<br>| XXXXXXX_1.pdf |  |  | TX | Primary Residence | Purchase | NA | 6878539 | N/A | N/A |
| XXXXX | OBX2026HYB1207 | XXXX System Seller |  |  | Closed | 2025-12-31 12:55 | 2026-01-08 09:06 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/08/2026 <br> Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-12/31/2025 |  | Acknowledged-This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-01/08/2026 <br> Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX0), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-12/31/2025 |  |  |  | TX | Primary Residence | Purchase | NA | 6878827 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1207 | XXXX System Seller |  |  | Closed | 2025-12-31 12:55 | 2026-01-08 09:06 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-This finding is outside the statute of limitations and will be rated a B.<br> Discount Points on CD dated XX/XX/XXXX is $XX,XXX.XX. LE dated XX/XX/XXXX lists fee as $XX,XXX.XX. This fee is in a 0% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $XXX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the (Fee name). Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-01/08/2026 <br> Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-12/31/2025 |  | Acknowledged-This finding is outside the statute of limitations and will be rated a B.<br> Discount Points on CD dated XX/XX/XXXX is $XX,XXX.XX. LE dated XX/XX/XXXX lists fee as $XX,XXX.XX. This fee is in a 0% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $XXX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the (Fee name). Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-01/08/2026 <br> Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-12/31/2025 |  |  |  | TX | Primary Residence | Purchase | NA | 6878828 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1208 | XXXX System Seller |  |  | Closed | 2026-01-20 09:06 | 2026-02-02 07:53 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | 7178699 | N/A | N/A |
| XXXXX | OBX2026HYB1208 | XXXX System Seller |  |  | Closed | 2025-12-26 13:04 | 2026-01-08 10:27 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Electronic Delivery Fee on CD is $XX. Initial LE lists fee as $0. This fee is in a (0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $XXX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the Electronic Delivery Fee and Title- Closing Protection Letteer. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Electronic Delivery Fee on CD is $50. Initial LE lists fee as $0. This fee is in a (0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $ XXX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the Electronic Delivery Fee and Title- Closing Protection Letteer. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/26/2025 |  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | 6817739 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1208 | XXXX System Seller |  |  | Closed | 2025-12-26 13:04 | 2026-01-08 10:26 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Electronic Delivery Fee on CD is $XX. Initial LE lists fee as $0. This fee is in a (0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $XXX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the Electronic Delivery Fee and Title- Closing Protection Letteer. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Electronic Delivery Fee on CD is $XX. Initial LE lists fee as $0. This fee is in a (0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $181.00 tolerance cure that is insufficient as it was applied to the tolerance cure for the Electronic Delivery Fee and Title- Closing Protection Letteer. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br> This finding is outside the statute of limitations and will be rated a B - Due Diligence Vendor-12/26/2025 |  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | 6817738 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1209 | XXXX System Seller |  |  | Closed | 2026-01-06 13:45 | 2026-01-06 13:45 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete RESPA: AfBA Disclosure is Missing<br> This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete RESPA: AfBA Disclosure is Missing<br> This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 6942367 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1212 | XXXX System Seller |  |  | Closed | 2026-01-06 17:06 | 2026-01-14 12:36 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Prior Loan Estimate Received At Least Four Business Days Before Consummation | Acknowledged-A revised Loan Estimate was provided on (XX/XX/XXXX) via (ElectronicDelivery). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to the consummation date of (XX/XX/XXXX). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. A consumer must receive a revised Loan Estimate not later than four business days prior to consummation. Four business days before consummation is (XX/XX/XXXX). (12 CFR 1026.19(e)(4)(ii)) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Acknowledged-A revised Loan Estimate was provided on (XX/XX/XXXX) via (ElectronicDelivery). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to the consummation date of (XX/XX/XXXX). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. A consumer must receive a revised Loan Estimate not later than four business days prior to consummation. Four business days before consummation is (XX/XX/XXXX). (12 CFR 1026.19(e)(4)(ii)) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6946781 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1212 | XXXX System Seller |  |  | Closed | 2026-01-06 15:06 | 2026-01-06 15:06 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/06/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6944396 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1213 | XXXX System Seller |  |  | Closed | 2026-01-08 15:39 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is less than Total Required Reserve Amount of $XXXXX.XX - Due Diligence Vendor-01/08/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6993815 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1213 | XXXX System Seller |  |  | Closed | 2026-01-08 15:56 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of 5.11 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/08/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6994098 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1213 | XXXX System Seller |  |  | Closed | 2026-01-16 08:43 | 2026-02-02 07:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7136235 | N/A | N/A |
| XXXXX | OBX2026HYB1213 | XXXX System Seller |  |  | Closed | 2026-01-08 16:01 | 2026-02-02 07:54 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Purchase, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6994192 | N/A | N/A |
| XXXXX | OBX2026HYB1214 | XXXX System Seller |  |  | Closed | 2026-01-15 12:31 | 2026-01-29 11:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | FL | Primary Residence | Purchase | NA | 7116498 | N/A | N/A |
| XXXXX | OBX2026HYB1215 | XXXX System Seller |  |  | Closed | 2026-01-05 13:26 | 2026-01-16 09:11 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br>Open- - Due Diligence Vendor-01/08/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). COC was not provided as to why Loan discount fees increased at closing. - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6919701 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1215 | XXXX System Seller |  |  | Closed | 2026-01-05 13:26 | 2026-01-16 09:10 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br>Open- - Due Diligence Vendor-01/08/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). COC was not provided as to why Loan discount fees increased at closing. - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 <br>Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6919700 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1215 | XXXX System Seller |  |  | Closed | 2026-01-05 13:26 | 2026-01-16 09:10 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($XXX.XX). The actual total fee amount shows a credit amount of ($0.00). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6919699 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1215 | XXXX System Seller |  |  | Closed | 2026-01-05 13:26 | 2026-01-16 09:09 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 <br> Open- - Due Diligence Vendor-01/05/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/16/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6919697 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1216 | XXXX System Seller |  |  | Closed | 2026-01-06 14:24 | 2026-01-27 15:00 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/06/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 6943346 | N/A | N/A |
| XXXXX | OBX2026HYB1216 | XXXX System Seller |  |  | Closed | 2026-01-06 15:28 | 2026-01-14 09:53 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 6944783 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1012 | XXXX System Seller |  |  | Closed | 2026-01-09 12:57 | 2026-01-20 12:40 | Acknowledged | 2 - Non-Material | Compliance | Rescission:Variance | Federal - Right of Rescission Variance Failure (TILA) | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 |  | Acknowledged-The disclosed "Right to Cancel Expire Date" (XX/XX/XXXX) is earlier than the system calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/09/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7012598 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1012 | XXXX System Seller |  |  | Closed | 2026-01-09 12:57 | 2026-01-17 09:02 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 <br> Open- - Due Diligence Vendor-01/09/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7012594 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1012 | XXXX System Seller |  |  | Closed | 2026-01-10 14:33 | 2026-01-17 09:02 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/10/2026 <br> Open- - Due Diligence Vendor-01/10/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 |  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7024082 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1218 | XXXX System Seller |  |  | Closed | 2026-01-15 05:48 | 2026-02-02 07:55 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 7105533 | N/A | N/A |
| XXXXX | OBX2026HYB1218 | XXXX System Seller |  |  | Closed | 2026-01-07 13:19 | 2026-01-27 15:02 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/07/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | TX | Primary Residence | Purchase | NA | 6966416 | N/A | N/A |
| XXXXX | OBX2026HYB1220 | XXXX System Seller |  |  | Closed | 2026-01-15 08:44 | 2026-02-02 07:56 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | SC | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7108716 | N/A | N/A |
| XXXXX | OBX2026HYB1221 | XXXX System Seller |  |  | Closed | 2026-01-17 08:29 | 2026-02-02 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | TX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7153815 | N/A | N/A |
| XXXXX | OBX2026HYB1222 | XXXX System Seller |  |  | Closed | 2026-01-17 07:39 | 2026-02-02 07:57 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7153636 | N/A | N/A |
| XXXXX | OBX2026HYB1223 | XXXX System Seller |  |  | Closed | 2026-01-09 13:00 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 46.51% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Lender exception pg 1303: DTI of 45.31 exceeds max of 43% allowed- approve up to 46% DTI - Due Diligence Vendor-01/09/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | credit History <br> LTV <br> Residual income | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7012654 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1223 | XXXX System Seller |  |  | Closed | 2026-01-16 12:43 | 2026-02-02 07:58 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7142566 | N/A | N/A |
| XXXXX | OBX2026HYB1224 | XXXX System Seller |  |  | Closed | 2026-01-16 13:43 | 2026-02-02 08:00 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | KS | Primary Residence | Purchase | NA | 7143691 | N/A | N/A |
| XXXXX | OBX2026HYB1224 | XXXX System Seller |  |  | Closed | 2026-01-09 14:59 | 2026-02-02 08:00 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/09/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | KS | Primary Residence | Purchase | NA | 7015391 | N/A | N/A |
| XXXXX | OBX2026HYB1224 | XXXX System Seller |  |  | Closed | 2026-01-09 09:30 | 2026-01-16 13:51 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/09/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/09/2026<br>|  |  |  | KS | Primary Residence | Purchase | NA | 7006519 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1225 | XXXX System Seller |  |  | Closed | 2026-01-09 10:07 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 47.29% exceeds Guideline DTI of 43% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/09/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Low LTV 59.08%<br> Credit Score 709<br> Monthly residual income $XX,XXX.XX<br> Excess Reserves $145,711 | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7007838 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1226 | XXXX System Seller |  |  | Closed | 2026-01-08 11:14 | 2026-02-02 08:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $X,XXX,XXX.XX, Audit reports Property Value of $X,XXX,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/08/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6988398 | N/A | N/A |
| XXXXX | OBX2026HYB1227 | XXXX System Seller |  |  | Closed | 2026-01-14 10:55 | 2026-02-02 08:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7088494 | N/A | N/A |
| XXXXX | OBX2026HYB1227 | XXXX System Seller |  |  | Closed | 2026-01-06 14:00 | 2026-01-06 14:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/06/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6942769 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1227 | XXXX System Seller |  |  | Closed | 2026-01-06 14:00 | 2026-01-06 14:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/06/2026 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is outside the statute of limitations and will be rated a B. - Due Diligence Vendor-01/06/2026<br>|  |  |  | WA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6942770 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1228 | XXXX System Seller |  |  | Closed | 2026-01-07 16:46 | 2026-02-02 08:02 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of XXXXXXX, Audit reports NMLSR of XXXXXXXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/08/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6970473 | N/A | N/A |
| XXXXX | OBX2026HYB1228 | XXXX System Seller |  |  | Closed | 2026-01-07 16:46 | 2026-02-02 08:02 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Purchase, Audit reports Loan Purpose of Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6970472 | N/A | N/A |
| XXXXX | OBX2026HYB1229 | XXXX System Seller |  |  | Closed | 2026-01-15 10:12 | 2026-02-02 08:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/20/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7111886 | N/A | N/A |
| XXXXX | OBX2026HYB1231 | XXXX System Seller |  |  | Closed | 2026-01-17 06:49 | 2026-02-02 08:03 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7153532 | N/A | N/A |
| XXXXX | OBX2026HYB1232 | XXXX System Seller |  |  | Closed | 2026-01-18 10:41 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Proof of Other Income - Pension, Retirement, Disability (Borrower) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-There is no verification of the other income used to qualify. There should be an award letter/pension letter or current 1099 for Borrower1's other retirement, pension, disability type of income in file. The lender guidelines require Newly established Retirement accounts to have 2 months proof of receipt. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/18/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Credit Score 88 Points above FICO requirement<br> LOW LTV - LTV at least 20% below requirement<br> Length of primary residence of 8 years 11 months. | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156322 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1232 | XXXX System Seller |  |  | Closed | 2026-01-18 10:10 | 2026-02-02 08:04 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/18/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7156280 | N/A | N/A |
| XXXXX | OBX2026HYB1233 | XXXX System Seller |  |  | Closed | 2026-01-16 15:06 | 2026-02-02 08:04 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7145150 | N/A | N/A |
| XXXXX | OBX2026HYB1234 | XXXX System Seller |  |  | Closed | 2026-01-14 10:39 | 2026-02-02 08:05 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7088125 | N/A | N/A |
| XXXXX | OBX2026HYB1236 | XXXX System Seller |  |  | Closed | 2026-01-14 09:43 | 2026-02-02 08:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NM | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7086341 | N/A | N/A |
| XXXXX | OBX2026HYB1240 | XXXX System Seller |  |  | Closed | 2026-01-15 14:12 | 2026-02-02 08:21 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7118911 | N/A | N/A |
| XXXXX | OBX2026HYB1242 | XXXX System Seller |  |  | Closed | 2026-01-09 14:48 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Paystub does not cover 1 month period and not within 30 days of note. - Due Diligence Vendor-01/09/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7015098 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1242 | XXXX System Seller |  |  | Closed | 2026-01-18 05:40 | 2026-02-02 08:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy - Due Diligence Vendor-01/18/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7155923 | N/A | N/A |
| XXXXX | OBX2026HYB1242 | XXXX System Seller |  |  | Closed | 2026-01-12 10:12 | 2026-01-18 06:05 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7042411 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1242 | XXXX System Seller |  |  | Closed | 2026-01-12 10:12 | 2026-01-18 06:04 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/12/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7042413 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1244 | XXXX System Seller |  |  | Closed | 2026-01-15 14:01 | 2026-02-02 08:22 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7118663 | N/A | N/A |
| XXXXX | OBX2026HYB1245 | XXXX System Seller |  |  | Closed | 2026-01-16 05:54 | 2026-02-02 08:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | 7131959 | N/A | N/A |
| XXXXX | OBX2026HYB1245 | XXXX System Seller |  |  | Closed | 2026-01-08 12:15 | 2026-01-16 05:53 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated an EV2.<br> - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/08/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated an EVB.<br> - Due Diligence Vendor-01/16/2026 |  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | 6989847 | Originator Post-Close | No |
| XXXXX | OBX2026HYB1245 | XXXX System Seller |  |  | Closed | 2026-01-08 12:15 | 2026-01-16 05:52 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated an EVB. - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/16/2026 <br> Open- - Due Diligence Vendor-01/08/2026 |  | Acknowledged-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The finding is outside the statute of limitations and will be rated an EVB. - Due Diligence Vendor-01/16/2026 |  |  |  | CO | Primary Residence | Refinance | Cash Out - Other | 6989846 | Originator Post-Close | No |
| XXXXX | OBX2026HYB1247 | XXXX System Seller |  |  | Closed | 2026-01-13 08:25 | 2026-02-02 08:23 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7059979 | N/A | N/A |
| XXXXX | OBX2026HYB1248 | XXXX System Seller |  |  | Closed | 2026-01-14 11:09 | 2026-02-02 08:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7088846 | N/A | N/A |
| XXXXX | OBX2026HYB1249 | XXXX System Seller |  |  | Closed | 2026-01-17 11:21 | 2026-02-02 08:24 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | 7154205 | N/A | N/A |
| XXXXX | OBX2026HYB1249 | XXXX System Seller |  |  | Closed | 2026-01-17 10:59 | 2026-01-20 13:40 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS ID XXXXXXX is actually associated with XXXXXX XXXXXXXX XXXXXXXXXX and not XXXX XXXX XXXX per NMLS. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Acknowledged-A relationship between XXXXXXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS ID XXXXXXXX is actually associated with XXXXXX XXXXXXXX XXXXXXXXXX and not XXXX XXXX XXXX per NMLS. - Due Diligence Vendor-01/17/2026 |  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | 7154162 | N/A | N/A |
| XXXXX | OBX2026HYB1250 | XXXX System Seller |  |  | Closed | 2026-01-15 14:17 | 2026-02-02 08:25 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NJ | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7119012 | N/A | N/A |
| XXXXX | OBX2026HYB1251 | XXXX System Seller |  |  | Closed | 2026-01-16 13:22 | 2026-01-29 11:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7143317 | N/A | N/A |
| XXXXX | OBX2026HYB1252 | XXXX System Seller |  |  | Closed | 2026-01-08 15:11 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited HLTV of 86.17% exceeds Guideline HCLTV of 80% .A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/08/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | 1. Clean credit history with no late or derogatory<br> payments within 7 years<br> 2. Residual Income - Strong net cash flow with<br> over 6 months reserves annualized.<br> 3. Credit score- 49 Points above FICO<br> requirement. | NC | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6993343 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1252 | XXXX System Seller |  |  | Closed | 2026-01-08 15:11 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited LTV of 86.17% exceeds Guideline LTV of 80% . A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/08/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | 1. Clean credit history with no late or derogatory<br> payments within 7 years<br> 2. Residual Income - Strong net cash flow with<br> over 6 months reserves annualized.<br> 3. Credit score- 49 Points above FICO<br> requirement. | NC | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6993344 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1252 | XXXX System Seller |  |  | Closed | 2026-01-08 15:11 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 86.17% exceeds Guideline CLTV of 80% . A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-01/08/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Clean credit history with no late or derogatory<br> payments within 7 years<br> 2. Residual Income - Strong net cash flow with<br> over 6 months reserves annualized.<br> 3. Credit score- 49 Points above FICO<br> requirement. | NC | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 6993342 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1252 | XXXX System Seller |  |  | Closed | 2026-01-16 07:57 | 2026-02-02 08:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | NC | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7134471 | N/A | N/A |
| XXXXX | OBX2026HYB1253 | XXXX System Seller |  |  | Closed | 2026-01-09 12:58 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 45.73% exceeds Guideline DTI of 43% Approved Lender Exception in file for DTI over 43% up to 48%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/09/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Residual Income<br> Employment History 7 years<br> Credit History - No derogatory payments/lates within 7 years | CA | Primary Residence | Refinance | Cash Out - Other | 7012627 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1253 | XXXX System Seller |  |  | Closed | 2026-01-09 13:03 | 2026-02-02 08:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Purchase, Audit reports Loan Purpose of Rate/Term Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7012725 | N/A | N/A |
| XXXXX | OBX2026HYB1254 | XXXX System Seller |  |  | Closed | 2026-01-16 12:51 | 2026-01-29 11:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7142738 | N/A | N/A |
| XXXXX | OBX2026HYB1255 | XXXX System Seller |  |  | Closed | 2026-01-17 08:42 | 2026-02-02 08:28 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7153840 | N/A | N/A |
| XXXXX | OBX2026HYB1255 | XXXX System Seller |  |  | Closed | 2026-01-12 15:00 | 2026-01-27 15:04 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/12/2026 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Purchase | NA | 7049769 | N/A | N/A |
| XXXXX | OBX2026HYB1256 | XXXX System Seller |  |  | Closed | 2026-01-16 15:55 | 2026-02-02 08:29 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7146131 | N/A | N/A |
| XXXXX | OBX2026HYB1257 | XXXX System Seller |  |  | Closed | 2026-01-14 15:36 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 48.54% exceeds Guideline DTI of 43% Lender exception in file allowing DTI up to 49%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/14/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Comp Factors: Low LTV, Credit Score, Residual Income, Excess Reserves. | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095344 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1257 | XXXX System Seller |  |  | Closed | 2026-01-14 15:17 | 2026-01-27 12:49 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/27/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/27/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7095062 | N/A | N/A |
| XXXXX | OBX2026HYB1258 | XXXX System Seller |  |  | Closed | 2026-01-14 11:43 | 2026-02-02 08:29 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7090226 | N/A | N/A |
| XXXXX | OBX2026HYB1259 | XXXX System Seller |  |  | Closed | 2026-01-17 10:38 | 2026-02-02 08:30 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154136 | N/A | N/A |
| XXXXX | OBX2026HYB1259 | XXXX System Seller |  |  | Closed | 2026-01-17 10:05 | 2026-01-20 13:41 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXX XXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/18/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 |  | Acknowledged-A relationship between XXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-01/17/2026 |  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7154047 | N/A | N/A |
| XXXXX | OBX2026HYB1260 | XXXX System Seller |  |  | Closed | 2026-01-16 16:38 | 2026-02-02 08:30 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7146820 | N/A | N/A |
| XXXXX | OBX2026HYB1260 | XXXX System Seller |  |  | Closed | 2026-01-16 16:14 | 2026-01-17 12:50 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXX XXXXXXXXXXX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/16/2026 |  | Acknowledged-A relationship between XXXXXX XXXXXXXXXXX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/17/2026 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7146404 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1261 | XXXX System Seller |  |  | Closed | 2026-01-16 11:37 | 2026-02-02 08:31 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy <br> Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7141349 | N/A | N/A |
| XXXXX | OBX2026HYB1262 | XXXX System Seller |  |  | Closed | 2026-01-13 13:20 | 2026-02-02 08:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 7071659 | N/A | N/A |
| XXXXX | OBX2026HYB1262 | XXXX System Seller |  |  | Closed | 2026-01-13 13:20 | 2026-02-02 08:31 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Refinance, Audit reports Loan Purpose of Cashout Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 7071658 | N/A | N/A |
| XXXXX | OBX2026HYB1263 | XXXX System Seller |  |  | Closed | 2026-01-15 17:22 | 2026-02-02 08:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7124121 | N/A | N/A |
| XXXXX | OBX2026HYB1264 | XXXX System Seller |  |  | Closed | 2026-01-13 11:28 | 2026-02-02 08:33 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7068242 | N/A | N/A |
| XXXXX | OBX2026HYB1265 | XXXX System Seller |  |  | Closed | 2026-01-19 11:32 | 2026-02-02 08:33 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7167044 | N/A | N/A |
| XXXXX | OBX2026HYB1265 | XXXX System Seller |  |  | Closed | 2026-01-19 11:32 | 2026-02-02 08:33 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Refinance, Audit reports Loan Purpose of Cash-Out Refinancing. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/19/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7167042 | N/A | N/A |
| XXXXX | OBX2026HYB1265 | XXXX System Seller |  |  | Closed | 2026-01-19 10:19 | 2026-01-20 08:11 | Acknowledged | 2 - Non-Material | Compliance | Mavent | License: Loan Originator | Acknowledged-A relationship between XXXXXXX XXXXXXX (NMLS ID: XXXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. LO associated with Better Mortgage - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Acknowledged-A relationship between XXXXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. LO associated with XXXXXX XXXXXXXX - Due Diligence Vendor-01/19/2026 |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7165964 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1266 | XXXX System Seller |  |  | Closed | 2026-01-16 15:52 | 2026-02-02 08:34 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7146100 | N/A | N/A |
| XXXXX | OBX2026HYB1267 | XXXX System Seller |  |  | Closed | 2026-01-16 17:51 | 2026-01-29 11:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7151143 | N/A | N/A |
| XXXXX | OBX2026HYB1268 | XXXX System Seller |  |  | Closed | 2026-01-14 15:10 | 2026-02-02 08:34 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7094961 | N/A | N/A |
| XXXXX | OBX2026HYB1269 | XXXX System Seller |  |  | Closed | 2026-01-15 10:54 | 2026-02-02 08:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7114374 | N/A | N/A |
| XXXXX | OBX2026HYB1270 | XXXX System Seller |  |  | Closed | 2026-01-16 12:48 | 2026-02-02 08:35 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7142655 | N/A | N/A |
| XXXXX | OBX2026HYB1271 | XXXX System Seller |  |  | Closed | 2026-01-15 09:53 | 2026-02-02 08:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7111093 | N/A | N/A |
| XXXXX | OBX2026HYB1272 | XXXX System Seller |  |  | Closed | 2026-01-13 17:15 | 2026-02-02 08:36 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXTo clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7075577 | N/A | N/A |
| XXXXX | OBX2026HYB1273 | XXXX System Seller |  |  | Closed | 2026-01-13 09:19 | 2026-02-02 08:37 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXX To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7062109 | N/A | N/A |
| XXXXX | OBX2026HYB1275 | XXXX System Seller |  |  | Closed | 2026-01-15 15:45 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 43.72% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-01/15/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  | Low LTV<br> FICO of 764<br> clean credit history | CO | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7121796 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1275 | XXXX System Seller |  |  | Closed | 2026-01-15 15:51 | 2026-02-02 08:39 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CO | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7121918 | N/A | N/A |
| XXXXX | OBX2026HYB1275 | XXXX System Seller |  |  | Closed | 2026-01-15 15:51 | 2026-02-02 08:39 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of purchase, Audit reports Loan Purpose of rate term refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026<br>|  |  |  | CO | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7121917 | N/A | N/A |
| XXXXX | OBX2026HYB1276 | XXXX System Seller |  |  | Closed | 2026-01-16 13:45 | 2026-02-02 08:40 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXX. Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7143701 | N/A | N/A |
| XXXXX | OBX2026HYB1277 | XXXX System Seller |  |  | Closed | 2026-01-15 17:12 | 2026-02-02 08:43 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7123770 | N/A | N/A |
| XXXXX | OBX2026HYB1278 | XXXX System Seller |  |  | Closed | 2026-01-13 07:50 | 2026-03-09 06:10 | Resolved | 1 - Information | Credit | Missing Doc | Missing Initial Loan Application | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Loan Application attached. Please clear. - Due Diligence Vendor-01/30/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/13/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-02/02/2026<br>| XXXXXXX_1.pdf |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7059142 | N/A | N/A |
| XXXXX | OBX2026HYB1278 | XXXX System Seller |  |  | Closed | 2026-01-13 15:49 | 2026-02-02 08:44 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review- - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy .Lender Tape reports ULI of XXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 7074541 | N/A | N/A |
| XXXXX | OBX2026HYB1279 | XXXX System Seller |  |  | Closed | 2026-01-15 07:54 | 2026-02-02 08:47 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CT | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7107724 | N/A | N/A |
| XXXXX | OBX2026HYB1280 | XXXX System Seller |  |  | Closed | 2026-01-13 10:17 | 2026-02-02 08:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7064852 | N/A | N/A |
| XXXXX | OBX2026HYB1280 | XXXX System Seller |  |  | Closed | 2026-01-13 08:53 | 2026-01-13 08:53 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/13/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7060919 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1281 | XXXX System Seller |  |  | Closed | 2026-01-14 11:50 | 2026-02-02 08:48 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7090375 | N/A | N/A |
| XXXXX | OBX2026HYB1281 | XXXX System Seller |  |  | Closed | 2026-01-14 11:16 | 2026-01-17 13:30 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($0.00). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($0.00). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 |  |  |  | WA | Primary Residence | Purchase | NA | 7089038 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1281 | XXXX System Seller |  |  | Closed | 2026-01-14 11:16 | 2026-01-17 13:30 | Acknowledged | 2 - Non-Material | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/17/2026 <br> Open- - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Acknowledged-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 |  |  |  | WA | Primary Residence | Purchase | NA | 7089036 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1281 | XXXX System Seller |  |  | Closed | 2026-01-13 19:59 | 2026-01-13 19:59 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/14/2026<br>|  |  |  | WA | Primary Residence | Purchase | NA | 7077660 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1282 | XXXX System Seller |  |  | Closed | 2026-01-20 09:20 | 2026-02-18 10:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Mortgage Statement attached - Due Diligence Vendor-02/17/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing evidence of PITIA for REO 2 from the final 1003. No mortgage statement was provided. Need evidence the amount from the credit report included escrows for taxes and insurance. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7179061 | N/A | N/A |
| XXXXX | OBX2026HYB1282 | XXXX System Seller |  |  | Closed | 2026-01-20 09:18 | 2026-02-18 10:00 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Mortgage Statement attached - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of PITIA for Property 2 from the final application. No mortgage statement was provided. Need evidence the amount from the credit report included escrows for taxes and insurance. - Due Diligence Vendor-01/20/2026 |  | Resolved-Documentation provided - cleared - Due Diligence Vendor-02/18/2026<br>| XXXXXXX_1.pdf |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7179038 | N/A | N/A |
| XXXXX | OBX2026HYB1282 | XXXX System Seller |  |  | Closed | 2026-01-19 14:09 | 2026-01-29 11:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7169593 | N/A | N/A |
| XXXXX | OBX2026HYB1283 | XXXX System Seller |  |  | Closed | 2026-01-16 12:30 | 2026-02-02 08:49 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/30/2026 <br> Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/02/2026 <br>Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 7142322 | N/A | N/A |
| XXXXX | OBX2026HYB1284 | XXXX System Seller |  |  | Closed | 2026-01-17 08:24 | 2026-01-29 11:38 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXX Audit reports ULI of XXXXXXXXXXXXXXXXXX To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/17/2026 |  | Resolved-ULI provided on tape and in loan file are both valid ULI numbers - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | CA | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7153795 | N/A | N/A |
| XXXXX | OBX2026HYB1285 | XXXX System Seller |  |  | Closed | 2026-01-13 14:05 | 2026-01-26 07:31 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Universal Loan Identifier (ULI) Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Agree with audit - Due Diligence Vendor-01/24/2026 <br> Open-Universal Loan Identifier (ULI) Discrepancy Lender Tape reports ULI of XXXXXXXXXXXXXXXXXX, Audit reports ULI of XXXXXXXXXXXXXXXXXXXXX. To clear this exception please agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/26/2026<br>|  |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7072841 | N/A | N/A |
| XXXXX | OBX2026HYB1285 | XXXX System Seller |  |  | Closed | 2026-01-13 12:14 | 2026-01-23 08:25 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Non-US Document Identification is expired | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/23/2026 <br> Resolved-Borrower Non-US identity document expiration date is and note is dated XX/XX/XXXX. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Here is the Patriot Act form for XXXX XXXX. Please clear condition. - Due Diligence Vendor-01/22/2026 <br> Open-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-01/13/2026 |  | Resolved-Documentation provided - condition cleared - Due Diligence Vendor-01/23/2026 <br>Resolved-Borrower Non-US identity document expiration date is and note is dated 11-02-2021. - Due Diligence Vendor-01/23/2026<br>| XXXXXXX_1.pdf |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7069710 | N/A | N/A |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 10:33 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298059 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 10:33 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298058 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 10:17 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7297083 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 10:33 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298061 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 10:56 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing There are 18 days between the VVOE and Note Date - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7298489 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Mortgage Loan Originator NMLSR Identifier Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Mortgage Loan Originator NMLSR Identifier Discrepancy Lender Tape reports NMLSR of NA, Audit reports NMLSR of XXXX (Missing). To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br>- Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7303250 | N/A | N/A |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7303252 | N/A | N/A |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of NA, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7303249 | N/A | N/A |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-11 10:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Discount Points Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7303253 | N/A | N/A |
| XXXXX | OBX2026HYB1019 | XXXX System Seller |  |  | Closed | 2026-01-26 15:26 | 2026-02-09 17:02 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXX,XXX, Audit reports Property Value of $XXX,XXX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7303251 | N/A | N/A |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:29 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299173 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:29 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299172 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:13 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Purchase Contract | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Purchase Contract - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299970 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:26 | 2026-02-23 08:39 | Acknowledged | 2 - Non-Material | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $13543.52 - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300294 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:29 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299176 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:29 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Borrower Identification - Borrower 2. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299177 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:23 | 2026-02-23 08:27 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Initial Loan Application | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299032 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:05 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Evidence of Property Tax Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Evidence of Property Tax - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299844 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:26 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Assets | Insufficient asset documentation in file - assets do not cover closing costs | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $0.00 less cash to close of $3304.43 and less unverified EMD of $XXXX results in $-10804.43 shortage of funds to close. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300295 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 08:19 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Income and Employment Do Not Meet Guidelines - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299301 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 WVOE Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 WVOE Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299299 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Executed 4506-T Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299300 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 W2/1099 Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299298 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:45 | 2026-02-23 08:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299489 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:45 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299488 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Paystubs Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Paystubs Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299297 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 07:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Executed 4506-T Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299296 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:35 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299295 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:37 | 2026-02-23 07:41 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 8 month(s) - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300565 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:37 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXXX.XX - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300564 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:37 | 2026-02-23 07:35 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited FICO of 706 is less than Guideline FICO of 720 - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Guideline Exception - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300563 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:37 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited DTI of 49.29% exceeds Guideline DTI of 43% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300562 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:37 | 2026-02-23 07:23 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Audited CLTV of 100% exceeds Guideline CLTV of 90% - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300561 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:26 | 2026-02-23 07:08 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Asset 1 Missing | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Asset 1 Missing - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300292 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:29 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299171 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:43 | 2026-02-11 10:32 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br> Open-Total Loan Costs Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0.00, Audit reports Total Loan Cost of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300667 | N/A | N/A |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:43 | 2026-02-11 10:15 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose Discrepancy - Due Diligence Vendor-02/09/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of not applicable, Audit reports Loan Purpose of Purchase. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300664 | N/A | N/A |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:43 | 2026-02-11 10:06 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Discount Points Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br> Open-Discount Points Discrepancy - Due Diligence Vendor-02/09/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Discount Points Discrepancy Lender Tape reports Discount Points of $0.00, Audit reports Discount Points of $XXXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-02/11/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300668 | N/A | N/A |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:43 | 2026-02-09 17:11 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Property Value Discrepancy | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br> Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026 <br> Open-Property Value Discrepancy Lender Tape reports Property Value of $XXXXXX.XX, Audit reports Property Value of $XXXXXX.XX. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy.<br> - Due Diligence Vendor-01/26/2026 |  | Resolved-Confirmed Sales Price - cleared - Due Diligence Vendor-02/09/2026 <br>Resolved-Property Value Discrepancy rectified - Due Diligence Vendor-02/09/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7300666 | N/A | N/A |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:59 | 2026-02-02 12:21 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial TIL | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial TIL (Truth in Lending) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299705 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:59 | 2026-02-02 12:20 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Missing Initial Good Faith Estimate | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is missing. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299704 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:13 | 2026-02-02 12:20 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | PUD Rider is Missing | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299971 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 12:27 | 2026-01-27 16:39 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) (TILA) | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). Audit used an index of 2.08716% for calculation, which fails compliance.<br> Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower.<br> The finding is outside the statute of limitations and will be rated a B for all agencies.<br>- Due Diligence Vendor-01/26/2026 <br> Open- - Due Diligence Vendor-01/26/2026 |  | Acknowledged-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR Sec. 1026.18(d)(1); OSC 17(c)(2)(ii)-1). Audit used an index of 2.08716% for calculation, which fails compliance.<br> Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower.<br> The finding is outside the statute of limitations and will be rated a B for all agencies.<br>- Due Diligence Vendor-01/26/2026 |  |  |  | MI | Primary Residence | Purchase | NA | 7300321 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1020 | XXXX System Seller |  |  | Closed | 2026-01-26 11:50 | 2026-01-26 11:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/26/2026 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-01/26/2026<br>|  |  |  | MI | Primary Residence | Purchase | NA | 7299562 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 07:10 | 2026-02-23 08:58 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Third Party Fraud Report not Provided | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7309046 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 07:10 | 2026-02-23 08:46 | Acknowledged | 2 - Non-Material | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7309045 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 07:27 | 2026-02-23 07:48 | Acknowledged | 2 - Non-Material | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-Borrower 1 Credit Report is Partially Present. Borrower credit report in file is not legible. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7309226 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 07:10 | 2026-02-23 06:58 | Acknowledged | 2 - Non-Material | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Seasoned Loans - Downgrade B - Due Diligence Vendor-02/23/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7309044 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 08:58 | 2026-02-02 12:21 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | Initial GFE Disclosure is Incomplete | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026 <br>Open-Initial GFE (Good Faith Estimate) is incomplete. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-The finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-02/02/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7310701 | Investor Post-Close | No |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 09:53 | 2026-01-29 11:01 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Loan Purpose Discrepancy | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Open-Loan Purpose Discrepancy Lender Tape reports Loan Purpose of Not Applicable, Audit reports Loan Purpose of Refinance. To clear this exception, please either agree with audit figures or provide evidence to Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agreed with audit - condition cleared - Due Diligence Vendor-01/29/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/29/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7312350 | N/A | N/A |
| XXXXX | OBX2026HYB1286 | XXXX System Seller |  |  | Closed | 2026-01-27 09:53 | 2026-01-28 15:08 | Resolved | 1 - Information | Compliance | Data | HMDA Discrepancy: Total Loan Costs Discrepancy | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br> Open-Total Loan Costs Discrepancy Lender Tape reports Total Loan Cost of $0, Audit reports Total Loan Cost of $X,XXX.XX. To clear this exception, please either agree with audit figures or provide evidence of Lender Tape data accuracy. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026 <br>Resolved-Lender agrees with audit - condition cleared - Due Diligence Vendor-01/28/2026<br>|  |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7312353 | N/A | N/A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 2**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Alt ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXXXX | OBX2026HYB1021 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1022 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1023 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1024 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1025 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1026 |  | $XXXXXXX C D A B |
| XXXXX | OBX2026HYB1027 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1028 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1029 |  | $XXXXXXX A D C B |
| XXXXX | OBX2026HYB1030 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1031 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1032 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1033 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1034 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1035 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1036 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1037 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1038 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1039 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1040 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1041 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1042 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1008 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1043 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1044 |  | $XXXXXXX D C B A |
| XXXXX | OBX2026HYB1045 |  | $XXXXXXX D A |
| XXXXX | OBX2026HYB1046 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1047 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1048 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1011 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1049 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1050 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1051 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1052 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1053 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1054 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1055 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1056 |  | $XXXXXXX D B A |
| XXXXX | OBX2026HYB1057 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1058 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1059 |  | $XXXXXXX D B A |
| XXXXX | OBX2026HYB1060 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1061 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1062 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1063 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1064 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1065 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1066 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1067 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1068 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1069 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1010 |  | $XXXXXXX D C B A |
| XXXXX | OBX2026HYB1070 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1071 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1072 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1073 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1074 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1075 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1076 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1077 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1078 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1079 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1080 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1081 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1082 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1083 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1084 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1085 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1086 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1087 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1088 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1089 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1090 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1091 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1092 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1093 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1094 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1095 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1096 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1097 |  | $XXXXXXX D C B A |
| XXXXX | OBX2026HYB1014 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1015 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1004 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1005 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1009 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1006 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1001 |  | $XXXXXXX D A |
| XXXXX | OBX2026HYB1098 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1099 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1100 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1101 |  | $XXXXXXX C D A B |
| XXXXX | OBX2026HYB1102 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1103 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1104 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1105 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1106 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1016 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1107 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1108 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1007 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1109 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1111 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1112 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1113 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1114 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1115 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1116 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1117 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1118 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1119 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1120 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1121 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1122 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1123 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1124 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1125 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1126 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1127 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1128 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1129 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1130 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1131 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1132 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1133 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1134 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1013 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1135 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1136 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1137 |  | $XXXXXXX A C D B |
| XXXXX | OBX2026HYB1138 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1139 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1140 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1141 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1142 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1143 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1144 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1145 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1146 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1147 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1148 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1149 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1150 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1151 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1152 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1153 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1154 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1155 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1156 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1157 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1158 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1159 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1160 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1161 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1162 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1163 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1164 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1002 |  | $XXXXXXX C D A B |
| XXXXX | OBX2026HYB1165 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1166 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1167 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1168 |  | $XXXXXXX D A B C |
| XXXXX | OBX2026HYB1169 |  | $XXXXXXX A D C |
| XXXXX | OBX2026HYB1170 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1171 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1172 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1173 |  | $XXXXXXX A D B |
| XXXXX | OBX2026HYB1174 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1175 |  | $XXXXXXX A D C |
| XXXXX | OBX2026HYB1176 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1177 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1178 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1179 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1180 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1181 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1182 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1183 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1184 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1185 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1017 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1186 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1187 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1018 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1188 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1189 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1190 |  | $XXXXXXX A D |
| XXXXX | OBX2026HYB1191 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1192 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1193 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1194 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1195 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1196 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1197 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1198 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1199 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1200 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1201 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1202 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1203 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1204 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1205 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1206 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1207 |  | $XXXXXXX C B A |
| XXXXX | OBX2026HYB1208 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1209 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1210 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1211 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1212 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1213 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1214 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1215 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1216 |  | $XXXXXXX A B C |
| XXXXX | OBX2026HYB1217 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1012 |  | $XXXXXXX A B |
| XXXXX | OBX2026HYB1218 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1219 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1220 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1221 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1222 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1223 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1224 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1225 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1226 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1227 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1228 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1229 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1230 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1231 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1232 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1233 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1234 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1235 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1236 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1237 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1238 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1239 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1240 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1241 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1242 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1243 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1244 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1245 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1246 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1247 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1248 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1249 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1250 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1251 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1252 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1253 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1254 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1255 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1256 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1257 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1258 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1259 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1260 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1261 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1262 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1263 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1264 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1265 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1266 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1267 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1268 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1269 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1270 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1271 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1272 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1273 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1274 |  | $XXXXXXX A |
| XXXXX | OBX2026HYB1275 |  | $XXXXXXX C A B |
| XXXXX | OBX2026HYB1276 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1277 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1278 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1279 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1280 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1281 |  | $XXXXXXX A C B |
| XXXXX | OBX2026HYB1282 |  | $XXXXXXX D C A |
| XXXXX | OBX2026HYB1283 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1284 |  | $XXXXXXX A C |
| XXXXX | OBX2026HYB1285 |  | $XXXXXXX C A |
| XXXXX | OBX2026HYB1019 |  | $XXXXXXX D C A B |
| XXXXX | OBX2026HYB1020 |  | $XXXXXXX D A B |
| XXXXX | OBX2026HYB1286 |  | $XXXXXXX D C A B |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Alt ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXXX | OBX2026HYB1021 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 3.014 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1022 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | Yes | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.475 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1023 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Appendix Q Documentation | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 4.401 | Yes | No | N/A | No | No | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1024 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 4.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1025 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Appendix Q Documentation | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.955 | Yes | No | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1026 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1939.5 | 3.655 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1027 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1028 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1029 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.57 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1030 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.663 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1031 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.404 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1032 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2994.9 | 3.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1033 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.273 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1034 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Appendix Q Documentation | Not Tested | No | No | No | No | No | No | No | No | No | No | 4407.0 | 3.35 | Yes | Yes | N/A | Yes | Yes | No | N/A | No | No | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1035 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5199.8 | 3.483 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1036 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 3.634 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1037 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.514 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1038 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4352.86 | 3.225 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1039 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5689.3 | 3.348 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1040 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 6399.95 | 3.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1041 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3927.0 | 2.996 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1042 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 17232.5 | 3.622 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1008 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 5.412 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1043 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 4.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1044 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2140.0 | 4.591 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1045 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 4.147 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1046 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 4.533 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1047 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 50.0 | 4.258 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1048 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 4.228 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1011 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 4.165 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1049 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 3.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1050 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4725.53 | 3.994 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1051 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1052 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3611.92 | 3.871 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1053 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 28874.98 | 3.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1054 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1055 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2230.0 | 3.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1056 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 3.673 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1057 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4864.0 | 3.622 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1058 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 3.461 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1059 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1060 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 32241.0 | 3.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1061 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.236 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1062 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10632.0 | 3.741 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1063 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.156 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1064 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 3.091 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1065 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 3.211 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1066 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3153.76 | 3.101 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1067 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3147.0 | 3.112 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1068 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) | Yes |  | No | No | No | No | No | No | No | No | No | No | No | 3733.41 | 3.015 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1069 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 30267.6 | 3.214 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1010 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5016.4 | 2.962 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1070 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.939 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1071 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.939 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1072 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2488.0 | 2.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1073 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9544.0 | 3.111 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1074 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1075 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.855 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1076 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9360.0 | 2.815 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1077 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2342.0 | 2.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1078 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 350.0 | 2.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1079 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.786 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1080 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1081 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4033.66 | 2.784 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1082 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1083 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 45781.0 | 2.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1084 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1371.66 | 2.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1085 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.714 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1086 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1087 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.705 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1088 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.699 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1089 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.705 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1090 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5188.0 | 2.686 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1091 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4788.96 | 2.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1092 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12863.85 | 2.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1093 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) | Yes |  | No | Yes | No | No | No | No | No | No | No | No | No | 9863.67 | 2.621 | Yes | No | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1094 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 19894.73 | 2.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1095 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 20480.0 | 2.652 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1096 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16022.0 | 2.617 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1097 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | ATR Risk: Safe Harbor APOR did not document all ATR UW Factors (APOR SH) | Yes |  | No | No | No | No | No | No | No | No | No | No | No | 20003.0 | 2.55 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1014 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 5.515 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1015 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | Yes | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.522 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1004 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 7.251 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1005 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 7.456 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1009 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 5.911 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1006 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 7.466 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1001 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4594.8 | 3.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1098 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 4.287 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1099 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2014.0 | 2.999 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1100 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1101 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 14491.0 | 3.075 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1102 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.85 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1103 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.844 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1104 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.828 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1105 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2352.0 | 3.023 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1106 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3923.75 | 3.768 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1016 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1107 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 11221.13 | 4.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1108 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 6216.65 | 3.357 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1007 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 4.333 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1109 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.097 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1111 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 10617.57 | 4.304 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1112 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 4309.78 | 4.124 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1113 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 3.009 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1114 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.012 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1115 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 3253.0 | 2.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1116 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4942.87 | 2.923 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1117 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 3659.38 | 2.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1118 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1119 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 14100.31 | 3.009 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1120 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1121 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1395.0 | 2.814 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1122 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 5107.0 | 2.749 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1123 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 11960.0 | 2.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1124 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 2956.5 | 2.76 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1125 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.761 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1126 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 12884.0 | 2.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1127 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 2.755 | Yes | Yes | N/A | Yes | Yes | No | Yes | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1128 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.755 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1129 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.75 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1130 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.768 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1131 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.756 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1132 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.751 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1133 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.749 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1134 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 13528.0 | 2.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1013 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 3044.55 | 2.721 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1135 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 2.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1136 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1137 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.709 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1138 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1139 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.71 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1140 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.716 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1141 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 5210.79 | 2.718 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1142 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 2.711 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1143 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.718 | Yes | N/A | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1144 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1145 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.709 | Yes | N/A | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1146 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1147 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.717 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1148 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1149 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7519.67 | 2.726 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1150 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7450.0 | 2.723 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1151 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM Risk: Loan does not meet QM requirements | Yes | APOR Threshold | Yes | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.666 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1152 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1365.2 | 2.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1153 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 13281.0 | 2.638 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1154 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 3.021 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1155 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 7.523 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1156 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 16195.0 | 3.289 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1157 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 4.332 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1158 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 4.371 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1159 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 3.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1160 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1210.65 | 4.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1161 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 4.384 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1162 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5507.0 | 4.252 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1163 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Qualifying DTI Exceeds 43% | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 795.0 | 4.123 | Yes | Yes | N/A | Yes | Yes | No | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1164 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2315.33 | 4.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1002 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5057.7 | 3.171 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1165 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 4.201 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1166 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Appendix Q Documentation | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.274 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1167 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1275.0 | 4.419 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1168 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM Risk: Loan does not meet QM requirements | Yes | Appendix Q Documentation | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 3.89 | Yes | No | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1169 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 4.187 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1170 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 4.004 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1171 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4840.0 | 3.038 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1172 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 795.0 | 3.615 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1173 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.94 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1174 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1630.87 | 3.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired |  | No |  | No |  |
| XXXXX | OBX2026HYB1175 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.754 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1176 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.76 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired |  | No |  | No |  |
| XXXXX | OBX2026HYB1177 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 20183.0 | 3.565 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1178 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.986 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1179 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 395.0 | 3.053 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1180 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3505.1 | 3.197 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1181 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.063 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1182 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.666 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1183 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3193.91 | 3.222 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1184 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.952 | Yes | N/A | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1185 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 990.0 | 3.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1017 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 18462.5 | 3.274 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1186 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1187 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1420.0 | 3.169 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1018 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 3.156 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1188 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4600.71 | 4.072 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1189 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 3.518 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1190 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 287.0 | 2.942 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1191 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 15257.2 | 4.088 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1192 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 20385.7 | 3.754 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1193 | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 10505.0 | 3.416 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1194 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3379.0 | 2.833 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1195 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 24680.0 | 2.447 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1196 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6902.21 | 7.198 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1197 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 17834.6 | 4.471 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1198 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 4.416 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1199 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2096.75 | 4.423 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1200 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4434.0 | 4.379 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1201 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11810.0 | 4.097 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1202 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12827.0 | 4.065 | Yes | Yes | N/A | N/A | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1203 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4855.2 | 4.096 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1204 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1608.5 | 4.024 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1205 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 25888.0 | 4.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1206 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 33365.89 | 4.365 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1207 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 13010.0 | 3.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1208 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 20607.95 | 4.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1209 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1940.73 | 3.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1210 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 3.07 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1211 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 70.0 | 2.952 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1212 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2269.74 | 2.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1213 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1214 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.948 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1215 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2130.0 | 3.096 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1216 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1414.0 | 2.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1217 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1962.0 | 2.958 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1012 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.889 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1218 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1011.0 | 2.896 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1219 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0.0 | 2.891 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1220 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3076.0 | 2.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1221 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 350.0 | 2.846 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1222 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.848 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1223 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 2.839 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1224 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1035.0 | 2.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1225 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5170.64 | 2.85 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1226 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.834 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1227 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.835 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1228 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1229 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1230 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1231 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1232 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0.0 | 2.784 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired |  | No |  | No |  |
| XXXXX | OBX2026HYB1233 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1234 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1235 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.779 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1236 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.775 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1237 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.773 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1238 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1350.0 | 2.796 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1239 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3728.0 | 2.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1240 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.784 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1241 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1242 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1243 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5141.87 | 2.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1244 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1245 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3510.0 | 2.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1246 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2050.0 | 2.781 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1247 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1589.0 | 2.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1248 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.722 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1249 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4147.5 | 2.73 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1250 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3700.0 | 2.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1251 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.72 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1252 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2648.06 | 2.737 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1253 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1010.0 | 2.725 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1254 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1255 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.747 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1256 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.728 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1257 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4966.57 | 2.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1258 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.722 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1259 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.72 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1260 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1261 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.725 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1262 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1263 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.73 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1264 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1265 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 2.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1266 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.73 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1267 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.67 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1268 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.668 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1269 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.671 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1270 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1271 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1272 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11134.01 | 2.703 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1273 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2310.0 | 2.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1274 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2023.19 | 2.676 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1275 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2985.0 | 2.677 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1276 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1277 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.673 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1278 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1010.0 | 2.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1279 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2875.55 | 2.637 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXXX | OBX2026HYB1280 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7192.5 | 2.655 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1281 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12788.0 | 2.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1282 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1013.0 | 2.617 | Yes | Yes | N/A | Yes | Yes | No | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXXX | OBX2026HYB1283 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14145.52 | 2.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1284 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 20067.0 | 2.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1285 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11875.0 | 2.614 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1019 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 4.36 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |
| XXXXX | OBX2026HYB1020 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | Yes | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 4.932 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXX | OBX2026HYB1286 | XX/XX/XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 5.784 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXXX.XX | N/A | Employed |  | No |  | No |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 |
| **Loan ID** | **Alt ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Maturity Date** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| XXXXX | OBX2026HYB1021 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.220% | Manual Underwriting | Manual Underwriting | No | 3.014% | $433.21 | 3.000% | 3.000% | $3499.31 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4410.56 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.34% | 38.34% | 38.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 7 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013"] - 2011, 2012, 2013 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013"] - 2011, 2012, 2013 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 8.7 | $XXXXXXX | 34.9 | No | 62.64 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1022 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 6.475% | $350.00 | 5.875% | 5.875% | $1295.32 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $1570.73 | $XXXXXX | N/A |  |  | $0.00 |  |  | 44.01% | 44.01% | 54.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 37.9 | $XXXXXXX | 37.9 | No | 50.4 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1023 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | Appendix Q Documentation | $795.00 | XX/XX/XXXX | 4.380% | Manual Underwriting | Manual Underwriting | No | 4.401% |  | 3.990% | 3.990% | $3457.08 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3909.68 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.84% | 40.84% | 40.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | Missing |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30.6 | $XXXXXXX | 30.6 | No | 73.23 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1024 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 4.260% | Manual Underwriting | Manual Underwriting | No | 4.200% |  | 3.750% | 3.750% | $4631.16 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6209.19 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.79% | 37.86% | 37.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 88 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 53.2 | $XXXXXXX | 53.2 | No | 48.78 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1025 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.380% | Manual Underwriting | Manual Underwriting | No | 3.955% |  | 3.490% | 3.490% | $3404.01 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6055.37 | $XXXXXX | N/A | XXXXXXX | MI | $XXX.XX | XX/XX/XXXX | Annually | 19.70% | 22.93% | 22.93% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MI | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 22 | $XXXXXXX | 22 | No | 60.48 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1026 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $1939.50 | XX/XX/XXXX | 3.700% | Manual Underwriting | Manual Underwriting | No | 3.655% |  | 3.375% | 3.375% | $4642.01 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6718.51 | $XXXXXX | N/A | XXXXXXX | MD | $XXX.XX | XX/XX/XXXX | Monthly | 34.69% | 34.87% | 34.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 16 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MD | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 21.2 | $XXXXXXX | 21.2 | No | 72.41 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX |  |  |  |
| XXXXX | OBX2026HYB1027 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.100% | Manual Underwriting | Manual Underwriting | No | 3.753% |  | 3.375% | 3.375% | $2687.94 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3979.89 | $XXXXXX | Yes | XXXXXXX | NJ | $XXX.XX | XX/XX/XXXX | Monthly | 18.86% | 17.70% | 17.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 | Borrower - 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Notary Acknowledgment |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 10.3 | $XXXXXXX | 10.3 | No | 80 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1028 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.310% | Manual Underwriting | Manual Underwriting | No | 3.840% |  | 3.375% | 3.375% | $2953.20 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4111.34 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.63% | 17.16% | 17.16% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 70 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2016"] - 2017, 2018, 2019, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 31.9 | $XXXXXXX | 31.9 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1029 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.780% | Manual Underwriting | Manual Underwriting | No | 3.570% |  | 3.250% | 3.250% | $2289.19 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3804.21 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 18.60% | 16.36% | 16.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 585.1 | $XXXXXXX | 585.1 | No | 41.09 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1030 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.940% | Manual Underwriting | Manual Underwriting | No | 3.663% |  | 3.250% | 3.250% | $3133.49 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3567.22 | $XXXXXX | N/A |  |  | $0.00 |  |  | 23.90% | 25.88% | 25.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.9 | $XXXXXXX | 27.9 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1031 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.760% | Manual Underwriting | Manual Underwriting | No | 3.404% |  | 2.990% | 2.990% | $3052.72 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4200.46 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 23.92% | 23.92% | 23.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 18.7 | $XXXXXXX | 18.7 | No | 62.66 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1032 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $2994.90 | XX/XX/XXXX | 3.910% | Manual Underwriting | Manual Underwriting | No | 3.507% |  | 2.990% | 2.990% | $2544.07 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4420.04 | $XXXXXX | N/A | XXXXXXX | IL | $XXX.XX | XX/XX/XXXX | Annually | 41.29% | 41.29% | 41.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 49.8 | $XXXXXXX | 49.8 | No | 60.42 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1033 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.760% | Manual Underwriting | Manual Underwriting | No | 3.273% |  | 2.990% | 2.990% | $3894.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6890.55 | $XXXXXX | N/A |  |  | $0.00 |  |  | 20.62% | 20.63% | 20.63% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 33.8 | $XXXXXXX | 33.8 | No | 59.95 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1034 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $4407.00 | XX/XX/XXXX | 3.810% | Manual Underwriting | Manual Underwriting | No | 3.350% |  | 2.875% | 2.875% | $5808.49 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8335.68 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.96% | 39.96% | 39.96% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 33.33% | 50.00% |  | Borrower Prepared | 6 | Borrower | Borrower Prepared | Borrower | 6 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2014","2015","2016"] - 2014, 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 31.4 | $XXXXXXX | 31.4 | No | 49.82 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  |
| XXXXX | OBX2026HYB1035 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $5199.80 | XX/XX/XXXX | 4.130% | Manual Underwriting | Manual Underwriting | No | 3.483% |  | 4.250% | 2.875% | $3591.16 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5778.85 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.46% | 41.32% | 37.46% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 701.3 | $XXXXXXX | 701.3 | No | 56.59 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1036 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.470% | Manual Underwriting | Manual Underwriting | No | 3.634% |  | 3.875% | 3.875% | $3176.45 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4454.20 | $XXXXXX | N/A | XXXXXXX | MO | $XXX.XX | XX/XX/XXXX | Annually | 24.38% | 24.38% | 24.38% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 6 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2010","2011"] - 2010, 2011 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MO | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 13.5 | $XXXXXXX | 13.5 | No | 72.95 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1037 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.420% | Manual Underwriting | Manual Underwriting | No | 3.514% |  | 3.875% | 3.875% | $4410.82 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6555.55 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 18.14% | 18.14% | 18.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 61.38% |  | Stocks/Bonds | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 14.6 | $XXXXXXX | 14.6 | No | 78.17 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1038 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $4352.86 | XX/XX/XXXX | 3.280% | Manual Underwriting | Manual Underwriting | No | 3.225% |  | 3.375% | 3.375% | $3013.51 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4060.74 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.35% | 28.35% | 28.35% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX |  |  |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 7.6 | $XXXXXXX | 7.6 | No | 60 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1039 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $5689.30 | XX/XX/XXXX | 3.740% | Manual Underwriting | Manual Underwriting | No | 3.348% |  | 3.375% | 3.375% | $6546.04 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $10396.74 | $XXXXXX | Yes | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 35.71% | 39.33% | 39.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 41.4 | $XXXXXXX | 41.4 | No | 70.51 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1040 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $6399.95 | XX/XX/XXXX | 3.330% | Manual Underwriting | Manual Underwriting | No | 3.054% |  | 3.125% | 3.125% | $2304.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3546.66 | $XXXXXX | N/A |  |  | $0.00 |  |  | 34.05% | 34.05% | 34.05% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2019","2018"] - 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified - ["2020","2019","2018"] - 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 61.3 | $XXXXXXX | 61.3 | No | 58.42 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1041 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $3927.00 | XX/XX/XXXX | 3.280% | Manual Underwriting | Manual Underwriting | No | 2.996% |  | 3.125% | 3.125% | $4065.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6788.51 | $XXXXXX | N/A |  |  | $0.00 |  |  | 20.65% | 19.13% | 19.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 45.7 | $XXXXXXX | 45.7 | No | 65.46 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1042 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $17232.50 | XX/XX/XXXX | 3.420% | Manual Underwriting | Manual Underwriting | No | 3.622% | $11615.00 | 3.750% | 3.750% | $6460.46 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7023.62 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.34% | 34.60% | 34.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 99 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015"] - 2013, 2014, 2015 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015"] - 2013, 2014, 2015 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 21.4 | $XXXXXXX | 21.4 | No | 82.06 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1008 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 5.412% | $0.00 | 5.750% | 5.750% | $1123.65 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $1595.84 | $XXXXXX | N/A | XXXXXXX | FL | $XXX.XX | XX/XX/XXXX | Monthly | 34.37% | 40.28% | 49.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified | Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 14.5 | No | 70 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1043 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 4.470% | Manual Underwriting | Manual Underwriting | No | 4.842% |  | 5.125% | 5.125% | $5728.00 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6772.73 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 28.10% | 28.10% | 28.10% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Proceeds from Sale | Borrower Prepared | 5 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | VA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 51.1 | $XXXXXXX | 51.1 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1044 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2140.00 | XX/XX/XXXX | 4.390% | Manual Underwriting | Manual Underwriting | No | 4.591% |  | 4.625% | 4.625% | $4401.03 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5922.36 | $XXXXXX | N/A | XXXXXXX | FL | $XXX.XX | XX/XX/XXXX | Monthly | 52.40% | 49.13% | 49.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 97.00% |  |  | Borrower Prepared | 16 | Borrower |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 114.7 | $XXXXXXX | 114.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1045 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 4.130% | Manual Underwriting | Manual Underwriting | No | 4.147% |  | 4.490% | 4.490% | $8388.46 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9618.54 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.97% | 40.03% | 40.03% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 1 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 35 | 28 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | AKA signature Notarized | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68.9 | $XXXXXXX | 79.6 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1046 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 4.910% | Manual Underwriting | Manual Underwriting | No | 4.533% |  | 4.490% | 4.490% | $4129.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5389.63 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.47% | 29.47% | 29.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 19 | 19 | Other | Yes | 2 | 2 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30.3 | $XXXXXXX | 30.3 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1047 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $50.00 | XX/XX/XXXX | 4.330% | Manual Underwriting | Manual Underwriting | No | 4.258% |  | 4.490% | 4.490% | $3319.96 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4822.86 | $XXXXXX | Yes | XXXXXXX | IL | $XXX.XX | XX/XX/XXXX | Monthly | 22.41% | 20.25% | 20.25% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 28 | Work Number | Yes | 96 | 28 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.7 | $XXXXXXX | 81.9 | No | 80 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1048 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 4.450% | Manual Underwriting | Manual Underwriting | No | 4.228% |  | 4.490% | 4.490% | $4757.25 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6974.83 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 32.07% | 32.00% | 14.12% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 29 | 29 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 40.3 | $XXXXXXX | 40.3 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1011 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 4.330% | Manual Underwriting | Manual Underwriting | No | 4.165% |  | 4.375% | 4.375% | $5671.88 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6683.42 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.02% | 28.02% | 28.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 59.8 | $XXXXXXX | 59.8 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1049 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.830% | Manual Underwriting | Manual Underwriting | No | 3.905% |  | 4.250% | 4.250% | $3364.87 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3828.65 | $XXXXXX | N/A | XXXXXXX | AZ | $XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 42.90% | 42.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | AZ | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 21.7 | $XXXXXXX | 21.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1050 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4725.53 | XX/XX/XXXX | 3.830% | Manual Underwriting | Manual Underwriting | No | 3.994% |  | 4.250% | 4.250% | $3655.64 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5409.65 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 39.89% | 40.39% | 40.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Employment Authorization Card |  |  | India | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17.5 | $XXXXXXX | 17.5 | No | 90 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1051 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 4.170% | Manual Underwriting | Manual Underwriting | No | 3.979% |  | 4.250% | 4.250% | $4796.41 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $8525.06 | $XXXXXX | N/A | XXXXXXX | NJ | $XXX.XX | XX/XX/XXXX | Annually | 30.56% | 30.56% | 30.56% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 12 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 51.7 | $XXXXXXX | 51.7 | No | 40.21 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1052 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | Appendix Q Documentation | $3611.92 | XX/XX/XXXX | 4.130% | Manual Underwriting | Manual Underwriting | No | 3.871% |  | 4.125% | 4.125% | $6707.55 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $8447.49 | $XXXXXX | No | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 46.54% | 45.80% | 45.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 95.9 | $XXXXXXX | 95.9 | No | 72.84 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1053 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $28874.98 | XX/XX/XXXX | 4.300% | Manual Underwriting | Manual Underwriting | No | 3.913% |  | 3.990% | 3.990% | $9179.15 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $11360.23 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.11% | 43.11% | 43.11% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 38 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Commission - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - [] | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - [] | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 76.7 | $XXXXXXX | 76.7 | No | 70 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1054 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.830% | Manual Underwriting | Manual Underwriting | No | 3.733% |  | 3.990% | 3.990% | $4787.46 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5495.20 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Monthly | 35.85% | 35.85% | 35.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 57.6 | $XXXXXXX | 74 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1055 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2230.00 | XX/XX/XXXX | 3.720% | Manual Underwriting | Manual Underwriting | No | 3.644% |  | 3.875% | 3.875% | $3806.74 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5139.14 | $XXXXXX | N/A | XXXXXXX | OH | $XXX.XX | XX/XX/XXXX | Annually | 30.63% | 30.62% | 30.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OH | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 5.2 | $XXXXXXX | 5.2 | No | 73.59 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1056 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.390% | Manual Underwriting | Manual Underwriting | No | 3.673% |  | 3.875% | 3.875% | $3043.70 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3768.83 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 21.51% | 21.53% | 21.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 10 | 10 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | NC | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | NC | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 96.4 | $XXXXXXX | 96.4 | No | 81.01 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1057 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4864.00 | XX/XX/XXXX | 3.560% | Manual Underwriting | Manual Underwriting | No | 3.622% |  | 3.750% | 3.750% | $4075.42 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5349.37 | $XXXXXX | N/A |  |  | $0.00 |  |  | 19.04% | 19.04% | 19.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | Less than 1 Month |  | Yes | 12 |  |  | 2 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 10.7 | $XXXXXXX | 10.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1058 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.430% | Manual Underwriting | Manual Underwriting | No | 3.461% |  | 3.625% | 3.625% | $6361.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8057.67 | $XXXXXX | N/A |  |  | $0.00 |  |  | 44.94% | 45.02% | 45.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  |  | 0 | 0 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Employment Authorization Card |  |  | Iran | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 46.1 | $XXXXXXX | 46.1 | No | 90 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1059 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.340% | Manual Underwriting | Manual Underwriting | No | 3.410% |  | 3.490% | 3.490% | $6458.21 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8427.29 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.86% | 32.28% | 32.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Lease Agreements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 146.9 | $XXXXXXX | 146.9 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1060 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $32241.00 | XX/XX/XXXX | 4.330% | Manual Underwriting | Manual Underwriting | No | 3.774% |  | 3.875% | 3.375% | $6183.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7929.82 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 30.58% | 32.05% | 30.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | AR | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | AR | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 14.9 | $XXXXXXX | 14.9 | No | 56.8 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1061 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.000% | Manual Underwriting | Manual Underwriting | No | 3.236% |  | 3.375% | 3.375% | $3641.52 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3993.40 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.61% | 42.71% | 42.71% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | UT | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 52 | $XXXXXXX | 52 | No | 79.97 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1062 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $10632.00 | XX/XX/XXXX | 3.390% | Manual Underwriting | Manual Underwriting | No | 3.741% |  | 3.375% | 3.375% | $3559.87 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5594.19 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 27.92% | 28.93% | 28.93% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020"] - 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 83.6 | $XXXXXXX | 83.6 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1063 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.040% | Manual Underwriting | Manual Underwriting | No | 3.156% |  | 3.250% | 3.250% | $4904.95 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5801.80 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.91% | 31.91% | 31.91% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68 | $XXXXXXX | 68 | No | 79.93 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1064 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.430% | Manual Underwriting | Manual Underwriting | No | 3.091% |  | 3.125% | 3.125% | $4272.12 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5580.62 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.72% | 38.72% | 38.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 9.04% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 19.5 | $XXXXXXX | 19.5 | No | 72.79 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1065 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.340% | Manual Underwriting | Manual Underwriting | No | 3.211% |  | 3.125% | 3.125% | $4245.20 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5875.16 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 39.65% | 39.65% | 39.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 7.6 | $XXXXXXX | 48.4 | No | 73.35 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1066 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3153.76 | XX/XX/XXXX | 3.000% | Manual Underwriting | Manual Underwriting | No | 3.101% |  | 3.125% | 3.125% | $3673.34 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5366.38 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 42.03% | 42.03% | 42.03% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 12 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 248.1 | $XXXXXXX | 248.1 | No | 64.96 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1067 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3147.00 | XX/XX/XXXX | 2.920% | Manual Underwriting | Manual Underwriting | No | 3.112% |  | 3.125% | 3.125% | $3659.40 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5109.61 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 44.64% | 44.64% | 44.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 23 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2014","2015"] - 2019, 2020, 2021, 2014, 2015 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2014","2015"] - 2019, 2020, 2021, 2014, 2015 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 7.7 | $XXXXXXX | 7.7 | No | 85 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1068 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM Risk: Loan does not meet QM requirements | Yes | No | No | N/A | APOR Threshold | $3733.41 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 3.015% |  | 2.990% | 2.990% | $3294.00 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4843.96 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.54% | 31.53% | 31.53% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 113 | 10 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 1.6 | $XXXXXXX | 1.6 | No | 56.28 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1069 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $30267.60 | XX/XX/XXXX | 3.390% | Manual Underwriting | Manual Underwriting | No | 3.214% |  | 2.990% | 2.990% | $6400.19 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7340.07 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Annually | 40.73% | 40.26% | 40.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | No | Employment Authorization Card |  |  | India | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 97 | $XXXXXXX | 97 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1010 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $5016.40 | XX/XX/XXXX | 2.980% | Manual Underwriting | Manual Underwriting | No | 2.962% |  | 2.875% | 2.875% | $5310.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6224.81 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.43% | 37.43% | 37.43% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 32 | FNMA 1005 | Yes | 21 | 21 | Work Number | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TN | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TN | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 22.6 | $XXXXXXX | 22.6 | No | 82.58 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1070 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.930% | Manual Underwriting | Manual Underwriting | No | 2.939% |  | 2.875% | 2.875% | $3979.67 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5353.56 | $XXXXXX | N/A |  |  | $0.00 |  |  | 16.24% | 16.17% | 16.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 11 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | AL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 155.4 | $XXXXXXX | 155.4 | No | 56.42 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1071 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.939% |  | 2.875% | 2.875% | $3621.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5288.19 | $XXXXXX | N/A |  |  | $0.00 |  |  | 24.62% | 24.62% | 24.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CT | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 126.6 | $XXXXXXX | 126.6 | No | 52.59 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1072 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2488.00 | XX/XX/XXXX | 2.970% | Manual Underwriting | Manual Underwriting | No | 2.960% |  | 2.875% | 2.875% | $4128.18 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6370.49 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 44.24% | 44.19% | 44.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.9 | $XXXXXXX | 41.7 | No | 76.54 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1073 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $9544.00 | XX/XX/XXXX | 3.340% | Manual Underwriting | Manual Underwriting | No | 3.111% |  | 2.875% | 2.875% | $3500.56 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4271.33 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.73% | 21.73% | 21.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | ME | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | ME | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30.9 | $XXXXXXX | 30.9 | No | 67.5 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1074 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.908% |  | 2.750% | 2.750% | $2879.41 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4270.49 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.75% | 26.79% | 26.79% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | Yes | 182 | 34 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 37 | $XXXXXXX | 37 | No | 47.02 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1075 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.920% | Manual Underwriting | Manual Underwriting | No | 2.855% |  | 3.000% | 2.750% | $4492.58 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5936.42 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 33.92% | 34.74% | 33.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 28.1 | $XXXXXXX | 28.9 | No | 73.49 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1076 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $9360.00 | XX/XX/XXXX | 2.970% | Manual Underwriting | Manual Underwriting | No | 2.815% |  | 3.000% | 2.625% | $6877.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8922.30 | $XXXXXX | N/A |  |  | $0.00 |  |  | 25.33% | 26.24% | 25.33% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 14.2 | $XXXXXXX | 14.2 | No | 78.62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1077 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2342.00 | XX/XX/XXXX | 2.970% | Manual Underwriting | Manual Underwriting | No | 2.783% |  | 3.000% | 2.625% | $3276.00 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4042.23 | $XXXXXX | N/A | XXXXXXX | TN | $XXX.XX | XX/XX/XXXX | Monthly | 18.31% | 18.85% | 18.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TN | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 136.7 | $XXXXXXX | 136.9 | No | 52.68 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1078 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $350.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.785% |  | 2.625% | 2.625% | $3285.44 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5972.46 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.03% | 29.02% | 29.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | Yes | 182 | 34 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 20 | $XXXXXXX | 96.5 | No | 41.63 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1079 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.786% |  | 2.625% | 2.625% | $5621.35 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7671.35 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.75% | 35.75% | 35.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 149.7 | $XXXXXXX | 149.7 | No | 38.88 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1080 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.940% | Manual Underwriting | Manual Underwriting | No | 2.780% |  | 2.625% | 2.625% | $7336.94 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8938.34 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.90% | 33.95% | 33.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 117 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 20.1 | $XXXXXXX | 20.1 | No | 64.78 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1081 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4033.66 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.784% |  | 2.625% | 2.625% | $6075.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7439.50 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.84% | 27.84% | 27.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 23 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | DC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 16 | $XXXXXXX | 64.8 | No | 72.04 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1082 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.708% |  | 2.490% | 2.490% | $4968.91 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7199.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.97% | 33.97% | 33.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13 | $XXXXXXX | 13 | No | 66.27 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1083 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $45781.00 | XX/XX/XXXX | 3.040% | Manual Underwriting | Manual Underwriting | No | 2.932% |  | 2.490% | 2.490% | $7438.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9133.27 | $XXXXXX | N/A |  |  | $0.00 |  |  | 45.89% | 44.47% | 44.47% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 25 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $275000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 134.9 | $XXXXXXX | 134.9 | No | 58.45 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1084 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1371.66 | XX/XX/XXXX | 2.980% | Manual Underwriting | Manual Underwriting | No | 2.710% |  | 2.490% | 2.490% | $4330.05 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6625.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.29% | 41.29% | 41.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 23.4 | $XXXXXXX | 23.4 | No | 40.64 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1085 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.714% |  | 2.490% | 2.490% | $4309.59 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6477.42 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 24.05% | 24.07% | 24.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | Other | Yes | 60 | 31 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 39 | $XXXXXXX | 39 | No | 57.18 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1086 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.980% | Manual Underwriting | Manual Underwriting | No | 2.700% |  | 2.490% | 2.490% | $5855.73 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8394.62 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.88% | 28.89% | 28.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 0 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 5 | 5 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 168.2 | $XXXXXXX | 168.2 | No | 64.52 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1087 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.705% |  | 2.490% | 2.490% | $4353.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5868.00 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 42.60% | 42.61% | 42.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 23 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 23.2 | $XXXXXXX | 23.2 | No | 69.61 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1088 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.970% | Manual Underwriting | Manual Underwriting | No | 2.699% |  | 2.490% | 2.490% | $3645.14 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4875.63 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.48% | 37.17% | 37.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.1 | $XXXXXXX | 12.1 | No | 63.49 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1089 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.705% |  | 2.490% | 2.490% | $7997.41 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $11138.40 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.50% | 37.50% | 37.50% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 19 | Work Number | Yes | 31 | 31 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 32.8 | $XXXXXXX | 32.8 | No | 65.38 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1090 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $5188.00 | XX/XX/XXXX | 2.960% | Manual Underwriting | Manual Underwriting | No | 2.686% |  | 2.375% | 2.375% | $2853.14 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4120.08 | $XXXXXX | N/A |  |  | $0.00 |  |  | 22.49% | 23.88% | 23.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 1 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 41.4 | $XXXXXXX | 41.4 | No | 74.91 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1091 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4788.96 | XX/XX/XXXX | 2.920% | Manual Underwriting | Manual Underwriting | No | 2.674% |  | 3.000% | 2.375% | $4248.60 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6048.95 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 22.02% | 23.43% | 22.17% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 43.6 | $XXXXXXX | 43.6 | No | 44.79 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1092 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $12863.85 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.706% |  | 2.250% | 2.250% | $2206.95 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2759.02 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 36.62% | 36.62% | 36.62% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 11 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 195.9 | $XXXXXXX | 195.9 | No | 41.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1093 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $9863.67 | XX/XX/XXXX | 2.940% | Manual Underwriting | Manual Underwriting | No | 2.621% |  | 3.000% | 2.250% | $4976.98 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $7298.80 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.77% | 44.84% | 42.87% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $150000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.4 | $XXXXXXX | 27.4 | No | 64.59 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1094 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $19894.73 | XX/XX/XXXX | 2.930% | Manual Underwriting | Manual Underwriting | No | 2.665% |  | 2.125% | 2.125% | $3323.76 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $4911.34 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.57% | 27.59% | 27.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 264 | 12 | Other | Yes | 32 | 32 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $400000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30.3 | $XXXXXXX | 30.3 | No | 51.37 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1095 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $20480.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.652% |  | 2.125% | 2.125% | $3304.17 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4880.64 | $XXXXXX | N/A |  |  | $0.00 |  |  | 25.34% | 25.34% | 25.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 11.3 | $XXXXXXX | 11.3 | No | 62.79 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1096 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $16022.00 | XX/XX/XXXX | 2.950% | Manual Underwriting | Manual Underwriting | No | 2.617% |  | 2.125% | 2.125% | $3473.28 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4757.01 | $XXXXXX | N/A |  |  | $0.00 |  |  | 25.38% | 25.38% | 25.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 59 | 35 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.6 | $XXXXXXX | 27.6 | No | 58.3 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1097 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $20003.00 | XX/XX/XXXX | 2.960% | Manual Underwriting | Manual Underwriting | No | 2.550% |  | 1.990% | 1.990% | $3643.83 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5690.35 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 32.30% | 32.30% | 32.30% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 144.1 | $XXXXXXX | 144.1 | No | 66.79 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1014 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 5.515% | $0.00 | 5.500% | 5.500% | $1716.96 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $2349.55 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.07% | 39.86% | 49.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Stated Not Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) | Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX |  |  |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $46800.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 0 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1015 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 6.522% | $0.00 | 7.375% | 5.375% | $1591.94 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $1996.70 | $XXXXXX | N/A |  |  | $0.00 |  |  | 44.13% | 55.76% | 64.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Stated Not Verified | 0 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified | Borrower - 1 YR Personal Tax Returns Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 522 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 3.7 | $XXXXXXX | 3.7 | No | 95 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1004 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.251% | $0.00 | 6.000% | 6.000% | $2000.00 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $2981.73 | $XXXXXX | N/A | XXXXXXX | IL | $XXX.XX | XX/XX/XXXX | Annually | 42.48% | 42.46% | 68.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified | Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $20000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 8.3 | $XXXXXXX | 8.3 | No | 84 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1005 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.457% | $0.00 | 5.875% | 5.875% | $1215.61 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $1426.66 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.46% | 31.92% | 42.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | Missing | Missing | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime, Bonus - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | $XXXXXXX | 1.1 | $XXXXXXX | 1.1 | No | 84.92 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1009 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 5.911% | $0.00 | 7.750% | 5.750% | $3552.69 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $5339.42 | $XXXXXX | N/A |  |  | $0.00 |  |  | 34.75% | 38.13% | 43.65% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Stated Not Verified | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 0 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Unknown |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 2.4 | $XXXXXXX | 2.4 | No | 95 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1006 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.466% | $0.00 | 6.250% | 6.250% | $1539.29 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $2129.75 | $XXXXXX | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Not Stated Not Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified \|\| Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | Non-Permanent Non-US Citizen | Missing | Passport |  |  | Canada | XX/XX/XXXX | Canada | XX/XX/XXXX | Missing |  |  | US Citizen | Non-Permanent Non-US Citizen | Missing | Passport |  |  | Canada | XX/XX/XXXX | Canada | XX/XX/XXXX | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 0 | No | 29.41 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1001 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $4594.80 | XX/XX/XXXX | 2.890% | Manual Underwriting | Manual Underwriting | No | 3.194% | $343.54 | 5.625% | 5.625% | $5065.77 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7140.16 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.92% | 38.92% | 38.92% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MN | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 253.4 | $XXXXXXX | 253.4 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1098 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.850% | Manual Underwriting | Manual Underwriting | No | 4.287% |  | 5.375% | 5.375% | $5879.70 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $9100.96 | $XXXXXX | Yes | XXXXXXX | NY | $XXX.XX | XX/XX/XXXX | Monthly | 39.87% | 40.34% | 40.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | Taiwan | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 31.8 | $XXXXXXX | 31.8 | No | 49.3 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1099 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $2014.00 | XX/XX/XXXX | 3.030% | Manual Underwriting | Manual Underwriting | No | 2.999% |  | 5.125% | 5.125% | $5105.59 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7144.86 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 42.95% | 42.95% | 42.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 6.7 | $XXXXXXX | 6.7 | No | 73.54 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1100 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.770% | Manual Underwriting | Manual Underwriting | No | 0.000% |  | 5.125% | 5.125% | $3611.88 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5104.93 | $XXXXXX | N/A | XXXXXXX | GA | $XXX.XX | XX/XX/XXXX | Annually | 23.71% | 23.71% | 23.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 42.9 | $XXXXXXX | 42.9 | No | 62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1101 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $14491.00 | XX/XX/XXXX | 3.000% | Manual Underwriting | Manual Underwriting | No | 3.075% |  | 5.000% | 3.000% | $4294.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6535.11 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.31% | 40.31% | 40.31% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 56 | $XXXXXXX | 56 | No | 71.43 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1102 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.030% | Manual Underwriting | Manual Underwriting | No | 2.850% |  | 4.990% | 4.990% | $6863.02 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8547.40 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.11% | 31.35% | 31.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 30 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019","2020"] - 2017, 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 24.4 | $XXXXXXX | 24.4 | No | 79.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1103 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.030% | Manual Underwriting | Manual Underwriting | No | 2.844% |  | 4.875% | 4.875% | $5757.78 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7358.57 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.10% | 36.10% | 36.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 15.7 | $XXXXXXX | 15.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1104 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.880% | Manual Underwriting | Manual Underwriting | No | 3.828% |  | 4.750% | 4.750% | $2999.47 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4398.26 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.24% | 37.24% | 37.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | USA | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 26.4 | $XXXXXXX | 26.4 | No | 30.63 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1105 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $2352.00 | XX/XX/XXXX | 3.400% | Manual Underwriting | Manual Underwriting | No | 3.023% |  | 4.750% | 4.750% | $8005.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $10882.93 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 28.39% | 28.39% | 28.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 202.9 | $XXXXXXX | 202.9 | No | 56.84 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1106 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $3923.75 | XX/XX/XXXX | 4.360% | Manual Underwriting | Manual Underwriting | No | 3.768% |  | 4.750% | 4.750% | $4303.60 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5187.72 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.33% | 30.97% | 30.97% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2016","2017","2018"] - 2016, 2017, 2018 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2016","2017","2018"] - 2016, 2017, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | USA | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 1.8 | $XXXXXXX | 46.1 | No | 57.49 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1016 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.720% | Manual Underwriting | Manual Underwriting | No | 3.665% |  | 4.750% | 4.750% | $2394.37 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3128.27 | $XXXXXX | N/A | XXXXXXX | VA | $XXX.XX | XX/XX/XXXX | Monthly | 29.26% | 29.26% | 29.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | VA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 28.9 | $XXXXXXX | 28.9 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1107 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $11221.13 | XX/XX/XXXX | 3.900% | Manual Underwriting | Manual Underwriting | No | 4.042% |  | 4.250% | 3.375% | $3667.42 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5234.93 | $XXXXXX | N/A | XXXXXXX | FL | $XXX.XX | XX/XX/XXXX | Monthly | 35.10% | 37.36% | 40.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 124 | 35 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 18.7 | $XXXXXXX | 18.7 | No | 70 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1108 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $6216.65 | XX/XX/XXXX | 3.230% | Manual Underwriting | Manual Underwriting | No | 3.357% |  | 4.990% | 4.990% | $3002.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3821.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 20.32% | 21.68% | 19.69% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014"] - 2013, 2014 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015","2016"] - 2013, 2014, 2015, 2016 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014"] - 2013, 2014 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2013","2014","2015","2016"] - 2013, 2014, 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 6.1 | $XXXXXXX | 6.1 | No | 67.87 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1007 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 4.333% |  | 6.000% | 6.000% | $1719.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $1398.83 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.15% | 42.26% | 57.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Stated Not Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MD | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 31 | $XXXXXXX | 31 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1109 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 6.097% | $0.00 | 7.875% | 5.875% | $1957.69 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2269.77 | $XXXXXX | N/A | XXXXXXX | MD | $XXX.XX | XX/XX/XXXX | Monthly | 31.67% | 37.23% | 47.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified | Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MD | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 3 | $XXXXXXX | 3 | No | 73.97 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1111 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $10617.57 | XX/XX/XXXX | 5.230% | Manual Underwriting | Manual Underwriting | No | 4.304% |  | 4.250% | 4.250% | $7562.15 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $10255.16 | $XXXXXX | N/A | XXXXXXX | AZ | $XXX.XX | XX/XX/XXXX | Monthly | 38.52% | 33.33% | 41.79% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 1 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - N/A - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 19.4 | $XXXXXXX | 19.4 | No | 74.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1112 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $4309.78 | XX/XX/XXXX | 4.600% | Manual Underwriting | Manual Underwriting | No | 4.124% |  | 3.990% | 2.000% | $6293.86 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7096.82 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.88% | 36.26% | 44.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Entry Stamp |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India&nbsp;&nbsp;&nbsp;&nbsp; | XX/XX/XXXX | India | XX/XX/XXXX | Entry Stamp |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 8.7 | $XXXXXXX | 8.7 | No | 79.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1113 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.920% | Manual Underwriting | Manual Underwriting | No | 3.009% |  | 4.990% | 4.990% | $5529.67 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6530.02 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.52% | 38.52% | 38.52% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 47 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 7 | $XXXXXXX | 18.4 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1114 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 3.020% | Manual Underwriting | Manual Underwriting | No | 3.012% |  | 2.990% | 4.990% | $2944.73 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4619.80 | $XXXXXX | N/A |  |  | $0.00 |  |  | 44.96% | 41.42% | 11.82% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 44 | $XXXXXXX | 44 | No | 73.62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1115 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $3253.00 | XX/XX/XXXX | 2.770% | Manual Underwriting | Manual Underwriting | No | 2.921% |  | 4.750% | 4.750% | $3264.08 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5853.53 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.15% | 35.14% | 35.14% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 130 | 33 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | Turkey | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | Greece | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 100.7 | $XXXXXXX | 100.7 | No | 41.72 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1116 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4942.87 | XX/XX/XXXX | 3.100% | Manual Underwriting | Manual Underwriting | No | 2.923% |  | 2.625% | 2.625% | $3159.28 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4101.72 | $XXXXXX | N/A | XXXXXXX | AZ | $XXX.XX | XX/XX/XXXX | Monthly | 27.77% | 25.61% | 27.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 25 | Work Number | Yes | 29 | 25 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 44.8 | $XXXXXXX | 44.8 | No | 64.21 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1117 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $3659.38 | XX/XX/XXXX | 2.860% | Manual Underwriting | Manual Underwriting | No | 2.842% |  | 4.490% | 4.490% | $4665.96 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6108.00 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Monthly | 30.93% | 30.93% | 30.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 154.8 | $XXXXXXX | 154.8 | No | 61.46 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1118 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.740% | Manual Underwriting | Manual Underwriting | No | 2.840% |  | 4.490% | 4.490% | $4255.13 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5428.79 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 18.95% | 18.95% | 18.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | USA | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 285 | $XXXXXXX | 285 | No | 49.46 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1119 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $14100.31 | XX/XX/XXXX | 3.570% | Manual Underwriting | Manual Underwriting | No | 3.009% |  | 4.490% | 4.490% | $4159.50 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6005.14 | $XXXXXX | N/A | XXXXXXX | GA | $XXX.XX | XX/XX/XXXX | Annually | 43.08% | 43.08% | 43.08% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2022"] - 2022 \|\| Co Borrower - Military and Government Assistance, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2022","2021"] - 2022, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2022"] - 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2022","2021"] - 2022, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 37.6 | $XXXXXXX | 37.6 | No | 57.68 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1120 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.801% |  | 4.375% | 2.375% | $6335.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8049.99 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.00% | 42.48% | 42.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 82 | 33 | FNMA 1005 | Yes | 33 | 33 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68.9 | $XXXXXXX | 69 | No | 68.59 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1121 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1395.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.814% |  | 4.375% | 4.375% | $5573.59 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7121.07 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 39.77% | 39.77% | 39.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 183 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 2.7 | $XXXXXXX | 26.9 | No | 78.61 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1122 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $5107.00 | XX/XX/XXXX | 2.740% | Manual Underwriting | Manual Underwriting | No | 2.749% |  | 4.250% | 4.250% | $4942.15 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6774.55 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.74% | 28.74% | 28.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 24.1 | $XXXXXXX | 24.1 | No | 69.28 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1123 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $11960.00 | XX/XX/XXXX | 2.770% | Manual Underwriting | Manual Underwriting | No | 2.790% |  | 4.250% | 4.250% | $12298.49 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $14193.81 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 40.26% | 41.14% | 41.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 131 | $XXXXXXX | 131 | No | 69.44 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1124 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $2956.50 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.760% |  | 4.250% | 2.250% | $5482.39 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7933.61 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.61% | 31.61% | 31.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | IL | USA | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 32.9 | $XXXXXXX | 32.9 | No | 73.8 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1125 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.761% |  | 4.250% | 4.250% | $4310.45 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5828.80 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 39.69% | 39.69% | 39.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 32 | Other | Yes | 66 | 19 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | India | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | India | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 47.2 | $XXXXXXX | 47.2 | No | 68.45 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1126 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $12884.00 | XX/XX/XXXX | 3.100% | Manual Underwriting | Manual Underwriting | No | 2.931% |  | 4.250% | 4.250% | $4672.88 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6094.43 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.95% | 39.95% | 39.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | SC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 54.7 | $XXXXXXX | 54.7 | No | 45.23 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1127 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.755% |  | 4.250% | 2.250% | $5922.35 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6604.26 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 44.61% | 44.61% | 44.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 21 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 32.5 | $XXXXXXX | 32.5 | No | 58.9 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1128 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.755% |  | 4.250% | 2.250% | $4494.95 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5940.42 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 38.92% | 38.59% | 38.59% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  |  | United States | XX/XX/XXXX |  |  | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 28.7 | $XXXXXXX | 28.7 | No | 68.7 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1129 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.750% |  | 4.250% | 4.250% | $4819.84 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6300.61 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.92% | 31.95% | 31.95% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 8.2 | $XXXXXXX | 8.2 | No | 66.2 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1130 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.768% |  | 4.250% | 4.250% | $4058.50 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7113.35 | $XXXXXX | N/A |  |  | $0.00 |  |  | 17.12% | 17.12% | 17.12% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | IA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | IA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 62.6 | $XXXXXXX | 62.6 | No | 55 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1131 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.756% |  | 4.250% | 4.250% | $5037.86 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6571.76 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.21% | 27.20% | 27.20% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 65 | 34 | Work Number | Yes | 84 | 34 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 164.8 | $XXXXXXX | 164.8 | No | 61.14 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1132 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.740% | Manual Underwriting | Manual Underwriting | No | 2.751% |  | 4.250% | 4.250% | $4380.34 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6193.57 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 25.30% | 25.30% | 25.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 55 | 32 | Work Number | Yes | 36 | 21 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 58.4 | $XXXXXXX | 58.4 | No | 70.39 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1133 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.749% |  | 4.250% | 4.250% | $4392.67 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5913.03 | $XXXXXX | N/A |  |  | $0.00 |  |  | 19.59% | 19.59% | 19.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 33 | 33 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2021"] - 2021 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2021"] - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | India | XX/XX/XXXX | Entry Stamp |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | India | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 5.2 | $XXXXXXX | 5.2 | No | 59.53 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1134 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $13528.00 | XX/XX/XXXX | 2.920% | Manual Underwriting | Manual Underwriting | No | 2.842% |  | 4.250% | 4.250% | $5915.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8215.81 | $XXXXXX | N/A |  |  | $0.00 |  |  | 44.69% | 44.49% | 44.49% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.32% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 13 | 13 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CT | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CT | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 38.4 | No | 41.47 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1013 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $3044.55 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.721% |  | 4.125% | 4.125% | $5345.69 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6507.77 | $XXXXXX | N/A |  |  | $0.00 |  |  | 45.28% | 45.29% | 45.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 50 | 33 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $74450.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 44.4 | $XXXXXXX | 44.4 | No | 67.28 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1135 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.708% |  | 4.125% | 4.125% | $10176.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $12217.83 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.44% | 51.52% | 51.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 66.1 | $XXXXXXX | 66.1 | No | 69.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1136 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.710% |  | 2.125% | 4.125% | $5029.96 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7001.63 | $XXXXXX | N/A |  |  | $0.00 |  |  | 34.47% | 30.08% | 34.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 137 | 33 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | No | Global Entry Card |  |  | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 0 | No | 53.52 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1137 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.709% |  | 4.125% | 2.125% | $4106.89 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5895.16 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 38.16% | 38.16% | 38.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | USA | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 9.5 | $XXXXXXX | 9.5 | No | 41.74 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1138 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.713% |  | 4.125% | 4.125% | $4227.37 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5798.83 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 41.47% | 41.47% | 41.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | China | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 36.8 | $XXXXXXX | 36.8 | No | 61.64 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1139 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.710% |  | 4.125% | 4.125% | $3036.72 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4765.52 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.11% | 40.68% | 40.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | MI | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 51.8 | $XXXXXXX | 51.8 | No | 54.96 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1140 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.716% |  | 4.125% | 4.125% | $4442.19 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5640.64 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 33.29% | 33.30% | 33.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 65.6 | $XXXXXXX | 65.6 | No | 41.66 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1141 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $5210.79 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.718% |  | 4.125% | 4.125% | $7381.36 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8033.18 | $XXXXXX | N/A |  |  | $0.00 |  |  | 17.21% | 17.21% | 17.21% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 2.6 | $XXXXXXX | 32 | No | 74.29 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1142 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.711% |  | 4.125% | 2.125% | $4899.80 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6130.48 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 46.01% | 46.01% | 46.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 7 | 7 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 158.1 | $XXXXXXX | 158.1 | No | 53.21 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1143 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.718% |  | 4.125% | 4.125% | $4655.12 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7649.53 | $XXXXXX | N/A |  |  | $0.00 |  |  | 32.62% | 32.63% | 32.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 4 | 4 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.4 | $XXXXXXX | 12.4 | No | 21.83 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1144 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.710% |  | 4.125% | 4.125% | $6290.10 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8722.79 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.13% | 37.13% | 37.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), SESoleProprietor, Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 3.9 | $XXXXXXX | 40.6 | No | 49.92 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1145 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.710% | Manual Underwriting | Manual Underwriting | No | 2.709% |  | 4.125% | 4.125% | $4235.22 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7440.01 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.92% | 29.92% | 29.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 164.2 | $XXXXXXX | 164.2 | No | 50.37 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1146 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $1010.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.710% |  | 4.125% | 2.125% | $4410.31 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5789.86 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 39.40% | 39.40% | 39.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | China | XX/XX/XXXX | China | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 47 | $XXXXXXX | 47 | No | 61.49 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1147 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.717% |  | 4.125% | 4.125% | $7124.77 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9229.99 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.97% | 40.97% | 40.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 31 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 38.8 | $XXXXXXX | 38.8 | No | 68.7 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1148 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.730% | Manual Underwriting | Manual Underwriting | No | 2.706% |  | 4.125% | 2.125% | $6016.35 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8008.32 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.88% | 33.88% | 33.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 24.9 | $XXXXXXX | 24.9 | No | 60.56 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1149 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $7519.67 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.726% |  | 3.990% | 3.990% | $4117.21 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5671.17 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.32% | 32.99% | 32.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 53.9 | $XXXXXXX | 53.9 | No | 50.79 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1150 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $7450.00 | XX/XX/XXXX | 2.840% | Manual Underwriting | Manual Underwriting | No | 2.723% |  | 3.990% | 3.990% | $4024.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6103.10 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.39% | 43.36% | 43.36% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, SESCorp, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 92.6 | $XXXXXXX | 92.6 | No | 62.52 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1151 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | $0.00 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.666% |  | 3.990% | 3.990% | $4475.30 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6080.93 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 28.09% | 27.42% | 27.42% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 8.4 | $XXXXXXX | 12.7 | No | 68.51 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1152 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1365.20 | XX/XX/XXXX | 2.740% | Manual Underwriting | Manual Underwriting | No | 2.667% |  | 3.990% | 3.990% | $3162.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7379.04 | $XXXXXX | N/A | XXXXXXX | IL | $XXX.XX | XX/XX/XXXX | Monthly | 30.08% | 30.51% | 30.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 25.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 216.3 | $XXXXXXX | 216.3 | No | 29.48 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1153 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $13281.00 | XX/XX/XXXX | 2.720% | Manual Underwriting | Manual Underwriting | No | 2.638% |  | 3.625% | 3.625% | $4476.99 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5915.34 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.31% | 35.31% | 35.31% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 17 | 17 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2021","2020"] - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021"] - 2021 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021"] - 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 164.8 | $XXXXXXX | 164.8 | No | 67.7 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1154 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.310% | Manual Underwriting | Manual Underwriting | No | 3.021% | $21.91 | 3.125% | 3.125% | $2081.90 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2925.71 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 40.00% | 41.77% | 41.77% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 60 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage, Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 34.7 | $XXXXXXX | 34.7 | No | 59.27 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1155 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.523% | $300.00 | 6.875% | 6.875% | $921.37 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $1297.66 | $XXXXXX | N/A |  |  | $0.00 |  |  | 34.18% | 38.02% | 38.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 14 | 14 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified | Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WV | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 4.6 | $XXXXXXX | 4.6 | No | 99.61 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1156 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $16195.00 | XX/XX/XXXX | 3.180% | Manual Underwriting | Manual Underwriting | No | 3.289% | $0.00 | 3.750% | 3.750% | $2963.94 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4493.72 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.81% | 36.81% | 36.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 38.6 | $XXXXXXX | 38.6 | No | 23.7 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1157 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 4.350% | Manual Underwriting | Manual Underwriting | No | 4.332% |  | 3.750% | 3.750% | $3334.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4991.62 | $XXXXXX | Yes | XXXXXXX | IL | $XXX.XX | XX/XX/XXXX | Monthly | 28.88% | 28.79% | 28.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2018"] - 2015, 2016, 2018 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2018"] - 2015, 2016, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 84.3 | $XXXXXXX | 84.3 | No | 80 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1158 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 4.350% | Manual Underwriting | Manual Underwriting | No | 4.371% |  | 3.625% | 3.625% | $2476.36 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3833.86 | $XXXXXX | N/A |  |  | $0.00 |  |  | 22.62% | 22.62% | 22.62% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 91 | 91 | Work Number | No | 0 |  |  | Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016"] - 2015, 2016 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 168.1 | $XXXXXXX | 168.1 | No | 45.25 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1159 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $895.00 | XX/XX/XXXX | 3.170% | Manual Underwriting | Manual Underwriting | No | 3.190% | $2500.00 | 3.625% | 3.625% | $2667.91 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3632.61 | $XXXXXX | No | XXXXXXX | ME | $XXX.XX | XX/XX/XXXX | Annually | 38.66% | 38.66% | 38.66% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013","2014"] - 2011, 2012, 2013, 2014 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2011","2012","2013","2014"] - 2011, 2012, 2013, 2014 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Affidavit | MA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identification Affidavit | MA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 73.3 | $XXXXXXX | 73.3 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1160 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $1210.65 | XX/XX/XXXX | 4.330% | Manual Underwriting | Manual Underwriting | No | 4.409% |  | 3.625% | 3.625% | $2230.09 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3026.42 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 37.36% | 37.36% | 37.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 9.7 | $XXXXXXX | 9.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1161 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.700% | Manual Underwriting | Manual Underwriting | No | 4.384% |  | 3.625% | 3.625% | $3119.39 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4290.22 | $XXXXXX | N/A |  |  | $0.00 |  |  | 42.10% | 42.10% | 42.10% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 1 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2016","2017","2018","2019"] - 2016, 2017, 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018","2019"] - 2016, 2017, 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 20.2 | $XXXXXXX | 20.2 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1162 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $5507.00 | XX/XX/XXXX | 4.480% | Manual Underwriting | Manual Underwriting | No | 4.252% |  | 3.625% | 3.625% | $3465.99 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4890.19 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 31.26% | 31.26% | 31.26% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 24.5 | $XXXXXXX | 24.5 | No | 75.62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1163 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | Qualifying DTI Exceeds 43% | $795.00 | XX/XX/XXXX | 4.240% | Manual Underwriting | Manual Underwriting | No | 4.123% |  | 3.490% | 3.490% | $3834.56 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5701.33 | $XXXXXX | N/A |  |  | $0.00 |  |  | 42.79% | 43.59% | 43.59% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2016","2017","2018"] - 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 58.4 | $XXXXXXX | 58.4 | No | 28.26 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  |
| XXXXX | OBX2026HYB1164 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $2315.33 | XX/XX/XXXX | 4.120% | Manual Underwriting | Manual Underwriting | No | 4.202% |  | 3.490% | 3.490% | $2632.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3660.22 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.03% | 36.19% | 36.19% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 64 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 \|\| Co Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 34.6 | $XXXXXXX | 34.6 | No | 69.06 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1002 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | No | No | No | N/A | Qualifying DTI Exceeds 43% | $5057.70 | XX/XX/XXXX | 3.180% | Manual Underwriting | Manual Underwriting | No | 3.171% | $0.00 | 3.375% | 3.375% | $3382.04 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4268.37 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.99% | 44.75% | 44.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 0 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 8.3 | $XXXXXXX | 12.1 | No | 58.85 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1165 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 4.240% | Manual Underwriting | Manual Underwriting | No | 4.201% |  | 3.375% | 3.375% | $3240.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4504.82 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 42.66% | 42.79% | 42.79% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017","2018"] - 2015, 2016, 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 7.8 | $XXXXXXX | 7.8 | No | 61.08 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1166 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.570% | Manual Underwriting | Manual Underwriting | No | 3.274% |  | 3.375% | 3.375% | $2519.94 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3535.12 | $XXXXXX | N/A | XXXXXXX | MA | $XXX.XX | XX/XX/XXXX | Monthly | 15.72% | 15.36% | 15.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | Missing | Missing | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 66.5 | $XXXXXXX | 66.5 | No | 55.88 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1167 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | Appendix Q Documentation | $1275.00 | XX/XX/XXXX | 4.770% | Manual Underwriting | Manual Underwriting | No | 4.419% |  | 3.375% | 3.375% | $2444.79 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4302.10 | $XXXXXX | N/A | XXXXXXX | NJ | $XXX.XX | XX/XX/XXXX | Annually | 20.04% | 19.98% | 19.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 74.3 | $XXXXXXX | 74.3 | No | 70 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1168 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR Risk: Lender did not document all ATR UW Factors | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 4.200% | Manual Underwriting | Manual Underwriting | No | 3.890% |  | 3.375% | 3.375% | $2785.21 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4689.55 | $XXXXXX | Yes | XXXXXXX | OR | $XXX.XX | XX/XX/XXXX | Monthly | 31.71% | 31.78% | 31.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 2.4 | $XXXXXXX | 191.7 | No | 70 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1169 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.650% | Manual Underwriting | Manual Underwriting | No | 4.187% |  | 3.375% | 3.375% | $2962.04 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4654.65 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Monthly | 37.31% | 37.67% | 37.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 209 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.5 | $XXXXXXX | 27.5 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1170 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 4.150% | Manual Underwriting | Manual Underwriting | No | 4.004% |  | 3.375% | 3.375% | $3868.34 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5347.59 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.44% | 21.42% | 21.42% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 34.6 | $XXXXXXX | 34.6 | No | 67.31 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1171 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $4840.00 | XX/XX/XXXX | 3.160% | Manual Underwriting | Manual Underwriting | No | 3.038% | $2027.20 | 3.125% | 3.125% | $2677.35 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4334.43 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 37.63% | 37.28% | 37.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 3 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 54.3 | $XXXXXXX | 67.2 | No | 69.44 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1172 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $795.00 | XX/XX/XXXX | 3.650% | Manual Underwriting | Manual Underwriting | No | 3.615% |  | 3.125% | 3.125% | $3161.41 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4367.66 | $XXXXXX | No | XXXXXXX | MD | $XXX.XX | XX/XX/XXXX | Annually | 19.30% | 19.26% | 19.26% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MD | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.4 | $XXXXXXX | 12.4 | No | 47.92 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  |
| XXXXX | OBX2026HYB1173 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.190% | Manual Underwriting | Manual Underwriting | No | 2.940% | $3936.57 | 3.125% | 3.125% | $2998.63 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4663.60 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.62% | 41.79% | 41.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68.2 | $XXXXXXX | 68.2 | No | 53.85 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1174 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $1630.87 | XX/XX/XXXX | 4.040% | Manual Underwriting | Manual Underwriting | No | 3.710% |  | 2.990% | 2.990% | $2624.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5196.01 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.82% | 41.76% | 41.76% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 25.2 | $XXXXXXX | 25.2 | No | 60 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1175 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.500% | Manual Underwriting | Manual Underwriting | No | 3.754% |  | 2.875% | 2.875% | $4333.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6319.97 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.88% | 38.27% | 38.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 41 | $XXXXXXX | 41 | No | 74.61 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1176 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 4.440% | Manual Underwriting | Manual Underwriting | No | 3.760% |  | 2.875% | 2.875% | $4148.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7489.26 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.86% | 41.86% | 41.86% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Retirement, Retirement, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 62 | $XXXXXXX | 151.9 | No | 52.63 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1177 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | Appendix Q Documentation | $20183.00 | XX/XX/XXXX | 4.210% | Manual Underwriting | Manual Underwriting | No | 3.565% |  | 2.490% | 2.490% | $5129.82 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6785.59 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.40% | 30.36% | 30.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 90 | 33 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2017"] - 2018, 2019, 2017 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2017","2018","2019"] - 2017, 2018, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2017"] - 2018, 2019, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 64.6 | $XXXXXXX | 64.6 | No | 74.29 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1178 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.080% | Manual Underwriting | Manual Underwriting | No | 2.986% |  | 3.375% | 3.375% | $3978.87 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6764.04 | $XXXXXX | N/A |  |  | $0.00 |  |  | 12.53% | 12.53% | 12.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 146 | $XXXXXXX | 146 | No | 68.7 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1179 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $395.00 | XX/XX/XXXX | 3.230% | Manual Underwriting | Manual Underwriting | No | 3.053% |  | 3.375% | 3.375% | $2864.78 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3749.42 | $XXXXXX | N/A | XXXXXXX | GA | $XXX.XX | XX/XX/XXXX | Annually | 26.66% | 26.78% | 26.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 42.1 | $XXXXXXX | 42.1 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1180 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $3505.10 | XX/XX/XXXX | 3.260% | Manual Underwriting | Manual Underwriting | No | 3.197% |  | 3.375% | 3.375% | $2770.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4198.25 | $XXXXXX | N/A | XXXXXXX | FL | $XXX.XX | XX/XX/XXXX | Monthly | 30.66% | 31.37% | 31.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - ["2018","2017"] - 2018, 2017 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2018","2017"] - 2018, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68.8 | $XXXXXXX | 68.8 | No | 50.14 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1181 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.140% | Manual Underwriting | Manual Underwriting | No | 3.063% |  | 3.250% | 3.250% | $3616.27 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5057.45 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.81% | 40.81% | 40.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 126 | 29 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 77.5 | $XXXXXXX | 77.5 | No | 69.24 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1182 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.140% | Manual Underwriting | Manual Underwriting | No | 2.666% |  | 3.125% | 3.125% | $5207.49 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7517.71 | $XXXXXX | N/A |  |  | $0.00 |  |  | 27.82% | 27.82% | 27.82% | No | No |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 5 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - [] | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - [] | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 24 | $XXXXXXX | 24 | No | 63.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1183 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $3193.91 | XX/XX/XXXX | 3.430% | Manual Underwriting | Manual Underwriting | No | 3.222% |  | 3.125% | 3.125% | $2504.46 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3705.21 | $XXXXXX | N/A | XXXXXXX | GA | $XXX.XX | XX/XX/XXXX | Annually | 33.43% | 33.69% | 33.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2017","2018"] - 2017, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 0 | $XXXXXXX | 93.4 | No | 48.72 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1184 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.160% | Manual Underwriting | Manual Underwriting | No | 2.952% |  | 3.125% | 3.125% | $4788.51 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6569.80 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.77% | 30.77% | 30.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019"] - 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 37.7 | $XXXXXXX | 37.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1185 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $990.00 | XX/XX/XXXX | 3.200% | Manual Underwriting | Manual Underwriting | No | 3.022% | $93.60 | 3.125% | 3.125% | $2480.29 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4636.14 | $XXXXXX | N/A | XXXXXXX | VA | $XXX.XX | XX/XX/XXXX | Monthly | 23.59% | 26.19% | 26.19% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | -2.70% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | Borrower Prepared | 9 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013"] - 2012, 2013 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $400000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | FL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 335.4 | $XXXXXXX | 335.4 | No | 50.86 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1017 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $18462.50 | XX/XX/XXXX | 3.250% | Manual Underwriting | Manual Underwriting | No | 3.274% | $0.00 | 3.000% | 3.101% | $3309.59 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5540.14 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 37.50% | 42.45% | 42.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 9 | Borrower |  |  |  | NA | 0 | No |  | Yes | 88 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 30.2 | $XXXXXXX | 30.2 | No | 37.38 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1186 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $995.00 | XX/XX/XXXX | 3.260% | Manual Underwriting | Manual Underwriting | No | 2.935% |  | 2.990% | 2.990% | $4936.48 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $11189.80 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.26% | 21.26% | 21.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SESoleProprietor, Other REO Net Rental Income(Loss), Other - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 151.4 | $XXXXXXX | 151.4 | No | 47.64 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1187 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $1420.00 | XX/XX/XXXX | 3.250% | Manual Underwriting | Manual Underwriting | No | 3.169% |  | 3.125% | 3.125% | $2223.26 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3123.25 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.06% | 36.32% | 36.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014"] - 2014 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014"] - 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 13.7 | $XXXXXXX | 13.7 | No | 61.06 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1018 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 3.360% | Manual Underwriting | Manual Underwriting | No | 3.156% | $0.00 | 3.454% | 3.454% | $2611.91 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3565.40 | $XXXXXX | N/A | XXXXXXX | AL | $XXX.XX | XX/XX/XXXX | Monthly | 19.88% | 19.88% | 19.88% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 15.7 | $XXXXXXX | 15.7 | No | 65 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1188 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $4600.71 | XX/XX/XXXX | 3.780% | Manual Underwriting | Manual Underwriting | No | 4.072% |  | 4.000% | 4.000% | $4201.25 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6023.84 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 29.21% | 31.01% | 31.01% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 78.00% | Proceeds from Sale | N/A | 0 | N/A | Borrower Prepared | Borrower | 18 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | 3 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - Wage, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, Extension, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 | Borrower - 3 YRS Executed 4506T Verified - ["2015","2016","2017"] - 2015, 2016, 2017 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, Extension, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2014","2015","2016","2017"] - 2014, 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 6 | $XXXXXXX | 6 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1189 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $200.00 | XX/XX/XXXX | 3.180% | Manual Underwriting | Manual Underwriting | No | 3.518% | $1244.09 | 4.250% | 4.250% | $7157.73 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $15553.62 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.34% | 32.45% | 32.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $192000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 52 | $XXXXXXX | 52 | No | 84.9 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1190 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $287.00 | XX/XX/XXXX | 3.130% | Manual Underwriting | Manual Underwriting | No | 2.942% |  | 3.125% | 3.125% | $5140.51 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $7290.27 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 38.45% | 38.44% | 38.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 34 | 34 | Work Number | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Bonus, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2012","2013","2014"] - 2012, 2013, 2014 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 66 | $XXXXXXX | 66 | No | 66.67 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1191 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $15257.20 | XX/XX/XXXX | 3.940% | Manual Underwriting | Manual Underwriting | No | 4.088% |  | 3.875% | 4.125% | $3307.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4514.44 | $XXXXXX | N/A | XXXXXXX | FL | $XXX.XX | XX/XX/XXXX | Monthly | 11.20% | 11.01% | 11.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 11 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2015","2016","2017"] - 2015, 2016, 2017 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 84.9 | $XXXXXXX | 84.9 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1192 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | Yes | No | No | N/A | N/A | $20385.70 | XX/XX/XXXX | 3.210% | Manual Underwriting | Manual Underwriting | No | 3.754% |  | 3.625% | 3.705% | $4429.40 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5595.13 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.24% | 36.85% | 36.85% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - ["2014","2015","2016"] - 2014, 2015, 2016 \|\| Co Borrower | Borrower - 2 YRS Personal Tax Returns Verified - ["2014","2015","2016"] - 2014, 2015, 2016 \|\| Co Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | DC | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | DC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 54.6 | $XXXXXXX | 54.6 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1193 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor DTI (DTI SH) | No | No | No | N/A | N/A | $10505.00 | XX/XX/XXXX | 3.230% | Manual Underwriting | Manual Underwriting | No | 3.416% |  | 2.875% | 2.875% | $2630.42 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3799.12 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 41.22% | 41.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2013","2014","2015"] - 2013, 2014, 2015 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2013","2014","2015"] - 2013, 2014, 2015 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 14.9 | $XXXXXXX | 14.9 | No | 79.75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1194 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3379.00 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.833% |  | 2.625% | 2.650% | $2737.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4038.50 | $XXXXXX | N/A |  |  | $0.00 |  |  | 32.55% | 32.65% | 32.65% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 62 | 32 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 11.5 | $XXXXXXX | 11.5 | No | 77.63 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1195 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $24680.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.447% |  | 2.750% | 1.750% | $5153.65 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $7461.26 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.52% | 42.03% | 38.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 1 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020"] - 2021, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $250000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17.9 | $XXXXXXX | 54 | No | 39.8 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1196 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $6902.21 | XX/XX/XXXX | 7.130% | Manual Underwriting | Manual Underwriting | No | 7.198% |  | 5.990% | 5.990% | $5104.45 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5770.96 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 41.60% | 41.60% | 41.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 17.4 | $XXXXXXX | 17.4 | No | 65.92 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1197 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $17834.60 | XX/XX/XXXX | 5.070% | Manual Underwriting | Manual Underwriting | No | 4.471% |  | 4.375% | 4.375% | $5841.64 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7240.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.97% | 39.97% | 39.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 117 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 22.1 | $XXXXXXX | 22.1 | No | 90 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1198 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 5.060% | Manual Underwriting | Manual Underwriting | No | 4.416% |  | 6.250% | 4.250% | $3984.93 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4465.73 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.90% | 33.54% | 29.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022"] - 2022 \|\| Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022"] - 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 71.4 | $XXXXXXX | 71.4 | No | 64.72 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1199 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2096.75 | XX/XX/XXXX | 5.060% | Manual Underwriting | Manual Underwriting | No | 4.423% |  | 4.500% | 4.500% | $8740.32 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $11256.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 41.23% | 41.23% | 40.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 107.2 | $XXXXXXX | 107.2 | No | 75 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1200 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4434.00 | XX/XX/XXXX | 4.520% | Manual Underwriting | Manual Underwriting | No | 4.379% |  | 4.250% | 4.250% | $4529.78 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5173.46 | $XXXXXX | N/A | XXXXXXX | SC | $XXX.XX | XX/XX/XXXX | Annually | 44.69% | 44.69% | 44.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 29 | Work Number | Yes | 24 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | SC | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | SC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 77.7 | $XXXXXXX | 83.1 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1201 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $11810.00 | XX/XX/XXXX | 4.190% | Manual Underwriting | Manual Underwriting | No | 4.097% |  | 4.250% | 4.250% | $5312.95 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6890.81 | $XXXXXX | N/A | XXXXXXX | KY | $XXX.XX | XX/XX/XXXX | Monthly | 38.47% | 38.81% | 38.81% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 128 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - N/A - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | KY | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | KY | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 19 | $XXXXXXX | 19 | No | 90 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1202 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $12827.00 | XX/XX/XXXX | 4.320% | Manual Underwriting | Manual Underwriting | No | 4.065% |  | 4.250% | 4.250% | $4427.45 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5711.05 | $XXXXXX | N/A | XXXXXXX | AZ | $XXX.XX | XX/XX/XXXX | Monthly | 39.35% | 39.35% | 11.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17 | $XXXXXXX | 17 | No | 90 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1203 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4855.20 | XX/XX/XXXX | 4.190% | Manual Underwriting | Manual Underwriting | No | 4.096% |  | 4.250% | 4.250% | $4157.38 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5414.15 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Monthly | 38.60% | 37.78% | 37.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | NC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.1 | $XXXXXXX | 12.1 | No | 79.91 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1204 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1608.50 | XX/XX/XXXX | 4.460% | Manual Underwriting | Manual Underwriting | No | 4.024% |  | 4.250% | 4.250% | $4673.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6845.67 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 44.51% | 44.51% | 44.51% | No | No |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Proceeds from Sale,Proceeds from Sale | Borrower Prepared | 24 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 \|\| Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2020"] - 2020 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020"] - 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 58 | $XXXXXXX | 58 | No | 65.52 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1205 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $25888.00 | XX/XX/XXXX | 4.940% | Manual Underwriting | Manual Underwriting | No | 4.458% |  | 4.500% | 3.990% | $5674.88 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6057.64 | $XXXXXX | N/A |  |  | $0.00 |  |  | 25.46% | 25.70% | 24.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WI | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | WI | USA | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 26.2 | $XXXXXXX | 26.2 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1206 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $33365.89 | XX/XX/XXXX | 4.520% | Manual Underwriting | Manual Underwriting | No | 4.365% |  | 3.875% | 4.375% | $7212.64 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $10400.79 | $XXXXXX | N/A | XXXXXXX | PA | $XXX.XX | XX/XX/XXXX | Monthly | 25.63% | 24.34% | 24.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 78.8 | $XXXXXXX | 78.8 | No | 50.29 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1207 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $13010.00 | XX/XX/XXXX | 4.460% | Manual Underwriting | Manual Underwriting | No | 3.713% |  | 3.875% | 3.875% | $5642.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7613.51 | $XXXXXX | N/A |  |  | $0.00 |  |  | 38.22% | 39.17% | 39.17% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 43 | 43 | Other | Yes | 32 | 32 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 93.4 | $XXXXXXX | 93.4 | No | 77.42 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1208 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $20607.95 | XX/XX/XXXX | 5.120% | Manual Underwriting | Manual Underwriting | No | 4.409% |  | 3.750% | 5.290% | $3855.41 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4653.88 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 33.77% | 34.79% | 34.79% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 54.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NC | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 17.8 | $XXXXXXX | 17.8 | No | 63.07 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1209 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1940.73 | XX/XX/XXXX | 3.090% | Manual Underwriting | Manual Underwriting | No | 3.018% |  | 2.990% | 2.990% | $6220.60 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8548.45 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.19% | 43.90% | 43.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 99 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 190.7 | $XXXXXXX | 190.7 | No | 69.36 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1210 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.240% | Manual Underwriting | Manual Underwriting | No | 3.070% |  | 2.990% | 2.990% | $2802.52 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3955.67 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Annually | 35.26% | 31.61% | 31.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 269 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 120.3 | $XXXXXXX | 120.3 | No | 41.09 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1211 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $70.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.952% |  | 2.875% | 2.875% | $2383.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2917.61 | $XXXXXX | N/A | XXXXXXX | SC | $XXX.XX | XX/XX/XXXX | Annually | 29.37% | 29.04% | 29.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | SC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 19.7 | $XXXXXXX | 19.7 | No | 53.84 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1212 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2269.74 | XX/XX/XXXX | 3.090% | Manual Underwriting | Manual Underwriting | No | 2.966% |  | 2.875% | 2.875% | $4245.50 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6264.69 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 34.19% | 34.81% | 34.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 35 | 12 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 21.6 | $XXXXXXX | 21.6 | No | 69.14 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1213 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.953% |  | 2.875% | 2.875% | $2771.48 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3435.77 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.38% | 27.94% | 27.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | Employment Authorization Document (I-821D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 5.1 | $XXXXXXX | 5.1 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1214 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.948% |  | 2.875% | 2.875% | $6558.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8864.78 | $XXXXXX | N/A |  |  | $0.00 |  |  | 20.67% | 20.67% | 20.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 25.9 | $XXXXXXX | 25.9 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1215 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2130.00 | XX/XX/XXXX | 3.090% | Manual Underwriting | Manual Underwriting | No | 3.096% |  | 3.250% | 2.875% | $3046.44 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5099.75 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 46.17% | 48.41% | 47.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | Borrower Prepared | Borrower | 2 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Other, Wage, Commission - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2022","2019"] - 2020, 2021, 2022, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 176.4 | $XXXXXXX | 176.4 | No | 60.34 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1216 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1414.00 | XX/XX/XXXX | 2.940% | Manual Underwriting | Manual Underwriting | No | 2.956% |  | 3.000% | 2.875% | $4769.92 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6518.61 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Annually | 28.74% | 29.24% | 28.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 204 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 8.8 | $XXXXXXX | 30.9 | No | 61.16 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1217 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1962.00 | XX/XX/XXXX | 3.090% | Manual Underwriting | Manual Underwriting | No | 2.958% |  | 2.875% | 2.875% | $3158.65 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4026.16 | $XXXXXX | N/A |  |  | $0.00 |  |  | 16.85% | 17.30% | 17.30% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 15 | 15 | Work Number | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 95.1 | $XXXXXXX | 95.1 | No | 34.61 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1012 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.889% |  | 2.750% | 2.750% | $5143.84 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6704.45 | $XXXXXX | N/A |  |  | $0.00 |  |  | 42.59% | 42.25% | 42.25% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 11 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 29.2 | $XXXXXXX | 29.2 | No | 41.18 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1218 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1011.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.896% |  | 3.000% | 2.750% | $2560.52 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4073.70 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Monthly | 38.80% | 39.93% | 39.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | Unitedstates | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 18 | $XXXXXXX | 18 | No | 79.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1219 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.891% |  | 2.750% | 2.750% | $3143.46 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4514.71 | $XXXXXX | N/A | XXXXXXX | PA | $XXX.XX | XX/XX/XXXX | Annually | 48.84% | 48.84% | 48.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | India | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 14 | $XXXXXXX | 57.7 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1220 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3076.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.908% |  | 3.000% | 2.750% | $2854.98 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3169.33 | $XXXXXX | N/A | XXXXXXX | SC | $XXX.XX | XX/XX/XXXX | Annually | 37.76% | 38.52% | 37.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | SC | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.6 | $XXXXXXX | 12.6 | No | 79.67 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1221 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $350.00 | XX/XX/XXXX | 2.890% | Manual Underwriting | Manual Underwriting | No | 2.846% |  | 2.625% | 2.625% | $3099.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4942.44 | $XXXXXX | N/A | XXXXXXX | TX | $XXX.XX | XX/XX/XXXX | Annually | 39.56% | 39.69% | 39.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | TX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 18.2 | $XXXXXXX | 18.2 | No | 57.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1222 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.848% |  | 2.625% | 2.625% | $3796.95 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $6439.67 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.94% | 35.94% | 35.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - N/A - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $250000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 77.2 | $XXXXXXX | 77.2 | No | 42.2 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1223 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.839% |  | 3.000% | 2.625% | $3202.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4261.01 | $XXXXXX | N/A |  |  | $0.00 |  |  | 45.31% | 46.51% | 45.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2020","2019","2021"] - 2020, 2019, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019","2021"] - 2020, 2019, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | Republic of India | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 10.1 | $XXXXXXX | 10.7 | No | 69.05 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1224 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1035.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.840% |  | 2.625% | 2.625% | $3713.66 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4752.48 | $XXXXXX | N/A | XXXXXXX | KS | $XXX.XX | XX/XX/XXXX | Annually | 19.00% | 19.00% | 19.00% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 76 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | KS | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 69.7 | $XXXXXXX | 69.7 | No | 64.9 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1225 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $5170.64 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.850% |  | 2.625% | 2.625% | $3939.14 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6409.50 | $XXXXXX | N/A |  |  | $0.00 |  |  | 46.86% | 47.29% | 47.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 197 | 32 | Work Number | Yes | 203 | 32 | Work Number | No | 0 |  |  | Borrower - Wage, Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | FL | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | FL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 4.4 | $XXXXXXX | 39 | No | 59.08 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1226 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.834% |  | 2.625% | 2.265% | $4112.90 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5510.06 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.39% | 39.21% | 39.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 90 | 33 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | N/A | India | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 15.5 | $XXXXXXX | 15.5 | No | 78.77 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1227 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 3.160% | Manual Underwriting | Manual Underwriting | No | 2.835% |  | 2.625% | 2.625% | $3632.23 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4471.28 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.20% | 35.20% | 35.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | People's Republic of China | XX/XX/XXXX | People's Republic of China&nbsp;&nbsp;&nbsp;&nbsp; | XX/XX/XXXX | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 38.2 | $XXXXXXX | 38.2 | No | 62.37 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1228 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.840% |  | 2.625% | 2.625% | $5919.85 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7900.85 | $XXXXXX | N/A |  |  | $0.00 |  |  | 29.90% | 29.90% | 29.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 44 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020"] - 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 65.3 | $XXXXXXX | 65.3 | No | 65.51 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1229 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.842% |  | 2.625% | 2.625% | $3504.56 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4904.35 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 38.81% | 38.81% | 38.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 7 | 7 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 16.1 | $XXXXXXX | 16.1 | No | 51.09 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1230 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.783% |  | 2.490% | 2.490% | $3954.57 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5452.12 | $XXXXXX | Yes | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 31.00% | 30.62% | 30.62% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 19 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13.2 | $XXXXXXX | 13.2 | No | 78.29 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1231 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.780% |  | 2.490% | 2.490% | $3523.80 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5919.45 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.44% | 21.44% | 21.44% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 97.3 | $XXXXXXX | 97.3 | No | 31.44 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1232 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.784% |  | 2.490% | 2.490% | $3469.33 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6436.47 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 41.58% | 43.02% | 43.02% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Other, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 9.2 | $XXXXXXX | 113.9 | No | 39.96 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1233 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.785% |  | 3.000% | 2.490% | $4736.30 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5757.12 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 30.23% | 31.42% | 30.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  |  | India | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  |  | India | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 19.8 | $XXXXXXX | 20.2 | No | 71.33 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1234 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.850% | Manual Underwriting | Manual Underwriting | No | 2.772% |  | 2.490% | 2.490% | $7561.17 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9807.07 | $XXXXXX | N/A |  |  | $0.00 |  |  | 32.05% | 32.09% | 32.09% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 0 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 237 | 34 | Work Number | Yes | 89 | 34 | Work Number | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | WA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | WA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 54.4 | $XXXXXXX | 54.4 | No | 49.13 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1235 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.890% | Manual Underwriting | Manual Underwriting | No | 2.779% |  | 2.490% | 2.490% | $3657.61 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5253.68 | $XXXXXX | N/A | XXXXXXX | MD | $XXX.XX | XX/XX/XXXX | Annually | 29.18% | 29.18% | 29.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $140000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | MD | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 37 | $XXXXXXX | 37 | No | 66.68 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1236 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.775% |  | 2.490% | 2.490% | $2733.29 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3812.14 | $XXXXXX | N/A | XXXXXXX | NM | $XXX.XX | XX/XX/XXXX | Annually | 18.73% | 18.73% | 18.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | N/A | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 52.3 | $XXXXXXX | 52.3 | No | 34.02 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1237 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.773% |  | 2.490% | 2.490% | $3704.82 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5379.74 | $XXXXXX | N/A |  |  | $0.00 |  |  | 23.97% | 23.97% | 23.97% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 20 | 19 | Work Number | No | 0 |  |  | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17.8 | $XXXXXXX | 72.6 | No | 53.65 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1238 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1350.00 | XX/XX/XXXX | 2.890% | Manual Underwriting | Manual Underwriting | No | 2.796% |  | 2.490% | 2.490% | $3268.22 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4399.09 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.65% | 33.57% | 33.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 5 | 5 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2020","2021","2019"] - 2020, 2021, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 115.6 | $XXXXXXX | 115.6 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1239 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3728.00 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.787% |  | 2.490% | 2.490% | $3077.88 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4019.75 | $XXXXXX | N/A | XXXXXXX | GA | $XXX.XX | XX/XX/XXXX | Annually | 36.44% | 36.44% | 36.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MI | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30.8 | $XXXXXXX | 30.8 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1240 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.784% |  | 2.490% | 2.490% | $2766.60 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3926.07 | $XXXXXX | N/A |  |  | $0.00 |  |  | 19.62% | 21.89% | 21.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 19 | Other | Yes | 43 | 31 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 145.3 | $XXXXXXX | 145.3 | No | 65.22 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1241 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.783% |  | 2.490% | 2.490% | $4521.14 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $7600.43 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.41% | 33.46% | 33.46% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 290 | 32 | Work Number | No | 0 |  |  | Borrower \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $150000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 30 | $XXXXXXX | 30 | No | 79.74 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1242 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.782% |  | 3.000% | 2.490% | $4804.62 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6661.66 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.54% | 37.12% | 35.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 18.5 | $XXXXXXX | 18.5 | No | 54.27 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1243 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $5141.87 | XX/XX/XXXX | 2.890% | Manual Underwriting | Manual Underwriting | No | 2.780% |  | 2.490% | 2.490% | $2533.60 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $3874.56 | $XXXXXX | N/A |  |  | $0.00 |  |  | 18.60% | 18.60% | 18.60% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $203000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 189.7 | $XXXXXXX | 189.7 | No | 84.51 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1244 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.780% | Manual Underwriting | Manual Underwriting | No | 2.783% |  | 2.490% | 2.490% | $3648.40 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4773.12 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 35.24% | 35.24% | 12.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2018","2019"] - 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2018","2019"] - 2018, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | USA | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12 | $XXXXXXX | 12 | No | 67.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1245 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3510.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.787% |  | 2.490% | 2.490% | $4948.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6041.96 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 39.22% | 37.31% | 37.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 4 | 4 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CO | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 15.5 | $XXXXXXX | 15.5 | No | 36.62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1246 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2050.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.781% |  | 2.490% | 2.490% | $3618.79 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $5054.59 | $XXXXXX | N/A | XXXXXXX | CO | $XXX.XX | XX/XX/XXXX | Annually | 40.70% | 40.78% | 40.78% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Military and Government Assistance, SSI and Disability, Retirement, Retirement, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $295000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CO | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 25.9 | $XXXXXXX | 25.9 | No | 56.38 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1247 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1589.00 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.787% |  | 3.000% | 2.490% | $5359.98 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6888.11 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.99% | 39.28% | 38.04% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 269 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 117.7 | $XXXXXXX | 131.8 | No | 55.28 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1248 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.722% |  | 2.375% | 2.375% | $4269.82 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6096.85 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.23% | 28.23% | 28.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2018"] - 2019, 2020, 2021, 2018 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 52.8 | $XXXXXXX | 52.8 | No | 64.62 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1249 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4147.50 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.730% |  | 2.375% | 2.375% | $2622.21 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4268.48 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.70% | 30.70% | 30.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 6 | 6 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | PA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 104.3 | $XXXXXXX | 104.3 | No | 56.22 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1250 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $3700.00 | XX/XX/XXXX | 2.820% | Manual Underwriting | Manual Underwriting | No | 2.731% |  | 2.375% | 2.375% | $3331.56 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6168.94 | $XXXXXX | N/A |  |  | $0.00 |  |  | 22.53% | 22.53% | 22.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 76.4 | $XXXXXXX | 76.4 | No | 57.72 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1251 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.780% | Manual Underwriting | Manual Underwriting | No | 2.720% |  | 2.375% | 2.375% | $3797.53 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4405.36 | $XXXXXX | No | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Annually | 36.91% | 36.32% | 36.32% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 9.1 | $XXXXXXX | 9.1 | No | 54.28 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1252 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2648.06 | XX/XX/XXXX | 2.870% | Manual Underwriting | Manual Underwriting | No | 2.737% |  | 2.375% | 2.375% | $2947.23 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3748.93 | $XXXXXX | N/A | XXXXXXX | NC | $XXX.XX | XX/XX/XXXX | Annually | 34.78% | 34.78% | 34.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | NC | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 68 | $XXXXXXX | 68 | No | 79.82 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1253 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.850% | Manual Underwriting | Manual Underwriting | No | 2.725% |  | 2.375% | 2.375% | $4475.50 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6179.39 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 45.73% | 45.73% | 45.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 17 | 17 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX | India | XX/XX/XXXX | Employment Authorization Document (I-821D) |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX | India | XX/XX/XXXX | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 23.2 | $XXXXXXX | 23.2 | No | 74.29 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1254 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.727% |  | 2.375% | 2.375% | $2467.37 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3783.16 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.36% | 38.11% | 38.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 34 | $XXXXXXX | 34 | No | 65.11 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1255 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.747% |  | 2.375% | 2.375% | $3663.06 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4950.12 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.92% | 39.94% | 39.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 292 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 23.9 | $XXXXXXX | 23.9 | No | 65 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1256 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.728% |  | 2.375% | 2.375% | $6353.87 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8387.86 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.47% | 30.47% | 30.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | USA | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | USA | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.8 | $XXXXXXX | 12.8 | No | 62.88 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1257 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $4966.57 | XX/XX/XXXX | 2.780% | Manual Underwriting | Manual Underwriting | No | 2.753% |  | 2.375% | 2.375% | $4104.79 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5780.22 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 48.13% | 48.54% | 48.54% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 9 | Borrower |  |  |  | NA | 0 | No |  | Yes | 72 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 36.4 | $XXXXXXX | 36.4 | No | 67.06 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1258 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.722% |  | 2.375% | 2.375% | $4667.97 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6515.77 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 40.51% | 39.76% | 39.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 46 | $XXXXXXX | 46 | No | 62.82 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1259 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.720% |  | 2.375% | 2.375% | $4678.99 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6858.29 | $XXXXXX | Yes | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 21.00% | 20.94% | 20.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 120 | 32 | Work Number | Yes | 147 | 32 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13.3 | $XXXXXXX | 13.3 | No | 67.26 | Yes | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1260 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.733% |  | 2.375% | 2.375% | $4259.49 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5766.60 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.73% | 39.16% | 39.16% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 22 | $XXXXXXX | 22 | No | 61.23 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1261 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.780% | Manual Underwriting | Manual Underwriting | No | 2.725% |  | 2.375% | 2.375% | $2942.08 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3861.19 | $XXXXXX | N/A |  |  | $0.00 |  |  | 21.06% | 21.06% | 21.06% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Borrower Prepared | 8 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 92.9 | $XXXXXXX | 92.9 | No | 55.87 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1262 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.733% |  | 2.375% | 2.375% | $3852.32 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4814.98 | $XXXXXX | N/A | XXXXXXX | AZ | $XXX.XX | XX/XX/XXXX | Monthly | 21.09% | 21.10% | 21.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | AZ | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 160.4 | $XXXXXXX | 160.4 | No | 65 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1263 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.730% |  | 2.375% | 2.375% | $6859.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9096.06 | $XXXXXX | N/A |  |  | $0.00 |  |  | 17.97% | 17.97% | 17.97% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 96.5 | $XXXXXXX | 96.5 | No | 47.07 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1264 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.731% |  | 2.375% | 2.375% | $3658.71 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4929.96 | $XXXXXX | N/A |  |  | $0.00 |  |  | 18.65% | 18.65% | 18.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 22.1 | $XXXXXXX | 22.1 | No | 59.21 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1265 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $0.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.727% |  | 2.375% | 2.375% | $3375.47 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4911.11 | $XXXXXX | N/A |  |  | $0.00 |  |  | 16.54% | 16.52% | 16.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 45.2 | $XXXXXXX | 45.2 | No | 62.04 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1266 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.730% |  | 2.375% | 2.375% | $3720.20 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4917.63 | $XXXXXX | N/A |  |  | $0.00 |  |  | 37.84% | 37.84% | 37.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | India | XX/XX/XXXX | India | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 11 | $XXXXXXX | 11 | No | 65.12 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1267 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.670% |  | 2.250% | 2.250% | $5567.53 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7999.36 | $XXXXXX | N/A |  |  | $0.00 |  |  | 28.51% | 28.51% | 28.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020","2019"] - 2021, 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020","2019"] - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 26 | $XXXXXXX | 26 | No | 46.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1268 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.668% |  | 2.250% | 2.250% | $4644.11 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6213.55 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 31.44% | 31.44% | 31.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 49.5 | $XXXXXXX | 49.5 | No | 76.12 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1269 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.820% | Manual Underwriting | Manual Underwriting | No | 2.671% |  | 2.250% | 2.250% | $5658.63 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $6980.10 | $XXXXXX | N/A | XXXXXXX | WA | $XXX.XX | XX/XX/XXXX | Monthly | 33.81% | 33.81% | 33.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 32 | 32 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13.2 | $XXXXXXX | 13.2 | No | 72.21 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1270 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.672% |  | 2.250% | 2.250% | $3604.58 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5240.11 | $XXXXXX | N/A |  |  | $0.00 |  |  | 22.50% | 22.51% | 22.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 46.1 | $XXXXXXX | 46.1 | No | 57.85 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1271 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.672% |  | 2.250% | 2.250% | $3815.29 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $5266.00 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 27.66% | 27.66% | 27.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 38 | 31 | Other | Yes | 32 | 31 | Other | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $65000.00 |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 44.3 | $XXXXXXX | 44.3 | No | 65.22 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1272 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $11134.01 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.703% |  | 3.000% | 2.250% | $8288.00 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $10931.91 | $XXXXXX | N/A |  |  | $0.00 |  |  | 39.40% | 39.40% | 36.95% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | Work Number | Yes | 28 | 28 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $250000.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.4 | $XXXXXXX | 27.4 | No | 65.53 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1273 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2310.00 | XX/XX/XXXX | 2.820% | Manual Underwriting | Manual Underwriting | No | 2.675% |  | 2.250% | 2.250% | $2999.43 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4043.36 | $XXXXXX | N/A |  |  | $0.00 |  |  | 36.80% | 36.80% | 36.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 9 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | N/A | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 33.8 | $XXXXXXX | 33.8 | No | 54.12 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1274 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2023.19 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.676% |  | 2.250% | 2.250% | $6740.75 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9000.98 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.13% | 35.29% | 35.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 33 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2018","2019","2020","2021"] - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | N/A | United States | XX/XX/XXXX |  | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17.3 | $XXXXXXX | 49.1 | No | 69.98 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1275 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2985.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.677% |  | 2.250% | 2.250% | $3080.22 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4138.39 | $XXXXXX | N/A |  |  | $0.00 |  |  | 43.72% | 43.72% | 43.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | Borrower Prepared | 7 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CO | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13.4 | $XXXXXXX | 13.4 | No | 51.99 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1276 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.672% |  | 3.000% | 2.250% | $4028.33 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5967.21 | $XXXXXX | N/A |  |  | $0.00 |  |  | 33.30% | 35.51% | 33.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 140 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | GA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 66.5 | $XXXXXXX | 66.5 | No | 59.72 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1277 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.673% |  | 2.250% | 2.250% | $6663.65 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $9534.39 | $XXXXXX | N/A | XXXXXXX | CA | $XXX.XX | XX/XX/XXXX | Monthly | 38.14% | 38.30% | 38.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 9 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019"] - 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2020","2019"] - 2020, 2019 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 17.9 | $XXXXXXX | 17.9 | No | 68.1 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1278 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1010.00 | XX/XX/XXXX | 2.780% | Manual Underwriting | Manual Underwriting | No | 2.674% |  | 2.250% | 2.250% | $5376.28 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8781.19 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.44% | 31.44% | 31.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2018","2019","2020"] - 2018, 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 429.9 | $XXXXXXX | 429.9 | No | 40.19 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1279 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $2875.55 | XX/XX/XXXX | 2.820% | Manual Underwriting | Manual Underwriting | No | 2.637% |  | 3.000% | 2.125% | $3146.73 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5149.14 | $XXXXXX | N/A |  |  | $0.00 |  |  | 25.58% | 27.34% | 25.58% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CT | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CT | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12.2 | $XXXXXXX | 12.2 | No | 21.32 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1280 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $7192.50 | XX/XX/XXXX | 2.790% | Manual Underwriting | Manual Underwriting | No | 2.655% |  | 2.125% | 2.125% | $4648.02 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6032.86 | $XXXXXX | N/A |  |  | $0.00 |  |  | 15.72% | 15.72% | 15.72% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 32 | Other | Yes | 36 | 36 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 27.3 | $XXXXXXX | 27.3 | No | 51.52 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1281 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $12788.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.700% |  | 2.125% | 2.125% | $4164.99 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4878.11 | $XXXXXX | N/A |  |  | $0.00 |  |  | 31.22% | 31.22% | 31.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 14 | 14 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 39.8 | $XXXXXXX | 39.8 | No | 80 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1282 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $1013.00 | XX/XX/XXXX | 2.810% | Manual Underwriting | Manual Underwriting | No | 2.617% |  | 2.125% | 2.125% | $3454.07 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $5606.77 | $XXXXXX | N/A |  |  | $0.00 |  |  | 40.67% | 40.67% | 40.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 108 | 108 | Work Number | Yes | 228 | 228 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | WA | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 64 | $XXXXXXX | 64 | No | 23.87 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1283 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $14145.52 | XX/XX/XXXX | 2.830% | Manual Underwriting | Manual Underwriting | No | 2.679% |  | 2.125% | 2.125% | $5643.04 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7315.59 | $XXXXXX | N/A |  |  | $0.00 |  |  | 42.01% | 42.01% | 42.01% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 14.4 | $XXXXXXX | 14.4 | No | 68.24 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1284 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $20067.00 | XX/XX/XXXX | 2.880% | Manual Underwriting | Manual Underwriting | No | 2.660% |  | 1.990% | 1.990% | $5123.91 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8054.81 | $XXXXXX | N/A |  |  | $0.00 |  |  | 12.47% | 12.47% | 12.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Balance Sheet Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2019","2020"] - 2019, 2020 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 105.9 | $XXXXXXX | 105.9 | No | 36.53 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1285 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $11875.00 | XX/XX/XXXX | 2.800% | Manual Underwriting | Manual Underwriting | No | 2.614% |  | 1.875% | 1.875% | $2871.56 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3595.00 | $XXXXXX | N/A |  |  | $0.00 |  |  | 30.91% | 31.47% | 31.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  |  | United States | XX/XX/XXXX | China | XX/XX/XXXX | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 12 | $XXXXXXX | 12 | No | 53.57 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1019 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 4.360% | $300.00 | 5.750% | 5.750% | $771.70 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $XXXXXX | $1207.29 | $XXXXXX | N/A |  |  | $0.00 |  |  | 35.41% | 42.70% | 42.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No | HELOC | $29500.00 |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 4.1 | $XXXXXXX | 4.1 | No | 100 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1020 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 4.932% |  | 5.375% | 5.375% | $1493.72 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $2133.50 | $XXXXXX | N/A | XXXXXXX | MI | $XXX.XX | XX/XX/XXXX | Monthly | 43.10% | 49.29% | 58.86% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | Missing | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Missing | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage, Other REO Net Rental Income(Loss) \|\| Co Borrower | Borrower \|\| Co Borrower | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX |  |  |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | $XXXXXXX | 0 | $XXXXXXX | 0 | No | 100 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |
| XXXXX | OBX2026HYB1286 |  | XXXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Not Applicable | No | No | No | N/A | N/A | $0.00 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 5.784% |  | 7.750% | 5.750% | $2873.31 | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3695.50 | $XXXXXX | N/A |  |  | $0.00 |  |  | 23.18% | 33.11% | 29.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Stated Not Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $XXXXXXX | 13.5 | $XXXXXXX | 13.5 | No | 46.36 | N/A | No | No | No | Unknown | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Al tID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXX | OBX2026HYB1021 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.64 | 62.64 |  |  |  |  | $XXXXXX | $XXXXXX | .6830 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6830 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1022 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 50.4 | 50.4 |  |  |  |  | $XXXXXX | $XXXXXX | .5029 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5029 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1023 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.23 | 73.23 |  |  |  |  | $XXXXXX | $XXXXXX | -.1566 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1566 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1024 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 48.78 | 48.78 |  |  |  |  | $XXXXXX | $XXXXXX | -.0258 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2863 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1025 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60.48 | 60.48 |  |  |  |  | $XXXXXX | $XXXXXX | .4900 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4900 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1026 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.41 | 72.41 |  |  |  |  | $XXXXXX | $XXXXXX | .5862 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5862 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1027 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .5395 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5395 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1028 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .3269 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3269 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1029 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.09 | 41.09 |  |  |  |  | $XXXXXX | $XXXXXX | .3359 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3359 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1030 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .6222 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6222 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1031 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.66 | 62.66 |  |  |  |  | $XXXXXX | $XXXXXX | .4693 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4693 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1032 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60.42 | 60.42 |  |  |  |  | $XXXXXX | $XXXXXX | .1000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1033 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.95 | 59.95 |  |  |  |  | $XXXXXX | $XXXXXX | .0029 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0029 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1034 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 49.82 | 49.82 |  |  |  |  | $XXXXXX | $XXXXXX | .3872 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3872 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1035 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.59 | 56.59 |  |  |  |  | $XXXXXX | $XXXXXX | -.3395 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1318 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1036 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.95 | 72.95 |  |  |  |  | $XXXXXX | $XXXXXX | .3661 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3661 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1037 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 78.17 | 78.17 |  |  |  |  | $XXXXXX | $XXXXXX | .3567 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3567 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1038 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60 | 60 |  |  |  |  | $XXXXXX | $XXXXXX | .5845 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5845 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1039 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | Missing |  |  |  | $XXXXX | 70.51 | 70.51 |  |  |  |  | $XXXXXX | $XXXXXX | .1048 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1048 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1040 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 58.42 | 58.42 |  |  |  |  | $XXXXXX | $XXXXXX | .4767 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4767 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1041 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.46 | 65.46 |  |  |  |  | $XXXXXX | $XXXXXX | .4345 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4345 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1042 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 78.15 | 78.15 |  |  |  |  | $XXXXXX | $XXXXXX | .3725 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3725 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1008 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70 | 70 |  |  |  |  | $XXXXXX | $XXXXXX | 1.5075 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.5075 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1043 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0182 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0182 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1044 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .1028 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0654 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1045 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | .1633 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1046 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2084 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2084 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1047 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0610 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0610 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1048 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0125 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0125 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1011 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .3380 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3380 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1049 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2652 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1279 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1050 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 90 | 90 |  |  |  |  | $XXXXXX | $XXXXXX | .0654 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0654 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1051 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 40.21 | 40.21 |  |  |  |  | $XXXXXX | $XXXXXX | .1735 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1735 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1052 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.84 | 72.84 |  |  |  |  | $XXXXXX | $XXXXXX | .0400 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0149 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1053 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70 | 70 |  |  |  |  | $XXXXXX | $XXXXXX | -.0909 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0909 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1054 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .1514 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1514 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1055 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.59 | 73.59 |  |  |  |  | $XXXXXX | $XXXXXX | .2955 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2955 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1056 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 81.01 | 81.01 |  |  |  |  | $XXXXXX | $XXXXXX | .2209 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2209 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1057 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | -.1436 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1436 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1058 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 90 | 90 |  |  |  |  | $XXXXXX | $XXXXXX | -.1548 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1548 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1059 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | -.0140 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1028 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1060 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.8 | 56.8 |  |  |  |  | $XXXXXX | $XXXXXX | .0878 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0454 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1061 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.97 | 79.97 |  |  |  |  | $XXXXXX | $XXXXXX | .0680 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0680 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1062 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2341 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2341 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1063 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.93 | 79.93 |  |  |  |  | $XXXXXX | $XXXXXX | -.0258 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0258 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1064 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.79 | 72.79 |  |  |  |  | $XXXXXX | $XXXXXX | .3336 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3336 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1065 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.35 | 73.35 |  |  |  |  | $XXXXXX | $XXXXXX | .0881 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0881 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1066 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.96 | 64.96 |  |  |  |  | $XXXXXX | $XXXXXX | .1028 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2652 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1067 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 85 | 85 |  |  |  |  | $XXXXXX | $XXXXXX | .3750 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0448 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1068 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.28 | 56.28 |  |  |  |  | $XXXXXX | $XXXXXX | .3813 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3813 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1069 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0789 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0789 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1010 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 82.58 | 82.58 |  |  |  |  | $XXXXXX | $XXXXXX | .5161 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5161 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1070 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.42 | 56.42 |  |  |  |  | $XXXXXX | $XXXXXX | .0012 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0012 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1071 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 52.59 | 52.59 |  |  |  |  | $XXXXXX | $XXXXXX | .3855 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3855 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1072 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 76.54 | 76.54 |  |  |  |  | $XXXXXX | $XXXXXX | .0215 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0215 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1073 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.5 | 67.5 |  |  |  |  | $XXXXXX | $XXXXXX | .0600 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0600 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1074 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 47.02 | 47.02 |  |  |  |  | $XXXXXX | $XXXXXX | -.2573 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2573 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1075 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.49 | 73.49 |  |  |  |  | $XXXXXX | $XXXXXX | .0690 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0690 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1076 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 78.62 | 78.62 |  |  |  |  | $XXXXXX | $XXXXXX | .0227 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0482 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1077 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 52.68 | 52.68 |  |  |  |  | $XXXXXX | $XXXXXX | .2881 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2881 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1078 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.63 | 41.63 |  |  |  |  | $XXXXXX | $XXXXXX | .0687 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0687 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1079 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 38.88 | 38.88 |  |  |  |  | $XXXXXX | $XXXXXX | -.0750 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0750 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1080 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.78 | 64.78 |  |  |  |  | $XXXXXX | $XXXXXX | .4390 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4390 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1081 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.04 | 72.04 |  |  |  |  | $XXXXXX | $XXXXXX | -.1762 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1762 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1082 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 66.27 | 66.27 |  |  |  |  | $XXXXXX | $XXXXXX | .1794 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0329 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1083 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 58.45 | 58.45 |  |  |  |  | $XXXXXX | $XXXXXX | -.0140 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0140 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1084 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 40.64 | 40.64 |  |  |  |  | $XXXXXX | $XXXXXX | -.1781 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1781 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1085 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.18 | 57.18 |  |  |  |  | $XXXXXX | $XXXXXX | .2592 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2592 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1086 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.52 | 64.52 |  |  |  |  | $XXXXXX | $XXXXXX | .5763 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1274 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1087 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.61 | 69.61 |  |  |  |  | $XXXXXX | $XXXXXX | .2372 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2372 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1088 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 63.49 | 63.49 |  |  |  |  | $XXXXXX | $XXXXXX | .2199 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2199 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1089 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.89 | 69.89 |  |  |  |  | $XXXXXX | $XXXXXX | -.0058 | Broker Price Opinion (BPO) | $XXXXXX | $XXXXXX | -.0323 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0058 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1090 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 74.91 | 74.91 |  |  |  |  | $XXXXXX | $XXXXXX | -.1995 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3163 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1091 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 44.79 | 44.79 |  |  |  |  | $XXXXXX | $XXXXXX | -.1764 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1764 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1092 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.99 | 41.99 |  |  |  |  | $XXXXXX | $XXXXXX | .0182 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0182 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1093 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.31 | 61.97 |  |  |  |  | $XXXXXX | $XXXXXX | .0437 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0437 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1094 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 35.37 | 37.88 |  |  |  |  | $XXXXXX | $XXXXXX | -.0160 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0160 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1095 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.79 | 62.79 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0238 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0714 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1096 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 58.3 | 58.3 |  |  |  |  | $XXXXXX | $XXXXXX | -.2334 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2334 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1097 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 66.79 | 66.79 |  |  |  |  | $XXXXXX | $XXXXXX | .3396 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3396 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1014 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 95 |  |  |  |  | $XXXXXX | $XXXXXX | .7460 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .7460 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1015 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 95 | 95 |  |  |  |  | $XXXXXX | $XXXXXX | 2.4571 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 2.4571 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1004 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 84 |  |  |  |  | $XXXXXX | $XXXXXX | .0200 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0200 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1005 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 84.92 | 84.92 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0661 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0661 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1009 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 95 |  |  |  |  | $XXXXXX | $XXXXXX | .5565 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5565 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1006 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 29.41 | 29.41 |  |  |  |  | $XXXXXX | $XXXXXX | .1165 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1165 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1001 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .1818 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1818 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1098 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 49.3 | 49.3 |  |  |  |  | $XXXXXX | $XXXXXX | -.1385 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1385 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1099 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1075 Exterior Only Inspection Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.54 | 73.54 |  |  |  |  | $XXXXXX | $XXXXXX | -.1373 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1373 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1100 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62 | 62 |  |  |  |  | $XXXXXX | $XXXXXX | -.2334 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6262 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1101 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 71.43 | 71.43 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0849 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0849 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1102 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.99 | 79.99 |  |  |  |  | $XXXXXX | $XXXXXX | -.1268 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2431 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1103 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2868 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2868 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1104 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 30.63 | 30.63 |  |  |  |  | $XXXXXX | $XXXXXX | .7965 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .7965 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1105 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.84 | 56.84 |  |  |  |  | $XXXXXX | $XXXXXX | .2593 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2593 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1106 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.49 | 57.49 |  |  |  |  | $XXXXXX | $XXXXXX | -.0175 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4286 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1016 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | .5605 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5605 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1107 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70 | 70 |  |  |  |  | $XXXXXX | $XXXXXX | -.0363 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6901 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1108 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.87 | 67.87 |  |  |  |  | $XXXXXX | $XXXXXX | .6848 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6848 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1007 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0667 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0667 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1109 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.97 | 73.97 |  |  |  |  | $XXXXXX | $XXXXXX | .2425 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2425 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1111 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 74.99 | 74.99 |  |  |  |  | $XXXXXX | $XXXXXX | -.1268 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1268 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1112 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.99 | 79.99 |  |  |  |  | $XXXXXX | $XXXXXX | -.2121 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2121 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1113 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | -.0473 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0473 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1114 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.62 | 73.62 |  |  |  |  | $XXXXXX | $XXXXXX | .0516 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0516 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1115 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.72 | 41.72 |  |  |  |  | $XXXXXX | $XXXXXX | .3867 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3867 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1116 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.21 | 64.21 |  |  |  |  | $XXXXXX | $XXXXXX | .1633 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1633 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1117 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.46 | 61.46 |  |  |  |  | $XXXXXX | $XXXXXX | .4667 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4667 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1118 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 49.46 | 49.46 |  |  |  |  | $XXXXXX | $XXXXXX | .2059 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2059 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1119 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.68 | 57.68 |  |  |  |  | $XXXXXX | $XXXXXX | -.0175 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0175 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1120 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.59 | 68.59 |  |  |  |  | $XXXXXX | $XXXXXX | -.1162 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1162 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1121 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 78.61 | 78.61 |  |  |  |  | $XXXXXX | $XXXXXX | -.0141 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0141 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1122 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.28 | 69.28 |  |  |  |  | $XXXXXX | $XXXXXX | .2828 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2828 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1123 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.44 | 69.44 |  |  |  |  | $XXXXXX | $XXXXXX | -.0472 | Broker Price Opinion (BPO) | $XXXXXX | $XXXXXX | .0167 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0472 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1124 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.8 | 73.8 |  |  |  |  | $XXXXXX | $XXXXXX | .0543 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0543 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1125 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.45 | 68.45 |  |  |  |  | $XXXXXX | $XXXXXX | .4156 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4156 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1126 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 45.23 | 45.23 |  |  |  |  | $XXXXXX | $XXXXXX | -.1186 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1186 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1127 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 58.9 | 58.9 |  |  |  |  | $XXXXXX | $XXXXXX | .0455 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0455 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1128 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.7 | 68.7 |  |  |  |  | $XXXXXX | $XXXXXX | .0293 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0293 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1129 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 66.2 | 66.2 |  |  |  |  | $XXXXXX | $XXXXXX | -.0541 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0541 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1130 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 55 | 55 |  |  |  |  | $XXXXXX | $XXXXXX | .8667 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8667 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1131 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.14 | 61.14 |  |  |  |  | $XXXXXX | $XXXXXX | .1642 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1642 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1132 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70.39 | 70.39 |  |  |  |  | $XXXXXX | $XXXXXX | .2055 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2055 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1133 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.53 | 59.53 |  |  |  |  | $XXXXXX | $XXXXXX | .0060 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0060 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1134 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.47 | 41.47 |  |  |  |  | $XXXXXX | $XXXXXX | .0862 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0862 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1013 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 63.03 | 67.28 |  |  |  |  | $XXXXXX | $XXXXXX | -.0800 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0800 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1135 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.99 | 69.99 |  |  |  |  | $XXXXXX | $XXXXXX | .1667 | Broker Price Opinion (BPO) | $XXXXXX | $XXXXXX | .0167 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1667 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1136 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.52 | 53.52 |  |  |  |  | $XXXXXX | $XXXXXX | .1568 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1568 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1137 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | Missing |  |  |  | $XXXXX | 41.74 | 41.74 |  |  |  |  | $XXXXXX | $XXXXXX | .0961 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0961 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1138 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.64 | 61.64 |  |  |  |  | $XXXXXX | $XXXXXX | .0445 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0445 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1139 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 54.96 | 54.96 |  |  |  |  | $XXXXXX | $XXXXXX | .6447 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6447 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1140 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.66 | 41.66 |  |  |  |  | $XXXXXX | $XXXXXX | .3750 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3750 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1141 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 76.15 | 76.15 |  |  |  |  | $XXXXXX | $XXXXXX | 1.1951 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.1951 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1142 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.21 | 53.21 |  |  |  |  | $XXXXXX | $XXXXXX | .4421 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4421 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1143 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 21.83 | 21.83 |  |  |  |  | $XXXXXX | $XXXXXX | .2702 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2702 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1144 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 49.92 | 49.92 |  |  |  |  | $XXXXXX | $XXXXXX | .0481 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0481 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1145 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 50.37 | 50.37 |  |  |  |  | $XXXXXX | $XXXXXX | .2392 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2392 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1146 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.49 | 61.49 |  |  |  |  | $XXXXXX | $XXXXXX | .0878 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0878 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1147 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.7 | 68.7 |  |  |  |  | $XXXXXX | $XXXXXX | .2771 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2771 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1148 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60.56 | 60.56 |  |  |  |  | $XXXXXX | $XXXXXX | .2834 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2834 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1149 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 50.79 | 50.79 |  |  |  |  | $XXXXXX | $XXXXXX | -.2059 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2059 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1150 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.52 | 62.52 |  |  |  |  | $XXXXXX | $XXXXXX | .1378 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1378 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1151 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.51 | 68.51 |  |  |  |  | $XXXXXX | $XXXXXX | .3686 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3686 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1152 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 29.48 | 29.48 |  |  |  |  | $XXXXXX | $XXXXXX | -.1333 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1333 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1153 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.7 | 67.7 |  |  |  |  | $XXXXXX | $XXXXXX | -.0283 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0283 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1154 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.27 | 59.27 |  |  |  |  | $XXXXXX | $XXXXXX | .8598 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8598 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1155 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 99.61 |  |  |  |  | $XXXXXX | $XXXXXX | -.1200 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1200 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1156 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 23.7 | 23.7 |  |  |  |  | $XXXXXX | $XXXXXX | .5889 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5889 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1157 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0549 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0549 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1158 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 45.25 | 45.25 |  |  |  |  | $XXXXXX | $XXXXXX | .1267 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1267 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1159 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0570 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0570 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1160 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0238 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0238 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1161 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .5230 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5230 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1162 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75.62 | 75.62 |  |  |  |  | $XXXXXX | $XXXXXX | .9900 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .9900 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1163 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 28.26 | 28.26 |  |  |  |  | $XXXXXX | $XXXXXX | .3696 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3696 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1164 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.06 | 69.06 |  |  |  |  | $XXXXXX | $XXXXXX | .5529 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5529 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1002 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 58.85 | 58.85 |  |  |  |  | $XXXXXX | $XXXXXX | .0692 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0692 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1165 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.08 | 61.08 |  |  |  |  | $XXXXXX | $XXXXXX | .1792 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1792 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1166 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 55.88 | 55.88 |  |  |  |  | $XXXXXX | $XXXXXX | .1408 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1408 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1167 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70 | 70 |  |  |  |  | $XXXXXX | $XXXXXX | .5951 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5951 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1168 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70 | 70 |  |  |  |  | $XXXXXX | $XXXXXX | -.1889 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1889 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1169 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .4320 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4320 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1170 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.31 | 67.31 |  |  |  |  | $XXXXXX | $XXXXXX | .6128 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6128 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1171 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.44 | 69.44 |  |  |  |  | $XXXXXX | $XXXXXX | .1000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1172 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 47.92 | 47.92 |  |  |  |  | $XXXXXX | $XXXXXX | .0065 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0065 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1173 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.85 | 53.85 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0279 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0279 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1174 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60 | 60 |  |  |  |  | $XXXXXX | $XXXXXX | .6545 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6545 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1175 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 74.61 | 74.61 |  |  |  |  | $XXXXXX | $XXXXXX | .3714 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3714 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1176 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 52.63 | 52.63 |  |  |  |  | $XXXXXX | $XXXXXX | .0263 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0263 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1177 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR Desktop | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 74.29 | 74.29 |  |  |  |  | $XXXXXX | $XXXXXX | .5400 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5400 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1178 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.7 | 68.7 |  |  |  |  | $XXXXXX | $XXXXXX | .1794 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1794 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1179 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .5062 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5062 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1180 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 50.14 | 50.14 |  |  |  |  | $XXXXXX | $XXXXXX | .5680 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5680 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1181 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.24 | 69.24 |  |  |  |  | $XXXXXX | $XXXXXX | -.1000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1182 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 63.98 | 63.98 |  |  |  |  | $XXXXXX | $XXXXXX | .5763 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5763 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1183 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 48.72 | 48.72 |  |  |  |  | $XXXXXX | $XXXXXX | .4167 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4167 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1184 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .5121 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5121 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1185 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 30.08 | 30.08 |  |  |  |  | $XXXXXX | $XXXXXX | .1169 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1169 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1017 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 37.38 | 37.38 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0238 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0238 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1186 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 47.64 | 47.64 |  |  |  |  | $XXXXXX | $XXXXXX | .8968 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8968 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1187 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.06 | 61.06 |  |  |  |  | $XXXXXX | $XXXXXX | .5000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1018 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65 | 65 |  |  |  |  | $XXXXXX | $XXXXXX | 1.1611 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.1611 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1188 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | 1.0889 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0889 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1189 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 84.9 |  |  |  |  | $XXXXXX | $XXXXXX | .5297 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5297 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1190 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 66.67 | 66.67 |  |  |  |  | $XXXXXX | $XXXXXX | .6583 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6583 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1191 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .8388 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8388 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1192 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | .6308 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6308 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1193 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.75 | 79.75 |  |  |  |  | $XXXXXX | $XXXXXX | .4340 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4340 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1194 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 77.63 | 77.63 |  |  |  |  | $XXXXXX | $XXXXXX | .3098 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3098 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1195 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 33.22 | 36.05 |  |  |  |  | $XXXXXX | $XXXXXX | .0605 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0605 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1196 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.92 | 65.92 |  |  |  |  | $XXXXXX | $XXXXXX | -.1995 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1995 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1197 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 90 | 90 |  |  |  |  | $XXXXXX | $XXXXXX | -.0154 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0154 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1198 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.72 | 64.72 |  |  |  |  | $XXXXXX | $XXXXXX | .0500 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0500 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1199 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 75 | 75 |  |  |  |  | $XXXXXX | $XXXXXX | .0435 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0435 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1200 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .1508 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1508 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1201 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 90 | 90 |  |  |  |  | $XXXXXX | $XXXXXX | .0331 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0331 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1202 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 90 | 90 |  |  |  |  | $XXXXXX | $XXXXXX | -.0260 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0260 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1203 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.91 | 79.91 |  |  |  |  | $XXXXXX | $XXXXXX | .4773 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4773 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1204 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.52 | 65.52 |  |  |  |  | $XXXXXX | $XXXXXX | .0702 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0702 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1205 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0464 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0464 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1206 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 50.29 | 50.29 |  |  |  |  | $XXXXXX | $XXXXXX | -.0164 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0164 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1207 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 77.42 | 77.42 |  |  |  |  | $XXXXXX | $XXXXXX | -.1935 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1935 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1208 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 63.07 | 63.07 |  |  |  |  | $XXXXXX | $XXXXXX | .0227 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0227 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1209 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.36 | 69.36 |  |  |  |  | $XXXXXX | $XXXXXX | .2911 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2911 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1210 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.09 | 41.09 |  |  |  |  | $XXXXXX | $XXXXXX | -.3395 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.3395 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1211 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.84 | 53.84 |  |  |  |  | $XXXXXX | $XXXXXX | .5986 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5986 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1212 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.14 | 69.14 |  |  |  |  | $XXXXXX | $XXXXXX | .1014 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1014 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1213 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | -.1078 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1078 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1214 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2652 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2652 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1215 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 60.34 | 60.34 |  |  |  |  | $XXXXXX | $XXXXXX | .2542 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2542 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1216 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.16 | 61.16 |  |  |  |  | $XXXXXX | $XXXXXX | .0216 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0216 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1217 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 34.61 | 34.61 |  |  |  |  | $XXXXXX | $XXXXXX | .2727 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2727 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1012 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 41.18 | 41.18 |  |  |  |  | $XXXXXX | $XXXXXX | -.1699 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1699 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1218 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.98 | 79.98 |  |  |  |  | $XXXXXX | $XXXXXX | -.0569 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0569 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1219 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .5026 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5026 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1220 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.67 | 79.67 |  |  |  |  | $XXXXXX | $XXXXXX | .0412 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0412 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1221 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.98 | 57.98 |  |  |  |  | $XXXXXX | $XXXXXX | .1232 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1232 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1222 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 42.2 | 53.36 |  |  |  |  | $XXXXXX | $XXXXXX | .1696 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1696 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1223 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.05 | 69.05 |  |  |  |  | $XXXXXX | $XXXXXX | -.0909 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0909 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1224 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.9 | 64.9 |  |  |  |  | $XXXXXX | $XXXXXX | .1835 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1835 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1225 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.08 | 59.08 |  |  |  |  | $XXXXXX | $XXXXXX | .4639 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4639 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1226 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2246 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2246 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1227 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.37 | 62.37 |  |  |  |  | $XXXXXX | $XXXXXX | .1517 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1517 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1228 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.51 | 65.51 |  |  |  |  | $XXXXXX | $XXXXXX | -.0889 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0889 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1229 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 51.09 | 51.09 |  |  |  |  | $XXXXXX | $XXXXXX | .1639 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1639 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1230 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 78.29 | 78.29 |  |  |  |  | $XXXXXX | $XXXXXX | .2070 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2070 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1231 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 31.44 | 31.44 |  |  |  |  | $XXXXXX | $XXXXXX | -.0683 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0683 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1232 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 39.96 | 39.96 |  |  |  |  | $XXXXXX | $XXXXXX | .1364 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1364 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1233 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 76.16 | 76.16 |  |  |  |  | $XXXXXX | $XXXXXX | .0476 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0476 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1234 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 49.13 | 49.13 |  |  |  |  | $XXXXXX | $XXXXXX | .0256 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0256 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1235 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.93 | 57.93 |  |  |  |  | $XXXXXX | $XXXXXX | .2450 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2450 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1236 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 34.02 | 34.02 |  |  |  |  | $XXXXXX | $XXXXXX | -.4401 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.4401 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1237 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.65 | 53.65 |  |  |  |  | $XXXXXX | $XXXXXX | -.1514 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1514 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1238 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .0526 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0526 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1239 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .3590 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3590 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1240 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.22 | 65.22 |  |  |  |  | $XXXXXX | $XXXXXX | .2781 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2781 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1241 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 70.51 | 78.08 |  |  |  |  | $XXXXXX | $XXXXXX | .4615 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4615 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1242 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 54.27 | 54.27 |  |  |  |  | $XXXXXX | $XXXXXX | -.2524 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2524 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1243 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.21 | 84.47 |  |  |  |  | $XXXXXX | $XXXXXX | .1500 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1500 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1244 |  | XX/XX/XXXX | $XXXXX |  | $XXXXX | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 73.97 | 73.97 |  |  |  |  | $XXXXXX | $XXXXXX | -.0110 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0110 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1245 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 36.62 | 36.62 |  |  |  |  | $XXXXXX | $XXXXXX | .1679 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1679 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1246 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 42.65 | 49.47 |  |  |  |  | $XXXXXX | $XXXXXX | -.1395 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1395 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1247 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 55.28 | 55.28 |  |  |  |  | $XXXXXX | $XXXXXX | .1504 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1504 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1248 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 64.62 | 64.62 |  |  |  |  | $XXXXXX | $XXXXXX | .1618 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1618 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1249 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 56.22 | 56.22 |  |  |  |  | $XXXXXX | $XXXXXX | .3333 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3333 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1250 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.72 | 57.72 |  |  |  |  | $XXXXXX | $XXXXXX | .3805 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3805 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1251 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 54.28 | 54.28 |  |  |  |  | $XXXXXX | $XXXXXX | .0833 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0833 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1252 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 79.82 | 79.82 |  |  |  |  | $XXXXXX | $XXXXXX | .3824 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3824 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1253 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 74.29 | 74.29 |  |  |  |  | $XXXXXX | $XXXXXX | .0065 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0065 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1254 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.11 | 65.11 |  |  |  |  | $XXXXXX | $XXXXXX | -.0256 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0256 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1255 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65 | 65 |  |  |  |  | $XXXXXX | $XXXXXX | .1379 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1379 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1256 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.88 | 62.88 |  |  |  |  | $XXXXXX | $XXXXXX | .0192 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0192 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1257 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.06 | 67.06 |  |  |  |  | $XXXXXX | $XXXXXX | -.0927 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0927 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1258 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.82 | 62.82 |  |  |  |  | $XXXXXX | $XXXXXX | .0732 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0732 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1259 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 67.26 | 67.26 |  |  |  |  | $XXXXXX | $XXXXXX | -.2011 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.2011 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1260 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.23 | 61.23 |  |  |  |  | $XXXXXX | $XXXXXX | -.0363 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0363 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1261 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 55.87 | 55.87 |  |  |  |  | $XXXXXX | $XXXXXX | .1107 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1107 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1262 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65 | 65 |  |  |  |  | $XXXXXX | $XXXXXX | .3443 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3443 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1263 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 47.07 | 47.07 |  |  |  |  | $XXXXXX | $XXXXXX | .0400 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0400 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1264 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.21 | 59.21 |  |  |  |  | $XXXXXX | $XXXXXX | .0195 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0195 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1265 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 62.04 | 62.04 |  |  |  |  | $XXXXXX | $XXXXXX | -.1079 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1079 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1266 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.12 | 65.12 |  |  |  |  | $XXXXXX | $XXXXXX | -.0136 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0136 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1267 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 46.98 | 46.98 |  |  |  |  | $XXXXXX | $XXXXXX | .0645 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0645 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1268 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 76.12 | 76.12 |  |  |  |  | $XXXXXX | $XXXXXX | .4348 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4348 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1269 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 72.21 | 72.21 |  |  |  |  | $XXXXXX | $XXXXXX | .2951 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2951 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1270 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 57.85 | 57.85 |  |  |  |  | $XXXXXX | $XXXXXX | .2423 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2423 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1271 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 61.23 | 64.3 |  |  |  |  | $XXXXXX | $XXXXXX | -.0067 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0067 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1272 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 65.53 | 73.86 |  |  |  |  | $XXXXXX | $XXXXXX | -.1950 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1950 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1273 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 54.12 | 54.12 |  |  |  |  | $XXXXXX | $XXXXXX | -.0517 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0517 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1274 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 69.98 | 69.98 |  |  |  |  | $XXXXXX | $XXXXXX | .3290 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3290 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1275 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 51.99 | 51.99 |  |  |  |  | $XXXXXX | $XXXXXX | .2258 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2258 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1276 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 59.72 | 59.72 |  |  |  |  | $XXXXXX | $XXXXXX | .1210 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1210 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1277 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.1 | 68.1 |  |  |  |  | $XXXXXX | $XXXXXX | .1328 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1328 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1278 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 40.19 | 40.19 |  |  |  |  | $XXXXXX | $XXXXXX | .2520 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2520 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1279 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 21.32 | 21.32 |  |  |  |  | $XXXXXX | $XXXXXX | .0843 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0843 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1280 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 51.52 | 51.52 |  |  |  |  | $XXXXXX | $XXXXXX | .1563 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1562 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1281 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 80 |  |  |  |  | $XXXXXX | $XXXXXX | .2491 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2491 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1282 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 23.87 | 23.87 |  |  |  |  | $XXXXXX | $XXXXXX | -.1688 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1688 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1283 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 68.24 | 68.24 |  |  |  |  | $XXXXXX | $XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1284 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 36.53 | 36.53 |  |  |  |  | $XXXXXX | $XXXXXX | -.0658 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0658 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1285 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 53.57 | 53.57 |  |  |  |  | $XXXXXX | $XXXXXX | .1153 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1153 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1019 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 100 |  |  |  |  | $XXXXXX | $XXXXXX | .6750 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6750 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1020 |  | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 80 | 100 |  |  |  |  | $XXXXXX | $XXXXXX | .5455 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5455 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | OBX2026HYB1286 |  | XX/XX/XXXX | $XXXXX |  | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXX | XXXXXXX | XXXXXXX | $XXXXX | 46.36 | 46.36 |  |  |  |  | $XXXXXX | $XXXXXX | .1325 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1325 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXX | OBX2026HYB1021 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.64 | 63 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1021 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.64 | 63 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1022 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1022 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 50.4 | 51 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1022 |  | XXXXX | Qualifying LTV | propertyValuationPage | 50.4 | 51 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1023 |  | XXXXX | Number of Units | propertyValuationPage | 2 | 1 | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1023 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1023 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 784 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1024 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 48.78 | 49 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1024 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 810 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1024 |  | XXXXX | Qualifying LTV | propertyValuationPage | 48.78 | 49 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1025 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1025 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 60.48 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1025 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 788 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1025 |  | XXXXX | Qualifying LTV | propertyValuationPage | 60.48 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1026 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1026 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.41 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1026 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 709 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1026 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.41 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1027 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 782 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1028 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 738 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1029 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1029 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.09 | 44 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1029 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 790 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1029 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.09 | 44 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1030 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 782 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1031 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1031 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.66 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1031 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 794 | 0 | Audit value based on lender qualifying requirements |
| XXXXX | OBX2026HYB1031 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.66 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1032 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 60.42 | 57 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1032 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 721 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1032 |  | XXXXX | Qualifying LTV | propertyValuationPage | 60.42 | 57 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1033 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled from Appraisal. |
| XXXXX | OBX2026HYB1033 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.95 | 60 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1033 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 790 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1033 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.95 | 60 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1034 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1034 |  | XXXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1034 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 779 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1035 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1035 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 56.59 | 59 | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1035 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 779 | 777 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1035 |  | XXXXX | Qualifying LTV | propertyValuationPage | 56.59 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1036 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.95 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1036 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.95 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1037 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 78.17 | 79 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1037 |  | XXXXX | Qualifying LTV | propertyValuationPage | 78.17 | 79 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1039 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 70.51 | 71 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1039 |  | XXXXX | Qualifying LTV | propertyValuationPage | 70.51 | 71 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1041 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.46 | 65.45 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1043 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1044 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | OBX2026HYB1046 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1047 |  | XXXXX | Property Address | notePage | XXXXXXX | XXXXXXX | Audit value pulled from note. |
| XXXXX | OBX2026HYB1048 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1049 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1050 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1051 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1051 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 40.21 | 41 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1051 |  | XXXXX | Qualifying LTV | propertyValuationPage | 40.21 | 41 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1052 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value pulled from Primary Appraisal. |
| XXXXX | OBX2026HYB1052 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.84 | 73 | Rounding. |
| XXXXX | OBX2026HYB1052 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 792 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1052 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.84 | 73 | Rounding. |
| XXXXX | OBX2026HYB1055 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.59 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1055 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.59 | 74 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1056 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1061 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.97 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1061 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.97 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1062 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1063 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.93 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1063 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.93 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1064 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.79 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1064 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.79 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1065 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.35 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1065 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.35 | 74 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1066 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.96 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1066 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.96 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1068 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 56.28 | 57 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1068 |  | XXXXX | Qualifying LTV | propertyValuationPage | 56.28 | 57 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1010 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 82.58 | 83 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1010 |  | XXXXX | Qualifying LTV | propertyValuationPage | 82.58 | 83 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1070 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 56.42 | 58 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | OBX2026HYB1070 |  | XXXXX | Qualifying LTV | propertyValuationPage | 56.42 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1071 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 52.59 | 52 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1071 |  | XXXXX | Qualifying LTV | propertyValuationPage | 52.59 | 52 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1072 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 76.54 | 78 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1072 |  | XXXXX | Qualifying LTV | propertyValuationPage | 76.54 | 78 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1073 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 67.5 | 68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1073 |  | XXXXX | Qualifying LTV | propertyValuationPage | 67.5 | 68 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1074 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 47.02 | 48 | Audit value of 1st + 2nd lien / Qualifying value |
| XXXXX | OBX2026HYB1074 |  | XXXXX | Qualifying LTV | propertyValuationPage | 47.02 | 48 | Audit value of Subject Lien / Qualifying value |
| XXXXX | OBX2026HYB1075 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.49 | 73.48 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1078 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.63 | 43 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1078 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.63 | 43 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1079 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 38.88 | 39 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1079 |  | XXXXX | Qualifying LTV | propertyValuationPage | 38.88 | 39 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1080 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1080 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.78 | 65 | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1080 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.78 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1081 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.04 | 72.03 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1081 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.04 | 72.03 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1082 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 66.27 | 67 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1082 |  | XXXXX | Qualifying LTV | propertyValuationPage | 66.27 | 67 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1083 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 58.45 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1083 |  | XXXXX | Qualifying LTV | propertyValuationPage | 58.45 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1085 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.18 | 57 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1085 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.18 | 57 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1086 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.52 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1086 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.52 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1087 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.61 | 62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1087 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.61 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1088 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 63.49 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1088 |  | XXXXX | Qualifying LTV | propertyValuationPage | 63.49 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1089 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1089 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.89 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1089 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.89 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1090 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1090 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 74.91 | 77 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1090 |  | XXXXX | Qualifying LTV | propertyValuationPage | 74.91 | 77 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1092 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.99 | 42 | Rounding |
| XXXXX | OBX2026HYB1092 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.99 | 42 | Rounding |
| XXXXX | OBX2026HYB1093 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.97 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1093 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.31 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1094 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 37.88 | 38 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1094 |  | XXXXX | Qualifying LTV | propertyValuationPage | 35.37 | 36 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1095 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.79 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1095 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.79 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1096 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 58.3 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1096 |  | XXXXX | Qualifying LTV | propertyValuationPage | 58.3 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1097 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 66.79 | 67 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1097 |  | XXXXX | Qualifying LTV | propertyValuationPage | 66.79 | 67 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1014 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1015 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit value pulled from note. |
| XXXXX | OBX2026HYB1015 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1015 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 522 | 701 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1004 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1005 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1005 |  | XXXXX | Interest Rate | notePage | 5.875 | 5.85 | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1009 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1009 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 95 | 94.99 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1009 |  | XXXXX | Qualifying LTV | propertyValuationPage | 80 | 79.99 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1006 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1006 |  | XXXXX | Qualifying LTV | propertyValuationPage | 29.41 | 29.42 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1098 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled from Appraisal. |
| XXXXX | OBX2026HYB1098 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 49.3 | 46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1098 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 748 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1098 |  | XXXXX | Qualifying LTV | propertyValuationPage | 49.3 | 46 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1101 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1101 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 71.43 | 72 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1101 |  | XXXXX | Qualifying LTV | propertyValuationPage | 71.43 | 72 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1102 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.99 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1102 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.99 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1104 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1104 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 30.63 | 32 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1104 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 813 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1104 |  | XXXXX | Qualifying LTV | propertyValuationPage | 30.63 | 32 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1106 |  | XXXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1106 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 775 | 0 | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1016 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 75 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1016 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 715 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1016 |  | XXXXX | Qualifying LTV | propertyValuationPage | 75 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1107 |  | XXXXX | Property Address | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1108 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 737 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1007 |  | XXXXX | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1007 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1007 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 752 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1109 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit value pulled from note. |
| XXXXX | OBX2026HYB1109 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.97 | 85 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1109 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.97 | 74 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1111 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 74.99 | 75 | Rounding |
| XXXXX | OBX2026HYB1111 |  | XXXXX | Qualifying LTV | propertyValuationPage | 74.99 | 75 | Rounding |
| XXXXX | OBX2026HYB1112 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.99 | 80 | Rounding. |
| XXXXX | OBX2026HYB1112 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.99 | 80 | Rounding. |
| XXXXX | OBX2026HYB1113 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 75 | 73 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1113 |  | XXXXX | Qualifying LTV | propertyValuationPage | 75 | 73 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1114 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.62 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1114 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.62 | 74 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1115 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.72 | 42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1115 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.72 | 42 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1116 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.21 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1116 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.21 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1117 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.46 | 62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1117 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.46 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1118 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 49.46 | 50 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1118 |  | XXXXX | Qualifying LTV | propertyValuationPage | 49.46 | 50 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1119 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.68 | 58 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1119 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.68 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1120 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.59 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1120 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.59 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1121 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 78.61 | 79 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1121 |  | XXXXX | Qualifying LTV | propertyValuationPage | 78.61 | 79 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1122 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.28 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1122 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.28 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1123 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.44 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1123 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.44 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1124 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.8 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1124 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.8 | 74 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1125 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.45 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1125 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.45 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1126 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 45.23 | 46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1126 |  | XXXXX | Qualifying LTV | propertyValuationPage | 45.23 | 46 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1127 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1127 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 58.9 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1127 |  | XXXXX | Qualifying LTV | propertyValuationPage | 58.9 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1128 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.7 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1128 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.7 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1129 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 66.2 | 67 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1129 |  | XXXXX | Qualifying LTV | propertyValuationPage | 66.2 | 67 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1131 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.14 | 62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1131 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.14 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1132 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 70.39 | 70.38 | rounding |
| XXXXX | OBX2026HYB1132 |  | XXXXX | Qualifying LTV | propertyValuationPage | 70.39 | 70.38 | rounding |
| XXXXX | OBX2026HYB1133 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.53 | 60 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1133 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.53 | 60 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1134 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.47 | 42 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1134 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.47 | 42 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1013 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 67.28 | 68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1013 |  | XXXXX | Qualifying LTV | propertyValuationPage | 63.03 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1135 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.99 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1135 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.99 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1136 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.52 | 54 | Rounding. |
| XXXXX | OBX2026HYB1136 |  | XXXXX | Qualifying LTV | propertyValuationPage | 53.52 | 54 | Rounding. |
| XXXXX | OBX2026HYB1139 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 54.96 | 55 | Rounding. |
| XXXXX | OBX2026HYB1139 |  | XXXXX | Qualifying LTV | propertyValuationPage | 54.96 | 55 | Rounding. |
| XXXXX | OBX2026HYB1141 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value per appraisal; prior purchase price used, per guidelines, due to lack of 12-month's ownership (tape data). |
| XXXXX | OBX2026HYB1141 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 76.15 | 75 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1141 |  | XXXXX | Qualifying LTV | propertyValuationPage | 76.15 | 75 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1142 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.21 | 54 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1142 |  | XXXXX | Qualifying LTV | propertyValuationPage | 53.21 | 54 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1143 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 21.83 | 33 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1143 |  | XXXXX | Qualifying LTV | propertyValuationPage | 21.83 | 33 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1144 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1144 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 49.92 | 52.87 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1144 |  | XXXXX | Qualifying LTV | propertyValuationPage | 49.92 | 52.87 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1145 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 50.37 | 51 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1145 |  | XXXXX | Qualifying LTV | propertyValuationPage | 50.37 | 51 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1146 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.49 | 62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1146 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.49 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1147 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.7 | 67 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1147 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.7 | 67 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1148 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 60.56 | 60.55 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1148 |  | XXXXX | Qualifying LTV | propertyValuationPage | 60.56 | 60.55 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1149 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 50.79 | 51 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1149 |  | XXXXX | Qualifying LTV | propertyValuationPage | 50.79 | 51 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1150 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | OBX2026HYB1150 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.52 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1150 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.52 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1151 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.51 | 69 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1151 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.51 | 69 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1152 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | OBX2026HYB1152 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 29.48 | 31 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1152 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 799 | 779 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1152 |  | XXXXX | Qualifying LTV | propertyValuationPage | 29.48 | 31 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1154 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.27 | 59.26 | Rounding |
| XXXXX | OBX2026HYB1154 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.27 | 59.26 | Rounding |
| XXXXX | OBX2026HYB1155 |  | XXXXX | Property Address | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1155 |  | XXXXX | Property City | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1155 |  | XXXXX | Property Zip Code | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1157 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1157 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 808 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1158 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1158 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 45.25 | 44 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1158 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 814 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1158 |  | XXXXX | Qualifying LTV | propertyValuationPage | 45.25 | 44 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1159 |  | XXXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | No | Yes | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1159 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1160 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1160 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 732 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1161 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1161 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 800 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1162 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 75.62 | 76 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1162 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 795 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1162 |  | XXXXX | Qualifying LTV | propertyValuationPage | 75.62 | 76 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1163 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1163 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1163 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 28.26 | 47 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1163 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 771 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1163 |  | XXXXX | Qualifying LTV | propertyValuationPage | 28.26 | 47 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1164 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1164 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.06 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1164 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 707 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1164 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.06 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1002 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 58.85 | 58.84 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1002 |  | XXXXX | Qualifying LTV | propertyValuationPage | 58.85 | 58.84 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1165 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.08 | 60 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1165 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 696 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1165 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.08 | 60 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1166 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1166 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 805 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1167 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1167 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 744 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1168 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 70 | 60 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1168 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 754 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1168 |  | XXXXX | Qualifying LTV | propertyValuationPage | 70 | 60 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1169 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1169 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 761 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1170 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 67.31 | 68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1170 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 762 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1170 |  | XXXXX | Qualifying LTV | propertyValuationPage | 67.31 | 68 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1171 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1171 |  | XXXXX | Property Address | notePage | XXXXXXX | XXXXXXX | Audit value pulled from note. |
| XXXXX | OBX2026HYB1171 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.44 | 70 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1171 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.44 | 70 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1172 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1172 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 47.92 | 49 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1172 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 790 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1172 |  | XXXXX | Qualifying LTV | propertyValuationPage | 47.92 | 49 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1173 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1174 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 60 | 44 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1174 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 794 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1174 |  | XXXXX | Qualifying LTV | propertyValuationPage | 60 | 44 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1175 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 74.61 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1175 |  | XXXXX | Qualifying LTV | propertyValuationPage | 74.61 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1176 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 52.63 | 53 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1176 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 800 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1176 |  | XXXXX | Qualifying LTV | propertyValuationPage | 52.63 | 53 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1177 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 74.29 | 75 | Rounding |
| XXXXX | OBX2026HYB1177 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 789 | 0 | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1177 |  | XXXXX | Qualifying LTV | propertyValuationPage | 74.29 | 75 | Rounding |
| XXXXX | OBX2026HYB1178 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.7 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1178 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.7 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1180 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 50.14 | 51 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1180 |  | XXXXX | Qualifying LTV | propertyValuationPage | 50.14 | 51 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1183 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 48.72 | 49 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1183 |  | XXXXX | Qualifying LTV | propertyValuationPage | 48.72 | 49 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1184 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1017 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1186 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1186 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 47.64 | 34 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1186 |  | XXXXX | Qualifying LTV | propertyValuationPage | 47.64 | 34 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1187 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.06 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1187 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.06 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1188 |  | XXXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1188 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1189 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1189 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 84.9 | 84.89 | Rounding |
| XXXXX | OBX2026HYB1190 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 66.67 | 66.66 | rounding |
| XXXXX | OBX2026HYB1190 |  | XXXXX | Qualifying LTV | propertyValuationPage | 66.67 | 66.66 | rounding |
| XXXXX | OBX2026HYB1191 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1192 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal |
| XXXXX | OBX2026HYB1193 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.75 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1193 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.75 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1194 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1194 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 77.63 | 79.99 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1194 |  | XXXXX | Qualifying LTV | propertyValuationPage | 77.63 | 79.99 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1195 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 36.05 | 33.22 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1196 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.92 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1196 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.92 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1200 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1201 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1202 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From appraisal |
| XXXXX | OBX2026HYB1203 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1204 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1204 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.52 | 66 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1204 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.52 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1206 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 50.29 | 51 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1206 |  | XXXXX | Qualifying LTV | propertyValuationPage | 50.29 | 51 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1207 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 77.42 | 78 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1207 |  | XXXXX | Qualifying LTV | propertyValuationPage | 77.42 | 78 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1208 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 63.07 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1208 |  | XXXXX | Qualifying LTV | propertyValuationPage | 63.07 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1209 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.36 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1209 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.36 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1210 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.09 | 42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1210 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.09 | 42 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1211 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.84 | 54 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1211 |  | XXXXX | Qualifying LTV | propertyValuationPage | 53.84 | 54 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1212 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.14 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1212 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.14 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1215 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1215 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 60.34 | 61 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1215 |  | XXXXX | Qualifying LTV | propertyValuationPage | 60.34 | 61 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1216 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.16 | 62 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1216 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.16 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1217 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 34.61 | 35 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1217 |  | XXXXX | Qualifying LTV | propertyValuationPage | 34.61 | 35 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1012 |  | XXXXX | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1012 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | OBX2026HYB1012 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 41.18 | 42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1012 |  | XXXXX | Qualifying LTV | propertyValuationPage | 41.18 | 42 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1218 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1218 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.98 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1219 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from appraisal. |
| XXXXX | OBX2026HYB1220 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.67 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1220 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.67 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1221 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.98 | 59 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1221 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.98 | 59 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1222 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.36 | 54 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1222 |  | XXXXX | Qualifying LTV | propertyValuationPage | 42.2 | 43 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1223 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.05 | 70 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1223 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.05 | 70 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1224 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1224 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.9 | 65 | Rounding. |
| XXXXX | OBX2026HYB1224 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.9 | 65 | Rounding. |
| XXXXX | OBX2026HYB1225 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.08 | 60 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1225 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.08 | 60 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1226 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1227 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.37 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1227 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.37 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1228 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.51 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1228 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.51 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1229 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 51.09 | 52 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1229 |  | XXXXX | Qualifying LTV | propertyValuationPage | 51.09 | 52 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1230 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 78.29 | 79 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1230 |  | XXXXX | Qualifying LTV | propertyValuationPage | 78.29 | 79 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1231 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 31.44 | 32 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1231 |  | XXXXX | Qualifying LTV | propertyValuationPage | 31.44 | 32 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1232 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 39.96 | 41 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1232 |  | XXXXX | Qualifying LTV | propertyValuationPage | 39.96 | 41 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1233 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1233 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 76.16 | 770 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1233 |  | XXXXX | Qualifying LTV | propertyValuationPage | 76.16 | 77 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1234 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 49.13 | 43 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1234 |  | XXXXX | Qualifying LTV | propertyValuationPage | 49.13 | 43 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1235 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.93 | 67 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1235 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.93 | 58 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1236 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 34.02 | 48 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1236 |  | XXXXX | Qualifying LTV | propertyValuationPage | 34.02 | 48 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1237 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.65 | 54 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1237 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 783 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1237 |  | XXXXX | Qualifying LTV | propertyValuationPage | 53.65 | 54 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1238 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1240 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.22 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1240 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.22 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1241 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 78.08 | 80 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1241 |  | XXXXX | Qualifying LTV | propertyValuationPage | 70.51 | 71 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1242 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 54.27 | 55 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1242 |  | XXXXX | Qualifying LTV | propertyValuationPage | 54.27 | 55 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1243 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 84.47 | 85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1243 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.21 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1244 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1244 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.97 | 75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1244 |  | XXXXX | Qualifying LTV | propertyValuationPage | 73.97 | 75 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1245 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 36.62 | 37 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1245 |  | XXXXX | Qualifying LTV | propertyValuationPage | 36.62 | 37 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1246 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 49.47 | 57 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1246 |  | XXXXX | Qualifying LTV | propertyValuationPage | 42.65 | 43 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1247 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 55.28 | 56 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1247 |  | XXXXX | Qualifying LTV | propertyValuationPage | 55.28 | 56 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1248 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.62 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1248 |  | XXXXX | Qualifying LTV | propertyValuationPage | 64.62 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1249 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 56.22 | 54 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1249 |  | XXXXX | Qualifying LTV | propertyValuationPage | 56.22 | 54 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1250 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.72 | 58 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1250 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.72 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1251 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 54.28 | 59 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1251 |  | XXXXX | Qualifying LTV | propertyValuationPage | 54.28 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1252 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 79.82 | 87 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1252 |  | XXXXX | Qualifying LTV | propertyValuationPage | 79.82 | 87 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1253 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 74.29 | 75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1253 |  | XXXXX | Qualifying LTV | propertyValuationPage | 74.29 | 75 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1254 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.11 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1254 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.11 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1256 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.88 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1256 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.88 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1257 |  | XXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from income documentation. |
| XXXXX | OBX2026HYB1257 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 67.06 | 68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1257 |  | XXXXX | Qualifying LTV | propertyValuationPage | 67.06 | 68 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1258 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.82 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1258 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.82 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1259 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 67.26 | 67.25 | Rounding |
| XXXXX | OBX2026HYB1259 |  | XXXXX | Qualifying LTV | propertyValuationPage | 67.26 | 67.25 | Rounding |
| XXXXX | OBX2026HYB1260 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 61.23 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1260 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.23 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1261 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 55.87 | 55.86 | rounding |
| XXXXX | OBX2026HYB1261 |  | XXXXX | Qualifying LTV | propertyValuationPage | 55.87 | 55.86 | rounding |
| XXXXX | OBX2026HYB1262 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1262 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1263 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 47.07 | 47.06 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1263 |  | XXXXX | Qualifying LTV | propertyValuationPage | 47.07 | 47.06 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1264 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.21 | 60 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1264 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.21 | 60 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1265 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 62.04 | 62.03 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1265 |  | XXXXX | Qualifying LTV | propertyValuationPage | 62.04 | 62.03 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1266 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 65.12 | 65.11 | Rounding |
| XXXXX | OBX2026HYB1266 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.12 | 65.11 | Rounding |
| XXXXX | OBX2026HYB1267 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 46.98 | 47 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1267 |  | XXXXX | Qualifying LTV | propertyValuationPage | 46.98 | 47 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1268 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 76.12 | 77 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1268 |  | XXXXX | Qualifying LTV | propertyValuationPage | 76.12 | 77 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1269 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 72.21 | 74.24 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1269 |  | XXXXX | Qualifying LTV | propertyValuationPage | 72.21 | 74.24 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1270 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 57.85 | 58 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1270 |  | XXXXX | Qualifying LTV | propertyValuationPage | 57.85 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1271 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 64.3 | 66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1271 |  | XXXXX | Qualifying LTV | propertyValuationPage | 61.23 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1272 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 73.86 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1272 |  | XXXXX | Qualifying LTV | propertyValuationPage | 65.53 | 66 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1273 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 54.12 | 55 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1273 |  | XXXXX | Qualifying LTV | propertyValuationPage | 54.12 | 55 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1274 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 69.98 | 70 | Audit value of 1st + 2nd lien / qualifying value. |
| XXXXX | OBX2026HYB1274 |  | XXXXX | Qualifying LTV | propertyValuationPage | 69.98 | 70 | Audit value of subject lien / qualifying value. |
| XXXXX | OBX2026HYB1275 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 51.99 | 52 | rounding |
| XXXXX | OBX2026HYB1275 |  | XXXXX | Qualifying LTV | propertyValuationPage | 51.99 | 52 | rounding |
| XXXXX | OBX2026HYB1276 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 59.72 | 59.71 | Rounding |
| XXXXX | OBX2026HYB1276 |  | XXXXX | Qualifying LTV | propertyValuationPage | 59.72 | 59.71 | Rounding |
| XXXXX | OBX2026HYB1277 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.1 | 68.09 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1277 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.1 | 68.09 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1278 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 40.19 | 41 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1278 |  | XXXXX | Qualifying LTV | propertyValuationPage | 40.19 | 41 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1279 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 21.32 | 22 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1279 |  | XXXXX | Qualifying LTV | propertyValuationPage | 21.32 | 22 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1280 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 51.52 | 52 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1280 |  | XXXXX | Qualifying LTV | propertyValuationPage | 51.52 | 52 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1282 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 23.87 | 24 | Audit Value of subject lien / Qualifying Value |
| XXXXX | OBX2026HYB1282 |  | XXXXX | Qualifying LTV | propertyValuationPage | 23.87 | 24 | Audit Value of subject lien / Qualifying Value |
| XXXXX | OBX2026HYB1283 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 68.24 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1283 |  | XXXXX | Qualifying LTV | propertyValuationPage | 68.24 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1284 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 36.53 | 37 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | OBX2026HYB1284 |  | XXXXX | Qualifying LTV | propertyValuationPage | 36.53 | 37 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1285 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 53.57 | 54 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value |
| XXXXX | OBX2026HYB1285 |  | XXXXX | Qualifying LTV | propertyValuationPage | 53.57 | 54 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | OBX2026HYB1019 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1019 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXXX | OBX2026HYB1020 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1020 |  | XXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal.<br>|
| XXXXX | OBX2026HYB1286 |  | XXXXX | Interest Only Flag | notePage | Yes | No | Audit Value Pulled From Note. |
| XXXXX | OBX2026HYB1286 |  | XXXXX | Qualifying CLTV | propertyValuationPage | 46.36 | 46.35 | Rounding |
| XXXXX | OBX2026HYB1286 |  | XXXXX | Qualifying FICO | creditLiabilitiesPage | 684 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | OBX2026HYB1286 |  | XXXXX | Qualifying LTV | propertyValuationPage | 46.36 | 46.35 | Rounding |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ALT IDS | Loan Number | Issue Detail | Issue Check Result | Address Variation | Applicant Not in Title | No Open Mortgage | Delinquent OR Unpaid Taxes | Other Lien Amount Before Subject | Federal Tax Lien | State Tax Lien | Subject Mortgage Found | Subject in 1st Position | Subject Mortgage Foreclosed | Break in Assignment Chain | Assigned to Counterparty | Break in Assignment Chain Detail | Address Variation Detail | Property in Super Lien State? | MERS | Last Deed of Record Grantee | Subject Mortgage Original Grantee | Subject Mortgage Last Grantee | Subject Mortgage Last Assignment Addl Info | Subject Mortgage Amount | Subject Mortgage Lien Position | Subject Mortgage Modified? | Modification Amount | Modification Date | Subject Mortgage Modification Purpose | Senior Mortgages Count | Total Senior Mortgage Amount | Junior Mortgages Count | Total Junior Mortgage Amount | State Tax Lien Amount Before Subject | State Tax Lien Amount After Subject | Federal Tax Lien Amount Before Subject | Federal Tax Lien Amount After Subject | HOA Lien Amount Before Subject | HOA Lien Amount After Subject | Municipal Lien Amount Before Subject | Municipal Lien Amount After Subject | Other Lien Amount Before Subject | Other Lien Amount After Subject | Total Lien Amount Before Subject | Total Lien Amount After Subject (includes Delinquent Tax) | Total Lien Amount (includes Delinquent Tax) | Current Tax Amount | Delinquent Tax Amount | Total Tax Amount | Addl Info | Tax Info 1 | Tax Info 2 |
| OBX2026HYB1021 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12519.48 | $0.00 | $12519.48 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1022 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4196.88 | $0.00 | $4196.88 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1023 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5424.48 | $0.00 | $5424.48 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1024 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25932.05 | $0.00 | $25932.05 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1025 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19471.23 | $0.00 | $19471.23 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1026 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23192.76 | $0.00 | $23192.76 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1027 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3189.44 | $0.00 | $3189.44 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1028 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7818.66 | $0.00 | $7818.66 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1029 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12020.33 | $0.00 | $12020.33 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1030 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11184.00 | $0.00 | $11184.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1031 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13120.24 | $0.00 | $13120.24 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1032 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22704.86 | $0.00 | $22704.86 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1033 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16897.34 | $0.00 | $16897.34 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1034 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $34012.90 | $0.00 | $34012.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1035 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $31481.62 | $0.00 | $31481.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1036 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12754.84 | $0.00 | $12754.84 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1037 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $174999.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23070.21 | $0.00 | $23070.21 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1038 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6338.26 | $0.00 | $6338.26 | $6338.26 | $18039.58 | $0.00 | $18039.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1039 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33311.92 | $0.00 | $33311.92 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1040 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16273.68 | $0.00 | $16273.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1041 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33385.27 | $0.00 | $33385.27 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1042 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24643.22 | $0.00 | $24643.22 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1008 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $150000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12775.26 | $0.00 | $12775.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1043 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10862.59 | $0.00 | $10862.59 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1044 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10942.62 | $0.00 | $10942.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1045 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17654.60 | $0.00 | $17654.60 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1046 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10356.29 | $0.00 | $10356.29 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1047 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15432.43 | $0.00 | $15432.43 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1048 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13198.78 | $0.00 | $13198.78 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1011 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $185000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13361.01 | $0.00 | $13361.01 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1049 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3544.62 | $0.00 | $3544.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1050 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13349.56 | $0.00 | $13349.56 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1051 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $46443.85 | $0.00 | $46443.85 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1052 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23220.58 | $0.00 | $23220.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1053 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $141299.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33120.50 | $0.00 | $33120.50 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1054 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $100000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6732.44 | $0.00 | $6732.44 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1055 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200001.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13441.64 | $0.00 | $13441.64 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1056 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6385.12 | $0.00 | $6385.12 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1057 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18357.99 | $0.00 | $18357.99 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1058 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21052.12 | $0.00 | $21052.12 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1059 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4361.87 | $0.00 | $4361.87 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1060 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4639.00 | $0.00 | $4639.00 | $4639.00 | $17159.26 | $0.00 | $17159.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1061 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $193800.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2628.27 | $0.00 | $2628.27 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1062 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9715.80 | $0.00 | $9715.80 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1063 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10040.35 | $0.00 | $10040.35 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1064 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17717.79 | $0.00 | $17717.79 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1065 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17022.78 | $0.00 | $17022.78 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1066 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17498.26 | $0.00 | $17498.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1067 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11519.54 | $0.00 | $11519.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1068 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3732.20 | $0.00 | $3732.20 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1069 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12081.60 | $0.00 | $12081.60 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1010 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12507.53 | $0.00 | $12507.53 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1070 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21834.83 | $0.00 | $21834.83 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1071 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17664.28 | $0.00 | $17664.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1072 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8861.38 | $8861.38 | $16917.18 | $8861.38 | $25778.56 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1073 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $218700.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8156.78 | $0.00 | $8156.78 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1074 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13464.59 | $0.00 | $13464.59 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1075 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16634.54 | $0.00 | $16634.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1076 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24468.57 | $0.00 | $24468.57 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1077 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6476.00 | $0.00 | $6476.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1078 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28181.00 | $0.00 | $28181.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1079 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23250.43 | $0.00 | $23250.43 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1080 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15448.80 | $0.00 | $15448.80 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1081 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16207.30 | $0.00 | $16207.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1082 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $29280.68 | $0.00 | $29280.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1083 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21625.51 | $0.00 | $21625.51 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1084 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $350000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $29854.46 | $0.00 | $29854.46 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1085 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18746.88 | $0.00 | $18746.88 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1086 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28516.98 | $0.00 | $28516.98 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1087 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18408.05 | $0.00 | $18408.05 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1088 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14367.60 | $0.00 | $14367.60 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1089 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $36619.08 | $0.00 | $36619.08 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1090 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $100000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1091 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20907.68 | $0.00 | $20907.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1092 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5097.18 | $0.00 | $5097.18 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1093 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $150000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19269.02 | $0.00 | $19269.02 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1094 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $400000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16440.99 | $0.00 | $16440.99 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1095 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $150000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19117.45 | $0.00 | $19117.45 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1096 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16430.62 | $0.00 | $16430.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1097 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21538.94 | $0.00 | $21538.94 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1014 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4184.20 | $0.00 | $4184.20 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1015 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3969.13 | $0.00 | $3969.13 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1004 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | Y | $XXXXXX | XX/XX/XXXX | XXXXXXX | 0 | $0.00 | 1 | $49500.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12980.30 | $0.00 | $12980.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1005 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | Y | $XXXXXX | XX/XX/XXXX | XXXXXXX | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2524.23 | $0.00 | $2524.23 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1009 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $160000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16122.28 | $0.00 | $16122.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1006 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | Y | $XXXXXX | XX/XX/XXXX | XXXXXXX | 0 | $0.00 | 1 | $290000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4484.45 | $0.00 | $4484.45 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1001 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18209.04 | $0.00 | $18209.04 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1098 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21270.12 | $0.00 | $21270.12 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1099 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $124842.80 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8570.15 | $8570.15 | $17140.30 | $8570.15 | $25710.45 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1100 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10137.94 | $0.00 | $10137.94 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1101 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18165.12 | $0.00 | $18165.12 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1102 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20426.52 | $0.00 | $20426.52 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1103 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19416.67 | $0.00 | $19416.67 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1104 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $150000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21286.56 | $0.00 | $21286.56 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1105 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $32478.93 | $0.00 | $32478.93 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1106 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14219.54 | $0.00 | $14219.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1016 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10073.04 | $0.00 | $10073.04 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1107 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $335000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9743.38 | $0.00 | $9743.38 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1108 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12161.28 | $0.00 | $12161.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1007 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | Y | $XXXXXX | XX/XX/XXXX | XXXXXXX | 0 | $0.00 | 1 | $100000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6482.92 | $0.00 | $6482.92 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1109 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $465.36 | $0.00 | $465.36 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1111 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $175000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14837.40 | $0.00 | $14837.40 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1112 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10569.06 | $0.00 | $10569.06 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1113 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $225500.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9468.99 | $9468.99 | $18077.17 | $9468.99 | $27546.16 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1114 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11548.04 | $0.00 | $11548.04 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1115 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $31782.06 | $0.00 | $31782.06 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1116 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2284.30 | $0.00 | $2284.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1117 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15815.87 | $0.00 | $15815.87 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1118 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13067.17 | $0.00 | $13067.17 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1119 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14779.59 | $0.00 | $14779.59 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1120 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20215.44 | $0.00 | $20215.44 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1121 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16413.71 | $0.00 | $16413.71 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1122 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22062.54 | $0.00 | $22062.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1123 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24356.22 | $0.00 | $24356.22 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1124 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $31542.54 | $0.00 | $31542.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1125 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16027.22 | $0.00 | $16027.22 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1126 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7398.66 | $0.00 | $7398.66 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1127 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7410.13 | $0.00 | $7410.13 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1128 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16822.46 | $0.00 | $16822.46 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1129 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9940.53 | $9940.53 | $18977.38 | $9940.53 | $28917.91 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1130 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20210.00 | $0.00 | $20210.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1131 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20690.88 | $0.00 | $20690.88 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1132 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21765.92 | $0.00 | $21765.92 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1133 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19282.76 | $0.00 | $19282.76 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1134 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22571.64 | $0.00 | $22571.64 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1013 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $74450.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15504.86 | $0.00 | $15504.86 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1135 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $300000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $38277.80 | $0.00 | $38277.80 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1136 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25552.90 | $0.00 | $25552.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1137 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20589.50 | $0.00 | $20589.50 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1138 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17807.56 | $0.00 | $17807.56 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1139 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17525.49 | $0.00 | $17525.49 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1140 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 2 | $885000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16029.15 | $0.00 | $16029.15 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1141 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7746.00 | $0.00 | $7746.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1142 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18363.68 | $0.00 | $18363.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1143 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $34135.52 | $0.00 | $34135.52 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1144 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28597.34 | $0.00 | $28597.34 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1145 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $40455.36 | $0.00 | $40455.36 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1146 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15870.16 | $0.00 | $15870.16 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1147 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $241600.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $26181.64 | $0.00 | $26181.64 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1148 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $26974.92 | $0.00 | $26974.92 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1149 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10561.70 | $10561.70 | $20163.25 | $10561.70 | $30724.95 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1150 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25500.61 | $0.00 | $25500.61 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1151 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16656.28 | $0.00 | $16656.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1152 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33919.18 | $0.00 | $33919.18 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1153 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17965.00 | $0.00 | $17965.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1154 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5686.48 | $5686.48 | $10856.01 | $5686.48 | $16542.49 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1155 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3218.08 | $0.00 | $3218.08 | $3218.08 | $715.40 | $0.00 | $715.40 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1156 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $20675.00 | $0.00 | $20675.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1157 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6358.30 | $6358.30 | $13492.58 | $6358.30 | $19850.88 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1158 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19237.98 | $0.00 | $19237.98 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1159 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11646.48 | $0.00 | $11646.48 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1160 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6514.70 | $0.00 | $6514.70 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1161 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1162 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13935.06 | $0.00 | $13935.06 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1163 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23554.58 | $0.00 | $23554.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1164 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11700.46 | $0.00 | $11700.46 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1002 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | Y | $XXXXXX | XX/XX/XXXX | XXXXXXX | 0 | $0.00 | 1 | $500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9582.58 | $0.00 | $9582.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1165 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5934.22 | $5934.22 | $11328.97 | $5934.22 | $17263.19 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1166 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11068.00 | $0.00 | $11068.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1167 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25544.63 | $0.00 | $25544.63 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1168 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14881.50 | $0.00 | $14881.50 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1169 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18010.91 | $0.00 | $18010.91 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1170 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25138.11 | $0.00 | $25138.11 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1171 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $205000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12727.35 | $0.00 | $12727.35 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1172 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12067.72 | $0.00 | $12067.72 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1173 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12857.94 | $0.00 | $12857.94 | $12857.94 | $20703.32 | $0.00 | $20703.32 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1174 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $31560.89 | $0.00 | $31560.89 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1175 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $706000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33649.60 | $0.00 | $33649.60 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1176 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $43621.72 | $0.00 | $43621.72 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1177 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $350000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21756.19 | $0.00 | $21756.19 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1178 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22690.58 | $0.00 | $22690.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1179 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8014.84 | $0.00 | $8014.84 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1180 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16587.14 | $0.00 | $16587.14 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1181 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17519.20 | $0.00 | $17519.20 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1182 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $100000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28628.84 | $0.00 | $28628.84 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1183 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15121.38 | $0.00 | $15121.38 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1184 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17507.58 | $0.00 | $17507.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1185 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $26255.50 | $0.00 | $26255.50 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1017 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24053.20 | $0.00 | $24053.20 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1186 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $70251.37 | $0.00 | $70251.37 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1187 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6894.43 | $6894.43 | $12498.98 | $6894.43 | $19393.41 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1018 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6357.28 | $0.00 | $6357.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1188 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28362.78 | $0.00 | $28362.78 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1189 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $192000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8967.85 | $0.00 | $8967.85 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1190 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25626.06 | $0.00 | $25626.06 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1191 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1475.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1475.00 | $1475.00 | $21661.36 | $0.00 | $21661.36 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1192 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12845.23 | $0.00 | $12845.23 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1193 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1534.13 | $0.00 | $0.00 | $0.00 | $1534.13 | $1534.13 | $11163.54 | $0.00 | $11163.54 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1194 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14794.30 | $0.00 | $14794.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1195 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21151.52 | $0.00 | $21151.52 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1196 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6059.84 | $0.00 | $6059.84 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1197 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8718.62 | $8718.62 | $16644.64 | $8718.62 | $25363.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1198 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4379.00 | $0.00 | $4379.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1199 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15964.05 | $15964.05 | $30476.83 | $15964.05 | $46440.88 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1200 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6649.05 | $0.00 | $6649.05 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1201 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14814.80 | $0.00 | $14814.80 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1202 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4163.94 | $0.00 | $4163.94 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1203 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $125000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9293.75 | $0.00 | $9293.75 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1204 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23482.14 | $0.00 | $23482.14 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1205 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10926.41 | $0.00 | $10926.41 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1206 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1207 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17698.26 | $0.00 | $17698.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1208 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $63000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6116.29 | $0.00 | $6116.29 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1209 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $27313.70 | $0.00 | $27313.70 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1210 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13068.68 | $0.00 | $13068.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1211 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3510.86 | $0.00 | $3510.86 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1212 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22609.90 | $0.00 | $22609.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1213 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12321.68 | $0.00 | $12321.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1214 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33590.26 | $0.00 | $33590.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1215 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19270.68 | $0.00 | $19270.68 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1216 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19000.10 | $0.00 | $19000.10 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1217 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8682.70 | $0.00 | $8682.70 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1012 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14176.57 | $0.00 | $14176.57 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1218 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12165.11 | $0.00 | $12165.11 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1219 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1220 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3543.89 | $0.00 | $3543.89 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1221 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $26306.58 | $0.00 | $26306.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1222 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19296.08 | $0.00 | $19296.08 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1223 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $125000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15550.90 | $0.00 | $15550.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1224 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23307.63 | $0.00 | $23307.63 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1225 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $23639.55 | $0.00 | $23639.55 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1226 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15863.00 | $0.00 | $15863.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1227 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10728.59 | $0.00 | $10728.59 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1228 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $1473882.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13085.51 | $13085.51 | $24981.43 | $13085.51 | $38066.94 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1229 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $150000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13946.62 | $0.00 | $13946.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1230 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12335.08 | $0.00 | $12335.08 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1231 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15252.33 | $15252.33 | $29118.09 | $15252.33 | $44370.42 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1233 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6560.46 | $6560.46 | $13120.93 | $6560.46 | $19681.39 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1234 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $400000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28751.81 | $0.00 | $28751.81 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1235 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $140000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19436.09 | $0.00 | $19436.09 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1236 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12017.48 | $0.00 | $12017.48 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1237 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19089.66 | $0.00 | $19089.66 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1238 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13069.66 | $0.00 | $13069.66 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1239 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7021.03 | $0.00 | $7021.03 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1240 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $320000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10981.43 | $0.00 | $10981.43 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1241 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $410000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11530.79 | $0.00 | $11530.79 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1242 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21518.62 | $0.00 | $21518.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1243 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $320000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2958.75 | $0.00 | $2958.75 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1244 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $388000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15838.16 | $0.00 | $15838.16 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1245 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $329568.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14662.52 | $0.00 | $14662.52 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1246 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $295000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12990.04 | $0.00 | $12990.04 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1247 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $200000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13571.06 | $0.00 | $13571.06 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1248 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $295000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21425.86 | $0.00 | $21425.86 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1249 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1250 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $33882.36 | $0.00 | $33882.36 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1251 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16754.62 | $0.00 | $16754.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1252 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9971.30 | $0.00 | $9971.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1253 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $157900.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19753.90 | $0.00 | $19753.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1254 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16246.40 | $0.00 | $16246.40 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1255 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18435.37 | $0.00 | $18435.37 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1256 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25652.48 | $0.00 | $25652.48 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1257 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9193.47 | $0.00 | $9193.47 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1258 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21260.50 | $0.00 | $21260.50 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1259 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11470.74 | $11470.74 | $21898.69 | $11470.74 | $33369.43 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1260 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19266.36 | $0.00 | $19266.36 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1261 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11862.30 | $0.00 | $11862.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1262 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10546.70 | $0.00 | $10546.70 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1263 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $32360.96 | $0.00 | $32360.96 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1264 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $350000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16030.70 | $0.00 | $16030.70 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1265 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $400000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18311.78 | $0.00 | $18311.78 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1266 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14881.90 | $0.00 | $14881.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1267 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $1340000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $29869.38 | $0.00 | $29869.38 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1268 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17832.62 | $0.00 | $17832.62 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1269 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15513.81 | $0.00 | $15513.81 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1270 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18684.34 | $0.00 | $18684.34 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1271 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $175000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16641.46 | $0.00 | $16641.46 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1272 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $31002.90 | $0.00 | $31002.90 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1273 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $375000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14043.58 | $0.00 | $14043.58 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1274 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $27024.30 | $0.00 | $27024.30 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1275 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $140200.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14507.12 | $0.00 | $14507.12 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1276 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4619.24 | $0.00 | $4619.24 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1277 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28862.84 | $0.00 | $28862.84 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1278 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $36108.86 | $0.00 | $36108.86 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1279 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19202.26 | $0.00 | $19202.26 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1280 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6775.83 | $0.00 | $6775.83 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1281 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11554.34 | $0.00 | $11554.34 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1282 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $28620.75 | $0.00 | $28620.75 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1283 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21748.28 | $0.00 | $21748.28 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1284 | XXXXX | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 0 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21456.31 | $21456.31 | $39011.48 | $21456.31 | $60467.79 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1285 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $283083.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8788.01 | $0.00 | $8788.01 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1019 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $29500.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2983.92 | $0.00 | $2983.92 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1020 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $54848.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3840.35 | $0.00 | $3840.35 | XXXXXXXX | XXXXXXX |  |
| OBX2026HYB1286 | XXXXX | No Title Issue | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | 1 | N |  |  |  | 0 | $0.00 | 1 | $110000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9448.74 | $0.00 | $9448.74 | XXXXXXXX | XXXXXXX |  |

---

## Exhibit 99.03

**Exhibit 99.03**

![](ex99-03_001.jpg)

**Independent Accountants' Agreed-Upon Procedures Report**

Onslow Bay Financial LLC (the "Company")<br> BofA Securities, Inc. (the "Initial Purchaser")<br> (together, the "Specified Parties")

Re: OBX 2026-HYB1 Trust – Data Files Procedures

We have performed the procedures described below on the specified attributes in (i) an electronic data file entitled "OBX26HYB1_ASF_Prelim_20260420.xlsx" provided by the Initial Purchaser on April 20, 2026, on behalf of the Company, containing information on 385 mortgage loans as of May 1, 2026 (the "Initial Data File") and (ii) an electronic data file entitled "OBX26HYB1_ASF_Prelim_20260429.xlsx" provided by the Initial Purchaser on April 29, 2026, on behalf of the Company, containing information on 385 mortgage loans (the "Mortgage Loans") as of May 1, 2026 (the "Data File" and together with the Initial Data File, the "Data Files"). We were informed that the Mortgage Loans are intended to be included as collateral in the offering by OBX 2026-HYB1 Trust. The Company is responsible for the specified attributes identified by the Company in the Data Files.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting specified parties in evaluating the accuracy of the specified attributes in the Data Files. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a specified party of this report and may not meet the needs of all specified parties of this report and, as such, specified parties are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

· The term "compared" means compared to the information shown and found it to be in agreement, unless otherwise stated.
Such compared information was deemed to be in agreement if differences were within the reporting threshold.

· The term "recomputed" means recalculated and compared the result to the information shown and found it to be in agreement,
unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

· The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.

· The term "Loan File" means the following electronic information sources provided by the Company or Initial Purchaser,
on behalf of the Company, for each Selected Loan (defined below) as applicable: Promissory Note, Uniform Residential Loan Application
("URLA"), Final Closing Disclosure, Occupancy Statement, Appraisal Report, Purchase Agreement, Addendum to Purchase Agreement,
Uniform Underwriting and Transmittal Summary, Title Report, HUD-1, Modification Document and ARM Disclosure. We make no representation
regarding the validity or accuracy of these documents or the execution of the applicable documents by the borrower.

![](ex99-03_002.jpg)

![](ex99-03_003.jpg)

· The term "Current Payment Information"
means the following information provided by the Initial Purchaser, on behalf of the Company:

On April 28, 2026, electronic data files entitled "AllyRemittance.xlsx" and "Hybrid ARM Sale-033126 Remittance.xlsx" containing information with respect to Current Payment Amount Due information of the Selected Loans.

On April 29, 2026, electronic mail correspondence entitled "[EXTERNAL] RE: OBX 2026-HYB1 (KPMG)" containing information with respect to Current Payment Amount Due information of the Selected Loans.

· The term "Deferred Amount Reports" means the following information provided by the Initial Purchaser, on behalf of the
Company:

On April 28, 2026, an electronic data file entitled "KPMG_Prelim T309.xlsx" containing information with respect to Total Deferred Amount information of the Selected Loans.

On April 29, 2026, an electronic data file entitled "KPMG_4.21 EOD BAML Daily Overview_updated.xlsx" containing information with respect to Total Deferred Amount information of the Selected Loans.

· The term "Source Documents" means the Loan File, Current Payment Information and Deferred Amount Reports.

· The term "Sample Loan Selection File" means an electronic data file entitled "Masked IDs Decoder - KPMG - (OBX 2026-HYB1).xlsx"
provided by the Initial Purchaser on March 24, 2026, on behalf of the Company, containing a listing of the loan numbers for 390 mortgage
loans.

· The term "Instructions" means the instructions provided by the Company pertaining to a procedure, attribute, or methodology,
as described in the table below.

· The term "Provided Information" means the Loan File, Sample Loan Selection File, Current Payment Information, Deferred
Amount Reports and Instructions.

The procedures we were instructed by the Company to perform and the associated findings are as follows:

A. We randomly selected a sample of 40 mortgage loans from the Sample Loan Selection File using a random sampling tool. For purposes
of this procedure, the Company did not inform us of the basis they used to determine the number of mortgage loans we were instructed to
randomly select from the Sample Loan Selection File.

B. Of the 40 mortgage loans selected from the Sample Loan Selection File, only 39 of the mortgage loans were included in the Initial
Data File. The 39 mortgage loans constitute the "Selected Loans". A listing of the Selected Loans is attached hereto as Exhibit
A. For each Selected Loan, we compared or recomputed the specified attributes in the Initial Data File listed below to or using the corresponding
information included in the Source Documents, utilizing the Instructions, as applicable. The Company indicated that the absence of any
of the information in the Source Documents or the inability to agree the indicated information from the Initial Data File to the Source
Documents for each of the specified attributes identified, utilizing the Instructions as applicable, constituted an exception. The Source
Documents are listed in the order of priority, which was provided by the Company, with the highest priority source listed first. The term
"Provided by the Company" when used in the "Source Documents / Instructions" column of the table below, means we
were instructed by the Company to assume the attribute is accurate and not perform any procedure.

![](ex99-03_003.jpg)

---

| | |
|:---|:---|
| **Specified Attribute** | **Source Documents / Instructions** |
| Seller Loan Number | Provided by the Company |
| Original Term to Maturity | URLA |
| Original Amortization Term | URLA, Promissory Note |
| Original Loan Amount | Promissory Note |
| Original Interest Rate | Promissory Note |
| Current Payment Amount Due | Promissory Note<br>Use the Current Payment Information for the following Selected Loans:<br> OBX2026HYB1286, OBX2026HYB1165, OBX2026HYB1007, OBX2026HYB1006, OBX2026HYB1021, OBX2026HYB1012, and OBX2026HYB1342 |
| First Payment Date of Loan | Promissory Note |
| State | Promissory Note |
| City | Promissory Note |
| Postal Code | Promissory Note |
| Prepayment Penalty Total Term | Promissory Note |
| Occupancy | URLA, Occupancy Statement |
| Property Type | Appraisal Report<br>Consider property types of "dPUD (PUD with "de minimus" monthly HOA dues" and "PUD (Only for use with Single-Family Detached Homes with PUD riders)" to be "PUD." |
| Original Appraised Property Value | Appraisal Report |
| Sales Price | Final Closing Disclosure, Appraisal Report, Uniform Underwriting and Transmittal Summary, Purchase Agreement, Addendum to Purchase Agreement |
| Loan Purpose | Final Closing Disclosure, URLA, Uniform Underwriting and Transmittal Summary, HUD-1<br> For this procedure, perform the comparison on the portion of the 'Loan Purpose' which indicates one of the following purposes: purchase, cash-out, or rate/term refinance.<br>Consider Loan Purpose for the following Selected Loans to be "Rate/Term Refinance -- Borrower initiated":<br> OBX2026HYB1021, OBX2026HYB1153, and OBX2026HYB1119 |

---

![](ex99-03_003.jpg)

---

| | |
|:---|:---|
| **Specified Attribute** | **Source Documents / Instructions** |
| Junior Mortgage Balance | Uniform Underwriting and Transmittal Summary, Title Report |
| Original LTV | Recompute by dividing (i) Original Loan Amount, by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |
| Original CLTV | Recompute by dividing (i) the sum of (a) Original Loan Amount and (b) Junior Mortgage Balance (if applicable), by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |
| Gross Margin | Modification Document, Promissory Note |
| Initial Fixed Rate Period | Modification Document, ARM Disclosure, Promissory Note |
| Subsequent Interest Rate Reset Period | Modification Document, ARM Disclosure, Promissory Note |
| Index Type | Modification Document, ARM Disclosure, Promissory Note |
| Lifetime Maximum Rate (Ceiling) | Modification Document, ARM Disclosure, Promissory Note |
| Lifetime Minimum Rate (Floor) | Modification Document, ARM Disclosure, Promissory Note<br> The Lifetime Minimum Rate (Floor) is equal to the Gross Margin if not present in the Loan File. |
| Total Deferred Amount | Deferred Amount Reports |

---

We found such information to be in agreement except as listed in Exhibit B.

C. As a result of the findings identified and reported in the performance of Procedure B, the Initial
Data File was revised by the Company. The Data File represents the revised information reflecting resolution of the differences reported
as determined appropriate by the Company. We reperformed Procedure B on the Selected Loans in the Data File. We found such information
to be in agreement without exception.

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data Files. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

![](ex99-03_003.jpg)

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Data Files and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the notes will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

---

| | |
|:---|:---|
|  | /s/ KPMG LLP |
| McLean, Virginia |  |
| May 6, 2026 |  |

---

**Exhibit A**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Selected <br> Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;OBX2026HYB1312 |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;OBX2026HYB1012 |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;OBX2026HYB1342 |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;OBX2026HYB1253 |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;OBX2026HYB1282 |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;OBX2026HYB1357 |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;OBX2026HYB1130 |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;OBX2026HYB1280 |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;OBX2026HYB1216 |
| &nbsp;&nbsp;10 | &nbsp;&nbsp;OBX2026HYB1358 |
| &nbsp;&nbsp;11 | &nbsp;&nbsp;OBX2026HYB1117 |
| &nbsp;&nbsp;12 | &nbsp;&nbsp;OBX2026HYB1116 |
| &nbsp;&nbsp;13 | &nbsp;&nbsp;OBX2026HYB1065 |
| &nbsp;&nbsp;14 | &nbsp;&nbsp;OBX2026HYB1147 |
| &nbsp;&nbsp;15 | &nbsp;&nbsp;OBX2026HYB1021 |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;OBX2026HYB1324 |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;OBX2026HYB1223 |
| &nbsp;&nbsp;18 | &nbsp;&nbsp;OBX2026HYB1313 |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX2026HYB1006 |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;OBX2026HYB1286 |
| &nbsp;&nbsp;21 | &nbsp;&nbsp;OBX2026HYB1206 |
| &nbsp;&nbsp;22 | &nbsp;&nbsp;OBX2026HYB1256 |
| &nbsp;&nbsp;23 | &nbsp;&nbsp;OBX2026HYB1373 |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;OBX2026HYB1307 |
| &nbsp;&nbsp;25 | &nbsp;&nbsp;OBX2026HYB1153 |
| &nbsp;&nbsp;26 | &nbsp;&nbsp;OBX2026HYB1124 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX2026HYB1007 |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;OBX2026HYB1267 |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;OBX2026HYB1347 |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;OBX2026HYB1119 |
| &nbsp;&nbsp;31 | &nbsp;&nbsp;OBX2026HYB1298 |
| &nbsp;&nbsp;32 | &nbsp;&nbsp;OBX2026HYB1336 |
| &nbsp;&nbsp;33 | &nbsp;&nbsp;OBX2026HYB1142 |
| &nbsp;&nbsp;34 | &nbsp;&nbsp;OBX2026HYB1165 |
| &nbsp;&nbsp;35 | &nbsp;&nbsp;OBX2026HYB1381 |
| &nbsp;&nbsp;36 | &nbsp;&nbsp;OBX2026HYB1090 |
| &nbsp;&nbsp;37 | &nbsp;&nbsp;OBX2026HYB1132 |
| &nbsp;&nbsp;38 | &nbsp;&nbsp;OBX2026HYB1241 |
| &nbsp;&nbsp;39 | &nbsp;&nbsp;OBX2026HYB1292 |

---

<sup>(1)</sup> The Company has assigned a unique identifier to each mortgage loan in the Data Files. The unique identifiers referred to in this Exhibit are not the customer account number.

**Exhibit B**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Selected<br> Loan #** | &nbsp;&nbsp;**Unique Identifier** | &nbsp;&nbsp;**Specified Attribute** | &nbsp;&nbsp;**Per Initial Data File** | &nbsp;&nbsp;**Per Procedure B** |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;OBX2026HYB1286 | &nbsp;&nbsp;City |  |  |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;OBX2026HYB1347 | &nbsp;&nbsp;Index Type | &nbsp;&nbsp;1 YR TREASURY<br> (MONTHLY) | &nbsp;&nbsp;1 YEAR TREASURY (WEEKLY) |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;OBX2026HYB1223 | &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Rate/Term Refinance -- <br> Borrower initiated | &nbsp;&nbsp;Cash Out: Other/Multi- purpose/Unknown purpose |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;OBX2026HYB1267 | &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Rate/Term Refinance -- <br> Borrower initiated | &nbsp;&nbsp;Cash Out: Other/Multi- purpose/Unknown purpose |
| &nbsp;&nbsp;33 | &nbsp;&nbsp;OBX2026HYB1142 | &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Rate/Term Refinance -- <br> Borrower initiated | &nbsp;&nbsp;Cash Out: Other/Multi- purpose/Unknown purpose |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX2026HYB1006 | &nbsp;&nbsp;Original Amortization Term | &nbsp;&nbsp;240 | &nbsp;&nbsp;300 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX2026HYB1007 | &nbsp;&nbsp;Original Amortization Term | &nbsp;&nbsp;240 | &nbsp;&nbsp;300 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX2026HYB1007 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached <br> (non-PUD) | &nbsp;&nbsp;1 Family Attached |
| &nbsp;&nbsp;31 | &nbsp;&nbsp;OBX2026HYB1298 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached <br> (non-PUD) | &nbsp;&nbsp;1 Family Attached |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;OBX2026HYB1324 | &nbsp;&nbsp;Subsequent Interest Rate Reset Period | &nbsp;&nbsp;6 | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX2026HYB1006 | &nbsp;&nbsp;Total Deferred Amount | &nbsp;&nbsp;9329.34 | &nbsp;&nbsp;4597.31 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX2026HYB1007 | &nbsp;&nbsp;Total Deferred Amount | &nbsp;&nbsp;8632.58 | &nbsp;&nbsp;3838.18 |

---