# EDGAR Filing Document

**Accession Number:** 0000935708
**File Stem:** 0001193125-26-095297
**Filing Date:** 2026-3
**Character Count:** 4737
**Document Hash:** 8880c04b7a27acc008f85d052aa6666c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-095297.hdr.sgml**: 20260306

**ACCESSION NUMBER**: 0001193125-26-095297

**CONFORMED SUBMISSION TYPE**: N-30D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260306

**DATE AS OF CHANGE**: 20260306

**EFFECTIVENESS DATE**: 20260306

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Separate Account No. 13S
- **CENTRAL INDEX KEY:** 0000935708

**ORGANIZATION NAME:**
- **EIN:** 135581829
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-30D
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-08938
- **FILM NUMBER:** 26728852

**BUSINESS ADDRESS:**
- **STREET 1:** METROPOLITAN LIFE INSURANCE CO
- **STREET 2:** 200 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166
- **BUSINESS PHONE:** 212-578-9500

**MAIL ADDRESS:**
- **STREET 1:** METROPOLITAN LIFE INSURANCE CO
- **STREET 2:** 200 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Security Equity Separate Account Thirteen
- **DATE OF NAME CHANGE:** 20040908

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SECURITY EQUITY SEPARATE ACCOUNT THIRTEEN
- **DATE OF NAME CHANGE:** 20040227

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SECURITY EQUITY LIFE INSURANCE CO SEPARATE ACCOUNT 13
- **DATE OF NAME CHANGE:** 19950118

## Series and Classes Contracts Data

### Separate Account No. 13S (formerly Security Equity Separate Account Thirteen) (Series ID: S000004232)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000011918 | LCL2 Flexible Premium Variable Life |  |

![LOGO](g25743dsp1.jpg)

Metropolitan Life Insurance Company

200 Park Avenue

New York, NY 10166-0005

Heather Harker

Assistant General Counsel

Legal Affairs

Phone: 917-287-6472

March 6, 2026

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: Separate Account No. 13S <br> File No. 811-08938

Ladies and Gentlemen:

The Annual Reports dated December 31, 2025, of the underlying funds (each a "Periodic Report") are incorporated herein by reference as the reports transmitted to policyowners of the Separate Account No. 13S of Metropolitan Life Insurance Company pursuant to Rule 30b2-1 under the Investment Company Act of 1940 and are listed as follows:

The Periodic Report for certain portfolios of AIM Variable Insurance Funds (Invesco Variable Insurance Funds) is incorporated by reference as filed on Form N-CSR, CIK No. 0000896435, File No. 811-07452;

The Periodic Report for certain portfolios of American Funds Insurance Series<sup>®</sup> is incorporated by reference as filed on Form N-CSR, CIK No. 0000729528, File No. 811-03857;

The Periodic Report for certain portfolios of Brighthouse Funds Trust I is incorporated by reference as filed on Form N-CSR, CIK No. 0001126087, File No. 811-10183;

The Periodic Report for certain portfolios of Brighthouse Funds Trust II is incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File No. 811-03618;

The Periodic Report for certain portfolios of Fidelity<sup>®</sup> Variable Insurance Products Fund is incorporated by reference as filed on Form N-CSR, CIK No. 0000356494, File No. 811-03329;

The Periodic Report for certain portfolios of Fidelity<sup>®</sup> Variable Insurance Products Fund II is incorporated by reference as filed on Form N-CSR, CIK No. 0000831016, File No. 811-05511;

The Periodic Report for certain portfolios of Fidelity<sup>®</sup> Variable Insurance Products Fund III is incorporated by reference as filed on Form N-CSR, CIK No. 0000927384, File No. 811-07205;

The Periodic Report for certain portfolios of Fidelity<sup>®</sup> Variable Insurance Products Fund V is incorporated by reference as filed on Form N-CSR, CIK No. 0000823535, File No. 811-05361;

------

The Periodic Report for certain portfolios of Janus Aspen Series is incorporated by reference as filed on Form N-CSR, CIK No. 0000906185, File No. 811-07736;

The Periodic Report for certain portfolios of PIMCO Variable Insurance Trust is incorporated by reference as filed on Form N-CSR, CIK No. 0001047304, File No. 811-08399;

The Periodic Report for certain portfolios of Putnam Variable Trust is incorporated by reference as filed on Form N-CSR, CIK No. 0000822671, File No. 811-05346; and

The Periodic Report for certain portfolios of Victory Variable Insurance Funds II is incorporated by reference as filed on Form N-CSR, CIK No. 0002042317, File No. 811-24018.

Sincerely,

<u>/s/ Heather Harker</u> 

Heather Harker, Esq.

Assistant General Counsel

Metropolitan Life Insurance Company