# EDGAR Filing Document

**Accession Number:** 0001731123
**File Stem:** 0001398344-26-002220
**Filing Date:** 2026-2
**Character Count:** 36143
**Document Hash:** 8e358e9b9743dce060944df093af1e0a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-26-002220.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001398344-26-002220

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Biltmore Family Office, LLC
- **CENTRAL INDEX KEY:** 0001731123

**ORGANIZATION NAME:**
- **EIN:** 462112854
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18589
- **FILM NUMBER:** 26598769

**BUSINESS ADDRESS:**
- **STREET 1:** 500 EAST BOULEVARD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28203
- **BUSINESS PHONE:** 704-272-4698

**MAIL ADDRESS:**
- **STREET 1:** 500 EAST BOULEVARD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28203

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Biltmore Family Office LLC<br>**Address:** 500 EAST BOULEVARD<br>CHARLOTTE, NC 28203

**Form 13F File Number:** 028-18589

**CRD Number (if applicable):** 000167174

**SEC File Number (if applicable):** 801-78011

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher H. A. Cecil<br>**Title:** President/Chief Compliance Officer<br>**Phone:** 704-412-4246

**Signature, Place, and Date of Signing:**

/s/ Christopher H. A. Cecil  Charlotte, NC  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 331

**Form 13F Information Table Value Total:** $724376869

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2376524 | 14844 | SH |  | SOLE |  | 14844 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 4337441 | 34619 | SH |  | SOLE |  | 34619 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 8182597 | 35812 | SH |  | SOLE |  | 35812 | 0 | 0 |
| ACRES COMMERCIAL REALTY CORP | COM NEW | 00489Q102 |  | 433202 | 20300 | SH |  | SOLE |  | 20300 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 421038 | 1203 | SH |  | SOLE |  | 1203 | 0 | 0 |
| AFFIRM HLDGS INC | COM CL A | 00827B106 |  | 474863 | 6380 | SH |  | SOLE |  | 6380 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 2686511 | 24363 | SH |  | SOLE |  | 24363 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 1403397 | 6710 | SH |  | SOLE |  | 6710 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7408681 | 23610 | SH |  | SOLE |  | 23610 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 7832218 | 25023 | SH |  | SOLE |  | 25023 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 239962 | 4087 | SH |  | SOLE |  | 4087 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4257013 | 18443 | SH |  | SOLE |  | 18443 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 210787 | 1828 | SH |  | SOLE |  | 1828 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 222710 | 602 | SH |  | SOLE |  | 602 | 0 | 0 |
| AMERICAN HEALTHCARE REIT INC | COM SHS | 398182303 |  | 306947 | 6488 | SH |  | SOLE |  | 6488 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 1006806 | 3076 | SH |  | SOLE |  | 3076 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 291058 | 2150 | SH |  | SOLE |  | 2150 | 0 | 0 |
| AMPLIFY ETF TR | ALTRNTV HARV ETF | 032108474 |  | 655 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY TRAVEL T | 032108540 |  | 104 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| AMPLIFY ETF TR | BLOCKCHAIN TECHN | 032108607 |  | 569 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY DGTL PAY | 032108656 |  | 2436957 | 46831 | SH |  | SOLE |  | 46831 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 468641 | 1728 | SH |  | SOLE |  | 1728 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 5844399 | 16562 | SH |  | SOLE |  | 16562 | 0 | 0 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 2461644 | 17005 | SH |  | SOLE |  | 17005 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 187450647 | 689512 | SH |  | SOLE |  | 689512 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 444593 | 1730 | SH |  | SOLE |  | 1730 | 0 | 0 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 1192260 | 15500 | SH |  | SOLE |  | 15500 | 0 | 0 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 295 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 714666 | 668 | SH |  | SOLE |  | 668 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 3785043 | 14619 | SH |  | SOLE |  | 14619 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 7688048 | 139783 | SH |  | SOLE |  | 139783 | 0 | 0 |
| BANK MONTREAL QUE | COM | 063671101 |  | 565884 | 4360 | SH |  | SOLE |  | 4360 | 0 | 0 |
| BARON ETF TR | FINANCIALS ETF | 06829D404 |  | 13696280 | 550113 | SH |  | SOLE |  | 550113 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754800 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 9241095 | 18385 | SH |  | SOLE |  | 18385 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 873980 | 817 | SH |  | SOLE |  | 817 | 0 | 0 |
| BLACKROCK SCIENCE  TECHNOLO | SHS BEN INT | 09260K101 |  | 221375 | 9791 | SH |  | SOLE |  | 9791 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 295486 | 1917 | SH |  | SOLE |  | 1917 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 279433 | 1287 | SH |  | SOLE |  | 1287 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 612597 | 11357 | SH |  | SOLE |  | 11357 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 3034605 | 8768 | SH |  | SOLE |  | 8768 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 903290 | 4030 | SH |  | SOLE |  | 4030 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 467307 | 1495 | SH |  | SOLE |  | 1495 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 3443522 | 6011 | SH |  | SOLE |  | 6011 | 0 | 0 |
| CELULARITY INC | CL A NEW | 151190204 |  | 38850 | 35000 | SH |  | SOLE |  | 35000 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1261271 | 8276 | SH |  | SOLE |  | 8276 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 247927 | 1510 | SH |  | SOLE |  | 1510 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 2285326 | 29668 | SH |  | SOLE |  | 29668 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 218794 | 1875 | SH |  | SOLE |  | 1875 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1961683 | 28060 | SH |  | SOLE |  | 28060 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 735518 | 9308 | SH |  | SOLE |  | 9308 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 400137 | 13387 | SH |  | SOLE |  | 13387 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 388294 | 4148 | SH |  | SOLE |  | 4148 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 218256 | 2198 | SH |  | SOLE |  | 2198 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 226494 | 3379 | SH |  | SOLE |  | 3379 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1268502 | 1471 | SH |  | SOLE |  | 1471 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 221633 | 6114 | SH |  | SOLE |  | 6114 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 507767 | 2215 | SH |  | SOLE |  | 2215 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 3511422 | 27895 | SH |  | SOLE |  | 27895 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 12957 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1988869 | 26815 | SH |  | SOLE |  | 26815 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 24902 | 629 | SH |  | SOLE |  | 629 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 974451 | 8509 | SH |  | SOLE |  | 8509 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1696211 | 14472 | SH |  | SOLE |  | 14472 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 225924 | 5620 | SH |  | SOLE |  | 5620 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 311821 | 979 | SH |  | SOLE |  | 979 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 4228866 | 3935 | SH |  | SOLE |  | 3935 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 2481997 | 18701 | SH |  | SOLE |  | 18701 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 891850 | 8493 | SH |  | SOLE |  | 8493 | 0 | 0 |
| EQUIFAX INC | COM | 294429105 |  | 5082973 | 23426 | SH |  | SOLE |  | 23426 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRU | RANGE NUCLEAR RE | 301505475 |  | 16002 | 252 | SH |  | SOLE |  | 252 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 |  | 13977546 | 201667 | SH |  | SOLE |  | 201667 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3134857 | 26050 | SH |  | SOLE |  | 26050 | 0 | 0 |
| FAIR ISAAC CORP | COM | 303250104 |  | 312765 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 593953 | 8937 | SH |  | SOLE |  | 8937 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 331461 | 7021 | SH |  | SOLE |  | 7021 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | ENERGY ALPHADX | 33734X127 |  | 53132 | 3226 | SH |  | SOLE |  | 3226 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | TECH ALPHADEX | 33734X176 |  | 73707 | 438 | SH |  | SOLE |  | 438 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 76952 | 1077 | SH |  | SOLE |  | 1077 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 1480928 | 9678 | SH |  | SOLE |  | 9678 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 13825 | 199 | SH |  | SOLE |  | 199 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ ARTFCIAL | 33738R720 |  | 8994247 | 173411 | SH |  | SOLE |  | 173411 | 0 | 0 |
| FIRST WESTN FINL INC | COM | 33751L105 |  | 1214922 | 45316 | SH |  | SOLE |  | 45316 | 0 | 0 |
| FTAI AVIATION LTD | SHS | G3730V105 |  | 7792647 | 39587 | SH |  | SOLE |  | 39587 | 0 | 0 |
| FTAI INFRASTRUCTURE INC | COMMON STOCK | 35953C106 |  | 1047824 | 227294 | SH |  | SOLE |  | 227294 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 393361 | 1520 | SH |  | SOLE |  | 1520 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 459907 | 1491 | SH |  | SOLE |  | 1491 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 352928 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 283650 | 6100 | SH |  | SOLE |  | 6100 | 0 | 0 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 6110745 | 200540 | SH |  | SOLE |  | 200540 | 0 | 0 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 100207 | 5671 | SH |  | SOLE |  | 5671 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 8012867 | 9116 | SH |  | SOLE |  | 9116 | 0 | 0 |
| HERON THERAPEUTICS INC | COM | 427746102 |  | 130000 | 100000 | SH |  | SOLE |  | 100000 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2475111 | 7193 | SH |  | SOLE |  | 7193 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1239992 | 6356 | SH |  | SOLE |  | 6356 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 316567 | 8579 | SH |  | SOLE |  | 8579 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1540540 | 5201 | SH |  | SOLE |  | 5201 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 2923259 | 4413 | SH |  | SOLE |  | 4413 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMLCP INFO | 46138E115 |  | 41605 | 735 | SH |  | SOLE |  | 735 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S MIDCP LOW | 46138E198 |  | 6237 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 430306 | 6025 | SH |  | SOLE |  | 6025 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW BK ETF | 46138E628 |  | 3034 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CHINA TECHNLGY | 46138E800 |  | 43732 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 38725 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 412775 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 2884424 | 63380 | SH |  | SOLE |  | 63380 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 1184820 | 37200 | SH |  | SOLE |  | 37200 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 21845381 | 114039 | SH |  | SOLE |  | 114039 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 15485 | 136 | SH |  | SOLE |  | 136 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 16424 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 1431524 | 13977 | SH |  | SOLE |  | 13977 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 804746 | 1310 | SH |  | SOLE |  | 1310 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 456284 | 9190 | SH |  | SOLE |  | 9190 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 53833609 | 663221 | SH |  | SOLE |  | 663221 | 0 | 0 |
| ISHARES INC | MSCI AUST ETF | 464286103 |  | 4898 | 187 | SH |  | SOLE |  | 187 | 0 | 0 |
| ISHARES INC | MSCI ISRAEL ETF | 464286632 |  | 58646 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| ISHARES INC | MSCI PAC JP ETF | 464286665 |  | 261334 | 5178 | SH |  | SOLE |  | 5178 | 0 | 0 |
| ISHARES INC | MSCI SPAIN ETF | 464286764 |  | 24098 | 447 | SH |  | SOLE |  | 447 | 0 | 0 |
| ISHARES INC | MSCI STH KOR ETF | 464286772 |  | 1264 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| ISHARES INC | MSCI MEXICO ETF | 464286822 |  | 2219 | 32 | SH |  | SOLE |  | 32 | 0 | 0 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 |  | 3931 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 543743 | 8089 | SH |  | SOLE |  | 8089 | 0 | 0 |
| ISHARES INC | MSCI TAIWAN ETF | 46434G772 |  | 13087 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 209924 | 2600 | SH |  | SOLE |  | 2600 | 0 | 0 |
| ISHARES INC | MSCI ITALY ETF | 46434G830 |  | 27654 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1674920 | 26000 | SH |  | SOLE |  | 26000 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 843518 | 5673 | SH |  | SOLE |  | 5673 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 362306 | 2567 | SH |  | SOLE |  | 2567 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 53856 | 490 | SH |  | SOLE |  | 490 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3793883 | 5539 | SH |  | SOLE |  | 5539 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 102177 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 20516 | 375 | SH |  | SOLE |  | 375 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 26446 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 9195 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 160325 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 574646 | 6593 | SH |  | SOLE |  | 6593 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 5657479 | 68311 | SH |  | SOLE |  | 68311 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2063973 | 21493 | SH |  | SOLE |  | 21493 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 94927 | 673 | SH |  | SOLE |  | 673 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 164328 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 322216 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2372337 | 35944 | SH |  | SOLE |  | 35944 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 13211 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 15058 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 17824 | 138 | SH |  | SOLE |  | 138 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 1468974 | 8704 | SH |  | SOLE |  | 8704 | 0 | 0 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 83538 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 570232 | 2711 | SH |  | SOLE |  | 2711 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 452817 | 4674 | SH |  | SOLE |  | 4674 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3701679 | 7821 | SH |  | SOLE |  | 7821 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 42222 | 233 | SH |  | SOLE |  | 233 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 6460 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 797312 | 3239 | SH |  | SOLE |  | 3239 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 388784 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 79872 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3699259 | 30781 | SH |  | SOLE |  | 30781 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 90976 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 40089 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 499356 | 4680 | SH |  | SOLE |  | 4680 | 0 | 0 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 479378 | 29177 | SH |  | SOLE |  | 29177 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 8727 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 361677 | 4665 | SH |  | SOLE |  | 4665 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 9581 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 14020 | 244 | SH |  | SOLE |  | 244 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 5857203 | 54684 | SH |  | SOLE |  | 54684 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 16126 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 131350 | 2306 | SH |  | SOLE |  | 2306 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 1714 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 107760 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 79811 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 23870 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 278882 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 1393 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 167805 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| ISHARES TR | MICRO-CAP ETF | 464288869 |  | 632219 | 4009 | SH |  | SOLE |  | 4009 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 2026 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 227532 | 1871 | SH |  | SOLE |  | 1871 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 109384 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 669333 | 7908 | SH |  | SOLE |  | 7908 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2824073 | 31568 | SH |  | SOLE |  | 31568 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 7954 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 711319 | 10247 | SH |  | SOLE |  | 10247 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 21208 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| ISHARES TR | HDG MSCI JAPAN | 46434V886 |  | 19551 | 371 | SH |  | SOLE |  | 371 | 0 | 0 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 970 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| ISHARES TR | SELF DRIVNG EV | 46435U366 |  | 1454911 | 38361 | SH |  | SOLE |  | 38361 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 16546 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 785 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| ISHARES TR | ESG SELECT SCREE | 46436E544 |  | 1362560 | 32000 | SH |  | SOLE |  | 32000 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 |  | 1395223 | 31248 | SH |  | SOLE |  | 31248 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 2961793 | 56201 | SH |  | SOLE |  | 56201 | 0 | 0 |
| ISHARES TR | EGSADVNCDMSCI EM | 46436E742 |  | 133871 | 2877 | SH |  | SOLE |  | 2877 | 0 | 0 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 187900 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4419241 | 21354 | SH |  | SOLE |  | 21354 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 5546644 | 17214 | SH |  | SOLE |  | 17214 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 365186 | 3575 | SH |  | SOLE |  | 3575 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 442289 | 364 | SH |  | SOLE |  | 364 | 0 | 0 |
| KRANESHARES TRUST | CALIFORNIA CARB | 500767553 |  | 303309 | 18043 | SH |  | SOLE |  | 18043 | 0 | 0 |
| KRANESHARES TRUST | ELEC VEH FUTUR | 500767827 |  | 153 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 649670 | 2213 | SH |  | SOLE |  | 2213 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 840053 | 4900 | SH |  | SOLE |  | 4900 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 576051 | 1191 | SH |  | SOLE |  | 1191 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 921386 | 3821 | SH |  | SOLE |  | 3821 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 203515 | 1097 | SH |  | SOLE |  | 1097 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1690947 | 2962 | SH |  | SOLE |  | 2962 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1428209 | 4673 | SH |  | SOLE |  | 4673 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 848250 | 8769 | SH |  | SOLE |  | 8769 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 6259485 | 58991 | SH |  | SOLE |  | 58991 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 7623379 | 11549 | SH |  | SOLE |  | 11549 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 16103361 | 33298 | SH |  | SOLE |  | 33298 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 207106 | 3812 | SH |  | SOLE |  | 3812 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 294700 | 1660 | SH |  | SOLE |  | 1660 | 0 | 0 |
| NATIONAL HEALTH INVS INC | COM | 63633D104 |  | 544199 | 7041 | SH |  | SOLE |  | 7041 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 724765 | 7730 | SH |  | SOLE |  | 7730 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 703654 | 8765 | SH |  | SOLE |  | 8765 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 318169 | 1102 | SH |  | SOLE |  | 1102 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 250892 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6206879 | 33281 | SH |  | SOLE |  | 33281 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 3084841 | 15827 | SH |  | SOLE |  | 15827 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 244899 | 2685 | SH |  | SOLE |  | 2685 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 2281780 | 2596 | SH |  | SOLE |  | 2596 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 359313 | 3203 | SH |  | SOLE |  | 3203 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 3780924 | 26088 | SH |  | SOLE |  | 26088 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 444042 | 17833 | SH |  | SOLE |  | 17833 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 214077 | 1659 | SH |  | SOLE |  | 1659 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 3435278 | 16458 | SH |  | SOLE |  | 16458 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 3743251 | 26120 | SH |  | SOLE |  | 26120 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 508726 | 2234 | SH |  | SOLE |  | 2234 | 0 | 0 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 230661 | 2825 | SH |  | SOLE |  | 2825 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 637674 | 3728 | SH |  | SOLE |  | 3728 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 308104 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 215004 | 1239 | SH |  | SOLE |  | 1239 | 0 | 0 |
| REDDIT INC | CL A | 75734B100 |  | 458591 | 1995 | SH |  | SOLE |  | 1995 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 208327 | 983 | SH |  | SOLE |  | 983 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 354054 | 910 | SH |  | SOLE |  | 910 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 864666 | 4715 | SH |  | SOLE |  | 4715 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 431659 | 826 | SH |  | SOLE |  | 826 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 202444 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 635428 | 6360 | SH |  | SOLE |  | 6360 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 197276 | 7521 | SH |  | SOLE |  | 7521 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 815637 | 27546 | SH |  | SOLE |  | 27546 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 661690 | 22005 | SH |  | SOLE |  | 22005 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 232055 | 8148 | SH |  | SOLE |  | 8148 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 50694 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 51130 | 1864 | SH |  | SOLE |  | 1864 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 869960 | 36188 | SH |  | SOLE |  | 36188 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 29750 | 656 | SH |  | SOLE |  | 656 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 781276 | 5047 | SH |  | SOLE |  | 5047 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 56939 | 733 | SH |  | SOLE |  | 733 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 122037 | 1022 | SH |  | SOLE |  | 1022 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 78243 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 691088 | 12618 | SH |  | SOLE |  | 12618 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 65616 | 423 | SH |  | SOLE |  | 423 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 1481041 | 10287 | SH |  | SOLE |  | 10287 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 81580 | 693 | SH |  | SOLE |  | 693 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 22878 | 567 | SH |  | SOLE |  | 567 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 77098 | 1806 | SH |  | SOLE |  | 1806 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 222933 | 688 | SH |  | SOLE |  | 688 | 0 | 0 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 225834 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 2685498 | 30797 | SH |  | SOLE |  | 30797 | 0 | 0 |
| SOUTHSTATE BK CORP | COM | 84472E102 |  | 219841 | 2336 | SH |  | SOLE |  | 2336 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 288969 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 611903 | 1544 | SH |  | SOLE |  | 1544 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 17276139 | 25263 | SH |  | SOLE |  | 25263 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A102 |  | 750832 | 2702 | SH |  | SOLE |  | 2702 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 7878 | 233 | SH |  | SOLE |  | 233 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A607 |  | 8546 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A631 |  | 106146 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 151684 | 1090 | SH |  | SOLE |  | 1090 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A862 |  | 530640 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 1756061 | 14402 | SH |  | SOLE |  | 14402 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 9591976 | 290490 | SH |  | SOLE |  | 290490 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 669817 | 1901 | SH |  | SOLE |  | 1901 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 821634 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 205373 | 2101 | SH |  | SOLE |  | 2101 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 259589 | 1141 | SH |  | SOLE |  | 1141 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1079328 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 328292 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1152801 | 1988 | SH |  | SOLE |  | 1988 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 2899235 | 18874 | SH |  | SOLE |  | 18874 | 0 | 0 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 317834 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 812748 | 2802 | SH |  | SOLE |  | 2802 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 411668 | 8366 | SH |  | SOLE |  | 8366 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 2264391 | 9789 | SH |  | SOLE |  | 9789 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 200047 | 606 | SH |  | SOLE |  | 606 | 0 | 0 |
| VALLEY NATL BANCORP | COM | 919794107 |  | 271512 | 23029 | SH |  | SOLE |  | 23029 | 0 | 0 |
| VALUED ADVISERS TR | REGAN FLTG RATE | 92046L338 |  | 7247741 | 282620 | SH |  | SOLE |  | 282620 | 0 | 0 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 3700 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 7822 | 307 | SH |  | SOLE |  | 307 | 0 | 0 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 16394 | 132 | SH |  | SOLE |  | 132 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 1026371 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| VANECK ETF TRUST | GAMING ETF | 92189F882 |  | 204 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 332263 | 4216 | SH |  | SOLE |  | 4216 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 51108 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5946378 | 9482 | SH |  | SOLE |  | 9482 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 336826 | 1899 | SH |  | SOLE |  | 1899 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 5564543 | 62883 | SH |  | SOLE |  | 62883 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1695175 | 5841 | SH |  | SOLE |  | 5841 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 15588282 | 49518 | SH |  | SOLE |  | 49518 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 312007 | 1492 | SH |  | SOLE |  | 1492 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 58575 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 198630 | 1040 | SH |  | SOLE |  | 1040 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1090097 | 4226 | SH |  | SOLE |  | 4226 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6059651 | 18074 | SH |  | SOLE |  | 18074 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 45562 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 81284 | 1105 | SH |  | SOLE |  | 1105 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 283261 | 5269 | SH |  | SOLE |  | 5269 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 1106913 | 13239 | SH |  | SOLE |  | 13239 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 277751 | 3484 | SH |  | SOLE |  | 3484 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 93847 | 943 | SH |  | SOLE |  | 943 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 52846 | 171 | SH |  | SOLE |  | 171 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 2448 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1488130 | 6771 | SH |  | SOLE |  | 6771 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1116714 | 17876 | SH |  | SOLE |  | 17876 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 6605668 | 46026 | SH |  | SOLE |  | 46026 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 380443 | 1801 | SH |  | SOLE |  | 1801 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 83477 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 10443 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 984869 | 1307 | SH |  | SOLE |  | 1307 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 466073 | 11443 | SH |  | SOLE |  | 11443 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 5092862 | 14522 | SH |  | SOLE |  | 14522 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 2328451 | 20857 | SH |  | SOLE |  | 20857 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 373407 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1516178 | 16268 | SH |  | SOLE |  | 16268 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 747211 | 13054 | SH |  | SOLE |  | 13054 | 0 | 0 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 |  | 926 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| WISDOMTREE TR | EUROPE SMCP DV | 97717W869 |  | 25645 | 357 | SH |  | SOLE |  | 357 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 630482 | 7050 | SH |  | SOLE |  | 7050 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 2016952 | 23626 | SH |  | SOLE |  | 23626 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 1099806 | 7270 | SH |  | SOLE |  | 7270 | 0 | 0 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 339479 | 7111 | SH |  | SOLE |  | 7111 | 0 | 0 |

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