# EDGAR Filing Document

**Accession Number:** 0001314414
**File Stem:** 0001580642-26-000866
**Filing Date:** 2026-2
**Character Count:** 27433
**Document Hash:** c3cae70dd9f2dd880fe26a61566ca014
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-26-000866.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0001580642-26-000866

**CONFORMED SUBMISSION TYPE**: 497K

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260206

**EFFECTIVENESS DATE**: 20260206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Northern Lights Fund Trust
- **CENTRAL INDEX KEY:** 0001314414

**ORGANIZATION NAME:**
- **EIN:** 043023766
- **FISCAL YEAR END:** 0430

**FILING VALUES:**
- **FORM TYPE:** 497K
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-122917
- **FILM NUMBER:** 26605967

**BUSINESS ADDRESS:**
- **STREET 1:** 225 PICTORIA DRIVE
- **STREET 2:** SUITE 450
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45246
- **BUSINESS PHONE:** 631-470-2600

**MAIL ADDRESS:**
- **STREET 1:** 17605 WRIGHT STREET
- **STREET 2:** SUITE 200
- **CITY:** OMAHA
- **STATE:** NE
- **ZIP:** 68130

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Strategy Shares
- **DATE OF NAME CHANGE:** 20160223

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Mutual Fund & Variable Insurance Trust
- **DATE OF NAME CHANGE:** 20160223

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Northern Lights Fund Trust
- **DATE OF NAME CHANGE:** 20050121

## Series and Classes Contracts Data

### Ocean Park Tactical Core Growth Fund (Series ID: S000081974)

| Class ID   | Class Name                                                 | Ticker Symbol   |
|:---|:---|:---|
| C000245137 | Ocean Park Tactical Core Growth Fund Investor Class Shares |  |
| C000245140 | Ocean Park Tactical Core Growth Fund Instl Shares          |  |

*Ocean Park Tactical Core Growth Fund*

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| | |
|:---|:---|
| &nbsp;&nbsp;**Investor Class** | &nbsp;&nbsp;**STENX** |
| &nbsp;&nbsp;**Instl Class** | &nbsp;&nbsp;**STEJX** |

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**Summary Prospectus**

**January 28, 2026**

Before you invest, you may want to review the Fund's prospectus, which contains more information about the Fund and its risks. The Fund's prospectus and Statement of Additional Information, both dated January 28, 2026, along with the Fund's annual report dated September 30, 2025, are incorporated by reference into this Summary Prospectus. You can obtain these documents and other information about the Fund online at www.oceanparkmutualfunds.com/fund-documents/ You can also obtain these documents at no cost by calling 1-866-738-4363 or by sending an email request to fulfillment@ultimusfundsolutions.com.

**Investment Objectives:** The Fund has two objectives, to provide total return and to limit exposure to downside risk.

**Fees and Expenses of the Fund:** This table describes the fees and expenses that you may pay if you buy, hold and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the tables and examples below. For information about discounts is available from your financial intermediary and in **How to Purchase Shares** on page 62 of the Prospectus and in **Purchase, Redemption and Pricing of Shares** on page 56 of the Statement of Additional Information.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Shareholder Fees**<br> (fees paid directly from your investment) | **Investor <br> Class** | **Instl <br> Class** |
| &nbsp;&nbsp;&nbsp;Maximum Sales Charge (Load) <br> Imposed on Purchases (as a % of offering price) |  |  |
| &nbsp;&nbsp;&nbsp;Maximum Deferred Sales Charge (Load)<br> (as a % of the lower of purchase price or redemption proceeds) |  |  |
| &nbsp;&nbsp;&nbsp;Maximum Sales Charge (Load) <br> Imposed on Reinvested Dividends and other Distributions |  |  |
| &nbsp;&nbsp;&nbsp;Redemption Fee |  |  |
| &nbsp;&nbsp;&nbsp;**Annual Fund Operating Expenses**<br> (expenses that you pay each year as a <br> percentage of the value of your investment) |  |  |
| &nbsp;&nbsp;&nbsp;Management Fees | 0.75% | 0.75% |
| &nbsp;&nbsp;&nbsp;Distribution and/or Service (12b-1) Fees | 0.40% | 0.00% |
| &nbsp;&nbsp;&nbsp;Other Expenses | 2.05% | 2.05% |
| &nbsp;&nbsp;&nbsp;Acquired Fund Fees and Expenses<sup>(1)</sup> | 0.25% | 0.25% |
| &nbsp;&nbsp;&nbsp;Total Annual Fund Operating Expenses | 3.45% | 3.05% |
| &nbsp;&nbsp;&nbsp;Fee Waiver and Reimbursement<sup>(2)</sup> | (1.81)% | (1.81)% |
| &nbsp;&nbsp;&nbsp;Total Annual Fund Operating Expenses after Fee Waiver and Reimbursement | 1.64% | 1.24% |

---

(1) Acquired Fund Fees and Expenses are the estimated average indirect costs of investing in other investment
companies (the "Underlying Funds"). The operating expenses in this fee table will not correlate to the expense ratio in the
Fund's financial highlights because the financial statements include only the direct operating expenses incurred by the Fund.

(2) Ocean Park Asset Management, LLC (the "Adviser") has contractually agreed to waive its management
fees and to make payments to limit Fund expenses, until January 31, 2027 so that the total annual operating expenses "(i) any front-end
or contingent deferred loads; (ii) brokerage fees and commissions; (iii) acquired fund fees and expenses; (iv) fees and expenses associated
with investments in other collective investment vehicles or derivative instruments (including for example options and swap fees and expenses);
(v) borrowing costs (such as interest and dividend expense on securities sold short); (vi) taxes; and (vii) extraordinary expenses,
such as litigation expenses (which may include indemnification of Fund officers and Trustees, contractual indemnification of Fund service
providers (other than the Adviser)) of the Fund do not exceed 1.39%, and 0.99%, for Investor Class and Institutional Class, respectively.
These fee waivers and expense reimbursements are subject to possible recoupment from the Fund in future years (within the three years
from the date when the amount is waived or reimbursed) if such recoupment can be achieved within the lesser of the foregoing expense limits
or the then-current expense limits (after taking into account the recoupment amount). This agreement may be terminated only by the Fund's
Board of Trustees, on 60 days' written notice to the Adviser.

 ****

***Example:*** This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds.

The Example assumes that you invest $10,000 in the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund's operating expenses remain the same, and that the Adviser's fee waiver is only in effect for the term of the waiver. Although your actual costs may be higher or lower, based upon these assumptions your costs would be:

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**<u>Class</u>** | &nbsp;&nbsp;**<u>1 Year</u>** | &nbsp;&nbsp;**<u>3 Years</u>** | &nbsp;&nbsp;**<u>5 Years</u>** | &nbsp;&nbsp;**<u>10 Years</u>** |
| &nbsp;&nbsp;Investor | &nbsp;&nbsp;$167 | &nbsp;&nbsp;$891 | &nbsp;&nbsp;$1638 | &nbsp;&nbsp;$3609 |
| &nbsp;&nbsp;Institutional | &nbsp;&nbsp;$126 | &nbsp;&nbsp;$772 | &nbsp;&nbsp;$1442 | &nbsp;&nbsp;$3237 |

---

 ****

***Portfolio Turnover:*** The Fund pays transaction costs, such as commissions, when it buys and sells securities<br> (or "turns over" its portfolio). A higher portfolio turnover may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund's performance. During the most recent fiscal year, the Fund's portfolio turnover rate was 236% of the average value of its portfolio.

**Principal Investment Strategies:** The Fund utilizes a "fund of funds" structure. The Adviser seeks to achieve the Fund's investment objectives by investing in mutual funds and exchange-traded funds ("ETFs") that primarily invest in domestic and international equities, including emerging markets ("Equity Funds"). The Fund can also invest in U.S. Treasuries, directly or through mutual funds and ETFs (collectively, "Treasuries"), ultra-short-term bond mutual funds and ETFs, and money market funds. Through its investment in Equity Funds, the Fund will seek investment exposure to domestic, foreign and emerging market common stocks of any capitalization, real estate investment trusts ("REITs") and master limited partnerships (MLPs). The Fund defines emerging market issuers as those found in the MSCI Emerging Markets Index.

Under normal market conditions, the Fund invests at least 80% of its net assets in Equity Funds. However, there will be times when the Fund temporarily owns less than 80% in Equity Funds.

The Adviser constructs the Fund's portfolio by quantitatively analyzing Equity Funds to identify those that exhibit the most attractive positive trends that have reached a "buy" signal under the Adviser's proprietary investment process.

The Adviser does not employ a "buy and hold" strategy. As part of its integrated risk-management disciplines, the Adviser monitors each Equity Fund holding daily and applies a trailing stop discipline (a form of sell signal) to each Equity Fund within the Fund's portfolio. The Adviser employs a trailing stop discipline which adjusts the sell signal level as the price of a holding rises and is calculated as a percentage or dollar amount below the market price.

When any Equity Fund holding declines in price enough to generate a "sell signal" under the Adviser's trailing-stop discipline, the Fund will sell that Equity Fund and may invest the proceeds in Treasuries, directly or through mutual funds and ETFs, or money-market mutual funds and/or ultra-short-term bond funds. Conversely, when prices of Equity Funds begin trending upward sufficient to give "buy" signals, the Adviser will sell part or all of its holdings in Treasuries and select and purchase one or more Equity Funds.

The same type of buy and sell disciplines are also applied to Treasuries in the absence of "buy" signals to fully invest the Fund's assets in Equity Funds. If price movements have generated sell signals, the proceeds will temporarily be held in money-market mutual funds and/or ultra-short-term bond mutual funds or ETFs until price movements of either Equity Funds or Treasuries trigger buy signals.

The Buy and Sell Disciplines are not designed to attempt to buy at lows or to sell at highs, but to seek to participate in a substantial part of any sustained uptrend in the equity market as well as to limit participation in any sustained downtrend. When invested in Treasuries, the Fund also seeks to participate in a substantial part of any sustained uptrend in the Treasury bond market. The Adviser employs a "reactive" approach as distinct from a "predictive" approach. The Adviser does not consider its approach to be a "trading" style in terms of frequency and does not expect to average more than two sell signals per year in each Underlying Fund.

The Adviser may engage in frequent buying and selling of portfolio securities to achieve the Fund's investment objectives.

The Fund may engage in securities lending.

**Principal Investment Risks: *As with all mutual funds, there is the risk that you could lose money through your investment in the Fund. The Fund is not intended to be a complete investment program. Many factors affect the Fund's net asset value and performance.***

Performance of the Fund during future periods will definitely vary. Some months and some quarters will result in negative performance; indeed, some future years may have negative performance.

&nbsp;&nbsp;&nbsp;&nbsp;· *Equity Risk.* The net asset value of the Fund will fluctuate based on changes in the value of the
equity securities held by those Underlying Funds that invest in U.S. and/or foreign stocks. Equity prices can fall rapidly in response
to developments affecting a specific company or industry, or to changing economic, political or market conditions.

&nbsp;&nbsp;&nbsp;&nbsp;· *Treasury Securities Risk.* U.S. Treasury obligations may differ from other securities in their interest
rates, maturities, times of issuance and other characteristics and may provide relatively lower returns than those of other securities.
Similar to other issuers, changes to the financial condition or credit rating of the U.S. government may cause the value of the Fund's
investment exposure to U.S. Treasury obligations to decline.

&nbsp;&nbsp;&nbsp;&nbsp;· *Small and Mid-Capitalization Company Risk.* Investments in Underlying Funds that own securities
of small- and mid-capitalization companies may be more vulnerable than larger, more established organizations to adverse business
or economic developments. These companies often have narrower markets, fewer products, or services to offer and more limited managerial
and financial resources than do larger, more established companies.

&nbsp;&nbsp;&nbsp;&nbsp;· *Large Capitalization Company Risk*. Large-cap companies may be unable to respond quickly to new
competitive challenges, such as changes in technology and consumer tastes, and also may not be able to attain the high growth rate of
successful smaller companies, especially during extended periods of economic expansion.

&nbsp;&nbsp;&nbsp;&nbsp;· *REIT Risk.* The Fund's investment exposure to REITs may subject the Fund to risks of declines
in the value of real estate, changes in interest rates, lack of available mortgage funds or other limits on obtaining capital, overbuilding,
extended vacancies of properties, increases in property taxes and operating expenses, changes in zoning laws and regulations, casualty
or condemnation losses and tax consequences of the failure of a REIT to comply with tax law requirements. The Fund will bear a proportionate
share of the REIT's ongoing operating fees and expenses, which may include management, operating and administrative expenses in
addition to the expenses of the Fund.

&nbsp;&nbsp;&nbsp;&nbsp;· *MLP Risk.* Investments in MLPs and MLP related securities involve risks different from those of
investing in common stock including risks related to limited control and limited rights to vote on matters affecting the MLP or MLP-related
security, risks related to potential conflicts of interest between an MLP and the MLP's general partner, cash flow risks, dilution
risks and risks related to the general partner's limited call right. MLPs and MLP-related securities are generally considered interest-rate
sensitive investments. During periods of interest rate volatility, these investments may not provide attractive returns. Depending on
the state of interest rates in general, exposure to MLPs or MLP-related securities could enhance or harm the overall performance of
the Fund.

&nbsp;&nbsp;&nbsp;&nbsp;· *Foreign Risk.* Foreign markets can be more volatile than the U.S. market due to increased risks
of adverse issuer, political, regulatory, market, economic developments or currency exchange rates and can perform differently from the
U.S. market. The net asset value of the Fund will fluctuate based on changes in the value of the foreign securities held by any Underlying
Funds that invest in such securities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· *Emerging Market Risk.* Underlying Funds may invest in emerging market countries. Investing in emerging markets involves not only the risks described below with respect to investing in foreign securities, but also other risks, including exposure to economic structures that are generally less diverse and mature, limited availability and reliability of information material to an investment decision, and exposure to political systems that can be expected to have less stability than those of developed countries. The market for the securities of issuers in emerging market typically is small, and a low or nonexistent trading volume in those securities may result in a lack of liquidity and price volatility.

&nbsp;&nbsp;&nbsp;&nbsp;· *Interest Rate Risk.* Fixed income securities are subject to the risk that securities could lose
value because of interest rate changes. Fixed income securities with longer maturities are subject to greater price shifts as a result
of interest rate changes than fixed income securities with shorter maturities.

&nbsp;&nbsp;&nbsp;&nbsp;· *Management Risk.* The Adviser's dependence on its investment strategy and judgments about
the attractiveness, value and potential appreciation of particular asset classes in which the Fund invests will in some cases prove to
be incorrect and have negative impacts on performance. The Fund is actively managed using proprietary investment strategies and processes.
There can be no guarantee that these strategies and processes will be successful.

 

&nbsp;&nbsp;&nbsp;&nbsp;· *Market and Geopolitical Risk.* The increasing interconnectivity between global economies and financial
markets increases the likelihood that events or conditions in one region or financial market may adversely impact issuers in a different
country, region or financial market. Securities in the Fund may underperform due to inflation<br>
(or expectations for inflation), interest rates, global demand for particular products or resources, natural disasters, pandemics, epidemics,
terrorism, international conflicts, regulatory events and governmental or quasi-governmental actions. The occurrence of global events
similar to those in recent years , such as a worldwide pandemic, terrorist attacks, natural disasters, social and political discord or
debt crises and downgrades, among others, may result in market volatility and may have long term effects on both the U.S. and global financial
markets. It is difficult to predict when similar events affecting the U.S. or global financial markets may occur, the effects that such
events may have and the duration of those effects. Any such event(s) could have a significant adverse impact on the value and risk profile
of the Fund. For example, the COVID-19 global pandemic had negative impacts, and in many cases severe negative impacts, on markets
worldwide. It is not known how long the impacts of the significant events described above, will last, but there could be a prolonged period
of global economic slowdown, which may impact your investment. Therefore, the Fund could lose money over short periods due to short-term
market movements and over longer periods during more prolonged market downturns. During a general market downturn, multiple asset classes
may be negatively affected. Changes in market conditions and interest rates can have the same impact on all types of securities and instruments.
In times of severe market disruptions, you could lose your entire investment.

&nbsp;&nbsp;&nbsp;&nbsp;· *Portfolio Turnover Risk.* As to the portion of the portfolio invested in ETFs and other investment
companies, turnover may result in higher brokerage commissions, dealer mark-ups and other transaction costs. The Fund's investment
style may result in most capital gains within the portfolio being realized as short-term capital gains.

&nbsp;&nbsp;&nbsp;&nbsp;· *Underlying Fund Risk.* Each Underlying Fund is subject to specific risks, depending on its investments.
Underlying Funds are also subject to investment advisory fees and other expenses, which are indirectly borne by the Fund. As a result,
your overall cost of investing in the underlying securities and other assets will be higher than the cost of investing directly in them
and may be higher than other mutual funds that invest directly in securities.

&nbsp;&nbsp;&nbsp;&nbsp;· *ETF Risk.* Shares of ETFs may trade at a discount or a premium in market price if there is a limited
market in such shares and are also subject to brokerage and other trading costs, which could result in greater expenses to the Fund. The
index-tracking ETFs in which the Fund invests will not be able to replicate exactly the performance of the indices they track because
the total return generated by the securities will be reduced by transaction costs incurred in adjusting the actual balance of the securities.

&nbsp;&nbsp;&nbsp;&nbsp;· *Securities Lending Risk*. Securities lending involves a possible delay in recovery of the loaned
securities, a possible delay in receiving additional collateral (to cover an increase in the market value of the loaned securities or
a decrease in the value of any securities collateral), or a possible loss of rights in the collateral should the borrower fail financially.
There is a risk that a borrower may default on its obligations to return loaned securities, which could negatively impact the Fund. The
Fund could also lose money if the value of the collateral decreases.

&nbsp;&nbsp;&nbsp;&nbsp;· *Whipsaw Risk.* Whipsaw risk is the possibility of experiencing losses or missed gains when the market
quickly reverses direction after a trend signal triggers an entry or exit. For example, an adviser might sell a security because a downtrend
is detected, only to have the market rebound, forcing it to buy back at a higher price (loss or missed gain). Conversely, a fund could
buy due to an uptrend, and the market reverses downward, resulting in a loss. As such, trend-following strategies may be subject to frequent
losses from whipsaw movements, and the Fund may experience short-term losses due to sudden reversals in prevailing trends. Therefore,
trend-following strategy results, such as those utilized by the Fund's adviser may differ from traditional buy-and-hold strategies
and shareholders should expect periods of underperformance due to rapid market fluctuations.

**Performance:** The bar chart and performance table below show the variability of the Fund's returns, which is some indication of the risks of investing in the Fund. The bar chart shows performance of Institutional Class shares of the Fund for each full calendar year since the Fund's inception. The performance table compares the performance of the share classes of the Fund over time to the performance of a broad-based securities market index and a supplement index. You should be aware that the Fund's past performance (before and after taxes) may not be an indication of how the Fund will perform in the future. Updated performance information is available at no cost by calling 1-866-738-4363 or visiting www.Ocean ParkMutualFunds.com.

**Institutional Class Annual Total Return For Calendar Years Ended December 31<sup>1</sup>**

![](image_001.gif)

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| | |
|:---|:---|
| 1 | The returns are for Institutional Class, which would have substantially similar annual returns as the other share classes because the shares are invested in the same portfolio of securities and the returns for each class would differ only to the extent that the classes do not have the same expenses. |

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| | |
|:---|:---|
| Best Quarter: | 7.47% |
| Worst Quarter: 1<sup>st</sup> Quarter 2025 | (2.84)% |

---

**Performance Table**

**Average Annual Total Returns**

(For periods ended December 31, 2025)

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| | | |
|:---|:---|:---|
|  | **One<br> Year** | **Since<br> Inception (9/29/2023)** |
| &nbsp;&nbsp;&nbsp;**Institutional Class** |  |  |
| &nbsp;&nbsp;&nbsp;Return before taxes | 7.55% | 10.36% |
| &nbsp;&nbsp;&nbsp;Return after taxes on distributions | 7.30% | 9.75% |
| &nbsp;&nbsp;&nbsp;Return after taxes on distributions and sale of Fund shares | 4.75% | 7.85% |
| &nbsp;&nbsp;&nbsp;**Investor Class** |  |  |
| &nbsp;&nbsp;&nbsp;Return before taxes | 7.07% | 9.89% |
| &nbsp;&nbsp;&nbsp;**Morningstar U.S. Market Index** | 17.35% | 24.27% |
| &nbsp;&nbsp;&nbsp;**Morningstar Global Markets ex-US NR Index** | 31.60% | 20.35% |
| &nbsp;&nbsp;&nbsp;**70% - Morningstar U.S. Market USD/ <br> 30% - Morningstar Global Markets ex US NR Blended Index** | 21.56% | 23.19% |

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Morningstar U.S. Market Index: The index measures the performance of US securities and targets 97% market capitalization coverage of the investable universe. It is a diversified broad market index.

Morningstar Global Markets ex-US NR Index: The index measures the performance of the stocks located in the developed and emerging countries across the world (excluding the United States) as defined by Morningstar. Stocks in the index are weighted by their float capital, which removes corporate cross ownership, government holdings and other locked-in shares.

The Blended Benchmark Index represents a blend of 70% Morningstar U.S. Market Index and 30% Morningstar Global Markets ex-US NR Index. The index is unmanaged and its results do not reflect the effect of sales charges, commissions, account fees, expenses or taxes. Investors cannot invest directly in an index.

After-tax returns were calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor's tax situation and may differ from those shown, and after-tax returns shown are not relevant to investors who hold shares of the Fund through tax-deferred arrangements, such as 401(k) plans or Individual Retirement Accounts (IRAs). After tax returns are not shown for Investor shares and would differ from those of Institutional Class.

**Investment Adviser:** Ocean Park Asset Management, LLC is the Fund's investment adviser.

**Investment Adviser Portfolio Managers:** Kenneth L. Sleeper, MBA, PhD, Managing Director; Ryan Harder, CFA, Chief Investment Strategist; James St. Aubin, CFA®, CAIA®, Chief Investment Officer; and Marshall Quan are portfolio managers of the Fund. Dr. Sleeper, Mr. Harder and Mr. Quan have each served the Fund as portfolio manager since it commenced operations in October 2023. Mr. St. Aubin has served the Fund as portfolio manager since July 2024. Each portfolio manager is jointly and primarily responsible for the day-to-day management of the Fund.

**Purchase and Sale of Fund Shares:** For all Classes, the minimum initial investment is $10,000 and the minimum subsequent investment is $1,000. You may purchase and redeem shares of the Fund on any day that the New York Stock Exchange is open. Redemption requests may be made in writing, by telephone, or through a financial intermediary and will be paid by Automatic Clearing House ("ACH"), check or wire transfer.

 ****

**Tax Information:** Dividends and capital gain distributions you receive from the Fund, whether you reinvest your distributions in additional Fund shares or receive them in cash, are taxable to you at either ordinary income or capital gains tax rates unless you are investing through a tax-deferred account such as an IRA or 401(k). However, these dividend and capital gain distributions may be taxable upon their eventual withdrawal from tax-deferred plans.

**Payments to Broker-Dealers and Other Financial Intermediaries:** If you purchase shares of the Fund through a broker-dealer or other financial intermediary (such as a bank), the Fund and its related companies may pay the intermediary for the sale of Fund shares and related services. These payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial intermediary's website for more information.