# EDGAR Filing Document

**Accession Number:** 0000756913
**File Stem:** 0001193125-26-214578
**Filing Date:** 2026-5
**Character Count:** 83034
**Document Hash:** 8e9f70fba44d3ede8d9a51444647a5ef
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-214578.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001193125-26-214578

**CONFORMED SUBMISSION TYPE**: POS EX

**PUBLIC DOCUMENT COUNT**: 5

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** JOHN HANCOCK VARIABLE INSURANCE TRUST
- **CENTRAL INDEX KEY:** 0000756913

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** POS EX
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-292732
- **FILM NUMBER:** 26958106

**BUSINESS ADDRESS:**
- **STREET 1:** C/O JOHN HANCOCK FUNDS
- **STREET 2:** 200 BERKELEY STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02116
- **BUSINESS PHONE:** 617-663-3000

**MAIL ADDRESS:**
- **STREET 1:** C/O JOHN HANCOCK FUNDS
- **STREET 2:** 200 BERKELEY STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02116

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** JOHN HANCOCK TRUST
- **DATE OF NAME CHANGE:** 20050124

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MANUFACTURERS INVESTMENT TRUST
- **DATE OF NAME CHANGE:** 19971022

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NASL SERIES FUND INC
- **DATE OF NAME CHANGE:** 19881030

As filed with the Securities and Exchange Commission on May 8, 2026

1933 Act File No. 333-292732

U.S. SECURITIES AND EXCHANGE COMMISSION <br>Washington, D.C. 20549 <br>_________________________

FORM N-14

_________________________

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

PRE-EFFECTIVE AMENDMENT NO. [ ]

POST-EFFECTIVE AMENDMENT NO. 1

**JOHN HANCOCK VARIABLE INSURANCE TRUST** <br>(Exact Name of Registrant as Specified in Charter)

200 Berkeley Street <br>Boston, Massachusetts 02116 <br>(Address of Principal Executive Offices) (Zip Code)

(800) 344-1029 <br>(Registrant's Telephone Number, Including Area Code)

_________________________

Christopher Sechler, Esq. <br>200 Berkeley Street <br>Boston, Massachusetts 02116 <br>(Name and Address of Agent for Service)

Copies to:

Mark P. Goshko, Esq. <br>K&L Gates LLP <br>One Congress Street <br>Suite 2900 <br>Boston, Massachusetts 02114

This post-effective amendment is being filed pursuant to Rule 462(d) under the Securities Act of 1933 and will be effective upon filing.

Title of securities being registered: Shares of beneficial interest of the Registrant.

No filing fee is due because Registrant is relying on section 24(f) of the Investment Company Act of 1940, as amended.

------

**JOHN HANCOCK VARIABLE INSURANCE TRUST ("REGISTRANT")**

**CONTENTS OF REGISTRATION STATEMENT**

This Registration Statement contains the following papers and documents:

Cover Sheet

Contents of Registration Statement

Part A — Proxy Statement and Prospectus - [<u>Incorporated herein by reference to the definitive form of Proxy Statement/Prospectus</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm)[<u>filed pursuant to Rule 497 under the Securities Act of 1933, as amended ("Securities Act"), on February 18, 2026, SEC accession</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm)[<u>number 0001193125-26-057055</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm).

Part B — Statement of Additional Information - [<u>Incorporated herein by reference to the definitive form of Statement of Additional</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm)[<u>Information filed pursuant to Rule 497 under the Securities Act, on February 18, 2026, SEC accession number</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm)[<u>0001193125-26-057055</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526057055/d33464d497.htm).

Part C — Other Information

Signature Page

Exhibits - The sole purpose of this filing is to file as exhibits, with respect to the reorganization described in the Registrant's definitive Registration Statement on Form N-14, filed on February 18, 2026: (i) the executed Agreement and Plan of Reorganization, as required by Item 16(4) of Form N-14; (ii) the opinion of counsel supporting the tax matters and consequences to shareholders of the reorganization, as required by Item 16(12) of Form N-14; and (iii) the consent of counsel with respect to the filing of such tax opinion.

**Item 15. Indemnification**

No change from the information set forth in Item 30 of the most recently filed [<u>amendment to the Registration Statement of John</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548d485bpos.htm)[<u>Hancock Variable Insurance Trust (the "Registrant") on Form N-1A under the Securities Act of 1933, as amended (the "1933 Act"), and</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548d485bpos.htm)[<u>the Investment Company Act of 1940, as amended (File Nos. 2-94157 and 811-04146) as filed with the Securities and Exchange</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548d485bpos.htm)[<u>Commission (the "SEC") on April 15, 2026 (accession number 0001193125-26-156991)</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548d485bpos.htm), which information is incorporated herein by reference.

**Item 16. Exhibits** 

---

| | |
|:---|:---|
| 1(a) | &nbsp;&nbsp; Amended and Restated Declaration of Trust dated January 22, 2016, as amended – [<u>previously filed as exhibit (a)(44)(A) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322816009262/e437643_ex99-a44a.htm)<br> [<u>post-effective amendment no. 113 filed on April 27, 2016, accession number 0001133228-16-009262.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322816009262/e437643_ex99-a44a.htm)<br>|
| 1(a)(1) | &nbsp;&nbsp; Amendment to Declaration of Trust dated December 13, 2018 – [<u>previously filed as exhibit (a)(44)(B) to post-effective</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322819002411/jhvit-html1026_ex99a44b.htm)<br> [<u>amendment no. 119 filed on April 25, 2019, accession number 0001133228-19-002411.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322819002411/jhvit-html1026_ex99a44b.htm)<br>|
| 1(a)(2) | &nbsp;&nbsp; Amendment to Declaration of Trust dated September 25, 2024 – [<u>previously filed as exhibit (a)(2) to post-effective</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99a2.htm)<br> [<u>amendment no. 127 filed on April 28, 2025, accession number 0001193125-25-082716.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99a2.htm)<br>|
| 2(a) | &nbsp;&nbsp; Revised By-laws of the Trust dated June 30, 2006 – [<u>previously filed as exhibit (b)(2) to post-effective amendment no. 72</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013507000767/b63596mrexv99wxbyx2y.txt)<br> [<u>filed on February 13, 2007, accession number 0000950135-07-000767.</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013507000767/b63596mrexv99wxbyx2y.txt)<br>|
| 2(a)(1) | &nbsp;&nbsp; Amendment dated December 13, 2006 to the By-laws of the Trust, dated June 30, 2006 – [<u>previously filed as exhibit (b)(3)</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013507000767/b63596mrexv99wxbyx3y.txt)<br> [<u>to post-effective amendment no. 72 filed on February 13, 2007, accession number 0000950135-07-000767.</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013507000767/b63596mrexv99wxbyx3y.txt)<br>|
| 2(a)(2) | &nbsp;&nbsp; Amendment dated March 10, 2016 to the By-laws of the Trust, dated June 30, 2006 – [<u>previously filed as exhibit (b)(2) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322816009262/e437643_ex99-b2.htm)<br> [<u>post-effective amendment no. 113 filed on April 27, 2016, accession number 0001133228-16-009262.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322816009262/e437643_ex99-b2.htm)<br>|
| 3 | Not applicable. |
| 4 | Agreement and Plan of Reorganization – [**<u>FILED HEREWITH</u>**](d145802dex994.htm) |
| 5 | &nbsp;&nbsp; Specimen Share Certificate – [<u>previously filed as exhibit (4) to post-effective amendment no. 38 filed September 17, 1997,</u>](https://www.sec.gov/Archives/edgar/data/756913/0000950135-97-003874.txt)<br> [<u>accession number 0000950135-97-003874</u>](https://www.sec.gov/Archives/edgar/data/756913/0000950135-97-003874.txt).<br>|
| 6(a) | &nbsp;&nbsp; Amended and Restated Advisory Agreement dated June 30, 2020 between John Hancock Variable Insurance Trust (the <br> "Registrant") and John Hancock Variable Trust Advisers LLC<sup>1</sup> (the "Adviser") – [<u>previously filed as exhibit (d) to post-effective</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99d.htm)<br> [<u>amendment no. 123 filed on April 23, 2021, accession number 0001133228-21-002276.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99d.htm)<br>|

---

**C-1**

------

---

| | |
|:---|:---|
| 6(a)(1) | &nbsp;&nbsp; Amendment dated June 24, 2021 to Amended and Restated Advisory Agreement dated June 30, 2020 relating to Global <br> Equity Trust and Disciplined Value International Trust, between the Registrant and the Adviser – [<u>previously filed as exhibit</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d4.htm)<br> [<u>(d)(4) to post-effective amendment no. 124 filed on April 22, 2022, accession number 0001133228-22-002304.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d4.htm)<br>|
| 6(a)(2) | &nbsp;&nbsp; Amendment dated March 24, 2022 to Amended and Restated Advisory Agreement dated June 30, 2020 relating to Health <br> Sciences Trust, Mid Value Trust, International Small Company Trust, Disciplined Value Emerging Markets Equity Trust and <br> Disciplined Value International Trust, between the Registrant and the Adviser – [<u>previously filed as exhibit (d)(6) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d6.htm)<br> [<u>post-effective amendment no. 124 filed on April 22, 2022, accession number 0001133228-22-002304.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d6.htm)<br>|
| 6(a)(3) | &nbsp;&nbsp; Amendment dated March 30, 2023 to Amended and Restated Advisory Agreement dated June 30, 2020 relating to <br> Disciplined Value International Trust between the Registrant and the Adviser – previously filed as exhibit (d)(8) to <br> post-effective amendment no. 125 filed on April 21, 2023, [<u>accession number 0001133228-23-002481</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322823002481/jhvit-html6140_ex99d8.htm).<br>|
| 6(a)(4) | &nbsp;&nbsp; Amendment dated June 29, 2023 to Amended and Restated Advisory Agreement dated June 30, 2020 relating to Blue <br> Chip Growth Trust and Disciplined Value International Trust between the Registrant and the Adviser – [<u>previously filed as</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312524099023/d649461dex99d9.htm)<br> [<u>exhibit (d)(9) on April 17, 2024, accession number 0001193125-24-099023.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312524099023/d649461dex99d9.htm)<br>|
| 6(a)(5) | &nbsp;&nbsp; Amendment dated December 12, 2024 to Amended and Restated Advisory Agreement dated June 30, 2020 relating to <br> Disciplined Value International Trust and Health Sciences Trust between the Registrant and the Adviser – [<u>previously filed as</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99d12.htm)<br> [<u>exhibit (d)(12) to post-effective amendment no. 127 filed on April 28, 2025, accession number</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99d12.htm)<br> [<u>0001193125-25-082716</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99d12.htm).<br>|
| 6(b) | &nbsp;&nbsp; Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value International Trust, between the Adviser and <br> Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(2)(B) to post-effective amendment no. 121 filed on</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322820001889/jhvit-html2203_ex99d2b.htm)<br> [<u>April 24, 2020, accession number 0001133228-20-001889.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322820001889/jhvit-html2203_ex99d2b.htm)<br>|
| 6(b)(1) | &nbsp;&nbsp; Amendment dated June 24, 2021 to Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value <br> International Trust, between the Adviser and Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(12) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d12.htm)<br> [<u>post-effective amendment no. 124 filed on April 22, 2022, accession number 0001133228-22-002304.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d12.htm)<br>|
| 6(b)(2) | &nbsp;&nbsp; Amendment dated March 24, 2022 to Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value <br> International Trust, between the Adviser and Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(13) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d13.htm)<br> [<u>post-effective amendment no. 124 filed on April 22, 2022, accession number 0001133228-22-002304.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322822002304/jhvit-html4616_ex99d13.htm)<br>|
| 6(b)(3) | &nbsp;&nbsp; Amendment dated March 30, 2023 to Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value <br> International Trust, between the Adviser and Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(13) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322823002481/jhvit-html6140_ex99d13.htm)<br> [<u>post-effective amendment no. 125 filed on April 21, 2023, accession number 0001133228-23-002481</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322823002481/jhvit-html6140_ex99d13.htm).<br>|
| 6(b)(4) | &nbsp;&nbsp; Amendment dated June 29, 2023 to Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value <br> International Trust, between the Adviser and Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(16) on</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312524099023/d649461dex99d16.htm)<br> [<u>April 17, 2024, accession number 0001193125-24-099023.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312524099023/d649461dex99d16.htm)<br>|
| 6(b)(5) | &nbsp;&nbsp; Amendment dated December 12, 2024 to Subadvisory Agreement dated February 12, 2020 relating to Disciplined Value <br> International Trust, between the Adviser and Boston Partners Global Investors, Inc. – [<u>previously filed as exhibit (d)(22) to</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99d22.htm)<br> [<u>post-effective amendment no. 127 filed on April 28, 2025, accession number 0001193125-25-082716</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312525082716/d891604dex99d22.htm).<br>|
| 7 | &nbsp;&nbsp; Amended and Restated Distribution Agreement dated June 30, 2020 between the Registrant and John Hancock <br> Distributors, LLC (the "Distributor") – [<u>previously filed as exhibit (e) to post-effective amendment no. 123 filed on April 23,</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99e.htm)<br> [<u>2021, accession number 0001133228-21-002276.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99e.htm)<br>|
| 8 | Not Applicable. |
| 9(a) | &nbsp;&nbsp; Custodian Agreement dated September 26, 2008 between the Trust and State Street Bank and Trust Company – [<u>previously</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013509000965/b73715a1exv99wxgy.htm)<br> [<u>filed as exhibit (g) to post-effective amendment no. 84 filed on February 13, 2009, accession number</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013509000965/b73715a1exv99wxgy.htm)<br> [<u>0000950135-09-000965.</u>](https://www.sec.gov/Archives/edgar/data/756913/000095013509000965/b73715a1exv99wxgy.htm)<br>|
| 9(a)(1) | &nbsp;&nbsp; Amendment dated October 1, 2015 to Custodian Agreement dated September 26, 2008 between the Trust and State <br> Street Bank and Trust Company – [<u>previously filed as exhibit (g)(1) to post-effective amendment no. 123 filed on April 23,</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99g1.htm)<br> [<u>2021, accession number 0001133228-21-002276.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99g1.htm)<br>|
| 9(a)(2) | &nbsp;&nbsp; Amendment dated December 14, 2020 to Custodian Agreement dated September 26, 2008 between the Trust and State <br> Street Bank and Trust Company – [<u>previously filed as exhibit (g)(2) to post-effective amendment no. 123 filed on April 23,</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99g2.htm)<br> [<u>2021, accession number 0001133228-21-002276.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322821002276/jhvit-html3521_ex99g2.htm)<br>|

---

**C-2**

------

---

| | |
|:---|:---|
| 9(a)(3) | &nbsp;&nbsp; Amendment dated July 1, 2022 to Custodian Agreement dated September 26, 2008 between the Trust and State Street <br> Bank and Trust Company – [<u>previously filed as exhibit (g)(3) to post-effective amendment no. 125 filed on April 21, 2023,</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322823002481/jhvit-html6140_ex99g3.htm)<br> [<u>accession number 0001133228-23-002481.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322823002481/jhvit-html6140_ex99g3.htm)<br>|
| 9(a)(4) | &nbsp;&nbsp; Amendment dated March 27, 2025 to Custodian Agreement dated September 26, 2008 between the Trust and State <br> Street Bank and Trust Company – [<u>previously filed as exhibit (g)(4) to post-effective amendment no. 128 filed on April 15,</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99g4.htm)<br> [<u>2026, accession number 0001193125-26-156991.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99g4.htm)<br>|
| 10(a) | &nbsp;&nbsp; Series I Shares Rule 12b-1 Plan (formerly Class A Shares) dated September 21, 2001, as amended April 4, 2002, June 26, <br> 2003, April 1, 2004, December 13, 2004, June 23, 2005, September 23, 2005, December 13, 2005, March 30, 2006, <br> March 23, 2007, September 28, 2007, June 27, 2008, September 26, 2008, December 17, 2008, March 20, 2009, <br> June 25, 2010, March 25, 2011, March 23, 2012, June 30, 2012 and September 27, 2013 – [<u>previously filed as exhibit</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m.htm)<br> [<u>(m) on April 24, 2015, accession number 0001133228-15-001781.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m.htm)<br>|
| 10(a)(1) | &nbsp;&nbsp; Series II Shares Rule 12b-1 Plan (formerly Class B Shares) dated September 21, 2001, as amended April 4, 2002, April 2, <br> 2003, April 1, 2004, December 13, 2004, June 23, 2005, September 23, 2005, December 13, 2005, March 30, 2006, <br> March 23, 2007, September 28, 2007; June 27, 2008, September 26, 2008, December 17, 2008, March 20, 2009; <br> June 25, 2010, March 25, 2011, March 23, 2012, June 30, 2012 and September 27, 2013 – [<u>previously filed as exhibit</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m1.htm)<br> [<u>(m)(1) on April 24, 2015, accession number 0001133228-15-001781.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m1.htm)<br>|
| 10(a)(2) | &nbsp;&nbsp; Series II Shares Voluntary Rule 12b-1 Fee Waivers dated July 1, 2016 for American Growth Trust, American Growth and <br> Income Trust, American International Trust, American Asset Allocation Trust, American New World Trust, and American <br> Global Growth Trust – [<u>previously filed as exhibit (m)(1)(A) on April 26, 2018, accession number 0001133228-18-002473.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322818002473/e490940_ex99-m1a.htm)<br>|
| 10(a)(3) | &nbsp;&nbsp; Series III Shares Rule 12b-1 Plan dated March 23, 2007, as amended September 28, 2007, March 20, 2009, June 25, <br> 2010, March 25, 2011, March 23, 2012 and September 27, 2013 – [<u>previously filed as exhibit (m)(2) on April 24, 2015,</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m2.htm)<br> [<u>accession number 0001133228-15-001781.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-m2.htm)<br>|
| 10(b) | &nbsp;&nbsp; Rule 18f-3 Plan dated September 21, 2001, as amended April 4, 2002, June 26, 2003, December 13, 2004, June 23, <br> 2005, December 13, 2005, March 30, 2006, March 23, 2007, September 28, 2007, March 25, 2008, March 23, 2012, <br> June 30, 2013 and September 27, 2013 – [<u>previously filed as exhibit (n) on April 24, 2015, accession number</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-n.htm)<br> [<u>0001133228-15-001781.</u>](https://www.sec.gov/Archives/edgar/data/756913/000113322815001781/e407645_ex99-n.htm)<br>|
| 10(c) | &nbsp;&nbsp; Agreement to Waive Advisory Fees and Reimburse Expenses dated June 26, 2025 between the Registrant and John <br> Hancock Variable Trust Advisers LLC – [<u>previously filed as exhibit (h)(8) to post-effective amendment no. 128 filed on</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99h8.htm)<br> [<u>April 15, 2026, accession number 0001193125-26-156991.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99h8.htm)<br>|
| 10(d) | &nbsp;&nbsp; Advisory Fee Waiver Agreement dated December 11, 2025 between the Registrant and John Hancock Variable Trust <br> Advisers LLC – [<u>previously filed as exhibit (h)(9) to post-effective amendment no. 128 filed on April 15, 2026, accession</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99h9.htm)<br> [<u>number 0001193125-26-156991.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526156991/d224548dex99h9.htm)<br>|
| 11 | &nbsp;&nbsp; Opinion and Consent of Harsha Pulluru, Esq., regarding legality of issuance of shares and other matters – [<u>previously filed as</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9911.htm)<br> [<u>exhibit 11 to the registration statement on Form N-14 filed on January 14, 2026, accession number</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9911.htm)<br> [<u>0001193125-26-012909.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9911.htm)<br>|
| 12 | Opinion of K&L Gates LLP on tax matters. – [**<u>FILED HEREWITH</u>**](d145802dex9912.htm). |
| 13 | Not applicable. |
| 14(a) | &nbsp;&nbsp; Consent of PricewaterhouseCoopersLLP. – [<u>previously filed as exhibit 14 to the registration statement on Form N-14 filed on</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9914.htm)<br> [<u>January 14, 2026, accession number 0001193125-26-012909.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9914.htm)<br>|
| 14(b) | Consent of K&L Gates LLP. – [**<u>FILED HEREWITH</u>**](d145802dex9914b.htm). |
| 15 | Not Applicable. |
| 16 | &nbsp;&nbsp; Power of Attorney dated December 11, 2025. – [<u>previously filed as exhibit 16 to the registration statement on Form N-14</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9916.htm)<br> [<u>filed on January 14, 2026, accession number 0001193125-26-012909.</u>](https://www.sec.gov/Archives/edgar/data/756913/000119312526012909/d924532dex9916.htm)<br>|

---

**1**

Prior to June 28, 2019, John Hancock Variable Trust Advisers LLC was known as John Hancock Investment Management Services, LLC.

**Item 17. Undertakings**

(1) The undersigned Registrant agrees that prior to any public reoffering of the securities registered through the use of a prospectus which is a part of this Registration Statement by any person or party who is deemed to be an underwriter within the meaning of

**C-3**

------

Rule 145(c) of the Securities Act of 1933, the reoffering prospectus will contain the information called for by the applicable registration form for reofferings by persons who may be deemed underwriters, in addition to the information called for by the other items of the applicable form.

(2) The undersigned Registrant agrees that every prospectus that is filed under paragraph (1) above will be filed as part of an amendment to the Registration Statement and will not be used until the amendment is effective, and that, in determining any liability under the Securities Act of 1933, each post-effective amendment shall be deemed to be a new registration statement for the securities offered therein, and the offering of the securities at that time shall be deemed to be the initial bona fide offering of them.

**C-4**

------

**SIGNATURES**

Pursuant to the requirements of the Securities Act of 1933, as amended (the "1933 Act") the Registrant has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Boston and The Commonwealth of Massachusetts, on the 8<sup>th</sup> day of May, 2026.

---

| | |
|:---|:---|
| **JOHN HANCOCK VARIABLE INSURANCE TRUST** | **JOHN HANCOCK VARIABLE INSURANCE TRUST** |
| By: | /s/ Kristie M. Feinberg |
|  | Name: Kristie M. Feinberg<br> Title: President (Chief Executive Officer and Principal <br> Executive Officer) and Trustee<br>|

---

Pursuant to the requirements of the 1933 Act, this Registration Statement has been signed below by the following persons in the capacities and on the date(s) indicated.

---

| | | |
|:---|:---|:---|
| **Signature** | **Title** | **Date** |
| /s/ Kristie M. Feinberg | President<br> (Chief Executive Officer and Principal Executive Officer) and Trustee | May 8, 2026 |
| Kristie M. Feinberg | President<br> (Chief Executive Officer and Principal Executive Officer) and Trustee | May 8, 2026 |
| /s/ Fernando A. Silva | Chief Financial Officer<br> (Principal Financial Officer and Principal Accounting Officer) | May 8, 2026 |
| Fernando A. Silva | Chief Financial Officer<br> (Principal Financial Officer and Principal Accounting Officer) | May 8, 2026 |
| /s/ Andrew G. Arnott\* | Trustee | May 8, 2026 |
| Andrew G. Arnott | Trustee | May 8, 2026 |
| /s/ William K. Bacic\* | Trustee | May 8, 2026 |
| William K. Bacic | Trustee | May 8, 2026 |
| /s/ James R. Boyle\* | Trustee | May 8, 2026 |
| James R. Boyle | Trustee | May 8, 2026 |
| /s/ Noni Ellison McKee\* | Trustee | May 8, 2026 |
| Noni Ellison McKee | Trustee | May 8, 2026 |
| /s/ Grace K. Fey\* | Trustee | May 8, 2026 |
| Grace K. Fey | Trustee | May 8, 2026 |
| /s/ Dean C. Garfield\* | Trustee | May 8, 2026 |
| Dean C. Garfield | Trustee | May 8, 2026 |
| /s/ Christine L. Hurtsellers\* | Trustee | May 8, 2026 |
| Christine L. Hurtsellers | Trustee | May 8, 2026 |
| /s/ Deborah C. Jackson\* | Trustee | May 8, 2026 |
| Deborah C. Jackson | Trustee | May 8, 2026 |
| /s/ Hassell H. McClellan\* | Trustee | May 8, 2026 |
| Hassell H. McClellan | Trustee | May 8, 2026 |
| /s/ Kenneth J. Phelan\* | Trustee | May 8, 2026 |
| Kenneth J. Phelan | Trustee | May 8, 2026 |
| /s/ Frances G. Rathke\* | Trustee | May 8, 2026 |
| Frances G. Rathke | Trustee | May 8, 2026 |
| /s/ Thomas R. Wright\* | Trustee | May 8, 2026 |
| Thomas R. Wright | Trustee | May 8, 2026 |

---

**\***

By: Power of Attorney.

**C-5**

------

---

| | |
|:---|:---|
| By: | /s/ Harsha Pulluru |
|  | Harsha Pulluru<br> Attorney-In-Fact<br>|

---

**\***

Pursuant to Power of Attorney previously filed as exhibit 16 to the registration statement on Form N-14 filed on January 14, 2026.

**C-6**

------

**Exhibit Index** 

---

| | |
|:---|:---|
| 4 | [<u>Agreement and Plan of Reorganization</u>](d145802dex994.htm) |
| 12 | [<u>Opinion of K&L Gates LLP on tax matters</u>](d145802dex9912.htm) |
| 14(b) | [<u>Consent of K&L Gates LLP</u>](d145802dex9914b.htm) |

---

**C-7**

------

## Ex-99.(4)

***Exhibit 4***

**AGREEMENT AND PLAN OF REORGANIZATION** 

**THIS AGREEMENT AND PLAN OF REORGANIZATION** (the "Plan") is made this 24<sup>th</sup> day of April 2026, among John Hancock Variable Insurance Trust ("JHVIT"), a Massachusetts business trust, on behalf of American International Trust (the "Fund" or "Acquired Fund") and Disciplined Value International Trust (the "Acquiring Fund"), each of which is a separate series or fund of JHVIT, and, solely with respect to Section 9, John Hancock Variable Trust Advisers LLC ("JHVTA").

This Plan shall be deemed to be a separate agreement by JHVIT on behalf of the Acquired Fund and the Acquiring Fund.

**WHEREAS**, JHVIT intends to provide for the reorganization (the "Reorganization") of the Acquired Fund through the acquisition by the Acquiring Fund of all assets, known or unknown, fixed or contingent, subject to all of the liabilities, known or unknown, fixed or contingent, of the Acquired Fund in exchange for Series I, Series II, and Series NAV voting shares of beneficial interest, par value $.01 per share, of the Acquiring Fund (the "Acquiring Fund Shares"), the liquidation of the Acquired Fund and the distribution to Acquired Fund shareholders of the Acquiring Fund Shares; and

**WHEREAS**, the Board of Trustees of JHVIT (the "Board") has determined that the transfer of all or substantially all of the assets and all of the liabilities of the Acquired Fund to the Acquiring Fund is in the best interests of each such series, as well as the best interests of shareholders and owners of variable life and annuity contracts funded by shares of such series ("contract owners"), and that the interests of existing shareholders and contract owners will not be diluted as a result of the Reorganization;

**NOW, THEREFORE**, in consideration of the mutual promises herein contained, JHVIT on behalf of, respectively, the Acquired Fund and the Acquiring Fund, and JHVTA with respect to Section 9 of the Plan only, hereto agree as follows:

**1. Transfer of Assets of the Acquired Fund in Exchange for Acquiring Fund Shares and Liquidation of the Acquired Fund** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Plan of Reorganization*.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) JHVIT on behalf of the Acquired Fund, will convey, transfer and deliver to the Acquiring Fund all known or unknown, fixed or contingent assets of the Acquired Fund (consisting, without limitation, of portfolio securities and instruments, dividend and interest receivables, cash, claims (whether absolute or contingent, known or unknown, accrued or unaccrued) and other assets). In consideration thereof, JHVIT on behalf of the Acquiring Fund will (A) assume and pay, all of the known or unknown, fixed or contingent obligations and liabilities of the Acquired Fund and (B) issue and deliver to the Acquired Fund that number of full and fractional Series I, Series II, and Series NAV shares of beneficial interest of the Acquiring Fund as determined in Section 1(c) hereof. Any Series I, Series II, and Series NAV shares of beneficial interest, par value $.01 per share, of the Acquired Fund ("Acquired Fund Shares") held in the treasury of JHVIT at the Effective Time of the Reorganization (as defined in Section 1(b)(i) hereof) shall thereupon be retired. Such transactions shall take place on the date provided for in Section 1(b)(i) hereof (the "Exchange Date"). All computations for the Acquired Fund and the Acquiring Fund shall be performed by each Fund's respective custodian (the "Acquired Fund Custodian" and the Acquiring Fund Custodian," respectively). State Street Bank and Trust Company serves as custodian and pricing agent for the Acquired Fund. Citibank, NA serves as custodian and pricing agent for the Acquiring Fund. The determination of the Acquired Fund Custodian and the Acquiring Fund Custodian shall be conclusive and binding on all parties in interest. For purposes of this Plan and this Section 1(a)(i) in particular, Series III shares of American International Trust shall be deemed to correspond to Series NAV shares of Disciplined Value International Trust.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) As of the Effective Time of the Reorganization, the Acquired Fund will liquidate and distribute pro rata to its shareholders of record ("Acquired Fund shareholders") as of the Effective Time of the Reorganization the Acquiring Fund Shares received by the Acquired Fund pursuant to Section 1(a)(i) in actual or constructive exchange for the shares of the Acquired Fund held by the Acquired Fund shareholders. The holders of Series I, Series II, and Series III shares of American International Trust will receive Series I, Series II, and Series NAV shares of Disciplined Value International Trust, respectively. Such liquidation and distribution will be

------

accomplished by the transfer of the Acquiring Fund Shares then credited to the account of the Acquired Fund on the books of the Acquiring Fund to open accounts on the share records of the Acquiring Fund in the names of the Acquired Fund shareholders and representing the respective pro-rata number of the Acquiring Fund Shares due such shareholders. The Acquiring Fund will not issue certificates representing the Acquiring Fund Shares in connection with such exchange. The exchange of the Acquired Fund's shares for the Acquiring Fund's shares shall constitute a full cancellation of those shares and shall terminate any continuing rights of the holders of such Acquired Fund shares as such.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) With respect to the Reorganization, as soon as practicable after the Effective Time of the Reorganization, JHVIT shall take all the necessary steps under Massachusetts law, JHVIT's Agreement and Declaration of Trust (the "Declaration of Trust") and any other applicable law to effect a complete dissolution of the Acquired Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Exchange Date and Effective Time of the Reorganization*.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) Subject to the satisfaction of the conditions to the Reorganization specified in this Plan, the Reorganization shall occur as of the close of regularly scheduled trading on the New York Stock Exchange (the "NYSE") (the "Effective Time of the Reorganization") on the day (the "Exchange Date") which is the later of: (A) the final adjournment of the meeting of the holders of Acquired Fund shares at which this Plan will be considered; (B) April 24, 2026; or (C) such later day as any one or more of the officers of JHVIT may determine.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) All acts taking place on the Exchange Date shall be deemed to take place simultaneously as of the Effective Time of the Reorganization, unless otherwise provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) In the event that on the proposed Exchange Date: (A) the NYSE shall be closed to trading or trading thereon shall be restricted; or (B) trading or the reporting of trading on said Exchange or elsewhere shall be disrupted so that accurate valuation of the net assets of the Acquiring Fund or the Acquired Fund is impracticable, the Exchange Date shall be postponed until the first business day after the day when trading shall have been fully resumed and reporting shall have been restored.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) On the Exchange Date, portfolio securities of the Acquired Fund shall be transferred by the Acquired Fund Custodian to the Acquiring Fund Custodian for the account of the Acquiring Fund duly endorsed in proper form for transfer, in such condition as to constitute good delivery thereof in accordance with the custom of brokers, and shall be accompanied by all necessary federal and state stock transfer stamps or a check for the appropriate purchase price thereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Valuation*.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) The net asset value per share of Series I, Series II, and Series NAV shares of the Acquiring Fund and the net value of the assets of the Acquired Fund to be transferred in exchange for such Series I, Series II, and Series NAV shares shall be determined as of the Effective Time of the Reorganization. The net asset value per share of Series I, Series II, and Series NAV shares of the Acquiring Fund shall be computed by the Acquiring Fund Custodian in the manner set forth in the Declaration of Trust or JHVIT's By-laws (the "By-laws") and then-current prospectus and statement of additional information and shall be computed to not less than two decimal places. The net value of the assets of the Acquired Fund to be transferred shall be computed by the Acquired Fund Custodian by calculating the value of the assets of the Acquired Fund and by subtracting therefrom the amount of the liabilities assigned and transferred to the Acquiring Fund, said assets and liabilities to be valued in the manner set forth in the Declaration of Trust or By-laws and then-current prospectus and statement of additional information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) The number of Series I, Series II, and Series NAV shares of the Acquiring Fund to be issued (including fractional shares, if any) by the Acquiring Fund in exchange for the Acquired Fund's assets shall be determined by dividing the net value of the assets of the Acquired Fund attributable to shares of each class to be transferred by the net asset value per share of the shares of the Acquiring Fund to be exchanged for each such class of shares of the Acquired Fund, in each case as determined in accordance with Section 1(c)(i).

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) All computations of value shall be made by the Acquiring Fund Custodian and the Acquired Fund Custodian in accordance with their regular practice as pricing agents for the Acquiring Fund and the Acquired Fund, respectively.

**2. Representations and Warranties of JHVIT on Behalf of the Acquiring Fund** 

JHVIT on behalf of the Acquiring Fund represents and warrants as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Organization, Existence, etc*. JHVIT is a business trust that is duly organized, validly existing under the laws of the Commonwealth of Massachusetts and has the power to carry on its business as it is now being conducted. The Acquiring Fund is a validly existing series of shares of such business trust representing interests in a separate portfolio thereof under the laws of Massachusetts. Each of the Acquiring Fund and JHVIT has all necessary federal, state and local authorization to own all of its properties and assets and to carry on its business as now being conducted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Registration as Investment Company*. JHVIT is registered under the Investment Company Act of 1940, as amended (the "1940 Act"), as an open-end management investment company; such registration has not been revoked or rescinded and is in full force and effect.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Current Offering Documents*. The current prospectus of JHVIT dated April 28, 2025, as supplemented, and the current statement of additional information of JHVIT dated April 28, 2025, as it relates to the Acquiring Fund, as supplemented, and as it may be further supplemented or amended, included in JHVIT's registration statement on Form N-1A filed with the Securities and Exchange Commission (the "Commission"), comply in all material respects with the requirements of the Securities Act of 1933, as amended (the "Securities Act"), and the 1940 Act and do not contain an untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) *Capitalization*. JHVIT has an unlimited number of authorized shares of beneficial interest, par value $.01 per share. All of the outstanding shares of JHVIT have been duly authorized and are validly issued, fully paid and non-assessable (except as disclosed in JHVIT's prospectus and recognizing that under Massachusetts law, shareholders of a series of JHVIT could, under certain circumstances, be held personally liable for the obligations of such series). All of the issued and outstanding shares of the Acquiring Fund have been offered and sold in compliance in all material respects with applicable registration requirements of the Securities Act and applicable state securities laws.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) *Financial Statements*. The financial statements of the Acquiring Fund for the fiscal year ended December 31, 2024, which have been audited by the independent registered public accounting firm retained by JHVIT fairly present the financial position of the Acquiring Fund as of the date thereof and its results of operations and changes in net assets for the period indicated in accordance with generally accepted accounting principles ("GAAP").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) *Shares to be Issued Upon Reorganization*. The Acquiring Fund Shares to be issued in connection with the Reorganization will be duly authorized and upon consummation of the Reorganization will be validly issued, fully paid and non-assessable (except as disclosed in the Acquiring Fund's prospectus and recognizing that under Massachusetts law, shareholders of a series of JHVIT could, under certain circumstances, be held personally liable for the obligations of such series).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) *Authority Relative to this Plan*. JHVIT, on behalf of the Acquiring Fund, has the power to enter into this Plan and to carry out its obligations hereunder. The execution and delivery of this Plan and the consummation of the transactions contemplated hereby have been duly authorized by the Board and no other proceedings by JHVIT other than those contemplated under this Plan are necessary to authorize its officers to effectuate this Plan and the transactions contemplated hereby. JHVIT is not a party to or obligated under any provision of its Declaration of Trust or By-laws, or under any indenture or contract provision or any other commitment or obligation, or subject to any order or decree, that would be violated by or that would prevent its execution and performance of this Plan in accordance with its terms.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) *Liabilities*. There are no known liabilities of the Acquiring Fund, whether actual or contingent and whether or not determined or determinable, other than liabilities disclosed or provided for in the Acquiring Fund's Financial Statements and liabilities incurred in the ordinary course of business subsequent to December 31, 2024 or otherwise previously disclosed to the Acquiring Fund, none of which has been materially adverse to the business, assets or results of operations of the Acquiring Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) *No Material Adverse Change*. Since December 31, 2024, there has been no material adverse change in the financial condition, results of operations, business, properties or assets of the Acquiring Fund, other than those occurring in the ordinary course of business (for these purposes, a decline in net asset value and a decline in net assets due to redemptions do not constitute a material adverse change).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j) *Litigation*. There are no claims, actions, suits or proceedings pending or, to the knowledge of JHVIT, threatened that, if adversely determined, would materially and adversely affect the Acquiring Fund's assets or business or that would prevent or hinder consummation of the transactions contemplated hereby, there are no facts that would form the basis for the institution of administrative proceedings against the Acquiring Fund and, to the knowledge of JHVIT, there are no regulatory investigations of the Acquiring Fund, pending or threatened, other than routine inspections and audits.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k) *Contracts*. No default exists under any material contract or other commitment on behalf of the Acquiring Fund to which JHVIT is subject.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(l) *Taxes*. All federal and other income tax returns of the Acquiring Fund required to be filed by JHVIT have been filed for all taxable years to and including December 31, 2024, and all taxes payable pursuant to such returns have been paid. To the knowledge of JHVIT, no such return is under audit and no assessment has been asserted in respect of any such return. All federal and other taxes owed by the Acquiring Fund have been paid so far as due. The Acquiring Fund currently is, at all times since its inception has been, and will continue to be up until and at the Exchange Date, in compliance with Section 817(h)(1) of the Internal Revenue Code of 1986, as amended (the "Code"), and Treas. Reg. Section 1.817-5, as if those provisions applied directly to the Acquiring Fund, relating to the diversification requirements for variable annuity, endowment and life insurance contracts. The Acquiring Fund's shares are (and since its inception have been) held only by (a) insurance company "segregated asset accounts" within the meaning of Treas. Reg. Section 1.817-5(e) and (b) other purchasers of the kind specified in Treas. Reg. Section 1.817-5(f)(3) as from time to time in effect. The Acquiring Fund is, and at all times since its inception has been, qualified as a "regulated investment company" under subchapter M of the Code.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(m) *No Approvals Required*. Except for the effectiveness of the Registration Statement (as defined in Section 4(a) hereof) and the approval of the Acquired Fund's shareholders (referred to in Section 6(a) hereof), no consents, approvals, authorizations, registrations or exemptions under federal or state laws are necessary for the consummation by the Acquiring Fund of the Reorganization, except such as have been obtained as of the date hereof.

**3. Representations and Warranties of JHVIT on Behalf of the Acquired Fund** 

JHVIT on behalf of the Acquired Fund represents and warrants as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Organization, Existence, etc*. JHVIT is a business trust that is duly organized, validly existing under the laws of the Commonwealth of Massachusetts and has the power to carry on its business as it is now being conducted. The Acquired Fund is a validly existing series of shares of such business trust representing interests in a separate portfolio thereof under the laws of Massachusetts. Each of the Acquired Fund and JHVIT has all necessary federal, state and local authorization to own all of its properties and assets and to carry on its business as now being conducted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Registration as Investment Company*. JHVIT is registered under the 1940 Act as an open-end management investment company; such registration has not been revoked or rescinded and is in full force and effect.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Current Offering Documents*. The current prospectus of JHVIT dated April 28, 2025, as supplemented, and the current statement of additional information of JHVIT dated April 28, 2025, as it relates to the Acquired Fund, as supplemented, and as each may be further supplemented or amended, included in JHVIT's registration statement on Form N-1A filed with the Commission, comply in all material respects with the requirements of the Securities Act and the 1940 Act and do not contain an untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) *Capitalization*. JHVIT has an unlimited number of authorized shares of beneficial interest, par value $.01 per share. All of the outstanding shares of JHVIT have been duly authorized and are validly issued, fully paid and non-assessable (except as disclosed in JHVIT's prospectus and recognizing that under Massachusetts law, shareholders of a series of JHVIT could, under certain circumstances, be held personally liable for the obligations of such series). All such shares of the Acquired Fund will, at the Effective Time of the Reorganization, be held by the shareholders of record of the Acquired Fund as set forth on the books and records of JHVIT in the amounts set forth therein, and as set forth in any list of shareholders of record provided to the Acquiring Fund for purposes of the Reorganization, and no such shareholders of record will have any preemptive rights to purchase any Acquired Fund shares, and the Acquired Fund does not have outstanding any options, warrants or other rights to subscribe for or purchase any Acquired Fund shares (other than any existing dividend reinvestment plans of the Acquired Fund or as set forth in this Plan), nor are there outstanding any securities convertible by their terms into any shares of the Acquired Fund (except pursuant to any existing exchange privileges described in the current prospectus and statement of additional information of JHVIT). All of the Acquired Fund's issued and outstanding shares have been offered and sold in compliance in all material respects with applicable registration requirements of the Securities Act and applicable state securities laws.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) *Financial Statements*. The financial statements of the Acquired Fund for the fiscal year ended December 31, 2024, which have been audited by the independent registered public accounting firm retained by JHVIT fairly present the financial position of the Acquired Fund as of the date thereof and its results of operations and changes in net assets for the period indicated in accordance with GAAP.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) *Authority Relative to this Plan*. JHVIT, on behalf of the Acquired Fund, has the power to enter into this Plan and to carry out its obligations hereunder. The execution and delivery of this Plan and the consummation of the transactions contemplated hereby have been duly authorized by the Board and no other proceedings by JHVIT other than those contemplated under this Plan are necessary to authorize its officers to effectuate this Plan and the transactions contemplated hereby. JHVIT is not a party to or obligated under any provision of its Declaration of Trust or By-laws, or under any indenture or contract provision or any other commitment or obligation, or subject to any order or decree, that would be violated by or that would prevent its execution and performance of this Plan in accordance with its terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) *Liabilities*. There are no known liabilities of the Acquired Fund, whether actual or contingent and whether or not determined or determinable, other than liabilities disclosed or provided for in the Acquired Fund's financial statements and liabilities incurred in the ordinary course of business subsequent to December 31, 2024 or otherwise previously disclosed to the Acquired Fund, none of which has been materially adverse to the business, assets or results of operations of the Acquired Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) *No Material Adverse Change*. Since December 31, 2024, there has been no material adverse change in the financial condition, results of operations, business, properties or assets of the Acquired Fund, other than those occurring in the ordinary course of business (for these purposes, a decline in net asset value and a decline in net assets due to redemptions do not constitute a material adverse change).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) *Litigation*. There are no claims, actions, suits or proceedings pending or, to the knowledge of JHVIT, threatened that, if adversely determined, would materially and adversely affect the Acquired Fund's assets or business or that would prevent or hinder consummation of the transactions contemplated hereby, there are no facts that would form the basis for the institution of administrative proceedings against the Acquired Fund and, to the knowledge of JHVIT, there are no regulatory investigations of the Acquired Fund, pending or threatened, other than routine inspections and audits.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j) *Contracts*. JHVIT is not subject to any contracts or other commitments on behalf of the Acquired Fund (other than this Plan) that will not be terminated with respect to the Acquired Fund without liability to JHVIT or the Acquired Fund as of or prior to the Effective Time of the Reorganization.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k) *Taxes*. All federal and other income tax returns of the Acquired Fund required to be filed by JHVIT with respect to the Acquired Fund have been filed for all taxable years to and including December 31, 2024, and all taxes payable pursuant to such returns have been paid. To the knowledge of JHVIT, no such return is under audit and no assessment has been asserted in respect of any such return. All federal and other taxes owed by the Acquired Fund have been paid so far as due. The Acquired Fund currently is, at all times since its inception has been, and will continue to be up until and at the Exchange Date, in compliance with Section 817(h)(1) of the Code and Treas. Reg. Section 1.817-5, as if those provisions applied directly to the Acquired Fund, relating to the diversification requirements for variable annuity, endowment and life insurance contracts. The Acquired Fund's shares are (and since its inception have been) held only by (a) insurance company "segregated asset accounts" within the meaning of Treas. Reg. Section 1.817-5(e) and (b) other purchasers of the kind specified in Treas. Reg. Section 1.817-5(f)(3) as from time to time in effect. The Acquired Fund is, and at all times since its inception has been, qualified as a "regulated investment company" under subchapter M of the Code.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(l) *No Approvals Required*. Except for the effectiveness of the Registration Statement (as defined in Section 4(a) hereof) and the approval of the Acquired Fund's shareholders referred to in Section 6(a) hereof, no consents, approvals, authorizations, registrations or exemptions under federal or state laws are necessary for the consummation by the Acquired Fund of the Reorganization, except such as have been obtained as of the date hereof.

**4. Covenants of JHVIT on Behalf of the Acquiring Fund** 

JHVIT on behalf of the Acquiring Fund covenants to the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Registration Statement*. On behalf of the Acquiring Fund, JHVIT shall file with the Commission a Registration Statement on Form N-14 (the "Registration Statement") under the Securities Act relating to the Acquiring Fund Shares issuable hereunder and the proxy statement of the Acquired Fund relating to the meeting of the Acquired Fund's shareholders referred to in Section 5(a) herein. At the time the Registration Statement becomes effective, the Registration Statement: (i) will comply in all material respects with the provisions of the Securities Act and the rules and regulations of the Commission thereunder (the "Regulations"); and (ii) will not contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein not misleading; and at the time the Registration Statement becomes effective, at the time of the Acquired Fund's shareholders meeting referred to in Section 5(a) hereof, and at the Effective Time of the Reorganization, the proxy statement/prospectus (the "Prospectus") and statement of additional information (the "SAI") included therein, as amended or supplemented by any amendments or supplements filed by JHVIT, will not contain an untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Cooperation in Effecting Reorganization*. JHVIT on behalf of the Acquiring Fund agrees to use all reasonable efforts to effectuate the Reorganization, to continue in operation thereafter, and to obtain any necessary regulatory approvals for the Reorganization.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Operations in the Ordinary Course*. Except as otherwise contemplated by this Plan, and, in particular, any actions necessary as a result of the circumstances identified in Section 1(a)(ii) of this Plan, JHVIT with respect to the Acquiring Fund shall conduct its business in the ordinary course until the consummation of the Reorganization, it being understood that such ordinary course of business will include the declaration and payment of customary dividends and distributions.

**5. Covenants of JHVIT on Behalf of the Acquired Fund** 

JHVIT on behalf of the Acquired Fund covenants to the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Meeting of the Acquired Fund's Shareholders*. JHVIT shall call and hold a meeting of the shareholders of the Acquired Fund for the purpose of acting upon this Plan and the transactions contemplated herein.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Portfolio Securities*. With respect to the assets to be transferred in accordance with Section 1(a), the Acquired Fund's assets shall consist of all property and assets of any nature whatsoever, including, without limitation, all cash, cash equivalents, securities, claims and receivables (including dividend and interest receivables) owned, and any deferred or prepaid expenses shown as an asset on the Acquired Fund's books. At least five (5) business days prior to the Exchange Date, the Acquired Fund will provide the Acquiring Fund with a list of its assets and a list of its stated liabilities. The Acquired Fund shall have the right to sell any of the securities or other assets shown on the list

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of assets prior to the Exchange Date but will not, without the prior approval of JHVIT, on behalf of the Acquiring Fund, acquire any additional securities other than securities that the Acquiring Fund is permitted to purchase, pursuant to its investment objective and policies or otherwise (taking into consideration its own portfolio composition as of such date). In the event that the Acquired Fund holds any investments that the Acquiring Fund would not be permitted to hold, the Acquired Fund will dispose of such securities prior to the Exchange Date to the extent practicable and to the extent that its shareholders would not be materially affected in an adverse manner by such a disposition. In addition, JHVIT will prepare and deliver, on the Exchange Date, immediately prior to the Effective Time of the Reorganization, a Statement of Assets and Liabilities of the Acquired Fund as of the Effective Time of the Reorganization and prepared in accordance with GAAP (the "Schedule"). All securities to be listed in the Schedule for the Acquired Fund as of the Effective Time of the Reorganization will be owned by the Acquired Fund free and clear of any liens, claims, charges, options and encumbrances, except as indicated in the Schedule, and, except as so indicated, none of such securities is or, after the Reorganization as contemplated hereby, will be subject to any restrictions, legal or contractual, on the disposition thereof (including restrictions as to the public offering or sale thereof under the Securities Act) and, except as so indicated, all such securities are or will be readily marketable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Registration Statement*. In connection with the preparation of the Registration Statement, JHVIT on behalf of the Acquired Fund will furnish the information relating to the Acquired Fund required by the Securities Act and the Regulations to be set forth in the Registration Statement (including the Prospectus and SAI). At the time the Registration Statement becomes effective, the Registration Statement, insofar as it relates to the Acquired Fund: (i) will comply in all material respects with the provisions of the Securities Act and the Regulations; and (ii) will not contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein not misleading; and at the time the Registration Statement becomes effective, at the time of the Acquired Fund's shareholders meeting referred to in Section 5(a) and at the Effective Time of the Reorganization, the Prospectus and SAI, as amended or supplemented by any amendments or supplements filed by JHVIT, insofar as they relate to the Acquired Fund, will not contain an untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, however, that the representations and warranties in this subsection shall apply only to statements in or omissions from the Registration Statement, Prospectus or SAI made in reliance upon and in conformity with information furnished by JHVIT with respect to the Acquired Fund for use in the Registration Statement, Prospectus or SAI as provided in this Section 5(c).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) *Cooperation in Effecting Reorganization*. JHVIT on behalf of the Acquired Fund agrees to use all reasonable efforts to effectuate the Reorganization and to obtain any necessary regulatory approvals for the Reorganization.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) *Operations in the Ordinary Course*. Except as otherwise contemplated by this Plan, and, in particular, any actions necessary as a result of the circumstances identified in Section 1(a)(ii) of this Plan, JHVIT with respect to the Acquired Fund shall conduct its business in the ordinary course until the consummation of the Reorganization, it being understood that such ordinary course of business will include the declaration and payment of customary dividends and distributions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) *Statement of Earnings and Profits*. As promptly as practicable, but in any case within 60 days after the Exchange Date, JHVIT on behalf of the Acquired Fund shall prepare a statement of the earnings and profits of the Acquired Fund for federal income tax purposes, and of any capital loss carryovers and other items that the Acquiring Fund will succeed to and take into account as a result of Section 381 of the Code (if any).

**6. Conditions Precedent to Obligations of JHVIT on Behalf of the Acquired Fund** 

The obligations of JHVIT on behalf of the Acquired Fund with respect to the consummation of the Reorganization are subject to the satisfaction of the following conditions:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Approval by the Acquired Fund's Shareholders*. This Plan and the transactions contemplated by the Reorganization shall have been approved by the requisite vote of the shares of the Acquired Fund entitled to vote on the matter ("Acquired Shareholder Approval").

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Covenants, Warranties and Representations*. With respect to the Acquiring Fund, JHVIT shall have complied with each of its covenants contained herein, each of the representations and warranties contained herein shall be true in all material respects as of the Effective Time of the Reorganization (except as otherwise contemplated herein), and there shall have been no material adverse change (as described in Section 2(i)) in the financial condition, results of operations, business, properties or assets of the Acquiring Fund since December 31, 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Regulatory Approval*. The Registration Statement shall have been declared effective by the Commission and no stop orders under the Securities Act pertaining thereto shall have been issued and all other approvals, registrations, and exemptions under federal and state laws considered to be necessary shall have been obtained (collectively, the "Regulatory Approvals").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) *Tax Opinions*. JHVIT shall have received one or more opinions of K&L Gates LLP, dated on or before the Effective Time of the Reorganization, addressed to and in form and substance satisfactory to JHVIT, that, assuming the variable contracts and the insurance companies issuing them are properly structured under the insurance company provisions of the Code, the Reorganization will not be a taxable event for contract owners whose contract values are determined by investment in shares of the Acquired Fund (the "Tax Opinions"). For purposes of rendering its opinion, K&L Gates LLP may rely exclusively and without independent verification, as to factual matters, on the statements made in the Plan, the Prospectus and SAI, and on such other written representations verified as of the Effective Time of the Reorganization.

**7. Conditions Precedent to Obligations of JHVIT on Behalf of the Acquiring Fund** 

The obligations of JHVIT on behalf of the Acquiring Fund with respect to the consummation of the Reorganization are subject to the satisfaction of the following conditions:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Approval by the Acquired Fund's Shareholders*. The Acquired Shareholder Approval shall have been obtained with respect to the Acquired Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Covenants, Warranties and Representations*. With respect to the Acquired Fund, JHVIT shall have complied with each of its covenants contained herein, each of the representations and warranties contained herein shall be true in all material respects as of the Effective Time of the Reorganization (except as otherwise contemplated herein), and there shall have been no material adverse change (as described in Section 3(h)) in the financial condition, results of operations, business, properties or assets of the Acquired Fund since December 31, 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Portfolio Securities*. All securities to be acquired by the Acquiring Fund in the Reorganization shall have been approved for acquisition by JHVTA (or, at its discretion, by a subadvisor for the Acquiring Fund) as consistent with the investment policies of the Acquiring Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) *Regulatory Approval*. The Regulatory Approvals shall have been obtained.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) *Distribution of Income and Gains*. JHVIT on behalf of the Acquired Fund shall have distributed to the shareholders of the Acquired Fund all of the Acquired Fund's investment company taxable income (without regard to the deductions for dividends paid) as defined in Section 852(b)(2) of the Code for its taxable year ending on the Exchange Date and all of its net capital gain as such term is used in Section 852(b)(3) of the Code, after reduction by any capital loss carry forward, for its taxable year ending on the Exchange Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) *Tax Opinions*. JHVIT shall have received the Tax Opinions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) *Financial Statements*. The financial statements of JHVIT for the fiscal year ended December 31, 2024 shall have been audited by the independent registered public accounting firm retained by JHVIT. In addition, as of the Exchange Date and except as may be affected by the transactions contemplated by this Plan: (i) the representations and warranties of JHVIT on behalf of the Acquired Fund set forth in Sections 3(e) and (g) of this Plan are true and correct as to the financial statements referred to in the first sentence of this Section 7(g); and (ii) the representation and warranty set forth in the first sentence of Section 3(k) of this Plan are true and correct as to all taxable years up to and including December 31, 2024.

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**8. Amendments; Terminations; No Survival of Covenants, Warranties and Representations** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) *Amendments*. JHVIT may, by an instrument in writing authorized by the Board, amend this Plan at any time before or after approval hereof by the shareholders of the Acquired Fund, but after such approval, no amendment shall be made that substantially changes the terms hereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) *Waivers*. At any time prior to the Effective Time of the Reorganization, JHVIT, on behalf of either or both of the Acquired and Acquiring Funds, may by written instrument signed by it; (i) waive any inaccuracies in the representations and warranties made to it or such Fund or series contained herein; and (ii) waive compliance with any of the covenants or conditions made for its benefit or the benefit of such Fund or series contained herein, except that conditions set forth in Sections 6(c) and 7(d) may not be waived.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) *Termination*. This Plan may be terminated by JHVIT at any time prior to the Effective Time of the Reorganization, whether before or after approval of this Plan by the shareholders of the Acquired Fund, without liability on the part of any party hereto, its Trustees, officers or shareholders, in the event that either the Board or one or more of the officers of JHVIT determine that proceeding with this Plan is not in the best interests of the shareholders or contract owners of either or both of the Acquired and Acquiring Funds, or for any other reason.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) Unless JHVIT shall otherwise determine by written instrument, this Plan shall terminate without liability as of the close of business on November 1, 2026 if the Effective Time of the Reorganization is not on or prior to such date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) *Survival*. No representations, warranties or covenants in or pursuant to this Plan, except for the provisions of Section 5(f) and Section 9 of this Plan, shall survive the Reorganization.

**9. Expenses** 

The Acquired Fund will bear 92% of the expenses of the Reorganization, which is $182,626 or less than $0.01 per share. The Acquiring Fund will bear the remaining expenses of the Reorganization, which is $16,147 or less than $0.01 per share. If the Reorganization is not consummated, the expenses of the Reorganization as to that Acquired Fund or the Acquiring Fund, as applicable, will be paid by JHVTA. Such expenses include, without limitation: (i) expenses incurred in connection with the entering into and the carrying out of the provisions of this Plan; (ii) expenses associated with the preparation and filing of the Registration Statement (other than registration fees payable to the Commission in respect of the registration of the Acquiring Fund shares registered thereby, which shall be payable by the Acquiring Fund); (iii) fees and expenses of preparing and filing such forms as are necessary under any applicable state securities laws in connection with the Reorganization; (iv) postage; (v) printing; (vi) accounting fees; (vii) legal fees; and (viii) solicitation costs relating to the Reorganization.

**10. Reliance** 

All covenants and agreements made under this Plan shall be deemed to have been material and relied upon by the Acquired Fund, the Acquiring Fund and JHVIT notwithstanding any investigation made by such party or on its behalf.

**11. Headings; Counterparts; Governing Law; Assignment** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The section and paragraph headings contained in this Plan are for reference purposes only and shall not affect in any way the meaning or interpretation of this Plan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) This Plan may be executed in any number of counterparts, each of which shall be deemed an original.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) This Plan shall be governed by and construed in accordance with the laws of The Commonwealth of Massachusetts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) This Plan shall bind and inure to the benefit of JHVIT, the Acquired Fund and the Acquiring Fund and their respective successors and assigns, but no assignment or transfer hereof or of any rights or obligations hereunder shall be made by any party without the written consent of the other parties. Nothing herein expressed or implied is intended or shall be construed to confer upon or give any person, firm or corporation, other than the parties hereto and their respective successors and assigns, any rights or remedies under or by reason of this Plan.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) The name "John Hancock Variable Insurance Trust" is the designation of the Trustees under an Agreement and Declaration of Trust dated January 22, 2016, as amended, and all persons dealing with JHVIT must look solely to JHVIT's property for the enforcement of any claims against JHVIT, as neither the Trustees, officers, agents or shareholders assume any personal liability for obligations entered into on behalf of JHVIT. No series of JHVIT shall be liable for claims against any other series of JHVIT.

**IN WITNESS WHEREOF**, the undersigned have executed this Plan as of the date first above written.

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| | |
|:---|:---|
| JOHN HANCOCK VARIABLE INSURANCE TRUST, | JOHN HANCOCK VARIABLE INSURANCE TRUST, |
| on behalf of the Acquired Fund | on behalf of the Acquired Fund |
| By: | /s/ Kristie Feinberg |
| Name: | Kristie Feinberg |
| Title: | President |
| JOHN HANCOCK VARIABLE INSURANCE TRUST, | JOHN HANCOCK VARIABLE INSURANCE TRUST, |
| on behalf of the Acquiring Fund | on behalf of the Acquiring Fund |
| By: | /s/ Kristie Feinberg |
| Name: | Kristie Feinberg |
| Title: | President |
| For purposes of Section 9 only: | For purposes of Section 9 only: |
| JOHN HANCOCK VARIABLE TRUST ADVISERS LLC | JOHN HANCOCK VARIABLE TRUST ADVISERS LLC |
| By: | /s/ Jay Aronowitz |
| Name: | Jay Aronowitz |
| Title: | Chief Investment Officer |

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## Ex-99.(12)

***Exhibit 12***![LOGO](g145802dsp0011.jpg)

April 24, 2026

American International Trust

a series of John Hancock Variable Insurance Trust

200 Berkeley Street

Boston, MA 02116

Disciplined Value International Trust

a series of John Hancock Variable Insurance Trust

200 Berkeley Street

Boston, MA 02116

John Hancock Life Insurance Company (U.S.A.)

200 Berkeley Street

Boston, MA 02116

John Hancock Life Insurance Company of New York

200 Berkeley Street

Boston, MA 02116

Re: <u>Reorganization to Combine Series of a Massachusetts Business Trust</u>

Ladies and Gentlemen:

You have requested our opinion regarding certain federal income tax consequences to the holders ("Contract Owners") of certain variable annuity contracts and variable life insurance policies (collectively, the "Contracts") that are issued or administered by John Hancock Life Insurance Company (U.S.A.) ("John Hancock USA") or by John Hancock Life Insurance Company of New York ("John Hancock NY") and funded by separate accounts of John Hancock USA or John Hancock NY for which American International Trust ("Acquired Fund"), a separate series of John Hancock Variable Insurance Trust, a Massachusetts business trust ("JHVIT"), and Disciplined Value International Trust (the "Acquiring Fund"), also a separate series of JHVIT, serve as underlying investment vehicles.

Pursuant to the Agreement and Plan of Reorganization (the "Plan") dated as of April 24, 2026, executed by JHVIT on behalf of the Acquired Fund and Acquiring Fund, Acquired Fund will transfer all of its assets to Acquiring Fund in exchange solely for voting shares of beneficial interest of Acquiring Fund ("Acquiring Fund Shares") and the assumption by Acquiring Fund of all of the liabilities of Acquired Fund and the distribution of the Acquiring Fund Shares to the shareholders of Acquired Fund in complete liquidation of Acquired Fund (the "Reorganization").

For purposes of this opinion, we have examined and rely upon (1) the Plan, (2) the Proxy Statement/Prospectus dated February 27, 2026, (3) the facts and representations contained in the letter dated as of this date, addressed to us from John Hancock USA and John Hancock NY, and (4) such other documents and instruments as we have deemed necessary or appropriate for purposes of rendering this opinion.

For purposes of this opinion, we are assuming that:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) each of the Contracts is and, at the time of the Reorganization, will be treated as a "variable contract" within the meaning of Section 817(d) of the Internal Revenue Code of 1986, as amended (the "Code");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) the ownership of shares in Acquired Fund and Acquiring Fund, and access to such Funds, satisfies the requirements and limitations set forth in Treas. Reg. Section 1.817-5(f); and

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April 24, 2026

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) under the so-called investor control rules, either John Hancock USA or John Hancock NY, and not the Contract Owners, have been and are treated for federal income tax purposes as the owners of the interests in Acquired Fund and Acquiring Fund that underlie the Contracts.

This opinion is based upon the Code, United States Treasury regulations, judicial decisions and administrative rulings and pronouncements of the Internal Revenue Service, all as in effect on the date hereof. This opinion is conditioned upon (a) the Reorganization taking place in the manner described in the Plan, (b) the information provided in the Proxy Statement/Prospectus referred to above, and (c) the facts and representations contained in the letter dated as of this date, addressed to us from John Hancock USA and John Hancock NY, and also the above assumptions, being true and accurate as of the closing date of the Reorganization.

Based upon the foregoing, it is our opinion that, for federal income tax purposes, the Contract Owners will not recognize any taxable income, gains or losses as a result of the Reorganization.

We express no opinion as to the federal income tax consequences of the Reorganization except as expressly set forth above, or as to any transaction except those consummated in accordance with the Plan and the representations made to us. Our opinion addresses only the specific federal income tax consequences of the Reorganization set forth above and does not address any other federal, or any state, local, or foreign tax consequences of the Reorganization or any other action (including any taken in connection therewith). Finally, our opinion is solely for the information and use of the addressees and the Contract Owners and may not be relied on for any purpose by any other person without our express written consent.

We hereby consent to the filing of this opinion as an exhibit to the Registration Statement on Form N-14 of the JHVIT (the "Registration Statement") filed with the U.S. Securities and Exchange Commission (the "Commission") in connection with the Reorganization. Further, we hereby consent to the references to our firm and the discussion of this opinion in the Registration Statement under the Prospectus heading "Federal Income Tax Consequences." In giving this consent, we do not thereby admit that we are experts with respect to any part of the Registration Statement within the meaning of the term "expert" as used in Section 11 of the Securities Act of 1933, as amended (the "Securities Act") or the rules and regulations promulgated thereunder by the Commission, nor do we admit that we are within the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations of the Commission promulgated thereunder.

Very truly yours,

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| |
|:---|
| /s/ K&L Gates LLP |
| K&L Gates LLP |

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## Ex-99.(14)(B)

***Exhibit 14(b)***![LOGO](g145802dsp0011.jpg)

May 8, 2026

<u>VIA EDGAR</u> 

Division of Investment Management

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

RE: Disciplined Value International Trust, a series of John Hancock Variable Insurance Trust (the "Trust") Registration Statement on Form N-14

Ladies and Gentlemen:

We consent to the filing of our tax opinion as an exhibit to the Post Effective Amendment to the Registration Statement on Form N-14 of the Trust to be filed with the Securities and Exchange Commission on or about May 8, 2026, and to the references made to our Firm therein and in any amendments thereto.

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| |
|:---|
| Very truly yours, |
| /s/ K&L Gates LLP |
| K&L Gates LLP |

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