# EDGAR Filing Document

**Accession Number:** 0001519676
**File Stem:** 0001519676-26-000002
**Filing Date:** 2026-2
**Character Count:** 14198
**Document Hash:** c66a32b1b4307c2c361b93f1707e9a77
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001519676-26-000002.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0001519676-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260212

**EFFECTIVENESS DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Stelac Advisory Services LLC
- **CENTRAL INDEX KEY:** 0001519676

**ORGANIZATION NAME:**
- **EIN:** 260437642
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-14456
- **FILM NUMBER:** 26624369

**BUSINESS ADDRESS:**
- **STREET 1:** 654 MADISON AVENUE
- **STREET 2:** 11TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10065
- **BUSINESS PHONE:** 212-920-3890

**MAIL ADDRESS:**
- **STREET 1:** 654 MADISON AVENUE
- **STREET 2:** 11TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10065

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Stelac Advisory Services LLC<br>**Address:** 654 MADISON AVENUE<br>11TH FL<br>NEW YORK, NY 10065

**Form 13F File Number:** 028-14456

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LINA ARIAS<br>**Title:** CCO<br>**Phone:** 212-920-3890

**Signature, Place, and Date of Signing:**

LINA ARIAS  NEW YORK, NY  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $282825309

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | COM | 02079K305 |  | 27840098 | 88946 | SH |  | DFND |  | 0 | 0 | 88946 |
| PROLOGIS INC. | COM | 74340W103 |  | 17549215 | 137467 | SH |  | DFND |  | 0 | 0 | 137467 |
| SPDR S 500 ETF TR | COM | 78462F103 |  | 15379704 | 22495 | SH |  | DFND |  | 0 | 0 | 22495 |
| VANGUARD INTL EQUITY INDEX F | COM | 922042874 |  | 15176971 | 181521 | SH |  | DFND |  | 0 | 0 | 181521 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 14553155 | 78033 | SH |  | DFND |  | 0 | 0 | 78033 |
| VANGUARD INDEX FDS | COM | 922908363 |  | 13952388 | 22248 | SH |  | DFND |  | 0 | 0 | 22248 |
| ELI LILLY  CO | COM | 532457108 |  | 11032665 | 10266 | SH |  | DFND |  | 0 | 0 | 10266 |
| UNITED PARCEL SERVICE INC | COM | 911312106 |  | 9377720 | 94543 | SH |  | DFND |  | 0 | 0 | 94543 |
| MICROSOFT CORP | COM | 594918104 |  | 9324194 | 19280 | SH |  | DFND |  | 0 | 0 | 19280 |
| INVESCO EXCHANGE TRADED FD T | COM | 46137V357 |  | 8223862 | 42931 | SH |  | DFND |  | 0 | 0 | 42931 |
| CROWDSTRIKE HLDGS INC | COM | 22788C105 |  | 8102517 | 17285 | SH |  | DFND |  | 0 | 0 | 17285 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 7288728 | 35074 | SH |  | DFND |  | 0 | 0 | 35074 |
| ALIBABA GROUP HLDG LTD | COM | 01609W102 |  | 6641393 | 45309 | SH |  | DFND |  | 0 | 0 | 45309 |
| BERKSHIRE HATHAWAY INC DEL | COM | 084670702 |  | 6479159 | 12890 | SH |  | DFND |  | 0 | 0 | 12890 |
| ISHARES TR | COM | 464287168 |  | 6436460 | 45602 | SH |  | DFND |  | 0 | 0 | 45602 |
| ISHARES TR | COM | 464287176 |  | 6202881 | 56436 | SH |  | DFND |  | 0 | 0 | 56436 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 6143347 | 18610 | SH |  | DFND |  | 0 | 0 | 18610 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 5910261 | 40828 | SH |  | DFND |  | 0 | 0 | 40828 |
| VANGUARD SCOTTSDALE FDS | COM | 92206C870 |  | 5862668 | 70002 | SH |  | DFND |  | 0 | 0 | 70002 |
| SPDR DOW JONES INDL AVERAGE | COM | 78467X109 |  | 4579688 | 9509 | SH |  | DFND |  | 0 | 0 | 9509 |
| KRANESHARES TRUST | COM | 500767306 |  | 4482647 | 130842 | SH |  | DFND |  | 0 | 0 | 130842 |
| ISHARES TR | COM | 464287234 |  | 3887638 | 71059 | SH |  | DFND |  | 0 | 0 | 71059 |
| ISHARES INC | COM | 46434G822 |  | 3831274 | 47452 | SH |  | DFND |  | 0 | 0 | 47452 |
| ISHARES TR | COM | 464288372 |  | 3514271 | 57273 | SH |  | DFND |  | 0 | 0 | 57273 |
| ENPHASE ENERGY INC | COM | 29355A107 |  | 3395858 | 105955 | SH |  | DFND |  | 0 | 0 | 105955 |
| SELECT SECTOR SPDR TR | COM | 81369Y803 |  | 3258793 | 22638 | SH |  | DFND |  | 0 | 0 | 22638 |
| ISHARES BITCOIN TRUST ETF | COM | 46438F101 |  | 2870515 | 57815 | SH |  | DFND |  | 0 | 0 | 57815 |
| VANGUARD WORLD FD | COM | 92204A207 |  | 2669711 | 12638 | SH |  | DFND |  | 0 | 0 | 12638 |
| INVESCO EXCHANGE TRADED FD T | COM | 46137V332 |  | 2231443 | 70061 | SH |  | DFND |  | 0 | 0 | 70061 |
| J P MORGAN EXCHANGE TRADED F | COM | 46641Q332 |  | 2195030 | 38119 | SH |  | DFND |  | 0 | 0 | 38119 |
| ISHARES TR | COM | 464287507 |  | 2184600 | 33100 | SH |  | DFND |  | 0 | 0 | 33100 |
| ISHARES INC | COM | 464286509 |  | 2083747 | 38638 | SH |  | DFND |  | 0 | 0 | 38638 |
| VANGUARD INDEX FDS | COM | 922908553 |  | 2006865 | 22679 | SH |  | DFND |  | 0 | 0 | 22679 |
| ISHARES TR | COM | 464288588 |  | 1965436 | 20641 | SH |  | DFND |  | 0 | 0 | 20641 |
| INVESCO QQQ TR | COM | 46090E103 |  | 1804228 | 2937 | SH |  | DFND |  | 0 | 0 | 2937 |
| ISHARES INC | COM | 464286665 |  | 1789212 | 35451 | SH |  | DFND |  | 0 | 0 | 35451 |
| APPLE INC | COM | 037833100 |  | 1561836 | 5745 | SH |  | DFND |  | 0 | 0 | 5745 |
| INVESCO EXCHANGE TRADED FD T | COM | 46137V373 |  | 1519691 | 52358 | SH |  | DFND |  | 0 | 0 | 52358 |
| FLEXSHARES TR | COM | 33939L407 |  | 1391912 | 30342 | SH |  | DFND |  | 0 | 0 | 30342 |
| ISHARES INC | COM | 46434G764 |  | 1353302 | 18620 | SH |  | DFND |  | 0 | 0 | 18620 |
| SPDR GOLD TR | COM | 78463V107 |  | 1289989 | 3255 | SH |  | DFND |  | 0 | 0 | 3255 |
| INVESCO EXCH TRADED FD TR II | COM | 46138G870 |  | 1246134 | 51218 | SH |  | DFND |  | 0 | 0 | 51218 |
| VANGUARD SCOTTSDALE FDS | COM | 92206C409 |  | 1235895 | 15501 | SH |  | DFND |  | 0 | 0 | 15501 |
| ISHARES TR | COM | 464287861 |  | 1210447 | 17645 | SH |  | DFND |  | 0 | 0 | 17645 |
| AMAZON COM INC | COM | 023135106 |  | 1046538 | 4534 | SH |  | DFND |  | 0 | 0 | 4534 |
| META PLATFORMS INC | COM | 30303M102 |  | 960431 | 1455 | SH |  | DFND |  | 0 | 0 | 1455 |
| ISHARES INC | COM | 46434G103 |  | 875473 | 13024 | SH |  | DFND |  | 0 | 0 | 13024 |
| ISHARES TR | COM | 46429B267 |  | 856507 | 37199 | SH |  | DFND |  | 0 | 0 | 37199 |
| VANGUARD INDEX FDS | COM | 922908744 |  | 771600 | 4040 | SH |  | DFND |  | 0 | 0 | 4040 |
| J P MORGAN EXCHANGE TRADED F | COM | 46654Q732 |  | 719681 | 7990 | SH |  | DFND |  | 0 | 0 | 7990 |
| ISHARES TR | COM | 464287465 |  | 712062 | 7415 | SH |  | DFND |  | 0 | 0 | 7415 |
| ISHARES TR | COM | 46429B655 |  | 659807 | 12973 | SH |  | DFND |  | 0 | 0 | 12973 |
| GRUPO FINANCIERO GALICIA S.A | COM | 399909100 |  | 659803 | 12200 | SH |  | DFND |  | 0 | 0 | 12200 |
| INVESCO EXCH TRADED FD TR II | COM | 46138G508 |  | 651063 | 31003 | SH |  | DFND |  | 0 | 0 | 31003 |
| ALPHABET INC | COM | 02079K107 |  | 650507 | 2073 | SH |  | DFND |  | 0 | 0 | 2073 |
| BROADCOM INC | COM | 11135F101 |  | 583525 | 1686 | SH |  | DFND |  | 0 | 0 | 1686 |
| INVESCO EXCHANGE TRADED FD T | COM | 46137V274 |  | 576703 | 7712 | SH |  | DFND |  | 0 | 0 | 7712 |
| VANGUARD INTL EQUITY INDEX F | COM | 922042676 |  | 545679 | 11904 | SH |  | DFND |  | 0 | 0 | 11904 |
| SELECT SECTOR SPDR TR | COM | 81369Y886 |  | 536613 | 12570 | SH |  | DFND |  | 0 | 0 | 12570 |
| ISHARES TR | COM | 464287655 |  | 502905 | 2043 | SH |  | DFND |  | 0 | 0 | 2043 |
| ISHARES TR | COM | 464287804 |  | 495863 | 4126 | SH |  | DFND |  | 0 | 0 | 4126 |
| AMPLIFY ETF TR | COM | 032108607 |  | 438736 | 7712 | SH |  | DFND |  | 0 | 0 | 7712 |
| TESLA INC | COM | 88160R101 |  | 388108 | 863 | SH |  | DFND |  | 0 | 0 | 863 |
| SELECT SECTOR SPDR TR | COM | 81369Y605 |  | 382021 | 6975 | SH |  | DFND |  | 0 | 0 | 6975 |
| Flexible Debt ETF | COM | 46654Q559 |  | 357812 | 7091 | SH |  | DFND |  | 0 | 0 | 7091 |
| ISHARES TR | COM | 464287226 |  | 313224 | 3136 | SH |  | DFND |  | 0 | 0 | 3136 |
| RH | COM | 74967X103 |  | 266754 | 1489 | SH |  | DFND |  | 0 | 0 | 1489 |
| CARLYLE GROUP INC | COM | 14316J108 |  | 266586 | 4510 | SH |  | DFND |  | 0 | 0 | 4510 |
| FIRST TR EXCHANGE-TRADED FD | COM | 33737K205 |  | 250554 | 2325 | SH |  | DFND |  | 0 | 0 | 2325 |
| AIRBNB INC | COM | 009066101 |  | 244975 | 1805 | SH |  | DFND |  | 0 | 0 | 1805 |
| VISA INC | COM | 92826C839 |  | 243743 | 695 | SH |  | DFND |  | 0 | 0 | 695 |
| STONEX GROUP INC | COM | 861896108 |  | 243533 | 2560 | SH |  | DFND |  | 0 | 0 | 2560 |
| TAIWAN SEMICONDUCTOR MFG LTD | COM | 874039100 |  | 240005 | 788 | SH |  | DFND |  | 0 | 0 | 788 |
| ISHARES TR | COM | 464288760 |  | 234012 | 1090 | SH |  | DFND |  | 0 | 0 | 1090 |
| GLOBAL X FDS | COM | 37954Y624 |  | 231344 | 7782 | SH |  | DFND |  | 0 | 0 | 7782 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 210081 | 239 | SH |  | DFND |  | 0 | 0 | 239 |
| MASTERCARD INCORPORATED | COM | 57636Q104 |  | 207800 | 364 | SH |  | DFND |  | 0 | 0 | 364 |
| ISHARES TR | COM | 46434V738 |  | 206339 | 2907 | SH |  | DFND |  | 0 | 0 | 2907 |
| COCA COLA CO | COM | 191216100 |  | 205955 | 2946 | SH |  | DFND |  | 0 | 0 | 2946 |
| WALMART INC | COM | 931142103 |  | 204821 | 1837 | SH |  | DFND |  | 0 | 0 | 1837 |
| GLOBAL X FDS | COM | 37954Y715 |  | 196713 | 5406 | SH |  | DFND |  | 0 | 0 | 5406 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 190110 | 590 | SH |  | DFND |  | 0 | 0 | 590 |
| BLACKSTONE INC | COM | 09260D107 |  | 188513 | 1223 | SH |  | DFND |  | 0 | 0 | 1223 |
| KLA CORP | COM | 482480100 |  | 188337 | 155 | SH |  | DFND |  | 0 | 0 | 155 |
| KKR  CO INC | COM | 48251W104 |  | 186503 | 1463 | SH |  | DFND |  | 0 | 0 | 1463 |
| GLOBAL X FDS | COM | 37954Y384 |  | 184416 | 6052 | SH |  | DFND |  | 0 | 0 | 6052 |
| VICTORY PORTFOLIOS II | COM | 92647X830 |  | 175832 | 4465 | SH |  | DFND |  | 0 | 0 | 4465 |
| AMPLIFY ETF TR | COM | 032108649 |  | 174985 | 6324 | SH |  | DFND |  | 0 | 0 | 6324 |
| SIBANYE STILLWATER LTD | COM | 82575P107 |  | 170159 | 11941 | SH |  | DFND |  | 0 | 0 | 11941 |
| ISHARES TR | COM | 464288513 |  | 167952 | 2083 | SH |  | DFND |  | 0 | 0 | 2083 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 163035 | 571 | SH |  | DFND |  | 0 | 0 | 571 |
| VANGUARD SPECIALIZED FUNDS | COM | 921908844 |  | 155384 | 707 | SH |  | DFND |  | 0 | 0 | 707 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 154197 | 833 | SH |  | DFND |  | 0 | 0 | 833 |
| VANGUARD WORLD FD | COM | 92204A504 |  | 152976 | 531 | SH |  | DFND |  | 0 | 0 | 531 |
| EXCHANGE TRADED CONCEPTS TRU | COM | 301505723 |  | 151276 | 4283 | SH |  | DFND |  | 0 | 0 | 4283 |
| LAM RESEARCH CORP | COM | 512807306 |  | 146067 | 852 | SH |  | DFND |  | 0 | 0 | 852 |
| VANGUARD WHITEHALL FDS | COM | 921946406 |  | 140506 | 979 | SH |  | DFND |  | 0 | 0 | 979 |
| APELLIS PHARMACEUTICALS INC | COM | 03753U106 |  | 138662 | 5520 | SH |  | DFND |  | 0 | 0 | 5520 |
| VANECK ETF TRUST | COM | 92189F106 |  | 137232 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| SELECT SECTOR SPDR TR | COM | 81369Y852 |  | 136320 | 1158 | SH |  | DFND |  | 0 | 0 | 1158 |
| GLOBAL X FDS | COM | 37954Y814 |  | 136251 | 4603 | SH |  | DFND |  | 0 | 0 | 4603 |
| SELECT SECTOR SPDR TR | COM | 81369Y209 |  | 131890 | 852 | SH |  | DFND |  | 0 | 0 | 852 |
| INTEL CORP | COM | 458140100 |  | 130774 | 3544 | SH |  | DFND |  | 0 | 0 | 3544 |
| ISHARES TR | COM | 464288281 |  | 127475 | 1324 | SH |  | DFND |  | 0 | 0 | 1324 |
| ABRDN PALLADIUM ETF TRUST | COM | 003262102 |  | 123718 | 851 | SH |  | DFND |  | 0 | 0 | 851 |
| GOLD FIELDS LTD | COM | 38059T106 |  | 122248 | 2800 | SH |  | DFND |  | 0 | 0 | 2800 |
| ISHARES INC | COM | 464286400 |  | 118356 | 3713 | SH |  | DFND |  | 0 | 0 | 3713 |
| INVESCO EXCHANGE TRADED FD T | COM | 46137V720 |  | 115300 | 1880 | SH |  | DFND |  | 0 | 0 | 1880 |
| APPLIED MATLS INC | COM | 038222105 |  | 114361 | 445 | SH |  | DFND |  | 0 | 0 | 445 |
| MICROSTRATEGY INC | COM | 594972408 |  | 112443 | 740 | SH |  | DFND |  | 0 | 0 | 740 |
| INVESCO EXCH TRADED FD TR II | COM | 46138E800 |  | 109200 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| ISHARES TR | COM | 46429B408 |  | 103767 | 4164 | SH |  | DFND |  | 0 | 0 | 4164 |
| VANGUARD MALVERN FDS | COM | 922020805 |  | 101640 | 2055 | SH |  | DFND |  | 0 | 0 | 2055 |

---