# EDGAR Filing Document

**Accession Number:** 0001787663
**File Stem:** 0002085853-26-000385
**Filing Date:** 2026-4
**Character Count:** 24626
**Document Hash:** ee3b16693766cc9101691b96311756a1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000385.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0002085853-26-000385

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260416

**DATE AS OF CHANGE**: 20260415

**EFFECTIVENESS DATE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RIVERSEDGE ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001787663

**ORGANIZATION NAME:**
- **EIN:** 831516530
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19585
- **FILM NUMBER:** 26865099

**BUSINESS ADDRESS:**
- **STREET 1:** 600 N KING STREET, STE. 200
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801
- **BUSINESS PHONE:** 302-560-3350

**MAIL ADDRESS:**
- **STREET 1:** 600 N KING STREET, STE. 200
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RIVERSEDGE ADVISORS LLC<br>**Address:** 600 N King Street Ste. 200<br>Wilmington, DE 19801

**Form 13F File Number:** 028-19585

**CRD Number (if applicable):** 000298390

**SEC File Number (if applicable):** 801-113978

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jarrett F. Morris<br>**Title:** Chief Compliance Officer<br>**Phone:** 302-573-6864

**Signature, Place, and Date of Signing:**

/s/ Jarret F. Morris  Wilmington, DE  04-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 216

**Form 13F Information Table Value Total:** $617735642

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 457142 | 4453 | SH |  | SOLE |  | 0 | 0 | 4453 |
| ABBVIE INC | COM | 00287Y109 |  | 1000752 | 4601 | SH |  | SOLE |  | 0 | 0 | 4601 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 249122 | 1139 | SH |  | SOLE |  | 0 | 0 | 1139 |
| ADOBE INC | COM | 00724F101 |  | 264714 | 1089 | SH |  | SOLE |  | 0 | 0 | 1089 |
| ADT INC DEL | COM | 00090Q103 |  | 93025 | 14159 | SH |  | SOLE |  | 0 | 0 | 14159 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 210550 | 1035 | SH |  | SOLE |  | 0 | 0 | 1035 |
| AIRBNB INC | COM CL A | 009066101 |  | 385028 | 3049 | SH |  | SOLE |  | 0 | 0 | 3049 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 548762 | 4374 | SH |  | SOLE |  | 0 | 0 | 4374 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3755014 | 13058 | SH |  | SOLE |  | 0 | 0 | 13058 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2660975 | 9276 | SH |  | SOLE |  | 0 | 0 | 9276 |
| AMAZON COM INC | COM | 023135106 |  | 3479640 | 16707 | SH |  | SOLE |  | 0 | 0 | 16707 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 64056 | 21937 | SH |  | SOLE |  | 0 | 0 | 21937 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 6669687 | 82771 | SH |  | SOLE |  | 0 | 0 | 82771 |
| AMETEK INC | COM | 031100100 |  | 379739 | 1772 | SH |  | SOLE |  | 0 | 0 | 1772 |
| AMPHENOL CORP | CL A | 032095101 |  | 391938 | 3102 | SH |  | SOLE |  | 0 | 0 | 3102 |
| APPLE INC | COM | 037833100 |  | 23483090 | 92530 | SH |  | SOLE |  | 0 | 0 | 92530 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 235001 | 1914 | SH |  | SOLE |  | 0 | 0 | 1914 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 746269 | 565 | SH |  | SOLE |  | 0 | 0 | 565 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 544919 | 2763 | SH |  | SOLE |  | 0 | 0 | 2763 |
| AT INC | COM | 00206R102 |  | 443481 | 15298 | SH |  | SOLE |  | 0 | 0 | 15298 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 248613 | 11478 | SH |  | SOLE |  | 0 | 0 | 11478 |
| BANCO BRADESCO S A | SP ADR PFD NEW | 059460303 |  | 117921 | 32307 | SH |  | SOLE |  | 0 | 0 | 32307 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 330357 | 29287 | SH |  | SOLE |  | 0 | 0 | 29287 |
| BANK AMERICA CORP | COM | 060505104 |  | 498517 | 10226 | SH |  | SOLE |  | 0 | 0 | 10226 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 313895 | 2646 | SH |  | SOLE |  | 0 | 0 | 2646 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1323550 | 2762 | SH |  | SOLE |  | 0 | 0 | 2762 |
| BHP BILLITON LIMITED | SPONSORED ADS | 088606108 |  | 316201 | 4347 | SH |  | SOLE |  | 0 | 0 | 4347 |
| BIOGEN INC | COM | 09062X103 |  | 280312 | 1529 | SH |  | SOLE |  | 0 | 0 | 1529 |
| BLACKROCK INC | COM | 09290D101 |  | 316415 | 329 | SH |  | SOLE |  | 0 | 0 | 329 |
| BLACKSTONE INC | COM | 09260D107 |  | 218794 | 1903 | SH |  | SOLE |  | 0 | 0 | 1903 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 378929 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| BORGWARNER INC | COM | 099724106 |  | 241077 | 4443 | SH |  | SOLE |  | 0 | 0 | 4443 |
| BP PLC | SPONSORED ADR | 055622104 |  | 221934 | 4722 | SH |  | SOLE |  | 0 | 0 | 4722 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1030262 | 16987 | SH |  | SOLE |  | 0 | 0 | 16987 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 242592 | 4149 | SH |  | SOLE |  | 0 | 0 | 4149 |
| BROADCOM INC | COM | 11135F101 |  | 1939451 | 6266 | SH |  | SOLE |  | 0 | 0 | 6266 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 315421 | 1729 | SH |  | SOLE |  | 0 | 0 | 1729 |
| CATERPILLAR INC | COM | 149123101 |  | 269215 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| CENTENE CORP DEL | COM | 15135B101 |  | 272200 | 8314 | SH |  | SOLE |  | 0 | 0 | 8314 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1103736 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 544303 | 1670 | SH |  | SOLE |  | 0 | 0 | 1670 |
| CIENA CORP | COM NEW | 171779309 |  | 319902 | 824 | SH |  | SOLE |  | 0 | 0 | 824 |
| CITIGROUP INC | COM NEW | 172967424 |  | 655647 | 5781 | SH |  | SOLE |  | 0 | 0 | 5781 |
| COCA COLA CO | COM | 191216100 |  | 356487 | 4688 | SH |  | SOLE |  | 0 | 0 | 4688 |
| COMFORT SYS USA INC | COM | 199908104 |  | 510226 | 370 | SH |  | SOLE |  | 0 | 0 | 370 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 321292 | 2434 | SH |  | SOLE |  | 0 | 0 | 2434 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 243101 | 871 | SH |  | SOLE |  | 0 | 0 | 871 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1353453 | 1358 | SH |  | SOLE |  | 0 | 0 | 1358 |
| CUMMINS INC | COM | 231021106 |  | 245337 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| DANAHER CORP DEL | COM | 235851102 |  | 336800 | 1776 | SH |  | SOLE |  | 0 | 0 | 1776 |
| DELTA AIR LINES INC | COM NEW | 247361702 |  | 374216 | 5629 | SH |  | SOLE |  | 0 | 0 | 5629 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 602453 | 11972 | SH |  | SOLE |  | 0 | 0 | 11972 |
| DISNEY WALT CO | COM | 254687106 |  | 229781 | 2384 | SH |  | SOLE |  | 0 | 0 | 2384 |
| EATON CORP PLC | SHS | G29183103 |  | 354093 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| EDISON INTL | COM | 281020107 |  | 496746 | 6788 | SH |  | SOLE |  | 0 | 0 | 6788 |
| ELI LILLY  CO | COM | 532457108 |  | 756971 | 823 | SH |  | SOLE |  | 0 | 0 | 823 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 255616 | 346 | SH |  | SOLE |  | 0 | 0 | 346 |
| ENBRIDGE INC | COM | 29250N105 |  | 227496 | 4202 | SH |  | SOLE |  | 0 | 0 | 4202 |
| EQUINIX INC | COM | 29444U700 |  | 225455 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 572838 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1089092 | 6419 | SH |  | SOLE |  | 0 | 0 | 6419 |
| FEDEX CORP | COM | 31428X106 |  | 518693 | 1456 | SH |  | SOLE |  | 0 | 0 | 1456 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 6429068 | 169186 | SH |  | SOLE |  | 0 | 0 | 169186 |
| FORTINET INC | COM | 34959E109 |  | 284222 | 3478 | SH |  | SOLE |  | 0 | 0 | 3478 |
| FOX CORP | CL A COM | 35137L105 |  | 266479 | 4563 | SH |  | SOLE |  | 0 | 0 | 4563 |
| FRANKLIN TEMPLETON ETF TR | HIGH YIELD CORP | 35473P629 |  | 1070488 | 44345 | SH |  | SOLE |  | 0 | 0 | 44345 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 232005 | 3947 | SH |  | SOLE |  | 0 | 0 | 3947 |
| GE AEROSPACE | COM NEW | 369604301 |  | 522450 | 1841 | SH |  | SOLE |  | 0 | 0 | 1841 |
| GE VERNOVA INC | COM | 36828A101 |  | 445179 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 386822 | 1127 | SH |  | SOLE |  | 0 | 0 | 1127 |
| GENERAL MTRS CO | COM | 37045V100 |  | 246595 | 3310 | SH |  | SOLE |  | 0 | 0 | 3310 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 201878 | 1449 | SH |  | SOLE |  | 0 | 0 | 1449 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 399010 | 472 | SH |  | SOLE |  | 0 | 0 | 472 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 11097770 | 370049 | SH |  | SOLE |  | 0 | 0 | 370049 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 202492 | 3669 | SH |  | SOLE |  | 0 | 0 | 3669 |
| HALLIBURTON CO | COM | 406216101 |  | 343346 | 8806 | SH |  | SOLE |  | 0 | 0 | 8806 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 358765 | 2653 | SH |  | SOLE |  | 0 | 0 | 2653 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 454784 | 961 | SH |  | SOLE |  | 0 | 0 | 961 |
| HOME DEPOT INC | COM | 437076102 |  | 415398 | 1263 | SH |  | SOLE |  | 0 | 0 | 1263 |
| HONEYWELL INTL INC | COM | 438516106 |  | 206686 | 914 | SH |  | SOLE |  | 0 | 0 | 914 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 596073 | 7226 | SH |  | SOLE |  | 0 | 0 | 7226 |
| HUNT J B TRANS SVCS INC | COM | 445658107 |  | 224083 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| HURON CONSULTING GROUP INC | COM | 447462102 |  | 284813 | 2234 | SH |  | SOLE |  | 0 | 0 | 2234 |
| INTEL CORP | COM | 458140100 |  | 438836 | 9944 | SH |  | SOLE |  | 0 | 0 | 9944 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 232805 | 960 | SH |  | SOLE |  | 0 | 0 | 960 |
| INTUIT | COM | 461202103 |  | 255176 | 590 | SH |  | SOLE |  | 0 | 0 | 590 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 454075 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 8306619 | 43282 | SH |  | SOLE |  | 0 | 0 | 43282 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1627318 | 42356 | SH |  | SOLE |  | 0 | 0 | 42356 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 337707 | 4842 | SH |  | SOLE |  | 0 | 0 | 4842 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 15456521 | 170734 | SH |  | SOLE |  | 0 | 0 | 170734 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 5952556 | 150014 | SH |  | SOLE |  | 0 | 0 | 150014 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1116259 | 3557 | SH |  | SOLE |  | 0 | 0 | 3557 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 313263 | 3225 | SH |  | SOLE |  | 0 | 0 | 3225 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1400023 | 13189 | SH |  | SOLE |  | 0 | 0 | 13189 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 376069 | 3531 | SH |  | SOLE |  | 0 | 0 | 3531 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 8338458 | 67078 | SH |  | SOLE |  | 0 | 0 | 67078 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 52521224 | 628470 | SH |  | SOLE |  | 0 | 0 | 628470 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1450817 | 12827 | SH |  | SOLE |  | 0 | 0 | 12827 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 1811702 | 49178 | SH |  | SOLE |  | 0 | 0 | 49178 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2149494 | 3291 | SH |  | SOLE |  | 0 | 0 | 3291 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 |  | 11906506 | 221434 | SH |  | SOLE |  | 0 | 0 | 221434 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 2876325 | 60149 | SH |  | SOLE |  | 0 | 0 | 60149 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1467990 | 6006 | SH |  | SOLE |  | 0 | 0 | 6006 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 981520 | 3337 | SH |  | SOLE |  | 0 | 0 | 3337 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 209194 | 6239 | SH |  | SOLE |  | 0 | 0 | 6239 |
| KLA CORP | COM NEW | 482480100 |  | 234113 | 159 | SH |  | SOLE |  | 0 | 0 | 159 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 587992 | 2752 | SH |  | SOLE |  | 0 | 0 | 2752 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 534028 | 2144 | SH |  | SOLE |  | 0 | 0 | 2144 |
| LINDE PLC | SHS | G54950103 |  | 286549 | 578 | SH |  | SOLE |  | 0 | 0 | 578 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 148108 | 29445 | SH |  | SOLE |  | 0 | 0 | 29445 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 471285 | 780 | SH |  | SOLE |  | 0 | 0 | 780 |
| MARATHON PETE CORP | COM | 56585A102 |  | 222936 | 913 | SH |  | SOLE |  | 0 | 0 | 913 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 300644 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 294518 | 1698 | SH |  | SOLE |  | 0 | 0 | 1698 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 257022 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| MCDONALDS CORP | COM | 580135101 |  | 711641 | 2290 | SH |  | SOLE |  | 0 | 0 | 2290 |
| MEDPACE HLDGS INC | COM | 58506Q109 |  | 205041 | 427 | SH |  | SOLE |  | 0 | 0 | 427 |
| MERCK  CO INC | COM | 58933Y105 |  | 784892 | 6525 | SH |  | SOLE |  | 0 | 0 | 6525 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1333635 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 778046 | 2303 | SH |  | SOLE |  | 0 | 0 | 2303 |
| MICROSOFT CORP | COM | 594918104 |  | 3622868 | 9787 | SH |  | SOLE |  | 0 | 0 | 9787 |
| MITSUBISHI UFJ FINANCIAL GRO | SPONSORED ADS | 606822104 |  | 348258 | 20522 | SH |  | SOLE |  | 0 | 0 | 20522 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 168995 | 21284 | SH |  | SOLE |  | 0 | 0 | 21284 |
| MOODYS CORP | COM | 615369105 |  | 1032604 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| MUELLER INDS INC | COM | 624756102 |  | 424032 | 3827 | SH |  | SOLE |  | 0 | 0 | 3827 |
| NATERA INC | COM | 632307104 |  | 249988 | 1250 | SH |  | SOLE |  | 0 | 0 | 1250 |
| NETFLIX INC. | COM | 64110L106 |  | 525075 | 5461 | SH |  | SOLE |  | 0 | 0 | 5461 |
| NEUROCRINE BIOSCIENCES INC | COM | 64125C109 |  | 204329 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| NEWMONT CORP | COM | 651639106 |  | 426397 | 3939 | SH |  | SOLE |  | 0 | 0 | 3939 |
| NORTHERN TR CORP | COM | 665859104 |  | 346692 | 2484 | SH |  | SOLE |  | 0 | 0 | 2484 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 528210 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6217313 | 35650 | SH |  | SOLE |  | 0 | 0 | 35650 |
| OMNICOM GROUP INC | COM | 681919106 |  | 244155 | 3242 | SH |  | SOLE |  | 0 | 0 | 3242 |
| ORACLE CORP | COM | 68389X105 |  | 347636 | 2363 | SH |  | SOLE |  | 0 | 0 | 2363 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 281269 | 3047 | SH |  | SOLE |  | 0 | 0 | 3047 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 3294518 | 22522 | SH |  | SOLE |  | 0 | 0 | 22522 |
| PEPSICO INC | COM | 713448108 |  | 268245 | 1727 | SH |  | SOLE |  | 0 | 0 | 1727 |
| PG CORP | COM | 69331C108 |  | 486548 | 27692 | SH |  | SOLE |  | 0 | 0 | 27692 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 371810 | 2249 | SH |  | SOLE |  | 0 | 0 | 2249 |
| PHILLIPS 66 | COM | 718546104 |  | 403501 | 2215 | SH |  | SOLE |  | 0 | 0 | 2215 |
| PINNACLE FINL PARTNERS INC | COM | 72348N109 |  | 230855 | 2680 | SH |  | SOLE |  | 0 | 0 | 2680 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 409942 | 2838 | SH |  | SOLE |  | 0 | 0 | 2838 |
| PROLOGIS INC. | COM | 74340W103 |  | 262113 | 1983 | SH |  | SOLE |  | 0 | 0 | 1983 |
| PULTE GROUP INC | COM | 745867101 |  | 350360 | 2979 | SH |  | SOLE |  | 0 | 0 | 2979 |
| PUTNAM ETF TRUST | FRANKLIN MUNI HI | 746729789 |  | 1315492 | 114093 | SH |  | SOLE |  | 0 | 0 | 114093 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 277378 | 359 | SH |  | SOLE |  | 0 | 0 | 359 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 221004 | 2369 | SH |  | SOLE |  | 0 | 0 | 2369 |
| ROSS STORES INC | COM | 778296103 |  | 206448 | 953 | SH |  | SOLE |  | 0 | 0 | 953 |
| ROYAL BK CDA | COM | 780087102 |  | 430011 | 2658 | SH |  | SOLE |  | 0 | 0 | 2658 |
| RTX CORPORATION | COM | 75513E101 |  | 208644 | 1082 | SH |  | SOLE |  | 0 | 0 | 1082 |
| SALESFORCE INC | COM | 79466L302 |  | 247338 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| SANDISK CORP | COM | 80004C200 |  | 344990 | 543 | SH |  | SOLE |  | 0 | 0 | 543 |
| SAP SE | SPON ADR | 803054204 |  | 203740 | 1190 | SH |  | SOLE |  | 0 | 0 | 1190 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 26967657 | 1089602 | SH |  | SOLE |  | 0 | 0 | 1089602 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2427334 | 79585 | SH |  | SOLE |  | 0 | 0 | 79585 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 283637 | 8608 | SH |  | SOLE |  | 0 | 0 | 8608 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 858951 | 17398 | SH |  | SOLE |  | 0 | 0 | 17398 |
| SERVICENOW INC | COM | 81762P102 |  | 207218 | 1982 | SH |  | SOLE |  | 0 | 0 | 1982 |
| SHELL PLC | SPON ADS | 780259305 |  | 453933 | 4881 | SH |  | SOLE |  | 0 | 0 | 4881 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 220277 | 1857 | SH |  | SOLE |  | 0 | 0 | 1857 |
| SLB LIMITED | COM STK | 806857108 |  | 212806 | 4141 | SH |  | SOLE |  | 0 | 0 | 4141 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 213728 | 10325 | SH |  | SOLE |  | 0 | 0 | 10325 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 4983996 | 106246 | SH |  | SOLE |  | 0 | 0 | 106246 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R804 |  | 692347 | 3887 | SH |  | SOLE |  | 0 | 0 | 3887 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 25935514 | 458387 | SH |  | SOLE |  | 0 | 0 | 458387 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 845101 | 34077 | SH |  | SOLE |  | 0 | 0 | 34077 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 32341262 | 330316 | SH |  | SOLE |  | 0 | 0 | 330316 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 464263 | 9707 | SH |  | SOLE |  | 0 | 0 | 9707 |
| STATE STR CORP | COM | 857477103 |  | 204774 | 1618 | SH |  | SOLE |  | 0 | 0 | 1618 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 328948 | 506 | SH |  | SOLE |  | 0 | 0 | 506 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 202860 | 1127 | SH |  | SOLE |  | 0 | 0 | 1127 |
| SUMITOMO MITSUI FIN GRP INC | SPONSORED ADR | 86562M209 |  | 207158 | 10489 | SH |  | SOLE |  | 0 | 0 | 10489 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 325816 | 4790 | SH |  | SOLE |  | 0 | 0 | 4790 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 1643113 | 4862 | SH |  | SOLE |  | 0 | 0 | 4862 |
| TECHNIPFMC PLC | COM | G87110105 |  | 469946 | 6798 | SH |  | SOLE |  | 0 | 0 | 6798 |
| TERADYNE INC | COM | 880770102 |  | 206336 | 696 | SH |  | SOLE |  | 0 | 0 | 696 |
| TESLA INC | COM | 88160R101 |  | 1806705 | 4860 | SH |  | SOLE |  | 0 | 0 | 4860 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 506227 | 1067 | SH |  | SOLE |  | 0 | 0 | 1067 |
| THE CIGNA GROUP | COM | 125523100 |  | 263282 | 987 | SH |  | SOLE |  | 0 | 0 | 987 |
| TJX COS INC NEW | COM | 872540109 |  | 529913 | 3318 | SH |  | SOLE |  | 0 | 0 | 3318 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 336009 | 3601 | SH |  | SOLE |  | 0 | 0 | 3601 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 318203 | 1544 | SH |  | SOLE |  | 0 | 0 | 1544 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 450572 | 1545 | SH |  | SOLE |  | 0 | 0 | 1545 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 204929 | 2849 | SH |  | SOLE |  | 0 | 0 | 2849 |
| UBIQUITI INC | COM | 90353W103 |  | 327970 | 415 | SH |  | SOLE |  | 0 | 0 | 415 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 315800 | 3430 | SH |  | SOLE |  | 0 | 0 | 3430 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 327552 | 1211 | SH |  | SOLE |  | 0 | 0 | 1211 |
| US BANCORP | COM NEW | 902973304 |  | 334057 | 6423 | SH |  | SOLE |  | 0 | 0 | 6423 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 214737 | 13497 | SH |  | SOLE |  | 0 | 0 | 13497 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 346906 | 1404 | SH |  | SOLE |  | 0 | 0 | 1404 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 6501468 | 159702 | SH |  | SOLE |  | 0 | 0 | 159702 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 971161 | 7803 | SH |  | SOLE |  | 0 | 0 | 7803 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 10198030 | 100236 | SH |  | SOLE |  | 0 | 0 | 100236 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 40841111 | 554605 | SH |  | SOLE |  | 0 | 0 | 554605 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 6441659 | 134062 | SH |  | SOLE |  | 0 | 0 | 134062 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 769810 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 13449572 | 30792 | SH |  | SOLE |  | 0 | 0 | 30792 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1890201 | 8701 | SH |  | SOLE |  | 0 | 0 | 8701 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 73581979 | 375036 | SH |  | SOLE |  | 0 | 0 | 375036 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 44108230 | 147593 | SH |  | SOLE |  | 0 | 0 | 147593 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 200739 | 699 | SH |  | SOLE |  | 0 | 0 | 699 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1015103 | 3164 | SH |  | SOLE |  | 0 | 0 | 3164 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3233113 | 10697 | SH |  | SOLE |  | 0 | 0 | 10697 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 20634466 | 381766 | SH |  | SOLE |  | 0 | 0 | 381766 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 16470235 | 330131 | SH |  | SOLE |  | 0 | 0 | 330131 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 5092826 | 22236 | SH |  | SOLE |  | 0 | 0 | 22236 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 322112 | 1498 | SH |  | SOLE |  | 0 | 0 | 1498 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 756912 | 9816 | SH |  | SOLE |  | 0 | 0 | 9816 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 17457012 | 272425 | SH |  | SOLE |  | 0 | 0 | 272425 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1395893 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 426488 | 8496 | SH |  | SOLE |  | 0 | 0 | 8496 |
| VISA INC | COM CL A | 92826C839 |  | 658241 | 2178 | SH |  | SOLE |  | 0 | 0 | 2178 |
| WALMART INC | COM | 931142103 |  | 857447 | 6899 | SH |  | SOLE |  | 0 | 0 | 6899 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 333785 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 215847 | 2685 | SH |  | SOLE |  | 0 | 0 | 2685 |

---