# EDGAR Filing Document

**Accession Number:** 0002032538
**File Stem:** 0001193125-25-183821
**Filing Date:** 2025-8
**Character Count:** 3940
**Document Hash:** 91f12026e2075b90796bd987dd6ed247
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-183821.hdr.sgml**: 20250820

**ACCESSION NUMBER**: 0001193125-25-183821

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250820

**DATE AS OF CHANGE**: 20250820

**EFFECTIVENESS DATE**: 20250820

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Minnesota Life Insurance Co (RILA)
- **CENTRAL INDEX KEY:** 0002032538

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-282641
- **FILM NUMBER:** 251234206

**BUSINESS ADDRESS:**
- **STREET 1:** 400 ROBERT STREET NORTH
- **CITY:** ST. PAUL
- **STATE:** MN
- **ZIP:** 55101-2098
- **BUSINESS PHONE:** 651-665-3500

**MAIL ADDRESS:**
- **STREET 1:** 400 ROBERT STREET NORTH
- **CITY:** ST. PAUL
- **STATE:** MN
- **ZIP:** 55101-2098

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Minnesota Life RILA N4-1
- **DATE OF NAME CHANGE:** 20240930

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Minnesota Life RILA Account
- **DATE OF NAME CHANGE:** 20240802

## Series and Classes Contracts Data

### Minnesota Life RILA N4-1 (Series ID: S000089500)

---

|  |  |
|:---|:---|
| Class Name         | Class ID   |
| AccumuLink Advance | C000256090 |

---

## Series and Classes Contracts Data

### Minnesota Life RILA N4-1 (Series ID: S000089500)

| Class ID   | Class Name         | Ticker Symbol   |
|:---|:---|:---|
| C000256090 | AccumuLink Advance |  |

![LOGO](g63695g79r37.jpg)

***Supplement dated August 20, 2025, to the following Minnesota Life Prospectus dated June 24, 2025:***

• *AccumuLink <sup>™</sup> Advance* 

**This prospectus supplement updates and supplements the information contained in the product prospectus dated June 24, 2025, and any supplements thereto. Defined terms used within this supplement that are not otherwise defined herein shall have the same meanings as those given in the June 24, 2025 prospectus.** 

*Appendix A – Account Options Available Under the Contract* of the prospectus is hereby amended to list here the Minimum Limit on Index Gain for the S&P 500<sup>®</sup> Index 1-Year Point-to-Point with 20% Buffer and Cap Indexed Account, described elsewhere in the prospectus, as set forth below. For additional information about this Indexed Account and others, please review the entirety of the prospectus, including the section of the prospectus entitled ***Description of the Insurance Company and Account Options***.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type of Index** | **Crediting<br>Period** | **Index<br>Crediting<br>Methodology** | **Current<br>Limit on<br>Index<br>Loss (if<br>held<br>until end<br>of<br>Crediting<br>Period)** | **Minimum<br>Limit<br>on Index<br>Gain<br>(guaranteed<br>for the life<br>of<br>the<br>Contract)** |
| &nbsp;&nbsp;&nbsp;The S&P 500<sup>®</sup> Index is a market capitalization-weighted index of 500 common stocks traded on every major U.S. Stock Exchange. This index includes 500 of the top companies in leading industries of the U.S. economy. This Index does not include dividends declared by any of the companies in this Index, which will cause the Index to underperform a direct investment in the securities composing the Index. S&P 500<sup>®</sup> | 1 Year | Point to Point with Buffer and Cap | 20% Buffer | 1% |

---

The section of the prospectus entitled ***Material Contract Variations by State*** is hereby amended to include the following variation for the State of California as set forth below.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;***State*** | ***Rider or Feature*** | ***Availability or Variation*** |
| &nbsp;&nbsp;&nbsp;California | Accelerated Death Benefit Option | The Waiting Period is 30 days in California. |

---

**<u>Please retain this supplement for future reference.</u>**

F109996 08-2025