# EDGAR Filing Document

**Accession Number:** 0001569994
**File Stem:** 0001437749-26-011841
**Filing Date:** 2026-4
**Character Count:** 1146
**Document Hash:** 83b71d499110a700f263399b2c902937
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001437749-26-011841.hdr.sgml**: 20260409

**ACCESSION NUMBER**: 0001437749-26-011841

**CONFORMED SUBMISSION TYPE**: ARS

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260409

**DATE AS OF CHANGE**: 20260409

**EFFECTIVENESS DATE**: 20260409

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Waterstone Financial, Inc.
- **CENTRAL INDEX KEY:** 0001569994
- **STANDARD INDUSTRIAL CLASSIFICATION:** SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ARS
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36271
- **FILM NUMBER:** 26850202

**BUSINESS ADDRESS:**
- **STREET 1:** 11200 WEST PLANK COURT
- **CITY:** WAUWATOSA
- **STATE:** WI
- **ZIP:** 53226
- **BUSINESS PHONE:** (414) 761-1000

**MAIL ADDRESS:**
- **STREET 1:** 11200 WEST PLANK COURT
- **CITY:** WAUWATOSA
- **STATE:** WI
- **ZIP:** 53226

### Attached PDF Documents

**Attachment 1:** `wsbf20260409_ars.pdf`

_No text found in this document._