# EDGAR Filing Document

**Accession Number:** 0002053669
**File Stem:** 0002053669-26-000001
**Filing Date:** 2026-2
**Character Count:** 8836
**Document Hash:** a1396bf73e12cb56176385d900919d8d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002053669-26-000001.hdr.sgml**: 20260205

**ACCESSION NUMBER**: 0002053669-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260205

**DATE AS OF CHANGE**: 20260205

**EFFECTIVENESS DATE**: 20260205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DAHRING | CUSMANO LLC
- **CENTRAL INDEX KEY:** 0002053669

**ORGANIZATION NAME:**
- **EIN:** 371444529
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24717
- **FILM NUMBER:** 26600896

**BUSINESS ADDRESS:**
- **STREET 1:** 26200 TOWN CENTER DR
- **STREET 2:** SUITE 100
- **CITY:** NOVI
- **STATE:** MI
- **ZIP:** 48375
- **BUSINESS PHONE:** 248-348-0100

**MAIL ADDRESS:**
- **STREET 1:** 26200 TOWN CENTER DR
- **STREET 2:** SUITE 100
- **CITY:** NOVI
- **STATE:** MI
- **ZIP:** 48375

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** DAHRING | CUSMANO LLC<br>**Address:** 26200 TOWN CENTER DR<br>SUITE 100<br>NOVI, MI 48375

**Form 13F File Number:** 028-24717

**CRD Number (if applicable):** 000301236

**SEC File Number (if applicable):** 801-117222

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christy Fabian<br>**Title:** Chief Compliance Officer<br>**Phone:** (813) 543-9862

**Signature, Place, and Date of Signing:**

Christy Fabian  Tampa, FL  02-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 49

**Form 13F Information Table Value Total:** $143793969

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 372774 | 1615 | SH |  | SOLE | 0 | 0 | 0 | 1615 |
| APPLE INC | COM | 037833100 |  | 578883 | 2129 | SH |  | SOLE | 0 | 0 | 0 | 2129 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 2105846 | 59605 | SH |  | SOLE | 0 | 0 | 0 | 59605 |
| DTE ENERGY CO | COM | 233331107 |  | 260539 | 2020 | SH |  | SOLE | 0 | 0 | 0 | 2020 |
| ELI LILLY  CO | COM | 532457108 |  | 341502 | 318 | SH |  | SOLE | 0 | 0 | 0 | 318 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 6889843 | 125635 | SH |  | SOLE | 0 | 0 | 0 | 125635 |
| FIDELITY COVINGTON TRUST | EMERG MKTS MLTFT | 316092543 |  | 544918 | 17646 | SH |  | SOLE | 0 | 0 | 0 | 17646 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 674668 | 11901 | SH |  | SOLE | 0 | 0 | 0 | 11901 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 3518957 | 15663 | SH |  | SOLE | 0 | 0 | 0 | 15663 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 10131583 | 268173 | SH |  | SOLE | 0 | 0 | 0 | 268173 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 6336148 | 173213 | SH |  | SOLE | 0 | 0 | 0 | 173213 |
| FIDELITY COVINGTON TRUST | FUNDAMENTAL LARG | 316092360 |  | 16787483 | 314608 | SH |  | SOLE | 0 | 0 | 0 | 314608 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 10889956 | 236532 | SH |  | SOLE | 0 | 0 | 0 | 236532 |
| FORD MTR CO | COM | 345370860 |  | 240067 | 18298 | SH |  | SOLE | 0 | 0 | 0 | 18298 |
| HOME DEPOT INC | COM | 437076102 |  | 209492 | 609 | SH |  | SOLE | 0 | 0 | 0 | 609 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 9193654 | 89764 | SH |  | SOLE | 0 | 0 | 0 | 89764 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 362116 | 589 | SH |  | SOLE | 0 | 0 | 0 | 589 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 4029089 | 49638 | SH |  | SOLE | 0 | 0 | 0 | 49638 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 215600 | 2700 | SH |  | SOLE | 0 | 0 | 0 | 2700 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 977066 | 20635 | SH |  | SOLE | 0 | 0 | 0 | 20635 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 426245 | 901 | SH |  | SOLE | 0 | 0 | 0 | 901 |
| MICROSOFT CORP | COM | 594918104 |  | 865755 | 1790 | SH |  | SOLE | 0 | 0 | 0 | 1790 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 275148 | 1475 | SH |  | SOLE | 0 | 0 | 0 | 1475 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 273380 | 1538 | SH |  | SOLE | 0 | 0 | 0 | 1538 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 18189219 | 681755 | SH |  | SOLE | 0 | 0 | 0 | 681755 |
| PIMCO ETF TR | MUNI INCOME OPP | 72201R635 |  | 688530 | 15193 | SH |  | SOLE | 0 | 0 | 0 | 15193 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 555925 | 20431 | SH |  | SOLE | 0 | 0 | 0 | 20431 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 216407 | 9002 | SH |  | SOLE | 0 | 0 | 0 | 9002 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 17451110 | 534982 | SH |  | SOLE | 0 | 0 | 0 | 534982 |
| SCHWAB STRATEGIC TR | HIGH YIELD BD ET | 808524631 |  | 8538125 | 323169 | SH |  | SOLE | 0 | 0 | 0 | 323169 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 413351 | 1043 | SH |  | SOLE | 0 | 0 | 0 | 1043 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 954888 | 8949 | SH |  | SOLE | 0 | 0 | 0 | 8949 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 2027930 | 53059 | SH |  | SOLE | 0 | 0 | 0 | 53059 |
| T ROWE PRICE ETF INC | SMALL MID CAP | 87283Q826 |  | 1569452 | 43717 | SH |  | SOLE | 0 | 0 | 0 | 43717 |
| T ROWE PRICE ETF INC | US EQUITY RESEAR | 87283Q503 |  | 3420505 | 79956 | SH |  | SOLE | 0 | 0 | 0 | 79956 |
| T ROWE PRICE ETF INC | ULTRA SHRT TRM | 87283Q701 |  | 2137814 | 42885 | SH |  | SOLE | 0 | 0 | 0 | 42885 |
| T ROWE PRICE ETF INC | VALUE ETF | 87283Q859 |  | 437890 | 12433 | SH |  | SOLE | 0 | 0 | 0 | 12433 |
| T ROWE PRICE ETF INC | FLOATING RATE | 87283Q883 |  | 741632 | 14427 | SH |  | SOLE | 0 | 0 | 0 | 14427 |
| TESLA INC | COM | 88160R101 |  | 214516 | 477 | SH |  | SOLE | 0 | 0 | 0 | 477 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 787887 | 2608 | SH |  | SOLE | 0 | 0 | 0 | 2608 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 452544 | 1754 | SH |  | SOLE | 0 | 0 | 0 | 1754 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3495123 | 11103 | SH |  | SOLE | 0 | 0 | 0 | 11103 |
| VANGUARD MALVERN FDS | MULTI SECTOR | 922020722 |  | 1065127 | 20650 | SH |  | SOLE | 0 | 0 | 0 | 20650 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 622665 | 2833 | SH |  | SOLE | 0 | 0 | 0 | 2833 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 448160 | 3123 | SH |  | SOLE | 0 | 0 | 0 | 3123 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 478902 | 1160 | SH |  | SOLE | 0 | 0 | 0 | 1160 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1726341 | 5997 | SH |  | SOLE | 0 | 0 | 0 | 5997 |
| WALMART INC | COM | 931142103 |  | 342250 | 3072 | SH |  | SOLE | 0 | 0 | 0 | 3072 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 316964 | 3006 | SH |  | SOLE | 0 | 0 | 0 | 3006 |

---