# EDGAR Filing Document

**Accession Number:** 0001911384
**File Stem:** 0001911384-25-000016
**Filing Date:** 2025-10
**Character Count:** 13427
**Document Hash:** 0a4ae35f361666c0e284a58bdbb84871
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001911384-25-000016.hdr.sgml**: 20251031

**ACCESSION NUMBER**: 0001911384-25-000016

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251031

**DATE AS OF CHANGE**: 20251031

**EFFECTIVENESS DATE**: 20251031

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mendel Capital Management LLC
- **CENTRAL INDEX KEY:** 0001911384

**ORGANIZATION NAME:**
- **EIN:** 853383936
- **STATE OF INCORPORATION:** AR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22253
- **FILM NUMBER:** 251438734

**BUSINESS ADDRESS:**
- **STREET 1:** 18 CORPORATE HILL DR STE 202
- **CITY:** LITTLE ROCK
- **STATE:** AR
- **ZIP:** 72205
- **BUSINESS PHONE:** 501-225-1405

**MAIL ADDRESS:**
- **STREET 1:** 18 CORPORATE HILL DR STE 202
- **CITY:** LITTLE ROCK
- **STATE:** AR
- **ZIP:** 72205

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mendel Capital Management LLC<br>**Address:** 18 CORPORATE HILL DR STE 202<br>LITTLE ROCK, AR 72205

**Form 13F File Number:** 028-22253

**CRD Number (if applicable):** 000311919

**SEC File Number (if applicable):** 801-120079

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Maureen Ruggiero<br>**Title:** CCO<br>**Phone:** 5012251405

**Signature, Place, and Date of Signing:**

Maureen Ruggiero  Little Rock, AR  10-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 99

**Form 13F Information Table Value Total:** $190664384

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 711350 | 16428 | SH |  | SOLE |  | 0 | 0 | 16428 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2175259 | 19101 | SH |  | SOLE |  | 0 | 0 | 19101 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 17622514 | 89975 | SH |  | SOLE |  | 0 | 0 | 89975 |
| PROSHARES TR | S TECH DIVIDEN | 74347G606 |  | 4041566 | 46721 | SH |  | SOLE |  | 0 | 0 | 46721 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 3197133 | 74421 | SH |  | SOLE |  | 0 | 0 | 74421 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 1648355 | 70232 | SH |  | SOLE |  | 0 | 0 | 70232 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 13236660 | 484859 | SH |  | SOLE |  | 0 | 0 | 484859 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 520812 | 17571 | SH |  | SOLE |  | 0 | 0 | 17571 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1551822 | 55621 | SH |  | SOLE |  | 0 | 0 | 55621 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 21599046 | 76630 | SH |  | SOLE |  | 0 | 0 | 76630 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2577236 | 43011 | SH |  | SOLE |  | 0 | 0 | 43011 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 13506820 | 22056 | SH |  | SOLE |  | 0 | 0 | 22056 |
| APPLE INC | COM | 037833100 |  | 6613624 | 25973 | SH |  | SOLE |  | 0 | 0 | 25973 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 5166873 | 36361 | SH |  | SOLE |  | 0 | 0 | 36361 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 13071812 | 60577 | SH |  | SOLE |  | 0 | 0 | 60577 |
| ABBVIE INC | COM | 00287Y109 |  | 1793519 | 7746 | SH |  | SOLE |  | 0 | 0 | 7746 |
| AFLAC INC | COM | 001055102 |  | 1605971 | 14378 | SH |  | SOLE |  | 0 | 0 | 14378 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1065922 | 4385 | SH |  | SOLE |  | 0 | 0 | 4385 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 598929 | 3114 | SH |  | SOLE |  | 0 | 0 | 3114 |
| AMGEN INC | COM | 031162100 |  | 1436168 | 5089 | SH |  | SOLE |  | 0 | 0 | 5089 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1994302 | 6795 | SH |  | SOLE |  | 0 | 0 | 6795 |
| BLACKROCK INC | COM | 09290D101 |  | 1152127 | 988 | SH |  | SOLE |  | 0 | 0 | 988 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1042180 | 6711 | SH |  | SOLE |  | 0 | 0 | 6711 |
| CLOROX CO DEL | COM | 189054109 |  | 523587 | 4246 | SH |  | SOLE |  | 0 | 0 | 4246 |
| COHEN  STEERS INC | COM | 19247A100 |  | 306604 | 4673 | SH |  | SOLE |  | 0 | 0 | 4673 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 819693 | 886 | SH |  | SOLE |  | 0 | 0 | 886 |
| FEDEX CORP | COM | 31428X106 |  | 1299195 | 5510 | SH |  | SOLE |  | 0 | 0 | 5510 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2729005 | 9672 | SH |  | SOLE |  | 0 | 0 | 9672 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 1450323 | 14082 | SH |  | SOLE |  | 0 | 0 | 14082 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1525969 | 8230 | SH |  | SOLE |  | 0 | 0 | 8230 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2884951 | 9146 | SH |  | SOLE |  | 0 | 0 | 9146 |
| KKR  CO INC | COM | 48251W104 |  | 761820 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 1496799 | 4901 | SH |  | SOLE |  | 0 | 0 | 4901 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1324024 | 2652 | SH |  | SOLE |  | 0 | 0 | 2652 |
| MICROSOFT CORP | COM | 594918104 |  | 5606787 | 10825 | SH |  | SOLE |  | 0 | 0 | 10825 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1921703 | 2535 | SH |  | SOLE |  | 0 | 0 | 2535 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 557955 | 3631 | SH |  | SOLE |  | 0 | 0 | 3631 |
| PROGRESSIVE CORP | COM | 743315103 |  | 626327 | 2536 | SH |  | SOLE |  | 0 | 0 | 2536 |
| QUALCOMM INC | COM | 747525103 |  | 1222738 | 7350 | SH |  | SOLE |  | 0 | 0 | 7350 |
| S GLOBAL INC | COM | 78409V104 |  | 845257 | 1737 | SH |  | SOLE |  | 0 | 0 | 1737 |
| STARBUCKS CORP | COM | 855244109 |  | 462771 | 5470 | SH |  | SOLE |  | 0 | 0 | 5470 |
| STRYKER CORPORATION | COM | 863667101 |  | 1825919 | 4939 | SH |  | SOLE |  | 0 | 0 | 4939 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2034087 | 17184 | SH |  | SOLE |  | 0 | 0 | 17184 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1092865 | 4560 | SH |  | SOLE |  | 0 | 0 | 4560 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1473202 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| HOME DEPOT INC | COM | 437076102 |  | 1600298 | 3950 | SH |  | SOLE |  | 0 | 0 | 3950 |
| KROGER CO | COM | 501044101 |  | 2161335 | 32063 | SH |  | SOLE |  | 0 | 0 | 32063 |
| TYSON FOODS INC | CL A | 902494103 |  | 816798 | 15042 | SH |  | SOLE |  | 0 | 0 | 15042 |
| UNION PAC CORP | COM | 907818108 |  | 573987 | 2428 | SH |  | SOLE |  | 0 | 0 | 2428 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 GRTH | 921932869 |  | 2507632 | 20988 | SH |  | SOLE |  | 0 | 0 | 20988 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1168431 | 26585 | SH |  | SOLE |  | 0 | 0 | 26585 |
| VISA INC | COM CL A | 92826C839 |  | 1263586 | 3701 | SH |  | SOLE |  | 0 | 0 | 3701 |
| GRAINGER W W INC | COM | 384802104 |  | 1457827 | 1530 | SH |  | SOLE |  | 0 | 0 | 1530 |
| WALMART INC | COM | 931142103 |  | 5485861 | 53230 | SH |  | SOLE |  | 0 | 0 | 53230 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 259426 | 2903 | SH |  | SOLE |  | 0 | 0 | 2903 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 1169511 | 20482 | SH |  | SOLE |  | 0 | 0 | 20482 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 1763677 | 70182 | SH |  | SOLE |  | 0 | 0 | 70182 |
| AMAZON COM INC | COM | 023135106 |  | 1243900 | 5665 | SH |  | SOLE |  | 0 | 0 | 5665 |
| LOWES COS INC | COM | 548661107 |  | 269501 | 1072 | SH |  | SOLE |  | 0 | 0 | 1072 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 328830 | 2916 | SH |  | SOLE |  | 0 | 0 | 2916 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 56375 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2147846 | 11512 | SH |  | SOLE |  | 0 | 0 | 11512 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 411318 | 617 | SH |  | SOLE |  | 0 | 0 | 617 |
| BANK OZK LITTLE ROCK ARK | COM | 06417N103 |  | 264207 | 5183 | SH |  | SOLE |  | 0 | 0 | 5183 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 506291 | 8802 | SH |  | SOLE |  | 0 | 0 | 8802 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1409147 | 2105 | SH |  | SOLE |  | 0 | 0 | 2105 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 227494 | 3061 | SH |  | SOLE |  | 0 | 0 | 3061 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 33151 | 446 | SH |  | DFND |  | 0 | 0 | 446 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 218854 | 2602 | SH |  | SOLE |  | 0 | 0 | 2602 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 244392 | 832 | SH |  | SOLE |  | 0 | 0 | 832 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 619878 | 1233 | SH |  | SOLE |  | 0 | 0 | 1233 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 468593 | 1411 | SH |  | SOLE |  | 0 | 0 | 1411 |
| COCA COLA CO | COM | 191216100 |  | 251871 | 3798 | SH |  | SOLE |  | 0 | 0 | 3798 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 231447 | 4987 | SH |  | SOLE |  | 0 | 0 | 4987 |
| MCDONALDS CORP | COM | 580135101 |  | 246501 | 811 | SH |  | SOLE |  | 0 | 0 | 811 |
| MERCK  CO INC | COM | 58933Y105 |  | 430183 | 5126 | SH |  | SOLE |  | 0 | 0 | 5126 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 1299474 | 13976 | SH |  | SOLE |  | 0 | 0 | 13976 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 2034845 | 13976 | SH |  | SOLE |  | 0 | 0 | 13976 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 506850 | 10248 | SH |  | SOLE |  | 0 | 0 | 10248 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 426007 | 6257 | SH |  | SOLE |  | 0 | 0 | 6257 |
| SPDR SERIES TRUST | SPDR MSCI USA GE | 78468R747 |  | 514659 | 4038 | SH |  | SOLE |  | 0 | 0 | 4038 |
| T ROWE PRICE ETF INC | PRICE GRW STOCK | 87283Q305 |  | 307337 | 6747 | SH |  | SOLE |  | 0 | 0 | 6747 |
| HOME BANCSHARES INC | COM | 436893200 |  | 445669 | 15748 | SH |  | SOLE |  | 0 | 0 | 15748 |
| INVESCO EXCHANGE TRADED FD T | S 500A EQL | 46137Y609 |  | 202287 | 4906 | SH |  | SOLE |  | 0 | 0 | 4906 |
| COCA COLA CONS INC | COM | 191098102 |  | 23432 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| COCA COLA CONS INC | COM | 191098102 |  | 585800 | 5000 | SH |  | DFND |  | 0 | 0 | 5000 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 282861 | 3611 | SH |  | SOLE |  | 0 | 0 | 3611 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 441540 | 9280 | SH |  | SOLE |  | 0 | 0 | 9280 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 213574 | 6693 | SH |  | DFND |  | 0 | 0 | 6693 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 3564 | 112 | SH |  | SOLE |  | 0 | 0 | 112 |
| CISCO SYS INC | COM | 17275R102 |  | 244407 | 3572 | SH |  | SOLE |  | 0 | 0 | 3572 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 413356 | 2179 | SH |  | SOLE |  | 0 | 0 | 2179 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| EATON CORP PLC | SHS | G29183103 |  | 295658 | 790 | SH |  | SOLE |  | 0 | 0 | 790 |
| EATON VANCE LIMITED DURATION | COM | 27828H105 |  | 276506 | 27242 | SH |  | SOLE |  | 0 | 0 | 27242 |
| EATON VANCE TAX-MANAGED DIVE | COM | 27828N102 |  | 320989 | 20188 | SH |  | SOLE |  | 0 | 0 | 20188 |
| EATON VANCE TAX-MANAGED GLOB | COM | 27829F108 |  | 242970 | 26700 | SH |  | SOLE |  | 0 | 0 | 26700 |
| GABELLI EQUITY TR INC | COM | 362397101 |  | 156135 | 25638 | SH |  | SOLE |  | 0 | 0 | 25638 |
| LIBERTY ALL STAR EQUITY FD | SH BEN INT | 530158104 |  | 112535 | 17750 | SH |  | SOLE |  | 0 | 0 | 17750 |

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