# EDGAR Filing Document

**Accession Number:** 0001803848
**File Stem:** 0001420506-25-002994
**Filing Date:** 2025-11
**Character Count:** 31254
**Document Hash:** 85f6b8d9cb4b5771287e7c98283fc705
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-25-002994.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0001420506-25-002994

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251105

**EFFECTIVENESS DATE**: 20251105

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RMR Wealth Builders
- **CENTRAL INDEX KEY:** 0001803848

**ORGANIZATION NAME:**
- **EIN:** 112812983
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20194
- **FILM NUMBER:** 251452388

**BUSINESS ADDRESS:**
- **STREET 1:** 111 GROVE STREET
- **STREET 2:** SUITE 203
- **CITY:** MONTCLAIR
- **STATE:** NJ
- **ZIP:** 07042
- **BUSINESS PHONE:** 2018362460

**MAIL ADDRESS:**
- **STREET 1:** 111 GROVE STREET
- **STREET 2:** SUITE 203
- **CITY:** MONTCLAIR
- **STATE:** NJ
- **ZIP:** 07042

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RMR Wealth Builders<br>**Address:** 111 Grove Street<br>Suite 203<br>Montclair, NJ 07042

**Form 13F File Number:** 028-20194

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steven Sergio<br>**Title:** Director of Compliance  Operations<br>**Phone:** 2018362460

**Signature, Place, and Date of Signing:**

Steven Sergio Director of Compliance  Operations  Montclair, NJ  10-29-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 282

**Form 13F Information Table Value Total:** $1194908237

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2378712 | 15329 | SH |  | SOLE |  | 0 | 0 | 15329 |
| ABBVIE INC | COM | 00287Y109 |  | 1764605 | 7621 | SH |  | SOLE |  | 0 | 0 | 7621 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 371544 | 1507 | SH |  | SOLE |  | 0 | 0 | 1507 |
| ADOBE INC | COM | 00724F101 |  | 598595 | 1697 | SH |  | SOLE |  | 0 | 0 | 1697 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 3927452 | 24275 | SH |  | SOLE |  | 0 | 0 | 24275 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 386593 | 2163 | SH |  | SOLE |  | 0 | 0 | 2163 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4290628 | 17650 | SH |  | SOLE |  | 0 | 0 | 17650 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7203544 | 29577 | SH |  | SOLE |  | 0 | 0 | 29577 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 290469 | 4397 | SH |  | SOLE |  | 0 | 0 | 4397 |
| AMAZON COM INC | COM | 023135106 |  | 15890287 | 72370 | SH |  | SOLE |  | 0 | 0 | 72370 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 434857 | 5511 | SH |  | SOLE |  | 0 | 0 | 5511 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2958779 | 8908 | SH |  | SOLE |  | 0 | 0 | 8908 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 2352763 | 12234 | SH |  | SOLE |  | 0 | 0 | 12234 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 335118 | 2515 | SH |  | SOLE |  | 0 | 0 | 2515 |
| APPLE INC | COM | 037833100 |  | 32291367 | 126817 | SH |  | SOLE |  | 0 | 0 | 126817 |
| APPLIED MATLS INC | COM | 038222105 |  | 239598 | 1170 | SH |  | SOLE |  | 0 | 0 | 1170 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 283409 | 1773 | SH |  | SOLE |  | 0 | 0 | 1773 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 4308499 | 29569 | SH |  | SOLE |  | 0 | 0 | 29569 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 2027224 | 2094 | SH |  | SOLE |  | 0 | 0 | 2094 |
| AT INC | COM | 00206R102 |  | 420570 | 14893 | SH |  | SOLE |  | 0 | 0 | 14893 |
| AUTOZONE INC | COM | 053332102 |  | 231673 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 587030 | 818 | SH |  | SOLE |  | 0 | 0 | 818 |
| BANK AMERICA CORP | COM | 060505104 |  | 863248 | 16733 | SH |  | SOLE |  | 0 | 0 | 16733 |
| BARRICK MNG CORP | COM SHS | 06849F108 |  | 334323 | 10202 | SH |  | SOLE |  | 0 | 0 | 10202 |
| BCB BANCORP INC | COM | 055298103 |  | 123036 | 14175 | SH |  | SOLE |  | 0 | 0 | 14175 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6457328 | 12844 | SH |  | SOLE |  | 0 | 0 | 12844 |
| BLACKROCK INC | COM | 09290D101 |  | 2506668 | 2150 | SH |  | SOLE |  | 0 | 0 | 2150 |
| BLACKROCK N Y MUN INCOME TRU | SH BEN INT | 09248L106 |  | 223681 | 21992 | SH |  | SOLE |  | 0 | 0 | 21992 |
| BLACKSTONE INC | COM | 09260D107 |  | 3837458 | 22461 | SH |  | SOLE |  | 0 | 0 | 22461 |
| BOEING CO | COM | 097023105 |  | 274418 | 1271 | SH |  | SOLE |  | 0 | 0 | 1271 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 696506 | 129 | SH |  | SOLE |  | 0 | 0 | 129 |
| BORGWARNER INC | COM | 099724106 |  | 317831 | 7230 | SH |  | SOLE |  | 0 | 0 | 7230 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 673940 | 6903 | SH |  | SOLE |  | 0 | 0 | 6903 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 216820 | 4808 | SH |  | SOLE |  | 0 | 0 | 4808 |
| BROADCOM INC | COM | 11135F101 |  | 16525068 | 50090 | SH |  | SOLE |  | 0 | 0 | 50090 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1006856 | 4736 | SH |  | SOLE |  | 0 | 0 | 4736 |
| CATERPILLAR INC | COM | 149123101 |  | 655127 | 1373 | SH |  | SOLE |  | 0 | 0 | 1373 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3519237 | 22662 | SH |  | SOLE |  | 0 | 0 | 22662 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 744414 | 18995 | SH |  | SOLE |  | 0 | 0 | 18995 |
| CHUBB LIMITED | COM | H1467J104 |  | 1036762 | 3673 | SH |  | SOLE |  | 0 | 0 | 3673 |
| CISCO SYS INC | COM | 17275R102 |  | 467668 | 6835 | SH |  | SOLE |  | 0 | 0 | 6835 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1228902 | 12107 | SH |  | SOLE |  | 0 | 0 | 12107 |
| CME GROUP INC | COM | 12572Q105 |  | 1805680 | 6683 | SH |  | SOLE |  | 0 | 0 | 6683 |
| COCA COLA CO | COM | 191216100 |  | 1304318 | 19517 | SH |  | SOLE |  | 0 | 0 | 19517 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 614675 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1515741 | 48241 | SH |  | SOLE |  | 0 | 0 | 48241 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 835135 | 8829 | SH |  | SOLE |  | 0 | 0 | 8829 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 495310 | 4927 | SH |  | SOLE |  | 0 | 0 | 4927 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 3588972 | 10906 | SH |  | SOLE |  | 0 | 0 | 10906 |
| CORNING INC | COM | 219350105 |  | 2900054 | 35354 | SH |  | SOLE |  | 0 | 0 | 35354 |
| COSTAR GROUP INC | COM | 22160N109 |  | 1352957 | 16036 | SH |  | SOLE |  | 0 | 0 | 16036 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 4775692 | 5159 | SH |  | SOLE |  | 0 | 0 | 5159 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 4406048 | 8985 | SH |  | SOLE |  | 0 | 0 | 8985 |
| CSX CORP | COM | 126408103 |  | 973223 | 27407 | SH |  | SOLE |  | 0 | 0 | 27407 |
| CVS HEALTH CORP | COM | 126650100 |  | 981023 | 13013 | SH |  | SOLE |  | 0 | 0 | 13013 |
| DEERE  CO | COM | 244199105 |  | 248982 | 545 | SH |  | SOLE |  | 0 | 0 | 545 |
| DEXCOM INC | COM | 252131107 |  | 361011 | 5365 | SH |  | SOLE |  | 0 | 0 | 5365 |
| DISNEY WALT CO | COM | 254687106 |  | 955424 | 8344 | SH |  | SOLE |  | 0 | 0 | 8344 |
| DOCUSIGN INC | COM | 256163106 |  | 659047 | 9142 | SH |  | SOLE |  | 0 | 0 | 9142 |
| DOW INC | COM | 260557103 |  | 416386 | 18159 | SH |  | SOLE |  | 0 | 0 | 18159 |
| DRAFTKINGS INC NEW | COM CL A | 26142V105 |  | 205924 | 5506 | SH |  | SOLE |  | 0 | 0 | 5506 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 2330615 | 18833 | SH |  | SOLE |  | 0 | 0 | 18833 |
| EATON CORP PLC | SHS | G29183103 |  | 436750 | 1167 | SH |  | SOLE |  | 0 | 0 | 1167 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 334489 | 4301 | SH |  | SOLE |  | 0 | 0 | 4301 |
| ELANCO ANIMAL HEALTH INC | COM | 28414H103 |  | 398228 | 19773 | SH |  | SOLE |  | 0 | 0 | 19773 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 797522 | 3954 | SH |  | SOLE |  | 0 | 0 | 3954 |
| ELI LILLY  CO | COM | 532457108 |  | 4045786 | 5302 | SH |  | SOLE |  | 0 | 0 | 5302 |
| ENBRIDGE INC | COM | 29250N105 |  | 583570 | 11565 | SH |  | SOLE |  | 0 | 0 | 11565 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4193209 | 37190 | SH |  | SOLE |  | 0 | 0 | 37190 |
| FASTENAL CO | COM | 311900104 |  | 821904 | 16760 | SH |  | SOLE |  | 0 | 0 | 16760 |
| FEDERATED HERMES ETF TRUST | HERMES TOTAL RET | 31423L404 |  | 4534152 | 177888 | SH |  | SOLE |  | 0 | 0 | 177888 |
| FIBROBIOLOGICS INC | COM SHS | 31573L105 |  | 20952 | 38360 | SH |  | SOLE |  | 0 | 0 | 38360 |
| FIDELITY COVINGTON TRUST | LOW VOLITY ETF | 316092824 |  | 212429 | 3225 | SH |  | SOLE |  | 0 | 0 | 3225 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 1635581 | 24804 | SH |  | SOLE |  | 0 | 0 | 24804 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 19381436 | 382265 | SH |  | SOLE |  | 0 | 0 | 382265 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 18952533 | 943851 | SH |  | SOLE |  | 0 | 0 | 943851 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 240585 | 4832 | SH |  | SOLE |  | 0 | 0 | 4832 |
| FISERV INC | COM | 337738108 |  | 257989 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| FORTINET INC | COM | 34959E109 |  | 320933 | 3817 | SH |  | SOLE |  | 0 | 0 | 3817 |
| FRONTLINE PLC | COM | M46528101 |  | 410459 | 18010 | SH |  | SOLE |  | 0 | 0 | 18010 |
| GARTNER INC | COM | 366651107 |  | 230800 | 878 | SH |  | SOLE |  | 0 | 0 | 878 |
| GE AEROSPACE | COM NEW | 369604301 |  | 457633 | 1521 | SH |  | SOLE |  | 0 | 0 | 1521 |
| GENERAL MTRS CO | COM | 37045V100 |  | 1534188 | 25163 | SH |  | SOLE |  | 0 | 0 | 25163 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1474750 | 13286 | SH |  | SOLE |  | 0 | 0 | 13286 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 194841 | 11455 | SH |  | SOLE |  | 0 | 0 | 11455 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 226374 | 6389 | SH |  | SOLE |  | 0 | 0 | 6389 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 3049860 | 3830 | SH |  | SOLE |  | 0 | 0 | 3830 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 387365 | 7651 | SH |  | SOLE |  | 0 | 0 | 7651 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 215448 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| GUIDEWIRE SOFTWARE INC | COM | 40171V100 |  | 818072 | 3559 | SH |  | SOLE |  | 0 | 0 | 3559 |
| HERCULES CAPITAL INC | COM | 427096508 |  | 379369 | 20062 | SH |  | SOLE |  | 0 | 0 | 20062 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 766126 | 2953 | SH |  | SOLE |  | 0 | 0 | 2953 |
| HOME DEPOT INC | COM | 437076102 |  | 5222180 | 12888 | SH |  | SOLE |  | 0 | 0 | 12888 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1589284 | 7550 | SH |  | SOLE |  | 0 | 0 | 7550 |
| HUMANA INC | COM | 444859102 |  | 638035 | 2452 | SH |  | SOLE |  | 0 | 0 | 2452 |
| ICICI BANK LIMITED | ADR | 45104G104 |  | 464407 | 15362 | SH |  | SOLE |  | 0 | 0 | 15362 |
| IDEX CORP | COM | 45167R104 |  | 238118 | 1463 | SH |  | SOLE |  | 0 | 0 | 1463 |
| INTEL CORP | COM | 458140100 |  | 501673 | 14953 | SH |  | SOLE |  | 0 | 0 | 14953 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 786296 | 4667 | SH |  | SOLE |  | 0 | 0 | 4667 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3063215 | 10856 | SH |  | SOLE |  | 0 | 0 | 10856 |
| INTUIT | COM | 461202103 |  | 2247186 | 3291 | SH |  | SOLE |  | 0 | 0 | 3291 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 3299216 | 7377 | SH |  | SOLE |  | 0 | 0 | 7377 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 253348 | 1025 | SH |  | SOLE |  | 0 | 0 | 1025 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 557893 | 15588 | SH |  | SOLE |  | 0 | 0 | 15588 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 207986 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 342438 | 17507 | SH |  | SOLE |  | 0 | 0 | 17507 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 423438 | 2232 | SH |  | SOLE |  | 0 | 0 | 2232 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 7337209 | 12221 | SH |  | SOLE |  | 0 | 0 | 12221 |
| IRON MTN INC DEL | COM | 46284V101 |  | 380264 | 3730 | SH |  | SOLE |  | 0 | 0 | 3730 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 385005 | 5923 | SH |  | SOLE |  | 0 | 0 | 5923 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 208673 | 3091 | SH |  | SOLE |  | 0 | 0 | 3091 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 267770 | 4138 | SH |  | SOLE |  | 0 | 0 | 4138 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2359531 | 28442 | SH |  | SOLE |  | 0 | 0 | 28442 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 405733 | 7651 | SH |  | SOLE |  | 0 | 0 | 7651 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 537795 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 273397 | 5232 | SH |  | SOLE |  | 0 | 0 | 5232 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 52777298 | 604482 | SH |  | SOLE |  | 0 | 0 | 604482 |
| ISHARES TR | CORE S ETF | 464287200 |  | 511281 | 764 | SH |  | SOLE |  | 0 | 0 | 764 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 94686395 | 1450910 | SH |  | SOLE |  | 0 | 0 | 1450910 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 30173692 | 253923 | SH |  | SOLE |  | 0 | 0 | 253923 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 221591 | 4301 | SH |  | SOLE |  | 0 | 0 | 4301 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 5721964 | 61283 | SH |  | SOLE |  | 0 | 0 | 61283 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 19385388 | 182040 | SH |  | SOLE |  | 0 | 0 | 182040 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 214249 | 6776 | SH |  | SOLE |  | 0 | 0 | 6776 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 931214 | 2548 | SH |  | SOLE |  | 0 | 0 | 2548 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 47916475 | 102296 | SH |  | SOLE |  | 0 | 0 | 102296 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 28369792 | 139348 | SH |  | SOLE |  | 0 | 0 | 139348 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 8958218 | 37024 | SH |  | SOLE |  | 0 | 0 | 37024 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 286090 | 755 | SH |  | SOLE |  | 0 | 0 | 755 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1390890 | 14406 | SH |  | SOLE |  | 0 | 0 | 14406 |
| ISHARES TR | S 100 ETF | 464287101 |  | 3037897 | 9127 | SH |  | SOLE |  | 0 | 0 | 9127 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 265719 | 2405 | SH |  | SOLE |  | 0 | 0 | 2405 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 28970331 | 271309 | SH |  | SOLE |  | 0 | 0 | 271309 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 681405 | 9864 | SH |  | SOLE |  | 0 | 0 | 9864 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 284537 | 3827 | SH |  | SOLE |  | 0 | 0 | 3827 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 817916 | 15950 | SH |  | SOLE |  | 0 | 0 | 15950 |
| ISHARES U S ETF TR | U.S. TECH INDEPD | 46431W648 |  | 856309 | 8401 | SH |  | SOLE |  | 0 | 0 | 8401 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1064700 | 22391 | SH |  | SOLE |  | 0 | 0 | 22391 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 203932 | 3571 | SH |  | SOLE |  | 0 | 0 | 3571 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 968164 | 5221 | SH |  | SOLE |  | 0 | 0 | 5221 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 11457281 | 36323 | SH |  | SOLE |  | 0 | 0 | 36323 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 443772 | 2537 | SH |  | SOLE |  | 0 | 0 | 2537 |
| KKR  CO INC | COM | 48251W104 |  | 233106 | 1794 | SH |  | SOLE |  | 0 | 0 | 1794 |
| KLA CORP | COM NEW | 482480100 |  | 405554 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 451733 | 1479 | SH |  | SOLE |  | 0 | 0 | 1479 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 551660 | 4120 | SH |  | SOLE |  | 0 | 0 | 4120 |
| LINDE PLC | SHS | G54950103 |  | 2319705 | 4884 | SH |  | SOLE |  | 0 | 0 | 4884 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2317536 | 4642 | SH |  | SOLE |  | 0 | 0 | 4642 |
| LOWES COS INC | COM | 548661107 |  | 760990 | 3028 | SH |  | SOLE |  | 0 | 0 | 3028 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 403886 | 1214 | SH |  | SOLE |  | 0 | 0 | 1214 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 309982 | 6321 | SH |  | SOLE |  | 0 | 0 | 6321 |
| MAIN STR CAP CORP | COM | 56035L104 |  | 837771 | 13175 | SH |  | SOLE |  | 0 | 0 | 13175 |
| MARATHON PETE CORP | COM | 56585A102 |  | 286219 | 1485 | SH |  | SOLE |  | 0 | 0 | 1485 |
| MARKETAXESS HLDGS INC | COM | 57060D108 |  | 363137 | 2084 | SH |  | SOLE |  | 0 | 0 | 2084 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 298752 | 1147 | SH |  | SOLE |  | 0 | 0 | 1147 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1825961 | 9060 | SH |  | SOLE |  | 0 | 0 | 9060 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 510527 | 810 | SH |  | SOLE |  | 0 | 0 | 810 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 464537 | 5526 | SH |  | SOLE |  | 0 | 0 | 5526 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2749186 | 4833 | SH |  | SOLE |  | 0 | 0 | 4833 |
| MCDONALDS CORP | COM | 580135101 |  | 2315061 | 7618 | SH |  | SOLE |  | 0 | 0 | 7618 |
| MCKESSON CORP | COM | 58155Q103 |  | 378069 | 489 | SH |  | SOLE |  | 0 | 0 | 489 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 368024 | 157 | SH |  | SOLE |  | 0 | 0 | 157 |
| MERCK  CO INC | COM | 58933Y105 |  | 901694 | 10743 | SH |  | SOLE |  | 0 | 0 | 10743 |
| META PLATFORMS INC | CL A | 30303M102 |  | 9419632 | 12827 | SH |  | SOLE |  | 0 | 0 | 12827 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 307792 | 4793 | SH |  | SOLE |  | 0 | 0 | 4793 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 557901 | 3334 | SH |  | SOLE |  | 0 | 0 | 3334 |
| MICROSOFT CORP | COM | 594918104 |  | 26005462 | 50208 | SH |  | SOLE |  | 0 | 0 | 50208 |
| MIDDLEBY CORP | COM | 596278101 |  | 381110 | 2867 | SH |  | SOLE |  | 0 | 0 | 2867 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 237954 | 3809 | SH |  | SOLE |  | 0 | 0 | 3809 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 924323 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1013259 | 6374 | SH |  | SOLE |  | 0 | 0 | 6374 |
| NETFLIX INC | COM | 64110L106 |  | 6382053 | 5323 | SH |  | SOLE |  | 0 | 0 | 5323 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 616571 | 8168 | SH |  | SOLE |  | 0 | 0 | 8168 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 210286 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| NUVEEN NEW JERSEY QULT MUN F | COM | 67069Y102 |  | 508161 | 40690 | SH |  | SOLE |  | 0 | 0 | 40690 |
| NUVEEN NEW YORK AMT QLT MUNI | COM | 670656107 |  | 684711 | 66677 | SH |  | SOLE |  | 0 | 0 | 66677 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 47266994 | 253320 | SH |  | SOLE |  | 0 | 0 | 253320 |
| ON SEMICONDUCTOR CORP | COM | 682189105 |  | 230228 | 4669 | SH |  | SOLE |  | 0 | 0 | 4669 |
| ORACLE CORP | COM | 68389X105 |  | 3064962 | 10898 | SH |  | SOLE |  | 0 | 0 | 10898 |
| PACCAR INC | COM | 693718108 |  | 855450 | 8701 | SH |  | SOLE |  | 0 | 0 | 8701 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 3117546 | 17090 | SH |  | SOLE |  | 0 | 0 | 17090 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 2511436 | 12334 | SH |  | SOLE |  | 0 | 0 | 12334 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 351931 | 5248 | SH |  | SOLE |  | 0 | 0 | 5248 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 528631 | 3259 | SH |  | SOLE |  | 0 | 0 | 3259 |
| PHILLIPS 66 | COM | 718546104 |  | 2000869 | 14710 | SH |  | SOLE |  | 0 | 0 | 14710 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 |  | 1187904 | 34492 | SH |  | SOLE |  | 0 | 0 | 34492 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 16720876 | 174758 | SH |  | SOLE |  | 0 | 0 | 174758 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2065495 | 76956 | SH |  | SOLE |  | 0 | 0 | 76956 |
| PIMCO HIGH INCOME FD | COM SHS | 722014107 |  | 62258 | 12358 | SH |  | SOLE |  | 0 | 0 | 12358 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1259736 | 6270 | SH |  | SOLE |  | 0 | 0 | 6270 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2497656 | 16255 | SH |  | SOLE |  | 0 | 0 | 16255 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 1434366 | 17186 | SH |  | SOLE |  | 0 | 0 | 17186 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 734741 | 17199 | SH |  | SOLE |  | 0 | 0 | 17199 |
| QUALCOMM INC | COM | 747525103 |  | 1934395 | 11628 | SH |  | SOLE |  | 0 | 0 | 11628 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 1680426 | 2989 | SH |  | SOLE |  | 0 | 0 | 2989 |
| ROYAL BK CDA | COM | 780087102 |  | 268270 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| ROYAL GOLD INC | COM | 780287108 |  | 600260 | 2993 | SH |  | SOLE |  | 0 | 0 | 2993 |
| RPM INTL INC | COM | 749685103 |  | 353522 | 2999 | SH |  | SOLE |  | 0 | 0 | 2999 |
| RTX CORPORATION | COM | 75513E101 |  | 379296 | 2267 | SH |  | SOLE |  | 0 | 0 | 2267 |
| SALESFORCE INC | COM | 79466L302 |  | 1917076 | 8089 | SH |  | SOLE |  | 0 | 0 | 8089 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 584226 | 6119 | SH |  | SOLE |  | 0 | 0 | 6119 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 896948 | 38529 | SH |  | SOLE |  | 0 | 0 | 38529 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 13350470 | 547150 | SH |  | SOLE |  | 0 | 0 | 547150 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 4337047 | 164656 | SH |  | SOLE |  | 0 | 0 | 164656 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1094379 | 36922 | SH |  | SOLE |  | 0 | 0 | 36922 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 330030 | 11829 | SH |  | SOLE |  | 0 | 0 | 11829 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 345740 | 12664 | SH |  | SOLE |  | 0 | 0 | 12664 |
| SCOTTS MIRACLE-GRO CO | CL A | 810186106 |  | 262027 | 4601 | SH |  | SOLE |  | 0 | 0 | 4601 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 378738 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 386021 | 1611 | SH |  | SOLE |  | 0 | 0 | 1611 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 726738 | 8135 | SH |  | SOLE |  | 0 | 0 | 8135 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1376297 | 25548 | SH |  | SOLE |  | 0 | 0 | 25548 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1364032 | 9801 | SH |  | SOLE |  | 0 | 0 | 9801 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 436791 | 2832 | SH |  | SOLE |  | 0 | 0 | 2832 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 5755229 | 20419 | SH |  | SOLE |  | 0 | 0 | 20419 |
| SERVICENOW INC | COM | 81762P102 |  | 1804991 | 1961 | SH |  | SOLE |  | 0 | 0 | 1961 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 440701 | 1273 | SH |  | SOLE |  | 0 | 0 | 1273 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 1310294 | 8817 | SH |  | SOLE |  | 0 | 0 | 8817 |
| SMITH A O CORP | COM | 831865209 |  | 344373 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 2137095 | 4608 | SH |  | SOLE |  | 0 | 0 | 4608 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 547724 | 1541 | SH |  | SOLE |  | 0 | 0 | 1541 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 683518 | 15974 | SH |  | SOLE |  | 0 | 0 | 15974 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 219576 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 10740855 | 16123 | SH |  | SOLE |  | 0 | 0 | 16123 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 8883793 | 14905 | SH |  | SOLE |  | 0 | 0 | 14905 |
| SPDR SERIES TRUST | BLOOMBERG INVT | 78468R200 |  | 373139 | 12091 | SH |  | SOLE |  | 0 | 0 | 12091 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 872782 | 18100 | SH |  | SOLE |  | 0 | 0 | 18100 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 795656 | 27531 | SH |  | SOLE |  | 0 | 0 | 27531 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 3120510 | 39833 | SH |  | SOLE |  | 0 | 0 | 39833 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 450002 | 4306 | SH |  | SOLE |  | 0 | 0 | 4306 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 438653 | 9470 | SH |  | SOLE |  | 0 | 0 | 9470 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 953624 | 6809 | SH |  | SOLE |  | 0 | 0 | 6809 |
| SPDR SERIES TRUST | COMP SOFTWARE | 78464A599 |  | 424077 | 2144 | SH |  | SOLE |  | 0 | 0 | 2144 |
| T-MOBILE US INC | COM | 872590104 |  | 511076 | 2135 | SH |  | SOLE |  | 0 | 0 | 2135 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1463342 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 241928 | 1102 | SH |  | SOLE |  | 0 | 0 | 1102 |
| TERADYNE INC | COM | 880770102 |  | 597771 | 4343 | SH |  | SOLE |  | 0 | 0 | 4343 |
| TESLA INC | COM | 88160R101 |  | 5950840 | 13381 | SH |  | SOLE |  | 0 | 0 | 13381 |
| TEXAS INSTRS INC | COM | 882508104 |  | 897536 | 4885 | SH |  | SOLE |  | 0 | 0 | 4885 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 415066 | 8469 | SH |  | SOLE |  | 0 | 0 | 8469 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1917984 | 3954 | SH |  | SOLE |  | 0 | 0 | 3954 |
| TIDAL TRUST II | YIELDMAX ULTRA O | 88636J527 |  | 290371 | 53084 | SH |  | SOLE |  | 0 | 0 | 53084 |
| TJX COS INC NEW | COM | 872540109 |  | 2567389 | 17762 | SH |  | SOLE |  | 0 | 0 | 17762 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 209111 | 3677 | SH |  | SOLE |  | 0 | 0 | 3677 |
| TRANSUNION | COM | 89400J107 |  | 496648 | 5928 | SH |  | SOLE |  | 0 | 0 | 5928 |
| TREX CO INC | COM | 89531P105 |  | 272094 | 5266 | SH |  | SOLE |  | 0 | 0 | 5266 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 890443 | 19476 | SH |  | SOLE |  | 0 | 0 | 19476 |
| TWILIO INC | CL A | 90138F102 |  | 1042638 | 10417 | SH |  | SOLE |  | 0 | 0 | 10417 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 457242 | 874 | SH |  | SOLE |  | 0 | 0 | 874 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 2529267 | 25817 | SH |  | SOLE |  | 0 | 0 | 25817 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 534722 | 978 | SH |  | SOLE |  | 0 | 0 | 978 |
| UNION PAC CORP | COM | 907818108 |  | 799579 | 3383 | SH |  | SOLE |  | 0 | 0 | 3383 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 381378 | 1104 | SH |  | SOLE |  | 0 | 0 | 1104 |
| UNIVERSAL DISPLAY CORP | COM | 91347P105 |  | 334802 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 117321 | 10803 | SH |  | SOLE |  | 0 | 0 | 10803 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 1026932 | 3147 | SH |  | SOLE |  | 0 | 0 | 3147 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 928594 | 40550 | SH |  | SOLE |  | 0 | 0 | 40550 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 288261 | 1377 | SH |  | SOLE |  | 0 | 0 | 1377 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 112773846 | 234889 | SH |  | SOLE |  | 0 | 0 | 234889 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 230560 | 782 | SH |  | SOLE |  | 0 | 0 | 782 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 110885907 | 180562 | SH |  | SOLE |  | 0 | 0 | 180562 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 208888 | 635 | SH |  | SOLE |  | 0 | 0 | 635 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 100114453 | 534142 | SH |  | SOLE |  | 0 | 0 | 534142 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 451281 | 9013 | SH |  | SOLE |  | 0 | 0 | 9013 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 212378 | 2525 | SH |  | SOLE |  | 0 | 0 | 2525 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 516149 | 5775 | SH |  | SOLE |  | 0 | 0 | 5775 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 453002 | 5667 | SH |  | SOLE |  | 0 | 0 | 5667 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 215570 | 995 | SH |  | SOLE |  | 0 | 0 | 995 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 365828 | 1409 | SH |  | SOLE |  | 0 | 0 | 1409 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 3472981 | 79021 | SH |  | SOLE |  | 0 | 0 | 79021 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 2084700 | 5323 | SH |  | SOLE |  | 0 | 0 | 5323 |
| VISA INC | COM CL A | 92826C839 |  | 5938504 | 17396 | SH |  | SOLE |  | 0 | 0 | 17396 |
| WALMART INC | COM | 931142103 |  | 3916581 | 38003 | SH |  | SOLE |  | 0 | 0 | 38003 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 2144764 | 9712 | SH |  | SOLE |  | 0 | 0 | 9712 |
| WISDOMTREE TR | GLB US QTLY DIV | 97717W844 |  | 254319 | 6281 | SH |  | SOLE |  | 0 | 0 | 6281 |
| WISDOMTREE TR | US LARGECAP FUND | 97717W588 |  | 218761 | 3173 | SH |  | SOLE |  | 0 | 0 | 3173 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 353996 | 6769 | SH |  | SOLE |  | 0 | 0 | 6769 |
| WISDOMTREE TR | US MULTIFACTOR | 97717Y857 |  | 227475 | 4352 | SH |  | SOLE |  | 0 | 0 | 4352 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1701862 | 19131 | SH |  | SOLE |  | 0 | 0 | 19131 |
| WISDOMTREE TR | US S CAP QTY DIV | 97717X651 |  | 342652 | 6856 | SH |  | SOLE |  | 0 | 0 | 6856 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 505793 | 6616 | SH |  | SOLE |  | 0 | 0 | 6616 |

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