# EDGAR Filing Document

**Accession Number:** 0001836995
**File Stem:** 0000929638-25-002838
**Filing Date:** 2025-7
**Character Count:** 40656
**Document Hash:** 7344f059058a10fb3e392e1569583f26
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-25-002838.hdr.sgml**: 20250731

**ACCESSION NUMBER**: 0000929638-25-002838

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20250731

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20250731

**DATE AS OF CHANGE**: 20250731

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Verizon ABS II LLC
- **CENTRAL INDEX KEY:** 0001836995
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 232259884
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-253034
- **FILM NUMBER:** 251172763

**BUSINESS ADDRESS:**
- **STREET 1:** ONE VERIZON WAY
- **CITY:** BASKING RIDGE
- **STATE:** NJ
- **ZIP:** 07920
- **BUSINESS PHONE:** 212-395-1000

**MAIL ADDRESS:**
- **STREET 1:** ONE VERIZON WAY
- **CITY:** BASKING RIDGE
- **STATE:** NJ
- **ZIP:** 07920
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Verizon Master Trust
- **CENTRAL INDEX KEY:** 0001844964
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 866471965
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-253034-01
- **FILM NUMBER:** 251172764

**BUSINESS ADDRESS:**
- **STREET 1:** C/O WILMINGTON TRUST, NA
- **STREET 2:** 1100 NORTH MARKET STREET
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19890-1605
- **BUSINESS PHONE:** 866-829-1928

**MAIL ADDRESS:**
- **STREET 1:** C/O WILMINGTON TRUST, NA
- **STREET 2:** 1100 NORTH MARKET STREET
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19890-1605

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION

#### WASHINGTON, DC 20549

#### FORM 8-K

#### CURRENT REPORT PURSUANT TO

#### SECTION 13 OR 15(d) OF THE

#### SECURITIES EXCHANGE ACT OF 1934

---

| |
|:---|
|  Date of Report (Date of earliest event reported): July 31, 2025 |
| VERIZON MASTER TRUST |
|  (Exact name of Issuing Entity as specified in its charter)<br> Commission File Numbers: 333-253034-01; 333-278415-01<br> Central Index Key: 0001844964 |
| VERIZON ABS II LLC |
|  (Exact name of Depositor/Registrant as specified in its charter)<br> Central Index Key: 0001836995 |

---

<u> Delaware </u> <u> 333-253034; 333-278415 </u> <u> 23-2259884 </u> <br> (State or other jurisdiction of incorporation of Registrant) (Commission File Numbers of Registrant) (IRS Employer Identification No. of Registrant)

<u> CELLCO PARTNERSHIP </u> <br> (Exact name of Sponsor as specified in its charter) Central Index Key: 0001175215

<u> One Verizon Way Basking Ridge, New Jersey </u> <br> <u> 07920 </u> <br> (Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: (212) 395-1000

<u> Not Applicable </u> <br> (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

------

Securities registered pursuant to Section 12(b) of the Exchange Act:

---

| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| &nbsp;&nbsp; Not applicable | &nbsp;&nbsp; Not applicable | &nbsp;&nbsp; Not applicable |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company&nbsp;&nbsp;&nbsp;&nbsp;[ ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 1.01 <u>Entry into a Material Definitive Agreement</u>.

On July 31, 2025 (the "<u>Closing Date</u>"), the Indenture, dated as of June 24, 2025 (the "<u>Series 2025-6 Indenture</u>"), between Verizon Master Trust, as trust (the "<u>Trust</u>") and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent, was amended to revise the interest rate applicable to the Class B Notes (as defined in the Series 2025-6 Indenture). In connection with the foregoing, Amendment No. 1 to the Series 2025-6 Indenture, dated as of the Closing Date, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent, was executed and delivered by the parties thereto.

On the Closing Date, Verizon DPPA True-up Trust (the "<u>True-up Trust</u>") and Verizon ABS II LLC (the "<u>Depositor</u>") entered into a Transfer Agreement, dated as of the Closing Date, pursuant to which the True-Up Trust will transfer (i) the Class B Notes (as defined in the Indenture, dated as of January 26, 2023, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent), (ii) the Class B Notes (as defined in the Indenture, dated as of September 18, 2024, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent) and (iii) the Class B Notes (as defined in the Series 2025-6 Indenture), for the acquisition price set forth therein.

Item 9.01. <u>Financial Statements and Exhibits</u>.

<br> (a) Not applicable.

<br> (b) Not applicable.

<br> (c) Not applicable.

<br> (d) Exhibits:

------

<br> Exhibit No. Description

---

| | |
|:---|:---|
| [1.1<sup>(1)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit1-1.htm) | [Underwriting Agreement, dated as of July 25, 2025, among the Depositor, Cellco Partnership d/b/a Verizon Wireless ("<u>Cellco</u>") and RBC Capital Markets, as the underwriter, with respect to the Series 2023-1 Class B Notes.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit1-1.htm) |

---

---

| | |
|:---|:---|
| [1.2<sup>(1)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit1-2.htm) | [Underwriting Agreement, dated as of July 25, 2025, among the Depositor, Cellco and RBC Capital Markets, as the underwriter, with respect to the Series 2024-6 Class B Notes.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit1-2.htm) |

---

---

| | |
|:---|:---|
| [4.1<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit4-1.htm) | [Master Collateral Agency and Intercreditor Agreement, dated as of May 25, 2021, among the Trust, U.S. Bank National Association, as master collateral agent (the "<u>Master Collateral Agent</u>"), Cellco, as servicer, and the creditor representatives from time to time party thereto.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit4-1.htm) |

---

---

| | |
|:---|:---|
| [4.2<sup>(3)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963823000145/exhibit4-2.htm) | [Indenture, dated as of January 26, 2023, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent.](https://www.sec.gov/Archives/edgar/data/1836995/000092963823000145/exhibit4-2.htm) |

---

---

| | |
|:---|:---|
| [4.3<sup>(4)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003174/exhibit4-2.htm) | [Indenture, dated as of September 18, 2024, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent.](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003174/exhibit4-2.htm) |

---

---

| | |
|:---|:---|
| [10.1<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-1.htm) | [Amended and Restated Trust Agreement, dated as of May 25, 2021, between the Depositor and Wilmington Trust, National Association, as owner trustee (the "<u>Owner Trustee</u>").](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-1.htm) |

---

---

| | |
|:---|:---|
| [10.2<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-2.htm) | [Originator Receivables Transfer Agreement, dated as of May 25, 2021, between the originators party thereto from time to time and the Depositor.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-2.htm) |

---

---

| | |
|:---|:---|
| [10.3<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-3.htm) | [Additional Transferor Receivables Transfer Agreement, dated as of May 25, 2021, among Verizon DPPA Master Trust, Cellco, as servicer, and the Depositor.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-3.htm) |

---

---

| | |
|:---|:---|
| [10.4<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-4.htm) | [Transfer and Servicing Agreement, dated as of May 25, 2021, among the Trust, the Depositor and Cellco, as servicer, marketing agent and custodian.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-4.htm) |

---

---

| | |
|:---|:---|
| [10.5<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-5.htm) | [Administration Agreement, dated as of May 25, 2021, between the Trust and Cellco, as administrator.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-5.htm) |

---

---

| | |
|:---|:---|
| [10.6<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-6.htm) | [Account Control Agreement, dated as of May 25, 2021, among the Trust, as grantor, U.S. Bank National Association, as secured party, and U.S. Bank National Association, as financial institution.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-6.htm) |

---

---

| | |
|:---|:---|
| [10.7.1<sup>(3)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963823000145/exhibit10-7.htm) | [Series 2023-1 Account Control Agreement, dated as of January 26, 2023, among the Trust, as grantor, U.S. Bank Trust Company, National Association, as secured party, and U.S. Bank National Association, as financial institution.](https://www.sec.gov/Archives/edgar/data/1836995/000092963823000145/exhibit10-7.htm) |

---

------

---

| | |
|:---|:---|
| [10.7.2<sup>(4)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003174/exhibit10-7.htm) | [Series 2024-6 Account Control Agreement, dated as of September 18, 2024, among the Trust, as grantor, U.S. Bank Trust Company, National Association, as secured party, and U.S. Bank National Association, as financial institution.](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003174/exhibit10-7.htm) |

---

---

| | |
|:---|:---|
| [10.8<sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-8.htm) | [Parent Support Agreement, dated as of May 25, 2021, by Verizon Communications Inc. and accepted and acknowledged by the Depositor, the Trust and the Master Collateral Agent.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821000747/exhibit10-8.htm) |

---

---

| | |
|:---|:---|
| [10.9<sup>(5)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002276/exhibit10-9.htm) | [Second Amended and Restated Asset Representations Review Agreement, dated as of April 23, 2024, among the Trust, Cellco, as servicer, and Pentalpha Surveillance LLC, as asset representations reviewer.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002276/exhibit10-9.htm) |

---

<br> [10.10](exhibit10-10.htm) [Transfer Agreement, dated as of July 31, 2025, between the Depositor and the True-up Trust.](exhibit10-10.htm)

---

| | |
|:---|:---|
| [36.1<sup>(1)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit36-1.htm) | [Depositor Certification, dated July 25, 2025, for shelf offerings of asset-backed securities, with respect to the 2023-1 Class B Notes.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit36-1.htm) |

---

---

| | |
|:---|:---|
| [36.2<sup>(1)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit36-2.htm) | [Depositor Certification, dated July 25, 2025, for shelf offerings of asset-backed securities, with respect to the 2024-6 Class B Notes.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002809/exhibit36-2.htm) |

---

---

| | |
|:---|:---|
| [99.1<sup>(6)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963821001299/exhibit99-1.htm) | [Omnibus Amendment No. 1 to the Master Collateral Agency and Intercreditor Agreement, the Originator Receivables Transfer Agreement, the Additional Transferor Receivables Transfer Agreement and the Transfer and Servicing Agreement, dated as of](https://www.sec.gov/Archives/edgar/data/1836995/000092963821001299/exhibit99-1.htm)[November 4, 2021, among the Trust, the Master Collateral Agent, the originators then party to the Originator Receivables Transfer Agreement, the Depositor, Verizon DPPA Master Trust, and Cellco, as servicer, marketing agent, custodian and administrator.](https://www.sec.gov/Archives/edgar/data/1836995/000092963821001299/exhibit99-1.htm) |

---

---

| | |
|:---|:---|
| [99.2<sup>(7)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963822001327/exhibit99-2.htm) | [Omnibus Amendment No. 2 to the Master Collateral Agency and Intercreditor Agreement and the Amended and Restated Trust Agreement, dated as of August 11, 2022, among the Trust, U.S. Bank National Association, as master collateral agent, Wilmington Trust, National Association, as owner trustee, Verizon DPPA True-up Trust, Verizon ABS II LLC and Cellco Partnership d/b/a Verizon Wireless.](https://www.sec.gov/Archives/edgar/data/1836995/000092963822001327/exhibit99-2.htm) |

---

---

| | |
|:---|:---|
| [99.3<sup>(8)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963823003491/exhibit99-1.htm) | [Amendment No. 2 to the Additional Transferor Receivables Transfer Agreement, dated as of December 22, 2023, among Verizon DPPA Master Trust, Cellco, as servicer, and the Depositor.](https://www.sec.gov/Archives/edgar/data/1836995/000092963823003491/exhibit99-1.htm) |

---

---

| | |
|:---|:---|
| [99.4<sup>(9)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003055/exhibit99-1.htm) | [Amendment No. 3 to the Master Collateral Agency and Intercreditor Agreement, dated as of August 30, 2024, among the Trust, the Master Collateral Agent and Cellco, as administrator.](https://www.sec.gov/Archives/edgar/data/1836995/000092963824003055/exhibit99-1.htm) |

---

---

| | |
|:---|:---|
| [99.5<sup>(10)</sup>](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002293/exhibit99-5.htm) | [Amendment No. 2 to the Amended and Restated Trust Agreement, dated as of June 20, 2025, among the Depositor, the Owner Trustee, Verizon DPPA True-up Trust and Cellco, as administrator of the Trust and as custodian of Verizon DPPA True-up Trust, and consented to by Royal Bank of Canada.](https://www.sec.gov/Archives/edgar/data/1836995/000092963825002293/exhibit99-5.htm) |

---

---

| | |
|:---|:---|
| [99.6](exhibit99-6.htm) | [Amendment No. 1 to the Indenture (Series 2025-6), dated as of July 31, 2025, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent.](exhibit99-6.htm) |

---

_________

<sup>(1)</sup> Previously filed on Form 8-K on July 29, 2025.

<sup>(2)</sup> Previously filed on Form 8-K on May 25, 2021.

<sup>(3)</sup> Previously filed on Form 8-K on January 26, 2023.

<sup>(4)</sup> Previously filed on Form 8-K on September 18, 2024.

<sup>(5)</sup> Previously filed on Form 8-K on June 20, 2025.

<sup>(6)</sup> Previously filed on Form 8-K on November 4, 2021.

<sup>(7)</sup> Previously filed on Form 8-K on August 11, 2022.

<sup>(8)</sup> Previously filed on Form 8-K on December 22, 2023.<br> <sup>(9)</sup> Previously filed on Form 8-K on September 3, 2024.

<sup>(10)</sup> Previously filed on Form 8-K on June 20, 2024.

------

#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| VERIZON ABS II LLC | VERIZON ABS II LLC | VERIZON ABS II LLC |
| By:&nbsp;&nbsp;&nbsp;&nbsp; <br>| <u>/s/ Jon Ransegnola</u> | <u>/s/ Jon Ransegnola</u> |
|  | Name: <br>| Jon Ransegnola |
|  | Title: | Assistant Treasurer |

---

Date: July 31, 2025

## Exhibit 99.6

**Exhibit 99.6**<br>

#### VERIZON MASTER TRUST

**AMENDMENT NO. 1**,

dated as of July 31, 2025,

to

#### INDENTURE
dated as of June 24, 2025,

between

VERIZON MASTER TRUST,<br> as Trust

and

U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION,<br> as Indenture Trustee and Note Paying Agent

Series 2025-6

------

This AMENDMENT NO. 1, dated as of July 31, 2025 (this "<u>Amendment</u>"), is to the INDENTURE, originally dated as of June 24, 2025 (the "<u>Indenture</u>"), by and between VERIZON MASTER TRUST, as trust (the "<u>Trust</u>"), and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION ("<u>U.S. Bank Trust Co.</u>"), as indenture trustee (in such capacity, the "<u>Indenture Trustee</u>") and as note paying agent.

<u>W I T N E S S E T H</u>

WHEREAS, the parties to this Amendment desire to amend the Indenture as set forth in Section 2 below;

WHEREAS, Section 9.2(a) of the Indenture permits amendments to the Indenture by the Trust and the Indenture Trustee, with prior written notice to the Rating Agencies, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of the Indenture or of modifying in any manner the rights of the Noteholders under the Indenture; provided that no amendment to the Indenture shall change the interest rate on a Note without the consent of each Noteholder of each Outstanding Note adversely affected by the amendment;

WHEREAS, Verizon DPPA True-up Trust is the sole Noteholder of the Class B Notes as of the date of this Amendment;

WHEREAS, (a) the Trust Order referred to in Section 9.2(a) of the Indenture, (b) the Officer's Certificate referred to in Section 11.3 of the Indenture, and (c) the Opinion of Counsel referred to in Sections 9.3(a) and 11.3 of the Indenture and Section 11.1(h)(ii) of the Amended and Restated Trust Agreement, dated as of May 25, 2021, as amended (the "<u>Trust Agreement</u>"), between Verizon ABS II LLC, as the depositor (the "<u>Depositor</u>"), and Wilmington Trust, National Association, as owner trustee (the "<u>Owner Trustee</u>") are being delivered simultaneously herewith; and

WHEREAS, prior written notice of this Amendment to the Rating Agencies as required by Section 9.2(a) of the Indenture has been delivered to the Rating Agencies by the Administrator on behalf of the Trust.

NOW, THEREFORE, the parties hereto agree as follows:

SECTION 1.&nbsp;&nbsp;&nbsp;&nbsp; <u>Defined Terms</u>. Capitalized terms used in this Amendment and not otherwise defined herein or in the Indenture are defined in Appendix A to the Master Collateral Agency and Intercreditor Agreement, dated as of May 25, 2021, as amended, among the Trust, U.S. Bank Trust Co. (as successor to U.S. Bank National Association), as master collateral agent, Cellco Partnership d/b/a Verizon Wireless ("<u>Cellco</u>"), as servicer, and the Creditor Representatives from time to time party thereto or in the Group Supplement for Group 1, as applicable.

SECTION 2. <u>Amendments and Modifications to the Indenture</u>. As of the Effective Date (as defined below), and subject to the satisfaction of the conditions precedent set forth in Section 4 below, the Indenture is hereby amended as follows, with text marked in <u>underline</u> indicating additions and with text marked in strikethrough indicating deletions:

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The definition of "Class B Notes" included in Section 1.1 of the Indenture is hereby amended as follows:

"<u>Class B Notes</u>" means the $20,440,000 Class B 4.86% <u>4.85%</u> Asset Backed Notes issued by the Trust, substantially in the form of Exhibit A to this Indenture.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The definition of "Note Interest Rate" included in Section 1.1 of the Indenture is hereby amended as follows:

"<u>Note Interest Rate</u>" means a per annum rate equal to, for: (i) the Class A Notes, 4.62% (computed on the basis of a 360 day year consisting of twelve 30 day months), (ii) the Class B Notes, 4.86% <u>4.85%</u> (computed on the basis of a 360 day year consisting of twelve 30 day months) and (iii) the Class C Notes, 5.06% (computed on the basis of a 360 day year consisting of twelve 30 day months).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The table included in Section 2.2(b) of the Indenture is hereby amended as follows:

---

| | | |
|:---|:---|:---|
| <u>Class</u> | <u>Note Interest Rate</u> | <u>Initial Note Balance</u> |
| Class A Notes | 4.62% | $267300000 |
| Class B Notes | 4.86% 4.85% | $20440000 |
| Class C Notes | 5.06% | $12260000 |

---

SECTION 3. <u>Reference to and Effect on the Indenture</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Beginning on July 31, 2025 (the "<u>Effective Date</u>") (i) the Indenture shall be and be deemed to be, modified and amended in accordance herewith and this Amendment shall form a part of the terms and conditions of the Indenture for any and all purposes and every Noteholder, heretofore or hereafter authenticated and delivered under the Indenture shall be bound hereby and thereby, (ii) each reference in the Indenture to "this Indenture", "hereof", "hereunder" or words of like import referring to the Indenture shall mean and be a reference to the Indenture, as amended by this Amendment and (iii) each reference to the Indenture in any other Series 2025-6 Series Related Document, any other Transaction Document with respect to Series 2025-6 and any financing statement filed in connection therewith shall mean and be a reference to the Indenture, as amended by this Amendment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Indenture (except as specifically amended herein) shall remain in full force and effect and the Indenture is hereby ratified and confirmed in all respects by each of the applicable parties hereto.

SECTION 4. <u>Conditions Precedent</u>. This Amendment shall become effective as of the Effective Date upon receipt by the parties hereto of this Amendment duly executed by the parties hereto.

------

SECTION 5. <u>Certain Representations and Warranties</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Trust hereby represents and warrants to the other parties hereto as of the date hereof that, solely with respect to itself:

(i) the representations and warranties made by it in the Indenture are true and correct in all material respects both on and as of the date hereof and immediately after giving effect to this Amendment and the transactions contemplated hereby (except to the extent such representations and warranties relate solely to an earlier date and then are true and correct as of such earlier date);

(ii) the execution, delivery and performance by it of this Amendment are within its organizational powers, have been duly authorized by all necessary action, and do not contravene (1) its organizational documents, (2) any Law applicable to it, (3) any contractual restriction binding on or affecting it or its property or (4) any order, writ, judgment, award, injunction or decree binding on or affecting it or its property; and

(iii) this Amendment, assuming this Amendment has been duly executed by each other party hereto, constitutes the legal, valid and binding obligation of such party, enforceable against it in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium, receivership, conservatorship or other similar laws affecting creditors' rights generally and, if applicable, the rights of creditors from time to time in effect or by general principles of equity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Trust hereby represents and warrants to the other parties hereto as of the date hereof that no Potential Default or Event of Default with respect to Group 1, no Potential Amortization Event or Amortization Event with respect to Series 2025-6, and no Potential Servicer Termination Event or Servicer Termination Event exists or shall occur as a result of this Amendment or the transactions contemplated hereby.

SECTION 6. <u>Governing Law</u>. THIS AMENDMENT, INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).

SECTION 7. <u>Submission to Jurisdiction</u>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Amendment. Each party irrevocably waives, to the fullest extent permitted by Law, any objection that it may now or in the future have to the venue of a proceeding brought in such a court and any claim that the proceeding was brought in an inconvenient forum.

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SECTION 8. <u>Waiver of Jury Trial</u>. TO THE EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY HERETO IRREVOCABLY WAIVES ALL RIGHT OF TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF, OR IN CONNECTION WITH, THIS AMENDMENT OR ANY MATTER ARISING THEREUNDER WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE.

SECTION 9. <u>Severability</u>. If a part of this Amendment is held invalid, illegal or unenforceable, then it will be deemed severable from the remaining Amendment and will not affect the validity, legality or enforceability of the remaining Amendment.

SECTION 10. <u>Headings</u>. The headings in this Amendment are included for convenience and will not affect the meaning or interpretation of this Amendment.

SECTION 11. <u>Counterparts</u>. This Amendment may be executed in any number of counterparts, each of which when so executed shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. Executed counterparts may be delivered electronically.

SECTION 12. <u>Direction to Owner Trustee</u>. Pursuant to and in accordance with Section 5.6 of the Trust Agreement, Cellco, in its capacity as Administrator, hereby authorizes and directs the Owner Trustee to execute and deliver this Amendment as Owner Trustee on behalf of the Trust. The Administrator hereby certifies and confirms that (a) it has reviewed and approved of this Amendment and the amendments to the Indenture; (b) this direction and such action by the Owner Trustee pursuant to this direction are not contrary to any obligation of the Trust or the Owner Trustee under, and are consistent with, permitted by and in compliance with the Trust Agreement, and all of the other relevant documents contemplated by the Trust Agreement; (c) the Owner Trustee shall not be liable for the action taken by it in accordance with this Amendment; (d) all conditions precedent necessary for the effectiveness of this Amendment contained in the Trust Agreement and the Indenture have been duly satisfied or waived; and (e) the Owner Trustee's actions in accordance with this Amendment are covered by Section 7.2(a) of the Trust Agreement. Pursuant to Section 6.6 of the Fifth Amended and Restated Trust Agreement, dated as of May 25, 2021 (the "<u>True-up Trust Agreement</u>"), among Wilmington Trust, National Association, a national banking association, as owner trustee (the "<u>True-up Trust Owner Trustee</u>"), the Depositor, Cellco, as custodian (the "<u>Custodian</u>"), and various originators from time to time party thereto, as originators and beneficiaries, Cellco, in its capacity as Custodian, hereby authorizes and directs the True-up Trust Owner Trustee to execute and deliver this Amendment as True-up Trust Owner Trustee, on behalf of Verizon DPPA True-up Trust. The Custodian hereby certifies and confirms that (a) it has reviewed and approved of this Amendment and the amendments to the Indenture; (b) that this direction and the action to be taken by the True-up Trust Owner Trustee pursuant to this direction are not contrary to any obligation of the True-up Trust Owner Trustee under, and are consistent with, permitted by and in compliance with the True-up Trust Agreement, and all of the other relevant documents referenced in the True-up Trust Agreement; and (c) the True-up Trust Owner Trustee's actions in accordance with this Amendment are covered by Section 8.2(a) of the True-up Trust Agreement.

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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed and delivered by their respective duly authorized officers as of the day and year first written above.

VERIZON MASTER TRUST

By: WILMINGTON TRUST, NATIONAL ASSOCIATION, not in its individual capacity, but solely as Owner Trustee on behalf of the Trust

By: <u>/s/ Clarice Wright&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> Name: Clarice Wright

Title: Vice President<br>

U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION,

not in its individual capacity, but solely

as Indenture Trustee

By: <u>/s/ Matthew M. Smith&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> Name: Matthew M. Smith<br> Title: Vice President

Consented to by:

VERIZON DPPA TRUE-UP TRUST,

as Noteholder of the Class B Notes

By: WILMINGTON TRUST, NATIONAL ASSOCIATION, not in its individual capacity, but solely as True-up Trust Owner Trustee on behalf of Verizon DPPA True-up Trust

By: <u>/s/ Clarice Wright&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> Name: Clarice Wright

Title: Vice President<br>

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Solely with respect to Section 12:

CELLCO PARTNERSHIP d/b/a VERIZON WIRELESS,

as Administrator of Verizon Master Trust and as Custodian of Verizon DPPA True-up Trust

By: <u>/s/ Jon Ransegnola&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> Name:&nbsp;&nbsp;&nbsp;&nbsp; Jon Ransegnola

Title:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Assistant Treasurer

## Exhibit 10.10

#### Exhibit 10.10<br>

#### EXECUTION VERSION<br>

TRANSFER AGREEMENT<br>

This TRANSFER AGREEMENT, dated as of July 31, 2025 (this "<u>Agreement</u>"), is by and between VERIZON DPPA TRUE-UP TRUST, a Delaware statutory trust (the "<u>True-up Trust</u>"), and VERIZON ABS II LLC, a Delaware limited liability company (the "<u>Depositor</u>"). Capitalized terms used but not defined in this Agreement are defined in Appendix A to the Master Collateral Agency and Intercreditor Agreement, dated as of May 25, 2021, as amended, among Verizon Master Trust (the "<u>Trust</u>"), U.S. Bank Trust Company, National Association (as successor to U.S. Bank National Association), as master collateral agent, Cellco Partnership d/b/a Verizon Wireless, as the initial servicer, and the Creditor Representatives from time to time party thereto or in the applicable Indenture or the True-up Trust Agreement (each as defined below), including, in each case, by reference to other documents.

Section 1. <u>Acquisition of Retained Notes</u>. As of the date of this Agreement and subject to and on the terms and conditions set forth herein, the True-up Trust hereby transfers, assigns and conveys to the Depositor, without representation, warranty or recourse, all of its right, title and interest in and to each of (i) the Class B Notes (the "<u>2023-1 Class B Notes</u>") issued by the Trust pursuant to the Indenture, dated as of January 26, 2023 (the "<u>2023-1 Indenture</u>") between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and as note paying agent, (ii) the Class B Notes (the "<u>2024-6 Class B Notes</u>") issued by the Trust pursuant to the Indenture, dated as of September 18, 2024 (the "<u>2024-6 Indenture</u>") between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and as note paying agent and (iii) the Class B Notes (the "<u>2025-6 Class B Notes</u>" and, together with the 2023-1 Class B Notes and the 2024-6 Class B Notes, the "<u>Retained Notes</u>") issued by the Trust pursuant to the Indenture, dated as of June 24, 2025 (the "<u>2025-6 Indenture</u>" and, together with the 2023-1 Indenture and the 2024-6 Indenture, the "<u>Indentures</u>" and each, an "<u>Indenture</u>") between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and as note paying agent, including, without limitation, all monies due thereon or paid thereunder or in respect thereof on and after the date hereof. As consideration for the transfer, assignment and conveyance of each class of Retained Notes, the Depositor shall pay to the True-up Trust an acquisition price for each such class of Retained Notes in the amounts set forth on Schedule I hereto. For the avoidance of doubt, such acquisition price shall be deemed to be cash received by the True-up Trust from the issuance of Credit Extensions under the Fifth Amended and Restated Trust Agreement, dated as of May 25, 2021 (the "<u>True-up Trust Agreement</u>"), among Wilmington Trust, National Association, a national banking association, as owner trustee, Verizon ABS II LLC, a Delaware limited liability company, Cellco Partnership d/b/a Verizon Wireless, a Delaware general partnership, as custodian (the "<u>Custodian</u>"), and various Originators from time to time party thereto, as originators and beneficiaries (the "<u>Beneficiaries</u>"), and pursuant to Section 4.1 of the True-up Trust Agreement, the Custodian shall distribute the acquisition price to the Beneficiaries.

Section 2. <u>Transfer of Retained Notes</u>. The Custodian and the Depositor acknowledge that, pursuant to Section 4.4 of the True-up Trust Agreement, the Retained Notes may not be transferred to any person unless the Custodian has received an opinion of counsel that such Retained Notes once transferred will be treated as debt for U.S. federal income tax purposes. The Custodian and the Depositor further acknowledge that the Depositor is acquiring the Retained

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Notes from the True-up Trust solely to facilitate the sale of the Retained Notes to RBC Capital Markets, LLC, as underwriter with respect to the 2023-1 Class B Notes and the 2024-6 Class B Notes and as initial purchaser with respect to the 2025-6 Class B Notes (in each such capacity, the "<u>Purchaser</u>"). Accordingly, the Custodian, the True-up Trust and Depositor acknowledge that the transfer of the Retained Notes to the Depositor will not be treated as a transfer requiring the issuance of a tax opinion to the Custodian, and that the Custodian will receive an opinion of counsel that effective upon the transfer of the Retained Notes by the Depositor on behalf of the True-Up Trust to the Purchaser on the date hereof, the Retained Notes held by parties unaffiliated with the Trust will be treated as debt for U.S. federal income tax purposes.

Section 3. <u>Electronic Signatures</u>. Each party agrees that this Agreement and any other documents to be delivered in connection herewith may be electronically signed, and that any electronic signatures appearing on this Agreement or such other documents are the same as handwritten signatures for the purposes of validity, enforceability, and admissibility.

Section 4. <u>Counterparts</u>. This Agreement may be executed in multiple counterparts. Each counterpart will be an original and all counterparts will together be one document.

Section 5. <u>Governing Law</u>. THIS AGREEMENT, INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).

Section 6. <u>Submission to Jurisdiction</u>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Agreement. Each party irrevocably waives, to the fullest extent permitted by Law, any objection that it may now or in the future have to the venue of a proceeding brought in such a court and any claim that the proceeding was brought in an inconvenient forum.

Section 7. s <u>Waiver of Jury Trial</u>. TO THE EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY HERETO IRREVOCABLY WAIVES ALL RIGHT OF TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF, OR IN CONNECTION WITH, THIS AGREEMENT OR ANY MATTER ARISING THEREUNDER WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE.

[Remainder of Page Left Blank]

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IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed by their respective officers as of the day and year first above written.

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| |
|:---|
| VERIZON DPPA TRUE-UP TRUST |
| By: Wilmington Trust, National Association, not in |
| its individual capacity, but solely as owner trustee |
| By: <u>/s/ Clarice Wright</u>  |
| Name: Clarice Wright<br>|
| Title: Vice President<br>|
| VERIZON ABS II LLC, |
| as Depositor |
| By:_<u>/s/ Jon Ransegnola&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> <br>|
| Name: Jon Ransegnola<br>|
| Title: Assistant Treasurer<br>|

---

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Solely with respect to Section 2:

CELLCO PARTNERSHIP d/b/a VERIZON WIRELESS,

as Custodian

By: <u>/s/ Jon Ransegnola&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> Name:&nbsp;&nbsp;&nbsp;&nbsp; Jon Ransegnola

Title:&nbsp;&nbsp;&nbsp;&nbsp; Assistant Treasurer<br>

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Schedule I

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| | |
|:---|:---|
| **Class** | **Acquisition Price** |
| 2023-1 Class B Notes | $67900456.05 |
| 2024-6 Class B Notes | $101485523.41 |
| 2025-6 Class B Notes | $20355685.00 |

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<br>