# EDGAR Filing Document

**Accession Number:** 0002056230
**File Stem:** 0001172661-26-001719
**Filing Date:** 2026-5
**Character Count:** 10506
**Document Hash:** a4c1916180c32d69ddf34bee3d3768d2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-001719.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0001172661-26-001719

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260512

**EFFECTIVENESS DATE**: 20260512

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TME FINANCIAL, INC.
- **CENTRAL INDEX KEY:** 0002056230

**ORGANIZATION NAME:**
- **EIN:** 841828886
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25062
- **FILM NUMBER:** 26967956

**BUSINESS ADDRESS:**
- **STREET 1:** 101 MAIN STREET
- **STREET 2:** #220
- **CITY:** HUNTINGTON BEACH
- **STATE:** CA
- **ZIP:** 92648
- **BUSINESS PHONE:** 714-455-2955

**MAIL ADDRESS:**
- **STREET 1:** 101 MAIN STREET
- **STREET 2:** #220
- **CITY:** HUNTINGTON BEACH
- **STATE:** CA
- **ZIP:** 92648

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TME FINANCIAL INC.<br>**Address:** 101 Main Street

#220<br>Huntington Beach, CA 92648

**Form 13F File Number:** 028-25062

**CRD Number (if applicable):** 000322851

**SEC File Number (if applicable):** 801-127270

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Boulos Michael<br>**Title:** MANAGING MEMBER  CHIEF COMPLIANCE OFFICER<br>**Phone:** 714-455-2955

**Signature, Place, and Date of Signing:**

/s/ Boulos Michael  Huntington Beach, CA  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 65

**Form 13F Information Table Value Total:** $144314686

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AB ACTIVE ETFS INC | SHORT DURATION H | 00039J830 |  | 786210 | 22134 | SH |  | SOLE |  | 22134 | 0 | 0 |
| AB ACTIVE ETFS INC | TAX AWARE SHRT | 00039J202 |  | 900182 | 35750 | SH |  | SOLE |  | 35750 | 0 | 0 |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 892508 | 17682 | SH |  | SOLE |  | 17682 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 514281 | 1793 | SH |  | SOLE |  | 1793 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 419910 | 7977 | SH |  | SOLE |  | 7977 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 422580 | 2029 | SH |  | SOLE |  | 2029 | 0 | 0 |
| AMERICAN CENTY ETF TR | DIVERSIFID CRP | 025072109 |  | 1358216 | 29140 | SH |  | SOLE |  | 29140 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 330384 | 1302 | SH |  | SOLE |  | 1302 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 8994919 | 182083 | SH |  | SOLE |  | 182083 | 0 | 0 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 222824 | 6162 | SH |  | SOLE |  | 6162 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 4504250 | 63324 | SH |  | SOLE |  | 63324 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 593003 | 5099 | SH |  | SOLE |  | 5099 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 |  | 292972 | 12274 | SH |  | SOLE |  | 12274 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 2171764 | 20180 | SH |  | SOLE |  | 20180 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1486009 | 38678 | SH |  | SOLE |  | 38678 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 3791056 | 43002 | SH |  | SOLE |  | 43002 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 427910 | 9411 | SH |  | SOLE |  | 9411 | 0 | 0 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 326353 | 5042 | SH |  | SOLE |  | 5042 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 472319 | 8307 | SH |  | SOLE |  | 8307 | 0 | 0 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 16353165 | 160656 | SH |  | SOLE |  | 160656 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 6121079 | 87220 | SH |  | SOLE |  | 87220 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 626372 | 9275 | SH |  | SOLE |  | 9275 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 215306 | 1732 | SH |  | SOLE |  | 1732 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 988188 | 9955 | SH |  | SOLE |  | 9955 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 319307 | 3339 | SH |  | SOLE |  | 3339 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 5434952 | 49867 | SH |  | SOLE |  | 49867 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 3356291 | 35348 | SH |  | SOLE |  | 35348 | 0 | 0 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 302861 | 3252 | SH |  | SOLE |  | 3252 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 376383 | 4119 | SH |  | SOLE |  | 4119 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 1621294 | 35070 | SH |  | SOLE |  | 35070 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4414276 | 23014 | SH |  | SOLE |  | 23014 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 246656 | 1692 | SH |  | SOLE |  | 1692 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 4900681 | 43327 | SH |  | SOLE |  | 43327 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 8353501 | 75693 | SH |  | SOLE |  | 75693 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1393094 | 60807 | SH |  | SOLE |  | 60807 | 0 | 0 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 1683583 | 25083 | SH |  | SOLE |  | 25083 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 287921 | 778 | SH |  | SOLE |  | 778 | 0 | 0 |
| SIMPLIFY EXCHANGE TRADED FUN | ENHANCED INM ETF | 82889N632 |  | 944191 | 44245 | SH |  | SOLE |  | 44245 | 0 | 0 |
| SIMPLIFY EXCHANGE TRADED FUN | TREASURY OPT INC | 82889N640 |  | 900496 | 38311 | SH |  | SOLE |  | 38311 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1050768 | 2442 | SH |  | SOLE |  | 2442 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 432225 | 9468 | SH |  | SOLE |  | 9468 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 2886450 | 29874 | SH |  | SOLE |  | 29874 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 5738587 | 101424 | SH |  | SOLE |  | 101424 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 330059 | 508 | SH |  | SOLE |  | 508 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 6648225 | 68751 | SH |  | SOLE |  | 68751 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 202407 | 2623 | SH |  | SOLE |  | 2623 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1435826 | 19498 | SH |  | SOLE |  | 19498 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1603350 | 3671 | SH |  | SOLE |  | 3671 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 2894487 | 11247 | SH |  | SOLE |  | 11247 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 506939 | 2751 | SH |  | SOLE |  | 2751 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1219948 | 4248 | SH |  | SOLE |  | 4248 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 548646 | 918 | SH |  | SOLE |  | 918 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 5908644 | 27197 | SH |  | SOLE |  | 27197 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1264399 | 4827 | SH |  | SOLE |  | 4827 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2656643 | 13540 | SH |  | SOLE |  | 13540 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 8545076 | 158096 | SH |  | SOLE |  | 158096 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5637099 | 112855 | SH |  | SOLE |  | 112855 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 251719 | 5045 | SH |  | SOLE |  | 5045 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2199940 | 26585 | SH |  | SOLE |  | 26585 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 300923 | 5436 | SH |  | SOLE |  | 5436 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 386327 | 3522 | SH |  | SOLE |  | 3522 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 453926 | 7084 | SH |  | SOLE |  | 7084 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1842119 | 12438 | SH |  | SOLE |  | 12438 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 254021 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 1368686 | 3725 | SH |  | SOLE |  | 3725 | 0 | 0 |

---