# EDGAR Filing Document

**Accession Number:** 0000889609
**File Stem:** 0001683168-25-008657
**Filing Date:** 2025-11
**Character Count:** 3935
**Document Hash:** 99e636326b52ad0276ff4af45fda1b33
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001683168-25-008657.hdr.sgml**: 20251124

**ACCESSION NUMBER**: 0001683168-25-008657

**CONFORMED SUBMISSION TYPE**: 424B2

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251124

**DATE AS OF CHANGE**: 20251124

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CONSUMER PORTFOLIO SERVICES, INC.
- **CENTRAL INDEX KEY:** 0000889609
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 330459135
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B2
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-272653
- **FILM NUMBER:** 251514112

**BUSINESS ADDRESS:**
- **STREET 1:** 3800 HOWARD HUGHES PKWY
- **STREET 2:** SUITE 1400
- **CITY:** LAS VEGAS
- **STATE:** NV
- **ZIP:** 89169
- **BUSINESS PHONE:** 949.753.6800

**MAIL ADDRESS:**
- **STREET 1:** 3800 HOWARD HUGHES PKWY
- **STREET 2:** SUITE 1400
- **CITY:** LAS VEGAS
- **STATE:** NV
- **ZIP:** 89169

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** CONSUMER PORTFOLIO SERVICES INC
- **DATE OF NAME CHANGE:** 19930328

This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-272653

**Current Interest Rates**

This is an interest rate supplement dated November 24, 2025

to the prospectus supplement dated November 24, 2025

**Current Annual Interest Rates for Renewable Unsecured Subordinated Notes**

**Offered by Consumer Portfolio Services, Inc.**

**Interest Rates Effective November 24, 2025**

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **NOTE TERM** | **PORTFOLIO AMOUNT (1)** | **PORTFOLIO AMOUNT (1)** | **PORTFOLIO AMOUNT (1)** | **PORTFOLIO AMOUNT (1)** | **PORTFOLIO AMOUNT (1)** |
| **NOTE TERM** | &nbsp;&nbsp;&nbsp;&nbsp;**$1,000**<br> **to**<br> **$24,999** | &nbsp;&nbsp;&nbsp;&nbsp;**$25,000**<br> **to**<br> **$49,999** | &nbsp;&nbsp;&nbsp;&nbsp;**$50,000**<br> **to**<br> **$74,999** | &nbsp;&nbsp;&nbsp;&nbsp;**$75,000**<br> **to**<br> **$99,999** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**$100,000**<br> **or**<br> **More** |
| **3 Month** | 4.50% | 4.85% | 5.20% | 5.55% | 5.90% |
| **6 Month** | 4.75% | 5.10% | 5.45% | 5.80% | 6.15% |
| **1 Year** | 5.50% | 5.85% | 6.20% | 6.55% | 6.90% |
| **2 Year** | 6.00% | 6.35% | 6.70% | 7.05% | 7.40% |
| **3 Year** | 6.50% | 6.85% | 7.20% | 7.55% | 7.90% |
| **4 Year** | 7.00% | 7.35% | 7.70% | 8.05% | 8.40% |

---

&nbsp;&nbsp;&nbsp;&nbsp;1. We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you and your immediate family members. Immediate family members include your parents, children, siblings, grandparents and grandchildren. Members of a sibling's family are also considered immediate family members if the sibling is also a note holder.

We are offering these notes to investors in the following states of the United States of America: Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, and Wisconsin.

The description in this interest rate supplement of the terms of these notes adds to the description of the general terms and provisions of the notes in the base prospectus included in the registration statement we filed with the SEC (dated November 20, 2023) file number 333-272653, and the prospectus supplement (dated November 24, 2025). Investors should rely on the description of the notes in this interest rate supplement if it is inconsistent with the description in the prospectus.

**CPSnotes.com / InvestorServices@CPSnotes.com / 888-776-1887**