# EDGAR Filing Document

**Accession Number:** 0000837274
**File Stem:** 0001868420-23-000040
**Filing Date:** 2023-2
**Character Count:** 363516
**Document Hash:** 6c05a8795cad5291dc55c0b13cd57e31
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001868420-23-000040.hdr.sgml**: 20230228

**ACCESSION NUMBER**: 0001868420-23-000040

**CONFORMED SUBMISSION TYPE**: N-CSR

**PUBLIC DOCUMENT COUNT**: 4

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230228

**DATE AS OF CHANGE**: 20230228

**EFFECTIVENESS DATE**: 20230228

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
- **CENTRAL INDEX KEY:** 0000837274
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-CSR
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-05583
- **FILM NUMBER:** 23681581

**BUSINESS ADDRESS:**
- **STREET 1:** ONE FRANKLIN PARKWAY
- **CITY:** SAN MATEO
- **STATE:** CA
- **ZIP:** 94403-1906
- **BUSINESS PHONE:** 650-312-2000

**MAIL ADDRESS:**
- **STREET 1:** ONE FRANKLIN PARKWAY
- **CITY:** SAN MATEO
- **STATE:** CA
- **ZIP:** 94403-1906

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FRANKLIN VALUEMARK FUNDS
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FRANKLIN VALUEMARK ANNUITY FUNDS
- **DATE OF NAME CHANGE:** 19881129

## Series and Classes Contracts Data

### Franklin VolSmart Allocation VIP Fund (Series ID: S000040299)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000125190 | Class 5      |  |

UNITED STATES  
SECURITIES AND EXCHANGE COMMISSION##NEWLINE## Washington, DC 20549

# FORM N-CSR

# **CERTIFIED SHAREHOLDER REPORT OF REGISTERED MANAGEMENT INVESTMENT COMPANIES**

Investment Company Act file number 811-05583

Franklin Templeton Variable Insurance Products Trust

(Exact name of registrant as specified in charter)

One Franklin Parkway, San Mateo, CA 94403-1906

(Address of principal executive offices) (Zip code)

Alison Baar, One Franklin Parkway, San Mateo, CA 94403-1906

(Name and address of agent for service)

Registrant's telephone number, including area code: (650)312-2000

Date of fiscal year end: 12/31

Date of reporting period: 12/31/22

# **Item 1. Reports to Stockholders.**

a.)

The following is a copy of the report transmitted to shareholders pursuant to Rule 30e-1 under the Investment Company Act of 1940, as amended (the '1940 Act') (17 CFR 270.30e-1).##NEWLINE## ##NEWLINE## ##NEWLINE##

b.)

Include a copy of each notice transmitted to stockholders in reliance on Rule 30e-3 under the Act (17 CFR 270.30e-3) that contains disclosures specified by paragraph (c)(3) of that rule.

**Not Applicable**

.

ANNUAL REPORT

# FRANKLIN TEMPLETON
VARIABLE INSURANCE
PRODUCTS TRUST

FRANKLIN
TEMPLETON

Important Notes to Performance Information ... 1

Fund Summaries

Funding/Advantage Allocation/AP Fund ... FVA-1

Perspective Supplement ... FVA-5

Index Descriptions ... 1-2

Board Members and Officers ... 8000-1

This part of the annual report. Please list your records.

| Not FDIC Insured | May Lose Value | No Bank Guarantee |
| --- | --- | --- |

MUSTBY CLAVE 1

## Important Notes to Performance

### Information

Performance data is historical and cannot predict or guarantee future results. Principal value and investment return will fluctuate with market conditions, and you may

Shareholder Information ... 5b-1

---

Annual Report

1

have a gain or loss when you withdraw your money.
Inception dates of the funds may have preceded the effective
dates of the subaccounts, contracts or their availability in all
Franklin VolSmart Allocation VIP Fund

When choosing the right partnerships, please consult
the Local Board for Finance. We have the funds covers the fiscal year ended December 31, 2022.
Here that enables have a number of inherent performance

### Class 5 Performance Summary as of December 31, 2022

Average annual total return of Class 5 shares* represents the average annual change in value, assuming reinvestment of
dividends and capital gains. Average returns smooth out variations in returns, which can be significant, they are not the same
as year-by-year results.

---

Annual Report | Part 1

differentials over the funds. First, unlike the funds, which must hold a minimum amount of cash to maintain liquidity. Indicate do not have a cash component. Second, the funds

Total Return Rates, Copyrights in for a Period Ending 2016 Investment (4/1/13-12/31/22)
fees to cover salaries of securities analysis of portfolio

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and 3717 period ended 3718 and 3719 period ended 3720 and 3721 period ended 3722 and 3723 period ended 3724 and 3725 period ended 3726 and 3727 period ended 3728 and 3729 period ended 3730 and 3731 period ended 3732 and 3733 period ended 3734 and 3735 period ended 3736 and 3737 period ended 3738 and 3739 period ended 3740 and 3741 period ended 3742 and 3743 period ended 3744 and 3745 period ended 3746 and 3747 period ended 3748 and 3749 period ended 3750 and 3751 period ended 3752 and 3753 period ended 3754 and 3755 period ended 3756 and 3757 period ended 3758 and 3759 period ended 3760 and 3761 period ended 3762 and 3763 period ended 3764 and 3765 period ended 3766 and 3767 period ended 3768 and 3769 period ended 3770 and 3771 period ended 3772 and 3773 period ended 3774 and 3775 period ended 3776 and 3777 period ended 3778 and 3779 period ended 3780 and 3781 period ended 3782 and 3783 period ended 3784 and 3785 period ended 3786 and 3787 period ended 3788 and 3789 period ended 3790 and 3791 period ended 3792 and 3793 period ended 3794 and 3795 period ended 3796 and 3797 period ended 3798 and 3799 period ended 3800 and 3801 period ended 3802 and 3803 period ended 3804 and 3805 period ended 3806 and 3807 period ended 3808 and 3809 period ended 3810 and 3811 period ended 3812 and 3813 period ended 3814 and 3815 period ended 3816 and 3817 period ended 3818 and 3819 period ended 3820 and 3821 period ended 3822 and 3823 period ended 3824 and 3825 period ended 3826 and 3827 period ended 3828 and 3829 period ended 3830 and 3831 period ended 3832 and 3833 period ended 3834 and 3835 period ended 3836 and 3837 period ended 3838 and 3839 period ended 3840 and 3841 period ended 3842 and 3843 period ended 3844 and 3845 period ended 3846 and 3847 period ended 3848 and 3849 period ended 3850 and 3851 period ended 3852 and 3853 period ended 3854 and 3855 period ended 3856 and 3857 period ended 3858 and 3859 period ended 3860 and 3861 period ended 3862 and 3863 period ended 3864 and 3865 period ended 3866 and 3867 period ended 3868 and 3869 period ended 3870 and 3871 period ended 3872 and 3873 period ended 3874 and 3875 period ended 3876 and 3877 period ended 3878 and 3879 period ended 3880 and 3881 period ended 3882 and 3883 period ended 3884 and 3885 period ended 3886 and 3887 period ended 3888 and 3889 period ended 3890 and 3891 period ended 3892 and 3893 period ended 3894 and 3895 period ended 3896 and 3897 period ended 3898 and 3899 period ended 3900 and 3901 period ended 3902 and 3903 period ended 3904 and 3905 period ended 3906 and 3907 period ended 3908 and 3909 period ended 3910 and 3911 period ended 3912 and 3913 period ended 3914 and 3915 period ended 3916 and 3917 period ended 3918 and 3919 period ended 3920 and 3921 period ended 3922 and 3923 period ended 3924 and 3925 period ended 3926 and 3927 period ended 3928 and 3929 period ended 3930 and 3931 period ended 3932 and 3933 period ended 3934 and 3935 period ended 3936 and 3937 period ended 3938 and 3939 period ended 3940 and 3941 period ended 3942 and 3943 period ended 3944 and 3945 period ended 3946 and 3947 period ended 3948 and 3949 period ended 3950 and 3951 period ended 3952 and 3953 period ended 3954 and 3955 period ended 3956 and 3957 period ended 3958 and 3959 period ended 3960 and 3961 period ended 3962 and 3963 period ended 3964 and 3965 period ended 3966 and 3967 period ended 3968 and 3969 period ended 3970 and 3971 period ended 3972 and 3973 period ended 3974 and 3975 period ended 3976 and 3977 period ended 3978 and 3979 period ended 3980 and 3981 period ended 3982 and 3983 period ended 3984 and 3985 period ended 3986 and 3987 period ended 3988 and 3989 period ended 3990 and 3991 period ended 3992 and 3993 period ended 3994 and 3995 period ended 3996 and 3997 period ended 3998 and 3999 period ended 4000 and 4001 period ended

Page 2 | Annual Report

# Franklin VolSmart Allocation VIP Fund

Third, indexes often contain a different mix of securities that the fund to which they are compared. Additionally,

**Fund Cost and Main Investments** is a measure of performance and impact for financial recovery.

The Fund makes clear return, brooding, neutral and capital gains while seeking to manage volatility. The Fund is

Since its 2015, the Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

ESG-focused companies. Integrating ESG considerations into the investment process is not a guarantee that better performance will be achieved. The Fund's prospectus also includes a description of the investment process.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

The Fund's financial recovery is a measure of performance and impact for financial recovery.

1. Teacher: Max Kogler

This manual covers directly to us today, and we make it the representation of the Fund's portfolio. Please see the following instructions for the Fund's portfolio:

The dollar value, number of shares or principal amount, and names of all portfolio holdings are listed in the Fund's Schedule of Investments (SBI).

Annual Report

Page 5

FRANKLIN VILKINART ASSOCIATION OF FUND

structured as a limited fund of funds that seeks to achieve its investment goal by investing its assets partially in other mutual funds, which include other Franklin Templeton and other other other financial institutions, as well as the BFTN and the Family STPs (underlying funds). Each underlying fund is allocated in the equity, fixed income, must

present, with equity, fixed income, must be a non-interest fund of funds. The fund is not a fund of funds.

Economic and Mutual Overview

U.S. equates, as measured by the S&P 500, exceed a

100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of the total of the 100% of

Russian's military invasion of Ukraine in February 2022.

The resulting responses by the United States and other countries, and the information of the United States.

A large number of people who are in the United States

and the United States are in the United States.

The following table provides the information in a tabular format:

policy, reducing the value of most bonds. Geopolitical

probability, increased financial markets between Russia's

and the United States, which is the international and international

year shares. Current performance may differ from figures shown.

2. Source: FactSet. The Funds: Standard Benchmark was calculated internally and was composed of 80% S&P 500, 30% Bloomberg U.S. Aggregate Good Index and 20%

Bloomberg J J March 2022. Product 200 Index.

One current share directly or no index, and no index is not representative of the Funds' position. Please see Index Descriptions following the Fund Summaries.

Part 4 Annual Report

FRANKLIN, VOLKMART, ALLOCATION: VIP FUND

class and strategies. These underlying funds, in turn, invest in a variety of U.S. and foreign equity, fixed-income and money market securities. The Fund also obtains exposure to certain strategies and instruments of its own purpose by instituting the investment of the investment and capitalization of the company's economic growth in the first half of the reporting period. The Fund's company's operating operations in the first half of the reporting period, which is a company's operating operations in the first half of the reporting period, is a company's operating operations in the first half of the reporting period. The Fund's company's operating operations in the first half of the reporting period, which is a company's operating operations in the first half of the reporting period, is a company's operating operations in the first half of the reporting period.

ranging economic sanctions on Russia and certain Russian individuals, banking entities and corporations as a response to the measure of Ukraine. The United States and other countries have been involved in the Russian industry. The course of the Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry. The Russian industry has been involved in the Russian industry.

Annual Report | Page 5

FRANKLIN CULVERARY ASSOCIATION OF FUND

## Fund Risks

All governments involve risks, including possible loss of
factors, and the use of unexplained funding. But the investment
principle "overly" such as the spread of bodily diseases,
including the use of unexplained funding. The fund is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund, but it is a
funding that is not only a fund for the fund

Page 4 Annual Report

FRANKLIN VOLUMART ALLOCATION VIP FUND

target visibility. Also, the managed visibility and tail-rok
strategies could negatively impact the Fund's return and

Portfolio Composition
120102

% of Total
Net Assets

The Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are
funding and the Fund's Fund Expenses are

![img-0.jpeg](img-0.jpeg)

Annual Report | Page 7

affecting individual companies, particular industries or sectors, or general market conditions. Bond prices generally move in the opposite direction of interest rates. Derivatives, GOM's property management strategies, involve costs and may create economic leverage in the portfolio which may result in significant volatility. The Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share

Page 4

initial investment. The Fund may not achieve the anticipated

benefits and may realize losses when a counterparty fails

to perform. Because the Fund allocates assets to a variety

# Performance Overview

You can find the Fund's one-year total return in the

Performance Summary. For each other, the Fund's equity

of the Fund's interest for employees are as follows: And that the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

the market. The Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

and the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

In order to be a result of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results of the results

The Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

The Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

The Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share of the Fund's share

Hypothetical Example for Comparison with Other Mutual Funds

Please keep this supplement with your prospectus for future reference.

Annual Report

Page 8

FRANKLIN TROPLETON VARIABLE INSURANCE PRODUCTS TRUST

The Fund's Blended Benchmark, a combination of leading stocks and bond indexes that better reflects the asset

desired results. The manager's portfolio selection strategy is not solely based on ESG considerations, and therefore the insurers which the Fund invests may not be considered

Financial Statements. The Fund's Blended Benchmark, a combination of leading stocks and bond indexes that better reflects the asset as well as the Fund's Blended Benchmark, is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark

The Fund's Blended Benchmark, a combination of leading stocks and bond indexes that better reflects the asset as well as the Fund's Blended Benchmark, is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended Benchmark, which is not only based on the results of the Fund's Blended Benchmark, but also based on the results of the Fund's Blended

For the period May 30, 2020 (effective date) to December 31, 2020

The amount shown for a share outstanding throughout the period may not continue with the Statement of Operations for the period due to the timing of sales and repurchases of the Fund's shares in relation to income earned and/or fluctuating for value of the investments of the Fund.

Based on average daily shares outstanding

Management of net investment income by the Fund is affected by the timing of declaration of dividends by the Underlying Funds and exchange traded funds in which the Fund invests.

The return from net traded funds, charges or expenses imposed by the variable assets and the insurance contracts for which Franklin Templeton Variable Insurance Products Trust serves as an underlying investment advice. Total return is not calculated for periods less than one year.

Notes are calculated for periods less than one year.

Pick at: Annual Report The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

FINANCIAL HIGHLIGHTS

Equities (international factor in financial and financial performance) for the Fund in addition to the investment
of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to the investment of the Fund in addition to

| Net profit | 12.97 | 12.95 | 12.98 | 13.02 | 13.23 |
| --- | --- | --- | --- | --- | --- |
| Total income from investment operations | 0.23 | 0.26 | 0.28 | 0.22 | 0.23 |
| Net income from investment operations |  |  |  |  | 0.23 |

| Net profit | 12.97 | 12.95 | 12.98 | 13.02 | 13.23 |
| --- | --- | --- | --- | --- | --- |
| Total income from investment operations | 0.23 | 0.26 | 0.28 | 0.22 | 0.23 |

Notes not include expenses of the Underlying Funds in which the Fund invests. The weighted average indirect expenses of the Underlying Funds was 0.00% for the year ended December 31, 2022.

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of

The following table shows the amount of the Fund in the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of the period of[{"box_2d": [27, 195, 467, 195], "label": "text", "caption": "

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

Financial: 9504.0247

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The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

The information and conclusions are based on the following information:

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Schedule of Investments, December 31, 2022

Signature of person, issuer or insurance and may not work as intended. In addition, ESG considerations assessed as part of the Fund's investment program may vary across types of eligible investments and issuers. The investment program is a comprehensive, non-cash, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed, taxed

Benefit of a general valuation would be less than 0.05%

The actual party, name are an integral part of these financial statements. Printed Report. Pub. 15

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST

SCHEDULE OF INVESTMENTS

factors are often not uniformly measured or defined, which could impact the investment manager's ability to assess an extent. While the investment managers view ESG considerations as having the potential to contribute to the Fund's long-term investment management performance, the risk of the company's investment management performance is not as follows:

| Project | 2014 | 2015 | 2016 | 2017 | 2018 |
| --- | --- | --- | --- | --- | --- |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Financial Services | $1,000 | $1,000 | $1,000 |  |  |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |

| Project | 2014 | 2015 | 2016 | 2017 | 2018 |
| --- | --- | --- | --- | --- | --- |
| Financial Services | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |

Page 10 Annual Report The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

# **ESG Considerations**

Franchise, Insurance, Allocation and Cost of Insurance: The investment manager examines when considering

| Post-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Pre-Consolidated | 1,000,000 | 1,000,000 |
| Pre-Consolidated | 1,000,000 | 1,000,000 |
| Pre-Consolidated | 1,000,000 | 1,000,000 |
| Pre-Consolidated | 1,000,000 | 1,000,000 |
| Pre-Consolidated | 1,000,000 | 1,000,000 |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Pre-Consolidated | 1,000,000 | 1,000,000 |
| Pre-Consolidated | 1,000,000 | 1,000,000 |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Pre-Consolidated | 1,000,000 | 1,000,000 |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Pre-Consolidated | 1,000,000 | 1,000,000 |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table>

| Pre-Consolidated | 1,000,000 | 1,000,000 |
| --- | --- | --- |

</table></table></table></table>

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1

The account operating, unless one an integral part of these financial statements. Revised Report | 1

Revised 1[{"box_2d

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

# Franklin Voltmari Allocation VIP Fund (continued)

|  | Shares | Total |
| --- | --- | --- |
| World Shooting Entertainment, Inc. A | 737 | 1,227,788,129 |
| United States of America |  |  |
| United States of America | 4,101 | 1,124,624 |
| United States of America | 2,342,308 | 63,582,414 |
| United States of America | 475,403 | 1,243,788,445 |
| United States of America | 709,638 | 23,482,042 |
| United States of America | 1,496,484 | 37,388,184 |
| United States of America | 1,664,387 | 36,788,124 |
| United States of America | 1,664,387 | 1,664,387 |

Pick at: Annual Report The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE HAVRANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

# Franklin VolSmart Allocation VIP Fund (continued)

| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |
| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |
| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |
| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |
| Department/Company/Activity, Inc. | 1,000,000 | 1,000,000 |

The actual partying status are an integral part of these financial statements. Printed Report Pub 17

FRANKLIN TRAPLETON VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

# Franklin Volkmart Allocation VIP Fund (continued)

| Net Income | 5,000,000 | 5,000,000 |
| --- | --- | --- |
| Net Income | 1,000,000 | 1,000,000 |
| Net Income | 1,000,000 | 1,000,000 |
| Net Income | 1,000,000 | 1,000,000 |
| Net Income | 100,000 | 100,000 |
| Net Income | 5,000,000 | 5,000,000 |
| Net Income | 1,000,000 | 1,000,000 |
| Net Income | 1,000,000 | 1,000,000 |
| Net Income | 1,000,000 | 1,000,000 |

Pick at Annual Report This accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

Franklin UpSmart Allocation VIP Fund (continued)

<table><tr><td>1. 2014年1月1日, 1984年1月1日, 1985年1月1日, 1986年1月1日, 1987年1月1日, 1988年1月1日, 1989年1月1日, 1990年1月1日, 1991年1月1日, 1992年1月1日, 1993年1月1日, 1994年1月1日, 1995年1月1日, 1996年1月1日, 1997年1月1日, 1998年1月1日, 1999年1月1日, 2000年1月1日, 2001年1月1日, 2002年1月1日, 2003年1月1日, 2004年1月1日, 2005年1月1日, 2006年1月1日, 2007年1月1日, 2008年1月1日, 2009年1月1日, 2010年1月1日, 2011年1月1日, 2012年1月1日, 2013年1月1日, 2014年1月1日, 2015年1月1日, 2016年1月1日, 2017年1月1日, 2018年1月1日, 2019年1月1日, 2020年1月1日, 2021年1月1日, 2022年1月1日, 2023年1月1日, 2024年1月1日, 2025年1月1日, 2026年1月1日, 2027年1月1日, 2028年1月1日, 2029年1月1日, 2030年1月1日, 2031年1月1日, 2032年1月1日, 2033年1月1日, 2034年1月1日, 2035年1月1日, 2036年1月1日, 2037年1月1日, 2038年1月1日, 2039年1月1日, 2040年1月1日, 2041年1月1日, 2042年1月1日, 2043年1月1日, 2044年1月1日, 2045年1月1日, 2046年1月1日, 2047年1月1日, 2048年1月1日, 2049年1月1日, 2050年1月1日, 2051年1月1日, 2052年1月1日, 2053年1月1日, 2054年1月1日, 2055年1月1日, 2056年1月1日, 2057年1月1日, 2058年1月1日, 2059年1月1日, 2060年1月1日, 2061年1月1日, 2062年1月1日, 2063年1月1日, 2064年1月1日, 2065年1月1日, 2066年1月1日, 2067年1月1日, 2068年1月1日, 2069年1月1日, 2070年1月1日, 2071年1月1日, 2072年1月1日, 2073年1月1日, 2074年1月1日, 2075年1月1日, 2076年1月1日, 2077年1月1日, 2078年1月1日, 2079年1月1日, 2080年1月1日, 2081年1月1日, 2082年1月1日, 2083年1月1日, 2084年1月1日, 2085年1月1日, 2086年1月1日, 2087年1月1日, 2088年1月1日, 2089年1月1日, 2090年1月1日, 2091年1月1日, 2092年1月1日, 2093年1月1日, 2094年1月1日, 2095年1月1日, 2096年1月1日, 2097年1月1日, 2098年1月1日, 2099年1月1日, 2100年1月1日, 2101年1月1日, 2102年1月1日, 2103年1月1日, 2104年1月1日, 2105年1月1日, 2106年1月1日, 2107年1月1日, 2108年1月1日, 2109年1月1日, 2110年1月1日, 2111年1月1日, 2112年1月1日, 2113年1月1日, 2114年1月1日, 2115年1月1日, 2116年1月1日, 2117年1月1日, 2118年1月1日, 2119年1月1日, 2120年1月1日, 2121年1月1日, 2122年1月1日, 2123年1月1日, 2124年1月1日, 2125年1月1日, 2126年1月1日, 2127年1月1日, 2128年1月1日, 2129年1月1日, 2130年1月1日, 2131年1月1日, 2132年1月1日, 2133年1月1日, 2134年1月1日, 2135年1月1日, 2136年1月1日, 2137年1月1日, 2138年1月1日, 2139年1月1日, 2140年1月1日, 2141年1月1日, 2142年1月1日, 2143年1月1日, 2144年1月1日, 2145年1月1日, 2146年1月1日, 2147年1月1日, 2148年1月1日, 2149年1月1日, 2150年1月1日, 2151年1月1日, 2152年1月1日, 2153年1月1日, 2154年1月1日, 2155年1月1日, 2156年1月1日, 2157年1月1日, 2158年1月1日, 2159年1月1日, 2160年1月1日, 2161年1月1日, 2162年1月1日, 2163年1月1日, 2164年1月1日, 2165年1月1日, 2166年1月1日, 2167年1月1日, 2168年1月1日, 2169年1月1日, 2170年1月1日, 2171年1月1日, 2172年1月1日, 2173年1月1日, 2174年1月1日, 2175年1月1日, 2176年1月1日, 2177年1月1日, 2178年1月1日, 2179年1月1日, 2180年1月1日, 2181年1月1日, 2182年1月1日, 2183年1月1日, 2184年1月1日, 2185年1月1日, 2186年1月1日, 2187年1月1日, 2188年1月1日, 2189年1月1日, 2190年1月1日, 2191年1月1日, 2192年1月1日, 2193年1月1日, 2194年1月1日, 2195年1月1日, 2196年1月1日, 2197年1月1日, 2198年1月1日, 2199年1月1日, 2200年1月1日, 2201年1月1日, 2202年1月1日, 2203年1月1日, 2204年1月1日, 2205年1月1日, 2206年1月1日, 2207年1月1日, 2208年1月1日, 2209年1月1日, 2210年1月1日, 2211年1月1日, 2212年1月1日, 2213年1月1日, 2214年1月1日, 2215年1月1日, 2216年1月1日, 2217年1月1日, 2218年1月1日, 2219年1月1日, 2220年1月1日, 2221年1月1日, 2222年1月1日, 2223年1月1日, 2224年1月1日, 2225年1月1日, 2226年1月1日, 2227年1月1日, 2228年1月1日, 2229年1月1日, 2230年1月1日, 2231年1月1日, 2232年1月1日, 2233年1月1日, 2234年1月1日, 2235年1月1日, 2236年1月1日, 2237年1月1日, 2238年1月1日, 2239年1月1日, 2240年1月1日, 2241年1月1日, 2242年1月1日, 2243年1月1日, 2244年1月1日, 2245年1月1日, 2246年1月1日, 2247年1月1日, 2248年1月1日, 2249年1月1日, 2250年1月1日, 2251年1月1日, 2252年1月1日, 2253年1月1日, 2254年1月1日, 2255年1月1日, 2256年1月1日, 2257年1月1日, 2258年1月1日, 2259年1月1日, 2260年1月1日, 2261年1月1日, 2262年1月1日, 2263年1月1日, 2264年1月1日, 2265年1月1日, 2266年1月1日, 2267年1月1日, 2268年1月1日, 2269年1月1日, 2270年1月1日, 2271年1月1日, 2272年1月1日, 2273年1月1日, 2274年1月1日, 2275年1月1日, 2276年1月1日, 2277年1月1日, 2278年1月1日, 2279年1月1日, 2280年1月1日, 2281年1月1日, 2282年1月1日, 2283年1月1日, 2284年1月1日, 2285年1月1日, 2286年1月1日, 2287年1月1日, 2288年1月1日, 2289年1月1日, 2290年1月1日, 2291年1月1日, 2292年1月1日, 2293年1月1日, 2294年1月1日, 2295年1月1日, 2296年1月1日, 2297年1月1日, 2298年1月1日, 2299年1月1日, 2300年1月1日, 2301年1月1日, 2302年1月1日, 2303年1月1日, 2304年1月1日, 2305年1月1日, 2306年1月1日, 2307年1月1日, 2308年1月1日, 2309年1月1日, 2310年1月1日, 2311年1月1日, 2312年1月1日, 2313年1月1日, 2314年1月1日, 2315年1月1日, 2316年1月1日, 2317年1月1日, 2318年1月1日, 2319年1月1日, 2320年1月1日, 2321年1月1日, 2322年1月1日, 2323年1月1日, 2324年1月1日, 2325年1月1日, 2326年1月1日, 2327年1月1日, 2328年1月1日, 2329年1月1日, 2330年1月1日, 2331年1月1日, 2332年1月1日, 2333年1月1日, 2334年1月1日, 2335年1月1日, 2336年1月1日, 2337年1月1日, 2338年1月1日, 2339年1月1日, 2340年1月1日, 2341年1月1日, 2342年1月1日, 2343年1月1日, 2344年1月1日, 2345年1月1日, 2346年1月1日, 2347年1月1日, 2348年1月1日, 2349年1月1日, 2350年1月1日, 2351年1月1日, 2352年1月1日, 2353年1月1日, 2354年1月1日, 2355年1月1日, 2356年1月1日, 2357年1月1日, 2358年1月1日, 2359年1月1日, 2360年1月1日, 2361年1月1日, 2362年1月1日, 2363年1月1日, 2364年1月1日, 2365年1月1日, 2366年1月1日, 2367年1月1日, 2368年1月1日, 2369年1月1日, 2370年1月1日, 2371年1月1日, 2372年1月1日, 2373年1月1日, 2374年1月1日, 2375年1月1日, 2376年1月1日, 2377年1月1日, 2378年1月1日, 2379年1月1日, 2380年1月1日, 2381年1月1日, 2382年1月1日, 2383年1月1日, 2384年1月1日, 2385年1月1日, 2386年1月1日, 2387年1月1日, 2388年1月1日, 2389年1月1日, 2390年1月1日, 2391年1月1日, 2392年1月1日, 2393年1月1日, 2394年1月1日, 2395年1月1日, 2396年1月1日, 2397年1月1日, 2398年1月1日, 2399年1月1日, 2400年1月1日, 2401年1月1日, 2402年1月1日, 2403年1月1日, 2404年1月1日, 2405年1月1日, 2406年1月1日, 2407年1月1日, 2408年1月1日, 2409年1月1日, 2410年1月1日, 2411年1月1日, 2412年1月1日, 2413年1月1日, 2414年1月1日, 2415年1月1日, 2416年1月1日, 2417年1月1日, 2418年1月1日, 2419年1月1日, 2420年1月1日, 2421年1月1日, 2422年1月1日, 2423年1月1日, 2424年1月1日, 2425年1月1日, 2426年1月1日, 2427年1月1日, 2428年1月1日, 2429年1月1日, 2430年1月1日, 2431年1月1日, 2432年1月1日, 2433年1月1日, 2434年1月1日, 2435年1月1日, 2436年1月1日, 2437年1月1日, 2438年1月1日, 2439年1月1日, 2440年1月1日, 2441年1月1日, 2442年1月1日, 2443年1月1日, 2444年1月1日, 2445年1月1日, 2446年1月1日, 2447年1月1日, 2448年1月1日, 2449年1月1日, 2450年1月1日, 2451年1月1日, 2452年1月1日, 2453年1月1日, 2454年1月1日, 2455年1月1日, 2456年1月1日, 2457年1月1日, 2458年1月1日, 2459年1月1日, 2460年1月1日, 2461年1月1日, 2462年1月1日, 2463年1月1日, 2464年1月1日, 2465年1月1日, 2466年1月1日, 2467年1月1日, 2468年1月1日, 2469年1月1日, 2470年1月1日, 2471年1月1日, 2472年1月1日, 2473年1月1日, 2474年1月1日, 2475年1月1日, 2476年1月1日, 2477年1月1日, 2478年1月1日, 2479年1月1日, 2480年1月1日, 2481年1月1日, 2482年1月1日, 2483年1月1日, 2484年1月1日, 2485年1月1日, 2486年1月1日, 2487年1月1日, 2488年1月1日, 2489年1月1日, 2490年1月1日, 2491年1月1日, 2492年1月1日, 2493年1月1日, 2494年1月1日, 2495年1月1日, 2496年1月1日, 2497年1月1日, 2498年1月1日, 2499年1月1日, 2500年1月1日, 2501年1月1日, 2502年1月1日, 2503年1月1日, 2504年1月1日, 2505年1月1日, 2506年1月1日, 2507年1月1日, 2508年1月1日, 2509年1月1日, 2510年1月1日, 2511年1月1日, 2512年1月1日, 2513年1月1日, 2514年1月1日, 2515年1月1日, 2516年1月1日, 2517年1月1日, 2518年1月1日, 2519年1月1日, 2520年1月1日, 2521年1月1日, 2522年1月1日, 2523年1月1日, 2524年1月1日, 2525年1月1日, 2526年1月1日, 2527年1月1日, 2528年1月1日, 2529年1月1日, 2530年1月1日, 2531年1月1日, 2532年1月1日, 2533年1月1日, 2534年1月1日, 2535年1月1日, 2536年1月1日, 2537年1月1日, 2538年1月1日, 2539年1月1日, 2540年1月1日, 2541年1月1日, 2542年1月1日, 2543年1月1日, 2544年1月1日, 2545年1月1日, 2546年1月1日, 2547年1月1日, 2548年1月1日, 2549年1月1日, 2550年1月1日, 2551年1月1日, 2552年1月1日, 2553年1月1日, 2554年1月1日, 2555年1月1日, 2556年1月1日, 2557年1月1日, 2558年1月1日, 2559年1月1日, 2560年1月1日, 2561年1月1日, 2562年1月1日, 2563年1月1日, 2564年1月1日, 2565年1月1日, 2566年1月1日, 2567年1月1日, 2568年1月1日, 2569年1月1日, 2570年1月1日, 2571年1月1日, 2572年1月1日, 2573年1月1日, 2574年1月1日, 2575年1月1日, 2576年1月1日, 2577年1月1日, 2578年1月1日, 2579年1月1日, 2580年1月1日, 2581年1月1日, 2582年1月1日, 2583年1月1日, 2584年1月1日, 2585年1月1日, 2586年1月1日, 2587年1月1日, 2588年1月1日, 2589年1月1日, 2590年1月1日, 2591年1月1日, 2592年1月1日, 2593年1月1日, 2594年1月1日, 2595年1月1日, 2596年1月1日, 2597年1月1日, 2598年1月1日, 2599年1月1日, 2600年1月1日, 2601年1月1日, 2602年1月1日, 2603年1月1日, 2604年1月1日, 2605年1月1日, 2606年1月1日, 2607年1月1日, 2608年1月1日, 2609年1月1日, 2610年1月1日, 2611年1月1日, 2612年1月1日, 2613年1月1日, 2614年1月1日, 2615年1月1日, 2616年1月1日, 2617年1月1日, 2618年1月1日, 2619年1月1日, 2620年1月1日, 2621年1月1日, 2622年1月1日, 2623年1月1日, 2624年1月1日, 2625年1月1日, 2626年1月1日, 2627年1月1日, 2628年1月1日, 2629年1月1日, 2630年1月1日, 2631年1月1日, 2632年1月1日, 2633年1月1日, 2634年1月1日, 2635年1月1日, 2636年1月1日, 2637年1月1日, 2638年1月1日, 2639年1月1日, 2640年1月1日, 2641年1月1日, 2642年1月1日, 2643年1月1日, 2644年1月1日, 2645年1月1日, 2646年1月1日, 2647年1月1日, 2648年1月1日, 2649年1月1日, 2650年1月1日, 2651年1月1日, 2652年1月1日, 2653年1月1日, 2654年1月1日, 2655年1月1日, 2656年1月1日, 2657年1月1日, 2658年1月1日, 2659年1月1日, 2660年1月1日, 2661年1月1日, 2662年1月1日, 2663年1月1日, 2664年1月1日, 2665年1月1日, 2666年1月1日, 2667年1月1日, 2668年1月1日, 2669年1月1日, 2670年1月1日, 2671年1月1日, 2672年1月1日, 2673年1月1日, 2674年1月1日, 2675年1月1日, 2676年1月1日, 2677年1月1日, 2678年1月1日, 2679年1月1日, 2680年1月1日, 2681年1月1日, 2682年1月1日, 2683年1月1日, 2684年1月1日, 2685年1月1日, 2686年1月1日, 2687年1月1日, 2688年1月1日, 2689年1月1日, 2690年1月1日, 2691年1月1日, 2692年1月1日, 2693年1月1日, 2694年1月1日, 2695年1月1日, 2696年1月1日, 2697年1月1日, 2698年1月1日, 2699年1月1日, 2700年1月1日, 2701年1月1日, 2702年1月1日, 2703年1月1日, 2704年1月1日, 2705年1月1日, 2706年1月1日, 2707年1月1日, 2708年1月1日, 2709年1月1日, 2710年1月1日, 2711年1月1日, 2712年1月1日, 2713年1月1日, 2714年1月1日, 2715年1月1日, 2716年1月1日, 2717年1月1日, 2718年1月1日, 2719年1月1日, 2720年1月1日, 2721年1月1日, 2722年1月1日, 2723年1月1日, 2724年1月1日, 2725年1月1日, 2726年1月1日, 2727年1月1日, 2728年1月1日, 2729年1月1日, 2730年1月1日, 2731年1月1日, 2732年1月1日, 2733年1月1日, 2734年1月1日, 2735年1月1日, 2736年1月1日, 2737年1月1日, 2738年1月1日, 2739年1月1日, 2740年1月1日, 2741年1月1日, 2742年1月1日, 2743年1月1日, 2744年1月1日, 2745年1月1日, 2746年1月1日, 2747年1月1日, 2748年1月1日, 2749年1月1日, 2750年1月1日, 2751年1月1日, 2752年1月1日, 2753年1月1日, 2754年1月1日, 2755年1月1日, 2756年1月1日, 2757年1月1日, 2758年1月1日, 2759年1月1日, 2760年1月1日, 2761年1月1日, 2762年1月1日, 2763年1月1日, 2764年1月1日, 2765年1月1日, 2766年1月1日, 2767年1月1日, 2768年1月1日, 2769年1月1日, 2770年1月1日, 2771年1月1日, 2772年1月1日, 2773年1月1日, 2774年1月1日, 2775年1月1日, 2776年1月1日, 2777年1月1日, 2778年1月1日, 2779年1月1日, 2780年1月1日, 2781年1月1日, 2782年1月1日, 2783年1月1日, 2784年1月1日, 2785年1月1日, 2786年1月1日, 2787年1月1日, 2788年1月1日, 2789年1月1日, 2790年1月1日, 2791年1月1日, 2792年1月1日, 2793年1月1日, 2794年1月1日, 2795年1月1日, 2796年1月1日, 2797年1月1日, 2798年1月1日, 2799年1月1日, 2800年1月1日, 2801年1月1日, 2802年1月1日, 2803年1月1日, 2804年1月1日, 2805年1月1日, 2806年1月1日, 2807年1月1日, 2808年1月1日, 2809年1月1日, 2810年1月1日, 2811年1月1日, 2812年1月1日, 2813年1月1日, 2814年1月1日, 2815年1月1日, 2816年1月1日, 2817年1月1日, 2818年1月1日, 2819年1月1日, 2820年1月1日, 2821年1月1日, 2822年1月1日, 2823年1月1日, 2824年1月1日, 2825年1月1日, 2826年1月1日, 2827年1月1日, 2828年1月1日, 2829年1月1日, 2830年1月1日, 2831年1月1日, 2832年1月1日, 2833年1月1日, 2834年1月1日, 2835年1月1日, 2836年1月1日, 2837年1月1日, 2838年1月1日, 2839年1月1日, 2840年1月1日, 2841年1月1日, 2842年1月1日, 2843年1月1日, 2844年1月1日, 2845年1月1日, 2846年1月1日, 2847年1月1日, 2848年1月1日, 2849年1月1日, 2850年1月1日, 2851年1月1日, 2852年1月1日, 2853年1月1日, 2854年1月1日, 2855年1月1日, 2856年1月1日, 2857年1月1日, 2858年1月1日, 2859年1月1日, 2860年1月1日, 2861年1月1日, 2862年1月1日, 2863年1月1日, 2864年1月1日, 2865年1月1日, 2866年1月1日, 2867年1月1日, 2868年1月1日, 2869年1月1日, 2870年1月1日, 2871年1月1日, 2872年1月1日, 2873年1月1日, 2874年1月1日, 2875年1月1日, 2876年1月1日, 2877年1月1日, 2878年1月1日, 2879年1月1日, 2880年1月1日, 2881年1月1日, 2882年1月1日, 2883年1月1日, 2884年1月1日, 2885年1月1日, 2886年1月1日, 2887年1月1日, 2888年1月1日, 2889年1月1日, 2890年1月1日, 2891年1月1日, 2892年1月1日, 2893年1月1日, 2894年1月1日, 2895年1月1日, 2896年1月1日, 2897年1月1日, 2898年1月1日, 2899年1月1日, 2900年1月1日, 2901年1月1日, 2902年1月1日, 2903年1月1日, 2904年1月1日, 2905年1月1日, 2906年1月1日, 2907年1月1日, 2908年1月1日, 2909年1月1日, 2910年1月1日, 2911年1月1日, 2912年1月1日, 2913年1月1日, 2914年1月1日, 2915年1月1日, 2916年1月1日, 2917年1月1日, 2918年1月1日, 2919年1月1日, 2920年1月1日, 2921年1月1日, 2922年1月1日, 2923年1月1日, 2924年1月1日, 2925年1月1日, 2926年1月1日, 2927年1月1日, 2928年1月1日, 2929年1月1日, 2930年1月1日, 2931年1月1日, 2932年1月1日, 2933年1月1日, 2934年1月1日, 2935年1月1日, 2936年1月1日, 2937年1月1日, 2938年1月1日, 2939年1月1日, 2940年1月1日, 2941年1月1日, 2942年1月1日, 2943年1月1日, 2944年1月1日, 2945年1月1日, 2946年1月1日, 2947年1月1日, 2948年1月1日, 2949年1月1日, 2950年1月1日, 2951年1月1日, 2952年1月1日, 2953年1月1日, 2954年1月1日, 2955年1月1日, 2956年1月1日, 2957年1月1日, 2958年1月1日, 2959年1月1日, 2960年1月1日, 2961年1月1日, 2962年1月1日, 2963年1月1日, 2964年1月1日, 2965年1月1日, 2966年1月1日, 2967年1月1日, 2968年1月1日, 2969年1月1日, 2970年1月1日, 2971年1月1日, 2972年1月1日, 2973年1月1日, 2974年1月1日, 2975年1月1日, 2976年1月1日, 2977年1月1日, 2978年1月1日, 2979年1月1日, 2980年1月1日, 2981年1月1日, 2982年1月1日, 2983年1月1日, 2984年1月1日, 2985年1月1日, 2986年1月1日, 2987年1月1日, 2988年1月1日, 2989年1月1日, 2990年1月1日,

The account operating system uses an integral part of these financial statements. Michael Wapold 1 July 19

FRANKLIN TRAPOLITION VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

# Franklin 'Affinant Allocation VIP Fund (continued)

| Investment Income (1) 1.00% | 1,000,000 | 1,000,000 |
| --- | --- | --- |
| Investment Income (2) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (3) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (4) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (5) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (6) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (7) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (8) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (9) 1.00% | 1,000,000 | 1,000,000 |
| Investment Income (10) 1.00% | 1,000,000 | 1,000,000 |

*Brands to less than 0.5% of net assets.

**Non-income products.

***Two from Top regarding investments in FT Underlying Funds.

***The rate shown is the annualized seven-day off-shore yield at period end.

PULSE | Annual Report | The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
SCHEDULE OF INVESTMENTS

Franklin ValSmart Allocation VIP Fund (continued)

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| Financial Services Funds, Inc. | 1,000 | 10,000,000 |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

| Financial Services Funds, Inc. | 1,000 | 10,000,000 |
| --- | --- | --- |

See Note 6 regarding other allocation information.

See Information on page 7 of 34.

The account company notes are integral part of these financial statements. Annual Report Feb 21

FRANKLIN TRAPLETON VARIABLE INSURANCE PRODUCTS TRUST

Financial Statements

# Statement of Assets and Liabilities

December 31, 2022[{"box_2d": [25, 69, 467, 126], "label": "table", "caption": "

| Funded by: | Health Care | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Total Assets | Total Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |

| Assets | Total Assets | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Notes to the Company | Financial Assets (Total Assets) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

| Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities | Liabilities |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |

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"

Page 2 of 2

Page 2 of 2

Annual Report The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
FINANCIAL STATEMENTS

# Statement of Operations

for the year ended December 31, 2022

| Total Operating Income | 1,560 | $128,800,000 |
| --- | --- | --- |
| Total Operating Income (Total Operating Income) | 1,560 | $128,800,000 |
| Total Operating Income (Total Operating Income) | 1,560 | $128,800,000 |
| Total Operating Income (Total Operating Income) | 1,560 | $128,800,000 |
| Total Operating Income (Total Operating Income) | 1,560 | $128,800,000 |

The accompanying notes are an integral part of these financial statements. Printed Report. Pub 25

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

Financial Statements

# Statements of Changes in Net Assets

| Description | Financial | Payment | Counter | Discretion | Discretion |
| --- | --- | --- | --- | --- | --- |
| Liabilities | Bank | Frequency | party |  |  |
| Liabilities |  |  |  | 1,000,000 | 1,000,000 |
| Liabilities |  |  |  | 5,000,000 | 5,000,000 |
| Liabilities |  |  |  | 53,000 | 2,250,000 |
| Liabilities |  |  |  | 2,000,000 | 2,000,000 |
| Liabilities |  |  |  | 8,000,000 | 10,000,000 |
| Liabilities |  |  |  | 10,000,000 | 10,000,000 |
| Liabilities |  |  |  | 10,000,000 | 10,000,000 |

Pick All Annual Report The accompanying notes are an integral part of these financial statements.

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Notes to Financial Statements

# Franklin VolSmart Allocation VIP Fund

1. Organization and Significant Accounting Policies
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   (77) The Financial Statements (including their operations) ...
   (78) The Financial Statements (including their operations) ...
   (79) The Financial Statements (including their operations) ...
   (80) The Financial Statements (including their operations) ...
   (81) The Financial Statements (including their operations) ...
   (82) The Financial Statements (including their operations) ...
   (83) The Financial Statements (including their operations) ...
   (84) The Financial Statements (including their operations) ...
   (85) The Financial Statements (including their operations) ...
   (86) The Financial Statements (including their operations) ...
   (87) The Financial Statements (including their operations) ...
   (88) The Financial Statements (including their operations) ...
   (89) The Financial Statements (including their operations) ...
   (90) The Financial Statements (including their operations) ...
   (91) The Financial Statements (including their operations) ...
   (92) The Financial Statements (including their operations) ...
   (93) The Financial Statements (including their operations) ...
   (94) The Financial Statements (including their operations) ...
   (95) The Financial Statements (including their operations) ...
   (96) The Financial Statements (including their operations) ...
   (97) The Financial Statements (including their operations) ...
   (98) The Financial Statements (including their operations) ...
   (99) The Financial Statements (including their operations) ...
   (100) The Financial Statements (including their operations)

Annual Report | Page 20

FRANKLIN TROPLETON VARIABLE INSURANCE PRODUCTS TRUST
NOTES TO FRANKLIN STATEMENTS

# **Franklin Vollimart Allocation VIP Fund (continued)**

**1. Organization and Significant Accounting Policies**
The following table provides the information and information contained in the report of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance of the company's performance and performance

value. If such an event occurs, the foreign exchange rate is 1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.0

e.g. 1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.0

PULSE

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
NOTICE TO FINANCIAL STATEMENTS

**Franklin Vollsmart Allocation VIP Fund (continued)**
**1. Organization and Significant Accounting Policies**
**Funding and Disposition of Funds (Funds)**
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds (ETFs).
The Fund entered into exchange traded funds

The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts
The Fund entered into exchange traded futures contracts

Annual Report | Page 27

FRANKLIN TROPLETON VARIABLE INSURANCE PRODUCTS TRUST
NOTES TO FINANCIAL STATEMENTS

**Franklin VolSmart Allocation VIP Fund (continued)**
**1. Organization and Significant Accounting Policies**
The organization and significant accounting policies of the firm are based on the following principles:
1. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.
2. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.
3. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.

relative proportion of net assets of each class. Differences
1. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.
2. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.
3. The firm's ability to maintain and maintain the financial position of the firm and its employees and its employees in the firm's business and its operations.

P1A 00 | Annual Report

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
NOTICE TO FINANCIAL STATEMENTS

# Franklin Vollsmart Allocation VIP Fund (continued)
2. Shares of Beneficial Interest

The following shares of the Company are not to be held at the time of the sale of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company's share of the Company

Annual Report | Page 20

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST

NOTES TO FRANKLIN STATEMENTS

# Franklin Volkmart Allocation VIP Fund (continued)

# 3 Transactions with Affiliates

The following table provides the information in English:

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。

1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的闲置募集资金进行现金管理。[{"box_2d": [25, 130, 467, 130], "label": "text", "caption": "1. 2017年,公司与上海浦东发展银行股份有限公司签订了《关于使用部分闲置募集资金进行现金管理的协议》,同意公司使用不超过人民币5,000万元的

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
NOTICE TO FINANCIAL STATEMENTS

# Franklin VolSmart Allocation VIP Fund (continued)
5. Income Taxes

The following table shows the distribution of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company's share of the company

Annual Report | Page 32

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST
NOTES TO FINANCIAL STATEMENTS

# Franklin Volkmart Allocation VIP Fund (continued)
& Other Derivative Information

The following information is provided in the following table:

Page 1 of 1

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

NOTICE TO FINANCIAL STATEMENTS

# Franklin Vollsmart Allocation VIP Fund (continued)
18. Credit Facility

The following table provides the information in a specific format:

Annual Report

July 20

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST

NOTES TO FRANKLIN STATEMENTS

# Franklin VolSmart Allocation VIP Fund (continued)

# 13. Subsequent Events

The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7
The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7
The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7
The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7
The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7
The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7

The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7

The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7

The following events are based on the following results: the interest market data obtained from subsampled sources 9/3 7/6 4/7

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources

The following events are based on the following results: the interest market data obtained from subsampled sources[{"box_2d": [25, 130, 453, 130], "label": "text", "caption": "The following events are based on the following results: the interest market data obtained from

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Report of Independent Registered Public Accounting Firm

To the Board of Trustees of Franklin Templeton Variable Insurance Products Trust and Shareholders of Franklin VolSmart

Allocation VIP Fund

Independent report (page 1 of 1, etc.)

The report is based on the information provided by the Board of Trustees of Franklin Templeton Variable Insurance Products Trust and Shareholders of Franklin VolSmart. The report is based on the information provided by the Board of Trustees of Franklin Templeton Variable Insurance Products Trust and Shareholders of Franklin VolSmart. The report is based on the information provided by the Board of Trustees of Franklin Templeton Variable Insurance Products Trust and Shareholders of Franklin VolSmart.

Annual Report | Page 20

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Tax Information (unaudited)

# Franklin Vollsmart Allocation VIP Fund

2022, the statement of changes in net assets for each of the two years in the period ended December 31, 2022, including the
By the date of the issue of the report, the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of the amount of

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FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Index Descriptions

disability reports are not included and include reinvestment of Bloomberg U.S. Government - Intermediate Index

The information contained in this document is for the information contained in this document. It is not to be construed as a material or a service to the public or to be a public entity. The information contained in this document is for the information contained in this document. It is not to be construed as a material or a service to the public or to be a public entity. The information contained in this document is for the information contained in this document. It is not to be construed as a material or a service to the public or to be a public entity.

---

  
Actual Report  
+1

FRANKLIN TROPILITION VARIABLE INSURANCE PRODUCTS TRUST

INDEX DESCRIPTIONS

# **MSCI All Country World Index (ACWI) ex USA Index-NR**

# **Russell 2000® Index** is market capitalization weighted

is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1[{"box, [25, [25, [25, 450, 138, $1.4\\%$"}]

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1

The market capitalization-weighted index is a free float-adjusted, market capitalization-weighted index designed to measure the equity market performance of the US$1.4 billion in the US$1[{"box_2d": [25, 130, 450, 138], "label": "text", "

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Board Members and Officers

markets
companies with relatively lower price to book ratios and
there are two or more of the following: (1) the officers and (2) the officers and (3) the officers and (4) the officers and (5) the officers and (6) the officers and (7) the officers and (8) the officers and (9) the officers and (10) the officers and (11) the officers and (12) the officers and (13) the officers and (14) the officers and (15) the officers and (16) the officers and (17) the officers and (18) the officers and (19) the officers and (20) the officers and (21) the officers and (22) the officers and (23) the officers and (24) the officers and (25) the officers and (26) the officers and (27) the officers and (28) the officers and (29) the officers and (30) the officers and (31) the officers and (32) the officers and (33) the officers and (34) the officers and (35) the officers and (36) the officers and (37) the officers and (38) the officers and (39) the officers and (40) the officers and (41) the officers and (42) the officers and (43) the officers and (44) the officers and (45) the officers and (46) the officers and (47) the officers and (48) the officers and (49) the officers and (50) the officers and (51) the officers and (52) the officers and (53) the officers and (54) the officers and (55) the officers and (56) the officers and (57) the officers and (58) the officers and (59) the officers and (60) the officers and (61) the officers and (62) the officers and (63) the officers and (64) the officers and (65) the officers and (66) the officers and (67) the officers and (68) the officers and (69) the officers and (70) the officers and (71) the officers and (72) the officers and (73) the officers and (74) the officers and (75) the officers and (76) the officers and (77) the officers and (78) the officers and (79) the officers and (80) the officers and (81) the officers and (82) the officers and (83) the officers and (84) the officers and (85) the officers and (86) the officers and (87) the officers and (88) the officers and (89) the officers and (90) the officers and (91) the officers and (92) the officers and (93) the officers and (94) the officers and (95) the officers and (96) the officers and (97) the officers and (98) the officers and (99) the officers and

Annual Report 8/10-1

FRANKLIN "INSPECTION VARIABLE INSURANCE PRODUCTS TRUST"

# Independent Board Members

MSCI USA index, its parent index, and included top-level and
mid-standardized assets. The index is designed to reflect the
share of the top 100% of the market. The index is designed to reflect the
share of the top 100% of the market. The index is designed to reflect the
share of the top 100% of the market. The index is designed to reflect the
share of the top 100% of the market. The index is designed to reflect the
share of the top 100% of the market. The index is designed to reflect the
share of the top 100% of the market.

total market capitalization.
Member of Prohibits in
the Company's business. The Company's business
is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business. The Company's
business is a major business in the company's business.

BCC2 | Annual Report

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

Independent Board Members
MSc's Department of Health and Human Services
of the large- and mid-capitalization segments of the
U.S. State's State Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services
and the United States Department of Health and Human Services

Annual Report 8/06-1

FRANKLIN THOMPSON VARIABLE INSURANCE PRODUCTS TRUST

# Interested Board Members and Officers

market capitalization-weighted index designed to measure the 2015 smallest companies in the General 2015 Index (the equity market performance of global developed markets, the 2016 Annual Report of the General 2015 Index). The 2016 Annual Report of the General 2015 Index is based on the 2016 Annual Report of the General 2015 Index. During at Least the Year's Month of the 2016 Annual Report of the General 2015 Index, the 2016 Annual Report of the General 2015 Index is based on the 2016 Annual Report of the General 2015 Index. During at Least the Year's Month of the 2016 Annual Report of the General 2015 Index, the 2016 Annual Report of the General 2015 Index is based on the 2016 Annual Report of the General 2015 Index. During at Least the Year's Month of the 2016 Annual Report of the General 2015 Index, the 2016 Annual Report of the General 2015 Index is based on the 2016 Annual Report of the General 2015 Index.

BCCI-3 | Annual Report

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# **Interested Board Members and Officers**

The Interested Board Members and Officers (continued) from: (1) (2008-2010), (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26) (27) (28) (29) (30) (31) (32) (33) (34) (35) (36) (37) (38) (39) (40) (41) (42) (43) (44) (45) (46) (47) (48) (49) (50) (51) (52) (53) (54) (55) (56) (57) (58) (59) (60) (61) (62) (63) (64) (65) (66) (67) (68) (69) (70) (71) (72) (73) (74) (75) (76) (77) (78) (79) (80) (81) (82) (83) (84) (85) (86) (87) (88) (89) (90) (91) (92) (93) (94) (95) (96) (97) (98) (99) (100)

Annual Report 8/02-5

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

# Shareholder Information

Copyright 1997, Philip Morris Incorporated. All rights reserved. The information shown in this document are the property of Philip Morris Incorporated and its affiliates and is not to be used, reproduced, or sold. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document. The information shown in this document is for the use of the information shown in this document.

Pursuit online at franklintempleton.com. Alternatively, shareholders may request copies of the Pursuit free of

---

Annual Report 5-1

This document is the property of Franklin Templeton, Inc. and is not to be used, reproduced, or sold. The document is not to be used, reproduced, or sold. The document is not to be used, reproduced, or sold.

© 2023 Franklin Templeton Investments, All rights reserved.

WP54 0003

| Item 2. Code of Ethics. |
| --- |
| (1) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| (c) N/A |
| (d) N/A |
| (f) Pursuant to Item 13(a)(1), the Registrant is attaching as an exhibit a copy of its code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Item 3. Audit Committee Financial Expert. |
| (a)(1) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| (2) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Item 4. The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Principal Accountant and Accountant |
| (a)(1) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| (2) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Principal Accountant and Accountant |
| (a)(1) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Principal Accountant and Accountant |
| (a)(1) The Registrant has adopted a code of ethics that applies to its principal executive officers and principal financial and accounting officer. |
| Principal Accountant and Accountant |

Investment

Management

Principal Corporation Company | Lead the Post 5 Years
Pre- and Post-Opedian Company | Part Applicable
Pre- and Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable
Post-Opedian Company | Part Applicable

Information regarding the operations of the Public Reference

Room may be obtained by calling (800) SEC-0020.

# **Principal Occupation During at Least the Past 5 Years:**

Senior Associate General Counsel, Franklin Templeton, and officer of certain funds in the Franklin Templeton/Gogg Mason fund complex.

| Lori A. Weber (1994) 500 S.E. 2nd Street Fort Lauderdale, FL 33303- 2403 | Vice President and Co-Secretary | Vice President since 1951 and Co-Secretary since 2019 | Not Applicable | Not Applicable |
| --- | --- | --- | --- | --- |

# **Principal Occupation During at Least the Past 5 Years:**

Senior Associate General Counsel, Franklin Templeton, Assistant Secretary, Franklin Resources, Inc., Vice President and Secretary, Templeton Investment Counsel, LLC; and officer of certain funds to the Franklin Templeton/Long Beach fund complex.

Franklin Templeton Variable Insurance Products Trust (FTVIP) shares are not offered to the public; they are offered and sold only to: (1) insurance company separate accounts (Separate Account) to serve as the underlying investment vehicle for variable contracts; (2) certain qualified plans; and (3) other mutual funds (funds of funds).

Authorized for distribution to investors in Separate Accounts only when accompanied or preceded by the current prospectus for the applicable contract, which includes the Separate Account and the FTVIP prospectuses. Investors should carefully consider a fund's investment goals, risks, charges and expenses before investing. The prospectus contains this and other information, please read it carefully before investing.

To help ensure we provide you with quality service, all calls to and from our service areas are monitored and/or recorded.

Annual Report

Franklin Templeton Variable Insurance Products Trust

Investment Manager

Fund Administrator

Distributor

## Ex-99.Code

Code of Ethics for Principal Executives & Senior Financial Officers

---

| | |
|:---|:---|
| <br>**Procedures** | <br> Revised December 19, 2014 |

---

# FRANKLIN TEMPLETON FUNDS
**CODE OF ETHICS FOR PRINCIPAL EXECUTIVES AND SENIOR FINANCIAL OFFICERS**

I. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Covered Officers and Purpose of the Code

This code of ethics (the "Code") applies to the Principal Executive Officers, Principal Financial Officer and Principal Accounting Officer (the "Covered Officers," each of whom is set forth in Exhibit A) of each investment company advised by a Franklin Resources subsidiary and that is registered with the United States Securities & Exchange Commission ("SEC") (collectively, "FT Funds") for the purpose of promoting:

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Honest and ethical conduct, including the ethical resolution of actual or apparent conflicts of interest between personal and professional relationships;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Full, fair, accurate, timely and understandable disclosure in reports and documents that a registrant files with, or submits to, the SEC and in other public communications made by or on behalf of the FT Funds;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Compliance with applicable laws and governmental rules and regulations;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The prompt internal reporting of violations of the Code to an appropriate person or persons identified in the Code; and

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accountability for adherence to the Code.

Each Covered Officer will be expected to adhere to a high standard of business ethics and must be sensitive to situations that may give rise to actual as well as apparent conflicts of interest.

 *\** 

Rule 38a-1 under the Investment Company Act of 1940 ("1940 Act") and Rule 206(4)-7 under the Investment Advisers Act of 1940 ("Advisers Act") (together the "Compliance Rule") require registered investment companies and registered investment advisers to, among other things, adopt and implement written policies and procedures reasonably designed to prevent violations of the federal securities laws ("Compliance Rule Policies and Procedures").

CONFIDENTIAL INFORMATION. This document is the proprietary product of Franklin Templeton Investments. It may NOT be distributed outside the company unless it is made subject to a non-disclosure agreement and/or such release receives authorization by an FTI Chief Compliance Officer. Any unauthorized use, reproduction or transfer of this document is strictly prohibited. Franklin Templeton Investments© 2014. All Rights Reserved.

II. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other Policies and Procedures

This Code shall be the sole code of ethics adopted by the Funds for purposes of Section 406 of the Sarbanes-Oxley Act and the rules and forms applicable to registered investment companies thereunder.

Franklin Resources, Inc. has separately adopted the <u>Code of Ethics and Business</u> <u>Conduct</u> ("Business Conduct"), which is applicable to all officers, directors and employees of Franklin Resources, Inc., including Covered Officers. It summarizes the values, principles and business practices that guide the employee's business conduct and also provides a set of basic principles to guide officers, directors and employees regarding the minimum ethical requirements expected of them. It supplements the values, principles and business conduct identified in the Code and other existing employee policies.

Additionally, the Franklin Templeton Funds have separately adopted the <u>FTI Personal</u> <u>Investments and Insider Trading Policy</u> governing personal securities trading and other related matters. The Code for Insider Trading provides for separate requirements that apply to the Covered Officers and others, and therefore is not part of this Code.

Insofar as other policies or procedures of Franklin Resources, Inc., the Funds, the Funds' adviser, principal underwriter, or other service providers govern or purport to govern the behavior or activities of the Covered Officers who are subject to this Code, they are superceded by this Code to the extent that they overlap or conflict with the provisions of this Code. Please review these other documents or consult with the Legal Department if have questions regarding the applicability of these policies to you.

III. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Covered Officers Should Handle Ethically Actual and Apparent Conflicts of Interest

**Overview.** A "conflict of interest" occurs when a Covered Officer's private interest interferes with the interests of, or his or her service to, the FT Funds. For example, a conflict of interest would arise if a Covered Officer, or a member of his family, receives improper personal benefits as a result of apposition with the FT Funds.

Certain conflicts of interest arise out of the relationships between Covered Officers and the FT Funds and already are subject to conflict of interest provisions in the Investment Company Act of 1940 ("Investment Company Act") and the Investment Advisers Act of 1940 ("Investment Advisers Act"). For example, Covered Officers may not individually engage in certain transactions (such as the purchase or sale of securities or other property) with the FT Funds because of their status as "affiliated persons" of the FT Funds. The FT Funds' and the investment advisers' compliance programs and procedures are designed to prevent, or identify and correct, violations of these provisions. This Code does not, and is not intended to, repeat or replace these programs and procedures, and such conflicts fall outside of the parameters of this Code.

Although typically not presenting an opportunity for improper personal benefit, conflicts arise from, or as a result of, the contractual relationship between the FT Funds, the investment advisers and the fund administrator of which the Covered Officers are also officers or employees. As a result, this Code recognizes that the Covered Officers will, in the normal course of their duties (whether formally for the FT Funds, for the adviser, the administrator, or

## 2
for all three), be involved in establishing policies and implementing decisions that will have different effects on the adviser, administrator and the FT Funds. The participation of the Covered Officers in such activities is inherent in the contractual relationship between the FT Funds, the adviser, and the administrator and is consistent with the performance by the Covered Officers of their duties as officers of the FT Funds. Thus, if performed in conformity with the provisions of the Investment Company Act and the Investment Advisers Act, such activities will be deemed to have been handled ethically. In addition, it is recognized by the FT Funds' Boards of Directors ("Boards") that the Covered Officers may also be officers or employees of one or more other investment companies covered by this or other codes.

Other conflicts of interest are covered by the Code, even if such conflicts of interest are not subject to provisions in the Investment Company Act and the Investment Advisers Act. The following list provides examples of conflicts of interest under the Code, but Covered Officers should keep in mind that these examples are not exhaustive. The overarching principle is that the personal interest of a Covered Officer should not be placed improperly before the interest of the FT Funds.

Each Covered Officer must:

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not use his or her personal influence or personal relationships improperly to influence investment decisions or financial reporting by the FT Funds whereby the Covered Officer would benefit personally to the detriment of the FT Funds;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not cause the FT Funds to take action, or fail to take action, for the individual personal benefit of the Covered Officer rather than the benefit the FT Funds;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not retaliate against any other Covered Officer or any employee of the FT Funds or their affiliated persons for reports of potential violations that are made in good faith;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Report at least annually the following affiliations or other relationships:[<sup>1</sup>](#_bookmark0)

o

all directorships for public companies and all companies that are required to file reports with the SEC;

o

any direct or indirect business relationship with any independent directors of the FT Funds;

o

any direct or indirect business relationship with any independent public accounting firm (which are not related to the routine issues related to the firm's service as the Covered Persons accountant); and

o

any direct or indirect interest in any transaction with any FT Fund that will benefit the officer (not including benefits derived from the advisory, sub-advisory, distribution or service agreements with affiliates of Franklin Resources).

These reports will be reviewed by the Legal Department for compliance with the Code.

There are some conflict of interest situations that should always be approved in writing by Franklin Resources General Counsel or Deputy General Counsel, if material. Examples of these include[<sup>2</sup>](#_bookmark1):

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service as a director on the board of any public or private Company.

<sup>1</sup> Reporting of these affiliations or other relationships shall be made by completing the annual Directors and Officers Questionnaire and returning the questionnaire to Franklin Resources Inc, General Counsel or Deputy General Counsel.

<sup>2&nbsp;&nbsp;&nbsp;&nbsp;</sup> Any activity or relationship that would present a conflict for a Covered Officer may also present a conflict for the Covered Officer

if a member of the Covered Officer's immediate family engages in such an activity or has such a relationship. The Cover Person should also obtain written approval by FT's General Counsel in such situations.

## 3
· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The receipt of any gifts in excess of $100 from any person, from any corporation or association.

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The receipt of any entertainment from any Company with which the FT Funds has current or prospective business dealings unless such entertainment is business related, reasonable in cost, appropriate as to time and place, and not so frequent as to raise any question of impropriety. Notwithstanding the foregoing, the Covered Officers must obtain prior approval from the Franklin Resources General Counsel for any entertainment with a value in excess of $1000.

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any ownership interest in, or any consulting or employment relationship with, any of the FT Fund's service providers, other than an investment adviser, principal underwriter, administrator or any affiliated person thereof.

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A direct or indirect financial interest in commissions, transaction charges or spreads paid by the FT Funds for effecting portfolio transactions or for selling or redeeming shares other than an interest arising from the Covered Officer's employment, such as compensation or equity ownership.

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Franklin Resources General Counsel or Deputy General Counsel will provide a report to the FT Funds Audit Committee of any approvals granted at the next regularly scheduled meeting.

IV. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disclosure and Compliance

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Each Covered Officer should familiarize himself with the disclosure requirements generally applicable to the FT Funds;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Each Covered Officer should not knowingly misrepresent, or cause others to misrepresent, facts about the FT Funds to others, whether within or outside the FT Funds, including to the FT Funds' directors and auditors, and to governmental regulators and self-regulatory organizations;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Each Covered Officer should, to the extent appropriate within his or her area of responsibility, consult with other officers and employees of the FT Funds, the FT Fund's adviser and the administrator with the goal of promoting full, fair, accurate, timely and understandable disclosure in the reports and documents the FT Funds file with, or submit to, the SEC and in other public communications made by the FT Funds; and

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; It is the responsibility of each Covered Officer to promote compliance with the standards and restrictions imposed by applicable laws, rules and regulations.

V. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reporting and Accountability

Each Covered Officer must:

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upon becoming a covered officer affirm in writing to the Board that he or she has received, read, and understands the Code (see Exhibit B);

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Annually thereafter affirm to the Board that he has complied with the requirements of the Code; and

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Notify Franklin Resources' General Counsel or Deputy General Counsel promptly if he or she knows of any violation of this Code. Failure to do so is itself is a violation of this

## 4
Code.

Franklin Resources' General Counsel and Deputy General Counsel are responsible for applying this Code to specific situations in which questions are presented under it and have the authority to interpret this Code in any particular situation.[<sup>3</sup>](#_bookmark2) However, the Independent Directors of the respective FT Funds will consider any approvals or waivers[<sup>4</sup>](#_bookmark3) sought by any Chief Executive Officers of the Funds.

The FT Funds will follow these procedures in investigating and enforcing this Code:

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Franklin Resources General Counsel or Deputy General Counsel will take all appropriate action to investigate any potential violations reported to the Legal Department;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If, after such investigation, the General Counsel or Deputy General Counsel believes that no violation has occurred, The General Counsel is not required to take any further action;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any matter that the General Counsel or Deputy General Counsel believes is a violation will be reported to the Independent Directors of the appropriate FT Fund;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If the Independent Directors concur that a violation has occurred, it will inform and make a recommendation to the Board of the appropriate FT Fund or Funds, which will consider appropriate action, which may include review of, and appropriate modifications to, applicable policies and procedures; notification to appropriate personnel of the investment adviser or its board; or a recommendation to dismiss the Covered Officer;

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Independent Directors will be responsible for granting waivers, as appropriate; and

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any changes to or waivers of this Code will, to the extent required, are disclosed as provided by SEC rules.[<sup>5</sup>](#_bookmark4)

VI. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other Policies and Procedures

This Code shall be the sole code of ethics adopted by the FT Funds for purposes of Section 406 of the Sarbanes-Oxley Act and the rules and forms applicable to registered investment companies thereunder. Insofar as other policies or procedures of the FT Funds, the FT Funds' advisers, principal underwriter, or other service providers govern or purport to govern the behavior or activities of the Covered Officers who are subject to this Code, they are superseded by this Code to the extent that they overlap or conflict with the provisions of this Code. The FTI Personal Investments and Insider Trading Policy, adopted by the FT Funds, FT investment advisers and FT Fund's principal underwriter pursuant to Rule 17j-1 under the Investment Company Act, the Code of Ethics and Business Conduct and more detailed policies and procedures set forth in FT's Employee Handbook are separate requirements applying to the Covered Officers and others, and are not part of this Code.

<sup>3</sup> Franklin Resources General Counsel and Deputy General Counsel are authorized to consult, as appropriate, with members of the Audit Committee, counsel to the FT Funds and counsel to the Independent Directors, and are encouraged to do so.

<sup>4</sup> Item 2 of Form N-CSR defines "waiver" as "the approval by the registrant of a material departure from a provision of the code of

ethics" and "implicit waiver," which must also be disclosed, as "the registrant's failure to take action within a reasonable period of time regarding a material departure from a provision of the code of ethics that has been made known to an executive officer" of the registrant. See Part X.

See Part X.

VII. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amendments

Any amendments to this Code, other than amendments to Exhibit A, must be approved or ratified by a majority vote of the FT Funds' Board including a majority of independent directors.

VIII. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Confidentiality

All reports and records prepared or maintained pursuant to this Code will be considered confidential and shall be maintained and protected accordingly. Except as otherwise required by law or this Code, such matters shall not be disclosed to anyone other than the FT Funds' Board and their counsel.

IX. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Internal Use

The Code is intended solely for the internal use by the FT Funds and does not constitute an admission, by or on behalf of any FT Funds, as to any fact, circumstance, or legal conclusion.

X. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disclosure on Form N-CSR

Item 2 of Form N-CSR requires a registered management investment company to disclose annually whether, as of the end of the period covered by the report, it has adopted a code of ethics that applies to the registrant's principal executive officer, principal financial officer, principal accounting officer or controller, or persons performing similar functions, regardless of whether these officers are employed by the registrant or a third party. If the registrant has not adopted such a code of ethics, it must explain why it has not done so.

The registrant must also: (1) file with the SEC a copy of the code as an exhibit to its annual report; (2) post the text of the code on its Internet website and disclose, in its most recent report on Form N-CSR, its Internet address and the fact that it has posted the code on its Internet website; or (3) undertake in its most recent report on Form N-CSR to provide to any person without charge, upon request, a copy of the code and explain the manner in which such request may be made. Disclosure is also required of amendments to, or waivers (including implicit waivers) from, a provision of the code in the registrant's annual report on Form N-CSR or on its website. If the registrant intends to satisfy the requirement to disclose amendments and waivers by posting such information on its website, it will be required to disclose its Internet address and this intention.

The Legal Department shall be responsible for ensuring that:

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; a copy of the Code is filed with the SEC as an exhibit to each Fund's annual report; and

· &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; any amendments to, or waivers (including implicit waivers) from, a provision of the Code is disclosed in the registrant's annual report on Form N-CSR.

In the event that the foregoing disclosure is omitted or is determined to be incorrect, the Legal Department shall promptly file such information with the SEC as an amendment to Form N-CSR.

In such an event, the Fund Chief Compliance Officer shall review the Code and propose such changes to the Code as are necessary or appropriate to prevent reoccurrences.

# EXHIBIT A
Persons Covered by the Franklin Templeton Funds Code of Ethics

January 1, 2022

# FRANKLIN GROUP OF FUNDS
Edward Perks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Rupert H. Johnson, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chairman of the Board and Vice President

Michael McCarthy&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Sonal Desai, Ph D&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Matthew Hinkle&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer – Finance and Administration

Christopher Kings&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Financial Officer and Chief Accounting Officer and Treasurer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

# FRANKLIN MUTUAL SERIES FUNDS
Christian K. Correa&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer – Investment Management

Matthew Hinkle&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer – Finance and Administration

Christopher Kings&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Financial Officer and Chief Accounting Officer and Treasurer

# FRANKLIN ALTERNATIVE STRATEGIES FUNDS
Brooks Ritchey&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Matthew Hinkle&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer – Finance and Administration

Christopher Kings&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Financial Officer, Chief Accounting Officer and Treasurer

# TEMPLETON GROUP OF FUNDS
Rupert H. Johnson Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chairman of the Board and Vice President

Manraj S. Sekhon&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Michael Hasenstab, Ph.D. &nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Alan Bartlett&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President and Chief Executive Officer – Investment Management

Matthew Hinkle&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer – Finance and Administration

Christopher Kings&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief Financial Officer, Chief Accounting Officer and Treasurer

# Exhibit B ACKNOWLEDGMENT FORM

### Franklin Templeton Funds Code of Ethics
**For Principal Executives and Senior Financial Officers**

### Instructions:
1. &nbsp;&nbsp;&nbsp;&nbsp; Complete all sections of this form.

2. &nbsp;&nbsp;&nbsp;&nbsp; Print the completed form, sign, and date.

3. &nbsp;&nbsp;&nbsp;&nbsp; Submit completed form to FT's General Counsel c/o Code of Ethics Administration within 10 days of becoming a Covered Officer and by February 15th of each subsequent year.

**E-mail:&nbsp;&nbsp;&nbsp;&nbsp;** Code of Ethics Inquiries & Requests (internal address); lpreclear@franklintempleton.com (external address)

---

| |
|:---|
| **Covered Officer's Name:** |
| **Title:** |
| **Department:** |
| **Location:** |
| **Certification for Year Ending:** |

---

***To: Franklin Resources General Counsel, Legal Department***

 ****

I acknowledge receiving, reading and understanding the Franklin Templeton Fund's Code of Ethics for Principal Executive Officers and Senior Financial Officers (the "Code"). I will comply fully with all provisions of the Code to the extent they apply to me during the period of my employment. I further understand and acknowledge that any violation of the Code may subject me to disciplinary action, including termination of employment.

---

| | |
|:---|:---|
| &nbsp;&nbsp; ***Signature*** | &nbsp;&nbsp; ***Date signed*** |

---

## Ex-99.Cert

I, Matthew T. Hinkle, certify that:

1. &nbsp;&nbsp;&nbsp;&nbsp; I have reviewed this report on Form N-CSR of **Franklin Templeton Variable Insurance Products Trust**;

2. &nbsp;&nbsp;&nbsp;&nbsp; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. &nbsp;&nbsp;&nbsp;&nbsp; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. &nbsp;&nbsp;&nbsp;&nbsp; The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. &nbsp;&nbsp;&nbsp;&nbsp; The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

2/27/2023

S\MATTHEW T. HINKLE

Matthew T. Hinkle

Chief Executive Officer - Finance and Administration

I, Christopher Kings, certify that:

1. &nbsp;&nbsp;&nbsp;&nbsp; I have reviewed this report on Form N-CSR of **Franklin Templeton Variable Insurance Products Trust**;

2. &nbsp;&nbsp;&nbsp;&nbsp; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. &nbsp;&nbsp;&nbsp;&nbsp; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. &nbsp;&nbsp;&nbsp;&nbsp; The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. &nbsp;&nbsp;&nbsp;&nbsp; The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

2/27/2023

S\CHRISTOPHER KINGS

Christopher Kings

Chief Financial Officer, Chief Accounting Officer and Treasurer

## Exhibit 99.906

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350

**AS ADOPTED PURSUANT TO SECTION 906**

# OF THE SARBANES-OXLEY ACT OF 2002
I, Matthew T. Hinkle, Chief Executive Officer of the **Franklin Templeton Variable Insurance Products Trust** (the "Registrant"), certify, pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

1. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The periodic report on Form N-CSR of the Registrant for the period ended 12/31/2022 (the "Form N-CSR") fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The information contained in the Form N-CSR fairly presents, in all material respects, the financial condition and results of operations of the Registrant.

Dated: 2/27/2023

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; S\MATTHEW T. HINKLE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Matthew T. Hinkle

Chief Executive Officer - Finance and Administration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350

**AS ADOPTED PURSUANT TO SECTION 906**

I, Christopher Kings, Chief Financial Officer of the **Franklin Templeton Variable Insurance Products Trust** (the "Registrant"), certify, pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

1. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The periodic report on Form N-CSR of the Registrant for the period ended 12/31/2022 (the "Form N-CSR") fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The information contained in the Form N-CSR fairly presents, in all material respects, the financial condition and results of operations of the Registrant.

Dated: 2/27/2023

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; S\CHRISTOPHER KINGS

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Christopher Kings

Chief Financial Officer, Chief Accounting Officer and Treasurer