# EDGAR Filing Document

**Accession Number:** 0002031235
**File Stem:** 0001754960-25-000697
**Filing Date:** 2025-10
**Character Count:** 10693
**Document Hash:** fcbf7d5fe78aeb3d3d158c9190c9284b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-25-000697.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0001754960-25-000697

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251020

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Farrell Financial LLC
- **CENTRAL INDEX KEY:** 0002031235

**ORGANIZATION NAME:**
- **EIN:** 882598998
- **STATE OF INCORPORATION:** NY

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24232
- **FILM NUMBER:** 251405217

**BUSINESS ADDRESS:**
- **STREET 1:** 21 PRINCETON PLACE
- **STREET 2:** SUITE 105
- **CITY:** ORCHARD PARK
- **STATE:** NY
- **ZIP:** 14127
- **BUSINESS PHONE:** 7169835551

**MAIL ADDRESS:**
- **STREET 1:** 21 PRINCETON PLACE
- **STREET 2:** SUITE 105
- **CITY:** ORCHARD PARK
- **STATE:** NY
- **ZIP:** 14127

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Farrell Financial LLC<br>**Address:** 21 PRINCETON PLACE<br>SUITE 105<br>ORCHARD PARK, NY 14127

**Form 13F File Number:** 028-24232

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 70

**Form 13F Information Table Value Total:** $159508990

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| CHUBB LIMITED | COM | H1467J104 |  | 650166 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| AMAZON COM INC | COM | 023135106 |  | 2343690 | 10674 | SH |  | SOLE |  | 0 | 0 | 10674 |
| APPLE INC | COM | 037833100 |  | 7707487 | 30269 | SH |  | SOLE |  | 0 | 0 | 30269 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 481178 | 520 | SH |  | SOLE |  | 0 | 0 | 520 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 399714 | 3545 | SH |  | SOLE |  | 0 | 0 | 3545 |
| META PLATFORMS INC | CL A | 30303M102 |  | 210978 | 287 | SH |  | SOLE |  | 0 | 0 | 287 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734K109 |  | 1014401 | 8683 | SH |  | SOLE |  | 0 | 0 | 8683 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734Y109 |  | 238114 | 2185 | SH |  | SOLE |  | 0 | 0 | 2185 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33735B108 |  | 223087 | 1779 | SH |  | SOLE |  | 0 | 0 | 1779 |
| FORD MTR CO | COM | 345370860 |  | 160624 | 13430 | SH |  | SOLE |  | 0 | 0 | 13430 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 149186 | 12861 | SH |  | SOLE |  | 0 | 0 | 12861 |
| INVESCO EXCH TRADED FD TR II | TAXABLE MUN BD | 46138G805 |  | 227594 | 8340 | SH |  | SOLE |  | 0 | 0 | 8340 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 3598695 | 49453 | SH |  | SOLE |  | 0 | 0 | 49453 |
| ISHARES INC | JP MRG EM CRP BD | 464286251 |  | 776817 | 16807 | SH |  | SOLE |  | 0 | 0 | 16807 |
| ISHARES INC | MSCI AGRICULTURE | 464286350 |  | 432007 | 11011 | SH |  | SOLE |  | 0 | 0 | 11011 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 681052 | 6614 | SH |  | SOLE |  | 0 | 0 | 6614 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 780838 | 7021 | SH |  | SOLE |  | 0 | 0 | 7021 |
| ISHARES TR | CORE S ETF | 464287200 |  | 462082 | 690 | SH |  | SOLE |  | 0 | 0 | 690 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 756988 | 7551 | SH |  | SOLE |  | 0 | 0 | 7551 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 3242695 | 29090 | SH |  | SOLE |  | 0 | 0 | 29090 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 529318 | 5669 | SH |  | SOLE |  | 0 | 0 | 5669 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2617353 | 27496 | SH |  | SOLE |  | 0 | 0 | 27496 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 789975 | 14807 | SH |  | SOLE |  | 0 | 0 | 14807 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 225298 | 4165 | SH |  | SOLE |  | 0 | 0 | 4165 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1939293 | 61331 | SH |  | SOLE |  | 0 | 0 | 61331 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 3708527 | 19067 | SH |  | SOLE |  | 0 | 0 | 19067 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 2695474 | 39927 | SH |  | SOLE |  | 0 | 0 | 39927 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 1311505 | 28078 | SH |  | SOLE |  | 0 | 0 | 28078 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 828206 | 5688 | SH |  | SOLE |  | 0 | 0 | 5688 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 602881 | 6484 | SH |  | SOLE |  | 0 | 0 | 6484 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 232106 | 1252 | SH |  | SOLE |  | 0 | 0 | 1252 |
| LOEWS CORP | COM | 540424108 |  | 4075887 | 40601 | SH |  | SOLE |  | 0 | 0 | 40601 |
| M  T BK CORP | COM | 55261F104 |  | 702892 | 3557 | SH |  | SOLE |  | 0 | 0 | 3557 |
| MICROSOFT CORP | COM | 594918104 |  | 4528615 | 8743 | SH |  | SOLE |  | 0 | 0 | 8743 |
| STRATEGY INC | CL A NEW | 594972408 |  | 998851 | 3100 | SH |  | SOLE |  | 0 | 0 | 3100 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 870795 | 4667 | SH |  | SOLE |  | 0 | 0 | 4667 |
| PEPSICO INC | COM | 713448108 |  | 212894 | 1516 | SH |  | SOLE |  | 0 | 0 | 1516 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 311036 | 875 | SH |  | SOLE |  | 0 | 0 | 875 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 1225042 | 13536 | SH |  | SOLE |  | 0 | 0 | 13536 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 653396 | 25276 | SH |  | SOLE |  | 0 | 0 | 25276 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 11550366 | 438510 | SH |  | SOLE |  | 0 | 0 | 438510 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 328157 | 12177 | SH |  | SOLE |  | 0 | 0 | 12177 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 400702 | 1422 | SH |  | SOLE |  | 0 | 0 | 1422 |
| SERVICENOW INC | COM | 81762P102 |  | 342344 | 372 | SH |  | SOLE |  | 0 | 0 | 372 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 4766556 | 48094 | SH |  | SOLE |  | 0 | 0 | 48094 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3550869 | 16455 | SH |  | SOLE |  | 0 | 0 | 16455 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 258266 | 3516 | SH |  | SOLE |  | 0 | 0 | 3516 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 1032277 | 16079 | SH |  | SOLE |  | 0 | 0 | 16079 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 5925495 | 85419 | SH |  | SOLE |  | 0 | 0 | 85419 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 10719799 | 90508 | SH |  | SOLE |  | 0 | 0 | 90508 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 6364195 | 85575 | SH |  | SOLE |  | 0 | 0 | 85575 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7173971 | 119726 | SH |  | SOLE |  | 0 | 0 | 119726 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2872839 | 56742 | SH |  | SOLE |  | 0 | 0 | 56742 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 390868 | 524 | SH |  | SOLE |  | 0 | 0 | 524 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 1374788 | 6711 | SH |  | SOLE |  | 0 | 0 | 6711 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 256782 | 3396 | SH |  | SOLE |  | 0 | 0 | 3396 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 852058 | 11939 | SH |  | SOLE |  | 0 | 0 | 11939 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3695171 | 46230 | SH |  | SOLE |  | 0 | 0 | 46230 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 2172861 | 27983 | SH |  | SOLE |  | 0 | 0 | 27983 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 7386206 | 87816 | SH |  | SOLE |  | 0 | 0 | 87816 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 972283 | 19418 | SH |  | SOLE |  | 0 | 0 | 19418 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 588357 | 6436 | SH |  | SOLE |  | 0 | 0 | 6436 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 6766230 | 23035 | SH |  | SOLE |  | 0 | 0 | 23035 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 16811901 | 54609 | SH |  | SOLE |  | 0 | 0 | 54609 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 642498 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 6196931 | 24371 | SH |  | SOLE |  | 0 | 0 | 24371 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1274578 | 3884 | SH |  | SOLE |  | 0 | 0 | 3884 |
| WISDOMTREE TR | WISDOMTREE US VA | 97717W547 |  | 243267 | 2673 | SH |  | SOLE |  | 0 | 0 | 2673 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 349260 | 3926 | SH |  | SOLE |  | 0 | 0 | 3926 |
| WISDOMTREE TR | US QUALITY GROW | 97717Y477 |  | 652378 | 11373 | SH |  | SOLE |  | 0 | 0 | 11373 |

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