# EDGAR Filing Document

**Accession Number:** 0000935823
**File Stem:** 0001104659-25-098208
**Filing Date:** 2025-10
**Character Count:** 164478
**Document Hash:** 274504db2f418ce5b699cf3d3af95e8d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-098208.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001104659-25-098208

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251009

**EFFECTIVENESS DATE**: 20251009

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000935823

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-08946
- **FILM NUMBER:** 251384534

**BUSINESS ADDRESS:**
- **STREET 1:** P O BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500
- **BUSINESS PHONE:** 7146403743

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC MUTUAL LIFE INS CO
- **DATE OF NAME CHANGE:** 19950119
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000935823

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-145822
- **FILM NUMBER:** 251384533

**BUSINESS ADDRESS:**
- **STREET 1:** P O BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500
- **BUSINESS PHONE:** 7146403743

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC MUTUAL LIFE INS CO
- **DATE OF NAME CHANGE:** 19950119

## Series and Classes Contracts Data

### SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO (811-08946) (Series ID: S000006314)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000054362 | Pacific Journey |  |

#### As filed with the Securities and Exchange Commission on October 9, 2025.

#### Registration Nos. 333-145822<br>811-08946 <br>

#### SECURITIES AND EXCHANGE COMMISSION <br> Washington, D.C. 20549

#### FORM N-4

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| | |
|:---|:---|
| **REGISTRATION STATEMENT<br>UNDER<br>THE SECURITIES ACT OF 1933**  | **X** |
| **Pre-Effective Amendment No.**  | 🏳 |
| **Post-Effective Amendment No. 41**  | **X** |

---

#### and/or

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| | |
|:---|:---|
| **REGISTRATION STATEMENT<br>UNDER<br>THE INVESTMENT COMPANY ACT OF 1940**  | **X** |

---

---

| | |
|:---|:---|
| **Amendment No. 895**<br>**(Check appropriate box or boxes)**  | **X** |

---

**SEPARATE ACCOUNT A** <br>(Exact Name of Registrant)

**PACIFIC LIFE INSURANCE COMPANY** <br>(Name of Depositor)

**700 Newport Center Drive<br>Newport Beach, California 92660**<br>(Address of Depositor's Principal Executive Offices) (Zip Code)

**(949) 219-3011**<br>(Depository's Telephone Number, including Area Code)

#### Alison Ryan
**Assistant Vice President and Managing Assistant General Counsel II<br>Pacific Life Insurance Company<br>700 Newport Center Drive<br>Newport Beach, California 92660**<br>(Name and Address of Agent for Service)

------

**Approximate Date of Proposed Public Offering:** 

It is proposed that this filing will become effective (check appropriate box)

O immediately upon filing pursuant to paragraph (b) of Rule 485<br>X on <u>October 9, 2025</u> pursuant to paragraph (b) of Rule 485<br>O 60 days after filing pursuant to paragraph (a)(1) of Rule 485<br>O on ________ pursuant to paragraph (a)(1) of Rule 485

If appropriate, check the following box:

O This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

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**Supplement dated October 9, 2025, to the Statutory Prospectus and Updating Summary Prospectus dated May 1, 2025 for the<br> following variable annuity policies:**

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| | |
|:---|:---|
| &nbsp;&nbsp;**<u>Issued by Pacific Life Insurance Company</u>** | &nbsp;&nbsp;**<u>Issued by Pacific Life & Annuity Company</u>** |
| &nbsp;&nbsp; Pacific Choice Variable Annuity<br> Pacific Odyssey (Offered before October 1, 2013) <br> Pacific Innovations<br> Pacific Innovations Select<br> Pacific Journey<br> Pacific Journey Select (Offered before October 1, 2013) <br> Pacific Journey Select (Offered on and after October 1, 2013)<br> Pacific Navigator<br> Pacific One<br> Pacific One Select<br> Pacific Portfolios<br> Pacific Portfolios for Chase<br> Pacific Select Variable Annuity<br> Pacific Value<br> Pacific Value Edge<br> Pacific Value Select (Offered before October 1, 2013) <br> Pacific Value Select (Offered on and after October 1, 2013)<br> Pacific Voyages<br>| &nbsp;&nbsp; Pacific Odyssey (Offered before October 1, 2013) <br> Pacific Odyssey (Offered on and after October 1, 2013)<br> Pacific Innovations Select<br> Pacific Journey Select (Offered before October 1, 2013) <br> Pacific Journey Select (Offered on and after October 1, 2013)<br> Pacific Navigator<br> Pacific One Select<br> Pacific Portfolios<br> Pacific Portfolios for Chase<br> Pacific Value<br> Pacific Quest<br> Pacific Value Edge<br> Pacific Value Select (Offered before October 1, 2013) <br> Pacific Value Select (Offered on and after October 1, 2013)<br> Pacific Voyages<br>|

---

**The purpose of this supplement is to announce certain underlying fund changes.** This supplement must be preceded or accompanied by the Updating Summary Prospectus or Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448 or (800) 748-6907 for New York contracts, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.

***Effective November 3, 2025, the* APPENDIX: FUNDS** **AVAILABLE UNDER THE CONTRACT *is amended to add the following fund:***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Investment Objective** | &nbsp;&nbsp;**Fund**; Advisor (Subadvisor) | &nbsp;&nbsp;**Average Annual Total<br> Returns<br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total<br> Returns<br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total<br> Returns<br> (as of 12/31/2024)** |
|  |  | &nbsp;&nbsp;**1 Year** | &nbsp;&nbsp;**5 Year** | &nbsp;&nbsp;**10 Year** |
| &nbsp;&nbsp;This Fund seeks capital appreciation. | &nbsp;&nbsp;**Pacific Select Fund Capital Appreciation Portfolio Class I**; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.)&nbsp;&nbsp;0.95%<sup>1</sup> | &nbsp;&nbsp;NA | &nbsp;&nbsp;NA | &nbsp;&nbsp;NA |

---

<sup>1</sup> To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.

***<u>Effective November 3, 2025, the</u>* <u>allowable Investment Options in the LIVING BENEFIT ALLOCATION REQUIREMENTS section in the APPENDIX: FUNDS</u>** **<u>AVAILABLE UNDER THE CONTRACT *is amended to add the following Allowable Investment Option* as an eligible allocation for all Living Benefit Riders*:*</u>**

PSF Capital Appreciation Portfolio

***Effective November 3, 2025, the* APPENDIX: FUNDS** **AVAILABLE UNDER THE CONTRACT *is amended to reflect the following changes:***

● The Subadvisor for the Pacific Select Fund Small-Cap Growth will change from MFS Investment Management to Goldman Sachs Asset Management L.P ("GSAM").

● All references to the name Macquarie VIP Asset Strategy Series will change to Nomura VIP Asset Strategy Series.

● All references to the name Macquarie VIP Energy Series will change to Nomura VIP Energy Series.

All other references in the prospectus to the names Macquarie VIP Asset Strategy Series and Macquarie VIP Energy Series will change to Nomura VIP Asset Strategy Series and Nomura VIP Energy Series, respectively.

VASUPP1025B

VANYSUPP1025B

Prospectus

[(Included in Registrant's Form N-4, File No. 333-145822 Accession No. 0001104659-25-037276 filed on April 22, 2025, and incorporated by reference herein.)](https://www.sec.gov/Archives/edgar/data/935823/000110465925037276/tm255190d1_485bpos.htm)

------

SAI

[(Included in Registrant's Form N-4, File No. 333-145822 Accession No. 0001104659-25-037276 filed on April 22, 2025, and incorporated by reference herein.)](https://www.sec.gov/Archives/edgar/data/935823/000110465925037276/tm255190d1_485bpos.htm)

------

#### PART C: OTHER INFORMATION (Pacific Journey)

#### Item 27. Exhibits

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| | | |
|:---|:---|:---|
| (1) | **Board of Directors Resolution** | **Board of Directors Resolution** |
| (a) | Resolution of the Board of Directors of the Depositor authorizing establishment of Separate Account A and Memorandum establishing Separate Account A; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0000898430-96-001377 filed on April 19, 1996 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0000898430-96-001377.txt](https://www.sec.gov/Archives/edgar/data/935823/0000898430-96-001377.txt) | Resolution of the Board of Directors of the Depositor authorizing establishment of Separate Account A and Memorandum establishing Separate Account A; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0000898430-96-001377 filed on April 19, 1996 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0000898430-96-001377.txt](https://www.sec.gov/Archives/edgar/data/935823/0000898430-96-001377.txt) |
| (b) | Resolution of the Board of Directors of Pacific Life Insurance Company authorizing conformity to the terms of the current Bylaws; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt) | Resolution of the Board of Directors of Pacific Life Insurance Company authorizing conformity to the terms of the current Bylaws; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt) |
| (2) | **Custodial Agreements** | **Custodial Agreements** |
|  | Inapplicable |  |
| (3) | **Underwriting Agreements** | **Underwriting Agreements** |
| (a) | Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, Inc. (PSD) (Amended and Restated); included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x3xa.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x3xa.htm)<u>`</u> | Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, Inc. (PSD) (Amended and Restated); included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x3xa.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x3xa.htm)<u>`</u> |
| (b) | Form of Selling Agreement between Pacific Life, PSD and Various Broker Dealers; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w3xby.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w3xby.htm) | Form of Selling Agreement between Pacific Life, PSD and Various Broker Dealers; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w3xby.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w3xby.htm) |
| (c) | Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, LLC (PSD) (Amended and Restated); included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d3dc.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d3dc.htm) | Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, LLC (PSD) (Amended and Restated); included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d3dc.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d3dc.htm) |
| (4) | **Contracts** | **Contracts** |
| (a) | Individual Flexible Premium Deferred Variable Annuity Contract (Form No. 10-1136); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-07-001171, filed on August 31, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w4xay.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w4xay.htm) | Individual Flexible Premium Deferred Variable Annuity Contract (Form No. 10-1136); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-07-001171, filed on August 31, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w4xay.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w4xay.htm) |
| (b) | (1)  | 403(b) Tax-Sheltered Annuity Rider (Form No. 20-15200); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxby.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxby.htm) |

---

------

---

| | | | |
|:---|:---|:---|:---|
|  | (2)  | 403(b) Tax-Sheltered Annuity Rider (Form No. 20-1156); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-08-001560, filed on December 4, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908001560/a50103exv99w4xbyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908001560/a50103exv99w4xbyx2y.htm) | 403(b) Tax-Sheltered Annuity Rider (Form No. 20-1156); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-08-001560, filed on December 4, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908001560/a50103exv99w4xbyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908001560/a50103exv99w4xbyx2y.htm) |
| (c) | Section 457 Plan Rider (Form No. 24-123799); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm) | Section 457 Plan Rider (Form No. 24-123799); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm) | Section 457 Plan Rider (Form No. 24-123799); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxcy.htm) |
| (d) | Individual Retirement Annuity Rider (Form No. 20-18900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt) | Individual Retirement Annuity Rider (Form No. 20-18900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt) | Individual Retirement Annuity Rider (Form No. 20-18900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994g.txt) |
| (e) | Roth Individual Retirement Annuity Rider (Form No. 20-19000); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt) | Roth Individual Retirement Annuity Rider (Form No. 20-19000); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt) | Roth Individual Retirement Annuity Rider (Form No. 20-19000); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994h.txt) |
| (f) | SIMPLE Individual Retirement Annuity Rider (Form No. 20-19100); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt) | SIMPLE Individual Retirement Annuity Rider (Form No. 20-19100); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt) | SIMPLE Individual Retirement Annuity Rider (Form No. 20-19100); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706202002150/dex994i.txt) |
| (g) | Qualified Retirement Plan Rider (Form No. 20-14200); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm) | Qualified Retirement Plan Rider (Form No. 20-14200); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm) | Qualified Retirement Plan Rider (Form No. 20-14200); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000999/a21820exv99wx4yxgy.htm) |
| (h) | Guaranteed Earnings Enhancement (EEG) Rider (Form No. 20-14900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-01-000459 filed on March 2, 2001, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt) | Guaranteed Earnings Enhancement (EEG) Rider (Form No. 20-14900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-01-000459 filed on March 2, 2001, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt) | Guaranteed Earnings Enhancement (EEG) Rider (Form No. 20-14900); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001017062-01-000459 filed on March 2, 2001, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706201000459/0001017062-01-000459-0002.txt) |
| (i) | Guaranteed Protection Advantage 5 Rider (Form No. 20-19600); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm) | Guaranteed Protection Advantage 5 Rider (Form No. 20-19600); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm) | Guaranteed Protection Advantage 5 Rider (Form No. 20-19600); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994q.htm) |
| (j) | (1)  | Income Access Rider (Form No. 20-1104); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994r2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994r2.htm) | Income Access Rider (Form No. 20-1104); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994r2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312504031337/dex994r2.htm) |
|  | (2) | (2) | Income Access Endorsement (Form No. 15-1122); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-05-000440 filed on June 15, 2005 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256905000440/a09746exv99w4xryx3y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256905000440/a09746exv99w4xryx3y.htm) |
|  | (3)  | Excess Withdrawal Endorsement (Form No. 15-1152C); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xjyx3y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xjyx3y.htm) | Excess Withdrawal Endorsement (Form No. 15-1152C); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xjyx3y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xjyx3y.htm) |

---

------

---

| | | |
|:---|:---|:---|
| (k) | DCA Plus Fixed Option Rider (Form No. 20-1103); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt) | DCA Plus Fixed Option Rider (Form No. 20-1103); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt) |
| (l) | Guaranteed Income Annuity Rider (Form No. 20-1118); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xuy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xuy.htm) | Guaranteed Income Annuity Rider (Form No. 20-1118); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xuy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xuy.htm) |
| (m) | Stepped-Up Death Benefit Rider (Form No. 20-1117); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xwy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xwy.htm) | Stepped-Up Death Benefit Rider (Form No. 20-1117); Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xwy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256904000888/a02095exv99w4xwy.htm) |
| (n) | (1)  | 5% Guaranteed Withdrawal Benefit Rider (Form No. 20-1131); Included in Registrant's Form N-4, File No. 333-141135, Accession No. 0000892569-07-000204, filed on March 8, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907000204/a26139exv99w4xny.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907000204/a26139exv99w4xny.htm) |
|  | (2)  | Excess Withdrawal Endorsement (Form No. 15-1152); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xnyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xnyx2y.htm) |
| (o) | (1)  | Joint Life 5% Guaranteed Withdrawal Benefit Rider (Form No. 20-1135); Included in Registrant's Form N-4, File No. 333-141135, Accession No. 0000892569-07-000204, filed on March 8, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907000204/a26139exv99w4xoy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907000204/a26139exv99w4xoy.htm) |
|  | (2)  | Excess Withdrawal Endorsement (Form No. 15-1152B); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xoyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xoyx2y.htm) |
| (p) | Guaranteed Protection Advantage 3 Rider (Form No. 20-1144); Included in Registrant's Form N-4, File No. 333-141135, Accession No. 0000892569-07-001521, filed on December 12, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xqy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xqy.htm) | Guaranteed Protection Advantage 3 Rider (Form No. 20-1144); Included in Registrant's Form N-4, File No. 333-141135, Accession No. 0000892569-07-001521, filed on December 12, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xqy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xqy.htm) |
| (q) | (1)  | Guaranteed Withdrawal Benefit II Rider (Form No. 20-1146); Included in Registrant's Form N-4, File No. 333-141135, Accession No. 0000892569-07-001521, filed on December 12, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xry.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001521/a34827a1exv99w4xry.htm) |
|  | (2)  | Excess Withdrawal Endorsement (Form No. 15-1152); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xqyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xqyx2y.htm) |
| (r) | Guaranteed Withdrawal Benefit III Rider (Form No. 20-1153); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xry.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xry.htm) | Guaranteed Withdrawal Benefit III Rider (Form No. 20-1153); Included in Registrant's Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xry.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xry.htm) |

---

------

(s) Guaranteed Withdrawal Benefit Rider (Form No. 20-1154); Included in Registrant's
Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xsy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xsy.htm)

(t) Joint Life Guaranteed Withdrawal Benefit Rider (Form No. 20-1155); Included in
Registrant's Form N-4, File No. 333- 136597, Accession No. 0000892569-08-000961, filed on July 2, 2008,
and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xty.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w4xty.htm)

(u) Core Withdrawal Benefit Rider (Form No. 20-1162); Included in Registrant's Form
N-4, File No. 333-136597, Accession No. 0000892569-09-000061, filed on February 9, 2009, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256909000061/a51121aexv99w4xvy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256909000061/a51121aexv99w4xvy.htm)

(v) Guaranteed Withdrawal Benefit IV Rider (Form No. 20-1176); Included in Registrant's
Form N-4, File No. 333-136597, Accession No. 0000950123-09-050719, filed on October 16, 2009, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012309050719/a53087exv99w4xvy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012309050719/a53087exv99w4xvy.htm)

(w) Core Withdrawal Benefit II Rider (Form No. 20-1178); Included in Registrant's
Form N-4, File No. 333-145822, Accession No. 0000950123-10-036163, filed on April 20, 2010, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310036163/a52640exv99w4xwy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310036163/a52640exv99w4xwy.htm)

(x) Guaranteed Withdrawal Benefit V Rider — Single Life (Form No. ICC 10:20-1194);
Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-10-115916 filed on
December 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310115916/a58026bexv99w4xxy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310115916/a58026bexv99w4xxy.htm)

(y) Guaranteed
Withdrawal Benefit V Rider — Joint Life (Form No. ICC 10:20-1195); Included in Registrant's Form
N-4, File No. 333-145822, Accession No. 0000950123-10-115916 filed on December 23, 2010, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310115916/a58026bexv99w4xyy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310115916/a58026bexv99w4xyy.htm)

(z) Guaranteed Withdrawal Benefit VII Rider — Single Life (Form No. ICC 11:20-1204);
Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-11-036750 filed on
April 19, 2011, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w4xzy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w4xzy.htm)

(aa) Guaranteed Withdrawal Benefit VII Rider — Joint Life (Form No. ICC 11:20-1205);
Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-11-036750 filed on
April 19, 2011, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w4xaay.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w4xaay.htm)

(bb) Guaranteed Withdrawal Benefit XII Rider — Single Life (Form No. ICC12:20-1256);
Included in Registration Statement on Form N-4, File No. 333-185326, Accession No. 0000950123-12-013639
filed on December 7, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxiy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxiy.htm)

------

(cc) Guaranteed Withdrawal
Benefit XII Rider — Joint Life (Form No. ICC12:20-1257); Included in Registration Statement on Form
N-4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on December 7, 2012 and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxjy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxjy.htm)

(dd) Guaranteed Withdrawal Benefit X Rider — Single Life (Form No. ICC12:20-1258);
Included in Registration Statement on Form N-4, File No. 333-53040, Accession No. 0000950123-13-002336
filed on April 18, 2013 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012313002336/a30004bexv99wx4yxjjy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012313002336/a30004bexv99wx4yxjjy.htm)

(ee) Guaranteed Withdrawal Benefit X Rider — Joint Life (Form No. ICC12:20-1259);
Included in Registration Statement on Form N-4, File No. 333-53040, Accession No. 0000950123-13-002336
filed on April 18, 2013 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012313002336/a30004bexv99wx4yxkky.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012313002336/a30004bexv99wx4yxkky.htm)

(ff) Guaranteed Withdrawal Benefit XIII Rider (Form No. ICC12:20-1263); Included in
Registration Statement on Form N- 4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on
December 7, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxmy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxmy.htm)

(gg) Guaranteed Minimum Accumulation Benefit Rider (Form No. ICC12:20-1254); Included
in Registration Statement on Form N- 4, File No. 333-185326, Accession No. 0000950123-12-013639 filed
on December 7, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxny.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312013639/a30065n4exv99wx4yxny.htm)

(hh) Guaranteed Withdrawal Benefit XV Rider — Single Life (Form No. ICC12:20-1501);
Included in Registration Statement on Form N-4, File No. 333-145822, Accession No. 0001193125-16-460284
filed on February 12, 2016 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312516460284/d100946dex994hh.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312516460284/d100946dex994hh.htm)

(ii) Guaranteed Withdrawal Benefit XV Rider — Joint Life (Form No. ICC12:20-1502);
Included in Registration Statement on Form N-4, File No. 333-145822, Accession No. 0001193125-16-460284
filed on February 12, 2016 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312516460284/d100946dex994ii.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312516460284/d100946dex994ii.htm)

(5) **Applications**

(a) Variable
Annuity Application; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-07-004782,
filed on November 28, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001475/a32331a2exv99w5xay.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001475/a32331a2exv99w5xay.htm)

(6) **Depositor's Certificate of Incorporation and By-Laws**

(a) Pacific Life's Articles of Incorporation; Included in Registrant's Form N-4,
File No. 033-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference
herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000939.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000939.txt)

(b) By-laws of Pacific Life; Included in Registrant's Form N-4, File No. 033-88460,
Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein. This
exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt](https://www.sec.gov/Archives/edgar/data/935823/0001017062-98-000945.txt)

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|:---|:---|:---|
| (c) | Pacific Life's Restated Articles of Incorporation; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xcy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xcy.htm) | Pacific Life's Restated Articles of Incorporation; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xcy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xcy.htm) |
| (d) | By-laws of Pacific Life As Amended September 1, 2005; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xdy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xdy.htm) | By-laws of Pacific Life As Amended September 1, 2005; Included in Registrant's Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xdy.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256906000528/a12992exv99w6xdy.htm) |
| (7) | **Reinsurance Contracts** | **Reinsurance Contracts** |
| (a) | Form of Reinsurance Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-08-000627, filed on April 22, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000627/a36389exv99w7.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000627/a36389exv99w7.htm) | Form of Reinsurance Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-08-000627, filed on April 22, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000627/a36389exv99w7.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000627/a36389exv99w7.htm) |
| (b) | Reinsurance Agreement with Union Hamilton; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex997b.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex997b.htm) | Reinsurance Agreement with Union Hamilton; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex997b.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex997b.htm) |
| (8) | **Participation Agreements** | **Participation Agreements** |
| (a) | Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0001017062-01-500083 filed on April 25, 2001 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706201500083/dex998a.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706201500083/dex998a.txt) | Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 33-88460, Accession No. 0001017062-01-500083 filed on April 25, 2001 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000101706201500083/dex998a.txt](https://www.sec.gov/Archives/edgar/data/935823/000101706201500083/dex998a.txt) |
| (b) | Fund Participation Agreement Between Pacific Life Insurance Company, Pacific Select Distributions, Inc. American Funds Insurance Series, American Funds Distributors, and Capital Research and Management Company; Included in Registrant's Form N-4, File No. 333-93059, Accession No. 0000892569-05-000253 filed on April 19, 2005 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256905000253/a03608a3exv99w8xey.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256905000253/a03608a3exv99w8xey.htm) | Fund Participation Agreement Between Pacific Life Insurance Company, Pacific Select Distributions, Inc. American Funds Insurance Series, American Funds Distributors, and Capital Research and Management Company; Included in Registrant's Form N-4, File No. 333-93059, Accession No. 0000892569-05-000253 filed on April 19, 2005 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256905000253/a03608a3exv99w8xey.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256905000253/a03608a3exv99w8xey.htm) |
| (c) | AllianceBernstein Variable Products Series Fund, Inc. Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xc.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xc.htm) | AllianceBernstein Variable Products Series Fund, Inc. Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xc.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xc.htm) |
| (d) | BlackRock Variable Series Fund, Inc. (formerly called Merrill Lynch Variable Series Fund, Inc.) Participation Agreement; Included in Registrant's Form N-4, File No. 333- 136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w8xey.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w8xey.htm) | BlackRock Variable Series Fund, Inc. (formerly called Merrill Lynch Variable Series Fund, Inc.) Participation Agreement; Included in Registrant's Form N-4, File No. 333- 136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w8xey.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256908000961/a41434aexv99w8xey.htm) |
|  | (1)  | First Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx1.htm) |

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|  | (2)  | Second Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx2.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx2.htm) |
|  | (3)  | Third Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xdx3.htm) |
|  | (4)  | Fourth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-13-399341 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998d4.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998d4.htm) |
|  | (5)  | Fifth Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998e5.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998e5.htm) |
|  | (6) | Sixth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-19-021561 filed on April 16, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465919021561/a19-5784_1ex99d8dd6.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465919021561/a19-5784_1ex99d8dd6.htm) |
| (e) | Franklin Templeton Variable Insurance Products Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xe.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xe.htm) | Franklin Templeton Variable Insurance Products Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xe.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xe.htm) |
|  | (1)  | First Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xex1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xex1.htm) |
|  | (2)  | Addendum to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xex2.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xex2.htm) |
|  | (3)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998e3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998e3.htm) |
|  | (4)  | Third Amendment to Participation Agreement; Included in Registrant's Form N-4 File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998f4.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998f4.htm) |

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|  | (5)  | Fourth Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998e5.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998e5.htm) |
| (f) | AllianceBernstein Investments, Inc. Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xf.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xf.htm) | AllianceBernstein Investments, Inc. Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xf.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xf.htm) |
| (g) | BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xg.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xg.htm) | BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xg.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xg.htm) |
|  | (1)  | First Amendment to Administrative Services Agreement; included in Registrant's Form N-4. File No. 333-236927, Accession No. 0001104659-20-029802 filed March 6, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920029802/a20-11372_1ex99d8e1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920029802/a20-11372_1ex99d8e1.htm) |
|  | (2)  | Second Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998h2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998h2.htm) |
|  | (3)  | Third Amendment to Administrative Services Agreement; Included in Registrant's Form N-4 File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998h3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998h3.htm) |
|  | (4)  | Fourth Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998g4.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998g4.htm) |
| (h) | Franklin Templeton Services, LLC Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xh.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xh.htm) | Franklin Templeton Services, LLC Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xh.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xh.htm) |
|  | (1)  | First Amendment to Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx1.htm) |
|  | (2)  | Second Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h2.htm) |

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|  | (3)  | Third Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h3.htm) |
|  | (4)  | Fourth Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998i4.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998i4.htm) |
|  | (5)  | Fifth Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998h3.htm) |
|  | (6)  | Sixth Amendment to Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-231308 Accession No. 0001104659-19-042834 filed on July 31, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8n6.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8n6.htm) |
|  | (7) | Seventh Amendment to Administrative Services Agreement; Included in the Registrant's Form N-4; File No. 333-240070 Accession No. 0001104659-20-112014 filed on October 5, 2020 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920112014/a20-32161_1ex99d8f7.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920112014/a20-32161_1ex99d8f7.htm) |
|  | (8) | Eighth Amendment to Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx8.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx8.htm) |
| (i) | AIM Variable Insurance Funds Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm) | AIM Variable Insurance Funds Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-12-006429 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xiyx1y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xiyx1y.htm) |
| (j) | Invesco Aim Distributors, Inc. Distribution Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xj.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xj.htm) | Invesco Aim Distributors, Inc. Distribution Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xj.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xj.htm) |
|  | (1)  | First Amendment to Distribution Services Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dj1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dj1.htm) |

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|:---|:---|:---|
| (k) | Invesco Aim Advisors, Inc. Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xk.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xk.htm) | Invesco Aim Advisors, Inc. Administrative Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xk.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xk.htm) |
| (l) | GE Investments Funds, Inc. Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xl.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xl.htm) | GE Investments Funds, Inc. Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xl.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xl.htm) |
|  | (1)  | Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xlx1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xlx1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998m2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998m2.htm) |
|  | (3)  | Third Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998m3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998m3.htm) |
| (m) | GE Investment Distributors, Inc. Fund Marketing and Investor Service Agreement (Amended and Restated); included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xm.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xm.htm) | GE Investment Distributors, Inc. Fund Marketing and Investor Service Agreement (Amended and Restated); included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xm.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xm.htm) |
| (n) | Van Kampen Life Investment Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xn.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xn.htm) | Van Kampen Life Investment Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xn.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xn.htm) |
| (o) | **Van Kampen Funds, Inc. Shareholder Service Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xo.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xo.htm)** | **Van Kampen Funds, Inc. Shareholder Service Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xo.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xo.htm)** |
| (p) | Van Kampen Asset Management Administrative Services Letter Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xp.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xp.htm) | Van Kampen Asset Management Administrative Services Letter Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xp.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xp.htm) |
| (q) | GE Investments Funds, Inc. Investor Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xq.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xq.htm) | GE Investments Funds, Inc. Investor Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xq.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xq.htm) |

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|  | (1)  | First Amendment to Investor Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-10-036163, filed on April 20, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310036163/a52640exv99w8xryx1y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310036163/a52640exv99w8xryx1y.htm) |
|  | (2)  | Second Amendment to Investor Services Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998r2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998r2.htm) |
| (r) | PIMCO Variable Insurance Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xr.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xr.htm) | PIMCO Variable Insurance Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xr.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xr.htm) |
|  | (1)  | First Amendment to Participation Agreement (Novation and Amendment); included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xrx1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xrx1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xrx2.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xrx2.htm) |
| (s) | Allianz Global Investors Distributors LLC Selling Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xs.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xs.htm) | Allianz Global Investors Distributors LLC Selling Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xs.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xs.htm) |
|  | (1)  | First Amendment to Selling Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8ds1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8ds1.htm) |
| (t) | PIMCO LLC Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xt.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xt.htm) | PIMCO LLC Services Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xt.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xt.htm) |
|  | (1)  | First Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998t1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998t1.htm) |
|  | (2)  | Second Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998t2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998t2.htm) |

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|  | (3)  | Third Amendment to Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-18-024458 filed on April 17, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465918024458/a18-7875_1ex99d8dt3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465918024458/a18-7875_1ex99d8dt3.htm) |
| (u) | MFS Variable Insurance Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xu.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xu.htm) | MFS Variable Insurance Trust Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xu.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xu.htm) |
|  | (1)  | First Amendment to Participation Agreement; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xux1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xux1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-11-036750 filed on April 19, 2011, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w8xvyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012311036750/a56218bexv99w8xvyx2y.htm) |
|  | (3)  | Third Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998u3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998u3.htm) |
| (v) | (1)  | MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0000950123-10-036181 filed on April 20, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310036181/a54718exv99w8xwy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310036181/a54718exv99w8xwy.htm) |
|  | (2)  | MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998v2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998v2.htm) |
|  | (3)  | MFS Variable Insurance Trust Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dv3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dv3.htm) |
| (w) | Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V).; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xw.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xw.htm) | Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V).; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xw.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xw.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-12-006429 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xwyx1y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xwyx1y.htm) |

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|:---|:---|:---|
|  | (2)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-12-006429 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xwyx2y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xwyx2y.htm) |
|  | (3) | Third Amendment to Participation Agreement; Included in Registrant's Form N-6 via EDGAR on May 9, 2019, File No. 333-231308, Accession Number 0001104659-19-028107, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8i4.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8i4.htm) |
|  | (4) | Fourth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-20-046248 filed on April 14, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8w4.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8w4.htm) |
| (x) | Service Contract with Fidelity Distributors Corporation; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xx.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xx.htm) | Service Contract with Fidelity Distributors Corporation; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xx.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xx.htm) |
|  | (1)  | Amendment to Service Contract; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000950123-12-006429 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xxyx1y.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012312006429/a59723bexv99w8xxyx1y.htm) |
| (y) | Participation Agreement with First Trust Variable Insurance Trust; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xy.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xy.htm) | Participation Agreement with First Trust Variable Insurance Trust; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xy.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xy.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998y1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998y1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998y2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998y2.htm) |
| (z) | Administrative Services Agreement with First Trust Variable Insurance Trust; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xz.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xz.htm) | Administrative Services Agreement with First Trust Variable Insurance Trust; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xz.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xz.htm) |
|  | (1)  | First Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998z1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998z1.htm) |
|  | (2)  | Second Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998dd2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998dd2.htm) |

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|:---|:---|:---|
|  | (3)  | Third Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998z3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998z3.htm) |
| (aa) | Support Agreement with First Trust Advisors L.P.; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xaa.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xaa.htm) | Support Agreement with First Trust Advisors L.P.; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xaa.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xaa.htm) |
|  | (1)  | First Amendment to Support Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998aa1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998aa1.htm) |
|  | (2)  | Second Amendment to Support Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998aa2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998aa2.htm) |
| (bb) | American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm) | American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm) |
| (cc) | American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm) | American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm) |
|  | (1)  | First Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998cc1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998cc1.htm) |
| (dd) | Participation Agreement with Janus Aspen Series; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm) | Participation Agreement with Janus Aspen Series; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998dd1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998dd1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998dd2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998dd2.htm) |

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| (ee) | Distribution and Shareholder Service Agreement with Janus Distributors LLC; Included in Registrant's Form N- 6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm) | Distribution and Shareholder Service Agreement with Janus Distributors LLC; Included in Registrant's Form N- 6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm) |
|  | (1)  | First Amendment to Distribution and Shareholder Service Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dee1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dee1.htm) |
| (ff) | Administrative Services Agreement with Janus Capital Management LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm) | Administrative Services Agreement with Janus Capital Management LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm) |
| (gg) | Form of Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333- 168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm) | Form of Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333- 168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm) |
| (hh) | Form of Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm) | Form of Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm) |
| (ii) | Form of Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm) | Form of Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm) |
| (jj) | Form of Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj.htm) | Form of Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj.htm) |
|  | (1)  | First Amendment to Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998jj1.htm) |
| (kk) | Participation Agreement with Van Eck Worldwide Insurance Trust; Included in Registrant's Form N-6, File No. 033-21754, Accession No. 000892569-05-000043 filed on February 10, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256905000043/a05038exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256905000043/a05038exv99wx8yxqy.htm) | Participation Agreement with Van Eck Worldwide Insurance Trust; Included in Registrant's Form N-6, File No. 033-21754, Accession No. 000892569-05-000043 filed on February 10, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256905000043/a05038exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256905000043/a05038exv99wx8yxqy.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998kk1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998kk1.htm) |
| (ll) | Service Agreement with Van Eck Securities Corporation; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xll.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xll.htm) | Service Agreement with Van Eck Securities Corporation; included in registrant's Form N-4, File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xll.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xll.htm) |

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|  | (1)  | First Amendment to Service Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-12-502992 filed on December 14, 2012 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998ll1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312512502992/d438045dex998ll1.htm) |
| (mm) | Fund Participation and Service Agreement with American Funds; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-13-399341 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998mm.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998mm.htm) | Fund Participation and Service Agreement with American Funds; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-13-399341 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998mm.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998mm.htm) |
|  | (1)  | First Amendment to Fund Participation and Service Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998mm1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998mm1.htm) |
|  | (2)  | Second Amendment to Fund Participation and Service Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998mm2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998mm2.htm) |
|  | (3)  | Third Amendment to Fund Participation and Service Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998mm3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998mm3.htm) |
| (nn) | Business Agreement with American Funds; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-13-399341 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998nn.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998nn.htm) | Business Agreement with American Funds; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-13-399341 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998nn.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312513399341/d609006dex998nn.htm) |
| (oo) | Participation Agreement with Ivy Funds Variable Insurance Portfolios; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998oo.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998oo.htm) | Participation Agreement with Ivy Funds Variable Insurance Portfolios; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-14-143862 filed on April 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998oo.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514143862/d657021dex998oo.htm) |
|  | (1)  | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8doo1.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8doo1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8doo2.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8doo2.htm) |
|  | (3)  | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-18-075029 filed on December 28, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99doo3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99doo3.htm) |

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|:---|:---|:---|
|  | (4)  | Fourth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-21-052326 filed on April 20, 2021, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465921052326/a21-3244_1ex99d8doo4.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465921052326/a21-3244_1ex99d8doo4.htm) |
| (pp) | Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998qq.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998qq.htm) | Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998qq.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312514310473/d767546dex998qq.htm) |
| (qq) | Distribution Fee Agreement with JPMorgan Insurance Trust; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998qq.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998qq.htm) | Distribution Fee Agreement with JPMorgan Insurance Trust; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998qq.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998qq.htm) |
| (rr) | Fund Participation Agreement with JPMorgan Insurance Trust (formerly called One Group Investments Trust); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr.htm) | Fund Participation Agreement with JPMorgan Insurance Trust (formerly called One Group Investments Trust); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr.htm) |
|  | (1)  | First Amendment to Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998rr1.htm) |
| (ss) | Supplement Payment Agreement with JPMorgan Insurance Trust (formerly called One Group Investments Trust); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss.htm) | Supplement Payment Agreement with JPMorgan Insurance Trust (formerly called One Group Investments Trust); Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss.htm) |
|  | (1)  | First Amendment to the Supplemental Payment Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss1.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss1.htm) |
|  | (2)  | Second Amendment to the Supplemental Payment Agreement; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998ss2.htm) |
|  | (3)  | Third Amendment to Supplemental Payment Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998ss3.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998ss3.htm) |
| (tt) | Distribution and Marketing Support Agreement (Amended and Restated) with BlackRock Variable Series Fund, Inc.; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998tt.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998tt.htm) | Distribution and Marketing Support Agreement (Amended and Restated) with BlackRock Variable Series Fund, Inc.; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-128825 filed on April 14, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998tt.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515128825/d832021dex998tt.htm) |
| (uu) | Participation Agreement with Legg Mason Partners III; Filed as part of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 via EDGAR on April 16, 2007, File No. 333-118913, Accession Number 000892569-07-000444. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm) | Participation Agreement with Legg Mason Partners III; Filed as part of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 via EDGAR on April 16, 2007, File No. 333-118913, Accession Number 000892569-07-000444. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm) |

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|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-132710 filed April 16, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998p1.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998p1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-132710 filed April 16, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998p2.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998p2.htm) |
|  | (3)  | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8duu3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8duu3.htm) |
|  | (4) | Fourth Amendment to Participation Agreement; Included in Registrant's Form N-6 via EDGAR on May 9, 2019, File No. 333-231308, Accession Number 0001104659-19-028107, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8j4.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8j4.htm) |
|  | (5) | Fifth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-20-046248 filed on April 14, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8uu5.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8uu5.htm) |
| (vv) | Service Agreement with Legg Mason Investor Services, LLC; Filed as part of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 via EDGAR on April 16, 2007, File No. 333-118913, Accession Number 000892569-07-000444. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm) | Service Agreement with Legg Mason Investor Services, LLC; Filed as part of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 via EDGAR on April 16, 2007, File No. 333-118913, Accession Number 000892569-07-000444. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm) |
|  | (1)  | First Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-132710 filed April 16, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998q1.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998q1.htm) |
|  | (2)  | Second Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-132710 filed April 16, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998q2.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998q2.htm) |
|  | (3)  | Third Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-304332 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998q3.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998q3.htm) |
|  | (4) | Fourth Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-231308 Accession No. 0001104659-19-042834 filed on July 31, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8o3.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8o3.htm) |

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|:---|:---|:---|
|  | (5) | Fifth Amendment to Service Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-20-046248 filed on April 14, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8vv5.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920046248/a20-9504_1ex99d8vv5.htm) |
| (ww) | Participation Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 15, 2013, File No. 333-172851, Accession Number 0000950123-13-002255. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xrry.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xrry.htm) | Participation Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 15, 2013, File No. 333-172851, Accession Number 0000950123-13-002255. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xrry.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xrry.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-304332 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998rr1.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998rr1.htm) |
| (xx) | Administrative Services Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 15, 2013, File No. 333-172851, Accession Number 0000950123-13-002255. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xssy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xssy.htm) | Administrative Services Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 15, 2013, File No. 333-172851, Accession Number 0000950123-13-002255. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xssy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012313002255/a30080bexv99w8xssy.htm) |
| (yy) | Distribution and Administrative Services Agreement (Amended and Restated) with Neuberger Berman; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-304332 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998aaa.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998aaa.htm) | Distribution and Administrative Services Agreement (Amended and Restated) with Neuberger Berman; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-304332 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998aaa.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515304332/d33130dex998aaa.htm) |
| (zz) | Revenue Sharing Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on May 30, 2013, File No. 333-152224, Accession Number 0001193125-13-240969. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998vv.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998vv.htm) | Revenue Sharing Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on May 30, 2013, File No. 333-152224, Accession Number 0001193125-13-240969. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998vv.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998vv.htm) |
| (aaa) | Participation Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on May 30, 2013, File No. 333-152224, Accession Number 0001193125-13-240969. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998uu.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998uu.htm) | Participation Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on May 30, 2013, File No. 333-152224, Accession Number 0001193125-13-240969. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998uu.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312513240969/d537621dex998uu.htm) |
|  | (1)  | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-172851, Accession No. 0001193125-15-132710 filed April 16, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998tt1.htm](https://www.sec.gov/Archives/edgar/data/832908/000119312515132710/d833403dex998tt1.htm) |
|  | (2)  | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333- 145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998aaa2.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998aaa2.htm) |
|  | (3)  | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8daaa3.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8daaa3.htm) |
| (bbb) | Revenue Sharing Agreement with Oppenheimer (Amended and Restated); included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998bbb.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998bbb.htm) | Revenue Sharing Agreement with Oppenheimer (Amended and Restated); included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001193125-15-346514 filed on October 19, 2015 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998bbb.htm](https://www.sec.gov/Archives/edgar/data/935823/000119312515346514/d60421dex998bbb.htm) |

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(ccc) Distribution Sub-Agreement with BlackRock Variable Series Fund, Inc.; included
in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18,
2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dccc.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dccc.htm)

(ddd) Administrative Services Agreement with Invesco Advisors, Inc.; included in Registrant's
Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dddd.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dddd.htm)

(eee) Financial
Support Agreement with Invesco Distributors, Inc.; included in Registrant's Form N-4, File No. 333-145822,
Accession No. 0001104659-17-024061 filed on April 18, 2017, and incorporated by reference herein. This
exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8deee.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8deee.htm)

(fff) Distribution and/or Service (12b-1) Fee Agreement with Legg Mason Investor Services,
LLC; included in Registrant's Form N-4, File No. 333-145822, Accession No. 0001104659-17-024061 filed
on April 18, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dfff.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465917024061/a17-7669_1ex99d8dfff.htm)

(ggg) Selling Agreement with PIMCO Variable Insurance Trust; included in Registrant's
Form N-4, File No. 333-145822, Accession No. 0001104659-18-075029 filed on December 28, 2018, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99dggg.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99dggg.htm)

(hhh) Service Agreement with PIMCO Variable Insurance Trust; included in Registrant's
Form N-4, File No. 333-145822, Accession No. 0001104659-18-075029 filed on December 28, 2018, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99dhhh.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465918075029/a18-41607_1ex99dhhh.htm)

---

| | |
|:---|:---|
| (9) | **Administrative Contracts** |
|  | Inapplicable |
| (10) | **Other Material Contracts**  |
|  | Inapplicable |
| (11) | **Legal Opinions** |
|  | Opinion and Consent of legal officer of Pacific Life Insurance Company as to the legality of Contracts being registered; Included in Registrant's Form N-4, File No. 333-145822, Accession No. 0000892569-07-001171, filed on August 31, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w9.htm](https://www.sec.gov/Archives/edgar/data/935823/000089256907001171/a32331exv99w9.htm) |
| (12) | **Other Opinions** |
|  | [Consent of Independent Registered Public Accounting Firm](tm2526878d8_ex99-x12.htm#a_001) and [Consent of Independent Auditors](tm2526878d8_ex99-x12.htm#a_002) |
| (13) | **Omitted Financial Statements** |

---

------

---

| | |
|:---|:---|
|  | Inapplicable |
| (14) | **Initial Capital Agreements** |
|  | Inapplicable |
| (15) | **Powers of Attorney;** included in Registrant's Form N-4, File No. 333-261003, Accession No.0001104659-25-077640, filed on August 13, 2025, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465925077640/tm2523176d1_ex99-x15.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465925077640/tm2523176d1_ex99-x15.htm) |
| (16) | **Form of Initial Summary Prospectus** |
|  | Inapplicable |

---

------

#### Item 28. Directors and Officers of Pacific Life

---

| | |
|:---|:---|
| **Name and Address** | &nbsp;&nbsp;&nbsp;**Positions and Offices with Pacific Life** |
| Darryl D. Button | Director, Chairman, President and Chief Executive Officer |
| Vibhu R. Sharma | Director, Executive Vice President and Chief Financial Officer |
| Jason Orlandi | Director, Executive Vice President, General Counsel and Assistant Secretary |
| Dawn M. Behnke | Director and Executive Vice President |
| Carol J. Krosky | Senior Vice President and Chief Accounting Officer |
| Starla Yamauchi | Vice President and Secretary |
| Craig W. Leslie | Senior Vice President and Treasurer |

---

The address for each of the persons listed above is as follows:

700 Newport Center Drive Newport Beach, California 92660

#### Item 29. Persons Controlled by or Under Common Control with Pacific Life or Separate Account A.
The following is an explanation of the organization chart of Pacific Life's subsidiaries:

Pacific Life is a Nebraska Stock Life Insurance Company wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company), which is, in turn, 100% owned by Pacific Mutual Holding Company (a Nebraska Mutual Insurance Holding Company).

#### PACIFIC LIFE, SUBSIDIARIES & AFFILIATED ENTERPRISES <br>

---

| | | |
|:---|:---|:---|
| | **Jurisdiction of Incorporation or Organization** | **Percentage of** <br>**Ownership by**<br>**its Immediate** <br>**Parent** |
| **Pacific Mutual Holding Company** | Nebraska |  |
| **Pacific LifeCorp** | Delaware | 100 |
| **Pacific Life Insurance Company**  | Nebraska | 100 |
| APC Asset Development I LP | Delaware | 99.92 |
| APC Asset Development II LP | Delaware | 99.94 |
| Pacific Life & Annuity Company | Arizona | 100 |
| Pacific Life Purchasing LLC | Delaware  | 100 |
| Pacific Select Distributors, LLC | Delaware  | 100 |
| Pacific Asset Holding LLC  | Delaware | 100 |
| Pacific TriGuard Partners LLC | Delaware | 100 |
| Gallery Limited Member, LLC | Delaware | 100 |
| Gallery Place MRP-GFI Venture, LLC | Delaware | 10 |
| Grayhawk Golf Holdings, LLC | Delaware | 95 |
| Grayhawk Golf L.L.C. | Arizona | 100 |
| Las Vegas Golf I, LLC | Delaware | 100 |
| Angel Park Golf, LLC | Nevada | 100 |
| Wildflower Member, LLC | Delaware | 100 |
| Epoch-Wildflower, LLC | Florida | 100 |
| PL TOR Member LLC  | Delaware | 100 |
| 2803 Riverside Apartment Investors, LLC  | Delaware | 90 |
| PL Denver Member, LLC  | Delaware | 100 |
| 1776 Curtis, LLC | Delaware | 70 |
| PL Timberlake Member, LLC  | Delaware | 100 |
| 80 South Gibson Road Apartment Investors, LLC | Delaware | 90 |
| PL Van Buren Member, LLC  | Delaware | 100 |
| 1035 Van Buren Holdings, L.L.C. | Delaware | 43 |
| PL Lakemont Member, LLC  | Delaware | 100 |
| Overlook at Lakemont Venture LLC | Delaware | 88 |
| 700 Main Street LLC  | Delaware | 100 |
| PL One Jefferson Member, LLC | Delaware | 100 |
| One Jefferson Venture LLC | Delaware | 90 |

---

------

---

| | | |
|:---|:---|:---|
| PL Mortgage Fund, LLC | Delaware | 100 |
| PL Andate Member, LLC | Delaware | 100 |
| Andante Venture LLC | Delaware | 90 |
| PL Beardslee Member, LLC | Delaware | 100 |
| Village at Beardslee Investor, LLC | Delaware | 90 |
| PL Monterone Member, LLC | Delaware | 100 |
| Monterone Apartment Investor, LLC | Delaware | 90 |
| PL Reno Member, LLC | Delaware | 100 |
| NPLC BV Manager LLC | Delaware | 82.353 |
| PL Wabash Member, LLC | Delaware | 100 |
| THC 1333 S. Wabash LLC | Delaware | 90 |
| PL Peoria Member, LLC | Delaware | 100 |
| 205 Peoria Street Owner, LLC | Delaware | 100 |
| PL Stonebriar Member, LLC  | Delaware | 100 |
| Stonebriar Apartment Investor, LLC  | Delaware | 90 |
| PL Deer Run Member, LLC  | Delaware | 100 |
| Deer Run JV LLC | Delaware | 60 |
| Deer Run Spokane LLC | Washington | 99.99 |
| PL Tessera Member, LLC | Delaware | 100 |
| Tessera Venture LLC | Delaware | 90 |
| Tessera Owner LLC | Delaware | 100 |
| PL Vantage Member, LLC  | Delaware | 100 |
| Vantage Post Oak Apartments, LLC | Delaware | 90 |
| PL Fairfax Gateway Member, LLC  | Delaware | 100 |
| Fairfield Fairfax Gateway LLC | Delaware | 90 |
| PL Four Westlake Owner, LLC | Delaware | 100 |
| PL 922 Washington Owner, LLC  | Delaware | 100 |
| PL Hana Place Member, LLC | Delaware | 100 |
| Hana Place JV LLC | Delaware | 60 |
| PL LasCo Owner, LLC | Delaware | 100 |
| PL Wilshire Member, LLC | Delaware | 100 |
| Wilshire Apartment Investors, LLC  | Delaware | 90 |
| 1111 Wilshire Apartment Investors, LLC | Delaware | 100 |
| PL Cedarwest Member, LLC | Delaware | 100 |
| Cedarwest JV LLC  | Delaware | 60 |
| PL Tupelo Member, LLC | Delaware | 100 |
| Tupelo Alley Apartment Investors, LLC  | Delaware | 90 |
| Tupelo Alley Owner, LLC | Delaware | 100 |
| PL Aster Member, LLC | Delaware | 100 |
| Alston Manor Investors JV LLC  | Delaware | 90 |
| PL Anthology Member, LLC  | Delaware | 100 |
| Anthology Venture LLC | Delaware | 100 |
| Anthology Owner LLC | Delaware | 100 |
| Anthology CEA Owner LLC | Delaware | 100 |
| PL Trelago Member, LLC  | Delaware | 100 |
| Trelago Way Investors JV LLC | Delaware | 100 |
| PL 803 Division Street Member, LLC  | Delaware | 100 |
| Nashville Gulch Venture LLC | Delaware | 100 |
| Nashville Gulch Owner LLC | Delaware | 100 |
| PL Little Italy Member, LLC  | Delaware | 100 |
| Little Italy Apartments LLC | Delaware | 69.1848 |
| PL Gramax Member, LLC  | Delaware | 100 |
| ASI Gramax LLC | Delaware | 90 |
| PL Walnut Creek Member, LLC  | Delaware | 100 |
| Del Hombre Walnut Creek Holdings LLC | Delaware | 75 |
| PL Dairies Owner, LLC | Delaware | 100 |
| PL SFR HD Member, LLC | Delaware | 100 |
| SFR JV-HD LP | Delaware | 33.333 |
| SFR JV-HD TL Equity A LLC | Delaware | 100 |
| SFR JV-HD TL Borrower A LLC | Delaware | 100 |
| SFR JV-HD TL Equity B LLC | Delaware | 100 |

---

------

---

| | | |
|:---|:---|:---|
| SFR JV-HD TL Borrower B LLC | Delaware | 100 |
| SFR JV-HD Equity LCC | Delaware | 100 |
| SFR JV-HD Property LLC | Delaware | 100 |
| PL Adley Member, LLC | Delaware | 100 |
| Redwood PL Adley LLC | Delaware | 90 |
| DD 6075 Roswell LLC | Georgia | 100 |
| PL GAAV Member, LLC | Delaware | 100 |
| Greystar Active Adult Venture I, LP | Delaware | 45 |
| GS AA Draper HoldCo, LLC | Delaware | 100 |
| GS AA Draper Owner, LLC | Delaware | 100 |
| GS AA Village5 HoldCo, LLC | Delaware | 100 |
| GS AA Village5 Owner, LLC | Delaware | 100 |
| GS AA Avenu Natick HoldCo, LLC | Delaware | 100 |
| GS AA Avenu Natick Owner, LLC | Delaware | 100 |
| GS AA Riverwalk HoldCo, LLC | Delaware | 100 |
| GS AA Riverwalk Owner, LLC | Delaware | 100 |
| GS AA Stapleton HoldCo, LLC | Delaware | 100 |
| GS AA Stapleton Owner, LLC | Delaware | 100 |
| GS AA San Marcos HoldCo, LLC | Delaware | 100 |
| GS AA San Marcos Owner, LLC | Delaware | 100 |
| GS AA Vistas HoldCo LLC | Delaware | 100 |
| GS AA Vistas Owner LLC | Delaware | 100 |
| GS AA Kierland HoldCo LLC | Delaware | 100 |
| GS AA Kierland Owner LLC | Delaware | 100 |
| GS AA Naperville HoldCo, LLC | Delaware | 100 |
| GS AA Naperville Owner, LLC | Delaware | 100 |
| PL Fountain Springs Member, LLC | Delaware | 100 |
| Fountain Springs JV LLC | Delaware | 80 |
| Fountain Springs LLC | Colorado | 100 |
| PL SFR MLS Member, LLC | Delaware | 100 |
| SFR JV-2 LP | Delaware | 16.129 |
| SFR JV-2 2022-1 Equity Owner LLC | Delaware | 100 |
| SFR JV-2 2022-1 Borrower LLC | Delaware | 100 |
| SFR JV-2 2022-1 Depositor LLC | Delaware | 100 |
| SFR JV-2 2022-2 Equity Owner LLC | Delaware | 100 |
| SFR JV-2 2022-2 Borrower LLC | Delaware | 100 |
| SFR JV-2 2022-2 Depositor LLC | Delaware | 100 |
| SFR JV-2 DDTL Equity LLC | Delaware | 100 |
| SFR JV-2 DDTL Borrower LLC | Delaware | 100 |
| SFR JV-2 NTL Equity LLC | Delaware | 100 |
| SFR JV-2 NTL Borrower LLC | Delaware | 100 |
| SFR JV-2 2023-1 Equity Owner LLC | Delaware | 100 |
| SFR JV-2 2023-1 Borrower LLC | Delaware | 100 |
| SFR JV-2 2023-1 Depositor LLC | Delaware | 100 |
| SFR JV-2 Equity LLC | Delaware | 100 |
| SFR JV-2 Property LLC | Delaware | 100 |
| PL Hawkins Press Member, LLC | Delaware | 100 |
| Hawkins Press Investors JV, LLC | Delaware | 85 |
| PL Wilder Member, LLC | Delaware | 100 |
| Redwood PL Wilder, LLC | Delaware | 90 |
| RPL Wilder, LLC | Delaware | 100 |
| PL Allston Yard Member, LLC | Delaware | 100 |
| Allston Yards Apartments, LLC | Delaware | 80 |
| PL Arkins Member, LLC | Delaware | 100 |
| 2950 Arkins Owner, LLC | Delaware | 90 |
| 2950 Arkins Commercial, LLC | Delaware | 100 |
| 2950 Arkins Residential, LLC | Delaware | 100 |
| PL Bromwell Member, LLC | Delaware | 100 |
| Bromwell Investors LLC | Delaware | 90 |
| Bromwell Owner LLC | Delaware | 100 |
| PL Loso Member, LLC | Delaware | 100 |

---

------

---

| | | |
|:---|:---|:---|
| South & Hollis Investors JV LLC | Delaware | 85 |
| KA Loso Investors LLC | Delaware | 73.743 |
| KA LOSO Holdings LLC | Delaware | 100 |
| PL Tranquility Lake Member, LLC | Delaware | 100 |
| Tranquility Lake Apartment Partners, LLC | Delaware | 90 |
| Tranquility Lake Apartments, LLC | Delaware | 100 |
| PL Milieu Guarantor, LLC | Delaware | 100 |
| PL Park Row Member, LLC | Delaware | 100 |
| Park Row Apartment Partners, LLC | Delaware | 90 |
| Park Row Apartments, LLC | Delaware | 100 |
| PL Towerview Member, LLC | Delaware | 100 |
| Preston Ridge Holdings JV LLC | Delaware | 85 |
| PL DTC Member, LLC | Delaware | 100 |
| Legacy/PL DTC JV LLC | Delaware | 90 |
| Legacy DTC Owner LLC | Delaware | 100 |
| PL Monte Vista Member, LLC | Delaware | 100 |
| Monte Vista JV LLC | Delaware | 79.984 |
| Monte Vista Preservation LP | California | 99.98 |
| PL 315 Elden Member, LLC | Delaware | 100 |
| 315 Elden Multifamily JV Investors LLC | Delaware | 90 |
| 315 Elden Street Multifamily Partners LLC | Delaware | 80 |
| 315 Elden Street Owner LLC | Delaware  | 100 |
| PL 400k Member, LLC | Delaware | 100 |
| 400 K Street, LLC | Delaware | 49.9 |
| PL 440k Member, LLC | Delaware | 100 |
| 440 K Street, LLC | Delaware | 49.9 |
| PL Fusion Member, LLC | Delaware | 100 |
| Fusion MF Venture LLC | Delaware | 90 |
| PL Heather Estates Member, LLC | Delaware | 100 |
| Heather Estates JV LLC | Delaware | 80 |
| PL Canyon Park Member, LLC | Delaware | 100 |
| Canyon Park JV LLC | Delaware | 80 |
| PL Alta Vista Newcastle MF Member, LLC | Delaware | 100 |
| Alta Vista Newcastle Multifamily JV Investor LLC | Delaware | 90 |
| Alta Vista Newcastle Multifamily Partners LLC | Delaware | 90 |
| Lost Spurs Owner LLC | Delaware | 100 |
| Village at Bellaire Owner LLC | Delaware | 100 |
| PL Del Sol Member, LLC | Delaware | 100 |
| Bradbury/Felix Investors, LLC | Delaware | 95 |
| PL Evo Union Member, LLC | Delaware | 100 |
| Evo Union Park Venture, LLC | Delaware | 87.5 |
| Evo Union Park Property Owner, LLC | Delaware | 100 |
| PL Radian Member, LLC | Delaware | 100 |
| Radian Partners Group LLC | Delaware | 66.5 |
| Radian Partners Property Owner LLC | Delaware | 100 |
| PL Reed Row Member, LLC | Delaware | 100 |
| KJ Florida Avenue JV LLC | Delaware | 85 |
| KJ Florida Avenue Property LLC | Delaware | 100 |
| PL Brightleaf Member, LLC | Delaware | 100 |
| Brightleaf Venture LLC | Delaware | 90 |
| Brightleaf Owner LLC | Delaware | 100 |
| PL Highgate Member, LLC | Delaware | 100 |
| Amherst Investors JV LLC | Delaware | 95 |
| KPL Amherst Owner LLC | Delaware | 100 |
| PL Town Center Member, LLC | Delaware | 100 |
| Town Center MF Venture LLC | Delaware | 90 |
| WW 1300 Keller Parkway LLC | Delaware | 100 |
| PL Pretium Trust Owner, LLC | Delaware | 100 |
| PL 283 Commerce Member, LLC | Delaware | 100 |
| 283 Commerce Hub Venture, LLC | Delaware | 90 |
| PL Sky Member, LLC | Delaware | 100 |

---

------

---

| | | |
|:---|:---|:---|
| Sky JV LLC | Delaware | 75 |
| Sky Owner LLC | Delaware | 100 |
| PL Dean Member, LLC | Delaware | 100 |
| Dean Investor, LLC | Delaware | 100 |
| PREG San Antonio Apartments, LP | California | 22.75 |
| San Antonio Apartments, LLC | California | 100 |
| PL Hadley Member, LLC | Delaware | 100 |
| Hadley Investor, LLC | Delaware | 100 |
| 525 East Evelyn, LP | California | 19 |
| Hadley Apartments, LLC | California | 100 |
| PL Metropolitan Member, LLC | Delaware | 100 |
| Metropolitan Investor, LL | Delaware | 100 |
| San Mateo West, a California Limited Partnership | California | 39 |
| PL Moreland Member, LLC | Delaware | 100 |
| Moreland Investor, LLC | Delaware | 100 |
| Fourth Avenue, LLC | California | 36 |
| SNB HoldCo, LLC | Delaware | 100 |
| SNB 116 Owner, LLC | Delaware | 100 |
| SNB 120 Owner, LLC | Delaware | 100 |
| SNB 124/125 Owner, LLC | Delaware | 100 |
| SNB 540 Hotel Owner, LLC | Delaware | 100 |
| PL Bala Cynwyd Member, LLC | Delaware | 100 |
| Bala Cynwyd Holdings LLC | Delaware | 90 |
| PL Trimble Member, LLC | Delaware | 100 |
| Trimble Building A Holdings LLC | Delaware | 95 |
| PL Highridge Member, LLC | Delaware | 100 |
| Peacock Ridge Apartments Partners LLC | Delaware | 90 |
| Peacock Ridge Apartments LLC | Delaware | 100 |
| PL Troy Tower Owner, LLC | Delaware | 100 |
| PL CorAm LLC | Delaware | 100 |
| PL Ascend Member, LLC | Delaware | 100 |
| PL Marina Shores Member, LLC | Delaware | 100 |
| 6700 PCH Owner, LLC | Delaware | 90 |
| PL Chapter Michigan Member, LLC | Delaware | 100 |
| Chapter at Ann Arbor JV, LLC | Delaware | 90 |
| Chapter at Ann Arbor, LLC | Delaware | 100 |
| PL Aptakisic Member, LLC | Delaware | 100 |
| Aptakisic Road Venture, LLC | Delaware | 95 |
| Confederation Life Insurance and Annuity Company | Georgia | 100 |
| Pacific Global Asset Management LLC <br>*(Formerly known as Pacific Asset Advisors LLC)*  | Delaware | 100 |
| Pacific Global Advisors LLC | Delaware | 100 |
| Pacific Private Fund Advisors LLC | Delaware | 100 |
| Pacific Co-Invest Credit I GP LLC # | Delaware | 100 |
| Pacific Co-Invest Credit II GP LLC # | Delaware | 100 |
| Pacific Co-Invest Opportunities I GP LLC # | Delaware | 100 |
| Pacific Co-Invest Opportunities II GP LLC # | Delaware | 100 |
| Pacific Private Credit II GP LLC # | Delaware | 100 |
| Pacific Private Credit III GP LLC # | Delaware | 100 |
| Pacific Private Credit IV GP LLC # | Delaware | 100 |
| Pacific Private Credit V GP LLC # | Delaware | 100 |
| *Pacific Private Credit Opportunities II GP LLC *#* | Delaware | 100 |
| Pacific Private Equity I GP LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities II GP LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities III GP LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities V GP LLC # | Delaware | 100 |
| Pacific Private Feeder III GP, LLC # | Delaware | 100 |
| Pacific Private Feeder IV GP, LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities IV GP LLC # | Delaware | 100 |
| PPFA Credit Opportunities I GP LLC #  | Delaware | 100 |
| *CAA-PPFA Equity Opportunities I GP LLC *#* | Delaware | 100 |

---

------

---

| | | |
|:---|:---|:---|
| CAA-PPFA Opportunities II GP LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities Fund II-B, LLC # | Delaware | 0.01 |
| *Pacific Private Equity II GP LLC *#* | Delaware | 100 |
| Pacific Private Equity II-A GP LLC # | Delaware | 100 |
| Pacific Private Equity Opportunities VI GP LLC # | Delaware | 100 |
| Pacific Life Fund Advisors LLC  | Delaware | 100 |
| Pacific Life Trade Receivable GP LLC #<br>*(Formerly known as PAM Trade Receivable GP LLC)* | Delaware | 100 |
| Pacific Alliance Reinsurance Company of Vermont | Vermont | 100 |
| Pacific Baleine Reinsurance Company | Vermont | 100 |
| Pacific Private Equity Incentive Allocation LLC | Delaware | 100 |
| Pacific Life & Annuity Services, Inc. | Missouri | 100 |
| Pacific Life Re Holdings LLC  | Delaware | 100 |
| Pacific Life Re Global Limited<br>*(Formerly known as Pacific Life Reinsurance (Barbados) Ltd.)* | Bermuda | 100 |
| Pacific Life Re International Limited | Bermuda | 100 |
| Pacific Life Re (Australia) Pty Limited | Australia | 100 |
| Pacific Life Re Holdings Limited | England | 100 |
| Pacific Life Re Limited | England | 100 |
| Pacific Life Holdings Bermuda Limited | Bermuda | 100 |
| Pacific Life Re (Shanghai) Information Consulting Services Co., Ltd. | China | 100 |
| Pacific Life Services Bermuda Limited | Bermuda | 100 |
| Pacific Life Re Services Singapore Pte. Limited | Singapore | 100 |
| Pacific Life Re Services Limited | England | 100 |
| UnderwriteMe Limited | England | 100 |
| UnderwriteMe Technology Solutions Limited | England | 100 |
| UnderwriteMe North America Corp. | Delaware | 100 |
| UnderwriteMe Australia Pty Limited | Australia | 100 |
| Pacific Life Services Canada Limited | Canada | 100 |

---

#### LEGAL STRUCTURE
__________________________________

# = Abbreviated structure

#### Item 30. Indemnification
&nbsp;&nbsp;&nbsp;&nbsp;(a) The Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company (collectively referred to as "Pacific Life") and Pacific Select Distributors, LLC (PSD) provides substantially as follows:

Pacific Life shall indemnify and hold harmless PSD and PSD's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages, and liabilities incurred as the direct or indirect result of: (i) negligent, dishonest, fraudulent, unlawful, or criminal acts, statements, or omissions by Pacific Life or its employees, agents, officers, or directors; (ii) Pacific Life's breach of this Agreement; (iii) Pacific Life's failure to comply with any statute, rule, or regulation; (iv) a claim or dispute between Pacific Life and a Broker/Dealer (including its Representatives) and/or a Contract owner. Pacific Life shall not be required to indemnify or hold harmless PSD for expenses, losses, claims, damages, or liabilities that result from PSD's misfeasance, bad faith, negligence, willful misconduct or wrongful act.

PSD shall indemnify and hold harmless Pacific Life and Pacific Life's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages and liabilities incurred as the direct or indirect result of: (i) PSD's breach of this Agreement; and/or (ii) PSD's failure to comply with any statute, rule, or regulation. PSD shall not be required to indemnify or hold harmless Pacific Life for expenses, losses, claims, damages, or liabilities that have resulted from Pacific Life's willful misfeasance, bad

faith, negligence, willful misconduct or wrongful act.

&nbsp;&nbsp;&nbsp;&nbsp;(b) The Form of Selling Agreement between Pacific Life, Pacific Select Distributors, LLC (PSD) and Various Broker-Dealers and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Agency (Selling Entities) provides substantially as follows:<br>

Pacific Life and PSD agree to indemnify and hold harmless Selling Entities, their officers, directors, agents and employees, against any and all losses, claims, damages, or liabilities to which they may become subject under the Securities Act, the

------

Exchange Act, the Investment Company Act of 1940, or other federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or any omission or alleged omission to state a material fact required to be stated or necessary to make the statements made not misleading in the registration statement for the Contracts or for the shares of Pacific Select Fund (the "Fund") filed pursuant to the Securities Act, or any prospectus included as a part thereof, as from time to time amended and supplemented, or in any advertisement or sales literature provided by Pacific Life and PSD.

Selling Entities agree to, jointly and severally, hold harmless and indemnify Pacific Life and PSD and any of their respective affiliates, employees, officers, agents and directors (collectively, "Indemnified Persons") against any and all claims, liabilities and expenses (including, without limitation, losses occasioned by any rescission of any Contract pursuant to a "free look" provision or by any return of initial purchase payment in connection with an incomplete application), including, without limitation, reasonable attorneys' fees and expenses and any loss attributable to the investment experience under a Contract, that any Indemnified Person may incur from liabilities resulting or arising out of or based upon (a) any untrue or alleged untrue statement other than statements contained in the registration statement or prospectus relating to any Contract, (b) (i) any inaccurate or misleading, or allegedly inaccurate or misleading sales material used in connection with any marketing or solicitation relating to any Contract, other than sales material provided preprinted by Pacific Life or PSD, and (ii) any use of any sales material that either has not been specifically approved in writing by Pacific Life or PSD or that, although previously approved in writing by Pacific Life or PSD, has been disapproved, in writing by either of them, for further use, or (c) any act or omission of a Subagent, director, officer or employee of Selling Entities, including, without limitation, any failure of Selling Entities or any Subagent to be registered as required as a broker/dealer under the 1934 Act, or licensed in accordance with the rules of any applicable SRO or insurance regulator.

&nbsp;&nbsp;&nbsp;&nbsp;(c) Insofar as indemnification for liabilities arising under the Securities Act of 1933 ("Act") may be permitted to directors, officers or persons controlling Pacific Life pursuant to the foregoing provisions, Pacific Life has been informed that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

#### Item 31. Principal Underwriters
(a) PSD also acts as principal underwriter for Pacific Life Insurance
Company, on its own behalf and on behalf of its Separate Account I, Separate Account A, Separate Account
B, Pacific Select Variable Annuity Separate Account, Pacific Corinthian Variable Separate Account, Pacific
Select Exec Separate Account, Pacific COLI Separate Account, Pacific COLI Separate Account II, Pacific
COLI Separate Account III, Pacific COLI Separate Account IV, Pacific COLI Separate Account V, Pacific
COLI Separate Account VI, Pacific COLI Separate Account X, Pacific COLI Separate Account XI, Pacific
Select Separate Account, and Pacific Life & Annuity Company, on its own behalf and on behalf of
its Separate Account A, Pacific Select Exec Separate Account, and Separate Account I.

(b) For
information regarding PSD, reference is made to Form B-D, SEC File No. 8-15264, which is herein incorporated
by reference. This exhibit can be found at http://brokercheck.finra.org/firm/summary/4452

(c) PSD
retains no compensation or net discounts or commissions from the Registrant.

#### Item 32. Location of Accounts and Records
The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment Company Act of 1940 and the rules under that section will be maintained by Pacific Life at 700 Newport Center Drive, Newport Beach, California 92660.

#### Item 33. Management Services
Inapplicable

#### Item 34. Fee Representation

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REPRESENTATION PURSUANT TO SECTION 26(f) OF THE INVESTMENT COMPANY ACT OF 1940: Pacific Life Insurance Company and Registrant represent that the fees and charges to be deducted under the Variable Annuity Contract ("Contract") described in the prospectus contained in this registration statement are, in the aggregate, reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed in connection with the Contract.

#### Additional Representations
**Pacific Life Insurance Company and the Registrant are relying upon American Council of Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988) with respect to annuity contracts offered as funding vehicles for retirement plans meeting the requirements of Section 403(b) of the Internal Revenue Code, and the provisions of paragraphs (1)-(4) of this letter have been complied with.**

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#### SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Registration Statement and has caused this Post-Effective Amendment No. 41 to the Registration Statement on Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized in the City of Newport Beach, and the State of California on this 9<sup>th</sup> day of October, 2025.

---

| | |
|:---|:---|
| SEPARATE ACCOUNT A | SEPARATE ACCOUNT A |
| (Registrant) | (Registrant) |
|  | PACIFIC LIFE INSURANCE COMPANY |
| By: |  |
|  | Darryl D. Button\* |
|  | Director, Chairman, President, and Chief Executive Officer |
|  | PACIFIC LIFE INSURANCE COMPANY |
|  | (Depositor) |
| By: |  |
|  | Darryl D. Button \* |
|  | Director, Chairman, President, Chief Executive Officer |

---

Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 41 to the Registration Statement has been signed below by the following persons in the capacities and on the dates indicated:

---

| | | | |
|:---|:---|:---|:---|
| **Signature** | **Signature** | **Title** | **Date** |
|  |  | Director, Chairman, President, and Chief Executive Officer | October 9, 2025 |
| Darryl D. Button\* | Darryl D. Button\* | Director, Chairman, President, and Chief Executive Officer |  |
|  |  | Director, Executive Vice President and Chief Financial Officer | October 9, 2025 |
| Vibhu R. Sharma\* | Vibhu R. Sharma\* | Director, Executive Vice President and Chief Financial Officer |  |
|  |  | Director, Executive Vice President, General Counsel and Assistant Secretary | October 9, 2025 |
| Jason Orlandi\* | Jason Orlandi\* | Director, Executive Vice President, General Counsel and Assistant Secretary |  |
|  |  | Vice President and Secretary | October 9, 2025 |
| Starla C. Yamauchi\* | Starla C. Yamauchi\* | Vice President and Secretary |  |
|  |  | Senior Vice President and Chief Accounting Officer | October 9, 2025 |
| Carol J. Krosky\* | Carol J. Krosky\* | Senior Vice President and Chief Accounting Officer |  |
|  |  | Executive Vice President | October 9, 2025 |
| Dawn M. Behnke\* | Dawn M. Behnke\* | Executive Vice President |  |
|  |  | Senior Vice President and Treasurer | October 9, 2025 |
| Craig W. Leslie\* | Craig W. Leslie\* | Senior Vice President and Treasurer |  |
| \*By: | /s/ ALISON RYAN |  | October 9, 2025 |
|  | Alison Ryan |  |  |
|  | as attorney-in-fact |  |  |

---

<br> [(Powers of Attorney are contained in Registrant's Form N-4 File No. 333-261003, Accession Number 0001104659-25-077640 filed on August 13, 2025, as Exhibit 15.)](https://www.sec.gov/Archives/edgar/data/935823/000110465925077640/tm2523176d1_ex99-x15.htm)

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## Ex-99.(12)

**Exhibit 99.(12)**

**CONSENT OF THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

We consent to the incorporation by reference in this Post-Effective Amendment to Registration Statement No. 333-145822 on Form N-4 of our report dated March 12, 2025, relating to the financial statements and financial highlights for each of the variable accounts of Separate Account A of Pacific Life Insurance Company for the year ended December 31, 2024, incorporated by reference in the Statement of Additional Information, which is incorporated by reference insuch Registration Statement and to the reference to us under the heading "Independent Registered Public Accounting Firm and Independent Auditors" in the Statement of Additional Information, which is incorporated by reference in such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Costa Mesa, California<br> October 9, 2025

**CONSENT OF INDEPENDENT AUDITORS**

We consent to the incorporation by reference in this Post-Effective Amendment to the Registration Statement No. 333-145822 on Form N-4 of our report dated March 17, 2025 related to the statutory-basis financial statements of Pacific Life Insurance Company as of December 31, 2024 and 2023, and for each of the three years in the period ended December 31, 2024, incorporated by reference in the Statement of Additional Information, which is incorporated by reference in such Registration Statement, and to the reference to us under the heading "Independent Registered Public Accounting Firm and Independent Auditors" in the Statement of Additional Information, which is incorporated by reference in such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Costa Mesa, California

October 9, 2025