# EDGAR Filing Document

**Accession Number:** 0002010644
**File Stem:** 0002010644-25-000010
**Filing Date:** 2025-11
**Character Count:** 9065
**Document Hash:** 754df11de0309c22b2a86e4534ec8233
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002010644-25-000010.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0002010644-25-000010

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Farrow Financial, Inc.
- **CENTRAL INDEX KEY:** 0002010644

**ORGANIZATION NAME:**
- **EIN:** 030293946
- **STATE OF INCORPORATION:** VT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23646
- **FILM NUMBER:** 251442591

**BUSINESS ADDRESS:**
- **STREET 1:** 1 KENNEDY DRIVE SUITE U8
- **CITY:** SOUTH BURLINGTON
- **STATE:** VT
- **ZIP:** 05403
- **BUSINESS PHONE:** 8027284287

**MAIL ADDRESS:**
- **STREET 1:** 1 KENNEDY DRIVE SUITE U8
- **CITY:** SOUTH BURLINGTON
- **STATE:** VT
- **ZIP:** 05403

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Farrow Financial Inc.
- **DATE OF NAME CHANGE:** 20240202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Farrow Financial Inc.<br>**Address:** 1 KENNEDY DRIVE SUITE U8<br>SOUTH BURLINGTON, VT 05403

**Form 13F File Number:** 028-23646

**CRD Number (if applicable):** 000110526

**SEC File Number (if applicable):** 801-15865

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jody White<br>**Title:** President<br>**Phone:** 8027284287

**Signature, Place, and Date of Signing:**

Jody White  South Burlington, VT  11-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 53

**Form 13F Information Table Value Total:** $172330690

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3201141 | 13168 | SH |  | SOLE |  | 13168 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 232306 | 1058 | SH |  | SOLE |  | 1058 | 0 | 0 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 5038015 | 113036 | SH |  | SOLE |  | 113036 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 9366310 | 36784 | SH |  | SOLE |  | 36784 | 0 | 0 |
| BADGER METER INC | COM | 056525108 |  | 2922819 | 16367 | SH |  | SOLE |  | 16367 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1508400 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 514304 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 3130361 | 2685 | SH |  | SOLE |  | 2685 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 1903729 | 20188 | SH |  | SOLE |  | 20188 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 2874017 | 42006 | SH |  | SOLE |  | 42006 | 0 | 0 |
| CONSOLIDATED WATER CO INC | ORD | G23773107 |  | 3254034 | 92235 | SH |  | SOLE |  | 92235 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2246505 | 2427 | SH |  | SOLE |  | 2427 | 0 | 0 |
| CRISPR THERAPEUTICS AG | NAMEN AKT | H17182108 |  | 1082327 | 16700 | SH |  | SOLE |  | 16700 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1973881 | 2587 | SH |  | SOLE |  | 2587 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | WTR ETF | 33733B100 |  | 2545851 | 22660 | SH |  | SOLE |  | 22660 | 0 | 0 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 2686898 | 76354 | SH |  | SOLE |  | 76354 | 0 | 0 |
| GLOBAL X FDS | CONSCIOUS COS | 37954Y731 |  | 359533 | 8333 | SH |  | SOLE |  | 8333 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 768721 | 2948 | SH |  | SOLE |  | 2948 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2807931 | 4677 | SH |  | SOLE |  | 4677 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 14529316 | 99755 | SH |  | SOLE |  | 99755 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 13331140 | 98276 | SH |  | SOLE |  | 98276 | 0 | 0 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 10040699 | 282996 | SH |  | SOLE |  | 282996 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 8359510 | 83014 | SH |  | SOLE |  | 83014 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 7304955 | 143940 | SH |  | SOLE |  | 143940 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 4719468 | 38542 | SH |  | SOLE |  | 38542 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 490524 | 4893 | SH |  | SOLE |  | 4893 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 350463 | 4014 | SH |  | SOLE |  | 4014 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 226213 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3230950 | 10243 | SH |  | SOLE |  | 10243 | 0 | 0 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 2653560 | 11252 | SH |  | SOLE |  | 11252 | 0 | 0 |
| LINEAGE CELL THERAPEUTICS IN | COM | 53566P109 |  | 19435 | 11500 | SH |  | SOLE |  | 11500 | 0 | 0 |
| MASTEC INC | COM | 576323109 |  | 3812279 | 17914 | SH |  | SOLE |  | 17914 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 4368650 | 8435 | SH |  | SOLE |  | 8435 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2440592 | 32330 | SH |  | SOLE |  | 32330 | 0 | 0 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 3977654 | 24561 | SH |  | SOLE |  | 24561 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 5777637 | 30966 | SH |  | SOLE |  | 30966 | 0 | 0 |
| PLEXUS CORP | COM | 729132100 |  | 2572733 | 17781 | SH |  | SOLE |  | 17781 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 920210 | 5989 | SH |  | SOLE |  | 5989 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 2659735 | 13956 | SH |  | SOLE |  | 13956 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 276885 | 10500 | SH |  | SOLE |  | 10500 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 5053118 | 207095 | SH |  | SOLE |  | 207095 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1455495 | 56612 | SH |  | SOLE |  | 56612 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 201417 | 8015 | SH |  | SOLE |  | 8015 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 532944 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1844713 | 3095 | SH |  | SOLE |  | 3095 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 2777833 | 48572 | SH |  | SOLE |  | 48572 | 0 | 0 |
| SPDR SERIES TRUST | SPDR S 500 ETF | 78468R796 |  | 842167 | 15354 | SH |  | SOLE |  | 15354 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 360119 | 3925 | SH |  | SOLE |  | 3925 | 0 | 0 |
| TRIMBLE INC | COM | 896239100 |  | 3159447 | 38695 | SH |  | SOLE |  | 38695 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 10427463 | 105211 | SH |  | SOLE |  | 105211 | 0 | 0 |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 92189F791 |  | 277978 | 2807 | SH |  | SOLE |  | 2807 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2025754 | 3308 | SH |  | SOLE |  | 3308 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 |  | 2892551 | 9403 | SH |  | SOLE |  | 9403 | 0 | 0 |

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