# EDGAR Filing Document

**Accession Number:** 0001725247
**File Stem:** 0001725247-23-000001
**Filing Date:** 2023-1
**Character Count:** 27960
**Document Hash:** 72545328a901823eff4d01038bc6217e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725247-23-000001.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001725247-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230123

**EFFECTIVENESS DATE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WoodTrust Financial Corp
- **CENTRAL INDEX KEY:** 0001725247
- **IRS NUMBER:** 391082300
- **STATE OF INCORPORATION:** WI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18203
- **FILM NUMBER:** 23542911

**BUSINESS ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000
- **BUSINESS PHONE:** 715-423-6800

**MAIL ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WoodTrust Financial Corp<br>**Address:** 181 2ND STREET SOUTH<br>PO BOX 8000<br>WISCONSIN RAPIDS, WI 54495-8000

**Form 13F File Number:** 028-18203

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jason Deitz<br>**Title:** SVP  Chief Investment Officer<br>**Phone:** 715-422-0225

**Signature, Place, and Date of Signing:**

Jason Deitz  Wisconsin Rapids, WI  01-23-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 212

**Form 13F Information Table Value Total:** $483759

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name           | Form 13F File Number   |
|:---|:---|:---|
|  | WoodTrust Bank | 028-18204              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AON PLC SHS CL A | COMMON STOCK | G0403H108 |  | 225 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| AON PLC SHS CL A | COMMON STOCK | G0403H108 |  | 1313 | 4375 | SH |  | DFND |  | 4375 | 0 | 0 |
| ACCENTURE PLC IRELAND SHS CLASS A | COMMON STOCK | G1151C101 |  | 2 | 7 | SH |  | DFND |  | 7 | 0 | 0 |
| ACCENTURE PLC IRELAND SHS CLASS A | COMMON STOCK | G1151C101 |  | 240 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| LINDE PLC SHS | COMMON STOCK | G5494J103 |  | 256 | 786 | SH |  | DFND |  | 786 | 0 | 0 |
| LINDE PLC SHS | COMMON STOCK | G5494J103 |  | 1487 | 4560 | SH |  | DFND |  | 4560 | 0 | 0 |
| CHUBB LIMITED COM | COMMON STOCK | H1467J104 |  | 203 | 918 | SH |  | DFND |  | 918 | 0 | 0 |
| ABBOTT LABS COM | COMMON STOCK | 002824100 |  | 202 | 1838 | SH |  | DFND |  | 1838 | 0 | 0 |
| ABBOTT LABS COM | COMMON STOCK | 002824100 |  | 410 | 3730 | SH |  | DFND |  | 3730 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED COM | COMMON STOCK | 00724F101 |  | 221 | 656 | SH |  | DFND |  | 656 | 0 | 0 |
| ALPHABET INC  CAP STK CL C | COMMON STOCK | 02079K107 |  | 4579 | 51602 | SH |  | DFND |  | 51602 | 0 | 0 |
| ALPHABET INC CAP STK CL A | COMMON STOCK | 02079K305 |  | 4892 | 55446 | SH |  | DFND |  | 55446 | 0 | 0 |
| ALPHABET INC CAP STK CL A | COMMON STOCK | 02079K305 |  | 644 | 7300 | SH |  | DFND |  | 7300 | 0 | 0 |
| AMAZON COM INC COM | COMMON STOCK | 023135106 |  | 6316 | 75186 | SH |  | DFND |  | 75186 | 0 | 0 |
| AMAZON COM INC COM | COMMON STOCK | 023135106 |  | 519 | 6180 | SH |  | DFND |  | 6180 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON STOCK | 025816109 |  | 4644 | 31434 | SH |  | DFND |  | 31434 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON STOCK | 025816109 |  | 1341 | 9075 | SH |  | DFND |  | 9075 | 0 | 0 |
| AMETEK INC                   COM | COMMON STOCK | 031100100 |  | 231 | 1655 | SH |  | DFND |  | 1655 | 0 | 0 |
| AMETEK INC                   COM | COMMON STOCK | 031100100 |  | 1253 | 8965 | SH |  | DFND |  | 8965 | 0 | 0 |
| AMGEN INC                    COM | COMMON STOCK | 031162100 |  | 1879 | 7156 | SH |  | DFND |  | 7156 | 0 | 0 |
| APPLE INC                    COM | COMMON STOCK | 037833100 |  | 13018 | 100191 | SH |  | DFND |  | 100191 | 0 | 0 |
| APPLE INC                    COM | COMMON STOCK | 037833100 |  | 1073 | 8260 | SH |  | DFND |  | 8260 | 0 | 0 |
| APPLIED MATLS INC            COM | COMMON STOCK | 038222105 |  | 5209 | 53496 | SH |  | DFND |  | 53496 | 0 | 0 |
| ASSOCIATED BANC CORP         COM | COMMON STOCK | 045487105 |  | 351 | 15192 | SH |  | DFND |  | 15192 | 0 | 0 |
| ATLASSIAN CORPORATION        CL A | COMMON STOCK | 049468101 |  | 270 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| BANK AMERICA CORP            COM | COMMON STOCK | 060505104 |  | 276 | 8322 | SH |  | DFND |  | 8322 | 0 | 0 |
| BANK MONTREAL QUE            COM | COMMON STOCK | 063671101 |  | 2459 | 27145 | SH |  | DFND |  | 27145 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL A | COMMON STOCK | 084670108 |  | 7499 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL B NEW | COMMON STOCK | 084670702 |  | 17925 | 58027 | SH |  | DFND |  | 58027 | 0 | 0 |
| BILL COM HLDGS INC           COM | COMMON STOCK | 090043100 |  | 27 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| BILL COM HLDGS INC           COM | COMMON STOCK | 090043100 |  | 267 | 2450 | SH |  | DFND |  | 2450 | 0 | 0 |
| BLACKSTONE INC               COM | COMMON STOCK | 09260D107 |  | 215 | 2900 | SH |  | DFND |  | 2900 | 0 | 0 |
| BOOZ ALLEN HAMILTON HLDG COR CL A | COMMON STOCK | 099502106 |  | 643 | 6150 | SH |  | DFND |  | 6150 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO      COM | COMMON STOCK | 110122108 |  | 444 | 6167 | SH |  | DFND |  | 6167 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO      COM | COMMON STOCK | 110122108 |  | 392 | 5450 | SH |  | DFND |  | 5450 | 0 | 0 |
| CIGNA CORP NEW               COM | COMMON STOCK | 125523100 |  | 202 | 610 | SH |  | DFND |  | 610 | 0 | 0 |
| CME GROUP INC                COM | COMMON STOCK | 12572Q105 |  | 253 | 1507 | SH |  | DFND |  | 1507 | 0 | 0 |
| CVS HEALTH CORP              COM | COMMON STOCK | 126650100 |  | 8522 | 91446 | SH |  | DFND |  | 91446 | 0 | 0 |
| CATERPILLAR INC              COM | COMMON STOCK | 149123101 |  | 244 | 1020 | SH |  | DFND |  | 1020 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON STOCK | 166764100 |  | 6318 | 35200 | SH |  | DFND |  | 35200 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON STOCK | 166764100 |  | 493 | 2749 | SH |  | DFND |  | 2749 | 0 | 0 |
| CISCO SYS INC                COM | COMMON STOCK | 17275R102 |  | 488 | 10234 | SH |  | DFND |  | 10234 | 0 | 0 |
| COCA COLA CO                 COM | COMMON STOCK | 191216100 |  | 401 | 6300 | SH |  | DFND |  | 6300 | 0 | 0 |
| COCA COLA CO                 COM | COMMON STOCK | 191216100 |  | 1733 | 27250 | SH |  | DFND |  | 27250 | 0 | 0 |
| COSTCO WHSL CORP NEW         COM | COMMON STOCK | 22160K105 |  | 9587 | 21001 | SH |  | DFND |  | 21001 | 0 | 0 |
| COSTAR GROUP INC             COM | COMMON STOCK | 22160N109 |  | 97 | 1250 | SH |  | DFND |  | 1250 | 0 | 0 |
| COSTAR GROUP INC             COM | COMMON STOCK | 22160N109 |  | 831 | 10750 | SH |  | DFND |  | 10750 | 0 | 0 |
| DEERE  CO                   COM | COMMON STOCK | 244199105 |  | 72 | 168 | SH |  | DFND |  | 168 | 0 | 0 |
| DEERE  CO                   COM | COMMON STOCK | 244199105 |  | 322 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON STOCK | 249906108 |  | 35 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON STOCK | 249906108 |  | 347 | 4980 | SH |  | DFND |  | 4980 | 0 | 0 |
| DEXCOM INC                   COM | COMMON STOCK | 252131107 |  | 249 | 2200 | SH |  | DFND |  | 2200 | 0 | 0 |
| DEXCOM INC                   COM | COMMON STOCK | 252131107 |  | 1122 | 9910 | SH |  | DFND |  | 9910 | 0 | 0 |
| DIAGEO PLC                   SPON ADR NEW | COMMON STOCK | 25243Q205 |  | 292 | 1640 | SH |  | DFND |  | 1640 | 0 | 0 |
| DISNEY WALT CO               COM | COMMON STOCK | 254687106 |  | 4495 | 51739 | SH |  | DFND |  | 51739 | 0 | 0 |
| ECOLAB INC                   COM | COMMON STOCK | 278865100 |  | 178 | 1220 | SH |  | DFND |  | 1220 | 0 | 0 |
| ECOLAB INC                   COM | COMMON STOCK | 278865100 |  | 1437 | 9875 | SH |  | DFND |  | 9875 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP    COM | COMMON STOCK | 28176E108 |  | 92 | 1230 | SH |  | DFND |  | 1230 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP    COM | COMMON STOCK | 28176E108 |  | 671 | 9000 | SH |  | DFND |  | 9000 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON STOCK | 291011104 |  | 127 | 1320 | SH |  | DFND |  | 1320 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON STOCK | 291011104 |  | 375 | 3900 | SH |  | DFND |  | 3900 | 0 | 0 |
| EVOLENT HEALTH INC           CL A | COMMON STOCK | 30050B101 |  | 211 | 7500 | SH |  | DFND |  | 7500 | 0 | 0 |
| EVOLENT HEALTH INC           CL A | COMMON STOCK | 30050B101 |  | 796 | 28350 | SH |  | DFND |  | 28350 | 0 | 0 |
| EXACT SCIENCES CORP          COM | COMMON STOCK | 30063P105 |  | 777 | 15687 | SH |  | DFND |  | 15687 | 0 | 0 |
| EXXON MOBIL CORP             COM | COMMON STOCK | 30231G102 |  | 908 | 8232 | SH |  | DFND |  | 8232 | 0 | 0 |
| FLYWIRE CORPORATION          COM VTG | COMMON STOCK | 302492103 |  | 171 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| FLYWIRE CORPORATION          COM VTG | COMMON STOCK | 302492103 |  | 117 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| FASTENAL CO                  COM | COMMON STOCK | 311900104 |  | 201 | 4250 | SH |  | DFND |  | 4250 | 0 | 0 |
| FASTENAL CO                  COM | COMMON STOCK | 311900104 |  | 1319 | 27875 | SH |  | DFND |  | 27875 | 0 | 0 |
| FIDELITY NATL INFORMATION SV COM | COMMON STOCK | 31620M106 |  | 3443 | 50744 | SH |  | DFND |  | 50744 | 0 | 0 |
| FIDELITY NATL INFORMATION SV COM | COMMON STOCK | 31620M106 |  | 226 | 3325 | SH |  | DFND |  | 3325 | 0 | 0 |
| GENERAL DYNAMICS CORP        COM | COMMON STOCK | 369550108 |  | 5105 | 20574 | SH |  | DFND |  | 20574 | 0 | 0 |
| GENERAL ELECTRIC CO          COM NEW | COMMON STOCK | 369604301 |  | 288 | 3442 | SH |  | DFND |  | 3442 | 0 | 0 |
| GENERAL MLS INC              COM | COMMON STOCK | 370334104 |  | 1275 | 15200 | SH |  | DFND |  | 15200 | 0 | 0 |
| GILEAD SCIENCES INC          COM | COMMON STOCK | 375558103 |  | 515 | 6000 | SH |  | DFND |  | 6000 | 0 | 0 |
| GLOBAL PMTS INC              COM | COMMON STOCK | 37940X102 |  | 35 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| GLOBAL PMTS INC              COM | COMMON STOCK | 37940X102 |  | 710 | 7150 | SH |  | DFND |  | 7150 | 0 | 0 |
| GOLDMAN SACHS GROUP INC      COM | COMMON STOCK | 38141G104 |  | 4983 | 14513 | SH |  | DFND |  | 14513 | 0 | 0 |
| HOLOGIC INC                  COM | COMMON STOCK | 436440101 |  | 206 | 2750 | SH |  | DFND |  | 2750 | 0 | 0 |
| HOLOGIC INC                  COM | COMMON STOCK | 436440101 |  | 299 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON STOCK | 437076102 |  | 6998 | 22156 | SH |  | DFND |  | 22156 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON STOCK | 437076102 |  | 767 | 2429 | SH |  | DFND |  | 2429 | 0 | 0 |
| HONEYWELL INTL INC           COM | COMMON STOCK | 438516106 |  | 8414 | 39264 | SH |  | DFND |  | 39264 | 0 | 0 |
| HOWMET AEROSPACE INC         COM | COMMON STOCK | 443201108 |  | 242 | 6133 | SH |  | DFND |  | 6133 | 0 | 0 |
| HUNTINGTON INGALLS INDS INC  COM | COMMON STOCK | 446413106 |  | 247 | 1071 | SH |  | DFND |  | 1071 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON STOCK | 450056106 |  | 164 | 1750 | SH |  | DFND |  | 1750 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON STOCK | 450056106 |  | 785 | 8382 | SH |  | DFND |  | 8382 | 0 | 0 |
| ILLINOIS TOOL WKS INC        COM | COMMON STOCK | 452308109 |  | 4674 | 21216 | SH |  | DFND |  | 21216 | 0 | 0 |
| INSULET CORP                 COM | COMMON STOCK | 45784P101 |  | 1092 | 3710 | SH |  | DFND |  | 3710 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON STOCK | 45866F104 |  | 185 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON STOCK | 45866F104 |  | 680 | 6630 | SH |  | DFND |  | 6630 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | COMMON STOCK | 459200101 |  | 813 | 5771 | SH |  | DFND |  | 5771 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | COMMON STOCK | 459200101 |  | 531 | 3772 | SH |  | DFND |  | 3772 | 0 | 0 |
| INTERNATIONAL FLAVORS COM | COMMON STOCK | 459506101 |  | 278 | 2650 | SH |  | DFND |  | 2650 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON STOCK | 46120E602 |  | 219 | 825 | SH |  | DFND |  | 825 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON STOCK | 46120E602 |  | 911 | 3435 | SH |  | DFND |  | 3435 | 0 | 0 |
| JPMORGAN CHASE  CO          COM | COMMON STOCK | 46625H100 |  | 9120 | 68007 | SH |  | DFND |  | 68007 | 0 | 0 |
| JPMORGAN CHASE  CO          COM | COMMON STOCK | 46625H100 |  | 617 | 4600 | SH |  | DFND |  | 4600 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON STOCK | 478160104 |  | 14546 | 82341 | SH |  | DFND |  | 82341 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON STOCK | 478160104 |  | 446 | 2525 | SH |  | DFND |  | 2525 | 0 | 0 |
| KROGER CO                    COM | COMMON STOCK | 501044101 |  | 3095 | 69420 | SH |  | DFND |  | 69420 | 0 | 0 |
| LILLY ELI  CO               COM | COMMON STOCK | 532457108 |  | 171 | 468 | SH |  | DFND |  | 468 | 0 | 0 |
| LILLY ELI  CO               COM | COMMON STOCK | 532457108 |  | 601 | 1644 | SH |  | DFND |  | 1644 | 0 | 0 |
| LOWES COS INC                COM | COMMON STOCK | 548661107 |  | 236 | 1187 | SH |  | DFND |  | 1187 | 0 | 0 |
| LOWES COS INC                COM | COMMON STOCK | 548661107 |  | 498 | 2500 | SH |  | DFND |  | 2500 | 0 | 0 |
| MARAVAI LIFESCIENCES HLDGS I COM CL A | COMMON STOCK | 56600D107 |  | 50 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| MARAVAI LIFESCIENCES HLDGS I COM CL A | COMMON STOCK | 56600D107 |  | 371 | 25950 | SH |  | DFND |  | 25950 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON STOCK | 580135101 |  | 751 | 2850 | SH |  | DFND |  | 2850 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON STOCK | 580135101 |  | 408 | 1550 | SH |  | DFND |  | 1550 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON STOCK | 594918104 |  | 13363 | 55721 | SH |  | DFND |  | 55721 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON STOCK | 594918104 |  | 1014 | 4230 | SH |  | DFND |  | 4230 | 0 | 0 |
| MONDELEZ INTL INC            CL A | COMMON STOCK | 609207105 |  | 215 | 3221 | SH |  | DFND |  | 3221 | 0 | 0 |
| MONGODB INC                  CL A | COMMON STOCK | 60937P106 |  | 379 | 1925 | SH |  | DFND |  | 1925 | 0 | 0 |
| NATURALSHRIMP INC            COM | COMMON STOCK | 63902N106 |  | 12 | 150000 | SH |  | DFND |  | 150000 | 0 | 0 |
| NEXTERA ENERGY INC           COM | COMMON STOCK | 65339F101 |  | 370 | 4421 | SH |  | DFND |  | 4421 | 0 | 0 |
| NICOLET BANKSHARES INC       COM | COMMON STOCK | 65406E102 |  | 306 | 3840 | SH |  | DFND |  | 3840 | 0 | 0 |
| NIKE INC                     CL B | COMMON STOCK | 654106103 |  | 7874 | 67294 | SH |  | DFND |  | 67294 | 0 | 0 |
| NORTHROP GRUMMAN CORP        COM | COMMON STOCK | 666807102 |  | 5659 | 10371 | SH |  | DFND |  | 10371 | 0 | 0 |
| NOVANTA INC                  COM | COMMON STOCK | 67000B104 |  | 134 | 983 | SH |  | DFND |  | 983 | 0 | 0 |
| NOVANTA INC                  COM | COMMON STOCK | 67000B104 |  | 652 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON STOCK | 67103H107 |  | 224 | 265 | SH |  | DFND |  | 265 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON STOCK | 67103H107 |  | 1080 | 1280 | SH |  | DFND |  | 1280 | 0 | 0 |
| PNC FINL SVCS GROUP INC      COM | COMMON STOCK | 693475105 |  | 276 | 1750 | SH |  | DFND |  | 1750 | 0 | 0 |
| PAYPAL HLDGS INC             COM | COMMON STOCK | 70450Y103 |  | 2258 | 31702 | SH |  | DFND |  | 31702 | 0 | 0 |
| PAYPAL HLDGS INC             COM | COMMON STOCK | 70450Y103 |  | 471 | 6620 | SH |  | DFND |  | 6620 | 0 | 0 |
| PEPSICO INC                  COM | COMMON STOCK | 713448108 |  | 10405 | 57593 | SH |  | DFND |  | 57593 | 0 | 0 |
| PFIZER INC                   COM | COMMON STOCK | 717081103 |  | 10679 | 208403 | SH |  | DFND |  | 208403 | 0 | 0 |
| POOL CORP                    COM | COMMON STOCK | 73278L105 |  | 60 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| POOL CORP                    COM | COMMON STOCK | 73278L105 |  | 597 | 1975 | SH |  | DFND |  | 1975 | 0 | 0 |
| PORTILLOS INC                COM CL A | COMMON STOCK | 73642K106 |  | 49 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| PORTILLOS INC                COM CL A | COMMON STOCK | 73642K106 |  | 273 | 16700 | SH |  | DFND |  | 16700 | 0 | 0 |
| POWERSCHOOL HOLDINGS INC     COM CL A | COMMON STOCK | 73939C106 |  | 219 | 9500 | SH |  | DFND |  | 9500 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON STOCK | 742718109 |  | 692 | 4567 | SH |  | DFND |  | 4567 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON STOCK | 742718109 |  | 493 | 3250 | SH |  | DFND |  | 3250 | 0 | 0 |
| RESMED INC                   COM | COMMON STOCK | 761152107 |  | 202 | 970 | SH |  | DFND |  | 970 | 0 | 0 |
| RESMED INC                   COM | COMMON STOCK | 761152107 |  | 836 | 4015 | SH |  | DFND |  | 4015 | 0 | 0 |
| RITCHIE BROS AUCTIONEERS     COM | COMMON STOCK | 767744105 |  | 214 | 3700 | SH |  | DFND |  | 3700 | 0 | 0 |
| RITCHIE BROS AUCTIONEERS     COM | COMMON STOCK | 767744105 |  | 1186 | 20500 | SH |  | DFND |  | 20500 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON STOCK | 773903109 |  | 134 | 520 | SH |  | DFND |  | 520 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON STOCK | 773903109 |  | 1269 | 4925 | SH |  | DFND |  | 4925 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON STOCK | 78351F107 |  | 42 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON STOCK | 78351F107 |  | 500 | 12050 | SH |  | DFND |  | 12050 | 0 | 0 |
| S GLOBAL INC               COM | COMMON STOCK | 78409V104 |  | 204 | 609 | SH |  | DFND |  | 609 | 0 | 0 |
| S GLOBAL INC               COM | COMMON STOCK | 78409V104 |  | 569 | 1699 | SH |  | DFND |  | 1699 | 0 | 0 |
| SALESFORCE INC               COM | COMMON STOCK | 79466L302 |  | 5942 | 44816 | SH |  | DFND |  | 44816 | 0 | 0 |
| SALESFORCE INC               COM | COMMON STOCK | 79466L302 |  | 660 | 4975 | SH |  | DFND |  | 4975 | 0 | 0 |
| SPROUT SOCIAL INC            COM CL A | COMMON STOCK | 85209W109 |  | 130 | 2300 | SH |  | DFND |  | 2300 | 0 | 0 |
| SPROUT SOCIAL INC            COM CL A | COMMON STOCK | 85209W109 |  | 556 | 9850 | SH |  | DFND |  | 9850 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON STOCK | 855244109 |  | 4617 | 46545 | SH |  | DFND |  | 46545 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON STOCK | 855244109 |  | 1466 | 14775 | SH |  | DFND |  | 14775 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON STOCK | 863667101 |  | 316 | 1294 | SH |  | DFND |  | 1294 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON STOCK | 863667101 |  | 1130 | 4620 | SH |  | DFND |  | 4620 | 0 | 0 |
| SYSCO CORP                   COM | COMMON STOCK | 871829107 |  | 267 | 3493 | SH |  | DFND |  | 3493 | 0 | 0 |
| TARGET CORP                  COM | COMMON STOCK | 87612E106 |  | 125 | 842 | SH |  | DFND |  | 842 | 0 | 0 |
| TARGET CORP                  COM | COMMON STOCK | 87612E106 |  | 343 | 2300 | SH |  | DFND |  | 2300 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON STOCK | 882508104 |  | 121 | 734 | SH |  | DFND |  | 734 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON STOCK | 882508104 |  | 359 | 2175 | SH |  | DFND |  | 2175 | 0 | 0 |
| 3M CO                        COM | COMMON STOCK | 88579Y101 |  | 226 | 1888 | SH |  | DFND |  | 1888 | 0 | 0 |
| TORONTO DOMINION BK ONT      COM NEW | COMMON STOCK | 891160509 |  | 308 | 4750 | SH |  | DFND |  | 4750 | 0 | 0 |
| TOTALENERGIES SE             SPONSORED ADS | COMMON STOCK | 89151E109 |  | 301 | 4850 | SH |  | DFND |  | 4850 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON STOCK | 893641100 |  | 205 | 325 | SH |  | DFND |  | 325 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON STOCK | 893641100 |  | 1647 | 2615 | SH |  | DFND |  | 2615 | 0 | 0 |
| TRIMBLE INC                  COM | COMMON STOCK | 896239100 |  | 127 | 2515 | SH |  | DFND |  | 2515 | 0 | 0 |
| TRIMBLE INC                  COM | COMMON STOCK | 896239100 |  | 699 | 13825 | SH |  | DFND |  | 13825 | 0 | 0 |
| TWILIO INC                   CL A | COMMON STOCK | 90138F102 |  | 29 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| TWILIO INC                   CL A | COMMON STOCK | 90138F102 |  | 436 | 8900 | SH |  | DFND |  | 8900 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON STOCK | 90353T100 |  | 173 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON STOCK | 90353T100 |  | 840 | 33950 | SH |  | DFND |  | 33950 | 0 | 0 |
| UNILEVER PLC                 SPON ADR NEW | COMMON STOCK | 904767704 |  | 327 | 6500 | SH |  | DFND |  | 6500 | 0 | 0 |
| UNION PAC CORP               COM | COMMON STOCK | 907818108 |  | 175 | 847 | SH |  | DFND |  | 847 | 0 | 0 |
| UNION PAC CORP               COM | COMMON STOCK | 907818108 |  | 414 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| UNITEDHEALTH GROUP INC       COM | COMMON STOCK | 91324P102 |  | 11140 | 21012 | SH |  | DFND |  | 21012 | 0 | 0 |
| VERIZON COMMUNICATIONS INC   COM | COMMON STOCK | 92343V104 |  | 256 | 6502 | SH |  | DFND |  | 6502 | 0 | 0 |
| VERISK ANALYTICS INC         COM | COMMON STOCK | 92345Y106 |  | 4545 | 25760 | SH |  | DFND |  | 25760 | 0 | 0 |
| VISA INC                     COM CL A | COMMON STOCK | 92826C839 |  | 393 | 1891 | SH |  | DFND |  | 1891 | 0 | 0 |
| WABTEC                       COM | COMMON STOCK | 929740108 |  | 198 | 1983 | SH |  | DFND |  | 1983 | 0 | 0 |
| WABTEC                       COM | COMMON STOCK | 929740108 |  | 1637 | 16400 | SH |  | DFND |  | 16400 | 0 | 0 |
| WALMART INC                  COM | COMMON STOCK | 931142103 |  | 4697 | 33127 | SH |  | DFND |  | 33127 | 0 | 0 |
| WALMART INC                  COM | COMMON STOCK | 931142103 |  | 1822 | 12850 | SH |  | DFND |  | 12850 | 0 | 0 |
| WASTE MGMT INC DEL           COM | COMMON STOCK | 94106L109 |  | 10216 | 65118 | SH |  | DFND |  | 65118 | 0 | 0 |
| WELLS FARGO CO NEW           COM | COMMON STOCK | 949746101 |  | 202 | 4901 | SH |  | DFND |  | 4901 | 0 | 0 |
| WOODWARD INC                 COM | COMMON STOCK | 980745103 |  | 357 | 3692 | SH |  | DFND |  | 3692 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON STOCK | 98138H101 |  | 144 | 860 | SH |  | DFND |  | 860 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON STOCK | 98138H101 |  | 1213 | 7250 | SH |  | DFND |  | 7250 | 0 | 0 |
| XOMETRY INC                  CLASS A COM | COMMON STOCK | 98423F109 |  | 64 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| XOMETRY INC                  CLASS A COM | COMMON STOCK | 98423F109 |  | 593 | 18400 | SH |  | DFND |  | 18400 | 0 | 0 |
| ZOETIS INC                   CL A | COMMON STOCK | 98978V103 |  | 184 | 1254 | SH |  | DFND |  | 1254 | 0 | 0 |
| ZOETIS INC                   CL A | COMMON STOCK | 98978V103 |  | 790 | 5390 | SH |  | DFND |  | 5390 | 0 | 0 |
| ZURN ELKAY WATER SOLNS CORP  COM | COMMON STOCK | 98983L108 |  | 2106 | 99551 | SH |  | DFND |  | 99551 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US TARGETED VLU | OTHER | 25434V609 |  | 468 | 10648 | SH |  | DFND |  | 10648 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US MKTWIDE VALUE | OTHER | 25434V724 |  | 3505 | 104681 | SH |  | DFND |  | 104681 | 0 | 0 |
| ISHARES TR                   SELECT DIVID ETF | OTHER | 464287168 |  | 481 | 3989 | SH |  | DFND |  | 3989 | 0 | 0 |
| ISHARES TR                   CORE S ETF | OTHER | 464287200 |  | 483 | 1256 | SH |  | DFND |  | 1256 | 0 | 0 |
| ISHARES TR                   MSCI EAFE ETF | OTHER | 464287465 |  | 44761 | 681916 | SH |  | DFND |  | 681916 | 0 | 0 |
| ISHARES TR                   RUS 2000 VAL ETF | OTHER | 464287630 |  | 17022 | 122755 | SH |  | DFND |  | 122755 | 0 | 0 |
| ISHARES TR                   RUS 2000 GRW ETF | OTHER | 464287648 |  | 14553 | 67839 | SH |  | DFND |  | 67839 | 0 | 0 |
| ISHARES TR                   MSCI KLD400 SOC | OTHER | 464288570 |  | 484 | 6747 | SH |  | DFND |  | 6747 | 0 | 0 |
| PROSHARES TR                 PSHS ULT S 500 | OTHER | 74347R107 |  | 1015 | 22840 | SH |  | DFND |  | 22840 | 0 | 0 |
| SPDR S 500 ETF TR          TR UNIT | OTHER | 78462F103 |  | 417 | 1090 | SH |  | DFND |  | 1090 | 0 | 0 |
| SPDR SER TR                  S DIVID ETF | OTHER | 78464A763 |  | 430 | 3433 | SH |  | DFND |  | 3433 | 0 | 0 |
| VANGUARD STAR FDS            VG TL INTL STK F | OTHER | 921909768 |  | 1593 | 30804 | SH |  | DFND |  | 30804 | 0 | 0 |
| VANGUARD WHITEHALL FDS       HIGH DIV YLD | OTHER | 921946406 |  | 546 | 5048 | SH |  | DFND |  | 5048 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF | OTHER | 922042742 |  | 622 | 7214 | SH |  | DFND |  | 7214 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 922042858 |  | 10960 | 281181 | SH |  | DFND |  | 281181 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 922042858 |  | 117 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| VANGUARD INDEX FDS           S 500 ETF SHS | OTHER | 922908363 |  | 1640 | 4667 | SH |  | DFND |  | 4667 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP VL IDXVIP | OTHER | 922908512 |  | 19218 | 142105 | SH |  | DFND |  | 142105 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP GR IDXVIP | OTHER | 922908538 |  | 15504 | 86251 | SH |  | DFND |  | 86251 | 0 | 0 |
| VANGUARD INDEX FDS           SM CP VAL ETF | OTHER | 922908611 |  | 224 | 1413 | SH |  | DFND |  | 1413 | 0 | 0 |
| VANGUARD INDEX FDS           GROWTH ETF | OTHER | 922908736 |  | 1659 | 7783 | SH |  | DFND |  | 7783 | 0 | 0 |
| VANGUARD INDEX FDS           VALUE ETF | OTHER | 922908744 |  | 1418 | 10105 | SH |  | DFND |  | 10105 | 0 | 0 |
| VANGUARD INDEX FDS           TOTAL STK MKT | OTHER | 922908769 |  | 21830 | 114179 | SH |  | DFND |  | 114179 | 0 | 0 |

---