# EDGAR Filing Document

**Accession Number:** 0001039807
**File Stem:** 0001039807-25-000006
**Filing Date:** 2025-8
**Character Count:** 32217
**Document Hash:** cc5c74c587d01ba016e555555a73a9e9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001039807-25-000006.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001039807-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BOSTON FAMILY OFFICE LLC
- **CENTRAL INDEX KEY:** 0001039807

**ORGANIZATION NAME:**
- **EIN:** 050492777
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06344
- **FILM NUMBER:** 251209843

**BUSINESS ADDRESS:**
- **STREET 1:** 88 BROAD STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110
- **BUSINESS PHONE:** 6176240800

**MAIL ADDRESS:**
- **STREET 1:** 88 BROAD STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BOSTON FAMILY OFFICE LLC<br>**Address:** 88 BROAD STREET<br>BOSTON, MA 02110

**Form 13F File Number:** 028-06344

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** George Beal<br>**Title:** Managing Partner<br>**Phone:** 617-624-0800

**Signature, Place, and Date of Signing:**

George Beal  Boston, MA  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 286

**Form 13F Information Table Value Total:** $1505775

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | COM | 88579Y101 |  | 1890 | 12416 | SH |  | SOLE |  | 12416 | 0 | 0 |
| ABB Ltd ADR | SPONSORED ADR | 000375204 |  | 624 | 10450 | SH |  | SOLE |  | 10450 | 0 | 0 |
| Abbott Laboratories | COM | 002824100 |  | 11495 | 84564 | SH |  | SOLE |  | 84564 | 0 | 0 |
| AbbVie Inc. | COM | 00287Y109 |  | 13361 | 72035 | SH |  | SOLE |  | 72035 | 0 | 0 |
| Accenture Plc Class A | SHS CLASS A | G1151C101 |  | 1512 | 5059 | SH |  | SOLE |  | 5059 | 0 | 0 |
| Adobe Inc. | COM | 00724F101 |  | 15478 | 40008 | SH |  | SOLE |  | 40008 | 0 | 0 |
| Aflac Incorporated | COM | 001055102 |  | 2215 | 21006 | SH |  | SOLE |  | 21006 | 0 | 0 |
| Agnico Eagle Mines LTD | COM | 008474108 |  | 314 | 2644 | SH |  | SOLE |  | 2644 | 0 | 0 |
| Air Products and Chemicals Inc. | COM | 009158106 |  | 23558 | 83521 | SH |  | SOLE |  | 83521 | 0 | 0 |
| Airbnb Inc Com CL A | COM CL A | 009066101 |  | 301 | 2271 | SH |  | SOLE |  | 2271 | 0 | 0 |
| Alcon Inc. | ORD SHS | H01301128 |  | 279 | 3156 | SH |  | SOLE |  | 3156 | 0 | 0 |
| Allegion PLC | ORD SHS | G0176J109 |  | 626 | 4346 | SH |  | SOLE |  | 4346 | 0 | 0 |
| Alphabet Inc. Class A | CAP STK CL A | 02079K305 |  | 10420 | 59130 | SH |  | SOLE |  | 59130 | 0 | 0 |
| Alphabet Inc. Class C | CAP STK CL C | 02079K107 |  | 37065 | 208931 | SH |  | SOLE |  | 208931 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 |  | 779 | 13279 | SH |  | SOLE |  | 13279 | 0 | 0 |
| Amazon.com Inc. | COM | 023135106 |  | 56532 | 257642 | SH |  | SOLE |  | 257642 | 0 | 0 |
| American Express Company | COM | 025816109 |  | 4188 | 13130 | SH |  | SOLE |  | 13130 | 0 | 0 |
| American Tower Corporation | COM | 03027X100 |  | 27808 | 125846 | SH |  | SOLE |  | 125846 | 0 | 0 |
| American Water Works Co Inc | COM | 030420103 |  | 1503 | 10802 | SH |  | SOLE |  | 10802 | 0 | 0 |
| Amgen Inc. | COM | 031162100 |  | 2544 | 9112 | SH |  | SOLE |  | 9112 | 0 | 0 |
| Amphenol Corporation | CL A | 032095101 |  | 1684 | 17058 | SH |  | SOLE |  | 17058 | 0 | 0 |
| Analog Devices Inc. | COM | 032654105 |  | 5024 | 21109 | SH |  | SOLE |  | 21109 | 0 | 0 |
| ANSYS Inc. | COM | 03662Q105 |  | 32335 | 92072 | SH |  | SOLE |  | 92072 | 0 | 0 |
| Antero Midstream Corp. | COM | 03676B102 |  | 663 | 35000 | SH |  | SOLE |  | 35000 | 0 | 0 |
| Apple Inc. | COM | 037833100 |  | 61122 | 297988 | SH |  | SOLE |  | 297988 | 0 | 0 |
| Applied Materials Inc. | COM | 038222105 |  | 1559 | 8516 | SH |  | SOLE |  | 8516 | 0 | 0 |
| Aptargroup Inc. | COM | 038336103 |  | 25519 | 163138 | SH |  | SOLE |  | 163138 | 0 | 0 |
| ASML Holding NV ADR | N Y REGISTRY SHS | N07059210 |  | 6295 | 7856 | SH |  | SOLE |  | 7856 | 0 | 0 |
| AT Inc. | COM | 00206R102 |  | 500 | 17292 | SH |  | SOLE |  | 17292 | 0 | 0 |
| Automatic Data Processing Inc. | COM | 053015103 |  | 22716 | 73665 | SH |  | SOLE |  | 73665 | 0 | 0 |
| Autozone Inc | COM | 053332102 |  | 523 | 141 | SH |  | SOLE |  | 141 | 0 | 0 |
| Avery Dennison Corporation | COM | 053611109 |  | 526 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| Bank of New York Mellon Corporation | COM | 064058100 |  | 1240 | 13609 | SH |  | SOLE |  | 13609 | 0 | 0 |
| Becton Dickinson and Company | COM | 075887109 |  | 892 | 5177 | SH |  | SOLE |  | 5177 | 0 | 0 |
| Berkshire Hathaway Inc. Class A | CL A | 084670108 |  | 2186 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| Berkshire Hathaway Inc. Class B | CL B NEW | 084670702 |  | 28680 | 59040 | SH |  | SOLE |  | 59040 | 0 | 0 |
| Blackstone Group Inc. Class A | COM CL A | 09260D107 |  | 409 | 2732 | SH |  | SOLE |  | 2732 | 0 | 0 |
| Boston Scientific Corporation | COM | 101137107 |  | 1244 | 11586 | SH |  | SOLE |  | 11586 | 0 | 0 |
| Bristol-Myers Squibb Company | COM | 110122108 |  | 1255 | 27117 | SH |  | SOLE |  | 27117 | 0 | 0 |
| Broadcom Inc. | COM | 11135F101 |  | 819 | 2972 | SH |  | SOLE |  | 2972 | 0 | 0 |
| Brown  Brown Inc | COM | 115236101 |  | 269 | 2430 | SH |  | SOLE |  | 2430 | 0 | 0 |
| C.H. Robinson Worldwide Inc. | COM NEW | 12541W209 |  | 205 | 2134 | SH |  | SOLE |  | 2134 | 0 | 0 |
| Canadian Pacific Kansas City | COM | 13646K108 |  | 205 | 2588 | SH |  | SOLE |  | 2588 | 0 | 0 |
| Carrier Global Corp. | COM | 14448C104 |  | 498 | 6800 | SH |  | SOLE |  | 6800 | 0 | 0 |
| Caterpillar Inc. | COM | 149123101 |  | 1259 | 3244 | SH |  | SOLE |  | 3244 | 0 | 0 |
| Cheniere Energy | COM NEW | 16411R208 |  | 919 | 3775 | SH |  | SOLE |  | 3775 | 0 | 0 |
| Chevron Corporation | COM | 166764100 |  | 16341 | 114116 | SH |  | SOLE |  | 114116 | 0 | 0 |
| Chubb Limited | COM | H1467J104 |  | 528 | 1822 | SH |  | SOLE |  | 1822 | 0 | 0 |
| Church  Dwight Co. Inc. | COM | 171340102 |  | 765 | 7960 | SH |  | SOLE |  | 7960 | 0 | 0 |
| Cisco Systems Inc. | COM | 17275R102 |  | 1250 | 18023 | SH |  | SOLE |  | 18023 | 0 | 0 |
| Clorox Company | COM | 189054109 |  | 2660 | 22156 | SH |  | SOLE |  | 22156 | 0 | 0 |
| Coca-Cola Company | COM | 191216100 |  | 3221 | 45527 | SH |  | SOLE |  | 45527 | 0 | 0 |
| Cognizant Technology Solutions Corporation Class A | CL A | 192446102 |  | 243 | 3120 | SH |  | SOLE |  | 3120 | 0 | 0 |
| Colgate-Palmolive Company | COM | 194162103 |  | 714 | 7853 | SH |  | SOLE |  | 7853 | 0 | 0 |
| Comcast Corporation Class A | CL A | 20030N101 |  | 1284 | 35983 | SH |  | SOLE |  | 35983 | 0 | 0 |
| Conocophillips | COM | 20825C104 |  | 820 | 9139 | SH |  | SOLE |  | 9139 | 0 | 0 |
| Copart Inc. | COM | 217204106 |  | 255 | 5200 | SH |  | SOLE |  | 5200 | 0 | 0 |
| Corning Inc | COM | 219350105 |  | 1305 | 24910 | SH |  | SOLE |  | 24910 | 0 | 0 |
| Costco Wholesale Corporation | COM | 22160K105 |  | 12553 | 12681 | SH |  | SOLE |  | 12681 | 0 | 0 |
| CrowdStrike Holdings Inc. Class A | CL A | 22788C105 |  | 1250 | 2457 | SH |  | SOLE |  | 2457 | 0 | 0 |
| CVS Health Corporation | COM | 126650100 |  | 367 | 5320 | SH |  | SOLE |  | 5320 | 0 | 0 |
| Danaher Corporation | COM | 235851102 |  | 7953 | 40260 | SH |  | SOLE |  | 40260 | 0 | 0 |
| Deere  Company | COM | 244199105 |  | 792 | 1558 | SH |  | SOLE |  | 1558 | 0 | 0 |
| Diageo PLC Sponsored ADR | SPON ADR NEW | 25243Q205 |  | 479 | 4750 | SH |  | SOLE |  | 4750 | 0 | 0 |
| Diamondback Energy Inc | COM | 25278X109 |  | 824 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| Dominion Energy Inc | COM | 25746U109 |  | 218 | 3850 | SH |  | SOLE |  | 3850 | 0 | 0 |
| Dover Corporation | COM | 260003108 |  | 576 | 3141 | SH |  | SOLE |  | 3141 | 0 | 0 |
| Duolingo Inc. Class A | CL A COM | 26603R106 |  | 421 | 1026 | SH |  | SOLE |  | 1026 | 0 | 0 |
| Eastern Bankshares Inc | COM | 27627N105 |  | 418 | 27381 | SH |  | SOLE |  | 27381 | 0 | 0 |
| Eaton Corp. PLC | SHS | G29183103 |  | 14924 | 41819 | SH |  | SOLE |  | 41819 | 0 | 0 |
| Ecolab Inc. | COM | 278865100 |  | 26019 | 96572 | SH |  | SOLE |  | 96572 | 0 | 0 |
| Eli Lilly and Company | COM | 532457108 |  | 7045 | 9037 | SH |  | SOLE |  | 9037 | 0 | 0 |
| Emerson Electric Co. | COM | 291011104 |  | 1153 | 8644 | SH |  | SOLE |  | 8644 | 0 | 0 |
| EOG Resources Inc. | COM | 26875P101 |  | 8782 | 73415 | SH |  | SOLE |  | 73415 | 0 | 0 |
| Exxon Mobil Corporation | COM | 30231G102 |  | 3678 | 34122 | SH |  | SOLE |  | 34122 | 0 | 0 |
| Fastenal Company | COM | 311900104 |  | 571 | 13600 | SH |  | SOLE |  | 13600 | 0 | 0 |
| FedEx Corporation | COM | 31428X106 |  | 1239 | 5451 | SH |  | SOLE |  | 5451 | 0 | 0 |
| Ferguson Enterprises | COMMON STOCK NEW | 31488V107 |  | 268 | 1230 | SH |  | SOLE |  | 1230 | 0 | 0 |
| Ferrari NV | COM | N3167Y103 |  | 252 | 513 | SH |  | SOLE |  | 513 | 0 | 0 |
| Fidelity Total (bond Etf) | TOTAL BD ETF | 316188309 |  | 530 | 11574 | SH |  | SOLE |  | 11574 | 0 | 0 |
| First Solar Inc. | COM | 336433107 |  | 1506 | 9100 | SH |  | SOLE |  | 9100 | 0 | 0 |
| Fiserv Inc. | COM | 337738108 |  | 2309 | 13392 | SH |  | SOLE |  | 13392 | 0 | 0 |
| Flextronics Int'l LTD | ORD | Y2573F102 |  | 510 | 10217 | SH |  | SOLE |  | 10217 | 0 | 0 |
| Fortive Corp. | COM | 34959J108 |  | 201 | 3864 | SH |  | SOLE |  | 3864 | 0 | 0 |
| Gallagher Arthur J. | COM | 363576109 |  | 368 | 1150 | SH |  | SOLE |  | 1150 | 0 | 0 |
| GATX Corporation | COM | 361448103 |  | 1037 | 6751 | SH |  | SOLE |  | 6751 | 0 | 0 |
| GE Aerospace | COM NEW | 369604301 |  | 241 | 935 | SH |  | SOLE |  | 935 | 0 | 0 |
| General Mills Inc. | COM | 370334104 |  | 3404 | 65701 | SH |  | SOLE |  | 65701 | 0 | 0 |
| Gilead Sciences Inc. | COM | 375558103 |  | 1911 | 17240 | SH |  | SOLE |  | 17240 | 0 | 0 |
| Goldman Sachs Group Inc. | COM | 38141G104 |  | 262 | 370 | SH |  | SOLE |  | 370 | 0 | 0 |
| H Block Inc. | COM | 936711050 |  | 494 | 9000 | SH |  | SOLE |  | 9000 | 0 | 0 |
| Hartford Financial | COM | 416515104 |  | 245 | 1933 | SH |  | SOLE |  | 1933 | 0 | 0 |
| Hologic Inc. | COM | 436440101 |  | 1238 | 18997 | SH |  | SOLE |  | 18997 | 0 | 0 |
| Home Depot Inc. | COM | 437076102 |  | 7503 | 20464 | SH |  | SOLE |  | 20464 | 0 | 0 |
| Honeywell International Inc. | COM | 438516106 |  | 835 | 3585 | SH |  | SOLE |  | 3585 | 0 | 0 |
| Hubbell Incorporated Class B | COM | 443510607 |  | 4336 | 10618 | SH |  | SOLE |  | 10618 | 0 | 0 |
| IDEXX Laboratories Inc. | COM | 45168D104 |  | 14975 | 27927 | SH |  | SOLE |  | 27927 | 0 | 0 |
| Illinois Tool Works Inc. | COM | 452308109 |  | 2850 | 11521 | SH |  | SOLE |  | 11521 | 0 | 0 |
| Ingersoll Rand Inc. | COM | 45687V106 |  | 945 | 11356 | SH |  | SOLE |  | 11356 | 0 | 0 |
| Innodata Inc Com New | COM NEW | 457642205 |  | 840 | 16400 | SH |  | SOLE |  | 16400 | 0 | 0 |
| Insulet Corporation | COM | 45784P101 |  | 597 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| International Business Machines Corporation | COM | 459200101 |  | 1176 | 3989 | SH |  | SOLE |  | 3989 | 0 | 0 |
| Intuit Inc. | COM | 461202103 |  | 1313 | 1667 | SH |  | SOLE |  | 1667 | 0 | 0 |
| Invesco QQQ Trust | UNIT SER 1 | 46090E103 |  | 4795 | 8693 | SH |  | SOLE |  | 8693 | 0 | 0 |
| Invesco S 500 Low Volatility ETF | S LOW VOL | 46138E354 |  | 287 | 3943 | SH |  | SOLE |  | 3943 | 0 | 0 |
| Invesco Variable Rate Preferred ETF | VAR RATE PFD | 46138G870 |  | 5955 | 243581 | SH |  | SOLE |  | 243581 | 0 | 0 |
| Iqvia Holdings Inc | COM | 46266C105 |  | 19542 | 124007 | SH |  | SOLE |  | 124007 | 0 | 0 |
| iShares 1-5 Year Investment Grade Corporate Bond ETF | ISHS 1-5YR INVS | 464288646 |  | 499 | 9450 | SH |  | SOLE |  | 9450 | 0 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 4103 | 6607 | SH |  | SOLE |  | 6607 | 0 | 0 |
| iShares Core S Mid-Cap ETF | CORE S MCP ETF | 464287507 |  | 3329 | 53674 | SH |  | SOLE |  | 53674 | 0 | 0 |
| iShares Core S Small Cap ETF | CORE S SCP ETF | 464287804 |  | 6451 | 59023 | SH |  | SOLE |  | 59023 | 0 | 0 |
| iShares Expanded Tech Sector ETF | EXPND TEC SC ETF | 464287549 |  | 1337 | 11904 | SH |  | SOLE |  | 11904 | 0 | 0 |
| iShares Floating Rate Bond ETF | FLTG RATE NT ETF | 46429B655 |  | 308 | 6038 | SH |  | SOLE |  | 6038 | 0 | 0 |
| iShares Gold Trust | ISHARES NEW | 464285204 |  | 772 | 12421 | SH |  | SOLE |  | 12421 | 0 | 0 |
| iShares iBonds Treasury 2025 | IBONDS 25 TRM TS | 46436E866 |  | 1147 | 49109 | SH |  | SOLE |  | 49109 | 0 | 0 |
| iShares iBonds Treasury 2026 | IBONDS 26 TRM TS | 46436E858 |  | 5191 | 226379 | SH |  | SOLE |  | 226379 | 0 | 0 |
| iShares iBonds Treasury 2027 | IBONDS 27 TRM TS | 46436E841 |  | 4990 | 221879 | SH |  | SOLE |  | 221879 | 0 | 0 |
| iShares iBonds Treasury 2028 | IBONDS 28 TRM TS | 46436E833 |  | 4028 | 180163 | SH |  | SOLE |  | 180163 | 0 | 0 |
| iShares iBonds Treasury 2029 | IBONDS 29 TRM TS | 46436E825 |  | 2363 | 107789 | SH |  | SOLE |  | 107789 | 0 | 0 |
| iShares iBonds Treasury 2030 | IBOND DEC 2030 | 46436E593 |  | 1975 | 99546 | SH |  | SOLE |  | 99546 | 0 | 0 |
| iShares iBonds Treasury 2031 | IBONDS DEC 2031 | 46436E460 |  | 1929 | 94104 | SH |  | SOLE |  | 94104 | 0 | 0 |
| iShares iBonds Treasury 2032 | IBONDS DEC 2032 | 46436E296 |  | 1577 | 68497 | SH |  | SOLE |  | 68497 | 0 | 0 |
| iShares Micro-Cap ETF | MICRO-CAP ETF | 464288869 |  | 298 | 2333 | SH |  | SOLE |  | 2333 | 0 | 0 |
| iShares MSCI ACWI ETF | MSCI ACWI ETF | 464288257 |  | 206 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| iShares MSCI EAFE ETF | MSCI EAFE ETF | 464287465 |  | 724 | 8097 | SH |  | SOLE |  | 8097 | 0 | 0 |
| iShares MSCI USA ESG Select ETF | ESG OPTIMIZED | 464288802 |  | 203 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| iShares Russell 1000 ETF | RUS 1000 ETF | 464287622 |  | 246 | 725 | SH |  | SOLE |  | 725 | 0 | 0 |
| iShares Russell 1000 Growth ETF | RUS 1000 GRW ETF | 464287614 |  | 596 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 1339 | 6203 | SH |  | SOLE |  | 6203 | 0 | 0 |
| iShares Russell 2000 Growth ETF | RUS 2000 GRW ETF | 464287648 |  | 1270 | 4441 | SH |  | SOLE |  | 4441 | 0 | 0 |
| iShares Russell Midcap ETF | RUS MID CAP ETF | 464287499 |  | 1523 | 16570 | SH |  | SOLE |  | 16570 | 0 | 0 |
| iShares S 500 Growth ETF | S 500 GRWT ETF | 464287309 |  | 3017 | 27399 | SH |  | SOLE |  | 27399 | 0 | 0 |
| iShares S 500 Value ETF | S 500 VAL ETF | 464287408 |  | 1122 | 5743 | SH |  | SOLE |  | 5743 | 0 | 0 |
| iShares S Mid-Cap 400 Value ETF | S MC 400VL ETF | 464287705 |  | 540 | 4370 | SH |  | SOLE |  | 4370 | 0 | 0 |
| iShares S Small-Cap 600 Value ETF | SP SMCP600VL ETF | 464287879 |  | 244 | 2453 | SH |  | SOLE |  | 2453 | 0 | 0 |
| iShares Short Treasury Bond Fund | SHORT TREAS BD | 464288679 |  | 896 | 8116 | SH |  | SOLE |  | 8116 | 0 | 0 |
| iShares TIPS Bond ETF | TIPS BD ETF | 464287176 |  | 222 | 2021 | SH |  | SOLE |  | 2021 | 0 | 0 |
| iShares Treasury Floating Rate Bond ETF | TRS FLT RT BD | 46434V860 |  | 1940 | 38295 | SH |  | SOLE |  | 38295 | 0 | 0 |
| iShares U.S. Technology ETF | U.S. TECH ETF | 464287721 |  | 1681 | 9700 | SH |  | SOLE |  | 9700 | 0 | 0 |
| J P Morgan Exchange (traded FD Municipal Etf) | MUNICIPAL ETF | 46641Q647 |  | 346 | 6963 | SH |  | SOLE |  | 6963 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 11837 | 77497 | SH |  | SOLE |  | 77497 | 0 | 0 |
| Johnson Controls International PLC | COM | G51502105 |  | 528 | 4999 | SH |  | SOLE |  | 4999 | 0 | 0 |
| JPMorgan Chase  Co. | COM | 46625H100 |  | 13395 | 46211 | SH |  | SOLE |  | 46211 | 0 | 0 |
| JPMorgan Ultra-Short Income ETF | ULTRA SHRT INC | 46641Q837 |  | 3259 | 64313 | SH |  | SOLE |  | 64313 | 0 | 0 |
| JPMorgan Ultra-Short Municipal Income ETF | ULTRA SHT MUNCPL | 46641Q654 |  | 841 | 16509 | SH |  | SOLE |  | 16509 | 0 | 0 |
| Kellanova | COM | 487836108 |  | 671 | 8440 | SH |  | SOLE |  | 8440 | 0 | 0 |
| Kenvue Inc Com | COM | 49177J102 |  | 294 | 14040 | SH |  | SOLE |  | 14040 | 0 | 0 |
| Keysight Technologies | COM | 49338L103 |  | 293 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| Kimberly-Clark Corporation | COM | 494368103 |  | 654 | 5075 | SH |  | SOLE |  | 5075 | 0 | 0 |
| Kinder Morgan Inc Class P | COM | 49456B101 |  | 779 | 26505 | SH |  | SOLE |  | 26505 | 0 | 0 |
| L3Harris Technologies Inc | COM | 502431109 |  | 267 | 1063 | SH |  | SOLE |  | 1063 | 0 | 0 |
| Labcorp Holdings Inc | COM SHS | 504922105 |  | 223 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| Lamar Advertising Co CL A | CL A | 512816109 |  | 206 | 1695 | SH |  | SOLE |  | 1695 | 0 | 0 |
| Lennar Corporation Class A | CL A | 526057104 |  | 425 | 3841 | SH |  | SOLE |  | 3841 | 0 | 0 |
| Lincoln Electric Holdings Inc. | COM | 533900106 |  | 7210 | 34775 | SH |  | SOLE |  | 34775 | 0 | 0 |
| Linde PLC | SHS | G54950103 |  | 1020 | 2173 | SH |  | SOLE |  | 2173 | 0 | 0 |
| Lowe's Companies Inc. | COM | 548661107 |  | 4432 | 19975 | SH |  | SOLE |  | 19975 | 0 | 0 |
| Marsh  McLennan Companies Inc. | COM | 571748102 |  | 23017 | 105293 | SH |  | SOLE |  | 105293 | 0 | 0 |
| Mastercard Incorporated Class A | CL A | 57636Q104 |  | 820 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| McCormick  Company Inc. | COM NON VTG | 579780206 |  | 14946 | 197126 | SH |  | SOLE |  | 197126 | 0 | 0 |
| McDonald's Corporation | COM | 580135101 |  | 7669 | 26250 | SH |  | SOLE |  | 26250 | 0 | 0 |
| McKesson Corporation | COM | 58155Q103 |  | 260 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| Medtronic PLC | SHS | G5960L103 |  | 2468 | 28312 | SH |  | SOLE |  | 28312 | 0 | 0 |
| Merck  Co. Inc. | COM | 58933Y105 |  | 3967 | 50120 | SH |  | SOLE |  | 50120 | 0 | 0 |
| Meta Platforms | CL A | 30303M102 |  | 3569 | 4835 | SH |  | SOLE |  | 4835 | 0 | 0 |
| Microsoft Corporation | COM | 594918104 |  | 69674 | 140080 | SH |  | SOLE |  | 140080 | 0 | 0 |
| Mondelez International Inc. Class A | CL A | 609207105 |  | 2057 | 30500 | SH |  | SOLE |  | 30500 | 0 | 0 |
| Monolithic Power Systems Inc. | COM | 609839105 |  | 1839 | 2514 | SH |  | SOLE |  | 2514 | 0 | 0 |
| Moody's Corporation | COM | 615369105 |  | 349 | 696 | SH |  | SOLE |  | 696 | 0 | 0 |
| Neogen Corporation | COM | 640491106 |  | 238 | 49710 | SH |  | SOLE |  | 49710 | 0 | 0 |
| Nestle S.A. Sponsored ADR | COM | 641069406 |  | 5441 | 54799 | SH |  | SOLE |  | 54799 | 0 | 0 |
| Netflix Inc | COM | 64110L106 |  | 7377 | 5509 | SH |  | SOLE |  | 5509 | 0 | 0 |
| New York Times Company Class A | CL A | 650111107 |  | 235 | 4200 | SH |  | SOLE |  | 4200 | 0 | 0 |
| NextEra Energy Inc. | COM | 65339F101 |  | 19337 | 278481 | SH |  | SOLE |  | 278481 | 0 | 0 |
| Nextnav Inc | COMMON STOCK | 65345N106 |  | 1900 | 125000 | SH |  | SOLE |  | 125000 | 0 | 0 |
| NIKE Inc. Class B | CL B | 654106103 |  | 9264 | 130387 | SH |  | SOLE |  | 130387 | 0 | 0 |
| Norfolk Southern Corporation | COM | 655844108 |  | 2169 | 8473 | SH |  | SOLE |  | 8473 | 0 | 0 |
| Northern Trust Corporation | COM | 665859104 |  | 443 | 3497 | SH |  | SOLE |  | 3497 | 0 | 0 |
| Novartis AG Sponsored ADR | SPONSORED ADR | 66987V109 |  | 1562 | 12935 | SH |  | SOLE |  | 12935 | 0 | 0 |
| Novo Nordisk A/S Sponsored ADR Class B | ADR | 670100205 |  | 2462 | 35673 | SH |  | SOLE |  | 35673 | 0 | 0 |
| NVIDIA Corporation | COM | 67066G104 |  | 20104 | 127247 | SH |  | SOLE |  | 127247 | 0 | 0 |
| NXP Semiconductors | COM | N6596X109 |  | 249 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| Oracle Corporation | COM | 68389X105 |  | 3177 | 14532 | SH |  | SOLE |  | 14532 | 0 | 0 |
| O'Reilly Automotive Inc. | COM | 67103H107 |  | 584 | 6480 | SH |  | SOLE |  | 6480 | 0 | 0 |
| Otis Worldwide Corporation | COM | 68902V107 |  | 343 | 3462 | SH |  | SOLE |  | 3462 | 0 | 0 |
| Palantir Technologies Inc | CL A | 69608A108 |  | 4649 | 34105 | SH |  | SOLE |  | 34105 | 0 | 0 |
| Palo Alto Networks Inc. | COM | 697435105 |  | 22604 | 110509 | SH |  | SOLE |  | 110509 | 0 | 0 |
| Parker-Hannifin Corporation | COM | 701094104 |  | 7857 | 11249 | SH |  | SOLE |  | 11249 | 0 | 0 |
| Paypal Holdings Inc | COM | 70450Y103 |  | 231 | 3104 | SH |  | SOLE |  | 3104 | 0 | 0 |
| PepsiCo Inc. | COM | 713448108 |  | 8586 | 65023 | SH |  | SOLE |  | 65023 | 0 | 0 |
| Pfizer Inc. | COM | 717081103 |  | 1616 | 66647 | SH |  | SOLE |  | 66647 | 0 | 0 |
| Philip Morris International Inc. | COM | 718172109 |  | 1982 | 10884 | SH |  | SOLE |  | 10884 | 0 | 0 |
| PNC Financial Services Group Inc. | COM | 693475105 |  | 610 | 3270 | SH |  | SOLE |  | 3270 | 0 | 0 |
| Primis Financial | COM | 74167B109 |  | 122 | 11215 | SH |  | SOLE |  | 11215 | 0 | 0 |
| Procter  Gamble Company | COM | 742718109 |  | 9704 | 60907 | SH |  | SOLE |  | 60907 | 0 | 0 |
| Progressive Corporation | COM | 743315103 |  | 233 | 872 | SH |  | SOLE |  | 872 | 0 | 0 |
| Qualcomm Inc | COM | 747525103 |  | 2751 | 17275 | SH |  | SOLE |  | 17275 | 0 | 0 |
| Relay Therapeutics Inc. | COM | 75943R102 |  | 43 | 12397 | SH |  | SOLE |  | 12397 | 0 | 0 |
| Rockwell Automation Inc. | COM | 773903109 |  | 25260 | 76047 | SH |  | SOLE |  | 76047 | 0 | 0 |
| Root Inc | CL A NEW | 77664L207 |  | 879 | 6869 | SH |  | SOLE |  | 6869 | 0 | 0 |
| Roper Technologies Inc. | COM | 776696106 |  | 20107 | 35473 | SH |  | SOLE |  | 35473 | 0 | 0 |
| RPM International Inc. | COM | 749685103 |  | 3361 | 30585 | SH |  | SOLE |  | 30585 | 0 | 0 |
| RTX Corporation | COM | 75513E101 |  | 2264 | 15503 | SH |  | SOLE |  | 15503 | 0 | 0 |
| S Global Inc. | COM | 78409V104 |  | 28034 | 53181 | SH |  | SOLE |  | 53181 | 0 | 0 |
| Salesforce Inc. | COM | 79466L302 |  | 24518 | 89910 | SH |  | SOLE |  | 89910 | 0 | 0 |
| Science Applications International Corp. | COM | 808625107 |  | 308 | 2735 | SH |  | SOLE |  | 2735 | 0 | 0 |
| ServiceNow Inc. | COM | 81762P102 |  | 26571 | 25847 | SH |  | SOLE |  | 25847 | 0 | 0 |
| Shell PLC ADR | SPON ADS | 780259305 |  | 593 | 8419 | SH |  | SOLE |  | 8419 | 0 | 0 |
| Sherwin-Williams Company | COM | 824348106 |  | 8316 | 24220 | SH |  | SOLE |  | 24220 | 0 | 0 |
| Shopify Inc. Class A | CL A SUB VTG SHS | 82509L107 |  | 332 | 2880 | SH |  | SOLE |  | 2880 | 0 | 0 |
| SPDR Bloomberg Barclays Convertible Securities ETF | BLMBRG BRC CONVRT | 78464A359 |  | 290 | 3510 | SH |  | SOLE |  | 3510 | 0 | 0 |
| SPDR S 500 ETF Trust | TR UNIT | 78462F103 |  | 30344 | 49112 | SH |  | SOLE |  | 49112 | 0 | 0 |
| SPDR S Dividend ETF | S DIVID ETF | 78464A763 |  | 320 | 2361 | SH |  | SOLE |  | 2361 | 0 | 0 |
| SPDR S Midcap 400 ETF Trust | UTSER1 S | 78467Y107 |  | 7319 | 12920 | SH |  | SOLE |  | 12920 | 0 | 0 |
| Sprott Physical Gold and Silver Trust | TR UNIT | 85208R101 |  | 363 | 12056 | SH |  | SOLE |  | 12056 | 0 | 0 |
| SS Technologies Holdings Inc. | COM | 78467J100 |  | 235 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| Starbucks Corporation | COM | 855244109 |  | 557 | 6083 | SH |  | SOLE |  | 6083 | 0 | 0 |
| Starwood Property Trust Inc. | COM | 85571B105 |  | 1220 | 60773 | SH |  | SOLE |  | 60773 | 0 | 0 |
| Steris PLC | SHS USD | G8473T100 |  | 1112 | 4629 | SH |  | SOLE |  | 4629 | 0 | 0 |
| Stryker Corporation | COM | 863667101 |  | 26266 | 66391 | SH |  | SOLE |  | 66391 | 0 | 0 |
| Synopsys Inc. | COM | 871607107 |  | 2746 | 5357 | SH |  | SOLE |  | 5357 | 0 | 0 |
| Sysco Corporation | COM | 871829107 |  | 400 | 5280 | SH |  | SOLE |  | 5280 | 0 | 0 |
| Taiwan Semiconductor MFG. | SPONSORED ADS | 874039100 |  | 2363 | 10434 | SH |  | SOLE |  | 10434 | 0 | 0 |
| Target Corporation | COM | 87612E106 |  | 1383 | 14017 | SH |  | SOLE |  | 14017 | 0 | 0 |
| TE Connectivity LTD | SHS | G87052109 |  | 413 | 2450 | SH |  | SOLE |  | 2450 | 0 | 0 |
| TE Connectivity PLC | ORD SHS | G87052109 |  | 6171 | 36608 | SH |  | SOLE |  | 36608 | 0 | 0 |
| Teradyne Inc. | COM | 880770102 |  | 5303 | 58979 | SH |  | SOLE |  | 58979 | 0 | 0 |
| Terreno Realty Corp | COM | 88146M101 |  | 248 | 4415 | SH |  | SOLE |  | 4415 | 0 | 0 |
| Texas Instruments Incorporated | COM | 882508104 |  | 444 | 2138 | SH |  | SOLE |  | 2138 | 0 | 0 |
| The Vanguard Short-Term Tax-Exempt Bond ETF | SHORT TRM TAX EX | 921935870 |  | 227 | 2250 | SH |  | SOLE |  | 2250 | 0 | 0 |
| Thermo Fisher Scientific Inc. | COM | 883556102 |  | 16699 | 41181 | SH |  | SOLE |  | 41181 | 0 | 0 |
| TJX Companies Inc | COM | 872540109 |  | 6341 | 51348 | SH |  | SOLE |  | 51348 | 0 | 0 |
| Trane Technologies plc | SHS | G8994E103 |  | 4941 | 11296 | SH |  | SOLE |  | 11296 | 0 | 0 |
| Travelers Companies Inc. | COM | 89417E109 |  | 408 | 1525 | SH |  | SOLE |  | 1525 | 0 | 0 |
| Trimble Inc. | COM | 896239100 |  | 310 | 4075 | SH |  | SOLE |  | 4075 | 0 | 0 |
| Tyler Technologies Inc. | COM | 902252105 |  | 2285 | 3854 | SH |  | SOLE |  | 3854 | 0 | 0 |
| U.S. Bancorp | COM NEW | 902973304 |  | 226 | 4995 | SH |  | SOLE |  | 4995 | 0 | 0 |
| Unilever PLC Sponsored ADR | SPON ADR NEW | 904767704 |  | 215 | 3511 | SH |  | SOLE |  | 3511 | 0 | 0 |
| Union Pacific Corporation | COM | 907818108 |  | 29147 | 126670 | SH |  | SOLE |  | 126670 | 0 | 0 |
| UnitedHealth Group Incorporated | COM | 91324P102 |  | 1924 | 6168 | SH |  | SOLE |  | 6168 | 0 | 0 |
| VanEck Morningstar Wide Moat ETF | MORNINGSTAR WIDE | 92189F643 |  | 5500 | 58641 | SH |  | SOLE |  | 58641 | 0 | 0 |
| VanEck Vectors Short Muni ETF | VANECK SHRT MUNI | 92189F528 |  | 240 | 13896 | SH |  | SOLE |  | 13896 | 0 | 0 |
| Vanguard Core Bond ETF | CORE BD ETF | 922020748 |  | 4309 | 55546 | SH |  | SOLE |  | 55546 | 0 | 0 |
| Vanguard Dividend Appreciation ETF | DIV APP ETF | 921908844 |  | 11183 | 54638 | SH |  | SOLE |  | 54638 | 0 | 0 |
| Vanguard Energy ETF | ENERGY ETF | 92204A306 |  | 425 | 3571 | SH |  | SOLE |  | 3571 | 0 | 0 |
| Vanguard Extended Market ETF | EXTEND MKT ETF | 922908652 |  | 12645 | 65616 | SH |  | SOLE |  | 65616 | 0 | 0 |
| Vanguard FTSE All-World ex-US ETF | ALLWRLD EX US | 922042775 |  | 1969 | 29285 | SH |  | SOLE |  | 29285 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | VAN FTSE DEV MKT | 921943858 |  | 2831 | 49662 | SH |  | SOLE |  | 49662 | 0 | 0 |
| Vanguard FTSE Emerging Markets ETF | FTSE EMR MKT ETF | 922042858 |  | 535 | 10817 | SH |  | SOLE |  | 10817 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 620 | 1414 | SH |  | SOLE |  | 1414 | 0 | 0 |
| Vanguard High Dividend Yield Index ETF | HIGH DIV YLD | 921946406 |  | 632 | 4740 | SH |  | SOLE |  | 4740 | 0 | 0 |
| Vanguard Instl Index (FD Ultra-Short Trea) | ULTRA-SHORT TREA | 922040852 |  | 1478 | 19569 | SH |  | SOLE |  | 19569 | 0 | 0 |
| Vanguard Intermediate-Term Bond ETF | INTERMED TERM | 921937819 |  | 2217 | 28663 | SH |  | SOLE |  | 28663 | 0 | 0 |
| Vanguard Intermediate-Term Treasury ETF | INTER TERM TREAS | 92206C706 |  | 343 | 5742 | SH |  | SOLE |  | 5742 | 0 | 0 |
| Vanguard Large-Cap ETF | LARGE CAP ETF | 922908637 |  | 2953 | 10350 | SH |  | SOLE |  | 10350 | 0 | 0 |
| Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 |  | 2520 | 9006 | SH |  | SOLE |  | 9006 | 0 | 0 |
| Vanguard Real Estate ETF | REAL ESTATE ETF | 922908553 |  | 1674 | 18801 | SH |  | SOLE |  | 18801 | 0 | 0 |
| Vanguard S 500 ETF | S 500 ETF SHS | 922908363 |  | 32414 | 57065 | SH |  | SOLE |  | 57065 | 0 | 0 |
| Vanguard Short-Term Bond ETF | SHORT TRM BOND | 921937827 |  | 5019 | 63773 | SH |  | SOLE |  | 63773 | 0 | 0 |
| Vanguard Short-Term Corporate Bond ETF | SHRT TRM CORP BD | 92206C409 |  | 7110 | 89445 | SH |  | SOLE |  | 89445 | 0 | 0 |
| Vanguard Short-Term Inflation-Protected ETF | STRM INFPROIDX | 922020805 |  | 12610 | 250836 | SH |  | SOLE |  | 250836 | 0 | 0 |
| Vanguard Short-Term Treasury ETF | SHORT TERM TREAS | 92206C102 |  | 3829 | 65137 | SH |  | SOLE |  | 65137 | 0 | 0 |
| Vanguard Small-Cap ETF | SMALL CP ETF | 922908751 |  | 260 | 1098 | SH |  | SOLE |  | 1098 | 0 | 0 |
| Vanguard Total Bond Market ETF | TOTAL BND MRKT | 921937835 |  | 219 | 2972 | SH |  | SOLE |  | 2972 | 0 | 0 |
| Vanguard Total International Stock ETF | VG TL INTL STK F | 921909768 |  | 2192 | 31729 | SH |  | SOLE |  | 31729 | 0 | 0 |
| Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 |  | 9343 | 30740 | SH |  | SOLE |  | 30740 | 0 | 0 |
| Vanguard Ultra-Short Bond ETF | VANGUARD ULTRA | 92203C303 |  | 1901 | 38127 | SH |  | SOLE |  | 38127 | 0 | 0 |
| Veralto Corp-W/I | COM SHS | 92338C103 |  | 349 | 3460 | SH |  | SOLE |  | 3460 | 0 | 0 |
| Verizon Communications Inc. | COM | 92343V104 |  | 2351 | 54331 | SH |  | SOLE |  | 54331 | 0 | 0 |
| Vertex Pharmaceuticals Incorporated | COM | 92532F100 |  | 354 | 796 | SH |  | SOLE |  | 796 | 0 | 0 |
| Viewra Inc | COM | 92672L107 |  | 0 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| Visa Inc. Class A | COM CL A | 92826C839 |  | 49235 | 138680 | SH |  | SOLE |  | 138680 | 0 | 0 |
| Walmart Inc. | COM | 931142103 |  | 1954 | 19987 | SH |  | SOLE |  | 19987 | 0 | 0 |
| Walt Disney Company | COM | 254687106 |  | 9778 | 78863 | SH |  | SOLE |  | 78863 | 0 | 0 |
| Waste Connections Inc. | COM | 94106B101 |  | 300 | 1605 | SH |  | SOLE |  | 1605 | 0 | 0 |
| Waste Management Inc. | COM | 94106L109 |  | 4049 | 17697 | SH |  | SOLE |  | 17697 | 0 | 0 |
| Waters Corporation | COM | 941848103 |  | 350 | 1003 | SH |  | SOLE |  | 1003 | 0 | 0 |
| Watsco Inc | COM | 942622200 |  | 369 | 835 | SH |  | SOLE |  | 835 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 538 | 5213 | SH |  | SOLE |  | 5213 | 0 | 0 |
| Wells Fargo  Company | COM | 949746101 |  | 290 | 3623 | SH |  | SOLE |  | 3623 | 0 | 0 |
| Welltower Inc. | COM | 95040Q104 |  | 3956 | 25753 | SH |  | SOLE |  | 25753 | 0 | 0 |
| Weyerhaeuser Company | COM NEW | 962166104 |  | 679 | 26433 | SH |  | SOLE |  | 26433 | 0 | 0 |
| WisdomTree Emerging Markets SmallCap Dividend Fund | EMG MKTS SMCAP | 97717W281 |  | 699 | 12659 | SH |  | SOLE |  | 12659 | 0 | 0 |
| Xylem Inc. | COM | 98419M100 |  | 11652 | 90084 | SH |  | SOLE |  | 90084 | 0 | 0 |
| Zebra Technologies Corporation Class A | CL A | 989207105 |  | 16106 | 52230 | SH |  | SOLE |  | 52230 | 0 | 0 |
| Zoetis Inc. Class A | CL A | 98978V103 |  | 5367 | 34415 | SH |  | SOLE |  | 34415 | 0 | 0 |

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