# EDGAR Filing Document

**Accession Number:** 0000919864
**File Stem:** 0001628280-25-052418
**Filing Date:** 2025-11
**Character Count:** 23130
**Document Hash:** 343c605c32e882795df527cf21bb369a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-25-052418.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001628280-25-052418

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Finward Bancorp
- **CENTRAL INDEX KEY:** 0000919864
- **STANDARD INDUSTRIAL CLASSIFICATION:** SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 351927981
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25084
- **FILM NUMBER:** 251488206

**BUSINESS ADDRESS:**
- **STREET 1:** 9204 COLUMBIA AVE
- **CITY:** MUNSTER
- **STATE:** IN
- **ZIP:** 46321
- **BUSINESS PHONE:** 219 836-9690

**MAIL ADDRESS:**
- **STREET 1:** 9204 COLUMBIA AVE
- **CITY:** MUNSTER
- **STATE:** IN
- **ZIP:** 46321

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NORTHWEST INDIANA BANCORP
- **DATE OF NAME CHANGE:** 19940307

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Finward Bancorp<br>**Address:** 9204 Columbia Ave<br>Munster, IN 46321

**Form 13F File Number:** 028-25084

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Benjamin Schmitt<br>**Title:** EVP Chief Financial Officer<br>**Phone:** 219-853-7613

**Signature, Place, and Date of Signing:**

Benjamin Schmitt  Munster, IN  11-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 184

**Form 13F Information Table Value Total:** $131626548

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COMMON STOCK | 00206R102 |  | 191129 | 6768 | SH |  | SOLE |  | 3768 | 0 | 3000 |
| AT INC | COMMON STOCK | 00206R102 |  | 321654 | 11390 | SH |  | OTR |  | 11390 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 537501 | 4013 | SH |  | SOLE |  | 4013 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 199303 | 1488 | SH |  | OTR |  | 1488 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 1106067 | 4777 | SH |  | SOLE |  | 4515 | 0 | 262 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 414225 | 1789 | SH |  | OTR |  | 1689 | 0 | 100 |
| ADOBE SYSTEMS INCORPORATED | COMMON STOCK | 00724F101 |  | 296310 | 840 | SH |  | SOLE |  | 840 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 534336 | 2198 | SH |  | SOLE |  | 1791 | 0 | 407 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 48620 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 209541 | 3172 | SH |  | SOLE |  | 2472 | 0 | 700 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 97107 | 1470 | SH |  | OTR |  | 1470 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 1088847 | 4959 | SH |  | SOLE |  | 4339 | 0 | 620 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 86731 | 395 | SH |  | OTR |  | 365 | 0 | 30 |
| AMERICAN ELECTRIC POWER INC | COMMON STOCK | 025537101 |  | 275966 | 2453 | SH |  | SOLE |  | 2453 | 0 | 0 |
| AMERICAN ELECTRIC POWER INC | COMMON STOCK | 025537101 |  | 241764 | 2149 | SH |  | OTR |  | 2086 | 0 | 63 |
| ELEVANCE HEALTH | COMMON STOCK | 036752103 |  | 346062 | 1071 | SH |  | SOLE |  | 1071 | 0 | 0 |
| ELEVANCE HEALTH | COMMON STOCK | 036752103 |  | 74964 | 232 | SH |  | OTR |  | 0 | 0 | 232 |
| APPLE INC | COMMON STOCK | 037833100 |  | 3466028 | 13612 | SH |  | SOLE |  | 12722 | 0 | 890 |
| APPLE INC | COMMON STOCK | 037833100 |  | 1224261 | 4808 | SH |  | OTR |  | 3172 | 0 | 1636 |
| ASTRAZENECA PLC | FOREIGN STOCK | 046353108 |  | 25855 | 337 | SH |  | SOLE |  | 0 | 0 | 337 |
| ASTRAZENECA PLC | FOREIGN STOCK | 046353108 |  | 211824 | 2761 | SH |  | OTR |  | 2761 | 0 | 0 |
| BP PLC | FOREIGN STOCK | 055622104 |  | 51276 | 1488 | SH |  | SOLE |  | 1488 | 0 | 0 |
| BP PLC | FOREIGN STOCK | 055622104 |  | 451978 | 13116 | SH |  | OTR |  | 13116 | 0 | 0 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 508270 | 1011 | SH |  | SOLE |  | 959 | 0 | 52 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 110603 | 220 | SH |  | OTR |  | 220 | 0 | 0 |
| BIONTECH SE | FOREIGN STOCK | 09075V102 |  | 290929 | 2950 | SH |  | SOLE |  | 2950 | 0 | 0 |
| BITFARMS LTD | FOREIGN STOCK | 09173B107 |  | 23406 | 8300 | SH |  | SOLE |  | 8300 | 0 | 0 |
| BITFARMS LTD | FOREIGN STOCK | 09173B107 |  | 14622 | 5185 | SH |  | OTR |  | 5185 | 0 | 0 |
| BLACKROCK | MUTUAL FUNDS/MU | 09254J102 |  | 172450 | 15536 | SH |  | SOLE |  | 15536 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 215617 | 6072 | SH |  | SOLE |  | 6072 | 0 | 0 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 203275 | 1309 | SH |  | SOLE |  | 577 | 0 | 732 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 46587 | 300 | SH |  | OTR |  | 300 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COMMON STOCK | 169656105 |  | 722350 | 18432 | SH |  | SOLE |  | 18432 | 0 | 0 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 864148 | 13030 | SH |  | SOLE |  | 12675 | 0 | 355 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 125212 | 1888 | SH |  | OTR |  | 1888 | 0 | 0 |
| COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 |  | 1227386 | 1326 | SH |  | SOLE |  | 1136 | 0 | 190 |
| DTE ENERGY CO | COMMON STOCK | 233331107 |  | 848580 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| DT MIDSTREAM INC | COMMON STOCK | 23345M107 |  | 247036 | 2185 | SH |  | SOLE |  | 2185 | 0 | 0 |
| DUKE ENERGY CORP | COMMON STOCK | 26441C204 |  | 380659 | 3076 | SH |  | SOLE |  | 2881 | 0 | 195 |
| DUKE ENERGY CORP | COMMON STOCK | 26441C204 |  | 367786 | 2972 | SH |  | OTR |  | 2653 | 0 | 319 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 218415 | 1665 | SH |  | SOLE |  | 1665 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 51816 | 395 | SH |  | OTR |  | 395 | 0 | 0 |
| ENBRIDGE INC | FOREIGN STOCK | 29250N105 |  | 339997 | 6738 | SH |  | SOLE |  | 5538 | 0 | 1200 |
| ENBRIDGE INC | FOREIGN STOCK | 29250N105 |  | 158798 | 3147 | SH |  | OTR |  | 2848 | 0 | 299 |
| ENTERGY CORP | COMMON STOCK | 29364G103 |  | 788387 | 8460 | SH |  | SOLE |  | 8360 | 0 | 100 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 400635 | 8901 | SH |  | SOLE |  | 8051 | 0 | 850 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 30382 | 675 | SH |  | OTR |  | 675 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 544809 | 4832 | SH |  | SOLE |  | 4166 | 0 | 666 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 251095 | 2227 | SH |  | OTR |  | 2227 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 578693 | 788 | SH |  | SOLE |  | 555 | 0 | 233 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 157892 | 215 | SH |  | OTR |  | 15 | 0 | 200 |
| FINWARD BANCORP | COMMON STOCK | 31812F109 |  | 1272642 | 39658 | SH |  | SOLE |  | 0 | 0 | 39658 |
| FINWARD BANCORP | COMMON STOCK | 31812F109 |  | 3118635 | 97184 | SH |  | OTR |  | 0 | 0 | 97184 |
| FIRST TRUST MORNINGSTAR DIV | MUTUAL FUND/STO | 336917109 |  | 690483 | 15906 | SH |  | SOLE |  | 13755 | 0 | 2151 |
| FIRST TRUST VALUE LINE DIVIDEND | MUTUAL FUND/STO | 33734H106 |  | 1951100 | 42195 | SH |  | SOLE |  | 36923 | 0 | 5272 |
| FIRST TRUST VALUE LINE DIVIDEND | MUTUAL FUND/STO | 33734H106 |  | 212982 | 4606 | SH |  | OTR |  | 4606 | 0 | 0 |
| FISERV INC | COMMON STOCK | 337738108 |  | 33264 | 258 | SH |  | SOLE |  | 258 | 0 | 0 |
| FISERV INC | COMMON STOCK | 337738108 |  | 322325 | 2500 | SH |  | OTR |  | 2500 | 0 | 0 |
| FLEXSHARES TR | MUTUAL FUND/COR | 33939L761 |  | 5071375 | 102972 | SH |  | SOLE |  | 101102 | 0 | 1870 |
| FLEXSHARES TR | MUTUAL FUND/COR | 33939L761 |  | 539781 | 10960 | SH |  | OTR |  | 4935 | 0 | 6025 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 62399 | 154 | SH |  | SOLE |  | 85 | 0 | 69 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 648304 | 1600 | SH |  | OTR |  | 1600 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 235353 | 7015 | SH |  | SOLE |  | 7015 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 28819 | 859 | SH |  | OTR |  | 200 | 0 | 659 |
| INTERNATIONAL BUSINESS MACHINES | COMMON STOCK | 459200101 |  | 141080 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| INTERNATIONAL BUSINESS MACHINES | COMMON STOCK | 459200101 |  | 112864 | 400 | SH |  | OTR |  | 400 | 0 | 0 |
| INVESCO QQQ TRUST | MUTUAL FUND/STO | 46090E103 |  | 4333473 | 7218 | SH |  | SOLE |  | 6725 | 0 | 493 |
| INVESCO QQQ TRUST | MUTUAL FUND/STO | 46090E103 |  | 12007 | 20 | SH |  | OTR |  | 20 | 0 | 0 |
| INVESCO S 500 GARP ETF | MUTUAL FUND/STO | 46137V431 |  | 2940715 | 25882 | SH |  | SOLE |  | 25882 | 0 | 0 |
| INVESCO S 500 GARP ETF | MUTUAL FUND/STO | 46137V431 |  | 431188 | 3795 | SH |  | OTR |  | 3140 | 0 | 655 |
| INVESCO S 500 HIGH DIV LOW VOL | MUTUAL FUND/STO | 46138E362 |  | 304118 | 6150 | SH |  | SOLE |  | 4847 | 0 | 1303 |
| INVESCO S 500 HIGH DIV LOW VOL | MUTUAL FUND/STO | 46138E362 |  | 69082 | 1397 | SH |  | OTR |  | 1397 | 0 | 0 |
| INVESCO VARIABLE RATE PREFERRED | MUTUAL FUND/COR | 46138G870 |  | 236751 | 9585 | SH |  | SOLE |  | 9585 | 0 | 0 |
| INVESCO VARIABLE RATE PREFERRED | MUTUAL FUND/COR | 46138G870 |  | 13585 | 550 | SH |  | OTR |  | 550 | 0 | 0 |
| ISHARES TIPS BOND (MKT) | MUTUAL FUND/GOV | 464287176 |  | 160602 | 1444 | SH |  | SOLE |  | 1444 | 0 | 0 |
| ISHARES TIPS BOND (MKT) | MUTUAL FUND/GOV | 464287176 |  | 45823 | 412 | SH |  | OTR |  | 412 | 0 | 0 |
| ISHARES CORE US AGGBD BD ETF | MUTUAL FUND/COR | 464287226 |  | 580850 | 5794 | SH |  | SOLE |  | 5794 | 0 | 0 |
| ISHARES CORE US AGGBD BD ETF | MUTUAL FUND/COR | 464287226 |  | 134135 | 1338 | SH |  | OTR |  | 1338 | 0 | 0 |
| ISHARES MSCI EAFE (MKT) | MUTUAL FUND/STO | 464287465 |  | 576185 | 6171 | SH |  | SOLE |  | 6146 | 0 | 25 |
| ISHARES MSCI EAFE (MKT) | MUTUAL FUND/STO | 464287465 |  | 4295 | 46 | SH |  | OTR |  | 46 | 0 | 0 |
| ISHARES CORE S MID-CAP (MKT) | MUTUAL FUND/STO | 464287507 |  | 1500075 | 22986 | SH |  | SOLE |  | 21156 | 0 | 1830 |
| ISHARES CORE S MID-CAP (MKT) | MUTUAL FUND/STO | 464287507 |  | 383403 | 5875 | SH |  | OTR |  | 4475 | 0 | 1400 |
| ISHARES RUSSELL 1000 GROWTH | MUTUAL FUND/STO | 464287614 |  | 219216 | 468 | SH |  | SOLE |  | 468 | 0 | 0 |
| ISHARES CORE S SMALL-CAP (MKT) | MUTUAL FUND/STO | 464287804 |  | 999005 | 8407 | SH |  | SOLE |  | 8407 | 0 | 0 |
| ISHARES CORE S SMALL-CAP (MKT) | MUTUAL FUND/STO | 464287804 |  | 109680 | 923 | SH |  | OTR |  | 45 | 0 | 878 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 2010552 | 6374 | SH |  | SOLE |  | 6273 | 0 | 101 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 94630 | 300 | SH |  | OTR |  | 200 | 0 | 100 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 1694927 | 9141 | SH |  | SOLE |  | 8828 | 0 | 313 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 265337 | 1431 | SH |  | OTR |  | 1067 | 0 | 364 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 270865 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 162743 | 326 | SH |  | SOLE |  | 326 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 64897 | 130 | SH |  | OTR |  | 100 | 0 | 30 |
| LOWES COMPANIES INC COM | COMMON STOCK | 548661107 |  | 179687 | 715 | SH |  | SOLE |  | 715 | 0 | 0 |
| LOWES COMPANIES INC COM | COMMON STOCK | 548661107 |  | 25885 | 103 | SH |  | OTR |  | 48 | 0 | 55 |
| MANULIFE FINANCIAL CORP | FOREIGN STOCK | 56501R106 |  | 327075 | 10500 | SH |  | SOLE |  | 0 | 0 | 10500 |
| MANULIFE FINANCIAL CORP | FOREIGN STOCK | 56501R106 |  | 15077 | 484 | SH |  | OTR |  | 0 | 0 | 484 |
| MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 |  | 308361 | 1184 | SH |  | SOLE |  | 1184 | 0 | 0 |
| MCDONALDS CORP COM | COMMON STOCK | 580135101 |  | 957861 | 3152 | SH |  | SOLE |  | 2837 | 0 | 315 |
| MCDONALDS CORP COM | COMMON STOCK | 580135101 |  | 318784 | 1049 | SH |  | OTR |  | 675 | 0 | 374 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 6792399 | 13114 | SH |  | SOLE |  | 12953 | 0 | 161 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 2231849 | 4309 | SH |  | OTR |  | 4196 | 0 | 113 |
| NISOURCE INC | COMMON STOCK | 65473P105 |  | 912593 | 21076 | SH |  | SOLE |  | 19566 | 0 | 1510 |
| NISOURCE INC | COMMON STOCK | 65473P105 |  | 267682 | 6182 | SH |  | OTR |  | 5510 | 0 | 672 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 138489 | 461 | SH |  | SOLE |  | 461 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 75103 | 250 | SH |  | OTR |  | 250 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 280287 | 460 | SH |  | SOLE |  | 460 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 67025 | 110 | SH |  | OTR |  | 110 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 1536486 | 8235 | SH |  | SOLE |  | 7593 | 0 | 642 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 10822 | 58 | SH |  | OTR |  | 58 | 0 | 0 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 249589 | 1969 | SH |  | SOLE |  | 992 | 0 | 977 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 174294 | 1375 | SH |  | OTR |  | 1375 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 271752 | 1935 | SH |  | SOLE |  | 1935 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 235378 | 1676 | SH |  | OTR |  | 1390 | 0 | 286 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 264941 | 10398 | SH |  | SOLE |  | 9274 | 0 | 1124 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 25837 | 1014 | SH |  | OTR |  | 200 | 0 | 814 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 258709 | 1595 | SH |  | SOLE |  | 1595 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 158469 | 977 | SH |  | OTR |  | 977 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 966618 | 6291 | SH |  | SOLE |  | 5822 | 0 | 469 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 277800 | 1808 | SH |  | OTR |  | 1592 | 0 | 216 |
| PROSHARES ULTRAPRO QQQ | MUTUAL FUND/STO | 74347X831 |  | 8561727 | 82802 | SH |  | SOLE |  | 82802 | 0 | 0 |
| PROSHARES ULTRAPRO QQQ | MUTUAL FUND/STO | 74347X831 |  | 1944954 | 18810 | SH |  | OTR |  | 18810 | 0 | 0 |
| PROSHARES S 500 DIVIDEND | MUTUAL FUND/STO | 74348A467 |  | 1745180 | 16932 | SH |  | SOLE |  | 14902 | 0 | 2030 |
| PROSHARES S 500 DIVIDEND | MUTUAL FUND/STO | 74348A467 |  | 247368 | 2400 | SH |  | OTR |  | 2260 | 0 | 140 |
| QUAKER CHEM CORP | COMMON STOCK | 747316107 |  | 272064 | 2065 | SH |  | OTR |  | 2065 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 129761 | 780 | SH |  | SOLE |  | 780 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 199632 | 1200 | SH |  | OTR |  | 1200 | 0 | 0 |
| SPDR S 500 (MKT) | MUTUAL FUND/STO | 78462F103 |  | 307108 | 461 | SH |  | SOLE |  | 394 | 0 | 67 |
| SPDR S 500 (MKT) | MUTUAL FUND/STO | 78462F103 |  | 239824 | 360 | SH |  | OTR |  | 40 | 0 | 320 |
| SPDR GOLD SHARES (MKT) | MUTUAL FUND/STO | 78463V107 |  | 772793 | 2174 | SH |  | SOLE |  | 2084 | 0 | 90 |
| SPDR GOLD SHARES (MKT) | MUTUAL FUND/STO | 78463V107 |  | 76782 | 216 | SH |  | OTR |  | 216 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS | MUTUAL FUND/COR | 78464A359 |  | 4430530 | 48956 | SH |  | SOLE |  | 43068 | 0 | 5888 |
| SPDR BLOOMBERG BARCLAYS | MUTUAL FUND/COR | 78464A359 |  | 1953173 | 21582 | SH |  | OTR |  | 19145 | 0 | 2437 |
| FINANCIAL SELECT SECTOR SPDR | MUTUAL FUND/STO | 81369Y605 |  | 448307 | 8322 | SH |  | SOLE |  | 7397 | 0 | 925 |
| FINANCIAL SELECT SECTOR SPDR | MUTUAL FUND/STO | 81369Y605 |  | 112804 | 2094 | SH |  | OTR |  | 1794 | 0 | 300 |
| INDUSTRIAL SELECT SECTOR SPDRR | MUTUAL FUND/STO | 81369Y704 |  | 733829 | 4758 | SH |  | SOLE |  | 4117 | 0 | 641 |
| TECHNOLOGY SELECT SECTOR SPDRR | MUTUAL FUND/STO | 81369Y803 |  | 1690316 | 5997 | SH |  | SOLE |  | 5643 | 0 | 354 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 578098 | 6100 | SH |  | SOLE |  | 5600 | 0 | 500 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 55535 | 586 | SH |  | OTR |  | 100 | 0 | 486 |
| TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 558440 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| UNITED PARCEL SERVICE | COMMON STOCK | 911312106 |  | 298202 | 3570 | SH |  | SOLE |  | 3570 | 0 | 0 |
| VANGUARD DIVIDEND APPREC IDX ETF | MUTUAL FUND/STO | 921908844 |  | 2143015 | 9931 | SH |  | SOLE |  | 8976 | 0 | 955 |
| VANGUARD DIVIDEND APPREC IDX ETF | MUTUAL FUND/STO | 921908844 |  | 402448 | 1865 | SH |  | OTR |  | 1290 | 0 | 575 |
| VANGUARD MEGA CAP GROWTH ETF | MUTUAL FUND/STO | 921910816 |  | 2482935 | 6170 | SH |  | SOLE |  | 5934 | 0 | 236 |
| VANGUARD MEGA CAP GROWTH ETF | MUTUAL FUND/STO | 921910816 |  | 101813 | 253 | SH |  | OTR |  | 253 | 0 | 0 |
| VANGUARD MEGA CAP VALUE ETF | MUTUAL FUND/STO | 921910840 |  | 1875188 | 13614 | SH |  | SOLE |  | 11357 | 0 | 2257 |
| VANGUARD TOTAL BOND MARKET ETF | MUTUAL FUND/COR | 921937835 |  | 634301 | 8529 | SH |  | SOLE |  | 8529 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD | MUTUAL FUND/STO | 921946406 |  | 1294490 | 9184 | SH |  | SOLE |  | 8649 | 0 | 535 |
| VANGUARD HIGH DIVIDEND YIELD | MUTUAL FUND/STO | 921946406 |  | 149407 | 1060 | SH |  | OTR |  | 945 | 0 | 115 |
| VANGUARD INTL DIV APPREC ETF | MUTUAL FUND/STO | 921946810 |  | 1284619 | 14342 | SH |  | SOLE |  | 14342 | 0 | 0 |
| VANGUARD INTL DIV APPREC ETF | MUTUAL FUND/STO | 921946810 |  | 8957 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| VANGUARD EMERGING MARKETS STOCK | MUTUAL FUND/STO | 922042858 |  | 346701 | 6399 | SH |  | SOLE |  | 5821 | 0 | 578 |
| VANGUARD HEALTH CARE ETF (MKT) | MUTUAL FUND/STO | 92204A504 |  | 440282 | 1696 | SH |  | SOLE |  | 1478 | 0 | 218 |
| VANGUARD HEALTH CARE ETF (MKT) | MUTUAL FUND/STO | 92204A504 |  | 79438 | 306 | SH |  | OTR |  | 156 | 0 | 150 |
| VANGUARD INFORMATION TECHNOLOGY | MUTUAL FUND/STO | 92204A702 |  | 1635866 | 2191 | SH |  | SOLE |  | 2119 | 0 | 72 |
| VANGUARD INFORMATION TECHNOLOGY | MUTUAL FUND/STO | 92204A702 |  | 517415 | 693 | SH |  | OTR |  | 633 | 0 | 60 |
| VANGUARD S 500 ETF | MUTUAL FUND/STO | 922908363 |  | 5854968 | 9561 | SH |  | SOLE |  | 9549 | 0 | 12 |
| VANGUARD S 500 ETF | MUTUAL FUND/STO | 922908363 |  | 1290897 | 2108 | SH |  | OTR |  | 1383 | 0 | 725 |
| VANGUARD MID-CAP VALUE ETF (MKT) | MUTUAL FUND/STO | 922908512 |  | 355619 | 2037 | SH |  | SOLE |  | 2022 | 0 | 15 |
| VANGUARD MID-CAP GROWTH ETF | MUTUAL FUND/STO | 922908538 |  | 1038550 | 3535 | SH |  | SOLE |  | 3535 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | MUTUAL FUND/STO | 922908553 |  | 267315 | 2924 | SH |  | SOLE |  | 2906 | 0 | 18 |
| VANGUARD REAL ESTATE ETF | MUTUAL FUND/STO | 922908553 |  | 2286 | 25 | SH |  | OTR |  | 25 | 0 | 0 |
| VANGUARD SMALL CAP GROWTH ETF | MUTUAL FUND/STO | 922908595 |  | 536013 | 1801 | SH |  | SOLE |  | 1726 | 0 | 75 |
| VANGUARD SMALL CAP VALUE ETF | MUTUAL FUND/STO | 922908611 |  | 339364 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| VANGUARD GROWTH ETF (MKT) | MUTUAL FUND/STO | 922908736 |  | 5736619 | 11961 | SH |  | SOLE |  | 11425 | 0 | 536 |
| VANGUARD GROWTH ETF (MKT) | MUTUAL FUND/STO | 922908736 |  | 209590 | 437 | SH |  | OTR |  | 137 | 0 | 300 |
| VANGUARD VALUE ETF (MKT) | MUTUAL FUND/STO | 922908744 |  | 573084 | 3073 | SH |  | SOLE |  | 3073 | 0 | 0 |
| VANGUARD VALUE ETF (MKT) | MUTUAL FUND/STO | 922908744 |  | 103502 | 555 | SH |  | OTR |  | 80 | 0 | 475 |
| VANGUARD SMALL CAP ETF (MKT) | MUTUAL FUND/STO | 922908751 |  | 156890 | 617 | SH |  | SOLE |  | 617 | 0 | 0 |
| VANGUARD SMALL CAP ETF (MKT) | MUTUAL FUND/STO | 922908751 |  | 254280 | 1000 | SH |  | OTR |  | 750 | 0 | 250 |
| VANGUARD TOTAL STOCK MARKET ETF | MUTUAL FUND/STO | 922908769 |  | 266147 | 811 | SH |  | SOLE |  | 811 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 479454 | 10909 | SH |  | SOLE |  | 7611 | 0 | 3298 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 94405 | 2148 | SH |  | OTR |  | 1468 | 0 | 680 |
| VISA INC | COMMON STOCK | 92826C839 |  | 678663 | 1988 | SH |  | SOLE |  | 1699 | 0 | 289 |
| VISA INC | COMMON STOCK | 92826C839 |  | 214044 | 627 | SH |  | OTR |  | 429 | 0 | 198 |
| WEC ENERGY GROUP INC | COMMON STOCK | 92939U106 |  | 14095 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| WEC ENERGY GROUP INC | COMMON STOCK | 92939U106 |  | 197094 | 1720 | SH |  | OTR |  | 1720 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 278879 | 2706 | SH |  | SOLE |  | 2439 | 0 | 267 |
| WALMART INC | COMMON STOCK | 931142103 |  | 139440 | 1353 | SH |  | OTR |  | 0 | 0 | 1353 |
| WELLTOWER INC | COMMON STOCK | 95040Q104 |  | 744804 | 4181 | SH |  | SOLE |  | 3600 | 0 | 581 |
| WELLTOWER INC | COMMON STOCK | 95040Q104 |  | 213768 | 1200 | SH |  | OTR |  | 929 | 0 | 271 |
| WHEATON PRECIOUS METALS CORP | FOREIGN STOCK | 962879102 |  | 1274976 | 11400 | SH |  | SOLE |  | 11400 | 0 | 0 |
| LINDE PLC | FOREIGN STOCK | G54950103 |  | 81700 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| LINDE PLC | FOREIGN STOCK | G54950103 |  | 163875 | 345 | SH |  | OTR |  | 345 | 0 | 0 |
| MEDTRONIC PLC | FOREIGN STOCK | G5960L103 |  | 533344 | 5600 | SH |  | SOLE |  | 5600 | 0 | 0 |

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