# EDGAR Filing Document

**Accession Number:** 0002039437
**File Stem:** 0001214659-25-010550
**Filing Date:** 2025-7
**Character Count:** 10732
**Document Hash:** 3350a774458c8d4974f2ecbc26a640c2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-25-010550.hdr.sgml**: 20250718

**ACCESSION NUMBER**: 0001214659-25-010550

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250718

**DATE AS OF CHANGE**: 20250717

**EFFECTIVENESS DATE**: 20250718

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Martel Wealth Advisors Inc
- **CENTRAL INDEX KEY:** 0002039437

**ORGANIZATION NAME:**
- **EIN:** 912092070
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24375
- **FILM NUMBER:** 251132039

**BUSINESS ADDRESS:**
- **STREET 1:** 2001 SE COLUMBIA RIVER DR
- **STREET 2:** SUITE 200
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98661
- **BUSINESS PHONE:** 3606949940

**MAIL ADDRESS:**
- **STREET 1:** 2001 SE COLUMBIA RIVER DR
- **STREET 2:** SUITE 200
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98661

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Martel Wealth Advisors Inc<br>**Address:** 2001 Se Columbia River Dr<br>Suite 200<br>Vancouver, WA 98661

**Form 13F File Number:** 028-24375

**CRD Number (if applicable):** 000296896

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MICHELE MADASZ<br>**Title:** CCO<br>**Phone:** 360-694-9940

**Signature, Place, and Date of Signing:**

/S/ MICHELE MADASZ  VANCOUVER, WA  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 70

**Form 13F Information Table Value Total:** $539404237

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 597780 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| AMAZON COM INC | COM | 023135106 |  | 7561276 | 34465 | SH |  | SOLE |  | 0 | 0 | 34465 |
| APPLE INC | COM | 037833100 |  | 562680 | 2743 | SH |  | SOLE |  | 0 | 0 | 2743 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 2087080 | 39543 | SH |  | SOLE |  | 0 | 0 | 39543 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 308400 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BROADCOM INC | COM | 11135F101 |  | 540274 | 1960 | SH |  | SOLE |  | 0 | 0 | 1960 |
| CATERPILLAR INC | COM | 149123101 |  | 1164630 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| CHEVRON CORP NEW | COM | 166764100 |  | 226240 | 1580 | SH |  | SOLE |  | 0 | 0 | 1580 |
| CISCO SYS INC | COM | 17275R102 |  | 357862 | 5158 | SH |  | SOLE |  | 0 | 0 | 5158 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 221747 | 224 | SH |  | SOLE |  | 0 | 0 | 224 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 2560402 | 69350 | SH |  | SOLE |  | 0 | 0 | 69350 |
| ECOLAB INC | COM | 278865100 |  | 808320 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 209290 | 2676 | SH |  | SOLE |  | 0 | 0 | 2676 |
| EMERSON ELEC CO | COM | 291011104 |  | 399990 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 241506 | 7788 | SH |  | SOLE |  | 0 | 0 | 7788 |
| HOME DEPOT INC | COM | 437076102 |  | 613755 | 1674 | SH |  | SOLE |  | 0 | 0 | 1674 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 741750 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3204803 | 17634 | SH |  | SOLE |  | 0 | 0 | 17634 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 9617144 | 160206 | SH |  | SOLE |  | 0 | 0 | 160206 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 23378741 | 280052 | SH |  | SOLE |  | 0 | 0 | 280052 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 9628563 | 92157 | SH |  | SOLE |  | 0 | 0 | 92157 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2127667 | 22972 | SH |  | SOLE |  | 0 | 0 | 22972 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 267618 | 1752 | SH |  | SOLE |  | 0 | 0 | 1752 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 987654 | 3615 | SH |  | SOLE |  | 0 | 0 | 3615 |
| MICROSOFT CORP | COM | 594918104 |  | 996394 | 2003 | SH |  | SOLE |  | 0 | 0 | 2003 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 414120 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 373962 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| ONEOK INC NEW | COM | 682680103 |  | 414517 | 5078 | SH |  | SOLE |  | 0 | 0 | 5078 |
| ORACLE CORP | COM | 68389X105 |  | 655890 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| PEPSICO INC | COM | 713448108 |  | 396120 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 289500 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 724747 | 4549 | SH |  | SOLE |  | 0 | 0 | 4549 |
| PROGRESSIVE CORP | COM | 743315103 |  | 533720 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 273720 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 490531 | 20071 | SH |  | SOLE |  | 0 | 0 | 20071 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 14701539 | 503305 | SH |  | SOLE |  | 0 | 0 | 503305 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 14445373 | 522059 | SH |  | SOLE |  | 0 | 0 | 522059 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 203623 | 7684 | SH |  | SOLE |  | 0 | 0 | 7684 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 247912 | 979 | SH |  | SOLE |  | 0 | 0 | 979 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1497091 | 2423 | SH |  | SOLE |  | 0 | 0 | 2423 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 2005293 | 84256 | SH |  | SOLE |  | 0 | 0 | 84256 |
| TARGET CORP | COM | 87612E106 |  | 295950 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| TESLA INC | COM | 88160R101 |  | 1582900 | 4983 | SH |  | SOLE |  | 0 | 0 | 4983 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 2211281 | 87230 | SH |  | SOLE |  | 0 | 0 | 87230 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 62687105 | 796532 | SH |  | SOLE |  | 0 | 0 | 796532 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 258494 | 3342 | SH |  | SOLE |  | 0 | 0 | 3342 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 206419 | 2803 | SH |  | SOLE |  | 0 | 0 | 2803 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 3686329 | 74456 | SH |  | SOLE |  | 0 | 0 | 74456 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2108873 | 3713 | SH |  | SOLE |  | 0 | 0 | 3713 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 784302 | 2581 | SH |  | SOLE |  | 0 | 0 | 2581 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 6104600 | 34540 | SH |  | SOLE |  | 0 | 0 | 34540 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3808740 | 19531 | SH |  | SOLE |  | 0 | 0 | 19531 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1028787 | 11552 | SH |  | SOLE |  | 0 | 0 | 11552 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 4692639 | 19802 | SH |  | SOLE |  | 0 | 0 | 19802 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 102077186 | 232840 | SH |  | SOLE |  | 0 | 0 | 232840 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3938918 | 14223 | SH |  | SOLE |  | 0 | 0 | 14223 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 277224 | 975 | SH |  | SOLE |  | 0 | 0 | 975 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 548683 | 8162 | SH |  | SOLE |  | 0 | 0 | 8162 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 306776 | 6647 | SH |  | SOLE |  | 0 | 0 | 6647 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 6280997 | 126991 | SH |  | SOLE |  | 0 | 0 | 126991 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 107417616 | 1384604 | SH |  | SOLE |  | 0 | 0 | 1384604 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 16191456 | 79110 | SH |  | SOLE |  | 0 | 0 | 79110 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 11055454 | 193921 | SH |  | SOLE |  | 0 | 0 | 193921 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 92298992 | 692364 | SH |  | SOLE |  | 0 | 0 | 692364 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 241208 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 285187 | 4354 | SH |  | SOLE |  | 0 | 0 | 4354 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 517575 | 3945 | SH |  | SOLE |  | 0 | 0 | 3945 |
| WALMART INC | COM | 931142103 |  | 234672 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| ZOETIS INC | CL A | 98978V103 |  | 467850 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |

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