# EDGAR Filing Document

**Accession Number:** 0002114382
**File Stem:** 0000929638-26-001077
**Filing Date:** 2026-3
**Character Count:** 4607
**Document Hash:** 38ae114ace9bee874cf8f6cfcfcdcd6a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-26-001077.hdr.sgml**: 20260323

**ACCESSION NUMBER**: 0000929638-26-001077

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260323

**DATE AS OF CHANGE**: 20260320

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Exeter Automobile Receivables Trust 2026-2
- **CENTRAL INDEX KEY:** 0002114382
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-268757-20
- **FILM NUMBER:** 26779306

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** EFCAR, LLC
- **CENTRAL INDEX KEY:** 0001654238
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 453969432
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063

Free Writing Prospectus

Filed Pursuant to Rule 433

Dated March 20, 2026

Registration Statement Nos. 333-268757 and 333-268757-20

\*\*FULL PRICING DETAILS\*\* $702MM+ Offered EART 2026-2 Subprime Auto ABS

Joint Bookrunners: Barclays (str), BNP Paribas, Mizuho<br> Co-Managers: Citi, Deutsche Bank, Wells Fargo

#### PRICED - TOE: 3:35 PM ET

-Capital Structure-

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CL | Size($MM)\* | Offered($MM)\* | S&P/M\*\* | WAL^ | P. WIN^ | E. MTY^ | L. MTY | BENCH SPREAD <br>| YLD(%) | CPN(%) | PX(%) |
| A-1 | 65.000 | 61.750 | A-1+/P-1 | 0.13 | 01-03 | 06/2026 | 04/2027 | I-CRV+30 | 3.984% | 3.984% | 100.00000% |
| A-2 | 149.650 | 142.167 | AAA/Aaa | 0.55 | 03-12 | 03/2027 | 11/2028 | I-CRV +60 | 4.352% | 4.31% | 99.99850% |
| A-3 | 156.220 | 148.409 | AAA/Aaa | 1.44 | 12-24 | 03/2028 | 05/2030 | I-CRV +68 | 4.526% | 4.45% | 99.95288% |
| B | 82.210 | 78.099 | AA/Aaa | 2.23 | 24-31 | 10/2028 | 01/2031 | I-CRV +90 | 4.795% | 4.66% | 99.81503% |
| C | 85.230 | 80.968 | A/Aa3 | 2.83 | 31-38 | 05/2029 | 08/2032 | I-CRV +130 | 5.207% | 4.91% | 99.36523% |
| D | 110.620 | 105.089 | BBB/Baa3 | 3.66 | 38-51 | 06/2030 | 08/2032 | I-CRV +190 | 5.844% | 5.51% | 99.13154% |
| E | 75.390 | 71.620 | BB-/NR | 4.58 | 51-58 | 01/2031 | 11/2033 | I-CRV +380 | 7.789% | 7.54% | 99.51707% |
| N^^ | 14.850 | 14.107 | B/NR | 0.87 | 09-12 | 03/2027 | 11/2033 | I-CRV +320 | 6.992% | 6.89% | 99.99849% |

---

\*\* Expected Ratings

^ 1.50% ABS to 5.00% Clean-Up Call

^^ Based on Case 2 assumptions outlined in the Offering Memorandum

-Transaction Summary-

Issued Size : $739.170MM

Offered Size : $702.209MM

Exp. Settle : 03/31/2026

First Pay Date : 04/15/2026

Pxg Speed : 1.50% ABS to 5.00% Call

Offering Format: (Class A-D): SEC REG \| (Class E, N): 144A / Reg S / IAI

ERISA Eligible : (Class A-D): Yes \| (Class E, N): No

Exp. Ratings : S&P/Moody's

Min Denoms : (Class A-D): $1k x $1k \| (Class E): $1.16mm x $1k \| (Class N): $782k x $1K

BBG Ticker : EART 2026-2

B&D : Barclays

-Available Information-

Preliminary Prospectus : Attached<br> Preliminary Offering Memorandum: Attached

Ratings FWP : Attached

Intexnet Deal Name : bcgeart_2026-2_preprice \| Password: 47XV

Dealroadshow : https://dealroadshow.com \| Code: EART20262

Dealroadshow Direct Link : https://dealroadshow.com/e/EART20262

The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents that the issuer has filed with the SEC, for more complete information about the issuer and this offering. You may get these documents for free by searching the SEC online database (edgar) at www.sec.gov. Alternatively, you may obtain a copy of the prospectus from Barclays Capital Inc. by calling 1-888-603-5847.