# EDGAR Filing Document

**Accession Number:** 0001803523
**File Stem:** 0001062993-23-003524
**Filing Date:** 2023-2
**Character Count:** 15402
**Document Hash:** 5652d7ceb16f1de4d8b3b87186383cfc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-23-003524.hdr.sgml**: 20230215

**ACCESSION NUMBER**: 0001062993-23-003524

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230215

**DATE AS OF CHANGE**: 20230214

**EFFECTIVENESS DATE**: 20230215

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PACIFIC CAPITAL WEALTH ADVISORS, INC
- **CENTRAL INDEX KEY:** 0001803523
- **IRS NUMBER:** 453253157
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20100
- **FILM NUMBER:** 23632391

**BUSINESS ADDRESS:**
- **STREET 1:** 1881 CALIFORNIA AVENUE
- **STREET 2:** SUITE 101
- **CITY:** CORONA
- **STATE:** CA
- **ZIP:** 92881
- **BUSINESS PHONE:** 844-777-8777

**MAIL ADDRESS:**
- **STREET 1:** 1881 CALIFORNIA AVENUE
- **STREET 2:** SUITE 101
- **CITY:** CORONA
- **STATE:** CA
- **ZIP:** 92881

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PACIFIC CAPITAL WEALTH ADVISORS INC<br>**Address:** 1881 CALIFORNIA AVENUE<br>SUITE 101<br>CORONA, CA 92881

**Form 13F File Number:** 028-20100

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** CHAD WILLARDSON<br>**Title:** FOUNDER/PRESIDENT<br>**Phone:** 844-777-8777

**Signature, Place, and Date of Signing:**

CHAD WILLARDSON  CORONA, CA  02-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 88

**Form 13F Information Table Value Total:** $386774811

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 1121264 | 12566 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12566 |
| AIRBNB INC | COM CL A | 009066101 |  | 500944 | 5859 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 5859 |
| AMAZON COM INC | COM | 023135106 |  | 327948 | 3904 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3904 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 500090 | 3281 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3281 |
| APPLE INC | COM | 037833100 |  | 3183606 | 24502 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 24502 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2333191 | 12999 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12999 |
| CHUBB LIMITED | COM | H1467J104 |  | 311928 | 1414 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1414 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 803896 | 1761 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1761 |
| ECOARK HLDGS INC | COM NEW | 27888N307 |  | 25132 | 109366 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 109366 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 232623 | 2109 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2109 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 1362334 | 33252 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 33252 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 2402374 | 53877 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 53877 |
| FLEXSHARES TR | DISCP DUR MBS | 33939L779 |  | 252588 | 12400 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12400 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 230131 | 2308 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2308 |
| HONEYWELL INTL INC | COM | 438516106 |  | 325135 | 1517 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1517 |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 |  | 363863 | 19489 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 19489 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 1909380 | 170785 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 170785 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 11938966 | 84524 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 84524 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 10724004 | 40273 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 40273 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 3893416 | 112559 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 112559 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 11061279 | 114081 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 114081 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 2831084 | 50456 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 50456 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 331275 | 3178 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3178 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 30585312 | 496193 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 496193 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 636678 | 7508 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 7508 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 4555267 | 46966 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 46966 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 4708741 | 83370 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 83370 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 |  | 1056154 | 22395 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 22395 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 9204611 | 70109 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 70109 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 666592 | 13380 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 13380 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 519890 | 6146 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 6146 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 200661 | 3057 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3057 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2543641 | 24106 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 24106 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 285242 | 9343 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 9343 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4516496 | 21454 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 21454 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2045275 | 9547 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 9547 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 8450015 | 48463 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 48463 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 376127 | 3607 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3607 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 202146 | 1899 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1899 |
| MATCH GROUP INC NEW | COM | 57667L107 |  | 2800119 | 67489 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 67489 |
| MCDONALDS CORP | COM | 580135101 |  | 203445 | 772 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 772 |
| MICROSOFT CORP | COM | 594918104 |  | 1267618 | 5286 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 5286 |
| NIKE INC | CL B | 654106103 |  | 217873 | 1862 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1862 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 867239 | 17390 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 17390 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 2044478 | 20725 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 20725 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 203253 | 2014 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2014 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 4767690 | 148019 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 148019 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 982317 | 31214 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 31214 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 621814 | 12890 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12890 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3433412 | 76622 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 76622 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 4401529 | 58268 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 58268 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 984658 | 14915 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 14915 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 6288541 | 139281 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 139281 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 3290411 | 170576 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 170576 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 867270 | 21409 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 21409 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 14059150 | 271465 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 271465 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 591284 | 17289 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 17289 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 12881090 | 172785 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 172785 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1437424 | 20389 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 20389 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 466219 | 11399 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 11399 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 65403304 | 171020 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 171020 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 217946 | 3387 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3387 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 279270 | 3103 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3103 |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 |  | 267012 | 5453 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 5453 |
| SUNRUN INC | COM | 86771W105 |  | 1064903 | 44334 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 44334 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 240172 | 453 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 453 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 1373032 | 27162 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 27162 |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 |  | 1318038 | 28898 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 28898 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 9959029 | 134002 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 134002 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2259530 | 30015 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30015 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 22903913 | 318818 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 318818 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 5662748 | 119392 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 119392 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 297928 | 1398 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1398 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 18215301 | 220845 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 220845 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 23545618 | 123153 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 123153 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1105888 | 26751 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 26751 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5800971 | 124191 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 124191 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1464364 | 29589 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 29589 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1646177 | 21894 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 21894 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 20338444 | 187953 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 187953 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 283140 | 1478 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1478 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 8452188 | 102166 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 102166 |
| VISA INC | COM CL A | 92826C839 |  | 636992 | 3066 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3066 |
| WALMART INC | COM | 931142103 |  | 229133 | 1616 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1616 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 233462 | 2490 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2490 |
| WISDOMTREE TR | INTRST RATE HDGE | 97717W380 |  | 904820 | 20822 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 20822 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 1404767 | 32937 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 32937 |
| WISDOMTREE TR | YIELD ENHANCED | 97717Y808 |  | 1070588 | 22942 | SH |  | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 22942 |

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