# EDGAR Filing Document

**Accession Number:** 0002041800
**File Stem:** 0002041800-26-000002
**Filing Date:** 2026-5
**Character Count:** 16008
**Document Hash:** b6a45d435c43c84ced1860ed6cb20a25
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002041800-26-000002.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0002041800-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wingate Wealth Advisors, Inc.
- **CENTRAL INDEX KEY:** 0002041800

**ORGANIZATION NAME:**
- **EIN:** 042925239
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24644
- **FILM NUMBER:** 26930584

**BUSINESS ADDRESS:**
- **STREET 1:** 450 BEDFORD STREET
- **CITY:** LEXINGTON
- **STATE:** MA
- **ZIP:** 02420
- **BUSINESS PHONE:** 781-862-7100

**MAIL ADDRESS:**
- **STREET 1:** 450 BEDFORD STREET
- **CITY:** LEXINGTON
- **STATE:** MA
- **ZIP:** 02420

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wingate Wealth Advisors Inc.<br>**Address:** 450 BEDFORD STREET<br>LEXINGTON, MA 02420

**Form 13F File Number:** 028-24644

**CRD Number (if applicable):** 000105012

**SEC File Number (if applicable):** 801-28664

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeffrey White<br>**Title:** Chief Compliance Officer<br>**Phone:** 781-862-7100

**Signature, Place, and Date of Signing:**

Jeffrey White  Lexington, MA  05-01-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 121

**Form 13F Information Table Value Total:** $187127583

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 374839 | 2581 | SH |  | SOLE |  | 0 | 0 | 2581 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3343769 | 11628 | SH |  | SOLE |  | 0 | 0 | 11628 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 976216 | 3403 | SH |  | SOLE |  | 0 | 0 | 3403 |
| AMAZON COM INC | COM | 023135106 |  | 1005736 | 4829 | SH |  | SOLE |  | 0 | 0 | 4829 |
| APPLE INC | COM | 037833100 |  | 2115533 | 8336 | SH |  | SOLE |  | 0 | 0 | 8336 |
| AT INC | COM | 00206R102 |  | 255217 | 8804 | SH |  | SOLE |  | 0 | 0 | 8804 |
| BANK AMERICA CORP | COM | 060505104 |  | 329209 | 6753 | SH |  | SOLE |  | 0 | 0 | 6753 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 5259699 | 10976 | SH |  | SOLE |  | 0 | 0 | 10976 |
| BROADCOM INC | COM | 11135F101 |  | 410101 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| CATERPILLAR INC | COM | 149123101 |  | 212538 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1796473 | 8683 | SH |  | SOLE |  | 0 | 0 | 8683 |
| CORMEDIX INC | COM | 21900C308 |  | 872529 | 128502 | SH |  | SOLE |  | 0 | 0 | 128502 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 428364 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 412951 | 2516 | SH |  | SOLE |  | 0 | 0 | 2516 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 323124 | 4557 | SH |  | SOLE |  | 0 | 0 | 4557 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 437862 | 12324 | SH |  | SOLE |  | 0 | 0 | 12324 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 274779 | 7071 | SH |  | SOLE |  | 0 | 0 | 7071 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 309887 | 8661 | SH |  | SOLE |  | 0 | 0 | 8661 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 764744 | 10751 | SH |  | SOLE |  | 0 | 0 | 10751 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 519585 | 14550 | SH |  | SOLE |  | 0 | 0 | 14550 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 4048280 | 119559 | SH |  | SOLE |  | 0 | 0 | 119559 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 226919 | 1733 | SH |  | SOLE |  | 0 | 0 | 1733 |
| ELI LILLY  CO | COM | 532457108 |  | 521652 | 567 | SH |  | SOLE |  | 0 | 0 | 567 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1383420 | 8154 | SH |  | SOLE |  | 0 | 0 | 8154 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 3166859 | 69418 | SH |  | SOLE |  | 0 | 0 | 69418 |
| GE AEROSPACE | COM NEW | 369604301 |  | 652210 | 2298 | SH |  | SOLE |  | 0 | 0 | 2298 |
| GE VERNOVA INC | COM | 36828A101 |  | 442560 | 507 | SH |  | SOLE |  | 0 | 0 | 507 |
| GMO ETF TRUST | GMO US QUALITY E | 90139K100 |  | 2671361 | 73835 | SH |  | SOLE |  | 0 | 0 | 73835 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 291021 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUL | 45782C789 |  | 407323 | 8198 | SH |  | SOLE |  | 0 | 0 | 8198 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 368918 | 1522 | SH |  | SOLE |  | 0 | 0 | 1522 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 MUNI | 46138J494 |  | 362418 | 15322 | SH |  | SOLE |  | 0 | 0 | 15322 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2028 MUNI | 46138J486 |  | 362813 | 15508 | SH |  | SOLE |  | 0 | 0 | 15508 |
| INVESCO EXCH TRD SLF IDX FD | INVSC 30 MUNI BD | 46138J445 |  | 362033 | 16597 | SH |  | SOLE |  | 0 | 0 | 16597 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1425214 | 72622 | SH |  | SOLE |  | 0 | 0 | 72622 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 1387367 | 71038 | SH |  | SOLE |  | 0 | 0 | 71038 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2029 MUNI | 46138J478 |  | 362331 | 15737 | SH |  | SOLE |  | 0 | 0 | 15737 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 293060 | 17804 | SH |  | SOLE |  | 0 | 0 | 17804 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 849840 | 50831 | SH |  | SOLE |  | 0 | 0 | 50831 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1662940 | 81425 | SH |  | SOLE |  | 0 | 0 | 81425 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 362562 | 15347 | SH |  | SOLE |  | 0 | 0 | 15347 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1260456 | 67547 | SH |  | SOLE |  | 0 | 0 | 67547 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 1929713 | 25664 | SH |  | SOLE |  | 0 | 0 | 25664 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3136900 | 16345 | SH |  | SOLE |  | 0 | 0 | 16345 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 666561 | 6448 | SH |  | SOLE |  | 0 | 0 | 6448 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 275150 | 477 | SH |  | SOLE |  | 0 | 0 | 477 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 394972 | 5663 | SH |  | SOLE |  | 0 | 0 | 5663 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 201206 | 2437 | SH |  | SOLE |  | 0 | 0 | 2437 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 3039069 | 30614 | SH |  | SOLE |  | 0 | 0 | 30614 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 292829 | 1339 | SH |  | SOLE |  | 0 | 0 | 1339 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1305032 | 12254 | SH |  | SOLE |  | 0 | 0 | 12254 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 921203 | 8678 | SH |  | SOLE |  | 0 | 0 | 8678 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2390272 | 24998 | SH |  | SOLE |  | 0 | 0 | 24998 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 7656707 | 101427 | SH |  | SOLE |  | 0 | 0 | 101427 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1927895 | 40545 | SH |  | SOLE |  | 0 | 0 | 40545 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 579667 | 11029 | SH |  | SOLE |  | 0 | 0 | 11029 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2488741 | 33473 | SH |  | SOLE |  | 0 | 0 | 33473 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1525806 | 15709 | SH |  | SOLE |  | 0 | 0 | 15709 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 312898 | 6516 | SH |  | SOLE |  | 0 | 0 | 6516 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 361245 | 7339 | SH |  | SOLE |  | 0 | 0 | 7339 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 266919 | 2360 | SH |  | SOLE |  | 0 | 0 | 2360 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 253793 | 595 | SH |  | SOLE |  | 0 | 0 | 595 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1570544 | 17348 | SH |  | SOLE |  | 0 | 0 | 17348 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1276751 | 1955 | SH |  | SOLE |  | 0 | 0 | 1955 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1415369 | 12709 | SH |  | SOLE |  | 0 | 0 | 12709 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 3299511 | 71372 | SH |  | SOLE |  | 0 | 0 | 71372 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 436878 | 1787 | SH |  | SOLE |  | 0 | 0 | 1787 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 208265 | 708 | SH |  | SOLE |  | 0 | 0 | 708 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 697616 | 4022 | SH |  | SOLE |  | 0 | 0 | 4022 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 415217 | 831 | SH |  | SOLE |  | 0 | 0 | 831 |
| MCDONALDS CORP | COM | 580135101 |  | 200149 | 644 | SH |  | SOLE |  | 0 | 0 | 644 |
| MERCK  CO INC | COM | 58933Y105 |  | 738593 | 6140 | SH |  | SOLE |  | 0 | 0 | 6140 |
| META PLATFORMS INC | CL A | 30303M102 |  | 819028 | 1432 | SH |  | SOLE |  | 0 | 0 | 1432 |
| MICROSOFT CORP | COM | 594918104 |  | 743931 | 2010 | SH |  | SOLE |  | 0 | 0 | 2010 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 386864 | 4254 | SH |  | SOLE |  | 0 | 0 | 4254 |
| PEPSICO INC | COM | 713448108 |  | 458784 | 2954 | SH |  | SOLE |  | 0 | 0 | 2954 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 839266 | 5076 | SH |  | SOLE |  | 0 | 0 | 5076 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 343334 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| RTX CORPORATION | COM | 75513E101 |  | 555359 | 2879 | SH |  | SOLE |  | 0 | 0 | 2879 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 925258 | 37384 | SH |  | SOLE |  | 0 | 0 | 37384 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 218926 | 7515 | SH |  | SOLE |  | 0 | 0 | 7515 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 6543073 | 133723 | SH |  | SOLE |  | 0 | 0 | 133723 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 480145 | 15650 | SH |  | SOLE |  | 0 | 0 | 15650 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 1300419 | 33989 | SH |  | SOLE |  | 0 | 0 | 33989 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 7619899 | 273605 | SH |  | SOLE |  | 0 | 0 | 273605 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 682953 | 21059 | SH |  | SOLE |  | 0 | 0 | 21059 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 216758 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1523227 | 3540 | SH |  | SOLE |  | 0 | 0 | 3540 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 284904 | 615 | SH |  | SOLE |  | 0 | 0 | 615 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1803486 | 2773 | SH |  | SOLE |  | 0 | 0 | 2773 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 200212 | 325 | SH |  | SOLE |  | 0 | 0 | 325 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 3213846 | 90302 | SH |  | SOLE |  | 0 | 0 | 90302 |
| TJX COS INC NEW | COM | 872540109 |  | 261110 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| UNION PAC CORP | COM | 907818108 |  | 377274 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 308635 | 3936 | SH |  | SOLE |  | 0 | 0 | 3936 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 5110411 | 69397 | SH |  | SOLE |  | 0 | 0 | 69397 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 2246560 | 45125 | SH |  | SOLE |  | 0 | 0 | 45125 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1769769 | 5517 | SH |  | SOLE |  | 0 | 0 | 5517 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1359043 | 5189 | SH |  | SOLE |  | 0 | 0 | 5189 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2623451 | 9135 | SH |  | SOLE |  | 0 | 0 | 9135 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1645703 | 8388 | SH |  | SOLE |  | 0 | 0 | 8388 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2499386 | 5722 | SH |  | SOLE |  | 0 | 0 | 5722 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2392231 | 4003 | SH |  | SOLE |  | 0 | 0 | 4003 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 895463 | 4859 | SH |  | SOLE |  | 0 | 0 | 4859 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 14567379 | 291639 | SH |  | SOLE |  | 0 | 0 | 291639 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 205131 | 2053 | SH |  | SOLE |  | 0 | 0 | 2053 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 584872 | 9991 | SH |  | SOLE |  | 0 | 0 | 9991 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 835788 | 14035 | SH |  | SOLE |  | 0 | 0 | 14035 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 21701560 | 100909 | SH |  | SOLE |  | 0 | 0 | 100909 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2013068 | 26106 | SH |  | SOLE |  | 0 | 0 | 26106 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 3985252 | 62192 | SH |  | SOLE |  | 0 | 0 | 62192 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 820885 | 1177 | SH |  | SOLE |  | 0 | 0 | 1177 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 235461 | 1045 | SH |  | SOLE |  | 0 | 0 | 1045 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 416510 | 2102 | SH |  | SOLE |  | 0 | 0 | 2102 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 1633877 | 14553 | SH |  | SOLE |  | 0 | 0 | 14553 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 522055 | 10400 | SH |  | SOLE |  | 0 | 0 | 10400 |
| VISA INC | COM CL A | 92826C839 |  | 261135 | 864 | SH |  | SOLE |  | 0 | 0 | 864 |
| WALMART INC | COM | 931142103 |  | 775259 | 6238 | SH |  | SOLE |  | 0 | 0 | 6238 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 296638 | 1291 | SH |  | SOLE |  | 0 | 0 | 1291 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 3915469 | 44575 | SH |  | SOLE |  | 0 | 0 | 44575 |
| WOODWARD INC | COM | 980745103 |  | 228353 | 638 | SH |  | SOLE |  | 0 | 0 | 638 |

---