# EDGAR Filing Document

**Accession Number:** 0002057701
**File Stem:** 0001140361-26-004016
**Filing Date:** 2026-2
**Character Count:** 4570
**Document Hash:** bce23c04f4cb1decbadb3671279c0c8d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-004016.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0001140361-26-004016

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251231

**ITEM INFORMATION**: Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260206

**ABS RULE**: RULE-15GA1

**PERIOD START**: 20250101

**ABS ASSET CLASS**: Student loans

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Navient Refinance Funding, LLC
- **CENTRAL INDEX KEY:** 0002057701

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07597
- **FILM NUMBER:** 26605755

**BUSINESS ADDRESS:**
- **STREET 1:** 13865 SUNRISE VALLEY DRIVE
- **CITY:** HERNDON
- **STATE:** VA
- **ZIP:** 20171
- **BUSINESS PHONE:** 703-984-5736

**MAIL ADDRESS:**
- **STREET 1:** 13865 SUNRISE VALLEY DRIVE
- **CITY:** HERNDON
- **STATE:** VA
- **ZIP:** 20171

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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM ABS-15G

#### ASSET-BACKED SECURITIZER

#### REPORT PURSUANT TO SECTION 15G OF

#### THE SECURITIES EXCHANGE ACT OF 1934
Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;☒ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period January 1, 2025 to December 31, 2025

Date of Report (Date of earliest event reported): February 6, 2026

**Navient Refinance Funding, LLC**<sup>1</sup> Commission File Number of securitizer: <br> 025-07597 <br>Central Index Key Number of securitizer: <br> 0002057701

(Exact name of securitizer as specified in its charter)

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Roger Yankoupe, Vice President, Navient Solutions, LLC (571) 592-8569

Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☒

☐ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor:

<u><br> </u> <br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u><br> </u> <br>

Central Index Key Number of underwriter (if applicable): <u><br> </u> <br>

<u><br> </u> <br> Name and telephone number, including area code, of the person to contact in connection with this filing.

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<sup><u>1</u></sup>Navient Refinance Funding, LLC, as securitizer, is filing this Form ABS-15G in respect of all asset-backed securities for which it acted as depositor and are outstanding during the reporting period in the private credit student loan asset classes, including issuances of unregistered asset-backed securities and issuances of registered asset-backed securities, if any. This filing also covers the activities of Navient Refinance Funding, LLC's affiliated securitizers during the applicable period to the extent any such affiliated securitizer acted as a sponsor, originator or seller of student loans related to Navient Refinance Funding, LLC's securitization transactions.

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#### REPRESENTATION AND WARRANTY INFORMATION

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

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Pursuant to Rule 15Ga-1(c)(2)(ii), Navient Refinance Funding, LLC has indicated by check mark that there is no activity to report for the period from its formation on January 23, 2025 to December 31, 2025.

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | |
|:---|:---|
| NAVIENT REFINANCE FUNDING, LLC | NAVIENT REFINANCE FUNDING, LLC |
| (Securitizer) | (Securitizer) |
| By:<br>| /s/ Roger Yankoupe |

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| | | |
|:---|:---|:---|
|  | Name: <br>| Roger Yankoupe |
|  | Title: <br>| Vice President |
| Date: February 6, 2026 |  |  |

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