# EDGAR Filing Document

**Accession Number:** 0001963040
**File Stem:** 0001963040-23-000001
**Filing Date:** 2023-2
**Character Count:** 23010
**Document Hash:** e6ccc99046c182265644b3ef90a5b520
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001963040-23-000001.hdr.sgml**: 20230202

**ACCESSION NUMBER**: 0001963040-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230202

**DATE AS OF CHANGE**: 20230202

**EFFECTIVENESS DATE**: 20230202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LODESTAR PRIVATE ASSET MANAGEMENT LLC
- **CENTRAL INDEX KEY:** 0001963040
- **IRS NUMBER:** 943390377
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22795
- **FILM NUMBER:** 23580654

**BUSINESS ADDRESS:**
- **STREET 1:** 3201 DANVILLE BLVD
- **STREET 2:** SUITE 275
- **CITY:** ALAMO
- **STATE:** CA
- **ZIP:** 94507
- **BUSINESS PHONE:** 925-838-1234

**MAIL ADDRESS:**
- **STREET 1:** 3201 DANVILLE BLVD
- **STREET 2:** SUITE 275
- **CITY:** ALAMO
- **STATE:** CA
- **ZIP:** 94507

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** LODESTAR PRIVATE ASSET MANAGEMENT LLC<br>**Address:** 3201 DANVILLE BLVD<br>SUITE 275<br>ALAMO, CA 94507

**Form 13F File Number:** 028-22795

**CRD Number (if applicable):** 000107638

**SEC File Number (if applicable):** 801-37511

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin L Gray<br>**Title:** Chief Compliance Officer<br>**Phone:** 9258381234

**Signature, Place, and Date of Signing:**

Kevin L Gray  Alamo, CA  02-02-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 190

**Form 13F Information Table Value Total:** $521437529

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 544216 | 3367 | SH |  | SOLE | 0 | 0 | 0 | 3367 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 737001 | 2190 | SH |  | SOLE | 0 | 0 | 0 | 2190 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 961972 | 10903 | SH |  | SOLE | 0 | 0 | 0 | 10903 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 525282 | 5920 | SH |  | SOLE | 0 | 0 | 0 | 5920 |
| AMAZON COM INC | COM | 023135106 |  | 4356660 | 51865 | SH |  | SOLE | 0 | 0 | 0 | 51865 |
| AMGEN INC | COM | 031162100 |  | 453495 | 1727 | SH |  | SOLE | 0 | 0 | 0 | 1727 |
| APPLE INC | COM | 037833100 |  | 19015289 | 146350 | SH |  | SOLE | 0 | 0 | 0 | 146350 |
| AUTOZONE INC | COM | 053332102 |  | 221956 | 90 | SH |  | SOLE | 0 | 0 | 0 | 90 |
| BANK AMERICA CORP | COM | 060505104 |  | 283166 | 8550 | SH |  | SOLE | 0 | 0 | 0 | 8550 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 262438 | 1032 | SH |  | SOLE | 0 | 0 | 0 | 1032 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3037723 | 9834 | SH |  | SOLE | 0 | 0 | 0 | 9834 |
| BLACKROCK INC | COM | 09247X101 |  | 236682 | 334 | SH |  | SOLE | 0 | 0 | 0 | 334 |
| BP PLC | SPONSORED ADR | 055622104 |  | 347204 | 9940 | SH |  | SOLE | 0 | 0 | 0 | 9940 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 354467 | 4927 | SH |  | SOLE | 0 | 0 | 0 | 4927 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2820109 | 15712 | SH |  | SOLE | 0 | 0 | 0 | 15712 |
| CISCO SYS INC | COM | 17275R102 |  | 438574 | 9206 | SH |  | SOLE | 0 | 0 | 0 | 9206 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 720525 | 1578 | SH |  | SOLE | 0 | 0 | 0 | 1578 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 5983012 | 185635 | SH |  | SOLE | 0 | 0 | 0 | 185635 |
| DEERE  CO | COM | 244199105 |  | 521801 | 1217 | SH |  | SOLE | 0 | 0 | 0 | 1217 |
| DISNEY WALT CO | COM | 254687106 |  | 285661 | 3288 | SH |  | SOLE | 0 | 0 | 0 | 3288 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 348091 | 2849 | SH |  | SOLE | 0 | 0 | 0 | 2849 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 972319 | 8815 | SH |  | SOLE | 0 | 0 | 0 | 8815 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 1416110 | 57078 | SH |  | SOLE | 0 | 0 | 0 | 57078 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 2001765 | 119153 | SH |  | SOLE | 0 | 0 | 0 | 119153 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 1755222 | 29529 | SH |  | SOLE | 0 | 0 | 0 | 29529 |
| FORD MTR CO DEL | COM | 345370860 |  | 303154 | 26067 | SH |  | SOLE | 0 | 0 | 0 | 26067 |
| FRESENIUS MED CARE AG KGA | SPONSORED ADR | 358029106 |  | 267682 | 16382 | SH |  | SOLE | 0 | 0 | 0 | 16382 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 408141 | 1645 | SH |  | SOLE | 0 | 0 | 0 | 1645 |
| GENERAL MLS INC | COM | 370334104 |  | 274944 | 3279 | SH |  | SOLE | 0 | 0 | 0 | 3279 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 252599 | 2942 | SH |  | SOLE | 0 | 0 | 0 | 2942 |
| GRAPHITE BIO INC | COM | 38870X104 |  | 47141 | 14199 | SH |  | SOLE | 0 | 0 | 0 | 14199 |
| HEICO CORP NEW | COM | 422806109 |  | 611948 | 3983 | SH |  | SOLE | 0 | 0 | 0 | 3983 |
| HOME DEPOT INC | COM | 437076102 |  | 1520191 | 4813 | SH |  | SOLE | 0 | 0 | 0 | 4813 |
| HONEYWELL INTL INC | COM | 438516106 |  | 334522 | 1561 | SH |  | SOLE | 0 | 0 | 0 | 1561 |
| INDEXIQ ETF TR | FTSE INTERNL EQT | 45409B560 |  | 560267 | 26242 | SH |  | SOLE | 0 | 0 | 0 | 26242 |
| INGREDION INC | COM | 457187102 |  | 227491 | 2323 | SH |  | SOLE | 0 | 0 | 0 | 2323 |
| INTEL CORP | COM | 458140100 |  | 1085903 | 41086 | SH |  | SOLE | 0 | 0 | 0 | 41086 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 347196 | 2464 | SH |  | SOLE | 0 | 0 | 0 | 2464 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 232445 | 15727 | SH |  | SOLE | 0 | 0 | 0 | 15727 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 1141805 | 17869 | SH |  | SOLE | 0 | 0 | 0 | 17869 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 11014934 | 100565 | SH |  | SOLE | 0 | 0 | 0 | 100565 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 311032 | 27820 | SH |  | SOLE | 0 | 0 | 0 | 27820 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 |  | 1110492 | 46002 | SH |  | SOLE | 0 | 0 | 0 | 46002 |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1000 | 46137V613 |  | 1020819 | 6580 | SH |  | SOLE | 0 | 0 | 0 | 6580 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 19182582 | 72039 | SH |  | SOLE | 0 | 0 | 0 | 72039 |
| ISHARES INC | MSCI EM ASIA ETF | 464286426 |  | 695561 | 10985 | SH |  | SOLE | 0 | 0 | 0 | 10985 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 882796 | 18904 | SH |  | SOLE | 0 | 0 | 0 | 18904 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 370307 | 6398 | SH |  | SOLE | 0 | 0 | 0 | 6398 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 2564237 | 35565 | SH |  | SOLE | 0 | 0 | 0 | 35565 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 934500 | 9638 | SH |  | SOLE | 0 | 0 | 0 | 9638 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 249597 | 2394 | SH |  | SOLE | 0 | 0 | 0 | 2394 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 804115 | 17897 | SH |  | SOLE | 0 | 0 | 0 | 17897 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 283500 | 10500 | SH |  | SOLE | 0 | 0 | 0 | 10500 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 2538027 | 53376 | SH |  | SOLE | 0 | 0 | 0 | 53376 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 221873 | 3375 | SH |  | SOLE | 0 | 0 | 0 | 3375 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 10062422 | 149183 | SH |  | SOLE | 0 | 0 | 0 | 149183 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 421595 | 5043 | SH |  | SOLE | 0 | 0 | 0 | 5043 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 12099975 | 50023 | SH |  | SOLE | 0 | 0 | 0 | 50023 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 480190 | 4764 | SH |  | SOLE | 0 | 0 | 0 | 4764 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 8966794 | 94746 | SH |  | SOLE | 0 | 0 | 0 | 94746 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 902957 | 6224 | SH |  | SOLE | 0 | 0 | 0 | 6224 |
| ISHARES TR | CORE S ETF | 464287200 |  | 37184642 | 96782 | SH |  | SOLE | 0 | 0 | 0 | 96782 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 3549574 | 16861 | SH |  | SOLE | 0 | 0 | 0 | 16861 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 310220 | 1448 | SH |  | SOLE | 0 | 0 | 0 | 1448 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 15008232 | 86076 | SH |  | SOLE | 0 | 0 | 0 | 86076 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 4495282 | 68484 | SH |  | SOLE | 0 | 0 | 0 | 68484 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 282560 | 812 | SH |  | SOLE | 0 | 0 | 0 | 812 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 787572 | 20780 | SH |  | SOLE | 0 | 0 | 0 | 20780 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 10681946 | 131600 | SH |  | SOLE | 0 | 0 | 0 | 131600 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 398227 | 3777 | SH |  | SOLE | 0 | 0 | 0 | 3777 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2387008 | 28498 | SH |  | SOLE | 0 | 0 | 0 | 28498 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 3701133 | 50267 | SH |  | SOLE | 0 | 0 | 0 | 50267 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 12086171 | 242597 | SH |  | SOLE | 0 | 0 | 0 | 242597 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1124917 | 11598 | SH |  | SOLE | 0 | 0 | 0 | 11598 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 560636 | 4649 | SH |  | SOLE | 0 | 0 | 0 | 4649 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 4351272 | 40880 | SH |  | SOLE | 0 | 0 | 0 | 40880 |
| ISHARES TR | GL TIMB FORE ETF | 464288174 |  | 509909 | 7009 | SH |  | SOLE | 0 | 0 | 0 | 7009 |
| ISHARES TR | MODERT ALLOC ETF | 464289875 |  | 3381636 | 88967 | SH |  | SOLE | 0 | 0 | 0 | 88967 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 |  | 2111448 | 44772 | SH |  | SOLE | 0 | 0 | 0 | 44772 |
| ISHARES TR | AGGRES ALLOC ETF | 464289859 |  | 463122 | 7751 | SH |  | SOLE | 0 | 0 | 0 | 7751 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1551673 | 13872 | SH |  | SOLE | 0 | 0 | 0 | 13872 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 261740 | 3087 | SH |  | SOLE | 0 | 0 | 0 | 3087 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1172602 | 38408 | SH |  | SOLE | 0 | 0 | 0 | 38408 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2918219 | 27656 | SH |  | SOLE | 0 | 0 | 0 | 27656 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 205029 | 4506 | SH |  | SOLE | 0 | 0 | 0 | 4506 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 5204854 | 92762 | SH |  | SOLE | 0 | 0 | 0 | 92762 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 1682003 | 33553 | SH |  | SOLE | 0 | 0 | 0 | 33553 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 571385 | 11595 | SH |  | SOLE | 0 | 0 | 0 | 11595 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 931933 | 20655 | SH |  | SOLE | 0 | 0 | 0 | 20655 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 2036720 | 44567 | SH |  | SOLE | 0 | 0 | 0 | 44567 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 244068 | 4830 | SH |  | SOLE | 0 | 0 | 0 | 4830 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 943977 | 5344 | SH |  | SOLE | 0 | 0 | 0 | 5344 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 806162 | 6012 | SH |  | SOLE | 0 | 0 | 0 | 6012 |
| LABORATORY CORP AMER HLDGS | COM NEW | 50540R409 |  | 231006 | 981 | SH |  | SOLE | 0 | 0 | 0 | 981 |
| LAM RESEARCH CORP | COM | 512807108 |  | 393401 | 936 | SH |  | SOLE | 0 | 0 | 0 | 936 |
| LILLY ELI  CO | COM | 532457108 |  | 257983 | 705 | SH |  | SOLE | 0 | 0 | 0 | 705 |
| LISTED FD TR | CORE ALT FD | 53656F847 |  | 4355234 | 137911 | SH |  | SOLE | 0 | 0 | 0 | 137911 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 210689 | 606 | SH |  | SOLE | 0 | 0 | 0 | 606 |
| MCDONALDS CORP | COM | 580135101 |  | 679380 | 2578 | SH |  | SOLE | 0 | 0 | 0 | 2578 |
| MCKESSON CORP | COM | 58155Q103 |  | 262209 | 699 | SH |  | SOLE | 0 | 0 | 0 | 699 |
| MERCK  CO INC | COM | 58933Y105 |  | 287471 | 2591 | SH |  | SOLE | 0 | 0 | 0 | 2591 |
| META PLATFORMS INC | CL A | 30303M102 |  | 242365 | 2014 | SH |  | SOLE | 0 | 0 | 0 | 2014 |
| MICROSOFT CORP | COM | 594918104 |  | 2454096 | 10233 | SH |  | SOLE | 0 | 0 | 0 | 10233 |
| NETFLIX INC | COM | 64110L106 |  | 378626 | 1284 | SH |  | SOLE | 0 | 0 | 0 | 1284 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 217244 | 1487 | SH |  | SOLE | 0 | 0 | 0 | 1487 |
| ORACLE CORP | COM | 68389X105 |  | 344861 | 4219 | SH |  | SOLE | 0 | 0 | 0 | 4219 |
| OUSTER INC | COM | 68989M103 |  | 30444 | 35277 | SH |  | SOLE | 0 | 0 | 0 | 35277 |
| PEPSICO INC | COM | 713448108 |  | 1591434 | 8809 | SH |  | SOLE | 0 | 0 | 0 | 8809 |
| PFIZER INC | COM | 717081103 |  | 684494 | 13359 | SH |  | SOLE | 0 | 0 | 0 | 13359 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 324479 | 3206 | SH |  | SOLE | 0 | 0 | 0 | 3206 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 709553 | 4682 | SH |  | SOLE | 0 | 0 | 0 | 4682 |
| PROSPECT CAP CORP | COM | 74348T102 |  | 349500 | 50000 | SH |  | SOLE | 0 | 0 | 0 | 50000 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 319798 | 3841 | SH |  | SOLE | 0 | 0 | 0 | 3841 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 2946382 | 72732 | SH |  | SOLE | 0 | 0 | 0 | 72732 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1179377 | 21227 | SH |  | SOLE | 0 | 0 | 0 | 21227 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 679154 | 10287 | SH |  | SOLE | 0 | 0 | 0 | 10287 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1598994 | 67554 | SH |  | SOLE | 0 | 0 | 0 | 67554 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 2273107 | 47121 | SH |  | SOLE | 0 | 0 | 0 | 47121 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 593710 | 11464 | SH |  | SOLE | 0 | 0 | 0 | 11464 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 12407713 | 276896 | SH |  | SOLE | 0 | 0 | 0 | 276896 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 5151850 | 159946 | SH |  | SOLE | 0 | 0 | 0 | 159946 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 7296478 | 161605 | SH |  | SOLE | 0 | 0 | 0 | 161605 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 944846 | 42143 | SH |  | SOLE | 0 | 0 | 0 | 42143 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT SC | 808524748 |  | 212024 | 6783 | SH |  | SOLE | 0 | 0 | 0 | 6783 |
| SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 |  | 655106 | 12259 | SH |  | SOLE | 0 | 0 | 0 | 12259 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 506751 | 26270 | SH |  | SOLE | 0 | 0 | 0 | 26270 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1975027 | 30103 | SH |  | SOLE | 0 | 0 | 0 | 30103 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 4373700 | 95809 | SH |  | SOLE | 0 | 0 | 0 | 95809 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 27489416 | 363905 | SH |  | SOLE | 0 | 0 | 0 | 363905 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 364475 | 4692 | SH |  | SOLE | 0 | 0 | 0 | 4692 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 595583 | 6809 | SH |  | SOLE | 0 | 0 | 0 | 6809 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 5379505 | 43230 | SH |  | SOLE | 0 | 0 | 0 | 43230 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 918346 | 6760 | SH |  | SOLE | 0 | 0 | 0 | 6760 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 241044 | 7159 | SH |  | SOLE | 0 | 0 | 0 | 7159 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 638473 | 1927 | SH |  | SOLE | 0 | 0 | 0 | 1927 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2743248 | 16171 | SH |  | SOLE | 0 | 0 | 0 | 16171 |
| SPDR INDEX SHS FDS | MSCI ACWI EXUS | 78463X848 |  | 19057444 | 792080 | SH |  | SOLE | 0 | 0 | 0 | 792080 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 10963735 | 28669 | SH |  | SOLE | 0 | 0 | 0 | 28669 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 4652790 | 10508 | SH |  | SOLE | 0 | 0 | 0 | 10508 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 1448248 | 19513 | SH |  | SOLE | 0 | 0 | 0 | 19513 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 430003 | 4778 | SH |  | SOLE | 0 | 0 | 0 | 4778 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 234672 | 7987 | SH |  | SOLE | 0 | 0 | 0 | 7987 |
| SPDR SER TR | BLOOMBERG INTL | 78464A151 |  | 3373588 | 121702 | SH |  | SOLE | 0 | 0 | 0 | 121702 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 7784153 | 309755 | SH |  | SOLE | 0 | 0 | 0 | 309755 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 1847541 | 14767 | SH |  | SOLE | 0 | 0 | 0 | 14767 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 3147202 | 48628 | SH |  | SOLE | 0 | 0 | 0 | 48628 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 316123 | 6729 | SH |  | SOLE | 0 | 0 | 0 | 6729 |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 |  | 424673 | 8672 | SH |  | SOLE | 0 | 0 | 0 | 8672 |
| SPROTT FOCUS TR INC | COM | 85208J109 |  | 328283 | 41190 | SH |  | SOLE | 0 | 0 | 0 | 41190 |
| SPROTT PHYSICAL GOLD  SILVE | TR UNIT | 85208R101 |  | 1173178 | 65431 | SH |  | SOLE | 0 | 0 | 0 | 65431 |
| STARBUCKS CORP | COM | 855244109 |  | 396228 | 3994 | SH |  | SOLE | 0 | 0 | 0 | 3994 |
| TARGET CORP | COM | 87612E106 |  | 230754 | 1548 | SH |  | SOLE | 0 | 0 | 0 | 1548 |
| TESLA INC | COM | 88160R101 |  | 982853 | 7979 | SH |  | SOLE | 0 | 0 | 0 | 7979 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 205864 | 1098 | SH |  | SOLE | 0 | 0 | 0 | 1098 |
| UNION PAC CORP | COM | 907818108 |  | 510635 | 2466 | SH |  | SOLE | 0 | 0 | 0 | 2466 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 381744 | 720 | SH |  | SOLE | 0 | 0 | 0 | 720 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 475704 | 6319 | SH |  | SOLE | 0 | 0 | 0 | 6319 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 4186850 | 56335 | SH |  | SOLE | 0 | 0 | 0 | 56335 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 8469555 | 178570 | SH |  | SOLE | 0 | 0 | 0 | 178570 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 433264 | 3204 | SH |  | SOLE | 0 | 0 | 0 | 3204 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 864275 | 4709 | SH |  | SOLE | 0 | 0 | 0 | 4709 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 3603265 | 16908 | SH |  | SOLE | 0 | 0 | 0 | 16908 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 8756740 | 62383 | SH |  | SOLE | 0 | 0 | 0 | 62383 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1810417 | 8883 | SH |  | SOLE | 0 | 0 | 0 | 8883 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1999732 | 24245 | SH |  | SOLE | 0 | 0 | 0 | 24245 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 10404474 | 29614 | SH |  | SOLE | 0 | 0 | 0 | 29614 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 4912938 | 28203 | SH |  | SOLE | 0 | 0 | 0 | 28203 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 10480594 | 54818 | SH |  | SOLE | 0 | 0 | 0 | 54818 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 226396 | 1704 | SH |  | SOLE | 0 | 0 | 0 | 1704 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3846788 | 98686 | SH |  | SOLE | 0 | 0 | 0 | 98686 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 4120450 | 82179 | SH |  | SOLE | 0 | 0 | 0 | 82179 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2452949 | 52514 | SH |  | SOLE | 0 | 0 | 0 | 52514 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 607850 | 12282 | SH |  | SOLE | 0 | 0 | 0 | 12282 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 632379 | 8410 | SH |  | SOLE | 0 | 0 | 0 | 8410 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 417787 | 5937 | SH |  | SOLE | 0 | 0 | 0 | 5937 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1177038 | 20357 | SH |  | SOLE | 0 | 0 | 0 | 20357 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 18447473 | 121485 | SH |  | SOLE | 0 | 0 | 0 | 121485 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6528940 | 155562 | SH |  | SOLE | 0 | 0 | 0 | 155562 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1844006 | 17041 | SH |  | SOLE | 0 | 0 | 0 | 17041 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 1641613 | 23576 | SH |  | SOLE | 0 | 0 | 0 | 23576 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 343830 | 5221 | SH |  | SOLE | 0 | 0 | 0 | 5221 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 324152 | 6590 | SH |  | SOLE | 0 | 0 | 0 | 6590 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 1738023 | 5441 | SH |  | SOLE | 0 | 0 | 0 | 5441 |
| VANGUARD WORLD FDS | MATERIALS ETF | 92204A801 |  | 263980 | 1551 | SH |  | SOLE | 0 | 0 | 0 | 1551 |
| VISA INC | COM CL A | 92826C839 |  | 551586 | 2655 | SH |  | SOLE | 0 | 0 | 0 | 2655 |
| WALMART INC | COM | 931142103 |  | 517133 | 3647 | SH |  | SOLE | 0 | 0 | 0 | 3647 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1035594 | 25081 | SH |  | SOLE | 0 | 0 | 0 | 25081 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 7315349 | 274188 | SH |  | SOLE | 0 | 0 | 0 | 274188 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 2343797 | 38830 | SH |  | SOLE | 0 | 0 | 0 | 38830 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 2043975 | 56479 | SH |  | SOLE | 0 | 0 | 0 | 56479 |

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