# EDGAR Filing Document

**Accession Number:** 0002065794
**File Stem:** 0002065794-25-000002
**Filing Date:** 2025-7
**Character Count:** 7784
**Document Hash:** ec2c87ddeb2bf46e4f9018cf86b7c4c2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002065794-25-000002.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0002065794-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**EFFECTIVENESS DATE**: 20250709

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Summit Financial Consulting LLC
- **CENTRAL INDEX KEY:** 0002065794

**ORGANIZATION NAME:**
- **EIN:** 841621189
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25517
- **FILM NUMBER:** 251112688

**BUSINESS ADDRESS:**
- **STREET 1:** 43409 SCHOENHERR ROAD
- **CITY:** STERLING HEIGHTS
- **STATE:** MI
- **ZIP:** 48313
- **BUSINESS PHONE:** 586-226-2100

**MAIL ADDRESS:**
- **STREET 1:** 43409 SCHOENHERR ROAD
- **CITY:** STERLING HEIGHTS
- **STATE:** MI
- **ZIP:** 48313

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Summit Financial Consulting LLC<br>**Address:** 43409 SCHOENHERR ROAD<br>STERLING HEIGHTS, MI 48313

**Form 13F File Number:** 028-25517

**CRD Number (if applicable):** 000126570

**SEC File Number (if applicable):** 801-123641

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kenneth R. Wink<br>**Title:** Chief Compliance Officer<br>**Phone:** 5862262100

**Signature, Place, and Date of Signing:**

Kenneth R Wink  Sterling Heights, MI  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 40

**Form 13F Information Table Value Total:** $111275267

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 220048 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| APPLE INC | COM | 037833100 |  | 690064 | 3363 | SH |  | SOLE |  | 0 | 0 | 3363 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 567379 | 1168 | SH |  | SOLE |  | 0 | 0 | 1168 |
| BLACKROCK MUNIYIELD MICH QU | COM | 09254V105 |  | 302982 | 27444 | SH |  | SOLE |  | 0 | 0 | 27444 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 304902 | 308 | SH |  | SOLE |  | 0 | 0 | 308 |
| DBX ETF TR | XTRACK MUN INFRA | 233051705 |  | 670808 | 27962 | SH |  | SOLE |  | 0 | 0 | 27962 |
| DTE ENERGY CO | COM | 233331107 |  | 310100 | 2341 | SH |  | SOLE |  | 0 | 0 | 2341 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 304921 | 9833 | SH |  | SOLE |  | 0 | 0 | 9833 |
| FORD MTR CO | COM | 345370860 |  | 165352 | 15240 | SH |  | SOLE |  | 0 | 0 | 15240 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 642575 | 26487 | SH |  | SOLE |  | 0 | 0 | 26487 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 329980 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 2362631 | 45348 | SH |  | SOLE |  | 0 | 0 | 45348 |
| INVESCO EXCH TRADED FD TR II | S SMLCP STAP | 46138E172 |  | 279100 | 8394 | SH |  | SOLE |  | 0 | 0 | 8394 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 309100 | 5465 | SH |  | SOLE |  | 0 | 0 | 5465 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 2463621 | 16329 | SH |  | SOLE |  | 0 | 0 | 16329 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1147748 | 13006 | SH |  | SOLE |  | 0 | 0 | 13006 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 53109254 | 554550 | SH |  | SOLE |  | 0 | 0 | 554550 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1127437 | 11365 | SH |  | SOLE |  | 0 | 0 | 11365 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 483335 | 5993 | SH |  | SOLE |  | 0 | 0 | 5993 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 464198 | 4235 | SH |  | SOLE |  | 0 | 0 | 4235 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 5806322 | 58273 | SH |  | SOLE |  | 0 | 0 | 58273 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2305904 | 25796 | SH |  | SOLE |  | 0 | 0 | 25796 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2259513 | 46839 | SH |  | SOLE |  | 0 | 0 | 46839 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 205512 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 2142194 | 10962 | SH |  | SOLE |  | 0 | 0 | 10962 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 6463891 | 53425 | SH |  | SOLE |  | 0 | 0 | 53425 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 |  | 5874847 | 129917 | SH |  | SOLE |  | 0 | 0 | 129917 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 2073662 | 21881 | SH |  | SOLE |  | 0 | 0 | 21881 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 6645913 | 223167 | SH |  | SOLE |  | 0 | 0 | 223167 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 5535204 | 52933 | SH |  | SOLE |  | 0 | 0 | 52933 |
| MICROSOFT CORP | COM | 594918104 |  | 1073346 | 2158 | SH |  | SOLE |  | 0 | 0 | 2158 |
| NUVEEN MUNICIPAL CREDIT INC | COM SH BEN INT | 67070X101 |  | 281264 | 23596 | SH |  | SOLE |  | 0 | 0 | 23596 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 |  | 356820 | 31605 | SH |  | SOLE |  | 0 | 0 | 31605 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 683396 | 13306 | SH |  | SOLE |  | 0 | 0 | 13306 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 597926 | 11918 | SH |  | SOLE |  | 0 | 0 | 11918 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 817426 | 3228 | SH |  | SOLE |  | 0 | 0 | 3228 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 516418 | 6324 | SH |  | SOLE |  | 0 | 0 | 6324 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 866282 | 11917 | SH |  | SOLE |  | 0 | 0 | 11917 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 VAL | 921932844 |  | 293761 | 3077 | SH |  | SOLE |  | 0 | 0 | 3077 |
| VISA INC | COM CL A | 92826C839 |  | 220131 | 620 | SH |  | SOLE |  | 0 | 0 | 620 |

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