# EDGAR Filing Document

**Accession Number:** 0002109911
**File Stem:** 0001213900-26-021760
**Filing Date:** 2026-2
**Character Count:** 1944904
**Document Hash:** 06714f766704619de38c7914fb17c245
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-021760.hdr.sgml**: 20260227

**ACCESSION NUMBER**: 0001213900-26-021760

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 40

**CONFORMED PERIOD OF REPORT**: 20260227

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260227

**DATE AS OF CHANGE**: 20260227

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Residential Funding 2026-NQM4 LLC
- **CENTRAL INDEX KEY:** 0002109911

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08356
- **FILM NUMBER:** 26701664

**BUSINESS ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003
- **BUSINESS PHONE:** 2128507770

**MAIL ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Residential Funding 2026-NQM4 LLC
- **CENTRAL INDEX KEY:** 0002109911

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003
- **BUSINESS PHONE:** 2128507770

**MAIL ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Residential Funding 2026-NQM4 LLC
- **CENTRAL INDEX KEY:** 0002109911

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003
- **BUSINESS PHONE:** 2128507770

**MAIL ADDRESS:**
- **STREET 1:** 799 BROADWAY
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10003

OMB Number: 3235-0675

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of sponsor: <u>0002109911</u> 

<u>NEW RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM4</u> <br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u>Not applicable</u>

Central Index Key Number of underwriter (if applicable): <u>Not applicable</u> 

Philip Sivin, 212-798-6100

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

**FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuing Entity**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached an Exhibit to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | NEW RESIDENTIAL FUNDING 2026-NQM4 LLC | NEW RESIDENTIAL FUNDING 2026-NQM4 LLC |
| Date: February 27, 2026 | By: | /s/ Nicola Santoro, Jr. |
|  | Name: | Nicola Santoro, Jr. |
|  | Title: | Chief Financial Officer |

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

[99.1 - Third Party Due Diligence Report - Infinity Executive Summary](ea027904701_ex99-1.htm)

[Schedule 1 - Valuation Report](ea027904701_ex99-1sch1.htm)

[Schedule 2 – Rating Agency Grades Report](ea027904701_ex99-1sch2.htm)

[Schedule 3 - Data Compare](ea027904701_ex99-1sch3.htm)

[Schedule 4 –Loan Level Exception Report](ea027904701_ex99-1sch4.htm)

[Schedule 5 – Individual Exception Report](ea027904701_ex99-1sch5.htm)

[99.2 - Third Party Due Diligence Report - Opus Executive Summary](ea027904701_ex99-2.htm)

[Schedule 1 – Valuation Report](ea027904701_ex99-2sch1.htm)

[Schedule 2 – Rating Agency Grades Summary](ea027904701_ex99-2sch2.htm)

[Schedule 3 – Business Purpose Supplemental Extract](ea027904701_ex99-2sch3.htm)

[Schedule 4 – Standard Findings Report](ea027904701_ex99-2sch4.htm)

[Schedule 5 – Data Compare](ea027904701_ex99-2sch5.htm)

[Schedule 6 – ATR QM Report](ea027904701_ex99-2sch6.htm)

[99.3 - Third Party Due Diligence Report – Clayton Executive Summary](ea027904701_ex99-3.htm)

[Schedule 1 – Valuations Summary](ea027904701_ex99-3sch1.htm)

[Schedule 2 – Non ATR QM Report](ea027904701_ex99-3sch2.htm)

[Schedule 3 – Conditions Detail](ea027904701_ex99-3sch3.htm)

[Schedule 4 – Rating Agency ATR QM Report](ea027904701_ex99-3sch4.htm)

[Schedule 5 – Loan Level Tape Compare](ea027904701_ex99-3sch5.htm)

[Schedule 6 – Loan Grades](ea027904701_ex99-3sch6.htm)

[99.4 - Third Party Due Diligence Report – AMC Executive Summary](ea027904701_ex99-4.htm)

[Schedule 1 – Valuation Summary](ea027904701_ex99-4sch1.htm)

[Schedule 2 – Business Purpose Report](ea027904701_ex99-4sch2.htm)

[Schedule 3 – Rating Agency Grades](ea027904701_ex99-4sch3.htm)

[Schedule 4 – Data Compare](ea027904701_ex99-4sch4.htm)

[Schedule 5 – Exception Grades](ea027904701_ex99-4sch5.htm)

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-1_002.jpg)

![](ex99-1_001.jpg)

**EXECUTIVE SUMMARY**

**NRMLT 2026-NQM4**

**February 20, 2026**

**INFINITY INTERNATIONAL PROCESSING SERVICES, INC.**

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![](ex99-1_002.jpg)

**TABLE OF CONTENTS**

---

| | |
|:---|:---|
| Infinity Biography | 2.0 |
| Description of the due diligence performed | 3.0 |
| Summary of findings and conclusions of review | 16.0 |
| Tape Integrity Review Results Summary | 17.0 |
| Additional Loan Population Summary | 17.0 |

---

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![](ex99-1_002.jpg)

**INFINITY BIOGRAPHY**

Infinity IPS, Inc. is a privately held firm offering trusted financial products and services to capital markets participants. Founded in 2003, by a group of experienced mortgage due diligence executives, Infinity was started with a simple mission: To provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service. As a third-party reviewer, our independence, integrity, depth of expertise, and approach to due diligence and credit risk management provides clients the highest degree of hands-on oversight and participation when buying or selling pools, securitizing loans, or managing loans and securitizations over time.

Our rigorous, high touch approach to due diligence reviews provides all data necessary in the provision of an asset due diligence, risk retention, loss mitigation and forensic analysis services for all classes or mortgage products, consumer lending products, and more. Our mission is to provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service.

As a rating agency reviewed third-party due diligence provider, Infinity prides itself on meeting the standards of S&P, Fitch, Kroll, Moody's and DBRS Morningstar. Infinity is a privately-owned business and is headquartered in Rockville, MD with an underwriting facility in Tampa, FL.

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![](ex99-1_002.jpg)

**DESCRIPTION OF THE DUE DILIGENCE PERFORMED**

**(1) Type of assets that were reviewed.**

Infinity IPS, Inc. ("Infinity") performed due diligence services as described below (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by Rithm Capital Corp. ("Client") and were reviewed by Infinity on behalf of the Client. The mortgage loans were reviewed via files imaged and provided by the Client.

The Review population is comprised of four hundred and twenty-three (423) mortgage loans that were originally reviewed from November 2025 to January 2026.

**(2) Sample size of the assets reviewed.**

The mortgage loan review was broken down into the following review scopes:

▪ "Compliance Review" 208<sup>1</sup> Mortgage Loans

▪ "Credit Review" 423 Mortgage Loans

▪ "Property Review" 423 Mortgage Loans

▪ "Data Integrity" 423 Mortgage Loans

**(3) Determination of the sample size and computation.**

Infinity is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by Infinity.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

For four hundred and twenty-three (423) mortgage loans, Infinity compared data fields on the data tape provided by Client to the data found in the actual file as captured by Infinity. This comparison, when data was available, included the following data fields:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Last Name | &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;Negative Amortization Flag | &nbsp;&nbsp;Sale Price |
| &nbsp;&nbsp;First Name | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;IO Term | &nbsp;&nbsp;LTV |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Original Rate | &nbsp;&nbsp;PP Terms | &nbsp;&nbsp;CLTV |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;PP Months | &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Address | &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;Next Rate Change Date | &nbsp;&nbsp;Current P&I |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Margin | &nbsp;&nbsp;First Payment Change Date | &nbsp;&nbsp;Rate Index |
| &nbsp;&nbsp;State | &nbsp;&nbsp;1st Rate Change Date | &nbsp;&nbsp;Next Payment Change Date | &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;Prepay Months | &nbsp;&nbsp;Reset Frequency | &nbsp;&nbsp;Deferred Balance |
| &nbsp;&nbsp;Documentation Type | &nbsp;&nbsp;Next Due Date | &nbsp;&nbsp;Rounding Code | &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Units | &nbsp;&nbsp;Look back Period | &nbsp;&nbsp;Borrower SSN |
| &nbsp;&nbsp;Credit Score | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Initial Roll Cap | &nbsp;&nbsp;Co-Borrower SSN |
| &nbsp;&nbsp;DTI | &nbsp;&nbsp;Mod Flag | &nbsp;&nbsp;Periodic Rate Cap |  |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Mod Date | &nbsp;&nbsp;Life Rate Cap |  |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Current Rate | &nbsp;&nbsp;Life Rate Floor |  |

---

<sup>1</sup> Two hundred and fifteen (215) exempt loans were not subject to a compliance review and did not receive a compliance grade.

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&nbsp;&nbsp;&nbsp;&nbsp;

![](ex99-1_002.jpg)

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Infinity conducted a credit review for four hundred and twenty-three (423) mortgage loans. At that time, Infinity reviewed the asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Infinity and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

There were 16 sets of guidelines provided for the review. Each loan was reviewed to the specific guideline provided on the loan approval. Please refer the Exhibit A.

**Credit Application:** For the Credit Application, Infinity verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history

**Credit Report:** Infinity's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Infinity: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered date required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Infinity determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** Infinity assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Infinity completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Infinity. During the course of this review, Infinity (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

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![](ex99-1_002.jpg)

**Occupancy Review:** Infinity confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Infinity confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Infinity reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Infinity conditioned the mortgage loan for the missing fraud report product.

If a report was present, Infinity reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Infinity confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** Infinity's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Infinity also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

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![](ex99-1_002.jpg)

**Business Purpose/DSCR Scope:** Infinity conducted a business purpose/property focused Investor review for one hundred and fifty-two (152) mortgage loans with DSCR calculation. There were no mortgage loans that were classified as No Ratio loans with no DSCR calculation.

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. During the course of this review, Infinity (i) reviewed the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation, (ii) examined appraisal reports, BPO's, and appraisal reviews to determine if the property type was consistent with underwritten property type and usage (such as evidence of either owner or tenant occupancy) and compared this information against other relevant information contained within applicable sections of the loan file to evaluate consistency, accuracy, and adherence to the credit policy, (iii) reviewed environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements, (iv) reviewed credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final Loan Approval worksheet, (v) reviewed HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as adherence to credit policy requirements, (vi) reviewed LOI/LOE(s) for presence of un-qualified statement of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that signatory(s) are consistent with the identified borrower(s)/guarantor(s), (vii) reviewed Final Form 1003/Loan application to ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s) is an address other than the subject property, (viii) confirmed, if applicable, business license(s) and P&L's are present, valid, and adhere to credit policy requirements, (ix) confirmed, if applicable, second mortgage documents are present, valid, align with approved terms amounts, and adhere to credit policy requirements, (x) reviewed final loan approval worksheets for accuracy, completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation contained in the review file (xi) reviewed the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence address differs from the subject property address and is signed/dated as required (xii) verified presence of a complete Certification of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement, including the presence of either individual certifications or one certificate containing all required signatures, (xiii) compared the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity, (xv) documented any non-approved credit policy exceptions and/or inconsistencies and reporting and/or marking such items for further dialogue, (xvi) gathered the components of the DSCR from source documentation provided in the loan file during the course of the review. Where applicable, Infinity sums per the guidelines the principal and interest payment as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly lease or estimated lease income as per the guidelines.

**(6) Value of collateral securing the assets: review and methodology.**

Infinity conducted a review of the value of the underlying collateral at the time of its initial review for four hundred and twenty-three (423) mortgage loans. For these four hundred and twenty-three (423) mortgage loans, Infinity reviewed the mortgage loans to ensure the value of the collateral securing the assets met applicable underwriting guidelines.

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![](ex99-1_002.jpg)

Infinity's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Infinity's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Infinity's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Infinity's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to Infinity or if it was not directly accessible that another valuation product that was directly accessible to Infinity was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, Infinity confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Infinity created an exception and worked with the client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Infinity's review resulted in a variance of more than 10% then the client was notified of such variance and a second independent valuation product was ordered.

**(7)** **Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Infinity completed a Compliance Review on two hundred and eight (208) mortgage loans. Two hundred and fifteen (215) exempt loans were not subject to a compliance review and did not receive a compliance grade. Please be advised that Infinity did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Infinity are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Infinity is relying in reaching such findings.

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![](ex99-1_002.jpg)

Please be further advised that Infinity does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Infinity do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Infinity. Information contained in any Infinity report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Infinity to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Infinity are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Infinity does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Infinity.

Infinity reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission
period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL
disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

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iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of
applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation
to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Infinity reviewed the relevant
documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or
governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement
and/or governing policies and procedures, Infinity's review was limited to formal general statements of entity compliance provided
by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership
counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require
arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly,
any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization
and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security
instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

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**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect
at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider
list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided
to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement
form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement
Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling
organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or
after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs
provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or
after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges
disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in
the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;
and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards
(12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including
qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the
Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain
creditors (12 C.F.R. 1026.43(f)).

Infinity reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Infinity determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Infinity notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Infinity notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Infinity reviews the mortgage loan to determine whether, based on available information in the file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, Infinity reviews the Automated Underwriting System output within the file to confirm agency eligibility.

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For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, Infinity then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, Infinity then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

Infinity reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Infinity does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Infinity's review is based on information contained in the mortgage loan file at the time it is provided to Infinity to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of
appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

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**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

Infinity noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time Infinity reviewed the mortgage loans and thus have not yet been recorded. Infinity verified that documents in the file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, Infinity will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

Infinity confirmed that the appraiser and the appraisal made by such appraiser both satisfied the pr industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, Infinity accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

Infinity reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The nationally recognized statistical rating organization ("NRSRO") criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in Item 3 of the ABS Due Diligence 15E, Fitch Ratings, Inc. ("Fitch") and Kroll Bond Rating Agency, LLC ("KBRA").

**OVERALL RESULTS SUMMARY (423 MORTGAGE LOANS)**

Infinity's review to NRSRO grading requirements covers four hundred and twenty-three (423) mortgage loans. Within those mortgage loans, Infinity graded three hundred and eighty-six (386) mortgage loans as "A" and thirty-seven (37) mortgage loans as "B".

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;208 | &nbsp;&nbsp;387 | &nbsp;&nbsp;422 | &nbsp;&nbsp;386 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;36 | &nbsp;&nbsp;1 | &nbsp;&nbsp;37 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;91.49% | &nbsp;&nbsp;99.76% | &nbsp;&nbsp;91.25% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;8.51% | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;8.75% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**KBRA Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** |
| &nbsp;&nbsp;**KBRA Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;208 | &nbsp;&nbsp;387 | &nbsp;&nbsp;422 | &nbsp;&nbsp;386 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;36 | &nbsp;&nbsp;1 | &nbsp;&nbsp;37 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**KBRA Grade** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;**KBRA Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;91.49% | &nbsp;&nbsp;99.76% | &nbsp;&nbsp;91.25% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;8.51% | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;8.75% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |

---

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY (423 MORTGAGE LOANS)**

Of the four hundred and twenty-three (423) mortgage loans reviewed, 26 (6.15%) mortgage loans had tape discrepancies across five (5) unique data fields.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# of Variances** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;7 | &nbsp;&nbsp;423 | &nbsp;&nbsp;1.65% |
| &nbsp;&nbsp;Original CLTV Ratio Percent | &nbsp;&nbsp;1 | &nbsp;&nbsp;423 | &nbsp;&nbsp;0.24% |
| &nbsp;&nbsp;Original Note Doc Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;423 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;Original Standard LTV (OLTV) | &nbsp;&nbsp;1 | &nbsp;&nbsp;423 | &nbsp;&nbsp;0.24% |
| &nbsp;&nbsp;Residual Income | &nbsp;&nbsp;17 | &nbsp;&nbsp;423 | &nbsp;&nbsp;4.02% |

---

**ADDITIONAL LOAN POPULATION SUMMARY (423 MORTGAGE LOANS)**

\* Total may not sum to total due to rounding.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;422 | &nbsp;&nbsp;99.76% | &nbsp;&nbsp;$237168734.00 | &nbsp;&nbsp;99.64% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;$850000.00 | &nbsp;&nbsp;0.36% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**423** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$238018734.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;423 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$238018734.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**423** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$238018734.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi- purpose/Unknown | &nbsp;&nbsp;98 | &nbsp;&nbsp;23.17% | &nbsp;&nbsp;$50073068.00 | &nbsp;&nbsp;21.04% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;37 | &nbsp;&nbsp;8.75% | &nbsp;&nbsp;$22558453.00 | &nbsp;&nbsp;9.48% |
| &nbsp;&nbsp;Other than first time Home Purchase | &nbsp;&nbsp;198 | &nbsp;&nbsp;46.81% | &nbsp;&nbsp;$100133868.00 | &nbsp;&nbsp;42.07% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower initiated | &nbsp;&nbsp;90 | &nbsp;&nbsp;21.28% | &nbsp;&nbsp;$65253345.00 | &nbsp;&nbsp;27.42% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**423** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$238018734.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Amortization Term** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;240 Months | &nbsp;&nbsp;41 | &nbsp;&nbsp;9.69% | &nbsp;&nbsp;$24743700.00 | &nbsp;&nbsp;10.40% |
| &nbsp;&nbsp;360 Months | &nbsp;&nbsp;382 | &nbsp;&nbsp;90.31% | &nbsp;&nbsp;$213275034.00 | &nbsp;&nbsp;89.60% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**423** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$238018734.00** | &nbsp;&nbsp;**100.00%** |

---

17 \| P a g e

![](ex99-1_002.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;189 | &nbsp;&nbsp;44.68% | &nbsp;&nbsp;$139980828.00 | &nbsp;&nbsp;58.81% |
| &nbsp;&nbsp;Secondary | &nbsp;&nbsp;18 | &nbsp;&nbsp;4.26% | &nbsp;&nbsp;$14944524.00 | &nbsp;&nbsp;6.28% |
| &nbsp;&nbsp;Investor | &nbsp;&nbsp;216 | &nbsp;&nbsp;51.06% | &nbsp;&nbsp;$83093382.00 | &nbsp;&nbsp;34.91% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**423** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$238018734.00** | &nbsp;&nbsp;**100.00%** |

---

**Exhibit A**

---

| |
|:---|
| &nbsp;&nbsp;**Guidelines** |
| &nbsp;&nbsp;Correspondent SmartVest Product Profile 7-30-25.pdf |
| &nbsp;&nbsp;Correspondent SmartSelf Product Profile 7-24-25.pdf |
| &nbsp;&nbsp;Newrez SmartEdge Product Summary 7-24-25.pdf |
| &nbsp;&nbsp;Newrez SmartSelf Bank Statement and 1099 Product Summary 4-24-25.pdf |
| &nbsp;&nbsp;Newrez SmartSelf Bank Statement, 1099 and P&L Product Summary 7-24-25.pdf |
| &nbsp;&nbsp;RTL DTC JV WHL SmartVest Platinum Summary (9.25.2025 v25.11).docx |
| &nbsp;&nbsp;RTL DTC JV WHL SmartVest Product Summary (9.25.2025 v25.12).docx |
| &nbsp;&nbsp;RTL JV DTC WHL SmartEdge Product Summary (9.25.2025 v25.8).docx |
| &nbsp;&nbsp;SmartEdge Product Profile 5-30-25 - Correspondent only.pdf |
| &nbsp;&nbsp;SmartEdge Product Profile Correspondent 8-28-25.pdf |
| &nbsp;&nbsp;SmartSelf Bank Statement, 1099 and P&L Product Summary 5-30-25.pdf |
| &nbsp;&nbsp;SmartSelf Bank Statement, 1099 and P&L Product Summary Newrez 9-25-25.pdf |
| &nbsp;&nbsp;SmartSelf Product Summary - Correspondent 8-28-25.pdf |
| &nbsp;&nbsp;SmartVest Product Summary 5-30-25.pdf |
| &nbsp;&nbsp;SmartVest Product Summary 9-5-25 - Newrez.pdf |
| &nbsp;&nbsp;SmartVest Product Summary Correspondent 8-28-25.pdf |

---

18 \| P a g e

## Exhibit 99.1

**Exhibit 99.1 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **AGENCY DATA** | **AGENCY DATA** | **AGENCY DATA** |
| Marketing ID | **Infinity Loan ID** | **Loan Number** | **Loan Number 2** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for CLTV** | **Appraisal Date** | **Appraisal Type** | **AVM Value** | **Variance $** | **Variance %** | **AVM Company** | **AVM FSD Score** | **AVM Effective Date** | **Desk Value** | **Variance $** | **Variance %** | **Desk Company** | **Desk Report Date** | **BPO As-Is Value** | **Variance $** | **Variance %** | **BPO Company** | **BPO Inspection Date** | **FR Value** | **Variance $** | **Variance %** | **FR Company** | **FR Report Date** | **2nd Appraisal Value** | **Variance $** | **Variance %** | **2nd Appraisal Company** | **2nd Appraisal Date** | **Eligible for Rep/Warrant Relief** | **LCA Risk Score** | **CU Score** |
| 900000001 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000002 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000004 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | 3.684% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.684% | XXXX | XX/XX/XXXX | No | 5 | 1 |
| 900000005 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.5 | 1.5 |
| 900000006 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 3.2 |
| 900000015 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 7.273% | XXXX | XX/XX/XXXX | No | Not Applicable | Not Applicable |
| 900000017 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -0.524% | XXXX | XX/XX/XXXX | Yes | 2.5 | 3.7 |
| 900000019 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.5 |
| 900000021 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000022 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1.3 |
| 900000023 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -8.072% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.6 |
| 900000025 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | 2.6 |
| 900000027 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000028 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000029 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.4 |
| 900000031 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.6 |
| 900000034 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 10.714% | XXXX | XX/XX/XXXX | Yes | 1 | 3.5 |
| 900000036 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.9 |
| 900000038 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1.9 |
| 900000040 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000043 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.5 |
| 900000049 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 4.6 |
| 900000051 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000054 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000055 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 2.4 |
| 900000060 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2 |
| 900000065 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 2.5 |
| 900000068 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000070 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1.9 |
| 900000074 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.4 |
| 900000075 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000076 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000078 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000083 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 4.6 |
| 900000086 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000088 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000089 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.5 |
| 900000090 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.6 |
| 900000091 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -5.291% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000092 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2.3 |
| 900000097 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000099 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000100 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.3 |
| 900000101 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000103 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.6 |
| 900000104 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000105 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.3 |
| 900000106 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.4 |
| 900000107 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.4 |
| 900000111 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000116 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | Unavailable | Unavailable |
| 900000118 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.636% | XXXX | XX/XX/XXXX | No | Not Applicable | 2.1 |
| 900000119 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1.4 |
| 900000120 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 4 |
| 900000121 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.360% | XXXX | XX/XX/XXXX | No | Not Applicable | 2.5 |
| 900000124 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000126 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 3.6 |
| 900000128 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.7 |
| 900000130 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.1 |
| 900000131 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000133 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.2 |
| 900000134 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.7 |
| 900000135 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1.5 |
| 900000139 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -2.738% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000140 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 2 |
| 900000141 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.9 |
| 900000142 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.5 |
| 900000143 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.5 |
| 900000146 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -1.515% | XXXX | XX/XX/XXXX | No | Not Applicable | 5 |
| 900000147 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.9 |
| 900000150 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.7 |
| 900000151 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1.3 |
| 900000152 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000153 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000154 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 3.4 |
| 900000155 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 99 |
| 900000160 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000162 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000164 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000165 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 3.1 |
| 900000166 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000167 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2.4 |
| 900000170 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000175 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000177 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000178 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -8.228% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 3.8 |
| 900000179 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000181 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000182 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX | No | Not Applicable | Not Applicable |
| 900000184 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.7 |
| 900000185 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2 |
| 900000187 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000188 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.1 |
| 900000189 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000190 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000191 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000192 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | 11.818% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11.818% | XXXX | XX/XX/XXXX | No | Not Applicable | Not Applicable |
| 900000193 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | 1 |
| 900000197 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000200 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -7.661% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000201 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.2 |
| 900000203 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000204 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000206 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000208 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000209 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 5 |
| 900000211 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.7 |
| 900000213 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.7 |
| 900000214 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.6 |
| 900000215 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000218 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.6 |
| 900000219 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000224 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000225 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.7 |
| 900000229 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000236 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 1.6 |
| 900000238 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.3 |
| 900000240 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000243 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | Not Applicable |
| 900000244 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000245 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000246 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000247 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 3.5 |
| 900000248 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000250 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000252 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000254 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000256 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000258 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000260 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000262 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000263 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000264 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 5 |
| 900000265 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000266 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.5 | 4.2 |
| 900000269 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 2.6 |
| 900000270 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000271 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -25.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.571% | XXXX | XX/XX/XXXX | No | Not Applicable | Not Applicable |
| 900000273 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 1 |
| 900000276 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | 2.1 |
| 900000277 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 3.2 |
| 900000278 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -9.375% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1 |
| 900000279 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000285 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000287 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2 |
| 900000288 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000289 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000290 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000292 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000293 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.4 |
| 900000294 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -3.502% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.1 |
| 900000295 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.7 |
| 900000297 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.9 |
| 900000300 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -3.571% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000301 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2.5 |
| 900000302 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000303 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2.6 |
| 900000304 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 3.2 |
| 900000306 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000308 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -5.882% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 3.3 |
| 900000309 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.7 |
| 900000310 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1.9 |
| 900000311 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.5 | 3.9 |
| 900000312 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000314 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000315 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1.5 |
| 900000316 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 2.7 |
| 900000317 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 2.7 |
| 900000319 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.4 |
| 900000320 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1 |
| 900000323 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000325 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000327 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000329 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 2.8 |
| 900000330 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 2.6 |
| 900000333 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000334 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000335 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1 |
| 900000336 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1 |
| 900000337 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1 |
| 900000338 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 4 |
| 900000339 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 3.1 |
| 900000345 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.3 |
| 900000346 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -6.532% | XXXX | XX/XX/XXXX | Yes | 1 | 1 |
| 900000349 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.3 |
| 900000350 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 2.4 |
| 900000351 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.4 |
| 900000354 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.7 |
| 900000355 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1.4 |
| 900000356 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000359 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.3 |
| 900000360 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -1.779% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000361 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | Unavailable | 2.7 |
| 900000362 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000365 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 45.455% | XXXX | XX/XX/XXXX | No | Not Applicable | Not Applicable |
| 900000366 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000368 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.975% | XXXX | XX/XX/XXXX | No | 4.5 | 3.2 |
| 900000369 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.6 |
| 900000375 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000377 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000378 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000385 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000386 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.3 |
| 900000387 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000388 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -1.587% | XXXX | XX/XX/XXXX | No | Not Applicable | 1.7 |
| 900000392 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.9 |
| 900000394 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000395 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000396 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000397 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000398 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | XXXX | -6.977% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | 1.7 |
| 900000399 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1.7 |
| 900000402 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000403 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000404 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | Not Applicable |
| 900000406 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1.6 |
| 900000411 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000413 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000417 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 3.5 |
| 900000419 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.6 |
| 900000420 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000421 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000424 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000425 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.8 |
| 900000427 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4 |
| 900000428 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| 900000429 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.1 |
| 900000430 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000432 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000433 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000434 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4 | 2.8 |
| 900000440 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.8 |
| 900000441 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.1 |
| 900000442 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000444 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.2 |
| 900000445 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000446 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 2.6 |
| 900000449 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000450 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000451 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000452 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 13.750% | XXXX | XX/XX/XXXX | No | 4.5 | 2.5 |
| 900000453 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| Not securitized | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 20.588% | XXXX | XX/XX/XXXX | No | Unavailable | 1.8 |
| 900000454 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000455 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1.6 |
| 900000458 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000462 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 2.5 |
| 900000467 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000468 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000469 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | 63.158% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 63.158% | XXXX | XX/XX/XXXX | No | 5 | 2.9 |
| 900000470 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | 4 | 1.3 |
| 900000472 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 1.2 |
| 900000473 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000475 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -2.597% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000477 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.7 |
| 900000478 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000481 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000485 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.3 |
| 900000487 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 2.8 |
| 900000492 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1 |
| 900000493 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000494 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000497 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.6 |
| 900000499 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000500 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.846% | XXXX | XX/XX/XXXX | No | Not Applicable | 1 |
| 900000504 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000505 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1 |
| 900000507 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| 900000509 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.6 |
| 900000512 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.5 | 1 |
| 900000513 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| 900000516 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -2.941% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.8 |
| 900000518 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | 16.279% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 16.279% | XXXX | XX/XX/XXXX | Yes | 2 | 3.5 |
| 900000521 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000522 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000526 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 2.3 |
| 900000527 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000529 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -9.539% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -1.316% | XXXX | XX/XX/XXXX | Yes | 1 | 1 |
| 900000530 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.8 |
| 900000531 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000533 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000539 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.1 |
| 900000540 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.1 |
| 900000543 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000544 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 2.6 |
| 900000545 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4.5 | 3.2 |
| 900000546 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 4.2 |
| 900000547 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 5 |
| 900000549 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000550 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 6.429% | XXXX | XX/XX/XXXX | Yes | 1.5 | 1.4 |
| 900000551 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000555 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 1 |
| 900000558 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000559 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.6 |
| 900000560 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000562 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.4 |
| 900000564 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.7 |
| 900000565 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000566 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000567 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1 |
| 900000568 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 2.3 |
| 900000570 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000576 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.6 |
| 900000577 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.9 |
| 900000578 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000582 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -9.836% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 5 |
| 900000584 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000591 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.6 |
| 900000592 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX | No | Not Applicable | 2.8 |
| 900000593 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 2.5 |
| 900000598 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | XXXX | -0.714% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 1.8 |
| 900000600 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000604 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000609 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.6 |
| 900000612 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000613 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 5 |
| 900000614 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.4 |
| 900000615 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000617 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000618 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000620 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000622 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 1.8 |
| 900000624 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -7.421% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000625 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000631 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.3 |
| 900000632 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 3.3 |
| 900000634 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Not Applicable |
| 900000635 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000636 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.1 |
| 900000641 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000644 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000645 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000648 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1.1 |
| 900000649 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000650 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000651 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.6 |
| 900000653 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.1 |
| 900000654 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 4.6 |
| 900000656 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1.6 |
| 900000657 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000659 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 1 |
| 900000660 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000662 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000663 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000667 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 3.8 |
| 900000669 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000670 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2 |
| 900000671 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -7.407% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.5 |
| 900000676 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | 4.082% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.3 |
| 900000678 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.4 |
| 900000679 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.1 |
| 900000680 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.6 |
| 900000682 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000683 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000684 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 4.647% | XXXX | XX/XX/XXXX | Yes | 1 | 1.5 |
| 900000688 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 4.478% | XXXX | XX/XX/XXXX | No | 5 | 2.6 |
| 900000689 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.1 |
| 900000690 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.9 |
| 900000691 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 3.3 |
| 900000693 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 4.524% | XXXX | XX/XX/XXXX | No | Unavailable | 1.4 |
| 900000694 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX | No | Not Applicable | 3.1 |
| 900000695 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.5 |
| 900000696 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000703 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 2.5 |
| 900000704 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 900000705 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 1 |
| 900000707 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.9 |
| 900000708 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.2 |
| 900000715 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 2.3 |
| 900000716 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000717 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 2.6 |
| 900000718 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 1.1 |
| 900000719 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 4.9 |
| 900000720 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000722 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -6.122% | XXXX | XX/XX/XXXX | Yes | 2 | 2.7 |
| 900000723 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -5.701% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1.5 |
| 900000724 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 1.266% | XXXX | XX/XX/XXXX | No | 3 | 1 |
| 900000726 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000727 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 1 |
| 900000728 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000729 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 1 |
| 900000731 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.5 |
| 900000732 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 4.6 |
| 900000734 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -4.082% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000735 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.5 | 1 |
| 900000738 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | Not Applicable |
| 900000744 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000745 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.5 |
| 900000746 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 4.5 |
| 900000747 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000748 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000749 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000750 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000753 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1 |
| 900000754 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1 |
| 900000756 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable | 1.1 |
| 900000759 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX | No | Not Applicable | 4.2 |
| 900000760 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -1.163% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 3.5 |
| 900000761 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000762 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.1 |
| 900000764 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 1.4 |
| 900000765 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 3.1 |
| 900000766 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | Not Applicable |
| 900000767 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.6 |
| 900000769 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1.8 |
| 900000770 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000771 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000775 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | XXXX | -5.556% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.6 |
| 900000777 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -5.594% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5 | 1 |
| 900000779 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 2.7 |
| 900000780 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | Not Applicable |
| 900000782 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | XXXX | -9.722% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000785 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 2.5 |
| 900000787 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| 900000789 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 1.2 |
| 900000791 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | Not Applicable | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Unavailable |
| 900000792 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 4.6 |
| 900000794 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | XXXX | -4.088% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| 900000795 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 900000796 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.3 |
| 900000798 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 2-4 Family Property |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 900000800 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 |
| 900000801 | XXXX | XXXX |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | XXXX | $0.00 | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Infinity Loan ID** | **Loan Number** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **Final Overall Compliance Grade** | **DBRS INITIAL Compliance Grade** | **DBRS FINAL Compliance Grade** | **FITCH INITIAL Compliance Grade** | **FITCH FINAL Compliance Grade** | **KROLL INITIAL Compliance Grade** | **KROLL FINAL Compliance Grade** | **MOODY's INITIAL Compliance Grade** | **MOODY's FINAL Compliance Grade** | **S&P INITIAL Compliance Grade** | **S&P FINAL Compliance Grade** |
| 900000294 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000399 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000402 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000319 | XXXX | XXXX | XXXX | Minnesota | XX/XX/XXXX | Primary | Cash Out B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000704 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000311 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000258 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000287 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000669 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000036 | XXXX | XXXX | XXXX | Alabama | XX/XX/XXXX | Primary | Refinance B | A C B | C | A C B | C | A C B | C | A C B | C | A C B | C | A |
| 900000164 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000238 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000754 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000678 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000444 | XXXX | XXXX | XXXX | Hawaii | XX/XX/XXXX | Secondary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000403 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000124 | XXXX | XXXX | XXXX | Virginia | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000549 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000209 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000189 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000420 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000787 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000200 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000578 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000140 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000086 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000570 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000366 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A D | D | A D | D | A D | D | A D | D | A D | D | A |
| 900000796 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000792 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000540 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000339 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000680 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase B | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A |
| 900000473 | XXXX | XXXX | XXXX | Nevada | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000330 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000746 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000151 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000191 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000388 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000445 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000213 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A D |
| 900000150 | XXXX | XXXX | XXXX | Rhode Island | XX/XX/XXXX | Secondary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000455 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000748 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000152 | XXXX | XXXX | XXXX | Iowa | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000727 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000289 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000568 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000197 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000613 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000676 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase B | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable |
| 900000091 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000507 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000744 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000190 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000421 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000671 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000716 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000154 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000657 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000729 | XXXX | XXXX | XXXX | Alabama | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000745 | XXXX | XXXX | XXXX | Maine | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000485 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000323 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000424 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000029 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000726 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Primary | Cash Out B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000499 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000750 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000264 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000404 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000413 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000361 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000546 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000179 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000051 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000005 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Primary | Cash Out A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000192 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000695 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000769 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000690 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000002 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000478 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000780 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Primary | Purchase B A | A B | A | A B | A | A B | A | A B | A | A B | A | A B |
| 900000301 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000300 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000133 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000099 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000325 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000130 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000351 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000762 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000162 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000641 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000624 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000696 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000078 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000247 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000394 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000789 | XXXX | XXXX | XXXX | Virginia | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000566 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000377 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000265 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000747 | XXXX | XXXX | XXXX | Idaho | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000181 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000106 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000660 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000454 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000070 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000028 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000355 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000346 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000219 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000794 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Secondary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000017 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Primary | Refinance A | A D | D | A D | D | A D | D | A D | D | A D | D | A |
| 900000442 | XXXX | XXXX | XXXX | Kansas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000254 | XXXX | XXXX | XXXX | Alaska | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000306 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000143 | XXXX | XXXX | XXXX | South Dakota | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000118 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000753 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000097 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Refinance B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000440 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000618 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000208 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Primary | Cash Out A | A D | D | A D | D | A D | D | A D | D | A D | D | A |
| 900000791 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Secondary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000310 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000386 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000771 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000659 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000477 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000107 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000428 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000185 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000089 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000120 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000184 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000529 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000131 | XXXX | XXXX | XXXX | Arkansas | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000397 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000469 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out A | A C | A | A D C | A | A D C | A | A D C | A | A D C | A | A D |
| 900000724 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000576 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000564 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000142 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A D | D | A D | D | A D | D | A D | D | A D | D | A |
| 900000350 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000688 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Cash Out B | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable |
| 900000019 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000429 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000034 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000703 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000707 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000175 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000551 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000335 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000354 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000141 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000684 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000146 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000201 | XXXX | XXXX | XXXX | Virginia | XX/XX/XXXX | Primary | Purchase A | A C D | C | A C D | C | A C D | C | A C D | C | A C D | C | A |
| 900000734 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000329 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000425 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000527 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000060 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000530 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Secondary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000526 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000240 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000293 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000749 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000728 | XXXX | XXXX | XXXX | Mississippi | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000260 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Cash Out B | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable |
| 900000653 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000560 | XXXX | XXXX | XXXX | New Hampshire | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000320 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000309 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000369 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000800 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000656 | XXXX | XXXX | XXXX | Rhode Island | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000600 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000614 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000103 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000738 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000533 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000160 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000295 | XXXX | XXXX | XXXX | Missouri | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000378 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000055 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000764 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000430 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000593 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000689 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000006 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000215 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000521 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000770 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000635 | XXXX | XXXX | XXXX | Nevada | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000204 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000211 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000427 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000555 | XXXX | XXXX | XXXX | Hawaii | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000038 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000128 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000121 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Secondary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000316 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000645 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000801 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000100 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000617 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000356 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000297 | XXXX | XXXX | XXXX | Virginia | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000236 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000451 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000441 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000027 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000334 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000620 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000531 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000246 | XXXX | XXXX | XXXX | Nevada | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000732 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000545 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000224 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000076 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000691 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A D |
| 900000550 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Primary | Cash Out B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000135 | XXXX | XXXX | XXXX | Missouri | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000432 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000285 | XXXX | XXXX | XXXX | Kentucky | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000075 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000667 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000682 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Primary | Purchase B | A C B | C | A C B | C | A C B | C | A C B | C | A C B | C | A |
| 900000349 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000312 | XXXX | XXXX | XXXX | Missouri | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000092 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000054 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000023 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000449 | XXXX | XXXX | XXXX | Nevada | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000722 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000693 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Secondary | Refinance B | A D B | A | A D B | A | A D B | A | A D B | A | A D B | A | A |
| 900000119 | XXXX | XXXX | XXXX | Alabama | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000612 | XXXX | XXXX | XXXX | Illinois | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000187 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000279 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000481 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000365 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000278 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000636 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000105 | XXXX | XXXX | XXXX | Idaho | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000170 | XXXX | XXXX | XXXX | Wisconsin | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000453 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000767 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000001 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000494 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000214 | XXXX | XXXX | XXXX | Montana | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000622 | XXXX | XXXX | XXXX | Alaska | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000705 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000147 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000759 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000203 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000256 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000193 | XXXX | XXXX | XXXX | Louisiana | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000591 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000327 | XXXX | XXXX | XXXX | Idaho | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000178 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Cash Out B | A C B | C | A C B | C | A C B | C | A C B | C | A C B | C | A |
| 900000582 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000505 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000562 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000467 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Primary | Cash Out B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000558 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Cash Out A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000250 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000273 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000512 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000419 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000615 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Primary | Purchase B | A B | A | A B | A | A B | A | A B | A | A B | A | A |
| 900000450 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000631 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out B | A C B | A | A C B | A | A C B | A | A C B | A | A C B | A | A |
| 900000337 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000632 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000244 | XXXX | XXXX | XXXX | Alabama | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000248 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000040 | XXXX | XXXX | XXXX | Idaho | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000336 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000101 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000731 | XXXX | XXXX | XXXX | Alabama | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000544 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Cash Out B | A D B | A | A D B | A | A D B | A | A D B | A | A D B | A | A |
| 900000708 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Investor | Cash Out B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000417 | XXXX | XXXX | XXXX | Hawaii | XX/XX/XXXX | Secondary | Refinance B | A D B | A | A D B | A | A D B | A | A D B | A | A D B | A | A |
| 900000500 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000584 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000509 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000559 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000406 | XXXX | XXXX | XXXX | Illinois | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000648 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000270 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000292 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000153 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000720 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000398 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000368 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000333 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000015 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000166 | XXXX | XXXX | XXXX | Illinois | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000308 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000165 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000518 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000775 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000543 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000088 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000074 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000206 | XXXX | XXXX | XXXX | Michigan | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000433 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000362 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000434 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000188 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Primary | Refinance A | A D | D | A D | D | A D | D | A D | D | A D | D | A |
| 900000651 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000592 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A D |
| 900000304 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000670 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000266 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000302 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000004 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000462 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000458 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000718 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000785 | XXXX | XXXX | XXXX | Oregon | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000375 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Not securitized | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000126 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000411 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000662 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000225 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000487 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000345 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000539 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Primary | Purchase A | A C D | C | A C D | C | A C D | C | A C D | C | A C D | C | A |
| 900000663 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000516 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000043 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000504 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000167 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000317 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000492 | XXXX | XXXX | XXXX | Colorado | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000315 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Cash Out B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000068 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000314 | XXXX | XXXX | XXXX | Massachusetts | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000083 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000065 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000497 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000798 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000395 | XXXX | XXXX | XXXX | Nebraska | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000717 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000290 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000795 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000134 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000245 | XXXX | XXXX | XXXX | New Hampshire | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000598 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000392 | XXXX | XXXX | XXXX | Montana | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000360 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000644 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000470 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000565 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000338 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000252 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000735 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Cash Out B | A D B | A | A D B | A | A D B | A | A D B | A | A D B | A | A |
| 900000177 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000182 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Secondary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000104 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000139 | XXXX | XXXX | XXXX | Minnesota | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000649 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000116 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000263 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000111 | XXXX | XXXX | XXXX | Oklahoma | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000475 | XXXX | XXXX | XXXX | North Carolina | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000468 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000513 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000276 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000765 | XXXX | XXXX | XXXX | Pennsylvania | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000277 | XXXX | XXXX | XXXX | Indiana | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000359 | XXXX | XXXX | XXXX | Tennessee | XX/XX/XXXX | Primary | Cash Out A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000025 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000269 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000271 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000625 | XXXX | XXXX | XXXX | Texas | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000472 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000650 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000022 | XXXX | XXXX | XXXX | Arkansas | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000522 | XXXX | XXXX | XXXX | Hawaii | XX/XX/XXXX | Secondary | Refinance B | A D B | A | A D B | A | A D B | A | A D B | A | A D B | A | A |
| 900000694 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000385 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000777 | XXXX | XXXX | XXXX | Virginia | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000262 | XXXX | XXXX | XXXX | Ohio | XX/XX/XXXX | Primary | Purchase A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000288 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000090 | XXXX | XXXX | XXXX | South Carolina | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000452 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A D |
| 900000761 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000715 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000779 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000155 | XXXX | XXXX | XXXX | Vermont | XX/XX/XXXX | Secondary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000609 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000031 | XXXX | XXXX | XXXX | Idaho | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000723 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000756 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000493 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000766 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000683 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000760 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Refinance A | A | A | A | A | A | A | A | A | A | A | A |
| 900000049 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000654 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000218 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D |
| 900000719 | XXXX | XXXX | XXXX | Washington | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000567 | XXXX | XXXX | XXXX | Connecticut | XX/XX/XXXX | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000303 | XXXX | XXXX | XXXX | Arizona | XX/XX/XXXX | Investor | Purchase B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000446 | XXXX | XXXX | XXXX | California | XX/XX/XXXX | Primary | Refinance A | A C | C | A C | C | A C | C | A C | C | A C | C | A |
| 900000679 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000396 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Refinance B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 900000604 | XXXX | XXXX | XXXX | New York | XX/XX/XXXX | Primary | Cash Out A | A | A | A | A | A | A | A | A | A | A | A |
| 900000547 | XXXX | XXXX | XXXX | Kansas | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000387 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000634 | XXXX | XXXX | XXXX | Georgia | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000021 | XXXX | XXXX | XXXX | New Jersey | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 900000229 | XXXX | XXXX | XXXX | Utah | XX/XX/XXXX | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 900000243 | XXXX | XXXX | XXXX | Maryland | XX/XX/XXXX | Primary | Refinance A | A D | A | A D | A | A D | A | A D | A | A D | A | A |
| 900000577 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Primary | Purchase A | A | A | A | A | A | A | A | A | A | A | A |
| 900000782 | XXXX | XXXX | XXXX | Florida | XX/XX/XXXX | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 3**

**Data Compare**

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Infinity Loan ID** | **Loan Number** | **Loan Number 2** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** |
| 900000005 | xx | xx |  | Residual Income | $5582.94 | $5229.68 | $353.26 | 6.75490% | Total verified monthly income equals $9,432.65, monthly PITIA equals $3,685.71 and all other debts equal $164.00. Residual income is $5,582.94. | Initial |
| 900000017 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | 0.52695% | The Appraisal dated 10/xx/2025 reflects Original Appraised Value as xxx. | Initial |
| 900000025 | xx | xx |  | Residual Income | $21349.63 | $26410.12 | $-5060.49 | -19.16117% | Total verified monthly income equals $32,591.00, monthly PITIA equals $3,790.68 and all other debts equal $7,450.69. Residual income is $21,349.63. | Initial |
| 900000068 | xx | xx |  | Residual Income | $10559.29 | $11166.00 | $-606.71 | -5.43354% | Total verified monthly income equals $14,525.71, monthly PITIA equals $2,179.42 and all other debts equal $1,787.00. Residual income is $10,559.29. | Initial |
| 900000100 | xx | xx |  | Residual Income | $9301.86 | $10116.45 | $-814.59 | -8.05213% | Total verified monthly income equals $14,189.04, monthly PITIA equals $4,758.18 and all other debts equal $129.00. Residual income is $9,301.86. | Initial |
| 900000111 | xx | xx |  | Residual Income | $16330.56 | $11357.63 | $4972.93 | 43.78492% | Total verified monthly income equals $21,851.80, monthly net rental income loss equals $2,569.26 and all other debts equal $2,951.98. Residual income is $16,330.56. | Initial |
| 900000121 | xx | xx |  | Residual Income | $45629.16 | $44066.18 | $1562.98 | 3.54689% | Total verified monthly income equals $69,467.97, monthly PITIA equals $10,924.71 and all other debts equal $12,914.10. Residual income is $45,629.16. | Initial |
| 900000134 | xx | xx |  | Residual Income | $20092.02 | $16690.97 | $3401.05 | 20.37658% | Total verified monthly income equals $31,514.57, monthly net rental income loss equals $2,581.31 and all other debts equal $8,841.24. Residual income is $20,092.02. | Initial |
| 900000142 | xx | xx |  | Residual Income | $8657.63 | $8386.09 | $271.54 | 3.23798% | Total verified monthly income equals $13,993.48, monthly PITIA equals $3,333.62 and all other debts equal $2,002.23. Residual income is $8,657.63. | Initial |
| 900000146 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | 1.53846% | The Appraisal dated 12/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| 900000160 | xx | xx |  | Residual Income | $177343.38 | $196760.82 | $-19417.44 | -9.86855% | Total verified monthly income equals $197,713.14, monthly net rental income loss equals $4,108.62 and all other debts equal $16,261.14. Residual income is $177,343.38. | Initial |
| 900000188 | xx | xx |  | Residual Income | $10462.26 | $9624.10 | $838.16 | 8.70897% | Total verified monthly income equals $18,545.54, monthly PITIA equals $5,260.21 and all other debts equal $2,823.07. Residual income is $10,462.26. | Initial |
| 900000192 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | -10.56910% | The Appraisal dated 12/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| 900000225 | xx | xx |  | Residual Income | $72894.61 | $69669.00 | $3225.61 | 4.62990% | Total verified monthly income equals $87,225.80, monthly net rental income loss equals $0.00 and all other debts equal $14,331.19. Residual income is $72,894.61. | Initial |
| 900000248 | xx | xx |  | Residual Income | $91451.03 | $83503.13 | $7947.90 | 9.51808% | Total verified monthly income equals $139,476.45, monthly PITIA equals $8,215.42 and all other debts equal $39,810.00. Residual income is $91,451.03. | Initial |
| 900000288 | xx | xx |  | Residual Income | $8236.62 | $7177.74 | $1058.88 | 14.75227% | Total verified monthly income equals $13,769.80, monthly PITIA equals $3,647.18 and all other debts equal $1,886.00. Residual income is $8,236.62. | Initial |
| 900000309 | xx | xx |  | Original Note Doc Date | 12/xx/2025 | 12/xx/2025 | -5 (Days) |  | The Note reflects Original Note Doc Date as 12/xx/2025. | Initial |
| 900000350 | xx | xx |  | Residual Income | $7041.51 | $-3741.07 | $10782.58 | -288.22181% | Total verified monthly income equals $13,785.42, monthly PITIA equals $4,564.91 and all other debts equal $2,179.00. Residual income is $7,041.51. | Initial |
| 900000368 | xx | xx |  | Residual Income | $37138.02 | $31694.39 | $5443.63 | 17.17537% | Total verified monthly income equals $55,889.17, monthly PITIA equals $18,578.15 and all other debts equal $173.00. Residual income is $37,138.02. | Initial |
| 900000388 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | 1.61290% | The Appraisal dated 11/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| 900000434 | xx | xx |  | Residual Income | $13196.46 | $10502.46 | $2694.00 | 25.65113% | Total verified monthly income equals $16,759.00, monthly PITIA equals $3,562.54 and all other debts equal $0.00. Residual income is $13,196.46. | Initial |
| Not securitized | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | -17.07317% | The Appraisal dated 07/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| Not securitized | xx | xx |  | Original CLTV Ratio Percent | 90.441% | 75.000% | 15.441% | 15.44100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx, CLTV = 90.441%. | Initial |
| Not securitized | xx | xx |  | Original Standard LTV (OLTV) | 90.441% | 75.000% | 15.441% | 15.44100% | Collateral Value used for Underwriting: $xx, Loan Amount: $xx, LTV = 90.441%. | Initial |
| 900000518 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | -14.00000% | The Appraisal dated 11/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| 900000558 | xx | xx |  | Residual Income | $7991.77 | $7032.77 | $959.00 | 13.63616% | Total verified monthly income equals $12,058.50, monthly net rental income loss equals $0.00 and all other debts equal $4,066.73. Residual income is $7,991.77. | Initial |
| 900000722 | xx | xx |  | Original Appraised Value | $xxx | $xxx | $xxx | 6.52173% | The Appraisal dated 10/xx/2025 reflects Original Appraised Value as $xx. | Initial |
| 900000791 | xx | xx |  | Original Note Doc Date | 12/xx/2025 | 12/xx/2025 | -3 (Days) |  | The Note reflects Original Note Doc Date as 12/xx/2025. | Initial |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Infinity Loan ID** | **Loan Number** | **Loan Number 2** | **Borrower Name** | **State** | **QM/ATR Status** | **Initial Overall Loan Grade** | **Final Overall Grade** | **Final Credit Grade** | **Final Property Grade** | **Final Compliance Grade** | **Material (level 3) TRID exception?** | **Material (level 3) Non-TRID exception?** | **Active Material Exceptions** | **Active Non Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **Property Type** | **Note Date** | **LTV** | **CLTV** | **Occupancy** | **Purpose** | **Credit Score** | **Brwr 1 Yrs in Property** | **Brwr 1 Occupation** | **Brwr 1 Yrs on Job** | **Total Monthly Income** | **Mortgage History** | **Cash Out Amount** | **DTI** | **FTHB Flag** | **Loan Doc Type** | **Loan Status** | **Review Date** |
| 900000001 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Property Issues indicated - EV R<br> COMMENT: Provide a copy of updated appraisal report with rental comparable pictures. Resolved 01/29/2025 - Received rental comparable attached with the appraisal report, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of separate VOM for property address "XXXX & XXXX". Resolved 12/11/2025 - Received VOM for property address, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 67.527% | 67.527% | Investor | Refinance | 776 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.549% |  | Full Documentation | QC Complete | 12/02/2025 |
| 900000002 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Subject or Comp Photos are missing or illegible - EV R<br> COMMENT: Rent comparable photos are missing from the loan package. Provide photos of all rent comparables listed in the appraisal. Not resolved 12/18/2025 - Required rental comparables, condition not resolved. Resolved 01/12/2026 - The copy of revised appraisal with rental comparables resolves the condition. |  |  | 2 Family | XX/XX/XXXX | 67.527% | 67.527% | Investor | Refinance | 776 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.872% |  | Full Documentation | QC Complete | 12/02/2025 |
| 900000004 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 15.789% | 15.789% | Primary | Cash Out | 720 | 6 | XXXX | 4.58 | $3604.32 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.221% |  | Alternative | QC Complete | 12/30/2025 |
| 900000005 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.081% Allowed 7.670% Overby +0.411%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 35.874% | 35.874% | Primary | Cash Out | 653 | 9.58 | XXXX | 4.66 | $9432.65 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 40.813% |  | Alternative | QC Complete | 12/30/2025 |
| 900000006 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Provide a copy of government ID for the borrower (XXXX) as it is missing.<br>01/09/2026 Resolved : The copy of driving license resolves the condition. |  |  | Single Family | XX/XX/XXXX | 72.000% | 72.000% | Primary | Refinance | 733 | 5.5 | XXXX | 7.83 | $11754.38 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.047% |  | Alternative | QC Complete | 12/18/2025 |
| 900000015 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 700 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/30/2025 |
| 900000017 | XXXX | XXXX |  | XXXX | Michigan | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Right of Rescission missing or unexecuted - EV R<br> COMMENT: Missing Right of Rescission Document. 01/09/2026 Resolved : The copy of ROR resolves the condition. |  |  | Single Family | XX/XX/XXXX | 74.990% | 74.990% | Primary | Refinance | 795 | 1.25 | XXXX | 1.58 | $38317.91 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 46.004% |  | Full Documentation | QC Complete | 12/18/2025 |
| 900000019 | XXXX | XXXX |  | XXXX | Louisiana | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Purchase | 809 |  | XXXX | 15.75 | $29095.53 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 27.176% | No | Alternative | QC Complete | 12/30/2025 |
| 900000021 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 60.000% | 60.000% | Investor | Purchase | 767 |  | XXXX | 5.75 | $53125.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 27.743% | No | Full Documentation | QC Complete | 01/15/2026 |
| 900000022 | XXXX | XXXX |  | XXXX | Arkansas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Assets do not meet guidelines - EV R<br> COMMENT: Provide an additional bank statement for the XX account.<br>Resolved 01/13/2026: Bank statement for the XX account received.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Proof of $200.00 for XXXX and $33.33 for XXXX<br>Resolved 01/13/2026: Proof of $200.00 received. |  |  | Single Family | XX/XX/XXXX | 81.439% | 81.439% | Investor | Refinance | 763 |  | XXXX | 0.16 | $15516.67 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.109% |  | Full Documentation | QC Complete | 02/13/2026 |
| 900000023 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 778 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/16/2026 |
| 900000025 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 753 |  | XXXX | 2 | $32591.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.492% | No | Alternative | QC Complete | 01/29/2026 |
| 900000027 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 45.455% | 45.455% | Primary | Purchase | 802 |  | XXXX | 8.16 | $142510.26 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 8.068% | No | Alternative | QC Complete | 12/30/2025 |
| 900000028 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide the missing Form 1007 (Estimated Market Rent).<br>Resolved 1/8/2026 - Received Short rental earning document, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 737 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/17/2025 |
| 900000029 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.873% Allowed 7.760% Overby +0.113%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 66.337% | 66.337% | Primary | Cash Out | 722 | 12.16 | XXXX | 5.83 | $5910.80 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 41.329% |  | Alternative | QC Complete | 01/16/2026 |
| 900000031 | XXXX | XXXX |  | XXXX | Idaho | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing mortgage Statement for the property XXXX<br>Resolved 1/28/2026 - Received pay history for property XXXX, condition resolved. |  |  | Single Family | XX/XX/XXXX | 76.694% | 76.694% | Investor | Refinance | 726 |  | XXXX | 18.91 | $95162.42 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 11.047% |  | Alternative | QC Complete | 01/16/2026 |
| 900000034 | XXXX | XXXX |  | XXXX | Massachusetts | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of Borrower (XXXX) Identity as it is missing.<br>01/13/2026 Resolved: The copy of driving license resolves the condition. |  |  | Single Family | XX/XX/XXXX | 66.429% | 66.429% | Primary | Refinance | 785 | 1.41 | XXXX | 4.5 | $161743.44 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 10.059% |  | Full Documentation | QC Complete | 12/18/2025 |
| 900000036 | XXXX | XXXX |  | XXXX | Alabama | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.689% Allowed 7.750% Overby +0.939%.<br>This loan is compliant with regulation 1026.35. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Loan does not meet guideline requirement. As per guidelines Maximum LTV 85% allowed on rate/term refinance. However, Subject loan LTV is 88.70%.<br>A copy of an exception approval letter is available in the loan file. | FICO: 740 FICO exceeds the guideline requirement of 700.<br>Reserves: The 13 months of available reserves are more than the guideline requirement of 3 months.<br>Residual Income: $17,091.84 monthly.<br>| Single Family | XX/XX/XXXX | 88.701% | 88.701% | Primary | Refinance | 740 | 1.75 | XXXX | 3.83 | $22656.75 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 24.562% |  | Alternative | QC Complete | 02/13/2026 |
| 900000038 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) The Appraisal License is Missing - EV R<br> COMMENT: "The appraiser's license was not valid as of the Note Date XX/XX/XXXX. The actual expiration date is XX/XX/XXXX, but the appraisal lists an incorrect expiration date of XX/XX/XXXX. Please provide the appraiser's active license."<br>Resolved 12/15/2025 - Received appraisal license, condition Resolved. |  |  | Single Family | XX/XX/XXXX | 74.074% | 74.074% | Investor | Cash Out | 721 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 11/19/2025 |
| 900000040 | XXXX | XXXX |  | XXXX | Idaho | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 48.712% | 48.712% | Primary | Refinance | 680 | 1 | XXXX | 2.41 | $25332.73 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 22.302% |  | Alternative | QC Complete | 12/30/2025 |
| 900000043 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Secondary | Purchase | 801 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/30/2025 |
| 900000049 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 68.125% | 68.125% | Investor | Refinance | 665 |  | XXXX | 4 | $59782.80 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 23.155% |  | Alternative | QC Complete | 12/30/2025 |
| 900000051 | XXXX | XXXX |  | XXXX | Oregon | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 67.434% | 67.434% | Primary | Cash Out | 777 | 2.75 | XXXX | 14 | $51498.68 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 10.667% |  | Alternative | QC Complete | 01/16/2026 |
| 900000054 | XXXX | XXXX |  | XXXX | Louisiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 731 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/30/2025 |
| 900000055 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 12/30/2025 - Received title report, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 756 |  | XXXX | 7.08 | $20913.53 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.496% | No | Full Documentation | QC Complete | 12/18/2025 |
| 900000060 | XXXX | XXXX |  | XXXX | North Carolina | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: Missing Single Family Comparable Rent Schedule (Form 1007/1000).<br>Resolved 12/31/2025: Resolved as the form 1007 is not required. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 717 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/18/2025 |
| 900000065 | XXXX | XXXX |  | XXXX | North Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 725 |  | XXXX | 3.66 | $17413.48 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.350% | No | Alternative | QC Complete | 12/30/2025 |
| 900000068 | XXXX | XXXX |  | XXXX | South Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 38.340% | 38.340% | Primary | Purchase | 756 |  | XXXX | 31.25 | $14525.71 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 27.306% | No | Alternative | QC Complete | 01/15/2026 |
| 900000070 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a Verification of Mortgage (VOM) for xx loan XXXX<br>01/13/2026 Resolved: The copy of credit history resolves the condition. |  |  | Single Family | XX/XX/XXXX | 50.943% | 50.943% | Primary | Cash Out | 687 | 18.58 | XXXX | 29.83 | $3711.48 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.589% |  | Alternative | QC Complete | 12/18/2025 |
| 900000074 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the occupancy affidavit.<br>01/09/2026 Resolved: The copy of occupancy statement resolves the condition. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 807 |  | XXXX | 4.16 | $28826.46 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.900% | No | Full Documentation | QC Complete | 12/18/2025 |
| 900000075 | XXXX | XXXX |  | XXXX | Michigan | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 50.000% | 50.000% | Primary | Purchase | 794 |  | XXXX | 10.66 | $15293.09 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.531% | No | Full Documentation | QC Complete | 12/18/2025 |
| 900000076 | XXXX | XXXX |  | XXXX | Louisiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 59.945% | 59.945% | Investor | Refinance | 801 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/30/2025 |
| 900000078 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 791 |  | XXXX | 2.5 | $93727.82 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 20.992% | No | Alternative | QC Complete | 01/15/2026 |
| 900000083 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Purchase | 780 |  | XXXX | 20.75 | $5356.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.999% | No | Full Documentation | QC Complete | 01/29/2026 |
| 900000086 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Mid Rise Condo (5-8 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 806 |  | XXXX | 13.83 | $11500.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.263% | No | Full Documentation | QC Complete | 01/29/2026 |
| 900000088 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 801 |  | XXXX | 3 | $11623.17 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 37.514% | Yes | Alternative | QC Complete | 01/29/2026 |
| 900000089 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 801 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/15/2026 |
| 900000090 | XXXX | XXXX |  | XXXX | South Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 797 |  | XXXX | 21.08 | $15884.38 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.157% | No | Full Documentation | QC Complete | 01/29/2026 |
| 900000091 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 74.974% | 74.974% | Investor | Cash Out | 748 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/30/2025 |
| 900000092 | XXXX | XXXX |  | XXXX | South Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 758 |  | XXXX | 0.58 | $6564.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.964% |  | Full Documentation | QC Complete | 01/29/2026 |
| 900000097 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Exception for XXXX acres when max for product is 20acres.<br>A copy of an exception approval letter is available in the loan file. | DSCR: 1.04 DSCR exceeds the guideline requirement of 1.00.<br>LTV: 36.87% LTV is less than the guideline requirement of 75.00%. | Single Family | XX/XX/XXXX | 36.872% | 36.872% | Investor | Refinance | 677 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/18/2025 |
| 900000099 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 756 |  | XXXX | 1.75 | $11442.22 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.372% | No | Full Documentation | QC Complete | 12/30/2025 |
| 900000100 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the updated title commitment including the lender ISAOA/ATIMA clause.<br>Resolved 1/28/2026 - Received document with mortgage clause, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 802 |  | XXXX | 6.41 | $14189.04 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.443% | Yes | Alternative | QC Complete | 01/15/2026 |
| 900000101 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 798 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/30/2025 |
| 900000103 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 799 |  | XXXX | 3.16 | $10416.66 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 33.527% | Yes | Full Documentation | QC Complete | 12/30/2025 |
| 900000104 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 70.000% | 70.000% | Secondary | Purchase | 794 |  | XXXX | 11.33 | $1022168.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 0.883% | No | Alternative | QC Complete | 01/15/2026 |
| 900000105 | XXXX | XXXX |  | XXXX | Idaho | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 743 |  | XXXX | 2.41 | $52301.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 9.567% | No | Alternative | QC Complete | 01/16/2026 |
| 900000106 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 726 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/15/2026 |
| 900000107 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Missing supporting document to verify the amount of $51.18 in the PITIA other section.<br>Resolved 1/12/2026 - Received supporting documents, condition resolved. |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 786 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/30/2025 |
| 900000111 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 60.886% | 60.886% | Investor | Refinance | 776 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.267% |  | Full Documentation | QC Complete | 01/29/2026 |
| 900000116 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 744 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/30/2025 |
| 900000118 | XXXX | XXXX |  | XXXX | Connecticut | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 50.309% | 50.309% | Primary | Refinance | 792 | 2.33 | XXXX | 23.91 | $424409.71 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.524% |  | Alternative | QC Complete | 01/16/2026 |
| 900000119 | XXXX | XXXX |  | XXXX | Alabama | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 805 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 01/15/2026 |
| 900000120 | XXXX | XXXX |  | XXXX | Utah | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 64.378% | 64.378% | Primary | Cash Out | 781 | 1.25 | XXXX | 13.92 | $35136.98 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 47.705% |  | Alternative | QC Complete | 01/15/2026 |
| 900000121 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 67.969% | 67.969% | Secondary | Refinance | 800 |  | XXXX | 9.5 | $69467.97 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.316% |  | Full Documentation | QC Complete | 01/29/2026 |
| 900000124 | XXXX | XXXX |  | XXXX | Virginia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 775 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/15/2026 |
| 900000126 | XXXX | XXXX |  | XXXX | Oklahoma | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 18.281% | 18.281% | Primary | Cash Out | 761 | 31 | XXXX | 10.91 | $9164.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.709% |  | Alternative | QC Complete | 01/30/2026 |
| 900000128 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Cash reserves less than required by guidelines - EV R<br> COMMENT: Missing two months bank statement for XXXX showing a balance of $10,157.09.<br>01/28/2026 Resolved - Resolved as the account was not used and the bank statements are not required.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide an executed title commitment.<br>Resolved 1/29/2026 - Received title commitment, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 779 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/16/2026 |
| 900000130 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 77.500% | 77.500% | Investor | Refinance | 763 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:30<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/29/2026 |
| 900000131 | XXXX | XXXX |  | XXXX | Arkansas | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Guidelines require 0\*30\*12 mortgage payment history. Borrower has a 1\*30\*12 in 1/2025<br>A copy of an exception approval letter is available in the loan file. | FICO: 763 FICO exceeds the guideline requirement of 660.<br>Reserves: The 54 months of available reserves are more than the guideline requirement of 6 months. | PUD | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 763 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/15/2026 |
| 900000133 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 740 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/29/2026 |
| 900000134 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 70.000% | 70.000% | Investor | Refinance | 742 |  | XXXX | 7.66 | $31514.57 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 36.245% |  | Alternative | QC Complete | 01/15/2026 |
| 900000135 | XXXX | XXXX |  | XXXX | Missouri | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 78.500% | 78.500% | Investor | Purchase | 765 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/16/2026 |
| 900000139 | XXXX | XXXX |  | XXXX | Minnesota | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of 2 month bank statement for the account "XXXX"<br>01/28/2026 Resolved - Resolved as the bank statement for the account "XXXX" is not required as we have enough assets to fulfil the reserve requirement. |  |  | Single Family | XX/XX/XXXX | 82.853% | 82.853% | Investor | Refinance | 781 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/15/2026 |
| 900000140 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 56.774% | 56.774% | Primary | Cash Out | 783 | 2.33 | XXXX | 19.33 | $31577.12 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 27.663% |  | Full Documentation | QC Complete | 01/16/2026 |
| 900000141 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 48.579% | 48.579% | Primary | Purchase | 725 |  |  |  | $20683.07 | Mos Reviewed:12<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 19.226% | No | Full Documentation | QC Complete | 01/15/2026 |
| 900000142 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Intent to Proceed Missing - EV R<br> COMMENT: Missing Intent to Proceed.<br>Resolved 1/29/2026: Received Intent to proceed document dated 11/06/2025 and exception is cleared. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 70.000% | 70.000% | Primary | Purchase | 731 |  | XXXX | 7.66 | $13993.48 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.131% | No | Full Documentation | QC Complete | 02/13/2026 |
| 900000143 | XXXX | XXXX |  | XXXX | South Dakota | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 784 |  | XXXX | 16.58 | $51697.47 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 18.389% | No | Full Documentation | QC Complete | 12/30/2025 |
| 900000146 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Borrowing limit based on new loan amount of $XXXX along with current balance of $1,927,955. on existing mortgage. Current primary serviced by xx is to be listed in the Spring after they move in to their new home. Total aggregate will be $5,427,955. until current home is sold. This is a scenario being provided and we do not have a package. Only have the information from the 1003 and credit report. If this is going to be a hard no, then they won't be submitting the credit package.<br>A copy of an exception approval letter is available in the loan file. | FICO: 792 FICO exceeds the guideline requirement of 740.<br>DTI: 26.32% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 53.85% LTV is less than the guideline requirement of 70.00%. | PUD | XX/XX/XXXX | 53.846% | 53.846% | Primary | Purchase | 792 |  |  |  | $178201.39 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 26.325% | No | Full Documentation | QC Complete | 01/30/2026 |
| 900000147 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 724 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/16/2026 |
| 900000150 | XXXX | XXXX |  | XXXX | Rhode Island | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Cash Out | 773 |  |  |  | $25271.36 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 40.982% |  | Alternative | QC Complete | 01/16/2026 |
| 900000151 | XXXX | XXXX |  | XXXX | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 784 |  | XXXX | 2.66 | $13353.38 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.216% | No | Alternative | QC Complete | 01/15/2026 |
| 900000152 | XXXX | XXXX |  | XXXX | Iowa | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 769 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/15/2026 |
| 900000153 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 820 |  | XXXX | 3.33 | $18737.50 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 18.894% | No | Full Documentation | QC Complete | 01/15/2026 |
| 900000154 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 780 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/13/2026 |
| 900000155 | XXXX | XXXX |  | XXXX | Vermont | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 70.000% | 70.000% | Secondary | Purchase | 783 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/30/2026 |
| 900000160 | XXXX | XXXX |  | XXXX | Oregon | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 59.294% | 59.294% | Investor | Purchase | 687 |  | XXXX | 21.83 | $197713.14 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 10.303% | No | Alternative | QC Complete | 01/30/2026 |
| 900000162 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 722 |  | XXXX | 2.5 | $12722.59 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.126% | Yes | Alternative | QC Complete | 01/29/2026 |
| 900000164 | XXXX | XXXX |  | XXXX | Colorado | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 65.789% | 65.789% | Investor | Purchase | 762 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/29/2026 |
| 900000165 | XXXX | XXXX |  | XXXX | North Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 772 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/30/2026 |
| 900000166 | XXXX | XXXX |  | XXXX | Illinois | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/29/2026 |
| 900000167 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 55.556% | 55.556% | Investor | Cash Out | 780 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/29/2026 |
| 900000170 | XXXX | XXXX |  | XXXX | Wisconsin | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 811 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/30/2026 |
| 900000175 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 774 |  | XXXX | 3.42 | $12872.26 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.671% | No | Full Documentation | QC Complete | 01/30/2026 |
| 900000177 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 69.737% | 69.737% | Investor | Cash Out | 723 |  | XXXX | 13.66 | $831795.45 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 2.453% |  | Alternative | QC Complete | 01/30/2026 |
| 900000178 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.729% Allowed 7.670% Overby +0.059%<br>This loan is compliant with regulation 1026.35. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Excessive NSF's exceeding guidelines. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/30/2026 - A copy of an exception approval letter has been received. | DTI: 33.42% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 27 months of available reserves are more than the guideline requirement of 3 months. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Cash Out | 705 | 19.08 | XXXX | 14.66 | $16832.44 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 33.417% |  | Alternative | QC Complete | 01/28/2026 |
| 900000179 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 12/31/2025 - Received Final title policy, condition resolved. |  |  | Single Family | XX/XX/XXXX | 47.412% | 47.412% | Primary | Refinance | 796 | 1 | XXXX | 10.58 | $9787.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.484% |  | Alternative | QC Complete | 12/24/2025 |
| 900000181 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 754 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/02/2026 |
| 900000182 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Cash Out | 806 |  | XXXX | 12.83 | $16964.23 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 40.946% |  | Alternative | QC Complete | 02/13/2026 |
| 900000184 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 785 |  | XXXX | 7.92 | $12808.55 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.236% | Yes | Alternative | QC Complete | 01/02/2026 |
| 900000185 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Refinance | 776 | 20 | XXXX | 31.5 | $60122.46 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.508% |  | Alternative | QC Complete | 01/02/2026 |
| 900000187 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Provide a copy of secondary valuation.<br>Resolved 12/23/2025 - Received CDA, condition resolved. |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 739 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/18/2025 |
| 900000188 | XXXX | XXXX |  | XXXX | Georgia | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Intent to Proceed Missing - EV R<br> COMMENT: Missing Intent to proceed document.<br>Resolved 1/19/2026: Received Intent to proceed document dated 05/02/2025 and exception is cleared. |  |  | PUD | XX/XX/XXXX | 68.985% | 68.985% | Primary | Refinance | 752 | 34 | XXXX | 20.08 | $18545.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.586% |  | Alternative | QC Complete | 01/15/2026 |
| 900000189 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Appraiser License Certificate in missing in file.<br>Resolved 1/6/2026 - Received appraisal license cert, condition resolved. |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 712 |  | XXXX | 9.83 | $39782.20 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 17.189% | Yes | Alternative | QC Complete | 12/19/2025 |
| 900000190 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Purchase | 737 |  |  |  | $15394.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.254% | No | Alternative | QC Complete | 12/24/2025 |
| 900000191 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 738 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000192 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 791 |  | XXXX | 7.08 | $18280.96 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.663% | No | Alternative | QC Complete | 02/13/2026 |
| 900000193 | XXXX | XXXX |  | XXXX | Louisiana | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 745 |  | XXXX | 3.66 | $14696.04 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.489% | Yes | Alternative | QC Complete | 12/23/2025 |
| 900000197 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 778 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000200 | XXXX | XXXX |  | XXXX | Massachusetts | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 58.714% | 58.714% | Investor | Cash Out | 709 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/05/2026 |
| 900000201 | XXXX | XXXX |  | XXXX | Virginia | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.531% Allowed 7.730% Overby +0.801%<br>This loan is compliant with regulation 1026.35<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing Credit supplement for XXXX in the amount of $83,507.00 / $1,441.00.<br>01/07/2026 Resolved: Resolved as credit supplemental available in the file. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 660 |  | XXXX | 2.92 | $94706.64 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 11.672% | Yes | Alternative | QC Complete | 01/06/2026 |
| 900000203 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Please provide an updated application reflecting the corrected date of birth from XX/XX/XXXX to XX/XX/XXXX, as shown on the driver's license and green card.<br>Resolved 1/30/2026 - Received corrected 1003 for date of birth, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 737 |  | XXXX | 8.33 | $27334.63 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 22.070% | Yes | Alternative | QC Complete | 02/13/2026 |
| 900000204 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 805 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/28/2026 |
| 900000206 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 734 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000208 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing Initial LE - EV R<br> COMMENT: Missing Initial Loan Estimate.<br>Resolved 01/08/2026: Received Initial Loan Estimate dated 11/18/2025 and exception is cleared. |  |  | PUD | XX/XX/XXXX | 35.065% | 35.065% | Primary | Cash Out | 814 | 2.33 | XXXX | 8.16 | $3556.80 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 49.725% |  | Alternative | QC Complete | 01/05/2026 |
| 900000209 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 70.149% | 70.149% | Investor | Purchase | 812 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2026 |
| 900000211 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 740 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000213 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Completed "Subject To" w/o Compltn Cert in File - EV R<br> COMMENT: Provide a copy of 1004D with completion of the installation of CO detectors and water heater straps which are anchored to resist falling or horizontal displacement due to earthquake motion.<br>Resolved 12/23/2025 - Received 1004D, condition resolved. |  |  | PUD | XX/XX/XXXX | 40.541% | 40.541% | Primary | Purchase | 825 |  |  |  | $131500.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.082% | No | Alternative | QC Complete | 12/19/2025 |
| 900000214 | XXXX | XXXX |  | XXXX | Montana | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 60.923% | 60.923% | Primary | Refinance | 808 | 0.16 | XXXX | 8.83 | $230599.19 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 4.511% |  | Alternative | QC Complete | 01/27/2026 |
| 900000215 | XXXX | XXXX |  | XXXX | Colorado | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 74.222% | 74.222% | Investor | Refinance | 756 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/20/2026 |
| 900000218 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Completed "Subject To" w/o Compltn Cert in File - EV R<br> COMMENT: Please provide a copy of the 1004D reflecting completion of the installation of two carbon monoxide detectors<br>Resolved 12/30/2025 - Received updated documents, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 728 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000219 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 805 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000224 | XXXX | XXXX |  | XXXX | South Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 805 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/02/2026 |
| 900000225 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the updated Appraisal Report along with the Rent Schedule (Form 1007).<br>Resolved 1/9/2026 - Received Form 1007, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: A correction is required on the final 1003 to change the occupancy type for the property located at XXXX from Investment to Primary residence.<br>Resolved 12/31/2025 - Received updated 1003 documents, condition resolved. |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 781 |  | XXXX | 9.25 | $87225.80 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 16.430% | No | Alternative | QC Complete | 12/24/2025 |
| 900000229 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of updated HOI with premium amount.<br>Resolved 1/9/2026 - Received HOI premium, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 74.819% | 74.819% | Investor | Purchase | 794 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000236 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 757 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/24/2025 |
| 900000238 | XXXX | XXXX |  | XXXX | Louisiana | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Provide a copy of legible Borrower ID (XXXX) Identity document.<br>01/13/2026 Resolved : The legible copy of driving license resolves the condition.<br>\*\*\* (CURED) Property - Year built questionable - EV R<br> COMMENT: Provide a copy of Lead-base document.<br>Resolved 12/11/2025 - Received client LOX, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 740 |  | XXXX | 6.58 | $25844.87 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.077% | No | Alternative | QC Complete | 12/04/2025 |
| 900000240 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the updated final 1003 document, as page 5 is missing from the current version.<br>Resolved 12/30/2025 - Received corrected 1003, condition resolved . |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 767 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000243 | XXXX | XXXX |  | XXXX | Maryland | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Borrowers provided driving licenses have expired. Provide a copy of the updated driving license for "XXXX"<br>Resolved 1/15/2026 - Received GOV ID, condition resolved.<br>\*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Refinance | 777 | 1.17 | XXXX | 3.08 | $33909.64 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.888% |  | Alternative | QC Complete | 01/13/2026 |
| 900000244 | XXXX | XXXX |  | XXXX | Alabama | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 65.977% | 65.977% | Primary | Refinance | 724 | 1.5 | XXXX | 8.17 | $22055.56 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.966% |  | Alternative | QC Complete | 01/22/2026 |
| 900000245 | XXXX | XXXX |  | XXXX | New Hampshire | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 789 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/13/2026 |
| 900000246 | XXXX | XXXX |  | XXXX | Nevada | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 713 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/21/2026 |
| 900000247 | XXXX | XXXX |  | XXXX | Michigan | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: provide a copy of the settlement statement for the borrower/buyer showing that the property located at XXXX has been sold.<br>Resolved 1/13/2026 - Received LOX as the property is awarded to wife, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 783 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000248 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Primary | Cash Out | 740 | 0.58 |  |  | $5203.45 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 34.433% |  | Alternative | QC Complete | 01/06/2026 |
| 900000250 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: To use full 6% of seller/builder credit on investment home in lieu of max 3% per guideline<br>A copy of an exception approval letter is available in the loan file. | FICO: 775 FICO exceeds the guideline requirement of 640.<br>DTI: 12.199% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 79 months of available reserves are more than the guideline requirement of 7 months. | PUD | XX/XX/XXXX | 77.068% | 77.068% | Investor | Purchase | 775 |  | XXXX | 3.25 | $63241.36 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 12.199% | No | Alternative | QC Complete | 02/13/2026 |
| 900000252 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 724 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/13/2026 |
| 900000254 | XXXX | XXXX |  | XXXX | Alaska | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of appraisal Rent comparable photos, as is it missing.<br>Resolved 1/14/2026 - Received appraisal report with rental comparable, condition resolved. |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 751 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000256 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 50.000% | 50.000% | Investor | Purchase | 796 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2026 |
| 900000258 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 724 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/13/2026 |
| 900000260 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing condo questionnaire.<br>Resolved 12/24/2025 - Received Condo questionnaire, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: 5% LTV exception when max allowed is 75% on cash out refi on investment property. Request to go up to 80%<br>A copy of an exception approval letter is available in the loan file. | FICO: 759 FICO exceeds the guideline requirement of 720.<br>DTI: 39.19% DTI is less than the maximum guideline requirement of 50.00%. | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Cash Out | 759 |  | XXXX | 21.16 | $9825.65 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 39.189% |  | Full Documentation | QC Complete | 12/19/2025 |
| 900000262 | XXXX | XXXX |  | XXXX | Ohio | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.181% Allowed 7.750% Overby +0.431%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 90.000% | 90.000% | Primary | Purchase | 783 |  | XXXX | 11 | $11678.81 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.484% | Yes | Alternative | QC Complete | 01/14/2026 |
| 900000263 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Completed "Subject To" w/o Compltn Cert in File - EV R<br> COMMENT: Provide a copy of the 1004D completion report subject to Water Damage ,XXXX Defective Flooring, XXXX Deferred Maintenance. Qualified professional to inspect the interior damage to make sure property does not have any health or safety issues.<br>Resolved 1/23/2026 - Received Property condition report, condition resolved. |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 724 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/13/2026 |
| 900000264 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 62.500% | 62.500% | Primary | Cash Out | 746 | 20.08 | XXXX | 22.83 | $3599.83 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.695% |  | Alternative | QC Complete | 01/19/2026 |
| 900000265 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 803 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/31/2025 |
| 900000266 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 52.720% | 52.720% | Primary | Cash Out | 774 | 0.75 | XXXX | 4.25 | $9392.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 49.063% |  | Full Documentation | QC Complete | 01/05/2026 |
| 900000269 | XXXX | XXXX |  | XXXX | Georgia | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 38.760% | 38.760% | Primary | Cash Out | 721 | 21.33 | XXXX | 20.58 | $10404.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 31.938% |  | Alternative | QC Complete | 01/06/2026 |
| 900000270 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 39.925% | 39.925% | Primary | Refinance | 768 | 0.42 | XXXX | 10.75 | $16787.31 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 32.461% |  | Alternative | QC Complete | 01/28/2026 |
| 900000271 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 681 |  | XXXX | 12.33 | $1181582.58 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 3.230% | No | Alternative | QC Complete | 01/27/2026 |
| 900000273 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 74.234% | 74.234% | Primary | Refinance | 749 | 0.16 | XXXX | 15 | $14063.48 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 23.910% |  | Alternative | QC Complete | 01/05/2026 |
| 900000276 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 799 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000277 | XXXX | XXXX |  | XXXX | Indiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 758 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/13/2026 |
| 900000278 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 58.594% | 58.594% | Investor | Refinance | 753 |  | XXXX | 17.42 | $12954.29 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.887% |  | Full Documentation | QC Complete | 12/19/2025 |
| 900000279 | XXXX | XXXX |  | XXXX | South Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 717 |  | XXXX | 3.17 | $69526.60 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 19.416% | No | Alternative | QC Complete | 12/26/2025 |
| 900000285 | XXXX | XXXX |  | XXXX | Kentucky | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 55.556% | 55.556% | Investor | Purchase | 774 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/14/2026 |
| 900000287 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 807 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/26/2025 |
| 900000288 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide a copy of the title supplement report to cover the loan amount, The amount of title insuranceXXXX does not cover the loan amount XXXX<br>Resolved 12/30/2025 - Received title report, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Refinance | 728 | 3.5 | XXXX | 9.41 | $13769.80 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.183% |  | Alternative | QC Complete | 12/23/2025 |
| 900000289 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 746 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000290 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 819 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000292 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 719 |  | XXXX | 5.91 | $8913.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.146% | No | Alternative | QC Complete | 01/02/2026 |
| 900000293 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 729 |  | XXXX | 7.42 | $30433.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.099% | No | Alternative | QC Complete | 01/28/2026 |
| 900000294 | XXXX | XXXX |  | XXXX | Utah | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 78.411% | 78.411% | Primary | Refinance | 766 | 0.08 | XXXX | 4.83 | $83060.55 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 14.368% |  | Alternative | QC Complete | 12/29/2025 |
| 900000295 | XXXX | XXXX |  | XXXX | Missouri | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 72.954% | 72.954% | Primary | Purchase | 793 |  | XXXX | 1.42 | $26614.83 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.829% | Yes | Alternative | QC Complete | 12/24/2025 |
| 900000297 | XXXX | XXXX |  | XXXX | Virginia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 774 |  | XXXX | 10.42 | $39016.32 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 21.418% | No | Alternative | QC Complete | 01/05/2026 |
| 900000300 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing flood cert - EV R<br> COMMENT: Provide a copy of Flood certificate as it is missing.<br>Resolved 1/12/2026 - Received flood cert, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 773 |  |  |  | $29202.99 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.157% | No | Alternative | QC Complete | 01/07/2026 |
| 900000301 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 721 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/24/2025 |
| 900000302 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: First time home buyer for purchase of investment property is not allowed as per guidelines. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/19/2026 - A copy of an exception approval letter has been received. | FICO: 772 FICO exceeds the guideline requirement of 740.<br>LTV: 80.00% LTV is less than the guideline requirement of 85.00%.<br>DTI: 34.03% DTI is less than the maximum guideline requirement of 50.00%. | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 772 |  | XXXX | 3.66 | $9500.36 | Mos Reviewed:12<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 34.030% | Yes | Full Documentation | QC Complete | 01/14/2026 |
| 900000303 | XXXX | XXXX |  | XXXX | Arizona | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Exception to use rental income on subject property purchase and not obtain 2 years tax returns<br>A copy of an exception approval letter is available in the loan file. | FICO: 802 FICO exceeds the guideline requirement of 700.<br>Reserves: The 35 months of available reserves are more than the guideline requirement of 5 months.<br>DTI: 36.69% DTI is less than the maximum guideline requirement of 50.00%. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 802 |  | XXXX | 10.33 | $29015.16 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 36.692% | No | Full Documentation | QC Complete | 01/05/2026 |
| 900000304 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Purchase | 753 |  | XXXX | 0.92 | $23237.82 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.810% | No | Full Documentation | QC Complete | 12/24/2025 |
| 900000306 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>12/29/2025 Resolved : The copy of final title policy resolves the condition. |  |  | PUD | XX/XX/XXXX | 60.000% | 60.000% | Primary | Cash Out | 678 | 10 | XXXX | 19.58 | $9170.20 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.018% |  | Alternative | QC Complete | 12/19/2025 |
| 900000308 | XXXX | XXXX |  | XXXX | Indiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 65.000% | 65.000% | Investor | Cash Out | 819 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/05/2026 |
| 900000309 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 726 |  | XXXX | 12.91 | $112390.19 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 19.339% |  | Alternative | QC Complete | 01/09/2026 |
| 900000310 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 796 |  | XXXX | 8.33 | $11281.35 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.162% | Yes | Alternative | QC Complete | 01/20/2026 |
| 900000311 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 60.373% | 60.373% | Primary | Refinance | 760 | 2.58 | XXXX | 1.25 | $13083.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.030% |  | Full Documentation | QC Complete | 01/05/2026 |
| 900000312 | XXXX | XXXX |  | XXXX | Missouri | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 59.852% | 59.852% | Primary | Cash Out | 685 | 24 | XXXX | 7.91 | $7865.50 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 42.173% |  | Alternative | QC Complete | 01/05/2026 |
| 900000314 | XXXX | XXXX |  | XXXX | Massachusetts | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 753 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000315 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Loan files does not meet guidelines requirement. Housing Payment History 30 day late payment April 2025.<br>A copy of an exception approval letter is available in the loan file. | FICO: 725 FICO exceeds the guideline requirement of 680<br>DSCR: 1.11 DSCR exceeds the guideline requirement of 1.00.<br>Reserves: The 36 months of available reserves are more than the guideline requirement of 6 months. | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 725 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 02/13/2026 |
| 900000316 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 782 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000317 | XXXX | XXXX |  | XXXX | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 783 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/31/2025 |
| 900000319 | XXXX | XXXX |  | XXXX | Minnesota | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Cash out refinance with less than 6 months in the home, purchased in Sept of 2025.<br>A copy of an exception approval letter is available in the loan file. | FICO: 739 FICO exceeds the guideline requirement of 640.<br>DTI: 27.43% DTI is less than the maximum guideline requirement of 50.00%.<br>| Single Family | XX/XX/XXXX | 46.584% | 46.584% | Primary | Cash Out | 739 | 0.16 | XXXX | 11.25 | $20833.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 27.437% |  | Full Documentation | QC Complete | 01/06/2026 |
| 900000320 | XXXX | XXXX |  | XXXX | Maryland | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 71.429% | 71.429% | Primary | Refinance | 729 | 1 | XXXX | 13.83 | $18002.04 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.475% |  | Alternative | QC Complete | 01/05/2026 |
| 900000323 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: First time home buyer with no prior rental history, currently living rent free.<br>A copy of an exception approval letter is available in the loan file. | FICO: 793 FICO exceeds the guideline requirement of 720.<br>DTI: 23.10% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 77.00% LTV is less than the guideline requirement of 90.00%. | Single Family | XX/XX/XXXX | 77.000% | 77.000% | Primary | Purchase | 793 |  | XXXX | 10 | $13074.23 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 23.101% | Yes | Alternative | QC Complete | 01/05/2026 |
| 900000325 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 738 |  | XXXX | 3.75 | $25081.03 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.104% | No | Alternative | QC Complete | 12/22/2025 |
| 900000327 | XXXX | XXXX |  | XXXX | Idaho | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 740 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2026 |
| 900000329 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.943% | 75.943% | Primary | Refinance | 749 | 2 | XXXX | 2 | $60075.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 16.509% |  | Alternative | QC Complete | 01/14/2026 |
| 900000330 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 741 |  | XXXX | 9.91 | $17515.42 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.156% | Yes | Alternative | QC Complete | 01/07/2026 |
| 900000333 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 76.400% | 76.400% | Investor | Refinance | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 02/13/2026 |
| 900000334 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 722 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000335 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 53.750% | 53.750% | Investor | Cash Out | 725 |  | XXXX | 9.92 | $85983.19 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 8.606% |  | Alternative | QC Complete | 01/14/2026 |
| 900000336 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 747 |  | XXXX | 5.75 | $14941.73 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.932% | No | Alternative | QC Complete | 01/09/2026 |
| 900000337 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance ofXXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 1/9/2026 - Received title insured amount, condition resolved. |  |  | Single Family | XX/XX/XXXX | 54.528% | 54.528% | Primary | Cash Out | 742 | 7.66 | XXXX | 3.25 | $45764.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 24.373% |  | Alternative | QC Complete | 01/06/2026 |
| 900000338 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 67.363% | 67.363% | Primary | Refinance | 773 | 2 | XXXX | 15.66 | $38822.12 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.773% |  | Full Documentation | QC Complete | 02/13/2026 |
| 900000339 | XXXX | XXXX |  | XXXX | Washington | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 794 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2026 |
| 900000345 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 67.967% | 67.967% | Primary | Refinance | 784 | 0.5 |  |  | $14669.63 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 31.969% |  | Alternative | QC Complete | 01/05/2026 |
| 900000346 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Exception to use 80% LTV and not apply the 5% reduction for declining market.<br>A copy of an exception approval letter is available in the loan file. | DTI: 44.08% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 755 FICO exceeds the guideline requirement of 700.<br>Residual Income : $16,297.80 monthly | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Cash Out | 755 | 19.16 | XXXX | 10.58 | $29145.51 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.081% |  | Alternative | QC Complete | 01/02/2026 |
| 900000349 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 734 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000350 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 63.125% | 63.125% | Primary | Cash Out | 750 | 0.75 | XXXX | 5.42 | $10785.08 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.921% |  | Full Documentation | QC Complete | 01/21/2026 |
| 900000351 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 30.560% | 30.560% | Primary | Cash Out | 703 | 25.08 | XXXX | 14.83 | $6453.45 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 32.028% |  | Alternative | QC Complete | 01/06/2026 |
| 900000354 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Refinance | 754 |  | XXXX | 18.66 | $10688.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.840% |  | Full Documentation | QC Complete | 01/04/2026 |
| 900000355 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 800 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/09/2026 |
| 900000356 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the updated title commitment including the Lender ISAOA/ATIMA clause.<br>Resolved 1/26/2026 - Received title insured amount, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Refinance | 772 | 2.16 | XXXX | 7.16 | $202701.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.402% |  | Alternative | QC Complete | 01/20/2026 |
| 900000359 | XXXX | XXXX |  | XXXX | Tennessee | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.759% Allowed 7.690% Overby +1.069%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Cash Out | 642 | 23.16 | XXXX | 12.42 | $4421.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.880% |  | Alternative | QC Complete | 01/27/2026 |
| 900000360 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 798 |  | XXXX | 1.66 | $27335.04 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 33.460% | No | Full Documentation | QC Complete | 12/22/2025 |
| 900000361 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 70.000% | 70.000% | Primary | Cash Out | 693 | 5.25 | XXXX | 15.92 | $14191.35 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.989% |  | Alternative | QC Complete | 01/06/2026 |
| 900000362 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 53.161% | 53.161% | Primary | Cash Out | 689 | 25 | XXXX | 6 | $19212.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 22.087% |  | Alternative | QC Complete | 12/29/2025 |
| 900000365 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 31.409% | 31.409% | Primary | Refinance | 778 | 5.25 | XXXX | 2.91 | $682565.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 7.382% |  | Alternative | QC Complete | 12/31/2025 |
| 900000366 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) ComplianceEase TRID Tolerance Test Failed - EV R<br> COMMENT: TRID violation due to appraisal re inspection fee added on revised LE dated XX/XX/XXXX. Initial LE dated XX/XX/XXXX reflects appraisal re inspection fee as $0.00 however, Final CD dated XX/XX/XXXX reflects the appraisal re inspection fee as $200.00. Require PCCD/COC to cure the tolerance violation of $200.00.<br>Resolved 01/09/2026: Received PCCD dated 12/31/2025 and exception is cleared. |  |  | 2 Family | XX/XX/XXXX | 68.643% | 68.643% | Primary | Refinance | 708 | 1 | XXXX | 4.58 | $42387.76 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 15.389% |  | Alternative | QC Complete | 12/09/2025 |
| 900000368 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 67.006% | 67.006% | Primary | Refinance | 796 | 0.5 | XXXX | 4.66 | $55889.17 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 33.551% |  | Alternative | QC Complete | 01/20/2026 |
| 900000369 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: XXXX - Hazard Insurance ,Tax Bill or HOA if applicable. If taxes & Insurance are escrowed, provide mortgage statement for the same.<br>Resolved 1/13/2026 - Received supporting document, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 745 |  | XXXX | 11.75 | $87412.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 40.620% | No | Alternative | QC Complete | 01/08/2026 |
| 900000375 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 84.034% | 84.034% | Investor | Refinance | 750 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/05/2026 |
| 900000377 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 76.400% | 76.400% | Investor | Refinance | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/22/2025 |
| 900000378 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 58.993% | 58.993% | Primary | Cash Out | 688 | 15.16 | XXXX | 28 | $13086.27 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 42.647% |  | Alternative | QC Complete | 12/31/2025 |
| 900000385 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 76.400% | 76.400% | Investor | Refinance | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/22/2025 |
| 900000386 | XXXX | XXXX |  | XXXX | Pennsylvania | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.726% Allowed 7.690% Overby +1.036%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 687 |  | XXXX | 3.08 | $11062.42 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.891% | No | Alternative | QC Complete | 12/22/2025 |
| 900000387 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide a copy of the title supplement report to cover the loan amount, The amount of title insurance $XX does not cover the loan amount $XX0.<br>Resolved 12/30/2025 - Received title report, condition resolved. |  |  | Single Family | XX/XX/XXXX | 72.292% | 72.292% | Investor | Refinance | 729 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/19/2025 |
| 900000388 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Secondary | Purchase | 801 |  | XXXX | 11 | $65354.51 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.088% | No | Alternative | QC Complete | 01/19/2026 |
| 900000392 | XXXX | XXXX |  | XXXX | Montana | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance XXXX does not cover the loan amount XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/26/2026 - Received title insured amount. condition resolved. |  |  | Single Family | XX/XX/XXXX | 57.064% | 57.064% | Primary | Refinance | 765 | 0.08 | XXXX | 12.75 | $41393.04 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.596% |  | Full Documentation | QC Complete | 01/20/2026 |
| 900000394 | XXXX | XXXX |  | XXXX | Massachusetts | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 785 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/26/2026 |
| 900000395 | XXXX | XXXX |  | XXXX | Nebraska | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 83.333% | 83.333% | Primary | Purchase | 748 |  | XXXX | 2 | $0.00 | Mos Reviewed:12<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 49.653% | Yes | Full Documentation | QC Complete | 01/13/2026 |
| 900000396 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: 75% LTV vs 70% LTV allowed on a cash-out refinance due to property being listed for sale in last 6 months. Withdrawn 11/28/25 per appraisal.<br>A copy of an exception approval letter is available in the loan file. | DSCR: 1.06 DSCR exceeds the guideline requirement of 0.50.<br>FICO: 803 FICO exceeds the guideline requirement of 660.<br>LTV: 69.67% LTV is less than the guideline requirement of 75.00%.<br>| Single Family | XX/XX/XXXX | 69.675% | 69.675% | Investor | Refinance | 803 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/02/2026 |
| 900000397 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: The address on the condo questionnaire does not match the subject property. Please provide an updated questionnaire with the correct address.<br>Resolved 1/7/2026 - Received condo questionnaire, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 766 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/19/2025 |
| 900000398 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 754 |  | XXXX | 6.66 | $18092.27 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.967% | No | Alternative | QC Complete | 02/13/2026 |
| 900000399 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Mid Rise Condo (5-8 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Purchase | 764 |  | XXXX | 1.92 | $7300.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.148% | No | Full Documentation | QC Complete | 01/06/2026 |
| 900000402 | XXXX | XXXX |  | XXXX | Oregon | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 774 |  | XXXX | 39.92 | $28408.27 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 12.257% | Yes | Alternative | QC Complete | 01/08/2026 |
| 900000403 | XXXX | XXXX |  | XXXX | Georgia | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.720% Allowed 7.720% Overby 0.000%<br>This loan is compliant with regulation 1026.35 |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 711 |  |  |  | $703.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.733% | Yes | Alternative | QC Complete | 01/13/2026 |
| 900000404 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Exception to use rental income on subject property purchase and not obtain 2 years tax returns<br>A copy of an exception approval letter is available in the loan file. | FICO: 795 FICO exceeds the guideline requirement of 700.<br>DTI: 36.42% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 294 months of available reserves are more than the guideline requirement of 3 months. | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 795 |  |  |  | $7453.72 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 36.424% | No | Alternative | QC Complete | 01/07/2026 |
| 900000406 | XXXX | XXXX |  | XXXX | Illinois | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 60.538% | 60.538% | Primary | Refinance | 747 | 1.42 | XXXX | 12.67 | $5686.93 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.586% |  | Alternative | QC Complete | 01/20/2026 |
| 900000411 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Cash Out | 686 | 2.41 | XXXX | 12.66 | $13827.90 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 30.918% |  | Alternative | QC Complete | 01/02/2026 |
| 900000413 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Primary | Cash Out | 800 | 3 | XXXX | 3.16 | $16799.45 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 14.533% |  | Alternative | QC Complete | 01/20/2026 |
| 900000417 | XXXX | XXXX |  | XXXX | Hawaii | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide a copy of the title supplement report to cover the loan amount, The amount of title insurance XXXX does not cover the loan amount XXXX<br>01/12/2026: The copy of title resolves the condition. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Requesting exception for LTV 77.656 vs max 75% (after reduction from declining market)<br>A copy of an exception approval letter is available in the loan file. | FICO: 752 FICO exceeds the guideline requirement of 640.<br>Reserves: The 43 months of available reserves are more than the guideline requirement of 3 months.<br>Residual Income : $13,413.81 monthly | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 78.000% | 78.000% | Secondary | Refinance | 752 |  | XXXX | 26.25 | $23721.79 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.454% |  | Alternative | QC Complete | 12/29/2025 |
| 900000419 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 731 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 02/13/2026 |
| 900000420 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 772 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000421 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 735 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000424 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 56.701% | 56.701% | Primary | Cash Out | 797 | 17.16 | XXXX | 9 | $63620.20 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 8.536% |  | Alternative | QC Complete | 12/26/2025 |
| 900000425 | XXXX | XXXX |  | XXXX | Indiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Refinance | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/28/2026 |
| 900000427 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 785 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/21/2026 |
| 900000428 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: The borrower is using rental income to qualify; however, the loan does not meet the two-year 1040 requirement. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Not resolved 1/19/2026 - Required comp factor, condition not resolved.<br>01/26/2026 Not Resolved: Not resolved as the exception approval received does not reflect comp factors. Provide exception approval with comp factor.<br>01/30/2026 - A copy of an exception approval letter has been received. | DTI: 29.06% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 6 months. | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 781 |  | XXXX | 14.5 | $5781.46 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 29.067% | No | Full Documentation | QC Complete | 01/13/2026 |
| 900000429 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 772 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000430 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Final Closing Disclosure available in the loan file on page number 310, but 2nd page is missing.<br>Resolved 01/16/2026: Received Final Closing Disclosure dated XX/XX/XXXX, 2nd page and exception is cleared. |  |  | 3 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 798 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent | XXXX |  |  | Alternative | QC Complete | 02/13/2026 |
| 900000432 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 727 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/19/2026 |
| 900000433 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 770 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000434 | XXXX | XXXX |  | XXXX | Utah | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 12/30/2025: The copy of final title policy resolves the condition. |  |  | Single Family | XX/XX/XXXX | 58.824% | 58.824% | Primary | Purchase | 711 |  | XXXX | 4.75 | $16759.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 21.257% | Yes | Alternative | QC Complete | 12/19/2025 |
| 900000440 | XXXX | XXXX |  | XXXX | Indiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Refinance | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/06/2026 |
| 900000441 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 76.364% | 76.364% | Primary | Cash Out | 759 | 11.33 | XXXX | 13.75 | $33507.87 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 28.228% |  | Alternative | QC Complete | 01/22/2026 |
| 900000442 | XXXX | XXXX |  | XXXX | Kansas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 809 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000444 | XXXX | XXXX |  | XXXX | Hawaii | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of the condominium questionnaire document as it is missing.<br>Resolved 1/7/2026 - Received condo Questionnaire, condition resolved. |  |  | Mid Rise Condo (5-8 Stories) | XX/XX/XXXX | 65.000% | 65.000% | Secondary | Purchase | 783 |  | XXXX | 15 | $17750.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.854% | No | Full Documentation | QC Complete | 12/29/2025 |
| 900000445 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Refinance | 737 | 1.58 | XXXX | 4.5 | $10548.18 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 27.532% |  | Alternative | QC Complete | 01/07/2026 |
| 900000446 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.137% Allowed 7.670% Overby +0.467%<br>This loan is compliant with regulation 1026.35.<br>\*\*\* (CURED) State Higher Price Mortgage Loan - EV R<br> COMMENT: CA AB 260, California Financial Code Division 1.9 4995(a) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code<br>CA AB 260 Higher-Priced Mortgage Loan Test: Charged 8.137% Allowed 7.670% Overby +0.467%.<br>This loan is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). |  |  | Single Family | XX/XX/XXXX | 84.417% | 84.417% | Primary | Refinance | 734 | 0.5 | XXXX | 11 | $43530.68 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 24.091% |  | Alternative | QC Complete | 01/27/2026 |
| 900000449 | XXXX | XXXX |  | XXXX | Nevada | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the supporting receipt for the supplemental payment (tax and insurance) for the subject property in the amount of $184.49.<br>Resolved 12/22/2025 - Received document proof, condition resolved. |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 773 |  | XXXX | 4.66 | $9797.79 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.185% | Yes | Alternative | QC Complete | 12/16/2025 |
| 900000450 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 796 |  | XXXX | 9.92 | $7791.95 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 29.212% | No | Full Documentation | QC Complete | 12/22/2025 |
| 900000451 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Provide a copy of Government ID for the borrower as it is missing.<br>Resolved 12/23/2025 - Received GOV ID, condition resolved.<br>\*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 12/23/2025 - Received title insured amount, condition resolved. |  |  | 4 Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Refinance | 709 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/19/2025 |
| 900000452 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: The basement bathroom photo reflects incomplete repairs and will require updated photos showing the bathroom is complete and in usable condition.<br>Resolved 1/19/2026 - Received LOE as the repairs are not required to taken place where we have another bathroom with good condition, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copies of Consolidated Note and Mortgage documents.<br>Resolved 1/16/2026 - Received consolidated Note and Mortgage documents, condition resolved. |  |  | Single Family | XX/XX/XXXX | 62.275% | 62.275% | Primary | Refinance | 749 | 3 | XXXX | 10.58 | $131764.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 15.737% |  | Alternative | QC Complete | 01/13/2026 |
| 900000453 | XXXX | XXXX |  | XXXX | Louisiana | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 71.286% | 71.286% | Primary | Refinance | 795 | 0.08 | XXXX | 12.58 | $214058.62 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 8.083% |  | Alternative | QC Complete | 01/20/2026 |
| Not securitized | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Incomplete or Data not complete - EV R<br> COMMENT: Provide a secondary valuation, such as a BPO or full appraisal to support the XXXX appraised value. The appraisal reflects a value of XXXX, while theXXXX reflects XXXX, a variance of -17.073%.<br>Resolved 1/30/2026 - Received LOE as the CDA does not have any impact as 2 appraisal already available, condition resolved. |  |  | Single Family | XX/XX/XXXX | 90.441% | 90.441% | Investor | Cash Out | 739 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/14/2026 |
| 900000454 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 70.000% | 70.000% | Primary | Purchase | 798 |  | XXXX | 2.08 | $49420.09 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.576% | No | Full Documentation | QC Complete | 02/13/2026 |
| 900000455 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance ofXXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 1/5/2026 - Received title insured amount, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a legible copy of Borrowers Govt ID.<br>Resolved 1/8/2026 - Received GOV ID, condition resolved. |  |  | Single Family | XX/XX/XXXX | 69.091% | 69.091% | Investor | Purchase | 755 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000458 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 754 |  | XXXX | 10.5 | $21473.03 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 32.325% | No | Alternative | QC Complete | 12/26/2025 |
| 900000462 | XXXX | XXXX |  | XXXX | Colorado | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.294% Allowed 7.720% Overby +0.574%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 707 |  | XXXX | 6.92 | $17031.12 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.023% | No | Alternative | QC Complete | 12/31/2025 |
| 900000467 | XXXX | XXXX |  | XXXX | Georgia | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Requesting an exception to allow a cash-out refinance where the borrower has not been on title for 6 months. The borrower assumed the current mortgage in 12/2010 (Assumption and release agreement is in file). A warranty deed was signed 1/2011 but was not recorded. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/27/2026 - A copy of an exception approval letter has been received. | FICO: 796 FICO exceeds the guideline requirement of 680.<br>LTV: 42.73% LTV is less than the guideline requirement of 80.00%.<br>DTI: 20.50% DTI is less than the maximum guideline requirement of 50.00%. | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 42.735% | 42.735% | Primary | Cash Out | 796 | 20.08 | XXXX | 1.08 | $7083.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 20.507% |  | Full Documentation | QC Complete | 01/19/2026 |
| 900000468 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 743 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000469 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Loan does not conform to program guidelines - EV R<br> COMMENT: xx XXXX guidelines allow housing late payments up to 1×30 in the past 12 months; however, the borrower has a 1×60 in the past 12 months.<br>01/12/2025 Resolved: The copy of LOX resolves the condition.<br>\*\*\* (CURED) Property Issues indicated - EV R<br> COMMENT: A full appraisal report dated XX/XX/XXXX indicated a value of XXXX. A subsequent full appraisal dated XX/XX/XXXX reflects a value of XXXX representing a significant increase of approximately 63% in the appraised value within one month.<br>Resolved 12/30/2025 - Received LOX as CDA Value supports, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide an updated HOI policy removing "XXXX" from the list of named insureds, as he is not a party to the loan.<br>01/12/2026: the copy of updated hazard insurance resolves the condition. |  |  | Single Family | XX/XX/XXXX | 58.065% | 58.065% | Primary | Cash Out | 690 | 5.5 | XXXX | 23.41 | $71000.00 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:1<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:60<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 11.237% |  | Alternative | QC Complete | 02/13/2026 |
| 900000470 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 809 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000472 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 769 |  | XXXX | 7.67 | $3683.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.487% | No | Alternative | QC Complete | 01/28/2026 |
| 900000473 | XXXX | XXXX |  | XXXX | Nevada | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 794 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/26/2025 |
| 900000475 | XXXX | XXXX |  | XXXX | North Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 42.857% | 42.857% | Investor | Cash Out | 804 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/14/2026 |
| 900000477 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 74.799% | 74.799% | Investor | Refinance | 748 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/27/2026 |
| 900000478 | XXXX | XXXX |  | XXXX | Massachusetts | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 749 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000481 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Refinance | 755 | 2 | XXXX | 4.75 | $15062.17 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.179% |  | Alternative | QC Complete | 01/08/2026 |
| 900000485 | XXXX | XXXX |  | XXXX | Washington | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Final CD reflects closing date as XX/XX/XXXX. Notary's signature date on the Mortgage/Deed of Trust is XX/XX/XXXX. Note date is XX/XX/XXXX. Provide a copy of correct mortgage notary dated XX/XX/XXXX<br>Resolved 1/8/2025 - Received corrected mortgage, condition resolved. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Purchase | 732 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/19/2025 |
| 900000487 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 35.644% | 35.644% | Primary | Cash Out | 648 | 0.91 | XXXX | 9.08 | $10640.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 30.137% |  | Alternative | QC Complete | 01/06/2026 |
| 900000492 | XXXX | XXXX |  | XXXX | Colorado | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 756 |  | XXXX | 4.58 | $69059.95 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 19.001% |  | Alternative | QC Complete | 01/14/2026 |
| 900000493 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 793 |  | XXXX | 1.83 | $33642.85 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 32.250% | Yes | Alternative | QC Complete | 12/22/2025 |
| 900000494 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 733 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000497 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 62.656% | 62.656% | Primary | Refinance | 736 | 26 |  | 21.16 | $22169.02 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.160% |  | Alternative | QC Complete | 12/26/2025 |
| 900000499 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Borrowers' provided driving licenses have expired. Provide a copy of the updated driving license for "XXXX"<br>Resolved 1/12/2026 - Received GOV ID, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 753 |  | XXXX | 7.66 | $7225.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 32.983% | No | Alternative | QC Complete | 01/06/2026 |
| 900000500 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of the hazard insurance policy and HOA documentation for the property located at XXXX<br>Resolved 1/26/2026 - Received HOI insurance document, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 721 |  | XXXX | 6 | $16031.42 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.567% | No | Full Documentation | QC Complete | 01/20/2026 |
| 900000504 | XXXX | XXXX |  | XXXX | Oklahoma | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Investor | Refinance | 720 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/20/2026 |
| 900000505 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 1/5/2026 - Received title insured amount, condition resolved. |  |  | Single Family | XX/XX/XXXX | 38.182% | 38.182% | Primary | Cash Out | 771 | 2 | XXXX | 22.25 | $20243.56 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 42.554% |  | Alternative | QC Complete | 12/30/2025 |
| 900000507 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 59.325% | 59.325% | Investor | Refinance | 776 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/22/2025 |
| 900000509 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 61.017% | 61.017% | Primary | Purchase | 746 |  | XXXX | 3.83 | $3749.24 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.598% | Yes | Alternative | QC Complete | 01/21/2026 |
| 900000512 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 764 |  | XXXX | 13.92 | $446882.30 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 5.449% | No | Alternative | QC Complete | 01/06/2026 |
| 900000513 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX.<br>Resolved 1/26/2026 - Received title insured, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide proof of ommission for property address " XXXX in the amount of $3,924.<br>Resolved 1/27/2026 - Received LOX as the mortgage is refinance, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of lease agreement for the below REO property address:<br>XXXX<br>Resolved 1/27/2026 - Received lox as the lease agreement is not used to qualify, condition resolved. |  |  | Single Family | XX/XX/XXXX | 63.600% | 63.600% | Primary | Refinance | 773 | 1 | XXXX | 10.91 | $45081.66 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.593% |  | Full Documentation | QC Complete | 01/20/2026 |
| 900000516 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 773 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000518 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 715 |  | XXXX | 7.5 | $58857.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 45.891% | No | Alternative | QC Complete | 01/02/2026 |
| 900000521 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. |  |  | 4 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 733 |  | XXXX | 3.91 | $360119.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 5.223% | No | Alternative | QC Complete | 01/13/2026 |
| 900000522 | XXXX | XXXX |  | XXXX | Hawaii | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Provide a copy of Title Commitment, as it is missing.<br>Resolved 1/15/2026 - Received final title policy, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: The loan does not meet the guideline requirements. As per the guidelines, Max LTV is 80.00%. However, the subject loan LTV is 85.00%.<br>A copy of an exception approval letter is available in the loan file. | DTI: 11.00% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 770 FICO exceeds the guideline requirement of 720. | PUD | XX/XX/XXXX | 85.000% | 85.000% | Secondary | Refinance | 770 |  | XXXX | 7.83 | $209837.49 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 11.000% |  | Alternative | QC Complete | 02/13/2026 |
| 900000526 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 768 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2026 |
| 900000527 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing Borrrower's govt ID.<br>Resolved 1/7/2026 - Received GOV ID, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.097% | 75.097% | Primary | Cash Out | 706 | 4.75 | XXXX | 33.25 | $69593.75 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 31.589% |  | Alternative | QC Complete | 01/02/2026 |
| 900000529 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 781 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/26/2025 |
| 900000530 | XXXX | XXXX |  | XXXX | Ohio | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: SLE approved SSR 1.8 out of 5 and subject to below parameters.<br>A copy of an exception approval letter is available in the loan file. | FICO: 810 FICO exceeds the guideline requirement of 720.<br>DTI: 29.45% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 80.00% LTV is less than the guideline requirement of 90.00%.<br>| PUD | XX/XX/XXXX | 80.000% | 80.000% | Secondary | Purchase | 810 |  | XXXX | 37.67 | $16470.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 29.450% | No | Full Documentation | QC Complete | 12/31/2025 |
| 900000531 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 74.486% | 74.486% | Investor | Cash Out | 799 |  | XXXX | 26 | $12276.74 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 31.685% |  | Alternative | QC Complete | 01/14/2026 |
| 900000533 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: The total verified assets of $4776.91 are insufficient to meet the six-month reserve requirement. After subtracting the cash-to-close amount of $3348.32, the remaining assets total $1428.59. This falls $17,050.47 short of the required six-month reserves of $18,479.06.<br>Resolved 1/14/2026 - Received lender response, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 71.228% | 71.228% | Primary | Refinance | 738 | 2.83 | XXXX | 5.42 | $6981.37 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.384% |  | Alternative | QC Complete | 01/07/2026 |
| 900000539 | XXXX | XXXX |  | XXXX | Colorado | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.909% Allowed 7.690% Overby +0.219%<br>This loan is compliant with regulation 1026.35.<br>\*\*\* (CURED) Missing Required Disclosures - EV R<br> COMMENT: Missing page 1 of 2 of the loan scorecard.<br>Resolved 1/7/2026 - Received loan score card, condition resolved. |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 713 |  | XXXX | 2.66 | $22192.43 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 36.617% | No | Alternative | QC Complete | 01/02/2026 |
| 900000540 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 794 |  | XXXX | 6.41 | $14698.20 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.888% | No | Alternative | QC Complete | 01/15/2026 |
| 900000543 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.053% Allowed 7.760% Overby +0.293%<br>This loan is compliant with regulation 1026.35. |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 669 |  | XXXX | 15.41 | $56220.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 6.377% | Yes | Alternative | QC Complete | 12/29/2025 |
| 900000544 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Coverage amount XXXX on the title report is less than the mortgage loan amount of XXXX Provide a copy of Title supplement to cover the loan amount.<br>Resolved 1/8/2026 - Received title insured amount, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: 2 year self employment seasoning not met for XX<br>A copy of an exception approval letter is available in the loan file. | FICO: 772 FICO exceeds the guideline requirement of 700.<br>DTI: 21.62% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 78.89% LTV is less than the guideline requirement of 80.00%. | Single Family | XX/XX/XXXX | 78.886% | 78.886% | Primary | Cash Out | 772 | 4.25 | XXXX | 1.75 | $72797.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 21.617% |  | Alternative | QC Complete | 01/02/2026 |
| 900000545 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.122% Allowed 7.760% Overby +0.362%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 666 |  | XXXX | 10.42 | $60761.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.919% | No | Alternative | QC Complete | 01/07/2026 |
| 900000546 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 31.818% | 31.818% | Primary | Purchase | 728 |  | XXXX | 5.33 | $6217.24 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.701% | No | Alternative | QC Complete | 01/07/2026 |
| 900000547 | XXXX | XXXX |  | XXXX | Kansas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 730 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/19/2026 |
| 900000549 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 74.955% | 74.955% | Primary | Refinance | 706 | 3 | XXXX | 4.58 | $36768.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 22.911% |  | Alternative | QC Complete | 12/31/2025 |
| 900000550 | XXXX | XXXX |  | XXXX | Colorado | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Late mortgages on credit after dispute removed for 2\*30\*12 on 2/25 and 12/24, account was closed and paid on XX/XX/XXXX therefore lates in error as they are after loan was closed and no payment required<br>A copy of an exception approval letter is available in the loan file. | DTI: 25.22% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 741 FICO exceeds the guideline requirement of 720.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 6 months.<br>| PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Cash Out | 741 | 1.25 | XXXX | 29.91 | $66070.24 | Mos Reviewed:24<br> Times 1X30:2<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 25.223% |  | Alternative | QC Complete | 02/13/2026 |
| 900000551 | XXXX | XXXX |  | XXXX | Indiana | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 64.980% | 64.980% | Investor | Cash Out | 758 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/14/2026 |
| 900000555 | XXXX | XXXX |  | XXXX | Hawaii | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) The Appraisal License is Missing - EV R<br> COMMENT: Provide a copy of the appraiser's license, as it is missing in the loan file.<br>Resolved 1/5/2026 - Received Appraiser license, condition resolved. |  |  | Single Family | XX/XX/XXXX | 44.598% | 44.598% | Investor | Purchase | 806 |  | XXXX | 10.5 | $9269.73 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.876% | No | Full Documentation | QC Complete | 12/24/2025 |
| 900000558 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.725% Allowed 7.690% +Overby 0.035%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 65.385% | 65.385% | Investor | Cash Out | 729 |  | XXXX | 4.25 | $12058.50 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 33.725% |  | Alternative | QC Complete | 02/13/2026 |
| 900000559 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: The Note and Mortgage reflect the property city as XXXX, while the Appraisal Report and Title reflect XXXX. A correction to the property city is required.<br>Resolved 12/31/2025 - Received Lender response, condition resolved. |  |  | Single Family | XX/XX/XXXX | 60.000% | 60.000% | Investor | Cash Out | 797 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/23/2025 |
| 900000560 | XXXX | XXXX |  | XXXX | New Hampshire | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 90.000% | 90.000% | Primary | Purchase | 771 |  | XXXX | 2.5 | $11954.66 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.093% | No | Alternative | QC Complete | 02/13/2026 |
| 900000562 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 756 |  | XXXX | 3.33 | $115297.66 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 11.879% | Yes | Alternative | QC Complete | 01/14/2026 |
| 900000564 | XXXX | XXXX |  | XXXX | Tennessee | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 779 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000565 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 66.667% | 66.667% | Primary | Refinance | 806 | 3 | XXXX | 5.33 | $80470.81 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 5.593% |  | Alternative | QC Complete | 01/06/2026 |
| 900000566 | XXXX | XXXX |  | XXXX | Massachusetts | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: A correction is required on the 1003 to update the property at XXXX from primary residence to investment property.<br>Resolved 1/13/2026 - Received corrected application, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: The final 1003, appraisal, and CDA indicate the subject property city as XXXX. Please provide proof that the city can be listed as either XXXX or XXXX.<br>Resolved 1/9/2026 - Received USPS document, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 745 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/06/2026 |
| 900000567 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 739 |  | XXXX | 5.16 | $130530.31 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 33.355% |  | Alternative | QC Complete | 01/02/2026 |
| 900000568 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 787 |  | XXXX | 4.08 | $21196.70 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.642% | No | Alternative | QC Complete | 02/13/2026 |
| 900000570 | XXXX | XXXX |  | XXXX | Michigan | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Completed "Subject To" w/o Compltn Cert in File - EV R<br> COMMENT: Provide 1004D with subject to installation of rear porch hand rail.<br>Resolved 1/27/2026 - Received LOX as the railing is in correct shape, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 731 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/21/2026 |
| 900000576 | XXXX | XXXX |  | XXXX | Maryland | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Bank statement missing for October 2024 XXXX<br>Resolved 12/23/2025 - Received Oct statement, condition resolved. |  |  | PUD | XX/XX/XXXX | 90.000% | 90.000% | Primary | Purchase | 794 |  | XXXX | 2.91 | $45364.70 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 30.687% | Yes | Alternative | QC Complete | 12/19/2025 |
| 900000577 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 761 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/28/2026 |
| 900000578 | XXXX | XXXX |  | XXXX | Colorado | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Mid Rise Condo (5-8 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 734 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000582 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing consolidated mortgage/DOT with correct loan amount XXXX<br>Resolved 1/16/2026 - Received mortgage with correct loan amount XXXX, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Bank statement missing for Feb,Apr,May,July for XXXX.<br>Resolved 1/23/2026 - Received bank statement for all months, condition resolved. |  |  | Single Family | XX/XX/XXXX | 16.393% | 16.393% | Primary | Cash Out | 739 | 4 | XXXX | 9.16 | $29116.31 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 32.907% |  | Alternative | QC Complete | 01/14/2026 |
| 900000584 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 77.000% | 77.000% | Primary | Refinance | 700 | 5.08 | XXXX | 5.25 | $157388.37 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:1<br> Max Days Dlq Last 12 Mos:30<br> Verification Type:Credit Report |  | 12.291% |  | Alternative | QC Complete | 01/20/2026 |
| 900000591 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Assets: Exception requested to allow use of 100% of business asset balances for XX and XX accounts, which were not used in income calculations, for businesses in which the borrower is not a 100% owner. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>A copy of an exception approval letter has been received. | FICO: 710 FICO exceeds the guideline requirement of 640.<br>LTV: 75% LTV is less than the guideline requirement of 85.00%.<br>Borrower is experienced business man for several years | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 710 |  | XXXX | 13.58 | $17219.82 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 45.826% | No | Alternative | QC Complete | 01/15/2026 |
| 900000592 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Missing Collateral Desktop Analysis (CDA) from XXl or consolidated Collateral Analysis (CCA) from Consolidated Analytics.<br>Resolved 1/7/2026 - Received two appraisal, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 793 |  | XXXX | 5.5 | $89058.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 21.305% | No | Alternative | QC Complete | 12/26/2025 |
| 900000593 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 47.297% | 47.297% | Primary | Purchase | 731 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/18/2025 |
| 900000598 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>12/22/2025 Resolved: The copy of final title policy resolves the condition.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing Final 1008.<br>Resolved 12/19/2025 - Received 1008 document, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 32.786% | 32.786% | Primary | Refinance | 781 | 0.17 |  |  | $56857.95 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 33.312% |  | Alternative | QC Complete | 12/16/2025 |
| 900000600 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 1/9/2026 - Received title policy, condition resolved. |  |  | Single Family | XX/XX/XXXX | 78.254% | 78.254% | Primary | Refinance | 722 | 1.16 | XXXX | 3.92 | $26998.77 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 26.153% |  | Alternative | QC Complete | 12/22/2025 |
| 900000604 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 70.000% | 70.000% | Primary | Cash Out | 769 | 7.42 | XXXX | 5.16 | $47082.09 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 34.982% |  | Alternative | QC Complete | 01/06/2026 |
| 900000609 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 61.078% | 61.078% | Primary | Cash Out | 735 | 9.33 | XXXX | 12.33 | $25756.16 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 49.417% |  | Alternative | QC Complete | 01/05/2026 |
| 900000612 | XXXX | XXXX |  | XXXX | Illinois | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 802 |  | XXXX | 5.66 | $51158.84 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 18.333% | No | Alternative | QC Complete | 01/14/2026 |
| 900000613 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: The borrower's (XXXX) identification expiration date is unclear and illegible; therefore, the validity of the borrower's identification cannot be confirmed.<br>Resolved 1/7/2026 - Received GOV ID, condition resolved. |  |  | Single Family | XX/XX/XXXX | 22.222% | 22.222% | Primary | Cash Out | 716 | 7 | XXXX | 21.92 | $11075.99 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 44.965% |  | Alternative | QC Complete | 12/23/2025 |
| 900000614 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 65.000% | 65.000% | Investor | Cash Out | 774 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/28/2026 |
| 900000615 | XXXX | XXXX |  | XXXX | Connecticut | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Exception for utilize 90% of qualifying business assets.<br>A copy of an exception approval letter is available in the loan file. | FICO: 739 FICO exceeds the guideline requirement of 640.<br>Residual Income : $90,334.22 monthly <br>DTI: 6.97% DTI is less than the maximum guideline requirement of 50.00%. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 739 |  | XXXX | 3 | $97102.54 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 6.970% | Yes | Alternative | QC Complete | 01/05/2026 |
| 900000617 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 738 |  | XXXX | 3.08 | $11845.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.126% | Yes | Alternative | QC Complete | 02/13/2026 |
| 900000618 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 736 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000620 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of the initial application reflecting the Loan Officer's signature date.<br>Resolved 1/16/2026 - Received initial 1003 with Loan Officer's signature date, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 799 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/13/2026 |
| 900000622 | XXXX | XXXX |  | XXXX | Alaska | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 73.099% | 73.099% | Investor | Purchase | 736 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000624 | XXXX | XXXX |  | XXXX | Washington | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 72.356% | 72.356% | Primary | Refinance | 708 | 2 | XXXX | 3.91 | $25804.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 17.108% |  | Alternative | QC Complete | 01/14/2026 |
| 900000625 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 754 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/24/2025 |
| 900000631 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Required Documentation Missing or Incomplete - EV W<br> COMMENT: In 2024, the LLC name changed from XXXX to XXXX due to the borrower's relocation from XXXX to XXXX, which required a DBA. The business operations, products, and services remained unchanged, with no gaps in operational continuity. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. | DTI: 37.96% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 3 months.<br>No late mortgage payments in 4+ years. | PUD | XX/XX/XXXX | 77.675% | 77.675% | Primary | Cash Out | 737 | 5.92 | XXXX | 1.08 | $6269.86 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 37.961% |  | Alternative | QC Complete | 02/13/2026 |
| 900000632 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 759 |  | XXXX | 2.83 | $95099.36 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 29.509% |  | Alternative | QC Complete | 01/06/2026 |
| 900000634 | XXXX | XXXX |  | XXXX | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 785 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000635 | XXXX | XXXX |  | XXXX | Nevada | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 790 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/28/2026 |
| 900000636 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 79.740% | 79.740% | Investor | Purchase | 778 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000641 | XXXX | XXXX |  | XXXX | Indiana | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Asset accounts XXXX (1K) and XXXX (1K) require statements from May 2025 to satisfy the six-month seasoning requirement.<br>Resolved 1/13/2026 - Received LOE and the bank statements, condition resolved. |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 751 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000644 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 748 |  | XXXX | 3.91 | $21189.38 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 40.191% | Yes | Alternative | QC Complete | 01/06/2026 |
| 900000645 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Missing Lease Agreement for the property address :XXXX.<br>Resolved 1/6/2026 - Received LOX as lease is not required for purchase loan, condition resolved. |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 778 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000648 | XXXX | XXXX |  | XXXX | Pennsylvania | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing supporting documents for the REO property 'XXXX'.<br>Resolved 1/5/2026 - Received proof documentation, condition resolved. |  |  | Single Family | XX/XX/XXXX | 72.500% | 72.500% | Primary | Cash Out | 768 | 3 | XXXX | 6.26 | $13902.65 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.475% |  | Alternative | QC Complete | 12/30/2025 |
| 900000649 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 65.000% | 65.000% | Investor | Cash Out | 771 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/19/2026 |
| 900000650 | XXXX | XXXX |  | XXXX | Georgia | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing LOX - EV R<br> COMMENT: Missing letter of explanation for the source of large deposits on 3/24/2025 ($22444), 6/9/2025 ($13,906.25), 7/22/2025 ($16385), and 1/6/2025 ($14160).<br>Resolved 1/13/2026 - Received LOE as the assets are not used for income calculation, condition resolved. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 748 |  | XXXX | 11.67 | $18796.50 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.243% | No | Alternative | QC Complete | 02/13/2026 |
| 900000651 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 65.000% | 65.000% | Investor | Cash Out | 767 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/29/2025 |
| 900000653 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/12/2026 - Received title insured amount, condition resolved. |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Refinance | 776 |  | XXXX | 6.91 | $86613.67 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 11.088% |  | Alternative | QC Complete | 01/08/2026 |
| 900000654 | XXXX | XXXX |  | XXXX | Arizona | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of mortgage statement for the property "XXXX" as it is missing.<br>01/12/2026 Resolved: The copy of LOE resolves the condition. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 700 |  | XXXX | 10.91 | $26146.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.932% | No | Alternative | QC Complete | 12/26/2025 |
| 900000656 | XXXX | XXXX |  | XXXX | Rhode Island | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 64.444% | 64.444% | Primary | Cash Out | 677 | 2 | XXXX | 3.75 | $8724.97 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 39.079% |  | Full Documentation | QC Complete | 01/27/2026 |
| 900000657 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 737 |  | XXXX | 29.91 | $9805.44 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.239% |  | Alternative | QC Complete | 12/23/2025 |
| 900000659 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Refinance | 798 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/06/2026 |
| 900000660 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 709 |  | XXXX | 9.25 | $30273.37 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Verification of Rent |  | 29.117% | Yes | Alternative | QC Complete | 01/07/2026 |
| 900000662 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 62.249% | 62.249% | Investor | Refinance | 722 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/22/2025 |
| 900000663 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.798% Allowed 7.760% Overby +0.038%<br>This loan is compliant with regulation 1026.35. |  |  | Single Family | XX/XX/XXXX | 90.000% | 90.000% | Primary | Purchase | 764 |  | XXXX | 2.5 | $10830.42 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.549% | Yes | Alternative | QC Complete | 12/29/2025 |
| 900000667 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 726 |  | XXXX | 9 | $8388.89 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:1<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.535% | No | Alternative | QC Complete | 01/29/2026 |
| 900000669 | XXXX | XXXX |  | XXXX | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 770 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000670 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 721 |  | XXXX | 6 | $15785.25 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.111% | No | Full Documentation | QC Complete | 01/20/2026 |
| 900000671 | XXXX | XXXX |  | XXXX | Oregon | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance of $XXXX on the Title Commitment is less than the loan amount $XXXX<br>Resolved 1/13/2026 - Received title insured amount, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Final 1003 correction is required to update the occupancy for the subject property at XXXX XXXX from Primary Residence to Investment Property.<br>Not Resolved 1/15/2026 - Final 1003 correction is required to update the occupancy for the subject property at XXXX from Primary Residence to Investment Property, condition not resolved.<br>Resolved 01/19/2026: The copy of updated application resolves the condition. |  |  | Single Family | XX/XX/XXXX | 74.074% | 74.074% | Investor | Refinance | 775 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/07/2026 |
| 900000676 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Preliminary title does not reflect the amount of $XX title insured coverage amount. provide a copy of supplemental report.<br>Resolved 12/29/2025 - Received title insured amount, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Income - Requesting exception to proceed without 1040s to use rental income on subject investment purchase. <br>A copy of an exception approval letter is available in the loan file. | FICO: 775 FICO exceeds the guideline requirement of 640.<br>DTI: 44.65% DTI is less than the maximum guideline requirement of 50.00%.<br>Residual Income: $8,632.47 monthly. | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 775 |  | XXXX | 6.33 | $15594.72 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.646% | No | Full Documentation | QC Complete | 12/19/2025 |
| 900000678 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.086% | 70.086% | Investor | Cash Out | 744 |  |  |  | $0.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 38.303% |  | Alternative | QC Complete | 01/15/2026 |
| 900000679 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 766 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000680 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: First time Home buyer with no housing payment history. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/23/2026 - A copy of an exception approval letter has been received. | FICO: 715 FICO exceeds the guideline requirement of 680.<br>LTV: 75.00% LTV is less than the guideline requirement of 80.00%.<br>DTI: 35.62% DTI is less than the maximum guideline requirement of 50.00%. | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 715 |  | XXXX | 38 | $15593.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 35.627% | Yes | Alternative | QC Complete | 02/13/2026 |
| 900000682 | XXXX | XXXX |  | XXXX | Louisiana | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Federal Higher Price Mortgage Loan - EV R<br> COMMENT: 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.610% Allowed 7.770% Overby +0.840%<br>This loan is compliant with regulation 1026.35. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Credit: Hosing payment history - FTHB living rent free.<br>A copy of an exception approval letter is available in the loan file. | DTI: 39.68% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 73 months of available reserves are more than the guideline requirement of 6 months.<br>FICO: 694 FICO exceeds the guideline requirement of 640. | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 694 |  | XXXX | 2.08 | $6111.43 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.677% | Yes | Alternative | QC Complete | 01/29/2026 |
| 900000683 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 812 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/19/2026 |
| 900000684 | XXXX | XXXX |  | XXXX | Oregon | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 60.000% | 60.000% | Investor | Cash Out | 688 |  | XXXX | 3.75 | $5979.01 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 43.697% |  | Full Documentation | QC Complete | 12/26/2025 |
| 900000688 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of updated hazard insurance including lender ISAOA/ATIMA clause, as is it missing.<br>Resolved 1/30/2026 - Received hazard insurance mortgage clause, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: The guidelines do not permit a borrower to live rent-free when completing a cash-out on an investment property. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/19/2026 - A copy of an exception approval letter has been received. | DTI: 21.81% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 791 FICO exceeds the guideline requirement of 740. | PUD | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 791 |  | XXXX | 32.92 | $15904.29 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 21.816% |  | Full Documentation | QC Complete | 01/14/2026 |
| 900000689 | XXXX | XXXX |  | XXXX | Colorado | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 799 |  | XXXX | 2.67 | $31539.03 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.415% | Yes | Alternative | QC Complete | 12/29/2025 |
| 900000690 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 771 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/08/2026 |
| 900000691 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Provide a copy of the secondary valuation CDA as it missing.<br>Resolved 01/13/2026: CDA received. |  |  | PUD | XX/XX/XXXX | 70.000% | 70.000% | Primary | Cash Out | 730 | 8 | XXXX | 10.25 | $11273.79 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 48.446% |  | Alternative | QC Complete | 12/29/2025 |
| 900000693 | XXXX | XXXX |  | XXXX | Utah | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide copies of the property tax statement and HOA documentation for the property located at XXXX.<br>Resolved 1/26/2026 - Received tax statement, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Loan amount exception requested to $2.95M. Program guidelines limit the maximum loan amount to $2.5M for Smart Self Second Home. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. | LTV: 48.17% LTV is less than the guideline requirement of 75.00%.<br>FICO: 787 FICO exceeds the guideline requirement of 680. | PUD | XX/XX/XXXX | 48.179% | 48.179% | Secondary | Refinance | 787 |  | XXXX | 24.66 | $95222.71 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.711% |  | Alternative | QC Complete | 01/20/2026 |
| 900000694 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing Required Disclosures - EV R<br> COMMENT: Provide a supplemental credit report to reflect the "XXXXl" account with a balance of $14,700 and a monthly payment of $735, as it is not currently included in the credit report.<br>Resolved 1/28/2026 - Received LOX from the lender, condition resolved.<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of consolidated mortgage/Deed of trust.<br>Resolved 1/26/2026 - Received Mortgage document.<br>\*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of consolidated Note.<br>Resolved 1/26/2026 - Received note document. |  |  | Single Family | XX/XX/XXXX | 58.794% | 58.794% | Primary | Cash Out | 752 | 2 | XXXX | 8.66 | $78859.69 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 29.599% |  | Alternative | QC Complete | 01/20/2026 |
| 900000695 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 78.000% | 78.000% | Investor | Purchase | 754 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/06/2026 |
| 900000696 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Borrower has been living rent-free at their primary residence with their mother-in-law for the previous 5 years, exception requested for lack of housing payment history.<br>A copy of an exception approval letter is available in the loan file. | FICO: 779 FICO exceeds the guideline requirement of 700.<br>DTI: 7.88% DTI is less than the maximum guideline requirement of 43.00%.<br>LTV: 80.00% LTV is less than the guideline requirement of 85.00%. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 779 |  | XXXX | 28.17 | $42309.71 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 7.880% | Yes | Alternative | QC Complete | 12/31/2025 |
| 900000703 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 744 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2026 |
| 900000704 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 740 |  | XXXX | 2.75 | $41114.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 14.974% | Yes | Alternative | QC Complete | 01/20/2026 |
| 900000705 | XXXX | XXXX |  | XXXX | Ohio | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 770 |  | XXXX | 4.41 | $47462.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.938% | No | Alternative | QC Complete | 01/14/2026 |
| 900000707 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 17.708% | 17.708% | Primary | Cash Out | 769 | 7.83 | XXXX | 6.58 | $63795.15 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 17.752% |  | Alternative | QC Complete | 01/05/2026 |
| 900000708 | XXXX | XXXX |  | XXXX | Washington | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Loan program does not meet housing payment history. Waive inputting 196 properties and tracking mortgage histories and to waive drive alerts. <br>A copy of an exception approval letter is available in the loan file. | FICO: 758 FICO exceeds the guideline requirement of 720.<br>LTV: 60.388% LTV is less than the guideline requirement of 65.00%.<br>Reserves: The 315 months of available reserves are more than the guideline requirement of 6 months. | PUD | XX/XX/XXXX | 60.388% | 60.388% | Investor | Cash Out | 758 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 02/13/2026 |
| 900000715 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Primary | Refinance | 788 | 1.66 | XXXX | 21 | $15500.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 31.197% |  | Alternative | QC Complete | 12/26/2025 |
| 900000716 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 803 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/02/2026 |
| 900000717 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 46.599% | 46.599% | Primary | Cash Out | 746 | 5 | XXXX | 3 | $9344.12 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 33.161% |  | Alternative | QC Complete | 01/28/2026 |
| 900000718 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 760 |  | XXXX | 2.83 | $22653.92 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 29.493% | No | Alternative | QC Complete | 12/29/2025 |
| 900000719 | XXXX | XXXX |  | XXXX | Washington | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 794 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2026 |
| 900000720 | XXXX | XXXX |  | XXXX | Colorado | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 790 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/12/2026 |
| 900000722 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of updated title supplement report to cover the loan amount.<br>Resolved 1/26/2026 - Received title supplement report, condition resolved. |  |  | Single Family | XX/XX/XXXX | 74.957% | 74.957% | Primary | Refinance | 801 | 2.83 | XXXX | 18.25 | $139042.94 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 17.910% |  | Alternative | QC Complete | 01/20/2026 |
| 900000723 | XXXX | XXXX |  | XXXX | Washington | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of income documents for the borrower (XXXX) as it is missing.<br>Resolved 12/30/2025: Resolved as bank statements are available and income documents are not required. |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 787 |  | XXXX | 9.16 | $0.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 21.888% |  | Alternative | QC Complete | 12/29/2025 |
| 900000724 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 780 |  | XXXX | 4.5 | $45688.19 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.487% | No | Alternative | QC Complete | 12/22/2025 |
| 900000726 | XXXX | XXXX |  | XXXX | Ohio | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Single loan exception for illegal Additional Dwelling Unit. <br>A copy of an exception approval letter is available in the loan file. | FICO: 737 FICO exceeds the guideline requirement of 680.<br>DTI: 16.98% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 61.83% LTV is less than the guideline requirement of 75.00%. | Single Family | XX/XX/XXXX | 58.333% | 58.333% | Primary | Cash Out | 737 | 20.08 | XXXX | 7.91 | $47431.71 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 16.985% |  | Alternative | QC Complete | 12/22/2025 |
| 900000727 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 721 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/21/2026 |
| 900000728 | XXXX | XXXX |  | XXXX | Mississippi | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 79.290% | 79.290% | Investor | Purchase | 750 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/05/2026 |
| 900000729 | XXXX | XXXX |  | XXXX | Alabama | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Provide a copy of the payoff statement for the REO property located at XXXX for xx #XXXX, reflecting a monthly payment of $1,310.00 and an unpaid balance of $175,500.00.<br>Resolved 1/26/2026 - Received payoff statement, condition resolved. |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 724 |  | XXXX | 8.16 | $22055.56 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 28.966% |  | Alternative | QC Complete | 01/20/2026 |
| 900000731 | XXXX | XXXX |  | XXXX | Alabama | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 84.744% | 84.744% | Investor | Refinance | 817 |  |  |  | $7638.40 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.017% |  | Alternative | QC Complete | 02/13/2026 |
| 900000732 | XXXX | XXXX |  | XXXX | Louisiana | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Rental comparable photos are missing.<br>Resolved 1/15/2026 - Received appraisal report with rental comparable, condition resolved. |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 757 |  | XXXX | 4.41 | $0.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 25.977% | No | Full Documentation | QC Complete | 01/08/2026 |
| 900000734 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Cash Out | 808 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/14/2026 |
| 900000735 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 1/13/2026 - Received insured amount, condition resolved. | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Waiver of the second appraisal. The subject property sold in February 2025 as a fixer, and its value has since increased by more than 20%. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/13/2026 - A copy of an exception approval letter has been received. | FICO: 742 FICO exceeds the guideline requirement of 740.<br>DTI: 47.88% DTI is less than the maximum guideline requirement of 50.00%. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Cash Out | 742 | 1 |  | 3.33 | $5990.63 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 47.885% |  | Full Documentation | QC Complete | 01/05/2026 |
| 900000738 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 754 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/26/2025 |
| 900000744 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 752 |  | XXXX | 0.75 | $6672.62 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.918% | No | Full Documentation | QC Complete | 01/14/2026 |
| 900000745 | XXXX | XXXX |  | XXXX | Maine | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 72.584% | 72.584% | Investor | Purchase | 802 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000746 | XXXX | XXXX |  | XXXX | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 779 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000747 | XXXX | XXXX |  | XXXX | Idaho | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing - EV R<br> COMMENT: Provide a copy of Hazard insurance with Mortgage Clause.<br>Resolved 1/9/2026 - Received insurance mortgage clause, condition resolved. |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Cash Out | 756 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 01/06/2026 |
| 900000748 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 724 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/26/2025 |
| 900000749 | XXXX | XXXX |  | XXXX | New Jersey | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 85.000% | 85.000% | Investor | Purchase | 757 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/29/2025 |
| 900000750 | XXXX | XXXX |  | XXXX | Tennessee | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 78.400% | 78.400% | Primary | Refinance | 738 | 1.08 | XXXX | 10.16 | $5177.39 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.184% |  | Alternative | QC Complete | 01/02/2026 |
| 900000753 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 800 |  | XXXX | 29.08 | $20785.96 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.988% | No | Full Documentation | QC Complete | 12/26/2025 |
| 900000754 | XXXX | XXXX |  | XXXX | Colorado | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Primary | Purchase | 817 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000756 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 728 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/14/2026 |
| 900000759 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Mortgage missing / unexecuted - EV R<br> COMMENT: Provide a copy of Consolidated Mortgage as it's missing<br>Resolved 1/21/2026 - Received Note document, condition resolved.<br>\*\*\* (CURED) Note is missing or unexecuted - EV R<br> COMMENT: Provide a copy of Consolidated Note as it's missing<br>Resolved 1/21/2026 - Received Consolidated Note, condition resolved. |  |  | Single Family | XX/XX/XXXX | 46.123% | 46.123% | Primary | Cash Out | 754 | 5.16 | XXXX | 8.91 | $49890.38 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 14.405% |  | Alternative | QC Complete | 01/15/2026 |
| 900000760 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 80.000% | 80.000% | Primary | Refinance | 703 | 4.5 | XXXX | 15.08 | $20127.40 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 26.181% |  | Alternative | QC Complete | 12/29/2025 |
| 900000761 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | High Rise Condo (>=9 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 730 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 01/14/2026 |
| 900000762 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/7/2026 - Received title insured amount, condition resolved. |  |  | Single Family | XX/XX/XXXX | 70.570% | 70.570% | Primary | Refinance | 703 | 10 | XXXX | 14.92 | $30505.99 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 33.695% |  | Alternative | QC Complete | 12/31/2025 |
| 900000764 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/9/2026 - Received title insured amount, condition resolved.<br>\*\*\* (CURED) VOM or VOR missing/required - EV R<br> COMMENT: Provide a copy of the VOR for the property at XXXX in the amount of $2,200.<br>01/13/2026 Resolved - The copy of credit report resolves the condition. |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 752 |  | XXXX | 1.16 | $14000.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.834% | Yes | Full Documentation | QC Complete | 01/06/2026 |
| 900000765 | XXXX | XXXX |  | XXXX | Pennsylvania | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 779 |  | XXXX | 4.67 | $34451.71 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 12.391% | No | Alternative | QC Complete | 01/08/2026 |
| 900000766 | XXXX | XXXX |  | XXXX | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 806 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2026 |
| 900000767 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Refinance | 797 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 01/22/2026 |
| 900000769 | XXXX | XXXX |  | XXXX | New Jersey | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: Missing mortgage statement for SBA Loan #XXXX, reflecting an unpaid balance of $150,030.00 and a monthly payment of $731.00.<br>Resolved 1/13/2026 - Received mortgage statement, condition resolved. |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 61.600% | 61.600% | Primary | Cash Out | 783 | 14.5 | XXXX | 1.58 | $19269.02 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 47.305% |  | Alternative | QC Complete | 01/07/2026 |
| 900000770 | XXXX | XXXX |  | XXXX | South Carolina | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 75.260% | 75.260% | Primary | Cash Out | 804 | 22 |  |  | $15037.66 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 30.508% |  | Full Documentation | QC Complete | 12/29/2025 |
| 900000771 | XXXX | XXXX |  | XXXX | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 78.019% | 78.019% | Primary | Cash Out | 729 | 15 | XXXX | 12.25 | $28393.00 | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 23.619% |  | Alternative | QC Complete | 01/20/2026 |
| 900000775 | XXXX | XXXX |  | XXXX | New York | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 79.111% | 79.111% | Primary | Refinance | 726 | 0.08 | XXXX | 4.08 | $88924.37 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 14.976% |  | Alternative | QC Complete | 02/13/2026 |
| 900000777 | XXXX | XXXX |  | XXXX | Virginia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 736 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/26/2025 |
| 900000779 | XXXX | XXXX |  | XXXX | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 70.000% | 70.000% | Investor | Cash Out | 728 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX |  |  | Alternative | QC Complete | 12/23/2025 |
| 900000780 | XXXX | XXXX |  | XXXX | Oregon | Non-QM/Compliant | 2 | 2 | 1 | 2 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Property zoned rural and contains more than 10 acres - EV W<br> COMMENT: An exception is requested for the subject property acreage of 37.86 acres, which exceeds the maximum allowable acreage of 20 acres. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. | FICO: 720 FICO exceeds the guideline requirement of 680.<br>LTV: 80.00% LTV is less than the guideline requirement of 90.00%.<br>Appraiser's opinion of site value is less than 32% of the appraised value<br>Subject property acreage is bracketed by 3 closed sales comparables of lesser acreage and 3 closed sales comparables of greater acreage ranging overall from XXXX acres to XXXX acres, with comps #2 and #3 having the most similar site sizes of XXXX and XXXX acres respectively and sale dates within the 8 months prior to the appraisal effective date to support the marketability. | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Primary | Purchase | 722 |  | XXXX | 14.83 | $162992.14 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 7.629% | No | Alternative | QC Complete | 01/20/2026 |
| 900000782 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 798 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/23/2025 |
| 900000785 | XXXX | XXXX |  | XXXX | Oregon | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 58.252% | 58.252% | Investor | Cash Out | 704 |  | XXXX | 17.91 | $92129.21 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | XXXX | 25.726% |  | Alternative | QC Complete | 01/08/2026 |
| 900000787 | XXXX | XXXX |  | XXXX | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000789 | XXXX | XXXX |  | XXXX | Virginia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 72.668% | 72.668% | Investor | Refinance | 722 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 12/23/2025 |
| 900000791 | XXXX | XXXX |  | XXXX | Utah | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 36.555% | 36.555% | Secondary | Refinance | 769 |  | XXXX | 4.08 | $15000.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 38.357% |  | Full Documentation | QC Complete | 12/23/2025 |
| 900000792 | XXXX | XXXX |  | XXXX | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 75.000% | 75.000% | Investor | Purchase | 782 |  | XXXX | 8.41 | $87923.41 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 29.082% | No | Alternative | QC Complete | 01/05/2026 |
| 900000794 | XXXX | XXXX |  | XXXX | North Carolina | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Assets - Request to waive statement from 6 months prior to current statement. Asset statements reflect balance of account from January through YTD along with ytd transactions which $0 deposits reflected in the accounts and value of accounts have only increased due to the market. <br> A copy of an exception approval letter is available in the loan file. | FICO: 771 FICO exceeds the guideline requirement of 720.<br> LTV: 55.00% LTV is less than the guideline requirement of 80.00%.<br>| Single Family | XX/XX/XXXX | 55.000% | 55.000% | Secondary | Purchase | 771 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/22/2025 |
| 900000795 | XXXX | XXXX |  | XXXX | Florida | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: LTV/CLTV: 80% LTV with 0.99 DSCR vs 75% LTV for DSCR of 0.50-1.00<br>A copy of an exception approval letter is available in the loan file. | FICO: 773 FICO exceeds the guideline requirement of 660.<br>Reserves: The 100 months of available reserves are more than the guideline requirement of 6 months.<br>| Low Rise Condo (1-4 Stories) | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 773 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2026 |
| 900000796 | XXXX | XXXX |  | XXXX | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 85.000% | 85.000% | Primary | Purchase | 747 |  | XXXX | 4.16 | $8299.86 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.519% | Yes | Alternative | QC Complete | 01/28/2026 |
| 900000798 | XXXX | XXXX |  | XXXX | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Hazard Insurance - EV R<br> COMMENT: The name of the insured (non-borrower), XXXX, on the HOI document is incorrect. It should be updated to XXXX' to match the mortgage.<br>Resolved 1/14/2026 - Received lender response, condition resolved. |  |  | 3 Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 788 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 11/25/2025 |
| 900000800 | XXXX | XXXX |  | XXXX | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | XX/XX/XXXX | 63.638% | 63.638% | Primary | Purchase | 678 |  | XXXX | 3.66 | $7191.39 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 39.706% | No | Alternative | QC Complete | 01/28/2026 |
| 900000801 | XXXX | XXXX |  | XXXX | New York | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | XX/XX/XXXX | 80.000% | 80.000% | Investor | Purchase | 797 |  | XXXX | 7.08 | $18214.30 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 40.222% | No | Alternative | QC Complete | 01/08/2026 |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 5**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Infinity Loan ID** | **Loan Number** | **Loan Number 2** | **Borrower Last Name** | **Property State** | **Note Date** | **Loan Purpose** | **TPR QM ATR Status** | **Initial Overall Loan Grade** | **Final Overall Loan Grade** | **Exception Category** | **Exception Subcategory** | **Exception Code** | **Final Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Exception** | **Exception Detail** | **Follow-up Comments (Exception Response)** | **Exception Conclusion Comments** | **Compensating Factors** | **Curable Status** | **Loan Status** | **Review Date** | **Cleared Date** | **Cured Date** | **Exception Date** |
| 900000001 | XXXX | XXXX |  | XXXX | Oklahoma | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Valuation | Property | O0FKLVQ1CSZ-7BC6773S | Resolved | 3 | R | \* Property Issues indicated (Lvl R) | Provide a copy of updated appraisal report with rental comparable pictures. Resolved 01/29/2025 - Received rental comparable attached with the appraisal report, condition resolved. | Resolved 01/29/2025 - Received4 rental comparable attached with the appraisal report, condition resolved. | Resolved 01/29/2025 - Received4 rental comparable attached with the appraisal report, condition resolved. |  |  | QC Complete | 12/02/2025 | 01/29/2026 | 01/29/2026 | 12/02/2025 |
| 900000001 | XXXX | XXXX |  | XXXX | Oklahoma | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | O0FKLVQ1CSZ-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of separate VOM for property address "XXXX". Resolved 12/11/2025 - Received VOM for property address, condition resolved. | Resolved 12/11/2025 - Received VOM for property address, condition resolved. | Resolved 12/11/2025 - Received VOM for property address, condition resolved. |  |  | QC Complete | 12/02/2025 | 12/11/2025 | 12/11/2025 | 12/02/2025 |
| 900000002 | XXXX | XXXX |  | XXXX | Oklahoma | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Valuation | Doc Issue | ACT514JJP2B-YXK20TJA | Resolved | 3 | R | \* Subject or Comp Photos are missing or illegible (Lvl R) | Rent comparable photos are missing from the loan package. Provide photos of all rent comparables listed in the appraisal. Not resolved 12/18/2025 - Required rental comparables, condition not resolved. Resolved 01/12/2026 - The copy of revised appraisal with rental comparables resolves the condition. | Resolved 01/12/2026 - The copy of revised appraisal with rental comparables resolves the condition. | Resolved 01/12/2026 - The copy of revised appraisal with rental comparables resolves the condition. |  |  | QC Complete | 12/02/2025 | 01/12/2026 | 01/12/2026 | 12/02/2025 |
| 900000005 | XXXX | XXXX |  | XXXX | North Carolina | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | 5W1IA2OXKU3-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.081% Allowed 7.670% Overby +0.411%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 12/30/2025 | 12/30/2025 | 12/30/2025 | 12/30/2025 |
| 900000006 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | IV5LS1YFI1R-UDN50XOG | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Provide a copy of government ID for the borrower (XXXX) as it is missing.<br>01/09/2026 Resolved : The copy of driving license resolves the condition. | 01/09/2026 Resolved : The copy of driving license resolves the condition. | 01/09/2026 Resolved : The copy of driving license resolves the condition. |  |  | QC Complete | 12/18/2025 | 01/09/2026 | 01/09/2026 | 12/17/2025 |
| 900000017 | XXXX | XXXX |  | XXXX | Michigan | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | CGX1YRRFC2F-ZZ4GCIYK | Resolved | 3 | R | \* Right of Rescission missing or unexecuted (Lvl R) | Missing Right of Rescission Document. 01/09/2026 Resolved : The copy of ROR resolves the condition. | 01/09/2026 Resolved : The copy of ROR resolves the condition. | 01/09/2026 Resolved : The copy of ROR resolves the condition. |  |  | QC Complete | 12/18/2025 | 01/09/2026 | 01/09/2026 | 12/17/2025 |
| 900000022 | XXXX | XXXX |  | XXXX | Arkansas | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | XWFT1RPIZRE-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Proof of $200.00 for XXXX and $33.33 for XXXX<br>Resolved 01/13/2026: Proof of $200.00 received. | Resolved 01/13/2026: Proof of $200.00 received. | Resolved 01/13/2026: Proof of $200.00 received. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/17/2025 |
| 900000022 | XXXX | XXXX |  | XXXX | Arkansas | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Guidelines | XWFT1RPIZRE-3L2978EM | Resolved | 3 | R | \* Assets do not meet guidelines (Lvl R) | Provide an additional bank statement for the XX account.<br>Resolved 01/13/2026: Bank statement for the XX account received. | Resolved 01/13/2026: Bank statement for the XXXX account received | Resolved 01/13/2026: Bank statement for the OSAIC account received |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/17/2025 |
| 900000028 | XXXX | XXXX |  | XXXX | Oklahoma | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | C5MPCSYDYQI-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide the missing Form 1007 (Estimated Market Rent).<br>Resolved 1/8/2026 - Received Short rental earning document, condition resolved. | Resolved 1/8/2026 - Received Short rental earning document, condition resolved. | Resolved 1/8/2026 - Received Short rental earning document, condition resolved. |  |  | QC Complete | 12/17/2025 | 01/08/2026 | 01/08/2026 | 12/16/2025 |
| 900000029 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | 5DYT2RQB0F0-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.873% Allowed 7.760% Overby +0.113%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/16/2026 | 01/16/2026 | 01/16/2026 | 01/15/2026 |
| 900000031 | XXXX | XXXX |  | XXXX | Idaho | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | YWRYBJXVUOY-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing mortgage Statement for the property XXXX<br>Resolved 1/28/2026 - Received pay history for property XXXX, condition resolved. | Resolved 1/28/2026 - Received pay history for propertyXXXX, condition resolved. | Resolved 1/28/2026 - Received pay history for property XXXX, condition resolved. |  |  | QC Complete | 01/16/2026 | 01/28/2026 | 01/28/2026 | 01/15/2026 |
| 900000034 | XXXX | XXXX |  | XXXX | Massachusetts | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | FIZYURWPTFG-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of Borrower (XXXX) Identity as it is missing.<br>01/13/2026 Resolved: The copy of driving license resolves the condition. | 01/13/2026 Resolved: The copy of driving license resolves the condition. | 01/13/2026 Resolved: The copy of driving license resolves the condition. |  |  | QC Complete | 12/18/2025 | 01/13/2026 | 01/13/2026 | 12/17/2025 |
| 900000036 | XXXX | XXXX |  | XXXX | Alabama | XX/XX/XXXX | Refinance | Non-QM/Compliant | 4 | 2 | Credit | Guidelines | 0LXWAR122AS-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Loan does not meet guideline requirement. As per guidelines Maximum LTV 85% allowed on rate/term refinance. However, Subject loan LTV is 88.70%.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 740 FICO exceeds the guideline requirement of 700.<br>Reserves: The 13 months of available reserves are more than the guideline requirement of 3 months.<br>Residual Income: $17,091.84 monthly.<br>|  | QC Complete | 02/13/2026 |  |  | 01/28/2026 |
| 900000036 | XXXX | XXXX |  | XXXX | Alabama | XX/XX/XXXX | Refinance | Non-QM/Compliant | 4 | 2 | Compliance | Compliance | 0LXWAR122AS-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.689% Allowed 7.750% Overby +0.939%.<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 01/29/2026 |
| 900000038 | XXXX | XXXX |  | XXXX | Tennessee | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Appraisal | JGVQW3CAZZK-ANNC2X7V | Resolved | 3 | R | \* The Appraisal License is Missing (Lvl R) | "The appraiser's license was not valid as of the Note Date XX/XX/XXXX. The actual expiration date is XX/XX/XXXX, but the appraisal lists an incorrect expiration date of XX/XX/XXXX. Please provide the appraiser's active license."<br>Resolved 12/15/2025 - Received appraisal license, condition Resolved. | Resolved 12/15/2025 - Received appraisal license, condition Resolved. | Resolved 12/15/2025 - Received appraisal license, condition Resolved. |  |  | QC Complete | 11/19/2025 | 12/15/2025 | 12/15/2025 | 11/19/2025 |
| 900000055 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | IDSBTMQQECY-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount XXXX<br>Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. |  |  | QC Complete | 12/18/2025 | 12/30/2025 | 12/30/2025 | 12/16/2025 |
| 900000060 | XXXX | XXXX |  | XXXX | North Carolina | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Doc Issue | GTRMMEY4VIC-WMO0OGAE | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | Missing Single Family Comparable Rent Schedule (Form 1007/1000).<br>Resolved 12/31/2025: Resolved as the form 1007 is not required. | Resolved 12/31/2025: Resolved as the form 1007 is not required. | Resolved 12/31/2025: Resolved as the form 1007 is not required. |  |  | QC Complete | 12/18/2025 | 12/31/2025 | 12/31/2025 | 12/18/2025 |
| 900000070 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | C3YUV04RJZE-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a Verification of Mortgage (VOM) for XX loan #XXXX<br>01/13/2026 Resolved: The copy of credit history resolves the condition. | 01/13/2026 Resolved: The copy of credit history resolves the condition. | 01/13/2026 Resolved: The copy of credit history resolves the condition. |  |  | QC Complete | 12/18/2025 | 01/13/2026 | 01/13/2026 | 12/18/2025 |
| 900000074 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | TDIDN5T0TUK-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the occupancy affidavit.<br>01/09/2026 Resolved: The copy of occupancy statement resolves the condition. | 01/09/2026 Resolved: The copy of occupancy statement resolves the condition. | 01/09/2026 Resolved: The copy of occupancy statement resolves the condition. |  |  | QC Complete | 12/18/2025 | 01/09/2026 | 01/09/2026 | 12/18/2025 |
| 900000097 | XXXX | XXXX |  | XXXX | Pennsylvania | XX/XX/XXXX | Refinance | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | D0LES0UMO54-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Exception for XXXX acres when max for product is 20acres.<br>A copy of an exception approval letter is available in the loan file. |  |  | DSCR: 1.04 DSCR exceeds the guideline requirement of 1.00.<br>LTV: 36.87% LTV is less than the guideline requirement of 75.00%. |  | QC Complete | 12/18/2025 |  |  | 12/18/2025 |
| 900000100 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | K0AHUSBLH45-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the updated title commitment including the lender ISAOA/ATIMA clause.<br>Resolved 1/28/2026 - Received document with mortgage clause, condition resolved. | Resolved 1/28/2026 - Received document with mortgage clause, condition resolved. | Resolved 1/28/2026 - Received document with mortgage clause, condition resolved. |  |  | QC Complete | 01/15/2026 | 01/28/2026 | 01/28/2026 | 01/15/2026 |
| 900000107 | XXXX | XXXX |  | XXXX | Maryland | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | DLLI2CV5CFA-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Missing supporting document to verify the amount of $51.18 in the PITIA other section.<br>Resolved 1/12/2026 - Received supporting documents, condition resolved. | Resolved 1/12/2026 - Received supporting documents, condition resolved. | Resolved 1/12/2026 - Received supporting documents, condition resolved. |  |  | QC Complete | 12/30/2025 | 01/12/2026 | 01/12/2026 | 12/30/2025 |
| 900000128 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | JKYBSZPOABK-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide an executed title commitment.<br>Resolved 1/29/2026 - Received title commitment, condition resolved. | Resolved 1/29/2026 - Received title commitment, condition resolved. | Resolved 1/29/2026 - Received title commitment, condition resolved. |  |  | QC Complete | 01/16/2026 | 01/29/2026 | 01/29/2026 | 01/16/2026 |
| 900000128 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Assets Insufficient | JKYBSZPOABK-YHOZ28S0 | Resolved | 3 | R | \* Cash reserves less than required by guidelines (Lvl R) | Missing two months bank statement for XXXX Bank showing a balance of $10,157.09.<br>01/28/2026 Resolved - Resolved as the account was not used and the bank statements are not required. | 01/28/2026 Resolved - Resolved as the account was not used and the bank statements are not required. | 01/28/2026 Resolved - Resolved as the account was not used and the bank statements are not required. |  |  | QC Complete | 01/16/2026 | 01/28/2026 | 01/28/2026 | 01/16/2026 |
| 900000131 | XXXX | XXXX |  | XXXX | Arkansas | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | EJHJ5BQS0CD-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Guidelines require 0\*30\*12 mortgage payment history. Borrower has a 1\*30\*12 in 1/2025<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 763 FICO exceeds the guideline requirement of 660.<br>Reserves: The 54 months of available reserves are more than the guideline requirement of 6 months. |  | QC Complete | 01/15/2026 |  |  | 01/14/2026 |
| 900000139 | XXXX | XXXX |  | XXXX | Minnesota | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | WQ5XHVUQYXI-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of 2 month bank statement for the account "XXXX"<br>01/28/2026 Resolved - Resolved as the bank statement for the account "XXXX" is not required as we have enough assets to fulfil the reserve requirement. | 01/28/2026 Resolved - Resolved as the bank statement for the account "XXXX" is not required as we have enough assets to fulfil the reserve requirement. | 01/28/2026 Resolved - Resolved as the bank statement for the account "XXXX" is not required as we have enough assets to fulfil the reserve requirement. |  |  | QC Complete | 01/15/2026 | 01/28/2026 | 01/28/2026 | 01/15/2026 |
| 900000142 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | F2QAAC0E3Z3-L2NRUFUV | Resolved | 3 | R | \* Intent to Proceed Missing (Lvl R) | Missing Intent to Proceed.<br>Resolved 1/29/2026: Received Intent to proceed document dated 11/06/2025 and exception is cleared. | Resolved 1/29/2026: Received Intent to proceed document dated XX/XX/XXXX and exception is cleared. | Resolved 1/29/2026: Received Intent to proceed document dated 11/06/2025 and exception is cleared. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 01/19/2026 |
| 900000146 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | GFA0J3BGBL1-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Borrowing limit based on new loan amount of $XXXX along with current balance of $xx. on existing mortgage. Current primary serviced byXX is to be listed in the XX after they move in to their new home. Total aggregate will be $5,427,955. until current home is sold. This is a scenario being provided and we do not have a package. Only have the information from the 1003 and credit report. If this is going to be a hard no, then they won't be submitting the credit package.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 792 FICO exceeds the guideline requirement of 740.<br>DTI: 26.32% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 53.85% LTV is less than the guideline requirement of 70.00%. |  | QC Complete | 01/30/2026 |  |  | 01/28/2026 |
| 900000178 | XXXX | XXXX |  | XXXX | New Jersey | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 2 | Compliance | Compliance | OMBRNJYGND3-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.729% Allowed 7.670% Overby +0.059%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/28/2026 | 01/28/2026 | 01/28/2026 | 01/28/2026 |
| 900000178 | XXXX | XXXX |  | XXXX | New Jersey | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 2 | Credit | Guidelines | OMBRNJYGND3-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Excessive NSF's exceeding guidelines. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/30/2026 - A copy of an exception approval letter has been received. |  |  | DTI: 33.42% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 27 months of available reserves are more than the guideline requirement of 3 months. |  | QC Complete | 01/28/2026 |  |  | 01/27/2026 |
| 900000179 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | 5QV0GUW5WT1-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 12/31/2025 - Received Final title policy, condition resolved. | Resolved 12/31/2025 - Received Final title policy, condition resolved. | Resolved 12/31/2025 - Received Final title policy, condition resolved. |  |  | QC Complete | 12/24/2025 | 12/31/2025 | 12/31/2025 | 12/23/2025 |
| 900000187 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | N1B53FWPGEN-ZI5GG5MN | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Provide a copy of secondary valuation.<br>Resolved 12/23/2025 - Received CDA, condition resolved. | Resolved 12/23/2025 - Received CDA, condition resolved. | Resolved 12/23/2025 - Received CDA, condition resolved. |  |  | QC Complete | 12/18/2025 | 12/23/2025 | 12/23/2025 | 12/18/2025 |
| 900000188 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | TJPHZ5C5EYE-L2NRUFUV | Resolved | 3 | R | \* Intent to Proceed Missing (Lvl R) | Missing Intent to proceed document.<br>Resolved 1/19/2026: Received Intent to proceed document dated 05/02/2025 and exception is cleared. | Resolved 1/19/2026: Received Intent to proceed document dated 05/02/2025 and exception is cleared. | Resolved 1/19/2026: Received Intent to proceed document dated 05/02/2025 and exception is cleared. |  |  | QC Complete | 01/15/2026 | 01/19/2026 | 01/19/2026 | 01/14/2026 |
| 900000189 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | 1WQP3HK2QWI-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Appraiser License Certificate in missing in file.<br>Resolved 1/6/2026 - Received appraisal license cert, condition resolved. | Resolved 1/6/2026 - Received appraisal license cert, condition resolved. | Resolved 1/6/2026 - Received appraisal license cert, condition resolved. |  |  | QC Complete | 12/19/2025 | 01/06/2026 | 01/06/2026 | 12/19/2025 |
| 900000201 | XXXX | XXXX |  | XXXX | Virginia | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Credit | Credit | GFX1QRG0A0T-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing Credit supplement for XXXX in the amount of $83,507.00 / $1,441.00.<br>01/07/2026 Resolved: Resolved as credit supplemental available in the file. | 01/07/2026 Resolved: Resolved as credit supplemental available in the file. | 01/07/2026 Resolved: Resolved as credit supplemental available in the file. |  |  | QC Complete | 01/06/2026 | 01/07/2026 | 01/07/2026 | 01/05/2026 |
| 900000201 | XXXX | XXXX |  | XXXX | Virginia | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | GFX1QRG0A0T-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.531% Allowed 7.730% Overby +0.801%<br>This loan is compliant with regulation 1026.35 | This loan is compliant with regulation 1026.35 | This loan is compliant with regulation 1026.35 |  |  | QC Complete | 01/06/2026 | 01/06/2026 | 01/06/2026 | 01/06/2026 |
| 900000203 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | OBL2ES03XS4-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Please provide an updated application reflecting the corrected date of birth from XX/XX/XXXX to XX/XX/XXXX, as shown on the driver's license and green card.<br>Resolved 1/30/2026 - Received corrected 1003 for date of birth, condition resolved. | Resolved 1/30/2026 - Received corrected 1003 for date of birth, condition resolved. | Resolved 1/30/2026 - Received corrected 1003 for date of birth, condition resolved. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 01/21/2026 |
| 900000208 | XXXX | XXXX |  | XXXX | North Carolina | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | DDGFSYXHA5B-1UJL4VOR | Resolved | 3 | R | \* Missing Initial LE (Lvl R) | Missing Initial Loan Estimate.<br>Resolved 01/08/2026: Received Initial Loan Estimate dated XX/XX/XXXX and exception is cleared. | Resolved 01/08/2026: Received Initial Loan Estimate dated XX/XX/XXXX and exception is cleared. | Resolved 01/08/2026: Received Initial Loan Estimate dated XX/XX/XXXX and exception is cleared. |  |  | QC Complete | 01/05/2026 | 01/08/2026 | 01/08/2026 | 01/02/2026 |
| 900000213 | XXXX | XXXX |  | XXXX | Washington | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Valuation | Property | 3PLYP0HRQ3M-5COCFHAP | Resolved | 3 | R | \* Completed "Subject To" w/o Compltn Cert in File (Lvl R) | Provide a copy of 1004D with completion of the installation of CO detectors and water heater straps which are anchored to resist falling or horizontal displacement due to earthquake motion.<br>Resolved 12/23/2025 - Received 1004D, condition resolved. | Resolved 12/23/2025 - Received 1004D, condition resolved. | Resolved 12/23/2025 - Received 1004D, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/23/2025 | 12/23/2025 | 12/18/2025 |
| 900000218 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Property | ZCZMBGWU4IX-5COCFHAP | Resolved | 3 | R | \* Completed "Subject To" w/o Compltn Cert in File (Lvl R) | Please provide a copy of the 1004D reflecting completion of the installation of two carbon monoxide detectors<br>Resolved 12/30/2025 - Received updated documents, condition resolved. | Resolved 12/30/2025 - Received updated documents, condition resolved. | Resolved 12/30/2025 - Received updated documents, condition resolved. |  |  | QC Complete | 12/24/2025 | 12/30/2025 | 12/30/2025 | 12/23/2025 |
| 900000225 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | UMFOXE1DRGR-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the updated Appraisal Report along with the Rent Schedule (Form 1007).<br>Resolved 1/9/2026 - Received Form 1007, condition resolved. | Resolved 1/9/2026 - Received Form 1007, condition resolved. | Resolved 1/9/2026 - Received Form 1007, condition resolved. |  |  | QC Complete | 12/24/2025 | 01/09/2026 | 01/09/2026 | 12/24/2025 |
| 900000225 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | UMFOXE1DRGR-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | A correction is required on the final 1003 to change the occupancy type for the property located at XXXX from Investment to Primary residence.<br>Resolved 12/31/2025 - Received updated 1003 documents, condition resolved. | Resolved 12/31/2025 - Received updated 1003 documents, condition resolved. | Resolved 12/31/2025 - Received updated 1003 documents, condition resolved. |  |  | QC Complete | 12/24/2025 | 12/31/2025 | 12/31/2025 | 12/24/2025 |
| 900000229 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | ZWHEWJVOWDG-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of updated HOI with premium amount.<br>Resolved 1/9/2026 - Received HOI premium, condition resolved. | Resolved 1/9/2026 - Received HOI premium, condition resolved. | Resolved 1/9/2026 - Received HOI premium, condition resolved. |  |  | QC Complete | 12/23/2025 | 01/09/2026 | 01/09/2026 | 12/22/2025 |
| 900000238 | XXXX | XXXX |  | XXXX | Louisiana | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | 0QM4ZYCHMOW-UDN50XOG | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Provide a copy of legible Borrower ID (XXXX) Identity document.<br>01/13/2026 Resolved : The legible copy of driving license resolves the condition. | 01/13/2026 Resolved : The legible copy of driving license resolves the condition. | 01/13/2026 Resolved : The legible copy of driving license resolves the condition. |  |  | QC Complete | 12/04/2025 | 01/13/2026 | 01/13/2026 | 12/04/2025 |
| 900000238 | XXXX | XXXX |  | XXXX | Louisiana | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | 0QM4ZYCHMOW-LF7VS4AB | Resolved | 3 | R | \* Property - Year built questionable (Lvl R) | Provide a copy of Lead-base document.<br>Resolved 12/11/2025 - Received client LOX, condition resolved. | Resolved 12/11/2025 - Received client LOX, condition resolved. | Resolved 12/11/2025 - Received client LOX, condition resolved. |  |  | QC Complete | 12/04/2025 | 12/11/2025 | 12/11/2025 | 12/04/2025 |
| 900000240 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | GXE2IXWCXKN-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the updated final 1003 document, as page 5 is missing from the current version.<br>Resolved 12/30/2025 - Received corrected 1003, condition resolved . | Resolved 12/30/2025 - Received corrected 1003, condition resolved . | Resolved 12/30/2025 - Received corrected 1003, condition resolved . |  |  | QC Complete | 12/24/2025 | 12/30/2025 | 12/30/2025 | 12/23/2025 |
| 900000243 | XXXX | XXXX |  | XXXX | Maryland | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | ZWIVEYEXXL5-UDN50XOG | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Borrowers provided driving licenses have expired. Provide a copy of the updated driving license for "XXXX"<br>Resolved 1/15/2026 - Received GOV ID, condition resolved. | Resolved 1/15/2026 - Received GOV ID, condition resolved. | Resolved 1/15/2026 - Received GOV ID, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/15/2026 | 01/15/2026 | 01/12/2026 |
| 900000243 | XXXX | XXXX |  | XXXX | Maryland | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | ZWIVEYEXXL5-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. | Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. | Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/16/2026 | 01/16/2026 | 01/12/2026 |
| 900000247 | XXXX | XXXX |  | XXXX | Michigan | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | BJ5KAKZ2A2P-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | provide a copy of the settlement statement for the borrower/buyer showing that the property located at XXXX has been sold.<br>Resolved 1/13/2026 - Received LOX as the property is awarded to wife, condition resolved. | Resolved 1/13/2026 - Received LOX as the property is awarded to wife, condition resolved. | Resolved 1/13/2026 - Received LOX as the property is awarded to wife, condition resolved. |  |  | QC Complete | 12/29/2025 | 01/13/2026 | 01/13/2026 | 12/29/2025 |
| 900000250 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | OW4FGCN22FO-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | To use full 6% of seller/builder credit on investment home in lieu of max 3% per guideline<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 775 FICO exceeds the guideline requirement of 640.<br>DTI: 12.199% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 79 months of available reserves are more than the guideline requirement of 7 months. |  | QC Complete | 02/13/2026 |  |  | 12/31/2025 |
| 900000254 | XXXX | XXXX |  | XXXX | Alaska | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | CMMWZWXVDZD-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of appraisal Rent comparable photos, as is it missing.<br>Resolved 1/14/2026 - Received appraisal report with rental comparable, condition resolved. | Resolved 1/14/2026 - Received appraisal report with rental comparable, condition resolved. | Resolved 1/14/2026 - Received appraisal report with rental comparable, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/14/2026 | 01/14/2026 | 01/06/2026 |
| 900000260 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 2 | Credit | Guidelines | HA1QAEKXDME-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | 5% LTV exception when max allowed is 75% on cash out refi on investment property. Request to go up to 80%<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 759 FICO exceeds the guideline requirement of 720.<br>DTI: 39.19% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 12/19/2025 |  |  | 12/18/2025 |
| 900000260 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 2 | Credit | Credit | HA1QAEKXDME-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing condo questionnaire.<br>Resolved 12/24/2025 - Received Condo questionnaire, condition resolved. | Resolved 12/24/2025 - Received Condo questionnaire, condition resolved. | Resolved 12/24/2025 - Received Condo questionnaire, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/24/2025 | 12/24/2025 | 12/18/2025 |
| 900000262 | XXXX | XXXX |  | XXXX | Ohio | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | XYXKNJRIHG3-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.181% Allowed 7.750% Overby +0.431%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/14/2026 | 01/14/2026 | 01/14/2026 | 01/13/2026 |
| 900000263 | XXXX | XXXX |  | XXXX | Connecticut | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Property | WVT05CC13KG-5COCFHAP | Resolved | 3 | R | \* Completed "Subject To" w/o Compltn Cert in File (Lvl R) | Provide a copy of the 1004D completion report subject to Water Damage ,XXXX Defective Flooring,XXXXDeferred Maintenance. Qualified professional to inspect the interior damage to make sure property does not have any health or safety issues.<br>Resolved 1/23/2026 - Received Property condition report, condition resolved. | Resolved 1/23/2026 - Received Property condition report, condition resolved. | Resolved 1/23/2026 - Received Property condition report, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/23/2026 | 01/23/2026 | 01/13/2026 |
| 900000288 | XXXX | XXXX |  | XXXX | Washington | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | YAI0LPR1541-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide a copy of the title supplement report to cover the loan amount, The amount of title insurance XXXX does not cover the loan amount XXXX<br>Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. |  |  | QC Complete | 12/23/2025 | 12/30/2025 | 12/30/2025 | 12/22/2025 |
| 900000300 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | AO0EW2LRJBD-WP2ZZ45K | Resolved | 3 | R | \* Missing flood cert (Lvl R) | Provide a copy of Flood certificate as it is missing.<br>Resolved 1/12/2026 - Received flood cert, condition resolved. | Resolved 1/12/2026 - Received flood cert, condition resolved. | Resolved 1/12/2026 - Received flood cert, condition resolved. |  |  | QC Complete | 01/07/2026 | 01/12/2026 | 01/12/2026 | 01/05/2026 |
| 900000302 | XXXX | XXXX |  | XXXX | Ohio | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | TQ5YEHQX02U-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | First time home buyer for purchase of investment property is not allowed as per guidelines. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/19/2026 - A copy of an exception approval letter has been received. |  |  | FICO: 772 FICO exceeds the guideline requirement of 740.<br>LTV: 80.00% LTV is less than the guideline requirement of 85.00%.<br>DTI: 34.03% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 01/14/2026 |  |  | 01/14/2026 |
| 900000303 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | ZIY4WWF3G05-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Exception to use rental income on subject property purchase and not obtain 2 years tax returns<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 802 FICO exceeds the guideline requirement of 700.<br>Reserves: The 35 months of available reserves are more than the guideline requirement of 5 months.<br>DTI: 36.69% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 01/05/2026 |  |  | 01/01/2026 |
| 900000306 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | COXPCZB3DT4-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>12/29/2025 Resolved : The copy of final title policy resolves the condition. | 12/29/2025 Resolved : The copy of final title policy resolves the condition. | 12/29/2025 Resolved : The copy of final title policy resolves the condition. |  |  | QC Complete | 12/19/2025 | 12/29/2025 | 12/29/2025 | 12/19/2025 |
| 900000315 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | VCY2HN2DXXY-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Loan files does not meet guidelines requirement. Housing Payment History 30 day late payment April 2025.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 725 FICO exceeds the guideline requirement of 680<br>DSCR: 1.11 DSCR exceeds the guideline requirement of 1.00.<br>Reserves: The 36 months of available reserves are more than the guideline requirement of 6 months. |  | QC Complete | 02/13/2026 |  |  | 12/22/2025 |
| 900000319 | XXXX | XXXX |  | XXXX | Minnesota | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | 0DJVDFXO4RZ-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Cash out refinance with less than 6 months in the home, purchased in XXXX of 2025.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 739 FICO exceeds the guideline requirement of 640.<br>DTI: 27.43% DTI is less than the maximum guideline requirement of 50.00%.<br>|  | QC Complete | 01/06/2026 |  |  | 01/02/2026 |
| 900000323 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | 5BDZZYXUQOW-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | First time home buyer with no prior rental history, currently living rent free.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 793 FICO exceeds the guideline requirement of 720.<br>DTI: 23.10% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 77.00% LTV is less than the guideline requirement of 90.00%. |  | QC Complete | 01/05/2026 |  |  | 12/31/2025 |
| 900000337 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | PTJGIS2CGKF-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 1/9/2026 - Received title insured amount, condition resolved. | Resolved 1/9/2026 - Received title insured amount, condition resolved. | Resolved 1/9/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/09/2026 | 01/09/2026 | 01/02/2026 |
| 900000346 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | CASR51QRWX4-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Exception to use 80% LTV and not apply the 5% reduction for declining market.<br>A copy of an exception approval letter is available in the loan file. |  |  | DTI: 44.08% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 755 FICO exceeds the guideline requirement of 700.<br>Residual Income : $16,297.80 monthly |  | QC Complete | 01/02/2026 |  |  | 12/30/2025 |
| 900000356 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | KJ041132MTS-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the updated title commitment including the Lender ISAOA/ATIMA clause.<br>Resolved 1/26/2026 - Received title insured amount, condition resolved. | Resolved 1/26/2026 - Received title insured amount, condition resolved. | Resolved 1/26/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/20/2026 |
| 900000359 | XXXX | XXXX |  | XXXX | Tennessee | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | X1QHMDQSQ4H-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.759% Allowed 7.690% Overby +1.069%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/27/2026 | 01/27/2026 | 01/27/2026 | 01/27/2026 |
| 900000366 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | 2OGESCVDNO4-0O1J05XI | Resolved | 3 | R | \* ComplianceEase TRID Tolerance Test Failed (Lvl R) | TRID violation due to appraisal re inspection fee added on revised LE dated XX/XX/XXXX. Initial LE dated XX/XX/XXXX reflects appraisal re inspection fee as $0.00 however, Final CD dated XX/XX/XXXX reflects the appraisal re inspection fee as $200.00. Require PCCD/COC to cure the tolerance violation of $200.00.<br>Resolved 01/09/2026: Received PCCD dated XX/XX/XXXX and exception is cleared. | Resolved 01/09/2026: Received PCCD dated XX/XX/XXXX and exception is cleared. | Resolved 01/09/2026: Received PCCD dated XX/XX/XXXX and exception is cleared. |  |  | QC Complete | 12/09/2025 | 01/09/2026 | 01/09/2026 | 12/08/2025 |
| 900000369 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | HKTBIUUPPKP-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | XX- Hazard Insurance ,Tax Bill or HOA if applicable. If taxes & Insurance are escrowed, provide mortgage statement for the same.<br>Resolved 1/13/2026 - Received supporting document, condition resolved. | Resolved 1/13/2026 - Received supporting document, condition resolved. | Resolved 1/13/2026 - Received supporting document, condition resolved. |  |  | QC Complete | 01/08/2026 | 01/13/2026 | 01/13/2026 | 01/08/2026 |
| 900000386 | XXXX | XXXX |  | XXXX | Pennsylvania | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | DIAJQK2QGYV-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.726% Allowed 7.690% Overby +1.036%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 12/22/2025 | 12/22/2025 | 12/22/2025 | 12/22/2025 |
| 900000387 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | ZQ1ZFPR55WV-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide a copy of the title supplement report to cover the loan amount, The amount of title insurance XXXX does not cover the loan amount XXXX<br>Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. | Resolved 12/30/2025 - Received title report, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/30/2025 | 12/30/2025 | 12/18/2025 |
| 900000392 | XXXX | XXXX |  | XXXX | Montana | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | W412001R4AL-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance XXXX does not cover the loan amount XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/26/2026 - Received title insured amount. condition resolved. | Resolved 1/26/2026 - Received title insured amount. condition resolved. | Resolved 1/26/2026 - Received title insured amount. condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/19/2026 |
| 900000396 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Refinance | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | ZMGLW3NOAEU-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | 75% LTV vs 70% LTV allowed on a cash-out refinance due to property being listed for sale in last 6 months. Withdrawn 11/28/25 per appraisal.<br>A copy of an exception approval letter is available in the loan file. |  |  | DSCR: 1.06 DSCR exceeds the guideline requirement of 0.50.<br>FICO: 803 FICO exceeds the guideline requirement of 660.<br>LTV: 69.67% LTV is less than the guideline requirement of 75.00%.<br>|  | QC Complete | 01/02/2026 |  |  | 12/31/2025 |
| 900000397 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | EO3KRNFKRN1-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | The address on the condo questionnaire does not match the subject property. Please provide an updated questionnaire with the correct address.<br>Resolved 1/7/2026 - Received condo questionnaire, condition resolved. | Resolved 1/7/2026 - Received condo questionnaire, condition resolved. | Resolved 1/7/2026 - Received condo questionnaire, condition resolved. |  |  | QC Complete | 12/19/2025 | 01/07/2026 | 01/07/2026 | 12/19/2025 |
| 900000403 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | 13SLNRSZM1Y-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.720% Allowed 7.720% Overby 0.000%<br>This loan is compliant with regulation 1026.35 | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/13/2026 | 01/13/2026 | 01/13/2026 | 01/13/2026 |
| 900000404 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | 5MJMY2DCICQ-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Exception to use rental income on subject property purchase and not obtain 2 years tax returns<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 795 FICO exceeds the guideline requirement of 700.<br>DTI: 36.42% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 294 months of available reserves are more than the guideline requirement of 3 months. |  | QC Complete | 01/07/2026 |  |  | 01/06/2026 |
| 900000417 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Doc Issue | QRXO3NA3P25-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide a copy of the title supplement report to cover the loan amount, The amount of title insurance XXXX does not cover the loan amount XXXX<br>01/12/2026: The copy of title resolves the condition. | 01/12/2026: The copy of title resolves the condition. | 01/12/2026: The copy of title resolves the condition. |  |  | QC Complete | 12/29/2025 | 01/12/2026 | 01/12/2026 | 12/29/2025 |
| 900000417 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | QRXO3NA3P25-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Requesting exception for LTV 77.656 vs max 75% (after reduction from declining market)<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 752 FICO exceeds the guideline requirement of 640.<br>Reserves: The 43 months of available reserves are more than the guideline requirement of 3 months.<br>Residual Income : $13,413.81 monthly |  | QC Complete | 12/29/2025 |  |  | 12/29/2025 |
| 900000428 | XXXX | XXXX |  | XXXX | Michigan | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | DNNWUSITPFA-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | The borrower is using rental income to qualify; however, the loan does not meet the two-year 1040 requirement. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Not resolved 1/19/2026 - Required comp factor, condition not resolved.<br>01/26/2026 Not Resolved: Not resolved as the exception approval received does not reflect comp factors. Provide exception approval with comp factor.<br>01/30/2026 - A copy of an exception approval letter has been received. |  |  | DTI: 29.06% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 6 months. |  | QC Complete | 01/13/2026 |  |  | 01/13/2026 |
| 900000430 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | IOBJCDTD5EZ-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Final Closing Disclosure available in the loan file on page number 310, but 2nd page is missing.<br>Resolved 01/16/2026: Received Final Closing Disclosure dated XX/XX/XXXX, 2nd page and exception is cleared. | Resolved 01/16/2026: Received Final Closing Disclosure dated XX/XX/XXXX, 2nd page and exception is cleared. | Resolved 01/16/2026: Received Final Closing Disclosure dated XX/XX/XXXX, 2nd page and exception is cleared. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 02/13/2026 |
| 900000434 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | TIRWDOU0R3Z-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 12/30/2025: The copy of final title policy resolves the condition. | Resolved 12/30/2025: The copy of final title policy resolves the condition. | Resolved 12/30/2025: The copy of final title policy resolves the condition. |  |  | QC Complete | 12/19/2025 | 12/30/2025 | 12/30/2025 | 12/18/2025 |
| 900000444 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | 11MGR5G4INA-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of the condominium questionnaire document as it is missing.<br>Resolved 1/7/2026 - Received condo Questionnaire, condition resolved. | Resolved 1/7/2026 - Received condo Questionnaire, condition resolved. | Resolved 1/7/2026 - Received condo Questionnaire, condition resolved. |  |  | QC Complete | 12/29/2025 | 01/07/2026 | 01/07/2026 | 12/26/2025 |
| 900000446 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | ZLA4C22HTVA-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.137% Allowed 7.670% Overby +0.467%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/27/2026 | 01/27/2026 | 01/27/2026 | 01/27/2026 |
| 900000446 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | ZLA4C22HTVA-7NVY4BLQ | Resolved | 4 | R | \* State Higher Price Mortgage Loan (Lvl R) | CA AB 260, California Financial Code Division 1.9 4995(a) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code<br>CA AB 260 Higher-Priced Mortgage Loan Test: Charged 8.137% Allowed 7.670% Overby +0.467%.<br>This loan is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). | This loan is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). | This loan is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). |  |  | QC Complete | 01/27/2026 | 01/27/2026 | 01/27/2026 | 01/27/2026 |
| 900000449 | XXXX | XXXX |  | XXXX | Nevada | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | MUH5YCRM0YU-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the supporting receipt for the supplemental payment (tax and insurance) for the subject property in the amount of $xx<br>Resolved 12/22/2025 - Received document proof, condition resolved. | Resolved 12/22/2025 - Received document proof, condition resolved. | Resolved 12/22/2025 - Received document proof, condition resolved. |  |  | QC Complete | 12/16/2025 | 12/22/2025 | 12/22/2025 | 12/16/2025 |
| 900000451 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | KU54LHJ1W2L-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 12/23/2025 - Received title insured amount, condition resolved. | Resolved 12/23/2025 - Received title insured amount, condition resolved. | Resolved 12/23/2025 - Received title insured amount, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/23/2025 | 12/23/2025 | 12/19/2025 |
| 900000451 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | KU54LHJ1W2L-UDN50XOG | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Provide a copy of Government ID for the borrower as it is missing.<br>Resolved 12/23/2025 - Received GOV ID, condition resolved. | Resolved 12/23/2025 - Received GOV ID, condition resolved. | Resolved 12/23/2025 - Received GOV ID, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/23/2025 | 12/23/2025 | 12/19/2025 |
| 900000452 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | YIEVUZPMWN4-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copies of Consolidated Note and Mortgage documents.<br>Resolved 1/16/2026 - Received consolidated Note and Mortgage documents, condition resolved. | Resolved 1/16/2026 - Received consolidated Note and Mortgage documents, condition resolved. | Resolved 1/16/2026 - Received consolidated Note and Mortgage documents, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/16/2026 | 01/16/2026 | 01/13/2026 |
| 900000452 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Valuation | Doc Issue | YIEVUZPMWN4-WMO0OGAE | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | The basement bathroom photo reflects incomplete repairs and will require updated photos showing the bathroom is complete and in usable condition.<br>Resolved 1/19/2026 - Received LOE as the repairs are not required to taken place where we have another bathroom with good condition, condition resolved. | Resolved 1/19/2026 - Received LOE as the repairs are not required to taken place where we have another bathroom with good condition, condition resolved. | Resolved 1/19/2026 - Received LOE as the repairs are not required to taken place where we have another bathroom with good condition, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/19/2026 | 01/19/2026 | 01/13/2026 |
| Not securitized | XXXX | XXXX |  | XXXX | Maryland | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | UHCUR2ARWKP-U60VDKD3 | Resolved | 3 | R | \* Automated Appraisal Review Incomplete or Data not complete (Lvl R) | Provide a secondary valuation, such as a BPO or full appraisal to support the XXXX appraised value. The appraisal reflects a value of XXXX, while theXX Collateral Desktop Analysis (CDA) reflects $XXXX, a variance of -17.073%.<br>Resolved 1/30/2026 - Received LOE as the CDA does not have any impact as 2 appraisal already available, condition resolved. | Resolved 1/30/2026 - Received LOE as the CDA does not have any impact as 2 appraisal already available, condition resolved. | Resolved 1/30/2026 - Received LOE as the CDA does not have any impact as 2 appraisal already available, condition resolved. |  |  | QC Complete | 01/14/2026 | 01/30/2026 | 01/30/2026 | 01/13/2026 |
| 900000455 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | 3SHYMFZ54OU-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of XXXX on the Title Commitment is less than the loan amount XXXX<br>Resolved 1/5/2026 - Received title insured amount, condition resolved. | Resolved 1/5/2026 - Received title insured amount, condition resolved. | Resolved 1/5/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 12/29/2025 | 01/05/2026 | 01/05/2026 | 12/26/2025 |
| 900000455 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | 3SHYMFZ54OU-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a legible copy of Borrowers Govt ID.<br>Resolved 1/8/2026 - Received GOV ID, condition resolved. | Resolved 1/8/2026 - Received GOV ID, condition resolved. | Resolved 1/8/2026 - Received GOV ID, condition resolved. |  |  | QC Complete | 12/29/2025 | 01/08/2026 | 01/08/2026 | 12/26/2025 |
| 900000462 | XXXX | XXXX |  | XXXX | Colorado | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | UBS0DFH3C0M-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.294% Allowed 7.720% Overby +0.574%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 12/31/2025 | 12/31/2025 | 12/31/2025 | 12/30/2025 |
| 900000467 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | OTHCIH2CUKX-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Requesting an exception to allow a cash-out refinance where the borrower has not been on title for 6 months. The borrower assumed the current mortgage in 12/2010 (Assumption and release agreement is in file). A warranty deed was signed 1/2011 but was not recorded. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/27/2026 - A copy of an exception approval letter has been received. |  |  | FICO: 796 FICO exceeds the guideline requirement of 680.<br>LTV: 42.73% LTV is less than the guideline requirement of 80.00%.<br>DTI: 20.50% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 01/19/2026 |  |  | 01/19/2026 |
| 900000469 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Credit | Credit | EQ33FDP55PU-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide an updated HOI policy removing "XXXX" from the list of named insureds, as he is not a party to the loan.<br>01/12/2026: the copy of updated hazard insurance resolves the condition. | 01/12/2026: the copy of updated hazard insurance resolves the condition. | 01/12/2026: the copy of updated hazard insurance resolves the condition. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/15/2025 |
| 900000469 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Valuation | Property | EQ33FDP55PU-7BC6773S | Resolved | 3 | R | \* Property Issues indicated (Lvl R) | A full appraisal report dated XX/XX/XXXX indicated a value of XXXX. A subsequent full appraisal dated XX/XX/XXXX reflects a value of XXXX, representing a significant increase of approximately 63% in the appraised value within one month.<br>Resolved 12/30/2025 - Received LOX as CDA Value supports, condition resolved. | Resolved 12/30/2025 - Received LOX as CDA Value supports, condition resolved. | Resolved 12/30/2025 - Received LOX as CDA Value supports, condition resolved. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/15/2025 |
| 900000469 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 1 | Credit | Guidelines | EQ33FDP55PU-J587LE2V | Resolved | 4 | R | \* Loan does not conform to program guidelines (Lvl R) | XX SmartSelf guidelines allow housing late payments up to 1×30 in the past 12 months; however, the borrower has a 1×60 in the past 12 months.<br>01/12/2025 Resolved: The copy of LOX resolves the condition. | 01/12/2025 Resolved: The copy of LOX resolves the condition. | 01/12/2025 Resolved: The copy of LOX resolves the condition. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/15/2025 |
| 900000485 | XXXX | XXXX |  | XXXX | Washington | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | 5BCG1NXVWTP-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Final CD reflects closing date as XX/XX/XXXX. Notary's signature date on the Mortgage/Deed of Trust is XX/XX/XXXX. Note date is XX/XX/XXXX Provide a copy of correct mortgage notary dated XX/XX/XXXX<br>Resolved 1/8/2025 - Received corrected mortgage, condition resolved. | Resolved 1/8/2025 - Received corrected mortgage, condition resolved. | Resolved 1/8/2025 - Received corrected mortgage, condition resolved. |  |  | QC Complete | 12/19/2025 | 01/08/2026 | 01/08/2026 | 12/18/2025 |
| 900000499 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | 5EG115H2CZN-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Borrowers' provided driving licenses have expired. Provide a copy of the updated driving license for "XXXX"<br>Resolved 1/12/2026 - Received GOV ID, condition resolved. | Resolved 1/12/2026 - Received GOV ID, condition resolved. | Resolved 1/12/2026 - Received GOV ID, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/12/2026 | 01/12/2026 | 01/06/2026 |
| 900000500 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | QWYWP4S3RRN-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of the hazard insurance policy and HOA documentation for the property located at XXXX.<br>Resolved 1/26/2026 - Received HOI insurance document, condition resolved. | Resolved 1/26/2026 - Received HOI insurance document, condition resolved. | Resolved 1/26/2026 - Received HOI insurance document, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/20/2026 |
| 900000505 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | ONP0Q0GSBTQ-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/5/2026 - Received title insured amount, condition resolved. | Resolved 1/5/2026 - Received title insured amount, condition resolved. | Resolved 1/5/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 12/30/2025 | 01/05/2026 | 01/05/2026 | 12/30/2025 |
| 900000513 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | WXLZV3DGSXB-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of $XXXX on the Title Commitment is less than the loan amount $XXXX<br>Resolved 1/26/2026 - Received title insured, condition resolved. | Resolved 1/26/2026 - Received title insured, condition resolved. | Resolved 1/26/2026 - Received title insured, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/19/2026 |
| 900000513 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | WXLZV3DGSXB-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of lease agreement for the below REO property address:<br>XXXX<br>Resolved 1/27/2026 - Received lox as the lease agreement is not used to qualify, condition resolved. | Resolved 1/27/2026 - Received lox as the lease agreement is not used to qualify, condition resolved. | Resolved 1/27/2026 - Received lox as the lease agreement is not used to qualify, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/27/2026 | 01/27/2026 | 01/19/2026 |
| 900000513 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | WXLZV3DGSXB-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide proof of ommission for property address " XXXX" XXXX in the amount of $3,924.<br>Resolved 1/27/2026 - Received LOX as the mortgage is refinance, condition resolved. | Resolved 1/27/2026 - Received LOX as the mortgage is refinance, condition resolved. | Resolved 1/27/2026 - Received LOX as the mortgage is refinance, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/27/2026 | 01/27/2026 | 01/19/2026 |
| 900000521 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | IYGAGEBKRO0-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. | Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. | Resolved 1/16/2026 - Received final title policy with insured amount, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/16/2026 | 01/16/2026 | 01/13/2026 |
| 900000522 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Doc Issue | XWLH1NCBH5L-H3X4TJ0T | Resolved | 3 | R | \* Missing Title evidence (Lvl R) | Provide a copy of Title Commitment, as it is missing.<br>Resolved 1/15/2026 - Received final title policy, condition resolved. | Resolved 1/15/2026 - Received final title policy, condition resolved. | Resolved 1/15/2026 - Received final title policy, condition resolved. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 01/05/2026 |
| 900000522 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | XWLH1NCBH5L-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | The loan does not meet the guideline requirements. As per the guidelines, Max LTV is 80.00%. However, the subject loan LTV is 85.00%.<br>A copy of an exception approval letter is available in the loan file. |  |  | DTI: 11.00% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 770 FICO exceeds the guideline requirement of 720. |  | QC Complete | 02/13/2026 |  |  | 01/06/2026 |
| 900000527 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | GT5ENFMRPDA-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing Borrrower's govt ID.<br>Resolved 1/7/2026 - Received GOV ID, condition resolved. | Resolved 1/7/2026 - Received GOV ID, condition resolved. | Resolved 1/7/2026 - Received GOV ID, condition resolved. |  |  | QC Complete | 01/02/2026 | 01/07/2026 | 01/07/2026 | 12/30/2025 |
| 900000530 | XXXX | XXXX |  | XXXX | Ohio | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | GUUOQAF3EJA-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | SLE approved SSR 1.8 out of 5 and subject to below parameters.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 810 FICO exceeds the guideline requirement of 720.<br>DTI: 29.45% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 80.00% LTV is less than the guideline requirement of 90.00%.<br>|  | QC Complete | 12/31/2025 |  |  | 12/30/2025 |
| 900000533 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | I1BYSNI1ND3-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | The total verified assets of $4776.91 are insufficient to meet the six-month reserve requirement. After subtracting the cash-to-close amount of $3348.32, the remaining assets total $1428.59. This falls $17,050.47 short of the required six-month reserves of $18,479.06.<br>Resolved 1/14/2026 - Received lender response, condition resolved. | Resolved 1/14/2026 - Received lender response, condition resolved. | Resolved 1/14/2026 - Received lender response, condition resolved. |  |  | QC Complete | 01/07/2026 | 01/14/2026 | 01/14/2026 | 01/05/2026 |
| 900000539 | XXXX | XXXX |  | XXXX | Colorado | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | UNNFWCE2DFJ-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.909% Allowed 7.690% Overby +0.219%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/02/2026 | 01/02/2026 | 01/02/2026 | 12/30/2025 |
| 900000539 | XXXX | XXXX |  | XXXX | Colorado | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Credit | Other Disclosures | UNNFWCE2DFJ-ZXHR0C1D | Resolved | 3 | R | \* Missing Required Disclosures (Lvl R) | Missing page 1 of 2 of the loan scorecard.<br>Resolved 1/7/2026 - Received loan score card, condition resolved. | Resolved 1/7/2026 - Received loan score card, condition resolved. | Resolved 1/7/2026 - Received loan score card, condition resolved. |  |  | QC Complete | 01/02/2026 | 01/07/2026 | 01/07/2026 | 12/30/2025 |
| 900000543 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | T5ZJIMIYLO5-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1)Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.053% Allowed 7.760% Overby +0.293%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 12/29/2025 | 12/29/2025 | 12/29/2025 | 12/26/2025 |
| 900000544 | XXXX | XXXX |  | XXXX | New Jersey | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | QM1DKPNUW4I-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | 2 year self employment seasoning not met for XXXX<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 772 FICO exceeds the guideline requirement of 700.<br>DTI: 21.62% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 78.89% LTV is less than the guideline requirement of 80.00%. |  | QC Complete | 01/02/2026 |  |  | 12/30/2025 |
| 900000544 | XXXX | XXXX |  | XXXX | New Jersey | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 2 | Credit | Doc Issue | QM1DKPNUW4I-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Coverage amount XXXX on the title report is less than the mortgage loan amount of XXXX. Provide a copy of Title supplement to cover the loan amount.<br>Resolved 1/8/2026 - Received title insured amount, condition resolved. | Resolved 1/8/2026 - Received title insured amount, condition resolved. | Resolved 1/8/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/02/2026 | 01/08/2026 | 01/08/2026 | 12/30/2025 |
| 900000545 | XXXX | XXXX |  | XXXX | North Carolina | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | LBOEYIIMT40-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z<br>Higher-Priced Mortgage Loan Test: Charged 8.122% Allowed 7.760% Overby +0.362%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35.<br>| This loan is compliant with regulation 1026.35.<br>|  |  | QC Complete | 01/07/2026 | 01/07/2026 | 01/07/2026 | 01/06/2026 |
| 900000550 | XXXX | XXXX |  | XXXX | Colorado | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | LHO4ZZ2IX2T-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Late mortgages on credit after dispute removed for 2\*30\*12 on 2/25 and 12/24, account was closed and paid on XX/XX/XXXX therefore lates in error as they are after loan was closed and no payment required<br>A copy of an exception approval letter is available in the loan file. |  |  | DTI: 25.22% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 741 FICO exceeds the guideline requirement of 720.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 6 months.<br>|  | QC Complete | 02/13/2026 |  |  | 12/24/2025 |
| 900000555 | XXXX | XXXX |  | XXXX | Hawaii | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Appraisal | JDAPS5TD1TQ-ANNC2X7V | Resolved | 3 | R | \* The Appraisal License is Missing (Lvl R) | Provide a copy of the appraiser's license, as it is missing in the loan file.<br>Resolved 1/5/2026 - Received Appraiser license, condition resolved. | Resolved 1/5/2026 - Received Appraiser license, condition resolved. | Resolved 1/5/2026 - Received Appraiser license, condition resolved. |  |  | QC Complete | 12/24/2025 | 01/05/2026 | 01/05/2026 | 12/24/2025 |
| 900000558 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 4 | 1 | Compliance | Compliance | OUGPUXOCPT1-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.725% Allowed 7.690% +Overby 0.035%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 12/18/2025 |
| 900000559 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | R1NAB4ZZYPJ-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | The Note and Mortgage reflect the property city as XXXX, while the Appraisal Report and Title reflect XXXX. A correction to the property city is required.<br>Resolved 12/31/2025 - Received Lender response, condition resolved. | Resolved 12/31/2025 - Received Lender response, condition resolved. | Resolved 12/31/2025 - Received Lender response, condition resolved. |  |  | QC Complete | 12/23/2025 | 12/31/2025 | 12/31/2025 | 12/22/2025 |
| 900000566 | XXXX | XXXX |  | XXXX | Massachusetts | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | BRG33T1U2DE-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | The final 1003, appraisal, and CDA indicate the subject property city as Hyde Park. Please provide proof that the city can be listed as either XXXX or XXXX.<br>Resolved 1/9/2026 - Received USPS document, condition resolved. | Resolved 1/9/2026 - Received USPS document, condition resolved. | Resolved 1/9/2026 - Received USPS document, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/09/2026 | 01/09/2026 | 01/05/2026 |
| 900000566 | XXXX | XXXX |  | XXXX | Massachusetts | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | BRG33T1U2DE-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | A correction is required on the 1003 to update the property at XXXX from primary residence to investment property.<br>Resolved 1/13/2026 - Received corrected application, condition resolved. | Resolved 1/13/2026 - Received corrected application, condition resolved. | Resolved 1/13/2026 - Received corrected application, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/13/2026 | 01/13/2026 | 01/05/2026 |
| 900000570 | XXXX | XXXX |  | XXXX | Michigan | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Property | 2DVDWXHGYN5-5COCFHAP | Resolved | 3 | R | \* Completed "Subject To" w/o Compltn Cert in File (Lvl R) | Provide 1004D with subject to installation of rear porch hand rail.<br>Resolved 1/27/2026 - Received LOX as the railing is in correct shape, condition resolved. | Resolved 1/27/2026 - Received LOX as the railing is in correct shape, condition resolved. | Resolved 1/27/2026 - Received LOX as the railing is in correct shape, condition resolved. |  |  | QC Complete | 01/21/2026 | 01/27/2026 | 01/27/2026 | 01/20/2026 |
| 900000576 | XXXX | XXXX |  | XXXX | Maryland | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | F24FI4A2VVL-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Bank statement missing for October 2024 #XXXX<br>Resolved 12/23/2025 - Received Oct statement, condition resolved. | Resolved 12/23/2025 - Received Oct statement, condition resolved. | Resolved 12/23/2025 - Received Oct statement, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/23/2025 | 12/23/2025 | 12/19/2025 |
| 900000582 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | ON40UGV1KB0-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Bank statement missing for Feb,Apr,May,July for xx#XXXX<br>Resolved 1/23/2026 - Received bank statement for all months, condition resolved. | Resolved 1/23/2026 - Received bank statement for all months, condition resolved. | Resolved 1/23/2026 - Received bank statement for all months, condition resolved. |  |  | QC Complete | 01/14/2026 | 01/23/2026 | 01/23/2026 | 01/13/2026 |
| 900000582 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | ON40UGV1KB0-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing consolidated mortgage/DOT with correct loan amount $XXXX<br>Resolved 1/16/2026 - Received mortgage with correct loan amount $XXXX, condition resolved. | Resolved 1/16/2026 - Received mortgage with correct loan amount $XXXX, condition resolved. | Resolved 1/16/2026 - Received mortgage with correct loan amount XXXX, condition resolved. |  |  | QC Complete | 01/14/2026 | 01/16/2026 | 01/16/2026 | 01/13/2026 |
| 900000591 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | OLRQEH0HG1X-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Assets: Exception requested to allow use of 100% of business asset balances for XXXX and XXXX accounts, which were not used in income calculations, for businesses in which the borrower is not a 100% owner. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>A copy of an exception approval letter has been received. |  |  | FICO: 710 FICO exceeds the guideline requirement of 640.<br>LTV: 75% LTV is less than the guideline requirement of 85.00%.<br>Borrower is experienced business man for several years |  | QC Complete | 01/15/2026 |  |  | 01/13/2026 |
| 900000592 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | TKNOSWEJICX-ZI5GG5MN | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Missing Collateral Desktop Analysis (CDA) from clear Capital or consolidated Collateral Analysis (CCA) from Consolidated Analytics.<br>Resolved 1/7/2026 - Received two appraisal, condition resolved. | Resolved 1/7/2026 - Received two appraisal, condition resolved. | Resolved 1/7/2026 - Received two appraisal, condition resolved. |  |  | QC Complete | 12/26/2025 | 01/07/2026 | 01/07/2026 | 12/24/2025 |
| 900000598 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | W1TOGEGNFMW-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of $XXXX on the Title Commitment is less than the loan amount $XXXX<br>12/22/2025 Resolved: The copy of final title policy resolves the condition. | 12/22/2025 Resolved: The copy of final title policy resolves the condition. | 12/22/2025 Resolved: The copy of final title policy resolves the condition. |  |  | QC Complete | 12/16/2025 | 12/22/2025 | 12/22/2025 | 12/16/2025 |
| 900000598 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Credit | W1TOGEGNFMW-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing Final 1008.<br>Resolved 12/19/2025 - Received 1008 document, condition resolved. | Resolved 12/19/2025 - Received 1008 document, condition resolved. | Resolved 12/19/2025 - Received 1008 document, condition resolved. |  |  | QC Complete | 12/16/2025 | 12/19/2025 | 12/19/2025 | 12/16/2025 |
| 900000600 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | HWLOG04N53I-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/9/2026 - Received title policy, condition resolved. | Resolved 1/9/2026 - Received title policy, condition resolved. | Resolved 1/9/2026 - Received title policy, condition resolved. |  |  | QC Complete | 12/22/2025 | 01/09/2026 | 01/09/2026 | 12/19/2025 |
| 900000613 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | 4G1LHE2TPRT-UDN50XOG | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | The borrower's (XXXX) identification expiration date is unclear and illegible; therefore, the validity of the borrower's identification cannot be confirmed.<br>Resolved 1/7/2026 - Received GOV ID, condition resolved. | Resolved 1/7/2026 - Received GOV ID, condition resolved. | Resolved 1/7/2026 - Received GOV ID, condition resolved. |  |  | QC Complete | 12/23/2025 | 01/07/2026 | 01/07/2026 | 12/22/2025 |
| 900000615 | XXXX | XXXX |  | XXXX | Connecticut | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | PGE2UBVNRM0-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Exception for utilize 90% of qualifying business assets.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 739 FICO exceeds the guideline requirement of 640.<br>Residual Income : $90,334.22 monthly <br>DTI: 6.97% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 01/05/2026 |  |  | 01/02/2026 |
| 900000620 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | L1SED44STWD-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of the initial application reflecting the Loan Officer's signature date.<br>Resolved 1/16/2026 - Received initial 1003 with Loan Officer's signature date, condition resolved. | Resolved 1/16/2026 - Received initial 1003 with Loan Officer's signature date, condition resolved. | Resolved 1/16/2026 - Received initial 1003 with Loan Officer's signature date, condition resolved. |  |  | QC Complete | 01/13/2026 | 01/16/2026 | 01/16/2026 | 01/13/2026 |
| 900000631 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 4 | 2 | Credit | Credit | PPH0V2EJ0MW-U0OKEMMW | Waived | 4 | W | \* Required Documentation Missing or Incomplete (Lvl W) | In 2024, the LLC name changed fromXXXX to XXXX due to the borrower's relocation from XXXX to XXXX, which required a DBA. The business operations, products, and services remained unchanged, with no gaps in operational continuity. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. |  |  | DTI: 37.96% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 9 months of available reserves are more than the guideline requirement of 3 months.<br>No late mortgage payments in 4+ years. |  | QC Complete | 02/13/2026 |  |  | 01/27/2026 |
| 900000641 | XXXX | XXXX |  | XXXX | Indiana | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | BDIZ5TS2CI1-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Asset accounts XXXX (1K) and XXXX (1K) require statements from May 2025 to satisfy the six-month seasoning requirement.<br>Resolved 1/13/2026 - Received LOE and the bank statements, condition resolved. | Resolved 1/13/2026 - Received LOE and the bank statements, condition resolved. | Resolved 1/13/2026 - Received LOE and the bank statements, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/13/2026 | 01/13/2026 | 01/05/2026 |
| 900000645 | XXXX | XXXX |  | XXXX | Ohio | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | JWJVMEMQJO3-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Missing Lease Agreement for the property address : XXXX.<br>Resolved 1/6/2026 - Received LOX as lease is not required for purchase loan, condition resolved. | Resolved 1/6/2026 - Received LOX as lease is not required for purchase loan, condition resolved. | Resolved 1/6/2026 - Received LOX as lease is not required for purchase loan, condition resolved. |  |  | QC Complete | 12/29/2025 | 01/06/2026 | 01/06/2026 | 12/26/2025 |
| 900000648 | XXXX | XXXX |  | XXXX | Pennsylvania | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | RBHTH3XWYE4-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing supporting documents for the REO property 'XXXX'.<br>Resolved 1/5/2026 - Received proof documentation, condition resolved. | Resolved 1/5/2026 - Received proof documentation, condition resolved. | Resolved 1/5/2026 - Received proof documentation, condition resolved. |  |  | QC Complete | 12/30/2025 | 01/05/2026 | 01/05/2026 | 12/30/2025 |
| 900000650 | XXXX | XXXX |  | XXXX | Georgia | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Assets | XW4JUFG4PEL-SDNUMY9W | Resolved | 3 | R | \* Missing LOX (Lvl R) | Missing letter of explanation for the source of large deposits on 3/24/2025 ($22444), 6/9/2025 ($13,906.25), 7/22/2025 ($16385), and 1/6/2025 ($14160).<br>Resolved 1/13/2026 - Received LOE as the assets are not used for income calculation, condition resolved. | Resolved 1/13/2026 - Received LOE as the assets are not used for income calculation, condition resolved. | Resolved 1/13/2026 - Received LOE as the assets are not used for income calculation, condition resolved. |  |  | QC Complete | 02/13/2026 | 02/13/2026 | 02/13/2026 | 01/06/2026 |
| 900000653 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | HCENGO2C3S0-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/12/2026 - Received title insured amount, condition resolved. | Resolved 1/12/2026 - Received title insured amount, condition resolved. | Resolved 1/12/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/08/2026 | 01/12/2026 | 01/12/2026 | 01/07/2026 |
| 900000654 | XXXX | XXXX |  | XXXX | Arizona | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | ZC1QYGTAP1O-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of mortgage statement for the property "XXXX" as it is missing.<br>01/12/2026 Resolved: The copy of LOE resolves the condition. | 01/12/2026 Resolved: The copy of LOE resolves the condition. | 01/12/2026 Resolved: The copy of LOE resolves the condition. |  |  | QC Complete | 12/26/2025 | 01/12/2026 | 01/12/2026 | 12/24/2025 |
| 900000663 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 1 | Compliance | Compliance | UQN1RCXVGBP-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 7.798% Allowed 7.760% Overby +0.038%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 12/29/2025 | 12/29/2025 | 12/29/2025 | 12/26/2025 |
| 900000671 | XXXX | XXXX |  | XXXX | Oregon | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Credit | 4VMODHFOASK-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Final 1003 correction is required to update the occupancy for the subject property at XXXX from Primary Residence to Investment Property.<br>Not Resolved 1/15/2026 - Final 1003 correction is required to update the occupancy for the subject property at XXXX from Primary Residence to Investment Property, condition not resolved.<br>Resolved 01/19/2026: The copy of updated application resolves the condition. | Resolved 01/19/2026: The copy of updated application resolves the condition. | Resolved 01/19/2026: The copy of updated application resolves the condition. |  |  | QC Complete | 01/07/2026 | 01/19/2026 | 01/19/2026 | 01/05/2026 |
| 900000671 | XXXX | XXXX |  | XXXX | Oregon | XX/XX/XXXX | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | 4VMODHFOASK-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance of $XXXX on the Title Commitment is less than the loan amount $XXXX<br>Resolved 1/13/2026 - Received title insured amount, condition resolved. | Resolved 1/13/2026 - Received title insured amount, condition resolved. | Resolved 1/13/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/07/2026 | 01/13/2026 | 01/13/2026 | 01/05/2026 |
| 900000676 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 2 | Credit | Doc Issue | 4GKSVYMZ5A0-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Preliminary title does not reflect the amount of $XXXX title insured coverage amount. provide a copy of supplemental report.<br>Resolved 12/29/2025 - Received title insured amount, condition resolved. | Resolved 12/29/2025 - Received title insured amount, condition resolved. | Resolved 12/29/2025 - Received title insured amount, condition resolved. |  |  | QC Complete | 12/19/2025 | 12/29/2025 | 12/29/2025 | 12/19/2025 |
| 900000676 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 2 | Credit | Guidelines | 4GKSVYMZ5A0-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Income - Requesting exception to proceed without 1040s to use rental income on subject investment purchase. <br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 775 FICO exceeds the guideline requirement of 640.<br>DTI: 44.65% DTI is less than the maximum guideline requirement of 50.00%.<br>Residual Income: $8,632.47 monthly. |  | QC Complete | 12/19/2025 |  |  | 12/18/2025 |
| 900000680 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 2 | Credit | Guidelines | 35OVFR2E0T5-J587LE2V | Waived | 4 | W | \* Loan does not conform to program guidelines (Lvl W) | First time Home buyer with no housing payment history. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/23/2026 - A copy of an exception approval letter has been received. |  |  | FICO: 715 FICO exceeds the guideline requirement of 680.<br>LTV: 75.00% LTV is less than the guideline requirement of 80.00%.<br>DTI: 35.62% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 02/13/2026 |  |  | 01/14/2026 |
| 900000682 | XXXX | XXXX |  | XXXX | Louisiana | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 2 | Compliance | Compliance | MFU1O2LS40E-O5S9HFJ8 | Resolved | 4 | R | \* Federal Higher Price Mortgage Loan (Lvl R) | 12 CFR § 1026.35(a)(1) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>Higher-Priced Mortgage Loan Test: Charged 8.610% Allowed 7.770% Overby +0.840%<br>This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. | This loan is compliant with regulation 1026.35. |  |  | QC Complete | 01/29/2026 | 01/29/2026 | 01/29/2026 | 01/28/2026 |
| 900000682 | XXXX | XXXX |  | XXXX | Louisiana | XX/XX/XXXX | Purchase | Non-QM/Compliant | 4 | 2 | Credit | Guidelines | MFU1O2LS40E-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Credit: Hosing payment history - FTHB living rent free.<br>A copy of an exception approval letter is available in the loan file. |  |  | DTI: 39.68% DTI is less than the maximum guideline requirement of 50.00%.<br>Reserves: The 73 months of available reserves are more than the guideline requirement of 6 months.<br>FICO: 694 FICO exceeds the guideline requirement of 640. |  | QC Complete | 01/29/2026 |  |  | 01/28/2026 |
| 900000688 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 2 | Credit | Guidelines | FEK3BUT2O3D-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | The guidelines do not permit a borrower to live rent-free when completing a cash-out on an investment property. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/19/2026 - A copy of an exception approval letter has been received. |  |  | DTI: 21.81% DTI is less than the maximum guideline requirement of 50.00%.<br>FICO: 791 FICO exceeds the guideline requirement of 740. |  | QC Complete | 01/14/2026 |  |  | 01/13/2026 |
| 900000688 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 2 | Credit | Credit | FEK3BUT2O3D-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of updated hazard insurance including lender ISAOA/ATIMA clause, as is it missing.<br>Resolved 1/30/2026 - Received hazard insurance mortgage clause, condition resolved. | Resolved 1/30/2026 - Received hazard insurance mortgage clause, condition resolved. | Resolved 1/30/2026 - Received hazard insurance mortgage clause, condition resolved. |  |  | QC Complete | 01/14/2026 | 01/30/2026 | 01/30/2026 | 01/13/2026 |
| 900000691 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | LHHM0YXR4LP-ZI5GG5MN | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Provide a copy of the secondary valuation CDA as it missing.<br>Resolved 01/13/2026: CDA received. | Resolved 01/13/2026: CDA received. | Resolved 01/13/2026: CDA received. |  |  | QC Complete | 12/29/2025 | 01/13/2026 | 01/13/2026 | 12/28/2025 |
| 900000693 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Credit | MZQJDPRZNLR-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide copies of the property tax statement and HOA documentation for the property located at XXXX<br>Resolved 1/26/2026 - Received tax statement, condition resolved. | Resolved 1/26/2026 - Received tax statement, condition resolved. | Resolved 1/26/2026 - Received tax statement, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/20/2026 |
| 900000693 | XXXX | XXXX |  | XXXX | Utah | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | MZQJDPRZNLR-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Loan amount exception requested to $XXXX. Program guidelines limit the maximum loan amount to $XXXX for XXXX. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. |  |  | LTV: 48.17% LTV is less than the guideline requirement of 75.00%.<br>FICO: 787 FICO exceeds the guideline requirement of 680. |  | QC Complete | 01/20/2026 |  |  | 01/20/2026 |
| 900000694 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | XWTZP5TNN0Z-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of consolidated Note.<br>Resolved 1/26/2026 - Received note document. | Resolved 1/26/2026 - Received note document. | Resolved 1/26/2026 - Received note document. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/19/2026 |
| 900000694 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Other Disclosures | XWTZP5TNN0Z-ZXHR0C1D | Resolved | 3 | R | \* Missing Required Disclosures (Lvl R) | Provide a supplemental credit report to reflect the "XXXX" account with a balance of $14,700 and a monthly payment of $735, as it is not currently included in the credit report.<br>Resolved 1/28/2026 - Received LOX from the lender, condition resolved. | Resolved 1/28/2026 - Received LOX from the lender, condition resolved. | Resolved 1/28/2026 - Received LOX from the lender, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/28/2026 | 01/28/2026 | 01/19/2026 |
| 900000694 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | XWTZP5TNN0Z-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of consolidated mortgage/Deed of trust.<br>Resolved 1/26/2026 - Received Mortgage document. | Resolved 1/26/2026 - Received Mortgage document. | Resolved 1/26/2026 - Received Mortgage document. |  |  | QC Complete | 01/20/2026 | 01/27/2026 | 01/27/2026 | 01/19/2026 |
| 900000696 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | BJ1IEJHIIWR-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Borrower has been living rent-free at their primary residence with their mother-in-law for the previous 5 years, exception requested for lack of housing payment history.<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 779 FICO exceeds the guideline requirement of 700.<br>DTI: 7.88% DTI is less than the maximum guideline requirement of 43.00%.<br>LTV: 80.00% LTV is less than the guideline requirement of 85.00%. |  | QC Complete | 12/31/2025 |  |  | 12/30/2025 |
| 900000708 | XXXX | XXXX |  | XXXX | Washington | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | QRFQ1WIP4Q0-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Loan program does not meet housing payment history. Waive inputting 196 properties and tracking mortgage histories and to waive drive alerts. <br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 758 FICO exceeds the guideline requirement of 720.<br>LTV: 60.388% LTV is less than the guideline requirement of 65.00%.<br>Reserves: The 315 months of available reserves are more than the guideline requirement of 6 months. |  | QC Complete | 02/13/2026 |  |  | 12/29/2025 |
| 900000722 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | MXEABMOSUTS-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of updated title supplement report to cover the loan amount.<br>Resolved 1/26/2026 - Received title supplement report, condition resolved. | Resolved 1/26/2026 - Received title supplement report, condition resolved. | Resolved 1/26/2026 - Received title supplement report, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/27/2026 | 01/27/2026 | 01/19/2026 |
| 900000723 | XXXX | XXXX |  | XXXX | Washington | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | YY3ZUNTBNQY-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of income documents for the borrower (XXXX) as it is missing.<br>Resolved 12/30/2025: Resolved as bank statements are available and income documents are not required. | Resolved 12/30/2025: Resolved as bank statements are available and income documents are not required. | Resolved 12/30/2025: Resolved as bank statements are available and income documents are not required. |  |  | QC Complete | 12/29/2025 | 12/30/2025 | 12/30/2025 | 12/24/2025 |
| 900000726 | XXXX | XXXX |  | XXXX | Ohio | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | 5E4MQ5JSXOY-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Single loan exception for illegal Additional Dwelling Unit. <br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 737 FICO exceeds the guideline requirement of 680.<br>DTI: 16.98% DTI is less than the maximum guideline requirement of 50.00%.<br>LTV: 61.83% LTV is less than the guideline requirement of 75.00%. |  | QC Complete | 12/22/2025 |  |  | 12/19/2025 |
| 900000729 | XXXX | XXXX |  | XXXX | Alabama | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | 55AIUXFD4D1-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Provide a copy of the payoff statement for the REO property located at XXXX , reflecting a monthly payment of $1,310.00 and an unpaid balance of $XX<br>Resolved 1/26/2026 - Received payoff statement, condition resolved. | Resolved 1/26/2026 - Received payoff statement, condition resolved. | Resolved 1/26/2026 - Received payoff statement, condition resolved. |  |  | QC Complete | 01/20/2026 | 01/26/2026 | 01/26/2026 | 01/19/2026 |
| 900000732 | XXXX | XXXX |  | XXXX | Louisiana | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | L5IWKY1HEID-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Rental comparable photos are missing.<br>Resolved 1/15/2026 - Received appraisal report with rental comparable, condition resolved. | Resolved 1/15/2026 - Received appraisal report with rental comparable, condition resolved. | Resolved 1/15/2026 - Received appraisal report with rental comparable, condition resolved. |  |  | QC Complete | 01/08/2026 | 01/15/2026 | 01/15/2026 | 01/08/2026 |
| 900000735 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 2 | Credit | Doc Issue | WMNEJ3K1WKN-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/13/2026 - Received insured amount, condition resolved. | Resolved 1/13/2026 - Received insured amount, condition resolved. | Resolved 1/13/2026 - Received insured amount, condition resolved. |  |  | QC Complete | 01/05/2026 | 01/13/2026 | 01/13/2026 | 01/02/2026 |
| 900000735 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | WMNEJ3K1WKN-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Waiver of the second appraisal. The subject property sold in February 2025 as a fixer, and its value has since increased by more than 20%. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>Waived 1/13/2026 - A copy of an exception approval letter has been received. |  |  | FICO: 742 FICO exceeds the guideline requirement of 740.<br>DTI: 47.88% DTI is less than the maximum guideline requirement of 50.00%. |  | QC Complete | 01/05/2026 |  |  | 01/02/2026 |
| 900000747 | XXXX | XXXX |  | XXXX | Idaho | XX/XX/XXXX | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | BVP0WKP2F2G-EDXGB1F3 | Resolved | 3 | R | \* Required Documentation Missing (Lvl R) | Provide a copy of Hazard insurance with Mortgage Clause.<br>Resolved 1/9/2026 - Received insurance mortgage clause, condition resolved. | Resolved 1/9/2026 - Received insurance mortgage clause, condition resolved. | Resolved 1/9/2026 - Received insurance mortgage clause, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/09/2026 | 01/09/2026 | 01/06/2026 |
| 900000759 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | OBGNVFUSSQ2-HI5N7YPL | Resolved | 3 | R | \* Mortgage missing / unexecuted (Lvl R) | Provide a copy of XXXX as it's missing<br>Resolved 1/21/2026 - Received Note document, condition resolved. | Resolved 1/21/2026 - Received Note document, condition resolved. | Resolved 1/21/2026 - Received Note document, condition resolved. |  |  | QC Complete | 01/15/2026 | 01/21/2026 | 01/21/2026 | 01/15/2026 |
| 900000759 | XXXX | XXXX |  | XXXX | New York | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | OBGNVFUSSQ2-2XRZ4V9U | Resolved | 3 | R | \* Note is missing or unexecuted (Lvl R) | Provide a copy of Consolidated Note as it's missing<br>Resolved 1/21/2026 - Received Consolidated Note, condition resolved. | Resolved 1/21/2026 - Received Consolidated Note, condition resolved. | Resolved 1/21/2026 - Received Consolidated Note, condition resolved. |  |  | QC Complete | 01/15/2026 | 01/21/2026 | 01/21/2026 | 01/15/2026 |
| 900000762 | XXXX | XXXX |  | XXXX | Texas | XX/XX/XXXX | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | B4YXWK1O11U-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | The amount of title insurance $XXXX does not cover the loan amount $XXXX. Provide a copy of the title supplement report to cover the loan amount.<br>Resolved 1/7/2026 - Received title insured amount, condition resolved. | Resolved 1/7/2026 - Received title insured amount, condition resolved. | Resolved 1/7/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 12/31/2025 | 01/07/2026 | 01/07/2026 | 12/30/2025 |
| 900000764 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | IIDOMIWTLQQ-V7TJ126N | Resolved | 3 | R | \* Amount of title insurance is less than mortgage amount (Lvl R) | Provide updated supplemental report with amount of title insurance covering the loan amount $XXXX<br>Resolved 1/9/2026 - Received title insured amount, condition resolved. | Resolved 1/9/2026 - Received title insured amount, condition resolved. | Resolved 1/9/2026 - Received title insured amount, condition resolved. |  |  | QC Complete | 01/06/2026 | 01/09/2026 | 01/09/2026 | 01/05/2026 |
| 900000764 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | IIDOMIWTLQQ-0CTXAKVO | Resolved | 3 | R | \* VOM or VOR missing/required (Lvl R) | Provide a copy of the VOR for the property at XXXX in the amount of $2,200.<br>01/13/2026 Resolved - The copy of credit report resolves the condition. | 01/13/2026 Resolved - The copy of credit report resolves the condition. | 01/13/2026 Resolved - The copy of credit report resolves the condition. |  |  | QC Complete | 01/06/2026 | 01/13/2026 | 01/13/2026 | 01/05/2026 |
| 900000769 | XXXX | XXXX |  | XXXX | New Jersey | XX/XX/XXXX | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | A4PY2UEIBG3-U0OKEMMW | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | Missing mortgage statement for SBA Loan #XXXX reflecting an unpaid balance of $150,030.00 and a monthly payment of $731.00.<br>Resolved 1/13/2026 - Received mortgage statement, condition resolved. | Resolved 1/13/2026 - Received mortgage statement, condition resolved. | Resolved 1/13/2026 - Received mortgage statement, condition resolved. |  |  | QC Complete | 01/07/2026 | 01/13/2026 | 01/13/2026 | 01/06/2026 |
| 900000780 | XXXX | XXXX |  | XXXX | Oregon | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Valuation | Property | AL1BOY4PIVB-I303N0YD | Waived | 2 | W | \* Property zoned rural and contains more than 10 acres (Lvl W) | An exception is requested for the subject property acreage of XXXX acres, which exceeds the maximum allowable acreage of 20 acres. Full exception approval is required. The exception approval email is incomplete and is missing comp factors.<br>01/29/2026 - A copy of an exception approval letter has been received. |  |  | FICO: 720 FICO exceeds the guideline requirement of 680.<br>LTV: 80.00% LTV is less than the guideline requirement of 90.00%.<br>Appraiser's opinion of site value is less than 32% of the appraised value<br>Subject property acreage is bracketed by 3 closed sales comparables of lesser acreage and 3 closed sales comparables of greater acreage ranging overall from XXXX acres to XXXX acres, with comps #2 and #3 having the most similar site sizes of XXXX and XXXX acres respectively and sale dates within the 8 months prior to the appraisal effective date to support the marketability. |  | QC Complete | 01/20/2026 |  |  | 01/19/2026 |
| 900000794 | XXXX | XXXX |  | XXXX | North Carolina | XX/XX/XXXX | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | CGHUAQRTRV3-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Assets - Request to waive statement from 6 months prior to current statement. Asset statements reflect balance of account from January through YTD along with ytd transactions which $0 deposits reflected in the accounts and value of accounts have only increased due to the market. <br> A copy of an exception approval letter is available in the loan file. |  |  | FICO: 771 FICO exceeds the guideline requirement of 720.<br> LTV: 55.00% LTV is less than the guideline requirement of 80.00%.<br>|  | QC Complete | 12/22/2025 |  |  | 12/19/2025 |
| 900000795 | XXXX | XXXX |  | XXXX | Florida | XX/XX/XXXX | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | VU0HP4YOWIQ-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | LTV/CLTV: 80% LTV with 0.99 DSCR vs 75% LTV for DSCR of 0.50-1.00<br>A copy of an exception approval letter is available in the loan file. |  |  | FICO: 773 FICO exceeds the guideline requirement of 660.<br>Reserves: The 100 months of available reserves are more than the guideline requirement of 6 months.<br>|  | QC Complete | 01/07/2026 |  |  | 01/06/2026 |
| 900000798 | XXXX | XXXX |  | XXXX | California | XX/XX/XXXX | Purchase | Not Covered/Exempt | 3 | 1 | Credit |  | VO2OIZTOD4N-G0TZ53U4 | Resolved | 3 | R | \* Hazard Insurance (Lvl R) | The name of the insured (non-borrower), XXXX, on the HOI document is incorrect. It should be updated to 'XXXX' to match the mortgage.<br>Resolved 1/14/2026 - Received lender response, condition resolved. | Resolved 1/14/2026 - Received lender response, condition resolved. | Resolved 1/14/2026 - Received lender response, condition resolved. |  |  | QC Complete | 11/25/2025 | 01/14/2026 | 01/14/2026 | 11/25/2025 |

---

## Exhibit 99.2

**Exhibit 99.2**

![A picture containing text, clipart Description automatically generated](ex99-2_001.jpg)

NRMLT 2026-NQM4<br>Rithm Capital Corp.<br>

Opus Capital Markets Consultants, LLC

5718 Westheimer Road - Suite 1000\| Houston, TX 77057\| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**February 23, 2026** 

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

**Rithm Capital Corp.**

The report summarizes the results of a due diligence review performed on a pool of 332 loans provided by Rithm Capital Corp. ("Customer") who provided Opus Capital Markets Consultants, LLC ("Consultant") with a data tape, from which 100% of the loan sample was chosen and loaded into the LauraMac underwriting software. Consultant performed a detailed credit and compliance review of all loans.

As detailed herein, the pool contains one hundred seventy-two (172) Non-QM loans and one hundred sixty (160) ATR/QM Exempt loans, of which one hundred thirty-nine (139) are DSCR loans and twenty-one (21) are Business Purpose loans. All loans were re-underwritten in accordance with the lender guidelines in terms of Exhibit A

<u>EXHIBIT A</u>

**Credit Review**

**Credit Qualification**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as specified by the Client. In
lieu of specific requirements, Consultant should consider Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and asset verifications pursuant
to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as used by the original loan underwriter
at origination to determine compliance with the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements
for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by the loan underwriter at origination
to determine compliance with Client provided underwriting guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the loan for integrity of comparable
sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Review the appraisal to determine the
appraisal(s) meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio were accurate at origination
and meet Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate credit depth to comply with the
Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented and reasonable.

**Document Review**

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:

**a) Collateral Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Title Commitment / Policy: Verify the presence of the title commitment or
final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage Note / Security Instrument: Verify the presence of the mortgage
note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement
are present and duly executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed
of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present
and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title
company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review
and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent
document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document
was sent for recording.

&nbsp;&nbsp;&nbsp;&nbsp;· Conveyance Deed: Verify as applicable that a proper conveyance deed is present
in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Final Hud-1 Settlement Statement: If required, verify the presence of a
final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

&nbsp;&nbsp;&nbsp;&nbsp;· Final Truth-in-Lending Disclosure: If required, verify the presence of a
final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

&nbsp;&nbsp;&nbsp;&nbsp;· Notice of Right to Cancel: If required based on the specifics of the loan
transaction, confirm the presence and required execution of the Notice of Right to Cancel.

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimate: If required verify the presence of the current Loan Estimate
(LE) at the time of origination

&nbsp;&nbsp;&nbsp;&nbsp;· Closing Disclosure: If required verify the presence of the current Closing
Disclosure (CD) at the time of origination.

**c) Credit Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Application: Verify the presence and completeness of both the initial
and final loan applications.

&nbsp;&nbsp;&nbsp;&nbsp;· Underwriting Worksheet: Verify the presence of the relative underwriting
worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

&nbsp;&nbsp;&nbsp;&nbsp;· Credit Report: Verify the presence of a credit report for each borrower.
Confirm that the credit report was pulled within the timing requirements allowable
per the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Housing Payment History: In the absence of housing payment histories on
the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

&nbsp;&nbsp;&nbsp;&nbsp;· Letters of Explanation: When Letters of Explanation are required by the
Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Gift Letters: When Gift Letters are required by the Client provided underwriting
guidelines, verify the presence of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Income Documentation: Verify the presence of income and employment related
documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio
calculation.

&nbsp;&nbsp;&nbsp;&nbsp;· Asset Documentation: Verify the presence of asset documentation required
by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Property Valuation Tools: Verify that each loan file contains adequate appraisal
and other third party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Proof of Insurance: Verify the presence of insurance certificates for mortgage,
hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to
meet the requirements of the Client provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act ("HOEPA")
 and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented by Regulation Z, 12
 C.F.R. Part 1026, including the material provisions relating to Higher-Priced Mortgage Loans
 in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure provisions
 of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented by Regulation
 Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA Integrated Disclosure
 ("TRID") Rule, TRID will be reviewed in accordance with the SFA TRID Grid 4.0,
 as amended from time to time, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review of the Notice of Right to Cancel, including a verification of the
transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required parties, verifying the
disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This review is also to be performed on transactions that are exempt from
the rescission requirement but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A condition must be placed if the transaction is a refinance by the original
creditor and the borrower was provided the Form H-8 rescission notice. Consultant will note in the condition whether there was a new advance
that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review and compare the initial and final TIL, and any re-disclosed TIL(s),
with a report outlining any TILA violations, including a recalculation of disclosed finance charge, proper execution by all required parties,
principal and interest calculations, proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a
review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For TRID Disclosures (Application Dates on or after 10/3/2015)

<sup>1</sup> These "material" disclosures include the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial Loan Estimate (LE) was delivered within three (3) business
days of application and seven (7) business days prior to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 the required sections of each LE to ensure they were populated in accordance with the
 TRID Rules. (If the file reflects more than one LE was provided, each revised LE must
 have corresponding Change of Circumstance documentation. The 0% and 10% fee tolerance
 evaluations will be based on the fee amounts disclosed on the initial LE and any valid
 changes documented and disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the Closing Disclosure (CD) confirm the borrower received the initial CD at least three
 (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review the required sections of each CD to ensure they were populated
 in accordance with the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of loan consummation.)

2. Section 4 of the Real Estate Settlement Procedures Act
("RESPA"), 12 U.S.C. §2603 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the TRID
Rule; TRID will be reviewed in accordance with the SFA TRID Grid 4.0, as amended from time to time.

3. The disclosure requirements and prohibitions of Section
50(a)(6), Article XVI of the Texas Constitution;

4. Confirmation that one of the following are in the loan
file, per the Fair Credit Reporting Act: Consumer Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
to Home Loan Applicant;

5. Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform
and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); Qualified Mortgages
(12 C.F.R. 1026.43(e) (including qualified mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and Balloon-payment qualified mortgages made by certain
creditors (12 C.F.R. 1026.43(f)) In accordance with "Ability to Repay and Qualified Mortgage Review" description below;

6. The Loan Originator Compensation and Prohibitions on Steering
provisions of TILA, as implemented by Regulation Z, 12 C.F.R 1026.36;

7. The requirements for Higher-Price Mortgage Loans, as implemented
by Regulation Z, 12 C.F.R. 1026.35;

8. The appraisal and valuation requirements of TILA and the
Equal Credit Opportunity Act, as implemented by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The counseling requirements of TILA, as implemented by
Regulation Z, 12 C.F.R. 1026.36(k) and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The escrow requirements of TILA and RESPA, as implemented
by Regulation Z, 12 C.F.R 1026.35, and Regulation X, 12 C.F.R 1024.17, respectively;

11. The disclosure requirements and prohibitions of any applicable
state, county and municipal laws and ordinances, as amended, that have been enacted to regulate so-called "predatory lending":

12. Consultant shall confirm that any mortgage property located
in an area identified on a flood hazard map or flood insurance rate map issued by the Federal Emergency Management Agency as having special
flood hazards is subject to a qualified flood insurance policy that appears to be is in effect.

13. For any loans designated as TILA exemption, Consultant
shall review the loan file for evidence that the primary purpose of the loan was for commercial or business purposes, including, but not
limited to a business purpose certification.

14. Documentation. Review of the following documents for regulatory
compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final HUD-1 Settlement Statement ("HUD-1"),
if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan is in an escrow state, the HUD-1 will be considered
final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If HUD-1 is not marked Final, it must be stamped certified
by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There should be no markings indicating that the HUD-1 is
estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1 is signed by all parties (including closing agent)
or stamped certified by the closing agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If HUD-1 is stamped, the HUD-1 / stamp should be signed
or initialed by the closing agent; if the stamp does not contain the signature or initials, it must identify the name of the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final Truth in Lending Disclosure ("TIL"),
if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Loan Estimate in will be considered delivered based
on the date issued, subject to the three-day mailing rule unless the file contains documentation indicating earlier receipt. The loan
file may contain one or more Loan Estimates with the latest one provided up until three business days prior to the issuance of an initial
Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Closing Disclosure in the loan file will be
 considered delivered based on the date issued, subject to the three-day mailing rule unless the file contains documentation
 indicating earlier receipt. The loan file may contain one or more Closing Disclosures with the latest one provided up until the
 consummation date being considered the Final with any delivered post consummation
considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third party fees on the HUD-1 or Closing Disclosure if
applicable referred to as HUD-1/Closing Disclosure, must be shown as paid to the third-party provider. A condition must be set if a third-party
fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT will condition for evidence in the file indicating
that a charge on the HUD-1/Closing Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the face of the
document showing an amount less than the charge on the HUD-1/Closing Disclosure). Variations of less than $1 are deemed to be within reasonable
limits and are not to be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any refunds that are provided to the borrower must be accompanied
by a revised HUD-1/Closing Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant
reviews applicable loans for compliance with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43
et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable Presumption QM, Exempt). Consultant determines the loan's
status under the QM rule requirements and assigns a due diligence loan designation. Consultant notes as a material exception if the due
diligence findings do not confirm the same loan designation. Additionally, Consultant notes if a loan designation was not provided. Consultant
will verify if each loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan is a safe harbor QM under §
1026.43(e)(1)(i) or a rebuttable presumption QM under § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for
lender determination of QM and indicating factors in its ability-to-repay determination, including how the originator applied its policies
and procedures in verification. For loans applications taken on or after June 1, 2021, Consultant will verify whether the loan meets the
requirements of the revised general QM definition effective March 1, 2021.

2. For loans for which applications were received prior to
July 1, 2021, if a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency
as permitted under the QM final rule, Consultant reviews the loan to determine whether, based on available information in the loan file
the loan satisfied (i), (ii) and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System output within the
file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance with the Ability to Repay (ATR) but
not Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan
to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest
only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment
was calculated appropriately. Consultant reviews to the applicable consider and verify requirements under the QM rule depending on whether
the QM was originated under the original general QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For each QM designated loan that satisfied the applicable requirements enumerated above, Consultant then determines whether the loan
is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable
average prime offer rate plus a certain percentage. For QM designated loans originated under the revised general QM definition effective
March 1, 2021, Consultant also determines whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ability to repay portion of the review for non-agency eligible loans
only will focus on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible loans. The Consultant will review
the loan file to determine if the creditor verified and considered
each of the eight factors utilizing reasonably reliable third-party documentation at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current or reasonably expected income or assets that the
consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly mortgage payment for subject loan using the introductory
or fully indexed rate, whichever is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly payment on any simultaneous loans secured by the
subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly payments for property taxes and hazard/flood insurance
and certain other costs related to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts, alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For loans designated as agency eligible, Consultant will not review for compliance with the requirements of Appendix Q or General
Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant reviews loans to determine their conformity with the ATR/QM factors above and is not rendering an independent assessment
or analysis. Consultant's review is based on information contained in the loan file at the time it is provided to Consultant, and
only reflects information as of that point in time and does not mean any regulator, judicial or agency will agree with the Consultant's
conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;· Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify the Servicing Transfer Disclosure was provided to the borrower(s)
within three general business days of "Application"

&nbsp;&nbsp;&nbsp;&nbsp;· Special Information Booklet (for applications prior to 10/03/2015)/ Home
Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Home Loan Tool Kit is provided within three general business
days of application

&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Affiliated Business Disclosure in file in the
event the lender has affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure provided within three general
business days of "Application" (Consultant reviews for this disclosure to be provided within three general business days,
as the lender will typically know at the time of application if borrower(s) will be referred to affiliates for provision of third-party
services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Initial Escrow Disclosure Statement was provided at closing
or within 45 days after settlement

**Equal Credit Opportunity Act (Regulation B)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm the lender has provided the borrower a disclosure of the right to
receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the
Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided (delivered) copies of appraisals and
all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at
least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least
6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

&nbsp;&nbsp;&nbsp;&nbsp;· For a borrower that has waived the 3-business day disclosure requirement,
confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an
acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender
has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided the borrower the risk-based pricing
notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a)
If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than
the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure
was provided before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided a copy of the disclosure of credit
score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations**

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

&nbsp;&nbsp;&nbsp;&nbsp;· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et
seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Colorado Consumer Equity Protection Act, Colo, Rev. Stat.
§ 5-3.5-101 et seq. .

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-
746 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760
et seq. (as originally enacted and as amended by Senate Bill 949).

&nbsp;&nbsp;&nbsp;&nbsp;· District of Columbia Home Loan Protection Act, D.C. Official Code §
26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans
closed before July 1, 2014).

&nbsp;&nbsp;&nbsp;&nbsp;· Georgia
Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

&nbsp;&nbsp;&nbsp;&nbsp;· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at
815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal
Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code
of Ordinances § 34-341.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House
Bill 4050 (2005).

&nbsp;&nbsp;&nbsp;&nbsp;· Indiana
Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Kansas Consumer Credit Code

&nbsp;&nbsp;&nbsp;&nbsp;· Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et
seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages
(for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative
Documents 1869 (2007), 2125 (2008) and 1439 (2009).

&nbsp;&nbsp;&nbsp;&nbsp;· Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after
September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1;
12-127; 12- 409.1; 12-1029.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland
Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code
§§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as
amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§
1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter
183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800
(15-17).

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§
32.00 et.seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184,
§17B.5.

&nbsp;&nbsp;&nbsp;&nbsp;· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann.
§ 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et
seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat §
45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended
by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22
 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003),
codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Act, N.Y. Bank.
L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

&nbsp;&nbsp;&nbsp;&nbsp;· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§
24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen.
Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185
(2006), and as codified in various sections of the Ohio Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio
Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· City
of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-
618, Muni. Code §§ 201.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified
in various sections of Title 14A of the Oklahoma Consumer Credit Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§
160:45-9- 1
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. §
456.501 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Rhode Island Home Loan Protection Act, R.I. Gen. L.
 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by
 Senate Bill 371 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter
2006-33, Ordinance No. 245.

&nbsp;&nbsp;&nbsp;&nbsp;· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified
at Tenn. Code Ann. §§ 45-20-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Texas
 High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(a)(6), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(f)(2), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated prior to July
1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated on or after
July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated on or after
October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

&nbsp;&nbsp;&nbsp;&nbsp;· Washington House Bill 2770, Mortgage Lending Ownership

&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia Residential Mortgage Lender, Broker and Servicer
Act, W.Va. Code § 31-17 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. §
428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wyoming Credit Code

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is an extension of credit primarily for business, commercial or agricultural
purposes

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is in a subordinate position to a senior lien secured by the same residential
improved real estate or mobile for which the borrower has obtained flood insurance

&nbsp;&nbsp;&nbsp;&nbsp;· Flood Insurance coverage for the residential real estate is provided by
a policy that

&nbsp;&nbsp;&nbsp;&nbsp;a. Meets requirements

&nbsp;&nbsp;&nbsp;&nbsp;b. Provided by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;c. The premium for which is paid by the condominium associate, cooperative, homeowners association, or other group as a common expense.

**Misrepresentation and Third-Party Review**

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:

&nbsp;&nbsp;&nbsp;&nbsp;· Signatures: Validate signature consistency across documents. To the extent
imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

&nbsp;&nbsp;&nbsp;&nbsp;· Alerts: Assess credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;· Social Security Numbers: Compare SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;· Document Integrity: Review for apparent alterations to loan documents. To
the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;· Data Consistency: Review the documents contained in the loan file for consistency
of data.

&nbsp;&nbsp;&nbsp;&nbsp;· Third Party Fraud Tools: To the extent a third party fraud tool is contained
in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

&nbsp;&nbsp;&nbsp;&nbsp;· Property is complete

&nbsp;&nbsp;&nbsp;&nbsp;· Value is based on as-is condition or provides satisfactory completion of
all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued
with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made
or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;· Property is described in average or better condition

&nbsp;&nbsp;&nbsp;&nbsp;· No apparent appraiser independence violation statements

&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal addresses any adverse comments

&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal is completed on appropriate GSE Forms

&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal contains required attachments.

&nbsp;&nbsp;&nbsp;&nbsp;· Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation vendor des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation vendor to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;· The individuals performing the above procedures are not person providing
valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as
appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or
Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;· Opus makes no representation or warranty as to the value of the mortgaged
property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;· Opus is not an Appraisal Management Company ("AMC") and therefore
does not opine on the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;· Opus is not a creditor within the meaning of the Equal Credit Opportunity
Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility
to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

&nbsp;&nbsp;&nbsp;&nbsp;· No apparent damage to the property

&nbsp;&nbsp;&nbsp;&nbsp;· Property appears to be occupied

**Data Compare**

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraised Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· FICO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Only

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Term

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· LTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Original Balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property City

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property State

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales Price

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Second Mortgage Lien Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Self Employed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zip Code

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· QM Status

**Rating Agency Grading Criteria**

**Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria**

1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:

**Opus Credit Grades**

&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Credit Grade Definition: Loan was originated in accordance with
the mortgage loan originator underwriting guidelines without exception.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Credit Grade Definition: Loan was originated in substantial compliance
with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Credit Grade Definition: Loan was not originated in substantial
compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing
material documentation.

**Opus Property Grades**

&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Property Grade Definition: Property value appears to be within 10%
of original appraised amount and there are no material deficiencies in the appraisal process.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Property Grade Definition: Property value appears to be within 10%
of original appraised amount, but minor issues in the appraisal process were identified.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Property Grade Definition: Property value does not appear to fall
within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing
material documentation.

**Opus Compliance Grades**

&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Compliance Grade Definition: Loan complies with all applicable laws
and regulations reviewed under the applicable scope of work.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Compliance Grade Definition: There are minor issues regarding legal
and/or regulatory compliance but such issues do not represent risks to the enforceability
of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Compliance Grade Definition: Loan is not in compliance with laws
and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Co-Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· SSNs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address, City, County, MSA, Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mailing Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Number, including Originator and Servicer Loan Number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Origination Date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Names of Borrowers or any other Individuals

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Company and Entity Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Financial Institution Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Job Position Titles

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Location Information (other than state), including City, County, MSA
and Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Numbers of any type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Claim Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Policy Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Foreclosure Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Bankruptcy Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any reference that would allow the identification of the location of a property
(e.g. neighborhood, body of water, schools, major highways)

**DSCR Loan Review** 

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client (the "<u>Underwriting Guidelines</u>") are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review guidelines will consist of the following:

**Borrower Underwriting:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Borrower Liquidity:** Review and confirm borrower's liquidity position adheres to Underwriting
 Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Credit / Background Check:** Review and confirm each guarantor and/or owner of the borrowing entity
 requirements meet Underwriting Guidelines, including OFAC.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Property management questionnaire:** Review the questionnaire to confirm management experience meets
 Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Borrowing Entity:** Confirm the entity is in good standing and duly formed (if applicable documents
 are in the file). Verify the individual signing on behalf of the organization has the authority
 to bind the entity (if applicable documents are in the file).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Loan-to-Value (LTV)/Loan-to-Cost (LTC) Limits:** Confirm the LTV/LTC meets Underwriting Guidelines per
 Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Permitted Loan Terms:** Confirm the loan terms are eligible per the Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Property Requirements and Market Requirements:** Confirm the loan Property and Market Requirements
 are eligible per the Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **DSCR—ensure components of Debt Service Coverage Ratio are identified correctly:** Recalculation of
 DSCR

**Title Insurance Requirements are met per Guidelines only as follows** 

Confirm Loss payee language must be present and required insurance policies and coverage amounts meet the Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Condominium Eligibility:** Confirm Condo Master Policy is present and meets the Underwriting Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Property Insurance:** Confirm each mortgaged property has a policy in place and proper coverage
 amount in adherence to the Underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Preliminary/Commitment Title:** Review and confirm first lien holder position, validate no loan file discrepancies,
 delinquent taxes, and/or additional liens at time of consummation.

**Credit Document Check** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan
 Application: Verify the presence and completeness of both the initial and final loan applications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Credit
 Report: Verify the presence of a credit report for each borrower. Confirm that the credit
 report was pulled within the timing requirements allowable per the Client provided underwriting
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Housing
 Payment History: In the absence of housing payment histories on the borrower(s) credit report(s),
 verify that that the file contains a verification of rent or a verification of mortgage form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Letters
 of Explanation: When Letters of Explanation are required by the Client provided underwriting
 guidelines, verify the presence of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Gift
 Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify
 the presence of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Asset
 Documentation: Verify the presence of asset documentation required by the Client provided
 underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property
 Valuation Tools: Verify that each loan file contains adequate appraisal and other third party
 valuation tools to satisfy the minimum required documentation under the relative Client provided
 underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Proof
 of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood
 insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate
 coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Compliance**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· No
 compliance testing for the DSCR review.

**<u>Pool Details</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Cash out Refi | &nbsp;&nbsp;81 | &nbsp;&nbsp;24.40% |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;200 | &nbsp;&nbsp;60.24% |
| &nbsp;&nbsp;Rate / Term Refi | &nbsp;&nbsp;51 | &nbsp;&nbsp;15.36% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**332** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;145 | &nbsp;&nbsp;43.67% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;49 | &nbsp;&nbsp;14.76% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;65 | &nbsp;&nbsp;19.58% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;15 | &nbsp;&nbsp;4.52% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;34 | &nbsp;&nbsp;10.24% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;8 | &nbsp;&nbsp;2.41% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;13 | &nbsp;&nbsp;3.92% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**332** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;139 | &nbsp;&nbsp;41.87% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;11 | &nbsp;&nbsp;3.31% |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;182 | &nbsp;&nbsp;54.82% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**332** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;329 | &nbsp;&nbsp;99.10% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**332** | &nbsp;&nbsp;**100.00%** |

---

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;APR (Fully Indexed) | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.70% |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;173 | &nbsp;&nbsp;47.89% |
| &nbsp;&nbsp;Escrow Indicator | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.40% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.40% |
| &nbsp;&nbsp;Originator Doc Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;98.49% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.70% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;50 | &nbsp;&nbsp;84.94% |
| &nbsp;&nbsp;Qualifying Amortization Term | &nbsp;&nbsp;8 | &nbsp;&nbsp;97.59% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;98.80% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;98.80% |
| &nbsp;&nbsp;**Total Loans** | &nbsp;&nbsp;**332** |  |

---

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were fourteen (14) obligors with multiple loans in the pool.

**Property Inspection Waivers:** No loans had a Property Inspection Waiver.

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated February 19, 2026.

---

| | | |
|:---|:---|:---|
| **Overall Grade Summary** | | |
| &nbsp;&nbsp;**Kroll and Fitch NRSRO Grade** | <br>&nbsp;&nbsp;**# of<br> Loans** | <br>&nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;314 | &nbsp;&nbsp;94.58% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;18 | &nbsp;&nbsp;5.42% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**Kroll and Fitch NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;325 | &nbsp;&nbsp;97.89% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.11% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**Kroll and Fitch NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;322 | &nbsp;&nbsp;96.99% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;10 | &nbsp;&nbsp;3.01% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Property Grade Summary** |  |  |
| &nbsp;&nbsp;**Kroll and Fitch NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;331 | &nbsp;&nbsp;99.70% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<u>Loans Reviewed (332)</u>**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;9782601042 | &nbsp;&nbsp;9756879343 | &nbsp;&nbsp;216157438 | &nbsp;&nbsp;216035386 | &nbsp;&nbsp;9726316590 | &nbsp;&nbsp;9769295826 | &nbsp;&nbsp;9707263464 | &nbsp;&nbsp;9743692973 |
| &nbsp;&nbsp;216068163 | &nbsp;&nbsp;9757887618 | &nbsp;&nbsp;216189407 | &nbsp;&nbsp;216109082 | &nbsp;&nbsp;9728943078 | &nbsp;&nbsp;9769455933 | &nbsp;&nbsp;9725325444 | &nbsp;&nbsp;9745854837 |
| &nbsp;&nbsp;9761974105 | &nbsp;&nbsp;9758675442 | &nbsp;&nbsp;216258301 | &nbsp;&nbsp;216162438 | &nbsp;&nbsp;9729461468 | &nbsp;&nbsp;9770222223 | &nbsp;&nbsp;9784292436 | &nbsp;&nbsp;9747342070 |
| &nbsp;&nbsp;9778666512 | &nbsp;&nbsp;9759559926 | &nbsp;&nbsp;216291542 | &nbsp;&nbsp;216186379 | &nbsp;&nbsp;9729536855 | &nbsp;&nbsp;9770335975 | &nbsp;&nbsp;9795323279 | &nbsp;&nbsp;9749658796 |
| &nbsp;&nbsp;9788002302 | &nbsp;&nbsp;9759622336 | &nbsp;&nbsp;9712995860 | &nbsp;&nbsp;216202184 | &nbsp;&nbsp;9730139418 | &nbsp;&nbsp;9770449511 | &nbsp;&nbsp;216119693 | &nbsp;&nbsp;9751427940 |
| &nbsp;&nbsp;216063305 | &nbsp;&nbsp;9760069782 | &nbsp;&nbsp;9713986066 | &nbsp;&nbsp;216215830 | &nbsp;&nbsp;9730429199 | &nbsp;&nbsp;9770473784 | &nbsp;&nbsp;216181958 | &nbsp;&nbsp;9751929309 |
| &nbsp;&nbsp;216074641 | &nbsp;&nbsp;9760136706 | &nbsp;&nbsp;9733495502 | &nbsp;&nbsp;216227355 | &nbsp;&nbsp;9730504710 | &nbsp;&nbsp;9770704741 | &nbsp;&nbsp;216214874 | &nbsp;&nbsp;9757065835 |
| &nbsp;&nbsp;216214585 | &nbsp;&nbsp;9762347798 | &nbsp;&nbsp;9736534109 | &nbsp;&nbsp;216231761 | &nbsp;&nbsp;9731523784 | &nbsp;&nbsp;9771822450 | &nbsp;&nbsp;216343608 | &nbsp;&nbsp;9758682943 |
| &nbsp;&nbsp;9706357861 | &nbsp;&nbsp;9763040319 | &nbsp;&nbsp;9744270795 | &nbsp;&nbsp;216255265 | &nbsp;&nbsp;9731555018 | &nbsp;&nbsp;9772046893 | &nbsp;&nbsp;9714371417 | &nbsp;&nbsp;9760981069 |
| &nbsp;&nbsp;9706808087 | &nbsp;&nbsp;9763277440 | &nbsp;&nbsp;9746931857 | &nbsp;&nbsp;216259689 | &nbsp;&nbsp;9731600327 | &nbsp;&nbsp;9772408028 | &nbsp;&nbsp;9735652209 | &nbsp;&nbsp;9761079855 |
| &nbsp;&nbsp;9708697041 | &nbsp;&nbsp;9764159068 | &nbsp;&nbsp;9752335621 | &nbsp;&nbsp;216275479 | &nbsp;&nbsp;9732687224 | &nbsp;&nbsp;9775136303 | &nbsp;&nbsp;9736324824 | &nbsp;&nbsp;9761180257 |
| &nbsp;&nbsp;9711630542 | &nbsp;&nbsp;9765339974 | &nbsp;&nbsp;9753189233 | &nbsp;&nbsp;216296764 | &nbsp;&nbsp;9733448287 | &nbsp;&nbsp;9775587778 | &nbsp;&nbsp;9743688542 | &nbsp;&nbsp;9761350652 |
| &nbsp;&nbsp;9713377324 | &nbsp;&nbsp;9765434585 | &nbsp;&nbsp;9755387025 | &nbsp;&nbsp;216300574 | &nbsp;&nbsp;9736251308 | &nbsp;&nbsp;9778044421 | &nbsp;&nbsp;216181651 | &nbsp;&nbsp;9761988774 |
| &nbsp;&nbsp;9713598424 | &nbsp;&nbsp;9765910048 | &nbsp;&nbsp;9757372462 | &nbsp;&nbsp;216320903 | &nbsp;&nbsp;9737332826 | &nbsp;&nbsp;9778696535 | &nbsp;&nbsp;216183277 | &nbsp;&nbsp;9762228949 |
| &nbsp;&nbsp;9716015822 | &nbsp;&nbsp;9766429584 | &nbsp;&nbsp;9770190016 | &nbsp;&nbsp;216329581 | &nbsp;&nbsp;9739086537 | &nbsp;&nbsp;9779101832 | &nbsp;&nbsp;216291740 | &nbsp;&nbsp;9762954254 |
| &nbsp;&nbsp;9717315478 | &nbsp;&nbsp;9767733869 | &nbsp;&nbsp;9774295472 | &nbsp;&nbsp;9704640938 | &nbsp;&nbsp;9739459312 | &nbsp;&nbsp;9779899815 | &nbsp;&nbsp;216312256 | &nbsp;&nbsp;9765185583 |
| &nbsp;&nbsp;9726374078 | &nbsp;&nbsp;9768023195 | &nbsp;&nbsp;9774356654 | &nbsp;&nbsp;9705191360 | &nbsp;&nbsp;9739675123 | &nbsp;&nbsp;9781857975 | &nbsp;&nbsp;216320101 | &nbsp;&nbsp;9768105679 |
| &nbsp;&nbsp;9731989159 | &nbsp;&nbsp;9773061990 | &nbsp;&nbsp;9777805442 | &nbsp;&nbsp;9705357094 | &nbsp;&nbsp;9742679468 | &nbsp;&nbsp;9782267216 | &nbsp;&nbsp;216337717 | &nbsp;&nbsp;9772630258 |
| &nbsp;&nbsp;9732312963 | &nbsp;&nbsp;9773241162 | &nbsp;&nbsp;9777862252 | &nbsp;&nbsp;9707549748 | &nbsp;&nbsp;9742699268 | &nbsp;&nbsp;9782942578 | &nbsp;&nbsp;216339267 | &nbsp;&nbsp;9772687720 |
| &nbsp;&nbsp;9732898409 | &nbsp;&nbsp;9773802294 | &nbsp;&nbsp;9784114325 | &nbsp;&nbsp;9709092895 | &nbsp;&nbsp;9742718258 | &nbsp;&nbsp;9784841745 | &nbsp;&nbsp;9707801198 | &nbsp;&nbsp;9773336210 |
| &nbsp;&nbsp;9734263164 | &nbsp;&nbsp;9775458509 | &nbsp;&nbsp;9787961060 | &nbsp;&nbsp;9709275193 | &nbsp;&nbsp;9742977326 | &nbsp;&nbsp;9785493348 | &nbsp;&nbsp;9709440748 | &nbsp;&nbsp;9773586517 |
| &nbsp;&nbsp;9734432595 | &nbsp;&nbsp;9776409105 | &nbsp;&nbsp;9788060011 | &nbsp;&nbsp;9709418751 | &nbsp;&nbsp;9743934474 | &nbsp;&nbsp;9785516429 | &nbsp;&nbsp;9711683913 | &nbsp;&nbsp;9773739694 |
| &nbsp;&nbsp;9735133713 | &nbsp;&nbsp;9776617228 | &nbsp;&nbsp;9792984222 | &nbsp;&nbsp;9710827289 | &nbsp;&nbsp;9744670705 | &nbsp;&nbsp;9786582149 | &nbsp;&nbsp;9712025866 | &nbsp;&nbsp;9773861167 |
| &nbsp;&nbsp;9736364267 | &nbsp;&nbsp;9776626070 | &nbsp;&nbsp;9794227042 | &nbsp;&nbsp;9711019449 | &nbsp;&nbsp;9747219559 | &nbsp;&nbsp;9786758145 | &nbsp;&nbsp;9712494856 | &nbsp;&nbsp;9775749949 |
| &nbsp;&nbsp;9738050062 | &nbsp;&nbsp;9776705692 | &nbsp;&nbsp;9797975290 | &nbsp;&nbsp;9712002782 | &nbsp;&nbsp;9752354275 | &nbsp;&nbsp;9786841834 | &nbsp;&nbsp;9712662833 | &nbsp;&nbsp;9777306375 |
| &nbsp;&nbsp;9740883021 | &nbsp;&nbsp;9777917395 | &nbsp;&nbsp;215998170 | &nbsp;&nbsp;9713308329 | &nbsp;&nbsp;9754664994 | &nbsp;&nbsp;9786848490 | &nbsp;&nbsp;9713645696 | &nbsp;&nbsp;9779058560 |
| &nbsp;&nbsp;9742521033 | &nbsp;&nbsp;9782736723 | &nbsp;&nbsp;216060806 | &nbsp;&nbsp;9713448273 | &nbsp;&nbsp;9755722148 | &nbsp;&nbsp;9787121608 | &nbsp;&nbsp;9714340479 | &nbsp;&nbsp;9780415254 |
| &nbsp;&nbsp;9743396161 | &nbsp;&nbsp;9783536775 | &nbsp;&nbsp;216018622 | &nbsp;&nbsp;9713512607 | &nbsp;&nbsp;9756506078 | &nbsp;&nbsp;9788132406 | &nbsp;&nbsp;9715791332 | &nbsp;&nbsp;9782648670 |
| &nbsp;&nbsp;9744982225 | &nbsp;&nbsp;9787408468 | &nbsp;&nbsp;216226993 | &nbsp;&nbsp;9714405538 | &nbsp;&nbsp;9756860640 | &nbsp;&nbsp;9788196229 | &nbsp;&nbsp;9721563238 | &nbsp;&nbsp;9783713705 |
| &nbsp;&nbsp;9747623214 | &nbsp;&nbsp;9788222439 | &nbsp;&nbsp;9718343941 | &nbsp;&nbsp;9715272762 | &nbsp;&nbsp;9757440749 | &nbsp;&nbsp;9789332799 | &nbsp;&nbsp;9721739093 | &nbsp;&nbsp;9785685794 |
| &nbsp;&nbsp;9747960418 | &nbsp;&nbsp;9788898998 | &nbsp;&nbsp;9736536039 | &nbsp;&nbsp;9716149357 | &nbsp;&nbsp;9758964036 | &nbsp;&nbsp;9791058119 | &nbsp;&nbsp;9722248789 | &nbsp;&nbsp;9786270851 |
| &nbsp;&nbsp;9748895118 | &nbsp;&nbsp;9790878657 | &nbsp;&nbsp;9737791302 | &nbsp;&nbsp;9717032131 | &nbsp;&nbsp;9760943556 | &nbsp;&nbsp;9791101034 | &nbsp;&nbsp;9725114871 | &nbsp;&nbsp;9788271907 |
| &nbsp;&nbsp;9751691008 | &nbsp;&nbsp;9791343651 | &nbsp;&nbsp;9738845685 | &nbsp;&nbsp;9719242233 | &nbsp;&nbsp;9762987338 | &nbsp;&nbsp;9792780208 | &nbsp;&nbsp;9727201718 | &nbsp;&nbsp;9790464649 |
| &nbsp;&nbsp;9751840209 | &nbsp;&nbsp;9791996102 | &nbsp;&nbsp;9746474395 | &nbsp;&nbsp;9719486913 | &nbsp;&nbsp;9763479749 | &nbsp;&nbsp;9793315012 | &nbsp;&nbsp;9729148594 | &nbsp;&nbsp;9791438899 |
| &nbsp;&nbsp;9751921587 | &nbsp;&nbsp;9792995566 | &nbsp;&nbsp;9763534121 | &nbsp;&nbsp;9719681778 | &nbsp;&nbsp;9763970960 | &nbsp;&nbsp;9794045683 | &nbsp;&nbsp;9729849894 | &nbsp;&nbsp;9791625974 |
| &nbsp;&nbsp;9752292590 | &nbsp;&nbsp;9795539197 | &nbsp;&nbsp;9767636773 | &nbsp;&nbsp;9719976004 | &nbsp;&nbsp;9765467502 | &nbsp;&nbsp;9795498352 | &nbsp;&nbsp;9735303126 | &nbsp;&nbsp;9792603202 |
| &nbsp;&nbsp;9752703489 | &nbsp;&nbsp;9796516822 | &nbsp;&nbsp;9776669625 | &nbsp;&nbsp;9720110825 | &nbsp;&nbsp;9766071600 | &nbsp;&nbsp;9797089225 | &nbsp;&nbsp;9736949026 | &nbsp;&nbsp;9795670463 |
| &nbsp;&nbsp;9753766725 | &nbsp;&nbsp;9797307999 | &nbsp;&nbsp;9783114367 | &nbsp;&nbsp;9721822238 | &nbsp;&nbsp;9766903653 | &nbsp;&nbsp;9797208908 | &nbsp;&nbsp;9737361585 | &nbsp;&nbsp;9799432639 |
| &nbsp;&nbsp;9753992370 | &nbsp;&nbsp;9797638112 | &nbsp;&nbsp;9791825038 | &nbsp;&nbsp;9722021152 | &nbsp;&nbsp;9767887111 | &nbsp;&nbsp;9798340643 | &nbsp;&nbsp;9737841529 |  |
| &nbsp;&nbsp;9754913508 | &nbsp;&nbsp;9797805273 | &nbsp;&nbsp;215954702 | &nbsp;&nbsp;9723658382 | &nbsp;&nbsp;9768075286 | &nbsp;&nbsp;216268953 | &nbsp;&nbsp;9738023143 |  |
| &nbsp;&nbsp;9756292075 | &nbsp;&nbsp;9799065678 | &nbsp;&nbsp;215957242 | &nbsp;&nbsp;9724471215 | &nbsp;&nbsp;9768875446 | &nbsp;&nbsp;216274142 | &nbsp;&nbsp;9740955241 |  |
| &nbsp;&nbsp;9756775210 | &nbsp;&nbsp;216102434 | &nbsp;&nbsp;216002691 | &nbsp;&nbsp;9725417811 | &nbsp;&nbsp;9769033656 | &nbsp;&nbsp;9706794329 | &nbsp;&nbsp;9741497086 |  |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

## Exhibit 99.2

**Exhibit 99.2 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Marketing ID** | **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 900000014 | xxx | xxx |  |  | 10/xx/2025 | xxx | xxx | 0 | $xxx | 08/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 61.1 | 61.1 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000016 | xxx | xxx |  |  | 10/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/xx/2025 | 1 | 10/xx/2025 |
| 900000018 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.59 | 65.59 | xxx | xxx | -.0217 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0217 | xxx | Moderate Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000056 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000194 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000196 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000202 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 10/xx/2025 |
| 900000220 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000231 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000234 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 67.5 | 67.5 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000253 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | 10/xx/2025 |
| 900000259 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000307 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000343 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 64.52 | 64.52 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000344 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 73.51 | 73.51 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000348 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 42.53 | 42.53 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | 11/xx/2025 |
| 900000357 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000358 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 55.62 | 55.62 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 4.7 | 11/xx/2025 |
| 900000363 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 84.64 | 84.64 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000523 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000642 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000664 | xxx | xxx |  |  | 08/xx/2025 | xxx | xxx | 0 | $xxx | 08/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 77.35 | 77.35 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 01/xx/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000709 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 07/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000007 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | 09/xx/2025 |
| 900000008 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 77.37 | 77.37 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | 09/xx/2025 |
| 900000009 | xxx | xxx |  |  | 10/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000010 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 62.06 | 62.06 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000011 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 50.79 | 50.79 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/xx/2025 | 2.1 | 09/xx/2025 |
| 900000012 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.58 | 79.58 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | 10/xx/2025 |
| 900000013 | xxx | xxx |  |  | 10/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.61 | 74.61 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000020 | xxx | xxx |  |  | 10/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx |  | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000024 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 30.29 | 30.29 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000026 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000030 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000032 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | 11/xx/2025 |
| 900000045 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 06/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 07/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000046 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 06/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 77.88 | 77.88 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 07/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000047 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 62.94 | 62.94 | xxx | xxx | -.0629 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0629 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000048 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 31.35 | 31.35 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000050 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000053 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | 11/xx/2025 |
| 900000057 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 69.14 | 69.14 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000059 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | 1025 Small Residential Income Report |  |  |  |  | xxx | xxx | .0000 | 11/xx/2025 | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000063 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | xxx | -.0233 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0233 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000064 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | 11/xx/2025 |
| 900000066 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 56.67 | 56.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000071 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.22 | 65.22 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | 11/xx/2025 |
| 900000072 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.57 | 69.57 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000073 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000079 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 71.43 | 71.43 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/xx/2025 | 1.2 | 10/xx/2025 |
| 900000084 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 1.7 | 11/xx/2025 |
| 900000085 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000094 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000095 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000098 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | -.0260 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0260 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 11/xx/2025 |
| 900000102 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | 11/xx/2025 |
| 900000108 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.0 | 74.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | 11/xx/2025 |
| 900000113 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 77.3 | 77.3 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | 11/xx/2025 |
| 900000114 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000122 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000127 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 12/xx/2025 |
| 900000129 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 37.3 | 37.3 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | 11/xx/2025 |
| 900000132 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000180 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | 11/xx/2025 |
| 900000183 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000186 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 66.28 | 66.28 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | 11/xx/2025 |
| 900000195 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 01/xx/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/xx/2026 | 1 | 01/xx/2026 |
| 900000198 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.17 | 79.17 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | 11/xx/2025 |
| 900000199 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Not securitized | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | 12/xx/2025 |
| 900000205 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.59 | 69.59 | xxx | xxx | -.0405 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0405 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000207 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000210 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 66.54 | 66.54 | xxx | xxx | -.0769 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0769 | xxx |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | 11/xx/2025 |
| 900000212 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | .0435 | 1004 URAR |  |  |  |  | xxx | xxx | .0435 | 11/xx/2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | 12/xx/2025 |
| 900000216 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000217 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 60.5 | 60.5 | xxx | xxx | -.0336 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0336 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000221 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 32.15 | 32.15 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 1 | 12/xx/2025 |
| 900000222 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 68.37 | 68.37 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000223 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000226 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.71 | 65.71 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/xx/2025 | 2.9 | 10/xx/2025 |
| 900000227 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | -.0541 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0541 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000228 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000230 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 66.14 | 66.14 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000232 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 37.93 | 37.93 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | 11/xx/2025 |
| 900000233 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000235 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 2 | 12/xx/2025 |
| 900000237 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000239 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 45.0 | 45.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | 11/xx/2025 |
| 900000241 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000242 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000249 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000251 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 61.36 | 61.36 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000255 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 1 | 11/xx/2025 |
| 900000257 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 59.18 | 59.18 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | 11/xx/2025 |
| 900000261 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 1.7 | 11/xx/2025 |
| 900000267 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000268 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | xxx | .1475 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | .1475 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 11/xx/2025 |
| 900000272 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 54.65 | 54.65 | xxx | xxx | -.0157 | 1004 URAR |  |  |  |  | xxx | xxx | -.0157 | 10/xx/2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000274 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.94 | 79.94 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000275 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | 10/xx/2025 |
| 900000280 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 71.43 | 71.43 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000281 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 56.04 | 56.04 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | 12/xx/2025 |
| 900000282 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | 11/xx/2025 |
| 900000283 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000284 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.0 | 74.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000286 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000291 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000296 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000298 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 45.35 | 45.35 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 3.8 | 12/xx/2025 |
| 900000299 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 1 | 12/xx/2025 |
| 900000305 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | 11/xx/2025 |
| 900000313 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 72.58 | 72.58 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000318 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.77 | 74.77 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | 11/xx/2025 |
| 900000321 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000322 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000324 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 52.75 | 52.75 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 Eligible |  |  |
| 900000326 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 68.59 | 68.59 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 11/xx/2025 |
| 900000328 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | 12/xx/2025 |
| 900000331 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000332 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 11/xx/2025 |
| 900000340 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000341 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000342 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 08/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000347 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | 12/xx/2025 |
| 900000352 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.82 | 75.82 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 1 | 12/xx/2025 |
| 900000353 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000364 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 32.42 | 32.42 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | 10/xx/2025 |
| 900000367 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000370 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.81 | 79.81 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000371 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000372 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000373 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000374 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 68.43 | 68.43 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000376 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 68.77 | 68.77 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000379 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | 11/xx/2025 |
| 900000380 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000381 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | 10/xx/2025 |
| 900000382 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 73.31 | 73.31 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000383 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000384 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 53.85 | 53.85 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000389 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000390 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000391 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | 11/xx/2025 |
| 900000393 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 27.27 | 27.27 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 11/xx/2025 |
| 900000400 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 63.92 | 63.92 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000401 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.93 | 79.93 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000405 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000407 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 78.38 | 78.38 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 1.7 | 11/xx/2025 |
| 900000408 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.58 | 74.58 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000409 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000410 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 10/xx/2025 |
| 900000412 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 1.1 | 12/xx/2025 |
| 900000414 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.23 | 69.23 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000415 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000416 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000418 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000422 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 07/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | 1025 Small Residential Income Report |  |  |  |  | xxx | xxx | .0000 | 11/xx/2025 | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000423 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | -.0557 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0557 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | 11/xx/2025 |
| 900000426 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 44.74 | 44.74 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000431 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000435 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 48.22 | 48.22 | xxx | xxx | .2891 | 1004 URAR |  |  |  |  | xxx | xxx | .2891 | 11/xx/2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 11/xx/2025 |
| 900000436 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000437 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000438 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000439 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 34.25 | 34.25 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000443 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 11/xx/2025 |
| 900000447 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000448 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 72.75 | 72.75 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 1 | 11/xx/2025 |
| 900000456 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 62.9 | 62.9 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/xx/2025 | 2.3 | 10/xx/2025 |
| 900000457 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000459 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 78.44 | 78.44 | xxx | xxx | -.0556 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0556 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | 11/xx/2025 |
| 900000460 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 66.02 | 66.02 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | 11/xx/2025 |
| 900000461 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000463 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.04 | 75.04 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |
| 900000464 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000465 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 68.52 | 68.52 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000466 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000471 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 11/xx/2025 |
| 900000474 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 43.48 | 43.48 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000476 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | 10/xx/2025 |
| 900000479 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 46.07 | 46.07 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 3.7 | 12/xx/2025 |
| 900000480 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000482 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 62.72 | 62.72 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000483 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 11/xx/2025 |
| 900000484 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.62 | 69.62 | xxx | xxx | -.0295 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0295 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | 10/xx/2025 |
| 900000486 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000488 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | 11/xx/2025 |
| 900000489 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000490 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000491 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000495 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000496 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000498 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000501 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000502 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000503 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000506 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000508 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000510 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 41.05 | 41.05 | xxx | xxx | .1081 | 1004 URAR |  |  |  |  | xxx | xxx | .1081 | 11/xx/2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | 11/xx/2025 |
| 900000511 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000514 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000515 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | .1656 | 1073 Individual Condo Report |  |  |  |  | xxx | xxx | .1656 | 12/xx/2025 | 1073 Individual Condo Report |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000517 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 57.24 | 57.24 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000519 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000520 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.85 | 69.85 | xxx | xxx | .0105 | 1004 URAR |  |  |  |  | xxx | xxx | .0105 | 11/xx/2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 11/xx/2025 |
| 900000524 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 31.19 | 31.19 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000525 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 74.62 | 74.62 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | 12/xx/2025 |
| 900000528 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000532 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000534 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 67.03 | 67.03 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.9 | 11/xx/2025 |
| 900000535 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000536 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 2.5 | 11/xx/2025 |
| 900000537 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000538 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000541 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000542 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 83.24 | 83.24 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000548 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 83.8 | 83.8 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | 11/xx/2025 |
| 900000552 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000553 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000554 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000556 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000557 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000561 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000563 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 10/xx/2025 |
| 900000569 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000571 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 20.64 | 20.64 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 11/xx/2025 |
| 900000572 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | 12/xx/2025 |
| 900000573 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000574 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 12/xx/2025 |
| 900000575 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 74.9 | 74.9 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | 11/xx/2025 |
| 900000579 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.71 | 75.71 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000580 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 30.3 | 30.3 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | 11/xx/2025 |
| 900000581 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000583 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000585 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000586 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | 11/xx/2025 |
| 900000587 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000588 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.32 | 69.32 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000589 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000590 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000594 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000595 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | 10/xx/2025 |
| 900000596 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 78.05 | 78.05 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000597 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 36.36 | 36.36 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000599 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000601 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000602 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000603 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 64.1 | 64.1 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | 12/xx/2025 |
| 900000605 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 23.23 | 23.23 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 12/xx/2025 |
| 900000606 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | 12/xx/2025 |
| 900000607 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 53.19 | 53.19 | xxx | xxx | .0319 | 1073 Individual Condo Report |  |  |  |  | xxx | xxx | .0319 | 10/xx/2025 | 1073 Individual Condo Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000608 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000610 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000611 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 45.61 | 45.61 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 11/xx/2025 Eligible |  |  |
| 900000616 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 62.22 | 62.22 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | 10/xx/2025 |
| 900000619 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.66 | 70.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000621 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000623 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000626 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | xxx | -.0581 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0581 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000627 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | 10/xx/2025 |
| 900000628 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000629 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000630 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | 11/xx/2025 |
| 900000633 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000637 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000638 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000639 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000640 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000643 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000646 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000647 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000652 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 62.64 | 62.64 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000655 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 53.33 | 53.33 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 2.5 | 12/xx/2025 |
| 900000658 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 53.64 | 53.64 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000661 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000665 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | 12/xx/2025 |
| 900000666 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | 11/xx/2025 |
| 900000668 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | 12/xx/2025 |
| 900000672 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | 11/xx/2025 |
| 900000673 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 52.03 | 52.03 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 10/xx/2025 |
| 900000674 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000675 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 12/xx/2025 |
| 900000677 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2025 | 1 | 12/xx/2025 |
| 900000681 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | 12/xx/2025 |
| 900000685 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000686 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 51.81 | 51.81 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000687 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000692 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | 12/xx/2025 |
| 900000697 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000698 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 73.28 | 73.28 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000699 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 08/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | 09/xx/2025 |
| 900000700 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.79 | 79.79 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000701 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/xx/2025 | 3 | 11/xx/2025 |
| 900000702 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000706 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 71.15 | 71.15 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000710 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 68.02 | 68.02 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000711 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000712 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 49.88 | 49.88 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | 12/xx/2025 |
| 900000713 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | 10/xx/2025 |
| 900000714 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 52.63 | 52.63 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | 10/xx/2025 |
| 900000721 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | 10/xx/2025 |
| 900000725 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | 12/xx/2025 |
| 900000730 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 44.44 | 44.44 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000733 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 09/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 09/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | 09/xx/2025 |
| 900000736 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000737 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000739 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 69.72 | 69.72 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | 11/xx/2025 |
| 900000740 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000741 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000742 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 60.6 | 60.6 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | 10/xx/2025 |
| 900000743 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 47.25 | 47.25 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.9 | 11/xx/2025 |
| 900000751 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | 12/xx/2205 |
| 900000752 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000755 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000757 | xxx | xxx |  |  | 11/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | xxx | -.0014 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0014 | xxx | Moderate Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000758 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | 12/xx/2025 |
| 900000763 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 42.25 | 42.25 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | 11/xx/2025 |
| 900000768 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000772 | xxx | xxx |  |  | 01/xx/2026 | xxx | xxx | 0 | $xxx | 01/xx/2026 | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 01/xx/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 01/xx/2026 |
| 900000773 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000774 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000776 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 73.83 | 73.83 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 12/xx/2025 |
| 900000778 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 999 | 11/xx/2025 |
| 900000781 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | 11/xx/2025 |
| 900000783 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 79.76 | 79.76 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000784 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 10/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000786 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 11/xx/2025 |
| 900000788 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000790 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000793 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 11/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 74.75 | 74.75 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000797 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 10/xx/2025 | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 11/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000799 | xxx | xxx |  |  | 12/xx/2025 | xxx | xxx | 0 | $xxx | 12/xx/2025 | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | 12/xx/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 2**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Marketing ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 900000014 | XXXX |  |  | XXXX D A |
| 900000016 | XXXX |  |  | XXXX A C B |
| 900000018 | XXXX |  |  | XXXX A C |
| 900000056 | XXXX |  |  | XXXX D A C |
| 900000194 | XXXX |  |  | XXXX D A |
| 900000196 | XXXX |  |  | XXXX C A |
| 900000202 | XXXX |  |  | XXXX A |
| 900000220 | XXXX |  |  | XXXX D A |
| 900000231 | XXXX |  |  | XXXX A C |
| 900000234 | XXXX |  |  | XXXX D A |
| 900000253 | XXXX |  |  | XXXX B A |
| 900000259 | XXXX |  |  | XXXX A |
| 900000307 | XXXX |  |  | XXXX C A |
| 900000343 | XXXX |  |  | XXXX D A |
| 900000344 | XXXX |  |  | XXXX D A |
| 900000348 | XXXX |  |  | XXXX A |
| 900000357 | XXXX |  |  | XXXX A |
| 900000358 | XXXX |  |  | XXXX A B |
| 900000363 | XXXX |  |  | XXXX A |
| 900000523 | XXXX |  |  | XXXX C A B |
| 900000642 | XXXX |  |  | XXXX C A |
| 900000664 | XXXX |  |  | XXXX A C |
| 900000709 | XXXX |  |  | XXXX A |
| 900000007 | XXXX |  |  | XXXX A |
| 900000008 | XXXX |  |  | XXXX A B |
| 900000009 | XXXX |  |  | XXXX D A |
| 900000010 | XXXX |  |  | XXXX A |
| 900000011 | XXXX |  |  | XXXX D A |
| 900000012 | XXXX |  |  | XXXX A B |
| 900000013 | XXXX |  |  | XXXX D A |
| 900000020 | XXXX |  |  | XXXX A |
| 900000024 | XXXX |  |  | XXXX A |
| 900000026 | XXXX |  |  | XXXX A |
| 900000030 | XXXX |  |  | XXXX A |
| 900000032 | XXXX |  |  | XXXX A |
| 900000045 | XXXX |  |  | XXXX A C |
| 900000046 | XXXX |  |  | XXXX A C |
| 900000047 | XXXX |  |  | XXXX A D |
| 900000048 | XXXX |  |  | XXXX A |
| 900000050 | XXXX |  |  | XXXX A |
| 900000053 | XXXX |  |  | XXXX A |
| 900000057 | XXXX |  |  | XXXX A |
| 900000059 | XXXX |  |  | XXXX A |
| 900000063 | XXXX |  |  | XXXX D C A |
| 900000064 | XXXX |  |  | XXXX A |
| 900000066 | XXXX |  |  | XXXX A |
| 900000071 | XXXX |  |  | XXXX A |
| 900000072 | XXXX |  |  | XXXX A |
| 900000073 | XXXX |  |  | XXXX A |
| 900000079 | XXXX |  |  | XXXX A |
| 900000084 | XXXX |  |  | XXXX A |
| 900000085 | XXXX |  |  | XXXX A D |
| 900000094 | XXXX |  |  | XXXX A |
| 900000095 | XXXX |  |  | XXXX A D |
| 900000098 | XXXX |  |  | XXXX A B |
| 900000102 | XXXX |  |  | XXXX A |
| 900000108 | XXXX |  |  | XXXX A B |
| 900000113 | XXXX |  |  | XXXX A B |
| 900000114 | XXXX |  |  | XXXX A |
| 900000122 | XXXX |  |  | XXXX A |
| 900000127 | XXXX |  |  | XXXX A B C |
| 900000129 | XXXX |  |  | XXXX A B |
| 900000132 | XXXX |  |  | XXXX A |
| 900000180 | XXXX |  |  | XXXX A |
| 900000183 | XXXX |  |  | XXXX A |
| 900000186 | XXXX |  |  | XXXX A |
| 900000195 | XXXX |  |  | XXXX A |
| 900000198 | XXXX |  |  | XXXX B A |
| 900000199 | XXXX |  |  | XXXX D A |
| Not securitized | XXXX |  |  | XXXX A |
| 900000205 | XXXX |  |  | XXXX A C B |
| 900000207 | XXXX |  |  | XXXX A |
| 900000210 | XXXX |  |  | XXXX A B |
| 900000212 | XXXX |  |  | XXXX A |
| 900000216 | XXXX |  |  | XXXX D A |
| 900000217 | XXXX |  |  | XXXX A |
| 900000221 | XXXX |  |  | XXXX A |
| 900000222 | XXXX |  |  | XXXX A |
| 900000223 | XXXX |  |  | XXXX C A |
| 900000226 | XXXX |  |  | XXXX D A B |
| 900000227 | XXXX |  |  | XXXX A C |
| 900000228 | XXXX |  |  | XXXX A |
| 900000230 | XXXX |  |  | XXXX D A |
| 900000232 | XXXX |  |  | XXXX A |
| 900000233 | XXXX |  |  | XXXX A |
| 900000235 | XXXX |  |  | XXXX A |
| 900000237 | XXXX |  |  | XXXX A |
| 900000239 | XXXX |  |  | XXXX A B |
| 900000241 | XXXX |  |  | XXXX B A |
| 900000242 | XXXX |  |  | XXXX C A |
| 900000249 | XXXX |  |  | XXXX A |
| 900000251 | XXXX |  |  | XXXX A |
| 900000255 | XXXX |  |  | XXXX A |
| 900000257 | XXXX |  |  | XXXX A |
| 900000261 | XXXX |  |  | XXXX D A |
| 900000267 | XXXX |  |  | XXXX D A |
| 900000268 | XXXX |  |  | XXXX A |
| 900000272 | XXXX |  |  | XXXX A |
| 900000274 | XXXX |  |  | XXXX A B |
| 900000275 | XXXX |  |  | XXXX A |
| 900000280 | XXXX |  |  | XXXX A |
| 900000281 | XXXX |  |  | XXXX A |
| 900000282 | XXXX |  |  | XXXX A B |
| 900000283 | XXXX |  |  | XXXX A |
| 900000284 | XXXX |  |  | XXXX A |
| 900000286 | XXXX |  |  | XXXX D A |
| 900000291 | XXXX |  |  | XXXX A |
| 900000296 | XXXX |  |  | XXXX A |
| 900000298 | XXXX |  |  | XXXX A B |
| 900000299 | XXXX |  |  | XXXX A |
| 900000305 | XXXX |  |  | XXXX A |
| 900000313 | XXXX |  |  | XXXX A |
| 900000318 | XXXX |  |  | XXXX A B |
| 900000321 | XXXX |  |  | XXXX A |
| 900000322 | XXXX |  |  | XXXX A |
| 900000324 | XXXX |  |  | XXXX A |
| 900000326 | XXXX |  |  | XXXX A |
| 900000328 | XXXX |  |  | XXXX A B |
| 900000331 | XXXX |  |  | XXXX A |
| 900000332 | XXXX |  |  | XXXX A B |
| 900000340 | XXXX |  |  | XXXX A |
| 900000341 | XXXX |  |  | XXXX A |
| 900000342 | XXXX |  |  | XXXX C A |
| 900000347 | XXXX |  |  | XXXX B A |
| 900000352 | XXXX |  |  | XXXX A |
| 900000353 | XXXX |  |  | XXXX A |
| 900000364 | XXXX |  |  | XXXX A B |
| 900000367 | XXXX |  |  | XXXX A |
| 900000370 | XXXX |  |  | XXXX A |
| 900000371 | XXXX |  |  | XXXX A |
| 900000372 | XXXX |  |  | XXXX A C |
| 900000373 | XXXX |  |  | XXXX A |
| 900000374 | XXXX |  |  | XXXX D A |
| 900000376 | XXXX |  |  | XXXX A D |
| 900000379 | XXXX |  |  | XXXX A B |
| 900000380 | XXXX |  |  | XXXX D A |
| 900000381 | XXXX |  |  | XXXX A B |
| 900000382 | XXXX |  |  | XXXX A |
| 900000383 | XXXX |  |  | XXXX A |
| 900000384 | XXXX |  |  | XXXX A |
| 900000389 | XXXX |  |  | XXXX D A |
| 900000390 | XXXX |  |  | XXXX A C |
| 900000391 | XXXX |  |  | XXXX A |
| 900000393 | XXXX |  |  | XXXX A |
| 900000400 | XXXX |  |  | XXXX D A |
| 900000401 | XXXX |  |  | XXXX A |
| 900000405 | XXXX |  |  | XXXX D A |
| 900000407 | XXXX |  |  | XXXX A |
| 900000408 | XXXX |  |  | XXXX D A |
| 900000409 | XXXX |  |  | XXXX D A |
| 900000410 | XXXX |  |  | XXXX A |
| 900000412 | XXXX |  |  | XXXX A |
| 900000414 | XXXX |  |  | XXXX A |
| 900000415 | XXXX |  |  | XXXX A |
| 900000416 | XXXX |  |  | XXXX A |
| 900000418 | XXXX |  |  | XXXX A |
| 900000422 | XXXX |  |  | XXXX A |
| 900000423 | XXXX |  |  | XXXX A |
| 900000426 | XXXX |  |  | XXXX A |
| 900000431 | XXXX |  |  | XXXX A |
| 900000435 | XXXX |  |  | XXXX B A |
| 900000436 | XXXX |  |  | XXXX A |
| 900000437 | XXXX |  |  | XXXX D A |
| 900000438 | XXXX |  |  | XXXX A |
| 900000439 | XXXX |  |  | XXXX A |
| 900000443 | XXXX |  |  | XXXX A |
| 900000447 | XXXX |  |  | XXXX A |
| 900000448 | XXXX |  |  | XXXX A B |
| 900000456 | XXXX |  |  | XXXX A |
| 900000457 | XXXX |  |  | XXXX A |
| 900000459 | XXXX |  |  | XXXX A B |
| 900000460 | XXXX |  |  | XXXX A |
| 900000461 | XXXX |  |  | XXXX A |
| 900000463 | XXXX |  |  | XXXX C A B |
| 900000464 | XXXX |  |  | XXXX A |
| 900000465 | XXXX |  |  | XXXX A |
| 900000466 | XXXX |  |  | XXXX A |
| 900000471 | XXXX |  |  | XXXX A B |
| 900000474 | XXXX |  |  | XXXX A C |
| 900000476 | XXXX |  |  | XXXX A |
| 900000479 | XXXX |  |  | XXXX A |
| 900000480 | XXXX |  |  | XXXX A |
| 900000482 | XXXX |  |  | XXXX A |
| 900000483 | XXXX |  |  | XXXX A |
| 900000484 | XXXX |  |  | XXXX D C A B |
| 900000486 | XXXX |  |  | XXXX A |
| 900000488 | XXXX |  |  | XXXX A B |
| 900000489 | XXXX |  |  | XXXX D A |
| 900000490 | XXXX |  |  | XXXX A |
| 900000491 | XXXX |  |  | XXXX A |
| 900000495 | XXXX |  |  | XXXX A |
| 900000496 | XXXX |  |  | XXXX D A |
| 900000498 | XXXX |  |  | XXXX A |
| 900000501 | XXXX |  |  | XXXX A |
| 900000502 | XXXX |  |  | XXXX A |
| 900000503 | XXXX |  |  | XXXX C A |
| 900000506 | XXXX |  |  | XXXX A |
| 900000508 | XXXX |  |  | XXXX D A B |
| 900000510 | XXXX |  |  | XXXX A |
| 900000511 | XXXX |  |  | XXXX A |
| 900000514 | XXXX |  |  | XXXX A |
| 900000515 | XXXX |  |  | XXXX A |
| 900000517 | XXXX |  |  | XXXX A |
| 900000519 | XXXX |  |  | XXXX A |
| 900000520 | XXXX |  |  | XXXX A |
| 900000524 | XXXX |  |  | XXXX A |
| 900000525 | XXXX |  |  | XXXX A |
| 900000528 | XXXX |  |  | XXXX D A |
| 900000532 | XXXX |  |  | XXXX A |
| 900000534 | XXXX |  |  | XXXX A B |
| 900000535 | XXXX |  |  | XXXX A |
| 900000536 | XXXX |  |  | XXXX D C A |
| 900000537 | XXXX |  |  | XXXX A |
| 900000538 | XXXX |  |  | XXXX C A |
| 900000541 | XXXX |  |  | XXXX A B |
| 900000542 | XXXX |  |  | XXXX C A |
| 900000548 | XXXX |  |  | XXXX A |
| 900000552 | XXXX |  |  | XXXX A C |
| 900000553 | XXXX |  |  | XXXX A |
| 900000554 | XXXX |  |  | XXXX A |
| 900000556 | XXXX |  |  | XXXX A |
| 900000557 | XXXX |  |  | XXXX A |
| 900000561 | XXXX |  |  | XXXX A |
| 900000563 | XXXX |  |  | XXXX B A |
| 900000569 | XXXX |  |  | XXXX A |
| 900000571 | XXXX |  |  | XXXX A C B |
| 900000572 | XXXX |  |  | XXXX A |
| 900000573 | XXXX |  |  | XXXX B A |
| 900000574 | XXXX |  |  | XXXX A |
| 900000575 | XXXX |  |  | XXXX A B |
| 900000579 | XXXX |  |  | XXXX A |
| 900000580 | XXXX |  |  | XXXX A |
| 900000581 | XXXX |  |  | XXXX C A |
| 900000583 | XXXX |  |  | XXXX A |
| 900000585 | XXXX |  |  | XXXX A |
| 900000586 | XXXX |  |  | XXXX B A |
| 900000587 | XXXX |  |  | XXXX A |
| 900000588 | XXXX |  |  | XXXX A |
| 900000589 | XXXX |  |  | XXXX D A |
| 900000590 | XXXX |  |  | XXXX A |
| 900000594 | XXXX |  |  | XXXX A |
| 900000595 | XXXX |  |  | XXXX A |
| 900000596 | XXXX |  |  | XXXX A |
| 900000597 | XXXX |  |  | XXXX A |
| 900000599 | XXXX |  |  | XXXX A |
| 900000601 | XXXX |  |  | XXXX A |
| 900000602 | XXXX |  |  | XXXX A |
| 900000603 | XXXX |  |  | XXXX A B |
| 900000605 | XXXX |  |  | XXXX A |
| 900000606 | XXXX |  |  | XXXX A |
| 900000607 | XXXX |  |  | XXXX D A |
| 900000608 | XXXX |  |  | XXXX A |
| 900000610 | XXXX |  |  | XXXX A |
| 900000611 | XXXX |  |  | XXXX A |
| 900000616 | XXXX |  |  | XXXX A |
| 900000619 | XXXX |  |  | XXXX A |
| 900000621 | XXXX |  |  | XXXX A |
| 900000623 | XXXX |  |  | XXXX A |
| 900000626 | XXXX |  |  | XXXX A |
| 900000627 | XXXX |  |  | XXXX A C |
| 900000628 | XXXX |  |  | XXXX A |
| 900000629 | XXXX |  |  | XXXX A D |
| 900000630 | XXXX |  |  | XXXX A C B |
| 900000633 | XXXX |  |  | XXXX A |
| 900000637 | XXXX |  |  | XXXX A |
| 900000638 | XXXX |  |  | XXXX A |
| 900000639 | XXXX |  |  | XXXX A |
| 900000640 | XXXX |  |  | XXXX C A |
| 900000643 | XXXX |  |  | XXXX A |
| 900000646 | XXXX |  |  | XXXX A |
| 900000647 | XXXX |  |  | XXXX A |
| 900000652 | XXXX |  |  | XXXX C A |
| 900000655 | XXXX |  |  | XXXX A |
| 900000658 | XXXX |  |  | XXXX A |
| 900000661 | XXXX |  |  | XXXX A |
| 900000665 | XXXX |  |  | XXXX A B C |
| 900000666 | XXXX |  |  | XXXX A |
| 900000668 | XXXX |  |  | XXXX A |
| 900000672 | XXXX |  |  | XXXX A |
| 900000673 | XXXX |  |  | XXXX A C |
| 900000674 | XXXX |  |  | XXXX A |
| 900000675 | XXXX |  |  | XXXX A |
| 900000677 | XXXX |  |  | XXXX A |
| 900000681 | XXXX |  |  | XXXX A B |
| 900000685 | XXXX |  |  | XXXX D A |
| 900000686 | XXXX |  |  | XXXX A |
| 900000687 | XXXX |  |  | XXXX A |
| 900000692 | XXXX |  |  | XXXX A B |
| 900000697 | XXXX |  |  | XXXX A |
| 900000698 | XXXX |  |  | XXXX A |
| 900000699 | XXXX |  |  | XXXX D A |
| 900000700 | XXXX |  |  | XXXX A |
| 900000701 | XXXX |  |  | XXXX A C B |
| 900000702 | XXXX |  |  | XXXX A |
| 900000706 | XXXX |  |  | XXXX A |
| 900000710 | XXXX |  |  | XXXX A |
| 900000711 | XXXX |  |  | XXXX D A |
| 900000712 | XXXX |  |  | XXXX A C B |
| 900000713 | XXXX |  |  | XXXX A |
| 900000714 | XXXX |  |  | XXXX A B C |
| 900000721 | XXXX |  |  | XXXX A B |
| 900000725 | XXXX |  |  | XXXX A B |
| 900000730 | XXXX |  |  | XXXX A |
| 900000733 | XXXX |  |  | XXXX A C |
| 900000736 | XXXX |  |  | XXXX A |
| 900000737 | XXXX |  |  | XXXX A |
| 900000739 | XXXX |  |  | XXXX A C B |
| 900000740 | XXXX |  |  | XXXX D A |
| 900000741 | XXXX |  |  | XXXX A |
| 900000742 | XXXX |  |  | XXXX A |
| 900000743 | XXXX |  |  | XXXX A C B |
| 900000751 | XXXX |  |  | XXXX A B |
| 900000752 | XXXX |  |  | XXXX A |
| 900000755 | XXXX |  |  | XXXX A |
| 900000757 | XXXX |  |  | XXXX D A |
| 900000758 | XXXX |  |  | XXXX A B |
| 900000763 | XXXX |  |  | XXXX A B |
| 900000768 | XXXX |  |  | XXXX A |
| 900000772 | XXXX |  |  | XXXX A |
| 900000773 | XXXX |  |  | XXXX D A |
| 900000774 | XXXX |  |  | XXXX A |
| 900000776 | XXXX |  |  | XXXX A |
| 900000778 | XXXX |  |  | XXXX A B |
| 900000781 | XXXX |  |  | XXXX A |
| 900000783 | XXXX |  |  | XXXX D A |
| 900000784 | XXXX |  |  | XXXX A |
| 900000786 | XXXX |  |  | XXXX A |
| 900000788 | XXXX |  |  | XXXX B A |
| 900000790 | XXXX |  |  | XXXX A |
| 900000793 | XXXX |  |  | XXXX D A |
| 900000797 | XXXX |  |  | XXXX A |
| 900000799 | XXXX |  |  | XXXX A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Marketing ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** | **Primary Appraisal Occupancy** |
| 900000014 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 7550 | 7550 | Appraisal - 1007 |  |  |  |  | 7550 | Actual In Place Rent | No | 74.36 | 1.345 | 1.345 | 5614.38 | 7550 | 10-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90600 |  |  |  | 7550 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 11.94 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000056 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 76.02 | 1.24 | 1.315 | 1520.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12657.84 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 33.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000194 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4295 | 4190 | Appraisal - 1025 |  |  |  |  | 4190 | Appraisal - 1025 | No | 65.65 | 1.56 | 1.523 | 2750.68 | 1100 | 08-xx-2026 | 12 | 1100 | 06-xx-2026 | 12 | 1100 | 11-xx-2026 | 12 | 995 | 01-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 42134 |  |  |  | 4190 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 20.72 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000220 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 79.29 | 1.26 | 1.261 | 1506.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18077.04 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 74.57 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000234 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5100 | 5100 | Appraisal - 1025 |  |  |  |  | 5100 | Appraisal - 1025 | No | 98.76 | 1.01 | 1.013 | 5037.01 | 2800 | 08-xx-2026 | 12 | 2300 | 08-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 59400 |  |  |  | 5100 |  |  |  |  |  |  | No | No | 5.9 | 1 | 1 | N/A | 57.8 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000259 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Short Term Rental | 4658 | xxx | 12 | 98.00% | 4658 | AirDNA | Yes | 85.15 | 1.17 | 1.174 | 3966.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 |  |  |  | 4658 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.46 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000343 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5100 | 4475 | Appraisal - 1025 |  |  |  |  | 4475 | Appraisal - 1025 | No | 97.37 | 1.02 | 1.027 | 4357.42 | 2600 | 06-xx-2026 | 12 | 2500 | 08-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49600 |  |  |  | 4475 |  |  |  |  |  |  | No | No | 5.8 | 1 | 1 | N/A | 67.34 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000344 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1350 | 1286 | Appraisal - 1007 |  |  |  |  | 1286 | Appraisal - 1007 | No | 80.31 | 1.3 | 1.245 | 1032.78 | 1350 | 05-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12418.44 |  |  |  | 1286 |  |  |  |  |  |  | No | No | 7.1 | 1 | 1 | N/A | 49.61 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000357 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Appraisal - 1007 | No | 106.9 | 0.93 | 0.935 | 3207.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38489.52 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 63.32 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000363 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3755 | 4800 | Appraisal - 1025 |  |  |  |  | 3755 | Actual In Place Rent | No | 91.71 | 1.09 | 1.09 | 3443.76 | 975 | 02-xx-2026 | 1 | 925 | 02-xx-2026 | 1 | 880 | 02-xx-2026 | 1 | 975 | 02-xx-2026 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 41325.12 |  |  |  | 3755 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 10.95 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000642 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1895 | 2300 | Appraisal - 1025 |  |  |  |  | 1895 | Actual In Place Rent | No | 92.29 | 1.084 | 1.084 | 1748.81 | 1100 | 10-xx-2026 | 12 | 795 | 11-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27500 |  |  |  | 1895 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 32.71 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000664 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3020 | 5420 | Appraisal - 1025 |  |  |  |  | 5420 | Appraisal - 1025 | No | 89.7 | 1.11 | 1.115 | 4861.56 | 0 | 08-xx-2025 | 0 | 1510 | 10-xx-2025 | 12 | 0 | 08-xx-2025 | 0 | 1510 | 11-xx-2025 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 57400 |  |  |  | 5420 |  |  |  |  |  |  | No | No | 0.7 | 1 | 1 | N/A | 21.55 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000709 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2950 | Appraisal - 1007 |  |  |  |  | 2950 | Appraisal - 1007 | No | 60.58 | 1.68 | 1.651 | 1787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 2950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 1304.82 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000009 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1600 | 1350 | Appraisal - 1007 |  |  |  |  | 1350 | Appraisal - 1007 | No | 66.82 | 1.49 | 1.497 | 902.02 | 1600 | 07-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 9300 |  |  |  | 1350 |  |  |  |  |  |  | No | No | 0.4 | 1 | 1 | N/A | 471.49 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000012 | xxx |  |  | XX | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 8089.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | 0 |  |  |  |  |  |  |  |  |  | No | 4.3 | 1 | 1 | N/A | 9.2 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000013 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1875 | 1850 | Appraisal - 1007 |  |  |  |  | 1875 | Actual In Place Rent | No | 99.99 | 1 | 1 | 1874.86 | 1875 | 09-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25356.96 |  |  |  | 1875 |  |  |  |  |  |  | No | No | 0.6 | 1 | 1 | N/A | 110.64 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000024 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2850 | Appraisal - 1007 |  |  |  |  | 2850 | Appraisal - 1007 | No | 70.92 | 1.05 | 1.41 | 2021.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41160 |  |  |  | 2850 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 82.08 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000026 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 93.45 | 1.07 | 1.07 | 2336.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28034.88 |  |  |  | 2500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 16.99 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000030 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 122.63 | 0.815 | 0.815 | 2575.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26034.12 |  |  |  | 2100 |  |  |  |  |  |  |  | No | 3.8 | 1 | 1 | N/A | 130.66 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000045 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2825 | 3100 | Appraisal - 1025 |  |  |  |  | 2825 | Actual In Place Rent | No | 64.31 | 1.55 | 1.555 | 1816.86 | 750 | 12-xx-2025 | 1 | 650 | 12-xx-2025 | 1 | 775 | 12-xx-2025 | 1 | 650 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 53600 |  |  |  | 2825 |  |  |  |  |  |  | No | No | 1.6 | 1 | 1 | N/A | 17.8 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000046 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3100 | 3100 | Appraisal - 1025 |  |  |  |  | 3100 | Actual In Place Rent | No | 57.37 | 1.74 | 1.743 | 1778.51 | 750 | 12-xx-2025 | 1 | 850 | 12-xx-2025 | 1 | 775 | 12-xx-2025 | 1 | 725 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 53600 |  |  |  | 3100 |  |  |  |  |  |  | No | No | 1.6 | 1 | 1 | N/A | 21.41 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000047 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4387 | 6000 | Appraisal - 1025 |  |  |  |  | 4387 | Actual In Place Rent | No | 91.73 | 1.09 | 1.09 | 4024.03 | 2137 | 12-xx-2026 | 12 | 2250 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48288.36 |  |  |  | 4387 |  |  |  |  |  |  | No | No | 16.2 | 1 | 1 | N/A | 88.55 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000048 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 53.83 | 1.858 | 1.858 | 1345.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  |  |  | 2500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 387.87 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000057 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5867 | 6462 | Appraisal - 1025 |  |  |  |  | 5867 | Actual In Place Rent | No | 84.55 | 1.183 | 1.183 | 4960.78 | 2057 | 09-xx-2026 | 12 | 1905 | 09-xx-2026 | 12 | 1905 | 09-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 5867 |  |  |  |  |  |  | No | No | 18.6 | 1 | 1 | N/A | 96.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000072 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1007 |  |  |  |  | 1950 | Appraisal - 1007 | No | 91.58 | 1.08 | 1.092 | 1785.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21549.6 |  |  |  | 1950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000085 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 3700 | Appraisal - 1025 |  |  |  |  | 3600 | Actual In Place Rent | No | 94.9 | 1.058 | 1.054 | 3416.4 | 1800 | 12-xx-2025 | 1 | 1800 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90860 |  |  |  | 3600 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 47.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000095 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Appraisal - 1007 | No | 71.74 | 1.35 | 1.394 | 2152.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 108080 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 17.26 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000098 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 5131.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.31 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000102 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2569.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 134.76 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000122 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Actual In Place Rent | No | 85.38 | 1.17 | 1.171 | 1963.65 | 2300 | 04-xx-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21400 |  |  |  | 2300 |  |  |  |  |  |  | No | No | 0.9 | 1 | 1 | N/A | 16.32 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000132 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1730 | 1750 | Appraisal - 1007 |  |  |  |  | 1730 | Actual In Place Rent | No | 99.93 | 1 | 1.001 | 1728.85 | 1730 | 12-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20266.2 |  |  |  | 1730 |  |  |  |  |  |  | No | No | 0.7 | 1 | 1 | N/A | 9.37 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000183 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | 2750 | xxx | 12 | 45.00% | 2750 | AirDNA | Yes | 84.69 | 1.18 | 1.181 | 2328.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27947.4 |  |  |  | 2750 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 380.28 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000199 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1025 |  |  |  |  | 1800 | Appraisal - 1025 | No | 65.1 | 1.53 | 1.536 | 1171.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32100 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 92.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000207 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 15000 | Appraisal - 1007 |  |  |  |  | 15000 | Appraisal - 1007 | No | 55.63 | 1.76 | 1.798 | 8344.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46000 |  |  |  | 15000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.38 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000216 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 98.58 | 1.01 | 1.014 | 1774.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 268.89 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000223 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 106.51 | 0.9 | 0.939 | 2875.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33000 |  |  |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 65.09 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000228 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 70.37 | 1.421 | 1.421 | 1266.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15200.16 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 249 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000230 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4125 | Appraisal - 1007 |  |  |  |  | 4125 | Appraisal - 1007 | No | 183.41 | 0.545 | 0.545 | 7565.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90714.12 |  |  |  | 4125 |  |  |  |  |  |  |  | No | 0.6 | 1 | 1 | N/A | 26.49 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000237 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Short Term Rental | 2741.66 | xxx | 12 | 45.00% | 2741.66 | AirDNA | Yes | 93.9 | 1.01 | 1.065 | 2574.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26693.52 |  |  |  | 2741.66 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 29.98 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000241 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  |  | 1400 | Appraisal - 1007 | No | 86.5 | 1.27 | 1.156 | 1211.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13180.56 |  |  |  | 1400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 115.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000242 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2115 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 86.64 | 1.22 | 1.154 | 1732.78 | 2115 | 10-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20593.32 |  |  |  | 2000 |  |  |  |  |  |  | No | No | 2.9 | 1 | 1 | N/A | 205.03 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000249 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 170.46 | 0.58 | 0.587 | 7159.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 95000 |  |  |  | 4200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.68 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000251 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1000 | 1000 | Appraisal - 1007 |  |  |  |  | 1000 | Actual In Place Rent | No | 88.54 | 1.129 | 1.129 | 885.43 | 1000 | 11-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 |  |  |  | 1000 |  |  |  |  |  |  | No | No | 4.7 | 1 | 1 | N/A | 49.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000257 | xxx |  |  | XX | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 5138.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62900 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.43 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000267 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2375 | Appraisal - 1007 |  |  |  |  | 2375 | Appraisal - 1007 | No | 67.79 | 1.47 | 1.475 | 1610.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26500 |  |  |  | 2375 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 183.34 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000280 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Short Term Rental | 4183.33 | xxx | 12 | 49.00% | 4183.33 | AirDNA | Yes | 97.53 | 1.02 | 1.025 | 4080.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17000 |  |  |  | 4183.33 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 103.06 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx | Owner |
| 900000284 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  |  |  |  | 1500 | Appraisal - 1007 | No | 99.89 | 1 | 1.001 | 1498.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  |  |  | 1500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 39.51 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000286 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 99.82 | 1 | 1.002 | 1796.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 295.09 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000291 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1007 |  |  |  |  | 4600 | Appraisal - 1007 | No | 108.78 | 0.91 | 0.919 | 5003.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 200000 |  |  |  | 4600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.1 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000296 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1007 |  |  |  |  | 5400 | Appraisal - 1007 | No | 62.19 | 1.59 | 1.608 | 3358.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 97000 |  |  |  | 5400 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 12.26 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000313 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 84 | 1.19 | 1.191 | 1679.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30600 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 52.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000326 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 4374.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 35.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000331 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1025 |  |  |  |  | 2000 | Appraisal - 1025 | No | 66.4 | 1.5 | 1.506 | 1328.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53533 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.96 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000340 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No |  | 6100 | Appraisal - 1025 |  |  |  |  |  | Actual In Place Rent | No | 144.15 | 0.69 | 0.694 | 7567.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90890.64 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 40.51 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000342 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2060 | 1950 | Appraisal - 1007 |  |  |  |  | 1950 | Appraisal - 1007 | No | 90.69 | 1.103 | 1.103 | 1768.55 | 2060 | 02-xx-2026 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21022.56 |  |  |  | 1950 |  |  |  |  |  |  | No | No | 2.9 | 1 | 1 | N/A | 197.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000353 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 99.79 | 1.002 | 1.002 | 3093.45 | 3500 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 99000 |  |  |  | 3100 |  |  |  |  |  |  | No | No | 3.3 | 1 | 1 | N/A | 130.14 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000367 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1007 |  |  |  |  | 1950 | Appraisal - 1007 | No | 92.53 | 1.08 | 1.081 | 1804.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21651.24 |  |  |  | 1950 |  |  |  |  |  |  |  | No | 10.5 | 1 | 1 | N/A | 7.54 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000371 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | N/A |  |  |  |  | 2841.66 | N/A | No | 61.2 | 1.63 | 1.634 | 1739.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  |  |  | 2841.66 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 361.91 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000373 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3200 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 94.85 | 1.04 | 1.054 | 2560.99 | 3200 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32900 |  |  |  | 2700 |  |  |  |  |  |  | No | No | 2.8 | 1 | 1 | N/A | 134.96 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000374 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2773 | Appraisal - 1007 |  |  |  |  | 2773 | Appraisal - 1007 | No | 81.01 | 1.16 | 1.234 | 2246.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23699.76 |  |  |  | 2773 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 290.91 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000376 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1025 |  |  |  |  | 2700 | Appraisal - 1025 | No | 83.91 | 1.192 | 1.192 | 2265.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27186.6 |  |  |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.1 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000380 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2050 | 2100 | Appraisal - 1007 |  |  |  |  | 2050 | Actual In Place Rent | No | 98.06 | 1.01 | 1.02 | 2010.18 | 2050 | 11-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  |  |  | 2050 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 7.02 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000382 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4550 | 4550 | Appraisal - 1025 |  |  |  |  | 4550 | Appraisal - 1025 | No | 89.94 | 1.11 | 1.112 | 4092.2 | 2350 | 04-xx-2026 | 12 | 2200 | 07-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 96833 |  |  |  | 4550 |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 29.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000383 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 99.85 | 1 | 1.001 | 2096.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25200 |  |  |  | 2100 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.3 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000389 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4250 | 4900 | Appraisal - 1025 |  |  |  |  | 4250 | Actual In Place Rent | No | 83.53 | 1.19 | 1.197 | 3550.12 | 2000 | 05-xx-2026 | 24 | 1250 | 03-xx-2026 | 12 | 1000 | 08-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51000 |  |  |  | 4250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 116.84 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000400 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  |  |  |  | 2800 | Appraisal - 1007 | No | 84.56 | 1.09 | 1.183 | 2367.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30547.08 |  |  |  | 2800 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 276 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000401 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 98.94 | 1.011 | 1.011 | 1978.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19314.36 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 30.42 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000405 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5800 | Appraisal - 1025 |  |  |  |  | 5800 | Appraisal - 1025 | No | 83.22 | 1.21 | 1.202 | 4826.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 130600 |  |  |  | 5800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.72 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000407 | xxx |  |  | XX | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 7122.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 24.36 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000408 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 9000 | Appraisal - 1007 |  |  |  |  | 9000 | Appraisal - 1007 | No | 99.99 | 1 | 1 | 8998.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 107987.4 |  |  |  | 9000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 106.45 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000409 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3050 | Appraisal - 1007 |  |  |  |  | 3050 | Appraisal - 1007 | No | 100.39 | 0.96 | 0.996 | 3061.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 3050 |  |  |  |  |  |  |  | No | 8.2 | 1 | 1 | N/A | 91.79 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000415 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3950 | 5200 | Appraisal - 1025 |  |  |  |  | 5200 | Appraisal - 1025 | No | 93.61 | 1.08 | 1.068 | 4867.65 | 1100 | 12-xx-2025 | 1 | 1775 | 12-xx-2025 | 1 | 1075 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 87500 |  |  |  | 5200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 16.66 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000422 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes |  | 6000 | Appraisal - 1025 |  |  |  |  |  | Actual In Place Rent | No | 96.73 | 1.034 | 1.034 | 5320.33 | 5500 | 10-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36589 |  |  |  |  |  |  |  |  |  |  | No | No | 1.7 | 1 | 1 | N/A | 16.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000431 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 98.44 | 1.01 | 1.016 | 2264.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27090 |  |  |  | 2300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 97.42 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000436 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2600 | 2600 | Appraisal - 1025 |  |  |  |  | 2600 | Appraisal - 1025 | No | 85.7 | 1.14 | 1.167 | 2228.1 | 1350 | 05-xx-2026 | 12 | 1250 | 05-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65100 |  |  |  | 2600 |  |  |  |  |  |  | No | No | 1.1 | 1 | 1 | N/A | 44.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000437 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 68.8 | 1.45 | 1.454 | 1375.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38000 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 167.95 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000457 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 3654.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37041 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 17.24 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000460 | xxx |  |  | XX | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 5226.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 112000 |  |  |  |  |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 32.23 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000464 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1350 | Appraisal - 1007 |  |  |  |  | 1350 | Appraisal - 1007 | No | 113.19 | 0.883 | 0.883 | 1528.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4000 |  |  |  | 1350 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 55.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000465 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2075 | 2500 | Appraisal - 1007 |  |  |  |  | 2075 | Actual In Place Rent | No | 97.88 | 1.02 | 1.022 | 2031.02 | 2075 | 04-xx-2026 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7360 |  |  |  | 2075 |  |  |  |  |  |  | No | No | 5.8 | 1 | 1 | N/A | 27.34 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000471 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 1504.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 58.05 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000480 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2850 | Appraisal - 1025 |  |  |  |  | 2850 | Appraisal - 1025 | No | 66.07 | 1.51 | 1.513 | 1883.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35910 |  |  |  | 2850 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 48.88 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx | Vacant |
| 900000482 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1800 | 1800 | Appraisal - 1025 |  |  |  |  | 1800 | Actual In Place Rent | No | 54.71 | 1.82 | 1.828 | 984.73 | 900 | 01-xx-2026 | 12 | 900 | 01-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11816.76 |  |  |  | 1800 |  |  |  |  |  |  | No | No | 2.9 | 1 | 1 | N/A | 99.02 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000486 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 2955 | Appraisal - 1007 |  |  |  |  | 2800 | Actual In Place Rent | No | 84.71 | 1.18 | 1.18 | 2371.97 | 2800 | 05-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46260 |  |  |  | 2800 |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 10.77 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000489 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 99.93 | 1 | 1.001 | 1798.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21566.64 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 267.56 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000491 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2195 | Short Term Rental | 4158.33 | xxx | 12 | 75.00% | 4158.33 | AirDNA | Yes | 52.6 | 1.901 | 1.901 | 2187.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  |  |  | 4158.33 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 40.63 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000495 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1658 | Appraisal - 1007 |  |  |  |  | 1658 | Appraisal - 1007 | No | 72.32 | 1.383 | 1.383 | 1199.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23900 |  |  |  | 1658 |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 104.5 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx | Vacant |
| 900000496 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1025 |  |  |  |  | 4800 | Appraisal - 1025 | No | 94.77 | 1.05 | 1.055 | 4548.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 93800 |  |  |  | 4800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 56.06 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000498 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1625 | 1550 | Appraisal - 1025 |  |  |  |  | 1550 | Appraisal - 1025 | No | 54.54 | 1.78 | 1.833 | 845.38 | 815 | 10-xx-2026 | 12 | 810 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10144.68 |  |  |  | 1550 |  |  |  |  |  |  | No | No | 2.6 | 1 | 1 | N/A | 47.05 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000501 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 8258 | Appraisal - 1007 |  |  |  |  | 8258 | Appraisal - 1007 | No | 72.71 | 1.37 | 1.375 | 6004.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71862.24 |  |  |  | 8258 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 797.68 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000502 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  |  | 1400 | Appraisal - 1007 | No | 80.8 | 1.12 | 1.238 | 1131.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16800 |  |  |  | 1400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 65.54 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000503 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Appraisal - 1007 | No | 130.82 | 0.76 | 0.764 | 4578.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54942.6 |  |  |  | 3500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.16 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000506 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3950 | Appraisal - 1025 |  |  |  |  | 3950 | Appraisal - 1025 | No | 86.64 | 1.15 | 1.154 | 3422.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 208800 |  |  |  | 3950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.13 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  | Yes | 3 | Full Recourse | xxx | Tenant |
| 900000508 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2110.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25329.84 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.96 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000511 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4550 | Appraisal - 1007 |  |  |  |  | 4550 | Appraisal - 1007 | No | 162.01 | 0.61 | 0.617 | 7371.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88132.92 |  |  |  | 4550 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 46.33 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000514 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 5066.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71000 |  |  |  |  |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 4.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000515 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  |  |  |  | 1700 | Appraisal - 1007 | No | 96.85 | 1 | 1.033 | 1646.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7000 |  |  |  | 1700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 170.97 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx | Vacant |
| 900000519 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 59.33 | 1.686 | 1.686 | 1127.21 | 1900 | 08-xx-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22800 |  |  |  | 1900 |  |  |  |  |  |  | No | No | 1.2 | 1 | 1 | N/A | 108.72 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000542 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1025 |  |  |  |  | 2500 | Actual In Place Rent | No | 87.53 | 1.14 | 1.142 | 2188.31 | 1250 | 03-xx-2026 | 12 | 1250 | 12-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25347 |  |  |  | 2500 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 84.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000553 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1400 | 1600 | Appraisal - 1007 |  |  |  |  | 1400 | Actual In Place Rent | No | 81 | 1.23 | 1.235 | 1134.03 | 1400 | 10-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11643.72 |  |  |  | 1400 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 141.85 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000554 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 5256.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 127.51 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000556 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | 4233 | xxx | 12 | 55.00% | 4233 | AirDNA | Yes | 56.26 | 1.73 | 1.778 | 2381.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29304.96 |  |  |  | 4233 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.09 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000557 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1007 |  |  |  |  | 1950 | Appraisal - 1007 | No | 69.72 | 1.42 | 1.434 | 1359.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 |  |  |  | 1950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 189.89 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000561 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  |  | 5000 | Appraisal - 1007 | No | 99.67 | 1 | 1.003 | 4983.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 59804.64 |  |  |  | 5000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.55 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000573 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2512.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.4 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000574 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2240.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.2 | 3 | 1 | N/A | 24.45 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000581 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2157.86 | 2050 | Appraisal - 1007 |  |  |  |  | 2050 | Appraisal - 1007 | No | 88.72 | 1.18 | 1.186 | 1818.85 | 2157.86 | 02-xx-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21697.08 |  |  |  | 2050 |  |  |  |  |  |  | No | No | 2.9 | 1 | 1 | N/A | 193.31 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000585 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1025 |  |  |  |  | 5200 | Appraisal - 1025 | No | 72.37 | 1.382 | 1.382 | 3763.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22200 |  |  |  | 5200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 20.04 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000587 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2250 | 3000 | Appraisal - 1025 |  |  |  |  | 2250 | Actual In Place Rent | No | 84.53 | 1.18 | 1.183 | 1902.02 | 1500 | 12-xx-2025 | 1 | 750 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52700 |  |  |  | 2250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 64.92 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000588 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3350 | 3150 | Appraisal - 1007 |  |  |  |  | 3150 | Appraisal - 1007 | No | 95.99 | 1.1 | 1.042 | 3023.77 | 3350 | 12-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 247500 |  |  |  | 3150 |  |  |  |  |  |  | No | No | 6.9 | 1 | 1 | N/A | 99.62 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000589 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4850 | 4800 | Appraisal - 1025 |  |  |  |  | 4800 | Appraisal - 1025 | No | 96.09 | 0.65 | 0.65 | 4612.15 | 1850 | 12-xx-2025 | 1 | 3000 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21600 |  |  |  | 4800 |  |  |  |  |  |  | No | No | 5.5 | 1 | 1 | N/A | 26.53 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000594 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Short Term Rental | 5133.33 | xxx | 12 | 52.00% | 5133.33 | AirDNA | Yes | 79.27 | 1.26 | 1.261 | 4069.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 125000 |  |  |  | 5133.33 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.85 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000599 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4215 | Appraisal - 1007 |  |  |  |  | 4215 | Appraisal - 1007 | No | 83.4 | 1.16 | 1.199 | 3515.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40925.04 |  |  |  | 4215 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.33 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000601 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2140 | 2700 | Appraisal - 1025 |  |  |  |  | 2140 | Actual In Place Rent | No | 82.63 | 1.21 | 1.21 | 1768.21 | 1145 | 08-xx-2026 | 12 | 995 | 01-xx-2026 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21219 |  |  |  | 2140 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 67.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000602 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 149.94 | 0.66 | 0.667 | 6297.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 4200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 26.24 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000606 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 7442.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 64.15 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000608 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  |  | 2600 | Appraisal - 1007 | No | 107.33 | 0.93 | 0.932 | 2790.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 91800 |  |  |  | 2600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 34.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000610 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal - 1025 |  |  |  |  | 4300 | Appraisal - 1025 | No | 82.06 | 1.21 | 1.219 | 3528.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72800 |  |  |  | 4300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 10.08 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000616 | xxx |  |  | XX | xxx | Retirement Income Doc Verified | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2966.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  | 0 |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 75.46 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000621 | xxx |  |  | XX | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 11303.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 46.64 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000623 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1025 |  |  |  |  | 1950 | Appraisal - 1025 | No | 57.78 | 1.48 | 1.731 | 1126.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15709.92 |  |  |  | 1950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.69 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000626 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  |  |  |  | 4500 | Appraisal - 1007 | No | 175.92 | 0.56 | 0.568 | 7916.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 94997.88 |  |  |  | 4500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 38.5 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000629 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes |  | 1600 | Appraisal - 1007 |  |  |  |  | 1600 | Appraisal - 1007 | No | 88.46 | 1.13 | 1.131 | 1415.3 | 1600 | 10-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14319.6 |  | 0 |  |  |  |  |  |  |  |  | No | No | 20.2 | 1 | 1 | N/A | 83.76 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000633 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | 3366.66 | xxx | 12 | 72.00% | 3366.66 | AirDNA | Yes | 78.09 | 1.28 | 1.281 | 2629.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26405.64 |  |  |  | 3366.66 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 23.71 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000637 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  |  |  |  | 2250 | Appraisal - 1007 | No | 85.07 | 1.13 | 1.176 | 1914.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41400 |  |  |  | 2250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.03 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000638 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3297 | 4100 | Appraisal - 1025 |  |  |  |  | 3297 | Actual In Place Rent | No | 63.72 | 1.56 | 1.569 | 2100.84 | 1126 | 01-xx-2026 | 12 | 1093 | 09-xx-2026 | 12 | 1078 | 07-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25206.84 |  |  |  | 3297 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 93.94 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000639 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2650 | Appraisal - 1007 |  |  |  |  | 2650 | Appraisal - 1007 | No | 39.88 | 2.507 | 2.507 | 1056.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68500 |  |  |  | 2650 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 531.96 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000640 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | 6375 | xxx | 12 | 91.00% | 6375 | AirDNA | Yes | 57.49 | 1.73 | 1.739 | 3665.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43982.52 |  |  |  | 6375 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.74 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000643 | xxx |  |  | XX | xxx | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2437.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 86287 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 20.49 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000646 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  |  |  |  | 1850 | Appraisal - 1007 | No | 109.42 | 0.914 | 0.914 | 2024.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24291.36 |  |  |  | 1850 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 162.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000652 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 7800 | 8200 | Appraisal - 1025 |  |  |  |  | 7800 | Actual In Place Rent | No | 61.29 | 1.63 | 1.631 | 4780.93 | 3950 | 05-xx-2026 | 12 | 3850 | 08-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57371.16 |  |  |  | 7800 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 7.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000661 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 4850 | 4950 | Appraisal - 1025 |  |  |  |  | 4850 | Actual In Place Rent | No | 84.25 | 1.19 | 1.187 | 4086.23 | 1750 | 03-xx-2026 | 12 | 1300 | 08-xx-2026 | 12 | 1800 | 06-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72700 |  |  |  | 4850 |  |  |  |  |  |  | No | No | 0.5 | 1 | 1 | N/A | 13.47 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000668 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2016.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26515 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.58 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000672 | xxx |  |  | XX | xxx | Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 3799.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 106.67 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000675 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 130.59 | 0.766 | 0.766 | 3525.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45400 |  |  |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.15 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000685 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 12200 | Appraisal - 1025 |  |  |  |  | 12200 | Appraisal - 1025 | No | 64.42 | 1.4 | 1.552 | 7859.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 12200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.17 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000687 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5515 | 9100 | Appraisal - 1025 |  |  |  |  | 5515 | Actual In Place Rent | No | 94.57 | 1.03 | 1.057 | 5215.61 | 1595 | 12-xx-2025 | 1 | 1350 | 12-xx-2025 | 1 | 1250 | 12-xx-2025 | 1 | 1320 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 92200 |  |  |  | 5515 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 17.11 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000697 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 2618 | 2400 | Appraisal - 1025 |  |  |  |  | 2400 | Appraisal - 1025 | No | 88.4 | 1.23 | 1.131 | 2121.52 | 1072 | 06-xx-2027 | 12 | 1546 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25458.24 |  |  |  | 2400 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 113.34 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000699 | xxx |  |  | XX | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 3469.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 | 2 | 1 | N/A | 30.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000700 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1007 |  |  |  |  | 7000 | Appraisal - 1007 | No | 99.99 | 1 | 1 | 6999.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 83995.8 |  |  |  | 7000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 21.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000702 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1775 | Appraisal - 1007 |  |  |  |  | 1775 | Appraisal - 1007 | No | 106.73 | 0.93 | 0.937 | 1894.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  |  |  | 1775 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 33.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 900000706 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Short Term Rental | 4250 | xxx | 12 | 52.00% | 4250 | AirDNA | Yes | 96.04 | 1.04 | 1.041 | 4081.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17000 |  |  |  | 4250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 50.46 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx | Owner |
| 900000710 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1650 | 1400 | Appraisal - 1025 |  |  |  |  | 1400 | Appraisal - 1025 | No | 70.69 | 1.4 | 1.415 | 989.64 | 800 | 07-xx-2026 | 12 | 850 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11875.68 |  |  |  | 1400 |  |  |  |  |  |  | No | No | 0.3 | 1 | 1 | N/A | 141.9 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000711 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  |  |  |  | 1850 | Appraisal - 1007 | No | 99.51 | 1 | 1.005 | 1840.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19540.68 |  |  |  | 1850 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 256.98 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000730 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1300 | 1650 | Appraisal - 1007 |  |  |  |  | 1300 | Actual In Place Rent | No | 78.45 | 1.27 | 1.275 | 1019.87 | 1300 | 01-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22843 |  |  |  | 1300 |  |  |  |  |  |  | No | No | 22.1 | 1 | 1 | N/A | 89.67 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000736 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1800 | 1875 | Appraisal - 1007 |  |  |  |  | 1800 | Actual In Place Rent | No | 88.37 | 1.13 | 1.132 | 1590.6 | 1800 | 12-xx-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7040 |  |  |  | 1800 |  |  |  |  |  |  | No | No | 4.7 | 1 | 1 | N/A | 47.05 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000740 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1972.5 | Appraisal - 1007 |  |  |  |  | 1972.5 | Appraisal - 1007 | No | 97.7 | 1.02 | 1.024 | 1927.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23125.68 |  |  |  | 1972.5 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 28.2 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000741 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Short Term Rental | 5233.33 | xxx | 12 | 58.00% | 5233.33 | AirDNA | Yes | 81.22 | 1.21 | 1.231 | 4250.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31500 |  |  |  | 5233.33 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 134.65 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Vacant |
| 900000755 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5350 | 5245 | Appraisal - 1025 |  |  |  |  | 5245 | Appraisal - 1025 | No | 73.7 | 1.38 | 1.357 | 3865.56 | 1600 | 11-xx-2026 | 12 | 1900 | 03-xx-2026 | 12 | 1850 | 10-xx-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68500 |  |  |  | 5245 |  |  |  |  |  |  | No | No | 2.1 | 1 | 1 | N/A | 8.81 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000757 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1500 | 1560 | Appraisal - 1007 |  |  |  |  | 1500 | Actual In Place Rent | No | 63.38 | 1.57 | 1.578 | 950.64 | 1500 | 07-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11407.68 |  |  |  | 1500 |  |  |  |  |  |  | No | No | 2.1 | 1 | 1 | N/A | 40.57 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000768 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 3250 | 3200 | Appraisal - 1025 |  |  |  |  | 3200 | Appraisal - 1025 | No | 71.23 | 1.42 | 1.404 | 2279.4 | 1650 | 09-xx-2026 | 12 | 1600 | 10-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34000 |  |  |  | 3200 |  |  |  |  |  |  | No | No | 0 | 2 | 1 | N/A | 20.79 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000773 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 90.71 | 1 | 1.102 | 2267.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 2500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 47.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000774 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  |  |  |  | 1300 | Appraisal - 1007 | No | 87.47 | 1.14 | 1.143 | 1137.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13645.32 |  |  |  | 1300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 98.01 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Owner |
| 900000783 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 99.99 | 1 | 1 | 1799.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 267.08 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000784 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 9050 | 7000 | Appraisal - 1025 |  |  |  |  | 7000 | Appraisal - 1025 | No | 88.95 | 1.12 | 1.124 | 6226.75 | 4500 | 01-xx-2026 | 1 | 2850 | 01-xx-2026 | 1 | 1700 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  |  |  | 7000 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 6.95 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000788 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 1300 | 1514 | Appraisal - 1007 |  |  |  |  | 1300 | Actual In Place Rent | No | 77.48 | 1.29 | 1.291 | 1007.24 | 1300 | 04-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18230 |  |  |  | 1300 |  |  |  |  |  |  | No | No | 1.4 | 1 | 1 | N/A | 91.5 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Tenant |
| 900000790 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 92.33 | 1.083 | 1.083 | 1754.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21051.48 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 |  | 58.42 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Vacant |
| 900000793 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 5000 | Appraisal - 1025 |  |  |  |  | 5000 | Appraisal - 1025 | No | 97.97 | 1.01 | 1.021 | 4898.63 | 2500 | 01-xx-2026 | 12 | 2500 | 08-xx-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58917.84 |  |  |  | 5000 |  |  |  |  |  |  | No | No | 14.2 | 1 | 1 | N/A | 102.07 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Tenant |
| 900000797 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | 5008.33 | xxx | 12 | 33.00% | 5008.33 | AirDNA | Yes | 95.16 | 1.05 | 1.051 | 4765.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57188.52 |  | 0 |  | 5008.33 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.5 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx | Owner |
| 900000799 | xxx |  |  | XX | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1025 |  |  |  |  | 5400 | Appraisal - 1025 | No | 127.4 | 0.79 | 0.785 | 6879.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 79300 |  |  |  | 5400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 |  | 14.18 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 4**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Marketing ID** | **Seller** | **Loan ID** | **Borrower Last Name** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Resolved/Cured Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| 900000014 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-16 11:28 | 2026-01-09 13:53 | 2026-01-09 13:53 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-Lender provided post consummation CD showing the prepayment penalty was removed. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. 1/2/2026ECaetano: Post CD uploaded - Buyer-01/02/2026 <br>Counter-A copy of the Note was uploaded. Please provide the Prepayment Penalty Addendum to the Note. - Due Diligence Vendor-12/24/2025 <br>Ready for Review-Document Uploaded. - Buyer-12/23/2025 <br>Open-The Note is Incomplete Missing prepay addendum to the Note. - Due Diligence Vendor-12/16/2025 |  | Resolved-Lender provided post consummation CD showing the prepayment penalty was removed. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | UT | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000016 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-07 10:57 | 2026-01-08 16:23 | 2026-01-08 16:23 | Cured | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-PCCD, Letter of Explanation, Copy of Refund Check and Proof of Delivery provided. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. - Investor-12/31/2025 <br> Counter-Received a copy of the refund check which was provided previously. Provide proof of delivery of the refund to the borrower. Condition remains. - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Document Uploaded. - Investor-12/18/2025 <br> Counter-Received a 2nd PCCD dated 10/17/2025 and an Acknowledgement and receipt of settlement docs disclosure. Provide proof of delivery of the refund to the borrower. Condition remains. - Due Diligence Vendor-12/09/2025 <br> Ready for Review-Document Uploaded. - Investor-12/08/2025 <br> Counter-Lender provided Letter of Explanation and Proof of Refund. Please provide corrected PCCD and Proof of Delivery to Borrower. Condition maintained. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. - Investor-11/25/2025 <br> Counter-Lender provided Letter of Explanation. Please provide Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Condition maintained. - Due Diligence Vendor-11/24/2025 <br> Ready for Review-Document Uploaded. - Investor-11/24/2025 <br> Open-The disclosed finance charge ($XXXX) is ($190.30) below the actual finance charge($XXXX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-11/07/2025 <br> Open- - Due Diligence Vendor-11/07/2025 <br> Open- - Due Diligence Vendor-11/07/2025 <br> Open- - Due Diligence Vendor-11/07/2025 <br> Open- - Due Diligence Vendor-11/07/2025 |  | Cured-PCCD, Letter of Explanation, Copy of Refund Check and Proof of Delivery provided. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/08/2026 | XXXX |  |  | GA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000018 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-16 23:19 | 2026-01-08 14:12 | 2026-01-08 14:12 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Underwriter's Comments - The client is not open on Saturdays, so it would not be counted as a Business Day. App Date of XX/XX/XXXX and Doc Doc of other docs as XX/XX/XXXX, would be 3 business days. See screenshot from lender's website showing no Saturday hours. - Investor-01/08/2026 <br> Open-The List of Settlement Service Providers Disclosure Date (2025-09-30) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) The List of Settlement Service Providers Disclosure Date (2025-09-30) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. - Due Diligence Vendor-12/17/2025 <br> Open- - Due Diligence Vendor-12/17/2025 |  | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/08/2026 | XXXX |  |  | TN | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000018 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-16 23:19 | 2026-01-08 14:11 | 2026-01-08 14:11 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Underwriter's Comments- The client is not open on Saturdays, so it would not be counted as a Business Day. App Date of XX/XX/XXXX and Doc Doc of other docs as XX/XX/XXXX, would be 3 business days. See screenshot from lender's website showing no Saturday hours. - Investor-01/08/2026 <br> Open-The Initial Disclosure Date XX/XX/XXXX is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is datedXX/XX/XXXX and the application date is XX/XX/XXXX - Due Diligence Vendor-12/17/2025 <br> Open- - Due Diligence Vendor-12/17/2025 |  | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/08/2026 | XXXX |  |  | TN | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000018 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-16 23:19 | 2026-01-08 14:11 | 2026-01-08 14:11 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Underwriter's Comments - The client is not open on Saturdays, so it would not be counted as a Business Day. App Date ofXX/XX/XXXX and Doc Doc of other docs as XX/XX/XXXX, would be 3 business days. See screenshot from lender's website showing no Saturday hours. - Investor-01/08/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (2025-09-30) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Homeownership Counseling Organization Disclosure Sent Date (2025-09-30) is more than 3 business days from the Application Date (XX/XX/XXXX). - Due Diligence Vendor-12/17/2025 <br> Open- - Due Diligence Vendor-12/17/2025 |  | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Resolved-Resolved - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | TN | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000018 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-16 23:52 | 2026-01-08 14:09 | 2026-01-08 14:09 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Underwriter's Comments - The client is not open on Saturdays, so it would not be counted as a Business Day. App Date of XX/XX/XXXX and Doc Doc of other docs as XX/XX/XXXX, would be 3 business days. See screenshot from lender's website showing no Saturday hours. - Investor-01/08/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA Non-Compliant: Appraisal Disclosure is not within 3 business days. - Due Diligence Vendor-12/17/2025 |  | Resolved-Evidence the lender is closed on Saturday provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | TN | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000056 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-12 08:53 | 2026-01-09 13:59 | 2026-01-09 13:59 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Borrower ID received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br> Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. 1/5/2026 XXXX: uploaded license ID - Buyer-01/05/2026 <br> Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-12/12/2025 |  | Resolved-Borrower ID received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | MA | Investment | Purchase | NA | XX | N/A | N/A |
| 900000194 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-30 10:30 | 2026-01-09 14:22 | 2026-01-09 14:22 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-Prepay addendum to the Note received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached Note. - Buyer-12/31/2025 <br>Open-The Note is Incomplete Missing prepay addendum to the Note. - Due Diligence Vendor-12/30/2025 |  | Resolved-Prepay addendum to the Note received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | FL | Investment | Purchase | NA | XX | N/A | N/A |
| 900000196 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-15 14:00 | 2026-01-09 13:11 | 2025-12-31 13:52 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached audit trail showing borrower received on 11-25-25. - Buyer-12/23/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) No proof of e-delivery located in the file. - Due Diligence Vendor-12/15/2025 <br> Open- - Due Diligence Vendor-12/16/2025 <br> Open- - Due Diligence Vendor-12/16/2025 <br> Open- - Due Diligence Vendor-12/16/2025 <br> Open- - Due Diligence Vendor-12/15/2025 |  | Resolved-Resolved - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000196 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 23:22 | 2026-01-09 13:10 | 2026-01-09 13:10 | Resolved | 1 - Information | Credit | Eligibility | Appraisal form does not match property type | Resolved-Updated Appraisal provided with PUD Information included; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached appraisal. - Buyer-01/06/2026 <br>Open-The appraisal was prepared on an incorrect form. Per Title and DOT, subject property is a PUD. Appraisal is missing PUD information. Provide corrected appraisal indicating the subject is a PUD with all applicable PUD information completed. - Due Diligence Vendor-12/20/2025 |  | Resolved-Updated Appraisal provided with PUD Information included; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000220 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 09:00 | 2026-01-09 13:35 | 2026-01-09 13:35 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved-Business Purpose Affidavit received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached business purpose cert. - Buyer-12/30/2025 <br>Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-12/29/2025 |  | Resolved-Business Purpose Affidavit received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | AR | Investment | Purchase | NA | XX | N/A | N/A |
| 900000231 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 07:09 | 2026-01-09 13:36 | 2026-01-09 13:36 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (XXXX) | Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-The final CD shows that the lender paid $200 and the borrower paid $100 for recording cost. CD is attached. - Buyer-01/08/2026 <br> Open-The total amount of the 10% category fees ($300.00) has increased by more than 10% over the current baseline value of ($181.00). The total amount of fees in the 10% category cannot exceed ($199.10). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-12/29/2025 <br> Open- - Due Diligence Vendor-12/29/2025 |  | Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000231 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 07:09 | 2026-01-09 13:36 | 2026-01-09 13:36 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (XXXX) | Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. The final CD shows that the lender paid $200 and the borrower paid $100 for recording cost. CD is attached. - Buyer-01/08/2026 <br>Open-The total amount of the 10% category fees on the last Closing Disclosure ($300.00) has increased by more than 10% over the current baseline value of ($181.00). The total amount of fees in the 10% category cannot exceed ($199.10). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-12/29/2025 <br>Open- - Due Diligence Vendor-12/29/2025 |  | Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000234 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-18 11:04 | 2026-01-09 14:17 | 2026-01-09 14:17 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. sent good standing - Buyer-01/09/2026 <br>Open-Missing Evidence of Good Standing. Missing Borrowing Entity of Evidence of Good Standing - Due Diligence Vendor-12/18/2025 |  | Resolved-Evidence of Good Standing received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | NJ | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000253 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-18 12:23 | 2025-12-18 12:37 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of 717 is less than Guideline FICO of 720 Requesting $XXXX loan amount with 717 fico on second home vs minimum required FICO 720 - Due Diligence Vendor-12/18/2025 |  | Waived-Audited FICO of 717 is less than Guideline FICO of 720 Requesting $XXXX loan amount with 717 fico on second home vs minimum required FICO 720 - Due Diligence Vendor-12/18/2025 | XXXX |  | SLE approved subject to parameters below.<br> Minimum FICO: 717 <br> Maximum DTI: 35 <br> Maximum LTV: 75 <br> Minimum Reserves: $700,000 | UT | Second Home | Purchase | NA | XX | Originator Pre-Close | Yes |
| 900000307 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-10 05:37 | 2026-01-09 11:22 | 2026-01-09 11:22 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Photo ID is expired | Resolved-Borrower ID provided; condition resolved. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached ID. - Buyer-01/05/2026 <br> Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-12/10/2025 |  | Resolved-Borrower ID provided; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000343 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 03:02 | 2026-01-09 14:08 | 2026-01-09 14:08 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. good standing - Buyer-01/09/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-12/23/2025 |  | Resolved-Evidence of Good Standing received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | NJ | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000344 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 14:07 | 2026-01-09 13:29 | 2026-01-09 13:29 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved-Business Purpose Affidavit received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Business Purpose - Investor-12/30/2025 <br>Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-12/29/2025 |  | Resolved-Business Purpose Affidavit received. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000344 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 12:36 | 2026-01-09 13:29 | 2025-12-29 14:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Received State Certificate of Existence for Business Entity dated 11/03/2025 - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Entity documentation - Investor-12/26/2025 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-12/17/2025 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-12/29/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000344 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 12:36 | 2026-01-09 13:29 | 2025-12-29 14:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Received IRS Tax ID for Business Entity. Finding Resolved - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Entity tax_IRS - Buyer-12/26/2025 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-12/17/2025 |  | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-12/29/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000344 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 16:40 | 2025-12-29 13:59 | 2025-12-29 13:59 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Entity Percentage Ownership | Resolved-Received Articles of Organization reflecting the borrower/guarantor as the sole manager/organizer; along with the Secretary of State printout for the business reflecting the borrower as the sole manager and a signed letter from the borrower stating sole owner/officer. Finding Resolved. - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Entity documentation<br> - Buyer-12/26/2025 <br>Open-Missing Evidence of Entity Percentage Ownership for each guarantor.<br> - Due Diligence Vendor-12/19/2025 |  | Resolved-Received Articles of Organization reflecting the borrower/guarantor as the sole manager/organizer; along with the Secretary of State printout for the business reflecting the borrower as the sole manager and a signed letter from the borrower stating sole owner/officer. Finding Resolved. - Due Diligence Vendor-12/29/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000358 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-20 10:39 | 2025-12-20 10:39 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/20/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/20/2025<br>| XXXX |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000523 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 10:57 | 2026-02-18 13:45 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-11/26/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-11/26/2025<br>| XXXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000523 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 10:57 | 2026-02-18 13:45 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since XXXX; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached approved SLE. - Seller-01/02/2026 <br> Counter-The sales price is confirmed at $XXXX which is less than the $XXXX Appraisal Value. The 96% LTV exceeds the 80% guideline max. - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Please see attached purchase settlement statement. - Investor-12/23/2025 <br> Counter-The Delayed Financing guidelines state: "subject to the maximum LTV/CLTV/HCLTV ratios for a rate and term refinance based on the lesser of the purchase price or the current appraised value". Using the purchase price of $XXXX results in a 96% LTV. Condition remains. - Due Diligence Vendor-12/15/2025 <br> Ready for Review-Per guidelines 2A.6 delayed financing this is to be underwritten as rate and term. Also the lien paid off was created as the program requires any heloc used to purchase home to be paid off or paid down since we could not pay in full we created portion that had to be paid down on heloc used, given system requirements could not pay on HELOC. . Since funds could not pay off in full a separate lien was created for amount to be paid back from delayed financing. Per guide any funds used have to be paid off.<br>See delayed financing this is underwritten as rate and term and all funds used from heloc other then subject property have to be paid off or down, this was why heloc portion paid it was used in purchase of property, see closing stmt. And funds sourced for assets used. - Buyer-12/11/2025 <br> Open-Audited LTV of 80% exceeds Guideline LTV of 75% The subject loan is paying off liens on 2 other properties making the loan cash out. - Due Diligence Vendor-11/26/2025 | Ready for Review-Document Uploaded. Please see attached approved SLE. - Seller-01/02/2026<br>| Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since 2003; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase - Due Diligence Vendor-01/09/2026<br>| XXXX |  | 0x30 Mtg History reporting for 37 mths; 19.57% DTI is below the 45% max; 780 FICO score exceeds the 720 minimum; Borrower has 22 years on job. | AZ | Investment | Refinance | Cash Out - Other | XX | Originator Post-Close | No |
| 900000523 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 10:57 | 2026-02-18 13:45 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since 2003; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase<br> - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached approved SLE. - Buyer-01/02/2026 <br> Counter-The sales price is confirmed at $XXXX which is less than the $XXXX Appraisal Value. The 96% LTV exceeds the 80% guideline max. - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please see attached purchase settlement statement. - Investor-12/23/2025 <br> Counter-The Delayed Financing guidelines state: "subject to the maximum LTV/CLTV/HCLTV ratios for a rate and term refinance based on the lesser of the purchase price or the current appraised value". Using the purchase price of $XXXX results in a 96% LTV. Condition remains. - Due Diligence Vendor-12/15/2025 <br> Ready for Review-Document Uploaded. Per guidelines 2A.6 delayed financing this is to be underwritten as rate and term. Also the lien paid off was created as the program requires any heloc used to purchase home to be paid off or paid down since we could not pay in full we created portion that had to be paid down on heloc used, given system requirements could not pay on HELOC. . Since funds could not pay off in full a separate lien was created for amount to be paid back from delayed financing. Per guide any funds used have to be paid off.<br>See delayed financing this is underwritten as rate and term and all funds used from heloc other then subject property have to be paid off or down, this was why heloc portion paid it was used in purchase of property, see closing stmt. And funds sourced for assets used. - Investor-12/11/2025 <br> Open-Audited HLTV of 80% exceeds Guideline HCLTV of 75% The subject loan is paying off liens on 2 other properties making the loan cash out. - Due Diligence Vendor-11/26/2025 |  | Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since 2003; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase<br> - Due Diligence Vendor-01/09/2026<br>| XXXX |  | 0x30 Mtg History reporting for 37 mths; 19.57% DTI is below the 45% max; 780 FICO score exceeds the 720 minimum; Borrower has 22 years on job. | AZ | Investment | Refinance | Cash Out - Other | XX | Originator Post-Close | No |
| 900000523 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 10:57 | 2026-02-18 13:45 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since 2003; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase<br> - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached approved SLE. - Buyer-01/02/2026 <br> Counter-The sales price is confirmed at $XXXX which is less than the $XXXXAppraisal Value. The 96% LTV exceeds the 80% guideline max. - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please see attached purchase settlement statement. - Investor-12/23/2025 <br> Counter-The Delayed Financing guidelines state: "subject to the maximum LTV/CLTV/HCLTV ratios for a rate and term refinance based on the lesser of the purchase price or the current appraised value". Using the purchase price of $XXXX results in a 96% LTV. Condition remains. - Due Diligence Vendor-12/15/2025 <br> Ready for Review-Document Uploaded. Per guidelines 2A.6 delayed financing this is to be underwritten as rate and term. Also the lien paid off was created as the program requires any heloc used to purchase home to be paid off or paid down since we could not pay in full we created portion that had to be paid down on heloc used, given system requirements could not pay on HELOC. . Since funds could not pay off in full a separate lien was created for amount to be paid back from delayed financing. Per guide any funds used have to be paid off.<br>See delayed financing this is underwritten as rate and term and all funds used from heloc other then subject property have to be paid off or down, this was why heloc portion paid it was used in purchase of property, see closing stmt. And funds sourced for assets used. - Investor-12/11/2025 <br> Open-Audited CLTV of 80% exceeds Guideline CLTV of 75% The subject loan is paying off liens on 2 other properties making the loan cash out. - Due Diligence Vendor-11/26/2025 |  | Waived-Received Lender Exception to allow the Appraisal value for delayed financing LTV. 80% LTV using appraisal value. <br> Comp Factors: Reserves: $193,000 vs $41,000 required; SE business since 2003; CDA variance 0% supporting the value on the appraisal vs purchase price; Appraiser commented prior sale under market value which is reason for increase<br> - Due Diligence Vendor-01/09/2026<br>| XXXX |  | 0x30 Mtg History reporting for 37 mths; 19.57% DTI is below the 45% max; 780 FICO score exceeds the 720 minimum; Borrower has 22 years on job. | AZ | Investment | Refinance | Cash Out - Other | XX | Originator Post-Close | No |
| 900000642 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-17 08:39 | 2026-01-09 14:30 | 2026-01-09 14:30 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Received signed LOE from borrower stating lived rent free at former address. Finding resolved. - Due Diligence Vendor-01/09/2026 <br> Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. loe - Buyer-12/29/2025 <br> Counter-Received unsigned revised 1003 showing no primary housing obligation for the former address - please provide the signed revised 1003 or a LOE from the borrower stating rent free at this former address. - Due Diligence Vendor-12/16/2025 <br> Ready for Review-Per our UW Borrower purchased IN home and has lived there for two months. Prior, lived rent free with parents for 1 year XXXX; prior to that lived at/owned XXXX. This is on application. Residence history of 2 years 2 months. - Buyer-12/10/2025 <br> Counter-Missing 24 months living history and verification. Loan application reflects at current address 2 months with new mortgage on credit report and previous address is for 1 year, provide missing 10 months, finding maintained. - Due Diligence Vendor-12/04/2025 <br> Ready for Review-Document Uploaded. Borrower did not rent 3505 property. Borrower lived rent free with parents. - Buyer-12/01/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. VOR/12 months Rent payment proof is missing for primary rsidence. - Due Diligence Vendor-11/17/2025 |  | Resolved-Received signed LOE from borrower stating lived rent free at former address. Finding resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | IN | Investment | Purchase | NA | XX | N/A | N/A |
| 900000664 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-05 21:32 | 2026-01-08 11:11 | 2026-01-08 11:11 | Resolved | 1 - Information | Property | Third Party Valuation | Secondary valuation product is not within tolerance | Resolved-Received the desk review to support the appraisal value with 0% variance. Finding Resolved. - Due Diligence Vendor-01/08/2026 <br> Open-The Appraisal value is $XXXX with an effective dated XX/XX/XXXX compared to the Desk Review dated XX/XX/XXXX, which was for an appraisal completed prior to the application date. Please provide the desk review to support the appraisal dated XX/XX/XXXX- Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-01/08/2026 |  | Resolved-Received the desk review to support the appraisal value with 0% variance. Finding Resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000008 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-05 12:18 | 2026-02-10 10:27 | 2026-02-10 10:27 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Appraisal delivery received. Finding Resolved. - Due Diligence Vendor-02/10/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/04/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. ECOA: Appraisal Not Provided to Applicant - Due Diligence Vendor-01/05/2026 |  | Resolved-Appraisal delivery received. Finding Resolved. - Due Diligence Vendor-02/10/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/10/2026<br>| XXXX |  |  | NE | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000009 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-08 09:05 | 2026-01-26 12:05 | 2026-01-26 12:05 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/23/2026 <br>Counter-Per guidelines, age of credit documentation must be no older than 90 days from the Note Date. The document provided does not contain a date within 90 days of the Note date. Finding remains. - Due Diligence Vendor-12/22/2025 <br>Ready for Review-Document Uploaded. - Buyer-12/19/2025 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-12/08/2025 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/26/2026<br>| XXXX |  |  | TN | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000011 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 16:40 | 2026-01-19 15:54 | 2026-01-19 15:54 | Resolved | 1 - Information | Credit | Missing Doc | Missing Final Application (1003) | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-12/17/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | IL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000012 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-19 08:55 | 2026-01-19 13:54 |  | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete - Due Diligence Vendor-01/19/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XX | Originator Post-Close | No |
| 900000013 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 05:49 | 2026-01-27 14:39 | 2026-01-27 14:39 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC check received, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/26/2026 <br> Counter-OFAC check not provided and is required. Finding remains. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Response from Underwriting <br> &nbsp;&nbsp;&nbsp;&nbsp; <br> OFAC is run by our warehouse banks.<br>All banks (including our (warehouse banks) are required to do the following – pulled from official site:<br>• Perform due diligence to determine whether a "hit" is a valid OFAC match.<br> • Block transactions, including the opening of new accounts, that involve countries and entities on the SDN list.<br> • Reject transactions not involving SDNs but prohibited by sanctions laws.<br> • Report blocked or rejected transactions to OFAC within 10 business days.<br> • Provide an annual report of blocked property by September 30 of each year.<br>Every wire they send is compared to OFAC lists and holds are placed on wires as needed for additional review . <br>- Buyer-01/06/2026 <br> Open-OFAC Check Not Completed and/or Cleared OFAC is Missing in file. - Due Diligence Vendor-11/26/2025 |  | Resolved-OFAC check received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000013 | XXXX | XXXX | XXXX |  |  | Closed | 2025-11-26 05:49 | 2026-01-27 14:39 | 2025-12-22 15:13 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Fraud report received, finding resolved. - Due Diligence Vendor-12/22/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/22/2025 <br>Ready for Review-Document Uploaded. - Buyer-12/19/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-11/26/2025 |  | Resolved-Fraud report received, finding resolved. - Due Diligence Vendor-12/22/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/22/2025<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000047 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-12 13:54 | 2026-01-19 16:49 | 2026-01-19 16:49 | Resolved | 1 - Information | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Lender provided rate lock agreement, finding resolved. - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Missing evidence of rate lock<br> - Due Diligence Vendor-01/12/2026 |  | Resolved-Lender provided rate lock agreement, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NJ | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000063 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-18 18:37 | 2026-01-19 16:02 | 2026-01-19 15:58 | Resolved | 1 - Information | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing satisfactory 12 months VOR. The final 1003 states the borrower has been renting their current residence for 6 years. The VOR in the files only states since Feb 2025. Loan program requires verification of 0X30X12 housing history for FTHB.. - Due Diligence Vendor-12/19/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000063 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-18 18:53 | 2026-01-19 16:02 | 2026-01-19 16:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-01/19/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing satisfactory 12 months VOR. FTHB requires 0X30X12 - Due Diligence Vendor-12/19/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000085 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-09 15:57 | 2026-01-19 16:51 | 2026-01-19 16:51 | Resolved | 1 - Information | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Lender provided rate lock agreement, finding resolved. - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open- - Due Diligence Vendor-01/09/2026 |  | Resolved-Lender provided rate lock agreement, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | MA | Investment | Purchase | NA | XX | N/A | N/A |
| 900000095 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-12 14:34 | 2026-01-26 11:44 | 2026-01-26 11:44 | Resolved | 1 - Information | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Finding resolved - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Condition - Missing evidence of rate lock - Response from our Compliance Team - This is aXXXX loan, which is not subject to TRID requirements. Lock Date is not required. - Buyer-01/23/2026 <br> Counter-Missing rate lock agreement, finding maintained. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Resolved-Finding resolved - Due Diligence Vendor-01/26/2026<br>| XXXX |  |  | MD | Investment | Purchase | NA | XX | N/A | N/A |
| 900000098 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-17 10:30 | 2026-01-22 16:51 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/17/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/17/2026<br>| XXXX |  |  | IN | Investment | Purchase | NA | XX | Originator Post-Close | Yes |
| 900000108 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 08:39 | 2026-01-23 08:39 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | NC | Second Home | Purchase | NA | XX | Investor Post-Close | No |
| 900000113 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-26 12:19 | 2026-02-18 04:56 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/26/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/26/2026<br>| XXXX |  |  | OH | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000127 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-27 14:24 | 2026-02-25 16:24 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026 <br>Rescinded-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Invalid finding, finding rescinded. - Due Diligence Vendor-01/27/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026 <br>Rescinded-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Invalid finding, finding rescinded. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000129 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 04:15 | 2026-02-06 11:33 |  | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Client submitted acknowledgement, unable to clear. Finding Acknowledged. Final Grade 2/B. - Due Diligence Vendor-02/06/2026 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-01/23/2026 |  | Acknowledged-Client submitted acknowledgement, unable to clear. Finding Acknowledged. Final Grade 2/B. - Due Diligence Vendor-02/06/2026<br>| XXXX |  |  | NJ | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000198 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-25 14:55 | 2026-02-25 16:44 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/25/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/25/2026<br>| XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000198 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-25 14:18 | 2026-02-25 16:43 | 2026-02-25 16:43 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Refinance - there is a prior insurance policy with effective dates of XX/XX/XXXX to XX/XX/XXXX, which include the date of closing. No lapse in coverage. Finding Resolved. - Due Diligence Vendor-02/25/2026 <br> Acknowledged-Hazard Insurance Effective Date of 01-25-2026 is after the Disbursement Date of XX/XX/XXXX - Due Diligence Vendor-01/25/2026 |  | Resolved-Refinance - there is a prior insurance policy with effective dates of 01/25/2025 to 01/31/2026, which include the date of closing. No lapse in coverage. Finding Resolved. - Due Diligence Vendor-02/25/2026 <br> Acknowledged-Hazard Insurance Effective Date of 01-25-2026 is after the Disbursement Date of XX/XX/XXXX- Due Diligence Vendor-01/25/2026 | XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000199 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-07 13:55 | 2026-02-18 05:29 | 2026-02-18 05:29 | Cured | 1 - Information | Credit | Missing Doc | Missing VOM or VOR | Cured-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document provided - Due Diligence Vendor-02/18/2026 <br>Cured-Finding resolved. - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please see attached LOE.<br> - Buyer-01/22/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Borrower is living rent free, missing LOE. - Due Diligence Vendor-01/07/2026 |  | Cured-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document provided - Due Diligence Vendor-02/18/2026 <br>Cured-Finding resolved. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | TN | Investment | Purchase | NA | XX | N/A | N/A |
| 900000205 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 03:50 | 2026-02-19 00:29 | 2026-02-19 00:29 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Disclosure in compliance. Manual resolution required. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. HOC list sent on 04-24, see attached document with envelope stamp on header. - Investor-02/18/2026 <br> Open-. - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (2025-04-30) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 |  | Resolved-Disclosure in compliance. Manual resolution required. - Due Diligence Vendor-02/19/2026<br>| XXXX |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000205 | XXXX | XXXX | XXXX |  |  | Closed | 2026-02-19 00:17 | 2026-02-19 00:27 | 2026-02-19 00:27 | Resolved | 1 - Information | Compliance | Disclosure | HPML: Appraisal Not Provided to Applicant | Resolved-HPML Compliant: Evidence provided that appraisal was provided to applicant timely. - Due Diligence Vendor-02/19/2026 <br>Open-HPML Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant or was not provided timely. - Due Diligence Vendor-02/19/2026 |  | Resolved-HPML Compliant: Evidence provided that appraisal was provided to applicant timely. - Due Diligence Vendor-02/19/2026<br>| XXXX |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000205 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-21 15:06 | 2026-02-18 06:26 |  | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant document has been uploaded - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Please see attached appraisal delivery letter. - Buyer-02/17/2026 <br>Counter-The document provided is not for the subject transaction / borrowers. - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see attached appraisal delivery. - Buyer-02/04/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-ECOA Non-Compliant document has been uploaded - Due Diligence Vendor-02/18/2026<br>| XXXX |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000205 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 03:50 | 2026-01-28 16:03 | 2026-01-28 16:03 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Received Initial CD. Condition cleared. - Due Diligence Vendor-01/28/2026 <br> Resolved- - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. Please see attached CD. - Investor-01/28/2026 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 |  | Resolved-Received Initial CD. Condition cleared. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | NC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000210 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-24 13:53 | 2026-01-24 13:53 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/24/2026<br>| XXXX |  |  | NH | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000216 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 08:22 | 2026-01-19 16:33 | 2026-01-19 16:33 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity document, finding resolved. - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. operation agreement with percentage of ownership - Buyer-01/14/2026 <br>Open-Missing Entity Documents. Missing Entity documents including borrower's percentage of ownership. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender provided entity document, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000216 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 07:10 | 2026-01-19 16:32 | 2026-01-19 16:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. good standings - Buyer-01/15/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/14/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000216 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 07:10 | 2026-01-19 16:32 | 2026-01-19 16:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. ein - Seller-01/14/2026 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-01/14/2026 | Ready for Review-Document Uploaded. ein - Seller-01/14/2026<br>| Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000223 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-16 11:32 | 2026-01-28 07:46 | 2026-01-28 07:46 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Documentation confirmed in file, finding resolved. - Due Diligence Vendor-01/28/2026 <br> Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-look at the credit report you can see the mortgages attached to the primary say this: XXXX - 09/2025<br> WA FED NA FKA WA FED S - 10/2025 - Buyer-01/27/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing 12-month payment history for primary residence. - Due Diligence Vendor-01/16/2026 |  | Resolved-Documentation confirmed in file, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | OR | Investment | Purchase | NA | XX | N/A | N/A |
| 900000226 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-29 17:59 | 2026-02-18 06:28 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/29/2026<br>| XXXX |  |  | AL | Investment | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000230 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 09:40 | 2026-01-19 16:26 | 2026-01-19 16:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity documents, finding resolved. - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. Please see attached operating agreement, EIN letter and articles of organization showing Dusan as sole member. - Buyer-01/14/2026 <br>Open-Missing Entity Documents. Missing Entity documents including borrower's percentage of owership. - Due Diligence Vendor-01/14/2026 |  | Resolved-Lender provided entity documents, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000230 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 03:57 | 2026-01-19 16:26 | 2026-01-19 16:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. Evidence of good standing is attached. - Investor-01/14/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/14/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000230 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 03:57 | 2026-01-19 16:26 | 2026-01-19 16:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. Please see attached EIN letter. - Seller-01/14/2026 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-01/14/2026 | Ready for Review-Document Uploaded. Please see attached EIN letter. - Seller-01/14/2026<br>| Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000239 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-24 13:59 | 2026-01-24 13:59 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/24/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/24/2026<br>| XXXX |  |  | NC | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000241 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 08:15 | 2026-01-13 09:19 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $XXXX is less than the Guideline Minimum Loan Amount of $100000 . However, the lender provided an approved exception dated prior to consummation, and all compensating factors were validated. - Due Diligence Vendor-01/13/2026 |  | Waived-Audited Loan Amount of $XXXX is less than the Guideline Minimum Loan Amount of $100000 . However, the lender provided an approved exception dated prior to consummation, and all compensating factors were validated. - Due Diligence Vendor-01/13/2026 | XXXX |  | FICO of 775 min FICO 720<br> Post closing Reserves of 141719.78(114 mos) VS 7416.24(6 Mos required)<br> LTV of 75% VS Max of 85%. | CT | Investment | Purchase | NA | XX | Originator Pre-Close | Yes |
| 900000242 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-31 05:35 | 2026-01-27 15:20 | 2026-01-27 15:20 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Documentation in file meets guides, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-UW explanation: FPL for XXXX showing due 11/01/2025; no requirement to confirm history if loan was not actively requiring a payment at the time; the first payment for this loan was not due until 11/01 so therefore no PREVIOUS history for mortgage to verify. - Buyer-01/26/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. A verification of mortgage for the primary residence is missing. <br> - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation in file meets guides, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000261 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-14 18:11 | 2026-01-19 15:07 | 2026-01-19 15:07 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided updated 1003 & 1008 with debt removed, finding resolved. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. 1003 and 1008 - Buyer-01/12/2026 <br> Counter-Provide updated Final 1003 reflecting liability removed, finding maintained. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Please advise what you are looking for to clear this suspense item. if the 4th liability was removed due to an error. - Buyer-12/31/2025 <br> Counter-Provide updated Final 1003 reflecting liability removed, finding maintained. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-UW response: 4th liability is error, same account number as 3rd liability from credit report, removed 4th liability, no further action required - Buyer-12/23/2025 <br> Open-Provide supporting documentation for the 4th liability in Final 1003.<br> - Due Diligence Vendor-12/15/2025 |  | Resolved-Lender provided updated 1003 & 1008 with debt removed, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000267 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-05 06:44 | 2026-01-21 11:39 | 2026-01-21 11:39 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Finding resolved - Due Diligence Vendor-01/21/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please see attached evidence of good standing. - Buyer-01/20/2026 <br>Open-Missing Evidence of Good Standing. Missing Evidence of Good Standing in document. - Due Diligence Vendor-01/05/2026 |  | Resolved-Finding resolved - Due Diligence Vendor-01/21/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | MD | Investment | Purchase | NA | XX | N/A | N/A |
| 900000274 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-20 11:32 | 2026-01-20 11:32 |  | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date <> is not within three business days of Application Date <> - Due Diligence Vendor-01/20/2026 |  | Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date <> is not within three business days of Application Date <> - Due Diligence Vendor-01/20/2026 | XXXX |  |  | IL | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000281 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 14:44 | 2026-01-23 14:44 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000282 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-21 13:22 | 2026-01-21 13:22 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000286 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-19 11:33 | 2026-01-27 16:30 | 2026-01-27 16:30 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Entity documents received, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. the state of NY department of state is in the file and says it is confirmed and has an official seal - Investor-01/27/2026 <br> Counter-Percent of ownership received. Lender guidelines require a copy of the business formation document filed with the state. Finding remains. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. operating agreement - Buyer-01/21/2026 <br> Open-Missing Entity Documents. Missing Entity documents including borrower's percentage of business owned. - Due Diligence Vendor-01/19/2026 |  | Resolved-Entity documents received, finding resolved. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000286 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 03:20 | 2026-01-27 16:29 | 2026-01-27 16:29 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. cogs - Buyer-01/27/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/14/2026 |  | Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000298 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-29 18:14 | 2026-01-29 18:14 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/30/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/30/2026<br>| XXXX |  |  | UT | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000318 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 16:08 | 2026-01-22 16:08 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000328 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 14:33 | 2026-01-22 14:33 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | CO | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000332 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 12:34 | 2026-01-22 12:34 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000342 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-30 04:24 | 2026-01-28 08:35 | 2026-01-28 08:35 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Payment history received, finding resolved. - Due Diligence Vendor-01/28/2026 <br> Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-UW response: XXXX is a COMMERCIAL LOAN that is in the name of an LLC therefore requires no confirmation of payment history HOWEVER there is a activity statement in the file showing 09/08/2024-09/09/2025 - Buyer-01/27/2026 <br> Counter-Account history provided is not a complete 12-month history. There are no payments in the months of Feb and Apr 2025 and it ends with 8/11/25 payment. Note date 12/XX/2025. Finding remains. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please see attached mortgage payment history. - Buyer-01/22/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. VOM/12 months housing history missing for subject property. - Due Diligence Vendor-12/30/2025 |  | Resolved-Payment history received, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000347 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-21 13:16 | 2026-01-21 13:16 |  | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Guidelines requires LOX to confirm rent free. However, Exception provided for rent free letter.<br> - Due Diligence Vendor-01/21/2026 |  | Waived-Guidelines requires LOX to confirm rent free. However, Exception provided for rent free letter.<br> - Due Diligence Vendor-01/21/2026<br>| XXXX |  | <br> Compensating factors are validated and verified.<br> 1. Minimum FICO: 786 <br> 2. Maximum DTI: 35 <br> 3. Maximum LTV: 80 <br> 4. Minimum Reserves: $200,000 | TX | Primary Residence | Purchase | NA | XX | Originator Pre-Close | Yes |
| 900000364 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 13:48 | 2026-01-23 13:48 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | NM | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000372 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 08:08 | 2025-12-31 13:56 | 2025-12-31 13:56 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Disclosure including Need to Know Pamphlet- - Buyer-12/26/2025 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. - Due Diligence Vendor-12/19/2025 |  | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000374 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 15:00 | 2026-01-28 09:25 | 2026-01-28 09:25 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Delayed financing transaction with all documentation contained in loan file, finding resolved. - Due Diligence Vendor-01/28/2026 <br> Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Borrower drew $75,864.32 10/22 from XXXX and $355,200 10/22 from XXXX to bank account XXXX(total $431,064.32 deposited). He usedXXXX to purchase the subject property (withdrawn on 10/22). Settlement for subject shows payments to two Timberland accounts, no cash back to borrower. File is DSCR, no DTI - Buyer-01/27/2026 <br> Counter-Provide proof that the two HELOCs being paid were used to purchase the property. Also provide statements showing the pay down, current balance and payment amount from both HELOC accounts. Per Lender Delayed Financing guidelines, any payments on the balance remaining must be included in subject property debt. - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Delayed finance guidelines permit paydown of loan used for the original purchase, using proceeds from the delayed finance. Funds were applied toward paydown. - Buyer-01/12/2026 <br> Counter-The final CD reflects payoff of 2 Timberland HELOC accounts and account statements in file indicate the accounts opened 3/23/2023 and 4/1/2025 respectively. Payoff statements for these accounts is required. Finding remains. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-File is delayed financing - not payoff, the funds are used to pay back the lines of credit the borrower drew on for funds used on the original purchase of the subject property. - Buyer-01/05/2026 <br> Open-Missing Payoff Statement for prior loan. - Due Diligence Vendor-12/17/2025 |  | Resolved-Delayed financing transaction with all documentation contained in loan file, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-01/28/2026<br>| XXXX |  | Missing Payoff Statement for prior loan. | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000376 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-20 14:11 | 2026-01-28 07:31 | 2026-01-28 07:31 | Resolved | 1 - Information | Compliance | Missing Doc | Final Closing Disclosure is missing or incomplete | Resolved-Final CD including page 2 have been received, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. closing cd - Buyer-01/27/2026 <br>Open-Final Closing Disclosure is missing or incomplete 2nd page of Final closing disclosure is missing in file. - Due Diligence Vendor-01/20/2026 |  | Resolved-Final CD including page 2 have been received, finding resolved. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | IL | Investment | Purchase | NA | XX | N/A | N/A |
| 900000379 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-20 10:31 | 2026-02-25 16:22 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Secondary valuation page#268 - Due Diligence Vendor-01/20/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Secondary valuation page#268 - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | TX | Primary Residence | Purchase | Cash Out - Other | XX | Investor Post-Close | No |
| 900000380 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 07:35 | 2026-01-27 15:36 | 2026-01-27 15:36 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved-Business Purpose Affidavit received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see attached business purpose certificate. - Buyer-01/26/2026 <br>Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-01/23/2026 |  | Resolved-Business Purpose Affidavit received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000381 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-14 20:20 | 2025-12-14 20:20 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/15/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/15/2025<br>| XXXX |  |  | GA | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000389 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-31 14:56 | 2026-01-19 15:29 | 2026-01-19 15:29 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Entity Percentage Ownership | Resolved-Operating agreement shows 100% ownership, finding resolved. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. first paragraph confirms XXXX is the sole member, however #4 in the operating agreement confirms XXXX holds 100% Membership Interest in the entity - Buyer-01/12/2026 <br> Open-Missing Evidence of Entity Percentage Ownership for each guarantor.<br> Missing Evidence of Entity Percentage Ownership for each guarantor. - Due Diligence Vendor-12/31/2025 |  | Resolved-Operating agreement shows 100% ownership, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | PA | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000389 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 09:39 | 2026-01-19 15:28 | 2026-01-19 15:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. COGS - Buyer-01/12/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-12/22/2025 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | PA | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000390 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 13:39 | 2026-01-28 12:18 | 2026-01-28 12:18 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Evidence the doc was provided timely received. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-initial docs - Buyer-01/27/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 |  | Resolved-Evidence the doc was provided timely received. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000390 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 12:22 | 2026-01-28 12:18 | 2026-01-28 11:58 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Disclosure provided. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. initial docs - Buyer-01/27/2026 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. - Due Diligence Vendor-01/22/2026 |  | Resolved-Disclosure provided. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000400 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 15:40 | 2025-12-31 15:53 | 2025-12-31 15:53 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. business purpose - Buyer-12/29/2025 <br>Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-12/23/2025 |  | Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000405 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 04:43 | 2026-01-27 14:24 | 2026-01-27 14:24 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-The prepay addendum to the Note was received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. note - Buyer-01/26/2026 <br>Open-The Note is Incomplete Prepayment Addendum documents is missing. - Due Diligence Vendor-01/13/2026 |  | Resolved-The prepay addendum to the Note was received, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | CT | Investment | Purchase | NA | XX | N/A | N/A |
| 900000408 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-12 10:47 | 2026-01-27 15:52 | 2026-01-27 15:52 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Entity documents including percentage of business owned was received, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. Operating Agreement 4.1 shows XXXX as 100% ownership, IRS EIN also shows XXXX as SOLE MEMBER - Buyer-01/27/2026 <br> Counter-Lender provided IRS EIN notification, not business formation, finding maintained. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. ein - Buyer-01/13/2026 <br> Open-Missing Entity Documents. Missing Entity Documents including percentage of business owned. - Due Diligence Vendor-01/12/2026 |  | Resolved-Entity documents including percentage of business owned was received, finding resolved. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | TX | Investment | Purchase | NA | XX | N/A | N/A |
| 900000408 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-06 14:33 | 2026-01-27 15:50 | 2026-01-19 16:19 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. cog - Buyer-01/13/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/06/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | TX | Investment | Purchase | NA | XX | N/A | N/A |
| 900000409 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 12:13 | 2026-01-20 08:32 | 2026-01-20 08:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please see attached evidence of good standing. - Buyer-01/16/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/13/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | TX | Investment | Purchase | NA | XX | N/A | N/A |
| 900000409 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-15 10:01 | 2026-01-20 08:31 | 2026-01-20 08:31 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity documentation, finding resolved. - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please see attached operating agreement. - Buyer-01/16/2026 <br>Open-Missing Entity Documents. Missing Entity documents including borrower's percentage of business ownership. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender provided entity documentation, finding resolved. - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | TX | Investment | Purchase | NA | XX | N/A | N/A |
| 900000435 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 05:57 | 2026-01-05 08:55 |  | Waived | 2 - Non-Material | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements 1031 exchange assets cannot be used for a primary residence purchase vs 1031 Exchage assets used for current transaction. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-12/22/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements 1031 exchange assets cannot be used for a primary residence purchase vs 1031 Exchage assets used for current transaction. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-12/22/2025<br>| XXXX |  | Max FICO<br> Max DTI<br> Max LTV<br> Max Reserve | TN | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000437 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-05 06:01 | 2026-01-23 14:13 | 2026-01-23 14:12 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please see attached cert of good standing<br> - Buyer-01/22/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/05/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | MD | Investment | Purchase | NA | XX | N/A | N/A |
| 900000459 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 05:33 | 2025-12-29 05:33 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/29/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/29/2025<br>| XXXX |  |  | OH | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000463 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 09:31 | 2025-12-31 16:10 | 2025-12-31 16:10 | Resolved | 1 - Information | Credit | Closing | Borrower 3 Photo ID is expired | Resolved-Borrower 3 photo ID expiration date is XX/XX/XXXXand note is dated XX/XX/XXXX. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached ID. - Buyer-12/29/2025 <br> Open-Borrower 3 photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-12/22/2025 |  | Resolved-Borrower 3 photo ID expiration date is 09-12-2033 and note is dated XX/XX/XXXX. - Due Diligence Vendor-12/31/2025 | XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000463 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 07:42 | 2025-12-22 07:42 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025<br>| XXXX |  |  | OR | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000471 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-26 08:52 | 2025-12-26 08:52 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/26/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/26/2025<br>| XXXX |  |  | IL | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000474 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 08:57 | 2026-01-08 11:16 | 2026-01-08 11:02 | Resolved | 1 - Information | Compliance | Mavent | HighCost: Fees | Resolved-Undiscounted Par Rate provided; discount points are bona fide; condition resolved. - Due Diligence Vendor-01/08/2026 <br> Open- - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. loe - Buyer-12/29/2025 <br> Open-The loan fees ($9,401.00) exceed the (NJ) High Cost fee limit, which is ($9,000.00), the difference is ($401.00). The loan fees ($9,401.00) exceed the (NJ) High Cost fee limit, which is ($9,000.00), the difference is ($401.00) - Due Diligence Vendor-12/19/2025 <br> Open- - Due Diligence Vendor-12/19/2025 <br> Open- - Due Diligence Vendor-12/19/2025 |  | Resolved-Undiscounted Par Rate provided; discount points are bona fide; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | NJ | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000479 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-21 07:19 | 2026-01-21 07:19 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/21/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | OR | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000484 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 09:18 | 2026-01-08 15:34 | 2026-01-08 15:34 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Evidence of HOA Dues for REOs provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached HOA documentation. - Buyer-12/31/2025 <br>Open-REo1 and REO2 Hoa document is missing, 2b and 2c - Due Diligence Vendor-12/22/2025 |  | Resolved-Evidence of HOA Dues for REOs provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000484 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 09:15 | 2026-01-08 15:33 | 2026-01-08 15:33 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Evidence of HOA Dues for REOs provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached HOA documentation. - Buyer-12/31/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements - Due Diligence Vendor-12/22/2025 |  | Resolved-Evidence of HOA Dues for REOs provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000484 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 08:57 | 2025-12-22 08:57 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000488 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 09:48 | 2025-12-22 09:48 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/22/2025<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000489 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 09:34 | 2026-01-20 09:22 | 2026-01-20 09:22 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. good standing - Investor-01/16/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/13/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000489 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 09:34 | 2026-01-20 09:22 | 2026-01-20 09:22 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. ein - Seller-01/16/2026 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-01/13/2026 | Ready for Review-Document Uploaded. ein - Seller-01/16/2026<br>| Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000489 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-15 10:38 | 2026-01-20 09:19 | 2026-01-20 09:19 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity documentation with ownership, finding resolved. - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. percentage of ownership - Buyer-01/16/2026 <br>Open-Missing Entity Documents. Missing Entity documents including borrower's percentage of ownership. - Due Diligence Vendor-01/15/2026 |  | Resolved-Lender provided entity documentation with ownership, finding resolved. - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000496 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-12 09:15 | 2026-01-19 16:22 | 2026-01-19 16:22 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. Please see attached Note with prepayment addendum. - Buyer-01/13/2026 <br>Open-The Note is Incomplete Missing prepay addendum to the Note. - Due Diligence Vendor-01/12/2026 |  | Resolved-The Note is Present - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | TX | Investment | Purchase | NA | XX | N/A | N/A |
| 900000503 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-10 21:27 | 2026-01-28 09:37 | 2026-01-28 09:37 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Receipt of gift funds received, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. gift funds and wire - Buyer-01/27/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Verification of receipt of gift funds from donor is missing. - Due Diligence Vendor-01/11/2026 |  | Resolved-Receipt of gift funds received, finding resolved. - Due Diligence Vendor-01/28/2026 <br>Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | WA | Investment | Purchase | NA | XX | N/A | N/A |
| 900000508 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 22:56 | 2026-02-25 16:49 |  | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Acknowledged-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Hazard Insurance Effective Date of XX/XX/XXXX is as within the Disbursement Date of XX/XX/XXXX - Due Diligence Vendor-12/23/2025 |  | Acknowledged-Hazard Insurance Effective Date of 12-03-2025 is after the Note Date of XX/XX/XXXX Hazard Insurance Effective Date of 12-03-2025 is as within the Disbursement Date of XX/XX/XXXX - Due Diligence Vendor-12/23/2025 | XXXX |  | 80% ltv below guideline max of 86% ltv<br> 752 FICO score exceeds guideline minimum of 720<br> 0x30 mtg history for 33 mths on primary residence<br> 20 yrs on current job | AZ | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000508 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 05:50 | 2026-01-09 10:15 | 2026-01-09 10:15 | Resolved | 1 - Information | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-Documentation provided for new mortgage on primary residence; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Note for 2nd loan on REO property and documents for sale of departing residence are attached. - Buyer-01/02/2026 <br>Open-Missing documentation to evidence sale of departure residence to support omission of existing debt and confirm net equity funds. - Due Diligence Vendor-12/23/2025 |  | Resolved-Documentation provided for new mortgage on primary residence; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | AZ | Investment | Purchase | NA | XX | N/A | N/A |
| 900000508 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 22:28 | 2026-01-09 10:13 | 2026-01-09 10:13 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation provided for new mortgage on primary residence; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Note for 2nd loan on REO property and documents for sale of departing residence are attached. - Buyer-01/02/2026 <br>Open-Require supporting documentation (Mortgage statement or note) to verify the monthly payment for recently opened second lien on REO1 property. - Due Diligence Vendor-12/23/2025 |  | Resolved-Documentation provided for new mortgage on primary residence; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | AZ | Investment | Purchase | NA | XX | N/A | N/A |
| 900000528 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-20 04:48 | 2026-01-09 09:33 | 2026-01-09 09:33 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Resolved-Borrower Identification - Borrower 2 provided; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached copies of the borrowers' Identification. - Buyer-01/02/2026 <br>Open-Missing Borrower Identification - Borrower 2. - Due Diligence Vendor-12/20/2025 |  | Resolved-Borrower Identification - Borrower 2 provided; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | CO | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000534 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 15:20 | 2026-01-23 15:20 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | AL | Second Home | Purchase | NA | XX | Originator Pre-Close | No |
| 900000536 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 14:59 | 2026-02-13 09:22 | 2026-02-13 09:22 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/13/2026 <br>Resolved-Evidence of Tax Preparer license verification provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached CPA verification - Buyer-12/30/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements GL requires validation of the legitimacy of the CPA or PTIN if letter from a CPA or licensed tax preparer (with PTIN) is used to verify borrower's ownership percentage and length of ownership however verification is missing in file. - Due Diligence Vendor-12/21/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/13/2026 <br>Resolved-Evidence of Tax Preparer license verification provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000536 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 14:59 | 2026-01-08 14:31 | 2026-01-08 14:31 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Evidence of Tax Preparer license verification provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached CPA verification. - Seller-12/30/2025 <br>Open-GL requires validation of the legitimacy of the CPA or PTIN if letter from a CPA or licensed tax preparer (with PTIN) is used to verify borrower's ownership percentage and length of ownership however verification is missing in file. - Due Diligence Vendor-12/21/2025 | Ready for Review-Document Uploaded. Please see attached CPA verification. - Seller-12/30/2025<br>| Resolved-Evidence of Tax Preparer license verification provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000536 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 16:11 | 2026-01-08 14:29 | 2026-01-08 14:29 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Evidence of Appraisal Delivery provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached appraisal delivery package. - Buyer-12/30/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-12/21/2025 |  | Resolved-Evidence of Appraisal Delivery provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000538 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 03:06 | 2026-01-21 14:07 | 2026-01-21 14:07 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Finding resolved. - Due Diligence Vendor-01/21/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $15516.34 is equal to or greater than Total Required Reserve Amount of $7973.88 - Due Diligence Vendor-01/21/2026 <br> Ready for Review-calc was done with a PERSONAL account - those are able to be used at 100% even if used for income calculation. - Investor-01/14/2026 <br> Counter-Per lender guidelines 100% of business assets may be used from a business that is not being used for qualifying income; Audit used 75% of the business assets as that account is being used for business income; condition remains. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Total Qualified Assets for Reserves Post-Close of $3734.06 is less than Total Required Reserve Amount of $7973.88 - Due Diligence Vendor-01/09/2026 <br> Ready for Review-the borrower has sufficient assets - assets listed on the loan of XXXX @10,864(ending november 30 value @90%) + XX @42,300 = $53,164 and total ctc + reserves needed = $47,250; $53,164 is greater than $47,250 - Investor-01/06/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $4941.34 is less than Total Required Reserve Amount of $7973.88 - Due Diligence Vendor-12/23/2025 |  | Resolved-Finding resolved. - Due Diligence Vendor-01/21/2026 <br>Resolved-Total Qualified Assets for Reserves Post-Close of $15516.34 is equal to or greater than Total Required Reserve Amount of $7973.88 - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000538 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 03:06 | 2026-01-21 14:07 | 2026-01-21 14:07 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Finding Resolved. - Due Diligence Vendor-01/21/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-01/21/2026 <br> Ready for Review-calc was done with a PERSONAL account - those are able to be used at 100% even if used for income calculation. - Buyer-01/14/2026 <br> Counter-Per lender guidelines 100% of business assets may be used from a business that is not being used for qualifying income; Audit used 75% of the business assets as that account is being used for business income; condition remains. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements . - Due Diligence Vendor-01/09/2026 <br> Ready for Review-the borrower has sufficient assets - assets listed on the loan of XXXX @10,864(ending november 30 value @90%) + XX @42,300 = $53,164 and total ctc + reserves needed = $47,250; $53,164 is greater than $47,250 - Investor-01/06/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Total Qualified Assets for Reserves Post-Close of $4941.34 is less than Total Required Reserve Amount of $7973.88 - Due Diligence Vendor-12/23/2025 |  | Resolved-Finding Resolved. - Due Diligence Vendor-01/21/2026 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000538 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 03:19 | 2026-01-21 14:07 | 2026-01-21 14:07 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Finding resolved. - Due Diligence Vendor-01/21/2026 <br> Resolved-Audited Reserves of 11.68 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/21/2026 <br> Ready for Review-calc was done with a PERSONAL account - those are able to be used at 100% even if used for income calculation. - Investor-01/14/2026 <br> Counter-Per lender guidelines 100% of business assets may be used from a business that is not being used for qualifying income; Audit used 75% of the business assets as that account is being used for business income; condition remains. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-the borrower has sufficient assets - assets listed on the loan of XXXX @10,864(ending november 30 value @90%) + WSECU @42,300 = $53,164 and total ctc + reserves needed = $47,250; $53,164 is greater than $47,250 - Buyer-01/06/2026 <br> Open-Audited Reserves of 3.72 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-12/23/2025 |  | Resolved-Finding resolved. - Due Diligence Vendor-01/21/2026 <br>Resolved-Audited Reserves of 11.68 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000542 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 04:36 | 2026-01-09 12:57 | 2026-01-09 12:57 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Current hazard insurance policy provided. Finding resolved. - Due Diligence Vendor-01/09/2026 <br> Resolved-Hazard Insurance Expiration Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. hoi - Buyer-01/06/2026 <br> Open-Hazard Insurance Expiration Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX - Due Diligence Vendor-12/22/2025 |  | Resolved-Current hazard insurance policy provided. Finding resolved. - Due Diligence Vendor-01/09/2026 <br> Resolved-Hazard Insurance Expiration Date of 11-25-2026 is after the Note Date of XX/XX/XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/09/2026 | XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000552 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-23 12:39 | 2025-12-31 15:55 | 2025-12-31 15:55 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. initial docs 092325 - Buyer-12/29/2025 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. Missing "What Mortgage Applicants Need to Know" Pamphlet. - Due Diligence Vendor-12/23/2025 |  | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000563 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-21 13:44 | 2026-01-21 13:44 |  | Waived | 2 - Non-Material | Credit | Missing Doc | Missing Documentation 1 | Waived-Exception requested: 15 NSF's with 695 credit score - Due Diligence Vendor-01/21/2026 |  | Waived-Exception requested: 15 NSF's with 695 credit score - Due Diligence Vendor-01/21/2026<br>| XXXX |  | Very low DTI---10% or so with 110K a mth income <br> Lots of reserves after close. $100,000 <br> No mortgage lates | UT | Investment | Refinance | No Cash Out - Borrower Initiated | XX | Originator Pre-Close | Yes |
| 900000571 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 00:31 | 2026-01-08 11:14 | 2026-01-08 11:14 | Resolved | 1 - Information | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | Resolved-ARM Disclosure Provided Within 3 Days of Application Date; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached ARM disclosure. - Buyer-12/29/2025 <br>Open-ARM Disclosure Not Provided Within 3 Days of Application Date - Due Diligence Vendor-12/21/2025 |  | Resolved-ARM Disclosure Provided Within 3 Days of Application Date; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000571 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-21 01:16 | 2025-12-21 01:16 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/21/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/21/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000573 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-22 11:01 | 2026-02-25 17:02 |  | Acknowledged | 2 - Non-Material | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Acknowledged-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-12/22/2025 |  | Acknowledged-HO-6 Insurance Policy Effective Date of 12-05-2025 is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-12/22/2025 | XXXX |  | 80% LTV is below the 85% LTV<br> 752 FICO is above the 720 minimum<br> 0x30 mtg history reported for 33 mths on primary residence<br> 20 yrs on current job | NJ | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000574 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 12:57 | 2026-01-22 12:57 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | CT | Investment | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000575 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 15:40 | 2026-01-23 15:40 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000581 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-31 02:02 | 2026-01-27 15:29 | 2026-01-27 15:29 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Documentation in file meets guides, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-UW explanation: FPL for XXXX showing due 11/01/2025; no requirement to confirm history if loan was not actively requiring a payment at the time; the first payment for this loan was not due until 11/01 so therefore no PREVIOUS history for mortgage to verify. - Buyer-01/26/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. VOM/12months housing history missing for Primary Residence. - Due Diligence Vendor-12/31/2025 |  | Resolved-Documentation in file meets guides, finding resolved. - Due Diligence Vendor-01/27/2026 <br>Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000586 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-26 18:47 | 2026-02-18 06:33 |  | Waived | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived- - Due Diligence Vendor-02/18/2026 <br>Acknowledged-Income and Employment Do Not Meet Guidelines Lender exception for # of NSFs in last 12 months approved prior to closing in the file. Loan graded B - Due Diligence Vendor-01/27/2026 |  | Acknowledged-Income and Employment Do Not Meet Guidelines Lender exception for # of NSFs in last 12 months approved prior to closing in the file. Loan graded B - Due Diligence Vendor-01/27/2026<br>| XXXX |  | 748 FICO, LTV Max 80%, DTI under 35% Reserves $200,000 | FL | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000589 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-28 13:51 | 2026-02-18 06:34 | 2026-02-18 06:34 | Resolved | 1 - Information | Credit | Missing Doc | Missing Final Application (1003) | Resolved- final 1003 document has been uploaded - Due Diligence Vendor-02/18/2026 <br>Resolved- - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please see attached final 1003. - Buyer-01/29/2026 <br>Open-A final application for the subject transaction was not provided - Due Diligence Vendor-01/28/2026 |  | Resolved- final 1003 document has been uploaded - Due Diligence Vendor-02/18/2026<br>| XXXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000603 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 14:21 | 2026-01-23 14:21 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | Investor Post-Close | No |
| 900000606 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 09:27 | 2026-01-23 09:27 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | NH | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000607 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-10 09:24 | 2025-12-24 12:46 | 2025-12-24 12:45 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-12/24/2025 <br>Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-12/24/2025 <br>Ready for Review-Document Uploaded. Please see attached ID. - Buyer-12/23/2025 <br>Open-Missing Borrower Identification - Borrower 1. - Due Diligence Vendor-12/10/2025 |  | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-12/24/2025 <br>Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-12/24/2025<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000627 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-24 04:01 | 2025-12-31 16:05 | 2025-12-31 16:05 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Disclosure including Pamphlet and NewRez Combined Disclosure acknowledgement - Buyer-12/29/2025 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. Missing "What Mortgage Applicants Need to Know" Pamphlet. - Due Diligence Vendor-12/24/2025 |  | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000629 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 11:59 | 2026-01-21 11:16 | 2026-01-21 11:16 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. scrivener - Buyer-01/20/2026 <br>Open-Missing Mortgage Riders – PUD Rider . - Due Diligence Vendor-12/17/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | NC | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000630 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 16:46 | 2026-02-18 13:55 |  | Waived | 2 - Non-Material | Property | Missing Doc | Missing Second Appraisal (Property) | Waived-The lender's guidelines requires two appraisals and the second appraisal was not provided. A pre consummation exception approval for waiver of 2nd appraisal due to property flip. Bwr purchased subject in Apr 2025 for XXXX. Current appraised value is XXXX showing substantial renovations. No min/max parameters. Non HPML. - Due Diligence Vendor-12/19/2025 |  | Waived-The lender's guidelines requires two appraisals and the second appraisal was not provided. A pre consummation exception approval for waiver of 2nd appraisal due to property flip. Bwr purchased subject in Apr 2025 for XXXX. Current appraised value is XXXX showing substantial renovations. No min/max parameters. Non HPML. - Due Diligence Vendor-12/19/2025 | XXXX |  | 0x30 mtg history reporting for 24 mths including current and previous; 755 credit score greater than 720 minimum; 49.32 months reserves is greater than 13 months; Borrower has been currently job for 6 years | AZ | Investment | Refinance | Cash Out - Other | XX | Originator Pre-Close | Yes |
| 900000630 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 11:49 | 2026-01-08 15:17 | 2026-01-08 15:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Evidence f HOI for Property B on the Taxes provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached insurance for 912 Crestview. - Buyer-12/30/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing proof of insurance premium for REO B on 2024 & 2023 1040 Schedule E - Due Diligence Vendor-12/19/2025 |  | Resolved-Evidence f HOI for Property B on the Taxes provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000630 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 06:00 | 2025-12-19 06:00 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/19/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/19/2025<br>| XXXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000640 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 07:51 | 2026-01-23 13:38 | 2026-01-23 13:38 | Resolved | 1 - Information | Credit | Insurance | Flood Insurance Expiration Date is before the Note Date | Resolved-Resolved - Due Diligence Vendor-01/23/2026 <br> Resolved-Flood Insurance Expiration Date of XX/XX/XXXX is equal to or after the Note Date of X/XX/XXXX Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please see attached policy. - Buyer-01/22/2026 <br> Open-Flood Insurance Expiration Date of XX/XX/XXXX is prior to the Note Date of XX/XX/XXXX - Due Diligence Vendor-01/14/2026 |  | Resolved-Resolved - Due Diligence Vendor-01/23/2026 <br> Resolved-Flood Insurance Expiration Date of 04-19-2026 is equal to or after the Note Date of XX/XX/XXXX Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/23/2026 | XXXX |  |  | HI | Investment | Purchase | NA | XX | N/A | N/A |
| 900000652 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 09:23 | 2026-01-20 08:53 | 2026-01-20 08:53 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 7.19 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please see attached 401k statement and a copy of the term and conditions. - Seller-01/16/2026 <br>Open-Audited Reserves of 0.13 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/13/2026 | Ready for Review-Document Uploaded. Please see attached 401k statement and a copy of the term and conditions. - Seller-01/16/2026<br>| Resolved-Audited Reserves of 7.19 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | CT | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000652 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 09:18 | 2026-01-20 08:50 | 2026-01-20 08:50 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $34351.06 is equal to or greater than Total Required Reserve Amount of $28685.58 - Due Diligence Vendor-01/20/2026 <br> Ready for Review-Document Uploaded. Please see attached 401k statement and a copy of the term and conditions. - Investor-01/16/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $625.71 is less than Total Required Reserve Amount of $28685.58 Total Qualified Assets for Reserves Post-Close of $625.71 is less than Total Required Reserve Amount of $28,685.58. - Due Diligence Vendor-01/13/2026 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $34351.06 is equal to or greater than Total Required Reserve Amount of $28685.58 - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | CT | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000652 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 12:22 | 2026-01-20 08:50 | 2026-01-20 08:50 | Resolved | 1 - Information | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please see attached 401k statement and a copy of the term and conditions. - Buyer-01/16/2026 <br>Open-Asset Record 1 Does Not Meet G/L Requirements Lender's guidelines require the most recent 2 months account statements; however only one month provided. - Due Diligence Vendor-01/13/2026 |  | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | CT | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000665 | XXXX | XXXX | XXXX |  |  | Closed | 2026-02-13 11:07 | 2026-02-13 11:07 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026<br>| XXXX |  |  | CA | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000665 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-19 04:44 | 2026-01-19 04:44 |  | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete ABA Disclosure is missing. - Due Diligence Vendor-01/19/2026 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete ABA Disclosure is missing. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | CA | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000673 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-24 03:59 | 2025-12-31 16:00 | 2025-12-31 16:00 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. initial docs - Buyer-12/29/2025 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. Missing "What Mortgage Applicants Need to Know" Pamphlet. - Due Diligence Vendor-12/24/2025 |  | Resolved-Disclosure provided. - Due Diligence Vendor-12/31/2025<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000681 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 08:12 | 2026-01-22 08:12 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | AR | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000685 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 13:51 | 2026-01-27 16:07 | 2026-01-27 16:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Entity documents received, finding resolved. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. ownership % is clearly indicated on the EIN letter where it says SOLE MBR - Investor-01/27/2026 <br> Counter-Missing entity documentation, finding maintained. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. ownership - Buyer-01/14/2026 <br> Open-Missing Entity Documents. Missing Entity documents including percentage of business owned. - Due Diligence Vendor-01/13/2026 |  | Resolved-Entity documents received, finding resolved. - Due Diligence Vendor-01/27/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000685 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 12:41 | 2026-01-27 16:04 | 2026-01-19 16:39 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. good standings - Investor-01/14/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/13/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000685 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 12:41 | 2026-01-27 16:04 | 2026-01-19 16:39 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. ein tax - Buyer-01/14/2026 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-01/13/2026 |  | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000685 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 12:03 | 2026-01-19 16:37 | 2026-01-19 16:37 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. note - Buyer-01/14/2026 <br>Open-The Note is Incomplete Prepayment addendum is missing - Due Diligence Vendor-01/13/2026 |  | Resolved-The Note is Present - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000692 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 12:51 | 2026-02-18 07:25 | 2026-02-13 12:09 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. appraisal delivery - Buyer-02/11/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-01/23/2026 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/13/2026<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000699 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-19 14:24 | 2026-01-28 14:37 | 2026-01-28 14:37 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received closing docs for REO3. Condition cleared. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please see attached CD and Payment letter. - Buyer-01/27/2026 <br>Open-Final application reflects REO 3 with new concurrent loan information for the same documentation missing - Due Diligence Vendor-01/19/2026 |  | Resolved-Received closing docs for REO3. Condition cleared. - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XX | N/A | N/A |
| 900000701 | XXXX | XXXX | XXXX |  |  | Closed | 2026-02-12 12:08 | 2026-02-12 12:08 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/12/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/12/2026<br>| XXXX |  |  | WI | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000711 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 09:18 | 2026-01-20 09:17 | 2026-01-20 09:17 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. good standings - Buyer-01/16/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/13/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000711 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 14:27 | 2026-01-20 08:54 | 2026-01-20 08:54 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity documentation, finding resolved. - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. percentage of ownership - Buyer-01/16/2026 <br>Open-Missing Entity Documents. Missing entity documents including borrower's percentage of ownership. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender provided entity documentation, finding resolved. - Due Diligence Vendor-01/20/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000712 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-14 07:24 | 2026-01-28 13:53 | 2026-01-28 13:53 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Received verification of the Initial CD receipt date. Condition cleared. - Due Diligence Vendor-01/28/2026 <br> Resolved-Resolved - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. onespan 12/11/25 - Buyer-01/27/2026 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (ElectronicDelivery). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of (XX/XX/XXXX) with no acknowledgment of receipt on the part of the borrower. - Due Diligence Vendor-01/14/2026 <br> Open- - Due Diligence Vendor-01/15/2026 <br> Open- - Due Diligence Vendor-01/14/2026 |  | Resolved-Received verification of the Initial CD receipt date. Condition cleared. - Due Diligence Vendor-01/28/2026 <br>Resolved-Resolved - Due Diligence Vendor-01/28/2026<br>| XXXX |  |  | IL | Primary Residence | Purchase | Cash Out - Other | XX | N/A | N/A |
| 900000712 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 14:27 | 2026-01-22 14:27 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | IL | Primary Residence | Purchase | Cash Out - Other | XX | Investor Post-Close | No |
| 900000714 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-27 16:36 | 2026-02-04 17:05 | 2026-02-04 17:05 | Resolved | 1 - Information | Property | Value | S&P CU/LCA score and secondary product not within tolerance | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026 <br>Open-S&P RA Only - CU/LCA Score and secondary product not within tolerance. - Due Diligence Vendor-01/27/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000714 | XXXX | XXXX | XXXX |  |  | Closed | 2026-02-04 17:05 | 2026-02-04 17:05 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000721 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 12:17 | 2025-12-17 12:25 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/17/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/17/2025<br>| XXXX |  |  | GA | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000725 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-23 15:06 | 2026-02-18 06:35 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/23/2026<br>| XXXX |  |  | IN | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000733 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-27 14:54 | 2026-01-09 10:59 | 2026-01-09 10:59 | Resolved | 1 - Information | Compliance | Disclosure | Missing "What Mortgage Applicants Need to Know" Pamphlet | Resolved-Evidence of delivery of the New York pamphlet "What Mortgage Applicants Need to Know" provided; condition resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached initial disclosures and acknowledgement of receipt, What Mortgage Applicants Need to Know Pamphlet is included in initial disclosures. - Buyer-01/02/2026 <br>Open-Missing the New York pamphlet "What Mortgage Applicants Need to Know" which must be provided by licensed lenders, mortgage bankers and other banking organizations effective 06/11/2025. Missing "What Mortgage Applicants Need to Know" Pamphlet. - Due Diligence Vendor-12/27/2025 |  | Resolved-Evidence of delivery of the New York pamphlet "What Mortgage Applicants Need to Know" provided; condition resolved. - Due Diligence Vendor-01/09/2026<br>| XXXX |  |  | NY | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000739 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-26 18:11 | 2026-01-08 11:32 | 2026-01-08 11:32 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided; condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-12/29/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Missing Third Party Valuation Product to support appraisal within 10% - Due Diligence Vendor-12/27/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided; condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | CO | Primary Residence | Purchase | NA | XX | N/A | N/A |
| 900000739 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-26 18:12 | 2026-01-08 11:31 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Please advise is anything is needed for this one. CDA has been uploaded. - Buyer-12/30/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-12/27/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | CO | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000740 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-16 10:53 | 2026-01-21 11:31 | 2026-01-21 11:31 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please see attached VOM/payment history. - Buyer-01/20/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing 12-month payment history for the primary residence. - Due Diligence Vendor-01/16/2026 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | MD | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000740 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-16 10:50 | 2026-01-21 11:23 | 2026-01-21 11:23 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please see attached certificate of good standing. - Buyer-01/20/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/16/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/21/2026<br>| XXXX |  |  | MD | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000743 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-20 06:19 | 2026-01-08 12:33 | 2026-01-08 12:33 | Resolved | 1 - Information | Property | Appraisal | The appraiser was not licensed (Primary Value) | Resolved-After review of the Appraiser License with the State Level Licensing Authority, condition resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. LOE - Buyer-12/29/2025 <br>Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date Primary Value appraiser's license is correctly mentioned as per the ASC.gov Status - Due Diligence Vendor-12/24/2025 |  | Resolved-After review of the Appraiser License with the State Level Licensing Authority, condition resolved. - Due Diligence Vendor-01/08/2026<br>| XXXX |  |  | CO | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000743 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-20 06:45 | 2025-12-20 06:53 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/20/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-12/20/2025<br>| XXXX |  |  | CO | Investment | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000751 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-25 06:55 | 2026-02-19 00:08 |  | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Acknowledged- - Due Diligence Vendor-02/19/2026 <br>Counter-The home loan toolkit provided does not have a date on it to verify the document was provided to the Borrowers within 3 days of the application date. Provide a disclosure tracker or other evidence to verify the date the Toolkit was provided to Borrowers. - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see full copy of initial disclosures. Toolkit is on page 64. - Buyer-02/02/2026 <br>Open-RESPA: Toolkit Missing or Incomplete. Toolkit Missing.<br> - Due Diligence Vendor-01/25/2026 |  |  | XXXX |  |  | OH | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000751 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-25 07:19 | 2026-01-25 07:19 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/25/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/25/2026<br>| XXXX |  |  | OH | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000757 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-15 13:31 | 2025-12-26 15:04 | 2025-12-19 14:28 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing received; however, document is expired. - Due Diligence Vendor-12/19/2025 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached secretary of state search showing good standing. - Investor-12/18/2025 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-12/15/2025 |  | Resolved-Evidence of Good Standing received; however, document is expired. - Due Diligence Vendor-12/19/2025 <br>Resolved-Evidence of Good Standing provided - Due Diligence Vendor-12/19/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000757 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 08:57 | 2025-12-26 15:04 | 2025-12-19 14:27 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity Tax ID | Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached EIN letter showing sole member. - Seller-12/18/2025 <br>Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-12/17/2025 | Ready for Review-Document Uploaded. Please see attached EIN letter showing sole member. - Seller-12/18/2025<br>| Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-12/19/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000757 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-19 14:27 | 2025-12-26 15:04 | 2025-12-26 15:04 | Resolved | 1 - Information | Credit | Closing | Evidence of Good Standing age exceeds guidelines | Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of days is within guidelines. - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Received system screenprint showing date of 10/09/2025 for Kentucky Secretary of State search of business entity. Finding Resolved. - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please see attached showing the standing was searched on 10-09-25. - Investor-12/22/2025 <br> Open-Evidence of Good Standing in file is dated 03-13-2025 and note is dated XX/XX/XXXX. Document age of days exceeds guidelines. - Due Diligence Vendor-12/19/2025 |  | Resolved-Evidence of Good Standing in file is dated 10-09-2025 and note is dated XX/XX/XXXX. Document age of days is within guidelines. - Due Diligence Vendor-12/26/2025 | XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000757 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 14:14 | 2025-12-19 14:28 | 2025-12-19 14:28 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Entity Percentage Ownership | Resolved-Percentage of ownership received. Finding resolved. - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached EIN letter showing sole member. - Buyer-12/18/2025 <br>Open-Missing Evidence of Entity Percentage Ownership for each guarantor.<br> - Due Diligence Vendor-12/17/2025 |  | Resolved-Percentage of ownership received. Finding resolved. - Due Diligence Vendor-12/19/2025<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |
| 900000758 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-22 06:43 | 2026-01-22 06:43 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/22/2026<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XX | Investor Post-Close | No |
| 900000763 | XXXX | XXXX | XXXX |  |  | Closed | 2026-02-13 11:26 | 2026-02-13 11:26 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/13/2026<br>| XXXX |  |  | MT | Primary Residence | Refinance | Cash Out - Other | XX | Investor Post-Close | No |
| 900000773 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-15 08:58 | 2026-01-26 11:12 | 2026-01-26 11:11 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Master Insurance Policy | Resolved-Condo Master Insurance Policy is fully present - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Please see attached master policy. - Buyer-01/23/2026 <br>Open-Missing Condo Master Insurance Policy - Due Diligence Vendor-01/15/2026 |  | Resolved-Condo Master Insurance Policy is fully present - Due Diligence Vendor-01/26/2026<br>| XXXX |  |  | NC | Investment | Purchase | NA | XX | N/A | N/A |
| 900000778 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-29 04:40 | 2025-12-29 04:40 |  | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P value equals B, secondary product within Tolerance. - Due Diligence Vendor-12/29/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P value equals B, secondary product within Tolerance. - Due Diligence Vendor-12/29/2025<br>| XXXX |  |  | OR | Investment | Purchase | NA | XX | Investor Post-Close | No |
| 900000783 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-12 11:56 | 2026-01-19 16:47 | 2026-01-19 16:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrowing Entity of Evidence of Good Standing | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. percentage of ownership - Buyer-01/15/2026 <br>Open-Missing Evidence of Good Standing. - Due Diligence Vendor-01/12/2026 |  | Resolved-Evidence of Good Standing provided - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000783 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-13 15:47 | 2026-01-19 16:46 | 2026-01-19 16:46 | Resolved | 1 - Information | Credit | Missing Doc | Missing Entity Documents | Resolved-Lender provided entity documents, finding resolved. - Due Diligence Vendor-01/19/2026 <br>Ready for Review-Document Uploaded. good standing - Buyer-01/16/2026 <br>Open-Missing Entity Documents. Missing entity documents including borrower's percentage of business owned. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender provided entity documents, finding resolved. - Due Diligence Vendor-01/19/2026<br>| XXXX |  |  | NY | Investment | Purchase | NA | XX | N/A | N/A |
| 900000788 | XXXX | XXXX | XXXX |  |  | Closed | 2025-12-17 13:55 | 2026-02-18 14:04 |  | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $XXXX is less than the Guideline Minimum Loan Amount of $100000 . Lender provided approved exception dated prior to consummation. - Due Diligence Vendor-12/17/2025 |  | Waived-Audited Loan Amount of $XXXX is less than the Guideline Minimum Loan Amount of $100000 . Lender provided approved exception dated prior to consummation. - Due Diligence Vendor-12/17/2025 | XXXX |  | Strong Reserves; 744 Credit score exceeds 720 minimum; 91.5 mths reserves exceed 6 mths; owned primary residence for 23 years. | NC | Investment | Refinance | Cash Out - Other | XX | Originator Pre-Close | Yes |
| 900000793 | XXXX | XXXX | XXXX |  |  | Closed | 2026-01-05 12:06 | 2026-02-18 06:39 | 2026-02-18 06:39 | Cured | 1 - Information | Credit | Missing Doc | Missing Operating Agreement | Cured-EIN letter document has been uploaded - Due Diligence Vendor-02/18/2026 <br>Cured- - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please see attached EIN letter showing borrower is sole member. - Buyer-01/22/2026 <br>Open-The loan file is missing an operating agreement or other documentation to verify ownership. - Due Diligence Vendor-01/05/2026 |  | Cured-EIN letter document has been uploaded - Due Diligence Vendor-02/18/2026<br>| XXXX |  |  | NJ | Investment | Refinance | Cash Out - Other | XX | N/A | N/A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 5**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Marketing ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 900000571 | XXXX |  |  | XXXX | APR (Fully Indexed) | notePage | 4 | 0.042 | Audit Value Pulled From Note. |
| 900000010 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 62.06 | 0.62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000012 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.58 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000014 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 61.1 | 0.61 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000018 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 60.87 | 0.66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000024 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 30.29 | 0.30 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000026 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.98 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000032 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 83.21 | 0.85 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000047 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 62.94 | 0.63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000048 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 28.99 | 0.31 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000056 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.13 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000057 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.14 | 0.69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000066 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 56.67 | 0.57 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000071 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 65.22 | 0.65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000072 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 67.41 | 0.70 | Audit Value Pulled from 1008. |
| 900000079 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.67 | 71.42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000084 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 87.27 | 90.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000085 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.72 | 0.80 | Audit Value Pulled From 1008. |
| 900000095 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.62 | 0.75 | Audit Value Pulled From 1008. |
| 900000102 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.19 | 0.80 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000114 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.53 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000180 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.73 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000183 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 67.33 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000186 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.28 | 0.66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000194 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.04 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000199 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.77 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000205 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.59 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000210 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.54 | 0.67 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000217 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 60.5 | 0.61 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000220 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.72 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000222 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.37 | 0.68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000223 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.64 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000228 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.85 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000230 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.14 | 0.66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000232 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 37.93 | 0.38 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000233 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 76.33 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000234 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 67.5 | 0.68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000237 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 76.84 | 0.80 | Audit value pulled from documents located in the loan file. |
| 900000241 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.12 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000249 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.9 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000251 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 61.36 | 0.61 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000255 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.53 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000257 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 59.18 | 0.59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000259 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 65.96 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000267 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.25 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000272 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 54.65 | 0.56 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| 900000274 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.44 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000280 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 70.75 | 0.71 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000284 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.69 | 0.74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000291 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.3 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000296 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 67.92 | 0.80 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000299 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 80.95 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000313 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.58 | 0.73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000318 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.77 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000322 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 64.72 | 0.65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000324 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 52.75 | 0.53 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000328 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.5 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000331 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.44 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000343 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 64.52 | 0.65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000344 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.51 | 0.74 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000347 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.43 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| 900000348 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 42.53 | 0.43 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000352 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.82 | 0.76 | Rounding. |
| 900000358 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 55.62 | 0.56 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000363 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 84.64 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000370 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.81 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000371 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 58.97 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000374 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.43 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000376 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.52 | 0.69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000379 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.24 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000382 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.31 | 0.73 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000383 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 81.48 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000384 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 53.85 | 0.54 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000393 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 27.27 | 0.27 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000400 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 63.92 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000401 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.06 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000405 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.67 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000407 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.38 | 0.78 | Audit Value of 1st + 2nd lien / Qualifying Value<br>|
| 900000408 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.58 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000409 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.31 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000412 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.76 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000414 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.23 | 0.69 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000415 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 84.86 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000426 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 44.74 | 0.45 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000431 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 81.97 | 0.85 | Audit Value Pulled From 1008. |
| 900000435 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 48.22 | 0.48 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000437 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 76.19 | 0.80 | Audit Value Pulled From 1008. |
| 900000447 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.07 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000459 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.44 | 0.78 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000460 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.02 | 0.66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000464 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.08 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000465 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.52 | 0.69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000471 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.32 | 0.80 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000474 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 43.48 | 0.43 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000479 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 44.81 | 0.46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000480 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 71.26 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000482 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 62.72 | 0.63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000484 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.62 | 0.70 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000488 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.89 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000491 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.36 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000501 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.07 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000502 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.11 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000508 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.24 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000510 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 41.05 | 0.41 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000515 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.55 | 0.80 | Audit value based on documents located in the loan file. |
| 900000528 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.82 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000534 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 65.24 | 0.67 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000536 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.14 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000538 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.1 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000542 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 83.24 | 0.83 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000552 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.82 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000554 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.63 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000556 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.41 | 0.80 | Audit value pulled from documents located in the loan file.<br>|
| 900000557 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.29 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000561 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.63 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000569 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 84.62 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000571 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 20.64 | 0.21 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000572 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.45 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000573 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 83.56 | 0.85 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000579 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.71 | 0.76 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000580 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 30.3 | 0.30 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000587 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.6 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000588 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.32 | 0.69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000596 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.05 | 0.78 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000599 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.7 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000601 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.61 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000602 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.15 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000608 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.83 | 0.75 | Audit Value Pulled From 1008. |
| 900000610 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.38 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000611 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 45.61 | 0.46 | Rounding |
| 900000616 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 62.22 | 0.62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000619 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.57 | 0.71 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| 900000626 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 65.94 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000628 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 66.83 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| 900000633 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 72.56 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000638 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 76.7 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000642 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.09 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000643 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 84.51 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000647 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.96 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000652 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 62.64 | 0.63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000658 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 53.64 | 0.54 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000664 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.35 | 0.77 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000668 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 82.41 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000672 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 84.09 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000673 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 51.44 | 0.52 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000675 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.67 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000677 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 64.17 | 65.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000686 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 48.45 | 0.52 | <br> Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000687 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.42 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000697 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 76.44 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000698 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 73.28 | 0.73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000700 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.84 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000702 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.55 | 0.75 | Audit Value Pulled From 1008. |
| 900000706 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 71.15 | 0.71 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000710 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 68.02 | 0.68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000712 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 47.44 | 0.50 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000713 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 70.79 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000730 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 44.44 | 0.44 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000733 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 77.71 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| 900000739 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 67.74 | 0.70 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| 900000742 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 60.6 | 0.61 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000743 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 47.25 | 0.47 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000752 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.83 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000758 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 89.98 | 0.90 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000763 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 42.25 | 0.42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000768 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.18 | 0.85 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000772 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 89.8 | 90.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000773 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.43 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000774 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 78.59 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000778 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 69.35 | 0.75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000781 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 88.2 | 0.90 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000783 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 79.76 | 0.80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000790 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 75.34 | 0.80 | Audit Value Pulled From 1008. |
| 900000793 | XXXX |  |  | XXXX | CLTV | propertyValuationPage | 74.75 | 0.75 | Audit Value Pulled From 1008. |
| 900000372 | XXXX |  |  | XXXX | Escrow Indicator | postConsummationCdDetailPage | Taxes | No Escrow | Audit value pulled from documents located in the loan file. |
| 900000627 | XXXX |  |  | XXXX | Escrow Indicator | finalCdDetailPage | Taxes and Insurance | Insurance | Audit Value Pulled From Closing Disclosure. |
| 900000114 | XXXX |  |  | XXXX | Note Date | notePage | XX | XX | Audit Value Pulled From Note. |
| 900000585 | XXXX |  |  | XXXX | Note Date | notePage | XX | XX | Audit Value Pulled From Note. |
| 900000348 | XXXX |  |  | XXXX | Originator Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc |  |
| 900000381 | XXXX |  |  | XXXX | Originator Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | Full Doc | Audit value pulled from documents located in the loan file. |
| 900000466 | XXXX |  |  | XXXX | Originator Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | Income qualified based on 12 months bank statement. |
| 900000571 | XXXX |  |  | XXXX | Originator Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | Full Doc |  |
| 900000673 | XXXX |  |  | XXXX | Originator Doc Type | employmentIncomePage | 2YR Business P&L | Full Doc |  |
| 900000642 | XXXX |  |  | XXXX | Property Address | notePage | XX | XX | Audit Value Pulled From Note. |
| 900000194 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000199 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000227 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000234 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000296 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000307 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000331 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000340 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000343 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000363 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000376 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000382 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value pulled from Appraisal |
| 900000389 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000405 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000415 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000422 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal.  |
| 900000436 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000480 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000482 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000491 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000496 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000498 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000506 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000519 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000523 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from Appraisal. |
| 900000541 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000542 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000587 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000589 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000594 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000599 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000601 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000610 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000623 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000629 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit Value Pulled From Appraisal  |
| 900000638 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000639 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000642 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000652 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000661 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000664 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000685 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from Appraisal |
| 900000687 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000697 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000710 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000755 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000768 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000784 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal.  |
| 900000793 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000799 | XXXX |  |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| 900000249 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 300 | 360 | Audit Value Pulled From Note. |
| 900000439 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit Value Pulled From Note. |
| 900000457 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit Value Pulled From Note. |
| 900000463 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit Value Pulled From Note. |
| 900000571 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 300 | 360 | Audit Value Pulled From Note. |
| 900000586 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit value pulled from Note. |
| 900000698 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit Value pulled from Note |
| 900000737 | XXXX |  |  | XXXX | Qualifying Amortization Term | notePage | 240 | 360 | Audit Value pulled From note. |
| 900000221 | XXXX |  |  | XXXX | Qualifying CLTV | propertyValuationPage | 32.15 | 32.16 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000226 | XXXX |  |  | XXXX | Qualifying CLTV | propertyValuationPage | 65.71 | 65.72 | Rounding |
| 900000448 | XXXX |  |  | XXXX | Qualifying CLTV | propertyValuationPage | 72.75 | 85.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000605 | XXXX |  |  | XXXX | Qualifying CLTV | propertyValuationPage | 23.23 | 23.24 | Audit Value of 1st + 2nd lien / Qualifying Value |
| 900000221 | XXXX |  |  | XXXX | Qualifying LTV | propertyValuationPage | 32.15 | 32.16 | Audit Value of Subject Lien / Qualifying Value |
| 900000226 | XXXX |  |  | XXXX | Qualifying LTV | propertyValuationPage | 65.71 | 65.72 | Rounding |
| 900000448 | XXXX |  |  | XXXX | Qualifying LTV | propertyValuationPage | 72.75 | 85.00 | Audit Value of Subject Lien / Qualifying Value |
| 900000605 | XXXX |  |  | XXXX | Qualifying LTV | propertyValuationPage | 23.23 | 23.24 | Audit Value of Subject Lien / Qualifying Value |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 6**

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| **Marketing ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 900000014 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000016 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2988.2 | N/A | Employed |  | No |  | No |  |
| 900000018 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.119 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12032.43 | N/A | Employed | Retired | No | No | No |  |
| 900000056 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000194 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000196 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 7.951 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25396.74 | N/A | Employed |  | No |  | No |  |
| 900000202 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.056 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 45077.24 | N/A | Employed | Employed | No | No | No |  |
| 900000220 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000231 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.691 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 102017.4 | N/A | Employed |  | No |  | No |  |
| 900000234 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000253 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.044 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 527479.67 | N/A | Employed |  | No |  | No |  |
| 900000259 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000307 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 33051.86 | N/A | Employed |  | No |  | No |  |
| 900000343 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000344 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000348 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.422 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2599.16 | N/A | Employed |  | No |  | No |  |
| 900000357 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000358 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.35 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17054.72 | N/A | Employed | Employed | No | No | No |  |
| 900000363 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000523 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.49 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 79244.75 | N/A | Employed |  | No |  | No |  |
| 900000642 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000664 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000709 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000007 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.451 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 377475.75 | N/A | Employed |  | No |  | No |  |
| 900000008 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.716 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30277.48 | N/A | Employed | Not Employed | No | No | No |  |
| 900000009 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000010 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.015 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7762.24 | N/A | Employed | Retired | No | No | No |  |
| 900000011 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.397 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19908.09 | N/A | Employed |  | No |  | No |  |
| 900000012 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 19363.41 | N/A | Employed |  | No |  | Yes | Present |
| 900000013 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000020 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.33 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3090.51 | N/A | Employed | Not Employed | No | No | No |  |
| 900000024 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000026 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000030 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000032 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9778.7 | N/A | Employed |  | No |  | No |  |
| 900000045 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000046 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000047 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000048 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000050 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9862.14 | N/A | Employed |  | No |  | No |  |
| 900000053 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.67 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 34355.83 | N/A | Employed |  | No |  | No |  |
| 900000057 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000059 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.531 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9268.29 | N/A | Employed |  | No |  | No |  |
| 900000063 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.596 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5583.53 | N/A | Employed |  | No |  | No |  |
| 900000064 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.358 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17322.25 | N/A | Employed |  | No |  | No |  |
| 900000066 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.861 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 72678.05 | N/A | Employed |  | No |  | No |  |
| 900000071 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.572 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 28191.91 | N/A | Retired | Retired | No | No | No |  |
| 900000072 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000073 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13060.7 | N/A | Employed | Employed | No | No | No |  |
| 900000079 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.947 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10403.41 | N/A | Employed | Employed | No | No | No |  |
| 900000084 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.234 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5739.55 | N/A | Employed |  | No |  | No |  |
| 900000085 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000094 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.534 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13764.74 | N/A | Employed |  | No |  | No |  |
| 900000095 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000098 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 15574.51 | N/A | Employed | Not Employed | No | No | Yes | Present |
| 900000102 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 7543.44 | N/A | Employed |  | No |  | Yes | Present |
| 900000108 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.949 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8245.31 | N/A | Employed | Not Employed | No | No | No |  |
| 900000113 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.251 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10846.17 | N/A | Not Employed |  | No |  | No |  |
| 900000114 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.564 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 72629.67 | N/A | Employed |  | No |  | No |  |
| 900000122 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000127 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.422 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 82186.99 | N/A | Employed | Employed | No | No | No |  |
| 900000129 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.214 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 59471.95 | N/A | Employed |  | No |  | No |  |
| 900000132 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000180 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.968 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19767.39 | N/A | Employed |  | No |  | No |  |
| 900000183 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000186 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.139 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3957.73 | N/A | Employed |  | No |  | No |  |
| 900000195 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.703 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 57185.63 | N/A | Employed |  | No |  | No |  |
| 900000198 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 120348.35 | N/A | Employed |  | No |  | No |  |
| 900000199 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| Not securitized | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.242 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 47929.99 | N/A | Employed | Employed | No | No | No |  |
| 900000205 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 6.824 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 31286.24 | N/A | Employed | Employed | No | No | No |  |
| 900000207 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000210 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.688 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9398.31 | N/A | Employed | Employed | No | No | No |  |
| 900000212 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 121026.95 | N/A | Employed |  | No |  | No |  |
| 900000216 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000217 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.601 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4736.53 | N/A | Employed | Employed | No | No | No |  |
| 900000221 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.285 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8736.3 | N/A | Employed |  | No |  | No |  |
| 900000222 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13385.48 | N/A | Employed | Employed | No | No | No |  |
| 900000223 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000226 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.901 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5566.63 | N/A | Employed | Employed | No | No | No |  |
| 900000227 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 7.887 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2766.28 | N/A | Employed |  | No |  | No |  |
| 900000228 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000230 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000232 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.291 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 37754.58 | N/A | Retired | Retired | No | No | No |  |
| 900000233 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.799 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 85963 | N/A | Employed |  | No |  | No |  |
| 900000235 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.007 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9018.72 | N/A | Employed |  | No |  | No |  |
| 900000237 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000239 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4655.41 | N/A | Employed |  | No |  | No |  |
| 900000241 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000242 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000249 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000251 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000255 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 7.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3837.06 | N/A | Employed | Employed | No | No | No |  |
| 900000257 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | Yes | 19555.16 | N/A | Employed |  | No |  | Yes | Present |
| 900000261 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.14 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14922.36 | N/A | Employed |  | No |  | No |  |
| 900000267 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000268 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.154 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18282.17 | N/A | Employed |  | No |  | No |  |
| 900000272 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.212 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 45283.09 | N/A | Employed | Not Employed | No | No | No |  |
| 900000274 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.565 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16701.4 | N/A | Employed | Retired | No | No | No |  |
| 900000275 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.089 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5239.24 | N/A | Employed |  | No |  | No |  |
| 900000280 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000281 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10312.3 | N/A | Employed |  | No |  | No |  |
| 900000282 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.906 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10206.83 | N/A | Employed |  | No |  | No |  |
| 900000283 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.228 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3706.45 | N/A | Employed |  | No |  | No |  |
| 900000284 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000286 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000291 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000296 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000298 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.535 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8954.54 | N/A | Employed | Not Employed | No | No | No |  |
| 900000299 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 7.94 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6016.36 | N/A | Employed |  | No |  | No |  |
| 900000305 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.532 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5800.68 | N/A | Employed |  | No |  | No |  |
| 900000313 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000318 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22584.74 | N/A | Employed |  | No |  | No |  |
| 900000321 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.103 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9789.1 | N/A | Employed | Employed | No | No | No |  |
| 900000322 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6648.33 | N/A | Employed |  | No |  | No |  |
| 900000324 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.355 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 27838.21 | N/A | Employed |  | No |  | No |  |
| 900000326 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 154752.54 | N/A | Employed |  | No |  | Yes | Present |
| 900000328 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.453 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 58365.88 | N/A | Employed |  | No |  | No |  |
| 900000331 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000332 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.463 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 66342.34 | N/A | Employed |  | No |  | No |  |
| 900000340 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000341 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14237.65 | N/A | Employed | Not Employed | No | No | No |  |
| 900000342 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000347 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.789 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 56014.93 | N/A | Employed |  | No |  | No |  |
| 900000352 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.366 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11482.12 | N/A | Employed | Retired | No | No | No |  |
| 900000353 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000364 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.936 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 57144.92 | N/A | Retired | Retired | No | No | No |  |
| 900000367 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000370 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8259.47 | N/A | Employed |  | No |  | No |  |
| 900000371 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000372 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.844 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2351.89 | N/A | Retired |  | No |  | No |  |
| 900000373 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000374 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000376 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000379 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.299 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2574.1 | N/A | Retired | Retired | No | No | No |  |
| 900000380 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000381 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.677 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16590.69 | N/A | Employed |  | No |  | No |  |
| 900000382 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000383 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000384 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 62190.27 | N/A | Employed | Employed | No | No | No |  |
| 900000389 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000390 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.184 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3121.31 | N/A | Employed |  | No |  | No |  |
| 900000391 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3515.05 | N/A | Retired |  | No |  | No |  |
| 900000393 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.032 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2913.14 | N/A | Employed | Not Employed | No | No | No |  |
| 900000400 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000401 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000405 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000407 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 74323.43 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000408 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000409 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000410 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.743 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3463.74 | N/A | Employed |  | No |  | No |  |
| 900000412 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.818 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13949.56 | N/A | Employed |  | No |  | No |  |
| 900000414 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.321 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12169.89 | N/A | Employed |  | No |  | No |  |
| 900000415 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000416 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7544.53 | N/A | Retired |  | No |  | No |  |
| 900000418 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6286.61 | N/A | Employed |  | No |  | No |  |
| 900000422 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000423 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.499 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 24242.21 | N/A | Employed | Employed | No | No | No |  |
| 900000426 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.854 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3648.02 | N/A | Retired |  | No |  | No |  |
| 900000431 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000435 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.448 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22161.88 | N/A | Retired | Employed | No | No | No |  |
| 900000436 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000437 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000438 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.112 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8672.16 | N/A | Employed | Retired | No | No | No |  |
| 900000439 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 59835.16 | N/A | Employed | Employed | No | No | No |  |
| 900000443 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.244 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25663.49 | N/A | Retired | Retired | No | No | No |  |
| 900000447 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.619 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 39884.83 | N/A | Employed | Not Employed | No | No | No |  |
| 900000448 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.44 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 69579.66 | N/A | Employed |  | No |  | No |  |
| 900000456 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.586 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8716.14 | N/A | Employed |  | No |  | No |  |
| 900000457 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | Yes | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10242.3 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000459 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.064 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26845.01 | N/A | Employed |  | No |  | No |  |
| 900000460 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 74047.32 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000461 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.21 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8731.4 | N/A | Employed | Employed | No | No | No |  |
| 900000463 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.333 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5028.26 | N/A | Retired | Retired | No | No | No |  |
| 900000464 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000465 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000466 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.687 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9520.55 | N/A | Employed |  | No |  | No |  |
| 900000471 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 7925.82 | N/A | Employed |  | No |  | Yes | Present |
| 900000474 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.256 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3404.53 | N/A | Employed |  | No |  | No |  |
| 900000476 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.229 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7895.32 | N/A | Employed | Not Employed | No | No | No |  |
| 900000479 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.008 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18563.3 | N/A | Retired | Retired | No | No | No |  |
| 900000480 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000482 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000483 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.805 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 39831.07 | N/A | Employed |  | No |  | No |  |
| 900000484 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.822 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 46459.91 | N/A | Employed |  | No |  | No |  |
| 900000486 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000488 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 48052.61 | N/A | Employed | Employed | No | No | No |  |
| 900000489 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000490 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.559 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10028.95 | N/A | Employed |  | No |  | No |  |
| 900000491 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000495 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000496 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000498 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000501 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000502 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000503 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000506 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000508 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5873.35 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000510 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.386 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29931.21 | N/A | Employed |  | No |  | No |  |
| 900000511 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000514 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 96626.1 | N/A | Employed |  | No |  | Yes | Present |
| 900000515 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000517 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.677 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3503.23 | N/A | Employed |  | No |  | No |  |
| 900000519 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000520 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.904 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 195650.91 | N/A | Employed | Not Employed | No | No | No |  |
| 900000524 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.834 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12706.05 | N/A | Employed | Not Employed | No | No | No |  |
| 900000525 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.076 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13462.51 | N/A | Employed | Not Employed | No | No | No |  |
| 900000528 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.728 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 223019.26 | N/A | Employed | Not Employed | No | No | No |  |
| 900000532 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.707 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 44272.46 | N/A | Employed | Employed | No | No | No |  |
| 900000534 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.448 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4870 | N/A | Retired | Retired | No | No | No |  |
| 900000535 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.357 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5397.41 | N/A | Retired | Not Employed | No | No | No |  |
| 900000536 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.906 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9081.41 | N/A | Employed |  | No |  | No |  |
| 900000537 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.238 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6433.84 | N/A | Not Employed |  | No |  | No |  |
| 900000538 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.646 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1405.02 | N/A | Employed |  | No |  | No |  |
| 900000541 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.028 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 166279.77 | N/A | Employed |  | No |  | No |  |
| 900000542 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000548 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.767 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 23985.41 | N/A | Employed |  | No |  | No |  |
| 900000552 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.09 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6299.36 | N/A | Employed | Not Employed | No | No | No |  |
| 900000553 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000554 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 34988.8 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000556 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000557 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000561 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000563 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 100126.05 | N/A | Employed |  | No |  | No |  |
| 900000569 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.537 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18990.96 | N/A | Employed |  | No |  | No |  |
| 900000571 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.372 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3987.41 | N/A | Retired | Retired | No | No | No |  |
| 900000572 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.213 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | -10486.77 | N/A | Retired | Retired | No | No | No |  |
| 900000573 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 53106.59 | N/A | Employed |  | No |  | Yes | Present |
| 900000574 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 89832.19 | N/A | Employed |  | No |  | Yes | Present |
| 900000575 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.433 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3235.6 | N/A | Employed |  | No |  | No |  |
| 900000579 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.501 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8899.62 | N/A | Employed | Employed | No | No | No |  |
| 900000580 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.871 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4960.71 | N/A | Retired | Retired | No | No | No |  |
| 900000581 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000583 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.306 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8056.52 | N/A | Employed |  | No |  | No |  |
| 900000585 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000586 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.859 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 323439.73 | N/A | Employed |  | No |  | No |  |
| 900000587 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000588 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000589 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000590 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4457.31 | N/A | Employed |  | No |  | No |  |
| 900000594 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000595 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.453 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12262.14 | N/A | Employed |  | No |  | No |  |
| 900000596 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.684 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 35293.9 | N/A | Employed |  | No |  | No |  |
| 900000597 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.06 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8775.71 | N/A | Employed |  | No |  | No |  |
| 900000599 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000601 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000602 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000603 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.199 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8358.63 | N/A | Retired |  | No |  | No |  |
| 900000605 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4833.18 | N/A | Employed | Retired | No | No | No |  |
| 900000606 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 458922.29 | N/A | Employed |  | No |  | Yes | Present |
| 900000607 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.145 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25334.3 | N/A | Employed |  | No |  | No |  |
| 900000608 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000610 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000611 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.504 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4250.17 | N/A | Employed |  | No |  | No |  |
| 900000616 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 12063.56 | N/A | Retired | Retired | No | No | Yes | Present |
| 900000619 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 38698.54 | N/A | Retired |  | No |  | No |  |
| 900000621 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 67772.45 | N/A | Employed | Not Employed | No | No | Yes | Present |
| 900000623 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000626 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000627 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4648.06 | N/A | Employed | Employed | No | No | No |  |
| 900000628 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.469 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12777.92 | N/A | Employed |  | No |  | No |  |
| 900000629 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  |  |  | Yes | Present |
| 900000630 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.343 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7146.84 | N/A | Employed |  | No |  | No |  |
| 900000633 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000637 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000638 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000639 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000640 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000643 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 4794.28 | N/A | Employed | Employed | No | No | Yes | Present |
| 900000646 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000647 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3261.19 | N/A | Employed |  | No |  | No |  |
| 900000652 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000655 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.974 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29631 | N/A | Employed |  | No |  | No |  |
| 900000658 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 34131.52 | N/A | Employed | Not Employed | No | No | No |  |
| 900000661 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000665 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.264 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 46814.24 | N/A | Employed | Retired | No | No | No |  |
| 900000666 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.775 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7481.6 | N/A | Employed |  | No |  | No |  |
| 900000668 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 19316.32 | N/A | Employed |  | No |  | Yes | Present |
| 900000672 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | Yes | N/A | N/A | Yes | N/A | Yes | 4883.7 | N/A | Retired |  | No |  | Yes | Present |
| 900000673 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4978.93 | N/A | Employed |  | No |  | No |  |
| 900000674 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6860.75 | N/A | Employed |  | No |  | No |  |
| 900000675 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000677 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.046 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30492.2 | N/A | Employed |  | No |  | No |  |
| 900000681 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.198 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14527.79 | N/A | Employed |  | No |  | No |  |
| 900000685 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000686 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.131 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3413.38 | N/A | Employed |  | No |  | No |  |
| 900000687 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000692 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.366 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11353.82 | N/A | Employed |  | No |  | No |  |
| 900000697 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000698 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 7.087 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6508.35 | N/A | Employed |  | No |  | No |  |
| 900000699 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 28062.65 | N/A | Employed |  | No |  | Yes | Present |
| 900000700 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000701 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | -8495.67 | N/A | Retired |  | No |  | No |  |
| 900000702 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000706 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000710 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000711 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000712 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.254 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26250.92 | N/A | Employed |  | No |  | No |  |
| 900000713 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.258 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 669891.84 | N/A | Employed | Employed | No | No | No |  |
| 900000714 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.234 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22273.92 | N/A | Employed |  | No |  | No |  |
| 900000721 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.201 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21870.77 | N/A | Employed | Employed | No | No | No |  |
| 900000725 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 51189.23 | N/A | Employed |  | No |  | No |  |
| 900000730 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000733 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.658 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 234376.13 | N/A | Employed |  | No |  | No |  |
| 900000736 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000737 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | Yes | No | No | No | No | Not Tested | 0 | 6.846 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12042.94 | N/A | Employed |  | No |  | No |  |
| 900000739 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.191 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13412.46 | N/A | Employed | Retired | No | No | No |  |
| 900000740 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000741 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000742 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 41359.98 | N/A | Employed |  | No |  | No |  |
| 900000743 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 36858.08 | N/A | Employed | Employed | No | No | No |  |
| 900000751 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.39 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13246.32 | N/A | Employed | Not Employed | No | No | No |  |
| 900000752 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.113 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17107.4 | N/A | Employed | Retired | No | No | No |  |
| 900000755 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000757 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000758 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 9.156 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 24140.73 | N/A | Employed |  | No |  | No |  |
| 900000763 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.697 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12564.91 | N/A | Employed |  | No |  | No |  |
| 900000768 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000772 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.188 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8195.36 | N/A | Employed |  | No |  | No |  |
| 900000773 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000774 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000776 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.987 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21334.9 | N/A | Employed |  | No |  | No |  |
| 900000778 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.462 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15582.1 | N/A | Employed |  | No |  | No |  |
| 900000781 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 8.589 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5868.25 | N/A | Retired | Retired | No | No | No |  |
| 900000783 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000784 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 900000786 | XXXX |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8065.06 | N/A | Employed | Employed | No | No | No |  |
| 900000788 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000790 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000793 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000797 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 900000799 | XXXX |  |  | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.3

**Exhibit 99.3**

![](ex99-3_002.jpg)

![](ex99-3_001.jpg)

**February 23, 2026<br> Due Diligence Narrative Report**

![](ex99-3_002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Review scope | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;# of Files Reviewed | 3 |
| &nbsp;&nbsp;&nbsp;*Loan Grading* | *3* |
| &nbsp;&nbsp;&nbsp;*TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;*Data Integrity* | *7* |
| &nbsp;&nbsp;&nbsp;*Data Capture* | *7* |
| **Data Compare Results** | **7** |
| **Clayton Due Diligence Results** | **8** |
| **Clayton Third Party Reports Delivered** | **9** |
| **Appendix A: Credit Review Scope** | **10** |
| **Appendix B: Origination Appraisal Assessment** | **13** |
| **Appendix C: Regulatory Compliance Review Scope** | **16** |

---

 ****

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 1 February 23, 2026

 ****

 ****

**Clayton Contact Information**

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![](ex99-3_003.jpg) | **Michael Santarsiere** | Client Service Director |
|  |  | Phone: (813) 371-0280/E-mail: <u>msantarsiere@clayton.com</u> |
| ![](ex99-3_003.jpg) | **Joe Ozment** | Vice President – Client Services & Securitization |
|  |  | Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u> |

---

**Overview**

On behalf of NewRez LLC, Clayton Services LLC ("Clayton") conducted an independent third-party pre-securitization due diligence review of 48 residential loans. Rithm Capital Corp. subsequently selected these loans for the NRMLT 2026-NQM4 transaction.

The loans referenced in this narrative report were reviewed on a flow loan basis from November 2025 to January 2026. This narrative report provides information about the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Broker | &nbsp;&nbsp;21 | &nbsp;&nbsp;43.75% |
| &nbsp;&nbsp;Correspondent Flow with delegated underwriting | &nbsp;&nbsp;27 | &nbsp;&nbsp;56.25% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**48** | &nbsp;&nbsp;**100.00%** |

---

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 2 February 23, 2026

![](ex99-3_002.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of a credit review, property valuation review, regulatory compliance review, and data integrity check.

---

| | |
|:---|:---|
| &nbsp;&nbsp; Review scope | &nbsp;&nbsp; # of Files Reviewed |
| &nbsp;&nbsp;Credit Review | &nbsp;&nbsp;48 |
| &nbsp;&nbsp;Property Valuation Review | &nbsp;&nbsp;48 |
| &nbsp;&nbsp;Regulatory Compliance Review | &nbsp;&nbsp;46 |
| &nbsp;&nbsp;Data Integrity Check | &nbsp;&nbsp;48 |

---

Loan Grading

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar, Kroll and DBRS.

![](ex99-3_004.jpg)

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 3 February 23, 2026

![](ex99-3_002.jpg)

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on 48 loans on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u>):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared the loan documentation found in the loan file to the origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
the stated seller origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed asset statements in order to determine that funds to close and reserves were within origination
guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed that credit scores (FICO) and credit histories were within origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated for evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined income, employment, assets, and occupancy status for reasonability;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reviewed the occupancy, VOE and self/employed business documents within the loan file, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Listed the property type as Coop, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reviewed for condo warranty documentation, as applicable;

Property Valuation Review

Clayton's Property Valuation scope of review conducted included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original Appraisal Assessment (48 loans)

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Value Supported Analysis (48 loans)

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Desk Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 1004 / 1025 / 1073

For further detail please refer to the NRMLT 2026-NQM4 Valuations Summary Report

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 4 February 23, 2026

![](ex99-3_002.jpg)

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on 46 loans on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u>.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for state-specific consumer protection laws including late charge and prepayment penalty provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

- Prepayment Penalty restrictions; and

QM/ATR Review: On applicable loans;, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau any loan subject to that regulation, as further described on <u>Appendix C</u> attached hereto.

TILA/RESPA Integrated Disclosure Scope ('Covered Loans' with an Application Date => 10/3/2015); SFIG RMBS 3.0 TRID Compliance Review Scope as further described on <u>Appendix C</u> attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following, for loans other than 'Covered
Loans' and loans with an Application Date prior to 10/3/2015:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 5 February 23, 2026

![](ex99-3_002.jpg)

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Rithm Capital Corp.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow of insurance payments

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 6 February 23, 2026

![](ex99-3_002.jpg)

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape-to-file accuracy of 48 reviewed loans, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape data received from seller/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies found during comparison are stored;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each discrepancy is reported in a Loan Level Tape Compare Upload.

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

**data Compare Results**

Clayton provided Rithm Capital Corp. with a copy of the Loan Level Tape Compare Upload which showed the differences between the data received from the sellers versus the data captured by Clayton during the loan review in relation to the 48 loans reviewed.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% Accuracy** |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Debt to Income Ratio (Back) | &nbsp;&nbsp;7 | &nbsp;&nbsp;85.42% |
| &nbsp;&nbsp;Documentation Type | &nbsp;&nbsp;8 | &nbsp;&nbsp;83.33% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;95.83% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Note Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;9 | &nbsp;&nbsp;81.25% |
| &nbsp;&nbsp;Representative Credit Score for Grading | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.92% |

---

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 7 February 23, 2026

![](ex99-3_002.jpg)

**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**<u>Initial and Final Overall Loan Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 17 | 1 | 16 | 14 | **48** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **17** | **1** | **16** | **14** | **48** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**<u>Initial and Final Credit Component Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 21 | 1 | 14 | 12 | **48** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **21** | **1** | **14** | **12** | **48** |

---

**<u>Initial and Final Property Valuation Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 45 |  |  | 3 | **48** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **45** | **0** | **0** | **3** | **48** |

---

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 8 February 23, 2026

**<u>Initial and Final Regulatory Compliance Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 38 | 1 | 5 | 2 | **46** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **38** | **1** | **5** | **2** | **46** |

---

\*Compliance results may not tie to total loan count based on business entity loans not being subject to a regulatory compliance review (2 loans in pool)

**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. ASF Upload Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Valuation Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Loan Level Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. 15E Form

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 9 February 23, 2026

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**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower eligibility, including:

- Citizenship status

- Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Transaction eligibility, including:

Maximum loan amount

- Loan purpose

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included
required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 10 February 23, 2026

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;o Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;o Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;o Title policy review included:

- Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold estate

- Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower's assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

- Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;o Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct property

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 11 February 23, 2026

![](ex99-3_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Insurance review included:

- Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage
or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy"
by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan
file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;o Borrower identity

- Social Security inconsistencies

- Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;o Occupancy

- Borrower address history

- Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;o Employment

&nbsp;&nbsp;&nbsp;&nbsp;o Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;o OFAC

E. Performed a DSCR review following the origination guidelines to arrive at a monthly property expense. This number is used as the denominator
to the monthly lease or estimated lease income. Clayton reviewed the applicable documentation and data to arrive at this ratio, including:

&nbsp;&nbsp;&nbsp;&nbsp;o Principal and interest payment

&nbsp;&nbsp;&nbsp;&nbsp;o Property taxes

&nbsp;&nbsp;&nbsp;&nbsp;o Insurance

&nbsp;&nbsp;&nbsp;&nbsp;o HOA payments

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 12 February 23, 2026

![](ex99-3_002.jpg)

**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report used standard GSE forms, appropriate to the property type:

- FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

- FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

- FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

- FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report was reasonably complete and included:

- Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

- Accurate identification of the property type, in both land and improvements

- All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC Market Conditions Report

- Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and
USPAP based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Title XI of FIRREA:

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

- Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;o USPAP

- Confirmed that the appraiser's certification is present and executed within the original appraisal.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 13 February 23, 2026

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C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;o Property was complete. However, if the property was not 100% complete, then any unfinished portion had
no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following
key points in making determination:

- Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was "highest and best use"

- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

- Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met
the client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;o 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;o 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;o Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;o Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;o Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;o Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;o Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;o Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;o Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;o Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA
Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will
specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage
has been indicated, and the amount of said damage.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 14 February 23, 2026

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F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are not persons providing
valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers
under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes
of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed
valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the
underlying property

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will
not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 15 February 23, 2026

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**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory
on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation
within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual
loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee
tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop
for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm
the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within
3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether
the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure
Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of
the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application,
7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on
or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs
identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the
loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance,
mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains
documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements
This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will
be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance.
This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 16 February 23, 2026

![](ex99-3_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TILA/RESPA Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure
("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application Requirement Testing:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms cannot look similar to the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official
Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing Requirements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after
the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is
triggered) is received.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee Tolerances:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment Schedule Accuracy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated
payment schedule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest-only periods and final balloon payments are accurately completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy of the Loan Calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with the TRID rounding rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with specified formatting requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Alphabetization of fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title fees preceded by "Title –."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency within and across forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Once a fee is disclosed it must remain substantially the same name across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with
a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the
section referenced.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 17 February 23, 2026

![](ex99-3_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion of the LE and CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information,
contact information, rate lock information, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one
option is indicated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past
experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected CD requiring a new waiting period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided.
For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within
tolerance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close CD's

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Corrected CD's provided with a post-close refund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside of Clayton's default TRID scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More
detailed testing will occur by comparing the final CD to the Note terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the Liability after Foreclosure selection is correct for the property state.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Aggregate Adjustment amount.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms,
but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 18 February 23, 2026

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;New York |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Massachusetts (subprime ARMS to first time homebuyers) | &nbsp;&nbsp;North Carolina |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Minnesota |  |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;Arkansas | &nbsp;&nbsp;Maine | &nbsp;&nbsp;Pennsylvania |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;Colorado | &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Nevada | &nbsp;&nbsp;Tennessee |
| &nbsp;&nbsp;District of Columbia | &nbsp;&nbsp;New Jersey | &nbsp;&nbsp;Texas |
| &nbsp;&nbsp;Florida | &nbsp;&nbsp;New Mexico | &nbsp;&nbsp;Utah |
| &nbsp;&nbsp;Georgia | &nbsp;&nbsp;New York | &nbsp;&nbsp; Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | &nbsp;&nbsp;North Carolina | &nbsp;&nbsp;Wisconsin |
| &nbsp;&nbsp;Indiana | &nbsp;&nbsp; Ohio, including<br> Cleveland Heights ordinance |  |
| &nbsp;&nbsp;Kentucky | &nbsp;&nbsp;Oklahoma |  |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 19 February 23, 2026

![](ex99-3_002.jpg)

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Ohio | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;Rhode Island |  |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Alabama (the "Mini-code") | &nbsp;&nbsp;Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | &nbsp;&nbsp;Nevada (AB 440 |
| &nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | &nbsp;&nbsp;Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | &nbsp;&nbsp;Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;Iowa (Consumer Credit Code) | &nbsp;&nbsp;Utah (Consumer Credit Code) |
| &nbsp;&nbsp;Kansas (Consumer Credit Code) | &nbsp;&nbsp;Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;Kentucky (HB 552) | &nbsp;&nbsp;Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | &nbsp;&nbsp;West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;Massachusetts (Attorney General regulations) | &nbsp;&nbsp;Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 20 February 23, 2026

![](ex99-3_002.jpg)

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2026 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

NRMLT 2026-NQM4 Due Diligence Narrative Report Page \| 21 February 23, 2026

## Exhibit 99.3

**Exhibit 99.3 Schedule 1**

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Valuations Summary** |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans In Report:* | *48* | **Origination Values** | **Automated Valuation Model** | **Desk Review** | **Second Desk Review** | **Field Review** | **Second Field Review** | **1004 SFR** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **Other** | **AUS Information** |
| *Loans In Report:* |  | **Origination Values** | **Automated Valuation Model** | **Desk Review** | **Second Desk Review** | **Field Review** | **Second Field Review** | **1004 SFR** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **Other** | **AUS Information** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance (%)** | **Review Type** | **Value** | **Variance Amount** | **Variance (%)** | **AVM FSD** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date - Other** | **Value - Other** | **Variance Amount - Other** | **Variance (%) - Other** | **CU / LCA Score** | **Unique Id** |
| 900000003 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 10/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000033 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000035 | xxx | xxx | $xxx | $xxx | $xxx | 09/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 9/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000037 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 10/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000039 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000041 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 10/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000042 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $xxx | -2.29% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000044 | xxx | xxx | $xxx | $xxx | $xxx | 09/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 10/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000052 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000058 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000061 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000062 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000067 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000069 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000077 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | 11/xx/2025 | $xxx | $xxx | 0.05% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000080 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000081 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000082 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000087 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000093 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000096 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000109 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000110 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000112 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000115 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000117 | xxx | xxx | $xxx | $xxx | $xxx | 09/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000123 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000125 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | 1025 Multi-Fam (Mar 05) | 11/xx/2025 | $xxx | $xxx | 0.43% | (No Data) | XX |
| 900000136 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000137 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 10/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000138 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000144 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000145 | xxx | xxx | $xxx | $xxx | $xxx | 08/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 8/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000148 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000149 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000156 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000157 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000158 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000159 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000161 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000163 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000168 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000169 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 11/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000171 | xxx | xxx | $xxx | $xxx | $xxx | 12/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000172 | xxx | xxx | $xxx | $xxx | $xxx | 08/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 1/xx/2026 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000173 | xxx | xxx | $xxx | $xxx | $xxx | 10/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 1/xx/2026 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000174 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 1/xx/2026 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |
| 900000176 | xxx | xxx | $xxx | $xxx | $xxx | 11/xx/2025 | $xxx | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | 12/xx/2025 | $xxx | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) | XX |

---

*The findings in this report are preliminary and subject to revision by Clayton. This report is confidential and for Client's internal use only. This report is not for purposes of 17g5 filings and is not redacted. For Securitization reporting please submit a request to CL_SecondaryMarketAcquisitions@clayton.com*

## Exhibit 99.3

**Exhibit 99.3 Schedule 2**

**ATR QM Upload**

<br> *Loans in Report:* *48*

---

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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 |
| Marketing ID | **Loan Number** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Verification Safe Harbor (VSH)?** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **One or more Verification Safe Harbor Guidelines used?** | **Current/Reasonably Expected Income or Assets per Guideline used?** | **Current Debt Obligations, Alimony & Child Support per Guideline used?** | **Monthly DTI (includes monthly payment on subject loan and simultaneous loans)** | **Monthly Residual Income per guideline used?** | **Compensating Factors used for QM determination documented before closing?** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Asset Depletion** | **Asset Depletion Months Amortized** | **Asset Utilization** | **Partial Asset Depletion** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 2 Personal Guaranty Recourse to Borrower** | **Borrower 3 Guarantor Flag** | **Borrower 3 Personal Guaranty Recourse to Borrower** | **Borrower 4 Guarantor Flag** | **Borrower 4 Personal Guaranty Recourse to Borrower** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Form** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Form** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Form** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Form** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Prepared By** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Prepared By** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Prepared By** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Prepared By** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **Cross Collateralized Loan?** | **Is the Loan a Short-Term Rental?** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **DSCR Method Used** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** | **BK Chapter** | **BK Filing Date** | **Months Since Filing Date** | **BK Discharge Date** | **Months Since Discharge Date** | **Ever in F/C?** | **F/C Last Proceeding Date** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Unique ID** |
| 900000003 | xxx | XX | xxx | xxx | OH | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1955 | Yes | Yes | 0.663 | 0.663 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.21 | 34.79 | 39.21 | 34.79 | 34.79 | 34.79 | No | No | (No Data) | 15899.72 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months;<br> CPA Letter - 1 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000033 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | Permanent Resident Alien | Permanent Resident Alien | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Exempt | 1 | 6.2989 | No | No | 1.611 | (No Data) | No | Yes | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 45.98 | 0 | 45.98 | 45.98 | 45.98 | (No Data) | (No Data) | (No Data) | 11988.56 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | Green Card | Green Card | (No Data) | (No Data) | XX |
| 900000035 | xxx | XX | xxx | xxx | NY | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 08/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9379 | Yes | No | 0.26 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 36.07 | 0 | 36.07 | 36.07 | 36.07 | (No Data) | (No Data) | (No Data) | 24170.4 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000037 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | Permanent Resident Alien | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5474 | Yes | Yes | 1.723 | 1.723 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.71 | 28.7 | 28.71 | 28.7 | 28.7 | 28.7 | No | No | (No Data) | 32054.57 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | Independent Third Party (xx, xx etc) | 24 | Yes | Independent Third Party (xx, xx etc) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | Green Card | (No Data) | (No Data) | (No Data) | XX |
| 900000039 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.6331 | Yes | No | 1.181 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 29.98 | 0 | 29.98 | 29.98 | 29.98 | (No Data) | (No Data) | (No Data) | 16853.51 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000041 | xxx | XX | xxx | xxx | GA | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 8.4947 | Yes | Yes | 4.475 | 4.475 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 39.63 | 31.68 | 39.63 | 31.68 | 31.68 | 31.68 | No | No | (No Data) | 11312.45 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000042 | xxx | XX | xxx | xxx | FL | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5346 | Yes | No | 1.611 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 42.1 | 0 | 42.1 | 42.1 | 42.1 | (No Data) | (No Data) | (No Data) | 13873.47 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | Borrower | 12 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000044 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 06/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.2247 | No | No | 0.936 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 47.88 | 0 | 47.88 | 47.88 | 47.88 | (No Data) | (No Data) | (No Data) | 9393.76 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 12 months;<br> IRS Transcripts – W2(s) - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000052 | xxx | XX | xxx | xxx | NJ | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | 4 Family | 4 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1760 | Yes | No | 0.826 | 0.826 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.99 | 39.22 | 43.99 | 39.22 | 39.22 | 39.22 | No | No | (No Data) | 4853.78 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> IRS Transcripts – W2(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000058 | xxx | XX | xxx | xxx | UT | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.0183 | Yes | Yes | 0.145 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.2 | 21.8 | 21.2 | 21.8 | 21.8 | 21.8 | No | No | (No Data) | 33628.2 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | Business Bank Statements - 12 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000061 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor | 10/xx/2025 | Permanent Resident Alien | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3188 | No | No | 0.561 | 0.561 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.38 | 46.45 | 49.38 | 46.45 | 46.45 | 46.45 | No | No | (No Data) | 16659.54 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Yes | Independent Third Party (xx, xx etc) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | Green Card | (No Data) | (No Data) | (No Data) | XX |
| 900000062 | xxx | XX | xxx | xxx | AZ | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.7293 | No | No | 1.113 | (No Data) | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 43.34 | 0 | 43.34 | 43.34 | 43.34 | (No Data) | (No Data) | (No Data) | 16348.2 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000067 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | No | Present | Non-QM: Lender documented all ATR UW factors | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.0266 | Yes | Yes | 0.198 | 0.198 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | Not Applicable | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.55 | 37.33 | 38.55 | 37.33 | 37.33 | 37.33 | No | No | (No Data) | 16763.96 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | FMNA 1005 | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000069 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | Yes | Present | Non-QM: Lender documented all ATR UW factors | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Second Home | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Exempt | 1 | 6.5233 | No | No | 1.209 | 1.209 | No | Yes | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.23 | 47 | 47.23 | 47 | 47 | 47 | No | No | (No Data) | 10220.45 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months | Paystub - 1 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000077 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 11/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.8006 | No | No | 0.082 | 0.082 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.81 | 44.67 | 44.81 | 44.67 | 44.67 | 44.67 | No | No | (No Data) | 26164.52 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Yes | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000080 | xxx | XX | xxx | xxx | TX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 8.9279 | Yes | Yes | 2.652 | 2.652 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 3.95 | 4.02 | 3.95 | 4.02 | 4.02 | 4.02 | No | No | (No Data) | 488822.43 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000081 | xxx | XX | xxx | xxx | PA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | (No Data) | U.S. Citizen | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 8.0663 | No | No | 2.83 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -13649.08 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2700.00 | No | (No Data) | 1.2000 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000082 | xxx | XX | xxx | xxx | CT | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 8.6844 | Yes | Yes | 2.374 | 2.374 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.96 | 25.21 | 28.96 | 25.21 | 25.21 | 25.21 | No | No | (No Data) | 16440.09 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000087 | xxx | XX | xxx | xxx | TX | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1087 | Yes | No | 1.246 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | Not Applicable | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.55 | 42.48 | 44.55 | 42.48 | 42.48 | 42.48 | No | No | (No Data) | 22593.24 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | Independent Third Party (xx, xx etc) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000093 | xxx | XX | xxx | xxx | PA | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4987 | Yes | Yes | 2.444 | Not Applicable | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | Not Applicable | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.65 | 39.08 | 41.65 | 39.08 | 39.08 | 39.08 | No | No | (No Data) | 9890.89 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months | Paystub - 1 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000096 | xxx | XX | xxx | xxx | AZ | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 11/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3007 | No | Yes | 0.141 | 0.141 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | No | No | (No Data) | -6606.86 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000109 | xxx | XX | xxx | xxx | TX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | (No Data) | U.S. Citizen | (No Data) | Investor | Condotel | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.0525 | Yes | No | 1.535 | (No Data) | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 21.09 | 0 | 21.09 | 21.09 | 21.09 | (No Data) | (No Data) | (No Data) | 43485.07 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | Yes | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> CPA Letter - 1 months | Business Tax Return - 24 months;<br> CPA Letter - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000110 | xxx | XX | xxx | xxx | FL | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.1265 | No | No | 5.935 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5393.54 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2075.00 | No | (No Data) | 1.0375 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000112 | xxx | XX | xxx | xxx | FL | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.0815 | Yes | No | 2.532 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 35.91 | 0 | 35.91 | 35.91 | 35.91 | (No Data) | (No Data) | (No Data) | 6526.43 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | FMNA 1005 | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000115 | xxx | XX | xxx | xxx | FL | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Second Home | High Rise Condo (9+) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7545 | Yes | Yes | 0.42 | 0.420 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.43 | 37.44 | 41.43 | 37.44 | 37.44 | 37.44 | No | No | (No Data) | 11235.83 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 35 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | FMNA 1005 | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 35 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000117 | xxx | XX | xxx | xxx | TN | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 09/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6752 | Yes | Yes | 1.576 | 1.576 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.36 | 32.64 | 41.36 | 32.64 | 32.64 | 32.64 | No | No | (No Data) | 25785.76 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000123 | xxx | XX | xxx | xxx | FL | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 6 mos interest if amt prepd in 12 mos that is >20% of OPB | (No Data) | Yes | Yes | 1 | 7.1220 | No | No | 7.094 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4248.31 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 3900.00 | No | (No Data) | 1.3920 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000125 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4065 | Yes | No | 1.156 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 26.5 | 0 | 26.5 | 26.5 | 26.5 | (No Data) | (No Data) | (No Data) | 44768.51 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000136 | xxx | XX | xxx | xxx | NC | QM: Safe Harbor (APOR) | No | Present | QM: Rebuttable Presumption (APOR) | 10/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.6898 | No | No | 2.709 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.52 | 43.5 | 43.52 | 43.5 | 43.5 | 43.5 | No | No | (No Data) | 7408.82 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000137 | xxx | XX | xxx | xxx | TX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Exempt | 1 | 7.1045 | No | No | 2.894 | (No Data) | No | Yes | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 47.95 | 0 | 47.95 | 47.95 | 47.95 | (No Data) | (No Data) | (No Data) | 7020.96 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 12 months;<br> W2 - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000138 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.6033 | Yes | No | 1.04 | (No Data) | Yes | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 42.86 | 0 | 42.86 | 42.86 | 42.86 | (No Data) | (No Data) | (No Data) | 4440.1 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000144 | xxx | XX | xxx | xxx | TN | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 8.4091 | Yes | No | 1.447 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 25.21 | 0 | 25.21 | 25.21 | 25.21 | (No Data) | (No Data) | (No Data) | 63027.59 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000145 | xxx | XX | xxx | xxx | LA | QM: Safe Harbor (APOR) | No | Present | QM: Safe Harbor (APOR) | 07/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9016 | No | No | 0.221 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | Not Applicable | No | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.49 | 43.01 | 43.49 | 43.01 | 43.01 | 43.01 | Yes | Yes | Yes | 11158.52 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | Independent Third Party (xx, xx etc) | 24 | Yes | Independent Third Party (xx, xx etc) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000148 | xxx | XX | xxx | xxx | MD | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR-Attached | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 8.4067 | No | No | 4.305 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2552.69 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 1800.00 | 1.5470 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000149 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | Yes | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5110 | No | No | 0.034 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 43.27 | 0 | 43.27 | 43.27 | 43.27 | (No Data) | (No Data) | (No Data) | 95536.6 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000156 | xxx | XX | xxx | xxx | WA | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 11/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9175 | No | Yes | 0.522 | 0.522 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | No | No | (No Data) | -17665.45 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Personal Bank Statements - 12 months | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000157 | xxx | XX | xxx | xxx | MT | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 09/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1397 | Yes | Yes | 2.235 | 2.235 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.3 | 42.3 | 42.3 | 42.3 | 42.3 | 42.3 | No | No | (No Data) | 4686.88 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | FMNA 1005 | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000158 | xxx | XX | xxx | xxx | SC | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 10/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1829 | Yes | No | 1.48 | (No Data) | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 39.16 | 0 | 39.16 | 39.16 | 39.16 | (No Data) | (No Data) | (No Data) | 14202.73 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | Independent Third Party (xx, xx etc) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000159 | xxx | XX | xxx | xxx | ID | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | 12/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 9.1177 | Yes | Yes | 1.996 | 1.996 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 26.53 | 25.7 | 26.53 | 25.7 | 25.7 | 25.7 | No | No | (No Data) | 35855.17 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000161 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 09/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6744 | Yes | Yes | 0.411 | 0.411 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.86 | 33.03 | 34.86 | 33.03 | 33.03 | 33.03 | No | No | (No Data) | 12859.56 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000163 | xxx | XX | xxx | xxx | CA | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 12/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Second Home | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.7824 | No | No | 1.074 | 1.074 | Yes | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.04 | 44.6 | 43.04 | 44.6 | 44.6 | 44.6 | No | No | (No Data) | 13644.08 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000168 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 12/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.7474 | Yes | No | 2.107 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 35.96 | 0 | 35.96 | 35.96 | 35.96 | (No Data) | (No Data) | (No Data) | 57055.2 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000169 | xxx | XX | xxx | xxx | FL | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.8782 | Yes | Yes | 2.545 | 2.545 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | No | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.9 | 41.75 | 40.9 | 41.75 | 41.75 | 41.75 | No | No | (No Data) | 4556.73 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000171 | xxx | XX | xxx | xxx | MA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.2108 | Yes | No | 0.903 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 37.48 | 0 | 37.48 | 37.48 | 37.48 | (No Data) | (No Data) | (No Data) | 8309.93 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000172 | xxx | XX | xxx | xxx | IL | QM: Safe Harbor (APOR) | Yes | Present | QM: Safe Harbor (APOR) | 07/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4847 | No | No | 0.827 | 0.827 | Yes | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Yes | Yes | Yes | Yes | Yes | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.79 | 47.79 | 47.79 | 47.79 | 47.79 | 47.79 | No | No | (No Data) | 2675.1 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000173 | xxx | XX | xxx | xxx | WA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | U.S. Citizen | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.3729 | No | No | 1.119 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 43.01 | 0 | 43.01 | 43.01 | 43.01 | (No Data) | (No Data) | (No Data) | 9141.85 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | FMNA 1005 | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000174 | xxx | XX | xxx | xxx | UT | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 12/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 6 mos interest on amt prepd if amt prepd is >20% of OPB | (No Data) | Yes | Yes | 1 | 6.9091 | No | No | 8.331 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -11644.84 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 3500.00 | 1.0096 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 900000176 | xxx | XX | xxx | xxx | CA | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | 11/xx/2025 | U.S. Citizen | (No Data) | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.6596 | Yes | No | 1.427 | (No Data) | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 3.77 | 0 | 3.77 | 3.77 | 3.77 | (No Data) | (No Data) | (No Data) | 13451.73 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months | (No Data) | (No Data) | (No Data) | No | (No Data) | 0 | (No Data) | 0 | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XX |

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## Exhibit 99.3

**Exhibit 99.3 Schedule 3**

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| | |
|:---|:---|
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *48* |
| ***Loans with Conditions:*** | *31* |

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| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **ConditionSub Category** | **Condition Status** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** | **Unique ID** |
| 900000003 | xxx | xxx | OH | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | B | A C | B | A | Compliance | RESPA | Satisfied B A | CMPRESPA863 | RESPA: Required Affiliate Business Disclosure missing | No | Missing Affiliate Business Disclosure | 01/12/2026 Client provided a signed attestation that the Lender has no affiliates. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 810 credit score exceeds the 700 minimum guideline requirement by 110 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is 10% below the maximum guideline requirement of 90%. | XX |
| 900000003 | xxx | xxx | OH | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | B | A C | B | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing ATR Certification Underwriter signed by credit UW, Borrower's ability to repay affirmation and borrower's ability to repay certification signed by borrower. | 1.12.2026 Client provided executed Borrowers affirmation to establish ATR and provided ATR Underwriting Certification executed by Underwriter and provided executed by Borrower ATR notice to borrower disclosure and the affiliated business disclosure | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 810 credit score exceeds the 700 minimum guideline requirement by 110 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is 10% below the maximum guideline requirement of 90%. | XX |
| 900000033 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Income/Employment | Satisfied D A | CRDINC2340 | Employment verification does not meet guidelines | No | Missing signed gap of employment letter for B2. Gap of employment from 1/31/2024 to 6/13/2024. | 1.14.2026 Client provided executed gap of employment letter from B2 from January 31 - June 13, 2024 | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 63 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 45.98% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 12.33 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 12.33 years | XX |
| 900000035 | xxx | xxx | NY | (No Data) | ATR/QM: Exempt C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | The file is missing the Ability to Repay Cert signed by the borrower | 12.22.2025 Client provided Notice to Borrower ATR Disclosure signed by the borrower | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 36%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history | XX |
| 900000037 | xxx | xxx | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $19.10 for ten percent tolerance fees.Recording fees increased from $369 to $425 on the Final CD dated 10/29/2025. | 11/14/25 Client provided an LOE to borrower and revised 11/13 PCCD. Condition remains. Provide the signed/stamped Final ALTA/Settlement Statement reflecting the lower Recording Fee at funding. Subject to re-testing.11/19/25 Client provided the stamped Final Settlement Statement. Re-testing results in no violation. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 credit score exceeds the 700 minimum guideline requirement by 69 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62% LTV is 18% below the maximum guideline requirement of 80%. | XX |
| 900000039 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 12.19.2025 Client provided executed by UW ATR Certification | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 Credit score exceeds the 720 minimum guideline requirement by 35 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 76% CLTV is 9% below the maximum guideline requirement of 85%. | XX |
| 900000041 | xxx | xxx | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors D | A | A D | A | A | Credit | Income/Employment | Satisfied D A | CRDINC3258 | Missing Profit and Loss statement for one or more Self Employed borrowers | No | Provide a P&L for the business entity. | 1.9.2026 Client provided YTD 10.30.2025 Profit/Loss for Schedule C self employment income however not signed dated by Borrower, condition remains for signed dated by Borrower Profit/Loss 1/27/2026 client provided signed P&L. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.68% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8 years | XX |
| 900000041 | xxx | xxx | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors D | A | A D | A | A | Credit | Income/Employment | Satisfied D A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide a balance sheet for the business entity. | 1.9.2026 Client provided YTD 10.30.2025 Balance Sheet for Schedule C self employment income however not signed dated by Borrower, condition remains for signed dated by Borrower Balance Sheet 1/27/2026 client provided signed and dated Balance sheet. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.68% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8 years | XX |
| 900000041 | xxx | xxx | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 12/5 Client provided the UW Cert | Satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.68% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8 years | XX |
| 900000042 | xxx | xxx | FL | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 56 months PITI in reserves<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history | XX |
| 900000044 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Application | Satisfied D A | CRDAPP130 | Application is incomplete | No | First page of final 1003 is blank. | 12.12.2025 Client provided a copy of 1003 however 1st page is blank. Initial condition remains 12/15/2026 Client provided a copy of 1003 however 1st page is blank. Initial condition remains 12/18/2025 client uploaded first page of 1003, | Condition satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 789 credit score exceeds the 640 minimum guideline requirement by 149 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV is 10% below the maximum guideline requirement of 85%. | XX |
| 900000044 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | Missing AUS findings. If AUS findings are Approve/Eligible, will need a reason why a Non-QM program was chosen. | 12.12.2025 Client provided DU AUS Approve/Eligible Submission #3 Casefile ID 1703106501; condition remains for reason why a Non-QM program was chosen. 12/15/2025 client provided an LOE why a Non-QM program was chosen. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 789 credit score exceeds the 640 minimum guideline requirement by 149 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV is 10% below the maximum guideline requirement of 85%. | XX |
| 900000052 | xxx | xxx | NJ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 12/1/2025 client provided ATR certification signed by credit UW. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 60% below guideline requirements ofm 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 39.22% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10 years | XX |
| 900000052 | xxx | xxx | NJ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | Missing AUS. If approve/eligible will need a reason a Non-QM program was chosen. | 12/18/2025 client provided AUS. | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 60% below guideline requirements ofm 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 39.22% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10 years | XX |
| 900000058 | xxx | xxx | UT | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 12.18.2025 Client provided executed by UW, ATR certification | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79.42% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 66 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 21.80% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5.6 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 5.5 years | XX |
| 900000061 | xxx | xxx | CA | QM: Safe Harbor | QM: Safe Harbor (APOR) C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing Ability to Repay Certification signed by credit UW. | 12/30 Client provided the signed UW Cert | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% LTV is 15% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 credit score exceeds the 700 minimum guideline requirement by 35 points. | XX |
| 900000062 | xxx | xxx | AZ | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Income/Employment | Satisfied D A | CRDINC3204 | Income Documentation Missing | No | Provide the 2024 1065 and K-1 for xx | 12.24.2025 Client provided 2024 k1 forXX and appears borrower have less than 10% ownership mid of Year 2023 and all of Year 2024; 24 months k1 income used for qualifying. Year 2023 started with 58% ownership to 9% ownership and all of Year 2024 9% ownership | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 75% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 43.34% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years | XX |
| 900000067 | xxx | xxx | CA | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | Right of Rescission | Satisfied C A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR in file is signed by the borrowers on 11/xx/2025 with an expiration date of 11/xx/2025. Per Final CD dated 11/xx/2025, Disbursement date is 11/xx/2025. Disbursement date is before end of statutory rescission period | 12/05/2025 Client provided PCCD 12/4 and Final Alta/Settlement Statement. Condition remains. Provide the Final Alta reflecting a correct Disbursement Date. 12/17/2025 Client provided the Final Alta/Settlement Statement with correct Disbursement date. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 74.99% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 37.33% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.25 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 15.33 years | XX |
| 900000069 | xxx | xxx | CA | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 60.75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 75 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.83 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 18.17 years | XX |
| 900000077 | xxx | xxx | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $131.10 for ten percent tolerance fees.Recording fees increased from $152 to $300 on the CD dated 12/01/2025. | 12/22/2025 Client provided Funding CD 12/xx with matching Final Alta/Settlement Statement for final testing. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 44.67% below guideline requirement of 50%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 14.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7.83 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Required reserves are 3 months for the subject and 2 months for the additional financed REO. Reserves on hand are 53.52 months. | XX |
| 900000080 | xxx | xxx | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing the Underwriter Ability to repay certification signed by credit UW. | 12/10 Client provided the signed ATR | Satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 99 months mortgage payment history exceed the 12month minimum guideline requirement by 87 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 22 years. | XX |
| 900000081 | xxx | xxx | PA | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 65 months exceeds guidelines of 12 months | XX |
| 900000082 | xxx | xxx | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 1/5 Client provided the ATR Cert signed by the UW | Satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 79 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 25.21% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.67 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.5 years | XX |
| 900000087 | xxx | xxx | TX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | The file is missing the Notice to Borrower: Ability to Repay signed by the borrower and the Borrower's Affirmation of Information signed by the borrower. Also missing the ATR cert signed by the underwriter. | 1.12.2026 Client provided executed Notice to Borrower ATR disclosure and executed Borrower's affirmation of information however still missing the ATR Certification signed by the underwriter. 1.16.2026 Client provided executed ATR UW Certification executed by Underwriter | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history | XX |
| 900000093 | xxx | xxx | PA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Title | Satisfied D A | CRDTIL865 | Title incomplete | No | Missing the following 1. Grant/Warranty Deed for purchase of subject property. 2) Missing evidence of taxes for subject property. | 12/5 Client provided the tax bill; Satisfied; Still missing 1. Grant/Warranty Deed for purchase of subject property12.xx.2025 Client provided executed copy of Grant/Warranty Deed with vesting matching Mortgage/Deed of Trust (in file pg 527) | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in current residence for 11 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 21 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 758 max per guidelines is 720. | XX |
| 900000096 | xxx | xxx | AZ | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) B | A | A B | A | A | Credit | Credit/Mtg History | Satisfied B A | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | No | Provide additional mortgage/rental history to meet the history requirement. | 1.6.2026 Client provided copy of executed Final Seller CD from prior home which was sold as of August 2025 and had no mortgage on this property and subject property have owned since 2.1.2025 with credit report reflecting mortgage history of 6 months (from February 2025 - current /October 2025) for subject refinance transaction. | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 63.88% below guideline requirements of 85%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Required reserves are 3 months for the subject. Reserves on hand are 352.08 months. | XX |
| 900000109 | xxx | xxx | TX | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 21.09% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 19 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 23.83 years | XX |
| 900000110 | xxx | xxx | FL | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Required reserves are 6 months for the subject; reserves on hand are 43.13 months. | XX |
| 900000112 | xxx | xxx | FL | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | Missing AUS findings. If receiving Approve/Eligible will need a reason why a Non-QM program was chosen. | 12.19.2025 Client provided LOX stating, review 1008 provided in original package. manual UW > no AUS findings. Response, per Smart Edge Product Summary guidelines #13 (Underwriting) states: Loans must be submitted to DU/LPA but loan must be manually underwritten and documented according to the Smart Series Guidelines, in addition if receiving an Approve/Eligible or Accept seller must document, and file must support the reason for a Non-QM Product being selected and must be manually underwritten. Condition remains for missing AUS Findings and upon receipt and review will need a reason why a Non QM program was chosen. 12/30 Client provided a DUAE matching the approval; reason for NON QM is better pricing per LOX | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.91% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 4.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5.92 years | XX |
| 900000115 | xxx | xxx | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing Ability to Repay Certification signed by credit UW. | 12.18.2025 Client provided an executed by UW Certification ATR worksheet however do not reflect Borrower name, condition remains for ATR Certification for our Borrower signed by UW 12.22.2025 Client provided updated executed by UW Certification ATR worksheet verifying for our borrower | condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 99 month mortgage payment history exceeds the 12 month minimum guideline requirement by 87 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 credit score exceeds the 640 minimum guideline requirement by 168 points. | XX |
| 900000115 | xxx | xxx | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | Missing AUS per the program requirement. If findings are Approve/Eligible need reason why a Non-QM program was chosen. | 12.12.2025 Client provided DU AUS Approval submission #8 Casefile ID xx; condition remains for reason why a Non-QM program was chosen. 12.22.2025 Client provided signed by Credit UW ATR Underwriting Certification however prior condition requested for reason why a Non-QM program was chosen. Condition remains 1.13.2026 Client provided an updated copy of DU submission #9 (previously provided #8) with same casefile id #xx and provided LOX in Collaborate stating, We do not have approve/eligible findings. Property was condotel and not eligible for DU/LPA it was noted on 1008 that property was condotel. | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 99 month mortgage payment history exceeds the 12 month minimum guideline requirement by 87 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 credit score exceeds the 640 minimum guideline requirement by 168 points. | XX |
| 900000115 | xxx | xxx | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Property Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing updated valuation | No | Missing secondary valuation per guidelines. | 12.18.2025 Client provided 3rd party CDA valuation supporting appraised value with 0.0% variance | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 99 month mortgage payment history exceeds the 12 month minimum guideline requirement by 87 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 credit score exceeds the 640 minimum guideline requirement by 168 points. | XX |
| 900000117 | xxx | xxx | TN | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 63 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 32.64% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 13.25 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 20 years | XX |
| 900000123 | xxx | xxx | FL | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Legal Documents | Satisfied D A | CRDLGL1817 | Final HUD-1 is incomplete or illegible | No | Final CD dated 11/xx/2025 is missing page 5. | 12/17/2025 Client provided all pages of the Final CD 11/xx. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 25.92 years | XX |
| 900000125 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 34 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 26.50% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 4.7 years | XX |
| 900000136 | xxx | xxx | NC | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Compliance | Compliance Manual | Satisfied D A | CMPMAN2956 | Missing disclosure | No | Missing the borrower's ability to repay disclosure signed by borrower, signed borrower's ability to repay affirmation, and signed Underwriter ability to repay certification. | 1.21.2026 Client provided unexecuted by UW ATR Certification and provided executed Borrowers affirmation of information provided to establish ATR. Condition remains for UW ATR Certification to be completed and signed by UW, provided however not fully completed and not executed by UW and missing borrower info loan number etc. 1.21.2026 Client provided executed by UW completed ATR Certification for this loan | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48% LTV IS 22% below the maximum guideline requirement of 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the 12 month minimum guideline requirement by 24 months. | XX |
| 900000136 | xxx | xxx | NC | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Only LE in file is dated 11/xx/2025. Not provided to the borrower within 3 days of the application date. | 12/17/2025 Client provided missing Initial LE 10/xx. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48% LTV IS 22% below the maximum guideline requirement of 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the 12 month minimum guideline requirement by 24 months. | XX |
| 900000136 | xxx | xxx | NC | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied C A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Missing lender's ATR/QM status determination form. | 1.13.2026 Client provided executed Borrowers affirmation of information however initial condition is pertaining to missing Lender QM status determination. Condition remains for Lender QM status determination 1.20.2026 Client provided ATR certification and Borrower affirmation of information however still missing Lender QM status determination. (Mavent or any other documentation is acceptable with Lender QM status determination). 1.21.2026 Client provided Lender Mavent w/QM Rebuttable Presumption status determination | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48% LTV IS 22% below the maximum guideline requirement of 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the 12 month minimum guideline requirement by 24 months. | XX |
| 900000136 | xxx | xxx | NC | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Property Valuations | Appraisal | Satisfied D A | PRVAAPPR100 | Missing Appraisal | No | Missing appraisal. | 12.22.2025 Client provided copy of appraisal dated 11.xx.2025 with value of $xx | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48% LTV IS 22% below the maximum guideline requirement of 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the 12 month minimum guideline requirement by 24 months. | XX |
| 900000136 | xxx | xxx | NC | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Property Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing updated valuation | No | Missing updated third party valuation. | 1.13.2026 Client provided 3rd party CDA valuation supporting appraised value with 0.0% variance | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48% LTV IS 22% below the maximum guideline requirement of 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the 12 month minimum guideline requirement by 24 months. | XX |
| 900000137 | xxx | xxx | TX | (No Data) | ATR/QM: Exempt D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | AUS is LP Accept. Need reason why a Non-QM program was chosen. | 12/30 Client provided LOX that reason for NON QM was better pricing | Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 26.37% below guideline requirement of 50%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Required reserves are 3 months for the subject and 2 months for the other financed REO. Reserves on hand are 15.71 months. | XX |
| 900000138 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 38.97% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 11.67 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11.92 years | XX |
| 900000144 | xxx | xxx | TN | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 25%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history | XX |
| 900000145 | xxx | xxx | LA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 16 years at current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history | XX |
| 900000148 | xxx | xxx | MD | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 75%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.08 years | XX |
| 900000149 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt C | A | A C | A | A | Credit | Credit/Mtg History | Satisfied C A | CRDCRMH2662 | Number of mortgaged properties exceeds guideline limit | No | Maximum financed properties are 15 per guidelines. Borrower has 17 financed properties. | 1/06/2026 client provided evidence of commercial properties reflected on the 1003. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 66.58% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 30 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 38 years | XX |
| 900000149 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 1.6.2026 Client provided executed ATR Underwriting Certification worksheet, executed by Underwriter | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 66.58% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 30 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 38 years | XX |
| 900000156 | xxx | xxx | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $10 for zero percent tolerance fees.Transfer Taxes increased from $0to $10 on the Final CD dated XX/XX/XXXX | 12/31/2025 Client provided COC XX/XX/XXXX reflecting Transfer taxes add due to change in Title holders. | Condition Satisfied. | (No Data) | Not Applicable | (No Data) | XX |
| 900000156 | xxx | xxx | WA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3676 | TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $295.50 for ten percent tolerance fees.Recording fees increased from $660 to $1021.50 on the Final CD dated XX/XX/XXXX | 12/31/2025 Client provided COC XX/XX/XXXX reflecting recording fee increased due to change in Title holders. | Condition Satisfied. | (No Data) | Not Applicable | (No Data) | XX |
| 900000157 | xxx | xxx | MT | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 1/5 Client provided the ATR CERT | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 52.83% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 19.67 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 20.75 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 24 years | XX |
| 900000157 | xxx | xxx | MT | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Terms/Guidelines | Satisfied D A | CRDTER2548 | Missing AUS or AUS errors present | No | Missing AUS findings. If receiving Approve/Eligible need reason a Non-QM program was chosen. | 1/5 Client provided DUAE supporting approval within tolerance; Missing reason NON QM loan was chosen1/xx/2026 client provided reason a Non-QM program was chosen. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 52.83% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 19.67 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 20.75 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 24 years | XX |
| 900000158 | xxx | xxx | SC | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 80 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 39.16% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 24.5 years | XX |
| 900000159 | xxx | xxx | ID | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Provide the ATR Disclosure and the Borrower's Affirmation to Establish ATR signed by borrower. | 1/14/2026 client provided the ATR Disclosure and the Borrower's Affirmation to Establish ATR signed by borrower. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 25.70% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7.92 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 26 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 75 months exceeds guidelines of 12 months | XX |
| 900000161 | xxx | xxx | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 15.99% below guideline requirements of 95%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 48 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 33.03% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9.92 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 19.5 years | XX |
| 900000163 | xxx | xxx | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Income/Employment | Satisfied D A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide the balance sheet signed by borrower. | 1/28 Client provided updated 1003/1008 and removed Self employment income No balance sheet required; SS income updated new DTI 44 | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 43.50% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11.83 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 37 years | XX |
| 900000163 | xxx | xxx | CA | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D | A | A D | A | A | Credit | Insurance | Satisfied C A | CRDINSR5353 | Insurance Expiration date is prior than the transaction date | No | Obtain a new insurance policy document. Master HOI policy expired 2/xx/2025. | 1.20.2026 Client provided updated Condo Master Policy effective date 2.5.2025 - 2026 | Condition satisfied | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 43.50% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11.83 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 37 years | XX |
| 900000168 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 6.25 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% below guideline requirements of 85%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.96% below guideline requirement of 50% | XX |
| 900000169 | xxx | xxx | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied C A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Need proof initial CD was received by borrower 3 days before consummation date of 12/xx/2025 | 01/07/2026 Client provided a duplicate of CD 12/xx e-signed by Title holder 12/xx. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 76.12% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 92 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 41.75% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 8 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10.92 years | XX |
| 900000169 | xxx | xxx | FL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) C | C | A C | C | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 1/7 Client provided the signed UW cert | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 76.12% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 92 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 41.75% below guideline requirement of 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 8 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10.92 years | XX |
| 900000171 | xxx | xxx | MA | (No Data) | ATR/QM: Exempt C | A | A C | A | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 1.20.2026 Client provided executed by UW ATR Certification | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 37.48% below guideline requirement of 38.068<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85% | XX |
| 900000172 | xxx | xxx | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Compliance | State Consumer Protection | Satisfied D A | CMPSTCP2057 | Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | No | Missing IL Cert of Compliance or Cert of Exemption | 01/06/2026 Client provided missing Illinois Pred Lend Database - Cert of Compliance. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 54.55% below guideline requirements of 85%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 30 years | XX |
| 900000172 | xxx | xxx | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Provide the ATR Disclosure and the Borrower's Affirmation to Establish ATR signed by borrower. | 1/5 Client provided the disclosures | SAtisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 54.55% below guideline requirements of 85%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 30 years | XX |
| 900000172 | xxx | xxx | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing ATR certification signed by credit UW. | 12/30 Client provided the signed ATR CERT | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 54.55% below guideline requirements of 85%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 30 years | XX |
| 900000172 | xxx | xxx | IL | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) D C | D | A D C | D | A | Property Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing updated valuation | No | Missing updated third party valuation. | 12/30 Client provided the original appraisal; condition remains for a CDA updated valuation by a third party supporting the appraisal1.xx.2026 Client provided 3rd party CDA valuation supporting appraised value with 0.0% variance | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 54.55% below guideline requirements of 85%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 30 years | XX |
| 900000173 | xxx | xxx | WA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 12.5 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 46.25% below guideline requirement of 50%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 78.28% below guideline requirements of 85%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 11.17 years | XX |
| 900000174 | xxx | xxx | UT | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 69.21% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Required reserves are 6 months. Reserves on hand are 43.08 months. | XX |
| 900000176 | xxx | xxx | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 20 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 3.77% below guideline requirement of 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 85% | XX |

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## Exhibit 99.3

**Exhibit 99.3 Schedule 4**

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| | |
|:---|:---|
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *48* |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/xx/2014** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** | **Unique ID** |
| 900000003 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 6299 | 10/xx/2025 | 7.1955 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000033 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | 10/xx/2025 | Yes | No | 0 | 1/xx/1900 | 6.2989 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 | XX |
| 900000035 | xxx | ATR/QM: Exempt | No | 08/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 6.9379 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000037 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | 10/xx/2025 | No | Yes | 22402.69 | 10/xx/2025 | 6.5474 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000039 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | 10/xx/2025 | No | No | 0 | 1/xx/1900 | 6.6331 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000041 | xxx | Non-QM: Lender documented all ATR UW factors | No | 10/xx/2025 | Not Applicable | No | No | 13992.49 | 10/xx/2025 | 8.4947 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000042 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 6.5346 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000044 | xxx | ATR/QM: Exempt | No | 06/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 7.2247 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000052 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 2303.04 | 10/xx/2025 | 7.176 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000058 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 1870 | 10/xx/2025 | 7.0183 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000061 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | 10/xx/2025 | No | Yes | 7795 | 10/xx/2025 | 6.3188 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000062 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | 10/xx/2025 | No | No | 0 | 1/xx/1900 | 6.7293 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000067 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 1695 | 10/xx/2025 | 6.0266 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000069 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | 10/xx/2025 | Yes | Yes | 5934.05 | 10/xx/2025 | 6.5233 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000077 | xxx | QM: Safe Harbor (APOR) | No | 11/xx/2025 | 11/xx/2025 | No | Yes | 1295 | 11/xx/2025 | 6.8006 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000080 | xxx | Non-QM: Lender documented all ATR UW factors | No | 10/xx/2025 | Not Applicable | No | No | 15458 | 11/xx/2025 | 8.9279 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000081 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 8.0663 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000082 | xxx | Non-QM: Lender documented all ATR UW factors | No | 11/xx/2025 | Not Applicable | No | No | 9827.03 | 11/xx/2025 | 8.6844 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000087 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 1550 | 11/xx/2025 | 7.1087 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000093 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | 10/xx/2025 | No | Yes | 3515 | 11/xx/2025 | 6.4987 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000096 | xxx | QM: Safe Harbor (APOR) | No | 11/xx/2025 | 11/xx/2025 | No | Yes | 1295 | 11/xx/2025 | 6.3007 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000109 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 7.0525 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000110 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 7.1265 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000112 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 7.0815 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000115 | xxx | QM: Safe Harbor (APOR) | No | 11/xx/2025 | Not Applicable | No | Yes | 1595 | 11/xx/2025 | 6.7545 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000117 | xxx | QM: Safe Harbor (APOR) | No | 09/xx/2025 | Not Applicable | No | Yes | 4687.5 | 9/xx/2025 | 6.6752 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000123 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 7.122 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000125 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 7.4065 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000136 | xxx | QM: Safe Harbor (APOR) | No | 10/xx/2025 | Not Applicable | No | Yes | 6795 | 11/xx/2025 | 7.6898 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000137 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | 10/xx/2025 | Yes | No | 0 | 1/xx/1900 | 7.1045 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000138 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | Yes | No | 0 | 1/xx/1900 | 6.6033 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000144 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 8.4091 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000145 | xxx | QM: Safe Harbor (APOR) | No | 07/xx/2025 | Not Applicable | No | Yes | 1650 | 8/xx/2025 | 6.9016 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 11064.3 | XX |
| 900000148 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 8.4067 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000149 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 6.511 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000156 | xxx | QM: Safe Harbor (APOR) | No | 11/xx/2025 | 11/xx/2025 | No | Yes | 1910.57 | 12/xx/2025 | 6.9175 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000157 | xxx | QM: Safe Harbor (APOR) | No | 09/xx/2025 | Not Applicable | No | Yes | 6077.4 | 12/xx/2025 | 7.1397 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000158 | xxx | ATR/QM: Exempt | No | 10/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 7.1829 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000159 | xxx | Non-QM: Lender documented all ATR UW factors | No | 12/xx/2025 | Not Applicable | No | No | 12389.05 | 12/xx/2025 | 9.1177 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000161 | xxx | QM: Safe Harbor (APOR) | No | 09/xx/2025 | Not Applicable | No | Yes | 2190 | 12/xx/2025 | 6.6744 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000163 | xxx | QM: Safe Harbor (APOR) | No | 12/xx/2025 | 12/xx/2025 | Yes | Yes | 7573.58 | 12/xx/2025 | 6.7824 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 | XX |
| 900000168 | xxx | ATR/QM: Exempt | No | 12/xx/2025 | 12/xx/2025 | No | No | 0 | 1/xx/1900 | 6.7474 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000169 | xxx | QM: Safe Harbor (APOR) | No | 11/xx/2025 | 11/xx/2025 | No | Yes | 7095 | 11/xx/2025 | 6.8782 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000171 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 7.2108 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000172 | xxx | QM: Safe Harbor (APOR) | No | 07/xx/2025 | Not Applicable | Yes | Yes | 1695 | 7/xx/2025 | 7.4847 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 | XX |
| 900000173 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 7.3729 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 | XX |
| 900000174 | xxx | ATR/QM: Exempt | No | 12/xx/2025 | Not Applicable | No | No | 0 | 1/xx/1900 | 6.9091 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |
| 900000176 | xxx | ATR/QM: Exempt | No | 11/xx/2025 | 11/xx/2025 | No | No | 0 | 1/xx/1900 | 6.6596 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 | XX |

---

<br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.3

**Exhibit 99.3 Schedule 5**

---

| | |
|:---|:---|
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |
| *Loans in Report* | *30* |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Loan Number** | **Borrower Last Name** | **Field** | **Tape Data** | **Reviewer Data** | **Unique ID** |
| 900000003 | xx | xx | Debt to Income Ratio (Back) | 39.2130 | 34.7945 | XX |
| 900000003 | xx | xx | Original Appraised Value | xx | xx | XX |
| 900000033 | xx | xx | Documentation Type | Alt Doc/Bank Statements | Full Doc | XX |
| 900000037 | xx | xx | Documentation Type | Alt Doc/Bank Statements | Full Doc | XX |
| 900000039 | xx | xx | Debt to Income Ratio (Back) | 33.6360 | 29.9754 | XX |
| 900000039 | xx | xx | Property Type | SFR | 4 Family | XX |
| 900000039 | xx | xx | Representative Credit Score for Grading | 750 | 755 | XX |
| 900000044 | xx | xx | Debt to Income Ratio (Back) | 15.3600 | 47.8848 | XX |
| 900000058 | xx | xx | First Payment Date | 2/xx/2025 | 2/xx/2026 | XX |
| 900000058 | xx | xx | Loan Purpose | Rate and Term Refi | Cashout Refi | XX |
| 900000061 | xx | xx | Documentation Type | Alt Doc/Bank Statements | Full Doc | XX |
| 900000067 | xx | xx | Documentation Type | Alt Doc/Bank Statements | Full Doc | XX |
| 900000081 | xx | xx | Documentation Type | Alt Doc/Bank Statements | DSCR | XX |
| 900000081 | xx | xx | Property Type | SFR-Attached | 2 Family | XX |
| 900000096 | xx | xx | Documentation Type | Full Doc | Asset Qualifier | XX |
| 900000109 | xx | xx | Documentation Type | Alt Doc/Bank Statements | Full Doc | XX |
| 900000109 | xx | xx | Property Type | Low Rise Condo (1-4) | Condotel | XX |
| 900000115 | xx | xx | Debt to Income Ratio (Back) | 41.4250 | 37.4397 | XX |
| 900000115 | xx | xx | Maturity Date | 12/xx/2025 | 12/xx/2055 | XX |
| 900000115 | xx | xx | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) | XX |
| 900000117 | xx | xx | Debt to Income Ratio (Back) | 41.3580 | 32.6356 | XX |
| 900000123 | xx | xx | Property Type | Detached PUD | 2 Family | XX |
| 900000125 | xx | xx | Debt to Income Ratio (Back) | 29.7290 | 26.503 | XX |
| 900000125 | xx | xx | Property Type | SFR | 2 Family | XX |
| 900000136 | xx | xx | First Payment Date | 2/xx/2025 | 2/xx/2026 | XX |
| 900000149 | xx | xx | Combined LTV | 6658.4000 | 66.5844 | XX |
| 900000149 | xx | xx | Note Rate | 650.0000 | 6.5 | XX |
| 900000149 | xx | xx | Original LTV | 6658.4000 | 66.5844 | XX |
| 900000156 | xx | xx | Documentation Type | Full Doc | Asset Qualifier | XX |
| 900000157 | xx | xx | Debt to Income Ratio (Back) | 30.8870 | 42.2998 | XX |
| 900000171 | xx | xx | Origination Date | 1/xx/2026 | 1/xx/2026 | XX |
| 900000171 | xx | xx | Property Type | 4 Family | 3 Family | XX |
| 900000173 | xx | xx | Property Type | SFR | 2 Family | XX |
| 900000176 | xx | xx | Property Type | SFR | 3 Family | XX |

---

©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.3

**Exhibit 99.3 Schedule 6**

---

| | |
|:---|:---|
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *48* |
| ***Loans with Conditions:*** | *31* |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **Loan Number** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Loan Compliance Grade** | **Final Securitization Loan Compliance Grade** | **Initial S&P Loan Compliance Grade** | **Final S&P Loan Compliance Grade** | **Did Lender Acknowledge Exception at Origination** | **Unique ID** |
| 900000003 | xx | 10/XX/2025 | Not Applicable C | B | A C | B | A | Not Applicable | XX |
| 900000033 | xx | 10/XX/2025 | 10/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000035 | xx | 08/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000037 | xx | 10/XX/2025 | 10/XX/2025 C A | C | A C | C | A | Not Applicable | XX |
| 900000039 | xx | 10/XX/2025 | 10/XX/2025 C A | A | A C | A | A | Not Applicable | XX |
| 900000041 | xx | 10/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000042 | xx | 10/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000044 | xx | 06/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000052 | xx | 10/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000058 | xx | 10/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000061 | xx | 10/XX/2025 | 10/XX/2025 C A | A | A C | A | A | Not Applicable | XX |
| 900000062 | xx | 10/XX/2025 | 10/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000067 | xx | 10/XX/2025 | Not Applicable C | C | A C | C | A | Not Applicable | XX |
| 900000069 | xx | 10/XX/2025 | 10/XX/2025 A | A | A | A | A | Not Applicable | XX |
| 900000077 | xx | 11/XX/2025 | 11/XX/2025 C A | C | A C | C | A | Not Applicable | XX |
| 900000080 | xx | 10/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000081 | xx | 11/XX/2025 | 11/XX/2025 A | N/A | N/A | N/A | N/A | Not Applicable | XX |
| 900000082 | xx | 11/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000087 | xx | 10/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000093 | xx | 10/XX/2025 | 10/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000096 | xx | 11/XX/2025 | 11/XX/2025 B A | A | A B | A | A | Not Applicable | XX |
| 900000109 | xx | 11/XX/2025 | 11/XX/2025 A | N/A | N/A | N/A | N/A | Not Applicable | XX |
| 900000110 | xx | 11/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000112 | xx | 11/XX/2025 | 11/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000115 | xx | 11/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000117 | xx | 09/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000123 | xx | 10/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000125 | xx | 11/XX/2025 | 11/XX/2025 A | A | A | A | A | Not Applicable | XX |
| 900000136 | xx | 10/XX/2025 | Not Applicable D C | D | A D C | D | A | Not Applicable | XX |
| 900000137 | xx | 10/XX/2025 | 10/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000138 | xx | 11/XX/2025 | 11/XX/2025 A | A | A | A | A | Not Applicable | XX |
| 900000144 | xx | 11/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000145 | xx | 07/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000148 | xx | 11/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000149 | xx | 11/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000156 | xx | 11/XX/2025 | 11/XX/2025 C A | C | A C | C | A | Not Applicable | XX |
| 900000157 | xx | 09/XX/2025 | Not Applicable D | A | A D | A | A | Not Applicable | XX |
| 900000158 | xx | 10/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000159 | xx | 12/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000161 | xx | 09/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000163 | xx | 12/XX/2025 | 12/XX/2025 D A | A | A D | A | A | Not Applicable | XX |
| 900000168 | xx | 12/XX/2025 | 12/XX/2025 A | A | A | A | A | Not Applicable | XX |
| 900000169 | xx | 11/XX/2025 | 11/XX/2025 C A | C | A C | C | A | Not Applicable | XX |
| 900000171 | xx | 11/XX/2025 | Not Applicable C | A | A C | A | A | Not Applicable | XX |
| 900000172 | xx | 07/XX/2025 | Not Applicable D C | D | A D C | D | A | Not Applicable | XX |
| 900000173 | xx | 11/XX/2025 | 11/XX/2025 A | A | A | A | A | Not Applicable | XX |
| 900000174 | xx | 12/XX/2025 | Not Applicable | A | A | A | A | Not Applicable | XX |
| 900000176 | xx | 11/XX/2025 | 11/XX/2025 A | A | A | A | A | Not Applicable | XX |

---

## Exhibit 99.4

**Exhibit 99.4**

![](ex99-4_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC" or "SitusAMC") performed the due diligence services described below (the "Review") on residential Loans (as defined in (2) below) originated by multiple correspondent lenders and acquired directly via reliance letter by Rithm Capital, or its affiliates (the "Client") through mortgage loan files reviewed on behalf of such parties or with results conveyed from another party to the Client via reliance letter. The Review, which includes reliance letter Loans the time of an initial review performed for such party, was conducted on Loans with origination dates from November 2025 through December 2025 via files imaged and provided by the Client for review. The Review includes Loans that were reviewed both (i) directly for an affiliate of the Client and (ii) for correspondents with results conveyed to an affiliate of the Client by a reliance letter.

**(2) Sample size of the assets reviewed.**

The final population of the Review contained one hundred twenty-eight (128) Loans totaling an aggregate original principal balance of approximately $67.218 million (the "Loans").

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), Fitch Ratings, Inc. ("Fitch") and KBRA, Inc. ("Kroll").

**(4) Quality or integrity of information or data about the assets: review and methodology.** 

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original P&I |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria, or other requirements: review and methodology.**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**<u>CREDIT AND COMPLIANCE SCOPE:</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria, or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

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![](ex99-4_001.jpg)

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt-to-income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all Loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including, for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

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If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**<u>BUSINESS PURPOSE SCOPE</u>**

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. For this review, procedures followed included:

▪ Reviewing the provided Note, Mortgage/DOT, and Guaranty
Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation.

▪ Examining appraisal reports, BPO's, and appraisal
reviews to determine if the property type is consistent with underwritten property type and usage (such as evidence/an indication of either
owner or tenant occupancy) and comparing this information against other relevant information contained within applicable sections of the
loan file to evaluate consistency, accuracy, and adherence to the credit policy.

▪ Reviewing environmental reporting, Flood Certification,
and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements.

▪ Reviewing credit reporting, VOR/VOM, Background Check(s),
and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final
Loan Approval worksheet.

▪ Reviewing HUD-1's, Title Search, Purchase Agreements,
existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as
adherence to credit policy requirements.

▪ Reviewing LOI/LOE(s) for presence of un-qualified statement
of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that
signatory(s) are consistent with the identified borrower(s)/guarantor(s).

▪ Reviewing Final Form 1003/Loan application to ensure
complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s)
is an address other than the subject property.

▪ Confirming, if applicable, business license(s) and P&L's
are present, valid, and adhere to credit policy requirements.

▪ Confirming, if applicable, second mortgage documents
are present, valid, align with approved terms amounts, and adhere to credit policy requirements.

▪ Reviewing final loan approval worksheets for accuracy,
completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation
contained in the review file.

▪ Reviewing the Certification of Business Purpose and
Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence
address differs from the subject property address and is signed/dated as required.

▪ Verifying presence of a complete Certification of Non-Owner
Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement,
including the presence of either individual certifications or one certificate containing all required signatures.

▪ Comparing the Primary Residence address(es) listed for
consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity.

▪ Documenting any non-approved credit policy exceptions
and/or inconsistencies and reporting and/or marking such items for further dialogue.

▪ Gathering the components of the DSCR from source documentation
provided in the loan file during the course of the review. Where applicable, AMC sums per the guidelines the principal and interest payment
as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly
lease or estimated lease income as per the guidelines.

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Documents reviewed include the following items (\* = where applicable):

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Note | &nbsp;&nbsp;Business License\* | &nbsp;&nbsp;Flood certificates |
| &nbsp;&nbsp;Guaranty Agreement(s)\* | &nbsp;&nbsp;Business P&L's\* | &nbsp;&nbsp;Purchase agreement(s)\* |
| &nbsp;&nbsp;Deed of Trust / Mortgage | &nbsp;&nbsp;Verification of down payment funds/ funds to close / reserve funds\* | &nbsp;&nbsp;Final HUD-1 |
| &nbsp;&nbsp;Non-Owner-Occupancy & Business – Purpose Letter of Intent (LOI) / Letter of Explanation (LOE) | &nbsp;&nbsp;Appraisal Report | &nbsp;&nbsp;Title Search Documentation |
| &nbsp;&nbsp;Final Form 1003 / Loan Application(s) | &nbsp;&nbsp;Broker Price Opinion and market rent addendum\* | &nbsp;&nbsp;Evidence of Hazard / Liability / Flood Insurance coverage |
| &nbsp;&nbsp;Credit Report(s) | &nbsp;&nbsp;Appraisal Review documentation\* | &nbsp;&nbsp;Second mortgage documentation\* |
| &nbsp;&nbsp;Verification of Rent / Mortgage (VOR/VOM) payment history\* | &nbsp;&nbsp;Existing Leases\* | &nbsp;&nbsp;Certification(s) of Business purpose of loan |
| &nbsp;&nbsp;Identification / proof of residency status | &nbsp;&nbsp;Rent Roll\* | &nbsp;&nbsp;Certification(s) of Non-Owner Occupancy and Indemnity\* |
| &nbsp;&nbsp;Background check | &nbsp;&nbsp;Environmental reports |  |

---

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

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iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

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iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure
to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

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&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.)); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the loans determined to be Safe Harbor QM (APOR), in the event the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on the loans, that would be reflected as such in the reports. In the event the lender provided a VSH indicator of "No" on the loans that would be reflected in the reports. In the event the lender did not provide a VSH indicator on the loans, the loans would be identified as "Not Stated" in the reports.

\* Note, for loans in which the lender provided the VSH indicator, AMC captured it, but did not verify the VSH indicator.

Notwithstanding the above, for loans with the variance evaluation of VSH performed by AMC on QM (APOR) loans, the Lender provided a VSH Indicator of "Yes". The VSH indicator was provided within the loan images, on the data tape, deal notes, or as part of the loan program/guidelines being originated to. The loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH. In the event the lender identified the loan to have VSH status, then AMC reviewed to identify documentation variances that would cause one to question the VSH attestation from the lender. If variances were identified, then the loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines. The results of the variance analysis are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

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AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

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**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency, or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

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Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce, or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy, and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

**OVERALL REVIEW RESULTS SUMMARY**

Of the one hundred twenty-eight (128) Loans reviewed, all one hundred twenty-eight (128) Loans or (100%) received an overall "A" or "B" grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;121 | &nbsp;&nbsp;94.53% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;5.47% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |

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**COMPLIANCE RESULTS SUMMARY**

Eighty-two (82) Loans are DSCR loans and will not have a compliance grade.

Of the forty-six (46) Loans reviewed for compliance, all forty-six (46) Loans or (100%) received an "A" or "B" compliance grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;42 | &nbsp;&nbsp;91.30% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;8.70% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp; 0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**46** | &nbsp;&nbsp;**100.00%** |

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**CREDIT RESULTS SUMMARY**

All one hundred twenty-eight (128) Loans (100%) reviewed received an "A" or "B" credit grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;125 | &nbsp;&nbsp;97.66% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.34% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |

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**PROPERTY/VALUATION RESULTS SUMMARY**

All one hundred twenty-eight (128) Loans (100%) reviewed under the applicable rating agency criteria, received an "A" property grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |

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**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One Loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an

overall loan grade of "B").

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Final <br> Exception <br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***4*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**8** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**3** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**11** |

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

The one hundred twenty-eight (128) Loans reviewed had a total of one hundred ninety-eight (198) different tape discrepancies across ten (10) data fields (some Loans had more than one data delta). The largest variances were found on Note Date, Borrower Last Name and Contract Sales Price where the data tape information did not coincide with the documentation type found in the loan file.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% <br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;45 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;45 | &nbsp;&nbsp;2.22% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;45 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;45 | &nbsp;&nbsp;128 | &nbsp;&nbsp;35.16% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;36 | &nbsp;&nbsp;128 | &nbsp;&nbsp;28.13% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;83 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;45 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;83 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;70 | &nbsp;&nbsp;83 | &nbsp;&nbsp;84.34% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;12 | &nbsp;&nbsp;45 | &nbsp;&nbsp;26.67% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;83 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;128 | &nbsp;&nbsp;3.91% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;6 | &nbsp;&nbsp;128 | &nbsp;&nbsp;4.69% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;17 | &nbsp;&nbsp;82 | &nbsp;&nbsp;20.73% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;1 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.78% | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**198** | &nbsp;&nbsp;**2687** | &nbsp;&nbsp;**7.37%** | &nbsp;&nbsp;**128** |

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**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)** 

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan**<br> **Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$67218348.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$67218348.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;60 | &nbsp;&nbsp;46.88% | &nbsp;&nbsp;$28022211.00 | &nbsp;&nbsp;41.69% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;4 | &nbsp;&nbsp;3.13% | &nbsp;&nbsp;$1609000.00 | &nbsp;&nbsp;2.39% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;53 | &nbsp;&nbsp;41.41% | &nbsp;&nbsp;$31876137.00 | &nbsp;&nbsp;47.42% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;11 | &nbsp;&nbsp;8.59% | &nbsp;&nbsp;$5711000.00 | &nbsp;&nbsp;8.50% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$67218348.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;69 | &nbsp;&nbsp;53.91% | &nbsp;&nbsp;$35055150.00 | &nbsp;&nbsp;52.15% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;8 | &nbsp;&nbsp;6.25% | &nbsp;&nbsp;$1950212.00 | &nbsp;&nbsp;2.90% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;31 | &nbsp;&nbsp;24.22% | &nbsp;&nbsp;$18002936.00 | &nbsp;&nbsp;26.78% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.56% | &nbsp;&nbsp;$1335000.00 | &nbsp;&nbsp;1.99% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;10 | &nbsp;&nbsp;7.81% | &nbsp;&nbsp;$4086750.00 | &nbsp;&nbsp;6.08% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;4.69% | &nbsp;&nbsp;$5805500.00 | &nbsp;&nbsp;8.64% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.56% | &nbsp;&nbsp;$982800.00 | &nbsp;&nbsp;1.46% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;31 | &nbsp;&nbsp;24.22% | &nbsp;&nbsp;$25820089.00 | &nbsp;&nbsp;38.41% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;96 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;$40958259.00 | &nbsp;&nbsp;60.93% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.78% | &nbsp;&nbsp;$440000.00 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$67218348.00** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

## Exhibit 99.4

**Exhibit 99.4 Schedule 1**

---

| |
|:---|
| ![](ex99-4sch1_001.jpg) |
| **Valuation Report** |
| **Run Date - 2/XX/2026 6:50:17 PM** |

---

---

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 900000810 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 900000852 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000811 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 9/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000812 | XX | XX | XX |  | 11/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 8/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 8/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 900000821 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 900000838 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 900000876 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000816 | XX | XX | XX |  | 11/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 900000872 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 900000834 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000806 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 900000823 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000817 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000837 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 900000859 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 900000831 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000854 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000879 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 900000898 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000869 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000836 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $XX | -9.800% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000822 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 10/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000825 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000878 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000877 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000809 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 900000804 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $XX | -3.690% | 10/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 900000840 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 900000895 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 900000886 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000855 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 900000901 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 900000882 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 900000916 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000929 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 12/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 900000871 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 900000890 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 900000828 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $XX | 5.690% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 9/XX/2025 | Field Review | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 900000909 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000927 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000899 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000843 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000803 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $XX | -1.080% | 10/XX/2025 | 8/XX/2025 | Appraisal | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 900000888 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000900 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 1/XX/2026 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000913 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 900000904 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 900000905 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 900000853 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000914 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000885 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000908 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000910 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 12/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000858 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 900000907 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000850 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 900000842 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 900000867 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 900000911 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000928 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000829 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000847 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000925 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000818 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000865 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 1/XX/2026 | 12/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 900000807 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 8/XX/2025 | 7/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 10/XX/2025 | 7/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000923 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 12/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000902 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000875 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000864 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000802 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 6/XX/2025 | 6/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 900000924 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 12/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000896 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 900000922 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 900000921 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000883 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 12/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 900000805 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 1/XX/2026 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000884 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 900000917 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000832 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 900000870 | XX | XX | XX |  | 11/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000897 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000846 | XX | XX | XX |  | 11/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000849 | XX | XX | XX |  | 11/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 900000861 | XX | XX | XX |  | 11/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000862 | XX | XX | XX |  | 11/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 900000851 | XX | XX | XX |  | 11/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 900000889 | XX | XX | XX |  | 11/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $XX | 5.040% | 11/XX/2025 | 10/XX/2025 | Appraisal | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000857 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000856 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000881 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000868 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000824 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 900000903 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 900000839 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 900000848 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 900000893 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 900000826 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000906 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 900000912 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 900000880 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000892 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 900000891 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 900000819 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000841 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 900000866 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 9/XX/2025 | 8/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $XX | 5.120% | 10/XX/2025 | 10/XX/2025 | Appraisal | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000813 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000833 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000844 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 900000815 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000915 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000820 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $XX | 0.680% | $XX | 11/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000874 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 11/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 900000887 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000808 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000835 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 900000873 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 900000827 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 900000919 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000860 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 12/XX/2025 | 11/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 900000894 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000814 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 10/XX/2025 | 10/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 10/XX/2025 | 10/XX/2025 | Desk Review | XX |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 900000863 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 12/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000920 | XX | XX | XX |  | 12/XX/2025 | $XXX | $XX | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 900000926 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 12/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 900000918 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 9/XX/2025 | 9/XX/2025 | Appraisal | XX | XX | XX |  | $XX | $0.00 | 0.000% | 10/XX/2025 | 9/XX/2025 | Desk Review | XX |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 900000830 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 900000845 | XX | XX | XX |  | 12/XX/2025 | $XXX |  | $XX |  | $0.00 | 0.000% | $XX | 11/XX/2025 | 11/XX/2025 | Appraisal | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 2**

---

| |
|:---|
| ![](ex99-4sch2_001.jpg) |
| **ASF Addendum - Business Purpose** |
| **Run Date - 2/19/2026 6:50:21 PM** |

---

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| Marketing ID | **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| 900000810 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2800.00 | 1004/70 | $2800.00 | Third Party Rental Source | $2658.47 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2658.47 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53579.00 | Yes | $35.00 | $294.94 | $112.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 4.25 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/23/2025 | 746 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000852 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1700.00 | 1073/465 | $1700.00 | Third Party Rental Source | $1855.63 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $1855.63 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | $446.00 | $265.62 | $109.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Trust | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/31/2025 | 729 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 72.308% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000811 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $3500.00 | $1775.00 | 1004/70 | $3500.00 | Rent on Existing Lease | $1900.71 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $1900.71 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $3500.00 | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 | Yes | $85.00 | $127.28 | $71.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 21.63 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 733 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2.1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 67.714% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000812 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2000.00 | 1025/72 | $2000.00 | Third Party Rental Source | $1697.12 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $1697.12 |  |  | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $130.88 | $179.56 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 0.46 | US Citizen | US Citizen | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 675 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 710 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 2 | XXXX | XXXX | 4 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000821 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $2000.00 | $1500.00 | 1004/70 | $2000.00 | Rent on Existing Lease | $1576.78 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1576.78 |  |  | Yes | 11/10/2025 | 11/10/2025 | 1 | Long Term | $2000.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | $119.22 | $102.64 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 5.53 | US Citizen |  | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/09/2025 | 829 | Fair Isaac | 817 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 1 | 1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 74.458% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000838 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2500.00 | 1004/70 | $3000.00 | Multiple Sources | $2860.72 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2860.72 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | $558.03 | $260.98 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual | Retired | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/09/2025 | 816 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX | $0.00 | $500.00 |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000876 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3050.00 | 1025/72 | $3050.00 | Third Party Rental Source | $1239.15 |  | 0.000000 | 0.41 |  |  | 2.46 | 2.46 | $1239.15 |  |  | No |  |  |  | Long Term |  | $750.00 | No |  |  |  | Long Term |  | $1150.00 | No |  |  |  | Long Term |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 | No |  | $81.30 | $113.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.35 |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/06/2025 | 728 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 3 | XXXX | XXXX | 9 | 3 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000816 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3900.00 | 1004/70 | $3900.00 | Third Party Rental Source | $3008.67 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $3008.67 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $300.90 | $82.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 45.78 |  | US Citizen | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Trust | Business Entity |  | XXXX | XXXX |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/21/2025 | 818 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 37.615% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000872 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3200.00 | 1073/465 | $3200.00 | Third Party Rental Source | $1716.87 |  | 0.000000 | 0.54 |  |  | 1.86 | 1.86 | $1716.87 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33300.00 | Yes | $467.00 | $208.15 | $57.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor | 22.63 | US Citizen | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 727 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 795 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 24.874% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000834 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3000.00 | 1004/70 | $3000.00 | Third Party Rental Source | $1852.70 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $1852.70 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60400.00 | Yes | $138.00 | $432.29 | $128.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/30/2025 | 816 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 43.529% | XXXX |  |  | 44.578% |  |  | 44.578% |  |  |  |  |  |  |  |  |
| 900000806 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $3700.00 | $3600.00 | 1004/70 | $3700.00 | Rent on Existing Lease | $3584.29 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3584.29 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $3700.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56953.00 | No |  | $340.50 | $315.09 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | First-Time Investor | 0.42 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/04/2025 | 735 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 3.2 | C2 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 125.786% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000823 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1550.00 | 1004/70 | $1550.00 | Third Party Rental Source | $1421.61 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1421.61 |  |  | No |  |  |  | Long Term |  | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81300.00 | No |  | $36.88 | $257.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 12.21 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/06/2025 | 760 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 1.1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000817 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $4250.00 | $3300.00 | 1004/70 | $4250.00 | Rent on Existing Lease | $4179.60 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4179.60 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $4250.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120900.00 | No |  | $497.26 | $189.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/03/2025 | 745 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 4.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 82.910% | XXXX |  |  | 84.292% |  |  | 84.292% |  |  |  |  |  |  |  |  |
| 900000837 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1900.00 | 1004/70 | $1900.00 | Third Party Rental Source | $1828.62 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1828.62 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | Yes | $17.08 | $478.42 | $165.78 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 13.09 | US Citizen |  | 644 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 644 | Fair Isaac (VER. 2) | 616 | Beacon 5 | 661 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 53.000% | XXXX |  |  | 53.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000859 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $4100.00 | $2325.00 | 1004/70 | $4100.00 | Rent on Existing Lease | $2649.46 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $2649.46 |  |  | Yes | 08/27/2025 | 08/27/2026 | 12 | Long Term | $4100.00 | $2325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 | Yes | $120.00 | $375.93 | $258.70 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.27 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/05/2025 | 716 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000831 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $7200.00 | 1004/70 | $7200.00 | Third Party Rental Source | $2540.18 |  | 0.000000 | 0.35 |  |  | 2.83 | 2.83 | $2540.18 |  |  | No |  |  |  | Long Term |  | $7200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62120.00 | No |  | $123.59 | $495.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.01 | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/20/2025 | 815 | FICO II | 788 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 5 | 4.1 | C1 |  | $0.00 |  |  |  |  |  |  |  | 15.000% | XXXX |  |  | 62.500% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000854 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1775.00 | 1004/70 | $1775.00 | Third Party Rental Source | $1773.63 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1773.63 |  |  | No |  |  |  | Long Term |  | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29900.00 | No |  | $104.54 | $99.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/26/2025 | 773 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 1.1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 79.522% | XXXX |  |  | 84.420% |  |  | 84.420% |  |  |  |  |  |  |  |  |
| 900000879 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $2400.00 | $2000.00 | 1004/70 | $2400.00 | Rent on Existing Lease | $2299.68 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2299.68 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $2400.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 | Yes | $121.00 | $149.08 | $91.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/10/2025 | 813 | Fair Isaac (VER. 2) |  |  | 792 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 80.952% | XXXX |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 900000898 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2700.00 | 1004/70 | $2700.00 | Third Party Rental Source | $2427.69 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2427.69 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31350.00 | No |  | $273.00 | $245.83 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.78 |  |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 51.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/18/2025 | 656 | Fair Isaac (VER. 2) | 674 | FICO Classic V5 Facta | 663 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 3 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000869 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4000.00 | 1025/72 | $4000.00 | Third Party Rental Source | $1294.10 |  | 0.000000 | 0.32 |  |  | 3.09 | 3.09 | $1294.10 |  |  | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $24.98 | $246.08 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.82 | Permanent Resident Alien |  | 650 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 650 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 643 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 4 | XXXX | XXXX | 8 | 4 | C2 |  | $0.00 |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 432.727% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000836 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $3000.00 | $3000.00 | 1004/70 | $3000.00 | Rent on Existing Lease | $2571.04 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2571.04 |  |  | Yes | 08/01/2024 | 08/31/2029 | 61 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $102000.00 | No |  | $288.68 | $312.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.26 | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 663 | Fair Isaac (VER. 2) | 645 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 58.929% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000822 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1800.00 | 1004/70 | $1800.00 | Third Party Rental Source | $1175.86 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $1175.86 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88071.00 | No |  | $146.02 | $71.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.24 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/18/2025 | 752 | Fair Isaac (VER. 2) | 732 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C2 |  | $0.00 |  |  |  |  |  |  |  | 74.863% | XXXX |  |  | 360.526% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000825 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4450.00 | 1004/70 | $4450.00 | Third Party Rental Source | $2846.92 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $2846.92 |  |  | No |  |  |  | Long Term |  | $4450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 | No |  | $782.65 | $126.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.19 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/30/2025 | 817 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 62.766% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000878 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $2356.00 | 1073/465 | $1884.80 | Multiple Sources | $1904.63 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $1904.63 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $2356.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 | Yes | $717.00 | $199.33 | $59.32 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 90.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/10/2025 | 804 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 74.574% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000877 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3900.00 | 1025/72 | $3900.00 | Third Party Rental Source | $3779.71 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3779.71 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | No |  | $470.54 | $265.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/20/2025 | 778 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 98 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 3 | XXXX | XXXX | 7 | 3 | Average | XXXX | $0.00 |  |  |  |  |  |  |  | 85.000% | XXXX |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 900000809 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $7500.00 | 1004/70 | $7500.00 | Third Party Rental Source | $5902.32 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $5902.32 |  |  | No |  |  |  | Long Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48300.00 | No |  | $489.14 | $111.62 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 11.85 |  | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Trust | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/11/2025 | 745 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 62.833% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000804 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3050.00 | 1004/70 | $3050.00 | Third Party Rental Source | $4005.72 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $4005.72 |  |  | No |  |  |  | Long Term |  | $3050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $422.31 | $121.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.38 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/17/2025 | 642 | FICO II | 733 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 6 | 3.1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 119.933% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000840 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1750.00 | 1004/70 | $1750.00 | Third Party Rental Source | $1733.26 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1733.26 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21400.00 | No |  | $181.83 | $67.58 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.50 |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/10/2025 | 682 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 | XX | XX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/10/2025 | 761 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C2 |  | $0.00 |  |  |  |  |  |  |  | 67.430% | XXXX |  |  | 110.213% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000895 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2000.00 | 1004/70 | $2000.00 | Third Party Rental Source | $1760.80 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1760.80 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $570.72 | $123.72 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/17/2025 | 737 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 900000886 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4800.00 | 1025/72 | $4800.00 | Third Party Rental Source | $4013.91 |  | 0.000000 | 0.84 |  |  | 1.20 | 1.2 | $4013.91 |  |  | No |  |  |  | Long Term |  | $2400.00 | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 | No |  | $782.17 | $349.59 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.74 |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Corp | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/21/2025 | 741 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 2 | XXXX | XXXX | 6 | 6 | C1 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000855 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3000.00 | 1004/70 | $3000.00 | Third Party Rental Source | $2682.21 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2682.21 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28800.00 | No |  | $565.25 | $133.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.48 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/04/2025 | 741 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 3.1 | C1 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000901 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2400.00 | 1004/70 | $2400.00 | Third Party Rental Source | $2153.12 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2153.12 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39590.00 | Yes | $112.00 | $253.67 | $71.01 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/17/2025 | 786 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 3 | C1 | XXXX | $0.00 |  |  |  |  |  |  |  | 68.782% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 900000882 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $8500.00 | $5100.00 | 1004/70 | $5100.00 | Third Party Rental Source | $5008.72 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $5008.72 |  |  | Yes | 11/01/2025 | 11/30/2026 | 13 | Long Term | $8500.00 | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 | No |  | $1086.43 | $136.21 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.49 |  |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/04/2025 | 663 | Fair Isaac (VER. 2) | 665 | FICO Classic V5 Facta | 655 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 3.1 | C1 |  | $0.00 |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000916 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1800.00 | 1004/70 | $1800.00 | Third Party Rental Source | $1784.73 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1784.73 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $349.96 | $70.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/25/2025 | 782 | FICO II | 774 | Beacon 5 | 758 | FICO Risk Score Classic 04 | 3 | XX | XX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/25/2025 | 818 | FICO II | 813 | Beacon 5 | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 74.074% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000929 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $8800.00 | $6200.00 | 1025/72 | $8800.00 | Rent on Existing Lease | $6915.21 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $6915.21 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3800.00 | $3000.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $5000.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52300.00 | No |  | $1015.63 | $156.67 | Level 4-Stated/Verified as defined | No | 1 | 0 | No | No |  | Experienced Investor |  | US Citizen |  | 658 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 737 | Fair Isaac (VER. 2) | 619 | FICO Classic V5 Facta | 658 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 2 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 74.872% | XXXX |  |  | 74.872% |  |  | 74.872% |  |  |  |  |  |  |  |  |
| 900000871 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1800.00 | 1004/70 | $1800.00 | Third Party Rental Source | $1660.31 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1660.31 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30500.00 | No |  | $71.65 | $128.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.70 |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/06/2025 | 749 | FICO II | 770 | Beacon 5 | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 |  | $0.00 |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 995.633% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000890 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $8500.00 | 1004/70 | $8500.00 | Third Party Rental Source | $7670.75 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $7670.75 |  |  | No |  |  |  | Long Term |  | $8500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $229180.00 | No |  | $970.50 | $245.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/25/2025 | 768 | FICO II | 808 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 5 | 3 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | 74.151% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000828 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $6300.00 | 1004/70 | $6300.00 | Third Party Rental Source | $5858.88 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $5858.88 |  |  | No |  |  |  | Long Term |  | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78000.00 | No |  | $1287.25 | $184.13 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.01 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/16/2025 | 755 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 5 | 3.1 | C2 |  | $0.00 |  |  |  |  |  |  |  | 63.415% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000909 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $2800.00 | $1850.00 | 1004/70 | $1850.00 | Third Party Rental Source | $1509.94 |  | 0.000000 | 0.82 |  |  | 1.23 | 1.23 | $1509.94 |  |  | Yes | 01/01/2025 | 12/31/2026 | 24 | Long Term | $2800.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27160.00 | No |  | $102.23 | $139.00 | Level 3-Stated/Partially Verified | No | 1 | 12 | No |  |  | Experienced Investor | 1.07 |  |  | 643 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/09/2025 | 600 | Fair Isaac (VER. 2) | 643 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 91.667% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000927 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2300.00 | 1004/70 | $2300.00 | Third Party Rental Source | $2683.36 |  | 0.000000 | 1.17 |  |  | 0.86 | 0.86 | $2683.36 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42500.00 | No |  | $391.98 | $58.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 18.70 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 636 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000899 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3700.00 | 1025/72 | $3700.00 | Third Party Rental Source | $3421.17 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3421.17 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 | No |  | $418.22 | $225.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/18/2025 | 786 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 3 | XXXX | XXXX | 6 | 3 | Average | XXXX | $0.00 |  |  |  |  |  |  |  | 83.046% | XXXX |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 900000843 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4400.00 | 1025/72 | $4400.00 | Third Party Rental Source | $3839.12 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3839.12 |  |  | No |  |  |  | Long Term |  | $2200.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 | No |  | $999.27 | $285.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.87 | US Citizen |  | 650 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 650 | Fair Isaac (VER. 2) | 643 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 2 | XXXX | XXXX | 4 | 2 | Good |  | $0.00 |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000803 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2400.00 | 1004/70 | $2400.00 | Third Party Rental Source | $2901.39 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $2901.39 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44800.00 | No |  | $693.32 | $169.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 24.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/20/2025 | 734 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 | XX | XX | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/18/2025 | 720 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 1.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 74.189% | XXXX |  |  | 74.694% |  |  | 74.694% |  |  |  |  |  |  |  |  |
| 900000888 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2300.00 | 1004/70 | $2300.00 | Third Party Rental Source | $1824.80 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1824.80 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | $555.00 | $302.08 | $73.34 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 781 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 54.000% | XXXX |  |  | 55.862% |  |  | 55.862% |  |  |  |  |  |  |  |  |
| 900000900 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $5100.00 | 1025/72 | $5100.00 | Third Party Rental Source | $3214.64 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $3214.64 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | No |  | $929.09 | $162.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 24.41 | US Citizen |  | 651 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 674 | Fair Isaac (VER. 2) | 651 | FICO Classic V5 Facta | 622 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 2 | XXXX | XXXX | 5 | 3 | C4 |  | $0.00 |  |  |  |  |  |  |  | 33.898% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000913 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3600.00 | 1073/465 | $3600.00 | Third Party Rental Source | $4621.86 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $4621.86 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5000.00 | Yes | $0.00 | $1007.69 | $175.39 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 807 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 807 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 73.846% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000904 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $1850.00 | $1850.00 | 1004/70 | $1850.00 | Rent on Existing Lease | $1739.69 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1739.69 |  |  | Yes | 08/01/2024 | 07/31/2026 | 24 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23010.00 | No |  | $568.50 | $114.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.81 | US Citizen |  | 647 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 626 | Fair Isaac (VER. 2) | 693 | FICO Classic V5 Facta | 647 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C2 |  | $0.00 |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000905 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2100.00 | 1004/70 | $2100.00 | Third Party Rental Source | $1840.86 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1840.86 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | $265.73 | $141.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/20/2025 | 750 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000853 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2500.00 | 1004/70 | $2500.00 | Third Party Rental Source | $1673.49 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $1673.49 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27130.00 | No |  | $269.83 | $110.17 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.28 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/03/2025 | 788 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 |  | $0.00 |  |  |  |  |  |  |  | 85.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000914 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3400.00 | 1025/72 | $3400.00 | Third Party Rental Source | $3101.36 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $3101.36 |  |  | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79400.00 | No |  | $427.08 | $413.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 750 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 2 | XXXX | XXXX | 6 | 3 | Average | XXXX | $0.00 |  |  |  |  |  |  |  | 82.583% | XXXX |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 900000885 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2275.00 | 1004/70 | $2275.00 | Third Party Rental Source | $1692.29 |  | 0.000000 | 0.74 |  |  | 1.34 | 1.34 | $1692.29 |  |  | No |  |  |  | Long Term |  | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 | No |  | $322.16 | $80.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.27 |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/12/2025 | 690 | FICO II | 737 | Beacon 5 | 760 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 283.846% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000908 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2200.00 | 1004/70 | $2200.00 | Third Party Rental Source | $1708.48 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $1708.48 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27130.00 | No |  | $276.08 | $108.83 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.55 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/03/2025 | 788 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 |  | $0.00 |  |  |  |  |  |  |  | 85.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000910 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3000.00 | 1025/72 | $3000.00 | Third Party Rental Source | $2847.75 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2847.75 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $125800.00 | No |  | $419.94 | $188.58 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/12/2025 | 665 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 642 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 2 | XXXX | XXXX | 4 | 4 | Average | XXXX | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000858 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4700.00 | 1004/70 | $4700.00 | Third Party Rental Source | $6250.14 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $6250.14 |  |  | No |  |  |  | Long Term |  | $4700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57200.00 | No |  | $517.86 | $353.67 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor | 0.57 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/03/2025 | 775 | Fair Isaac (VER. 2) | 678 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 3 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000907 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2200.00 | 1004/70 | $2200.00 | Third Party Rental Source | $1663.60 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1663.60 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27130.00 | No |  | $282.42 | $108.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.54 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/03/2025 | 788 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 |  | $0.00 |  |  |  |  |  |  |  | 85.000% | XXXX |  |  | 459.736% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000850 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $4000.00 | $3400.00 | 1004/70 | $4000.00 | Rent on Existing Lease | $3910.85 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $3910.85 |  |  | Yes | 01/01/2026 | 01/31/2027 | 13 | Long Term | $4000.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $664.32 | $145.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/30/2025 | 792 | FICO II | 793 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 76.129% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000842 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $4050.00 | $2950.00 | 1004/70 | $4050.00 | Rent on Existing Lease | $3780.36 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $3780.36 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $4050.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49500.00 | No |  | $217.33 | $1085.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.28 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/27/2025 | 778 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 |  | $0.00 |  |  |  |  |  |  |  | 74.468% | XXXX |  |  | 85.366% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000867 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1600.00 | 1073/465 | $1600.00 | Third Party Rental Source | $1539.37 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1539.37 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | Yes | $220.00 | $45.88 | $67.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.57 |  |  | 659 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Corp | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/05/2025 | 717 | Fair Isaac (VER. 2) | 659 | FICO Classic V5 Facta | 648 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.455% | XXXX |  |  | 106.897% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000911 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2850.00 | 1004/70 | $2850.00 | Third Party Rental Source | $3307.69 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $3307.69 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84200.00 | Yes | $130.00 | $301.48 | $142.36 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/20/2025 | 798 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 72.196% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000928 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2850.00 | 1004/70 | $2850.00 | Third Party Rental Source | $2794.60 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2794.60 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44300.00 | No |  | $414.50 | $134.17 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/08/2025 | 803 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000829 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $10900.00 | 1025/72 | $10900.00 | Third Party Rental Source | $13652.00 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $13652.00 |  |  | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $4000.00 | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $238200.00 | No |  | $2441.62 | $334.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/17/2025 | 738 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 3 | XXXX | XXXX | 10 | 5 | Average | XXXX | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 900000847 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $3250.00 | $2050.00 | 1004/70 | $3250.00 | Rent on Existing Lease | $2661.13 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $2661.13 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3250.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41600.00 | No |  | $722.15 | $213.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor | 0.09 |  |  | 659 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 648 | FICO II | 659 | Beacon 5 | 668 | FICO Risk Score Classic 04 | 3 | XX | XX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 632 | FICO II | 638 | Beacon 5 | 641 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2 | C4 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000925 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3650.00 | 1073/465 | $3650.00 | Third Party Rental Source | $3118.98 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $3118.98 |  |  | No |  |  |  | Long Term |  | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | Yes | $490.00 | $710.24 | $32.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/04/2025 | 690 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 900000818 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4800.00 | 1025/72 | $4800.00 | Third Party Rental Source | $4571.71 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $4571.71 |  |  | No |  |  |  | Long Term |  | $2400.00 | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $161520.00 | No |  | $1102.52 | $256.43 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 792 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Individual |  | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 792 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 2 | XXXX | XXXX | 6 | 2.2 | Good | XXXX | $0.00 |  |  |  |  |  |  |  | 74.888% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000865 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $5250.00 | $4000.00 | 1004/70 | $5250.00 | Rent on Existing Lease | $5213.58 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $5213.58 |  |  | Yes | 08/01/2025 | 01/31/2027 | 18 | Long Term | $5250.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 | No |  | $547.34 | $219.42 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | First-Time Investor | 0.46 |  | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/10/2025 | 750 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 85.000% | XXXX |  |  | 100000.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000807 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3375.00 | 1004/70 | $3375.00 | Third Party Rental Source | $2682.90 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2682.90 |  |  | No |  |  |  | Long Term |  | $3375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 | No |  | $260.40 | $129.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/01/2025 | 721 | FICO II | 703 | Beacon 5 | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000923 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $6900.00 | 1004/70 | $6900.00 | Third Party Rental Source | $5833.20 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5833.20 |  |  | No |  |  |  | Long Term |  | $6900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 | No |  | $770.28 | $196.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 15.26 |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/12/2025 | 798 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 6 | 4.1 | C2 |  | $0.00 |  |  |  |  |  |  |  | 42.778% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000902 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2800.00 | 1004/70 | $2800.00 | Third Party Rental Source | $2740.96 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2740.96 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35100.00 | Yes | $8.00 | $415.21 | $195.38 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.29 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  | XXXX | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/01/2025 | 764 | FICO II | 725 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000875 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $3200.00 | 1004/70 | $3200.00 | Third Party Rental Source | $3022.36 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3022.36 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64300.00 | No |  | $221.98 | $240.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/07/2025 | 788 | FICO II | 789 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000864 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4525.00 | 1004/70 | $4525.00 | Third Party Rental Source | $4588.69 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $4588.69 |  |  | No |  |  |  | Long Term |  | $4525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 | No |  | $718.66 | $128.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 783 | FICO II | 789 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 3 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 900000802 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $7250.00 | 1004/70 | $7250.00 | Third Party Rental Source | $5719.21 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $5719.21 |  |  | No |  |  |  | Long Term |  | $7250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | No |  | $1031.94 | $175.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.49 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 11 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/22/2025 | 766 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000924 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $7790.00 | 1025/72 | $7790.00 | Third Party Rental Source | $6521.58 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $6521.58 |  |  | No |  |  |  | Long Term |  | $2450.00 | No |  |  |  | Long Term |  | $1645.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $2195.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42400.00 | No |  | $631.47 | $159.83 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.92 | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 808 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 4 | XXXX | XXXX | 6 | 6 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000896 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $4900.00 | 1025/72 | $4900.00 | Third Party Rental Source | $1525.85 |  | 0.000000 | 0.31 |  |  | 3.21 | 3.21 | $1525.85 |  |  | No |  |  |  | Long Term |  | $2450.00 | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 | No |  | $492.05 | $73.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 99.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/15/2025 | 822 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 2 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 20.000% | XXXX |  |  | 20.000% |  |  | 20.000% |  |  |  |  |  |  |  |  |
| 900000922 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $3000.00 | $2700.00 | 1004/70 | $3000.00 | Rent on Existing Lease | $2892.21 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2892.21 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $3000.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | $374.27 | $178.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.52 |  |  | 664 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/25/2025 | 661 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 664 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 85.750% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000921 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2300.00 | 1004/70 | $2300.00 | Third Party Rental Source | $1616.24 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1616.24 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 | No |  | $197.02 | $204.00 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/01/2025 | 786 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | Individual | Individual |  | XXXX | XXXX | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/01/2025 | 779 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | 47.506% | XXXX |  |  | 53.333% |  |  | 53.333% |  |  |  |  |  |  |  |  |
| 900000883 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1400.00 | 1004/70 | $1400.00 | Third Party Rental Source | $1269.03 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1269.03 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20800.00 | No |  | $182.58 | $95.21 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.37 | US Citizen |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 677 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 536.170% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000805 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $1700.00 | 1073/465 | $1700.00 | Third Party Rental Source | $1697.17 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1697.17 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | $280.00 | $109.43 | $53.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.03 |  |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/15/2025 | 689 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 668 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2.1 | C4 |  | $0.00 |  |  |  |  |  |  |  | 59.990% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000884 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2000.00 | 1004/70 | $2000.00 | Third Party Rental Source | $1419.13 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1419.13 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 | No |  | $136.66 | $88.07 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.51 |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/11/2025 | 754 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000917 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | No | Long Term |  | $2250.00 | 1004/70 | $2250.00 | Third Party Rental Source | $2073.63 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2073.63 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 | Yes | $9.17 | $372.22 | $132.81 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.93 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/01/2025 | 772 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 73.329% | XXXX |  |  | 95.056% | XXXX |  |  |  |  |  |  |  |  |  |  |
| 900000832 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $2800.00 | $2650.00 | 1004/70 | $2800.00 | Rent on Existing Lease | $2724.05 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2724.05 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 | Long Term | $2800.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | Yes | $12.08 | $680.57 | $136.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 757 | Fair Isaac (VER. 2) | 747 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | 78.933% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 900000870 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $2250.00 | $2400.00 | 1004/70 | $2400.00 | Third Party Rental Source | $2253.21 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2253.21 |  |  | Yes | 03/21/2025 | 03/31/2026 | 12 | Long Term | $2250.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 | No |  | $201.12 | $142.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 14.13 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | Individual | Individual |  | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 780 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 |  | $0.00 |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000897 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes | Yes | Long Term | $9500.00 | $9500.00 | 1025/72 | $9500.00 | Rent on Existing Lease | $8058.66 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $8058.66 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $3800.00 | $3800.00 | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $3200.00 | $3200.00 | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | No |  | $1847.86 | $659.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 4.26 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 | No | XXXX | LLC | Business Entity |  | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/29/2025 | 795 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 3 | XXXX | XXXX | 9 | 5 | C3 |  | $0.00 |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000889 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $19760.21 |  | 0.443284 |  |  |  |  |  | $19760.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $400.00 | $1723.29 | $1079.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 760 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 3.1 | C3 | XXXX |  | $91746.60 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000857 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $6475.43 |  | 0.259742 |  |  |  |  |  | $6475.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $315.09 | $151.33 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 0.44 |  |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | LLC | Business Entity | Unemployed | XXXX | XXXX | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX |  | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 11/13/2025 | 700 | Fair Isaac (VER. 2) | 697 | Beacon 5 | 671 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 2 | XXXX | XXXX | 4 | 3 | C2 |  |  | $208150.24 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000856 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $2024.81 |  | 0.277526 |  |  |  |  |  | $2024.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45.83 | $633.76 | $83.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/03/2025 | 754 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 | XXXX |  | $20000.00 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000881 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $4605.87 |  | 0.100177 |  |  |  |  |  | $4605.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $845.67 | $393.16 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.59 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 733 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C4 |  |  | $78616.00 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000868 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $16926.99 |  | 0.042148 |  |  |  |  |  | $16926.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $600.00 | $2459.84 | $728.58 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | LLC | Business Entity | Unemployed | XXXX | XXXX | 2 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/15/2025 | 766 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 5 | 4.1 | C2 | XXXX |  | $593888.86 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000848 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $2944.32 |  | 0.173447 |  |  |  |  |  | $2944.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $82.31 | $114.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Unemployed | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/30/2025 | 741 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | Individual | Individual | Employed | XXXX | XXXX | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/30/2025 | 752 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 1 | C3 | XXXX |  | $72453.36 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000880 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $1426.16 |  | 0.068335 |  |  |  |  |  | $1426.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $129.00 | $195.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 689 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX |  | $53847.42 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000892 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $6824.88 |  | 0.453881 |  |  |  |  |  | $6824.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $391.95 | $257.93 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | LLC | Business Entity | Unemployed | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX |  | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 10/22/2025 | 739 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 | XX | XX | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 10/22/2025 | 812 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2 | C4 | XXXX |  | $61955.29 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000866 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $22502.52 |  | 0.279603 |  |  |  |  |  | $22502.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2216.76 | $476.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 2.87 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | LLC | Business Entity | Unemployed | XXXX | XXXX | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX | XXXX |  | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 4-Stated/Verified as defined | Classic | 11/05/2025 | 793 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 3 | XXXX | XXXX | 8 | 8.3 | C2 |  |  | $99108.95 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000813 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $4851.80 |  | 0.213062 |  |  |  |  |  | $4851.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $857.46 | $259.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.36 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 741 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  |  | $34596.03 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000833 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $8814.94 |  | 0.133822 |  |  |  |  |  | $8814.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $99.75 | $2291.38 | $370.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.43 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 738 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 6 | 6.1 | C2 |  |  | $89065.95 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000815 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $2870.06 |  | 0.334434 |  |  |  |  |  | $2870.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $307.00 | $427.46 | $93.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 6.59 | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 778 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual | Employed | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 787 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 |  |  | $14118.00 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000808 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $4757.18 |  | 0.195404 |  |  |  |  |  | $4757.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $625.00 | $120.01 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 730 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX |  | $100704.80 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000814 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | Yes |  |  |  |  |  |  |  | $3223.44 |  | 0.136734 |  |  |  |  |  | $3223.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $643.22 | $180.10 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.53 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/30/2025 | 769 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 |  |  | $48198.85 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 900000845 | XXXX | XXXX | XXXX |  |  | XX | XX | XX | XX | No |  |  |  |  |  |  |  | $2337.23 |  | 0.069665 |  |  |  |  |  | $2337.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64.33 | $365.30 | $52.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.43 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Individual | Individual | Employed | XXXX | XXXX | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 741 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 |  |  | $34594.81 |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 3**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-4sch3_001.jpg) |  |  |  |  |  |  |  |  |
| **Rating Agency Grades** |  |  |  |  |  |  |  |  |
| **Run Date - 2/19/2026 6:50:17 PM** |  |  |  |  |  |  |  |  |
| **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |

---

---

| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** |
| 900000810 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000852 | XX | XX | XX |  | 442691LRL | $XX C |  | C | B | N/A | N/A | N/A | N/A | N/A | B |
| 900000811 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000812 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000821 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000838 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000876 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000816 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000872 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000834 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000806 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000823 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000817 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000837 | XX | XX | XX |  | 442691LRL | $XX D |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000859 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000831 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000854 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000879 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000898 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000869 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000836 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000822 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000825 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000878 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000877 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000809 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000804 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000840 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000895 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000886 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000855 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000901 | XX | XX | XX |  | 442691LRL | $XX C |  | C | B | N/A | N/A | N/A | N/A | N/A | B |
| 900000882 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000916 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000929 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000871 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000890 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000828 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000909 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000927 | XX | XX | XX |  | 442691LRL | $XX D |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000899 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000843 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000803 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000888 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000900 | XX | XX | XX |  | 442691LRL | $XX A |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000913 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000904 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000905 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000853 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000914 | XX | XX | XX |  | 442691LRL | $XX B |  | B | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000885 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000908 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000910 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000858 | XX | XX | XX |  | 442691LRL | $XX D |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000907 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000850 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000842 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000867 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000911 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000928 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000829 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000847 | XX | XX | XX |  | 442691LRL | $XX C |  | C | B | N/A | N/A | N/A | N/A | N/A | B |
| 900000925 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000818 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000865 | XX | XX | XX |  | 442691LRL | $XX A |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000807 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000923 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000902 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000875 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000864 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000802 | XX | XX | XX |  | 442691LRL | $XX D |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000924 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000896 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000922 | XX | XX | XX |  | 442691LRL | $XX C |  | C | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000921 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000883 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000805 | XX | XX | XX |  | 442691LRL | $XX A |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000884 | XX | XX | XX |  | 442691LRL | $XX B |  | B | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000917 | XX | XX | XX |  | 442691LRL | $XX A |  | D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000832 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000870 | XX | XX | XX |  | 442691LRL | $XX C D |  | C D | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000897 | XX | XX | XX |  | 442691LRL | $XX A |  | A | A | N/A | N/A | N/A | N/A | N/A | A |
| 900000846 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000849 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000861 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000862 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000851 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000889 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000857 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000856 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000881 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000868 | XX | XX | XX |  | 442691CCTRL | $XX C D | A | C D | A | A | A | A | A | A | A |
| 900000824 | XX | XX | XX |  | 442691CCTRL | $XX A | A | D | A | A | A | A | A | A | A |
| 900000903 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000839 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000848 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000893 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000826 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000906 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000912 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000880 | XX | XX | XX |  | 442691CCTRL | $XX A | B | B | A | A | A | A | A | A | A |
| 900000892 | XX | XX | XX |  | 442691CCTRL | $XX C D | A | C D | A | A | A | A | A | A | A |
| 900000891 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000819 | XX | XX | XX |  | 442691CCTRL | $XX A | C | C | A | B | B | B | B | B | B |
| 900000841 | XX | XX | XX |  | 442691CCTRL | $XX B | A | B | A | A | A | A | A | A | A |
| 900000866 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000813 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000833 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000844 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000815 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000915 | XX | XX | XX |  | 442691CCTRL | $XX A | C | C | A | B | B | B | B | B | B |
| 900000820 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000874 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000887 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000808 | XX | XX | XX |  | 442691CCTRL | $XX A | D | D | A | A | A | A | A | A | A |
| 900000835 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000873 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000827 | XX | XX | XX |  | 442691CCTRL | $XX A | C | C | A | B | B | B | B | B | B |
| 900000919 | XX | XX | XX |  | 442691CCTRL | $XX A | C | C | A | A | A | A | A | A | A |
| 900000860 | XX | XX | XX |  | 442691CCTRL | $XX C | A | C | A | A | A | A | A | A | A |
| 900000894 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000814 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000863 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000920 | XX | XX | XX |  | 442691CCTRL | $XX A | C | C | A | B | B | B | B | B | B |
| 900000926 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000918 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000830 | XX | XX | XX |  | 442691CCTRL | $XX A | A | A | A | A | A | A | A | A | A |
| 900000845 | XX | XX | XX |  | 442691CCTRL | $XX C D | A | C D | A | A | A | A | A | A | A |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 4**

---

| |
|:---|
| ![](ex99-4sch4_001.jpg) |
| **Data Compare (Non-Ignored)** |
| **Run Date - 2/19/2026 6:51:52 PM** |

---

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 900000810 | XX | XX | XX |  |  | Note Date |  | 2025-XX-02 | Verified | Field Value reflects Note Date per the Note |
| 900000810 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance loan |
| 900000852 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000811 | XX | XX | XX |  |  | Note Date |  | 2025-XX-02 | Verified | Field Value reflects Note Date per the Note |
| 900000811 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000821 | XX | XX | XX |  |  | Note Date |  | 2025-XX-04 | Verified | Field Value reflects Note Date per the Note |
| 900000821 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.27 | Verified | Due to rounding. |
| 900000838 | XX | XX | XX |  |  | Note Date |  | 2025-XX-03 | Verified | Field Value reflects Note Date per the Note |
| 900000876 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000876 | XX | XX | XX |  |  | Note Date |  | 2025-XX-05 | Verified | Field Value reflects Note Date per the Note |
| 900000876 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Refinance transaction. |
| 900000816 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000816 | XX | XX | XX |  |  | Note Date |  | 2025-XX-24 | Verified | Field Value reflects Note Date per the Note |
| 900000816 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance Loan |
| 900000872 | XX | XX | XX |  |  | Note Date |  | 2025-XX-03 | Verified | Field Value reflects Note Date per the Note |
| 900000872 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | The subject loan transaction is a refinance. |
| 900000834 | XX | XX | XX |  |  | Note Date |  | 2025-XX-03 | Verified | Field Value reflects Note Date per the Note |
| 900000834 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.61 | 1.62 | Verified | DSCR Rounded Up |
| 900000806 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000806 | XX | XX | XX |  |  | Note Date |  | 2025-XX-04 | Verified | Field Value reflects Note Date per the Note |
| 900000806 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Refinance |
| 900000823 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000823 | XX | XX | XX |  |  | Note Date |  | 2025-XX-01 | Verified | Field Value reflects Note Date per the Note |
| 900000823 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000823 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.09 | Verified | Field value reflects source document |
| 900000817 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000837 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000859 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000859 | XX | XX | XX |  |  | Note Date |  | 2025-XX-08 | Verified | Field Value reflects Note Date per the Note |
| 900000859 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000831 | XX | XX | XX |  |  | Note Date |  | 2025-XX-04 | Verified | Field Value reflects Note Date per the Note |
| 900000831 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Refinance Transaction. |
| 900000854 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000879 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000879 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000879 | XX | XX | XX |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 900000898 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000898 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000898 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance Transaction. |
| 900000869 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000869 | XX | XX | XX |  |  | Note Date |  | 2025-XX-10 | Verified | Field Value reflects Note Date per the Note |
| 900000836 | XX | XX | XX |  |  | Note Date |  | 2025-XX-06 | Verified | Field Value reflects Note Date per the Note |
| 900000822 | XX | XX | XX |  |  | Note Date |  | 2025-XX-10 | Verified | Field Value reflects Note Date per the Note |
| 900000822 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Refinance Transaction. |
| 900000825 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000825 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000878 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000878 | XX | XX | XX |  |  | Note Date |  | 2025-XX-09 | Verified | Field Value reflects Note Date per the Note |
| 900000878 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 0.98 | 0.99 | Verified | Field value reflects source document |
| 900000877 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000877 | XX | XX | XX |  |  | Note Date |  | 2025-XX-11 | Verified | Field Value reflects Note Date per the Note |
| 900000809 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000809 | XX | XX | XX |  |  | Note Date |  | 2025-XX-10 | Verified | Field Value reflects Note Date per the Note |
| 900000809 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance loan |
| 900000804 | XX | XX | XX |  |  | Note Date |  | 2025-XX-11 | Verified | Field Value reflects Note Date per the Note |
| 900000804 | XX | XX | XX |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 900000804 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000840 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000840 | XX | XX | XX |  |  | Note Date |  | 2025-XX-12 | Verified | Field Value reflects Note Date per the Note |
| 900000840 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Per Appraisal |
| 900000840 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Verified | Field value reflects source document |
| 900000895 | XX | XX | XX |  |  | Note Date |  | 2025-XX-11 | Verified | Field Value reflects Note Date per the Note |
| 900000895 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | Verified | Field value reflects source document |
| 900000886 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000855 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000855 | XX | XX | XX |  |  | Note Date |  | 2025-XX-11 | Verified | Field Value reflects Note Date per the Note |
| 900000901 | XX | XX | XX |  |  | Representative FICO | 786 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 900000916 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000916 | XX | XX | XX |  |  | Note Date |  | 2025-XX-11 | Verified | Field Value reflects Note Date per the Note |
| 900000916 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Verified | Due to round off |
| 900000871 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000871 | XX | XX | XX |  |  | Note Date |  | 2025-XX-04 | Verified | Field Value reflects Note Date per the Note |
| 900000871 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000890 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.11 | Verified | Due to rounded value |
| 900000828 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000828 | XX | XX | XX |  |  | Note Date |  | 2025-XX-10 | Verified | Field Value reflects Note Date per the Note |
| 900000828 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.08 | Verified | Rounded off |
| 900000909 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000909 | XX | XX | XX |  |  | Note Date |  | 2025-XX-10 | Verified | Field Value reflects Note Date per the Note |
| 900000909 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Refinance transaction |
| 900000927 | XX | XX | XX |  |  | Note Date |  | 2025-XX-17 | Verified | Field Value reflects Note Date per the Note |
| 900000899 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000899 | XX | XX | XX |  |  | Note Date |  | 2025-XX-16 | Verified | Field Value reflects Note Date per the Note |
| 900000843 | XX | XX | XX |  |  | Note Date |  | 2025-XX-16 | Verified | Field Value reflects Note Date per the Note |
| 900000843 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance case |
| 900000803 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000803 | XX | XX | XX |  |  | Note Date |  | 2025-XX-18 | Verified | Field Value reflects Note Date per the Note |
| 900000803 | XX | XX | XX |  |  | Representative FICO | 782 | 761 | Verified | FICO score considered from latest credit report |
| 900000803 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.83 | Verified | Field value reflects source document |
| 900000900 | XX | XX | XX |  |  | Note Date |  | 2025-XX-18 | Verified | Field Value reflects Note Date per the Note |
| 900000900 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.58 | 1.59 | Verified | Field value reflects source document |
| 900000913 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000905 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000905 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000853 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000853 | XX | XX | XX |  |  | Note Date |  | 2025-XX-18 | Verified | Field Value reflects Note Date per the Note |
| 900000853 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000914 | XX | XX | XX |  |  | Note Date |  | 2025-XX-17 | Verified | Field Value reflects Note Date per the Note |
| 900000914 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.10 | Verified | Field value reflects source document |
| 900000885 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000885 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000908 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000908 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000908 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000910 | XX | XX | XX |  |  | Note Date |  | 2025-XX-22 | Verified | Field Value reflects Note Date per the Note |
| 900000858 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000858 | XX | XX | XX |  |  | Note Date |  | 2025-XX-18 | Verified | Field Value reflects Note Date per the Note |
| 900000858 | XX | XX | XX |  |  | Representative FICO | 748 | 713 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 900000907 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000907 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000907 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000850 | XX | XX | XX |  |  | Note Date |  | 2025-XX-22 | Verified | Field Value reflects Note Date per the Note |
| 900000842 | XX | XX | XX |  |  | Note Date |  | 2025-XX-22 | Verified | Field Value reflects Note Date per the Note |
| 900000867 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000867 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000867 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000911 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000928 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000829 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000847 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Borrower is Business Entity. |
| 900000847 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Bid Tape Field Value is Blank. |
| 900000847 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance |
| 900000925 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000925 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000925 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.17 | Verified | Lenders calculation does not include the HOA fees. The lenders approval reflects 1.17 for the DSCR. |
| 900000865 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000865 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000865 | XX | XX | XX |  |  | Contract Sales Price | XX | XX | Verified | Out of scope. |
| 900000807 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000807 | XX | XX | XX |  |  | Note Date |  | 2025-XX-16 | Verified | Field Value reflects Note Date per the Note |
| 900000807 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | Verified | Rounding. |
| 900000923 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000902 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000902 | XX | XX | XX |  |  | Note Date |  | 2025-XX-24 | Verified | Field Value reflects Note Date per the Note |
| 900000875 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000875 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.06 | Verified | Due to rounding. |
| 900000864 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000864 | XX | XX | XX |  |  | Representative FICO | 765 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 900000802 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000802 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000802 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.27 | Verified | Field value reflects source document |
| 900000924 | XX | XX | XX |  |  | Note Date |  | 2025-XX-22 | Verified | Field Value reflects Note Date per the Note |
| 900000896 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000896 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000922 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000922 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000921 | XX | XX | XX |  |  | Note Date |  | 2025-XX-20 | Verified | Field Value reflects Note Date per the Note |
| 900000883 | XX | XX | XX |  |  | Note Date |  | 2025-XX-22 | Verified | Field Value reflects Note Date per the Note |
| 900000805 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000805 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000805 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000805 | XX | XX | XX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 1.00 | Verified | Field value reflects source document |
| 900000884 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000884 | XX | XX | XX |  |  | Note Date |  | 2025-XX-19 | Verified | Field Value reflects Note Date per the Note |
| 900000884 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance loan |
| 900000917 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000917 | XX | XX | XX |  |  | Note Date |  | 2025-XX-23 | Verified | Field Value reflects Note Date per the Note |
| 900000832 | XX | XX | XX |  |  | Note Date |  | 2025-XX-02 | Verified | Field Value reflects Note Date per the Note |
| 900000870 | XX | XX | XX |  |  | Note Date |  | 2025-XX-25 | Verified | Field Value reflects Note Date per the Note |
| 900000897 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000862 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Unable to verify due to missing information |
| 900000856 | XX | XX | XX |  |  | Borrower First Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000856 | XX | XX | XX |  |  | Original LTV | 65.07 | 70 | Verified | Tape value reflects the higher of multiple Appraisals in file, Field Value reflects the lowest appraised value |
| 900000881 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000839 | XX | XX | XX |  |  | Original LTV | 77.94 | 78.95652 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000848 | XX | XX | XX |  |  | Representative FICO | 800 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 900000848 | XX | XX | XX |  |  | Original LTV | 82.02 | 85 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000826 | XX | XX | XX |  |  | Zip |  | XX | Verified | Field Value reflects Zip per Note |
| 900000906 | XX | XX | XX |  |  | Original LTV | 73.53 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000912 | XX | XX | XX |  |  | Original LTV | 78.99 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000880 | XX | XX | XX |  |  | Original LTV | 78.18 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000819 | XX | XX | XX |  |  | Original LTV | 77.78 | 85 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000866 | XX | XX | XX |  |  | Borrower First Name | XX |  | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000866 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000866 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000844 | XX | XX | XX |  |  | Borrower First Name | XX |  | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000844 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000844 | XX | XX | XX |  |  | Appraised Value | XX | XX | Verified | Field Value captured from Valuation model in file |
| 900000844 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000844 | XX | XX | XX |  |  | Original LTV | 46.22 | 42.92683 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 900000815 | XX | XX | XX |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 900000815 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000820 | XX | XX | XX |  |  | Original LTV | 54.05 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000887 | XX | XX | XX |  |  | Original LTV | 77.41 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000808 | XX | XX | XX |  |  | Representative FICO | 733 | 725 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 900000873 | XX | XX | XX |  |  | Borrower First Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000873 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000827 | XX | XX | XX |  |  | Original LTV | 73.87 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000919 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |
| 900000860 | XX | XX | XX |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 900000894 | XX | XX | XX |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 900000894 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000814 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 900000863 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Not applicable |
| 900000920 | XX | XX | XX |  |  | Original LTV | 77.88 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 900000918 | XX | XX | XX |  |  | Borrower First Name | XX |  | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000918 | XX | XX | XX |  |  | Borrower Last Name | XX | XX | Verified | Field Value reflects Borrower name as it appears on the Note |
| 900000845 | XX | XX | XX |  |  | Contract Sales Price | XX |  | Verified | Refinance transaction |

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## Exhibit 99.4

**Exhibit 99.4 Schedule 5**

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| |
|:---|
| ![](ex99-4sch5_001.jpg) |
| **Exception Grades** |
| **Run Date - 2/XX/2026 6:XX:17 PM** |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Marketing ID | **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 900000852 | XXX | XXX | XXX |  | XXX | 12025103400-3831 | 12/XX/2025 7:XX:29 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with someone other than a spouse. |  |  |  | Reviewer Comment (2025-12-17): Received 1008. Exception Cleared.<br>Buyer Comment (2025-12-15): UW discretion | 12/XX/2025 2:XX:02 AM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Purchase | C B A |  | N/A | No |
| 900000852 | XXX | XXX | XXX |  | XXX | 12025103400-3831 | 12/XX/2025 7:XX:29 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file approving the following: Investor Concentration exceeds the max of 60%. It is at 72.88% and projects master insurance policy includes actual cash value (ACV) on roofs, RCE required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 155.96<br> Guideline Requirement: 0.00<br>Guidelines Representative FICO: 700<br> Representative FICO: 753 | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-11): Waived with compensating factors per lender exception approval at origination. |  |  | 12/XX/2025 8:XX:38 AM | 2 B | 12/XX/2025 | FL | Investment | Purchase | C B A |  | N/A | No |
| 900000811 | XXX | XXX | XXX |  | XXX | 12025092479-27012 | 12/XX/2025 5:XX:12 PM | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.93 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.00. | Missing documentation verifying receipt of actual rents for prior 2 mo. supporting use of actual rent vs. market rent on comparable rent schedule. |  |  |  | Reviewer Comment (2025-12-19): Verification 1 month security deposit ($1500) and rent ($3500) provided in file. Higher lease rent amount is considered as $3,500 for DSCR calculation. Exception Cleared.<br>Buyer Comment (2025-12-17): D0141 reports account on 2nd page; D0142 reports 1st month rent and security deposit | 12/XX/2025 3:XX:21 PM |  |  | 1 C A | 12/XX/2025 | NV | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000812 | XXX | XXX | XXX |  | XXX | 12025092669-23931 | 12/XX/2025 5:XX:12 PM | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: Commitment | Final title policy is missing. |  |  |  | Reviewer Comment (2025-12-24): Received final title policy document. Verified and updated details. Exception Cleared. | 12/XX/2025 12:XX:39 PM |  |  | 1 A | 11/XX/2025 | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000812 | XXX | XXX | XXX |  | XXX | 12025092669-33586 | 12/XX/2025 5:XX:12 PM | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | There are 2 judgments on title associated to the borrowers name. Judgment Affidavit provided stating they do not belong to the borrower. Evidence of free and clear final title is required. |  |  |  | Reviewer Comment (2025-12-24): Received final title document does not reflects judgments under borrowers name. Verified and updated details. Exception Cleared.<br>Buyer Comment (2025-12-22): final title | 12/XX/2025 12:XX:24 PM |  |  | 1 C A | 11/XX/2025 | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000872 | XXX | XXX | XXX |  | XXX | 12025110643-25749 | 12/XX/2025 5:XX:18 PM | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final closing statement, estimate provided. |  |  |  | Reviewer Comment (2025-12-23): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2025-12-19): Final SS | 12/XX/2025 3:XX:02 AM |  |  | 1 C A | 12/XX/2025 | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000872 | XXX | XXX | XXX |  | XXX | 12025110643-5347 | 12/XX/2025 5:XX:18 PM | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  | Reviewer Comment (2025-12-23): The Certificate of Non-Owner Occupied received showing the borrower(s) at different address than the subject. Exception Cleared.<br>Buyer Comment (2025-12-19): Non-Owner | 12/XX/2025 2:XX:48 AM |  |  | 1 C A | 12/XX/2025 | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000817 | XXX | XXX | XXX |  | XXX | 12025100279-25749 | 12/XX/2025 4:XX:36 PM | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing executed final HUD/Closing Statement. Estimate was provided. |  |  |  | Reviewer Comment (2026-01-07): Received final signed & dated closing statement. Exception cleared.<br>Buyer Comment (2026-01-05): Please see attached Final ALTA | 1/XX/2026 5:XX:03 AM |  |  | 1 C A | 12/XX/2025 | NC | Investment | Purchase | C A |  | N/A | No |
| 900000837 | XXX | XXX | XXX |  | XXX | 12025102652-2800 | 12/XX/2025 4:XX:36 PM | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report missing in file. |  |  |  | Reviewer Comment (2026-01-16): Credit report.<br>Buyer Comment (2026-01-16): credit report | 1/XX/2026 5:XX:11 PM |  |  | 1 D A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000837 | XXX | XXX | XXX |  | XXX | 12025102652-4256 | 12/XX/2025 4:XX:36 PM | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of is less than Guideline representative FICO score of 620. | Credit Report missing in file. |  |  |  | Reviewer Comment (2026-01-16): Cleared.<br>Buyer Comment (2026-01-16): see attached credit report | 1/XX/2026 5:XX:27 PM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000859 | XXX | XXX | XXX |  | XXX | 12025110220-3831 | 12/XX/2025 4:XX:36 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing the OFAC report for the business entity. |  |  |  | Reviewer Comment (2025-12-31): Received OFAC search for business entity. Exception Cleared.<br>Buyer Comment (2025-12-29): 12/29-Please see attached | 12/XX/2025 2:XX:59 AM |  |  | 1 C A | 12/XX/2025 | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 900000859 | XXX | XXX | XXX |  | XXX | 12025110220-3831 | 12/XX/2025 4:XX:36 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide final signed/stamped settlement statement |  |  |  | Reviewer Comment (2025-12-31): Received signed and dated closing statement. Exception cleared.<br>Buyer Comment (2025-12-29): 12/29-Please see attached | 12/XX/2025 2:XX:30 AM |  |  | 1 C A | 12/XX/2025 | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 900000836 | XXX | XXX | XXX |  | XXX | 12025102651-4256 | 12/XX/2025 5:XX:33 PM | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 663 is less than Guideline representative FICO score of 680. | First time investor requires a 680 FICO. |  |  |  | Reviewer Comment (2025-12-31): Updated the FICO as per provided matrices limit. Guidelines requirement met. Exception Cleared.<br>Buyer Comment (2025-12-29): Please see guidelines attached Borrower can go to 640 fico score with a 59% ltv. | 12/XX/2025 2:XX:40 AM |  |  | 1 C A | 12/XX/2025 | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000886 | XXX | XXX | XXX |  | XXX | 12025111362-3831 | 12/XX/2025 8:XX:56 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet the guidelines. File is missing underwriter discretion documentation that allowed exception. |  |  |  | Reviewer Comment (2026-01-07): Received UW discretion for borrower living rent free. Exception cleared.<br>Buyer Comment (2026-01-05): UW discretion | 1/XX/2026 4:XX:22 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000886 | XXX | XXX | XXX |  | XXX | 12025111362-5398 | 12/XX/2025 8:XX:56 PM | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. | Borrower: XX |  |  |  |  | Reviewer Comment (2026-01-09): No new document received. 1003 application signed on 12/XX/2025 was available with marital status as unmarried. Exception cleared.<br>Buyer Comment (2026-01-07): D0231 dated 12/XX/25 states unmarried.<br>Reviewer Comment (2026-01-06): Final 1003 reflects borrower is married. If this is incorrect, an updated, executed 1003 will be required for review of this condition.<br>Buyer Comment (2026-01-05): Borrower is not married. See attached guaranty | 1/XX/2026 5:XX:19 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000901 | XXX | XXX | XXX |  | XXX | 12025112017-23086 | 12/XX/2025 5:XX:31 PM | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $XX is less than Cash From Borrower $XX. | Per guidelines, to use business assets in an amount over the borrower's ownership percentage, an access letter from all other owners is required. Borrower used assets from account ending in 3898 to meet closing requirements; however, file does not contain an access letter from all owners. The access letter provided in the file is not for this account. |  |  |  | Reviewer Comment (2026-01-23): Received evidence of access to 100% of business funds, signed by the additional members of the business. Exception cleared<br>Buyer Comment (2026-01-22): 01/22-Please see attached | 1/XX/2026 1:XX:34 PM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Purchase | C B A |  | N/A | No |
| 900000901 | XXX | XXX | XXX |  | XXX | 12025112017-3841 | 12/XX/2025 5:XX:31 PM | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Subject loan is a non-arms length transaction outside of credit guidelines |  | Lender approved exception at origination to allow an interested party/non-arms length transaction, as borrower is related to buyer's agent, who is also the co-buyer on the transaction. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 640<br> Representative FICO: 780 | SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-29): Waived with compensating factors per lender exception approval at origination. |  |  | 12/XX/2025 8:XX:37 PM | 2 B | 12/XX/2025 | FL | Investment | Purchase | C B A |  | N/A | No |
| 900000909 | XXX | XXX | XXX |  | XXX | 12025112347-5347 | 12/XX/2025 2:XX:23 PM | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Non-Owner Occupancy Declaration is incomplete as Section 4A is missing the principal residence address. |  |  |  | Reviewer Comment (2026-01-06): Received Non-Owner Occupancy Declaration. Exception Cleared.<br>Buyer Comment (2026-01-02): 01/02-Please see attached | 1/XX/2026 2:XX:41 AM |  |  | 1 C A | 12/XX/2025 | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 900000927 | XXX | XXX | XXX |  | XXX | 12025120886-4747 | 12/XX/2025 2:XX:23 PM | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2026-01-06): Received Final Settlement Statement in the file. Exception Cleared.<br>Buyer Comment (2026-01-02): PFA | 1/XX/2026 3:XX:42 AM |  |  | 1 D A | 12/XX/2025 | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000843 | XXX | XXX | XXX |  | XXX | 12025102951-5347 | 12/XX/2025 2:XX:23 PM | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | Reviewer Comment (2026-01-06): The Certificate of Non-Owner Occupied received showing the borrower(s) at different address than the subject. Exception Cleared.<br>Buyer Comment (2026-01-02): 01/02-Please see attached | 1/XX/2026 3:XX:22 AM |  |  | 1 C A | 12/XX/2025 | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000803 | XXX | XXX | XXX |  | XXX | 12025080479-583 | 12/XX/2025 2:XX:23 PM | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) Security Instrument Error: Notary Date was not provided |  | Notary date listed as 12/XX/2020, provide an updated Security Instrument with the correct Notary date. Additional conditions may apply. |  |  |  | Reviewer Comment (2026-01-07): Received security instrument with notary date 12/XX/2025. Exception cleared.<br>Buyer Comment (2026-01-05): 01/05-Please see attached | 1/XX/2026 4:XX:02 AM |  |  | 1 B A | 12/XX/2025 | NY | Investment | Purchase | C A |  | N/A | No |
| 900000803 | XXX | XXX | XXX |  | XXX | 12025080479-4507 | 12/XX/2025 2:XX:23 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing is missing. |  |  |  | Reviewer Comment (2026-01-07): Evidence of good standing is not required as good standing was formed within the last 12 months. Exception cleared<br>Buyer Comment (2026-01-05): 01/05-Please see attached | 1/XX/2026 4:XX:57 AM |  |  | 1 C A | 12/XX/2025 | NY | Investment | Purchase | C A |  | N/A | No |
| 900000900 | XXX | XXX | XXX |  | XXX | 12025111937-27835 | 12/XX/2025 2:XX:23 PM | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: 12/XX/2025; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-01-09): Provided secondary valuation. Exception cleared.<br>Buyer Comment (2026-01-07): 01/07\*-Please see attached | 1/XX/2026 4:XX:05 AM |  |  | 1 D A | 12/XX/2025 | NY | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000914 | XXX | XXX | XXX |  | XXX | 12025112650-23931 | 1/XX/2026 5:XX:03 PM | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: Preliminary |  |  |  |  | Reviewer Comment (2026-01-07): Final Title Policy received, exception cleared. | 1/XX/2026 3:XX:45 AM |  |  | 1 A | 12/XX/2025 | CA | Investment | Purchase | B A |  | N/A | No |
| 900000914 | XXX | XXX | XXX |  | XXX | 12025112650-32065 | 1/XX/2026 5:XX:03 PM | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-07): Final Title Policy received, exception cleared.<br>Buyer Comment (2026-01-05): 01/05-Please see attached | 1/XX/2026 3:XX:32 AM |  |  | 1 B A | 12/XX/2025 | CA | Investment | Purchase | B A |  | N/A | No |
| 900000885 | XXX | XXX | XXX |  | XXX | 12025111322-23688 | 1/XX/2026 5:XX:03 PM | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-30): Provided hazard insurance with dwelling $185,000 which covers loan amount. Exception cleared.<br>Buyer Comment (2026-01-28): HOI<br>Reviewer Comment (2026-01-16): The email says there is replacement cost but it need to reflect 100% replacement cost.<br>Buyer Comment (2026-01-16): email from insurance agent reporting 100% replacement cost coverage | 1/XX/2026 2:XX:12 AM |  |  | 1 C A | 12/XX/2025 | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000908 | XXX | XXX | XXX |  | XXX | 12025112314-5398 | 1/XX/2026 6:XX:29 PM | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. | Borrower: XX |  |  |  |  | Reviewer Comment (2026-01-09): Guarantor agreement is signed by borrowers' spouse hence separate spousal consent not required. Exception Cleared.<br>Buyer Comment (2026-01-07): D0176 | 1/XX/2026 4:XX:50 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 900000858 | XXX | XXX | XXX |  | XXX | 12025110197-4747 | 1/XX/2026 6:XX:29 PM | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2026-01-09): Executed Final Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-07): Final SS | 1/XX/2026 4:XX:09 AM |  |  | 1 D A | 12/XX/2025 | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000911 | XXX | XXX | XXX |  | XXX | 12025112611-3831 | 1/XX/2026 5:XX:49 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing HELOC statement to source down payment of $103,000 clearing the account. |  |  |  | Reviewer Comment (2026-01-12): Received HELOC statement dated 12/XX/2025. Cleared<br>Buyer Comment (2026-01-08): Please find HELOC information attached. Thank you. | 1/XX/2026 6:XX:38 PM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Purchase | C A |  | N/A | No |
| 900000847 | XXX | XXX | XXX |  | XXX | 12025103236-4256 | 1/XX/2026 5:XX:49 PM | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 659 is less than Guideline representative FICO score of 660. | Signed lender exception in file for FICO 659 vs program 660 however borrowers are first time investors which require minimum FICO of 680. Compensating factors: Reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: 85.60<br> Guideline Requirement: 0.00 | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exceptions approval at origination. |  |  | 1/XX/2026 4:XX:32 PM | 2 B | 12/XX/2025 | CT | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 900000847 | XXX | XXX | XXX |  | XXX | 12025103236-3831 | 1/XX/2026 5:XX:49 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowers are currently living rent free with someone other than a spouse. This does not meet guidelines. File is missing rent free letter for co-borrower and underwriter discretion documentation allowing rent free. |  |  |  | Reviewer Comment (2026-01-13): Received rent free letter and 1008 document reflects underwriter discretion. Verified and updated details. Exception Cleared.<br>Buyer Comment (2026-01-09): rent free letter<br>Reviewer Comment (2026-01-09): Updated 1008 received with underwriter discretion for Borrower/Co-borrower is living rent free along with rent free letter for borrower however rent-free letter for co-borrower is missing on file. Exception remains.<br>Buyer Comment (2026-01-07): UW discretion | 1/XX/2026 12:XX:45 PM |  |  | 1 C A | 12/XX/2025 | CT | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 900000925 | XXX | XXX | XXX |  | XXX | 12025120549-23086 | 1/XX/2026 5:XX:49 PM | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $XX is less than Cash From Borrower $XX. | Assets are insufficient |  |  |  | Reviewer Comment (2026-01-09): Bank statement provided in file. Exception Cleared.<br>Buyer Comment (2026-01-07): XXXX is valid account that can be used for CTC. | 1/XX/2026 4:XX:36 AM |  |  | 1 C A | 12/XX/2025 | NJ | Investment | Purchase | C A |  | N/A | No |
| 900000925 | XXX | XXX | XXX |  | XXX | 12025120549-4507 | 1/XX/2026 5:XX:49 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing in the file |  |  |  | Reviewer Comment (2026-01-09): Business Entity formed within the last 12 months. Exception Cleared.<br>Buyer Comment (2026-01-07): Evidence of good standing (not required for LLCs formed within the last 12 months) | 1/XX/2026 4:XX:04 AM |  |  | 1 C A | 12/XX/2025 | NJ | Investment | Purchase | C A |  | N/A | No |
| 900000818 | XXX | XXX | XXX |  | XXX | 12025100500-25749 | 1/XX/2026 5:XX:49 PM | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Hud/CD not provided in this loan File |  |  |  | Reviewer Comment (2026-01-12): Received final HUD-1 document. Verified and updated details. Exception Cleared.<br>Buyer Comment (2026-01-08): HUD-1 attached. | 1/XX/2026 3:XX:47 PM |  |  | 1 C A | 12/XX/2025 | NJ | Investment | Purchase | C A |  | N/A | No |
| 900000865 | XXX | XXX | XXX |  | XXX | 12025110385-27835 | 1/XX/2026 5:XX:49 PM | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: 12/XX/2025; Lien Position: 1 | CDA provided reflects it is a review of an appraisal with an effective date of 7/XX/2025 for a different lender. Please provide CDA for subject appraisal effective date of 12/XX/2025. |  |  |  | Reviewer Comment (2026-01-14): Received CDA. Exception Cleared.<br>Buyer Comment (2026-01-12): CDA | 1/XX/2026 2:XX:31 AM |  |  | 1 D A | 12/XX/2025 | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 900000807 | XXX | XXX | XXX |  | XXX | 12025090891-3831 | 1/XX/2026 6:XX:58 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide verification of the required LLPA and UW discretion due to the borrower living rent free with non spouse. |  |  |  | Reviewer Comment (2026-01-12): Received 1008 document reflects underwriter discretion. Verified and updated details. Exception Cleared.<br>Buyer Comment (2026-01-08): UW discretion<br>Buyer Comment (2026-01-08): rate lock | 1/XX/2026 4:XX:13 PM |  |  | 1 C A | 12/XX/2025 | PA | Investment | Purchase | C A |  | N/A | No |
| 900000802 | XXX | XXX | XXX |  | XXX | 12025060852-2800 | 1/XX/2026 5:XX:28 PM | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2026-01-13): Received Credit Report. Exception Cleared.<br>Buyer Comment (2026-01-09): 01/09-Please see attached | 1/XX/2026 5:XX:58 AM |  |  | 1 D A | 12/XX/2025 | NY | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000922 | XXX | XXX | XXX |  | XXX | 12025120133-5205 | 1/XX/2026 6:XX:22 PM | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Provide OFAC for the borrowing entity. |  |  |  | Reviewer Comment (2026-01-13): Received OFAC for the borrowing entity in the file. Exception Cleared.<br>Buyer Comment (2026-01-09): 01/09-Please see attached | 1/XX/2026 4:XX:11 AM |  |  | 1 C A | 12/XX/2025 | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 900000805 | XXX | XXX | XXX |  | XXX | 12025082995-27835 | 1/XX/2026 6:XX:22 PM | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: 12/XX/2025; Lien Position: 1 | Investor to provide appropriate secondary valuation tool. |  |  |  | Reviewer Comment (2026-01-15): CDA<br>Buyer Comment (2026-01-15): CDA | 1/XX/2026 4:XX:31 PM |  |  | 1 D A | 12/XX/2025 | NM | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000884 | XXX | XXX | XXX |  | XXX | 12025111162-30930 | 1/XX/2026 7:XX:52 PM | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $150,000.00 is less than the note amount of $XX based on the Commitment in file. | Proposed insured amount is less than final loan amount. Please provide final policy with coverage equal to the loan amount. |  |  |  | Reviewer Comment (2026-01-16): Updated title.<br>Buyer Comment (2026-01-16): Please see final title report attached. Thank you. | 1/XX/2026 5:XX:19 PM |  |  | 1 B A | 12/XX/2025 | LA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 900000917 | XXX | XXX | XXX |  | XXX | 12025112726-27835 | 1/XX/2026 7:XX:52 PM | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: 12/XX/2025; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-01-15): CU score is less than 2.5.Secondary valuation is not required. Exception Cleared.<br>Buyer Comment (2026-01-13): SSR FNMA | 1/XX/2026 1:XX:27 AM |  |  | 1 D A | 12/XX/2025 | FL | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 900000870 | XXX | XXX | XXX |  | XXX | 12025110563-2919 | 1/XX/2026 5:XX:59 PM | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide a 12 month pay history for the subject property. |  |  |  | Reviewer Comment (2026-01-21): Proof of reconveyance, bank statements and property hx report.<br>Buyer Comment (2026-01-21): D0181 reconveyance and D0178 DOT<br>Buyer Comment (2026-01-21): D0182 property profile reports mtg was paid May 2025. D0158-D0165 mtg payments. | 1/XX/2026 10:XX:45 AM |  |  | 1 C A D | 11/XX/2025 | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000870 | XXX | XXX | XXX |  | XXX | 12025110563-3831 | 1/XX/2026 5:XX:59 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Loan is included in a blanket mortgage. Provide verification the lien against the subject property is paid in full and/or verify the property is fully released from the blanket lien. |  |  |  | Reviewer Comment (2026-01-21): Final title.<br>Buyer Comment (2026-01-21): Final | 1/XX/2026 9:XX:10 AM |  |  | 1 C A | 11/XX/2025 | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000870 | XXX | XXX | XXX |  | XXX | 12025110563-6453 | 1/XX/2026 5:XX:59 PM | Credit | Credit | Credit Documentation | Credit | Missing Document: Appraisal Invoice not provided |  | Provide the appraisal invoice for the transferred appraisal. |  |  |  | Reviewer Comment (2026-01-21): Invoice.<br>Buyer Comment (2026-01-21): appraisal invoice | 1/XX/2026 9:XX:37 AM |  |  | 1 C A | 11/XX/2025 | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 900000856 | XXX | XXX | XXX |  | XXX | 12025110151-24197 | 12/XX/2025 5:XX:18 PM | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Require 1007 Rent Comparison Schedule for the investment property as loan is for business purpose. |  |  |  | Reviewer Comment (2025-12-24): Received 1007 Rent Comparison Schedule for the same, Exception cleared.<br>Buyer Comment (2025-12-22): 1007 | 12/XX/2025 9:XX:44 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| 900000856 | XXX | XXX | XXX |  | XXX | 12025110151-35682 | 12/XX/2025 5:XX:18 PM | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: XX // Employment Type: Employment / Income Type: Bank Statements / Start Date: 01/XX/2024 // Document: Telephone Listing / Internet Search / Directory Assistance / Document Date: / Tax Year: | Telephone Listing / Internet Search / Directory Assistance / Document is missing the search date on it. |  |  |  | Reviewer Comment (2025-12-31): Guideline requirements have been met. CPA confirmed borrower in same business for more than 2 years and ownership percentage. Reverification of CPA letter done on 11/XX/2025 which is within 20 business days of note date. A separate internet search of business is not required, exception cleared.<br>Buyer Comment (2025-12-29): document was dated on top of left side- document was searched 11/XX/25<br>Reviewer Comment (2025-12-24): Please provide Telephone Listing / Internet Search document which shows document date, Exception remains.<br>Buyer Comment (2025-12-22): cpa | 12/XX/2025 2:XX:39 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| 900000881 | XXX | XXX | XXX |  | XXX | 12025111066-30939 | 12/XX/2025 5:XX:18 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. | Borrower: XX | Borrower stated on the application that he has applied for a mortgage loan on another property on or before closing this transaction that is not disclosed on this loan application. |  |  |  | Reviewer Comment (2025-12-24): First Payment Letter received in file for borrower. Exception Cleared.<br>Buyer Comment (2025-12-22): FPL | 12/XX/2025 12:XX:48 PM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| 900000881 | XXX | XXX | XXX |  | XXX | 12025111066-3831 | 12/XX/2025 5:XX:18 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is married and the loan application disclosed no housing history or expense Per guidelines, a letter from the spouse disclosing living status is required, but missing from the loan file, and evidence of underwriter discretion are required, but missing from the file. |  |  |  | Reviewer Comment (2025-12-24): LOE received in file for borrower. Exception Cleared.<br>Buyer Comment (2025-12-22): rent free letter<br>Buyer Comment (2025-12-22): uw discretion | 12/XX/2025 10:XX:54 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| 900000881 | XXX | XXX | XXX |  | XXX | 12025111066-25838 | 12/XX/2025 5:XX:18 PM | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: XX, XX, TX Statement | Please provide REO documents for the XX property. |  |  |  | Reviewer Comment (2025-12-31): REO docs received.<br>Buyer Comment (2025-12-29): HOI<br>Buyer Comment (2025-12-29): tax cert<br>Reviewer Comment (2025-12-26): First payment letter in file reflects the P&I only. Need evidence of tax and insurance amounts.<br>Reviewer Comment (2025-12-24): Mortgage Statement is missing in file for REO property as "XX". Exception Remains.<br>Buyer Comment (2025-12-22): see attached FPL | 12/XX/2025 1:XX:53 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| 900000881 | XXX | XXX | XXX |  | XXX | 12025111066-29639 | 12/XX/2025 5:XX:18 PM | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing REO documents for the XX property. |  |  |  | Reviewer Comment (2025-12-31): REO docs received.<br>Buyer Comment (2025-12-29): see attached tax cert and HOI<br>Reviewer Comment (2025-12-26): First payment letter in file reflects the P&I only. Need evidence of tax and insurance amounts.<br>Reviewer Comment (2025-12-24): Mortgage Statement is missing in file for REO property as "XX". Exception Remains.<br>Buyer Comment (2025-12-22): see attached FPL | 12/XX/2025 1:XX:49 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| 900000868 | XXX | XXX | XXX |  | XXX | 12025110445-3831 | 12/XX/2025 4:XX:06 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender on the CDA does not match the lender on the Note. |  |  |  | Reviewer Comment (2025-12-31): updated CDA received.<br>Buyer Comment (2025-12-29): CDA | 12/XX/2025 2:XX:10 AM |  |  | 1 C A | 12/XX/2025 | TX | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000868 | XXX | XXX | XXX |  | XXX | 12025110445-2919 | 12/XX/2025 4:XX:06 PM | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide mortgage statements for the XX Improvement loans reporting on credit. Additional conditions may apply. |  |  |  | Reviewer Comment (2026-01-07): Statements received, tradelines already considered in DTI.<br>Buyer Comment (2026-01-05): #7862<br>Buyer Comment (2026-01-05): #2276 | 1/XX/2026 3:XX:39 AM |  |  | 1 C A D | 12/XX/2025 | TX | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000824 | XXX | XXX | XXX |  | XXX | 12025101151-27835 | 12/XX/2025 6:XX:04 PM | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: 12/XX/2025; Lien Position: 1 | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-01-07): Secondary valuation received.<br>Buyer Comment (2026-01-05): CDA | 1/XX/2026 3:XX:40 AM |  |  | 1 D A | 12/XX/2025 | NJ | Primary | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| 900000839 | XXX | XXX | XXX |  | XXX | 12025102761-6498 | 12/XX/2025 6:XX:04 PM | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender | Valuation Type: Appraisal / Valuation Report Date: 10/XX/2025 | Appraisal Transfer Letter was not provided. |  |  |  | Reviewer Comment (2025-12-29): Appraisal Transfer Letter received, exception cleared<br>Buyer Comment (2025-12-24): transfer letter | 12/XX/2025 5:XX:44 AM |  |  | 1 B A | 12/XX/2025 | UT | Primary | Purchase | C A B | Exempt from ATR | Exempt from ATR | No |
| 900000839 | XXX | XXX | XXX |  | XXX | 12025102761-29639 | 12/XX/2025 6:XX:04 PM | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Received Only 1 page of 1040 for 2024. Complete 1040 with all schedules required. <br> 2) For the business XXreceived only 1 page of 1120S for 2024, K-1 for 2024 not provided, missing 3 months bank statements.<br> 3) For the business XX, received only 1 page of 1065 for 2024, complete 1065 with all schedules required; K-1 for 2024 and CPA letter were not provided. |  |  |  | Reviewer Comment (2025-12-29): Requested income documents received, exception cleared<br>Buyer Comment (2025-12-24): D0307, D0308, D0309 xx bank statements.<br>Buyer Comment (2025-12-24): 2024 xx<br>Buyer Comment (2025-12-24): 2024 xx<br>Buyer Comment (2025-12-24): 2024 1040 | 12/XX/2025 6:XX:59 AM |  |  | 1 C A | 12/XX/2025 | UT | Primary | Purchase | C A B | Exempt from ATR | Exempt from ATR | No |
| 900000839 | XXX | XXX | XXX |  | XXX | 12025102761-5404 | 12/XX/2025 6:XX:04 PM | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: XX (XX), XX (XX), XX (XX), CPA Letter, K-1 (2024) | Received Only 1 page of 1040 for 2024.(Signature page)<br> 2) For the business XX received only 1 page of 1120S for 2024, K-1 for 2024 not provided.<br> 3) For the business XX, received only 1 page of 1065 for 2024; K-1 for 2024 and CPA letter were not provided. |  |  |  | Reviewer Comment (2025-12-29): Requested income documents received, exception cleared<br>Buyer Comment (2025-12-24): see attached. | 12/XX/2025 6:XX:16 AM |  |  | 1 C A | 12/XX/2025 | UT | Primary | Purchase | C A B | Exempt from ATR | Exempt from ATR | No |
| 900000848 | XXX | XXX | XXX |  | XXX | 12025103261-30934 | 12/XX/2025 5:XX:33 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | Borrower: XX: Investment; Declarations/Will borrower occupy: Yes<br> Occupancy: Investment; Declarations/Will borrower occupy: Yes | Loan approved as an investment property, however, the 1003 Declarations in Section 5 disclosed that borrowers will occupy subject property as their primary residence. Please provide an updated document disclosing that borrower will not occupy the premises as the primary residence. |  |  |  | Reviewer Comment (2026-01-09): Revised 1003 received and verified. Exception cleared.<br>Buyer Comment (2026-01-07): revised final | 1/XX/2026 4:XX:23 AM |  |  | 1 C A | 12/XX/2025 | ID | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| 900000880 | XXX | XXX | XXX |  | XXX | 12025111065-2802 | 12/XX/2025 2:XX:23 PM | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is missing |  |  |  | Reviewer Comment (2026-01-06): Commercial credit application is acceptable per requirement on business purpose loan. Exception cleared.<br>Buyer Comment (2026-01-02): Hi Team,<br> All BP loans initial 1003s not Required. Commercial loan application is Sufficient | 1/XX/2026 4:XX:45 AM |  |  | 1 B A | 12/XX/2025 | FL | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| 900000880 | XXX | XXX | XXX |  | XXX | 12025111065-38979 | 12/XX/2025 2:XX:23 PM | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Testing | No evidence of application date located in file. Compliance tests were run using an application date of 11/XX/2025 which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: 12/XX/2025, 11/XX/2025, 11/XX/2025. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. | Initial 1003 is missing |  |  |  | Reviewer Comment (2026-01-06): Commercial credit application is acceptable per requirement on business purpose loan. Exception cleared. | 1/XX/2026 4:XX:01 AM |  |  | 1 B A | 12/XX/2025 | FL | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| 900000892 | XXX | XXX | XXX |  | XXX | 12025111711-3831 | 12/XX/2025 2:XX:23 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the CPA is duly certified. |  |  |  | Reviewer Comment (2026-01-15): Evidence of the CPA is duly certified received & associated. Exception cleared.<br>Buyer Comment (2026-01-13): CPA look up attached & clear. | 1/XX/2026 12:XX:50 AM |  |  | 1 C A | 12/XX/2025 | MA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000892 | XXX | XXX | XXX |  | XXX | 12025111711-3831 | 12/XX/2025 2:XX:23 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing the OFAC report for the business entity. |  |  |  | Reviewer Comment (2026-01-15): OFAC report for the business entity received & associated. Exception cleared.<br>Buyer Comment (2026-01-13): Clear OFAC attached. | 1/XX/2026 12:XX:21 AM |  |  | 1 C A | 12/XX/2025 | MA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000892 | XXX | XXX | XXX |  | XXX | 12025111711-3831 | 12/XX/2025 2:XX:23 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the CPA has no affiliation with the borrower or the business. |  |  |  | Reviewer Comment (2026-01-15): Received CPA letter stating that CPA has no affiliation with the borrower or the business. Exception cleared.<br>Buyer Comment (2026-01-13): CPA loe attached. Thank you. | 1/XX/2026 12:XX:57 AM |  |  | 1 C A | 12/XX/2025 | MA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000892 | XXX | XXX | XXX |  | XXX | 12025111711-2919 | 12/XX/2025 2:XX:23 PM | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The file is missing the Certificate of Good Standing for the business entity. |  |  |  | Reviewer Comment (2026-01-15): Certificate of Good Standing for the business entity received & associated. Exception cleared.<br>Buyer Comment (2026-01-13): Please accept in place of cert of good standing as it confirms all of the same information. Thank you. | 1/XX/2026 12:XX:02 AM |  |  | 1 C A D | 12/XX/2025 | MA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000819 | XXX | XXX | XXX |  | XXX | 12025100702-34957 | 1/XX/2026 5:XX:03 PM | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,133.33 exceeds tolerance of $-2,587.00. Insufficient or no cure was provided to the borrower. (9300) | Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,133.33 exceeds tolerance of $-2,587.00. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-20): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-16): Attached find the Cure Docs to clear this condition. Thank you<br>Reviewer Comment (2026-01-13): SituAMC received rate lock documents, however cure is required as COC cannot be applied on PCCD and credit decreased on PCCD. Please provide cure documents which consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-13): The lock was expired on 12/12 and 12/22 as attached Lock confirmation form; there are no document stating lock expiring on 12/05. Kindly clear the condition.<br>Reviewer Comment (2026-01-12): SitusAMC received rate lock document indicates that the lock extension on 12/XX/2025, 12/XX/2025 and 12/XX/2025. but there is no CD dated within that time frame from COC dated 12/05. Provide any missing CD to associate with the changed circumstance dated 12/05 or cure is required to borrower, since fee cannot be re-baselined for the fee increase or borrower credit decreased of fee post-closing by a COC. Please provide cure. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check<br>Buyer Comment (2026-01-09): Please see attached lock confirmation form, details change in lender credit is already mentioned, please clear the exception.<br>Reviewer Comment (2026-01-06): SitusAMC received COC dated 12/16, however lender credit decreased on PCCD dated 12/16 and COC cannot be applied after closing. Cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-06): Please see attached COC.<br>Buyer Comment (2026-01-06): Please see attached coc |  | 1/XX/2026 12:XX:56 AM |  | 2 C B | 12/XX/2025 | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Exempt from ATR | Exempt from ATR | No |
| 900000841 | XXX | XXX | XXX |  | XXX | 12025102855-767 | 1/XX/2026 5:XX:03 PM | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: | Credit Report: Original // Public Record Type: Judgments / Balance: 1583.00 | Fraud Report disclosed a judgment for $XX. Per guidelines, all judgments and liens must be paid at, or prior to closing. Please provide evidence that this debt was satisfied or released. |  |  |  | Reviewer Comment (2026-01-07): Received Satisfaction document for the judgment. Exception cleared.<br>Buyer Comment (2026-01-05): Please see in original document uploaded to you as D0235. Thank you.<br>Buyer Comment (2026-01-05): Please find confirmation judgement paid attached. Thank you. | 1/XX/2026 4:XX:37 AM |  |  | 1 B A | 12/XX/2025 | NJ | Primary | Purchase | B A | Exempt from ATR | Exempt from ATR | No |
| 900000844 | XXX | XXX | XXX |  | XXX | 12025103007-3831 | 1/XX/2026 6:XX:29 PM | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing the OFAC report for the Trust. |  |  |  | Reviewer Comment (2026-01-09): Updated Fraud report received with trust name verified. Exception cleared.<br>Buyer Comment (2026-01-07): fraud | 1/XX/2026 4:XX:28 AM |  |  | 1 C A | 12/XX/2025 | OR | Primary | Refinance - Rate/Term | C A | Exempt from ATR | Exempt from ATR | No |
| 900000915 | XXX | XXX | XXX |  | XXX | 12025112705-6542 | 12/XX/2025 2:XX:23 PM | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of $2.00 exceeds tolerance of $0.00. $2.00 over legal limit. Insufficient or no cure was provided to the borrower. (77222) | Fee disclosed was last disclosed as $0 on LE but disclosed as $2.00 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  | Reviewer Comment (2026-01-09): SitusAMC received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-01-08): Attached are Cure Docs |  | 1/XX/2026 1:XX:15 AM |  | 2 C B | 12/XX/2025 | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Exempt from ATR | Exempt from ATR | No |
| 900000887 | XXX | XXX | XXX |  | XXX | 12025111454-4264 | 1/XX/2026 5:XX:49 PM | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 3.00. | Borrower is short reserves due to missing source of gift funds, missing account used to source funds. |  |  |  | Reviewer Comment (2026-01-09): Wire confirms funds received by Escrow company, reserve requirement met.<br>Buyer Comment (2026-01-07): $126,000 wire | 1/XX/2026 4:XX:51 AM |  |  | 1 C A | 12/XX/2025 | CA | Primary | Purchase | C A | Exempt from ATR | Exempt from ATR | No |
| 900000887 | XXX | XXX | XXX |  | XXX | 12025111454-23086 | 1/XX/2026 5:XX:49 PM | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $43,760.64 is less than Cash From Borrower $XX. | Borrower is short funds to close due to missing source of funds for $126,000. |  |  |  | Reviewer Comment (2026-01-09): Wire confirms funds received by Escrow company, reserve requirement met.<br>Buyer Comment (2026-01-07): Final SS reporting $126,000 transfer to title<br>Buyer Comment (2026-01-07): see attached wire | 1/XX/2026 4:XX:22 AM |  |  | 1 C A | 12/XX/2025 | CA | Primary | Purchase | C A | Exempt from ATR | Exempt from ATR | No |
| 900000808 | XXX | XXX | XXX |  | XXX | 12025091189-38979 | 1/XX/2026 5:XX:49 PM | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Testing | No evidence of application date located in file. Compliance tests were run using an application date of 11/XX/2025 which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: 12/XX/2025, 11/XX/2025. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-13): Received initial loan application and associated, exception cleared<br>Buyer Comment (2026-01-09): Attached is Initial Loan App | 1/XX/2026 5:XX:46 AM |  |  | 1 B A | 12/XX/2025 | CA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000808 | XXX | XXX | XXX |  | XXX | 12025091189-4747 | 1/XX/2026 5:XX:49 PM | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | The file is missing the final HUD-1. Copy in file is an estimate. |  |  |  | Reviewer Comment (2026-01-15): Final HUD provided.<br>Buyer Comment (2026-01-14): See attached<br>Reviewer Comment (2026-01-13): Required final settlement statement with signature and true certified copy seal. Provided one is missing. Exception remains.<br>Buyer Comment (2026-01-09): Attached is Final Settlement Statement | 1/XX/2026 4:XX:20 PM |  |  | 1 D A | 12/XX/2025 | CA | Investment | Purchase | D A | Exempt from ATR | N/A | No |
| 900000827 | XXX | XXX | XXX |  | XXX | 12025101479-6542 | 1/XX/2026 5:XX:28 PM | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of $2.00 exceeds tolerance of $0.00. $2.00 over legal limit. Insufficient or no cure was provided to the borrower. (77222) | TX Guaranty Fee. Fee increased from $0.00 to $2.00 without a valid change of circumstance or cure. |  |  |  | Reviewer Comment (2026-01-12): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-12): please see refund docs |  | 1/XX/2026 6:XX:39 AM |  | 2 C B | 12/XX/2025 | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Exempt from ATR | Exempt from ATR | No |
| 900000919 | XXX | XXX | XXX |  | XXX | 12025120047-3988 | 1/XX/2026 5:XX:28 PM | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on 12/XX/2025 not received by borrower at least four (4) business days prior to closing. (Interim/XX/11/2025) | Loan Estimate issued 12/XX/2025 missing evidence when it was provided to borrower. Using mailbox method, it was received after initial Closing Disclosure was issued. |  |  |  | Reviewer Comment (2026-01-08): Situsamc Received Signed copy of LE dated 12/XX/2025.<br>Buyer Comment (2026-01-08): Please see attached signed LE date 12/XX/2025 | 1/XX/2026 5:XX:24 AM |  |  | 1 C A | 12/XX/2025 | CA | Primary | Refinance - Cash-out - Other | No Defined Cure A | Exempt from ATR | Exempt from ATR | No |
| 900000860 | XXX | XXX | XXX |  | XXX | 12025110253-23688 | 1/XX/2026 5:XX:28 PM | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XX. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-15): Received Checklist of Coverage for Florid state. Exception cleared.<br>Buyer Comment (2026-01-13): Please find 100% replacement on dec page attached. Thank you. | 1/XX/2026 2:XX:21 AM |  |  | 1 C A | 12/XX/2025 | FL | Primary | Refinance - Rate/Term | C A | Exempt from ATR | Exempt from ATR | No |
| 900000860 | XXX | XXX | XXX |  | XXX | 12025110253-2798 | 1/XX/2026 5:XX:28 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The final 1003 disclosed that borrower is unmarried, however, the Security Instrument and Title Commitment disclosed him as married. Please provide updated documents to determine the property marital status. |  |  |  | Reviewer Comment (2026-01-29): Updated 1003 received in trailing documents.<br>Buyer Comment (2026-01-28): Please see corrected & executed 1003. Thank you. | 1/XX/2026 5:XX:13 PM |  |  | 1 C A | 12/XX/2025 | FL | Primary | Refinance - Rate/Term | C A | Exempt from ATR | Exempt from ATR | No |
| 900000920 | XXX | XXX | XXX |  | XXX | 12025120072-4433 | 1/XX/2026 6:XX:54 PM | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on 12/XX/2025 incorrectly disclosed whether the loan will have an escrow account. (Final/XX/24/2025) | Final Closing Disclosure provided on 12/XX/2025 did not disclose a reason for not having an escrow account on page 4. |  |  |  | Reviewer Comment (2026-01-16): SitusAMC received Letter of explanation and Corrected Closing disclosure.<br>Buyer Comment (2026-01-15): See attached CD that shows the correction of this designating the reason of no escrows.<br>Reviewer Comment (2026-01-13): SitusAMC received COC, however Final Closing Disclosure did not designate a reason on Page 4 " Escrow Account - Will Not Have an Escrow Account Because" - reason was missing and not marked as "declined" or "lender does not offer". Letter of Explanation and Corrected CD required to cure.<br>Buyer Comment (2026-01-12): Please find explanation in below COC. |  | 1/XX/2026 12:XX:50 AM |  | 2 C B | 12/XX/2025 | WI | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Exempt from ATR | Exempt from ATR | No |
| 900000845 | XXX | XXX | XXX |  | XXX | 12025103017-2798 | 1/XX/2026 8:XX:46 PM | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 application was not provided. |  |  |  | Reviewer Comment (2026-01-20): Received final 1003. Exception cleared.<br>Buyer Comment (2026-01-20): final 1003 | 1/XX/2026 12:XX:59 PM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | N/A | No |
| 900000845 | XXX | XXX | XXX |  | XXX | 12025103017-2919 | 1/XX/2026 8:XX:46 PM | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Borrower lives rent-free with a party other than spouse. The file is missing the underwriter discretion for the case by case approval. |  |  |  | Reviewer Comment (2026-01-20): Received 1008 with UW discretion for borrower living rent free.<br>Buyer Comment (2026-01-20): UW discretion | 1/XX/2026 12:XX:44 PM |  |  | 1 C A D | 12/XX/2025 | FL | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | N/A | No |
| 900000845 | XXX | XXX | XXX |  | XXX | 12025103017-5404 | 1/XX/2026 8:XX:46 PM | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: XX XX (2023), XX (2024) | The file is missing the 4506C for years 2023 and 2024. |  |  |  | Reviewer Comment (2026-01-21): Received 4506-C. Exception cleared.<br>Buyer Comment (2026-01-20): 4506-C | 1/XX/2026 9:XX:20 AM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | N/A | No |
| 900000845 | XXX | XXX | XXX |  | XXX | 12025103017-29639 | 1/XX/2026 8:XX:46 PM | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing the 4506C for years 2023 and 2024. |  |  |  | Reviewer Comment (2026-01-21): Received 4506-C. Exception cleared.<br>Buyer Comment (2026-01-20): see attached 4506-C | 1/XX/2026 9:XX:30 AM |  |  | 1 C A | 12/XX/2025 | FL | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | N/A | No |

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