# EDGAR Filing Document

**Accession Number:** 0001734398
**File Stem:** 0001734398-23-000001
**Filing Date:** 2023-1
**Character Count:** 12219
**Document Hash:** 732ee547d3d0edc8c0e5b5994d8cc6e0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001734398-23-000001.hdr.sgml**: 20230126

**ACCESSION NUMBER**: 0001734398-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230126

**DATE AS OF CHANGE**: 20230126

**EFFECTIVENESS DATE**: 20230126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RED CEDAR INVESTMENT MANAGEMENT, LLC
- **CENTRAL INDEX KEY:** 0001734398
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18686
- **FILM NUMBER:** 23556178

**BUSINESS ADDRESS:**
- **STREET 1:** 333 BRIDGE ST. NW
- **STREET 2:** SUITE 601
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49504
- **BUSINESS PHONE:** 616-378-6894

**MAIL ADDRESS:**
- **STREET 1:** 333 BRIDGE ST. NW
- **STREET 2:** SUITE 601
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49504

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RED CEDAR INVESTMENT MANAGEMENT LLC<br>**Address:** 333 BRIDGE ST. NW<br>SUITE 601<br>GRAND RAPIDS, MI 49504

**Form 13F File Number:** 028-18686

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew Swendiman<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-562-1675

**Signature, Place, and Date of Signing:**

Matthew Swendiman  Covington, KY  01-26-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 85

**Form 13F Information Table Value Total:** $633864271

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES:CORE US AGG BD | CORE US AGGBD ET | 464287226 |  | 4825543 | 49753 | SH |  | SOLE |  | 49753 | 0 | 0 |
| VANGUARD TOT BD ETF | TOTAL BND MRKT | 921937835 |  | 800944 | 11149 | SH |  | SOLE |  | 11149 | 0 | 0 |
| FT III:PFD SEC  INC | PFD SECS INC ETF | 33739E108 |  | 11686591 | 695630 | SH |  | SOLE |  | 695630 | 0 | 0 |
| ISHARES:S GSCI CMDTY | UNIT BEN INT | 46428R107 |  | 21839811 | 1028724 | SH |  | SOLE |  | 1028724 | 0 | 0 |
| ISHARES:CURR HGD JAPAN | HDG MSCI JAPAN | 46434V886 |  | 16955758 | 648156 | SH |  | SOLE |  | 648156 | 0 | 0 |
| ISHARES:CORE MSCI EMMKTS | CORE MSCI EMKT | 46434G103 |  | 7469944 | 159956 | SH |  | SOLE |  | 159956 | 0 | 0 |
| ISHARES:5-10 IG CORP BD | ISHS 5-10YR INVT | 464288638 |  | 831025 | 16785 | SH |  | SOLE |  | 16785 | 0 | 0 |
| ISHARES:1-5 IG CORP BD | ISHS 1-5YR INVS | 464288646 |  | 882561 | 17715 | SH |  | SOLE |  | 17715 | 0 | 0 |
| ISHARES:CORE TOT USD BD | CORE TOTAL USD | 46434V613 |  | 807931 | 17982 | SH |  | SOLE |  | 17982 | 0 | 0 |
| ISHARES:CORE S 500 | CORE S ETF | 464287200 |  | 5002414 | 13020 | SH |  | SOLE |  | 13020 | 0 | 0 |
| ISHARES:RUSS 1000 ETF | RUS 1000 ETF | 464287622 |  | 131281526 | 623606 | SH |  | SOLE |  | 623606 | 0 | 0 |
| ISHARES:RUSS 1000 VL ETF | RUS 1000 VAL ETF | 464287598 |  | 7886406 | 52004 | SH |  | SOLE |  | 52004 | 0 | 0 |
| ISHARES:RUSS 1000 GR ETF | RUS 1000 GRW ETF | 464287614 |  | 12381418 | 57792 | SH |  | SOLE |  | 57792 | 0 | 0 |
| ISHARES:RUSS 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 21992901 | 126135 | SH |  | SOLE |  | 126135 | 0 | 0 |
| JPMORGAN:US AGGREGATE BD | US AGGREGATE ETF | 46641Q241 |  | 771974 | 16859 | SH |  | SOLE |  | 16859 | 0 | 0 |
| PIMCO ETF:ENH SM ACT ETF | ENHAN SHRT MA AC | 72201R833 |  | 350010 | 3548 | SH |  | SOLE |  | 3548 | 0 | 0 |
| SCHWAB STR:INTL EQTY ETF | INTL EQTY ETF | 808524805 |  | 16421319 | 509821 | SH |  | SOLE |  | 509821 | 0 | 0 |
| SCHWAB STR:US LG CAP ETF | US LRG CAP ETF | 808524201 |  | 20480130 | 453602 | SH |  | SOLE |  | 453602 | 0 | 0 |
| SPDR PTF AGGREGATE BOND | PORTFOLIO AGRGTE | 78464A649 |  | 793178 | 31563 | SH |  | SOLE |  | 31563 | 0 | 0 |
| SIMPLIFY:US EQTY DC | US EQT PLS DWNSD | 82889N202 |  | 4447571 | 183405 | SH |  | SOLE |  | 183405 | 0 | 0 |
| SPDR PTF IT CORP BOND | PORTFOLIO INTRMD | 78464A375 |  | 837479 | 26311 | SH |  | SOLE |  | 26311 | 0 | 0 |
| SPDR PTF ST CORP BOND | PORTFOLIO SHORT | 78464A474 |  | 44565146 | 1516853 | SH |  | SOLE |  | 1516853 | 0 | 0 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 6094404 | 15936 | SH |  | SOLE |  | 15936 | 0 | 0 |
| VANGUARD ST CORP BD ETF | SHRT TRM CORP BD | 92206C409 |  | 908145 | 12078 | SH |  | SOLE |  | 12078 | 0 | 0 |
| VANGUARD RUS 1000 ID ETF | VNG RUS1000IDX | 92206C730 |  | 138321829 | 793767 | SH |  | SOLE |  | 793767 | 0 | 0 |
| VANGUARD RUS 1000 GI ETF | VNG RUS1000 GRW | 92206C680 |  | 4443664 | 80618 | SH |  | SOLE |  | 80618 | 0 | 0 |
| VANGUARD RUS 1000 VI ETF | VNG RUS1000VAL | 92206C714 |  | 29656146 | 445421 | SH |  | SOLE |  | 445421 | 0 | 0 |
| VANGUARD 500 IDX ETF | S 500 ETF SHS | 922908363 |  | 8411080 | 23940 | SH |  | SOLE |  | 23940 | 0 | 0 |
| VANGUARD RUS 3000 ID ETF | VNG RUS3000IDX | 92206C599 |  | 3081023 | 17939 | SH |  | SOLE |  | 17939 | 0 | 0 |
| VANGUARD RUS 2000 ID ETF | VNG RUS2000IDX | 92206C664 |  | 25247192 | 358778 | SH |  | SOLE |  | 358778 | 0 | 0 |
| VANGUARD RUS 2000 VI ETF | VNG RUS2000VAL | 92206C649 |  | 4989596 | 40976 | SH |  | SOLE |  | 40976 | 0 | 0 |
| APPLE ORD | COM | 037833100 |  | 2586387 | 19906 | SH |  | SOLE |  | 19906 | 0 | 0 |
| ABBVIE ORD | COM | 00287Y109 |  | 3566248 | 22067 | SH |  | SOLE |  | 22067 | 0 | 0 |
| ACCENTURE CL A ORD | SHS CLASS A | G1151C101 |  | 1162088 | 4355 | SH |  | SOLE |  | 4355 | 0 | 0 |
| ANALOG DEVICES ORD | COM | 032654105 |  | 1382445 | 8428 | SH |  | SOLE |  | 8428 | 0 | 0 |
| ALLSTATE ORD | COM | 020002101 |  | 913673 | 6738 | SH |  | SOLE |  | 6738 | 0 | 0 |
| AMERIPRISE FINANCE ORD | COM | 03076C106 |  | 2208236 | 7092 | SH |  | SOLE |  | 7092 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS ORD | COM | 009158106 |  | 977492 | 3171 | SH |  | SOLE |  | 3171 | 0 | 0 |
| BROADCOM ORD | COM | 11135F101 |  | 3653355 | 6534 | SH |  | SOLE |  | 6534 | 0 | 0 |
| CDW ORD | COM | 12514G108 |  | 901829 | 5050 | SH |  | SOLE |  | 5050 | 0 | 0 |
| COSTCO WHOLESALE ORD | COM | 22160K105 |  | 832200 | 1823 | SH |  | SOLE |  | 1823 | 0 | 0 |
| CINTAS ORD | COM | 172908105 |  | 235294 | 521 | SH |  | SOLE |  | 521 | 0 | 0 |
| CVS HEALTH ORD | COM | 126650100 |  | 1728488 | 18548 | SH |  | SOLE |  | 18548 | 0 | 0 |
| CHEVRON ORD | COM | 166764100 |  | 3072510 | 17118 | SH |  | SOLE |  | 17118 | 0 | 0 |
| EASTMAN CHEMICAL ORD | COM | 277432100 |  | 673346 | 8268 | SH |  | SOLE |  | 8268 | 0 | 0 |
| EATON ORD | SHS | G29183103 |  | 1648917 | 10506 | SH |  | SOLE |  | 10506 | 0 | 0 |
| FASTENAL ORD | COM | 311900104 |  | 438562 | 9268 | SH |  | SOLE |  | 9268 | 0 | 0 |
| GENERAL DYNAMICS ORD | COM | 369550108 |  | 1379988 | 5562 | SH |  | SOLE |  | 5562 | 0 | 0 |
| CORNING ORD | COM | 219350105 |  | 111151 | 3480 | SH |  | SOLE |  | 3480 | 0 | 0 |
| HOME DEPOT ORD | COM | 437076102 |  | 2457075 | 7779 | SH |  | SOLE |  | 7779 | 0 | 0 |
| ILLINOIS TOOL ORD | COM | 452308109 |  | 928785 | 4216 | SH |  | SOLE |  | 4216 | 0 | 0 |
| JPMORGAN CHASE ORD | COM | 46625H100 |  | 2119182 | 15803 | SH |  | SOLE |  | 15803 | 0 | 0 |
| COCA-COLA ORD | COM | 191216100 |  | 1127106 | 17719 | SH |  | SOLE |  | 17719 | 0 | 0 |
| ELI LILLY ORD | COM | 532457108 |  | 2962938 | 8099 | SH |  | SOLE |  | 8099 | 0 | 0 |
| LOCKHEED MARTIN ORD | COM | 539830109 |  | 1146170 | 2356 | SH |  | SOLE |  | 2356 | 0 | 0 |
| MCDONALD'S ORD | COM | 580135101 |  | 2506697 | 9512 | SH |  | SOLE |  | 9512 | 0 | 0 |
| MONDELEZ INTERNATIONAL CL A ORD | CL A | 609207105 |  | 1449438 | 21747 | SH |  | SOLE |  | 21747 | 0 | 0 |
| MARSH  MCLENNAN ORD | COM | 571748102 |  | 1793803 | 10840 | SH |  | SOLE |  | 10840 | 0 | 0 |
| MERCK  CO. INC. | COM | 58933Y105 |  | 1248409 | 11252 | SH |  | SOLE |  | 11252 | 0 | 0 |
| MORGAN STANLEY ORD | COM NEW | 617446448 |  | 955285 | 11236 | SH |  | SOLE |  | 11236 | 0 | 0 |
| MICROSOFT ORD | COM | 594918104 |  | 3822491 | 15939 | SH |  | SOLE |  | 15939 | 0 | 0 |
| MOTOROLA SOLUTIONS ORD | COM NEW | 620076307 |  | 2069154 | 8029 | SH |  | SOLE |  | 8029 | 0 | 0 |
| NEXTERA ENERGY ORD | COM | 65339F101 |  | 1139134 | 13626 | SH |  | SOLE |  | 13626 | 0 | 0 |
| NORTHROP GRUMMAN ORD | COM | 666807102 |  | 1661382 | 3045 | SH |  | SOLE |  | 3045 | 0 | 0 |
| REALTY INCOME REIT ORD | COM | 756109104 |  | 715237 | 11276 | SH |  | SOLE |  | 11276 | 0 | 0 |
| PAYCHEX ORD | COM | 704326107 |  | 2622865 | 22697 | SH |  | SOLE |  | 22697 | 0 | 0 |
| PEPSICO ORD | COM | 713448108 |  | 2409643 | 13338 | SH |  | SOLE |  | 13338 | 0 | 0 |
| PFIZER ORD | COM | 717081103 |  | 1692303 | 33027 | SH |  | SOLE |  | 33027 | 0 | 0 |
| PROCTER  GAMBLE ORD | COM | 742718109 |  | 1183684 | 7810 | SH |  | SOLE |  | 7810 | 0 | 0 |
| PARKER HANNIFIN ORD | COM | 701094104 |  | 813927 | 2797 | SH |  | SOLE |  | 2797 | 0 | 0 |
| PROLOGIS REIT | COM | 74340W103 |  | 941634 | 8353 | SH |  | SOLE |  | 8353 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP ORD | COM | 693475105 |  | 932636 | 5905 | SH |  | SOLE |  | 5905 | 0 | 0 |
| PIONEER NATURAL RESOURCE ORD | COM | 723787107 |  | 566636 | 2481 | SH |  | SOLE |  | 2481 | 0 | 0 |
| STARBUCKS ORD | COM | 855244109 |  | 1736496 | 17505 | SH |  | SOLE |  | 17505 | 0 | 0 |
| SOUTHERN ORD | COM | 842587107 |  | 2053680 | 28759 | SH |  | SOLE |  | 28759 | 0 | 0 |
| TARGET ORD | COM | 87612E106 |  | 446822 | 2998 | SH |  | SOLE |  | 2998 | 0 | 0 |
| TJX ORD | COM | 872540109 |  | 336708 | 4230 | SH |  | SOLE |  | 4230 | 0 | 0 |
| TRACTOR SUPPLY ORD | COM | 892356106 |  | 327781 | 1457 | SH |  | SOLE |  | 1457 | 0 | 0 |
| UNITEDHEALTH GRP ORD | COM | 91324P102 |  | 2666275 | 5029 | SH |  | SOLE |  | 5029 | 0 | 0 |
| UNION PACIFIC ORD | COM | 907818108 |  | 701139 | 3386 | SH |  | SOLE |  | 3386 | 0 | 0 |
| UNITED PARCEL SERVICE CL B ORD | CL B | 911312106 |  | 467282 | 2688 | SH |  | SOLE |  | 2688 | 0 | 0 |
| VICI PPTYS ORD | COM | 925652109 |  | 533304 | 16460 | SH |  | SOLE |  | 16460 | 0 | 0 |
| VALERO ENERGY ORD | COM | 91913Y100 |  | 1499739 | 11822 | SH |  | SOLE |  | 11822 | 0 | 0 |
| WEC ENERGY GROUP ORD | COM | 92939U106 |  | 800992 | 8543 | SH |  | SOLE |  | 8543 | 0 | 0 |
| WASTE MANAGEMENT ORD | COM | 94106L109 |  | 1091571 | 6958 | SH |  | SOLE |  | 6958 | 0 | 0 |

---