# EDGAR Filing Document

**Accession Number:** 0001316944
**File Stem:** 0001316944-25-000244
**Filing Date:** 2025-12
**Character Count:** 7277
**Document Hash:** 1f1283481e68630ffa6357f29e59ca5a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001316944-25-000244.hdr.sgml**: 20251216

**ACCESSION NUMBER**: 0001316944-25-000244

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20251211

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251216

**DATE AS OF CHANGE**: 20251216

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Federal Home Loan Bank of San Francisco
- **CENTRAL INDEX KEY:** 0001316944
- **STANDARD INDUSTRIAL CLASSIFICATION:** FEDERAL & FEDERALLY-SPONSORED CREDIT AGENCIES [6111]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 946000630
- **STATE OF INCORPORATION:** X1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-51398
- **FILM NUMBER:** 251576172

**BUSINESS ADDRESS:**
- **STREET 1:** 333 BUSH STREET, SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104
- **BUSINESS PHONE:** (415) 616-1000

**MAIL ADDRESS:**
- **STREET 1:** 333 BUSH STREET, SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104

?xml version='1.0' encoding='ASCII'? fhlbsf-20251211

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of**

**The Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported) December 11, 2025**

__________________

**FEDERAL HOME LOAN BANK OF SAN FRANCISCO**

**(Exact name of registrant as specified in its charter)**

__________________

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| | | |
|:---|:---|:---|
| **Federally chartered corporation** | **000-51398** | **94-6000630** |
| **(State or other jurisdiction of incorporation)** | **(Commission File Number)** | **(IRS Employer Identification No.)** |

---

**333 Bush Street, Suite 2700**

**San Francisco, CA 94104**

**(Address of principal executive offices, including zip code)**

**(415) 616-1000**

**(Registrant's telephone number, including area code)**

**Not Applicable**

**(Former name or former address, if changed since last report)**

__________________

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

 Title of each class Trading Symbol(s) Name of each exchange on which registered <br>  <u>—</u>  <u>—</u>  <u>—</u>

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.**

On December 11, 2025, the Board of Directors of the Federal Home Loan Bank of San Francisco ("Bank") selected Ana E. Fonseca to fill a California member director seat that will be vacated by Director Jeffrey K. Ball on December 31, 2025, effective January 1, 2026. Ms. Fonseca is President and Chief Executive Officer of Logix Federal Credit Union, Valencia, California. Ms. Fonseca will complete the term of Mr. Ball, which ends December 31, 2028.

The Bank's board has appointed Ms. Fonseca to the following committees:

Chair of the Audit Committee, Vice Chair of the Member Services and Public Affairs Committee, and Member of the Finance and Strategic Planning, Governance, Risk, and Technology and Operations Committees.

In accordance with Federal Housing Finance Agency regulations, compensation for service on the Bank's board for this director will be subject to the Bank's annual Director Compensation and Expense Reimbursement Policy.

The Bank issued a member communication announcing this change on the Bank's board. The member communication is furnished as Exhibit 99. l to this report. The information contained in Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

**Item 9.01 Financial Statements and Exhibits.**

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| | | |
|:---|:---|:---|
| (d) | <u>Exhibit</u> | |
| | 99.1 | <u>[Member Communication dated December 16, 2025, issued by the Federal Home Loan Bank of San Francisco.](membercommunicationdatedde.htm)</u> |
| | 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

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**Signature(s)**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
| | **Federal Home Loan Bank of San Francisco** | **Federal Home Loan Bank of San Francisco** |
| Date: December 16, 2025 | By: | /s/ Andrea C. Brunetti |
|  |  | Andrea C. Brunetti<br>Senior Vice President, Interim Chief Legal Officer and Corporate Secretary |

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## Exhibit 99.1

**Exhibit 99.1**

**Ana E. Fonseca Appointed to New Term on FHLBank San Francisco Board of Directors**

SAN FRANCISCO – December 16, 2025 – The board of directors of the Federal Home Loan Bank of San Francisco has appointed Ana E. Fonseca to fill a California member director vacancy on the board beginning January 1, 2026. Ms. Fonseca is president and chief executive officer of Logix Federal Credit Union (Logix), Valencia, California. The term of this seat ends December 31, 2028.

Ms. Fonseca replaces Jeffrey K. Ball, who resigned from the Board effective December 31, 2025.

Ms. Fonseca has decades of experience in the financial services industry and has been the president and chief executive officer of Logix since January 2019. Overall, Ms. Fonesca has been with Logix for over 20 years and has held roles including chief operating officer and chief financial officer. Prior to Logix, she was the chief financial officer for Southland Credit Union and a revenue manager for Lockheed Finance Corporation.

December 16, 2025 \| FHLBank San Francisco

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