# EDGAR Filing Document

**Accession Number:** 0001723115
**File Stem:** 0001723115-26-000001
**Filing Date:** 2026-1
**Character Count:** 12518
**Document Hash:** e876e30b1438f69dee427f3c25e6f47c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001723115-26-000001.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001723115-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260121

**EFFECTIVENESS DATE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Demars Financial Group, LLC
- **CENTRAL INDEX KEY:** 0001723115

**ORGANIZATION NAME:**
- **EIN:** 473158444
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19971
- **FILM NUMBER:** 26549206

**BUSINESS ADDRESS:**
- **STREET 1:** 420 N EVERGREEN RD, STE 300
- **CITY:** SPOKANE VALLEY
- **STATE:** WA
- **ZIP:** 99216
- **BUSINESS PHONE:** 509-536-9556

**MAIL ADDRESS:**
- **STREET 1:** 420 N EVERGREEN RD, STE 300
- **CITY:** SPOKANE VALLEY
- **STATE:** WA
- **ZIP:** 99216

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Demars Financial Group LLC<br>**Address:** 420 N EVERGREEN RD STE 300<br>SPOKANE VALLEY, WA 99216

**Form 13F File Number:** 028-19971

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David Demars<br>**Title:** MR<br>**Phone:** 5095369556

**Signature, Place, and Date of Signing:**

David Demars  Spokane Valley, WA  01-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 90

**Form 13F Information Table Value Total:** $298802080

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 252970 | 2019 | SH |  | SOLE |  | 0 | 0 | 2019 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1160604 | 3708 | SH |  | SOLE |  | 8 | 0 | 3700 |
| AMAZON COM INC | COM | 023135106 |  | 2307371 | 9996 | SH |  | SOLE |  | 5758 | 0 | 4238 |
| APPLE INC | COM | 037833100 |  | 6442217 | 23697 | SH |  | SOLE |  | 2944 | 0 | 20753 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 206167 | 239 | SH |  | SOLE |  | 5 | 0 | 234 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 478795 | 1486 | SH |  | SOLE |  | 3 | 0 | 1483 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 439057 | 908 | SH |  | SOLE |  | 349 | 0 | 559 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1259374 | 2206 | SH |  | SOLE |  | 69 | 0 | 2137 |
| NETFLIX INC | COM | 64110L106 |  | 249252 | 2658 | SH |  | SOLE |  | 0 | 0 | 2658 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 9289425 | 49809 | SH |  | SOLE |  | 821 | 0 | 48988 |
| TESLA INC | COM | 88160R101 |  | 1155501 | 2569 | SH |  | SOLE |  | 112 | 0 | 2457 |
| HOME DEPOT INC | COM | 437076102 |  | 770705 | 2240 | SH |  | SOLE |  | 40 | 0 | 2200 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 16858726 | 33540 | SH |  | SOLE |  | 3211 | 0 | 30329 |
| BWX TECHNOLOGIES INC | COM | 05605H100 |  | 6401642 | 37038 | SH |  | SOLE |  | 3717 | 0 | 33321 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 48004357 | 639632 | SH |  | SOLE |  | 64818 | 0 | 574814 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 47133384 | 795098 | SH |  | SOLE |  | 80063 | 0 | 715035 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 36439400 | 716465 | SH |  | SOLE |  | 71707 | 0 | 644758 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 4928962 | 82054 | SH |  | SOLE |  | 8843 | 0 | 73211 |
| ISHARES TR | S 100 ETF | 464287101 |  | 35637846 | 103910 | SH |  | SOLE |  | 10325 | 0 | 93585 |
| MARATHON PETE CORP | COM | 56585A102 |  | 4915235 | 30223 | SH |  | SOLE |  | 3089 | 0 | 27134 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 4748397 | 73744 | SH |  | SOLE |  | 7600 | 0 | 66144 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2174681 | 6930 | SH |  | SOLE |  | 5073 | 0 | 1857 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 558664 | 3182 | SH |  | SOLE |  | 3034 | 0 | 148 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 670303 | 5136 | SH |  | SOLE |  | 4910 | 0 | 226 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1433693 | 26579 | SH |  | SOLE |  | 25454 | 0 | 1125 |
| CHUBB LIMITED | COM | H1467J104 |  | 1712498 | 5487 | SH |  | SOLE |  | 2846 | 0 | 2641 |
| CME GROUP INC | COM | 12572Q105 |  | 846608 | 3100 | SH |  | SOLE |  | 2703 | 0 | 397 |
| EOG RES INC | COM | 26875P101 |  | 689343 | 6565 | SH |  | SOLE |  | 4720 | 0 | 1845 |
| FIDELITY GREENWOOD STREET TR | HEDGED EQTY ETF | 31624J745 |  | 1869035 | 60467 | SH |  | SOLE |  | 58644 | 0 | 1823 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 695827 | 9128 | SH |  | SOLE |  | 8120 | 0 | 1008 |
| FISERV INC | COM | 337738108 |  | 335129 | 4989 | SH |  | SOLE |  | 4871 | 0 | 118 |
| GLOBAL X FDS | GLBL X MLP ETF | 37954Y343 |  | 870121 | 17974 | SH |  | SOLE |  | 16829 | 0 | 1145 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 750001 | 9342 | SH |  | SOLE |  | 7841 | 0 | 1501 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 980388 | 19269 | SH |  | SOLE |  | 18772 | 0 | 497 |
| PEPSICO INC | COM | 713448108 |  | 941144 | 6558 | SH |  | SOLE |  | 5443 | 0 | 1115 |
| POWELL INDS INC | COM | 739128106 |  | 1074607 | 3371 | SH |  | SOLE |  | 3286 | 0 | 85 |
| REALTY INCOME CORP | COM | 756109104 |  | 736869 | 13072 | SH |  | SOLE |  | 12509 | 0 | 563 |
| SALESFORCE INC | COM | 79466L302 |  | 1204718 | 4548 | SH |  | SOLE |  | 4414 | 0 | 134 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 3602862 | 78665 | SH |  | SOLE |  | 47434 | 0 | 31231 |
| EA SERIES TRUST | STRIVE 1000 GRWT | 02072L615 |  | 2694723 | 52954 | SH |  | SOLE |  | 51390 | 0 | 1564 |
| EA SERIES TRUST | STRIVE US SEMICO | 02072L672 |  | 992729 | 14466 | SH |  | SOLE |  | 13985 | 0 | 481 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1377931 | 4534 | SH |  | SOLE |  | 2560 | 0 | 1974 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 13293242 | 521713 | SH |  | SOLE |  | 367750 | 0 | 153963 |
| FIDELITY COVINGTON TRUST | CONSMR STAPLES | 316092303 |  | 584897 | 11891 | SH |  | SOLE |  | 2924 | 0 | 8967 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 342989 | 2813 | SH |  | SOLE |  | 689 | 0 | 2124 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 2843992 | 50061 | SH |  | SOLE |  | 4148 | 0 | 45913 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 558152 | 4434 | SH |  | SOLE |  | 4424 | 0 | 10 |
| FIRST SOLAR INC | COM | 336433107 |  | 922664 | 3532 | SH |  | SOLE |  | 3517 | 0 | 15 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 582342 | 3596 | SH |  | SOLE |  | 2257 | 0 | 1339 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 519645 | 103929 | SH |  | SOLE |  | 103922 | 0 | 7 |
| MODINE MFG CO | COM | 607828100 |  | 204137 | 1529 | SH |  | SOLE |  | 1529 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 406095 | 6956 | SH |  | SOLE |  | 6717 | 0 | 239 |
| WP CAREY INC | COM | 92936U109 |  | 639417 | 9935 | SH |  | SOLE |  | 9785 | 0 | 150 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1258290 | 8256 | SH |  | SOLE |  | 0 | 0 | 8256 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 510164 | 4239 | SH |  | SOLE |  | 1036 | 0 | 3203 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 331729 | 7771 | SH |  | SOLE |  | 1450 | 0 | 6321 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 250183 | 9304 | SH |  | SOLE |  | 4744 | 0 | 4560 |
| AMCOR PLC | ORD | G0250X107 |  | 487898 | 58501 | SH |  | SOLE |  | 57209 | 0 | 1292 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 908536 | 33122 | SH |  | SOLE |  | 30676 | 0 | 2446 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 394722 | 1383 | SH |  | SOLE |  | 473 | 0 | 910 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 599601 | 16482 | SH |  | SOLE |  | 1531 | 0 | 14951 |
| BROADCOM INC | COM | 11135F101 |  | 400919 | 1158 | SH |  | SOLE |  | 173 | 0 | 985 |
| ELI LILLY  CO | COM | 532457108 |  | 510671 | 475 | SH |  | SOLE |  | 0 | 0 | 475 |
| META PLATFORMS INC | CL A | 30303M102 |  | 294154 | 446 | SH |  | SOLE |  | 40 | 0 | 406 |
| MICROSOFT CORP | COM | 594918104 |  | 1795843 | 3713 | SH |  | SOLE |  | 304 | 0 | 3409 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 236963 | 1333 | SH |  | SOLE |  | 0 | 0 | 1333 |
| RTX CORPORATION | COM | 75513E101 |  | 238253 | 1299 | SH |  | SOLE |  | 200 | 0 | 1099 |
| WALMART INC | COM | 931142103 |  | 481426 | 4321 | SH |  | SOLE |  | 361 | 0 | 3960 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 915271 | 13868 | SH |  | SOLE |  | 1306 | 0 | 12562 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 237158 | 5734 | SH |  | SOLE |  | 66 | 0 | 5668 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 653960 | 14627 | SH |  | SOLE |  | 150 | 0 | 14477 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1000056 | 2113 | SH |  | SOLE |  | 151 | 0 | 1962 |
| MERCK  CO INC | COM | 58933Y105 |  | 601347 | 5713 | SH |  | SOLE |  | 864 | 0 | 4849 |
| PHILLIPS 66 | COM | 718546104 |  | 469027 | 3635 | SH |  | SOLE |  | 545 | 0 | 3090 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 483644 | 2201 | SH |  | SOLE |  | 55 | 0 | 2146 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 323871 | 966 | SH |  | SOLE |  | 13 | 0 | 953 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 3878625 | 73570 | SH |  | SOLE |  | 0 | 0 | 73570 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 450165 | 6060 | SH |  | SOLE |  | 186 | 0 | 5874 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 474395 | 6834 | SH |  | SOLE |  | 244 | 0 | 6590 |
| FIDELITY COVINGTON TRUST | MSCI UTILS INDEX | 316092865 |  | 546959 | 9905 | SH |  | SOLE |  | 1378 | 0 | 8527 |
| ENBRIDGE INC | COM | 29250N105 |  | 404307 | 8453 | SH |  | SOLE |  | 5600 | 0 | 2853 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 835187 | 12749 | SH |  | SOLE |  | 0 | 0 | 12749 |
| HUNT J B TRANS SVCS INC | COM | 445658107 |  | 694708 | 3575 | SH |  | SOLE |  | 0 | 0 | 3575 |
| INTEL CORP | COM | 458140100 |  | 278595 | 7550 | SH |  | SOLE |  | 41 | 0 | 7509 |
| SEMPRA | COM | 816851109 |  | 553225 | 6266 | SH |  | SOLE |  | 272 | 0 | 5994 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 210769 | 5442 | SH |  | SOLE |  | 0 | 0 | 5442 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 204375 | 4602 | SH |  | SOLE |  | 0 | 0 | 4602 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 416414 | 664 | SH |  | SOLE |  | 0 | 0 | 664 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 281837 | 3024 | SH |  | SOLE |  | 0 | 0 | 3024 |

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