# EDGAR Filing Document

**Accession Number:** 0001703080
**File Stem:** 0001754960-25-000709
**Filing Date:** 2025-10
**Character Count:** 10937
**Document Hash:** 5677db3a4a1f34950b8fe2dd2f179898
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-25-000709.hdr.sgml**: 20251024

**ACCESSION NUMBER**: 0001754960-25-000709

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251024

**DATE AS OF CHANGE**: 20251023

**EFFECTIVENESS DATE**: 20251024

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MONEYWISE, INC.
- **CENTRAL INDEX KEY:** 0001703080

**ORGANIZATION NAME:**
- **EIN:** 541506612
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18003
- **FILM NUMBER:** 251414155

**BUSINESS ADDRESS:**
- **STREET 1:** 1563 CROSSINGS CENTRE DR STE 100
- **CITY:** FOREST
- **STATE:** VA
- **ZIP:** 24551
- **BUSINESS PHONE:** 4343169356

**MAIL ADDRESS:**
- **STREET 1:** 1563 CROSSINGS CENTRE DR STE 100
- **CITY:** FOREST
- **STATE:** VA
- **ZIP:** 24551

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MONEYWISE INC.<br>**Address:** 1563 CROSSINGS CENTRE DR STE 100<br>FOREST, VA 24551

**Form 13F File Number:** 028-18003

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  10-23-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 72

**Form 13F Information Table Value Total:** $221055757

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 8011786 | 91763 | SH |  | SOLE |  | 91763 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 13913097 | 95524 | SH |  | SOLE |  | 95524 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2328530 | 43605 | SH |  | SOLE |  | 43605 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 14645691 | 38649 | SH |  | SOLE |  | 38649 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 7310683 | 51335 | SH |  | SOLE |  | 51335 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 21055933 | 799390 | SH |  | SOLE |  | 799390 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 7062802 | 25058 | SH |  | SOLE |  | 25058 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 6929997 | 79463 | SH |  | SOLE |  | 79463 | 0 | 0 |
| NORTHERN LIGHTS FD TR | TOEWS AGILTY SHS | 66538J720 |  | 21549650 | 604818 | SH |  | SOLE |  | 604818 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2711557 | 5654 | SH |  | SOLE |  | 5654 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 11930711 | 38754 | SH |  | SOLE |  | 38754 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 249941 | 831 | SH |  | SOLE |  | 831 | 0 | 0 |
| GREIF INC | CL A | 397624107 |  | 582660 | 9750 | SH |  | SOLE |  | 9750 | 0 | 0 |
| STRATEGY SHS | EVENTIDE US MRKT | 86280R787 |  | 6762654 | 248810 | SH |  | SOLE |  | 248810 | 0 | 0 |
| NEOS ETF TRUST | FIS CHRISTIAN | 78433H204 |  | 933638 | 29768 | SH |  | SOLE |  | 29768 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 |  | 2794797 | 62903 | SH |  | SOLE |  | 62903 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE 500 ETF | 66537J796 |  | 7994164 | 32073 | SH |  | SOLE |  | 32073 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE GBL HOPE | 66538H658 |  | 957680 | 22555 | SH |  | SOLE |  | 22555 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE INTL ETF | 66538H419 |  | 980246 | 27797 | SH |  | SOLE |  | 27797 | 0 | 0 |
| TIMOTHY PLAN | HIG DV STK ETF | 887432326 |  | 856871 | 21784 | SH |  | SOLE |  | 21784 | 0 | 0 |
| TIMOTHY PLAN | INTL ETF | 887432334 |  | 2663141 | 79783 | SH |  | SOLE |  | 79783 | 0 | 0 |
| TIMOTHY PLAN | U S SM CP CORE | 887432342 |  | 870419 | 20939 | SH |  | SOLE |  | 20939 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 17041483 | 25581 | SH |  | SOLE |  | 25581 | 0 | 0 |
| STRATEGY SHS | EVENTIDE HIGH DI | 86280R811 |  | 1323396 | 49486 | SH |  | SOLE |  | 49486 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 474063 | 8904 | SH |  | SOLE |  | 8904 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 825897 | 8820 | SH |  | SOLE |  | 8820 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | SML CP GRW ALP | 33737M300 |  | 2331206 | 25699 | SH |  | SOLE |  | 25699 | 0 | 0 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 5266294 | 91636 | SH |  | SOLE |  | 91636 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2624026 | 8933 | SH |  | SOLE |  | 8933 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1192924 | 4691 | SH |  | SOLE |  | 4691 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2409014 | 3599 | SH |  | SOLE |  | 3599 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 372381 | 8039 | SH |  | SOLE |  | 8039 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 223453 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| COLUMBIA ETF TR I | MULTI SEC MUNI | 19761L607 |  | 1180484 | 57500 | SH |  | SOLE |  | 57500 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 216581 | 4350 | SH |  | SOLE |  | 4350 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 923109 | 12563 | SH |  | SOLE |  | 12563 | 0 | 0 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 2775262 | 63391 | SH |  | SOLE |  | 63391 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 4684138 | 158034 | SH |  | SOLE |  | 158034 | 0 | 0 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 665911 | 13810 | SH |  | SOLE |  | 13810 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 4569209 | 91256 | SH |  | SOLE |  | 91256 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | US MID CP MLTFCT | 35473P884 |  | 1745615 | 30923 | SH |  | SOLE |  | 30923 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 3833746 | 137410 | SH |  | SOLE |  | 137410 | 0 | 0 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 4178232 | 89450 | SH |  | SOLE |  | 89450 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 265022 | 3804 | SH |  | SOLE |  | 3804 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | RIVRFRNT DYN DEV | 33739P608 |  | 278932 | 3636 | SH |  | SOLE |  | 3636 | 0 | 0 |
| AMERICAN CENTY ETF TR | US QUALITY GROW | 025072307 |  | 3709044 | 32422 | SH |  | SOLE |  | 32422 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1097796 | 9094 | SH |  | SOLE |  | 9094 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 242783 | 2532 | SH |  | SOLE |  | 2532 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 214374 | 1653 | SH |  | SOLE |  | 1653 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 207684 | 467 | SH |  | SOLE |  | 467 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1431841 | 21941 | SH |  | SOLE |  | 21941 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 245608 | 3726 | SH |  | SOLE |  | 3726 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 359640 | 1742 | SH |  | SOLE |  | 1742 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 662195 | 5573 | SH |  | SOLE |  | 5573 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 547855 | 17169 | SH |  | SOLE |  | 17169 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | SMITH OPPORT FXD | 33740F805 |  | 203376 | 4578 | SH |  | SOLE |  | 4578 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 625557 | 2457 | SH |  | SOLE |  | 2457 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1287032 | 3922 | SH |  | SOLE |  | 3922 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 414174 | 17791 | SH |  | SOLE |  | 17791 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S MIDCP LOW | 46138E198 |  | 864352 | 13599 | SH |  | SOLE |  | 13599 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 445742 | 3953 | SH |  | SOLE |  | 3953 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 210639 | 8193 | SH |  | SOLE |  | 8193 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 355249 | 1904 | SH |  | SOLE |  | 1904 | 0 | 0 |
| BWX TECHNOLOGIES INC | COM | 05605H100 |  | 411145 | 2230 | SH |  | SOLE |  | 2230 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 203510 | 2696 | SH |  | SOLE |  | 2696 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 264994 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1128431 | 4633 | SH |  | SOLE |  | 4633 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1600492 | 3090 | SH |  | SOLE |  | 3090 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 231454 | 6518 | SH |  | SOLE |  | 6518 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 275489 | 775 | SH |  | SOLE |  | 775 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 510707 | 3771 | SH |  | SOLE |  | 3771 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 807568 | 9668 | SH |  | SOLE |  | 9668 | 0 | 0 |

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