# EDGAR Filing Document

**Accession Number:** 0002086953
**File Stem:** 0001140361-26-000537
**Filing Date:** 2026-1
**Character Count:** 10252
**Document Hash:** 05cb7d773471059266531c3fade31bb6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-000537.hdr.sgml**: 20260108

**ACCESSION NUMBER**: 0001140361-26-000537

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260108

**DATE AS OF CHANGE**: 20260107

**EFFECTIVENESS DATE**: 20260108

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** American National Bank of Texas
- **CENTRAL INDEX KEY:** 0002086953

**ORGANIZATION NAME:**
- **EIN:** 751747054
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25789
- **FILM NUMBER:** 26516882

**BUSINESS ADDRESS:**
- **STREET 1:** 2600 NORTH CENTRAL EXPRESSWAY
- **STREET 2:** SUITE #700
- **CITY:** RICHARDSON
- **STATE:** TX
- **ZIP:** 75080
- **BUSINESS PHONE:** 214.863.6596

**MAIL ADDRESS:**
- **STREET 1:** 2600 NORTH CENTRAL EXPRESSWAY
- **STREET 2:** SUITE #700
- **CITY:** RICHARDSON
- **STATE:** TX
- **ZIP:** 75080

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** American National Bank of Texas<br>**Address:** 2600 NORTH CENTRAL EXPRESSWAY<br>SUITE #700<br>RICHARDSON, TX 75080

**Form 13F File Number:** 028-25789

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Vickie Gutierrez<br>**Title:** Vice President  Trust Officer<br>**Phone:** (214) 863-6548

**Signature, Place, and Date of Signing:**

/s/ Vickie Gutierrez  RICHARDSON, TX  01-06-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 62

**Form 13F Information Table Value Total:** $104112664

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | Common Stock | 002824100 |  | 426988 | 3408 | SH |  | SOLE |  | 3408 | 0 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 642285 | 2811 | SH |  | SOLE |  | 2811 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K107 |  | 1171102 | 3732 | SH |  | SOLE |  | 3732 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K305 |  | 868888 | 2776 | SH |  | SOLE |  | 2776 | 0 | 0 |
| AMAZON COM INC | Common Stock | 023135106 |  | 843647 | 3655 | SH |  | SOLE |  | 3655 | 0 | 0 |
| AMGEN INC | Common Stock | 031162100 |  | 204241 | 624 | SH |  | SOLE |  | 624 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 1946246 | 7159 | SH |  | SOLE |  | 7159 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 |  | 460930 | 917 | SH |  | SOLE |  | 917 | 0 | 0 |
| BLACKROCK INC | Common Stock | 09290D101 |  | 207646 | 194 | SH |  | SOLE |  | 194 | 0 | 0 |
| BROWN  BROWN INC | Common Stock | 115236101 |  | 391407 | 4911 | SH |  | SOLE |  | 4911 | 0 | 0 |
| CHEVRON CORP NEW | Common Stock | 166764100 |  | 504477 | 3310 | SH |  | SOLE |  | 3310 | 0 | 0 |
| CLOROX CO DEL | Common Stock | 189054109 |  | 774374 | 7680 | SH |  | SOLE |  | 7680 | 0 | 0 |
| COCA COLA CO | Common Stock | 191216100 |  | 758524 | 10850 | SH |  | SOLE |  | 10850 | 0 | 0 |
| COLGATE PALMOLIVE CO | Common Stock | 194162103 |  | 261951 | 3315 | SH |  | SOLE |  | 3315 | 0 | 0 |
| CVS HEALTH CORP | Common Stock | 126650100 |  | 238080 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | Common Stock | 28176E108 |  | 328383 | 3852 | SH |  | SOLE |  | 3852 | 0 | 0 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 1194134 | 9923 | SH |  | SOLE |  | 9923 | 0 | 0 |
| FIDELITY COVINGTON TRUST | Exchange Traded Fund | 31609A206 |  | 6226257 | 164803 | SH |  | SOLE |  | 164803 | 0 | 0 |
| GOLDMAN SACHS ETF TR | Exchange Traded Fund | 38149W622 |  | 3359506 | 63627 | SH |  | SOLE |  | 63627 | 0 | 0 |
| GOLDMAN SACHS ETF TR | Exchange Traded Fund | 38149W622 |  | 37541 | 711 | SH |  | OTR |  | 711 | 0 | 0 |
| HALLIBURTON CO | Common Stock | 406216101 |  | 210707 | 7456 | SH |  | SOLE |  | 7456 | 0 | 0 |
| HOME DEPOT INC | Common Stock | 437076102 |  | 320701 | 932 | SH |  | SOLE |  | 932 | 0 | 0 |
| HONEYWELL INTL INC | Common Stock | 438516106 |  | 287758 | 1475 | SH |  | SOLE |  | 1475 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR | Exchange Traded Fund | 46137V472 |  | 5766656 | 56304 | SH |  | SOLE |  | 56304 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR | Exchange Traded Fund | 46137V472 |  | 6657 | 65 | SH |  | OTR |  | 65 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287200 |  | 17144048 | 25030 | SH |  | SOLE |  | 25030 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287507 |  | 5670456 | 85916 | SH |  | SOLE |  | 85916 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 464288646 |  | 1241622 | 23480 | SH |  | SOLE |  | 23480 | 0 | 0 |
| JPMORGAN CHASE  CO | Common Stock | 46625H100 |  | 985993 | 3060 | SH |  | SOLE |  | 3060 | 0 | 0 |
| KINSALE CAP GROUP INC | Common Stock | 49714P108 |  | 325803 | 833 | SH |  | SOLE |  | 833 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | Common Stock | 502431109 |  | 235737 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| MASTERCARD INCORPORATED | Common Stock | 57636Q104 |  | 258038 | 452 | SH |  | SOLE |  | 452 | 0 | 0 |
| MCDONALDS CORP | Common Stock | 580135101 |  | 364005 | 1191 | SH |  | SOLE |  | 1191 | 0 | 0 |
| META PLATFORMS INC | Common Stock | 30303M102 |  | 588140 | 891 | SH |  | SOLE |  | 891 | 0 | 0 |
| MICROSOFT CORP | Common Stock | 594918104 |  | 2194184 | 4537 | SH |  | SOLE |  | 4537 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | Fixed Income ETF | 61774R767 |  | 5575726 | 109899 | SH |  | SOLE |  | 109899 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | Fixed Income ETF | 61774R767 |  | 13698 | 270 | SH |  | OTR |  | 270 | 0 | 0 |
| ORACLE CORP | Common Stock | 68389X105 |  | 503842 | 2585 | SH |  | SOLE |  | 2585 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common Stock | 718172109 |  | 259527 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| PROCTER AND GAMBLE CO | Common Stock | 742718109 |  | 200634 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| QUANTA SVCS INC | Common Stock | 74762E102 |  | 292066 | 692 | SH |  | SOLE |  | 692 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y308 |  | 4888635 | 62933 | SH |  | SOLE |  | 62933 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y860 |  | 5150113 | 127636 | SH |  | SOLE |  | 127636 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | Exchange Traded Fund | 78467Y107 |  | 271476 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| TRACTOR SUPPLY CO | Common Stock | 892356106 |  | 441338 | 8825 | SH |  | SOLE |  | 8825 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | Int'l Common Stock | G8994E103 |  | 249477 | 641 | SH |  | SOLE |  | 641 | 0 | 0 |
| UNION PAC CORP | Common Stock | 907818108 |  | 208188 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Common Stock | 91324P102 |  | 244612 | 741 | SH |  | SOLE |  | 741 | 0 | 0 |
| VANECK ETF TRUST | Exchange Traded Fund | 92189F643 |  | 7401537 | 71471 | SH |  | SOLE |  | 71471 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908363 |  | 879863 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX FDS | International Equity ETF | 922042742 |  | 7979200 | 56566 | SH |  | SOLE |  | 56566 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | Fixed Income ETF | 92206C847 |  | 5495463 | 98485 | SH |  | SOLE |  | 98485 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | Exchange Traded Fund | 921943858 |  | 442725 | 7087 | SH |  | SOLE |  | 7087 | 0 | 0 |
| VANGUARD WHITEHALL FDS | Exchange Traded Fund | 921946406 |  | 961871 | 6702 | SH |  | SOLE |  | 6702 | 0 | 0 |
| VANGUARD WHITEHALL FDS | Exchange Traded Fund | 921946406 |  | 10333 | 72 | SH |  | OTR |  | 72 | 0 | 0 |
| VANGUARD WHITEHALL FDS | International Equity ETF | 921946794 |  | 1115640 | 12396 | SH |  | SOLE |  | 12396 | 0 | 0 |
| VANGUARD WHITEHALL FDS | International Equity ETF | 921946794 |  | 10800 | 120 | SH |  | OTR |  | 120 | 0 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 551316 | 1572 | SH |  | SOLE |  | 1572 | 0 | 0 |
| WALMART INC | Common Stock | 931142103 |  | 668460 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| WELLS FARGO CO NEW | Common Stock | 949746101 |  | 220884 | 2370 | SH |  | SOLE |  | 2370 | 0 | 0 |
| WORLD GOLD TR | Exchange Traded Fund | 98149E303 |  | 3389787 | 39707 | SH |  | SOLE |  | 39707 | 0 | 0 |
| YETI HLDGS INC | Common Stock | 98585X104 |  | 238341 | 5396 | SH |  | SOLE |  | 5396 | 0 | 0 |

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