# EDGAR Filing Document

**Accession Number:** 0001125727
**File Stem:** 0001125727-25-000015
**Filing Date:** 2025-7
**Character Count:** 33311
**Document Hash:** 26ab2702666969d43f0567a44d5fb341
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001125727-25-000015.hdr.sgml**: 20250730

**ACCESSION NUMBER**: 0001125727-25-000015

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250730

**DATE AS OF CHANGE**: 20250729

**EFFECTIVENESS DATE**: 20250730

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST INTERSTATE BANK
- **CENTRAL INDEX KEY:** 0001125727

**ORGANIZATION NAME:**
- **EIN:** 816023169
- **STATE OF INCORPORATION:** MT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05949
- **FILM NUMBER:** 251163435

**BUSINESS ADDRESS:**
- **STREET 1:** 401 NORTH 31ST STREET
- **CITY:** BILLINGS
- **STATE:** MT
- **ZIP:** 59101
- **BUSINESS PHONE:** 4062555230

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 30918
- **CITY:** BILLINGS
- **STATE:** MT
- **ZIP:** 59116

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST INTERSTATE BANK TRUST FINANCIAL SERVICES
- **DATE OF NAME CHANGE:** 20001003

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** First Interstate Bank<br>**Address:** PO Box 30918<br>Billings, MT 59116

**Form 13F File Number:** 028-05949

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chad L Hooker<br>**Title:** Senior Vice President<br>**Phone:** 307-686-4701

**Signature, Place, and Date of Signing:**

Chad L Hooker  Billings, MT  07-29-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 307

**Form 13F Information Table Value Total:** $1702073392

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 734454 | 5400 | SH |  | DFND |  | 55 | 0 | 5345 |
| ABBOTT LABS | COM | 002824100 |  | 2646483 | 19458 | SH |  | SOLE |  | 19337 | 0 | 121 |
| ABBVIE INC | COM | 00287Y109 |  | 1001606 | 5396 | SH |  | DFND |  | 0 | 0 | 5396 |
| ABBVIE INC | COM | 00287Y109 |  | 340984 | 1837 | SH |  | SOLE |  | 1837 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 212850 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 17028 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 1698201 | 14279 | SH |  | DFND |  | 0 | 0 | 14279 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 699271 | 3942 | SH |  | DFND |  | 129 | 0 | 3813 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 587516 | 3312 | SH |  | SOLE |  | 3312 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1101614 | 6251 | SH |  | DFND |  | 1250 | 0 | 5001 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 9980786 | 56635 | SH |  | SOLE |  | 56307 | 0 | 328 |
| AMAZON COM INC | COM | 023135106 |  | 1297911 | 5916 | SH |  | DFND |  | 1447 | 0 | 4469 |
| AMAZON COM INC | COM | 023135106 |  | 14184880 | 64656 | SH |  | SOLE |  | 64450 | 0 | 206 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 784053 | 2458 | SH |  | DFND |  | 365 | 0 | 2093 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 6609585 | 20721 | SH |  | SOLE |  | 20571 | 0 | 150 |
| AMETEK INC | COM | 031100100 |  | 232896 | 1287 | SH |  | SOLE |  | 1287 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 631015 | 2260 | SH |  | SOLE |  | 2260 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 948000 | 9600 | SH |  | SOLE |  | 9600 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1969837 | 9601 | SH |  | DFND |  | 827 | 0 | 8774 |
| APPLE INC | COM | 037833100 |  | 14908268 | 72663 | SH |  | SOLE |  | 71738 | 0 | 925 |
| ARCOS DORADOS HOLDINGS INC | SHS CLASS -A - | G0457F107 |  | 150068 | 19020 | SH |  | DFND |  | 19020 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 874856 | 30230 | SH |  | SOLE |  | 30230 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 263135 | 850 | SH |  | DFND |  | 400 | 0 | 450 |
| AUTODESK INC | COM | 052769106 |  | 54175 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 875239 | 2838 | SH |  | DFND |  | 450 | 0 | 2388 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 191208 | 620 | SH |  | SOLE |  | 620 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 248382 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 4140 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| BADGER METER INC | COM | 056525108 |  | 634421 | 2590 | SH |  | DFND |  | 0 | 0 | 2590 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 208078 | 1208 | SH |  | DFND |  | 0 | 0 | 1208 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 4995 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 2915200 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1252315 | 2578 | SH |  | DFND |  | 44 | 0 | 2534 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 8255175 | 16994 | SH |  | SOLE |  | 16891 | 0 | 103 |
| BLACKROCK INC | COM | 09290D101 |  | 521477 | 497 | SH |  | DFND |  | 0 | 0 | 497 |
| BLACKROCK INC | COM | 09290D101 |  | 78694 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 18249 | 122 | SH |  | DFND |  | 122 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 5250258 | 35100 | SH |  | SOLE |  | 34961 | 0 | 139 |
| BOEING CO | COM | 097023105 |  | 104765 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 99736 | 476 | SH |  | SOLE |  | 476 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 231357 | 4998 | SH |  | DFND |  | 2498 | 0 | 2500 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2188545 | 47279 | SH |  | SOLE |  | 47068 | 0 | 211 |
| BROADCOM INC | COM | 11135F101 |  | 2846638 | 10327 | SH |  | SOLE |  | 10327 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 488497 | 2296 | SH |  | DFND |  | 2146 | 0 | 150 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 37446 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 372682 | 960 | SH |  | SOLE |  | 960 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 327476 | 2287 | SH |  | DFND |  | 1703 | 0 | 584 |
| CHEVRON CORP NEW | COM | 166764100 |  | 581638 | 4062 | SH |  | SOLE |  | 4062 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 325525 | 3387 | SH |  | DFND |  | 0 | 0 | 3387 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 27584 | 287 | SH |  | SOLE |  | 287 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1092874 | 15752 | SH |  | DFND |  | 386 | 0 | 15366 |
| CISCO SYS INC | COM | 17275R102 |  | 8783924 | 126606 | SH |  | SOLE |  | 125577 | 0 | 1029 |
| CITIGROUP INC | COM NEW | 172967424 |  | 11747 | 138 | SH |  | DFND |  | 138 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 4080057 | 47933 | SH |  | SOLE |  | 47484 | 0 | 449 |
| COCA COLA CO | COM | 191216100 |  | 226400 | 3200 | SH |  | DFND |  | 800 | 0 | 2400 |
| COCA COLA CO | COM | 191216100 |  | 520083 | 7351 | SH |  | SOLE |  | 7351 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 120443 | 1325 | SH |  | DFND |  | 0 | 0 | 1325 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 178709 | 1966 | SH |  | SOLE |  | 1966 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 566246 | 572 | SH |  | DFND |  | 13 | 0 | 559 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 6223753 | 6287 | SH |  | SOLE |  | 6278 | 0 | 9 |
| COTERRA ENERGY INC | COM | 127097103 |  | 225451 | 8883 | SH |  | DFND |  | 8883 | 0 | 0 |
| COTERRA ENERGY INC | COM | 127097103 |  | 45557 | 1795 | SH |  | SOLE |  | 1795 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 393000 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 257847 | 3738 | SH |  | DFND |  | 3138 | 0 | 600 |
| CVS HEALTH CORP | COM | 126650100 |  | 6898 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 558643 | 2828 | SH |  | DFND |  | 606 | 0 | 2222 |
| DANAHER CORPORATION | COM | 235851102 |  | 134525 | 681 | SH |  | SOLE |  | 681 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 482049 | 948 | SH |  | DFND |  | 0 | 0 | 948 |
| DEERE  CO | COM | 244199105 |  | 518151 | 1019 | SH |  | SOLE |  | 1019 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 854429 | 6890 | SH |  | DFND |  | 890 | 0 | 6000 |
| DISNEY WALT CO | COM | 254687106 |  | 5921602 | 47751 | SH |  | SOLE |  | 47563 | 0 | 188 |
| DONALDSON INC | COM | 257651109 |  | 332880 | 4800 | SH |  | SOLE |  | 4800 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 573099 | 2127 | SH |  | DFND |  | 0 | 0 | 2127 |
| ECOLAB INC | COM | 278865100 |  | 30716 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 9733 | 73 | SH |  | DFND |  | 73 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 3143788 | 23579 | SH |  | SOLE |  | 23441 | 0 | 138 |
| EOG RES INC | COM | 26875P101 |  | 209318 | 1750 | SH |  | DFND |  | 700 | 0 | 1050 |
| EOG RES INC | COM | 26875P101 |  | 2153 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 86671 | 804 | SH |  | DFND |  | 0 | 0 | 804 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1195179 | 11087 | SH |  | SOLE |  | 11087 | 0 | 0 |
| FIRST INTST BANCSYSTEM INC | COM | 32055Y201 |  | 25743984 | 893268 | SH |  | DFND |  | 0 | 0 | 893268 |
| FIRST INTST BANCSYSTEM INC | COM | 32055Y201 |  | 116165437 | 4030723 | SH |  | SOLE |  | 61068 | 0 | 3969655 |
| FISERV INC | COM | 337738108 |  | 1361005 | 7894 | SH |  | DFND |  | 2308 | 0 | 5586 |
| FISERV INC | COM | 337738108 |  | 93619 | 543 | SH |  | SOLE |  | 543 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 1665327 | 41519 | SH |  | DFND |  | 41519 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 55344861 | 1379827 | SH |  | SOLE |  | 1375914 | 0 | 3913 |
| GE AEROSPACE | COM NEW | 369604301 |  | 209773 | 815 | SH |  | SOLE |  | 815 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 495822 | 1700 | SH |  | DFND |  | 0 | 0 | 1700 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 152538 | 523 | SH |  | SOLE |  | 523 | 0 | 0 |
| GLACIER BANCORP INC NEW | COM | 37637Q105 |  | 568699 | 13201 | SH |  | SOLE |  | 10737 | 0 | 2464 |
| GLOBAL X FDS | US PFD ETF | 37954Y657 |  | 19659 | 1044 | SH |  | DFND |  | 1044 | 0 | 0 |
| GLOBAL X FDS | US PFD ETF | 37954Y657 |  | 2271237 | 120618 | SH |  | SOLE |  | 120618 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 1279422 | 29358 | SH |  | DFND |  | 29358 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 50781551 | 1165249 | SH |  | SOLE |  | 1162770 | 0 | 2479 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 41912 | 514 | SH |  | DFND |  | 514 | 0 | 0 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 5376095 | 65932 | SH |  | SOLE |  | 65932 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 743845 | 1051 | SH |  | DFND |  | 0 | 0 | 1051 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 130226 | 184 | SH |  | SOLE |  | 184 | 0 | 0 |
| GRAINGER W W INC | COM | 384802104 |  | 270462 | 260 | SH |  | DFND |  | 0 | 0 | 260 |
| GRAINGER W W INC | COM | 384802104 |  | 26006 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| HAWKINS INC | COM | 420261109 |  | 397880 | 2800 | SH |  | DFND |  | 0 | 0 | 2800 |
| HOME DEPOT INC | COM | 437076102 |  | 935299 | 2551 | SH |  | DFND |  | 0 | 0 | 2551 |
| HOME DEPOT INC | COM | 437076102 |  | 2368861 | 6461 | SH |  | SOLE |  | 6430 | 0 | 31 |
| HONEYWELL INTL INC | COM | 438516106 |  | 456445 | 1960 | SH |  | DFND |  | 70 | 0 | 1890 |
| HONEYWELL INTL INC | COM | 438516106 |  | 5583298 | 23975 | SH |  | SOLE |  | 23871 | 0 | 104 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 199778 | 808 | SH |  | DFND |  | 808 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 123625 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 185920 | 8300 | SH |  | DFND |  | 0 | 0 | 8300 |
| INTEL CORP | COM | 458140100 |  | 200480 | 8950 | SH |  | SOLE |  | 8950 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 447300 | 2438 | SH |  | DFND |  | 0 | 0 | 2438 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 280526 | 1529 | SH |  | SOLE |  | 1529 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 235824 | 800 | SH |  | DFND |  | 0 | 0 | 800 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 486387 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 530136 | 2917 | SH |  | DFND |  | 2917 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 135883363 | 747680 | SH |  | SOLE |  | 745848 | 0 | 1832 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2945206 | 5339 | SH |  | SOLE |  | 5339 | 0 | 0 |
| INVESCO QUALITY MUN INCOME T | COM | 46133G107 |  | 117353 | 12511 | SH |  | SOLE |  | 12511 | 0 | 0 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 242250 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 4861 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2008315 | 14872 | SH |  | SOLE |  | 14872 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2927544 | 4715 | SH |  | DFND |  | 4715 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 122362626 | 197073 | SH |  | SOLE |  | 196895 | 0 | 178 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2834442 | 28573 | SH |  | SOLE |  | 28573 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2094677 | 43422 | SH |  | SOLE |  | 43422 | 0 | 0 |
| ISHARES TR | NORTH AMERN NAT | 464287374 |  | 212400 | 4800 | SH |  | DFND |  | 0 | 0 | 4800 |
| ISHARES TR | NORTH AMERN NAT | 464287374 |  | 84650 | 1913 | SH |  | SOLE |  | 1913 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 358295 | 4060 | SH |  | DFND |  | 4060 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 315406 | 3574 | SH |  | SOLE |  | 3574 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 5267733 | 55004 | SH |  | SOLE |  | 55004 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3200698 | 35806 | SH |  | SOLE |  | 35806 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2816080 | 45406 | SH |  | DFND |  | 45406 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 90003548 | 1451202 | SH |  | SOLE |  | 1448245 | 0 | 2957 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 18619 | 78 | SH |  | DFND |  | 78 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 6116449 | 25624 | SH |  | SOLE |  | 25439 | 0 | 185 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 13916 | 110 | SH |  | DFND |  | 110 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 4585228 | 36244 | SH |  | SOLE |  | 36180 | 0 | 64 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 208162 | 2288 | SH |  | SOLE |  | 2288 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 835323 | 3871 | SH |  | SOLE |  | 3871 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 898560 | 2560 | SH |  | SOLE |  | 2560 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1564049 | 14311 | SH |  | DFND |  | 14311 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 71080795 | 650387 | SH |  | SOLE |  | 648415 | 0 | 1972 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 201514 | 1895 | SH |  | SOLE |  | 1895 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 356641 | 4907 | SH |  | SOLE |  | 4907 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 218583 | 2360 | SH |  | SOLE |  | 1993 | 0 | 367 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1097969 | 13614 | SH |  | SOLE |  | 13614 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 923713 | 30108 | SH |  | DFND |  | 30108 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 86979610 | 2835059 | SH |  | SOLE |  | 2827910 | 0 | 7149 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 358496 | 14514 | SH |  | SOLE |  | 14514 | 0 | 0 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 482068 | 7282 | SH |  | SOLE |  | 7282 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 1753183 | 46185 | SH |  | DFND |  | 46185 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 53415642 | 1407156 | SH |  | SOLE |  | 1403501 | 0 | 3655 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 761896 | 30258 | SH |  | SOLE |  | 30258 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 746852 | 30798 | SH |  | SOLE |  | 30798 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 509595 | 20047 | SH |  | SOLE |  | 20047 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 854571 | 35211 | SH |  | SOLE |  | 35211 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 121961 | 4708 | SH |  | DFND |  | 4708 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 48240556 | 1862210 | SH |  | SOLE |  | 1859031 | 0 | 3179 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 764127 | 32753 | SH |  | SOLE |  | 32753 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 121596 | 4809 | SH |  | DFND |  | 4809 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 50093914 | 1981171 | SH |  | SOLE |  | 1977620 | 0 | 3551 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 328876 | 15631 | SH |  | SOLE |  | 15631 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 720548 | 32782 | SH |  | SOLE |  | 32782 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 978058 | 6403 | SH |  | DFND |  | 1258 | 0 | 5145 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 436101 | 2855 | SH |  | SOLE |  | 2855 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1400555 | 4831 | SH |  | DFND |  | 1446 | 0 | 3385 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 7948462 | 27417 | SH |  | SOLE |  | 27331 | 0 | 86 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 264600 | 9000 | SH |  | DFND |  | 5000 | 0 | 4000 |
| KKR  CO INC | COM | 48251W104 |  | 11175 | 84 | SH |  | DFND |  | 84 | 0 | 0 |
| KKR  CO INC | COM | 48251W104 |  | 3103989 | 23333 | SH |  | SOLE |  | 23182 | 0 | 151 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 146010 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 84394 | 867 | SH |  | SOLE |  | 867 | 0 | 0 |
| LIMONEIRA CO | COM | 532746104 |  | 391250 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| LOWES COS INC | COM | 548661107 |  | 160190 | 722 | SH |  | DFND |  | 722 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 7717748 | 34785 | SH |  | SOLE |  | 34539 | 0 | 246 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 274480 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| MASCO CORP | COM | 574599106 |  | 8367 | 130 | SH |  | DFND |  | 130 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 2350234 | 36517 | SH |  | SOLE |  | 36451 | 0 | 66 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 632744 | 1126 | SH |  | DFND |  | 0 | 0 | 1126 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 199489 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 800546 | 2740 | SH |  | DFND |  | 64 | 0 | 2676 |
| MCDONALDS CORP | COM | 580135101 |  | 6255360 | 21410 | SH |  | SOLE |  | 21306 | 0 | 104 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 139472 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 194128 | 2227 | SH |  | SOLE |  | 2227 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 582459 | 7358 | SH |  | DFND |  | 2258 | 0 | 5100 |
| MERCK  CO INC | COM | 58933Y105 |  | 286876 | 3624 | SH |  | SOLE |  | 3624 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1204563 | 1632 | SH |  | DFND |  | 116 | 0 | 1516 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4105995 | 5563 | SH |  | SOLE |  | 5532 | 0 | 31 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 308125 | 2500 | SH |  | DFND |  | 0 | 0 | 2500 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 740 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3139652 | 6312 | SH |  | DFND |  | 777 | 0 | 5535 |
| MICROSOFT CORP | COM | 594918104 |  | 18229082 | 36648 | SH |  | SOLE |  | 36450 | 0 | 198 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 273806 | 4060 | SH |  | DFND |  | 4060 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 4090371 | 60652 | SH |  | SOLE |  | 60445 | 0 | 207 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 140860 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 275100 | 1953 | SH |  | SOLE |  | 1953 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 210202 | 3608 | SH |  | DFND |  | 0 | 0 | 3608 |
| NIKE INC | CL B | 654106103 |  | 459558 | 6469 | SH |  | DFND |  | 0 | 0 | 6469 |
| NIKE INC | CL B | 654106103 |  | 72106 | 1015 | SH |  | SOLE |  | 1015 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2852825 | 18057 | SH |  | DFND |  | 1307 | 0 | 16750 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2917759 | 18468 | SH |  | SOLE |  | 18350 | 0 | 118 |
| ORACLE CORP | COM | 68389X105 |  | 1848735 | 8456 | SH |  | DFND |  | 0 | 0 | 8456 |
| ORACLE CORP | COM | 68389X105 |  | 846535 | 3872 | SH |  | SOLE |  | 3872 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 31719 | 155 | SH |  | DFND |  | 155 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 10365016 | 50650 | SH |  | SOLE |  | 50232 | 0 | 418 |
| PAYCHEX INC | COM | 704326107 |  | 304593 | 2094 | SH |  | SOLE |  | 2094 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 227196 | 3057 | SH |  | DFND |  | 3057 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 7432 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 661520 | 5010 | SH |  | DFND |  | 1070 | 0 | 3940 |
| PEPSICO INC | COM | 713448108 |  | 2472581 | 18726 | SH |  | SOLE |  | 18646 | 0 | 80 |
| PFIZER INC | COM | 717081103 |  | 52625 | 2171 | SH |  | DFND |  | 2171 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 3397624 | 140166 | SH |  | SOLE |  | 139374 | 0 | 792 |
| PHILLIPS 66 | COM | 718546104 |  | 132184 | 1108 | SH |  | DFND |  | 1108 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 99019 | 830 | SH |  | SOLE |  | 830 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 856982 | 5379 | SH |  | DFND |  | 1811 | 0 | 3568 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 291874 | 1832 | SH |  | SOLE |  | 1832 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 175186 | 1100 | SH |  | DFND |  | 0 | 0 | 1100 |
| QUALCOMM INC | COM | 747525103 |  | 659018 | 4138 | SH |  | SOLE |  | 4138 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 245752 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 576821 | 2339 | SH |  | DFND |  | 0 | 0 | 2339 |
| RTX CORPORATION | COM | 75513E101 |  | 329421 | 2256 | SH |  | DFND |  | 0 | 0 | 2256 |
| RTX CORPORATION | COM | 75513E101 |  | 126599 | 867 | SH |  | SOLE |  | 867 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 450833 | 855 | SH |  | DFND |  | 0 | 0 | 855 |
| S GLOBAL INC | COM | 78409V104 |  | 43238 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 616007 | 2259 | SH |  | DFND |  | 47 | 0 | 2212 |
| SALESFORCE INC | COM | 79466L302 |  | 3663045 | 13433 | SH |  | SOLE |  | 13407 | 0 | 26 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 245436 | 2690 | SH |  | DFND |  | 1000 | 0 | 1690 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 76733 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1204177 | 49392 | SH |  | SOLE |  | 49392 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 17035 | 194 | SH |  | DFND |  | 194 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 6164438 | 70202 | SH |  | SOLE |  | 69656 | 0 | 546 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 45963 | 341 | SH |  | DFND |  | 341 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 16374559 | 121482 | SH |  | SOLE |  | 120963 | 0 | 519 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 16923 | 209 | SH |  | DFND |  | 209 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 7181391 | 88692 | SH |  | SOLE |  | 88450 | 0 | 242 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 26949 | 124 | SH |  | DFND |  | 56 | 0 | 68 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 6151960 | 28307 | SH |  | SOLE |  | 28290 | 0 | 17 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 37316 | 440 | SH |  | DFND |  | 440 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 12185670 | 143682 | SH |  | SOLE |  | 143086 | 0 | 596 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 33150 | 633 | SH |  | DFND |  | 633 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 13173831 | 251553 | SH |  | SOLE |  | 250316 | 0 | 1237 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 49419 | 335 | SH |  | DFND |  | 220 | 0 | 115 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 12457474 | 84446 | SH |  | SOLE |  | 84071 | 0 | 375 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 122563 | 484 | SH |  | DFND |  | 379 | 0 | 105 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 33193135 | 131079 | SH |  | SOLE |  | 130630 | 0 | 449 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 47536 | 438 | SH |  | DFND |  | 438 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 16234026 | 149581 | SH |  | SOLE |  | 149372 | 0 | 209 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 24976 | 603 | SH |  | DFND |  | 494 | 0 | 109 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 7306571 | 176402 | SH |  | SOLE |  | 175134 | 0 | 1268 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 22293 | 273 | SH |  | DFND |  | 273 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 7582866 | 92859 | SH |  | SOLE |  | 92646 | 0 | 213 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 505769 | 1473 | SH |  | DFND |  | 300 | 0 | 1173 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 34679 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 169909 | 275 | SH |  | DFND |  | 200 | 0 | 75 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3752821 | 6074 | SH |  | SOLE |  | 6074 | 0 | 0 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 605574 | 24438 | SH |  | SOLE |  | 24438 | 0 | 0 |
| SPDR SERIES TRUST | S REGL BKG | 78464A698 |  | 14907 | 251 | SH |  | DFND |  | 251 | 0 | 0 |
| SPDR SERIES TRUST | S REGL BKG | 78464A698 |  | 4625531 | 77884 | SH |  | SOLE |  | 77729 | 0 | 155 |
| SPDR SERIES TRUST | S SEMICNDCTR | 78464A862 |  | 21547 | 84 | SH |  | DFND |  | 84 | 0 | 0 |
| SPDR SERIES TRUST | S SEMICNDCTR | 78464A862 |  | 7459054 | 29079 | SH |  | SOLE |  | 29031 | 0 | 48 |
| STRYKER CORPORATION | COM | 863667101 |  | 769896 | 1946 | SH |  | DFND |  | 0 | 0 | 1946 |
| STRYKER CORPORATION | COM | 863667101 |  | 88621 | 224 | SH |  | SOLE |  | 224 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 259943 | 2635 | SH |  | SOLE |  | 2635 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 348431 | 1054 | SH |  | DFND |  | 1054 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 158348 | 479 | SH |  | SOLE |  | 479 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 314637 | 776 | SH |  | DFND |  | 0 | 0 | 776 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 860386 | 2122 | SH |  | SOLE |  | 2122 | 0 | 0 |
| UNDER ARMOUR INC | CL A | 904311107 |  | 70691 | 10350 | SH |  | DFND |  | 10350 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 533095 | 2317 | SH |  | DFND |  | 47 | 0 | 2270 |
| UNION PAC CORP | COM | 907818108 |  | 3610645 | 15693 | SH |  | SOLE |  | 15548 | 0 | 145 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 376236 | 1206 | SH |  | DFND |  | 29 | 0 | 1177 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 3072281 | 9848 | SH |  | SOLE |  | 9787 | 0 | 61 |
| US BANCORP DEL | COM NEW | 902973304 |  | 323945 | 7159 | SH |  | SOLE |  | 6157 | 0 | 1002 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1691893 | 21498 | SH |  | DFND |  | 0 | 0 | 21498 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 39035 | 496 | SH |  | SOLE |  | 496 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2151130 | 3787 | SH |  | DFND |  | 0 | 0 | 3787 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1451317 | 2555 | SH |  | SOLE |  | 2555 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 28499 | 320 | SH |  | DFND |  | 320 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 407271 | 4573 | SH |  | SOLE |  | 4573 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 523002 | 1869 | SH |  | DFND |  | 0 | 0 | 1869 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 107455 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 356858 | 814 | SH |  | SOLE |  | 814 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 38706 | 219 | SH |  | DFND |  | 0 | 0 | 219 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 285612 | 1616 | SH |  | SOLE |  | 1616 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 520645 | 2197 | SH |  | DFND |  | 0 | 0 | 2197 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 105219 | 444 | SH |  | SOLE |  | 444 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 854658 | 6650 | SH |  | SOLE |  | 6650 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 336100 | 5000 | SH |  | DFND |  | 0 | 0 | 5000 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 218316 | 4414 | SH |  | DFND |  | 0 | 0 | 4414 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 766679 | 15501 | SH |  | SOLE |  | 15501 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 870207 | 10946 | SH |  | SOLE |  | 10946 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1883237 | 31487 | SH |  | DFND |  | 31487 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 96362283 | 1611140 | SH |  | SOLE |  | 1607698 | 0 | 3442 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 748206 | 16146 | SH |  | DFND |  | 16146 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 56840412 | 1226595 | SH |  | SOLE |  | 1224169 | 0 | 2426 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2090579 | 25212 | SH |  | DFND |  | 25212 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 142554903 | 1719186 | SH |  | SOLE |  | 1715822 | 0 | 3364 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 430026 | 7543 | SH |  | DFND |  | 0 | 0 | 7543 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 135570 | 2378 | SH |  | SOLE |  | 2378 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 964316 | 2716 | SH |  | DFND |  | 1219 | 0 | 1497 |
| VISA INC | COM CL A | 92826C839 |  | 205929 | 580 | SH |  | SOLE |  | 580 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 551577 | 5641 | SH |  | DFND |  | 281 | 0 | 5360 |
| WALMART INC | COM | 931142103 |  | 8628694 | 88246 | SH |  | SOLE |  | 87598 | 0 | 648 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 80120 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 197255 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 282645 | 4500 | SH |  | DFND |  | 0 | 0 | 4500 |
| WILLIAMS COS INC | COM | 969457100 |  | 6846 | 109 | SH |  | SOLE |  | 109 | 0 | 0 |
| WILLIAMS SONOMA INC | COM | 969904101 |  | 245055 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |

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