# EDGAR Filing Document

**Accession Number:** 0002034566
**File Stem:** 0002034566-25-000008
**Filing Date:** 2025-11
**Character Count:** 10642
**Document Hash:** 011c5750202d5d20d61f6eaad19f1ff6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002034566-25-000008.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0002034566-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Brightwater Advisory LLC
- **CENTRAL INDEX KEY:** 0002034566

**ORGANIZATION NAME:**
- **EIN:** 464056200
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24365
- **FILM NUMBER:** 251461275

**BUSINESS ADDRESS:**
- **STREET 1:** 4613 W. NORTH A ST.
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33609
- **BUSINESS PHONE:** 8132516310

**MAIL ADDRESS:**
- **STREET 1:** 4613 W. NORTH A ST.
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33609

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Brightwater Advisory LLC<br>**Address:** 4613 W. NORTH A ST.<br>TAMPA, FL 33609

**Form 13F File Number:** 028-24365

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David Maddux<br>**Title:** CCO<br>**Phone:** 813-251-6310

**Signature, Place, and Date of Signing:**

David Maddux  Tampa, FL  11-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 59

**Form 13F Information Table Value Total:** $145625634

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC INC | OM | 001055102 |  | 2992666 | 26792 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 26792 |
| ALPHABET INC | AP STK CL C | 02079K107 |  | 482960 | 1983 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 1983 |
| ALPHABET INC | AP STK CL A | 02079K305 |  | 579307 | 2383 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2383 |
| AMAZON COM INC | OM | 023135106 |  | 662223 | 3016 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 3016 |
| AMEREN CORP | OM | 023608102 |  | 313140 | 3000 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 3000 |
| APPLE INC | OM | 037833100 |  | 2534585 | 9953 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 9953 |
| CATERPILLAR INC | OM | 149123101 |  | 291453 | 610 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 610 |
| CISCO SYS INC | OM | 17275R102 |  | 306180 | 4475 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4475 |
| COCA COLA CO | OM | 191216100 |  | 339359 | 5117 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 5117 |
| EXXON MOBIL CORP | OM | 30231G102 |  | 635910 | 5640 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 5640 |
| HOME DEPOT INC | OM | 437076102 |  | 600927 | 1483 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 1483 |
| INVESCO EXCHANGE TRADED FD T | EQL WGT | 46137V357 |  | 3101405 | 16349 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 16349 |
| INVESCO EXCHANGE TRADED FD T | SMCP VLU MNT | 46137V480 |  | 735900 | 13034 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 13034 |
| ISHARES TR | ORNINGSTR US EQ | 464287127 |  | 550546 | 5957 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 5957 |
| ISHARES TR | IPS BD ETF | 464287176 |  | 5728386 | 51505 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 51505 |
| ISHARES TR | 3 YR TREAS BD | 464287457 |  | 1322548 | 15942 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 15942 |
| ISHARES TR | SCI EAFE ETF | 464287465 |  | 2103159 | 22525 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 22525 |
| ISHARES TR | ORE S MCP ETF | 464287507 |  | 2645967 | 40545 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 40545 |
| ISHARES TR | US 1000 VAL ETF | 464287598 |  | 5750603 | 28246 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 28246 |
| ISHARES TR | MC 400GR ETF | 464287606 |  | 4439036 | 46293 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 46293 |
| ISHARES TR | US 1000 GRW ETF | 464287614 |  | 3730417 | 7964 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 7964 |
| ISHARES TR | MC 400VL ETF | 464287705 |  | 4289252 | 33065 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 33065 |
| ISHARES TR | ORE S SCP ETF | 464287804 |  | 698839 | 5881 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 5881 |
| ISHARES TR | SCI ACWI EX US | 464288240 |  | 3163322 | 48659 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 48659 |
| ISHARES TR | SCI ACWI ETF | 464288257 |  | 585999 | 4239 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4239 |
| ISHARES TR | 7 YR TREAS BD | 464288661 |  | 270929 | 2267 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2267 |
| ISHARES TR | S HOME CONS ETF | 464288752 |  | 575396 | 5365 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 5365 |
| JPMORGAN CHASE  CO. | OM | 46625H100 |  | 664296 | 2106 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2106 |
| J P MORGAN EXCHANGE TRADED F | S MOMENTUM | 46641Q779 |  | 513820 | 7567 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 7567 |
| JOHNSON  JOHNSON | OM | 478160104 |  | 677896 | 3656 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 3656 |
| MICROSOFT CORP | OM | 594918104 |  | 1470978 | 2840 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2840 |
| NVIDIA CORPORATION | OM | 67066G104 |  | 929988 | 4984 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4984 |
| SPDR S 500 ETF TR | R UNIT | 78462F103 |  | 8635691 | 12963 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 12963 |
| SPDR GOLD TR | OLD SHS | 78463V107 |  | 303927 | 855 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 855 |
| SPDR S MIDCAP 400 ETF TR | TSER1 S | 78467Y107 |  | 714044 | 1198 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 1198 |
| SCHWAB STRATEGIC TR | S BRD MKT ETF | 808524102 |  | 8411954 | 327186 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 327186 |
| SCHWAB STRATEGIC TR | S LCAP GR ETF | 808524300 |  | 295423 | 9258 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 9258 |
| SCHWAB STRATEGIC TR | MRG MKTEQ ETF | 808524706 |  | 5341931 | 160081 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 160081 |
| SCHWAB STRATEGIC TR | UNDAMENTAL INTL | 808524755 |  | 3280554 | 76363 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 76363 |
| SCHWAB STRATEGIC TR | UNDAMENTAL US S | 808524763 |  | 4352834 | 139693 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 139693 |
| SCHWAB STRATEGIC TR | UNDAMENTAL US B | 808524789 |  | 7315869 | 284221 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 284221 |
| SCHWAB STRATEGIC TR | NTL EQTY ETF | 808524805 |  | 12619281 | 542065 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 542065 |
| SCHWAB STRATEGIC TR | S TIPS ETF | 808524870 |  | 9547999 | 354285 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 354285 |
| SELECT SECTOR SPDR TR | INANCIAL | 81369Y605 |  | 640717 | 11893 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 11893 |
| TIDAL TRUST II | LUEPRINT CHESAP | 88636J873 |  | 4992222 | 201116 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 201116 |
| TWO RDS SHARED TR | ONDCTR GBL EQTY | 90214Q584 |  | 3308424 | 225600 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 225600 |
| VANGUARD SPECIALIZED FUNDS | IV APP ETF | 921908844 |  | 6257562 | 28998 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 28998 |
| VANGUARD BD INDEX FDS | NTERMED TERM | 921937819 |  | 233355 | 2988 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2988 |
| VANGUARD TAX-MANAGED FDS | AN FTSE DEV MKT | 921943858 |  | 284440 | 4747 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4747 |
| VANGUARD WHITEHALL FDS | IGH DIV YLD | 921946406 |  | 376900 | 2674 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 2674 |
| VANGUARD INTL EQUITY INDEX F | T WRLD ST ETF | 922042742 |  | 1041102 | 7555 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 7555 |
| VANGUARD INTL EQUITY INDEX F | LLWRLD EX US | 922042775 |  | 329158 | 4612 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4612 |
| VANGUARD INTL EQUITY INDEX F | TSE EMR MKT ETF | 922042858 |  | 3163787 | 58394 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 58394 |
| VANGUARD SCOTTSDALE FDS | NG RUS1000VAL | 92206C714 |  | 1531444 | 17136 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 17136 |
| VANGUARD INDEX FDS | M CP VAL ETF | 922908611 |  | 371086 | 1778 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 1778 |
| VANGUARD INDEX FDS | MALL CP ETF | 922908751 |  | 6297498 | 24766 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 24766 |
| VANGUARD INDEX FDS | OTAL STK MKT | 922908769 |  | 1462982 | 4458 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 4458 |
| WISDOMTREE TR | NTL EQUITY FD | 97717W703 |  | 772533 | 11666 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 11666 |
| MEDTRONIC PLC | HS | G5960L103 |  | 55525 | 583 | SH |  | SOLE | Brightwater Advisory | 0 | 0 | 583 |

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