# EDGAR Filing Document

**Accession Number:** 0000103007
**File Stem:** 0001133228-26-004453
**Filing Date:** 2026-4
**Character Count:** 11766
**Document Hash:** 2635a46b40970cac8466af22235e2c88
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-26-004453.hdr.sgml**: 20260401

**ACCESSION NUMBER**: 0001133228-26-004453

**CONFORMED SUBMISSION TYPE**: 497VPI

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260401

**DATE AS OF CHANGE**: 20260401

**EFFECTIVENESS DATE**: 20260401

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co
- **CENTRAL INDEX KEY:** 0000103007

**ORGANIZATION NAME:**
- **EIN:** 710294708
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPI
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-105479
- **FILM NUMBER:** 26829154

**BUSINESS ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774
- **BUSINESS PHONE:** 860-580-4646

**MAIL ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co
- **DATE OF NAME CHANGE:** 20140902

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF ING LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 20020319

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF AETNA LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 19940525

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (Series ID: S000001089)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000002962 | AFT Choice Plus |  |

**Voya Retirement Insurance and Annuity Company**

and its

**Variable Annuity Account C**

**AFT CHOICE PLUS**

**Supplement Dated April 1, 2026 to the [Contract Prospectus](https://www.sec.gov/ix?doc=/Archives/edgar/data/103007/000113322825003902/aftcp-efp15409_485bpos.htm),<br> [Initial Summary Prospectus](https://www.sec.gov/Archives/edgar/data/103007/000113322825004177/aftcp-efp15410_497vpi.htm), and [Updating Summary Prospectus](https://www.sec.gov/Archives/edgar/data/103007/000113322825004095/aftcp-efp15411_497vpu.htm),<br> each dated May 1, 2025, as amended**

This supplement to the variable annuity contract prospectus ("contract prospectus"), initial summary prospectus and updating summary prospectus ("summary prospectuses"), updates and amends certain information contained in them. Please read this supplement carefully and keep it with the contract prospectus and summary prospectuses that you may have received, for future reference. Capitalized terms not defined in this supplement shall have the meaning given to them in the contract prospectus and summary prospectuses.

**NOTICE OF IMPORTANT INFORMATION ABOUT**

**UPCOMING FUND CHANGES** **AND THE ADDITION OF NEW FUNDS**

Effective March 10, 2026, the American Century Investments<sup>®</sup> Disciplined Core Value Fund changed its name to the American Century Investments<sup>®</sup> Disciplined Value Fund.

\* \* \* \*

Effective May 1, 2026, the following funds will be added to the ***Contracts of APPENDIX A: FUNDS AVAILABLE UNDER THE CONTRACT*,** in the contract prospectus and initial summary prospectus, and in the ***APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT*,** of the updating summary prospectus.

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| | | | |
|:---|:---|:---|:---|
| **INVESTMENT OBJECTIVE** | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) |
| **INVESTMENT OBJECTIVE** | **1**<br> **Year** | **5**<br> **Years** | **10**<br> **Years** |
| Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing. **American Funds<sup>®</sup> – Washington Mutual Investors Fund<sup>SM</sup> (Class R4)**<sup>1</sup><br> **Investment Adviser:** Capital Research and Management Company<sup>SM</sup><br> 0.75%<sup>\*</sup> | 16.90% | 13.60% | 12.08% |

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<sup>\*</sup> Current expenses reflect applicable waivers or expense limitations as reported in the Fund's prospectus.

<sup>1</sup> This Fund is available to the general public in addition to being available through variable annuity contracts. **See "FEDERAL TAX CONSIDERATIONS – Special Considerations for Section 403(b) Plans" for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.**

X.105479-25D April 2026

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) |
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **1**<br> **Year** | **5**<br> **Years** | **10**<br> **Years** |
| Seeks long-term capital appreciation. | **Ariel Fund (Investor Class)<sup>1</sup>**<br> **Investment Adviser:** Ariel Investments, LLC | 1.01% | 14.15% | 9.36% | 9.51% |
| Seeks long-term capital growth. | **Victory Pioneer Global Equity Fund**<br> **(Class A)**<sup>1</sup><br>**Investment Adviser:** Victory Capital Management Inc. | 1.10%<sup>\*</sup> | 41.08% | 15.40% | 12.75% |
| Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio's investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement. | **Voya Index Solution 2030 Portfolio (Class I)**<br> **<br> Investment Adviser:** Voya Investments, LLC**<br>Subadviser:** Voya Investment Management Co. LLC **<br>** <br>| 0.22%<sup>\*,\*\*</sup> | 10.46%<sup>\*\*</sup> | 6.37%<sup>\*\*</sup> | 6.88%<sup>\*\*</sup> |
| Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio's investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement. | **Voya Index Solution 2040 Portfolio (Class I)**<br> **<br> Investment Adviser:** Voya Investments, LLC**<br>Subadviser:** Voya Investment Management Co. LLC **<br>** <br>| 0.24%<sup>\*,\*\*</sup> | 13.56%<sup>\*\*</sup> | 8.31%<sup>\*\*</sup> | 8.09%<sup>\*\*</sup> |

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| | |
|:---|:---|
| <sup>\*</sup> | Current expenses reflect applicable waivers or expense limitations as reported in the Fund's prospectus. |
| <sup>\*\*</sup> | Information is as of the most recent prospectus for the periods ended December 31, 2024. |
| <sup>1</sup> | This Fund is available to the general public in addition to being available through variable annuity contracts. **See "FEDERAL TAX CONSIDERATIONS – Special Considerations for Section 403(b) Plans" for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.** |

---

X.105479-25D April 2026

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) |
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **1**<br> **Year** | **5**<br> **Years** | **10**<br> **Years** |
| Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio's investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement. | **Voya Index Solution 2050 Portfolio (Class I)<br>Investment Adviser:** Voya Investments, LLC**<br>Subadviser:** Voya Investment Management Co. LLC **<br>**  | 0.25%<sup>\*,\*\*</sup> | 15.27%<sup>\*\*</sup> | 8.98%<sup>\*\*</sup> | 8.57%<sup>\*\*</sup> |
| Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio's investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement. | **Voya Index Solution 2060 Portfolio (Class I)**<br> **<br> Investment Adviser:** Voya Investments, LLC**<br>Subadviser:** Voya Investment Management Co. LLC **<br>** <br>| 0.23%<sup>\*,\*\*</sup> | 15.41%<sup>\*\*</sup> | 9.15%<sup>\*\*</sup> | N/A<sup>\*\*</sup> |
| Seeks long-term growth of capital and current income.<br>| **Voya Large Cap Value Fund (Class A)**<br> **Investment Adviser:** Voya Investments, LLC<br> **Subadviser:** Voya Investment Management Co. LLC | 0.86% | 12.66% | 12.56% | 10.85% |
| Seeks long-term capital appreciation. | **Voya MidCap Opportunities Portfolio (Class I)<br>** <br>**Investment Adviser:** Voya Investments, LLC<br>**Subadviser:** Voya Investment Management Co. LLC<br>| 0.83%<sup>\*</sup> | 3.90% | 4.55% | 10.97% |

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<sup>\*</sup> Current expenses reflect applicable waivers or expense limitations as reported in the Fund's prospectus. <br> <sup>\*\*</sup> Information is as of the most recent prospectus for the periods ended December 31, 2024.

X.105479-25D April 2026

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2025) |
| **INVESTMENT OBJECTIVE** | **FUND NAME**<br> **INVESTMENT ADVISER/SUBADVISER** | **CURRENT EXPENSES** | **1**<br> **Year** | **5**<br> **Years** | **10**<br> **Years** |
| Seeks long-term capital appreciation. | **Voya Small Cap Growth Fund (Class I)**<br> **Investment Adviser:** Voya Investments, LLC<br>**Subadviser:** Voya Investment Management Co. LLC | 0.95% | 14.49% | 8.11% | 13.13% |

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\* \* \* \*

**MORE INFORMATION IS AVAILABLE**

More information about the funds available through your contract, including information about the risks associated with investing in them can be found in the contract prospectus, summary prospectuses, and Statement of Additional Information for each fund. You may obtain these documents by contacting Customer Service.

If you received a summary prospectus for any of the funds available through your contract, you may obtain a full contract prospectus and other fund information free of charge by either accessing the internet address, calling the telephone number, or sending an email request to the email address shown on the front of the fund's summary prospectus.

***Please retain this supplement for future reference.***

*Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095. **Securities are distributed by Voya Financial Partners, LLC (member SIPC). Securities may also be distributed through other broker-dealers with which Voya Financial Partners, LLC has selling agreements.***

X.105479-25D April 2026