# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-25-002190
**Filing Date:** 2025-11
**Character Count:** 7557
**Document Hash:** 365987e67e173c971e046e99607712fb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-25-002190.hdr.sgml**: 20251125

**ACCESSION NUMBER**: 0000035402-25-002190

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251125

**DATE AS OF CHANGE**: 20251125

**PERIOD START**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 251519629

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Health Savings Index Fund (Series ID: S000067947)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000217847 | Fidelity Health Savings Index Fund | FHSNX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Health Savings Index Fund

- **b. EDGAR series identifier (if any):** S000067947

- **c. LEI of Series:** 549300K1V6HRFSOSFG66

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2025-09-30

- **b. Date as of which information is reported:** 2025-09-30

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $30659114.68

**Total Liabilities:** $3797.17

**Net Assets:** $30655317.51

**Cash Not Reported:** $18237.88

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000217847 | 0.09%                | 1.65%                | 1.80%                |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $53495.41                | $-80436.00                                 |
| Month 2  | $61984.40                | $382205.86                                 |
| Month 3  | $46585.59                | $433672.61                                 |

### Schedule of Portfolio Investments

| Name                                                | Title                                        | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)   | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Salem Street Trust                         | Fidelity Emerging Markets Index Fund         | CUSIP: 316146331<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    157510 | NS      | $2110635.38   | 6.89%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY INTERNATIONAL BOND INDEX FUND       | CUSIP: 31635T732<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    483717 | NS      | $4542105.28   | 14.82%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust                        | Fidelity Commodity Strategy Fund             | CUSIP: 31634R307<br>LEI: Z2ZIGDKL3355UQRAKY22 | Long             | EC               | RF                | US        |     13131 | NS      | $1284127.92   | 4.19%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY SHORT-TERM BOND INDEX FUND          | CUSIP: 31635V273<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    297323 | NS      | $3014858.13   | 9.83%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY US BOND INDEX FUNDFIDELITY ADV      | CUSIP: 316146356<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    578895 | NS      | $6107346.94   | 19.92%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Concord Street Trust                       | Fidelity International Index Fund            | CUSIP: 315911727<br>LEI: EEX0N4ID1C226M44VF22 | Long             | EC               | RF                | US        |     63789 | NS      | $3826079.81   | 12.48%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                        | Fidelity Cash Central Fund                   | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |   2645025 | NS      | $2645553.71   | 8.63%             |  |  |  | No            |                  1 | On Loan: No      |
| Old Name : iShares Ultra Short-Term Bond Active ETF | ISHARES IBOXX HIGH YLD CORP ETF              | CUSIP: 464288513<br>LEI: 549300G3FWQPUM47D181 | Long             | EC               | RF                | US        |      3295 | NS      | $267521.05    | 0.87%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | Fidelity Inflation-Protected Bond Index Fund | CUSIP: 31635T104<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    171993 | NS      | $1615014.34   | 5.27%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Concord Street Trust                       | FIDELITY TOTAL MARKET INDEX FUNDFIDELITY ADV | CUSIP: 315911693<br>LEI: EEX0N4ID1C226M44VF22 | Long             | EC               | RF                | US        |     28178 | NS      | $5192875.89   | 16.94%            |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2025-10-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer