# EDGAR Filing Document

**Accession Number:** 0001911702
**File Stem:** 0001911702-25-000002
**Filing Date:** 2025-10
**Character Count:** 11601
**Document Hash:** 49c8599e4fadd999c268589b12c5bcbd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001911702-25-000002.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0001911702-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251021

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BetterWealth, LLC
- **CENTRAL INDEX KEY:** 0001911702

**ORGANIZATION NAME:**
- **EIN:** 474485131
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22349
- **FILM NUMBER:** 251407943

**BUSINESS ADDRESS:**
- **STREET 1:** 1475 SARATOGA AVENUE
- **STREET 2:** SUITE 200
- **CITY:** SAN JOSE
- **STATE:** CA
- **ZIP:** 95129
- **BUSINESS PHONE:** (866) 659-2522

**MAIL ADDRESS:**
- **STREET 1:** 1475 SARATOGA AVENUE
- **STREET 2:** SUITE 200
- **CITY:** SAN JOSE
- **STATE:** CA
- **ZIP:** 95129

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BetterWealth LLC<br>**Address:** 1475 SARATOGA AVENUE<br>SUITE 200<br>SAN JOSE, CA 95129

**Form 13F File Number:** 028-22349

**CRD Number (if applicable):** 000226661

**SEC File Number (if applicable):** 801-96317

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Sue Cox<br>**Title:** Chief Compliance Officer<br>**Phone:** 408-659-2648

**Signature, Place, and Date of Signing:**

/s/Sue Cox  San Jose, CA  10-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 69

**Form 13F Information Table Value Total:** $420029121

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 359142 | 1477 | SH |  | SOLE |  | 1477 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 3978257 | 16334 | SH |  | SOLE |  | 16334 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 742366 | 3381 | SH |  | SOLE |  | 3381 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 7923129 | 105487 | SH |  | SOLE |  | 105487 | 0 | 0 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 | BBG012R478M7 | 14084558 | 316649 | SH |  | SOLE |  | 316649 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 15060016 | 151311 | SH |  | SOLE |  | 151311 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 33813024 | 132793 | SH |  | SOLE |  | 132793 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 294272 | 1437 | SH |  | SOLE |  | 1437 | 0 | 0 |
| AVIDBANK HLDGS INC | COM | 05368J103 | BBG001SM30Y7 | 216342 | 8484 | SH |  | SOLE |  | 8484 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 923030 | 1836 | SH |  | SOLE |  | 1836 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 | BBG015H8BXT5 | 9381474 | 223209 | SH |  | SOLE |  | 223209 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 | BBG015DMY5P8 | 8842501 | 201332 | SH |  | SOLE |  | 201332 | 0 | 0 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 | BBG015DN0WJ1 | 15843264 | 534884 | SH |  | SOLE |  | 534884 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 584201 | 3762 | SH |  | SOLE |  | 3762 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 292888 | 4281 | SH |  | SOLE |  | 4281 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 262865 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 | BBG01B92W7S9 | 594130 | 14459 | SH |  | SOLE |  | 14459 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | BBG017159MD8 | 4201177 | 131000 | SH |  | SOLE |  | 131000 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 | BBG01BGVG000 | 780443 | 14651 | SH |  | SOLE |  | 14651 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 | BBG01B92VTS2 | 1171690 | 28613 | SH |  | SOLE |  | 28613 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 | BBG01636J356 | 5117043 | 168351 | SH |  | SOLE |  | 168351 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | BBG01633Y2Y6 | 6061466 | 169837 | SH |  | SOLE |  | 169837 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 | BBG01254JDW6 | 1180896 | 24505 | SH |  | SOLE |  | 24505 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 107113762 | 2777126 | SH |  | SOLE |  | 2777126 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 | BBG015DLMLQ7 | 5124066 | 135665 | SH |  | SOLE |  | 135665 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | BBG0177CTQC7 | 833059 | 18641 | SH |  | SOLE |  | 18641 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 | BBG015DG3GG1 | 3280572 | 103033 | SH |  | SOLE |  | 103033 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 | BBG01B92NHL4 | 2646393 | 62308 | SH |  | SOLE |  | 62308 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | BBG011DXY0L8 | 1144498 | 19662 | SH |  | SOLE |  | 19662 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | BBG012G2PD33 | 56521324 | 1801189 | SH |  | SOLE |  | 1801189 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 451569 | 592 | SH |  | SOLE |  | 592 | 0 | 0 |
| EVERSOURCE ENERGY | COM | 30040W108 | BBG001S5TRL1 | 1350735 | 18987 | SH |  | SOLE |  | 18987 | 0 | 0 |
| EXPONENT INC | COM | 30214U102 | BBG001S9CG99 | 325653 | 4687 | SH |  | SOLE |  | 4687 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 247394 | 2194 | SH |  | SOLE |  | 2194 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 281359 | 412 | SH |  | SOLE |  | 412 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 704369 | 1173 | SH |  | SOLE |  | 1173 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 268724 | 1845 | SH |  | SOLE |  | 1845 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 513183 | 1096 | SH |  | SOLE |  | 1096 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 208796 | 551 | SH |  | SOLE |  | 551 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 1797451 | 9694 | SH |  | SOLE |  | 9694 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 212915 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 | BBG001S5SLM4 | 288736 | 268 | SH |  | SOLE |  | 268 | 0 | 0 |
| KONINKLIJKE PHILIPS N V | NY REGIS SHS NEW | 500472303 | BBG001S5V5G2 | 211320 | 7752 | SH |  | SOLE |  | 7752 | 0 | 0 |
| LISTED FDS TR | ROUNDHILL MAGNIF | 53656G498 | BBG01G5ZXS48 | 377810 | 5825 | SH |  | SOLE |  | 5825 | 0 | 0 |
| MANAGER DIRECTED PORTFOLIOS | VERT GLB SUST RE | 56170L695 | BBG01KDX7TH8 | 192903 | 18113 | SH |  | SOLE |  | 18113 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 363681 | 495 | SH |  | SOLE |  | 495 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 628412 | 1213 | SH |  | SOLE |  | 1213 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 292536 | 244 | SH |  | SOLE |  | 244 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 1613644 | 8649 | SH |  | SOLE |  | 8649 | 0 | 0 |
| PG CORP | COM | 69331C108 | BBG001S5V206 | 207063 | 13731 | SH |  | SOLE |  | 13731 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 318413 | 1914 | SH |  | SOLE |  | 1914 | 0 | 0 |
| RBB FUND TRUST | LONGVIEW ADVANTG | 75526L852 | BBG01SD06VJ7 | 32147877 | 586082 | SH |  | SOLE |  | 586082 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 283793 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 | BBG0029J2KF1 | 228579 | 7796 | SH |  | SOLE |  | 7796 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 219838 | 2599 | SH |  | SOLE |  | 2599 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 2011469 | 4523 | SH |  | SOLE |  | 4523 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 | BBG001S60L15 | 220262 | 2755 | SH |  | SOLE |  | 2755 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 34389977 | 440389 | SH |  | SOLE |  | 440389 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 20551826 | 260446 | SH |  | SOLE |  | 260446 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1693231 | 2765 | SH |  | SOLE |  | 2765 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 322255 | 1728 | SH |  | SOLE |  | 1728 | 0 | 0 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 | BBG01S6YYQV7 | 1559635 | 20626 | SH |  | SOLE |  | 20626 | 0 | 0 |
| VANGUARD INSTL INDEX FD | ULTRA-SHORT TREA | 922040852 | BBG01S6YVK16 | 221306 | 2925 | SH |  | SOLE |  | 2925 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 4226847 | 50254 | SH |  | SOLE |  | 50254 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 309603 | 4215 | SH |  | SOLE |  | 4215 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 308768 | 5153 | SH |  | SOLE |  | 5153 | 0 | 0 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 | BBG00XGJM879 | 1489119 | 23195 | SH |  | SOLE |  | 23195 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 319667 | 3102 | SH |  | SOLE |  | 3102 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 296555 | 3538 | SH |  | SOLE |  | 3538 | 0 | 0 |

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