# EDGAR Filing Document

**Accession Number:** 0001658274
**File Stem:** 0000929638-23-000645
**Filing Date:** 2023-2
**Character Count:** 232808
**Document Hash:** c28f550398e6d944a7bfb4acd3fdec64
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-23-000645.hdr.sgml**: 20230215

**ACCESSION NUMBER**: 0000929638-23-000645

**CONFORMED SUBMISSION TYPE**: ABS-15G/A

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20230215

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230215

**DATE AS OF CHANGE**: 20230215

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G/A
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02396
- **FILM NUMBER:** 23636334

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G/A
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### FORM ABS-15G

#### ASSET-BACKED SECURITIZER

#### REPORT PURSUANT TO SECTION 15G OF

#### THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

___ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period ______________ to ______________.

Date of Report (Date of earliest event reported): ______________<br>Commission File Number of securitizer: ______________<br>Central Index Key Number of securitizer: ______________<br>

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> <br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

_<u>X</u>_ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658274

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mill City Mortgage Loan Trust 2023-NQM1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): 0001965647

Central Index Key Number of underwriter (if applicable): N/A

<u>**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Jess Dvorak, (952) 444-4812**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**</u><br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

------

#### EXPLANATORY NOTE

This is Amendment No. 1 to the Form ABS-15G previously filed on February 13, 2023 (accession no. 0000929638-23-000429) (the "Original Filing"). This form is being filed for the sole purpose of replacing the exhibit included as part of the Original Filing.

#### INFORMATION TO BE INCLUDED IN THE REPORT

**Item 2.01.**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **<u>Findings and Conclusions of a Third Party Due Diligence Report Obtained By</u> <u>the Issuer</u>**

Attached as Exhibit 99.2 hereto are the disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) for Recovco Mortgage Management, LLC. Please see Item 3, Exhibit 99.2 for the related information.

**Item 3.**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exhibits**

99.2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC

Schedule 1 – Narrative

Schedule 2 – Rating Agency Grades

Schedule 3 – Loan Level Exceptions

Schedule 4 – Exception Level

Schedule 5 – Valuation Summary

Schedule 6 – Data Comparison

Schedule 7 – Supplemental Data

Schedule 8 – ATR/QM Report

Schedule 9 – Business Purpose

------

#### SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 15, 2023

MILL CITY DEPOSITOR, LLC (Securitizer)

By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MILL CITY HOLDINGS, LLC, its manager

By: <u>/s/ Jess Dvorak</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

&nbsp;&nbsp;&nbsp;&nbsp; Name: Jess Dvorak<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Title: President

------

#### EXHIBIT INDEX
<u>Exhibit Number</u>

99.2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC

Schedule 1 – Narrative

Schedule 2 – Rating Agency Grades

Schedule 3 – Loan Level Exceptions

Schedule 4 – Exception Level

Schedule 5 – Valuation Summary

Schedule 6 – Data Comparison

Schedule 7 – Supplemental Data

Schedule 8 – ATR/QM Report

Schedule 9 – Business Purpose

## Exhibit 99.2

<br> ![](recovco_cover.jpg)<br>

## Exhibit 99.2

---

| |
|:---|
| **Rating Agency Grading** |
| **Run Date - 1/23/2023** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Original Loan Amount** |
| XXXXXMGX3 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX5T0O | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXRUNB | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXHYFJ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXZ132 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXXAIOE | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX1NTW | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXX3RJH | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXX0K25 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYNRZ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXXPLDR | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXBZXK | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXKQYL | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX3AKJ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYOUC | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXIXLP | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYY33 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDNVLP | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A<br> D |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A<br> D |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXEQWO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D<br> B |
| XXXXXXX1G | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXMQ31 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXP4SY | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |

---

## Exhibit 99.2

---

| |
|:---|
| **Loan Level Exceptions** |
| **Run Date - 1/23/2023** |

---

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Project Name** | **Detailed Status** | **Initial Overall Grade** | **Final Overall Grade** | **Initial Credit** | **Initial Value** | **Initial Compliance** | **Final Credit** | **Final Value** | **Final Compliance** | **Non-Material Exceptions** | **Resolved Exceptions** | **Acknowledged Exceptions** |
| XXXXXMGX3 | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX5T0O | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXRUNB | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXHYFJ | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZ132 | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXAIOE | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX1NTW | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3RJH | XXXXX | XXXXX |  | XXXX |  | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Loan does not conform to program guidelines - EV 2<br> COMMENT: The guidelines, section 16.3 Investor X, minimum equity requires a minimum of $XX,XXX equity. The loan amount is $XXX,XXX the appraised value is $XXX,XXX leaving $XX,XXX in equity. | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The guidelines, section 16.3 XXX XXX XXX requires when the borrower is a Legal Entity (LLC, Corporation, etc.), all parties owning at least 25% of the entity must sign a Personal Guarantee as well as any party submitting an application for the loan. The operating agreement located on page XXX confirms the borrower owns XX% of XXXXX XXXX XXX and a second individual owns XX. The second individual with XX% ownership did not sign the personal guaranty located on page XXX.<br>\*\*\* (CURED) Missing Doc - EV R<br> COMMENT: The loan contained statements from XXXX XXX, page XX, which reflected an account help in the name of XXXX XXXX XXX. These assets were used for funds to close. The file did not contain any documentation tying the borrower to XXXX XXXX XXX. |  |
| XXXXX0K25 | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYNRZ | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The guidelines section XX Investor X requires all cash out proceeds must be wired into a Business Account. The file did not include any documentation verifying a business account. |  |
| XXXXXPLDR | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXBZXK | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKQYL | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3AKJ | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYOUC | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXIXLP | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYY33 | XXXXX |  |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Application Missing - EV R<br> COMMENT: The loan application (page XX) was not signed by the borrower.<br>\*\*\* (CURED) Application Not Signed by All Borrowers - EV R<br> COMMENT: The loan application (page XXX) was not signed by the borrower. |  |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Missing title commitment and 24 month chain of title. |  |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: 5/13/2022 Exception resolved.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R<br> COMMENT: Post Close AVM returned a value of $1,243,712.00 which resulted in a variance of -17.086%. Value not supported.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R<br> COMMENT: Post Close AVM returned a value of $1,243,712.00 which resulted in a variance of -17.086%. Value not supported. |  |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 3 | 3 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Missing asset documentation (ATR) - EV 2<br> COMMENT: Missing documentation to support the assets amount of $XX,XXX in the account ending in XXXX per final 1003 to cover X months reserves requirement. | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation within 10% variance for securitization. |  |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraisal is stale dated without recertification in file - EV R<br> COMMENT: Missing recertification of value $XXX,XXX. for subject property. The Appraisal is 106 days old. Per Guidelines Appraisal cannot be greater than 90 days prior to Note date. Appraisal Report date XX/XX/XXXX, Note date XX/XX/XXXX<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of 4.2 documented in the file.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of 4.2 documented in the file.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R<br>\*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The Lender NMLS disclosed on the CD issued on XX/XX/XXXX Is missing.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R |  |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Missing required 1-4 family rider - EV R<br> COMMENT: Missing 1-4 Family Rider. Subject is a 2 units Duplex.<br>\*\*\* (CURED) Prepayment Rider Missing - EV R<br> COMMENT: Missing Prepayment Rider. |  |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>\*\*\* (CURED) TRID - 10% tolerance violation - EV R<br> COMMENT: The loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). The increase to the following fee(s) was not accepted because a valid reason was not provided: Recording Fee (12/XX/21). A cost to cure in the amount of $XX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the increase. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU risk score of X.X and LCA risk score of X.X documented in the file. |  |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R |  |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Credit report incomplete - EV R<br> COMMENT: Missing all pages of Credit Report Supplemental date 11/XX/2021. Only page 1 of 20 were provided.<br>\*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The CD issued on XX/XX/XXXXis inaccurate. The closing date listed XX/XX/XXXX is incorrect. Page 1 does not show a disbursement date.<br>\*\*\* (CURED) Right of Rescission missing or unexecuted - EV R<br> COMMENT: The Right to Cancel Notice is missing from the loan file. Unable to determine if the applicable version was provided to all required parties. The defect can be cured by providing the document.<br>\*\*\* (CURED) TRID CD at consummation - EV R<br> COMMENT: The file does not contain evidence that a CD was provided on the day the mortgage was signed and notarized. The last CD available in the file was issued on XX/XX/XXXX and received by the consumer on XX/XX/XXXX. If a CD was provided at consummation, provide for testing. If CD was received electronically, please provide evidence of receipt as well as the e-Consent. |  |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Missing documentation to support the property located at XXXX XXXX XXX not being included in the DTI.<br>\*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: The CD issued on XX/XX/XXXX is inaccurate. The loan calculations table on page X is blank. |  |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Assets are not sufficient to close - EV R<br> COMMENT: Verified assets of $XX,XXX not sufficient for closing. Assets were provided for an additional account with XXXX #XXXX, which belongs to XXXX only. Borrower has no access to funds as they are not on the account per the 2 months bank statements provided. No evidence of gift letter provided. |  |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file did not contain a copy of an AUS approval or a manual approval.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file was missing the Compliance Report for the subject loan transaction. |  |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: Lender Guidelines, Section XX, state that any loan amount over $XXXXX will require 2 full appraisals. The lesser of the two is to be used for valuation for the loan file. The loan file contains only one appraisal. A second full appraisal was not located in the loan file.<br>\*\*\* (CURED) VVOE > 10 days prior to Note date - EV R<br> COMMENT: The Verbal Verification of Employment (p. XXXX is dated > 10 days prior to the Note date. A verbal VOE dated within 10 calendar days prior to the Note date was not located in the loan file. |  |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file is missing the Alternative Loan Review Form (Exhibit F) or DU Ineligible finding required at time of submission per the Amres Beyond prime Matrix page 1.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The final 1003 p.151 lists a debt with XXXX #XXX\*\* with a balance of $XXXX and monthly payment of $XX This revolving debt is not on the XX/XX/XXXX credit report p.XXX. The lender DTI calculator p.1XXX shows this debt was used in the DTI. The loan file is missing documentation to verify the XXXX #XXXX\*\*\* debt.<br>\*\*\* (CURED) Missing asset documentation (ATR) - EV R<br> COMMENT: The borrowers are short verified liquid assets for closing. Per the CD p.XXX, the borrower brought $XXX,XXX.XX to closing and per the asset documents in the file, the borrowers have verified liquid assets totaling $XX,XXX $XX,XXX - $XX,XXX = $XXX,XXX short in liquid assets. The loan file is missing verification of additional liquid assets or verification that non-liquid assets were liquidated of at least $XXX,XXX In addition, the loan file is missing consecutive 2-months of statements for XXXX checking #XXXX, XXXX saving #XXXX, and XXXX saving #XXXX. The bank printouts in file p.XXXX for XXXX checking #XXXX cover XX/XX/XXXX to XX/XX/XXXX and for XXXX saving #XXXX, and XXXX saving #5285 p.XXXX cover XX/XX/XXXX toXX/XX/XXXX. There are other statements for these 3 XXXX accounts on p.XXXX dated XX/XX/XXXX and p.XX dated XX/XX/XXXX. (XXXX checking #XXXX, XXXX saving #XXXX, and XXXX saving #XXXX were used at audit in the verified assets.) The XXXXX Matrix page 2 states: Assets sourced or seasoned for two months unless utilizing assets to document income (6 months). Assets are not being utilized to document income. |  |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Per the purchase contract on pageXXX, the COE was to be on or before XX/XX/XXXX. The loan closed on XX/XX/XXXX An addendum extending the closing date is not in file. |  |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: The loan failed the Revised Closing Disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii)) A Loan Product Change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX Without evidence of receipt, it is assumed that the disclosure datedXX/XX/XXXX was mailed, and therefore not received by the consumer prior to the consummation date, XX/XX/XXXX. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file did not contain a copy of an AUS approval just a manual approval.<br>\*\*\* (CURED) Cash reserves less than required by guidelines - EV R<br> COMMENT: Per the XXXX XX Guidelines vXX dated XX/XX/XXXX, disclosed X months PITI reserves were required for the subject loan transaction of $XX,XXX,. The borrowers had verified assets $XXX,XXX. from checking accounts, along with $XX,XXX from an investment account, of which $XX,XXX (using XX% of available funds) could be used to verify closing costs and any required reserves. The final 1003, on page XX of the loan file, disclosed additional assets of "Other" totaling $X,XXX; however, the loan file did not contain any verification documents for these additional assets. After closing costs of $XXX,XXX were taken out of the borrowers' verified assets, only $XX,XXX were left to verify required reserves. As a result, the borrowers were short, verified assets of $XX,XXX for required reserves.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file was missing the Compliance Report for the subject loan transaction.<br>\*\*\* (CURED) Missing Appraisal - EV R<br> COMMENT: Per XXXX Guidelines v1.13 dated XX/XX/XXXX, for loans between $XXXX and $XXXX a secondary report is required in the form of a CDA or ARR. The subject loan was $XXXX The required CDA or ARR is missing from the loan file.<br>\*\*\* (CURED) VVOE > 10 days prior to Note date - EV R<br> COMMENT: Per the XXXXe Guidelines v1.13 dated XX/XX/XXXX disclosed a VVOE 10 calendar days prior to the subject note date is required. The loan file was missing the required VVOE 10 calendar days prior to the subject note date. |  |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file is missing the Borrower ATR (Ability-to-Repay) Certification required per the XXXX p.XX.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The subject loan is a purchase of a primary home, and the loan file is missing the Purchase Agreement for the subject.<br>\*\*\* (CURED) Hazard Insurance - EV R<br> COMMENT: The loan file is missing the HOI policy Declaration page. The file contains only the HOI binder p.XXX. The XXX Guidelines p.XX states XXXXX requires hazard insurance protection on all loans. A declaration page is required prior to closing for all loans as proof of insurance.<br>\*\*\* (CURED) Missing income documentation (ATR) - EV R<br> COMMENT: Per the Final Loan Commitment - Loan program is XX Months bank statements. Missing all current XX-month bank statements. The final 1003 p.XXX reflects the borrower owns XXX and the loan file contains X months of XXXX XXXs checking #XXXX bank statements on p.XXX XX/XX/XXXX, p.XXX XX/XX/XXXX, p.XXX XX/XX/XXXX. The subject closed on XX/XX/XXXX even if program was X months bank statements those statements are more than XX days old. XXXX Guidelines p.XX states: Statements used for income must be consecutive and reflect the most recent months available.<br>\*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: There is no evidence of title work in the loan file. |  |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: XXXX in file and show successful risk value with a 2.6 being assigned to the property.<br>Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R<br> COMMENT: Confidence score of XX does not meet Fitch requirement of XX or greater. Additional third party valuation product required.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R<br> COMMENT: Confidence score of XX does not meet Fitch requirement of XX or greater. Additional third party valuation product required. |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | XXXX |  | 2 | 2 | 2 | 1 | 2 | 2 | 1 | 2 | \*\*\* (OPEN) Homeownership Counseling List - EV 2<br> COMMENT: The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX<br>\*\*\* (OPEN) Special information booklet is Missing - EV 2<br> COMMENT: The Home Loan Toolkit is missing. Per Regulation, the Home Loan Toolkit must be provided to the borrower in connection with all purchase loans. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, .<br>\*\*\* (OPEN) TRID - SPL missing - EV 2<br> COMMENT: The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 2 | 1 | 3 | 2 | 1 | 2 | \*\*\* (OPEN) Homeownership Counseling List - EV 2<br> COMMENT: The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX<br>\*\*\* (OPEN) TRID - SPL missing - EV 2<br> COMMENT: The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. | \*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The initial and/or any revised Loan Estimate is missing. As a result, a full review for compliance with timing and tolerance requirements could not be performed. The defect can be cured by providing the initial and any revised Loan Estimates that were issued to the consumer.<br>|  |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Assets are not sufficient to close - EV R<br> COMMENT: Pg XXX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XX,XXX. The down payment is $XX,XXX. The borrower was required to bring $XX,XXX to closing.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Missing asset and income documents.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The lease agreement for theXXXX XXXX property is not in file.<br>\*\*\* (CURED) Missing asset documentation (ATR) - EV R<br> COMMENT: Page XX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XXXX The down payment is $XXXX. The borrower was required to bring $XXXX to closing.<br>\*\*\* (CURED) Missing income documentation (ATR) - EV R<br> COMMENT: Borrower is aXXXX and was qualified using the : 24 Mos. P&L . CPA Prepared program. The CPA letter was provided, however, the 24 months of audited P&Ls are not in file.<br>\*\*\* (CURED) Unable to verify PITI on other mortgage related obligations (ATR) - EV R<br> COMMENT: Unable to verify the monthly payment for the hazard insurance on the XXXX property. |  |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 2 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) ComplianceEase TRID Tolerance Test Failed - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $XX and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>\*\*\* (CURED) Home Ownership Counseling List - EV R<br> COMMENT: The Homeownership Counseling Disclosure (HOC) dated XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX The defect can be resolved by providing evidence that shows the disclosure was provided within 3-business days of application.<br>\*\*\* (CURED) Special information booklet is Missing - EV R<br> COMMENT: The Home Loan Toolkit dated XX/XX/XXXX was not disclosed within 3 days of the application date. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX<br>\*\*\* (CURED) TRID- Initial LE timing fail - EV R<br> COMMENT: The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>\*\*\* (CURED) TRID- SPL late - EV R<br> COMMENT: The Service Provider List issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. As a result, fees that the borrower could shop for were tested under 10% tolerance. The defect can be resolved by providing the SPL that was provided to the consumer within 3 business days of application. |  |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: This loan failed the revised Closing Disclosure delivery date test (waiting period required). An APR change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX had a disclosed APR of X.XX%, which is an increase from the previous CD issued on XX/XX/XXXX with APR of X.XX%. The APR difference is .XX% which is above the allowable tolerance (0.XX%). The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX.<br>\*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase/addition to the following fees on XX/XX/XXXX were not accepted because a valid change of circumstance was not provided: Lock In Fee and Loan Origination Fee. A cost to cure in the amount of $XXXX.00 is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% tolerance.<br>\*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Points - Loan Discount Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Missing evidence of Title |  |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Credit history insufficient/does not meet guidelines (ATR) - EV 2<br> COMMENT: SectionX on Page XX of the guidelines "XXXXr Borrower Types" states a fist time home buyer must have a satisfactory housing history, minimum score of XXX, and X months reserves. Borrower has no housing history. Page XX of the file shows borrower is living rent free with parents since XX/XX/XXXX. Borrower does not meet requirements for first time home buyer. |  |  |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | XXXX |  | 2 | 2 | 2 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Credit history insufficient/does not meet guidelines (ATR) - EV 2<br> COMMENT: The credit report provided (pXX) shows a mortgage that was in forbearance. Forbearance ended XX/XX/XXXX Item XX on page XX of the guidelines state a forbearance disqualifies borrowers from financing for a period of XX months. The note date is XX/XX/XXXX. The borrower is X months shy of the XX month waiting period for seasoning on their forbearance. |  |  |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within XX%. |  |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXRRJX2 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Loan amount is $XXX,XXX.. Title insurance amount is $XXX,XXX.XX TItle insurance coverage is less than the loan amount.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal within 10% variance. |  |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXEQWO | XXXXX | XXXXX |  | XXXX |  | 3 | 2 | 1 | 1 | 3 | 1 | 1 | 2 | \*\*\* (OPEN) Missing TRID Reimbursement Documentation (for requirements not related to a tolerance fail) - EV 2<br> COMMENT: This loan failed the reimbursement date post-consummation revised closing disclosure delivery date test. The PCCD issued on XX/XX/XXXX was provided more than XX calendar days after the consummation date, XX/XX/XXXX. Per § 1026.19(f)(2)(v)), if the creditor cures a tolerance violation by providing a reimbursement to the consumer, the creditor must deliver or place in the mail a corrected Closing Disclosure that reflects the reimbursement no later than 60 calendar days after consummation. No rebuttal response required. Cure accepted 60 days from discovery. | \*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Appraisal. A cost to cure in the amount of $XXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXXX1G | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXMQ31 | XXXXX | XXXXX |  | XXXX |  | 2 | 2 | 2 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) DSCR Is Not Eligible - EV 2<br> COMMENT: The guidelines require a minimum DSCR of XXXX%. The subject loan closed with a DSCR of .XX% ($XXXX market rent / $XXXX total PITIA) The file included an approved exception. |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) Because the loan failed the initial CD delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, the increase to the following fees on XX/XX/XXXX did not reset the baseline: Points - Loan Discount Fee. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>\*\*\* (CURED) TRID- Initial CD delivery date test fail - EV R<br> COMMENT: This loan failed the initial closing disclosure delivery date test (12 CFR §1026.19(f) (1)(ii)) The initial CD issued on XX/XX/XXXX was not received by the consumer X-business days prior to consummation and a waiver was not provided. The defect can be cured by providing evidence that shows the consumer received the disclosure 3-business days prior to consummation or a waiver stating why consummation took place prior to the 3-day rule. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  |

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## Exhibit 99.2

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| |
|:---|
| **Exception Level** |
| **Run Date - 1/23/2023** |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan # 1** | **Loan # 2** | **Loan # 3** | **Exception Category** | **Exception Sub-Category** | **Exception Status** | **Exception Grade** | **Loan Exception ID** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Seller Comments** | **Reviewer Comments** | **Exception Remediation** |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The guidelines, section 16.3 Investor XXXXXX requires when the borrower is a Legal Entity (LLC, Corporation, etc.), all parties owning at least 25% of the entity must sign a Personal Guarantee as well as any party submitting an application for the loan. The operating agreement located on page XXX confirms the borrower owns 50% of XXXXX and a second individual owns 50%. The second individual with 50% ownership did not sign the personal guaranty located on page XXX. |  | The lender responded:<br> Attached is an XX Membership Resolution stating that XXXXX holds 100% management rights in the XX, please clear exception. | 4.7.2022: Finding resolved. | 4.7.2022: Finding resolved. |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Missing Doc | \* Missing Doc (Lvl R) | The loan contained statements from Chase Bank, page 16, which reflected an account help in the name of Karis Enterprises Inc. These assets were used for funds to close. The file did not contain any documentation tying the borrower to Karis Enterprises Inc. |  | The lender responded:<br> Attached are the bank statements for account #XX which is where the funds to close came from, not #XX. Please clear exception. | 4.7.2022: Finding resolved. | 4.7.2022: Finding resolved. |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Guidelines | Active | 2: Acceptable with Warnings | XXXXX | Loan does not conform to program guidelines | \* Loan does not conform to program guidelines (Lvl 2) | The guidelines, section 16.3 Investor X, minimum equity requires a minimum of $50,000 equity. The loan amount is $XXXXXX the appraised value is $XXXX, leaving $XXX in equity. | XXX Representative credit score exceeds the minimum required credit score of XXX by XX Points.<br> DSCR ratio of X.XXexceeds the minimum requirement of X.X by .XX points.<br> $XXX,XXX.XX reserves exceed the minimum required of $X,XXX.XX exceeds the minimum by XXX months over the required minimum. | The lender provided an UW approved exception form. | 4.7.2022 Finding remains EV 2/B | 4.7.2022 Finding remains EV 2/B |
| XXXXXYNRZ | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The guidelines section 16.3 Investor X requires all cash out proceeds must be wired into a Business Account. The file did not include any documentation verifying a business account. |  | Attached is the wire receipt and bank statment for the business account. | 4.15.2022: Resolved | 4.15.2022: Resolved |
| XXXXXYY33 | XXXXX |  |  | Credit | Doc Issue | Resolved | Resolved | XXXXX | Application Not Signed by All Borrowers | \* Application Not Signed by All Borrowers (Lvl R) | The loan application (page 1, xxx) was not signed by the borrower. |  |  | 5.23.2022: Resolved. The fully executed loan application was provided. | 5.23.2022: Resolved. The fully executed loan application was provided. |
| XXXXXYY33 | XXXXX |  |  | Credit | Doc Issue | Resolved | Resolved | XXXXX | Application Missing | \* Application Missing (Lvl R) | The loan application (page 1, xxx) was not signed by the borrower. |  | HomeX Response: Please see page XX of loan application with borrower signature. Please clear the condition | 5.23.2022: Resolved. The fully executed loan application was provided. | 5.23.2022: Resolved. The fully executed loan application was provided. |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | Missing title commitment and 24 month chain of title. |  |  | 5.11.2022: Resolved. The lender provided title with the correct loan amount. | 5.11.2022: Resolved. The lender provided title with the correct loan amount. |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | 5/13/2022 Exception resolved. |  | 5/XX/2022 Post fund Desk Review supports value. | 5.13.2022: Remains. XXXXX did not obtain, please order | 5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) | Post Close AVM returned a value of $XXXXX which resulted in a variance of XXXX%. Value not supported. |  | 5/XX/2022 Post fund Desk Review supports value. | 5.13.2022 Exception resolved. | 5.13.2022 Exception resolved. |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) | Post Close AVM returned a value of $XXXXX which resulted in a variance of XXXX%. Value not supported. |  |  | 5.13.2022: Remains. XXXXX did not obtain, please order | 5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation within 10% variance for securitization. |  | 05-XX-2022 Received Post Close AVM and confidence score supports value. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl 2) | Missing documentation to support the assets amount of $XXXXX in the account ending in XXX per final 1003 to cover 6 months reserves requirement. | DTI of XX.X vs XX% per guidelines.<br> Residual income of $XX,XXX monthly vs $X,XXX per guidelines.<br> XX month piti in reserves vs X months required.<br>|  | 5/5/2022. Downgraded. Exception for Cash Out Reserves to be used as reserves fro the loan. | 5/5/2022. Resolved Exception for Cash Out Reserves to be used as reserves fro the loan. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Compliance | Disclosures | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The Lender NMLS disclosed on the CD issued on XX/XX/XXXX is missing. |  | XXX | 5/6/2022 Remains. The CD submitted dated 1/XX/2022 is missing the NMLS ID number on page XX.<br>5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/6/2022 Remains. The CD submitted dated 1/XX/2022 is missing the NMLS ID number on page XX.<br>5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | Doc Issue | Resolved | Resolved | XXXXX | Appraisal is stale dated without recertification i | \* Appraisal is stale dated without recertification in file (Lvl R) | Missing recertification of value $XXXX for subject property. The Appraisal is XX days old. Per Guidelines Appraisal cannot be greater than 90 days prior to Note date. Appraisal Report date XX/XX/XXXX, Note dateXX/XX/XXXX. | XX% LTV is below the maximum XX% LTV by X%.<br> XX.XXX% DTI is X.XXX% below maximum DTI of XX%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> XX months Reserves exceeds the minimum X months required by X months.<br> Borrower has $X,XXX.XX residual income after all expenses.<br> Borrower has lived in subject property for XX years. |  | 5/11/2022: Received approved exception for the expiration date of the appraisal to be 120 days instead of 90 days. Date of the appraisal is 9/XX/2021. Ok to use appraisal as long as loan closes within 120 days from 9/XX/2021 which would be on or before 1/XX/2022. Loan closed 1/XX/2022. Compensating factors notes are 75% LTV, credit score 767, over 12 months reserves. | 5/11/2022: Received approved exception for the expiration date of the appraisal to be 120 days instead of 90 days. Date of the appraisal is 9/XX/2021. Ok to use appraisal as long as loan closes within 120 days from 9/XX/2021 which would be on or before 1/XX/2022. Loan closed 1/XX/2022. Compensating factors notes are XX% LTV, credit score XXX, over XX months reserves. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet FITCH requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) |  |  | 5/X/2022 Post fund AVM returned a confidence score of XX. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of XX documented in the file. |  |  | 5/13/2022: Resolved. Recieved XXX CDA supporting appraised value with no variance. | 5/13/2022: Resolved. Recieved XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) |  |  | 5/XX/2022 Post fund AVM returned a value of $XXX,XXX which resulted in a variance of - XX.XXX%. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of XX documented in the file. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing required 1-4 family rider | \* Missing required 1-4 family rider (Lvl R) | Missing 1-4 Family Rider. Subject is a 2 units Duplex. |  |  | 5/11/2022: Resolved. Reviewed Mortgage, Loan Agreement, Guaranty, Cert of Business/Commercial Purpose of loans documents and 1-4 Rider is not required. | 5/11/2022: Resolved. Reviewed Mortgage, Loan Agreement, Guaranty, Cert of Business/Commercial Purpose of loans documents and 1-4 Rider is not required. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. |  | 5/X/2022 Post fund AVM supports value. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Prepayment Rider Missing | \* Prepayment Rider Missing (Lvl R) | Missing Prepayment Rider. |  |  | 5/11/2022: Resolved. The PPP terms are within the Note (pg XXX). | 5/11/2022: Resolved. TheXXX terms are within the Note (pg XXX). |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | Compliance | Disclosures | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well. |  | non-borrower's attestation | 5/2/2022 Remains. The initial CD signed by the borrower does not resolve the RESPA fail. There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>5/13/22 Remains. The CD 1/XX/2022 signed by the non-borrower was not sufficient to cure the violation because there appears to be a discrepancy on signatures. The signature on the CD does not match the signature on the Mortgage or the last revised CD (2/XX/22). The defect may be resolved by providing an attestation from the non-borrower.<br>5/24/2022 Resolved. The non-borrower's attestation resolved the RESPA disclosure. | 5/2/2022 Remains. The initial CD signed by the borrower does not resolve the RESPA fail. There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>5/13/22 Remains. The CD 1/XX/2022 signed by the non-borrower was not sufficient to cure the violation because there appears to be a discrepancy on signatures. The signature on the CD does not match the signature on the Mortgage or the last revised CD (2/XX/22). The defect may be resolved by providing an attestation from the non-borrower.<br>5/24/2022 Resolved. The non-borrower's attestation resolved the RESPA disclosure. |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - 10% tolerance violation | \* TRID - 10% tolerance violation (Lvl R) | The loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). The increase to the following fee(s) was not accepted because a valid reason was not provided: Recording Fee (12/17/21). A cost to cure in the amount of $XX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the increase. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label). |  | See attached COC and LE due to Deed needing to be done on this refinance | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU risk score of XX and LCA risk score of XX documented in the file. |  | 5/X/2022 Post fund AVM supports value. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet FITCH requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) |  |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The CD issued on XX/XX/XXXX is inaccurate. The closing date listed XX/XX/XXXX is incorrect. Page 1 does not show a disbursement date. |  |  | 5/4/2022 Cleared. The documentation submitted resolved the violation. | 5/4/2022 Cleared. The documentation submitted resolved the violation. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID CD at consummation | \* TRID CD at consummation (Lvl R) | The file does not contain evidence that a CD was provided on the day the mortgage was signed and notarized. The last CD available in the file was issued on XX/XX/XXXX and received by the consumer on XX/XX/XXXX If a CD was provided at consummation, provide for testing. If CD was received electronically, please provide evidence of receipt as well as the e-Consent. |  | Final CD dated 1/XX/2022 | 5/4/2022 Cleared. The documentation submitted resolved the violation. | 5/4/2022 Cleared. The documentation submitted resolved the violation. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Credit report incomplete | \* Credit report incomplete (Lvl R) | Missing all pages of Credit Report Supplemental date XX/XX/XXXX. Only page 1 of 20 were provided. |  |  | 5/10/2022: Remains. Received the credit report dated 11/XX/2021<br> 5/19/2022: Resolved. Received all pages of Credit Report Supplemental date 11/XX/2021 | 5/10/2022: Remains. Received the credit report dated 11/XX/2021<br> 5/19/2022: Resolved. Received all pages of Credit Report Supplemental date 11/XX/2021 |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Right of Rescission missing or unexecuted | \* Right of Rescission missing or unexecuted (Lvl R) | The Right to Cancel Notice is missing from the loan file. Unable to determine if the applicable version was provided to all required parties. The defect can be cured by providing the document. |  |  | 5/5/2022: Resolved. Received the Right to Cancel Notice signed 2/XX/2022 | 5/5/2022: Resolved. Received the Right to Cancel Notice signed 2/XX/2022 |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Missing documentation to support the property located at XXXX not being included in the DTI. |  |  | 5/5/2022: Remains. Received January mortgage statement and HOA for XXXXX. PITIA of $1905.82<br> 5/10/2022: Remains. Received same documentation as above<br> 5/11/2022: Resolved. Received revised 1003 including payment for departing residence being converted to second home. | 5/5/2022: Remains. Received XX mortgage statement and HOA for XXXXX. PITIA of $XXX<br> 5/10/2022: Remains. Received same documentation as above<br> 5/11/2022: Resolved. Received revised 1003 including payment for departing residence being converted to second home. |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | The CD issued on XX/XX/XXXX is inaccurate. The loan calculations table on page X is blank. |  | 1/XX/22 CD was prepared by the closing agent and not sent to the borrower. | 5/5/5022 Cleared. The information provided resolved the violation. | 5/5/5022 Cleared. The information provided resolved the violation. |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Assets are not sufficient to close | \* Assets are not sufficient to close (Lvl R) | Verified assets of $XXXX not sufficient for closing. Assets were provided for an additional account with XXXX #5984, which belongs to XX only. Borrower has no access to funds as they are not on the account per the 2 months bank statements provided. No evidence of gift letter provided. |  |  | 5/11/2022: Resolved. Received Joint Access account letter from spouse. In addition, guidelines state Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be<br> used for down payment and closing costs only and are subject to the requirements outlined in verification of Assets section. Accounts held solely in the name of a non-borrowing spouse may not be used to meet reserve requirements. Reserves verified from borrower own funds. | 5/11/2022: Resolved. Received Joint Access account letter from spouse. In addition, guidelines state Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be<br> used for down payment and closing costs only and are subject to the requirements outlined in verification of Assets section. Accounts held solely in the name of a non-borrowing spouse may not be used to meet reserve requirements. Reserves verified from borrower own funds. |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file was missing the Compliance Report for the subject loan transaction. |  |  | 5/5/2022: Remains. Received the Compliance Report with Fail for ability to repay/QM<br> 5/10/2022: Resolved. Received the Compliance Report | 5/5/2022: Remains. Received the Compliance Report with Fail for ability to repay/QM<br> 5/10/2022: Resolved. Received the Compliance Report |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file did not contain a copy of an AUS approval or a manual approval. |  |  | 5/5/2022: Resolved. Received the loan approval for the subject property | 5/5/2022: Resolved. Received the loan approval for the subject property |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | Lender Guidelines, Section 23.2, state that any loan amount over $XXXX will require 2 full appraisals. The lesser of the two is to be used for valuation for the loan file. The loan file contains only one appraisal. A second full appraisal was not located in the loan file. |  |  | 5/5/2022: Resolved. Received appraisal dated 1/XX/2022 with a value of $XXXX. | 5/5/2022: Resolved. Received appraisal dated 1/XX/2022 with a value of $XXX. |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | Credit | Underwriting | Resolved | Resolved | XXXXX | VVOE > 10 days prior to Note date | \* VVOE > 10 days prior to Note date (Lvl R) | The Verbal Verification of Employment (p.XX) is dated > 10 days prior to the Note date. A verbal VOE dated within 10 calendar days prior to the Note date was not located in the loan file. |  |  | 5/5/2022: Remains. Received the VOE dated 2/XX/2022<br> 5/16/2022: Remains. Received the Borrower VOE dated 5/XX/2012<br> 5/23/2022: Resolved. Received the Borrower VOE dated 3/XX/2022 | 5/5/2022: Remains. Received the VOE dated 2/XX/2022<br> 5/16/2022: Remains. Received the Borrower VOE dated 5/XX/2012<br> 5/23/2022: Resolved. Received the Borrower VOE dated 3/XX/2022 |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file is missing the Alternative Loan Review Form (Exhibit F) or DU Ineligible finding required at time of submission per the XX prime Matrix page X. |  |  | 5/5/2022: Resolved. Received the Alternative Loan Review Form | 5/5/2022: Resolved. Received the Alternative Loan Review Form |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The final 1003 p.XX lists a debt with XXXX #XXXX\*\*\* with a balance of $XXXand monthly payment of $XXX. This revolving debt is not on the XX/XX/XXXX credit report p.XXX The lender DTI calculator p.XXX shows this debt was used in the DTI. The loan file is missing documentation to verify the XXXX #XXXX\*\*\* debt. |  |  | 5/5/2022: Remains. Received LOX stating it was an error without updated 1003<br> 5/10/2022: Resolved. Received updated 1003 | 5/5/2022: Remains. Received LOX stating it was an error without updated 1003<br> 5/10/2022: Resolved. Received updated 1003 |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl R) | The borrowers are short verified liquid assets for closing. Per the CD p.XX the borrower brought $XXXX to closing and per the asset documents in the file, the borrowers have verified liquid assets totaling $XXXX. $XXXX $XXX= $XXX short in liquid assets. The loan file is missing verification of additional liquid assets or verification that non-liquid assets were liquidated of at least $XXXX In addition, the loan file is missing consecutive 2-months of statements for XXX checking #XXX, XXX saving #XXX, and XXX XXX#XXX. The bank printouts in file p.XX for XXX checking #XXX cover XX/XX/XXXXto XX/XX/XXXX and for XXX saving #XXXX, and XXXX saving #XXXXp.XXXcover XX/XX/XXX to XX/XX/XXXX. There are other statements for these 3 XXXX accounts on p.XX dated XX/XX/XXXX and p.XX dated XX/XX/XXXX. (XXXXX #XXXX XXX saving #XXX, and XXX saving #XXX were used at audit in the verified assets.) The XXXXXX page X states: Assets sourced or seasoned for two months unless utilizing assets to document income (6 months). Assets are not being utilized to document income. |  |  | 5/5/2022: Remains. Received LOX from lender but missing additional bank statements and verification of liquid assets<br> 5/10/2022: Remains. Received bank statement (XXXXX, XXX #XXX, and XXX for XXXXX #XXX and XXXXX #XXX). Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/16/2022: Remains. Received XXXXX IRA asset statements that were not missing. Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/18/2022: Resolved. Guidelines state to refer to XXXXX for Stock assets. this allows the use of Stock Assets at 120% more than is what is need to close the loan to be sufficient without verification of liquidation. The borrower has $XXX in XXXXX Acct (XXX) which is more than the $XXXXX required. | 5/5/2022: Remains. Received LOX from lender but missing additional bank statements and verification of liquid assets<br> 5/10/2022: Remains. Received bank statement (XX for XXXXX, XXXXX #XXX, and XXX for XXXXX #XXX and XXXXX #XXX). Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/16/2022: Remains. Received XXXXX IRA asset statements that were not missing. Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, andXXXXX saving #XXX.<br> 5/18/2022: Resolved. Guidelines state to refer to XXXXX for XXX assets. this allows the use of XXX Assets at 120% more than is what is need to close the loan to be sufficient without verification of liquidation. The borrower has $XXX in XXXXX(XXX) which is more than the $XXX required. |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Per the purchase contract on page XXX, the COE was to be on or beforeXX/XX/XXXX The loan closed on XX/XX/XXXX An addendum extending the closing date is not in file. |  |  | 5/6/2022: Resolved. Contract extension in file to cover until 1/XX/2022 for closing. | 5/6/2022: Resolved. Contract extension in file to cover until 1/XX/2022 for closing. |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | The loan failed the Revised Closing Disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii)) A Loan Product Change required a revised Closing Disclosure. The Revised CD issued onXX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX. Without evidence of receipt, it is assumed that the disclosure datedXX/XX/XXXX was mailed, and therefore not received by the consumer prior to the consummation date, XX/XX/XXXX If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  | The disclosure was dated and signed by the borrower on 2/XX/22 - therefore received then - see attached | 5/2/2022 Cleared. The documentation submitted resolved the disclosure delivery. | 5/2/2022 Cleared. The documentation submitted resolved the disclosure delivery. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file was missing the Compliance Report for the subject loan transaction. |  |  | 5/10/2022: Remains. Received the compliance summary<br> 5/12/2022: Resolved. Non-QM loan, manual UW. Compliance notes no issues. | 5/10/2022: Remains. Received the compliance summary<br> 5/12/2022: Resolved. Non-QM loan, manual UW. Compliance notes no issues. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing Appraisal | \* Missing Appraisal (Lvl R) | Per XXXX Guidelines v1.13 dated XX/XX/XXXX, for loans between $XXXXX and $XXXX a secondary report is required in the form of a CDA or ARR. The subject loan was $XXXXXX. The required CDA or ARR is missing from the loan file. |  |  | 5/10/2022: Resolved. Received XXXXX CDA for $XXX | 5/10/2022: Resolved. Received XXXXX CDA for $XXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Cash reserves less than required by guidelines | \* Cash reserves less than required by guidelines (Lvl R) | Per the XXXXX Guidelines v1.13 dated XX/XX/XXXX, disclosed 6 months PITI reserves were required for the subject loan transaction of $XXXXX The borrowers had verified assets $XXXX from checking accounts, along with $XXXXX from an investment account, of which $XXXXX (using XX % of available funds) could be used to verify closing costs and any required reserves. The final XXXX, on page XX of the loan file, disclosed additional assets of "Other" totaling $XXXXX; however, the loan file did not contain any verification documents for these additional assets. After closing costs of $XXXXXX were taken out of the borrowers' verified assets, only $XXXXX were left to verify required reserves. As a result, the borrowers were short, verified assets of $XXXX for required reserves. |  |  | 5/10/2022: Resolved. Received additional asset statements for XXXXX accts totaling $XXX and XXXXX IRA with a balance of $XXX | 5/10/2022: Resolved. Received additional asset statements for XXXXX accts totaling $XXX and XXXXX IRA with a balance of $XXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file did not contain a copy of an AUS approval just a manual approval. |  |  | 5/11/2022: Resolved. Manual UW NonQM loan. AUS not required. | 5/11/2022: Resolved. Manual UW NonQM loan. AUS not required. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Underwriting | Resolved | Resolved | XXXXX | VVOE > 10 days prior to Note date | \* VVOE > 10 days prior to Note date (Lvl R) | Per the XXXX Guidelines v1.13 dated XX/XX/XXXX, disclosed a VVOE 10 calendar days prior to the subject note date is required. The loan file was missing the required VVOE 10 calendar days prior to the subject note date. |  |  | 5/16/2022: Remains. Received both VOEs but dated 5/XX/2012<br> 5/19/2022: Resolved. Received both VOEs but dated 3/XX/2022 | 5/16/2022: Remains. Received both VOEs but dated 5/XX/2012<br> 5/19/2022: Resolved. Received both VOEs but dated 3/XX/2022 |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The subject loan is a purchase of a primary home, and the loan file is missing the Purchase Agreement for the subject. |  |  | 5/6/2022: Resolved. Received purchase contract | 5/6/2022: Resolved. Received purchase contract |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file is missing the Borrower ATR (Ability-to-Repay) Certification required per the Amres Guidelines p.XX |  |  | 5/27/2022: Resolved. Received the borrowers ATR | 5/27/2022: Resolved. Received the borrowers ATR |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing income documentation (ATR) | \* Missing income documentation (ATR) (Lvl R) | Per the Final Loan Commitment - Loan program is 12 Months bank statements. Missing XX current 12-month bank statements. The final 1003 p.XX reflects the borrower owns XXXX and the loan file contains 3 months of XXXX business checking #XXXX bank statements on p.XXX XX/XX/XXXX, pXX XX/XX/XXXX, p.XX XX/XX/XXXX. The subject closed on XX/XX/XXXX even if program was X months bank statements those statements are more than Xdays old. Amres Guidelines p.X states: Statements used for income must be consecutive and reflect the most recent months available. |  |  | 5/27/2022: Remains. Received 12/2021 XXXXX bank statement #XXX for XXXXX. Missing all current 12-month bank statements<br> 6/14/2022: Resolved. received 12 months bank statements supporting income used at origination. | 5/27/2022: Remains. Received 12/2021 XXX bank statement #XXX for XXXXX. Missing all current 12-month bank statements<br> 6/14/2022: Resolved. received 12 months bank statements supporting income used at origination. |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Insurance | Resolved | Resolved | XXXXX | HOI | \* Hazard Insurance (Lvl R) | The loan file is missing the HOI policy Declaration page. The file contains only the HOI binder p.205. The XXX Guidelines p.XX states XX requires hazard insurance protection on all loans. A declaration page is required prior to closing for all loans as proof of insurance. |  |  | 5/6/2022: Resolved. HOI policy received. | 5/6/2022: Resolved. HOI policy received. |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | There is no evidence of title work in the loan file. |  |  | 5/6/2022: Resolved. Received purchase contract | 5/6/2022: Resolved. Received purchase contract |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Post Close AVM supports value and confidence score | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | FNMA UCDP in file and show successful risk value with a XX being assigned to the property.<br> Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |  | 5/11/2022: Resolved. Appraisal was resolved on 5/XX/2022 | 5/11/2022: Resolved. Appraisal was resolved on 5/XX/2022 |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet FITCH requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) | Confidence score of XX does not meet Fitch requirement of XX or greater. Additional third party valuation product required. |  |  |  |  |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet FITCH requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) | Confidence score of XX does not meet Fitch requirement of XX or greater. Additional third party valuation product required. |  | 5/XX/2022: Desk review provided | 5/13/2022: Resolved, Desk review supporting the value provided | 5/13/2022: Resolved, Desk review supporting the value provided |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 05-XX-2022 Post Close AVM returned a value of $XXX resulting in a variance of - XX.XXX% with a confidence score of XX. Secondary valuation required. | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 05-XX-2022 Post Close AVM returned a value of $XXX resulting in a variance of - XX.XXX% with a confidence score of XX. Secondary valuation required. | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | XXXXX | Homeownership Counseling List | \* Homeownership Counseling List (Lvl 2) | The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application,XX/XX/XXXX |  |  |  |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Special information booklet is Missing | \* Special information booklet is Missing (Lvl 2) | The Home Loan Toolkit is missing. Per Regulation, the Home Loan Toolkit must be provided to the borrower in connection with all purchase loans. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX |  |  |  |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | TRID - SPL missing | \* TRID - SPL missing (Lvl 2) | The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |  |  |
| XXXXXWXHL5 | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Post Close AVM supports value and cofidence score | 05-05-2022 Resolved | 05-05-2022 Resolved |
| XXXXXWZ1O1 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The initial and/or any revised Loan Estimate is missing. As a result, a full review for compliance with timing and tolerance requirements could not be performed. The defect can be cured by providing the initial and any revised Loan Estimates that were issued to the consumer. |  | LE's dated 1/XX/22 and 1/XX/22 with coc's | 5/6/2022 Cleared. The documentation submitted resolved the missing documents. | 5/6/2022 Cleared. The documentation submitted resolved the missing documents. |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | TRID - SPL missing | \* TRID - SPL missing (Lvl 2) | The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |  |  |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | XXXXX | Homeownership Counseling List | \* Homeownership Counseling List (Lvl 2) | The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX. |  |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Pot close AVM supports value and confidence score | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Missing asset and income documents. |  |  | 5/6/2022: Resolved asset and income documents received. | 5/6/2022: Resolved asset and income documents received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing income documentation (ATR) | \* Missing income documentation (ATR) (Lvl R) | Borrower is a XXXX and was qualified using the : 24 Mos. P&L . CPA Prepared program. The CPA letter was provided, however, the 24 months of audited P&Ls are not in file. |  |  | 5/6/2022: Resolved P & L's from CPA were received. | 5/6/2022: Resolved P & L's from CPA were received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The lease agreement for the XXXX property is not in file. |  |  | 5/6/2022: Resolved. A copy of the lease was received. | 5/6/2022: Resolved. A copy of the lease was received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |  | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Unable to verify PITI on other mortgage debt (ATR) | \* Unable to verify PITI on other mortgage related obligations (ATR) (Lvl R) | Unable to verify the monthly payment for the hazard insurance on the XXXX property. |  |  | 5/6/2022: Resolved. Received HOI policy for XXX address. | 5/6/2022: Resolved. Received HOI policy for XXXXX address. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Assets are not sufficient to close | \* Assets are not sufficient to close (Lvl R) | Pg XXX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XXXX The down payment is $XXXX. The borrower was required to bring $XXXX to closing. |  |  | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. | 5/6/2022: Resolved. A Gift letter fromXXX received verifying gift of $XX,XXX fund were wired at closing. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl R) | Page XXX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XXXX. The down payment is $XXXX The borrower was required to bring $XXXXX to closing. |  |  | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- SPL late | \* TRID- SPL late (Lvl R) | The Service Provider List issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. As a result, fees that the borrower could shop for were tested under 10% tolerance. The defect can be resolved by providing the SPL that was provided to the consumer within 3 business days of application. |  | Withdrawal letter from consumer 12/XX/21 | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Special information booklet is Missing | \* Special information booklet is Missing (Lvl R) | The Home Loan Toolkit dated XX/XX/XXXX was not disclosed within 3 days of the application date. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX |  | Withdrawal letter signed 12/XX/21 by consumer | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- Initial LE timing fail | \* TRID- Initial LE timing fail (Lvl R) | The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within 3 days of the application date,XX/XX/XXXX. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure. |  | Initial LE dated 11/XX/2021 | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/XX/2021. If the application was not accepted (denied/withdrawn), evidence is required. The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on 1/XX/2022 was not disclosed within 3 days of the application date, 11/XX/2021. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>5/23/2022 Resolved. The LE dated 11/XX/2021 resolved the initial LE timing fail. | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/30/2021. If the application was not accepted (denied/withdrawn), evidence is required. The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on 1/XX/2022 was not disclosed within 3 days of the application date, 11/XX/2021. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>5/23/2022 Resolved. The LE dated 11/XX/2021 resolved the initial LE timing fail. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Resolved | Resolved | XXXXX | Doc Issue | \* Home Ownership Counseling List (Lvl R) | The Homeownership Counseling Disclosure (HOC) datedXX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX The defect can be resolved by providing evidence that shows the disclosure was provided within 3-business days of application. |  | Withdrawl letter from consumer 12/XX/21 | 6/16/2022 Resolved. The withdrawal letter signed 12XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | ComplianceEase TRID Tolerance Test Failed | \* ComplianceEase TRID Tolerance Test Failed (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely. |  | withdrawal letter signed 12/XX/21 by the consumer | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/30/2021. If the application was not accepted (denied/withdrawn), evidence is required. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>5/23/2022 Remains. Upon receipt of the initial LE and now the baseline is reset, the loan is failing the charges that cannot increase test (12 CFR §1026.19(e)(3)(i) and the charges that cannot increase more than 10% test(12 CFR §1026.19(e)(3)(ii). The addition of the following fees on 1/XX/2022 was not accepted because a valid change of circumstance was not provided: Mortgage Broker Fee, Underwriting Fee and MERS Fee. A cost to cure in the amount of $9,440.00 is required. Because the SPL was late, fees in Section C were subject to 10% tolerance. The changes resulted in threshold to go above allowable tolerance. A cost to cure in the amount of $1,611.90 is required. The total cost to cure is $11,051.90 minus $242.00 given an consummation leaves a cost to cure in the amount of $10,809.90. The defects may be resolved by, reimbursing the consumer, providing a valid reason for the addition of fees and providing the missing document. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label).<br>6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated XX/XX/XXXX. If the application was not accepted (denied/withdrawn), evidence is required. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>5/23/2022 Remains. Upon receipt of the initial LE and now the baseline is reset, the loan is failing the charges that cannot increase test (12 CFR §1026.19(e)(3)(i) and the charges that cannot increase more than 10% test(12 CFR §1026.19(e)(3)(ii). The addition of the following fees on 1/XX/2022 was not accepted because a valid change of circumstance was not provided: Mortgage Broker Fee, Underwriting Fee and MERS Fee. A cost to cure in the amount of $X,XXX.XX is required. Because the SPL was late, fees in Section C were subject to 10% tolerance. The changes resulted in threshold to go above allowable tolerance. A cost to cure in the amount of $X,XXX.XX is required. The total cost to cure is $XX,XXX.XX minus $XXX.XX given an consummation leaves a cost to cure in the amount of $XX,XXX.XX. The defects may be resolved by, reimbursing the consumer, providing a valid reason for the addition of fees and providing the missing document. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label).<br>6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase/addition to the following fees on XX/XX/XXXX were not accepted because a valid change of circumstance was not provided: Lock In Fee and Loan Origination Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |  | 5/10/22 Cleared. | 5/10/22 Cleared. |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | This loan failed the revised Closing Disclosure delivery date test (waiting period required). An APR change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX had a disclosed APR of XXXX %, which is an increase from the previous CD issued on XX/XX/XXXX with APR of XX %. The APR difference is XX% which is above the allowable tolerance (0.XX%). The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX |  |  | 5/10/22 Cleared. | 5/10/22 Cleared. |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM and confidence score support value. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXX3AIJ | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% tolerance. |  | 05-XX-2022 Post Close AVM supports value and confidence score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXX3AIJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Points - Loan Discount Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  | Please see attached COC and CD from 3/XX/22 | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and confidence Score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and confidence score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | Missing evidence of Title |  |  | 5.11.2022: Resolved. The lender provided title with the correct loan amount. | 5.11.2022: Resolved. The lender provided title with the correct loan amount. |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Credit history inadequate/does not meet g/l (ATR) | \* Credit history insufficient/does not meet guidelines (ATR) (Lvl 2) | Section 6 on Page 12 of the guidelines "XXX Borrower Types" states a fist time home buyer must have a satisfactory housing history, minimum score of XXX, and 6 months reserves. Borrower has no housing history. Page XX of the file shows borrower is living rent free with parents since XX/XX/XXXX Borrower does not meet requirements for first time home buyer. | XX% LTV is below the maximum XX% LTV by X%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> $XXXXXX.XX reserves exceed the minimum required of $XXXXX.XX exceeds the minimum by XX.XX months over the required minimum. |  | 5.11.2022: Exception waiver applied EV 2/B | 5.11.2022: Exception waiver applied EV 2/B |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Credit history inadequate/does not meet g/l (ATR) | \* Credit history insufficient/does not meet guidelines (ATR) (Lvl 2) | The credit report provided (pXX) shows a mortgage that was in forbearance. Forbearance ended XX/XX/XXXX Item 10.6 on page 20 of the guidelines state a forbearance disqualifies borrowers from financing for a period of 24 months. The note date is XX/XX/XXXX The borrower is X months shy of the XX month waiting period for seasoning on their forbearance. | XxXXmortgage history for XXmonths.<br> XX% LTV is below the maximum XX% LTV by XX%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> DSCR ratio of X.XX exceeds the minimum requirement of X.X by .XX points.<br> $XXXXX.XX reserves exceed the minimum required of $XXXXX.XX exceeds the minimum by XX.XX months over the required minimum. |  |  |  |
| XXXXXLM0BI | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and cofidence score. | 05-05-2022 Resolved | 05-05-2022 Resolved |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Amount of title insurance is less than mortgage am | \* Amount of title insurance is less than mortgage amount (Lvl R) | Loan amount is $XXXX Title insurance amount is $XXXX TItle insurance coverage is less than the loan amount. |  |  | 5.11.2022: Resolved. Title with the correct loan amount was provided. | 5.11.2022: Resolved. Title with the correct loan amount was provided. |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal within 10% variance. |  | 5/X/2022 Post fund AVM supports value - confidence score is 91. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXEQWO | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Appraisal. A cost to cure in the amount of $XXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  | LOE, refund check, PCCD and mailing label | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXEQWO | XXXXX | XXXXX |  | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | Missing TRID Reimbursement Documentation (for requ | \* Missing TRID Reimbursement Documentation (for requirements not related to a tolerance fail) (Lvl 2) | This loan failed the reimbursement date post-consummation revised closing disclosure delivery date test. The PCCD issued on XX/XX/XXXX was provided more than XX calendar days after the consummation date, XX/XX/XXXX. Per § 1026.19(f)(2)(v)), if the creditor cures a tolerance violation by providing a reimbursement to the consumer, the creditor must deliver or place in the mail a corrected Closing Disclosure that reflects the reimbursement no later than XX calendar days after consummation. No rebuttal response required. Cure accepted XX days from discovery. |  |  |  |  |
| XXXXXMQ31 | XXXXX | XXXXX |  | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | DSCR Is Not Eligible | \* DSCR Is Not Eligible (Lvl 2) | The guidelines require a minimum DSCR of XX%. The subject loan closed with a DSCR of .XX% ($XXXX market rent / $XXXX total PITIA) The file included an approved exception. | XX% LTV is below the maximum XX% LTV by X%<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> XxXX mortgage history for XX months.<br> Borrower has owned subject investment property X years. |  |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- Initial CD delivery date test fail | \* TRID- Initial CD delivery date test fail (Lvl R) | This loan failed the initial closing disclosure delivery date test (12 CFR §1026.19(f) (1)(ii)) The initial CD issued on XX/XX/XXXX was not received by the consumer 3-business days prior to consummation and a waiver was not provided. The defect can be cured by providing evidence that shows the consumer received the disclosure 3-business days prior to consummation or a waiver stating why consummation took place prior to the 3-day rule. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  | Initial CD dated 11/XX/2021, econsent, COC | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXP4SY | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) Because the loan failed the initial CD delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, the increase to the following fees on XX/XX/XXXX did not reset the baseline: Points - Loan Discount Fee. The violation may be cured if documentation is provided showing the disclosure was delivered timely. |  | Initial CD dated 11/XX/2021 | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |

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## Exhibit 99.2

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| |
|:---|
| **Valuation Report** |
| **Run Date - 1/23/2023** |

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| **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** |
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Pool** | **Collateral Underwriter Risk Score** | **Freddie Mac LCA Score** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Final Value Used by Lender** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Form Type** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** |
| XXXXXMGX3 | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 5.000% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.000% | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX5T0O | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -30.000% | XXXX | 72.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXRUNB | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXHYFJ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZ132 | XXXX | XXXX |  |  | 1.1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.985% | XXXX | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | XX.XXXX2% | XXXX | XX/XX/XXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.985% | BPO as-is [10] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXAIOE | XXXX | XXXX |  |  | 4.9 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX1NTW | XXXX | XXXX |  |  | 4.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -3.704% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -3.704% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3RJH | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX0K25 | XXXX | XXXX |  |  | 2.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYNRZ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXPLDR | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -8.333% | XXXX | 90.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBZXK | XXXX | XXXX |  |  | 4.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKQYL | XXXX | XXXX |  |  | 2.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3AKJ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYOUC | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXIXLP | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYY33 | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX4ITF | XXXX | XXXX | XXXX | XXXX | 1.7 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXWAHR | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -17.086% | XXXX | 96.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |
| XXXXXPLLB | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004C Manufactured Home | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 17.052% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 17.052% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXFFJB | XXXX | XXXX | XXXX | XXXX | 4.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -41.266% | XXXX | 85.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |
| XXXXXIKCW | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.846% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 18.846% | XXXX | 90.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXX4QIX | XXXX | XXXX | XXXX | XXXX | 2.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBCXS | XXXX | XXXX | XXXX | XXXX | 4.8 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 15.975% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 15.975% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXBNXB | XXXX | XXXX | XXXX | XXXX | 1.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -1.923% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXJD3I | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 9.715% | XXXX | 83.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |
| XXXXX4HBC | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXLBRY | XXXX | XXXX | XXXX | XXXX | 2.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | XXXX | 3.5 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX1ULH | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXNGJD | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXABHA | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXTRYR | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXQZSM | XXXX | XXXX | XXXX | XXXX | 3.1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDYXG | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 20.988% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | XXX,XXX | XX.XXXX% | XXXX | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 27.407% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXR1FF | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Not Applicable | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXWBVM | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDNVLP | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 9.008% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 9.008% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXCC4B | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -16.990% | XXXX | 84.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |
| XXXXXWDQC | XXXX | XXXX | XXXX | XXXX | 2.3 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | XXXX | 4.9 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -1.271% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -1.271% | XXXX | 90.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXEC3U | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX21N0 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXGSTO | XXXX | XXXX | XXXX | XXXX | 3.5 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 8.350% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 8.350% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXKQCJ | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3JGA | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKWFQ | XXXX | XXXX | XXXX | XXXX | 1.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXNDLG | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 33.869% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 33.869% | XXXX | 91.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXX0XFC | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX40HE | XXXX | XXXX | XXXX | XXXX | 2.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 6.202% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 6.202% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKKME | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |
| XXXXXCAOF | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX2FFW | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXQNSO | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3AIJ | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.435% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.435% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXUWGI | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZTQR | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.102% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 5.102% | XXXX | 93.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXX42AH | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.502% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -2.502% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXBHES | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX43O5 | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXITOB | XXXX | XXXX | XXXX | XXXX | 1.4 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBEBC | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXM0BI | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -6.270% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -6.270% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXX0RF5 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXRJX2 | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.366% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 18.366% | XXXX | 91.000% | XX/XX/XXXX |  |  |  |  |  |
| XXXXXP2DX | XXXX | XXXX | XXXX | XXXX | 2.3 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXONX1 | XXXX | XXXX | XXXX | XXXX | 3.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXEQWO | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 1.429% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 1.429% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX1G | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -6.122% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -6.122% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXMQ31 | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXP4SY | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -4.615% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -4.615% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

---

| |
|:---|
| **Data Comparison** |
| **Run Date - 1/23/2023** |

---

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| XXXXXRUNB | XXXX | XXXX |  | Number Of Units | 1 | 0 | 1 |  |  | Initial |  |
| XXXXXPLDR | XXXX | XXXX |  | Subject Property Type | 2 Family | Attached |  |  |  | Initial |  |
| XXXXXBZXK | XXXX |  |  | Original CLTV Ratio Percent | XX% | XX% | -1.500% | -1.50% | Variance due to rounding | Initial |  |
| XXXXXBZXK | XXXX |  |  | Original Standard LTV (OLTV) | XX% | XX% | -1.500% | -1.50% | Confirmed by the documents. | Initial |  |
| XXXXXL4ITF | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | XX | XX |  |  | Borrower receiving less than $Xk back at closing. | Initial |  |
| XXXXXPLLB | XXXX | XXXX | XXXX | Representative Score | XXX | XX | -11 | -1.59% | XXX- per credit report | Initial |  |
| XXXXXFFJB | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 0.118% | 0.12% | DTI. XX%. Originator income $XXX. Audit calculated Income based on average X months Bank Statements. Expense Factor X %. $XXX x75%=$XXXX /12=$XXXX. Audit DTI XX %. No issues. | Initial |  |
| XXXXXXKCW | XXXX | XXXX | XXXX | Representative Score | XXX | XXX | -21 | -2.90% | Per Credit report Representative ScoreXXX. No issues | Initial |  |
| XXXXX4QIX | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 0.316% | 0.32% | Differences in DTI is due to originator not including monthly payment amount $XX XXXXX. Audit included monthly payment $XX Audit DTI XX%. No issues. | Initial |  |
| XXXXX4HBC | XXXX | XXXX | XXXX | Original Note Doc Date | XX/XX/XXXX | XX/XX/XXXX | 31 (Days) |  | The date printed on the Note shows XX/XX/XXXX | Initial |  |
| XXXXXLBRY | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 5.569% | 5.57% | Included prior primary PITI of $XXX | Initial |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | Lifetime Downward Rate Change Cap | XX% | XX% | -1.125% | -1.13% | Lifetime downward rate change cap is X.X% | Initial |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 44.87% | $XXXX- after IO period | Initial |  |
| XXXXXABHA | XXXX | XXXX | XXXX | Borrower First Name | XXX | XX |  |  | According to the documents in the file the borrowers name isXXX | Initial |  |
| XXXXXABHA | XXXX | XXXX | XXXX | Lien Priority Type | X | Other |  |  | There is only X loan for the subject loan transaction. No X lien. | Initial |  |
| XXXXXTRYR | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 27.000% | 27.00% | DTI ratio is XX% based on the credit and income documentation in file. | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | -17.35% | The Original Appraised value $XXX,XXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original CLTV Ratio Percent | XX% | XX% | 13.951% | 13.95% | As per LTV calculations of appraised value of $XXXX and loan amount of $XXXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Standard LTV (OLTV) | XX% | XX% | 13.951% | 13.95% | As per LTV calculations of appraised value of $XXXX and loan amount of $XXXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 49.28% | Data provided is interest only amount of $XXXX vs full P&I of $XXXX | Initial |  |
| XXXXXR1FF | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -2.894% | -2.89% | Per the income and debt documents | Initial |  |
| XXXXXNVLP | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 2.520% | 2.52% | No issue | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -3.973% | -3.97% | Used XX months bank statements as income and debt provided. | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 85.63% | The fully amortized payment | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | XX | XXX |  |  | The Final Closing Disclosure reflects purpose of transaction as cash out refinance. | Initial |  |
| XXXXXEC3U | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 2.655% | 2.65% | XX% - per documentation in file. | Initial |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | B1 Citizenship Status | XXX | XXXX |  |  | Borrower Status XXXNo issue. | Initial |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | X | X |  |  | Final CD XX/XX/XXXX reflects cash to borrower at closing in the amount of $XXXX | Initial |  |
| XXXXXGSTO | XXXX | XXXX | XXXX | Property City | XXX | XX |  |  | Per the note | Initial |  |
| XXXXX3JGA | XXXX | XXXX | XXXX | Borrower #2 First Name | XXX | XXX |  |  | The Note reflects borrower #2 first name as XXX. | Initial |  |
| XXXXXKWFQ | XXXX | XXXX | XXXX | Representative Score | XXX | XXX | 43 | 6.28% | XXX per credit report in file. | Initial |  |
| XXXXX0XFC | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 9.277% | 9.28% | DTI ratio is XX% based on the credit and income documentation in file. | Initial |  |
| XXXXXCAOF | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 4.364% | 4.36% | Used XX months bank statements at XX% factor. | Initial |  |
| XXXXXQNSO | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -2.425% | -2.42% | XX% - per documentation in file. | Initial |  |
| XXXXXXXEQWO | XXXX | XXXX |  | Borrower DTI Ratio Percent | XX% | XX% | -7.219% | -7.22% | Rounding issue. | Initial |  |
| XXXXXEQWO | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 36.95% | Tape reflects fully indexed Rate, interest Only payment $XXXXX | Initial |  |
| XXXXX4XX1G | XXXX | XXXX |  | Borrower DTI Ratio Percent | XX% | XX% | -4.688% | -4.69% | Omitted Total monthly payment $XXXX paid off at closing. Recalculated income Qualifying with X months average of Commission income minus base pay. Commission monthly income $XXX Audit DTI XX%. | Initial |  |
| XXXXXXX1G | XXXX | XXXX |  | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 6.52% | Tape data information is from the 2nd Appraisal. | Initial |  |
| XXXXXXX1G | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 50.97% | Qualify at fully index rate P&I $XXXX | Initial |  |
| XXXXXMQ31 | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 82.09% | Data provided is the IO payment, the audit value is the full PI payment | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Borrower Last Name | XXX | XXX |  |  | Correct borrower title per Note. | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 4.84% | Appraisal information is from the 2nd Appraisal. | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Note Doc Date | XX/XX/XXXX | XX/XX/XXXX | -11 (Days) |  |  | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 50.97% | Qualify at fully index rate P&I $XXXX | Initial |  |

---

## Exhibit 99.2

---

| |
|:---|
| **Supplemental Data** |
| **Run Date - 1/23/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **TILA Status** | **Application Date** | **TRID** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying Rate** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **B1 Citizenship Type** | **B2 Citizenship Type** | **Residual Income** | **HOA Name** | **Fee Amount** | **QM DTI** | **Asset Depletion Flag** | **Bank Statements Flag** | **Months of Bank Statements** | **Type of Bank Statements** | **Expense Ratio (Bank Statements)** | **Profit and Loss Flag** | **Profit And Loss Statement Type** | **Income Doc Detail** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Most Recent Deed in Lieu Date** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Months Foreclosure** | **Mortgage & Rental History 1x30** | **Mortgage & Rental History 1x60** | **Mortgage & Rental History 1x90** | **Guideline Name** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **DSCR** | **Qualifying P&I** | **B3 Citizenship Type** | **B4 Citizenship Type** | **Property Type** | **Number of Units** |
| XXXXXMGX3 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.690% |  |  |  | Single Family | 1 |
| XXXXX5T0O | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 2.585% |  |  |  | 2 Family | 2 |
| XXXXXRUNB | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.265% |  |  |  | PUD | 1 |
| XXXXXHYFJ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.389% |  |  |  | Single Family | 1 |
| XXXXXZ132 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.1 | No |  | X | X | X | X | X | 1.237% |  |  |  | Single Family | 1 |
| XXXXXAIOE | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.9 | No |  | X | X | X | X | X | 1.284% |  |  |  | Single Family | 1 |
| XXXXX1NTW | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.7 | No |  | X | X | X | X | X | 1.119% |  |  |  | Single Family | 1 |
| XXXXX3RJH | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.488% |  |  |  | 2 Family | 2 |
| XXXXX0K25 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.7 | No |  | X | X | X | X | X | 1.442% |  |  |  | PUD | 1 |
| XXXXXYNRZ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.222% |  |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXXPLDR | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.363% |  |  |  | 2 Family | 2 |
| XXXXXBZXK | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.6 | No |  | X | X | X | X | X | 0.804% |  |  |  | Single Family | 1 |
| XXXXXKQYL | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 1.338% |  |  |  | Single Family | 1 |
| XXXXX3AKJ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.252% |  |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXXYOUC | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.071% |  |  |  | Single Family | 1 |
| XXXXXIXLP | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.190% |  |  |  | Single Family | 1 |
| XXXXXYY33 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.130% |  |  |  | PUD | 1 |
| XXXXX4ITF | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.7 | No |  | X | X | X | X | X | 0.999% |  |  |  | PUD | 1 |
| XXXXXWAHR | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 2.6 | No |  | X | X | X | X | X | 1.629% |  |  |  | PUD | 1 |
| XXXXXPLLB | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX |  | No |  | X | X | X | X | X |  |  |  |  | Manufactured Housing | 1 |
| XXXXXFFJB | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 4.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXIKCW | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes |  |  |  |  | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | Unavailable | No |  | X | X | X | X | X |  |  |  |  | 2 Family | 2 |
| XXXXX4QIX | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXBCXS | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 4.8 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXBNXB | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.6 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXJD3I | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.464% |  |  |  | 2 Family | 2 |
| XXXXX4HBC | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  |  |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXLBRY | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 2.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXKCPN | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 3.5 | No |  | X | X | X | X | X |  | $XXXX |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXX1ULH | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXNGJD | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXABHA | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXTRYR | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXQZSM | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 3.1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXDYXG | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  | $XXXX |  |  | PUD | 1 |
| XXXXXR1FF | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXWBVM | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXDNVLP | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXCC4B | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX |  | No |  | X | X | X | X | X | 1.236% |  |  |  | 3 Family | 3 |
| XXXXXWDQC | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.3 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 4.9 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXEC3U | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX21N0 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 0.914% |  |  |  | PUD | 1 |
| XXXXXGSTO | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 3.5 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXKQCJ | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXX3JGA | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | High Rise Condo (>=9 Stories) | 1 |
| XXXXXKWFQ | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXNDLG | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.385% |  |  |  | PUD | 1 |
| XXXXX0XFC | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXX40HE | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.7 | No |  | X | X | X | X | X | 1.023% | $XXXX |  |  | Single Family | 1 |
| XXXXXKKME | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% | XXXX |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | Unavailable | No |  | X | X | X | X | X | 1.007% |  |  |  | Single Family | 1 |
| XXXXXCAOF | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX2FFW | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.231% |  |  |  | Single Family | 1 |
| XXXXXQNSO | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX3AIJ | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXUWGI | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 0.756% |  |  |  | Single Family | 1 |
| XXXXXZTQR | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.510% |  |  |  | 3 Family | 3 |
| XXXXX42AH | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.121% |  |  |  | Single Family | 1 |
| XXXXXBHES | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.110% | $XXXX |  |  | Single Family | 1 |
| XXXXX43O5 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 1.272% | $XXXX |  |  | Single Family | 1 |
| XXXXXITOB | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.4 | No |  | X | X | X | X | X | 1.169% |  |  |  | PUD | 1 |
| XXXXXBEBC | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.491% |  |  |  | Single Family | 1 |
| XXXXXM0BI | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX |  | No |  | X | X | X | X | X | 1.457% |  |  |  | 4 Family | 4 |
| XXXXX0RF5 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 1 | No |  | X | X | X | X | X | 1.023% |  |  |  | Single Family | 1 |
| XXXXXRJX2 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.142% |  |  |  | Single Family | 1 |
| XXXXXP2DX | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.3 | No |  | X | X | X | X | X | 1.013% | $XXXX |  |  | Single Family | 1 |
| XXXXXONX1 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 3.7 | No |  | X | X | X | X | X | 1.015% |  |  |  | High Rise Condo (>=9 Stories) | 1 |
| XXXXXEQWO | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Fail | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  |  | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | Single Family | 1 |
| XXXXXXX1G | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | PUD | 1 |
| XXXXXMQ31 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 0.770% |  |  |  | Single Family | 1 |
| XXXXXP4SY | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  |  | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | Single Family | 1 |

---

## Exhibit 99.2

---

| |
|:---|
| **S&P QM-ATR** |
| **Run Date - 1/23/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Coborrower Last Name** | **Coborrower First Name** | **Property Address** | **Property City** | **State** | **Zip Code** | **TILA Status** | **QM Status** | **Application Date** | **GSE Eligible** | **Points and Fees (Reg Z)** | **Rate Lock Date** | **APR** | **Employment Indicator (Borrower)** | **Employment Indicator (Coborrower)** | **Citizenship Status (Borrower)** | **Citizenship Status (Coborrower)** | **Residual Income** |
| XXXXXMGX3 | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX5T0O | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXRUNB | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXHYFJ | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXZ132 | XXXXX | XXXXX |  |  | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXAIOE | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX1NTW | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX3RJH | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX0K25 | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXYNRZ | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXPLDR | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXBZXK | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXKQYL | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX3AKJ | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXYOUC | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXIXLP | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXYY33 | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No |  |  |  | XXXX |  | XXXXX |  | $XXXX |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | Yes | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXDNVLP | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  | XXXX |  | XXXXX |  |  |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXEQWO | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXXX1G | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXMQ31 | XXXXX | XXXXX |  | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | Yes | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |

---

## Exhibit 99.2

---

| |
|:---|
| **ASF Addendum - Business Purpose** |
| **Run Date - 1/23/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Seller Name** | **Originator Name** | **Guideline Author** | **Guideline Name** | **Guideline Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Cross Collateralized Flag** | **Number of Mortgaged Properties** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Guarantor 1** | **Foreign National Guarantor 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Self Employment Flag** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Residency Status** | **Borrower 3 Self Employment Flag** | **Borrower 3 OriginalFICO:Equifax** | **Borrower 3 OriginalFICO:Experian** | **Borrower 3 OriginalFICO:TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Residency Status** | **Borrower 4 Self Employment Flag** | **Borrower 4 OriginalFICO:Equifax** | **Borrower 4 OriginalFICO:Experian** | **Borrower 4 OriginalFICO:TransUnion** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Citizenship** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Citizenship** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** |
| XXXXXMGX3 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.690% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX5T0O | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 2.585% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXRUNB | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.265% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXHYFJ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.389% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXZ132 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.237% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXAIOE | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Third Party Rental Source | 1.284% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX1NTW | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.119% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3RJH | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.488% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX0K25 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.442% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYNRZ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.222% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXPLDR | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.363% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBZXK | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.804% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKQYL | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.338% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX3AKJ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.252% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYOUC | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.071% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXIXLP | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.190% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYY33 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.130% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4ITF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.999% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  |  |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXWAHR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.629% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXPLLB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXFFJB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXIKCW | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4QIX | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBCXS | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBNXB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXJD3I | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.464% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4HBC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXLBRY | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKCPN | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX1ULH | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXNGJD | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXABHA | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXTRYR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXQZSM | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDYXG | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDGU2 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXWBVM | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDNVLP | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXCC4B | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.236% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 3 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXWDQC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXXHL5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXEC3U | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX21N0 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.914% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXGSTO | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKQCJ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3JGA | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKWFQ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXNDLG | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Rent On Existing Lease | 1.385% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX0XFC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX40HE | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.023% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKKME | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.007% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXCAOF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX2FFW | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.231% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXQNSO | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3AIJ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXUWGI | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.756% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXZTQR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1025 / 216 | Third Party Rental Source | 1.510% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 3 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX42AH | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.121% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXBHES | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.110% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX43O5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.272% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXITOB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.169% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXBEBC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.491% | $XXXX |  |  | Yes | $XXXX | Yes | $XX |  | $XX |  | X | X | No | No | No |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXM0BI | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.457% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No | No |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 4 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX0RF5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.023% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXRJX2 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Rent On Existing Lease | 1.142% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXP2DX | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.013% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXONX1 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.015% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X |  | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXEQWO | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXXX1G | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXMQ31 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Third Party Rental Source | 0.770% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXP4SY | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |

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